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<v Speaker 1>Something you should go something you should know is brought

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<v Speaker 1>to you by Genesisgoldira dot com. That's also something you

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<v Speaker 1>should know. You can put your retirement plan. I'm the

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<v Speaker 1>gold Standard. Learn more and get a free Gold and

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<v Speaker 1>Silver guide at Genesis gooldr dot com. Excited to have

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<v Speaker 1>a guest join me in the studio. Right now we

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<v Speaker 1>have Dave Debrees and you are now a published author.

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<v Speaker 1>How does that feel?

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<v Speaker 2>It feels surreal. It wasn't on the goal list this year,

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<v Speaker 2>but here we are books ready to go, ready out

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<v Speaker 2>to the public.

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<v Speaker 1>So excited about it, and I've got a copy of

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<v Speaker 1>it in my hand right here. It's called green Light Millionaire.

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<v Speaker 1>How ordinary people build wealth using the stoplight strategy. Now

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<v Speaker 1>I've not heard of the stoplight strategy, but I am

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<v Speaker 1>also not a millionaire, so let's hear about it. What

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<v Speaker 1>is the stoplight strategy?

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<v Speaker 2>Yeah, So, as a financial advisor, this is an idea

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<v Speaker 2>that I come up with. I'm trying to help educate

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<v Speaker 2>clients as we help them transfer wealth from one generation

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<v Speaker 2>to the next. And so I had tried different analogies,

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<v Speaker 2>you know, planting seeds, and nothing ever seemed to really connect.

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<v Speaker 2>And I started using a stoplight. Say, Okay, these assets,

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<v Speaker 2>these accounts that you're about to get, are these green

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<v Speaker 2>lights financially. They can help you propel yourself forward, help

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<v Speaker 2>generate wealth. There are red lights in your finances, the debts,

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<v Speaker 2>the lack of budgeting, over spending, those kinds of things. Yeah,

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<v Speaker 2>when most people do. And so when I use this

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<v Speaker 2>analogy of red light green light, it's just like it clicked. So,

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<v Speaker 2>as we talk about in the book, the yellow light

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<v Speaker 2>actually is your personal home. Because most people think their

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<v Speaker 2>home is an asset, but the reality is your personal house.

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<v Speaker 2>It costs you money every single month. Even if you

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<v Speaker 2>haven't paid off, you still have to pay taxes, you

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<v Speaker 2>still have to pay insurance, they're still upkeep, there's still utilities.

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<v Speaker 2>And so the home personal house is what we call

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<v Speaker 2>a yellow light, something that you should do. But you

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<v Speaker 2>just need to be cautious about when you do that

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<v Speaker 2>because it's for most people a pretty big purchase.

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<v Speaker 1>That's really cool. Now, again, the book is called green

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<v Speaker 1>Light Millionaire. We're going to talk about where people can

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<v Speaker 1>get this here in a little bit. Yeah, but Dave

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<v Speaker 1>Devrees is the author of this, and you are a

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<v Speaker 1>financial advisor. How long have you been doing that because

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<v Speaker 1>when I first met you, I met him as pastor Dave.

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<v Speaker 1>He was my pastor. So, yeah, I think this is

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<v Speaker 1>really cool that you're doing what you're doing. How long

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<v Speaker 1>have you been doing this?

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<v Speaker 2>Yeah, So I was a pastor for nine years and

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<v Speaker 2>then about eight years ago I got kind of opened

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<v Speaker 2>up a door to the financial services industry and now

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<v Speaker 2>I'm at a point where I'm a senior partner at

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<v Speaker 2>a Meadleland Financial Group and based out of suf Fall,

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<v Speaker 2>South Dakota. And so it's been a fun journey.

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<v Speaker 1>That's really cool. And I can tell that you love

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<v Speaker 1>what you do. You just light up when you talk

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<v Speaker 1>about it. And I love the fact that you know

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<v Speaker 1>you've got this teaching spirit and the fact that you

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<v Speaker 1>took what you've discovered and put it into a book,

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<v Speaker 1>I think is amazing.

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<v Speaker 2>Yeah, I think that's one of the things I'd missed

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<v Speaker 2>as a pastor. You're up front at least, you know,

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<v Speaker 2>typically once a week doing some kind of a teaching

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<v Speaker 2>in some way, shape or form. So I think this

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<v Speaker 2>was an opportunity for me to kind of continue that

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<v Speaker 2>teacher's heart to help other people on their financial journeys.

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<v Speaker 1>So the book Green light Millionaire. Like I said, we're

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<v Speaker 1>going to talk about where they can get it, but

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<v Speaker 1>let's talk about who this is designed for. Who should

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<v Speaker 1>be looking at a book like this, and what position

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<v Speaker 1>in life are they in right now? Where they're going

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<v Speaker 1>I need to read that.

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<v Speaker 2>Yeah, you know, the book really is not about a

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<v Speaker 2>specific strategy to It really is about more how to

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<v Speaker 2>think about your finances, and so it's how to understand

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<v Speaker 2>what are the green lights in your life financially, what

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<v Speaker 2>are the red lights in your life financially? And I

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<v Speaker 2>think we all see stop lights on a regular basis,

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<v Speaker 2>and so I think just the visual is very helpful

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<v Speaker 2>for people. So initially people that need to learn what

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<v Speaker 2>those mean.

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<v Speaker 1>Yeah, exactly, people like that hasn't been yellow for a

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<v Speaker 1>minute there.

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<v Speaker 2>Fella, Yeah for sure. So initially it was written for

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<v Speaker 2>these families that had largest states that they were passing

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<v Speaker 2>down from one generation to the next and helping the

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<v Speaker 2>whether it's the parents or the grandparents, communicate with their

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<v Speaker 2>family about the importance of what's being passed down to them.

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<v Speaker 2>And so it's a really a great tool for families

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<v Speaker 2>that are passing down their estates. I also found it's

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<v Speaker 2>just a very good tool for people to help them

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<v Speaker 2>understand just how finances work. So whether you're just getting started,

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<v Speaker 2>it can still be helpful or you're at the very

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<v Speaker 2>end of the journey. Because one of the things we

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<v Speaker 2>talk about in the book is whether you're eighteen years

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<v Speaker 2>old or whether you're eighty eight years old, we still

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<v Speaker 2>need to manage and sue it our money properly.

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<v Speaker 1>And there are probably some people listening who are going, well,

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<v Speaker 1>this doesn't really affect me because I'm not a millionaire

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<v Speaker 1>and I don't have a ton of stuff. It doesn't

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<v Speaker 1>matter if you have a little bit or a lot.

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<v Speaker 1>It's yours and you still want to kind of have

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<v Speaker 1>a say and where that goes and who gets it right.

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<v Speaker 2>Yeah. Absolutely. I mean whether you've got a couple hundred

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<v Speaker 2>dollars your name or a couple hundred million dollars to

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<v Speaker 2>your name, the reality is you still want to steward

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<v Speaker 2>those dollars properly, and every little bit helps. One of

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<v Speaker 2>the chatters in the book, it talks about how the

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<v Speaker 2>first one hundred thousand dollars of net worth is the

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<v Speaker 2>hardest to get to because typically you're just trying to

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<v Speaker 2>get traction. You might be just paying off debts or

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<v Speaker 2>just started saving, and you don't always see the big

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<v Speaker 2>returns right away, right but if you stay faithful in that,

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<v Speaker 2>the little pieces, the little steps over time make a

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<v Speaker 2>really big difference in the long run.

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<v Speaker 1>Absolutely now again green Light Millionaire, How ordinary people build

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<v Speaker 1>wealth using the stomp light strategy by Dave Devrees. Where

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<v Speaker 1>can I find a copy of this?

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<v Speaker 2>Yeah, so it's going to be for sale on Amazon.

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<v Speaker 2>It'll launched Thursday. Website or that is a website I know,

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<v Speaker 2>something brand new for people right up and coming, just

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<v Speaker 2>brand new. Yeah, so it'll be available on Amazon and

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<v Speaker 2>both kindles electronic, also soft cover hardcover. We're also doing

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<v Speaker 2>a book launch party at our office on the thirteenth,

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<v Speaker 2>but if we go to Amazon softcover, hardcover, digital be

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<v Speaker 2>available at that point again Thursday, November thirteenth.

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<v Speaker 1>And I will throw a link to make it easy

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<v Speaker 1>for folks to find this as well. Again green Light Millionaire.

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<v Speaker 1>The author of this Dave Derees in the studio right now. Dave,

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<v Speaker 1>thank you for taking the time and thanks for putting

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<v Speaker 1>your heart into this.

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<v Speaker 2>Yes, absolutely, Hopefully it's a blessing to lots of people,

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<v Speaker 2>those that are listening.

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<v Speaker 1>Absolutely again, the launch party on the thirteenth is at

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<v Speaker 1>opened everybody or who's at all?

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<v Speaker 2>Yeah, open, open, invite. Yeah, It's at our office at

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<v Speaker 2>seventy five oh five South Louis Avenue and Sioux Falls

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<v Speaker 2>from five to seven, So feel free to stop by.

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<v Speaker 2>We're actually going to run a special just as people know.

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<v Speaker 2>On the thirteenth, the Kindle version will be free for

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<v Speaker 2>one day only. I talked with the publisher to kind

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<v Speaker 2>of celebrate the launch. The Kindle version will be free

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<v Speaker 2>again only on November thirteenth. They can also go to

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<v Speaker 2>green light Millionaire dot com. Nice to get some more

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<v Speaker 2>information on the book, kind of how it came about

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<v Speaker 2>and that. But yeah, otherwise, Amazon dot com is where

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<v Speaker 2>it will be sold.

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<v Speaker 1>Very nice Again. Dave Derees has been our guest. If

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<v Speaker 1>you'd like to learn more of the book, Greenlight Millionaire

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<v Speaker 1>all of the details at greenlightmillionaire dot com. Hey, Something

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<v Speaker 1>you should Know. Something you should Know is brought to

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<v Speaker 1>you by Genesisgoldira dot com. Put your retirement plan on

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<v Speaker 1>the gold Standard. Get a free Gold and Silver guide

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<v Speaker 1>now at genesisgoldra dot com.