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<v Speaker 1>You're listening to KFI AM six forty wake Up Call

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<v Speaker 1>with Me Amy King on demand on the iHeartRadio app.

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<v Speaker 2>K f I and KOST HD two, Los Angeles, Orange County.

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<v Speaker 2>You Amy, Okay.

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<v Speaker 1>It's five o'clock on your Tuesday morning wake up Call.

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<v Speaker 3>It's September seventeenth. I'm Amy King driving in.

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<v Speaker 1>I saw what's almost full? Did you see that moon?

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<v Speaker 1>And it's a super moon, a super harvest moon. It's

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<v Speaker 1>gonna peak tonight at seven point thirty our time, seven

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<v Speaker 1>thirty five, going to appear full for about three days

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<v Speaker 1>from Monday through Thursday, according to uh NASA says that,

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<v Speaker 1>and it's beautiful. Here's what's ahead on wake Up Call.

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<v Speaker 1>Firefighters are gaining more ground on the massive fires burning

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<v Speaker 1>in southern California. The largest is burning near Rightwood and

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<v Speaker 1>Mount Baldwy Baldy. It's nearly fifty five thousand acres twenty

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<v Speaker 1>five percent surrounded, up from eleven percent the day before.

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<v Speaker 1>Sixty six homes and other buildings have been destroyed. About

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<v Speaker 1>a dozen others have been damaged. A Christian pasture from

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<v Speaker 1>Garden Grove is back home after spending nearly two decades

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<v Speaker 1>in a prison in China. The US State Department confirmed

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<v Speaker 1>the release of David Lynn yesterday. It's not clear why

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<v Speaker 1>he was released. Lynn, who is now sixty eight, was

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<v Speaker 1>convicted of contract fraud in China in two thousand and

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<v Speaker 1>six and sentenced to life in prison. Secret Service agents

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<v Speaker 1>have found Soviet era rifle, backpack and video camera where

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<v Speaker 1>they say would be assassin Ryan Rouse staked out from

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<v Speaker 1>up to twelve hours along the Trump golf course in

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<v Speaker 1>West Palm Beach, Florida.

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<v Speaker 3>We're going to find more about the would be.

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<v Speaker 1>Assassin with ABC's Peter Harrow Lumbus coming up in less

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<v Speaker 1>than five minutes, and then at the bottom of the hour,

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<v Speaker 1>we're going to find out who this routh guy is

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<v Speaker 1>how close he came to taking a shot at the

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<v Speaker 1>former president.

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<v Speaker 3>ABC's Steve Portnoy has that for us.

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<v Speaker 1>Also coming up before the top of the hour, Joel

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<v Speaker 1>Larsgard is going to let us know how we may

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<v Speaker 1>be able to start saving some money at the grocery store,

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<v Speaker 1>wouldn't that be nice? And home equity loans and whether

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<v Speaker 1>one is right for you. Wake of Calso wants to

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<v Speaker 1>send you to the spookiest place on Earth. It's Halloween

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<v Speaker 1>time at Disneyland. We're going to be telling you more

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<v Speaker 1>about that. Let's get started with some of the stories

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<v Speaker 1>coming out of the KFI twenty four hour newsroom. A

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<v Speaker 1>wildfire that started in Tribuco Canyon in Orange County and

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<v Speaker 1>burned nearly two hundred homes and other buildings is now

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<v Speaker 1>thirty one percent surround it. The fires burned more than

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<v Speaker 1>twenty three thousand acres in Orange and Riverside County since

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<v Speaker 1>last week. It hasn't really grown since since last week,

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<v Speaker 1>so that's good news. Officials say their priorities were on

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<v Speaker 1>the east and the west sides the fire. Cooler temperatures

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<v Speaker 1>have helped firefighters make some progress, and helicopter water drops

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<v Speaker 1>on Santiago Park helped put some of the flames out there.

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<v Speaker 1>The surge in COVID cases across California is starting to wane.

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<v Speaker 4>Unlike the flu for the past several years, COVID has

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<v Speaker 4>seen rising cases in the winter and summer. USC virologist

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<v Speaker 4>doctor Paula Cannon told the La City Health Commission last

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<v Speaker 4>week that's because of our behavior in warmer weather.

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<v Speaker 1>We go indoors and we turn on the air conditioning,

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<v Speaker 1>we close our windows, and that reduces the amount of

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<v Speaker 1>pressure we get, and the virus is very happy when

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<v Speaker 1>we do that.

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<v Speaker 4>Another spike in cases could come this winter, but Cannon

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<v Speaker 4>says the new boosters on the market this fall should

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<v Speaker 4>fight off serious illness in downtown La.

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<v Speaker 3>Michael Monks KFI News. He is brought to you by

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<v Speaker 3>ruder hero dot com.

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<v Speaker 1>La Kenny Sheriff's investigators say the deaths of two people

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<v Speaker 1>found it inside a home that burned in Glendora art suspicious.

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<v Speaker 1>One of those found dead yesterday was a seventy one

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<v Speaker 1>year old man. The Sheriff's department says he was found

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<v Speaker 1>inside a bedroom. A second person, believed to be the

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<v Speaker 1>man's wife, was also killed. Sheriff's Lieutenant Steve j Jong

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<v Speaker 1>says the couple was having marital issues and police had

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<v Speaker 1>been involved before.

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<v Speaker 5>They were here about a month earlier in regards to

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<v Speaker 5>a domestic violence incident.

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<v Speaker 3>No one was arrested in that incident.

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<v Speaker 1>Family members say the wife had recently filed for divorce.

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<v Speaker 1>Music mogul Sean Combs, known as Ditty, has been arrested

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<v Speaker 1>in New York following a string of sexual assault lawsuits.

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<v Speaker 1>ABC's Jason nathans And says Combs was arrested last night

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<v Speaker 1>in Manhattan.

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<v Speaker 2>We know that Combs has been hit with lawsuit after

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<v Speaker 2>lawsuit from women to alleged they were physically and sexually

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<v Speaker 2>abused by Combs and his colleagues, sex trafficked, and more.

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<v Speaker 6>Combs has denied all allegations against him.

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<v Speaker 1>The US Attorney's officers the arrest was based on a

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<v Speaker 1>sealed indictment, which they expect to unseal this morning. More

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<v Speaker 1>people have tuned in to watch the Emmys this year.

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<v Speaker 1>Viewership for the awards show jumped fifty four percent to

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<v Speaker 1>six point nine million viewers, following a record low ceremony

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<v Speaker 1>in January. The show in early twenty twenty four aired

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<v Speaker 1>on Fox. Sunday nights broadcast aired on ABC. In the

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<v Speaker 1>key adults eighteen to forty nine ratings, The ratings were

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<v Speaker 1>up seventeen percent.

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<v Speaker 3>AB says.

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<v Speaker 1>ABC says it also outperformed the last time ABC hosted

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<v Speaker 1>the event in twenty twenty. Earlier this year, ABC also

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<v Speaker 1>saw a boost in ratings for the Oscars. Let's say

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<v Speaker 1>good morning now to ABC's Peter Haralambuss.

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<v Speaker 3>Good morning, Peter.

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<v Speaker 5>Good morning, Thanks so much for having me.

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<v Speaker 1>Thanks for being on with us, Hey, we're learning more

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<v Speaker 1>about the guy arrested in connection with a second attempted

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<v Speaker 1>assassination on former President Trump in the last couple of months.

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<v Speaker 3>Tell us who this guy is that.

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<v Speaker 5>We know so far, so we're beginning to get a bigger,

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<v Speaker 5>better picture of fifty year old fifty eight year old

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<v Speaker 5>Ryan Ruth. He was a struggling roof contractor who has

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<v Speaker 5>connected in North Carolina and Hawaii, who seems to have

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<v Speaker 5>held erratic political views and set out on a far

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<v Speaker 5>flung mission to help Ukraine fight off Russia's invasion. The

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<v Speaker 5>exact motive for why he ended up doing this, why

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<v Speaker 5>he showed up on Trump's golf course on Sunday waited

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<v Speaker 5>out for twelve hours with a Soviet style rifle, remains unclear.

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<v Speaker 5>But this is certainly a figure whose social media history

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<v Speaker 5>investigators are combing through as they try to understand what

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<v Speaker 5>compelled him to do this.

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<v Speaker 1>And Peter, he you mentioned Hawaii and North Carolina ties.

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<v Speaker 3>Do we know where he's currently living or was before

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<v Speaker 3>he got arrested.

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<v Speaker 5>It appears he was spending some time in North Carolina.

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<v Speaker 5>His neighbors who we spoke to, said that they spotted

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<v Speaker 5>him back on his property there. Recently, it appears he moved, though,

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<v Speaker 5>from North Carolina in twenty eighteen to Hawaii. The neighbors

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<v Speaker 5>we've spoken to kind of described him as a weird

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<v Speaker 5>loaner type, although they've noted that they're still very much

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<v Speaker 5>surprised by the that he would ever do anything like this.

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<v Speaker 5>We've heard some interesting stories. One neighbor in North Carolina

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<v Speaker 5>who lived next to Ruth for three to four years,

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<v Speaker 5>noted that he often had guns around the house and

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<v Speaker 5>weirdly had a live horse inside his living room. She

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<v Speaker 5>noted that people didn't even believe her that this neighbor

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<v Speaker 5>of hers had a horse, and she took photos of it.

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<v Speaker 5>Another neighbor described Ruth as sketchy, that he kind of

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<v Speaker 5>weirdly paced around all the time and sent off weird vibes.

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<v Speaker 5>Though the neighbors in Hawaii offered a kind of a

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<v Speaker 5>kinder picture, noting that he seemed to just be a

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<v Speaker 5>normal guy who was reasonably friendly and that they were

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<v Speaker 5>overall very surprised by any of this conduct.

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<v Speaker 1>Okay, and we mentioned you mentioned that he had been

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<v Speaker 1>basically lying in wait for twelve hours outside the Trump

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<v Speaker 1>International Golf Club. Do we know how long he had

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<v Speaker 1>been in Florida, Like has he been there for a

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<v Speaker 1>week or did he drive down just for this.

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<v Speaker 5>That's something we're still trying to figure out because it's

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<v Speaker 5>all very unclear. What's even more ambiguous and kind of

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<v Speaker 5>concerning is the fact that Trump's movement to this golf

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<v Speaker 5>course was unplanned. It's not like he's a sitting president

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<v Speaker 5>to us to declare his intention and his schedule to

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<v Speaker 5>go from one place to another. This was kind of

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<v Speaker 5>a surprise move on behalf of the former president. The

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<v Speaker 5>fact that he was waiting there in the early hours

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<v Speaker 5>of the morning on Sunday when this was, you know,

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<v Speaker 5>something that wasn't announced, That the former president hadn't even

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<v Speaker 5>theoretically made up his mind to go play golf is

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<v Speaker 5>kind of shocking, and law enforcement are probing that and

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<v Speaker 5>trying to figure out what exactly was going on there.

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<v Speaker 5>They've said that they don't have any evidence at this

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<v Speaker 5>point that he received any assistance, but they're still looking

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<v Speaker 5>into whether or not he had any kind of advanced

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<v Speaker 5>information or kind of any intel that allowed him to

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<v Speaker 5>make this move and be in position for Trump to

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<v Speaker 5>be playing just the three hundred to four hundred yards away.

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<v Speaker 1>Yeah, And then the other question I would have is

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<v Speaker 1>has he done this before, Like, if he didn't have

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<v Speaker 1>some sort of advanced notice or found out from somebody

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<v Speaker 1>that Trump was going to be playing, did he just

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<v Speaker 1>randomly go down and camp out there just in case

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<v Speaker 1>that we just never knew about.

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<v Speaker 5>It's hard to say, And I think it's also important

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<v Speaker 5>to note that Ruth himself has a lengthy rap sheet

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<v Speaker 5>going back all the way until nineteen ninety seven. For example,

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<v Speaker 5>there was a two thousand and two incident in which

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<v Speaker 5>he barricaded himself inside his business while armed with an

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<v Speaker 5>assault weapon guiltimately pleaded guilty to a felony count of

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<v Speaker 5>possessing a weapon of mass destruction.

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<v Speaker 6>He's pleaded guilty.

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<v Speaker 5>To other crimes. He's been sued multiple times, So there

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<v Speaker 5>appears to have been some kind of history, including that

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<v Speaker 5>two thousand and two incident with firearms, very erratic behavior

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<v Speaker 5>that concerned law enforcement. In fact, we know that there

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<v Speaker 5>was a tip to the FBI in twenty nineteen about

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<v Speaker 5>him possessing a firearm that wasn't acted upon because they

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<v Speaker 5>could not verify the complaintant's information.

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<v Speaker 1>Okay, so we know that he's right now He's charged

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<v Speaker 1>on two charges, one felony in possession or a convict

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<v Speaker 1>or whatever convicted felon in possession of a weapon, and

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<v Speaker 1>also for scratching out the serial number on a weapon.

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<v Speaker 3>So that's two charges. But is he going to face

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<v Speaker 3>more In.

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<v Speaker 5>All likelihood, prosecutors are going to come back with more

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<v Speaker 5>charges at this point. For now, it seems like those

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<v Speaker 5>were the lowest hanging fruit. In a way, it seems

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<v Speaker 5>expected that we're going to see more charges about this

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<v Speaker 5>entire scheme over the coming weeks and months. For now,

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<v Speaker 5>he has an arragement technically scheduled at the end of

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<v Speaker 5>the month on September thirtieth.

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<v Speaker 1>And it'll be interesting, Peter, because he didn't actually do anything.

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<v Speaker 3>He didn't fire the weapon.

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<v Speaker 1>He was just there, So it'll be interesting to see

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<v Speaker 1>what charges they come up with.

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<v Speaker 5>Yeah, we'll have to see. And you're right, he didn't

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<v Speaker 5>fire a weapon. He still possessed one. He had a

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<v Speaker 5>criminal record due to conviction, which makes it a crime.

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<v Speaker 5>But we'll have to see what prosecutors draw up in

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<v Speaker 5>terms of, you know, kind of offering context to what

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<v Speaker 5>this crime was and what exactly had happened to here.

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<v Speaker 5>Certainly a lot of unanswered questions.

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<v Speaker 1>Absolutely, but you did answer some of them for us

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<v Speaker 1>and we appreciate it.

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<v Speaker 3>Peter. We look forward to talking to you again soon.

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<v Speaker 6>Thanks much having me all right, let's get back.

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<v Speaker 1>To some of the stories coming out of the KFI

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<v Speaker 1>twenty four hour newsroom. A person has been shot by

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<v Speaker 1>an off duty officer who stepped in during a road

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<v Speaker 1>rage confrontation in Murieta. The man shot multiple times yesterday

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<v Speaker 1>and a shopping center parking lot is in critical condition.

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<v Speaker 1>No one else was hit by the gunfire, and the

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<v Speaker 1>Hemmet police officer wasn't hurt. The officer is cooperating with

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<v Speaker 1>the investigation. Two people have been killed, including a man

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<v Speaker 1>who the LAPD says shot and killed someone in a

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<v Speaker 1>parking lot in a North Hollywood mall.

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<v Speaker 3>Parking lot.

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<v Speaker 1>Lease say they fired on a man in a parking

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<v Speaker 1>garage when he pointed a gun at them early yesterday

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<v Speaker 1>morning on Victory Boulevard. The other man was found shot

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<v Speaker 1>in the head in a car in the parking lot.

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<v Speaker 1>People who want forced labor out of prisons in California

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<v Speaker 1>have asked voters in LA for their support.

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<v Speaker 7>Proposition six would ban prisons from punishing inmates who refused

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<v Speaker 7>to work. Democratic Assemblyman Reggie Jones Sawyer says seven other

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<v Speaker 7>states have recently passed similar measures.

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<v Speaker 8>Seventy percent of the voters in Alabama, seventy nine percent

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<v Speaker 8>of the voters in Tennessee, and eighty one percent of

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<v Speaker 8>voters in Vermont voted to remove these provisions.

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<v Speaker 7>The measure would allow prisons to set up voluntary work

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<v Speaker 7>programs where inmates can work to reduce their sentences. The

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<v Speaker 7>measure got little pushback in the state legislature. Blake Trolly

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<v Speaker 7>k if I News, So I get to.

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<v Speaker 1>Do something kind of fun, but I need your help.

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<v Speaker 1>I'm going over the edge to help fight homelessness. We

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<v Speaker 1>are literally going over the edge of the Universal Hilton

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<v Speaker 1>on September twenty seventh. The event is actually the twenty

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<v Speaker 1>seventh and the twenty eighth, but I and Neil Savedra

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<v Speaker 1>are going to be repelling twenty five stories down the

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<v Speaker 1>side of a building to raise money for the Union

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<v Speaker 1>Rescue Mission. And we know because we've talked about it,

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<v Speaker 1>and we're so about homelessness and all of the money

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<v Speaker 1>being thrown at a problem that doesn't get fixed. But

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<v Speaker 1>the Union Rescue Mission is actually doing something to help

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<v Speaker 1>people get off the streets get into permanent housing. They're

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<v Speaker 1>feeding a ton of people in the process. But we're

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<v Speaker 1>asking for your donation because the Union Rescue Mission is

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<v Speaker 1>not government funded. It exists solely on private donations, and

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<v Speaker 1>that's where you come in. We would love if you

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<v Speaker 1>would donate to support the cause of Neil and I

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<v Speaker 1>going over the Edge, and you can donate at just

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<v Speaker 1>helpone dot org because, as mother Teresa said, basically, trying

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<v Speaker 1>to help everybody is impossible, but if you focus on

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<v Speaker 1>just one person, you can help. So if you've got

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<v Speaker 1>twenty bucks or fifty bucks or one hundred bucks, we

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<v Speaker 1>would love for you to join in our cause to

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<v Speaker 1>just help one for the Union Rescue Mission. And if

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<v Speaker 1>you want to raise one thousand dollars, either donate it

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<v Speaker 1>or create a team and raise one thousand dollars could

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<v Speaker 1>repel over the side of the building. I'm scared to

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<v Speaker 1>death to do it, but I've heard that it's really

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<v Speaker 1>fun and so I'm looking forward to it but also

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<v Speaker 1>very apprehensive about it. But we're doing it next Friday,

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<v Speaker 1>September twenty seventh. We're going over the edge for the

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<v Speaker 1>Union Rescue Mission and would love for you to join

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<v Speaker 1>us again. If you can donate, please do any amount,

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<v Speaker 1>will take it all because it's actually helping people get

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<v Speaker 1>off the streets, get back into housing, and get their

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<v Speaker 1>lives back on tracks. So important to do that helping

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<v Speaker 1>the people who want help and that's what the Union

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<v Speaker 1>Rescue Mission does again. That's just help one dot org.

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<v Speaker 1>And then if you go to donate and then the teams,

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<v Speaker 1>you look for the team iHeartMedia. That's where you can

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<v Speaker 1>donate to mine and Neil's little expedition. We're going over

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<v Speaker 1>the edge. I'll thank you in advance for your support.

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<v Speaker 1>Cooler temperatures and higher humidity are helping firefighters diglines around

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<v Speaker 1>the fires burning in southern California. The fire in the

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<v Speaker 1>San Bernardino Mountains is now forty nine percent surrounded and

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<v Speaker 1>really hasn't grown since yesterday. The fire New right Wood

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<v Speaker 1>and Mount Baldy thirty five percent surrounded, and the one

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<v Speaker 1>that started in Tribute co Kenyon or Tribute Cookenyon just

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<v Speaker 1>over a week ago is thirty one percent surrounded.

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<v Speaker 3>None of the fires has grown much in the last

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<v Speaker 3>few days.

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<v Speaker 1>Homeowners, businesses, and local leaders have their opportunity to say

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<v Speaker 1>what they think of new plans to reform the insurance

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<v Speaker 1>market in the state. A virtual public hearing is being

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<v Speaker 1>held today at ten. The plans have been in the

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<v Speaker 1>works since several insurance providers stopped offering coverage in California.

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<v Speaker 1>Online comments can be submitted up until the meeting starts.

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<v Speaker 1>Most voters say Taylor Swift's endorsement for Vice President Harris

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<v Speaker 1>has no impact on how they will vote. In a

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<v Speaker 1>new ABC Episodes poll, six percent of respondents said they

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<v Speaker 1>were more likely to vote for the Democratic presidential nominee

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<v Speaker 1>after Swift's endorsement. Thirteen percent said they're less likely to

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<v Speaker 1>vote for Harris because of it. At six oh five,

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<v Speaker 1>it's Handle on the news, Sean did he Combs is

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<v Speaker 1>going to find out what the charges are against him.

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<v Speaker 1>He was taken into custody last night in New York City.

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<v Speaker 1>Right now, let's say good morning to ABC's Jim Ryan.

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<v Speaker 1>So it's been talked about for months and months, Jim,

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<v Speaker 1>and now it appears the Fed may actually be poised

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<v Speaker 1>to lower interest rates when and how much?

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<v Speaker 9>Tomorrow and maybe half a percent? So yeah, the Fed

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<v Speaker 9>will open Market Committee opens its meeting today. Amy, it'll

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<v Speaker 9>wramp it up tomorrow, and at that time it's expected

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<v Speaker 9>to announce that interest rates will be cut. There's something

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<v Speaker 9>called a CME FED Watch, which estimates interest rate charges

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<v Speaker 9>and changes. It says there's a thirty seven percent chance

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<v Speaker 9>the Fed will cut rates by twenty five basis points

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<v Speaker 9>a quarter percent, a sixty three percent chance it would

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<v Speaker 9>go bigger than that at half a percent, and almost

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<v Speaker 9>a zero percent chance that nothing will be done at all.

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<v Speaker 9>So now bankers and others are watching this carefully and

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<v Speaker 9>they do expect that interest rates will be coming down well,

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<v Speaker 9>and the.

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<v Speaker 1>Fed drum pal has been talking about it for months

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<v Speaker 1>and saying, okay, things are getting better, things are getting better.

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<v Speaker 9>Right, And he was criticized after the last meeting in

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<v Speaker 9>July when interest rates were not where they were held

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<v Speaker 9>right where they were, there was no decline. And then

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<v Speaker 9>within a day or two we had unemployment rates that

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<v Speaker 9>came in very high, much higher than anybody had anticipated.

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<v Speaker 9>That was probably though, because of Hurricane Barrel, and a

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<v Speaker 9>lot of people were put out of work from that.

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<v Speaker 9>So things stabilized somewhat, and today, finally two months later,

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<v Speaker 9>it is expected that the interest rates will be pulled

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<v Speaker 9>down somewhat.

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<v Speaker 3>So the question is is it going to do the trick.

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<v Speaker 9>Will you do the trick in terms of the whole economy, maybe,

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<v Speaker 9>maybe not, But will it do the trick for individual consumers? Probably? Yeah.

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<v Speaker 9>If you're planning on borrowing money, it will cost less

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<v Speaker 9>for you to do that. So if you're thinking about

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<v Speaker 9>taking out a loan for a car or a home,

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<v Speaker 9>you should do better in terms of your interest rate.

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<v Speaker 9>But on the flip side, if you put money into

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<v Speaker 9>a high yield savings account you've been collecting about five

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<v Speaker 9>percent on that, that rate will fall back down because

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<v Speaker 9>essentially what you're doing is lending money to the bank, right,

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<v Speaker 9>and so the bank will see it's return improved somewhat.

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<v Speaker 9>That means your return on your CD or your high

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<v Speaker 9>yield savings account's going to drop just a bit.

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<v Speaker 1>Okay, So you mentioned that prices will go down on

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<v Speaker 1>credit cards and home loans that kind of stuff. Is

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<v Speaker 1>there going to be an immediate drop or does it

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<v Speaker 1>take a while to catch up.

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<v Speaker 9>It does take a while, and it'll take time to

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<v Speaker 9>soak out into the market, into the mortgage companies and

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<v Speaker 9>into the banks. And speaking of credit cards, you know

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<v Speaker 9>they adjust their rates fairly soon after the Fed changes

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<v Speaker 9>the federal funds. Right, so you can expect interest rates

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<v Speaker 9>on your Visa, your American Express, your Master or whatever

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<v Speaker 9>your card is to drop just a little bit. It's

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<v Speaker 9>not going to be a huge amount because credit cards

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<v Speaker 9>charge so much anyway, righty two twenty three percent?

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<v Speaker 3>How much they're charging.

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<v Speaker 9>No, No, it's horrible, and so even a little decline

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<v Speaker 9>it's not going to impact that so much. You know,

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<v Speaker 9>the best advice is just to avoid using them if

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<v Speaker 9>you can.

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<v Speaker 1>Okay, So then, Jim, here's my other question, because even

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<v Speaker 1>I'm curious as to what the car the companies can

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<v Speaker 1>charge them what they do charge because the interest rates

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<v Speaker 1>have been.

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<v Speaker 3>Up there, we haven't seen a drop in three or

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<v Speaker 3>four years.

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<v Speaker 1>Right, Yeah, so at one point the mortgage rates were

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<v Speaker 1>up over seven percent. Yes, well there hasn't been an

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<v Speaker 1>interest rate drop, but the interest rates on thirty year

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<v Speaker 1>loans have dropped by more than a percent. They're down

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<v Speaker 1>at like six percent or just over six percent. Now,

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<v Speaker 1>I don't understand how that happens.

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<v Speaker 9>Well, right, I mean, the Fed is not setting the

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<v Speaker 9>interest rate for every mortgage company at every bank out there.

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<v Speaker 9>They can kind of work on their own. But the

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<v Speaker 9>key interest rate that the FED can control has an

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<v Speaker 9>influence on those other institutions. So it's not as though

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<v Speaker 9>the Feds it's done, says okay, Bank of America, you're

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<v Speaker 9>going to charge you six and three quarter percents you

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<v Speaker 9>know on a mortgage or your mortgage company that much.

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<v Speaker 9>They don't do that. But the things that the FED does,

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<v Speaker 9>when it sets this prime or this this key interest rate,

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<v Speaker 9>it kind of takes the lead and so the others

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<v Speaker 9>will follow that almost, you know, individually and almost universally

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<v Speaker 9>for the next few months.

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<v Speaker 1>So could mortgage company could they drop rates down to

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<v Speaker 1>five percent right now if they wanted to?

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<v Speaker 9>You know, I think they could. Yeah, And if you

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<v Speaker 9>shop around, you're not going to find anything that low,

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<v Speaker 9>but you could find that things will get down there

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<v Speaker 9>at some point in the future. And you know, the

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<v Speaker 9>FED has been bringing rates down from what like zero

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<v Speaker 9>percent in twenty twenty two to about five and a

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<v Speaker 9>quarter five and a half percent in July last and

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<v Speaker 9>that's where it has stayed ever since. So you know,

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<v Speaker 9>it may be time now and if you want to

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<v Speaker 9>start to and obviously the banks know that you do

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<v Speaker 9>that too, that you start shopping around looking for a

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<v Speaker 9>that high interests or that high yield savings account, and

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<v Speaker 9>you can find those and it's not usually the big

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<v Speaker 9>banks that give you the best return on those, it's

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<v Speaker 9>the smaller banks.

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<v Speaker 3>Okay, all right, Jim Ryan, Well we'll watch.

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<v Speaker 1>I'm going to wait to buy anything because I think

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<v Speaker 1>the rates are coming down more so there.

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<v Speaker 6>I think you're right.

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<v Speaker 9>You know, there may be further interest rates to cuts

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<v Speaker 9>through the rest of the year. That's what a lot

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<v Speaker 9>of economists are expecting. This could just be the start.

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<v Speaker 9>But again, tomorrow, tomorrow afternoon is when the Fed will

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<v Speaker 9>make its decision.

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<v Speaker 3>Okay, great, thank you, Jim Ryan.

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<v Speaker 9>See emmy.

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<v Speaker 1>All right, let's get back to some of the stories

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<v Speaker 1>coming out of the KFI twenty four hour newsroom. Police

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<v Speaker 1>in Orange County are looking for kids found in a

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<v Speaker 1>child porn operation linked to a couple from Lake Forest.

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<v Speaker 10>So it was also evidence that there might be distribution

427
00:21:44.599 --> 00:21:45.599
<v Speaker 10>of the material.

428
00:21:45.279 --> 00:21:45.799
<v Speaker 6>Coas to Mason.

429
00:21:45.839 --> 00:21:49.119
<v Speaker 11>Police spokeswoman Roxy Fiad says, Jonathan Garduno first tried to

430
00:21:49.119 --> 00:21:51.119
<v Speaker 11>hook up with a fifteen year old girl who turned

431
00:21:51.119 --> 00:21:52.839
<v Speaker 11>out to be a sex crimes investigator.

432
00:21:52.920 --> 00:21:57.799
<v Speaker 10>Detectives continued their investigation involving Gardeno and also conducted his

433
00:21:58.079 --> 00:22:00.559
<v Speaker 10>living girlfriend, Kyla Kawfield to the crime.

434
00:22:00.720 --> 00:22:01.079
<v Speaker 6>She says.

435
00:22:01.079 --> 00:22:03.519
<v Speaker 3>The two were arrested Friday but quickly bailed out.

436
00:22:03.559 --> 00:22:05.640
<v Speaker 10>We feel it's important to our community know that bill

437
00:22:05.720 --> 00:22:08.319
<v Speaker 10>schedules are not set by the police department, but are

438
00:22:08.319 --> 00:22:10.000
<v Speaker 10>based on the legal charging penal.

439
00:22:09.759 --> 00:22:13.240
<v Speaker 11>Codes in Orange County. Corbin Carson kf I News the.

440
00:22:13.440 --> 00:22:16.680
<v Speaker 1>CHP's asking for your help in identifying a boy found

441
00:22:16.839 --> 00:22:20.079
<v Speaker 1>riding a scooter on the one ten Freeway near downtown La.

442
00:22:20.640 --> 00:22:24.119
<v Speaker 1>The boy, who is between ten and thirteen, is nonverbal.

443
00:22:24.440 --> 00:22:27.599
<v Speaker 1>He was found on Sunday evening riding the scooter in

444
00:22:27.640 --> 00:22:30.880
<v Speaker 1>the express lanes of the southbound of one ten near

445
00:22:30.960 --> 00:22:35.680
<v Speaker 1>Jefferson Boulevard. There are no missing persons reports matching his description.

446
00:22:36.519 --> 00:22:39.480
<v Speaker 1>Cyclists now have another four miles of dedicated bike paths

447
00:22:39.519 --> 00:22:42.640
<v Speaker 1>to ride along on San Fernando Road. The bike lanes

448
00:22:42.680 --> 00:22:45.920
<v Speaker 1>that opened yesterday complete the third and final phase of

449
00:22:45.960 --> 00:22:49.160
<v Speaker 1>a ten mile San Fernando bike path that runs from

450
00:22:49.200 --> 00:22:54.599
<v Speaker 1>Banford to Cohasset Streets. This afternoon, the Dodgers take on

451
00:22:54.640 --> 00:22:56.880
<v Speaker 1>the Marlins in Miami, with first pitch going out at

452
00:22:56.880 --> 00:22:59.599
<v Speaker 1>three forty. You can listen to every play of every

453
00:22:59.680 --> 00:23:02.599
<v Speaker 1>game on AM five to seventy LA Sports and you

454
00:23:02.640 --> 00:23:05.720
<v Speaker 1>can stream all the games in HD on the iHeartRadio app.

455
00:23:05.880 --> 00:23:08.720
<v Speaker 1>The keyword AM five to seventy LA Sports powered by

456
00:23:08.880 --> 00:23:12.559
<v Speaker 1>LA Care for all of LA. Firefighters battling three large

457
00:23:12.559 --> 00:23:14.920
<v Speaker 1>wildfires in southern California are about to get help from

458
00:23:14.920 --> 00:23:18.039
<v Speaker 1>the California National Guard. Troops are being trained this week

459
00:23:18.119 --> 00:23:20.640
<v Speaker 1>and are expected to be deployed early next week. This

460
00:23:20.680 --> 00:23:23.240
<v Speaker 1>is the first time in three years National Guard hand

461
00:23:23.279 --> 00:23:27.240
<v Speaker 1>crews have participated in the wildfire battle. Ohio Governor Mike

462
00:23:27.319 --> 00:23:29.960
<v Speaker 1>DeWine says the bomb threats being called into the town

463
00:23:30.039 --> 00:23:34.000
<v Speaker 1>of Springfield are not credible and are originating from overseas.

464
00:23:34.480 --> 00:23:36.839
<v Speaker 1>DeWine said, thirty three threats have been called in and

465
00:23:36.880 --> 00:23:39.359
<v Speaker 1>they're all hoaxes. The cities come into the spotlight after

466
00:23:39.400 --> 00:23:42.680
<v Speaker 1>former President Trump said during the debate that Haitian immigrants

467
00:23:42.920 --> 00:23:47.279
<v Speaker 1>there are eating cats and dogs. Jane's Addiction has canceled

468
00:23:47.279 --> 00:23:50.519
<v Speaker 1>the rest of its tour after lead singer Perry Farrell

469
00:23:50.880 --> 00:23:53.680
<v Speaker 1>lunged at guitarist Dave Navarrow during a show Friday night

470
00:23:53.680 --> 00:23:56.359
<v Speaker 1>in Boston. The band says it has made the difficult

471
00:23:56.400 --> 00:23:59.039
<v Speaker 1>decision to take some time away as a group, the

472
00:23:59.079 --> 00:24:03.079
<v Speaker 1>band's current tour w post and on October sixteenth at

473
00:24:03.079 --> 00:24:06.480
<v Speaker 1>the YouTube Theater in Los Angeles at six o five's

474
00:24:06.480 --> 00:24:09.039
<v Speaker 1>handle on the news, Elon Musk is going to stepped

475
00:24:09.039 --> 00:24:10.440
<v Speaker 1>in it again, but you wouldn't know it if you

476
00:24:10.440 --> 00:24:13.000
<v Speaker 1>didn't actually see his post because he pulled the comment

477
00:24:13.000 --> 00:24:16.079
<v Speaker 1>from X and Find fifty. Joel Larsguard is going to

478
00:24:16.160 --> 00:24:18.400
<v Speaker 1>let us know how he may be able to save

479
00:24:18.440 --> 00:24:20.519
<v Speaker 1>you some money at the grocery store and also home

480
00:24:20.599 --> 00:24:24.480
<v Speaker 1>equity loans whether they are right for you. Let's say

481
00:24:24.480 --> 00:24:28.480
<v Speaker 1>good morning now to ABC's Stephen Portnoy. Stephen, the would

482
00:24:28.480 --> 00:24:31.079
<v Speaker 1>be shooter was lying in wait for the President to

483
00:24:31.119 --> 00:24:34.279
<v Speaker 1>come by during a round of golf on Sunday. How

484
00:24:34.359 --> 00:24:35.799
<v Speaker 1>much danger was Trump really in?

485
00:24:36.960 --> 00:24:38.319
<v Speaker 6>Well, I mean, think of it.

486
00:24:38.599 --> 00:24:42.039
<v Speaker 12>You had a man who arrived, according to the FBI,

487
00:24:42.480 --> 00:24:45.559
<v Speaker 12>at Trump's West Palm Beach golf Club around two am Sunday,

488
00:24:45.960 --> 00:24:48.079
<v Speaker 12>didn't leave until he was found and fired at by

489
00:24:48.079 --> 00:24:51.400
<v Speaker 12>Secret Service nearly twelve hours later, and only because a

490
00:24:51.559 --> 00:24:55.400
<v Speaker 12>quick thinking agent saw the barrel of the Soviet style

491
00:24:55.559 --> 00:24:59.279
<v Speaker 12>rifle poking through the bushes through the fence line, and

492
00:24:59.759 --> 00:25:05.319
<v Speaker 12>he the agent engaged the would be gunman ran and

493
00:25:05.400 --> 00:25:08.720
<v Speaker 12>in the end he was caught by police fifty miles

494
00:25:08.759 --> 00:25:10.880
<v Speaker 12>north on I ninety five.

495
00:25:11.640 --> 00:25:14.839
<v Speaker 6>So what we're learning is more about.

496
00:25:14.519 --> 00:25:17.359
<v Speaker 12>This man, fifty eight year old Ryan Routh, who's now

497
00:25:17.480 --> 00:25:19.960
<v Speaker 12>charged with two counts possessing a firearm while he's a

498
00:25:19.960 --> 00:25:22.920
<v Speaker 12>convicted felon, and he had a lengthy rap sheet and

499
00:25:22.960 --> 00:25:27.240
<v Speaker 12>possessing a firearm with an obliterated serial number. The authorities

500
00:25:27.279 --> 00:25:30.000
<v Speaker 12>say that they are scouring through his social media posts,

501
00:25:30.119 --> 00:25:33.119
<v Speaker 12>talking with people who knew and have known him to

502
00:25:33.200 --> 00:25:36.680
<v Speaker 12>see if they can substantiate a case that he intended

503
00:25:36.680 --> 00:25:37.960
<v Speaker 12>to kill the former press.

504
00:25:39.279 --> 00:25:43.480
<v Speaker 1>So I'm still curious if he was waiting there for

505
00:25:43.519 --> 00:25:46.680
<v Speaker 1>twelve hours, had he done this before, because what they

506
00:25:46.759 --> 00:25:50.480
<v Speaker 1>keep saying Trump hadn't announced his schedule, like people didn't

507
00:25:50.519 --> 00:25:52.279
<v Speaker 1>really know he was going to golf that day.

508
00:25:52.759 --> 00:25:56.240
<v Speaker 12>This certainly was an off the record movement in the

509
00:25:56.279 --> 00:25:58.160
<v Speaker 12>parlance of the Secret Service, which is to say, it

510
00:25:58.200 --> 00:26:00.759
<v Speaker 12>wasn't a publicly announced or even this sssarily set upon

511
00:26:00.759 --> 00:26:03.480
<v Speaker 12>an advance or this decided in advance. According to the

512
00:26:03.519 --> 00:26:06.680
<v Speaker 12>Secret Services Acting Director, he wasn't even supposed to be there,

513
00:26:06.720 --> 00:26:09.599
<v Speaker 12>whatever that means. But the bottom line is the Secret

514
00:26:09.640 --> 00:26:11.599
<v Speaker 12>Service didn't know that that was the plan for the day,

515
00:26:11.640 --> 00:26:14.240
<v Speaker 12>because sometimes Trump changes his plans and it was sort

516
00:26:14.279 --> 00:26:16.440
<v Speaker 12>of a spur of the moment thing. The question was

517
00:26:16.480 --> 00:26:19.920
<v Speaker 12>asked whether Ryan Routh had been to the Palm Beach

518
00:26:19.960 --> 00:26:21.960
<v Speaker 12>Golf Club before, and there was no.

519
00:26:21.920 --> 00:26:23.200
<v Speaker 6>Answer given to that question.

520
00:26:23.680 --> 00:26:26.039
<v Speaker 12>Looks like some either some more evidence has to be

521
00:26:26.119 --> 00:26:28.640
<v Speaker 12>dug up or they weren't prepared to answer the question.

522
00:26:29.440 --> 00:26:31.960
<v Speaker 1>And do we know if he just like drove down

523
00:26:32.000 --> 00:26:35.559
<v Speaker 1>from North Carolina right then, or if he maybe had

524
00:26:35.599 --> 00:26:36.880
<v Speaker 1>been in Florida for a while.

525
00:26:37.160 --> 00:26:39.200
<v Speaker 6>Oh, I have no information about that, okay.

526
00:26:39.640 --> 00:26:43.640
<v Speaker 1>And was Trump he wasn't actually in the line of

527
00:26:43.680 --> 00:26:47.599
<v Speaker 1>sight because Routh was kind of camped out like a

528
00:26:47.640 --> 00:26:49.799
<v Speaker 1>hole ahead of where Trump was right.

529
00:26:49.880 --> 00:26:51.480
<v Speaker 12>Well, of course, I mean, look, just the fact that

530
00:26:51.519 --> 00:26:54.200
<v Speaker 12>the way the protocol works, you have the Secret Service

531
00:26:54.519 --> 00:26:57.799
<v Speaker 12>ahead of the former president while he's golfing at this

532
00:26:57.839 --> 00:27:01.839
<v Speaker 12>particular golf club on this particular date. So it was

533
00:27:01.880 --> 00:27:05.640
<v Speaker 12>the agent's ahead of Trump. Trump was on whole five apparently,

534
00:27:06.319 --> 00:27:10.759
<v Speaker 12>and the agent was at whole six, and so the

535
00:27:10.799 --> 00:27:14.319
<v Speaker 12>agent intercepted before Trump could be in the line of sight.

536
00:27:14.920 --> 00:27:17.480
<v Speaker 3>Okay, It's just so fascinating.

537
00:27:17.640 --> 00:27:20.039
<v Speaker 1>The whole thing I'm glad they caught him, And it

538
00:27:20.079 --> 00:27:22.839
<v Speaker 1>was really interesting to me how how they caught him,

539
00:27:23.240 --> 00:27:27.960
<v Speaker 1>because what somebody saw and reported the license plate number,

540
00:27:28.000 --> 00:27:30.200
<v Speaker 1>and then they tracked that and found him fifty miles

541
00:27:30.200 --> 00:27:30.680
<v Speaker 1>down the road.

542
00:27:30.759 --> 00:27:31.680
<v Speaker 6>Yeah, that's incredible.

543
00:27:31.720 --> 00:27:33.799
<v Speaker 12>I mean, it really speaks to the power of technology

544
00:27:33.839 --> 00:27:35.799
<v Speaker 12>these days and the idea that you know. In fact,

545
00:27:35.799 --> 00:27:38.160
<v Speaker 12>it was set in court papers that the license plates

546
00:27:38.279 --> 00:27:41.720
<v Speaker 12>on the Nissan that he drove were switched stolen from

547
00:27:41.720 --> 00:27:45.640
<v Speaker 12>a Ford, So he must have thought that that was

548
00:27:45.759 --> 00:27:50.200
<v Speaker 12>enough to evade detection. And according to the sheriff of

549
00:27:50.240 --> 00:27:54.119
<v Speaker 12>Martin County, Florida, where he was arrested, because he was

550
00:27:54.119 --> 00:27:56.240
<v Speaker 12>traveling in a relatively normal rate of speed up I

551
00:27:56.359 --> 00:27:58.240
<v Speaker 12>ninety five fifty miles north, he must have thought he

552
00:27:58.279 --> 00:28:01.920
<v Speaker 12>was getting away with it. In fact, they did catch

553
00:28:01.960 --> 00:28:04.480
<v Speaker 12>him and he surrendered without incident after being pulled over.

554
00:28:04.920 --> 00:28:07.240
<v Speaker 12>One other thing we could talk about briefly is the

555
00:28:07.480 --> 00:28:10.759
<v Speaker 12>question about resources within the Secret Service. Yes, because the

556
00:28:10.799 --> 00:28:14.799
<v Speaker 12>Secret Service Director said yesterday that the agency needs to

557
00:28:14.880 --> 00:28:19.079
<v Speaker 12>undergo a paradigm shift to move from what he described

558
00:28:19.119 --> 00:28:22.359
<v Speaker 12>as a reactive model to a readiness model, and it's

559
00:28:22.359 --> 00:28:26.079
<v Speaker 12>time for hard conversations with Congress about an agency that's

560
00:28:26.119 --> 00:28:31.920
<v Speaker 12>already understaffed and stretched too thin. Exactly how Ronald Row

561
00:28:32.359 --> 00:28:34.799
<v Speaker 12>intends to reform the agency where he's not even the

562
00:28:34.880 --> 00:28:40.319
<v Speaker 12>formally appointed director, he's the acting director. Big questions, no

563
00:28:40.440 --> 00:28:44.119
<v Speaker 12>easy answers. The Secret Service's budget has ballooned in the

564
00:28:44.160 --> 00:28:47.920
<v Speaker 12>past decade, while it's staffing on the protective Detail has shrunk.

565
00:28:48.519 --> 00:28:50.880
<v Speaker 6>Oh, how could that be? Why is that? Reader?

566
00:28:51.279 --> 00:28:51.599
<v Speaker 3>Is that?

567
00:28:51.799 --> 00:28:55.079
<v Speaker 12>We don't know those answers, but it's why there's some

568
00:28:55.640 --> 00:28:59.359
<v Speaker 12>curiosity skepticism up on Capitol Hill.

569
00:29:00.160 --> 00:29:01.319
<v Speaker 6>Is the problem more money?

570
00:29:01.440 --> 00:29:02.279
<v Speaker 12>Is it leadership?

571
00:29:02.799 --> 00:29:03.319
<v Speaker 6>We don't know.

572
00:29:04.400 --> 00:29:06.880
<v Speaker 1>Well, we'll be watching and hopefully they'll get it figured out.

573
00:29:06.920 --> 00:29:09.720
<v Speaker 1>Stephen Fortnoy, thanks so much for the information as always.

574
00:29:09.839 --> 00:29:11.279
<v Speaker 1>You bet all right, Let's get back to some of

575
00:29:11.279 --> 00:29:13.319
<v Speaker 1>the stories coming out of KFI twenty four hour newsroom.

576
00:29:13.519 --> 00:29:16.279
<v Speaker 1>A wildfire that started in San Gabriel Canyon and has

577
00:29:16.279 --> 00:29:18.920
<v Speaker 1>burned nearly fifty five thousand acres is now twenty five

578
00:29:18.960 --> 00:29:19.839
<v Speaker 1>percent surround it.

579
00:29:20.119 --> 00:29:21.440
<v Speaker 3>Two evacuation orders.

580
00:29:21.279 --> 00:29:24.680
<v Speaker 1>Have been downgraded to warnings, and an evacuation warning has

581
00:29:24.720 --> 00:29:27.599
<v Speaker 1>been lifted. The northwest side of the fires the highest

582
00:29:27.599 --> 00:29:30.480
<v Speaker 1>priority as crews worked to stop the fire from spreading

583
00:29:30.480 --> 00:29:33.759
<v Speaker 1>to Big Pines and Pinion Hills. Firefighters have also been

584
00:29:33.799 --> 00:29:36.200
<v Speaker 1>mopping up and putting out hotspots in right Wood. The

585
00:29:36.200 --> 00:29:39.279
<v Speaker 1>fire started last week and spread quickly during the intense heat.

586
00:29:39.599 --> 00:29:42.599
<v Speaker 1>A proposed project that promises to mix housing, retail, and

587
00:29:42.680 --> 00:29:45.079
<v Speaker 1>public space in Santa Ana is set to go to

588
00:29:45.079 --> 00:29:48.960
<v Speaker 1>city council for approval. Related Bristol is a two block

589
00:29:49.000 --> 00:29:52.759
<v Speaker 1>development of residential units, a hotel, a tower for senior living,

590
00:29:52.839 --> 00:29:56.480
<v Speaker 1>and restaurants and shops. Orange County Register reports the project

591
00:29:56.519 --> 00:30:00.559
<v Speaker 1>as planned for the South Coast metro area. Bootleg printer

592
00:30:00.720 --> 00:30:03.839
<v Speaker 1>in cartridges could soon be banned in LA.

593
00:30:03.880 --> 00:30:06.680
<v Speaker 4>The cartridges pile up in landfills, and scientists have said

594
00:30:06.680 --> 00:30:09.200
<v Speaker 4>they could take up to one thousand years to decompose.

595
00:30:09.480 --> 00:30:12.359
<v Speaker 4>City Councilman John Lee says the green decision would be

596
00:30:12.359 --> 00:30:15.160
<v Speaker 4>to stop the foreign made imports from hitting the marketplace.

597
00:30:15.319 --> 00:30:18.400
<v Speaker 4>Banning these cartridges is another step that will improve our

598
00:30:18.440 --> 00:30:22.119
<v Speaker 4>sustainability efforts and better protect our environment. The city council

599
00:30:22.240 --> 00:30:25.960
<v Speaker 4>Energy and Environment Committee approved the idea. It also accepted

600
00:30:25.960 --> 00:30:29.279
<v Speaker 4>a citywide report by the Sanitation Department that could eventually

601
00:30:29.359 --> 00:30:32.759
<v Speaker 4>lead to more bans on single use plastics across multiple

602
00:30:32.759 --> 00:30:34.519
<v Speaker 4>Industries in downtown La.

603
00:30:34.640 --> 00:30:36.359
<v Speaker 3>Michael monks KFI News.

604
00:30:36.839 --> 00:30:39.279
<v Speaker 1>Well, Halloween is still a month and a half away,

605
00:30:39.319 --> 00:30:42.680
<v Speaker 1>but why not start celebrating it now? And they are

606
00:30:42.839 --> 00:30:46.920
<v Speaker 1>celebrating at Disneyland Resort. It's Halloween time at the Disneyland

607
00:30:46.920 --> 00:30:50.039
<v Speaker 1>Resort and KFI Am six forty wants to give you

608
00:30:50.480 --> 00:30:54.000
<v Speaker 1>a chance to experience the frightful, fun happiest Halloween has

609
00:30:54.039 --> 00:30:57.720
<v Speaker 1>brought friend fiendishly tasty treats, Oh my gosh, and if

610
00:30:57.759 --> 00:31:00.799
<v Speaker 1>you've been to the park, they look amazing. There's thrills

611
00:31:00.799 --> 00:31:04.200
<v Speaker 1>for one and all and bootiful decor to both Disney

612
00:31:04.200 --> 00:31:09.200
<v Speaker 1>California Adventure Park and Disneyland Park now through October thirty first,

613
00:31:09.240 --> 00:31:11.440
<v Speaker 1>So again, the celebration goes on for quite some time.

614
00:31:11.480 --> 00:31:14.599
<v Speaker 1>You can keep listening to KFI right here at wake

615
00:31:14.680 --> 00:31:16.960
<v Speaker 1>Up Call because we've got your chance to win a

616
00:31:17.000 --> 00:31:19.799
<v Speaker 1>four pack of one day, one park tickets to the

617
00:31:19.880 --> 00:31:25.240
<v Speaker 1>Disneyland Resort. Sean Diddy Combs says he's looking forward to

618
00:31:25.319 --> 00:31:28.079
<v Speaker 1>clearing his name in court. Colmbs was taken into federal

619
00:31:28.119 --> 00:31:31.559
<v Speaker 1>custody in New York City last night. Charges against him

620
00:31:31.559 --> 00:31:35.319
<v Speaker 1>are expected to be unsealed today. Nearly a dozen lawsuits

621
00:31:35.359 --> 00:31:38.359
<v Speaker 1>have already been filed against him, alleging physical abuse or

622
00:31:38.400 --> 00:31:43.319
<v Speaker 1>sex trafficking. Calfire's reminding residents that the Gray Skies shouldn't

623
00:31:43.359 --> 00:31:47.799
<v Speaker 1>fool them. There's still wildfire danger. Captain Mike Cornett says,

624
00:31:47.920 --> 00:31:51.960
<v Speaker 1>despite cooler temperatures, there's a lot of dry brush. Cornett says,

625
00:31:51.960 --> 00:31:55.200
<v Speaker 1>to protect your property, create a defensible space, and have

626
00:31:55.279 --> 00:31:59.039
<v Speaker 1>an evacuation plan for your family in case wildfires erupt

627
00:31:59.200 --> 00:32:03.640
<v Speaker 1>near you. US gymnast Jordan Chiles is appealing a decision

628
00:32:03.640 --> 00:32:06.000
<v Speaker 1>that left her stripped of a bronze medal in the

629
00:32:06.000 --> 00:32:09.839
<v Speaker 1>Paris Olympics. Giles lost her bronze in the floor exercise.

630
00:32:09.960 --> 00:32:13.440
<v Speaker 1>It was given to a Romanian gymnast over a technicality.

631
00:32:14.079 --> 00:32:18.079
<v Speaker 1>Giles's attorney says the Court of Arbitration for Sport decision

632
00:32:18.359 --> 00:32:23.000
<v Speaker 1>was unfair and ignored evidence showing Chiles challenged her score

633
00:32:23.160 --> 00:32:26.640
<v Speaker 1>within time limits set. We're just minutes away from handle

634
00:32:26.680 --> 00:32:29.119
<v Speaker 1>on the news this morning. Meta is banning some Russian

635
00:32:29.200 --> 00:32:33.519
<v Speaker 1>state controlled media ahead of the election in November. Let's

636
00:32:33.519 --> 00:32:35.519
<v Speaker 1>say good morning now to the host of How to Money.

637
00:32:35.599 --> 00:32:39.279
<v Speaker 1>Right here on KFI, It's Joel Larsgard. Morning, Joel, Morning,

638
00:32:39.319 --> 00:32:43.680
<v Speaker 1>Maybe okay, let's talk home equity. Everybody knows that home

639
00:32:44.000 --> 00:32:47.880
<v Speaker 1>values have skyrocketed, which means that if you paid one

640
00:32:47.960 --> 00:32:49.799
<v Speaker 1>hundred and eighty thousand dollars for a house and it's

641
00:32:49.799 --> 00:32:53.720
<v Speaker 1>now worth five hundred thousand, you got some equity in there.

642
00:32:54.599 --> 00:32:55.359
<v Speaker 6>Yeah, you sure do.

643
00:32:55.480 --> 00:32:55.720
<v Speaker 8>Yeah.

644
00:32:55.720 --> 00:32:58.519
<v Speaker 13>This is a blessing and a curse. Mostly a blessing, right,

645
00:32:58.559 --> 00:33:01.279
<v Speaker 13>but it also in some ways like monopoly money for

646
00:33:01.319 --> 00:33:03.559
<v Speaker 13>a lot of people, because they're like, uh, I bought

647
00:33:03.559 --> 00:33:05.559
<v Speaker 13>this house in twenty seventeen, and now I've got hundreds

648
00:33:05.559 --> 00:33:07.559
<v Speaker 13>of thousands of dollars. And obviously it's a good problem

649
00:33:07.599 --> 00:33:09.920
<v Speaker 13>to have, but you're like, what do I do with it?

650
00:33:09.960 --> 00:33:12.759
<v Speaker 13>Because it's kind of sitting there on the sidelines, not

651
00:33:12.920 --> 00:33:16.519
<v Speaker 13>really doing much. But I couldn't have fathomed when I

652
00:33:16.519 --> 00:33:19.279
<v Speaker 13>bought a house five or six years ago that essentially

653
00:33:19.359 --> 00:33:21.880
<v Speaker 13>the value was going to double or more and then

654
00:33:21.920 --> 00:33:23.880
<v Speaker 13>I was going to have this much in home equity.

655
00:33:23.920 --> 00:33:26.599
<v Speaker 13>And I'm seeing all of these articles now and all

656
00:33:26.640 --> 00:33:30.240
<v Speaker 13>these headlines essentially kind of encouraging people to think about

657
00:33:30.599 --> 00:33:33.480
<v Speaker 13>using their home equity wisely. Or there was this article

658
00:33:33.519 --> 00:33:35.880
<v Speaker 13>in Bloomberg and it said Americans have a new piggybank

659
00:33:35.880 --> 00:33:39.240
<v Speaker 13>to raid their houses. And that sort of troubles me

660
00:33:39.279 --> 00:33:43.720
<v Speaker 13>because I'm worried that, especially as stimulus money has gone

661
00:33:43.720 --> 00:33:46.359
<v Speaker 13>away completely and people's bank accounts are getting a little

662
00:33:46.359 --> 00:33:50.160
<v Speaker 13>bit smaller, the thing that seems easiest to tap and

663
00:33:50.200 --> 00:33:52.920
<v Speaker 13>the largest source of money that people can kind of

664
00:33:52.960 --> 00:33:56.240
<v Speaker 13>start to bring into their lives is from their home

665
00:33:56.240 --> 00:33:58.759
<v Speaker 13>equity through a heelock or through a home equity loan.

666
00:33:59.519 --> 00:34:02.599
<v Speaker 13>And yeah, rates might be coming down incredibly soon, but

667
00:34:02.920 --> 00:34:06.519
<v Speaker 13>they're not going to come down in a massive way.

668
00:34:06.720 --> 00:34:08.360
<v Speaker 13>And I'm just worried that people are going to start

669
00:34:08.360 --> 00:34:09.880
<v Speaker 13>seeing those headlines and then they're going to be like, cool,

670
00:34:09.920 --> 00:34:12.119
<v Speaker 13>let me grab this home equity for whatever it is

671
00:34:12.159 --> 00:34:13.599
<v Speaker 13>I want to spend money on. And it's not that

672
00:34:14.000 --> 00:34:16.840
<v Speaker 13>using your home equity doesn't make sense in some cases,

673
00:34:17.320 --> 00:34:19.679
<v Speaker 13>that it's really hard to use it well, and especially

674
00:34:19.719 --> 00:34:21.440
<v Speaker 13>at today's rates, I think a lot of people are

675
00:34:21.480 --> 00:34:22.239
<v Speaker 13>going to use it poorly.

676
00:34:22.559 --> 00:34:26.000
<v Speaker 1>Okay, So how can we protect ourselves against that? Because,

677
00:34:26.039 --> 00:34:28.360
<v Speaker 1>like you said, if you've got that money, maybe you

678
00:34:28.400 --> 00:34:32.880
<v Speaker 1>should use it to you know, increase your wealth. But

679
00:34:33.039 --> 00:34:35.119
<v Speaker 1>what are some good guidelines to make sure that you

680
00:34:35.159 --> 00:34:35.800
<v Speaker 1>do it the right way?

681
00:34:36.360 --> 00:34:39.199
<v Speaker 13>Yeah, So the average American has something like three hundred

682
00:34:39.199 --> 00:34:41.559
<v Speaker 13>thousand dollars in home equity right now, and not all

683
00:34:41.599 --> 00:34:44.400
<v Speaker 13>of that is tappable. So the thing is what I

684
00:34:44.400 --> 00:34:46.920
<v Speaker 13>would do if for most people, it is to not

685
00:34:47.000 --> 00:34:49.320
<v Speaker 13>use your home equity at all, to not think of

686
00:34:49.320 --> 00:34:53.039
<v Speaker 13>that as a tappable source of money. The real reason

687
00:34:53.119 --> 00:34:56.000
<v Speaker 13>that people can and should use home equity is to

688
00:34:56.079 --> 00:35:00.440
<v Speaker 13>do reasonable home renovations, right And so even that, I think,

689
00:35:00.519 --> 00:35:02.440
<v Speaker 13>if hey, if you don't need to do any home renovations,

690
00:35:02.480 --> 00:35:05.039
<v Speaker 13>if you're happy with the way your home currently is now,

691
00:35:05.440 --> 00:35:09.199
<v Speaker 13>this is money that will accrue to you eventually upon

692
00:35:09.239 --> 00:35:12.079
<v Speaker 13>the sale of that home. And so yeah, can you

693
00:35:12.119 --> 00:35:14.920
<v Speaker 13>tap into it for doing some work to the house,

694
00:35:14.960 --> 00:35:17.719
<v Speaker 13>renovating a bathroom, redoing your kitchen if it's if it's

695
00:35:17.760 --> 00:35:18.840
<v Speaker 13>thirty years old, it's.

696
00:35:18.719 --> 00:35:19.400
<v Speaker 6>Long in the tooth.

697
00:35:19.800 --> 00:35:23.239
<v Speaker 13>Yes, But just know, like, hey, that money is part

698
00:35:23.360 --> 00:35:26.280
<v Speaker 13>of your net worth, and when you eat into that,

699
00:35:26.639 --> 00:35:28.920
<v Speaker 13>not only do you put your home at risk because

700
00:35:28.960 --> 00:35:32.440
<v Speaker 13>you're borrowing against your home, but you're also putting you're

701
00:35:32.519 --> 00:35:35.679
<v Speaker 13>doing damage to your overall net worth at the same time.

702
00:35:35.800 --> 00:35:37.960
<v Speaker 6>So it's okay to tap into it reasonably.

703
00:35:38.000 --> 00:35:39.880
<v Speaker 13>If you are going to tap into it, make sure

704
00:35:39.920 --> 00:35:43.400
<v Speaker 13>you have a payoff timeline that is reasonable, and I

705
00:35:43.400 --> 00:35:45.519
<v Speaker 13>think typically what I mean by that, I like to

706
00:35:45.519 --> 00:35:47.719
<v Speaker 13>see people being able to pay off that home equity

707
00:35:47.840 --> 00:35:51.039
<v Speaker 13>loan or line in two to three years. And so

708
00:35:51.079 --> 00:35:52.719
<v Speaker 13>if you don't feel like you can do that, then

709
00:35:52.760 --> 00:35:55.519
<v Speaker 13>it might make sense to just save up longer and

710
00:35:55.639 --> 00:35:59.320
<v Speaker 13>until you actually can pay off that pay off that home,

711
00:35:59.800 --> 00:36:02.119
<v Speaker 13>pay off that home renovation with cash, or be able

712
00:36:02.159 --> 00:36:03.920
<v Speaker 13>to at least reduce the timeline that's going to take

713
00:36:03.920 --> 00:36:04.719
<v Speaker 13>to pay off that loan.

714
00:36:05.000 --> 00:36:07.559
<v Speaker 3>Okay, all right, let's move on to something.

715
00:36:07.920 --> 00:36:10.360
<v Speaker 1>We're talking about big old things houses now we're talking

716
00:36:10.480 --> 00:36:12.320
<v Speaker 1>little tiny things air pods.

717
00:36:13.199 --> 00:36:15.480
<v Speaker 13>Oh yeah, did you have you like seen some of

718
00:36:15.519 --> 00:36:18.280
<v Speaker 13>the information coming out about the air pods? They seem

719
00:36:18.880 --> 00:36:19.480
<v Speaker 13>really cool.

720
00:36:20.239 --> 00:36:24.119
<v Speaker 1>Yeah. We talked to rich Demiro about the new air

721
00:36:24.199 --> 00:36:26.079
<v Speaker 1>pods last week.

722
00:36:26.400 --> 00:36:27.679
<v Speaker 3>And so I'm go ahead.

723
00:36:27.760 --> 00:36:28.440
<v Speaker 6>What did he say.

724
00:36:29.079 --> 00:36:31.840
<v Speaker 1>He said that he thought they were very cool, okay,

725
00:36:31.960 --> 00:36:34.280
<v Speaker 1>and he said that they're smaller than they used to be,

726
00:36:34.880 --> 00:36:37.719
<v Speaker 1>and he's he talked about what you're about to talk about,

727
00:36:37.760 --> 00:36:40.360
<v Speaker 1>and that's that they can be double functioned.

728
00:36:40.360 --> 00:36:41.159
<v Speaker 3>As hearing aids.

729
00:36:41.920 --> 00:36:44.119
<v Speaker 13>Right to me, this is the killing because I've not

730
00:36:44.719 --> 00:36:47.960
<v Speaker 13>sometimes the apple products can be not really that much

731
00:36:48.000 --> 00:36:50.599
<v Speaker 13>better than some of the other competitors, and they can

732
00:36:50.639 --> 00:36:53.000
<v Speaker 13>be two to three times the price. Right, So, air

733
00:36:53.079 --> 00:36:55.639
<v Speaker 13>pods in years past, I don't really get excited about

734
00:36:55.639 --> 00:37:00.159
<v Speaker 13>them because they're two hundred plus dollars. The AirPod are

735
00:37:00.159 --> 00:37:03.880
<v Speaker 13>like two hundred plus dollars like headphones. Think about the

736
00:37:03.880 --> 00:37:05.719
<v Speaker 13>other over the air headphones. I'm like, no, there's no

737
00:37:05.760 --> 00:37:08.559
<v Speaker 13>way I would buy those, They're so expensive. But when

738
00:37:08.559 --> 00:37:10.239
<v Speaker 13>you think about what Apple has been able to do

739
00:37:10.519 --> 00:37:12.880
<v Speaker 13>with the hardware and the software on these new AirPods,

740
00:37:12.880 --> 00:37:16.480
<v Speaker 13>and what's going to mean in terms of the people

741
00:37:16.480 --> 00:37:19.840
<v Speaker 13>being able to hear the AirPods doubling is hearing aids.

742
00:37:20.280 --> 00:37:23.800
<v Speaker 13>And hearing aids have been really expensive and hard to

743
00:37:23.800 --> 00:37:26.559
<v Speaker 13>get fitted for for a long time, and even until

744
00:37:26.559 --> 00:37:29.000
<v Speaker 13>a couple of years ago, we were talking about it

745
00:37:29.039 --> 00:37:33.079
<v Speaker 13>being illegal to buy hearing aids over the counter. And

746
00:37:33.119 --> 00:37:35.000
<v Speaker 13>now think about how much progress has been made and

747
00:37:35.039 --> 00:37:36.639
<v Speaker 13>how much the price has gone down, and how much

748
00:37:36.800 --> 00:37:39.320
<v Speaker 13>better some of these devices have gotten in short order.

749
00:37:39.400 --> 00:37:41.920
<v Speaker 6>So I love what Apple has done with the AirPods.

750
00:37:41.960 --> 00:37:43.880
<v Speaker 13>I think it's we're going to see a lot more

751
00:37:43.920 --> 00:37:46.199
<v Speaker 13>people with white buds sticking out of their ears. But

752
00:37:46.280 --> 00:37:48.480
<v Speaker 13>it's going to be like it's it's amazing how how

753
00:37:48.519 --> 00:37:50.199
<v Speaker 13>many people it's going to help, and how it's going

754
00:37:50.280 --> 00:37:53.920
<v Speaker 13>to become so easy for so many people to hear

755
00:37:54.119 --> 00:37:57.360
<v Speaker 13>better in their everyday lives through kind of what Apple

756
00:37:57.400 --> 00:37:58.960
<v Speaker 13>has been able to build. So I think it's I

757
00:37:58.960 --> 00:38:02.679
<v Speaker 13>think it's super impressive. They're expensive headphones, they're cheap hearing aids.

758
00:38:02.519 --> 00:38:04.880
<v Speaker 1>Right, because hearing aids can be like four or five

759
00:38:04.960 --> 00:38:07.840
<v Speaker 1>thousand dollars. Although my mom just got hers at Costco.

760
00:38:07.880 --> 00:38:09.239
<v Speaker 1>Bill Handle will be happy to hear.

761
00:38:10.239 --> 00:38:12.559
<v Speaker 13>And the place to go for so many years has

762
00:38:12.599 --> 00:38:16.440
<v Speaker 13>been Costco because they have the most reasonable price compared

763
00:38:16.480 --> 00:38:20.239
<v Speaker 13>to their competitors. But now we're starting to see a

764
00:38:20.280 --> 00:38:22.320
<v Speaker 13>line of hearing aids in the two to six hundred

765
00:38:22.320 --> 00:38:26.320
<v Speaker 13>dollar range, including these air pods that are pretty darn good.

766
00:38:26.360 --> 00:38:29.880
<v Speaker 13>They might not be as expertly fitted, but they're going

767
00:38:29.960 --> 00:38:32.119
<v Speaker 13>to have a lot of the same abilities, and so

768
00:38:32.320 --> 00:38:34.800
<v Speaker 13>especially for people with minor hearing loss, there's a lot

769
00:38:34.800 --> 00:38:35.679
<v Speaker 13>more to choose from now.

770
00:38:35.880 --> 00:38:38.079
<v Speaker 1>Yeah, and so many people are walking around with the

771
00:38:38.280 --> 00:38:40.440
<v Speaker 1>stupid earbuds hanging out of their ears already.

772
00:38:40.480 --> 00:38:42.079
<v Speaker 3>Anyway, it's not that big of a deal.

773
00:38:42.239 --> 00:38:44.440
<v Speaker 13>Right, It's become normalized and so people aren't going to

774
00:38:44.480 --> 00:38:46.639
<v Speaker 13>look at you like you're a weirdo, because say, everybody's

775
00:38:46.639 --> 00:38:46.960
<v Speaker 13>doing it.

776
00:38:47.800 --> 00:38:49.880
<v Speaker 3>I still think it's weird to see people walking around

777
00:38:49.880 --> 00:38:53.000
<v Speaker 3>with them, but that's just me. Okay, Amazon is getting

778
00:38:53.000 --> 00:38:55.440
<v Speaker 3>into cheap groceries.

779
00:38:56.519 --> 00:38:59.599
<v Speaker 13>Yeah, I like seeing this because there's been a big

780
00:38:59.639 --> 00:39:02.800
<v Speaker 13>spot light shown on the grocery space and there's been

781
00:39:02.800 --> 00:39:07.159
<v Speaker 13>talk of price gouging in the grocery aisle. I think

782
00:39:07.199 --> 00:39:10.199
<v Speaker 13>it's just been overhyped and really there's still a lot

783
00:39:10.239 --> 00:39:13.360
<v Speaker 13>of competition in the grocery space. And then Amazon launching

784
00:39:13.440 --> 00:39:17.400
<v Speaker 13>this new Amazon Saver line of groceries on its website

785
00:39:17.719 --> 00:39:20.800
<v Speaker 13>is just another shot across the bow to to some

786
00:39:20.880 --> 00:39:23.199
<v Speaker 13>of the lower costs of players out there, like All

787
00:39:23.199 --> 00:39:27.400
<v Speaker 13>the Trader Joe's another fairly inexpensive grocer, and I love

788
00:39:27.440 --> 00:39:29.960
<v Speaker 13>seeing just another competitor and the fact that, yeah, Amazon's

789
00:39:30.000 --> 00:39:32.199
<v Speaker 13>been in the grocery game. But what they realize is

790
00:39:32.199 --> 00:39:35.599
<v Speaker 13>there's a big segment of shoppers who say, just give

791
00:39:35.639 --> 00:39:39.119
<v Speaker 13>me the maple syrup and make it inexpensive, and that's

792
00:39:39.159 --> 00:39:41.679
<v Speaker 13>what All the has done so well. Right, They're they're

793
00:39:41.760 --> 00:39:44.039
<v Speaker 13>kind of like the Costco of grocery. Stores where everything's

794
00:39:44.079 --> 00:39:46.480
<v Speaker 13>still kind of in the packaging in the boxes, and

795
00:39:46.519 --> 00:39:50.199
<v Speaker 13>because it takes fewer employees roaming the aisles, they are

796
00:39:50.239 --> 00:39:52.400
<v Speaker 13>able to lower the costs of groceries for everyone, and

797
00:39:52.400 --> 00:39:56.159
<v Speaker 13>they're kind of no. Frill's line of products has just

798
00:39:56.280 --> 00:39:57.920
<v Speaker 13>made all the a good place to go if you

799
00:39:57.960 --> 00:39:59.440
<v Speaker 13>just want to save money. So if you're like, I

800
00:39:59.480 --> 00:40:00.960
<v Speaker 13>want to save money on my groceries and I want

801
00:40:00.960 --> 00:40:03.159
<v Speaker 13>to do it quick, it's all about where you shop,

802
00:40:03.199 --> 00:40:05.320
<v Speaker 13>and all these so good at that. But now Amazon

803
00:40:05.400 --> 00:40:07.920
<v Speaker 13>is saying, listen, all they needs some competition on the

804
00:40:07.920 --> 00:40:10.280
<v Speaker 13>low end, and they've got this Amazon Saber line. So

805
00:40:10.280 --> 00:40:12.360
<v Speaker 13>I'm curious to see you know, it's starting off small,

806
00:40:12.360 --> 00:40:15.239
<v Speaker 13>but nothing's more than five bucks. And yeah, I'm curious

807
00:40:15.239 --> 00:40:17.239
<v Speaker 13>to see where this goes because this is what people

808
00:40:17.280 --> 00:40:18.360
<v Speaker 13>are clamoring for.

809
00:40:18.480 --> 00:40:19.840
<v Speaker 6>Is is cheaper groceries?

810
00:40:19.960 --> 00:40:22.280
<v Speaker 1>And is it the it's the same Amazon model though,

811
00:40:22.320 --> 00:40:24.719
<v Speaker 1>is you order the things online and they get delivered,

812
00:40:24.760 --> 00:40:25.280
<v Speaker 1>So it is.

813
00:40:25.719 --> 00:40:27.559
<v Speaker 6>Right, right, Yeah, that's exactly right.

814
00:40:27.719 --> 00:40:31.559
<v Speaker 1>And it is it only non perishables or is it

815
00:40:31.599 --> 00:40:33.039
<v Speaker 1>also like refrigerated stuff?

816
00:40:33.239 --> 00:40:34.360
<v Speaker 6>No, so there is.

817
00:40:34.960 --> 00:40:38.400
<v Speaker 13>It's mostly non perishables, right, So, but it's like canned goods,

818
00:40:38.400 --> 00:40:41.159
<v Speaker 13>but there is like turkey breast and coffee creamer and

819
00:40:41.199 --> 00:40:44.360
<v Speaker 13>stuff like that too, So yeah, it's I mean, I'm

820
00:40:44.400 --> 00:40:46.000
<v Speaker 13>going to try to place in order soon. I want

821
00:40:46.039 --> 00:40:47.960
<v Speaker 13>to see kind of how this shakes out, and I

822
00:40:48.000 --> 00:40:50.480
<v Speaker 13>want to see the quality of the goods. And I

823
00:40:50.519 --> 00:40:53.440
<v Speaker 13>know everybody's kind of got their different opinion about what

824
00:40:53.480 --> 00:40:56.280
<v Speaker 13>makes good groceries. And some people are like, I wouldn't

825
00:40:56.280 --> 00:40:57.920
<v Speaker 13>shop anywhere but whole foods.

826
00:40:58.039 --> 00:40:59.920
<v Speaker 6>And I get that. I know, more power to you.

827
00:41:00.199 --> 00:41:03.639
<v Speaker 13>The choice that we have in the grocery space along

828
00:41:03.719 --> 00:41:06.880
<v Speaker 13>like a spectrum of like super fancy to really inexpensive

829
00:41:07.239 --> 00:41:07.960
<v Speaker 13>is incredible.

830
00:41:08.119 --> 00:41:10.239
<v Speaker 6>But I love that we just have another competitor now.

831
00:41:10.239 --> 00:41:12.800
<v Speaker 1>Okay, And you'll have to let us know once you

832
00:41:12.840 --> 00:41:15.840
<v Speaker 1>do check it out, I will, all right. Joe Larsgard,

833
00:41:15.880 --> 00:41:19.079
<v Speaker 1>host of how to Money on KFI and for more

834
00:41:19.320 --> 00:41:21.559
<v Speaker 1>great advice on how to spend and how to save

835
00:41:21.559 --> 00:41:24.400
<v Speaker 1>your money, you can listen every Sunday from noon to

836
00:41:24.519 --> 00:41:26.159
<v Speaker 1>two right here on KFI.

837
00:41:26.280 --> 00:41:27.679
<v Speaker 3>You can also follow Joel.

838
00:41:27.880 --> 00:41:30.599
<v Speaker 1>I'm sure that he posts some great tips on how

839
00:41:30.599 --> 00:41:34.400
<v Speaker 1>to save money on his social media out out at

840
00:41:34.440 --> 00:41:35.000
<v Speaker 1>how to Money.

841
00:41:35.039 --> 00:41:35.320
<v Speaker 3>Joel.

842
00:41:35.360 --> 00:41:36.880
<v Speaker 6>Thank you Joel, Thanks Amy.

843
00:41:36.960 --> 00:41:42.199
<v Speaker 1>All Right, this is KFI and kost HD two Los Angeles,

844
00:41:42.239 --> 00:41:45.320
<v Speaker 1>Orange County. We lead local live from the KFI twenty

845
00:41:45.320 --> 00:41:46.199
<v Speaker 1>four hour newsroom.

846
00:41:46.239 --> 00:41:47.079
<v Speaker 3>I'm Amy King.

847
00:41:47.159 --> 00:41:48.800
<v Speaker 1>This has been your wake up Call, and if you

848
00:41:48.840 --> 00:41:51.519
<v Speaker 1>missed any of wake Up Call, you can listen anytime

849
00:41:51.639 --> 00:41:54.639
<v Speaker 1>on the iHeartRadio app. You've been listening to wake Up

850
00:41:54.719 --> 00:41:57.480
<v Speaker 1>Call with me, Amy King. You can always hear wake

851
00:41:57.559 --> 00:42:01.000
<v Speaker 1>Up Call five to six am Monday through Friday KFIAM

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<v Speaker 1>six forty and any time on demand on the iHeartRadio app.
