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<v Speaker 1>Yeah, ripped new neat advice.

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<v Speaker 2>Who you don't have? Come running suspass as we can.

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<v Speaker 3>Shooter's gonna help come man.

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<v Speaker 4>Six is the Troubleshooter Show Now Tom Martino.

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<v Speaker 5>Hello, Tom Martino here, Welcome to the show. Three oh

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<v Speaker 5>three seven one three talk three oh three seven one

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<v Speaker 5>three eight two five five. Here to help you solve problems,

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<v Speaker 5>answer questions, take calace, make your life just a little easier.

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<v Speaker 6>That's what we do here each and every day. So welcome.

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<v Speaker 5>Uh. If you have anything you want to talk about,

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<v Speaker 5>you call and you can call by the way twenty

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<v Speaker 5>four seven three oh three Martino three oh three six

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<v Speaker 5>two seven eight four six six.

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<v Speaker 6>We love to help you with anything.

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<v Speaker 5>And uh, I'm going to uh bring in my buds

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<v Speaker 5>over here. I have with me Robert from K and

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<v Speaker 5>H Home Solutions. He is ops manager, and he says,

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<v Speaker 5>windows going strong, doors going strong, they do that all year.

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<v Speaker 5>Roofing slows down a bit. I bet siding, what about siding, man?

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<v Speaker 5>What about sighting? Siding?

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<v Speaker 7>What we'd offer a couple of different products. Obviously, Hardy

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<v Speaker 7>put what's selling? What's your top selling? I'd say Hardy

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<v Speaker 7>is going to be right up there next to maybe

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<v Speaker 7>I'm a little bit of our meal run.

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<v Speaker 5>Okay. I think these new composite sidings coming out are

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<v Speaker 5>going to take over the market eventually.

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<v Speaker 7>Yeah, they're long lasting, good warranties, baked on paint.

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<v Speaker 5>They're good stuff, especially the ones that go beyond the

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<v Speaker 5>surface or under the surface, right, and I'm talking about

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<v Speaker 5>what they're usually plastic polymers and stuff.

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<v Speaker 7>You carry those, yeah, we do, I mean that and

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<v Speaker 7>vinyl the hardyboard is that obviously the cement board that's

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<v Speaker 7>going to be. We don't carry them, but we do

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<v Speaker 7>offer them obvious.

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<v Speaker 5>Anyway, as far as windows, there's a lot, a lot

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<v Speaker 5>of development in windows, but the the main development, I mean,

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<v Speaker 5>the main difference in windows, well, I guess there's a

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<v Speaker 5>lot the IGU insulated glass unit, which is the glass

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<v Speaker 5>itself double triple. Uh, there's there's d n E triple.

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<v Speaker 5>Really is that overkill? What do you think?

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<v Speaker 7>I mean, it depends on your situation. I mean it

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<v Speaker 7>does help a lot with like sound deadening if you

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<v Speaker 7>look like a highway or something. Definitely a lot more

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<v Speaker 7>efficient up in the higher elevations, but down here does

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<v Speaker 7>serve some purposes.

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<v Speaker 5>And then frames, you know, fiberglasses making another run at it.

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<v Speaker 5>I like fiberglass, I like I like good vinyl. I

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<v Speaker 5>don't like wood at all. I I in fact, I mean,

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<v Speaker 5>what's fine? I guess if it's clad, yep. But I

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<v Speaker 5>don't like wood clad for one reason. I had a

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<v Speaker 5>home one time and I had clad windows on the outside,

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<v Speaker 5>but on the inside you finish them right or they

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<v Speaker 5>come finishing and eventually after redo them. So I had

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<v Speaker 5>a guy come out just years ago and bid on

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<v Speaker 5>redoing them because they, you know, fade. I mean, no

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<v Speaker 5>matter what you do in Colorado, if you have wood,

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<v Speaker 5>I don't care what finishes on it. Unless it's clad,

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<v Speaker 5>it's going to wear out or fade or whatever. So

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<v Speaker 5>the outside look fine because it's clad. The inside. I

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<v Speaker 5>so this guy gives me a quote. I said, oh no, no, no,

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<v Speaker 5>I don't want to replace my windows. I just want

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<v Speaker 5>to refinish him. He says, pal, that's the refinished price

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<v Speaker 5>because they have to mask them and strip them and

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<v Speaker 5>stain them and polish it or whatever.

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<v Speaker 8>You know.

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<v Speaker 5>I said, forget that crap. Did I learn a lesson

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<v Speaker 5>on wood? And that same years ago. Everybody moves to

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<v Speaker 5>Colorado has a dream of having a rustic homb. I

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<v Speaker 5>mean the big mistake a lot of people make is

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<v Speaker 5>they move to the mountains, they get a rustic homb

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<v Speaker 5>and they think right away that's what they want. But

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<v Speaker 5>the wood doesn't. I don't care if it's cedar, I

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<v Speaker 5>don't care what it is. It won't. It starts cracking,

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<v Speaker 5>it starts warping. I mean, Colorado is brutal, brutal. On

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<v Speaker 5>the outside of your house it is dex too, brutal.

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<v Speaker 9>Yep.

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<v Speaker 5>Even some composite decks can't.

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<v Speaker 7>Hold up fading and stuff.

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<v Speaker 5>Like that, and the warping from the heat. But anyway,

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<v Speaker 5>if you have any questions, we have Robert with us

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<v Speaker 5>FROMKNH Home Solutions. Now, this company goes back sixty five years.

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<v Speaker 5>I always say, one of the oldest, if not the

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<v Speaker 5>oldest home improvement company in Colorado. And Henry started. I

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<v Speaker 5>knew Henry. I actually started with Henry, and then Ted

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<v Speaker 5>took over, and then Lee and they all have the

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<v Speaker 5>same traditions, so they're really good people. All right, let

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<v Speaker 5>me go to the phones three oh three, seven, one

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<v Speaker 5>to three talk Andrew as an issue. Speaking of what

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<v Speaker 5>we're doing, let's talk about contractors. Andrew what's going on

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<v Speaker 5>with the contractor? Andrew? Hello, Andrew, Hey man, I'm here.

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<v Speaker 5>What's happening, Andrew?

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<v Speaker 2>Check on?

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<v Speaker 5>Check on Andrew. Sometimes when I open up and talk

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<v Speaker 5>and don't go to them right away, they might just sleep. Julie,

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<v Speaker 5>I'm going to go to how about that? Because this

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<v Speaker 5>is contractor related. Although you don't have to have things

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<v Speaker 5>home related today, but if you do, it's a great

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<v Speaker 5>time to call.

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<v Speaker 6>I'm going to talk to Julie now. Julie, Hi, what's happening?

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<v Speaker 2>Hi?

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<v Speaker 10>Thanks for taking my call.

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<v Speaker 5>What's going on? Julie?

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<v Speaker 10>I had tile work done five hundred and twenty seven

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<v Speaker 10>square feet on my main level.

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<v Speaker 6>And where was that tile put?

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<v Speaker 10>It was put in the front entryway, down the hall,

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<v Speaker 10>in a little bathroom, the laundry room, in the kitchen.

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<v Speaker 6>Oh my goodness, that's a lot.

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<v Speaker 10>That's a lot, five hundred and twenty seven square feet.

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<v Speaker 10>Bought the tile from Carpet Exchange on my nickel and

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<v Speaker 10>gave him a down payment.

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<v Speaker 5>Now did they install it too or did you just

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<v Speaker 5>buy it there?

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<v Speaker 10>I just bought it there.

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<v Speaker 11>I just bought it there.

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<v Speaker 5>And then you hired so much one else and then

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<v Speaker 5>you had.

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<v Speaker 9>Someone else do it everybody else?

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<v Speaker 10>Yes, okay, So anyway paid him ninety three hundred as half.

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<v Speaker 5>And and who is him?

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<v Speaker 6>Who did you pay?

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<v Speaker 10>I paid Walter Gomez for elevated remodeling.

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<v Speaker 5>Okay, so half down elevated remodeling Walter Gomez.

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<v Speaker 10>Yes, and you.

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<v Speaker 5>Know how I feel about half down. I feel like

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<v Speaker 5>there's no reason about half down. But anyway, especially if you.

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<v Speaker 12>Bought the materials, I do too.

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<v Speaker 10>But anyway, I'm learning from all this. But so the

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<v Speaker 10>work is now done.

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<v Speaker 5>It took well.

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<v Speaker 6>At least you got the work done.

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<v Speaker 5>That's good.

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<v Speaker 6>So did you pay the other half?

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<v Speaker 5>No?

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<v Speaker 10>I he a week after it started here?

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<v Speaker 5>Wait a minute, are you telling me just for wait?

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<v Speaker 5>Wait wait wait wait, just for installation? Let me get

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<v Speaker 5>this straight. Ninety three hundred represented half? No, no, just

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<v Speaker 5>for installation labor? You paid eighteen thousand, six hundred dollars.

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<v Speaker 10>It would have been, but I didn't pay him all

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<v Speaker 10>of that yet.

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<v Speaker 6>Did you ever shop this price around?

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<v Speaker 5>We're talking about installation thirty five bucks?

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<v Speaker 1>No?

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<v Speaker 5>No, no, that that is way high for just installation,

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<v Speaker 5>thirty five dollars a square foot just for installation of tile?

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<v Speaker 6>Well, oh, hold on? Did he have to tear out

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<v Speaker 6>a floor.

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<v Speaker 10>Yes, he had to tear out the floor.

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<v Speaker 5>What did he have to tear out? That's still a

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<v Speaker 5>little different. What did he have to tear out file?

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<v Speaker 6>Yeah, that might be that that.

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<v Speaker 5>Yeah, did he have to tear out five hundred, like

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<v Speaker 5>five hundred square feet of that tile? Or did you?

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<v Speaker 5>Did he? Or did he?

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<v Speaker 6>Okay? Yeah, okay, then I might that might be a

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<v Speaker 6>little different. Okay, so go ahead. Then what happened? Then

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<v Speaker 6>he'd the work is done and you didn't pay.

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<v Speaker 12>The other half?

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<v Speaker 10>I gave him another After.

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<v Speaker 12>A week he asked that he needed money.

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<v Speaker 10>I stupidly gave him another five thousand.

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<v Speaker 5>So so far you paid fourteen three.

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<v Speaker 10>Yeah, fourteen three sixty six.

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<v Speaker 6>Uh huh okay, And what's going on now?

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<v Speaker 10>It has to be totally torn up?

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<v Speaker 5>Now?

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<v Speaker 6>Who said? Who said it has to be totally torn up?

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<v Speaker 10>Well, okay, carpet exchange, this show remodeling, Colorado Paint Company,

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<v Speaker 10>and he brought in heaving elevator green modeling.

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<v Speaker 6>What are the problems? Tell me what's going on?

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<v Speaker 5>What are the problems that you saw where you started

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<v Speaker 5>questioning the work?

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<v Speaker 10>Well, you don't see it till it's really done.

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<v Speaker 9>Lippage.

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<v Speaker 10>That means where the tiles are not even ones up

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<v Speaker 10>ones down. Yeah, routwork is miscolored, it is uneven, is

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<v Speaker 10>missing grout. He has ruined baseboards, He has taken the

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<v Speaker 10>finsh off the stairs that butt up to it. He ruined.

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<v Speaker 10>He has scratched four places on a ge refrigerator that

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<v Speaker 10>the panel has to be replace.

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<v Speaker 5>Does he agree it has to be redone or does

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<v Speaker 5>he think it's a good job.

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<v Speaker 10>Oh no, he has agreed to it, but I will

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<v Speaker 10>not allow him to do it.

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<v Speaker 5>Well, let me explain something to you for work, Julie,

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<v Speaker 5>Let me explain something to you. Many times, when people

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<v Speaker 5>want something redone and a contractor is willing to do it,

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<v Speaker 5>you have a very weak case if you.

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<v Speaker 6>Don't let them. I want to explain a few things

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<v Speaker 6>to you.

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<v Speaker 5>First and foremost, he didn't violate the Contractor's Trust Act.

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<v Speaker 5>He did the work. Secondly, you owe according to contract.

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<v Speaker 5>Now just listen before you Before you you disagree, you

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<v Speaker 5>technically owe him even if he did it poor job.

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<v Speaker 5>Because really, quality, believe it or not, is not part

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<v Speaker 5>of a contract unless they tell you it will be

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<v Speaker 5>done to a certain quality. I know that sounds weird,

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<v Speaker 5>But laying down that tile, if it differs from the standard,

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<v Speaker 5>it doesn't mean it's fraud. It doesn't mean it's a

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<v Speaker 5>breach of contract. It means you don't like it. Now

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<v Speaker 5>you might say, well, Tom, anybody who walks in wouldn't

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<v Speaker 5>like it, and therefore I'm calling it a breach of contract.

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<v Speaker 5>It very well maybe, but not intentional breach. So you

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<v Speaker 5>don't have a very easy case to go after this guy,

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<v Speaker 5>especially if he is saying I want to redo it,

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<v Speaker 5>and you give him no chance to on the assumption

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<v Speaker 5>he can't. Now there's probably a possibility he can. But

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<v Speaker 5>what I would do in this case, if I had

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<v Speaker 5>someone willing to redo it, I would say, under one condition,

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<v Speaker 5>I have to have it in phases, inspect it because

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<v Speaker 5>you did such a poor job, and I would engage

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<v Speaker 5>someone too. Now, he's not charging you to redo it, right,

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<v Speaker 5>he wants to redo it, is that right? Is he

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<v Speaker 5>going to buy the tile? Is he going to buy

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<v Speaker 5>the tile?

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<v Speaker 10>That's that's being negotiated right now?

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<v Speaker 5>Well, do you mean negotiated? He should pay for all

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<v Speaker 5>of it. Why should you pay for any of it

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<v Speaker 5>right right now?

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<v Speaker 2>Now?

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<v Speaker 5>If he's not willing to buy the tile, the deals off.

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<v Speaker 5>But if he's willing to supply the materials and redo it,

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<v Speaker 5>you need to give him a chance. In my opinion.

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<v Speaker 5>If you don't give him a chance, here's what you do.

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<v Speaker 5>Have it redone and sue him, and probably you want

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<v Speaker 5>to know the truth, get nothing.

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<v Speaker 6>Probably it does. Does a guy.

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<v Speaker 5>Seem like he has substance? How did you find him?

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<v Speaker 9>Three people?

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<v Speaker 10>That it was word of mouth and that's why, I

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<v Speaker 10>you know, figured if they liked.

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<v Speaker 5>Him well in other words, people people who had him

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<v Speaker 5>do work did little work.

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<v Speaker 10>And he didn't use the same people he used.

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<v Speaker 6>Oh so he doesn't do the work. He doesn't do

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<v Speaker 6>the work.

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<v Speaker 12>He did not supervise these people.

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<v Speaker 6>Oh that's wrong. Yeah, yeah, so he just.

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<v Speaker 10>Basically subbed at brained them. And they were illegals. I

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<v Speaker 10>have nothing wrong with illegals that want to work.

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<v Speaker 5>No, I get what you're saying. Yeah, we don't have

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<v Speaker 5>to go there. You're right, you're right here. Look look,

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<v Speaker 5>hold on a second, let's come back to this. Wait

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<v Speaker 5>one second, three oh three seven one three talk three

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<v Speaker 5>h three seven one three eight two five five. This

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<v Speaker 5>hour brought to you by waterpros dot netwaterpros dot net

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<v Speaker 5>now Waterpros is doing the best water systems. First of all,

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<v Speaker 5>they do the best water systems normally fourteen hundred bucks

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00:12:46.679 --> 00:12:49.679
<v Speaker 5>for reverse osmosis drinking water. And then you have another

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<v Speaker 5>if you wanted to do whole house conditioning is thirty

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<v Speaker 5>four hundred or whole house softening I call it. And

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<v Speaker 5>that's wonderful water for the laundry, plumbing, all that, and

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<v Speaker 5>then wonderful drinking water. He's combining those two for thirty

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<v Speaker 5>one ninety five. That that's an incredible deal because even

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<v Speaker 5>by his low prices it's over five grand, but plumbers

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<v Speaker 5>would be up to fifteen grand for these kinds of qualities,

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<v Speaker 5>quality of systems. So you're gonna get them for thirty

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<v Speaker 5>one ninety five three one hundred ninety five Waterpros dot

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<v Speaker 5>net three oh three eight six two five five five

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<v Speaker 5>four Go with a sure thing Denver's best roofer Excel

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00:13:26.440 --> 00:13:29.519
<v Speaker 5>roofing dot com. You don't pay a cent until you're content.

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<v Speaker 5>Time for an insurance check up free no obligation comparison

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00:13:36.240 --> 00:13:39.799
<v Speaker 5>call compass insurance paying too much your coverage at dozens

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00:13:39.799 --> 00:13:42.519
<v Speaker 5>of insurance companies find out now three oh three seven

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<v Speaker 5>seven to one help you'll think you're his only customer

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<v Speaker 5>when you choose Frank durand the real estate man dot

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<v Speaker 5>Com to list your home with Remax Alliance. Three oh

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<v Speaker 5>three nine two zero sixteen twenty two. Hi Tom Martino

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<v Speaker 5>here three oh three seven one three talk seven one

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<v Speaker 5>three eight two five five. Hey, let's talk to uh

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<v Speaker 5>Julie again. Now, Julie, here's what I want to know.

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<v Speaker 5>Where do you stand right now?

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<v Speaker 10>He has said that he will give me ten thousand

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<v Speaker 10>dollars back.

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<v Speaker 12>He would refund ten thousand.

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<v Speaker 10>Uh, he would refund seventy five, and he would buy

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<v Speaker 10>tile replacement.

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<v Speaker 5>Wait a minute, Wait a minute, Wait a minute, Hold on,

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<v Speaker 5>Hold on, he will refund ten grand plus buy you

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<v Speaker 5>tile and not purchase tile. Oh ten grand?

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<v Speaker 12>QW he would refund seventy five and buy replacement.

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<v Speaker 9>Tyle.

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<v Speaker 5>How much did the tile cost you?

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<v Speaker 10>Fifteen? I got it right here, it is one seventy six.

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<v Speaker 5>Well, telling you on ten grand plus the tile.

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<v Speaker 2>I want.

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<v Speaker 10>But then he's saying because of this contract that I

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<v Speaker 10>would owe him. He says, this leaves a balance of

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<v Speaker 10>forty three hundred.

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<v Speaker 12>He left me with more.

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<v Speaker 5>Of course, I understand there's a balance of forty three

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<v Speaker 5>but that's only if it was done properly right. I

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<v Speaker 5>don't have any troublem properly Yeah, I know, you have

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<v Speaker 5>no problem paying for it if it was done properly right.

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<v Speaker 10>Because I feel I was taken advantage of because the

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<v Speaker 10>standard of quality work was not performed.

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<v Speaker 5>Here's what I would settle for. Here's what I would

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<v Speaker 5>settle for. I would settle for. Well, no, man, I'd

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<v Speaker 5>want all my money back. Well, I wouldn't settle for anything.

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<v Speaker 5>I'd not only want my money back, I'd want my

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<v Speaker 5>money back. And then he has to tear out what

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<v Speaker 5>he did. I mean, that's going to cost you, look

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<v Speaker 5>either way. But here's the problem. You see, this guy

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<v Speaker 5>he has nothing unless I mean, where's he coming up

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<v Speaker 5>with the ten grand? I wonder if I told him

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<v Speaker 5>to ten grand. I'm wondering if he actually has the

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<v Speaker 5>ten grand.

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<v Speaker 10>Well, he said, you know, have pity on me, and

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<v Speaker 10>you know, blah blah. You know, we all have our

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<v Speaker 10>own woes.

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<v Speaker 5>That's right. Look, if he's still willing, if he's willing

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<v Speaker 5>to buy the tile and try to redo it, and

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<v Speaker 5>you can have an inspector check it each step of

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<v Speaker 5>the way, there's nothing wrong with that.

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<v Speaker 10>Either how do I get an inspector? I do not.

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<v Speaker 10>I have to tell you so much has gone on

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<v Speaker 10>with mistruth from him that I cannot have him in

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<v Speaker 10>the house.

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<v Speaker 5>Then Julie. Then Julie, then don't let him in the house.

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<v Speaker 5>Hire someone to tear it out and redo it. He's

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<v Speaker 5>not going to do it. So you know, if you

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<v Speaker 5>can get ten grand from him, get ten grand, do

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00:16:46.480 --> 00:16:48.639
<v Speaker 5>whatever you can. Then, but you're not going to get

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00:16:48.639 --> 00:16:50.840
<v Speaker 5>you all your money back because the guy doesn't have substance.

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<v Speaker 5>When you deal with clowns, you kind of have to

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<v Speaker 5>take some of that responsibility. Okay, you probably didn't do

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<v Speaker 5>your due diligence. Okay, yeah, yeah, word of myth is

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00:17:00.360 --> 00:17:02.799
<v Speaker 5>not enough, believe it or not, especially from friends, because

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<v Speaker 5>most of the time, and especially when you're dealing with

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<v Speaker 5>a general who doesn't use the same cruise. When you

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<v Speaker 5>use general contractors, you're not using the same people.

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<v Speaker 6>You're using whoever they get.

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<v Speaker 5>So therefore, if you don't want him back in your house,

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00:17:17.119 --> 00:17:20.759
<v Speaker 5>more power to you, then make any negotiated settlement you

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<v Speaker 5>possibly can. Is he saying he wants you to pay

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<v Speaker 5>the whole contract and then he refunds ten grand?

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<v Speaker 10>Yeah, yeah, well that's the way I read.

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<v Speaker 6>Well that's crazy.

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<v Speaker 12>Look look at it is crazy.

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00:17:33.160 --> 00:17:36.079
<v Speaker 5>Look at look can somebody there chop or give this

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00:17:36.119 --> 00:17:39.319
<v Speaker 5>guy a call. Give this guy a call and give

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00:17:39.359 --> 00:17:42.440
<v Speaker 5>them the facts of life. I'll buy me just let's

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<v Speaker 5>just try to negotiate some But listen, Julie, there's not

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<v Speaker 5>going to be a perfect situation here. You dealt with

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<v Speaker 5>a clown.

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<v Speaker 12>Oh I know, I know, and you know I feel

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<v Speaker 12>so adamant that I.

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<v Speaker 10>Do not want him in my house. It is I can't.

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<v Speaker 12>There are other stories that don't need to go online,

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00:18:00.359 --> 00:18:05.960
<v Speaker 12>are on air. I do not trust him.

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<v Speaker 5>All right, look it and the name is elev Does

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<v Speaker 5>he have a website Elevated Remodeling.

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<v Speaker 10>Yeah, Elevated Remodeling. It's canned, all right.

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<v Speaker 5>Is he on Facebook?

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<v Speaker 9>He is?

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<v Speaker 5>You got him on there too. Try to get me

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<v Speaker 5>a picture of this guy. Good, Try to get me

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00:18:27.359 --> 00:18:28.839
<v Speaker 5>a picture of him. I want to put him on

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<v Speaker 5>the sleeves brigade and warn others. Oh he no picture?

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<v Speaker 5>All right, listen, Julie, Let jefputy chopper see what he

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<v Speaker 5>can do. Three oh three seven one three A two

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<v Speaker 5>five five, Andrew, we try to get you up front

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00:18:42.200 --> 00:18:43.119
<v Speaker 5>what's going on? Andrew?

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<v Speaker 13>Okay, I might contract with Blue Sky Builder to resurface

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<v Speaker 13>my driveway.

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00:18:50.440 --> 00:18:55.640
<v Speaker 5>And it's is it blue? You said, Blue Sky Builder builders?

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<v Speaker 5>And they were going to resurface. Now, how did you

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<v Speaker 5>find Blue Sky.

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<v Speaker 13>Through home people?

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<v Speaker 6>Okay, so they were going to resurface with what.

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00:19:07.680 --> 00:19:10.400
<v Speaker 13>I want to re surface with, like I saw on

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<v Speaker 13>advertising with concrete. But the guy who was made the country.

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<v Speaker 5>Now, how did home Depot? I didn't know home Depot

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<v Speaker 5>was in the concrete business.

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00:19:20.839 --> 00:19:26.839
<v Speaker 13>No, Home Depot recommended they have a I went to

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00:19:26.880 --> 00:19:29.000
<v Speaker 13>home Depot and told them what I want to do,

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00:19:29.200 --> 00:19:31.880
<v Speaker 13>and they and the different.

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<v Speaker 5>People and do they have a list or something?

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<v Speaker 11>Right?

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<v Speaker 13>And Blue Sky Builder, the guy named Charlie called me

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00:19:38.799 --> 00:19:42.960
<v Speaker 13>first Charlie and we talked yes, and we talked about it,

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00:19:43.279 --> 00:19:46.000
<v Speaker 13>and I wanted the surface like I saw on an

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00:19:46.039 --> 00:19:47.799
<v Speaker 13>advertising with the concrete.

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00:19:49.119 --> 00:19:51.599
<v Speaker 5>So you basically want to tear out the old concrete

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00:19:52.000 --> 00:19:54.519
<v Speaker 5>or do you have any what's on there now?

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00:19:56.400 --> 00:20:01.119
<v Speaker 13>The driveway is just pilling off? Well, he said that

388
00:20:01.240 --> 00:20:04.319
<v Speaker 13>epoxy is better material, so he wants to do it

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00:20:04.359 --> 00:20:05.079
<v Speaker 13>in epoxy.

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00:20:05.559 --> 00:20:08.039
<v Speaker 6>Well, okay, do you is it a concrete driveway?

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00:20:08.920 --> 00:20:09.279
<v Speaker 2>Yes?

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00:20:09.720 --> 00:20:16.480
<v Speaker 5>Okay, you can sometimes go over a sailing concrete surface

393
00:20:16.599 --> 00:20:19.799
<v Speaker 5>sometimes and you can surface it with a POxy that

394
00:20:19.839 --> 00:20:22.960
<v Speaker 5>looks pretty good. Sometimes. Hold on, let's come right back

395
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<v Speaker 5>to you. I'm Tom Martino. Let's find out what's going

396
00:20:25.279 --> 00:20:33.000
<v Speaker 5>on with this one. Right after this, go with a

397
00:20:33.039 --> 00:20:36.599
<v Speaker 5>sure thing Denver's best roofer Excel Roofing dot com. You

398
00:20:36.640 --> 00:20:42.400
<v Speaker 5>don't pay a cent until you're content. Time for an

399
00:20:42.400 --> 00:20:46.640
<v Speaker 5>insurance checkup free, no obligation. In comparison, call Compass Insurance

400
00:20:46.799 --> 00:20:49.799
<v Speaker 5>paying too much your coverage at dozens of insurance companies

401
00:20:49.880 --> 00:20:52.480
<v Speaker 5>find out now three O three seven seven to one help.

402
00:20:52.640 --> 00:20:55.279
<v Speaker 5>You'll think you're his only customer when you choose Frank

403
00:20:55.359 --> 00:20:57.799
<v Speaker 5>durand the real estate Man dot com to list your

404
00:20:57.839 --> 00:21:01.480
<v Speaker 5>home with Remax Alliance. Oh three nine two zero sixteen

405
00:21:01.559 --> 00:21:07.440
<v Speaker 5>twenty two. Hi Tom Martino here three all three seven

406
00:21:07.480 --> 00:21:10.720
<v Speaker 5>one to three talks. So here's what happened. And by

407
00:21:10.720 --> 00:21:12.799
<v Speaker 5>the way, I want to remind everyone. You can text

408
00:21:12.839 --> 00:21:17.640
<v Speaker 5>me at the short code we call it for iHeart

409
00:21:17.680 --> 00:21:19.839
<v Speaker 5>is five seven seven three nine. Just put Tom in

410
00:21:19.880 --> 00:21:22.319
<v Speaker 5>there and they'll come right to me five seven seven

411
00:21:22.359 --> 00:21:27.240
<v Speaker 5>three nine. You can also text me on my personal

412
00:21:27.400 --> 00:21:33.680
<v Speaker 5>Google Voice and feel free to text me there about anything,

413
00:21:35.000 --> 00:21:38.160
<v Speaker 5>and it does come to my cell phone and you

414
00:21:38.200 --> 00:21:40.920
<v Speaker 5>can talk. You can ask for consumer advice, or if

415
00:21:40.920 --> 00:21:42.839
<v Speaker 5>you want to know about my new company, Wave eight

416
00:21:43.759 --> 00:21:48.519
<v Speaker 5>Wealth Management, I'd be happy to get get in touch

417
00:21:48.559 --> 00:21:50.480
<v Speaker 5>with you there. If you want to text me real

418
00:21:50.599 --> 00:21:52.559
<v Speaker 5>quick or I have other ways you can do that,

419
00:21:52.640 --> 00:21:56.400
<v Speaker 5>of course, which is invest with Martino dot Com. But

420
00:21:56.440 --> 00:21:58.480
<v Speaker 5>if you wanted to text me for anything about the

421
00:21:58.559 --> 00:22:05.680
<v Speaker 5>show seven four seven eighty seven four seven eighty, that

422
00:22:05.839 --> 00:22:09.920
<v Speaker 5>is personal. It comes to me, and I really appreciate people.

423
00:22:10.079 --> 00:22:14.720
<v Speaker 5>They've been using it and not abusing it. So that's great. Now, Andrew,

424
00:22:15.960 --> 00:22:19.839
<v Speaker 5>you hired Blue Sky Builders. You wanted to reserve as

425
00:22:19.920 --> 00:22:25.519
<v Speaker 5>your driveway recommended by UH, recommended by Home Depot, and

426
00:22:27.519 --> 00:22:32.400
<v Speaker 5>the old concrete was failing. Now Charlie recommended a POxy.

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00:22:32.680 --> 00:22:38.079
<v Speaker 13>What happened then, well, UH I signed the contract for

428
00:22:38.160 --> 00:22:40.880
<v Speaker 13>six thousand dollars. I paid two fifty.

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00:22:43.400 --> 00:22:47.240
<v Speaker 6>Six thousand dollars. What size was that?

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00:22:48.920 --> 00:22:52.519
<v Speaker 13>Well, it's a three car garas driveway.

431
00:22:52.759 --> 00:22:53.799
<v Speaker 9>But also they.

432
00:22:54.119 --> 00:22:59.400
<v Speaker 13>Supposed to put the part sheet on the front entrance.

433
00:22:59.079 --> 00:23:02.519
<v Speaker 5>To on the apron on the apron, but they weren't

434
00:23:02.519 --> 00:23:03.640
<v Speaker 5>doing the garage.

435
00:23:05.079 --> 00:23:06.359
<v Speaker 13>No, not the garage.

436
00:23:06.720 --> 00:23:08.960
<v Speaker 5>About do you know how many square feet that would be?

437
00:23:09.000 --> 00:23:14.839
<v Speaker 5>That a three car garage wide. Yes, that's about twenty

438
00:23:14.839 --> 00:23:19.559
<v Speaker 5>four feet so at least, well me, it could be less,

439
00:23:19.599 --> 00:23:25.240
<v Speaker 5>but it's usually it's usually unless it's really small, it

440
00:23:25.240 --> 00:23:28.119
<v Speaker 5>could be eighteen I mean no, no, it's about twenty four.

441
00:23:28.240 --> 00:23:30.400
<v Speaker 5>I don't see it being smaller than that anyway. Tell

442
00:23:30.400 --> 00:23:32.480
<v Speaker 5>me this, how long is your driveway? I'm trying to

443
00:23:32.519 --> 00:23:34.319
<v Speaker 5>get an idea of what.

444
00:23:34.359 --> 00:23:37.960
<v Speaker 13>They're it's pretty long too, but how many.

445
00:23:37.799 --> 00:23:40.680
<v Speaker 5>Square I understand that's not why you're calling. I want

446
00:23:40.680 --> 00:23:43.119
<v Speaker 5>to know, though, What was the square footage? Do you know?

447
00:23:44.480 --> 00:23:46.799
<v Speaker 5>I don't know? They okay, keep going, then keep going?

448
00:23:47.079 --> 00:23:49.359
<v Speaker 5>So what happened then? What happened then?

449
00:23:50.039 --> 00:23:54.759
<v Speaker 13>And they make first appointment? The guys show up measuring,

450
00:23:55.440 --> 00:23:57.920
<v Speaker 13>and he's supposed to come back and start to work.

451
00:23:58.359 --> 00:24:00.799
<v Speaker 13>She didn't show up, so they may go appointment with

452
00:24:00.839 --> 00:24:05.640
<v Speaker 13>another guy. The show up, start to with the with

453
00:24:05.799 --> 00:24:10.799
<v Speaker 13>the machine, start to grind the driveway. The machine was

454
00:24:10.920 --> 00:24:16.880
<v Speaker 13>overheating soling blades. So he quit that day and supposed

455
00:24:16.920 --> 00:24:17.559
<v Speaker 13>to come back.

456
00:24:17.680 --> 00:24:20.880
<v Speaker 5>And you didn't pay hold on, Andrew, you didn't pay

457
00:24:20.880 --> 00:24:21.960
<v Speaker 5>anything upfronted you?

458
00:24:22.920 --> 00:24:23.319
<v Speaker 8>I did?

459
00:24:23.759 --> 00:24:28.440
<v Speaker 13>I take to fifty by visa and he won three

460
00:24:28.480 --> 00:24:28.960
<v Speaker 13>Wait wait.

461
00:24:28.839 --> 00:24:32.680
<v Speaker 5>Wait, wait wait wait how much total? I don't care

462
00:24:32.720 --> 00:24:35.839
<v Speaker 5>how you paid it. How much total have you paid

463
00:24:36.039 --> 00:24:37.079
<v Speaker 5>upfront so far?

464
00:24:37.839 --> 00:24:38.519
<v Speaker 13>Three thousand?

465
00:24:39.160 --> 00:24:40.200
<v Speaker 6>Why did you do that?

466
00:24:41.440 --> 00:24:45.960
<v Speaker 13>Because he said, in order to start the award, I

467
00:24:46.039 --> 00:24:49.640
<v Speaker 13>have to pay when we make the contract too.

468
00:24:49.720 --> 00:24:51.480
<v Speaker 5>Well, then you know what I would have said. I

469
00:24:51.480 --> 00:24:55.400
<v Speaker 5>would have said, well, Charlie. I would have said sorry, Charlie,

470
00:24:55.720 --> 00:24:58.440
<v Speaker 5>as they as they used to say for sun Tastuna,

471
00:24:58.759 --> 00:25:01.200
<v Speaker 5>I would say, sorry, char You're not going to make

472
00:25:01.240 --> 00:25:01.960
<v Speaker 5>the grade for me.

473
00:25:02.400 --> 00:25:05.240
<v Speaker 6>I'm not going to pay half up front for nothing.

474
00:25:05.920 --> 00:25:10.119
<v Speaker 13>Well, I make mistakes, but this is what happened. After

475
00:25:10.359 --> 00:25:13.759
<v Speaker 13>the guy did the grinding and he didn't finish. Absolutely,

476
00:25:13.799 --> 00:25:17.079
<v Speaker 13>my right way is damaged now because a bunch of holes.

477
00:25:17.359 --> 00:25:20.599
<v Speaker 5>Yeah clowns.

478
00:25:20.640 --> 00:25:24.519
<v Speaker 13>He said, pay the two thousand, seven hundred and fifty

479
00:25:24.640 --> 00:25:28.799
<v Speaker 13>cash your check because she needs for material. And I thought,

480
00:25:28.880 --> 00:25:31.559
<v Speaker 13>when I go to home Depot that I'm dealing with

481
00:25:31.759 --> 00:25:34.759
<v Speaker 13>right people. So I was stupid enough.

482
00:25:34.799 --> 00:25:38.160
<v Speaker 5>Okay, then ask home Depot. Okay, I'll go along with that.

483
00:25:38.720 --> 00:25:40.960
<v Speaker 5>What did Home Depot say they're going to do for you? Then,

484
00:25:41.000 --> 00:25:43.759
<v Speaker 5>because you got ripped off, you put three hundred on

485
00:25:43.759 --> 00:25:45.279
<v Speaker 5>a credit card and.

486
00:25:45.160 --> 00:25:48.119
<v Speaker 6>You put two fifty two fifty on a credit card

487
00:25:48.160 --> 00:25:50.759
<v Speaker 6>and the rest on in cash.

488
00:25:51.519 --> 00:25:52.519
<v Speaker 5>The cash your.

489
00:25:52.519 --> 00:25:56.039
<v Speaker 13>Check two thousand, seven hundred cash. But this is what

490
00:25:56.279 --> 00:26:01.599
<v Speaker 13>happened Tom, the guy who didn't finished because his machine

491
00:26:01.640 --> 00:26:05.480
<v Speaker 13>and blade were selling. He didn't finish the drinking.

492
00:26:05.680 --> 00:26:07.680
<v Speaker 6>No, I get so where does it stand right now?

493
00:26:09.000 --> 00:26:12.400
<v Speaker 13>Well, she didn't. He's supposed to come back, and they

494
00:26:12.799 --> 00:26:16.839
<v Speaker 13>Charlie start to make funny appointment like hit start coming

495
00:26:17.000 --> 00:26:19.480
<v Speaker 13>opened the garage and how long ago?

496
00:26:20.480 --> 00:26:22.759
<v Speaker 6>How long ago did you sign.

497
00:26:22.519 --> 00:26:26.119
<v Speaker 13>The beginning of September?

498
00:26:26.759 --> 00:26:29.039
<v Speaker 6>And how long have they been off the job?

499
00:26:31.559 --> 00:26:34.680
<v Speaker 13>Well this now it's whole month because third guys show

500
00:26:34.799 --> 00:26:40.160
<v Speaker 13>up instead of the second one, and supposed.

501
00:26:39.759 --> 00:26:41.200
<v Speaker 6>How long have they been off the job?

502
00:26:42.920 --> 00:26:43.359
<v Speaker 1>Uh?

503
00:26:43.599 --> 00:26:47.799
<v Speaker 13>Three weeks? Over three weeks? When third guy show up,

504
00:26:47.920 --> 00:26:49.799
<v Speaker 13>Marco and.

505
00:26:50.000 --> 00:26:52.240
<v Speaker 6>Okay, has did the third guy finished?

506
00:26:53.680 --> 00:26:54.720
<v Speaker 9>No, he didn't start it.

507
00:26:54.920 --> 00:26:57.680
<v Speaker 13>He measured and he said he's going to get the

508
00:26:58.400 --> 00:26:59.559
<v Speaker 13>estimate to Charlie.

509
00:26:59.759 --> 00:27:01.039
<v Speaker 9>And that's that.

510
00:27:01.279 --> 00:27:03.559
<v Speaker 5>And then then I'm going to ask another I'm going

511
00:27:03.599 --> 00:27:07.960
<v Speaker 5>to ask it again, how long has it been since

512
00:27:08.079 --> 00:27:10.640
<v Speaker 5>someone has been on the job.

513
00:27:10.880 --> 00:27:13.559
<v Speaker 6>You told me three weeks. Then the third guy showed up.

514
00:27:13.799 --> 00:27:16.400
<v Speaker 5>I want to know. So that third guy was only

515
00:27:16.440 --> 00:27:19.279
<v Speaker 5>there for a day.

516
00:27:19.599 --> 00:27:23.559
<v Speaker 6>No, he was just okay, got it, I got it.

517
00:27:23.839 --> 00:27:27.039
<v Speaker 5>So three weeks there has not been anyone on the

518
00:27:27.160 --> 00:27:30.000
<v Speaker 5>job for three weeks. Is that correct? Is that correct

519
00:27:30.000 --> 00:27:30.759
<v Speaker 5>to say.

520
00:27:31.440 --> 00:27:35.880
<v Speaker 13>Well, that's the third guy from the guy that was

521
00:27:36.200 --> 00:27:38.720
<v Speaker 13>beginning of September.

522
00:27:39.039 --> 00:27:42.119
<v Speaker 5>Okay, so there hasn't really been anyone there really because

523
00:27:42.160 --> 00:27:45.039
<v Speaker 5>that other guy didn't do anything, so really work.

524
00:27:44.960 --> 00:27:48.559
<v Speaker 13>After after he the guy didn't think.

525
00:27:48.480 --> 00:27:51.640
<v Speaker 5>There's you know, Andrew, Andrew, I I know you think,

526
00:27:51.839 --> 00:27:54.359
<v Speaker 5>and I know you think, and some people think that

527
00:27:54.480 --> 00:27:57.799
<v Speaker 5>I like hearing myself talk and I simply interrupt people

528
00:27:57.880 --> 00:27:58.880
<v Speaker 5>for the sake of doing it.

529
00:27:58.920 --> 00:27:59.480
<v Speaker 6>But I don't.

530
00:27:59.720 --> 00:28:03.799
<v Speaker 5>There is a very specific reason, very specific. I am

531
00:28:03.839 --> 00:28:10.160
<v Speaker 5>asking the exact date work stopped on your driveway because

532
00:28:10.240 --> 00:28:13.240
<v Speaker 5>it will give you power if I know that, and

533
00:28:13.279 --> 00:28:16.680
<v Speaker 5>it will help your case. So you're telling me sometime

534
00:28:16.839 --> 00:28:21.599
<v Speaker 5>in September was the last time anyone actually worked on

535
00:28:21.759 --> 00:28:22.359
<v Speaker 5>your job.

536
00:28:22.839 --> 00:28:24.319
<v Speaker 6>Thank you? Now continue.

537
00:28:25.759 --> 00:28:31.279
<v Speaker 13>So the Turk guy is supposed to come back after

538
00:28:31.359 --> 00:28:37.000
<v Speaker 13>he nisioned and send information to Charlie. I called him

539
00:28:37.039 --> 00:28:39.519
<v Speaker 13>two weeks ago and he said he's still waiting for

540
00:28:39.599 --> 00:28:43.799
<v Speaker 13>Charlie to gishing Green light about the world and that

541
00:28:43.839 --> 00:28:48.799
<v Speaker 13>didn't happen, and I sent email to Blue Sky Builder

542
00:28:48.920 --> 00:28:50.240
<v Speaker 13>they ignore it, taken risk.

543
00:28:50.680 --> 00:28:53.000
<v Speaker 6>When's the last time you heard from Blue Sky?

544
00:28:56.359 --> 00:28:58.680
<v Speaker 13>Like three weeks ago? I talked with the lady.

545
00:28:59.359 --> 00:29:01.160
<v Speaker 6>Do you have an number for Blue Sky?

546
00:29:01.400 --> 00:29:03.519
<v Speaker 5>And did you call home depot and ask them what

547
00:29:03.559 --> 00:29:04.359
<v Speaker 5>the hell they're doing?

548
00:29:05.400 --> 00:29:05.799
<v Speaker 9>Uh?

549
00:29:06.000 --> 00:29:08.240
<v Speaker 13>No, I didn't, but I would love to if they

550
00:29:08.240 --> 00:29:10.680
<v Speaker 13>come and see what they did.

551
00:29:10.559 --> 00:29:14.079
<v Speaker 5>To my Well, what business do they have recommending people

552
00:29:14.680 --> 00:29:17.119
<v Speaker 5>that that do such a piss poor job?

553
00:29:18.279 --> 00:29:21.839
<v Speaker 13>Well, they have my three thousand dollars and they violate

554
00:29:22.440 --> 00:29:23.400
<v Speaker 13>my contract.

555
00:29:23.839 --> 00:29:26.720
<v Speaker 5>And yeah, no, I get it. So, but I don't

556
00:29:26.759 --> 00:29:29.759
<v Speaker 5>I see a sky blue Blue Sky Builders. Hold on,

557
00:29:29.839 --> 00:29:32.039
<v Speaker 5>I want to see if if I got the right one,

558
00:29:32.680 --> 00:29:34.160
<v Speaker 5>Do you have a number for them?

559
00:29:34.680 --> 00:29:39.720
<v Speaker 13>Seven to zero five nine four five nine two two.

560
00:29:41.559 --> 00:29:46.559
<v Speaker 5>Five nine four five nine two two. Okay, I can't

561
00:29:46.559 --> 00:29:51.720
<v Speaker 5>find them, all right, listen, hold on, let's see what

562
00:29:51.759 --> 00:29:55.599
<v Speaker 5>we can find. I'm going to try to get I'm

563
00:29:55.640 --> 00:29:57.119
<v Speaker 5>going to try to get one of our guys to

564
00:29:57.200 --> 00:30:05.359
<v Speaker 5>call there. Seven to zero you said, five oh five

565
00:30:05.119 --> 00:30:07.359
<v Speaker 5>five nine four five nine two two, got it?

566
00:30:07.519 --> 00:30:10.359
<v Speaker 6>Okay, hold on, we got more coming right up?

567
00:30:10.400 --> 00:30:17.319
<v Speaker 5>Hang on, go with a sure thing Denver's Best roofer

568
00:30:17.440 --> 00:30:20.359
<v Speaker 5>Excel Roofing dot com. You don't pay a cent until

569
00:30:20.359 --> 00:30:26.240
<v Speaker 5>you're content. Time for an insurance check up free, no

570
00:30:26.319 --> 00:30:30.680
<v Speaker 5>obligation comparison call Compass Insurance paying too much your coverage

571
00:30:30.720 --> 00:30:33.359
<v Speaker 5>at dozens of insurance companies find out now three all

572
00:30:33.440 --> 00:30:35.920
<v Speaker 5>three seven seven to one help. You'll think you're his

573
00:30:36.039 --> 00:30:38.680
<v Speaker 5>only customer when you choose Frank durand the real estate

574
00:30:38.720 --> 00:30:41.960
<v Speaker 5>Man dot com to list your home with Remax Alliance

575
00:30:42.200 --> 00:30:48.240
<v Speaker 5>three all three nine two zero sixteen twenty two. Hey

576
00:30:48.359 --> 00:30:50.839
<v Speaker 5>Tom Martino here three all three seven one three talks

577
00:30:50.839 --> 00:30:54.079
<v Speaker 5>seven oh three eight two five to five. All right, Andrew,

578
00:30:54.079 --> 00:30:59.960
<v Speaker 5>We're gonna have Deputy dollar look into this with Blueskide

579
00:31:00.079 --> 00:31:01.519
<v Speaker 5>find out where the hell they are. Are they going

580
00:31:01.559 --> 00:31:03.039
<v Speaker 5>to give you their money back or they want to

581
00:31:03.519 --> 00:31:06.640
<v Speaker 5>you know, listen, we need our attorney to step up

582
00:31:06.680 --> 00:31:10.279
<v Speaker 5>the heat on this contractor trust x stuff. So Charlie hanging,

583
00:31:10.400 --> 00:31:13.279
<v Speaker 5>I mean, Andrew, I'm sorry, not Charlie, Andrew. Charlie's the

584
00:31:13.319 --> 00:31:16.079
<v Speaker 5>one we're after, Andrew. We need to find the right

585
00:31:16.119 --> 00:31:19.119
<v Speaker 5>Blue Sky builders and all that. So Deputy Dollars is

586
00:31:19.119 --> 00:31:21.079
<v Speaker 5>going to talk to you off the air. Thank you,

587
00:31:21.559 --> 00:31:26.400
<v Speaker 5>thank you, thank you. Now, Sam, what's going on with you? Sam?

588
00:31:26.440 --> 00:31:28.440
<v Speaker 5>Welcome in. I want to remind everyone you can text

589
00:31:28.519 --> 00:31:30.880
<v Speaker 5>me five sevens having three nine short code for iHeart

590
00:31:30.920 --> 00:31:34.079
<v Speaker 5>oh and put Tom in it or my personal phone

591
00:31:34.920 --> 00:31:37.079
<v Speaker 5>and it really is my personal Google phone goes right

592
00:31:37.119 --> 00:31:39.200
<v Speaker 5>to my cell phone seven four seven nine nine nine

593
00:31:39.240 --> 00:31:42.160
<v Speaker 5>fifty two eighty seven four seven nine nine nine fifty

594
00:31:42.200 --> 00:31:44.880
<v Speaker 5>two eighty. So what's going on, bro? What's happening?

595
00:31:44.960 --> 00:31:45.599
<v Speaker 1>Did he hang up?

596
00:31:45.759 --> 00:31:46.039
<v Speaker 14>You know?

597
00:31:46.200 --> 00:31:48.680
<v Speaker 15>We just lost him? He got disconnected? So can you

598
00:31:48.720 --> 00:31:49.319
<v Speaker 15>get him back?

599
00:31:49.440 --> 00:31:51.079
<v Speaker 5>All right, try to get him back? I'll go to

600
00:31:51.119 --> 00:31:52.799
<v Speaker 5>Ken Ken, what's going on? Ken?

601
00:31:54.559 --> 00:31:59.039
<v Speaker 8>Yeah? Tom, I'm a member of a union. I took

602
00:31:59.079 --> 00:32:04.680
<v Speaker 8>an early retire and uh, during that time there was

603
00:32:04.759 --> 00:32:05.680
<v Speaker 8>a recession.

604
00:32:06.400 --> 00:32:08.640
<v Speaker 6>So I went, when did you take early retirement?

605
00:32:08.720 --> 00:32:09.039
<v Speaker 5>Ken?

606
00:32:11.839 --> 00:32:12.319
<v Speaker 9>What year?

607
00:32:13.559 --> 00:32:14.039
<v Speaker 5>What year?

608
00:32:14.359 --> 00:32:15.160
<v Speaker 8>Twenty twelve?

609
00:32:16.079 --> 00:32:17.839
<v Speaker 6>Okay, and how old were you then?

610
00:32:19.319 --> 00:32:23.519
<v Speaker 8>I was, uh, oh, jeez, fifty six fifty eight?

611
00:32:23.559 --> 00:32:26.279
<v Speaker 5>Okay, all right? So what's going on? Well?

612
00:32:26.319 --> 00:32:30.440
<v Speaker 8>I was so I was panalized forty one percent of

613
00:32:30.559 --> 00:32:36.839
<v Speaker 8>my pension because of the early retirement. Also, I had no.

614
00:32:36.839 --> 00:32:39.160
<v Speaker 5>Way when you said you were you were paralleled you

615
00:32:39.440 --> 00:32:42.920
<v Speaker 5>were limited to take because because you took it early.

616
00:32:43.599 --> 00:32:44.480
<v Speaker 6>Uh, you took it?

617
00:32:44.519 --> 00:32:44.839
<v Speaker 2>Were you?

618
00:32:44.960 --> 00:32:47.920
<v Speaker 6>Did you take it early because you were disabled?

619
00:32:49.319 --> 00:32:54.759
<v Speaker 8>Yes? I had a disability from Social Security? I get it.

620
00:32:55.400 --> 00:32:58.640
<v Speaker 5>Okay, And so you got how much percentage of your

621
00:32:58.680 --> 00:33:00.440
<v Speaker 5>retirement from the union.

622
00:33:02.079 --> 00:33:05.160
<v Speaker 8>I lost forty one percent. I was penalized.

623
00:33:05.759 --> 00:33:11.240
<v Speaker 5>You were penalized forty one So you got your sixty percent? Basically, yes,

624
00:33:11.559 --> 00:33:12.480
<v Speaker 5>fifty nine percent.

625
00:33:12.599 --> 00:33:16.799
<v Speaker 8>They disallowed and they disallowed my disability.

626
00:33:17.839 --> 00:33:22.240
<v Speaker 5>Wait wait wait, wait wait who disallowed? Social Security disallowed it?

627
00:33:22.440 --> 00:33:25.559
<v Speaker 8>No, no, the pension did they?

628
00:33:25.839 --> 00:33:28.680
<v Speaker 5>So so when they let me ask how that works

629
00:33:28.720 --> 00:33:32.160
<v Speaker 5>when you're in a union and you take an early retirement,

630
00:33:32.640 --> 00:33:36.039
<v Speaker 5>does it have to be a disability to take that

631
00:33:36.119 --> 00:33:36.960
<v Speaker 5>early retirement?

632
00:33:38.319 --> 00:33:38.480
<v Speaker 10>No?

633
00:33:39.759 --> 00:33:42.279
<v Speaker 8>One more thing, if I can add, go ahead a

634
00:33:42.359 --> 00:33:48.119
<v Speaker 8>year prior. A year prior I checked into retirement, and

635
00:33:48.200 --> 00:33:52.880
<v Speaker 8>I would I would have only lost fifteen percent, But

636
00:33:53.000 --> 00:33:57.319
<v Speaker 8>they restructured everything because of the recession. Right, so I

637
00:33:57.440 --> 00:33:59.519
<v Speaker 8>ended up moving forty one percent.

638
00:33:59.720 --> 00:34:02.039
<v Speaker 5>I get that, Ken, But there's a question I have

639
00:34:02.160 --> 00:34:06.640
<v Speaker 5>first that it's really important when you take early retirement.

640
00:34:06.759 --> 00:34:09.719
<v Speaker 5>Can you take early retirement for any reason?

641
00:34:11.119 --> 00:34:11.480
<v Speaker 2>Yes?

642
00:34:12.039 --> 00:34:16.000
<v Speaker 5>Then what difference did it make whether you were disabled

643
00:34:16.199 --> 00:34:16.440
<v Speaker 5>or not?

644
00:34:16.639 --> 00:34:21.880
<v Speaker 6>Did that? Did that up the amount if you were disabled, well.

645
00:34:21.800 --> 00:34:23.000
<v Speaker 8>That was just part of it.

646
00:34:24.519 --> 00:34:25.800
<v Speaker 5>Okay, keep going.

647
00:34:25.599 --> 00:34:32.639
<v Speaker 8>In So where I'm at now, I've contacted them asking

648
00:34:35.000 --> 00:34:37.639
<v Speaker 8>everything recalled, you know the recession.

649
00:34:38.559 --> 00:34:40.480
<v Speaker 5>All right, hold on, I'm gonna I'm going to come

650
00:34:40.480 --> 00:34:41.920
<v Speaker 5>back to you. I don't want to rush your kid.

651
00:34:42.440 --> 00:34:44.880
<v Speaker 5>We're going to figure out you had to sacrifice forty

652
00:34:44.920 --> 00:34:48.719
<v Speaker 5>one percent. And I don't know what you're trying to do,

653
00:34:48.760 --> 00:34:51.239
<v Speaker 5>but I'll come back and find that out. Three oh

654
00:34:51.280 --> 00:34:53.920
<v Speaker 5>three seven one three eight two five five or three

655
00:34:53.920 --> 00:34:56.480
<v Speaker 5>oh three Martino three oh three six two seven eighty

656
00:34:56.480 --> 00:35:02.679
<v Speaker 5>four sixty six more coming up. Go with a sure

657
00:35:02.800 --> 00:35:06.239
<v Speaker 5>thing Denver's Best roofer Excel Roofing dot com. You don't

658
00:35:06.239 --> 00:35:12.280
<v Speaker 5>pay a cent until you're content. Time for an insurance

659
00:35:12.360 --> 00:35:16.400
<v Speaker 5>check up, free, no obligation comparison call Compass Insurance. Pay

660
00:35:16.519 --> 00:35:19.559
<v Speaker 5>too much your coverage at dozens of insurance companies find

661
00:35:19.559 --> 00:35:21.920
<v Speaker 5>out now three oh three seven seven to one help.

662
00:35:22.079 --> 00:35:24.719
<v Speaker 5>You'll think you're his only customer when you choose Frank

663
00:35:24.800 --> 00:35:27.239
<v Speaker 5>durand the real estate Man dot com to list your

664
00:35:27.280 --> 00:35:30.440
<v Speaker 5>home with Remax Alliance three oh three nine two zero

665
00:35:30.519 --> 00:35:34.920
<v Speaker 5>sixteen twenty two.

666
00:35:37.199 --> 00:35:42.599
<v Speaker 1>Ript News Need advis You don't have.

667
00:35:44.760 --> 00:35:47.199
<v Speaker 2>Come runs as can.

668
00:35:48.440 --> 00:35:50.679
<v Speaker 3>Shooter's gonna help come.

669
00:35:50.960 --> 00:35:57.440
<v Speaker 4>Man, this is the Troubleshooter Show now, Tom Martine, Hey.

670
00:35:57.480 --> 00:35:59.920
<v Speaker 5>Tom Martino here, Welcome to the show. Three oh three,

671
00:36:00.280 --> 00:36:02.239
<v Speaker 5>seven to one to three talks seven one three eight

672
00:36:02.280 --> 00:36:05.360
<v Speaker 5>two five five. What's going on in your life and

673
00:36:05.480 --> 00:36:07.559
<v Speaker 5>how can we help you? That's what I ask each

674
00:36:07.760 --> 00:36:10.480
<v Speaker 5>end every day. So welcome, welcome, welcome.

675
00:36:10.920 --> 00:36:14.679
<v Speaker 6>All right, so we are here with K and H

676
00:36:14.760 --> 00:36:15.480
<v Speaker 6>home solutions.

677
00:36:15.519 --> 00:36:17.519
<v Speaker 5>I do have a text for them, and they want

678
00:36:17.599 --> 00:36:20.719
<v Speaker 5>to know about double hung windows as opposed to casement.

679
00:36:21.039 --> 00:36:23.840
<v Speaker 6>Do you have a favorite, sir, Well.

680
00:36:23.760 --> 00:36:25.880
<v Speaker 7>It comes to performance. The casement is always going to

681
00:36:25.920 --> 00:36:26.440
<v Speaker 7>perform better.

682
00:36:26.559 --> 00:36:29.599
<v Speaker 5>Then perform better meaning better insulation.

683
00:36:29.360 --> 00:36:32.960
<v Speaker 7>Better sealing up on the from the outside elements to this,

684
00:36:33.039 --> 00:36:34.679
<v Speaker 7>that and the other. It's going to retain a lot

685
00:36:34.800 --> 00:36:37.719
<v Speaker 7>more you know, uh, air penetration in your house.

686
00:36:38.000 --> 00:36:41.960
<v Speaker 5>Can you substitute one for the other. Yes, so you

687
00:36:42.079 --> 00:36:44.800
<v Speaker 5>don't have to go with casement if you had casemen.

688
00:36:44.880 --> 00:36:46.840
<v Speaker 7>No, No, it's just really a preference at that point,

689
00:36:46.920 --> 00:36:49.599
<v Speaker 7>I mean, gives you a lot more glass less frame.

690
00:36:50.320 --> 00:36:54.639
<v Speaker 5>You know, really most everything is casement now right. No

691
00:36:54.760 --> 00:36:57.239
<v Speaker 5>one builds a house with regular double huns.

692
00:36:57.000 --> 00:36:59.000
<v Speaker 7>Do they No, I mean, yeah, no, we still do

693
00:36:59.079 --> 00:37:02.559
<v Speaker 7>a ton of really yeah, okay, we do you a

694
00:37:02.599 --> 00:37:05.159
<v Speaker 7>ton of double home windows. But again it's a lot

695
00:37:05.199 --> 00:37:07.199
<v Speaker 7>of those are going to be, you know, replacements in

696
00:37:07.360 --> 00:37:10.280
<v Speaker 7>Hoa's stuff that required to be like for like.

697
00:37:10.599 --> 00:37:13.119
<v Speaker 5>KG windows dot com. They're KH Home Solutions now, but

698
00:37:13.239 --> 00:37:16.000
<v Speaker 5>the original name sixty five years ago is Kane was

699
00:37:16.119 --> 00:37:20.360
<v Speaker 5>KH Windows. And of course somebody else has this quick question.

700
00:37:21.159 --> 00:37:24.599
<v Speaker 5>When you do replacement windows, do they get screens? Yes,

701
00:37:25.119 --> 00:37:28.840
<v Speaker 5>that comes along with them. All right, all right, now, Ken,

702
00:37:29.800 --> 00:37:35.719
<v Speaker 5>you were beginning to tell us something and you said,

703
00:37:36.199 --> 00:37:38.559
<v Speaker 5>you're a member of a labor union and you took

704
00:37:38.599 --> 00:37:40.679
<v Speaker 5>early retirement in twenty twelve.

705
00:37:41.360 --> 00:37:45.599
<v Speaker 6>You were fifty six and taking SSDI. Because you took.

706
00:37:45.519 --> 00:37:50.480
<v Speaker 5>Early retirement with the union, you only got fifty nine

707
00:37:50.519 --> 00:37:51.880
<v Speaker 5>percent of the benefit.

708
00:37:52.159 --> 00:37:57.199
<v Speaker 6>Right, yes, okay, so now what what else? Continue your story?

709
00:37:59.199 --> 00:38:03.559
<v Speaker 8>So I wrote a letter asking that they would reinstate

710
00:38:03.760 --> 00:38:04.559
<v Speaker 8>my pension.

711
00:38:05.320 --> 00:38:07.840
<v Speaker 6>Well, what do you mean reinstated? Did they take it away?

712
00:38:09.239 --> 00:38:13.960
<v Speaker 8>No, they didn't take it away. They they just took

713
00:38:14.079 --> 00:38:15.320
<v Speaker 8>forty one percent away.

714
00:38:15.599 --> 00:38:17.960
<v Speaker 5>So I'm asking So you're saying, you're saying when it

715
00:38:18.079 --> 00:38:22.559
<v Speaker 5>was early retirement back in twenty twelve, they took forty

716
00:38:22.599 --> 00:38:26.440
<v Speaker 5>one percent away, leaving you with fifty nine percent, and

717
00:38:26.599 --> 00:38:28.719
<v Speaker 5>now you want to get one hundred percent.

718
00:38:31.280 --> 00:38:31.320
<v Speaker 16>No.

719
00:38:31.719 --> 00:38:38.440
<v Speaker 8>I I realized that there was a reduction, Like I said,

720
00:38:38.639 --> 00:38:41.519
<v Speaker 8>a year prior. I checked into it, and.

721
00:38:41.599 --> 00:38:44.039
<v Speaker 5>You would have only lost and you would have only

722
00:38:44.159 --> 00:38:47.400
<v Speaker 5>lost fifteen percent had you taken it a year prior.

723
00:38:48.840 --> 00:38:50.760
<v Speaker 8>Yes, And that's what I'm asking for.

724
00:38:51.760 --> 00:38:55.360
<v Speaker 5>Okay. So you're asking that instead of forty one percent,

725
00:38:56.280 --> 00:38:58.400
<v Speaker 5>that they only take fifteen percent.

726
00:39:00.119 --> 00:39:00.280
<v Speaker 2>Yes?

727
00:39:01.159 --> 00:39:04.000
<v Speaker 5>And are you asking them to go retroactive on it

728
00:39:04.239 --> 00:39:05.880
<v Speaker 5>or to do it from here on forward?

729
00:39:07.800 --> 00:39:10.440
<v Speaker 8>You know at this point, Tom, I'm just asking now

730
00:39:11.159 --> 00:39:11.719
<v Speaker 8>for anything.

731
00:39:13.199 --> 00:39:15.639
<v Speaker 5>Well, what I want to know is this, why do

732
00:39:15.800 --> 00:39:18.519
<v Speaker 5>you think and Ken, I'm asking because I don't know.

733
00:39:18.920 --> 00:39:20.880
<v Speaker 5>Why do you think you would be entitled to it

734
00:39:21.039 --> 00:39:23.880
<v Speaker 5>if a year earlier they changed the benefit?

735
00:39:24.079 --> 00:39:26.920
<v Speaker 6>Why do you think that you should get it.

736
00:39:28.960 --> 00:39:33.480
<v Speaker 8>Because the pension has fully recovered the only Oh.

737
00:39:33.519 --> 00:39:39.079
<v Speaker 5>Okay, So you're saying the adjustment they made for early retirement,

738
00:39:40.760 --> 00:39:43.880
<v Speaker 5>Now if somebody early retires, they no longer take forty

739
00:39:43.920 --> 00:39:44.480
<v Speaker 5>one percent.

740
00:39:46.119 --> 00:39:49.920
<v Speaker 8>Oh No, because at the time I took it there

741
00:39:50.039 --> 00:39:51.320
<v Speaker 8>was a recession.

742
00:39:51.719 --> 00:39:54.639
<v Speaker 5>No, I get it. I'm asking this now, if people

743
00:39:54.840 --> 00:39:59.639
<v Speaker 5>take early retirement, now, do they give up only fifteen

744
00:39:59.719 --> 00:40:05.679
<v Speaker 5>percent as you're asking for? Yes, that is odd. So

745
00:40:05.840 --> 00:40:10.440
<v Speaker 5>it really only affected a certain window of retirees.

746
00:40:12.599 --> 00:40:18.440
<v Speaker 8>Yes, because they had a rehabilitation plans during that time.

747
00:40:18.679 --> 00:40:19.320
<v Speaker 5>No, I get it.

748
00:40:19.679 --> 00:40:25.639
<v Speaker 6>When did they go back to offering the lower penalty?

749
00:40:27.239 --> 00:40:30.480
<v Speaker 8>That's what I'm not sure of. I don't have that information.

750
00:40:30.840 --> 00:40:34.599
<v Speaker 5>So there probably are a bunch of retirees that took

751
00:40:34.719 --> 00:40:38.960
<v Speaker 5>that forty one percent haircut during that time.

752
00:40:40.239 --> 00:40:44.760
<v Speaker 8>I think there's only a handful that did, but there

753
00:40:44.800 --> 00:40:46.239
<v Speaker 8>are some besides me.

754
00:40:49.559 --> 00:40:52.639
<v Speaker 5>That is an odd situation. So you would have gotten

755
00:40:52.800 --> 00:40:57.880
<v Speaker 5>eighty five percent had you had you taken it a

756
00:40:58.000 --> 00:40:58.679
<v Speaker 5>year earlier.

757
00:41:00.119 --> 00:41:03.000
<v Speaker 6>Yes, I you know, you do have a kind of

758
00:41:03.039 --> 00:41:05.360
<v Speaker 6>a good argument. What do they say about that?

759
00:41:07.679 --> 00:41:15.519
<v Speaker 8>They say that they're that they're right.

760
00:41:15.920 --> 00:41:16.639
<v Speaker 11>That what.

761
00:41:19.360 --> 00:41:23.960
<v Speaker 8>I'm trying to read this. But they wrote that they quoted,

762
00:41:25.679 --> 00:41:30.440
<v Speaker 8>the figures are right. And I have sixty days to

763
00:41:30.519 --> 00:41:33.400
<v Speaker 8>write an appeal. So that's why I called you. If

764
00:41:33.440 --> 00:41:35.599
<v Speaker 8>there might be an attorney, well.

765
00:41:35.519 --> 00:41:37.760
<v Speaker 5>I want to know you're you're there. There might be

766
00:41:38.719 --> 00:41:40.679
<v Speaker 5>there might be. I don't know who would handle this

767
00:41:40.840 --> 00:41:42.199
<v Speaker 5>kind of thing. I got to figure it out.

768
00:41:42.599 --> 00:41:44.280
<v Speaker 6>Can you is that a long letter?

769
00:41:44.360 --> 00:41:45.199
<v Speaker 5>You got a rejection?

770
00:41:47.480 --> 00:41:48.719
<v Speaker 8>It's a twocase letter.

771
00:41:49.559 --> 00:41:52.159
<v Speaker 5>Can you just basically what are they saying? Basically what

772
00:41:52.280 --> 00:41:54.679
<v Speaker 5>are they saying without reading the whole thing? Can you

773
00:41:54.800 --> 00:41:56.000
<v Speaker 5>just pick parts of it?

774
00:41:58.280 --> 00:42:04.360
<v Speaker 8>The rehabilit plan, change the rules and criteria. Yes, letter

775
00:42:04.480 --> 00:42:14.880
<v Speaker 8>providers you is correct, right. The calculations of your benefits.

776
00:42:14.519 --> 00:42:17.440
<v Speaker 5>Are correct, right, based on when you're retired.

777
00:42:17.480 --> 00:42:20.679
<v Speaker 6>I get that, uh huh, And it just.

778
00:42:20.760 --> 00:42:23.800
<v Speaker 8>Gives the date of when I did file my application.

779
00:42:24.760 --> 00:42:27.239
<v Speaker 5>So basically, what they're saying is they're sticking to it

780
00:42:27.360 --> 00:42:29.280
<v Speaker 5>because you you retired at the wrong time.

781
00:42:30.679 --> 00:42:33.559
<v Speaker 8>Yes, yes, that's the bottom line.

782
00:42:33.639 --> 00:42:35.559
<v Speaker 6>Okay, So we got to figure out an attorney that

783
00:42:35.559 --> 00:42:36.800
<v Speaker 6>would handle this kind of thing.

784
00:42:38.679 --> 00:42:39.320
<v Speaker 5>An attorney.

785
00:42:41.079 --> 00:42:42.760
<v Speaker 6>Is this considered an ARISA thing?

786
00:42:45.519 --> 00:42:46.840
<v Speaker 8>I'm not sure what that means.

787
00:42:47.519 --> 00:42:51.440
<v Speaker 5>ARISA is a retirement thing, you know what I think

788
00:42:51.599 --> 00:42:55.119
<v Speaker 5>it is. But let me let me just figure it out. Okay,

789
00:42:55.599 --> 00:42:58.639
<v Speaker 5>I just really have to give it some thought on

790
00:42:58.840 --> 00:43:02.400
<v Speaker 5>who would do this, Who would take an ARISA case?

791
00:43:04.760 --> 00:43:08.840
<v Speaker 6>ARISA stands I forget what the the letters stand for,

792
00:43:09.159 --> 00:43:10.559
<v Speaker 6>but let me check.

793
00:43:10.679 --> 00:43:13.599
<v Speaker 5>Let me check it out and then hold on, Okay,

794
00:43:13.679 --> 00:43:16.039
<v Speaker 5>don't hang up. Three oh three seven, one, three eight

795
00:43:16.079 --> 00:43:22.079
<v Speaker 5>two five five. I have an Integra insurance on because

796
00:43:22.280 --> 00:43:26.079
<v Speaker 5>we had a question from a texter to my Google

797
00:43:26.199 --> 00:43:30.039
<v Speaker 5>voice number seven four seven nine nine nine fifty two eighty.

798
00:43:30.079 --> 00:43:33.599
<v Speaker 5>And I hope he's listening, but I'm gonna I'm going

799
00:43:33.679 --> 00:43:37.079
<v Speaker 5>to tell you what a situation is. He he's turning

800
00:43:37.239 --> 00:43:41.480
<v Speaker 5>sixty five, his full retirement age for when he was

801
00:43:41.559 --> 00:43:47.400
<v Speaker 5>born in sixty seven. He wants to work to seventy. Okay,

802
00:43:47.719 --> 00:43:50.800
<v Speaker 5>so he doesn't want to take retirement until seventy. But

803
00:43:50.960 --> 00:43:53.960
<v Speaker 5>here's the question, and John, I know you guys know

804
00:43:54.079 --> 00:43:59.320
<v Speaker 5>a lot about Medicare. When does he have to apply

805
00:43:59.559 --> 00:44:04.280
<v Speaker 5>for Meta K Medicare Part A or Part B or both?

806
00:44:07.079 --> 00:44:10.519
<v Speaker 17>Well, So for Medicare Part A he can apply when

807
00:44:10.519 --> 00:44:14.039
<v Speaker 17>he's turning sixty five. Medicare Part A is for most

808
00:44:14.079 --> 00:44:16.360
<v Speaker 17>people as zero dollars. It cost them nothing, it's free.

809
00:44:16.639 --> 00:44:19.519
<v Speaker 6>But he must but but there's one but you must

810
00:44:19.840 --> 00:44:20.440
<v Speaker 6>get it right.

811
00:44:21.599 --> 00:44:23.760
<v Speaker 17>No, you don't have to because as long as well,

812
00:44:23.920 --> 00:44:30.639
<v Speaker 17>let mean as long as he has other coverage qualified coverage,

813
00:44:31.480 --> 00:44:33.880
<v Speaker 17>I mean minimum value standard, as long as he has

814
00:44:33.960 --> 00:44:38.679
<v Speaker 17>other qualified coverage through his employer, okay, does not have

815
00:44:38.840 --> 00:44:41.320
<v Speaker 17>to apply for Medicare A and B. Now, I recommend

816
00:44:41.400 --> 00:44:43.239
<v Speaker 17>go ahead and apply for Medicare Part A. It's free,

817
00:44:43.599 --> 00:44:45.599
<v Speaker 17>don't have to worry about that. Don't apply for Part

818
00:44:45.679 --> 00:44:47.400
<v Speaker 17>B yet though, if you're not going to need it,

819
00:44:47.480 --> 00:44:50.320
<v Speaker 17>if you have coverage through an employment or through employment.

820
00:44:51.719 --> 00:44:54.639
<v Speaker 6>And so what if you don't have it through employment,

821
00:44:54.679 --> 00:44:56.079
<v Speaker 6>do you have to also go for B?

822
00:44:57.360 --> 00:44:59.920
<v Speaker 17>Yes, because you're turning into you become eligible for Medicare

823
00:45:00.199 --> 00:45:01.320
<v Speaker 17>sixty five and.

824
00:45:01.400 --> 00:45:04.280
<v Speaker 5>If you don't. If you don't, it becomes cost prohibitive

825
00:45:04.320 --> 00:45:09.440
<v Speaker 5>in the future, right, I'm sorry, What if you if

826
00:45:09.480 --> 00:45:13.280
<v Speaker 5>you don't have qualified coverage and you don't get Medicare

827
00:45:13.400 --> 00:45:16.880
<v Speaker 5>Part B when you're sixty five, when you're seventy, it

828
00:45:16.960 --> 00:45:18.679
<v Speaker 5>becomes almost cost prohibitive.

829
00:45:19.039 --> 00:45:20.599
<v Speaker 17>You get penalized for not having it.

830
00:45:20.960 --> 00:45:22.559
<v Speaker 5>Big time penal penalized.

831
00:45:24.480 --> 00:45:26.119
<v Speaker 17>So it's recommended. I mean, you go ahead and get

832
00:45:26.159 --> 00:45:27.840
<v Speaker 17>Part A if you have coverage to an employer. If

833
00:45:27.880 --> 00:45:30.079
<v Speaker 17>you don't have coverage to an employer and you're turning

834
00:45:30.159 --> 00:45:34.159
<v Speaker 17>sixty five, apply for Medicare absolutely, and he can reach

835
00:45:34.239 --> 00:45:35.760
<v Speaker 17>out to us and we're happy to help walk him

836
00:45:35.760 --> 00:45:36.679
<v Speaker 17>through those options and.

837
00:45:36.719 --> 00:45:37.159
<v Speaker 9>How to do that.

838
00:45:37.400 --> 00:45:39.679
<v Speaker 5>And when do you apply for part when do you

839
00:45:40.159 --> 00:45:44.960
<v Speaker 5>apply for Part A when you're sixty five?

840
00:45:45.639 --> 00:45:48.000
<v Speaker 17>Well, you can, you certainly can. Again it's free, it

841
00:45:48.039 --> 00:45:50.159
<v Speaker 17>doesn't there's no That's.

842
00:45:50.039 --> 00:45:52.519
<v Speaker 5>What I'm asking then, so you should apply when you

843
00:45:52.800 --> 00:45:56.039
<v Speaker 5>are sixty five. I mean I'm asking for the age.

844
00:45:56.320 --> 00:45:59.519
<v Speaker 5>Is it's not sixty it's sixty five? Is that the age?

845
00:45:59.519 --> 00:46:00.920
<v Speaker 6>Okay, that's the one I need to know.

846
00:46:01.079 --> 00:46:02.400
<v Speaker 9>Okay, yeh, got it?

847
00:46:03.480 --> 00:46:04.480
<v Speaker 2>And then and then.

848
00:46:05.360 --> 00:46:11.079
<v Speaker 5>Qualify for then B is only when you don't have

849
00:46:11.239 --> 00:46:12.000
<v Speaker 5>other coverage.

850
00:46:13.039 --> 00:46:16.039
<v Speaker 17>Don't have other qualified coverage, So at A or you

851
00:46:16.119 --> 00:46:18.119
<v Speaker 17>can do it if you want to do it at

852
00:46:18.159 --> 00:46:20.840
<v Speaker 17>age sixty five, but I don't recommend it if you

853
00:46:20.960 --> 00:46:23.400
<v Speaker 17>have coverage through another through employment, I would hold.

854
00:46:23.480 --> 00:46:27.079
<v Speaker 5>Now if you apply, let's say you don't have coverage

855
00:46:27.119 --> 00:46:31.199
<v Speaker 5>through employment and you apply for A and B. Will

856
00:46:31.320 --> 00:46:34.039
<v Speaker 5>you have to since you're not taking your benefits yet,

857
00:46:34.360 --> 00:46:37.639
<v Speaker 5>will you have to pay a monthly premium out of

858
00:46:37.719 --> 00:46:38.239
<v Speaker 5>your pocket?

859
00:46:39.119 --> 00:46:39.320
<v Speaker 9>Yeah?

860
00:46:39.360 --> 00:46:41.480
<v Speaker 17>Well you get built quarterly, so it's.

861
00:46:41.360 --> 00:46:43.400
<v Speaker 6>Not but you'll have to pay out of your pocket

862
00:46:43.559 --> 00:46:44.960
<v Speaker 6>right because you're not having the.

863
00:46:45.000 --> 00:46:48.480
<v Speaker 17>Benefit correct your pay you will be built Part B

864
00:46:48.760 --> 00:46:52.360
<v Speaker 17>premiums quarterly if you're not gating Social Security yet.

865
00:46:53.000 --> 00:46:58.679
<v Speaker 5>Okay, Now what about D. Does he when can he

866
00:46:58.800 --> 00:47:01.360
<v Speaker 5>get a Part D or for the drug benefits?

867
00:47:01.760 --> 00:47:03.599
<v Speaker 17>Well, you have to have at least Medicare Part A.

868
00:47:05.480 --> 00:47:05.840
<v Speaker 11>Obviously.

869
00:47:05.840 --> 00:47:07.480
<v Speaker 17>If you have a Part A and B, you can

870
00:47:07.559 --> 00:47:08.599
<v Speaker 17>get Part D as well.

871
00:47:09.400 --> 00:47:09.519
<v Speaker 10>Uh.

872
00:47:10.280 --> 00:47:12.760
<v Speaker 5>But if he has just A, if he qualifies for

873
00:47:13.000 --> 00:47:14.960
<v Speaker 5>just let's say he has benefits at work and he

874
00:47:15.000 --> 00:47:17.760
<v Speaker 5>doesn't want to pay for B, and he he qualifies

875
00:47:18.320 --> 00:47:21.360
<v Speaker 5>and and applies for the free Part A, can he

876
00:47:21.519 --> 00:47:24.679
<v Speaker 5>then buy a port A Part D for drug coverage?

877
00:47:25.159 --> 00:47:29.639
<v Speaker 17>Well, if he has covered through his employer the minimum

878
00:47:29.719 --> 00:47:32.880
<v Speaker 17>value standard that has prescription drug coverage, then he doesn't

879
00:47:32.920 --> 00:47:36.119
<v Speaker 17>have to do Part D yet yet is what he can.

880
00:47:37.840 --> 00:47:40.400
<v Speaker 5>But if he doesn't have drug coverage and he wants

881
00:47:40.480 --> 00:47:44.719
<v Speaker 5>drug coverage, can he get Part D coverage through Medicare

882
00:47:44.840 --> 00:47:46.800
<v Speaker 5>through Medicare Yeah.

883
00:47:47.639 --> 00:47:49.679
<v Speaker 17>Okay, Medicare party and that's what we would help.

884
00:47:49.840 --> 00:47:50.440
<v Speaker 8>We would help with.

885
00:47:50.480 --> 00:47:50.920
<v Speaker 11>That as well.

886
00:47:51.880 --> 00:47:54.880
<v Speaker 5>See, that's why I think he should call you, which is,

887
00:47:55.360 --> 00:47:57.719
<v Speaker 5>by the way, it's open enrollment, A great time to

888
00:47:57.800 --> 00:47:58.400
<v Speaker 5>call anyway.

889
00:47:59.159 --> 00:48:01.440
<v Speaker 6>I really appreciate the information, John.

890
00:48:01.480 --> 00:48:03.360
<v Speaker 5>I'm sorry I always have to parse it because I

891
00:48:03.440 --> 00:48:05.280
<v Speaker 5>want to make sure people understand.

892
00:48:04.920 --> 00:48:07.480
<v Speaker 6>It so they can call you.

893
00:48:07.719 --> 00:48:10.679
<v Speaker 5>You guys, know all about Medicare Part A, Part B

894
00:48:11.039 --> 00:48:14.320
<v Speaker 5>end of course the advantage plan, right.

895
00:48:14.400 --> 00:48:15.519
<v Speaker 6>Don't you sell those two.

896
00:48:16.079 --> 00:48:19.559
<v Speaker 17>Advantage plans supplements Part D prescription to its plans.

897
00:48:19.360 --> 00:48:22.800
<v Speaker 5>Yes, sir, okay, three oh three four six six fifty

898
00:48:22.920 --> 00:48:26.079
<v Speaker 5>five hundred four sixty six fifty five hundred and that's

899
00:48:26.400 --> 00:48:29.559
<v Speaker 5>Integra I N T E g r A Integer Insurance

900
00:48:29.599 --> 00:48:31.920
<v Speaker 5>dot com. Thank you very much. Okay, so Texter, I

901
00:48:32.039 --> 00:48:34.760
<v Speaker 5>hope I answered, because he followed up with a text,

902
00:48:34.800 --> 00:48:38.320
<v Speaker 5>so I know he's listening. Thank you. Now, the problem

903
00:48:38.400 --> 00:48:40.639
<v Speaker 5>with Ken Ken hold on. We're going to try to

904
00:48:40.679 --> 00:48:45.480
<v Speaker 5>find an attorney for you that takes these kinds of

905
00:48:46.960 --> 00:48:49.840
<v Speaker 5>these kinds of cases, and I'll let you know in

906
00:48:49.920 --> 00:48:56.079
<v Speaker 5>a minute. Here Denverregion dot com. Pain relief through stem

907
00:48:56.199 --> 00:48:59.480
<v Speaker 5>cell therapy and hair regeneration. I've actually had it done,

908
00:48:59.519 --> 00:49:03.039
<v Speaker 5>and people remarking, look, I'm telling you, I've only had

909
00:49:03.079 --> 00:49:05.320
<v Speaker 5>it done a few months ago, and already I'm seeing

910
00:49:05.400 --> 00:49:08.760
<v Speaker 5>results with stem cells for the head and you can

911
00:49:08.800 --> 00:49:12.960
<v Speaker 5>do it for pain. I love these guys. Denverregen dot com.

912
00:49:18.920 --> 00:49:22.159
<v Speaker 5>Go with a sure thing Denver's best roofer Excel Roofing

913
00:49:22.280 --> 00:49:24.920
<v Speaker 5>dot com. You don't pay a cent until you're content,

914
00:49:26.519 --> 00:49:30.760
<v Speaker 5>Please time for an insurance check up free, no obligation

915
00:49:30.880 --> 00:49:34.760
<v Speaker 5>comparison call Compass Insurance pain too much your coverage at

916
00:49:34.800 --> 00:49:37.519
<v Speaker 5>dozens of insurance companies find out now three o three

917
00:49:37.679 --> 00:49:38.480
<v Speaker 5>seven to seven to one.

918
00:49:38.599 --> 00:49:38.840
<v Speaker 11>Help.

919
00:49:39.039 --> 00:49:41.679
<v Speaker 5>You'll think you're his only customer when you choose Frank

920
00:49:41.760 --> 00:49:44.159
<v Speaker 5>durand the real estate Man dot com to list your

921
00:49:44.239 --> 00:49:47.360
<v Speaker 5>home with Remax Alliance three oh three nine two zero

922
00:49:47.480 --> 00:49:57.119
<v Speaker 5>sixteen twenty two. Hi Tom Martine, you're a troubleshooter. Three

923
00:49:57.199 --> 00:50:00.679
<v Speaker 5>oh three seven one three talk through three seven one

924
00:50:00.760 --> 00:50:04.920
<v Speaker 5>three eight two five five. Let's uh go to the

925
00:50:05.000 --> 00:50:11.199
<v Speaker 5>phones and can I found some I found some attorneys

926
00:50:12.000 --> 00:50:17.079
<v Speaker 5>in my uh my search here that do these kinds

927
00:50:17.159 --> 00:50:22.800
<v Speaker 5>of things. Okay, now what the the arissa by the way,

928
00:50:23.039 --> 00:50:30.000
<v Speaker 5>the arisah initials. We found out what they mean because, uh,

929
00:50:30.559 --> 00:50:34.639
<v Speaker 5>somebody who is smart texted me on it and let

930
00:50:34.719 --> 00:50:37.360
<v Speaker 5>me let me get that for you. It is the

931
00:50:37.480 --> 00:50:43.719
<v Speaker 5>Employee Retirement Income Security Act ARISA e r I S

932
00:50:43.920 --> 00:50:50.000
<v Speaker 5>a Employee Retirement Income Security Act. Now, so all plans

933
00:50:50.280 --> 00:50:53.920
<v Speaker 5>that are qualified fall under this, and if you have

934
00:50:54.039 --> 00:50:56.159
<v Speaker 5>a question or problem with it, you need an attorney

935
00:50:56.239 --> 00:50:58.719
<v Speaker 5>well versed in it. We don't have any on the

936
00:50:58.760 --> 00:51:01.880
<v Speaker 5>referral list of referral list, but I did search and

937
00:51:01.960 --> 00:51:05.239
<v Speaker 5>find some that do it in town. Sherman and Howard

938
00:51:05.519 --> 00:51:10.199
<v Speaker 5>is one of them. Okay, they have several, They have

939
00:51:10.320 --> 00:51:14.559
<v Speaker 5>several attorneys that can help with that. Sherman and Howard

940
00:51:14.960 --> 00:51:18.119
<v Speaker 5>these are in Denver. The other one is Shaw Law

941
00:51:18.199 --> 00:51:23.239
<v Speaker 5>Firm and they're in the so Sherman and Howard's downtown.

942
00:51:23.840 --> 00:51:28.599
<v Speaker 5>And then Shaw Law Firm is in the DTC area,

943
00:51:29.280 --> 00:51:31.719
<v Speaker 5>not that it matters to most of these do remote.

944
00:51:32.039 --> 00:51:36.119
<v Speaker 5>And then McDermott mc d E R m O T T.

945
00:51:36.440 --> 00:51:39.840
<v Speaker 5>McDermott Law Firm. It doesn't say where. Oh yeah, they're

946
00:51:39.880 --> 00:51:42.880
<v Speaker 5>on Ulster Street, forty six hundred South Ulster. I'm not

947
00:51:42.920 --> 00:51:45.880
<v Speaker 5>sure where that is. And then the other one downtown

948
00:51:46.119 --> 00:51:50.639
<v Speaker 5>is Holland and Hart h A R T. Holland as

949
00:51:50.719 --> 00:51:55.559
<v Speaker 5>the Country and Heart Holland and Heart. So try one

950
00:51:55.599 --> 00:51:57.880
<v Speaker 5>of those and see if they'll take it. You know,

951
00:51:58.360 --> 00:52:01.480
<v Speaker 5>it may not be worth it to fight it because

952
00:52:01.519 --> 00:52:04.639
<v Speaker 5>I don't you know, I don't think ARISA lawsuits come

953
00:52:04.719 --> 00:52:08.519
<v Speaker 5>with attorney's fees, you see, so it might be pretty expensive.

954
00:52:10.400 --> 00:52:12.239
<v Speaker 6>But but they can probably give.

955
00:52:12.159 --> 00:52:12.880
<v Speaker 5>You some advice.

956
00:52:14.519 --> 00:52:16.599
<v Speaker 8>Okay, all right, thank you so much.

957
00:52:16.719 --> 00:52:18.360
<v Speaker 5>Let me know, let me know how it works.

958
00:52:18.480 --> 00:52:18.639
<v Speaker 10>Ken.

959
00:52:19.239 --> 00:52:20.599
<v Speaker 6>I understand your reasoning.

960
00:52:21.079 --> 00:52:22.840
<v Speaker 5>You just happen to be in that window where you

961
00:52:22.920 --> 00:52:25.480
<v Speaker 5>got you took a haircut, and you're thinking, why now

962
00:52:26.039 --> 00:52:28.440
<v Speaker 5>do I have to people retiring right now get more

963
00:52:28.480 --> 00:52:31.480
<v Speaker 5>money and other people get more money. And you know

964
00:52:31.599 --> 00:52:34.239
<v Speaker 5>it's not frozen in time, right, it's a big fund.

965
00:52:35.119 --> 00:52:40.400
<v Speaker 5>So that's a good question. Now, Germo called about a

966
00:52:40.559 --> 00:52:45.599
<v Speaker 5>roofing job and Deputy Doc I think took that originally,

967
00:52:46.440 --> 00:52:49.840
<v Speaker 5>and I think it's where you paid five thousand dollars down?

968
00:52:50.559 --> 00:52:50.719
<v Speaker 2>Was that?

969
00:52:51.159 --> 00:52:52.840
<v Speaker 6>Was that josh Sandoval?

970
00:52:54.360 --> 00:52:57.239
<v Speaker 8>That is correct? Yeah, josh An all.

971
00:52:58.360 --> 00:53:03.039
<v Speaker 5>Josh A sand of aal Okay, And did Doc get

972
00:53:03.119 --> 00:53:03.800
<v Speaker 5>back to you on that?

973
00:53:05.199 --> 00:53:08.840
<v Speaker 18>He tried or he hasn't called me back, but he

974
00:53:08.920 --> 00:53:11.400
<v Speaker 18>said you call me once. This individual answered and he's

975
00:53:11.440 --> 00:53:14.199
<v Speaker 18>able to conversate with him. But this individual doesn't have

976
00:53:14.320 --> 00:53:15.719
<v Speaker 18>communication an olopy at all.

977
00:53:16.199 --> 00:53:18.760
<v Speaker 6>So right now there is no update. You just haven't

978
00:53:18.800 --> 00:53:19.599
<v Speaker 6>heard a thing, right.

979
00:53:20.599 --> 00:53:23.000
<v Speaker 8>That is correct, and that is it.

980
00:53:25.440 --> 00:53:27.159
<v Speaker 5>Do you have a phone number? Do you have a

981
00:53:27.239 --> 00:53:31.400
<v Speaker 5>phone number for him? I'd like to know how many

982
00:53:31.480 --> 00:53:34.320
<v Speaker 5>times Doc called him. See, we got to hound these people.

983
00:53:34.440 --> 00:53:39.159
<v Speaker 5>I mean, yeah, give out his number. Seven two zero

984
00:53:39.719 --> 00:53:43.000
<v Speaker 5>three two let me zero seven. I'm writing it down.

985
00:53:43.199 --> 00:53:47.360
<v Speaker 5>Seven two zero three two zero three two zero.

986
00:53:49.400 --> 00:53:51.880
<v Speaker 8>Three two zero eighty three eighty seven.

987
00:53:52.119 --> 00:53:57.000
<v Speaker 5>Eighty three eighty seven. Okay, So people, you heard about

988
00:53:57.079 --> 00:53:59.159
<v Speaker 5>Josh Sandoval. By the way, a number of people have

989
00:53:59.199 --> 00:54:01.320
<v Speaker 5>been ripped off by He's not the We're not the

990
00:54:01.440 --> 00:54:03.840
<v Speaker 5>only one here with gamo.

991
00:54:05.119 --> 00:54:06.400
<v Speaker 6>Josh Sandoval.

992
00:54:06.920 --> 00:54:12.239
<v Speaker 5>Seven to zero three two zero eighty three eighty seven.

993
00:54:13.280 --> 00:54:15.280
<v Speaker 5>What do you get when you call that number right now?

994
00:54:15.400 --> 00:54:15.679
<v Speaker 5>Do you know?

995
00:54:16.480 --> 00:54:16.960
<v Speaker 19>What do you get?

996
00:54:17.199 --> 00:54:18.159
<v Speaker 5>Straight to boy Smith?

997
00:54:19.360 --> 00:54:23.880
<v Speaker 14>It does so yeah, I'm either blocked or or or

998
00:54:23.920 --> 00:54:27.280
<v Speaker 14>if it's off, I don't know. It's completely close to

999
00:54:27.280 --> 00:54:29.719
<v Speaker 14>avoid some seven.

1000
00:54:29.480 --> 00:54:31.840
<v Speaker 6>Two zero three to two zero eighty three eighty seven.

1001
00:54:32.199 --> 00:54:35.360
<v Speaker 5>I want, I want, while we're here, Deputy D to

1002
00:54:35.400 --> 00:54:37.079
<v Speaker 5>make a quick call just to see if we can,

1003
00:54:37.760 --> 00:54:39.719
<v Speaker 5>if we can scare them out. Seven two zero three

1004
00:54:39.800 --> 00:54:42.760
<v Speaker 5>two zero eighty three eighty seven. This man paid five

1005
00:54:42.840 --> 00:54:47.519
<v Speaker 5>grand and got zero nothing. Na A, what jurisdiction are

1006
00:54:47.559 --> 00:54:47.719
<v Speaker 5>you in?

1007
00:54:47.840 --> 00:54:51.239
<v Speaker 8>Where are you Brighton, Adams County.

1008
00:54:51.599 --> 00:54:53.000
<v Speaker 6>Adams County, Okay?

1009
00:54:53.719 --> 00:54:55.880
<v Speaker 5>You know? Why do why do we even have a

1010
00:54:55.960 --> 00:54:58.400
<v Speaker 5>Contractor's Trust Act on the books. That's what I want

1011
00:54:58.440 --> 00:55:00.159
<v Speaker 5>to know. I want I want to know what we

1012
00:55:00.239 --> 00:55:03.199
<v Speaker 5>even have one. This guy, Josh Sandoval is a dirt bag.

1013
00:55:04.159 --> 00:55:09.719
<v Speaker 5>He's a freaking dirt bag, I'm telling you. So we'll

1014
00:55:09.800 --> 00:55:12.199
<v Speaker 5>we'll we'll give him a couple more calls and see

1015
00:55:12.239 --> 00:55:14.440
<v Speaker 5>we can get a hold of them. So I'm gonna,

1016
00:55:14.519 --> 00:55:17.519
<v Speaker 5>I'm gonna, I'm gonna put Dimitri on this right now,

1017
00:55:17.760 --> 00:55:21.800
<v Speaker 5>just because he's here, and we will see what we

1018
00:55:21.960 --> 00:55:25.599
<v Speaker 5>get hold on. What were you saying.

1019
00:55:25.920 --> 00:55:28.159
<v Speaker 20>I'll call mister Sandival right now. Can you please in

1020
00:55:28.239 --> 00:55:31.000
<v Speaker 20>the meantime either text or email me the caller's name

1021
00:55:31.079 --> 00:55:33.239
<v Speaker 20>and phone number, like to speak with him real quick.

1022
00:55:34.119 --> 00:55:36.079
<v Speaker 5>Yeah, I'll give you all that. I'll do that. I

1023
00:55:36.199 --> 00:55:39.320
<v Speaker 5>have it right here, all right, GAMEO, just hang on

1024
00:55:39.559 --> 00:55:42.440
<v Speaker 5>you can you we we uh make sure we have

1025
00:55:42.599 --> 00:55:44.280
<v Speaker 5>his number, Katschina.

1026
00:55:46.599 --> 00:55:47.880
<v Speaker 6>Okay, I've got it.

1027
00:55:48.280 --> 00:55:50.920
<v Speaker 5>Good. Let's give that to Dimitri and I'll give him

1028
00:55:50.960 --> 00:55:55.400
<v Speaker 5>a summary of the problem because it really does suck, man.

1029
00:55:55.599 --> 00:56:01.519
<v Speaker 5>I mean, the whole thing is just you know, taking

1030
00:56:01.599 --> 00:56:05.679
<v Speaker 5>money like this is just bothering me, just bothering me anyway.

1031
00:56:06.239 --> 00:56:09.360
<v Speaker 5>Uh three oh three seven one three eight two five five,

1032
00:56:09.480 --> 00:56:16.400
<v Speaker 5>We have more coming, red up, go with a sure

1033
00:56:16.519 --> 00:56:19.920
<v Speaker 5>thing Denver's best roofer Excel Roofing dot com. You don't

1034
00:56:19.960 --> 00:56:25.519
<v Speaker 5>pay a cent until you're content, wait time for an

1035
00:56:25.519 --> 00:56:29.119
<v Speaker 5>insurance check up free, no obligation. In comparison, call Compass

1036
00:56:29.239 --> 00:56:32.480
<v Speaker 5>Insurance paying too much your coverage at dozens of insurance

1037
00:56:32.519 --> 00:56:35.079
<v Speaker 5>companies find out now three oh three seven seven to

1038
00:56:35.079 --> 00:56:37.840
<v Speaker 5>one help. You'll think you're his only customer when you

1039
00:56:37.960 --> 00:56:40.360
<v Speaker 5>choose Frank durand the real estate Man dot com to

1040
00:56:40.480 --> 00:56:43.639
<v Speaker 5>list your home with Remax Alliance three oh three nine

1041
00:56:43.679 --> 00:56:52.079
<v Speaker 5>two zero sixteen twenty two. Hi Tom Martina, you're troubleshooter

1042
00:56:52.239 --> 00:56:55.000
<v Speaker 5>three O three seven one three talk three oh three

1043
00:56:55.079 --> 00:56:57.079
<v Speaker 5>seven one three two five five. Have a question here

1044
00:56:57.159 --> 00:57:01.199
<v Speaker 5>for kh home solutions, which you can find, of course

1045
00:57:01.320 --> 00:57:04.920
<v Speaker 5>always at three oh three four to one hundred Alpen Windows.

1046
00:57:04.960 --> 00:57:08.039
<v Speaker 6>They hear me bragging about them, and so.

1047
00:57:10.000 --> 00:57:12.280
<v Speaker 5>I like him. They're made right here in Colorado, right right,

1048
00:57:13.400 --> 00:57:16.519
<v Speaker 5>and they've been made for a while in Colorado, but they.

1049
00:57:16.559 --> 00:57:18.400
<v Speaker 6>Just recently entered the residential market.

1050
00:57:18.480 --> 00:57:21.719
<v Speaker 7>Basically, well, they've been doing a lot of new construction,

1051
00:57:21.800 --> 00:57:24.280
<v Speaker 7>so nailing fit application for the longest time with what

1052
00:57:24.320 --> 00:57:26.639
<v Speaker 7>they've been doing in their high end builds, and then

1053
00:57:26.760 --> 00:57:29.280
<v Speaker 7>just recently they've been kind of working with us to

1054
00:57:29.320 --> 00:57:31.320
<v Speaker 7>do like a retro fit, because that's really what we do,

1055
00:57:32.199 --> 00:57:33.679
<v Speaker 7>is we do a retrofit instead of a nailing.

1056
00:57:33.760 --> 00:57:36.079
<v Speaker 5>So you're the exclusive dealer right now. Yes, absolutely.

1057
00:57:36.519 --> 00:57:39.920
<v Speaker 6>And they're fiberglass, thermal fiberglass.

1058
00:57:41.199 --> 00:57:44.840
<v Speaker 5>I hear they're one of the best insulated not just frames,

1059
00:57:44.920 --> 00:57:47.320
<v Speaker 5>but window units in the entire industry.

1060
00:57:47.440 --> 00:57:47.599
<v Speaker 11>Yeah.

1061
00:57:47.679 --> 00:57:50.760
<v Speaker 7>Yeah, no, they they're they're moving a lot in their

1062
00:57:50.800 --> 00:57:55.320
<v Speaker 7>development and really it's such an efficient window that they've

1063
00:57:55.320 --> 00:57:57.719
<v Speaker 7>gotten government grants and stuff like that to make a

1064
00:57:57.800 --> 00:57:59.320
<v Speaker 7>more cost efficient to homeowners.

1065
00:58:00.039 --> 00:58:02.599
<v Speaker 5>About the finish, since it's made in Colorado, you got

1066
00:58:02.679 --> 00:58:04.159
<v Speaker 5>to assume it's for Colorado.

1067
00:58:04.320 --> 00:58:06.320
<v Speaker 7>Yeah, yeah, no, absolutely, And there are one hundred percent

1068
00:58:08.079 --> 00:58:11.159
<v Speaker 7>pre finished one hundred percent pre finished fiberglass. There's no

1069
00:58:11.400 --> 00:58:13.480
<v Speaker 7>vinyl at all used in these windows.

1070
00:58:13.599 --> 00:58:17.559
<v Speaker 5>Okay, is fiberglass? I mean you do both, so, yes,

1071
00:58:17.760 --> 00:58:18.840
<v Speaker 5>we do. Which one's better?

1072
00:58:20.039 --> 00:58:22.400
<v Speaker 7>Well, I mean, long term, fiberglass is going to obviously,

1073
00:58:22.639 --> 00:58:23.639
<v Speaker 7>you know, be better.

1074
00:58:24.119 --> 00:58:25.360
<v Speaker 6>It's just a lot more.

1075
00:58:25.480 --> 00:58:28.400
<v Speaker 7>It stands the test time with the Colorado weathers as

1076
00:58:28.400 --> 00:58:31.679
<v Speaker 7>it does get beat now, Okay, vinyl has come light years.

1077
00:58:31.760 --> 00:58:33.960
<v Speaker 7>Oh of course, of course, you know the turn of

1078
00:58:34.000 --> 00:58:36.440
<v Speaker 7>the millennium and everything. So it's gone from the nineties

1079
00:58:36.480 --> 00:58:39.000
<v Speaker 7>to what it is now. It's it's vastly better. So,

1080
00:58:39.800 --> 00:58:42.639
<v Speaker 7>I mean the downside of fiberglass is it's just not

1081
00:58:43.079 --> 00:58:45.599
<v Speaker 7>as cost efficient to homeowners final.

1082
00:58:45.480 --> 00:58:50.519
<v Speaker 5>So so fiberglass is more expensive. And how is that done?

1083
00:58:50.599 --> 00:58:52.320
<v Speaker 5>That's not injection molding, is it?

1084
00:58:53.079 --> 00:58:53.119
<v Speaker 2>No?

1085
00:58:53.280 --> 00:58:55.679
<v Speaker 7>I mean they they're casted and then they you know,

1086
00:58:55.760 --> 00:58:57.400
<v Speaker 7>they kind of do what we call stamp them, right

1087
00:58:57.519 --> 00:58:59.360
<v Speaker 7>A fusion world kind of is kind of what they're

1088
00:58:59.360 --> 00:59:02.079
<v Speaker 7>going on. They kind of weld them together. It's actually

1089
00:59:02.119 --> 00:59:03.960
<v Speaker 7>a pretty cool experience you could see up there at

1090
00:59:03.960 --> 00:59:06.079
<v Speaker 7>the facilities when they're making them. But yeah, no, they

1091
00:59:06.159 --> 00:59:10.199
<v Speaker 7>weld them together glass frames. Everything built up in Louisville, Colorado.

1092
00:59:10.280 --> 00:59:14.119
<v Speaker 5>So they're built here for here, including the insulated glass

1093
00:59:14.320 --> 00:59:15.039
<v Speaker 5>unit itself.

1094
00:59:15.119 --> 00:59:17.320
<v Speaker 7>Are they filled with gas? Are gone field?

1095
00:59:17.679 --> 00:59:17.800
<v Speaker 2>Now?

1096
00:59:17.840 --> 00:59:21.159
<v Speaker 5>That is better that they're filled here, right percent?

1097
00:59:21.239 --> 00:59:25.119
<v Speaker 7>Yeah, some of them they do offer a breather tub

1098
00:59:25.119 --> 00:59:27.360
<v Speaker 7>bom so they're not our gun filled because they're triple

1099
00:59:27.400 --> 00:59:29.599
<v Speaker 7>pain so they do allow for expansion and contraction with

1100
00:59:29.719 --> 00:59:32.159
<v Speaker 7>the different fluctuations and humpter as well.

1101
00:59:33.159 --> 00:59:33.400
<v Speaker 1>Cool.

1102
00:59:33.679 --> 00:59:37.280
<v Speaker 5>Okay, anyway, let's continue here. Nathan what's going on, Nathan

1103
00:59:37.360 --> 00:59:37.920
<v Speaker 5>with solar?

1104
00:59:39.559 --> 00:59:40.519
<v Speaker 9>It's yeah.

1105
00:59:41.239 --> 00:59:44.559
<v Speaker 16>So we had solar panels put on our house about

1106
00:59:44.639 --> 00:59:49.400
<v Speaker 16>three years ago, and that company was largic company, but

1107
00:59:49.599 --> 00:59:53.119
<v Speaker 16>they got taken over by a company called sun Run.

1108
00:59:53.199 --> 00:59:54.199
<v Speaker 13>I think everybody knows, but.

1109
00:59:54.320 --> 00:59:56.480
<v Speaker 6>Who who were they when you first put them on?

1110
00:59:57.679 --> 00:59:58.000
<v Speaker 5>It was.

1111
01:00:02.320 --> 01:00:06.800
<v Speaker 11>Set a brain part. I'll think of it in a second.

1112
01:00:07.079 --> 01:00:10.679
<v Speaker 5>It's okay, but the company that sold you the contract,

1113
01:00:11.079 --> 01:00:13.440
<v Speaker 5>they're not the ones that actually did the work right.

1114
01:00:15.599 --> 01:00:23.039
<v Speaker 6>They are, and this was your solar panels. You basically

1115
01:00:23.119 --> 01:00:24.079
<v Speaker 6>did your solar.

1116
01:00:23.880 --> 01:00:24.599
<v Speaker 5>System Win.

1117
01:00:27.519 --> 01:00:29.159
<v Speaker 16>Twenty twenty one.

1118
01:00:29.719 --> 01:00:32.000
<v Speaker 6>Okay, So go ahead, and then what's going on?

1119
01:00:33.400 --> 01:00:36.000
<v Speaker 16>So just before that, we had had the whole backside

1120
01:00:36.000 --> 01:00:39.480
<v Speaker 16>of our house, replace of our roof, replace in our

1121
01:00:40.239 --> 01:00:41.519
<v Speaker 16>skylights were all brand new.

1122
01:00:41.559 --> 01:00:43.719
<v Speaker 9>We've had those replaced in order to do this.

1123
01:00:45.760 --> 01:00:48.000
<v Speaker 5>And that was that by an insurance claim.

1124
01:00:49.480 --> 01:00:51.440
<v Speaker 16>No, that was out of pocket.

1125
01:00:53.199 --> 01:00:55.400
<v Speaker 9>Because I didn't want to file an insurance claim.

1126
01:00:55.760 --> 01:00:58.800
<v Speaker 16>I didn't want to take that hit, okay. And so

1127
01:00:59.320 --> 01:01:04.559
<v Speaker 16>since the panels have been installed, we've had numerous.

1128
01:01:04.280 --> 01:01:05.280
<v Speaker 8>Roof leaks.

1129
01:01:07.079 --> 01:01:09.159
<v Speaker 16>And I've reported this to the solar company.

1130
01:01:10.119 --> 01:01:14.960
<v Speaker 5>They see I'm concerned. When you say hold on, I'm concerned.

1131
01:01:15.000 --> 01:01:17.760
<v Speaker 5>When you say they were taken over. That was the

1132
01:01:17.840 --> 01:01:20.679
<v Speaker 5>part I tried to figure out who was the company

1133
01:01:20.719 --> 01:01:22.719
<v Speaker 5>and who is the when when you say they were

1134
01:01:22.760 --> 01:01:24.320
<v Speaker 5>taken over, what do you mean?

1135
01:01:25.719 --> 01:01:27.280
<v Speaker 9>So they bought the other company?

1136
01:01:30.400 --> 01:01:31.920
<v Speaker 6>Okay, that's bad.

1137
01:01:31.840 --> 01:01:32.280
<v Speaker 5>News for you.

1138
01:01:33.880 --> 01:01:37.360
<v Speaker 16>So I feel like yes to no, but I have.

1139
01:01:37.960 --> 01:01:39.800
<v Speaker 5>Well, whether you feel like yes or no, here's what

1140
01:01:39.880 --> 01:01:42.519
<v Speaker 5>I'm saying. If they do it for you, if they

1141
01:01:42.719 --> 01:01:45.639
<v Speaker 5>if they honor any warranties or help, it's going to

1142
01:01:45.679 --> 01:01:50.519
<v Speaker 5>be wonderful. However, most companies, when they buy a company,

1143
01:01:51.079 --> 01:01:54.760
<v Speaker 5>do not buy the obligations of past jobs.

1144
01:01:54.800 --> 01:01:58.400
<v Speaker 6>They just don't. That is a fact of life.

1145
01:01:59.719 --> 01:02:02.079
<v Speaker 16>Yeah, I understand that. I've listened to your shows enough

1146
01:02:02.159 --> 01:02:02.880
<v Speaker 16>to understand that.

1147
01:02:03.159 --> 01:02:03.360
<v Speaker 5>Yeah.

1148
01:02:03.760 --> 01:02:06.800
<v Speaker 16>But they've taken a lot of sets to move forward.

1149
01:02:07.360 --> 01:02:08.679
<v Speaker 16>That's nice, that's November.

1150
01:02:09.079 --> 01:02:09.639
<v Speaker 6>That's nice.

1151
01:02:10.800 --> 01:02:14.519
<v Speaker 16>But they they haven't. I've had they've sent five different

1152
01:02:14.599 --> 01:02:19.039
<v Speaker 16>roofing companies out, they've had their inspectors, they've taken off

1153
01:02:19.119 --> 01:02:20.480
<v Speaker 16>our solar panels and.

1154
01:02:20.559 --> 01:02:21.559
<v Speaker 6>Who was it taken over?

1155
01:02:21.880 --> 01:02:23.639
<v Speaker 5>Who who's the company now?

1156
01:02:25.320 --> 01:02:25.880
<v Speaker 8>Fun runs?

1157
01:02:26.679 --> 01:02:30.039
<v Speaker 16>Okay, so I think they're the largest company in the country.

1158
01:02:30.480 --> 01:02:31.280
<v Speaker 5>Well, it doesn't matter.

1159
01:02:31.360 --> 01:02:33.480
<v Speaker 6>They don't. They don't owe you anything. So what they're

1160
01:02:33.559 --> 01:02:34.559
<v Speaker 6>doing is really.

1161
01:02:34.440 --> 01:02:38.400
<v Speaker 2>Nice, right, Yeah, but.

1162
01:02:39.880 --> 01:02:44.239
<v Speaker 16>They have despite all of this, that they've promised and

1163
01:02:44.320 --> 01:02:46.239
<v Speaker 16>guaranteed that they will fit.

1164
01:02:46.639 --> 01:02:48.239
<v Speaker 9>Is what they've said multiple.

1165
01:02:47.920 --> 01:02:54.119
<v Speaker 16>Times in emails. Nothing has been happening, and I've been

1166
01:02:54.480 --> 01:02:55.480
<v Speaker 16>contacting them.

1167
01:02:55.800 --> 01:02:58.480
<v Speaker 6>We have they actually tried to fix it, or not

1168
01:02:59.079 --> 01:02:59.880
<v Speaker 6>even attempted.

1169
01:03:01.239 --> 01:03:04.840
<v Speaker 16>So they they had their own inspector come out back

1170
01:03:05.000 --> 01:03:08.559
<v Speaker 16>in December and he reported to them what he thought

1171
01:03:09.159 --> 01:03:12.960
<v Speaker 16>the damage was caused from. And then they've sent out

1172
01:03:13.039 --> 01:03:13.880
<v Speaker 16>multiple roofers.

1173
01:03:13.920 --> 01:03:17.039
<v Speaker 5>Okay, so what did what did the inspectors say when

1174
01:03:17.039 --> 01:03:17.920
<v Speaker 5>they inspected it.

1175
01:03:20.360 --> 01:03:23.960
<v Speaker 16>He found multiple places where the lag bolts had missed

1176
01:03:24.000 --> 01:03:28.840
<v Speaker 16>the joyst and that the water was coming into.

1177
01:03:28.639 --> 01:03:29.360
<v Speaker 19>The lag bults.

1178
01:03:29.559 --> 01:03:30.679
<v Speaker 5>Okay, I got it. Yeah.

1179
01:03:32.559 --> 01:03:36.320
<v Speaker 16>And there's just I mean, there's so much gold and

1180
01:03:36.400 --> 01:03:40.800
<v Speaker 16>stuff up in our attic. We have electricians found it.

1181
01:03:40.960 --> 01:03:42.800
<v Speaker 16>The said the inflation was all let up there at

1182
01:03:42.840 --> 01:03:45.000
<v Speaker 16>the time. So that's how it got to our attention.

1183
01:03:47.159 --> 01:03:50.000
<v Speaker 16>And every one of the roofing companies that Sun Run

1184
01:03:50.039 --> 01:03:54.039
<v Speaker 16>has sent to our house has all said the damage

1185
01:03:54.239 --> 01:03:56.719
<v Speaker 16>is much worse, and.

1186
01:04:00.199 --> 01:04:02.199
<v Speaker 5>So has anyone attempted to fix it?

1187
01:04:02.840 --> 01:04:04.039
<v Speaker 6>Let me just ask you that name.

1188
01:04:04.559 --> 01:04:06.639
<v Speaker 16>They have an attempted to fix it. They've taken off

1189
01:04:06.679 --> 01:04:10.320
<v Speaker 16>the panels, and then every time they go to they've

1190
01:04:10.920 --> 01:04:13.559
<v Speaker 16>talked to the roofing companies to do it. The roofing

1191
01:04:13.639 --> 01:04:17.800
<v Speaker 16>companies are not willing to do sunder and want them

1192
01:04:17.840 --> 01:04:21.239
<v Speaker 16>to locate on the roof different lag bolts and replace

1193
01:04:21.400 --> 01:04:24.599
<v Speaker 16>small patches, and the roofing companies have all said, we

1194
01:04:24.719 --> 01:04:27.880
<v Speaker 16>will not do that. We will replace the whole backside

1195
01:04:27.880 --> 01:04:31.280
<v Speaker 16>of the roof, but we will not just try to

1196
01:04:31.400 --> 01:04:34.360
<v Speaker 16>find because that leaves them. They say, it leaves them liable.

1197
01:04:34.800 --> 01:04:41.079
<v Speaker 5>That's right, it does. It does leave them liable. But

1198
01:04:41.280 --> 01:04:44.119
<v Speaker 5>there are companies that might do it. There are companies

1199
01:04:44.199 --> 01:04:44.960
<v Speaker 5>that might patch it.

1200
01:04:46.639 --> 01:04:48.719
<v Speaker 16>I've asked if I could look for a company, and

1201
01:04:48.800 --> 01:04:52.840
<v Speaker 16>they say, no, we have to look within ourselves. They

1202
01:04:52.920 --> 01:04:55.480
<v Speaker 16>had one company that they were going to move forward

1203
01:04:55.559 --> 01:04:59.400
<v Speaker 16>with who then back off and would not do that,

1204
01:04:59.559 --> 01:05:01.519
<v Speaker 16>so then they look for another company.

1205
01:05:01.360 --> 01:05:03.360
<v Speaker 5>That company was in I'm sure if you found a

1206
01:05:03.480 --> 01:05:06.519
<v Speaker 5>company that would do it and you presented it to them,

1207
01:05:06.559 --> 01:05:08.480
<v Speaker 5>why wouldn't they Why wouldn't they pay for it.

1208
01:05:09.519 --> 01:05:12.480
<v Speaker 16>There's such a big corporation they they said, it has

1209
01:05:12.519 --> 01:05:18.199
<v Speaker 16>to be within our corporate within our contact in their.

1210
01:05:18.079 --> 01:05:20.280
<v Speaker 5>Network, all right, do you have a warranty?

1211
01:05:23.079 --> 01:05:23.199
<v Speaker 1>Uh?

1212
01:05:24.760 --> 01:05:25.960
<v Speaker 19>I think I probably do.

1213
01:05:26.159 --> 01:05:28.039
<v Speaker 16>I mean from the original company which.

1214
01:05:30.719 --> 01:05:35.280
<v Speaker 5>Nathan Nathan listen, Sun run if push comes to shove,

1215
01:05:35.360 --> 01:05:38.280
<v Speaker 5>Nathan Right, I'm just gonna tell you can't make them

1216
01:05:38.360 --> 01:05:43.559
<v Speaker 5>do it. Okay, unless you have a warranty and they

1217
01:05:43.599 --> 01:05:46.960
<v Speaker 5>took it over, you can't make them do it.

1218
01:05:47.760 --> 01:05:49.840
<v Speaker 19>All you can do is for the warrant.

1219
01:05:49.880 --> 01:05:53.920
<v Speaker 16>And they've taken they gearing. Wait wait, what's that they've

1220
01:05:54.000 --> 01:05:56.000
<v Speaker 16>said in writing that they have taken over.

1221
01:05:56.840 --> 01:05:58.760
<v Speaker 5>I want to see it. I want to see it.

1222
01:05:59.440 --> 01:06:03.079
<v Speaker 5>I want to see if you have a new contract. No, not,

1223
01:06:03.800 --> 01:06:05.679
<v Speaker 5>I want to see where they have committed to you

1224
01:06:05.840 --> 01:06:07.800
<v Speaker 5>to take over the warranty. That's all I want to see.

1225
01:06:08.039 --> 01:06:10.079
<v Speaker 5>Don't send me a lot of crap, That's all. I

1226
01:06:10.159 --> 01:06:12.360
<v Speaker 5>want to see. The part where they say we take

1227
01:06:12.440 --> 01:06:16.360
<v Speaker 5>full responsibility for the warranty. Okay, three all three seven

1228
01:06:16.440 --> 01:06:19.199
<v Speaker 5>one three talks seven one three eight two five five

1229
01:06:24.239 --> 01:06:27.519
<v Speaker 5>Go with a sure thing Denver's Best roofer Excel roofing

1230
01:06:27.599 --> 01:06:30.239
<v Speaker 5>dot com. You don't pay a cent until you're content.

1231
01:06:33.639 --> 01:06:36.760
<v Speaker 5>Time for an insurance checkup free, no obligation. In comparison,

1232
01:06:36.960 --> 01:06:40.480
<v Speaker 5>call Compass insurance paying too much your coverage at dozens

1233
01:06:40.519 --> 01:06:41.480
<v Speaker 5>of insurance companies.

1234
01:06:41.599 --> 01:06:43.599
<v Speaker 6>Find out Now three all three seven to seven to

1235
01:06:43.639 --> 01:06:44.159
<v Speaker 6>one help.

1236
01:06:44.360 --> 01:06:47.000
<v Speaker 5>You'll think you're his only customer when you choose Frank

1237
01:06:47.079 --> 01:06:49.480
<v Speaker 5>durand the real estate Man dot Com to list your

1238
01:06:49.559 --> 01:06:52.679
<v Speaker 5>home with Remax Alliance three all three nine two zero

1239
01:06:52.800 --> 01:07:01.840
<v Speaker 5>sixteen twenty two. Hi Tom Martino, your troubleshooter three all

1240
01:07:01.880 --> 01:07:03.639
<v Speaker 5>three seven on three talk seven one three eight two

1241
01:07:03.679 --> 01:07:09.320
<v Speaker 5>five to five fail. Welcome to the show. You have

1242
01:07:09.519 --> 01:07:12.960
<v Speaker 5>something with Rhino Shield. Now, I must say this, and

1243
01:07:13.079 --> 01:07:15.320
<v Speaker 5>I'm just saying it. They're not a sponsor or anything,

1244
01:07:15.360 --> 01:07:16.920
<v Speaker 5>but I want to be truthful. We have never had

1245
01:07:16.960 --> 01:07:19.159
<v Speaker 5>a complain about Rhino Shield. What's going on?

1246
01:07:21.239 --> 01:07:25.519
<v Speaker 9>Well, I've got a twenty eighteen Heartland forty five foot

1247
01:07:26.079 --> 01:07:29.079
<v Speaker 9>toy holler fifth wheel. Well, we're full time our veers.

1248
01:07:28.840 --> 01:07:31.880
<v Speaker 5>And uh, it's a fifth wheel that you live in,

1249
01:07:32.000 --> 01:07:34.480
<v Speaker 5>plus a toy hauler with it, or just a toy hauler.

1250
01:07:36.440 --> 01:07:38.480
<v Speaker 9>They classify the fifth wheel as a toy holler.

1251
01:07:38.519 --> 01:07:40.360
<v Speaker 6>It has a ramp on the back and yeah, but

1252
01:07:40.719 --> 01:07:42.280
<v Speaker 6>it does it have living quarters on it?

1253
01:07:42.320 --> 01:07:42.480
<v Speaker 2>Too?

1254
01:07:43.960 --> 01:07:44.079
<v Speaker 5>Oh?

1255
01:07:44.239 --> 01:07:48.039
<v Speaker 9>Yeah, yeah, Okay, I mean it's I've got two convection

1256
01:07:48.199 --> 01:07:49.079
<v Speaker 9>of in this roll.

1257
01:07:49.239 --> 01:07:51.880
<v Speaker 5>Got it, got it, got it? So feel a fifth

1258
01:07:51.920 --> 01:07:54.039
<v Speaker 5>wheel trailer with toy hauler got it?

1259
01:07:54.119 --> 01:07:56.480
<v Speaker 6>Got it with a with a with a compartment. Not

1260
01:07:56.599 --> 01:07:58.880
<v Speaker 6>all fifth wheels have a toy hauler in it. Go ahead.

1261
01:07:58.920 --> 01:07:59.519
<v Speaker 5>So what's going on?

1262
01:08:01.480 --> 01:08:06.039
<v Speaker 9>Well, we contracted with them to paint the place.

1263
01:08:06.280 --> 01:08:08.719
<v Speaker 5>It took Kuja Contract five.

1264
01:08:10.199 --> 01:08:11.599
<v Speaker 9>Rhino Shield of Colorado.

1265
01:08:12.000 --> 01:08:14.599
<v Speaker 6>I didn't know they do, like paint regular paint.

1266
01:08:17.800 --> 01:08:20.239
<v Speaker 9>Yeah, I mean their product is just one hundred percent

1267
01:08:20.359 --> 01:08:23.800
<v Speaker 9>acrylic Sherwin Williams paint with ceramic beads in it.

1268
01:08:24.279 --> 01:08:28.199
<v Speaker 5>Okay, So when they do a paint job, like on

1269
01:08:28.319 --> 01:08:30.880
<v Speaker 5>the whole thing or just the lower hand, I mean

1270
01:08:31.000 --> 01:08:33.399
<v Speaker 5>usually the rhino is used. If I'm thinking about the

1271
01:08:33.520 --> 01:08:35.960
<v Speaker 5>right stuff, isn't this the rhino shield they put in

1272
01:08:36.039 --> 01:08:39.439
<v Speaker 5>pickup truck beds and all of that negative?

1273
01:08:40.039 --> 01:08:40.199
<v Speaker 2>Oh?

1274
01:08:41.359 --> 01:08:44.600
<v Speaker 5>Why am I thinking? Okay, it must be something different?

1275
01:08:45.119 --> 01:08:46.640
<v Speaker 5>Is rhino lining? Bronic?

1276
01:08:46.720 --> 01:08:50.399
<v Speaker 9>Because while I was on hold, their advertisement came up.

1277
01:08:51.960 --> 01:08:53.399
<v Speaker 9>While I was on hold, I.

1278
01:08:53.640 --> 01:08:57.439
<v Speaker 6>Was not thinking about rhino shield. Then, I don't think.

1279
01:08:57.920 --> 01:08:59.760
<v Speaker 5>I'm thinking about the ones that we never had a

1280
01:08:59.760 --> 01:09:04.399
<v Speaker 5>comp about. Are the ones that do the truckbedliners? I think, Okay,

1281
01:09:04.479 --> 01:09:06.159
<v Speaker 5>hold on, Phil, We'll come right back to you and

1282
01:09:06.199 --> 01:09:09.399
<v Speaker 5>find out what's going on. Then with Rhinoshield, it's weird

1283
01:09:10.039 --> 01:09:12.680
<v Speaker 5>that two companies can have such a similar name without

1284
01:09:12.720 --> 01:09:14.680
<v Speaker 5>them complaining about each other doing that.

1285
01:09:15.319 --> 01:09:17.239
<v Speaker 6>We'll come back and talk about the problem though.

1286
01:09:17.520 --> 01:09:20.199
<v Speaker 5>After this. I'm Tom Martino three all three seven one

1287
01:09:20.239 --> 01:09:27.000
<v Speaker 5>three EA two five five Stick around, Go with a

1288
01:09:27.079 --> 01:09:30.600
<v Speaker 5>sure thing Denver's Best Roofer Excel Roofing dot com. You

1289
01:09:30.640 --> 01:09:36.399
<v Speaker 5>don't pay a cent until you're contenth time for an

1290
01:09:36.439 --> 01:09:40.640
<v Speaker 5>insurance checkup free, no obligation. In comparison, call Compass Insurance

1291
01:09:40.840 --> 01:09:43.800
<v Speaker 5>paying too much your coverage at dozens of insurance companies

1292
01:09:43.920 --> 01:09:45.960
<v Speaker 5>find out now three oh three seven to seven to

1293
01:09:45.960 --> 01:09:48.720
<v Speaker 5>one help. You'll think you're his only customer when you

1294
01:09:48.840 --> 01:09:51.279
<v Speaker 5>choose Frank durand the real estate Man dot com to

1295
01:09:51.399 --> 01:09:54.560
<v Speaker 5>list your home with Remax Alliance three oh three nine

1296
01:09:54.600 --> 01:09:56.239
<v Speaker 5>two zero sixteen twenty two.

1297
01:10:01.680 --> 01:10:06.079
<v Speaker 1>Rippedum. You need advice?

1298
01:10:06.159 --> 01:10:11.079
<v Speaker 2>Who you don't have? Come running just as fast as

1299
01:10:11.159 --> 01:10:11.600
<v Speaker 2>we can.

1300
01:10:12.920 --> 01:10:14.199
<v Speaker 3>Shooter's gonna help.

1301
01:10:14.479 --> 01:10:18.520
<v Speaker 4>Come Dix's The Troubleshooter Show.

1302
01:10:19.159 --> 01:10:24.560
<v Speaker 5>No Tom Martine, Hello Tom Martino Here. Solving problems, answering questions,

1303
01:10:24.640 --> 01:10:27.800
<v Speaker 5>taking good plaints, making your life a little easier today,

1304
01:10:28.199 --> 01:10:32.119
<v Speaker 5>and we have a guest today KH Home Solutions. You

1305
01:10:32.199 --> 01:10:34.760
<v Speaker 5>can reach when or not here at khwindows dot com.

1306
01:10:34.800 --> 01:10:38.079
<v Speaker 5>We're talking about windows, siding, doors and more. KH has

1307
01:10:38.119 --> 01:10:39.640
<v Speaker 5>what you're looking for. That's what they say.

1308
01:10:39.800 --> 01:10:39.960
<v Speaker 19>Hey.

1309
01:10:40.000 --> 01:10:42.960
<v Speaker 5>By the way, we're also talking about anything on your mind,

1310
01:10:43.039 --> 01:10:46.000
<v Speaker 5>on your heart and pocketbook. We have a way for

1311
01:10:46.079 --> 01:10:47.800
<v Speaker 5>you to text us as well if you can't call

1312
01:10:47.880 --> 01:10:51.119
<v Speaker 5>in and I do answer by text, or I answer

1313
01:10:51.199 --> 01:10:53.479
<v Speaker 5>on the air for your text. If you're listening, just

1314
01:10:53.600 --> 01:10:55.239
<v Speaker 5>make sure you let me know you're listening. If not,

1315
01:10:55.359 --> 01:10:57.520
<v Speaker 5>I'll try to type out an answer for you. And

1316
01:10:58.319 --> 01:11:00.399
<v Speaker 5>where you can do that is my private a Google

1317
01:11:00.479 --> 01:11:05.439
<v Speaker 5>voicemail seven four seven eighty and that comes to my

1318
01:11:05.479 --> 01:11:07.600
<v Speaker 5>cell phone. And by the way, if you have questions

1319
01:11:07.640 --> 01:11:12.359
<v Speaker 5>about my financial advisement company, A Wave eight Wealth Management,

1320
01:11:12.399 --> 01:11:14.399
<v Speaker 5>you can text me there as well. A lot of

1321
01:11:14.439 --> 01:11:16.960
<v Speaker 5>people have had questions about that. I have been trying

1322
01:11:17.000 --> 01:11:20.479
<v Speaker 5>to get to a great response on that. I actually

1323
01:11:21.159 --> 01:11:27.000
<v Speaker 5>literally became a real uh financial registered financial advisement firm

1324
01:11:27.039 --> 01:11:30.119
<v Speaker 5>after years of frustration. I'll get into that. I'll get

1325
01:11:30.159 --> 01:11:33.159
<v Speaker 5>into that later, but seven four seven nine fifty eighty.

1326
01:11:33.479 --> 01:11:37.119
<v Speaker 5>Also we have the other one, the short code for

1327
01:11:37.239 --> 01:11:39.720
<v Speaker 5>iHeart five seven seven three nine. You can text me

1328
01:11:40.319 --> 01:11:43.079
<v Speaker 5>five seven seven three nine. So let's go right to

1329
01:11:43.119 --> 01:11:46.119
<v Speaker 5>the phones. What do you say I'd like to talk

1330
01:11:46.239 --> 01:11:50.359
<v Speaker 5>to now? Uh, Phil, who was talking about and I

1331
01:11:50.439 --> 01:11:52.199
<v Speaker 5>made a mistake when he said, I had, you know,

1332
01:11:52.359 --> 01:11:54.560
<v Speaker 5>Rhino Shield paint my trailer, And I said, I've never

1333
01:11:54.600 --> 01:11:57.680
<v Speaker 5>had complaints about rhino And actually I was speaking of

1334
01:11:57.800 --> 01:12:01.840
<v Speaker 5>Rhino lining. Rhino lining which does pick up bed trucks

1335
01:12:01.880 --> 01:12:04.840
<v Speaker 5>and all that, so that's what I was thinking of.

1336
01:12:05.399 --> 01:12:09.199
<v Speaker 5>Rhino Shield is a whole different product, and that's a paint.

1337
01:12:10.000 --> 01:12:12.199
<v Speaker 5>And Phil was complaining about it. He had him paint

1338
01:12:12.199 --> 01:12:14.840
<v Speaker 5>his fifth wheel toy hauler. So go ahead, let's talk

1339
01:12:14.880 --> 01:12:15.199
<v Speaker 5>about that.

1340
01:12:15.319 --> 01:12:15.600
<v Speaker 6>Phil.

1341
01:12:18.159 --> 01:12:22.039
<v Speaker 9>Well, you know they were supposed to start back in March.

1342
01:12:22.159 --> 01:12:24.399
<v Speaker 9>They got about two or three week delays.

1343
01:12:26.800 --> 01:12:31.199
<v Speaker 6>And now you didn't pay them anything upfront, did you.

1344
01:12:32.520 --> 01:12:34.880
<v Speaker 9>I paid them a thousand dollars deposit is.

1345
01:12:34.920 --> 01:12:37.640
<v Speaker 6>What they required when you dropped it all for ahead

1346
01:12:37.680 --> 01:12:37.960
<v Speaker 6>of time.

1347
01:12:39.199 --> 01:12:40.279
<v Speaker 9>Oh, they did it on site.

1348
01:12:40.319 --> 01:12:40.439
<v Speaker 5>Here.

1349
01:12:40.600 --> 01:12:42.760
<v Speaker 9>They go out and paint homes, so they just come.

1350
01:12:42.680 --> 01:12:44.760
<v Speaker 5>Out here and they okay, So when they showed up,

1351
01:12:44.800 --> 01:12:45.720
<v Speaker 5>you paid him half down.

1352
01:12:47.760 --> 01:12:50.039
<v Speaker 9>No, it was ten thousand to have the whole thing done.

1353
01:12:50.079 --> 01:12:51.880
<v Speaker 9>I paid them one thousand dollars down.

1354
01:12:52.199 --> 01:12:53.520
<v Speaker 5>Okay, got it, all right?

1355
01:12:57.319 --> 01:13:00.119
<v Speaker 9>I mean the story's too long for your show, that's

1356
01:13:00.119 --> 01:13:00.399
<v Speaker 9>for sure.

1357
01:13:00.439 --> 01:13:02.119
<v Speaker 5>Well no, no, just go ahead, let's try.

1358
01:13:02.279 --> 01:13:04.199
<v Speaker 6>Let's just start. What went wrong?

1359
01:13:04.399 --> 01:13:08.399
<v Speaker 9>Well we've well, they came out and you know, as

1360
01:13:08.479 --> 01:13:12.199
<v Speaker 9>you their salesman advertises their product. He brings a piece

1361
01:13:12.279 --> 01:13:16.600
<v Speaker 9>of siding with him that allegedly has their product on it.

1362
01:13:17.119 --> 01:13:19.760
<v Speaker 9>He takes a wooden stick and he just scrapes back

1363
01:13:19.840 --> 01:13:23.880
<v Speaker 9>and forth on it and shows you how yeah, resilient

1364
01:13:24.039 --> 01:13:27.600
<v Speaker 9>if you will, their product is yeah, got it. It

1365
01:13:27.680 --> 01:13:30.760
<v Speaker 9>makes all kinds of promises. So they came out here

1366
01:13:30.960 --> 01:13:33.520
<v Speaker 9>and as you can imagine you've seen newer fifth wheels,

1367
01:13:33.520 --> 01:13:36.279
<v Speaker 9>this is a twenty eighteen year model. They've got graphics

1368
01:13:36.359 --> 01:13:39.119
<v Speaker 9>all over them. So the graphics have to be removed.

1369
01:13:39.239 --> 01:13:41.720
<v Speaker 9>You know, we spoke in detail about this. They came out.

1370
01:13:42.359 --> 01:13:44.520
<v Speaker 6>Were they going to do just one color? What's the

1371
01:13:44.600 --> 01:13:45.439
<v Speaker 6>color scheme on that?

1372
01:13:46.800 --> 01:13:48.840
<v Speaker 9>That's two colors, body and trim.

1373
01:13:49.520 --> 01:13:55.319
<v Speaker 11>Okay, So they come out to scrape, if you will.

1374
01:13:55.239 --> 01:14:01.319
<v Speaker 9>Remove all the graphics. The graphics are like stickers on

1375
01:14:01.680 --> 01:14:02.279
<v Speaker 9>these units.

1376
01:14:02.520 --> 01:14:02.720
<v Speaker 5>Yeah.

1377
01:14:03.239 --> 01:14:06.760
<v Speaker 9>The shell, as you know, is fiberglass. Well, they came

1378
01:14:06.840 --> 01:14:10.399
<v Speaker 9>out here and the south side, of course, was tougher.

1379
01:14:10.479 --> 01:14:15.560
<v Speaker 9>It gets the most sun. They took scrapers to the

1380
01:14:15.680 --> 01:14:21.279
<v Speaker 9>south side and scraped clean through to the substrate underneath

1381
01:14:21.359 --> 01:14:26.680
<v Speaker 9>the fiberglass shell and had to go and put bondo

1382
01:14:26.920 --> 01:14:27.680
<v Speaker 9>on appropriate.

1383
01:14:27.680 --> 01:14:31.560
<v Speaker 5>Wait a minute, they damaged they they damaged the fiberglass walls.

1384
01:14:33.239 --> 01:14:35.399
<v Speaker 9>Oh yeah, yeah, what are you kidding me?

1385
01:14:36.840 --> 01:14:39.359
<v Speaker 5>No, I mean so when they were trying to take

1386
01:14:39.439 --> 01:14:43.920
<v Speaker 5>the graphics off, they literally scraped the top of the

1387
01:14:44.039 --> 01:14:48.439
<v Speaker 5>fiberglass and exposed the substrate where they had to now

1388
01:14:48.600 --> 01:14:51.199
<v Speaker 5>rebondo that affirmative.

1389
01:14:51.760 --> 01:14:54.159
<v Speaker 6>That's crazy. Did you see them doing that?

1390
01:14:56.319 --> 01:14:58.439
<v Speaker 9>I didn't see them doing it. I saw the result,

1391
01:14:59.199 --> 01:15:01.199
<v Speaker 9>you know, when it was you know, I would come.

1392
01:15:01.159 --> 01:15:03.319
<v Speaker 5>Now, did they do a good bondo job? I mean

1393
01:15:03.399 --> 01:15:06.039
<v Speaker 5>that can be you know, by the way, what bond.

1394
01:15:06.239 --> 01:15:08.840
<v Speaker 5>It's not like on a car on a car body

1395
01:15:08.920 --> 01:15:12.600
<v Speaker 5>when they do it, sometimes that fails. But on fire,

1396
01:15:12.680 --> 01:15:15.720
<v Speaker 5>you can put fiberglass on fiberglass. There's nothing wrong with that.

1397
01:15:16.439 --> 01:15:20.039
<v Speaker 9>If it's something there's more than a car body flexes

1398
01:15:20.039 --> 01:15:21.600
<v Speaker 9>more than a car body ever would going down the

1399
01:15:21.640 --> 01:15:25.960
<v Speaker 9>road either, which you know, introduces structural integrity concerns when

1400
01:15:26.000 --> 01:15:26.159
<v Speaker 9>you have.

1401
01:15:26.359 --> 01:15:28.800
<v Speaker 6>How big were these gashes they filled with bondo?

1402
01:15:30.079 --> 01:15:30.239
<v Speaker 12>Oh?

1403
01:15:30.880 --> 01:15:32.840
<v Speaker 9>Some of them two three inches in diameter?

1404
01:15:34.319 --> 01:15:34.800
<v Speaker 5>Oh man?

1405
01:15:35.199 --> 01:15:36.319
<v Speaker 6>Anyway, so keep going.

1406
01:15:36.479 --> 01:15:40.079
<v Speaker 5>How So as a result of this, when you when

1407
01:15:40.119 --> 01:15:43.399
<v Speaker 5>you did, did you see the bondo job before they

1408
01:15:43.479 --> 01:15:43.960
<v Speaker 5>painted it?

1409
01:15:46.399 --> 01:15:48.600
<v Speaker 9>Yes, I've got I've got pictures of it. I would

1410
01:15:48.640 --> 01:15:49.199
<v Speaker 9>take pictures.

1411
01:15:49.439 --> 01:15:50.800
<v Speaker 6>Okay, are you setting now?

1412
01:15:50.920 --> 01:15:51.039
<v Speaker 4>Now?

1413
01:15:51.159 --> 01:15:52.720
<v Speaker 5>Here's what I need to know. When it was all

1414
01:15:53.279 --> 01:15:58.319
<v Speaker 5>Is the job done? I'm not asking if you like

1415
01:15:58.439 --> 01:16:00.880
<v Speaker 5>the job. I'm asking if the job is done?

1416
01:16:02.039 --> 01:16:02.640
<v Speaker 9>Affirmative?

1417
01:16:02.960 --> 01:16:03.239
<v Speaker 5>Okay?

1418
01:16:04.079 --> 01:16:07.159
<v Speaker 6>Is the job so crappy that anyone walking up would say?

1419
01:16:07.239 --> 01:16:08.479
<v Speaker 5>What the hell did you do? Phil?

1420
01:16:12.880 --> 01:16:12.920
<v Speaker 7>No?

1421
01:16:13.560 --> 01:16:15.520
<v Speaker 6>Okay, how is it? Go ahead and tell me.

1422
01:16:17.640 --> 01:16:18.079
<v Speaker 9>What do you mean?

1423
01:16:18.119 --> 01:16:21.039
<v Speaker 5>How is it you're calling? I assume you're calling because

1424
01:16:21.079 --> 01:16:21.920
<v Speaker 5>you don't like the job.

1425
01:16:23.600 --> 01:16:23.640
<v Speaker 16>No.

1426
01:16:23.920 --> 01:16:27.399
<v Speaker 9>They what they did is so four or five months in,

1427
01:16:27.960 --> 01:16:32.399
<v Speaker 9>you know the I canceled one one check for payment.

1428
01:16:32.560 --> 01:16:35.399
<v Speaker 9>After I walked around, I gave it to him. They

1429
01:16:35.479 --> 01:16:39.560
<v Speaker 9>grabbed a check, they ran. They would show up at nine,

1430
01:16:39.720 --> 01:16:43.279
<v Speaker 9>ten eleven o'clock in the morning and leave at two

1431
01:16:43.319 --> 01:16:47.159
<v Speaker 9>o'clock in the afternoon. They had ten or twelve different people,

1432
01:16:47.760 --> 01:16:49.479
<v Speaker 9>only two of which who spoke English.

1433
01:16:50.000 --> 01:16:52.800
<v Speaker 21>You said the job was complete in the place you said.

1434
01:16:52.640 --> 01:16:54.000
<v Speaker 9>The job was completed.

1435
01:16:54.479 --> 01:16:57.279
<v Speaker 5>So rather than go through the day by day, what

1436
01:16:57.520 --> 01:16:59.720
<v Speaker 5>is the problem now? Does it is it?

1437
01:16:59.800 --> 01:16:59.960
<v Speaker 2>Say?

1438
01:17:00.439 --> 01:17:02.800
<v Speaker 9>Did the slideouts? I called them and asked him if

1439
01:17:02.840 --> 01:17:06.520
<v Speaker 9>their product was compatible with EPDM, which is a product

1440
01:17:06.560 --> 01:17:09.520
<v Speaker 9>that they use on the slide out roofs, so to

1441
01:17:09.560 --> 01:17:12.279
<v Speaker 9>protect it from UV. I had the main roof done

1442
01:17:12.640 --> 01:17:16.119
<v Speaker 9>just before they came out here. There was no problem

1443
01:17:16.239 --> 01:17:18.560
<v Speaker 9>with the slide out roofs. I figured I would have

1444
01:17:18.640 --> 01:17:22.800
<v Speaker 9>them put their product on the slide out roofs. So

1445
01:17:24.000 --> 01:17:27.039
<v Speaker 9>I told them. I called their main office. They confirmed

1446
01:17:27.079 --> 01:17:31.079
<v Speaker 9>that their product was compatible with EPDM. They came out here.

1447
01:17:31.119 --> 01:17:33.479
<v Speaker 9>I told them, look, it needs to be prepped with acetone.

1448
01:17:33.520 --> 01:17:36.960
<v Speaker 9>I called the manufacture of EPDM, a couple of different

1449
01:17:37.000 --> 01:17:40.520
<v Speaker 9>roofing contractors. They said, just prep it with acetone and

1450
01:17:41.079 --> 01:17:42.920
<v Speaker 9>they can put their product on. Well, they didn't prep

1451
01:17:42.920 --> 01:17:44.039
<v Speaker 9>it at all. They just sprayed it on.

1452
01:17:45.560 --> 01:17:45.800
<v Speaker 5>Wow.

1453
01:17:45.920 --> 01:17:47.760
<v Speaker 9>Three four nights later, I go out, I climb on

1454
01:17:47.840 --> 01:17:51.720
<v Speaker 9>the roof and it's literally blowing off on the slideout roofs.

1455
01:17:51.760 --> 01:17:53.479
<v Speaker 9>I've got pictures of it flapping in the way.

1456
01:17:53.560 --> 01:17:56.159
<v Speaker 6>So it did not adhere. It did not adhere to

1457
01:17:56.279 --> 01:17:57.439
<v Speaker 6>the DPM.

1458
01:17:58.680 --> 01:17:59.279
<v Speaker 9>Affirmative.

1459
01:17:59.560 --> 01:18:00.079
<v Speaker 5>Okay, And.

1460
01:18:03.359 --> 01:18:05.079
<v Speaker 9>So they said, you know, okay, we'll come back out,

1461
01:18:05.159 --> 01:18:14.000
<v Speaker 9>we'll peel it off there So wrong story short. Where

1462
01:18:14.000 --> 01:18:17.119
<v Speaker 9>the EPDM wraps over the edge of the slide outs,

1463
01:18:18.920 --> 01:18:23.960
<v Speaker 9>the product bonded fairly well, so in an attempt to

1464
01:18:24.399 --> 01:18:28.079
<v Speaker 9>get it to come off, their painter took a razor blade,

1465
01:18:28.119 --> 01:18:30.359
<v Speaker 9>which I have a picture of the razor blade on

1466
01:18:30.520 --> 01:18:33.760
<v Speaker 9>the roof. I have pictures of razor blades laying by

1467
01:18:33.840 --> 01:18:37.359
<v Speaker 9>the slideouts on the ground with their equipment. He took

1468
01:18:37.560 --> 01:18:42.079
<v Speaker 9>and attempted to I can only assume score the paint

1469
01:18:43.119 --> 01:18:44.720
<v Speaker 9>to try and peel it off. But he cut all

1470
01:18:44.760 --> 01:18:48.800
<v Speaker 9>the way through my ep d M rubber on my roof,

1471
01:18:49.279 --> 01:18:55.680
<v Speaker 9>God almighty. So I called them up, and that's the

1472
01:18:55.760 --> 01:18:56.640
<v Speaker 9>tip of the iceberg.

1473
01:18:56.760 --> 01:18:58.640
<v Speaker 5>Tom, listen, we have.

1474
01:18:59.000 --> 01:18:59.279
<v Speaker 7>We have.

1475
01:18:59.760 --> 01:19:00.600
<v Speaker 6>Here's what I need to know.

1476
01:19:00.680 --> 01:19:02.359
<v Speaker 5>Okay. I know you want to tell me each in

1477
01:19:02.359 --> 01:19:04.920
<v Speaker 5>every detail, but I promise you it's not necessary.

1478
01:19:05.119 --> 01:19:05.920
<v Speaker 6>Here's what I want to know.

1479
01:19:06.239 --> 01:19:08.199
<v Speaker 5>I want to hold on, hold on, bro hold on.

1480
01:19:08.680 --> 01:19:11.680
<v Speaker 5>When did you have this done? When did you actually

1481
01:19:11.760 --> 01:19:12.279
<v Speaker 5>have it done?

1482
01:19:14.399 --> 01:19:14.520
<v Speaker 8>Well?

1483
01:19:14.560 --> 01:19:17.359
<v Speaker 9>They started in March and they finished about four months later.

1484
01:19:17.800 --> 01:19:21.319
<v Speaker 6>Okay, March April May June.

1485
01:19:21.640 --> 01:19:22.239
<v Speaker 5>It was done in.

1486
01:19:22.279 --> 01:19:27.039
<v Speaker 9>June, July or August. I apologize, what is wrong?

1487
01:19:27.319 --> 01:19:29.960
<v Speaker 5>Here's what I need to know. Okay, Phil, you're all

1488
01:19:30.039 --> 01:19:32.840
<v Speaker 5>over the place, but but you're making sense. I understand

1489
01:19:32.880 --> 01:19:35.880
<v Speaker 5>why you're upset. What I need to know is, right now,

1490
01:19:36.279 --> 01:19:40.760
<v Speaker 5>what is the condition of your fifth wheel? Regardless of

1491
01:19:40.840 --> 01:19:44.439
<v Speaker 5>the nightmares you went through? What is the condition of

1492
01:19:44.680 --> 01:19:47.640
<v Speaker 5>your fifth wheel, including this the roof right now?

1493
01:19:49.279 --> 01:19:53.239
<v Speaker 9>I took and I gave them some I bought some tape.

1494
01:19:53.880 --> 01:19:55.920
<v Speaker 5>I know I didn't ask that. I'm asking you this,

1495
01:19:56.520 --> 01:20:00.319
<v Speaker 5>what is the condition of your fifth wheel and the roofs,

1496
01:20:00.359 --> 01:20:03.520
<v Speaker 5>of the slideouts and everything they did? Right now?

1497
01:20:09.239 --> 01:20:09.479
<v Speaker 9>Fair?

1498
01:20:11.039 --> 01:20:11.479
<v Speaker 2>Fair? Okay?

1499
01:20:11.600 --> 01:20:11.640
<v Speaker 5>What?

1500
01:20:11.880 --> 01:20:12.119
<v Speaker 6>Okay?

1501
01:20:12.279 --> 01:20:14.520
<v Speaker 5>What do you want? Right now? What do you want?

1502
01:20:14.800 --> 01:20:18.319
<v Speaker 5>Did they repair the EDPM? Did they repair the polyethylene

1503
01:20:18.399 --> 01:20:19.439
<v Speaker 5>roof that the rubber roof?

1504
01:20:20.920 --> 01:20:23.920
<v Speaker 9>They put temporary tape on it, which has had to

1505
01:20:23.960 --> 01:20:26.439
<v Speaker 9>be done so that water damage didn't.

1506
01:20:26.279 --> 01:20:29.159
<v Speaker 5>I'm asking did they ultimately repair it or does it

1507
01:20:29.279 --> 01:20:30.359
<v Speaker 5>still have tape on it?

1508
01:20:31.880 --> 01:20:33.760
<v Speaker 9>It still has tape on it. I gave them an

1509
01:20:33.880 --> 01:20:36.000
<v Speaker 9>estimate and they ran and now they're so so.

1510
01:20:36.439 --> 01:20:38.000
<v Speaker 6>When I said, how is the job?

1511
01:20:38.520 --> 01:20:39.119
<v Speaker 5>You told me?

1512
01:20:39.359 --> 01:20:43.359
<v Speaker 6>Fair so? Right now, you're telling me right now, it's

1513
01:20:43.479 --> 01:20:44.079
<v Speaker 6>not fair.

1514
01:20:44.439 --> 01:20:47.520
<v Speaker 5>You're telling me the roofs the roof, the roofs on

1515
01:20:47.720 --> 01:20:50.840
<v Speaker 5>your two slideouts or however many sides they have to

1516
01:20:50.920 --> 01:20:58.600
<v Speaker 5>be redone. Yes, okay, they destroyed your EDPM roof, your

1517
01:20:58.680 --> 01:21:02.520
<v Speaker 5>ethylene problem. I know what it is, ethlen propylene d

1518
01:21:02.640 --> 01:21:04.439
<v Speaker 5>N monomer. I had it on mine.

1519
01:21:04.720 --> 01:21:09.800
<v Speaker 6>Okay, so they have to redo it or pay for it.

1520
01:21:11.800 --> 01:21:12.199
<v Speaker 11>Exactly?

1521
01:21:12.800 --> 01:21:15.319
<v Speaker 5>He can is I get it?

1522
01:21:15.439 --> 01:21:18.600
<v Speaker 6>He's on the line. Is the president of Rhino is

1523
01:21:18.680 --> 01:21:19.079
<v Speaker 6>on the line.

1524
01:21:19.159 --> 01:21:19.760
<v Speaker 5>I want to know this.

1525
01:21:20.479 --> 01:21:23.279
<v Speaker 6>Are they refusing to fix what they destroyed?

1526
01:21:24.960 --> 01:21:25.560
<v Speaker 9>Affirmative?

1527
01:21:25.920 --> 01:21:26.199
<v Speaker 6>Okay?

1528
01:21:26.680 --> 01:21:27.079
<v Speaker 2>Hold on?

1529
01:21:27.239 --> 01:21:28.399
<v Speaker 9>Then it was pre existing?

1530
01:21:29.359 --> 01:21:32.600
<v Speaker 5>Well well okay, well you had him coute it for

1531
01:21:32.720 --> 01:21:35.760
<v Speaker 5>a reason, was it? I don't know why you would

1532
01:21:35.800 --> 01:21:39.279
<v Speaker 5>quote a perfect roof, so obviously, listen, I'm trying to

1533
01:21:39.319 --> 01:21:42.560
<v Speaker 5>be objective here. But obviously something had to be wrong

1534
01:21:42.600 --> 01:21:45.239
<v Speaker 5>with it if you wanted to code it. But but

1535
01:21:45.359 --> 01:21:47.840
<v Speaker 5>I don't know, Maybe I'm wrong. Hold on, I got

1536
01:21:47.960 --> 01:21:49.359
<v Speaker 5>to take a break. I want to give this guy

1537
01:21:49.479 --> 01:21:52.079
<v Speaker 5>time to talk and maybe we can solve this problem.

1538
01:21:52.159 --> 01:21:53.840
<v Speaker 6>I'm Tom Martinez. We have more coming up.

1539
01:21:59.199 --> 01:22:02.479
<v Speaker 5>Go with a sure thing, Denver's Best roofer Excel Roofing

1540
01:22:02.600 --> 01:22:05.199
<v Speaker 5>dot com. You don't pay a cent until you're content

1541
01:22:08.600 --> 01:22:11.760
<v Speaker 5>time for an insurance checkup free, no obligation. In comparison,

1542
01:22:11.920 --> 01:22:15.439
<v Speaker 5>call Compass Insurance paying too much your coverage at dozens

1543
01:22:15.479 --> 01:22:18.199
<v Speaker 5>of insurance companies find out now three all three seven

1544
01:22:18.319 --> 01:22:18.760
<v Speaker 5>seven to one.

1545
01:22:18.920 --> 01:22:19.119
<v Speaker 9>Help.

1546
01:22:19.319 --> 01:22:21.960
<v Speaker 5>You'll think you're his only customer when you choose Frank

1547
01:22:22.039 --> 01:22:24.439
<v Speaker 5>durand the real estate Man dot com to list your

1548
01:22:24.520 --> 01:22:27.640
<v Speaker 5>home with Remax Alliance three all three nine two zero

1549
01:22:27.760 --> 01:22:31.680
<v Speaker 5>sixteen twenty two. I want to bring up Jim Williams,

1550
01:22:31.760 --> 01:22:34.960
<v Speaker 5>president of Rhinoshields. He called in when he heard this problem.

1551
01:22:36.760 --> 01:22:41.239
<v Speaker 5>Jim basically, yeah, yeah, I just wanted to recap up.

1552
01:22:41.279 --> 01:22:43.359
<v Speaker 5>Phil is just basically saying you had a poor job

1553
01:22:43.479 --> 01:22:44.760
<v Speaker 5>on his fifth wheel.

1554
01:22:44.760 --> 01:22:48.319
<v Speaker 21>Go ahead, someone who's disgruntled about taking our product and

1555
01:22:48.520 --> 01:22:51.600
<v Speaker 21>using it beyond its capabilities. We paint houses and buildings.

1556
01:22:52.159 --> 01:22:53.920
<v Speaker 9>This is a moving object in.

1557
01:22:54.000 --> 01:22:54.560
<v Speaker 11>Our v Yeah.

1558
01:22:54.960 --> 01:22:57.199
<v Speaker 9>Yeah, he called in. He was aware of that.

1559
01:22:57.840 --> 01:22:59.560
<v Speaker 21>He's like, but I love your products, so I want

1560
01:22:59.600 --> 01:23:01.720
<v Speaker 21>to put it on there. We did it under the

1561
01:23:01.880 --> 01:23:06.079
<v Speaker 21>terms of the agreement, a written document enforceable in court

1562
01:23:06.199 --> 01:23:07.439
<v Speaker 21>where he has no warranty.

1563
01:23:07.880 --> 01:23:09.039
<v Speaker 17>So basically you formed an.

1564
01:23:09.079 --> 01:23:14.239
<v Speaker 21>Editorial with a guy who, upon us, understood he was

1565
01:23:14.279 --> 01:23:16.199
<v Speaker 21>stretching the capabilities of the product.

1566
01:23:16.439 --> 01:23:18.960
<v Speaker 6>Jim, did you hear me question him in this?

1567
01:23:19.279 --> 01:23:19.439
<v Speaker 5>There?

1568
01:23:19.760 --> 01:23:20.600
<v Speaker 9>It jur there.

1569
01:23:20.760 --> 01:23:22.319
<v Speaker 12>Other than that, it's just editorial.

1570
01:23:22.680 --> 01:23:26.359
<v Speaker 5>And guess what, Jim, Jim, we're not making news, Jim,

1571
01:23:26.640 --> 01:23:29.920
<v Speaker 5>we're not making news out of anything. We take calls

1572
01:23:30.000 --> 01:23:33.560
<v Speaker 5>from anyone and then we explore them. Hence you're on

1573
01:23:33.720 --> 01:23:34.119
<v Speaker 5>the air.

1574
01:23:34.479 --> 01:23:34.960
<v Speaker 1>We would have.

1575
01:23:35.079 --> 01:23:36.720
<v Speaker 5>Called you had you not called in.

1576
01:23:37.359 --> 01:23:38.560
<v Speaker 6>We're exploring this.

1577
01:23:39.079 --> 01:23:44.199
<v Speaker 5>That's called freedom of speech, which still is an effect. Okay, listen, Jim,

1578
01:23:44.600 --> 01:23:47.039
<v Speaker 5>just shut the hell up. Okay, I am actually on

1579
01:23:47.199 --> 01:23:50.399
<v Speaker 5>your side, but you're an ass. Why don't you just

1580
01:23:50.520 --> 01:23:53.520
<v Speaker 5>wait in here? Don't tell me I can't talk about anything.

1581
01:23:53.920 --> 01:23:56.920
<v Speaker 5>Go vote for Kamala Harrison, Go to hell. I'm done

1582
01:23:57.000 --> 01:23:59.760
<v Speaker 5>with you. You know what, if you have a if

1583
01:23:59.800 --> 01:24:03.560
<v Speaker 5>you have Phil, if you have if he doesn't want

1584
01:24:03.600 --> 01:24:06.359
<v Speaker 5>freedom of speech, he is saying, we can't talk about this.

1585
01:24:07.039 --> 01:24:10.920
<v Speaker 5>The reason we call people and the reason we investigate

1586
01:24:11.199 --> 01:24:13.840
<v Speaker 5>is to get both sides of the story. I grilled

1587
01:24:13.920 --> 01:24:17.479
<v Speaker 5>Phil to find out if the product was Okay, Phil,

1588
01:24:17.720 --> 01:24:20.840
<v Speaker 5>you should be ashamed of yourself being the president of

1589
01:24:20.960 --> 01:24:25.840
<v Speaker 5>a company and not being able to represent yourself better. Now,

1590
01:24:26.000 --> 01:24:28.520
<v Speaker 5>the bottom line is that you did do the job.

1591
01:24:28.760 --> 01:24:31.039
<v Speaker 5>And if you have a contract, and if it says

1592
01:24:31.159 --> 01:24:34.439
<v Speaker 5>no warranty, that's great. I just found that out, didn't

1593
01:24:34.439 --> 01:24:37.359
<v Speaker 5>I now, Phil, you have no warranty?

1594
01:24:37.520 --> 01:24:38.039
<v Speaker 6>Is that true?

1595
01:24:40.199 --> 01:24:40.239
<v Speaker 16>Not?

1596
01:24:41.479 --> 01:24:42.520
<v Speaker 6>Phil? Is it true?

1597
01:24:44.079 --> 01:24:45.159
<v Speaker 9>No, sir negative?

1598
01:24:45.560 --> 01:24:51.039
<v Speaker 5>Okay, you do have a warranty, affirmative, send me your contract.

1599
01:24:51.560 --> 01:24:51.840
<v Speaker 6>Okay.

1600
01:24:52.119 --> 01:24:55.840
<v Speaker 5>Jim is saying exactly the opposite, and I listen, I

1601
01:24:55.960 --> 01:24:57.760
<v Speaker 5>don't know him. I have to take him out of

1602
01:24:57.760 --> 01:25:00.359
<v Speaker 5>his word. He is saying that this is not made

1603
01:25:00.399 --> 01:25:03.199
<v Speaker 5>for what you wanted. You insisted on it, and they

1604
01:25:03.279 --> 01:25:05.640
<v Speaker 5>did it without a warranty. So I want to see

1605
01:25:05.640 --> 01:25:09.319
<v Speaker 5>the contract, okay, and ask Jim if if Jim can

1606
01:25:09.399 --> 01:25:14.000
<v Speaker 5>see his way not to criticizing freedom of speech, but

1607
01:25:14.159 --> 01:25:16.960
<v Speaker 5>if he can see his way to sending us his

1608
01:25:17.199 --> 01:25:20.279
<v Speaker 5>copy of the contract, we'd like to see it. Okay,

1609
01:25:20.640 --> 01:25:23.640
<v Speaker 5>we would like to see it. So, Phil, I need

1610
01:25:23.720 --> 01:25:25.880
<v Speaker 5>to see the contract before we go any further. He

1611
01:25:26.039 --> 01:25:29.600
<v Speaker 5>is absolutely saying it ends right there, which is, by

1612
01:25:29.640 --> 01:25:33.680
<v Speaker 5>the way, would be true. It would be true if

1613
01:25:33.840 --> 01:25:36.600
<v Speaker 5>if it's not made for that, and they spelled that out.

1614
01:25:36.920 --> 01:25:39.399
<v Speaker 5>I need to see that you were not given a warranty, Okay,

1615
01:25:39.800 --> 01:25:42.600
<v Speaker 5>or you were given a warranty. You're telling me that

1616
01:25:42.840 --> 01:25:46.640
<v Speaker 5>Jim Williams, the president of Rhinoshield, was not telling me

1617
01:25:46.760 --> 01:25:47.079
<v Speaker 5>the truth.

1618
01:25:47.199 --> 01:25:48.399
<v Speaker 6>Is that what you're saying. Phil.

1619
01:25:49.760 --> 01:25:51.039
<v Speaker 22>He's on the line with Kelly right now.

1620
01:25:51.520 --> 01:25:53.880
<v Speaker 6>Okay, hold on, I want to I want to get

1621
01:25:53.880 --> 01:25:55.199
<v Speaker 6>to the bottom of this. Okay.

1622
01:25:55.600 --> 01:25:58.760
<v Speaker 5>And and by the way, Jim, welcome to the United

1623
01:25:58.920 --> 01:26:02.720
<v Speaker 5>States of America, where we can talk about anything we want.

1624
01:26:03.000 --> 01:26:07.720
<v Speaker 5>And I pride myself at being fair when gathering facts,

1625
01:26:09.000 --> 01:26:12.479
<v Speaker 5>then I do form an opinion.

1626
01:26:12.600 --> 01:26:12.800
<v Speaker 10>I do.

1627
01:26:13.319 --> 01:26:13.880
<v Speaker 2>That's what I do.

1628
01:26:14.000 --> 01:26:15.159
<v Speaker 6>It's called advocacy.

1629
01:26:15.800 --> 01:26:19.199
<v Speaker 5>The problem is most journalists don't have the balls to

1630
01:26:19.319 --> 01:26:20.880
<v Speaker 5>admit when they're taking a stand.

1631
01:26:21.119 --> 01:26:24.600
<v Speaker 6>They just make it sound like news. I'm very clear

1632
01:26:24.640 --> 01:26:24.960
<v Speaker 6>about it.

1633
01:26:25.279 --> 01:26:28.760
<v Speaker 5>I am objective when I am gathering facts, and then

1634
01:26:28.840 --> 01:26:31.880
<v Speaker 5>I take a stand and I take a side unless

1635
01:26:32.560 --> 01:26:35.880
<v Speaker 5>both of them are wrong, and then I say, you

1636
01:26:35.960 --> 01:26:37.520
<v Speaker 5>know what, I think you're both wrong. I don't know

1637
01:26:37.560 --> 01:26:37.880
<v Speaker 5>what to do.

1638
01:26:39.439 --> 01:26:41.720
<v Speaker 6>Kirk, your turn. What's going on? Kirk?

1639
01:26:43.840 --> 01:26:47.920
<v Speaker 11>Yeah, Tom, I am calling in a first time caller.

1640
01:26:48.399 --> 01:26:49.239
<v Speaker 5>Yeah, what's going on?

1641
01:26:49.600 --> 01:26:55.560
<v Speaker 11>I am involved with the Arapahoe County court system.

1642
01:26:56.000 --> 01:26:57.960
<v Speaker 6>Okay, let me explain something to you though.

1643
01:26:58.319 --> 01:27:01.760
<v Speaker 5>When you're involved in the courts system, we don't have

1644
01:27:01.880 --> 01:27:02.800
<v Speaker 5>a lot of jurisdiction.

1645
01:27:02.960 --> 01:27:05.600
<v Speaker 6>No one does over the courts, okay. In other words, if.

1646
01:27:05.520 --> 01:27:08.159
<v Speaker 5>You're unhappy with the way rulings win or motions or

1647
01:27:08.199 --> 01:27:09.640
<v Speaker 5>blah blah blah, unless.

1648
01:27:09.560 --> 01:27:11.960
<v Speaker 6>There's absolute fraud or corruption going on.

1649
01:27:12.119 --> 01:27:16.079
<v Speaker 5>So what's going on with you there is? Okay, I know,

1650
01:27:16.239 --> 01:27:18.119
<v Speaker 5>I know that's what you're gonna say. A Rapo County

1651
01:27:18.199 --> 01:27:19.640
<v Speaker 5>court system. What's going on with it?

1652
01:27:21.239 --> 01:27:26.439
<v Speaker 11>I have been in the courtroom sixty two times over

1653
01:27:26.600 --> 01:27:27.720
<v Speaker 11>five and a half years.

1654
01:27:28.680 --> 01:27:29.520
<v Speaker 5>What do you mean by that?

1655
01:27:29.680 --> 01:27:29.840
<v Speaker 9>Why?

1656
01:27:32.600 --> 01:27:40.079
<v Speaker 11>For just Seth an at risk adult? They have claimed

1657
01:27:40.319 --> 01:27:42.600
<v Speaker 11>that I stole money from home?

1658
01:27:42.720 --> 01:27:46.279
<v Speaker 5>Okay, So you're being accused of Are you being accused

1659
01:27:46.279 --> 01:27:49.520
<v Speaker 5>of a crime or is it a civil matter? It

1660
01:27:49.680 --> 01:27:54.640
<v Speaker 5>is a crime, okay? And who brought the charges against you, Kirk,

1661
01:27:54.720 --> 01:27:56.920
<v Speaker 5>this is really important. Who brought the charges against you?

1662
01:27:57.840 --> 01:28:03.279
<v Speaker 5>My mom's sisters, sisters, and well are your mom's okay,

1663
01:28:03.359 --> 01:28:03.960
<v Speaker 5>your aunts?

1664
01:28:04.000 --> 01:28:04.159
<v Speaker 19>Then?

1665
01:28:04.279 --> 01:28:04.439
<v Speaker 2>Right?

1666
01:28:05.439 --> 01:28:05.600
<v Speaker 11>Yes?

1667
01:28:06.199 --> 01:28:08.920
<v Speaker 6>Okay, so you were what were you charged with, by

1668
01:28:08.960 --> 01:28:09.359
<v Speaker 6>the way.

1669
01:28:10.880 --> 01:28:13.000
<v Speaker 11>Theft and at risk adult?

1670
01:28:14.119 --> 01:28:17.720
<v Speaker 5>Okay? Now now now, now hold on, when you're charged

1671
01:28:17.760 --> 01:28:21.840
<v Speaker 5>with a crime, listen, I know that no system is perfect,

1672
01:28:21.880 --> 01:28:24.800
<v Speaker 5>but when you're charged with a crime, you're you're usually

1673
01:28:24.960 --> 01:28:27.600
<v Speaker 5>tried on that or you do a plea bargain And

1674
01:28:27.840 --> 01:28:29.880
<v Speaker 5>and do you did you have a defense attorney?

1675
01:28:31.439 --> 01:28:34.840
<v Speaker 11>I had a public defender out of a Rapo County, Okay.

1676
01:28:35.359 --> 01:28:39.680
<v Speaker 6>So so anyway, you were a theft and person at risk.

1677
01:28:40.520 --> 01:28:41.039
<v Speaker 2>And so.

1678
01:28:42.960 --> 01:28:45.199
<v Speaker 5>So what happened? How much? How much they alled?

1679
01:28:45.279 --> 01:28:45.840
<v Speaker 6>You took.

1680
01:28:47.880 --> 01:28:52.600
<v Speaker 11>Twenty two thousand dollars and it was a payment that

1681
01:28:52.840 --> 01:28:56.159
<v Speaker 11>was made to me through power of attorneys and only

1682
01:28:56.279 --> 01:28:59.640
<v Speaker 11>beneficiary to my mother up twenty one hundred dollars a

1683
01:28:59.760 --> 01:29:03.079
<v Speaker 11>month and it was for eleven months once she was

1684
01:29:03.159 --> 01:29:04.439
<v Speaker 11>placed in assisted living.

1685
01:29:04.880 --> 01:29:08.279
<v Speaker 5>Okay, Now, now here's what I'm going to know. Why

1686
01:29:08.359 --> 01:29:10.079
<v Speaker 5>did the sisters get involved in this?

1687
01:29:12.079 --> 01:29:18.600
<v Speaker 11>The sister one saw a in out statement from a

1688
01:29:18.800 --> 01:29:25.399
<v Speaker 11>casino in Council Bluffs, Iowa, and saw that I had

1689
01:29:25.880 --> 01:29:30.680
<v Speaker 11>placed wagers of one hundred and sixty three thousand dollars

1690
01:29:31.119 --> 01:29:35.000
<v Speaker 11>over a year. And she says, well, you don't make

1691
01:29:35.119 --> 01:29:41.000
<v Speaker 11>that much money. And they got the idea in their

1692
01:29:41.079 --> 01:29:43.079
<v Speaker 11>head that I was stealing money from my mom.

1693
01:29:43.520 --> 01:29:44.880
<v Speaker 6>Okay, got hold on Kirk.

1694
01:29:45.079 --> 01:29:46.000
<v Speaker 5>So was this?

1695
01:29:47.800 --> 01:29:48.720
<v Speaker 2>So was this?

1696
01:29:50.399 --> 01:29:52.920
<v Speaker 6>Literally were you arrested or just charged?

1697
01:29:53.199 --> 01:29:53.239
<v Speaker 9>Like?

1698
01:29:53.359 --> 01:29:55.800
<v Speaker 6>Were you arrested and brought into custody.

1699
01:29:56.680 --> 01:30:01.319
<v Speaker 11>October nineteenth, twenty and nineteen. I was took in and

1700
01:30:01.479 --> 01:30:06.760
<v Speaker 11>originally charged for homicide and at wait wait wait I

1701
01:30:06.840 --> 01:30:07.840
<v Speaker 11>already already?

1702
01:30:07.880 --> 01:30:08.079
<v Speaker 1>Wait?

1703
01:30:08.119 --> 01:30:08.279
<v Speaker 2>Wait?

1704
01:30:08.439 --> 01:30:09.920
<v Speaker 5>Is your mom dead?

1705
01:30:11.039 --> 01:30:14.840
<v Speaker 11>She did pass away Mother's Day Eve of twenty nineteen

1706
01:30:15.159 --> 01:30:19.199
<v Speaker 11>and that was due to Alzheimer's And who but you?

1707
01:30:19.800 --> 01:30:20.279
<v Speaker 5>You did not?

1708
01:30:20.840 --> 01:30:22.840
<v Speaker 6>You were not convicted on the murder charge, were you?

1709
01:30:23.800 --> 01:30:24.560
<v Speaker 11>Absolutely not?

1710
01:30:24.720 --> 01:30:24.880
<v Speaker 19>Sir?

1711
01:30:25.039 --> 01:30:26.840
<v Speaker 11>I haven't even went to trial.

1712
01:30:27.960 --> 01:30:29.840
<v Speaker 6>Wait are you still charged with murder?

1713
01:30:31.119 --> 01:30:31.159
<v Speaker 14>No?

1714
01:30:31.560 --> 01:30:34.119
<v Speaker 11>I'm charged with beth and at risk adults.

1715
01:30:34.880 --> 01:30:37.159
<v Speaker 6>Yeah, okay, but not the murder. Did they drop the

1716
01:30:37.279 --> 01:30:37.960
<v Speaker 6>murder charge?

1717
01:30:39.039 --> 01:30:39.159
<v Speaker 1>Uh?

1718
01:30:39.600 --> 01:30:41.079
<v Speaker 11>There was never a murder charge.

1719
01:30:41.359 --> 01:30:43.439
<v Speaker 5>Well didn't you just tell me there was? Didn't you

1720
01:30:43.600 --> 01:30:46.439
<v Speaker 5>just tell me on suspicion of murder you were arrested.

1721
01:30:48.119 --> 01:30:50.279
<v Speaker 11>No, it was homicide, Tom.

1722
01:30:50.279 --> 01:30:53.399
<v Speaker 6>And okay, it was all right. Homicide is murdered.

1723
01:30:53.439 --> 01:30:55.079
<v Speaker 5>Did you know that? Look in the dictionary?

1724
01:30:55.920 --> 01:30:56.359
<v Speaker 11>Yes, sir?

1725
01:30:56.760 --> 01:30:58.319
<v Speaker 5>All right, so homicide?

1726
01:30:58.520 --> 01:30:58.720
<v Speaker 2>Were you?

1727
01:30:59.159 --> 01:31:01.920
<v Speaker 5>Are you still facing homicide charges?

1728
01:31:02.920 --> 01:31:02.960
<v Speaker 16>No?

1729
01:31:03.720 --> 01:31:04.000
<v Speaker 5>Okay?

1730
01:31:04.079 --> 01:31:05.039
<v Speaker 6>Were they dropped?

1731
01:31:06.560 --> 01:31:06.760
<v Speaker 11>Yes?

1732
01:31:07.319 --> 01:31:07.640
<v Speaker 6>Okay?

1733
01:31:08.319 --> 01:31:11.319
<v Speaker 5>Your mom's sisters brought the case to where the Rapo

1734
01:31:11.439 --> 01:31:12.279
<v Speaker 5>County Sheriff.

1735
01:31:13.680 --> 01:31:18.399
<v Speaker 11>They originally started in Lincoln, Nebraska. For eighteen months I

1736
01:31:18.560 --> 01:31:24.000
<v Speaker 11>was under investigation during the Human Services Department. I moved

1737
01:31:24.039 --> 01:31:24.920
<v Speaker 11>to campil Balfice.

1738
01:31:24.960 --> 01:31:26.760
<v Speaker 5>Okay, I don't need to know that. I don't need

1739
01:31:26.800 --> 01:31:29.079
<v Speaker 5>to know each and every detail. So what are you calling?

1740
01:31:29.640 --> 01:31:29.680
<v Speaker 23>No?

1741
01:31:29.880 --> 01:31:34.079
<v Speaker 6>Listen, so I need to know what are you calling about?

1742
01:31:34.199 --> 01:31:34.560
<v Speaker 5>Today?

1743
01:31:36.319 --> 01:31:37.479
<v Speaker 2>I have been.

1744
01:31:39.239 --> 01:31:45.840
<v Speaker 11>Accused or said that I am an incompetent person sustain trial.

1745
01:31:46.960 --> 01:31:50.600
<v Speaker 5>I have you mean mentally mentally incompetent?

1746
01:31:51.600 --> 01:31:51.840
<v Speaker 9>Yes?

1747
01:31:52.359 --> 01:31:52.640
<v Speaker 1>Were you?

1748
01:31:53.199 --> 01:31:55.600
<v Speaker 5>By the way you said you were in court these

1749
01:31:55.640 --> 01:31:58.760
<v Speaker 5>sixty two times over five years. Have you ever been

1750
01:31:58.840 --> 01:32:02.720
<v Speaker 5>convicted of anything so so far? No, sir, there have

1751
01:32:02.840 --> 01:32:04.640
<v Speaker 5>been no convictions over five years.

1752
01:32:05.520 --> 01:32:05.560
<v Speaker 9>No.

1753
01:32:06.600 --> 01:32:09.159
<v Speaker 5>So are you still pending all of those charges that

1754
01:32:09.239 --> 01:32:13.560
<v Speaker 5>were brought to you on October nineteenth or twenty nineteen?

1755
01:32:15.079 --> 01:32:18.319
<v Speaker 11>I am faced with the theft and at risk adults.

1756
01:32:17.960 --> 01:32:22.479
<v Speaker 5>And I have been screaming, and they're saying you're not

1757
01:32:22.760 --> 01:32:25.159
<v Speaker 5>competent to stand trial? Is that what they're saying?

1758
01:32:26.720 --> 01:32:31.720
<v Speaker 11>The first evaluation was competent by the prison official that

1759
01:32:31.880 --> 01:32:33.560
<v Speaker 11>does all the competency tests.

1760
01:32:33.960 --> 01:32:35.119
<v Speaker 5>Are you in jail right now?

1761
01:32:36.359 --> 01:32:37.439
<v Speaker 11>No, sir, I am out.

1762
01:32:38.520 --> 01:32:38.840
<v Speaker 5>How long?

1763
01:32:39.039 --> 01:32:40.520
<v Speaker 6>How long were you incarcerated?

1764
01:32:41.760 --> 01:32:45.319
<v Speaker 11>I have been locked up in a Rapa hoe on

1765
01:32:45.520 --> 01:32:50.680
<v Speaker 11>and off because of warrant, because of no warrants. Yes,

1766
01:32:50.760 --> 01:32:54.880
<v Speaker 11>and it was old outside two hundred and forty three days.

1767
01:32:55.279 --> 01:32:58.199
<v Speaker 11>I have been placed in and out of jail in

1768
01:32:58.279 --> 01:33:01.720
<v Speaker 11>a Rapo County and where I am living in Gilben

1769
01:33:01.800 --> 01:33:03.359
<v Speaker 11>County homeless.

1770
01:33:03.399 --> 01:33:07.800
<v Speaker 5>Tom Oh my god, listen, bro, I don't know what

1771
01:33:07.920 --> 01:33:10.079
<v Speaker 5>we can do to help you. What are you looking

1772
01:33:10.159 --> 01:33:12.960
<v Speaker 5>for right now? I mean you have a public defender.

1773
01:33:13.640 --> 01:33:15.159
<v Speaker 5>Where does your case stand right now?

1774
01:33:17.000 --> 01:33:25.119
<v Speaker 11>He had yesterday a final pre trial readiness appearance in

1775
01:33:25.239 --> 01:33:30.640
<v Speaker 11>firm of the judge. Yes, he has reiterated and brought

1776
01:33:30.760 --> 01:33:35.119
<v Speaker 11>back up another evaluation. I've done ten No, no.

1777
01:33:35.760 --> 01:33:40.000
<v Speaker 5>Who's he? Who's he? Your public defender? Let me ask

1778
01:33:40.039 --> 01:33:43.399
<v Speaker 5>you this, Kirk, is your own public defender. Is your

1779
01:33:43.439 --> 01:33:47.319
<v Speaker 5>own public defender trying to make a case that you're incompetent?

1780
01:33:49.640 --> 01:33:51.159
<v Speaker 11>There is a defense in there.

1781
01:33:51.319 --> 01:33:54.279
<v Speaker 5>But at the same time, I'm just asking that that's

1782
01:33:54.319 --> 01:33:57.399
<v Speaker 5>a yes or no. He is making emotion saying you're

1783
01:33:57.439 --> 01:33:59.640
<v Speaker 5>not competent to stand trial? Is that correct?

1784
01:34:01.119 --> 01:34:01.840
<v Speaker 19>That is true?

1785
01:34:01.920 --> 01:34:05.159
<v Speaker 6>Darm okay, and you disagree with that, Why wouldn't you

1786
01:34:05.279 --> 01:34:05.600
<v Speaker 6>take that?

1787
01:34:06.680 --> 01:34:11.760
<v Speaker 11>Well? His incompetence through their providers have found me incompetent.

1788
01:34:11.960 --> 01:34:15.960
<v Speaker 11>I go back out for second opinions. My providers find

1789
01:34:16.000 --> 01:34:18.239
<v Speaker 11>me competence beyond a reasonable doubt.

1790
01:34:19.359 --> 01:34:22.039
<v Speaker 5>Well, now it's hold on, hold on, hold on, okay.

1791
01:34:23.800 --> 01:34:26.760
<v Speaker 5>Who are your providers that are finding you competent?

1792
01:34:28.079 --> 01:34:32.399
<v Speaker 11>I went through and looked through psychologists and people that

1793
01:34:32.640 --> 01:34:33.319
<v Speaker 11>handle court.

1794
01:34:33.359 --> 01:34:40.399
<v Speaker 5>Did you actually have tests done? Yes, by your own providers.

1795
01:34:40.479 --> 01:34:42.039
<v Speaker 5>How did you pay for those tests?

1796
01:34:43.319 --> 01:34:44.680
<v Speaker 11>The court system paid for it.

1797
01:34:45.560 --> 01:34:48.279
<v Speaker 5>The courts allowed you to go to your own providers

1798
01:34:48.439 --> 01:34:53.560
<v Speaker 5>to have competency tests done. Because after this, I'm just

1799
01:34:53.680 --> 01:34:57.159
<v Speaker 5>asking no, I'm asking yes or no questions. Did the

1800
01:34:57.319 --> 01:35:02.920
<v Speaker 5>court pay for your competency checks at your own providers.

1801
01:35:03.479 --> 01:35:05.399
<v Speaker 11>At my providers that I picked out?

1802
01:35:05.479 --> 01:35:09.680
<v Speaker 5>Yes? Do you have those finished reports about your competency?

1803
01:35:10.680 --> 01:35:12.199
<v Speaker 11>I have asked my attorney.

1804
01:35:12.920 --> 01:35:16.359
<v Speaker 5>No, hold on, you said you had them done your attorney? No, No,

1805
01:35:16.640 --> 01:35:20.039
<v Speaker 5>your attorney is going along with the incompetency. I want

1806
01:35:20.079 --> 01:35:22.159
<v Speaker 5>to know the ones that found you competent. Do you

1807
01:35:22.279 --> 01:35:26.199
<v Speaker 5>have copies of those reports? Yes, sir, I want to

1808
01:35:26.239 --> 01:35:29.199
<v Speaker 5>see them, Kirk hang on, We'll give you an email.

1809
01:35:29.279 --> 01:35:30.760
<v Speaker 5>That's all I want to do. I want to see

1810
01:35:31.039 --> 01:35:33.399
<v Speaker 5>when they were done and I want to see that

1811
01:35:33.560 --> 01:35:36.119
<v Speaker 5>they were that you were found competent, and then I

1812
01:35:36.199 --> 01:35:39.359
<v Speaker 5>want the case number. Okay, that's all I need Kaschina.

1813
01:35:39.399 --> 01:35:40.840
<v Speaker 5>If you can get that stuff, I need to take

1814
01:35:40.840 --> 01:35:47.720
<v Speaker 5>a break on, Tom Martine, go with a sure thing

1815
01:35:47.880 --> 01:35:51.199
<v Speaker 5>Denver's Best roofer Excel Roofing dot com. You don't pay

1816
01:35:51.199 --> 01:35:57.319
<v Speaker 5>a cent until you're content. Time for an insurance check

1817
01:35:57.399 --> 01:36:01.239
<v Speaker 5>up free, no obligation. In comparison, call this insurance paying

1818
01:36:01.279 --> 01:36:04.319
<v Speaker 5>too much your coverage at dozens of insurance companies find

1819
01:36:04.359 --> 01:36:06.680
<v Speaker 5>out now three all three, seven seven to one. Help.

1820
01:36:06.880 --> 01:36:09.520
<v Speaker 5>You'll think you're his only customer when you choose Frank

1821
01:36:09.560 --> 01:36:12.000
<v Speaker 5>durand the real estate Man dot com to list your

1822
01:36:12.079 --> 01:36:15.159
<v Speaker 5>home with Remax Alliance three oh three nine two zero

1823
01:36:15.319 --> 01:36:21.560
<v Speaker 5>sixteen twenty two. Hi Tom Martino, your troubleshooter three oh

1824
01:36:21.600 --> 01:36:23.520
<v Speaker 5>three seven one three talks seven one three eight two

1825
01:36:23.560 --> 01:36:27.800
<v Speaker 5>five five Troy, Welcome to the show. Troy. What's going

1826
01:36:27.840 --> 01:36:28.239
<v Speaker 5>on with you?

1827
01:36:30.079 --> 01:36:30.239
<v Speaker 2>Hey?

1828
01:36:30.359 --> 01:36:33.279
<v Speaker 9>Tom? Hey, I got a question for you.

1829
01:36:33.600 --> 01:36:37.560
<v Speaker 23>I just sir, let go from my current position, and

1830
01:36:38.000 --> 01:36:41.359
<v Speaker 23>I'm trying to decide between looking for a W two

1831
01:36:41.439 --> 01:36:43.199
<v Speaker 23>position or a ten ninety nine.

1832
01:36:43.680 --> 01:36:45.680
<v Speaker 11>Having on health insurance.

1833
01:36:46.119 --> 01:36:50.039
<v Speaker 23>UH and I'm over sixty two, and I can draw

1834
01:36:50.119 --> 01:36:55.000
<v Speaker 23>on my ir if I want to, so between the two,

1835
01:36:56.359 --> 01:36:58.560
<v Speaker 23>like you, which would you choose?

1836
01:36:58.720 --> 01:37:01.399
<v Speaker 5>Okay, well, here's the important things. Sometimes you don't get

1837
01:37:01.439 --> 01:37:04.319
<v Speaker 5>to choose what I mean. Well, well, of course you do.

1838
01:37:04.560 --> 01:37:07.479
<v Speaker 5>You get to choose. But I mean companies can't offer

1839
01:37:07.560 --> 01:37:12.680
<v Speaker 5>you either. Or I mean, if you want ten ninety

1840
01:37:12.800 --> 01:37:14.600
<v Speaker 5>nine work, Troy, you can go out and do it.

1841
01:37:14.920 --> 01:37:17.000
<v Speaker 5>And I think it's a great idea in your position.

1842
01:37:17.319 --> 01:37:20.159
<v Speaker 5>It's probably best in your position for a few reasons.

1843
01:37:20.520 --> 01:37:23.079
<v Speaker 5>You know, if you have your own health insurance and that,

1844
01:37:23.319 --> 01:37:25.000
<v Speaker 5>and you're sixty two. I mean you just want to

1845
01:37:25.039 --> 01:37:27.079
<v Speaker 5>do and you want to be able to be free

1846
01:37:27.520 --> 01:37:29.560
<v Speaker 5>to do work when and how you want, then you

1847
01:37:29.680 --> 01:37:32.399
<v Speaker 5>do it ten ninety nine. But I want to make

1848
01:37:32.439 --> 01:37:34.840
<v Speaker 5>this very clear. You cannot be a ten ninety nine

1849
01:37:35.279 --> 01:37:38.720
<v Speaker 5>if someone controls the times you do it, the way

1850
01:37:38.800 --> 01:37:41.479
<v Speaker 5>you do it, and gives you any kind of equipment

1851
01:37:41.760 --> 01:37:44.800
<v Speaker 5>or material to do it. It has to be told.

1852
01:37:44.880 --> 01:37:47.840
<v Speaker 5>For example, if I wanted you to do sales for me,

1853
01:37:48.359 --> 01:37:50.479
<v Speaker 5>I wouldn't tell you you have to work eight to five.

1854
01:37:50.560 --> 01:37:52.039
<v Speaker 5>I wouldn't tell you you have to make one hundred

1855
01:37:52.079 --> 01:37:54.720
<v Speaker 5>calls a day. I wouldn't tell you you have to

1856
01:37:54.800 --> 01:37:56.800
<v Speaker 5>do this, that or the other thing. What I would

1857
01:37:56.840 --> 01:37:59.920
<v Speaker 5>say is this, Troy, the leads are here on the website,

1858
01:38:00.359 --> 01:38:03.000
<v Speaker 5>or will email you leads, and you work and when

1859
01:38:03.039 --> 01:38:05.359
<v Speaker 5>you can, and you get to eat what you kill,

1860
01:38:05.760 --> 01:38:08.000
<v Speaker 5>and or you get commissions on what you sell. That's it.

1861
01:38:08.439 --> 01:38:11.439
<v Speaker 5>Or we pay you when you work. You decide when

1862
01:38:11.479 --> 01:38:12.760
<v Speaker 5>you want to work, and I can pay you by

1863
01:38:12.840 --> 01:38:15.079
<v Speaker 5>the hour. I can do any of that. But you

1864
01:38:15.279 --> 01:38:17.399
<v Speaker 5>have to have full control of when you do it

1865
01:38:18.000 --> 01:38:19.520
<v Speaker 5>and how you do it, and you have to be

1866
01:38:19.640 --> 01:38:22.600
<v Speaker 5>free to do it for others. That's really important. I'm

1867
01:38:22.640 --> 01:38:24.800
<v Speaker 5>going to tell you something really that a lot of

1868
01:38:24.840 --> 01:38:29.199
<v Speaker 5>people don't know. But if you had and this is crazy,

1869
01:38:29.319 --> 01:38:31.600
<v Speaker 5>people have been popped with this. If you have a

1870
01:38:31.680 --> 01:38:34.840
<v Speaker 5>house cleaner who cleans for you and three or four

1871
01:38:34.880 --> 01:38:39.560
<v Speaker 5>other people and they lose those other gigs and are

1872
01:38:39.680 --> 01:38:42.119
<v Speaker 5>only cleaning for you, even if you don't know it,

1873
01:38:42.920 --> 01:38:45.600
<v Speaker 5>and they are only cleaning for you, and the state

1874
01:38:45.680 --> 01:38:48.239
<v Speaker 5>finds out about it, they can penalize you for that.

1875
01:38:48.439 --> 01:38:52.439
<v Speaker 5>Because that person is no longer ten ninety nine to you.

1876
01:38:53.119 --> 01:38:57.399
<v Speaker 5>It must be that they are available and doing work

1877
01:38:57.479 --> 01:39:00.479
<v Speaker 5>for others. And I ask the state what if they're

1878
01:39:00.479 --> 01:39:04.680
<v Speaker 5>available but not doing work for others, And he said,

1879
01:39:05.000 --> 01:39:08.520
<v Speaker 5>if it's temporary in between gigs like mowing, lawns, landscaping,

1880
01:39:08.640 --> 01:39:11.399
<v Speaker 5>house cleaning, all that, that's different. But if it goes

1881
01:39:11.439 --> 01:39:13.439
<v Speaker 5>on for any length of time, which he didn't have

1882
01:39:13.560 --> 01:39:17.039
<v Speaker 5>an exact length, he said, then they could end up

1883
01:39:18.000 --> 01:39:22.079
<v Speaker 5>being your employee and you would have to pay all

1884
01:39:22.279 --> 01:39:24.479
<v Speaker 5>of the employee expenses. So just keep that in mind

1885
01:39:24.920 --> 01:39:27.439
<v Speaker 5>that just because someone calls you an employee doesn't mean

1886
01:39:27.479 --> 01:39:29.680
<v Speaker 5>you are one. And just because someone calls you a

1887
01:39:29.720 --> 01:39:31.960
<v Speaker 5>ten ninety nine doesn't mean you are one. You have

1888
01:39:32.119 --> 01:39:33.680
<v Speaker 5>to just make sure you do it the right way.

1889
01:39:33.960 --> 01:39:35.640
<v Speaker 5>But if you're asking me which one I would do

1890
01:39:35.680 --> 01:39:37.840
<v Speaker 5>at your age and with your benefits that you have

1891
01:39:37.960 --> 01:39:40.279
<v Speaker 5>your own health insurance and all, I would do ten

1892
01:39:40.399 --> 01:39:42.840
<v Speaker 5>ninety nine every time so I could be in control.

1893
01:39:44.960 --> 01:39:47.560
<v Speaker 23>Yeah, So what do I need to do to set

1894
01:39:47.640 --> 01:39:49.800
<v Speaker 23>up myself as a ten ninety nine employee?

1895
01:39:50.039 --> 01:39:52.399
<v Speaker 5>Nothing. You just have to find a gig and do it.

1896
01:39:52.960 --> 01:39:53.119
<v Speaker 2>Now.

1897
01:39:53.279 --> 01:39:55.079
<v Speaker 5>If they do it wrong, you don't get in trouble.

1898
01:39:56.039 --> 01:39:58.720
<v Speaker 5>I mean, you know, if they say you're ten ninety nine,

1899
01:40:01.760 --> 01:40:03.760
<v Speaker 5>you're not going to get in trouble. I mean they are.

1900
01:40:04.159 --> 01:40:07.319
<v Speaker 5>But what I'm saying is this is that with a

1901
01:40:07.399 --> 01:40:10.159
<v Speaker 5>ten ninety nine, I just want you to know that

1902
01:40:10.279 --> 01:40:15.199
<v Speaker 5>they can't control your motion, or your time, or your equipment.

1903
01:40:17.760 --> 01:40:18.560
<v Speaker 2>Like it.

1904
01:40:19.119 --> 01:40:21.039
<v Speaker 5>You know, if they had you operating a back ho

1905
01:40:21.520 --> 01:40:23.640
<v Speaker 5>and you even if you came and did it anytime

1906
01:40:23.720 --> 01:40:27.239
<v Speaker 5>you wanted, you're not ten ninety nine if you're using

1907
01:40:27.279 --> 01:40:31.359
<v Speaker 5>their back home. So there's a lot of rules people

1908
01:40:31.479 --> 01:40:34.760
<v Speaker 5>do not understand. I'm Tom Martinez Moore, coming right up.

1909
01:40:40.199 --> 01:40:43.439
<v Speaker 5>Go with a sure thing Denver's Best roofer Excel Roofing

1910
01:40:43.560 --> 01:40:46.199
<v Speaker 5>dot com. You don't pay a cent until you're content.

1911
01:40:49.600 --> 01:40:52.720
<v Speaker 5>Time for an insurance checkup free, no obligation. In comparison,

1912
01:40:52.920 --> 01:40:56.439
<v Speaker 5>call Compass Insurance paying too much your coverage at dozens

1913
01:40:56.479 --> 01:40:59.199
<v Speaker 5>of insurance companies find out now three oh three seven

1914
01:40:59.199 --> 01:41:01.520
<v Speaker 5>to seven to one. Hell, you'll think you're his only

1915
01:41:01.640 --> 01:41:04.079
<v Speaker 5>customer when you choose Frank durand the real estate Man

1916
01:41:04.159 --> 01:41:07.560
<v Speaker 5>dot com to list your home with Remax Alliance three

1917
01:41:07.640 --> 01:41:18.319
<v Speaker 5>oh three nine two zero sixteen twenty two. Hi Tom Martino,

1918
01:41:19.039 --> 01:41:23.079
<v Speaker 5>you're troubleshooter three three seven to one three talk seven

1919
01:41:23.159 --> 01:41:26.239
<v Speaker 5>one three eight two five five. Welcome to the show.

1920
01:41:26.640 --> 01:41:29.000
<v Speaker 5>All right, somebody wanted to know. Why did I have

1921
01:41:29.119 --> 01:41:32.039
<v Speaker 5>to yell out Kamala Harris's name to that guy? I

1922
01:41:32.760 --> 01:41:35.520
<v Speaker 5>it was somewhat joking, but somewhnot. I mean, it's it's

1923
01:41:35.600 --> 01:41:38.399
<v Speaker 5>that nowadays we think we can't talk about stuff.

1924
01:41:38.119 --> 01:41:40.880
<v Speaker 6>And we have to curb our speech and all of that.

1925
01:41:41.159 --> 01:41:45.000
<v Speaker 5>And and you know what, I pity this country if

1926
01:41:45.039 --> 01:41:48.319
<v Speaker 5>we have to worry about that, And and I mean

1927
01:41:48.399 --> 01:41:52.560
<v Speaker 5>that now do people have responsibility to be fair? Sometimes

1928
01:41:52.880 --> 01:41:55.640
<v Speaker 5>but not really. But if they're not, they face the

1929
01:41:55.760 --> 01:42:02.960
<v Speaker 5>consequences and they should. You know, I even believe that

1930
01:42:03.239 --> 01:42:07.680
<v Speaker 5>hate speech is okay to express. I think it's wrong.

1931
01:42:07.920 --> 01:42:11.960
<v Speaker 5>I don't like it. I mean, it's totally wrong. I

1932
01:42:12.039 --> 01:42:16.680
<v Speaker 5>think it's mean, vulgar, anti everything I believe in. But

1933
01:42:16.880 --> 01:42:20.000
<v Speaker 5>I would not want to suppress anyone from expressing hate.

1934
01:42:20.319 --> 01:42:23.119
<v Speaker 5>In fact, I like to know where people stand and

1935
01:42:23.159 --> 01:42:25.479
<v Speaker 5>if they're hateful, I'd like to know it instead of

1936
01:42:25.600 --> 01:42:26.520
<v Speaker 5>having it hidden.

1937
01:42:26.920 --> 01:42:30.600
<v Speaker 6>So if someone uses hate speech, let him use it.

1938
01:42:31.079 --> 01:42:35.039
<v Speaker 5>I can choose not to not to read it, or

1939
01:42:35.119 --> 01:42:37.920
<v Speaker 5>not to advocate for that person, or not to not

1940
01:42:38.079 --> 01:42:44.560
<v Speaker 5>to agree. So my point is freedom of speech, It

1941
01:42:44.720 --> 01:42:48.439
<v Speaker 5>truly is. I truly believe in unlimited freedom of speech. Now,

1942
01:42:48.560 --> 01:42:51.199
<v Speaker 5>people always give the example yell fire in a theater. No,

1943
01:42:51.279 --> 01:42:53.880
<v Speaker 5>I'm not talking about that when it does direct harm

1944
01:42:53.960 --> 01:42:57.520
<v Speaker 5>to people. I mean direct harm like causing a stampede

1945
01:42:57.600 --> 01:42:59.720
<v Speaker 5>like that. But if I do hate speech in some

1946
01:43:00.119 --> 01:43:02.279
<v Speaker 5>nut and I wouldn't do it. But if some nut

1947
01:43:02.359 --> 01:43:06.560
<v Speaker 5>does hate speech and another nut believes it, that's that's

1948
01:43:06.920 --> 01:43:12.279
<v Speaker 5>on those nuts. Anyway. The guy called in and was saying,

1949
01:43:12.479 --> 01:43:15.079
<v Speaker 5>you shouldn't be making an editorial about this. The whole

1950
01:43:15.119 --> 01:43:18.079
<v Speaker 5>point is this. We explore all things people call in about,

1951
01:43:18.960 --> 01:43:21.000
<v Speaker 5>and I'll take your calls at three O three seven

1952
01:43:21.079 --> 01:43:23.039
<v Speaker 5>one three talks seven one three eight two, five to five.

1953
01:43:23.319 --> 01:43:26.640
<v Speaker 5>Coming up. I'm going to have a great special Biknage

1954
01:43:26.920 --> 01:43:29.039
<v Speaker 5>Home Solutions that you're gonna want to know about it

1955
01:43:29.159 --> 01:43:32.720
<v Speaker 5>if it's unbelievable. It's a free upgrade that you're gonna want,

1956
01:43:33.479 --> 01:43:37.279
<v Speaker 5>especially if you're considering windows. Right after this, go with

1957
01:43:37.399 --> 01:43:40.800
<v Speaker 5>a sure thing Denver's Best Roofer Excel Roofing dot com.

1958
01:43:41.000 --> 01:43:46.720
<v Speaker 5>You don't pay a cent until you're contenth time for

1959
01:43:46.760 --> 01:43:51.079
<v Speaker 5>an insurance checkup, free no obligation comparison call Compass insurance

1960
01:43:51.279 --> 01:43:54.239
<v Speaker 5>paying too much your coverage at dozens of insurance companies

1961
01:43:54.359 --> 01:43:56.399
<v Speaker 5>find out now three all three seven to seven to

1962
01:43:56.439 --> 01:43:59.159
<v Speaker 5>one help. You'll think you're his only customer when you

1963
01:43:59.279 --> 01:44:01.680
<v Speaker 5>choose Frank to the real estate man dot com to

1964
01:44:01.840 --> 01:44:05.000
<v Speaker 5>list your home with Remax Alliance three all three nine

1965
01:44:05.039 --> 01:44:06.680
<v Speaker 5>two zero sixteen twenty two.

1966
01:44:12.279 --> 01:44:17.520
<v Speaker 1>Ripped of new You need Advi's who you don't have?

1967
01:44:19.800 --> 01:44:24.800
<v Speaker 3>Come running, suspasses, We can Shooter's gonna help.

1968
01:44:25.079 --> 01:44:29.079
<v Speaker 4>Come man, This is the Troubleshooter Show.

1969
01:44:29.760 --> 01:44:33.920
<v Speaker 5>Now Tom Martine, Hi, Tom Martino here, Welcome to the show.

1970
01:44:34.039 --> 01:44:37.199
<v Speaker 5>Three all three seven one three talk three all three

1971
01:44:37.359 --> 01:44:40.000
<v Speaker 5>seven one three eight two five five got an hour

1972
01:44:40.079 --> 01:44:43.520
<v Speaker 5>to go. Gonna help you solve your problems, answer your questions,

1973
01:44:43.560 --> 01:44:45.239
<v Speaker 5>take your complaints, to make your life a little easier.

1974
01:44:45.279 --> 01:44:47.119
<v Speaker 5>I want to talk to Barry Miller right now with

1975
01:44:47.359 --> 01:44:50.000
<v Speaker 5>Vestera Turnkey because he has a seminar coming up.

1976
01:44:50.079 --> 01:44:51.079
<v Speaker 6>I think it's this weekend.

1977
01:44:51.199 --> 01:44:54.359
<v Speaker 5>Well, it's a webinar, which is even easier to attend

1978
01:44:54.399 --> 01:44:57.720
<v Speaker 5>than than a seminar. A webinar is from your Homer

1979
01:44:57.840 --> 01:45:01.399
<v Speaker 5>office or even your car. Obviously, if you have ten

1980
01:45:01.439 --> 01:45:03.399
<v Speaker 5>from your car, you got to listen. You can't watch it,

1981
01:45:03.520 --> 01:45:05.439
<v Speaker 5>but unless you're a passenger.

1982
01:45:05.520 --> 01:45:07.720
<v Speaker 6>But Barry talk about that. What are you going to

1983
01:45:07.760 --> 01:45:09.039
<v Speaker 6>what are you going to be talking about, sir.

1984
01:45:10.319 --> 01:45:14.279
<v Speaker 19>We're going to talk about how the program works, because

1985
01:45:14.359 --> 01:45:16.199
<v Speaker 19>so many people say, well, it's too good to be

1986
01:45:16.319 --> 01:45:20.000
<v Speaker 19>true forty five fifty to fifty five percent per year return.

1987
01:45:20.119 --> 01:45:22.479
<v Speaker 19>So we're going to break it down in good, good,

1988
01:45:22.680 --> 01:45:28.359
<v Speaker 19>clear terms for the consumer so that they understand and

1989
01:45:28.560 --> 01:45:33.159
<v Speaker 19>see the fun way and detailed research that goes into

1990
01:45:33.279 --> 01:45:36.800
<v Speaker 19>how this program really works. And all our customers are

1991
01:45:36.840 --> 01:45:40.640
<v Speaker 19>getting over forty percent, over forty percent return.

1992
01:45:40.840 --> 01:45:44.239
<v Speaker 5>All of our customers right now, Barry, all of your

1993
01:45:44.319 --> 01:45:49.079
<v Speaker 5>customers right now getting more than forty percent, most of them.

1994
01:45:49.039 --> 01:45:52.279
<v Speaker 19>More than fifty and I'm talking over eighty percent of

1995
01:45:52.319 --> 01:45:55.680
<v Speaker 19>them are getting over fifty percent. So I like to say, well,

1996
01:45:55.760 --> 01:45:59.800
<v Speaker 19>there's a couple under that only because of slightly highering.

1997
01:46:01.399 --> 01:46:04.520
<v Speaker 5>So when you talk about return, and by the way,

1998
01:46:04.600 --> 01:46:10.000
<v Speaker 5>for those joining us, we're talking about the the Vestera turnkey,

1999
01:46:10.000 --> 01:46:12.399
<v Speaker 5>which helps you become a landlord basically without any of

2000
01:46:12.479 --> 01:46:17.199
<v Speaker 5>the hassles associated with normal landlording. I mean you basically

2001
01:46:17.319 --> 01:46:20.479
<v Speaker 5>own real estate. Barry talked about research. He goes out

2002
01:46:20.520 --> 01:46:22.960
<v Speaker 5>to the hottest markets, so they're not in Denver necessarily.

2003
01:46:23.119 --> 01:46:26.439
<v Speaker 5>In fact, they're not, but they could be right, they

2004
01:46:26.520 --> 01:46:28.479
<v Speaker 5>could be someday. Who knows. But he goes out to

2005
01:46:28.560 --> 01:46:30.680
<v Speaker 5>the markets and searches for the best markets with the

2006
01:46:30.720 --> 01:46:34.039
<v Speaker 5>most appreciation potential. And I don't know how you do that,

2007
01:46:34.239 --> 01:46:37.479
<v Speaker 5>but you have this system and you can target these

2008
01:46:37.560 --> 01:46:40.640
<v Speaker 5>markets and you buy the houses right, and then you

2009
01:46:40.800 --> 01:46:43.199
<v Speaker 5>get them in and out in about two to three

2010
01:46:43.279 --> 01:46:46.359
<v Speaker 5>years at the most, and they make return there. Plus

2011
01:46:46.439 --> 01:46:48.479
<v Speaker 5>they make positive cash flow on rents. Plus they have

2012
01:46:48.640 --> 01:46:51.560
<v Speaker 5>management companies, and plus you even have a system where

2013
01:46:51.800 --> 01:46:53.520
<v Speaker 5>you can take all the phone calls. Nothing.

2014
01:46:53.680 --> 01:46:54.880
<v Speaker 6>They don't have to worry about much.

2015
01:46:55.399 --> 01:46:57.479
<v Speaker 5>Now they do have to qualify for a loan, and

2016
01:46:57.600 --> 01:46:59.800
<v Speaker 5>they do have to have a minimum investment in all

2017
01:46:59.840 --> 01:47:01.159
<v Speaker 5>the That isn't that correct?

2018
01:47:02.279 --> 01:47:03.159
<v Speaker 11>That is correct?

2019
01:47:03.239 --> 01:47:06.680
<v Speaker 5>Okay? Then go ahead, yeah, go ahead. No, That's why

2020
01:47:07.439 --> 01:47:09.840
<v Speaker 5>I just wanted you to continue on. So when you

2021
01:47:10.039 --> 01:47:12.640
<v Speaker 5>talk about return, I wanted to ask about that. When

2022
01:47:12.680 --> 01:47:17.920
<v Speaker 5>you are you talking about everything concerning the positash will

2023
01:47:18.039 --> 01:47:20.840
<v Speaker 5>plus the capital gains at the end. Is that what

2024
01:47:20.960 --> 01:47:22.560
<v Speaker 5>you're figuring into the total return?

2025
01:47:24.119 --> 01:47:24.520
<v Speaker 2>Correct?

2026
01:47:24.680 --> 01:47:26.239
<v Speaker 19>But also we include the.

2027
01:47:28.439 --> 01:47:30.039
<v Speaker 8>Costs of selling the.

2028
01:47:30.199 --> 01:47:34.920
<v Speaker 19>Property, okay, which is not anybody's intent for until two

2029
01:47:35.079 --> 01:47:38.880
<v Speaker 19>or three years, and so we put in all of

2030
01:47:39.039 --> 01:47:42.640
<v Speaker 19>the dollars, every single dollar that's out of pocket from

2031
01:47:42.720 --> 01:47:46.399
<v Speaker 19>the investor's side. Typically that tom that's when they buy

2032
01:47:46.520 --> 01:47:51.960
<v Speaker 19>the property. It's positive cash flow. Again, that's ninety five

2033
01:47:52.079 --> 01:47:55.279
<v Speaker 19>percent of the time. Occasionally there's a hiccup, you know,

2034
01:47:55.640 --> 01:47:59.640
<v Speaker 19>and the rent went down fifty dollars you know, a month,

2035
01:48:00.239 --> 01:48:03.680
<v Speaker 19>and there's a two hundred dollars a year negative cash flow.

2036
01:48:03.960 --> 01:48:07.079
<v Speaker 19>But typically it's all positive cash flow. We add every

2037
01:48:07.199 --> 01:48:09.760
<v Speaker 19>dollar they've put out of their pocket in a twelve

2038
01:48:09.840 --> 01:48:12.680
<v Speaker 19>month period and say how much is that money worth

2039
01:48:12.840 --> 01:48:17.239
<v Speaker 19>a year later, and they're all forty five, fifty to

2040
01:48:17.319 --> 01:48:21.520
<v Speaker 19>fifty five percent or more. We have the occasional one,

2041
01:48:21.880 --> 01:48:25.399
<v Speaker 19>we get one in fifteen where we're buying it under

2042
01:48:25.479 --> 01:48:29.640
<v Speaker 19>its value, so there's even added equity. Our highest one

2043
01:48:29.720 --> 01:48:33.399
<v Speaker 19>this year was eighty two percent return. That's a single

2044
01:48:33.479 --> 01:48:36.720
<v Speaker 19>one though that's an outlier. The other highest group was

2045
01:48:36.800 --> 01:48:42.319
<v Speaker 19>in the sixty percent return. Now, now that includes just

2046
01:48:42.479 --> 01:48:47.319
<v Speaker 19>like you said, turn key. We have people and safeguards

2047
01:48:47.399 --> 01:48:50.039
<v Speaker 19>built in every single step of the way, so the

2048
01:48:50.159 --> 01:48:55.159
<v Speaker 19>consumer literally can sit back, relax, be comfortable, call us,

2049
01:48:55.319 --> 01:48:57.279
<v Speaker 19>contact us, let us take the call.

2050
01:48:57.279 --> 01:48:58.800
<v Speaker 5>If they choose let.

2051
01:48:58.760 --> 01:49:01.800
<v Speaker 19>Us take the call, you know, oh well there's a

2052
01:49:01.880 --> 01:49:05.880
<v Speaker 19>broken window. And really, out of over one hundred properties,

2053
01:49:06.880 --> 01:49:10.479
<v Speaker 19>we don't even get two calls in a three month

2054
01:49:10.640 --> 01:49:13.039
<v Speaker 19>period where something's wrong with the house.

2055
01:49:13.960 --> 01:49:16.520
<v Speaker 6>You buy right, you sell right. That's the important thing.

2056
01:49:16.600 --> 01:49:17.600
<v Speaker 6>You take care of all of that.

2057
01:49:18.359 --> 01:49:20.920
<v Speaker 5>And of course the people say, well, how's Barry making money?

2058
01:49:21.000 --> 01:49:23.760
<v Speaker 5>He is, He and his team make commissions on the

2059
01:49:23.800 --> 01:49:25.199
<v Speaker 5>way in on and way out. But that's it.

2060
01:49:25.560 --> 01:49:28.560
<v Speaker 6>I mean, it's an amazing it's an amazing value.

2061
01:49:28.720 --> 01:49:31.760
<v Speaker 5>Amazing. And then of course management companies, he doesn't mark

2062
01:49:31.840 --> 01:49:35.279
<v Speaker 5>that up that that's a straight through and whatever. What

2063
01:49:35.439 --> 01:49:37.760
<v Speaker 5>our management companies what ten percent of rent or what

2064
01:49:37.920 --> 01:49:38.039
<v Speaker 5>is it?

2065
01:49:38.159 --> 01:49:43.119
<v Speaker 19>Normally well, normal, good, good, good property managers are.

2066
01:49:43.079 --> 01:49:43.840
<v Speaker 5>Ten to twelve.

2067
01:49:44.199 --> 01:49:50.199
<v Speaker 19>Ours are literally nine to eleven. Remember, management companies, some

2068
01:49:50.399 --> 01:49:52.960
<v Speaker 19>of them, most of them take a half a month's

2069
01:49:53.039 --> 01:49:56.359
<v Speaker 19>rent up front. Yeahp for acquiring the tenant.

2070
01:49:56.680 --> 01:49:56.920
<v Speaker 2>Tom.

2071
01:49:57.039 --> 01:50:01.560
<v Speaker 19>We've negotiated that down to a maximum of five hundred

2072
01:50:01.600 --> 01:50:05.479
<v Speaker 19>dollars some of them. Now we're working with enough and

2073
01:50:05.600 --> 01:50:09.079
<v Speaker 19>they have it at zero zero costs. We save money

2074
01:50:09.159 --> 01:50:12.560
<v Speaker 19>for our consumers hundreds of dollars in every which way

2075
01:50:12.680 --> 01:50:15.720
<v Speaker 19>that we can because of our volume.

2076
01:50:15.800 --> 01:50:18.439
<v Speaker 5>Somebody wanted to know on my text here real quick,

2077
01:50:19.560 --> 01:50:24.159
<v Speaker 5>what are the market? How many markets are you in?

2078
01:50:25.279 --> 01:50:25.520
<v Speaker 8>Yeah?

2079
01:50:25.600 --> 01:50:30.840
<v Speaker 19>Right now we are in literally five different cities. Now

2080
01:50:31.079 --> 01:50:34.199
<v Speaker 19>some of those would be called metropolitan areas, you know,

2081
01:50:34.239 --> 01:50:37.319
<v Speaker 19>a couple of cities within them. And we have three

2082
01:50:37.479 --> 01:50:43.000
<v Speaker 19>that we are have designated as the next three and

2083
01:50:43.159 --> 01:50:48.399
<v Speaker 19>now I am in process of finding and vetting the best.

2084
01:50:48.760 --> 01:50:52.920
<v Speaker 19>We have to have top people in the buyer agent category,

2085
01:50:53.359 --> 01:50:57.720
<v Speaker 19>and I'm vetting those three added markets right now. And

2086
01:50:58.319 --> 01:51:02.359
<v Speaker 19>they are all to the Mississippi at this time because

2087
01:51:02.399 --> 01:51:06.359
<v Speaker 19>the price has to be right and the highest appreciation

2088
01:51:06.640 --> 01:51:12.359
<v Speaker 19>but strongest economies. Those metro areas have the strongest economy

2089
01:51:12.800 --> 01:51:16.159
<v Speaker 19>in the entire United States. And that's the top eight

2090
01:51:16.359 --> 01:51:19.720
<v Speaker 19>will be in soon out of two hundred and twenty

2091
01:51:19.920 --> 01:51:21.720
<v Speaker 19>plus metro areas.

2092
01:51:22.119 --> 01:51:25.560
<v Speaker 6>So you're always expanding and looking for new opportunities.

2093
01:51:25.319 --> 01:51:30.640
<v Speaker 19>Always looking, always researching, always looking and expanding because our

2094
01:51:30.720 --> 01:51:31.720
<v Speaker 19>company is growing.

2095
01:51:32.920 --> 01:51:35.560
<v Speaker 5>Now. If people want to get involved, I want them

2096
01:51:35.600 --> 01:51:39.680
<v Speaker 5>to go to this webinar though, and it's this what

2097
01:51:39.960 --> 01:51:41.920
<v Speaker 5>Wed Saturday, Saturday.

2098
01:51:41.520 --> 01:51:46.199
<v Speaker 19>Saturday ten am our time of course Colorado time, and

2099
01:51:46.319 --> 01:51:49.520
<v Speaker 19>it's a fifty minute seminar, good PowerPoint. We send the

2100
01:51:49.600 --> 01:51:54.000
<v Speaker 19>whole power point out to the to all registerrants ahead

2101
01:51:54.000 --> 01:51:54.319
<v Speaker 19>of time.

2102
01:51:54.880 --> 01:51:58.079
<v Speaker 5>Oh you did, wow, yep, okay, and they can.

2103
01:51:58.359 --> 01:52:00.039
<v Speaker 19>So they have it there. They could take no. I

2104
01:52:00.039 --> 01:52:02.720
<v Speaker 19>hopes they could follow along, you know that kind of

2105
01:52:02.760 --> 01:52:03.079
<v Speaker 19>a thing.

2106
01:52:03.319 --> 01:52:06.239
<v Speaker 5>So they can register right now. My biggest return dot com.

2107
01:52:07.520 --> 01:52:10.159
<v Speaker 19>Correct, my biggest return dot com.

2108
01:52:10.880 --> 01:52:13.640
<v Speaker 5>My biggest return dot com. Thank you very much, Barry.

2109
01:52:13.640 --> 01:52:15.600
<v Speaker 5>I appreciate you being here man, Thank you, thank you,

2110
01:52:16.000 --> 01:52:19.000
<v Speaker 5>thank you. All right, so you heard it, and uh,

2111
01:52:19.279 --> 01:52:22.760
<v Speaker 5>it's it's a pretty cool system, that's for sure. Vesta

2112
01:52:22.960 --> 01:52:25.359
<v Speaker 5>turnty and it's my biggest return dot com. All right.

2113
01:52:25.399 --> 01:52:27.359
<v Speaker 5>We have more coming up on the Troubleshooter Show. Three

2114
01:52:27.439 --> 01:52:30.079
<v Speaker 5>O three seven one three talk seven one three A

2115
01:52:30.199 --> 01:52:38.640
<v Speaker 5>two five five Go with a sure thing Denver's best

2116
01:52:38.760 --> 01:52:41.600
<v Speaker 5>roofer Excel roofing dot com. You don't pay a cent

2117
01:52:41.840 --> 01:52:47.840
<v Speaker 5>until you're content, wait time for an insurance check up free,

2118
01:52:47.960 --> 01:52:51.680
<v Speaker 5>no obligation. In comparison, call Compass insurance paying too much

2119
01:52:51.840 --> 01:52:54.720
<v Speaker 5>your coverage at dozens of insurance companies find out now

2120
01:52:54.840 --> 01:52:57.319
<v Speaker 5>three oh three seven seven to one help. You'll think

2121
01:52:57.359 --> 01:52:59.920
<v Speaker 5>you're his only customer when you choose Frank durand the

2122
01:53:00.000 --> 01:53:02.600
<v Speaker 5>Real Estate man dot com to list your home with

2123
01:53:02.760 --> 01:53:06.279
<v Speaker 5>Remax Alliance three oh three nine two zero sixteen twenty two.

2124
01:53:08.520 --> 01:53:11.560
<v Speaker 5>I'm Tom Martine. You're a troubleshooter. God, we got a

2125
01:53:11.600 --> 01:53:13.359
<v Speaker 5>lot going on. I want to get to some follow

2126
01:53:13.439 --> 01:53:15.279
<v Speaker 5>ups here. You're not gonna believe first, Anthony, you have

2127
01:53:15.359 --> 01:53:19.479
<v Speaker 5>a plumbing question. Go ahead, Anthony, I'll try to.

2128
01:53:19.479 --> 01:53:20.199
<v Speaker 9>Make it a quick one.

2129
01:53:21.680 --> 01:53:24.760
<v Speaker 24>Basically, have you heard of this stuff that like they

2130
01:53:24.840 --> 01:53:28.479
<v Speaker 24>send a sleeve down a sewage line and like reinforce

2131
01:53:28.520 --> 01:53:32.600
<v Speaker 24>the slash repair it. I've had an extremely complicated situation.

2132
01:53:32.720 --> 01:53:34.119
<v Speaker 9>Who on the refer list.

2133
01:53:34.000 --> 01:53:38.640
<v Speaker 5>Would be plumb line, plump line, plumb line? Okay, by

2134
01:53:38.640 --> 01:53:40.760
<v Speaker 5>the way, they have a number. There are a number

2135
01:53:40.800 --> 01:53:43.720
<v Speaker 5>of different ways you can do tricky. Why is your

2136
01:53:43.880 --> 01:53:44.800
<v Speaker 5>sewer line tricky?

2137
01:53:45.840 --> 01:53:46.000
<v Speaker 9>Ay?

2138
01:53:46.079 --> 01:53:50.439
<v Speaker 24>It runs through my backyard as well as our neighbor's backyards, and.

2139
01:53:50.479 --> 01:53:52.600
<v Speaker 5>You don't want to go digging that up right right right.

2140
01:53:52.840 --> 01:53:56.079
<v Speaker 5>There's something also that they will need. They still need

2141
01:53:56.239 --> 01:53:58.199
<v Speaker 5>some access to the end of it, you.

2142
01:53:58.239 --> 01:53:59.840
<v Speaker 8>Know, the clean out.

2143
01:54:01.840 --> 01:54:04.359
<v Speaker 24>Well, they might need something if the whole thing, or

2144
01:54:04.399 --> 01:54:06.000
<v Speaker 24>could do just my section of it.

2145
01:54:06.159 --> 01:54:09.880
<v Speaker 5>Or well if it runs through their yard, do you

2146
01:54:09.920 --> 01:54:11.079
<v Speaker 5>have an easement for that?

2147
01:54:13.159 --> 01:54:13.199
<v Speaker 16>That.

2148
01:54:13.399 --> 01:54:16.439
<v Speaker 24>I'm not sure the house is built in nineteen oh two.

2149
01:54:17.319 --> 01:54:21.039
<v Speaker 5>Oh, never mind, no one had. Here's the deal. When

2150
01:54:21.079 --> 01:54:23.880
<v Speaker 5>they do that lining you're talking about, they can line it,

2151
01:54:23.960 --> 01:54:28.760
<v Speaker 5>but if they're sometimes they need access where it connects

2152
01:54:28.840 --> 01:54:31.720
<v Speaker 5>to the main. Sometimes it depends on your sitting. Why

2153
01:54:31.760 --> 01:54:34.119
<v Speaker 5>don't you have a clout. Look, they're pretty honest people.

2154
01:54:34.159 --> 01:54:36.800
<v Speaker 5>They're going to tell you everything, and they have all

2155
01:54:36.920 --> 01:54:40.279
<v Speaker 5>the latest technology. They have the pipe bursting, which is

2156
01:54:40.680 --> 01:54:44.279
<v Speaker 5>where they take a bullet shaped item and they pull

2157
01:54:44.359 --> 01:54:44.680
<v Speaker 5>it through.

2158
01:54:44.760 --> 01:54:46.359
<v Speaker 6>So they got to go to the other end to

2159
01:54:46.439 --> 01:54:47.239
<v Speaker 6>pull that through.

2160
01:54:48.279 --> 01:54:51.640
<v Speaker 5>In fact, in every case you have to pull from

2161
01:54:51.680 --> 01:54:54.560
<v Speaker 5>the other side to get it fully lined, and then

2162
01:54:54.600 --> 01:54:57.079
<v Speaker 5>they blow it up and epoxy it. The other type

2163
01:54:57.319 --> 01:55:00.239
<v Speaker 5>is pipe bursting, where they pull it through and they

2164
01:55:01.239 --> 01:55:03.720
<v Speaker 5>they pull a new pipe in place of the old one.

2165
01:55:04.239 --> 01:55:07.920
<v Speaker 5>And so yet, in every case, will your neighbors not

2166
01:55:08.079 --> 01:55:10.000
<v Speaker 5>allow you to get on the other side?

2167
01:55:10.960 --> 01:55:12.039
<v Speaker 24>Oh, we haven't asked it yet.

2168
01:55:12.039 --> 01:55:12.600
<v Speaker 9>It goes through that.

2169
01:55:12.640 --> 01:55:14.479
<v Speaker 5>We have two neighbors on the wa Wait wait, oh wait,

2170
01:55:14.640 --> 01:55:15.840
<v Speaker 5>you said it went through.

2171
01:55:16.079 --> 01:55:18.920
<v Speaker 6>Where does it terminate? Does it terminate on their property?

2172
01:55:19.880 --> 01:55:22.279
<v Speaker 24>No, it just goes straight through them and then goes

2173
01:55:22.319 --> 01:55:23.840
<v Speaker 24>out to Oh.

2174
01:55:24.199 --> 01:55:26.560
<v Speaker 5>That's fine then, but you're going to have to have

2175
01:55:26.760 --> 01:55:29.640
<v Speaker 5>access on both ends. Remember that your house is not

2176
01:55:29.760 --> 01:55:32.000
<v Speaker 5>going to be a problem, but on the other end,

2177
01:55:32.079 --> 01:55:34.760
<v Speaker 5>you're going to need access in order to do any

2178
01:55:34.840 --> 01:55:35.760
<v Speaker 5>of those retros.

2179
01:55:36.720 --> 01:55:38.920
<v Speaker 24>Some kind of access more than a clean out or.

2180
01:55:40.079 --> 01:55:43.560
<v Speaker 5>Well, I don't mean I mean equipment. They need to

2181
01:55:43.680 --> 01:55:47.439
<v Speaker 5>dig down and pull something through from the other side.

2182
01:55:48.439 --> 01:55:48.840
<v Speaker 19>Gotcha.

2183
01:55:49.119 --> 01:55:50.399
<v Speaker 9>Okay, I see what you're talking about.

2184
01:55:50.399 --> 01:55:51.399
<v Speaker 24>All right, I'll give them a call.

2185
01:55:51.960 --> 01:55:54.880
<v Speaker 5>And if that's not where what property is the other

2186
01:55:55.000 --> 01:55:57.600
<v Speaker 5>side on? Is it on someone else's property, a third

2187
01:55:57.680 --> 01:55:59.760
<v Speaker 5>person or is it on the city property?

2188
01:56:00.760 --> 01:56:03.359
<v Speaker 24>It's basically a row of four houses, minds a third

2189
01:56:03.439 --> 01:56:03.880
<v Speaker 24>in the row.

2190
01:56:04.920 --> 01:56:09.359
<v Speaker 5>Here's what I'm asking. Okay, the other end of your sewer,

2191
01:56:09.680 --> 01:56:12.119
<v Speaker 5>where does it terminate.

2192
01:56:12.840 --> 01:56:14.279
<v Speaker 24>It finally goes out to the street.

2193
01:56:15.039 --> 01:56:18.920
<v Speaker 5>Okay? Does it go before it hits the main line?

2194
01:56:19.640 --> 01:56:25.159
<v Speaker 5>Where is there any space there where it's public property

2195
01:56:25.319 --> 01:56:27.680
<v Speaker 5>and not someone else's property?

2196
01:56:28.840 --> 01:56:30.439
<v Speaker 8>Yes? I believe there is a sewer.

2197
01:56:31.319 --> 01:56:31.560
<v Speaker 2>Sewer?

2198
01:56:31.680 --> 01:56:32.520
<v Speaker 8>Great right there?

2199
01:56:33.640 --> 01:56:36.079
<v Speaker 5>Well you know what, have them look at it? Would

2200
01:56:36.079 --> 01:56:38.319
<v Speaker 5>you do me a favorite, Anthony? Would you let me

2201
01:56:38.479 --> 01:56:42.000
<v Speaker 5>know because I love knowing about this stuff. Once we've

2202
01:56:42.079 --> 01:56:44.319
<v Speaker 5>talked about it, I want to know what you do,

2203
01:56:45.960 --> 01:56:49.199
<v Speaker 5>so okay, great, I would love to hear about it,

2204
01:56:49.319 --> 01:56:51.359
<v Speaker 5>so thank you very much. So just call back through

2205
01:56:51.399 --> 01:56:53.319
<v Speaker 5>OSTree Martine and leave us a message. We'll put you

2206
01:56:53.439 --> 01:56:56.600
<v Speaker 5>back on where you can text my my private Google

2207
01:56:56.680 --> 01:56:58.880
<v Speaker 5>number seven four seven nine nine nine fifty two eighty.

2208
01:56:58.960 --> 01:57:01.640
<v Speaker 5>Thank you very much. Now we have a few follow ups.

2209
01:57:02.399 --> 01:57:06.119
<v Speaker 5>First of all, the guy from Rhino Shield. Now, again

2210
01:57:06.279 --> 01:57:08.880
<v Speaker 5>I don't know if the consumer forged this or not,

2211
01:57:10.439 --> 01:57:12.000
<v Speaker 5>but let me tell you what happened.

2212
01:57:12.439 --> 01:57:15.600
<v Speaker 6>And Rhino shield is not to be confused with rhino lining.

2213
01:57:16.960 --> 01:57:19.520
<v Speaker 5>But this one guy called and said, Phil said, I

2214
01:57:19.600 --> 01:57:26.239
<v Speaker 5>had my fifth wheel trailer painted with Rhino Shield, and

2215
01:57:26.439 --> 01:57:30.199
<v Speaker 5>I put a thousand down on a ten thousand dollars job,

2216
01:57:31.079 --> 01:57:33.439
<v Speaker 5>and they showed me how durable blah blah blah. He said.

2217
01:57:33.560 --> 01:57:36.279
<v Speaker 5>During the process, he didn't like the way they did

2218
01:57:36.359 --> 01:57:38.600
<v Speaker 5>the walls, and they did the way they gouged it

2219
01:57:38.720 --> 01:57:41.680
<v Speaker 5>when they pulled out the uh pulled off the graphics

2220
01:57:41.720 --> 01:57:45.079
<v Speaker 5>and then had to bond to it. But okay, it's done.

2221
01:57:45.159 --> 01:57:48.000
<v Speaker 5>Though it's done. They put the rhino shield on it.

2222
01:57:48.680 --> 01:57:53.000
<v Speaker 5>But the one lingering problem, he said, was the roof.

2223
01:57:54.079 --> 01:57:56.960
<v Speaker 5>They put the Rhino Shield on the roof of his slideouts,

2224
01:57:57.319 --> 01:58:01.920
<v Speaker 5>and he said they basically ruined the roof and it

2225
01:58:02.000 --> 01:58:07.159
<v Speaker 5>has to be redone. They claim when the president called

2226
01:58:07.239 --> 01:58:11.960
<v Speaker 5>in and he said the product was not meant for

2227
01:58:12.079 --> 01:58:15.720
<v Speaker 5>our vs, they explained that to him and they did

2228
01:58:15.800 --> 01:58:18.520
<v Speaker 5>it expressly without a warranty.

2229
01:58:19.760 --> 01:58:23.239
<v Speaker 6>Didn't he tell us that? Were you guys listening Kaschina?

2230
01:58:23.319 --> 01:58:23.720
<v Speaker 2>You heard it?

2231
01:58:23.880 --> 01:58:24.439
<v Speaker 9>Your dollar?

2232
01:58:24.600 --> 01:58:26.359
<v Speaker 5>Did you hear that? Did hear that?

2233
01:58:27.439 --> 01:58:27.800
<v Speaker 2>Chopper?

2234
01:58:27.840 --> 01:58:30.880
<v Speaker 5>Okay? Did you have to see what he sent to you?

2235
01:58:33.079 --> 01:58:34.199
<v Speaker 6>What the consumer said?

2236
01:58:34.319 --> 01:58:37.880
<v Speaker 5>No? Not only the consumer, we also have an EAU. Okay,

2237
01:58:37.960 --> 01:58:41.199
<v Speaker 5>hold on. The consumer sent me a twenty five year

2238
01:58:41.279 --> 01:58:42.560
<v Speaker 5>warranty with his name on it.

2239
01:58:42.760 --> 01:58:45.960
<v Speaker 15>Okay, Now look at the email that I sent you

2240
01:58:46.359 --> 01:58:49.720
<v Speaker 15>forwarded to you from a gentleman named Daniel at Rhino

2241
01:58:49.840 --> 01:58:54.840
<v Speaker 15>Shield and click on that area because that's also the

2242
01:58:54.920 --> 01:58:55.319
<v Speaker 15>warrant I.

2243
01:58:55.319 --> 01:58:58.760
<v Speaker 5>Got, the one from Phil. Now the one from Phil

2244
01:58:59.079 --> 01:59:02.520
<v Speaker 5>from Rhino Shield. Rhino Shield. Okay, it says non pro

2245
01:59:02.640 --> 01:59:04.560
<v Speaker 5>rated transferable limited warranty.

2246
01:59:04.640 --> 01:59:06.560
<v Speaker 6>I got it and it said, oh okay.

2247
01:59:06.680 --> 01:59:11.520
<v Speaker 5>Then it says here Rhino Shield ceramic coating is not

2248
01:59:11.880 --> 01:59:14.439
<v Speaker 5>warranted on mechanical or moving parts.

2249
01:59:15.079 --> 01:59:16.359
<v Speaker 6>Well, what the hell does that mean?

2250
01:59:16.520 --> 01:59:18.640
<v Speaker 5>That would mean that that doesn't roof.

2251
01:59:20.039 --> 01:59:22.720
<v Speaker 17>What would you think that that's the slide out roof?

2252
01:59:23.479 --> 01:59:23.880
<v Speaker 5>I don't know.

2253
01:59:24.000 --> 01:59:26.279
<v Speaker 22>But what about the motor home itself or not the

2254
01:59:26.319 --> 01:59:28.399
<v Speaker 22>motor home, but the ba the fifth wheel, it's it's

2255
01:59:28.399 --> 01:59:29.279
<v Speaker 22>a movable object.

2256
01:59:29.680 --> 01:59:32.159
<v Speaker 6>But it didn't No, man, I don't know.

2257
01:59:32.399 --> 01:59:36.279
<v Speaker 5>That is pretty lame. It says rhino shield ceramic coating

2258
01:59:36.399 --> 01:59:39.239
<v Speaker 5>is not warranted on mechanical. So would he say the

2259
01:59:39.279 --> 01:59:44.960
<v Speaker 5>whole fifth wheel is mechanical. I didn't see that highlighted area.

2260
01:59:45.720 --> 01:59:48.960
<v Speaker 5>Is that on his warranty as well? That highlighted area

2261
01:59:49.000 --> 01:59:51.199
<v Speaker 5>I'm going to go see because I didn't see it

2262
01:59:51.279 --> 01:59:52.600
<v Speaker 5>on his I did.

2263
01:59:52.560 --> 01:59:55.079
<v Speaker 6>Not see that on the one he sent me. So

2264
01:59:55.239 --> 02:00:00.720
<v Speaker 6>let me look at it. H Let me see, man,

2265
02:00:01.560 --> 02:00:04.800
<v Speaker 6>I don't know. I can't find it now he sent me.

2266
02:00:05.399 --> 02:00:06.279
<v Speaker 5>He sent me the.

2267
02:00:09.439 --> 02:00:13.039
<v Speaker 6>Here, it is here, it is okay, it's not Let

2268
02:00:13.079 --> 02:00:13.399
<v Speaker 6>me see.

2269
02:00:13.960 --> 02:00:17.960
<v Speaker 5>This warranty is valid only right lease, rhino shield is

2270
02:00:18.000 --> 02:00:21.159
<v Speaker 5>not warranted against wood rot water intrusion. Blah blah blah.

2271
02:00:21.520 --> 02:00:24.720
<v Speaker 5>Ronal shield is not warrant. I don't I'm trying to

2272
02:00:24.800 --> 02:00:28.159
<v Speaker 5>find the liquid part here, excuse me, the mechanical part

2273
02:00:28.279 --> 02:00:32.439
<v Speaker 5>on this one he sent us, because this has Phil's

2274
02:00:32.520 --> 02:00:37.079
<v Speaker 5>name on it, the consumer, the date, the registration number, everything,

2275
02:00:37.560 --> 02:00:40.640
<v Speaker 5>But I don't see on this one. It might be here.

2276
02:00:40.680 --> 02:00:43.119
<v Speaker 6>I'm trying to do it while I'm while I'm alive.

2277
02:00:43.199 --> 02:00:45.279
<v Speaker 5>Here, let me see physical cause of any kind of

2278
02:00:46.399 --> 02:00:48.119
<v Speaker 5>lack of propert Dreanda, No no, no, no, no no

2279
02:00:50.520 --> 02:00:53.199
<v Speaker 5>oh wait here it is is not warranted on mechanical

2280
02:00:53.319 --> 02:00:55.600
<v Speaker 5>or moving parts, so it is on this one.

2281
02:00:56.039 --> 02:00:59.920
<v Speaker 6>So how would that be interpreted? How would that be interpreted?

2282
02:01:00.760 --> 02:01:03.520
<v Speaker 5>I mean, how would it be?

2283
02:01:03.640 --> 02:01:05.439
<v Speaker 22>It would be And I don't play one on TV?

2284
02:01:05.520 --> 02:01:07.920
<v Speaker 22>But yeah, no, of course not roof is a move

2285
02:01:08.039 --> 02:01:10.680
<v Speaker 22>It's a slide out roof, so that's a moving part

2286
02:01:10.760 --> 02:01:12.680
<v Speaker 22>to me, So it's not warranted.

2287
02:01:14.439 --> 02:01:16.800
<v Speaker 5>Right And he wasn't complaining about the other parts, so

2288
02:01:17.880 --> 02:01:21.000
<v Speaker 5>he might be then yeah, that, yeah, could easily be.

2289
02:01:21.159 --> 02:01:24.640
<v Speaker 5>Now go with a sure thing Denver's Best roofer Excel

2290
02:01:24.760 --> 02:01:27.840
<v Speaker 5>roofing dot com. You don't pay a cent until you're content.

2291
02:01:31.199 --> 02:01:34.359
<v Speaker 5>Time for an insurance checkup free, no obligation. In comparison,

2292
02:01:34.520 --> 02:01:38.079
<v Speaker 5>call compass insurance paying too much your coverage at dozens

2293
02:01:38.079 --> 02:01:40.840
<v Speaker 5>of insurance companies find out now three O three, seven

2294
02:01:40.840 --> 02:01:43.159
<v Speaker 5>to seven to one help you'll think you're his only

2295
02:01:43.279 --> 02:01:45.720
<v Speaker 5>customer when you choose Frank durand the real estate man

2296
02:01:45.800 --> 02:01:49.199
<v Speaker 5>dot Com to list your home with Remax Alliance three

2297
02:01:49.279 --> 02:01:56.159
<v Speaker 5>oh three nine two zero sixteen twenty two. As you know,

2298
02:01:57.560 --> 02:01:59.680
<v Speaker 5>we had a guy call in from Rhanusha, Jim Williams

2299
02:02:00.039 --> 02:02:03.560
<v Speaker 5>ceremonta commercial there, and he said, look this thing. Does

2300
02:02:03.760 --> 02:02:06.119
<v Speaker 5>you know we did that fifth wheel? But we told

2301
02:02:06.159 --> 02:02:08.439
<v Speaker 5>the guy, look, we can't warranty this, and in the

2302
02:02:08.479 --> 02:02:12.840
<v Speaker 5>warranty there's clearly a disclaimer and and there is somewhat

2303
02:02:12.840 --> 02:02:14.760
<v Speaker 5>of a disclaimer. I want to I want to mention

2304
02:02:14.880 --> 02:02:20.840
<v Speaker 5>this first and foremost, the job was done. The question

2305
02:02:21.279 --> 02:02:24.479
<v Speaker 5>he has now, I know he nitpicked the process all

2306
02:02:24.479 --> 02:02:27.439
<v Speaker 5>the way through, but the job was done. And I

2307
02:02:27.520 --> 02:02:31.479
<v Speaker 5>want to be fair here. Rhino Shield is truly made

2308
02:02:32.039 --> 02:02:34.840
<v Speaker 5>for houses and decks and all that stuff, and it's

2309
02:02:34.960 --> 02:02:38.359
<v Speaker 5>strong as hell. Okay. I don't want to cast dispersions

2310
02:02:38.439 --> 02:02:42.680
<v Speaker 5>on this product because it did not work on a

2311
02:02:42.720 --> 02:02:46.159
<v Speaker 5>fifth wheel. I mean, let's face it, okay. I mean

2312
02:02:46.560 --> 02:02:51.000
<v Speaker 5>if he loses, if Rhino Shield loses all of their

2313
02:02:51.840 --> 02:02:54.000
<v Speaker 5>RV work, I don't think they care because that's not

2314
02:02:54.159 --> 02:02:57.720
<v Speaker 5>their market. Their market. And again I'm just trying to

2315
02:02:57.800 --> 02:03:01.640
<v Speaker 5>clarify to be fair, there, Mart is not the RV market.

2316
02:03:01.760 --> 02:03:06.079
<v Speaker 5>Their market is the housing market, the building market and.

2317
02:03:06.239 --> 02:03:06.680
<v Speaker 13>All of that.

2318
02:03:07.479 --> 02:03:11.039
<v Speaker 5>And we've never had a complaint about that aspect. Okay,

2319
02:03:11.600 --> 02:03:13.720
<v Speaker 5>and again, don't confuse it with rhino lining. That's a

2320
02:03:13.760 --> 02:03:17.239
<v Speaker 5>whole different product that does pick up beds. Now, let's

2321
02:03:17.359 --> 02:03:22.079
<v Speaker 5>talk about Phil's case with his fifth wheel. I looked

2322
02:03:22.119 --> 02:03:24.760
<v Speaker 5>at the warranty and Phil, there is a disclaimer in there,

2323
02:03:25.319 --> 02:03:27.800
<v Speaker 5>and again I don't have it in front of me.

2324
02:03:27.880 --> 02:03:29.880
<v Speaker 5>Does someone want to read that disclaimer for me? Do

2325
02:03:29.960 --> 02:03:33.399
<v Speaker 5>you have in front of you kachina or not? If not,

2326
02:03:33.600 --> 02:03:36.600
<v Speaker 5>we can find it. But basically, I think you're familiar

2327
02:03:36.680 --> 02:03:40.119
<v Speaker 5>with it, Phil, Right, sir, sir, what do you think

2328
02:03:40.159 --> 02:03:43.000
<v Speaker 5>of that? No, seriously, what do you think of that disclaimer?

2329
02:03:43.119 --> 02:03:45.720
<v Speaker 5>I mean they sent it to me, go.

2330
02:03:45.720 --> 02:03:48.319
<v Speaker 9>Ahead, They told me that mechanical because their business, as

2331
02:03:48.399 --> 02:03:51.840
<v Speaker 9>you said, is houses. Of course, they were talking about

2332
02:03:51.920 --> 02:03:54.520
<v Speaker 9>garage doors. Okay, they go up and down, so you

2333
02:03:54.640 --> 02:03:56.399
<v Speaker 9>have the rubber wiper on the side of it.

2334
02:03:56.600 --> 02:03:59.319
<v Speaker 5>But that's not the that's not what the warranty says.

2335
02:03:59.399 --> 02:04:02.439
<v Speaker 5>To be fair, that's not what the warranty says. I

2336
02:04:02.720 --> 02:04:04.600
<v Speaker 5>mean I'm not. I haven't got go ahead.

2337
02:04:04.640 --> 02:04:07.439
<v Speaker 9>I have no problem with their product. Their product, Their

2338
02:04:07.439 --> 02:04:10.800
<v Speaker 9>product works fine. Other than where they told me it

2339
02:04:10.880 --> 02:04:13.680
<v Speaker 9>was compatible with the EPDM, they just didn't prep it correctly.

2340
02:04:14.039 --> 02:04:18.319
<v Speaker 9>It blew off. When they came back out to redo

2341
02:04:18.439 --> 02:04:22.000
<v Speaker 9>it prep it correctly. They took a razor blade and

2342
02:04:22.439 --> 02:04:26.319
<v Speaker 9>cut clean through my ep d M where the piece

2343
02:04:26.359 --> 02:04:28.840
<v Speaker 9>of trim goes over the top of it, where it

2344
02:04:29.000 --> 02:04:33.159
<v Speaker 9>wraps around down the vertical part of the slide out.

2345
02:04:33.279 --> 02:04:36.920
<v Speaker 9>Now these slideouts have a move We're full timers. Both

2346
02:04:37.000 --> 02:04:38.880
<v Speaker 9>my wife and I had back surgery. We can't move

2347
02:04:38.920 --> 02:04:41.359
<v Speaker 9>off all our furniture in here to move the slides

2348
02:04:41.399 --> 02:04:44.239
<v Speaker 9>into and out. We're on blocks, we're skirted. We have

2349
02:04:44.359 --> 02:04:48.760
<v Speaker 9>semi permanent utilities. We are ensured as a manufactured home.

2350
02:04:50.760 --> 02:04:50.920
<v Speaker 14>You know.

2351
02:04:51.079 --> 02:04:52.880
<v Speaker 9>So the thing hasn't gone anywhere.

2352
02:04:52.880 --> 02:04:56.119
<v Speaker 5>It hasn't done so rhino shield ceramic coding is not

2353
02:04:56.399 --> 02:05:02.199
<v Speaker 5>warranted on mechanical and and that a mechanical or or

2354
02:05:02.399 --> 02:05:05.840
<v Speaker 5>moving parts. Now, I will tell you it's not crystal clear, Phil,

2355
02:05:05.960 --> 02:05:10.479
<v Speaker 5>it's not crystal clear. But I don't But but so

2356
02:05:10.640 --> 02:05:11.640
<v Speaker 5>what do you want to work?

2357
02:05:11.760 --> 02:05:14.000
<v Speaker 6>You but you want them to spend how much to

2358
02:05:14.119 --> 02:05:15.039
<v Speaker 6>replace that roof.

2359
02:05:17.359 --> 02:05:20.239
<v Speaker 9>The estimate I believe was somewhere around seven thousand dollars

2360
02:05:20.319 --> 02:05:21.079
<v Speaker 9>they cut the roof.

2361
02:05:21.159 --> 02:05:22.960
<v Speaker 5>And now let me tell you why that's Let me

2362
02:05:23.039 --> 02:05:25.840
<v Speaker 5>tell you why that's good news for you, because you

2363
02:05:26.000 --> 02:05:28.000
<v Speaker 5>can actually get a judge to weigh in on this

2364
02:05:28.279 --> 02:05:31.479
<v Speaker 5>and in small claims court your limits seventy five hundred.

2365
02:05:31.880 --> 02:05:34.600
<v Speaker 5>It would be a very easy thing to do because

2366
02:05:34.720 --> 02:05:37.479
<v Speaker 5>Rhino would simply say, look, we're not made for this,

2367
02:05:38.039 --> 02:05:40.840
<v Speaker 5>that's why we have the disclaimer, and the judge would

2368
02:05:40.920 --> 02:05:42.680
<v Speaker 5>rule on it. But it won't It'll cost you like

2369
02:05:42.760 --> 02:05:45.720
<v Speaker 5>fifty bucks to have it done. They're a reputable company.

2370
02:05:45.760 --> 02:05:49.039
<v Speaker 5>They're not going to dodge service do a small claims court.

2371
02:05:53.600 --> 02:05:54.960
<v Speaker 5>I mean really, where where? What?

2372
02:05:55.399 --> 02:05:55.560
<v Speaker 8>Where?

2373
02:05:55.600 --> 02:05:55.800
<v Speaker 23>Where?

2374
02:05:55.920 --> 02:05:58.319
<v Speaker 5>Where are you set up? You live around here?

2375
02:05:58.439 --> 02:05:58.560
<v Speaker 10>Right?

2376
02:06:00.279 --> 02:06:00.479
<v Speaker 2>Yeah?

2377
02:06:01.560 --> 02:06:02.720
<v Speaker 5>Well what would be wrong with that?

2378
02:06:03.720 --> 02:06:06.279
<v Speaker 9>Between Watkins and Bennett, what would be wrong with that?

2379
02:06:07.920 --> 02:06:08.079
<v Speaker 8>Well?

2380
02:06:08.119 --> 02:06:10.039
<v Speaker 9>I was looking for advice for an attorney. I mean

2381
02:06:10.079 --> 02:06:11.359
<v Speaker 9>as far as why would.

2382
02:06:11.199 --> 02:06:16.039
<v Speaker 5>You need an attorney for small claims court? If you

2383
02:06:16.159 --> 02:06:19.239
<v Speaker 5>can fix this, if you can fix this for seven grand,

2384
02:06:20.000 --> 02:06:21.399
<v Speaker 5>why would you want Do you know what it would

2385
02:06:21.399 --> 02:06:23.479
<v Speaker 5>take to go to court? What do you think minimum?

2386
02:06:23.680 --> 02:06:25.399
<v Speaker 5>I know this because I've been in court so many

2387
02:06:25.840 --> 02:06:30.399
<v Speaker 5>twenty five grand okay, and then what do you look, Look,

2388
02:06:30.600 --> 02:06:32.960
<v Speaker 5>if you can do this in small claims court, have

2389
02:06:33.079 --> 02:06:36.600
<v Speaker 5>a judge declare whether that warranty, whether they should fix

2390
02:06:36.640 --> 02:06:41.960
<v Speaker 5>your roof or not. Okay, I mean to me, that's

2391
02:06:42.039 --> 02:06:44.840
<v Speaker 5>the smartest way to do it, because there is some

2392
02:06:45.000 --> 02:06:49.560
<v Speaker 5>ambiguity here. Okay. And again, I mean, he wasn't totally

2393
02:06:49.600 --> 02:06:52.600
<v Speaker 5>wrong when he said, look, we disclaim that. So I

2394
02:06:52.800 --> 02:06:54.840
<v Speaker 5>just look, and I had to put that out there, Phil,

2395
02:06:54.920 --> 02:06:58.640
<v Speaker 5>I had to put that out there. I don't think what.

2396
02:07:00.439 --> 02:07:03.479
<v Speaker 9>I'm sorry, disclaim what you said. He had the disclaim it.

2397
02:07:04.359 --> 02:07:07.239
<v Speaker 5>That's why he did. That's why he pointed out the

2398
02:07:07.359 --> 02:07:10.479
<v Speaker 5>disclaimer and the warranty, the one that says it doesn't

2399
02:07:10.520 --> 02:07:15.239
<v Speaker 5>warranty mechanical or moving parts. And anyone could argue that

2400
02:07:15.359 --> 02:07:19.920
<v Speaker 5>the whole fifth wheel's moving. Look, look, I know, I

2401
02:07:20.000 --> 02:07:23.279
<v Speaker 5>know that's not that. Your argument is this. Your argument

2402
02:07:23.399 --> 02:07:26.479
<v Speaker 5>is this, you never got the benefit, whether they warrant

2403
02:07:26.520 --> 02:07:28.319
<v Speaker 5>you or not. They shouldn't have cut it when they

2404
02:07:28.399 --> 02:07:30.920
<v Speaker 5>were trying to do it. That is what you need

2405
02:07:31.000 --> 02:07:34.279
<v Speaker 5>a judge to look at. You really do, Yeah, okay,

2406
02:07:34.399 --> 02:07:36.720
<v Speaker 5>And I want you to keep me informed three oh

2407
02:07:36.760 --> 02:07:39.000
<v Speaker 5>three seven one three talk seven one three eight two

2408
02:07:39.119 --> 02:07:44.359
<v Speaker 5>five five Dimitri quickly here, Josh sand of aal somebody said,

2409
02:07:44.520 --> 02:07:46.640
<v Speaker 5>and a few people have texted me and that he's

2410
02:07:46.720 --> 02:07:49.560
<v Speaker 5>on social media where he people give him money and

2411
02:07:49.680 --> 02:07:53.039
<v Speaker 5>he doesn't come through, and he takes money up front,

2412
02:07:53.279 --> 02:07:56.479
<v Speaker 5>and he's using someone else's contract and he doesn't even

2413
02:07:56.560 --> 02:07:59.000
<v Speaker 5>work there according to the construction company.

2414
02:08:00.800 --> 02:08:00.960
<v Speaker 24>Right.

2415
02:08:01.159 --> 02:08:04.399
<v Speaker 20>So I researched this, yes, and I have a copy

2416
02:08:04.439 --> 02:08:07.239
<v Speaker 20>of the contract that he signed with Guillermo, and there

2417
02:08:07.279 --> 02:08:11.119
<v Speaker 20>are a couple of discrepancies here. So he is using

2418
02:08:11.199 --> 02:08:14.359
<v Speaker 20>a construction a contract with a logo in the address

2419
02:08:14.920 --> 02:08:15.840
<v Speaker 20>of the wrong company.

2420
02:08:16.000 --> 02:08:16.680
<v Speaker 5>One company.

2421
02:08:17.039 --> 02:08:21.560
<v Speaker 20>Well, I called that company and I spoke with Brian,

2422
02:08:21.640 --> 02:08:24.239
<v Speaker 20>the owner of that He said that mister Sandoval and

2423
02:08:24.359 --> 02:08:27.800
<v Speaker 20>Brian had, years ago, according to him, been involved in

2424
02:08:27.840 --> 02:08:30.199
<v Speaker 20>a business deal where mister Sandival would go out get

2425
02:08:30.239 --> 02:08:32.319
<v Speaker 20>roofing jobs, they would do them, and then they would

2426
02:08:32.319 --> 02:08:37.479
<v Speaker 20>split the profits. However, according to Brian, mister Sandoval kept

2427
02:08:37.520 --> 02:08:40.119
<v Speaker 20>the contracts for himself. So now it looks to me

2428
02:08:40.399 --> 02:08:44.199
<v Speaker 20>like he's using the contract that was preprinted by Brian. However,

2429
02:08:45.000 --> 02:08:48.199
<v Speaker 20>and I think this is mister Sandival's Achilles heel. He

2430
02:08:48.359 --> 02:08:53.520
<v Speaker 20>had them overprinted with three h three Roofing and Construction LLC.

2431
02:08:54.039 --> 02:08:56.640
<v Speaker 20>It's important to know and you'll know why in a moment.

2432
02:08:57.039 --> 02:09:00.279
<v Speaker 20>The end is an ampersand there is yet an another

2433
02:09:00.399 --> 02:09:03.039
<v Speaker 20>company out there where instead of the ampersand it spelled

2434
02:09:03.079 --> 02:09:07.000
<v Speaker 20>out A and D. However, the important part is that

2435
02:09:07.119 --> 02:09:10.119
<v Speaker 20>mister Sandival did call me, and he also emailed me,

2436
02:09:11.159 --> 02:09:15.239
<v Speaker 20>and he agrees that he needs to refund Guillermo's five

2437
02:09:15.279 --> 02:09:19.319
<v Speaker 20>thousand dollars. To that end, he had sent him a check,

2438
02:09:19.560 --> 02:09:22.520
<v Speaker 20>a cashier's check for five hundred dollars, which GHEMO acknowledge

2439
02:09:22.600 --> 02:09:26.199
<v Speaker 20>is having received and cashed. And mister Sandoval intends to

2440
02:09:26.399 --> 02:09:31.760
<v Speaker 20>continue to repay Guermo in five hundred dollars payments twice

2441
02:09:31.760 --> 02:09:37.239
<v Speaker 20>a month until the balance of the fore left. Yes,

2442
02:09:37.399 --> 02:09:39.479
<v Speaker 20>so he did put in a writing. He sent me

2443
02:09:39.560 --> 02:09:41.720
<v Speaker 20>an email to that end, which I forwarded to you,

2444
02:09:41.840 --> 02:09:44.159
<v Speaker 20>and I also sent it to Guermo so that he can.

2445
02:09:44.319 --> 02:09:47.119
<v Speaker 6>Let's says, what about the other people who have texted

2446
02:09:47.159 --> 02:09:47.560
<v Speaker 6>and called?

2447
02:09:47.760 --> 02:09:48.720
<v Speaker 5>Did he deny that?

2448
02:09:48.960 --> 02:09:49.159
<v Speaker 2>Well?

2449
02:09:49.520 --> 02:09:54.239
<v Speaker 20>I the other case that mister Sandoval had discussed with

2450
02:09:54.359 --> 02:09:58.119
<v Speaker 20>me without my knowledge, apparently we had another call. This

2451
02:09:58.239 --> 02:10:01.640
<v Speaker 20>is prior to my involvement from missus Pacheco. I believe yeah,

2452
02:10:02.199 --> 02:10:07.199
<v Speaker 20>And he insisted in explaining that case to me as well. Well,

2453
02:10:07.319 --> 02:10:11.399
<v Speaker 20>similar deal, and he's refunding missus Pacheco's money five hundred

2454
02:10:11.439 --> 02:10:12.439
<v Speaker 20>dollars every other week.

2455
02:10:12.600 --> 02:10:16.199
<v Speaker 5>Right, Well, you know what, at least the guy is trying. Yeah,

2456
02:10:16.560 --> 02:10:20.079
<v Speaker 5>unlike who oh, unlike.

2457
02:10:20.199 --> 02:10:23.600
<v Speaker 20>Just Justin Garca Garcia.

2458
02:10:23.359 --> 02:10:25.359
<v Speaker 5>Who stole sixty two thousand dollars.

2459
02:10:25.640 --> 02:10:28.399
<v Speaker 20>And it is a crook from an old lady who's

2460
02:10:28.479 --> 02:10:30.199
<v Speaker 20>broke alone and scared.

2461
02:10:30.439 --> 02:10:32.359
<v Speaker 6>We have more coming right up, I gotta take the.

2462
02:10:34.840 --> 02:10:38.760
<v Speaker 5>Hi Tom Martino here, don't forget K and H Home Solutions.

2463
02:10:38.840 --> 02:10:43.319
<v Speaker 5>The promo code Martino ten twenty two. Through tomorrow, you

2464
02:10:43.439 --> 02:10:47.840
<v Speaker 5>can call and get a free upgrade to triple Paane windows.

2465
02:10:47.880 --> 02:10:49.800
<v Speaker 5>If you're buying windows, or if you're buying siding, they're

2466
02:10:49.840 --> 02:10:54.800
<v Speaker 5>going to do that insulated vapor barrier with it's our six.

2467
02:10:55.119 --> 02:10:59.359
<v Speaker 5>That's great. Okay. I'm getting a lot of texts about

2468
02:10:59.399 --> 02:11:04.760
<v Speaker 5>this about my financial services company, who are registered financial advisor,

2469
02:11:05.199 --> 02:11:09.479
<v Speaker 5>Wave eight Wealth Management. The website is invest with Martino

2470
02:11:09.520 --> 02:11:12.039
<v Speaker 5>dot com. Now let me just explain this. Someone said, Tom,

2471
02:11:12.640 --> 02:11:14.880
<v Speaker 5>how do you reconcile this if you have people that

2472
02:11:14.960 --> 02:11:20.520
<v Speaker 5>you're advertising, like Joe Cano, who do fixed indextinuities. Okay,

2473
02:11:20.880 --> 02:11:23.800
<v Speaker 5>here's how I do that. There is no one investment

2474
02:11:23.920 --> 02:11:26.840
<v Speaker 5>that should be everything to everyone, not vest Era turnkey

2475
02:11:26.960 --> 02:11:31.760
<v Speaker 5>for real estate, not fixed indextnuities, nothing. There's no one

2476
02:11:31.840 --> 02:11:36.960
<v Speaker 5>investment that everyone should be in or everyone should be out. Okay.

2477
02:11:38.399 --> 02:11:43.760
<v Speaker 5>True investments have quality, and true investments have purpose, and

2478
02:11:43.840 --> 02:11:48.159
<v Speaker 5>they have roles in your life at different times in

2479
02:11:48.319 --> 02:11:49.439
<v Speaker 5>your life. Okay.

2480
02:11:50.079 --> 02:11:53.560
<v Speaker 6>In fact, I am working with Joe Cannell.

2481
02:11:53.600 --> 02:11:56.199
<v Speaker 5>I would make references if people need part of their

2482
02:11:56.279 --> 02:11:59.560
<v Speaker 5>money in a fixed index aninuity, I would make references

2483
02:12:00.039 --> 02:12:04.159
<v Speaker 5>in VESTERI turnkey. In fact, we're putting together funds for

2484
02:12:04.359 --> 02:12:07.239
<v Speaker 5>people who don't have enough money to do the whole

2485
02:12:07.319 --> 02:12:09.000
<v Speaker 5>thing with this the era, but they want to take

2486
02:12:09.079 --> 02:12:12.239
<v Speaker 5>part in that to make that return. So we're putting

2487
02:12:12.319 --> 02:12:16.920
<v Speaker 5>together LLCs that can own that with us together as

2488
02:12:16.960 --> 02:12:20.159
<v Speaker 5>a group. So what I'm doing is different. But here

2489
02:12:20.319 --> 02:12:24.159
<v Speaker 5>is the main part. I founded it for myself six

2490
02:12:24.239 --> 02:12:27.039
<v Speaker 5>years ago and tracked all of our performance for me.

2491
02:12:27.439 --> 02:12:29.640
<v Speaker 5>I hired people to do my money. Why because I

2492
02:12:29.840 --> 02:12:33.680
<v Speaker 5>found out something about the industry. And really I'm not

2493
02:12:33.840 --> 02:12:38.960
<v Speaker 5>saying they're bad. But most financial advisors they gather people,

2494
02:12:39.520 --> 02:12:43.720
<v Speaker 5>shake their hands, do questionnaires, and then place the money

2495
02:12:43.760 --> 02:12:46.880
<v Speaker 5>with a broker dealer or a bigger financial advisor. They

2496
02:12:47.079 --> 02:12:51.119
<v Speaker 5>don't really do the investing or the planning for them.

2497
02:12:51.199 --> 02:12:55.039
<v Speaker 5>They don't do it, okay, and they're middlemen and they

2498
02:12:55.119 --> 02:12:58.359
<v Speaker 5>make a spread. Now again, I'm not saying it's bad.

2499
02:12:58.399 --> 02:13:00.479
<v Speaker 5>If you like it, you can like that. But my

2500
02:13:00.720 --> 02:13:03.479
<v Speaker 5>pledge is that one hundred percent of my money would

2501
02:13:03.520 --> 02:13:06.199
<v Speaker 5>be with yours, and that I don't pawn off your

2502
02:13:06.239 --> 02:13:09.920
<v Speaker 5>portfolio to a broker dealer to make the investment decisions.

2503
02:13:10.239 --> 02:13:12.920
<v Speaker 5>I take an active role we all do in your

2504
02:13:13.000 --> 02:13:16.079
<v Speaker 5>wealth building goals, and we limit our growth and expansion

2505
02:13:16.239 --> 02:13:19.720
<v Speaker 5>in order to give individual attention to your objectives and

2506
02:13:19.800 --> 02:13:23.119
<v Speaker 5>goals and desires. That's it, Okay. I'm the founder, I'm

2507
02:13:23.159 --> 02:13:26.439
<v Speaker 5>a client, and yes I will make money from the company.

2508
02:13:26.520 --> 02:13:28.359
<v Speaker 5>Well you hope I do, right, That's why I have it.

2509
02:13:28.880 --> 02:13:31.239
<v Speaker 5>That's what I wanted to say. I am not putting

2510
02:13:31.359 --> 02:13:34.239
<v Speaker 5>down any other investment. Well there's one I put down.

2511
02:13:34.319 --> 02:13:37.760
<v Speaker 5>It's not an investment. That's time shares. Never okay. By

2512
02:13:37.800 --> 02:13:39.439
<v Speaker 5>the way, So if you want to get a hold

2513
02:13:39.439 --> 02:13:41.319
<v Speaker 5>of us, it's three oh three seven seven to one

2514
02:13:41.800 --> 02:13:47.880
<v Speaker 5>help seven seven one four three five seven or invest

2515
02:13:48.640 --> 02:13:51.880
<v Speaker 5>with Martino dot com. And again it is now official

2516
02:13:51.920 --> 02:13:54.359
<v Speaker 5>and we are registered with the Securities Division with the

2517
02:13:54.399 --> 02:13:58.880
<v Speaker 5>State of Colorado. Now, as far as these other things,

2518
02:13:59.159 --> 02:14:02.640
<v Speaker 5>whenever there's an obscure or like like with this with

2519
02:14:02.800 --> 02:14:07.439
<v Speaker 5>this rhino shield, okay, if there's nothing clear cut about it,

2520
02:14:07.800 --> 02:14:10.960
<v Speaker 5>if you can't discern whether or not that warranty is

2521
02:14:11.000 --> 02:14:13.680
<v Speaker 5>in effect, there's nothing wrong with small claims court. I

2522
02:14:13.720 --> 02:14:16.479
<v Speaker 5>think a judge needs to look at stuff like this. Again,

2523
02:14:16.880 --> 02:14:18.800
<v Speaker 5>he was very clear. He was mad at me for

2524
02:14:18.920 --> 02:14:20.840
<v Speaker 5>discussing it. I don't think he should be angry with

2525
02:14:20.920 --> 02:14:23.399
<v Speaker 5>me for discussing it. We discuss everything, and I don't

2526
02:14:23.520 --> 02:14:28.359
<v Speaker 5>like that. But he was clear. And they don't advertise

2527
02:14:28.439 --> 02:14:31.840
<v Speaker 5>for vehicles. It is very clear that their business model

2528
02:14:31.920 --> 02:14:34.399
<v Speaker 5>is to advertise for buildings and houses and all of that.

2529
02:14:35.159 --> 02:14:38.159
<v Speaker 5>Then on the other thing, that Sandoval thing, that guy

2530
02:14:38.399 --> 02:14:41.399
<v Speaker 5>at least is making an effort to return money that roofer.

2531
02:14:41.840 --> 02:14:45.000
<v Speaker 5>Now why he's using other people's contracts, that's another story,

2532
02:14:45.359 --> 02:14:47.159
<v Speaker 5>all right. And then I want to end by just saying,

2533
02:14:47.199 --> 02:14:51.880
<v Speaker 5>don't forget Khwindows dot Com promo code Martino ten twenty two,

2534
02:14:52.479 --> 02:14:56.399
<v Speaker 5>and remember, folks, three oh three Martino, Save all your problems.

2535
02:14:56.159 --> 02:14:56.399
<v Speaker 2>For me

2536
02:15:00.279 --> 02:15:00.600
<v Speaker 13>At