WEBVTT 1 00:00:02.160 --> 00:00:02.600 D Y. 2 00:00:03.279 --> 00:00:06.000 I'm bas Boston Radio. 3 00:00:07.160 --> 00:00:09.800 All right, we have one caller hanging over from last hour. 4 00:00:09.839 --> 00:00:11.599 I want to talk about soci security. We will talk 5 00:00:11.640 --> 00:00:15.640 tomorrow night with Jim Roosevelt, attorney James Roosevelt, who is 6 00:00:15.679 --> 00:00:20.440 a fixture here in New England, and he, of course 7 00:00:20.559 --> 00:00:22.399 is the well you may not know that he's a 8 00:00:22.440 --> 00:00:24.960 grandson of Franklin, Ellen and Roosevelt. So if you want 9 00:00:24.960 --> 00:00:27.399 to keep this conversation going, fine, If not, we're going 10 00:00:27.480 --> 00:00:29.480 to move on right after Jack down on the cave. 11 00:00:29.559 --> 00:00:30.480 Hi Jack, Thanks for. 12 00:00:30.399 --> 00:00:32.240 Calling in, Hey Dan. 13 00:00:33.119 --> 00:00:39.240 Over the years, I have sensed that the argument against 14 00:00:39.520 --> 00:00:47.240 Social Security by the financial gurus call him if you will, yes, 15 00:00:47.439 --> 00:00:53.159 was that if everyone's had put their Social Security contributions 16 00:00:53.200 --> 00:00:57.320 into an indexed fund or some type of a managed 17 00:00:57.960 --> 00:01:02.320 correct market, you'd be much better off than you are 18 00:01:02.359 --> 00:01:05.359 today waiting for that check to come in the mail. 19 00:01:05.879 --> 00:01:12.319 That's correct, which is yeah. And so in light of that, 20 00:01:13.879 --> 00:01:19.760 I want to bring up a Treasury Secretary John Snow 21 00:01:20.280 --> 00:01:25.680 under the Bush administration GW he brought out an idea 22 00:01:25.799 --> 00:01:31.239 I thought deserved immense focus, and that was that for 23 00:01:31.319 --> 00:01:39.640 every child born in the United States, that the government 24 00:01:39.680 --> 00:01:45.719 would put two thousand dollars per year into that individual's 25 00:01:45.879 --> 00:01:50.079 account up until the age of eighteen and would stop, 26 00:01:51.120 --> 00:01:56.879 and that economic little fund would grow as our economy 27 00:01:56.920 --> 00:02:00.760 grows and prospers over the decades, and that at the 28 00:02:00.799 --> 00:02:04.000 time that that individual would retire, let's say at sixty five, 29 00:02:04.719 --> 00:02:09.439 that fund would be worth over a million dollars using 30 00:02:09.639 --> 00:02:16.960 past historical performances. That's correct, And I think what we're 31 00:02:17.000 --> 00:02:20.919 really looking at here, I think is the lack of 32 00:02:21.000 --> 00:02:26.719 financial literacy. You know, Dan, the financial markets and the 33 00:02:26.759 --> 00:02:31.759 machine that we all serve and live under is so 34 00:02:31.960 --> 00:02:36.360 complex and so sophisticated that the financial literacy to be 35 00:02:36.400 --> 00:02:39.680 able to navigate one's life through this world that we're 36 00:02:39.680 --> 00:02:45.479 living in. It really needs to be addressed. And we 37 00:02:45.520 --> 00:02:48.080 need to everyone needs a crash course on what's happening. 38 00:02:48.639 --> 00:02:51.840 And you know, we're all sort of living under the 39 00:02:51.879 --> 00:02:56.080 age old economic models of the past, but obviously we're 40 00:02:56.199 --> 00:03:03.199 entering a new economic era. The crypto financial inventiveness that's 41 00:03:03.280 --> 00:03:05.919 going on, I think that needs to be looked at, 42 00:03:05.919 --> 00:03:07.960 and I think the young people coming up are definitely 43 00:03:08.000 --> 00:03:14.919 going to be looking at that. So I just to 44 00:03:15.159 --> 00:03:20.360 kind of encapsulate my argument is that the entire financial model, 45 00:03:22.199 --> 00:03:25.080 top to bottom, beginning to end. A DIZA needs to 46 00:03:25.159 --> 00:03:31.039 be rehashed and reconfigured for the future, or we are 47 00:03:31.080 --> 00:03:34.400 going to end up in a dystopian future that you 48 00:03:34.560 --> 00:03:37.560 brought that you brought them with one of your earlier guests, 49 00:03:38.000 --> 00:03:41.000 and I am glad that you do that. I find 50 00:03:41.120 --> 00:03:44.800 very few people are even remotely aware of what the 51 00:03:44.840 --> 00:03:50.840 future of work money when we when Elon I, I've 52 00:03:50.840 --> 00:03:54.199 got a pdf. I'll try to send you. Uh it 53 00:03:54.400 --> 00:03:58.479 just recently came out, but Elon is it's a compilation 54 00:03:58.599 --> 00:04:04.479 of about intelligent AI driven robotics. Oh and so by 55 00:04:04.520 --> 00:04:08.080 twenty forty, Elon Musk estimates we're going to have ten 56 00:04:08.280 --> 00:04:14.080 billion robots that are all connected with AI and their 57 00:04:14.120 --> 00:04:16.480 dexterity their abilities. 58 00:04:16.720 --> 00:04:19.759 Well, again, that's what kind of takes me down another 59 00:04:19.839 --> 00:04:24.439 path here, Jack, and I appreciate that obviously things are changing, 60 00:04:24.800 --> 00:04:26.800 but I want to go back to your point. I 61 00:04:26.839 --> 00:04:29.000 want to go back to your original point, and that 62 00:04:29.199 --> 00:04:32.879 is that for many, many years, people said, hey, give 63 00:04:32.920 --> 00:04:35.600 people the option put their money in a private account, 64 00:04:35.839 --> 00:04:38.160 and they'll do better in a private account, put in 65 00:04:38.560 --> 00:04:41.720 some sort of IRA money fund or something like that. 66 00:04:41.879 --> 00:04:45.759 But the problem is if you opt if you had 67 00:04:45.759 --> 00:04:48.439 these people opt out of the system, and if those 68 00:04:48.480 --> 00:04:52.959 markets crashed at some point the government said, well, how 69 00:04:52.959 --> 00:04:55.720 are we going to take care of those people? So look, 70 00:04:56.759 --> 00:04:59.040 all of us who have worked, let me finish jack 71 00:04:59.079 --> 00:05:01.240 if you don't mind. All of us who have worked 72 00:05:01.279 --> 00:05:05.639 a long time have put hundreds of thousands of dollars, 73 00:05:06.240 --> 00:05:10.160 hundreds of thousands of dollars into Social Security and have 74 00:05:10.279 --> 00:05:15.240 put a lot of money also, not quite as much. 75 00:05:15.279 --> 00:05:18.439 I'm looking at my numbers right now, about half a 76 00:05:18.519 --> 00:05:21.560 couple of hundred thousand dollars in Medicare. So I've paid 77 00:05:21.600 --> 00:05:24.279 a lot of Social Security taxes in Medicare taxes. It's 78 00:05:24.319 --> 00:05:26.879 going to take me some time to recoup that money. 79 00:05:28.160 --> 00:05:31.480 But you know, it's it's kind of part of the 80 00:05:31.519 --> 00:05:35.920 social contract. And I wished I had an opportunity to 81 00:05:36.079 --> 00:05:39.959 have probably invested my own money personally from the age 82 00:05:40.000 --> 00:05:42.360 of twenty one when I started to earn money, or 83 00:05:42.480 --> 00:05:44.439 age of twenty two or twenty three when I really 84 00:05:44.480 --> 00:05:48.399 started to earn money. But that option wasn't there. And 85 00:05:48.720 --> 00:05:50.920 that's the system we have. Now. Let's see if they 86 00:05:50.920 --> 00:05:52.519 can clean it up, Let's see if they can make 87 00:05:52.560 --> 00:05:56.160 it more effective. More efficient, and in terms of the 88 00:05:56.160 --> 00:05:59.759 whole question about twelve billion, twelve million robots or whatever, 89 00:06:00.279 --> 00:06:02.120 I'm not even sure I want to be around for that, 90 00:06:02.439 --> 00:06:10.240 be honest. I mean really, I remember. I'm old enough 91 00:06:10.279 --> 00:06:15.040 to remember the Jetsons, one of the cartoons from the sixties, 92 00:06:15.279 --> 00:06:18.040 and they had people driving to work in flying cars, 93 00:06:18.240 --> 00:06:20.720 and they were people futurists at the time said, well, 94 00:06:20.759 --> 00:06:23.839 by the nineteen nineties, we won't have to drive on roads. 95 00:06:23.879 --> 00:06:27.800 We'll have cars that fly through the air. Didn't quite happen. 96 00:06:28.480 --> 00:06:30.160 You know, I believe it when I say. 97 00:06:30.000 --> 00:06:32.560 It, It is happening. 98 00:06:34.399 --> 00:06:34.720 You can. 99 00:06:34.879 --> 00:06:37.920 They have drones powerful enough to lift a person and 100 00:06:37.959 --> 00:06:39.560 take them where they want to go. Check it out. 101 00:06:40.399 --> 00:06:41.639 It's they happen. 102 00:06:41.720 --> 00:06:43.560 It's now, and there's so much. 103 00:06:43.800 --> 00:06:48.240 Well, when they start lifting people in drones and flying them, 104 00:06:48.399 --> 00:06:51.720 you know, communing distances, let's say from the Cape to Boston, 105 00:06:51.879 --> 00:06:56.160 and they are doing that, let me know. Okay, Oh, 106 00:06:56.279 --> 00:06:58.600 they're having trouble figuring out how they get a drone 107 00:06:58.639 --> 00:07:02.519 to carry a package that wastes five pounds, never mind 108 00:07:02.560 --> 00:07:04.680 someone that weighs one hundred and fifty or one hundred 109 00:07:04.720 --> 00:07:07.720 and eighty or two hundred pounds. Uh, never I've driven 110 00:07:07.759 --> 00:07:11.639 in one of those those of driverless cars. I was 111 00:07:11.639 --> 00:07:15.639 in San Francisco in January and my daughter insisted that 112 00:07:15.759 --> 00:07:18.079 she and her husband and I get in the car. 113 00:07:18.199 --> 00:07:21.360 I had a ball. I kept asking them. I played 114 00:07:21.360 --> 00:07:24.199 the role of the dumb dumb old guy said where's 115 00:07:24.199 --> 00:07:27.439 the driver? And you know, my daughter said, Dad, we're 116 00:07:27.439 --> 00:07:29.759 in a car without a driver. I said, really, really, 117 00:07:31.600 --> 00:07:34.480 you know, it was no big deal. It was no 118 00:07:34.560 --> 00:07:36.800 big deal. I could see that. But when we have 119 00:07:37.279 --> 00:07:41.439 a three hundred thousand non driverless cars, I should say 120 00:07:41.480 --> 00:07:43.480 on the road in the major American cities, let's see 121 00:07:43.519 --> 00:07:44.279 how that works out. 122 00:07:45.279 --> 00:07:49.240 It'll work out better. Actually, because they're all being community still, 123 00:07:49.279 --> 00:07:50.319 all be in touch with it. 124 00:07:50.560 --> 00:07:52.680 We just we just had we just had a plane 125 00:07:53.120 --> 00:07:56.879 and a helicopter collide going into Reagan Airport in sixty eight. 126 00:07:57.160 --> 00:07:59.839 Sixty seven people are dead as a result. I have 127 00:08:00.120 --> 00:08:02.759 a lot of this stuff that you do. Okay, that's 128 00:08:02.759 --> 00:08:03.680 all you might be right. 129 00:08:04.600 --> 00:08:06.519 I've looked at that a lot, and a I would 130 00:08:06.560 --> 00:08:10.800 have totally picked that up. A I would have been 131 00:08:10.800 --> 00:08:14.480 on that in me instantly. Never would have happened if 132 00:08:14.519 --> 00:08:18.319 they But here we have human controllers trying with their 133 00:08:18.319 --> 00:08:21.439 eyes to see the blinking lights of this plane in 134 00:08:21.439 --> 00:08:24.480 that plane and looking through you know, okay, I would 135 00:08:24.480 --> 00:08:26.000 have would. 136 00:08:25.759 --> 00:08:26.079 Have been on. 137 00:08:26.240 --> 00:08:28.079 I don't think those I don't think they will looking 138 00:08:28.120 --> 00:08:31.639 through binoculars at at nine o'clock at night. Right. 139 00:08:31.680 --> 00:08:32.639 Well, I'm just. 140 00:08:32.840 --> 00:08:35.159 If they should have they should have been they should 141 00:08:35.159 --> 00:08:39.480 have had night scopes if they were. But look whatever, 142 00:08:40.639 --> 00:08:43.679 ye Jack, Jack, I gotta go. I gotta look at you. 143 00:08:43.759 --> 00:08:46.399 Held all a long time and I've given you eight minutes. 144 00:08:46.440 --> 00:08:48.320 I gotta keep rolling here because if they don't, I'm 145 00:08:48.320 --> 00:08:50.440 going to get fired and then I'll they'll have a 146 00:08:50.519 --> 00:08:53.080 robot who will replace me as a talk show host. 147 00:08:53.159 --> 00:08:57.240 And the robot will say we will be back in 148 00:08:57.399 --> 00:08:58.759 a couple of minutes. 149 00:08:59.240 --> 00:09:05.960 After the brief messages. If you get more, okay, begs Jack, 150 00:09:06.919 --> 00:09:09.360 fact to you soon, good night. I will stick with this. 151 00:09:09.399 --> 00:09:12.000 I got san Die, Connecticut, Nancy and Peabody. I'll be 152 00:09:12.039 --> 00:09:13.559 more than happy to take this at the bottom of 153 00:09:13.600 --> 00:09:15.240 the hour, maybe a little longer. I do have one 154 00:09:15.279 --> 00:09:17.840 other topic I need to get to tonight, and I 155 00:09:17.919 --> 00:09:20.519 promise I will no later than eleven o'clock. We'll be 156 00:09:20.559 --> 00:09:21.879 back on Nightside right after. 157 00:09:21.720 --> 00:09:27.639 This it's Night Side with Boston's News Radio. 158 00:09:28.679 --> 00:09:31.960 By the way, not every executive order that Donald Trump 159 00:09:32.000 --> 00:09:37.279 has signed I want to criticize. He signed one today 160 00:09:37.919 --> 00:09:42.200 with Kid Rock in the Oval Office and the protecting 161 00:09:42.279 --> 00:09:47.120 Fans from exploitative ticket scalping and reforming the US Live 162 00:09:47.240 --> 00:09:50.440 Entertainment ticketing Industry. Trump signed the directive in the Oval 163 00:09:50.480 --> 00:09:53.399 Office with singer Kid Rock standing next to him in 164 00:09:53.440 --> 00:09:57.039 a patriotic American flag themed outfit. Kid Rock said ticket 165 00:09:57.080 --> 00:10:01.240 scalpers use of bots to buy large numbers of tickets 166 00:10:01.240 --> 00:10:03.639 at face value and then selling them for a profit 167 00:10:03.799 --> 00:10:06.759 is a big problem in the industry. I want the 168 00:10:06.799 --> 00:10:09.519 fans to have fair ticket prices, Kid Rock said, adding 169 00:10:09.559 --> 00:10:14.000 that legislation was eventually needed to cap ticket prices. The 170 00:10:14.159 --> 00:10:18.320 ordered direct's Treasury Secretary Scott Bessett and US Attorney General 171 00:10:18.440 --> 00:10:22.200 Pambondi to ensure that ticket scalpers are in full compliance 172 00:10:22.240 --> 00:10:26.080 with the tax Collecting Internal Revenue Service and other applicable law. 173 00:10:26.440 --> 00:10:28.720 A White House fact sheet said. It also orders the 174 00:10:28.720 --> 00:10:31.559 Federal Trade Commission to work with the US Attorney to 175 00:10:31.720 --> 00:10:36.320 ensure the competition laws are appropriately enforced in the concert 176 00:10:36.399 --> 00:10:41.039 and entertainment industry. According to a fact sheet. The Justice 177 00:10:41.039 --> 00:10:44.600 Department and dozens of state attorneys general sued Live Nation 178 00:10:44.879 --> 00:10:49.080 Entertainment and its ticket scalping unit ticketmax Master last year 179 00:10:49.559 --> 00:10:53.120 for allegedly monopolizing markets across the live concert industry in 180 00:10:53.200 --> 00:10:57.960 ways that hurts artists and fans Inuary. In January, US 181 00:10:58.039 --> 00:11:01.279 senators and saled Live Nation Entertainment lack of transparency and 182 00:11:01.320 --> 00:11:04.960 inability to block bought purchases of tickets, and a hearing 183 00:11:05.000 --> 00:11:07.960 call there for a major fiasco involving ticket sales for 184 00:11:08.039 --> 00:11:13.919 a tailor Swift concert tour. Anyway, Ticketmaster, which has been 185 00:11:14.000 --> 00:11:16.840 unpopular with fans for years, drew fresh heat from US 186 00:11:16.919 --> 00:11:20.360 lawmakers over Howard handled ticket sales last fall for Swift's 187 00:11:20.480 --> 00:11:23.919 errors tour, her first in five years. Experts say Ticketmaster 188 00:11:24.000 --> 00:11:27.399 commands more than a seventy percent market share of primary 189 00:11:27.399 --> 00:11:31.720 ticket services from major US concert venues. The fact sheets 190 00:11:31.759 --> 00:11:36.039 singled out bought sales in particular. So that's something that 191 00:11:36.159 --> 00:11:38.799 I think most of us can agree with the President's side. 192 00:11:38.840 --> 00:11:41.919 A good executive order. Let me go to Sandy in Connecticut. Sandy, 193 00:11:41.960 --> 00:11:43.960 you are next on nightside. Welcome Hi, Sandy. 194 00:11:44.000 --> 00:11:45.720 How are you fire? 195 00:11:45.679 --> 00:11:51.960 A pretty good man? Interesting topic? Always makes me think 196 00:11:52.000 --> 00:11:57.080 about what social Security is and how I'm so glad 197 00:11:57.120 --> 00:12:02.080 that we have it. Now. I'm a little confused because 198 00:12:02.120 --> 00:12:06.480 I've been in social security for five years now. I 199 00:12:06.519 --> 00:12:13.440 worked forty seven years and when you started the show someone, 200 00:12:13.720 --> 00:12:16.759 I think it was your first or second call. I 201 00:12:16.879 --> 00:12:19.559 was a man who said he had to go to 202 00:12:19.600 --> 00:12:23.679 the office. Now is that a requirement for everyone? I 203 00:12:23.840 --> 00:12:26.679 was a little confused if I have to go, because 204 00:12:26.720 --> 00:12:31.279 the first time I went, I applied. I went into 205 00:12:31.320 --> 00:12:35.360 an office in Connecticut near my home, and they I 206 00:12:35.480 --> 00:12:39.960 gave them the documents and everything was verified and I 207 00:12:40.120 --> 00:12:42.080 started receiving payments. 208 00:12:42.320 --> 00:12:44.759 I think you're all said, I'll ask you. I'll ask 209 00:12:44.799 --> 00:12:48.440 you a simple question. Do you have Do you have 210 00:12:48.600 --> 00:12:52.240 a Social Security account on your computer? In other words, 211 00:12:53.039 --> 00:12:54.519 if you wanted. 212 00:12:54.200 --> 00:12:57.279 To no, no, no, do not. 213 00:12:57.399 --> 00:13:01.919 Well, what I would suggest you do, in my opinion, 214 00:13:02.559 --> 00:13:08.799 would be to go to log in dot CoV H 215 00:13:09.080 --> 00:13:13.759 and try to set up an account. You I'm sure 216 00:13:14.559 --> 00:13:18.080 have the ability to set up an account. Uh, if 217 00:13:18.120 --> 00:13:23.159 you have gone through the process of verifying you, you 218 00:13:23.279 --> 00:13:25.200 probably would be smart. And as a matter of fact, 219 00:13:25.240 --> 00:13:27.799 people even who aren't yet on so scurity would be 220 00:13:27.799 --> 00:13:32.840 smart to set up this government account. Now you can 221 00:13:33.159 --> 00:13:37.879 if you're having trouble doing it, since you're receiving so 222 00:13:38.039 --> 00:13:41.559 security checks. My suspicion is that you'll and you and 223 00:13:41.679 --> 00:13:45.639 you went in and identified yourself and all of that. Yeah, 224 00:13:46.080 --> 00:13:49.720 what they will do is give you an opportunity to 225 00:13:49.759 --> 00:13:53.080 set up the account, I believe by using your email 226 00:13:53.720 --> 00:13:58.120 and you would create a password, okay, and then you 227 00:13:58.159 --> 00:14:01.960 would probably have to put in your your cell phone 228 00:14:02.039 --> 00:14:04.600 number or something like that to verify who you are. 229 00:14:05.159 --> 00:14:07.519 And then every time you signed in, they would have 230 00:14:07.559 --> 00:14:14.240 what's called two two party or identification where have you ever. 231 00:14:17.879 --> 00:14:19.679 So that's the whole thing. So what I did with that, 232 00:14:19.799 --> 00:14:22.519 what I did with Rick from Dover, is I logged 233 00:14:22.519 --> 00:14:29.480 in to my my account, which which I have, and 234 00:14:29.559 --> 00:14:33.399 within a few seconds I was into my account and 235 00:14:33.440 --> 00:14:36.080 I just was able to print her out, print out 236 00:14:36.159 --> 00:14:39.519 my lifetime earnings and how much money I paid into 237 00:14:39.559 --> 00:14:43.679 Social Security and and and into Medicare. And so if 238 00:14:43.679 --> 00:14:46.759 you have a problem with that, one of our other 239 00:14:46.840 --> 00:14:50.960 callers said, if there's not a Social Security office near you, 240 00:14:51.000 --> 00:14:53.519 And by the way, they have decided to keep the 241 00:14:53.600 --> 00:14:59.200 Social Security offices open, okay. Social Security Administration had announced 242 00:14:59.639 --> 00:15:05.679 that it is delaying implementation of its new identification verification 243 00:15:05.919 --> 00:15:10.120 rules for new applicants for retirement benefit until April fourteenth, 244 00:15:10.200 --> 00:15:14.279 the two week delay. But that's not you. You have 245 00:15:14.360 --> 00:15:17.759 your SO Security, You get your check, Yeah, and you 246 00:15:18.279 --> 00:15:21.600 should be fine. And do you do you have a 247 00:15:21.679 --> 00:15:23.440 Social Security office near you? 248 00:15:24.000 --> 00:15:24.960 Yeah? Very near. 249 00:15:25.120 --> 00:15:29.559 But the thing is, I get my check deposited every month, 250 00:15:29.720 --> 00:15:33.879 so I didn't get any letter. I'm offset. I think 251 00:15:34.039 --> 00:15:34.840 I don't think. 252 00:15:34.919 --> 00:15:37.320 I don't think you have anything. I don't think you 253 00:15:37.360 --> 00:15:40.200 have anything to worry about. Okay, but if you wanted 254 00:15:40.559 --> 00:15:43.240 to be you know, I don't work for SO Security. 255 00:15:43.480 --> 00:15:47.279 If you wanted to just double check, I would suggest 256 00:15:47.360 --> 00:15:50.519 you how far away is your SO Security office? How 257 00:15:50.519 --> 00:15:51.000 far away? 258 00:15:51.320 --> 00:15:51.519 Oh? 259 00:15:52.519 --> 00:15:53.679 Five miles? 260 00:15:54.200 --> 00:15:56.480 I think I'd take a ride by there someday. I'd 261 00:15:56.480 --> 00:15:59.679 bring a couple of pieces of identification, a driver's license, 262 00:15:59.720 --> 00:16:03.519 a p AS for your birth certificates. Yea and and 263 00:16:03.519 --> 00:16:07.240 and you're in Connecticut. I'm sure that that help you out. 264 00:16:07.279 --> 00:16:11.320 And you'd if you're not already set up, I'm sure 265 00:16:11.320 --> 00:16:12.919 they'll set you up and you'll never have to do 266 00:16:12.960 --> 00:16:13.279 it again. 267 00:16:13.320 --> 00:16:18.559 Okay, Yeah, and you know what to dan something? I 268 00:16:18.679 --> 00:16:21.720 maybe I missed because I listen to you almost every night. 269 00:16:22.399 --> 00:16:27.679 Uh So, there's a lot of fraud and social security 270 00:16:27.759 --> 00:16:31.519 with people working and collecting. I read a lot of it, 271 00:16:31.720 --> 00:16:35.440 right Whenever I see a social security item, I read it. 272 00:16:35.559 --> 00:16:37.679 And there's so many cheaters out there. 273 00:16:37.960 --> 00:16:38.120 Right. 274 00:16:38.120 --> 00:16:40.919 Well, I think that there's an effort to get rid 275 00:16:40.960 --> 00:16:43.559 of the cheaters. But there's a lot of people who 276 00:16:43.639 --> 00:16:45.759 now are saying, oh, they're going to not get rid 277 00:16:45.799 --> 00:16:47.720 of the cheaters, but they're going to knock off people 278 00:16:47.759 --> 00:16:50.759 like Dan and Sandy from Social Security. That I do 279 00:16:50.799 --> 00:16:53.120 not believe that's going to happen. Or the people saying well, 280 00:16:53.159 --> 00:16:55.720 they're going to cut back, they're not going to cut 281 00:16:55.759 --> 00:16:57.639 back the amount of money. Every year we get a 282 00:16:57.919 --> 00:17:02.440 cost of living increase in our so a lot of 283 00:17:02.440 --> 00:17:06.319 people with politically, you're trying to panic people. Let's see 284 00:17:06.599 --> 00:17:07.720 what happens. 285 00:17:08.599 --> 00:17:12.960 Yeah, I think you know, because so many elderly people 286 00:17:13.200 --> 00:17:16.960 actually from years ago just rely on that as their 287 00:17:17.079 --> 00:17:20.720 main source of income. So it makes them worry more. 288 00:17:21.079 --> 00:17:23.880 And there's nothing like making an eighty year old worry 289 00:17:23.920 --> 00:17:26.200 where his money he's gonna is he gonna have enough? 290 00:17:26.319 --> 00:17:26.640 Quality? 291 00:17:26.799 --> 00:17:30.119 But also but also again in this article by Sean 292 00:17:30.200 --> 00:17:35.880 Murphy and The Boston Globe Today. He asks he has 293 00:17:36.079 --> 00:17:41.039 questions and answers and how much misinformation is out there 294 00:17:41.759 --> 00:17:46.799 about SO security? Sean writes, probably a lot. A slightly 295 00:17:46.880 --> 00:17:49.680 panicked reader wrote to me with a link for a 296 00:17:49.759 --> 00:17:53.920 nonprofit website that said SOB Security beneficiaries must verify their 297 00:17:53.960 --> 00:17:58.400 identity in person or continue to continue receiving payments. Is 298 00:17:58.400 --> 00:18:00.920 it true for all of us, including our recipients, the 299 00:18:00.960 --> 00:18:05.839 reader asked, no, Sean wrote, I suspect that website truly 300 00:18:05.960 --> 00:18:09.240 was fear mongering to boost traffic and charge more for 301 00:18:09.319 --> 00:18:13.359 the ads itsels. I think what will happen is the fraudsters, 302 00:18:13.400 --> 00:18:16.480 the professional fraudsters, are going to start calling people like 303 00:18:16.480 --> 00:18:18.880 you and me and say, you know you're so scurty. 304 00:18:19.480 --> 00:18:23.160 Benefit check is in jeopardy, and if you don't give 305 00:18:23.240 --> 00:18:27.039 us your SO Security number and your birthday, we won't 306 00:18:27.079 --> 00:18:28.920 be able to verify that your check is coming to 307 00:18:28.960 --> 00:18:29.519 you next week. 308 00:18:29.559 --> 00:18:31.559 And you know what, a lot of people will fall 309 00:18:31.599 --> 00:18:33.960 for that. So I don't want people to fall for that. 310 00:18:34.640 --> 00:18:37.680 If someone calls you and says they're calling from the 311 00:18:37.720 --> 00:18:41.400 Social Security Office, I don't think anyone from the SO 312 00:18:41.519 --> 00:18:46.680 Security Office is going to call you so please, And 313 00:18:46.759 --> 00:18:49.119 this isn't for you, Sandy, but it's for everyone. If 314 00:18:49.160 --> 00:18:51.480 you get one of these phone calls in which they're saying, well, 315 00:18:51.480 --> 00:18:54.519 could you please confirm your SO security number for us, 316 00:18:54.559 --> 00:18:58.319 and at that point say to them, why did you 317 00:18:58.359 --> 00:19:00.799 tell me what? If you're the Social Security you must 318 00:19:00.839 --> 00:19:03.119 know my social security number, tell me what you got 319 00:19:03.839 --> 00:19:06.400 and they'll hang up on you. Okay. They want to 320 00:19:06.440 --> 00:19:09.200 trick you. They want to say to you, Sandy, give 321 00:19:09.279 --> 00:19:11.839 us your SO security number because if not, your account's 322 00:19:11.880 --> 00:19:14.200 going to be in jeopardy. And some people will panic 323 00:19:14.240 --> 00:19:15.960 and they'll go my SOI scary numbers O oh one, 324 00:19:16.119 --> 00:19:19.559 O two, oh oh oh three, and then they got 325 00:19:19.599 --> 00:19:20.839 your scrit. 326 00:19:20.440 --> 00:19:23.359 I'm pretty much bavvy. I'm pretty much you are. 327 00:19:23.519 --> 00:19:25.880 I'm not talking to you, Sandy. I'm talking about people. 328 00:19:26.440 --> 00:19:28.559 I'm talking to people who are listening Sandy. 329 00:19:28.960 --> 00:19:31.200 Yeah, okay, that's what I'm worried about. 330 00:19:31.240 --> 00:19:35.880 Thanks, Sandy, got to run imp. We're in Connecticut. Do 331 00:19:35.920 --> 00:19:37.640 you listen in, Sandy, where do you listen to? 332 00:19:37.799 --> 00:19:37.960 Oh? 333 00:19:38.039 --> 00:19:40.440 In the lovely You want to tell you where in 334 00:19:40.519 --> 00:19:47.839 the lovely towne of Lebanon, which is a really rural farmsclore, No, 335 00:19:47.839 --> 00:19:48.960 no businesses. 336 00:19:49.079 --> 00:19:52.000 Really, I think okay, you've called before. You know what, 337 00:19:52.200 --> 00:19:55.000 you don't do a pr thing for Lebanon, Connecticut. You'll 338 00:19:55.000 --> 00:19:58.480 have everybody moving there. You've called before, I believe correct. 339 00:19:59.039 --> 00:20:01.960 Yeah, I'm all right, nurse but retired. 340 00:20:02.519 --> 00:20:03.839 That's okay, good for you. 341 00:20:04.200 --> 00:20:08.640 Enjoy Thanks Andy, you pay the dues an bye bye, 342 00:20:08.920 --> 00:20:12.160 bye bye. All right, Nancy and Peabody, will it long Island. 343 00:20:12.599 --> 00:20:15.039 I think we'll take this to eleven. We'll switch at eleven. 344 00:20:15.079 --> 00:20:16.400 But you got a call now if you want to 345 00:20:16.440 --> 00:20:18.799 be on six one, seven, nine, three, one ten thirty 346 00:20:18.839 --> 00:20:22.440 six one, seven, two, five, four ten thirty. We're talking 347 00:20:22.480 --> 00:20:26.240 so security and I'm trying to take the temperature down. 348 00:20:26.319 --> 00:20:29.200 Probably not the smartest thing for a talk show host 349 00:20:29.279 --> 00:20:31.519 to do. Probably if I was a smarter talk show 350 00:20:31.519 --> 00:20:34.119 host to be saying, you're better be concerned because they're 351 00:20:34.160 --> 00:20:37.039 gonna take yourself give me a call. No, No, I 352 00:20:37.160 --> 00:20:41.119 don't want my listeners to be overly concerned. I do 353 00:20:41.200 --> 00:20:43.599 want you to be aware that if anybody calls and 354 00:20:43.640 --> 00:20:48.160 says I'm calling from the US Social Security Office and 355 00:20:48.200 --> 00:20:51.160 we want to confirm that you're still eligible, can you 356 00:20:51.160 --> 00:20:55.200 give us your security number. Stop right there and just say, well, 357 00:20:55.200 --> 00:20:57.319 if you're with SO Security, you must have my SO 358 00:20:57.440 --> 00:21:01.920 security number, but't you tell me what it is. Turned 359 00:21:01.960 --> 00:21:08.160 the tables on them. Back on Night Side right after this, you're. 360 00:21:08.000 --> 00:21:12.720 On Night Side with Dan Ray on Boston's news radio. 361 00:21:13.440 --> 00:21:15.559 All right, we're talking about SO Security. It's gone a 362 00:21:15.599 --> 00:21:17.799 little longer than I expected, and I'd love to hear 363 00:21:17.880 --> 00:21:20.839 from you if you have any questions or concerns. My 364 00:21:21.519 --> 00:21:27.160 belief at this point is that that the Trump administration 365 00:21:27.319 --> 00:21:31.480 would be fools if they did anything that tried to 366 00:21:31.839 --> 00:21:38.839 eliminate current beneficiaries or cut the amount of money that 367 00:21:39.160 --> 00:21:42.400 current beneficiaries are receiving. I just think it would be 368 00:21:42.480 --> 00:21:48.720 incomprehensibly stupid. And they may be many adjectives you might 369 00:21:48.759 --> 00:21:52.480 want to use against Elon Musk and and Doge. They're 370 00:21:52.480 --> 00:21:56.799 not stupid people politically. So love to hear from you. 371 00:21:56.880 --> 00:22:00.000 Let me go to Nancy in Peabody. Nancy, appreciate your patience, 372 00:22:00.119 --> 00:22:02.559 Thanks for holding on. Next on Nightside, Nancy, go right ahead. 373 00:22:03.279 --> 00:22:08.319 Hi, Dan, Nancy hy Nancy, Hu, Hi, I'm calling the 374 00:22:08.480 --> 00:22:11.640 lady that just got off the phone. She pretty much 375 00:22:11.759 --> 00:22:16.119 covered what I was calling about. I have been on 376 00:22:16.200 --> 00:22:22.359 Social Security disability for twenty six years, and it's my 377 00:22:22.519 --> 00:22:30.599 deceased husband social security. And I'm a little shure shaped 378 00:22:30.680 --> 00:22:33.160 up or shook up or whatever you want to call it, 379 00:22:33.240 --> 00:22:39.319 because do I have to go to the Social Security 380 00:22:39.400 --> 00:22:42.839 office where I've been getting for twenty six years and 381 00:22:42.920 --> 00:22:46.039 I went there originally where I used to live. 382 00:22:46.720 --> 00:22:51.240 No, No, I do not believe. So if I do 383 00:22:51.319 --> 00:22:55.880 not believe there's going to be any interruption of anyone's 384 00:22:56.200 --> 00:22:59.640 SO security now they may do you have a Social 385 00:22:59.640 --> 00:23:02.839 secure already account by any chance on the internet? 386 00:23:02.920 --> 00:23:03.880 Or no? 387 00:23:03.880 --> 00:23:05.480 No, my computer croaked. 388 00:23:06.519 --> 00:23:08.400 How long you go to your computer croak? 389 00:23:09.440 --> 00:23:14.640 Oh? Promost A year. I been sick with COVID nineteen 390 00:23:14.720 --> 00:23:17.720 and now they're sailing. I have long term COVID nineteen. 391 00:23:18.160 --> 00:23:21.920 So we've done a couple of shows on long term COVID. 392 00:23:22.200 --> 00:23:27.039 So the old I know, I know, and I appreciate that. 393 00:23:27.240 --> 00:23:29.440 The only thing that I think you might at some 394 00:23:29.559 --> 00:23:33.839 point be asked to do is you might be asked 395 00:23:33.960 --> 00:23:42.839 to verify your your identity. Okay, Now there's there's a 396 00:23:42.880 --> 00:23:46.200 couple of ways you could do that. If you were 397 00:23:46.279 --> 00:23:49.599 capable of going to a SO securty office, you could 398 00:23:49.599 --> 00:23:52.880 do it that way, or you can do it through 399 00:23:52.920 --> 00:23:58.559 a computer by essentially uploading maybe a driver's license and all. 400 00:23:58.640 --> 00:24:00.759 This is going to sound really complicated, but it's not 401 00:24:00.880 --> 00:24:01.920