Speaker 1: What's up everyone, and welcome to another episode of the
Epstein Chronicles. Yo, welcome to the wonderful world of JP
Morgan Chase, the bank that decided convicted sex offenders make
excellent long term clients now as long as their checks
don't bounce. Now, this is the same institution that will
freeze your account if you try to venmo your buddy
fifty bucks for rent, but had no problem shuffling a
billion dollars for Jeffrey Epstein over fifteen years. If hypocrisy
were a currency, JP Morgan would need deposits. And how
about their so called compliance department? The supposed watchdogs of
the bank reduced a decorative poodles yapping in the corner
while executive shovel Epstein's wires through the system. Every time
someone raised a concern. It wasn't treated like a warning.
It was treated like background noise. You could set off
a siren in their boardroom and the only thing they'd
hear is a sweet sound of transaction fees rolling in. Now,
the real magic trick here is how JP Morgan managed
to shocked like a deer in headlights when the Epstein
scandal finally boiled over as if they hadn't been his banker,
his enabler, his willing accomplice, year after year. They want
us you to believe they didn't just notice a convicted
predator moving mountains of suspicious cash. Please you can miss
me with that. So in this one, we're talking about
a bank. We're talking about an accessory to a crime spree,
dressed up in pinstripes and hiding behind quarterly reports. JP
Morgan didn't just do business with Epstein. They legitimized them.
They protected them, and they profited from them. And when
they finally got caught, they did what banks do best.
They cut a check, shrugged, and waited for the public
to move on. So let's talk about it. JP Morgan
Chase looked at Jeffrey Epstein's two thousand and eight conviction
and thought, convicted sex offender. Sure, but does he still
have money? And when the answer came back as a
resounding yes, they decided justice could take a back seat
to transaction fees. Think about how brazen that is. The
largest bank in America looked straight out of a man
who had been branded by a court of law as
a predator and decided that his wallet outweighed his crimes.
For most people, a conviction like that would mean door
slamming shut everywhere you turned. But for Epstein, JP Morgan
held the door open, offered a malatte, and asked him
if he wanted his transfers in small bills or need wires. Now,
their compliance department must have felt like a hall monitor
at a biker rally, writing up warnings no one was
ever going to read. Every time they waved a red flag,
the executives folded it into origami swan's, placed them on
the desks, and kept cashing Epstein's checks. You can almost
picture some poor mid level compliance officer screaming into the void,
hey maybe we shouldn't be doing this, only to get
told that's cute, but Jeff's got another wire coming through.
This is complicity dressed up in PowerPoint slides and quarter reports.
When your compliance division is treated more like decoration than enforcement,
you're not running a bank. You're running a criminal enterprise
with a customer service department. And we're not talking about
a little pocket change here. JP Morgan held process over
a billion dollars for Epstein. A billion. You don't accidentally
move that kind of money. That's not a slip up.
That's a business plan. It's not like this was some
rounding error in some spreadsheet buried under billions of legitimate transfers.
It was sustained, obvious and deliberate. And the scale matters
here because a billion dollars isn't just keeping a client.
It's providing the logistical backbone for someone who's moving funds
through shell companies, offshore accounts, and whatever shady mechanism he
needed to keep his operation hunting a billion dollars by silence,
a billion dollars by his cover. And JP Morgan was
right there greasing the wheels, and the Titanic analogy fits
too well. Comply and its officers were screaming about icebergs,
and Jamie Diamond was out on deck puffing a cigar,
telling everyone the ship was unsinkable. Spoiler alert It wasn't,
but who cares about sinking when the champagne is still flowing.
It's not that they didn't know the dangers, it's that
they thought the rules didn't apply to them. The arrogance
of thinking they could just float past a convicted sex
offender without consequences is staggering. JP Morgan didn't just miss
the iceberg. They steered right into it, hoping the impact
wouldn't hurt too much because they had the money to
pay for lifeboats. Risk management, JP Morgan's favorite buzzword turned
into a punchline. If you were overdraft by twenty bucks,
they'll slap you with fees that could pay for a
small country's gdp Epstein pro ran a trafficking empire and
got concierge service. The whole system is designed to crush
regular people for pennies, while billionaires and criminals get the
red carpet treatment. The double standard isn't subtle, it's practically
their brand. When JP morgan says risk, what they really
mean is risk of losing wealthy clients. For the rest
of us, the risk is daring to be poor in
a bank built for predators. Imagine that boardroom conversation, gentlemen,
should we cut ties with this convicted pedophile? Long pause, No,
but let's make sure we charge in premium wire fees.
We've got shareholders to answer to, nothing like monetizing human
misery to keep the dividends flowing. You know what wasn't
said in that room, words like ethics, morality, or responsibility.
Those don't show up on shareholder reports. What does show
up revenue from fees, and Epstein's money generated plenty. The
only crime JP Morgan feared was missing quarterly earning targets.
Epstein wasn't a liability, he was a business opportunity dressed
in a scandal. And look the transactions. They weren't subtle,
shell company, shady payments, bizarre wire activity, all of it's
green criminal. JP Morgan didn't just miss the smoke. They
ignored the five alarm fire and tossed on gasoline for
good measure, Because when the fire burns hot, the fees
pour in. These weren't small irregularities that could be explained away.
There were glaring, neon colored signs that something was a miss.
But if you're JP Morgan, you don't see red flags.
You see green dollars. The compliance system wasn't supposed to
catch this. Instead, it turned into a polite suggestion box
no one ever opened. And when the heat finally came,
when the lawsuits and headlines caught up, JP Morgan rolled
out its corporate PR line, we take compliance very seriously,
seriously optional, maybe seriously profitable, definitely, but seriously not even
close It's the corporate version of thoughts and prayers, an
empty phrase meant to placate the public while changing nothing internally.
That it take compliance seriously when the transfers were happening.
They didn't take it seriously when staff flagged the risks,
and they only started mouthing the words when lawyers started
circling at that point. Seriously is just a punchline. Their
defense could have been written by a stand up comic. Yes,
Epstein was bad, but have you seen how Richie was?
You don't just toss that kind of money out the door.
Evil can be lucrative. If honesty were their brand, That's
exactly what they would have said. Instead, they wrapped themselves
in legal lease, as if wordplay can disguise the fact
that they were the financial backbone of a convicted predator.
The truth is simpler and uglier. They didn't care who
Epstein was or what he did. As long as the
money cleared. Banks left to brag about values. JP Morgan's
value was Epstein's balance sheet, and these duplicit as fucks
acted shocked, shocked when Epstein's crimes became impossible to ignore
this after they processed his billions like it was business
as usual. Suddenly JP Morgan had the same energy as
the kid caught with their hand in the cookie jar,
white eyed, innocent, pretending it was all a misunderstanding. Except
this wasn't cookies. This was cash power and complicity in
one of the ugliest scandals in the modern era, and
the fake shock only made it worse because no one
with half a brain believes they didn't know. Their surprise
was as convincing as a toddler swearing they don't know
who drew on the walls with crayons. And let's be clear,
they didn't drop them after his conviction. They didn't drop
them after lawsuits piled up. They only cut ties with
Epstein when he became too radioactive for their brand. Not integrity,
not principle, just optics. That's what passes for ethics in banking.
They'll tolerate anything, overlook anything, excuse anything, so long as
it doesn't threaten their image, and the moment it does,
they sprint to the nearest microphone, issue a hollow statement,
and old people forget by the next quarter. The entire
institution is built not on justice but on damage control. YO.
If compliance were a sport, JP Morgan would be winless,
zero points, skunked last place. Their highlight reel would just
be Epstein smiling on his private jet while the bank's
logo flashed on screen as proud sponsor of the world's
sleaziest billionaire. You can almost picture the TV commercial, inspiring
music clips of Epstein walking into JP morgan branches and
a voiceover saying JP Morgan chase helping dreams come true,
even the criminal ones. These folks aren't champions of finance,
They're the water boys of corruption. Now picture these holiday parties,
these degenerate ass executives raising a glass to Jeff, our
most profitable felon. Because let's face it, Epstein was a
treated like a risk. He was treated like VIP platinum.
No fraud alerts, just the red carpet rolled out in Kashmir.
Imagine the gall of celebrating profits tied directly to human
suffering while sipping champagne and eating caviat in skyscraper offices.
If Hell has a corporate lounge, JP Morgan's Epstein account
managers already have reserved seating. They treated his money like
it was spun from gold instead of blood. And when
the lawsuits came. They tried to launder their conscience with
a few hundred million in settlements. Spoiler, bloodstains don't come
out that easy. Well, money can buy silence, it can
buy settlements, but it can erase history. JP Morgan will
always be the bank that looked at Epstein's crimes and
decided yes, but how much can we make off this?
And I want to be very clear when I say this.
This wasn't negligence, it wasn't in competence. It was policy.
Epstein wasn't a liability in their books. He was an
ass a convicted predator with a billion dollar bank roll.
JP Morgan saw opportunity, not danger, and that decision wasn't
made in ignorance, it was deliberate. You don't keep someone
like Epstein on your client list for fifteen years without
making a conscious choice to look the other way. And now,
after everything, the only punishment is a fine jump change
for a megabank, some bad headlines, a few stern questions
from senators who probably banked their themselves. We're not getting justice.
What we're getting, once again is theater. And Epstein's survivors
are left holding the pain while JP Morgan shrugs, because
in the eyes of JP Morgan, the human cost never mattered,
only the bottom line. Now, if an average Joe tried
to write ten grand in cash, the bank would lock
the account, call the cops, and act like they stopped
Pablo Escobar. Epstein did that shit for years, and JP
Morgan handed a mince with every transfer. That is the
definition of a two tiered system. For the rich, everything
is negotiable. For the rest of us, everything is criminalized.
This is a bank that styles itself as the heart
of global finance, but in this story they look more
like the getaway driver. Epstein may have been the monster,
but JP Morgan fueled the machine, smiling all the weight
to the vault. They didn't just provide cover, they provided credibility.
When JP Morgan works with you, it signals legitimacy, and
that legitimacy gave Epstein power. They weren't just bystanders, they
were enablers, and even now they'll survive. They always do.
Banks don't collapse from scandals, they profit from them. JP
Morgan pay their settlement, They'll polish their brand and get
back to business as usual. Business, of course, being crime
with a corporate letterhead. And look, their resilience isn't admirable,
it's terrifying because it means no matter how deep the
rock goes, they'll find a way to spin it into revenue.
So what's the bottom line, Well, JP Morgan did just
keep Epstein's money flowing. They legitimized them, they empowered them,
they protected them, and when it finally blew up in
their face, their only real regret was getting caught. And
until institutions like this face consequences that actually matter, the
next Epstein won't have to look very hard for a
banker willing to hold his hand. All of the information
that goes with this episode can be found in the
description box.