WEBVTT 1 00:00:00.080 --> 00:00:02.520 In Boston right now at eight oh six, it's twenty 2 00:00:02.520 --> 00:00:04.320 and it feels like four. And by the way, on 3 00:00:04.360 --> 00:00:08.160 top of Mount Washington yesterday the observatory measuring a gust 4 00:00:08.199 --> 00:00:12.199 of one hundred and sixty one miles an hour. Tonight, 5 00:00:12.439 --> 00:00:15.599 the wind is about sixty to eighty miles an hour, 6 00:00:15.679 --> 00:00:19.399 the temperature about twenty below wind chill's pushing sixty below 7 00:00:19.399 --> 00:00:22.519 with freezing fog. Stick around. Time for Nightside, Dan Ray 8 00:00:22.600 --> 00:00:25.160 here to get us to almost midnight. I'm Nicole Davis 9 00:00:25.359 --> 00:00:28.399 WBZ Boston's News Radio. 10 00:00:29.160 --> 00:00:34.119 It's Nightside with Dan Ray on WBZY, Boston's News Radio. 11 00:00:35.240 --> 00:00:40.119 You're cold, Davis, thank you very much. Freezing fog, freezing 12 00:00:40.240 --> 00:00:43.799 freezing fog. I've never heard of freezing fog before. 13 00:00:44.159 --> 00:00:44.359 You know. 14 00:00:44.439 --> 00:00:46.960 The thing is, I've also learned about snizzle in the 15 00:00:47.000 --> 00:00:49.640 past few years, which is an actual meteorological term. I've 16 00:00:49.679 --> 00:00:53.079 been told freezing or like essentially snowing drizzle, But freezing 17 00:00:53.240 --> 00:00:56.159 fog is when you know it's foggy out, but it's 18 00:00:56.200 --> 00:00:59.240 so cold it freezes to the surface of stuff so 19 00:00:59.399 --> 00:01:02.640 you can barely see, and it also freezes all over 20 00:01:02.679 --> 00:01:03.679 everything and makes it slick. 21 00:01:04.319 --> 00:01:06.400 Remind me never to go on vacation to the top 22 00:01:06.439 --> 00:01:08.920 of Mount Washington in January February. Would you make a 23 00:01:08.959 --> 00:01:09.319 note of that. 24 00:01:09.840 --> 00:01:11.719 You know, I'm gonna work on that right now, and 25 00:01:12.120 --> 00:01:14.799 something tells me probably March or April too, the way 26 00:01:14.840 --> 00:01:18.400 things are going. Yes, yeah, no problem. 27 00:01:19.640 --> 00:01:23.400 Freezing fog. My name is Dan Ray. It's not freezing fog. 28 00:01:23.439 --> 00:01:25.480 That's the condition that the people at the top of 29 00:01:25.519 --> 00:01:29.079 Mount Washington are dealing with. Horror of horrors. Can you 30 00:01:29.079 --> 00:01:32.159 imagine what's the temperature? What's what's it like? It's freezing fog. 31 00:01:32.239 --> 00:01:36.400 Fred whoa good evening, everybody, Welcome on in. Rob Brooks 32 00:01:36.480 --> 00:01:38.760 is back tonight. Rob. You can give yourself a round 33 00:01:38.760 --> 00:01:41.000 of applause. He was off last night, but he has 34 00:01:41.120 --> 00:01:43.599 returned tonight to his views of the spot and I 35 00:01:43.760 --> 00:01:46.480 enjoined that round of applause. Dan Cantano did a great 36 00:01:46.560 --> 00:01:48.920 job last night, Rob, but it's always great to have 37 00:01:49.000 --> 00:01:51.480 you back. Welcome, and my name is Dan Ray. I'm 38 00:01:51.519 --> 00:01:54.000 the host of the program here every Monday to Friday night. 39 00:01:54.519 --> 00:01:57.280 We had a very interesting show last night, and I 40 00:01:57.359 --> 00:01:59.959 want to specifically draw your attention to the nine o'clock 41 00:02:00.159 --> 00:02:05.000 our last night with economics professor who's actually the chair, 42 00:02:05.079 --> 00:02:08.439 the head of the undergraduate Economics Department at Harvard University, 43 00:02:08.439 --> 00:02:11.879 a senior lecturer Jeff Myron, just did a great job 44 00:02:11.919 --> 00:02:16.479 on explaining to us the federal debt, the interaction between 45 00:02:16.479 --> 00:02:20.080 the federal debt and the federally annual federal deficit, and 46 00:02:20.879 --> 00:02:24.759 just a great hour of explanation and some great calls 47 00:02:24.840 --> 00:02:27.759 during that hour too, which is what we always want 48 00:02:27.759 --> 00:02:30.680 a nightside great guests and great calls. We only have 49 00:02:30.800 --> 00:02:33.840 great guests in this hour tonight because we interview four 50 00:02:34.599 --> 00:02:37.159 newsmakers of a sort. They don't necessarily have to be 51 00:02:37.240 --> 00:02:40.840 the lead story on the nightly newscasts, but they're newsmakers 52 00:02:40.879 --> 00:02:44.639 and priding and providing us with some important information. And 53 00:02:45.120 --> 00:02:49.680 we will later on tonight talk about some allegations of 54 00:02:49.719 --> 00:02:54.759 anti Semitism within the Massachusetts Teachers Association. And we'll also 55 00:02:55.560 --> 00:02:59.280 take a closer look at Elon Musk hero or villain. 56 00:02:59.520 --> 00:03:01.840 Some people thank you sa Hero, some people thinks he 57 00:03:01.960 --> 00:03:05.199 think he's a villain, and never the twains she'll meet. 58 00:03:05.479 --> 00:03:08.759 We're going to start off tonight with a friend of 59 00:03:08.759 --> 00:03:12.879 this program, Mark shield Drop, He spokesperson for the Triple 60 00:03:12.960 --> 00:03:16.360 A here in New England. Mark welcome back to Nightside. 61 00:03:16.360 --> 00:03:19.599 How are you tonight, sir Dan, I'm doing great, Thanks 62 00:03:19.639 --> 00:03:20.199 for having me. 63 00:03:21.080 --> 00:03:23.680 Sadly, we're here to talk about kind of a subject 64 00:03:23.719 --> 00:03:27.560 that should be a concern to everyone, and that is 65 00:03:27.800 --> 00:03:33.199 an uptick in pedestrian fatalities across the country, not just 66 00:03:33.240 --> 00:03:37.280 in New England, and specifically an uptick at night tell 67 00:03:37.360 --> 00:03:37.960 us about. 68 00:03:37.719 --> 00:03:41.639 It, Yeah, definitely. So our foundation is, you know, really 69 00:03:41.680 --> 00:03:44.120 tried to get our heads around this big problem that's 70 00:03:44.159 --> 00:03:47.639 been increasing. So in twenty oh nine, some time ago, 71 00:03:48.159 --> 00:03:51.680 we reached a lull for pedestrian fatalities, but since then 72 00:03:51.879 --> 00:03:56.159 we reverse course and those fatalities have increased eighty percent 73 00:03:56.719 --> 00:04:00.000 in the past fifteen years. So it's a growing problem. 74 00:04:00.439 --> 00:04:03.000 There's a lot of reasons why there's a growing problem, 75 00:04:03.479 --> 00:04:07.120 but we wanted to kind of find really common threads 76 00:04:07.280 --> 00:04:10.680 between these problems, and really it boils down to urban 77 00:04:10.919 --> 00:04:15.319 arterial roads. That's a mouthful, but think of Route nine 78 00:04:15.560 --> 00:04:18.319 or Route one and think of them at night, and 79 00:04:18.360 --> 00:04:20.680 you think about how many people really depend on that 80 00:04:20.800 --> 00:04:22.720 road to get where they needed to go. You got 81 00:04:22.759 --> 00:04:26.279 cars mixing with a lot of pedestrians and that's really 82 00:04:26.279 --> 00:04:28.639 where a lot of these crashes are occurring. So in 83 00:04:28.680 --> 00:04:31.800 our city centers we're not seeing the increase. It's really 84 00:04:31.839 --> 00:04:34.439 on these roads, you know, a few miles outside of 85 00:04:34.480 --> 00:04:36.600 the city center, where you've got a lot of people 86 00:04:36.600 --> 00:04:40.600 that depend on public transportation. These are socio and economically 87 00:04:40.639 --> 00:04:44.000 challenged communities in many cases, and that's where the bulk 88 00:04:44.040 --> 00:04:47.639 of the problems are. So it's a big problem and hopefully, 89 00:04:47.720 --> 00:04:49.399 you know, talking about it, we can get our heads 90 00:04:49.399 --> 00:04:50.800 around a little bit and make some progress. 91 00:04:51.360 --> 00:04:54.480 Well, you know, you mentioned Route nine as an example 92 00:04:54.759 --> 00:04:57.639 here in Massachusetts, or are great to Boston, and Route 93 00:04:57.720 --> 00:05:01.680 nine really starts in Brookline, flows through Newton, Chestnut Hill, 94 00:05:01.720 --> 00:05:06.199 and on out through Wellesley and Intoonatic and Framingham. You 95 00:05:06.279 --> 00:05:10.600 don't think of those as depressed socioeconomic areas. Obviously, there 96 00:05:10.639 --> 00:05:14.240 are bus routes there, and there are some ways in 97 00:05:14.240 --> 00:05:17.399 which people can have to cross intersections. You can see 98 00:05:17.439 --> 00:05:23.240 that downtown areas. I guess the cars are probably going 99 00:05:23.319 --> 00:05:27.000 at a slower rate of speed. That might be there 100 00:05:27.000 --> 00:05:30.600 may be people who you know, get bumped by a car, 101 00:05:30.639 --> 00:05:32.839 but the car's going five miles an hour and there's 102 00:05:32.639 --> 00:05:35.040 it's it's not a fatality. Is that a fact of 103 00:05:35.120 --> 00:05:38.399 the amount of speed on these these again what i'll 104 00:05:38.399 --> 00:05:40.040 call them exterior arteries. 105 00:05:41.279 --> 00:05:44.199 Yeah, you're definitely thinking on the right track. 106 00:05:44.279 --> 00:05:45.399 That has a lot to do with it. 107 00:05:45.560 --> 00:05:48.600 I mean, we still see pedestrian fatalities in downtown Boston 108 00:05:48.639 --> 00:05:51.120 and Cambridge, and I don't want to minimize those by 109 00:05:51.120 --> 00:05:54.240 any means, but you're right, these these types of roads 110 00:05:54.240 --> 00:05:57.040 that we're talking about are sometimes you're driving on and 111 00:05:57.079 --> 00:05:58.319 it feels like a highway. You know, I think of 112 00:05:58.399 --> 00:06:02.680 Route one when you're in Foxborough. Suddenly you know, you 113 00:06:02.720 --> 00:06:04.920 get an extra lane. You're on a four lane road. 114 00:06:05.240 --> 00:06:07.600 There might be sidewalks, there might not be, but there's 115 00:06:07.639 --> 00:06:11.439 shopping centers, there's bus stops, there's pedestrian activity. So it's 116 00:06:11.439 --> 00:06:13.600 not really a good street, but it's not really a 117 00:06:13.639 --> 00:06:17.000 good road either. It's not a highway, but sometimes it 118 00:06:17.000 --> 00:06:19.839 feels like a highway, and that's really one of the 119 00:06:19.839 --> 00:06:24.439 big issues. And you'll find places where there's no sidewalk, 120 00:06:24.480 --> 00:06:26.600 but you see a well worn path in the grass 121 00:06:26.839 --> 00:06:30.199 that tells you people are walking there, but the infrastructure 122 00:06:30.279 --> 00:06:34.279 is not really supporting them properly, and it's creating a 123 00:06:34.399 --> 00:06:37.279 higher chance of having these unfortunate tragedies. 124 00:06:37.920 --> 00:06:41.279 So this is a national survey. The numbers you're comparing 125 00:06:41.319 --> 00:06:44.160 are national numbers from two thousand and nine, and I 126 00:06:44.160 --> 00:06:48.120 think you said two thousand and two thousand and nine, 127 00:06:48.240 --> 00:06:52.079 and the most recent one is twenty twenty two, so 128 00:06:52.480 --> 00:06:54.800 we don't have numbers for twenty three or twenty four 129 00:06:54.879 --> 00:07:01.120 yet is New England over represented under represented it in 130 00:07:01.199 --> 00:07:03.360 this trend or did it break out that way? 131 00:07:04.240 --> 00:07:07.199 We're really right in line with the country as a whole. 132 00:07:07.279 --> 00:07:10.680 So this research really drilled down into a couple of 133 00:07:10.720 --> 00:07:13.279 case studies to try to really get to. 134 00:07:12.920 --> 00:07:15.040 The bottom of what some of the root causes are. 135 00:07:15.160 --> 00:07:17.879 And we know, you know, cars are bigger, people are speeding, 136 00:07:19.160 --> 00:07:22.519 and pedestrians there's more cars in pedestrians, but here in 137 00:07:22.560 --> 00:07:26.000 New England we're really following that national track. Just this 138 00:07:26.120 --> 00:07:29.920 year alone in Massachusetts there's been fourteen pedestrian fatalities. And 139 00:07:29.920 --> 00:07:32.600 what's funny is, you know, just speaking to how relevant 140 00:07:32.600 --> 00:07:35.360 this problem is, you know, fourteen people dying already this 141 00:07:35.439 --> 00:07:37.879 year is a lot, but earlier today, prepping for this interview, 142 00:07:38.240 --> 00:07:40.800 the number was thirteen. And just before you called, I said, 143 00:07:40.839 --> 00:07:43.600 you know, let's go into the crash database just to check, 144 00:07:43.639 --> 00:07:46.680 and sure enough that February fourteenth, crash and Worcester on 145 00:07:46.839 --> 00:07:49.240 Grafton Road. I believe it was the sixty three year 146 00:07:49.279 --> 00:07:52.480 old woman tragically lost her life that got out of 147 00:07:52.480 --> 00:07:55.040 the system today, So I had to update my notes 148 00:07:55.399 --> 00:07:58.600 just in one day. So it's a problem with seeing 149 00:07:58.639 --> 00:07:59.639 a lot. 150 00:08:00.199 --> 00:08:02.360 And I should probably you shouldn't say funny, but it's ironic. 151 00:08:03.240 --> 00:08:07.279 All of those pedestrian deaths to fourteen have occurred here 152 00:08:07.360 --> 00:08:10.279 in the first six or seven weeks, so it's about 153 00:08:10.319 --> 00:08:12.360 two a week. So if you project that out, that 154 00:08:12.439 --> 00:08:17.240 means we'll probably have one hundred here in Massachusetts. If 155 00:08:17.680 --> 00:08:21.680 there was a plane crash today in anywhere in which 156 00:08:21.759 --> 00:08:24.800 let's say fourteen people were killed, that would be the 157 00:08:24.839 --> 00:08:27.079 headline news and the nightly news story. There was a 158 00:08:27.120 --> 00:08:30.439 plane crash in Toronto yesterday. Thankfully no one died, but 159 00:08:31.480 --> 00:08:33.879 you hear a book these plane crashes with two people 160 00:08:33.919 --> 00:08:36.039 three people on board. But if there was some small 161 00:08:36.960 --> 00:08:40.320 commuter plane that fourteen people, it would be a headline story. 162 00:08:40.519 --> 00:08:44.679 But when it's one person here, one person there, it's not. 163 00:08:45.120 --> 00:08:48.120 And we need to be all a little more careful 164 00:08:48.120 --> 00:08:51.159 while we're driving and also walking, as simple as that. 165 00:08:51.159 --> 00:08:53.159 That's an amazing analogy. I mean, if you think about it, 166 00:08:53.159 --> 00:08:56.159 every day in this country, basically a loaded seven forty 167 00:08:56.200 --> 00:09:00.440 seven worth of people die in car crashes every day 168 00:09:00.440 --> 00:09:03.440 in this country. So that's a really great perspective to have, 169 00:09:03.480 --> 00:09:04.879 and it kind of speaks to how we're kind of 170 00:09:05.679 --> 00:09:08.399 numb to the issue, I guess, you know, So if 171 00:09:08.399 --> 00:09:11.759 everybody just does their part, you know, communities plan and 172 00:09:12.159 --> 00:09:14.519 address as much as they can. You know, there's a 173 00:09:14.559 --> 00:09:16.519 lot of funning issues out there. But anytime you can 174 00:09:16.559 --> 00:09:20.519 improve pedestrian safety and convinced drivers to try to be 175 00:09:20.559 --> 00:09:23.919 responsible and drive a little slower, you know, I think 176 00:09:23.919 --> 00:09:26.039 we can get those numbers down. But you know, since 177 00:09:26.320 --> 00:09:29.480 by fifteen, we've had seven hundred and seventy one pedestrian 178 00:09:29.559 --> 00:09:32.320 fatalities in Massachusetts, and I think we can do better 179 00:09:32.320 --> 00:09:32.679 than that. 180 00:09:33.120 --> 00:09:36.279 Sounds great, Mark, Shield drop of a triple A. You 181 00:09:36.360 --> 00:09:39.879 always bring great information, and this is a sad information, 182 00:09:39.960 --> 00:09:42.360 but it's very important information. Thank you so much, Mark, 183 00:09:42.399 --> 00:09:43.799 as always, Hey. 184 00:09:43.559 --> 00:09:43.960 My pleasure. 185 00:09:44.039 --> 00:09:44.159 Dan. 186 00:09:44.200 --> 00:09:45.759 Now you can go on to the fun topic. 187 00:09:47.840 --> 00:09:50.679 Maybe a little less a little more fun, but some 188 00:09:50.759 --> 00:09:53.279 of them are also concerning as well. Thanks Mark, appreciate 189 00:09:53.279 --> 00:09:56.480 it very much. We will be talking with how you 190 00:09:56.519 --> 00:10:00.480 get from doubt to Do with an often named Kate 191 00:10:00.480 --> 00:10:03.159 O'Sullivan Coming back here on Nightside. My name's Dan Ray. 192 00:10:03.200 --> 00:10:06.039 This is Nightside on WBC Boston's news radio ten thirty 193 00:10:06.039 --> 00:10:06.960 on your AM dial. 194 00:10:08.480 --> 00:10:11.440 Now back to Dan Ray live from the Window World 195 00:10:11.480 --> 00:10:15.360 to Nightside Studios on WBZ News Radio. 196 00:10:17.000 --> 00:10:21.039 Joining us now is Kat O'Sullivan. Kat's been doing this 197 00:10:21.159 --> 00:10:26.159 for a while. She is a speaker. She has written 198 00:10:26.159 --> 00:10:31.519 a book from Doubt to Do, Navigating Your Pathway to Possibility. Kat. 199 00:10:31.559 --> 00:10:33.879 First of all, welcome to Nightside. Thank you for joining 200 00:10:33.919 --> 00:10:34.799 us tonight. How are you. 201 00:10:35.919 --> 00:10:38.080 I'm doing great, Dan, Good to be with you. 202 00:10:39.039 --> 00:10:41.759 Tell us a little bit about your professional experience, because 203 00:10:42.039 --> 00:10:45.919 I've googled you here and I'm generally someone is either 204 00:10:45.960 --> 00:10:50.360 a therapist or they're a psychologist. Tell us, tell us 205 00:10:50.360 --> 00:10:54.200 about your background, and let's talk about the book. 206 00:10:54.759 --> 00:10:59.679 Well, you know, I kind of jokingly say when people 207 00:10:59.720 --> 00:11:03.200 ask me, you know, like like where did you graduate from? 208 00:11:03.320 --> 00:11:08.360 And I would say MSU and they're like like Minnesota, 209 00:11:08.879 --> 00:11:14.440 and I'm like no, like make stuff up. So I 210 00:11:14.519 --> 00:11:21.120 have not followed a traditional path. My experience is up 211 00:11:21.159 --> 00:11:25.240 close and personal and everything I've done, I've worked in 212 00:11:25.279 --> 00:11:29.759 the corporate world. That didn't last too long because I'm 213 00:11:29.799 --> 00:11:33.960 a change maker and a little too constrictive, and I 214 00:11:34.080 --> 00:11:39.960 moved into the nonprofit world, particularly working with young people 215 00:11:40.600 --> 00:11:45.000 who people were kind of second guessing what they were 216 00:11:45.080 --> 00:11:48.639 capable of. And you know, I've spent much of my 217 00:11:48.799 --> 00:11:54.360 life really in many different arenas helping young people, given 218 00:11:54.600 --> 00:11:59.399 them experiences where they could discover what they're capable of. 219 00:12:00.519 --> 00:12:06.600 And then I moved more into the coaching training development 220 00:12:06.759 --> 00:12:11.639 arena with adults, you know, who were second guessing what 221 00:12:11.759 --> 00:12:16.600 they were capable of, both personally and also professionally. And 222 00:12:17.320 --> 00:12:21.200 worked for many years with business owners who were kind 223 00:12:21.240 --> 00:12:23.320 of at a place in their business where they hit 224 00:12:23.360 --> 00:12:27.559 the wall and they weren't quite sure, you know, what 225 00:12:27.720 --> 00:12:31.639 else was possible for their business and their life as 226 00:12:31.720 --> 00:12:36.480 business owners. And so I have basically spent my entire 227 00:12:36.600 --> 00:12:42.440 life doing what people often said was seemingly impossible. Well, 228 00:12:42.480 --> 00:12:43.480 and that's given. 229 00:12:43.279 --> 00:12:46.559 Me great You have great experience here. It sounds to 230 00:12:46.600 --> 00:12:49.879 me like you've helped people who perhaps have moved to 231 00:12:49.879 --> 00:12:52.240 a second career, maybe in some people who have totally 232 00:12:52.679 --> 00:12:57.200 retooled themselves, retooled their business. So the book, the title 233 00:12:57.279 --> 00:13:01.279 of the book which is what we're going to talk 234 00:13:01.320 --> 00:13:04.879 about right now, is from doubt to do, navigating your 235 00:13:04.919 --> 00:13:09.120 pathway to possibility. Obviously all of us, at different points 236 00:13:09.159 --> 00:13:15.360 in our life are uh I have the problem of 237 00:13:15.440 --> 00:13:19.200 doubting what we can do. So what is the key 238 00:13:19.360 --> 00:13:22.200 to get from doubt to do. 239 00:13:23.600 --> 00:13:27.159 Well? Surprising, It starts with a shift in your mind. 240 00:13:29.000 --> 00:13:35.639 Whenever' facing something new, something maybe it's unexpected, maybe it's 241 00:13:35.639 --> 00:13:39.159 something we're trying to create, you know, the first thing 242 00:13:39.240 --> 00:13:44.240 that happens is doubts, you know, like can I really 243 00:13:44.360 --> 00:13:48.679 do this? I mean, especially at this stage of my life. 244 00:13:48.960 --> 00:13:54.399 I mean I you know, is it possible? And I 245 00:13:54.519 --> 00:14:02.279 have there's two really powerfultions we ask when the feelings. 246 00:14:01.679 --> 00:14:04.240 In we'll get a little bit of a breakup. Kat 247 00:14:04.279 --> 00:14:07.639 and your your audio here, So I'm gonna have Rob 248 00:14:07.879 --> 00:14:11.759 my producer. Just you may be walking around or maybe 249 00:14:11.799 --> 00:14:13.960 on a headset, but Rob is going to take over here. 250 00:14:14.000 --> 00:14:17.039 And because we we were getting about every third word 251 00:14:17.240 --> 00:14:22.159 and you, we had good connections when you explained your background, 252 00:14:22.200 --> 00:14:28.320 which is really a degree in reality. And now since 253 00:14:28.360 --> 00:14:31.200 you're explaining answering the question of how do people get 254 00:14:31.240 --> 00:14:34.720 from doubt to do it's important that we make sure 255 00:14:34.720 --> 00:14:37.960 that people can hear clearly what you what you have 256 00:14:38.039 --> 00:14:40.159 to say, Rob. If we're close, it'd like to bring 257 00:14:40.240 --> 00:14:42.919 Kat back if we could still working on it. Okay, 258 00:14:42.960 --> 00:14:48.639 well so sometimes that happens here on night side and Okay, 259 00:14:49.200 --> 00:14:52.240 better location, Cat, we hope that Rob has moved you 260 00:14:52.559 --> 00:14:54.679 to a better location. Were you moving around while you 261 00:14:54.720 --> 00:14:56.600 were talking with us? 262 00:14:57.240 --> 00:14:59.440 No, but I think I'm in a better place writing. 263 00:15:01.080 --> 00:15:04.639 Okay, So again we're just losing a little bit of 264 00:15:04.679 --> 00:15:06.679 time here. I want you to tell me about the book. 265 00:15:06.720 --> 00:15:09.600 How do you help people get from doubt to do. 266 00:15:11.440 --> 00:15:11.559 So? 267 00:15:11.639 --> 00:15:15.559 The first thing is really shifting their mindset, and when 268 00:15:15.639 --> 00:15:21.360 some feeling like something impossible, I start with you in 269 00:15:21.919 --> 00:15:31.759 question what if issible? Followed by what if? What am 270 00:15:31.799 --> 00:15:36.720 I not seeing yet? And that word yet is so 271 00:15:37.240 --> 00:15:43.120 powerful because it creates that space where we're like, well, man, 272 00:15:43.200 --> 00:15:45.000 I can't figure it out. I don't know all the 273 00:15:45.080 --> 00:15:49.600 answers yet, but I'm going to figure it out. And 274 00:15:49.639 --> 00:15:55.559 the figuring it out starts with taking one step towards 275 00:15:56.440 --> 00:16:01.080 it is you they want, even if you know the answer, 276 00:16:01.559 --> 00:16:08.519 just a first step the current to do that, and invariably, 277 00:16:08.600 --> 00:16:11.639 when we do, we take that first step, and all 278 00:16:11.639 --> 00:16:15.759 of a sudden, it's like, oh, okay, that were now. 279 00:16:17.279 --> 00:16:21.399 And sometimes you have to have the courage. Sometimes you 280 00:16:21.399 --> 00:16:24.440 have to have the courage to actually apply for that 281 00:16:24.600 --> 00:16:29.720 job or at least inquire about what you need to do, 282 00:16:30.879 --> 00:16:35.240 because a lot of people. You know, again, there has 283 00:16:35.320 --> 00:16:40.600 to be some reality involved here. You can't probably at 284 00:16:40.639 --> 00:16:43.759 the age of fifty, decide to change your career and 285 00:16:43.840 --> 00:16:50.240 become a professional NBA basketball player or a professional NFL 286 00:16:50.279 --> 00:16:52.720 football player. At that age. There are certain things that 287 00:16:53.039 --> 00:16:55.559 that are out of the way, but virtually anything else 288 00:16:55.679 --> 00:16:58.559 is possible. There are even people who have been able 289 00:16:58.639 --> 00:17:01.600 to find a career in in in film or on 290 00:17:01.720 --> 00:17:05.319 stage and have come to uh to that career just 291 00:17:05.359 --> 00:17:09.039 by simply asking or or or even writing a book. 292 00:17:09.079 --> 00:17:11.200 And I think a lot of people are intimidated that 293 00:17:11.359 --> 00:17:14.240 they've been told Noah, they haven't been that successful, and 294 00:17:14.279 --> 00:17:15.920 they sort of go into a shell. And you've got 295 00:17:15.960 --> 00:17:19.839 to break out of that shell. What is the easiest 296 00:17:19.839 --> 00:17:22.359 way for folks to get your book again? I wish 297 00:17:22.359 --> 00:17:26.000 we had had a better connection here. Kat. It looks 298 00:17:26.000 --> 00:17:29.920 to me like you're somewhere in northern California or southern California. 299 00:17:29.519 --> 00:17:31.839 That's actually I'm in Mexico. 300 00:17:34.480 --> 00:17:36.880 Well that could that could explain it. I gotta I 301 00:17:36.880 --> 00:17:38.960 got a three two three area code on you. I 302 00:17:38.960 --> 00:17:40.799 didn't realize you were out of the country, so. 303 00:17:41.000 --> 00:17:45.720 That that's in LA. That's a Los Angeles number in 304 00:17:45.799 --> 00:17:49.799 the middle pandemic. My husband and I connect. 305 00:17:50.920 --> 00:17:54.200 Okay, uh, And you're probably in a in a more 306 00:17:54.279 --> 00:17:57.799 rural area, a beautiful rural area where maybe the the 307 00:17:57.920 --> 00:18:01.079 cell phone coverage is a little spotty. So the book 308 00:18:01.279 --> 00:18:06.160 is from Doubt to Do, Navigating Your Pathway to Possibility. 309 00:18:06.640 --> 00:18:11.720 The author Kat kat Osullivan. I'm sure it's available on 310 00:18:11.839 --> 00:18:16.119 Amazon and probably at bookstores close to you. You can always 311 00:18:16.160 --> 00:18:18.839 ask Kat again. I apologize. I wish we had a 312 00:18:18.839 --> 00:18:22.119 better connection, but I think we understand that one of 313 00:18:22.160 --> 00:18:25.240 the things from Doubt to Do is to just put 314 00:18:25.279 --> 00:18:28.279 a side doubt and say I think I can do 315 00:18:28.359 --> 00:18:31.839 this and give it a shot. It never hurts to ask, 316 00:18:32.039 --> 00:18:37.839 it never hurts to try, and sometimes sometimes that pathway 317 00:18:37.920 --> 00:18:41.480 is a lot easier than perhaps you believe or you feared. 318 00:18:41.799 --> 00:18:43.759 Thanks so much for joining us, Kat, Thank you. 319 00:18:44.319 --> 00:18:44.920 Thanks so much. 320 00:18:45.200 --> 00:18:47.359 Take care all right, all. 321 00:18:47.319 --> 00:18:49.519 Right, Well that was a little bit of a curveball folks. 322 00:18:49.519 --> 00:18:52.440 We didn't know that Kat was going to be in Mexico. 323 00:18:52.640 --> 00:18:56.519 But that's what Nightside is all about. Sometimes we have surprises. 324 00:18:56.519 --> 00:18:58.880 When we come back on to talk about credit card debt. 325 00:18:58.880 --> 00:19:00.799 You got any credit card debt? We're going to talk 326 00:19:00.839 --> 00:19:03.880 with John Egan, he's a content creator and marketer, and 327 00:19:03.960 --> 00:19:08.440 why credit card debt is holding back Americans from estate planning. 328 00:19:09.079 --> 00:19:11.720 I don't quite understand the connection, but I'm sure John 329 00:19:12.799 --> 00:19:14.799 Egan is going to be able to explain it to us. 330 00:19:15.640 --> 00:19:17.640 And it looks to like an area code that we 331 00:19:17.720 --> 00:19:19.799 may have a real good connection. Right after the news 332 00:19:19.839 --> 00:19:20.759 here at the bottom of. 333 00:19:20.759 --> 00:19:24.680 The hour, you're on Night Side with Dan Ray on 334 00:19:25.039 --> 00:19:27.279 w z Boston's news radio. 335 00:19:28.960 --> 00:19:32.680 Well, all of us know that Americans use credit cards 336 00:19:32.720 --> 00:19:35.880 a lot. I used mine today. I'm sure you probably 337 00:19:35.880 --> 00:19:39.039 are using yours. But with us now is John Egan, 338 00:19:39.039 --> 00:19:43.480 who's a content creator and a marketer, author of a 339 00:19:43.640 --> 00:19:46.400 I'm not sure if this is a book or a guide. John. 340 00:19:46.519 --> 00:19:50.720 It's called The Stripped Down Guide to Content Marketing. I 341 00:19:50.759 --> 00:19:53.279 don't think that's what we're talking about, or are we. 342 00:19:53.400 --> 00:19:56.680 I thought we're going to be talking about credit card 343 00:19:56.759 --> 00:19:59.440 debt holding Americans back from estate planning. 344 00:19:59.480 --> 00:20:03.799 Correct, Yes, that's what we're talking about. We're not talking. 345 00:20:03.599 --> 00:20:06.880 About this isship. What's the relationship between credit card debt 346 00:20:06.920 --> 00:20:07.680 and estate planning? 347 00:20:09.599 --> 00:20:16.079 Well, I think some people feel as though they are hampered. 348 00:20:16.359 --> 00:20:20.680 They are hampered by debt, and therefore, why do I 349 00:20:20.720 --> 00:20:23.799 need an estate plan They don't feel like they have 350 00:20:24.400 --> 00:20:29.680 the level of assets that would require a state planning. 351 00:20:30.160 --> 00:20:35.319 Then you've got folks who may fear that, oh, if 352 00:20:35.359 --> 00:20:38.000 I set up an estate plan, you know, then that 353 00:20:38.200 --> 00:20:43.720 dictates who's going to end up paying my credit card debt. 354 00:20:44.240 --> 00:20:46.759 All that gets worked out, But the problem is if 355 00:20:46.799 --> 00:20:50.720 you don't have an estate plan, then your wishes aren't met. 356 00:20:50.880 --> 00:20:53.519 And a state planning could be a will, a trust, 357 00:20:54.319 --> 00:20:57.680 and they're not difficult to set up. Especially these days, 358 00:20:57.680 --> 00:21:02.920 there's lots of online providers that work through the process 359 00:21:03.039 --> 00:21:06.880 of developing an estate plan, or you can go into 360 00:21:06.920 --> 00:21:09.880 an attorney who specializes in estate planning. 361 00:21:09.960 --> 00:21:12.920 So there's I got to be honest with you, John, 362 00:21:12.960 --> 00:21:14.839 As a member of the bar here in Massachusetts for 363 00:21:14.839 --> 00:21:17.640 a long long time, I would advise everybody if you're 364 00:21:17.640 --> 00:21:19.799 going to do some estate planning, whether it is just 365 00:21:19.839 --> 00:21:22.759 a simple will and maybe some sort of trust go 366 00:21:22.839 --> 00:21:25.119 through an attorney's office. You see a lot of the 367 00:21:25.160 --> 00:21:28.319 stuff on television for you know, twenty nine dollars and 368 00:21:28.400 --> 00:21:33.480 ninety cents or whatever. I think that that that's fraught 369 00:21:33.519 --> 00:21:39.960 with potential complications. Are you? Are you an attorney? By 370 00:21:39.960 --> 00:21:41.480 the way, off it off. 371 00:21:43.880 --> 00:21:47.200 My backgrounds in personal finance. So that's why I'm talking 372 00:21:47.240 --> 00:21:50.480 to you today. And I actually had personal experience with 373 00:21:50.599 --> 00:21:54.519 estate planning because my mother died ten years ago and 374 00:21:54.839 --> 00:21:58.440 for the longest time I was nagging her about putting 375 00:21:58.519 --> 00:22:01.200 together a will or a trust or what have you. 376 00:22:01.559 --> 00:22:04.680 And I'm an only child, so it would have fallen 377 00:22:05.039 --> 00:22:09.359 completely to me to deal with her estate. In December 378 00:22:09.400 --> 00:22:14.920 of twenty fourteen, she did put together a trust lo 379 00:22:15.039 --> 00:22:17.839 and behold. Less than a year later she passed away, 380 00:22:18.240 --> 00:22:22.079 and so without that trust in place, things would have 381 00:22:22.079 --> 00:22:23.359 been much more complicated. 382 00:22:23.880 --> 00:22:24.319 If there were. 383 00:22:26.039 --> 00:22:28.839 What people need to understand is that in whatever state 384 00:22:28.880 --> 00:22:33.319 you live, if you die without any formal you know, 385 00:22:33.960 --> 00:22:37.359 will in or trust or estate planning, whatever however you 386 00:22:37.359 --> 00:22:40.759 want to characterize it, every state has an what's called 387 00:22:40.799 --> 00:22:44.240 an intestacy statute, in which the state has a formula 388 00:22:45.160 --> 00:22:49.920 which all your assets, maybe the value of your home, 389 00:22:50.599 --> 00:22:55.279 your automobile, your bank accounts, whatever it will be dictated 390 00:22:55.319 --> 00:22:59.440 by the state as to how that will be distributed. 391 00:23:00.680 --> 00:23:05.680 And you know, you want to be able to they say, 392 00:23:05.680 --> 00:23:07.599 the dead hand rules from the grave, but you want 393 00:23:07.599 --> 00:23:11.440 to make sure that whatever you have accumulated in life, 394 00:23:12.720 --> 00:23:15.960 it would be disposed of upon your passing to the 395 00:23:16.039 --> 00:23:19.519 people who are are most important. 396 00:23:19.119 --> 00:23:20.480 To you and well. 397 00:23:20.759 --> 00:23:24.480 And my mother's wishes were granted simply because she had 398 00:23:24.720 --> 00:23:28.640 taken the step of seeking help from in the state 399 00:23:28.720 --> 00:23:33.279 planning attorney and having those documents drawn up. And I 400 00:23:33.319 --> 00:23:37.400 cannot even imagine what a legal headache it would have 401 00:23:37.440 --> 00:23:40.359