Speaker 1: Ripped up.
Speaker 2: Need ad.
Speaker 3: That's so you don't have come running.
Speaker 4: Just as fast as we can.
Speaker 2: Shooter's gonna help come.
Speaker 1: Man.
Speaker 5: This is the Troubleshooter Show now, Tom Martino.
Speaker 6: Hello Tom Martino here, this is the Troubleshooter Show, and
Speaker 6: I welcome you to this edition of the show where
Speaker 6: we solve problems, answer questions, take complaints, make your life
Speaker 6: a little easier. And if you're streaming the show, you
Speaker 6: see the wide shot here. I have a studio full
Speaker 6: of people. I got Deputy D and Deputy Bo gracing
Speaker 6: the presidence, and then I have Michael Malley from Petrolley Roofing,
Speaker 6: one of the finest people I know, and they do
Speaker 6: a lot for the community. We'll talk about roofing and
Speaker 6: anything else you want. Uh.
Speaker 7: We just love.
Speaker 6: Shooting the breeze here with you, solving problems, answering questions,
Speaker 6: taking complaints. There's a number of ways you can get
Speaker 6: in touch with me. I want to make that clear,
Speaker 6: and one of the ways is to text me. You
Speaker 6: can text me at this summer seven four seven nine
Speaker 6: fifty two eighty and it comes right to my cell
Speaker 6: phone seven four seven eighty. We also have another short
Speaker 6: code that iHeart uses where you can text me and
Speaker 6: that one is five seven seven three nine, So either way,
Speaker 6: you can also call us at three h three Martino.
Speaker 6: Right now, we're going to talk to Dallas an issue
Speaker 6: with an h o A. H Dallas, what's happening with you?
Speaker 7: Dallas? Yes, sir, what's going on? Yes, sir, I'm here.
Speaker 8: Okay, thank you.
Speaker 9: I'm in an HOA and we're all in agreement to
Speaker 9: dissolve the HOA. We don't have a swimming pool, we
Speaker 9: don't have any club house, nothing. We only have a
Speaker 9: mailbox covered mailboxes that we take care of. I have
Speaker 9: obtained ninety signatures. There's one hundred and thirty three sites
Speaker 9: in here. Everybody's in agreement to dissolve it, and I
Speaker 9: just need to know how to proceed forward.
Speaker 6: Okay, you go to the phone and you call an attorney.
Speaker 6: And here's why dissolving in HOA is going to be
Speaker 6: a Dissolving in HOA has to do with the bylaws.
Speaker 6: The by laws should set forth a procedure for dissolving
Speaker 6: the HOA. If it does not, If it does not
Speaker 6: address dissolving the HOA, then the by laws you must
Speaker 6: have a meeting and a meeting of the minds, and
Speaker 6: it will require a supermajority, and that I believe is
Speaker 6: seventy five percent. Some bylaws for a supermajority require everyone,
Speaker 6: but a good attorney can take your by laws and
Speaker 6: then you guys can vote as a body to dissolve
Speaker 6: it if it's not already in there on how to
Speaker 6: dissolve it. Have you looked at your bylaws?
Speaker 10: Not lately and not lately?
Speaker 6: Okay, sometimes within the by laws themselves.
Speaker 7: Okay, go ahead, go ahead. What were you going to say?
Speaker 9: No, I know that there's a there's a section in
Speaker 9: there to give the management company thirty days notice. And
Speaker 9: we're we're not under a contract with a management company.
Speaker 8: We only go months to month.
Speaker 7: Okay.
Speaker 6: The management company should help you dissolve it. They have,
Speaker 6: they know all about that. Did you ask the management
Speaker 6: company about it?
Speaker 8: No, sir, I didn't know.
Speaker 11: Sir, I didn't know how to proceed as of yet.
Speaker 6: Okay, here's what I would do. I'm going to give
Speaker 6: you three steps. One, talk to the management company. They
Speaker 6: have a lot of experience interpreting bylaws and doing things
Speaker 6: like that. Now, Number two, read the bylaws yourself as
Speaker 6: a body, and number three as an HOA as an HOA.
Speaker 6: You guys can vote it down yourself. Are you sure
Speaker 6: there's no one that will oppose this?
Speaker 12: Not at this time?
Speaker 8: I mean everyone I talked to their.
Speaker 9: They're tired of it.
Speaker 6: Okay, do you have meetings at the HOA?
Speaker 12: Yes?
Speaker 7: What do you guys do.
Speaker 12: Well?
Speaker 9: The Latin and so the board there and then there's like.
Speaker 13: Third poor people.
Speaker 7: But but do you guys have covenants? For example?
Speaker 9: Yes, sir?
Speaker 7: And who enforced ks covenants?
Speaker 6: What if someone wanted to build a giant purple dome house.
Speaker 14: They would go to the art committee.
Speaker 9: The art committee would say her day.
Speaker 12: And so far.
Speaker 9: We have been have not been able to enforce any
Speaker 9: covenants because we.
Speaker 14: Have no money.
Speaker 9: We fight a couple We tried to fight a couple
Speaker 9: of dogs that were nuisance dogs. Spent twelve hundreds an
Speaker 9: attorney and they came back said that they were most
Speaker 9: of these support animals. And at that time it was
Speaker 9: either prove it or not. We don't have the money.
Speaker 7: Okay.
Speaker 6: Then then it sounds like your HOA is basically doing nothing. Correct,
Speaker 6: So okay, I'm gonna give you the name of a
Speaker 6: real estate attorney that you can start with as well.
Speaker 6: His name is Brad O'Brien. His name is Brad O'Brien.
Speaker 7: Okay, Yes, sir.
Speaker 6: Brad O'Brien seven to zero three seven zero seventy three
Speaker 6: eighty eight. Okay, So call him and ask him. But
Speaker 6: get your bylaws together. No matter who you go to,
Speaker 6: they're gonna want to see the bylaws. Yeah, so that's
Speaker 6: something you're gonna need to.
Speaker 8: Goodright in front of me.
Speaker 7: And why don't you look go ahead.
Speaker 11: No, I have him right in front of me.
Speaker 6: Is there a section on dissolution of the HOA? Is
Speaker 6: there a section in there on the dissolution of the HOA?
Speaker 11: I don't know where it.
Speaker 9: Would be and it would take me a while to
Speaker 9: go through it.
Speaker 6: All right, all right, well, thank you for calling. I
Speaker 6: just go through that document, send it to Brad.
Speaker 7: O'Brien, talk to him, and then talk to your.
Speaker 6: Body because you guys may have to do a resolution
Speaker 6: and Brad will walk you through it on dissolving it,
Speaker 6: and you actually vote to dissolve it. Just make sure
Speaker 6: you don't need what's called a supermajority. Now here's why
Speaker 6: people need supermajorities. When an HOA is formed and people
Speaker 6: buy property. The property is subject to HOA by laws
Speaker 6: and articles of organization. So when you buy your property
Speaker 6: at closing, be given bylaws and covenants, and when you
Speaker 6: are that's a covenant or a contract between you and
Speaker 6: the HOA and between you and other homeowners, and you
Speaker 6: rely on those. So you buy into a community knowing,
Speaker 6: for example, that they only allow twenty five hundred square
Speaker 6: foot homes or larger let's just say you do that,
Speaker 6: or certain roof styles or certain size lots. Now, when
Speaker 6: you're in that HOA, you're depending on that HOA to
Speaker 6: keep your property values at a certain level. So if
Speaker 6: the HOA decides, hey, let's do away with this all
Speaker 6: of a sudden, you as a minority owner, might think, Wow,
Speaker 6: I don't want to get rid of this. I wanted
Speaker 6: That's why I bought here. That's why it's very important
Speaker 6: to read the book byelaws. Some buy laws allow them
Speaker 6: to change covetance and to change deed restrictions and everything
Speaker 6: else with what's called a supermajority, which would be seventy
Speaker 6: five percent or more. And then some HOA bylaws allow
Speaker 6: the actual HOA to be dissolved.
Speaker 7: Others do not, So it's a very.
Speaker 6: It's not as easy as it sounds when you say
Speaker 6: everyone is in agreement, because if one person is not
Speaker 6: in agreement, that could screw up the whole thing. I'm
Speaker 6: Tom Martinez three three seven one three talk seven one
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Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free no obligation comparison
Speaker 6: call Compass Insurance paying too much your coverage at dozens
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Speaker 6: to seven to one help. You'll think you're his only
Speaker 6: customer when you choose Frank durand the real estate Man
Speaker 6: dot com to list your home with Remax Alliance three
Speaker 6: oh three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 6: your troubleshooter three O three seven to one three talks
Speaker 6: seven one three eight two five five or three oh
Speaker 6: three Martino. Let's talk to Thelma. Hi Thelma, what's going on?
Speaker 13: Well?
Speaker 3: I had an accident and my Chad Tacoma is in
Speaker 3: Untictabos and I was wondering if you know some of
Speaker 3: your uh lettens might need parts off of this. Oh,
Speaker 3: the right braunt was badly damaged. I had someone I
Speaker 3: was It was kind of a crazy accident. I was
Speaker 3: going into the south lane and someone was coming up
Speaker 3: the north lane and they decided that they I guess
Speaker 3: they thought they were gonna be able to.
Speaker 12: Go around me.
Speaker 1: They pulled in.
Speaker 3: Front of me and duk the guard rail out.
Speaker 6: Yeah, is the Is the engine still good?
Speaker 3: I think so? I think the engine is still good
Speaker 3: because I did drive it that the police when asked
Speaker 3: me if I could move it, and I was able
Speaker 3: to move it.
Speaker 7: So and who told you? Who told you it was totaled?
Speaker 3: Well, my son in law looked at it and said,
Speaker 3: because I think the train or the driver train or
Speaker 3: something would messed up.
Speaker 7: What year is it?
Speaker 15: It.
Speaker 3: Oh two. I would even like to donate it to
Speaker 3: a one of the grade school if they would be
Speaker 3: willing to take this and you know, provide transportation to
Speaker 3: take it.
Speaker 7: Deputy d you have something to say about that?
Speaker 2: Yeah, tell about how many miles are on this truck?
Speaker 3: I have no idea. Probably post the two k or
Speaker 3: something because I wait, wait.
Speaker 6: To wait, are you saying you went over one hundred
Speaker 6: thousand on it?
Speaker 3: Probably close to it?
Speaker 16: Yes, you know, I think I would get a professional
Speaker 16: opinion on whether or not it's actually worth fixing.
Speaker 2: Do you have insurance?
Speaker 12: Well?
Speaker 3: I have endured, but not on that, not the vision.
Speaker 6: It's well, I understand, but that person whose fault was it?
Speaker 7: Was it the other person's fault?
Speaker 2: Sounds like it?
Speaker 3: Well, it's it was kind of crazy because I had
Speaker 3: to stop done. I stopped, look both ways twice.
Speaker 7: And did you get a ticket? Thelma? Just tell me that,
Speaker 7: did you get a ticket?
Speaker 3: Yes? Yes, I got a ticket.
Speaker 6: All right, she's not going to get anything from the
Speaker 6: other party. Okay, now I get it, Telma, listen, I doubt,
Speaker 6: I really doubt that anyone wants that for anything with
Speaker 6: that many miles on it.
Speaker 7: But what are you thinking.
Speaker 16: Tella, if you can get me a couple of pictures
Speaker 16: of that truck and the damage, I'm going to show
Speaker 16: it to some people who might be interested in buying. Okay,
Speaker 16: directed Toyota Tacoma, because Tom, those still have really good value.
Speaker 2: These are these trucks areround.
Speaker 7: Oh you're right about Tacoma.
Speaker 6: Okay, listen, I'm going to put you on hold and
Speaker 6: have Deputy d call you, and then what he'll do
Speaker 6: is he has a network. He's a Toyota owner and
Speaker 6: he loves Toyotas, and he's going to uh figure out
Speaker 6: maybe somebody who wants to buy it.
Speaker 16: I can circulate the photos to the guys I know
Speaker 16: in the Toyota Truck Club, the off road club that
Speaker 16: I belong to, and somebody's I guarantee you if somebody's going
Speaker 16: to be interested in buying it and fixing it.
Speaker 13: Wow.
Speaker 16: So I'll give you a call and I'll get some
Speaker 16: pictures from you. What part of town are you in?
Speaker 16: What's a big intersection here where you living on?
Speaker 3: Well again?
Speaker 6: Okay, well, we're gonna have to get some photos. I'll
Speaker 6: tell you what. Let me put you on hold and
Speaker 6: get that information, Deputy Deputy deal be calling you three
Speaker 6: oh three seven one three eight two five five three
Speaker 6: oh three Martino three oh three, six two seven eighty
Speaker 6: four sixty six, Tim, Welcome to the show, Tim, What's
Speaker 6: going on?
Speaker 12: What's going on? Tom is uh? In the November of
Speaker 12: twenty twenty four, Uh, my girlfriend loves with me. We
Speaker 12: rescued a card in the mail about a program and
Speaker 12: I didn't say much about it, but we would get
Speaker 12: two selfwus airline tickets for attending the seminar at the
Speaker 12: Embassy suite and call Lalla Springs and we would get
Speaker 12: that right, and we would get two hotel rooms. And
Speaker 12: I went there and it's a moment of adventures the
Speaker 12: name of the company, and I bought into this time
Speaker 12: to share type of things. And I wrote them a check.
Speaker 12: And when I got home, I called my son to
Speaker 12: tell him how good of a deal I got, and
Speaker 12: he phoned out with a scam. It sounded like a sham.
Speaker 12: So anyway, I wrote them a check for seven nine
Speaker 12: hundred and ninety five dollars and I got two different
Speaker 12: checking accounts, and I thought I canceled the check, and
Speaker 12: I did it, and I want to, but I haven't
Speaker 12: received nothing, and I can't contact this company now.
Speaker 6: Why are you calling now? This happened in November of
Speaker 6: twenty twenty four.
Speaker 12: Because I'm disabled and I'm not and a friend told
Speaker 12: me I need to do something about this, and I
Speaker 12: got some heads.
Speaker 7: Did they ever come out? Listen?
Speaker 6: Tim, I'm more concerned with something else, and that is,
Speaker 6: if you wrote them a check, it's likely you signed
Speaker 6: a contract.
Speaker 12: Yeah, and I don't remember signing a contracts.
Speaker 6: Tim, I'll guarantee you if you wrote them a check,
Speaker 6: you signed a contract.
Speaker 7: And here's what I'm afraid of. Here's what I'm afraid of. Tim.
Speaker 6: You start making noise about that check, and they're going
Speaker 6: to start making noise about you paying them. You bought
Speaker 6: a timeshare. They never came after you for the rest.
Speaker 6: They never came after you for payment.
Speaker 12: No. I gave him a check for two seven ninety
Speaker 12: five dollars and they depositive that they got that money.
Speaker 6: And did they ever come after you for any kind
Speaker 6: of payment?
Speaker 12: No?
Speaker 2: How much paperwork do?
Speaker 6: That's a lot of money, man, I mean, that's a
Speaker 6: lot of Money's.
Speaker 16: I'd like to hear about the paperwork that Tim walked
Speaker 16: away with after that?
Speaker 7: Yeah? Did were you given any paperwork at all.
Speaker 12: No, I don't given any paper work at all.
Speaker 2: You just wrote check and walked away.
Speaker 12: Well, the thing about it is, you know what, I
Speaker 12: did fill up something, and I did fill up something.
Speaker 7: Of course you did. Of course you did.
Speaker 6: Listen, Yeah, I mean you when did they actually clear
Speaker 6: that check?
Speaker 12: About four or five days later this had happened nomember.
Speaker 6: I think it's going to be difficult to try to
Speaker 6: figure that. I don't think you're going to get your
Speaker 6: money back. I mean, you're you're saying that they didn't
Speaker 6: take your money. You bought a condo and you breached
Speaker 6: the contract.
Speaker 12: I can't even get a hold.
Speaker 2: Of what's it called again? What's it called again?
Speaker 12: Moments of Adventure? They have a website online that if
Speaker 12: you're okay.
Speaker 6: What wait wait, what is it again? What's the name
Speaker 6: of it again? Moments of Adventure, Moments of Adventure.
Speaker 2: Moments of Adventure travel.
Speaker 16: It doesn't say anything here about uh it's it looks
Speaker 16: like it's a travel agency. There's absolutely nothing on their
Speaker 16: website that I've been able to find.
Speaker 6: Have you called them there? Have you called them?
Speaker 12: I don't have a number for them. Even I tried
Speaker 12: to go online to get a hold of them. And
Speaker 12: the thing is they want me to fill out the
Speaker 12: form saying I'm interested in their stuff in order to
Speaker 12: bum the contact me.
Speaker 7: Who wants to make a call down there?
Speaker 2: I can make a call.
Speaker 16: I uh, I just don't think it's a It doesn't
Speaker 16: look like a timeshare company. It's a it's a travel agency.
Speaker 16: Moments of Adventure Travel.
Speaker 7: Huh.
Speaker 16: Yeah, it's called Moments of Adventure Travel. Yeah, and I
Speaker 16: have this photo of a beautiful beach.
Speaker 6: Listen, man, Tim, listen, be very careful. We're going to
Speaker 6: make some inquiries.
Speaker 16: They don't have a phone number either. No, this is
Speaker 16: not a good sign.
Speaker 7: Tim, dog gone it, Doug.
Speaker 6: Tim, Where why did you write such a big check?
Speaker 13: Well?
Speaker 12: I don't know. I'm I recently met somebody and all
Speaker 12: the love when I wanted to do some tralhood with her,
Speaker 12: I was stupid.
Speaker 2: Who did you make the check out to? Who's the
Speaker 2: payable to?
Speaker 6: Can you find your canceled check? Can you find your
Speaker 6: canceled check?
Speaker 16: Let's look at your check. You may not even made
Speaker 16: it out to Moments of Adventure.
Speaker 12: No idea.
Speaker 7: Do you have a canceled check?
Speaker 2: You did?
Speaker 7: Do you have a canceled check.
Speaker 12: Yes, I can go online and I can I can
Speaker 12: go online and I can pull it up with my banking.
Speaker 6: Okay, I want you to do that. Deputy d is
Speaker 6: going to call you. Hold on a second, hey, Deputy Doc.
Speaker 6: You say you have some kind of follow up with
Speaker 6: Fernando and again we'll come back to that, but I
Speaker 6: want to talk about it. This is where he bought
Speaker 6: a two thousand and eighteen Infinity a year ago. He
Speaker 6: said he bought an unlimited extended warranty from Dodge and
Speaker 6: he had.
Speaker 7: An oil issue.
Speaker 6: He took it to the dealership and they had to
Speaker 6: tear it down. They promised to pay for the teardown,
Speaker 6: but it wasn't covered. So now the dealership wants to
Speaker 6: be paid. We'll come back to that and more. I'm
Speaker 6: Tom Martine three oh three seven one three talk seven
Speaker 6: one three eight two five five. Don't forget fix Itt
Speaker 6: twenty four to seven thirty nine dollars AC Deep Clean,
Speaker 6: the Extreme Clean, Tune in Check thirty nine bucks. Fix
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Speaker 6: pay a cent until you're content. Time for an insurance
Speaker 6: check up free, no obligation. Could comparison call Compass insurance
Speaker 6: paying too much your coverage at dozens of insurance companies
Speaker 6: find out now three all three seven seven to one help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate man dot com to list your
Speaker 6: home with Remax Alliance three all three nine two zero
Speaker 6: sixteen twenty two. Hi Tom Martino here three all three
Speaker 6: seven one three talk seven one three eight two five five.
Speaker 6: So we're talking a little off the air about this.
Speaker 6: I want to bring up Doc to talk about it now.
Speaker 6: Fernando bought a twenty eighteen Infinity QX thirty a year ago.
Speaker 6: He said he bought an unlimited There's no such thing,
Speaker 6: but he said it's an unlimited extended warranty from Autonations
Speaker 6: AutoNation Colorado Springs. He had an oil leak. Now, Bo
Speaker 6: and Doc, you both work on this, right. What kind
Speaker 6: of oil leak?
Speaker 2: It was in the oil housing?
Speaker 17: And the dealer said that the oil housing wasn't part
Speaker 17: of the power to drive train or the engine. But
Speaker 17: Fernando sent me the warranty and I read it. He
Speaker 17: bought that not an unlimited mileage, but had some sort
Speaker 17: of a deluxe wranty and it was expensive.
Speaker 2: I think it was like four thousand dollars.
Speaker 17: But on page three the warranty clearly said it covers
Speaker 17: this oil. There's some sort of oil housing assembly something
Speaker 17: that holds the oil filter into the engine.
Speaker 7: And they said they didn't cover it.
Speaker 17: Well, they Fernando went ahead and had to get the
Speaker 17: work done.
Speaker 2: He had to pay for it out of pocket. So
Speaker 2: there's how much I believe it was he had out
Speaker 2: of pocket.
Speaker 17: It was thirty five hundred dollars, and that included the
Speaker 17: fourteen hundred dollars teardown.
Speaker 7: And I believe his warrant.
Speaker 17: He should have stepped up and paid for the engine.
Speaker 7: They had to pay tear.
Speaker 17: It down in order to find out what the problem.
Speaker 6: Yeah, but warranties don't pay for teardowns unless the problem
Speaker 6: turns out to be a warranty issue. So when you
Speaker 6: have an extended warranty and you have to go hunting
Speaker 6: for the problem, they will pay for the teardown if
Speaker 6: the problem turns out to be you're their problem. If
Speaker 6: it turns out to be an uncovered part, they don't
Speaker 6: pay for the teardown no matter what. They only pay
Speaker 6: for the teardown if the ultimate repair is covered.
Speaker 17: Okay, So it would be good to have Fernando call
Speaker 17: in because when I called the Dodge AutoNation in Colorado Springs,
Speaker 17: apparently they hung up.
Speaker 7: Well, i'll tell you what.
Speaker 6: He screwed himself by having the work done before authorization.
Speaker 7: He screwed himself. I'm telling you that right now.
Speaker 6: There's absolutely there's absolutely no way we can go back
Speaker 6: in time and make them pay for it. And the
Speaker 6: warranty is very explicit. You need a teardown and an approval.
Speaker 7: So, Doc, did you know that?
Speaker 18: I did not, But I said I will call Fernando
Speaker 18: because it sounds like Bow and I got two different people.
Speaker 2: Maybe, but I will.
Speaker 18: I'll call Fernando and get to see what's going on
Speaker 18: with the resolution of this issue.
Speaker 7: So doctor, okay.
Speaker 6: So therefore, we have to approach this a different way.
Speaker 6: First and foremost was the part covered. If it was,
Speaker 6: then we have to ask the warranty company what would
Speaker 6: they have normally paid for it, and would they at
Speaker 6: least reimburse him something not the whole thing necessarily, but
Speaker 6: something people with extend.
Speaker 7: This is really important, and I want to bring this up.
Speaker 6: When you have an extended warranty, first and foremost, most
Speaker 6: of them are worth crap.
Speaker 7: Okay, I don't like extended warranties.
Speaker 6: Now, I'm not going to tell you that people haven't
Speaker 6: had extended warranties and and they paid off. They do
Speaker 6: once in a while, well, but very seldom do use
Speaker 6: car warranties. And actually I don't even like call them
Speaker 6: the warranties their service plans.
Speaker 7: Very seldom do they pay off.
Speaker 6: I know you hear all these commercials from celebrities on
Speaker 6: TV iced Ta talking, yeah, iced Tea does one. They
Speaker 6: do these these things like you know, I had this
Speaker 6: coverage and it paid this, and it paid that.
Speaker 7: They don't pay a lot.
Speaker 6: They also require teardowns and inspections, which you are on
Speaker 6: the hook for if it turns out they're not going
Speaker 6: to pay for the repair. More than not, they do
Speaker 6: not pay for repairs. The most important part of that
Speaker 6: warranty is the exclusion page that tells all of the exclusions.
Speaker 6: And I don't want to go into it right now.
Speaker 6: I'm just going to suffice it to say this, when
Speaker 6: you have a warranty, you cannot have the work done
Speaker 6: and go back and collect. That's not going to happen.
Speaker 6: That's a rarity. We've been able to do that once
Speaker 6: in a while, but it's a rarity. So the bottom
Speaker 6: line is, if you are looking for a warranty repair,
Speaker 6: you have to exhaust your avenues with the warranty company
Speaker 6: before you go have the work done. Call us before
Speaker 6: you have the work done. Frank Duran the real estate man.
Speaker 6: You want to know what your house is going to
Speaker 6: sell for. He'll give you a valuation free of charge
Speaker 6: for the asking detailed on the comps, the neighborhood interest rates,
Speaker 6: supplying demand, and what he thinks you'll get.
Speaker 7: That's frankedurand the real estate Man dot com.
Speaker 6: A free valuation of your property three oh three nine
Speaker 6: two zero sixteen twenty two. Go with a sure thing
Speaker 6: Denver's Best Roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up, free no obligation comparison
Speaker 6: call Compass Insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three all three seven
Speaker 6: to seven to one help. You'll think you're his only
Speaker 6: customer when you choose Frank durand the real estate man
Speaker 6: dot com to list your home with Remax Alliance three
Speaker 6: all three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 6: your troubleshooter. We were just talking about Fernando and he
Speaker 6: was working with Bow and Doc and and here's the issue.
Speaker 7: He took his truck in.
Speaker 6: He had an extended warranty and he had the work
Speaker 6: done and now he's looking for reimbursement. But my question
Speaker 6: for Fernando who authorized the teardown? Fernando, Yeah, hello, I'm here, Fernando.
Speaker 6: Who authorized them to tear it down and fix it?
Speaker 7: I say that again, Fernando.
Speaker 6: We have to have some communication here. That's where I
Speaker 6: ask questions and you answer me. I am asking you
Speaker 6: when you took your truck in, why did you assume
Speaker 6: it was going to be covered by the warranty?
Speaker 7: Who told them to fix it?
Speaker 19: They told Dodge.
Speaker 20: Dodge told me to take it into infinities for them
Speaker 20: to fix it.
Speaker 6: They actually the warranty company told them to fix it.
Speaker 19: Yeah, I heard.
Speaker 7: Okay, do you have proof of that that the warranty
Speaker 7: company approved it?
Speaker 6: No?
Speaker 13: I don't.
Speaker 6: Okay, Then who told you the warranty company approved it.
Speaker 20: It was the Dodge Dodge company at Nation.
Speaker 6: All right, So, so Boat, I mean, Deputy d you
Speaker 6: know about.
Speaker 7: This, Tom.
Speaker 2: I was there for the original call.
Speaker 7: Okay.
Speaker 2: I listened to the whole thing. I was in the
Speaker 2: studio with Mark.
Speaker 7: Okay.
Speaker 16: Fernando bought this vehicle from a Dodge dealership. I think
Speaker 16: a color of springs, is that correct? Yes, it broke down.
Speaker 16: So Fernando called the dealership and said, hey, I got
Speaker 16: this warranty. I'm going to have a towed back to
Speaker 16: you to fix it. And the Dodge dealership not Dodge
Speaker 16: as he just said, but the dealership said, no, don't
Speaker 16: bring it to us, just take it to an Infinity dealer.
Speaker 2: He took it to the Infinity dealer.
Speaker 16: The Infinity dealer said it will cost I think it
Speaker 16: was about fourteen hundred bucks if I remember right, to
Speaker 16: tear it down to the point of failure.
Speaker 2: So, and as you know, the customer.
Speaker 16: Is responsible for this, right, because if the warranty company
Speaker 16: does not approve the repair, then the teardown is to
Speaker 16: be borne by the customer.
Speaker 7: Right.
Speaker 16: So, Fernando, if I remember this, right, Fernando, you went
Speaker 16: back to the Dodge dealer, and he said, hey, I
Speaker 16: don't want to pay fourteen hundred bucks, but somebody over
Speaker 16: there verbally said, well, we'll just cover it.
Speaker 2: We'll cover the fourteen hundred.
Speaker 7: But he has no proof of that. No, of course not.
Speaker 16: And so so Fernando had the Infinity Dealership tear it down.
Speaker 16: They made a warranty claim on his behalf. The warranty
Speaker 16: claim was denied. Is that right, Fernando?
Speaker 20: Yeah, dude, got it right so far.
Speaker 16: And so Fernando had the vehicle fixed anyway at his expense.
Speaker 16: But now Fernando seeks to recover the fourteen hundred from
Speaker 16: the Dodge dealership based on the verbal promise that they'll
Speaker 16: pay for the teardown portion, which was fourteen hundred dollars.
Speaker 16: And the conversation that Mark and I in Fernando had
Speaker 16: was is it really the Dodge dealership's responsibility to pay
Speaker 16: for the teardown because the teardown had to happen anyway
Speaker 16: in order to affect the repairs.
Speaker 7: I think Fernando's out of luck.
Speaker 6: Why did they turn Let's get to the heart of
Speaker 6: the issue, Fernando, why was the repair not covered?
Speaker 20: Okay, so there wasn't covered because they said, well, the
Speaker 20: if anyone of them when they tore the car down,
Speaker 20: they didn't know what it was. They were trying to
Speaker 20: figure out what was the wrongest problem with the car,
Speaker 20: so they thought it was the oil housing, pump the pumps,
Speaker 20: so theyre just going by c sing.
Speaker 13: They don't know what was the problem.
Speaker 20: So they called an insurance place and they said, well,
Speaker 20: we need to tear it down to get to what
Speaker 20: the problem is.
Speaker 7: And they said what did they find out?
Speaker 6: What did they what did they turned down?
Speaker 20: They turned down all the whole work, everything, But what was.
Speaker 6: The repair that they turned down? What was the problem
Speaker 6: that they refused to cover.
Speaker 20: The oil stout the housing. Now, so as you look
Speaker 20: on my contract, it shows that they covered the oil healthing.
Speaker 16: So Fernando Fernando has two separate problems. One is that
Speaker 16: the warranty company, unsurprisingly deny the warranty repair, which should
Speaker 16: have been covered according to the terms of their contract.
Speaker 16: But that problem is separate from his other problem, which
Speaker 16: is he feels that the Dodge dealership still owes him
Speaker 16: the fourteen hundred bucks for the teardown.
Speaker 6: Yeah, but that will be covered of these but that
Speaker 6: will be covered by the warranty company if it turns
Speaker 6: out to be a warranty repair.
Speaker 2: Well, if the warranty company already denied.
Speaker 6: The repair, Okay, but you're saying it's in their contract,
Speaker 6: so maybe he should take them to small claims court.
Speaker 16: Well, that's probably not going to happen because but one
Speaker 16: warranty repair contract I've ever read, with the exception of
Speaker 16: just a couple of days ago, has a mandatory arbitration provision.
Speaker 6: Fernando, can you send a copy of your extended warranty
Speaker 6: to us? I want to look at what provision it
Speaker 6: has for arbitration and the repair build Send us all
Speaker 6: that stuff. All right, I'm Tom Martino. We're gonna look
Speaker 6: into this more, folks. Extended warranties, they suck. How many
Speaker 6: times do I have to tell you that we have
Speaker 6: more coming up on the Troubleshooter Show three oh three Martino,
Speaker 6: go with a sure thing Denver's Best Roofer Excel Roofing
Speaker 6: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up, free no obligation comparison
Speaker 6: call Compass insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out Now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 2: Ripped up news ned So you don't have.
Speaker 15: Come run.
Speaker 6: Camp.
Speaker 2: Shooter's gonna help.
Speaker 5: Com Dix is the Troubleshooter Show.
Speaker 7: No Tom Martino, Hi Tom Martino.
Speaker 8: Here.
Speaker 6: This is the Troubleshooter Show, where we are solving problems,
Speaker 6: answering questions, taking complaints, as we've been doing for forty
Speaker 6: five years in Denver, the longest running radio show with
Speaker 6: the same host still on the air, going strong after
Speaker 6: all this time. I just looked around. All my friends
Speaker 6: are retiring and they're all on beaches. Nothing wrong with that,
Speaker 6: but it doesn't have that allure to me. I don't
Speaker 6: know why. I've always loved working. I always love what
Speaker 6: I do now. I like getting away and doing things,
Speaker 6: of course, but I don't have that travel vacation beach bug.
Speaker 6: Maybe I will someday, but I don't have it. You
Speaker 6: would think, after facing death in the face and battling pang,
Speaker 6: create a cancer to have a different feeling, but I don't.
Speaker 7: But I don't feel I'm missing out on anything.
Speaker 18: Yeah, the most I think the most important thing when
Speaker 18: you retire is to know what you're going to do
Speaker 18: with all that time that you have now freed up.
Speaker 18: I mean, I can tell you from personal experience that
Speaker 18: you have to have something to look forward to to
Speaker 18: feel that you're still contributing. You can't just stay home
Speaker 18: and watch TV for the next twenty years.
Speaker 7: You need something whether.
Speaker 6: Yeah, and again I don't want to by the way,
Speaker 6: I don't want to criticize people who love going to
Speaker 6: the beach and sitting on the beach and posting pictures
Speaker 6: on Instagram all day.
Speaker 7: That's good if that's what they want to do.
Speaker 6: Or if you just want to travel down the Lazy
Speaker 6: River in a canoe, or you want.
Speaker 7: To do anything.
Speaker 6: I mean, that's more power to you, okay. But for me,
Speaker 6: I always want to do something. I always feel like
Speaker 6: I should be doing something, and one of the missions
Speaker 6: I have is to help people, and I love it,
Speaker 6: so I do. I do have fun though, you know.
Speaker 6: I like going places and doing things, but I don't
Speaker 6: like I don't like excessive leisure time.
Speaker 7: And laying around. To me, that's not joyful.
Speaker 6: Having a drink on a beach is joyful for fifteen
Speaker 6: or twenty minutes. I'm too much of a weird personality
Speaker 6: to enjoy that kind of downtime. But don't get me wrong,
Speaker 6: I enjoy life to the fullest.
Speaker 7: But I like doing that.
Speaker 6: Like when I started, I got like new energy when
Speaker 6: I started Wave eight Financial Management, starting something brand new.
Speaker 6: It just made me feel great and I love doing
Speaker 6: it and helping others and it's just cool. I can't
Speaker 6: explain it, but in any case, welcome to the show.
Speaker 6: I don't have to preach to you. You do what
Speaker 6: you want. So many people, as I said, they can't.
Speaker 6: They can't wait to get to the beach. It's called
Speaker 6: on the beach, you know, It's an expression they lay
Speaker 6: on the beach. More power to you do that all
Speaker 6: you want. I would die of boredom. And I think
Speaker 6: Doc said it right. You got to know what you're
Speaker 6: gonna do and do it and feel like you have
Speaker 6: meaning in life.
Speaker 7: Although there are some people.
Speaker 6: I talked to a guy one time who was painfully
Speaker 6: honest with me, and he says, you know, Tom, I don't.
Speaker 7: Feel like I have to have purpose.
Speaker 6: I actually like staying in bed late, watching TV, watching reruns,
Speaker 6: eating breakfast at noon, going out and doing nothing around
Speaker 6: of golf, and then you know, every now and then
Speaker 6: taking long weekends and vacations, and I thought, well that's nice.
Speaker 6: I mean, who am I to say you can't do that?
Speaker 2: How does this guy afford his No?
Speaker 7: No, I mean he's retired.
Speaker 6: I mean yeah, yeah, yeah, so he saved up for it.
Speaker 6: It's not like he doesn't deserve it. I mean I
Speaker 6: think we all deserve exactly.
Speaker 7: What we get. And I don't mean that in a
Speaker 7: cruel way. I mean what I should say this I no, no, yeah,
Speaker 7: bad way.
Speaker 6: I think what I meant to say was we all
Speaker 6: get exactly what we strive for. I think I really
Speaker 6: think so. I'm not talking about sickness and all that.
Speaker 6: I'm talking about like in life, our goals. I think
Speaker 6: we accomplish our goals. I think when somebody says I
Speaker 6: can't do this, I can't do this, I can't do this,
Speaker 6: I can't do this, they're absolutely.
Speaker 2: Right, right.
Speaker 6: And when they say I'm going to do this, I'm
Speaker 6: going to do this, I'm going to do this, they're
Speaker 6: going to have fun trying or they're going to do it.
Speaker 6: So in any case, enough of my preaching. Tony wants
Speaker 6: to talk about a car accident, an issue with a settlement. Okay, Tony,
Speaker 6: what's happening in your life? Welcome to the show.
Speaker 14: Oh thank you this So I got to end it
Speaker 14: back in December. They plenty called me yesterday and they're
Speaker 14: offering me fifteen dollars to settle.
Speaker 7: Now I was like, okay, who hit Who hit you?
Speaker 7: Was it somebody? Somebody? Was that fault when they hit you?
Speaker 7: Is that right?
Speaker 15: Correct?
Speaker 14: It was a So I was like the second car,
Speaker 14: this truck ran into one cars and pushed them into me,
Speaker 14: and then I got pushed into another.
Speaker 6: And they offer and and they offered you a property
Speaker 6: damage settlement.
Speaker 7: Did you have any medical bills?
Speaker 11: Uh?
Speaker 14: So I did have to go through some therapy and things.
Speaker 14: So that's like a whole different case. I haven't to
Speaker 14: tack on none of that. But so I went to
Speaker 14: the to the collision place and I told them I
Speaker 14: had fifteen hundred dollars, Like, that's not even enough to
Speaker 14: fix your car, fix my truck?
Speaker 7: Well, hold on, so you're you have a two thousand
Speaker 7: and four Exterra. Is that right, Yes, sir. Are they
Speaker 7: saying it's totaled?
Speaker 14: Yes, they're totally not.
Speaker 7: And they're only offering you fifteen.
Speaker 14: Yes, because they said that there's only so much coverage
Speaker 14: and the first person that got career inded is taken
Speaker 14: the majority of it and then me, oh.
Speaker 6: So new So they're saying that they're okay. So how
Speaker 6: many cars were involved?
Speaker 7: Total?
Speaker 15: Uh?
Speaker 14: Three, including the one it hits.
Speaker 6: Okay. So where were you in the chain of three cars?
Speaker 6: In the middle?
Speaker 14: Yeah, I was in the middle.
Speaker 6: So a truck hit you and you hit a car.
Speaker 14: No, so a truck hit the car behind me, that
Speaker 14: car hit me, and then I got pushed into another car.
Speaker 6: Well I'm counting four cars here. I don't know why
Speaker 6: we're different. You had the truck, yeah, the car that
Speaker 6: hit you, you had you, and you had the car you hit.
Speaker 6: That's four cars, right, I'm sorry?
Speaker 13: Yeah?
Speaker 7: That who's the.
Speaker 6: One and who's the one paying the who's the one
Speaker 6: paying the bills?
Speaker 7: The truck that started it?
Speaker 15: Yes?
Speaker 7: Okay? And what insurance company is it?
Speaker 15: Uh?
Speaker 14: Bristol West.
Speaker 7: I never heard of them.
Speaker 6: I want to get our attorney on I want to
Speaker 6: get our accident attorney on. He does personal injury, but
Speaker 6: he knows a lot about property damage in.
Speaker 7: Cases like this.
Speaker 6: Katschina, Let's try to get John Fuller on right now
Speaker 6: and just tell him we have a property damage question
Speaker 6: if he could help us out. Hold on, Tony, I
Speaker 6: want to get somebody else's perspective. A truck hits you,
Speaker 6: you hit someone, well, a truck hits a car behind you.
Speaker 7: That car hits you.
Speaker 6: You hit someone right right, your car's totaled, so that
Speaker 6: truck's paying for everybody.
Speaker 14: Correct, But there's okay, they had so much comfort.
Speaker 6: No, I know, and that's true. But I don't know
Speaker 6: how they divvy up that coverage. I don't really know
Speaker 6: how they do it. Do you have collision car or
Speaker 6: you don't have collision coverage on an old car?
Speaker 7: Do you no?
Speaker 14: Just plain viability? And I'm just wanting to give my
Speaker 14: co bar, my rings, my two bumpers, you know, just
Speaker 14: my damage, just back to the regular way it was
Speaker 14: before the accident.
Speaker 7: How much how much will that all cost?
Speaker 14: So, like I said, I went to the collision place,
Speaker 14: I told them what I had, and they just kind
Speaker 14: of like there was not even enough to cover the
Speaker 14: two bumpers and the door. So I didn't even I
Speaker 14: didn't even bother to get an estimate. I called the
Speaker 14: insurance company.
Speaker 6: Okay, So so the fifteen hundred bucks won't cover anything, now, Tony,
Speaker 6: here's the here's the problem with an accident. They're only
Speaker 6: required to pay you what your car is worth.
Speaker 7: How many miles on your car?
Speaker 14: I got like two hundred and thirty thousand on it?
Speaker 7: Oh my god, Oh my god, it was.
Speaker 14: It was fine you buffers, greg a back door wasn't smashed.
Speaker 6: Yeah, I know, but yeah, but it has a finite value. Bro,
Speaker 6: if you were to sell it, how much would you
Speaker 6: have gotten for it? If you sold it, how much
Speaker 6: would you have gotten for it?
Speaker 15: Uh?
Speaker 14: By about fifte.
Speaker 7: Yeah, so you're being honest.
Speaker 6: Hold on, and let's see if there's any back door
Speaker 6: here with going after the guy in the truck. I'm
Speaker 6: Tom Martine and we'll get John Fuller on right after this.
Speaker 6: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 6: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up, free no obligation comparison
Speaker 6: call Compass insurance paying too much your coverage at dozens
Speaker 6: of insurance companies. Find out now three oh three seven
Speaker 6: to seven to one help. You'll think you're his only
Speaker 6: customer when you choose Frank durand the real estate man
Speaker 6: dot com to list your home with Remax Alliance three
Speaker 6: oh three nine two zero sixteen twenty two. Hi Tom
Speaker 6: Martino here three oh three seven one three talks seven
Speaker 6: one three eight two five five. I want to bring
Speaker 6: up John Fuller, who is our personal injury expert. But
Speaker 6: since he handles so many car accidents, I think he
Speaker 6: knows a lot about who gets what in property damage claims,
Speaker 6: because in a car accident, many times you have both
Speaker 6: the property damage itself and then the personal injury. John Fuller, welcome, Hey, listen.
Speaker 6: Here's what Tony is driving along. A truck hits a
Speaker 6: car behind Tony. Then that car hits Tony. Then Tony
Speaker 6: hits the car in front of him. Yep, everyone's going
Speaker 6: after the truck that caused it. The truck that hit
Speaker 6: the car behind Tony. Right that car hit Tony, Tony
Speaker 6: hit the car in front of him. The bad guy
Speaker 6: is the truck. The bad guy's insurance company says, we
Speaker 6: don't have enough money to go around, So you take
Speaker 6: what you get, and for your two thousand and four
Speaker 6: Nissan Exterra, we're going to give you what it's worth,
Speaker 6: and it is worth about fifteen hundred.
Speaker 7: He's upset about it.
Speaker 6: But is that the way it works? What happens when
Speaker 6: there's not enough to go around?
Speaker 19: Well, I mean, I mean, listen, insurance doesn't cap the
Speaker 19: amount of damages, but it may cap the amount that
Speaker 19: you can recover. And so by that, I mean, you know,
Speaker 19: the guy is free to buy. He can buy as
Speaker 19: little as the state requires for insurance coverage, but he's
Speaker 19: still responsible for all the damage that he does. But
Speaker 19: you're just not going to be able to use his
Speaker 19: insurance to collect the full amount of your damages. So
Speaker 19: you may have to go and actually sue him directly
Speaker 19: in small claims court, or you know, or take your
Speaker 19: hits or if you have full coverage. That's when people
Speaker 19: use their own insurance companies. And I understand that's not
Speaker 19: the case here, but those are really your options. Your
Speaker 19: damages don't stop with the available coverage, but your ability
Speaker 19: to collect may.
Speaker 7: It's a very important part.
Speaker 6: Tony John is saying, let's just say you had a
Speaker 6: really expensive car and your loss was thirty thousand dollars.
Speaker 6: Just because the guy doesn't have enough insurance doesn't mean
Speaker 6: he's not responsible. He could still be responsible for it,
Speaker 6: but collecting it's going to be very difficult, whereas if
Speaker 6: he has insurance, it's easier to collect. In your case, though,
Speaker 6: I think it's a moot point, Tony.
Speaker 7: And here's why.
Speaker 6: Even if you sue that guy directly in small claims
Speaker 6: court and correct me if I'm wrong, John Fuller, even
Speaker 6: if he goes directly after the truck driver and he says,
Speaker 6: you hit the car behind me, that car hit me.
Speaker 7: Now I don't have a car anymore.
Speaker 6: He doesn't have to pay a penny more than that
Speaker 6: car's worth, Isn't that right?
Speaker 19: Absolutely, your damages are the value that you've been deprived
Speaker 19: of here, and that's going to be the fair market
Speaker 19: value of that car about two seconds before he hit it.
Speaker 19: So yeah, if it's fifteen hundred, it doesn't matter how egregious,
Speaker 19: how bad, how much of a jerk the guy was,
Speaker 19: or how little or how much insurance he had the
Speaker 19: value of your car. What's going to take to make
Speaker 19: you whole is going to be that fifteen hundred.
Speaker 6: Okay, I have another question, and this is a weird question,
Speaker 6: but I'm hoping you can answer it.
Speaker 13: John.
Speaker 6: So we have the truck, the car that hit Tony Tony,
Speaker 6: and the car Tony hit.
Speaker 7: We have four vehicles.
Speaker 6: Now we have three vehicles that were damaged by the
Speaker 6: fourth one. How do they apportion the loss? Is there
Speaker 6: a priority number? For example? Does the guy at the
Speaker 6: head of the line get the first?
Speaker 7: How do they work that?
Speaker 19: Well, Tom, there's no rule that applies here to dictate
Speaker 19: who gets to go first. It's a matter of the
Speaker 19: insurance company saying, look, we owe a duty to protect
Speaker 19: this guy. There's a finite number of dollars that we
Speaker 19: can apply to this claim. We're going to offer it up.
Speaker 19: The only really mechanism there is to apportion that dollar
Speaker 19: is to go to court and have a judge decide.
Speaker 19: But that costs money, and so many times the insurance
Speaker 19: company will say, look, we're going to tender the entirety
Speaker 19: of the limits. We have a case right now where
Speaker 19: five people are injured and there's only fifty thousand dollars
Speaker 19: of coverage between the five. There's not going to be
Speaker 19: any more coverage. You're going to have to divide it
Speaker 19: some way. Either you can decide, we can go to
Speaker 19: a mediation and let somebody help us decide, or we
Speaker 19: can just throw it into the court and something called
Speaker 19: a declaratory action and inturpleat or deposit that money in
Speaker 19: the court and let the judge figure it out. So
Speaker 19: that's really your choice. The second and third option costs money,
Speaker 19: and so in an area where you don't really have
Speaker 19: a lot of dollars to begin with, your better course
Speaker 19: of action and it's just to decide amongst yourselves how
Speaker 19: to reasonably apportion that money.
Speaker 7: So, Tony, one thing I want to leave you with
Speaker 7: is the loss.
Speaker 6: If your exterra is worth fifteen hundred, you're not going
Speaker 6: to get more money going to small claims court.
Speaker 12: Okay, that's correct.
Speaker 7: You may as well take the money.
Speaker 6: You may as well just take the money if truly
Speaker 6: that's what it's worth.
Speaker 7: There's no sense fighting it.
Speaker 14: Okay, all right, now to make sure they were.
Speaker 6: If now now, wait, you want to make sure they're
Speaker 6: being fair. Remember what I just said, if that's what
Speaker 6: your car is worth. I don't know what your car
Speaker 6: is worth, but you said if you were to sell it,
Speaker 6: it would have been sold for about fifteen hundred, and
Speaker 6: you know you have two two hundred and thirty thousand
Speaker 6: miles on the damn thing.
Speaker 7: I mean, Tony, Sorry this.
Speaker 6: Happened to you, but I don't think they owe you
Speaker 6: more than it's worth, you know. John Fuller, By the way,
Speaker 6: I can talk to you about injuries if you ever
Speaker 6: have one like this, if there was an injury involved,
Speaker 6: or any other kind of a case. John, I have
Speaker 6: a queer question that happened on this show. It was
Speaker 6: such a weird problem and I want to ask you
Speaker 6: about it.
Speaker 7: Honest to God, this happened. This, honest to God happened.
Speaker 6: Okay, this guy was at home and his old truck
Speaker 6: was parked in front of his house.
Speaker 7: You got the picture, Yep.
Speaker 6: Some driver swerves into his truck and wrecks it. Now
Speaker 6: it's an old piece of crap truck, but it was
Speaker 6: his transportation. They said to him, we're gonna give you
Speaker 6: seven hundred dollars for that truck, and he said, I
Speaker 6: can't afford to be without that truck. I want to
Speaker 6: fix it. It was sideswiped, but because it was so old,
Speaker 6: they offered him like seven or eight hundred bucks. When
Speaker 6: he negotiated with the insurance company and said, but I
Speaker 6: want to keep the truck and fix it.
Speaker 7: Here's what they said to him.
Speaker 6: Okay, it's going to cost you to keep it about
Speaker 6: seven or eight hundred. So here's what we're going to do.
Speaker 6: You get to keep your wrecked truck. I mean, it
Speaker 6: was the weirdest situation I have ever encountered on this show.
Speaker 6: He's at home mining his own business, his truck is wrecked,
Speaker 6: and in essence, the insurance company said, we got good
Speaker 6: news for you, Joe. You get to keep your truck.
Speaker 19: Yeah. That's really an odd ball situation. I've heard you
Speaker 19: tell that story before, and the only thing I can
Speaker 19: imagine is that that truck was so depreciated that there
Speaker 19: was zero difference between the wholesale value of the truck
Speaker 19: and the retail value.
Speaker 21: It was just that old and that much of a
Speaker 21: of a you know pos that just wasn't yeah, had
Speaker 21: no additional value above the junk value, basically, you know.
Speaker 7: Yeah.
Speaker 6: And I told the guy, you go to small claims court,
Speaker 6: and I'll bet you that a judge would never let
Speaker 6: that happen.
Speaker 7: If you say, hey, I just need a few bucks to.
Speaker 6: Get yeah, yeah, So, John, what I want to know
Speaker 6: is what's the most common question you get when someone
Speaker 6: calls you with a personal injury Not about their car,
Speaker 6: but what's the most common question you get.
Speaker 19: Yeah, So the most common thing is that people just
Speaker 19: don't know when they really need to call a personal
Speaker 19: injury attorney and they most of them are just kind
Speaker 19: of inclined to try to handle it themselves for a.
Speaker 22: Little while, and then they kind of get over their head,
Speaker 22: and then they get really over their head, and by
Speaker 22: the time they call us, a number of things have
Speaker 22: happened which will materially affect the outcome at the end
Speaker 22: of the case. And so my advice to people is
Speaker 22: we are able to create the environment that lends itself
Speaker 22: to the best outcome the earlier we get involved. And
Speaker 22: so I'm talking about right after the accident, when critical
Speaker 22: decisions are being made about how to apply your medical benefits,
Speaker 22: your medpay, your copas, deductibles, all those things will have
Speaker 22: an impact on the bottom line. Give us a call
Speaker 22: when those decisions are being made. We can get involved
Speaker 22: right away and definitely make a great income, are a
Speaker 22: great impact in the end, and.
Speaker 6: It doesn't be you know, you don't charge more depending
Speaker 6: on when you get involved, or charge less depending on
Speaker 6: when you get involved.
Speaker 19: No, it's exactly the same fee. It's just that the
Speaker 19: outcome tends to be so much better the earlier you
Speaker 19: get us involved, So it's kind of the reciprocal. The
Speaker 19: laquer we get involved, the less you're gonna get, which effectively,
Speaker 19: I guess makes the see more.
Speaker 12: But it doesn't.
Speaker 19: It's yeah, it's actually the same scene no matter when
Speaker 19: we get involved.
Speaker 12: Now.
Speaker 6: John Fuller, by the way, can be reached at three
Speaker 6: oh three five nine seven forty five hundred five nine
Speaker 6: seven four five zero zero more.
Speaker 7: Coming right up.
Speaker 6: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 6: dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation. In comparison,
Speaker 6: call Compass Insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 7: I think.
Speaker 6: Hi, Tom Artino here three zero three seven one three
Speaker 6: talk seven one three two five five. Michael Mallley's with
Speaker 6: us from Petrolley Roofing, and I want to tell people
Speaker 6: right now listening how to get a BMW I eight.
Speaker 6: They're gonna do Petrolley's great big give back and they
Speaker 6: do it every year.
Speaker 7: They do it every year or do you do it
Speaker 7: once a year? Right? Okay, so let's talk about the
Speaker 7: big give back.
Speaker 6: This is a BMW I eight, Yes, sir, And what
Speaker 6: do people.
Speaker 7: Have to do? Listen?
Speaker 6: People, you could be one of the people who win this.
Speaker 6: What do they have to do to win this?
Speaker 23: Yes, So if you're one of our customers, or if
Speaker 23: you refer someone who becomes one of our customers, you're
Speaker 23: automatically entered and then throughout the year.
Speaker 6: Wait a minute, so just being a customer, their names entered.
Speaker 12: Yeah.
Speaker 23: Last year, the pool was four hundred and fifty people
Speaker 23: that we had as customers and then I think three
Speaker 23: under people that had referred. So, uh, we gave away
Speaker 23: a what did we give away last year?
Speaker 2: It was beautiful? Was it a truck?
Speaker 15: Yeah?
Speaker 23: It was a Oh it was a Ford Bronco one
Speaker 23: of the uh, all those those Ford Bronco yeah, it
Speaker 23: was fantastic and uh yeah, so one it was actually
Speaker 23: the very last customer that met the deadline.
Speaker 7: Uh one got all named Jenny.
Speaker 23: She she had worked at waffle house her whole her
Speaker 23: whole life. She was a single grandmother, and she needed
Speaker 23: a new car to uh to tote her grandkids around in.
Speaker 7: So cool.
Speaker 2: It's always fun when somebody like that wins.
Speaker 7: Now, the I eight is a hot car, isn't it.
Speaker 23: Oh it's so fast. Yeah, we were just rewatching Mission Impossible.
Speaker 23: It was highlighted in Mission Impossible number four. You know,
Speaker 23: Mission Impossible has a a thing with BMW and so
Speaker 23: they highlighted the I eight.
Speaker 7: It was I mean, that is one hell of a car. Yeah,
Speaker 7: am I that doesn't have golding doors? Does it? Yeah?
Speaker 2: Insured does?
Speaker 12: Oh?
Speaker 7: Come on, man, beautiful? Yeah, come on, this is one
Speaker 7: hell of a car.
Speaker 2: Yep.
Speaker 23: So we're giving it away now. The alternate is someone
Speaker 23: could take a fifty thousand dollars cash prize if they
Speaker 23: prefer so, if they win the car but they don't
Speaker 23: want to deal with taxes, registration, that kind of thing,
Speaker 23: they could take the cash prize and I'll be forced
Speaker 23: to drive it around a little bit longer, poor me, but.
Speaker 7: It would what do these If somebody was to.
Speaker 6: Buy an I eight brand spanking new, what would it cost?
Speaker 23: It was one hundred and fifty new right now it
Speaker 23: goes for eighty five. Oh my god, ninety depending?
Speaker 7: Oh my god? Is that a beautiful car?
Speaker 2: Hole fun give it away?
Speaker 7: Is that an all wheel drive?
Speaker 15: It is?
Speaker 23: Yeah, So if you put it in sport mode, it's
Speaker 23: got the two electric motors on the on the front door,
Speaker 23: and then it's got the combustion engine on the back,
Speaker 23: so it's a hybrid, which you're getting great gas mileage.
Speaker 7: What is the horsepower?
Speaker 2: Tom, Now you're out of Oh my.
Speaker 7: God, this is a beautiful This is like a Lambeau almost. Yeah.
Speaker 2: You drive up and you don't feel embarrassed.
Speaker 23: When there was a McLaren that drove Was that a
Speaker 23: car shown next to us and you know you don't
Speaker 23: feel embarrassed next to it?
Speaker 7: Go Lee, I'd ever realized they were so beautiful. So
Speaker 7: when do you give it away?
Speaker 23: June twenty eighth, we're putting on an event down in
Speaker 23: the Springs to unveil the winner. It'll be a free
Speaker 23: event for the community where they could come out. They'll
Speaker 23: do free minuture golf, we'll have free food.
Speaker 7: Oh wait, so June twenty eighth.
Speaker 6: So until that time, you said you either have to
Speaker 6: be a customer or refer a customer.
Speaker 7: What does referring a customer mean?
Speaker 23: So let's say you did a roof with us, and
Speaker 23: you knew we did a great job, and you know
Speaker 23: your neighbor needs a roof, so you refer them and
Speaker 23: they sign a contract.
Speaker 2: You get a second.
Speaker 23: Entry into the into the giveaway, and your neighbor would
Speaker 23: get a chance to win it too.
Speaker 2: So maybe you could borrow the car from them if they.
Speaker 6: So wait a minute, So what if I just heard
Speaker 6: about Patrol, I like Petrolley, I heard some good stuff
Speaker 6: about him, and I refer you to someone, but I'm
Speaker 6: not a customer.
Speaker 23: Yeah, then you, but if that person signs a contract
Speaker 23: with us, then you automatically are entered.
Speaker 12: Wow.
Speaker 7: Do you ask then people who referred you?
Speaker 2: Yeah, we try to get that down.
Speaker 15: You know.
Speaker 23: We we give anybody who refers us a two hundred
Speaker 23: fifty dollars referral. Thank you, just no matter what. Yeah,
Speaker 23: you know, our cost of customer acquisition is generally two
Speaker 23: hundred fifty dollars to acquire a new customer, right of
Speaker 23: course in advertising, right, so if if we have people
Speaker 23: that are referring us, that's the warmest lead we'll ever get,
Speaker 23: and so we want to say thank you and not right.
Speaker 2: It just makes sense to me.
Speaker 6: So not only do you get a two hundred and
Speaker 6: fifty dollars referral fee, but you get entered to win
Speaker 6: this I eight.
Speaker 7: Holy crap, that I eight is beautiful. What color is it?
Speaker 2: It's white? It's that one that you're looking at right there.
Speaker 15: God.
Speaker 23: Yeah, the second preate the place winner because we're giving
Speaker 23: away two cars this year.
Speaker 2: The second place winners.
Speaker 23: Uh gets a twenty twenty four four runner, the TRD pro.
Speaker 7: Let's get it, wrote to me twenty twenty four for runner.
Speaker 2: Wow, it makes me makes me want to wish I
Speaker 2: had a rule.
Speaker 6: Well, now if Dimitri, if Dmitri refers three customers, does
Speaker 6: he get three entries?
Speaker 2: Entries?
Speaker 13: Yeah?
Speaker 16: Oh really, I'm gonna start driving around after hailstorms, right
Speaker 16: and pass out your business card.
Speaker 23: It's going to be a side money hustle for him
Speaker 23: because he's going to get the two hundred and fifty
Speaker 23: dollars referral fee.
Speaker 6: Hold on, no, no, this is really people. This is
Speaker 6: really important. The trolley roofings in Colorado Springs. All you
Speaker 6: have to do is refer someone and have them put
Speaker 6: you down as a referral, and then that person becomes
Speaker 6: eligible to win as well as.
Speaker 7: Well as you.
Speaker 6: And the more people you refer, the more entries you get.
Speaker 6: And they only had four hundred and fifty en fees
Speaker 6: last year. That's an incredible odds of winning. Can you
Speaker 6: imagine one in four hundred win an I eight?
Speaker 7: Come on, man, a fore Runner?
Speaker 12: Yeah?
Speaker 7: I want? You want the fore Runner.
Speaker 6: Wait a minute, if they were side by side, don't
Speaker 6: tell me you would take the.
Speaker 7: Fore Runner first. No, I take the other one to.
Speaker 6: Sell it and then by proceeds and.
Speaker 2: Pay my taxes.
Speaker 15: Yeah.
Speaker 7: Wait, so there is a second prize.
Speaker 2: Yeah that's the fore Runner.
Speaker 7: Yeah, the fore Runner.
Speaker 2: Yeah, holy crap.
Speaker 23: Okay, now see I always wanted to win a car,
Speaker 23: and maybe I can't do it, but I can make
Speaker 23: it a dream for somebody else.
Speaker 6: You do this every single year, so every single customer
Speaker 6: every year has a chance to win a car.
Speaker 2: Yeah, gosh, what an opportunity that.
Speaker 7: That is a great idea. I mean, think about that.
Speaker 6: Every year, some customer or a person who refers a
Speaker 6: customer is going to win a car every year or
Speaker 6: two the first prize and second prize now second first
Speaker 6: prize was a Bronco last year.
Speaker 7: What was second prize last year?
Speaker 15: Us?
Speaker 23: What was second prize? No, we only did a first
Speaker 23: place last year. But this year I felt bad and
Speaker 23: I wanted to say, no, We're going to do second
Speaker 23: place prizes from a year on out. So this is
Speaker 23: our first year doing the second place prize.
Speaker 12: Wow.
Speaker 6: Anyway, then there's something else, and this is really important.
Speaker 6: It's a roof giveaway for people in need. Hearts and
Speaker 6: Hammer's roof giveaway? Is it for people in need? Or
Speaker 6: can anyone nominate themselves for that?
Speaker 23: Anyone can nominate themselves Tom, But really we go out
Speaker 23: and we investigate what's going on here, and so like if.
Speaker 7: You want to find someone in need.
Speaker 23: We want someone in need. That's really the heart behind
Speaker 23: this last year. It was we actually did four roofs last.
Speaker 2: Year and there was a myriad of people.
Speaker 7: One of our.
Speaker 23: Homesteader that you know, she couldn't she'd been doing her
Speaker 23: own roof and she's seventy years old and she'd hurt
Speaker 23: her arm doing the roof on her own and he's.
Speaker 7: Doing a roof on her own.
Speaker 2: Seven year old home setting woman. Just a tremendous person.
Speaker 6: All right, so hearts and hammers. We're gonna tell you
Speaker 6: how to qualify for that coming up. I'm Tom Martine.
Speaker 6: We have more coming up on the Troubleshooter Show.
Speaker 7: And don't forget speaking of roofing.
Speaker 6: Make sure you have proper insurance in place, or you're
Speaker 6: not paying too much, or maybe you don't have enough insurance,
Speaker 6: or you have too much insurance. A free insurance checkup
Speaker 6: the Insurance Health Center dot com three oh three nine
Speaker 6: nine six nine thousand, go with a sure thing Denver's
Speaker 6: Best roofer Excel Roofing dot Com. You don't pay a
Speaker 6: cent until you're content. Time for an insurance checkup free,
Speaker 6: no obligation. In comparison, call Compass Insurance Paying too much
Speaker 6: your coverage at dozens of insurance companies find out now
Speaker 6: three all three seven seven to one help. You'll think
Speaker 6: you're his only customer when you choose Frank durand the
Speaker 6: real estate Man dot com to list your home with
Speaker 6: Remax Alliance nine two zero sixteen twenty two. Hi Tom
Speaker 6: Martino here, Welcome to the show three ZO three, seven
Speaker 6: to one three talks seven one three eight two five
Speaker 6: five David, what's going on with your car repair man?
Speaker 7: What's happening?
Speaker 15: Hi? Tom? Yeah, I need to get shape. I was
Speaker 15: thought I need to get shocks and struts due to
Speaker 15: the rare shocks or leaking or seeping.
Speaker 12: And I was.
Speaker 6: Quoted up now sometimes now how many miles on your
Speaker 6: twenty twelve view at Lacrosse fifty five?
Speaker 2: It doesn't sound to me like what that's a nice car, Tom?
Speaker 16: Does it have the three point six leader GM engine
Speaker 16: in it?
Speaker 15: Yeah, it's a premium two six cylinder, a three point yeah,
Speaker 15: three point six.
Speaker 2: That's a rock solid car.
Speaker 12: Man.
Speaker 2: So what's your question about the rear show?
Speaker 6: Well, first of all, I think here's my first gut
Speaker 6: when he was told they were leaking, they're lying to them.
Speaker 6: That's my first gut feeling.
Speaker 2: It's an easy one to check in to check out.
Speaker 16: You go under the car with a flashlight and see
Speaker 16: if the shock absorber is wet with oil?
Speaker 7: Did you do it? Did you check it out?
Speaker 15: I did not. They sent me pictures of it.
Speaker 6: Yeah, of course they did, because they have an oil can.
Speaker 2: Oh, Tom, it depends on where he took the car.
Speaker 7: No, I know, I know. Listen, David. All I'm saying
Speaker 7: is this now.
Speaker 6: Listen, I don't want to cast a shadow on where
Speaker 6: you took the car because it's probably they're probably not
Speaker 6: lying to you. But that's the first gut reaction I had,
Speaker 6: because that's one of the most common scams when you're
Speaker 6: on the road that people do to you. They tell
Speaker 6: you your struts are leaking, and they have an oil can
Speaker 6: or a grease can and they spray it around there
Speaker 6: and show you. So here's what I want to ask you.
Speaker 6: Do you trust the people that diagnosed it?
Speaker 15: I think idea, yes.
Speaker 7: Can you tell me who it was Chase Automotive?
Speaker 6: Okay, I don't know who they are, so that's not
Speaker 6: a big chain, that's a private shot.
Speaker 15: Yeah, I believe.
Speaker 6: So okay, so what's your questions?
Speaker 15: Well, they want to charge two I think that's pretty high.
Speaker 7: Oh, wait for how many.
Speaker 15: All of them struts and shocks? Four of them?
Speaker 6: That might not be if you're talking about eight pieces,
Speaker 6: four and four four struts, four shocks. Did they come
Speaker 6: as a unit?
Speaker 16: They could, So there's a thing called quickstrut. When you
Speaker 16: that's that's where they're pre assembled from a non OEM supply.
Speaker 6: Hey, Kachina, can you get Kevin Kalkin on suck Let's
Speaker 6: bring you back.
Speaker 7: David.
Speaker 6: I want to get our expert on to talk about
Speaker 6: this and he'll give you some good ideas on prices.
Speaker 6: And uh, if Kevin's not around, let's try Jeff Vic
Speaker 6: Camera transmission.
Speaker 7: I'm Tom Martinez.
Speaker 6: We have more coming up on the Troubleshooter Show three
Speaker 6: O three seven one three eight two five five, and
Speaker 6: we'll find out if this guy's being put together or not.
Speaker 6: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 6: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Please time for an insurance check up free, no obligation.
Speaker 6: In comparison call Compass Insurance paying too much your coverage
Speaker 6: at dozens of insurance companies find out now three O
Speaker 6: three seven to seven to one help. You'll think you're
Speaker 6: his only customer when you choose Frank durand the real
Speaker 6: estate Man dot com to list your home with Remax
Speaker 6: Alliance three oh three nine two zero sixteen twenty two.
Speaker 1: Ripped what News ned.
Speaker 4: Advice so you don't have.
Speaker 11: Come running just as fast as we can.
Speaker 24: Shooter's gonna help come man Dix.
Speaker 5: Is the Troubleshooter Show. No, Tom Martino, Hi.
Speaker 7: I'm Tom Martino.
Speaker 6: This is the Troubleshooter Show, where we attempt to make
Speaker 6: your life a little easier by solving your problems, answering questions,
Speaker 6: taking complaints on any and all things. David called, and uh,
Speaker 6: we left off with him. We'll get right to him.
Speaker 6: Anything you have, give us a call three oh three
Speaker 6: seven one three talk while we're on the air here
Speaker 6: seven one three A two five five. You can also
Speaker 6: call three oh three Martino and that works twenty four
Speaker 6: to seven three oh three six two seven eight four
Speaker 6: sixty six. Kaennatione Home Solutions has painting pros available now.
Speaker 6: So a sixty five year old company now offering painting.
Speaker 6: You can depend on Khwindows dot com. All right, David
Speaker 6: said he has a twenty twelve Buick Lacrosse, a beautiful car.
Speaker 7: Not that many miles on it, Kevin.
Speaker 6: He was told that he needs new shocks and struts. Now, David,
Speaker 6: didn't you say around fifty thousand miles on this car?
Speaker 12: Yeah, that's about right.
Speaker 6: It's a two thousand, a two thousand. Listen to this, Kevin,
Speaker 6: a twenty twelve with about fifty thousand miles on.
Speaker 13: It, not a lot.
Speaker 7: That's low, that's truely, And what.
Speaker 6: Are the chances he needs shocks and struts?
Speaker 8: It's likely with the age, you know, because the suspension
Speaker 8: is holding the car up the whole time. It's even
Speaker 8: if it's not moving. So yeah, that's about right.
Speaker 7: Now.
Speaker 6: The price he was given for shocks and struts all
Speaker 6: the way around on a twenty twelve Buick Lacrosse is
Speaker 6: how much David?
Speaker 15: Two four hundred not including a line?
Speaker 13: Okay?
Speaker 8: Now is that electronic suspension or just standard you.
Speaker 15: Know, electronic?
Speaker 7: Did he say too?
Speaker 12: Now?
Speaker 8: It is electronic? Yeah, that's about right, it is. It
Speaker 8: is more expensive for the electronic suspension, it is.
Speaker 6: Okay, what does an electronic suspension mean?
Speaker 8: It meters things differently as opposed to a conventional strut,
Speaker 8: which is just hydraulic. The electronic can actually adjust suspension
Speaker 8: for different situations, in different conditions, So it is it's
Speaker 8: much more advanced, and it is more expensive.
Speaker 6: Talk to around twenty four hundred bucks, and then how
Speaker 6: much is the alignment going to cost?
Speaker 7: David?
Speaker 15: It's like a hundred bucks.
Speaker 8: Yeah, they that but yeah, even if they don't. Yeah,
Speaker 8: but that's that's not a bad price. I mean, twenty
Speaker 8: five hundred's a lot of money, but that's that's what
Speaker 8: it costs for those Okay.
Speaker 6: Oh wow, Yeah, Well at least you have some good
Speaker 6: information to go on. So, David, I might have been
Speaker 6: wrong here with them trying to put you together on this. Yeah.
Speaker 7: I think they're pretty you want to sayd.
Speaker 16: He Kevin, Can I assume if the electronic suspension was
Speaker 16: an option on this automobile, doesn't it have mounting provisions
Speaker 16: for a standard analog suspension?
Speaker 2: Have you have you a possibility to swamp in a
Speaker 2: standard I have not.
Speaker 8: Found a good conversion for those. There's a lot of
Speaker 8: the air suspension you can convert to hydraulic, but the
Speaker 8: electric is different, so there really is no good conversion. Yeah.
Speaker 16: And Kevin, in my position on the car in general
Speaker 16: was it's got a solid GM thirty six hundred engine.
Speaker 16: Is that that's known to be just the real workhorse,
Speaker 16: isn't it.
Speaker 8: They've had some issues with them, but it's not a
Speaker 8: bad motor.
Speaker 13: Yeah.
Speaker 8: I wouldn't call it a workhorse, but it's it's it's
Speaker 8: a good motor.
Speaker 16: Yeah, with fifty thousand miles, that might be worth the investment.
Speaker 8: Oh heck yeah, in the suspension, I wouldn't see an
Speaker 8: issue with it. But even the hydra if he if
Speaker 8: he had a straight hydraulic, it'd be only about seven
Speaker 8: hundred less. So it's not it's not like it's three
Speaker 8: times the price or anything. It's just, you know, it's
Speaker 8: just a little more labor with the electronic ones.
Speaker 6: Hey, Kevin, I appreciate you coming on and if somebody
Speaker 6: has questions on stuff like this, is this one of
Speaker 6: the things you can do with a quick drive by
Speaker 6: or is this something you need to dig into when
Speaker 6: it comes to shocks and struggle.
Speaker 8: You're absolutely right. It's a quick inspection. We don't charge
Speaker 8: with those, and we'll give him advice. Advice is always free.
Speaker 7: Yeah, yeah, you guys that.
Speaker 6: I want people to know that they can call you
Speaker 6: or drive by for quick inspections. Courtesy of Shardan Autotech
Speaker 6: dot Com. Thank you, Kevin, three O three. He can
Speaker 6: be reached at three oh three four five five seventy
Speaker 6: two forty two. Three oh three four five five seventy
Speaker 6: two forty two. All right, did you guys know that
Speaker 6: right now? Twenty five percent of all employers are dropping
Speaker 6: the requirement for a college education.
Speaker 2: I didn't know that.
Speaker 7: They're dropping the requirement altogether.
Speaker 6: So by year's end, there will be twenty five percent
Speaker 6: less companies looking for diplomas from college. Some of the
Speaker 6: reasons they give, now listen to this. They feel some
Speaker 6: college graduates are expecting too much because they have a
Speaker 6: college diploma, yet ninety nine percent of the job is
Speaker 6: learned on the job, not from their college, and their
Speaker 6: college had little or nothing to do with their success.
Speaker 6: Can you imagine going to college, spending hundreds of thousands
Speaker 6: of dollars, then being told by your job, you know
Speaker 6: this is doing.
Speaker 7: You no good? Think about that. This is doing you
Speaker 7: absolutely no good.
Speaker 18: And Tom, I think the because colleges have gotten away
Speaker 18: from education and substituted indoctrination. So they're coming out as
Speaker 18: these woke college graduates, and people don't want to hear that.
Speaker 18: They want people who are willing to work and who
Speaker 18: have an open mind and not a woke mindset.
Speaker 7: Now listen to this.
Speaker 6: Hiring managers, Seven of ten hiring managers say that they
Speaker 6: rather see relevant experience over a bachelor's degree every single time.
Speaker 6: Some of the areas dropping bachelor's degrees, they well, they
Speaker 6: range from white collar jobs to boot collar jobs.
Speaker 7: But they say, if.
Speaker 6: You can find a trade school and get certificates, even
Speaker 6: when it comes to computer stuff like networking and all
Speaker 6: of that, that is going to serve you better than
Speaker 6: a college degree. And you know, for the first time
Speaker 6: in years, college enrollment all around is down.
Speaker 7: Did you know that so expensive?
Speaker 6: So among employers that eliminated degree requirements, two thirds did
Speaker 6: it for entry level roles.
Speaker 7: You got about.
Speaker 6: Fifty four percent of them that erased the need for
Speaker 6: mid level roles, and twenty three percent of all companies
Speaker 6: now have taken away the requirement for a college degree
Speaker 6: at a senior level. Now they say that there's nothing
Speaker 6: wrong or harmful about a bachelor's degree, but they're not
Speaker 6: putting that much weight on it anymore. They say that
Speaker 6: gen Z employees now again they only go up to
Speaker 6: twenty six years old.
Speaker 7: They're still really new.
Speaker 6: Should prioritize getting entry level jobs to gain experience over
Speaker 6: a degree.
Speaker 7: Many gen Z people.
Speaker 6: Are foregoing basic jobs with experience looking for higher level jobs,
Speaker 6: ending up with menial jobs in between, so they waste
Speaker 6: time being waiters or wait. People, they waste time looking
Speaker 6: for the big job when they could have gotten an
Speaker 6: intermediatory job to gain experience that would have gotten them
Speaker 6: a six figure and salary quicker than what they're doing.
Speaker 7: So they're looking for the six figure.
Speaker 6: Salary right out of college as opposed to be willing
Speaker 6: to work for less to gain experience. So the message
Speaker 6: these hiring managers have is get an intermediary job and
Speaker 6: gain experience. Experience will speak louder than your college degree
Speaker 6: when it comes to getting more money in the future.
Speaker 6: If you put off your career being a wait person,
Speaker 6: an uber driver, or you know, like food delivery, you're
Speaker 6: not helping yourself by waiting for the ultimate job. Ultimate
Speaker 6: jobs normally come after the experience is gained. So if
Speaker 6: that's the lesson for all of us, that's the lesson
Speaker 6: for all of us. We have more coming up on
Speaker 6: the Troubleshooter Show. I just think here's what I think.
Speaker 6: People I think have lost. They want everything now. They
Speaker 6: don't even have a concept of waiting. Jim, what is
Speaker 6: your comment on college degrees?
Speaker 25: Go ahead, Jim, Well, Tom, I've got a degree in
Speaker 25: soft engineering and spent forty years doing working in pro
Speaker 25: and so forth, and I can say that, yes, just
Speaker 25: two semesters of programming in college covered everything that I
Speaker 25: was allowed to do. Computer science played nothing, no role
Speaker 25: whatsoever in the business programming that I was doing, and
Speaker 25: I made good money.
Speaker 6: So okay, So I want to ask you, are there
Speaker 6: programs that just concentrate on what you said?
Speaker 7: Did you good?
Speaker 6: In other words, can you go and just learn that
Speaker 6: particular kind of work that you said, did you like?
Speaker 6: Like you said there were certain coding classes that those
Speaker 6: are the only ones you actually used, right, Yeah, are
Speaker 6: are there schools that offer Are there schools that offer
Speaker 6: just those programs?
Speaker 10: You know, I'm not looked at that, but I would
Speaker 10: say a college that just offered the computer science part,
Speaker 10: you know, the first two year, two or three years
Speaker 10: of it of right, which is about probably a dozen courses,
Speaker 10: would serve you well.
Speaker 13: Yeah, computer science.
Speaker 10: And okay, thanks Jim, something like you bet doculare no.
Speaker 7: I appreciate you.
Speaker 6: See, so Jim says, very rarely did he use or
Speaker 6: actually he didn't use any of his education other than
Speaker 6: the basic computer science. You know, there's a guy working
Speaker 6: in the field telling you that. But I think the
Speaker 6: world is finally coming around to saying, you know what,
Speaker 6: let's look for the quality in the experience, and let's
Speaker 6: look for people who know what they're doing as opposed
Speaker 6: to people who simply have a degree.
Speaker 7: Hey degrees.
Speaker 18: How about a community college where it's only two years
Speaker 18: that you can get that experience and not have to
Speaker 18: waste another two years.
Speaker 7: That don't mean anything, that's true.
Speaker 6: I was talking to an count the other day that
Speaker 6: said that when it comes to accounting, that you don't
Speaker 6: need a bachelor's degree. If you get basics in accounting
Speaker 6: and booeping, they can put you to work faster, making
Speaker 6: more money than somebody.
Speaker 7: Out of school with a bachelor's degree.
Speaker 6: We have more coming up on The Troubleshooter Show three
Speaker 6: O three seven, one, three eight two five y five.
Speaker 6: Genesis Total Exteriors also does basements, baths and kitchens and
Speaker 6: mold detection and remediation. Genesis tootalexteriors dot com. Go with
Speaker 6: a sure thing Denver's Best roofer Excel Roofing dot Com.
Speaker 6: You don't pay a cent until you're content time for
Speaker 6: an insurance checkup free no obligation. In comparison, call Compass
Speaker 6: insurance paying too much your coverage at dozens of insurance companies.
Speaker 6: Find out now three oh three, seven to seven to one.
Speaker 7: Help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate man dot com to list your
Speaker 6: home with Remax Alliance three oh three nine two zero
Speaker 6: sixteen twenty two.
Speaker 7: Kid, though you never get around.
Speaker 6: Hi Tom Martino, here, let's talk about a possible fraud,
Speaker 6: or at least that's what Damien says. Damien, pray, tell
Speaker 6: what's going on?
Speaker 7: What's this possible fraud?
Speaker 1: I look, I can get some documents. Leo a friend
Speaker 1: of Mountain, and that says I have lawsuits or something
Speaker 1: like that.
Speaker 7: And does anyone understand him? I don't understand him. I'm sorry.
Speaker 7: Go ahead, what were you What do you hear?
Speaker 26: Man?
Speaker 13: Go off?
Speaker 7: Okay, hold on, man, hold on, hold on? What did
Speaker 7: you hear him say?
Speaker 14: So?
Speaker 16: If I understood you correctly, sir, you said you got
Speaker 16: some mail from your friend and this male is advising
Speaker 16: you of some lawsuits.
Speaker 1: Yeah, I got the mail from uh yeah, and it
Speaker 1: was talking about it is right here I.
Speaker 27: Got was it?
Speaker 7: Tell me this? Was it? Was it email or was
Speaker 7: it a regular letter?
Speaker 1: It was a regular doctor.
Speaker 6: It was a regular letter, okay, And who was it from?
Speaker 7: Who is it from?
Speaker 1: He says social Security?
Speaker 7: And what does it say?
Speaker 1: Social services? So it says let's see, uh she was it?
Speaker 13: Said?
Speaker 27: Hey, Damien Security, I got this to my father. He said,
Speaker 27: social Security Administration. Okay, God, social Security Administration, Retirement survivors
Speaker 27: and disability insurance.
Speaker 7: What about it? What does the letter say?
Speaker 1: We said, dear Damien, an internet An Internet application for
Speaker 1: Social Security benefits was completed for you by a third
Speaker 1: party on March eighteenth, twenty twenty five. Restored the sistimation
Speaker 1: and our records and mails the application for you to
Speaker 1: review sign and retirement. Well, not yet received a sign application.
Speaker 1: If you wish to foul for benefits, please let me
Speaker 1: see return and sign application to the address at the
Speaker 1: top of this letter once we receive this.
Speaker 6: Okay, let me ask you something, Damien, Damien, did you
Speaker 6: fill out an application for benefits?
Speaker 1: Yes? I did?
Speaker 7: Okay.
Speaker 6: Why do you have a disability? Or are you sixty six?
Speaker 1: Not a disability? I got my arm?
Speaker 15: Well, well, mussy, how did that happen?
Speaker 1: Uhs by.
Speaker 8: Such?
Speaker 7: How do you do it? Frostbite? Wow?
Speaker 6: So, Damien, you applied for Social Security and they said
Speaker 6: you have to sign the application.
Speaker 7: Is that correct?
Speaker 15: Right?
Speaker 7: I why do you think?
Speaker 6: Why do you think it's a scam?
Speaker 1: But you may want to think it's a scam because
Speaker 1: I'm not a third party. I mean, I'm signed my own.
Speaker 7: I get it.
Speaker 6: You went online, You went online and you filled it
Speaker 6: out and you signed it.
Speaker 7: And they came on and said that a third party
Speaker 7: did it.
Speaker 1: Yeah, that's what this paper paper, the paper autoament said
Speaker 1: I didn't find it, which I did with SoC Security.
Speaker 1: And then when I called the Social Security Administration that
Speaker 1: the number they gave me, uh uh, they give me
Speaker 1: this and it doesn't it doesn't don't even go through
Speaker 1: as a Social Security number.
Speaker 7: Oh really, I wonder how they got your name and number.
Speaker 7: So wait a minute.
Speaker 6: That number on the letter does not go through to
Speaker 6: Social Security.
Speaker 1: It's just even on my channel because my phone is
Speaker 1: weird and sometimes people will pick it come on, and
Speaker 1: it doesn't. It's not it's not right. I mean, I
Speaker 1: like talking to okay, and and and and it's face
Speaker 1: to face.
Speaker 6: Well, Damien, Damien, you're you are talking to me right now,
Speaker 6: so we can we can trust it.
Speaker 7: There is there a way you can send us a copy.
Speaker 1: Of that letter, I guess on my phone. Uh send
Speaker 1: it to uh?
Speaker 7: Okay, hold on, I got more. No no, no, no, no, but
Speaker 7: you but you can forward it? Can you forward it
Speaker 7: to us?
Speaker 1: Yeah? I can just yeah, I can screenshot it on
Speaker 1: my phone, I guess, and they'll send it to.
Speaker 13: You to there like that.
Speaker 6: Okay, hold on a second, Yeah, I try to do that. Hey, Kachina,
Speaker 6: will you give him our email address? I want to
Speaker 6: see the letter to see what he's talking about. My
Speaker 6: suspicion is that he did fill it out online and
Speaker 6: he must have checked a box or did it differently,
Speaker 6: and they are confusing it with the third party, and
Speaker 6: they're saying, now you have to sign it because the
Speaker 6: third party can't sign it. And the reason I think
Speaker 6: it's legit is because it was mailed to his home.
Speaker 6: But he says the number doesn't work. We'll check it
Speaker 6: out for him. Three oh three seven to one three
Speaker 6: talk seven one three two five five?
Speaker 7: What mark?
Speaker 13: Wait? Wait? Wait?
Speaker 7: Wait what dot?
Speaker 15: Say?
Speaker 7: What's the number?
Speaker 2: I'll call it right now.
Speaker 6: Yeah, let's do it off the air. Hold on talking
Speaker 6: to him right now. Let's do it right off the air.
Speaker 6: All right, we'll get that number renew Home Innovations will
Speaker 6: do beautiful shower conversions from your old tub shower combo
Speaker 6: and they put up solid porcelain walls that are beautiful.
Speaker 6: Their Veneer walls looks like solid porcelain. No maintenance ever.
Speaker 6: They do it in two or three days with months
Speaker 6: to pay. That's renew Home Innovations dot com. Go with
Speaker 6: a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance checkup free, no obligation comparison call
Speaker 6: Compass Insurance paying too much your coverage at dozens of
Speaker 6: insurance companies find out now three all three seven to
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank Durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two. I'm Tom Martino. Hey, welcome,
Speaker 6: How are you doing? Scott wants to talk about JDI windows.
Speaker 6: This is a company that sells Anderson windows.
Speaker 7: I believe what's going on with you?
Speaker 13: They're actually Simonson windows that they used.
Speaker 6: Oh they are okay, I'm sorry, yeah, anyway, they seem
Speaker 6: to have great ratings, Scott, what's going on?
Speaker 13: Well, I'm getting a bunch of noise after they've replaced
Speaker 13: all my windows where I can hear like planes going overhead.
Speaker 13: I've never heard planes before. Also I can hear traffic
Speaker 13: like I'm a couple miles away from the freeway and.
Speaker 7: Before really, what kind of windows did you have before?
Speaker 13: They were just builder grade windows?
Speaker 7: Really? And you what did you have put in Symington?
Speaker 13: Yeah? Daylight?
Speaker 7: And when did you have it done?
Speaker 13: I had it done last year in July into July.
Speaker 7: What do they say about that?
Speaker 13: They're trying to say it's just my best, like from
Speaker 13: the walls and things like that.
Speaker 6: Well, where do you think the noise is coming from
Speaker 6: from the windows? What kind of window glass is it?
Speaker 6: Is it triple campaign?
Speaker 7: Double? What is it?
Speaker 13: It's double pain?
Speaker 7: And what are they vinyl? Or they would vinyl? Okay?
Speaker 6: And they said that they believe it's not coming from
Speaker 6: the windows.
Speaker 13: Correct, It's coming through the walls, you know, like inflations
Speaker 13: settling for time, And.
Speaker 6: Yeah, I don't think that's it. Let me ask you
Speaker 6: something though, Scott, if you can try to remember how
Speaker 6: much noisier is it?
Speaker 13: Well, it's bad enough that my wife can't even be
Speaker 13: on a phone call when they're turming, like the neighbors
Speaker 13: across the street with the weed eater. What. Yes, And
Speaker 13: the windows are not open, they're closed.
Speaker 7: Have you ever had somebody come over and look and listen?
Speaker 13: Well I have, but they didn't want to really get involved.
Speaker 6: Who was it that came over? They did want to
Speaker 6: get involved. I don't mean the name. Was it a
Speaker 6: friend of yours or was it another company?
Speaker 13: Another company?
Speaker 7: Well? What did they say about it?
Speaker 13: Well, they think it's their guest. Best guess was that
Speaker 13: they didn't install them correctly because I went round with
Speaker 13: them first when they replaced the windows where they made
Speaker 13: a mess out of my window like the realm where
Speaker 13: they cut them out and stuff, and they didn't fall movie, Yeah,
Speaker 13: they didn't. From the windows. They just put cocking here.
Speaker 13: There's you know, they're thing that there's like an inch.
Speaker 13: It's pretty tight. The windows are pretty tight.
Speaker 6: But so you think truly it has to do with
Speaker 6: the way they installed it. And did the did that
Speaker 6: other company think that too?
Speaker 13: Uh? In so many words, yes, Well, you're going.
Speaker 6: To need to get an expert before we can help you.
Speaker 6: We're going to need an expert who's willing to say it.
Speaker 6: I mean, we can give you the names of some
Speaker 6: of our experts, but you need someone to go and
Speaker 6: look at him now off the bat. Who I would
Speaker 6: recommend is Genesis. Where are you in town? Like in general?
Speaker 13: What area I'm inter REATA.
Speaker 6: You might want to call Mark over at Genesis Total
Speaker 6: Exteriors and tell him I told you to call.
Speaker 7: Just see if he'll come out.
Speaker 9: Now.
Speaker 6: If he won't call us back, but I want to
Speaker 6: hear from one of our experts that I know and trust,
Speaker 6: I'm going to give you his number, okay, Genesis Total
Speaker 6: Exteriors three oh three six seven nine eight five zero
Speaker 6: nine okay. And then we also have K and H.
Speaker 6: Holmes Solutions and others. But I want to start with
Speaker 6: Mark to see what he thinks about that installation. And
Speaker 6: he's a good guy, he'll do it. Give him a
Speaker 6: call and let us know. Now we have a very
Speaker 6: strange situation. I want to get Joe Lazara up quickly.
Speaker 6: He's a very busy man. He's a criminal defense attorney,
Speaker 6: and we use Joe for information on all kinds of
Speaker 6: self crime related.
Speaker 7: Joe Lazara L A. Z.
Speaker 6: Z a Ar Joe, thank you so much for being here.
Speaker 6: I've never heard of a situation like this, and I'm
Speaker 6: going to sum it up.
Speaker 7: First, Dara son.
Speaker 6: Lived with her and the neighbor and the son had
Speaker 6: an argument and it was pretty nasty, and then.
Speaker 7: A restraining order was put on the sun.
Speaker 6: Okay, now this so for the last three years there
Speaker 6: has been a restraining order on the Sun and he
Speaker 6: can't live there anymore. Have you ever heard of a
Speaker 6: restraining order displacing someone from their home.
Speaker 8: No, And are we talking.
Speaker 24: About a civil or I'm assuming it's a civil protection order?
Speaker 7: Well, what's the difference.
Speaker 6: What do you mean, what's the difference between civil and
Speaker 6: criminal protection order?
Speaker 24: So criminal there would be a pending criminal case, assuming
Speaker 24: there's no criminal pencil case and the name. If the
Speaker 24: neighbor got a protection order, obviously he should have been served,
Speaker 24: had a right to contest it, or at least to
Speaker 24: argue the restrictions of it. Assuming that it is a
Speaker 24: blanket protection order, I can't see how prohibit him from
Speaker 24: returning home or living there. It just might simply say hey,
Speaker 24: you got to keep your distance, or keep fifty feet
Speaker 24: or one hundred feet, or think.
Speaker 13: To that effect.
Speaker 10: Darah, can you hear.
Speaker 7: Me, Darren, Darah, you hear me not very well?
Speaker 9: You hear me.
Speaker 7: Not very well?
Speaker 6: Uh oh, Okay, was your son told he could not
Speaker 6: live there?
Speaker 26: What was my son's What.
Speaker 6: Was your son told he could not live there?
Speaker 3: Yeah?
Speaker 28: He cannot come to get some within one hundred feet
Speaker 28: of my house, of her house, which is right next door.
Speaker 7: But he was living there up till this time. He Yeah.
Speaker 6: But Darren, before the protection order, before the protection order,
Speaker 6: had he lived with you in that house?
Speaker 3: Yeah?
Speaker 28: For ten years?
Speaker 6: Okay, Joe, he had lived there for ten years. This
Speaker 6: sounds way, This sounds crazy to me that they says
Speaker 6: he can no longer come home.
Speaker 13: I agree.
Speaker 24: There's either some confusion or yeah, this is an inappropriate
Speaker 24: order because it can't prohibit him from returning or living
Speaker 24: in his own house.
Speaker 6: All they would say is you can't have contact with
Speaker 6: the neighbor. Listen, dar I don't think you're Darren. You
Speaker 6: guys didn't fight it properly. A judge is going to
Speaker 6: grant him permission to live at home.
Speaker 28: I don't have the money for an expensive attorney, and
Speaker 28: she has an attorney, and we are just getting jerked
Speaker 28: around and we aren't able to tell our story at all.
Speaker 28: And it's just it's just so upsetting that my son
Speaker 28: living one hundred yards in the parking lot down the
Speaker 28: street from my house, and this woman is hardly ever home.
Speaker 28: She's right now, she's been gone for three.
Speaker 6: Weeks, and hey, Joe, would she have to What do
Speaker 6: they have to do to modify that motion? Do they
Speaker 6: have to get do they have to file emotion?
Speaker 24: I think so? I think he can file a motion.
Speaker 24: I mean, my first thing would be I would call
Speaker 24: the other attorney, talk to him, and then file the
Speaker 24: appropriate motion. Get them protection order modified to allow him
Speaker 24: to return home. Obviously, they have to keep their distance.
Speaker 28: They said, no, we can't even I have to say this.
Speaker 28: They said, we can't even approach to go back to
Speaker 28: court for another two years.
Speaker 13: And I'm a lady.
Speaker 28: I feel like I'm getting kicked out of my house.
Speaker 6: So my Okay, Darren, my family, Dara, here's what we're
Speaker 6: going to do. We can't rely on your own understanding.
Speaker 6: Here's what we need to do. We need to get
Speaker 6: a copy of a protection order. Okay, mm hmm, yep,
Speaker 6: do you have a copy of it?
Speaker 28: I was gonna go down to the courthouse today to
Speaker 28: get another copy of that, because I think I just
Speaker 28: got rid of all this negative stuff out of my house,
Speaker 28: all right.
Speaker 3: Really upsetting.
Speaker 6: I understand, we have to take this one step at
Speaker 6: a time. I want you to go get a copy
Speaker 6: of this protection order and we're gonna let Joe Lazara
Speaker 6: read it. Joe, if you had a case number, would
Speaker 6: you be able to pull it or not?
Speaker 8: Oh, we may be so.
Speaker 24: Yeah, I mean criminal, absolutely, but I would I would
Speaker 24: think so on this one.
Speaker 6: But this sounds like civil to me. Yeah, she gets
Speaker 6: me a case, Dara, was your son? Was your son
Speaker 6: ever arrested on this case?
Speaker 3: Yeah?
Speaker 28: He was arrested when he came home to our house
Speaker 28: and we didn't even know that he couldn't come home.
Speaker 28: He was my son suffers from bipolar and when this
Speaker 28: all happened in Yelling, he was like an a mannic
Speaker 28: and the neighbor was really exasperating it by filming us,
Speaker 28: filming the whole thing and just made things worse. And
Speaker 28: now he has been home in three years.
Speaker 26: He's been living in a.
Speaker 28: Car and in the in the winter time when it
Speaker 28: was zero degrees in February March. I'm you know he's
Speaker 28: not the neighbor's not even home and he's suffering.
Speaker 6: Okay, okay, hold on, hold on, I gotta take a break.
Speaker 6: I gotta take a break. I gotta take a break. Kashina,
Speaker 6: get Dari's information, get the case number. Have her send
Speaker 6: us a copy of the order. We'll send it to
Speaker 6: Joe Lazara. That's Lazara l A z Zar A Lazara
Speaker 6: Legal dot com. You can find him at referralss dot
Speaker 6: com and he always does free initial consultations and flat
Speaker 6: ray pricing. Three oh three four two nine sixty two hundred.
Speaker 6: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 6: dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance checkup, free no obligation comparison call
Speaker 6: Compass Insurance paying too much your coverage at dozens of
Speaker 6: insurance companies find out now three oh three seven to
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 7: Hi Tom Martino here, so have.
Speaker 6: You looked up the BMW I eight with goaling doors
Speaker 6: looks like a Lamborghini or actually has a little backseat.
Speaker 6: It's wonderful. It's a beautiful car. Petrolley's great big give back.
Speaker 6: They're going to be giving away this car in June.
Speaker 6: All you have to do to qualify is either be
Speaker 6: a customer. You don't have to enter anything, you just
Speaker 6: have to be a customer or refer a customer. The
Speaker 6: more customers you refer that actually become customers, the more
Speaker 6: entries you have.
Speaker 7: This is unbelievable.
Speaker 6: Now, Michael Mally's with us from Trolley Roofing out of
Speaker 6: the out of Colorado Springs and he wants to talk
Speaker 6: about hearts and hammers roof giveaway. Now, this is a
Speaker 6: free roof. They want somebody in need. So I mean,
Speaker 6: I guess you could call and nominate somebody who's not
Speaker 6: in need, or you could nominate yourself if you're not
Speaker 6: truly in need. But we're going to tell you this.
Speaker 6: The contest is going to be need based. So they're
Speaker 6: going to pick a deserving candidate, like someone who might
Speaker 6: be out of work, a first responder, a veteran, somebody
Speaker 6: who a widow with children, How do they enter, Michael Mallley,
Speaker 6: how did they enter?
Speaker 2: Yeah, they could enter on our website.
Speaker 23: They could call in and our ladies in the office
Speaker 23: will help him.
Speaker 6: Okay, And so the website is Petrolleyroofing dot com. Go
Speaker 6: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation comparison
Speaker 6: call Compass Insurance. Pay too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 12: Ript News.
Speaker 1: You don't have.
Speaker 2: Run as fast as you can shoot us going to
Speaker 2: help coming man.
Speaker 5: He is the Troubleshooter Show. No Tom Martino.
Speaker 7: Hello, I'm Tom Martino. Welcome to the show.
Speaker 6: Three zero three seven one three talk three oh three
Speaker 6: seven one three eight two five five.
Speaker 7: So we talked to that guy off the air. He called.
Speaker 6: He said he got a letter from Social Security Administration
Speaker 6: saying a third party filled out an SSDI formed for
Speaker 6: him online that he needs to sign. He believes it's fraudulent.
Speaker 6: We think that Damien was a little confused about everything.
Speaker 6: To be honest with you, he said he had a disability,
Speaker 6: had his toes cut off. Dude to frostbite. There were
Speaker 6: there were a lot more problems cooking up in that
Speaker 6: oven than we could decipher. Deputy Doc talked to him
Speaker 6: off the air, and Deputy Dog he basically thought we
Speaker 6: were a part of the conspiracy, right.
Speaker 18: That's correct. He thought we were trying to confuse him
Speaker 18: and not help him. And I called that number that
Speaker 18: he gave us. Of course that's not a working number.
Speaker 18: And he said he was going to send a screenshot
Speaker 18: of the letter to help by troubleshooter.
Speaker 7: Okay, so we'll see if we get it.
Speaker 18: Well, wait, as soon as we get the letter, I'll
Speaker 18: follow up on it.
Speaker 6: By the way, SSDI is basically people on disability who
Speaker 6: get Social Security early and that's what it is, and
Speaker 6: you can fill it out. It's very difficult to get
Speaker 6: Most people are turned down the first time. It's almost
Speaker 6: it's almost a given that you're going to be turned
Speaker 6: down when it comes to disability. We also had a
Speaker 6: question about JDI Windows, who installed Simington Vinyl double pane
Speaker 6: windows in a guy's home and he said he's hearing
Speaker 6: a lot of noise. I've had other people tell us
Speaker 6: that it sounds like an installation problem and noises getting
Speaker 6: in from around the window. JDI Windows, I don't want
Speaker 6: to throw stones at them. They have a good reputation,
Speaker 6: really good reviews, So we're going to have an expert
Speaker 6: go out and look at those.
Speaker 7: Again.
Speaker 6: When it comes to windows, you got three things. You
Speaker 6: got the house, you got the window unit and how
Speaker 6: it's built, and then you have the installation. Any one
Speaker 6: of those components can add or take away from the experience.
Speaker 6: When I say the house, if your openings are all
Speaker 6: warped and your house's rickety, any good windows will improve things,
Speaker 6: but they're not going to cure everything. That's when it
Speaker 6: comes to windows now. We also had a call from
Speaker 6: somebody who needed shocks and struts on his twenty twelve
Speaker 6: Buick Lacrosse. He had about fifty thousand miles on it,
Speaker 6: but it's a twenty twelve, so we're coming up on
Speaker 6: what thirteen years and he said is twenty four hundred
Speaker 6: dollars too much money. We asked our expert, Kevin call
Speaker 6: Can and shared an autotech and basically, Kevin says, you
Speaker 6: know what, it's not too much because he has electronic
Speaker 6: controls on his suspension system. And the way the electronic
Speaker 6: controls talk to the shocks and struts, it makes it
Speaker 6: an expensive interface.
Speaker 7: So in fact, you will have more.
Speaker 6: Expense when it comes to installing electronic or electronically controlled
Speaker 6: struts and shocks. We had another call about an old
Speaker 6: Extera that was in an accident, and this just brings
Speaker 6: up a lesson to all of us. When you are
Speaker 6: in an accident, the other driver who was at fault
Speaker 6: or their insurance company, either one.
Speaker 7: Owes you what you lost.
Speaker 6: Now we're not talking personal injury right now, we're talking
Speaker 6: property damage.
Speaker 7: So many people say this.
Speaker 6: To me, tom My car was in perfect condition. It
Speaker 6: didn't even have a crack in the windshield. I had
Speaker 6: new tires, and it was the only car I had.
Speaker 6: And to replace that car is going to cost a
Speaker 6: lot of money. They don't have to replace that car,
Speaker 6: They just have to give you the theoretical price it
Speaker 6: would be to replace that car. In this case, his
Speaker 6: two thousand and four nissanics Era with two hundred and
Speaker 6: thirty thousand miles is worth about twelve hundred dollars. They
Speaker 6: offered him fifteen hundred. Unfortunately, this guy's going to end
Speaker 6: up with money and no car. It doesn't matter how
Speaker 6: well you took care of the car. It's worth what
Speaker 6: it's worth. And that's the sad part about it. Okay,
Speaker 6: it's worth what it's worth. And that's really the only
Speaker 6: thing you can do about it.
Speaker 7: Is what can I say?
Speaker 6: You can get what it's worth, not what you think
Speaker 6: it's worth. We had another call from a guy Tim.
Speaker 6: I don't know if a deputy d called on this
Speaker 6: shit or not, but.
Speaker 7: Let me explain the problem.
Speaker 6: In November of twenty twenty four, he said he attended
Speaker 6: a seminar because he was given free tickets and free
Speaker 6: this and free that. These timeshare condos give all kinds
Speaker 6: of conditional prizes away. They're never worth it. And they're
Speaker 6: not all timeshare condos. Some of them are travel clubs,
Speaker 6: other than are point systems. Anyway, he wrote a check
Speaker 6: for eight grand oh my god, or seventy nine ninety
Speaker 6: five to Moments of Adventure Travel and he's never heard
Speaker 6: a word since he wrote that check. In November of
Speaker 6: twenty twenty four, he called us saying he wanted to
Speaker 6: get his money back time.
Speaker 16: I have a slight correction to what you just said,
Speaker 16: because I have a copy of the check and it
Speaker 16: was actually made out to MOA.
Speaker 7: What is that?
Speaker 16: Well, it seems to stand for Minutes of Adventure, but
Speaker 16: that's not that or yeah, but that's not necessarily the true, right.
Speaker 16: I mean, you can have an LLC or a bank
Speaker 16: account for MOA.
Speaker 7: Do you think he was ripped off?
Speaker 26: That?
Speaker 7: Why?
Speaker 2: That's kind of what it smells like.
Speaker 16: The check was depositive in Regent's Bank, and I looked
Speaker 16: up the bank. It operates in fifteen states in the
Speaker 16: southern United States. It has thirteen hundred locations. So I
Speaker 16: haven't been able to find any anything called Moments of
Speaker 16: Adventure that sells time shares. I did find a travel
Speaker 16: agency like that, but they don't even have a phone number.
Speaker 2: So Tim and I spoke.
Speaker 16: He had two phone contacts with him, as it turned out,
Speaker 16: and so one time a lady called him to confirm
Speaker 16: his reservation and another time they called him looking for
Speaker 16: another payment. So he is going So Tim is scouring
Speaker 16: his phone records right now to get me those two
Speaker 16: phone numbers, and if he does, I'll start calling those
Speaker 16: two numbers to see who answers the phone and what
Speaker 16: company they're with. But it doesn't look good because here's
Speaker 16: here's why I really say this. Had he really signed
Speaker 16: a contract for a time share, they'd be calling him
Speaker 16: right now.
Speaker 2: They probably be suing.
Speaker 16: Him right They would be subsequent monthly payments. So somebody
Speaker 16: called MOA grabbed his check for almost eight thousand bucks
Speaker 16: and that was the last of it.
Speaker 6: You know, here's what could happen, As Deputy d said,
Speaker 6: anyone can form an LLC or something called MOA and
Speaker 6: then they could work for Moments of Adventure and when
Speaker 6: they see older people or people IFO aren't with it,
Speaker 6: they can have that person write them a check personally.
Speaker 7: They can cash it and be off.
Speaker 2: Oh yeah, I mean I can.
Speaker 16: I can pretend that I'm selling time shares for Maria
Speaker 16: Timeshare Corporation and just tell people to make a check
Speaker 16: to MTC and deposit them into my own bank account
Speaker 16: called MTC.
Speaker 7: Unbelievable.
Speaker 6: So anyway, folks, we're working on that as well. And
Speaker 6: that is one where if you ever first of all,
Speaker 6: I have a really blanket statement to make, and I defy.
Speaker 7: Anyone to prove me wrong. Time shares are a terrible investment.
Speaker 6: Percent of the time, one hundred percent of the time.
Speaker 6: They're not an investment at all. You're burning money at best.
Speaker 6: You're forcing yourself to take a vacation in one spot
Speaker 6: all the time. And don't believe what you hear about
Speaker 6: trading points and trading weeks.
Speaker 7: Time shares are terrible.
Speaker 6: The only people who will say they're not are people
Speaker 6: who are trying to get out of their time share
Speaker 6: and they don't want to admit they made a mistake.
Speaker 7: Hey, Tom, I got an idea.
Speaker 16: We had another caller about a timeshare a couple of
Speaker 16: months ago. This is when Mark was hosting the show,
Speaker 16: and he got one of our experts on the phone.
Speaker 16: Who's an attorney here in Denver who gets people out
Speaker 16: of time shares?
Speaker 2: Right?
Speaker 7: Do you think he's not in Denver, he's in Florida.
Speaker 7: Oh okay, the Finn Law Firm, Yeah, that's him.
Speaker 16: Do you think we could call mister Finn and see
Speaker 16: if he's heard of MOA or minutes of that moment
Speaker 16: a bad ideent?
Speaker 2: Sure?
Speaker 6: In fact, why don't you get the number from Kachina
Speaker 6: and call him.
Speaker 7: Ok He's a great guy. He's a friend of the show.
Speaker 7: He helps us a lot.
Speaker 2: What's his first name, something Finn, but she'll.
Speaker 7: Know who I'm I thought it was Michael, but I might.
Speaker 2: I think you're right, Mike. I'll ask Kelly for his
Speaker 2: phone number.
Speaker 7: Okay.
Speaker 6: And then we had another one, a very unusual one.
Speaker 6: A woman got in an accident with a two thousand
Speaker 6: and two Toyota Tacoma and it's total, it's not worth fixing.
Speaker 6: She wants to sell parts. That's not an entirely bad idea.
Speaker 6: You can sell parts to use cars. Deputy D is
Speaker 6: going to help her out there. I spoke with her,
Speaker 6: and Deputy D had a great idea. If you go
Speaker 6: to these owners clubs. Almost every vehicle has an owner's
Speaker 6: club of some kind.
Speaker 16: Yeah, and I participate in the Toyota off road club
Speaker 16: called the Rising Sun here in Denver. And these guys
Speaker 16: are crazy, They're nuts. There are a ton of them
Speaker 16: over there that would love to buy a really nice
Speaker 16: taco like hers. So she's going to see if they
Speaker 16: can fix it up. So she and her daughter are
Speaker 16: going to take some pictures of it for me today.
Speaker 16: She said that she's just a couple hours away from
Speaker 16: her home and they're going to send me pictures and
Speaker 16: I'll circulate them along the Toyota people.
Speaker 7: Thank you very much.
Speaker 6: And then a guy called from an HOA saying, how
Speaker 6: do we dissolve it?
Speaker 12: Now?
Speaker 7: I bring this up because it's very important.
Speaker 6: If you have an inactive HOA, you better make sure
Speaker 6: you're not paying a runaway management company.
Speaker 7: That's where members of an HOAD dissolved.
Speaker 6: They're not dissolved, but they stop participating, but the management
Speaker 6: company was never ly officially never officially fired, so they're
Speaker 6: actually being paid by the month to do almost nothing.
Speaker 7: It's called a runaway management company.
Speaker 6: The management company then starts having elections and puts out
Speaker 6: proxies where they can actually vote themselves raises and vote
Speaker 6: themselves to keep being renewed.
Speaker 7: It's called the runaway management company.
Speaker 6: Be very very very very aware of any HA activity
Speaker 6: if you're in a community, and make sure that there
Speaker 6: is someone who is holding the reins.
Speaker 7: On the management company.
Speaker 6: And if you have an inactive HOA not doing that,
Speaker 6: then you need to get the HOA together and get
Speaker 6: a meeting together and have the management company account to
Speaker 6: you everything they're doing. All of these things are really important,
Speaker 6: and I'm hoping to goodness that you listen. Nick has
Speaker 6: a comment on windows. Go ahead, Nick, what is your comment?
Speaker 11: Hey Tom? I put in Simonson windows, and I've known
Speaker 11: about this problem that Simonson had. They're a great window,
Speaker 11: but there's a problem with the windows that go up
Speaker 11: and down, the double hunks, especially mainly, I mean pretty much,
Speaker 11: that's it, the double honk.
Speaker 7: Can you Nick? I want to I want to quiz
Speaker 7: you on this. If you could, please please please hold on.
Speaker 13: I go.
Speaker 6: I want to quiz you on this, but I have
Speaker 6: to take a break. I'm Tom Martinez more coming right up.
Speaker 6: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 6: dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation. In comparison,
Speaker 6: call Compass Insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three, seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three all
Speaker 6: three nine two zero sixteen twenty two. Hey Tom Martina
Speaker 6: here three oh three seven one three talk seven one
Speaker 6: three and two five to five.
Speaker 7: Pick has a comment.
Speaker 6: On windows, Nick really simple? Is this a reminder?
Speaker 7: Nick? Okay, never mind? That's me.
Speaker 6: Let me turn that off. I don't know what's going on.
Speaker 6: I got some kind of thing playing in the background.
Speaker 6: Let me a little break here, Let me try to
Speaker 6: stop it. I don't even know, don't care of myself.
Speaker 6: I extraize, I don't know where it's coming from. Took something.
Speaker 6: I'm trying to stop it, and then outside, I just
Speaker 6: don't know where it's. Oh, there it is, there, it is, Okay,
Speaker 6: stop it. I had one of my my uh things
Speaker 6: playing on LinkedIn. Sorry, So listen, Nick, you were telling
Speaker 6: us about windows, and you said you had Symington windows
Speaker 6: put in and had the same problem.
Speaker 11: No, I'm a window steller, but uh oh you are.
Speaker 6: You're an installer, so you're in the business. What can
Speaker 6: you tell us about Symington windows.
Speaker 11: Well, they're a great window. There's one window series that's
Speaker 11: a double hung. They go up and down, both of them,
Speaker 11: both sash and move right. There's an issue with that.
Speaker 11: If if this guy's got a bunch of those. Oh
Speaker 11: my gosh, you can be terrible. What you gotta plug
Speaker 11: the hole. You gotta plug the holes. Any hole they
Speaker 11: made in the frame with some cocky or something. You
Speaker 11: don't want to if it's in the track of the window,
Speaker 11: you know, you make sure it's plush. You don't want
Speaker 11: to be sticking. You know, the cockey is sticking out anyway.
Speaker 11: And they got these things called chimney chimney stops. Simonton's
Speaker 11: aware of the problem and they make these little they
Speaker 11: call them chimney stops, and they're a little plastic pome
Speaker 11: rubber foam things. Not foam rubber, but foam startifoam or
Speaker 11: something in there. They look like a chimney if.
Speaker 13: You sit it up.
Speaker 7: Well, let me ask you something. Let me ask you something.
Speaker 6: After the windows are already installed, they were installed a
Speaker 6: couple of years ago. Can he retro fit these to
Speaker 6: fix them?
Speaker 2: All?
Speaker 11: You do, just plug the holes. It's it's the wind.
Speaker 11: If he's got any kind of wind, it'll sound like
Speaker 11: a freight train come through there.
Speaker 1: I went up to.
Speaker 11: My first experience with it was up an Empire right.
Speaker 11: I was working for home Depot. When I did services
Speaker 11: for hims to other stuff. Anyway, I went up there.
Speaker 7: What are the holes there for? Can you tell me
Speaker 7: what the holes are there for?
Speaker 11: If you don't have a nail flange install then you
Speaker 11: have to drill a hole into the side of the
Speaker 11: frame and screw stuff. But there's also this chimney stop.
Speaker 11: The chimney stop, it's all in the track, you know,
Speaker 11: the track of where the windows go up and down.
Speaker 11: It's all in the track. So you have to you
Speaker 11: have to cock the holes. And for some reason there's.
Speaker 6: A you know, you sound like you know, you sound
Speaker 6: like you know what you're talking about. So you're saying
Speaker 6: that one of the double hung windows. Let me get
Speaker 6: this straight. The double hung windows have pre drilled holes
Speaker 6: in them in order to help you.
Speaker 11: Sometimes you drill a hole like you so you can
Speaker 11: put a plug in and all that, But the ones
Speaker 11: in the track where the track is, where the window
Speaker 11: goes up and down in.
Speaker 13: The track, you can't.
Speaker 11: You have to drill a hole bigger than the screw,
Speaker 11: and then you bury the screw under, you know, through
Speaker 11: the second cavity. And but Jim, you want to plug
Speaker 11: that up with the cockying, But you want to be flush.
Speaker 11: You don't want to, you.
Speaker 6: Know, Nick, Are you in the Denver Are you in
Speaker 6: the Denver area?
Speaker 12: Oh?
Speaker 11: Yeah, yeah, I mean I live in Weis right now,
Speaker 11: I'm in I think I'm en Denvor. No, I don't
Speaker 11: know where I'm at. I'm in Englewood working, Nick. Right now.
Speaker 11: I thought you'd be called.
Speaker 8: That's how I give you a call.
Speaker 6: I'm going to give you a hint. I'm going to
Speaker 6: give you a hint. You're on planet Earth now here.
Speaker 6: Here's what I want to tell you. I would love
Speaker 6: to be able to give you this guy's number or
Speaker 6: this guy. We'd love to give him your number and
Speaker 6: have him call you.
Speaker 11: Sure, that'd be no problem.
Speaker 7: Nick. I love my listeners.
Speaker 6: My god, I have the smartest listeners in the world
Speaker 6: all the time.
Speaker 7: Thank you.
Speaker 11: I listen to you all the time.
Speaker 6: Thank you, brother, appreciate it. I appreciate. That's what I
Speaker 6: love about this job. That's what I love about working.
Speaker 6: And thank God for my health right now, Chris, what's
Speaker 6: going on with you, Chris?
Speaker 26: Well, speaking of my health, Tom, I just got my
Speaker 26: rate on test results back at twenty five point seven,
Speaker 26: and now I know why I've had respiratory issues for
Speaker 26: years and years.
Speaker 7: So how long have you been in the house?
Speaker 26: Twenty years? So okay, needless to say, I just hope
Speaker 26: that you can quoint me in the right direction and
Speaker 26: give me the right advice about what to look for
Speaker 26: in a company to put in a mitigation system, because
Speaker 26: everything that I've researched, there are so many different kinds.
Speaker 7: And that's right.
Speaker 26: How do I make that decision at what costs? Right?
Speaker 6: Where did they say the raidon was coming from?
Speaker 1: Ye?
Speaker 26: Well, it's my understanding is from the ground I took
Speaker 26: the No.
Speaker 7: I mean where in your home? Where in your home?
Speaker 26: Well, I put the test down in the basement, and
Speaker 26: my basement is like thirteen hundred square feet and it's unfinished,
Speaker 26: so I have the concrete foundation walls. If it's coming
Speaker 26: through there, I don't know.
Speaker 7: What was the score again?
Speaker 26: Twenty five point seven?
Speaker 6: Okay, listen, it's the very Radon is one of the
Speaker 6: easiest things to deal with.
Speaker 26: Okay, know that raidon is the second leading cause of
Speaker 26: lung cancer behind smoking.
Speaker 6: Listen, listen. You can read anything you want and it's
Speaker 6: just not true. Okay, radon is not great, but radon
Speaker 6: is not the radon and black mold go in the
Speaker 6: same category. People over exaggerate and over panic. I'm not
Speaker 6: telling you you want a high score. I'm not telling
Speaker 6: you that, but it's very easy to get rid of,
Speaker 6: very easy.
Speaker 7: Okay. Now, if you're.
Speaker 6: Talking about twenty I wonder if you're talking about twenty
Speaker 6: five what they call pp L Yeah, picocuries, ye, per leader.
Speaker 7: Okay, now listen to this.
Speaker 6: The EPA recommends you start mitigating at four, correct, and
Speaker 6: yours is twenty five. Long term exposure can give you
Speaker 6: a problem. Okay, but that's long term exposure, and you've
Speaker 6: been there a long time, but you haven't Probably the
Speaker 6: score is probably not that high in the living area
Speaker 6: of your home. You're supposed to really take tests around
Speaker 6: your house that Now, if it's do you spend a
Speaker 6: lot of time in that basement?
Speaker 26: No?
Speaker 7: Okay, good.
Speaker 6: So you can't say that you were exposed to twenty
Speaker 6: five pico carries. You can't say that because you haven't
Speaker 6: been down there.
Speaker 26: Well, so down there for various reasons.
Speaker 4: Yeah, I know, live down there, but not.
Speaker 6: Not long term exposure. Look at I'm not telling you
Speaker 6: to keep it that way. All you need is ventilation
Speaker 6: to get rid of raid on. That's all you need.
Speaker 6: You don't need filtering, You don't need anything else. You
Speaker 6: simply need a ventilation system. Now, any good engineer can
Speaker 6: help you with raidon. You can call it, you can
Speaker 6: call also. Let me think, Let me think who I
Speaker 6: can call? I wonder if rock over at rock you
Speaker 6: know what? I want you to hold on a second, Kashina.
Speaker 6: It's let's see if we can get a quick call
Speaker 6: into rock over at Rocky Mountain. What do I want
Speaker 6: to not rock American Restoration? Yeah, hey, amrest two four
Speaker 6: seven dot com.
Speaker 2: I had that.
Speaker 25: I do.
Speaker 7: Hold on, let me take this break.
Speaker 6: Hold on, Chris, hold on, we'll come right back to you.
Speaker 6: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 6: dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation. In comparison,
Speaker 6: call Compass Insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 7: They don't know. They don't know when to give up
Speaker 7: and when to let a job out.
Speaker 6: Hi, Tom Martino, you're a troubleshooter. I got good news
Speaker 6: for you, Chris. I looked up a company I used
Speaker 6: to know, and they're really good. They're still in business,
Speaker 6: they have phenomenal reviews. They're not too large, they're not
Speaker 6: too small. They're good people.
Speaker 7: You ready, yep.
Speaker 6: Apex Radon, Apex Apex. They're not on my referral list. Now,
Speaker 6: don't that. Don't let that be a bad reflection on them.
Speaker 6: I'm just saying that they're they're not on my referral list.
Speaker 6: We don't have anyone on a referral list right now
Speaker 6: for that. But Apex rate On here's the number seven
Speaker 6: to zero five four, seven eighty two fifty three. They
Speaker 6: have very simple effective ventilation systems. Now, just to give
Speaker 6: you an idea of this company, they have eight hundred
Speaker 6: five star reviews.
Speaker 7: Wow, yeah, eight hundred of them.
Speaker 18: Did you have a radar mitigation company set up the
Speaker 18: detection in your basement?
Speaker 13: No?
Speaker 26: The Colorado Public Health Department sent me one of those
Speaker 26: charcoal tests and then I sent it away to Alpha
Speaker 26: somebody and it came back at twenty five points.
Speaker 15: So okay.
Speaker 18: The reason I ask because sometimes I like, well, I
Speaker 18: had that when I tried to sell my house, and
Speaker 18: the people that did the detection also did the mitigation,
Speaker 18: so I was going to suggest to get a bid
Speaker 18: from them as well.
Speaker 26: Now I understand, Tom, you made a point, a really
Speaker 26: good point about basement versus living area and the directions.
Speaker 26: Everything that I have read just said, whatever it is,
Speaker 26: wherever you put it, that's it. But it makes sense
Speaker 26: because I keep my basement closed off, and I'm thinking
Speaker 26: I should take it in my first floor family room
Speaker 26: as well.
Speaker 6: Of course you should, of course you should. That's the
Speaker 6: same with mold spores as well. You know, you can
Speaker 6: go to the worst part of the house, but if
Speaker 6: you don't live in that worst part of the house
Speaker 6: all the time, it's a matter of aggregating where you
Speaker 6: live and how long you live. I mean, but that
Speaker 6: doesn't mean you should have twenty five in the basement either.
Speaker 26: That is not good, right, right, Okay, But.
Speaker 6: You would be surprised, you would be surprised how simple
Speaker 6: it is, how truly simple it is to get rid
Speaker 6: of it.
Speaker 26: Well, what's prompted me to call was not only the
Speaker 26: high number, but in recent years, I've noticed these mitigations
Speaker 26: systems going up in my neighborhood and I'm going, why
Speaker 26: does everybody have this? And I don't, So that is
Speaker 26: what really prompted me, and.
Speaker 7: I well, I'm glad you called issues.
Speaker 6: Yeah, and listen, I don't think personally that if you
Speaker 6: were then living there twenty years with twenty five in
Speaker 6: the basement, that you've had enough long term exposure raid
Speaker 6: on gas. You have to have a lot of exposure,
Speaker 6: way more than you may think. Okay, And I'm not
Speaker 6: saying I'm not saying that people are falsely alarmed. You
Speaker 6: should be concerned about your health. You should be concerned about.
Speaker 7: What you're breathing.
Speaker 6: But as I said, black mold and radon are two
Speaker 6: areas where I believe a lot of Charlatans make money
Speaker 6: by scaring people. The third one is water. And I'm
Speaker 6: not saying you shouldn't be concerned about water. You should be,
Speaker 6: but there are many people in the business that don't
Speaker 6: know what the hell they're doing. So you have people
Speaker 6: doing water, you have people doing raid on, and you
Speaker 6: have people doing black mold, and they're all used for moneymakers,
Speaker 6: many times by people who don't know what they're doing.
Speaker 6: So Chris, you will like APEX very elegant, small, simple
Speaker 6: systems that get rid of rate on and they even
Speaker 6: have a guarantee to get you below three.
Speaker 7: Point nine excellent.
Speaker 26: Thank you for your help today.
Speaker 6: No problem, Chris, Thank you for calling three oh three
Speaker 6: seven one three eight two five five more coming right up.
Speaker 6: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 6: dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance checkup free, no obligation. In comparison,
Speaker 6: call Compass Insurance. Paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real estate Man dot
Speaker 6: com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 6: you're a troubleshooter. You know something is just pissing me off,
Speaker 6: and I have to I have to talk about it.
Speaker 7: It's it's really pissing me off.
Speaker 6: Harvard and some other universities that did a study and
Speaker 6: doctors are sounding an alarm over a massive spike in
Speaker 6: Americans dropping dead from unexpected heart attacks.
Speaker 7: Now listen to this. This is a true story.
Speaker 6: Researchers at Mass General and a Harvard affiliated a Harvard
Speaker 6: affiliated hospital found that heart attacks in young people forty
Speaker 6: and under have increased dramatically in the years.
Speaker 7: Following the COVID pandemic.
Speaker 6: They are not not one of them has ever mentioned
Speaker 6: the vaccine as possibly being contributing. Every alternative doctor I've
Speaker 6: known during the vaccineses craze when they were requiring vaccines
Speaker 6: saying we're gonna have untold problems with the effects of
Speaker 6: the vaccine. Now I'm not saying this is part of
Speaker 6: that effect of the vaccine, but I'm saying it can't
Speaker 6: be discounted for God's sakes, and they don't even mention
Speaker 6: it in this study. Now listen, folks, young people are
Speaker 6: dropping dead with heart attacks totally unexplained, and if in
Speaker 6: every single.
Speaker 7: Case they have had the vaccine in every single case.
Speaker 16: Yeah, Tom, I mean, all you have to do is
Speaker 16: look up the connection between the chinavirus vaccine and myocarditis
Speaker 16: and you will see kids like young teenage kids who
Speaker 16: are athletes dropping dead right there on the football field,
Speaker 16: hockey rink on the track right and heart of heart attacks.
Speaker 6: And I remember, I remember we were talking about it
Speaker 6: on the show. We're threatened by Facebook and everyone else
Speaker 6: because we were labeled as false information. Do you know
Speaker 6: why I was labeled for false information? One time they
Speaker 6: took our our Facebook down. Because here's why I swear
Speaker 6: to God. I swear to God. During the pandemic, I said,
Speaker 6: we must not negate or we must not discount the
Speaker 6: value of.
Speaker 7: A strong immune system.
Speaker 15: On you.
Speaker 7: I swear to God. I said, and here are.
Speaker 6: Some things that conventionally and traditionally have strengthened immunity. Talked
Speaker 6: about zinc, courstin, vitamin C. I've talked about all kinds
Speaker 6: of things that boost the immune system. Not against covid,
Speaker 6: not against this, not against that, but in general, give
Speaker 6: you a boosted immune system. I talked about it, and
Speaker 6: Facebook labeled us, and they they took that part of
Speaker 6: our of our live feed and and and labeled it
Speaker 6: false news.
Speaker 7: Are not false.
Speaker 6: But because I was saying you, I didn't say do
Speaker 6: it instead of the vaccine.
Speaker 7: I didn't say it will prevent covid.
Speaker 6: I said, we cannot discount the value and importance of
Speaker 6: a strong immune system, and that was false information.
Speaker 16: Yeah, I mean, it's this Luciferian conspiracy that we've been
Speaker 16: experiencing for the past five years, the likes of which
Speaker 16: we've never had, nor had we even imagined encountering something
Speaker 16: like this in the United States of America.
Speaker 2: I mean, it's or William literally.
Speaker 7: But here's what's weird. It's still going on. No one
Speaker 7: is citing.
Speaker 6: The virus or the excuse me, the vaccine for all
Speaker 6: of these weird effects we're having. Do you know people
Speaker 6: are having episodes of paralysis, people are having strokes, people
Speaker 6: are having.
Speaker 7: Heart attacks at record numbers.
Speaker 6: Our total morbility morbidity numbers went up, not from COVID.
Speaker 6: I'm not talking about from the virus, but I mean
Speaker 6: in general, as a population before COVID and after COVID,
Speaker 6: we have higher morbidity right now.
Speaker 7: And it's all a result, in my opinion, of the vaccine.
Speaker 7: Oh am, I going to be penalized for that now?
Speaker 7: I mean, do they still censor us for saying you're.
Speaker 16: On an extra double secret probation FBI watch list? Now
Speaker 16: you moved up a couple of not No, the.
Speaker 6: Federal government, the FBI is not doing that anymore because
Speaker 6: they have new leadership.
Speaker 16: They have new leadership, but look at the tens of
Speaker 16: thousands of people who are still there right. An organization
Speaker 16: like that has institutional memory that's going to take decades.
Speaker 16: They need to just scrap the entire agency and start
Speaker 16: with a star.
Speaker 7: I think they're doing a good jocks all right.
Speaker 6: Let me remind people Petrolley's big give back in June.
Speaker 6: They're giving away a BMW I eight. In order to qualify,
Speaker 6: you simply have to be a customer or refer someone
Speaker 6: who becomes a customer.
Speaker 7: That's it. That's how you qualify.
Speaker 6: The more people you qualify, the more people you recommend
Speaker 6: that become customers.
Speaker 7: If you refer them, then you get more than one entry.
Speaker 6: Then they also have Hearts and Hammer's roof giveaway, which
Speaker 6: is a free roof for someone in need. You can
Speaker 6: nominate yourself or you can nominate someone in need, So
Speaker 6: go to petmroof dot com for more information. That's their
Speaker 6: website pet for Petrolley pet myroof dot com. That's ingenius
Speaker 6: because in my opinion, petrolleyroofing was a little hard to spell,
Speaker 6: but it's either one Petrolleyroofing dot com or pet myroof
Speaker 6: dot com.
Speaker 7: Let me give you their number.
Speaker 6: In the Springs A Great Roofing Company seven one nine three,
Speaker 6: seven five eighty seven seventy three.
Speaker 7: I'm Tom Martino.
Speaker 6: You can always reach us at three ZHO three Martino
Speaker 6: and uh that's where you can get help twenty four
Speaker 6: to seven. Just leave your number, we'll get back to
Speaker 6: you and you'll be on the next show. Save all
Speaker 6: your problems for me.