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Speaker 1: Five, three, three, six, seven eight ninety eight.

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Speaker 2: Let your money work for you rather than you always

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working for your money.

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Speaker 1: At Banterwealth dot com.

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Speaker 3: You are listening to ESPN Thefan, your home of Utah

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Valley Athletics Stats. Let's talk about stats. Ben Credal and

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his team of former players and insiders give you the

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latest stats.

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Speaker 2: Data and analytics that are trending in the world of

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Cougar Sports.

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Speaker 1: Stats.

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Speaker 2: Welcome back Cougar Sports. One of three nine nine eight

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point three ESPN the Fan. I've been trinal broadcasting from

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our Bandwealth Studios Banterwealth dot com. If you don't have

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a financial vision, if you don't feel like you've got

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a stable financial future, once you get on a free

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Q and a no obligation to invest Q and A

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with our wealth management tax Smart Wealth Advantagement uh TACH

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Smart Wealth Advisors at Banterwealthbaterwealth dot com.

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Speaker 1: Get on that free Q and a no obligation to

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invest today.

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Speaker 2: I want to talk about some stats here before we

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welcome in our guest here on your Utah ESPN Radio

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netw work a couple things here. Matt Norlander on BYU's

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potential for a loss in March this is what he

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had to say.

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Speaker 1: Matt Norlander, CBS Sports.

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Speaker 2: It would be a dang shame if ag debonsa effectively

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is a Top three Player of the Year candidate by

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the end of the season and his team doesn't even

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win an NC doublea tournament game. That's what people are

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talking about. BYU not winning an NC double a tournament

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game led by one of the best players, if not

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the best player in college basketball. He goes on because

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now we need to be open to the possibility that's

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going to happen. Because the possibility that BYU has an

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eight or a seven seed next to its name as

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opposed to a five or six feels very on the table.

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Speaker 1: That's your stat of today.

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Speaker 2: You could be a seven or eight seed if BAU

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plays like they did versus UCF. They could also be

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a five or six seed if they fig figure out

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how to play like they did versus Iowa State.

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Speaker 1: There's no censor butts about it.

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Speaker 2: Aj Debots is a top three player in college basketball.

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Speaker 1: It would be a travesty. It would be devastating. It

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would be a.

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Speaker 2: Judo chop in the throat, a bowling ball to the kneecap.

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It would be a roundhouse kick to the face, maybe

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even a blow to the nether regions to not have

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aj deep in the turning and Matt Orlander's talking about it,

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and I hate it.

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Speaker 1: I abhorred.

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Speaker 2: Let's talk about stats with a guy that makes me

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happy because he makes me money. Let's welcome in Van

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der Welsberry own NFLPA sort of five financial planner. We

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got Blaine Anderson on the line, Blaine train, how are you.

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Speaker 3: I'm doing good and enjoying this afternoon, but not hearing

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that that stat That is a rough one to take.

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Speaker 1: I hope not.

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Speaker 2: I know these aren't optimistic number Well, I guess it

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depends on like we gotta jeckle in Hyde situation, you

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have a peak and valley. You have a top end

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bottom end. You have an experienced late in the season

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where you see the best BYU basketball has played arguably

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versus Iowa State, and then you have their worst outing

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ever this season versus UCF. How does that happen? What

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were your reactions watching these two games? The contrast of emotions,

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the happiness, the anger, the bitterer, the sweet. I felt

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like I was reading the scriptures. There must be opposition

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in all things? Is what I recall, and I'm like,

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holy cow, I'm feeling that right now in my mind,

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my body, and my soul. What were your feelings like

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watching those two respective games.

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Speaker 3: Yeah, it was a roller coaster. It has been a

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roller coaster. I'm in Arizona right now at a due

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diligence conference. I turned the game on the other night

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against UCF, and I'm a loyal fan, and I gotta

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admit I found myself too in the channel. I turned

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the TV off a couple of times. I mean that

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UCF game was rough. I don't ever want to see

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that again.

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Speaker 1: I don't want to feel that way. I don't like

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to feel that way when I'm down thirty.

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Speaker 3: I kept thinking we were going to have a little

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bit of a comeback.

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Speaker 1: But as you know, and we did. We came back.

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Speaker 2: We made it close thirteen point loss, but it felt

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like it was a thirty point loss, you know what

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I mean, Like you came out of that thinking even

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though for BA was only a thirteen point loss, it

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felt still like a thirty point loss.

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Speaker 3: Yeah, it really did. And you know, I do I

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believe in aj. I think he is a top three pick,

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and so yes, the chances especially with the tournament. That's

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what makes it great. There is a chance that we

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could have an early elimination. But I do think he's

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the type player that at least get us out of

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that first round. I yes, my hot my hopes have

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been diminished a little bit with Richie not being around,

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but hey, I know the chance exists, but I still

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see us getting past that first round. I think Richie's

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or AJ's enough of a player that that we'll get

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past that first round. I'm still holding on to hope

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that we can get into that sweet sixteen round.

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Speaker 2: Yes, indeed, let's get into some other stats here, Blaine,

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as we get into this, let's talk about stats segment.

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You're an NFLPA certified financial planner.

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Speaker 1: Real quick? What went into that?

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Speaker 2: What went into being a registered NFLPA registered advisor?

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Speaker 1: How long did it take? What are they you know,

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what do you got to go through? It seems like

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it's a pretty in depth process. Give us a little

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detail on it.

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Speaker 3: Yeah, it's something that came to me by way of

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recommendation and referral through an NFL agent, an agent that's

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been around the block a long time, formerly represented one

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of my childhood heroes. Barry Sanders, Jerome bettis a couple

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of players back in the day. But he had recommended

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that I apply and go to the application process. It's thorough.

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They have a third party that comes and does a

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separate review of you your background. You of course can't

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have any violations. I like that they have an eight

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year threshold that you must be certified. You of course

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need to be a certified financial planner. You need to

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have increased bonding and Arizon omissions, insurance. I mean, just

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a lot of things that speak to a higher standard

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even within our industry. And so I'm in my seventeenth year.

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The eight year requirements, the CFP. All of those things

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are certifications and standards that we've adhered to for a

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long time as a fiduciary firm. But it's a way

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to bring together some of those outside interests and those

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passions that I have for sport with also what I

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do best and what we do as a firm, and

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that's supervised assets and investment accounts and help people reach

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their financial goals and really use their money. That's a

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big part of what we do.

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Speaker 1: Love that.

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Speaker 2: Let's get into a couple other things here as it

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relates to your firm. Take a moment to maybe plane

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how Banter wealth management is an independent firm firm that

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maybe operates under a fiduciary standard. What's the difference between

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an independent firm and one that is and why does

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the produciary standard really matter in this business? Yeah?

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Speaker 3: Well, really that's an important question, and honestly, most people

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don't realize there's a difference. When we say band or

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is an independent wealth management firm, what we really mean

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is we're not owned by a big bank, or an

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insurance company or a Wall Street brokerage firm. We're not

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tied to proprietary products, internal sales quotas, or a limited

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shelf of investments. I like to say independence because it

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does give us flexibility. If you learn anything about our

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firm and our custom income notes or the strategies that

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we can analyze and objectively choose from are much more broad,

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and so it helps us to fit that client situation

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their objectives. We're certainly not pushed by a parent company,

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and so it does allow I was some independence, and

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I would even say some thinking outside the box. And

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really a lot of our clients are those people that

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are looking for to to do something different than what

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everyone else does. And of course we've got our tried

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and true strategies, but there are times when some customization

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and some creative thinking really are necessary and applicable. And

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that's one of our key strengths here at band Or

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Wealth Management.

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Speaker 2: I'm going to give you a football stat now, you know,

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to just rock your world. The NFL Combine is occurring

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Blaine Train and we got two guys, Chase Roberts and

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Jack Kelly. Wish them all. I think they'll test out well.

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Not so long ago in the during Puka Nakua's advent

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into the NFL, he wasn't invited. Pooka Nakua was not

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invited to the combine.

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Speaker 1: Crazy, huh, just crazy? Back to the day, right, remember that.

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Speaker 3: I don't know if it's just I do. I don't

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know if it's just a story, but I heard that

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our our guy Jared Hall had something to do with

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Puka getting an invite. I don't know if that's true,

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but I remember hearing that, and certainly he's proved a

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lot of those people that he belonged there.

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Speaker 1: Yeah, no doubt about it.

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Speaker 2: So I was reading through kind of the NFL Dot

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COM's evals of Chase and Jack and I was like, okay,

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I take all of these with the grands salt, because

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Pooka was way off. Now, these experts they can't get

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it always right. They can't always get it. You can't

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bat a thousand, and I'm sure you don't bat a

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thousand in your industry. I can't bat a thousand in

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my industry. It's very hard to do it. But pre

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draft analysis of Puka Nakua, hear this out. Okay, he

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was a stat of the Day, Football stat of the Day,

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NFL statut the day. His draft projection, per the experts

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was around sixth or seventh round, maybe undrafted free agent,

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and this was their overview. Niklus an athletic wide out

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lacking the twitch or speed to attack NFL man coverage

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at a successful rate. However, the ball skills and competitive

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nature he brings to the field give him a fighting

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chance to make a ross. He might need to be

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used as a possession receiver operating from the slot, which

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he has by the way that he was right there

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where his.

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Speaker 1: Ball winning in size can work in his favor.

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Speaker 2: He's sneaky, talented with the ball in his hands, Jets

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sweep work in the pros could be an option. He

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has a shot to be picked on day three. There

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are naked elements in the way he plays the game,

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so you know, like a little bit of love there right.

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Speaker 1: His strengths.

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Speaker 2: Routes offer leverage and crisp angles on the move, nice

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job of gaining vertical stack on cornerbacks when he does,

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got your beat basketball background on displaymen making contested catches,

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gains late catch space with physicality and hand fighting battered

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defenses as a jet sweep option, and then tough and

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slippery with the ball. And he says, do you like

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read those strengths You're like, yes, yes, yes, and we're

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seeing those on display in the NFL as he becomes

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one of the best, if not the best, wide receiver

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in the NFL. Weakness is what he said, will struggle

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to elude NFL press coverage, which he hasn't granted, damn

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line up in the slot, which means he's not on

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the line of scrimmage.

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Speaker 1: So he gets that yard of cushion to.

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Speaker 2: Be able to be able to get upfield, be physical,

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hand fight and win. And then stack routes lacks instant

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acceleration to separate upright route running makes him easy to redirect.

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Speaker 1: That's been wrong. He's off on that.

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Speaker 2: One does not have a long speed to keep corners

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from squatting. He's bludgeoned the corners that squat and then

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occasional little issues with focus on downfield targets. But anyway,

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his draft prospect grade was a five point eight, which

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is an average backup or special team or it's hard

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to bat a thousand.

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Speaker 1: But he was way off on this eval.

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Speaker 2: I know you had a good relationship with Puka while

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he was at YU, helping him with a few things,

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so I thought i'd get your thoughts on this.

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Speaker 3: Yeah, well I did, And I remember Puka well. I

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remember meeting him when he first came over to BYU,

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and especially with that draft stock and his prospects. I

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remember them saying that maybe his speed was something. And

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I saw him run the forty there at the combine,

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not at the Combine, but the b YU at the

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pro day. Yeah, and you know, he he is probably

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middle of the road. But it's all those non teachables

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that Puka is great at. I mean, he those strengths

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do seem to be pretty spot on, and I'm sure

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that when he sat down in those interviews, he probably

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wild them with his his knowledge of the game, his IQ,

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his personality, some of those intangibles. But I did I

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got to know Puka. Well. It's cool to see what

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he's doing now. And like you said, no one's going

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to a bout a thousand. Puka is definitely one of

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those that has overcome a lot of the odds and

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I love seeing all that he's doing now and representing

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us as Cougars.

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Speaker 2: Yeah, he's doing great things in the NFL. Was at

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the game versus Jucypp. We need to retire the black jerseys, right,

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Are we done with him?

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Speaker 1: The curse of the black jerseys.

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Speaker 2: We we get smoked on the football field and we

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get demolished on the basketball court. Let's just do away

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with the black black plague. It is the black place.

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We got to get rid of it, right, Are you

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down with that? We've done with the blackouts going forward totally.

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Speaker 3: I noticed that too in that UCF game. Yeah, I've

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had enough of them. I'm with you guys for sure.

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Speaker 2: Let's retire them today. Blaine, another important question. Most people

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don't realize. There's a difference when we say Bander is

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a wealth independent wealth management firm. What it really means

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is it's not owned by maybe what like a big bank.

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You mentioned some of those things. I want to ask

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you this though, too. I know Banders beginning maybe a

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partnership with some of the CPAs, something I know you

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guys are pretty excited about. What does the collaboration allow

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you to do for the clients, especially during tax season

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and the build up to tax season.

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Speaker 3: Yeah. Well, first of all, our clients that have outside

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CPA professionals, we love communication with their existing professionals. It's

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always been a strength that communication. That collaboration does so

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much more and adds value to the overall client relationship

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and achieving their goals. So we continue to maintain many

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relationships with existing professionals for our clients. But we've also

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opened up an accounting arm that is with we have

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three CPAs on staff. They do tax filings, they do

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tax strategy, they're very experienced in the field, and it's

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a way for us to just further that collaboration for

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a client. Yes, having a wealth manager, having someone that's

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focused on growing your accounts and advancing your accounts is important.

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I would say, just as important is the collaboration in

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keeping what you earn. Especially for our high income, high

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net worth clients. They taxes and saving on taxes or

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having a tax strategy is one of the top priorities.

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And so we have a band Or Accounting Group. It

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consists of three CPAs. They implement tax strategy, they file

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tax and they work in collaboration with the cfps here

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on staff at band Orwealth Management. So we bring together

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an integrated service of tax planning and wealth management to

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bring together a better result and outcome for clients.

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Speaker 2: Love that, man, I got one more stat of the

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day for you that I want to get into. Jonathan

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Wasserman of Bleacher Report has Darren Peterson as the number

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one overall pick in his latest NBA mock draft. Now,

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there's been some jocking for position here, as AJ has

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gone off very productively over the last six seven games

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for the Koogs. But this is what Jonathan Washerman had

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to say about Darren Peterson. Believers remain adamant that an

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injury is holding Darren Peterson back from unleashing more explosive

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slashing to the rim. His shot selections so far has

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included higher difficulty pull ups and followays, which may be

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a result of the hamstring and cramping issues, as well

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as his particular uses.

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Speaker 1: Playing more off the ball and less in ball screen situation.

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Speaker 2: Still, he's shooting fifty four point three percent on two

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point jumpers and forty point five percent on three Scouts

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remain enamored with his movement and ability to get to spots,

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along with his special shot making skill from three levels.

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There will likely be some around the league turned off

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by him tapping out of games and missing a big

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one against Arizona with the flu, but the majority isn't

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concerned about attitude.

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Speaker 1: Or work ethic.

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Speaker 2: I know we're biased here, but AJ seems to have

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that dog in him, and Darren should continue to be

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labeled DNP until proven otherwise. I know how you would.

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You're gonna go with a guy that's available. Your best

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abilities are availability, right.

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Speaker 3: Absolutely, And let me even give you a market take

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on it. From an investment standpoint, there's one thing the

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market's dislike more than anything else, and that's uncertainty. And

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so to me with Darren Peterson or understand, he's got

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flashes of greatness and he may have that in him,

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but even just that uncertainty about his health, his injuries,

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and his being prone to injuries things like.

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Speaker 1: Like tapping himself out in the middle of the game.

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We don't even know why that's right.

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Speaker 3: It's just that level of uncertainty that make me take

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a step back and I take AJ. Even if you

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want to say AJ is an eight out of ten

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and Darren can have flashes or moments of a nine

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out of ten, I'd take AJ with his eight out

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of ten and consistency over the flashes at a nine

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all day. We can build around that. That's how I

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would look at it from an investment standpoint.

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Speaker 1: No doubt about it.

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Speaker 2: You got to let the money work for you rather

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than you always working for your money. Yeah, the rich

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work hard for the money, but the wealthy they let

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the money work for them. I think that's one of

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the things that you guys do best there at Banterwealth.

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Speaker 1: Yeah.

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Speaker 3: Absolutely, Ben. It's always a pleasure hopping on and that's

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our goal for clients is to help put their money

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to work for them and help them make deposits in

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the Memory bank. Because one of the things we like

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the sigmal so we enjoy working with listeners and appreciate

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the time today.

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Speaker 2: One last thing. Biggest storylines come in out of camp Kallini.

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Speaker 1: Twenty twenty six. Is it kicks off tomorrow? Which storyline

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are you most intrigued by? And why?

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Speaker 2: Quarterback two? It's Trayson boorg Gay versus Enik Watson. What

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will the defense? Number two? What will the defense look like?

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With klipapinga at the help in the new defensive back coaches?

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How about the RB two conversation c Onimo versus Jobsta,

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Demonni versus presion, Rex versus devon Eka versus logan pain.

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Speaker 1: What is the wide receiver room going to look like? Whomber?

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Who's wide receiver? Number one?

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Speaker 2: How do you replace Parker Kingston? You got some offensive

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line transfer? You got three of them, new offensive line cohesion?

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Can they protect bear Bachmeyer? And then you have a

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little bit of this linebacker?

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Speaker 1: You still in effect?

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Speaker 2: Kate Uluave new transfer, Jake Clifton from Kansas State new transfer?

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What will the linebackers look like? Where do you lean

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and why?

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Speaker 3: Well, I'm excited about the new linebacker. I can't wait

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to just see him play. I've heard a lot about him.

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I'll tell you I've got a lot of confidence and

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Coach papinga on the defensive side. One of the question

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marks for me and what I hope to see further

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develop is what's going to happen in that wide receiver room.

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Obviously we know there's been some changes there. I'd like

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to see who's going to step up, who's going to

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step in, and where we can get some support to

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Bear and LJ and build out that offense to put

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points on the board. So I'd say for me, it's

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going to be watching that wide receiver room and how

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that develops through camp.

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Speaker 2: Love that contact Blayne Anderson and his group Vanderwelth Bantererwelth

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dot com. Blaine, always a pleasure, always a blessing, talking

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ball and stats with you.

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Speaker 1: Thanks ropping on

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Speaker 3: Hey without a doubt, Thank you, Ben, Hey go that's

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Blaine