1 00:00:04,879 --> 00:00:05,599 Speaker 1: What's going on. 2 00:00:05,759 --> 00:00:08,119 Speaker 2: Thank you so much for listening to this podcast. It 3 00:00:08,240 --> 00:00:10,080 is heard live every day from noon to three on 4 00:00:10,240 --> 00:00:13,839 WBT Radio in Charlotte. And if you want exclusive content 5 00:00:14,000 --> 00:00:17,120 like invitations to events, the weekly live stream, my daily 6 00:00:17,199 --> 00:00:19,480 show prep with all the links, become a patron, go 7 00:00:19,559 --> 00:00:23,399 to thepeteclendershow dot com. Make sure you hit the subscribe button. 8 00:00:23,440 --> 00:00:26,320 Get every episode for free right to your smartphone or tablet, 9 00:00:26,359 --> 00:00:29,039 And again, thank you so much for your support. I 10 00:00:29,120 --> 00:00:32,960 will tell you what a programming director years ago told me. 11 00:00:33,479 --> 00:00:38,000 His name is Bill White, and Bill told me, sometimes, Pete, 12 00:00:38,159 --> 00:00:42,520 just take the layup. We were talking about show content, 13 00:00:43,399 --> 00:00:48,600 and sometimes you got a really easy shot and just 14 00:00:48,679 --> 00:00:51,039 take the layup. You don't have to make it more complicated. 15 00:00:51,079 --> 00:00:52,840 You don't have to do anything else, just put the 16 00:00:52,840 --> 00:00:56,159 points on the board. So all of that is to say, 17 00:00:57,039 --> 00:00:59,240 I'm gonna keep talking a little bit more about the 18 00:00:59,679 --> 00:01:02,439 top that everybody wants to talk about. This is the layup, 19 00:01:02,439 --> 00:01:04,799 because you guys are creating the content for me, and 20 00:01:04,799 --> 00:01:06,799 then the content that I worked on. I could just 21 00:01:06,840 --> 00:01:10,000 push that till tomorrow because I got a lot of 22 00:01:10,000 --> 00:01:15,519 stuff going on after work today and anyway, so it 23 00:01:15,560 --> 00:01:18,359 all started. We were talking last hour with Andrew Dunn, 24 00:01:19,239 --> 00:01:21,599 and he had written a piece at the Charlotte Observer 25 00:01:22,640 --> 00:01:25,680 about a graph that tracks the share of thirty year 26 00:01:25,719 --> 00:01:29,719 olds in the United States who are both married and homeowners. 27 00:01:30,200 --> 00:01:33,200 A majority of young people fell into that category. Fifty 28 00:01:33,280 --> 00:01:38,040 years ago, a majority of thirty year olds were both 29 00:01:38,120 --> 00:01:43,319 married and had a home, and now it's like ten percent. 30 00:01:44,760 --> 00:01:48,239 It's fallen off a cliff. Home prices, he says, have 31 00:01:48,359 --> 00:01:51,319 grown at a breakneck pace all over the country, but 32 00:01:51,480 --> 00:01:54,680 especially in the cities where young adults tend to start 33 00:01:54,719 --> 00:01:58,799 their careers. New home construction just has not kept pace. 34 00:01:59,680 --> 00:02:02,400 At the same time, marriage has come to be viewed 35 00:02:02,480 --> 00:02:06,200 as a luxury good reserved for people who have their 36 00:02:06,239 --> 00:02:09,439 lives figured out. And see this to me is this 37 00:02:09,520 --> 00:02:12,360 is the most detrimental thing that the Left has done 38 00:02:12,479 --> 00:02:18,919 to our society, the devaluation of the nuclear family. And 39 00:02:19,000 --> 00:02:22,080 I can go into the roots of why that is right. 40 00:02:22,199 --> 00:02:25,800 Marxism relies on the destruction of the institutions of the 41 00:02:25,840 --> 00:02:30,840 Western hegemony, and of course that's at. 42 00:02:30,680 --> 00:02:31,840 Speaker 1: The core of it is the family. 43 00:02:32,240 --> 00:02:35,680 Speaker 2: And so they are very explicit you must destroy the family, 44 00:02:35,719 --> 00:02:39,680 break those bonds, and through the government programs over the 45 00:02:39,759 --> 00:02:43,960 last sixty years or eighty years whatever, it's been lbj's 46 00:02:44,000 --> 00:02:48,240 Great Society spoiler alert, not really so great. It has 47 00:02:48,879 --> 00:02:54,719 broken the family unit, and this is now. It was 48 00:02:54,759 --> 00:02:59,919 most predominant and most acute in black families for decades, 49 00:03:00,199 --> 00:03:02,639 but it is now rippled all the way out. It's 50 00:03:02,639 --> 00:03:06,800 in all demographics. Okay, So this has been a really 51 00:03:06,840 --> 00:03:11,039 bad idea to have the government act as the father 52 00:03:11,319 --> 00:03:17,080 in the household structure because the government does not care. Okay, 53 00:03:17,479 --> 00:03:20,759 the government does not care about the family. The man 54 00:03:21,159 --> 00:03:23,759 and the woman who start the family, they care about 55 00:03:23,759 --> 00:03:24,280 the family. 56 00:03:24,360 --> 00:03:28,039 Speaker 1: It's their family, it's their kids. He says. 57 00:03:28,039 --> 00:03:33,240 Speaker 2: Our grandparents often married to build stability. Today's twenty somethings 58 00:03:33,599 --> 00:03:36,479 feel they have to achieve stability before they can afford 59 00:03:36,520 --> 00:03:39,840 to marry or expect a mate to be financially secure 60 00:03:40,319 --> 00:03:45,319 before being marriage worthy. So this is this is difficult 61 00:03:45,360 --> 00:03:48,599 as well. And I actually have a lot of sympathy 62 00:03:48,639 --> 00:03:54,199 for young women who I feel like, and maybe I'm wrong, 63 00:03:54,240 --> 00:03:57,280 but it definitely seems like there is a lot more 64 00:03:57,400 --> 00:04:02,840 pressure on them than on on dudes. They have to, 65 00:04:04,120 --> 00:04:05,960 you know, from high school, they've got to get into 66 00:04:05,960 --> 00:04:08,360 a good college they then have to you know, get 67 00:04:08,400 --> 00:04:11,080 a career, they got to make the money, they've got 68 00:04:11,120 --> 00:04:14,319 to get their place they have, and then they have 69 00:04:14,400 --> 00:04:17,519 to do all of this in a certain amount of 70 00:04:17,519 --> 00:04:22,279 time before they're too old to have children. So there's 71 00:04:22,399 --> 00:04:26,439 this constant pressure to to do all of these things 72 00:04:26,439 --> 00:04:30,839 as quickly as possible. And they are also as Mary 73 00:04:31,040 --> 00:04:33,240 uh said in at the end of the last hour 74 00:04:33,319 --> 00:04:37,040 on a call in, she said, there's an expectation that's 75 00:04:37,160 --> 00:04:39,639 unrealistic among a lot of young people. And that is 76 00:04:39,720 --> 00:04:42,120 true as well. I talked about this several months ago. 77 00:04:42,959 --> 00:04:48,079 We did a comparison of the average floor plans of 78 00:04:48,160 --> 00:04:52,319 homes versus you know today versus when I was a kid, 79 00:04:53,040 --> 00:04:57,920 and you know, homes now are built bigger, they have more, 80 00:04:58,959 --> 00:05:01,680 they have more stuff in them. They've got like higher 81 00:05:02,040 --> 00:05:05,519 end things. Not in all cases. I know some people say, 82 00:05:05,560 --> 00:05:07,839 you know, all the stuff they put in my house 83 00:05:07,959 --> 00:05:11,240 was terrible and whatever. But the homes are built to 84 00:05:11,519 --> 00:05:15,000 higher regulatory codes, which of course drives up the price 85 00:05:15,120 --> 00:05:19,759 as well. The first home I bought, and this goes 86 00:05:19,800 --> 00:05:24,000 to the expectations, right. First off, I had roommates my 87 00:05:24,240 --> 00:05:27,600 entire college career. I mean, I moved off campus after 88 00:05:27,639 --> 00:05:32,560 the first year, went back to New York. Worked two 89 00:05:32,639 --> 00:05:35,439 jobs all summer long to afford a car that I 90 00:05:35,480 --> 00:05:39,639 bought from my neighbor. Drove that thing down to rock Hill, 91 00:05:40,040 --> 00:05:43,920 and then I was able to work. And because I 92 00:05:43,959 --> 00:05:46,720 could get around town, I could drive to work. And 93 00:05:46,800 --> 00:05:50,120 so then I started working after the first the first 94 00:05:50,160 --> 00:05:52,879 year in college, and I always had roommates. When I 95 00:05:52,920 --> 00:05:55,680 moved off campus, I had three roommates, four roommates, whatever. 96 00:05:55,720 --> 00:06:01,120 I always had roommates. And the first time I got 97 00:06:01,160 --> 00:06:06,120 my own place was in like this old house that 98 00:06:06,199 --> 00:06:09,759 had been converted into four one bedroom apartments. That was 99 00:06:09,800 --> 00:06:15,399 the first time. And then I moved up to Charlotte. 100 00:06:15,439 --> 00:06:18,519 I got the job here at WBT. I lived alone 101 00:06:18,519 --> 00:06:22,560 in an apartment, and then I saved up money and 102 00:06:22,600 --> 00:06:23,360 I bought a house. 103 00:06:24,120 --> 00:06:26,959 Speaker 1: What did I buy? I bought a nine. 104 00:06:26,879 --> 00:06:32,160 Speaker 2: Hundred square foot home, had no insulation, built in nineteen 105 00:06:32,439 --> 00:06:36,920 fifty something. It was over in East Charlotte, not a 106 00:06:36,959 --> 00:06:41,160 particularly good neighborhood. But the idea was, I'm buying a 107 00:06:41,240 --> 00:06:44,720 house that's in bad shape, and I'm going to fix 108 00:06:44,759 --> 00:06:45,040 it up. 109 00:06:46,319 --> 00:06:46,879 Speaker 1: And I got a. 110 00:06:48,680 --> 00:06:52,759 Speaker 2: Home loan for it, and I funded the repairs and 111 00:06:52,800 --> 00:06:54,720 the idea was to either turn it into a rental 112 00:06:54,720 --> 00:06:57,240 property or to turn around and sell it. That was 113 00:06:57,240 --> 00:07:00,360 the plan, and that's what I did. I bought the 114 00:07:00,360 --> 00:07:05,959 house for like eighty thousand dollars, but again nine hundred 115 00:07:05,959 --> 00:07:11,360 square feet. Washer and dryer was in a utility closet 116 00:07:11,439 --> 00:07:13,399 off the back porch, so not inside. 117 00:07:13,439 --> 00:07:14,879 Speaker 1: You have to go outside to go to use the 118 00:07:16,399 --> 00:07:17,079 washer and dryer. 119 00:07:18,399 --> 00:07:22,839 Speaker 2: All of the electrical was from nineteen fifty five, and 120 00:07:22,920 --> 00:07:26,279 so I had to upgrade all of that stuff. It 121 00:07:26,439 --> 00:07:28,959 was in very bad shape, the whole property was. 122 00:07:29,000 --> 00:07:30,399 Speaker 1: And so that's what I did. Every night. 123 00:07:30,399 --> 00:07:32,319 Speaker 2: I would go home from I'd come home from work, 124 00:07:32,560 --> 00:07:35,319 and I would work on the house every single night. 125 00:07:35,759 --> 00:07:41,000 That's what I did for a couple years. Then Christy 126 00:07:41,040 --> 00:07:44,000 and I get married. We sell that house and we 127 00:07:44,199 --> 00:07:47,040 use that towards the down payment on the house that 128 00:07:47,040 --> 00:07:50,680 we bought together. And at that point that we bought 129 00:07:50,680 --> 00:07:53,959 that at the bottom of the when the market tanked 130 00:07:54,720 --> 00:07:57,399 in like eighth nine, and so we got a very 131 00:07:57,439 --> 00:07:58,680 good deal on that house. 132 00:08:00,879 --> 00:08:05,839 Speaker 1: Funny enough, when we come back into town, when I. 133 00:08:05,839 --> 00:08:09,160 Speaker 2: Get this was four years ago, we come back to 134 00:08:09,240 --> 00:08:15,639 Charlotte and that house listed the weekend we were driving 135 00:08:15,639 --> 00:08:19,120 around trying to find a place that house listed, and 136 00:08:19,160 --> 00:08:22,879 they were asking for one hundred thousand dollars more than 137 00:08:22,920 --> 00:08:26,879 what they paid us for it, and they had done 138 00:08:27,639 --> 00:08:28,240 no work. 139 00:08:28,720 --> 00:08:31,639 Speaker 1: In fact, the shed was gone. 140 00:08:31,920 --> 00:08:34,039 Speaker 2: Apparently a tree fell down and took out the shed 141 00:08:34,039 --> 00:08:37,240 and so they never built another shed. And all the 142 00:08:37,279 --> 00:08:41,080 stuff that they touted in that home is like, hey, 143 00:08:41,120 --> 00:08:44,519 look at the stuff we got. It was stuff I did. 144 00:08:44,919 --> 00:08:48,360 It was the new backsplash, it was the new countertop, 145 00:08:48,480 --> 00:08:51,399 the new sinc. We put a new HVAC system in. 146 00:08:51,879 --> 00:08:54,480 All of the stuff that we did is stuff that 147 00:08:54,519 --> 00:08:56,159 they were touting in the listing. And I was like, 148 00:08:56,200 --> 00:08:57,919 I am not paying you one hundred k more for 149 00:08:57,960 --> 00:09:03,360 the house I sold you. But it is very difficult 150 00:09:03,440 --> 00:09:06,720 now to do that to find a place. But that's 151 00:09:06,759 --> 00:09:10,039 the thing. The expectation was, I'm going to find a 152 00:09:10,080 --> 00:09:13,679 place in a neighborhood that at some point in the 153 00:09:13,720 --> 00:09:18,519 future I'm banking on will be revitalized. And that's why 154 00:09:18,559 --> 00:09:22,000 I chose the home that I chose in that area 155 00:09:22,080 --> 00:09:25,120 because it was close enough to No Daw where that 156 00:09:25,279 --> 00:09:29,320 was coming, and then close enough to Central Avenue where 157 00:09:29,360 --> 00:09:32,159 that revitalization was coming. And my thought was at some 158 00:09:32,279 --> 00:09:36,240 point those areas are going to connect in. 159 00:09:38,000 --> 00:09:38,639 Speaker 1: And I was right. 160 00:09:39,679 --> 00:09:42,480 Speaker 2: That house that I sold for like one hundred and 161 00:09:42,639 --> 00:09:44,519 ten thousand, I want to say, or one hundred and 162 00:09:44,600 --> 00:09:50,120 fifteen thousand, is now listed at like three hundred plus 163 00:09:50,240 --> 00:09:53,240 thousand dollars. And they took out one of the bedrooms. 164 00:09:53,240 --> 00:09:55,600 It was only three bedrooms, one bath, and they got 165 00:09:55,679 --> 00:09:58,519 rid of one of the bedrooms. So now it's two 166 00:09:58,840 --> 00:10:01,759 one bath and it's like three hundred something thousand dollars. 167 00:10:03,000 --> 00:10:03,960 Speaker 1: But it's the location. 168 00:10:04,440 --> 00:10:09,960 Speaker 2: It's the proximity to Charlotte, to Center City, and that's 169 00:10:10,120 --> 00:10:12,840 why the property value is what it is. And every 170 00:10:12,840 --> 00:10:17,320 house around it torn down, blown up. They're all these 171 00:10:17,480 --> 00:10:21,480 large MC mansions everywhere. I don't want to say mac mansion. 172 00:10:21,519 --> 00:10:23,120 That's not really fair. I don't like that term either, 173 00:10:23,159 --> 00:10:24,960 but it's like, you know what I'm talking about. The 174 00:10:25,320 --> 00:10:27,759 houses are all now puffed up. They're like four thousand 175 00:10:27,840 --> 00:10:30,879 square feet and stuff, and that's the expectation. I think 176 00:10:30,919 --> 00:10:34,200 that a lot of kids that I say kids, but 177 00:10:34,240 --> 00:10:39,320 I guess millennials and gen A's, gen Z's, gen Y's whatever. 178 00:10:39,840 --> 00:10:42,000 Like I think a lot of younger people grew up 179 00:10:42,080 --> 00:10:44,960 in those nicer types of homes, and they grew up 180 00:10:44,960 --> 00:10:48,879 in bigger floor plans, so they have this expectation that 181 00:10:48,879 --> 00:10:51,519 that's what they should be able to afford too. 182 00:10:52,559 --> 00:10:54,919 Speaker 1: But it's like, yeah, no, no. 183 00:10:55,879 --> 00:10:57,960 Speaker 2: I bought my home when I was thirty and it 184 00:10:58,039 --> 00:11:00,879 was an eighty thousand dollars fixer rubber, but that was 185 00:11:00,919 --> 00:11:01,720 my expectation. 186 00:11:02,480 --> 00:11:03,919 Speaker 1: I'm a simple man. What can I say? 187 00:11:04,240 --> 00:11:06,080 Speaker 2: All Right, if you're listening to this show, you know 188 00:11:06,159 --> 00:11:08,159 I try to keep up with all sorts of current events, 189 00:11:08,159 --> 00:11:10,240 and I know you do too, and you've probably heard 190 00:11:10,240 --> 00:11:14,320 me say get your news from multiple sources. Why Well, 191 00:11:14,320 --> 00:11:17,039 because it's how you detect media bias, which is why 192 00:11:17,080 --> 00:11:20,279 I've been so impressed with ground News. It's an app 193 00:11:20,480 --> 00:11:23,720 and it's a website, and it combines news from around 194 00:11:23,720 --> 00:11:26,159 the world in one place, so you can compare coverage 195 00:11:26,399 --> 00:11:29,120 and verify information. You can check it out at check 196 00:11:29,320 --> 00:11:33,559 dot ground, dot news slash pete. I put the link 197 00:11:33,600 --> 00:11:36,720 in the podcast description too. I started using ground News 198 00:11:36,720 --> 00:11:39,440 a few months ago and more recently chose to work 199 00:11:39,480 --> 00:11:41,519 with them as an affiliate because it lets me see 200 00:11:41,559 --> 00:11:45,399 clearly how stories get covered and by whom. The blind 201 00:11:45,399 --> 00:11:48,200 spot feature shows you which stories get ignored by the 202 00:11:48,279 --> 00:11:49,279 left and the right. 203 00:11:49,480 --> 00:11:50,360 Speaker 1: See for yourself. 204 00:11:50,639 --> 00:11:55,120 Speaker 2: Check Dot Ground, dot News slash Pete. Subscribe through that 205 00:11:55,200 --> 00:11:58,120 link and you'll get fifteen percent off any subscription. I 206 00:11:58,240 --> 00:12:01,559 use the Vantage plan to get unlimited access to every feature. 207 00:12:01,799 --> 00:12:04,559 Your subscription then not only helps my podcast, but it 208 00:12:04,559 --> 00:12:07,720 also supports Ground News as they make the media landscape 209 00:12:07,759 --> 00:12:10,360 more transparent breaking news. 210 00:12:10,399 --> 00:12:10,919 Speaker 1: Everybody. 211 00:12:10,919 --> 00:12:18,039 Speaker 2: Taylor Swift is engaged to Travis Kelce. You'll remember where 212 00:12:18,080 --> 00:12:24,720 you were when you heard that. Like their kids are 213 00:12:24,720 --> 00:12:27,639 going to be like super babies or really messed up. 214 00:12:27,759 --> 00:12:32,960 I am not sure which, but everybody's talking about it. 215 00:12:33,039 --> 00:12:35,879 Speaker 1: Oh my god. Yeah, I don't care. 216 00:12:37,799 --> 00:12:42,799 Speaker 2: Domy, congratulations to them whatever. Let me get to some 217 00:12:42,840 --> 00:12:45,200 of your messages. I have a lot of them. Thomas says, 218 00:12:45,240 --> 00:12:47,399 we never trusted the government. You're right, they don't care 219 00:12:47,399 --> 00:12:50,960 about you or your kids. Our children both went to college. 220 00:12:51,039 --> 00:12:54,399 We planned and financed most of it through investments while 221 00:12:54,399 --> 00:12:56,679 they were growing up because of their ages. They were 222 00:12:56,679 --> 00:13:01,279 both in school overlapping for two years, had small student loans, 223 00:13:01,320 --> 00:13:03,480 but they were manageable and they paid them off as 224 00:13:03,480 --> 00:13:06,639 they got their first jobs. If they chose not to 225 00:13:06,679 --> 00:13:09,039 go to college, the savings could have gone to the 226 00:13:09,080 --> 00:13:11,960 cost of a trade school or their first home. We 227 00:13:12,200 --> 00:13:14,600 and they always have looked at their degrees as an 228 00:13:14,600 --> 00:13:17,279 investment in their futures. Regardless of the type of career 229 00:13:17,320 --> 00:13:19,799 they choose, they would have a degree that allowed them 230 00:13:19,799 --> 00:13:22,600 to move up in their jobs as opportunities presented themselves. 231 00:13:23,200 --> 00:13:24,320 Speaker 1: Well see, and that's the other. 232 00:13:24,159 --> 00:13:27,120 Speaker 2: Thing too, right there, is that that dynamic is now changing. 233 00:13:27,440 --> 00:13:32,919 There are now job listings being put out by major 234 00:13:33,200 --> 00:13:38,759 companies and they do not want college degree people because 235 00:13:38,919 --> 00:13:42,440 the brand of a college credential because that's what it 236 00:13:42,480 --> 00:13:45,840 has become, is just a credentialing service, particularly at the 237 00:13:46,200 --> 00:13:53,279 you know, the the best schools. They're they're devalued because 238 00:13:53,279 --> 00:13:54,720 the people coming out of them are just going to 239 00:13:54,720 --> 00:13:59,600 be toxic in your workplace because they've raised little radical activists, 240 00:13:59,840 --> 00:14:03,519 not people that can actually contribute to your bottom line. 241 00:14:03,759 --> 00:14:07,000 So like that dynamic is changing too. Anyway, back to 242 00:14:07,039 --> 00:14:10,279 Thomas's message, he says, we sent them to college to 243 00:14:10,320 --> 00:14:13,639 get educated beyond what they learned in high school. Now 244 00:14:13,679 --> 00:14:15,480 it has paid off as they move up in their careers, 245 00:14:15,480 --> 00:14:18,080 are married and own their own homes. Parents that want 246 00:14:18,120 --> 00:14:20,320 their kids to go to college need to plan and 247 00:14:20,360 --> 00:14:23,000 to be realistic. They need to be honest and admit 248 00:14:23,039 --> 00:14:25,440 that a college degree, unless it is tied to receiving 249 00:14:25,480 --> 00:14:29,639 a meaningful education, though, is worthless. Planning, being realistic, and 250 00:14:29,679 --> 00:14:33,480 living within your means is still a solid lifetime strategy 251 00:14:33,600 --> 00:14:34,360 that is correct. 252 00:14:34,360 --> 00:14:34,799 Speaker 1: Thomas. 253 00:14:39,399 --> 00:14:42,480 Speaker 2: I'm back on the text line and it moves around 254 00:14:42,519 --> 00:14:47,960 a bit as I yeah, when people text, it bounces 255 00:14:48,039 --> 00:14:55,360 the feed sometimes here I think where I was here 256 00:14:55,519 --> 00:14:58,399 from anonymous, the price of college is going crazy. I 257 00:14:58,399 --> 00:15:00,320 went to North Carolina Public College and I got an 258 00:15:00,320 --> 00:15:04,200 engineering degree in nineteen seventy eight. My son graduated from 259 00:15:04,200 --> 00:15:06,840 the same college with the same degree thirty five years later. 260 00:15:06,879 --> 00:15:09,320 The tuition was over ten times what it was when 261 00:15:09,320 --> 00:15:12,600 I attended, but the average starting salary was only about 262 00:15:12,639 --> 00:15:19,000 four to five times that very highly compensated degree out 263 00:15:19,039 --> 00:15:22,559 of college. Between the bloating of colleges and loan programs, 264 00:15:22,600 --> 00:15:24,279 it's put it out of reach. I could afford to 265 00:15:24,279 --> 00:15:26,879 pay for my education and work my way through college 266 00:15:26,919 --> 00:15:27,519 without debt. 267 00:15:27,759 --> 00:15:29,799 Speaker 1: There's no way that my son could have. Right. 268 00:15:30,080 --> 00:15:33,840 Speaker 2: If you're telling me that a college degree on an 269 00:15:33,840 --> 00:15:39,639 annual basis undergrad is going to cost me what thirty 270 00:15:39,759 --> 00:15:44,799 k a year, Like how am I? How am I 271 00:15:44,879 --> 00:15:48,399 making enough money to pay for that and to pay 272 00:15:48,480 --> 00:15:52,559 for a place to live if I'm not living on campus, 273 00:15:52,559 --> 00:15:54,759 and which, by the way, a lot of these costs 274 00:15:54,759 --> 00:15:59,399 of colleges have gone to the campus housing stuff, which 275 00:15:59,440 --> 00:16:03,879 is ridiculus. Like we had a prison cell. Okay, that's 276 00:16:03,919 --> 00:16:06,960 where that. That was my freshman year and yeah, and 277 00:16:07,080 --> 00:16:09,519 half of my sophomore year. For a year and a half, 278 00:16:09,600 --> 00:16:13,159 I lived in the dorms and it was a prison cell. 279 00:16:13,279 --> 00:16:16,480 Like we had bunk beds, we had a desk and 280 00:16:17,080 --> 00:16:19,879 bulletin board I think, and like everything was like permanently 281 00:16:19,919 --> 00:16:21,960 mounted everywhere so you couldn't take stuff. 282 00:16:22,000 --> 00:16:24,679 Speaker 1: I mean you could move the beds around, but that 283 00:16:24,799 --> 00:16:26,200 was it we had. We had nothing. 284 00:16:26,720 --> 00:16:31,360 Speaker 2: We got like we got a dorm fridge like halfway 285 00:16:31,399 --> 00:16:32,440 through the first year. 286 00:16:32,279 --> 00:16:34,240 Speaker 1: And it was like, this is big time. 287 00:16:34,320 --> 00:16:37,960 Speaker 2: We got a fridge in our dorm. 288 00:16:38,879 --> 00:16:40,360 Speaker 1: This is from John. I'm thirty nine. 289 00:16:40,440 --> 00:16:42,000 Speaker 2: My wife is a state at home mom because of 290 00:16:42,039 --> 00:16:45,000 the high prices of daycare. If she would work, she 291 00:16:45,039 --> 00:16:47,120 would be working to pay for daycare. 292 00:16:47,519 --> 00:16:47,720 Speaker 1: Right. 293 00:16:51,759 --> 00:16:53,799 Speaker 2: I think I read that one already from stand both 294 00:16:53,840 --> 00:16:56,759 my This is from Mark. Both my kids have great jobs. 295 00:16:56,840 --> 00:16:59,600 They the key is to start out small then go bigger. 296 00:16:59,799 --> 00:17:02,879 But inflation is making it extremely hard for my kids today. 297 00:17:02,879 --> 00:17:06,000 Inflation must go down. Yeah, that's part of it. And 298 00:17:06,480 --> 00:17:10,799 this is, you know, regarding the housing costs. You don't build, 299 00:17:11,519 --> 00:17:14,680 we don't allow to be built, to be built, the 300 00:17:14,759 --> 00:17:18,960 kind of starter home tract housing that I grew up 301 00:17:19,000 --> 00:17:21,759 in on Long Island. You know, Levittown. You've ever heard 302 00:17:21,799 --> 00:17:24,160 of Levittown? Or have you ever seen the album cover 303 00:17:24,279 --> 00:17:28,640 for Billie Joel's Nylon Curtain? That was my neighborhood. Every 304 00:17:28,680 --> 00:17:32,839 house looked identical, right, little cape CODs, grid pattern on 305 00:17:32,880 --> 00:17:36,799 the street whatever. And then over time, yeah, you make 306 00:17:36,839 --> 00:17:41,119 improvements to the house, but we don't allow for that 307 00:17:41,200 --> 00:17:44,839 kind of low cost construction to occur anymore. And then 308 00:17:44,839 --> 00:17:46,880 you ban all of the you know, the modular homes 309 00:17:46,880 --> 00:17:48,559 and trailer parks and all of that stuff too, And 310 00:17:48,599 --> 00:17:50,880 now it's like, okay, well, well where can you build? 311 00:17:50,880 --> 00:17:51,920 Speaker 1: You got to go farther out. 312 00:17:52,240 --> 00:17:54,079 Speaker 2: You just got to keep going farther out, which then 313 00:17:54,119 --> 00:17:59,160 adds to the traffic problems. Daisy says, amen to Mary's comments, 314 00:17:59,400 --> 00:18:02,599 and Johnson as Mary made excellent points. I live frugally 315 00:18:02,680 --> 00:18:05,960 and it's tough. I couldn't dream of a new car realistically. 316 00:18:06,000 --> 00:18:07,880 Well there is another one. I have never owned a 317 00:18:07,920 --> 00:18:10,599 new car, and neither has Christy. We have never owned 318 00:18:10,640 --> 00:18:14,599 new cars. There's a book called Life's Little Instruction Manual, 319 00:18:14,920 --> 00:18:17,400 and one of the pieces of advice was own the 320 00:18:17,480 --> 00:18:20,359 nicest house you can afford and the cheapest car you 321 00:18:20,400 --> 00:18:23,759 can afford. Here's a great idea. How about making an 322 00:18:23,880 --> 00:18:27,039 escape to a really special and secluded getaway in western 323 00:18:27,079 --> 00:18:29,599 North Carolina. Just a quick drive up the mountain and 324 00:18:29,680 --> 00:18:33,680 Cabins of Ashville is your connection. Whether you're celebrating an anniversary, 325 00:18:33,880 --> 00:18:36,400 a honeymoon, maybe you want to plan a memorable proposal, 326 00:18:36,519 --> 00:18:39,039 or get family and friends together for a big old reunion. 327 00:18:39,279 --> 00:18:42,400 Cabins of Asheville has the ideal spot for you where 328 00:18:42,400 --> 00:18:45,000 you can reconnect with your loved ones and the things 329 00:18:45,000 --> 00:18:48,640 that truly matter. Nestled within the breath taking fourteen thousand 330 00:18:48,640 --> 00:18:51,839 acres of the Pisga National Forest, their cabins offer a 331 00:18:51,920 --> 00:18:54,559 serene escape in the heart of the Blue Ridge Mountains. 332 00:18:54,720 --> 00:18:57,200 Centrally located between Ashville and the entrance of the Great 333 00:18:57,279 --> 00:19:01,119 Smoky Mountain National Park. It's the perfect balance of seclusion 334 00:19:01,400 --> 00:19:05,920 and proximity to all the local attractions with hot tubs, fireplaces, 335 00:19:06,000 --> 00:19:10,160 air conditioning, smart TVs, Wi Fi grills, outdoor tables, and 336 00:19:10,200 --> 00:19:14,519 your own private covered porch. Choose from thirteen cabins, six cottages, 337 00:19:14,640 --> 00:19:18,599 two villas and a great lodge with eleven king sized bedrooms. 338 00:19:18,759 --> 00:19:21,960 Cabins of Ashville has the ideal spot for you for 339 00:19:22,079 --> 00:19:25,839 any occasion, and they have pet friendly accommodations. Call her 340 00:19:25,880 --> 00:19:29,200 text eight two eight three six seven seventy sixty eight 341 00:19:29,519 --> 00:19:32,240 or check out all there is to offer at Cabinsofashville 342 00:19:32,279 --> 00:19:35,200 dot com and make memories that'll last a lifetime. 343 00:19:36,000 --> 00:19:41,680 Speaker 1: Text line This is from Bob Pete. 344 00:19:41,720 --> 00:19:44,559 Speaker 2: I sit here, sixty five years old, listening to you, 345 00:19:45,000 --> 00:19:47,480 having retired three years ago and never made one hundred 346 00:19:47,559 --> 00:19:49,640 k a year. My wife stayed home with the kids. 347 00:19:50,119 --> 00:19:52,279 We drive a twenty twelve Honda with one hundred and 348 00:19:52,319 --> 00:19:55,160 seventy five thousand miles on it, a nineteen ninety seven 349 00:19:55,359 --> 00:20:00,160 GMC truck one hundred fifty thousand miles on that, no 350 00:20:00,240 --> 00:20:04,000 house payment, debt free for at least ten years. A 351 00:20:04,279 --> 00:20:07,720 company I worked for paid for my advanced degree provided 352 00:20:07,759 --> 00:20:10,920 I got the grades. Kids want too much too soon. 353 00:20:11,400 --> 00:20:14,119 My first job was delivering newspapers at twelve years old. 354 00:20:14,440 --> 00:20:17,039 Someone earlier said, the kids are lazy, and I agree, 355 00:20:17,200 --> 00:20:22,680 working hard is fading fast. So here's and I largely 356 00:20:22,720 --> 00:20:27,960 agree with that. But those are results of actions taken 357 00:20:29,000 --> 00:20:33,440 by the parents. If you didn't make your kid go 358 00:20:33,559 --> 00:20:36,839 out and get some form of employment, do some kind 359 00:20:36,839 --> 00:20:40,039 of work, and you just said, oh no, just be 360 00:20:40,079 --> 00:20:41,880 a kid, and you just kind of gave him all 361 00:20:41,880 --> 00:20:44,079 the money and never made them work, like, you can't 362 00:20:44,119 --> 00:20:47,039 really blame then then, for not having the kind of 363 00:20:47,039 --> 00:20:52,599 work ethic instilled in them that they otherwise would have. Now, 364 00:20:52,640 --> 00:20:55,880 part of the other side of that is I have 365 00:20:55,920 --> 00:20:59,960 a nephew and he wanted to work, and he was fifteen, 366 00:21:00,559 --> 00:21:03,000 and he went all over the place trying to find 367 00:21:03,200 --> 00:21:06,440 anybody to hire him, and they would not hire him. Now, 368 00:21:06,440 --> 00:21:08,880 this was up in New York, and they got child 369 00:21:09,000 --> 00:21:12,200 labor laws or something up there. But no, I'm kidding, 370 00:21:12,279 --> 00:21:16,960 but they yet nobody, nobody wanted to hire him because 371 00:21:17,920 --> 00:21:23,200 he was too young up in New York. He eventually 372 00:21:23,200 --> 00:21:25,880 found stuff to do, little odds and end you know, 373 00:21:26,000 --> 00:21:30,279 odd jobs and stuff like that. But like you have to, 374 00:21:31,279 --> 00:21:36,160 you know, it's like the participation trophy generation, Like that 375 00:21:36,319 --> 00:21:40,519 was the parents doing that. Boomers, I'm looking in your direction. 376 00:21:41,000 --> 00:21:44,160 That was you guys that did that to those kids. 377 00:21:44,160 --> 00:21:46,559 So like you blame the kids for growing up in 378 00:21:46,599 --> 00:21:51,000 that with that mindset that everybody gets a trophy. But 379 00:21:51,039 --> 00:21:57,799 the kids didn't do that. The parents did that. Let 380 00:21:57,799 --> 00:22:05,640 me see here that text line bounced again from anonymous. 381 00:22:05,640 --> 00:22:08,160 Staying home with the children is a different type of investment. 382 00:22:08,480 --> 00:22:11,160 Any mom who wants to stay home should read the 383 00:22:11,200 --> 00:22:16,920 tight Wad Gazette. That's a good name, the Tightwad Gazette. 384 00:22:17,279 --> 00:22:21,799 By amy decision, she wanted to have a lot of 385 00:22:21,880 --> 00:22:25,000 children and stay home, and so she cut cut cut expenses. 386 00:22:25,400 --> 00:22:27,960 Speaker 1: Amazing. Yeah, I mean that is part of the thing. 387 00:22:27,960 --> 00:22:31,960 Speaker 2: It's part of this is also our sort of cultural 388 00:22:32,319 --> 00:22:38,720 bias against delayed gratification. And it's very easy to see 389 00:22:38,759 --> 00:22:40,559 something and say, oh, I want to buy that and 390 00:22:40,599 --> 00:22:42,440 just go out and spend the money and then rack 391 00:22:42,559 --> 00:22:45,519 up a bunch of debt and all of that. But 392 00:22:45,640 --> 00:22:49,759 the you know, delaying those purchases and thinking through, like 393 00:22:49,839 --> 00:22:52,279 what exactly is my budget for this? Do I have 394 00:22:52,359 --> 00:22:54,799 the money for this? And following a budget, even making 395 00:22:54,799 --> 00:22:59,240 a budget. So many people don't even make budgets, and like, 396 00:22:59,359 --> 00:23:01,880 how do you know? It's like Marcus Lamonis says, how 397 00:23:01,880 --> 00:23:04,640 do you know your business if you don't know your numbers. Well, 398 00:23:04,680 --> 00:23:08,200 when you're running a household, you got to know your numbers. Right. 399 00:23:09,240 --> 00:23:12,200 When I bought that first house, they wanted to give 400 00:23:12,279 --> 00:23:14,680 me or they wanted to do. Yeah, they said to me, 401 00:23:15,039 --> 00:23:18,039 you have enough. And this was back during the Wild West, 402 00:23:18,200 --> 00:23:23,400 days of adjustable rate mortgages and stuff and you know, 403 00:23:23,400 --> 00:23:25,119 all these exotic products. 404 00:23:25,160 --> 00:23:29,799 Speaker 1: They tried to give me a loan for I don't 405 00:23:29,799 --> 00:23:30,279 even remember. 406 00:23:30,400 --> 00:23:34,039 Speaker 2: It was some ridiculous amount of money, and I was like, 407 00:23:34,200 --> 00:23:37,160 I like, I can't afford that kind of a loan 408 00:23:37,240 --> 00:23:40,160 for a house. Like I want a house that's a 409 00:23:40,200 --> 00:23:42,559 fixer rupper so I can make some money when I 410 00:23:42,599 --> 00:23:45,119 sell it in you know, five to seven years, which 411 00:23:45,160 --> 00:23:48,400 would be when the arm came when it would readjust 412 00:23:48,720 --> 00:23:52,799 So I said, I don't want a three hundred thousand 413 00:23:52,759 --> 00:23:55,440 dollars loan. What would be the monthly payment on that? 414 00:23:55,640 --> 00:23:58,200 And they tell me the monthly payment. I'm like, well, yes, 415 00:23:58,240 --> 00:24:00,279 I guess I could afford that if I don't eat 416 00:24:00,400 --> 00:24:03,359 or furnish the place. Or turn on any utilities. Yes, 417 00:24:03,599 --> 00:24:06,119 I guess I could probably just take my entire paycheck 418 00:24:06,119 --> 00:24:08,400 and turn it over to the bank. That does not 419 00:24:08,559 --> 00:24:11,599 seem like a sustainable way. See, and a lot of 420 00:24:11,640 --> 00:24:14,920 people though they just did that. They just took those 421 00:24:14,960 --> 00:24:18,160 loans and then when the rates adjusted, it all came 422 00:24:18,240 --> 00:24:23,759 crashing down. We bought our first house in nineteen eighty eight. 423 00:24:24,079 --> 00:24:26,960 It was eleven hundred square feet. Sounds a lot like yours. 424 00:24:27,400 --> 00:24:30,279 Young people today have the expectation to go straight into 425 00:24:30,279 --> 00:24:33,279 a three thousand square foot, five hundred thousand dollars home. 426 00:24:34,640 --> 00:24:38,279 So in eighty eight, Jennifer says, they paid fifty eight 427 00:24:38,319 --> 00:24:42,720 thousand dollars. Yeah, and look, there are websites that you 428 00:24:42,799 --> 00:24:49,279 can find Christy. Christy has an app it's called something 429 00:24:49,319 --> 00:24:51,720 like cheap Homes or something like that, from all over 430 00:24:51,720 --> 00:24:55,200 the country. And she'll show me some and it's like, 431 00:24:55,400 --> 00:24:57,880 here's like a five bedroom, I mean it's in Detroit, 432 00:24:57,920 --> 00:25:02,559 but five bedroom, you know, three bad and it's thirty 433 00:25:02,599 --> 00:25:06,920 two thousand dollars. Like you can find them, but there's 434 00:25:06,960 --> 00:25:09,519 a trade off. It's gonna require a lot of work. 435 00:25:10,440 --> 00:25:12,119 You're gonna have to do that work, and you're gonna 436 00:25:12,160 --> 00:25:13,720 have to do that work over a long period of 437 00:25:13,720 --> 00:25:15,200 time because you can't do it all at once, because 438 00:25:15,240 --> 00:25:17,480 you can't afford to do it all of it at once. 439 00:25:18,359 --> 00:25:20,759 But you can get the property and then you can 440 00:25:20,799 --> 00:25:22,799 live there while you fix it up. That's what I did. 441 00:25:22,920 --> 00:25:24,880 People asked, did I flip the house. I did not 442 00:25:24,960 --> 00:25:28,000 flip it. It was more of a rolling over kind 443 00:25:28,039 --> 00:25:31,799 of a process, more like a rolling over while you 444 00:25:31,880 --> 00:25:33,960 have like a backpull or something, so you. 445 00:25:33,920 --> 00:25:35,720 Speaker 1: Can't really just kind of roll over. You kind of 446 00:25:35,759 --> 00:25:39,680 just have to inch over real slow. That's what I did. 447 00:25:40,240 --> 00:25:42,079 Speaker 2: I lived in one room in the house while I 448 00:25:42,119 --> 00:25:44,839 fixed up another, and then when I fixed that room up, 449 00:25:44,920 --> 00:25:46,839 I moved into that room. I slept in that room 450 00:25:46,839 --> 00:25:49,119 and I fixed up the other one. I just did 451 00:25:49,160 --> 00:25:50,359 that throughout the house. 452 00:25:51,920 --> 00:25:52,119 Speaker 1: Yeah. 453 00:25:52,160 --> 00:25:55,039 Speaker 2: Yeah, you have to make some sacrifices. You have to 454 00:25:55,039 --> 00:25:59,240 lower your expectations, or better yet, just have realistic expectations. 455 00:25:59,599 --> 00:26:02,920 And the more adversity you are willing to put up with, 456 00:26:03,839 --> 00:26:06,160 the better off you're going to be with the delayed 457 00:26:06,200 --> 00:26:11,400 gratification when you get to reap those rewards like this 458 00:26:11,640 --> 00:26:16,039 is a this is all throughout life. Housing prices are 459 00:26:16,079 --> 00:26:19,119 way up while wages are stagnant. Gee, I wonder if 460 00:26:19,119 --> 00:26:20,960 that has anything to do with one hundred million non 461 00:26:21,000 --> 00:26:24,079 citizens here who compete for housing driving up the prices 462 00:26:24,559 --> 00:26:28,960 and jobs driving down wages. Dealing with the invasion solves 463 00:26:29,200 --> 00:26:31,200 most of the middle class economic problems. 464 00:26:31,359 --> 00:26:34,319 Speaker 1: I agree, I absolutely agree. 465 00:26:34,319 --> 00:26:41,519 Speaker 2: They are competing on the wage level because they are illegal. 466 00:26:42,200 --> 00:26:48,240 They then undercut legal residents and Americans ability to command 467 00:26:48,880 --> 00:26:52,880 the minimum salaries. And then you've got or the salaries 468 00:26:52,880 --> 00:26:55,799 that they should be paying otherwise, and you have the 469 00:26:55,799 --> 00:26:58,640 pressure on the housing inventory. All right, you hear me 470 00:26:58,680 --> 00:27:01,319 talk a lot about incentives, right, Well, let's talk about 471 00:27:01,480 --> 00:27:05,200 incentive trips, the kind that companies offer employees to fire 472 00:27:05,240 --> 00:27:07,759 them up and reward their teams. If you own a 473 00:27:07,759 --> 00:27:10,559 business or you work somewhere that offers these incentive trips, 474 00:27:10,640 --> 00:27:13,200 first off, good for you, but also there is a 475 00:27:13,279 --> 00:27:16,119 custom app that's a game changer for these trips. It's 476 00:27:16,160 --> 00:27:20,920 called Incentive Tripkit. Private group messaging, shared photos, you're itinerary, 477 00:27:21,039 --> 00:27:24,839 travel details, all built into a single, easy to use app. 478 00:27:25,079 --> 00:27:28,119 There's even a traveler locator, so Carl from Accounting doesn't 479 00:27:28,119 --> 00:27:30,960 get left behind. The best part about Incentive trip Kit 480 00:27:31,160 --> 00:27:35,000 it's totally private, no email captures, no sign ups, no 481 00:27:35,200 --> 00:27:39,119 cringe ads. It's simple, clean and secure. And when the 482 00:27:39,119 --> 00:27:42,599 trip is over, Incentive trip Kit turns those highlights into 483 00:27:42,640 --> 00:27:44,440 a professional storytelling video. 484 00:27:44,680 --> 00:27:45,440 Speaker 1: So think about it. 485 00:27:45,559 --> 00:27:49,240 Speaker 2: When you launch next year's incentive trip campaign, that video 486 00:27:49,279 --> 00:27:52,920 becomes your greatest motivator. Talk about a return on investment, right, 487 00:27:53,200 --> 00:27:56,359 You got to check out Incentive trip Kit for your business. 488 00:27:56,599 --> 00:28:00,440 Visit incentive tripkit dot com because great trips deserve even 489 00:28:00,480 --> 00:28:04,240 better returns. Well, we're really just solving the world's problems, 490 00:28:04,400 --> 00:28:07,559 that's all. It's what we do on this program. We 491 00:28:07,640 --> 00:28:13,519 solve the world's problems between noon and three. From the 492 00:28:13,559 --> 00:28:17,519 text line, Stan says, in essence, most people expect to 493 00:28:17,640 --> 00:28:20,240 live after they leave home the way they lived when 494 00:28:20,240 --> 00:28:23,599 in their parents' home, without understanding what their parents went 495 00:28:23,640 --> 00:28:27,559 through to create that home and the lifestyle it afforded them. 496 00:28:28,279 --> 00:28:30,119 Speaker 1: That's a very good point. Right. 497 00:28:30,319 --> 00:28:33,920 Speaker 2: A fish doesn't know it's wet. Kids grow up in 498 00:28:33,960 --> 00:28:37,279 a certain environment and they think this is normal, and 499 00:28:37,319 --> 00:28:39,720 then they go off on their own and they realize, 500 00:28:40,440 --> 00:28:43,359 well why, or they ask themselves, why am I not 501 00:28:43,440 --> 00:28:48,119 getting the same lifestyle? Oh, because mom and dad have 502 00:28:48,240 --> 00:28:51,839 been working for twenty years in order to provide this 503 00:28:51,920 --> 00:28:54,640 lifestyle to me that I just took for granted because 504 00:28:54,640 --> 00:28:56,359 I didn't realize. 505 00:28:57,440 --> 00:28:58,400 Speaker 1: How when you go. 506 00:28:58,359 --> 00:28:59,799 Speaker 2: Off on your own and you got to start all 507 00:28:59,839 --> 00:29:03,160 over or again like that's you got to go through 508 00:29:03,160 --> 00:29:07,039 some stuff, you know, and by the way, that builds character, 509 00:29:07,119 --> 00:29:09,440 resistance to pressure builds strength. 510 00:29:11,119 --> 00:29:12,720 Speaker 1: You learn stuff, You. 511 00:29:12,720 --> 00:29:15,039 Speaker 2: Learn how to repair stuff, you learn to fix stuff, 512 00:29:15,400 --> 00:29:17,720 learn about a house or you know, you learn to 513 00:29:17,720 --> 00:29:19,759 live on your own. All of those things are important. 514 00:29:20,200 --> 00:29:21,200 What do the kids call them? 515 00:29:21,319 --> 00:29:22,680 Speaker 1: Adulting skills? 516 00:29:24,599 --> 00:29:27,519 Speaker 2: This is from an anonymous Texter. You start building a 517 00:29:27,599 --> 00:29:28,799 fire with twigs. 518 00:29:29,559 --> 00:29:29,799 Speaker 1: Yes. 519 00:29:29,839 --> 00:29:35,200 Speaker 2: Indeed, the cost of housing in and around Charlotte. For 520 00:29:35,240 --> 00:29:37,799 the past decade, Mayor vy Lyles has been preaching more 521 00:29:37,799 --> 00:29:42,200 affordable housing. Can you please explain? Is it more affordable 522 00:29:42,240 --> 00:29:44,680 housing or is it more affordable housing? 523 00:29:45,759 --> 00:29:47,640 Speaker 1: I'm not sure what part. 524 00:29:47,440 --> 00:29:49,599 Speaker 2: Of the housing economy is she going to detach from 525 00:29:49,599 --> 00:29:52,720 the price. Apart from the small percentage of designation of 526 00:29:52,799 --> 00:29:57,279 designated below market rate sites, the price of homes has 527 00:29:57,279 --> 00:30:00,799 continued to go up. Sounds like a supply side issue too. Okay, 528 00:30:00,839 --> 00:30:04,640 so there is a perfectly rational logical explanation for why 529 00:30:04,680 --> 00:30:07,920 it seems like a supply side issue. 530 00:30:08,039 --> 00:30:11,799 Speaker 1: It's because it is. Yeah, it's because it is. 531 00:30:12,680 --> 00:30:16,119 Speaker 2: It takes a lot of time and money to build 532 00:30:16,119 --> 00:30:19,559 homes in Charlotte thanks to zoning laws and permitting and 533 00:30:19,599 --> 00:30:25,799 all of that. Colleges are money pits for liberal studies 534 00:30:25,799 --> 00:30:31,720 and frat parties, not worth the return on investment. This 535 00:30:31,799 --> 00:30:35,359 is from Mark who says, thank you for reading my messages, 536 00:30:35,400 --> 00:30:38,000 but you did not read the full message. Thanks again, 537 00:30:38,680 --> 00:30:41,720 The beginning was about the nineties. You didn't read that, okay, Mark, 538 00:30:42,240 --> 00:30:44,880 you wouldn't know this. I'm trying to read off of 539 00:30:44,920 --> 00:30:47,920 a text line that is like the Matrix. Have you 540 00:30:47,960 --> 00:30:51,640 ever seen the Matrix the movie? The constant stream of 541 00:30:51,720 --> 00:30:54,720 all of the numbers and letters and all that stuff 542 00:30:54,759 --> 00:30:56,799 just teaming down the screen. That's what I'm trying to 543 00:30:56,799 --> 00:30:59,279 read from. And as soon as somebody texts in, it 544 00:30:59,359 --> 00:31:02,599 bounces the screen up. So I'm trying to read the 545 00:31:02,599 --> 00:31:07,000 text messages. So if you send me multiple messages, they're 546 00:31:07,039 --> 00:31:09,359 going to be they're going to be separated by everybody 547 00:31:09,359 --> 00:31:12,240 else that's texting in. So it's hard for me to 548 00:31:12,319 --> 00:31:15,240 connect your text messages when there were like six or 549 00:31:15,279 --> 00:31:17,839 seven in between them. So I would advise you just 550 00:31:17,880 --> 00:31:21,640 write one big text message, and this way I'm more 551 00:31:21,759 --> 00:31:25,640 likely to see it as one message. So I apologize 552 00:31:25,720 --> 00:31:29,240 if I missed your message. Let me go over and 553 00:31:29,279 --> 00:31:31,599 talk to Ray. Hello, Ray, welcome to the show. 554 00:31:32,319 --> 00:31:33,559 Speaker 3: Hello Pete. How are you today? 555 00:31:33,599 --> 00:31:34,920 Speaker 1: I am well, sir, how are you? 556 00:31:35,599 --> 00:31:37,839 Speaker 3: I'm good. I just wanted to throw my two cents 557 00:31:37,880 --> 00:31:42,640 forth in. When I was ten years old in Virginia, 558 00:31:43,079 --> 00:31:47,400 my dad and mom bought a tri level, half brick, 559 00:31:47,519 --> 00:31:51,720 half vinyl siding house in a cul de sac nice neighborhood. 560 00:31:52,079 --> 00:31:59,480 I think it was nineteen five. And just another couple things. 561 00:32:00,079 --> 00:32:02,559 I think if you buy anything, it doesn't matter what 562 00:32:02,640 --> 00:32:05,279 it is as far as a home, just buy anything, 563 00:32:05,440 --> 00:32:08,799 and it gives you that psychological sense of owning something 564 00:32:08,839 --> 00:32:10,839 and it kind of puts you on the right path 565 00:32:10,880 --> 00:32:14,119 in life. And I used to be in sales and 566 00:32:14,559 --> 00:32:17,599 our sales it was door to door sales, and our 567 00:32:18,519 --> 00:32:21,839 manager always was having quotes he would say to motivate 568 00:32:21,920 --> 00:32:25,920 us to get out there and sell things. But a 569 00:32:25,960 --> 00:32:30,599 couple quotes he said was there are three kind of 570 00:32:30,640 --> 00:32:36,160 people in the world. Those who make things happen, those 571 00:32:36,200 --> 00:32:39,720 who watch things happen, and those who wonder what happened. 572 00:32:40,720 --> 00:32:43,440 And also the other quote, which is a really good 573 00:32:43,480 --> 00:32:47,839 one to help people along in life to understand things, 574 00:32:47,960 --> 00:32:51,359 is I think is this one. It said the people 575 00:32:51,880 --> 00:32:55,640 that live like most of the people want to live 576 00:32:56,119 --> 00:32:58,480 are the people that are willing to do the things 577 00:32:58,599 --> 00:32:59,960 most people don't want to do. 578 00:33:01,240 --> 00:33:01,960 Speaker 1: Yeah. 579 00:33:02,359 --> 00:33:05,079 Speaker 3: Well, now that's just my comment. I want to throw 580 00:33:05,119 --> 00:33:06,079 that out there for people. 581 00:33:06,240 --> 00:33:09,839 Speaker 2: Words of wisdom. I appreciated Ray. Thanks, all right, take care. No, 582 00:33:09,880 --> 00:33:10,720 it's exactly right. 583 00:33:11,319 --> 00:33:11,519 Speaker 1: Yeah. 584 00:33:11,559 --> 00:33:15,680 Speaker 2: People look at they look at the stuff or the 585 00:33:15,720 --> 00:33:18,039 way somebody is living, or the stuff that they own, 586 00:33:18,480 --> 00:33:21,480 and they think, you know, I want to live like that. 587 00:33:21,640 --> 00:33:24,279 I should be able to have that too. But we'll 588 00:33:24,279 --> 00:33:27,079 never ask that person how did you actually get that? 589 00:33:29,400 --> 00:33:31,720 And the amazing thing is that when you actually talk 590 00:33:31,799 --> 00:33:37,640 to like really successful people, they will impart all of 591 00:33:37,680 --> 00:33:41,920 the knowledge to you. They are happy that they love 592 00:33:42,000 --> 00:33:45,559 talking about it. And I've said this before, but I 593 00:33:45,599 --> 00:33:48,720 have found it to be true, which is whenever I've 594 00:33:48,720 --> 00:33:51,799 talked to people who have started their own businesses became 595 00:33:51,920 --> 00:33:54,799 very successful. I've known several people like this in my life, 596 00:33:54,839 --> 00:33:57,359 and whenever I would ask them, you know, how'd you 597 00:33:57,440 --> 00:33:59,799 start the business, what was that like, or what your 598 00:34:00,039 --> 00:34:01,839 as your business do and all that. When I'm asking 599 00:34:01,839 --> 00:34:05,799 them questions about their business, they always talk about the 600 00:34:05,960 --> 00:34:10,760 hardest years. They always go back to the beginning, scraping 601 00:34:10,840 --> 00:34:15,400 by sleeping in the warehouse, you know, not being able 602 00:34:15,400 --> 00:34:19,000 to afford the utilities and stuff. Like, all of those 603 00:34:19,159 --> 00:34:23,960 hard times, the hardest times, that's what they are most 604 00:34:23,960 --> 00:34:27,000 proud of of getting through. That's what their success is 605 00:34:27,039 --> 00:34:30,159 based on, Like they were able to overcome all of 606 00:34:30,199 --> 00:34:33,320 this adversity. And it's going to be hard, and a 607 00:34:33,360 --> 00:34:35,000 lot of people just don't want to do that. And 608 00:34:35,039 --> 00:34:37,320 that's fine. It takes all kinds of people right to 609 00:34:37,360 --> 00:34:41,280 make the world go round. But yeah, it's just it's uh, 610 00:34:41,920 --> 00:34:44,119 a lot of people don't want to actually do the 611 00:34:44,159 --> 00:34:48,920 work and make the sacrifices. And that is in all aspects. 612 00:34:50,199 --> 00:34:54,360 Speaker 1: Of life. Let's see here. 613 00:34:54,400 --> 00:34:57,000 Speaker 2: I would the issue you're speaking to today goes back 614 00:34:57,000 --> 00:35:00,880 to the breakdown of the traditional family. U. I think 615 00:35:00,880 --> 00:35:03,360 so too. My grown son always had a part time 616 00:35:03,480 --> 00:35:05,920 job when he was in This is from Cohen in Belmont. 617 00:35:06,480 --> 00:35:09,199 My grown son always had a part time job when 618 00:35:09,239 --> 00:35:11,280 he was in high school in college. Now, my fourteen 619 00:35:11,360 --> 00:35:14,039 year old grandson mos lawns all over the neighborhood, and 620 00:35:14,079 --> 00:35:16,239 my nineteen year old granddaughter works at the y and 621 00:35:16,320 --> 00:35:20,280 goes to college. There's nothing wrong with working. Yeah, this 622 00:35:20,320 --> 00:35:24,519 is the other thing. When you raise the minimum wages 623 00:35:25,199 --> 00:35:31,559 and you allow in illegal labor, you then prevent younger 624 00:35:31,599 --> 00:35:36,639 people with no skills and no experience from gaining access 625 00:35:36,679 --> 00:35:40,360 to the labor market. You prevent those high schoolers from 626 00:35:40,400 --> 00:35:47,239 getting jobs because there's too many applicants in the competition pool. 627 00:35:47,400 --> 00:35:50,000 So that's been one of the trade offs. It's not 628 00:35:50,119 --> 00:35:53,360 a good one, not in my mind. All right, that'll 629 00:35:53,360 --> 00:35:56,039 do it for this episode. Thank you so much for listening. 630 00:35:56,119 --> 00:35:58,239 I could not do the show without your support and 631 00:35:58,320 --> 00:36:01,000 the support of the businesses that advertise on the podcast, 632 00:36:01,400 --> 00:36:03,440 so if you'd like, please support them too and tell 633 00:36:03,480 --> 00:36:05,199 them you heard it here. You can also become a 634 00:36:05,239 --> 00:36:09,880 patron at my Patreon page or go to dpetecleanershow dot com. Again, 635 00:36:10,159 --> 00:36:12,679 thank you so much for listening, and don't break anything 636 00:36:12,679 --> 00:36:17,320 while I'm gone.