WEBVTT 1 00:00:03.600 --> 00:00:08.519 Five o five at fifty five k r C the 2 00:00:08.759 --> 00:00:23.440 talkscation at the Monday short work week. Some sit it 3 00:00:23.640 --> 00:00:24.719 was a vacation. 4 00:00:26.079 --> 00:00:27.440 I'm the dude, man. 5 00:00:27.559 --> 00:00:29.480 You may be. I'm Brian Thomass to the fifty five 6 00:00:29.519 --> 00:00:32.399 KRY Morning Show and am excited. It is a short 7 00:00:32.439 --> 00:00:35.079 work week for me. I really use vacation. And the 8 00:00:35.200 --> 00:00:37.600 people think, oh, you don't work, Thomas, you don't try, 9 00:00:37.439 --> 00:00:39.759 you know, it's everybody needs a little bit of break. 10 00:00:39.840 --> 00:00:42.759 And with all the pent up anxiety and everything leading 11 00:00:42.840 --> 00:00:47.000 up to the election, and I am so looking forward 12 00:00:47.159 --> 00:00:50.960 to uh, well Thanksgiving generally speaking, which is like my 13 00:00:51.079 --> 00:00:54.679 favorite holiday. Uh small group did this this year, but 14 00:00:54.920 --> 00:00:57.320 still looking forward to it and today and tomorrow then 15 00:00:57.320 --> 00:01:01.640 I'm off until next week. So really really really really 16 00:01:01.679 --> 00:01:03.920 really not that I won't miss you, but just looking 17 00:01:03.960 --> 00:01:07.719 forward to exhaling and relaxing. I just just I think 18 00:01:08.280 --> 00:01:10.640 feeling bad today. Terrible night's sleep to you. Every one 19 00:01:10.640 --> 00:01:14.439 of those nights where you have that recurring dream, you know, 20 00:01:14.480 --> 00:01:18.760 you're having a frustrating dream or one that's unsettling on 21 00:01:18.840 --> 00:01:21.480 some level, and you wake up and you're like, Okay, 22 00:01:21.599 --> 00:01:23.599 it was just a dream, and you go back to sleep. 23 00:01:23.640 --> 00:01:25.719 And you go right back to where you were in 24 00:01:25.719 --> 00:01:28.760 that dream. That was my night last night. I can't 25 00:01:28.760 --> 00:01:31.159 even remember what the subject matter was. I even woke 26 00:01:31.239 --> 00:01:34.719 up at the point. It'say, this is stupid, this is 27 00:01:34.760 --> 00:01:38.599 not real. This is you know, my anxiety in this 28 00:01:38.719 --> 00:01:42.239 dream is being generated by something that is absolutely preposterous, 29 00:01:42.280 --> 00:01:45.760 from a from a you know, logic reason standpoint. Go 30 00:01:45.879 --> 00:01:48.079 back to sleep, back in the exact same place. Oh 31 00:01:48.400 --> 00:01:53.120 all night, at least it felt like it. So apologies 32 00:01:53.120 --> 00:01:55.239 in advance. Not quite sure where I want to start 33 00:01:55.280 --> 00:02:01.079 this morning, and that's uh, of course where I started. Anyway, 34 00:02:01.280 --> 00:02:03.120 you can feel free to call five one three, seven 35 00:02:03.200 --> 00:02:05.319 four nine fifty five hundred, eight hundred eighty two to 36 00:02:05.319 --> 00:02:08.039 three talk down five fifty on AT and T found. 37 00:02:08.120 --> 00:02:11.000 Christopher Smithman joins a program cannot wait till seven to twenty, 38 00:02:11.039 --> 00:02:14.120 get a guest on the show and relieve me from 39 00:02:14.159 --> 00:02:18.000 my anxiety and my lack of sleep stupor. Christopher Smith 40 00:02:18.039 --> 00:02:20.159 and former Vice many of the City of Cincinnati doing 41 00:02:20.159 --> 00:02:23.439 the Smith Event beginning at seven to twenty. Money Money 42 00:02:23.439 --> 00:02:26.159 with Brian James. Today we're talking about Goldman Sachs saying 43 00:02:26.199 --> 00:02:32.960 investors should diversify. Then theyn't think that's an unusual statement anyway. 44 00:02:33.000 --> 00:02:35.199 Money goal is to finish twenty twenty four, lowering your 45 00:02:35.199 --> 00:02:40.039 twenty twenty four tax bill and of the best places 46 00:02:40.080 --> 00:02:44.560 to retire and Ulysses days. My friend from Affordable Medical 47 00:02:44.599 --> 00:02:46.479 Image is going to join the show at eight forty 48 00:02:46.560 --> 00:02:50.879 our KRC care segment. I love saving people money. It's 49 00:02:51.120 --> 00:02:52.800 one of the nice things I get to do for 50 00:02:52.879 --> 00:02:56.280 folks advertising and of course I save money going with 51 00:02:56.280 --> 00:02:59.400 Affordable Medical Imaging when I got my CT scan. So 52 00:03:00.439 --> 00:03:02.400 opportunity to speak to you Lisses about that at the 53 00:03:02.479 --> 00:03:04.840 end of the program. Fifty five cares dot com get 54 00:03:04.840 --> 00:03:07.599 try Heart Media app. While you are there listening to 55 00:03:07.599 --> 00:03:10.120 the podcast or checking out the podcast, hope you had 56 00:03:10.159 --> 00:03:12.840 an opportunity to go to the Mediterrainean Food Festival yesterday 57 00:03:12.840 --> 00:03:16.840 at Saint anthonea Patawa. Always saw a wonderful thing that food. 58 00:03:16.879 --> 00:03:19.400 The Help Squad Brian Ibold could sure use your help 59 00:03:19.400 --> 00:03:21.400 if you have any money. You got a extra couple 60 00:03:21.439 --> 00:03:23.759 of bucks. You want to help out people on the 61 00:03:23.759 --> 00:03:26.680 West Side who are really struggling, and there are a 62 00:03:26.719 --> 00:03:29.120 bunch of people over there. That's what the Help Squad's 63 00:03:29.120 --> 00:03:31.360 all about. Trying to help people out, getting them get 64 00:03:31.360 --> 00:03:33.319 the rent paid for the month, or gett him a 65 00:03:33.360 --> 00:03:38.719 dishwasher or rather a you know, an appliance they can't afford, 66 00:03:38.840 --> 00:03:41.960 just a whole multitude of things. Brian Ibold and the 67 00:03:42.000 --> 00:03:45.319 team could sure use your help. So police consider making 68 00:03:45.360 --> 00:03:47.599 a charitable contribution. And for those who wanted to write 69 00:03:47.639 --> 00:03:50.199 a check, And I did get a couple of emails, 70 00:03:51.319 --> 00:03:55.000 I didn't realize that the address was not on the 71 00:03:55.000 --> 00:03:57.960 Help Squad website, and I did a Lord Brian Eyebold 72 00:03:58.000 --> 00:04:00.120 to that. I do believe he added the address of 73 00:04:00.120 --> 00:04:03.199 those who wanted to mail a check as opposed to 74 00:04:03.280 --> 00:04:06.520 making an online contribution. And I certainly understand why you'd 75 00:04:06.599 --> 00:04:09.439 rather do a physical check than an online contribution. But 76 00:04:09.520 --> 00:04:13.199 either way you can help police, help Help Squad. Listen 77 00:04:13.199 --> 00:04:15.680 to Peter Bronson. I had a whole hour conversation with Peter. 78 00:04:15.800 --> 00:04:18.560 Loved that guy. He's got a new book, Promised Land. 79 00:04:18.600 --> 00:04:23.519 How the Midwest was one very fascinating conversation with him 80 00:04:23.560 --> 00:04:29.439 about the early days of Ohio's history Midwest territories was 81 00:04:29.519 --> 00:04:32.040 before we achieved statehood. I thought it most interesting that 82 00:04:32.160 --> 00:04:36.240 Kentucky actually was a safe place to be the southern 83 00:04:36.240 --> 00:04:39.839 side of the Ohio River much safer than the northern side, 84 00:04:39.839 --> 00:04:42.560 where you were likely to get slaughtered by a Native American. 85 00:04:44.040 --> 00:04:46.199 Go back and read your history and you can get 86 00:04:46.199 --> 00:04:48.600 a lot of that history at Peter Bronson's Book of 87 00:04:48.680 --> 00:04:52.759 Promised Land. Anyway, I got to stack a WTF. Let's 88 00:04:52.759 --> 00:04:58.120 start with this one. And you heard the top of 89 00:04:58.160 --> 00:05:02.560 the our news. There are liberal tiers what has happened 90 00:05:02.560 --> 00:05:07.279 to people? And you're like, what the hell are you 91 00:05:07.279 --> 00:05:09.600 talking about. Everybody wants to ball up in a fetal 92 00:05:09.639 --> 00:05:13.600 position when they get bad news anymore, and they enable 93 00:05:13.800 --> 00:05:16.879 children in schools and all the way up through colleges 94 00:05:16.920 --> 00:05:20.519 to have safe spaces. It's like, you can't confront reality. 95 00:05:21.480 --> 00:05:23.639 You get some bad news and you needed a safe 96 00:05:23.680 --> 00:05:27.920 space to go. You need counseling or something. Come on, 97 00:05:27.959 --> 00:05:30.079 the world's an imperfect place. You're gonna be facing bad 98 00:05:30.120 --> 00:05:32.480 news your entire life. Learn to suck it up and 99 00:05:32.519 --> 00:05:34.759 deal with it on some level. I have no problem 100 00:05:34.800 --> 00:05:37.120 when people getting counseled when they have true problems. But 101 00:05:38.439 --> 00:05:41.839 you lost an elections, so you need therapy sessions. Therapy 102 00:05:41.920 --> 00:05:46.160 sessions paid for by the American tax player Representative darryl 103 00:05:46.160 --> 00:05:51.480 Isa going after a Secretary of State Anthony Blanklin Blinken. 104 00:05:51.560 --> 00:05:54.319 It was reported last week the State Department held therapy 105 00:05:54.439 --> 00:06:01.720 sessions for employees upset about President Trump getting elected. In 106 00:06:01.759 --> 00:06:04.240 a letter to Blincoln that he sent last week, Isa said, 107 00:06:04.240 --> 00:06:07.079 I'm concerned that the Department is catering to federal employees 108 00:06:07.120 --> 00:06:12.040 who are personally devastated by the normal functioning of American 109 00:06:12.160 --> 00:06:16.720 democracy through the provision of government funded mental health counseling 110 00:06:17.079 --> 00:06:20.040 because Kamala Harris wasn't elected president of the United States. 111 00:06:21.040 --> 00:06:23.399 This after a Free Beacon report earlier in the month 112 00:06:24.040 --> 00:06:26.519 talked about two therapy sessions that were held at the 113 00:06:26.519 --> 00:06:30.519 State Department after Trump's victory, Sources saying to the Free 114 00:06:30.519 --> 00:06:36.519 Beacon that one such instance amounted to an information cry session. 115 00:06:36.639 --> 00:06:40.199 That's how they described it. Another instance, email went out 116 00:06:40.199 --> 00:06:44.680 to agency employees touting a separate quote insightful webinar where 117 00:06:44.680 --> 00:06:49.759 we delve into effective stress management techniques to help you 118 00:06:49.920 --> 00:06:54.800 navigate these challenging times, of course, referring to Trump winning 119 00:06:54.879 --> 00:07:07.120 the general election. In the email, it says change is 120 00:07:07.199 --> 00:07:09.879 constant in our lives, but it can often bring about 121 00:07:09.959 --> 00:07:14.319 stress and uncertainty. Join us for an insightful webinar where 122 00:07:14.360 --> 00:07:17.399 we delve into effective stress management techniques to help you 123 00:07:17.519 --> 00:07:21.360 navigate these challenging times. This session will provide the tips 124 00:07:21.360 --> 00:07:25.639 and practical strategies for managing stress and maintaining your well being. 125 00:07:30.240 --> 00:07:35.800 Suck it up, buttercup, Joe, did you in prior elections 126 00:07:35.800 --> 00:07:37.000 and you can ball up? Do you have to go 127 00:07:37.040 --> 00:07:41.199 to a counseling sessions to cope with it all the time? 128 00:07:41.319 --> 00:07:41.519 Yeah? 129 00:07:41.560 --> 00:07:45.519 I know me too, Call the lender center up. 130 00:07:48.360 --> 00:07:48.680 Anyway. 131 00:07:48.720 --> 00:07:51.759 It's letter to Lincoln Isis said the reports sessions were 132 00:07:51.959 --> 00:07:58.279 disturbing and that non partisan government officials should not be 133 00:07:58.360 --> 00:08:05.160 suffering a personal melting over the result of a free election. Amen, brother, question, 134 00:08:05.199 --> 00:08:07.480 of course, the use of taxpayer dollars. The council those 135 00:08:07.560 --> 00:08:10.399 upset by the election, demanding answers on how many sessions 136 00:08:10.439 --> 00:08:13.000 have been conducted and how many more are planned, and 137 00:08:13.040 --> 00:08:17.519 how much the sessions are costing The Department raised fears. 138 00:08:17.560 --> 00:08:20.079 The session could also call in a question the willingness 139 00:08:20.120 --> 00:08:22.639 of some of the State Department employees to carry out 140 00:08:22.639 --> 00:08:27.439 Trump's new vision of the agency, And therein lies the challenge. Folks. 141 00:08:27.480 --> 00:08:29.680 This goes back to the whole doge thing the Department 142 00:08:29.720 --> 00:08:32.679 of Government Efficiency that's being run by Ramaswimmy and Musk. 143 00:08:33.200 --> 00:08:36.039 You know, cut this crap out, quit paying for things 144 00:08:36.080 --> 00:08:39.480 that don't relate to the effective management of government, and 145 00:08:39.600 --> 00:08:44.000 quit while politicizing everything and ferret these people out. If 146 00:08:44.000 --> 00:08:46.919 you can't deal with the change of administration, if you're 147 00:08:46.960 --> 00:08:50.080 not able to carry out the will of the next administration, 148 00:08:50.519 --> 00:08:58.919 then get the hell out of the job. And his letter, 149 00:08:58.960 --> 00:09:01.600 I said, the mere fact the Department is housing these 150 00:09:01.639 --> 00:09:05.240 sessions raises significant questions about the willingness of its personnel 151 00:09:05.279 --> 00:09:09.279 to implement the lawful policy priorities that the American people 152 00:09:09.320 --> 00:09:13.399 elected Trump to pursue and implement. Trump administration is a 153 00:09:13.399 --> 00:09:16.320 mandate for the wholesale change of the foreign policy arena, 154 00:09:16.480 --> 00:09:21.200 and if service officers cannot follow through on the American 155 00:09:21.200 --> 00:09:25.000 people's preferences, they should resign and seek a political depplointment 156 00:09:25.080 --> 00:09:29.720 in the next Democrat administration, should there ever be one. 157 00:09:31.600 --> 00:09:41.600 Suck it up, Buttercup, and I've read all these articles 158 00:09:41.600 --> 00:09:45.159 over the past several days about with Thanksgiving coming up. 159 00:09:45.200 --> 00:09:51.120 I think Bill Maher even spoke to it. You're gonna 160 00:09:51.200 --> 00:09:57.000 quit talking to family members over the election you can 161 00:09:57.000 --> 00:10:01.519 to stop in our acting with people who may have 162 00:10:01.600 --> 00:10:06.600 voted for Trump or alternatively may have voted for Harris. 163 00:10:08.240 --> 00:10:11.759 Blood is a lot thicker than politics. You know, administrations 164 00:10:11.840 --> 00:10:14.120 come and go. I mean, this country has been through 165 00:10:14.159 --> 00:10:18.600 some profound changes over the decades and last coming up 166 00:10:18.639 --> 00:10:24.679 on two hunred and fifty years. Family is one thing 167 00:10:24.759 --> 00:10:27.399 that normally you're supposed to be able to count on. 168 00:10:28.840 --> 00:10:35.720 And there's something truly truly nefarious and evil over those 169 00:10:35.799 --> 00:10:39.279 who would suggest you should not interact with folks who 170 00:10:39.440 --> 00:10:42.039 have voted for the other side. Whatever the other side 171 00:10:42.080 --> 00:10:44.720 happens to be, it has to come mostly from the left, 172 00:10:44.720 --> 00:10:50.120 from what I have gleaned, and I truly think that 173 00:10:50.159 --> 00:10:55.120 there is something really really undermining about that, and intentionally so. 174 00:10:56.600 --> 00:10:58.600 And I find it hard to believe that they truly 175 00:10:58.679 --> 00:11:06.879 harbor such profound emotion over it, that they're just actually 176 00:11:07.120 --> 00:11:10.080 just blowing it up beyond proportions and they realize that 177 00:11:10.120 --> 00:11:14.159 they are. You know, the squeaky wheel gets the grease, 178 00:11:14.200 --> 00:11:18.080 you get, the teary emotional you know, twenty two year 179 00:11:18.120 --> 00:11:21.720 old kids just crying into the YouTube screen or into 180 00:11:21.759 --> 00:11:23.480 the social media screen. 181 00:11:23.559 --> 00:11:26.759 But oh my god, go slimingo. 182 00:11:27.519 --> 00:11:28.879 You know, I'll tell you what I'd like to see 183 00:11:28.879 --> 00:11:33.679 that person pays a real challenge. There's one thing I 184 00:11:33.679 --> 00:11:39.240 always observe for my grandmother, Dad's mom, because she had 185 00:11:39.279 --> 00:11:43.200 talked about the Great Depression, and this woman had zero 186 00:11:43.679 --> 00:11:46.159 nothing her entire life. She grew up on a dirt 187 00:11:46.240 --> 00:11:51.559 farm in Tennessee. They had no money, they never had anything. 188 00:11:51.600 --> 00:11:53.399 And then you go, if you're throw in the Great 189 00:11:53.440 --> 00:11:56.559 Depression on top of all that, you come out the 190 00:11:56.600 --> 00:12:00.480 other side a pretty strong person. But these emotional whimps 191 00:12:00.480 --> 00:12:02.799 that just ball up over an election and the outcome 192 00:12:02.799 --> 00:12:04.559 of the election and they have no idea what's in 193 00:12:04.600 --> 00:12:06.960 store for them, you could get a pretty good idea 194 00:12:07.000 --> 00:12:08.519 of out of just looking at the last other four 195 00:12:08.600 --> 00:12:11.399 years of the Trump administration previously, I don't recall anyone 196 00:12:12.320 --> 00:12:15.919 like being that profoundly impacted, Like, what in the hell 197 00:12:16.039 --> 00:12:19.159 was it that Donald Trump did during his four years 198 00:12:19.600 --> 00:12:21.919 that caused you to just have a complete meltdown of 199 00:12:21.960 --> 00:12:27.000 the idea and becoming president again? Can you imagine a 200 00:12:27.039 --> 00:12:33.320 true genuine struggle? Children are ill prepared for it. Hell 201 00:12:33.360 --> 00:12:35.960 of a lot of adults in the same boat. It's 202 00:12:36.039 --> 00:12:38.480 five seventeen fifty five Krcity Talk stations stick her out. 203 00:12:39.120 --> 00:12:40.720 I think I might have hit the nail on the 204 00:12:40.759 --> 00:12:44.679 head in terms of where some of those comes from. 205 00:12:44.720 --> 00:12:47.320 I have a University of Maryland class. I want to 206 00:12:47.360 --> 00:12:50.320 mention to you about, Yeah, another reason why your children 207 00:12:50.480 --> 00:12:53.200 probably shouldn't go to college. Stick around, It'll be right back. 208 00:12:53.679 --> 00:12:57.120 Fifty five KRC kick off Christmas. 209 00:12:56.759 --> 00:13:00.200 With our talk stations five twenty one on a Monday 210 00:13:00.000 --> 00:13:02.960 A five on three seven four nine fifty five hundred, 211 00:13:03.039 --> 00:13:06.519 eight hundred and eighty two three fow five fifty on 212 00:13:06.559 --> 00:13:09.159 at and T found my perception of the value of 213 00:13:09.159 --> 00:13:12.320 a college education has dramatically changed over the years, and 214 00:13:15.320 --> 00:13:19.000 I find it, at least from my standpoint less and 215 00:13:19.039 --> 00:13:21.759 less valuable, particularly given the types of courses that are 216 00:13:21.759 --> 00:13:25.919 being offered. And I go back to my own time 217 00:13:25.919 --> 00:13:27.759 in college, and I've joked about it many times over 218 00:13:27.759 --> 00:13:31.399 the years. First off, my degree pointless political science and 219 00:13:31.440 --> 00:13:35.840 the only reason I was able to provide at least 220 00:13:36.960 --> 00:13:41.480 participate in providing for my family married smart that was 221 00:13:41.519 --> 00:13:44.679 one most important thing. But ended up going on to 222 00:13:44.720 --> 00:13:47.879 law school where there actually was a demand for lawyers 223 00:13:47.879 --> 00:13:49.480 out in the world, and I was able to get 224 00:13:49.519 --> 00:13:51.600 a job. I don't know what I would have done 225 00:13:51.639 --> 00:13:54.279 with a political science degree, And in getting a political 226 00:13:54.279 --> 00:13:56.000 science degree, I was forced to take all kinds of 227 00:13:56.039 --> 00:13:59.039 really stupid courses that just were required. Well, you must 228 00:13:59.080 --> 00:14:05.960 take number of humanity's hours or whatever areas of study 229 00:14:05.960 --> 00:14:08.720 that had nothing to do with the course substance might degree. 230 00:14:09.000 --> 00:14:10.919 And is with that I go to these students the 231 00:14:11.000 --> 00:14:16.240 University of Maryland offering a course called are You Ready? 232 00:14:16.279 --> 00:14:21.519 Intro to Fat Study Spring of next year, three credit course. 233 00:14:22.480 --> 00:14:24.639 I don't know how many hours, how many hundreds of 234 00:14:24.679 --> 00:14:26.720 dollars per credit hour it costs to go to the 235 00:14:26.799 --> 00:14:29.799 University of Maryland, but I'm sure it's several hundred each. 236 00:14:31.159 --> 00:14:38.519 Intro to Fat studies Fatness, Blackness and their Intersections. That's 237 00:14:38.559 --> 00:14:42.279 the name of the course, as explained and breitbarton New 238 00:14:42.399 --> 00:14:45.600 is the article breaking this down. Fatness will be examined, 239 00:14:45.679 --> 00:14:48.159 quote in the words of the whoever put the curriculum 240 00:14:48.159 --> 00:14:51.759 together as an area of human difference subject to privilege 241 00:14:51.799 --> 00:14:56.679 and discrimination says the course will also highlight the relationship 242 00:14:56.720 --> 00:15:04.399 between fatness and blackness. Taught by Professor Sidney Lewis Senior 243 00:15:04.519 --> 00:15:08.000 Lecture in the Harriet Tubman Department of Women, Gender and 244 00:15:08.120 --> 00:15:15.639 Sexuality studies. We'll be looking at fatness as intersectional and 245 00:15:15.679 --> 00:15:17.639 if you can make any sense of this, please do 246 00:15:17.759 --> 00:15:19.639 call and explain to me how what in the hell 247 00:15:19.720 --> 00:15:24.360 this means. According to the course description, examines fatness as 248 00:15:24.399 --> 00:15:28.000 an area of human difference subject to privilege and discrimination 249 00:15:28.759 --> 00:15:33.600 that intersects with other systems of oppression based on gender, race, class, 250 00:15:33.639 --> 00:15:37.600 and sexual orientation and ability. Though we will look at 251 00:15:37.600 --> 00:15:41.399 fatness as intersectional, this course will be particularly highlighting the 252 00:15:41.480 --> 00:15:45.919 relationship between fatness and blackness. We approach this area of 253 00:15:45.960 --> 00:15:51.200 study through an interdisciplinary humanities and social science lens, which 254 00:15:51.200 --> 00:15:59.799 emphasizes fatness as a social justice issue. The course, they say, 255 00:15:59.840 --> 00:16:03.360 well close misses in their words, with an examination of 256 00:16:03.480 --> 00:16:09.480 fat liberation as liberation for all bodies, with a particular 257 00:16:09.519 --> 00:16:14.360 emphasis on performing arts and activism as a vehicle for 258 00:16:14.559 --> 00:16:24.679 liberation and challenging fatnissia. Joe, in your multiple years and 259 00:16:24.720 --> 00:16:26.799 decades on this planet, you ever run into the word 260 00:16:26.879 --> 00:16:32.120 fatnissia before you agree they are making it up as 261 00:16:32.120 --> 00:16:34.360 they go along. That was my perception as well. And 262 00:16:34.399 --> 00:16:36.159 thank you for coming down to the same side of 263 00:16:36.159 --> 00:16:38.000 the ledger as me. I view you as a man 264 00:16:38.039 --> 00:16:42.879 of logic and reason as for her part of Professor 265 00:16:42.960 --> 00:16:48.399 Sidney Lewis, the teacher of this class, got her doctorate 266 00:16:48.399 --> 00:16:51.639 in twenty twelve from the University of Washington English Department. 267 00:16:53.200 --> 00:16:57.039 Degree focused on twentieth and twenty first century African American culture, 268 00:16:57.080 --> 00:17:01.840 black feminism, and queer and gender studies, and, according to 269 00:17:01.879 --> 00:17:05.559 her biography at the University of America and Maryland, Lewis's work 270 00:17:05.559 --> 00:17:09.400 in teaching strives to blur the boundaries between academy art 271 00:17:09.480 --> 00:17:15.680 and activism. Her areas of interest include gender performance and performativity, 272 00:17:17.359 --> 00:17:21.519 Black feminist theory and culture, and intersectional Black liberation. Currently 273 00:17:21.599 --> 00:17:25.640 the co authoring and doing a co authoring and photograph 274 00:17:25.720 --> 00:17:37.079 of nationwide LGBTQ plus performers with photographer Chris j Okay 275 00:17:38.039 --> 00:17:43.000 and again three credit hours University of Maryland. And I'm 276 00:17:43.039 --> 00:17:45.160 sure you can apply this to whatever other degree you're 277 00:17:45.200 --> 00:17:48.839 getting as a fulfillment of whatever humanities things they're requiring 278 00:17:48.880 --> 00:17:52.680 you to take in order to get the degree. I 279 00:17:52.720 --> 00:17:54.880 don't know that you'll understand what the hell this woman 280 00:17:55.000 --> 00:17:57.759 is talking about when you're taking the class, because I 281 00:17:57.759 --> 00:18:02.799 don't even understand the outline for theculum baffling. But you 282 00:18:02.839 --> 00:18:06.440 know who am I five twenty six fifty five care 283 00:18:06.519 --> 00:18:09.079 Se detalk station Local Stories coming up. Prefer hearing from 284 00:18:09.079 --> 00:18:10.920 you if you would like to call love to hear 285 00:18:10.920 --> 00:18:12.640 from you. But I do have a stack of local 286 00:18:12.680 --> 00:18:15.119 stories to dive on into, followed by the stack is stupid. 287 00:18:15.160 --> 00:18:16.200 I'll be right back. 288 00:18:16.440 --> 00:18:19.720 This is fifty five krc an iHeartRadio station. 289 00:18:22.920 --> 00:18:28.920 About nine on a Monday. Christopher Smithing at seven twenty 290 00:18:28.920 --> 00:18:31.119 with a Smith Event Money Monday with Brian James. That'll 291 00:18:31.160 --> 00:18:33.279 be the eight to five. At the meantime, Local Stories 292 00:18:34.279 --> 00:18:37.000 got a couple of folks injured, one seriously crash happened 293 00:18:37.000 --> 00:18:38.920 Saturday night and one on Hills corner of the Cincinni 294 00:18:38.920 --> 00:18:41.400 Fire Department cruise responded to a two vehicle crashed the 295 00:18:41.400 --> 00:18:46.079 intersection of Reading and William Howard Taff just before nine pm. 296 00:18:47.160 --> 00:18:49.839 One driver had minor injuries taken by a family to 297 00:18:49.880 --> 00:18:52.480 the hospital. The other driver head what they called extensive 298 00:18:52.519 --> 00:18:55.640 injuries and had to be cut out of their vehicle. 299 00:18:55.880 --> 00:19:00.559 Fire Department said the extrication took multiple teams on both 300 00:19:00.599 --> 00:19:03.759 the exterior and interior vehicle and it took about twenty 301 00:19:03.799 --> 00:19:06.480 minutes to get him out. That person taking to UC 302 00:19:06.640 --> 00:19:10.759 Medical Center for treatment. Current condition unknown. Fire department didn't 303 00:19:10.799 --> 00:19:14.960 say what caused the crash, but the police department is investigating. 304 00:19:17.319 --> 00:19:19.160 Over to Springfield Township where a man was taken to 305 00:19:19.279 --> 00:19:23.279 the hospital after stabbing in ed Springfield on Friday night. 306 00:19:23.400 --> 00:19:28.279 Springfield Township Police said officers were called around twenty to 307 00:19:28.319 --> 00:19:31.720 midnight to Montoro Drive. Got there found a man with 308 00:19:31.799 --> 00:19:33.839 stab wounds. Police said the victim was taken to UC 309 00:19:34.000 --> 00:19:36.279 Medical Center. Extent of the injuries unknown. At this time. 310 00:19:36.319 --> 00:19:40.720 Police have not stated that they have a suspect. Does 311 00:19:40.839 --> 00:19:48.000 note that they are still investigating. Excuse me. Twenty one 312 00:19:48.079 --> 00:19:50.400 year old man dead after losing control of his vehicle 313 00:19:50.480 --> 00:19:53.559 hitting a tree Saturday morning in Saint Clair Township corner. 314 00:19:53.599 --> 00:19:58.400 The Butler County Sheriff's Office, who said deputies, alongside first 315 00:19:58.440 --> 00:20:01.519 responders from the Saint Clair town Ship Fire Department, responded 316 00:20:01.519 --> 00:20:04.200 to this single vehicle crash on US one twenty seven 317 00:20:04.279 --> 00:20:07.519 near mile post eight about six o'clock in the morning. 318 00:20:07.559 --> 00:20:09.480 They found a twenty one year old man driving a 319 00:20:09.799 --> 00:20:13.640 Mitsubishi Suv south found in US one twenty seven lost 320 00:20:13.640 --> 00:20:16.319 control of the vehicle. It veered off the right side 321 00:20:16.319 --> 00:20:20.319 of the roadway and hit the tree. Sadly, the man 322 00:20:20.400 --> 00:20:22.759 was found dead at the scene. Sheriff's office is not 323 00:20:23.039 --> 00:20:27.279 identified the man killed in the crass. The Butler County 324 00:20:27.400 --> 00:20:31.559 Serious Traffic Accident Reconstruction Team is investigating the cause of 325 00:20:31.599 --> 00:20:35.759 the crash. The office said alcohol and speed appear to 326 00:20:35.799 --> 00:20:42.519 be factors. Over to Westchester, where the township has become 327 00:20:42.640 --> 00:20:46.720 the latest Butler County community to extend the moratorium on 328 00:20:46.839 --> 00:20:52.599 businesses who want to sell recreational marijuana, trustees Tuesday agree 329 00:20:52.640 --> 00:20:55.400 to extend the moratorium on the cultivation, processing, and retail 330 00:20:55.480 --> 00:20:58.400 sell the adult use of cannabis for another one hundred 331 00:20:58.440 --> 00:21:01.720 and eighty days. It extends the three hundred and sixty 332 00:21:01.759 --> 00:21:06.039 day moratorium that was first imposed last December. According to 333 00:21:07.839 --> 00:21:11.039 Trustee Mark Welch, we just want to shake it out, 334 00:21:11.160 --> 00:21:13.240 make sure all of our teas are crossed and eyves 335 00:21:13.279 --> 00:21:16.160 or dotted. There are also some changes, some updates. We 336 00:21:16.160 --> 00:21:18.240 need to make our zoning to ensure that if a 337 00:21:18.240 --> 00:21:21.039 dispensary would come to Westchester, it would be in the 338 00:21:21.119 --> 00:21:21.759 right spot. 339 00:21:22.480 --> 00:21:22.880 He said. 340 00:21:22.880 --> 00:21:24.880 This is the last moratorium on the matter that he 341 00:21:24.920 --> 00:21:27.880 would support. Quote, if we don't have our act together, 342 00:21:27.880 --> 00:21:29.880 one hundred and eighty days I'm not going to extend 343 00:21:29.880 --> 00:21:32.799 the moratorium anymore. People asked a year ago and said, 344 00:21:32.839 --> 00:21:33.519 we want it. 345 00:21:34.000 --> 00:21:34.440 I E. 346 00:21:34.759 --> 00:21:38.799 Legal use recreational weed, said, and in fact, fifty four 347 00:21:38.799 --> 00:21:43.799 percent of west Chester voted for recreational marijuana. Zoning issues 348 00:21:43.839 --> 00:21:47.400 to be addressed include location for dispensaries other related businesses, 349 00:21:47.440 --> 00:21:49.559 how many dispensaries would be permitted, in whether or to 350 00:21:49.599 --> 00:21:52.200 allow the businesses in the township. Earlier in the month, 351 00:21:52.240 --> 00:21:55.599 Liberty Township also voted to extend its moratorium another six months, 352 00:21:56.200 --> 00:21:58.759 citing the uncertainty of the regulations and how they would 353 00:21:58.799 --> 00:22:05.200 impact the community. In September, Fairfield County City Council decided 354 00:22:05.240 --> 00:22:08.839 not to extend its moratorium after approving zoning changes into 355 00:22:08.960 --> 00:22:12.400 its code. Only one business could be located in the 356 00:22:12.440 --> 00:22:17.519 city in the Ohio four corridor to dispense both medical 357 00:22:17.559 --> 00:22:28.599 and recreational weed. So working through the changes demolition, I 358 00:22:28.599 --> 00:22:31.839 thought this was rather interesting, going to the conspiracy theorists 359 00:22:31.839 --> 00:22:34.720 who think that explosions from airplanes couldn't bring down the 360 00:22:34.720 --> 00:22:37.799 Twin Towers. Demolition of the I four seventy one bridge 361 00:22:38.279 --> 00:22:41.079 won't begin until after Thanksgiving. The Court of State officials 362 00:22:41.079 --> 00:22:43.640 there's still no timeline for when the bridge and its 363 00:22:43.640 --> 00:22:46.359 southbound lanes can reopen because of the fire damage on 364 00:22:46.400 --> 00:22:53.200 November one. According to DOT perse spokesperson Kathleen Fuller, at 365 00:22:53.200 --> 00:22:55.880 this point, the plan is for demo slash removal of 366 00:22:55.920 --> 00:22:59.400 work to start Friday next week, since I traffic has 367 00:22:59.440 --> 00:23:01.559 been more congested the normal over the past couple of 368 00:23:01.599 --> 00:23:04.039 weeks after the mass of early morning fire under the 369 00:23:04.119 --> 00:23:09.759 Daniel Carterbier Bridge carries an estimated ninety seven thousand, nine 370 00:23:09.839 --> 00:23:14.119 hundred vehicles daily. More damage than expected recently found on 371 00:23:14.240 --> 00:23:17.440 not three but four beams of the south side of 372 00:23:17.480 --> 00:23:21.160 the bridge, according to HOW Department of Transportation. Consequently, the 373 00:23:21.160 --> 00:23:25.799 weight of the concrete deck is no longer supported, prompting 374 00:23:25.799 --> 00:23:28.960 to need for more shoring towers before demolition repairs can 375 00:23:29.000 --> 00:23:34.359 begin concrete see. Although the details of the exact timeline 376 00:23:34.400 --> 00:23:36.880 for construction to begin to be completed as yet to 377 00:23:36.920 --> 00:23:40.400 be determined o DOT in Great Lakes Construction or getting 378 00:23:40.440 --> 00:23:43.880 closer to knowing the schedule that according to HOW Department 379 00:23:43.920 --> 00:23:49.359 of Transportation released last week. Behind the scenes staff have 380 00:23:49.400 --> 00:23:52.480 been contracting steel fabricators to determine which company will be 381 00:23:52.480 --> 00:23:54.720 able to expedite production of the beams that need to 382 00:23:54.720 --> 00:23:58.039 be replaced. Timeline will depend upon the availability of steel 383 00:24:00.519 --> 00:24:03.240 and the cause of the fire store remains under investigation 384 00:24:03.279 --> 00:24:10.039 of court. Of this the same fire department. Wow, five 385 00:24:10.200 --> 00:24:14.480 thive fifty five cars the dog station. Oh because on 386 00:24:14.519 --> 00:24:16.839 the phone, mister too. But hang on, brother, we'll get 387 00:24:16.839 --> 00:24:19.079 your call here in just a second. Give me an 388 00:24:19.119 --> 00:24:23.279 opportunity to mention Zimmer Heating and air Conditioning. Wonderful folks 389 00:24:23.319 --> 00:24:27.079 at Zimmer. This is three generations. The folks at Zimber 390 00:24:27.200 --> 00:24:30.480 Chris Zimmer and crew will take wonderful care of you. 391 00:24:30.559 --> 00:24:34.720 Get on a maintenance program. Absolutely, Zimmer has those coming 392 00:24:34.759 --> 00:24:37.839 over to your place on a regular basis to just 393 00:24:37.920 --> 00:24:41.319 make make sure e thing's running right, keeping it clean 394 00:24:41.400 --> 00:24:43.559 and making sure that it's efficient and running. That's what 395 00:24:43.599 --> 00:24:46.279 they do. Keep your home safe, efficient and comfortable. Zimmer 396 00:24:46.279 --> 00:24:48.599 Heating and air Conditioning represents the company that vented air 397 00:24:48.599 --> 00:24:51.519 conditioning and that is Carrier. And you can get a 398 00:24:51.559 --> 00:24:54.559 twenty two hundred dollars rebate on the Carrier air conditioning 399 00:24:54.599 --> 00:24:55.920 unit if you need a new one. I know we're 400 00:24:55.960 --> 00:24:59.920 heading into wintertime, but hey, if it's belly up, it's 401 00:25:00.039 --> 00:25:01.960 belly up. Go ahead and take care of it replacing. 402 00:25:02.079 --> 00:25:04.839 Now that's twenty two hundred real dollars. That's real money 403 00:25:04.839 --> 00:25:07.839 in my world. So call Chris Simmer for all your 404 00:25:08.000 --> 00:25:11.319 HVAC needs. You'll really be glad you did the numbers. 405 00:25:11.359 --> 00:25:14.359 Five one three, five two one ninety eight ninety three, 406 00:25:14.519 --> 00:25:17.559 five two one ninety eight ninety three online find him 407 00:25:17.559 --> 00:25:19.559 at go Zimmer dot com. 408 00:25:19.599 --> 00:25:22.880 This is fifty five KRC and iHeartRadio station. 409 00:25:23.359 --> 00:25:29.200 First find it by forty on a Monday Thanksgiving week. 410 00:25:29.279 --> 00:25:33.480 Amen for that five one, three, seven four nine fifty 411 00:25:33.480 --> 00:25:36.440 five hundred, eight hundred eighty two three dog or pound 412 00:25:36.480 --> 00:25:38.400 five fifty on eighteend phones. Before I get the sack 413 00:25:38.440 --> 00:25:40.839 of stupid, I got mister Tuba on the line, welcome back, 414 00:25:40.880 --> 00:25:43.200 mister Tuba, it's not my birthday. 415 00:25:43.039 --> 00:25:46.960 And two comments if I may the first. In nineteen 416 00:25:47.079 --> 00:25:51.519 seventy two, I was in college and as a registered Republican, 417 00:25:51.759 --> 00:25:56.759 voted for George McGovern. My side lost. We got out 418 00:25:56.799 --> 00:26:04.240 of bed the next morning, went to class, and of story. 419 00:26:02.519 --> 00:26:04.799 You didn't ball up in a fetal position and cry 420 00:26:04.839 --> 00:26:05.799 and need counseling. 421 00:26:06.599 --> 00:26:09.440 No, I mean we had a job to do, get 422 00:26:09.480 --> 00:26:13.200 an education and then go out and work. 423 00:26:13.359 --> 00:26:16.519 Yeah, yeah, at your old school like me in that regard. 424 00:26:16.839 --> 00:26:20.839 I though, I don't know how we've come to this place, 425 00:26:20.880 --> 00:26:25.359 my friend, I really don't. I just I And maybe 426 00:26:25.359 --> 00:26:27.920 it isn't true. Maybe the vast majority of young people 427 00:26:27.960 --> 00:26:30.960 out there carry that same mentality and we're only getting 428 00:26:31.000 --> 00:26:35.559 the little sliver of batcrap insanity because of course, social 429 00:26:35.599 --> 00:26:38.279 media picks and chooses what we can and cannot see, 430 00:26:38.319 --> 00:26:40.839 and some of the insaner opinions out in the world 431 00:26:40.880 --> 00:26:43.960 maybe isolated from us or remove from social media because 432 00:26:43.960 --> 00:26:46.799 they do represent the sane, as opposed to perpetuating the 433 00:26:46.799 --> 00:26:48.640 myth that the insane is the norm. 434 00:26:49.119 --> 00:26:54.160 I don't know now the next point, I'm gonna throw 435 00:26:54.200 --> 00:26:58.319 out the idea that the last election was actually a 436 00:26:58.400 --> 00:27:06.920 victory for ordinary Americans against ruling class elites. And by 437 00:27:06.960 --> 00:27:12.799 the way, establishment Republicans are part of the ruling class elits. 438 00:27:12.880 --> 00:27:14.240 Oh yeah, and. 439 00:27:14.480 --> 00:27:20.039 I fear that establishment Republicans will think that this election 440 00:27:20.359 --> 00:27:22.880 was their victory and it definitely is not. 441 00:27:23.480 --> 00:27:26.119 I would agree with you on that, yes, yes, very 442 00:27:26.200 --> 00:27:26.519 much so. 443 00:27:27.480 --> 00:27:30.839 And what we won on November fifth, we did not 444 00:27:30.960 --> 00:27:36.000 want a war, we want a skirmish, and we ordinary 445 00:27:36.039 --> 00:27:41.519 people and Donald Trump stands with ordinary people and rejects 446 00:27:41.519 --> 00:27:44.839 the ruling class, and they cannot handle the idea of 447 00:27:44.880 --> 00:27:49.240 a president who does not obey them. 448 00:27:49.559 --> 00:27:53.640 It's yeah, them. And what I think is this overwhelming 449 00:27:53.839 --> 00:27:58.359 force pushing for you know, this, this global system of governance, 450 00:27:58.440 --> 00:28:02.240 you know, the idea of global taxation, the idea of 451 00:28:02.359 --> 00:28:06.799 global control over individual countries. And I think Donald Trump 452 00:28:06.839 --> 00:28:09.519 stands in the way of that. It's you know why 453 00:28:09.559 --> 00:28:12.400 his energy policy is across the board. I mean, much 454 00:28:12.559 --> 00:28:17.200 of this effort to globalize governance is built on this 455 00:28:17.400 --> 00:28:21.279 what I call lie and insanity of climate change. I mean, 456 00:28:21.319 --> 00:28:23.440 I look at this. They just agreed to three hundred 457 00:28:23.559 --> 00:28:29.839 billion dollars annual payments by developed countries, wealthy countries paying 458 00:28:29.920 --> 00:28:33.640 into whatever this pile of money is to support I 459 00:28:33.640 --> 00:28:36.720 don't know, some other countries. None of it makes any sense. 460 00:28:36.759 --> 00:28:40.240 But it's all predicated on a lie, but also predicated 461 00:28:40.279 --> 00:28:42.480 on being able to take away our individual powers, our 462 00:28:42.519 --> 00:28:45.440 individual liberties, our freedoms. We can go on and on 463 00:28:45.480 --> 00:28:47.839 and on. That's what we're all fighting against. And I'd 464 00:28:47.880 --> 00:28:50.279 like to, you know, and welcome into the camp those 465 00:28:50.319 --> 00:28:53.279 who want to fight against it. Anybody who finds themselves 466 00:28:53.279 --> 00:28:55.960 on the left leaning side of the political ledger and 467 00:28:56.039 --> 00:28:58.880 maybe reasons you're over there, but you're not doing yourself 468 00:28:58.880 --> 00:29:01.920 a wit'sworth of good if you think globalization and taking 469 00:29:01.920 --> 00:29:06.200 away power from our own local reality here, whether you're 470 00:29:06.200 --> 00:29:08.640 looking locally in terms of the country or locally in 471 00:29:08.720 --> 00:29:11.160 terms of your local government, we know the further it 472 00:29:11.200 --> 00:29:14.720 gets away from us as individual citizens, the less functioning 473 00:29:14.799 --> 00:29:17.200 it is, and the less it does for us. So 474 00:29:17.559 --> 00:29:20.839 don't let it escape our power and control. Rejected outright. 475 00:29:21.720 --> 00:29:23.960 Appreciate the call. I had to look up a Hinge date. 476 00:29:24.759 --> 00:29:27.039 I don't know what that was, but it's like a 477 00:29:27.160 --> 00:29:30.920 It's an online app which takes me to the stack 478 00:29:30.960 --> 00:29:33.119 of store of the stupid story. Here, we'll get a 479 00:29:33.119 --> 00:29:36.160 mother in Texas left her toddler at home alone with 480 00:29:36.200 --> 00:29:40.000 two dogs so she could meet this date out of 481 00:29:40.000 --> 00:29:45.680 town Hinge Dates and online dating app. Killeen, Texas police 482 00:29:45.720 --> 00:29:48.480 sent to an apartment complex for a child welfare check 483 00:29:48.559 --> 00:29:50.240 back in July. I got to the scene, they were 484 00:29:50.279 --> 00:29:53.680 told the child was hanging out of a broken window, 485 00:29:54.519 --> 00:29:58.799 an aggressive dog was trying to attack the child. Once 486 00:29:58.839 --> 00:30:00.680 authorities got to the scene, they found at sixteen month 487 00:30:00.720 --> 00:30:03.440 old toddler with his head and shoulders hanging out of 488 00:30:03.440 --> 00:30:05.720 the window of the ground level apartment, and an aggressive 489 00:30:05.799 --> 00:30:08.799 dog was charging at the other residents who were attempting 490 00:30:08.839 --> 00:30:12.039 to help the child. Officers noticed the window was not shadowed, 491 00:30:12.039 --> 00:30:14.599 but it hadn't previously repaired with a cardboard a piece 492 00:30:14.640 --> 00:30:18.839 of cardboard in suplexa glass. After removing that get inside 493 00:30:18.880 --> 00:30:21.279 the apartment, they found the sixteen month old child wearing 494 00:30:21.319 --> 00:30:24.799 only a shirt with visible feces on his skin and 495 00:30:25.519 --> 00:30:29.319 showing signs of dipper ash. Mother the child, Rhys Louise Myers, 496 00:30:29.440 --> 00:30:33.079 was then contacted by police. Said she was in San 497 00:30:33.119 --> 00:30:37.039 Antonio to meet a guy she met on this dating 498 00:30:37.079 --> 00:30:39.799 app that's one hundred and sixty miles away from her 499 00:30:39.839 --> 00:30:43.200 home two and a half hour drive. She allegedly told 500 00:30:43.200 --> 00:30:46.200 police that she had a babysitter who she contacted through 501 00:30:46.279 --> 00:30:49.880 Facebook to look after the child. Police met with a 502 00:30:49.880 --> 00:30:53.079 babysitter who previously babysaid for Myers back in December of 503 00:30:53.200 --> 00:30:55.799 last year. She told authorities that she had not spoken 504 00:30:55.880 --> 00:31:00.680 with Myers since that time. Myers are us the charge 505 00:31:00.680 --> 00:31:06.319 of abandoning, abandoning and endangering a child five forty six 506 00:31:07.160 --> 00:31:09.400 fitty five Karsine talk todays. You look, here's on the phone, 507 00:31:09.440 --> 00:31:12.079 Mississippi James. Hang on, my friend, we will. I'll pick 508 00:31:12.119 --> 00:31:13.720 up your call if you don't mind holding for a moment. 509 00:31:14.039 --> 00:31:16.839 After I mentioned the Chimneycare fireplace and stove, now too 510 00:31:16.920 --> 00:31:19.079 late to take care of your safety. I had the 511 00:31:19.119 --> 00:31:21.799 fire going over the weekend, just yeap, why not hit 512 00:31:21.839 --> 00:31:26.079 the button, had the gas fire up and enjoyed the gorgeous, 513 00:31:26.200 --> 00:31:29.400 gorgeous blaze of that fire in the fireplace and the warmth, 514 00:31:29.440 --> 00:31:31.440 and it was just really nice. It was so much 515 00:31:31.480 --> 00:31:32.880 moisture in the air. It felt like it was a 516 00:31:32.880 --> 00:31:34.759 lot colder than it was. It's like, why not let's 517 00:31:34.799 --> 00:31:37.279 have a little fire. I know my safety is taken 518 00:31:37.319 --> 00:31:40.680 care of. I have had my fireplace thoroughly inspected by 519 00:31:40.680 --> 00:31:42.920 the Chimneycare Fireplace and Stove. In fact, that's how I 520 00:31:43.000 --> 00:31:44.960 ended up with the fireplace, and so I got because 521 00:31:44.960 --> 00:31:46.680 the old one, the one that was built in the house, 522 00:31:47.240 --> 00:31:49.759 was dangerous. You don't want anything to happen to you. 523 00:31:50.079 --> 00:31:52.559 Get a carbon monoxide detector to protect you from that 524 00:31:52.759 --> 00:31:56.680 evil but also have the chimney inspected. Most notably for 525 00:31:56.720 --> 00:31:59.279 wood burners, you may need to have it swept. They 526 00:31:59.319 --> 00:32:01.359 also clean out dryer events, so when they're over there 527 00:32:01.359 --> 00:32:04.160 inspecting your chimney, have them clean your dryer vent out. 528 00:32:04.200 --> 00:32:06.359 Most notably, if you can't remember the last time that 529 00:32:06.480 --> 00:32:08.279 was done, I can pretty much assure you it needs 530 00:32:08.319 --> 00:32:10.799 to be cleaned out. You're spending too much money to 531 00:32:10.839 --> 00:32:12.759 dry your clothes and that could be a fire hazard 532 00:32:12.799 --> 00:32:17.160 as well. They do tuckpointing, cap and damper replacement, inserting, fireplays, 533 00:32:17.240 --> 00:32:21.960 other installing fireplace inserts, free standing stoves, self feeding wood 534 00:32:21.960 --> 00:32:25.000 waste pellet stoves, and a massive display and assortment of 535 00:32:25.039 --> 00:32:27.680 those can be found at the showroom, which is located 536 00:32:27.720 --> 00:32:30.839 at for thirteen Wards Corner Road, A plus with the 537 00:32:30.839 --> 00:32:33.160 Better Business Feer Award winners. They are across the board 538 00:32:33.160 --> 00:32:36.200 all kinds of awards and brightfully so around since nineteen 539 00:32:36.279 --> 00:32:39.839 eighty eight. Locally owned and operated schedule the appointment five 540 00:32:39.880 --> 00:32:42.519 one three two four eight ninety six hundred five one 541 00:32:42.519 --> 00:32:45.279 three two four eight ninety six hundred. Learn more online 542 00:32:45.319 --> 00:32:48.519 Check them out Chimneycareco dot com. 543 00:32:48.519 --> 00:32:51.000 Fifty five KRC find. 544 00:32:50.799 --> 00:32:54.000 Your red tag today You're try five fifteen to fifty 545 00:32:54.000 --> 00:32:55.240 five Karsini talk station. 546 00:32:55.880 --> 00:32:58.039 Feel free to call five one three seven four nine 547 00:32:58.079 --> 00:33:00.559 fifty five hundred, eight hundred and eighty two read talk 548 00:33:00.599 --> 00:33:03.000 and go straight to the phones because Mississippi James is 549 00:33:03.039 --> 00:33:04.880 on the phone. Welcome back, my friend. Good to hear 550 00:33:04.920 --> 00:33:05.240 from you. 551 00:33:06.200 --> 00:33:08.359 All right, good morning, doctor Bryant. 552 00:33:09.559 --> 00:33:10.160 What's going on? 553 00:33:10.319 --> 00:33:13.160 That's yeah, this story you were speaking. 554 00:33:12.839 --> 00:33:17.519 Of of the college course. Yeah, and it was a 555 00:33:17.559 --> 00:33:20.359 whole bunch of words, yes, from the way you was 556 00:33:20.440 --> 00:33:22.559 reading it. But I like to do a little deeper 557 00:33:22.680 --> 00:33:23.720 dive into it. 558 00:33:23.799 --> 00:33:26.000 Can you put the reference back out there again? 559 00:33:26.119 --> 00:33:26.200 So? 560 00:33:26.640 --> 00:33:29.559 Yes, it's the University of University of Maryland intro to 561 00:33:29.640 --> 00:33:33.000 fat Studies. Fatness will be examined as an area of 562 00:33:33.079 --> 00:33:37.519 human difference subject to privilege and discrimination. It examines fatness 563 00:33:37.559 --> 00:33:40.160 as an area of human difference subject to privilege and 564 00:33:40.160 --> 00:33:44.119 discrimination that intersects with other systems of oppression based on gender, 565 00:33:44.240 --> 00:33:47.599 raised class, sexual orientation, and ability. Through it, we will 566 00:33:47.599 --> 00:33:51.519 look at fatness as intersectional. This course will particularly highlight 567 00:33:51.559 --> 00:33:55.359 the relationship between fatness and blackness. We approach this area 568 00:33:55.400 --> 00:33:59.440 of study through an interdisciplinary humanities and social science lens, 569 00:33:59.680 --> 00:34:04.079 which emphasizes fatness as a social justice issue. It goes 570 00:34:04.119 --> 00:34:09.559 on but anyway, word word word word, word word word. Yeah, 571 00:34:10.360 --> 00:34:11.239 brought a lot in. 572 00:34:11.440 --> 00:34:13.239 I couldn't sort that out myself. 573 00:34:13.320 --> 00:34:15.760 I know I can't either. Less, I got seven years 574 00:34:15.760 --> 00:34:17.800 of college and I'm a member of MENSA. It doesn't 575 00:34:17.800 --> 00:34:20.400 make any sense to me. But then again, I view 576 00:34:20.480 --> 00:34:23.360 my MENSA membership as valueless. So let's just underscore that, 577 00:34:23.400 --> 00:34:24.960 because the only reason I ever bring it up is 578 00:34:25.000 --> 00:34:25.760 to make that point. 579 00:34:27.199 --> 00:34:29.840 Okay, yeah, I'll look into it when I get a 580 00:34:29.880 --> 00:34:31.199 chance later on today. 581 00:34:31.719 --> 00:34:35.480 Okay, you're gonna take time out of your day to 582 00:34:35.519 --> 00:34:36.159 look into that. 583 00:34:37.639 --> 00:34:41.440 Well, sometime I have hours to feel my day, so 584 00:34:41.519 --> 00:34:43.760 that's one of the feelings I use today. 585 00:34:43.920 --> 00:34:46.239 Okaye. 586 00:34:46.400 --> 00:34:49.400 My life is a little different. I have to find 587 00:34:49.400 --> 00:34:52.320 my self to feel my day, So I use that 588 00:34:52.360 --> 00:34:53.920 as a filo for a little while. 589 00:34:54.079 --> 00:34:56.679 That's fine. I hope you get as much humor out 590 00:34:56.679 --> 00:34:58.519 of it as I did, because that was the only 591 00:34:58.559 --> 00:35:01.480 reason I brought it up. And I did write WTF 592 00:35:01.519 --> 00:35:04.119 on the top of the article because it just left 593 00:35:04.159 --> 00:35:06.440 me wondering what in the hell they're teaching in college 594 00:35:06.440 --> 00:35:09.280 these days? James, That's what that's my point. I mean, 595 00:35:09.280 --> 00:35:11.719 you're gonna spend a lot of money. Someone out there 596 00:35:11.760 --> 00:35:14.760 is going to spend a whole lot of money to 597 00:35:14.840 --> 00:35:17.440 listen to and sit through a three hour class hour 598 00:35:17.519 --> 00:35:21.239 course that doesn't make any sense. It's all made up 599 00:35:21.920 --> 00:35:26.280 fatisima or fat missia or whatever, hatred of fatness. I mean, 600 00:35:26.320 --> 00:35:28.800 I never heard that word before today. Someone made that 601 00:35:28.880 --> 00:35:31.239 word up recently. I don't know. 602 00:35:33.199 --> 00:35:35.559 Yeah, we have a lot of made up words and 603 00:35:35.639 --> 00:35:39.719 a lot of words that change content from one one. 604 00:35:39.559 --> 00:35:44.119 Season did admit Orwell wrote a lot about that or 605 00:35:44.159 --> 00:35:47.920 Well reading nineteen eighty four. I appreciate hearing from you, James. 606 00:35:48.159 --> 00:35:50.960 Always a pleasure to hear your voice on the morning 607 00:35:51.000 --> 00:35:53.800 show five ety three eighty five ks DE Talk station. 608 00:35:54.400 --> 00:36:01.320 Over to the stack of stupid le's see here urine Yeah, 609 00:36:01.679 --> 00:36:04.360 health warning issued over well and be careful. I suppose 610 00:36:04.480 --> 00:36:06.320 a good time year to bring this story up. Report 611 00:36:06.360 --> 00:36:11.239 of a mirror people who are buying discount perfumes probably 612 00:36:11.320 --> 00:36:15.119 not a good idea. Apparently there's there are budget alternatives 613 00:36:15.159 --> 00:36:17.280 out there. They have the name brand on them, but 614 00:36:17.400 --> 00:36:20.639 they don't carry the premium price tag. But if you're 615 00:36:20.639 --> 00:36:25.880 overlooking the quality you're buying knockoff discount items, you might 616 00:36:26.159 --> 00:36:31.960 well damage your health. Some person described as a fragrance 617 00:36:32.000 --> 00:36:35.760 expert at price comparison website half Price Perfumes warned quote 618 00:36:35.800 --> 00:36:40.199 laboratory tests of samples seized by the Police Intellectual Property 619 00:36:40.199 --> 00:36:47.199 Crime Unit of showing that fake perfume can contain human urine. Obviously, 620 00:36:47.239 --> 00:36:49.760 that in and of itself is disgusting. It also holds 621 00:36:49.760 --> 00:36:52.760 a number of bacteria and other potentially harmful micro organism, 622 00:36:52.960 --> 00:36:56.239 leading to well a second point this person made. Counterfeit 623 00:36:56.280 --> 00:36:59.760 perfumes lack the preservatives and chemicals to stop bacteria from growing. 624 00:37:00.840 --> 00:37:05.079 When thrown together with unsanitary manufacturing conditions and low quality ingredients, 625 00:37:05.079 --> 00:37:07.440 it can be contribute to an amount of bacteria in 626 00:37:07.480 --> 00:37:13.400 your perfume, causing rashes, redness, ezema, among the standard risk 627 00:37:13.440 --> 00:37:16.000 of counterfeit perfumes. Also, they can be loaded with harmful 628 00:37:16.039 --> 00:37:18.960 chemicals simply aren't safe for contact with your skin, like 629 00:37:18.960 --> 00:37:23.400 formaldehyde palates and artificial musks. You said, they might even 630 00:37:23.400 --> 00:37:26.920 contain allergens that can trigger reaction, but as the ingredients 631 00:37:26.960 --> 00:37:31.000 are rarely labeled accurately, you never know until it's too late. 632 00:37:31.960 --> 00:37:34.280 So some of the chemicals can disrupt your body's natural 633 00:37:34.280 --> 00:37:38.000 hormone production and indocrine system, while the artificial musk can 634 00:37:38.360 --> 00:37:44.320 mimic estrogen as well from aldehyde and polycylic Aromatic hydrocarbons 635 00:37:44.360 --> 00:37:48.119 commonly found in counterfeit perfumes can also increase the risk 636 00:37:48.519 --> 00:37:53.400 and development of cancer. Well, that sounds like reason enough 637 00:37:53.440 --> 00:37:58.519 to not buy counterfeit perfumes and colons. You have been warned. 638 00:37:59.159 --> 00:38:01.800 Five to five five kercit talk station. Feel free to call. 639 00:38:01.840 --> 00:38:03.360 I'd rather talk with you than hear the sound of 640 00:38:03.360 --> 00:38:04.840 my own voice, so feel free to call me up 641 00:38:04.880 --> 00:38:06.280 the next hour. I'll be right back after the top 642 00:38:06.280 --> 00:38:06.559 of the hour. 643 00:38:06.639 --> 00:38:08.599 News your voice. 644 00:38:08.760 --> 00:38:09.840 Thank you for taking my call. 645 00:38:10.079 --> 00:38:13.679 Your country. It's refreshing to hear it every day. Fifty 646 00:38:13.719 --> 00:38:18.000 five krs. The talk station prescriptions required online consultation with 647 00:38:18.079 --> 00:38:22.239 help at six o five to give outcar cit talk station. 648 00:38:22.440 --> 00:38:27.360 Happy Monday, Ryan Thomas inviting phone calls as always five one, 649 00:38:27.440 --> 00:38:30.000 three seven fifty five hundred, eight hundred and eighty two 650 00:38:30.119 --> 00:38:32.719 three talk. Just having a random stack of stuff to 651 00:38:32.760 --> 00:38:35.800 dive on through no particular direction. I need to go 652 00:38:35.880 --> 00:38:38.400 or want to go this morning, and looking forward to 653 00:38:38.400 --> 00:38:41.559 a Thanksgiving week. I'm only having only working today and tomorrow. 654 00:38:41.559 --> 00:38:44.800 I'll be off the balance and really use a nice uh, well, 655 00:38:45.360 --> 00:38:47.559 I could use a few days offully quite honest with you, 656 00:38:47.559 --> 00:38:49.199 that's kind of the way I'm feeling this morning. So 657 00:38:49.679 --> 00:38:55.280 apologies if I'm not my normal spry, upbeat personality this morning. 658 00:38:55.440 --> 00:38:58.199 Just really real en after that terrible night's sleep last night, 659 00:38:58.239 --> 00:39:00.480 I won't bring that up again. I apologize. Coming up 660 00:39:00.880 --> 00:39:03.119 seven twenty with Christopher Smith and former vice mayor of 661 00:39:03.159 --> 00:39:05.239 the City of Cincinnaate joins the program every Monday at 662 00:39:05.239 --> 00:39:08.960 seven twenty two Vent to spleen this Smith event Money Monday, 663 00:39:08.960 --> 00:39:12.360 Brian James Goldman Sachs says investors should diversify. I thought 664 00:39:12.360 --> 00:39:15.599 that was always the norm. Money goals to finish twenty 665 00:39:15.639 --> 00:39:18.440 twenty four, lowering your twenty twenty four tax bill, and 666 00:39:18.480 --> 00:39:22.239 finally the best places to retire. That's what we're talking 667 00:39:22.239 --> 00:39:24.239 about with Brian James. Then we'll hear from my buddy 668 00:39:24.280 --> 00:39:27.880 Ulysses Days. He's a guy that runs affordable medical imaging, 669 00:39:27.920 --> 00:39:29.880 so he'll be on the care see care segment at 670 00:39:29.880 --> 00:39:32.960 eight forty Great opportunity for you to save heap loads 671 00:39:33.000 --> 00:39:38.000 of money on your MRIs, CT scans, etc. All right, So, 672 00:39:38.199 --> 00:39:40.159 not really knowing which direction I want to go, let 673 00:39:40.159 --> 00:39:45.519 me just bring this up real quick here. I regularly 674 00:39:45.519 --> 00:39:48.719 point out how we are our own worst enemy, and 675 00:39:48.760 --> 00:39:51.440 it's all predicated and relying upon this idea that you 676 00:39:51.480 --> 00:39:55.719 and I are killing the planet by merely breathing. I 677 00:39:55.800 --> 00:39:59.400 saw that the United Nations, they've come to an agreement 678 00:39:59.440 --> 00:40:04.079 that you and and the other developing world countries are 679 00:40:04.119 --> 00:40:08.000 going to be shelling out I guess three hundred billion 680 00:40:08.559 --> 00:40:15.599 dollars a year by twenty thirty five, our commitment to 681 00:40:15.719 --> 00:40:19.800 the Paris Climbing Accord. Now, thankfully, Donald Trump has already 682 00:40:19.800 --> 00:40:21.360 said he's going to pull the plug on this thing. 683 00:40:21.400 --> 00:40:25.280 And maybe the plug never should have been installed in 684 00:40:25.320 --> 00:40:29.320 the first place, or the Senate never approved it. You know, 685 00:40:29.360 --> 00:40:32.599 this is non binding, so every new administration come in 686 00:40:32.719 --> 00:40:34.159 neither hook us back up to it or pull a 687 00:40:34.159 --> 00:40:36.280 plug on it. Trump's promised to pull the plug on 688 00:40:36.320 --> 00:40:38.559 and that's the direction I want to go. And you 689 00:40:38.559 --> 00:40:40.400 know what the other thing is, the developing countries are 690 00:40:40.440 --> 00:40:42.840 pissed off. If I maybe super bowlers to characterize it 691 00:40:42.960 --> 00:40:48.559 like that, they wanted one trillion dollars a year by 692 00:40:48.639 --> 00:40:52.519 twenty thirty despite of the fact that developing countries didn't 693 00:40:52.559 --> 00:40:55.800 object to the agreement when it was adopted. Then immediately 694 00:40:55.960 --> 00:41:00.199 after it was adopted, express outrage. We want more money, 695 00:41:00.960 --> 00:41:03.440 one trillion dollars annually. 696 00:41:06.920 --> 00:41:07.000 Go. 697 00:41:07.119 --> 00:41:13.039 All right, whatever global wealth redistribution. Can we all just 698 00:41:13.119 --> 00:41:18.039 come to an agreement. That's all this is about. We 699 00:41:18.159 --> 00:41:22.039 run a pretty successful operation here, administration after administration the 700 00:41:22.119 --> 00:41:24.480 United States. You know, we've got our faults, we've got 701 00:41:24.519 --> 00:41:27.199 our problems. We are not a perfect country. But in 702 00:41:27.280 --> 00:41:31.719 terms of our ability to generate income and earn money 703 00:41:31.840 --> 00:41:36.599 and create you know, wealth, generally speaking, there's never been 704 00:41:36.599 --> 00:41:42.480 another model alive in the world. Ever. It's kind of 705 00:41:42.559 --> 00:41:45.519 you know, wealth generation didn't happen under feudalism, it doesn't 706 00:41:45.519 --> 00:41:48.440 happen under socialism, it doesn't happen under communism, and on 707 00:41:48.480 --> 00:41:50.840 and on and on and on. Well that's the problem. 708 00:41:50.920 --> 00:41:52.760 Time I said, shouldn't happen, then one should be as 709 00:41:52.800 --> 00:41:55.119 wealthy as the United States of America. That money needs 710 00:41:55.119 --> 00:41:57.280 to be taken and given to somebody else. All right, 711 00:41:57.360 --> 00:41:59.679 you know what I have said to that, I got 712 00:41:59.679 --> 00:42:05.519 two words for you, and ain't happy birthday. Back in 713 00:42:05.639 --> 00:42:09.559 the real world where we do need electricity and power 714 00:42:09.679 --> 00:42:12.719 and fuel because well we all needed to live our 715 00:42:12.800 --> 00:42:16.920 lives and continue to run some form of an economy. Mean, 716 00:42:16.920 --> 00:42:19.880 I'm all worked up over this because of the Excel pipeline. 717 00:42:19.960 --> 00:42:23.079 It's unplugged, it's plugged back in, it's unplugged. Donald Trump 718 00:42:23.119 --> 00:42:26.960 has vowed to restore it. That we're still talking about this, 719 00:42:27.559 --> 00:42:29.559 and I saw this article. There was a guy on 720 00:42:29.679 --> 00:42:33.559 Fox and Friends yesterday. He's a former Keystone pipeline worker. 721 00:42:33.679 --> 00:42:35.920 He's a man with an opinion. His name's Bugsy Allen. 722 00:42:35.920 --> 00:42:39.840 This was reported by Madeline Coggins and Fox Business. Fine, okay, 723 00:42:39.880 --> 00:42:42.000 he say, it's breath fresh air. We're running on cloud nine. 724 00:42:42.039 --> 00:42:43.880 We're excited. It's gonna make a big difference as far 725 00:42:43.880 --> 00:42:46.599 as your energy cost, your food cost, your gas guys, 726 00:42:46.719 --> 00:42:48.079 you put in your cars. It's actually going to be 727 00:42:48.079 --> 00:42:51.599 the primary seat of bringing everything down for the American 728 00:42:51.639 --> 00:42:54.480 people that have suffered so much under the last administration. 729 00:42:55.280 --> 00:42:58.119 Whether he's right or not in his assessment of it, Okay, 730 00:42:58.679 --> 00:43:02.280 that's one thing. But in doing this little report and 731 00:43:02.320 --> 00:43:04.639 talking about his comments and the fact that the Trump 732 00:43:04.639 --> 00:43:08.639 administration is going to try to reestablish the EXL pipeline. 733 00:43:09.039 --> 00:43:14.519 Trump initially approved the pipeline in twenty seventeen, reversing Barack 734 00:43:14.599 --> 00:43:21.960 Obama's decision to reject the project in twenty fifteen, so 735 00:43:22.519 --> 00:43:25.760 Obama's in office says no to the pipeline in twenty fifteen. 736 00:43:27.679 --> 00:43:31.119 Trump gets elected, says yes to the project in twenty seventeen, 737 00:43:35.039 --> 00:43:39.559 and in twenty twenty one, after Biden takes office, he 738 00:43:39.679 --> 00:43:43.519 revoked Trump decision and cancel the pipeline's permits, shutting the 739 00:43:43.519 --> 00:43:46.960 project down again. Now, from my math, that is quite 740 00:43:47.000 --> 00:43:50.360 a few years of time that passed that they apparently 741 00:43:50.400 --> 00:43:55.000 didn't do anything. It was going to go online until 742 00:43:55.000 --> 00:43:58.800 Obama pulls the plug in twenty fifteen. Fast forward, the 743 00:43:58.920 --> 00:44:02.840 entire Trump administry is multiple years where Trump had greenlit 744 00:44:02.920 --> 00:44:06.559 it and nothing happened, giving Biden the opportunity to cancel 745 00:44:06.599 --> 00:44:09.440 the pipeline's permits when he gets elected. Here it is 746 00:44:09.599 --> 00:44:11.880 County year twenty twenty four, getting ready for the new 747 00:44:11.920 --> 00:44:16.639 Trump administration. They're talking about, well going forward with it again. 748 00:44:18.760 --> 00:44:21.920 What in the hell is wrong? What is right with 749 00:44:22.079 --> 00:44:29.199 what I just gave you by way of information? Department 750 00:44:29.239 --> 00:44:31.960 of Energy reporting from December of twenty two highlight of 751 00:44:32.000 --> 00:44:36.800 the positive economic benefits of this pipeline. Had Biden not 752 00:44:37.039 --> 00:44:40.400 revoked the permits, According to the report, it would have 753 00:44:40.480 --> 00:44:47.639 created sixteen thousand jobs or between sixteen thousand and fifty 754 00:44:47.719 --> 00:44:50.760 nine thousand jobs. I suppose it's which realm of the 755 00:44:51.159 --> 00:44:54.480 work population you're looking at. But between the workers building 756 00:44:54.519 --> 00:44:57.199 the pipeline, operating the pipeline on a daily basis, the 757 00:44:57.239 --> 00:45:01.159 workers moving around the oil or whatever, all the food 758 00:45:01.199 --> 00:45:04.639 industry and restaurants and service industry and everything else around 759 00:45:04.719 --> 00:45:06.599 those jobs, I guess that's how you come up with 760 00:45:06.639 --> 00:45:10.320 this massive range of jobs. But that report suggested we 761 00:45:10.519 --> 00:45:13.480 had a positive economic impact of between three point four 762 00:45:13.519 --> 00:45:21.400 and nine point six billion dollars. I say. A previous 763 00:45:21.440 --> 00:45:26.920 report from the federal government published in twenty fourteen and 764 00:45:27.039 --> 00:45:30.320 talking about this since back then, said it would have 765 00:45:30.320 --> 00:45:33.079 been thirty nine hundred direct jobs and twenty one thousand 766 00:45:33.119 --> 00:45:37.280 total jobs created during the construction construction which would have 767 00:45:37.519 --> 00:45:40.519 was expected to take two years. So if they hit 768 00:45:40.559 --> 00:45:43.480 the ground running in twenty fourteen before, while you know, 769 00:45:44.719 --> 00:45:49.159 stating the obvious, it could have been done. See, once 770 00:45:49.199 --> 00:45:51.760 it's up and operational, it's too late for a guy 771 00:45:51.840 --> 00:45:53.519 like Biden to come in and pull the plug on 772 00:45:53.599 --> 00:46:02.679 it by saying the permits have been pulled, just insane. Meanwhile, 773 00:46:02.679 --> 00:46:04.159 the oil is still coming out of the ground. That's 774 00:46:04.199 --> 00:46:09.480 the other thing that's really troubling about this. The oil 775 00:46:09.519 --> 00:46:14.000 is coming from up north to Canada, pipeline or no, 776 00:46:14.119 --> 00:46:15.960 it's coming out of the oil coming out of the ground. 777 00:46:17.400 --> 00:46:19.880 And as I've observed many times, and I'm not the 778 00:46:19.880 --> 00:46:22.639 only one, I'm no expert in energy policy, but it's 779 00:46:22.679 --> 00:46:25.639 a hell of a lot safer more efficient to put 780 00:46:25.639 --> 00:46:27.960 the oil in a pipeline and move it down to 781 00:46:28.000 --> 00:46:30.440 refineries here where it's going to be refined than it 782 00:46:30.519 --> 00:46:36.119 is putting them in rail cars. Talk to the people 783 00:46:36.159 --> 00:46:43.440 in East Palestine about that rail cars. But the carbon 784 00:46:43.559 --> 00:46:47.920 output right from the oil that's coming out of the ground, 785 00:46:48.960 --> 00:46:50.840 it's going to be there, regardless of whether it goes 786 00:46:50.840 --> 00:46:54.119 through a pipeline or not. And are we not adding 787 00:46:54.320 --> 00:46:56.920 to the carbon output in the pollution by putting it 788 00:46:56.960 --> 00:46:59.840 on railcars and moving it around the globe as opposed 789 00:46:59.880 --> 00:47:02.320 to putting it into a pipeline which doesn't require the 790 00:47:02.360 --> 00:47:10.159 internal combustion engine to move the oil through the pipeline. 791 00:47:10.320 --> 00:47:17.599 Why do we do this? What sense does this make? 792 00:47:18.559 --> 00:47:21.800 You've deprived us of billions of dollars of potential income, 793 00:47:21.960 --> 00:47:28.920 thousands and thousands of jobs for the American workers and 794 00:47:29.000 --> 00:47:34.679 made it more polluting by pulling the plug on the pipeline. 795 00:47:34.880 --> 00:47:39.639 There is no benefit for having stopped this pipeline at 796 00:47:39.639 --> 00:47:43.679 the outset, none whatsoever. It really makes you wonder what 797 00:47:43.840 --> 00:47:47.480 a nefarious element is going on behind the scenes that 798 00:47:47.519 --> 00:47:51.280 this has been such a contentious project. Why is it 799 00:47:51.360 --> 00:47:56.000 a Republican versus Democrat thing to do the most efficient 800 00:47:56.239 --> 00:48:02.039 job producing and income producing thing and the thing that's 801 00:48:02.079 --> 00:48:06.880 better for the environment. What is with the Excel pipeline 802 00:48:07.320 --> 00:48:11.960 that Democrats hate it and Republicans will embrace it when 803 00:48:12.000 --> 00:48:14.559 it seems to be it should be the exact opposite. 804 00:48:14.599 --> 00:48:15.840 If you want to look at it purely from an 805 00:48:15.920 --> 00:48:19.320 environmental standpoint, go over the points I just made. The 806 00:48:19.400 --> 00:48:22.199 oils coming out of the ground, that is a proposition 807 00:48:22.239 --> 00:48:25.679 that cannot be changed. It's the mechanism of moving the oil. 808 00:48:27.119 --> 00:48:29.760 Is it this whole rail system thing? Is this this 809 00:48:29.880 --> 00:48:32.960 Warren Buffett rumor that's been circulating a long time? Does 810 00:48:33.000 --> 00:48:35.840 he have a connection with the Democrats and maybe not 811 00:48:35.920 --> 00:48:39.519 the Republicans. I don't know. I just know none of 812 00:48:39.559 --> 00:48:41.360 it makes any sense when you look at it from 813 00:48:41.360 --> 00:48:47.639 an objective standpoint. But that's where we are. Bobby's on 814 00:48:47.679 --> 00:48:49.280 the phone, Bobby, I'll get your calling him in here 815 00:48:49.280 --> 00:48:51.360 at six fifteen right now, fifty five krec DE talk 816 00:48:51.400 --> 00:48:53.599 station and it's plumbing done right when you call my 817 00:48:53.679 --> 00:48:56.800 friends at Plumb Type Plumbing, outstanding work they will do 818 00:48:56.880 --> 00:49:00.679 for you. Customer service Numero Uno probably serving everywhere between 819 00:49:00.719 --> 00:49:02.800 northern Kentucky all the way up in the Dayton area. 820 00:49:03.280 --> 00:49:05.239 Their mission to provide you, and as they do with 821 00:49:05.280 --> 00:49:09.400 every customer, truly exceptional plumbing experience, delivering highest quality products 822 00:49:09.400 --> 00:49:13.199 and service, greatest customer relations in the industry at affordable 823 00:49:13.239 --> 00:49:15.880 and fair and ethical pricing. That's why they enjoin A 824 00:49:15.880 --> 00:49:19.280 A plus A the Better Business Bureau. Hundreds of hundreds 825 00:49:19.320 --> 00:49:22.920 of satisfied customers me included for a number of plumbing 826 00:49:22.920 --> 00:49:26.599 projects they've done for me and including emergencies. I always 827 00:49:26.679 --> 00:49:29.280 joke about my raining chandelier and talk to Westside Jim 828 00:49:29.360 --> 00:49:32.559 Keefer with his raining light fixture in the kitchen. You 829 00:49:32.639 --> 00:49:35.360 got emergency service. It's twenty four hour days, seven day 830 00:49:35.400 --> 00:49:37.719 week emergency services. Because you can give them a call 831 00:49:38.000 --> 00:49:41.000 at five one three seven two seven tight five one 832 00:49:41.079 --> 00:49:44.239 three seven two seven eighty four eighty three finalm Online 833 00:49:44.280 --> 00:49:46.840 you can schedule appointment there. I've done that, really easy 834 00:49:46.880 --> 00:49:51.039 to do. Plumb tightt te plumtight dot com fifty five. 835 00:49:50.920 --> 00:49:55.000 KRC our first students arrived, just Shia six twenty I 836 00:49:55.000 --> 00:49:56.920 fifty five A pair CD talk station, A very happy 837 00:49:56.920 --> 00:50:00.360 Monday to you five and three seven for nine to 838 00:50:00.360 --> 00:50:02.119 fifty five hundred, eight hundred and eighty. 839 00:50:02.119 --> 00:50:03.800 Three talk on if I fifty on AT and T 840 00:50:03.960 --> 00:50:05.760 phones over to the phones that go in order in 841 00:50:05.760 --> 00:50:08.079 which they're received, starting with Bobby, Jim hang on to 842 00:50:08.119 --> 00:50:11.119 get you called next. Bobby, Welcome to the program. 843 00:50:11.440 --> 00:50:13.119 Happy Monday, my brother. 844 00:50:13.199 --> 00:50:15.320 Thank you, my friend. Not feeling it today, I really 845 00:50:15.360 --> 00:50:18.400 am not, but appreciate that maybe it'll turn around for 846 00:50:18.480 --> 00:50:18.920 me today. 847 00:50:20.440 --> 00:50:23.360 Well, I got two points that need to lets you 848 00:50:23.480 --> 00:50:25.159 know about. One of them has to do with the 849 00:50:25.199 --> 00:50:29.000 certification process on January the sixth. Yeah, it's referred to 850 00:50:29.039 --> 00:50:31.920 as a National Special Security Event and it's the first 851 00:50:31.960 --> 00:50:35.519 time that's ever been implemented, and the designation came from 852 00:50:35.559 --> 00:50:40.280 my ORCA. It's not going well at all, and I 853 00:50:40.280 --> 00:50:43.239 can tell you details, but I won't have the turn today, 854 00:50:43.280 --> 00:50:46.599 but you would be shocked. That's one thing that's coming 855 00:50:46.679 --> 00:50:48.079 up and it's not good at all. 856 00:50:48.199 --> 00:50:53.039 Well, I mean, Bobby, you can't just say that and 857 00:50:53.079 --> 00:50:56.079 not even talk about what you're talking about. What's not 858 00:50:56.239 --> 00:50:58.880 going well? What do you mean by that? I don't even 859 00:50:58.880 --> 00:51:00.719 know what that means. Not going well well. 860 00:51:01.280 --> 00:51:04.039 One thing is it's DC and the Capitol Police are 861 00:51:04.079 --> 00:51:06.280 being put on the back burner, and all the meetings 862 00:51:06.320 --> 00:51:10.679 like the buttered Peas number one, the Special Agent in charge, 863 00:51:10.679 --> 00:51:12.679 they're having the meetings and everything. I can give you 864 00:51:12.760 --> 00:51:16.559 details on those. It's not gonna go well for January. 865 00:51:16.639 --> 00:51:21.199 The sixth Secret Service now has their Dignitary Protection Division 866 00:51:21.280 --> 00:51:25.559 and charge. They're going to let things fail. They're planning 867 00:51:25.039 --> 00:51:26.000 on fail. 868 00:51:26.400 --> 00:51:31.239 So are you suggesting that those responsible for presidential security 869 00:51:31.239 --> 00:51:33.960 are going to let someone get assassinated or something? I mean, 870 00:51:34.199 --> 00:51:35.119 what are you talking? 871 00:51:35.159 --> 00:51:35.360 Ever? 872 00:51:36.280 --> 00:51:38.440 I never said that, but I'll put it this way. 873 00:51:38.440 --> 00:51:41.000 It's not what a person does, it's what they don't do. 874 00:51:41.440 --> 00:51:43.519 No, I know, I mean, I know. That's been the 875 00:51:43.800 --> 00:51:46.320 criticism of the Secret Service in connection with the two 876 00:51:46.360 --> 00:51:50.639 attempts on Donald Trump's life epic failure. Some suggest that 877 00:51:50.679 --> 00:51:53.079 it was an intentional failure. They were keeping their fingers 878 00:51:53.159 --> 00:51:55.800 crossed that someone might shoot them. Is that what you're 879 00:51:55.840 --> 00:51:58.800 talking about? I don't know in a factual vacuum what 880 00:51:58.840 --> 00:52:01.719 these concerns are. Is it going to be a riot? 881 00:52:01.760 --> 00:52:03.400 Is a bomb going to blow up? Are there going 882 00:52:03.480 --> 00:52:06.000 to be massive protests? Is going to be a terrorist action? 883 00:52:06.400 --> 00:52:08.280 Is going to be assassination of time? I mean, I 884 00:52:08.280 --> 00:52:10.480 don't know where you got the information. I just want some, 885 00:52:10.719 --> 00:52:13.760 you know, flesh on the bones of the suggestion that 886 00:52:13.920 --> 00:52:17.039 it isn't going to go well, because I don't know 887 00:52:17.079 --> 00:52:19.280 what that means contextually, Bobby, that's all. 888 00:52:20.480 --> 00:52:23.079 I have no idea exactly what's going to happen, but 889 00:52:23.159 --> 00:52:26.679 I know it's not will go well. They're not playing 890 00:52:26.719 --> 00:52:29.880 they're they're not doing well in the meetings. And I 891 00:52:29.920 --> 00:52:33.199 can give you the details of individuals. It's no different 892 00:52:33.239 --> 00:52:36.800 than Eric Ranahan. He's a special agent in charge for 893 00:52:36.920 --> 00:52:40.079 the Secret Service. It's not going well in the meetings. 894 00:52:40.119 --> 00:52:43.360 I know this for a fact. Well, that's one thing. 895 00:52:43.440 --> 00:52:46.280 The next thing is it's going to be three weeks 896 00:52:46.280 --> 00:52:49.840 out before the ground's frozen enough. Between Minsk and Kiev. 897 00:52:51.199 --> 00:52:53.840 It's only been a hat hommering between twenty eight thirty 898 00:52:53.840 --> 00:52:56.639 two degrees in the last seven to ten days, so 899 00:52:56.679 --> 00:52:59.840 they expect it to be cold enough and the ground 900 00:53:00.119 --> 00:53:04.840 hard enough in about three weeks now. People can think 901 00:53:04.880 --> 00:53:10.079 whatever that means. But the ground's not hard enough yet, are. 902 00:53:10.000 --> 00:53:12.960 You referring to its ability to allow tanks to roll 903 00:53:12.960 --> 00:53:15.800 over it? That kind of thing They. 904 00:53:15.719 --> 00:53:18.159 Were planning on come to the border six weeks ago 905 00:53:18.280 --> 00:53:19.880 until they were put back, all. 906 00:53:19.880 --> 00:53:23.360 Right, So just waiting for the ground to harden up. Yes, well, 907 00:53:23.400 --> 00:53:27.440 that's just the natural reality of war, isn't it correct. 908 00:53:27.519 --> 00:53:29.199 I mean, we had to wait till the weather cleared 909 00:53:29.280 --> 00:53:32.239 up to do the D Day invasion, right, and you 910 00:53:32.239 --> 00:53:34.679 couldn't do it when the Caesarre chopping and the skies 911 00:53:34.679 --> 00:53:37.440 were overcast, so you had to wait around for better weather. 912 00:53:37.920 --> 00:53:40.440 So that doesn't shock me at all. But what that 913 00:53:40.519 --> 00:53:43.360 might mean in terms of military strategy and what the 914 00:53:43.440 --> 00:53:46.119 Russians might do, I mean it's a lost cause. I 915 00:53:46.119 --> 00:53:48.599 don't think the Ukrainians can fight much more than they 916 00:53:48.639 --> 00:53:52.320 already have. It's a desperate situation. I think we are 917 00:53:52.400 --> 00:53:57.280 only just prolonging their misery and putting ourselves in a 918 00:53:57.320 --> 00:54:00.360 worse position by providing these longer range missiles. I mean, 919 00:54:00.360 --> 00:54:03.320 people talking World War three all over the place. So 920 00:54:03.559 --> 00:54:09.280 I will concede that that is one massive Charlie Foxtrot 921 00:54:09.360 --> 00:54:12.199 right there, and the Biden administration isn't helping it at all. 922 00:54:13.039 --> 00:54:14.800 So don't know what Donald Trump's going to do by 923 00:54:14.840 --> 00:54:16.880 way of laying hands on the problem. He seems to 924 00:54:16.880 --> 00:54:18.840 think he can solve it. I'm a little cynical and 925 00:54:19.000 --> 00:54:22.880 jaded about that. So, but I do think that the 926 00:54:22.960 --> 00:54:27.880 Biden administration is intentionally making more difficult for the next administration, 927 00:54:28.039 --> 00:54:32.239 and in so doing is putting millions of lives potentially 928 00:54:32.280 --> 00:54:35.920 in peril, certainly hundreds of thousands of lives of the 929 00:54:35.960 --> 00:54:38.519 people on the front lines, whether they're on Ukraine's front 930 00:54:38.519 --> 00:54:40.360 lines or on the Russian front lines. And no, I 931 00:54:40.360 --> 00:54:42.239 don't have a whole lot of sympathy for Russia. They're 932 00:54:42.280 --> 00:54:46.960 the ones that invaded. But this isn't easily boiled down 933 00:54:47.000 --> 00:54:50.400 to right and wrong considering the two countries we're talking 934 00:54:50.440 --> 00:54:56.760 about here. Sorry to be just so just you know, 935 00:54:57.119 --> 00:54:59.599 short with you, But you know, when you're just talking 936 00:54:59.639 --> 00:55:02.360 plot tudes like that, I don't have any context for 937 00:55:02.400 --> 00:55:06.360 what you mean. Things are bad. I okay, I need 938 00:55:06.400 --> 00:55:08.760 a little more than that to actually break it down. 939 00:55:09.920 --> 00:55:12.719 Sixty five Gym's on the phone, Hang on, Jim. Fifty 940 00:55:12.760 --> 00:55:15.960 five KCD talk station in USA Insulation. Here's something that's 941 00:55:16.000 --> 00:55:19.800 easy to break down, providing you great comfort and saving 942 00:55:19.840 --> 00:55:24.119 you money. Period. It's going to be heating system here. 943 00:55:24.119 --> 00:55:26.039 If you haven't even already kicked in your furnace yet 944 00:55:26.079 --> 00:55:29.239 in summertimes almost over, maybe you're not using your AC anymore. 945 00:55:29.280 --> 00:55:32.400 But in the file analysis, whether it's heating or air conditioning, 946 00:55:32.440 --> 00:55:34.880 you're paying too much money. If your home is under insulate, 947 00:55:34.960 --> 00:55:37.840 get in touch with USA Insulation. They brought it back. 948 00:55:37.880 --> 00:55:41.079 It's only ninety nine dollars a month with no interest. 949 00:55:41.960 --> 00:55:44.320 You can probably save more than that on your energy bill. 950 00:55:45.440 --> 00:55:48.119 Highest foam on the market for the exterior walls of 951 00:55:48.119 --> 00:55:50.480 your home they injected in there. Cover up the injection sites. 952 00:55:50.559 --> 00:55:54.199 Nobody knows that they were there, and you'll immediately notice 953 00:55:54.199 --> 00:55:56.719 the comfort. You'll notice your home is already more quiet. 954 00:55:56.880 --> 00:55:59.360 That's one thing right out of the gate. The comfort 955 00:55:59.360 --> 00:56:02.760 will improve dramatically. You know thenas cold pockets of air 956 00:56:02.840 --> 00:56:04.920 you got in some rooms in the winter time, or 957 00:56:05.239 --> 00:56:07.840 extra hot pockets of air in the summertime, whether your 958 00:56:08.159 --> 00:56:11.440 HVAC system just doesn't quite get it. It'll solve that 959 00:56:11.480 --> 00:56:14.360 problem to a large degree, and the savings every month 960 00:56:14.400 --> 00:56:17.000 are guaranteed from USA. The product pays for itself ninety 961 00:56:17.079 --> 00:56:19.840 nine bucks a month interest free, very affordable, and you 962 00:56:19.880 --> 00:56:22.480 get a twelve hundred dollars energy tax credit from the 963 00:56:22.519 --> 00:56:24.679 federal government just for doing the right thing and saving 964 00:56:24.679 --> 00:56:27.400 yourself money every month on your energy bill. It's a 965 00:56:27.400 --> 00:56:30.719 free quote and free inspection. You could be under insulated 966 00:56:30.760 --> 00:56:32.960 to let you know, or you might have nothing in 967 00:56:33.000 --> 00:56:35.400 the exterior wall. So that's why I say free. I 968 00:56:35.440 --> 00:56:36.880 mean take them up on it, get them out to 969 00:56:36.880 --> 00:56:39.519 your house five one three three eight one three six 970 00:56:39.559 --> 00:56:42.360 two six three eight one phone, learn more online, check 971 00:56:42.400 --> 00:56:44.239 them out at USA installation dot net. 972 00:56:44.360 --> 00:56:47.280 Fifty five krc ay. 973 00:56:47.239 --> 00:56:49.360 And a happy one to you. Looking forward to Christopher 974 00:56:49.360 --> 00:56:52.760 Smith and joining the program at seven twenty Ryan James 975 00:56:52.760 --> 00:56:54.719 money Monday, of course at eight oh five the meantime 976 00:56:54.719 --> 00:56:56.000 over to the phone before we get the local stores. 977 00:56:56.000 --> 00:56:57.480 I got Gym on the phone. Gym, thanks for holding 978 00:56:57.480 --> 00:56:58.920 over the Breake. Welcome to the program. 979 00:57:00.039 --> 00:57:04.599 Good morning, Brian, Hey, I have some guilt on my consciousness. 980 00:57:04.920 --> 00:57:09.719 This morning. I brought my grandchildren to the Museum Center. 981 00:57:10.559 --> 00:57:13.519 And you know, after you go through the ice ages 982 00:57:13.599 --> 00:57:16.639 and how the earth has been evolving, and then you 983 00:57:16.719 --> 00:57:20.679 go through the section where, oh, my goodness, where doomsday 984 00:57:20.719 --> 00:57:22.800 is about to come, you know, global warming, and on 985 00:57:22.840 --> 00:57:26.400 and on on. I'm dealing with a little bit of 986 00:57:26.679 --> 00:57:28.679 how do I deal with that? And then I've got 987 00:57:28.719 --> 00:57:31.800 a couple of good suggestions for your what you described 988 00:57:31.800 --> 00:57:35.559 your situation you're going through here starting out this week, okay, 989 00:57:36.800 --> 00:57:39.599 And I'll give you an example. A neighbor up the 990 00:57:39.679 --> 00:57:43.000 road came to my place and he goes, Wow, I'd 991 00:57:43.039 --> 00:57:45.039 like to help you out whatever you're doing. Just tell 992 00:57:45.079 --> 00:57:48.039 me what to do. And we started into some projects. 993 00:57:48.360 --> 00:57:52.559 And the point is, he said, Josh, you've never worked 994 00:57:52.599 --> 00:57:55.159 me so hard. He's retired. He goes, I go home, 995 00:57:55.199 --> 00:57:57.960 worn out, but I can't wait to get back. And 996 00:57:58.119 --> 00:58:00.000 in the morning he's here first thing in the morning, 997 00:58:00.039 --> 00:58:02.639 and he'll be here this morning. Just want to do things. 998 00:58:03.119 --> 00:58:06.480 And my point is this, if you can't sleep well 999 00:58:06.480 --> 00:58:09.800 at night, or carter in the evening. If you can't 1000 00:58:09.800 --> 00:58:12.639 sleep well at night, take a longer walk and have 1001 00:58:12.719 --> 00:58:17.639 some animals, whether they're you know, domestic or in my case, 1002 00:58:18.280 --> 00:58:21.480 my shape and my goats and my chickens, and do 1003 00:58:21.599 --> 00:58:24.000 a project for them. And the more you wear yourself out, 1004 00:58:24.000 --> 00:58:26.760 the better you sleep, and oh, you can't wait to 1005 00:58:26.800 --> 00:58:27.159 get up. 1006 00:58:27.079 --> 00:58:27.559 In the morning. 1007 00:58:27.639 --> 00:58:30.239 Maybe I didn't explain myself. I didn't explain it. I 1008 00:58:30.639 --> 00:58:34.320 rarely ever have any problem sleeping. It was my dreams 1009 00:58:34.400 --> 00:58:37.079 that were bothering me. I was having a difficult night 1010 00:58:37.320 --> 00:58:41.519 dealing with this recurring dream that kept waking me up 1011 00:58:41.920 --> 00:58:45.480 and leaving me with a very disturbing feeling. It's like, 1012 00:58:45.519 --> 00:58:48.280 you know, you get emotionally upset if a pet dies 1013 00:58:48.400 --> 00:58:51.440 or a relative dies, or something that's a genuine human emotion. 1014 00:58:51.920 --> 00:58:55.760 Sometimes dreams will bring about feelings of genuine human emotion 1015 00:58:56.280 --> 00:58:58.920 in spite of the fact that the dream makes absolutely 1016 00:58:59.000 --> 00:59:01.840 no sense. In this particular case, the dream was I 1017 00:59:01.880 --> 00:59:04.559 had no idea recollection, something tells me how to do 1018 00:59:04.599 --> 00:59:07.239 with the Russians or something. But the point of it 1019 00:59:07.400 --> 00:59:11.880 inside the dream that was making me very uncomfortable didn't 1020 00:59:11.920 --> 00:59:14.480 make any sense, and I kept having Every time I 1021 00:59:14.559 --> 00:59:17.840 woke up, I processed the dream. I told myself, why 1022 00:59:17.880 --> 00:59:20.639 are you feeling this way? Why are you feeling and 1023 00:59:20.719 --> 00:59:23.719 expressing genuine human emotions that are keeping you from getting 1024 00:59:23.719 --> 00:59:27.079 a good night's sleep over the preposterous point that you're 1025 00:59:27.159 --> 00:59:30.599 dreaming about go back to sleep, right back into the dream, 1026 00:59:30.679 --> 00:59:33.400 and right back into the uncomfortable feeling. So that's where 1027 00:59:33.400 --> 00:59:35.800 it came from. So I lost. I didn't have a 1028 00:59:35.880 --> 00:59:39.280 very good night's sleep, not because I don't sleep well. 1029 00:59:39.320 --> 00:59:45.039 I normally sleep well. I just normally don't have disturbing dreams. 1030 00:59:46.119 --> 00:59:48.559 Oh I missed that part. I'm sorry, but here's what 1031 00:59:48.639 --> 00:59:52.239 I found. When I have those deep dreams, I'm saying 1032 00:59:52.280 --> 00:59:54.679 to myself, Wow, I'm really sleeping the best of all, 1033 00:59:54.679 --> 00:59:56.760 and I tell myself get back into that dream that 1034 00:59:56.920 --> 00:59:58.519 tells me I'm sleeping the best of all. 1035 00:59:58.639 --> 01:00:01.880 Well, Jabe, you're over analyzing it. 1036 01:00:01.880 --> 01:00:02.159 For me. 1037 01:00:02.280 --> 01:00:05.559 I'm a very good sleeper. I have many sleep techniques 1038 01:00:05.559 --> 01:00:08.079 that I've mastered over the years to help me get 1039 01:00:08.119 --> 01:00:11.239 a good night's sleep. It's just occasionally, like I mentioned, 1040 01:00:11.360 --> 01:00:13.840 last night wasn't one of those nights, and it was 1041 01:00:13.880 --> 01:00:17.559 because of this weird, weird, weird dream that seemed to 1042 01:00:17.599 --> 01:00:22.159 happen over and over and over again. So I appreciate 1043 01:00:22.199 --> 01:00:24.039 your willingness to help me out on that, but this 1044 01:00:24.119 --> 01:00:26.760 is not a regular problem for me at all. It's 1045 01:00:26.800 --> 01:00:29.920 not for lack of work or inability to go to sleep. 1046 01:00:30.320 --> 01:00:32.800 I got really good processes to get me to sleep. 1047 01:00:32.880 --> 01:00:36.119 So I've long ago it was a different story, you know, 1048 01:00:36.199 --> 01:00:38.239 the whole you know, all the emotions of the day 1049 01:00:38.280 --> 01:00:40.000 and the things you got to do tomorrow and everything 1050 01:00:40.000 --> 01:00:41.880 you thought about, and all that stuff would flow through 1051 01:00:41.880 --> 01:00:43.519 your mind at the wrong time, and that's the time 1052 01:00:43.559 --> 01:00:46.519 when you're supposed to go to sleep. So those days 1053 01:00:46.559 --> 01:00:50.880 are long long past. Sometimes maybe it's something I ate. 1054 01:00:51.159 --> 01:00:54.239 I don't know, but that was the dreams. Anyhow, I 1055 01:00:54.239 --> 01:00:58.800 appreciate the effort. Let's see six thirty four real quick 1056 01:00:58.840 --> 01:01:01.159 here again one local story and probably get in here. 1057 01:01:01.280 --> 01:01:03.639 Twenty one year old man dad after losing control of 1058 01:01:03.639 --> 01:01:06.000 a vehicle hit a tree. Happen on a Saturday morning 1059 01:01:06.000 --> 01:01:09.159 in Saint Clair Township. According to the Butler County Sheriff's Office. 1060 01:01:09.599 --> 01:01:12.400 Along with first responders from the fire department, they showed 1061 01:01:12.480 --> 01:01:16.039 up for this single vehicle crash US one twenty seven 1062 01:01:16.159 --> 01:01:18.719 year mile Post eight about six o'clock in the morning. 1063 01:01:18.880 --> 01:01:21.719 They found a twenty one year old man driving an 1064 01:01:21.800 --> 01:01:27.719 SUV Mitsubishi, specifically southbound on US one twenty seven, lost control. 1065 01:01:27.760 --> 01:01:29.320 The vehicle veered off to the right side of the 1066 01:01:29.400 --> 01:01:31.960 roadway and hit a tree. Man found dead at the scene. 1067 01:01:32.719 --> 01:01:35.960 Sheriff's office hasn't identified the man killed in the crash. 1068 01:01:36.159 --> 01:01:40.599 Butler County Serious Traffic Accident Reconstruction Team investigating the cause 1069 01:01:40.599 --> 01:01:44.960 of the crash. Sheriff's office said alcohol and speed do 1070 01:01:45.039 --> 01:01:47.920 appear to be factors. Six point thirty five right now, 1071 01:01:48.079 --> 01:01:53.159 fifty five k C detalk station, don't go away. There's 1072 01:01:53.159 --> 01:01:58.480 more to talk about. First though, Affordable Medical Image. They 1073 01:01:58.440 --> 01:02:01.440 were aready here from Ulysses day. Ulyssy's going to join 1074 01:02:01.440 --> 01:02:03.760 the program at six forty for our care Seacare session 1075 01:02:04.440 --> 01:02:08.400 and he's from Affordable Imaging Services, good man. Matter of fact, 1076 01:02:08.519 --> 01:02:10.440 Ulysses operated the equipment when I was there and I 1077 01:02:10.480 --> 01:02:12.920 got my CT scan, I saved heap loads of money. 1078 01:02:12.920 --> 01:02:16.639 A CT scan with a contrast is six hundred dollars 1079 01:02:16.719 --> 01:02:20.400 at Affordable Imaging Services, and that will cost you thousands 1080 01:02:20.639 --> 01:02:23.960 of dollars. Maybe your insurance company will cover a big 1081 01:02:24.039 --> 01:02:26.400 chunk of it. But why would you go to a 1082 01:02:26.440 --> 01:02:29.480 hospital imaging department where they use the same kind of 1083 01:02:29.519 --> 01:02:35.679 equipment as Affordable Imaging Services does and get charged five 1084 01:02:35.760 --> 01:02:40.920 thousand or maybe even more, when Affordable Imaging will do 1085 01:02:40.960 --> 01:02:43.280 the same thing for the maximum will be six hundred 1086 01:02:43.280 --> 01:02:45.280 dollars CET with a contrast, you don't get a contrast. 1087 01:02:45.320 --> 01:02:48.400 It's only four hundred and fifty bucks. Echo cardiogram four 1088 01:02:48.480 --> 01:02:50.480 hundred and ninety five bucks. I could set you back 1089 01:02:50.679 --> 01:02:55.400 two twenty five hundred dollars and MRIs four ninety five 1090 01:02:55.480 --> 01:02:59.320 without six forty five with a contrast over to the hospital, 1091 01:02:59.559 --> 01:03:02.840 maybe thirty five hundred, maybe four thousand could be more, 1092 01:03:02.880 --> 01:03:07.159 and they'll probably separately bill you for the radiologist report. 1093 01:03:07.239 --> 01:03:09.639 Every image at Affordable Imaging Services comes with a board 1094 01:03:09.679 --> 01:03:14.039 certified radiologist report, including that low price. So it makes 1095 01:03:14.079 --> 01:03:16.039 perfect sense to me, and clearly it did because I 1096 01:03:16.039 --> 01:03:19.199 went there and uh, it's low overhead. Just keep that 1097 01:03:19.280 --> 01:03:22.079 in mind. Low overhead, but again same equipment and same 1098 01:03:22.119 --> 01:03:26.400 professionals operating. It makes a huge, huge difference to your 1099 01:03:26.400 --> 01:03:28.159 bottom line. You have a choice, you're allowed to go 1100 01:03:28.199 --> 01:03:29.880 where you want when it comes to your medical care. 1101 01:03:30.000 --> 01:03:32.760 My doctor had literally no problem whatsoever with me getting 1102 01:03:32.760 --> 01:03:35.880 my image done. Affordable Imaging Services the number five one 1103 01:03:35.960 --> 01:03:38.840 three seven five three eight thousand, five one three seven 1104 01:03:38.920 --> 01:03:43.519 five three eight thousand online Affordable Medimaging dot com. 1105 01:03:43.719 --> 01:03:47.039 This is fifty five krc an iHeartRadio station. 1106 01:03:47.519 --> 01:03:49.360 What's up everybody, It's Peter Schrager. 1107 01:03:50.119 --> 01:03:52.840 That is six thirty nine here fifty five krc DE 1108 01:03:52.920 --> 01:03:56.559 talk station, and I try to have a happy Monday if 1109 01:03:56.559 --> 01:03:59.000 you can five one three seven four nine fifty five 1110 01:03:59.119 --> 01:04:02.159 hundred eight hundred eight two three talk over a fifty 1111 01:04:02.159 --> 01:04:04.920 five carecy dot com on the podcast page. Again, the 1112 01:04:04.920 --> 01:04:07.079 help Squad could use your help because they want to 1113 01:04:07.079 --> 01:04:10.320 help some folks on life's margins, and Brian Iboy joined 1114 01:04:10.320 --> 01:04:13.719 the program last week and talked about that could use 1115 01:04:13.760 --> 01:04:18.159 some charitable contributions, some items. There's all kinds of ways 1116 01:04:18.199 --> 01:04:21.519 you can help folks out and help Squad five on' 1117 01:04:21.519 --> 01:04:24.159 one c three charity is doing that each and every day, 1118 01:04:24.199 --> 01:04:26.559 but it takes folks like you and me to help 1119 01:04:26.559 --> 01:04:29.400 them accomplish their goal of helping people who truly need 1120 01:04:29.400 --> 01:04:33.760 that assistance. So please please please consider them make a donation, 1121 01:04:33.880 --> 01:04:35.480 and for those folks out there, and thank you. I 1122 01:04:35.519 --> 01:04:37.159 had a few people reach out to me like they 1123 01:04:37.159 --> 01:04:40.000 don't have their address. I want to mail a check. 1124 01:04:41.119 --> 01:04:43.400 People still write checks and people still use the mail. 1125 01:04:43.440 --> 01:04:45.320 And for those folks out there, I think he updated 1126 01:04:45.320 --> 01:04:47.480 the website to include the address, but I know there's 1127 01:04:48.119 --> 01:04:49.960 a link there that allow you to that will help 1128 01:04:50.000 --> 01:04:52.039 you donate, and then they'll also take time and as 1129 01:04:52.039 --> 01:04:55.280 well as other contributions. So the help squad right there 1130 01:04:55.639 --> 01:04:58.159 also Peter Bronson in studio for a full hour. I 1131 01:04:58.320 --> 01:05:04.559 so enjoyed that conversation. Fascinating look at his book Promised Land, 1132 01:05:04.599 --> 01:05:07.960 How the Midwest was one, and some just fascinating stories. 1133 01:05:08.000 --> 01:05:11.480 Peter Bronson. It's just a wonderful, wonderful conversationalist and a 1134 01:05:11.519 --> 01:05:14.800 great author. So I recommend getting a copy of the book. 1135 01:05:14.840 --> 01:05:17.119 And he's got a special going on as a discount. 1136 01:05:18.320 --> 01:05:21.239 I think you get certain percentage off. He can buy 1137 01:05:21.280 --> 01:05:24.800 several of his books. They're all great, all focusing on 1138 01:05:24.840 --> 01:05:27.360 the greater Cincinnati area and the region in terms of 1139 01:05:27.400 --> 01:05:30.719 its history. So right there is the link of fifty 1140 01:05:30.760 --> 01:05:33.000 five carecy dot Com. Of course Tech Friday with Dave 1141 01:05:33.000 --> 01:05:36.039 Hatter as well. You try Heart Media out there as well. 1142 01:05:37.559 --> 01:05:47.280 I had a couple of stories I thought, well why 1143 01:05:47.320 --> 01:05:49.639 not go ahead and get this one in here. First off, 1144 01:05:49.760 --> 01:05:54.000 Gallup did a study on gun ownership, and obviously I've 1145 01:05:54.000 --> 01:05:56.400 mentioned many times over here, so I am a gun owner. 1146 01:05:56.440 --> 01:05:58.880 I exercised my Second Amendment rights all the time I 1147 01:05:59.000 --> 01:06:00.519 like going to the range of blow a couple of 1148 01:06:00.679 --> 01:06:03.719 gun clubs. So that's just me. You know, everybody's got 1149 01:06:03.719 --> 01:06:05.480 their own hobbies. Happened to be mine. I find no 1150 01:06:05.519 --> 01:06:07.880 problem with that. If you do, sorry, welcome to the 1151 01:06:07.920 --> 01:06:10.880 world where you have a second amendment And I'm not alone. 1152 01:06:12.480 --> 01:06:18.360 Gallup did some breakdown of by politics and gender on 1153 01:06:18.519 --> 01:06:23.119 gun ownership. Gallup apparently divided the decades of the survey 1154 01:06:23.119 --> 01:06:26.960 results into six year groups. Found that nineteen percent of 1155 01:06:27.079 --> 01:06:33.880 Republican women own guns between the between twenty twenty twelve, 1156 01:06:33.960 --> 01:06:39.000 So for that little slice of time, nineteen percent. Fast 1157 01:06:39.000 --> 01:06:42.400 forward between I guess twenty thirteen and now thirty three 1158 01:06:42.480 --> 01:06:47.000 percent of Republican women are now firearms owners, so almost 1159 01:06:47.079 --> 01:06:52.719 doubling more Republican women now own guns than Democrat men 1160 01:06:54.760 --> 01:06:58.599 only twenty nine percent of own a weapon. And I 1161 01:06:58.639 --> 01:07:00.559 always laugh at these kind of things because you know, 1162 01:07:00.559 --> 01:07:04.960 when people talk about political unrest and when you see 1163 01:07:05.000 --> 01:07:10.079 like the woke Occupy Wall Street types, those aren't exactly 1164 01:07:10.199 --> 01:07:12.880 conservative young people in that group. And if it really 1165 01:07:12.920 --> 01:07:14.880 came down to push to shove, and no, I'm not 1166 01:07:15.000 --> 01:07:17.079 advocating for it, and I never want to experience a 1167 01:07:17.159 --> 01:07:21.360 day where we experienced some form of literal civil war 1168 01:07:21.559 --> 01:07:25.559 or civil unrest. I happen to feel as though I'm 1169 01:07:25.599 --> 01:07:28.119 on the right side of the ledger and politically speaking, 1170 01:07:30.719 --> 01:07:35.760 given my firearm ownership, six out of ten Republican men 1171 01:07:36.000 --> 01:07:44.039 own guns, again compared to twenty nine percent of Democrat women. 1172 01:07:44.400 --> 01:07:48.760 Gun ownership among independent men five percent down over the 1173 01:07:48.800 --> 01:07:52.400 same period. They only have thirty nine percent or firearms owners. 1174 01:07:52.880 --> 01:07:56.400 So six out of ten Republican men owned guns. When 1175 01:07:56.480 --> 01:08:00.199 viewed outside of political identification, forty three percent of all 1176 01:08:00.280 --> 01:08:04.280 men and twenty percent of all women likely own guns. 1177 01:08:04.440 --> 01:08:06.199 Thank you to my buddy A. W. R. Hawkins for 1178 01:08:06.280 --> 01:08:09.679 bringing that to my attention. Now flipping over to an 1179 01:08:09.719 --> 01:08:12.840 illustration of someone who doesn't understand when you are able 1180 01:08:12.880 --> 01:08:17.319 to use deadly force. This social media post from last 1181 01:08:17.359 --> 01:08:21.880 year has resurfaced given the discussion about the one elected 1182 01:08:21.880 --> 01:08:26.439 official now in Congress, a guy who identifies as a woman, 1183 01:08:26.479 --> 01:08:30.880 about what restroom that person's going to be using libs 1184 01:08:30.880 --> 01:08:38.039 of TikTok x account reposted the video last Friday and 1185 01:08:38.079 --> 01:08:42.920 it's been viewed millions of times. Representative Nancy Masa South 1186 01:08:42.960 --> 01:08:46.359 Carolina is the one who introduced the resolution covering the 1187 01:08:46.399 --> 01:08:49.359 Capital Complexes restroom is a response to the election of 1188 01:08:49.880 --> 01:08:55.159 Sarah McBride. That's the Delaware at Large congressional seed. Sarah McBride, 1189 01:08:55.199 --> 01:08:58.039 a man identifying as a woman. So this whole idea 1190 01:08:58.079 --> 01:09:02.000 about men being and women's bathrooms is a subject matter 1191 01:09:02.119 --> 01:09:05.199 being dealt with in congress. Nancy mace reposted this video 1192 01:09:05.239 --> 01:09:08.640 as well, got several hundred thousand people viewing it from 1193 01:09:08.680 --> 01:09:10.199 her site. 1194 01:09:10.920 --> 01:09:11.159 Again. 1195 01:09:11.239 --> 01:09:14.800 The video originally posted on TikTok last year. Someone described 1196 01:09:14.800 --> 01:09:22.199 it as an activist Tara Jay, dared opponents to prevent 1197 01:09:22.399 --> 01:09:28.039 his entry into a woman's restroom. Here's what the activist 1198 01:09:28.159 --> 01:09:31.920 had to say, I dare you to try and stop 1199 01:09:31.960 --> 01:09:35.239 a transgender woman am my presence from using the bathroom. 1200 01:09:36.840 --> 01:09:42.479 It will be the last mistake you ever make. This 1201 01:09:42.520 --> 01:09:45.920 is a call to action and a call to arms. 1202 01:09:46.560 --> 01:09:50.920 To everybody within the United States that are scared, worried 1203 01:09:51.039 --> 01:09:54.840 you have children that are transgender, lesbian, by or gay. 1204 01:09:56.199 --> 01:09:59.039 This is a call to action. You need to arm up, 1205 01:09:59.479 --> 01:10:04.640 playing simple and go out and buy a gun, learn 1206 01:10:04.680 --> 01:10:07.600 how to use it efficiently, through and through because the 1207 01:10:07.640 --> 01:10:11.239 time to act is now. You need to protect yourself 1208 01:10:11.239 --> 01:10:14.760 and need to protect your fellow transgender brothers and sisters, 1209 01:10:14.840 --> 01:10:19.359 and theys and thems need to protect the rest of 1210 01:10:19.439 --> 01:10:22.239 us in the LGB community as I am going to 1211 01:10:22.279 --> 01:10:24.760 do myself. I do not fear Christians. I do not 1212 01:10:24.880 --> 01:10:28.199 fear Conservatives, I do not fear Evangelicals, and I do 1213 01:10:28.239 --> 01:10:31.279 not fear Republicans. They just talk a big game, that's 1214 01:10:31.319 --> 01:10:33.560 all they do. But Heaven forbid you do something in 1215 01:10:33.640 --> 01:10:36.640 my presence. You're going to know what fear actually feels like. 1216 01:10:36.840 --> 01:10:40.079 Close quote. Now, I take away from that that this 1217 01:10:40.119 --> 01:10:43.000 person is suggesting that you can use deadly force in 1218 01:10:43.039 --> 01:10:45.680 a situation where you object to a guy walking into 1219 01:10:45.720 --> 01:10:50.199 a women's bathroom. Is your life threatened? Are you an 1220 01:10:50.199 --> 01:10:54.840 eminent apprehension of grievous bodily harm or death? I think 1221 01:10:54.880 --> 01:10:57.479 these firm answer on that is absolutely no. And if 1222 01:10:57.520 --> 01:11:01.520 you were to be well, use firearms in that particular situation. 1223 01:11:01.760 --> 01:11:05.079 Use deadly force in a situation where you are not 1224 01:11:05.439 --> 01:11:09.439 literally threatened with grievous bodily harm or eminent apprehension to death, 1225 01:11:09.720 --> 01:11:12.880 You're going to go to jail. You will be prosecuted 1226 01:11:12.920 --> 01:11:15.640 for that. I don't care what your profess sexuality is 1227 01:11:15.720 --> 01:11:17.359 or what you claim to be for whether it's male 1228 01:11:17.479 --> 01:11:22.840 or female. You can't use deadly force under those circumstances. 1229 01:11:23.880 --> 01:11:28.000 It's just interesting that nobody brought that up when taking 1230 01:11:28.000 --> 01:11:31.720 a look at this idiot's pronouncements six forty seven and 1231 01:11:31.760 --> 01:11:34.680 fifty five care CD talk station Foreign Exchange there last 1232 01:11:34.720 --> 01:11:37.439 week at my wife's car the oil change. I love 1233 01:11:37.479 --> 01:11:40.079 those folks at Foreign Exchange. And I know I saved 1234 01:11:40.079 --> 01:11:41.840 the heap load of money because my wife's got a 1235 01:11:41.880 --> 01:11:43.560 German car just like me, and I know how much 1236 01:11:43.600 --> 01:11:45.359 it costs to get the oil change at the dealer. 1237 01:11:45.920 --> 01:11:49.039 That's why I go to Foreign Exchange, saving you lots 1238 01:11:49.079 --> 01:11:53.520 and lots of money on your services. You get a 1239 01:11:53.560 --> 01:11:55.359 full warranty on parts and service when you go to 1240 01:11:55.399 --> 01:11:58.039 Foreign Exchange. And I recommend the Westchester location. That's a 1241 01:11:58.119 --> 01:12:01.000 Tylersville exit off of I seventy five. Go east on 1242 01:12:01.039 --> 01:12:03.359 Tylersville two streets and take a ride on Kinglin and 1243 01:12:03.399 --> 01:12:05.760 you're there. They will take wonderful care of you. And 1244 01:12:05.800 --> 01:12:07.960 it doesn't matter whether your cars from a traditional Asian 1245 01:12:08.039 --> 01:12:11.239 or European manufacturer, whether it's exotic or run of the mill, 1246 01:12:11.640 --> 01:12:14.840 you're gonna have it fixed. It'll be fixed right and 1247 01:12:14.920 --> 01:12:17.039 you'll save a lot of money. Bottom line is your 1248 01:12:17.079 --> 01:12:19.319 bottom line at Foreign Exchange? Tell them, Brian said, Hi, 1249 01:12:19.359 --> 01:12:21.319 when you call them up, schedule the appointment. That number 1250 01:12:21.439 --> 01:12:24.399 is five one three six four four twenty six, twenty six, 1251 01:12:24.920 --> 01:12:27.800 six four four twenty six, twenty six. Learn more online. 1252 01:12:27.840 --> 01:12:32.640 It's foreign X. That's Foreign letter X dot com. 1253 01:12:32.680 --> 01:12:35.439 Fifty five KRC fifty two. 1254 01:12:35.560 --> 01:12:39.000 Fifty five kair CD talk station, Happy Monday and Christopher 1255 01:12:39.000 --> 01:12:41.439 Smithman coming up at the next hour. Can't happen soon enough? 1256 01:12:42.920 --> 01:12:45.439 Real quick word here from my good friends at James 1257 01:12:45.439 --> 01:12:48.880 Free Jewelers. Holiday season. You know you got Black Friday 1258 01:12:48.920 --> 01:12:50.640 coming up. Everybody's going to be out to getting their 1259 01:12:50.720 --> 01:12:53.720 Christmas gifts, and I recommend going to James Free dot 1260 01:12:53.760 --> 01:12:55.880 com James Free Jewelers there, locate it at ninety five 1261 01:12:55.920 --> 01:12:58.800 fifty five Main Street, Montgomery. I have made my wife 1262 01:12:58.800 --> 01:13:01.359 a very happy lady over the years getting things from 1263 01:13:01.399 --> 01:13:04.239 James Free Jewelers. Got her watch there. I got my 1264 01:13:04.399 --> 01:13:07.239 watch there. They have beautiful, beautiful watches and of course 1265 01:13:07.359 --> 01:13:11.560 gorgeous gorgeous jewelry, the finest natural diamonds, Swiss time pieces 1266 01:13:12.199 --> 01:13:15.720 and unique rare creations. All prices you have to see 1267 01:13:15.720 --> 01:13:18.079 to believe, So you can do that from the comfort 1268 01:13:18.079 --> 01:13:21.359 of your own home. It's jamesfree dot com. Or again, 1269 01:13:21.399 --> 01:13:24.399 head on into the showroom. Nice, nice people there, ninety 1270 01:13:24.399 --> 01:13:28.199 five to fifty five Main Street in Montgomery. A little 1271 01:13:28.239 --> 01:13:31.359 shottenfreudy going on and pardon me, I'm clearing my voice 1272 01:13:31.439 --> 01:13:38.239 yet again. MSNBC. The ratings just plummeted, So you can 1273 01:13:38.600 --> 01:13:40.760 kick back and smile about that. One a period of 1274 01:13:40.840 --> 01:13:45.479 just over two weeks since the election, MSNBC ratings have 1275 01:13:45.640 --> 01:13:50.800 dropped fifty four percent and their Nielsen ratings are down 1276 01:13:50.920 --> 01:13:57.720 forty percent year over one. Anonymous MSMEBC commentator, we were 1277 01:13:57.760 --> 01:14:01.920 so Harris propaganda that when she law, viewers were shocked. 1278 01:14:03.039 --> 01:14:07.520 Also shocked Rachel Maddow. Now it's one thing. When you 1279 01:14:07.560 --> 01:14:13.000 hear about she is taking a five million dollars salary cut, 1280 01:14:13.359 --> 01:14:17.920 You're like, holy cow. You mean Rachel Maddow actually made 1281 01:14:18.159 --> 01:14:20.359 more than five million dollars a year so they could 1282 01:14:20.359 --> 01:14:25.159 cut her salary five million. Yeah, this is mind blowing 1283 01:14:25.199 --> 01:14:28.520 to me. Rachel Maddow's salary, according to The New York Post, 1284 01:14:29.039 --> 01:14:39.560 was thirty million dollars, and she walked out of the 1285 01:14:39.600 --> 01:14:43.159 contract negotiations. I guess this month and taking a salary cut, 1286 01:14:43.199 --> 01:14:46.159 so you know, boohoo, woe is me. She's only making 1287 01:14:46.199 --> 01:14:53.039 twenty five million dollars annually. One anonymous executive quota of saying, 1288 01:14:53.079 --> 01:14:55.720 this is a difficult time and they need to keep her. 1289 01:14:56.239 --> 01:14:58.920 No one else can do what she does. You can't 1290 01:14:59.000 --> 01:15:05.920 build a brand life I could overnight. Meanwhile, Joe Rogan 1291 01:15:06.039 --> 01:15:12.560 and Elon Musk were joking around about buying MSNBC. Joe 1292 01:15:12.600 --> 01:15:15.319 Rogan said he would take her spot. He said, if 1293 01:15:15.319 --> 01:15:19.000 you buy MSNBC, I would like Rachel Maddow's job. I 1294 01:15:19.039 --> 01:15:22.960 will wear the same outfit and glasses and I will 1295 01:15:22.960 --> 01:15:28.880 tell the same Wise, oh, those two. It's got to 1296 01:15:28.920 --> 01:15:31.439 be fun. It's one thing you can say about the 1297 01:15:31.760 --> 01:15:34.520 Trump lineup so far. It's certainly going to be fun. 1298 01:15:34.560 --> 01:15:38.039 And I am really, really, I remain perhaps overly enthusiastic 1299 01:15:38.680 --> 01:15:41.560 about DOGE and the work it can do. That Department 1300 01:15:41.600 --> 01:15:45.000 of Governmental Efficiency, lots of ideas and a lot of 1301 01:15:45.039 --> 01:15:48.359 people stepping up to the plate with great ideas in 1302 01:15:48.399 --> 01:15:51.039 ways to cut the size and scope of the federal government. 1303 01:15:51.079 --> 01:15:53.399 And I welcome that all day long, six fifty five 1304 01:15:53.479 --> 01:15:55.279 right now. Welcome your phone calls you want to call 1305 01:15:55.319 --> 01:15:58.439 in before Christopher comes on the program, mister smith Aman 1306 01:15:58.520 --> 01:16:00.600 and the smith event will take place at say twenty 1307 01:16:00.640 --> 01:16:04.720 I'll be right back after the news. Your voice, thank 1308 01:16:04.760 --> 01:16:05.760 you for taking my call. 1309 01:16:06.079 --> 01:16:08.760 Your country gives us all somewhat to think about. 1310 01:16:09.279 --> 01:16:13.279 Fifty five KRC the Talk Station. This report is sponsored 1311 01:16:13.279 --> 01:16:13.880 by Survive. 1312 01:16:14.279 --> 01:16:17.600 If you're hungry for information and entertainments, then you're in 1313 01:16:17.680 --> 01:16:18.359 the right place. 1314 01:16:18.760 --> 01:16:20.000 Let's go get some more. 1315 01:16:20.239 --> 01:16:40.720 Fifty five KRS the Talk Station seven oh six at 1316 01:16:40.760 --> 01:16:43.119 fifty five KR s the Talk Station. Hope you're having 1317 01:16:43.119 --> 01:16:46.880 a decent Monday. Always welcome to have phone calls here 1318 01:16:46.880 --> 01:16:49.119 on the fifty five KRC Morning Show, so feel free 1319 01:16:49.159 --> 01:16:51.600 to call top it crosses your Mind five one, three, seven, 1320 01:16:51.640 --> 01:16:53.960 four nine, fifty five hundred, eight hundred and eight two 1321 01:16:54.039 --> 01:16:56.880 three Talk down five fifty on eight and T phones, 1322 01:16:56.920 --> 01:16:59.239 fifty five KRC dot Com for r iHeart Media app 1323 01:16:59.239 --> 01:17:01.159 and for all the podcast asked and get a copy 1324 01:17:01.159 --> 01:17:03.319 of Peter Bronson's most recent book, when You're over there, 1325 01:17:03.399 --> 01:17:06.239 great book. It is All of them by Peter Bronson 1326 01:17:06.279 --> 01:17:09.039 are great. Coming up in twenty minutes Christopher Smithman, Vice 1327 01:17:09.119 --> 01:17:10.720 former Vice Mayor of the City of Cincinna with this 1328 01:17:10.840 --> 01:17:13.119 smither event. We'll do money Monday and in one hour. 1329 01:17:13.680 --> 01:17:17.920 Today's topics of Brian James Golden Sachs saying investors should diversify, 1330 01:17:18.000 --> 01:17:20.239 which I always thought was the case. Details on that 1331 01:17:20.279 --> 01:17:23.800 with Brian money goals to finish out twenty twenty four, 1332 01:17:24.880 --> 01:17:27.399 How to lower your twenty twenty four tax bill. I 1333 01:17:27.520 --> 01:17:30.840 like that idea. And then final topic the best places 1334 01:17:30.920 --> 01:17:36.119 to retire and careseee Cares. Ulysses Days from Affordable Medical 1335 01:17:36.119 --> 01:17:38.079 Imaging joined the program in et forty to talk about 1336 01:17:38.079 --> 01:17:41.520 the benefits of getting your medical imaging done there. Money 1337 01:17:41.680 --> 01:17:45.840 is the bottom line, So looking forward to having Ulysses 1338 01:17:45.880 --> 01:17:46.279 on the program. 1339 01:17:46.359 --> 01:17:46.960 He's good guy. 1340 01:17:48.039 --> 01:17:51.000 Without further ado, I you know, no direction where to 1341 01:17:51.039 --> 01:17:53.920 go this morning. Kind of been struggling that way. Apologies 1342 01:17:53.960 --> 01:17:59.399 for my just not being quite completely with it today. Terrible, 1343 01:17:59.520 --> 01:18:01.640 terrible tear, terrible night's sleep last night. I'm just trying 1344 01:18:01.640 --> 01:18:05.680 to explain myself, but apologies in advance, but this one 1345 01:18:05.720 --> 01:18:09.119 freaked me out. I'm obviously as worried as many many 1346 01:18:09.159 --> 01:18:13.920 people are about the fifteen to twenty million or so 1347 01:18:14.319 --> 01:18:17.920 illegal immigrants who have come into this country in a 1348 01:18:18.000 --> 01:18:20.239 very short period of time, and it was interesting. I 1349 01:18:20.800 --> 01:18:23.119 had this article I wanted to get to and just 1350 01:18:23.159 --> 01:18:25.880 got done scanning through Facebook, and there was an overhead 1351 01:18:25.920 --> 01:18:27.920 image of the city of Cincinnati. It was like from 1352 01:18:27.920 --> 01:18:30.880 five miles up thirty thousand feet and you can see 1353 01:18:30.880 --> 01:18:35.600 the whole Greater Cincinnati area. And I'm familiar with the 1354 01:18:35.640 --> 01:18:38.640 population of the Greater Cincinnati area. And when you look 1355 01:18:38.680 --> 01:18:41.680 at all of that housing, all of those buildings, all 1356 01:18:41.760 --> 01:18:44.479 of that land, and all of the people that live 1357 01:18:44.720 --> 01:18:48.479 and thrive, and the various communities that are represented in 1358 01:18:48.520 --> 01:18:55.199 that one small photograph there, you're talking about maybe a 1359 01:18:55.239 --> 01:18:57.840 million total people or something along those lines that are 1360 01:18:57.840 --> 01:19:00.119 in that photograph. I mean, the city of Cincinnati is 1361 01:19:00.199 --> 01:19:03.039 less than three hundred thousand residents within the city limits, 1362 01:19:03.039 --> 01:19:08.119 at least that's my recollection. You're talking about twenty million 1363 01:19:08.359 --> 01:19:12.520 people have been added to the United States, just almost 1364 01:19:12.520 --> 01:19:16.079 on a flip of a switch, and many of whom 1365 01:19:16.119 --> 01:19:18.720 we don't know why they're here. And there's very very 1366 01:19:18.760 --> 01:19:22.920 interesting groups of people. My biggest concern, at least as 1367 01:19:22.920 --> 01:19:27.279 I've expressed out loud, has been the significant number of 1368 01:19:27.319 --> 01:19:32.920 military age Chinese men, Chinese Communist Party presumably men, and 1369 01:19:33.000 --> 01:19:35.880 So with that, we have Texas Governor at Greg Abbott, 1370 01:19:36.880 --> 01:19:40.319 who's been on this. He issued just recently two more 1371 01:19:40.399 --> 01:19:46.279 executive orders targeting the Chinese Communist Party influence in the 1372 01:19:46.319 --> 01:19:48.920 state of Texas. And I'm reading this going, wait a minute, 1373 01:19:49.600 --> 01:19:52.960 why isn't this an effort more broadly taken on by 1374 01:19:52.960 --> 01:19:55.439 the federal government, And is the federal government doing anything 1375 01:19:55.520 --> 01:19:58.039 anything along the lines of what Governor Greg Abbott is doing. 1376 01:19:59.199 --> 01:20:02.479 See an initial LI on November eighteenth aimed at protecting 1377 01:20:02.520 --> 01:20:05.760 local dissidents from the Chinese regime's harassment. Now we have 1378 01:20:05.920 --> 01:20:09.319 actual members of the Chinese Communist Party that are harassing 1379 01:20:09.560 --> 01:20:14.279 Chinese individuals in the United States that are being critical 1380 01:20:15.119 --> 01:20:18.359 of the Chinese Communist Party. You read about that police 1381 01:20:18.399 --> 01:20:21.000 station they found in New York City, not really a 1382 01:20:21.039 --> 01:20:24.119 police station, some vehicle for the Chinese Communist Party to 1383 01:20:24.119 --> 01:20:27.039 basically go around and harass and almost sort of arrest 1384 01:20:27.239 --> 01:20:32.640 members in the Chinese community who are not abiding. But anyway, 1385 01:20:32.680 --> 01:20:36.199 Abbott sign executive rot GA forty nine on November twenty 1386 01:20:36.199 --> 01:20:40.960 it's the safeguard critical infrastructure from cyber attacks. And then 1387 01:20:41.000 --> 01:20:44.039 there was the other order GA forty eight day before 1388 01:20:44.079 --> 01:20:49.000 to protect Texans from the espionage operations. Now, the order 1389 01:20:49.079 --> 01:20:53.399 number for GA forty nine directs to the Texas Division 1390 01:20:53.439 --> 01:20:58.119 of Emergency Management the Public Utility Commission of Texas to 1391 01:20:58.359 --> 01:21:02.159 prepare for any but potential cyber attacks aimed at the 1392 01:21:02.159 --> 01:21:06.000 state's critical infrastructure. Now, this is just getting ahead of 1393 01:21:06.000 --> 01:21:08.920 a problem planning which everyone should be doing. But under 1394 01:21:08.960 --> 01:21:12.600 the order two agencies create a task force to study 1395 01:21:12.640 --> 01:21:17.680 potential vulnerabilities in the government systems and critical infrastructure, run 1396 01:21:17.800 --> 01:21:21.439 response simulations to cyber attacks, and put together committee of 1397 01:21:21.479 --> 01:21:26.479 state agencies in order to simulate a restart of Texas's 1398 01:21:26.520 --> 01:21:32.239 electric grid in the event of a foreign attack. According 1399 01:21:32.239 --> 01:21:35.359 to abbodist statement, China has made it clear that they 1400 01:21:35.439 --> 01:21:41.439 can and will target and attack America's critical infrastructure. Texas 1401 01:21:41.520 --> 01:21:44.239 will continue to protect our critical infrastructure to ensure the 1402 01:21:44.239 --> 01:21:48.079 safety of Texans from potential threats by the Chinese Communist 1403 01:21:48.079 --> 01:21:52.359 Party or any hostile foreign government. Now reference in the 1404 01:21:52.479 --> 01:21:56.680 article was that volt typhoon, which the Chinese Communist Party 1405 01:21:56.680 --> 01:22:03.800 had installed in pretty much everywhere in the United States communications, energy, transportations, water, 1406 01:22:03.880 --> 01:22:10.479 the wastewater system. It was dismantled back in January, but 1407 01:22:10.600 --> 01:22:14.439 had been floating around out there, according to the people 1408 01:22:14.439 --> 01:22:19.680 involved in this, for at least five years. That's what 1409 01:22:19.720 --> 01:22:23.119 the Cybersecurity and Infrastructure Security Agency said back in February, 1410 01:22:23.199 --> 01:22:31.600 So five years of that potentially, I would say life 1411 01:22:31.760 --> 01:22:35.880 ending virus in all these critical infrastructures. And I say 1412 01:22:35.920 --> 01:22:37.840 life ending because if he can stop the electricity from 1413 01:22:37.880 --> 01:22:39.760 flowing and the fuel from flowing or the water from flowing, 1414 01:22:39.800 --> 01:22:41.520 you obviously are going to put lives at risk in 1415 01:22:41.560 --> 01:22:44.640 a substantial way. You also run the risk of chaos 1416 01:22:44.680 --> 01:22:49.720 in the streets when everything shuts down. Governor's order also 1417 01:22:49.760 --> 01:22:55.760 ceted FBI Director Christopher Ray's warnings from April, where he 1418 01:22:55.840 --> 01:22:58.479 said China, in his words, has made it clear that 1419 01:22:58.600 --> 01:23:03.399 it considers every sector that makes our society run as 1420 01:23:03.560 --> 01:23:07.199 fair gain in its bid to dominate the world stage. 1421 01:23:08.079 --> 01:23:09.960 Now you can draw your own conclusions whether he was 1422 01:23:10.039 --> 01:23:13.079 overstating the case. I don't think necessarily that he was. 1423 01:23:14.079 --> 01:23:17.640 And back in Texas, this order GA directs all state 1424 01:23:17.680 --> 01:23:22.760 agencies and institutions of higher education to harden their systems 1425 01:23:23.199 --> 01:23:28.159 from potential infiltration by hostile actors, including more thorough background 1426 01:23:28.319 --> 01:23:32.800 checks on state employees and contractors who can access critical infrastructure. 1427 01:23:33.720 --> 01:23:35.720 And there's where your worry comes in about people who 1428 01:23:35.720 --> 01:23:38.159 have come across the Southern border, or anyboce else for 1429 01:23:38.199 --> 01:23:41.000 that matter, anybody involved with the Chinese Communist Party who's 1430 01:23:41.000 --> 01:23:42.840 applying for a job. Yeah, I'd like to think you 1431 01:23:42.920 --> 01:23:45.720 do background checks. And no, it is not racist for 1432 01:23:45.760 --> 01:23:50.880 me to say that, And always defend yourself against allegations 1433 01:23:50.880 --> 01:23:55.359 of racism. You're talking about a political party, not individuals 1434 01:23:55.359 --> 01:23:58.479 of Chinese descent. I suppose you can be a defender 1435 01:23:58.560 --> 01:24:05.119 of a believer in Chinese Communist Party political philosophy and 1436 01:24:05.199 --> 01:24:08.239 not have any Chinese in you at all. From a 1437 01:24:08.279 --> 01:24:16.960 genetic perspective, State agencies are going to be banned from 1438 01:24:17.000 --> 01:24:21.560 contracting companies owned or controlled by a foreign adversary government. 1439 01:24:21.600 --> 01:24:25.720 According to these orders, bidding companies must prove that none 1440 01:24:25.720 --> 01:24:28.560 of its holding companies or subsidiaries is owned by a 1441 01:24:28.600 --> 01:24:31.800 foreign adversary government. According to the statement issue last week, 1442 01:24:32.319 --> 01:24:35.640 faculty members and higher education institutions are now banned from 1443 01:24:35.720 --> 01:24:39.760 taking part in any foreign recruitment program by a foreign 1444 01:24:39.880 --> 01:24:46.079 adversary nation. China specifically mentioned, notably the China Thousand Talents program, 1445 01:24:46.119 --> 01:24:50.359 which apparently is one of the things that the Chinese 1446 01:24:50.359 --> 01:24:56.239 regime has maintained for decades to attract to China experts, 1447 01:24:56.640 --> 01:25:00.800 experts maybe coming from our own higher institutions, higher learning. 1448 01:25:01.760 --> 01:25:03.840 They pluck them and get them to go work in 1449 01:25:03.960 --> 01:25:08.319 China's one of the things they do. FBI warned on 1450 01:25:08.359 --> 01:25:11.640 its website the Chinese talent programs posts threats to our 1451 01:25:11.840 --> 01:25:17.119 national security and usually involved undisclosed and illegal transfers of 1452 01:25:17.239 --> 01:25:23.520 US intellectual property to China, which is part of this infiltration. 1453 01:25:24.279 --> 01:25:26.880 If you're not making it up and building it yourself, 1454 01:25:27.039 --> 01:25:30.680 you just reverse engineer it or simply steal the technology 1455 01:25:33.079 --> 01:25:37.359 from American companies. So I'm happy to see that Greg 1456 01:25:37.359 --> 01:25:40.520 Abbott is on it. But these are frightening things that 1457 01:25:40.600 --> 01:25:43.359 he's saying, and he is obviously trying to protect the 1458 01:25:43.439 --> 01:25:47.680 citizenry of the State of Texas, but clearly given volt 1459 01:25:47.800 --> 01:25:51.680 Typhoon as a reference, and you know the broader implications 1460 01:25:51.760 --> 01:25:54.399 we have here in the United States with foreign threats 1461 01:25:54.439 --> 01:25:56.640 and foreign actors, and of course it's not just the 1462 01:25:56.720 --> 01:26:01.680 Chinese Communist Party, it's literally anybody who does not well 1463 01:26:01.880 --> 01:26:04.039 play nicely with the United States. And you can go 1464 01:26:04.079 --> 01:26:05.880 ahead and come up with your own list of countries, 1465 01:26:05.880 --> 01:26:10.560 including Iran and Russia and North Korea, et cetera, et cetera, 1466 01:26:10.600 --> 01:26:13.159 et cetera. So someone's gonna have to get a handle 1467 01:26:13.159 --> 01:26:15.119 on our security. And I can only pray and hope 1468 01:26:15.119 --> 01:26:18.239 that the Trump administration really does a great job in 1469 01:26:18.319 --> 01:26:23.119 cracking down on these very very, very legitimate and I 1470 01:26:23.159 --> 01:26:29.720 will underscore the word existential threats to our country. Feel 1471 01:26:29.760 --> 01:26:31.840 free to comment five one, three, seven, four nine fifty 1472 01:26:31.840 --> 01:26:34.439 five hundred, eight hundred eighty two three dog pound five 1473 01:26:34.479 --> 01:26:36.439 fifty on at and two phones. And something I can 1474 01:26:36.479 --> 01:26:39.479 strongly recommend is you getting a free roof inspection from 1475 01:26:39.479 --> 01:26:42.039 my friends at Fast and Pro Roofing. The honest professionals 1476 01:26:42.079 --> 01:26:44.079 at Fast and Pro never rip you off. In spite 1477 01:26:44.119 --> 01:26:46.439 of the fact that there are gazillions of ripoff artists 1478 01:26:46.479 --> 01:26:48.640 out there in the world, Fast and Pro does not 1479 01:26:48.800 --> 01:26:51.479 need to rip you off. They're a very successful company. 1480 01:26:51.520 --> 01:26:53.399 They have a lot of work, they have performed a 1481 01:26:53.399 --> 01:26:55.520 lot of work, and they're there to provide you with 1482 01:26:55.560 --> 01:26:58.520 an honest roofing assessment. So the best thing can happen 1483 01:26:58.520 --> 01:27:00.159 when you call them, they come off your roof and 1484 01:27:00.199 --> 01:27:02.520 say nothing wrong, You're good. Give us a call in 1485 01:27:02.560 --> 01:27:03.920 a couple of years, because it looks like you have 1486 01:27:03.920 --> 01:27:05.720 at least that much life left in your roof. And 1487 01:27:05.760 --> 01:27:07.319 speaking of life left in your roof, if you do 1488 01:27:07.399 --> 01:27:09.399 need a roof replace and you're gonna go with a 1489 01:27:09.439 --> 01:27:13.640 shingle roof, how about this Certainty Landmark Pro fifty year 1490 01:27:13.880 --> 01:27:15.680 shingle which is the one you're gonna get when you 1491 01:27:15.720 --> 01:27:18.680 get a shingle roof. That's an automatic upgrade from Fast 1492 01:27:18.720 --> 01:27:21.560 and Pro Roofing. Maybe you don't want to go shingle, 1493 01:27:21.600 --> 01:27:23.600 you want to go metal. They can replace your shingle 1494 01:27:23.680 --> 01:27:25.640 roof with a metal roof as are beautiful. And there's 1495 01:27:25.640 --> 01:27:27.560 a photograph of a before and after and the work 1496 01:27:27.560 --> 01:27:29.960 that they did and putting a metal roof on on 1497 01:27:30.000 --> 01:27:32.600 the website, which I recommend you check out because they 1498 01:27:32.640 --> 01:27:36.279 do a lot of projects beyond roofs. They do box gutters, 1499 01:27:36.319 --> 01:27:40.640 They do custom metal work like copper flashing and bay windows. 1500 01:27:40.680 --> 01:27:43.880 You want that beautiful copper look gorgeous, gorgeous. These are 1501 01:27:43.920 --> 01:27:47.119 true professionals and this is all craftsman level work when 1502 01:27:47.119 --> 01:27:49.560 you're working with Fast and Pro Roofing. I got my 1503 01:27:49.560 --> 01:27:52.039 whole roof replaced, I got gutters with gutter guards from 1504 01:27:52.039 --> 01:27:54.680 Fast and Pro and I got that hardy board replaced 1505 01:27:54.760 --> 01:27:57.079 the old vinyl signing on the rear upper part of 1506 01:27:57.119 --> 01:28:02.560 our house, a substantial improvement over the builder special Vinyl. 1507 01:28:03.079 --> 01:28:04.920 Call him with confidence, tell them, Brian said, how can 1508 01:28:04.960 --> 01:28:06.840 you do it? And it's free five one three seven 1509 01:28:06.920 --> 01:28:09.279 seven four ninety four ninety five five one three seven 1510 01:28:09.399 --> 01:28:13.560 seven four ninety four ninety five fasten fast e n online. 1511 01:28:13.600 --> 01:28:16.079 It's fastenedproroofing dot Com. 1512 01:28:16.079 --> 01:28:19.359 This is fifty five KRC, an iHeartRadio station. 1513 01:28:20.079 --> 01:28:22.479 You've never been to an event like this on a Monday. 1514 01:28:22.960 --> 01:28:28.279 Thank god, it is too taking the weight off of 1515 01:28:28.319 --> 01:28:31.000 my shoulders. Welcome back to the fifty five KRC Morning Show. 1516 01:28:31.079 --> 01:28:34.840 Former Vice Mayor of the City of Cincinnati, Christopher Smith Aman. 1517 01:28:34.920 --> 01:28:37.880 We'll call him Grandpa Smithman. Welcome back for the Smith event. 1518 01:28:37.920 --> 01:28:41.239 Good to hear from me, Christopher. Good, I'm fire. 1519 01:28:41.239 --> 01:28:43.720 I've been listening. I've been listening this morning to you, 1520 01:28:43.760 --> 01:28:46.680 and I hope I can get that blood boiling. 1521 01:28:46.760 --> 01:28:48.239 And man, I hope so too. 1522 01:28:48.720 --> 01:28:50.159 As you've been saying, I've been listening. 1523 01:28:50.479 --> 01:28:52.479 I joke around. I say, you know, some days I 1524 01:28:52.760 --> 01:28:55.159 feel like I'm firing on about four of eight cylinders. 1525 01:28:55.159 --> 01:28:57.479 Today I feel like it's like one of eight. I 1526 01:28:57.560 --> 01:29:00.560 have no idea other than the terrible night's sleep I 1527 01:29:00.600 --> 01:29:03.920 got last night. I feel like something is really wrong 1528 01:29:04.039 --> 01:29:07.039 with me inside. I don't know. I don't know what 1529 01:29:07.079 --> 01:29:10.079 it is. And I apologize again to my listeners for 1530 01:29:10.159 --> 01:29:12.439 feeling this way and saying it out loud. It is 1531 01:29:12.479 --> 01:29:15.199 not something I want to try to unload. I'm just 1532 01:29:15.199 --> 01:29:17.720 trying to explain myself, is all I'm trying to do. 1533 01:29:17.840 --> 01:29:20.560 So thank you for joining the program, Christopher. I always 1534 01:29:20.640 --> 01:29:22.399 enjoy our conversations regardless. 1535 01:29:23.840 --> 01:29:26.039 Well, brother, you sound good to me, and let me 1536 01:29:26.159 --> 01:29:29.520 just start off by talking about what I think is 1537 01:29:30.319 --> 01:29:34.359 one of the biggest stories coming up next year, which 1538 01:29:34.439 --> 01:29:37.640 is the possibility of World War three. Oh yes, and 1539 01:29:37.840 --> 01:29:43.920 President Biden made a decision in the last sixty days 1540 01:29:43.920 --> 01:29:51.960 of his presidency to give Ukraine long range missiles. Now 1541 01:29:52.039 --> 01:29:54.800 I have no idea who is in his cabinet and 1542 01:29:54.880 --> 01:29:57.920 who is advising you. They spent the last three and 1543 01:29:57.960 --> 01:30:02.880 a half years giving them shells, giving them almost being 1544 01:30:02.920 --> 01:30:07.000 sarcastic slingshots, and in the in the eleventh hour, he 1545 01:30:07.079 --> 01:30:09.560 turns around and says, We're going to give you the 1546 01:30:09.600 --> 01:30:14.520 ability to hit Russia in the in the center of 1547 01:30:14.600 --> 01:30:19.119 their cities knowing had to have known that that would 1548 01:30:19.279 --> 01:30:23.640 escalate the war. Obviously, Russia Putin responded with their own 1549 01:30:24.119 --> 01:30:29.800 long range missile into Ukraine and then started threatening nuclear war. 1550 01:30:30.920 --> 01:30:33.239 This has been like over the last three and a 1551 01:30:33.239 --> 01:30:37.119 half years as people have been watching the policies of 1552 01:30:37.159 --> 01:30:41.479 this administration. Their international policies are foreign policies, and they 1553 01:30:41.680 --> 01:30:45.439 they're schizophrenic. It just doesn't make any sense. And all 1554 01:30:45.479 --> 01:30:50.399 they're doing is making it more difficult for the incoming administration. 1555 01:30:50.479 --> 01:30:52.840 And I don't want to be cynical Brian Thomas this morning, 1556 01:30:53.119 --> 01:30:56.439 but it seems like that's on his agenda over the 1557 01:30:56.479 --> 01:31:00.439 next sixty days. I wish President Biden which just go 1558 01:31:00.560 --> 01:31:04.279 somewhere and sit down, just like in the Amazon when 1559 01:31:04.359 --> 01:31:08.479 he gave that speech, he turned around and walked casually 1560 01:31:08.680 --> 01:31:11.319 into the jungle. That's what we need to have happen 1561 01:31:11.399 --> 01:31:11.840 right now. 1562 01:31:12.000 --> 01:31:15.880 Well, and here's the there's two other challenges that are 1563 01:31:15.880 --> 01:31:19.680 involved here. First off, based I mean in springing from 1564 01:31:19.720 --> 01:31:24.359 your point about him yet again wandering away. We all know, 1565 01:31:24.800 --> 01:31:27.600 and the problem for the Democrats and this most recent 1566 01:31:27.640 --> 01:31:30.159 election was that Joe Biden was not really fit for 1567 01:31:30.279 --> 01:31:32.159 office and then kept trying to cover up for his 1568 01:31:32.279 --> 01:31:36.720 cognitive impairments, which points out Joe Biden isn't really the 1569 01:31:36.760 --> 01:31:39.560 one making the decisions. He is the commander in chief 1570 01:31:39.560 --> 01:31:42.439 of the American military, but I firmly believe that he 1571 01:31:42.479 --> 01:31:44.399 has nothing to do with the decision making, and that 1572 01:31:44.560 --> 01:31:47.239 someone else, one of the puppet masters, one of the 1573 01:31:47.239 --> 01:31:49.800 string masters, for whatever reason, maybe to make it more 1574 01:31:49.840 --> 01:31:52.119 difficult with Trump, or because they want maybe the war, 1575 01:31:52.279 --> 01:31:54.399 the baut break of World War three to actually happen, 1576 01:31:54.840 --> 01:31:59.520 approve these long range missile sales to Ukraine. Point number two, 1577 01:32:00.439 --> 01:32:04.079 it's not Ukraine's military that's using or operating them. I 1578 01:32:04.119 --> 01:32:08.239 don't know if our American military personnel who are required 1579 01:32:09.119 --> 01:32:13.279 to shoot these missiles. You have to have the intelligence 1580 01:32:13.920 --> 01:32:16.960 security level clearance to operate them, you need the United 1581 01:32:17.000 --> 01:32:22.399 States military equipment, hardware, and connectivity to have them work, 1582 01:32:22.439 --> 01:32:25.640 and they are required by all accounts to be operated 1583 01:32:25.640 --> 01:32:29.520 by American military personnel. So are we subbing out our 1584 01:32:29.640 --> 01:32:33.039 American military personnel and then letting them operate at the 1585 01:32:33.079 --> 01:32:37.479 direction of Ukrainian generals, or is the American military itself 1586 01:32:37.600 --> 01:32:40.960 making a decision on where to shoot these missiles? And 1587 01:32:41.000 --> 01:32:44.199 then finally we have to observe that. At least according 1588 01:32:44.199 --> 01:32:46.720 to everybody I've heard from, including Daniel Davis that comes 1589 01:32:46.720 --> 01:32:50.319 on the show every Tuesday, they didn't really hit much 1590 01:32:50.399 --> 01:32:53.520 with them. They get shot down. Russia's got a dome 1591 01:32:53.600 --> 01:32:56.319 system just like ours, are actually even better, so they're 1592 01:32:56.399 --> 01:32:59.920 fairly ineffective. They represent a serious threat from you know, 1593 01:33:00.119 --> 01:33:03.960 the idea of shooting way into the interior of Russia 1594 01:33:04.199 --> 01:33:07.800 operated by and fired by American military personnel, which RUSSI 1595 01:33:07.880 --> 01:33:10.800 views as a direct active war by the United States, 1596 01:33:11.239 --> 01:33:14.439 leading US potentially to World War three, and then ultimately 1597 01:33:14.479 --> 01:33:16.960 they don't really achieve a whole lot because they can 1598 01:33:17.000 --> 01:33:20.640 apparently be easily shot down if the military refers to 1599 01:33:20.680 --> 01:33:23.920 this as a Charlie Foxtrott situation. Let's stop right now, 1600 01:33:24.680 --> 01:33:26.960 Christopher back, Hey, you got me riled up a little 1601 01:33:26.960 --> 01:33:29.239 bit there, Christopher, hold on a second. We'll come back 1602 01:33:29.439 --> 01:33:33.319 with the former vice mayor and Otero Exit wonderful products. 1603 01:33:33.399 --> 01:33:36.800 They are order before three pm online, will be shipped 1604 01:33:36.840 --> 01:33:39.479 to your door. You'll have them tomorrow's ship same day. 1605 01:33:40.119 --> 01:33:44.399 They're safe, they are green, they are all natural, and 1606 01:33:44.439 --> 01:33:47.000 they do guarantee eliminate the oders you're trying to get 1607 01:33:47.079 --> 01:33:51.199 rid of, regardless of what it is, pet oder, human odor, skunk, bold, mildew, smoke, 1608 01:33:51.279 --> 01:33:53.319 a whole lot more. It's easy to get the older 1609 01:33:53.359 --> 01:33:56.319 exit product. Go to od O r XIT no eodor 1610 01:33:56.359 --> 01:33:58.680 exit dot com. There they are right there, the eliminator 1611 01:33:58.720 --> 01:34:05.039 of the magic AQA and Mom's which stands for mold, odor, mildew, smoke. 1612 01:34:05.800 --> 01:34:08.840 Mix that product top and you eliminated, guaranteed again one 1613 01:34:08.920 --> 01:34:11.119 hundred percent satisfaction guarantee. If it doesn't get rid of 1614 01:34:11.119 --> 01:34:13.600 the odor when you use it as directed, you get 1615 01:34:13.600 --> 01:34:15.840 your money back. But you won't be taking advantage of 1616 01:34:15.840 --> 01:34:17.840 that because I've used them many times over the years 1617 01:34:17.880 --> 01:34:21.760 and it works, or they rather work. Odorreggsit dot com works, 1618 01:34:21.800 --> 01:34:25.840 and everything except the stench of politics. Fifty five the 1619 01:34:26.119 --> 01:34:28.479 talk station, What if you could get the best health. 1620 01:34:31.760 --> 01:34:34.800 Here's your weather forecast from Channel nine. Overcast day to day, 1621 01:34:34.840 --> 01:34:37.920 early isolated showers and maybe some scattered evening showers showing 1622 01:34:38.000 --> 01:34:41.199 up high a fifty eight down to thirty seven overnight, 1623 01:34:41.239 --> 01:34:44.039 mostly sunny skyes tomorrow, with a higher forty five down 1624 01:34:44.119 --> 01:34:47.319 to thirty one Tuesday night with clouds and a cloudy Wednesday. 1625 01:34:47.439 --> 01:34:49.640 Chance or ain't after one kim in a higher forty 1626 01:34:49.680 --> 01:34:52.640 seven fifty three degrees right now, let's get a traffic 1627 01:34:52.760 --> 01:34:53.560 update check. 1628 01:34:54.319 --> 01:34:56.000 From the UCL Traffic Center with you. 1629 01:34:56.039 --> 01:34:58.199 See health of future of care is happening now through 1630 01:34:58.239 --> 01:35:01.319 clinical trials and innovative treatments give patients a chance for 1631 01:35:01.399 --> 01:35:02.279 better outcomes. 1632 01:35:02.600 --> 01:35:04.199 Visit uc health dot com. 1633 01:35:04.319 --> 01:35:06.960 Southbound seventy five continues to run a couple of extra 1634 01:35:07.000 --> 01:35:10.840 minutes between Hop one and an accident below the Western 1635 01:35:10.880 --> 01:35:14.520 Hills Viaduct. Left lane remains block northbound seventy five. A 1636 01:35:14.600 --> 01:35:17.600 couple of extra minutes between Dixie and downtown. That's a 1637 01:35:17.680 --> 01:35:21.039 wreck eastbound thirty two at Della Palma and on Dixie 1638 01:35:21.079 --> 01:35:22.880 at Lauhauser Shocking Vermont. 1639 01:35:22.880 --> 01:35:24.760 Fifty five k R and see deep talk station. 1640 01:35:27.479 --> 01:35:29.760 It's seven point thirty on a Monday, and a happy 1641 01:35:29.760 --> 01:35:31.680 one to you have Money Money with Brian James coming 1642 01:35:31.720 --> 01:35:33.680 up after the top of the hour. In the news meantime, 1643 01:35:33.840 --> 01:35:36.319 A welcome edition to the fifty five krrecy Morning Show 1644 01:35:36.319 --> 01:35:40.880 every Monday. Christopher Smithman with the smither vent. Let's kick 1645 01:35:40.880 --> 01:35:41.560 it back in gear. 1646 01:35:41.640 --> 01:35:45.479 Christopher, Look brother, I'm gonna get your boil, your blood 1647 01:35:45.479 --> 01:35:50.039 boiling again. The MSNBC story is a big story to 1648 01:35:50.119 --> 01:35:54.119 your listening audience, because at the heart of it, it's 1649 01:35:54.199 --> 01:36:00.760 about a broadcast, our major mainstream media outlet lie to 1650 01:36:00.880 --> 01:36:05.840 the American people for years, and the public rejected them 1651 01:36:06.239 --> 01:36:10.199 in this last election. And so it's not just about 1652 01:36:10.239 --> 01:36:15.159 their ratings, meaning that's the outcome. It's about the public 1653 01:36:15.319 --> 01:36:19.119 voting with their eyeballs saying I don't trust you. 1654 01:36:19.119 --> 01:36:22.680 You've been lying to me. You've been saying the laptop 1655 01:36:22.840 --> 01:36:26.560 didn't exist. You've been saying that the guy who won 1656 01:36:26.800 --> 01:36:33.520 with Hitler are fascists. You've been saying things like Russia, Russia, Russia, 1657 01:36:33.640 --> 01:36:37.560 that this collusion happened between the former president and Russia. 1658 01:36:37.560 --> 01:36:40.680 And that was the key story. You name the lie, 1659 01:36:41.279 --> 01:36:45.159 that's what they were doing. And the public said, we 1660 01:36:45.239 --> 01:36:49.159 don't trust you anymore. That's why they're not watching the station. 1661 01:36:49.680 --> 01:36:53.479 And so they're listening to your show because they trust you, 1662 01:36:53.560 --> 01:36:58.279 Brian Thomas. They're not listening to MSNBC because they don't 1663 01:36:58.319 --> 01:37:01.359 trust that show. And they're looking saying, Wow, if you 1664 01:37:01.439 --> 01:37:03.720 were right about all the things that you were saying, 1665 01:37:04.680 --> 01:37:07.920 how in the world is the country meaning the electoral 1666 01:37:08.000 --> 01:37:11.800 process mean, the map, well, how is it all read right? 1667 01:37:12.039 --> 01:37:14.520 And the last thing I'll say about it that really 1668 01:37:14.560 --> 01:37:18.960 burns my butt is what MSNBC did to our friendships, 1669 01:37:19.359 --> 01:37:23.960 our families across this country as we go into Thanksgiving, 1670 01:37:24.359 --> 01:37:27.199 where there are people looking at each other in their 1671 01:37:27.239 --> 01:37:30.359 own families as if they are enemies of each other, 1672 01:37:30.439 --> 01:37:34.279 and they're not. We're all Americans. What MSNBC did, and 1673 01:37:34.319 --> 01:37:37.880 this is exactly what communist countries do with their state 1674 01:37:37.960 --> 01:37:42.840 media is they lie, lie, lie, and they turn us 1675 01:37:42.920 --> 01:37:46.399 from the inside. So there's so much internal fighting. Think 1676 01:37:46.399 --> 01:37:49.880 about the families that they've destroyed this Thanksgiving or this 1677 01:37:50.039 --> 01:37:54.199 Christmas with all of their lives, no balanced news for 1678 01:37:54.279 --> 01:37:57.359 two years, and people are sitting around saying, I don't 1679 01:37:57.399 --> 01:38:00.199 even like my mother, I don't like my father or 1680 01:38:00.239 --> 01:38:03.319 my uncles, I don't like my brother. I'm not going 1681 01:38:03.359 --> 01:38:07.680 to the holiday dinner because of the things they were 1682 01:38:07.720 --> 01:38:12.199 watching and listening on MSNBC. Brian Thomas, same on them. 1683 01:38:12.520 --> 01:38:15.880 I have no mercy that no one or the viewership 1684 01:38:16.079 --> 01:38:17.760 has dropped fifty something percent. 1685 01:38:18.680 --> 01:38:22.479 And I agree. And MSBC is just one of a broader, 1686 01:38:22.800 --> 01:38:26.359 you know reality that we're facing now in an internet 1687 01:38:26.439 --> 01:38:30.159 driven world where there's so many you know, very clearly 1688 01:38:30.199 --> 01:38:35.560 defined politically motivated outlets where you're in this echo chamber 1689 01:38:35.600 --> 01:38:39.960 and you're not hearing any balance. You're not hearing a thoughtful, 1690 01:38:40.239 --> 01:38:45.159 engaged conversation between people on different side of the political ledger. 1691 01:38:45.199 --> 01:38:46.640 I mean, that's not what they're all about. They're all 1692 01:38:46.680 --> 01:38:49.920 about perpetuating one side of a political message and then 1693 01:38:49.920 --> 01:38:52.640 the other part. To your point about dividing family members, 1694 01:38:53.039 --> 01:38:58.119 that they encourage that division and that hatred, and they 1695 01:38:58.319 --> 01:39:02.680 say that's okay, and you shouldn't sit down with your 1696 01:39:02.800 --> 01:39:06.720 evil Trump supporting uncle or whoever, and that you should 1697 01:39:06.760 --> 01:39:09.640 alienate them as family members. I mentioned that early in 1698 01:39:09.680 --> 01:39:12.680 the five o'clock hour. I mean, we're heading on into Thanksgiving. 1699 01:39:12.720 --> 01:39:15.399 What a joyous time of year this should be. I mean, 1700 01:39:15.439 --> 01:39:18.199 the time to maybe put aside politics and be thankful 1701 01:39:18.199 --> 01:39:20.600 that we're all around each other. We have relatives that 1702 01:39:20.640 --> 01:39:23.239 we can count on, at least hopefully count on. They're 1703 01:39:23.279 --> 01:39:28.439 telling you to alienate yourself from your blood relatives based 1704 01:39:28.479 --> 01:39:32.319 on politics. That is just that's inherently evil. I mean, 1705 01:39:34.159 --> 01:39:34.880 it is evil. 1706 01:39:34.880 --> 01:39:39.600 Brian Thomas is very evil. And even the commercials that 1707 01:39:40.239 --> 01:39:44.560 Vice President Harris rand the one commercial that said lie 1708 01:39:44.680 --> 01:39:46.760 to your spouse, lie to. 1709 01:39:46.720 --> 01:39:48.920 Your partner, Yeah, but who you're voting for me? 1710 01:39:49.039 --> 01:39:52.239 But don't tell them right And I'm going, do you 1711 01:39:52.319 --> 01:39:56.199 have any idea when you're putting a commercial out and 1712 01:39:56.239 --> 01:40:00.000 people are married sixty years, thirty years, twenty years, one year, 1713 01:40:00.479 --> 01:40:05.720 and you're literally promoting that they lie to their significant others. 1714 01:40:05.800 --> 01:40:08.399 I mean, emmel and I could talk about whatever. It 1715 01:40:08.520 --> 01:40:11.840 just doesn't make any sense to me. But it speaks 1716 01:40:11.880 --> 01:40:16.680 to their desire to divide us over all of these 1717 01:40:16.720 --> 01:40:19.159 identity politics kinds of things. And I want to say 1718 01:40:19.159 --> 01:40:21.920 that if someone is listening to you and I talk 1719 01:40:22.039 --> 01:40:25.800 right now, they can turn it around. Don't make the 1720 01:40:25.920 --> 01:40:30.680 mistake of not going to your Thanksgiving holiday different dinner. 1721 01:40:31.319 --> 01:40:34.159 Call your family members up and say, listen, surprise the 1722 01:40:34.199 --> 01:40:36.880 heck out of them. I am coming for Thanksgiving. I 1723 01:40:37.000 --> 01:40:40.239 can sit down next to you. You are not the enemy, 1724 01:40:40.520 --> 01:40:43.640 no matter how you voted. We're family and we're going 1725 01:40:43.720 --> 01:40:46.600 to sit down and have a civil conversation and enjoy 1726 01:40:46.640 --> 01:40:50.199 the holidays together. We've got to promote that because these 1727 01:40:50.279 --> 01:40:56.199 mainstream media outlets like CNN and MSNBC, they've divided our 1728 01:40:56.239 --> 01:41:00.279 American families over the last two years, pushing lives eyes 1729 01:41:00.680 --> 01:41:02.359 this seat and destruction. 1730 01:41:02.720 --> 01:41:05.640 It is evil, well quite evil, and I just have 1731 01:41:05.680 --> 01:41:07.840 to observe where we pause and bring you back from 1732 01:41:07.880 --> 01:41:14.039 more conversation, Christopher, that that commercial, to me, is illustrative 1733 01:41:14.239 --> 01:41:20.720 of their perception of marriage. That to me, in a 1734 01:41:20.760 --> 01:41:23.760 good marriage, you should be able to have a conversation 1735 01:41:23.880 --> 01:41:26.960 with your spouse about anything. I'm not suggesting that you're 1736 01:41:26.960 --> 01:41:29.600 going to always agree with your spouse, but you know 1737 01:41:29.720 --> 01:41:33.640 the idea that you you have to hide your vote 1738 01:41:33.640 --> 01:41:37.600 from your spouse. What kind of foundation is your relationship 1739 01:41:37.640 --> 01:41:39.640 if you can't even talk about who you're going to 1740 01:41:39.760 --> 01:41:44.640 vote for for president of the United States of America. Jeez, Louise, 1741 01:41:44.880 --> 01:41:48.560 hold on, we'll bring Christopher back. It's seven thirty six 1742 01:41:49.119 --> 01:41:51.479 and fifty five KOC talk station. That's the first time 1743 01:41:51.520 --> 01:41:54.079 I smiled this morning, Christopher. Thank you for that twenty 1744 01:41:54.119 --> 01:41:56.039 two to three rout forty two between Mason eleven and 1745 01:41:56.079 --> 01:41:59.119 greatest gun shop around, greatest folks there owning. As a 1746 01:41:59.119 --> 01:42:01.760 matter of fact, I'm gonna be there tomorrow with a 1747 01:42:01.760 --> 01:42:04.119 friend of mine who was looking to acquire a particular 1748 01:42:04.239 --> 01:42:07.039 type of firearm. Didn't quite nowhere to go, And you 1749 01:42:07.079 --> 01:42:09.600 know what I did? I said, I know exactly where 1750 01:42:09.600 --> 01:42:11.279 you can go. So I got in touch with Wendy. 1751 01:42:11.319 --> 01:42:14.119 Wendy ordered it up. It's there waiting and we're gonna 1752 01:42:14.119 --> 01:42:15.880 go pick that up tomorrow. Give me an opportunity to 1753 01:42:15.880 --> 01:42:17.960 stop out and say hi to the wonderful folks at 1754 01:42:17.960 --> 01:42:20.119 twenty two three. You know right now, I mean get 1755 01:42:20.199 --> 01:42:22.079 him in the holiday season, it's a great time to 1756 01:42:22.119 --> 01:42:25.079 be at twenty two three from Black Friday all weekend long. 1757 01:42:25.279 --> 01:42:29.439 Check out their deep discounts on twenty two caliber firearms. 1758 01:42:29.760 --> 01:42:33.159 They got the renowned Colt King Cobra. They've got rifles 1759 01:42:33.159 --> 01:42:37.520 for plinking and everything in between, new used handguns, rifles. 1760 01:42:37.600 --> 01:42:39.399 You can find it all at twenty two three indoor 1761 01:42:39.439 --> 01:42:44.000 shooting range and firearm store. Also on sale by a 1762 01:42:44.079 --> 01:42:46.800 case of any in stock AMMO and you're gonna get 1763 01:42:46.800 --> 01:42:51.760 ten percent off. They're already low prices, extraordinarily competitive. They 1764 01:42:51.760 --> 01:42:54.119 are price wise. At twenty two three, you're in the 1765 01:42:54.119 --> 01:42:57.600 best possible hands, great range, membership options. They've got it all, 1766 01:42:57.640 --> 01:43:00.000 including a gun smith. But take advantage of the time. 1767 01:43:00.000 --> 01:43:02.640 Twenty two caliber Firearm cell going on and they are 1768 01:43:02.720 --> 01:43:05.199 open all weekend again. Route forty two between Mason and 1769 01:43:05.199 --> 01:43:07.039 eleven and find them online. It's twenty two to three. 1770 01:43:07.159 --> 01:43:09.960 The number twenty two followed by the word three spelled 1771 01:43:09.960 --> 01:43:10.960 out dot com. 1772 01:43:11.039 --> 01:43:14.319 This is fifty five karc an iHeartRadio station. 1773 01:43:15.439 --> 01:43:16.960 If you're a business owner. 1774 01:43:18.760 --> 01:43:22.039 Seven one I fifty I parric De Talk station. Always 1775 01:43:22.039 --> 01:43:24.840 look forward to these conversations Brian Thomas with Christopher Smithmen, 1776 01:43:24.880 --> 01:43:27.640 former vice mayor of the City of Cincinnati. Get me 1777 01:43:27.720 --> 01:43:29.920 riled up and at least give me a chuckle there, Christopher. 1778 01:43:29.960 --> 01:43:32.399 I appreciate that this morning, most notably, given how I'm 1779 01:43:32.399 --> 01:43:35.119 feeling today. But what else is on your mind? My friend? 1780 01:43:35.159 --> 01:43:38.319 Have you seen your grandchild yet? By the way, I 1781 01:43:38.399 --> 01:43:43.159 have not, will not until Christmas. But what I am 1782 01:43:43.279 --> 01:43:46.079 doing is opening up an education fund. So I just 1783 01:43:46.119 --> 01:43:49.039 got Social Security numbers and all that. You know what 1784 01:43:49.119 --> 01:43:50.319 I do for a living. 1785 01:43:50.079 --> 01:43:53.039 So financial planner, Christopher smithment, that's the right thing to do, 1786 01:43:53.119 --> 01:43:53.600 my friend. 1787 01:43:54.640 --> 01:43:55.720 Well, let me share this with you. 1788 01:43:55.760 --> 01:43:55.920 Brother. 1789 01:43:56.000 --> 01:43:58.880 I'm gonna I'm gonna get your blood continuing to boil. 1790 01:43:59.159 --> 01:44:02.680 All right, I'm listening to. I'm gonna use one example, 1791 01:44:02.960 --> 01:44:08.560 and that's Oprah Winfrey and her testimonial, her interviews, her 1792 01:44:08.600 --> 01:44:13.640 attendance at rallies for Vice President Harris. We now know 1793 01:44:14.520 --> 01:44:19.840 that millions of dollars were deposited into Harpo, and she's 1794 01:44:19.960 --> 01:44:24.920 confronted her production company. She's confronted about this by some 1795 01:44:25.000 --> 01:44:27.199 reporter and she says, they didn't give me the money. 1796 01:44:27.319 --> 01:44:29.960 Da da da da da da da da. Now it's yes, 1797 01:44:30.079 --> 01:44:33.840 we did get money, we had overhead. The reality of 1798 01:44:33.880 --> 01:44:38.279 this and this is why MSNBC and people like her 1799 01:44:38.960 --> 01:44:42.399 talking about Oprah Winfrey are going to have problems going forward, 1800 01:44:42.680 --> 01:44:47.279 is because the public understands that you had conflicting our 1801 01:44:47.439 --> 01:44:51.119 conflicts of interest. She should have started her interview by 1802 01:44:51.279 --> 01:44:57.000 saying this is paid advertisement, or there's some financial relationship, 1803 01:44:57.439 --> 01:45:02.079 or at least the vice president here campaign is underwriting 1804 01:45:02.119 --> 01:45:05.760 the cost of the production of this show. Something, so 1805 01:45:05.800 --> 01:45:09.239 that the public understood that there was some type of 1806 01:45:09.319 --> 01:45:15.399 financial relationship between the Vice President Harris campaign and Harpo, 1807 01:45:15.800 --> 01:45:20.199 which is owned and controlled by Oprah Winfrey. This is 1808 01:45:20.239 --> 01:45:23.600 what's so bad about politics. And so whether it's Oprah 1809 01:45:23.600 --> 01:45:27.079 Winfrey that got money, whether it's Beyonce who got money, 1810 01:45:27.279 --> 01:45:29.560 or any of the big movie stars that were out 1811 01:45:29.560 --> 01:45:33.199 there promoting her, I'm just sharing with you, Brian Thomas. 1812 01:45:33.319 --> 01:45:36.680 We continue to learn these fact patterns of the lies 1813 01:45:37.199 --> 01:45:41.079 that we were being told during this campaign, and why 1814 01:45:41.119 --> 01:45:45.039 would we vote for someone think about this who ended 1815 01:45:45.119 --> 01:45:48.840 up over twenty million dollars a debt with over a 1816 01:45:48.920 --> 01:45:52.319 billion dollars going through the campaign and lost, Meaning the 1817 01:45:52.359 --> 01:45:55.439 campaign is still out there saying send me money, send 1818 01:45:55.439 --> 01:45:59.439 me money. We overspent by twenty something million dollars. I 1819 01:45:59.520 --> 01:46:02.479 am just shocked because these are people, by the way, 1820 01:46:03.319 --> 01:46:07.720 Oprah Winfrey, who I respected, This is a big mistake 1821 01:46:07.800 --> 01:46:10.600 on her part to stick her nose in the politics, 1822 01:46:11.399 --> 01:46:14.680 to take money from the campaign and not disclose it 1823 01:46:14.720 --> 01:46:15.399 to the public. 1824 01:46:15.720 --> 01:46:19.079 Well, they're out there looking for literally any show business 1825 01:46:19.199 --> 01:46:22.000 woman and a lot of guys too as well. But 1826 01:46:23.079 --> 01:46:26.800 this idea that the election was based upon the sex 1827 01:46:27.319 --> 01:46:30.840 of the president, as if you and I encounter your 1828 01:46:30.880 --> 01:46:35.800 twenty twenty four have any problem whatsoever with a female representative, 1829 01:46:35.840 --> 01:46:39.439 whether it's president or a state rep. A local rep, 1830 01:46:39.479 --> 01:46:42.479 a governor, a mayor. We've been living our whole lives 1831 01:46:42.520 --> 01:46:45.479 with women representing us, and I have never ever had 1832 01:46:45.560 --> 01:46:49.560 any problem whatsoever with it. And it's damn insulting to 1833 01:46:49.720 --> 01:46:52.640 me to suggest that because I'm a guy, I'm not 1834 01:46:52.760 --> 01:46:56.439 capable of voting for a woman, if it's a competent woman, 1835 01:46:56.760 --> 01:46:58.600 if it's a woman that has a plan, if it's 1836 01:46:58.600 --> 01:47:00.760 a woman that offers a better alternative of some guy 1837 01:47:00.800 --> 01:47:03.359 that she's running against, I'm going to vote for her. 1838 01:47:03.760 --> 01:47:06.359 This particular case, Kamala Harris said nothing to run on 1839 01:47:06.520 --> 01:47:10.159 except running away from her own record and the last 1840 01:47:10.199 --> 01:47:14.000 coming up on four years of her administration. No one's 1841 01:47:14.039 --> 01:47:16.199 going to vote for that. No one. Look at what happened. 1842 01:47:16.640 --> 01:47:20.000 Donald Trump won the popular vote. They were counting on 1843 01:47:20.119 --> 01:47:23.319 him losing the popular vote. Knew probably he was going 1844 01:47:23.399 --> 01:47:25.880 to win the electoral college, which is what happened before, 1845 01:47:26.079 --> 01:47:28.119 and that would send him out running into the street 1846 01:47:28.199 --> 01:47:31.039 talking about the unfairness of the United States Constitution. The 1847 01:47:31.039 --> 01:47:33.560 electoral College needs to go. Boy, they got the win 1848 01:47:33.720 --> 01:47:36.119 taken out of their sayers, the sales, the bubble burst. 1849 01:47:36.439 --> 01:47:40.680 He wanted across the board. Why because she is and 1850 01:47:41.119 --> 01:47:43.600 was an incompetent candidate. 1851 01:47:45.079 --> 01:47:48.279 And what I'm trying to relay is, and I'm not 1852 01:47:48.520 --> 01:47:51.920 refuting any of that, I'm saying that this brand of 1853 01:47:52.000 --> 01:47:57.680 Oprah Winfrey, this African American successful billionaire, probably worth three 1854 01:47:57.960 --> 01:48:02.279 or four billion dollars, people respect the brand or respected 1855 01:48:02.319 --> 01:48:05.760 the brand. The goal was to have her come out 1856 01:48:05.800 --> 01:48:11.239 and again persuade African American Democrats to stay on the plantation. 1857 01:48:11.960 --> 01:48:15.479 We're finding out now that she was paid to do it. 1858 01:48:15.840 --> 01:48:17.800 There are people out there who are listening to this 1859 01:48:18.199 --> 01:48:21.239 who may make fifty or sixty thousand dollars a year 1860 01:48:21.640 --> 01:48:24.880 working two or three jobs. They don't have this connection, 1861 01:48:25.199 --> 01:48:28.119 so they look to sometimes these people like Oprah Winfrey 1862 01:48:28.119 --> 01:48:29.720 to say, Hey, what do you think I should do? 1863 01:48:30.279 --> 01:48:34.560 She used her brand to try to manipulate the electorate, 1864 01:48:34.960 --> 01:48:39.840 specifically the minority votes, while taking money from the Vice 1865 01:48:39.880 --> 01:48:42.640 President Harri's campaign. And I just want to highlight that 1866 01:48:42.680 --> 01:48:44.920 because people don't know it. The last thing I want 1867 01:48:44.960 --> 01:48:49.039 to say is Merry Christmas. Why am I saying Merry Christmas? Look, brother, 1868 01:48:49.479 --> 01:48:52.840 I'm standing up for my faith. It's okay for me 1869 01:48:52.880 --> 01:48:55.239 to stand up for my faith. You don't have to 1870 01:48:55.279 --> 01:48:59.319 say happy Holidays to me. This election was about that too. 1871 01:48:59.600 --> 01:49:03.479 It was about the freedom of religion, freedom of expression, 1872 01:49:03.840 --> 01:49:06.960 and so people can say Merry Christmas. People who know me, 1873 01:49:07.399 --> 01:49:11.560 who see me out say Marry Christmas to me. I'm Catholic, 1874 01:49:12.199 --> 01:49:15.880 I'm a Christian. I believe in God. That's me if 1875 01:49:15.880 --> 01:49:18.720 you don't, okay, but you still can wish me of 1876 01:49:18.800 --> 01:49:22.119 merry Christmas. And what Vice President Harris did is she 1877 01:49:22.239 --> 01:49:27.079 made her entire campaign about abortion. See, she thought that 1878 01:49:27.119 --> 01:49:29.640 she could just put these commercials up and tell the 1879 01:49:29.680 --> 01:49:33.399 world that this campaign was all about abortion when you 1880 01:49:33.479 --> 01:49:37.079 and I know, and Oprah Winfrey obviously didn't know a 1881 01:49:37.199 --> 01:49:40.920 multi billionaire, is that this was about the economy, stupid. 1882 01:49:41.239 --> 01:49:44.760 This was about inflation. This was about people paying their rent, 1883 01:49:45.079 --> 01:49:48.439 paying for medicine, paying for their daycare. This was about 1884 01:49:48.439 --> 01:49:51.760 people trying to support their moms and dads who are 1885 01:49:51.760 --> 01:49:55.159 in nursing homes and they can't afford their medicine. This 1886 01:49:55.399 --> 01:49:59.920 was about the economy, putting gas in their vehicles, making 1887 01:50:00.079 --> 01:50:02.960 sure their children could go to a school, and maybe 1888 01:50:03.359 --> 01:50:07.159 just maybe take one vacation a year. This is what 1889 01:50:07.199 --> 01:50:10.680 this was election of what this election was about, Brent Thomas, 1890 01:50:10.800 --> 01:50:14.239 it wasn't about abortion, and even missed the. 1891 01:50:14.239 --> 01:50:15.800 Whole bullseye well. 1892 01:50:15.840 --> 01:50:18.119 And because she had no way of responding to the 1893 01:50:18.159 --> 01:50:21.199 fact that the economy was largely the issue that we 1894 01:50:21.239 --> 01:50:24.159 were all voting about, she had no way to respond 1895 01:50:24.159 --> 01:50:26.359 to that it was on her watch that all this happened. 1896 01:50:26.439 --> 01:50:30.439 She supported these ridiculous multi trillion dollar programs that caused 1897 01:50:30.439 --> 01:50:34.319 the inflation. You know, further to your point about Oprah, 1898 01:50:34.439 --> 01:50:36.560 someone may be out there defending well, wait a second, 1899 01:50:36.760 --> 01:50:40.319 there was overhead costs associated with these events, and Harpo 1900 01:50:40.439 --> 01:50:44.359 Productions did and took on the laboring or and produced 1901 01:50:44.399 --> 01:50:47.640 them or whatever, and that was an expense. And then 1902 01:50:47.680 --> 01:50:51.119 I would my response to that would be to your point, Yeah, 1903 01:50:51.239 --> 01:50:54.920 and Oprah Winfrey is a multi billionaire, she could have 1904 01:50:55.800 --> 01:50:59.119 made that as a campaign contribution, you know, like set 1905 01:50:59.159 --> 01:51:01.680 up a political action community cover all the expenses of 1906 01:51:01.720 --> 01:51:04.479 the Harris campaign associated what Oprah's doing. She didn't have 1907 01:51:04.520 --> 01:51:06.960 to make any profit off of this. She's got a 1908 01:51:07.000 --> 01:51:09.920 bunch of staff. She could have donated their time and 1909 01:51:10.079 --> 01:51:13.319 eaten some of the money and production costs. She didn't 1910 01:51:13.319 --> 01:51:15.640 have to get a check from the Democratic Party to 1911 01:51:15.720 --> 01:51:17.199 do all that. But she took it. 1912 01:51:19.079 --> 01:51:22.439 And what it does, Brian, it just makes you feel 1913 01:51:23.159 --> 01:51:27.319 it wasn't authentic. It took away the authenticity of what 1914 01:51:27.399 --> 01:51:29.399 she was doing and what she was saying. So then 1915 01:51:29.439 --> 01:51:32.720 you have to ask yourself what was her agenda? And 1916 01:51:32.840 --> 01:51:37.079 anybody listening to me, anybody listening to me, right, don't 1917 01:51:37.119 --> 01:51:39.920 say I'm on here hating on Oprah Winfrey, say I'm 1918 01:51:39.920 --> 01:51:43.119 telling the damn truth. I'm just telling you this is 1919 01:51:43.119 --> 01:51:46.840 what happened. Right. You decide as the public, whether you 1920 01:51:46.920 --> 01:51:51.399 believe my position, meaning my analysis of what she did. 1921 01:51:51.960 --> 01:51:55.279 When I saw the interview, I believed that this was 1922 01:51:55.479 --> 01:52:00.600 organic and this was authentic on her part, and now 1923 01:52:00.680 --> 01:52:03.119 I have found out that it wasn't. So it means 1924 01:52:03.119 --> 01:52:06.520 I feel like I was hoodwink or bamboozle, and that 1925 01:52:06.600 --> 01:52:09.399 means that anytime she's doing anything else in the future, 1926 01:52:09.720 --> 01:52:12.159 that's what's going to be in my mind, is Oprah 1927 01:52:12.159 --> 01:52:15.720 with me doing this because she believes in it, because 1928 01:52:15.760 --> 01:52:19.520 once you step into politics, and maybe she didn't understand this, right, 1929 01:52:19.600 --> 01:52:22.239 this is a serious business that we're doing here. This 1930 01:52:22.319 --> 01:52:24.720 is not playing. It's one thing when you're making your 1931 01:52:24.720 --> 01:52:27.640 movies out there in California and you're living whatever kind 1932 01:52:27.680 --> 01:52:29.640 of life you want to live. But when you try 1933 01:52:29.640 --> 01:52:33.920 to influence the United States of America with harpo and 1934 01:52:33.960 --> 01:52:37.880 you're taking money from one political party, you owe it 1935 01:52:37.920 --> 01:52:41.720 to the public to disclose what you're doing. That's all 1936 01:52:41.840 --> 01:52:46.000 I'm saying. My criticism is lack of disclosure on our part, 1937 01:52:46.239 --> 01:52:49.319 and she owes the public not an apology, but she 1938 01:52:49.439 --> 01:52:52.720 owes us an explanation. Just say, Harpo took the money. 1939 01:52:52.840 --> 01:52:55.520 It was two point five million dollars. They came to 1940 01:52:55.520 --> 01:52:58.039 me and wanted me to do this production. It really 1941 01:52:58.199 --> 01:53:00.920 wasn't a campaign of an interview, it was a. 1942 01:53:00.920 --> 01:53:06.279 Production exclamation point, Well stated Christopher Smithman. As is always 1943 01:53:06.279 --> 01:53:10.079 the case, I certainly appreciate your your thoughtful contribution to 1944 01:53:10.119 --> 01:53:12.119 the fifty five KRC Morning Shure every Monday. 1945 01:53:12.399 --> 01:53:15.800 You getting to you brother and all that and your 1946 01:53:15.880 --> 01:53:19.159 kids and congratulations on the upcoming marriage. 1947 01:53:19.239 --> 01:53:22.800 Oh, thank you Mary much, Thanks brother, I appreciate it. 1948 01:53:22.800 --> 01:53:24.720 It's seven to fifty one here fifty five krs the 1949 01:53:24.840 --> 01:53:27.720 talk station, and it can time me put quick word 1950 01:53:27.800 --> 01:53:31.079 in for Andrew Cullen and my good friends at Colin Electric. 1951 01:53:31.439 --> 01:53:33.920 They'll take care of all your residential electric needs with 1952 01:53:33.960 --> 01:53:36.760 a smile on their face, with superior customer service and 1953 01:53:36.920 --> 01:53:40.119 always at the right price. 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Cullen Electric, Cincinnati 1965 01:54:16.399 --> 01:54:19.319 dot com, fifty five KRC dot com. 1966 01:54:19.359 --> 01:54:21.119 Shopping should feel nicet. 1967 01:54:20.840 --> 01:54:24.319 Overs should be left in the fridge till you're hungry again. 1968 01:54:24.640 --> 01:54:28.079 Your news, however, should be served up fresh on fifty 1969 01:54:28.119 --> 01:54:30.359 five kr c D talkstation. 1970 01:54:33.199 --> 01:54:35.680 At six fifty five k r c D Talk Station, 1971 01:54:35.800 --> 01:54:38.399 Brian Thomas wishing everyone a very happy Monday and welcoming 1972 01:54:38.479 --> 01:54:41.680 back second what we do every Monday at this time, 1973 01:54:41.720 --> 01:54:44.840 Monday Monday with Brian James Alworths Financials. Brian James giving 1974 01:54:44.920 --> 01:54:47.199 us some good financial tips and helping us prepare for 1975 01:54:47.239 --> 01:54:49.600 our futures together. Brian, welcome back to the morning show, 1976 01:54:49.600 --> 01:54:51.039 my friend. It's always great having you on. 1977 01:54:51.720 --> 01:54:54.359 Good morning and happy Thanksgiving to you and yours and 1978 01:54:54.399 --> 01:54:55.399 all those listeners out there. 1979 01:54:55.439 --> 01:54:57.760 Thanks man, you have no idea how much I am 1980 01:54:57.800 --> 01:55:02.159 looking forward to taking a few days off. Oh my god, yeah, 1981 01:55:02.199 --> 01:55:04.119 I'm taking Wednesday to the rest of the week off. 1982 01:55:04.199 --> 01:55:07.199 So I feel like I really really need it, And 1983 01:55:07.239 --> 01:55:09.960 that when you address something very briefly, it's not on 1984 01:55:10.000 --> 01:55:13.960 your list of stuff. But earlier in the and my 1985 01:55:14.039 --> 01:55:15.800 listeners are quite critical at the top of the hour 1986 01:55:15.920 --> 01:55:18.399 news and I share the criticism. But they mentioned something 1987 01:55:18.399 --> 01:55:21.880 along the lines of how much you needed and I 1988 01:55:21.920 --> 01:55:26.079 can't remember the word to be successful or it was 1989 01:55:26.079 --> 01:55:29.039 in connection with financial planning, how much your annual salary 1990 01:55:29.079 --> 01:55:30.680 needs to be and then how much you have to 1991 01:55:30.680 --> 01:55:36.399 have accumulated in order to achieve whatever they deemed success 1992 01:55:36.479 --> 01:55:39.560 or something. It was like five and a half million dollars, 1993 01:55:40.439 --> 01:55:44.479 And I'm thinking, Wow, what a bubble burster for a 1994 01:55:44.520 --> 01:55:46.279 lot of people out in the world that don't make 1995 01:55:46.359 --> 01:55:49.039 a quarter of a million dollars a year and aren't 1996 01:55:49.199 --> 01:55:52.359 set to retire with five and a half million dollars 1997 01:55:52.359 --> 01:55:57.560 in the retirement count. Doesn't success and happiness and all 1998 01:55:57.600 --> 01:55:59.800 that depend on a whole lot of variables that one 1999 01:56:00.119 --> 01:56:03.359 number cannot alone satisfy. 2000 01:56:04.199 --> 01:56:07.319 Well, there's an old saying, Brian comparison is the thief 2001 01:56:07.359 --> 01:56:10.840 of joy, meaning that if you're looking at your neighbors, 2002 01:56:10.920 --> 01:56:13.239 or your family members or whoever, and you're looking at 2003 01:56:13.279 --> 01:56:17.039 their situation in trying to compare to your own, you're 2004 01:56:17.039 --> 01:56:17.920 never going to be happy. 2005 01:56:18.039 --> 01:56:18.239 Right. 2006 01:56:18.319 --> 01:56:21.079 People who do have five and a half million dollars 2007 01:56:21.159 --> 01:56:24.159 believe me on this because I have conversations along these lines. 2008 01:56:24.199 --> 01:56:26.039 People who do have five and a half million dollars 2009 01:56:26.039 --> 01:56:28.199 look at the people who have ten million dollars and 2010 01:56:28.359 --> 01:56:31.720 yearn to reach that level of status. So I think, 2011 01:56:31.960 --> 01:56:34.399 after thirty years of doing this, what I would say, 2012 01:56:34.439 --> 01:56:36.840 first off is a lot of people have forgotten simple 2013 01:56:36.880 --> 01:56:39.279 math that they learned in high school, don't really have 2014 01:56:39.359 --> 01:56:42.840 a concept of exactly what is needed, and therefore we 2015 01:56:42.880 --> 01:56:46.000 get these kind of rules of thumb. All that really matters, Brian, 2016 01:56:46.119 --> 01:56:48.800 is that your resources support your lifestyle. 2017 01:56:48.920 --> 01:56:49.359 That's it. 2018 01:56:49.640 --> 01:56:53.039 Your resources do not have to support somebody else's lifestyle. 2019 01:56:53.520 --> 01:56:55.399 But that means you got to know where you stand. 2020 01:56:55.479 --> 01:56:57.840 For somebody who has five and a half million dollars 2021 01:56:58.239 --> 01:57:01.239 and that's great. Let's go with this whole perfect situation. 2022 01:57:01.279 --> 01:57:03.479 Five and a half million dollars. You could generate three 2023 01:57:03.680 --> 01:57:05.920 percent safely off of that and pull it out and 2024 01:57:05.920 --> 01:57:07.840 never really worry about the markets going up and down 2025 01:57:07.880 --> 01:57:10.840 in a relatively conservative portfolio, and not really have too 2026 01:57:10.920 --> 01:57:13.199 much of a problem. So that's an awful lot of money. 2027 01:57:13.199 --> 01:57:15.079 That's one hundred and fifty hundred and seventy five thousand 2028 01:57:15.119 --> 01:57:17.520 dollars that you could pull out. That is an addition 2029 01:57:18.000 --> 01:57:21.560 to Presumably this person would also have Social Security checks 2030 01:57:21.640 --> 01:57:24.399 coming in, and yes, there are questions about Social Security. 2031 01:57:23.920 --> 01:57:25.039 But it's not going poof. 2032 01:57:25.319 --> 01:57:28.279 That's another topic for another time, right, So that's a 2033 01:57:28.279 --> 01:57:30.520 two hundred thousand dollars stream of income off that pile 2034 01:57:30.520 --> 01:57:32.960 of money. If you're a person who has never earned 2035 01:57:33.000 --> 01:57:36.000 two hundred thousand dollars or anywhere close, then you've never 2036 01:57:36.079 --> 01:57:38.640 needed that much. So therefore you don't need a five 2037 01:57:38.680 --> 01:57:41.359 million dollar pile to live off of just because somebody 2038 01:57:41.399 --> 01:57:43.880 says that's a rule of thumb. What you need is 2039 01:57:43.920 --> 01:57:46.560 a stream of income that will support the current expenses 2040 01:57:46.600 --> 01:57:48.720 that you have, and an estimate of what healthcare might 2041 01:57:48.760 --> 01:57:50.560 cost and so forth. All of this is a factor 2042 01:57:50.560 --> 01:57:53.800 of financial planning and looking at somebody's very specific situation, 2043 01:57:54.279 --> 01:57:56.439 but it never results in a rule of thumb. How 2044 01:57:56.479 --> 01:57:58.119 we're going to get everybody to five and a half 2045 01:57:58.119 --> 01:58:00.640 million dollars. That is never a conversation that I ever have. 2046 01:58:01.279 --> 01:58:03.720 Thank you very much. I need to put shine a 2047 01:58:03.800 --> 01:58:06.239 light of sanity on that. I just couldn't believe my 2048 01:58:06.319 --> 01:58:08.039 ears when I was hearing that, and I thought, you know, 2049 01:58:08.479 --> 01:58:11.239 it's so like you said, if you're living or trying 2050 01:58:11.239 --> 01:58:13.399 to live vicariously through your neighbors, you're never going to 2051 01:58:13.439 --> 01:58:16.239 be happy. You know, just seek a little bit of 2052 01:58:16.319 --> 01:58:20.159 introspection and personal comfort and satisfaction with what you have 2053 01:58:20.319 --> 01:58:23.039 and looking down the street and being envious of the 2054 01:58:23.079 --> 01:58:26.199 other guy. I suppose anyhow, Brian, I thanks for indulging 2055 01:58:26.199 --> 01:58:28.079 me on that. And I'm moving over something that I 2056 01:58:28.119 --> 01:58:31.079 thought everybody knews or knew. I'm looking at the article 2057 01:58:31.119 --> 01:58:35.399 for market Watch, investors should start diversifying their portfolios. According 2058 01:58:35.439 --> 01:58:39.399 to Goldman Sachs. Isn't that what you're always supposed to do, Brian, Well, 2059 01:58:39.439 --> 01:58:41.840 I'll tell you, Brian, I'm so glad we hear it. 2060 01:58:41.880 --> 01:58:44.760 All Worth Financial are so glad that market Watch put 2061 01:58:44.800 --> 01:58:48.439 out this article because we haven't been doing anything all along. 2062 01:58:49.119 --> 01:58:55.039 You've been investing everything one stock. Your people come in like, all, 2063 01:58:55.159 --> 01:58:59.600 we're gonna load you up on Apple yeah, right, Yeah. 2064 01:58:59.479 --> 01:59:00.800 I'm gonna let and I'm going to let our chief 2065 01:59:00.800 --> 01:59:03.680 investment Officer Andy Stout know that Hey Goldman says we 2066 01:59:03.720 --> 01:59:05.960 need to diversify, So get off your rear end and 2067 01:59:06.000 --> 01:59:10.560 do something for us. Now, the point here isn't so 2068 01:59:10.680 --> 01:59:13.199 much that, oh my gosh, diversification is the latest and 2069 01:59:13.199 --> 01:59:14.960 greatest new idea from the investment world. 2070 01:59:15.199 --> 01:59:16.119 What it really is. 2071 01:59:16.279 --> 01:59:18.000 This is another one of those if you read the headline, 2072 01:59:18.039 --> 01:59:19.720 you scratch your head, but if you read the article 2073 01:59:19.720 --> 01:59:20.399 you kind of get it. 2074 01:59:20.439 --> 01:59:21.720 But it's still not rocket science. 2075 01:59:21.960 --> 01:59:24.439 The market has been on an absolute tear over the 2076 01:59:24.479 --> 01:59:28.159 last twenty four months, which is this is not an anomaly. 2077 01:59:28.239 --> 01:59:29.159 This is what happened. 2078 01:59:29.159 --> 01:59:32.279 So twenty twenty two was one of the worst market years, 2079 01:59:32.319 --> 01:59:35.359 the five worst years that we've ever had. We don't 2080 01:59:35.399 --> 01:59:37.520 think of it in those terms because it didn't come 2081 01:59:37.560 --> 01:59:40.640 with a story. Everybody knows nineteen thirty seven, nineteen thirty 2082 01:59:40.680 --> 01:59:43.479 eight was the great depression, technology bubble, and nine to 2083 01:59:43.520 --> 01:59:47.039 eleven happened in one to oh two financial crisis of eight. 2084 01:59:47.119 --> 01:59:48.000 All those have a story. 2085 01:59:48.000 --> 01:59:49.760 Twenty twenty two doesn't really have a story, so we 2086 01:59:49.760 --> 01:59:51.800 don't think of it that way. But we went deep 2087 01:59:51.840 --> 01:59:55.239 into a hole in the last two years of really 2088 01:59:55.279 --> 01:59:58.439 really strong growth are simply the pendulum swinging back the 2089 01:59:58.479 --> 02:00:02.000 other way. It's not an anomal it happens. But what 2090 02:00:02.159 --> 02:00:04.520 this means, though, is that the equity the stock portion 2091 02:00:04.600 --> 02:00:07.079 of your portfolio is probably out of whack. If it 2092 02:00:07.159 --> 02:00:09.880 was in balance four or five years ago, it's probably 2093 02:00:09.920 --> 02:00:12.279 out of whack to the good side now, meaning if 2094 02:00:12.319 --> 02:00:15.640 you had perhaps seventy percent of your portfolio in stocks, 2095 02:00:15.640 --> 02:00:17.359 it could be sneaking up on eighty percent. 2096 02:00:17.399 --> 02:00:17.640 Now. 2097 02:00:17.800 --> 02:00:19.840 That is a good thing, But it just means it's 2098 02:00:19.880 --> 02:00:21.520 time to prune the hedges a little bit and get 2099 02:00:21.560 --> 02:00:23.760 it back to seventy percent. This has nothing to do 2100 02:00:23.800 --> 02:00:25.960 with the market being, you know, about to go over 2101 02:00:26.000 --> 02:00:26.960 the edge or anything like that. 2102 02:00:27.000 --> 02:00:29.079 We never know that. We just know it's time to 2103 02:00:29.119 --> 02:00:29.920 trim back a little bit. 2104 02:00:29.960 --> 02:00:31.880 When when we're in the situation all right, you say 2105 02:00:31.880 --> 02:00:34.880 trim back, does that mean like moving money from stocks 2106 02:00:34.920 --> 02:00:37.000 over into bonds, because I know the bond yields are 2107 02:00:37.000 --> 02:00:39.520 still pretty substantially high or at least that's that's a 2108 02:00:39.560 --> 02:00:42.439 percentage you can count on annually without the market swings. 2109 02:00:43.239 --> 02:00:46.600 Yeah, And again it's not so much stocks are at 2110 02:00:46.640 --> 02:00:48.680 a peak. Therefore, we should invest in bonds because bonds 2111 02:00:48.680 --> 02:00:50.199 are going to do better. That's not really the case. 2112 02:00:50.199 --> 02:00:52.399 It's simply saying, at some point in the past, you 2113 02:00:52.479 --> 02:00:57.119 decided that your your risk tolerance, your portfolio is most 2114 02:00:57.159 --> 02:01:00.840 appropriate at a seventy percent thirty percent mix or whatever 2115 02:01:00.880 --> 02:01:05.119 it is. Bonds being not the bonds will never be 2116 02:01:05.199 --> 02:01:07.439 super sexy. They don't doctor socks off or they don't 2117 02:01:07.520 --> 02:01:09.199 terrify you. We don't think about bonds the way we 2118 02:01:09.239 --> 02:01:12.039 think of stocks, but they do act as a rudder 2119 02:01:12.039 --> 02:01:14.000 for the rest of the portfolio, and they will hold 2120 02:01:14.039 --> 02:01:17.600 things steady when we inevitably take a step back. So again, 2121 02:01:17.640 --> 02:01:19.760 it's just looking at where am I now and is 2122 02:01:19.760 --> 02:01:21.680 it where I thought I was supposed to be, or 2123 02:01:21.720 --> 02:01:23.800 is it time to update things? Those types of things 2124 02:01:23.880 --> 02:01:25.680 I said it forget a portfolio. 2125 02:01:25.199 --> 02:01:31.399 Forever, Okay, So readjusting which mutual funds or you know, 2126 02:01:33.000 --> 02:01:36.119 diversified funds your accounts are in. That's that's that's a 2127 02:01:36.119 --> 02:01:39.000 discussion I would have with my financial planner. Since I 2128 02:01:39.000 --> 02:01:42.399 don't personally manage my own portfolio, I guess I'm just 2129 02:01:42.720 --> 02:01:44.960 in terms of looking at it where you are? What 2130 02:01:45.000 --> 02:01:49.640 does it mean to readjust or adjust your investment portfolio 2131 02:01:49.680 --> 02:01:50.239 at this point. 2132 02:01:50.920 --> 02:01:53.880 Yeah, that basically means taking profits where they are and 2133 02:01:54.239 --> 02:01:56.600 moving them over into something that has that that has 2134 02:01:57.359 --> 02:02:01.239 has kind of lagged the overall return. So currently at 2135 02:02:01.279 --> 02:02:03.760 a very high level, that's taking something out of the 2136 02:02:03.800 --> 02:02:06.680 stock market putting on the bond side. Now, as you mentioned, 2137 02:02:06.680 --> 02:02:08.840 you have a financial advisor who was doing this for you. 2138 02:02:09.199 --> 02:02:11.600 If you have somebody that you trust and you understand 2139 02:02:11.600 --> 02:02:13.760 their process, you don't need to understand every little nut 2140 02:02:13.760 --> 02:02:15.600 and bold of it. But if you understand that they 2141 02:02:15.640 --> 02:02:17.680 are doing something, then there probably isn't much to this 2142 02:02:17.720 --> 02:02:20.119 headline for you because this is the job of a 2143 02:02:20.119 --> 02:02:23.000 financial advisor who is a fiduciary in managing your money, 2144 02:02:23.079 --> 02:02:25.920 so they've probably already done this. For example, I can 2145 02:02:25.960 --> 02:02:27.399 point to some of the things that some of the 2146 02:02:27.439 --> 02:02:29.399 steps that we've taken literally over the past twelve to 2147 02:02:29.439 --> 02:02:33.119 eighteen months is to lean the portfolio toward a more 2148 02:02:33.119 --> 02:02:36.920 conservative side of things in terms of, you know, less 2149 02:02:36.920 --> 02:02:39.760 sexy technology stuff because eventually we hit a peek and 2150 02:02:39.760 --> 02:02:41.279 those will be the first to kind of start to 2151 02:02:41.319 --> 02:02:44.840 falter a little bit. And also, we had been making 2152 02:02:44.920 --> 02:02:47.760 changes for the last several years reflecting the change in 2153 02:02:47.800 --> 02:02:51.000 the interest rate environment. So we were in a rising 2154 02:02:51.079 --> 02:02:53.399 rate environment, then we were in a flat rate environment, 2155 02:02:53.479 --> 02:02:55.279 and now we're we seem to be in a declining 2156 02:02:55.319 --> 02:02:58.880 rate environment, although inflation is quite cooperating as well. As 2157 02:02:58.880 --> 02:03:00.960 we wanted to do a lot better and recently, but 2158 02:03:01.039 --> 02:03:02.680 we've been making those changes all along. 2159 02:03:02.760 --> 02:03:05.000 That's what a fiducial advisor should be doing for you anyway. 2160 02:03:05.199 --> 02:03:07.039 Well, that's why it's good to have one take the 2161 02:03:07.079 --> 02:03:09.159 weight off of your shoulders and not have to enter 2162 02:03:09.199 --> 02:03:14.880 into a realm of well, perhaps the mysterious and misunderstood, 2163 02:03:14.960 --> 02:03:17.000 which is exactly the way I view all of this. 2164 02:03:17.520 --> 02:03:20.239 Thank God for a financial planner. Let's pause, we'll bring 2165 02:03:20.279 --> 02:03:22.800 one back here. Brian James, join us and give us 2166 02:03:22.800 --> 02:03:25.439 some money goals to finish out twenty twenty four. We'll 2167 02:03:25.439 --> 02:03:28.119 talk about lowering your twenty four tax bill and the 2168 02:03:28.159 --> 02:03:33.960 best places to retire. Stick around me right back, Joy Reid, 2169 02:03:34.159 --> 02:03:35.920 What did she say about Kamala's campaign? 2170 02:03:36.000 --> 02:03:39.920 This really was an historic, flawlessly run campaign. She had 2171 02:03:39.920 --> 02:03:42.640 the Taylor Swifty to the Swifties, she had the Bee. 2172 02:03:42.399 --> 02:03:46.680 Hot multimillionaire celebrities who know not a darn thing other 2173 02:03:46.760 --> 02:03:48.520 than you know, singing and dancing on stage. 2174 02:03:48.560 --> 02:03:51.159 It's the last dance for the Left. That's a flawless 2175 02:03:51.159 --> 02:03:54.119 campaign right there, and they're still dancing around the truth. 2176 02:03:54.319 --> 02:03:57.640 Clay Travis and Buck Sexton taking the lead, do a 2177 02:03:57.720 --> 02:04:01.760 victory dance today at noon on fifty five KRC the 2178 02:04:02.039 --> 02:04:06.479 Talk Station for more information about comingock. It's eight nineteen 2179 02:04:06.600 --> 02:04:09.439 fifty five Karcy The Talk Station. Brian Thomas talking Money, 2180 02:04:10.119 --> 02:04:14.680 Money Monday with Brian James Smallward Financial and moving away 2181 02:04:14.760 --> 02:04:19.119 from diversification to seven smart money moves to finish out 2182 02:04:19.159 --> 02:04:22.199 twenty twenty four. According to I guess Barons, what's this 2183 02:04:22.239 --> 02:04:23.119 one all about? Brian? 2184 02:04:24.199 --> 02:04:25.600 So yeah, several. 2185 02:04:25.279 --> 02:04:28.079 Things you can be doing to move things in the 2186 02:04:28.159 --> 02:04:31.319 right direction for yourselves. This is a good time A 2187 02:04:31.319 --> 02:04:34.039 lot of time this time of year. People are thinking 2188 02:04:34.039 --> 02:04:35.960 about what situation am I in? What did I do 2189 02:04:36.000 --> 02:04:37.119 wrong this year? What should I do? 2190 02:04:37.920 --> 02:04:38.119 You know? 2191 02:04:38.560 --> 02:04:41.560 Going forward? One of the big things is the emergency fund. 2192 02:04:41.600 --> 02:04:44.439 We talk about the emergency fund all the time, but 2193 02:04:44.640 --> 02:04:46.960 it seems to come up again and again. Is the 2194 02:04:47.000 --> 02:04:49.399 first thing somebody didn't have in place when they get 2195 02:04:49.399 --> 02:04:52.039 thrown a curveball by life, as tends to happen. So 2196 02:04:52.600 --> 02:04:54.600 one thing that comes along with this is I have 2197 02:04:54.960 --> 02:04:58.319 I've had many recent conversations with people where one of 2198 02:04:58.359 --> 02:04:59.399 the challenges the emergency fund. 2199 02:04:59.439 --> 02:05:01.119 Emergency funds boring, it's not fun. 2200 02:05:01.920 --> 02:05:04.399 And so where we're sitting at right now, the stock 2201 02:05:04.399 --> 02:05:07.119 market has done a lot better, and most people want 2202 02:05:07.159 --> 02:05:09.520 to be putting as much cash to work as possible. 2203 02:05:10.159 --> 02:05:12.359 But we need to be squirrels putting nuts away for 2204 02:05:12.399 --> 02:05:14.600 the winner, because that's not going to last forever. So 2205 02:05:14.640 --> 02:05:16.399 if you're in a situation where you've seen a lot 2206 02:05:16.399 --> 02:05:19.119 of gains out of your stock portfolio, you may consider, 2207 02:05:19.479 --> 02:05:21.319 you know, and you have the problem of not having 2208 02:05:21.479 --> 02:05:23.680 much in the emergency fund, enough in the emergency fund, 2209 02:05:23.720 --> 02:05:27.560 you might consider taking a distribution, take some of that out, 2210 02:05:27.640 --> 02:05:31.000 and take those benefits that you've gotten out of that 2211 02:05:31.079 --> 02:05:33.800 and put them aside for the future. And then but 2212 02:05:33.840 --> 02:05:36.039 then the important thing is to check that box. If 2213 02:05:36.079 --> 02:05:38.359 you hit a point where yes, I've got my emergency 2214 02:05:38.399 --> 02:05:41.720 fund calculated, whether it's three months, six months, nine months 2215 02:05:41.760 --> 02:05:44.640 of my expenses, know what that dollar amount is. And 2216 02:05:44.680 --> 02:05:47.000 then when you hit it in your savings and CDs 2217 02:05:47.039 --> 02:05:50.760 and super safe liquid investments, then celebrate that and stop 2218 02:05:50.880 --> 02:05:53.239 doing it, then you can focus on something else, put 2219 02:05:53.279 --> 02:05:55.640 more away for retirement, or buy that car you've been 2220 02:05:55.680 --> 02:05:58.319 wanting or whatever, because you've accomplished one of your goals. 2221 02:05:58.319 --> 02:05:59.720 That's a big one that people tend to miss. 2222 02:06:00.079 --> 02:06:04.119 Prioritize the emergency fund over your long term retirement investments. 2223 02:06:04.800 --> 02:06:08.720 Yeah, and prioritize is a I don't want to lump 2224 02:06:08.760 --> 02:06:11.520 it together in too much of it, make it too 2225 02:06:11.600 --> 02:06:13.560 quick and easy, because you don't have to ignore and 2226 02:06:13.640 --> 02:06:15.880 I don't want anybody to ignore their four one K 2227 02:06:16.319 --> 02:06:18.720 and their match and all that solely for the sake 2228 02:06:18.760 --> 02:06:20.000 of building an emergency fund. 2229 02:06:20.199 --> 02:06:22.239 But if you would prefer to be putting ten percent 2230 02:06:22.279 --> 02:06:24.560 into your four one k yet there's nothing in the bank, 2231 02:06:24.760 --> 02:06:26.800 that kind of means there's no oil in the engine. 2232 02:06:26.840 --> 02:06:29.319 In that case, it's okay to maybe only do five 2233 02:06:29.359 --> 02:06:32.079 percent or six percent or whatever your company match is, 2234 02:06:32.520 --> 02:06:35.439 and then purposefully save the rest of it in some 2235 02:06:35.520 --> 02:06:37.640 kind of bank account with a decent yield, which should 2236 02:06:37.640 --> 02:06:40.079 be a minimum of three percent. Four or five is ideal. 2237 02:06:40.840 --> 02:06:43.159 But that's the goal for those dollars. Their job is 2238 02:06:43.239 --> 02:06:45.600 to be there, not to be growing. Your four oh 2239 02:06:45.600 --> 02:06:46.920 one k's job is to. 2240 02:06:46.960 --> 02:06:53.079 Grow okay, and I I guess everyone should have any 2241 02:06:53.079 --> 02:06:56.680 emergency fund, because you know, life can deal you a 2242 02:06:56.680 --> 02:06:58.600 bad hand. You don't know what's coming around the corner. 2243 02:06:58.640 --> 02:07:05.479 But I suppose that that also is an individually determined idea, 2244 02:07:05.680 --> 02:07:08.439 like how likely is it that I'm going to need 2245 02:07:08.520 --> 02:07:10.880 an emergency fund? I mean, based on the current employment 2246 02:07:10.920 --> 02:07:13.119 situation or the know the fact that you know, I've got, 2247 02:07:13.159 --> 02:07:16.279 you know, fifteen years of existence in my current job. 2248 02:07:16.319 --> 02:07:18.079 It doesn't look like it's ever going to go away. 2249 02:07:18.239 --> 02:07:21.199 I'm really needed, So the likelihood that I'm going to 2250 02:07:21.279 --> 02:07:24.079 have to tap into something in an emergency isn't really 2251 02:07:24.199 --> 02:07:27.239 as substantial as somebody else who might not have had 2252 02:07:27.279 --> 02:07:31.119 a you know, a stable career or something. I mean, 2253 02:07:31.199 --> 02:07:32.359 am I making any sense? 2254 02:07:33.279 --> 02:07:33.600 You are? 2255 02:07:33.760 --> 02:07:37.000 And you're hitting on a subject that people always stumble 2256 02:07:37.079 --> 02:07:39.560 over because it's one thing to have a gigantic pile 2257 02:07:39.600 --> 02:07:42.079 of cash, which is you know, that's always comforting, but 2258 02:07:42.079 --> 02:07:44.000 then on the other hand, that is money sitting off 2259 02:07:44.000 --> 02:07:45.399 to the side that's not going to be doing anything 2260 02:07:45.439 --> 02:07:47.600 for you. That's why it's important to know what you're 2261 02:07:47.600 --> 02:07:50.359 shooting at. So if you're somebody where like you say, 2262 02:07:50.399 --> 02:07:52.680 you've got you've got solid income, or perhaps you're also 2263 02:07:52.720 --> 02:07:54.760 married to somebody who's got solid income, and then the 2264 02:07:54.840 --> 02:07:56.960 likelihood of you both losing your jobs at the. 2265 02:07:56.880 --> 02:07:58.239 Same time is pretty low. 2266 02:07:58.800 --> 02:08:01.640 Then maybe only a read a six month calculation worth 2267 02:08:01.680 --> 02:08:04.720 of expenses I see, knowing that you if you absolutely. 2268 02:08:04.159 --> 02:08:06.399 Had to, you've got other resources you could tap into. 2269 02:08:06.439 --> 02:08:08.880 Perhaps there's even home equity, you know, a home equity 2270 02:08:08.920 --> 02:08:10.880 line of credit in place that you could draw on 2271 02:08:10.960 --> 02:08:14.359 if the wheels totally fell off. I think it's really important, though, 2272 02:08:14.359 --> 02:08:16.640 to have that calculation, because I do run into people 2273 02:08:16.840 --> 02:08:19.600 who will sit on literally hundreds of thousands of dollars 2274 02:08:19.640 --> 02:08:22.680 worth of cash. And these are not multimillionaires. These are 2275 02:08:22.720 --> 02:08:24.760 just people who let it build up, and it's just 2276 02:08:24.840 --> 02:08:27.359 not serving a purpose. You don't really need more than 2277 02:08:27.399 --> 02:08:29.439 six to nine, maybe twelve months, if you want to 2278 02:08:29.439 --> 02:08:32.399 be conservative of the ability to cover your expenses. Anything 2279 02:08:32.439 --> 02:08:34.960 more than that, you're wasting an opportunity for that money 2280 02:08:35.000 --> 02:08:36.399 to grow, because it's just going to sit there while 2281 02:08:36.439 --> 02:08:37.119 you're staring at it. 2282 02:08:37.319 --> 02:08:40.880 All right, that's that's fair enough. Let's dive on into 2283 02:08:40.960 --> 02:08:44.039 the next subject, which your ways we can lower our 2284 02:08:44.079 --> 02:08:46.279 twenty twenty four tax bill it's not too late to 2285 02:08:46.319 --> 02:08:47.680 do that. Huh. 2286 02:08:47.800 --> 02:08:48.640 Now, it's never too late. 2287 02:08:48.680 --> 02:08:51.399 You can always be managing your taxes during the year. 2288 02:08:51.439 --> 02:08:53.720 But obviously we're getting down to the finish line of 2289 02:08:53.760 --> 02:08:55.439 the year, and so whatever you're going to do, you 2290 02:08:55.560 --> 02:08:56.399 kind of got to do it. 2291 02:08:56.439 --> 02:08:58.039 So you've got about. 2292 02:08:57.840 --> 02:09:00.800 A month left to increase your contrabtution to four oh 2293 02:09:00.840 --> 02:09:03.399 one k's four or three bs. So let's let's for 2294 02:09:03.520 --> 02:09:05.439 ten for a second that you are a person with 2295 02:09:05.479 --> 02:09:07.279 too much cash on the emergency fund side. 2296 02:09:07.319 --> 02:09:08.760 If you agree with what I just said of. 2297 02:09:08.760 --> 02:09:10.399 Yeah, maybe we got a lot too much, well, then 2298 02:09:10.399 --> 02:09:12.359 one thing you could do crank your four oh one 2299 02:09:12.439 --> 02:09:14.680 K way up for the month of December. For your 2300 02:09:14.720 --> 02:09:17.880 next couple pay periods, put more in and cover those 2301 02:09:17.920 --> 02:09:20.960 bills with that excess cash. Now, obviously that's not everybody's situation. 2302 02:09:21.119 --> 02:09:24.079 Some folks are in the opposite. But if you do 2303 02:09:24.159 --> 02:09:27.479 have the ability to live off your savings for just 2304 02:09:27.640 --> 02:09:30.079 a few weeks, then those paychecks can go right into 2305 02:09:30.079 --> 02:09:33.039 your four oh one K. And the limits, remember are 2306 02:09:33.159 --> 02:09:36.600 higher this year, so employees, anybody with a four to 2307 02:09:36.600 --> 02:09:38.399 one K four or three B and most four to 2308 02:09:38.399 --> 02:09:42.760 fifty seven plans employees can put in twenty three thousand dollars. 2309 02:09:42.800 --> 02:09:44.880 That goes for anybody who can fog a mere. If 2310 02:09:44.920 --> 02:09:47.800 you're over fifty, you get an additional seventy five hundred 2311 02:09:47.840 --> 02:09:49.800 what we call a catchup. That means you can put 2312 02:09:49.800 --> 02:09:52.159 over thirty thousand dollars into four to one k's this year. 2313 02:09:52.399 --> 02:09:57.239 Yeah, that ketchup did jump, wasn't it previously five thousand dollars. 2314 02:09:57.840 --> 02:10:00.720 It's gone up over time in it's now. 2315 02:10:00.880 --> 02:10:03.359 Some of it is attached to inflation between the calculations 2316 02:10:03.359 --> 02:10:06.399 they do with employee contributions as well as the catchups. 2317 02:10:06.520 --> 02:10:09.119 But yes, it has spiked rapidly over the last several 2318 02:10:09.239 --> 02:10:10.439 years the way they've done the math. 2319 02:10:10.880 --> 02:10:12.520 All right, well, I may have a question or two 2320 02:10:12.600 --> 02:10:14.520 more about that, but we'll get to that. Take a 2321 02:10:14.520 --> 02:10:16.760 break here, we're else going to find out the number 2322 02:10:16.800 --> 02:10:20.600 one thing the best places to retire have in common. 2323 02:10:21.039 --> 02:10:23.880 One more with money. Monday's Brian James. Don't go away. 2324 02:10:23.880 --> 02:10:25.800 I'd be right back after these brief words. 2325 02:10:25.720 --> 02:10:30.279 With things how they are crazy. Stuff is happening in 2326 02:10:30.319 --> 02:10:33.399 our world. Glenn is drolling out the welcome wagon. I 2327 02:10:33.399 --> 02:10:38.039 want to welcome you, especially if you think differently. Perhaps 2328 02:10:38.119 --> 02:10:40.880 you have been somebody who has tuned it all out 2329 02:10:41.159 --> 02:10:43.279 because it's just all bad news. 2330 02:10:43.319 --> 02:10:45.800 It's all the same. Join the Glenn Beck program. 2331 02:10:45.960 --> 02:10:49.279 Assume that you and I have something really basic in common. 2332 02:10:49.720 --> 02:10:52.640 Weekdays at nine, we just want the madness to add 2333 02:10:52.720 --> 02:11:00.359 on fifty five K the talk station forever a Channel 2334 02:11:00.399 --> 02:11:03.720 nine weather overcast with some early isolated showers and maybe 2335 02:11:03.720 --> 02:11:06.600 some later this evening as well. Scattered fifty eighth for 2336 02:11:06.640 --> 02:11:10.039 behind the thirty seven overnight forty five with sunny sky's 2337 02:11:10.039 --> 02:11:13.039 tomorrow down to thirty one overnight Wednesday, mostly cloudy day, 2338 02:11:13.119 --> 02:11:16.359 chants of rain after one pm. I have forty seven 2339 02:11:16.439 --> 02:11:19.119 fifty four right now. Traffic update time chuck. 2340 02:11:20.319 --> 02:11:22.760 From the u see a traffic center with u see Health. 2341 02:11:22.760 --> 02:11:25.520 The future care is happening now through clinical trials and 2342 02:11:25.560 --> 02:11:28.840 innovative treatments. I'd give patients a chance for better outcomes. 2343 02:11:28.960 --> 02:11:32.279 Visit uce health dot com. South pend seventy five continues 2344 02:11:32.319 --> 02:11:35.239 to run a couple of extra minutes through Lachland northbound 2345 02:11:35.319 --> 02:11:38.600 seventy five. That's just over a five minute delay between 2346 02:11:38.680 --> 02:11:42.439 Buttermilk and downtown. Northbound four seventy one is improving. You'll 2347 02:11:42.479 --> 02:11:44.880 need a couple of extra minutes to get through the barrels. 2348 02:11:45.279 --> 02:11:48.119 Chuck Ingram on fifty five KR see the talk station. 2349 02:11:50.359 --> 02:11:52.359 It's a twenty nine I think about KERCD talk station. 2350 02:11:52.439 --> 02:11:57.640 Brian Thomas spending some time with Brian James this every Monday, Brian, 2351 02:11:57.680 --> 02:11:59.840 real quick here in terms of lowering your twenty twenty 2352 02:11:59.840 --> 02:12:02.880 four tax bill, one thing, and not everybody's in a 2353 02:12:02.880 --> 02:12:08.039 position to be able to do this. But gifting money 2354 02:12:08.239 --> 02:12:10.680 is that not a way to lower your tax liability? 2355 02:12:10.760 --> 02:12:12.760 This is like a set amount you can give away, 2356 02:12:12.960 --> 02:12:20.119 like to children, that tax free gift, like you set 2357 02:12:20.159 --> 02:12:22.279 up a retirement account for your young people and hand 2358 02:12:22.279 --> 02:12:24.520 them that money or something along those lines to lower 2359 02:12:24.560 --> 02:12:27.239 your tax liability? Or am I am I confused and 2360 02:12:27.279 --> 02:12:28.199 misguided on that? 2361 02:12:28.840 --> 02:12:31.920 Well, the word gift gets thrown around a lot in 2362 02:12:32.039 --> 02:12:35.199 terms of taxes. Now depends on which side of the 2363 02:12:35.239 --> 02:12:37.079 tax savings you want to be on. If you're talking 2364 02:12:37.079 --> 02:12:39.439 about your own taxes, I want to impact my own 2365 02:12:39.479 --> 02:12:42.760 twenty twenty four form, then gifting to your children is 2366 02:12:42.760 --> 02:12:43.399 not going to do that. 2367 02:12:44.000 --> 02:12:45.560 Gifting to charities can. 2368 02:12:45.840 --> 02:12:48.720 However, with the Tax Cuts Act that went into effect 2369 02:12:48.760 --> 02:12:53.119 in twenty seventeen that basically took the standard deduction to 2370 02:12:53.680 --> 02:12:56.000 I believe we're with thirteen thousand dollars this year for 2371 02:12:56.039 --> 02:12:58.439 one individual, so of course double that for a married couple. 2372 02:12:59.720 --> 02:13:02.560 If you if you're not giving more than that dollar amount, 2373 02:13:02.800 --> 02:13:04.479 then the deduction's not going to do any good. 2374 02:13:04.600 --> 02:13:04.960 I see. 2375 02:13:05.039 --> 02:13:08.359 However, Yeah, So what you can do, though, is you 2376 02:13:08.359 --> 02:13:10.920 can create something called a donor advised fund, and you 2377 02:13:10.960 --> 02:13:13.680 could do say five years worth of gifting all at once. So, 2378 02:13:13.720 --> 02:13:15.319 for example, if you know you're going to give your 2379 02:13:15.399 --> 02:13:19.439 church five hundred dollars every single month, or six thousand 2380 02:13:19.520 --> 02:13:23.560 dollars every year, then you could do six seven years 2381 02:13:23.640 --> 02:13:26.319 worth of that, put forty or fifty thousand dollars into 2382 02:13:26.359 --> 02:13:29.359 a donor advice fund, and take that full deduction this year. 2383 02:13:29.800 --> 02:13:32.720 But the church doesn't get it immediately. They still see 2384 02:13:32.760 --> 02:13:34.640 the same five hundred dollars a month or whatever you've 2385 02:13:34.640 --> 02:13:37.319 been doing. That's a way to stack all of your 2386 02:13:37.319 --> 02:13:39.720 donations into one year and get a deduction on it. 2387 02:13:39.920 --> 02:13:42.520 All right, Well, play it forward, all right? 2388 02:13:42.560 --> 02:13:42.760 Now? 2389 02:13:42.800 --> 02:13:48.079 Moving on, what about retirement. It says here that the 2390 02:13:48.119 --> 02:13:50.199 best place to retire I have one thing in common, 2391 02:13:50.239 --> 02:13:53.199 but it's not affordability. I found that headline to be 2392 02:13:53.199 --> 02:13:55.279 a little bit hard to believe, Brian, what's the story 2393 02:13:55.279 --> 02:13:56.079 on this one? 2394 02:13:56.399 --> 02:13:58.039 Yeah, given what I do for a living, I scratch 2395 02:13:58.119 --> 02:14:00.680 my head at that too, because everything becomes a affordability. 2396 02:14:00.720 --> 02:14:03.159 Whether it affordability is a concern or not, everybody worries 2397 02:14:03.159 --> 02:14:06.119 about it. So but I would say this headline comes 2398 02:14:06.119 --> 02:14:08.600 strictly from the fact that anybody who's thinking about where 2399 02:14:08.600 --> 02:14:11.039 do I run or want to retire is currently riding 2400 02:14:11.039 --> 02:14:13.279 the wave of a ridiculous stock market over the last 2401 02:14:13.279 --> 02:14:15.439 twenty four months and has more money than they've ever 2402 02:14:15.479 --> 02:14:19.199 had before. This same survey done three years ago in 2403 02:14:19.239 --> 02:14:22.880 the twenty twenty two doldrums market would have probably looked 2404 02:14:23.000 --> 02:14:24.800 very different, and it would have said, oh, it's all 2405 02:14:24.840 --> 02:14:27.039 about affordability. I need a place with no taxes and 2406 02:14:27.119 --> 02:14:29.199 cheap cost of living and so forth. But now all 2407 02:14:29.199 --> 02:14:31.159 of a sudden that we've got more money than we've had, 2408 02:14:31.239 --> 02:14:34.319 Now we don't really care about the cost of a gallon. 2409 02:14:34.039 --> 02:14:34.880 Of milk at the store. 2410 02:14:35.399 --> 02:14:38.800 So the common theme here is I just want to 2411 02:14:38.800 --> 02:14:40.359 be happy, right, I want to go to a place 2412 02:14:40.359 --> 02:14:42.159 where I can be happy. And this is according to 2413 02:14:42.279 --> 02:14:46.479 US News and World Reports ranking of these places. Naples, Florida, 2414 02:14:46.560 --> 02:14:50.760 Virginia Beach, Virginia and New York City all bastions of 2415 02:14:50.880 --> 02:14:54.439 low cost of living right, not quite defensive places. But 2416 02:14:54.520 --> 02:14:56.840 again this is just a sign of the times. We're 2417 02:14:56.880 --> 02:15:00.000 not that worried about it at the moment. New York City, 2418 02:15:01.199 --> 02:15:03.359 that one kind of blew my mind. I could see, 2419 02:15:03.520 --> 02:15:05.279 you know, you've got you've got the arts around there 2420 02:15:05.279 --> 02:15:07.119 are lots of restaurants, all that kind of stuff. But 2421 02:15:07.199 --> 02:15:09.840 I've never heard anybody say that they aspire or retire 2422 02:15:09.920 --> 02:15:13.520 to New York City. I know, to live there permanently. Yeah, 2423 02:15:13.560 --> 02:15:16.479 I'm aware of that. And I know Naples, Florida is 2424 02:15:16.520 --> 02:15:20.560 basically Cincinnati South. I mean, my parents had placed on 2425 02:15:20.560 --> 02:15:23.000 in Naples for a long time, and of course all 2426 02:15:23.039 --> 02:15:25.159 of their friends did. And it seems like everything, you know, 2427 02:15:25.199 --> 02:15:26.800 every time I would go down there to visit, Oh 2428 02:15:26.880 --> 02:15:28.880 look they have a skyline now, and oh look they 2429 02:15:28.880 --> 02:15:32.920 have Fifth Third banks all over now. And but certainly 2430 02:15:33.039 --> 02:15:35.359 not what I would consider in the least bit affordable 2431 02:15:35.439 --> 02:15:38.600 at all. Not a place that I would consider retiring too. 2432 02:15:38.600 --> 02:15:44.319 But I don't know what coming down to what makes 2433 02:15:44.359 --> 02:15:47.359 you happy. This is another one of those subjective realities. 2434 02:15:49.079 --> 02:15:51.159 I would like being in an area that would be 2435 02:15:51.279 --> 02:15:55.279 like low crime and easy you know, easy commute in 2436 02:15:55.359 --> 02:15:58.960 terms of driving around, accessibility to things without a headache 2437 02:15:59.039 --> 02:16:02.359 or hassle, none of which sounds like New York City 2438 02:16:02.359 --> 02:16:02.560 to me. 2439 02:16:03.560 --> 02:16:05.439 Yeah, And it has a lot to do again with 2440 02:16:05.439 --> 02:16:08.520 with effect of just where we are in the overall market, 2441 02:16:08.560 --> 02:16:09.399 the overall economy. 2442 02:16:09.439 --> 02:16:10.800 Things are kind of okay right now. 2443 02:16:11.520 --> 02:16:15.119 And I think in the longest of long runs, what 2444 02:16:15.199 --> 02:16:19.000 people what makes people happy is stability, the absence of stress, 2445 02:16:19.039 --> 02:16:20.760 and that can have a lot to do with where 2446 02:16:20.800 --> 02:16:23.119 they live in terms of keeping up with the cost 2447 02:16:23.119 --> 02:16:24.720 of living. So one of the things that I've been 2448 02:16:24.720 --> 02:16:27.199 doing with financial plans for a few years now is 2449 02:16:27.239 --> 02:16:30.199 if somebody expresses the desire to buy a place in Florida, 2450 02:16:30.279 --> 02:16:31.439 right there's still a lot of people out there that 2451 02:16:31.720 --> 02:16:34.200 think that way. What we will do is not we can, 2452 02:16:34.239 --> 02:16:35.600 of course work out if there's going to be a 2453 02:16:35.639 --> 02:16:38.000 mortgage orf they're going they're gonna pay cash or whatever. 2454 02:16:38.040 --> 02:16:39.000 We can work all that out. 2455 02:16:39.239 --> 02:16:41.239 But what I always have been doing now is we're 2456 02:16:41.239 --> 02:16:44.639 setting up another spending goal alongside that to cover the 2457 02:16:44.680 --> 02:16:48.280 cost of a house of a homeowners association and property 2458 02:16:48.319 --> 02:16:51.879 taxes insure every time we have a hurricane, that waterline 2459 02:16:51.959 --> 02:16:54.239 thing moves in land a little bit more, and things 2460 02:16:54.319 --> 02:16:57.040 just get pricey unexpectedly, and I have more and more 2461 02:16:57.079 --> 02:16:58.639 people going, you know what, this is going to be 2462 02:16:58.719 --> 02:17:02.520 ridiculously expensive just to maintain that place, let alone buy it. Yeah, 2463 02:17:02.520 --> 02:17:04.879 why don't I just set that money aside and we'll 2464 02:17:04.920 --> 02:17:07.559 just go stay in nicer places and go travel around 2465 02:17:07.600 --> 02:17:08.079 a little bit. 2466 02:17:08.200 --> 02:17:11.600 And I think that's a fantastic solution. I don't personally, 2467 02:17:11.639 --> 02:17:12.280 I wouldn't want to. 2468 02:17:12.280 --> 02:17:12.520 I don't. 2469 02:17:12.520 --> 02:17:13.959 I don't like going to the same place more than 2470 02:17:13.959 --> 02:17:16.079 a couple of times because I've seen it so but 2471 02:17:16.440 --> 02:17:18.000 more and more people are just thinking, I'm going to 2472 02:17:18.040 --> 02:17:19.639 create a pile of money and I'm going to travel 2473 02:17:19.639 --> 02:17:21.239 off of that and forget the second home. 2474 02:17:21.959 --> 02:17:24.159 Yeah, the idea. I'm with you one hundred percent on 2475 02:17:24.200 --> 02:17:28.399 that second home thing. I just know, period, end of story. 2476 02:17:28.399 --> 02:17:30.239 I'd rather choose a bunch of different places over the 2477 02:17:30.239 --> 02:17:31.920 course of my life to head on down to and 2478 02:17:31.959 --> 02:17:34.760 experience something different every time. But you got to have 2479 02:17:34.840 --> 02:17:38.799 one base of operations, and whether it's Florida or Simms Township, 2480 02:17:39.159 --> 02:17:41.959 that's a base of operations. And that's just fine with me. 2481 02:17:42.399 --> 02:17:45.120 Brian James, Monday Monday. Appreciate all the sound advice you 2482 02:17:45.200 --> 02:17:47.639 provide every week to my listeners and me and I 2483 02:17:47.680 --> 02:17:50.040 look forward to another edition of the segment next Monday. 2484 02:17:50.079 --> 02:17:53.200 Between now and then, have a wonderful, wonderful Thanksgiving you 2485 02:17:53.280 --> 02:17:56.319 and your family and best of hell to all of you. 2486 02:17:56.319 --> 02:17:58.280 You too, happy over eating day, and we'll talk to 2487 02:17:58.280 --> 02:17:58.879 you next Monday. 2488 02:17:58.959 --> 02:18:00.719 Yes, sir, it's a thirty five right now if you 2489 02:18:00.760 --> 02:18:03.840 five KRC de Talk Station KRC cares Cone of Next 2490 02:18:03.879 --> 02:18:07.319 Affordable Medical Imaging ulysses Days joins the program, talk us 2491 02:18:07.360 --> 02:18:10.879 about how great that is. That'll be next So I'll 2492 02:18:10.879 --> 02:18:14.959 be right back as Trump makes his picks. Elon and 2493 02:18:14.959 --> 02:18:17.959 I were not politicians. The left fields dicked. 2494 02:18:18.159 --> 02:18:19.239 There will be pushback. 2495 02:18:19.319 --> 02:18:21.600 Nobody who President Trump nomina is just going to get 2496 02:18:21.639 --> 02:18:22.479 sixty votes. 2497 02:18:22.280 --> 02:18:24.920 Were businessmen, no business being in that position. Most of 2498 02:18:24.959 --> 02:18:27.680 the people making these decisions, from healthcare to the Department 2499 02:18:27.680 --> 02:18:31.440 of Defense are failing on effectiveness because they have no accountability. 2500 02:18:31.600 --> 02:18:33.159 Come join the conversation. 2501 02:18:33.399 --> 02:18:34.920 I love the fact. 2502 02:18:34.680 --> 02:18:36.639 That Trump is appointing businessman. 2503 02:18:36.799 --> 02:18:38.719 We're never going to find the perfect candidate. 2504 02:18:38.920 --> 02:18:41.360 Fifty five KRC the Talk station