Speaker 1: Five o five at fifty five k r C the
Speaker 1: talkscation at the Monday short work week. Some sit it
Speaker 1: was a vacation.
Speaker 2: I'm the dude, man.
Speaker 1: You may be. I'm Brian Thomass to the fifty five
Speaker 1: KRY Morning Show and am excited. It is a short
Speaker 1: work week for me. I really use vacation. And the
Speaker 1: people think, oh, you don't work, Thomas, you don't try,
Speaker 1: you know, it's everybody needs a little bit of break.
Speaker 1: And with all the pent up anxiety and everything leading
Speaker 1: up to the election, and I am so looking forward
Speaker 1: to uh, well Thanksgiving generally speaking, which is like my
Speaker 1: favorite holiday. Uh small group did this this year, but
Speaker 1: still looking forward to it and today and tomorrow then
Speaker 1: I'm off until next week. So really really really really
Speaker 1: really not that I won't miss you, but just looking
Speaker 1: forward to exhaling and relaxing. I just just I think
Speaker 1: feeling bad today. Terrible night's sleep to you. Every one
Speaker 1: of those nights where you have that recurring dream, you know,
Speaker 1: you're having a frustrating dream or one that's unsettling on
Speaker 1: some level, and you wake up and you're like, Okay,
Speaker 1: it was just a dream, and you go back to sleep.
Speaker 1: And you go right back to where you were in
Speaker 1: that dream. That was my night last night. I can't
Speaker 1: even remember what the subject matter was. I even woke
Speaker 1: up at the point. It'say, this is stupid, this is
Speaker 1: not real. This is you know, my anxiety in this
Speaker 1: dream is being generated by something that is absolutely preposterous,
Speaker 1: from a from a you know, logic reason standpoint. Go
Speaker 1: back to sleep, back in the exact same place. Oh
Speaker 1: all night, at least it felt like it. So apologies
Speaker 1: in advance. Not quite sure where I want to start
Speaker 1: this morning, and that's uh, of course where I started. Anyway,
Speaker 1: you can feel free to call five one three, seven
Speaker 1: four nine fifty five hundred, eight hundred eighty two to
Speaker 1: three talk down five fifty on AT and T found.
Speaker 1: Christopher Smithman joins a program cannot wait till seven to twenty,
Speaker 1: get a guest on the show and relieve me from
Speaker 1: my anxiety and my lack of sleep stupor. Christopher Smith
Speaker 1: and former Vice many of the City of Cincinnati doing
Speaker 1: the Smith Event beginning at seven to twenty. Money Money
Speaker 1: with Brian James. Today we're talking about Goldman Sachs saying
Speaker 1: investors should diversify. Then theyn't think that's an unusual statement anyway.
Speaker 1: Money goal is to finish twenty twenty four, lowering your
Speaker 1: twenty twenty four tax bill and of the best places
Speaker 1: to retire and Ulysses days. My friend from Affordable Medical
Speaker 1: Image is going to join the show at eight forty
Speaker 1: our KRC care segment. I love saving people money. It's
Speaker 1: one of the nice things I get to do for
Speaker 1: folks advertising and of course I save money going with
Speaker 1: Affordable Medical Imaging when I got my CT scan. So
Speaker 1: opportunity to speak to you Lisses about that at the
Speaker 1: end of the program. Fifty five cares dot com get
Speaker 1: try Heart Media app. While you are there listening to
Speaker 1: the podcast or checking out the podcast, hope you had
Speaker 1: an opportunity to go to the Mediterrainean Food Festival yesterday
Speaker 1: at Saint anthonea Patawa. Always saw a wonderful thing that food.
Speaker 1: The Help Squad Brian Ibold could sure use your help
Speaker 1: if you have any money. You got a extra couple
Speaker 1: of bucks. You want to help out people on the
Speaker 1: West Side who are really struggling, and there are a
Speaker 1: bunch of people over there. That's what the Help Squad's
Speaker 1: all about. Trying to help people out, getting them get
Speaker 1: the rent paid for the month, or gett him a
Speaker 1: dishwasher or rather a you know, an appliance they can't afford,
Speaker 1: just a whole multitude of things. Brian Ibold and the
Speaker 1: team could sure use your help. So police consider making
Speaker 1: a charitable contribution. And for those who wanted to write
Speaker 1: a check, And I did get a couple of emails,
Speaker 1: I didn't realize that the address was not on the
Speaker 1: Help Squad website, and I did a Lord Brian Eyebold
Speaker 1: to that. I do believe he added the address of
Speaker 1: those who wanted to mail a check as opposed to
Speaker 1: making an online contribution. And I certainly understand why you'd
Speaker 1: rather do a physical check than an online contribution. But
Speaker 1: either way you can help police, help Help Squad. Listen
Speaker 1: to Peter Bronson. I had a whole hour conversation with Peter.
Speaker 1: Loved that guy. He's got a new book, Promised Land.
Speaker 1: How the Midwest was one very fascinating conversation with him
Speaker 1: about the early days of Ohio's history Midwest territories was
Speaker 1: before we achieved statehood. I thought it most interesting that
Speaker 1: Kentucky actually was a safe place to be the southern
Speaker 1: side of the Ohio River much safer than the northern side,
Speaker 1: where you were likely to get slaughtered by a Native American.
Speaker 1: Go back and read your history and you can get
Speaker 1: a lot of that history at Peter Bronson's Book of
Speaker 1: Promised Land. Anyway, I got to stack a WTF. Let's
Speaker 1: start with this one. And you heard the top of
Speaker 1: the our news. There are liberal tiers what has happened
Speaker 1: to people? And you're like, what the hell are you
Speaker 1: talking about. Everybody wants to ball up in a fetal
Speaker 1: position when they get bad news anymore, and they enable
Speaker 1: children in schools and all the way up through colleges
Speaker 1: to have safe spaces. It's like, you can't confront reality.
Speaker 1: You get some bad news and you needed a safe
Speaker 1: space to go. You need counseling or something. Come on,
Speaker 1: the world's an imperfect place. You're gonna be facing bad
Speaker 1: news your entire life. Learn to suck it up and
Speaker 1: deal with it on some level. I have no problem
Speaker 1: when people getting counseled when they have true problems. But
Speaker 1: you lost an elections, so you need therapy sessions. Therapy
Speaker 1: sessions paid for by the American tax player Representative darryl
Speaker 1: Isa going after a Secretary of State Anthony Blanklin Blinken.
Speaker 1: It was reported last week the State Department held therapy
Speaker 1: sessions for employees upset about President Trump getting elected. In
Speaker 1: a letter to Blincoln that he sent last week, Isa said,
Speaker 1: I'm concerned that the Department is catering to federal employees
Speaker 1: who are personally devastated by the normal functioning of American
Speaker 1: democracy through the provision of government funded mental health counseling
Speaker 1: because Kamala Harris wasn't elected president of the United States.
Speaker 1: This after a Free Beacon report earlier in the month
Speaker 1: talked about two therapy sessions that were held at the
Speaker 1: State Department after Trump's victory, Sources saying to the Free
Speaker 1: Beacon that one such instance amounted to an information cry session.
Speaker 1: That's how they described it. Another instance, email went out
Speaker 1: to agency employees touting a separate quote insightful webinar where
Speaker 1: we delve into effective stress management techniques to help you
Speaker 1: navigate these challenging times, of course, referring to Trump winning
Speaker 1: the general election. In the email, it says change is
Speaker 1: constant in our lives, but it can often bring about
Speaker 1: stress and uncertainty. Join us for an insightful webinar where
Speaker 1: we delve into effective stress management techniques to help you
Speaker 1: navigate these challenging times. This session will provide the tips
Speaker 1: and practical strategies for managing stress and maintaining your well being.
Speaker 1: Suck it up, buttercup, Joe, did you in prior elections
Speaker 1: and you can ball up? Do you have to go
Speaker 1: to a counseling sessions to cope with it all the time?
Speaker 3: Yeah?
Speaker 1: I know me too, Call the lender center up.
Speaker 4: Anyway.
Speaker 1: It's letter to Lincoln Isis said the reports sessions were
Speaker 1: disturbing and that non partisan government officials should not be
Speaker 1: suffering a personal melting over the result of a free election. Amen, brother, question,
Speaker 1: of course, the use of taxpayer dollars. The council those
Speaker 1: upset by the election, demanding answers on how many sessions
Speaker 1: have been conducted and how many more are planned, and
Speaker 1: how much the sessions are costing The Department raised fears.
Speaker 1: The session could also call in a question the willingness
Speaker 1: of some of the State Department employees to carry out
Speaker 1: Trump's new vision of the agency, And therein lies the challenge. Folks.
Speaker 1: This goes back to the whole doge thing the Department
Speaker 1: of Government Efficiency that's being run by Ramaswimmy and Musk.
Speaker 1: You know, cut this crap out, quit paying for things
Speaker 1: that don't relate to the effective management of government, and
Speaker 1: quit while politicizing everything and ferret these people out. If
Speaker 1: you can't deal with the change of administration, if you're
Speaker 1: not able to carry out the will of the next administration,
Speaker 1: then get the hell out of the job. And his letter,
Speaker 1: I said, the mere fact the Department is housing these
Speaker 1: sessions raises significant questions about the willingness of its personnel
Speaker 1: to implement the lawful policy priorities that the American people
Speaker 1: elected Trump to pursue and implement. Trump administration is a
Speaker 1: mandate for the wholesale change of the foreign policy arena,
Speaker 1: and if service officers cannot follow through on the American
Speaker 1: people's preferences, they should resign and seek a political depplointment
Speaker 1: in the next Democrat administration, should there ever be one.
Speaker 1: Suck it up, Buttercup, and I've read all these articles
Speaker 1: over the past several days about with Thanksgiving coming up.
Speaker 1: I think Bill Maher even spoke to it. You're gonna
Speaker 1: quit talking to family members over the election you can
Speaker 1: to stop in our acting with people who may have
Speaker 1: voted for Trump or alternatively may have voted for Harris.
Speaker 1: Blood is a lot thicker than politics. You know, administrations
Speaker 1: come and go. I mean, this country has been through
Speaker 1: some profound changes over the decades and last coming up
Speaker 1: on two hunred and fifty years. Family is one thing
Speaker 1: that normally you're supposed to be able to count on.
Speaker 1: And there's something truly truly nefarious and evil over those
Speaker 1: who would suggest you should not interact with folks who
Speaker 1: have voted for the other side. Whatever the other side
Speaker 1: happens to be, it has to come mostly from the left,
Speaker 1: from what I have gleaned, and I truly think that
Speaker 1: there is something really really undermining about that, and intentionally so.
Speaker 1: And I find it hard to believe that they truly
Speaker 1: harbor such profound emotion over it, that they're just actually
Speaker 1: just blowing it up beyond proportions and they realize that
Speaker 1: they are. You know, the squeaky wheel gets the grease,
Speaker 1: you get, the teary emotional you know, twenty two year
Speaker 1: old kids just crying into the YouTube screen or into
Speaker 1: the social media screen.
Speaker 4: But oh my god, go slimingo.
Speaker 1: You know, I'll tell you what I'd like to see
Speaker 1: that person pays a real challenge. There's one thing I
Speaker 1: always observe for my grandmother, Dad's mom, because she had
Speaker 1: talked about the Great Depression, and this woman had zero
Speaker 1: nothing her entire life. She grew up on a dirt
Speaker 1: farm in Tennessee. They had no money, they never had anything.
Speaker 1: And then you go, if you're throw in the Great
Speaker 1: Depression on top of all that, you come out the
Speaker 1: other side a pretty strong person. But these emotional whimps
Speaker 1: that just ball up over an election and the outcome
Speaker 1: of the election and they have no idea what's in
Speaker 1: store for them, you could get a pretty good idea
Speaker 1: of out of just looking at the last other four
Speaker 1: years of the Trump administration previously, I don't recall anyone
Speaker 1: like being that profoundly impacted, Like, what in the hell
Speaker 1: was it that Donald Trump did during his four years
Speaker 1: that caused you to just have a complete meltdown of
Speaker 1: the idea and becoming president again? Can you imagine a
Speaker 1: true genuine struggle? Children are ill prepared for it. Hell
Speaker 1: of a lot of adults in the same boat. It's
Speaker 1: five seventeen fifty five Krcity Talk stations stick her out.
Speaker 1: I think I might have hit the nail on the
Speaker 1: head in terms of where some of those comes from.
Speaker 1: I have a University of Maryland class. I want to
Speaker 1: mention to you about, Yeah, another reason why your children
Speaker 1: probably shouldn't go to college. Stick around, It'll be right back.
Speaker 5: Fifty five KRC kick off Christmas.
Speaker 1: With our talk stations five twenty one on a Monday
Speaker 1: A five on three seven four nine fifty five hundred,
Speaker 1: eight hundred and eighty two three fow five fifty on
Speaker 1: at and T found my perception of the value of
Speaker 1: a college education has dramatically changed over the years, and
Speaker 1: I find it, at least from my standpoint less and
Speaker 1: less valuable, particularly given the types of courses that are
Speaker 1: being offered. And I go back to my own time
Speaker 1: in college, and I've joked about it many times over
Speaker 1: the years. First off, my degree pointless political science and
Speaker 1: the only reason I was able to provide at least
Speaker 1: participate in providing for my family married smart that was
Speaker 1: one most important thing. But ended up going on to
Speaker 1: law school where there actually was a demand for lawyers
Speaker 1: out in the world, and I was able to get
Speaker 1: a job. I don't know what I would have done
Speaker 1: with a political science degree, And in getting a political
Speaker 1: science degree, I was forced to take all kinds of
Speaker 1: really stupid courses that just were required. Well, you must
Speaker 1: take number of humanity's hours or whatever areas of study
Speaker 1: that had nothing to do with the course substance might degree.
Speaker 1: And is with that I go to these students the
Speaker 1: University of Maryland offering a course called are You Ready?
Speaker 1: Intro to Fat Study Spring of next year, three credit course.
Speaker 1: I don't know how many hours, how many hundreds of
Speaker 1: dollars per credit hour it costs to go to the
Speaker 1: University of Maryland, but I'm sure it's several hundred each.
Speaker 1: Intro to Fat studies Fatness, Blackness and their Intersections. That's
Speaker 1: the name of the course, as explained and breitbarton New
Speaker 1: is the article breaking this down. Fatness will be examined,
Speaker 1: quote in the words of the whoever put the curriculum
Speaker 1: together as an area of human difference subject to privilege
Speaker 1: and discrimination says the course will also highlight the relationship
Speaker 1: between fatness and blackness. Taught by Professor Sidney Lewis Senior
Speaker 1: Lecture in the Harriet Tubman Department of Women, Gender and
Speaker 1: Sexuality studies. We'll be looking at fatness as intersectional and
Speaker 1: if you can make any sense of this, please do
Speaker 1: call and explain to me how what in the hell
Speaker 1: this means. According to the course description, examines fatness as
Speaker 1: an area of human difference subject to privilege and discrimination
Speaker 1: that intersects with other systems of oppression based on gender, race, class,
Speaker 1: and sexual orientation and ability. Though we will look at
Speaker 1: fatness as intersectional, this course will be particularly highlighting the
Speaker 1: relationship between fatness and blackness. We approach this area of
Speaker 1: study through an interdisciplinary humanities and social science lens, which
Speaker 1: emphasizes fatness as a social justice issue. The course, they say,
Speaker 1: well close misses in their words, with an examination of
Speaker 1: fat liberation as liberation for all bodies, with a particular
Speaker 1: emphasis on performing arts and activism as a vehicle for
Speaker 1: liberation and challenging fatnissia. Joe, in your multiple years and
Speaker 1: decades on this planet, you ever run into the word
Speaker 1: fatnissia before you agree they are making it up as
Speaker 1: they go along. That was my perception as well. And
Speaker 1: thank you for coming down to the same side of
Speaker 1: the ledger as me. I view you as a man
Speaker 1: of logic and reason as for her part of Professor
Speaker 1: Sidney Lewis, the teacher of this class, got her doctorate
Speaker 1: in twenty twelve from the University of Washington English Department.
Speaker 1: Degree focused on twentieth and twenty first century African American culture,
Speaker 1: black feminism, and queer and gender studies, and, according to
Speaker 1: her biography at the University of America and Maryland, Lewis's work
Speaker 1: in teaching strives to blur the boundaries between academy art
Speaker 1: and activism. Her areas of interest include gender performance and performativity,
Speaker 1: Black feminist theory and culture, and intersectional Black liberation. Currently
Speaker 1: the co authoring and doing a co authoring and photograph
Speaker 1: of nationwide LGBTQ plus performers with photographer Chris j Okay
Speaker 1: and again three credit hours University of Maryland. And I'm
Speaker 1: sure you can apply this to whatever other degree you're
Speaker 1: getting as a fulfillment of whatever humanities things they're requiring
Speaker 1: you to take in order to get the degree. I
Speaker 1: don't know that you'll understand what the hell this woman
Speaker 1: is talking about when you're taking the class, because I
Speaker 1: don't even understand the outline for theculum baffling. But you
Speaker 1: know who am I five twenty six fifty five care
Speaker 1: Se detalk station Local Stories coming up. Prefer hearing from
Speaker 1: you if you would like to call love to hear
Speaker 1: from you. But I do have a stack of local
Speaker 1: stories to dive on into, followed by the stack is stupid.
Speaker 1: I'll be right back.
Speaker 6: This is fifty five krc an iHeartRadio station.
Speaker 1: About nine on a Monday. Christopher Smithing at seven twenty
Speaker 1: with a Smith Event Money Monday with Brian James. That'll
Speaker 1: be the eight to five. At the meantime, Local Stories
Speaker 1: got a couple of folks injured, one seriously crash happened
Speaker 1: Saturday night and one on Hills corner of the Cincinni
Speaker 1: Fire Department cruise responded to a two vehicle crashed the
Speaker 1: intersection of Reading and William Howard Taff just before nine pm.
Speaker 1: One driver had minor injuries taken by a family to
Speaker 1: the hospital. The other driver head what they called extensive
Speaker 1: injuries and had to be cut out of their vehicle.
Speaker 1: Fire Department said the extrication took multiple teams on both
Speaker 1: the exterior and interior vehicle and it took about twenty
Speaker 1: minutes to get him out. That person taking to UC
Speaker 1: Medical Center for treatment. Current condition unknown. Fire department didn't
Speaker 1: say what caused the crash, but the police department is investigating.
Speaker 1: Over to Springfield Township where a man was taken to
Speaker 1: the hospital after stabbing in ed Springfield on Friday night.
Speaker 1: Springfield Township Police said officers were called around twenty to
Speaker 1: midnight to Montoro Drive. Got there found a man with
Speaker 1: stab wounds. Police said the victim was taken to UC
Speaker 1: Medical Center. Extent of the injuries unknown. At this time.
Speaker 1: Police have not stated that they have a suspect. Does
Speaker 1: note that they are still investigating. Excuse me. Twenty one
Speaker 1: year old man dead after losing control of his vehicle
Speaker 1: hitting a tree Saturday morning in Saint Clair Township corner.
Speaker 1: The Butler County Sheriff's Office, who said deputies, alongside first
Speaker 1: responders from the Saint Clair town Ship Fire Department, responded
Speaker 1: to this single vehicle crash on US one twenty seven
Speaker 1: near mile post eight about six o'clock in the morning.
Speaker 1: They found a twenty one year old man driving a
Speaker 1: Mitsubishi Suv south found in US one twenty seven lost
Speaker 1: control of the vehicle. It veered off the right side
Speaker 1: of the roadway and hit the tree. Sadly, the man
Speaker 1: was found dead at the scene. Sheriff's office is not
Speaker 1: identified the man killed in the crass. The Butler County
Speaker 1: Serious Traffic Accident Reconstruction Team is investigating the cause of
Speaker 1: the crash. The office said alcohol and speed appear to
Speaker 1: be factors. Over to Westchester, where the township has become
Speaker 1: the latest Butler County community to extend the moratorium on
Speaker 1: businesses who want to sell recreational marijuana, trustees Tuesday agree
Speaker 1: to extend the moratorium on the cultivation, processing, and retail
Speaker 1: sell the adult use of cannabis for another one hundred
Speaker 1: and eighty days. It extends the three hundred and sixty
Speaker 1: day moratorium that was first imposed last December. According to
Speaker 1: Trustee Mark Welch, we just want to shake it out,
Speaker 1: make sure all of our teas are crossed and eyves
Speaker 1: or dotted. There are also some changes, some updates. We
Speaker 1: need to make our zoning to ensure that if a
Speaker 1: dispensary would come to Westchester, it would be in the
Speaker 1: right spot.
Speaker 4: He said.
Speaker 1: This is the last moratorium on the matter that he
Speaker 1: would support. Quote, if we don't have our act together,
Speaker 1: one hundred and eighty days I'm not going to extend
Speaker 1: the moratorium anymore. People asked a year ago and said,
Speaker 1: we want it.
Speaker 3: I E.
Speaker 1: Legal use recreational weed, said, and in fact, fifty four
Speaker 1: percent of west Chester voted for recreational marijuana. Zoning issues
Speaker 1: to be addressed include location for dispensaries other related businesses,
Speaker 1: how many dispensaries would be permitted, in whether or to
Speaker 1: allow the businesses in the township. Earlier in the month,
Speaker 1: Liberty Township also voted to extend its moratorium another six months,
Speaker 1: citing the uncertainty of the regulations and how they would
Speaker 1: impact the community. In September, Fairfield County City Council decided
Speaker 1: not to extend its moratorium after approving zoning changes into
Speaker 1: its code. Only one business could be located in the
Speaker 1: city in the Ohio four corridor to dispense both medical
Speaker 1: and recreational weed. So working through the changes demolition, I
Speaker 1: thought this was rather interesting, going to the conspiracy theorists
Speaker 1: who think that explosions from airplanes couldn't bring down the
Speaker 1: Twin Towers. Demolition of the I four seventy one bridge
Speaker 1: won't begin until after Thanksgiving. The Court of State officials
Speaker 1: there's still no timeline for when the bridge and its
Speaker 1: southbound lanes can reopen because of the fire damage on
Speaker 1: November one. According to DOT perse spokesperson Kathleen Fuller, at
Speaker 1: this point, the plan is for demo slash removal of
Speaker 1: work to start Friday next week, since I traffic has
Speaker 1: been more congested the normal over the past couple of
Speaker 1: weeks after the mass of early morning fire under the
Speaker 1: Daniel Carterbier Bridge carries an estimated ninety seven thousand, nine
Speaker 1: hundred vehicles daily. More damage than expected recently found on
Speaker 1: not three but four beams of the south side of
Speaker 1: the bridge, according to HOW Department of Transportation. Consequently, the
Speaker 1: weight of the concrete deck is no longer supported, prompting
Speaker 1: to need for more shoring towers before demolition repairs can
Speaker 1: begin concrete see. Although the details of the exact timeline
Speaker 1: for construction to begin to be completed as yet to
Speaker 1: be determined o DOT in Great Lakes Construction or getting
Speaker 1: closer to knowing the schedule that according to HOW Department
Speaker 1: of Transportation released last week. Behind the scenes staff have
Speaker 1: been contracting steel fabricators to determine which company will be
Speaker 1: able to expedite production of the beams that need to
Speaker 1: be replaced. Timeline will depend upon the availability of steel
Speaker 1: and the cause of the fire store remains under investigation
Speaker 1: of court. Of this the same fire department. Wow, five
Speaker 1: thive fifty five cars the dog station. Oh because on
Speaker 1: the phone, mister too. But hang on, brother, we'll get
Speaker 1: your call here in just a second. Give me an
Speaker 1: opportunity to mention Zimmer Heating and air Conditioning. Wonderful folks
Speaker 1: at Zimmer. This is three generations. The folks at Zimber
Speaker 1: Chris Zimmer and crew will take wonderful care of you.
Speaker 1: Get on a maintenance program. Absolutely, Zimmer has those coming
Speaker 1: over to your place on a regular basis to just
Speaker 1: make make sure e thing's running right, keeping it clean
Speaker 1: and making sure that it's efficient and running. That's what
Speaker 1: they do. Keep your home safe, efficient and comfortable. Zimmer
Speaker 1: Heating and air Conditioning represents the company that vented air
Speaker 1: conditioning and that is Carrier. And you can get a
Speaker 1: twenty two hundred dollars rebate on the Carrier air conditioning
Speaker 1: unit if you need a new one. I know we're
Speaker 1: heading into wintertime, but hey, if it's belly up, it's
Speaker 1: belly up. Go ahead and take care of it replacing.
Speaker 1: Now that's twenty two hundred real dollars. That's real money
Speaker 1: in my world. So call Chris Simmer for all your
Speaker 1: HVAC needs. You'll really be glad you did the numbers.
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Speaker 6: This is fifty five KRC and iHeartRadio station.
Speaker 1: First find it by forty on a Monday Thanksgiving week.
Speaker 1: Amen for that five one, three, seven four nine fifty
Speaker 1: five hundred, eight hundred eighty two three dog or pound
Speaker 1: five fifty on eighteend phones. Before I get the sack
Speaker 1: of stupid, I got mister Tuba on the line, welcome back,
Speaker 1: mister Tuba, it's not my birthday.
Speaker 7: And two comments if I may the first. In nineteen
Speaker 7: seventy two, I was in college and as a registered Republican,
Speaker 7: voted for George McGovern. My side lost. We got out
Speaker 7: of bed the next morning, went to class, and of story.
Speaker 1: You didn't ball up in a fetal position and cry
Speaker 1: and need counseling.
Speaker 7: No, I mean we had a job to do, get
Speaker 7: an education and then go out and work.
Speaker 1: Yeah, yeah, at your old school like me in that regard.
Speaker 1: I though, I don't know how we've come to this place,
Speaker 1: my friend, I really don't. I just I And maybe
Speaker 1: it isn't true. Maybe the vast majority of young people
Speaker 1: out there carry that same mentality and we're only getting
Speaker 1: the little sliver of batcrap insanity because of course, social
Speaker 1: media picks and chooses what we can and cannot see,
Speaker 1: and some of the insaner opinions out in the world
Speaker 1: maybe isolated from us or remove from social media because
Speaker 1: they do represent the sane, as opposed to perpetuating the
Speaker 1: myth that the insane is the norm.
Speaker 7: I don't know now the next point, I'm gonna throw
Speaker 7: out the idea that the last election was actually a
Speaker 7: victory for ordinary Americans against ruling class elites. And by
Speaker 7: the way, establishment Republicans are part of the ruling class elits.
Speaker 4: Oh yeah, and.
Speaker 7: I fear that establishment Republicans will think that this election
Speaker 7: was their victory and it definitely is not.
Speaker 1: I would agree with you on that, yes, yes, very
Speaker 1: much so.
Speaker 7: And what we won on November fifth, we did not
Speaker 7: want a war, we want a skirmish, and we ordinary
Speaker 7: people and Donald Trump stands with ordinary people and rejects
Speaker 7: the ruling class, and they cannot handle the idea of
Speaker 7: a president who does not obey them.
Speaker 1: It's yeah, them. And what I think is this overwhelming
Speaker 1: force pushing for you know, this, this global system of governance,
Speaker 1: you know, the idea of global taxation, the idea of
Speaker 1: global control over individual countries. And I think Donald Trump
Speaker 1: stands in the way of that. It's you know why
Speaker 1: his energy policy is across the board. I mean, much
Speaker 1: of this effort to globalize governance is built on this
Speaker 1: what I call lie and insanity of climate change. I mean,
Speaker 1: I look at this. They just agreed to three hundred
Speaker 1: billion dollars annual payments by developed countries, wealthy countries paying
Speaker 1: into whatever this pile of money is to support I
Speaker 1: don't know, some other countries. None of it makes any sense.
Speaker 1: But it's all predicated on a lie, but also predicated
Speaker 1: on being able to take away our individual powers, our
Speaker 1: individual liberties, our freedoms. We can go on and on
Speaker 1: and on. That's what we're all fighting against. And I'd
Speaker 1: like to, you know, and welcome into the camp those
Speaker 1: who want to fight against it. Anybody who finds themselves
Speaker 1: on the left leaning side of the political ledger and
Speaker 1: maybe reasons you're over there, but you're not doing yourself
Speaker 1: a wit'sworth of good if you think globalization and taking
Speaker 1: away power from our own local reality here, whether you're
Speaker 1: looking locally in terms of the country or locally in
Speaker 1: terms of your local government, we know the further it
Speaker 1: gets away from us as individual citizens, the less functioning
Speaker 1: it is, and the less it does for us. So
Speaker 1: don't let it escape our power and control. Rejected outright.
Speaker 1: Appreciate the call. I had to look up a Hinge date.
Speaker 1: I don't know what that was, but it's like a
Speaker 1: It's an online app which takes me to the stack
Speaker 1: of store of the stupid story. Here, we'll get a
Speaker 1: mother in Texas left her toddler at home alone with
Speaker 1: two dogs so she could meet this date out of
Speaker 1: town Hinge Dates and online dating app. Killeen, Texas police
Speaker 1: sent to an apartment complex for a child welfare check
Speaker 1: back in July. I got to the scene, they were
Speaker 1: told the child was hanging out of a broken window,
Speaker 1: an aggressive dog was trying to attack the child. Once
Speaker 1: authorities got to the scene, they found at sixteen month
Speaker 1: old toddler with his head and shoulders hanging out of
Speaker 1: the window of the ground level apartment, and an aggressive
Speaker 1: dog was charging at the other residents who were attempting
Speaker 1: to help the child. Officers noticed the window was not shadowed,
Speaker 1: but it hadn't previously repaired with a cardboard a piece
Speaker 1: of cardboard in suplexa glass. After removing that get inside
Speaker 1: the apartment, they found the sixteen month old child wearing
Speaker 1: only a shirt with visible feces on his skin and
Speaker 1: showing signs of dipper ash. Mother the child, Rhys Louise Myers,
Speaker 1: was then contacted by police. Said she was in San
Speaker 1: Antonio to meet a guy she met on this dating
Speaker 1: app that's one hundred and sixty miles away from her
Speaker 1: home two and a half hour drive. She allegedly told
Speaker 1: police that she had a babysitter who she contacted through
Speaker 1: Facebook to look after the child. Police met with a
Speaker 1: babysitter who previously babysaid for Myers back in December of
Speaker 1: last year. She told authorities that she had not spoken
Speaker 1: with Myers since that time. Myers are us the charge
Speaker 1: of abandoning, abandoning and endangering a child five forty six
Speaker 1: fitty five Karsine talk todays. You look, here's on the phone,
Speaker 1: Mississippi James. Hang on, my friend, we will. I'll pick
Speaker 1: up your call if you don't mind holding for a moment.
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Speaker 1: and it was just really nice. It was so much
Speaker 1: moisture in the air. It felt like it was a
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Speaker 1: have a little fire. I know my safety is taken
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Speaker 5: Fifty five KRC find.
Speaker 8: Your red tag today You're try five fifteen to fifty
Speaker 8: five Karsini talk station.
Speaker 1: Feel free to call five one three seven four nine
Speaker 1: fifty five hundred, eight hundred and eighty two read talk
Speaker 1: and go straight to the phones because Mississippi James is
Speaker 1: on the phone. Welcome back, my friend. Good to hear
Speaker 1: from you.
Speaker 9: All right, good morning, doctor Bryant.
Speaker 4: What's going on?
Speaker 2: That's yeah, this story you were speaking.
Speaker 9: Of of the college course. Yeah, and it was a
Speaker 9: whole bunch of words, yes, from the way you was
Speaker 9: reading it. But I like to do a little deeper
Speaker 9: dive into it.
Speaker 2: Can you put the reference back out there again?
Speaker 10: So?
Speaker 1: Yes, it's the University of University of Maryland intro to
Speaker 1: fat Studies. Fatness will be examined as an area of
Speaker 1: human difference subject to privilege and discrimination. It examines fatness
Speaker 1: as an area of human difference subject to privilege and
Speaker 1: discrimination that intersects with other systems of oppression based on gender,
Speaker 1: raised class, sexual orientation, and ability. Through it, we will
Speaker 1: look at fatness as intersectional. This course will particularly highlight
Speaker 1: the relationship between fatness and blackness. We approach this area
Speaker 1: of study through an interdisciplinary humanities and social science lens,
Speaker 1: which emphasizes fatness as a social justice issue. It goes
Speaker 1: on but anyway, word word word word, word word word. Yeah,
Speaker 1: brought a lot in.
Speaker 9: I couldn't sort that out myself.
Speaker 1: I know I can't either. Less, I got seven years
Speaker 1: of college and I'm a member of MENSA. It doesn't
Speaker 1: make any sense to me. But then again, I view
Speaker 1: my MENSA membership as valueless. So let's just underscore that,
Speaker 1: because the only reason I ever bring it up is
Speaker 1: to make that point.
Speaker 9: Okay, yeah, I'll look into it when I get a
Speaker 9: chance later on today.
Speaker 1: Okay, you're gonna take time out of your day to
Speaker 1: look into that.
Speaker 9: Well, sometime I have hours to feel my day, so
Speaker 9: that's one of the feelings I use today.
Speaker 1: Okaye.
Speaker 9: My life is a little different. I have to find
Speaker 9: my self to feel my day, So I use that
Speaker 9: as a filo for a little while.
Speaker 1: That's fine. I hope you get as much humor out
Speaker 1: of it as I did, because that was the only
Speaker 1: reason I brought it up. And I did write WTF
Speaker 1: on the top of the article because it just left
Speaker 1: me wondering what in the hell they're teaching in college
Speaker 1: these days? James, That's what that's my point. I mean,
Speaker 1: you're gonna spend a lot of money. Someone out there
Speaker 1: is going to spend a whole lot of money to
Speaker 1: listen to and sit through a three hour class hour
Speaker 1: course that doesn't make any sense. It's all made up
Speaker 1: fatisima or fat missia or whatever, hatred of fatness. I mean,
Speaker 1: I never heard that word before today. Someone made that
Speaker 1: word up recently. I don't know.
Speaker 9: Yeah, we have a lot of made up words and
Speaker 9: a lot of words that change content from one one.
Speaker 1: Season did admit Orwell wrote a lot about that or
Speaker 1: Well reading nineteen eighty four. I appreciate hearing from you, James.
Speaker 1: Always a pleasure to hear your voice on the morning
Speaker 1: show five ety three eighty five ks DE Talk station.
Speaker 1: Over to the stack of stupid le's see here urine Yeah,
Speaker 1: health warning issued over well and be careful. I suppose
Speaker 1: a good time year to bring this story up. Report
Speaker 1: of a mirror people who are buying discount perfumes probably
Speaker 1: not a good idea. Apparently there's there are budget alternatives
Speaker 1: out there. They have the name brand on them, but
Speaker 1: they don't carry the premium price tag. But if you're
Speaker 1: overlooking the quality you're buying knockoff discount items, you might
Speaker 1: well damage your health. Some person described as a fragrance
Speaker 1: expert at price comparison website half Price Perfumes warned quote
Speaker 1: laboratory tests of samples seized by the Police Intellectual Property
Speaker 1: Crime Unit of showing that fake perfume can contain human urine. Obviously,
Speaker 1: that in and of itself is disgusting. It also holds
Speaker 1: a number of bacteria and other potentially harmful micro organism,
Speaker 1: leading to well a second point this person made. Counterfeit
Speaker 1: perfumes lack the preservatives and chemicals to stop bacteria from growing.
Speaker 1: When thrown together with unsanitary manufacturing conditions and low quality ingredients,
Speaker 1: it can be contribute to an amount of bacteria in
Speaker 1: your perfume, causing rashes, redness, ezema, among the standard risk
Speaker 1: of counterfeit perfumes. Also, they can be loaded with harmful
Speaker 1: chemicals simply aren't safe for contact with your skin, like
Speaker 1: formaldehyde palates and artificial musks. You said, they might even
Speaker 1: contain allergens that can trigger reaction, but as the ingredients
Speaker 1: are rarely labeled accurately, you never know until it's too late.
Speaker 1: So some of the chemicals can disrupt your body's natural
Speaker 1: hormone production and indocrine system, while the artificial musk can
Speaker 1: mimic estrogen as well from aldehyde and polycylic Aromatic hydrocarbons
Speaker 1: commonly found in counterfeit perfumes can also increase the risk
Speaker 1: and development of cancer. Well, that sounds like reason enough
Speaker 1: to not buy counterfeit perfumes and colons. You have been warned.
Speaker 1: Five to five five kercit talk station. Feel free to call.
Speaker 1: I'd rather talk with you than hear the sound of
Speaker 1: my own voice, so feel free to call me up
Speaker 1: the next hour. I'll be right back after the top
Speaker 1: of the hour.
Speaker 4: News your voice.
Speaker 2: Thank you for taking my call.
Speaker 1: Your country. It's refreshing to hear it every day. Fifty
Speaker 1: five krs. The talk station prescriptions required online consultation with
Speaker 1: help at six o five to give outcar cit talk station.
Speaker 1: Happy Monday, Ryan Thomas inviting phone calls as always five one,
Speaker 1: three seven fifty five hundred, eight hundred and eighty two
Speaker 1: three talk. Just having a random stack of stuff to
Speaker 1: dive on through no particular direction. I need to go
Speaker 1: or want to go this morning, and looking forward to
Speaker 1: a Thanksgiving week. I'm only having only working today and tomorrow.
Speaker 1: I'll be off the balance and really use a nice uh, well,
Speaker 1: I could use a few days offully quite honest with you,
Speaker 1: that's kind of the way I'm feeling this morning. So
Speaker 1: apologies if I'm not my normal spry, upbeat personality this morning.
Speaker 1: Just really real en after that terrible night's sleep last night,
Speaker 1: I won't bring that up again. I apologize. Coming up
Speaker 1: seven twenty with Christopher Smith and former vice mayor of
Speaker 1: the City of Cincinnaate joins the program every Monday at
Speaker 1: seven twenty two Vent to spleen this Smith event Money Monday,
Speaker 1: Brian James Goldman Sachs says investors should diversify. I thought
Speaker 1: that was always the norm. Money goals to finish twenty
Speaker 1: twenty four, lowering your twenty twenty four tax bill, and
Speaker 1: finally the best places to retire. That's what we're talking
Speaker 1: about with Brian James. Then we'll hear from my buddy
Speaker 1: Ulysses Days. He's a guy that runs affordable medical imaging,
Speaker 1: so he'll be on the care see care segment at
Speaker 1: eight forty Great opportunity for you to save heap loads
Speaker 1: of money on your MRIs, CT scans, etc. All right, So,
Speaker 1: not really knowing which direction I want to go, let
Speaker 1: me just bring this up real quick here. I regularly
Speaker 1: point out how we are our own worst enemy, and
Speaker 1: it's all predicated and relying upon this idea that you
Speaker 1: and I are killing the planet by merely breathing. I
Speaker 1: saw that the United Nations, they've come to an agreement
Speaker 1: that you and and the other developing world countries are
Speaker 1: going to be shelling out I guess three hundred billion
Speaker 1: dollars a year by twenty thirty five, our commitment to
Speaker 1: the Paris Climbing Accord. Now, thankfully, Donald Trump has already
Speaker 1: said he's going to pull the plug on this thing.
Speaker 1: And maybe the plug never should have been installed in
Speaker 1: the first place, or the Senate never approved it. You know,
Speaker 1: this is non binding, so every new administration come in
Speaker 1: neither hook us back up to it or pull a
Speaker 1: plug on it. Trump's promised to pull the plug on
Speaker 1: and that's the direction I want to go. And you
Speaker 1: know what the other thing is, the developing countries are
Speaker 1: pissed off. If I maybe super bowlers to characterize it
Speaker 1: like that, they wanted one trillion dollars a year by
Speaker 1: twenty thirty despite of the fact that developing countries didn't
Speaker 1: object to the agreement when it was adopted. Then immediately
Speaker 1: after it was adopted, express outrage. We want more money,
Speaker 1: one trillion dollars annually.
Speaker 2: Go.
Speaker 1: All right, whatever global wealth redistribution. Can we all just
Speaker 1: come to an agreement. That's all this is about. We
Speaker 1: run a pretty successful operation here, administration after administration the
Speaker 1: United States. You know, we've got our faults, we've got
Speaker 1: our problems. We are not a perfect country. But in
Speaker 1: terms of our ability to generate income and earn money
Speaker 1: and create you know, wealth, generally speaking, there's never been
Speaker 1: another model alive in the world. Ever. It's kind of
Speaker 1: you know, wealth generation didn't happen under feudalism, it doesn't
Speaker 1: happen under socialism, it doesn't happen under communism, and on
Speaker 1: and on and on and on. Well that's the problem.
Speaker 1: Time I said, shouldn't happen, then one should be as
Speaker 1: wealthy as the United States of America. That money needs
Speaker 1: to be taken and given to somebody else. All right,
Speaker 1: you know what I have said to that, I got
Speaker 1: two words for you, and ain't happy birthday. Back in
Speaker 1: the real world where we do need electricity and power
Speaker 1: and fuel because well we all needed to live our
Speaker 1: lives and continue to run some form of an economy. Mean,
Speaker 1: I'm all worked up over this because of the Excel pipeline.
Speaker 1: It's unplugged, it's plugged back in, it's unplugged. Donald Trump
Speaker 1: has vowed to restore it. That we're still talking about this,
Speaker 1: and I saw this article. There was a guy on
Speaker 1: Fox and Friends yesterday. He's a former Keystone pipeline worker.
Speaker 1: He's a man with an opinion. His name's Bugsy Allen.
Speaker 1: This was reported by Madeline Coggins and Fox Business. Fine, okay,
Speaker 1: he say, it's breath fresh air. We're running on cloud nine.
Speaker 1: We're excited. It's gonna make a big difference as far
Speaker 1: as your energy cost, your food cost, your gas guys,
Speaker 1: you put in your cars. It's actually going to be
Speaker 1: the primary seat of bringing everything down for the American
Speaker 1: people that have suffered so much under the last administration.
Speaker 1: Whether he's right or not in his assessment of it, Okay,
Speaker 1: that's one thing. But in doing this little report and
Speaker 1: talking about his comments and the fact that the Trump
Speaker 1: administration is going to try to reestablish the EXL pipeline.
Speaker 1: Trump initially approved the pipeline in twenty seventeen, reversing Barack
Speaker 1: Obama's decision to reject the project in twenty fifteen, so
Speaker 1: Obama's in office says no to the pipeline in twenty fifteen.
Speaker 1: Trump gets elected, says yes to the project in twenty seventeen,
Speaker 1: and in twenty twenty one, after Biden takes office, he
Speaker 1: revoked Trump decision and cancel the pipeline's permits, shutting the
Speaker 1: project down again. Now, from my math, that is quite
Speaker 1: a few years of time that passed that they apparently
Speaker 1: didn't do anything. It was going to go online until
Speaker 1: Obama pulls the plug in twenty fifteen. Fast forward, the
Speaker 1: entire Trump administry is multiple years where Trump had greenlit
Speaker 1: it and nothing happened, giving Biden the opportunity to cancel
Speaker 1: the pipeline's permits when he gets elected. Here it is
Speaker 1: County year twenty twenty four, getting ready for the new
Speaker 1: Trump administration. They're talking about, well going forward with it again.
Speaker 1: What in the hell is wrong? What is right with
Speaker 1: what I just gave you by way of information? Department
Speaker 1: of Energy reporting from December of twenty two highlight of
Speaker 1: the positive economic benefits of this pipeline. Had Biden not
Speaker 1: revoked the permits, According to the report, it would have
Speaker 1: created sixteen thousand jobs or between sixteen thousand and fifty
Speaker 1: nine thousand jobs. I suppose it's which realm of the
Speaker 1: work population you're looking at. But between the workers building
Speaker 1: the pipeline, operating the pipeline on a daily basis, the
Speaker 1: workers moving around the oil or whatever, all the food
Speaker 1: industry and restaurants and service industry and everything else around
Speaker 1: those jobs, I guess that's how you come up with
Speaker 1: this massive range of jobs. But that report suggested we
Speaker 1: had a positive economic impact of between three point four
Speaker 1: and nine point six billion dollars. I say. A previous
Speaker 1: report from the federal government published in twenty fourteen and
Speaker 1: talking about this since back then, said it would have
Speaker 1: been thirty nine hundred direct jobs and twenty one thousand
Speaker 1: total jobs created during the construction construction which would have
Speaker 1: was expected to take two years. So if they hit
Speaker 1: the ground running in twenty fourteen before, while you know,
Speaker 1: stating the obvious, it could have been done. See, once
Speaker 1: it's up and operational, it's too late for a guy
Speaker 1: like Biden to come in and pull the plug on
Speaker 1: it by saying the permits have been pulled, just insane. Meanwhile,
Speaker 1: the oil is still coming out of the ground. That's
Speaker 1: the other thing that's really troubling about this. The oil
Speaker 1: is coming from up north to Canada, pipeline or no,
Speaker 1: it's coming out of the oil coming out of the ground.
Speaker 1: And as I've observed many times, and I'm not the
Speaker 1: only one, I'm no expert in energy policy, but it's
Speaker 1: a hell of a lot safer more efficient to put
Speaker 1: the oil in a pipeline and move it down to
Speaker 1: refineries here where it's going to be refined than it
Speaker 1: is putting them in rail cars. Talk to the people
Speaker 1: in East Palestine about that rail cars. But the carbon
Speaker 1: output right from the oil that's coming out of the ground,
Speaker 1: it's going to be there, regardless of whether it goes
Speaker 1: through a pipeline or not. And are we not adding
Speaker 1: to the carbon output in the pollution by putting it
Speaker 1: on railcars and moving it around the globe as opposed
Speaker 1: to putting it into a pipeline which doesn't require the
Speaker 1: internal combustion engine to move the oil through the pipeline.
Speaker 1: Why do we do this? What sense does this make?
Speaker 1: You've deprived us of billions of dollars of potential income,
Speaker 1: thousands and thousands of jobs for the American workers and
Speaker 1: made it more polluting by pulling the plug on the pipeline.
Speaker 1: There is no benefit for having stopped this pipeline at
Speaker 1: the outset, none whatsoever. It really makes you wonder what
Speaker 1: a nefarious element is going on behind the scenes that
Speaker 1: this has been such a contentious project. Why is it
Speaker 1: a Republican versus Democrat thing to do the most efficient
Speaker 1: job producing and income producing thing and the thing that's
Speaker 1: better for the environment. What is with the Excel pipeline
Speaker 1: that Democrats hate it and Republicans will embrace it when
Speaker 1: it seems to be it should be the exact opposite.
Speaker 1: If you want to look at it purely from an
Speaker 1: environmental standpoint, go over the points I just made. The
Speaker 1: oils coming out of the ground, that is a proposition
Speaker 1: that cannot be changed. It's the mechanism of moving the oil.
Speaker 1: Is it this whole rail system thing? Is this this
Speaker 1: Warren Buffett rumor that's been circulating a long time? Does
Speaker 1: he have a connection with the Democrats and maybe not
Speaker 1: the Republicans. I don't know. I just know none of
Speaker 1: it makes any sense when you look at it from
Speaker 1: an objective standpoint. But that's where we are. Bobby's on
Speaker 1: the phone, Bobby, I'll get your calling him in here
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Speaker 11: KRC our first students arrived, just Shia six twenty I
Speaker 11: fifty five A pair CD talk station, A very happy
Speaker 11: Monday to you five and three seven for nine to
Speaker 11: fifty five hundred, eight hundred and eighty.
Speaker 1: Three talk on if I fifty on AT and T
Speaker 1: phones over to the phones that go in order in
Speaker 1: which they're received, starting with Bobby, Jim hang on to
Speaker 1: get you called next. Bobby, Welcome to the program.
Speaker 3: Happy Monday, my brother.
Speaker 1: Thank you, my friend. Not feeling it today, I really
Speaker 1: am not, but appreciate that maybe it'll turn around for
Speaker 1: me today.
Speaker 3: Well, I got two points that need to lets you
Speaker 3: know about. One of them has to do with the
Speaker 3: certification process on January the sixth. Yeah, it's referred to
Speaker 3: as a National Special Security Event and it's the first
Speaker 3: time that's ever been implemented, and the designation came from
Speaker 3: my ORCA. It's not going well at all, and I
Speaker 3: can tell you details, but I won't have the turn today,
Speaker 3: but you would be shocked. That's one thing that's coming
Speaker 3: up and it's not good at all.
Speaker 1: Well, I mean, Bobby, you can't just say that and
Speaker 1: not even talk about what you're talking about. What's not
Speaker 1: going well? What do you mean by that? I don't even
Speaker 1: know what that means. Not going well well.
Speaker 3: One thing is it's DC and the Capitol Police are
Speaker 3: being put on the back burner, and all the meetings
Speaker 3: like the buttered Peas number one, the Special Agent in charge,
Speaker 3: they're having the meetings and everything. I can give you
Speaker 3: details on those. It's not gonna go well for January.
Speaker 3: The sixth Secret Service now has their Dignitary Protection Division
Speaker 3: and charge. They're going to let things fail. They're planning
Speaker 3: on fail.
Speaker 1: So are you suggesting that those responsible for presidential security
Speaker 1: are going to let someone get assassinated or something? I mean,
Speaker 1: what are you talking?
Speaker 4: Ever?
Speaker 3: I never said that, but I'll put it this way.
Speaker 3: It's not what a person does, it's what they don't do.
Speaker 1: No, I know, I mean, I know. That's been the
Speaker 1: criticism of the Secret Service in connection with the two
Speaker 1: attempts on Donald Trump's life epic failure. Some suggest that
Speaker 1: it was an intentional failure. They were keeping their fingers
Speaker 1: crossed that someone might shoot them. Is that what you're
Speaker 1: talking about? I don't know in a factual vacuum what
Speaker 1: these concerns are. Is it going to be a riot?
Speaker 1: Is a bomb going to blow up? Are there going
Speaker 1: to be massive protests? Is going to be a terrorist action?
Speaker 1: Is going to be assassination of time? I mean, I
Speaker 1: don't know where you got the information. I just want some,
Speaker 1: you know, flesh on the bones of the suggestion that
Speaker 1: it isn't going to go well, because I don't know
Speaker 1: what that means contextually, Bobby, that's all.
Speaker 3: I have no idea exactly what's going to happen, but
Speaker 3: I know it's not will go well. They're not playing
Speaker 3: they're they're not doing well in the meetings. And I
Speaker 3: can give you the details of individuals. It's no different
Speaker 3: than Eric Ranahan. He's a special agent in charge for
Speaker 3: the Secret Service. It's not going well in the meetings.
Speaker 3: I know this for a fact. Well, that's one thing.
Speaker 3: The next thing is it's going to be three weeks
Speaker 3: out before the ground's frozen enough. Between Minsk and Kiev.
Speaker 3: It's only been a hat hommering between twenty eight thirty
Speaker 3: two degrees in the last seven to ten days, so
Speaker 3: they expect it to be cold enough and the ground
Speaker 3: hard enough in about three weeks now. People can think
Speaker 3: whatever that means. But the ground's not hard enough yet, are.
Speaker 1: You referring to its ability to allow tanks to roll
Speaker 1: over it? That kind of thing They.
Speaker 3: Were planning on come to the border six weeks ago
Speaker 3: until they were put back, all.
Speaker 1: Right, So just waiting for the ground to harden up. Yes, well,
Speaker 1: that's just the natural reality of war, isn't it correct.
Speaker 1: I mean, we had to wait till the weather cleared
Speaker 1: up to do the D Day invasion, right, and you
Speaker 1: couldn't do it when the Caesarre chopping and the skies
Speaker 1: were overcast, so you had to wait around for better weather.
Speaker 1: So that doesn't shock me at all. But what that
Speaker 1: might mean in terms of military strategy and what the
Speaker 1: Russians might do, I mean it's a lost cause. I
Speaker 1: don't think the Ukrainians can fight much more than they
Speaker 1: already have. It's a desperate situation. I think we are
Speaker 1: only just prolonging their misery and putting ourselves in a
Speaker 1: worse position by providing these longer range missiles. I mean,
Speaker 1: people talking World War three all over the place. So
Speaker 1: I will concede that that is one massive Charlie Foxtrot
Speaker 1: right there, and the Biden administration isn't helping it at all.
Speaker 1: So don't know what Donald Trump's going to do by
Speaker 1: way of laying hands on the problem. He seems to
Speaker 1: think he can solve it. I'm a little cynical and
Speaker 1: jaded about that. So, but I do think that the
Speaker 1: Biden administration is intentionally making more difficult for the next administration,
Speaker 1: and in so doing is putting millions of lives potentially
Speaker 1: in peril, certainly hundreds of thousands of lives of the
Speaker 1: people on the front lines, whether they're on Ukraine's front
Speaker 1: lines or on the Russian front lines. And no, I
Speaker 1: don't have a whole lot of sympathy for Russia. They're
Speaker 1: the ones that invaded. But this isn't easily boiled down
Speaker 1: to right and wrong considering the two countries we're talking
Speaker 1: about here. Sorry to be just so just you know,
Speaker 1: short with you, But you know, when you're just talking
Speaker 1: plot tudes like that, I don't have any context for
Speaker 1: what you mean. Things are bad. I okay, I need
Speaker 1: a little more than that to actually break it down.
Speaker 1: Sixty five Gym's on the phone, Hang on, Jim. Fifty
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Speaker 5: Fifty five krc ay.
Speaker 1: And a happy one to you. Looking forward to Christopher
Speaker 1: Smith and joining the program at seven twenty Ryan James
Speaker 1: money Monday, of course at eight oh five the meantime
Speaker 1: over to the phone before we get the local stores.
Speaker 1: I got Gym on the phone. Gym, thanks for holding
Speaker 1: over the Breake. Welcome to the program.
Speaker 12: Good morning, Brian, Hey, I have some guilt on my consciousness.
Speaker 12: This morning. I brought my grandchildren to the Museum Center.
Speaker 12: And you know, after you go through the ice ages
Speaker 12: and how the earth has been evolving, and then you
Speaker 12: go through the section where, oh, my goodness, where doomsday
Speaker 12: is about to come, you know, global warming, and on
Speaker 12: and on on. I'm dealing with a little bit of
Speaker 12: how do I deal with that? And then I've got
Speaker 12: a couple of good suggestions for your what you described
Speaker 12: your situation you're going through here starting out this week, okay,
Speaker 12: And I'll give you an example. A neighbor up the
Speaker 12: road came to my place and he goes, Wow, I'd
Speaker 12: like to help you out whatever you're doing. Just tell
Speaker 12: me what to do. And we started into some projects.
Speaker 12: And the point is, he said, Josh, you've never worked
Speaker 12: me so hard. He's retired. He goes, I go home,
Speaker 12: worn out, but I can't wait to get back. And
Speaker 12: in the morning he's here first thing in the morning,
Speaker 12: and he'll be here this morning. Just want to do things.
Speaker 12: And my point is this, if you can't sleep well
Speaker 12: at night, or carter in the evening. If you can't
Speaker 12: sleep well at night, take a longer walk and have
Speaker 12: some animals, whether they're you know, domestic or in my case,
Speaker 12: my shape and my goats and my chickens, and do
Speaker 12: a project for them. And the more you wear yourself out,
Speaker 12: the better you sleep, and oh, you can't wait to
Speaker 12: get up.
Speaker 10: In the morning.
Speaker 1: Maybe I didn't explain myself. I didn't explain it. I
Speaker 1: rarely ever have any problem sleeping. It was my dreams
Speaker 1: that were bothering me. I was having a difficult night
Speaker 1: dealing with this recurring dream that kept waking me up
Speaker 1: and leaving me with a very disturbing feeling. It's like,
Speaker 1: you know, you get emotionally upset if a pet dies
Speaker 1: or a relative dies, or something that's a genuine human emotion.
Speaker 1: Sometimes dreams will bring about feelings of genuine human emotion
Speaker 1: in spite of the fact that the dream makes absolutely
Speaker 1: no sense. In this particular case, the dream was I
Speaker 1: had no idea recollection, something tells me how to do
Speaker 1: with the Russians or something. But the point of it
Speaker 1: inside the dream that was making me very uncomfortable didn't
Speaker 1: make any sense, and I kept having Every time I
Speaker 1: woke up, I processed the dream. I told myself, why
Speaker 1: are you feeling this way? Why are you feeling and
Speaker 1: expressing genuine human emotions that are keeping you from getting
Speaker 1: a good night's sleep over the preposterous point that you're
Speaker 1: dreaming about go back to sleep, right back into the dream,
Speaker 1: and right back into the uncomfortable feeling. So that's where
Speaker 1: it came from. So I lost. I didn't have a
Speaker 1: very good night's sleep, not because I don't sleep well.
Speaker 1: I normally sleep well. I just normally don't have disturbing dreams.
Speaker 12: Oh I missed that part. I'm sorry, but here's what
Speaker 12: I found. When I have those deep dreams, I'm saying
Speaker 12: to myself, Wow, I'm really sleeping the best of all,
Speaker 12: and I tell myself get back into that dream that
Speaker 12: tells me I'm sleeping the best of all.
Speaker 1: Well, Jabe, you're over analyzing it.
Speaker 2: For me.
Speaker 1: I'm a very good sleeper. I have many sleep techniques
Speaker 1: that I've mastered over the years to help me get
Speaker 1: a good night's sleep. It's just occasionally, like I mentioned,
Speaker 1: last night wasn't one of those nights, and it was
Speaker 1: because of this weird, weird, weird dream that seemed to
Speaker 1: happen over and over and over again. So I appreciate
Speaker 1: your willingness to help me out on that, but this
Speaker 1: is not a regular problem for me at all. It's
Speaker 1: not for lack of work or inability to go to sleep.
Speaker 1: I got really good processes to get me to sleep.
Speaker 1: So I've long ago it was a different story, you know,
Speaker 1: the whole you know, all the emotions of the day
Speaker 1: and the things you got to do tomorrow and everything
Speaker 1: you thought about, and all that stuff would flow through
Speaker 1: your mind at the wrong time, and that's the time
Speaker 1: when you're supposed to go to sleep. So those days
Speaker 1: are long long past. Sometimes maybe it's something I ate.
Speaker 1: I don't know, but that was the dreams. Anyhow, I
Speaker 1: appreciate the effort. Let's see six thirty four real quick
Speaker 1: here again one local story and probably get in here.
Speaker 1: Twenty one year old man dad after losing control of
Speaker 1: a vehicle hit a tree. Happen on a Saturday morning
Speaker 1: in Saint Clair Township. According to the Butler County Sheriff's Office.
Speaker 1: Along with first responders from the fire department, they showed
Speaker 1: up for this single vehicle crash US one twenty seven
Speaker 1: year mile Post eight about six o'clock in the morning.
Speaker 1: They found a twenty one year old man driving an
Speaker 1: SUV Mitsubishi, specifically southbound on US one twenty seven, lost control.
Speaker 1: The vehicle veered off to the right side of the
Speaker 1: roadway and hit a tree. Man found dead at the scene.
Speaker 1: Sheriff's office hasn't identified the man killed in the crash.
Speaker 1: Butler County Serious Traffic Accident Reconstruction Team investigating the cause
Speaker 1: of the crash. Sheriff's office said alcohol and speed do
Speaker 1: appear to be factors. Six point thirty five right now,
Speaker 1: fifty five k C detalk station, don't go away. There's
Speaker 1: more to talk about. First though, Affordable Medical Image. They
Speaker 1: were aready here from Ulysses day. Ulyssy's going to join
Speaker 1: the program at six forty for our care Seacare session
Speaker 1: and he's from Affordable Imaging Services, good man. Matter of fact,
Speaker 1: Ulysses operated the equipment when I was there and I
Speaker 1: got my CT scan, I saved heap loads of money.
Speaker 1: A CT scan with a contrast is six hundred dollars
Speaker 1: at Affordable Imaging Services, and that will cost you thousands
Speaker 1: of dollars. Maybe your insurance company will cover a big
Speaker 1: chunk of it. But why would you go to a
Speaker 1: hospital imaging department where they use the same kind of
Speaker 1: equipment as Affordable Imaging Services does and get charged five
Speaker 1: thousand or maybe even more, when Affordable Imaging will do
Speaker 1: the same thing for the maximum will be six hundred
Speaker 1: dollars CET with a contrast, you don't get a contrast.
Speaker 1: It's only four hundred and fifty bucks. Echo cardiogram four
Speaker 1: hundred and ninety five bucks. I could set you back
Speaker 1: two twenty five hundred dollars and MRIs four ninety five
Speaker 1: without six forty five with a contrast over to the hospital,
Speaker 1: maybe thirty five hundred, maybe four thousand could be more,
Speaker 1: and they'll probably separately bill you for the radiologist report.
Speaker 1: Every image at Affordable Imaging Services comes with a board
Speaker 1: certified radiologist report, including that low price. So it makes
Speaker 1: perfect sense to me, and clearly it did because I
Speaker 1: went there and uh, it's low overhead. Just keep that
Speaker 1: in mind. Low overhead, but again same equipment and same
Speaker 1: professionals operating. It makes a huge, huge difference to your
Speaker 1: bottom line. You have a choice, you're allowed to go
Speaker 1: where you want when it comes to your medical care.
Speaker 1: My doctor had literally no problem whatsoever with me getting
Speaker 1: my image done. Affordable Imaging Services the number five one
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Speaker 6: This is fifty five krc an iHeartRadio station.
Speaker 2: What's up everybody, It's Peter Schrager.
Speaker 1: That is six thirty nine here fifty five krc DE
Speaker 1: talk station, and I try to have a happy Monday if
Speaker 1: you can five one three seven four nine fifty five
Speaker 1: hundred eight hundred eight two three talk over a fifty
Speaker 1: five carecy dot com on the podcast page. Again, the
Speaker 1: help Squad could use your help because they want to
Speaker 1: help some folks on life's margins, and Brian Iboy joined
Speaker 1: the program last week and talked about that could use
Speaker 1: some charitable contributions, some items. There's all kinds of ways
Speaker 1: you can help folks out and help Squad five on'
Speaker 1: one c three charity is doing that each and every day,
Speaker 1: but it takes folks like you and me to help
Speaker 1: them accomplish their goal of helping people who truly need
Speaker 1: that assistance. So please please please consider them make a donation,
Speaker 1: and for those folks out there, and thank you. I
Speaker 1: had a few people reach out to me like they
Speaker 1: don't have their address. I want to mail a check.
Speaker 1: People still write checks and people still use the mail.
Speaker 1: And for those folks out there, I think he updated
Speaker 1: the website to include the address, but I know there's
Speaker 1: a link there that allow you to that will help
Speaker 1: you donate, and then they'll also take time and as
Speaker 1: well as other contributions. So the help squad right there
Speaker 1: also Peter Bronson in studio for a full hour. I
Speaker 1: so enjoyed that conversation. Fascinating look at his book Promised Land,
Speaker 1: How the Midwest was one, and some just fascinating stories.
Speaker 1: Peter Bronson. It's just a wonderful, wonderful conversationalist and a
Speaker 1: great author. So I recommend getting a copy of the book.
Speaker 1: And he's got a special going on as a discount.
Speaker 1: I think you get certain percentage off. He can buy
Speaker 1: several of his books. They're all great, all focusing on
Speaker 1: the greater Cincinnati area and the region in terms of
Speaker 1: its history. So right there is the link of fifty
Speaker 1: five carecy dot Com. Of course Tech Friday with Dave
Speaker 1: Hatter as well. You try Heart Media out there as well.
Speaker 1: I had a couple of stories I thought, well why
Speaker 1: not go ahead and get this one in here. First off,
Speaker 1: Gallup did a study on gun ownership, and obviously I've
Speaker 1: mentioned many times over here, so I am a gun owner.
Speaker 1: I exercised my Second Amendment rights all the time I
Speaker 1: like going to the range of blow a couple of
Speaker 1: gun clubs. So that's just me. You know, everybody's got
Speaker 1: their own hobbies. Happened to be mine. I find no
Speaker 1: problem with that. If you do, sorry, welcome to the
Speaker 1: world where you have a second amendment And I'm not alone.
Speaker 1: Gallup did some breakdown of by politics and gender on
Speaker 1: gun ownership. Gallup apparently divided the decades of the survey
Speaker 1: results into six year groups. Found that nineteen percent of
Speaker 1: Republican women own guns between the between twenty twenty twelve,
Speaker 1: So for that little slice of time, nineteen percent. Fast
Speaker 1: forward between I guess twenty thirteen and now thirty three
Speaker 1: percent of Republican women are now firearms owners, so almost
Speaker 1: doubling more Republican women now own guns than Democrat men
Speaker 1: only twenty nine percent of own a weapon. And I
Speaker 1: always laugh at these kind of things because you know,
Speaker 1: when people talk about political unrest and when you see
Speaker 1: like the woke Occupy Wall Street types, those aren't exactly
Speaker 1: conservative young people in that group. And if it really
Speaker 1: came down to push to shove, and no, I'm not
Speaker 1: advocating for it, and I never want to experience a
Speaker 1: day where we experienced some form of literal civil war
Speaker 1: or civil unrest. I happen to feel as though I'm
Speaker 1: on the right side of the ledger and politically speaking,
Speaker 1: given my firearm ownership, six out of ten Republican men
Speaker 1: own guns, again compared to twenty nine percent of Democrat women.
Speaker 1: Gun ownership among independent men five percent down over the
Speaker 1: same period. They only have thirty nine percent or firearms owners.
Speaker 1: So six out of ten Republican men owned guns. When
Speaker 1: viewed outside of political identification, forty three percent of all
Speaker 1: men and twenty percent of all women likely own guns.
Speaker 1: Thank you to my buddy A. W. R. Hawkins for
Speaker 1: bringing that to my attention. Now flipping over to an
Speaker 1: illustration of someone who doesn't understand when you are able
Speaker 1: to use deadly force. This social media post from last
Speaker 1: year has resurfaced given the discussion about the one elected
Speaker 1: official now in Congress, a guy who identifies as a woman,
Speaker 1: about what restroom that person's going to be using libs
Speaker 1: of TikTok x account reposted the video last Friday and
Speaker 1: it's been viewed millions of times. Representative Nancy Masa South
Speaker 1: Carolina is the one who introduced the resolution covering the
Speaker 1: Capital Complexes restroom is a response to the election of
Speaker 1: Sarah McBride. That's the Delaware at Large congressional seed. Sarah McBride,
Speaker 1: a man identifying as a woman. So this whole idea
Speaker 1: about men being and women's bathrooms is a subject matter
Speaker 1: being dealt with in congress. Nancy mace reposted this video
Speaker 1: as well, got several hundred thousand people viewing it from
Speaker 1: her site.
Speaker 4: Again.
Speaker 1: The video originally posted on TikTok last year. Someone described
Speaker 1: it as an activist Tara Jay, dared opponents to prevent
Speaker 1: his entry into a woman's restroom. Here's what the activist
Speaker 1: had to say, I dare you to try and stop
Speaker 1: a transgender woman am my presence from using the bathroom.
Speaker 1: It will be the last mistake you ever make. This
Speaker 1: is a call to action and a call to arms.
Speaker 1: To everybody within the United States that are scared, worried
Speaker 1: you have children that are transgender, lesbian, by or gay.
Speaker 1: This is a call to action. You need to arm up,
Speaker 1: playing simple and go out and buy a gun, learn
Speaker 1: how to use it efficiently, through and through because the
Speaker 1: time to act is now. You need to protect yourself
Speaker 1: and need to protect your fellow transgender brothers and sisters,
Speaker 1: and theys and thems need to protect the rest of
Speaker 1: us in the LGB community as I am going to
Speaker 1: do myself. I do not fear Christians. I do not
Speaker 1: fear Conservatives, I do not fear Evangelicals, and I do
Speaker 1: not fear Republicans. They just talk a big game, that's
Speaker 1: all they do. But Heaven forbid you do something in
Speaker 1: my presence. You're going to know what fear actually feels like.
Speaker 1: Close quote. Now, I take away from that that this
Speaker 1: person is suggesting that you can use deadly force in
Speaker 1: a situation where you object to a guy walking into
Speaker 1: a women's bathroom. Is your life threatened? Are you an
Speaker 1: eminent apprehension of grievous bodily harm or death? I think
Speaker 1: these firm answer on that is absolutely no. And if
Speaker 1: you were to be well, use firearms in that particular situation.
Speaker 1: Use deadly force in a situation where you are not
Speaker 1: literally threatened with grievous bodily harm or eminent apprehension to death,
Speaker 1: You're going to go to jail. You will be prosecuted
Speaker 1: for that. I don't care what your profess sexuality is
Speaker 1: or what you claim to be for whether it's male
Speaker 1: or female. You can't use deadly force under those circumstances.
Speaker 1: It's just interesting that nobody brought that up when taking
Speaker 1: a look at this idiot's pronouncements six forty seven and
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Speaker 1: week at my wife's car the oil change. I love
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Speaker 1: It's foreign X. That's Foreign letter X dot com.
Speaker 5: Fifty five KRC fifty two.
Speaker 1: Fifty five kair CD talk station, Happy Monday and Christopher
Speaker 1: Smithman coming up at the next hour. Can't happen soon enough?
Speaker 1: Real quick word here from my good friends at James
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Speaker 1: head on into the showroom. Nice, nice people there, ninety
Speaker 1: five to fifty five Main Street in Montgomery. A little
Speaker 1: shottenfreudy going on and pardon me, I'm clearing my voice
Speaker 1: yet again. MSNBC. The ratings just plummeted, So you can
Speaker 1: kick back and smile about that. One a period of
Speaker 1: just over two weeks since the election, MSNBC ratings have
Speaker 1: dropped fifty four percent and their Nielsen ratings are down
Speaker 1: forty percent year over one. Anonymous MSMEBC commentator, we were
Speaker 1: so Harris propaganda that when she law, viewers were shocked.
Speaker 1: Also shocked Rachel Maddow. Now it's one thing. When you
Speaker 1: hear about she is taking a five million dollars salary cut,
Speaker 1: You're like, holy cow. You mean Rachel Maddow actually made
Speaker 1: more than five million dollars a year so they could
Speaker 1: cut her salary five million. Yeah, this is mind blowing
Speaker 1: to me. Rachel Maddow's salary, according to The New York Post,
Speaker 1: was thirty million dollars, and she walked out of the
Speaker 1: contract negotiations. I guess this month and taking a salary cut,
Speaker 1: so you know, boohoo, woe is me. She's only making
Speaker 1: twenty five million dollars annually. One anonymous executive quota of saying,
Speaker 1: this is a difficult time and they need to keep her.
Speaker 1: No one else can do what she does. You can't
Speaker 1: build a brand life I could overnight. Meanwhile, Joe Rogan
Speaker 1: and Elon Musk were joking around about buying MSNBC. Joe
Speaker 1: Rogan said he would take her spot. He said, if
Speaker 1: you buy MSNBC, I would like Rachel Maddow's job. I
Speaker 1: will wear the same outfit and glasses and I will
Speaker 1: tell the same Wise, oh, those two. It's got to
Speaker 1: be fun. It's one thing you can say about the
Speaker 1: Trump lineup so far. It's certainly going to be fun.
Speaker 1: And I am really, really, I remain perhaps overly enthusiastic
Speaker 1: about DOGE and the work it can do. That Department
Speaker 1: of Governmental Efficiency, lots of ideas and a lot of
Speaker 1: people stepping up to the plate with great ideas in
Speaker 1: ways to cut the size and scope of the federal government.
Speaker 1: And I welcome that all day long, six fifty five
Speaker 1: right now. Welcome your phone calls you want to call
Speaker 1: in before Christopher comes on the program, mister smith Aman
Speaker 1: and the smith event will take place at say twenty
Speaker 1: I'll be right back after the news. Your voice, thank
Speaker 1: you for taking my call.
Speaker 12: Your country gives us all somewhat to think about.
Speaker 1: Fifty five KRC the Talk Station. This report is sponsored
Speaker 1: by Survive.
Speaker 13: If you're hungry for information and entertainments, then you're in
Speaker 13: the right place.
Speaker 4: Let's go get some more.
Speaker 1: Fifty five KRS the Talk Station seven oh six at
Speaker 1: fifty five KR s the Talk Station. Hope you're having
Speaker 1: a decent Monday. Always welcome to have phone calls here
Speaker 1: on the fifty five KRC Morning Show, so feel free
Speaker 1: to call top it crosses your Mind five one, three, seven,
Speaker 1: four nine, fifty five hundred, eight hundred and eight two
Speaker 1: three Talk down five fifty on eight and T phones,
Speaker 1: fifty five KRC dot Com for r iHeart Media app
Speaker 1: and for all the podcast asked and get a copy
Speaker 1: of Peter Bronson's most recent book, when You're over there,
Speaker 1: great book. It is All of them by Peter Bronson
Speaker 1: are great. Coming up in twenty minutes Christopher Smithman, Vice
Speaker 1: former Vice Mayor of the City of Cincinna with this
Speaker 1: smither event. We'll do money Monday and in one hour.
Speaker 1: Today's topics of Brian James Golden Sachs saying investors should diversify,
Speaker 1: which I always thought was the case. Details on that
Speaker 1: with Brian money goals to finish out twenty twenty four,
Speaker 1: How to lower your twenty twenty four tax bill. I
Speaker 1: like that idea. And then final topic the best places
Speaker 1: to retire and careseee Cares. Ulysses Days from Affordable Medical
Speaker 1: Imaging joined the program in et forty to talk about
Speaker 1: the benefits of getting your medical imaging done there. Money
Speaker 1: is the bottom line, So looking forward to having Ulysses
Speaker 1: on the program.
Speaker 10: He's good guy.
Speaker 1: Without further ado, I you know, no direction where to
Speaker 1: go this morning. Kind of been struggling that way. Apologies
Speaker 1: for my just not being quite completely with it today. Terrible,
Speaker 1: terrible tear, terrible night's sleep last night. I'm just trying
Speaker 1: to explain myself, but apologies in advance, but this one
Speaker 1: freaked me out. I'm obviously as worried as many many
Speaker 1: people are about the fifteen to twenty million or so
Speaker 1: illegal immigrants who have come into this country in a
Speaker 1: very short period of time, and it was interesting. I
Speaker 1: had this article I wanted to get to and just
Speaker 1: got done scanning through Facebook, and there was an overhead
Speaker 1: image of the city of Cincinnati. It was like from
Speaker 1: five miles up thirty thousand feet and you can see
Speaker 1: the whole Greater Cincinnati area. And I'm familiar with the
Speaker 1: population of the Greater Cincinnati area. And when you look
Speaker 1: at all of that housing, all of those buildings, all
Speaker 1: of that land, and all of the people that live
Speaker 1: and thrive, and the various communities that are represented in
Speaker 1: that one small photograph there, you're talking about maybe a
Speaker 1: million total people or something along those lines that are
Speaker 1: in that photograph. I mean, the city of Cincinnati is
Speaker 1: less than three hundred thousand residents within the city limits,
Speaker 1: at least that's my recollection. You're talking about twenty million
Speaker 1: people have been added to the United States, just almost
Speaker 1: on a flip of a switch, and many of whom
Speaker 1: we don't know why they're here. And there's very very
Speaker 1: interesting groups of people. My biggest concern, at least as
Speaker 1: I've expressed out loud, has been the significant number of
Speaker 1: military age Chinese men, Chinese Communist Party presumably men, and
Speaker 1: So with that, we have Texas Governor at Greg Abbott,
Speaker 1: who's been on this. He issued just recently two more
Speaker 1: executive orders targeting the Chinese Communist Party influence in the
Speaker 1: state of Texas. And I'm reading this going, wait a minute,
Speaker 1: why isn't this an effort more broadly taken on by
Speaker 1: the federal government, And is the federal government doing anything
Speaker 1: anything along the lines of what Governor Greg Abbott is doing.
Speaker 1: See an initial LI on November eighteenth aimed at protecting
Speaker 1: local dissidents from the Chinese regime's harassment. Now we have
Speaker 1: actual members of the Chinese Communist Party that are harassing
Speaker 1: Chinese individuals in the United States that are being critical
Speaker 1: of the Chinese Communist Party. You read about that police
Speaker 1: station they found in New York City, not really a
Speaker 1: police station, some vehicle for the Chinese Communist Party to
Speaker 1: basically go around and harass and almost sort of arrest
Speaker 1: members in the Chinese community who are not abiding. But anyway,
Speaker 1: Abbott sign executive rot GA forty nine on November twenty
Speaker 1: it's the safeguard critical infrastructure from cyber attacks. And then
Speaker 1: there was the other order GA forty eight day before
Speaker 1: to protect Texans from the espionage operations. Now, the order
Speaker 1: number for GA forty nine directs to the Texas Division
Speaker 1: of Emergency Management the Public Utility Commission of Texas to
Speaker 1: prepare for any but potential cyber attacks aimed at the
Speaker 1: state's critical infrastructure. Now, this is just getting ahead of
Speaker 1: a problem planning which everyone should be doing. But under
Speaker 1: the order two agencies create a task force to study
Speaker 1: potential vulnerabilities in the government systems and critical infrastructure, run
Speaker 1: response simulations to cyber attacks, and put together committee of
Speaker 1: state agencies in order to simulate a restart of Texas's
Speaker 1: electric grid in the event of a foreign attack. According
Speaker 1: to abbodist statement, China has made it clear that they
Speaker 1: can and will target and attack America's critical infrastructure. Texas
Speaker 1: will continue to protect our critical infrastructure to ensure the
Speaker 1: safety of Texans from potential threats by the Chinese Communist
Speaker 1: Party or any hostile foreign government. Now reference in the
Speaker 1: article was that volt typhoon, which the Chinese Communist Party
Speaker 1: had installed in pretty much everywhere in the United States communications, energy, transportations, water,
Speaker 1: the wastewater system. It was dismantled back in January, but
Speaker 1: had been floating around out there, according to the people
Speaker 1: involved in this, for at least five years. That's what
Speaker 1: the Cybersecurity and Infrastructure Security Agency said back in February,
Speaker 1: So five years of that potentially, I would say life
Speaker 1: ending virus in all these critical infrastructures. And I say
Speaker 1: life ending because if he can stop the electricity from
Speaker 1: flowing and the fuel from flowing or the water from flowing,
Speaker 1: you obviously are going to put lives at risk in
Speaker 1: a substantial way. You also run the risk of chaos
Speaker 1: in the streets when everything shuts down. Governor's order also
Speaker 1: ceted FBI Director Christopher Ray's warnings from April, where he
Speaker 1: said China, in his words, has made it clear that
Speaker 1: it considers every sector that makes our society run as
Speaker 1: fair gain in its bid to dominate the world stage.
Speaker 1: Now you can draw your own conclusions whether he was
Speaker 1: overstating the case. I don't think necessarily that he was.
Speaker 1: And back in Texas, this order GA directs all state
Speaker 1: agencies and institutions of higher education to harden their systems
Speaker 1: from potential infiltration by hostile actors, including more thorough background
Speaker 1: checks on state employees and contractors who can access critical infrastructure.
Speaker 1: And there's where your worry comes in about people who
Speaker 1: have come across the Southern border, or anyboce else for
Speaker 1: that matter, anybody involved with the Chinese Communist Party who's
Speaker 1: applying for a job. Yeah, I'd like to think you
Speaker 1: do background checks. And no, it is not racist for
Speaker 1: me to say that, And always defend yourself against allegations
Speaker 1: of racism. You're talking about a political party, not individuals
Speaker 1: of Chinese descent. I suppose you can be a defender
Speaker 1: of a believer in Chinese Communist Party political philosophy and
Speaker 1: not have any Chinese in you at all. From a
Speaker 1: genetic perspective, State agencies are going to be banned from
Speaker 1: contracting companies owned or controlled by a foreign adversary government.
Speaker 1: According to these orders, bidding companies must prove that none
Speaker 1: of its holding companies or subsidiaries is owned by a
Speaker 1: foreign adversary government. According to the statement issue last week,
Speaker 1: faculty members and higher education institutions are now banned from
Speaker 1: taking part in any foreign recruitment program by a foreign
Speaker 1: adversary nation. China specifically mentioned, notably the China Thousand Talents program,
Speaker 1: which apparently is one of the things that the Chinese
Speaker 1: regime has maintained for decades to attract to China experts,
Speaker 1: experts maybe coming from our own higher institutions, higher learning.
Speaker 1: They pluck them and get them to go work in
Speaker 1: China's one of the things they do. FBI warned on
Speaker 1: its website the Chinese talent programs posts threats to our
Speaker 1: national security and usually involved undisclosed and illegal transfers of
Speaker 1: US intellectual property to China, which is part of this infiltration.
Speaker 1: If you're not making it up and building it yourself,
Speaker 1: you just reverse engineer it or simply steal the technology
Speaker 1: from American companies. So I'm happy to see that Greg
Speaker 1: Abbott is on it. But these are frightening things that
Speaker 1: he's saying, and he is obviously trying to protect the
Speaker 1: citizenry of the State of Texas, but clearly given volt
Speaker 1: Typhoon as a reference, and you know the broader implications
Speaker 1: we have here in the United States with foreign threats
Speaker 1: and foreign actors, and of course it's not just the
Speaker 1: Chinese Communist Party, it's literally anybody who does not well
Speaker 1: play nicely with the United States. And you can go
Speaker 1: ahead and come up with your own list of countries,
Speaker 1: including Iran and Russia and North Korea, et cetera, et cetera,
Speaker 1: et cetera. So someone's gonna have to get a handle
Speaker 1: on our security. And I can only pray and hope
Speaker 1: that the Trump administration really does a great job in
Speaker 1: cracking down on these very very, very legitimate and I
Speaker 1: will underscore the word existential threats to our country. Feel
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Speaker 6: This is fifty five KRC, an iHeartRadio station.
Speaker 1: You've never been to an event like this on a Monday.
Speaker 1: Thank god, it is too taking the weight off of
Speaker 1: my shoulders. Welcome back to the fifty five KRC Morning Show.
Speaker 1: Former Vice Mayor of the City of Cincinnati, Christopher Smith Aman.
Speaker 1: We'll call him Grandpa Smithman. Welcome back for the Smith event.
Speaker 1: Good to hear from me, Christopher. Good, I'm fire.
Speaker 2: I've been listening. I've been listening this morning to you,
Speaker 2: and I hope I can get that blood boiling.
Speaker 1: And man, I hope so too.
Speaker 2: As you've been saying, I've been listening.
Speaker 1: I joke around. I say, you know, some days I
Speaker 1: feel like I'm firing on about four of eight cylinders.
Speaker 1: Today I feel like it's like one of eight. I
Speaker 1: have no idea other than the terrible night's sleep I
Speaker 1: got last night. I feel like something is really wrong
Speaker 1: with me inside. I don't know. I don't know what
Speaker 1: it is. And I apologize again to my listeners for
Speaker 1: feeling this way and saying it out loud. It is
Speaker 1: not something I want to try to unload. I'm just
Speaker 1: trying to explain myself, is all I'm trying to do.
Speaker 1: So thank you for joining the program, Christopher. I always
Speaker 1: enjoy our conversations regardless.
Speaker 2: Well, brother, you sound good to me, and let me
Speaker 2: just start off by talking about what I think is
Speaker 2: one of the biggest stories coming up next year, which
Speaker 2: is the possibility of World War three. Oh yes, and
Speaker 2: President Biden made a decision in the last sixty days
Speaker 2: of his presidency to give Ukraine long range missiles. Now
Speaker 2: I have no idea who is in his cabinet and
Speaker 2: who is advising you. They spent the last three and
Speaker 2: a half years giving them shells, giving them almost being
Speaker 2: sarcastic slingshots, and in the in the eleventh hour, he
Speaker 2: turns around and says, We're going to give you the
Speaker 2: ability to hit Russia in the in the center of
Speaker 2: their cities knowing had to have known that that would
Speaker 2: escalate the war. Obviously, Russia Putin responded with their own
Speaker 2: long range missile into Ukraine and then started threatening nuclear war.
Speaker 2: This has been like over the last three and a
Speaker 2: half years as people have been watching the policies of
Speaker 2: this administration. Their international policies are foreign policies, and they
Speaker 2: they're schizophrenic. It just doesn't make any sense. And all
Speaker 2: they're doing is making it more difficult for the incoming administration.
Speaker 2: And I don't want to be cynical Brian Thomas this morning,
Speaker 2: but it seems like that's on his agenda over the
Speaker 2: next sixty days. I wish President Biden which just go
Speaker 2: somewhere and sit down, just like in the Amazon when
Speaker 2: he gave that speech, he turned around and walked casually
Speaker 2: into the jungle. That's what we need to have happen
Speaker 2: right now.
Speaker 1: Well, and here's the there's two other challenges that are
Speaker 1: involved here. First off, based I mean in springing from
Speaker 1: your point about him yet again wandering away. We all know,
Speaker 1: and the problem for the Democrats and this most recent
Speaker 1: election was that Joe Biden was not really fit for
Speaker 1: office and then kept trying to cover up for his
Speaker 1: cognitive impairments, which points out Joe Biden isn't really the
Speaker 1: one making the decisions. He is the commander in chief
Speaker 1: of the American military, but I firmly believe that he
Speaker 1: has nothing to do with the decision making, and that
Speaker 1: someone else, one of the puppet masters, one of the
Speaker 1: string masters, for whatever reason, maybe to make it more
Speaker 1: difficult with Trump, or because they want maybe the war,
Speaker 1: the baut break of World War three to actually happen,
Speaker 1: approve these long range missile sales to Ukraine. Point number two,
Speaker 1: it's not Ukraine's military that's using or operating them. I
Speaker 1: don't know if our American military personnel who are required
Speaker 1: to shoot these missiles. You have to have the intelligence
Speaker 1: security level clearance to operate them, you need the United
Speaker 1: States military equipment, hardware, and connectivity to have them work,
Speaker 1: and they are required by all accounts to be operated
Speaker 1: by American military personnel. So are we subbing out our
Speaker 1: American military personnel and then letting them operate at the
Speaker 1: direction of Ukrainian generals, or is the American military itself
Speaker 1: making a decision on where to shoot these missiles? And
Speaker 1: then finally we have to observe that. At least according
Speaker 1: to everybody I've heard from, including Daniel Davis that comes
Speaker 1: on the show every Tuesday, they didn't really hit much
Speaker 1: with them. They get shot down. Russia's got a dome
Speaker 1: system just like ours, are actually even better, so they're
Speaker 1: fairly ineffective. They represent a serious threat from you know,
Speaker 1: the idea of shooting way into the interior of Russia
Speaker 1: operated by and fired by American military personnel, which RUSSI
Speaker 1: views as a direct active war by the United States,
Speaker 1: leading US potentially to World War three, and then ultimately
Speaker 1: they don't really achieve a whole lot because they can
Speaker 1: apparently be easily shot down if the military refers to
Speaker 1: this as a Charlie Foxtrott situation. Let's stop right now,
Speaker 1: Christopher back, Hey, you got me riled up a little
Speaker 1: bit there, Christopher, hold on a second. We'll come back
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Speaker 1: Here's your weather forecast from Channel nine. Overcast day to day,
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Speaker 1: up high a fifty eight down to thirty seven overnight,
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Speaker 14: Southbound seventy five continues to run a couple of extra
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Speaker 4: Fifty five k R and see deep talk station.
Speaker 1: It's seven point thirty on a Monday, and a happy
Speaker 1: one to you have Money Money with Brian James coming
Speaker 1: up after the top of the hour. In the news meantime,
Speaker 1: A welcome edition to the fifty five krrecy Morning Show
Speaker 1: every Monday. Christopher Smithman with the smither vent. Let's kick
Speaker 1: it back in gear.
Speaker 15: Christopher, Look brother, I'm gonna get your boil, your blood
Speaker 15: boiling again. The MSNBC story is a big story to
Speaker 15: your listening audience, because at the heart of it, it's
Speaker 15: about a broadcast, our major mainstream media outlet lie to
Speaker 15: the American people for years, and the public rejected them
Speaker 15: in this last election. And so it's not just about
Speaker 15: their ratings, meaning that's the outcome. It's about the public
Speaker 15: voting with their eyeballs saying I don't trust you.
Speaker 2: You've been lying to me. You've been saying the laptop
Speaker 2: didn't exist. You've been saying that the guy who won
Speaker 2: with Hitler are fascists. You've been saying things like Russia, Russia, Russia,
Speaker 2: that this collusion happened between the former president and Russia.
Speaker 2: And that was the key story. You name the lie,
Speaker 2: that's what they were doing. And the public said, we
Speaker 2: don't trust you anymore. That's why they're not watching the station.
Speaker 2: And so they're listening to your show because they trust you,
Speaker 2: Brian Thomas. They're not listening to MSNBC because they don't
Speaker 2: trust that show. And they're looking saying, Wow, if you
Speaker 2: were right about all the things that you were saying,
Speaker 2: how in the world is the country meaning the electoral
Speaker 2: process mean, the map, well, how is it all read right?
Speaker 2: And the last thing I'll say about it that really
Speaker 2: burns my butt is what MSNBC did to our friendships,
Speaker 2: our families across this country as we go into Thanksgiving,
Speaker 2: where there are people looking at each other in their
Speaker 2: own families as if they are enemies of each other,
Speaker 2: and they're not. We're all Americans. What MSNBC did, and
Speaker 2: this is exactly what communist countries do with their state
Speaker 2: media is they lie, lie, lie, and they turn us
Speaker 2: from the inside. So there's so much internal fighting. Think
Speaker 2: about the families that they've destroyed this Thanksgiving or this
Speaker 2: Christmas with all of their lives, no balanced news for
Speaker 2: two years, and people are sitting around saying, I don't
Speaker 2: even like my mother, I don't like my father or
Speaker 2: my uncles, I don't like my brother. I'm not going
Speaker 2: to the holiday dinner because of the things they were
Speaker 2: watching and listening on MSNBC. Brian Thomas, same on them.
Speaker 2: I have no mercy that no one or the viewership
Speaker 2: has dropped fifty something percent.
Speaker 1: And I agree. And MSBC is just one of a broader,
Speaker 1: you know reality that we're facing now in an internet
Speaker 1: driven world where there's so many you know, very clearly
Speaker 1: defined politically motivated outlets where you're in this echo chamber
Speaker 1: and you're not hearing any balance. You're not hearing a thoughtful,
Speaker 1: engaged conversation between people on different side of the political ledger.
Speaker 1: I mean, that's not what they're all about. They're all
Speaker 1: about perpetuating one side of a political message and then
Speaker 1: the other part. To your point about dividing family members,
Speaker 1: that they encourage that division and that hatred, and they
Speaker 1: say that's okay, and you shouldn't sit down with your
Speaker 1: evil Trump supporting uncle or whoever, and that you should
Speaker 1: alienate them as family members. I mentioned that early in
Speaker 1: the five o'clock hour. I mean, we're heading on into Thanksgiving.
Speaker 1: What a joyous time of year this should be. I mean,
Speaker 1: the time to maybe put aside politics and be thankful
Speaker 1: that we're all around each other. We have relatives that
Speaker 1: we can count on, at least hopefully count on. They're
Speaker 1: telling you to alienate yourself from your blood relatives based
Speaker 1: on politics. That is just that's inherently evil. I mean,
Speaker 1: it is evil.
Speaker 2: Brian Thomas is very evil. And even the commercials that
Speaker 2: Vice President Harris rand the one commercial that said lie
Speaker 2: to your spouse, lie to.
Speaker 1: Your partner, Yeah, but who you're voting for me?
Speaker 2: But don't tell them right And I'm going, do you
Speaker 2: have any idea when you're putting a commercial out and
Speaker 2: people are married sixty years, thirty years, twenty years, one year,
Speaker 2: and you're literally promoting that they lie to their significant others.
Speaker 2: I mean, emmel and I could talk about whatever. It
Speaker 2: just doesn't make any sense to me. But it speaks
Speaker 2: to their desire to divide us over all of these
Speaker 2: identity politics kinds of things. And I want to say
Speaker 2: that if someone is listening to you and I talk
Speaker 2: right now, they can turn it around. Don't make the
Speaker 2: mistake of not going to your Thanksgiving holiday different dinner.
Speaker 2: Call your family members up and say, listen, surprise the
Speaker 2: heck out of them. I am coming for Thanksgiving. I
Speaker 2: can sit down next to you. You are not the enemy,
Speaker 2: no matter how you voted. We're family and we're going
Speaker 2: to sit down and have a civil conversation and enjoy
Speaker 2: the holidays together. We've got to promote that because these
Speaker 2: mainstream media outlets like CNN and MSNBC, they've divided our
Speaker 2: American families over the last two years, pushing lives eyes
Speaker 2: this seat and destruction.
Speaker 1: It is evil, well quite evil, and I just have
Speaker 1: to observe where we pause and bring you back from
Speaker 1: more conversation, Christopher, that that commercial, to me, is illustrative
Speaker 1: of their perception of marriage. That to me, in a
Speaker 1: good marriage, you should be able to have a conversation
Speaker 1: with your spouse about anything. I'm not suggesting that you're
Speaker 1: going to always agree with your spouse, but you know
Speaker 1: the idea that you you have to hide your vote
Speaker 1: from your spouse. What kind of foundation is your relationship
Speaker 1: if you can't even talk about who you're going to
Speaker 1: vote for for president of the United States of America. Jeez, Louise,
Speaker 1: hold on, we'll bring Christopher back. It's seven thirty six
Speaker 1: and fifty five KOC talk station. That's the first time
Speaker 1: I smiled this morning, Christopher. Thank you for that twenty
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Speaker 6: This is fifty five karc an iHeartRadio station.
Speaker 5: If you're a business owner.
Speaker 1: Seven one I fifty I parric De Talk station. Always
Speaker 1: look forward to these conversations Brian Thomas with Christopher Smithmen,
Speaker 1: former vice mayor of the City of Cincinnati. Get me
Speaker 1: riled up and at least give me a chuckle there, Christopher.
Speaker 1: I appreciate that this morning, most notably, given how I'm
Speaker 1: feeling today. But what else is on your mind? My friend?
Speaker 16: Have you seen your grandchild yet? By the way, I
Speaker 16: have not, will not until Christmas. But what I am
Speaker 16: doing is opening up an education fund. So I just
Speaker 16: got Social Security numbers and all that. You know what
Speaker 16: I do for a living.
Speaker 1: So financial planner, Christopher smithment, that's the right thing to do,
Speaker 1: my friend.
Speaker 2: Well, let me share this with you.
Speaker 10: Brother.
Speaker 2: I'm gonna I'm gonna get your blood continuing to boil.
Speaker 2: All right, I'm listening to. I'm gonna use one example,
Speaker 2: and that's Oprah Winfrey and her testimonial, her interviews, her
Speaker 2: attendance at rallies for Vice President Harris. We now know
Speaker 2: that millions of dollars were deposited into Harpo, and she's
Speaker 2: confronted her production company. She's confronted about this by some
Speaker 2: reporter and she says, they didn't give me the money.
Speaker 2: Da da da da da da da da. Now it's yes,
Speaker 2: we did get money, we had overhead. The reality of
Speaker 2: this and this is why MSNBC and people like her
Speaker 2: talking about Oprah Winfrey are going to have problems going forward,
Speaker 2: is because the public understands that you had conflicting our
Speaker 2: conflicts of interest. She should have started her interview by
Speaker 2: saying this is paid advertisement, or there's some financial relationship,
Speaker 2: or at least the vice president here campaign is underwriting
Speaker 2: the cost of the production of this show. Something, so
Speaker 2: that the public understood that there was some type of
Speaker 2: financial relationship between the Vice President Harris campaign and Harpo,
Speaker 2: which is owned and controlled by Oprah Winfrey. This is
Speaker 2: what's so bad about politics. And so whether it's Oprah
Speaker 2: Winfrey that got money, whether it's Beyonce who got money,
Speaker 2: or any of the big movie stars that were out
Speaker 2: there promoting her, I'm just sharing with you, Brian Thomas.
Speaker 2: We continue to learn these fact patterns of the lies
Speaker 2: that we were being told during this campaign, and why
Speaker 2: would we vote for someone think about this who ended
Speaker 2: up over twenty million dollars a debt with over a
Speaker 2: billion dollars going through the campaign and lost, Meaning the
Speaker 2: campaign is still out there saying send me money, send
Speaker 2: me money. We overspent by twenty something million dollars. I
Speaker 2: am just shocked because these are people, by the way,
Speaker 2: Oprah Winfrey, who I respected, This is a big mistake
Speaker 2: on her part to stick her nose in the politics,
Speaker 2: to take money from the campaign and not disclose it
Speaker 2: to the public.
Speaker 1: Well, they're out there looking for literally any show business
Speaker 1: woman and a lot of guys too as well. But
Speaker 1: this idea that the election was based upon the sex
Speaker 1: of the president, as if you and I encounter your
Speaker 1: twenty twenty four have any problem whatsoever with a female representative,
Speaker 1: whether it's president or a state rep. A local rep,
Speaker 1: a governor, a mayor. We've been living our whole lives
Speaker 1: with women representing us, and I have never ever had
Speaker 1: any problem whatsoever with it. And it's damn insulting to
Speaker 1: me to suggest that because I'm a guy, I'm not
Speaker 1: capable of voting for a woman, if it's a competent woman,
Speaker 1: if it's a woman that has a plan, if it's
Speaker 1: a woman that offers a better alternative of some guy
Speaker 1: that she's running against, I'm going to vote for her.
Speaker 1: This particular case, Kamala Harris said nothing to run on
Speaker 1: except running away from her own record and the last
Speaker 1: coming up on four years of her administration. No one's
Speaker 1: going to vote for that. No one. Look at what happened.
Speaker 1: Donald Trump won the popular vote. They were counting on
Speaker 1: him losing the popular vote. Knew probably he was going
Speaker 1: to win the electoral college, which is what happened before,
Speaker 1: and that would send him out running into the street
Speaker 1: talking about the unfairness of the United States Constitution. The
Speaker 1: electoral College needs to go. Boy, they got the win
Speaker 1: taken out of their sayers, the sales, the bubble burst.
Speaker 1: He wanted across the board. Why because she is and
Speaker 1: was an incompetent candidate.
Speaker 2: And what I'm trying to relay is, and I'm not
Speaker 2: refuting any of that, I'm saying that this brand of
Speaker 2: Oprah Winfrey, this African American successful billionaire, probably worth three
Speaker 2: or four billion dollars, people respect the brand or respected
Speaker 2: the brand. The goal was to have her come out
Speaker 2: and again persuade African American Democrats to stay on the plantation.
Speaker 2: We're finding out now that she was paid to do it.
Speaker 2: There are people out there who are listening to this
Speaker 2: who may make fifty or sixty thousand dollars a year
Speaker 2: working two or three jobs. They don't have this connection,
Speaker 2: so they look to sometimes these people like Oprah Winfrey
Speaker 2: to say, Hey, what do you think I should do?
Speaker 2: She used her brand to try to manipulate the electorate,
Speaker 2: specifically the minority votes, while taking money from the Vice
Speaker 2: President Harri's campaign. And I just want to highlight that
Speaker 2: because people don't know it. The last thing I want
Speaker 2: to say is Merry Christmas. Why am I saying Merry Christmas? Look, brother,
Speaker 2: I'm standing up for my faith. It's okay for me
Speaker 2: to stand up for my faith. You don't have to
Speaker 2: say happy Holidays to me. This election was about that too.
Speaker 2: It was about the freedom of religion, freedom of expression,
Speaker 2: and so people can say Merry Christmas. People who know me,
Speaker 2: who see me out say Marry Christmas to me. I'm Catholic,
Speaker 2: I'm a Christian. I believe in God. That's me if
Speaker 2: you don't, okay, but you still can wish me of
Speaker 2: merry Christmas. And what Vice President Harris did is she
Speaker 2: made her entire campaign about abortion. See, she thought that
Speaker 2: she could just put these commercials up and tell the
Speaker 2: world that this campaign was all about abortion when you
Speaker 2: and I know, and Oprah Winfrey obviously didn't know a
Speaker 2: multi billionaire, is that this was about the economy, stupid.
Speaker 2: This was about inflation. This was about people paying their rent,
Speaker 2: paying for medicine, paying for their daycare. This was about
Speaker 2: people trying to support their moms and dads who are
Speaker 2: in nursing homes and they can't afford their medicine. This
Speaker 2: was about the economy, putting gas in their vehicles, making
Speaker 2: sure their children could go to a school, and maybe
Speaker 2: just maybe take one vacation a year. This is what
Speaker 2: this was election of what this election was about, Brent Thomas,
Speaker 2: it wasn't about abortion, and even missed the.
Speaker 4: Whole bullseye well.
Speaker 1: And because she had no way of responding to the
Speaker 1: fact that the economy was largely the issue that we
Speaker 1: were all voting about, she had no way to respond
Speaker 1: to that it was on her watch that all this happened.
Speaker 1: She supported these ridiculous multi trillion dollar programs that caused
Speaker 1: the inflation. You know, further to your point about Oprah,
Speaker 1: someone may be out there defending well, wait a second,
Speaker 1: there was overhead costs associated with these events, and Harpo
Speaker 1: Productions did and took on the laboring or and produced
Speaker 1: them or whatever, and that was an expense. And then
Speaker 1: I would my response to that would be to your point, Yeah,
Speaker 1: and Oprah Winfrey is a multi billionaire, she could have
Speaker 1: made that as a campaign contribution, you know, like set
Speaker 1: up a political action community cover all the expenses of
Speaker 1: the Harris campaign associated what Oprah's doing. She didn't have
Speaker 1: to make any profit off of this. She's got a
Speaker 1: bunch of staff. She could have donated their time and
Speaker 1: eaten some of the money and production costs. She didn't
Speaker 1: have to get a check from the Democratic Party to
Speaker 1: do all that. But she took it.
Speaker 2: And what it does, Brian, it just makes you feel
Speaker 2: it wasn't authentic. It took away the authenticity of what
Speaker 2: she was doing and what she was saying. So then
Speaker 2: you have to ask yourself what was her agenda? And
Speaker 2: anybody listening to me, anybody listening to me, right, don't
Speaker 2: say I'm on here hating on Oprah Winfrey, say I'm
Speaker 2: telling the damn truth. I'm just telling you this is
Speaker 2: what happened. Right. You decide as the public, whether you
Speaker 2: believe my position, meaning my analysis of what she did.
Speaker 2: When I saw the interview, I believed that this was
Speaker 2: organic and this was authentic on her part, and now
Speaker 2: I have found out that it wasn't. So it means
Speaker 2: I feel like I was hoodwink or bamboozle, and that
Speaker 2: means that anytime she's doing anything else in the future,
Speaker 2: that's what's going to be in my mind, is Oprah
Speaker 2: with me doing this because she believes in it, because
Speaker 2: once you step into politics, and maybe she didn't understand this, right,
Speaker 2: this is a serious business that we're doing here. This
Speaker 2: is not playing. It's one thing when you're making your
Speaker 2: movies out there in California and you're living whatever kind
Speaker 2: of life you want to live. But when you try
Speaker 2: to influence the United States of America with harpo and
Speaker 2: you're taking money from one political party, you owe it
Speaker 2: to the public to disclose what you're doing. That's all
Speaker 2: I'm saying. My criticism is lack of disclosure on our part,
Speaker 2: and she owes the public not an apology, but she
Speaker 2: owes us an explanation. Just say, Harpo took the money.
Speaker 2: It was two point five million dollars. They came to
Speaker 2: me and wanted me to do this production. It really
Speaker 2: wasn't a campaign of an interview, it was a.
Speaker 1: Production exclamation point, Well stated Christopher Smithman. As is always
Speaker 1: the case, I certainly appreciate your your thoughtful contribution to
Speaker 1: the fifty five KRC Morning Shure every Monday.
Speaker 2: You getting to you brother and all that and your
Speaker 2: kids and congratulations on the upcoming marriage.
Speaker 1: Oh, thank you Mary much, Thanks brother, I appreciate it.
Speaker 1: It's seven to fifty one here fifty five krs the
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Speaker 5: Shopping should feel nicet.
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Speaker 8: Your news, however, should be served up fresh on fifty
Speaker 8: five kr c D talkstation.
Speaker 1: At six fifty five k r c D Talk Station,
Speaker 1: Brian Thomas wishing everyone a very happy Monday and welcoming
Speaker 1: back second what we do every Monday at this time,
Speaker 1: Monday Monday with Brian James Alworths Financials. Brian James giving
Speaker 1: us some good financial tips and helping us prepare for
Speaker 1: our futures together. Brian, welcome back to the morning show,
Speaker 1: my friend. It's always great having you on.
Speaker 13: Good morning and happy Thanksgiving to you and yours and
Speaker 13: all those listeners out there.
Speaker 1: Thanks man, you have no idea how much I am
Speaker 1: looking forward to taking a few days off. Oh my god, yeah,
Speaker 1: I'm taking Wednesday to the rest of the week off.
Speaker 1: So I feel like I really really need it, And
Speaker 1: that when you address something very briefly, it's not on
Speaker 1: your list of stuff. But earlier in the and my
Speaker 1: listeners are quite critical at the top of the hour
Speaker 1: news and I share the criticism. But they mentioned something
Speaker 1: along the lines of how much you needed and I
Speaker 1: can't remember the word to be successful or it was
Speaker 1: in connection with financial planning, how much your annual salary
Speaker 1: needs to be and then how much you have to
Speaker 1: have accumulated in order to achieve whatever they deemed success
Speaker 1: or something. It was like five and a half million dollars,
Speaker 1: And I'm thinking, Wow, what a bubble burster for a
Speaker 1: lot of people out in the world that don't make
Speaker 1: a quarter of a million dollars a year and aren't
Speaker 1: set to retire with five and a half million dollars
Speaker 1: in the retirement count. Doesn't success and happiness and all
Speaker 1: that depend on a whole lot of variables that one
Speaker 1: number cannot alone satisfy.
Speaker 13: Well, there's an old saying, Brian comparison is the thief
Speaker 13: of joy, meaning that if you're looking at your neighbors,
Speaker 13: or your family members or whoever, and you're looking at
Speaker 13: their situation in trying to compare to your own, you're
Speaker 13: never going to be happy.
Speaker 1: Right.
Speaker 13: People who do have five and a half million dollars
Speaker 13: believe me on this because I have conversations along these lines.
Speaker 13: People who do have five and a half million dollars
Speaker 13: look at the people who have ten million dollars and
Speaker 13: yearn to reach that level of status. So I think,
Speaker 13: after thirty years of doing this, what I would say,
Speaker 13: first off is a lot of people have forgotten simple
Speaker 13: math that they learned in high school, don't really have
Speaker 13: a concept of exactly what is needed, and therefore we
Speaker 13: get these kind of rules of thumb. All that really matters, Brian,
Speaker 13: is that your resources support your lifestyle.
Speaker 10: That's it.
Speaker 13: Your resources do not have to support somebody else's lifestyle.
Speaker 13: But that means you got to know where you stand.
Speaker 13: For somebody who has five and a half million dollars
Speaker 13: and that's great. Let's go with this whole perfect situation.
Speaker 13: Five and a half million dollars. You could generate three
Speaker 13: percent safely off of that and pull it out and
Speaker 13: never really worry about the markets going up and down
Speaker 13: in a relatively conservative portfolio, and not really have too
Speaker 13: much of a problem. So that's an awful lot of money.
Speaker 13: That's one hundred and fifty hundred and seventy five thousand
Speaker 13: dollars that you could pull out. That is an addition
Speaker 13: to Presumably this person would also have Social Security checks
Speaker 13: coming in, and yes, there are questions about Social Security.
Speaker 10: But it's not going poof.
Speaker 13: That's another topic for another time, right, So that's a
Speaker 13: two hundred thousand dollars stream of income off that pile
Speaker 13: of money. If you're a person who has never earned
Speaker 13: two hundred thousand dollars or anywhere close, then you've never
Speaker 13: needed that much. So therefore you don't need a five
Speaker 13: million dollar pile to live off of just because somebody
Speaker 13: says that's a rule of thumb. What you need is
Speaker 13: a stream of income that will support the current expenses
Speaker 13: that you have, and an estimate of what healthcare might
Speaker 13: cost and so forth. All of this is a factor
Speaker 13: of financial planning and looking at somebody's very specific situation,
Speaker 13: but it never results in a rule of thumb. How
Speaker 13: we're going to get everybody to five and a half
Speaker 13: million dollars. That is never a conversation that I ever have.
Speaker 1: Thank you very much. I need to put shine a
Speaker 1: light of sanity on that. I just couldn't believe my
Speaker 1: ears when I was hearing that, and I thought, you know,
Speaker 1: it's so like you said, if you're living or trying
Speaker 1: to live vicariously through your neighbors, you're never going to
Speaker 1: be happy. You know, just seek a little bit of
Speaker 1: introspection and personal comfort and satisfaction with what you have
Speaker 1: and looking down the street and being envious of the
Speaker 1: other guy. I suppose anyhow, Brian, I thanks for indulging
Speaker 1: me on that. And I'm moving over something that I
Speaker 1: thought everybody knews or knew. I'm looking at the article
Speaker 1: for market Watch, investors should start diversifying their portfolios. According
Speaker 1: to Goldman Sachs. Isn't that what you're always supposed to do, Brian, Well,
Speaker 1: I'll tell you, Brian, I'm so glad we hear it.
Speaker 13: All Worth Financial are so glad that market Watch put
Speaker 13: out this article because we haven't been doing anything all along.
Speaker 1: You've been investing everything one stock. Your people come in like, all,
Speaker 1: we're gonna load you up on Apple yeah, right, Yeah.
Speaker 13: I'm gonna let and I'm going to let our chief
Speaker 13: investment Officer Andy Stout know that Hey Goldman says we
Speaker 13: need to diversify, So get off your rear end and
Speaker 13: do something for us. Now, the point here isn't so
Speaker 13: much that, oh my gosh, diversification is the latest and
Speaker 13: greatest new idea from the investment world.
Speaker 10: What it really is.
Speaker 13: This is another one of those if you read the headline,
Speaker 13: you scratch your head, but if you read the article
Speaker 13: you kind of get it.
Speaker 10: But it's still not rocket science.
Speaker 13: The market has been on an absolute tear over the
Speaker 13: last twenty four months, which is this is not an anomaly.
Speaker 10: This is what happened.
Speaker 13: So twenty twenty two was one of the worst market years,
Speaker 13: the five worst years that we've ever had. We don't
Speaker 13: think of it in those terms because it didn't come
Speaker 13: with a story. Everybody knows nineteen thirty seven, nineteen thirty
Speaker 13: eight was the great depression, technology bubble, and nine to
Speaker 13: eleven happened in one to oh two financial crisis of eight.
Speaker 10: All those have a story.
Speaker 13: Twenty twenty two doesn't really have a story, so we
Speaker 13: don't think of it that way. But we went deep
Speaker 13: into a hole in the last two years of really
Speaker 13: really strong growth are simply the pendulum swinging back the
Speaker 13: other way. It's not an anomal it happens. But what
Speaker 13: this means, though, is that the equity the stock portion
Speaker 13: of your portfolio is probably out of whack. If it
Speaker 13: was in balance four or five years ago, it's probably
Speaker 13: out of whack to the good side now, meaning if
Speaker 13: you had perhaps seventy percent of your portfolio in stocks,
Speaker 13: it could be sneaking up on eighty percent.
Speaker 10: Now.
Speaker 13: That is a good thing, But it just means it's
Speaker 13: time to prune the hedges a little bit and get
Speaker 13: it back to seventy percent. This has nothing to do
Speaker 13: with the market being, you know, about to go over
Speaker 13: the edge or anything like that.
Speaker 10: We never know that. We just know it's time to
Speaker 10: trim back a little bit.
Speaker 1: When when we're in the situation all right, you say
Speaker 1: trim back, does that mean like moving money from stocks
Speaker 1: over into bonds, because I know the bond yields are
Speaker 1: still pretty substantially high or at least that's that's a
Speaker 1: percentage you can count on annually without the market swings.
Speaker 13: Yeah, And again it's not so much stocks are at
Speaker 13: a peak. Therefore, we should invest in bonds because bonds
Speaker 13: are going to do better. That's not really the case.
Speaker 13: It's simply saying, at some point in the past, you
Speaker 13: decided that your your risk tolerance, your portfolio is most
Speaker 13: appropriate at a seventy percent thirty percent mix or whatever
Speaker 13: it is. Bonds being not the bonds will never be
Speaker 13: super sexy. They don't doctor socks off or they don't
Speaker 13: terrify you. We don't think about bonds the way we
Speaker 13: think of stocks, but they do act as a rudder
Speaker 13: for the rest of the portfolio, and they will hold
Speaker 13: things steady when we inevitably take a step back. So again,
Speaker 13: it's just looking at where am I now and is
Speaker 13: it where I thought I was supposed to be, or
Speaker 13: is it time to update things? Those types of things
Speaker 13: I said it forget a portfolio.
Speaker 1: Forever, Okay, So readjusting which mutual funds or you know,
Speaker 1: diversified funds your accounts are in. That's that's that's a
Speaker 1: discussion I would have with my financial planner. Since I
Speaker 1: don't personally manage my own portfolio, I guess I'm just
Speaker 1: in terms of looking at it where you are? What
Speaker 1: does it mean to readjust or adjust your investment portfolio
Speaker 1: at this point.
Speaker 13: Yeah, that basically means taking profits where they are and
Speaker 13: moving them over into something that has that that has
Speaker 13: has kind of lagged the overall return. So currently at
Speaker 13: a very high level, that's taking something out of the
Speaker 13: stock market putting on the bond side. Now, as you mentioned,
Speaker 13: you have a financial advisor who was doing this for you.
Speaker 13: If you have somebody that you trust and you understand
Speaker 13: their process, you don't need to understand every little nut
Speaker 13: and bold of it. But if you understand that they
Speaker 13: are doing something, then there probably isn't much to this
Speaker 13: headline for you because this is the job of a
Speaker 13: financial advisor who is a fiduciary in managing your money,
Speaker 13: so they've probably already done this. For example, I can
Speaker 13: point to some of the things that some of the
Speaker 13: steps that we've taken literally over the past twelve to
Speaker 13: eighteen months is to lean the portfolio toward a more
Speaker 13: conservative side of things in terms of, you know, less
Speaker 13: sexy technology stuff because eventually we hit a peek and
Speaker 13: those will be the first to kind of start to
Speaker 13: falter a little bit. And also, we had been making
Speaker 13: changes for the last several years reflecting the change in
Speaker 13: the interest rate environment. So we were in a rising
Speaker 13: rate environment, then we were in a flat rate environment,
Speaker 13: and now we're we seem to be in a declining
Speaker 13: rate environment, although inflation is quite cooperating as well. As
Speaker 13: we wanted to do a lot better and recently, but
Speaker 13: we've been making those changes all along.
Speaker 10: That's what a fiducial advisor should be doing for you anyway.
Speaker 1: Well, that's why it's good to have one take the
Speaker 1: weight off of your shoulders and not have to enter
Speaker 1: into a realm of well, perhaps the mysterious and misunderstood,
Speaker 1: which is exactly the way I view all of this.
Speaker 1: Thank God for a financial planner. Let's pause, we'll bring
Speaker 1: one back here. Brian James, join us and give us
Speaker 1: some money goals to finish out twenty twenty four. We'll
Speaker 1: talk about lowering your twenty four tax bill and the
Speaker 1: best places to retire. Stick around me right back, Joy Reid,
Speaker 1: What did she say about Kamala's campaign?
Speaker 5: This really was an historic, flawlessly run campaign. She had
Speaker 5: the Taylor Swifty to the Swifties, she had the Bee.
Speaker 13: Hot multimillionaire celebrities who know not a darn thing other
Speaker 13: than you know, singing and dancing on stage.
Speaker 1: It's the last dance for the Left. That's a flawless
Speaker 1: campaign right there, and they're still dancing around the truth.
Speaker 1: Clay Travis and Buck Sexton taking the lead, do a
Speaker 1: victory dance today at noon on fifty five KRC the
Speaker 1: Talk Station for more information about comingock. It's eight nineteen
Speaker 1: fifty five Karcy The Talk Station. Brian Thomas talking Money,
Speaker 1: Money Monday with Brian James Smallward Financial and moving away
Speaker 1: from diversification to seven smart money moves to finish out
Speaker 1: twenty twenty four. According to I guess Barons, what's this
Speaker 1: one all about? Brian?
Speaker 10: So yeah, several.
Speaker 13: Things you can be doing to move things in the
Speaker 13: right direction for yourselves. This is a good time A
Speaker 13: lot of time this time of year. People are thinking
Speaker 13: about what situation am I in? What did I do
Speaker 13: wrong this year? What should I do?
Speaker 2: You know?
Speaker 10: Going forward? One of the big things is the emergency fund.
Speaker 13: We talk about the emergency fund all the time, but
Speaker 13: it seems to come up again and again. Is the
Speaker 13: first thing somebody didn't have in place when they get
Speaker 13: thrown a curveball by life, as tends to happen. So
Speaker 13: one thing that comes along with this is I have
Speaker 13: I've had many recent conversations with people where one of
Speaker 13: the challenges the emergency fund.
Speaker 10: Emergency funds boring, it's not fun.
Speaker 13: And so where we're sitting at right now, the stock
Speaker 13: market has done a lot better, and most people want
Speaker 13: to be putting as much cash to work as possible.
Speaker 13: But we need to be squirrels putting nuts away for
Speaker 13: the winner, because that's not going to last forever. So
Speaker 13: if you're in a situation where you've seen a lot
Speaker 13: of gains out of your stock portfolio, you may consider,
Speaker 13: you know, and you have the problem of not having
Speaker 13: much in the emergency fund, enough in the emergency fund,
Speaker 13: you might consider taking a distribution, take some of that out,
Speaker 13: and take those benefits that you've gotten out of that
Speaker 13: and put them aside for the future. And then but
Speaker 13: then the important thing is to check that box. If
Speaker 13: you hit a point where yes, I've got my emergency
Speaker 13: fund calculated, whether it's three months, six months, nine months
Speaker 13: of my expenses, know what that dollar amount is. And
Speaker 13: then when you hit it in your savings and CDs
Speaker 13: and super safe liquid investments, then celebrate that and stop
Speaker 13: doing it, then you can focus on something else, put
Speaker 13: more away for retirement, or buy that car you've been
Speaker 13: wanting or whatever, because you've accomplished one of your goals.
Speaker 10: That's a big one that people tend to miss.
Speaker 1: Prioritize the emergency fund over your long term retirement investments.
Speaker 17: Yeah, and prioritize is a I don't want to lump
Speaker 17: it together in too much of it, make it too
Speaker 17: quick and easy, because you don't have to ignore and
Speaker 17: I don't want anybody to ignore their four one K
Speaker 17: and their match and all that solely for the sake
Speaker 17: of building an emergency fund.
Speaker 13: But if you would prefer to be putting ten percent
Speaker 13: into your four one k yet there's nothing in the bank,
Speaker 13: that kind of means there's no oil in the engine.
Speaker 13: In that case, it's okay to maybe only do five
Speaker 13: percent or six percent or whatever your company match is,
Speaker 13: and then purposefully save the rest of it in some
Speaker 13: kind of bank account with a decent yield, which should
Speaker 13: be a minimum of three percent. Four or five is ideal.
Speaker 13: But that's the goal for those dollars. Their job is
Speaker 13: to be there, not to be growing. Your four oh
Speaker 13: one k's job is to.
Speaker 1: Grow okay, and I I guess everyone should have any
Speaker 1: emergency fund, because you know, life can deal you a
Speaker 1: bad hand. You don't know what's coming around the corner.
Speaker 1: But I suppose that that also is an individually determined idea,
Speaker 1: like how likely is it that I'm going to need
Speaker 1: an emergency fund? I mean, based on the current employment
Speaker 1: situation or the know the fact that you know, I've got,
Speaker 1: you know, fifteen years of existence in my current job.
Speaker 1: It doesn't look like it's ever going to go away.
Speaker 1: I'm really needed, So the likelihood that I'm going to
Speaker 1: have to tap into something in an emergency isn't really
Speaker 1: as substantial as somebody else who might not have had
Speaker 1: a you know, a stable career or something. I mean,
Speaker 1: am I making any sense?
Speaker 3: You are?
Speaker 13: And you're hitting on a subject that people always stumble
Speaker 13: over because it's one thing to have a gigantic pile
Speaker 13: of cash, which is you know, that's always comforting, but
Speaker 13: then on the other hand, that is money sitting off
Speaker 13: to the side that's not going to be doing anything
Speaker 13: for you. That's why it's important to know what you're
Speaker 13: shooting at. So if you're somebody where like you say,
Speaker 13: you've got you've got solid income, or perhaps you're also
Speaker 13: married to somebody who's got solid income, and then the
Speaker 13: likelihood of you both losing your jobs at the.
Speaker 10: Same time is pretty low.
Speaker 13: Then maybe only a read a six month calculation worth
Speaker 13: of expenses I see, knowing that you if you absolutely.
Speaker 10: Had to, you've got other resources you could tap into.
Speaker 13: Perhaps there's even home equity, you know, a home equity
Speaker 13: line of credit in place that you could draw on
Speaker 13: if the wheels totally fell off. I think it's really important, though,
Speaker 13: to have that calculation, because I do run into people
Speaker 13: who will sit on literally hundreds of thousands of dollars
Speaker 13: worth of cash. And these are not multimillionaires. These are
Speaker 13: just people who let it build up, and it's just
Speaker 13: not serving a purpose. You don't really need more than
Speaker 13: six to nine, maybe twelve months, if you want to
Speaker 13: be conservative of the ability to cover your expenses. Anything
Speaker 13: more than that, you're wasting an opportunity for that money
Speaker 13: to grow, because it's just going to sit there while
Speaker 13: you're staring at it.
Speaker 1: All right, that's that's fair enough. Let's dive on into
Speaker 1: the next subject, which your ways we can lower our
Speaker 1: twenty twenty four tax bill it's not too late to
Speaker 1: do that. Huh.
Speaker 10: Now, it's never too late.
Speaker 13: You can always be managing your taxes during the year.
Speaker 13: But obviously we're getting down to the finish line of
Speaker 13: the year, and so whatever you're going to do, you
Speaker 13: kind of got to do it.
Speaker 4: So you've got about.
Speaker 13: A month left to increase your contrabtution to four oh
Speaker 13: one k's four or three bs. So let's let's for
Speaker 13: ten for a second that you are a person with
Speaker 13: too much cash on the emergency fund side.
Speaker 10: If you agree with what I just said of.
Speaker 13: Yeah, maybe we got a lot too much, well, then
Speaker 13: one thing you could do crank your four oh one
Speaker 13: K way up for the month of December. For your
Speaker 13: next couple pay periods, put more in and cover those
Speaker 13: bills with that excess cash. Now, obviously that's not everybody's situation.
Speaker 13: Some folks are in the opposite. But if you do
Speaker 13: have the ability to live off your savings for just
Speaker 13: a few weeks, then those paychecks can go right into
Speaker 13: your four oh one K. And the limits, remember are
Speaker 13: higher this year, so employees, anybody with a four to
Speaker 13: one K four or three B and most four to
Speaker 13: fifty seven plans employees can put in twenty three thousand dollars.
Speaker 13: That goes for anybody who can fog a mere. If
Speaker 13: you're over fifty, you get an additional seventy five hundred
Speaker 13: what we call a catchup. That means you can put
Speaker 13: over thirty thousand dollars into four to one k's this year.
Speaker 1: Yeah, that ketchup did jump, wasn't it previously five thousand dollars.
Speaker 10: It's gone up over time in it's now.
Speaker 13: Some of it is attached to inflation between the calculations
Speaker 13: they do with employee contributions as well as the catchups.
Speaker 13: But yes, it has spiked rapidly over the last several
Speaker 13: years the way they've done the math.
Speaker 1: All right, well, I may have a question or two
Speaker 1: more about that, but we'll get to that. Take a
Speaker 1: break here, we're else going to find out the number
Speaker 1: one thing the best places to retire have in common.
Speaker 1: One more with money. Monday's Brian James. Don't go away.
Speaker 1: I'd be right back after these brief words.
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Speaker 1: Brian Thomas spending some time with Brian James this every Monday, Brian,
Speaker 1: real quick here in terms of lowering your twenty twenty
Speaker 1: four tax bill, one thing, and not everybody's in a
Speaker 1: position to be able to do this. But gifting money
Speaker 1: is that not a way to lower your tax liability?
Speaker 1: This is like a set amount you can give away,
Speaker 1: like to children, that tax free gift, like you set
Speaker 1: up a retirement account for your young people and hand
Speaker 1: them that money or something along those lines to lower
Speaker 1: your tax liability? Or am I am I confused and
Speaker 1: misguided on that?
Speaker 13: Well, the word gift gets thrown around a lot in
Speaker 13: terms of taxes. Now depends on which side of the
Speaker 13: tax savings you want to be on. If you're talking
Speaker 13: about your own taxes, I want to impact my own
Speaker 13: twenty twenty four form, then gifting to your children is
Speaker 13: not going to do that.
Speaker 10: Gifting to charities can.
Speaker 13: However, with the Tax Cuts Act that went into effect
Speaker 13: in twenty seventeen that basically took the standard deduction to
Speaker 13: I believe we're with thirteen thousand dollars this year for
Speaker 13: one individual, so of course double that for a married couple.
Speaker 13: If you if you're not giving more than that dollar amount,
Speaker 13: then the deduction's not going to do any good.
Speaker 1: I see.
Speaker 13: However, Yeah, So what you can do, though, is you
Speaker 13: can create something called a donor advised fund, and you
Speaker 13: could do say five years worth of gifting all at once. So,
Speaker 13: for example, if you know you're going to give your
Speaker 13: church five hundred dollars every single month, or six thousand
Speaker 13: dollars every year, then you could do six seven years
Speaker 13: worth of that, put forty or fifty thousand dollars into
Speaker 13: a donor advice fund, and take that full deduction this year.
Speaker 13: But the church doesn't get it immediately. They still see
Speaker 13: the same five hundred dollars a month or whatever you've
Speaker 13: been doing. That's a way to stack all of your
Speaker 13: donations into one year and get a deduction on it.
Speaker 1: All right, Well, play it forward, all right?
Speaker 4: Now?
Speaker 1: Moving on, what about retirement. It says here that the
Speaker 1: best place to retire I have one thing in common,
Speaker 1: but it's not affordability. I found that headline to be
Speaker 1: a little bit hard to believe, Brian, what's the story
Speaker 1: on this one?
Speaker 13: Yeah, given what I do for a living, I scratch
Speaker 13: my head at that too, because everything becomes a affordability.
Speaker 13: Whether it affordability is a concern or not, everybody worries
Speaker 13: about it. So but I would say this headline comes
Speaker 13: strictly from the fact that anybody who's thinking about where
Speaker 13: do I run or want to retire is currently riding
Speaker 13: the wave of a ridiculous stock market over the last
Speaker 13: twenty four months and has more money than they've ever
Speaker 13: had before. This same survey done three years ago in
Speaker 13: the twenty twenty two doldrums market would have probably looked
Speaker 13: very different, and it would have said, oh, it's all
Speaker 13: about affordability. I need a place with no taxes and
Speaker 13: cheap cost of living and so forth. But now all
Speaker 13: of a sudden that we've got more money than we've had,
Speaker 13: Now we don't really care about the cost of a gallon.
Speaker 10: Of milk at the store.
Speaker 13: So the common theme here is I just want to
Speaker 13: be happy, right, I want to go to a place
Speaker 13: where I can be happy. And this is according to
Speaker 13: US News and World Reports ranking of these places. Naples, Florida,
Speaker 13: Virginia Beach, Virginia and New York City all bastions of
Speaker 13: low cost of living right, not quite defensive places. But
Speaker 13: again this is just a sign of the times. We're
Speaker 13: not that worried about it at the moment. New York City,
Speaker 13: that one kind of blew my mind. I could see,
Speaker 13: you know, you've got you've got the arts around there
Speaker 13: are lots of restaurants, all that kind of stuff. But
Speaker 13: I've never heard anybody say that they aspire or retire
Speaker 13: to New York City. I know, to live there permanently. Yeah,
Speaker 13: I'm aware of that. And I know Naples, Florida is
Speaker 13: basically Cincinnati South. I mean, my parents had placed on
Speaker 13: in Naples for a long time, and of course all
Speaker 13: of their friends did. And it seems like everything, you know,
Speaker 13: every time I would go down there to visit, Oh
Speaker 13: look they have a skyline now, and oh look they
Speaker 13: have Fifth Third banks all over now. And but certainly
Speaker 13: not what I would consider in the least bit affordable
Speaker 13: at all. Not a place that I would consider retiring too.
Speaker 1: But I don't know what coming down to what makes
Speaker 1: you happy. This is another one of those subjective realities.
Speaker 1: I would like being in an area that would be
Speaker 1: like low crime and easy you know, easy commute in
Speaker 1: terms of driving around, accessibility to things without a headache
Speaker 1: or hassle, none of which sounds like New York City
Speaker 1: to me.
Speaker 13: Yeah, And it has a lot to do again with
Speaker 13: with effect of just where we are in the overall market,
Speaker 13: the overall economy.
Speaker 10: Things are kind of okay right now.
Speaker 13: And I think in the longest of long runs, what
Speaker 13: people what makes people happy is stability, the absence of stress,
Speaker 13: and that can have a lot to do with where
Speaker 13: they live in terms of keeping up with the cost
Speaker 13: of living. So one of the things that I've been
Speaker 13: doing with financial plans for a few years now is
Speaker 13: if somebody expresses the desire to buy a place in Florida,
Speaker 13: right there's still a lot of people out there that
Speaker 13: think that way. What we will do is not we can,
Speaker 13: of course work out if there's going to be a
Speaker 13: mortgage orf they're going they're gonna pay cash or whatever.
Speaker 10: We can work all that out.
Speaker 13: But what I always have been doing now is we're
Speaker 13: setting up another spending goal alongside that to cover the
Speaker 13: cost of a house of a homeowners association and property
Speaker 13: taxes insure every time we have a hurricane, that waterline
Speaker 13: thing moves in land a little bit more, and things
Speaker 13: just get pricey unexpectedly, and I have more and more
Speaker 13: people going, you know what, this is going to be
Speaker 13: ridiculously expensive just to maintain that place, let alone buy it. Yeah,
Speaker 13: why don't I just set that money aside and we'll
Speaker 13: just go stay in nicer places and go travel around
Speaker 13: a little bit.
Speaker 10: And I think that's a fantastic solution. I don't personally,
Speaker 10: I wouldn't want to.
Speaker 3: I don't.
Speaker 13: I don't like going to the same place more than
Speaker 13: a couple of times because I've seen it so but
Speaker 13: more and more people are just thinking, I'm going to
Speaker 13: create a pile of money and I'm going to travel
Speaker 13: off of that and forget the second home.
Speaker 1: Yeah, the idea. I'm with you one hundred percent on
Speaker 1: that second home thing. I just know, period, end of story.
Speaker 1: I'd rather choose a bunch of different places over the
Speaker 1: course of my life to head on down to and
Speaker 1: experience something different every time. But you got to have
Speaker 1: one base of operations, and whether it's Florida or Simms Township,
Speaker 1: that's a base of operations. And that's just fine with me.
Speaker 1: Brian James, Monday Monday. Appreciate all the sound advice you
Speaker 1: provide every week to my listeners and me and I
Speaker 1: look forward to another edition of the segment next Monday.
Speaker 1: Between now and then, have a wonderful, wonderful Thanksgiving you
Speaker 1: and your family and best of hell to all of you.
Speaker 10: You too, happy over eating day, and we'll talk to
Speaker 10: you next Monday.
Speaker 1: Yes, sir, it's a thirty five right now if you
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