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Speaker 1: And what I've been covered is small business don't get

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twenty four percent. They get about three percent. So if

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if the government gave small businesses full twenty three percent,

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that would be an additional twenty percent. According to the Senate,

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that would create two million at new jobs a year.

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That would virtually double the upper net new jobs at America.

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So that's free, free and easy, no new taxes, no

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to spending, double the number net new jobs just by

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complying with the small business activists. Sign by Eisenhower ni

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King fifty three.

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Speaker 2: You are listening to Carrie Let'sa's Financial Survival Network where

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you get valuable information you just can't find anywhere else

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to thrive in today's trying times. You need the Financial

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Survival Network now more than ever. Go to Financial Survivalnetwork

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dot com and get your free newsletter and gift. Financial

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Survival Network now more than ever.

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Speaker 3: And welcome you are listening to and watching the Financial

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Survival Network. I'm your host. We are almost done with January.

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Can't believe it, man, Time flies when you're having fun.

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Definitely not flying for a lot of people out there

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on the administration hit list. Those of you who are

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here illegally and committed crimes or had a deportation order.

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What's that going to mean to small business? Is Trump

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truly the friend of a small business? Will Trump two

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point zero positively or negatively affect small business? We've got

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the head of the American Small Business League with us

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and a really really interesting persons talking to pre call

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his name. Your name is Alloyd Chapman. Lloyd. Is this

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the golden era for small business? Or do we just

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see more and more big businesses consolidating and kind of

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going the pac Man route like we have for the

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past two or three decades.

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Speaker 1: Uh, the pac Man route the last two or three decades. Yes,

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small businesses are not doing well in America. I'll throw

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some statistics this most people don't know in America, ninety

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nine point nine percent of all the companies for small businesses,

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ninety eight percent of all US firms have listened to

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her employees and those thirty four million small businesses where

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most America's work. Trump is elected by small businesses right

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and small beests responsible for fifty percent of the gross

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domestic product, fifty percent of the private sector workforce, over

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ninety percent of US exports, and most importantly, the vast

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majority of the ninety accent of all net new jobs

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come from small businesses. So brother Trump wants to make

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America great and America's ninety nine point nine percent small business,

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so he should adopt some very powerful pro small business programs.

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I worked with Bobby Kennedy before he dropped out of

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the race and endorsed Trump, and he put out a

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program called Small Business, Big middle Class. And my hope

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is that Trump will adopt that that program will triple

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the number of new jobs in America, prompt a huge

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economic boom across the country, and increase tax revenue, and

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is free, no new taxes, no toe spending, deficit neutral.

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People can look it up. It's a Bobby Kennedy's Small Business,

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Big middle Class economic stimmer program. But again, I'm not

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sure that President Trump understands the ninety nine pointment nine

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percent of all firms of small businesses. The only agency

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in government to help those companies is a small busin administration.

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Here's something else that people don't know. The Small Business Act,

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administered by the SVA, is the largest economic simmer program

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ever passed by Congress for the American people in the

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middle class. And that's designed to direct federal spending into

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the middle class and create jobs, and it's run by

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the SVA. The sb budget today is the smallest in history,

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So the A and the budget is smallston history. The

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SMATE budget staff was bigger forty years ago this today.

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My hope is that President Bum President Trump, trying to

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make America great again, is going to restore the SBA

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given a budget that's appropriate for the agency to help

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the thirty four million small business where most Americans work.

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I don't think you should be a round ten twenty

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billion a year, but that's the best way to make

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America America great again is to focus on small businesses.

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Speaker 3: All right, So small business we agree. I've been in

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small business my entire life. I never had the privilege

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of working for anybody else as Ben Joe you know so,

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and I'm fourth generation small business person here. So I

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guess the question really is how hard is it to

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deal with the SBA to get money for a business.

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Speaker 1: Well, you know what, I'll tell you something. In my view,

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the SPA has essentially been closed. The budget has been

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cut year after year, may name by the Pentagon. By

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the way, the Pentagon has more control over this than

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anybody else in government. Every year in the National Offense

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Authorization Act, the Pentagon sneaks in language to dismantle small

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business programs. And I'll tell you why. So the Small

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Business Act mandates that twenty three percent of all millar

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contracts go to small businesses. Right, Well, the big Pentagon contractors,

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they want all the government's money to go to them.

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So they've been struggling for forty years to close the

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SPT endless program because they want that money. It's around

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three hundred and fifty billion a year and they want

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that money. And unfortunately, as you and I both know,

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fortune fier firms have infinite power of Washington, small businesses

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have virtually nothing.

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Speaker 3: You know.

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Speaker 4: Let me ask you a question. So I consider you

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to be an economics.

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Speaker 1: Expert in Europe, your experience before we met. Who do

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you think is the large organization in America representing the

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ninety nine point nine percent of all US forms, the

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new small businesses.

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Speaker 3: The largest organization?

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Speaker 4: Yeah, that represents that, I think it is.

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Speaker 1: I'll tell you what I've got a people get following

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on Twitter like shopping and just for fun.

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Speaker 4: A few months.

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Speaker 1: Ago, I put out a series of rewards I offered

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one thousand dollars to the first person can find anybody

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on television in the last ten years objecting to the

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government getting small business contracts to Fortune five firms but me.

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Speaker 4: Nobody could find it.

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Speaker 1: I offered another thousand dollars for anyone but the first

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person that could find anybody on national television other than

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me objecting to plans to cut the ESPA budget and

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close it. Nobody could find it. So my point is,

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I don't think there is an organization UH to represent

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small businesses other than American Small Business lead. If someone

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disagrees with me, Chamber Chamber it all right, let's say,

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let's just say the Chamber of Commerce show me anyone

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in the history of America on television from the use

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Chamber of Commerce objecting to the governt getting small business

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contracts to Fortune favor firms. Just before I did your show,

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I started using this a program called Perplexity.

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Speaker 4: Yeah, and I went on to.

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Speaker 3: Perplexly use that it all. Yeah, it's fascinating.

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Speaker 1: Yeah, I said, how many years Fortune five firms and

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getting small business contracts? The response came back decades. So

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I think you and I can probably agree that Fortune favor.

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The firms aren't small businesses. Can we agree on that?

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Speaker 3: Yeah, yeah, well, it's definitely abuse. That's the problem when

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the government goes out gives out money, like during the pandemic,

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how much fraud and abuse did we have? You know

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with a little from there.

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Speaker 4: Good question.

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Speaker 1: I sued the government to get the names of all

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of the firms and got PPP money. They wouldn't give

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it to me for months. I finally got it, and

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from the information I got, most of the money went

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to large businesses. I think the guy got the most

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money was a billionaire with a chain of hotels. And

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the whole idea PPP was to get people to not

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lay people off, right and giving the the PPP money

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to support them until the COVID thing was over. And

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this guy got the most money, laid off nine percent

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of staff and he got the most money. But I

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remember seeing on television. I think Kanye West got pp money,

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and I think the Google's got money and football teams.

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Speaker 3: Right, but I remember talking.

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Speaker 4: Yeah.

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Speaker 1: Well, to tell you the truth, that's typical a federal

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small business program. So if you look back in the

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last you know, forty years, at any small business program,

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most of it he goes to Fortune five refirms. Your

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listeners can google Fortune Fiber firms get federal small business contracts.

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We'll see all the articles that's going on for I

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would say thirty years. Really so for thirty years. Yeah,

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but to me that's just insane, right, Why are we

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giving small bus of contracts the Fortune faber in firms?

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Speaker 3: Right?

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Speaker 1: But no matter who the president will tell you something,

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No matter who is the president, who controls Congress, the

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United States government is, in my opinion, anti small business. Well,

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you know, let's say that the SB budget in twenty

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twenty four is the lowest in forty years. Right, the

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sp is the only agency to represent the ninety nine

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point nine percent of the US firms that are small businesses,

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a thirty four million small business froll most bercould work.

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It's got the smallest budget in history. It should be

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it should be a major agency. So this b should

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be a huge agency.

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Speaker 3: But it's not. Yeah, So, like you say, but they

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do make loans and you get all these solicitations. It

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seems like they're loaning out money to just about anybody.

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What kind of collateral do these does the agency require?

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Speaker 1: You know what, I'll tell you that's a good question.

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The sv doesn't really loan money. They guarantee loans. They're

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like a coach sider. So if you want to get

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an SVA loan, you go to your bank and you

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work with the SVA and your bank, and the SBA

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will sort of like guarantee your loans. So the SBA

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doesn't really loan money. I think guarantee loans. That's my understanding.

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Right out of criminal time, they got an SBA loan. Yeah,

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some of the biggest, most successful companies in America day

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got SBA loans, right. But yeah, the SVA loan program

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is a great program. I think it's great. But the

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biggest program with the sb I think probably ninety percent

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of the SP's value is the contracting program, because again

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that's the largest economic center program in America. I'll say

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something about fifteen years ago, the Senate Small Business Committee

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put out a report. It said for every one percent

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contracts of small business to go up, it will create

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one hundred thousand that in your jobs. So federal loss

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has small business is supposed to get twenty three percent. I've

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aursued the government thirty five years. I've been told by

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my attorneys I hold the record. I've won the most

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legal victories against the goverment under the Freedom of Information Act.

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And what I've been covered is small business don't get

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twenty four percent, thinking about three percent. So if if

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the government gave small businesses full twenty three percent, that

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would be an additional twenty percent.

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Speaker 4: According to the.

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Speaker 1: Senate, that would create two million new jobs a year.

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That would virtually double the number new jobs at America.

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So that's free, free and easy, no new taxes, non

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to spending, double the number of net new jobs just

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by complying with the small business activists signed by Eisenhower

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Night King fifty three. And so far no president has

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done that in forty years. I wish Trump would do it.

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I wish Trump would again, would adopt Bobby Kennedy's e

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Columbus Student Program, the Small Business and Big middle Class plan,

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give small business in full twenty three percent. Here's something

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for your female listeners. Women are half of population. They

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owned forty two percent the businesses and every year of

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your life, Carrie firms on my men have gotten over

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ninety fibers of all federal contracts. Women don't know that, right,

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So women pay their taxes. In Kennedy's plan, he was

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going to give women the goal. By the way, the

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federal goal for women on a small business is five percent.

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That means men get ninety five. Anyone's going to raise

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it up to twenty five, and that seems affair to me.

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That would still give firms on my men's sony five

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SMaL federal contracts. That would create another two million new jobs.

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So if Trump gave legitimate small business of full twenty

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three percent hopital contracts, gave women twenty five, that would

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triple the number of that new jobs. And that, by

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the way, that's the way to make America great. We

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got to make America great again. Give more money to

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small businesses were all most Americans work, right.

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Speaker 3: It makes total sense. And uh, you know, like, but

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the government likes concentration because when they want to audit

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a company, if it's a big company, they only have

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to do one audit. If it's an industry that's the

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dominated by little companies, then they got to do like

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multiple audits. Right.

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Speaker 1: Yeah, well, you know I have to say that's not

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saying I'm knowledgeable on I'll say this. Your listener can

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search on a GAO thirty four percent no taxes. So

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the governor accountability offosite to report. I think in the

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last few months that if now thirty four percent of

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the largest most properable companies in America pays zero penal

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income tax, that's gets all contracts. So in twenty twenty four,

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it looks like the top one tenth of one percent

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got ninety five percent of all federal spending. And those companies,

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a lot of them don't pay taxes, and they have

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created one an job since nineteen eighty. So, you know,

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you're the economics expert, imagine what will happen if we

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continue to give over ninety five percent of all federal

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contracts and spending to this tiny seven of the economy

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that doesn't pay taxes and don't create jobs. What do

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you think that's going to do over the next ten years?

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Speaker 3: Carry mm hmm, yeah, well not good, huh unfair advantage?

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Speaker 1: Right, yeah, well again, I just hope I would love

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to talk to President Trump for five minutes in a

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zoom call and say, mister President, you know, if you

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want to make them Erica great, to get union Stan.

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America is ninety nine percent small businesses, ninety percent of

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all US firms have lesser high employees. And the people

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who voted you in the office are small business owners

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and employees. You need to do something.

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Speaker 4: For them, right.

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Speaker 1: And again, yeah, he should reopen the SBA and pump

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up off all small business programs. But I'll tell you something,

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My concern is that's not going to happen when Trump

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is elected. In twenty sixteen, when he took office, the

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sb budget was the lowest in history, and he cut it.

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Speaker 4: Again. That's kind of shocking to me, right, But.

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Speaker 1: Yeah, well again, I hope, I hope that that he's

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influenced by Kennedy and Musk and all those people to

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become more pro small business. I want Trump to be

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the most pro small business president in American history.

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Speaker 3: Yeah, don't we all want that? Huh?

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Speaker 1: Yeah, absolutely, it'd be smart.

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Speaker 3: Yeah. Well, obviously, because every big business to day, for

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the most part, started out as a small business.

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Speaker 1: Right, absolutely, absolutely. Hewlett Packard and Apple were start by

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two guys in their garage. I had a roommate when

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I was about twenty that was one of the first

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employees of Federal Express. That was a little, tiny company,

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right and now it's huge. But you know, I saw

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a picture of the day in the airport in San

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Francisco of the some type of I think it was

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the World's Fair Francisco, like in nineteen fifteen. And Lakeheed

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Martin got started with these two brothers getting people rides

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in their seaplane. That's called Jackey Martin got started. So

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Lackie Martin was a small business right following, you know,

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same way Boeing U Boying were airplanes were made in

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a barn, in a red barn when they started. Right. So,

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almost all the big companies in America one time we're

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small businesses. Look at the Microsoft that was Bill Jefferson

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here like four or five you know kids somewhere right.

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Speaker 4: So yeah, uh.

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Speaker 1: Even Amazon at one point in time, Amazon had you know,

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less than ten employees.

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Speaker 3: Right.

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Speaker 1: By the way, here's the statistic that will surprise you.

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The average company in America has ten employees. The average

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company in Mayora has ten employees.

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Speaker 3: Right.

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Speaker 1: But yeah, America needs to become more pro small business.

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Speaker 3: All right, So what do you do? How do we

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help make this a reality? Here?

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Speaker 1: Well, I think that people need to educate themselves about

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the fact that, you know, ninety nine point nine percent

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of all firms are small businesses and if they agree

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with me, since small businesses created all the jobs and

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pay you know, most of the taxes, we need pro

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small bits of programs.

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Speaker 4: I would encourage people to.

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Speaker 1: Contact your congressman, your legislators and become pro small business

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because my concern is the DEFENSIIT aerospace centers industry is

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going to put a lot of pressure on Trump to

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close the SPA and wind out in those programs and

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that would be horrific if he does, that'd be horrific.

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So there's only one agency to support the ninety nine

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point nine percent of all your terms that are small businesses.

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That's a small administration. That AC needs to be expanded tremendously,

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not closed or or you know that tastes of it.

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I saw the new chair of the Senate Small Business Committee,

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a senator from Iowa, state of SV needs to be streamlined.

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That's crazy. It's got the smallest budget in forty years.

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Then to be stream and it needs to be exploded.

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Right But erchs I think it's a senator Erch from

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Iowa is a new chair. But yeah, we need to

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become you know, more pro small business. You know, support

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small businesses and you know, tell your congressman and your

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senators and no matter who you voted for, you need

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to become pro small business and do you want to

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make America great again? We're when have a strong economy

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create jobs, it's going to only be through small businesses.

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Speaker 3: All right. I love what you're saying. Totally relate to

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it because I, like I said, am a small love

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business person, always have been my whole life. And just

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tell us how we find you, how we connect with

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you on the internet.

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Speaker 1: To Lloyd, all right, follow me on X I've got

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a pretty good presence on social media.

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Speaker 4: Follow me on X.

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Speaker 1: I post videos all the time, and my website is

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asbl dot com. You can see I've been on national

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television over twenty five years. You can see a lot

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of about TV appairss on Lloyd shopping dot com. At

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My new project to help women small businesses is Don't

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Cheat Women dot com?

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Speaker 3: All right, Don't Cheat Women dot com links in the

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show notes this interview on Financial Survival Network dot com.

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You got a question for Lloyd myself, email Klatcarrie Lutz

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00:18:44,839 --> 00:18:49,519
dot com. While you're there on the site on Financial

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00:18:49,559 --> 00:18:51,960
Survival Network dot com. We just asked that you sign

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00:18:52,079 --> 00:18:56,160
up for your free newsletter, like sixty seven thousand other

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00:18:56,799 --> 00:19:00,319
FSN numbers have and Lloyd appreciate you coming on. We'll

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definitely talk to you again.

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Speaker 1: Gary, thanks for having me SHOWE. I love your show.

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Speaker 4: Carrie, keep it up, you're doing a great job.

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Speaker 2: Thanks for listening to Carrie Letz's Financial Survival Network your

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00:19:10,000 --> 00:19:13,839
solution to today's trying times. For the latest, go to

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00:19:14,000 --> 00:19:20,240
Financial Survivalnetwork dot com. Financial Survival Network now more than ever,