WEBVTT

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<v Speaker 1>Yeah, ripped, you need.

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<v Speaker 2>Advice so you don't have a.

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<v Speaker 1>Running just as sass as we can. Shooter's gonna help me.

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<v Speaker 3>Come man Dix is the Troubleshooter Show.

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<v Speaker 2>No, Tom Martine, Hi Tom Martino here, welcome to the show.

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<v Speaker 2>Here to help you. We're solving problems, answering questions, taking complaints,

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<v Speaker 2>making your life just a little easier. Just give us

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<v Speaker 2>a call and we will be there for you. Welcome. Stephanie,

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<v Speaker 2>you're looking good. And we have Mark Deputy Dollar, I

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<v Speaker 2>mean Deputy Doc. And then also I didn't mean to

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<v Speaker 2>insult Deputy Dollar. And then we have Frank Duran the

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<v Speaker 2>real estateman dot com and Stephaniere dot com. Hey, what's new.

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<v Speaker 2>Let's get to that and then go to the phones.

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<v Speaker 2>Today's real estate day. A lot happening in real estate, guys.

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<v Speaker 2>Let me know what's happening, like everything like the supplying demand, movement,

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<v Speaker 2>average time, availability, inventory, blah blah blah. Let's start with

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<v Speaker 2>Stephanie for the pipe's peak area.

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<v Speaker 4>Hey, Tom, he've got kind of the same thing that

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<v Speaker 4>we were chatting about a few weeks ago last time

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<v Speaker 4>we were in studio. We're definitely seeing some longer days

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<v Speaker 4>on market. However, we've had I think a little bit

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<v Speaker 4>of life kind of come back to our market. When

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<v Speaker 4>the FED announced they were decreasing rates. I think that

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<v Speaker 4>was some positive noise in the media. And of course

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<v Speaker 4>anytime we see rates come down, that's going to be

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<v Speaker 4>a benefit to your buyers, which ultimately brings more buyers

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<v Speaker 4>back to the market. So, still seeing pretty good days

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<v Speaker 4>on market out in the Colorado Springs area, but I

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<v Speaker 4>am starting to see some life. How about inventory, more

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<v Speaker 4>or less, we've had more inventory than we've had in

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<v Speaker 4>past years, but we are still historically low.

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<v Speaker 2>Average days on market.

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<v Speaker 4>You know, last I was looking, we were still seeing

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<v Speaker 4>over sixty. Just it's really dependent on the areas though.

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<v Speaker 2>Frank Duran, the real estate man, what do you think.

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<v Speaker 5>Hey, Tom, You know it's all price point to price point,

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<v Speaker 5>area to area. I think the toughest market segment I've

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<v Speaker 5>been seeing is the condo market with increased hoafees and

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<v Speaker 5>insurance getting tough, and of course i'm listening with right

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<v Speaker 5>now where there's a pending lawsuit, so the hoafees are

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<v Speaker 5>a bit up. Overall, the single family market's been pretty good. Overall,

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<v Speaker 5>we're getting amoved and the recent d MAR report said

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<v Speaker 5>that we had fifty point eighty five percent more inventory

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<v Speaker 5>month end for single family homes. That's right around seventy

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<v Speaker 5>five hundred more homes on the market that hit. But

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<v Speaker 5>now with the rates a bit lower, I think that's

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<v Speaker 5>encouraging more.

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<v Speaker 2>Buyers to All right, I want to mention something mortgage rates.

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<v Speaker 2>I saw a stat gathered by wallet hub the highest

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<v Speaker 2>rates in the country for changes, not the actual right,

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<v Speaker 2>but the well actually it is the actual rate. The

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<v Speaker 2>actual rate the highest in the country Colorado, highest rate

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<v Speaker 2>of what.

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<v Speaker 6>I'm sorry, mortgages. How's that possible? Why would we be different?

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<v Speaker 2>I don't know. Listen to this the change in average

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<v Speaker 2>mortgage rates from quarter to quarter. From quarter one to

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<v Speaker 2>quarter two. In Colorado, the change was an increase of

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<v Speaker 2>four point eight eight percent. In Missouri it was a

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<v Speaker 2>change of three point one two Now I find that

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<v Speaker 2>hard to believe because in the first quarter rates were

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<v Speaker 2>not that low. No, no, I don't find but I'm

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<v Speaker 2>coming wrong. Rate Wait, look this up wallehub dot com.

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<v Speaker 2>And this is look because here's what it says. It

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<v Speaker 2>says the average mortgage rate in quarter two right now,

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<v Speaker 2>in Colorado's five point seven to one. Now, obviously that's

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<v Speaker 2>in quarter two. Now here's the deal. That's not the

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<v Speaker 2>highest in the country. But according to this, it says

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<v Speaker 2>the change in average more. Oh oh, oh, I know

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<v Speaker 2>what they're saying. The average rate used to be four

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<v Speaker 2>point eight eight and now is five point seven to one.

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<v Speaker 2>I don't know, and it read this. I'm trying to

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<v Speaker 2>interpret this, but the bottom line is this, Colorado's rates

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<v Speaker 2>are increasing faster than other parts of the country. That's

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<v Speaker 2>what they're saying. That's basically what they're saying.

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<v Speaker 6>Well, maybe that means people are refining out of those

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<v Speaker 6>two and three percent mortgage rates now into higher ones,

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<v Speaker 6>and it's that's why there's no way our mortgage rates

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<v Speaker 6>are thirty or sixth rate is going to be that

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<v Speaker 6>much higher or lower than any other state.

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<v Speaker 2>No, no, No, our average rates five point seven one.

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<v Speaker 2>You're right, Missouri six point three, Louisiana six point eight.

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<v Speaker 6>I have, but that's not when you go to buy

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<v Speaker 6>a new house. There's no way it would differ that much.

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<v Speaker 2>It does right now right now in Colorado is five

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<v Speaker 2>point seven.

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<v Speaker 6>Are you sure it's not saying the average person right

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<v Speaker 6>now that has a mortgage in Colorado if you put

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<v Speaker 6>them all together and pull it and mediate it or

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<v Speaker 6>put an average on it is five point Well, that's

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<v Speaker 6>what I'm saying.

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<v Speaker 2>The average mortgage rate right now in Colorado. Yes, your

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<v Speaker 2>average is five point seven to one, right, The average

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<v Speaker 2>mortgage rate for people with mortgages.

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<v Speaker 5>Well, guys, I can tell you this. I talked to

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<v Speaker 5>my lenders quite a bit, and the conventional has been

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<v Speaker 5>in the low sixes fahas and the fives comfortably in

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<v Speaker 5>the fives fhava.

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<v Speaker 7>Yeah.

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<v Speaker 2>So Mark's right, Mark, it's it's all mortgage is considered.

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<v Speaker 2>The average is five point seven to one.

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<v Speaker 6>Yeah, And that's because a lot of people now had

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<v Speaker 6>to either squeeze money out of their house to pay

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<v Speaker 6>credit card debt or move because they're having another kid.

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<v Speaker 6>And then when the new mortgage came in, it ticks

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<v Speaker 6>that number up. A lot of people are getting off

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<v Speaker 6>those old three percents because they have to now.

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<v Speaker 2>By the way, it was so it is the average

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<v Speaker 2>change was four point eight percent from quarter one to

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<v Speaker 2>quarter two. So the the average rates went up four

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<v Speaker 2>point eight percent, meaning not the average rates, but the

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<v Speaker 2>average among people. The aggregate average among people went up,

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<v Speaker 2>and it went up four point eight percent. And that's

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<v Speaker 2>because what Mark, what you just said, a lot of

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<v Speaker 2>people are dumping or selling and moving and then the

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<v Speaker 2>new people are getting higher rates. So go ahead, Frank,

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<v Speaker 2>what were so continue with what you were saying. Oh,

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<v Speaker 2>that's pretty much it. Tom, I talked to my lenders.

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<v Speaker 5>Rates went up just a little bit, but overall they've

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<v Speaker 5>been much better than what we saw, especially other course

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<v Speaker 5>last October, Tom, you remember we were kissing eight percent,

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<v Speaker 5>So this is definitely a big difference. And honestly, ever

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<v Speaker 5>since the fifty bases points, we've been seeing improvement in

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<v Speaker 5>the market.

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<v Speaker 2>All right, now we'll check back with real estate Chris

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<v Speaker 2>though he has a question on a trade for a

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<v Speaker 2>car for his son. Let's talk. What's going on, Chris?

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<v Speaker 2>How can we help you?

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<v Speaker 8>Hey? Tom, I appreciate you guys talking to me in

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<v Speaker 8>Georgia show over the year. Thank you man helped me

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<v Speaker 8>in the past, So thank you. Maybe you could give

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<v Speaker 8>me some advice here.

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<v Speaker 2>All right, what's going on? Hello, Yeah, I'm here. What's

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<v Speaker 2>going on?

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<v Speaker 7>Yep?

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<v Speaker 8>Yeah, yeah, very good. Yeah. So yeah, unfortunately last week

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<v Speaker 8>my wife, my son's wife died unexpectedly.

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<v Speaker 2>Oh my god.

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<v Speaker 7>And yeah, it's.

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<v Speaker 8>Sort of a sad thing for the family, might imagine.

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<v Speaker 2>Yeah, I imagine.

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<v Speaker 8>And you know, it's a big emotional thing for him.

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<v Speaker 8>And I'm trying to help him out on some other things.

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<v Speaker 8>One is financial, Yeah, and they have a vehicle that

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<v Speaker 8>they were actually he was looking to purchase another vehicle

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<v Speaker 8>for his work or work vehicle. And you know, obviously

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<v Speaker 8>his wife is part of their income and the family.

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<v Speaker 8>Now that's changed, and he has a vehicle that he's

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<v Speaker 8>wanting to sell. I think he's upside down in it,

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<v Speaker 8>and I'm trying to help him figure out how the

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<v Speaker 8>best way to get rid.

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<v Speaker 2>Of that he needs to sell. Is this the Toyota

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<v Speaker 2>four Runner he needs to sell?

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<v Speaker 8>Yes, that's the one, yep, okay, And so we're looking

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<v Speaker 8>to sell that, but try to get him into it.

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<v Speaker 2>How side down is he? How much negative equity?

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<v Speaker 8>Well, I'm thinking, you know, he owes twenty seven on

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<v Speaker 8>a nineteen twenty?

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<v Speaker 2>How many miles on it?

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<v Speaker 7>Room?

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<v Speaker 2>How many miles on it? First?

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<v Speaker 8>One hundred and twenty?

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<v Speaker 2>Yeah, okay, and he owes twenty seven? What is the

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<v Speaker 2>vehicle again?

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<v Speaker 8>A twenty sixteen?

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<v Speaker 2>So you're looking it up, Mark, Yeah, good.

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<v Speaker 8>Yeah, I'm thinking they're twenty three, twenty four. You know

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<v Speaker 8>you so.

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<v Speaker 2>Anyway, he can't sell it if he's upside down unless

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<v Speaker 2>he makes up the difference.

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<v Speaker 8>That's right, Yeah, is going to make up now. I

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<v Speaker 8>can obviously help him make up some of the difference,

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<v Speaker 8>but yeah, I didn't know if there's a way of

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<v Speaker 8>doing this, so he could, you know, get into him

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<v Speaker 8>summer monthly gams.

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<v Speaker 2>What other car does he have?

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<v Speaker 8>He has a that's one of reason why he's trying

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<v Speaker 8>to He has another truck for work, and.

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<v Speaker 2>He wants to keep that truck, right.

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<v Speaker 8>Yeah, that other truck is not it's probably worth you know,

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<v Speaker 8>one thousand bucks.

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<v Speaker 2>You know, it's okay, so he needs another What you're

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<v Speaker 2>saying is he needs to get rid of the toy

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<v Speaker 2>too Ota four Runner and get another vehicle. Yep, okay,

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<v Speaker 2>Well obviously obviously he shouldn't even bother trading it because

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<v Speaker 2>the negative equity goes into the next car, and he's

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<v Speaker 2>upside down in that car even more, because cars, no

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<v Speaker 2>matter what, when you finance him, unless you put a

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<v Speaker 2>hefty amount down, you're going to end up upside down.

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<v Speaker 2>And if you, on top of it, put a negative

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<v Speaker 2>equity snowball on it, it's just it's going to be

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<v Speaker 2>a road to nowhere my recommendation.

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<v Speaker 8>I think that's what happened with this. This is a

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<v Speaker 8>they got this vehicle about two years ago.

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<v Speaker 2>It happens to most young people. Young people start out

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<v Speaker 2>buying too high. Then they get rid of it before

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<v Speaker 2>it's paid off. The negative equity goes into the next vehicle.

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<v Speaker 2>Then the negative equity goes into the next vehicle, and

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<v Speaker 2>it gets bigger and bigger. It's called the negative equity snowball.

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<v Speaker 2>It's the number one reason kids end up in bankruptcy,

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<v Speaker 2>in addition to credit cards. Vehicles, vehicles. So here's the

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<v Speaker 2>deal man, There is no magic. He's got to get

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<v Speaker 2>rid of it, pay it off, and then just go

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<v Speaker 2>out and buy another one. And and maybe if he

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<v Speaker 2>doesn't drive that much, one of the things he could

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<v Speaker 2>do is actually he could lease one. It sounds like

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<v Speaker 2>he needs it for work, though, man, is it for work?

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<v Speaker 8>Yep?

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<v Speaker 2>And does he put a lot of miles on it?

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<v Speaker 8>No, he doesn't put a lot of miles, but he

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<v Speaker 8>tows a few things, you know, generators here and there.

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<v Speaker 2>So he may not be a good least candidate. But

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<v Speaker 2>how much how much should you say Yoda on it seven.

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<v Speaker 6>He should be able to sell it roughly about that

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<v Speaker 6>should he break even mark if he sells it himself,

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<v Speaker 6>he's not going to get it on the trade in

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<v Speaker 6>and if it's in you know, decent condition. But the

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<v Speaker 6>other thing is he might have a heck of a

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<v Speaker 6>time selling it when he doesn't have the title in hand.

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<v Speaker 8>So yeah, we oh, I said what you're saying.

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<v Speaker 2>Yeah, yeah, but we can work that out that we

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<v Speaker 2>can work that out with an intermediary. But the problem

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<v Speaker 2>is this, Okay, like like you could go to Jeff R.

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<v Speaker 2>Cars and Rodney could could help pay that off, take

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<v Speaker 2>it in trade, but not you know, you don't get

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<v Speaker 2>any equity, but he takes it and then you pay

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<v Speaker 2>it off and then you get another vehicle, and he

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<v Speaker 2>can get any make or model he can lease. He

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<v Speaker 2>can help you buy newer use. But listen carefully, Chris,

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<v Speaker 2>you got to help him ounta in this second vehicle. Man,

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<v Speaker 2>I'm telling you it sounds like he doesn't make wise choices.

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<v Speaker 8>Well, you know he's young, yeah so so and so

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<v Speaker 8>here's the I agree.

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<v Speaker 2>How old is how old?

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<v Speaker 8>You know he's thirty yep, Okay, so he's you know,

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<v Speaker 8>he just recently got out of school.

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<v Speaker 2>So he's Chris, may I ask what happened with his wife?

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<v Speaker 8>Boy? You know, not getting in too many details. You know, bipolar,

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<v Speaker 8>mental else issues can be problematic to people.

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<v Speaker 2>Okay, all right, listen, ye Chris, why don't you call

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<v Speaker 2>Rodney over at JFR Cars just for the heck of it.

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<v Speaker 2>But but listen.

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<v Speaker 8>JFR Cars, Yeah, and talk to Rodney.

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<v Speaker 2>You're gonna have to get rid of that and make

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<v Speaker 2>up the no.

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<v Speaker 8>I understand. So you're saying it's better for him to

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<v Speaker 8>I mean, I'll talk to JFR Cars, but he needs

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<v Speaker 8>to sell it personally. But it may be difficult because

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<v Speaker 8>he doesn't have the title.

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<v Speaker 2>Right, that's right, right, But see what JFAR Cars can do.

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<v Speaker 6>But they're gonna there. It's gonna cost you a few

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<v Speaker 6>grand man. What do you mean by that market Well,

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<v Speaker 6>I mean if they do it, if if they do

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<v Speaker 6>it like on consignment, well, either consignment or if they

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<v Speaker 6>literally just buy it and sell it. I'm saying he's

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<v Speaker 6>probably going to save a couple grands selling it to himself.

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<v Speaker 2>That's just a difference between wholesale and retail. How but

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<v Speaker 2>if you don't know how to do it, the strategic moves.

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<v Speaker 2>We're selling a car, what you would have to do

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<v Speaker 2>is you'd have to go to the place an office

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<v Speaker 2>where it's financed. If it's if they have a local

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<v Speaker 2>office with a cashier's I mean a real check or

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<v Speaker 2>a wire with the buyer, they get the title. It's

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<v Speaker 2>very complicated. When you're not a dealer, it is very complicated.

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<v Speaker 2>But that's why I said, Jeff our cars. If they

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<v Speaker 2>do a consignment, they can handle all that. Yeah, it

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<v Speaker 2>might cost you, but you got to weigh the costs.

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<v Speaker 2>Look and just call him. He might say, Look, if

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<v Speaker 2>you find a buyer, we'll just charge you a transaction fee.

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<v Speaker 2>He's done that in the past. But at least start

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<v Speaker 2>with him because we trust him. He's honest. All of

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<v Speaker 2>you on the phone, I'm going to get right to you,

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<v Speaker 2>I promise three O three seven one three talk seven

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<v Speaker 2>one three eight two five five. Waterpros has the most

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<v Speaker 2>fantastic deal in the world for a water system thirty

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<v Speaker 2>one ninety five both whole house conditioning and triple filter

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00:14:13.240 --> 00:14:16.639
<v Speaker 2>reverse Osmosi's drinking water. You don't get better, you don't

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00:14:16.639 --> 00:14:19.759
<v Speaker 2>get a lower price ever, thirty one ninety five. While

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<v Speaker 2>supplies last plumbers would charge fifteen grand or more for

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<v Speaker 2>the same system. That's three O three eighty six two

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<v Speaker 2>five ' five five four. Go with a sure thing

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<v Speaker 2>Denver's best roofer Excel Roofing dot com. You don't pay

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<v Speaker 2>a cent until you're content. Time for an insurance check

283
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<v Speaker 2>too much your coverage at dozens of insurance companies find

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<v Speaker 2>out now three oh three seven seven to one.

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<v Speaker 5>Help.

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<v Speaker 2>You'll think you're his only customer when you choose Frank

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<v Speaker 2>durand the real estate Man dot com to list your

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<v Speaker 2>home with Remax Alliance three three hey nine two zero

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<v Speaker 2>sixteen twenty two. Hi, Tom Martino, you're troubleshooter three h

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<v Speaker 2>three seven one three talk seven one three eight two

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<v Speaker 2>five five. Okay, let's go to the phones here and

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<v Speaker 2>let's see. Okay, Joe, Joe, what's going on with you? Welcome?

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<v Speaker 9>Hi there? Can you hear me?

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<v Speaker 2>Yes? I Ken, Joe, what's happening?

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<v Speaker 9>Okay? So I live in Lovelin. We purchased our home

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<v Speaker 9>in ninety seven and been here twenty five years, in

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<v Speaker 9>this house almost twenty six and in twenty twenty late

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<v Speaker 9>twenty twenty, the lot in front of us was vacant

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<v Speaker 9>and uh, people bought it and they built a house.

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<v Speaker 2>Well when did they build it?

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<v Speaker 9>When did they build it? Yeah, they built it through

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<v Speaker 9>twenty twenty, moved in the very end, so in twenty

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<v Speaker 9>one they basically moved in. It's a custom home or

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<v Speaker 9>is a custom home?

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<v Speaker 8>Okay.

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<v Speaker 10>So when they.

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<v Speaker 9>Built, they put a retaining We basically look out our

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<v Speaker 9>front door at their house now used to be just

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<v Speaker 9>open like a ridge. And they built a retaining wall

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<v Speaker 9>in between our property and their property when they were building,

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<v Speaker 9>which I went out and talked to the builder while

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<v Speaker 9>they were doing it. I talked to the city and

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<v Speaker 9>they weren't. That was never on their plans. I said,

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<v Speaker 9>you know, we're going to get water damage from this.

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<v Speaker 2>You put hold on a second, hold on a second.

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<v Speaker 2>The retaining wall that they built. They're not allowed to

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<v Speaker 2>put up a retaining wall in normal municipalities when they're building,

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<v Speaker 2>unless it is part of the plan or part of

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<v Speaker 2>the lot, or part of the overall drainage or whatever.

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<v Speaker 2>So how did they just went ahead and did it

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<v Speaker 2>on their own and the city did not say cease

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<v Speaker 2>and desist? Which city is correct.

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<v Speaker 9>City of Loveland, Okay, believe me, you're.

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<v Speaker 10>Preaching to the choir here.

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<v Speaker 9>I've been fighting.

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<v Speaker 2>Well, hold on, what does Lovelin say about that? Are

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<v Speaker 2>they saying it's wrong?

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<v Speaker 9>We met with a city engineer and this was last year,

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<v Speaker 9>because we've been flooded five times now and.

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<v Speaker 2>It's only since then.

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<v Speaker 9>Since they put, yeah, put the retaining wall and they

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<v Speaker 9>built their house. Because they've built their house and brought

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<v Speaker 9>dirt in.

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<v Speaker 2>So they I get it. I get it. Look at that.

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<v Speaker 2>Why did they the retaining wall? Where is it retaining

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<v Speaker 2>too much water now on your end where it used

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<v Speaker 2>to just flow down exactly? Well, why didn't they when

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<v Speaker 2>they did the retaining wall, Why didn't they put in

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<v Speaker 2>a drain so the water that accumulates goes down behind

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<v Speaker 2>the wall and out to the street or something.

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<v Speaker 9>So they put in this drain. It's at the bottom

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<v Speaker 9>of this retaining wall. And when they were putting that in,

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<v Speaker 9>I said, that's not going to work. And it basically

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<v Speaker 9>goes under the water doesn't even flow into it. It

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<v Speaker 9>goes underneath the ground. It's just like a plastic tube.

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<v Speaker 2>Okay, it's a racking. Now where does it stand today?

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<v Speaker 2>This is wrong. Obviously. Where does it stand today today?

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<v Speaker 9>It stands that we hired an attorney last year, they've

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<v Speaker 9>got an attorney, and we've been fighting this thing obviously,

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<v Speaker 9>So now they're going to bring in an engineer.

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<v Speaker 2>Are you suing them?

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<v Speaker 9>We are suing them. But here's the problem.

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<v Speaker 2>So did you let me ask first, did you file

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<v Speaker 2>a lawsuit?

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<v Speaker 9>Well, no, because we have an attorney and they're fighting

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<v Speaker 9>each other.

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<v Speaker 2>Correct, Yeah, but make sure your attorney keeps an eye

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<v Speaker 2>on the statute of limitations from the time of discovery.

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<v Speaker 9>Okay, it's been the year in August since we hired

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<v Speaker 9>an attorney.

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<v Speaker 2>No, not since you hired an attorney, since you discovered

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<v Speaker 2>it the water damage. Yes, when did you first know

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<v Speaker 2>you had a problem?

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<v Speaker 9>Oh, when they were built the wall, But we didn't

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<v Speaker 9>get flooded.

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<v Speaker 2>Into when did they Okay, when did you get flooded?

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<v Speaker 9>June of twenty three was our first flood.

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<v Speaker 2>Wait, when did they build the wall.

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<v Speaker 9>In twenty twenty when they were building the house?

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<v Speaker 2>Well, what I find out is it took three years.

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<v Speaker 2>Why did it take three years.

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<v Speaker 9>Because they weren't full I mean, they weren't moved in

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<v Speaker 9>and then in twenty one had a really dry season.

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<v Speaker 2>Okay, listen, Joe, please do do me a favor and

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<v Speaker 2>you can continue your story and we'll try to help.

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<v Speaker 2>Tell your attorney to please please keep an eye on

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<v Speaker 2>the statute of limitations because it's when you discovered or

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00:19:41.480 --> 00:19:45.400
<v Speaker 2>should have discovered the problem, and you only have three

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00:19:45.440 --> 00:19:49.160
<v Speaker 2>years after that, so you better really, really really know

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<v Speaker 2>when you should have discovered it. Okay, seriously, because in

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<v Speaker 2>some cases you have an obligation to hire an engineer

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00:19:59.319 --> 00:20:01.519
<v Speaker 2>to see if you're going to have a problem if

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<v Speaker 2>you sensed it and it tells and you even said,

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<v Speaker 2>by your own words, you went out there and said

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<v Speaker 2>this is not going to work, which says that you

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00:20:10.920 --> 00:20:14.920
<v Speaker 2>kind of knew. So I think I hope to God

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00:20:14.960 --> 00:20:19.799
<v Speaker 2>your attorney is smart, okay, because you have a problem

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<v Speaker 2>of discovery and the statute of limitations it's going to

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00:20:23.759 --> 00:20:28.720
<v Speaker 2>be twenty twenty five, okay, and I'm serious that that's

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00:20:28.759 --> 00:20:34.200
<v Speaker 2>five years. So please have your attorney because otherwise you

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00:20:34.240 --> 00:20:37.200
<v Speaker 2>have nothing. You have nothing, and it could be why

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00:20:37.200 --> 00:20:39.960
<v Speaker 2>they're stalling. Now keep going. What's happening?

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<v Speaker 7>Now?

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<v Speaker 2>Go ahead.

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<v Speaker 9>So we got flooded three times last year and then

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00:20:48.680 --> 00:20:53.880
<v Speaker 9>flooded again this year in August. Okay, our attorney has

398
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<v Speaker 9>sent in all this paperwork to them. We're getting nowhere.

399
00:20:57.559 --> 00:21:00.319
<v Speaker 9>They finally came to an agreement that they want to

400
00:21:00.599 --> 00:21:05.480
<v Speaker 9>have their the engineering company come out and shoot the property,

401
00:21:05.720 --> 00:21:09.880
<v Speaker 9>and then their construction company will tentatively agree to build

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00:21:09.880 --> 00:21:14.440
<v Speaker 9>a structure for no charge to us, provided it is

403
00:21:14.480 --> 00:21:17.920
<v Speaker 9>an unexpectedly large or complicated I'm like.

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00:21:17.839 --> 00:21:22.640
<v Speaker 2>That's great, okay, Joe, Joe, your attorney, how did you

405
00:21:22.680 --> 00:21:25.200
<v Speaker 2>pick them from a cracker jack box or what? How

406
00:21:25.240 --> 00:21:25.920
<v Speaker 2>did you pick them?

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00:21:27.559 --> 00:21:29.839
<v Speaker 9>I called around and called and called, and I just

408
00:21:29.920 --> 00:21:32.079
<v Speaker 9>could not find anybody that would deal with water in

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00:21:32.119 --> 00:21:35.440
<v Speaker 9>this kind of real estate water damage in that They're

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00:21:35.519 --> 00:21:39.400
<v Speaker 9>a pretty large company in northern Colorado, and I just

411
00:21:39.440 --> 00:21:42.079
<v Speaker 9>feel like they just keep pushing us under the rug

412
00:21:42.200 --> 00:21:44.559
<v Speaker 9>and we're paying. We're alm with that ten grand and

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00:21:44.599 --> 00:21:45.279
<v Speaker 9>attorney fees.

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<v Speaker 2>Now, Okay, you really have a problem, Joe, You have

415
00:21:49.240 --> 00:21:52.279
<v Speaker 2>a problem. Okay, you might have to hire I'm telling

416
00:21:52.319 --> 00:21:54.799
<v Speaker 2>you right now you should have filed the lawsuit to

417
00:21:54.839 --> 00:21:58.519
<v Speaker 2>keep your claim alive. You have a real problem. Okay, Now,

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00:21:58.880 --> 00:22:03.160
<v Speaker 2>I hope you I've never ever said to anyone, including

419
00:22:03.160 --> 00:22:05.920
<v Speaker 2>your attorney, that you knew it was going to be

420
00:22:05.920 --> 00:22:08.240
<v Speaker 2>a problem from the beginning. Did you ever say that?

421
00:22:08.640 --> 00:22:10.440
<v Speaker 2>Do they? Does the other side know that?

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00:22:11.599 --> 00:22:14.359
<v Speaker 9>Not that I know of, because I don't think that.

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<v Speaker 2>I mean, you said you went over there and said

424
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<v Speaker 2>this is not going to work. Who'd you say that

425
00:22:18.400 --> 00:22:19.920
<v Speaker 2>to the.

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<v Speaker 9>Builder? I didn't say anything about floody, and I go,

427
00:22:23.160 --> 00:22:24.400
<v Speaker 9>you can't put up We're going to retain a wall

428
00:22:24.440 --> 00:22:25.359
<v Speaker 9>in somebody's front yard.

429
00:22:27.440 --> 00:22:31.720
<v Speaker 2>Listen, that's discovery of a problem. I'm not talking about damage.

430
00:22:31.839 --> 00:22:36.160
<v Speaker 2>I'm talking about disputing. Look it. I'm not an attorney,

431
00:22:36.920 --> 00:22:39.680
<v Speaker 2>but I'm going to tell you need an attorney, and

432
00:22:39.720 --> 00:22:41.200
<v Speaker 2>you need to get rid of the one you have,

433
00:22:41.559 --> 00:22:43.599
<v Speaker 2>and you need a full accounting. I don't know why

434
00:22:43.599 --> 00:22:46.400
<v Speaker 2>you're at ten grand right now, but I don't trust

435
00:22:46.400 --> 00:22:48.519
<v Speaker 2>what you have or who you have. So what were

436
00:22:48.559 --> 00:22:50.799
<v Speaker 2>you hoping to get from us? Information on what.

437
00:22:52.759 --> 00:22:57.359
<v Speaker 9>Well I've been. I've done all the paperwork, I've done

438
00:22:57.400 --> 00:23:00.000
<v Speaker 9>all the trying to figure out who to go to,

439
00:23:00.319 --> 00:23:03.079
<v Speaker 9>and our attorney just sits there and keep sending us emails.

440
00:23:03.079 --> 00:23:06.720
<v Speaker 9>Well they, I mean, they want to meet with the

441
00:23:06.759 --> 00:23:10.720
<v Speaker 9>engineer next week and shoot the great or the grade.

442
00:23:10.759 --> 00:23:12.200
<v Speaker 9>And I'm like, we're not going to be in town.

443
00:23:12.279 --> 00:23:14.519
<v Speaker 9>We need to do it when we're here. And they're like, oh, no,

444
00:23:14.599 --> 00:23:16.680
<v Speaker 9>you can have a friend or somebody. I'm like, I'm

445
00:23:16.920 --> 00:23:20.200
<v Speaker 9>not comfortable with that. We're trying to recoup our damages.

446
00:23:20.720 --> 00:23:23.160
<v Speaker 2>Don't you don't need to be there. That's ridiculous. You

447
00:23:23.440 --> 00:23:25.200
<v Speaker 2>don't know what you're doing. You don't need to be there.

448
00:23:25.599 --> 00:23:29.160
<v Speaker 2>You need to have a representative there, like an engineer

449
00:23:29.240 --> 00:23:32.960
<v Speaker 2>or something, right, which we'll hire an engineer.

450
00:23:34.799 --> 00:23:39.240
<v Speaker 9>We hired an engineer last summer and he wrote up

451
00:23:40.079 --> 00:23:42.759
<v Speaker 9>what he thought the problem was in the fix and

452
00:23:43.240 --> 00:23:46.680
<v Speaker 9>we paid him. Still haven't gotten anywhere. Our attorney just

453
00:23:46.720 --> 00:23:49.039
<v Speaker 9>keeps dragging a seat, and Joe, we're getting there.

454
00:23:49.039 --> 00:23:51.160
<v Speaker 2>I don't know what you were hoping from us, but

455
00:23:51.640 --> 00:23:54.200
<v Speaker 2>you're telling Everything you're telling me points to your attorney

456
00:23:54.240 --> 00:23:57.160
<v Speaker 2>being a bimbo or a moron. No, I don't want

457
00:23:57.200 --> 00:24:00.839
<v Speaker 2>to insult my YouTube morons. You're er and he's an idiot.

458
00:24:01.400 --> 00:24:04.480
<v Speaker 2>And your engineer told you what needs to be done.

459
00:24:04.759 --> 00:24:08.519
<v Speaker 2>Have that engineer there when they start measuring. Don't delay

460
00:24:09.079 --> 00:24:15.960
<v Speaker 2>and file a lawsuit to keep your claim alive. Now, now, listen,

461
00:24:16.000 --> 00:24:17.960
<v Speaker 2>I don't know what else you wanted to hear from us,

462
00:24:18.119 --> 00:24:20.440
<v Speaker 2>but it's got to hold it through the break. I'm

463
00:24:20.440 --> 00:24:27.759
<v Speaker 2>Tom Martinez. We have more coming right up. Go with

464
00:24:27.839 --> 00:24:31.400
<v Speaker 2>a sure thing Denver's best roofer Excel Roofing dot com.

465
00:24:31.440 --> 00:24:37.160
<v Speaker 2>You don't pay a cent until you're content. Time for

466
00:24:37.200 --> 00:24:40.960
<v Speaker 2>an insurance checkup free, no obligation. In comparison, call Compass

467
00:24:41.000 --> 00:24:44.279
<v Speaker 2>Insurance paying too much your coverage at dozens of insurance

468
00:24:44.279 --> 00:24:46.759
<v Speaker 2>companies find out now three O three seven to seven

469
00:24:46.799 --> 00:24:49.559
<v Speaker 2>to one help. You'll think you're his only customer when

470
00:24:49.599 --> 00:24:52.079
<v Speaker 2>you choose Frank durand the real estate Man dot com

471
00:24:52.079 --> 00:24:55.480
<v Speaker 2>to list your home with Remax Alliance three three nine

472
00:24:55.480 --> 00:25:03.319
<v Speaker 2>two zero sixteen twenty two. Hi Tom Martino, you're troubleshooter

473
00:25:03.400 --> 00:25:06.880
<v Speaker 2>three oh three seven one three talk seven one three

474
00:25:06.960 --> 00:25:11.200
<v Speaker 2>eight two five five Back to the phones. Now, let's

475
00:25:11.240 --> 00:25:17.279
<v Speaker 2>see what is going on? Okay, Joe. Other than a

476
00:25:17.359 --> 00:25:21.640
<v Speaker 2>recommendation for a new attorney or an engineer, what do

477
00:25:21.680 --> 00:25:23.920
<v Speaker 2>you need from us? Now? I love helping, but I'm

478
00:25:23.960 --> 00:25:26.759
<v Speaker 2>not sure what we can do in this case, especially

479
00:25:26.839 --> 00:25:29.799
<v Speaker 2>because the clock is ticking. So help me out.

480
00:25:31.279 --> 00:25:34.599
<v Speaker 9>Well, basically, what we want we want to damage fixed,

481
00:25:34.640 --> 00:25:36.200
<v Speaker 9>we want to reach No.

482
00:25:36.319 --> 00:25:38.000
<v Speaker 2>I know what you want, but what do you want?

483
00:25:38.000 --> 00:25:42.000
<v Speaker 2>From us because you've already hired an attorney and an engineer.

484
00:25:43.000 --> 00:25:46.319
<v Speaker 9>He's not helping us. I mean, he's We've spent all

485
00:25:46.359 --> 00:25:48.519
<v Speaker 9>this money and it just feels like the other.

486
00:25:48.920 --> 00:25:52.079
<v Speaker 2>What law firm do you have? We do have Bid

487
00:25:52.160 --> 00:25:54.880
<v Speaker 2>O'Brien on, Okay, good, I want to talk to Brad.

488
00:25:55.079 --> 00:25:57.079
<v Speaker 2>Brad O'Brien is a real estate attorney. I don't know

489
00:25:57.119 --> 00:25:58.960
<v Speaker 2>if he handles these kinds of things, but I'm going

490
00:25:59.039 --> 00:26:04.279
<v Speaker 2>to ask him, Brad. This person built a home back

491
00:26:04.799 --> 00:26:07.640
<v Speaker 2>way back. Okay, they've been there a long time, Okay,

492
00:26:07.759 --> 00:26:11.519
<v Speaker 2>or back? I mean they bought the house in ninety seven. Recently,

493
00:26:11.720 --> 00:26:14.519
<v Speaker 2>in twenty twenty, someone built a home, a custom home,

494
00:26:14.519 --> 00:26:17.119
<v Speaker 2>in front of them and put up a retaining wall.

495
00:26:17.440 --> 00:26:19.839
<v Speaker 2>The retaining wall was not part of a drainage plan,

496
00:26:20.000 --> 00:26:22.680
<v Speaker 2>not part of their main plan. The city of Lovelin

497
00:26:22.759 --> 00:26:25.160
<v Speaker 2>had nothing to say about it, but they put up

498
00:26:25.200 --> 00:26:29.640
<v Speaker 2>a retaining wall, which has since then caused flooding to

499
00:26:29.799 --> 00:26:33.759
<v Speaker 2>their home. They hired an attorney who is doing nothing

500
00:26:33.799 --> 00:26:37.319
<v Speaker 2>for them, just negotiating with the neighbor on trying to

501
00:26:37.319 --> 00:26:40.559
<v Speaker 2>fix it. But she feels they're just jacking her around.

502
00:26:41.119 --> 00:26:44.079
<v Speaker 2>She has spent a ton of legal fees and gotten nowhere.

503
00:26:44.400 --> 00:26:47.559
<v Speaker 2>I'm afraid the statute of limitations is going to run out.

504
00:26:48.119 --> 00:26:51.400
<v Speaker 2>They haven't filed the lawsuit. Do you handle cases like

505
00:26:51.480 --> 00:26:55.680
<v Speaker 2>this when a neighboring property is causing damage to yours?

506
00:26:56.319 --> 00:26:56.559
<v Speaker 11>Yes?

507
00:26:56.599 --> 00:27:00.359
<v Speaker 12>I handle property line disputes like this, including TS disputes and.

508
00:27:00.759 --> 00:27:04.480
<v Speaker 2>Yeah, but this is specifically the retaining wall on their

509
00:27:04.519 --> 00:27:09.640
<v Speaker 2>property causing flooding on her property. Right, do you handle that?

510
00:27:10.359 --> 00:27:10.519
<v Speaker 8>Yes?

511
00:27:10.599 --> 00:27:10.839
<v Speaker 7>I do.

512
00:27:11.359 --> 00:27:14.359
<v Speaker 2>Okay, you need a free second you need a second opinion.

513
00:27:14.519 --> 00:27:16.200
<v Speaker 2>I'm sorry for saying free Brad, I don't know how

514
00:27:16.240 --> 00:27:19.519
<v Speaker 2>you do second opinions. But she needs a case review.

515
00:27:19.519 --> 00:27:20.519
<v Speaker 2>How do you handle those?

516
00:27:21.640 --> 00:27:22.440
<v Speaker 8>Well, I'll trot off with.

517
00:27:22.440 --> 00:27:26.119
<v Speaker 12>A free nish of consultations, just a general conversation and

518
00:27:26.160 --> 00:27:27.480
<v Speaker 12>then if they want to take it from there, and then

519
00:27:27.480 --> 00:27:29.559
<v Speaker 12>we talked about what that costs.

520
00:27:29.200 --> 00:27:31.640
<v Speaker 2>And can you and and you got to review what

521
00:27:31.680 --> 00:27:34.200
<v Speaker 2>the other people did because how long have you had

522
00:27:34.240 --> 00:27:36.119
<v Speaker 2>this law firm retained.

523
00:27:36.519 --> 00:27:39.160
<v Speaker 9>Joe August twenty three.

524
00:27:41.119 --> 00:27:41.720
<v Speaker 2>And nothing.

525
00:27:42.359 --> 00:27:45.119
<v Speaker 9>Okay, no, we are We are right at this point

526
00:27:45.200 --> 00:27:47.720
<v Speaker 9>right now where they send us an offer, and it's

527
00:27:48.160 --> 00:27:51.480
<v Speaker 9>been back and forth with these offers, and basically they

528
00:27:51.519 --> 00:27:55.119
<v Speaker 9>want to have their construction company put a French strain in.

529
00:27:57.039 --> 00:28:00.000
<v Speaker 2>A French strain would work a French strain. Are they

530
00:28:00.039 --> 00:28:02.119
<v Speaker 2>putting the French drain in around your house or are

531
00:28:02.119 --> 00:28:03.720
<v Speaker 2>they putting it in at the retaining wall?

532
00:28:04.799 --> 00:28:06.640
<v Speaker 9>Well, it would go at the retaining wall. But here's

533
00:28:06.680 --> 00:28:09.000
<v Speaker 9>the deal. Her shrink girl line goes all through that

534
00:28:09.279 --> 00:28:11.559
<v Speaker 9>they're supposed to have a swell in their backyard, which

535
00:28:11.599 --> 00:28:12.039
<v Speaker 9>they don't.

536
00:28:12.119 --> 00:28:14.960
<v Speaker 2>It all is all, you know, But but here's the deal, Joe,

537
00:28:15.960 --> 00:28:19.799
<v Speaker 2>I need you. You can't. You can't give your opinion.

538
00:28:19.920 --> 00:28:23.079
<v Speaker 2>Did your engineer say they need a swell and they

539
00:28:23.119 --> 00:28:26.119
<v Speaker 2>need this and they need that. You can't just automatically

540
00:28:26.519 --> 00:28:30.960
<v Speaker 2>say no to everything they propose as well, Brad listen,

541
00:28:31.839 --> 00:28:35.200
<v Speaker 2>is she obligated to let them at least try to mitigate.

542
00:28:38.720 --> 00:28:41.880
<v Speaker 12>Obligate technically? And no, you don't have to. Nobody has

543
00:28:41.920 --> 00:28:43.759
<v Speaker 12>to do anything. But it sounds like there's been some

544
00:28:43.839 --> 00:28:46.559
<v Speaker 12>real progress to date because OBUs William maga Forth.

545
00:28:47.839 --> 00:28:51.920
<v Speaker 2>So yeah, and I think she's frustrated because each year

546
00:28:51.960 --> 00:28:56.039
<v Speaker 2>it floods and it's been since she hired the but

547
00:28:56.119 --> 00:28:58.960
<v Speaker 2>she only hired the law firm in twenty three, so

548
00:28:59.079 --> 00:29:01.680
<v Speaker 2>I don't actually see I don't know what you expect

549
00:29:02.000 --> 00:29:05.440
<v Speaker 2>twenty it's only a year later. I mean, Joe, what

550
00:29:05.559 --> 00:29:09.160
<v Speaker 2>are you What are you complaining about.

551
00:29:10.519 --> 00:29:13.079
<v Speaker 9>The fact that every time it rains.

552
00:29:13.079 --> 00:29:15.079
<v Speaker 13>My husband and I we get that.

553
00:29:15.240 --> 00:29:18.279
<v Speaker 2>But the law firm seems to be working at light speed.

554
00:29:18.319 --> 00:29:21.039
<v Speaker 2>I thought you hired him in twenty twenty. You hired

555
00:29:21.079 --> 00:29:21.880
<v Speaker 2>him last year.

556
00:29:22.759 --> 00:29:24.119
<v Speaker 10>Yes, we didn't, and they got you.

557
00:29:24.400 --> 00:29:27.880
<v Speaker 2>Okay, you hired him last year, and already the other

558
00:29:28.000 --> 00:29:30.759
<v Speaker 2>party is offering to put in a French train, which

559
00:29:30.799 --> 00:29:33.119
<v Speaker 2>you automatically say will not work.

560
00:29:33.920 --> 00:29:37.079
<v Speaker 9>Now, it hasn't been that fast, and they finally came

561
00:29:37.119 --> 00:29:40.000
<v Speaker 9>to this after we've we threatened to do the lawsuit,

562
00:29:40.440 --> 00:29:45.000
<v Speaker 9>and even what they're trying to put in, I don't.

563
00:29:45.079 --> 00:29:47.680
<v Speaker 9>We don't believe it's gonna totally.

564
00:29:47.599 --> 00:29:51.160
<v Speaker 2>Reach No, wait, who's we don't believe? Who's we I

565
00:29:51.240 --> 00:29:55.440
<v Speaker 2>don't believe? I Well, sorry, you know what your opinion means?

566
00:29:55.440 --> 00:30:00.000
<v Speaker 2>Nothing in that nothing, absolutely nothing. When you say we don't,

567
00:30:00.000 --> 00:30:02.559
<v Speaker 2>I don't think it will solve the problem, A judge

568
00:30:02.559 --> 00:30:04.519
<v Speaker 2>will laugh you out of court. Now, if you had

569
00:30:04.559 --> 00:30:07.119
<v Speaker 2>a couple experts that said that, that would be a

570
00:30:07.119 --> 00:30:09.960
<v Speaker 2>different story. Joe, I'm trying to help you and I'm

571
00:30:10.000 --> 00:30:12.000
<v Speaker 2>telling you why you're running into problems. First of all,

572
00:30:12.279 --> 00:30:14.599
<v Speaker 2>that is light speed for an attorney to be hired

573
00:30:14.680 --> 00:30:16.759
<v Speaker 2>last year and get you an offer by threatening a

574
00:30:16.839 --> 00:30:20.640
<v Speaker 2>lawsuit this year. Light speed. I don't. I know you're

575
00:30:20.640 --> 00:30:24.400
<v Speaker 2>frustrated and that's why you're calling. I understand that completely, Brad,

576
00:30:24.680 --> 00:30:26.000
<v Speaker 2>Brad any words for her.

577
00:30:26.960 --> 00:30:30.000
<v Speaker 12>Well, an engineer is important. You should have an engineer

578
00:30:30.039 --> 00:30:32.920
<v Speaker 12>on your side who can talk advise you on the

579
00:30:32.960 --> 00:30:36.559
<v Speaker 12>technical solution of a retaining wall with an integrated French drain.

580
00:30:36.680 --> 00:30:39.000
<v Speaker 12>That's how this is going to resolved most likely.

581
00:30:39.480 --> 00:30:42.119
<v Speaker 2>But what you need is someone to tell you it's

582
00:30:42.160 --> 00:30:44.799
<v Speaker 2>not going to work and why it's not going to work.

583
00:30:45.839 --> 00:30:49.559
<v Speaker 2>Hold on again, I need to take another break. Bob

584
00:30:49.720 --> 00:30:52.000
<v Speaker 2>at l em Landscaping does a lot of this kind

585
00:30:52.000 --> 00:30:55.079
<v Speaker 2>of work. He's got a comment and the other callers

586
00:30:55.200 --> 00:30:57.599
<v Speaker 2>please hang on. I will take all of you. I'm

587
00:30:57.640 --> 00:31:01.559
<v Speaker 2>Tom Martinez three to three seven, eight, two five five.

588
00:31:07.039 --> 00:31:10.279
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

589
00:31:10.400 --> 00:31:13.039
<v Speaker 2>dot com. You don't pay a cent until you're content.

590
00:31:16.400 --> 00:31:19.599
<v Speaker 2>Time for an insurance check up, free no obligation comparison

591
00:31:19.720 --> 00:31:23.319
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

592
00:31:23.319 --> 00:31:26.039
<v Speaker 2>of insurance companies. Find out now three oh three seven

593
00:31:26.160 --> 00:31:28.960
<v Speaker 2>seven to one. Help You'll think you're his only customer

594
00:31:29.000 --> 00:31:31.240
<v Speaker 2>when you choose Frank durand the real estate Man dot

595
00:31:31.279 --> 00:31:34.599
<v Speaker 2>com to list your home with Remax Alliance three oh

596
00:31:34.640 --> 00:31:41.559
<v Speaker 2>three nine two zero sixteen twenty two. Hi Tom Martine,

597
00:31:41.720 --> 00:31:45.720
<v Speaker 2>you're troubleshooter three O three seven one three talks seven

598
00:31:45.799 --> 00:31:49.599
<v Speaker 2>one three eight two five five. So I wanna I

599
00:31:49.640 --> 00:31:52.440
<v Speaker 2>want to continue on this real quick, Bob at l

600
00:31:52.480 --> 00:31:54.759
<v Speaker 2>em Landscape. He's on a refer list for fur list

601
00:31:54.759 --> 00:31:58.400
<v Speaker 2>dot com. Bob, what comment do you have on this?

602
00:31:58.640 --> 00:32:02.559
<v Speaker 14>Uh? Go ahead to Tom, Here's what I want to do.

603
00:32:02.680 --> 00:32:04.480
<v Speaker 14>Give me a couple of minutes, right, I'll go quit.

604
00:32:04.960 --> 00:32:07.440
<v Speaker 14>The first thing that she should have found she should

605
00:32:07.440 --> 00:32:09.799
<v Speaker 14>find out. I don't care when that wall was built.

606
00:32:09.880 --> 00:32:13.400
<v Speaker 14>But every city has a code for a height of

607
00:32:13.440 --> 00:32:15.960
<v Speaker 14>a wall. Example Lakewood, you can it be twenty six

608
00:32:16.000 --> 00:32:18.680
<v Speaker 14>inches or you have to have an engineer. So the

609
00:32:18.759 --> 00:32:20.440
<v Speaker 14>first thing she needs to find.

610
00:32:20.200 --> 00:32:23.759
<v Speaker 13>Out or her turning is when that wall was built?

611
00:32:24.079 --> 00:32:26.359
<v Speaker 14>Did And I don't even know if she's throw on the.

612
00:32:26.359 --> 00:32:27.799
<v Speaker 7>Line how high is this wall?

613
00:32:28.880 --> 00:32:32.680
<v Speaker 2>Well, let's just just keep going. Man, and well she's listening.

614
00:32:32.759 --> 00:32:33.400
<v Speaker 2>Just keep going.

615
00:32:34.559 --> 00:32:35.559
<v Speaker 13>Let's just say this.

616
00:32:36.000 --> 00:32:38.319
<v Speaker 14>She needs to find out what the code height is

617
00:32:38.400 --> 00:32:41.839
<v Speaker 14>for a returning wall. Secondly, I could almost guarantee you

618
00:32:41.960 --> 00:32:45.359
<v Speaker 14>this wall was not built correctly because I heard her

619
00:32:45.400 --> 00:32:48.759
<v Speaker 14>say that drayt pipes in the bottom. That all depends

620
00:32:48.759 --> 00:32:49.400
<v Speaker 14>on the heights.

621
00:32:49.759 --> 00:32:50.799
<v Speaker 2>The other thing is.

622
00:32:50.960 --> 00:32:54.400
<v Speaker 14>That wall has to be backfilled with rock all the

623
00:32:54.400 --> 00:32:55.240
<v Speaker 14>way behind it.

624
00:32:55.160 --> 00:32:57.359
<v Speaker 2>To Okay, here's what I want to ask in a really,

625
00:32:57.599 --> 00:32:58.839
<v Speaker 2>do you go up that far?

626
00:33:00.240 --> 00:33:01.039
<v Speaker 13>I would do it for.

627
00:33:01.000 --> 00:33:02.799
<v Speaker 14>You, Tommy and all do anything for you.

628
00:33:02.920 --> 00:33:05.079
<v Speaker 2>All right, here's what I'd like you to do. I'd

629
00:33:05.160 --> 00:33:06.960
<v Speaker 2>like to go up and take a look at it.

630
00:33:07.359 --> 00:33:10.640
<v Speaker 2>Let's Kachina will hook you up, and let's see maybe

631
00:33:10.680 --> 00:33:13.119
<v Speaker 2>you can come up with a solution and make sure

632
00:33:13.160 --> 00:33:16.720
<v Speaker 2>she's not getting screwed either, because you've handled a lot

633
00:33:16.720 --> 00:33:21.279
<v Speaker 2>of problems for us successfully. And I really like I

634
00:33:21.519 --> 00:33:24.759
<v Speaker 2>like the idea. I like the idea.

635
00:33:24.920 --> 00:33:28.359
<v Speaker 6>Let's say it's three feet and it's not supposed to

636
00:33:28.400 --> 00:33:29.200
<v Speaker 6>be that tall.

637
00:33:29.559 --> 00:33:32.119
<v Speaker 2>How long has it been there? Do you recall it's

638
00:33:32.119 --> 00:33:35.119
<v Speaker 2>been there since twenty twenty? Okay, so what would they do?

639
00:33:35.279 --> 00:33:37.160
<v Speaker 2>Who were they suing? What would they do?

640
00:33:37.279 --> 00:33:37.400
<v Speaker 3>No?

641
00:33:37.400 --> 00:33:39.720
<v Speaker 2>No, no, let's say it won't cost that much to fix.

642
00:33:40.440 --> 00:33:41.880
<v Speaker 13>Well, well, no, here's the thing.

643
00:33:42.160 --> 00:33:45.720
<v Speaker 14>If that wall was put in wrong enough, start they

644
00:33:45.839 --> 00:33:49.359
<v Speaker 14>candle back. I've had it happen ten years, could happen?

645
00:33:49.759 --> 00:33:53.079
<v Speaker 14>They can go back after whoever install that wall and

646
00:33:53.119 --> 00:33:54.759
<v Speaker 14>then she made him the playoffs?

647
00:33:54.759 --> 00:33:55.920
<v Speaker 2>Well who installed it?

648
00:33:56.079 --> 00:33:59.279
<v Speaker 13>Well, well they may be able to find out what

649
00:34:00.079 --> 00:34:03.720
<v Speaker 13>oil cannot they move? If it's going to be it

650
00:34:03.839 --> 00:34:08.280
<v Speaker 13>has to be great re certified to drain around both

651
00:34:08.320 --> 00:34:10.480
<v Speaker 13>works of the house to the front of the art.

652
00:34:11.960 --> 00:34:13.719
<v Speaker 2>All right, hold on, we got to come back to

653
00:34:13.800 --> 00:34:24.679
<v Speaker 2>more right after this on the Troubleshooter Show, go with

654
00:34:24.760 --> 00:34:28.320
<v Speaker 2>a sure thing Denver's Best Roofer Excel Roofing dot com.

655
00:34:28.360 --> 00:34:34.079
<v Speaker 2>You don't pay a cent until you're content. Time for

656
00:34:34.119 --> 00:34:38.480
<v Speaker 2>an insurance checkup free, no obligation comparison call Compass Insurance

657
00:34:38.639 --> 00:34:41.679
<v Speaker 2>paying too much your coverage at dozens of insurance companies

658
00:34:41.719 --> 00:34:44.320
<v Speaker 2>find out now three O three seven seven one help.

659
00:34:44.480 --> 00:34:47.119
<v Speaker 2>You'll think you're his only customer when you choose Frank

660
00:34:47.199 --> 00:34:49.639
<v Speaker 2>durand the Real estate Man dot com to list your

661
00:34:49.679 --> 00:34:52.800
<v Speaker 2>home with Remax Alliance three oh three nine two zero

662
00:34:52.960 --> 00:34:56.440
<v Speaker 2>sixteen twenty two.

663
00:35:01.880 --> 00:35:08.280
<v Speaker 1>You need advice who you don't have come running just

664
00:35:08.360 --> 00:35:12.239
<v Speaker 1>as fast as we can. Shooter's gonna help me.

665
00:35:12.440 --> 00:35:19.239
<v Speaker 3>Come Man Dix is the Troubleshooter Show. No Tom Martinez, Hi.

666
00:35:19.239 --> 00:35:21.840
<v Speaker 2>Tom Martino here, Welcome to the show. Three oh three

667
00:35:21.960 --> 00:35:25.400
<v Speaker 2>seven one three talks seven one three A two five five.

668
00:35:25.480 --> 00:35:27.840
<v Speaker 2>We got a lot of people waiting to talk to us,

669
00:35:28.280 --> 00:35:31.760
<v Speaker 2>and as it goes, it's, uh, you never know how

670
00:35:31.800 --> 00:35:33.360
<v Speaker 2>the calls are gonna go. So I'm gonna get to

671
00:35:33.400 --> 00:35:37.320
<v Speaker 2>all of you, I promise. So really, the bottom line is,

672
00:35:37.400 --> 00:35:40.039
<v Speaker 2>I don't want to go back to the landscaping problem.

673
00:35:40.199 --> 00:35:42.800
<v Speaker 2>I'm gonna ask Bob as a favor to go up

674
00:35:42.840 --> 00:35:45.559
<v Speaker 2>and look at that. Look at people. Here's the thing. Okay,

675
00:35:46.119 --> 00:35:50.480
<v Speaker 2>when you have a retaining wall causing trouble for the neighbor,

676
00:35:51.199 --> 00:35:54.039
<v Speaker 2>it could be your problem and you may have to

677
00:35:54.079 --> 00:35:55.679
<v Speaker 2>fix it. I mean it could be the one who

678
00:35:55.719 --> 00:35:58.639
<v Speaker 2>put up the retaining walls problem. So you're not allowed

679
00:35:58.679 --> 00:36:02.599
<v Speaker 2>to cause problems for neighbor. You're not allowed to disrupt

680
00:36:02.679 --> 00:36:08.119
<v Speaker 2>drainage plans without a very specific set of rules. Almost

681
00:36:08.239 --> 00:36:13.559
<v Speaker 2>every municipality has drainage plans. We have Frank durand a

682
00:36:13.599 --> 00:36:15.760
<v Speaker 2>real estate man with us today. We also have Stephanie.

683
00:36:16.760 --> 00:36:20.400
<v Speaker 2>Stephanie with a Stephanie Thomas, and they are real estate brokers.

684
00:36:20.400 --> 00:36:23.400
<v Speaker 2>Stephanie Thomas versus the Pike's Peak Region Frank Durand works

685
00:36:23.519 --> 00:36:26.679
<v Speaker 2>all parts of Metro, and we are talking real estate.

686
00:36:27.199 --> 00:36:29.519
<v Speaker 2>I do have some texts for them. You can text

687
00:36:29.559 --> 00:36:32.119
<v Speaker 2>me at five seven seven three nine. That's the iHeart

688
00:36:32.159 --> 00:36:35.320
<v Speaker 2>short code we call it. So you text your message

689
00:36:35.320 --> 00:36:37.440
<v Speaker 2>to five seven seven three nine with Tom in there,

690
00:36:37.480 --> 00:36:39.159
<v Speaker 2>it'll get to me. And then we have also my

691
00:36:39.639 --> 00:36:43.079
<v Speaker 2>personal Google Voice and I do have some texts there.

692
00:36:43.559 --> 00:36:45.760
<v Speaker 2>This is my personal number, comes to my cell phone

693
00:36:45.800 --> 00:36:48.119
<v Speaker 2>and I will get to it, and that is seven

694
00:36:48.199 --> 00:36:54.000
<v Speaker 2>four seven fifty two eighty. So now let's keep going.

695
00:36:54.519 --> 00:36:56.679
<v Speaker 2>Jim wants to talk about a car accident and an

696
00:36:56.679 --> 00:36:59.599
<v Speaker 2>insurance issue. Okay, man, what's going on? Jim?

697
00:37:00.320 --> 00:37:03.280
<v Speaker 11>Good running? Tom, Hey, I was involved in I was

698
00:37:03.280 --> 00:37:05.920
<v Speaker 11>involved in a car accident a week ago Monday.

699
00:37:06.440 --> 00:37:09.159
<v Speaker 2>Oh. I hope you're not hurt, are you? No?

700
00:37:09.320 --> 00:37:12.480
<v Speaker 11>There were no injuries, so obviously then the police wouldn't

701
00:37:12.480 --> 00:37:16.519
<v Speaker 11>come out and take our information. But my insurance company

702
00:37:16.519 --> 00:37:20.159
<v Speaker 11>has been very helpful. And I had just bought the

703
00:37:20.199 --> 00:37:21.480
<v Speaker 11>car two months before.

704
00:37:21.960 --> 00:37:22.679
<v Speaker 2>Was it brand new?

705
00:37:23.760 --> 00:37:23.960
<v Speaker 11>No?

706
00:37:24.320 --> 00:37:24.559
<v Speaker 7>Used?

707
00:37:24.559 --> 00:37:24.800
<v Speaker 10>Car.

708
00:37:25.000 --> 00:37:27.480
<v Speaker 11>I've never had a new car. I'm a seventy six

709
00:37:27.559 --> 00:37:29.199
<v Speaker 11>year old man that gets what he can.

710
00:37:29.400 --> 00:37:32.239
<v Speaker 2>The old fart. Hey, Jim, and let me ask you something.

711
00:37:32.719 --> 00:37:35.199
<v Speaker 2>So you were in this accident and the police wouldn't

712
00:37:35.239 --> 00:37:38.400
<v Speaker 2>come because there's no injuries. How heavy were the damages?

713
00:37:40.280 --> 00:37:42.519
<v Speaker 11>My car was declared totaled?

714
00:37:43.000 --> 00:37:45.519
<v Speaker 2>Okay? Now, whose fault was it? If you didn't have

715
00:37:45.559 --> 00:37:48.760
<v Speaker 2>a police report or an accident report, whose fault is it?

716
00:37:49.840 --> 00:37:53.480
<v Speaker 11>Okay? I I obviously say it was his fault. He

717
00:37:53.920 --> 00:37:56.840
<v Speaker 11>turned in a report to my insurance company with a

718
00:37:56.880 --> 00:38:01.079
<v Speaker 11>statement to me basically that was his fault while he

719
00:38:01.119 --> 00:38:03.599
<v Speaker 11>was trying to blame me, to make it to make

720
00:38:03.599 --> 00:38:04.119
<v Speaker 11>it simple.

721
00:38:04.400 --> 00:38:07.239
<v Speaker 2>So you're each blaming way. Wait, wait, you're each blaming

722
00:38:07.280 --> 00:38:10.519
<v Speaker 2>each other, right, okay?

723
00:38:10.679 --> 00:38:15.000
<v Speaker 11>And okay. And my insurance company saw what happened to

724
00:38:15.039 --> 00:38:18.159
<v Speaker 11>the car and how he reported it and said it

725
00:38:18.199 --> 00:38:19.880
<v Speaker 11>was impossible to happen that way.

726
00:38:20.559 --> 00:38:24.239
<v Speaker 2>So can you tell me how it happened? I'm just curious.

727
00:38:24.280 --> 00:38:25.159
<v Speaker 2>Tell me how it happened.

728
00:38:25.199 --> 00:38:25.719
<v Speaker 8>Okay. Sure.

729
00:38:26.039 --> 00:38:30.599
<v Speaker 11>I pulled out of a strip mall on Buckley Quortered

730
00:38:30.679 --> 00:38:34.159
<v Speaker 11>eight at night on Monday, and the right lane was

731
00:38:34.159 --> 00:38:37.119
<v Speaker 11>completely empty. The left lane had cars in it. I

732
00:38:37.239 --> 00:38:40.920
<v Speaker 11>pulled out into the right lane, probably drove forty fifty

733
00:38:41.000 --> 00:38:44.079
<v Speaker 11>yards up, and all of a sudden, the lamb. He

734
00:38:44.400 --> 00:38:48.360
<v Speaker 11>passed me in the left lane in a pickup truck

735
00:38:48.480 --> 00:38:51.639
<v Speaker 11>with a trailer behind it. The truck got past me,

736
00:38:52.000 --> 00:38:54.679
<v Speaker 11>his trailer knocked the whole front of my car off.

737
00:38:55.079 --> 00:38:57.039
<v Speaker 2>Oh and what did he say happened?

738
00:38:58.360 --> 00:39:01.079
<v Speaker 11>He's saying that. Oh he says is that he was

739
00:39:01.119 --> 00:39:03.719
<v Speaker 11>behind me, that he was in the right lane and

740
00:39:03.719 --> 00:39:05.440
<v Speaker 11>when I come out, he was behind me.

741
00:39:06.119 --> 00:39:09.159
<v Speaker 2>Now being me, wait wait, wait he was behind you?

742
00:39:09.280 --> 00:39:11.519
<v Speaker 2>Then how did his trailer hit the front of your car?

743
00:39:12.320 --> 00:39:13.880
<v Speaker 11>That's exactly what we're saying.

744
00:39:14.920 --> 00:39:19.159
<v Speaker 6>Well, okay, well there's a common sense factor, like literally.

745
00:39:18.880 --> 00:39:23.719
<v Speaker 11>How well, if he was behind me, he would have

746
00:39:23.760 --> 00:39:25.960
<v Speaker 11>hit the back of my car. He was out in

747
00:39:26.039 --> 00:39:29.519
<v Speaker 11>the left lane and trying to get into my lane

748
00:39:29.880 --> 00:39:31.480
<v Speaker 11>because there was no other cars, you know how some

749
00:39:31.480 --> 00:39:33.400
<v Speaker 11>of my hurries up to get into the empty lane,

750
00:39:34.039 --> 00:39:37.519
<v Speaker 11>and he swung into the lane. His truck got by me,

751
00:39:37.639 --> 00:39:40.400
<v Speaker 11>and the trailer caught the front bumper of my car.

752
00:39:40.440 --> 00:39:41.599
<v Speaker 11>And just rep no, don't we.

753
00:39:41.559 --> 00:39:44.599
<v Speaker 2>Get that man? So now how is this affecting you?

754
00:39:44.679 --> 00:39:46.159
<v Speaker 2>Right now? Tell me the situation.

755
00:39:47.119 --> 00:39:51.360
<v Speaker 11>Okay, my insurance, what I had bought. I spent eight

756
00:39:51.400 --> 00:39:54.880
<v Speaker 11>thousand dollars with everything, not insurance, but with everything else

757
00:39:55.320 --> 00:39:58.280
<v Speaker 11>on the car with at a dealership, I bought the

758
00:39:58.280 --> 00:39:59.800
<v Speaker 11>car and with tex.

759
00:39:59.920 --> 00:40:01.519
<v Speaker 2>Is the car. What is the car?

760
00:40:02.679 --> 00:40:06.800
<v Speaker 11>It's a twenty ten Masta c X seven.

761
00:40:08.599 --> 00:40:09.599
<v Speaker 2>It's a little suv.

762
00:40:11.360 --> 00:40:11.679
<v Speaker 8>Yeah.

763
00:40:11.719 --> 00:40:14.559
<v Speaker 2>Okay, so let me let me let me just get

764
00:40:14.599 --> 00:40:17.079
<v Speaker 2>right to the point of the call. Are you complaining

765
00:40:17.119 --> 00:40:20.880
<v Speaker 2>about the value they're putting on the total That's exactly it.

766
00:40:21.079 --> 00:40:25.320
<v Speaker 11>My insurance company said that the total value would be

767
00:40:25.360 --> 00:40:30.480
<v Speaker 11>a sixty five hundred minus my deductible one thousand. Of course,

768
00:40:30.480 --> 00:40:33.199
<v Speaker 11>it's given me a check for fifty five hundred.

769
00:40:33.360 --> 00:40:35.000
<v Speaker 2>And what do you think it's worth?

770
00:40:35.840 --> 00:40:37.840
<v Speaker 11>I think, well, I want to be as I here

771
00:40:37.840 --> 00:40:39.239
<v Speaker 11>on your show all the time. I want to be

772
00:40:39.280 --> 00:40:39.800
<v Speaker 11>made whole.

773
00:40:40.360 --> 00:40:43.199
<v Speaker 2>Yeah, but you know what being made hole? Jim Jim, Jim,

774
00:40:43.280 --> 00:40:48.360
<v Speaker 2>Jim Jim. Listen, Being made whole doesn't mean making up.

775
00:40:48.400 --> 00:40:51.000
<v Speaker 2>For now, I'm not saying this happen to you. I'm

776
00:40:51.000 --> 00:40:54.679
<v Speaker 2>saying in general, insurance companies don't have to make people

777
00:40:54.800 --> 00:41:00.079
<v Speaker 2>whole if they were stupid when they bought the car. Okay,

778
00:41:00.360 --> 00:41:02.760
<v Speaker 2>they only have to make you whole for the real

779
00:41:02.880 --> 00:41:06.360
<v Speaker 2>value of the vehicle a second before it was just

780
00:41:06.880 --> 00:41:11.000
<v Speaker 2>minus the deductible of course. Yes, so I need to

781
00:41:11.079 --> 00:41:14.000
<v Speaker 2>know how many miles on this twenty ten Mazda.

782
00:41:14.920 --> 00:41:17.039
<v Speaker 11>Okay, have one hundred and forty nine thousand.

783
00:41:17.239 --> 00:41:19.199
<v Speaker 2>Okay, you're not going to get more than that.

784
00:41:21.559 --> 00:41:23.480
<v Speaker 11>Okay, that's yeah, because I'm.

785
00:41:23.599 --> 00:41:25.840
<v Speaker 6>My only confusion is I thought it was the other

786
00:41:25.880 --> 00:41:27.360
<v Speaker 6>guy's issue.

787
00:41:27.679 --> 00:41:31.320
<v Speaker 11>Well, the other guy's issue is that he contact is

788
00:41:31.320 --> 00:41:34.000
<v Speaker 11>an insurance company the next morning said it was an accident.

789
00:41:34.559 --> 00:41:37.400
<v Speaker 11>They cannot get him to call them back and say

790
00:41:37.440 --> 00:41:38.039
<v Speaker 11>what happened.

791
00:41:38.320 --> 00:41:41.679
<v Speaker 2>Yeah, that's a popular hold on. So they're saying they're

792
00:41:41.760 --> 00:41:45.679
<v Speaker 2>saying they can't they're saying they can't help you because

793
00:41:46.039 --> 00:41:49.360
<v Speaker 2>of lack of cooperation. Let me explain something to you.

794
00:41:50.119 --> 00:41:54.840
<v Speaker 2>There are some cases where insurance brokers talk to their

795
00:41:54.880 --> 00:41:59.639
<v Speaker 2>insured and go wink wink, if you don't cooperate with us,

796
00:41:59.679 --> 00:42:03.119
<v Speaker 2>we can't cover it, and we don't have to. And

797
00:42:04.119 --> 00:42:09.639
<v Speaker 2>so I've heard this excuse more and more and more

798
00:42:09.679 --> 00:42:12.559
<v Speaker 2>where they say we can't get our insured to call

799
00:42:12.639 --> 00:42:15.760
<v Speaker 2>us back. He's got to assume them that'll get their attach. Okay,

800
00:42:15.880 --> 00:42:17.159
<v Speaker 2>that's right, Mark, explain that.

801
00:42:17.239 --> 00:42:19.800
<v Speaker 6>Go ahead, well, you simply take them to small claims court.

802
00:42:19.800 --> 00:42:22.119
<v Speaker 6>You're only looking for under seventy five hundred bucks, so

803
00:42:22.159 --> 00:42:23.320
<v Speaker 6>you're a perfect candidate.

804
00:42:24.000 --> 00:42:26.119
<v Speaker 2>Do you have any inform me? Tell him it will happen.

805
00:42:26.239 --> 00:42:28.760
<v Speaker 6>Go on, tell them little how the second you serve him,

806
00:42:28.880 --> 00:42:31.480
<v Speaker 6>he's going to contact his insurance company and go I'm

807
00:42:31.480 --> 00:42:34.559
<v Speaker 6>getting sued. Then this insurance company's going to end up

808
00:42:34.599 --> 00:42:37.519
<v Speaker 6>ponying up the fair value of the car, and you're

809
00:42:37.519 --> 00:42:39.800
<v Speaker 6>not going to have a deductible at that point.

810
00:42:40.599 --> 00:42:42.119
<v Speaker 11>Now, okay, that's kind of.

811
00:42:42.320 --> 00:42:45.480
<v Speaker 2>Tell me give me the DESIG model designation again. I'm

812
00:42:45.519 --> 00:42:49.719
<v Speaker 2>almost there. C x seven okay, and I got it.

813
00:42:49.840 --> 00:42:54.280
<v Speaker 2>I'm looking at it right now, and I want to

814
00:42:54.320 --> 00:42:58.679
<v Speaker 2>see the mileage part. Okay, So I have one exactly

815
00:42:58.840 --> 00:43:03.920
<v Speaker 2>like yours, with the same mileage. Actually it's newer than yours,

816
00:43:03.920 --> 00:43:09.360
<v Speaker 2>but the same mileage, the exact same mileage, and it's

817
00:43:09.559 --> 00:43:13.840
<v Speaker 2>only one year newer, and it's sixty nine hundred, which

818
00:43:15.280 --> 00:43:19.280
<v Speaker 2>they say it's at cars dot Com is excellent at

819
00:43:19.400 --> 00:43:25.840
<v Speaker 2>evaluating deals. The twenty ten similar mileage in the six

820
00:43:25.920 --> 00:43:29.000
<v Speaker 2>thousand dollars marks, I'm showing between five and six.

821
00:43:29.119 --> 00:43:29.320
<v Speaker 8>Yeah.

822
00:43:29.639 --> 00:43:33.320
<v Speaker 2>Yeah, for private party, meaning they're not they're not cheating you. Bro,

823
00:43:33.559 --> 00:43:35.840
<v Speaker 2>They're not cheating you. You're not going to get more

824
00:43:35.880 --> 00:43:38.679
<v Speaker 2>because you paid more. You understand that, right, right, right?

825
00:43:38.719 --> 00:43:42.199
<v Speaker 11>I'm happy with my insurance company. My insurance company said

826
00:43:42.199 --> 00:43:44.880
<v Speaker 11>they would be going after his insurance company to get

827
00:43:44.880 --> 00:43:45.559
<v Speaker 11>their money back.

828
00:43:45.599 --> 00:43:48.880
<v Speaker 2>Well, then you can go after him though separately for

829
00:43:49.000 --> 00:43:51.199
<v Speaker 2>your deductible, right.

830
00:43:51.039 --> 00:43:53.719
<v Speaker 11>And they yeah, they said they would get my deductible,

831
00:43:53.800 --> 00:43:54.599
<v Speaker 11>So there's no.

832
00:43:54.519 --> 00:43:57.320
<v Speaker 2>Good in me sub Well, then then what's the call about.

833
00:43:57.360 --> 00:43:59.360
<v Speaker 2>I think everything's going the way it should.

834
00:43:59.400 --> 00:44:01.880
<v Speaker 6>Well, he's out of one thousand bucks right now, until

835
00:44:01.960 --> 00:44:03.639
<v Speaker 6>you just hear what hit the money back?

836
00:44:03.760 --> 00:44:04.320
<v Speaker 2>That's right?

837
00:44:04.760 --> 00:44:06.880
<v Speaker 11>Yeah, yeah, I'm still out of five. I thought I

838
00:44:06.960 --> 00:44:09.679
<v Speaker 11>was at twenty five hundred. But if that's the way

839
00:44:09.679 --> 00:44:12.599
<v Speaker 11>they tell you the car, then I'm basically out of thousand.

840
00:44:12.679 --> 00:44:14.559
<v Speaker 6>You know what you can do for a second opinion

841
00:44:14.599 --> 00:44:17.079
<v Speaker 6>on that, and they'll actually do it by VIN number

842
00:44:17.119 --> 00:44:20.440
<v Speaker 6>one percent free for you is go to referral list

843
00:44:20.519 --> 00:44:24.119
<v Speaker 6>dot com okay and type in petty as in pe

844
00:44:24.119 --> 00:44:27.480
<v Speaker 6>t t y petty details, give them a call, give

845
00:44:27.519 --> 00:44:29.800
<v Speaker 6>them the VIN number, and they'll tell you what that

846
00:44:30.000 --> 00:44:33.480
<v Speaker 6>vehicle what is a very fair price from an insurance

847
00:44:33.480 --> 00:44:37.000
<v Speaker 6>company and make sure you got sales tax. Did they

848
00:44:37.000 --> 00:44:38.000
<v Speaker 6>give you sales tax?

849
00:44:38.079 --> 00:44:39.679
<v Speaker 11>Right right, yeah, they.

850
00:44:39.440 --> 00:44:40.400
<v Speaker 8>Took sales sex.

851
00:44:40.400 --> 00:44:42.840
<v Speaker 11>The fifty five hundred they gave me figured sales tax.

852
00:44:43.719 --> 00:44:45.440
<v Speaker 11>My other question is this jass that.

853
00:44:45.440 --> 00:44:47.239
<v Speaker 2>Might be a little low to go buy a car.

854
00:44:47.800 --> 00:44:50.679
<v Speaker 11>I've been off work. I do deliveries for work, and

855
00:44:50.760 --> 00:44:54.199
<v Speaker 11>I've been off work for nine days now because I

856
00:44:54.320 --> 00:44:55.000
<v Speaker 11>don't have a car.

857
00:44:55.760 --> 00:44:56.639
<v Speaker 2>Well, call them up.

858
00:44:56.679 --> 00:45:00.280
<v Speaker 6>They will have stuff between five and ten grand, you know,

859
00:45:00.400 --> 00:45:02.719
<v Speaker 6>call them up. But the other thing you might oh wow,

860
00:45:02.800 --> 00:45:05.679
<v Speaker 6>up mark JFR cars. Yeah good Now. The other thing

861
00:45:05.719 --> 00:45:06.280
<v Speaker 6>I was going to.

862
00:45:06.280 --> 00:45:09.639
<v Speaker 2>Say to you though, if you've got what kind of

863
00:45:09.679 --> 00:45:10.280
<v Speaker 2>car you need?

864
00:45:10.400 --> 00:45:12.880
<v Speaker 6>Just anything? I mean, you're not delivering big stuff. You

865
00:45:12.920 --> 00:45:16.280
<v Speaker 6>can have a car right right? You might be able

866
00:45:16.320 --> 00:45:17.400
<v Speaker 6>to get like into.

867
00:45:17.519 --> 00:45:19.840
<v Speaker 11>Sare I want a dependable piece of transportation?

868
00:45:19.920 --> 00:45:22.239
<v Speaker 6>Well okay, then here's I'm going to give you another idea.

869
00:45:22.239 --> 00:45:24.880
<v Speaker 6>And JFR can punch the numbers because he could do

870
00:45:25.000 --> 00:45:27.679
<v Speaker 6>new and used too. But you might think about getting

871
00:45:27.760 --> 00:45:30.519
<v Speaker 6>like a little I'm just throwing something out there. Ahondai

872
00:45:30.639 --> 00:45:34.199
<v Speaker 6>Kona for around twenty five grand. You put down five

873
00:45:34.280 --> 00:45:37.039
<v Speaker 6>to ten thousand dollars your payments are only going to

874
00:45:37.079 --> 00:45:39.559
<v Speaker 6>be three four hundred bucks a month, and you have

875
00:45:40.119 --> 00:45:43.199
<v Speaker 6>free oil changes for three years, one hundred thousand mile

876
00:45:43.599 --> 00:45:48.079
<v Speaker 6>powertrain warranty, a five year sixty thousand mile bumper to bumper,

877
00:45:48.320 --> 00:45:50.840
<v Speaker 6>and Key has got some stuff like that too. Then

878
00:45:50.880 --> 00:45:52.760
<v Speaker 6>you're not worrying about anything else.

879
00:45:54.280 --> 00:45:54.519
<v Speaker 15>Yeah.

880
00:45:54.599 --> 00:45:57.840
<v Speaker 11>Well, I said at my age, I can't finance a

881
00:45:57.880 --> 00:46:00.760
<v Speaker 11>car in my position because technically I was working for myself.

882
00:46:01.920 --> 00:46:02.719
<v Speaker 11>I don't have credit.

883
00:46:02.960 --> 00:46:06.719
<v Speaker 6>Hey, you know what I know somebody hold on I

884
00:46:06.760 --> 00:46:09.199
<v Speaker 6>can make I can make this call for you Tom.

885
00:46:09.280 --> 00:46:12.960
<v Speaker 2>You know, uh John Jones over it Integra.

886
00:46:13.400 --> 00:46:17.559
<v Speaker 6>Yeah, well, their son passed away about a year ago

887
00:46:17.800 --> 00:46:22.559
<v Speaker 6>and his wife is trying to sell his Toyota.

888
00:46:23.840 --> 00:46:26.119
<v Speaker 2>What do they call it? It's a Toyota pick up.

889
00:46:26.559 --> 00:46:30.599
<v Speaker 2>What's the popular Toyota tundrum? No, keep going forour runner.

890
00:46:30.599 --> 00:46:33.199
<v Speaker 2>It's a fore Runner. Oh they're good. Yeah, it's got.

891
00:46:33.360 --> 00:46:36.079
<v Speaker 6>It's probably about one hundred and fifty thousand, I forget,

892
00:46:36.079 --> 00:46:39.599
<v Speaker 6>but it runs really good. And you know they're only

893
00:46:39.639 --> 00:46:42.400
<v Speaker 6>looking three or four thousand for it if they still

894
00:46:42.440 --> 00:46:45.800
<v Speaker 6>have it. So if you're interested in that, give Kelly

895
00:46:45.840 --> 00:46:48.119
<v Speaker 6>your info and I'll pass it along for her to

896
00:46:48.199 --> 00:46:48.519
<v Speaker 6>call you.

897
00:46:49.920 --> 00:46:50.599
<v Speaker 7>I will do that.

898
00:46:50.679 --> 00:46:52.639
<v Speaker 2>It's a good little truck too.

899
00:46:52.840 --> 00:46:55.079
<v Speaker 6>And then if this guy doesn't want it, anybody out

900
00:46:55.079 --> 00:46:57.559
<v Speaker 6>there listening, I've been promising them i'd mention it and

901
00:46:57.559 --> 00:46:58.320
<v Speaker 6>it just came up.

902
00:46:58.360 --> 00:47:01.599
<v Speaker 11>Now, okay, yeah, let me get the first shot of

903
00:47:01.679 --> 00:47:03.880
<v Speaker 11>doing it. I mean, I got the money now from

904
00:47:03.880 --> 00:47:04.480
<v Speaker 11>my insurance.

905
00:47:04.480 --> 00:47:06.400
<v Speaker 2>I'll do it. I promise I'll do that.

906
00:47:06.440 --> 00:47:09.119
<v Speaker 6>In fact, just make sure Kelly's got your info and

907
00:47:09.159 --> 00:47:10.079
<v Speaker 6>I'll reach out to you.

908
00:47:10.119 --> 00:47:10.440
<v Speaker 16>Man.

909
00:47:11.360 --> 00:47:12.639
<v Speaker 11>Okay, thank you very much.

910
00:47:12.760 --> 00:47:14.880
<v Speaker 2>Now do I get a dinger?

911
00:47:15.239 --> 00:47:15.480
<v Speaker 7>Yes?

912
00:47:15.559 --> 00:47:18.800
<v Speaker 2>You do give me that dinger, big man. Okay, hold on,

913
00:47:18.880 --> 00:47:19.920
<v Speaker 2>let me I gotta find it.

914
00:47:20.000 --> 00:47:20.159
<v Speaker 9>You know.

915
00:47:21.159 --> 00:47:24.360
<v Speaker 6>No, man, he's still he's been looking for his danner

916
00:47:24.400 --> 00:47:25.239
<v Speaker 6>for three years.

917
00:47:25.400 --> 00:47:28.039
<v Speaker 2>There. I just did you. Thank you?

918
00:47:28.480 --> 00:47:32.800
<v Speaker 8>Okay, so hey, fourth car in a year and a half, all.

919
00:47:32.719 --> 00:47:34.880
<v Speaker 2>Right, give kill my gosh, it's fourth and a year

920
00:47:34.880 --> 00:47:36.880
<v Speaker 2>and a half. Wow, we got more coming right up.

921
00:47:36.880 --> 00:47:40.440
<v Speaker 2>We'll come back to Jennifer at with a Verizon problem.

922
00:47:40.840 --> 00:47:47.159
<v Speaker 2>I'm Tom Martino. Yeah, sorry, go with a sure thing

923
00:47:47.280 --> 00:47:50.599
<v Speaker 2>Denver's best roofer Excel roofing dot com. You don't pay

924
00:47:50.639 --> 00:47:57.280
<v Speaker 2>a cent until you're content. Time for an insurance check up, free,

925
00:47:57.360 --> 00:48:01.079
<v Speaker 2>no obligation in comparison call Compass Insured paying too much

926
00:48:01.199 --> 00:48:04.159
<v Speaker 2>your coverage at dozens of insurance companies find out now

927
00:48:04.239 --> 00:48:06.719
<v Speaker 2>three all three seven seven to one. Help You'll think

928
00:48:06.760 --> 00:48:09.360
<v Speaker 2>you're his only customer when you choose Frank durand the

929
00:48:09.360 --> 00:48:12.039
<v Speaker 2>real estate Man dot com to list your home with

930
00:48:12.119 --> 00:48:18.360
<v Speaker 2>Remax Alliance three all three nine two zero sixteen twenty two.

931
00:48:19.800 --> 00:48:22.320
<v Speaker 2>Hi Tom Martino here, Welcome to the show.

932
00:48:22.360 --> 00:48:23.239
<v Speaker 5>Three oh three.

933
00:48:23.840 --> 00:48:27.559
<v Speaker 2>Seven one three talks seven one three eight two five five. Jennifer.

934
00:48:27.599 --> 00:48:31.840
<v Speaker 2>What's going on with Verizon? Welcome? What is happening?

935
00:48:32.039 --> 00:48:32.280
<v Speaker 8>Hey?

936
00:48:32.480 --> 00:48:33.119
<v Speaker 2>Hi Tom?

937
00:48:33.480 --> 00:48:38.599
<v Speaker 17>Hi you Jennifer. Yeah, I'm just having some trouble with Verizon.

938
00:48:38.800 --> 00:48:41.760
<v Speaker 17>My mom has been with them for eight years and

939
00:48:43.400 --> 00:48:47.119
<v Speaker 17>I she's up in age in her nineties. So years ago,

940
00:48:47.199 --> 00:48:49.760
<v Speaker 17>I'm talking like three or four years ago, I actually

941
00:48:50.360 --> 00:48:54.400
<v Speaker 17>had the power of attorney, actually went and had back,

942
00:48:54.719 --> 00:48:57.920
<v Speaker 17>They backed to the company that I would be allowed

943
00:48:57.960 --> 00:49:00.320
<v Speaker 17>to speak on her behalf anything.

944
00:49:00.519 --> 00:49:04.119
<v Speaker 2>How old is your mom in her nineties? Okay? And

945
00:49:04.760 --> 00:49:09.159
<v Speaker 2>you were. It's called an authorized agent or authorized user

946
00:49:09.559 --> 00:49:12.079
<v Speaker 2>or so you can talk like sus does that with

947
00:49:12.119 --> 00:49:14.400
<v Speaker 2>a lot of my accounts. So what's going on?

948
00:49:15.400 --> 00:49:19.559
<v Speaker 17>So I went through all that trouble and they it

949
00:49:19.599 --> 00:49:22.159
<v Speaker 17>was a waste of time. It didn't go through.

950
00:49:22.199 --> 00:49:22.599
<v Speaker 7>I guess.

951
00:49:22.639 --> 00:49:25.960
<v Speaker 17>So every time I called, just for simple things like

952
00:49:26.039 --> 00:49:30.239
<v Speaker 17>there's problems with the phone, or for example, last.

953
00:49:30.000 --> 00:49:33.239
<v Speaker 2>Month, why don't you just pretend you're her?

954
00:49:34.079 --> 00:49:36.239
<v Speaker 10>Oh I've never Yeah, right now.

955
00:49:36.559 --> 00:49:36.800
<v Speaker 2>I don't.

956
00:49:36.800 --> 00:49:38.719
<v Speaker 17>I guess I don't sound old enough. Maybe they wouldn't

957
00:49:38.719 --> 00:49:39.079
<v Speaker 17>believe me.

958
00:49:39.320 --> 00:49:41.400
<v Speaker 2>Well it wouldn't matter. You don't have to. You could

959
00:49:41.440 --> 00:49:44.840
<v Speaker 2>sound like me and they'll believe you. Yeah, it doesn't matter.

960
00:49:44.920 --> 00:49:47.320
<v Speaker 2>I mean, this is a bunch of crap that people

961
00:49:47.360 --> 00:49:50.960
<v Speaker 2>go through, but you could just you know, all the

962
00:49:51.039 --> 00:49:55.039
<v Speaker 2>questions they're going to ask about your mom, right, very much?

963
00:49:55.119 --> 00:49:58.079
<v Speaker 17>So I do I have to sort of be her.

964
00:49:58.199 --> 00:50:02.679
<v Speaker 17>You know, memory is not that great either, So so

965
00:50:02.719 --> 00:50:05.159
<v Speaker 17>what I've been doing and what I did last month

966
00:50:05.199 --> 00:50:07.800
<v Speaker 17>because she didn't get a paper statement she do. You know,

967
00:50:08.400 --> 00:50:10.280
<v Speaker 17>I thought it was a holiday, you know, Labor day.

968
00:50:11.159 --> 00:50:14.519
<v Speaker 17>So what happened is the person I spoke with they

969
00:50:14.559 --> 00:50:17.519
<v Speaker 17>actually allowed me to talk. She said she gave verbal

970
00:50:17.599 --> 00:50:21.000
<v Speaker 17>agreement that I could speak. So they said, don't worry. Well,

971
00:50:21.280 --> 00:50:24.480
<v Speaker 17>somebody must have taken that feature off, and we were

972
00:50:25.199 --> 00:50:26.000
<v Speaker 17>we would say.

973
00:50:25.840 --> 00:50:27.960
<v Speaker 2>Look, did do you have online access? Do you have

974
00:50:28.039 --> 00:50:29.559
<v Speaker 2>online access.

975
00:50:30.079 --> 00:50:33.119
<v Speaker 17>Well, no, create email.

976
00:50:33.679 --> 00:50:36.679
<v Speaker 2>Listen, listen, if you have a bill, listen, if you

977
00:50:36.719 --> 00:50:41.639
<v Speaker 2>have a bill, create an online access.

978
00:50:41.679 --> 00:50:44.320
<v Speaker 17>Well I guess I could, But can I get to

979
00:50:44.400 --> 00:50:45.400
<v Speaker 17>the meat of the problem.

980
00:50:45.960 --> 00:50:47.159
<v Speaker 2>Yeah, what is the problem?

981
00:50:47.599 --> 00:50:50.519
<v Speaker 17>So, so what happened is they said, don't worry, we're

982
00:50:50.519 --> 00:50:53.159
<v Speaker 17>gonna switch that back on next month. You will be

983
00:50:53.199 --> 00:50:56.679
<v Speaker 17>getting paper statements again. So my mom has me go

984
00:50:56.800 --> 00:50:59.480
<v Speaker 17>to the Verizon store and I pay cash. That's the

985
00:50:59.519 --> 00:51:03.280
<v Speaker 17>way she so I didn't. Yeah, my mom's kind of

986
00:51:03.320 --> 00:51:05.960
<v Speaker 17>old fashioned. Not on mind, it's not a problem.

987
00:51:06.159 --> 00:51:08.000
<v Speaker 2>So what's the big deal. Let's talk about the.

988
00:51:07.920 --> 00:51:11.239
<v Speaker 17>Proble, the big deal? The building come again this month.

989
00:51:11.800 --> 00:51:13.679
<v Speaker 17>If I get on the phone and I have my

990
00:51:13.719 --> 00:51:14.880
<v Speaker 17>mom gives the verbal.

991
00:51:14.880 --> 00:51:18.239
<v Speaker 2>Jennifer, why can't seriously look at I'd love to help you,

992
00:51:18.280 --> 00:51:20.960
<v Speaker 2>but it's kind of like it's it's kind of like weird.

993
00:51:21.239 --> 00:51:24.280
<v Speaker 2>I mean, you can just go online. Your statement is there,

994
00:51:24.360 --> 00:51:26.760
<v Speaker 2>you can print it if you want it. Why don't

995
00:51:26.800 --> 00:51:31.840
<v Speaker 2>you just go online and create an online account for you?

996
00:51:32.320 --> 00:51:35.119
<v Speaker 2>I mean, it's there already, Tom.

997
00:51:35.199 --> 00:51:38.280
<v Speaker 17>I'm done with them at this point after eight years.

998
00:51:38.639 --> 00:51:41.480
<v Speaker 17>My reason for this call today, Tom is I want

999
00:51:41.519 --> 00:51:45.679
<v Speaker 17>to know what other companies besides Comcast that I can

1000
00:51:45.719 --> 00:51:48.559
<v Speaker 17>get the same service with her. She calls it a

1001
00:51:48.639 --> 00:51:50.920
<v Speaker 17>dumb phone. You know, it's just a it's a phone

1002
00:51:50.920 --> 00:51:53.239
<v Speaker 17>in AT and T your old fashion.

1003
00:51:52.920 --> 00:51:53.719
<v Speaker 18>Phones, do you know it?

1004
00:51:53.719 --> 00:51:55.159
<v Speaker 2>Asks like you're not going to find.

1005
00:51:55.199 --> 00:51:56.239
<v Speaker 5>Do you give me advice?

1006
00:51:56.880 --> 00:51:58.960
<v Speaker 2>You're not going to find. You're not going to find

1007
00:51:59.079 --> 00:52:00.000
<v Speaker 2>a dumb phone anymore.

1008
00:52:00.239 --> 00:52:02.599
<v Speaker 6>Wait a minute, Wait a minute, So she when you

1009
00:52:02.639 --> 00:52:05.760
<v Speaker 6>say a dumb phone like a house phone.

1010
00:52:05.840 --> 00:52:06.880
<v Speaker 17>Yes, it's a house phone.

1011
00:52:07.199 --> 00:52:12.599
<v Speaker 6>Do you have internet? Do you have internet at your house?

1012
00:52:13.239 --> 00:52:13.440
<v Speaker 10>No?

1013
00:52:13.519 --> 00:52:15.639
<v Speaker 17>She does not and does not want internet.

1014
00:52:15.960 --> 00:52:21.800
<v Speaker 2>Oh god, I was going to say magic. Listen, you know, Jennifer. Unfortunately,

1015
00:52:21.880 --> 00:52:24.840
<v Speaker 2>I'm serious. Okay, I know what you're I know what

1016
00:52:24.880 --> 00:52:28.360
<v Speaker 2>you're faced with. You want a simple phone, paper bills,

1017
00:52:28.639 --> 00:52:32.199
<v Speaker 2>and you want to pay cash. There are there there.

1018
00:52:32.400 --> 00:52:35.360
<v Speaker 2>It might be it might be that you can't be

1019
00:52:35.400 --> 00:52:41.840
<v Speaker 2>accommodated any longer. Really, what about just let's let's just

1020
00:52:41.920 --> 00:52:46.400
<v Speaker 2>face reality. They're phasing certain things out. So I'm not

1021
00:52:46.440 --> 00:52:48.719
<v Speaker 2>gonna sit here and pretend I'm going to help you

1022
00:52:48.800 --> 00:52:52.480
<v Speaker 2>if I can. There are companies that will not send

1023
00:52:52.480 --> 00:52:56.880
<v Speaker 2>out paper bills, there are companies that will not accept cash,

1024
00:52:56.920 --> 00:53:00.480
<v Speaker 2>and there are companies that don't have simple phones. Wait wait,

1025
00:53:00.559 --> 00:53:01.760
<v Speaker 2>I've got an idea.

1026
00:53:01.519 --> 00:53:04.039
<v Speaker 16>For what about something like cricket Tom.

1027
00:53:04.760 --> 00:53:07.000
<v Speaker 6>That's yeah, that's going to be just any phone that's

1028
00:53:07.039 --> 00:53:09.440
<v Speaker 6>just service. Look at look at jitterbug.

1029
00:53:10.519 --> 00:53:11.199
<v Speaker 2>What is it?

1030
00:53:11.239 --> 00:53:14.440
<v Speaker 17>But that's the thing. She doesn't like change and she was.

1031
00:53:14.480 --> 00:53:17.599
<v Speaker 6>Freaking It doesn't matter. Jitterbug is the easiest thing to

1032
00:53:17.639 --> 00:53:20.400
<v Speaker 6>ever use. If you want, you look at it, you

1033
00:53:20.480 --> 00:53:23.079
<v Speaker 6>program it. There could be a picture of you and

1034
00:53:23.119 --> 00:53:25.440
<v Speaker 6>she hits the picture of you and it'll call you.

1035
00:53:25.679 --> 00:53:31.519
<v Speaker 6>She doesn't even have to It's so easy, it's unbelievable. Really, yeah, jitterbug.

1036
00:53:32.519 --> 00:53:36.199
<v Speaker 6>But I'm thinking of getting one for time's up.

1037
00:53:36.239 --> 00:53:39.639
<v Speaker 2>There would be so listen, listen now now she so,

1038
00:53:39.800 --> 00:53:43.679
<v Speaker 2>Jennifer added another wrinkle. Number one, she wants paper statements.

1039
00:53:43.920 --> 00:53:46.559
<v Speaker 2>Number two, she wants a simple dumb phone. Number three,

1040
00:53:46.639 --> 00:53:48.639
<v Speaker 2>she wants a place she can go and pay cash.

1041
00:53:48.840 --> 00:53:50.920
<v Speaker 2>Number four, she doesn't want change.

1042
00:53:51.760 --> 00:53:55.679
<v Speaker 17>I'm I'm willing. I'm to the point now where I

1043
00:53:55.679 --> 00:53:59.159
<v Speaker 17>could set up I could just do everything undermine.

1044
00:53:59.559 --> 00:54:01.960
<v Speaker 8>It's my she's the old Jennifer.

1045
00:54:02.519 --> 00:54:05.000
<v Speaker 2>Yeah, but but hold on, Jennifer, I want to ask

1046
00:54:05.039 --> 00:54:07.719
<v Speaker 2>you straight up. You said she doesn't want change. So

1047
00:54:07.760 --> 00:54:09.400
<v Speaker 2>what do you mean she wants to keep the phone

1048
00:54:09.400 --> 00:54:09.840
<v Speaker 2>she has?

1049
00:54:10.719 --> 00:54:13.599
<v Speaker 17>I think change meanings she wants to keep the AT

1050
00:54:13.760 --> 00:54:17.559
<v Speaker 17>and T phone. I'm the one that is upset about

1051
00:54:17.679 --> 00:54:18.559
<v Speaker 17>the billion mark?

1052
00:54:18.599 --> 00:54:21.920
<v Speaker 2>What what is the what is the you said Verizon?

1053
00:54:22.119 --> 00:54:23.719
<v Speaker 2>Is it Verizon or AT and T?

1054
00:54:24.519 --> 00:54:28.239
<v Speaker 17>It's Verizon? But she has an AT and T phone

1055
00:54:28.280 --> 00:54:30.000
<v Speaker 17>that she dials with, That's what I mean.

1056
00:54:30.280 --> 00:54:32.920
<v Speaker 2>Okay, Well, it's not an AT and T phone and

1057
00:54:32.960 --> 00:54:37.000
<v Speaker 2>it's not a Verizon phone. Mark? Are they cdmas? Do

1058
00:54:37.079 --> 00:54:38.719
<v Speaker 2>you know which phone that is? Mark?

1059
00:54:39.719 --> 00:54:39.800
<v Speaker 8>What?

1060
00:54:39.920 --> 00:54:42.559
<v Speaker 6>A Verizon? If it's older like that, it's not going

1061
00:54:42.639 --> 00:54:44.400
<v Speaker 6>to have a SIM card. It's going to be built

1062
00:54:44.440 --> 00:54:48.320
<v Speaker 6>in and most likely will only work on the Verizon network.

1063
00:54:48.760 --> 00:54:50.800
<v Speaker 2>Yeah, but she said it was an AT and T phone,

1064
00:54:50.840 --> 00:54:55.599
<v Speaker 2>which is weird. Jennifer, Just wait, doc, please is it

1065
00:54:55.639 --> 00:54:58.840
<v Speaker 2>an AT and T phone or is it a Verizon phone?

1066
00:54:59.239 --> 00:55:02.320
<v Speaker 2>It's not a wait wait, how old is it?

1067
00:55:03.360 --> 00:55:03.480
<v Speaker 10>Oh?

1068
00:55:03.559 --> 00:55:04.119
<v Speaker 14>I just thought it?

1069
00:55:04.960 --> 00:55:07.840
<v Speaker 6>Ye, Okay, then it could be it could possibly be

1070
00:55:07.960 --> 00:55:09.199
<v Speaker 6>on both networks.

1071
00:55:09.639 --> 00:55:12.920
<v Speaker 2>Okay, now here's the deal, Jennifer. Do you know if

1072
00:55:12.920 --> 00:55:14.039
<v Speaker 2>it has a SIM card?

1073
00:55:15.400 --> 00:55:20.559
<v Speaker 17>No, it's not even that sophisticated. It's no old phone

1074
00:55:20.639 --> 00:55:22.320
<v Speaker 17>like we used to have back in the day that

1075
00:55:22.320 --> 00:55:24.320
<v Speaker 17>you would plug into the wall. But this thing plug

1076
00:55:24.400 --> 00:55:26.119
<v Speaker 17>into the Verizon box.

1077
00:55:26.199 --> 00:55:28.760
<v Speaker 2>Okay, Tom, she's just got here.

1078
00:55:28.880 --> 00:55:33.199
<v Speaker 6>It's just like Magic Jack, She's it's it's any phone

1079
00:55:33.400 --> 00:55:34.920
<v Speaker 6>that you can buy at Walmart.

1080
00:55:34.960 --> 00:55:38.159
<v Speaker 2>And I'm talking like the old cy phones. Okay, they're

1081
00:55:38.159 --> 00:55:40.760
<v Speaker 2>talking about a magic You're right, that's exactly so. This

1082
00:55:40.920 --> 00:55:44.880
<v Speaker 2>is not a cell phone. No, it's literally an old

1083
00:55:44.920 --> 00:55:47.199
<v Speaker 2>AT and T. We should have let we should have

1084
00:55:47.280 --> 00:55:49.480
<v Speaker 2>led with that. It's not a cell phone.

1085
00:55:49.599 --> 00:55:49.880
<v Speaker 16>I know.

1086
00:55:50.000 --> 00:55:56.679
<v Speaker 2>It's like now Comcast will be worse Comcast. Yes, why

1087
00:55:56.719 --> 00:55:59.000
<v Speaker 2>don't you just get her a quest?

1088
00:55:59.079 --> 00:55:59.320
<v Speaker 7>Or not?

1089
00:55:59.440 --> 00:56:00.360
<v Speaker 2>Quest? What are they now?

1090
00:56:00.480 --> 00:56:02.920
<v Speaker 6>Century Link landline and call it done? What are they

1091
00:56:02.920 --> 00:56:03.599
<v Speaker 6>twenty bucks?

1092
00:56:03.599 --> 00:56:08.000
<v Speaker 2>My god? Of course, But Mark, she can't get the

1093
00:56:08.119 --> 00:56:10.119
<v Speaker 2>landline without broadband.

1094
00:56:10.199 --> 00:56:13.599
<v Speaker 6>They don't do those anymore. Yeah, I think they do. Absolutely.

1095
00:56:13.679 --> 00:56:16.599
<v Speaker 6>In fact, I can have. I have one at my house.

1096
00:56:17.360 --> 00:56:18.920
<v Speaker 2>So to Stephanie, Yeah, I do too.

1097
00:56:19.880 --> 00:56:22.280
<v Speaker 17>Wait, that's what That's what I want to know. That

1098
00:56:22.400 --> 00:56:24.199
<v Speaker 17>was the premise of my quest. I want to know.

1099
00:56:24.239 --> 00:56:26.920
<v Speaker 2>Why do I call them? Quest? Century Link? Yeah, Centry Link?

1100
00:56:27.519 --> 00:56:30.199
<v Speaker 2>Are you sure, dude? I've got them at my house?

1101
00:56:32.000 --> 00:56:33.159
<v Speaker 2>Now ask me do.

1102
00:56:33.159 --> 00:56:34.920
<v Speaker 6>I I don't know if you can get new ones

1103
00:56:35.360 --> 00:56:39.519
<v Speaker 6>because of DSL. That's the only Internet I can get. Well, Mark,

1104
00:56:39.599 --> 00:56:41.920
<v Speaker 6>you just said it was just a phone line. I

1105
00:56:42.039 --> 00:56:44.760
<v Speaker 6>just said, if you can't get a phone line, you're

1106
00:56:44.800 --> 00:56:47.719
<v Speaker 6>you're missing me. That's what the DSL is sent over.

1107
00:56:47.880 --> 00:56:50.159
<v Speaker 6>I can add an actual phone line to it if

1108
00:56:50.199 --> 00:56:51.800
<v Speaker 6>I want. Yes, you can.

1109
00:56:51.960 --> 00:56:55.440
<v Speaker 2>But you're paying for way more than a phone line,

1110
00:56:55.480 --> 00:56:58.599
<v Speaker 2>whether you use it or not. Hey, that's what I'm

1111
00:56:58.639 --> 00:57:01.840
<v Speaker 2>getting at. She's going to be paying for broadband whether

1112
00:57:01.920 --> 00:57:02.960
<v Speaker 2>she uses it or not.

1113
00:57:03.239 --> 00:57:06.159
<v Speaker 6>I think she can get just a landline for about

1114
00:57:06.159 --> 00:57:07.559
<v Speaker 6>twenty bucks.

1115
00:57:08.400 --> 00:57:10.480
<v Speaker 2>What's it say? What's it say, Shannon?

1116
00:57:10.760 --> 00:57:14.239
<v Speaker 8>Reliable and affordable landline phones for your family?

1117
00:57:14.320 --> 00:57:18.400
<v Speaker 6>How about on your website on quest or stop saying

1118
00:57:18.719 --> 00:57:19.480
<v Speaker 6>Sentry Link.

1119
00:57:20.960 --> 00:57:23.599
<v Speaker 2>You know what, Jennifer, why don't you call Sentry Link

1120
00:57:23.679 --> 00:57:27.239
<v Speaker 2>okay and then call us back. We'd all love to

1121
00:57:27.239 --> 00:57:29.119
<v Speaker 2>hear how much it is seriously.

1122
00:57:30.639 --> 00:57:33.760
<v Speaker 17>On the internet and go to Sentry Link and then

1123
00:57:34.079 --> 00:57:34.679
<v Speaker 17>go from there.

1124
00:57:34.719 --> 00:57:37.800
<v Speaker 2>Have you never heard of Century Link? You said you never?

1125
00:57:38.440 --> 00:57:40.480
<v Speaker 2>You said you don't get on the internet, right.

1126
00:57:41.000 --> 00:57:43.320
<v Speaker 17>No, I have internet at my house. This is my

1127
00:57:43.360 --> 00:57:46.519
<v Speaker 17>mom's house. I'm totally with it. It's just my mom's

1128
00:57:46.559 --> 00:57:49.239
<v Speaker 17>old school, you know. But I can do I'll do

1129
00:57:49.360 --> 00:57:51.599
<v Speaker 17>whatever it takes to get Okay.

1130
00:57:51.679 --> 00:57:58.000
<v Speaker 2>If that doesn't work, then contact HG. Wells. Okay, no

1131
00:57:58.000 --> 00:57:58.880
<v Speaker 2>one's going to get.

1132
00:57:58.760 --> 00:58:01.480
<v Speaker 6>That, right, I got it. That's very mean of you, though,

1133
00:58:01.760 --> 00:58:02.719
<v Speaker 6>what why does it mean?

1134
00:58:03.079 --> 00:58:03.280
<v Speaker 16>HD?

1135
00:58:03.400 --> 00:58:03.760
<v Speaker 5>Wells?

1136
00:58:04.079 --> 00:58:05.360
<v Speaker 2>He wrote time machine.

1137
00:58:06.239 --> 00:58:09.519
<v Speaker 6>Oh I thought he was like the inventor of the telegraph.

1138
00:58:09.639 --> 00:58:11.679
<v Speaker 2>No, he wrote time machine. He can shake and go

1139
00:58:11.760 --> 00:58:14.000
<v Speaker 2>back in time. You should tell her to look for

1140
00:58:14.039 --> 00:58:19.599
<v Speaker 2>a century link in the Rocky Mountain News. But really, truly, operator,

1141
00:58:19.800 --> 00:58:23.239
<v Speaker 2>don't listen. I think that was a good recommendation. Thank

1142
00:58:23.280 --> 00:58:26.760
<v Speaker 2>you Shannon for looking at up Centry Link can help

1143
00:58:27.159 --> 00:58:29.960
<v Speaker 2>Sentry Link, Yeah, call them. Yeah, you can still get

1144
00:58:29.960 --> 00:58:32.440
<v Speaker 2>a landline. Now why you would get one? I still

1145
00:58:32.480 --> 00:58:35.360
<v Speaker 2>don't get one. Clear Choice Garage Door is the place

1146
00:58:35.440 --> 00:58:37.840
<v Speaker 2>you want to call for great garage doors, the actual

1147
00:58:37.880 --> 00:58:41.320
<v Speaker 2>doors themselves of all kinds. They're factory authors remost doors,

1148
00:58:41.400 --> 00:58:44.760
<v Speaker 2>also garage door openers. They'll come to your home. They'll

1149
00:58:44.800 --> 00:58:48.159
<v Speaker 2>have all their prices on the website. They can fix

1150
00:58:48.199 --> 00:58:51.519
<v Speaker 2>the door, replace the door, the openers, any part of it.

1151
00:58:51.880 --> 00:59:00.480
<v Speaker 2>One Clear Choice Doors dot Com go with a your thing.

1152
00:59:00.599 --> 00:59:03.880
<v Speaker 2>Denver's Best roofer Excel roofing dot com. You don't pay

1153
00:59:03.920 --> 00:59:10.000
<v Speaker 2>a cent until you're content. Time for an insurance check

1154
00:59:10.079 --> 00:59:14.079
<v Speaker 2>up free, no obligation. Comparison call Compass Insurance paying too

1155
00:59:14.159 --> 00:59:17.239
<v Speaker 2>much your coverage at dozens of insurance companies find out

1156
00:59:17.239 --> 00:59:19.039
<v Speaker 2>now three all three seven seven to one.

1157
00:59:19.119 --> 00:59:19.400
<v Speaker 5>Help.

1158
00:59:19.559 --> 00:59:22.199
<v Speaker 2>You'll think you're his only customer when you choose Frank

1159
00:59:22.280 --> 00:59:24.719
<v Speaker 2>durand the real estate Man dot com to list your

1160
00:59:24.760 --> 00:59:27.920
<v Speaker 2>home with Remax Alliance three all three nine two zero

1161
00:59:28.000 --> 00:59:40.360
<v Speaker 2>sixteen twenty two. Hi Tom Martino here three three seven

1162
00:59:40.400 --> 00:59:43.519
<v Speaker 2>one three talks seven one three eight two five five.

1163
00:59:44.239 --> 00:59:50.159
<v Speaker 2>All right, so let's go to my texts, and we

1164
00:59:50.239 --> 00:59:54.480
<v Speaker 2>have one on real estate. My neighbor's house has been

1165
00:59:54.519 --> 00:59:57.239
<v Speaker 2>on the market for thirty days and has not had

1166
00:59:57.280 --> 01:00:03.719
<v Speaker 2>one showing. Is that unusual? It's in a very good

1167
01:00:03.760 --> 01:00:09.880
<v Speaker 2>neighborhood in Denver, Frank, even Stephanie, I mean, you know,

1168
01:00:10.079 --> 01:00:12.599
<v Speaker 2>let's talk, you know, Tom, here's the deal. Thirty days,

1169
01:00:12.599 --> 01:00:15.079
<v Speaker 2>not one showing. Yeah, thirty days, not one showing. You know,

1170
01:00:15.320 --> 01:00:15.840
<v Speaker 2>here's the thing?

1171
01:00:17.000 --> 01:00:17.119
<v Speaker 15>Right?

1172
01:00:17.840 --> 01:00:20.280
<v Speaker 5>Two things? I would say. Number one is definitely visit

1173
01:00:20.320 --> 01:00:22.800
<v Speaker 5>if they're hitting the right price, Mark, Tom, you should

1174
01:00:22.840 --> 01:00:25.360
<v Speaker 5>have showings. Now here's the thing. Some areas are flooded

1175
01:00:25.360 --> 01:00:28.760
<v Speaker 5>with more inventory than others. So I saw one property

1176
01:00:28.800 --> 01:00:31.519
<v Speaker 5>was on the market thirty five days, three showings, and

1177
01:00:31.599 --> 01:00:34.039
<v Speaker 5>got a very good offer on the thirty fifth day.

1178
01:00:34.559 --> 01:00:37.519
<v Speaker 5>In fact, it had competing offers. So in this kind

1179
01:00:37.559 --> 01:00:39.599
<v Speaker 5>of market, it's a little back and forth sometimes depending

1180
01:00:39.639 --> 01:00:41.440
<v Speaker 5>on the area. But I would say zero showings in

1181
01:00:41.440 --> 01:00:43.280
<v Speaker 5>thirty days does seem a bit unusual.

1182
01:00:45.159 --> 01:00:49.079
<v Speaker 4>Yeah, I would say, honestly, I see slow showings right

1183
01:00:49.119 --> 01:00:51.880
<v Speaker 4>now across the board for a lot of my properties.

1184
01:00:51.880 --> 01:00:54.079
<v Speaker 4>And I did pull some specific days on market that

1185
01:00:54.239 --> 01:00:58.400
<v Speaker 4>I can give you, and it's really property dependent. But

1186
01:00:59.039 --> 01:01:01.920
<v Speaker 4>absolutely no after a month that would be a conversation

1187
01:01:02.000 --> 01:01:04.239
<v Speaker 4>between me and my seller on how we want to reposition.

1188
01:01:05.519 --> 01:01:09.079
<v Speaker 2>You know, I have a neighbor guys and I like her.

1189
01:01:09.119 --> 01:01:11.639
<v Speaker 6>She got divorced a while back, like a year, and

1190
01:01:11.719 --> 01:01:15.239
<v Speaker 6>we know both of them. But they put the house

1191
01:01:15.320 --> 01:01:18.159
<v Speaker 6>up because you know, the proceeds are getting divorce, they

1192
01:01:18.199 --> 01:01:21.239
<v Speaker 6>got to sell the house. They listed it at a

1193
01:01:21.320 --> 01:01:23.920
<v Speaker 6>number that I never thought they'd get, and they haven't

1194
01:01:23.920 --> 01:01:26.239
<v Speaker 6>got it. So what I'm finding now is they get

1195
01:01:26.360 --> 01:01:28.760
<v Speaker 6>zero listings. I mean no, they don't even get Luki

1196
01:01:28.840 --> 01:01:32.480
<v Speaker 6>lose and My guess is, and I want your advice

1197
01:01:32.559 --> 01:01:35.280
<v Speaker 6>on this, it's because the house has been on the

1198
01:01:35.320 --> 01:01:39.199
<v Speaker 6>market for over a year and they've moved the price

1199
01:01:39.239 --> 01:01:42.519
<v Speaker 6>a little, but like twenty thousand here, ten thousand here, they.

1200
01:01:42.480 --> 01:01:45.199
<v Speaker 2>Barely moved it at all. But if you look at.

1201
01:01:45.039 --> 01:01:47.679
<v Speaker 6>How long it's on the first thing I would think

1202
01:01:47.800 --> 01:01:51.440
<v Speaker 6>is what the hell is wrong with that house? Because

1203
01:01:51.480 --> 01:01:54.360
<v Speaker 6>everything else in frank Town is selling quick.

1204
01:01:54.719 --> 01:01:56.320
<v Speaker 2>But the reason this house.

1205
01:01:56.039 --> 01:01:58.719
<v Speaker 6>And it is in great shape, isn't selling quick is

1206
01:01:58.800 --> 01:02:00.920
<v Speaker 6>because it's been on the damn market for a year.

1207
01:02:01.000 --> 01:02:01.679
<v Speaker 2>Is that good?

1208
01:02:02.239 --> 01:02:04.320
<v Speaker 5>Yeah, Mark, I would tell you this, chances are very

1209
01:02:04.320 --> 01:02:06.000
<v Speaker 5>good they're missing the market. And here's the thing. When

1210
01:02:06.000 --> 01:02:08.079
<v Speaker 5>you sit on the market that long. Think of a

1211
01:02:08.159 --> 01:02:10.320
<v Speaker 5>quarterback in the pocket. There's a timing he's got to

1212
01:02:10.320 --> 01:02:12.320
<v Speaker 5>get rid of that ball. And when he sits in

1213
01:02:12.320 --> 01:02:14.519
<v Speaker 5>the pocket too long pedaling around, you know what happens next?

1214
01:02:14.559 --> 01:02:15.280
<v Speaker 5>He takes a sack.

1215
01:02:15.559 --> 01:02:18.119
<v Speaker 6>So if it's if it's my neighbor or this person,

1216
01:02:18.199 --> 01:02:18.880
<v Speaker 6>what do they do?

1217
01:02:19.280 --> 01:02:20.280
<v Speaker 2>I mean, what do they do?

1218
01:02:20.400 --> 01:02:20.559
<v Speaker 3>Well?

1219
01:02:20.760 --> 01:02:22.719
<v Speaker 5>Here, here's what I would say that they should definitely

1220
01:02:22.760 --> 01:02:24.719
<v Speaker 5>revisit where the market really is and meet the market

1221
01:02:24.760 --> 01:02:27.360
<v Speaker 5>at its highest point because sometimes and I don't know

1222
01:02:27.480 --> 01:02:30.559
<v Speaker 5>this seller, but sometimes sellers will base the price on

1223
01:02:30.599 --> 01:02:32.960
<v Speaker 5>their emotions or what they feel versus what the market's

1224
01:02:33.000 --> 01:02:36.400
<v Speaker 5>going to pay. And unfortunately, if the realtor and the

1225
01:02:36.480 --> 01:02:38.960
<v Speaker 5>seller's the three highest bidders, that doesn't do much good

1226
01:02:38.960 --> 01:02:40.719
<v Speaker 5>on the open market. So the key is where's the

1227
01:02:40.760 --> 01:02:41.320
<v Speaker 5>open market?

1228
01:02:41.320 --> 01:02:41.519
<v Speaker 2>Pain?

1229
01:02:42.960 --> 01:02:43.360
<v Speaker 16>All right?

1230
01:02:44.079 --> 01:02:47.800
<v Speaker 2>Three h three seven one three? Talk? Let's talk to

1231
01:02:48.920 --> 01:02:52.199
<v Speaker 2>Is it holla? It sounds like part of Hallelujah? Is

1232
01:02:52.199 --> 01:02:52.639
<v Speaker 2>it holla?

1233
01:02:52.760 --> 01:02:56.559
<v Speaker 6>Or hala himalaa?

1234
01:02:57.000 --> 01:02:59.000
<v Speaker 2>Part of Hallelujah? Is your last name?

1235
01:03:00.159 --> 01:03:00.320
<v Speaker 7>Uh?

1236
01:03:00.840 --> 01:03:02.199
<v Speaker 2>Never go ahead, what's going on?

1237
01:03:02.960 --> 01:03:07.239
<v Speaker 10>It could be hey, hia, question for you. During a

1238
01:03:07.360 --> 01:03:12.639
<v Speaker 10>reserve study, they left out a key component and it was.

1239
01:03:12.840 --> 01:03:16.280
<v Speaker 2>A p for those listening. A reserve study means they

1240
01:03:16.320 --> 01:03:18.679
<v Speaker 2>look at the coffers to see if they have for

1241
01:03:18.920 --> 01:03:21.559
<v Speaker 2>emergencies and stuff and they have a certain amount in reserve,

1242
01:03:21.599 --> 01:03:24.360
<v Speaker 2>and if not, they do an assessment of all homeowners.

1243
01:03:24.480 --> 01:03:25.639
<v Speaker 2>Is that what we're talking about?

1244
01:03:26.440 --> 01:03:26.880
<v Speaker 10>Yes, sir?

1245
01:03:27.119 --> 01:03:29.199
<v Speaker 2>Okay, keep going okay.

1246
01:03:29.440 --> 01:03:32.159
<v Speaker 10>So they left out a key component, which was a

1247
01:03:32.239 --> 01:03:38.000
<v Speaker 10>four million dollar project, which, of course student in our favor.

1248
01:03:38.599 --> 01:03:41.920
<v Speaker 10>What do you call this? Do we call it misrepresentation? Well?

1249
01:03:42.320 --> 01:03:45.000
<v Speaker 2>Well, first of all, holla, I don't understand who did

1250
01:03:45.039 --> 01:03:48.159
<v Speaker 2>the study, the reserve study. Was it the management company

1251
01:03:48.280 --> 01:03:49.039
<v Speaker 2>or the HOA?

1252
01:03:49.920 --> 01:03:52.639
<v Speaker 10>No, it's a professional company that does reserve studies.

1253
01:03:52.800 --> 01:03:55.480
<v Speaker 2>Okay. Now, And when they did a reserve study, they

1254
01:03:55.599 --> 01:03:58.400
<v Speaker 2>left out what you called a four million dollar project.

1255
01:03:58.599 --> 01:04:00.760
<v Speaker 2>What is this four million dollar dollar project?

1256
01:04:02.000 --> 01:04:03.440
<v Speaker 10>Infrastructure?

1257
01:04:03.559 --> 01:04:08.960
<v Speaker 2>Well, tell me what it is? There was okay, So, okay,

1258
01:04:09.519 --> 01:04:13.159
<v Speaker 2>is this infrastructure? Is this, by the way, a single

1259
01:04:13.239 --> 01:04:15.719
<v Speaker 2>family home community or a condo or town home?

1260
01:04:16.840 --> 01:04:17.519
<v Speaker 10>It's a condo.

1261
01:04:17.960 --> 01:04:20.280
<v Speaker 2>And are you telling me the four million dollars has

1262
01:04:20.360 --> 01:04:21.920
<v Speaker 2>to be spent in the near future.

1263
01:04:23.840 --> 01:04:28.360
<v Speaker 10>I'm telling you that when they did a investigation a

1264
01:04:28.400 --> 01:04:31.880
<v Speaker 10>couple of years ago, they determined and it was it

1265
01:04:32.000 --> 01:04:35.199
<v Speaker 10>was an investigation of about thirty thousand dollars. But there

1266
01:04:35.199 --> 01:04:39.559
<v Speaker 10>were problems they could be coming up, there were areas

1267
01:04:39.559 --> 01:04:40.480
<v Speaker 10>that should be treated.

1268
01:04:40.880 --> 01:04:44.199
<v Speaker 2>Did they say it would take four million dollars? And

1269
01:04:44.280 --> 01:04:47.000
<v Speaker 2>if they did over what period of time?

1270
01:04:51.719 --> 01:04:54.480
<v Speaker 10>If they did the full project, the scope of the

1271
01:04:54.480 --> 01:04:57.480
<v Speaker 10>work would have probably taken I'm guessing eight months to

1272
01:04:57.519 --> 01:04:58.079
<v Speaker 10>a year.

1273
01:05:00.079 --> 01:05:00.639
<v Speaker 7>A guess.

1274
01:05:02.119 --> 01:05:06.719
<v Speaker 2>Okay. Now, So if you have a four million dollar

1275
01:05:06.920 --> 01:05:11.840
<v Speaker 2>liability coming up and they said your reserves were fine,

1276
01:05:12.199 --> 01:05:14.840
<v Speaker 2>do you have Do they have the four million in reserve?

1277
01:05:16.320 --> 01:05:18.880
<v Speaker 10>No, but that's the question. They did not include that

1278
01:05:18.960 --> 01:05:22.960
<v Speaker 10>four million in our reserve study, so we look okay, right?

1279
01:05:23.119 --> 01:05:26.480
<v Speaker 2>But what what tell me this though? What incentive would

1280
01:05:26.480 --> 01:05:30.559
<v Speaker 2>an independent company have to leave that out to make

1281
01:05:30.599 --> 01:05:31.840
<v Speaker 2>you look better than you are?

1282
01:05:32.199 --> 01:05:32.360
<v Speaker 8>What?

1283
01:05:32.360 --> 01:05:32.599
<v Speaker 7>What?

1284
01:05:32.599 --> 01:05:34.400
<v Speaker 2>What? What's their incentive.

1285
01:05:35.920 --> 01:05:37.239
<v Speaker 10>And make us look better than we are?

1286
01:05:37.719 --> 01:05:38.519
<v Speaker 2>But why? What?

1287
01:05:38.519 --> 01:05:38.719
<v Speaker 1>What?

1288
01:05:38.719 --> 01:05:41.639
<v Speaker 2>What's their incentive that I don't understand. They're going to

1289
01:05:41.679 --> 01:05:43.360
<v Speaker 2>get paid whether they make you look good or not.

1290
01:05:43.679 --> 01:05:45.280
<v Speaker 2>What is their incentive.

1291
01:05:46.440 --> 01:05:49.239
<v Speaker 10>They're taking direction? I have no idea. I just want

1292
01:05:49.280 --> 01:05:49.440
<v Speaker 10>to know.

1293
01:05:49.760 --> 01:05:51.920
<v Speaker 2>Do you think wait, wait wait, do you think the

1294
01:05:52.280 --> 01:05:55.119
<v Speaker 2>h o A told them make us look good? Do

1295
01:05:55.199 --> 01:05:57.039
<v Speaker 2>you think the h o A didn't tell them?

1296
01:05:57.239 --> 01:05:57.480
<v Speaker 8>What?

1297
01:05:57.480 --> 01:05:59.760
<v Speaker 2>What do you see? You're you're telling me, but I

1298
01:05:59.760 --> 01:06:02.400
<v Speaker 2>don't know what you're telling me. Are you telling me

1299
01:06:02.719 --> 01:06:04.800
<v Speaker 2>there's something underhanded going on?

1300
01:06:08.000 --> 01:06:12.039
<v Speaker 10>I'm just trying to find a legal definition of what

1301
01:06:12.079 --> 01:06:12.519
<v Speaker 10>they did.

1302
01:06:13.079 --> 01:06:20.280
<v Speaker 2>Okay, listen or halla. If if they intentionally left out

1303
01:06:21.360 --> 01:06:25.599
<v Speaker 2>pertinent information and they were paid to do an accurate

1304
01:06:25.719 --> 01:06:31.519
<v Speaker 2>study and they purposely left it out, it's negligent, Okay.

1305
01:06:31.760 --> 01:06:35.719
<v Speaker 2>If Behua didn't tell them about it, it's not their problem.

1306
01:06:36.119 --> 01:06:38.239
<v Speaker 2>That's what I'm saying. You're leaving so many holes in

1307
01:06:38.280 --> 01:06:41.000
<v Speaker 2>the story. There is no legal name for what they

1308
01:06:41.039 --> 01:06:44.320
<v Speaker 2>did because I don't know if they had the information.

1309
01:06:44.719 --> 01:06:46.840
<v Speaker 2>They can't discern it out of thin air.

1310
01:06:47.239 --> 01:06:49.719
<v Speaker 10>They ask questions, what's that?

1311
01:06:50.880 --> 01:06:52.440
<v Speaker 2>How do you know they had the information?

1312
01:06:53.039 --> 01:06:55.679
<v Speaker 10>Because I was there, I know. I tell them, you've

1313
01:06:55.719 --> 01:06:57.280
<v Speaker 10>seen it, it's documented. It's okay.

1314
01:06:57.320 --> 01:06:59.719
<v Speaker 2>Now Here's what I want to know. Halla, did you

1315
01:07:00.119 --> 01:07:04.119
<v Speaker 2>ask them or the HOA why this was left out

1316
01:07:04.280 --> 01:07:05.519
<v Speaker 2>of the Reserve study?

1317
01:07:09.000 --> 01:07:09.440
<v Speaker 7>Not yet?

1318
01:07:10.079 --> 01:07:12.400
<v Speaker 2>Well, why don't you? Why don't you because I don't

1319
01:07:12.440 --> 01:07:15.880
<v Speaker 2>know what you're driving at. Here's the point, Whether they

1320
01:07:16.039 --> 01:07:18.360
<v Speaker 2>make you look good or not. What difference does it make?

1321
01:07:18.440 --> 01:07:20.320
<v Speaker 2>Here's what I want to know. What difference does it make?

1322
01:07:23.400 --> 01:07:25.519
<v Speaker 2>Do you understand why I'm asking? There's a reason I'm

1323
01:07:25.559 --> 01:07:28.480
<v Speaker 2>asking that. Holla. I promise you that I'll give you

1324
01:07:28.519 --> 01:07:31.679
<v Speaker 2>some information, but I got to take this break. Please

1325
01:07:31.719 --> 01:07:34.559
<v Speaker 2>hang on. There's a reason I asked that question. I'm

1326
01:07:34.599 --> 01:07:41.039
<v Speaker 2>Tom Martinez. We have more coming up. Go with a

1327
01:07:41.119 --> 01:07:44.639
<v Speaker 2>sure thing Denver's Best roofer excel roofing dot com. You

1328
01:07:44.679 --> 01:07:50.440
<v Speaker 2>don't pay a cent until you're content. Time for an

1329
01:07:50.480 --> 01:07:54.119
<v Speaker 2>insurance check. Up free no obligation. In comparison, call Compass

1330
01:07:54.159 --> 01:07:57.440
<v Speaker 2>Insurance paying too much your coverage at dozens of insurance

1331
01:07:57.440 --> 01:08:00.559
<v Speaker 2>companies find out now three O three seven to seven help.

1332
01:08:00.719 --> 01:08:03.360
<v Speaker 2>You'll think you're his only customer when you choose Frank

1333
01:08:03.440 --> 01:08:05.880
<v Speaker 2>durand the real estate Man dot com to list your

1334
01:08:05.920 --> 01:08:09.079
<v Speaker 2>home with Remax Alliance three oh three nine two zero

1335
01:08:09.159 --> 01:08:17.319
<v Speaker 2>sixteen twenty two. Hi Tom Martino, you're Troubleshooter. So we're

1336
01:08:17.359 --> 01:08:21.279
<v Speaker 2>giving a deputy d an Indian email, right, and he

1337
01:08:21.359 --> 01:08:23.840
<v Speaker 2>wanted his name on there. And I don't mind. You

1338
01:08:23.840 --> 01:08:26.439
<v Speaker 2>know Dimitri at troubleshooter dot com. But I want to

1339
01:08:26.479 --> 01:08:29.079
<v Speaker 2>ask my YouTube morns and everyone else, how would you

1340
01:08:29.199 --> 01:08:34.000
<v Speaker 2>spell dimitri? OHK, say Mark, So I used to spell

1341
01:08:34.039 --> 01:08:38.800
<v Speaker 2>it DMI tri I right, He said no, there's no

1342
01:08:38.840 --> 01:08:41.880
<v Speaker 2>I in the beginning, so it's DMI, but then there's

1343
01:08:41.880 --> 01:08:44.279
<v Speaker 2>a Y at the end. I would never spell at

1344
01:08:44.359 --> 01:08:47.159
<v Speaker 2>d M I t R Y. I mean, I know

1345
01:08:47.199 --> 01:08:49.720
<v Speaker 2>that's how it's spelled, because that's his name, But I

1346
01:08:49.760 --> 01:08:52.640
<v Speaker 2>don't know, doc, would you know how to spell Dimitrie?

1347
01:08:52.840 --> 01:08:53.720
<v Speaker 2>Let me tell you how this.

1348
01:08:54.680 --> 01:08:57.359
<v Speaker 16>He must have had work woke parents who are just

1349
01:08:57.399 --> 01:08:58.439
<v Speaker 16>trying to be different with you.

1350
01:08:58.600 --> 01:09:00.279
<v Speaker 2>No, I don't think it was different. I think gets

1351
01:09:00.319 --> 01:09:01.600
<v Speaker 2>traditional Russian, isn't it?

1352
01:09:01.760 --> 01:09:02.119
<v Speaker 19>None of it?

1353
01:09:02.760 --> 01:09:04.680
<v Speaker 2>Is it traditional? I mean, let's let me go to

1354
01:09:04.720 --> 01:09:07.319
<v Speaker 2>a wide shot here. Of none of it matters.

1355
01:09:07.800 --> 01:09:08.359
<v Speaker 5>That spelling.

1356
01:09:08.359 --> 01:09:11.439
<v Speaker 2>He was picked by some immigration officer in New York City. Yeah,

1357
01:09:11.680 --> 01:09:14.000
<v Speaker 2>but none of it. I stuck with it, guys, None

1358
01:09:14.000 --> 01:09:14.720
<v Speaker 2>of it matters.

1359
01:09:15.399 --> 01:09:18.520
<v Speaker 6>What do you mean when you create his email, spell

1360
01:09:18.560 --> 01:09:21.199
<v Speaker 6>it fifty different ways, but they all go to the

1361
01:09:21.239 --> 01:09:23.319
<v Speaker 6>correct spelling and from the correct spelling.

1362
01:09:23.359 --> 01:09:26.000
<v Speaker 2>You know that, just like mine is mark with the

1363
01:09:26.119 --> 01:09:31.119
<v Speaker 2>C and A. Kay. Okay, I can do alternates, you mean, like, yeah,

1364
01:09:31.159 --> 01:09:33.800
<v Speaker 2>and that's all under the same email you get it? Yeah,

1365
01:09:33.840 --> 01:09:35.960
<v Speaker 2>I know they're called yeah whatever.

1366
01:09:36.039 --> 01:09:36.439
<v Speaker 16>Okay.

1367
01:09:37.119 --> 01:09:39.039
<v Speaker 2>You know we'll let the new tune of the country

1368
01:09:39.239 --> 01:09:46.079
<v Speaker 2>we have mar coming up go with a sure thing

1369
01:09:46.199 --> 01:09:49.520
<v Speaker 2>Denver's Best roofer Excel roofing dot com. You don't pay

1370
01:09:49.560 --> 01:09:55.640
<v Speaker 2>a cent until you're content. Time for an insurance check

1371
01:09:55.720 --> 01:09:59.560
<v Speaker 2>up free, no obligation. In comparison, call Compass insurance paying

1372
01:09:59.600 --> 01:10:02.640
<v Speaker 2>too much your coverage at dozens of insurance companies find

1373
01:10:02.680 --> 01:10:05.000
<v Speaker 2>out now three all three seven seven to one help.

1374
01:10:05.199 --> 01:10:07.800
<v Speaker 2>You'll think you're his only customer when you choose Frank

1375
01:10:07.880 --> 01:10:10.319
<v Speaker 2>durand the real estate Man dot com to list your

1376
01:10:10.359 --> 01:10:13.479
<v Speaker 2>home with Remax Alliance three all three nine two zero

1377
01:10:13.640 --> 01:10:14.720
<v Speaker 2>sixteen twenty.

1378
01:10:14.399 --> 01:10:20.399
<v Speaker 1>Two D.

1379
01:10:24.680 --> 01:10:25.760
<v Speaker 2>So you don't have the.

1380
01:10:27.760 --> 01:10:32.399
<v Speaker 1>Come running just as fast as we can. Shooter's gonna

1381
01:10:32.479 --> 01:10:35.800
<v Speaker 1>help come. Man, This is.

1382
01:10:35.760 --> 01:10:41.600
<v Speaker 2>The Troubleshooter Show. Now Tom Martine, Hey, I'm Tom Martino.

1383
01:10:41.880 --> 01:10:44.399
<v Speaker 2>Welcome to the show. Let me just get that button

1384
01:10:44.439 --> 01:10:46.680
<v Speaker 2>so I can get our faces up. Yeah. We're here

1385
01:10:46.720 --> 01:10:49.640
<v Speaker 2>to help you solve problems, answer questions, take complaints, make

1386
01:10:49.680 --> 01:10:53.119
<v Speaker 2>your life a little easier. And we have, of course,

1387
01:10:54.000 --> 01:10:56.159
<v Speaker 2>all of our peeps with us today. We have Frank

1388
01:10:56.199 --> 01:10:59.119
<v Speaker 2>durand the real estate Man dot com. We have Stephanie Thomas,

1389
01:10:59.479 --> 01:11:02.079
<v Speaker 2>Stephanie ri dot com. Stephanie is a real estate broker

1390
01:11:02.079 --> 01:11:04.760
<v Speaker 2>in the Springs. Frank Dran the real estate Man is

1391
01:11:04.800 --> 01:11:07.279
<v Speaker 2>a Denver Metro and beyond. And then we have a

1392
01:11:07.479 --> 01:11:10.800
<v Speaker 2>deputy doc there and we have a major Mark Major

1393
01:11:10.880 --> 01:11:13.399
<v Speaker 2>of course. And then I only see hands to the right.

1394
01:11:13.479 --> 01:11:17.640
<v Speaker 2>Who's that right there? Who's in the studio. That's Mikey. Oh,

1395
01:11:17.720 --> 01:11:20.159
<v Speaker 2>Mikey's here. Okay, we got a picture of his ugly

1396
01:11:20.239 --> 01:11:24.319
<v Speaker 2>car we're posting, but it matches that ugly dog you

1397
01:11:24.399 --> 01:11:28.000
<v Speaker 2>And now the ugly dog is a cute dog. Now,

1398
01:11:28.039 --> 01:11:30.920
<v Speaker 2>that car, other than being slow, it's a nice car.

1399
01:11:31.000 --> 01:11:32.199
<v Speaker 2>I mean, it looks nice.

1400
01:11:32.239 --> 01:11:35.439
<v Speaker 6>It's one of those it's one of those things that

1401
01:11:35.560 --> 01:11:36.479
<v Speaker 6>looks really good.

1402
01:11:37.199 --> 01:11:39.640
<v Speaker 2>It's like a really good looking woman. But the first

1403
01:11:39.680 --> 01:11:42.800
<v Speaker 2>dog down. But I'm gonna put the dog back up

1404
01:11:43.560 --> 01:11:46.520
<v Speaker 2>because i think I'll explain to people what we're even

1405
01:11:46.520 --> 01:11:49.800
<v Speaker 2>talking about. As far anyway, for those on our YouTube stream,

1406
01:11:50.600 --> 01:11:53.479
<v Speaker 2>Stephanie Thomas was bragging about how cuter dog was and

1407
01:11:53.520 --> 01:11:56.000
<v Speaker 2>we wanted to do and we want to do a

1408
01:11:56.039 --> 01:11:58.880
<v Speaker 2>poll on it. And that's Mikey's dog to Mikey and

1409
01:11:58.880 --> 01:12:01.319
<v Speaker 2>Stephanie so and Mikey does our it and a lot

1410
01:12:01.359 --> 01:12:04.159
<v Speaker 2>of it stuff and so anyway, there there's the dog,

1411
01:12:04.199 --> 01:12:07.560
<v Speaker 2>gee and Odin and then we're gonna show a picture

1412
01:12:07.600 --> 01:12:12.279
<v Speaker 2>of that ugly car in a minute. Three ugly seven car,

1413
01:12:12.439 --> 01:12:15.600
<v Speaker 2>Yeah yeah, three all three seven, one three eight, two

1414
01:12:15.600 --> 01:12:21.520
<v Speaker 2>five five. By the way, whatever, we can do this,

1415
01:12:21.640 --> 01:12:24.359
<v Speaker 2>by the way, with any problem, if you send us

1416
01:12:24.359 --> 01:12:28.119
<v Speaker 2>photos of the problem itself, we will post them for

1417
01:12:28.199 --> 01:12:30.880
<v Speaker 2>those streaming the show as well and for downloading later.

1418
01:12:31.000 --> 01:12:34.680
<v Speaker 2>So let's go back to Halla and we had holla

1419
01:12:34.800 --> 01:12:41.359
<v Speaker 2>on about her HOA. Now I'm not trying to be

1420
01:12:41.399 --> 01:12:44.359
<v Speaker 2>a wise guy here, but what I'm saying is usually

1421
01:12:44.439 --> 01:12:47.279
<v Speaker 2>when there's something bad going on, there's usually a reason.

1422
01:12:47.399 --> 01:12:50.880
<v Speaker 2>So she said, they hired a company. The HOA hired

1423
01:12:50.880 --> 01:12:54.600
<v Speaker 2>a company to do a reserve study of their finances

1424
01:12:55.119 --> 01:12:58.000
<v Speaker 2>to see if they had to do any assessments in

1425
01:12:58.039 --> 01:13:01.720
<v Speaker 2>the future or where they stay and financially on cash flow.

1426
01:13:02.319 --> 01:13:07.399
<v Speaker 2>And this company left out a four million dollar what's

1427
01:13:07.479 --> 01:13:13.439
<v Speaker 2>called contingent liability. What a contingent liability means is it's

1428
01:13:13.479 --> 01:13:16.600
<v Speaker 2>probably going to happen soon. Should you include it? Well,

1429
01:13:16.640 --> 01:13:19.600
<v Speaker 2>that depends. If the HA told them to include it,

1430
01:13:19.640 --> 01:13:22.319
<v Speaker 2>they should include it. If the HA said leave it out,

1431
01:13:22.319 --> 01:13:25.960
<v Speaker 2>they should leave it out. But obviously, with four million

1432
01:13:26.039 --> 01:13:30.000
<v Speaker 2>dollars of contingent liability, if you left it out, it

1433
01:13:30.039 --> 01:13:35.399
<v Speaker 2>would show you have adequate reservesurance for insurance, deductibles and

1434
01:13:35.800 --> 01:13:42.359
<v Speaker 2>deferred maintenance and whatever else should happen. Okay, Well, most hoas,

1435
01:13:42.439 --> 01:13:46.199
<v Speaker 2>by the way, for condos and town homes are going

1436
01:13:46.279 --> 01:13:49.560
<v Speaker 2>to find they don't have enough in reserves because most

1437
01:13:49.600 --> 01:13:55.199
<v Speaker 2>insurance companies now are either not ensuring the roof or

1438
01:13:55.359 --> 01:14:00.199
<v Speaker 2>ensuring it for ACV actual cash value or huge deductible,

1439
01:14:00.680 --> 01:14:05.039
<v Speaker 2>So that alone would cause havoc with hoa's But holla,

1440
01:14:05.159 --> 01:14:09.760
<v Speaker 2>may I ask why did your HOA do this study?

1441
01:14:09.840 --> 01:14:13.239
<v Speaker 2>To begin with? What was the reason for it? We

1442
01:14:13.319 --> 01:14:13.640
<v Speaker 2>do it.

1443
01:14:13.920 --> 01:14:16.479
<v Speaker 10>We do it consistently every three to five years. It's coe.

1444
01:14:16.600 --> 01:14:18.960
<v Speaker 2>You guys are pretty smart to do that. Did they

1445
01:14:19.039 --> 01:14:23.960
<v Speaker 2>take into consideration deductibles? Like did your insurance change lately

1446
01:14:24.000 --> 01:14:25.119
<v Speaker 2>about deductibles?

1447
01:14:25.960 --> 01:14:26.039
<v Speaker 10>No?

1448
01:14:27.119 --> 01:14:29.079
<v Speaker 2>Okay, are you on the board? Halla?

1449
01:14:29.920 --> 01:14:30.079
<v Speaker 16>No?

1450
01:14:30.800 --> 01:14:33.039
<v Speaker 10>Okay, been on the board, but I'm not now.

1451
01:14:33.439 --> 01:14:36.279
<v Speaker 2>No, you sound knowledgeable. That's why I asked, Okay, So

1452
01:14:36.399 --> 01:14:39.439
<v Speaker 2>they left out the four million dollar contingent liability that

1453
01:14:39.439 --> 01:14:42.560
<v Speaker 2>they knew about. Were they given instruction to do a

1454
01:14:42.600 --> 01:14:44.399
<v Speaker 2>reserve study without that in it?

1455
01:14:46.560 --> 01:14:51.640
<v Speaker 10>I am not privy to what they told the Well.

1456
01:14:51.479 --> 01:14:55.319
<v Speaker 2>That would be important because if you could show, if

1457
01:14:55.359 --> 01:14:59.119
<v Speaker 2>you listen, if you could show that this company, this

1458
01:14:59.239 --> 01:15:02.399
<v Speaker 2>accounting firm, and whether it's really an accounting firm, but

1459
01:15:02.399 --> 01:15:05.479
<v Speaker 2>that's what they are. They accounted to this, Okay. If

1460
01:15:05.479 --> 01:15:09.760
<v Speaker 2>this accounting firm did an HOA reserve study and left

1461
01:15:09.800 --> 01:15:14.159
<v Speaker 2>out a four million dollar contingent liability which showed an

1462
01:15:14.279 --> 01:15:16.920
<v Speaker 2>artificial surplus.

1463
01:15:16.520 --> 01:15:20.039
<v Speaker 10>Only because they didn't have the information, only because they

1464
01:15:20.079 --> 01:15:21.399
<v Speaker 10>were not given the information.

1465
01:15:22.079 --> 01:15:24.319
<v Speaker 2>Who did not give them? I thought you said they

1466
01:15:24.359 --> 01:15:25.479
<v Speaker 2>were given the information.

1467
01:15:26.159 --> 01:15:28.880
<v Speaker 10>No, that's the whole thing. They were not given the information.

1468
01:15:29.000 --> 01:15:31.520
<v Speaker 10>It should have been divulged as the package that it

1469
01:15:31.680 --> 01:15:32.439
<v Speaker 10>wasn't announced.

1470
01:15:32.479 --> 01:15:35.439
<v Speaker 2>Okay, So the HOA is the one that did not

1471
01:15:35.680 --> 01:15:36.640
<v Speaker 2>give the information.

1472
01:15:37.439 --> 01:15:38.119
<v Speaker 8>Correct?

1473
01:15:38.319 --> 01:15:41.720
<v Speaker 2>Okay, Now I understand was the HA trying to hide

1474
01:15:41.720 --> 01:15:43.920
<v Speaker 2>it or look good? Is that why they did that?

1475
01:15:45.680 --> 01:15:50.199
<v Speaker 15>Well, I'm logically, if you add inn x amount of

1476
01:15:50.239 --> 01:15:53.199
<v Speaker 15>money and you come out in the red or beyond

1477
01:15:53.239 --> 01:15:56.279
<v Speaker 15>the red, then you must assess going forward what you

1478
01:15:56.359 --> 01:15:58.720
<v Speaker 15>have to do to correct, which means.

1479
01:15:58.600 --> 01:16:01.159
<v Speaker 2>YEA and the HA maybe didn't want to tackle the

1480
01:16:01.279 --> 01:16:03.600
<v Speaker 2>subject of assessments.

1481
01:16:02.920 --> 01:16:05.680
<v Speaker 10>Correct correct could be Now, I want to know what

1482
01:16:06.720 --> 01:16:09.159
<v Speaker 10>you would call this. It's an omission.

1483
01:16:09.279 --> 01:16:10.439
<v Speaker 8>If that's right.

1484
01:16:10.880 --> 01:16:13.800
<v Speaker 2>Hold on, you just said it's it's not negligent on

1485
01:16:13.880 --> 01:16:20.079
<v Speaker 2>the accounting firm. It is. It is negligent and omissions

1486
01:16:20.359 --> 01:16:25.560
<v Speaker 2>of the board members correct, which, by the way, most

1487
01:16:25.720 --> 01:16:31.319
<v Speaker 2>HA agreements and by laws indemnify those board members from this.

1488
01:16:32.000 --> 01:16:34.239
<v Speaker 2>So in other words, you can't actually go after them

1489
01:16:34.520 --> 01:16:38.720
<v Speaker 2>and holla. To be honest with you, this may sound

1490
01:16:38.800 --> 01:16:42.000
<v Speaker 2>strange to you. While it is wrong, it's not creating

1491
01:16:42.039 --> 01:16:50.119
<v Speaker 2>any damages. There are no damages. In other words, See,

1492
01:16:50.439 --> 01:16:52.560
<v Speaker 2>I want you to understand this concept, and I hope

1493
01:16:52.600 --> 01:16:56.319
<v Speaker 2>those listening will understand this. Let's say they included the

1494
01:16:56.359 --> 01:17:02.880
<v Speaker 2>four million dollar contingent liability and therefore there was going

1495
01:17:02.960 --> 01:17:07.279
<v Speaker 2>to be an assessment to each owner in the next

1496
01:17:07.359 --> 01:17:12.119
<v Speaker 2>two years of five thousand dollars let's just say that,

1497
01:17:13.399 --> 01:17:18.800
<v Speaker 2>or more whatever, ten thousand dollars. Let's say if they

1498
01:17:18.840 --> 01:17:22.960
<v Speaker 2>included the four million dollar liability, there would be an

1499
01:17:23.000 --> 01:17:29.119
<v Speaker 2>assessment needed of ten grand. Now by the HOA, leaving

1500
01:17:29.239 --> 01:17:33.880
<v Speaker 2>it out, it did not damage anyone. They're not going

1501
01:17:33.920 --> 01:17:36.359
<v Speaker 2>to have to pay more than ten grand. It was

1502
01:17:36.439 --> 01:17:40.720
<v Speaker 2>going to be ten grand whether they included it or not.

1503
01:17:41.199 --> 01:17:44.880
<v Speaker 2>So where is the damage is? Because yes, you could

1504
01:17:44.880 --> 01:17:48.800
<v Speaker 2>have emissions, But what is the damage? What is the

1505
01:17:48.840 --> 01:17:55.720
<v Speaker 2>consequence of leaving it out? Kala?

1506
01:17:57.960 --> 01:18:02.199
<v Speaker 10>Well, Tom, now that you point out the damages caused

1507
01:18:02.720 --> 01:18:05.279
<v Speaker 10>at this point we happened, but we could in the future.

1508
01:18:05.800 --> 01:18:08.920
<v Speaker 2>Now somebody, well, no, you wouldn't have damages in the future.

1509
01:18:09.239 --> 01:18:11.359
<v Speaker 2>You would have an assessment that was going to come

1510
01:18:11.399 --> 01:18:14.560
<v Speaker 2>whether they included it or not. The fact that you

1511
01:18:14.640 --> 01:18:17.319
<v Speaker 2>weren't warned about. It is not a damage.

1512
01:18:18.880 --> 01:18:22.119
<v Speaker 10>So then I guess the next question is during a

1513
01:18:22.279 --> 01:18:26.279
<v Speaker 10>sale of real estate, you just have to be listed as.

1514
01:18:25.920 --> 01:18:30.239
<v Speaker 2>Now they're hollam, hold on, now, let's delve deeper. Let's

1515
01:18:30.319 --> 01:18:34.600
<v Speaker 2>say that you guys, one of you sell your condo

1516
01:18:35.560 --> 01:18:40.119
<v Speaker 2>and the buyer wants to know although buyers, Frank and Stephanie,

1517
01:18:40.159 --> 01:18:42.479
<v Speaker 2>I want to ask you straight up, did you ever

1518
01:18:42.600 --> 01:18:45.520
<v Speaker 2>have a buyer or did you guys ever look into

1519
01:18:45.560 --> 01:18:50.239
<v Speaker 2>the hoa to see if there are contingent liabilities for

1520
01:18:50.359 --> 01:18:53.039
<v Speaker 2>future assessments When I.

1521
01:18:53.000 --> 01:18:55.279
<v Speaker 4>Go to list a town.

1522
01:18:55.039 --> 01:18:58.439
<v Speaker 2>Home or not list not that would not be right. Yeah,

1523
01:18:58.439 --> 01:18:59.520
<v Speaker 2>this kid don't find it.

1524
01:18:59.840 --> 01:19:03.279
<v Speaker 4>I always go and I ask because if we know

1525
01:19:03.399 --> 01:19:05.319
<v Speaker 4>of something, we do have to make disclosure.

1526
01:19:05.439 --> 01:19:07.359
<v Speaker 2>I'm not talking about that. I'm talking about when you.

1527
01:19:07.319 --> 01:19:09.920
<v Speaker 4>Go to buy one for so we get provided information,

1528
01:19:11.880 --> 01:19:14.159
<v Speaker 4>but honestly, unless they disclose it to us, we would

1529
01:19:14.239 --> 01:19:14.600
<v Speaker 4>just right.

1530
01:19:14.760 --> 01:19:18.800
<v Speaker 2>Yeah, that's exactly right. But do you ask about contingent liabilities?

1531
01:19:19.159 --> 01:19:21.399
<v Speaker 5>Yes, Tom, and we also asked for the meetings minutes,

1532
01:19:21.399 --> 01:19:23.520
<v Speaker 5>if they have any copies or any rumblings of any

1533
01:19:23.560 --> 01:19:25.920
<v Speaker 5>special assessments coming up. That's a biggie. So anytime we

1534
01:19:25.960 --> 01:19:28.119
<v Speaker 5>work with a buyer, that's the first thing we ask

1535
01:19:28.840 --> 01:19:29.359
<v Speaker 5>on an h.

1536
01:19:29.319 --> 01:19:34.520
<v Speaker 2>Way, okay, good. So if somebody went to buy a

1537
01:19:34.640 --> 01:19:40.199
<v Speaker 2>unit there Halla and they discover there is a future

1538
01:19:40.239 --> 01:19:45.560
<v Speaker 2>assessment coming and they decide not to buy there, no

1539
01:19:45.640 --> 01:19:50.800
<v Speaker 2>one caused that it was going to happen anyway. So

1540
01:19:51.000 --> 01:19:55.239
<v Speaker 2>if it was disclosed, the person probably wouldn't buy. And

1541
01:19:55.279 --> 01:19:58.399
<v Speaker 2>if it was not disclosed and the buyer discovered it,

1542
01:19:59.199 --> 01:20:03.239
<v Speaker 2>they would probably not buy. Now here's the one time

1543
01:20:03.279 --> 01:20:07.720
<v Speaker 2>I could see a damage. Let's say that you're selling

1544
01:20:07.760 --> 01:20:11.079
<v Speaker 2>your unit Holla, and I go to buy your unit

1545
01:20:11.840 --> 01:20:16.199
<v Speaker 2>and no one mentions this assessment and I am relying

1546
01:20:16.319 --> 01:20:21.840
<v Speaker 2>on a faulty reserve study. So I buy the unit

1547
01:20:22.680 --> 01:20:25.079
<v Speaker 2>and in two years or a year and a half,

1548
01:20:25.920 --> 01:20:32.239
<v Speaker 2>I'm assessed with ten thousand dollars and I'm really pissed.

1549
01:20:32.800 --> 01:20:35.279
<v Speaker 2>And I say, you know what, I wouldn't have bought

1550
01:20:35.319 --> 01:20:37.239
<v Speaker 2>this place had I known I had to pay ten

1551
01:20:37.319 --> 01:20:38.920
<v Speaker 2>grand in a year and a half or a year,

1552
01:20:39.920 --> 01:20:41.840
<v Speaker 2>and I would look for a cause. And if I

1553
01:20:42.000 --> 01:20:47.319
<v Speaker 2>found out that that information was withheld by the HOA,

1554
01:20:48.159 --> 01:20:52.840
<v Speaker 2>I would possibly want to go for damages. My damages

1555
01:20:52.880 --> 01:20:55.840
<v Speaker 2>would be I wouldn't have bought the damn place, and

1556
01:20:55.920 --> 01:20:59.439
<v Speaker 2>I don't want to pay the ten grand I think

1557
01:21:00.079 --> 01:21:04.720
<v Speaker 2>that could haunt people in Holla. Maybe I come after

1558
01:21:04.760 --> 01:21:07.560
<v Speaker 2>you too, because you sold it to me without disclosing it.

1559
01:21:07.880 --> 01:21:09.920
<v Speaker 2>Of course you could say I didn't know about it,

1560
01:21:10.159 --> 01:21:13.560
<v Speaker 2>but see, maybe you did know about it. It would

1561
01:21:13.600 --> 01:21:17.960
<v Speaker 2>get really messy. So I can see where that would

1562
01:21:18.039 --> 01:21:24.239
<v Speaker 2>be a problem. So now the more important question, holla,

1563
01:21:24.359 --> 01:21:27.039
<v Speaker 2>is what do you do about it? Is the HUA

1564
01:21:27.239 --> 01:21:32.560
<v Speaker 2>willing to redo the study including that information, or perhaps

1565
01:21:32.600 --> 01:21:35.520
<v Speaker 2>they don't believe, Perhaps they don't believe they're going to

1566
01:21:35.600 --> 01:21:38.079
<v Speaker 2>have to redo their sewer. Maybe they said, hey, that's

1567
01:21:38.119 --> 01:21:40.039
<v Speaker 2>just someone's opinion, we don't agree with it.

1568
01:21:43.159 --> 01:21:44.880
<v Speaker 10>Well, that will play out in the future.

1569
01:21:45.880 --> 01:21:49.560
<v Speaker 2>Well, you now haveing knowledge of this, you will have

1570
01:21:49.640 --> 01:21:51.399
<v Speaker 2>to tell somebody who buys your place.

1571
01:21:52.439 --> 01:21:52.720
<v Speaker 9>Correct.

1572
01:21:53.920 --> 01:21:55.840
<v Speaker 2>And by the way, how many units are in there?

1573
01:21:57.399 --> 01:22:00.560
<v Speaker 2>Two hundred and fifty?

1574
01:22:00.640 --> 01:22:04.840
<v Speaker 5>Yeah, and Tom, it's probably important to note too. In

1575
01:22:04.880 --> 01:22:07.920
<v Speaker 5>the contract sixteen point two association assessments, it says any

1576
01:22:07.920 --> 01:22:12.079
<v Speaker 5>special assessment assessed prior to closing by the Association will

1577
01:22:12.079 --> 01:22:14.119
<v Speaker 5>be the obligation of And then there's a box buyer

1578
01:22:14.199 --> 01:22:18.399
<v Speaker 5>seller accept date a buyer's signature herein, whether assessed prior

1579
01:22:18.439 --> 01:22:21.079
<v Speaker 5>to the date or after closing, will be the obligation

1580
01:22:21.119 --> 01:22:24.479
<v Speaker 5>of the seller, unless otherwise specified. An additional provisions seller

1581
01:22:24.560 --> 01:22:27.920
<v Speaker 5>represents there or no unpaid regular or special assessments against

1582
01:22:27.960 --> 01:22:30.359
<v Speaker 5>the property. Accept the current regular assessments.

1583
01:22:30.359 --> 01:22:33.359
<v Speaker 2>And and that's right, Frank, because there isn't one, and

1584
01:22:33.399 --> 01:22:36.560
<v Speaker 2>there won't be one until they decide to redo the sewers.

1585
01:22:36.600 --> 01:22:41.199
<v Speaker 2>And guess what that's going to be. Sixteen thousand dollars

1586
01:22:41.279 --> 01:22:48.720
<v Speaker 2>per unit? Sixteen thousand dollars. So holla, tell me this.

1587
01:22:49.600 --> 01:22:53.560
<v Speaker 2>What if they they say, you know what, this is

1588
01:22:53.600 --> 01:22:56.439
<v Speaker 2>going to happen within the next twenty four months, right,

1589
01:22:57.079 --> 01:22:59.039
<v Speaker 2>So what if they said to each home owner? What

1590
01:22:59.079 --> 01:23:02.119
<v Speaker 2>if they did disclose and they said to each homeowner,

1591
01:23:03.199 --> 01:23:07.760
<v Speaker 2>you know what, guys, your ho a monthly fees are

1592
01:23:07.840 --> 01:23:12.199
<v Speaker 2>now going to go up six hundred sixty six dollars

1593
01:23:12.439 --> 01:23:15.520
<v Speaker 2>a month for the next two years. What would the

1594
01:23:15.520 --> 01:23:18.720
<v Speaker 2>homeowners do there? What is yours? What is your monthly fee.

1595
01:23:18.560 --> 01:23:22.720
<v Speaker 10>Now at a very very unit of what.

1596
01:23:22.720 --> 01:23:23.439
<v Speaker 2>Is it roughly?

1597
01:23:25.720 --> 01:23:29.439
<v Speaker 10>So you huh four for eighty okay?

1598
01:23:29.640 --> 01:23:31.640
<v Speaker 2>So if it went up to over one thousand dollars,

1599
01:23:31.720 --> 01:23:32.960
<v Speaker 2>what would the homeowners do there.

1600
01:23:34.560 --> 01:23:38.479
<v Speaker 10>I am not sure because, as you shall, there's a

1601
01:23:38.560 --> 01:23:44.560
<v Speaker 10>lack of participation in any type of meeting, or how

1602
01:23:44.640 --> 01:23:46.000
<v Speaker 10>many just don't seem to.

1603
01:23:46.600 --> 01:23:48.800
<v Speaker 2>I'm going to tell you something right now, I would

1604
01:23:48.840 --> 01:23:53.039
<v Speaker 2>never ever ever own a condo or a town home

1605
01:23:53.720 --> 01:23:58.159
<v Speaker 2>right now. Now, Here's why. Here's why. Not because they're

1606
01:23:58.159 --> 01:24:02.039
<v Speaker 2>not great ideas. They are great ideas, but the homeowners

1607
01:24:02.199 --> 01:24:06.680
<v Speaker 2>all want to pay as low as they can in hoafees,

1608
01:24:06.800 --> 01:24:10.760
<v Speaker 2>and somehow believe those hoafees are somehow going to some

1609
01:24:11.199 --> 01:24:15.680
<v Speaker 2>invisible third party who's in Tahiti partying, and those HOA

1610
01:24:15.800 --> 01:24:18.479
<v Speaker 2>fees are for maintenance of the facility they live in,

1611
01:24:19.199 --> 01:24:22.600
<v Speaker 2>and they are in lieu of painting your home and

1612
01:24:22.640 --> 01:24:25.239
<v Speaker 2>fixing up your home and redoing the sewer in your

1613
01:24:25.239 --> 01:24:27.439
<v Speaker 2>home and having to do a panel upgrade in your

1614
01:24:27.439 --> 01:24:31.199
<v Speaker 2>home or the HVAC in your home. People don't understand that,

1615
01:24:31.520 --> 01:24:34.760
<v Speaker 2>so as a result, they make it hard for the

1616
01:24:35.000 --> 01:24:39.720
<v Speaker 2>HOA board to raise fees. Then when an emergency comes up,

1617
01:24:39.880 --> 01:24:43.399
<v Speaker 2>or a contingent liability or an insurance loss comes up,

1618
01:24:43.800 --> 01:24:46.960
<v Speaker 2>they're short the money, and all of a sudden, an

1619
01:24:47.000 --> 01:24:50.279
<v Speaker 2>assessment comes out and I get a phone call saying

1620
01:24:50.680 --> 01:24:53.399
<v Speaker 2>I don't want to pay this assessment. How can they

1621
01:24:53.520 --> 01:24:56.840
<v Speaker 2>do this to me? And I say, they are not

1622
01:24:57.119 --> 01:25:01.279
<v Speaker 2>doing it to you, it's your place, You're doing it

1623
01:25:01.319 --> 01:25:10.279
<v Speaker 2>to yourself. I'm Tom Martino Moore coming up. Go with

1624
01:25:10.319 --> 01:25:13.920
<v Speaker 2>a sure thing Denver's best roofer Excel Roofing dot com.

1625
01:25:13.960 --> 01:25:19.680
<v Speaker 2>You don't pay a cent until you're content. Time for

1626
01:25:19.720 --> 01:25:23.479
<v Speaker 2>an insurance check up free, no obligation comparison call Compass

1627
01:25:23.520 --> 01:25:26.800
<v Speaker 2>Insurance paying too much your coverage at dozens of insurance

1628
01:25:26.800 --> 01:25:29.359
<v Speaker 2>companies find out now three oh three seven seven to

1629
01:25:29.399 --> 01:25:32.159
<v Speaker 2>one help. You'll think you're his only customer when you

1630
01:25:32.239 --> 01:25:34.680
<v Speaker 2>choose Frank durand the real estate Man dot com to

1631
01:25:34.760 --> 01:25:38.000
<v Speaker 2>list your home with Remax Alliance three oh three nine

1632
01:25:38.000 --> 01:25:44.520
<v Speaker 2>two zero sixteen twenty two. I'm Martino here three O

1633
01:25:44.640 --> 01:25:47.960
<v Speaker 2>three seven one three talk seven one three eight two

1634
01:25:48.039 --> 01:25:52.600
<v Speaker 2>five five. All right, John, what's going on with Walmart

1635
01:25:52.720 --> 01:25:54.119
<v Speaker 2>and straight Talk? John?

1636
01:25:56.119 --> 01:26:04.000
<v Speaker 19>Yes, Tom, Yes, problems. I'm having difficulty with an iPhone

1637
01:26:04.079 --> 01:26:09.720
<v Speaker 19>twelve and Straight talks silver plan which is supposed to

1638
01:26:09.720 --> 01:26:15.279
<v Speaker 19>be which is unlimited data. And Walmart has a promotion

1639
01:26:15.840 --> 01:26:17.560
<v Speaker 19>where if.

1640
01:26:17.399 --> 01:26:21.000
<v Speaker 2>You buy a it's Walmart. Is Walmart the only one

1641
01:26:21.000 --> 01:26:26.520
<v Speaker 2>that offers that smart thing straight talk straight Talk, Yes, okay,

1642
01:26:26.680 --> 01:26:27.119
<v Speaker 2>go ahead.

1643
01:26:30.039 --> 01:26:34.479
<v Speaker 19>The promotion is by a brand new iPhone twelve for

1644
01:26:34.600 --> 01:26:40.399
<v Speaker 19>two ninety nine, and that's how you qualify for twelve

1645
01:26:40.479 --> 01:26:46.399
<v Speaker 19>months of a reduced rate of straight Talk, which is

1646
01:26:46.680 --> 01:26:51.000
<v Speaker 19>regular forty five dollars a month for unlimited data, and

1647
01:26:51.039 --> 01:26:55.760
<v Speaker 19>the promotion price is twenty dollars a month. So it's

1648
01:26:55.840 --> 01:26:56.880
<v Speaker 19>a pretty good deal.

1649
01:26:57.279 --> 01:26:59.880
<v Speaker 2>And that is the only reason you bought it.

1650
01:27:01.359 --> 01:27:04.439
<v Speaker 19>Yes, that's the only reason I bought it, and I

1651
01:27:05.279 --> 01:27:07.720
<v Speaker 19>changed from a different.

1652
01:27:08.279 --> 01:27:11.239
<v Speaker 2>So you bought an iPhone twelve on Walmart's straight Talk

1653
01:27:11.319 --> 01:27:16.119
<v Speaker 2>plan with unlimited data for the introductory offer and you

1654
01:27:16.159 --> 01:27:16.800
<v Speaker 2>didn't get it.

1655
01:27:18.439 --> 01:27:19.680
<v Speaker 19>Yes, that's correct, I.

1656
01:27:19.680 --> 01:27:21.319
<v Speaker 2>Bet, and it was just it was it an even

1657
01:27:21.359 --> 01:27:24.079
<v Speaker 2>twenty bucks a month? Or is that I'm nineteen ninety nine,

1658
01:27:24.119 --> 01:27:26.159
<v Speaker 2>what is it?

1659
01:27:26.159 --> 01:27:29.439
<v Speaker 19>It's an even twenty dollars a month and they advertised

1660
01:27:29.479 --> 01:27:32.000
<v Speaker 19>it that staves you twenty five.

1661
01:27:31.800 --> 01:27:34.840
<v Speaker 6>Yeah, so no, here's how it reads. I'm right on

1662
01:27:34.880 --> 01:27:37.640
<v Speaker 6>straight talk site, so everybody understands. So you buy the

1663
01:27:37.680 --> 01:27:40.039
<v Speaker 6>phone for whatever. It doesn't say the price of it,

1664
01:27:40.079 --> 01:27:43.399
<v Speaker 6>but an iPhone twelve. Their normal price for the silver

1665
01:27:43.560 --> 01:27:46.760
<v Speaker 6>plan is forty five dollars a month. But because you

1666
01:27:46.840 --> 01:27:50.720
<v Speaker 6>bought the phone at Walmart and you're signing up your

1667
01:27:50.920 --> 01:27:53.880
<v Speaker 6>first year or first twelve months, you get a twenty

1668
01:27:53.920 --> 01:27:57.880
<v Speaker 6>five dollars credit towards your bill, which would bring your

1669
01:27:57.880 --> 01:28:02.079
<v Speaker 6>monthly bill to twenty dollars a month instead of forty five.

1670
01:28:02.279 --> 01:28:03.520
<v Speaker 2>Is that correct?

1671
01:28:04.520 --> 01:28:04.720
<v Speaker 7>Yes?

1672
01:28:04.840 --> 01:28:06.279
<v Speaker 2>Yeah, that is for how long?

1673
01:28:06.319 --> 01:28:06.560
<v Speaker 7>Mark?

1674
01:28:06.640 --> 01:28:07.000
<v Speaker 2>How long?

1675
01:28:07.039 --> 01:28:09.439
<v Speaker 6>Does this twenty for the first twelve months? Then it

1676
01:28:09.479 --> 01:28:12.880
<v Speaker 6>goes to the forty five a month? Okay, so what

1677
01:28:13.239 --> 01:28:15.000
<v Speaker 6>tell me why they're not honoring it?

1678
01:28:16.680 --> 01:28:20.119
<v Speaker 19>Okay, I'm three months into this. They keep charging me

1679
01:28:20.720 --> 01:28:22.960
<v Speaker 19>full price at why I called?

1680
01:28:23.039 --> 01:28:24.279
<v Speaker 7>Why trade talk?

1681
01:28:24.600 --> 01:28:25.479
<v Speaker 19>If you call them?

1682
01:28:25.640 --> 01:28:26.560
<v Speaker 13>If we call them.

1683
01:28:26.479 --> 01:28:31.199
<v Speaker 19>Right now, the customer service person says, I don't know

1684
01:28:31.279 --> 01:28:32.439
<v Speaker 19>anything about this.

1685
01:28:32.640 --> 01:28:36.600
<v Speaker 2>I'm sorry, Are you kidding me? Wow?

1686
01:28:36.680 --> 01:28:42.000
<v Speaker 6>That's that's like, that's a horrible answer. That's crazy.

1687
01:28:42.079 --> 01:28:47.279
<v Speaker 19>There's there's there's no credit. I've asked Walmart.

1688
01:28:47.560 --> 01:28:48.720
<v Speaker 2>What does Walmart say?

1689
01:28:50.279 --> 01:28:50.399
<v Speaker 8>Uh?

1690
01:28:50.520 --> 01:28:53.560
<v Speaker 19>I just got off the phone with Walmart for you know,

1691
01:28:53.640 --> 01:28:57.199
<v Speaker 19>I've called, I've asked them. They've helped me several times.

1692
01:28:57.279 --> 01:28:59.279
<v Speaker 2>Try to look, who are we going to put on this?

1693
01:28:59.319 --> 01:29:02.720
<v Speaker 2>Somebody to gacious, is gonna sink their teeth into this crap?

1694
01:29:02.760 --> 01:29:04.720
<v Speaker 2>Because this gives me a headache thinking about it.

1695
01:29:05.000 --> 01:29:07.000
<v Speaker 16>I'll talk to him.

1696
01:29:07.039 --> 01:29:09.960
<v Speaker 2>You're gonna you're nice, Doc, Doc, Yeah, I'll talk to him.

1697
01:29:09.960 --> 01:29:11.560
<v Speaker 2>More power to you. If you can get a hold

1698
01:29:11.560 --> 01:29:13.880
<v Speaker 2>of someone at Walmart or somewhere to set this straight,

1699
01:29:14.000 --> 01:29:14.800
<v Speaker 2>more power to you.

1700
01:29:14.880 --> 01:29:15.840
<v Speaker 16>I will do my best.

1701
01:29:15.880 --> 01:29:20.439
<v Speaker 2>Wow. Okay, what a crazy deputy. Listen, John, Let's have

1702
01:29:20.479 --> 01:29:22.399
<v Speaker 2>you work with Deputy Doc off the air. See what

1703
01:29:22.439 --> 01:29:27.479
<v Speaker 2>we can accomplish. Okay, bro hang on. All right, hey Marty,

1704
01:29:28.399 --> 01:29:30.800
<v Speaker 2>what's going on with that U with your son?

1705
01:29:32.159 --> 01:29:36.119
<v Speaker 7>All right? Now you start out real quick. Yeah, I

1706
01:29:36.159 --> 01:29:41.520
<v Speaker 7>am in hospice. He is my main curer giver. He

1707
01:29:41.600 --> 01:29:48.399
<v Speaker 7>is wounded. For you, he's got like nine percent disability

1708
01:29:48.039 --> 01:29:51.880
<v Speaker 7>that the VA is trying to get him over a hundred.

1709
01:29:52.560 --> 01:29:57.640
<v Speaker 2>What's your son's first name, Hartin? What is it?

1710
01:29:59.279 --> 01:30:00.359
<v Speaker 7>March and Mark?

1711
01:30:00.399 --> 01:30:03.399
<v Speaker 2>He got it? Okay, So tell me what we can

1712
01:30:03.479 --> 01:30:04.479
<v Speaker 2>do for you and Martin.

1713
01:30:05.840 --> 01:30:12.159
<v Speaker 7>Okay. He found out that his life that he said,

1714
01:30:12.560 --> 01:30:18.920
<v Speaker 7>the surrendered. He surrendered his license in February.

1715
01:30:19.439 --> 01:30:21.199
<v Speaker 2>What l like his driver's license?

1716
01:30:22.439 --> 01:30:28.600
<v Speaker 7>Driver's license? He has his truck driving in He's spent

1717
01:30:28.720 --> 01:30:35.119
<v Speaker 7>four years over there in the sandbox, but he has

1718
01:30:35.199 --> 01:30:39.439
<v Speaker 7>a home in Hawaii and he and he's here with me.

1719
01:30:39.760 --> 01:30:42.039
<v Speaker 2>Why did he give up his license? I'm just curious.

1720
01:30:42.079 --> 01:30:43.359
<v Speaker 2>Why did he give up his license?

1721
01:30:44.319 --> 01:30:46.399
<v Speaker 8>He didn't, he didn't.

1722
01:30:46.840 --> 01:30:48.359
<v Speaker 7>Nobody notified him.

1723
01:30:49.239 --> 01:30:52.520
<v Speaker 2>Now when you say you're talking about his regular driver's license,

1724
01:30:52.560 --> 01:30:56.880
<v Speaker 2>it expired, now, it wasn't expired.

1725
01:30:58.199 --> 01:30:59.399
<v Speaker 7>Okay, not expired.

1726
01:30:59.640 --> 01:31:03.079
<v Speaker 2>Help me out here, Marty. I'm just trying to understand.

1727
01:31:03.439 --> 01:31:06.640
<v Speaker 2>So your son, who's the primary he's your primary caregiver.

1728
01:31:06.920 --> 01:31:09.319
<v Speaker 2>Are you in home, hospice or at a facility?

1729
01:31:10.800 --> 01:31:12.079
<v Speaker 7>I'm in the home hospice.

1730
01:31:13.159 --> 01:31:18.079
<v Speaker 2>Okay, we're at home, and he obviously needs his driver's

1731
01:31:18.119 --> 01:31:24.039
<v Speaker 2>license in order to help you. Right, when did he

1732
01:31:24.159 --> 01:31:26.479
<v Speaker 2>find out? I want to know this. When did he

1733
01:31:26.560 --> 01:31:30.279
<v Speaker 2>find out his license was gone? They said he surrendered it,

1734
01:31:30.359 --> 01:31:31.640
<v Speaker 2>but he never did, right.

1735
01:31:32.920 --> 01:31:35.079
<v Speaker 7>Never did, and they never notified him.

1736
01:31:35.439 --> 01:31:38.399
<v Speaker 2>And you're talking about the state Motor Vehicle department, right,

1737
01:31:40.760 --> 01:31:43.760
<v Speaker 2>But how did he find out? To begin with, let

1738
01:31:43.760 --> 01:31:45.760
<v Speaker 2>me let me ask you this, how did he find

1739
01:31:45.760 --> 01:31:50.039
<v Speaker 2>out his license was voluntarily? You know, whatever he did,

1740
01:31:50.159 --> 01:31:51.279
<v Speaker 2>whatever they said he did.

1741
01:31:52.720 --> 01:31:54.760
<v Speaker 7>I mean, he talked to he was talking to a

1742
01:31:54.840 --> 01:31:59.079
<v Speaker 7>police officer. He didn't stop as no tickets or anything else.

1743
01:31:59.760 --> 01:32:03.479
<v Speaker 7>But the truck. Police officers said there's something wrong with

1744
01:32:03.640 --> 01:32:07.159
<v Speaker 7>your tags. It might be your what is it over

1745
01:32:07.239 --> 01:32:09.199
<v Speaker 7>the road?

1746
01:32:09.439 --> 01:32:12.840
<v Speaker 2>Are we talking about his tags or his driver's license?

1747
01:32:14.079 --> 01:32:15.479
<v Speaker 7>His driver's license?

1748
01:32:16.920 --> 01:32:21.520
<v Speaker 2>Okay? So, so basically, to make a long story short,

1749
01:32:21.880 --> 01:32:28.520
<v Speaker 2>his driver's license was surrendered by him, according to DMV.

1750
01:32:29.159 --> 01:32:30.680
<v Speaker 2>But he never did it.

1751
01:32:32.319 --> 01:32:36.279
<v Speaker 7>No, he never did it, And.

1752
01:32:36.119 --> 01:32:38.720
<v Speaker 2>Why can't he simply get it reinstated?

1753
01:32:40.800 --> 01:32:43.760
<v Speaker 7>All right? Yes, you know he can know what he's

1754
01:32:43.800 --> 01:32:50.079
<v Speaker 7>gotta do. Start all over a kid. He's sixty two

1755
01:32:50.199 --> 01:32:50.880
<v Speaker 7>years old.

1756
01:32:51.239 --> 01:32:53.479
<v Speaker 2>Are you saying you don't think he could pass the

1757
01:32:53.479 --> 01:32:55.399
<v Speaker 2>written and the driver's test.

1758
01:32:56.479 --> 01:32:58.479
<v Speaker 7>But he has to do everything?

1759
01:33:00.920 --> 01:33:07.640
<v Speaker 2>Well, you don't have to take driver's school. I mean, Marty,

1760
01:33:08.039 --> 01:33:11.199
<v Speaker 2>what record did they have of him surrendering his license?

1761
01:33:11.239 --> 01:33:11.720
<v Speaker 2>Do you know.

1762
01:33:13.279 --> 01:33:17.359
<v Speaker 7>That's that's all? I knew that you be checked with him?

1763
01:33:17.800 --> 01:33:21.399
<v Speaker 2>Hey, can we talk? Can we just you know, you're

1764
01:33:21.399 --> 01:33:24.840
<v Speaker 2>in hospice home care. You need to just rest and

1765
01:33:25.239 --> 01:33:28.600
<v Speaker 2>enjoy life. Let us talk to your son directly. Does

1766
01:33:28.600 --> 01:33:29.840
<v Speaker 2>he know you're calling us?

1767
01:33:31.359 --> 01:33:33.239
<v Speaker 7>Yes, he knows, and he doesn't want.

1768
01:33:33.079 --> 01:33:37.359
<v Speaker 2>Me just so he won't Wait wait, are you saying

1769
01:33:37.399 --> 01:33:38.840
<v Speaker 2>he won't cooperate with us?

1770
01:33:40.239 --> 01:33:45.800
<v Speaker 7>And this is second? Let me ask martin this second?

1771
01:33:45.880 --> 01:33:48.000
<v Speaker 2>Let me get over it, ask him to get on

1772
01:33:48.039 --> 01:33:51.159
<v Speaker 2>the phone. Hey, hey, Tom, I have a comment. If

1773
01:33:51.159 --> 01:33:52.439
<v Speaker 2>that's okay, go ahead.

1774
01:33:52.479 --> 01:33:56.600
<v Speaker 4>So we have a family member who has some disabilities

1775
01:33:56.680 --> 01:33:59.840
<v Speaker 4>and wasn't able to go do jury duty, got a

1776
01:33:59.880 --> 01:34:03.760
<v Speaker 4>doctor's note to excuse him from that, and in turn

1777
01:34:04.000 --> 01:34:07.239
<v Speaker 4>they took his driver's license. So is that something maybe

1778
01:34:07.399 --> 01:34:09.720
<v Speaker 4>that this gentleman has experienced?

1779
01:34:10.800 --> 01:34:16.279
<v Speaker 2>Oh is Martin there? Can we talk to Martin?

1780
01:34:17.600 --> 01:34:18.199
<v Speaker 7>Yeah? That's me.

1781
01:34:18.760 --> 01:34:24.279
<v Speaker 2>Hey Martin Martin, did you ever get called for jury duty?

1782
01:34:24.640 --> 01:34:26.600
<v Speaker 7>No? No, no, no, I'll give you the reader's digest.

1783
01:34:26.880 --> 01:34:29.560
<v Speaker 2>Go ahead, sir, give us the reader's digest. Go ahead.

1784
01:34:30.960 --> 01:34:33.800
<v Speaker 7>I had my state ID and Hawaii have had this

1785
01:34:33.920 --> 01:34:36.920
<v Speaker 7>two thousand and six. I have due residence in Colorado

1786
01:34:36.960 --> 01:34:41.399
<v Speaker 7>and Hawaiian back and forth, and came my pearance and

1787
01:34:41.439 --> 01:34:46.920
<v Speaker 7>there was an accident. No, not my fault, but just

1788
01:34:46.960 --> 01:34:50.960
<v Speaker 7>the other day, and the law enforcementster said, I ran,

1789
01:34:51.000 --> 01:34:53.359
<v Speaker 7>you lie and they don't expire to two thousand places

1790
01:34:53.840 --> 01:34:57.119
<v Speaker 7>their commercial license, commercial irised license. He ran it and

1791
01:34:57.159 --> 01:35:01.520
<v Speaker 7>he said there's it says that it's pending or something

1792
01:35:01.560 --> 01:35:04.039
<v Speaker 7>that he didn't He wasn't certain himself. He said, call

1793
01:35:04.119 --> 01:35:07.000
<v Speaker 7>the of VS. What's going on and I said, true thing.

1794
01:35:07.079 --> 01:35:10.000
<v Speaker 7>I called the v and they said that I'd surrendered

1795
01:35:10.000 --> 01:35:12.600
<v Speaker 7>my license in Pedruary. I said, I never spent my license.

1796
01:35:12.640 --> 01:35:15.600
<v Speaker 7>I said, well, and you can't have a state I

1797
01:35:15.680 --> 01:35:19.960
<v Speaker 7>D in another state and a diver's license in this state.

1798
01:35:19.960 --> 01:35:22.439
<v Speaker 7>And I said, well, I was never notified of anything.

1799
01:35:22.520 --> 01:35:26.119
<v Speaker 2>Okay, so when you got your ID in Hawaii, they

1800
01:35:26.239 --> 01:35:30.680
<v Speaker 2>automatically suspended your license or they revoked it here.

1801
01:35:32.199 --> 01:35:35.039
<v Speaker 7>No, no, no, I've had that. I've had that I'D

1802
01:35:35.279 --> 01:35:37.600
<v Speaker 7>since two thousand and six. Okay, can I get him

1803
01:35:37.600 --> 01:35:38.840
<v Speaker 7>in the state park? Did come?

1804
01:35:39.039 --> 01:35:41.039
<v Speaker 2>How did this suddenly happen?

1805
01:35:41.119 --> 01:35:41.279
<v Speaker 10>Then?

1806
01:35:41.479 --> 01:35:44.079
<v Speaker 2>What did they say? Yeah?

1807
01:35:44.159 --> 01:35:46.399
<v Speaker 7>They said that they did a they were doing a

1808
01:35:46.439 --> 01:35:50.000
<v Speaker 7>canvas and then they found in February of last year

1809
01:35:50.119 --> 01:35:52.479
<v Speaker 7>that I had a State I D in another state.

1810
01:35:52.560 --> 01:35:54.439
<v Speaker 7>And they said, either A you can either have a

1811
01:35:54.479 --> 01:35:57.359
<v Speaker 7>state IDEA or a driver's license and it has to

1812
01:35:57.359 --> 01:36:00.920
<v Speaker 7>be in one state. So basically, what's in father's concerned?

1813
01:36:00.960 --> 01:36:03.239
<v Speaker 7>I said, Hey, if I got to surrender on my

1814
01:36:03.279 --> 01:36:05.880
<v Speaker 7>state ID for Hawaii, I don't care. I just I

1815
01:36:05.920 --> 01:36:08.079
<v Speaker 7>wish I'd known about this till February so I didn't

1816
01:36:08.119 --> 01:36:10.479
<v Speaker 7>have to go through the whole testing process.

1817
01:36:10.520 --> 01:36:14.560
<v Speaker 2>I get it so right now you can get your

1818
01:36:14.600 --> 01:36:17.560
<v Speaker 2>license back, but you have to go through a whole

1819
01:36:17.640 --> 01:36:18.800
<v Speaker 2>bunch of trouble.

1820
01:36:20.920 --> 01:36:23.600
<v Speaker 7>Pretty much. Yes, and I'm sorry to my father culture

1821
01:36:23.600 --> 01:36:24.359
<v Speaker 7>I didn't want him to.

1822
01:36:24.760 --> 01:36:27.159
<v Speaker 2>Yeah, but we want to help you, Martin. Martin, you

1823
01:36:27.199 --> 01:36:29.640
<v Speaker 2>know what, you're in the service, You were over there

1824
01:36:29.640 --> 01:36:31.600
<v Speaker 2>in four to five years, and you come back to

1825
01:36:31.680 --> 01:36:33.600
<v Speaker 2>this and you're trying to take care of your dad.

1826
01:36:34.079 --> 01:36:36.159
<v Speaker 2>I mean, we want to try to help you if

1827
01:36:36.159 --> 01:36:39.199
<v Speaker 2>we can. You know, let's see if we can get

1828
01:36:39.199 --> 01:36:43.880
<v Speaker 2>your license reinstated. The official purpose of your license being revoked,

1829
01:36:44.119 --> 01:36:47.319
<v Speaker 2>it helps us that it wasn't for a violation, It

1830
01:36:47.399 --> 01:36:51.079
<v Speaker 2>wasn't for jury duty, it wasn't for anything, right, It

1831
01:36:51.119 --> 01:36:54.600
<v Speaker 2>was for the fact that you they discovered that you

1832
01:36:54.800 --> 01:37:00.399
<v Speaker 2>had an ID in Hawaii, right, Yes, Okay, do you

1833
01:37:00.479 --> 01:37:02.159
<v Speaker 2>have a Hawaii driver's license?

1834
01:37:03.760 --> 01:37:07.640
<v Speaker 7>No? Absolutely not, Okay this I do not have a

1835
01:37:07.640 --> 01:37:08.720
<v Speaker 7>Hawaii license.

1836
01:37:10.680 --> 01:37:14.279
<v Speaker 2>Yeah, I understand that. I understand that. By the way, really,

1837
01:37:14.359 --> 01:37:18.159
<v Speaker 2>when you say dual citizen, they're really dual residency. Yes,

1838
01:37:18.199 --> 01:37:21.560
<v Speaker 2>but there's no official document that makes it dual residency.

1839
01:37:21.640 --> 01:37:24.600
<v Speaker 2>Nobody keeps track of that. What they do keep track

1840
01:37:24.640 --> 01:37:27.359
<v Speaker 2>of is this, you can only have a voter registration

1841
01:37:27.399 --> 01:37:30.239
<v Speaker 2>at one address, and you can only have jury duty

1842
01:37:30.279 --> 01:37:33.439
<v Speaker 2>at one address, and you can only have a driver's

1843
01:37:33.439 --> 01:37:37.920
<v Speaker 2>license at want address. And what happened, obviously is they

1844
01:37:38.000 --> 01:37:43.520
<v Speaker 2>consider an ID a substitute for a driver's license. So

1845
01:37:43.560 --> 01:37:47.159
<v Speaker 2>when you so, when they did an audit of the records,

1846
01:37:47.640 --> 01:37:50.520
<v Speaker 2>it looks like you have two licenses. I understand it's not.

1847
01:37:50.760 --> 01:37:54.159
<v Speaker 2>It's an ID. But to them, you shouldn't have both

1848
01:37:54.199 --> 01:37:57.920
<v Speaker 2>an ID and a license in different states. Okay, you

1849
01:37:57.960 --> 01:38:01.880
<v Speaker 2>can only have one ID or one license. You can't

1850
01:38:01.920 --> 01:38:05.479
<v Speaker 2>have both in different states. That's facture. In fact, you

1851
01:38:05.600 --> 01:38:08.279
<v Speaker 2>can't have both in the same state. I can see

1852
01:38:08.359 --> 01:38:11.279
<v Speaker 2>where it was an innocent mistake on your part. Martin.

1853
01:38:11.640 --> 01:38:13.800
<v Speaker 2>You just got an idea out there. But let me

1854
01:38:13.840 --> 01:38:15.960
<v Speaker 2>ask you, why did you get an idea out there

1855
01:38:16.039 --> 01:38:18.079
<v Speaker 2>if you had a Colorado driver's license?

1856
01:38:19.439 --> 01:38:22.680
<v Speaker 7>Because I I have a handout and to get they had?

1857
01:38:23.359 --> 01:38:25.119
<v Speaker 7>Is it what's called commner rates?

1858
01:38:25.279 --> 01:38:28.920
<v Speaker 2>You have the tourist I get you, No, I'll get you.

1859
01:38:28.920 --> 01:38:31.119
<v Speaker 2>You did it to take advantage of the pricing. I

1860
01:38:31.199 --> 01:38:31.520
<v Speaker 2>get it.

1861
01:38:31.680 --> 01:38:33.439
<v Speaker 6>We have to take your break. We'll be right back.

1862
01:38:33.479 --> 01:38:35.000
<v Speaker 6>That could almost be voter fraud.

1863
01:38:40.920 --> 01:38:44.159
<v Speaker 2>Go with a sure thing Denver's best roofer Excel Roofing

1864
01:38:44.279 --> 01:38:46.960
<v Speaker 2>dot com. You don't pay a cent until you're content.

1865
01:38:50.319 --> 01:38:53.479
<v Speaker 2>Time for an insurance check up free, no obligation. In comparison,

1866
01:38:53.600 --> 01:38:57.199
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1867
01:38:57.199 --> 01:38:59.920
<v Speaker 2>of insurance companies find out now three O three seven

1868
01:39:00.039 --> 01:39:02.840
<v Speaker 2>seven to one help. You'll think you're his only customer

1869
01:39:02.880 --> 01:39:05.119
<v Speaker 2>when you choose Frank durand the real estate Man dot

1870
01:39:05.159 --> 01:39:08.439
<v Speaker 2>com to list your home with Remax Alliance three oh

1871
01:39:08.520 --> 01:39:13.000
<v Speaker 2>three nine two zero sixteen twenty two eight Heating dot

1872
01:39:13.039 --> 01:39:15.880
<v Speaker 2>com forty five dollars cleaning and check if your furnace

1873
01:39:15.920 --> 01:39:18.880
<v Speaker 2>and these are great people. They also do great high

1874
01:39:18.880 --> 01:39:22.000
<v Speaker 2>efficiency and hybrid systems eight eight eight Heating dot com.

1875
01:39:22.600 --> 01:39:25.439
<v Speaker 2>And if you need any kind of stem cell therapy

1876
01:39:25.600 --> 01:39:30.960
<v Speaker 2>Denverregen dot com. I'm telling you I can testify to

1877
01:39:31.000 --> 01:39:36.399
<v Speaker 2>the fact that they do a great job, Doctor Joel. Yeah, no, seriously,

1878
01:39:36.479 --> 01:39:40.239
<v Speaker 2>Denverregen dot com. The guys are really good and economical

1879
01:39:40.279 --> 01:39:44.640
<v Speaker 2>as well. Denver Regen dot com. Let's talk to uh Marty,

1880
01:39:44.760 --> 01:39:49.039
<v Speaker 2>Marty and Martin. We'd like Deputy d over here Dimitri

1881
01:39:49.239 --> 01:39:51.199
<v Speaker 2>to get in touch with you off the air and

1882
01:39:51.279 --> 01:39:53.359
<v Speaker 2>try to help you if you want, Martin, do you

1883
01:39:53.399 --> 01:39:57.760
<v Speaker 2>want us to try to help get that license reinstated, Yes.

1884
01:39:57.680 --> 01:40:04.119
<v Speaker 7>Ma'am, Yes, sir, I do. Yeah, every kind he blew

1885
01:40:04.199 --> 01:40:08.600
<v Speaker 7>off the handle because you said it might be they

1886
01:40:08.720 --> 01:40:09.439
<v Speaker 7>considered it.

1887
01:40:10.159 --> 01:40:15.000
<v Speaker 2>No, no they he didn't mean that you did it intentionally. No, no, no, no,

1888
01:40:15.039 --> 01:40:16.119
<v Speaker 2>I didn't mean that at all.

1889
01:40:16.159 --> 01:40:18.760
<v Speaker 6>Man, I'm saying the reason they don't, one of the

1890
01:40:18.840 --> 01:40:22.399
<v Speaker 6>many reasons they don't allow multiple IDs from different states,

1891
01:40:22.600 --> 01:40:24.960
<v Speaker 6>is that means you could vote in two different states.

1892
01:40:25.000 --> 01:40:28.680
<v Speaker 2>It looks like fraud. I'm not saying you did this intentionally.

1893
01:40:29.119 --> 01:40:31.439
<v Speaker 2>I think you thought, wait a minute, I can't get

1894
01:40:31.479 --> 01:40:33.800
<v Speaker 2>a license here. I have one in Colorado. I'll have

1895
01:40:33.840 --> 01:40:37.159
<v Speaker 2>to get an ID here. And I know exactly why

1896
01:40:37.199 --> 01:40:40.760
<v Speaker 2>you did it, but I think it's being interpreted as

1897
01:40:41.239 --> 01:40:46.720
<v Speaker 2>either fraud or not allowed. And so Katschina get his

1898
01:40:46.800 --> 01:40:50.399
<v Speaker 2>information forwarded to Deputy d who, by the way, now

1899
01:40:50.520 --> 01:40:52.119
<v Speaker 2>has a troubleshooter.

1900
01:40:52.199 --> 01:40:52.279
<v Speaker 10>You.

1901
01:40:52.279 --> 01:40:54.119
<v Speaker 2>No, we might have somebody.

1902
01:40:54.760 --> 01:40:59.359
<v Speaker 6>Is he trying to get the license in colorad In Colorado? Yes,

1903
01:41:00.239 --> 01:41:03.800
<v Speaker 6>we have someone I believe Susan does at DMV.

1904
01:41:04.680 --> 01:41:07.319
<v Speaker 2>This might be a good way to backdoor that. Actually,

1905
01:41:07.600 --> 01:41:11.039
<v Speaker 2>let's try, but Dimitri's on standby Brian. What's going on

1906
01:41:11.079 --> 01:41:13.319
<v Speaker 2>with you? Brian? Welcome to the show. What's happening?

1907
01:41:15.279 --> 01:41:15.479
<v Speaker 8>Heany?

1908
01:41:15.560 --> 01:41:15.800
<v Speaker 14>Tom?

1909
01:41:15.840 --> 01:41:18.880
<v Speaker 20>Thanks for taking the call again. I got a question

1910
01:41:18.960 --> 01:41:23.880
<v Speaker 20>about hiring an attorney for an auto accident that does

1911
01:41:24.000 --> 01:41:25.840
<v Speaker 20>not have any injuries.

1912
01:41:27.239 --> 01:41:28.840
<v Speaker 2>What are you trying to get out of it? What

1913
01:41:28.960 --> 01:41:30.000
<v Speaker 2>is your goal Brian?

1914
01:41:30.840 --> 01:41:34.399
<v Speaker 20>About getting fifteen thousand dollars or more for a vehicle

1915
01:41:34.439 --> 01:41:36.920
<v Speaker 20>that got damaged by running a stop sign?

1916
01:41:37.439 --> 01:41:40.439
<v Speaker 2>Okay, are they claiming they're not guilty and it was

1917
01:41:40.479 --> 01:41:41.319
<v Speaker 2>your son's fault?

1918
01:41:42.800 --> 01:41:43.000
<v Speaker 7>No.

1919
01:41:43.279 --> 01:41:47.640
<v Speaker 20>In fact, he admitted that he did it to the officer.

1920
01:41:47.760 --> 01:41:50.439
<v Speaker 20>They gave him a ticket. I think he went to

1921
01:41:50.479 --> 01:41:53.600
<v Speaker 20>court and I just I just talked to my son

1922
01:41:53.760 --> 01:41:56.039
<v Speaker 20>just the other day and he apparently has got a

1923
01:41:56.079 --> 01:41:59.079
<v Speaker 20>court date now taking that guy to court and he

1924
01:41:59.159 --> 01:42:01.840
<v Speaker 20>has contact the Uh yeah, but hold on.

1925
01:42:01.840 --> 01:42:03.319
<v Speaker 2>You say, Hi, why do you have to hire it?

1926
01:42:03.479 --> 01:42:04.359
<v Speaker 2>Do you have a judgment?

1927
01:42:05.800 --> 01:42:06.279
<v Speaker 20>Not yet?

1928
01:42:06.399 --> 01:42:06.640
<v Speaker 13>No?

1929
01:42:06.520 --> 01:42:08.640
<v Speaker 2>No, hold on, I'll come right back to you. I'm

1930
01:42:08.680 --> 01:42:10.680
<v Speaker 2>sorry I got behind here. Hold on, We'll come right

1931
01:42:10.720 --> 01:42:17.000
<v Speaker 2>back to you. I'm Tom Martine. Go with a sure

1932
01:42:17.079 --> 01:42:20.520
<v Speaker 2>thing Denver's Best roofer Excel roofing dot com. You don't

1933
01:42:20.520 --> 01:42:26.560
<v Speaker 2>pay a cent until you're content. Time for an insurance

1934
01:42:26.640 --> 01:42:30.359
<v Speaker 2>check up free, no obligation. In comparison, call Compass Insurance

1935
01:42:30.520 --> 01:42:33.520
<v Speaker 2>paying too much your coverage at dozens of insurance companies

1936
01:42:33.600 --> 01:42:36.199
<v Speaker 2>find out now three oh three seven seven to one. Help.

1937
01:42:36.359 --> 01:42:39.000
<v Speaker 2>You'll think you're his only customer when you choose Frank

1938
01:42:39.079 --> 01:42:41.520
<v Speaker 2>durand the real estate man dot com to list your

1939
01:42:41.560 --> 01:42:44.680
<v Speaker 2>home with Remax Alliance three oh three nine two zero

1940
01:42:44.840 --> 01:42:46.720
<v Speaker 2>sixteen twenty two.

1941
01:42:46.880 --> 01:42:49.520
<v Speaker 6>All right, folks, listen three oh three seven one three

1942
01:42:49.520 --> 01:42:50.439
<v Speaker 6>eight two five five.

1943
01:42:50.520 --> 01:42:52.520
<v Speaker 2>We've got another hour coming up.

1944
01:42:52.560 --> 01:42:55.600
<v Speaker 6>If you've been ripped off, taken advantage of, maybe you

1945
01:42:55.760 --> 01:42:59.079
<v Speaker 6>just want to tell us about some scumbag that has

1946
01:42:59.199 --> 01:43:00.520
<v Speaker 6>made your life.

1947
01:43:00.800 --> 01:43:01.760
<v Speaker 2>I want to hear from you.

1948
01:43:01.840 --> 01:43:05.159
<v Speaker 6>Three zero three seven one three eight two five five

1949
01:43:05.199 --> 01:43:07.760
<v Speaker 6>three oh three Martino. I'll finish up or try to

1950
01:43:07.800 --> 01:43:10.760
<v Speaker 6>get to the next part with Brian. Brian called up

1951
01:43:10.800 --> 01:43:14.239
<v Speaker 6>Sun got into a car accident. He's calling for some advice.

1952
01:43:14.319 --> 01:43:17.359
<v Speaker 6>But what I don't understand if the other person got

1953
01:43:17.399 --> 01:43:20.720
<v Speaker 6>the ticket, Brian, why is your son going to court?

1954
01:43:20.800 --> 01:43:21.399
<v Speaker 2>I don't get that.

1955
01:43:22.920 --> 01:43:24.880
<v Speaker 20>I believe it's called restitution.

1956
01:43:25.159 --> 01:43:28.239
<v Speaker 6>Where oh beautiful, that's all you have to say, so

1957
01:43:28.279 --> 01:43:30.319
<v Speaker 6>hold on now, that I get that, we're going to

1958
01:43:30.359 --> 01:43:32.159
<v Speaker 6>get to the bottom of it, and I might even

1959
01:43:32.199 --> 01:43:34.479
<v Speaker 6>pull up one of our attorneys to come on. So

1960
01:43:34.560 --> 01:43:37.800
<v Speaker 6>hold on. Andrew has got a problem with an old apartment.

1961
01:43:38.000 --> 01:43:38.439
<v Speaker 2>We're going to.

1962
01:43:38.479 --> 01:43:42.279
<v Speaker 6>Figure out what that's about. Everybody, hold tight. This is

1963
01:43:42.720 --> 01:43:44.199
<v Speaker 6>the Troubleshooter Network.

1964
01:43:51.920 --> 01:43:55.159
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

1965
01:43:55.279 --> 01:43:57.880
<v Speaker 2>dot com. You don't pay a cent until you're content.

1966
01:44:01.279 --> 01:44:04.479
<v Speaker 2>Time for an insurance check up free no obligation comparison

1967
01:44:04.600 --> 01:44:08.119
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1968
01:44:08.159 --> 01:44:10.920
<v Speaker 2>of insurance companies find out now three all three seven

1969
01:44:10.920 --> 01:44:13.279
<v Speaker 2>to seven to one help. You'll think you're his only

1970
01:44:13.359 --> 01:44:15.840
<v Speaker 2>customer when you choose Frank durand the real estate Man

1971
01:44:15.880 --> 01:44:19.319
<v Speaker 2>dot com to list your home with Remax Alliance three

1972
01:44:19.359 --> 01:44:29.800
<v Speaker 2>all three nine two zero sixteen twenty two ripped off News.

1973
01:44:30.800 --> 01:44:36.119
<v Speaker 1>You need advice who you don't have? Run anxious as

1974
01:44:36.199 --> 01:44:39.800
<v Speaker 1>fast as you can. Shooter's gonna help.

1975
01:44:40.079 --> 01:44:44.640
<v Speaker 3>Come man, This is the Troubleshooter Show.

1976
01:44:44.760 --> 01:44:48.800
<v Speaker 6>Now, Tom Martinez, welcome, Welcome to the show, the only

1977
01:44:48.960 --> 01:44:51.560
<v Speaker 6>show of its kind. We're here to solve problems, answer questions,

1978
01:44:51.600 --> 01:44:52.439
<v Speaker 6>take complaints.

1979
01:44:52.760 --> 01:44:53.840
<v Speaker 2>We want to help.

1980
01:44:53.640 --> 01:44:55.359
<v Speaker 6>You and make your life a little bit better you've

1981
01:44:55.359 --> 01:44:59.520
<v Speaker 6>been ripped off or taken advantage of. We have solve

1982
01:44:59.560 --> 01:45:02.920
<v Speaker 6>problems to the tune of over three hundred million dollars

1983
01:45:02.960 --> 01:45:08.479
<v Speaker 6>three hundred million in cash, merchandise, exchanges, refunds, services, you

1984
01:45:08.600 --> 01:45:10.680
<v Speaker 6>name it, we have tackled it. I don't care if

1985
01:45:10.680 --> 01:45:13.960
<v Speaker 6>it's a problem with a landlord, a contractor a dentist.

1986
01:45:14.279 --> 01:45:17.680
<v Speaker 6>We've had issues with Denis that are absolutely unbelievable. And

1987
01:45:17.720 --> 01:45:20.239
<v Speaker 6>I'll just say this as an example, real quick. We

1988
01:45:20.359 --> 01:45:22.800
<v Speaker 6>actually add a dentist a couple of years ago, maybe

1989
01:45:22.800 --> 01:45:26.159
<v Speaker 6>a little longer, three four years ago, that refused to

1990
01:45:26.279 --> 01:45:31.399
<v Speaker 6>adjust Uh it's on orthodontists. They refuse to adjust the

1991
01:45:31.520 --> 01:45:35.880
<v Speaker 6>braces on a teenager because the mother missed a couple payments.

1992
01:45:35.960 --> 01:45:37.640
<v Speaker 6>You know, you pay a couple hundred bucks a month,

1993
01:45:37.680 --> 01:45:40.880
<v Speaker 6>they get braces. She was back a couple his mouth

1994
01:45:41.119 --> 01:45:44.239
<v Speaker 6>was moving and shifting and the braces were cutting into

1995
01:45:44.279 --> 01:45:48.119
<v Speaker 6>his gums, and the dentist refused to adjust them because

1996
01:45:48.119 --> 01:45:49.159
<v Speaker 6>the mother couldn't pay.

1997
01:45:49.680 --> 01:45:49.880
<v Speaker 7>Well.

1998
01:45:49.920 --> 01:45:52.079
<v Speaker 6>Of course, we got involved and we got that taken

1999
01:45:52.119 --> 01:45:55.159
<v Speaker 6>care of. But that's just an idea of what we do.

2000
01:45:55.439 --> 01:45:57.920
<v Speaker 6>Three oh three seven one three eight two five five

2001
01:45:58.239 --> 01:46:01.039
<v Speaker 6>three zero three Martino. That number works on and off

2002
01:46:01.039 --> 01:46:05.279
<v Speaker 6>the air. Now Brian called last hour. Here's the bottom line.

2003
01:46:05.359 --> 01:46:08.359
<v Speaker 6>There was a car accident and it was the other

2004
01:46:08.439 --> 01:46:12.000
<v Speaker 6>person's fault. Brian ended up going to court, and it's

2005
01:46:12.039 --> 01:46:15.800
<v Speaker 6>a very good thing he did because he is seeking restitution.

2006
01:46:16.039 --> 01:46:18.560
<v Speaker 6>So I assume he went to the trial of the

2007
01:46:18.560 --> 01:46:20.319
<v Speaker 6>guy that hit him. Is that correct, Brian?

2008
01:46:21.760 --> 01:46:23.159
<v Speaker 20>Actually, not exactly.

2009
01:46:23.279 --> 01:46:26.119
<v Speaker 8>It was my son, Yeah, go ahead, he's.

2010
01:46:25.920 --> 01:46:28.159
<v Speaker 20>Got a court date. He did receive a letter from

2011
01:46:28.199 --> 01:46:32.399
<v Speaker 20>the app Repo Counties DA got it about restitution. So

2012
01:46:32.760 --> 01:46:35.880
<v Speaker 20>and then he then my son starts talking out, you know,

2013
01:46:35.960 --> 01:46:37.840
<v Speaker 20>out of the side of his mouth, saying I'll just

2014
01:46:37.840 --> 01:46:40.119
<v Speaker 20>get one of those big attorney firms and go after

2015
01:46:40.159 --> 01:46:41.680
<v Speaker 20>the guy. And I go, wait a minute, before you

2016
01:46:41.720 --> 01:46:43.720
<v Speaker 20>do that, let me do some research.

2017
01:46:43.720 --> 01:46:46.319
<v Speaker 2>Well hold one, yeah, go ahead, Bryan, I'll let you finish.

2018
01:46:46.439 --> 01:46:46.880
<v Speaker 2>Keep coming.

2019
01:46:47.279 --> 01:46:49.319
<v Speaker 20>Well, I was thinking, you know, if he's going to

2020
01:46:49.399 --> 01:46:53.319
<v Speaker 20>go to court himself, does he actually need attorney representation

2021
01:46:54.039 --> 01:46:56.279
<v Speaker 20>or is he okay with just using the DA there.

2022
01:46:56.439 --> 01:46:58.720
<v Speaker 6>Well, there's there's a few things here I need to

2023
01:46:58.760 --> 01:47:03.920
<v Speaker 6>really understand. So the accident, what exactly happened, not not exactly.

2024
01:47:04.000 --> 01:47:06.800
<v Speaker 6>But did he get rear end? It rear ended, sideswiped.

2025
01:47:06.840 --> 01:47:09.760
<v Speaker 20>Well, it was a four way stop got it was

2026
01:47:09.800 --> 01:47:11.800
<v Speaker 20>my son and my son's turn to go through the

2027
01:47:11.800 --> 01:47:12.319
<v Speaker 20>stop sign.

2028
01:47:12.439 --> 01:47:12.680
<v Speaker 5>Yep.

2029
01:47:12.840 --> 01:47:15.279
<v Speaker 20>He started to go through and this guy apparently didn't

2030
01:47:15.279 --> 01:47:16.159
<v Speaker 20>see the stop sign.

2031
01:47:15.960 --> 01:47:18.880
<v Speaker 2>Of blue throat. Wow, that's what So he got t boned.

2032
01:47:20.000 --> 01:47:22.680
<v Speaker 20>Lral. He just took off his front bumper and his

2033
01:47:22.760 --> 01:47:23.239
<v Speaker 20>lights and that.

2034
01:47:23.520 --> 01:47:24.079
<v Speaker 7>Okay about it.

2035
01:47:24.159 --> 01:47:25.199
<v Speaker 2>Was there any injuries?

2036
01:47:26.159 --> 01:47:26.359
<v Speaker 13>None?

2037
01:47:26.439 --> 01:47:27.279
<v Speaker 7>Whatsoever? None?

2038
01:47:27.359 --> 01:47:29.960
<v Speaker 2>Whatsoever? Does the other person have insurance?

2039
01:47:31.039 --> 01:47:31.199
<v Speaker 7>No?

2040
01:47:31.359 --> 01:47:32.600
<v Speaker 20>In fact, that's what happened.

2041
01:47:33.199 --> 01:47:33.800
<v Speaker 2>And hiring.

2042
01:47:33.960 --> 01:47:36.159
<v Speaker 6>First of all, there's not an attorney in the world

2043
01:47:36.479 --> 01:47:39.319
<v Speaker 6>that would touch this without in it without injuries, there's

2044
01:47:39.359 --> 01:47:42.720
<v Speaker 6>no reason there. There's absolutely no purpose you need to

2045
01:47:42.720 --> 01:47:45.319
<v Speaker 6>tell him to hire an attorney. If you add injuries,

2046
01:47:45.880 --> 01:47:49.439
<v Speaker 6>you still would talk to attorneys. But over this, it

2047
01:47:49.479 --> 01:47:52.239
<v Speaker 6>doesn't matter. If there is no insurance and he's going

2048
01:47:52.319 --> 01:47:54.800
<v Speaker 6>to show up to that court date, he needs to

2049
01:47:54.840 --> 01:47:59.479
<v Speaker 6>bring whatever estimates he has and the judge will grant

2050
01:48:00.039 --> 01:48:03.680
<v Speaker 6>whatever restitution needs to be paid. That's what's going to happen.

2051
01:48:03.760 --> 01:48:06.439
<v Speaker 6>Whether that person has a job and will actually pay

2052
01:48:06.760 --> 01:48:07.520
<v Speaker 6>is something else.

2053
01:48:07.600 --> 01:48:08.920
<v Speaker 2>But there is no reason.

2054
01:48:09.600 --> 01:48:12.159
<v Speaker 6>I can't even imagine why he thinks he should hire

2055
01:48:12.159 --> 01:48:14.800
<v Speaker 6>an attorney.

2056
01:48:14.039 --> 01:48:17.520
<v Speaker 20>He goes really deep into things like we'll buy a

2057
01:48:17.520 --> 01:48:19.880
<v Speaker 20>new car, and then he'll decide to go get a

2058
01:48:19.880 --> 01:48:21.319
<v Speaker 20>new clutch for it because he doesn't want it to

2059
01:48:21.319 --> 01:48:22.920
<v Speaker 20>go out on him while he's driving it.

2060
01:48:23.039 --> 01:48:26.680
<v Speaker 6>Yeah, so there's no reason in fact, compared to getting

2061
01:48:26.760 --> 01:48:30.439
<v Speaker 6>a civil judgment on this let's say it's a thousand bucks.

2062
01:48:30.800 --> 01:48:34.439
<v Speaker 6>Compared to getting a civil judgment, restitution does something way

2063
01:48:34.479 --> 01:48:37.600
<v Speaker 6>more important. And what that is is the court's going

2064
01:48:37.680 --> 01:48:40.159
<v Speaker 6>to stay on their case to pay it, and if

2065
01:48:40.199 --> 01:48:45.520
<v Speaker 6>the person ever goes bankrupt, the restitution will stay, where

2066
01:48:45.520 --> 01:48:49.039
<v Speaker 6>a judgment on an accident like that will go away. So,

2067
01:48:49.239 --> 01:48:52.640
<v Speaker 6>I mean, there's no reason whatsoever for him to hire

2068
01:48:52.680 --> 01:48:53.159
<v Speaker 6>an attorney.

2069
01:48:53.399 --> 01:48:55.479
<v Speaker 16>What does the UIM come in this case?

2070
01:48:55.640 --> 01:49:01.319
<v Speaker 6>Well, there's no it would come in absolutely nowhere as

2071
01:49:01.359 --> 01:49:03.720
<v Speaker 6>far as because there's no injuries.

2072
01:49:03.920 --> 01:49:06.520
<v Speaker 16>Oh, it's only for not properly damage.

2073
01:49:06.680 --> 01:49:09.079
<v Speaker 6>Well, then I was going to ask Brian that does

2074
01:49:09.279 --> 01:49:11.960
<v Speaker 6>your son have full coverage where he could just turn

2075
01:49:12.039 --> 01:49:14.039
<v Speaker 6>this over to his own insurance company.

2076
01:49:15.000 --> 01:49:17.960
<v Speaker 20>Show a quick little story on that. When he purchased

2077
01:49:17.960 --> 01:49:20.920
<v Speaker 20>this vehicle, he went online to and I think it

2078
01:49:20.960 --> 01:49:23.760
<v Speaker 20>was progressive he checked all the boxes of what he

2079
01:49:23.800 --> 01:49:25.760
<v Speaker 20>wants for insurance and called it good. But what he

2080
01:49:25.840 --> 01:49:29.439
<v Speaker 20>didn't realize when there's a box he could check for

2081
01:49:29.520 --> 01:49:32.520
<v Speaker 20>collision and you am I he when he checked those

2082
01:49:32.520 --> 01:49:34.560
<v Speaker 20>that jacked the price up on the insurance.

2083
01:49:34.720 --> 01:49:35.760
<v Speaker 2>Yeah, of course he removed.

2084
01:49:36.119 --> 01:49:37.399
<v Speaker 20>He removed them.

2085
01:49:37.640 --> 01:49:40.840
<v Speaker 6>Yeah, so he and you and in the state of Colorado.

2086
01:49:40.920 --> 01:49:43.640
<v Speaker 6>By the way, well, I'm not going to get into

2087
01:49:43.640 --> 01:49:45.760
<v Speaker 6>that stuff. But yeah, so that's what he's got to do.

2088
01:49:45.880 --> 01:49:48.600
<v Speaker 6>Restitution not only is the best way for him to

2089
01:49:48.640 --> 01:49:49.159
<v Speaker 6>go forward.

2090
01:49:49.199 --> 01:49:51.600
<v Speaker 2>To me, it's the only way. There's no purpose in

2091
01:49:51.680 --> 01:49:52.520
<v Speaker 2>having an attorney.

2092
01:49:52.560 --> 01:49:55.159
<v Speaker 20>So okay, And that's what I was trying to get through,

2093
01:49:55.239 --> 01:49:56.720
<v Speaker 20>is I go, when do I need to get an

2094
01:49:56.760 --> 01:49:59.560
<v Speaker 20>attorney for him? Or he does? Hell now it sounds

2095
01:49:59.600 --> 01:50:02.760
<v Speaker 20>like will go ahead and fallow forward with it.

2096
01:50:03.000 --> 01:50:05.439
<v Speaker 6>Yeah, and let's hope he gets that. Let's hope the

2097
01:50:05.479 --> 01:50:07.760
<v Speaker 6>person that hit him actually as a job. I just

2098
01:50:07.800 --> 01:50:10.800
<v Speaker 6>want to ask you this. Did the guy have a

2099
01:50:10.880 --> 01:50:13.199
<v Speaker 6>license and just no insurance or neither.

2100
01:50:14.680 --> 01:50:17.079
<v Speaker 20>That's the funny thing. He claims that he bought the

2101
01:50:17.079 --> 01:50:19.880
<v Speaker 20>truck the day before. He had no registration for the

2102
01:50:19.920 --> 01:50:23.920
<v Speaker 20>truck nor insurance, Yet they impounded the truck and he

2103
01:50:23.960 --> 01:50:27.000
<v Speaker 20>walked away without getting arrested, so he must have had

2104
01:50:27.520 --> 01:50:28.680
<v Speaker 20>had a license.

2105
01:50:28.760 --> 01:50:29.479
<v Speaker 2>Now they'll let you.

2106
01:50:29.600 --> 01:50:31.880
<v Speaker 6>I'll tell you, Denver let you go without a license.

2107
01:50:31.920 --> 01:50:34.239
<v Speaker 6>I'm sure of it. I mean they you know, I'm

2108
01:50:34.239 --> 01:50:35.760
<v Speaker 6>not going to get into that part of it. But

2109
01:50:35.800 --> 01:50:38.119
<v Speaker 6>there's lots of people that don't have a license, don't

2110
01:50:38.119 --> 01:50:41.000
<v Speaker 6>have insurance, get pulled over, and some of them leave

2111
01:50:41.039 --> 01:50:41.600
<v Speaker 6>in their car.

2112
01:50:41.720 --> 01:50:42.880
<v Speaker 2>So that's just the way it is.

2113
01:50:43.000 --> 01:50:45.399
<v Speaker 20>And yeah, because they allowed him to get his tools

2114
01:50:45.399 --> 01:50:48.399
<v Speaker 20>out of his truck and threw it into his friend's truck.

2115
01:50:48.439 --> 01:50:50.800
<v Speaker 2>And you know, it's so funny. I think about this.

2116
01:50:50.800 --> 01:50:55.920
<v Speaker 6>This guy runs the stop sign, luckily doesn't injure Brian's kid,

2117
01:50:56.000 --> 01:51:00.399
<v Speaker 6>but messes his car up. Good has no insurance and

2118
01:51:00.640 --> 01:51:03.840
<v Speaker 6>they allow him to grab his tools and grab everything else,

2119
01:51:04.119 --> 01:51:06.199
<v Speaker 6>but he has no way of paying this guy.

2120
01:51:06.000 --> 01:51:07.840
<v Speaker 2>For the damage. It's it's crazy.

2121
01:51:07.880 --> 01:51:11.319
<v Speaker 6>It's upside down, man, the world is upside down.

2122
01:51:11.600 --> 01:51:12.880
<v Speaker 2>Thank you for the call, Brian.

2123
01:51:13.600 --> 01:51:14.520
<v Speaker 20>Thanks Mark, take caure.

2124
01:51:14.560 --> 01:51:15.119
<v Speaker 2>You're welcome.

2125
01:51:15.159 --> 01:51:17.479
<v Speaker 6>Three three seven one three A two five five. You

2126
01:51:17.520 --> 01:51:19.640
<v Speaker 6>know you vote a certain way. I'm not getting to

2127
01:51:19.680 --> 01:51:23.000
<v Speaker 6>get political here, but if you want certain things and

2128
01:51:23.079 --> 01:51:25.159
<v Speaker 6>you vote a certain way, you are going to get

2129
01:51:25.159 --> 01:51:28.159
<v Speaker 6>those things, so we shouldn't bitch when those things happen.

2130
01:51:28.479 --> 01:51:29.199
<v Speaker 2>And if you can.

2131
01:51:29.079 --> 01:51:31.920
<v Speaker 6>Follow that logic, which most of you can, you get

2132
01:51:31.960 --> 01:51:32.640
<v Speaker 6>what I'm saying.

2133
01:51:32.800 --> 01:51:39.159
<v Speaker 2>Andrea, what's going on? Andrea?

2134
01:51:40.640 --> 01:51:40.920
<v Speaker 13>Hello?

2135
01:51:41.159 --> 01:51:43.439
<v Speaker 2>Hello, Andrea? What's going on with your apartment?

2136
01:51:44.239 --> 01:51:44.720
<v Speaker 10>Hello?

2137
01:51:45.319 --> 01:51:49.199
<v Speaker 18>Okay, So my parents moved into apartment in.

2138
01:51:49.279 --> 01:51:50.439
<v Speaker 10>Two thousand and five.

2139
01:51:50.800 --> 01:51:55.439
<v Speaker 18>Okay, in August of this year. We've decided we needed

2140
01:51:55.479 --> 01:51:58.359
<v Speaker 18>a bigger place because I have my kids and everything,

2141
01:51:59.039 --> 01:52:02.239
<v Speaker 18>and this new management that has been there for a

2142
01:52:02.279 --> 01:52:05.439
<v Speaker 18>couple of years, they never did anything to fix it. Correct,

2143
01:52:06.279 --> 01:52:07.840
<v Speaker 18>and so now that we moved out, they want to

2144
01:52:07.920 --> 01:52:11.039
<v Speaker 18>charge us for blinds after nineteen.

2145
01:52:10.680 --> 01:52:13.119
<v Speaker 6>Andrea, let me, I want to clarify one thing. I

2146
01:52:13.159 --> 01:52:15.119
<v Speaker 6>heard exactly what you said, but I'm not sure you

2147
01:52:15.159 --> 01:52:18.359
<v Speaker 6>meant to say it. You guys moved in there twenty

2148
01:52:18.680 --> 01:52:23.119
<v Speaker 6>years ago, in two thousand and five. Yes, correct, Okay,

2149
01:52:23.159 --> 01:52:24.760
<v Speaker 6>so you've been there nineteen years.

2150
01:52:24.800 --> 01:52:25.239
<v Speaker 2>I get it.

2151
01:52:25.279 --> 01:52:27.840
<v Speaker 6>So I'm sorry, keep going now you want to move

2152
01:52:27.880 --> 01:52:29.640
<v Speaker 6>out because you need a bigger place.

2153
01:52:30.760 --> 01:52:33.479
<v Speaker 18>Yeah, so we moved into the same apartment complex into

2154
01:52:33.520 --> 01:52:34.319
<v Speaker 18>a three bedroom.

2155
01:52:34.439 --> 01:52:36.359
<v Speaker 2>Oh okay, same, we're there, got it?

2156
01:52:37.319 --> 01:52:39.319
<v Speaker 18>Yeah, Well, since we're there, They want to charge us

2157
01:52:39.319 --> 01:52:43.039
<v Speaker 18>for blinds because there's no blinds in the apartment. They

2158
01:52:43.039 --> 01:52:46.000
<v Speaker 18>want to charge us for the soovepans. They want to

2159
01:52:46.039 --> 01:52:48.039
<v Speaker 18>charge us for the fridge cleaning, that the fridge was

2160
01:52:48.039 --> 01:52:51.359
<v Speaker 18>already really old, even like the freezer wouldn't close anymore

2161
01:52:51.399 --> 01:52:54.359
<v Speaker 18>because of so.

2162
01:52:53.600 --> 01:52:55.880
<v Speaker 6>So Andrea, hold on a second, are they trying to

2163
01:52:55.960 --> 01:52:59.119
<v Speaker 6>keep money out of your security deposit from the original

2164
01:52:59.239 --> 01:53:01.880
<v Speaker 6>unit you were in for nineteen years to pay for

2165
01:53:01.920 --> 01:53:03.800
<v Speaker 6>the stuff you just said? Is that kind of what

2166
01:53:03.840 --> 01:53:04.319
<v Speaker 6>they're doing?

2167
01:53:05.520 --> 01:53:05.600
<v Speaker 10>So?

2168
01:53:05.920 --> 01:53:06.600
<v Speaker 2>Yeah, well, I.

2169
01:53:06.560 --> 01:53:10.760
<v Speaker 18>Mean right now, are what a mom too? Is about two.

2170
01:53:10.680 --> 01:53:13.520
<v Speaker 2>Hundred dollars and that's for and that's for stuff like blinds.

2171
01:53:13.880 --> 01:53:16.920
<v Speaker 6>And you said, like the stovepan that little uh you know,

2172
01:53:17.000 --> 01:53:21.119
<v Speaker 6>it captures the crud that comes out in our case,

2173
01:53:21.159 --> 01:53:23.600
<v Speaker 6>the macaroni and cheese when our kids were little. But yeah,

2174
01:53:23.640 --> 01:53:24.560
<v Speaker 6>I get that. What else?

2175
01:53:25.520 --> 01:53:29.159
<v Speaker 18>Yeah, so its pest control for seven days. They say

2176
01:53:29.199 --> 01:53:31.399
<v Speaker 18>that by law of the state of Colorado, everybody has

2177
01:53:31.399 --> 01:53:32.239
<v Speaker 18>to have pest control.

2178
01:53:32.279 --> 01:53:34.960
<v Speaker 6>Even wait, they want to charge you for pest control

2179
01:53:35.039 --> 01:53:36.840
<v Speaker 6>for the old unit or the new unit.

2180
01:53:37.520 --> 01:53:38.279
<v Speaker 2>The old unit.

2181
01:53:38.520 --> 01:53:41.079
<v Speaker 6>Yeah, okay, and this is when you're moving out nineteen

2182
01:53:41.159 --> 01:53:44.079
<v Speaker 6>years later. Yeah, I'm going to tell you something. I

2183
01:53:44.079 --> 01:53:46.000
<v Speaker 6>got to put you on hold to take this break.

2184
01:53:46.960 --> 01:53:50.000
<v Speaker 6>I don't like one thing they're doing. I don't even

2185
01:53:50.119 --> 01:53:54.600
<v Speaker 6>understand their logic. You've been there nineteen years. They should

2186
01:53:54.640 --> 01:53:59.279
<v Speaker 6>be on their hands and knees thanking God for a

2187
01:53:59.439 --> 01:54:03.239
<v Speaker 6>tenant that has been there nineteen years then moves to

2188
01:54:03.359 --> 01:54:07.760
<v Speaker 6>the same complex. I cannot believe they're trying to nickel

2189
01:54:07.760 --> 01:54:11.560
<v Speaker 6>and dimeya on stuff that they probably should be replacing

2190
01:54:11.600 --> 01:54:14.600
<v Speaker 6>after nineteen years. Kelly, I would like to give Brad

2191
01:54:14.640 --> 01:54:17.600
<v Speaker 6>O'Brien on. By the way, we've got a couple lines

2192
01:54:17.640 --> 01:54:20.640
<v Speaker 6>open three oh three seven one three eight two five

2193
01:54:20.720 --> 01:54:21.760
<v Speaker 6>y five, Hold tight.

2194
01:54:27.840 --> 01:54:31.119
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

2195
01:54:31.199 --> 01:54:33.920
<v Speaker 2>dot com. You don't pay a cent until you're contenth

2196
01:54:37.239 --> 01:54:40.800
<v Speaker 2>time for an insurance checkup, free, no obligation comparison call

2197
01:54:40.880 --> 01:54:44.199
<v Speaker 2>Compass Insurance paying too much your coverage at dozens of

2198
01:54:44.239 --> 01:54:46.880
<v Speaker 2>insurance companies find out now three oh three seven to

2199
01:54:46.960 --> 01:54:49.760
<v Speaker 2>seven to one help. You'll think you're his only customer

2200
01:54:49.800 --> 01:54:52.039
<v Speaker 2>when you choose Frank durand the real estate Man dot

2201
01:54:52.079 --> 01:54:55.439
<v Speaker 2>com to list your home with Remax Alliance three oh

2202
01:54:55.439 --> 01:54:57.399
<v Speaker 2>three nine two zero sixteen twenty two.

2203
01:55:00.720 --> 01:55:03.079
<v Speaker 6>All right, three oh three seven one three A two

2204
01:55:03.199 --> 01:55:06.279
<v Speaker 6>five five. We're trying to get our attorney on Kelly's

2205
01:55:06.279 --> 01:55:10.000
<v Speaker 6>reached out to Brad O'Brien or I'm sorry, Mackenzie, did

2206
01:55:10.039 --> 01:55:14.199
<v Speaker 6>I say Brad O'Brien. Yeah, that is who I want.

2207
01:55:14.239 --> 01:55:16.239
<v Speaker 6>Of course, that's who I want. I'm sorry. I'm losing

2208
01:55:16.239 --> 01:55:19.079
<v Speaker 6>it here, so I'm going to go back to the call,

2209
01:55:19.119 --> 01:55:21.239
<v Speaker 6>but hopefully we can get the attorney to reach back.

2210
01:55:21.239 --> 01:55:22.880
<v Speaker 2>But Andrea, here's the deal.

2211
01:55:23.199 --> 01:55:26.359
<v Speaker 6>They're saying that when you moved in nineteen years ago,

2212
01:55:26.720 --> 01:55:30.680
<v Speaker 6>the blinds were there, and there now they're not. Yeah,

2213
01:55:30.760 --> 01:55:34.039
<v Speaker 6>I don't care if they're many blinds after nineteen years.

2214
01:55:34.520 --> 01:55:39.000
<v Speaker 6>Trying to charge you for those is absolutely wrong. I

2215
01:55:39.000 --> 01:55:42.000
<v Speaker 6>don't care what anybody out there is saying, nineteen years

2216
01:55:42.079 --> 01:55:43.840
<v Speaker 6>many blinds are worth zero?

2217
01:55:44.159 --> 01:55:45.439
<v Speaker 16>Are a blind there?

2218
01:55:47.399 --> 01:55:48.479
<v Speaker 2>No, there's no blinds.

2219
01:55:49.600 --> 01:55:52.079
<v Speaker 18>Well, there's no blind right now. And they're charging for painting,

2220
01:55:52.199 --> 01:55:52.439
<v Speaker 18>and the.

2221
01:55:53.239 --> 01:55:55.760
<v Speaker 6>Just say did they ever paint? Have they painted that

2222
01:55:55.840 --> 01:55:57.760
<v Speaker 6>old place in the last few months?

2223
01:55:58.439 --> 01:56:01.039
<v Speaker 18>No, my dad was painted, and he's had to change

2224
01:56:01.039 --> 01:56:04.479
<v Speaker 18>out the carpet because last year in July we needed

2225
01:56:04.479 --> 01:56:07.199
<v Speaker 18>a carpet and a carpet. Obviously, it was already there.

2226
01:56:07.079 --> 01:56:09.279
<v Speaker 6>For eighteen years, and they're trying to charge that wrong

2227
01:56:09.319 --> 01:56:12.039
<v Speaker 6>with it, So, Doc, it's exactly what I said. They're

2228
01:56:12.039 --> 01:56:15.319
<v Speaker 6>trying to charge her for nineteen year old carpet and

2229
01:56:15.359 --> 01:56:17.680
<v Speaker 6>there's no carpet in the world that lasts that long.

2230
01:56:17.880 --> 01:56:19.600
<v Speaker 6>They're trying to charge her for things.

2231
01:56:19.640 --> 01:56:22.319
<v Speaker 18>So the carpet, the carpet, my dad changed it out

2232
01:56:22.399 --> 01:56:24.720
<v Speaker 18>last year in July because it was really gross. I

2233
01:56:24.800 --> 01:56:27.880
<v Speaker 18>had my baby and it was unsanitary for him.

2234
01:56:27.960 --> 01:56:31.479
<v Speaker 2>What is his place? Doc, you want this one or

2235
01:56:31.520 --> 01:56:34.239
<v Speaker 2>do you want? I can give it to d I'll

2236
01:56:34.239 --> 01:56:34.760
<v Speaker 2>talk to them.

2237
01:56:34.800 --> 01:56:36.800
<v Speaker 16>I want to know what's going what's going on are

2238
01:56:36.840 --> 01:56:39.800
<v Speaker 16>they I'll talk to what's the total amount they're.

2239
01:56:39.720 --> 01:56:41.680
<v Speaker 2>Charging right now?

2240
01:56:41.720 --> 01:56:43.279
<v Speaker 18>It's like a two hundred dollars, So.

2241
01:56:43.199 --> 01:56:44.840
<v Speaker 2>They're charging her twelve hundred.

2242
01:56:44.600 --> 01:56:46.960
<v Speaker 16>Bucks and how much you just security deposit?

2243
01:56:48.000 --> 01:56:48.560
<v Speaker 2>It was three.

2244
01:56:48.560 --> 01:56:50.560
<v Speaker 18>Hundred dollars, so they already took that out from that,

2245
01:56:50.840 --> 01:56:51.720
<v Speaker 18>so they charged.

2246
01:56:51.439 --> 01:56:52.520
<v Speaker 2>Her fifteen hundred bucks.

2247
01:56:52.560 --> 01:56:54.800
<v Speaker 16>So they say you owe them twelve hundred more.

2248
01:56:55.560 --> 01:56:58.840
<v Speaker 2>But the important part is this, Yeah, that's crazy.

2249
01:56:58.920 --> 01:57:02.319
<v Speaker 6>They're charging her first stuff that after nineteen years would

2250
01:57:02.319 --> 01:57:06.600
<v Speaker 6>be replaced. Absolutely, it's gone, there's no value to anything

2251
01:57:06.640 --> 01:57:09.479
<v Speaker 6>they're talking about. And then if you can't get.

2252
01:57:09.279 --> 01:57:11.039
<v Speaker 2>Through to them. This is one I would like to

2253
01:57:11.119 --> 01:57:11.560
<v Speaker 2>light up.

2254
01:57:11.840 --> 01:57:14.800
<v Speaker 6>Is this a big apartment complex or is this some

2255
01:57:14.960 --> 01:57:15.840
<v Speaker 6>little landlord?

2256
01:57:15.880 --> 01:57:17.479
<v Speaker 2>What are we talking about?

2257
01:57:18.079 --> 01:57:21.039
<v Speaker 18>So there are apartment complex, their apartments are metal lark.

2258
01:57:20.880 --> 01:57:24.279
<v Speaker 2>Apartments metal lark, Yes?

2259
01:57:24.319 --> 01:57:26.159
<v Speaker 9>And where are they choy strength?

2260
01:57:27.000 --> 01:57:30.000
<v Speaker 16>Are they charge you anything to move into the new apartment?

2261
01:57:31.359 --> 01:57:31.560
<v Speaker 2>Yeah?

2262
01:57:31.560 --> 01:57:36.600
<v Speaker 18>They charged the deposit. And then so with our old apartment,

2263
01:57:36.880 --> 01:57:38.520
<v Speaker 18>they charged the pet deposit.

2264
01:57:39.119 --> 01:57:40.079
<v Speaker 10>What was a pet pee?

2265
01:57:40.520 --> 01:57:43.119
<v Speaker 18>So for the new ones she charged another petpee because

2266
01:57:43.119 --> 01:57:45.640
<v Speaker 18>she said that the old pet deposit was for the

2267
01:57:45.680 --> 01:57:47.079
<v Speaker 18>old apartment and not the new one.

2268
01:57:47.199 --> 01:57:50.439
<v Speaker 16>That makes sense, Well, only only a pet fee is

2269
01:57:50.479 --> 01:57:52.199
<v Speaker 16>that's the only thing they charge you yet.

2270
01:57:52.239 --> 01:57:55.119
<v Speaker 6>But if it's a pet deposit, it should go to

2271
01:57:55.199 --> 01:57:57.399
<v Speaker 6>the new one, unless if there was a problem with it.

2272
01:57:57.640 --> 01:57:59.640
<v Speaker 6>But if it's a fee, you're gonna have to pay

2273
01:57:59.640 --> 01:58:00.600
<v Speaker 6>that regardless.

2274
01:58:01.840 --> 01:58:03.520
<v Speaker 18>Yeah, so we're not complaining about that.

2275
01:58:03.600 --> 01:58:06.600
<v Speaker 10>But okay, yeah, she's just why do you.

2276
01:58:06.520 --> 01:58:08.760
<v Speaker 6>Think they're being Why do you think they're being so

2277
01:58:08.880 --> 01:58:09.720
<v Speaker 6>hard ass with you?

2278
01:58:09.800 --> 01:58:13.319
<v Speaker 2>Honestly? I mean, like I said, you've been there nineteen years.

2279
01:58:14.199 --> 01:58:15.960
<v Speaker 18>Yeah, that's what I told the manager. I was like,

2280
01:58:16.000 --> 01:58:18.640
<v Speaker 18>it's a lack of consideration. And then I was like,

2281
01:58:18.680 --> 01:58:21.159
<v Speaker 18>how you expect everything to be nice? I was like,

2282
01:58:21.199 --> 01:58:22.760
<v Speaker 18>I don't know if you don't have kids. I was like,

2283
01:58:22.760 --> 01:58:24.920
<v Speaker 18>but kids can be messy. And then she's like, yeah,

2284
01:58:24.920 --> 01:58:28.159
<v Speaker 18>but I clean, you're but you're not say that we

2285
01:58:28.199 --> 01:58:28.680
<v Speaker 18>don't clean.

2286
01:58:28.840 --> 01:58:32.199
<v Speaker 6>Even listen, none of that matters, None of that's even right.

2287
01:58:32.239 --> 01:58:35.479
<v Speaker 6>What you've got to understand is that the diminished value

2288
01:58:35.479 --> 01:58:37.640
<v Speaker 6>of everything we talked about doesn't matter. If it's a

2289
01:58:37.680 --> 01:58:41.319
<v Speaker 6>carpet or a mini blind that costs twenty bucks, it's

2290
01:58:41.439 --> 01:58:45.439
<v Speaker 6>nineteen years old. There is zero value associated with any

2291
01:58:45.479 --> 01:58:49.399
<v Speaker 6>of that anymore. The paint on the walls after nineteen years,

2292
01:58:49.399 --> 01:58:52.000
<v Speaker 6>you got a paint. When someone moves out, they once

2293
01:58:52.039 --> 01:58:55.600
<v Speaker 6>again should be on their hands and knees, thanking God.

2294
01:58:55.680 --> 01:58:58.840
<v Speaker 6>You were their tenant for nineteen years and you still

2295
01:58:58.880 --> 01:59:01.720
<v Speaker 6>are after they're trying to pull this crap off. So

2296
01:59:01.760 --> 01:59:03.960
<v Speaker 6>we're gonna we're gonna work on this one big time.

2297
01:59:04.000 --> 01:59:08.039
<v Speaker 6>Hold on and Kelly is gonna get your information, and

2298
01:59:08.239 --> 01:59:10.359
<v Speaker 6>let's not lose this. I want to follow up on

2299
01:59:10.399 --> 01:59:13.119
<v Speaker 6>this freaking every day if we have to. I can't

2300
01:59:13.119 --> 01:59:16.600
<v Speaker 6>believe it nineteen years, nineteen years and they're trying to

2301
01:59:17.479 --> 01:59:20.239
<v Speaker 6>screw her for twelve hundred bucks. What the hell's wrong

2302
01:59:20.359 --> 01:59:27.319
<v Speaker 6>with you people? Metal Lark, it's crazy now in studio

2303
01:59:27.439 --> 01:59:32.319
<v Speaker 6>by the way, Stephanie Thomas realtor Extraordinary Pike's Peak region, right, Yes,

2304
01:59:32.479 --> 01:59:35.399
<v Speaker 6>so you go everywhere from where say Monument.

2305
01:59:35.119 --> 01:59:38.840
<v Speaker 4>To Yeah, I'll do as far as Castle Rocks, So

2306
01:59:38.960 --> 01:59:41.680
<v Speaker 4>Castle Rock, Teler County, ol Paso County.

2307
01:59:42.000 --> 01:59:45.079
<v Speaker 6>How about what's hell Passo? Does that include what's the

2308
01:59:45.119 --> 01:59:46.000
<v Speaker 6>town down the road?

2309
01:59:46.279 --> 01:59:47.399
<v Speaker 2>Oh, Pueblo, Pueblo.

2310
01:59:47.560 --> 01:59:49.800
<v Speaker 4>I will go as far as like Pueblo West, but

2311
01:59:49.920 --> 01:59:51.319
<v Speaker 4>don't do a whole lot in Pueblo.

2312
01:59:51.560 --> 01:59:53.640
<v Speaker 2>So I would Why is that it's just too far?

2313
01:59:54.039 --> 01:59:56.760
<v Speaker 4>Not necessarily, I just don't know that area as well.

2314
01:59:56.960 --> 01:59:59.359
<v Speaker 4>So if that's the case, if I had somebody contact

2315
01:59:59.439 --> 02:00:02.079
<v Speaker 4>me for there that I couldn't assist. You know, areas

2316
02:00:02.079 --> 02:00:05.840
<v Speaker 4>are absolutely I do the Teller County, which is Woodland

2317
02:00:05.840 --> 02:00:07.720
<v Speaker 4>Park Divide, Cripple Creek.

2318
02:00:07.880 --> 02:00:10.560
<v Speaker 6>How long is that area in general? The growth up there?

2319
02:00:10.680 --> 02:00:13.680
<v Speaker 6>I got something in the mail. Apparently they built a.

2320
02:00:13.640 --> 02:00:16.640
<v Speaker 2>New casino up there. It's supposed to be fancy. They did.

2321
02:00:16.680 --> 02:00:18.199
<v Speaker 2>There's a new casino in Cripple Creek.

2322
02:00:18.199 --> 02:00:21.399
<v Speaker 4>There's a lot of new construction out there too, town

2323
02:00:21.399 --> 02:00:23.760
<v Speaker 4>home communities, So I'm seeing some of that up in

2324
02:00:23.760 --> 02:00:24.960
<v Speaker 4>Cripple Creek, all right.

2325
02:00:25.039 --> 02:00:27.039
<v Speaker 2>So the whole area Teller County is growing.

2326
02:00:27.199 --> 02:00:29.359
<v Speaker 4>It absolutely is a lot of new homes, a lot

2327
02:00:29.359 --> 02:00:31.680
<v Speaker 4>of apartment there are. There's a lot of town homes

2328
02:00:31.720 --> 02:00:33.680
<v Speaker 4>I'm seeing in Woodland Park as well.

2329
02:00:33.479 --> 02:00:34.800
<v Speaker 2>And we've needed those for a while.

2330
02:00:34.840 --> 02:00:39.119
<v Speaker 6>Frank durand the real estate man Denver Metro here, what's

2331
02:00:39.159 --> 02:00:41.119
<v Speaker 6>the furthest you go south?

2332
02:00:41.640 --> 02:00:46.039
<v Speaker 5>So South Castle Rock, North, Longmont, Longmont, Kingsburg to Golden

2333
02:00:46.079 --> 02:00:47.359
<v Speaker 5>everything in between east and west.

2334
02:00:47.680 --> 02:00:50.560
<v Speaker 6>Okay, very cool man. How many listenings do you have

2335
02:00:50.680 --> 02:00:51.239
<v Speaker 6>up right now?

2336
02:00:51.399 --> 02:00:54.079
<v Speaker 5>Twenty twenty one, twenty two, I'm putting up six tonight.

2337
02:00:54.279 --> 02:00:57.000
<v Speaker 2>How many do you How many do you close in

2338
02:00:57.279 --> 02:00:59.520
<v Speaker 2>a given month? If you don't mind me asking.

2339
02:00:59.279 --> 02:01:01.840
<v Speaker 5>Oh gosh, Mark, it varies. We've had months where we've

2340
02:01:01.880 --> 02:01:06.399
<v Speaker 5>closed around eighteen twenty and it's incredible. Yeah, it depends

2341
02:01:06.399 --> 02:01:08.079
<v Speaker 5>on the month. But yeah, this has been a real.

2342
02:01:07.960 --> 02:01:11.079
<v Speaker 2>Busy Go with a sure thing, Denver's best roofer Excel

2343
02:01:11.199 --> 02:01:16.079
<v Speaker 2>Roofing dot com. You don't pay a cent until you're content. Wait,

2344
02:01:17.640 --> 02:01:20.840
<v Speaker 2>time for an insurance check up free, no obligation. In comparison,

2345
02:01:20.960 --> 02:01:24.520
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

2346
02:01:24.560 --> 02:01:27.279
<v Speaker 2>of insurance companies find out now three oh three, seven

2347
02:01:27.279 --> 02:01:29.640
<v Speaker 2>to seven to one help. You'll think you're his only

2348
02:01:29.720 --> 02:01:32.199
<v Speaker 2>customer when you choose Frank Durand the real estate man

2349
02:01:32.239 --> 02:01:35.640
<v Speaker 2>dot com to list your home with Remax Alliance three

2350
02:01:35.720 --> 02:01:42.039
<v Speaker 2>oh three nine two zero sixteen twenty two.

2351
02:01:44.239 --> 02:01:46.880
<v Speaker 6>All right both three oh three seven one three eight

2352
02:01:46.920 --> 02:01:50.239
<v Speaker 6>two five five three oh three Martina. Don't forget, and

2353
02:01:50.279 --> 02:01:52.479
<v Speaker 6>I mean it, don't forget. We help people on and

2354
02:01:52.520 --> 02:01:55.479
<v Speaker 6>off the air. That three oh three Martino works all

2355
02:01:55.520 --> 02:01:59.039
<v Speaker 6>the time. Hey wait, we're I don't know what happened

2356
02:01:59.039 --> 02:02:01.680
<v Speaker 6>to Cassandra. Oh, we got her information, We got everything

2357
02:02:01.720 --> 02:02:02.000
<v Speaker 6>for you.

2358
02:02:02.039 --> 02:02:02.239
<v Speaker 7>Doc.

2359
02:02:02.520 --> 02:02:04.199
<v Speaker 6>You're gonna call and try to help her out. But

2360
02:02:04.279 --> 02:02:07.399
<v Speaker 6>it is ridiculous for that apartment complex. I mean, Andrea

2361
02:02:07.560 --> 02:02:12.439
<v Speaker 6>or Andrea after all those years to try to collect

2362
02:02:12.520 --> 02:02:14.520
<v Speaker 6>on a mini blind after nineteen years.

2363
02:02:14.520 --> 02:02:17.279
<v Speaker 16>It's who was holding on about the dentist?

2364
02:02:17.880 --> 02:02:20.399
<v Speaker 2>Oh, I don't know what was that update? What was

2365
02:02:20.399 --> 02:02:21.319
<v Speaker 2>that update? Kelly?

2366
02:02:22.399 --> 02:02:25.840
<v Speaker 21>So Tom initially handled the call and he actually knows

2367
02:02:25.920 --> 02:02:29.399
<v Speaker 21>the trustee. That's involved with the case, so we rescheduled

2368
02:02:29.439 --> 02:02:30.359
<v Speaker 21>it for tomorrow morning.

2369
02:02:30.680 --> 02:02:34.399
<v Speaker 2>Okay, so it's got something to do with the bankruptcy

2370
02:02:34.399 --> 02:02:37.960
<v Speaker 2>and the dentist, right, yes, yeah, I think I recall

2371
02:02:38.039 --> 02:02:39.039
<v Speaker 2>a little bit about that.

2372
02:02:39.199 --> 02:02:44.159
<v Speaker 21>Yeah, so she actually there were multiple people who were

2373
02:02:44.439 --> 02:02:47.720
<v Speaker 21>basically scammed by this dentist.

2374
02:02:47.399 --> 02:02:49.359
<v Speaker 2>And she had a list of a bunch of them.

2375
02:02:49.399 --> 02:02:52.560
<v Speaker 21>Correct, and then he absconded with all of their money.

2376
02:02:52.680 --> 02:02:55.960
<v Speaker 6>God, I'll tell you a professional like that. I mean,

2377
02:02:56.600 --> 02:03:01.760
<v Speaker 6>I don't, hey, doc, a dentist stir a doctor that

2378
02:03:01.960 --> 02:03:04.640
<v Speaker 6>takes money, you know. I mean, right now, we're assuming

2379
02:03:04.680 --> 02:03:07.640
<v Speaker 6>you did and then goes bankrupt. Do they at least

2380
02:03:07.640 --> 02:03:09.239
<v Speaker 6>lose their license automatically?

2381
02:03:09.439 --> 02:03:13.039
<v Speaker 16>Now, well, they they probably will. But you know, it

2382
02:03:13.119 --> 02:03:17.359
<v Speaker 16>always pisces me off because, like Heber National, you know,

2383
02:03:17.680 --> 02:03:20.279
<v Speaker 16>we are health to a higher authority. Yeah, and we

2384
02:03:20.319 --> 02:03:22.880
<v Speaker 16>are in a position that people trust us. And when

2385
02:03:22.880 --> 02:03:27.520
<v Speaker 16>I see somebody abuse that trust, it really gets my goat,

2386
02:03:27.880 --> 02:03:30.840
<v Speaker 16>because no, go it gives the rest of us a

2387
02:03:30.880 --> 02:03:31.399
<v Speaker 16>bad name.

2388
02:03:31.720 --> 02:03:32.560
<v Speaker 2>Yeah, not really.

2389
02:03:32.600 --> 02:03:35.399
<v Speaker 6>I think when most people think of doctors or even denis,

2390
02:03:35.399 --> 02:03:38.119
<v Speaker 6>they don't really think of They don't think of those.

2391
02:03:38.079 --> 02:03:39.359
<v Speaker 16>Very few people, I hope not.

2392
02:03:39.680 --> 02:03:41.680
<v Speaker 6>Well, I mean think of all the schooling and the

2393
02:03:41.760 --> 02:03:44.640
<v Speaker 6>residency and everything you went through. I mean, most people

2394
02:03:44.680 --> 02:03:47.279
<v Speaker 6>that are going to be stealing money aren't going to

2395
02:03:47.319 --> 02:03:50.520
<v Speaker 6>be going through that, right. I mean, that's that's my thoughts.

2396
02:03:50.800 --> 02:03:53.960
<v Speaker 6>You know, I wanted to talk to everybody about something

2397
02:03:54.000 --> 02:03:57.840
<v Speaker 6>that I've witnessed, and it's kind of crazy. There's a

2398
02:03:57.880 --> 02:04:00.960
<v Speaker 6>lot of bigger companies. Now what they'll do is they'll

2399
02:04:00.960 --> 02:04:06.680
<v Speaker 6>buy up Mond Pause, and let's talk about HVAC companies

2400
02:04:06.960 --> 02:04:10.079
<v Speaker 6>and I'm just randomly grabbing a home service. You'll have

2401
02:04:10.159 --> 02:04:12.439
<v Speaker 6>someone approach you, and there's a lot of people listening

2402
02:04:12.520 --> 02:04:15.359
<v Speaker 6>right now that we're probably in this boat and probably

2403
02:04:15.399 --> 02:04:17.760
<v Speaker 6>sold to them. But what will happen is someone will

2404
02:04:17.800 --> 02:04:20.560
<v Speaker 6>come in and basically take ownership of the company by

2405
02:04:20.600 --> 02:04:24.840
<v Speaker 6>the name, by the business, and then that person that

2406
02:04:25.039 --> 02:04:27.399
<v Speaker 6>used to own it will still run it. And then

2407
02:04:27.520 --> 02:04:31.800
<v Speaker 6>all of a sudden, there's multiple different companies, and I

2408
02:04:31.880 --> 02:04:35.520
<v Speaker 6>mean a lot of different companies, maybe ten of these

2409
02:04:35.520 --> 02:04:39.039
<v Speaker 6>little tiny mind paws that are owned by someone out

2410
02:04:39.079 --> 02:04:41.640
<v Speaker 6>of state, and you don't even know it anymore. So

2411
02:04:41.720 --> 02:04:44.560
<v Speaker 6>I really want you to kind of start looking at

2412
02:04:44.600 --> 02:04:46.479
<v Speaker 6>who you're dealing with. And I don't care if it's

2413
02:04:46.520 --> 02:04:49.319
<v Speaker 6>garage or people. I don't care. I really don't care

2414
02:04:49.359 --> 02:04:52.159
<v Speaker 6>what it is. If it's some form of home service

2415
02:04:52.239 --> 02:04:54.920
<v Speaker 6>that seems to be where this trend is going now.

2416
02:04:55.119 --> 02:04:58.920
<v Speaker 6>It's not all negative, and I mean that. And why

2417
02:04:58.960 --> 02:05:01.800
<v Speaker 6>it's not all negative is a lot of people. When

2418
02:05:01.800 --> 02:05:05.279
<v Speaker 6>I was in the automotive business, for example, there was

2419
02:05:05.319 --> 02:05:08.199
<v Speaker 6>a lot of technicians that would decide, oh, my god,

2420
02:05:08.279 --> 02:05:10.920
<v Speaker 6>Mark's making so much money at this store. I can

2421
02:05:10.960 --> 02:05:14.039
<v Speaker 6>go out instead of getting paid hourly or know per

2422
02:05:14.199 --> 02:05:16.279
<v Speaker 6>work job, I can go out and open my own

2423
02:05:16.319 --> 02:05:18.840
<v Speaker 6>business or work out of my garage and make a

2424
02:05:18.840 --> 02:05:22.319
<v Speaker 6>lot more. Well, no, it just never works out. They're

2425
02:05:22.359 --> 02:05:25.399
<v Speaker 6>good at fixing cars, they're horrible at managing a business.

2426
02:05:25.720 --> 02:05:29.640
<v Speaker 6>And there's people that are in between. They're good at

2427
02:05:29.880 --> 02:05:33.439
<v Speaker 6>fixing stuff, they're good at running a business, but they

2428
02:05:33.520 --> 02:05:36.960
<v Speaker 6>don't know how to make real money. They know how

2429
02:05:37.000 --> 02:05:40.479
<v Speaker 6>to barely break even and pay their own salary. They're

2430
02:05:40.520 --> 02:05:43.479
<v Speaker 6>not building the wealth of the business, but they might

2431
02:05:43.520 --> 02:05:46.039
<v Speaker 6>be taking a good salary. And there's a big difference. You

2432
02:05:46.079 --> 02:05:48.399
<v Speaker 6>want to do both. You want to build the net

2433
02:05:48.399 --> 02:05:51.640
<v Speaker 6>worth of that business that's its own entity, and of

2434
02:05:51.680 --> 02:05:54.079
<v Speaker 6>course you want to pay yourself for what you do.

2435
02:05:54.159 --> 02:05:56.800
<v Speaker 6>Every day, whether you're the sales guy or the technician

2436
02:05:57.159 --> 02:06:00.119
<v Speaker 6>or whatever. So when these companies come in and buy

2437
02:06:00.159 --> 02:06:04.760
<v Speaker 6>out a small operator and they do teach them how

2438
02:06:04.760 --> 02:06:07.760
<v Speaker 6>to make money, they really do. They teach them like

2439
02:06:07.840 --> 02:06:10.920
<v Speaker 6>you have to you can't charge fifty dollars for this

2440
02:06:11.319 --> 02:06:12.920
<v Speaker 6>because you barely break.

2441
02:06:12.680 --> 02:06:13.239
<v Speaker 2>Even on it.

2442
02:06:13.279 --> 02:06:16.399
<v Speaker 6>You have to charge more, or you can't spend money

2443
02:06:16.399 --> 02:06:19.279
<v Speaker 6>over here because it's crazy, or you have the wrong

2444
02:06:19.359 --> 02:06:23.039
<v Speaker 6>kind of insurance or different reasons like that. It's almost

2445
02:06:23.079 --> 02:06:26.760
<v Speaker 6>like they're creating their own franchise model with all these

2446
02:06:26.800 --> 02:06:30.000
<v Speaker 6>different things, and there's good to it and there's bad

2447
02:06:30.079 --> 02:06:32.199
<v Speaker 6>to it. What I'd like to do is hear from

2448
02:06:32.239 --> 02:06:35.199
<v Speaker 6>somebody that is sold to one of these companies. But

2449
02:06:35.239 --> 02:06:39.359
<v Speaker 6>I'm afraid. I'm afraid there's probably a lot of contractual

2450
02:06:39.439 --> 02:06:42.920
<v Speaker 6>agreements in place to where they're not even.

2451
02:06:42.760 --> 02:06:44.079
<v Speaker 2>Supposed to talk about it.

2452
02:06:44.520 --> 02:06:48.560
<v Speaker 6>But I was dealing with one today and I was amazed.

2453
02:06:49.399 --> 02:06:51.920
<v Speaker 6>They bought a small company here that I've dealt with

2454
02:06:51.960 --> 02:06:55.119
<v Speaker 6>in the past, Good Company. And I was amazed when

2455
02:06:55.119 --> 02:06:57.880
<v Speaker 6>I went to their website how many of the small

2456
02:06:57.920 --> 02:07:01.439
<v Speaker 6>companies they own. I mean, it's zy and they keep

2457
02:07:01.479 --> 02:07:04.319
<v Speaker 6>the name. You would never know the original owner and

2458
02:07:04.399 --> 02:07:07.840
<v Speaker 6>family are gone. It's just bonkers, man, I gotta take

2459
02:07:07.840 --> 02:07:19.319
<v Speaker 6>a break to a hold tight all right, both three

2460
02:07:19.359 --> 02:07:22.199
<v Speaker 6>oh three seven one three A two five five, don't

2461
02:07:22.239 --> 02:07:25.640
<v Speaker 6>forget three oh three. Martino works on and off the air,

2462
02:07:25.680 --> 02:07:28.880
<v Speaker 6>and you can always email us at helpatroubleshooter dot com.

2463
02:07:29.000 --> 02:07:32.239
<v Speaker 6>You know, Frank durand the real estate man. Any thoughts

2464
02:07:32.279 --> 02:07:35.199
<v Speaker 6>before you guys go when it comes to real estate honestly,

2465
02:07:35.239 --> 02:07:38.159
<v Speaker 6>and Stephanie Thomas, I'm gonna give your phone numbers out

2466
02:07:38.199 --> 02:07:41.000
<v Speaker 6>and I can vouch for both of you. Just the

2467
02:07:41.000 --> 02:07:43.760
<v Speaker 6>best realtors around and that's it. You guys sell for

2468
02:07:43.840 --> 02:07:46.840
<v Speaker 6>more money than other realtors. You sell more. I mean,

2469
02:07:46.920 --> 02:07:49.760
<v Speaker 6>it's just an incredible thing. And you can always look

2470
02:07:49.800 --> 02:07:52.199
<v Speaker 6>where can people go look at stats? I mean most

2471
02:07:52.239 --> 02:07:56.720
<v Speaker 6>people don't have access to MLS, right, that is a.

2472
02:07:56.640 --> 02:08:00.359
<v Speaker 5>Great question mark. I think l's probably your best source. Yeah,

2473
02:08:00.520 --> 02:08:01.880
<v Speaker 5>it directly from the MLS.

2474
02:08:02.000 --> 02:08:05.399
<v Speaker 2>But can Joe blow log into MLS and look at stats?

2475
02:08:05.439 --> 02:08:07.239
<v Speaker 2>Not quite No, so it is weird.

2476
02:08:07.479 --> 02:08:08.800
<v Speaker 4>Yeah, I'm not sure that they can.

2477
02:08:09.000 --> 02:08:10.720
<v Speaker 5>Yeah, there's no I no, they'd have to have an

2478
02:08:10.800 --> 02:08:11.359
<v Speaker 5>MLS number.

2479
02:08:11.359 --> 02:08:13.039
<v Speaker 2>All right, let's get let's get off of that. Let

2480
02:08:13.039 --> 02:08:13.600
<v Speaker 2>me ask you this.

2481
02:08:13.680 --> 02:08:17.600
<v Speaker 6>There's Zillo, Realtor dot Com mls, and I'm sure a

2482
02:08:17.640 --> 02:08:18.479
<v Speaker 6>handful of others.

2483
02:08:18.560 --> 02:08:20.600
<v Speaker 2>I'm not thinking about.

2484
02:08:21.319 --> 02:08:23.880
<v Speaker 6>How do those work? When you come over and list

2485
02:08:24.000 --> 02:08:26.920
<v Speaker 6>my house. If I'm selling it and you put me

2486
02:08:26.960 --> 02:08:30.760
<v Speaker 6>on mls, that's a given, right Almost everybody uses that.

2487
02:08:31.239 --> 02:08:33.640
<v Speaker 6>Do I automatically appear up on Zillo?

2488
02:08:34.159 --> 02:08:36.439
<v Speaker 5>Yes? You do. Now, now there is an option for

2489
02:08:36.560 --> 02:08:38.960
<v Speaker 5>Zillo platform which it costs extra. I'm part of that.

2490
02:08:39.279 --> 02:08:39.760
<v Speaker 2>What is that?

2491
02:08:40.119 --> 02:08:41.840
<v Speaker 5>What that allows is it puts you in front of

2492
02:08:41.840 --> 02:08:44.199
<v Speaker 5>our eyes, so you pay extra for it, which we do,

2493
02:08:44.399 --> 02:08:46.000
<v Speaker 5>and it just gives you a little extra feature and

2494
02:08:46.039 --> 02:08:49.880
<v Speaker 5>better visibility. Actually it's a nicer platform.

2495
02:08:49.600 --> 02:08:50.920
<v Speaker 2>But it's it's still Zilla.

2496
02:08:51.079 --> 02:08:51.680
<v Speaker 5>It is it is.

2497
02:08:51.800 --> 02:08:55.079
<v Speaker 2>It's like, it's pay to use Zillo, right exactly. And

2498
02:08:55.119 --> 02:08:56.680
<v Speaker 2>then how about Realtor dot Com.

2499
02:08:56.760 --> 02:08:58.600
<v Speaker 5>Same thing goes on relter dot com.

2500
02:08:58.640 --> 02:09:01.239
<v Speaker 2>So you pay a little extra, you a better placement.

2501
02:09:01.000 --> 02:09:04.399
<v Speaker 5>That just goes automatic. Doesn't have the showcase, Yeah, they

2502
02:09:04.399 --> 02:09:05.439
<v Speaker 5>don't have the showcase. Correct.

2503
02:09:05.520 --> 02:09:07.640
<v Speaker 4>I also do Zillo showcase for my listenings.

2504
02:09:07.880 --> 02:09:11.439
<v Speaker 6>Now why would showcase what? I guess I'm not understanding it.

2505
02:09:11.800 --> 02:09:14.319
<v Speaker 6>What what is different? Because I look at when I'm

2506
02:09:14.319 --> 02:09:17.359
<v Speaker 6>looking in Louisiana for properties. I go to Zilo and

2507
02:09:17.439 --> 02:09:19.119
<v Speaker 6>I put in the area I want, and I put

2508
02:09:19.159 --> 02:09:21.159
<v Speaker 6>in all this stuff and it shows me the homes.

2509
02:09:21.399 --> 02:09:22.279
<v Speaker 6>Are you saying that.

2510
02:09:22.439 --> 02:09:24.600
<v Speaker 20>The sponsored eds you see on Google when you start

2511
02:09:24.720 --> 02:09:26.920
<v Speaker 20>search something, they're just the first thing that you see.

2512
02:09:27.039 --> 02:09:28.880
<v Speaker 2>Is that what Zillo does? Yeah, that's a good.

2513
02:09:28.960 --> 02:09:30.479
<v Speaker 5>Yeah, yeah, I put you on in front of more

2514
02:09:30.479 --> 02:09:31.920
<v Speaker 5>people in the presence.

2515
02:09:32.520 --> 02:09:37.000
<v Speaker 2>Like if if you paid for that on my house algorithms. Yeah, yeah,

2516
02:09:37.119 --> 02:09:39.560
<v Speaker 2>it's a better it's more.

2517
02:09:40.319 --> 02:09:41.279
<v Speaker 5>A prettier presentation.

2518
02:09:41.319 --> 02:09:43.279
<v Speaker 6>By the way, all right, listen, Frank durand the real

2519
02:09:43.359 --> 02:09:46.279
<v Speaker 6>estate man Stephanie Thomas, both of them. Here's Stephanie's number

2520
02:09:46.319 --> 02:09:50.319
<v Speaker 6>seven two zero two sixty zero nine one eight seven

2521
02:09:50.359 --> 02:09:53.399
<v Speaker 6>two zero two sixty zero nine one eight. They'll both

2522
02:09:53.479 --> 02:09:56.680
<v Speaker 6>do free evaluations on your house, no pressure. They'll let

2523
02:09:56.680 --> 02:09:59.039
<v Speaker 6>you know what it's worth. Frank Durand three oh three

2524
02:09:59.199 --> 02:10:03.399
<v Speaker 6>nine twenty sixteen, twenty two