Speaker 1: Welcome to another episode of The Chicks on the Right Show. Today,
we are back with our friend and sponsor of the show,
Zach Abraham from Bulwark Capital Management and Zach our producer.
Saw the story which ended up being made up, but
is still a really good story about this chick in
New York City who wanted to date a finance bro
because you know, the wealth status and all that. So
her way of going about it was to steal their
pickup orders at different like restaurants and then DM them
with the phone number that was listed on the receipt
thingy to try to like strike up a romance. So
the first question is were you a finance bro? And
did chicks try these clever ways to land you?
Speaker 2: You know? You know, it's so man, It's funny how
culture changes. I remember being in high school and a
girl that I actually still know today, she's a friend
of mine in high school, and I remember her saying
something like, oh, what do you think you're going to do? Whatever.
I was like, I'm gonna I'm gonna run a Wall
Street bank or I'm gonna be an investor or something
like and everybody looked at me like that. It's so boring,
like nobody nobody cared back then, you know, nerd yeah, right,
and then everybody got and then everybody got money obsessed.
So when I became a finance bro, they they didn't
really exist. Uh, you know, everybody kind of thought I
was kind of nerdy. I guess I was like a
nerdy jock. Yeah. Yeah, So no, I didn't. I certainly
didn't get any extra attention because my major was an
econ in finance. I could promise you that. Yeah, but
it's a thing.
Speaker 3: It is a thing now, I think now, like the
kind of the nerdy degrees now are hot, and before
it wasn't. It wasn't like it wasn't that way like
in the eighties, right, it wasn't that way.
Speaker 2: Yeah, I mean that's you know, it's why I've started
wearing you know, t shirts around the house with my
degree on it, you know, or like or like just
a picture of an app just a picture of an
advocus and a graphing calculator so people will know I'm
really in a mass, you know what I mean. So
it's like these new like these are new queues, Like
this is the new vie for fishing, you know what
I mean. You're gonna be like, hey, do you know
what I scored on the math section of my sets?
You know? So, no, this is this is the thing
everybody's there's a part of it that I think is
really there's a part of it that I think is
really sad, just because it's so materialistic. Then there's a
part of me though that's like, you know, I feel
like I feel like that's kind of a tip of
the cap to a lot of women out there. Like,
you know, I remember being so frustrated. You looked at
some of the girls, these guys at date. I remember
as early as like sixteen or seventeen looking at the
girls going, how do you think that bomb is ever
going to provide?
Speaker 4: Like you know what I mean for a bit, and
and that was kind of a kind of a kind
of an early way to kind of a weird way
to think when you're sixteen or seventeen years old. But yeah,
Tod kind of caught in that in between where you're like, well,
that's really shallow, don't do it that way.
Speaker 2: But you know, at least at least you're thinking ahead, baby, yeah,
I do you look.
Speaker 3: At some of the these boys. Now it's like but
Travis is so hot. Mommy looks like an Alpaco.
Speaker 2: With this hair.
Speaker 3: Yeah, like the hair, yeah, yes, it's like you you
shake your head and go, oh my god, god. Yeah
it is good at calculus because he's not good at
doing his hair.
Speaker 2: Yeah. Yeah.
Speaker 1: But now it seems like they're like girls that's on
the requirement list now for women. Now, I mean it
was it was so different. Daisy and I were talking
recently about the movie Mischief. Do you remember that movie?
Did you ever see it?
Speaker 2: Loose? I think so. I mean, I'm a movie file,
so I'm I'm assuming I probably.
Speaker 1: It's like so our generation, right, like I think it
was Kelly Preston. And anyway, she falls for the bad boy, right,
or one of the girls in the movies falls for
the motorcycle guy who can offer her absolutely nothing, but
it's true love, and so she runs away with him.
And it's like supposed to be this happy ending, and
now women are they're thinking about what can this guy provide,
almost to a point where it's unhealthy. I think you
know what I mean.
Speaker 2: Yeah, that's that's kind of what I was alluding to.
It all seriousness. I think it's really I think that
especially women. Again, I remember thinking it in high school,
where you look at these girls and sit there and
go just because you're dating this guy at sixteen or
seventeen doesn't mean you're going to marry in But what
world are you wasting your time throwing those pearls before
those swine, you know what I mean? So part of
you is kind of like, Okay, at least you're thinking
ahead on the flip side, kind of like we've talked
about before. I think that, at least in my lifetime,
I think that I don't think people think about money
in the right way. I think if you have money
positioned incorrectly, I think it can be one of the
most disappointing things that you ever achieve or accomplished, because
people assigned so many things to it. And I think
the best thing I ever heard was Money's a magnifier,
you know what I mean. Whatever you are, you're going
to be more of that, whether it's good, whether it's bad.
And I think I think people place far too much
importance on that. Yet yet and kind of like you
were saying, mock Yet, I do kind of tip of
the cap to girls thinking about hey, before you decide
to settle down, like all in the name of love.
You know, maybe you should think about some practicalities, like
would you like to be able to go on vacation,
you know, would you like to be able to own
a home? Would you like to be able to retire
at some point? You know. I was listening to this
woman talking to this doctor kind of like this you know,
helpline kind of show the other day, and she was
talking about, my husband needs to engage because I've been
financing his dream well for ten years now. These people
have been married. This guy wants to be a musician,
and what that entailed was sitting at home practicing all
the time.
Speaker 3: Oh my god, no.
Speaker 2: And I'm sitting there going that guy should write a
book about how to make a woman not respect you
and divorce you inside of ten years, you know what
I mean.
Speaker 5: Like, so there's a part of you that's like, okay, good,
you don't do all the think ahead, don't think about
just today, you know, don't get caught up with the flow, right,
is what the kids called it.
Speaker 2: I sound so old, for God's sake, that's what the
kids call it these days, Like pardon me, I gotta
go yell at a kid to get off my front yard. Yeah,
but at the same time, I mean, my daughter was
not dating, but it was kind of seeing a guy.
And I remember having that conversation with her, going, Hey,
what are you thinking here? What do you think this
guy's like? Not that money is the only thing that matters,
But if you're if you're picking a spouse, you know,
somebody said to me at one point, I've heard it
multiple times. Right, there's no there's no more important decision
you will ever make. And there's normal no more defining
situation you will make about yourself other than who you
picked to marry. Right.
Speaker 3: Well, I mean I saw something the other day that
and I feel like this is probably correct. But the
biggest indicator of success is if you look at somebody,
Like if you look at a man, for instance, the
biggest indicator of his success is you look and see
and he has a family. He has a wife, and
he has kids, and usually he has lots of kids.
And I've that's that's the indicator that you can tell
this guy's gonna be successful. But usually guy, a guy
who is successful has all of those things. That's kind
of what I'm trying to get at, and I'm not
doing it so eloquently. Yeah, you know what I mean,
It's like there there is some sort of a converse relationship,
like they're together. Those things go hand in hand, and
so if you have a great relationship, you're going to
be successful. If you're successful, you're gonna have a great relationship.
You're gonna have children, You're gonna have a wonderful family.
I mean, those things all go hand in hand. Usually
it's not like the douchebag who.
Speaker 1: Is unless it's Andrew Tate, which obviously completely undes that theory.
Speaker 2: I don't know what's gonna happen. I like lobby that up. Yeah, well,
I mean you you right, you always have you always
have those scumbag versions of that, right, you always have
those scum big But I but I think, and I
think that there's a correlation there. And I mean it
certainly was for me. Like I think back to when
my wife and I first got married, before we had
when we first got married, there was a there was
a part of me, for instance, really weird deal. I
remember the first time I ever got nervous on an airplane.
I love deviation as a kid growing up, first time
I ever got nervous on an airplane, was on our honeymoon,
like all of a sudden, it was all of a sudden.
It wasn't me right just on the airplane, right, there
was there was more risk than just me. And then
I remember thinking that I was a really driven, hard
working guy until we had two kids and a third
on the way, right, So you know, I I definitely
think that if a man wants to I hear some
of these guys talking about, well, I need to accomplish
some things before I get married, and I'm like, mmmm, buddy,
if you want to accomplish some things, it's probably best
to get married first, right, you know, it's probably best
to get married first because if you marry the right woman,
she's going to be an incredibles, you know, help to
any any any type of bettering you're trying to do
of yourself. She's going to help along those those lines.
She's also going to put a boot in your neck
when you need it and a knee in your back
when you need it, because at times we do.
Speaker 5: Right and uh.
Speaker 2: And then just the other thing too, is just that motivation.
You know, if you're if you're working for a bunch
of people and a bunch of little faces that run
at you when you walk in the door at night.
That's a heck of a lot more motivating than your
buddy's thinking that you have a lot of money.
Speaker 3: Right, And the same thing, the same thing goes for
women too. I mean you not to sound all feministy
or anything, because we're not like super big feminist Mack
and I, but we wouldn't have been able to achieve
what we've achieved if it hadn't been for the support
of our husbands, honestly, and yeah, I honestly, God would
I know we would not be doing what we're doing
right now if it wasn't that.
Speaker 2: So yeah, it's it's that narrative out there, especially in
the younger generations, that this marriage and kids holds you
back kind of thing, right, And I look at them
and I'm like, well, it depends on what you mean
holding back. By holding back, do you mean that there
aren't selfish parts of you that are going to be
forced to grow up in advance and work harder and improve.
Oh yeah, yeah, it definitely makes you grow. But I mean,
if you want to reach the greatest iteration of yourself,
including you know, the least selfish, you can be the
least driven by you know, love for other people, you
know what I mean, like all the things that make
you a good person.
Speaker 5: I love this.
Speaker 1: Because it's not you're saying these things, which is such
a good message right now, because I feel like so
many young people, women and men are putting off the relationship,
the family, all of that stuff, and you're talking about
why maybe that's not a good idea away from and
apart from all of the trad wife and like brad
Man conversations that are real popular right now. And I
love that. I love that you're doing it without that
and aside from that because it's such a it's such
a good piece of advice. It's a great you're not
put off finding your mate because you're striving for some
financial goal.
Speaker 2: Well yeah, and then the other thing to me also too,
is is I think people are really conflating inputs with
outputs here right Like, meaning, if you want to live
a successful life, let's all acknowledge that that requires more
than money, despite what the Internet and TV will tell you. Okay,
so if you're if that's what you're after, then marrying
a really good person is an assist on that level,
not a not a hindrance. Yeah, children, children are an
assist on that level. They're not a hindrance to It's
all about making And this is the thing where I
want to, like, I tell young people, Hey, if you
want to be financially successful, don't focus on being financially successful, right,
focus on doing the right things. Focus on living on
less than you make. Why will that help you be
financially successful. Yeah. It also prevents a lot of financial stress,
which will just suck you dry. Right, don't spend too
much why financial reasons? Yeah, there's also again practical reasons.
Don't burn up a bunch of resources on things you're
not going to care about, just to impress people you
don't even like, right, you know, so like but conflating
the inputs with the outputs meaning all too often I
think that we're looking at the residue of a good
life and we're saying, Okay, I need to pursue those things,
and you go, no, no, no, no, no. They didn't pursue
those things. Those things are there. They don't have a
they don't have a shelf full of trophies because their
goal was to have a shelf full of trophies. They
have a shelf full of trophies because they worked their
tail off every single morning and got out of bed
at five am and worked when you were sleeping. It right,
it's it's we're conflating like the mission with the evidence
of the life well lived. And you know, I try
to tell young people this all the time. I have
not seen a young person that doesn't really put you know,
live a discipline life, but focus on finding a spouse,
putting that at the top of the list, picking a
really good spouse, living, you know, focused on living that way,
focused on building a life, living a life about you know,
helping other people right, making the right decisions, regardless of
which direction that takes them. I've never seen a young
person like that not find some level of professional and
financial security and satisfaction.
Speaker 1: It all ties together.
Speaker 2: Yeah, it does. And then the other adage and you
guys are a this is kind of scary advice to
give young people, but it's true, and it's been true
in your case, it's been true in mine, and it
is scary at times, but it's true. Do what you
figure out what it is that you love to do,
and you're passionate about doing and do it because the
money will follow. And you know, it may not be
superstar money, it may not be professional athlete money, but boy,
it sure is easy to be good at what you
do when you actually like what you do, you know.
Speaker 1: Yeah, and it's my life love and financial advice all
from Zach Abraham.
Speaker 3: Yeah thought, yeah it at all.
Speaker 1: That's right.
Speaker 2: And to make you all feel better about where that
advice came from. None of it originated here. I'm just
passing it on so.
Speaker 1: People get more of your pearls of wisdom.
Speaker 2: Yeah. The easiest way to do it is go to
Boardcapitalmanagement dot com or sign up for the podcasts that
Know Your Risk podcast dot com and you can find
us on social media on Instagram, Twitter and all that
kind of stuff. Just Google and search Know your Risk
podcast and not too hard to find. Thank you, sir,
Thank you, Thank you ladies. As fun as always. Investment
advisory services offered through TRACT Financial LLC and SEC registered
investment advisor. Investments involved risk and or not guaranteed Past
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