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Speaker 1: Welcome to another episode of The Chicks on the Right Show. Today,

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we are back with our friend and sponsor of the show,

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Zach Abraham from Bulwark Capital Management and Zach our producer.

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Saw the story which ended up being made up, but

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is still a really good story about this chick in

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New York City who wanted to date a finance bro

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because you know, the wealth status and all that. So

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her way of going about it was to steal their

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pickup orders at different like restaurants and then DM them

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with the phone number that was listed on the receipt

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thingy to try to like strike up a romance. So

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the first question is were you a finance bro? And

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did chicks try these clever ways to land you?

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Speaker 2: You know? You know, it's so man, It's funny how

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culture changes. I remember being in high school and a

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girl that I actually still know today, she's a friend

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of mine in high school, and I remember her saying

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something like, oh, what do you think you're going to do? Whatever.

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I was like, I'm gonna I'm gonna run a Wall

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Street bank or I'm gonna be an investor or something

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like and everybody looked at me like that. It's so boring,

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like nobody nobody cared back then, you know, nerd yeah, right,

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and then everybody got and then everybody got money obsessed.

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So when I became a finance bro, they they didn't

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really exist. Uh, you know, everybody kind of thought I

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was kind of nerdy. I guess I was like a

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nerdy jock. Yeah. Yeah, So no, I didn't. I certainly

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didn't get any extra attention because my major was an

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econ in finance. I could promise you that. Yeah, but

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it's a thing.

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Speaker 3: It is a thing now, I think now, like the

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kind of the nerdy degrees now are hot, and before

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it wasn't. It wasn't like it wasn't that way like

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in the eighties, right, it wasn't that way.

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Speaker 2: Yeah, I mean that's you know, it's why I've started

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wearing you know, t shirts around the house with my

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degree on it, you know, or like or like just

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a picture of an app just a picture of an

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advocus and a graphing calculator so people will know I'm

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really in a mass, you know what I mean. So

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it's like these new like these are new queues, Like

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this is the new vie for fishing, you know what

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I mean. You're gonna be like, hey, do you know

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what I scored on the math section of my sets?

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You know? So, no, this is this is the thing

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everybody's there's a part of it that I think is

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really there's a part of it that I think is

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really sad, just because it's so materialistic. Then there's a

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part of me though that's like, you know, I feel

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like I feel like that's kind of a tip of

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the cap to a lot of women out there. Like,

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you know, I remember being so frustrated. You looked at

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some of the girls, these guys at date. I remember

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as early as like sixteen or seventeen looking at the

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girls going, how do you think that bomb is ever

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going to provide?

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Speaker 4: Like you know what I mean for a bit, and

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and that was kind of a kind of a kind

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of an early way to kind of a weird way

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to think when you're sixteen or seventeen years old. But yeah,

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Tod kind of caught in that in between where you're like, well,

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that's really shallow, don't do it that way.

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Speaker 2: But you know, at least at least you're thinking ahead, baby, yeah,

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I do you look.

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Speaker 3: At some of the these boys. Now it's like but

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Travis is so hot. Mommy looks like an Alpaco.

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Speaker 2: With this hair.

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Speaker 3: Yeah, like the hair, yeah, yes, it's like you you

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shake your head and go, oh my god, god. Yeah

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it is good at calculus because he's not good at

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doing his hair.

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Speaker 2: Yeah. Yeah.

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Speaker 1: But now it seems like they're like girls that's on

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the requirement list now for women. Now, I mean it

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was it was so different. Daisy and I were talking

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recently about the movie Mischief. Do you remember that movie?

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Did you ever see it?

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Speaker 2: Loose? I think so. I mean, I'm a movie file,

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so I'm I'm assuming I probably.

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Speaker 1: It's like so our generation, right, like I think it

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was Kelly Preston. And anyway, she falls for the bad boy, right,

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or one of the girls in the movies falls for

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the motorcycle guy who can offer her absolutely nothing, but

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it's true love, and so she runs away with him.

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And it's like supposed to be this happy ending, and

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now women are they're thinking about what can this guy provide,

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almost to a point where it's unhealthy. I think you

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know what I mean.

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Speaker 2: Yeah, that's that's kind of what I was alluding to.

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It all seriousness. I think it's really I think that

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especially women. Again, I remember thinking it in high school,

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where you look at these girls and sit there and

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go just because you're dating this guy at sixteen or

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seventeen doesn't mean you're going to marry in But what

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world are you wasting your time throwing those pearls before

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those swine, you know what I mean? So part of

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you is kind of like, Okay, at least you're thinking

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ahead on the flip side, kind of like we've talked

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about before. I think that, at least in my lifetime,

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I think that I don't think people think about money

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in the right way. I think if you have money

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positioned incorrectly, I think it can be one of the

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most disappointing things that you ever achieve or accomplished, because

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people assigned so many things to it. And I think

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the best thing I ever heard was Money's a magnifier,

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you know what I mean. Whatever you are, you're going

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to be more of that, whether it's good, whether it's bad.

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And I think I think people place far too much

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importance on that. Yet yet and kind of like you

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were saying, mock Yet, I do kind of tip of

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the cap to girls thinking about hey, before you decide

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to settle down, like all in the name of love.

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You know, maybe you should think about some practicalities, like

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would you like to be able to go on vacation,

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you know, would you like to be able to own

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a home? Would you like to be able to retire

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at some point? You know. I was listening to this

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woman talking to this doctor kind of like this you know,

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helpline kind of show the other day, and she was

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talking about, my husband needs to engage because I've been

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financing his dream well for ten years now. These people

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have been married. This guy wants to be a musician,

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and what that entailed was sitting at home practicing all

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the time.

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Speaker 3: Oh my god, no.

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Speaker 2: And I'm sitting there going that guy should write a

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book about how to make a woman not respect you

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and divorce you inside of ten years, you know what

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I mean.

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Speaker 5: Like, so there's a part of you that's like, okay, good,

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you don't do all the think ahead, don't think about

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just today, you know, don't get caught up with the flow, right,

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is what the kids called it.

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Speaker 2: I sound so old, for God's sake, that's what the

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kids call it these days, Like pardon me, I gotta

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go yell at a kid to get off my front yard. Yeah,

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but at the same time, I mean, my daughter was

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not dating, but it was kind of seeing a guy.

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And I remember having that conversation with her, going, Hey,

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what are you thinking here? What do you think this

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guy's like? Not that money is the only thing that matters,

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But if you're if you're picking a spouse, you know,

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somebody said to me at one point, I've heard it

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multiple times. Right, there's no there's no more important decision

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you will ever make. And there's normal no more defining

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situation you will make about yourself other than who you

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picked to marry. Right.

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Speaker 3: Well, I mean I saw something the other day that

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and I feel like this is probably correct. But the

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biggest indicator of success is if you look at somebody,

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Like if you look at a man, for instance, the

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biggest indicator of his success is you look and see

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and he has a family. He has a wife, and

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he has kids, and usually he has lots of kids.

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And I've that's that's the indicator that you can tell

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this guy's gonna be successful. But usually guy, a guy

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who is successful has all of those things. That's kind

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of what I'm trying to get at, and I'm not

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doing it so eloquently. Yeah, you know what I mean,

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It's like there there is some sort of a converse relationship,

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like they're together. Those things go hand in hand, and

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so if you have a great relationship, you're going to

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be successful. If you're successful, you're gonna have a great relationship.

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You're gonna have children, You're gonna have a wonderful family.

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I mean, those things all go hand in hand. Usually

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it's not like the douchebag who.

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Speaker 1: Is unless it's Andrew Tate, which obviously completely undes that theory.

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Speaker 2: I don't know what's gonna happen. I like lobby that up. Yeah, well,

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I mean you you right, you always have you always

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have those scumbag versions of that, right, you always have

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those scum big But I but I think, and I

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think that there's a correlation there. And I mean it

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certainly was for me. Like I think back to when

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my wife and I first got married, before we had

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when we first got married, there was a there was

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a part of me, for instance, really weird deal. I

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remember the first time I ever got nervous on an airplane.

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I love deviation as a kid growing up, first time

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I ever got nervous on an airplane, was on our honeymoon,

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like all of a sudden, it was all of a sudden.

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It wasn't me right just on the airplane, right, there

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was there was more risk than just me. And then

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I remember thinking that I was a really driven, hard

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working guy until we had two kids and a third

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on the way, right, So you know, I I definitely

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think that if a man wants to I hear some

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of these guys talking about, well, I need to accomplish

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some things before I get married, and I'm like, mmmm, buddy,

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if you want to accomplish some things, it's probably best

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to get married first, right, you know, it's probably best

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to get married first because if you marry the right woman,

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she's going to be an incredibles, you know, help to

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any any any type of bettering you're trying to do

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of yourself. She's going to help along those those lines.

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She's also going to put a boot in your neck

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when you need it and a knee in your back

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when you need it, because at times we do.

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Speaker 5: Right and uh.

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Speaker 2: And then just the other thing too, is just that motivation.

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You know, if you're if you're working for a bunch

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of people and a bunch of little faces that run

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at you when you walk in the door at night.

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That's a heck of a lot more motivating than your

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buddy's thinking that you have a lot of money.

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Speaker 3: Right, And the same thing, the same thing goes for

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women too. I mean you not to sound all feministy

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or anything, because we're not like super big feminist Mack

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and I, but we wouldn't have been able to achieve

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what we've achieved if it hadn't been for the support

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of our husbands, honestly, and yeah, I honestly, God would

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I know we would not be doing what we're doing

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right now if it wasn't that.

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Speaker 2: So yeah, it's it's that narrative out there, especially in

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the younger generations, that this marriage and kids holds you

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back kind of thing, right, And I look at them

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and I'm like, well, it depends on what you mean

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holding back. By holding back, do you mean that there

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aren't selfish parts of you that are going to be

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forced to grow up in advance and work harder and improve.

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Oh yeah, yeah, it definitely makes you grow. But I mean,

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if you want to reach the greatest iteration of yourself,

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including you know, the least selfish, you can be the

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least driven by you know, love for other people, you

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know what I mean, like all the things that make

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you a good person.

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Speaker 5: I love this.

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Speaker 1: Because it's not you're saying these things, which is such

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a good message right now, because I feel like so

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many young people, women and men are putting off the relationship,

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the family, all of that stuff, and you're talking about

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why maybe that's not a good idea away from and

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apart from all of the trad wife and like brad

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Man conversations that are real popular right now. And I

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love that. I love that you're doing it without that

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and aside from that because it's such a it's such

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a good piece of advice. It's a great you're not

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put off finding your mate because you're striving for some

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financial goal.

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Speaker 2: Well yeah, and then the other thing to me also too,

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is is I think people are really conflating inputs with

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outputs here right Like, meaning, if you want to live

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a successful life, let's all acknowledge that that requires more

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than money, despite what the Internet and TV will tell you. Okay,

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so if you're if that's what you're after, then marrying

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a really good person is an assist on that level,

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not a not a hindrance. Yeah, children, children are an

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assist on that level. They're not a hindrance to It's

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all about making And this is the thing where I

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want to, like, I tell young people, Hey, if you

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want to be financially successful, don't focus on being financially successful, right,

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focus on doing the right things. Focus on living on

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less than you make. Why will that help you be

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financially successful. Yeah. It also prevents a lot of financial stress,

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which will just suck you dry. Right, don't spend too

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much why financial reasons? Yeah, there's also again practical reasons.

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Don't burn up a bunch of resources on things you're

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not going to care about, just to impress people you

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don't even like, right, you know, so like but conflating

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the inputs with the outputs meaning all too often I

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think that we're looking at the residue of a good

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life and we're saying, Okay, I need to pursue those things,

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and you go, no, no, no, no, no. They didn't pursue

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those things. Those things are there. They don't have a

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they don't have a shelf full of trophies because their

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goal was to have a shelf full of trophies. They

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have a shelf full of trophies because they worked their

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tail off every single morning and got out of bed

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at five am and worked when you were sleeping. It right,

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it's it's we're conflating like the mission with the evidence

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of the life well lived. And you know, I try

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to tell young people this all the time. I have

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not seen a young person that doesn't really put you know,

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live a discipline life, but focus on finding a spouse,

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putting that at the top of the list, picking a

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really good spouse, living, you know, focused on living that way,

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focused on building a life, living a life about you know,

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helping other people right, making the right decisions, regardless of

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which direction that takes them. I've never seen a young

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person like that not find some level of professional and

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financial security and satisfaction.

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Speaker 1: It all ties together.

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Speaker 2: Yeah, it does. And then the other adage and you

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guys are a this is kind of scary advice to

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give young people, but it's true, and it's been true

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in your case, it's been true in mine, and it

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is scary at times, but it's true. Do what you

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figure out what it is that you love to do,

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and you're passionate about doing and do it because the

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money will follow. And you know, it may not be

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superstar money, it may not be professional athlete money, but boy,

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it sure is easy to be good at what you

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do when you actually like what you do, you know.

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Speaker 1: Yeah, and it's my life love and financial advice all

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from Zach Abraham.

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Speaker 3: Yeah thought, yeah it at all.

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Speaker 1: That's right.

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Speaker 2: And to make you all feel better about where that

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advice came from. None of it originated here. I'm just

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passing it on so.

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Speaker 1: People get more of your pearls of wisdom.

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Speaker 2: Yeah. The easiest way to do it is go to

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Boardcapitalmanagement dot com or sign up for the podcasts that

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Know Your Risk podcast dot com and you can find

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us on social media on Instagram, Twitter and all that

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kind of stuff. Just Google and search Know your Risk

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podcast and not too hard to find. Thank you, sir,

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Thank you, Thank you ladies. As fun as always. Investment

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advisory services offered through TRACT Financial LLC and SEC registered

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investment advisor. Investments involved risk and or not guaranteed Past

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performance doesn't guarantee future results Trek twenty four, two forty

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four