Speaker 1: Today, I'm really excited to introduce you to someone who
is very passionate about helping people make the most of
their retirement years. He's an author, a speaker, and the
voice behind achieve more retirement. It's a philosophy, I think,
and we'll learn more that kind of challenges us to
think bigger about.
Speaker 2: What retirement can truly be.
Speaker 1: So instead of slowing down in retirement, Martin encourages us
to lean in, to grow, to contribute, and to create
a life filled with purpose and possibility. So I think
you guys are really going to enjoy this conversation today.
Welcome Martin Hrobert.
Speaker 3: That is probably the best intro I've ever heard. Marine
thank you so much. I'm flattered.
Speaker 1: Ah well, I am honored that you're here with us today.
Speaker 2: So let's get started and talking about retirement.
Speaker 3: Now.
Speaker 1: I talk to so many different people about retirement. There's
kind of almost.
Speaker 3: Two schools of thought.
Speaker 1: There's some people that leave their job and they're so
excited and passionate and they have so many plans.
Speaker 2: But then there's some people that leave their job and
think it's going to.
Speaker 1: Be easier than it is, and they feel a little
bit empty or maybe they feel a little bit lonely,
So can you maybe share some thoughts around that and
how they can best prepare for their retirement.
Speaker 3: Okay, I love this phrase that we should not retire
from something but to something. Yeah, so you describe yet
two different groups of people and those who are happy
and enjoying life and you know, doing the things you're
doing all the you know, who would have thought you
started a Facebook group with all there? Yeah, but you
did it right, and you seem to be a pretty
happy person. And there are those who will retire and
sit in their bedroom in front of the TV for
I mean hours and hours and hours at the time.
Sometimes that's all they do and they're not happy. So
have something you're retiring too. And now I'll also say
this for a lot of this in an adult life.
During our careers, we get a sense of identity from
our career, a sense of purpose, even while our social
connections are through work. And that's fine, that's wonderful. But
when we stop working, we lose those social connections that
we had and if we don't have them outside of work,
that transaction or that transition, excuse me, can be challenging. Yeah,
can I share with my book. Here a little bit
about it. Yes, of course, I wrote a book called
The Happier Retirement hand Book, and I want to read
you just the opening paragraph. Un tell me if you agree.
After working hard for decades, retirement is easy, nothing but
endless relaxation, adventures and naps. Right, maybe not so much.
About five years ago, I took an advanced course to
be a certified retirement counselor. And one thing that really
stood out and that training was this, eighty percent of
people before they get to retirement think it would be
the best part of life. Now, those who would get
there actually retired, only forty percent agree. So our expectations
are up here, it's gonna be awesome, it's gonna be amazing,
and then the realities are down here. There's a big
disconnect between those two things. And I think it's in
part because most of the retirement books out there deal
with one topic money, How to make your money grow,
how to protect your money, income strategies, tax production strategies,
and those are important. We need a good financial foundation,
but boy, happiness in life in general and in retirement
is so much more than money. Another thing that course
taught me to be a certified retirement counselor. Is that
the boomers they love to share stories, their own stories.
They like to have people listen to them, and they
also like to hear other people's stories. They're social creatures.
So when I wrote this book, here was my vision
for it. My plan was to give it away. So
it's a free download. It's on Amazon. If you buy
it there, I'll make fifty cents, So thank you if
you do that. Okay, But here's why envision people would
get this book and they would gather with five or
ten friends once a week and have a discussion. I
have twelve steps here. When I wrote the book. As
I was doing it, I added three bonus steps. It
was actually fifteen. So, Marie, my vision for this, I
guess you call it a book, is really to create
a national dialogue on happiness in retirement, to share stories
of people just like you and I are trying to
figure it out and we all learn from each other.
Matter of fact, I want to share with you a
story from the first step. Okay, please do. And one
of the first keys to happenings retirement social connections. We
need social connections. Studies have found that loneliness is epidemic
in retirement, and lonliness is dangerous. In fact, they found
that people who are lonely their life expectancy is shortened
by the same amount as smoking fifteen cigarettes per day.
Oh so yes, loneliness is as deadly as smoking. Holy
And when I took that course, they also told me,
and this does not apply to you, It doesn't apply
to me either. But they said that the average person
over sixty five has four social connections per month, per month,
per month. That means like one day a week they're
talking to someone, a friend, a colleague, someone that they
know in six days a week to buy themselves. They're
just so, isn't that sad?
Speaker 2: Who is that? That's the average retire.
Speaker 3: Well according to the yeah, the school that taught that course. Yeah,
the average course, the average person was sixty five, sixty five.
So let me read this deal. This is from Social Connection.
It's a story of John.
Speaker 2: Okay.
Speaker 3: So John had been the life of the office, and
that can be a challenge post office. Right, He was
a as a socializer. He was a life of the office,
surrounded by colleagues and constant chatter. When he retired, the
silence at home became deafening now. Initially he reveled in
the freedom of no alarm clock, but within a few
months he started to feel isolated. His wife had passed
away a few years earlier, the kids were scattered across
the country and busy with their own lives. Loneliness began
to creep in. One day, while walking aimlessly through a park,
he nosed a group of seniors gathered around a garden
plot sharing stories. Intrigued, he walked over and started a
conversation that he wasn't shy. The group was part of
a local gardening club, and they invited him to join. Now,
despite not knowing much about plants, John decided to give
it a try. Over time, he was an integral part
of the group. They not only gardened, but they had
weekly coffee meetups, They exchanged book recommendations, and even took
trips together. For John, these friendships he developed through the
club were transformative. His days no longer felt long and empty.
He rediscovered the joy of connection. John realized that retirement
wasn't about solitude, It's about creating a new community.
Speaker 1: Absolutely, So, what are some recommendations you could give or
thoughts around how to create those new communities and get
those friends when you retire, because you lose, not lose them,
but they change.
Speaker 3: So what I would say, Yeah, they do change, sometimes
you even lose them. I was teaching a class based
on this book at the University of Utah last fall.
There was a retired doctor in the class. Okay, I said, Martin,
I love my staff. They loved me. We've got together great,
and I thought we would continue those friendships. And from
the day he retired, not a single person reached out
to him afterwards to say, Hey, how you doing. How's life?
You know, let's have lunch. So we had to create
a new group. So one thing is like John and story. John,
you know, there's opportunities all around us, so you can
maybe explore some past hobbies. When I got married, I've
been a guitarist my whole life. I love I played
in a rock and roll band right now. But about
age twenty five, I got married and the finny thing happened.
When I got married, I had to put rock and
roll to the side to start a family, start my career,
get through school, raise the kids. I literally touched my
guitar maybe once or twice per year for about twenty
years and then for me is my mid forties. But
my mid forties, a neighbors said, hey, Martin, you want
to be my band. My wife said, yeah, you know,
get out the house, go do something. So I joined
this band that was fifteen years ago, but ever since then,
I've been in a rock and roll band. And it's
it's passion. It's a passion of I'm great friends with
my bandmates. So you might look at things you used
to enjoy when you were younger and rekindle those things.
There may be things that maybe you want to do
but life got in the way, just didn't do. Yeah,
so's just see what your passion is and it'll be
different for you than this. For me, there's probably not
a lot of people who would want to wear a
kilt and stand on a picnic table playing guitar like
I do. And please don't try and picture.
Speaker 2: That that's where I was going.
Speaker 3: But it happened. It happened, so yeah, and then yes,
if you're looking for it, I think it's more likely
to happen.
Speaker 2: Yeah.
Speaker 1: And I always say to try to find other people
in the same stage of life that you're in as well.
So if you have a center for retired people in
your community, if you have people that play cards, if
you like cards, something something that in the same stage
of life, because then they're also looking for the same
thing that you're looking for.
Speaker 3: Yeah, you know, and that's kind of a good segue
into another one of the steps. Yeah, I guess that
is lifelong learning.
Speaker 2: Oh, I love that. That's one of my favorites.
Speaker 3: You gotta keep going. I'm going to read again a
story here from the book. And that's what this book is.
It's just a bunch of stories. If people can get together,
read them, discuss them, and then give their own input
from it. But Yirk, we'll talk about Maria. Maria had
always been passionate about learning. As a young woman, she
had dreamed of studying art history and what a cool degree.
But life took a different path. How often does that happen? Right?
Speaker 1: Every day?
Speaker 3: She became a nurse, raised a family, and spent decades
caring for others. When she retired at age sixty five,
she was grateful for the time she had in her career,
but she couldn't shake the feeling that there was still
so much more she hadn't explored. So one evening, while
scrolling through social media, she came across an advertisement for
an online art history course. Remember the young woman. She
wanted that to learn first of the art history. She hesitated,
wondering if it was too late to pursue her passion,
but something inside her tour her to go for it now.
The first week of course, it was challenging. Navigating the
online platform was unfamiliar, and she was frounded by younger students,
so she felt kind of out of place. But Maria
soon realized her age was an advantage. She had the
time and the patience to delve deeply into the material,
and her life experiences gave a unique perspective that no
one else in the class had, and she was happy
to contribute. So she engaged in discussions, started visiting local museums,
and it was wonderful. I can remember when I was
in high school and in college, I didn't really like
studying history that much because what there was a quiz,
There's gonna be a test, I had to write a paper,
I had to think overthink it too much. Now I
love history. My wife and I went to Europe for
three weeks in August, to Rome, to Scotland and to
Spain and seeing that the history that exists in Europe.
If you haven't been there anyone, you know, do what
you can if you can afford it. But boy, Europe
is amazing. Yeah, and so now I love historical fiction
on TV. So yeah, we can find those things right
and explore it. Now, something else I think here that
is a I think you get to learn from Maria's story.
There is she was afraid. Initially I was just going
to go there, and so now fear in retirement is
a big deal also throughout our life. So with that
in mind, I had to write a second book, and
this is actually a short story. I've got time. You know,
I still work as a financial planner. I've got about
forty five clients and I love them the death and
love me. I think I'll work for as long as
I possibly can. But I don't work that hard because
it's not you know, not that So I work fifteen
twenty hours a week and I love it. Yeah, so
I have time to be in a rock and roll event.
I had time to write this book, How David Defeated Fear,
and it's good.
Speaker 2: This one I have seen before. It's great, So keep going.
Speaker 3: Once again, you can buy an Amazon, I'll make thirty
seven cents. But it's also on a website called how
David Defeated Fear dot com. Carments ways and you could
you could watch a video of me reading the entire book.
But I'll give you a little background first and then
a synopsis. Okay, when I talk about overcoming fear, I
don't mean fear of you know, you're about to be
over by car. If you're in the middle of the street,
cars coming down, you should probably step aside. So not
physical danger, but the fears that hold us back is
a fear of rejection or a fear of failure. And
here's where that comes from from. Most of humanity we
lived in small groups of thirty or forty people. Are tribes,
and we depended on each other to survive. So marine,
if you're out there, you know, wandering around the wilderness
looking for berries to eat or some small you know
game that you could you could eat, what would happen
if you were kicked out of your group and forced
to live alone.
Speaker 2: Well, I'd cry my eyes out first of all. But
it would be really difficult.
Speaker 3: Yeah, it would be very difficult, and it may be
life threatening. That there's a good chance that you would
not survive if you were kicked out. All right, let's
call it rejected by your tribe. So our brains learned
for our own survival benefit, to make fitting in a
top priority. We have a very strong instinctive desire to
seek out love, approval, and acceptance from our tribe or
our peers or people around us while trying to avoid
the pain of failure and rejection. And I say pained
because it actually can be painful. Scientists have studied the
brain and found that our brain will process social rejection
and almost the exact same way it processes physical pain. Oh,
so that's why I can feel like, you know, you
get in you know that guy feeling in your stomach
when she says no to the prom which is for
me a long long time ago, right, or where that
rejection may be. And so yeah, we want to protect ourselves.
That's where it comes from, that fear of fear and rejection.
In fact, there's a peak performance expert named Ty Bennett.
He's a friend of mine, did a massive study and
he found that fear of failure is a number one
thing that holds us back from living the life of
our dreams.
Speaker 2: So how did David defeat the Fear?
Speaker 3: Okay, I'll tell you. I'll give you a synopsis of
the story. You're okay, okay. So it takes place in Scotland,
because I was born in Scotland, so why not. And
there's a town that used to be growing and prosperous
and people were just loving life until a dragon came
to town. And this was not an ordinary dragon. Dragon
didn't demand tribute, it didn't steal sheep. The dragon guarded
the path to anything new, different, or exciting. This dragon
would not let people dream, and if they tried the dream,
he would fly through the air, you know, spewing forth fire,
and it all hide in the darkness until the dragon
went away. The dragon's name was Fear.
Speaker 1: Yeah.
Speaker 3: No one dared to confront Fear, so the townspeople soon
learned to put their heads down, stick the routine, and
not look elsewhere. Now there was an exception to this rule,
though the children had not yet learned about the dragon.
The children hadn't learned about Fear, so they played and
they explored, they treating big dreams. But as they grew,
their families and their town taught them to about Fear Yeah,
and they learned the best thing to do was just
against stick the routine. Now there's a young man named
David in the story who is He learns about fear,
but deep inside he wonders, man, what if dreams are
worth the risk? I don't know, but even thinking that
felt dangerous until he meant a wise old poet on
the edge of town, and he kind of explains his
dilema to the wise old poet. The poet pulls out
a golden envelope. I love it right here, and he
explains to David, I have him here three ancient poems
that will teach to the secret to overcoming the fears
that hold you back in life, and he begins to
show these one by one. Now, first of all, he
introduces the first poem this way. You know, we go
through life and we have these dreams and we want
to pursue them. But we're looking for, oftentimes something outside
of ourselves for the answer. If someone else will come along,
as something else will, if this will happen, I'll be happy,
this will happen. I'll go for it. And he teaches
David that the real answers are within us, that there's us.
I call it a divine spark. This light in inside
all of us. This light connects us all as human beings,
is love. And when we begin to operate and or
fan the flames of love, we see things more clearly.
And he shared the first film, which right now I'll
share with you and the listeners. I love this poem.
I actually wrote up for my granddaughter, which she was
born five years ago, which kind of started me writing poetry.
Who would have thought, right, right, It's called divine spark.
A divine spark from Heaven above lies within. We call
it love, a special light to show the way and
guide your path each end every day, in trouble times
and good times too. It will help you know just
what to do. So hold on to love and don't
let go. Let your light shine so the whole world
will know we're all connected through the power of love,
the ultimate gift from Heaven above. So to overcome that fear,
we need to really look within ourselves. We have the answers,
and if not, we know where to find them. So
that's the first listening taught them well. The poete went
on to tell David that you know, rather than looking within,
we look these outside sources and we fill our days
with noise, endless tasks, all on social media for too
many hours a day, or the TV, or with all
this busy work, rather than look within. And this busy
work it gives us some relief from our fears, but
it's a temporary relief and at quite a cost because
it does block the connection to that spark within ourselves.
So we shared the second poem, this one. I don't
mind telling you and the listeners, it was really special
for me. I was driving to my father's grave for
the first time since his burial, in the middle of California,
a bunch of farm fields, like we say here in
America the boondocks, all by myself for about an hour,
and I was wondering, what would my father tell me
if you could? Oh, and these thoughts, these thoughts came
to my mind, and I don't I also want to sharing.
He was a hard worker. You know, I live all
around the world because of his job, so I'm very
grateful for that. But he had no connections outside of work.
At age sixty five, her retirety, he sat in his
bedroom and he just slowly went away. He died ten
years later, just kind of stop living. Ah, So that's
some background which I hope makes the poem even more powerful.
It's called break free. I'm not afraid of dying for me,
it holds no sting. I am more afraid of living
and to let my true voice sing. What holds me
back from doing all that I can do, to bless
the world around me and live my life in truth?
The things which do not matter to them, I give
my time. The things which do not matter are robbing
me so blind. No more such beauty all around me.
If I will choose to see success and life fulfillment
are waiting there for me. Peace and understanding and a
life based not on fear come from taking action and
is oh so very near. So I will keep on doing,
and do and do again. The strength and courage needed
have always been within. Than when I die, I'll know
I've done all within my power. We rest in peace
by living now, in this very hour. Wow.
Speaker 2: Wow, and that's so very true.
Speaker 1: M hm.
Speaker 3: So I would tell tell you and anyone listening, Yeah,
live in the moment, live now, don't wait for something
to change or get better, and especially be aware of
those distractions. They're they're very very costly. One of my
favorite Coaches of All Times by David Bowie, and you
might remember the one I'm referring to rock stars know
Everything Right, And David Bowie said that aging is an
extraordinary process where you become the person you always should
have been. Wow, And that's especially true in retirement. You know,
I'm a fanchip planner. I manage a whole bunch of money,
and I dress like this every day for work. I
wear bright colored shirts. I wear jeans and nice shoes.
If they say, Martin, howe you been an advisor for I say,
long enough to not wear a tie A right on.
And I used to have a partner who's very type
a personality, always wore ties, expensive suits, and you like
to use like really big words. And we separate about
four years ago. And I'm much happier now, and I
wish them all the best, of course, but we're very,
very different. And I am now flourishing becoming who I
really want to be, like writing this book, you know,
the Happier Retirement hand book, writing this how David defeated fear.
That's who I am. Yes, So I am becoming who
And I imagine right now you probably hopefully are more of
the person you always should have been, maybe more so
than your word during your career.
Speaker 1: Without a doubt, without a doubt, I'm now I focus
my days, for the most part, on things I want
to do rather than things I have to do.
Speaker 3: Right, Okay, So the poet told people to look within,
to be wary of these distractions. How much it really
cost us. Here's the last thing he said. Okay, this
is why again I wrote the book the way I
did to create discussion, because I can't tell you how
to be happy in retirement, right, but I can maybe
plant some sea that begin the thought process. And so
the poet told David that in this town besieged by
the dragon, they were taught to not stand out, to
not be themselves, to always just try and fit in.
And he says to David, listen, you are never meant
to be like anyone else. From the day you were born.
There's never been another U, and there never will be.
And the world has made better not by people just
fitt in the mold, but by people who break free,
who shine their own light the way they're supposed to shine,
whether it's starting a Facebook group, join a rock and
roll band, or writing a book yeah or or I
don't like gardening. I hate gardening, but for some it's wonderful, right,
So we got to discover the real less So this
is the last poem, and it's probably my favorite of
all time. But this one I created a separate book
called only One You, just for small children. I guessually
here that's my granddaughter in the illustration. So this poem
still only one you. There's only one you. This much
is true, and it's quite amazing what one you can do.
Don't ever doubt for even a minute. The world is
better because you are in it. The bumps and bruises
and lessons learned give you strength and wisdom. It's something
you've earned. Release your fears and choose hope instead. Focus
your gaze on the goals up ahead. Light up your
candle and let it shine. Trust in yourself, and then
you will find peace from within and the answers you're missing.
When you hear that small voice, make sure that you listen.
Then take a step and another once more, hold your
head high as you open the door. We're all unique
in our own special way. Your gifts matter, and come
what may. Remember, don't ever doubt for even a minute
the world is better because you are in it.
Speaker 2: Wonderful.
Speaker 3: I gave that book to all my neighbors for Christmas.
Speaker 2: Oh how cool.
Speaker 3: And I was just walking down the street just yesterday
and I saw a neighbor there. She's got a four
year old son, and I said, hey, does he like
the book? She said, yes, You know, we have a
lot of books in the house. He keeps asking for
that book, specifically because he loves a message, he loves illustrations.
So yeah, My goal marine is I want to inspire
the world. I really do. And so what a good
place to be where I get a chance to do that.
And of course you're inspiring the world in your way,
and we all have the chance to do it in
whatever talents and interest we have. And if we'll focus
on that what's possible, what we love and serving others,
that is what will lead to a happier, more fulfilling retirement.
Speaker 2: That's amazing because I always say too. I know in
my own life too. The older I get, the less
I allow fear to rule my life.
Speaker 1: Right when I was younger it was much I think
I had the same level of fear, and when I
was younger I let it stop me.
Speaker 2: But now that I'm older, it's almost like I don't
care anymore.
Speaker 1: I'm sixty three, darted, I only have so much time left.
Speaker 2: Let's get going.
Speaker 1: But that's great messages to do that now for people
that are.
Speaker 2: How do I want to word this?
Speaker 1: Like? How do you tell people that are still scared
to not be scared anymore? Like?
Speaker 3: I don't know, I guess, great question. When I first
wrote that poem, Divine Spark five years ago, I shared
it with just one or two clients, and it felt
kind of weird, a guy in his mid fifties, you know,
sharing poetry with people. Who does that, right? But the
response was very, very positive, and one of my clients,
who's a grandmother, said, Martin, can I get three more copies?
Because I want one for each of my grandchildren. Every
time my fair old grandson comes over, he asked me
to read that poem because he says it makes me
feel good.
Speaker 2: Ah.
Speaker 3: So I thought, wow, maybe there's something to this, and
so I wrote a few more poems. I found an
online printer where I now print a thousand poems at
a time, wow, at a pretty decent cost. And I've
now I've probably distributed between eight and nine thousand poems
in the past five years.
Speaker 1: Wow.
Speaker 3: In fact, one of my goals is to give that
poem to every child in the foster care system. Oh wow,
here in Utah there's about three thousand of them. So
I'll start with Utah and then spread from there or
any child in a hospital, children's hospital, especially if they
have some kind of challenge where they look different than
everyone else. I want them all to get a copy
of only one U to know how much they really matter.
So let's kind of help peel that back. You say,
what do you do? Take a small step that in
the book how they would defeated fear. And by the way,
again you can watch it for free. You've already seen it.
The poet teaches that the cure for distraction and also
fear is action. I knew it, yes, So dude, now
you can do but do a small step. You don't
have to go from I've never written a story of
my entire life to you know, publishing a book. But
you could just write down a few ideas. And the
way we get that confidence we were confere is by
moving forward. Right, Like I said in the poem, right,
take a step and another once more, you had high.
It'll be little by little, but that's w we overcome fear.
You don't have to jump off the deep end, but
I recommend you maybe don't do that. That works for
some people, but for most of it, it's gonna be
walk up that little group you know in the in
the park, the gardening group, like John did in the story. Yeah,
just starting a conversation. Now, that may not have worked out.
He may have had to go to the I don't
know different, a different group of people until he found
the one that was best for him. And that's okay.
We have to remember too, where that fear comes from,
that fear of failed and rejection from our hunter gatherer days,
and it's just designed as trying to protect you from death.
But I don't think if someone says no to you
that you're gonna die. So if we just are aware
of it and then keep making these small steps, we
will find what works for us. And I I told
you before this call started, I learned best by making mistakes, yes,
and I'm okay with myself now making those mistakes earlier
on maybe not so much now, Yeah, I don't mind,
because I know that's where I get the most growth.
Is by doing something wrong and then say, Okay, that
doesn't work, let me try this.
Speaker 2: Yeah, I saw.
Speaker 1: I think it was probably Tony Robbins a million years ago,
but one of his.
Speaker 2: Sayings was feel the fear and do it anyhow. And
it's true.
Speaker 1: I still for me, I still feel the fear, but
I do it anyhow. For just a small example for
me was I joined a ladies golf league. Well, by
no means am I a great golfer. I love to golf,
but I'm not real good at it. So every day
that I go I went yesterday. Every day that I go,
I'm driving on the way there and going, oh, I
can't do this, So I can't do this, I can't
do this.
Speaker 2: I get there and it's like, whoa, this is great.
I meet some new people and it's so much. So
feel the fear.
Speaker 1: I was still scared yesterday golfing with three new ladies,
but doing it anyhow.
Speaker 2: It's I like that.
Speaker 3: Yeah, you know. One of the things that the poet
teaches in this book is that fear never goes away,
but we learned to replace that fear with a more
powerful emotion and well connection of serving others. Okay, so
it doesn't go away.
Speaker 1: It is.
Speaker 3: It's part of our DNA, so it won't go away.
That Brian's right, you know there. So yeah, so move
forward anyway and just try and make the adjustments, and
I think you'll you'll be going in the right direction
and you will lead a happier, more fulfilling.
Speaker 1: Okay, So sadly our time is coming quickly to an end,
but it so for some Okay, I'm going to say,
my sister today is her very very very last day
at work.
Speaker 2: Ever, she's retiring to day.
Speaker 1: What would be the biggest advice you could give someone
like that?
Speaker 3: What I would say is, yes, retire again to something,
not from something. And you know, when we go through
our careers as a nurse, as an engineer, whatever it is,
we get a manual. Here's what got a new Yeah,
this is the manual for retirement. Get the manual and
go through all really twelve steps plus the three bonus,
and just start thinking about it. You know, when you
were a parent for the first time, and maybe before
you're a parent, this is gonna be easy. And before
we have kids, we see other parents struggling. Oh, I
would never do that. Yeah, and we can even read
about it, but until you're actually in the midst of it,
you don't know. And it's similar for retirement. You know what,
We're not really taught how to retire successfully. So you
need to get the manual. And people can go to
Stories of Retirement dot com and get that book for free, okay,
or they can buy on Amazon. I don't care. I
would appreciate the fifty cents, but I'll be fine without it. Yeah,
do what's best for you. I really I want to
change the world, Marine, Okay. So yeah, that's why I
tell your sister to do, is is just start thinking
about and have a plan retirement or happiness. And retirement
doesn't happen by default, right, just like being a good
parent doesn't happen by default. Mark, Let's all learn from
each other and have a discussion.
Speaker 1: Thank you, And what I really really enjoy about listening
to you is the passion that comes through.
Speaker 2: Obviously you care. Thank you very very, very very much.
And like you say, your goal is to make the
world a better place. How can you argue with that? Yeah?
Speaker 3: You know, as I do that, Marine, I feel good.
Speaker 1: Yeah.
Speaker 3: So you feel something where you give away, the more
it comes back perfect and I would love to be
in the grocery store at Edmonton someday. And and Simson,
Oh yeah, you're the guy with that Happer retirement handbook.
I've got a group we meet once a week. It's
been wonderful.
Speaker 2: Well, let's work on making that happen.
Speaker 1: I will have all of your information in the contact
or in the remarks down below, so please check it
out and do it. And Martin, thank you. You've really
given us something big to think about. That retirement really
isn't the end of the road. It's a brand new
beginning with new purpose. Yes, with new excitement, with new
things to do and love.
Speaker 3: I love it. Okay, thank you Marine, Thank you talk soon.
Speaker 2: Bye bye.