Speaker 1: KFI AM six forty. You're listening to Dean Sharp The
Speaker 1: House Whisper on demand on the iHeartRadio app Welcome Home.
Speaker 1: I am Dean Sharp the House Whisper. I design custom homes,
Speaker 1: I build custom homes, and today, most importantly, I am
Speaker 1: your guide to better understand that place where you live
Speaker 1: today on the show. I love these weekends. It's an
Speaker 1: all calls weekend. It's the weekend before Christmas. Right, Christmas
Speaker 1: is coming on Wednesday. It is December twenty second. Do
Speaker 1: you know what that means? By the way, today is
Speaker 1: the first full day of winter as well? Did you
Speaker 1: know that?
Speaker 2: Yeah?
Speaker 1: The solstice last night yesterday. I think I think can
Speaker 1: we get it's either the twentieth or the twenty first
Speaker 1: every year. Yeah, this is not a you know, a
Speaker 1: deeply researched top, big air in the studio. But the
Speaker 1: point is I know this. I know it's winter. That's
Speaker 1: what I know. It's the twenty second of December and
Speaker 1: winter has arrived. Can you tell? Can you tell from
Speaker 1: the snow outside here in southern California? No, you can't,
Speaker 1: but you know we're loving it. Nonetheless, I hope you're
Speaker 1: having a great weekend. When we put together an all
Speaker 1: calls weekend. It's kind of a weird thing to say
Speaker 1: put together, because the truth is, you're putting together this
Speaker 1: weekend for us Today's show three hours nothing but your calls.
Speaker 1: And you know, maybe I'm sharing a little tidbit of
Speaker 1: this or that along the way, but it's all about
Speaker 1: your calls. You set the agenda today. The number to
Speaker 1: reach me eight three three two. Ask Dean eight three
Speaker 1: three The numeral two ask Dean eight three three to
Speaker 1: ask Dean. The phone lines are open now. Producer Matt
Speaker 1: Toffler standing by. He is ready to take your He
Speaker 1: will tell you everything you need to know, and then
Speaker 1: you know what You and I we can put our
Speaker 1: heads together. We can figure out whatever is going on
Speaker 1: with your house design construction, DIY, whatever's got you scratching
Speaker 1: your head about your house. We will figure it out together.
Speaker 1: I promise you. I promise you. I will do everything
Speaker 1: to help you. As we do. We take calls every week,
Speaker 1: but every few weeks we just clear the decks so
Speaker 1: that you have extra time to call in. So phone
Speaker 1: lines are open now, eight three three two, ass Dean.
Speaker 1: Let's talk to our awesome team Elmer on the board.
Speaker 1: Good morning, Bud, Good morning Dean. How's it going good?
Speaker 1: You know, holiday season, so fives are up? Cracks me up.
Speaker 1: Elmer just cracks me up. Hey, turn your mic on.
Speaker 1: I wasn't sure. I was like, holiday season. Maybe you're sad,
Speaker 1: maybe you're happy. Not sure. Well, he's got that mystery voice.
Speaker 1: You can't that's the thing. Elmer's got that voice. You
Speaker 1: have no idea what direction he's about to turn right. Oh,
Speaker 1: and you just heard her in the background there. Eileen
Speaker 1: Gonzalez at the news desk. Good morning, Eileen, Good morning, Sunshine.
Speaker 1: How's it going Your wife laughs, because she goes this
Speaker 1: guy's not Sunshine. Diena knows. Diena knows the truth. Tell
Speaker 1: him the truth. Go ahead, your Sunshine. Sometimes you are
Speaker 1: I am right now. Oh yeah, thank you, thank you,
Speaker 1: Thank you. Everyone calm down. Sitting across the table from me,
Speaker 1: my better half. Yeah, uh wow. The elephant in the room,
Speaker 1: she's not an elephant. It's just one of her favorite animals.
Speaker 1: Tina is here, welcome home. Good morning, Good morning. Tina
Speaker 1: and I were sitting by the fire this morning. I know,
Speaker 1: I almost lost myself and didn't get up here. It
Speaker 1: was a little. It was a little it was it
Speaker 1: was it was a little rock Wellian, Norman rock Wellian.
Speaker 1: That's a little scene by the fire this morning. It
Speaker 1: was nice coffee fire, lovely. There's a dog laying around
Speaker 1: somewhere in the room. Twinkling lights. We went to uh
Speaker 1: Christmas light uh candy cane lane, kind of strolling last
Speaker 1: night with the family. That was a good time. That
Speaker 1: was a good time. It was extra festiveness. What what
Speaker 1: is it. That's the second one that we've seen.
Speaker 2: Christmas closer to the I mean it's closer to the
Speaker 2: official holidays, I know, but I mean more houses did
Speaker 2: it in.
Speaker 1: Our neck of the woods. It seemed to me that
Speaker 1: things are a little bit more. There's a little festive
Speaker 1: boost this year. And I don't know why.
Speaker 3: I like it.
Speaker 1: I'll take it. I think maybe people are just feeling
Speaker 1: a little bit more like they need it. Maybe I
Speaker 1: don't know. I don't know, but yeah, a funny year
Speaker 1: for a lot of people. Yeah, it's been a weird
Speaker 1: year for us. A lot of hard things. Yeah, a
Speaker 1: lot of hard things. A lot of hard things, and
Speaker 1: you know, for our friends and like I say, you know,
Speaker 1: at the holiday season, it's not a time to get
Speaker 1: depressed because there are hard things in your life, because
Speaker 1: that's what's celebrating. The holidays have, literally since the very beginning,
Speaker 1: have been about It's about kind of holding out and
Speaker 1: finding your way in the dark. Right, more on that later,
Speaker 1: All right, we got started late, so I got to
Speaker 1: get out of here for just a second. The phone
Speaker 1: lines are open. We got some calls coming in, but
Speaker 1: there's room for you. Eight three three two, Ask Dean.
Speaker 1: It is an all calls Sunday, this Sunday morning before Christmas,
Speaker 1: your Home with Dean Sharp, the house whisper.
Speaker 3: You're listening to Home with Dean Sharp on demand from
Speaker 3: KFI AM six forty.
Speaker 1: It is an all calls weekend. It's an all calls
Speaker 1: Sunday morning, Sunday before Christmas, right here in southern California.
Speaker 1: Eight three three to ask Dean. Is the number to
Speaker 1: reach me? A three to three the numeral two, Ask
Speaker 1: Dean eight three three two, ask Dean. I don't want
Speaker 1: to waste any time. Let's get right to it. Let
Speaker 1: us talk to Kathy. Hey, Kathy, welcome home.
Speaker 4: Hi Deane. I was wondering how you vaulted the ceilings
Speaker 4: in your home. How you knew what they would look
Speaker 4: like before digging into the drywall, I guess, and how
Speaker 4: you insulated them?
Speaker 1: Uh? Okay? Are you thinking about maybe possibly doing this
Speaker 1: in your place?
Speaker 4: Yes?
Speaker 1: Okay? And what kind of a home do you live in.
Speaker 4: I just live in a single level tracked home that's
Speaker 4: twenty oh gosh, twenty five years old, and I don't
Speaker 4: know if the pitch is correct for that, and I
Speaker 4: wondered how you knew that. I kind of look at
Speaker 4: the angles of the roof and I wonder if the
Speaker 4: angles are correct. And I think it would just be
Speaker 4: so lovely to have, you know, a roof a ceiling
Speaker 4: that's higher, But I don't know how you did inside
Speaker 4: and how you remove all of that support and then
Speaker 4: create more support.
Speaker 1: Gotcha? Okay? All right, So here is the thing. Every
Speaker 1: home is different, every room is different when it comes
Speaker 1: to vaulting a ceiling. But vaulting a ceiling is without
Speaker 1: question one of the best ways I mean of utilizing
Speaker 1: your remodeling dollars in my opinion as a designer, simply
Speaker 1: because volume volume in a room is one of those
Speaker 1: ways that gives a room a more spacious feeling as
Speaker 1: opposed to the need to push out and actually get
Speaker 1: more square footage, you know, just the sense of volume.
Speaker 1: So just raising that ceiling is just a tremendously wonderful
Speaker 1: thing that can open up even the smallest of homes.
Speaker 1: And we have a very small home, and you know, certainly,
Speaker 1: certainly by you know us standards, we have a small home.
Speaker 1: I say that, you know, always in a qualified sense,
Speaker 1: because I don't want to I don't want to come
Speaker 1: off ignorant of the way that lots of people live
Speaker 1: around the world. I've got friends from Sheffield, England who
Speaker 1: come over and spend time with us, and they think
Speaker 1: my home is quite expansive because because things are just
Speaker 1: tighter and smaller there. So anyway, so the point is
Speaker 1: this the very first concern that you have. Okay, So
Speaker 1: I'm gonna have to disappoint you a little bit here
Speaker 1: because because it's gonna change for everybody. But I can't
Speaker 1: specifically tell you how you should vault your place, but
Speaker 1: I will give you the general principles. The very first
Speaker 1: thing that you've got to do is you've got to
Speaker 1: get it engineered the right way. Okay. So every room
Speaker 1: is different and and some rooms are are well supported
Speaker 1: enough from the exterior walls that when you go up
Speaker 1: into the attic, you realize there's not a lot of
Speaker 1: support of the roofline coming down onto walls inside this room,
Speaker 1: and that frees you up. That gives you a lot
Speaker 1: of freedom. But that's not the end of the story.
Speaker 1: Because a simple ranch style tracked home, I think like
Speaker 1: the one you probably live in and our little cottage here.
Speaker 1: I think of a triangle, right, and if you put
Speaker 1: your fingers, you know, your index fingers and your thumbs
Speaker 1: in a triangle out in front of you. You've got
Speaker 1: the two sides of the triangle that are ascending up.
Speaker 1: That's let's call that your roofline. Those are the roof rafters.
Speaker 1: In a smaller home. Chances are those roof rafters don't
Speaker 1: have midspan supports on them. So that's good, it's all good.
Speaker 1: But the key is by removing the ceiling, which is
Speaker 1: what your thumbs represent, that flat part at the base
Speaker 1: of the triangle. By removing the ceiling, you're actually taking
Speaker 1: away a structural element, and that element is the tie
Speaker 1: between the ends of the roof. Because the roof really
Speaker 1: that triangle wants to collapse. It wants to just kind
Speaker 1: of fall in on itself, and it is the base
Speaker 1: of the triangle essentially that's holding that triangle erect and
Speaker 1: those that would be your ceiling joist. So taking away
Speaker 1: ceiling joist means that we've got to make sure, absolutely sure,
Speaker 1: without any question whatsoever, that the weight of the roof
Speaker 1: above is not going to push out, you know, and
Speaker 1: push the walls out as it wants to, you know,
Speaker 1: come down on its own weight. So normally what that
Speaker 1: means is a beam across the ridge that's supported by
Speaker 1: posts coming down on each side. Sometimes it can be
Speaker 1: different than that, but normally that's what that means. That's
Speaker 1: the first consideration. So how do we vault a roof? Well,
Speaker 1: the very first call I make once I decide that
Speaker 1: I want to raise the ceilings in a room is
Speaker 1: to my structural engineer, and I want to hear from
Speaker 1: him exactly what the consequences are if I start to
Speaker 1: pull out the ceiling joys and how he suggests that
Speaker 1: we overcome those consequences in order to have no ceiling
Speaker 1: in there and have the basically the roofline project up
Speaker 1: as the new ceiling of the roof. But that's not
Speaker 1: the end of the story, because there are some other considerations,
Speaker 1: like you said, insulation and various things in the attic,
Speaker 1: and you know what we're up against a break, Kathy,
Speaker 1: if I can pop you on hold for a second,
Speaker 1: this is an interesting question. I want to finish the
Speaker 1: answer on the other side of the break. Can you
Speaker 1: hang tight?
Speaker 4: Absolutely?
Speaker 2: Thank you?
Speaker 1: Okay, you hold tight, and we're going to talk about,
Speaker 1: you know, what are the practical principles or the basics
Speaker 1: of vaulting a ceiling inside a typical room. We will
Speaker 1: do that and more of your calls.
Speaker 3: You're listening to Home with Dean Sharp on demand from
Speaker 3: KFI AM six forty.
Speaker 1: It's an all calls Sunday eight three three two. Ask
Speaker 1: Dean a three to three the numeral two asking that's
Speaker 1: the number to reach me at. Just taking your calls now.
Speaker 1: Before the break, we were talking to Kathy. I want
Speaker 1: to make sure I didn't hang up on her. Kathy,
Speaker 1: you're still with me, I hear all right?
Speaker 4: Great.
Speaker 1: Kathy asked a really great question that a lot of
Speaker 1: people wonder about. I'm not sure I've ever been asked
Speaker 1: this question directly, and that is, how do we vault
Speaker 1: a ceiling in? You know, in a typical little, single
Speaker 1: story tracked home, and vaulting a ceiling is such a
Speaker 1: great idea, So how do we go about doing it well?
Speaker 1: It can be an involved process, just because every you know,
Speaker 1: home is different, every room condition is different. And I
Speaker 1: said the first before the break, I said, the first step,
Speaker 1: the most important step, of course, is consulting with the
Speaker 1: structural engineer to make sure that we are may whence
Speaker 1: the ceiling goes. Okay, the ceiling is not just a comfort,
Speaker 1: it's not just a thing that holds the attic insulation
Speaker 1: up in place. But quite often ceiling joyce running across
Speaker 1: the room from one exterior wall to another, or from
Speaker 1: one wall to another are performing a function of tying
Speaker 1: in the bottom of kind of a structural triangle. And
Speaker 1: if you take that out, that triangle wants to collapse down.
Speaker 1: Of course, we do not want that happening. So that's
Speaker 1: the first step along the way, figuring out how are
Speaker 1: we going to support the And it's not a difficult
Speaker 1: thing to do, okay, but we've got to figure out
Speaker 1: how to do it right. How are we going to
Speaker 1: support the roof rafters if the ceiling joyce themselves that
Speaker 1: were there originally are not there. Now, once that is handled,
Speaker 1: once that concept is resolved and we have a plan
Speaker 1: for that, the second thing, the story doesn't end there.
Speaker 1: The second thing is how are we going to properly
Speaker 1: insulate this room? Okay, and this is much easier than
Speaker 1: it seems as well, or I should say, you have
Speaker 1: more options now. In a big home, and I mean
Speaker 1: a big home, there's a good chance that the roof
Speaker 1: rafters are significant substantial inside now they might be made
Speaker 1: out of two x ten something that big, and those
Speaker 1: are actually easy to insulate because there's enough depth in
Speaker 1: the roof rafter to get the necessary insulation. Because what
Speaker 1: we want, what we need, what we got to have
Speaker 1: is our thirty rated insulation up there in what is
Speaker 1: now not an addicts lay so, but there are ways
Speaker 1: around this in a smaller home like my home. My
Speaker 1: home is an old like the beginning of this concept
Speaker 1: of in the nineteen fifties of a truss home, which
Speaker 1: means the rafters quote unquote of my roof are actually
Speaker 1: two by four and two by six, which is not
Speaker 1: deep enough. And maybe Kathy, you may have that, or
Speaker 1: you may have at most I'm guessing two by eight,
Speaker 1: but still that's not enough depth. Seven and a half
Speaker 1: inches is not enough depth to get standard our thirty
Speaker 1: insulation in there. And you can't just take Arthur the
Speaker 1: insulation and squeeze it in because the thickness of the
Speaker 1: insulation is what keeps it at its insulation rating, and
Speaker 1: so if you compress insulation down, it loses its insulation rating.
Speaker 1: So we've got to have that depth. And how do
Speaker 1: you do it well. One of the things that is
Speaker 1: easy to do is when you're planning on vaulting, you
Speaker 1: just don't commit to a full vault, meaning this I
Speaker 1: have taken. Once we opened up the rafters in our
Speaker 1: family room area and supported the ridge so that it's
Speaker 1: all stable now. I then took another set of rafts
Speaker 1: and what you call a false vault, another set of
Speaker 1: rafters that aren't the roof rafters, and set them below
Speaker 1: the rafters and to the sides, what we call sistering them,
Speaker 1: so that we ended up with the depth. Now, what
Speaker 1: it did was and nobody ever notices this, No one
Speaker 1: ever walks into my house ever comments on this. But
Speaker 1: instead of an eight foot ceiling right at the wall line,
Speaker 1: my ceiling is more like seven foot six right at
Speaker 1: the wall line. The reason that doesn't matter is because
Speaker 1: it immediately starts heading upwards at an angle, and so
Speaker 1: no one cares. And so what we've essentially done is
Speaker 1: created another ceiling underneath the roof rafter line that enables
Speaker 1: us to have enough room to get the insulation and
Speaker 1: any duct work or anything else that we need fiddling
Speaker 1: around up in there. All that people know when they
Speaker 1: walk into our home is that that room, the dining room, entryway, kitchen,
Speaker 1: and family room area has a vaulted ceiling. And everybody
Speaker 1: looks up and you just assume that's the bottom of
Speaker 1: the roof. But it's not the bottom of the roof.
Speaker 1: It's a few inches below the bottom of the roof.
Speaker 1: And because of that, it's all snugly insulated, nice tight.
Speaker 1: I got cables running back and forth across it. I've
Speaker 1: got all the room I need to do all the
Speaker 1: things we wanted to do, and yet it is a
Speaker 1: vaulted ceiling. And so, my friend, that is kind of
Speaker 1: the process you go through in order to do it.
Speaker 1: Number One, you've got to make sure that structurally the
Speaker 1: house is in no way, shape or form compromised by
Speaker 1: the removal of the ceiling. And once you do this,
Speaker 1: by the way, today here's the nice thing. You live
Speaker 1: in a twenty year old home. I live in a
Speaker 1: sixty year old home or seventy year old home. And
Speaker 1: once an engineer has fixed up how to vault the ceiling,
Speaker 1: that is twenty first century, twenty twenty four engineering. It
Speaker 1: actually makes the house stronger than it was without the vault,
Speaker 1: just because the engineering standards are so much higher. So
Speaker 1: that's a great thing. And then once that's handled, then
Speaker 1: it's all about being tricky with the framing so that
Speaker 1: esthetically we get the full effect of the vault, but
Speaker 1: you still get the chambers up inside there to get
Speaker 1: all the adequate insulation and stuff running. Now, if you
Speaker 1: want to do a pure vault into the roof rafters,
Speaker 1: you can do that too. I'm just going to share
Speaker 1: this last little bit. The difference is you're going to
Speaker 1: use spray in insulation, closed cell spray in insulation it's expensive,
Speaker 1: but spray in closed cell insulation can give you that
Speaker 1: R thirty in a relatively shallow area of a roofline.
Speaker 1: That's another way of doing it, but it's actually less
Speaker 1: expensive to drop in a false ceiling and use standard
Speaker 1: insulation to get your R thirty then to go spray in.
Speaker 1: And that's my story.
Speaker 4: Thank you so much. I really appreciate your help.
Speaker 1: Does that help give you some perspective on how you
Speaker 1: approach yours? Does?
Speaker 4: Thank you? And I have a small house too, and
Speaker 4: I thought that would be really pretty if I did that.
Speaker 1: Oh my gosh, Kathy, it will. It's it's a it's
Speaker 1: a game changer. It truly, truly is a game changer.
Speaker 1: All you have to do, I say, all you have
Speaker 1: to do if you ever get the time to spend
Speaker 1: any time traveling through Europe and find these small rooms,
Speaker 1: you know, eight by ten rooms, ten by ten foot
Speaker 1: rooms with fourteen foot ceilings in them, you realize how
Speaker 1: important it is that the volume up above your head,
Speaker 1: how it changes the feel of a small space. And
Speaker 1: so that principle holds true, and it's why vaulting a
Speaker 1: ceiling in a home is just a really cool maneuver
Speaker 1: to do, especially especially in a smaller home. That's it, Kathy,
Speaker 1: Thank you so much for your call. Great call, great question,
Speaker 1: and we're going to have more of them. I see
Speaker 1: you all lined up here.
Speaker 3: You're listening to Home with Dean Sharp on demand from
Speaker 3: KFI AM six forty.
Speaker 1: It is an all calls Sunday morning here on the program,
Speaker 1: the Sunday before Christmas twenty twenty four. We're just chilling
Speaker 1: and we are talking with you. You're setting the agenda.
Speaker 1: You didn't know when you woke up this morning that
Speaker 1: you were actually in charge of my show, but you
Speaker 1: are because whatever it is that you want to talk about,
Speaker 1: that's what we're talking about today. So let's get back
Speaker 1: to the phones. Sound good. Let's talk to Sally. Hey, Sally,
Speaker 1: welcome home.
Speaker 2: Hi, thank you. I have a question about my nineteen
Speaker 2: fifty seven got home. I keep getting these letters in
Speaker 2: the mail from I think the gas company asking me
Speaker 2: if I want insurance for my gas and sewer lines
Speaker 2: that go from my home to the street. Yeah, And
Speaker 2: I just want to know is that I mean I
Speaker 2: kind of worry about the sewer line, the gas line.
Speaker 2: I never even gave a second bot to being the
Speaker 2: age of my house and have no idea what kind
Speaker 2: of pipes it has. Yeah.
Speaker 1: Yeah, so yeah, yeah, I you know, I think everybody
Speaker 1: it is a really good question, because I'm pretty sure
Speaker 1: everybody in southern California has consistently received those letters, now,
Speaker 1: I mean we get them. I don't know how how
Speaker 1: often do we get a letter from the gas company,
Speaker 1: Tina saying do you want insurance on the exterior lines?
Speaker 1: Like it once a year, a couple of times anyway.
Speaker 1: So I think they're covering, They're they're reaching out to everybody.
Speaker 1: Uh okay, So I don't have a definitive answer for you,
Speaker 1: but I can tell you this you just got. It's
Speaker 1: as with all insurance. Uh, you've got to read the
Speaker 1: fine print, because my understanding of this situation, it's actually
Speaker 1: not the gas company that's doing the insuring. It is
Speaker 1: a partner company, an insurance company, I believe, so cal
Speaker 1: It's Home Serve is the name of the company that
Speaker 1: is right Home Serve. So they're a mega, mega insurance company.
Speaker 1: And uh and and it's it's inexpensive. I think it's
Speaker 1: just a few dollars a month, Okay, So you weigh
Speaker 1: that against whether or not you know there are enough
Speaker 1: you know, coverage areas to make it worth your while.
Speaker 1: And what I mean is, as with all insurance policies,
Speaker 1: especially when it comes to homeowner insurance of any sort whatsoever,
Speaker 1: usually the list of exclusions is like four times as
Speaker 1: long as the list of coverage. Okay, and so, and
Speaker 1: that's the thing. I'll tell you this. And now I'm
Speaker 1: gonna by saying this, I'm gonna lose any potential endorsement
Speaker 1: from the gas company. So this call is costing me money, Sally.
Speaker 1: That's all here. Uh, we have not opted to do
Speaker 1: it at our home. And it's not just because well
Speaker 1: you know, I'm a builder and I know how to
Speaker 1: do it. It's not about that. It's just that I
Speaker 1: found for us that the list of exclusions, I mean,
Speaker 1: it just went on and on and on and on
Speaker 1: as far as like acts of God, flood fire, this
Speaker 1: nothing gets covered nuclear war like like I would be
Speaker 1: concerned about my sure lyne after the nuclear bomb goes off.
Speaker 1: But the point is so so all I can tell
Speaker 1: you is we did not pick up that coverage, and personally,
Speaker 1: that was our own personal decision. I'm not saying it's
Speaker 1: a ripoff. I'm simply saying that everybody has to evaluate
Speaker 1: their own situation and and read the fine print because
Speaker 1: at some point, uh, you know, what's left over after
Speaker 1: the list of exclusions, that's what you have to evaluate.
Speaker 1: What are the odds of this happening to me in
Speaker 1: just this way so that this gets covered. Uh, and otherwise,
Speaker 1: you know, And isn't that all insurance really? I mean,
Speaker 1: all insurance is essentially a gamble. It's a pull of
Speaker 1: the of the slot mash wheel, like gee, I for
Speaker 1: the money I put in, I hope the disaster that
Speaker 1: happens is the is the one that's covered. So that's
Speaker 1: the best I can tell you. Just read it, read
Speaker 1: the fine print, check the exclusions, and you know, maybe
Speaker 1: you'll find the six bucks a month is you know,
Speaker 1: no big deal. And yeah, why not? Why not?
Speaker 2: I had a guy come by about ten years ago.
Speaker 2: Two guys come by, and oh, they were going to
Speaker 2: replace my my sewer line. It was like fifteen thousand
Speaker 2: dollars or something. I thought, holy crap, you know, not
Speaker 2: that far away from the street. Yeah, yeah, well I
Speaker 2: will say maybe insurance is good.
Speaker 1: Yeah, I mean, I'll tell you this. Uh, you know,
Speaker 1: replacing a sewer line is no joke. It's no joke
Speaker 1: because they go deep. You got to cut through your yard.
Speaker 1: You know. Maybe for a lot of people you end up,
Speaker 1: you know, cutting through a driveway. You know, depending on
Speaker 1: where where it is and how it's running and what material.
Speaker 1: I mean, there were still homes out there with clay
Speaker 1: sewer lines that are just begging to shut down at
Speaker 1: any moment today.
Speaker 2: Yeah.
Speaker 1: Wow, what you have to do though, And here's the
Speaker 1: I mean, I'll put I'll put a bright spin on it.
Speaker 1: Here's the nice thing about having to make an insurance
Speaker 1: decision about that kind of stuff. You should take it
Speaker 1: as an opportunity to uh figure out exactly where all
Speaker 1: of this stuff is in your yard, Okay, what it's
Speaker 1: made out of, and where it goes. And I will
Speaker 1: tell you this. If I asked one hundred listeners right
Speaker 1: now where their sewer line leaves their house and joins
Speaker 1: up with the street, I'm thinking that I'm going to
Speaker 1: get seven d homeowners saying oh uh and uh, And
Speaker 1: that's something you should just you should you should know,
Speaker 1: you should know, and you know what. One of the
Speaker 1: ways that you can do that is by calling a
Speaker 1: service like dig Alert, by calling eight one one, and
Speaker 1: they'll come out in the three days no less than
Speaker 1: no more than three days from your call, maybe with
Speaker 1: the exception of Christmas week, and they will flag and
Speaker 1: locate all the stuff that's buried in your yard for free. Okay,
Speaker 1: So no, no, kiddie, This is they beg you to
Speaker 1: do it because if you're about to dig in your yard,
Speaker 1: they don't want you hitting gas lines, sewer lines, They
Speaker 1: don't want you hitting public utility lines that happened across
Speaker 1: your property and you didn't know it. They don't want
Speaker 1: you disrupting the neighborhood's cable service and all of that
Speaker 1: kind of stuff. So these companies, all of these utilities,
Speaker 1: they pay at their cost to be a part of
Speaker 1: the dig Alert program and so and you don't have
Speaker 1: to justify. You don't have to show them a building permit.
Speaker 1: You say, listen, I am planning on having work done
Speaker 1: in my yard. In your case, it's an emergency sewer
Speaker 1: repair in the future, and they will simply notify all
Speaker 1: of the utilities. They do as a scan on your
Speaker 1: pro public records, and they'll notify all the utilities and
Speaker 1: cable providers and all of that, and they'll all be
Speaker 1: out and they'll put little flags in the yard this
Speaker 1: is where the sewer is, this is where this is,
Speaker 1: and you can start to learn and see. So that way,
Speaker 1: my point is you can evaluate, like, wow, does my
Speaker 1: sewer line run underneath my driveway or is it in
Speaker 1: a place where if I had to replace it it
Speaker 1: wouldn't completely tear up my yard for tens of thousands
Speaker 1: of dollars. That kind of stuff. Everybody should know that.
Speaker 1: But getting back, and I got to run here because
Speaker 1: we're right at the top of the hour, Sally, But
Speaker 1: such a great question, and again, just you know, after
Speaker 1: all the exclusions, does the insurance cover enough of real
Speaker 1: life potential circumstances to be worth the few bucks a
Speaker 1: month that you're going to pay for? And then that's
Speaker 1: the best advice.
Speaker 2: I can gray. Excellent advice. And thank you for the
Speaker 2: eight one one number.
Speaker 1: You're very very welcome. Thanks Sally for the call. Mary Christmas,
Speaker 1: nice holiday.
Speaker 4: Okay, bye bye bye bye.
Speaker 1: All right, y'all, more of your calls when we return.
Speaker 1: You are Home with Dean Sharp, the House Whisper on KFI.
Speaker 1: This has been Home with Dean Sharp, the House Whisper.
Speaker 1: Tune into the live broadcast on KFI Am six forty
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