WEBVTT

1
00:00:00.120 --> 00:00:03.399
<v Speaker 1>Yo, yo yo. What's up? Fam Zayden Cruz here back

2
00:00:03.439 --> 00:00:06.639
<v Speaker 1>with another dose of reality straight to your ears. Today,

3
00:00:06.799 --> 00:00:09.080
<v Speaker 1>we're diving deep into a topic that's kind of scary,

4
00:00:09.279 --> 00:00:11.640
<v Speaker 1>kind of exciting, and one hundred percent going to change

5
00:00:11.679 --> 00:00:15.000
<v Speaker 1>how you think about money, the dopamine rush connection. You

6
00:00:15.119 --> 00:00:17.280
<v Speaker 1>know that feeling when you score a new pair of kicks,

7
00:00:17.480 --> 00:00:20.120
<v Speaker 1>hit that ad to cart button on your fave Zara haul,

8
00:00:20.480 --> 00:00:24.079
<v Speaker 1>or even just get that sweet notification of a direct deposit. Yeah,

9
00:00:24.120 --> 00:00:26.480
<v Speaker 1>that's dopamine hitting you up like your bestie after winning

10
00:00:26.519 --> 00:00:30.199
<v Speaker 1>the lottery. But here's the thing, gen z. Our brains

11
00:00:30.199 --> 00:00:33.240
<v Speaker 1>are wired for instant gratification thanks to social media and

12
00:00:33.280 --> 00:00:35.759
<v Speaker 1>this whole twenty four to seven hustle culture we're living in.

13
00:00:36.320 --> 00:00:38.880
<v Speaker 1>It's all about quick hits of joy, like that TikTok

14
00:00:38.960 --> 00:00:41.200
<v Speaker 1>dance trend going viral, or racking up likes on your

15
00:00:41.240 --> 00:00:44.640
<v Speaker 1>latest selfie. And let's be real, money often gets tied

16
00:00:44.640 --> 00:00:47.399
<v Speaker 1>into that dopamine game, whether it's buying the latest gadget,

17
00:00:47.560 --> 00:00:50.840
<v Speaker 1>traveling to Bali that pick looks fire, or just having

18
00:00:50.880 --> 00:00:53.399
<v Speaker 1>a little extra in your pocket for those spontaneous moments.

19
00:00:54.039 --> 00:00:57.000
<v Speaker 1>So why does this matter? Because if we're constantly chasing

20
00:00:57.039 --> 00:00:59.799
<v Speaker 1>those dopamine highs through spending, we're setting ourselves up for

21
00:00:59.840 --> 00:01:03.119
<v Speaker 1>some serious financial fomo down the line. Ever, feel like

22
00:01:03.119 --> 00:01:05.200
<v Speaker 1>you're always broke even when you're working your butt off,

23
00:01:05.760 --> 00:01:08.680
<v Speaker 1>or find yourself endlessly scrolling through shopping apps instead of

24
00:01:08.680 --> 00:01:11.920
<v Speaker 1>focusing on actual goals. Trust me, I've been there, and

25
00:01:11.959 --> 00:01:14.840
<v Speaker 1>it ain't a good vibe. Here are five key takeaways

26
00:01:14.840 --> 00:01:17.079
<v Speaker 1>to level up your financial game and break free from

27
00:01:17.079 --> 00:01:21.079
<v Speaker 1>that dopamine roller coaster. One Awareness is key. The first

28
00:01:21.079 --> 00:01:23.879
<v Speaker 1>step to rewiring your brain is realizing how money interacts

29
00:01:23.879 --> 00:01:27.040
<v Speaker 1>with those feel good chemicals. Pay attention to what triggers

30
00:01:27.079 --> 00:01:30.599
<v Speaker 1>those spending urges. Is it a certain influencer, a specific store,

31
00:01:30.840 --> 00:01:33.560
<v Speaker 1>or just the notification sound of a new sale. Once

32
00:01:33.599 --> 00:01:36.959
<v Speaker 1>you know your triggers, you can start to navigate them smarter. Two.

33
00:01:37.200 --> 00:01:40.959
<v Speaker 1>Delayed gratification. This ain't easy, fam, but trust me it's

34
00:01:41.000 --> 00:01:44.480
<v Speaker 1>worth it. Instead of impulsively buying that cute top that

35
00:01:44.560 --> 00:01:47.280
<v Speaker 1>you probably won't even wear twice, challenge yourself to wait

36
00:01:47.359 --> 00:01:50.599
<v Speaker 1>twenty four hours before making the purchase. That little space

37
00:01:50.640 --> 00:01:54.000
<v Speaker 1>can help you separate genuine need from fleeting desire. Think

38
00:01:54.040 --> 00:01:56.200
<v Speaker 1>about it like this, would you rather have a flash

39
00:01:56.239 --> 00:01:58.159
<v Speaker 1>in the pan dopamine hit, or a long term sense

40
00:01:58.159 --> 00:02:01.959
<v Speaker 1>of financial freedom. Three Budget like your future self. Thanks you.

41
00:02:02.319 --> 00:02:05.000
<v Speaker 1>This isn't just some boring adulting thing. It's about making

42
00:02:05.040 --> 00:02:08.599
<v Speaker 1>your money work for you. Track your spending, set realistic goals,

43
00:02:08.719 --> 00:02:11.879
<v Speaker 1>and allocate funds towards things that actually matter, like building

44
00:02:11.919 --> 00:02:15.000
<v Speaker 1>that emergency fund, investing in your future, or even treating

45
00:02:15.039 --> 00:02:18.520
<v Speaker 1>yourself to those experiences that bring real joy. Think concert tickets,

46
00:02:18.639 --> 00:02:22.639
<v Speaker 1>not another pair of shoes. Four. Find alternative dopamine hits.

47
00:02:22.919 --> 00:02:25.159
<v Speaker 1>There are way more fulfilling ways to get your dopamine

48
00:02:25.159 --> 00:02:28.759
<v Speaker 1>fixed than spending money. Get outside, move your body, connect

49
00:02:28.800 --> 00:02:31.439
<v Speaker 1>with friends, learn a new skill, binge watch that show

50
00:02:31.439 --> 00:02:34.240
<v Speaker 1>you've been meaning to catch up on. Trust me, these

51
00:02:34.280 --> 00:02:37.240
<v Speaker 1>activities will leave you feeling way more satisfied and fulfilled

52
00:02:37.280 --> 00:02:40.479
<v Speaker 1>in the long run. Five. Be your own financial boss.

53
00:02:40.759 --> 00:02:43.759
<v Speaker 1>Don't let money control you, take control of it. Start

54
00:02:43.840 --> 00:02:47.599
<v Speaker 1>learning about personal finance, explore different investment options, and build

55
00:02:47.599 --> 00:02:50.879
<v Speaker 1>your own financial empire. It's not just about making money,

56
00:02:51.000 --> 00:02:52.840
<v Speaker 1>it's about having the freedom to live life on your

57
00:02:52.840 --> 00:02:56.199
<v Speaker 1>own terms all right. Time for a viral worthy story

58
00:02:56.240 --> 00:02:59.439
<v Speaker 1>that'll blow your mind. Ever heard of Emma Chamberlain, This

59
00:02:59.520 --> 00:03:03.319
<v Speaker 1>queen build an entire empire off her authentic content, relatable struggles,

60
00:03:03.400 --> 00:03:05.879
<v Speaker 1>and kill her sense of humor. She started as a

61
00:03:05.919 --> 00:03:08.840
<v Speaker 1>YouTuber sharing her daily life. Who hasn't scrolled through one

62
00:03:08.840 --> 00:03:11.599
<v Speaker 1>of her chaotic vlogs, and now she's got a podcast,

63
00:03:11.759 --> 00:03:15.039
<v Speaker 1>her own coffee brand, partnerships with major brands, and millions

64
00:03:15.039 --> 00:03:18.199
<v Speaker 1>of loyal fans. But get this, Emma was just an

65
00:03:18.199 --> 00:03:20.840
<v Speaker 1>average teenager trying to figure things out, just like you

66
00:03:20.879 --> 00:03:24.439
<v Speaker 1>and me. She faced rejection, doubted herself, and even dealt

67
00:03:24.439 --> 00:03:27.960
<v Speaker 1>with online hate. Yet she kept pushing forward, learning from

68
00:03:28.000 --> 00:03:31.319
<v Speaker 1>her mistakes and staying true to herself. And guess what,

69
00:03:31.520 --> 00:03:34.680
<v Speaker 1>that authenticity resonated with people, and now she's living proof

70
00:03:34.680 --> 00:03:36.520
<v Speaker 1>that staying true to your own path can lead to

71
00:03:36.599 --> 00:03:40.599
<v Speaker 1>unimaginable success. So remember this. You have the power to

72
00:03:40.639 --> 00:03:42.759
<v Speaker 1>break free from the dopamine trap and build a life

73
00:03:42.759 --> 00:03:45.680
<v Speaker 1>that aligns with your values and goals. It won't always

74
00:03:45.719 --> 00:03:48.599
<v Speaker 1>be easy, but trust me, it's worth it. Ditch those

75
00:03:48.639 --> 00:03:52.439
<v Speaker 1>impulsive spending habits, prioritize your financial future, and unlock the

76
00:03:52.439 --> 00:03:55.680
<v Speaker 1>potential within you. You've got this, don't forget to hit

77
00:03:55.719 --> 00:03:58.439
<v Speaker 1>that follow button, leave a five star review because we

78
00:03:58.520 --> 00:04:01.199
<v Speaker 1>love that stuff and tagus in your TikTok reactions to

79
00:04:01.240 --> 00:04:04.000
<v Speaker 1>this episode. Let's get reel about money and break the

80
00:04:04.039 --> 00:04:07.400
<v Speaker 1>cycle together. Until next week, stay dope and keep hustling.

81
00:04:12.800 --> 00:04:16.079
<v Speaker 1>This podcast is created with the help of advanced AI

82
00:04:16.680 --> 00:04:21.000
<v Speaker 1>to deliver thoughtful affirmations and positive messages just for you.