WEBVTT

1
00:00:05.280 --> 00:00:09.759
<v Speaker 1>Ripped off, bad news.

2
00:00:08.759 --> 00:00:10.599
<v Speaker 2>You don't have.

3
00:00:12.800 --> 00:00:17.800
<v Speaker 3>Come running susas as we can show Shooter's gonna help.

4
00:00:18.120 --> 00:00:20.879
<v Speaker 3>Come man, this is.

5
00:00:20.839 --> 00:00:24.280
<v Speaker 4>The Troubleshooter Show, No Tol Martinez.

6
00:00:24.399 --> 00:00:27.480
<v Speaker 5>Welcome, Welcome, my friends to the only show. But it's kind.

7
00:00:27.519 --> 00:00:30.920
<v Speaker 5>We're here to solve problems, answer questions, take complaints, try

8
00:00:30.960 --> 00:00:33.719
<v Speaker 5>to make your life just a little bit better. Maybe

9
00:00:33.799 --> 00:00:35.920
<v Speaker 5>a lot of it. I'd like to do that as well.

10
00:00:35.920 --> 00:00:38.399
<v Speaker 5>But here's the deal. You've been ripped off or taking

11
00:00:38.479 --> 00:00:41.479
<v Speaker 5>advantage of, maybe a bad contractor a bad landlord. I

12
00:00:41.560 --> 00:00:44.479
<v Speaker 5>use all kinds of examples. For hell, a bad dentist.

13
00:00:44.880 --> 00:00:47.679
<v Speaker 5>It really doesn't matter. We love digging our teeth in.

14
00:00:48.079 --> 00:00:50.600
<v Speaker 5>I've got Deputy Scotch to my right, Deputy d my

15
00:00:50.640 --> 00:00:53.799
<v Speaker 5>beautiful wife Suzanne in studio with me, Kelly on the

16
00:00:53.840 --> 00:00:56.759
<v Speaker 5>other side of the glass, and big Man Shannon, who's

17
00:00:56.799 --> 00:00:59.520
<v Speaker 5>a joking minute on her YouTube feed. By the way,

18
00:00:59.560 --> 00:01:02.119
<v Speaker 5>you can find us on YouTube live right now. You

19
00:01:02.200 --> 00:01:05.000
<v Speaker 5>simply type in Troubleshooter Network. You'll be able to see

20
00:01:05.239 --> 00:01:08.400
<v Speaker 5>our beautiful faces and of course hear us during the break.

21
00:01:08.439 --> 00:01:12.159
<v Speaker 5>It's another way to watch the show. Within the show

22
00:01:12.519 --> 00:01:15.920
<v Speaker 5>right now, I do have lines open three three, seven, one, three, eight,

23
00:01:16.000 --> 00:01:19.000
<v Speaker 5>two five five any questions you have. We have a

24
00:01:19.079 --> 00:01:22.760
<v Speaker 5>group of people at referral list dot com, including contractors,

25
00:01:22.799 --> 00:01:26.519
<v Speaker 5>attorneys and everything in between that are there to help

26
00:01:26.560 --> 00:01:30.680
<v Speaker 5>you answer your questions and help you regain money as well.

27
00:01:30.680 --> 00:01:32.840
<v Speaker 5>In fact, our people at referral list dot com go

28
00:01:32.920 --> 00:01:36.319
<v Speaker 5>out on seeing more than any other place I know.

29
00:01:37.280 --> 00:01:39.120
<v Speaker 5>Let me give you an example. You got a problem

30
00:01:39.120 --> 00:01:41.920
<v Speaker 5>with the contractor on Angie's List. You ever talked to Angie?

31
00:01:41.959 --> 00:01:44.439
<v Speaker 5>I doubt it. You can talk to us all the

32
00:01:44.480 --> 00:01:47.120
<v Speaker 5>time right here at referral list dot com if you've

33
00:01:47.120 --> 00:01:49.439
<v Speaker 5>got a problem with people on our list. And on

34
00:01:49.480 --> 00:01:51.200
<v Speaker 5>top of that, these are people that go out and

35
00:01:51.239 --> 00:01:53.920
<v Speaker 5>help you. If a contractor did rip you off and

36
00:01:54.000 --> 00:01:56.159
<v Speaker 5>we need a second opinion, we can send one of

37
00:01:56.200 --> 00:01:59.239
<v Speaker 5>our experts out to write up a report for us

38
00:01:59.280 --> 00:02:01.400
<v Speaker 5>to see what we're dealing with, to go after the

39
00:02:01.480 --> 00:02:05.879
<v Speaker 5>bad guy. Now I digress. A couple things in the

40
00:02:05.920 --> 00:02:10.520
<v Speaker 5>news I must talk about. I must. You know, people

41
00:02:10.560 --> 00:02:12.960
<v Speaker 5>are gonna say, oh, it's political, Well you can call

42
00:02:13.000 --> 00:02:15.039
<v Speaker 5>it what you want, but it's consumer news. I don't

43
00:02:15.039 --> 00:02:18.199
<v Speaker 5>care what you say. You know this moron Mayor Mike Johnston,

44
00:02:19.159 --> 00:02:21.560
<v Speaker 5>he is a moron to me. You know what, I

45
00:02:21.599 --> 00:02:24.400
<v Speaker 5>think it was what five point no is way more

46
00:02:24.439 --> 00:02:27.680
<v Speaker 5>than five five hundred and fifty fifty five million dollars

47
00:02:27.759 --> 00:02:31.240
<v Speaker 5>or whatever. The amount was to revamp downtown so the

48
00:02:31.319 --> 00:02:35.479
<v Speaker 5>restaurants could start doing better and bring more people down there. Well,

49
00:02:36.680 --> 00:02:39.560
<v Speaker 5>not only has he not done that, the amount of

50
00:02:39.960 --> 00:02:43.360
<v Speaker 5>I'll just say it straight up, the amount of crime

51
00:02:43.479 --> 00:02:48.639
<v Speaker 5>down there is absolutely insane. It's to the point now

52
00:02:48.639 --> 00:02:50.560
<v Speaker 5>where I don't even know what to make of it.

53
00:02:51.719 --> 00:02:54.800
<v Speaker 5>You can get stabbed just going down to a restaurant now.

54
00:02:55.240 --> 00:02:58.080
<v Speaker 5>In fact, the stabbings are getting to the point I

55
00:02:58.120 --> 00:03:03.439
<v Speaker 5>feel like I'm in Oakland or possibly San Francisco or

56
00:03:03.479 --> 00:03:08.240
<v Speaker 5>something along those, because it just doesn't seem to stop.

57
00:03:08.520 --> 00:03:12.319
<v Speaker 5>I think it was two nights ago, yet we had another.

58
00:03:12.400 --> 00:03:15.199
<v Speaker 5>In fact, I wrote myself some notes here I'm gonna

59
00:03:15.400 --> 00:03:19.120
<v Speaker 5>pull up February twenty fourth. The stabbing occurred on the

60
00:03:19.240 --> 00:03:22.560
<v Speaker 5>RTD bus near Colfax Avenue and Grant Street. That was

61
00:03:22.599 --> 00:03:24.319
<v Speaker 5>a couple of days ago. I'm not sure if nine

62
00:03:24.319 --> 00:03:27.199
<v Speaker 5>News reported that. I try to watch nine News every

63
00:03:27.240 --> 00:03:30.560
<v Speaker 5>day just to get the other side of the isles opinion.

64
00:03:30.879 --> 00:03:32.719
<v Speaker 5>And I'll tell you if they did mention it. They

65
00:03:32.759 --> 00:03:35.919
<v Speaker 5>spent about five seconds on it, but they'll sure bitch

66
00:03:35.960 --> 00:03:39.360
<v Speaker 5>about doze all the time and cutting costs back February

67
00:03:39.439 --> 00:03:42.719
<v Speaker 5>twenty first three separate stabbings. This was like within the

68
00:03:42.800 --> 00:03:47.560
<v Speaker 5>last week six days ago. Took overnight Curtis Park, five

69
00:03:47.599 --> 00:03:53.000
<v Speaker 5>points neighborhood, Bamham Park, January eleventh and twelve. Remember that

70
00:03:53.039 --> 00:03:56.479
<v Speaker 5>four stabbings occurred on the sixteenth Street mall. It was

71
00:03:56.560 --> 00:03:59.400
<v Speaker 5>one guy over two day period stabbed four people. I

72
00:03:59.439 --> 00:04:02.680
<v Speaker 5>think he two if I recall one with the stewardess.

73
00:04:03.039 --> 00:04:07.960
<v Speaker 5>This is Mike Johnston and his best Now this moron. Yes, Mike,

74
00:04:08.000 --> 00:04:10.080
<v Speaker 5>I hope you're listening because I'd love to have you

75
00:04:10.159 --> 00:04:13.560
<v Speaker 5>on someday. My understanding is you won't go on with Mandy,

76
00:04:13.840 --> 00:04:16.199
<v Speaker 5>you won't go on with Ross, you won't go on

77
00:04:16.319 --> 00:04:18.800
<v Speaker 5>with us, you won't go on with anybody. I don't

78
00:04:18.839 --> 00:04:21.079
<v Speaker 5>know why, Well, yeah I do. You'd be stupid to

79
00:04:21.120 --> 00:04:23.360
<v Speaker 5>come on because what are you gonna do? What are

80
00:04:23.399 --> 00:04:27.160
<v Speaker 5>you possibly gonna say? But when you think someone was

81
00:04:27.199 --> 00:04:29.839
<v Speaker 5>as dumb as a rock and goes.

82
00:04:29.600 --> 00:04:30.600
<v Speaker 4>To the next level.

83
00:04:31.759 --> 00:04:36.560
<v Speaker 5>He is floating the idea of a twenty percent service

84
00:04:36.680 --> 00:04:42.199
<v Speaker 5>charge to tackle restaurant Roe woes in downtown Denver. This

85
00:04:42.439 --> 00:04:45.759
<v Speaker 5>just came out Deborah Grigsby. She works for the Denver

86
00:04:45.839 --> 00:04:49.759
<v Speaker 5>Gazette dot com. Listen to this A twenty percent So

87
00:04:49.959 --> 00:04:54.199
<v Speaker 5>if you go to a McDonald's in Denver, it's gonna

88
00:04:54.199 --> 00:04:57.800
<v Speaker 5>be twenty percent more than one in Aurora or Lakewood.

89
00:04:58.040 --> 00:04:59.920
<v Speaker 5>If you want to have a nice dinner when you

90
00:05:00.120 --> 00:05:04.480
<v Speaker 5>you go downtown, it's gonna cost twenty percent more than

91
00:05:04.519 --> 00:05:07.360
<v Speaker 5>it would right across the border. Now, is this not

92
00:05:07.480 --> 00:05:10.199
<v Speaker 5>the dumbest idea ever? If I'm going to go to

93
00:05:10.240 --> 00:05:12.560
<v Speaker 5>a yard house and have a nice dinner and a beer,

94
00:05:12.920 --> 00:05:13.920
<v Speaker 5>where am I gonna go?

95
00:05:14.000 --> 00:05:14.120
<v Speaker 6>Now?

96
00:05:14.160 --> 00:05:16.600
<v Speaker 5>Am I gonna go downtown Denver? Or am I gonna

97
00:05:16.600 --> 00:05:19.800
<v Speaker 5>go to Douglas County or anywhere besides Denver where I

98
00:05:19.800 --> 00:05:22.399
<v Speaker 5>don't have to pay the twenty percent? I mean, are

99
00:05:22.439 --> 00:05:25.560
<v Speaker 5>you trying to put the restaurants out of business? And

100
00:05:25.680 --> 00:05:28.879
<v Speaker 5>on top of that, he's going to tax that twenty

101
00:05:28.959 --> 00:05:32.319
<v Speaker 5>percent so Denver will get their cut, and then you'll

102
00:05:32.360 --> 00:05:34.639
<v Speaker 5>still pay a tip on top of that, So you'll

103
00:05:34.680 --> 00:05:38.519
<v Speaker 5>pay the twenty percent fee, whatever the hell that's for.

104
00:05:38.839 --> 00:05:41.839
<v Speaker 5>You'll pay taxes on the twenty percent fee. But you

105
00:05:41.879 --> 00:05:43.959
<v Speaker 5>know what I digress. Now that I think about it,

106
00:05:44.000 --> 00:05:49.360
<v Speaker 5>I get it. Denver offers something Douglas County doesn't offer

107
00:05:49.560 --> 00:05:52.959
<v Speaker 5>or a Rapo County. You get the full Denver experience.

108
00:05:53.199 --> 00:05:56.360
<v Speaker 5>You might get stabbed, a homeless guy might shake you down.

109
00:05:56.439 --> 00:05:59.680
<v Speaker 5>For a twenty you get to actually get the full

110
00:05:59.720 --> 00:06:02.879
<v Speaker 5>extra experience of going out to eat for that extra

111
00:06:02.959 --> 00:06:05.839
<v Speaker 5>twenty percent. It's like dinner in a show, but you

112
00:06:05.879 --> 00:06:07.120
<v Speaker 5>don't have to go to a show.

113
00:06:07.360 --> 00:06:10.000
<v Speaker 1>Mark You're forgetting about the rest of the experience, which

114
00:06:10.040 --> 00:06:11.279
<v Speaker 1>is downtown smells like p.

115
00:06:11.439 --> 00:06:12.560
<v Speaker 7>And vomit year round.

116
00:06:12.639 --> 00:06:15.279
<v Speaker 1>Absolutely, you have to wear safety shoes for you might

117
00:06:15.319 --> 00:06:16.199
<v Speaker 1>step on a needle.

118
00:06:16.360 --> 00:06:19.199
<v Speaker 5>It's basically like going to Gaza. You know, it's like

119
00:06:19.279 --> 00:06:23.639
<v Speaker 5>the Gaza experience right here locally. So, Mike Johnston, I'm

120
00:06:23.680 --> 00:06:26.600
<v Speaker 5>telling you right now that would be even dumber than

121
00:06:26.600 --> 00:06:29.199
<v Speaker 5>the other dumb things you've done. And then I saw

122
00:06:29.240 --> 00:06:32.680
<v Speaker 5>something on nine News yesterday too talking about how come

123
00:06:33.199 --> 00:06:37.480
<v Speaker 5>and all across the country deaths are down. OD deaths

124
00:06:37.480 --> 00:06:40.959
<v Speaker 5>are down. Well, maybe it's because we what hand needles out,

125
00:06:41.040 --> 00:06:45.319
<v Speaker 5>give them safe zones. Why do you think ours haven't changed, well,

126
00:06:45.319 --> 00:06:47.439
<v Speaker 5>when around the country they have changed.

127
00:06:47.519 --> 00:06:48.160
<v Speaker 4>Morons.

128
00:06:48.439 --> 00:06:50.759
<v Speaker 1>Well, for one thing, Colorado is taking the lead on

129
00:06:50.879 --> 00:06:52.120
<v Speaker 1>legalizing drugs.

130
00:06:52.920 --> 00:06:55.680
<v Speaker 5>Had every homeless in the world move here, Demitri because

131
00:06:55.680 --> 00:06:55.920
<v Speaker 5>of that.

132
00:06:56.000 --> 00:06:57.959
<v Speaker 1>Well, now we've got every junkie in the world on

133
00:06:57.959 --> 00:07:00.240
<v Speaker 1>the way here because they finally legalized.

134
00:06:59.839 --> 00:07:02.879
<v Speaker 5>My oh, got to get our psychedelics in while we're

135
00:07:02.920 --> 00:07:05.800
<v Speaker 5>smoking the pot, you know. Can you believe it? Till

136
00:07:05.879 --> 00:07:09.600
<v Speaker 5>twenty percent on restaurants. He actually thinks that's a fix

137
00:07:09.879 --> 00:07:14.040
<v Speaker 5>to get more business downtown. Let's raise prices twenty percent

138
00:07:14.199 --> 00:07:18.879
<v Speaker 5>higher than everywhere else around, and that's going to help

139
00:07:18.920 --> 00:07:22.879
<v Speaker 5>business for restaurant owners that agree with that. I would

140
00:07:22.879 --> 00:07:25.399
<v Speaker 5>love to hear from a restaurant owner in Denver that

141
00:07:25.480 --> 00:07:29.680
<v Speaker 5>agrees with your prices being twenty percent higher. Here's what

142
00:07:29.720 --> 00:07:33.560
<v Speaker 5>it says, hold On, Suzanne. Denver Mayor Mike Johnston wants

143
00:07:33.560 --> 00:07:37.839
<v Speaker 5>to add a twenty percent service charge to local restaurant

144
00:07:37.959 --> 00:07:42.480
<v Speaker 5>tabs tabs, then tax it to help restaurants cope with

145
00:07:42.560 --> 00:07:47.240
<v Speaker 5>the city's minimum wage and promote Oh huh, Now wait

146
00:07:47.279 --> 00:07:50.480
<v Speaker 5>a minute, let's see that. So they made minimum wage

147
00:07:50.480 --> 00:07:54.120
<v Speaker 5>in Denver go up, and now now they have to

148
00:07:54.240 --> 00:07:57.519
<v Speaker 5>charge so much for food that no one's going there.

149
00:07:57.759 --> 00:08:01.680
<v Speaker 5>So the fix to it is what's charged twenty percent more.

150
00:08:02.040 --> 00:08:05.680
<v Speaker 5>My god, is he stupid. I cannot even believe he

151
00:08:05.839 --> 00:08:08.879
<v Speaker 5>is coming out in public floating this idea.

152
00:08:09.120 --> 00:08:10.199
<v Speaker 4>I just can't believe it.

153
00:08:10.879 --> 00:08:13.240
<v Speaker 1>Well, Mark, I think that's very difficult to say in

154
00:08:13.279 --> 00:08:18.160
<v Speaker 1>this matter where incompetence ands and malfeasans begins. So it

155
00:08:18.160 --> 00:08:20.800
<v Speaker 1>would be really nice to know what the motivating factors

156
00:08:20.800 --> 00:08:23.000
<v Speaker 1>are behind this decision are floating this kind of.

157
00:08:23.000 --> 00:08:27.319
<v Speaker 5>A Johnston told City Cast Denver, a popular podcast. Yeah,

158
00:08:27.360 --> 00:08:29.680
<v Speaker 5>I'd like to see who's listening to this thing, you

159
00:08:29.759 --> 00:08:32.080
<v Speaker 5>know what. I'm just so sick of it. We're going

160
00:08:32.159 --> 00:08:34.639
<v Speaker 5>to end up like the worst of the worst cities

161
00:08:34.679 --> 00:08:37.960
<v Speaker 5>out there if someone doesn't fix things, and that's you

162
00:08:38.120 --> 00:08:40.440
<v Speaker 5>out there listening right now, the voters. You have to

163
00:08:40.440 --> 00:08:43.519
<v Speaker 5>do it. This is the most moronic idea I've ever had.

164
00:08:43.720 --> 00:08:47.879
<v Speaker 5>This is from a consumer advocate standpoint. You don't raise

165
00:08:48.000 --> 00:08:51.399
<v Speaker 5>prices and then expect more people to come when they

166
00:08:51.440 --> 00:08:53.720
<v Speaker 5>can just go to any other county in the world.

167
00:08:54.519 --> 00:08:58.799
<v Speaker 5>It's absolutely ridiculous. Suzanne and I used to go downtown

168
00:08:59.120 --> 00:09:01.679
<v Speaker 5>and watch a show and then we'd go over to

169
00:09:01.720 --> 00:09:04.240
<v Speaker 5>eat at Sam's Number three, or we'd go to a

170
00:09:04.240 --> 00:09:08.279
<v Speaker 5>fancy steakhouse. We'd walk to sixteenth Street. Mall, maybe stop

171
00:09:08.279 --> 00:09:10.960
<v Speaker 5>at a bar getting ice cream. My god, if you

172
00:09:11.080 --> 00:09:16.080
<v Speaker 5>do that now, you'll get stabbed. It's absolutely absurdity, and

173
00:09:16.159 --> 00:09:19.799
<v Speaker 5>I don't understand for the life of me why anybody

174
00:09:19.840 --> 00:09:22.120
<v Speaker 5>puts up with it. I would love to know why

175
00:09:22.159 --> 00:09:25.279
<v Speaker 5>you voted for these people. I would just love to

176
00:09:25.320 --> 00:09:27.960
<v Speaker 5>know it. I'd love to hear any argument on what

177
00:09:28.120 --> 00:09:31.120
<v Speaker 5>this guy has done that's good. Mike Johnston, name one

178
00:09:31.200 --> 00:09:33.919
<v Speaker 5>damn thing he's done that's good, because I'd love to know.

179
00:09:34.000 --> 00:09:35.759
<v Speaker 5>I'd love to be able to tow a horn for

180
00:09:35.840 --> 00:09:42.200
<v Speaker 5>him at some point. Jim's got a comic, Go ahead, Jim.

181
00:09:41.720 --> 00:09:45.960
<v Speaker 6>Hey, Mark, I've lived here all my life, in Colra,

182
00:09:46.240 --> 00:09:50.759
<v Speaker 6>I've never seen it so bad. I was on seventy

183
00:09:50.919 --> 00:09:57.240
<v Speaker 6>six going towards my daughter's house yesterday and I was

184
00:09:57.320 --> 00:10:03.559
<v Speaker 6>hitting so many potholes, all the trash around. Mike Johnson,

185
00:10:04.159 --> 00:10:07.720
<v Speaker 6>Jerry Poules ain't doing nothing. You know what, I like

186
00:10:07.799 --> 00:10:12.720
<v Speaker 6>to see them in a good year, blimp, I'd take

187
00:10:12.799 --> 00:10:14.159
<v Speaker 6>a couple of shots.

188
00:10:14.679 --> 00:10:17.240
<v Speaker 5>Let's not get crazy on that, man. You know, I

189
00:10:17.279 --> 00:10:20.279
<v Speaker 5>appreciate the call, but that's uh. I'm not I know,

190
00:10:20.399 --> 00:10:22.840
<v Speaker 5>it's no way. I don't want people advocating putting these

191
00:10:22.840 --> 00:10:25.720
<v Speaker 5>guys in a blimp and taking shots at them. That's

192
00:10:25.759 --> 00:10:26.879
<v Speaker 5>where I draw the line.

193
00:10:28.600 --> 00:10:32.840
<v Speaker 6>Well, anyways, they ain't doing anything that with our roads.

194
00:10:32.879 --> 00:10:36.399
<v Speaker 6>They ain't picking up the trash. Where's all these inmates

195
00:10:36.440 --> 00:10:39.240
<v Speaker 6>that are supposed to be cleaning up?

196
00:10:39.440 --> 00:10:43.360
<v Speaker 5>They're probably staying at a nice hotels with the Yeah.

197
00:10:43.600 --> 00:10:43.799
<v Speaker 4>You know.

198
00:10:43.879 --> 00:10:46.639
<v Speaker 5>The other thing that drives me nuts is yeah, once

199
00:10:46.679 --> 00:10:48.759
<v Speaker 5>again nine News. And I know this is a cross

200
00:10:48.799 --> 00:10:50.480
<v Speaker 5>and I hate to pick on nine News, but you

201
00:10:50.480 --> 00:10:52.799
<v Speaker 5>can ask WWS in do I not sit there and

202
00:10:52.879 --> 00:10:56.120
<v Speaker 5>watch at least a half hour of nine News almost

203
00:10:56.159 --> 00:10:56.679
<v Speaker 5>every day?

204
00:10:57.120 --> 00:10:57.320
<v Speaker 8>Yeah?

205
00:10:57.440 --> 00:11:01.320
<v Speaker 5>Kyle Clark, yep, I have to. I got here with comrades.

206
00:11:01.360 --> 00:11:03.399
<v Speaker 5>Got to say. I love it and what he gets

207
00:11:03.440 --> 00:11:06.600
<v Speaker 5>on and he bitches about dose and it drives me crazy.

208
00:11:06.639 --> 00:11:09.399
<v Speaker 5>But people that just got stabbed he doesn't talk about. Now,

209
00:11:09.399 --> 00:11:11.960
<v Speaker 5>I'm not saying he never does. And Kyle, if you

210
00:11:12.039 --> 00:11:14.759
<v Speaker 5>ever happened to listen, I listen to you every day,

211
00:11:14.840 --> 00:11:17.559
<v Speaker 5>So you can't be that upset. I mean, you're my

212
00:11:17.799 --> 00:11:20.960
<v Speaker 5>source of the alternative news, and I mean that you're

213
00:11:21.000 --> 00:11:25.480
<v Speaker 5>You're a perfect painting of what I don't understand. Hey, Jim,

214
00:11:25.519 --> 00:11:29.600
<v Speaker 5>I do appreciate your call. Now listen any consumer issues.

215
00:11:30.639 --> 00:11:33.879
<v Speaker 5>I had to get off on that tangent because you

216
00:11:33.919 --> 00:11:35.960
<v Speaker 5>know what. You know who just joined us in studio,

217
00:11:36.879 --> 00:11:40.120
<v Speaker 5>Chris Console. He owns discount bath dot com. Chris, first

218
00:11:40.159 --> 00:11:43.320
<v Speaker 5>of all, welcome in hit that Mike. Did you hit

219
00:11:43.360 --> 00:11:45.440
<v Speaker 5>that traffic on twenty five? That accident?

220
00:11:45.559 --> 00:11:46.679
<v Speaker 7>I did? I had to get around.

221
00:11:46.879 --> 00:11:49.960
<v Speaker 5>We had three or four fire trucks. We barely We

222
00:11:50.000 --> 00:11:51.919
<v Speaker 5>had them coming up on our side when we were

223
00:11:51.960 --> 00:11:54.639
<v Speaker 5>pulling in. And then I saw the accident. It did

224
00:11:54.679 --> 00:11:57.919
<v Speaker 5>not look like I mean, full blown fire trucks. It

225
00:11:58.000 --> 00:12:01.000
<v Speaker 5>did not look like a three four five truck accident.

226
00:12:01.039 --> 00:12:02.200
<v Speaker 5>But I guess it was.

227
00:12:02.279 --> 00:12:03.519
<v Speaker 7>Might have been a shoe in the road.

228
00:12:04.000 --> 00:12:08.519
<v Speaker 5>Yeah, yeah, So you're a businessman, yes, And so I

229
00:12:08.639 --> 00:12:10.720
<v Speaker 5>was just talking and then I'm gonna somewhat drop it.

230
00:12:10.759 --> 00:12:15.080
<v Speaker 5>But Mike Johnston, our mayor of Denver, has he's floating

231
00:12:15.559 --> 00:12:20.200
<v Speaker 5>the idea on a podcast. It apparently is a popular

232
00:12:20.279 --> 00:12:27.360
<v Speaker 5>podcast called city Cast Denver popular podcast. He's been discussing

233
00:12:27.399 --> 00:12:32.360
<v Speaker 5>the idea with restaurant owners of putting a twenty percent

234
00:12:32.559 --> 00:12:36.480
<v Speaker 5>service charge to tackle restaurant woe. So if you eat

235
00:12:36.559 --> 00:12:42.159
<v Speaker 5>at a McDonald's, say or a Arby's or a steakhouse

236
00:12:42.360 --> 00:12:46.279
<v Speaker 5>or anything, it doesn't matter. In Denver, it would cost

237
00:12:46.320 --> 00:12:49.120
<v Speaker 5>twenty percent more, and that twenty percent, by the way,

238
00:12:49.120 --> 00:12:53.039
<v Speaker 5>would also be taxed so the city would get its share.

239
00:12:53.720 --> 00:12:56.759
<v Speaker 5>I mean, could you imagine from a restaurant or a

240
00:12:56.799 --> 00:13:01.360
<v Speaker 5>business perspective, if they wanted a bathroom remodel through discount

241
00:13:01.399 --> 00:13:04.639
<v Speaker 5>bath if you did it in Denver, it would be

242
00:13:04.720 --> 00:13:07.799
<v Speaker 5>twenty percent more if they went through you. If you

243
00:13:07.840 --> 00:13:10.919
<v Speaker 5>were based in Denver, it would cost them twenty percent

244
00:13:11.000 --> 00:13:13.360
<v Speaker 5>more than if you were based in a Rapo County

245
00:13:13.559 --> 00:13:17.200
<v Speaker 5>or Douglas County. Would you ever in a million years

246
00:13:17.360 --> 00:13:22.480
<v Speaker 5>base that company in Denver. No, isn't more on it.

247
00:13:22.519 --> 00:13:26.320
<v Speaker 5>Could you think of any reason that would help the restaurants.

248
00:13:26.639 --> 00:13:26.720
<v Speaker 1>No.

249
00:13:27.200 --> 00:13:29.240
<v Speaker 7>If I owned a restaurant in Denver, I'd be finding

250
00:13:29.240 --> 00:13:30.679
<v Speaker 7>for looking for a new location.

251
00:13:30.759 --> 00:13:32.120
<v Speaker 4>I'd be looking for a new location.

252
00:13:32.799 --> 00:13:35.039
<v Speaker 5>I just can't believe it. This is what happens when

253
00:13:35.039 --> 00:13:37.519
<v Speaker 5>you have far left people. And I'm sorry, I'm saying

254
00:13:37.559 --> 00:13:39.600
<v Speaker 5>it as it is. That has never been in the

255
00:13:39.600 --> 00:13:43.519
<v Speaker 5>business world. I have operated multiple businesses in order to

256
00:13:43.600 --> 00:13:47.519
<v Speaker 5>go in and charge in one area twenty percent more

257
00:13:47.919 --> 00:13:52.120
<v Speaker 5>to try to revive that area is just stupid.

258
00:13:57.480 --> 00:14:00.759
<v Speaker 9>Go with a sure thing Denver's Best Roofer Sell roofing

259
00:14:00.840 --> 00:14:03.480
<v Speaker 9>dot com. You don't pay a cent until you're content.

260
00:14:05.039 --> 00:14:09.320
<v Speaker 9>Wait time for an insurance check up free, no obligation.

261
00:14:09.320 --> 00:14:13.159
<v Speaker 9>In comparison, call Compass Insurance paying too much your coverage

262
00:14:13.200 --> 00:14:15.840
<v Speaker 9>at dozens of insurance companies find out now three all

263
00:14:15.919 --> 00:14:18.360
<v Speaker 9>three seven seven to one help. You'll think you're his

264
00:14:18.519 --> 00:14:21.159
<v Speaker 9>only customer when you choose Frank durand the real estate

265
00:14:21.200 --> 00:14:24.440
<v Speaker 9>Man dot com to list your home with Remax Alliance

266
00:14:24.679 --> 00:14:38.000
<v Speaker 9>three oh three nine two zero sixteen twenty two.

267
00:14:33.799 --> 00:14:36.840
<v Speaker 5>All right, three oh three seven one three eight two

268
00:14:36.960 --> 00:14:38.840
<v Speaker 5>five five. I was talking to our guest or in

269
00:14:38.879 --> 00:14:42.720
<v Speaker 5>the break Chris. He's the owner of discount bath dot com.

270
00:14:42.720 --> 00:14:44.799
<v Speaker 5>It's pretty cool if you go to your website, Chris.

271
00:14:45.200 --> 00:14:46.960
<v Speaker 5>I try to, you know, when we have a guest

272
00:14:47.000 --> 00:14:49.240
<v Speaker 5>on like you, I try to just get up to

273
00:14:49.360 --> 00:14:51.720
<v Speaker 5>date on everything. But I first of I love your name.

274
00:14:51.720 --> 00:14:53.759
<v Speaker 5>I've said that to you on a hundred times discount Bath.

275
00:14:53.799 --> 00:14:54.080
<v Speaker 7>Thanks.

276
00:14:54.159 --> 00:14:56.360
<v Speaker 5>I mean, you guys do exactly what you do. But

277
00:14:56.440 --> 00:14:59.039
<v Speaker 5>when I click on schedule of free design at discount

278
00:14:59.039 --> 00:15:02.720
<v Speaker 5>bath dot com, what I really like is this project video.

279
00:15:03.039 --> 00:15:05.960
<v Speaker 5>It says this is the fastest and most efficient way

280
00:15:06.440 --> 00:15:10.279
<v Speaker 5>to get a free estimate, and basically it says, get started.

281
00:15:10.279 --> 00:15:11.440
<v Speaker 4>And let me hit that.

282
00:15:11.559 --> 00:15:14.720
<v Speaker 5>Then basically you put your contact information and then basically

283
00:15:14.720 --> 00:15:16.240
<v Speaker 5>what do you do? You send like a two to

284
00:15:16.399 --> 00:15:17.320
<v Speaker 5>three minute video.

285
00:15:17.360 --> 00:15:17.879
<v Speaker 4>What does it do?

286
00:15:18.080 --> 00:15:20.399
<v Speaker 10>Yeah, So what we want the customer to do is

287
00:15:20.440 --> 00:15:22.879
<v Speaker 10>to do a voiceover as you film it. Hey, I

288
00:15:22.879 --> 00:15:25.159
<v Speaker 10>want to take this shower or this bathtub out, put

289
00:15:25.159 --> 00:15:28.639
<v Speaker 10>in a shower, I want tile, I want this color.

290
00:15:28.639 --> 00:15:30.559
<v Speaker 7>Whatever. The more information you give us, the better the

291
00:15:30.559 --> 00:15:30.960
<v Speaker 7>BID's got.

292
00:15:31.080 --> 00:15:33.440
<v Speaker 5>And you guys are looking at that video and going okay,

293
00:15:33.519 --> 00:15:35.519
<v Speaker 5>they want to get rid of this tub and put

294
00:15:35.559 --> 00:15:38.320
<v Speaker 5>the shower over here, And you get an idea of

295
00:15:38.360 --> 00:15:41.200
<v Speaker 5>the size because you guys know bathroom yep. And then

296
00:15:41.240 --> 00:15:43.080
<v Speaker 5>you can come up with what I mean, would you

297
00:15:43.159 --> 00:15:47.399
<v Speaker 5>say that quote is generally dead on or I'm sure

298
00:15:47.399 --> 00:15:49.799
<v Speaker 5>there's a second part where you come out, Yeah.

299
00:15:49.840 --> 00:15:52.360
<v Speaker 10>Thats so the smaller bathrooms we can get pretty accurate,

300
00:15:52.440 --> 00:15:54.440
<v Speaker 10>especially if it's just a shower or a haul bath.

301
00:15:54.480 --> 00:15:55.960
<v Speaker 10>We can, you know, if you tell us what you

302
00:15:56.000 --> 00:15:58.320
<v Speaker 10>want in there, we can get you within I don't know,

303
00:15:58.320 --> 00:15:58.639
<v Speaker 10>a few.

304
00:15:58.600 --> 00:16:00.639
<v Speaker 7>Hundred dollars probably it's incredible.

305
00:16:00.679 --> 00:16:03.279
<v Speaker 10>On the larger projects, we're gonna have to come out

306
00:16:03.279 --> 00:16:05.279
<v Speaker 10>there and there's a lot more detail, but we can.

307
00:16:05.440 --> 00:16:07.000
<v Speaker 7>We can get you in a ballpark. Who is the

308
00:16:07.039 --> 00:16:08.759
<v Speaker 7>guy that came out to our house. That's Stephen.

309
00:16:09.120 --> 00:16:09.679
<v Speaker 4>He's still there.

310
00:16:09.759 --> 00:16:11.120
<v Speaker 5>Yeah, yeah, yeah, man, is he good?

311
00:16:11.279 --> 00:16:11.600
<v Speaker 7>Yeah?

312
00:16:11.639 --> 00:16:12.600
<v Speaker 5>He has ideas.

313
00:16:12.600 --> 00:16:13.639
<v Speaker 4>So let me give you an idea.

314
00:16:13.720 --> 00:16:16.159
<v Speaker 5>Suzanne and I we were going to get a bathroom redone.

315
00:16:16.240 --> 00:16:18.919
<v Speaker 5>These guys come out and they look at everything, and

316
00:16:18.960 --> 00:16:21.480
<v Speaker 5>Suzanne was like, hey, how about if we wanted to

317
00:16:21.480 --> 00:16:24.039
<v Speaker 5>get because we have a separate tower shower. We have

318
00:16:24.080 --> 00:16:26.519
<v Speaker 5>big walk in shower, and then we have this huge

319
00:16:26.559 --> 00:16:29.559
<v Speaker 5>tub that we never use. It's crazy big. It's like

320
00:16:29.679 --> 00:16:32.879
<v Speaker 5>it's insanely big. It takes up way too much room

321
00:16:32.919 --> 00:16:36.399
<v Speaker 5>for something you never use, right, So we were thinking,

322
00:16:36.960 --> 00:16:39.840
<v Speaker 5>why could we move the shower to where the tub is,

323
00:16:39.879 --> 00:16:42.399
<v Speaker 5>get rid of the tub, turn that into a big

324
00:16:42.440 --> 00:16:46.360
<v Speaker 5>steam shower, and then pop a hole in the drywall

325
00:16:46.720 --> 00:16:50.399
<v Speaker 5>where the shower was and make our master room or

326
00:16:50.440 --> 00:16:54.639
<v Speaker 5>our master bedroom closet bigger. And he's like, yeah, no problem,

327
00:16:54.679 --> 00:16:57.480
<v Speaker 5>and he checked, and he goes up, no load bearing walls.

328
00:16:57.519 --> 00:16:59.679
<v Speaker 5>We could do this and this, and then he starts sketching,

329
00:16:59.679 --> 00:17:02.879
<v Speaker 5>and he just comes up with all these ideas, and

330
00:17:02.919 --> 00:17:05.079
<v Speaker 5>then then you talk about different things like do you

331
00:17:05.119 --> 00:17:07.599
<v Speaker 5>want that steam shower, or if you do want a tub,

332
00:17:07.599 --> 00:17:09.000
<v Speaker 5>what kind of tub do you want? Do you want

333
00:17:09.000 --> 00:17:11.279
<v Speaker 5>it free standing or do you want to sunk in

334
00:17:11.359 --> 00:17:13.960
<v Speaker 5>that's like a jacuzzi tub? Do you want one of

335
00:17:13.960 --> 00:17:16.519
<v Speaker 5>the fancy toilets? Do you want a regular toilet? I

336
00:17:16.519 --> 00:17:18.599
<v Speaker 5>mean he goes through everything.

337
00:17:18.200 --> 00:17:20.480
<v Speaker 10>Yep, yeah, we covered the whole thing, and just for

338
00:17:20.559 --> 00:17:22.200
<v Speaker 10>the record, Steven's one of the owners.

339
00:17:21.920 --> 00:17:24.039
<v Speaker 5>That oh I didn't know, y yeah, And then the

340
00:17:24.119 --> 00:17:27.400
<v Speaker 5>options you guys give coming back, it's like, oh okay,

341
00:17:27.599 --> 00:17:30.119
<v Speaker 5>you can say like, oh well, if you want you know,

342
00:17:30.200 --> 00:17:33.359
<v Speaker 5>the fancy toilet and you want the steam shower and

343
00:17:33.400 --> 00:17:36.839
<v Speaker 5>that kind of California look like closet stuff like that,

344
00:17:36.960 --> 00:17:40.079
<v Speaker 5>here's one price. If you just want to redo this

345
00:17:40.319 --> 00:17:44.039
<v Speaker 5>shower and make the existing shower into a steam shower,

346
00:17:44.240 --> 00:17:47.480
<v Speaker 5>here's that price. I mean, you guys break down every

347
00:17:47.559 --> 00:17:50.680
<v Speaker 5>single idea, and then he was even thinking of different

348
00:17:50.680 --> 00:17:53.319
<v Speaker 5>things like do you do granted in here? Do you

349
00:17:53.400 --> 00:17:56.039
<v Speaker 5>do tile? Do you do something over here? I mean,

350
00:17:56.359 --> 00:17:58.880
<v Speaker 5>it truly is like you guys are kind of a

351
00:17:58.920 --> 00:17:59.680
<v Speaker 5>full design.

352
00:18:00.079 --> 00:18:03.160
<v Speaker 10>Yeah, we're designed to build and you know, a discount Bath.

353
00:18:03.200 --> 00:18:05.880
<v Speaker 10>I mean really, the philosophy behind the company is we've

354
00:18:05.920 --> 00:18:08.319
<v Speaker 10>been at these other companies in the past in our career,

355
00:18:08.960 --> 00:18:11.960
<v Speaker 10>and we're not the company that's coming in and saying, hey,

356
00:18:12.000 --> 00:18:14.400
<v Speaker 10>it's twenty thousand, but if you do it today, it's fifteen.

357
00:18:14.599 --> 00:18:14.799
<v Speaker 4>No.

358
00:18:14.799 --> 00:18:17.200
<v Speaker 5>No, no, we're just giving you the price this is.

359
00:18:17.359 --> 00:18:19.519
<v Speaker 10>We're giving you our best price up front, and you know,

360
00:18:19.559 --> 00:18:21.039
<v Speaker 10>if it works great, If not, that's okay.

361
00:18:21.039 --> 00:18:23.559
<v Speaker 5>And I would say if they got three bids and yah,

362
00:18:23.599 --> 00:18:25.759
<v Speaker 5>I mean get good bids. I'm not talking you know,

363
00:18:26.000 --> 00:18:28.559
<v Speaker 5>some some one man show that's going to be there

364
00:18:28.640 --> 00:18:30.640
<v Speaker 5>for eight years and you're going to be calling us

365
00:18:30.640 --> 00:18:34.440
<v Speaker 5>because you got a problem. Yeah checking the truck and yeah, yeah, exactly.

366
00:18:34.519 --> 00:18:37.759
<v Speaker 5>Literally a plumber, no, a electrician no. But yet they

367
00:18:37.799 --> 00:18:40.079
<v Speaker 5>do it all. You don't want that. I mean, these

368
00:18:40.160 --> 00:18:42.160
<v Speaker 5>guys use you know, the real deals. So but here

369
00:18:42.319 --> 00:18:45.359
<v Speaker 5>here's what I was saying. If you got three real bids,

370
00:18:45.640 --> 00:18:48.240
<v Speaker 5>these guys are cheaper. Discount Bath is cheaper. I don't

371
00:18:48.279 --> 00:18:50.680
<v Speaker 5>care how well you put it, and if you weren't,

372
00:18:50.720 --> 00:18:53.359
<v Speaker 5>it would be crazy just because that's your name, right, Well,

373
00:18:53.440 --> 00:18:55.000
<v Speaker 5>I'd give you. I'd give you a lot of crap

374
00:18:55.079 --> 00:18:57.720
<v Speaker 5>right here. I'd be like, you should be more expensive

375
00:18:57.799 --> 00:19:01.240
<v Speaker 5>bath dot com. Yeah, hey, job, what's going on with you?

376
00:19:01.759 --> 00:19:02.119
<v Speaker 4>Jaba?

377
00:19:04.079 --> 00:19:06.400
<v Speaker 11>Hey, I was just kind of calling in. I was

378
00:19:06.440 --> 00:19:09.960
<v Speaker 11>gonna ask for Tom, but I got talked into talking

379
00:19:10.000 --> 00:19:12.599
<v Speaker 11>to you, which I love you to death, but I'm

380
00:19:12.640 --> 00:19:13.720
<v Speaker 11>not too sure if.

381
00:19:16.000 --> 00:19:16.279
<v Speaker 12>You don't.

382
00:19:16.400 --> 00:19:19.880
<v Speaker 11>I don't want you getting excited and sad and everything.

383
00:19:19.960 --> 00:19:23.359
<v Speaker 5>But I'm trying to know what he's going to ask. Please, Jaba,

384
00:19:23.799 --> 00:19:24.519
<v Speaker 5>clue me in here.

385
00:19:24.559 --> 00:19:27.880
<v Speaker 11>Well, I'm checking I'm checking in for.

386
00:19:30.359 --> 00:19:32.039
<v Speaker 6>Monday morning at.

387
00:19:31.920 --> 00:19:33.960
<v Speaker 11>The Rocky Mountain Cancer Center.

388
00:19:34.480 --> 00:19:38.559
<v Speaker 5>So you're checking in there right now, Monday morning. Oh,

389
00:19:38.640 --> 00:19:40.240
<v Speaker 5>I got you. I heard you there. And what kind

390
00:19:40.279 --> 00:19:41.119
<v Speaker 5>of cancer do you have?

391
00:19:41.200 --> 00:19:45.839
<v Speaker 11>Sir? They're saying, there's something on my liver, and there's

392
00:19:45.839 --> 00:19:49.680
<v Speaker 11>something on my liv or my kidney, and it's they're

393
00:19:49.759 --> 00:19:51.720
<v Speaker 11>trying to get me in as soon as possible.

394
00:19:52.319 --> 00:19:54.839
<v Speaker 5>Hey, how did you know how did all of this

395
00:19:55.039 --> 00:19:57.720
<v Speaker 5>come about? Give us a little shed a little light

396
00:19:57.759 --> 00:19:59.799
<v Speaker 5>on it. Did you just go to your primary care

397
00:20:00.039 --> 00:20:03.039
<v Speaker 5>because you were having some form of pain or problem

398
00:20:03.079 --> 00:20:05.839
<v Speaker 5>and then they did some imaging and now they're shipping

399
00:20:05.839 --> 00:20:06.400
<v Speaker 5>you down.

400
00:20:06.240 --> 00:20:11.480
<v Speaker 11>There bingo and and they've they've been wanding, you know,

401
00:20:11.640 --> 00:20:14.279
<v Speaker 11>my liver for like the last ten years, and kind

402
00:20:14.319 --> 00:20:15.839
<v Speaker 11>of said, well, yeah, you got a little bit of

403
00:20:15.839 --> 00:20:18.400
<v Speaker 11>fatty liver here and there, blah blah blah blah blah. Yeah,

404
00:20:18.440 --> 00:20:20.599
<v Speaker 11>and all of a sudden, now I felt kind of

405
00:20:21.960 --> 00:20:24.920
<v Speaker 11>like a hard spot right there, and I went in

406
00:20:25.079 --> 00:20:26.960
<v Speaker 11>and then they said go to a cat scan and

407
00:20:27.000 --> 00:20:30.079
<v Speaker 11>then that's where they saw everything. Gods, I just don't know.

408
00:20:30.319 --> 00:20:34.119
<v Speaker 11>I just don't know how to end up. You could say, Dan,

409
00:20:34.240 --> 00:20:36.240
<v Speaker 11>I was looking for that till is what I was

410
00:20:36.279 --> 00:20:36.880
<v Speaker 11>looking for.

411
00:20:37.240 --> 00:20:39.119
<v Speaker 5>What do you mean you want to commit suicide?

412
00:20:40.279 --> 00:20:43.160
<v Speaker 11>Well, it's it's just if it gets so bad, you know,

413
00:20:43.160 --> 00:20:45.920
<v Speaker 11>because I'm not doing chemo. I'm not going to do

414
00:20:46.000 --> 00:20:46.880
<v Speaker 11>any of that stuff.

415
00:20:46.920 --> 00:20:49.119
<v Speaker 5>I'm not How old are you? And listen, I'm not

416
00:20:49.200 --> 00:20:51.799
<v Speaker 5>a doctor, but I mean i'd like to have this

417
00:20:51.880 --> 00:20:54.880
<v Speaker 5>discussion with you just from my perspective, But how old

418
00:20:54.920 --> 00:20:55.119
<v Speaker 5>are you?

419
00:20:55.240 --> 00:20:58.839
<v Speaker 11>I will be turning sixty on September.

420
00:20:58.880 --> 00:21:00.640
<v Speaker 5>Well you're not even that old. Hold on, man, I

421
00:21:00.680 --> 00:21:03.000
<v Speaker 5>promise I'll come back to you first doors. Hold tight.

422
00:21:03.119 --> 00:21:05.599
<v Speaker 5>She's got a question on fraud. We have two lines

423
00:21:05.640 --> 00:21:10.599
<v Speaker 5>open three zero three seven one three eight two five five.

424
00:21:16.839 --> 00:21:20.079
<v Speaker 9>Go with a sure thing Denver's best roofer Excel Roofing

425
00:21:20.200 --> 00:21:20.799
<v Speaker 9>dot com.

426
00:21:20.839 --> 00:21:22.839
<v Speaker 5>You don't pay a cent until you're content.

427
00:21:26.240 --> 00:21:29.400
<v Speaker 9>Time for an insurance check up free no obligation comparison

428
00:21:29.519 --> 00:21:33.119
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

429
00:21:33.119 --> 00:21:35.839
<v Speaker 9>of insurance companies find out now three oh three seven

430
00:21:35.960 --> 00:21:38.759
<v Speaker 9>seven to one help. You'll think you're his only customer

431
00:21:38.799 --> 00:21:41.039
<v Speaker 9>when you choose Frank durand the real estate Man dot

432
00:21:41.079 --> 00:21:44.359
<v Speaker 9>com to list your home with Remax Alliance three oh

433
00:21:44.440 --> 00:21:48.400
<v Speaker 9>three nine two zero sixteen twenty two.

434
00:21:49.119 --> 00:21:52.119
<v Speaker 5>All right, three oh three seven one three eight two

435
00:21:53.440 --> 00:21:55.680
<v Speaker 5>five five. We were talking during the break. I'm on

436
00:21:55.720 --> 00:21:58.279
<v Speaker 5>that weight loss stuff. I happen to be on a

437
00:21:58.480 --> 00:22:02.279
<v Speaker 5>try zeppaitoid. I think it tries epetitz turns reppetite.

438
00:22:02.279 --> 00:22:03.119
<v Speaker 4>I was close enough.

439
00:22:03.440 --> 00:22:05.960
<v Speaker 5>I'd love to find the people that name these drugs

440
00:22:05.960 --> 00:22:08.880
<v Speaker 5>and just strangle them. The ones that really drive me

441
00:22:08.960 --> 00:22:11.680
<v Speaker 5>crazy are the ones, like when they're antidepressants and you

442
00:22:11.720 --> 00:22:14.319
<v Speaker 5>see them on TV and they're called like a happy

443
00:22:14.440 --> 00:22:17.559
<v Speaker 5>pill or something. You're like, come on, that's a little that's.

444
00:22:17.400 --> 00:22:18.480
<v Speaker 4>A little overboard.

445
00:22:19.519 --> 00:22:22.519
<v Speaker 5>But we were talking about it, and uh, you know,

446
00:22:22.640 --> 00:22:25.599
<v Speaker 5>Dimitri was asking a question basically, and the truth is,

447
00:22:26.039 --> 00:22:28.279
<v Speaker 5>it really does cut out to a food noise in

448
00:22:28.319 --> 00:22:32.079
<v Speaker 5>your head, and on top of that, you feel full.

449
00:22:32.200 --> 00:22:36.079
<v Speaker 5>So if you eat and then like, let's say you

450
00:22:36.119 --> 00:22:38.680
<v Speaker 5>eat half of what you usually would for dinner, or

451
00:22:38.720 --> 00:22:42.400
<v Speaker 5>even a quarter of it, and about an hour or

452
00:22:42.440 --> 00:22:46.440
<v Speaker 5>two later, like, you're so full, it's crazy. So if

453
00:22:46.440 --> 00:22:50.799
<v Speaker 5>you overeat all of a sudden a couple hours later,

454
00:22:50.839 --> 00:22:55.079
<v Speaker 5>it's that very uncomfortable feeling, like after Thanksgiving. So after

455
00:22:55.160 --> 00:22:57.079
<v Speaker 5>a week or two of being on it, when that

456
00:22:57.200 --> 00:22:59.839
<v Speaker 5>dose is right, you're like, oh my goodness, you learn,

457
00:23:00.160 --> 00:23:03.119
<v Speaker 5>you really learn how to eat again. And I guess

458
00:23:03.200 --> 00:23:07.200
<v Speaker 5>the part that I'm looking forward to is this when

459
00:23:07.200 --> 00:23:09.839
<v Speaker 5>I'm off of it in another four or five weeks.

460
00:23:09.880 --> 00:23:12.359
<v Speaker 5>I hit my forty five pounds in three to four

461
00:23:12.400 --> 00:23:15.400
<v Speaker 5>months wherever. When I hit that, and I am going

462
00:23:15.440 --> 00:23:18.559
<v Speaker 5>to hit it, I'm on track. What I'm curious is

463
00:23:18.559 --> 00:23:21.640
<v Speaker 5>when I get off does that muscle memory. We talk

464
00:23:21.680 --> 00:23:24.839
<v Speaker 5>about muscle memory a lot, Well, I remember how to

465
00:23:24.960 --> 00:23:27.519
<v Speaker 5>eat the way I'm eating now or the portion size

466
00:23:27.559 --> 00:23:29.720
<v Speaker 5>I should say that I'm eating now, And I'll be

467
00:23:29.759 --> 00:23:31.799
<v Speaker 5>curious about that. But I do want to go back

468
00:23:31.839 --> 00:23:36.319
<v Speaker 5>to Java job has got an appointment Monday to go

469
00:23:36.400 --> 00:23:40.039
<v Speaker 5>down to the cancer center and Jaba, I guess they're

470
00:23:40.079 --> 00:23:42.160
<v Speaker 5>going to be looking at all the imaging and kind

471
00:23:42.200 --> 00:23:45.079
<v Speaker 5>of telling you a path forward for yourself. And I

472
00:23:45.160 --> 00:23:48.400
<v Speaker 5>realize your main question is you know, you don't want

473
00:23:48.400 --> 00:23:50.119
<v Speaker 5>to do chemo. You don't want to do any of

474
00:23:50.160 --> 00:23:52.400
<v Speaker 5>these things. But I mean, is that what's going to

475
00:23:52.480 --> 00:23:54.640
<v Speaker 5>happen Monday? They're going to tell you a road to

476
00:23:55.599 --> 00:23:56.160
<v Speaker 5>get better.

477
00:23:57.160 --> 00:24:00.720
<v Speaker 11>Yeah, that's exactly right, you know. And then I just

478
00:24:00.759 --> 00:24:02.559
<v Speaker 11>want to know, you know, like when the doctor your

479
00:24:02.599 --> 00:24:05.640
<v Speaker 11>primary says, you know, I don't like the predictions on it,

480
00:24:05.680 --> 00:24:08.640
<v Speaker 11>but they say it could be a year.

481
00:24:09.519 --> 00:24:13.640
<v Speaker 5>Yeah, well so, but when you get closer to that year,

482
00:24:14.119 --> 00:24:17.200
<v Speaker 5>what do you I don't want to just sit around

483
00:24:17.240 --> 00:24:18.000
<v Speaker 5>like a vegetable.

484
00:24:18.079 --> 00:24:19.680
<v Speaker 4>Well you're going to learn a lot Monday.

485
00:24:20.319 --> 00:24:23.240
<v Speaker 5>I think we've all known somebody at some point or personally,

486
00:24:23.279 --> 00:24:27.480
<v Speaker 5>someone that's gone through it. You know. What really is

487
00:24:27.720 --> 00:24:31.440
<v Speaker 5>remarkable to me, and I think of an uncle of mine,

488
00:24:32.240 --> 00:24:35.200
<v Speaker 5>it's the closer he had. He actually had a one

489
00:24:35.279 --> 00:24:38.400
<v Speaker 5>or two year term by the doctors. I mean, I

490
00:24:38.599 --> 00:24:40.240
<v Speaker 5>don't know how they come up with this, but he

491
00:24:40.319 --> 00:24:42.680
<v Speaker 5>actually lived for quite a bit longer, I think almost

492
00:24:42.680 --> 00:24:46.079
<v Speaker 5>ten years, but the closer in, the sicker he got.

493
00:24:46.119 --> 00:24:50.640
<v Speaker 5>Over time, the human brain seems to almost start I

494
00:24:50.680 --> 00:24:55.440
<v Speaker 5>hate to use the word acceptance, but starts to understand mortality.

495
00:24:55.839 --> 00:24:58.519
<v Speaker 5>I mean, you know we're not immortal. And I think

496
00:24:58.640 --> 00:25:02.160
<v Speaker 5>somewhere the brain shifts thought process is like, okay, this

497
00:25:02.319 --> 00:25:04.960
<v Speaker 5>is a normal part of life. But when you're not there,

498
00:25:05.079 --> 00:25:08.240
<v Speaker 5>like I'm not there right now, I can't imagine having

499
00:25:08.240 --> 00:25:10.880
<v Speaker 5>thoughts like that. I'd be terrified, like you are. What's

500
00:25:10.920 --> 00:25:14.480
<v Speaker 5>interesting when I think a liver cancer. Are you a

501
00:25:14.519 --> 00:25:15.079
<v Speaker 5>big drinker?

502
00:25:15.160 --> 00:25:15.480
<v Speaker 12>Jaba?

503
00:25:16.920 --> 00:25:19.440
<v Speaker 11>Oh yeah, all my life I've drank. Did you have

504
00:25:19.480 --> 00:25:22.240
<v Speaker 11>a big drinker? But well I quit a long time

505
00:25:22.279 --> 00:25:24.359
<v Speaker 11>ago and then I cut back. But you know, I've

506
00:25:24.720 --> 00:25:25.720
<v Speaker 11>looked a couple beers.

507
00:25:26.039 --> 00:25:28.720
<v Speaker 5>Once again, I am far from a physician, but one

508
00:25:28.759 --> 00:25:31.920
<v Speaker 5>thing I have heard about, just from doing the show

509
00:25:31.960 --> 00:25:35.400
<v Speaker 5>and having numerous different mds in over the years, the

510
00:25:35.480 --> 00:25:39.319
<v Speaker 5>liver is quite the craziest organ. I mean, I've heard

511
00:25:39.359 --> 00:25:42.279
<v Speaker 5>of cases where you get like a quarter of a

512
00:25:42.319 --> 00:25:46.000
<v Speaker 5>fresh liver, and long as you're good and everything is right,

513
00:25:46.720 --> 00:25:49.960
<v Speaker 5>that thing can grow to be a normal functioning liver

514
00:25:50.240 --> 00:25:53.640
<v Speaker 5>and the person that donated half their liver. You know,

515
00:25:53.880 --> 00:25:55.759
<v Speaker 5>a period of time goes by and they have a

516
00:25:55.799 --> 00:25:59.160
<v Speaker 5>full liver again. I mean, it's like, really think about that.

517
00:25:59.319 --> 00:26:03.039
<v Speaker 5>It's remarked. I can't imagine like cutting my arm off

518
00:26:03.279 --> 00:26:06.240
<v Speaker 5>and you wait long enough and your your arm grows back.

519
00:26:06.279 --> 00:26:09.079
<v Speaker 5>I mean, it's pretty crazy. But I think a lot

520
00:26:09.119 --> 00:26:11.559
<v Speaker 5>of it's going to be your mental outcome. So I mean,

521
00:26:11.640 --> 00:26:13.559
<v Speaker 5>I think you just got to be really cool when

522
00:26:13.599 --> 00:26:16.119
<v Speaker 5>you go in Monday and have a good outlook. I

523
00:26:16.200 --> 00:26:18.559
<v Speaker 5>think that's a very important part to it. I mean

524
00:26:18.599 --> 00:26:21.160
<v Speaker 5>you're already thinking of how do I commit suicide, which

525
00:26:21.240 --> 00:26:24.920
<v Speaker 5>is come on, man, that's that's crazy. Although we all

526
00:26:25.000 --> 00:26:26.920
<v Speaker 5>might go through that at some point where you have

527
00:26:27.039 --> 00:26:27.680
<v Speaker 5>those thoughts.

528
00:26:29.200 --> 00:26:30.200
<v Speaker 13>Yeah, Soudan, you.

529
00:26:30.240 --> 00:26:31.319
<v Speaker 5>Want to add anything to that.

530
00:26:31.400 --> 00:26:34.799
<v Speaker 14>Honestly, a difference perspect like what you said, you know,

531
00:26:34.960 --> 00:26:36.319
<v Speaker 14>Jaba is like wow.

532
00:26:36.200 --> 00:26:38.839
<v Speaker 15>That's really that's really jumping the gun.

533
00:26:39.319 --> 00:26:39.880
<v Speaker 5>I get it.

534
00:26:39.920 --> 00:26:41.759
<v Speaker 15>But get your facts first.

535
00:26:41.839 --> 00:26:49.440
<v Speaker 14>You don't even know yet what your prognosis is, do you.

536
00:26:47.400 --> 00:26:48.640
<v Speaker 11>No, not yet?

537
00:26:48.680 --> 00:26:48.759
<v Speaker 2>No?

538
00:26:48.839 --> 00:26:50.359
<v Speaker 15>Yeah, I mean, get your facts straight.

539
00:26:50.480 --> 00:26:53.759
<v Speaker 14>Make sure you have all the information and one day

540
00:26:53.759 --> 00:26:55.359
<v Speaker 14>at a time right now, you know.

541
00:26:55.680 --> 00:26:58.039
<v Speaker 5>And the other thing with Takimo, you're so negative on

542
00:26:58.200 --> 00:27:00.440
<v Speaker 5>chemo right now. I don't understand that I'd have that

543
00:27:00.519 --> 00:27:04.440
<v Speaker 5>real conversation with whomever on Monday, because chemo can be

544
00:27:04.519 --> 00:27:08.599
<v Speaker 5>a ridiculously wonderful thing. You know, you're gonna feel like

545
00:27:08.680 --> 00:27:11.319
<v Speaker 5>crap after it, there's no doubt about it. Few people

546
00:27:11.400 --> 00:27:15.559
<v Speaker 5>are superman after it, but it can. Actually it's a

547
00:27:15.559 --> 00:27:18.839
<v Speaker 5>good conversation to have. You don't understand it. Maybe you

548
00:27:18.920 --> 00:27:22.599
<v Speaker 5>knew somebody that went through it and it was absolutely miserable.

549
00:27:22.440 --> 00:27:23.920
<v Speaker 11>But I mean, exactly right.

550
00:27:24.079 --> 00:27:28.359
<v Speaker 5>Well then, but that's that's somebody else's journey that somebody

551
00:27:28.359 --> 00:27:31.440
<v Speaker 5>else is not yours. So just really have an open

552
00:27:31.519 --> 00:27:34.319
<v Speaker 5>mind when they talk to you about things like that.

553
00:27:34.519 --> 00:27:38.920
<v Speaker 14>I mean, I think just staying positive is really helpful too.

554
00:27:39.000 --> 00:27:40.160
<v Speaker 4>Yeah, it's possible.

555
00:27:40.279 --> 00:27:42.240
<v Speaker 5>Second opinion, there's nothing wrong with that.

556
00:27:42.359 --> 00:27:44.920
<v Speaker 15>Stay positive right now. I mean, you're just at the

557
00:27:44.920 --> 00:27:46.680
<v Speaker 15>beginning of this. You never know.

558
00:27:47.079 --> 00:27:48.799
<v Speaker 7>Hey, Jaba, this is Chris.

559
00:27:48.839 --> 00:27:52.000
<v Speaker 10>About twenty years ago, the doctor gave my mom with

560
00:27:52.119 --> 00:27:55.119
<v Speaker 10>cancer four weeks to live. Oh my gosh, she's still

561
00:27:55.119 --> 00:27:58.559
<v Speaker 10>stubborn and still here. She had years what kind of cancer,

562
00:27:58.559 --> 00:27:59.119
<v Speaker 10>if you don't.

563
00:27:58.920 --> 00:28:00.599
<v Speaker 5>Mind, she had reck cancer?

564
00:28:00.720 --> 00:28:01.480
<v Speaker 4>Oh my god.

565
00:28:01.839 --> 00:28:04.480
<v Speaker 5>And they literally were like, you're dying in a month.

566
00:28:04.559 --> 00:28:07.119
<v Speaker 10>Yeah, we had the conversation outside the room and she's

567
00:28:07.119 --> 00:28:09.200
<v Speaker 10>not going to be here and she's still here.

568
00:28:09.319 --> 00:28:11.839
<v Speaker 5>How do they how do they get that kind of

569
00:28:11.920 --> 00:28:12.640
<v Speaker 5>time frame?

570
00:28:13.599 --> 00:28:14.599
<v Speaker 13>So wrong?

571
00:28:15.200 --> 00:28:17.599
<v Speaker 10>She was in bad shape, but she you know again

572
00:28:17.640 --> 00:28:20.240
<v Speaker 10>maybe miracle whatever, but she's stubborn, she didn't want to go.

573
00:28:20.319 --> 00:28:22.200
<v Speaker 7>She had a positive outlook, and.

574
00:28:22.240 --> 00:28:24.680
<v Speaker 10>Twenty years twenty years ago, she's you know, she's still

575
00:28:24.720 --> 00:28:25.480
<v Speaker 10>cancer free.

576
00:28:25.680 --> 00:28:27.880
<v Speaker 5>Chris sharing that story is awesome, man.

577
00:28:27.839 --> 00:28:30.839
<v Speaker 11>Good, Yeah, thank you, Chris. That was That's very upping,

578
00:28:31.000 --> 00:28:32.000
<v Speaker 11>uplifting for sure.

579
00:28:32.200 --> 00:28:34.880
<v Speaker 5>So job. But just keep it cool, man, Hey, call us,

580
00:28:35.279 --> 00:28:37.319
<v Speaker 5>call us back next week if you want to kind

581
00:28:37.319 --> 00:28:40.599
<v Speaker 5>of give everybody an update. I guarantee people are you know,

582
00:28:40.680 --> 00:28:43.359
<v Speaker 5>people are interested now. All of our prayers are going

583
00:28:43.440 --> 00:28:47.079
<v Speaker 5>to be with you. So really, man, keep us updated.

584
00:28:47.119 --> 00:28:49.200
<v Speaker 5>And I think that's good for you too, all right.

585
00:28:49.680 --> 00:28:51.920
<v Speaker 12>Yeah, sure will, Thanks guys, appreciate I see it.

586
00:28:51.960 --> 00:28:52.079
<v Speaker 6>Man.

587
00:28:52.119 --> 00:28:54.720
<v Speaker 5>Three oh three seven one three eight two five five.

588
00:28:54.759 --> 00:28:57.319
<v Speaker 5>I got to take a break doors. I promise you're next.

589
00:28:57.400 --> 00:29:00.400
<v Speaker 5>I got two lines open three zero three more Martino

590
00:29:00.599 --> 00:29:07.880
<v Speaker 5>three oh three Martino.

591
00:29:07.039 --> 00:29:08.079
<v Speaker 13>Go with a sure thing.

592
00:29:08.200 --> 00:29:11.000
<v Speaker 9>Denver's best roofer Excel Roofing Dot com.

593
00:29:11.039 --> 00:29:13.039
<v Speaker 5>You don't pay a cent until you're content.

594
00:29:14.640 --> 00:29:18.920
<v Speaker 9>Wait time for an insurance check up free no obligation

595
00:29:19.039 --> 00:29:22.920
<v Speaker 9>comparison call Compass Insurance paying too much your coverage at

596
00:29:22.960 --> 00:29:25.720
<v Speaker 9>dozens of insurance companies find out now three oh three

597
00:29:25.839 --> 00:29:28.440
<v Speaker 9>seven seven to one help. You'll think you're his only

598
00:29:28.519 --> 00:29:31.000
<v Speaker 9>customer when you choose Frank durand the real estate man

599
00:29:31.039 --> 00:29:34.480
<v Speaker 9>dot com to list your home with Remax Alliance three

600
00:29:34.480 --> 00:29:36.599
<v Speaker 9>oh three nine two zero sixteen twenty two.

601
00:29:37.880 --> 00:29:38.680
<v Speaker 13>All right, three oh.

602
00:29:38.599 --> 00:29:40.759
<v Speaker 5>Three seven one three eight two five five. It's a

603
00:29:40.759 --> 00:29:42.680
<v Speaker 5>great time to call. We got lines open. I got

604
00:29:42.680 --> 00:29:45.960
<v Speaker 5>two deputies here to get on your problems instantly. Three

605
00:29:46.000 --> 00:29:48.839
<v Speaker 5>oh three seven one three eight two five five three

606
00:29:48.880 --> 00:29:51.680
<v Speaker 5>oh three Martino, Hey Doris, what's going on with you?

607
00:29:53.279 --> 00:29:53.640
<v Speaker 16>Okay?

608
00:29:53.759 --> 00:29:59.640
<v Speaker 8>This start is two years ago and February twenty twenty three,

609
00:30:00.839 --> 00:30:04.119
<v Speaker 8>my so security was stolen and my identity.

610
00:30:03.799 --> 00:30:08.279
<v Speaker 5>Was How was how was the social Security check stolen?

611
00:30:10.599 --> 00:30:13.400
<v Speaker 8>It took me three months to get it back.

612
00:30:14.960 --> 00:30:17.920
<v Speaker 5>Yeah, But what I'm asking is I help me out here.

613
00:30:17.960 --> 00:30:20.359
<v Speaker 5>I get the identity part. We'll dig into that, Douris.

614
00:30:20.440 --> 00:30:23.359
<v Speaker 5>But did someone like steal the check literally out of

615
00:30:23.400 --> 00:30:25.920
<v Speaker 5>your mailbox or did they log into your Social Security

616
00:30:25.960 --> 00:30:28.839
<v Speaker 5>ge account and change the address. Do they have the

617
00:30:28.880 --> 00:30:29.759
<v Speaker 5>same name as you?

618
00:30:29.880 --> 00:30:30.000
<v Speaker 7>Did?

619
00:30:30.039 --> 00:30:32.759
<v Speaker 5>They change the bank account, They.

620
00:30:32.759 --> 00:30:36.079
<v Speaker 8>Logged in and took my direct Express out, got it

621
00:30:36.119 --> 00:30:39.039
<v Speaker 8>and put their personal account in.

622
00:30:39.519 --> 00:30:45.480
<v Speaker 5>That is unbelievable, unbelievable. So what happened right after February

623
00:30:45.519 --> 00:30:48.200
<v Speaker 5>twenty twenty three when this happened. I assume you went

624
00:30:48.240 --> 00:30:51.400
<v Speaker 5>down to the Social Security Office? You called? What did

625
00:30:51.440 --> 00:30:51.839
<v Speaker 5>you do?

626
00:30:53.400 --> 00:30:56.799
<v Speaker 8>I called, and I had it fixt toor nobody can

627
00:30:56.880 --> 00:30:59.319
<v Speaker 8>change it but me and I have to go bysically

628
00:30:59.440 --> 00:31:02.119
<v Speaker 8>into than anything smart.

629
00:31:03.359 --> 00:31:03.720
<v Speaker 16>Okay.

630
00:31:04.119 --> 00:31:08.839
<v Speaker 8>Then now I got there from the Department of the

631
00:31:08.960 --> 00:31:13.880
<v Speaker 8>Treasury and they say, I, oh s the a loan

632
00:31:14.400 --> 00:31:17.240
<v Speaker 8>that I never took out. Oh my goodness, taking it

633
00:31:17.279 --> 00:31:20.000
<v Speaker 8>out of my Social Security two underd a month.

634
00:31:20.160 --> 00:31:25.000
<v Speaker 5>They're taking it out of your social Security right now, Yes,

635
00:31:25.079 --> 00:31:27.799
<v Speaker 5>they are. Oh my god. Do you have a copy

636
00:31:27.839 --> 00:31:28.559
<v Speaker 5>of that letter?

637
00:31:29.440 --> 00:31:29.680
<v Speaker 11>Yes?

638
00:31:29.759 --> 00:31:30.160
<v Speaker 14>I do.

639
00:31:30.359 --> 00:31:31.319
<v Speaker 8>I got two copies.

640
00:31:31.519 --> 00:31:33.200
<v Speaker 5>Here's what I want you to do. Do you have

641
00:31:33.279 --> 00:31:36.200
<v Speaker 5>the ability like a smartphone to take a picture of

642
00:31:36.279 --> 00:31:39.599
<v Speaker 5>it so we can get it copy of it?

643
00:31:40.799 --> 00:31:41.000
<v Speaker 6>Yes?

644
00:31:41.079 --> 00:31:41.440
<v Speaker 14>I do.

645
00:31:41.599 --> 00:31:44.400
<v Speaker 5>Now, when have you gone down to the Social Security Office?

646
00:31:44.440 --> 00:31:46.680
<v Speaker 5>Are you here in Colorado or are you in California.

647
00:31:47.440 --> 00:31:48.559
<v Speaker 8>I'm in Colorado.

648
00:31:48.880 --> 00:31:51.200
<v Speaker 5>Have you made an appointment to go down there and

649
00:31:51.240 --> 00:31:52.319
<v Speaker 5>talk to him about this?

650
00:31:53.759 --> 00:31:56.480
<v Speaker 8>I have tried, but that nobody will call me back

651
00:31:56.599 --> 00:31:57.759
<v Speaker 8>or answer my calls.

652
00:31:59.240 --> 00:32:02.319
<v Speaker 5>Can you get around? I have no what's your age? Doors,

653
00:32:02.359 --> 00:32:03.319
<v Speaker 5>what's your health condition?

654
00:32:03.359 --> 00:32:05.079
<v Speaker 17>I'm seventy years old.

655
00:32:05.920 --> 00:32:06.480
<v Speaker 11>I don't.

656
00:32:06.559 --> 00:32:09.759
<v Speaker 8>My vehicle will not I can't get mentions on it,

657
00:32:09.799 --> 00:32:12.960
<v Speaker 8>so I have no way of getting there, and I

658
00:32:13.599 --> 00:32:17.519
<v Speaker 8>can my husband can help me get there, you know

659
00:32:17.880 --> 00:32:18.400
<v Speaker 8>right now?

660
00:32:19.400 --> 00:32:19.599
<v Speaker 6>Yeah?

661
00:32:19.640 --> 00:32:22.960
<v Speaker 5>Yeah, So here's what I'd like to do on this.

662
00:32:23.039 --> 00:32:25.640
<v Speaker 5>I want to see this letter. And I I hate

663
00:32:25.680 --> 00:32:27.920
<v Speaker 5>to even ask you this, but you're sure you never

664
00:32:28.000 --> 00:32:29.279
<v Speaker 5>took out an SBA loan?

665
00:32:29.799 --> 00:32:32.759
<v Speaker 8>No, I have never. I do have a business, but

666
00:32:32.839 --> 00:32:35.759
<v Speaker 8>it was always like if I got my check, I

667
00:32:35.839 --> 00:32:38.319
<v Speaker 8>purchased it with with katz.

668
00:32:38.200 --> 00:32:41.240
<v Speaker 5>Or my check or what kind of business did you have?

669
00:32:42.720 --> 00:32:45.440
<v Speaker 8>It's a basically I never made any money.

670
00:32:45.480 --> 00:32:46.319
<v Speaker 4>I've lost money.

671
00:32:46.359 --> 00:32:51.079
<v Speaker 8>Actually, it is like I do te shirts and seat

672
00:32:51.119 --> 00:32:57.279
<v Speaker 8>covers and I use Korean rmestones to eat set them.

673
00:32:57.519 --> 00:33:01.799
<v Speaker 5>Is the is the company name that they're going after

674
00:33:02.000 --> 00:33:04.799
<v Speaker 5>for the SBA loan? Is it the same as what

675
00:33:04.880 --> 00:33:05.759
<v Speaker 5>your company was?

676
00:33:07.240 --> 00:33:10.119
<v Speaker 8>I believe that's exactly what I found out this morning

677
00:33:10.880 --> 00:33:13.759
<v Speaker 8>because she gave me the business The lady I talked

678
00:33:13.759 --> 00:33:20.920
<v Speaker 8>to at the Internal Revenue IRS. They gave me the

679
00:33:20.960 --> 00:33:23.359
<v Speaker 8>business license number, and I didn't even have it.

680
00:33:23.640 --> 00:33:26.960
<v Speaker 5>When did they say you took the loan out? They

681
00:33:27.000 --> 00:33:27.640
<v Speaker 5>won't tell me.

682
00:33:27.680 --> 00:33:30.480
<v Speaker 8>They say they can't tell me anything, how much it

683
00:33:30.559 --> 00:33:33.039
<v Speaker 8>is or nothing. They say they can't tell me.

684
00:33:34.279 --> 00:33:39.000
<v Speaker 5>This is incredible, man, I mean, my brain goes two ways.

685
00:33:39.039 --> 00:33:41.039
<v Speaker 5>But once again, I'm gonna ask you this again. I'm

686
00:33:41.079 --> 00:33:44.400
<v Speaker 5>not trying to insult you. You're sure that nobody maybe

687
00:33:44.480 --> 00:33:46.799
<v Speaker 5>a kid did it and you signed off on it,

688
00:33:46.920 --> 00:33:49.599
<v Speaker 5>or your husband or spouse took a loan out. Well,

689
00:33:49.920 --> 00:33:51.599
<v Speaker 5>And then I'm trying to think what kind of loan

690
00:33:51.680 --> 00:33:54.680
<v Speaker 5>you could have possibly gotten from the SBA for the

691
00:33:54.759 --> 00:33:59.759
<v Speaker 5>kind of business you have. Did that business include any property? No,

692
00:34:00.440 --> 00:34:02.759
<v Speaker 5>So generally when I think of an SBA loan, I

693
00:34:02.799 --> 00:34:05.160
<v Speaker 5>think the most popular is like a five oh four,

694
00:34:05.200 --> 00:34:07.319
<v Speaker 5>and the only thing you're going to use that for,

695
00:34:07.319 --> 00:34:10.519
<v Speaker 5>for the most part, is to buy property. So i'd

696
00:34:10.559 --> 00:34:14.119
<v Speaker 5>be curious product. Yeah, the product. I mean, usually you're

697
00:34:14.119 --> 00:34:16.239
<v Speaker 5>not going to get an this. I'm not saying it's impossible,

698
00:34:16.280 --> 00:34:18.920
<v Speaker 5>but not the most common loans by the SBA. So

699
00:34:19.280 --> 00:34:21.280
<v Speaker 5>how long would it take you to send us? Can

700
00:34:21.320 --> 00:34:24.000
<v Speaker 5>you send Kelly a picture of that in the next

701
00:34:24.000 --> 00:34:26.079
<v Speaker 5>couple minutes so I can look at it over break

702
00:34:26.119 --> 00:34:29.360
<v Speaker 5>that letter? Okay, all right, hold on, hold on, Kelly,

703
00:34:29.440 --> 00:34:32.480
<v Speaker 5>I really want that asap, and I want to look

704
00:34:32.519 --> 00:34:35.480
<v Speaker 5>at that. I've got a few ideas here. If it's

705
00:34:35.519 --> 00:34:38.519
<v Speaker 5>all BS, I want to see what kind of loan

706
00:34:38.599 --> 00:34:40.559
<v Speaker 5>it was when we get our pay for work. Hey,

707
00:34:40.559 --> 00:34:43.360
<v Speaker 5>we got some lines open three oh three seven one

708
00:34:43.440 --> 00:34:46.079
<v Speaker 5>three eight two five five three oh three, seven to

709
00:34:46.079 --> 00:34:47.559
<v Speaker 5>one to three talk everybody.

710
00:34:47.559 --> 00:34:48.000
<v Speaker 16>Hold tight.

711
00:34:48.079 --> 00:34:50.159
<v Speaker 5>We're going to be talking to Chris again with discount

712
00:34:50.239 --> 00:34:53.280
<v Speaker 5>bath and a lot more, including a Doris update.

713
00:34:53.760 --> 00:35:07.280
<v Speaker 9>Right after this, go with a sure thing Denver's Best

714
00:35:07.360 --> 00:35:09.320
<v Speaker 9>roofer Excel Roofing dot com.

715
00:35:09.360 --> 00:35:11.400
<v Speaker 5>You don't pay a cent until you're content.

716
00:35:12.960 --> 00:35:17.199
<v Speaker 9>Please time for an insurance check up free no obligation

717
00:35:17.360 --> 00:35:21.199
<v Speaker 9>comparison call Compass Insurance paying too much your coverage at

718
00:35:21.239 --> 00:35:23.960
<v Speaker 9>dozens of insurance companies find out now three oh three

719
00:35:24.159 --> 00:35:26.679
<v Speaker 9>seven seven to one help. You'll think you're his only

720
00:35:26.840 --> 00:35:29.280
<v Speaker 9>customer when you choose Frank durand the real estate Man

721
00:35:29.360 --> 00:35:32.800
<v Speaker 9>dot com to list your home with Remax Alliance three

722
00:35:32.800 --> 00:35:35.119
<v Speaker 9>oh three nine two zero sixteen twenty two.

723
00:35:40.559 --> 00:35:41.079
<v Speaker 14>Ripped of.

724
00:35:42.840 --> 00:35:43.119
<v Speaker 5>News.

725
00:35:44.079 --> 00:35:46.079
<v Speaker 3>You need advice so you don't have to.

726
00:35:48.519 --> 00:35:50.519
<v Speaker 4>Run anouss as you can.

727
00:35:51.800 --> 00:35:53.079
<v Speaker 3>Shooter's gonna help.

728
00:35:53.360 --> 00:35:56.199
<v Speaker 14>Come man, this is.

729
00:35:56.119 --> 00:36:01.400
<v Speaker 4>The Troubleshooter Show. No Tom Martine, Welcome, Welcome to the.

730
00:36:01.519 --> 00:36:03.519
<v Speaker 5>Only show of it's kind. We're here to solve problems,

731
00:36:03.559 --> 00:36:07.559
<v Speaker 5>answer questions, take complaints. We're here to make your life,

732
00:36:07.679 --> 00:36:11.000
<v Speaker 5>my friends, just a little bit better. If you've been

733
00:36:11.079 --> 00:36:12.880
<v Speaker 5>ripped off, you need some help. I do want to

734
00:36:12.880 --> 00:36:14.960
<v Speaker 5>hear from you. Our phone number is easy. We have

735
00:36:15.000 --> 00:36:18.440
<v Speaker 5>three lines open right now three zero three seven one,

736
00:36:18.480 --> 00:36:20.639
<v Speaker 5>three eight two five five. If you need help, I

737
00:36:20.639 --> 00:36:22.840
<v Speaker 5>don't care what it is. We have a list of

738
00:36:22.880 --> 00:36:25.639
<v Speaker 5>experts along with us right here in this room that

739
00:36:25.679 --> 00:36:27.800
<v Speaker 5>can help you big time. And any questions you have

740
00:36:28.159 --> 00:36:31.800
<v Speaker 5>about remodeling. We have an expert. Chris, you own's discount

741
00:36:31.840 --> 00:36:35.760
<v Speaker 5>bath uh dot com in studio. This guy can uh.

742
00:36:35.920 --> 00:36:38.079
<v Speaker 5>You know, it's not just bathrooms. I mean you guys

743
00:36:38.079 --> 00:36:41.440
<v Speaker 5>do other stuff. I mean your background is you're a contractor, yeah,

744
00:36:41.519 --> 00:36:45.079
<v Speaker 5>a general contractor. Yeah, so but why just bathrooms? Chris

745
00:36:45.119 --> 00:36:45.920
<v Speaker 5>had a curiosity.

746
00:36:46.039 --> 00:36:47.760
<v Speaker 10>Well, that way, we're not putting on a roof one

747
00:36:47.800 --> 00:36:49.159
<v Speaker 10>week and doing a bathroom the next.

748
00:36:49.199 --> 00:36:51.320
<v Speaker 5>YEA, I gotcha. You want to specialize, have the right

749
00:36:51.360 --> 00:36:53.199
<v Speaker 5>people in line to do the things you need.

750
00:36:53.280 --> 00:36:56.000
<v Speaker 10>Yeah, and the guys are you know, muscle memory, et cetera,

751
00:36:56.039 --> 00:36:56.480
<v Speaker 10>et cetera.

752
00:36:56.480 --> 00:36:57.280
<v Speaker 7>They're just going for.

753
00:36:57.239 --> 00:36:58.280
<v Speaker 4>Take it quick, yep.

754
00:36:58.440 --> 00:37:00.719
<v Speaker 5>And we're going to dig into how long a project

755
00:37:00.760 --> 00:37:03.119
<v Speaker 5>generally takes. Some stuff like that as we go, but

756
00:37:03.840 --> 00:37:06.119
<v Speaker 5>we're talking about all kinds of stuff today. If you

757
00:37:06.199 --> 00:37:09.239
<v Speaker 5>join us on YouTube, type in Troubleshooter Network you can

758
00:37:09.280 --> 00:37:11.840
<v Speaker 5>watch the show live. Hey Doris, it looks like you

759
00:37:11.960 --> 00:37:15.159
<v Speaker 5>sent this. Doris called in last hour and this is

760
00:37:15.239 --> 00:37:19.360
<v Speaker 5>pretty crazy. We've done some research already, but she is.

761
00:37:19.480 --> 00:37:21.440
<v Speaker 5>She is getting her social Security.

762
00:37:21.679 --> 00:37:23.360
<v Speaker 15>Looks like it's a garnishment mark.

763
00:37:23.440 --> 00:37:25.840
<v Speaker 5>It is, and they because she's on social Security, they

764
00:37:25.920 --> 00:37:27.639
<v Speaker 5>literally take it right out of your check.

765
00:37:28.039 --> 00:37:28.920
<v Speaker 15>But it did you read?

766
00:37:29.119 --> 00:37:31.920
<v Speaker 14>It does start next month and it she needs to

767
00:37:32.000 --> 00:37:35.119
<v Speaker 14>cannet or contact the Small Business Administration.

768
00:37:35.360 --> 00:37:36.960
<v Speaker 15>Have you tried that, Doris?

769
00:37:37.280 --> 00:37:39.800
<v Speaker 5>Hey, Doris, I have and what do you get there?

770
00:37:40.079 --> 00:37:40.639
<v Speaker 11>Washington?

771
00:37:41.280 --> 00:37:44.679
<v Speaker 8>I called the ones in Washington. They said that getting

772
00:37:44.679 --> 00:37:47.679
<v Speaker 8>to us was the local and I did that, left

773
00:37:47.840 --> 00:37:53.559
<v Speaker 8>messages and they've never returned my messages. Nobody will talk to.

774
00:37:53.519 --> 00:37:54.119
<v Speaker 16>Me about this.

775
00:37:54.480 --> 00:37:57.599
<v Speaker 5>When's that first mount coming out of your check?

776
00:37:58.280 --> 00:38:00.000
<v Speaker 8>Mon Storry?

777
00:38:00.360 --> 00:38:03.639
<v Speaker 5>It just came out, So you know what, We've got

778
00:38:03.639 --> 00:38:07.360
<v Speaker 5>to help her. I mean, this is big time. So, Dimitri,

779
00:38:07.559 --> 00:38:09.400
<v Speaker 5>you did a little research, so I just want you

780
00:38:09.440 --> 00:38:13.000
<v Speaker 5>to kind of pay attention to what he's saying, because

781
00:38:13.039 --> 00:38:14.719
<v Speaker 5>you're not the only one dealing with this.

782
00:38:15.719 --> 00:38:16.360
<v Speaker 4>Yeah, Doris.

783
00:38:16.760 --> 00:38:19.679
<v Speaker 1>During the break, I did a keyword search for SBA

784
00:38:19.920 --> 00:38:23.400
<v Speaker 1>loan fraud and the very first thing that popped up

785
00:38:23.480 --> 00:38:27.199
<v Speaker 1>was a huge page that the Small Business Administration has

786
00:38:27.239 --> 00:38:31.320
<v Speaker 1>set up to report all kinds of frauds. So it

787
00:38:31.440 --> 00:38:34.480
<v Speaker 1>must be like a very very common common issue that

788
00:38:34.480 --> 00:38:37.480
<v Speaker 1>they deal with. You can They give you many different

789
00:38:37.519 --> 00:38:40.519
<v Speaker 1>options to file this report online. There are a whole

790
00:38:40.519 --> 00:38:42.360
<v Speaker 1>bunch of forms you have to fill out want to

791
00:38:42.400 --> 00:38:45.079
<v Speaker 1>report the fraud.

792
00:38:45.840 --> 00:38:48.199
<v Speaker 5>We're actually going to go another step with you. We're

793
00:38:48.199 --> 00:38:51.599
<v Speaker 5>going to actually help you and fill out some forms,

794
00:38:51.599 --> 00:38:53.679
<v Speaker 5>but you're gonna have to give us all the information,

795
00:38:53.880 --> 00:38:56.079
<v Speaker 5>so we are going to do that. We're going to

796
00:38:56.159 --> 00:38:59.880
<v Speaker 5>help you. I'm curious, so I'm looking at this and

797
00:39:00.440 --> 00:39:03.239
<v Speaker 5>I'm trying to see it doesn't say what kind of loan.

798
00:39:03.280 --> 00:39:03.679
<v Speaker 9>It was.

799
00:39:04.480 --> 00:39:08.400
<v Speaker 5>No, it does not say find a loan with the FDA.

800
00:39:09.480 --> 00:39:11.639
<v Speaker 5>I believe you, And you know what I'm wondering if

801
00:39:11.679 --> 00:39:17.840
<v Speaker 5>it's if it was a fraudulent PPP loan that someone

802
00:39:17.880 --> 00:39:22.119
<v Speaker 5>did on your behalf. You know the interesting thing about this,

803
00:39:22.360 --> 00:39:25.639
<v Speaker 5>it's not hard to follow the money, although what we're

804
00:39:25.719 --> 00:39:28.239
<v Speaker 5>learning with those it is pretty hard to follow the

805
00:39:28.280 --> 00:39:33.599
<v Speaker 5>money because there's such rampant fraud and abuse in our government.

806
00:39:33.760 --> 00:39:39.039
<v Speaker 5>It's insane. And what I was where I was originally thinking,

807
00:39:39.159 --> 00:39:42.880
<v Speaker 5>is where did the disbursement go? Who was it made to?

808
00:39:43.840 --> 00:39:46.320
<v Speaker 5>I know you don't know, trust me, I get you

809
00:39:46.360 --> 00:39:51.000
<v Speaker 5>don't know. And this letter doesn't say anything. All this

810
00:39:51.159 --> 00:39:54.000
<v Speaker 5>letter says is you're screwed. We're gonna start taking money

811
00:39:54.000 --> 00:39:54.360
<v Speaker 5>from you.

812
00:39:55.760 --> 00:39:57.800
<v Speaker 8>And I don't know how long it's gonna last. I

813
00:39:57.800 --> 00:39:58.800
<v Speaker 8>don't know how much they.

814
00:39:58.800 --> 00:40:01.719
<v Speaker 5>Took count I know it's it really doesn't say anything,

815
00:40:01.880 --> 00:40:05.199
<v Speaker 5>Oh my business, it's none of your business, and we're

816
00:40:05.239 --> 00:40:10.320
<v Speaker 5>taking your money. Let's just say welcome, welcome to the government.

817
00:40:10.360 --> 00:40:14.039
<v Speaker 5>Thank god, that'll be a change soon. And how much

818
00:40:14.119 --> 00:40:15.800
<v Speaker 5>is your social security by the way.

819
00:40:17.320 --> 00:40:20.360
<v Speaker 8>Thirteen and twenty seven dollars that's all I live all

820
00:40:20.440 --> 00:40:20.800
<v Speaker 8>the month.

821
00:40:21.039 --> 00:40:23.840
<v Speaker 5>This is crazy. Who wants to listen? Guys?

822
00:40:24.679 --> 00:40:25.119
<v Speaker 4>You too?

823
00:40:25.239 --> 00:40:26.440
<v Speaker 5>I mean, this one's not going.

824
00:40:26.360 --> 00:40:26.920
<v Speaker 4>To be easy.

825
00:40:27.679 --> 00:40:30.239
<v Speaker 5>Well, actually I say that, I'm not sure how easy

826
00:40:30.280 --> 00:40:32.039
<v Speaker 5>it's going to be or not, But the bottom line

827
00:40:32.079 --> 00:40:33.719
<v Speaker 5>is you're going to have to spend time with her

828
00:40:33.760 --> 00:40:36.639
<v Speaker 5>on the phone, get to the proper forms, get them

829
00:40:36.639 --> 00:40:39.480
<v Speaker 5>filled out, and then what I'd really like is the

830
00:40:39.519 --> 00:40:42.559
<v Speaker 5>next step. Maybe give it a week after the forms

831
00:40:42.559 --> 00:40:44.760
<v Speaker 5>are filled out. See if we don't get any feedback,

832
00:40:45.000 --> 00:40:47.920
<v Speaker 5>Maybe use your own emails so you know we're dealing

833
00:40:47.960 --> 00:40:52.400
<v Speaker 5>with everything firsthand. And then I think we need to

834
00:40:52.519 --> 00:40:56.280
<v Speaker 5>make an appointment with the local SBA and someone needs

835
00:40:56.320 --> 00:40:59.280
<v Speaker 5>to go down there with her and basically either drive

836
00:40:59.320 --> 00:41:01.760
<v Speaker 5>her down or and her husband down, whatever we got

837
00:41:01.800 --> 00:41:03.679
<v Speaker 5>to do. The only thing we have is an account

838
00:41:03.760 --> 00:41:06.840
<v Speaker 5>number from the SPA. That's all we have on this.

839
00:41:07.000 --> 00:41:09.599
<v Speaker 5>So who wants to really spend the time on this?

840
00:41:09.840 --> 00:41:12.280
<v Speaker 5>And I'm not saying that I don't know the caseloads

841
00:41:12.320 --> 00:41:12.880
<v Speaker 5>you guys have.

842
00:41:13.920 --> 00:41:14.800
<v Speaker 7>I'm looking at you.

843
00:41:14.800 --> 00:41:17.039
<v Speaker 5>You want it, Scott, all right, It's gonna be a

844
00:41:17.039 --> 00:41:21.360
<v Speaker 5>tough one, but man, this is life changing stuff here. Yeah,

845
00:41:21.480 --> 00:41:23.440
<v Speaker 5>any not all that it is.

846
00:41:24.000 --> 00:41:28.000
<v Speaker 8>This is not the only thing I'm having I have

847
00:41:28.199 --> 00:41:31.000
<v Speaker 8>the irs. Tell me that, and then they're using my

848
00:41:31.199 --> 00:41:33.679
<v Speaker 8>name again with the I R S for what.

849
00:41:35.159 --> 00:41:37.039
<v Speaker 11>Okay, I got a letter here on.

850
00:41:37.000 --> 00:41:41.960
<v Speaker 8>This that says that I did incorrect W poor for him,

851
00:41:42.519 --> 00:41:46.400
<v Speaker 8>And this was dating twenty four and I had an

852
00:41:46.400 --> 00:41:50.639
<v Speaker 8>accident on my job and lost my Workmen's comp case

853
00:41:51.280 --> 00:41:58.480
<v Speaker 8>this year, and I haven't worked since twenty twenty three.

854
00:41:59.360 --> 00:42:02.119
<v Speaker 8>This would be too years this year that I haven't worked.

855
00:42:02.360 --> 00:42:03.400
<v Speaker 11>Well, I got a little better.

856
00:42:04.280 --> 00:42:07.639
<v Speaker 5>That's that's gonna be a completely different thing. Let's tackle

857
00:42:07.719 --> 00:42:09.559
<v Speaker 5>one at a time here. What's the I R S

858
00:42:09.639 --> 00:42:12.079
<v Speaker 5>want to do? I mean, basically, a W four is

859
00:42:12.079 --> 00:42:17.119
<v Speaker 5>an employees withholding certificate. I mean, what's wrong with the

860
00:42:17.320 --> 00:42:17.880
<v Speaker 5>W four?

861
00:42:19.519 --> 00:42:21.920
<v Speaker 8>What W four? I haven't done one?

862
00:42:23.039 --> 00:42:25.000
<v Speaker 1>Oh, I think I understand what's going on. She hasn't

863
00:42:25.039 --> 00:42:27.599
<v Speaker 1>worked in a couple of years, but somebody filed a

864
00:42:27.719 --> 00:42:31.079
<v Speaker 1>tax return using her identity, and so that's.

865
00:42:31.039 --> 00:42:34.159
<v Speaker 8>I think they're using my mic. Yeah, well, I've got

866
00:42:34.199 --> 00:42:37.119
<v Speaker 8>my business I'm which is more of a hobby than

867
00:42:37.159 --> 00:42:41.960
<v Speaker 8>a business, as a way of finding these forms.

868
00:42:42.599 --> 00:42:44.880
<v Speaker 1>Yeah, it's it's a huge case of identity things.

869
00:42:44.920 --> 00:42:48.079
<v Speaker 5>Do you have a cop? I mean, do you. Okay,

870
00:42:48.519 --> 00:42:51.079
<v Speaker 5>this one is not as easy. But what we're gonna

871
00:42:51.119 --> 00:42:53.320
<v Speaker 5>have to do is pull her transcript. You're going to

872
00:42:53.400 --> 00:42:56.039
<v Speaker 5>have to log on to her I R S account

873
00:42:56.199 --> 00:42:58.960
<v Speaker 5>and literally download the transcript to see what the hell

874
00:42:59.039 --> 00:43:02.039
<v Speaker 5>the w fours you went from into anything, I mean,

875
00:43:02.039 --> 00:43:03.880
<v Speaker 5>whatever information they have mark.

876
00:43:03.920 --> 00:43:06.719
<v Speaker 1>Both of these agencies, both the I R S and

877
00:43:06.800 --> 00:43:11.280
<v Speaker 1>the Small Business Administration, have their own form to report

878
00:43:11.360 --> 00:43:14.320
<v Speaker 1>identity theft. So you got to do that right now.

879
00:43:14.719 --> 00:43:17.639
<v Speaker 1>There's a form and an affid davit that's available on

880
00:43:17.719 --> 00:43:20.599
<v Speaker 1>both of those websites, and you got to do Doris.

881
00:43:20.639 --> 00:43:22.800
<v Speaker 1>If you filed any of those, that's.

882
00:43:22.599 --> 00:43:25.480
<v Speaker 5>Where that's where he's going to have to a police report.

883
00:43:25.800 --> 00:43:28.519
<v Speaker 1>But if you do that, then starting.

884
00:43:27.880 --> 00:43:29.480
<v Speaker 8>And I can't find the forms.

885
00:43:29.719 --> 00:43:32.599
<v Speaker 1>Yeah, they're they're online, So Scott and I will email you.

886
00:43:32.719 --> 00:43:34.400
<v Speaker 1>Do you have do you have an email address? Do

887
00:43:34.440 --> 00:43:35.800
<v Speaker 1>you use the email doors?

888
00:43:36.440 --> 00:43:36.719
<v Speaker 5>Jiah?

889
00:43:36.840 --> 00:43:39.440
<v Speaker 8>I sent my thing over there with this, but I said,

890
00:43:40.159 --> 00:43:45.599
<v Speaker 8>I don't submit the Craig does before forms and on

891
00:43:45.639 --> 00:43:51.760
<v Speaker 8>the back it says I am subdent to five civil penalty.

892
00:43:52.320 --> 00:43:52.559
<v Speaker 4>Yeah.

893
00:43:52.679 --> 00:43:55.599
<v Speaker 1>Yeah, it's somebody ripped off your identity is now and

894
00:43:55.679 --> 00:43:57.559
<v Speaker 1>he and that person is now using it, So you

895
00:43:57.599 --> 00:43:59.880
<v Speaker 1>got to fill out those forms right away and submits

896
00:44:00.000 --> 00:44:00.639
<v Speaker 1>possible that.

897
00:44:00.639 --> 00:44:02.000
<v Speaker 4>It is not identity.

898
00:44:02.159 --> 00:44:04.760
<v Speaker 5>I mean that is a possibility that she got something

899
00:44:04.760 --> 00:44:07.599
<v Speaker 5>wrong or her employer from a few years ago.

900
00:44:07.679 --> 00:44:09.920
<v Speaker 8>How can I do that if I'm not working.

901
00:44:09.920 --> 00:44:13.760
<v Speaker 1>She said, If I understood Doris correctly, the IRS letter

902
00:44:13.880 --> 00:44:16.480
<v Speaker 1>was in response to something that happened for tax year

903
00:44:16.519 --> 00:44:17.360
<v Speaker 1>twenty twenty four.

904
00:44:17.639 --> 00:44:18.159
<v Speaker 7>Is that right?

905
00:44:19.599 --> 00:44:23.880
<v Speaker 5>This was said December four, No what tax year?

906
00:44:24.000 --> 00:44:27.000
<v Speaker 2>Though, you know they're not giving that.

907
00:44:27.880 --> 00:44:30.480
<v Speaker 5>I'm gon send us. I'm going to put you on hold. Listen,

908
00:44:30.719 --> 00:44:33.480
<v Speaker 5>make sure Kelly's got all your information. No matter what,

909
00:44:33.599 --> 00:44:35.679
<v Speaker 5>Scott's going to reach out to you. We got to

910
00:44:35.719 --> 00:44:38.719
<v Speaker 5>tackle one at a time, but that could be you

911
00:44:38.760 --> 00:44:41.480
<v Speaker 5>know how long it takes the IRS to match up

912
00:44:41.559 --> 00:44:44.280
<v Speaker 5>like a ten ninety nine or a W four that

913
00:44:44.360 --> 00:44:44.920
<v Speaker 5>could be.

914
00:44:44.840 --> 00:44:45.639
<v Speaker 4>From year years.

915
00:44:45.840 --> 00:44:47.920
<v Speaker 1>It takes years, and most of the time I think

916
00:44:47.960 --> 00:44:49.239
<v Speaker 1>it doesn't even happen.

917
00:44:49.480 --> 00:44:52.800
<v Speaker 5>And generally I don't think so either. So Kelly asked

918
00:44:52.800 --> 00:44:55.199
<v Speaker 5>her to send a picture of that too. I do

919
00:44:55.320 --> 00:44:57.440
<v Speaker 5>want to see it, but we're done on air with her.

920
00:44:57.760 --> 00:44:59.880
<v Speaker 5>We're going to put Scott on this and hopefully get

921
00:45:00.039 --> 00:45:02.440
<v Speaker 5>has figured out for this poor lady. She lives on

922
00:45:02.519 --> 00:45:05.239
<v Speaker 5>thirteen hundred bucks a month, and they're taken out two

923
00:45:05.320 --> 00:45:09.159
<v Speaker 5>hundred for a loan she apparently never got hold on.

924
00:45:09.280 --> 00:45:16.320
<v Speaker 5>Three oh three Martino.

925
00:45:15.159 --> 00:45:18.400
<v Speaker 9>Go with a sure thing Denver's best roofer Excel Roofing

926
00:45:18.519 --> 00:45:21.159
<v Speaker 9>dot com. You don't pay a cent until you're content

927
00:45:22.119 --> 00:45:27.000
<v Speaker 9>than time for an insurance check up free, no obligation.

928
00:45:27.039 --> 00:45:30.880
<v Speaker 9>In comparison, call Compass Insurance paying too much your coverage

929
00:45:30.880 --> 00:45:33.760
<v Speaker 9>at dozens of insurance companies find out now three oh three,

930
00:45:33.960 --> 00:45:36.079
<v Speaker 9>seven to seven to one help. You'll think you're his

931
00:45:36.239 --> 00:45:38.800
<v Speaker 9>only customer when you choose Frank durand the real estate

932
00:45:38.920 --> 00:45:42.159
<v Speaker 9>Man dot com to list your home with Remax Alliance

933
00:45:42.400 --> 00:45:46.079
<v Speaker 9>three oh three nine two zero sixteen twenty two.

934
00:45:46.960 --> 00:45:50.880
<v Speaker 5>All right, three oh three seven three eight five three

935
00:45:50.960 --> 00:45:53.880
<v Speaker 5>oh three Martino, we got lines open. It's a great

936
00:45:53.880 --> 00:45:56.639
<v Speaker 5>time to call. You've been ripped off taking advantage of Hey, Chris,

937
00:45:56.760 --> 00:45:59.400
<v Speaker 5>I want to ask you discount bath dot com. How

938
00:45:59.480 --> 00:46:03.280
<v Speaker 5>much she then the average contractor? Would you guys say

939
00:46:03.280 --> 00:46:04.840
<v Speaker 5>you are ten to fifteen percent?

940
00:46:04.920 --> 00:46:08.719
<v Speaker 10>What somewhere between ten and twenty percent? It depends on

941
00:46:08.760 --> 00:46:11.400
<v Speaker 10>the project, but I'd say twenty percent In a lot

942
00:46:11.400 --> 00:46:12.239
<v Speaker 10>of cases.

943
00:46:11.920 --> 00:46:15.159
<v Speaker 5>What's the most shocking thing people generally see when they

944
00:46:15.199 --> 00:46:17.119
<v Speaker 5>have a quote done, And I don't care if it's

945
00:46:17.159 --> 00:46:20.119
<v Speaker 5>from you or anybody else, someone that hasn't had any

946
00:46:20.199 --> 00:46:23.000
<v Speaker 5>remodeling done for a long time, they want to, you know,

947
00:46:23.119 --> 00:46:25.880
<v Speaker 5>get it remodeled. What's the most shocking? Is it the

948
00:46:25.920 --> 00:46:28.679
<v Speaker 5>cost of say like a plumber, the cost of the

949
00:46:28.800 --> 00:46:32.480
<v Speaker 5>actual material, say a new tub? I mean, what what

950
00:46:32.639 --> 00:46:34.840
<v Speaker 5>is generally surprising?

951
00:46:34.960 --> 00:46:37.719
<v Speaker 7>Yeah? It's the overall cost, right, it's just overall. Yeah,

952
00:46:37.719 --> 00:46:39.599
<v Speaker 7>it's the overall all. It all adds up.

953
00:46:39.639 --> 00:46:42.239
<v Speaker 10>And for whatever reason, people have a number in their

954
00:46:42.280 --> 00:46:45.159
<v Speaker 10>head that's not based in anything, but well, I think

955
00:46:45.159 --> 00:46:48.039
<v Speaker 10>a bathroom should cost ten thousand dollars. And if you

956
00:46:48.039 --> 00:46:49.679
<v Speaker 10>were to ask why so, I don't know, because that's

957
00:46:49.679 --> 00:46:50.559
<v Speaker 10>how much it costs.

958
00:46:50.719 --> 00:46:52.960
<v Speaker 5>You know, we never That reminds me of some We

959
00:46:53.039 --> 00:46:55.159
<v Speaker 5>almost never go to fast food, but if we're on

960
00:46:55.199 --> 00:46:57.320
<v Speaker 5>the road or something and just want to haul, ask

961
00:46:57.440 --> 00:46:59.840
<v Speaker 5>to get to where we're going. You know, I stopped

962
00:46:59.840 --> 00:47:02.519
<v Speaker 5>it fast food place about a year ago on the road,

963
00:47:02.920 --> 00:47:05.400
<v Speaker 5>and I was shocked. There wasn't a dollar menu anymore,

964
00:47:05.880 --> 00:47:08.880
<v Speaker 5>like what used to be ninety nine cents of McDonald's,

965
00:47:08.920 --> 00:47:10.920
<v Speaker 5>or a dollar for I think it was a double

966
00:47:11.000 --> 00:47:15.000
<v Speaker 5>cheeseburger was like four bucks or whatever. Yeah, totally, So

967
00:47:15.559 --> 00:47:18.960
<v Speaker 5>people just really when did the cost Was it COVID

968
00:47:19.000 --> 00:47:21.719
<v Speaker 5>that just drove everything up, or even pre COVID y,

969
00:47:21.920 --> 00:47:23.000
<v Speaker 5>you know, I think it's.

970
00:47:22.960 --> 00:47:26.559
<v Speaker 10>Just generally speaking, you know, time moves on and things

971
00:47:26.599 --> 00:47:30.239
<v Speaker 10>get more expensive, and people haven't done a bathroom for

972
00:47:30.280 --> 00:47:31.079
<v Speaker 10>twenty years.

973
00:47:30.920 --> 00:47:34.440
<v Speaker 7>Right, Yeah, so there's some of that involved. You know,

974
00:47:35.159 --> 00:47:37.440
<v Speaker 7>our prices aren't really that much more than they were

975
00:47:37.440 --> 00:47:38.880
<v Speaker 7>four or five years ago. Honestly.

976
00:47:39.519 --> 00:47:41.920
<v Speaker 10>There are cost increases and they have to go up,

977
00:47:41.960 --> 00:47:45.079
<v Speaker 10>but for the most part, it's just the total cost.

978
00:47:45.159 --> 00:47:47.239
<v Speaker 10>People don't know what it's going to cost, which is

979
00:47:47.280 --> 00:47:49.599
<v Speaker 10>a lot of cases why we're there, right, I need

980
00:47:49.599 --> 00:47:51.280
<v Speaker 10>to fix this. How much does it cost? You have

981
00:47:51.320 --> 00:47:52.840
<v Speaker 10>an idea what a new car costs, You know what

982
00:47:52.880 --> 00:47:55.159
<v Speaker 10>dinner's going to cost. You don't know what a kitchen

983
00:47:55.239 --> 00:47:55.960
<v Speaker 10>or bathroom costs.

984
00:47:56.039 --> 00:47:58.039
<v Speaker 5>Yeah, nor do you know like a steam shower. I mean,

985
00:47:58.039 --> 00:48:00.199
<v Speaker 5>if you start getting into that kind of stuff, you

986
00:48:00.239 --> 00:48:03.920
<v Speaker 5>know I do, Yeah, I mean honestly, okay, the mister

987
00:48:04.119 --> 00:48:08.599
<v Speaker 5>steam unit itself, yep. Forget about any labor, forget about

988
00:48:08.639 --> 00:48:12.760
<v Speaker 5>even the plumbing to the mister steam just the mister

989
00:48:12.960 --> 00:48:19.320
<v Speaker 5>steam unit was eleven thousand, eleven thousand just for that.

990
00:48:19.320 --> 00:48:23.119
<v Speaker 5>That didn't include hooking it up. It included nothing except

991
00:48:23.119 --> 00:48:25.679
<v Speaker 5>for the unit itself. Now, it's cool as hell, but

992
00:48:25.840 --> 00:48:28.360
<v Speaker 5>I mean, like that was sticker shock. I had no idea.

993
00:48:28.400 --> 00:48:30.679
<v Speaker 5>I thought a steam shower. And once again, I'm not

994
00:48:30.679 --> 00:48:32.519
<v Speaker 5>even talking about the shower. I'm just talking about the

995
00:48:32.599 --> 00:48:35.679
<v Speaker 5>steam unit. I was absolutely shocked by it.

996
00:48:35.920 --> 00:48:38.199
<v Speaker 7>Yeah, I mean that's a good example, right, you had

997
00:48:38.199 --> 00:48:39.039
<v Speaker 7>no idea.

998
00:48:38.840 --> 00:48:41.760
<v Speaker 5>No, I had no idea. How much do you think

999
00:48:41.800 --> 00:48:47.800
<v Speaker 5>someone recoups out of So let's say there in Highland's Ranch,

1000
00:48:47.840 --> 00:48:49.599
<v Speaker 5>and I'm just I always use that as an example.

1001
00:48:49.639 --> 00:48:54.559
<v Speaker 5>And the house is let's say twenty twenty, nineteen ninety five,

1002
00:48:54.639 --> 00:48:57.920
<v Speaker 5>twenty twenty, that's when it was built track Home, and

1003
00:48:58.039 --> 00:49:01.000
<v Speaker 5>they redo that master bath and turn it in. You

1004
00:49:01.039 --> 00:49:03.079
<v Speaker 5>know they're not going to go totally insane. I mean,

1005
00:49:03.119 --> 00:49:05.119
<v Speaker 5>you want it to be nice, but you're not going

1006
00:49:05.199 --> 00:49:07.719
<v Speaker 5>to spend a million bucks and a seven hundred thousand

1007
00:49:07.719 --> 00:49:12.800
<v Speaker 5>dollars home. So if they drop let's say that's fifty thousand,

1008
00:49:13.280 --> 00:49:16.159
<v Speaker 5>fifty thousand to do that bathroom, do you think when

1009
00:49:16.199 --> 00:49:20.239
<v Speaker 5>they sell that they'll actually get that fifty back.

1010
00:49:20.880 --> 00:49:24.440
<v Speaker 10>According to cost versus value, you're going to get seventy

1011
00:49:24.480 --> 00:49:26.679
<v Speaker 10>percent of that back. Oh hell, that ain't bad. But

1012
00:49:27.400 --> 00:49:29.960
<v Speaker 10>you know, I Colorado, your house is going to sell, right,

1013
00:49:30.039 --> 00:49:32.519
<v Speaker 10>I mean just the way that the real estate market is. Yeah,

1014
00:49:32.639 --> 00:49:35.440
<v Speaker 10>it's already there's demand and everybody wants to leave.

1015
00:49:35.519 --> 00:49:38.920
<v Speaker 5>Yeah, but that But in that example, if Susannah and

1016
00:49:39.000 --> 00:49:42.000
<v Speaker 5>I look at two homes, same model in Island's ranch

1017
00:49:42.320 --> 00:49:45.719
<v Speaker 5>and one of them has a beautiful new bathroom with

1018
00:49:45.800 --> 00:49:48.519
<v Speaker 5>a steam shower, and the other one's twenty five years old,

1019
00:49:48.599 --> 00:49:49.039
<v Speaker 5>my god.

1020
00:49:49.320 --> 00:49:51.880
<v Speaker 10>Yeah, the steam shower is going to add value for sure, period,

1021
00:49:52.320 --> 00:49:55.239
<v Speaker 10>just period, because none of the other houses have it, right,

1022
00:49:55.280 --> 00:49:56.960
<v Speaker 10>There's very few that are going to have that, So

1023
00:49:57.000 --> 00:50:01.039
<v Speaker 10>that'll add value to the house recoup. You know, you're

1024
00:50:01.079 --> 00:50:03.159
<v Speaker 10>going to pay more because you don't have to do

1025
00:50:03.239 --> 00:50:05.880
<v Speaker 10>something to a house. So the bathroom, whether you get

1026
00:50:05.880 --> 00:50:07.280
<v Speaker 10>fifty grand more or not, I.

1027
00:50:07.199 --> 00:50:07.800
<v Speaker 7>Don't you know.

1028
00:50:07.880 --> 00:50:10.239
<v Speaker 10>I don't know that the numbers translate one for one.

1029
00:50:10.320 --> 00:50:12.599
<v Speaker 10>But you're gonna get fifty to seventy percent.

1030
00:50:12.760 --> 00:50:14.960
<v Speaker 5>Well, that's not bad at all because in the meantime

1031
00:50:15.000 --> 00:50:17.679
<v Speaker 5>that you're living there, you're enjoying whatever you build.

1032
00:50:18.119 --> 00:50:20.400
<v Speaker 10>Exactly and that that's the idea I tell people build

1033
00:50:20.400 --> 00:50:21.000
<v Speaker 10>it for you.

1034
00:50:21.119 --> 00:50:23.480
<v Speaker 5>What's the biggest thing you guys do at discount bath

1035
00:50:23.519 --> 00:50:25.239
<v Speaker 5>dot com? And what I mean by that is do

1036
00:50:25.280 --> 00:50:27.960
<v Speaker 5>you go in and someone's got that old, you know,

1037
00:50:28.159 --> 00:50:32.000
<v Speaker 5>shower tub and really what they want's a nice walk

1038
00:50:32.039 --> 00:50:36.119
<v Speaker 5>in low threshold shower or whatever, and they are are

1039
00:50:36.159 --> 00:50:38.320
<v Speaker 5>you doing a lot of that where you're just doing

1040
00:50:38.360 --> 00:50:40.239
<v Speaker 5>the shower, You're not doing the whole project.

1041
00:50:40.320 --> 00:50:42.679
<v Speaker 10>We do a lot of that. You know, a question

1042
00:50:42.760 --> 00:50:44.400
<v Speaker 10>we get a lot. We just did that home show

1043
00:50:44.480 --> 00:50:46.239
<v Speaker 10>is do you do the whole bathroom? Because there's a

1044
00:50:46.239 --> 00:50:48.440
<v Speaker 10>lot of companies that will only touch the wet area.

1045
00:50:48.559 --> 00:50:51.840
<v Speaker 5>So we once advertising on TV generally just kind of

1046
00:50:51.880 --> 00:50:53.639
<v Speaker 5>remodeled that shower.

1047
00:50:53.360 --> 00:50:56.239
<v Speaker 10>Correct and they're telling you, hey, this product that we have,

1048
00:50:56.320 --> 00:50:59.519
<v Speaker 10>whatever it is, is the best. Yeah, we do everything.

1049
00:50:59.599 --> 00:51:02.880
<v Speaker 10>You know, File's the best, if you like tyle, Crylic's

1050
00:51:02.920 --> 00:51:05.280
<v Speaker 10>the best. If you like a crylics parcel surface it right,

1051
00:51:05.559 --> 00:51:08.800
<v Speaker 10>It just matters what you want. Everything that we provide

1052
00:51:08.880 --> 00:51:12.360
<v Speaker 10>is quality materials. So what you like is what's best.

1053
00:51:12.400 --> 00:51:14.360
<v Speaker 5>How do you even look at the materials? And what

1054
00:51:14.400 --> 00:51:17.199
<v Speaker 5>I mean by that is like when you guys came

1055
00:51:17.239 --> 00:51:21.159
<v Speaker 5>to our house. We didn't know anything. Okay, first of all,

1056
00:51:21.199 --> 00:51:23.039
<v Speaker 5>I had no idea. If you have a steam shower,

1057
00:51:23.320 --> 00:51:26.119
<v Speaker 5>you can't have certain material, correct. So we end up

1058
00:51:26.400 --> 00:51:29.519
<v Speaker 5>pretty much with porcelain. I mean there might be other stuff,

1059
00:51:29.559 --> 00:51:31.880
<v Speaker 5>but I mean pretty much, you're going to go porcelain correct.

1060
00:51:31.920 --> 00:51:34.199
<v Speaker 5>And then it's like, okay, what color and stuff? So

1061
00:51:34.480 --> 00:51:37.519
<v Speaker 5>do you guys have like as you move on in

1062
00:51:37.599 --> 00:51:40.000
<v Speaker 5>the project, do you guys have like a design center?

1063
00:51:40.079 --> 00:51:40.280
<v Speaker 16>Yeah?

1064
00:51:40.320 --> 00:51:43.639
<v Speaker 10>Absolutely, it comes to your house though, so that's cool.

1065
00:51:43.800 --> 00:51:44.000
<v Speaker 4>Yeah.

1066
00:51:44.079 --> 00:51:46.320
<v Speaker 10>So what we we've done is we've picked out Steven

1067
00:51:46.360 --> 00:51:49.639
<v Speaker 10>as a matter of fact, and the other designers get

1068
00:51:49.639 --> 00:51:52.559
<v Speaker 10>together say this is gonna ninety percent of people are

1069
00:51:52.599 --> 00:51:54.880
<v Speaker 10>going to like these colors. So you don't have to

1070
00:51:54.880 --> 00:51:57.840
<v Speaker 10>go to a store and say, wow, there's five thousand colors.

1071
00:51:57.840 --> 00:51:59.960
<v Speaker 10>I don't know where to start. We've got it narrowed down.

1072
00:52:00.880 --> 00:52:03.239
<v Speaker 10>This goes with this. We get your design ideas, what

1073
00:52:03.320 --> 00:52:06.360
<v Speaker 10>you like, and then we start designing that direction. And

1074
00:52:06.400 --> 00:52:08.639
<v Speaker 10>then if we don't have something with us that really

1075
00:52:08.760 --> 00:52:11.679
<v Speaker 10>suits you, that's when we go to a store and

1076
00:52:11.960 --> 00:52:13.760
<v Speaker 10>pick out something other than that.

1077
00:52:14.119 --> 00:52:16.360
<v Speaker 5>Yeah, and you could go to like I'm trying to

1078
00:52:16.360 --> 00:52:19.119
<v Speaker 5>think of one of the big ones. I was at Yeah,

1079
00:52:19.159 --> 00:52:22.840
<v Speaker 5>flooring decor, and my god, they have everything. Yeah, there's

1080
00:52:22.880 --> 00:52:25.519
<v Speaker 5>a lot there. Oh yeah, and then you know you

1081
00:52:25.559 --> 00:52:28.159
<v Speaker 5>have contractors pricing and all that kind of stuff. But

1082
00:52:29.039 --> 00:52:32.320
<v Speaker 5>it's incredible. Yeah, I'll tell you the other thing we did. Look,

1083
00:52:32.400 --> 00:52:34.159
<v Speaker 5>I mean, I'm not bragging, but we're going to be

1084
00:52:34.199 --> 00:52:36.199
<v Speaker 5>in this house for a while. But that steam shower

1085
00:52:36.239 --> 00:52:39.239
<v Speaker 5>Suzanne uses all the time. I love it. I did

1086
00:52:39.320 --> 00:52:41.719
<v Speaker 5>learn this. Don't get into a steam shower right after

1087
00:52:41.760 --> 00:52:46.039
<v Speaker 5>you eat. It's absolutely your stomach shrinks. Man, it's not good.

1088
00:52:46.079 --> 00:52:49.079
<v Speaker 5>But we got we put in heated floors.

1089
00:52:49.960 --> 00:52:52.159
<v Speaker 7>We have them at our house. It's my favorite thing.

1090
00:52:52.280 --> 00:52:55.960
<v Speaker 5>It's incredible in the winter, you walk in and the

1091
00:52:56.039 --> 00:52:58.320
<v Speaker 5>other thing it does. We have a big open bathroom

1092
00:52:58.360 --> 00:53:01.880
<v Speaker 5>at the heat rate from the floors in there and

1093
00:53:02.039 --> 00:53:05.159
<v Speaker 5>actually warms the entire bedroom a little.

1094
00:53:05.400 --> 00:53:05.639
<v Speaker 4>Yeah.

1095
00:53:05.800 --> 00:53:07.920
<v Speaker 5>But man, you get up in the middle to go

1096
00:53:07.960 --> 00:53:12.239
<v Speaker 5>to the bathroom and bam, you're walking on these heated floors.

1097
00:53:12.280 --> 00:53:13.800
<v Speaker 5>You're like, oh, that's the crazy.

1098
00:53:13.960 --> 00:53:16.719
<v Speaker 10>We did our main level so the kitchen and the

1099
00:53:16.760 --> 00:53:19.519
<v Speaker 10>living room, dining room have tile heated floors.

1100
00:53:19.559 --> 00:53:22.280
<v Speaker 5>Are you guys doing a lot of upper end stuff

1101
00:53:22.320 --> 00:53:22.559
<v Speaker 5>like that.

1102
00:53:22.599 --> 00:53:23.400
<v Speaker 7>We do a lot.

1103
00:53:23.519 --> 00:53:27.519
<v Speaker 10>Yeah, yeah, honestly it's from what you want down on

1104
00:53:27.559 --> 00:53:29.039
<v Speaker 10>the low end to the high end.

1105
00:53:29.039 --> 00:53:30.400
<v Speaker 7>But we do a lot of everything, A.

1106
00:53:30.360 --> 00:53:32.480
<v Speaker 5>Lot of everything. I mean, are a lot of people

1107
00:53:32.480 --> 00:53:34.960
<v Speaker 5>putting a lot of money. I mean the steamers and

1108
00:53:35.000 --> 00:53:37.679
<v Speaker 5>the heated floors. We put in one of those toilets

1109
00:53:37.719 --> 00:53:41.199
<v Speaker 5>that you know, basically does everything you can imagine.

1110
00:53:41.000 --> 00:53:44.840
<v Speaker 10>We do that on twenty percent probably where you have

1111
00:53:44.920 --> 00:53:47.239
<v Speaker 10>your team shower, heated floor and you're still going to

1112
00:53:47.280 --> 00:53:50.239
<v Speaker 10>be saving people that that fifteen to twenty percent. It's

1113
00:53:50.239 --> 00:53:52.039
<v Speaker 10>still going to be a cost effective way to do

1114
00:53:52.079 --> 00:53:53.119
<v Speaker 10>it if you want to do it.

1115
00:53:53.360 --> 00:53:55.960
<v Speaker 5>Yeah, well, I was actually shocked on heated floors. It

1116
00:53:56.079 --> 00:53:58.920
<v Speaker 5>wasn't nearly as much as I thought. The steam showers

1117
00:53:58.920 --> 00:53:59.760
<v Speaker 5>what blew me away.

1118
00:54:00.039 --> 00:54:01.519
<v Speaker 10>That's the one you're you're going to add a lot

1119
00:54:01.559 --> 00:54:04.000
<v Speaker 10>of cost. And you know, the bills and whistles, you

1120
00:54:04.000 --> 00:54:05.679
<v Speaker 10>can really keep stacking them on.

1121
00:54:05.760 --> 00:54:09.599
<v Speaker 5>Ours is insane. So it's got speakers, it's got a

1122
00:54:09.800 --> 00:54:13.360
<v Speaker 5>full touch pad that's of course waterproof. You can watch

1123
00:54:13.440 --> 00:54:17.119
<v Speaker 5>Netflix while you're steaming, you can turn on any music.

1124
00:54:17.239 --> 00:54:20.039
<v Speaker 5>It's got different color lights, and then.

1125
00:54:20.320 --> 00:54:22.119
<v Speaker 15>The aroma therapy is my face.

1126
00:54:22.199 --> 00:54:24.239
<v Speaker 5>She likes EurOMA. I can't stand it. I don't like

1127
00:54:24.239 --> 00:54:29.800
<v Speaker 5>the aroma therapy. But actually, if you could get colzone flavored, maybe.

1128
00:54:29.599 --> 00:54:30.199
<v Speaker 4>I'd like it.

1129
00:54:30.280 --> 00:54:31.840
<v Speaker 7>But it might be pizza flavor.

1130
00:54:31.960 --> 00:54:34.719
<v Speaker 5>She likes that floral stuff. I'm like, I don't dig that.

1131
00:54:35.679 --> 00:54:37.719
<v Speaker 5>The other cool part about it is is the light.

1132
00:54:37.800 --> 00:54:40.480
<v Speaker 5>You can change all different colors and you can go

1133
00:54:40.559 --> 00:54:43.519
<v Speaker 5>right on the mister Steam app and turn it on

1134
00:54:43.719 --> 00:54:45.840
<v Speaker 5>before you get home, so it's all ready to go.

1135
00:54:46.119 --> 00:54:49.199
<v Speaker 5>How long is yours take to heat up my shower?

1136
00:54:49.320 --> 00:54:54.039
<v Speaker 7>I don't have a steam shower? Does we've got the heat.

1137
00:54:53.840 --> 00:54:56.519
<v Speaker 5>A floors ours takes a half hour to heat up? Yeah,

1138
00:54:56.559 --> 00:54:59.000
<v Speaker 5>that sounds about right. It's crazy to me. I'm like,

1139
00:54:59.039 --> 00:55:01.119
<v Speaker 5>why does it take that? But it is. It's every

1140
00:55:01.119 --> 00:55:04.079
<v Speaker 5>bit of a half hour to get to like one fifteen. Yeah,

1141
00:55:04.320 --> 00:55:06.960
<v Speaker 5>all right, Hey, Chelsea, I promise I'm gonna come back

1142
00:55:06.960 --> 00:55:09.559
<v Speaker 5>to you right after this. Any questions you have for Chris,

1143
00:55:09.599 --> 00:55:13.199
<v Speaker 5>you've been ripped off. Taking advantage of any comments period.

1144
00:55:13.199 --> 00:55:15.400
<v Speaker 5>We'd love to hear from you. I got uh two

1145
00:55:15.480 --> 00:55:19.360
<v Speaker 5>open lines three oh three seven one three eight two

1146
00:55:19.360 --> 00:55:20.199
<v Speaker 5>five five.

1147
00:55:25.000 --> 00:55:26.039
<v Speaker 13>Go with a sure thing.

1148
00:55:26.159 --> 00:55:29.440
<v Speaker 9>Denver's best roofer excel roofing dot com. You don't pay

1149
00:55:29.480 --> 00:55:35.559
<v Speaker 9>a cent until you're contenth time for an insurance check

1150
00:55:35.639 --> 00:55:39.639
<v Speaker 9>up free, no obligation. Comparison call Compass Insurance paying too

1151
00:55:39.719 --> 00:55:42.800
<v Speaker 9>much your coverage at dozens of insurance companies find out

1152
00:55:42.840 --> 00:55:44.599
<v Speaker 9>now three oh three seven seven to one.

1153
00:55:44.679 --> 00:55:44.960
<v Speaker 18>Help.

1154
00:55:45.119 --> 00:55:47.760
<v Speaker 9>You'll think you're his only customer when you choose Frank

1155
00:55:47.840 --> 00:55:50.280
<v Speaker 9>durand the real estate Man dot com to list your

1156
00:55:50.320 --> 00:55:53.480
<v Speaker 9>home with Remax Alliance three oh three nine two zero

1157
00:55:53.559 --> 00:55:56.920
<v Speaker 9>sixteen twenty two.

1158
00:55:57.039 --> 00:56:01.840
<v Speaker 5>All right, three oh three seven one three two five

1159
00:56:01.880 --> 00:56:04.079
<v Speaker 5>to five. You've been ripped off or taking advantage of

1160
00:56:04.159 --> 00:56:05.840
<v Speaker 5>We want to hear from you.

1161
00:56:07.239 --> 00:56:07.840
<v Speaker 4>Let's do this.

1162
00:56:08.000 --> 00:56:12.480
<v Speaker 5>Let is pop over to Chelsea. By the way, This

1163
00:56:12.519 --> 00:56:16.639
<v Speaker 5>hour brought to you Bywaterpros dot net Paul the Waterman.

1164
00:56:17.079 --> 00:56:19.840
<v Speaker 5>Let me tell you something really cool about Paul. The

1165
00:56:19.960 --> 00:56:24.280
<v Speaker 5>systems he sells costs about half is a competition half.

1166
00:56:24.639 --> 00:56:27.400
<v Speaker 5>I'm not kidding. The one we had put in our house,

1167
00:56:27.679 --> 00:56:30.239
<v Speaker 5>I think we paid about thirty four hundred dollars for

1168
00:56:30.719 --> 00:56:33.079
<v Speaker 5>and everybody else we had call again all these other

1169
00:56:33.119 --> 00:56:35.599
<v Speaker 5>people out they were over ten thousand, So I mean

1170
00:56:35.639 --> 00:56:37.920
<v Speaker 5>that's more than half. But he's got a system, right,

1171
00:56:37.920 --> 00:56:39.639
<v Speaker 5>now for thirty six hundred bucks.

1172
00:56:39.639 --> 00:56:40.159
<v Speaker 4>Listen to this.

1173
00:56:40.480 --> 00:56:42.840
<v Speaker 5>Not only do you get the water softener a whole house,

1174
00:56:42.920 --> 00:56:46.159
<v Speaker 5>not at use, not like just the kitchen sake. You

1175
00:56:46.199 --> 00:56:50.559
<v Speaker 5>get the water softener, and you get the forever chemical filters,

1176
00:56:50.840 --> 00:56:54.000
<v Speaker 5>meaning all those forever chemicals we hear about everywhere are

1177
00:56:54.039 --> 00:56:56.239
<v Speaker 5>not going to be in your drinking water at your house.

1178
00:56:56.519 --> 00:57:00.920
<v Speaker 5>It's an incredible deal installation, everything included less than thirty

1179
00:57:00.960 --> 00:57:03.639
<v Speaker 5>six hundred bucks. Pauls the man. Check them out at

1180
00:57:03.679 --> 00:57:08.039
<v Speaker 5>waterpros dot net. Now let's go to Chelsea. Chelsea, what's

1181
00:57:08.079 --> 00:57:08.920
<v Speaker 5>going on with you?

1182
00:57:11.280 --> 00:57:11.519
<v Speaker 8>Hey?

1183
00:57:12.880 --> 00:57:16.760
<v Speaker 19>Well, I need some help figuring out what I can

1184
00:57:16.800 --> 00:57:20.559
<v Speaker 19>do about getting my car back from the mechanic that

1185
00:57:20.599 --> 00:57:21.280
<v Speaker 19>it's at right now.

1186
00:57:21.800 --> 00:57:23.599
<v Speaker 5>Where is it? Is it in Colorado?

1187
00:57:25.559 --> 00:57:25.960
<v Speaker 17>It is?

1188
00:57:26.280 --> 00:57:26.519
<v Speaker 13>Yes?

1189
00:57:26.719 --> 00:57:29.559
<v Speaker 5>And why did it got to the mechanic. Let's start

1190
00:57:29.639 --> 00:57:30.519
<v Speaker 5>there at the beginning.

1191
00:57:32.360 --> 00:57:36.760
<v Speaker 19>It had transmission problems right after I bought it, like

1192
00:57:36.920 --> 00:57:38.760
<v Speaker 19>two days. I drove it for two days.

1193
00:57:38.840 --> 00:57:39.519
<v Speaker 5>Where'd you buy it?

1194
00:57:39.559 --> 00:57:43.719
<v Speaker 19>One hundred and sixty miles on it at a mile

1195
00:57:43.840 --> 00:57:46.880
<v Speaker 19>high auto sales like a little shopdown on like Santa Fe.

1196
00:57:47.119 --> 00:57:49.000
<v Speaker 5>And I'm sorry how many miles were on it?

1197
00:57:51.079 --> 00:57:54.039
<v Speaker 19>Oh? It has all I believe it's a twenty fifteen.

1198
00:57:54.039 --> 00:57:56.719
<v Speaker 19>I think it has one hundred and twenty okay, thousand

1199
00:57:56.719 --> 00:57:59.199
<v Speaker 19>miles on it? Okay, but you put one hundred and

1200
00:58:00.440 --> 00:58:01.599
<v Speaker 19>miles I got it.

1201
00:58:01.639 --> 00:58:03.599
<v Speaker 5>And when was that? When did you buy it?

1202
00:58:05.400 --> 00:58:07.079
<v Speaker 19>I bought a December thirty.

1203
00:58:06.760 --> 00:58:12.239
<v Speaker 5>First, so of last year. So December thirty first, I'm sorry,

1204
00:58:13.039 --> 00:58:13.960
<v Speaker 5>twenty twenty.

1205
00:58:13.679 --> 00:58:16.199
<v Speaker 19>Four, this past New Year's Eve?

1206
00:58:16.280 --> 00:58:19.239
<v Speaker 5>Yeah, yeah, so December thirty first or a few months ago.

1207
00:58:19.719 --> 00:58:22.119
<v Speaker 5>You buy it, you drive it one hundred and sixty miles,

1208
00:58:22.239 --> 00:58:25.840
<v Speaker 5>just a transmission problem. I assume you called the dealership

1209
00:58:25.920 --> 00:58:29.480
<v Speaker 5>back or what happened there? Yes, and then they said

1210
00:58:29.480 --> 00:58:30.679
<v Speaker 5>bring it over to display.

1211
00:58:32.559 --> 00:58:35.480
<v Speaker 19>No, they said, you have we gave you the three

1212
00:58:35.519 --> 00:58:39.519
<v Speaker 19>month warranty, so use the warranty. They said, if you

1213
00:58:39.599 --> 00:58:44.159
<v Speaker 19>have a mechanic that you use, go there, have him

1214
00:58:44.559 --> 00:58:46.360
<v Speaker 19>do the work under the warranty.

1215
00:58:48.119 --> 00:58:52.079
<v Speaker 5>This is interesting, Chelsea. I need to understand this warranty

1216
00:58:52.119 --> 00:58:52.639
<v Speaker 5>a little more.

1217
00:58:52.719 --> 00:58:52.840
<v Speaker 16>So.

1218
00:58:53.119 --> 00:58:55.559
<v Speaker 5>When you bought the car from this what was it

1219
00:58:55.599 --> 00:58:56.639
<v Speaker 5>called mile High what.

1220
00:58:58.440 --> 00:59:00.000
<v Speaker 19>The mile High Auto Sales?

1221
00:59:00.400 --> 00:59:04.039
<v Speaker 5>Mile High Auto Sales. Their vehicle had a three month

1222
00:59:05.159 --> 00:59:07.719
<v Speaker 5>warranty on it.

1223
00:59:07.719 --> 00:59:11.599
<v Speaker 19>It was from Cars Protection Plus. With the paperwork I

1224
00:59:11.679 --> 00:59:12.360
<v Speaker 19>was given.

1225
00:59:12.239 --> 00:59:14.960
<v Speaker 5>Okay, So you bring it over to the shop, and

1226
00:59:15.119 --> 00:59:16.559
<v Speaker 5>did you pick out the shop?

1227
00:59:18.360 --> 00:59:18.679
<v Speaker 16>I did.

1228
00:59:18.760 --> 00:59:20.559
<v Speaker 19>It's the thop that I've used for years.

1229
00:59:20.559 --> 00:59:20.840
<v Speaker 4>Great.

1230
00:59:20.920 --> 00:59:23.039
<v Speaker 5>So you bring it over to the shop and they

1231
00:59:23.119 --> 00:59:24.679
<v Speaker 5>say it needs a transmission.

1232
00:59:24.719 --> 00:59:30.400
<v Speaker 19>What do they say, Uh, it needs to be Basically,

1233
00:59:30.440 --> 00:59:31.960
<v Speaker 19>they rebuilt the transmission.

1234
00:59:32.079 --> 00:59:37.960
<v Speaker 5>Okay, so they did they call up the warranty company. Yes,

1235
00:59:38.480 --> 00:59:40.400
<v Speaker 5>And what did the warranty company see.

1236
00:59:43.199 --> 00:59:47.280
<v Speaker 19>Basically, they told him not to finish the do any

1237
00:59:47.320 --> 00:59:51.000
<v Speaker 19>work because they needed to get more information from me

1238
00:59:51.559 --> 00:59:54.159
<v Speaker 19>and then they would need to send someone out to

1239
00:59:54.519 --> 00:59:59.360
<v Speaker 19>look at the vehicle. Yeah, they called me five minutes later.

1240
00:59:59.519 --> 01:00:02.119
<v Speaker 19>I talked to them for about five minutes. They called

1241
01:00:02.199 --> 01:00:05.280
<v Speaker 19>him back and told him what they needed next, and

1242
01:00:05.480 --> 01:00:08.559
<v Speaker 19>he couldn't provide that because he already did the work

1243
01:00:08.679 --> 01:00:11.480
<v Speaker 19>on the car. I think, from what I understand, the

1244
01:00:11.519 --> 01:00:15.039
<v Speaker 19>work was already completed by the time he spoke to the.

1245
01:00:14.960 --> 01:00:21.880
<v Speaker 5>Warranty wouldn't crazy? All this is crazy? Soowa ahead he.

1246
01:00:21.960 --> 01:00:26.320
<v Speaker 19>Wants the warranty company that denied the Queen because they

1247
01:00:26.360 --> 01:00:28.400
<v Speaker 19>said we couldn't look at it, we couldn't get all

1248
01:00:28.440 --> 01:00:28.920
<v Speaker 19>the information.

1249
01:00:29.039 --> 01:00:31.119
<v Speaker 5>I don't blame them, I don't blame him at all.

1250
01:00:34.719 --> 01:00:38.119
<v Speaker 19>So I understand that. So I said, you know, with

1251
01:00:38.320 --> 01:00:40.760
<v Speaker 19>the mechanic, I said, can you work with me? Can

1252
01:00:40.840 --> 01:00:44.199
<v Speaker 19>we figure something out here? Because on the phone one

1253
01:00:44.280 --> 01:00:47.000
<v Speaker 19>day he kind of admitted He's like, oh, yes, probably

1254
01:00:47.159 --> 01:00:50.239
<v Speaker 19>my fault because they probably did tell me the way

1255
01:00:50.280 --> 01:00:50.880
<v Speaker 19>and I did it.

1256
01:00:50.960 --> 01:00:53.440
<v Speaker 5>Okay, Now hold on, I've got hold on. I've got

1257
01:00:53.480 --> 01:00:57.079
<v Speaker 5>some questions that are really important here. When you dropped

1258
01:00:57.079 --> 01:01:01.079
<v Speaker 5>it off there, basically you signed something. What did you sign?

1259
01:01:01.199 --> 01:01:01.719
<v Speaker 4>Do you know?

1260
01:01:03.800 --> 01:01:07.840
<v Speaker 19>I don't know exactly what I signed it was, but

1261
01:01:07.920 --> 01:01:12.480
<v Speaker 19>I'm sure it was something saying you know, what was wrong?

1262
01:01:12.519 --> 01:01:14.119
<v Speaker 19>I know he asked me what was wrong with it?

1263
01:01:14.159 --> 01:01:17.840
<v Speaker 5>Well, I assume when you drop it off, Chelsea, hold on,

1264
01:01:18.239 --> 01:01:20.480
<v Speaker 5>when you drop it off at most places, I don't

1265
01:01:20.519 --> 01:01:23.519
<v Speaker 5>care if it's an independent or a dealership, generally they're

1266
01:01:23.559 --> 01:01:26.280
<v Speaker 5>going to have a diagnostic charge down there of whatever.

1267
01:01:26.440 --> 01:01:29.079
<v Speaker 5>So you drop it off, say hey, i've got a problem.

1268
01:01:29.119 --> 01:01:32.320
<v Speaker 5>My transmission's not working. I need an estimate. It's some

1269
01:01:32.679 --> 01:01:36.039
<v Speaker 5>period of time. If it's over say one hundred and

1270
01:01:36.039 --> 01:01:40.039
<v Speaker 5>fifty bucks, they need to call you and say, hey,

1271
01:01:40.079 --> 01:01:42.800
<v Speaker 5>you need a transmission. Do you approve it? Did they

1272
01:01:42.840 --> 01:01:43.480
<v Speaker 5>ever do that?

1273
01:01:46.760 --> 01:01:47.000
<v Speaker 6>No?

1274
01:01:47.239 --> 01:01:49.360
<v Speaker 19>And I told him when I dropped it off. It

1275
01:01:49.480 --> 01:01:54.239
<v Speaker 19>was a brand new to me car, and I needed

1276
01:01:54.280 --> 01:01:56.880
<v Speaker 19>the work done through the warranty company because there's no

1277
01:01:56.960 --> 01:02:01.280
<v Speaker 19>way that I could pay an addition additional five or

1278
01:02:01.320 --> 01:02:02.400
<v Speaker 19>six thousand dollars.

1279
01:02:02.559 --> 01:02:04.920
<v Speaker 4>And what did they say, Chelsea?

1280
01:02:05.159 --> 01:02:05.519
<v Speaker 5>Chelsea?

1281
01:02:05.760 --> 01:02:08.280
<v Speaker 19>He said, okay, okay, So.

1282
01:02:08.880 --> 01:02:11.800
<v Speaker 5>Then he had to deal with the warranty company and

1283
01:02:11.840 --> 01:02:18.000
<v Speaker 5>he made that initial call. Yes. So, but at that point,

1284
01:02:18.039 --> 01:02:21.559
<v Speaker 5>according to you, at least the work had already been done.

1285
01:02:23.440 --> 01:02:25.880
<v Speaker 19>From what it sounds like from what I can gather

1286
01:02:25.960 --> 01:02:29.199
<v Speaker 19>from him and the warranty company, the work had already

1287
01:02:29.199 --> 01:02:29.719
<v Speaker 19>been Are.

1288
01:02:29.639 --> 01:02:32.400
<v Speaker 5>They saying you authorized it? I mean, let's just get

1289
01:02:32.440 --> 01:02:32.960
<v Speaker 5>to it.

1290
01:02:35.239 --> 01:02:36.639
<v Speaker 19>Basically. Yeah.

1291
01:02:36.679 --> 01:02:39.079
<v Speaker 5>So he when they said hold on, hold on, I

1292
01:02:39.079 --> 01:02:41.800
<v Speaker 5>want to stick. I want to stick right to that

1293
01:02:41.960 --> 01:02:44.079
<v Speaker 5>right now when we call them, because we're going to

1294
01:02:44.159 --> 01:02:46.360
<v Speaker 5>call these people in a minute, they're going to tell

1295
01:02:46.440 --> 01:02:50.320
<v Speaker 5>us that Chelsea authorized it over the phone for us

1296
01:02:50.360 --> 01:02:52.639
<v Speaker 5>to do the work. Is that what they really are

1297
01:02:52.679 --> 01:02:53.199
<v Speaker 5>going to say.

1298
01:02:56.119 --> 01:02:58.159
<v Speaker 19>I don't know what he's going to say. He knew

1299
01:02:58.239 --> 01:03:00.920
<v Speaker 19>that he was supposed to go through a little I

1300
01:03:00.960 --> 01:03:01.440
<v Speaker 19>get it.

1301
01:03:01.360 --> 01:03:04.000
<v Speaker 5>Because he actually said that to you. I heard you first.

1302
01:03:05.280 --> 01:03:09.320
<v Speaker 19>Yes, So I don't know if you'll say that I

1303
01:03:09.400 --> 01:03:13.440
<v Speaker 19>authorize the work I authorize. I definitely authorized him. He

1304
01:03:13.519 --> 01:03:15.320
<v Speaker 19>told me he had to take transmission apart.

1305
01:03:15.480 --> 01:03:16.039
<v Speaker 4>Yeah, how much?

1306
01:03:16.239 --> 01:03:18.920
<v Speaker 19>Was that exactly the parts that needed to be replaced.

1307
01:03:19.000 --> 01:03:21.800
<v Speaker 5>Yes, I want to get these guys on. Hold on,

1308
01:03:21.880 --> 01:03:24.280
<v Speaker 5>hold on, I want to get these guys on. Tell

1309
01:03:24.360 --> 01:03:28.719
<v Speaker 5>Kelly the name of the person, Kelly, Kelly, I honestly

1310
01:03:29.320 --> 01:03:32.119
<v Speaker 5>get these guys on. We've got to get information from

1311
01:03:32.119 --> 01:03:35.159
<v Speaker 5>these guys. Everybody, hold tight three oh three seven one

1312
01:03:35.280 --> 01:03:37.280
<v Speaker 5>three A two five five. We have two lines open.

1313
01:03:37.320 --> 01:03:39.679
<v Speaker 5>Three oh three Martino, I want to talk to mile

1314
01:03:39.800 --> 01:03:42.760
<v Speaker 5>high Autos or not mile high Auto Sales the actual

1315
01:03:42.880 --> 01:03:49.760
<v Speaker 5>shop that it's in right now, go with a sure

1316
01:03:49.880 --> 01:03:53.000
<v Speaker 5>thing Denver's best roofer Excel Roofing dot com.

1317
01:03:53.039 --> 01:03:55.039
<v Speaker 13>You don't pay a cent until you're content.

1318
01:03:58.400 --> 01:04:01.960
<v Speaker 9>Time for an insurance check up, No obligation comparison call

1319
01:04:02.079 --> 01:04:05.400
<v Speaker 9>Compass Insurance paying too much your coverage at dozens of

1320
01:04:05.400 --> 01:04:08.079
<v Speaker 9>insurance companies find out now three oh three, seven to

1321
01:04:08.159 --> 01:04:10.960
<v Speaker 9>seven to one help. You'll think you're his only customer

1322
01:04:11.000 --> 01:04:13.239
<v Speaker 9>when you choose Frank Durand the real estate Man dot

1323
01:04:13.280 --> 01:04:16.599
<v Speaker 9>com to list your home with Remax Alliance three oh

1324
01:04:16.639 --> 01:04:18.559
<v Speaker 9>three nine two zero sixteen twenty two.

1325
01:04:22.199 --> 01:04:24.599
<v Speaker 5>All right, three oh three seven one three eight two

1326
01:04:24.639 --> 01:04:27.280
<v Speaker 5>five five three oh three, Martino, you got a problem

1327
01:04:27.280 --> 01:04:28.719
<v Speaker 5>we want to hear from you. I got a couple

1328
01:04:28.679 --> 01:04:31.239
<v Speaker 5>of lines open, but right now I want to jump

1329
01:04:31.320 --> 01:04:34.400
<v Speaker 5>right back into this, so h just to recap real quick,

1330
01:04:34.480 --> 01:04:38.920
<v Speaker 5>Chelsea bought a vehicle from Mile High Auto Sales. One

1331
01:04:39.000 --> 01:04:42.679
<v Speaker 5>hundred and sixty miles later, there's a big problem. I

1332
01:04:42.719 --> 01:04:45.599
<v Speaker 5>guess the transmission was no good. Something with the transmission.

1333
01:04:45.679 --> 01:04:48.639
<v Speaker 5>She brings it over to a shop that she's used

1334
01:04:48.679 --> 01:04:52.039
<v Speaker 5>in the past, somebody she trusts, and basically drops the

1335
01:04:52.039 --> 01:04:56.119
<v Speaker 5>car off and ultimately where we're at, and this is

1336
01:04:56.159 --> 01:05:00.800
<v Speaker 5>great because someone from the repair shop is act Leon James.

1337
01:05:00.800 --> 01:05:02.119
<v Speaker 5>So we're going to talk to him in a second.

1338
01:05:02.159 --> 01:05:04.960
<v Speaker 5>But I'm trying to update everybody on what's going on,

1339
01:05:05.039 --> 01:05:08.559
<v Speaker 5>including James that's listening right now. So according to Chelsea,

1340
01:05:08.719 --> 01:05:13.559
<v Speaker 5>she brings it over, these guys call from Nichols Auto Repair.

1341
01:05:14.239 --> 01:05:18.719
<v Speaker 5>They call up the warranty company, and the warranty company says, hey,

1342
01:05:18.760 --> 01:05:21.719
<v Speaker 5>we've got to talk to the person that bought at Chelsea.

1343
01:05:22.119 --> 01:05:24.840
<v Speaker 5>And then they called Chelsea and they are going to

1344
01:05:25.039 --> 01:05:28.840
<v Speaker 5>send out someone to inspect the transmission. And honestly, this

1345
01:05:28.880 --> 01:05:32.519
<v Speaker 5>is pretty normal most after market companies. You get up

1346
01:05:32.519 --> 01:05:34.880
<v Speaker 5>to the point of an engine or something in the

1347
01:05:34.960 --> 01:05:37.400
<v Speaker 5>drive train over a couple grand, they're going to send out,

1348
01:05:37.639 --> 01:05:42.000
<v Speaker 5>most likely an independent inspector or possibly someone that works

1349
01:05:42.000 --> 01:05:45.480
<v Speaker 5>for the insurance company to verify what the shop is

1350
01:05:45.519 --> 01:05:48.280
<v Speaker 5>saying and more importantly, to verify coverage.

1351
01:05:48.719 --> 01:05:50.599
<v Speaker 4>Because here's what scares.

1352
01:05:50.320 --> 01:05:52.039
<v Speaker 5>Me about this real quick, then I'm going to go

1353
01:05:52.119 --> 01:05:55.599
<v Speaker 5>right to James at Nichols Auto Repair. There's so many

1354
01:05:55.639 --> 01:05:58.679
<v Speaker 5>different things happening here. One, she had a car with

1355
01:05:58.679 --> 01:06:00.920
<v Speaker 5>one hundred and sixty miles on it from when she

1356
01:06:01.039 --> 01:06:04.400
<v Speaker 5>bought it, used car twenty fifteen, and there's a problem

1357
01:06:04.400 --> 01:06:09.440
<v Speaker 5>with the transmission. Most after market warranties aren't going to

1358
01:06:09.559 --> 01:06:13.360
<v Speaker 5>cover a pre existing condition, which is very curious because

1359
01:06:13.360 --> 01:06:16.519
<v Speaker 5>one hundred and sixty miles and it needs a transmission,

1360
01:06:17.000 --> 01:06:21.039
<v Speaker 5>it'd be pretty hard to argue it wasn't pre existing

1361
01:06:21.079 --> 01:06:26.320
<v Speaker 5>at that point. Number Two, the people from the warranty

1362
01:06:26.440 --> 01:06:31.320
<v Speaker 5>company never got to inspect it, so therefore there's nothing

1363
01:06:31.320 --> 01:06:34.360
<v Speaker 5>we're going to do there. In hindsight, they're declining it

1364
01:06:34.760 --> 01:06:37.159
<v Speaker 5>because they didn't get to look at it. And I

1365
01:06:37.199 --> 01:06:39.960
<v Speaker 5>don't think I'd be in the same boat they are.

1366
01:06:40.239 --> 01:06:42.079
<v Speaker 5>I mean, if I couldn't look at it, I'm sure

1367
01:06:42.119 --> 01:06:44.639
<v Speaker 5>not going to write a check. But what I can't

1368
01:06:44.639 --> 01:06:48.400
<v Speaker 5>figure out is why James, according to Chelsea or Nichols

1369
01:06:48.480 --> 01:06:50.960
<v Speaker 5>Auto Repair. And this is the part hopefully he's going

1370
01:06:51.000 --> 01:06:53.760
<v Speaker 5>to answer. By the way, James, I appreciate you coming on.

1371
01:06:54.199 --> 01:06:56.760
<v Speaker 5>I think we're and I'll let you say everything and

1372
01:06:56.840 --> 01:06:59.480
<v Speaker 5>anything you want to say. But the one question I'd

1373
01:06:59.519 --> 01:07:03.000
<v Speaker 5>like to start with his why would you guys repair

1374
01:07:03.199 --> 01:07:08.400
<v Speaker 5>something that you didn't have authorization to repair, either from

1375
01:07:08.440 --> 01:07:12.119
<v Speaker 5>the warranty company or Chelsea or are you going to

1376
01:07:12.199 --> 01:07:20.039
<v Speaker 5>tell me you did have authorization? James am I on, Yes, sir,

1377
01:07:20.119 --> 01:07:21.639
<v Speaker 5>you are on. Thank you for coming on.

1378
01:07:23.199 --> 01:07:25.079
<v Speaker 17>We absolutely had authorization.

1379
01:07:26.039 --> 01:07:28.599
<v Speaker 5>And how did that go down? Tell me your side?

1380
01:07:28.639 --> 01:07:30.239
<v Speaker 5>So she drops the vehicle off.

1381
01:07:30.440 --> 01:07:33.519
<v Speaker 17>Yeah, she brought me the vehicle that she had already

1382
01:07:33.519 --> 01:07:38.119
<v Speaker 17>had at the dealership who had already done an inspection.

1383
01:07:39.239 --> 01:07:43.360
<v Speaker 17>It had all of the codes, everything, had the recommendation

1384
01:07:43.519 --> 01:07:46.039
<v Speaker 17>to do the transmission. So she brought it in and

1385
01:07:46.119 --> 01:07:51.480
<v Speaker 17>wanted me to do the transmission. And basically, the warranty

1386
01:07:51.480 --> 01:07:55.039
<v Speaker 17>company already has all of the information, but what they

1387
01:07:55.039 --> 01:07:58.480
<v Speaker 17>were asking for was a freeze frame of the codes

1388
01:07:58.639 --> 01:08:00.840
<v Speaker 17>in order to push it through, which your freeze frame

1389
01:08:00.880 --> 01:08:05.239
<v Speaker 17>does not exist. They wanted the exact mileage of when

1390
01:08:05.320 --> 01:08:08.760
<v Speaker 17>it through the initial code, and that was after they

1391
01:08:08.760 --> 01:08:10.119
<v Speaker 17>had already approved the job.

1392
01:08:11.840 --> 01:08:15.880
<v Speaker 5>So basically what you're saying is the warranty company approved it.

1393
01:08:16.399 --> 01:08:19.279
<v Speaker 5>You guys did the work, but then at the end

1394
01:08:19.800 --> 01:08:22.119
<v Speaker 5>they decided they were going to pay it because you

1395
01:08:22.199 --> 01:08:26.079
<v Speaker 5>guys couldn't provide stuff that frankly, you couldn't even provide

1396
01:08:26.079 --> 01:08:27.640
<v Speaker 5>if you if you had to.

1397
01:08:28.600 --> 01:08:29.760
<v Speaker 16>That's exactly correct.

1398
01:08:30.159 --> 01:08:33.239
<v Speaker 5>Oh man, this is an interesting case, James.

1399
01:08:33.239 --> 01:08:36.439
<v Speaker 1>How did the approval get to you? Was it via

1400
01:08:36.520 --> 01:08:39.960
<v Speaker 1>email a text message that somebody from the warranty company

1401
01:08:40.039 --> 01:08:42.720
<v Speaker 1>call you with an approval? What what evidence can we

1402
01:08:42.760 --> 01:08:43.199
<v Speaker 1>offer to you?

1403
01:08:43.239 --> 01:08:46.720
<v Speaker 17>Then I made the I made the call to the

1404
01:08:46.840 --> 01:08:52.239
<v Speaker 17>end to the company and yeah, so and it was

1405
01:08:52.359 --> 01:08:53.159
<v Speaker 17>it was all verbal.

1406
01:08:53.840 --> 01:08:57.479
<v Speaker 5>Do they give you some kind of authorization code?

1407
01:08:57.920 --> 01:09:03.039
<v Speaker 17>They did not that these things are wham bam, thank you, ma'am.

1408
01:09:03.199 --> 01:09:04.720
<v Speaker 6>You know they're they usually.

1409
01:09:06.560 --> 01:09:10.600
<v Speaker 17>Are very easy and simple. But I feel like it

1410
01:09:10.640 --> 01:09:14.840
<v Speaker 17>may be like a tactic by the UH, by the

1411
01:09:15.520 --> 01:09:18.680
<v Speaker 17>the warranty company. Another thing is I think you were

1412
01:09:18.720 --> 01:09:20.880
<v Speaker 17>told that the vehicle has one hundred and sixty thousand

1413
01:09:21.039 --> 01:09:23.279
<v Speaker 17>or one hundred and sixty miles on it.

1414
01:09:23.359 --> 01:09:25.760
<v Speaker 5>No no, no, no, no, no no no. Since she

1415
01:09:26.000 --> 01:09:28.720
<v Speaker 5>bought it from Mile High Auto Sales, she only.

1416
01:09:28.479 --> 01:09:30.359
<v Speaker 4>Put it on and sixty.

1417
01:09:30.760 --> 01:09:31.880
<v Speaker 7>Okay, what was.

1418
01:09:31.800 --> 01:09:33.159
<v Speaker 5>The problem with the transmission?

1419
01:09:33.199 --> 01:09:37.720
<v Speaker 17>By the way, it threw multiple electronic codes for internal

1420
01:09:37.800 --> 01:09:39.600
<v Speaker 17>damage inside of the transmission.

1421
01:09:39.960 --> 01:09:42.000
<v Speaker 5>So when you did, did you guys rebuild it or

1422
01:09:42.039 --> 01:09:43.479
<v Speaker 5>put in like a jasper or what?

1423
01:09:44.359 --> 01:09:46.920
<v Speaker 17>We rebuilt the tranny so it was.

1424
01:09:46.880 --> 01:09:49.079
<v Speaker 5>Trashed on the inside. You guys still have the core?

1425
01:09:50.800 --> 01:09:51.439
<v Speaker 16>Absolutely?

1426
01:09:53.039 --> 01:09:54.399
<v Speaker 5>So you have the core?

1427
01:09:55.920 --> 01:09:58.760
<v Speaker 17>Well, no, the core is in the engine. It was rebuilt.

1428
01:09:59.479 --> 01:10:02.039
<v Speaker 1>Yeah, all the parts, all the guts that you took

1429
01:10:02.159 --> 01:10:04.399
<v Speaker 1>out with the replacement, brand new parts. Do you still

1430
01:10:04.399 --> 01:10:05.840
<v Speaker 1>have all the guts that you removed?

1431
01:10:07.439 --> 01:10:09.159
<v Speaker 16>So I don't believe.

1432
01:10:09.199 --> 01:10:10.840
<v Speaker 7>So what do you think.

1433
01:10:10.920 --> 01:10:13.159
<v Speaker 5>Here's the bottom line, James, We're gonna have to go

1434
01:10:13.199 --> 01:10:15.680
<v Speaker 5>to break I please, if you would, please hold or

1435
01:10:15.720 --> 01:10:17.560
<v Speaker 5>we can call you back. But what I'm trying to

1436
01:10:17.560 --> 01:10:20.560
<v Speaker 5>do is figure out how to move forward here because

1437
01:10:20.600 --> 01:10:23.520
<v Speaker 5>let's just say she doesn't have any money or doesn't

1438
01:10:23.560 --> 01:10:26.159
<v Speaker 5>have as much. I don't know if we get involved

1439
01:10:26.239 --> 01:10:29.680
<v Speaker 5>with the warranty company. And I would also like to know, James,

1440
01:10:29.760 --> 01:10:34.720
<v Speaker 5>if you know does that warranty cover pre existing conditions?

1441
01:10:35.039 --> 01:10:37.560
<v Speaker 5>I would love to know that. I mean, really, did

1442
01:10:37.600 --> 01:10:40.560
<v Speaker 5>they have more outs than just what we're talking about

1443
01:10:40.840 --> 01:10:43.840
<v Speaker 5>with the flash codes and everything? Everybody hold tight. I

1444
01:10:43.920 --> 01:10:45.800
<v Speaker 5>want to get to the bottom of this mystery.

1445
01:10:45.840 --> 01:10:46.239
<v Speaker 4>Hold on.

1446
01:10:50.399 --> 01:10:53.640
<v Speaker 9>Go with a sure thing Denver's Best roofer Excel Roofing

1447
01:10:53.760 --> 01:10:54.319
<v Speaker 9>dot com.

1448
01:10:54.359 --> 01:10:56.720
<v Speaker 13>You don't pay a cent until you're content.

1449
01:11:00.079 --> 01:11:02.960
<v Speaker 9>For an insurance check up free, no obligation. In comparison,

1450
01:11:03.079 --> 01:11:06.640
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

1451
01:11:06.640 --> 01:11:09.399
<v Speaker 9>of insurance companies find out now three oh three seven

1452
01:11:09.479 --> 01:11:12.279
<v Speaker 9>seven to one help. You'll think you're his only customer

1453
01:11:12.319 --> 01:11:14.600
<v Speaker 9>when you choose Frank durand the real estate Man dot

1454
01:11:14.600 --> 01:11:17.920
<v Speaker 9>com to list your home with Remax Alliance three oh

1455
01:11:17.960 --> 01:11:19.920
<v Speaker 9>three nine two zero sixteen twenty two.

1456
01:11:20.720 --> 01:11:25.920
<v Speaker 3>Yeah, ripped of.

1457
01:11:27.680 --> 01:11:27.960
<v Speaker 5>News.

1458
01:11:29.199 --> 01:11:30.720
<v Speaker 4>Need that so you don't have.

1459
01:11:32.920 --> 01:11:33.199
<v Speaker 1>Come?

1460
01:11:33.359 --> 01:11:35.600
<v Speaker 4>Run as fast as we can.

1461
01:11:36.239 --> 01:11:37.920
<v Speaker 3>Show Shooter's gonna help.

1462
01:11:38.199 --> 01:11:47.920
<v Speaker 4>Come man, This is the Troubleshooter Show Now, Tom Martinez, Welcome.

1463
01:11:47.520 --> 01:11:49.920
<v Speaker 5>Welcome to the only show of it's kind. We're here

1464
01:11:49.920 --> 01:11:53.079
<v Speaker 5>to solve problems, answer questions, take complaints, make your life

1465
01:11:53.399 --> 01:11:55.520
<v Speaker 5>a little bit better. We're here to fight for you.

1466
01:11:56.399 --> 01:11:58.520
<v Speaker 5>We've got something going on. I really want to get

1467
01:11:58.560 --> 01:12:00.640
<v Speaker 5>to the bottom of but I I've got a lot

1468
01:12:00.640 --> 01:12:04.319
<v Speaker 5>of things going on this case. Let me just recap

1469
01:12:04.359 --> 01:12:06.000
<v Speaker 5>it really quick. By the way, this hour brought to

1470
01:12:06.039 --> 01:12:08.439
<v Speaker 5>you by Frank duran the real estate man. You know

1471
01:12:08.520 --> 01:12:11.600
<v Speaker 5>what I love about Frank pretty much everything. He sells

1472
01:12:11.680 --> 01:12:14.800
<v Speaker 5>more homes in one month and most realtors in Colorado

1473
01:12:14.960 --> 01:12:17.560
<v Speaker 5>sell in over a year. And he sells him for

1474
01:12:17.640 --> 01:12:20.399
<v Speaker 5>more money. And he's one of the best negotiators I've

1475
01:12:20.439 --> 01:12:24.079
<v Speaker 5>ever met. He sold our model in Redhawk in Castle

1476
01:12:24.159 --> 01:12:27.239
<v Speaker 5>Rock years ago. Other models were for sale at the

1477
01:12:27.239 --> 01:12:29.039
<v Speaker 5>same time. He sold ours for more than any of

1478
01:12:29.079 --> 01:12:31.279
<v Speaker 5>the other ones. He got us more money than anybody

1479
01:12:31.279 --> 01:12:33.880
<v Speaker 5>else got for that model. Then when he negotiated our

1480
01:12:33.920 --> 01:12:36.600
<v Speaker 5>house in Franktown, he saved us close to one hundred

1481
01:12:36.600 --> 01:12:40.159
<v Speaker 5>thousand dollars. He's remarkable. You want the best, forget about

1482
01:12:40.199 --> 01:12:43.720
<v Speaker 5>the rest. Frank Duran Holmes dot com. Frank Durant Holmes

1483
01:12:43.920 --> 01:12:46.800
<v Speaker 5>dot com. By the way, nicest guy you'll ever meet.

1484
01:12:47.640 --> 01:12:47.840
<v Speaker 16>Now.

1485
01:12:47.960 --> 01:12:51.279
<v Speaker 5>Chelsea called in last hour in fact a couple things

1486
01:12:51.319 --> 01:12:55.560
<v Speaker 5>house cleaning, real quick with Kelly. She's on the phone,

1487
01:12:55.600 --> 01:12:57.880
<v Speaker 5>so I'll wait a second. But here's the deal. We

1488
01:12:58.000 --> 01:13:01.760
<v Speaker 5>had the owner of the shop on and the shop's name.

1489
01:13:01.840 --> 01:13:03.760
<v Speaker 5>I told her to put it back up. Someone helped

1490
01:13:03.760 --> 01:13:04.039
<v Speaker 5>me here.

1491
01:13:04.199 --> 01:13:05.279
<v Speaker 15>Nichols Automotive.

1492
01:13:05.439 --> 01:13:08.399
<v Speaker 5>Nichols Automotive. And by the way, their reviews are great.

1493
01:13:08.560 --> 01:13:08.840
<v Speaker 16>I was.

1494
01:13:08.920 --> 01:13:11.439
<v Speaker 5>They've got like three hundred Google reviews and they all

1495
01:13:11.479 --> 01:13:16.479
<v Speaker 5>look pretty stellar. So Nichols Auto Repair, what are they? Wheatridge?

1496
01:13:16.520 --> 01:13:18.800
<v Speaker 5>I believe, is that right?

1497
01:13:19.520 --> 01:13:19.880
<v Speaker 4>Yeah?

1498
01:13:20.159 --> 01:13:23.239
<v Speaker 5>Go ahead, Scott. Yeah. So in wheat Ridge, we're trying

1499
01:13:23.239 --> 01:13:25.000
<v Speaker 5>to get him back on. He dropped off, he was

1500
01:13:25.039 --> 01:13:30.760
<v Speaker 5>gonna hold and he's simply not there. So Kelly, please

1501
01:13:30.800 --> 01:13:33.039
<v Speaker 5>try to reach back out to him as soon as

1502
01:13:33.039 --> 01:13:35.560
<v Speaker 5>you can. But I want everybody joining us this hour

1503
01:13:36.119 --> 01:13:38.600
<v Speaker 5>to kind of understand a few things. Chelsea bought the

1504
01:13:38.680 --> 01:13:42.439
<v Speaker 5>car from Mile High Auto Sales and it came with

1505
01:13:42.520 --> 01:13:46.039
<v Speaker 5>a three month warranty. Chelsea, that's correct. It was a

1506
01:13:46.119 --> 01:13:47.279
<v Speaker 5>three month warranty.

1507
01:13:49.119 --> 01:13:52.119
<v Speaker 19>Yeah, three months, four thousand miles, I believe.

1508
01:13:51.960 --> 01:13:54.319
<v Speaker 5>Yeah, And I would assume a warranty like that they

1509
01:13:54.399 --> 01:13:58.479
<v Speaker 5>pay for and it probably would cover everything. Did they

1510
01:13:58.479 --> 01:14:01.159
<v Speaker 5>say it's basically bumper to bump? I'm trying to figure

1511
01:14:01.199 --> 01:14:02.119
<v Speaker 5>out what it covered.

1512
01:14:04.039 --> 01:14:09.520
<v Speaker 19>It says that it covers engine, transmission, drive axles, telling reimbursement.

1513
01:14:09.960 --> 01:14:12.359
<v Speaker 5>I love it. I mean that's what your problem was,

1514
01:14:12.359 --> 01:14:15.000
<v Speaker 5>was the transmission. So she has it one hundred and

1515
01:14:15.079 --> 01:14:18.279
<v Speaker 5>sixty miles, she's got a Christmas tree that comes on

1516
01:14:18.319 --> 01:14:26.319
<v Speaker 5>her dash and drives it back to the dealership. First, right, No,

1517
01:14:26.439 --> 01:14:26.880
<v Speaker 5>I did not.

1518
01:14:27.039 --> 01:14:30.479
<v Speaker 19>Drive it back to the dealership. I took it to

1519
01:14:30.520 --> 01:14:38.680
<v Speaker 19>get all of the the No, not the Warren recall. Sorry.

1520
01:14:39.119 --> 01:14:40.880
<v Speaker 19>I took it to get all of the recalls done

1521
01:14:40.920 --> 01:14:42.880
<v Speaker 19>because when I bought it, the.

1522
01:14:43.239 --> 01:14:44.880
<v Speaker 5>So you took it to the dealership, took.

1523
01:14:44.760 --> 01:14:46.600
<v Speaker 19>It, take the recalls done right away. So I took

1524
01:14:46.600 --> 01:14:49.199
<v Speaker 19>it to a different dealership and to my house.

1525
01:14:49.399 --> 01:14:54.119
<v Speaker 5>Yeah, and was that actually a Chevy dealership? What was it?

1526
01:14:54.119 --> 01:14:56.079
<v Speaker 19>It's it is, Yes, a Chevy dealer.

1527
01:14:56.279 --> 01:14:58.199
<v Speaker 5>So they did that to the recall. So they did

1528
01:14:58.239 --> 01:15:01.199
<v Speaker 5>the recalls. Did that have anything to do it to transmission?

1529
01:15:01.239 --> 01:15:02.119
<v Speaker 5>Out of curiosity?

1530
01:15:04.159 --> 01:15:07.000
<v Speaker 19>No, none of them did. I was hoping maybe one day.

1531
01:15:07.159 --> 01:15:10.079
<v Speaker 5>Okay, so fine, fine, fine, fine, the dealership did that

1532
01:15:10.199 --> 01:15:12.760
<v Speaker 5>stuff the Chevy dealer. Then what was the next chain

1533
01:15:12.800 --> 01:15:13.720
<v Speaker 5>of events?

1534
01:15:15.479 --> 01:15:19.840
<v Speaker 19>I called the dealership that I got it from Yeah,

1535
01:15:20.119 --> 01:15:23.720
<v Speaker 19>and I said, seems like it's not shifting. He said, oh, no,

1536
01:15:23.800 --> 01:15:25.520
<v Speaker 19>it's the aftermarket parts that.

1537
01:15:25.520 --> 01:15:25.840
<v Speaker 11>Are on it.

1538
01:15:25.880 --> 01:15:28.399
<v Speaker 19>I think it just drive different. And I said, no,

1539
01:15:28.439 --> 01:15:31.119
<v Speaker 19>it doesn't seem like it's shifting. And they said, okay,

1540
01:15:31.119 --> 01:15:35.079
<v Speaker 19>well you have the warranty, so call the warranty company

1541
01:15:35.680 --> 01:15:37.479
<v Speaker 19>and go through them.

1542
01:15:37.600 --> 01:15:39.520
<v Speaker 5>So then what happened to the warranty company.

1543
01:15:40.199 --> 01:15:43.880
<v Speaker 19>I called the warranty company. They told me what I

1544
01:15:43.920 --> 01:15:46.760
<v Speaker 19>would do. They said, take it to the shop and

1545
01:15:46.800 --> 01:15:50.000
<v Speaker 19>then the shop has to contact us. So that's what

1546
01:15:50.039 --> 01:15:55.079
<v Speaker 19>I did. It was still at the Chevy dealership, so

1547
01:15:55.119 --> 01:15:59.079
<v Speaker 19>I contacted them. I said, hey, I'm gonna pick it

1548
01:15:59.159 --> 01:16:02.000
<v Speaker 19>up and take it to someone else that I always

1549
01:16:02.039 --> 01:16:06.720
<v Speaker 19>work with, which is James. And I called James. I said, hey,

1550
01:16:06.880 --> 01:16:10.199
<v Speaker 19>I'm having like transmission issues. I have a warranty for

1551
01:16:10.319 --> 01:16:12.760
<v Speaker 19>it that came with it. Can you work on this

1552
01:16:12.880 --> 01:16:16.199
<v Speaker 19>for me with the warranty company. Is that something that

1553
01:16:16.239 --> 01:16:16.560
<v Speaker 19>you can do?

1554
01:16:16.720 --> 01:16:17.960
<v Speaker 4>He said yes, okay.

1555
01:16:18.039 --> 01:16:21.640
<v Speaker 19>So I brought the car to Games. I showed him

1556
01:16:21.640 --> 01:16:26.239
<v Speaker 19>the warranty. I pulled it up on my phone. I

1557
01:16:26.279 --> 01:16:29.640
<v Speaker 19>showed him, you know, the transmission section that said what

1558
01:16:29.760 --> 01:16:33.319
<v Speaker 19>was covered for the transmission and I said, we need

1559
01:16:33.319 --> 01:16:35.479
<v Speaker 19>to work with warranty company. I just got this car.

1560
01:16:36.119 --> 01:16:39.600
<v Speaker 19>There's no way I could pay for this transmission, you

1561
01:16:39.640 --> 01:16:41.159
<v Speaker 19>know issue by mid Yeah.

1562
01:16:40.960 --> 01:16:41.319
<v Speaker 4>I got it.

1563
01:16:41.359 --> 01:16:43.600
<v Speaker 5>You you were expecting the warranty to cover it, and

1564
01:16:43.640 --> 01:16:45.960
<v Speaker 5>it was under It was only one hundred and sixty miles.

1565
01:16:46.199 --> 01:16:49.800
<v Speaker 5>The warranty was three months and four thousand miles. So

1566
01:16:49.880 --> 01:16:52.600
<v Speaker 5>everything should be good. It should be covered because it's

1567
01:16:52.640 --> 01:16:55.520
<v Speaker 5>part of the power train. So then what's the next

1568
01:16:55.560 --> 01:16:56.399
<v Speaker 5>thing that happened?

1569
01:16:58.840 --> 01:17:00.880
<v Speaker 19>So I dropped it off a game. He said, I'm

1570
01:17:00.920 --> 01:17:03.279
<v Speaker 19>going to take the transmission apart. We have to get

1571
01:17:03.279 --> 01:17:05.279
<v Speaker 19>in there to see exactly what's wrong, and then I'll

1572
01:17:05.279 --> 01:17:08.920
<v Speaker 19>contact the warranty company. It took about a week for

1573
01:17:09.000 --> 01:17:12.960
<v Speaker 19>him to do that. He called me on a Friday

1574
01:17:12.960 --> 01:17:14.960
<v Speaker 19>and he said, hey, I pretty much have it all

1575
01:17:15.199 --> 01:17:17.840
<v Speaker 19>lifted out everything it needs to I'll contact the warranty

1576
01:17:17.840 --> 01:17:22.399
<v Speaker 19>company next, which he did the following Monday. They the

1577
01:17:22.439 --> 01:17:25.760
<v Speaker 19>warranty then contacted me Monday and asked me a few

1578
01:17:25.760 --> 01:17:30.600
<v Speaker 19>additional questions. Ask me if I test drove it, a

1579
01:17:30.640 --> 01:17:32.720
<v Speaker 19>few things like that, where I drove it, if I

1580
01:17:32.800 --> 01:17:36.439
<v Speaker 19>drove it to the repair shop, or if I had

1581
01:17:36.479 --> 01:17:39.279
<v Speaker 19>a toad and then they said, okay, perfect, We're going

1582
01:17:39.359 --> 01:17:42.720
<v Speaker 19>to call James back. They called James back, and then

1583
01:17:43.640 --> 01:17:45.600
<v Speaker 19>at that point they called me back and said, we

1584
01:17:45.720 --> 01:17:51.039
<v Speaker 19>can't off. We can't pay for this because he can't.

1585
01:17:51.359 --> 01:17:54.760
<v Speaker 19>He fixed it basically without having the prior organization.

1586
01:17:57.720 --> 01:18:01.079
<v Speaker 5>Chelsea. That's good, I get it. Everybody understands the recap.

1587
01:18:01.119 --> 01:18:03.960
<v Speaker 5>But what's interesting is when I talked to James, he

1588
01:18:04.119 --> 01:18:07.920
<v Speaker 5>said that he actually got and I know Kelly's talking

1589
01:18:07.960 --> 01:18:11.239
<v Speaker 5>to him off air right now, he said he actually

1590
01:18:11.720 --> 01:18:19.239
<v Speaker 5>got authorization to do the repair from from the warranty company.

1591
01:18:19.279 --> 01:18:21.680
<v Speaker 5>In fact, Dragon, if you would do me a solid,

1592
01:18:22.399 --> 01:18:25.159
<v Speaker 5>I don't it's in that last fifteen minutes when I

1593
01:18:25.279 --> 01:18:28.319
<v Speaker 5>was talking to him. I would like to get that

1594
01:18:28.560 --> 01:18:32.640
<v Speaker 5>queued up so we can play that again. When he's

1595
01:18:32.800 --> 01:18:36.800
<v Speaker 5>talking about he got the authorization, then I asked him

1596
01:18:36.880 --> 01:18:41.159
<v Speaker 5>a few questions about that authorization. Chelsea. I also heard

1597
01:18:41.159 --> 01:18:44.840
<v Speaker 5>at this point they had one. Yeah, you can go ahead.

1598
01:18:44.760 --> 01:18:47.680
<v Speaker 19>I have one. I actually have been in contact with

1599
01:18:47.800 --> 01:18:52.800
<v Speaker 19>the Warranton Tea Company multiple multiple times, asking for the

1600
01:18:52.880 --> 01:18:56.800
<v Speaker 19>recording of the call between them and the and Jeames

1601
01:18:57.960 --> 01:19:00.279
<v Speaker 19>so they can prove that they told him we ought

1602
01:19:00.279 --> 01:19:03.640
<v Speaker 19>to repair the car. Yet because that's what they said. Yeah,

1603
01:19:03.840 --> 01:19:08.239
<v Speaker 19>and they will not give me the recordings. They actually

1604
01:19:08.279 --> 01:19:12.119
<v Speaker 19>finally had a lawyer email me back and say, we

1605
01:19:12.359 --> 01:19:16.079
<v Speaker 19>care releases, well call recordings to customers.

1606
01:19:16.159 --> 01:19:16.319
<v Speaker 1>Yeah.

1607
01:19:16.600 --> 01:19:18.079
<v Speaker 5>Let me tell you a few things here. I want

1608
01:19:18.119 --> 01:19:20.359
<v Speaker 5>to tell you where my thoughts are right now, and

1609
01:19:20.399 --> 01:19:22.960
<v Speaker 5>then I'm going to replace something for everybody out there.

1610
01:19:23.000 --> 01:19:25.119
<v Speaker 5>Then I'm going to go to two experts that deal

1611
01:19:25.600 --> 01:19:29.000
<v Speaker 5>with these aftermarket warranties, one of them being a transmission

1612
01:19:29.000 --> 01:19:31.760
<v Speaker 5>shop that I truly trust, and he's dealt with every

1613
01:19:31.800 --> 01:19:34.600
<v Speaker 5>warranty I've ever heard of, and we're going to have

1614
01:19:34.640 --> 01:19:38.000
<v Speaker 5>a very interesting conversation about it right after this quick break.

1615
01:19:38.000 --> 01:19:40.119
<v Speaker 5>But I'm going to tell you the bottom line of

1616
01:19:40.199 --> 01:19:43.960
<v Speaker 5>my thoughts right now. I don't think your problem. I

1617
01:19:44.079 --> 01:19:47.600
<v Speaker 5>do not think your problem is with the warranty company whatsoever.

1618
01:19:47.880 --> 01:19:50.720
<v Speaker 5>I see Kelly in there shaking her head. Kelly, don't.

1619
01:19:50.760 --> 01:19:52.479
<v Speaker 5>I don't want you to say too much because I

1620
01:19:52.520 --> 01:19:55.119
<v Speaker 5>want to take this break. But I assumed you just

1621
01:19:55.239 --> 01:19:58.760
<v Speaker 5>talked to James I get at Nichols Auto Repair, and

1622
01:19:58.840 --> 01:20:01.319
<v Speaker 5>I assume by the way you look, I don't want

1623
01:20:01.319 --> 01:20:03.800
<v Speaker 5>to know what would transpired, but I assume he didn't

1624
01:20:03.800 --> 01:20:05.600
<v Speaker 5>want to come back on he.

1625
01:20:05.560 --> 01:20:09.119
<v Speaker 20>Uh basically said that he had said all he wanted

1626
01:20:09.159 --> 01:20:09.640
<v Speaker 20>to say.

1627
01:20:09.840 --> 01:20:11.880
<v Speaker 5>Okay, well, we're gonna listen to one of the things

1628
01:20:11.920 --> 01:20:13.159
<v Speaker 5>he said right after this.

1629
01:20:13.399 --> 01:20:18.880
<v Speaker 13>Okay, go with a.

1630
01:20:18.840 --> 01:20:22.279
<v Speaker 9>Sure thing Denver's Best roofer Excel Roofing dot com.

1631
01:20:22.319 --> 01:20:24.720
<v Speaker 5>You don't pay a cent until you're content.

1632
01:20:27.199 --> 01:20:30.920
<v Speaker 9>Of time for an insurance checkup free no obligation comparison

1633
01:20:31.039 --> 01:20:34.600
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

1634
01:20:34.600 --> 01:20:37.319
<v Speaker 9>of insurance companies find out now three all three seven

1635
01:20:37.359 --> 01:20:39.680
<v Speaker 9>to seven to one help. You'll think you're his only

1636
01:20:39.800 --> 01:20:42.279
<v Speaker 9>customer when you choose Frank durand the real estate Man

1637
01:20:42.319 --> 01:20:45.760
<v Speaker 9>dot com to list your home with Remax Alliance three

1638
01:20:45.760 --> 01:20:58.159
<v Speaker 9>all three nine two zero sixteen twenty two.

1639
01:20:54.039 --> 01:20:57.399
<v Speaker 5>All right, three oh three one three eighteen five five.

1640
01:20:58.199 --> 01:21:01.239
<v Speaker 5>You know what, there's something fishy going on here. I'm

1641
01:21:01.279 --> 01:21:02.960
<v Speaker 5>gonna be honest and I'm going to kind of lay

1642
01:21:03.000 --> 01:21:06.439
<v Speaker 5>out where I believe we're at with this story. But

1643
01:21:06.479 --> 01:21:08.520
<v Speaker 5>there's a lot of holes here. I'm gonna play a

1644
01:21:08.560 --> 01:21:12.479
<v Speaker 5>short little segment here, and this is basically last hour.

1645
01:21:13.159 --> 01:21:16.560
<v Speaker 5>I'm talking to James at Nichols Auto Repair. But before

1646
01:21:16.600 --> 01:21:18.600
<v Speaker 5>I play that, Hey, Kelly, I want to ask you

1647
01:21:19.560 --> 01:21:21.720
<v Speaker 5>he hung up during the break. I thought he told

1648
01:21:21.760 --> 01:21:23.720
<v Speaker 5>me offline. I thought he was going to stay, but

1649
01:21:24.479 --> 01:21:26.720
<v Speaker 5>he ended up hanging up. And I saw you talk

1650
01:21:26.760 --> 01:21:29.800
<v Speaker 5>to him, yeah, for a little bit, but he ultimately

1651
01:21:29.880 --> 01:21:32.880
<v Speaker 5>doesn't want to come back on. Correct, And did he

1652
01:21:32.960 --> 01:21:33.479
<v Speaker 5>say why?

1653
01:21:34.199 --> 01:21:41.199
<v Speaker 20>He basically, uh intimated that he had said everything to you, yeah,

1654
01:21:41.239 --> 01:21:46.239
<v Speaker 20>and that he didn't want to h come back on.

1655
01:21:46.560 --> 01:21:48.439
<v Speaker 5>Okay, I mean, simple as that. And he doesn't have

1656
01:21:48.520 --> 01:21:50.520
<v Speaker 5>to come back on, you know, he just hasn't been

1657
01:21:50.840 --> 01:21:53.760
<v Speaker 5>summons to court, but he has been quite frankly somes

1658
01:21:53.800 --> 01:21:56.760
<v Speaker 5>to court in the UH in public opinion in mine.

1659
01:21:57.079 --> 01:21:59.920
<v Speaker 5>And and here's the problem I have with everything going

1660
01:22:00.199 --> 01:22:03.640
<v Speaker 5>on here. And basically it went down right here, go ahead, dragon.

1661
01:22:04.800 --> 01:22:08.840
<v Speaker 5>So basically what you're saying is the warranty company approved it.

1662
01:22:09.359 --> 01:22:12.239
<v Speaker 5>You guys did the work, but then at the end

1663
01:22:12.800 --> 01:22:15.119
<v Speaker 5>they decided they weren't going to pay it because you

1664
01:22:15.159 --> 01:22:19.039
<v Speaker 5>guys couldn't provide stuff that frankly, you couldn't even provide

1665
01:22:19.079 --> 01:22:20.600
<v Speaker 5>if you if you had to.

1666
01:22:21.600 --> 01:22:22.720
<v Speaker 16>That's exactly correct.

1667
01:22:23.119 --> 01:22:26.199
<v Speaker 5>Oh man, this is an interesting case, James.

1668
01:22:26.199 --> 01:22:29.880
<v Speaker 1>How did the approval get to you? Was it via email?

1669
01:22:29.960 --> 01:22:33.199
<v Speaker 1>A text message that somebody from the warranty company call

1670
01:22:33.239 --> 01:22:36.000
<v Speaker 1>you with an approval? What what evidence can we offer

1671
01:22:36.079 --> 01:22:36.520
<v Speaker 1>to though.

1672
01:22:36.840 --> 01:22:40.119
<v Speaker 17>I made I made the call to the end to

1673
01:22:40.279 --> 01:22:45.520
<v Speaker 17>the company and yeah, so and it was it was

1674
01:22:45.560 --> 01:22:46.159
<v Speaker 17>all verbal.

1675
01:22:46.800 --> 01:22:49.479
<v Speaker 5>Do they give you some kind of authorization code?

1676
01:22:50.880 --> 01:22:51.359
<v Speaker 11>They did not.

1677
01:22:52.479 --> 01:22:53.319
<v Speaker 4>All right, that's.

1678
01:22:53.199 --> 01:22:55.600
<v Speaker 5>Where I want you to stop at Dragon. So everybody

1679
01:22:55.640 --> 01:22:59.000
<v Speaker 5>that was last hour, I derived two things out of there.

1680
01:22:59.000 --> 01:23:01.560
<v Speaker 5>And if anybody dis agrees with me in this room

1681
01:23:01.840 --> 01:23:03.760
<v Speaker 5>and then I'm going to go to our experts on it,

1682
01:23:03.800 --> 01:23:06.960
<v Speaker 5>please let me know. But number one, he admits the

1683
01:23:07.000 --> 01:23:13.279
<v Speaker 5>approval came from not Chelsea, but this warranty company. And

1684
01:23:13.319 --> 01:23:15.720
<v Speaker 5>then he goes on to say it was a verbal

1685
01:23:15.760 --> 01:23:21.479
<v Speaker 5>approval only and they did not give any form of

1686
01:23:21.720 --> 01:23:25.239
<v Speaker 5>number or anything. All they said is fix it. And

1687
01:23:25.279 --> 01:23:27.640
<v Speaker 5>then he fixed it and now he can't get paid.

1688
01:23:28.159 --> 01:23:31.760
<v Speaker 5>Jeff Vic Kimera transmission. You have dealt with every warranty

1689
01:23:32.199 --> 01:23:35.600
<v Speaker 5>probably known demand when it comes to transmissions. Have you

1690
01:23:35.800 --> 01:23:39.279
<v Speaker 5>ever in your life had an approval from a warranty

1691
01:23:39.359 --> 01:23:42.840
<v Speaker 5>company that was just a go ahead and fix it,

1692
01:23:43.279 --> 01:23:46.079
<v Speaker 5>no authorization, no anything.

1693
01:23:47.560 --> 01:23:50.359
<v Speaker 21>Single time you we're going to get an off with the

1694
01:23:50.520 --> 01:23:52.520
<v Speaker 21>edition number. And at that time they discussed with you

1695
01:23:52.680 --> 01:23:54.840
<v Speaker 21>what it is they're actually going to pay parts and

1696
01:23:54.920 --> 01:23:57.840
<v Speaker 21>lay we're broken down. If the customer has any responsibility,

1697
01:23:57.880 --> 01:24:01.359
<v Speaker 21>whether it's deductible or items are excluded for whatever reason,

1698
01:24:02.079 --> 01:24:04.159
<v Speaker 21>then they'll also discuss with you, you know, whether you

1699
01:24:04.159 --> 01:24:06.399
<v Speaker 21>want to check mail to you or you want credit

1700
01:24:06.479 --> 01:24:09.840
<v Speaker 21>card over the over email and the all the contact

1701
01:24:09.840 --> 01:24:12.119
<v Speaker 21>information in order to exchange in order to make that

1702
01:24:12.159 --> 01:24:13.039
<v Speaker 21>transaction happen.

1703
01:24:13.279 --> 01:24:15.560
<v Speaker 5>So just to be very clear here, and then you

1704
01:24:15.600 --> 01:24:20.079
<v Speaker 5>get an approval number, correct, and you have never dealt

1705
01:24:20.159 --> 01:24:23.439
<v Speaker 5>with any warranty company ever that did not give at

1706
01:24:23.520 --> 01:24:24.720
<v Speaker 5>least an approval number.

1707
01:24:25.760 --> 01:24:29.359
<v Speaker 21>Then when you're done, you know, customer's got to sign off,

1708
01:24:29.359 --> 01:24:31.840
<v Speaker 21>but the work is done. Then they've collected the vehicle,

1709
01:24:31.840 --> 01:24:34.199
<v Speaker 21>they've paid whatever their portion of the bill may be.

1710
01:24:34.359 --> 01:24:36.359
<v Speaker 21>And then you email or facts or however it is.

1711
01:24:36.359 --> 01:24:39.800
<v Speaker 21>You're transformed with them over to the warranty company. Most

1712
01:24:39.840 --> 01:24:41.760
<v Speaker 21>of the time they played credit card within about twenty

1713
01:24:41.760 --> 01:24:43.399
<v Speaker 21>four hours and you get your money the next day.

1714
01:24:43.479 --> 01:24:46.920
<v Speaker 5>Hold on, Jeff, please stay on though. Kevin Calkin sharedan

1715
01:24:47.000 --> 01:24:50.800
<v Speaker 5>auto tech I have known Kevin and Jeff both for years. Kevin,

1716
01:24:50.960 --> 01:24:54.319
<v Speaker 5>you deal with aftermarket warranties all the time. Just like Jeff,

1717
01:24:55.079 --> 01:24:58.359
<v Speaker 5>has there ever been one time in the history of

1718
01:24:58.720 --> 01:25:01.800
<v Speaker 5>shardan Auto Tech, which which is twenty thirty years whatever,

1719
01:25:02.079 --> 01:25:05.319
<v Speaker 5>where you have dealt with a insurance company or an

1720
01:25:05.399 --> 01:25:09.359
<v Speaker 5>aftermarket warranty where they simply told you to fix it

1721
01:25:09.399 --> 01:25:11.119
<v Speaker 5>over the phone.

1722
01:25:11.520 --> 01:25:14.119
<v Speaker 12>Well, we do get verbal approvals, yes, but just like

1723
01:25:14.199 --> 01:25:17.520
<v Speaker 12>Jeff was reiterating, they give you a claim number, an

1724
01:25:17.560 --> 01:25:21.439
<v Speaker 12>authorization number, and an exact breakdown of every single penny

1725
01:25:21.560 --> 01:25:22.720
<v Speaker 12>to tax and everything.

1726
01:25:23.039 --> 01:25:24.960
<v Speaker 5>Now, let me like you in in our.

1727
01:25:24.840 --> 01:25:28.760
<v Speaker 12>Thirty years, we had one younger service writer was doing

1728
01:25:28.800 --> 01:25:32.640
<v Speaker 12>it and he got the approval without an authorization number,

1729
01:25:32.720 --> 01:25:34.119
<v Speaker 12>and they did not pay it.

1730
01:25:34.239 --> 01:25:36.119
<v Speaker 5>They did not pay it. Now, I want to ask

1731
01:25:36.159 --> 01:25:38.039
<v Speaker 5>both of you that I'm going to go back to Chelsea,

1732
01:25:38.159 --> 01:25:40.279
<v Speaker 5>but I'm going to ask both of you a question

1733
01:25:40.760 --> 01:25:45.720
<v Speaker 5>based upon the conversation you heard with James Owner or

1734
01:25:45.760 --> 01:25:48.359
<v Speaker 5>I assume owner could be a manager of Nichols Auto

1735
01:25:48.439 --> 01:25:53.920
<v Speaker 5>Repair and myself saying that he got the authorization from

1736
01:25:53.960 --> 01:25:57.039
<v Speaker 5>the company then they decided not to pay. And I

1737
01:25:57.199 --> 01:26:00.520
<v Speaker 5>asked him straight up, did they give you an authorization number?

1738
01:26:00.800 --> 01:26:04.039
<v Speaker 5>And he says no, What do you think should happen

1739
01:26:04.119 --> 01:26:07.840
<v Speaker 5>in this case? I understand he fixed it. I get it.

1740
01:26:07.920 --> 01:26:11.199
<v Speaker 5>She doesn't have money to do it. She was relying

1741
01:26:11.319 --> 01:26:15.199
<v Speaker 5>on the warranty to pay for it. The warranty company,

1742
01:26:15.239 --> 01:26:18.119
<v Speaker 5>if you guys didn't hear this part, they're saying, wait

1743
01:26:18.159 --> 01:26:20.760
<v Speaker 5>a minute, he already fixed it. We were going to

1744
01:26:20.840 --> 01:26:24.079
<v Speaker 5>send out an adjuster and basically look at it. We

1745
01:26:24.119 --> 01:26:27.279
<v Speaker 5>can't even do that now because he has already fixed it.

1746
01:26:27.640 --> 01:26:32.199
<v Speaker 5>We're declining the claim. What do you guys think should happen.

1747
01:26:32.479 --> 01:26:34.359
<v Speaker 21>The fact that they were building it in a house.

1748
01:26:34.399 --> 01:26:38.000
<v Speaker 21>He should have called the customer originally and got permission

1749
01:26:38.079 --> 01:26:40.479
<v Speaker 21>for the labor for the teardown. The warranty company is

1750
01:26:40.520 --> 01:26:43.520
<v Speaker 21>not going to authorize that admissional labor, So the customer

1751
01:26:43.560 --> 01:26:45.399
<v Speaker 21>should have been aware that there was a possibility this

1752
01:26:45.439 --> 01:26:48.079
<v Speaker 21>could go away on her once the teardown has been performed.

1753
01:26:48.119 --> 01:26:49.920
<v Speaker 21>So you get down to the point of failure. At

1754
01:26:49.960 --> 01:26:53.199
<v Speaker 21>that point you stop. You get the inspector there. They

1755
01:26:53.239 --> 01:26:56.319
<v Speaker 21>inspect it, may report back to the warranty company. Once

1756
01:26:56.319 --> 01:26:58.760
<v Speaker 21>the warranty company has an opportunity to review it, then

1757
01:26:58.800 --> 01:26:59.680
<v Speaker 21>they get back to.

1758
01:26:59.600 --> 01:27:03.359
<v Speaker 5>You, and then they're they're either going to approve it

1759
01:27:03.399 --> 01:27:05.439
<v Speaker 5>and give you an approval and get the break down

1760
01:27:05.439 --> 01:27:07.239
<v Speaker 5>of parts and labor and everything else.

1761
01:27:08.039 --> 01:27:09.680
<v Speaker 21>Right, that's not.

1762
01:27:09.720 --> 01:27:12.600
<v Speaker 5>How this went down. That not only did it not

1763
01:27:12.760 --> 01:27:16.560
<v Speaker 5>go down that way. Uh, this guy admits how it

1764
01:27:16.600 --> 01:27:19.159
<v Speaker 5>went down in his own mind at least that they

1765
01:27:19.239 --> 01:27:21.920
<v Speaker 5>told him just to fix it. Now it's her problem.

1766
01:27:23.479 --> 01:27:24.439
<v Speaker 21>There's no way that's happening.

1767
01:27:25.000 --> 01:27:31.359
<v Speaker 5>So what do you think? What do you think should happen? No, actually,

1768
01:27:31.399 --> 01:27:34.159
<v Speaker 5>I'm not even I'm going to reframe that question to

1769
01:27:34.199 --> 01:27:38.119
<v Speaker 5>both of you. Jeff, if one of your guys did

1770
01:27:38.199 --> 01:27:41.279
<v Speaker 5>not get that approval number, and you guys rebuilt a

1771
01:27:41.399 --> 01:27:44.600
<v Speaker 5>transmission and then all of a sudden the warranty companies

1772
01:27:44.640 --> 01:27:47.319
<v Speaker 5>are not going to pay, and this poor woman doesn't

1773
01:27:47.319 --> 01:27:49.640
<v Speaker 5>have money to pay, what would you do?

1774
01:27:51.039 --> 01:27:52.920
<v Speaker 21>And you know, if it was here or I got

1775
01:27:52.960 --> 01:27:53.880
<v Speaker 21>no twist but to eat.

1776
01:27:53.720 --> 01:27:56.159
<v Speaker 5>It, so you would give her a car back.

1777
01:27:56.960 --> 01:27:59.439
<v Speaker 21>I didn't get authorization for the tear down. I didn't

1778
01:27:59.439 --> 01:28:02.840
<v Speaker 21>get off of his for the repair. Nobody gave autormization

1779
01:28:02.960 --> 01:28:06.000
<v Speaker 21>for anything more than than you know, the blanket authorization.

1780
01:28:06.079 --> 01:28:09.000
<v Speaker 5>If you dropped it off overnight, Kevin, what would you do?

1781
01:28:09.920 --> 01:28:13.439
<v Speaker 12>Yeah, same thing. There's no authorization from anybody. It's it's

1782
01:28:13.439 --> 01:28:14.560
<v Speaker 12>pretty pretty clean cut.

1783
01:28:14.600 --> 01:28:15.159
<v Speaker 11>He jumping on.

1784
01:28:15.760 --> 01:28:18.760
<v Speaker 5>Well, and I know that. And here's what's frustrating with James.

1785
01:28:19.079 --> 01:28:21.560
<v Speaker 5>I think he realized that he spilled the beans when

1786
01:28:21.560 --> 01:28:24.399
<v Speaker 5>I was kind of questioning him. I think he did,

1787
01:28:24.439 --> 01:28:26.640
<v Speaker 5>and that's why he decided to hang up, because he

1788
01:28:26.720 --> 01:28:30.039
<v Speaker 5>probably said too much. The guy's reviews are great, He's

1789
01:28:30.079 --> 01:28:33.199
<v Speaker 5>got like three hundred Google reviews. I think he got

1790
01:28:33.399 --> 01:28:35.760
<v Speaker 5>in over his head. It might have been a busy day.

1791
01:28:36.079 --> 01:28:38.680
<v Speaker 5>He might have thought, oh, these guys are gonna pay it,

1792
01:28:38.960 --> 01:28:41.239
<v Speaker 5>and he jumped the gun and he did it. But

1793
01:28:41.359 --> 01:28:43.239
<v Speaker 5>now the problem is, and I want to make sure

1794
01:28:43.279 --> 01:28:46.960
<v Speaker 5>I'm correct on this, Chelsea, you still don't have your

1795
01:28:47.039 --> 01:28:49.680
<v Speaker 5>car back because James won't release it.

1796
01:28:51.720 --> 01:28:52.119
<v Speaker 4>Correct.

1797
01:28:52.359 --> 01:28:54.239
<v Speaker 5>Yeah, and how long has he had it now?

1798
01:28:57.920 --> 01:29:00.920
<v Speaker 19>I believe about next seven weeks?

1799
01:29:01.039 --> 01:29:04.319
<v Speaker 5>Okay to me? At this point, I can honestly say,

1800
01:29:04.439 --> 01:29:08.439
<v Speaker 5>because of James in his own words, in my humble opinion,

1801
01:29:08.800 --> 01:29:10.880
<v Speaker 5>in most people, and I would love to hear from

1802
01:29:10.920 --> 01:29:14.000
<v Speaker 5>other people out there three oh three seven, one three

1803
01:29:14.039 --> 01:29:17.520
<v Speaker 5>eight two five five what you think about this circumstance.

1804
01:29:17.800 --> 01:29:21.600
<v Speaker 5>But in my opinion, he needs to cut that car loose. Now.

1805
01:29:21.880 --> 01:29:25.119
<v Speaker 5>He apparently said at some point or Kelly told me,

1806
01:29:25.239 --> 01:29:28.000
<v Speaker 5>or maybe you Chelsea, that you did pay him a

1807
01:29:28.079 --> 01:29:32.039
<v Speaker 5>thousand dollars, yes, And what was that for?

1808
01:29:32.279 --> 01:29:34.760
<v Speaker 19>He said he really needed it and it would be

1809
01:29:34.760 --> 01:29:36.359
<v Speaker 19>great if I could help him out, and I said,

1810
01:29:36.800 --> 01:29:39.279
<v Speaker 19>that's fine. I figured I would have to pay some

1811
01:29:39.399 --> 01:29:40.640
<v Speaker 19>portion of this.

1812
01:29:41.760 --> 01:29:46.079
<v Speaker 5>Wait a thousand dollars, Chelsea, you're telling me the thousand

1813
01:29:46.880 --> 01:29:51.159
<v Speaker 5>you paid before thinking that the insurance company was going

1814
01:29:51.239 --> 01:29:54.319
<v Speaker 5>to pay everything. You thought maybe you would have a deductible.

1815
01:29:54.479 --> 01:29:56.680
<v Speaker 5>I don't understand why you gave him a thousand bucks.

1816
01:29:56.760 --> 01:29:57.560
<v Speaker 5>Make it clearer.

1817
01:29:59.279 --> 01:30:04.760
<v Speaker 19>I heard that they possibly wouldn't cover, you know, something

1818
01:30:04.960 --> 01:30:07.920
<v Speaker 19>part of the labor or part of the something I.

1819
01:30:07.840 --> 01:30:11.479
<v Speaker 5>Want's not what James said, though. That's fine. You know what, Chelsea, Chelsea,

1820
01:30:11.560 --> 01:30:13.479
<v Speaker 5>you were just being nice and trying to get your

1821
01:30:13.520 --> 01:30:16.319
<v Speaker 5>car backs. What that comes down to? Yeah, no, I

1822
01:30:16.359 --> 01:30:18.760
<v Speaker 5>get it. And let me tell you something. I got

1823
01:30:18.760 --> 01:30:21.520
<v Speaker 5>to put you on hold. I am so like my

1824
01:30:21.640 --> 01:30:24.560
<v Speaker 5>head's ready to explode at this point. Once again, I

1825
01:30:24.600 --> 01:30:27.960
<v Speaker 5>do think James is probably most of the time a

1826
01:30:28.039 --> 01:30:32.800
<v Speaker 5>stand up guy. I think he screwed the pooch on

1827
01:30:32.840 --> 01:30:35.159
<v Speaker 5>this one big time, and I think he needs to

1828
01:30:35.199 --> 01:30:37.800
<v Speaker 5>cut your car loose. What I would like to do

1829
01:30:38.279 --> 01:30:42.600
<v Speaker 5>is ask Dmitri would you actually help her on the

1830
01:30:42.720 --> 01:30:46.319
<v Speaker 5>paperwork side. We're not attorneys, but I think we need

1831
01:30:46.359 --> 01:30:48.760
<v Speaker 5>to take this guy or she needs to take him

1832
01:30:49.079 --> 01:30:53.199
<v Speaker 5>to small claims court to get her car back. This

1833
01:30:53.319 --> 01:30:59.319
<v Speaker 5>is absolutely outrageous. What is going on? He admitted right

1834
01:30:59.359 --> 01:31:02.640
<v Speaker 5>on air, and we have the recording for the judge.

1835
01:31:02.720 --> 01:31:06.800
<v Speaker 5>We have every part of it that he got permission

1836
01:31:07.159 --> 01:31:11.880
<v Speaker 5>from the warranty company and also acknowledge he never got

1837
01:31:11.920 --> 01:31:15.760
<v Speaker 5>any kind of number or anything. He got nothing. Basically,

1838
01:31:16.239 --> 01:31:19.159
<v Speaker 5>I think he jumped the gun. Kevin Calk and Jeff

1839
01:31:19.199 --> 01:31:22.079
<v Speaker 5>vic I appreciate you both, and I assume both of

1840
01:31:22.119 --> 01:31:26.560
<v Speaker 5>you are in studio tomorrow. Oh yeah, the guys. I

1841
01:31:26.560 --> 01:31:28.800
<v Speaker 5>can't wait to see you. Hopefully we have an update

1842
01:31:28.880 --> 01:31:32.880
<v Speaker 5>on this. I'm hoping. I'm hoping James with Nichols Auto Repair.

1843
01:31:33.199 --> 01:31:36.239
<v Speaker 5>For the life of me, I hope he actually sees

1844
01:31:36.640 --> 01:31:40.039
<v Speaker 5>this fallacy. I hope he sees all the holes in

1845
01:31:40.159 --> 01:31:43.039
<v Speaker 5>his story. I really do. And I'm going to ask

1846
01:31:43.079 --> 01:31:46.119
<v Speaker 5>the listeners after this to do me a favor.

1847
01:31:51.600 --> 01:31:54.880
<v Speaker 9>Go with a sure thing Denver's Best roofer Excel roofing

1848
01:31:54.960 --> 01:31:57.600
<v Speaker 9>dot com. You don't pay a cent until you're content.

1849
01:32:01.000 --> 01:32:04.159
<v Speaker 9>Time for an insurance check up free no obligation. Comparison

1850
01:32:04.319 --> 01:32:07.880
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

1851
01:32:07.880 --> 01:32:10.600
<v Speaker 9>of insurance companies find out now three oh three, seven

1852
01:32:10.640 --> 01:32:11.199
<v Speaker 9>to seven to one.

1853
01:32:11.279 --> 01:32:11.560
<v Speaker 18>Help.

1854
01:32:11.720 --> 01:32:14.359
<v Speaker 9>You'll think you're his only customer when you choose Frank

1855
01:32:14.439 --> 01:32:16.880
<v Speaker 9>durand the real estate man dot com to list your

1856
01:32:16.920 --> 01:32:20.079
<v Speaker 9>home with Remax Alliance three oh three nine two zero

1857
01:32:20.159 --> 01:32:21.159
<v Speaker 9>sixteen twenty two.

1858
01:32:22.960 --> 01:32:25.479
<v Speaker 5>All right, we got lines open first time today three

1859
01:32:25.560 --> 01:32:27.720
<v Speaker 5>oh three seven one three eight two five five. I

1860
01:32:27.720 --> 01:32:33.119
<v Speaker 5>would love to hear your thoughts on Nichols Auto Repair.

1861
01:32:33.560 --> 01:32:39.119
<v Speaker 5>Nichols Auto Repair, and Dmitri's gonna look into it, you know, honestly,

1862
01:32:40.079 --> 01:32:42.520
<v Speaker 5>coming back from break, I was gonna take a little

1863
01:32:42.600 --> 01:32:50.399
<v Speaker 5>more aggressive uh stance on this, but Dmitri wants to

1864
01:32:50.439 --> 01:32:53.039
<v Speaker 5>talk to James off air and see if he can't

1865
01:32:53.039 --> 01:32:56.560
<v Speaker 5>talk some common sense into him. I don't see how

1866
01:32:56.600 --> 01:33:01.239
<v Speaker 5>it's even possible that he is holding that car hostage

1867
01:33:01.520 --> 01:33:06.479
<v Speaker 5>when he admitted she didn't acknowledge, or he admitted that

1868
01:33:06.560 --> 01:33:09.920
<v Speaker 5>he got the approval from the warranty company, and yet

1869
01:33:09.920 --> 01:33:13.359
<v Speaker 5>the warranty company didn't give any approval number. It's never

1870
01:33:13.399 --> 01:33:17.039
<v Speaker 5>been done in the history. It's never been done. James,

1871
01:33:17.359 --> 01:33:20.399
<v Speaker 5>your reviews look good. You seem like a good guy.

1872
01:33:20.960 --> 01:33:23.800
<v Speaker 5>But my god, big deal. You messed up. Sometimes we

1873
01:33:23.880 --> 01:33:26.039
<v Speaker 5>mess up, and you know what, that's the cost of

1874
01:33:26.159 --> 01:33:30.039
<v Speaker 5>doing business, you know. Chris, Chris Console, owner of discount

1875
01:33:30.039 --> 01:33:33.000
<v Speaker 5>bath dot com and studio with me and Chris and

1876
01:33:33.000 --> 01:33:35.199
<v Speaker 5>I are getting to know each other over the past

1877
01:33:35.279 --> 01:33:39.039
<v Speaker 5>year or so. Chris, honest to god, you've eaten stuff. Yep,

1878
01:33:39.159 --> 01:33:42.239
<v Speaker 5>I've messed up. I had Goodyear stores, I had computer stores,

1879
01:33:42.359 --> 01:33:44.880
<v Speaker 5>I had cake rounds. I've owned all kinds of businesses.

1880
01:33:45.159 --> 01:33:47.800
<v Speaker 5>I have given away so much stuff because the screw

1881
01:33:47.880 --> 01:33:51.680
<v Speaker 5>ups over the years. I've bought engines, I bought transmissions.

1882
01:33:52.079 --> 01:33:52.880
<v Speaker 5>It happens.

1883
01:33:53.000 --> 01:33:53.520
<v Speaker 7>It happens.

1884
01:33:53.600 --> 01:33:57.960
<v Speaker 5>But to dig your feet in and say something so ridiculous,

1885
01:33:58.520 --> 01:34:01.159
<v Speaker 5>like like the warranty comp But he gave him approval,

1886
01:34:01.159 --> 01:34:03.960
<v Speaker 5>but yet not an approval number. It's never been done.

1887
01:34:04.520 --> 01:34:07.039
<v Speaker 5>He jumped the gun on it. What's the biggest thing

1888
01:34:07.039 --> 01:34:09.600
<v Speaker 5>and the reason I brought you into this conversation, what's

1889
01:34:09.640 --> 01:34:11.439
<v Speaker 5>the biggest thing you ever ended up eating?

1890
01:34:11.640 --> 01:34:14.439
<v Speaker 7>Yeah, we've redone. A shower. We had a guy that

1891
01:34:14.720 --> 01:34:16.039
<v Speaker 7>just kind of was a good installer.

1892
01:34:16.079 --> 01:34:19.039
<v Speaker 10>He went off the rails and it didn't go in right,

1893
01:34:19.079 --> 01:34:22.279
<v Speaker 10>and the guy, the customer was like, just fixed this

1894
01:34:22.319 --> 01:34:24.319
<v Speaker 10>little thing, and I said, no, it's not right. We're

1895
01:34:24.319 --> 01:34:26.039
<v Speaker 10>going to rip it out and redo it as her

1896
01:34:26.039 --> 01:34:27.600
<v Speaker 10>own costs because it's the right thing to do.

1897
01:34:27.800 --> 01:34:28.359
<v Speaker 4>Yeah.

1898
01:34:28.439 --> 01:34:30.520
<v Speaker 5>I love that. I mean, you know, not all of

1899
01:34:30.520 --> 01:34:34.840
<v Speaker 5>this can be perfect. Installers, technicians, mechanics. Everybody has a

1900
01:34:34.840 --> 01:34:37.239
<v Speaker 5>bad day. Suzanne, what do you think of that call

1901
01:34:37.319 --> 01:34:38.319
<v Speaker 5>with James Air?

1902
01:34:38.960 --> 01:34:41.399
<v Speaker 14>It sounds like he probably needs to work something out

1903
01:34:41.439 --> 01:34:44.720
<v Speaker 14>with her. I don't like, I don't know that they

1904
01:34:44.720 --> 01:34:47.319
<v Speaker 14>would have approved it to begin with. That's like with

1905
01:34:47.359 --> 01:34:50.600
<v Speaker 14>the whole transmission and pre existing mark. I don't know

1906
01:34:50.600 --> 01:34:52.720
<v Speaker 14>if it ever would have got approved to begin with.

1907
01:34:52.880 --> 01:34:55.279
<v Speaker 14>But he needs to work something out with her, for sure.

1908
01:34:56.239 --> 01:34:59.359
<v Speaker 5>I would agree with Ted one hundred percent. She already

1909
01:34:59.359 --> 01:35:03.239
<v Speaker 5>paid him a thousand bucks, which is crazy, but I'm

1910
01:35:03.279 --> 01:35:05.720
<v Speaker 5>finding it. I put up a poll or Suzanne, did

1911
01:35:05.760 --> 01:35:07.920
<v Speaker 5>read what the pole says on our YouTube channel?

1912
01:35:08.399 --> 01:35:11.039
<v Speaker 14>Do you think Nichols Auto Repair should eat the cost

1913
01:35:11.119 --> 01:35:13.079
<v Speaker 14>and return the car to Chelsea?

1914
01:35:13.119 --> 01:35:15.680
<v Speaker 15>And ninety five percent so far say yes.

1915
01:35:15.880 --> 01:35:19.880
<v Speaker 5>Ninety five percent is yes. I mean, folks, I would

1916
01:35:19.960 --> 01:35:22.199
<v Speaker 5>love to hear from that one person that said no.

1917
01:35:22.760 --> 01:35:25.039
<v Speaker 5>I mean, I can't even imagine. And I do think

1918
01:35:25.079 --> 01:35:28.439
<v Speaker 5>they would have covered it, but it's still impossible to say.

1919
01:35:28.520 --> 01:35:31.880
<v Speaker 5>I have never I have never heard someone say they

1920
01:35:31.880 --> 01:35:35.039
<v Speaker 5>gave me approval, but no approval number. I thought he

1921
01:35:35.119 --> 01:35:37.479
<v Speaker 5>was going to say Chelsea gave me approval, but that's

1922
01:35:37.520 --> 01:35:41.279
<v Speaker 5>not the case, and I made that explicitly clear to

1923
01:35:41.319 --> 01:35:44.239
<v Speaker 5>the guy. Scott. What do you think about it?

1924
01:35:44.279 --> 01:35:49.319
<v Speaker 10>Honestly, yeah, I think Nichols to just release the car,

1925
01:35:49.640 --> 01:35:52.359
<v Speaker 10>eat the cost, and just be done with it.

1926
01:35:52.479 --> 01:35:57.600
<v Speaker 5>What I'm hoping is, I'm hoping Deputy Dmitri is actually

1927
01:35:57.800 --> 01:36:02.000
<v Speaker 5>talking to him on the other line outside of here.

1928
01:36:02.119 --> 01:36:05.199
<v Speaker 18>I know the thousand dollars that she already paid.

1929
01:36:05.199 --> 01:36:07.920
<v Speaker 15>Is I find that a little weird person it is.

1930
01:36:08.159 --> 01:36:10.199
<v Speaker 18>It is strange, But does he owe that back to her?

1931
01:36:10.279 --> 01:36:11.840
<v Speaker 18>Should should they just keep it?

1932
01:36:12.439 --> 01:36:15.119
<v Speaker 5>Well? At this point, honestly, if she's going to end

1933
01:36:15.199 --> 01:36:17.760
<v Speaker 5>up bringing him the small claim score, I think he's cooked.

1934
01:36:18.640 --> 01:36:20.560
<v Speaker 5>In fact, I think it's kind of weird how he's

1935
01:36:20.560 --> 01:36:25.039
<v Speaker 5>holding the car hostage. At this point. I would go

1936
01:36:25.159 --> 01:36:27.840
<v Speaker 5>for that extra thousand. I don't even know why, but

1937
01:36:28.399 --> 01:36:31.560
<v Speaker 5>you know, he should be happy he got that. Here's

1938
01:36:31.600 --> 01:36:35.279
<v Speaker 5>the problem he actually said, or she said at least

1939
01:36:35.399 --> 01:36:38.159
<v Speaker 5>that the reason she gave him that thousand is because

1940
01:36:38.199 --> 01:36:40.159
<v Speaker 5>he was like, hey, I could really use the money.

1941
01:36:40.560 --> 01:36:42.439
<v Speaker 5>I mean, isn't that what he said or something like that.

1942
01:36:42.760 --> 01:36:42.960
<v Speaker 8>Yeah?

1943
01:36:43.000 --> 01:36:47.399
<v Speaker 5>Absolutely, I just find a curious way. He probably is

1944
01:36:47.439 --> 01:36:50.680
<v Speaker 5>hard up dragon, I mean like really, And then Kelly,

1945
01:36:50.720 --> 01:36:52.640
<v Speaker 5>when you talk to him the second time and he

1946
01:36:52.680 --> 01:36:55.319
<v Speaker 5>wouldn't come back on air, I mean, did he seem

1947
01:36:55.359 --> 01:36:57.880
<v Speaker 5>to have an attitude, did he seem to be digging in?

1948
01:36:58.239 --> 01:36:59.399
<v Speaker 1>No, not at all.

1949
01:36:59.520 --> 01:37:06.680
<v Speaker 20>He just basically was wanting to not disparage the business.

1950
01:37:07.039 --> 01:37:09.359
<v Speaker 15>He was very concerned about that.

1951
01:37:10.479 --> 01:37:12.520
<v Speaker 5>But then then all he's got to do is the

1952
01:37:12.560 --> 01:37:13.880
<v Speaker 5>right thing exactly.

1953
01:37:14.079 --> 01:37:17.880
<v Speaker 20>I mean the first time I called him, he agreed

1954
01:37:17.920 --> 01:37:20.159
<v Speaker 20>to come on, And a lot of these times that

1955
01:37:20.239 --> 01:37:21.359
<v Speaker 20>I have to call these.

1956
01:37:21.159 --> 01:37:22.199
<v Speaker 15>People, they don't.

1957
01:37:22.439 --> 01:37:24.600
<v Speaker 5>Yeah, I know, they literally hang up.

1958
01:37:25.039 --> 01:37:27.199
<v Speaker 20>So the fact that he was willing to come on

1959
01:37:27.479 --> 01:37:30.680
<v Speaker 20>and discuss the case and talk about.

1960
01:37:30.520 --> 01:37:33.560
<v Speaker 5>Her car, that along with his reviews.

1961
01:37:33.199 --> 01:37:34.520
<v Speaker 15>He did exactly.

1962
01:37:35.239 --> 01:37:38.920
<v Speaker 5>His reviews are they're pretty much stellar? I mean yes,

1963
01:37:39.359 --> 01:37:41.800
<v Speaker 5>and I think he just screwed up. He jumped the gun.

1964
01:37:42.159 --> 01:37:44.199
<v Speaker 5>I don't know if he needed to get this ticket

1965
01:37:44.239 --> 01:37:46.720
<v Speaker 5>done to get paid quick. He really thought they were

1966
01:37:46.720 --> 01:37:49.479
<v Speaker 5>going to pay, but I just don't find it. I

1967
01:37:49.720 --> 01:37:52.319
<v Speaker 5>just don't find it the issue of the caller, and

1968
01:37:52.399 --> 01:37:54.680
<v Speaker 5>we're going to stick. We're going to stick on this

1969
01:37:54.880 --> 01:37:56.079
<v Speaker 5>like stink on.

1970
01:38:01.760 --> 01:38:05.039
<v Speaker 9>Go with a sure thing Denver's Best roofer Excel Roofing

1971
01:38:05.159 --> 01:38:05.720
<v Speaker 9>dot com.

1972
01:38:05.760 --> 01:38:08.319
<v Speaker 13>You don't pay a cent until you're contenth.

1973
01:38:11.159 --> 01:38:14.359
<v Speaker 9>Time for an insurance check up, free, no obligation comparison

1974
01:38:14.479 --> 01:38:18.039
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

1975
01:38:18.039 --> 01:38:20.760
<v Speaker 9>of insurance companies find out now three all three seven

1976
01:38:20.760 --> 01:38:23.159
<v Speaker 9>to seven to one help. You'll think you're his only

1977
01:38:23.239 --> 01:38:25.720
<v Speaker 9>customer when you choose Frank durand the real estate Man

1978
01:38:25.760 --> 01:38:29.199
<v Speaker 9>dot com to list your home with Remax Alliance three

1979
01:38:29.199 --> 01:38:31.319
<v Speaker 9>oh three nine two zero sixteen twenty two.

1980
01:38:34.239 --> 01:38:37.000
<v Speaker 5>All right, three oh three seven one three A two

1981
01:38:37.079 --> 01:38:39.119
<v Speaker 5>five five. Hey, we're going to have another hour to

1982
01:38:39.199 --> 01:38:41.880
<v Speaker 5>go here in a few minutes to meet you. You

1983
01:38:41.880 --> 01:38:43.800
<v Speaker 5>stepped out of the room. Give me your thoughts on

1984
01:38:43.840 --> 01:38:47.319
<v Speaker 5>that whole uh call, though you're gonna be you're dealing directly.

1985
01:38:47.479 --> 01:38:49.920
<v Speaker 5>You reached out to the warranty company or what were

1986
01:38:50.000 --> 01:38:50.840
<v Speaker 5>were we at on that?

1987
01:38:51.520 --> 01:38:51.800
<v Speaker 13>Well?

1988
01:38:51.920 --> 01:38:54.079
<v Speaker 1>You know, uh, before I even stepped out of the room,

1989
01:38:54.119 --> 01:38:56.600
<v Speaker 1>I sent an email to mister Nichols to see if

1990
01:38:56.640 --> 01:38:59.520
<v Speaker 1>he's willing to release Chelsea's card back or without any

1991
01:38:59.520 --> 01:39:02.439
<v Speaker 1>more pay Yeah, he already did collect one thousand dollars

1992
01:39:02.479 --> 01:39:05.880
<v Speaker 1>from her, so I wanted to get some clarification on

1993
01:39:05.920 --> 01:39:07.319
<v Speaker 1>that amount though. What was it for?

1994
01:39:07.479 --> 01:39:10.800
<v Speaker 5>So I Alsa, are you in the room when I asked?

1995
01:39:11.000 --> 01:39:13.520
<v Speaker 1>Yeah, And I spoke with Chelsea and she said that

1996
01:39:13.560 --> 01:39:17.239
<v Speaker 1>he reached out to her after the repairs and said,

1997
01:39:17.279 --> 01:39:20.159
<v Speaker 1>according to Chelsea, well, you know, they owe us the

1998
01:39:20.199 --> 01:39:22.800
<v Speaker 1>insurance score. The warranty company owes about six and a

1999
01:39:22.840 --> 01:39:25.680
<v Speaker 1>half thousand dollars, but times are tough. I could use

2000
01:39:25.680 --> 01:39:28.800
<v Speaker 1>a little bit of cash to you know, with operating expenses, payroll,

2001
01:39:28.840 --> 01:39:29.439
<v Speaker 1>things like that.

2002
01:39:29.640 --> 01:39:31.960
<v Speaker 5>That's a odd thing to ask, It's an odd thing.

2003
01:39:32.560 --> 01:39:35.159
<v Speaker 1>And so she said that, just as a show of

2004
01:39:35.199 --> 01:39:37.760
<v Speaker 1>good faith, she did pay him a thousand dollars with

2005
01:39:37.800 --> 01:39:42.199
<v Speaker 1>the expectation of getting reimbursed once the warranty company reimburses

2006
01:39:42.279 --> 01:39:44.319
<v Speaker 1>Nicols on don't repair for the repair.

2007
01:39:44.439 --> 01:39:45.600
<v Speaker 4>Yeah, so if.

2008
01:39:45.520 --> 01:39:48.279
<v Speaker 5>We do, if you do end up helping her through

2009
01:39:48.319 --> 01:39:51.920
<v Speaker 5>some of the paperwork and stuff with the small claims,

2010
01:39:51.960 --> 01:39:54.560
<v Speaker 5>at least pointing out where the paperwork is stuff like that,

2011
01:39:56.479 --> 01:39:59.119
<v Speaker 5>you'd probably go for seven thousand, I would well.

2012
01:39:58.960 --> 01:40:01.800
<v Speaker 1>Six and a half. She so the bill for the

2013
01:40:01.880 --> 01:40:04.439
<v Speaker 1>repairs came to six and approximately six and a half

2014
01:40:04.479 --> 01:40:07.520
<v Speaker 1>thousand dollars. Yeah, she paid them a thousand dollars as

2015
01:40:07.560 --> 01:40:11.319
<v Speaker 1>a favor, kind of an advance, and so she still owes.

2016
01:40:11.359 --> 01:40:13.760
<v Speaker 1>According to Nichols, she owes about five and a half thousand.

2017
01:40:13.800 --> 01:40:16.159
<v Speaker 5>You know what's interesting about this, what's the value of

2018
01:40:16.159 --> 01:40:16.760
<v Speaker 5>that car?

2019
01:40:17.640 --> 01:40:21.479
<v Speaker 1>Oh uh, well, this was like a big Chevy suburban.

2020
01:40:21.600 --> 01:40:23.319
<v Speaker 5>I wonder what we paid for it because I just

2021
01:40:23.359 --> 01:40:27.960
<v Speaker 5>thought of something. I mean, she's gonna sue. I didn't

2022
01:40:28.000 --> 01:40:30.600
<v Speaker 5>even think about this. How do you sue for something

2023
01:40:30.600 --> 01:40:33.239
<v Speaker 5>you didn't pay? You're suing for your car back.

2024
01:40:33.479 --> 01:40:35.800
<v Speaker 1>Yeah, that's I believe that's called a replevant action.

2025
01:40:36.000 --> 01:40:37.640
<v Speaker 5>I don't believe that's going to happen.

2026
01:40:37.800 --> 01:40:38.399
<v Speaker 1>Small claim.

2027
01:40:38.520 --> 01:40:40.439
<v Speaker 5>I was going to say, I don't think that's gonna happen.

2028
01:40:40.439 --> 01:40:41.239
<v Speaker 5>She has tall claim.

2029
01:40:41.319 --> 01:40:43.840
<v Speaker 1>Yeah, she's gonna have to go to at least county courts,

2030
01:40:43.960 --> 01:40:46.039
<v Speaker 1>if not even district court to get her car back.

2031
01:40:46.239 --> 01:40:49.640
<v Speaker 5>You know, I just thought of that. I'm thinking what

2032
01:40:49.720 --> 01:40:52.000
<v Speaker 5>I guess where my brain was, is you pay the

2033
01:40:52.039 --> 01:40:54.359
<v Speaker 5>six grand, you get your car back, then you sue

2034
01:40:54.399 --> 01:40:54.800
<v Speaker 5>them and.

2035
01:40:54.720 --> 01:40:57.479
<v Speaker 14>Then you do what She just takes them to small claims,

2036
01:40:57.560 --> 01:41:01.000
<v Speaker 14>then uses the small claims to pay them if she wins.

2037
01:41:01.159 --> 01:41:05.760
<v Speaker 5>Well, but she because she hasn't paid anything. Hey, who's

2038
01:41:05.800 --> 01:41:08.159
<v Speaker 5>our attorney? Our car Lemon law?

2039
01:41:08.960 --> 01:41:10.000
<v Speaker 15>Uh Raina bias?

2040
01:41:10.119 --> 01:41:12.079
<v Speaker 5>I wonder if i'd like to ask her, can you

2041
01:41:12.119 --> 01:41:15.319
<v Speaker 5>see if we can get Raina on Kelly for next hour?

2042
01:41:16.560 --> 01:41:21.159
<v Speaker 5>I didn't think that out, and she's not going to

2043
01:41:21.239 --> 01:41:25.159
<v Speaker 5>have money for a full blown attorney, although I'll ask

2044
01:41:25.359 --> 01:41:27.239
<v Speaker 5>Na what she would do. I think that's going to

2045
01:41:27.319 --> 01:41:33.039
<v Speaker 5>be good information, but I think the public opinion and

2046
01:41:33.119 --> 01:41:34.920
<v Speaker 5>you tell me when to pull the trigger on that.

2047
01:41:34.960 --> 01:41:36.720
<v Speaker 5>To Mietri, I'm going to leave that up to you.

2048
01:41:36.840 --> 01:41:37.119
<v Speaker 7>Thank you.

2049
01:41:37.560 --> 01:41:39.640
<v Speaker 1>I'd like to give mister Nichols just a little bit

2050
01:41:39.640 --> 01:41:41.680
<v Speaker 1>more time to respond to my email, Okay, I mean

2051
01:41:41.720 --> 01:41:43.960
<v Speaker 1>I realize he's a mechanic, so he doesn't sit in

2052
01:41:44.000 --> 01:41:46.800
<v Speaker 1>front of the computer all day long. Sure, but you

2053
01:41:46.840 --> 01:41:49.920
<v Speaker 1>know my goal is to have resolution tomorrow. No later

2054
01:41:50.000 --> 01:41:51.640
<v Speaker 1>than tomorrow, because tomorrow's car days.

2055
01:41:51.680 --> 01:41:53.760
<v Speaker 5>And you mean resolution whether or not he's going to

2056
01:41:53.800 --> 01:41:54.520
<v Speaker 5>cut the car loose.

2057
01:41:54.720 --> 01:41:55.159
<v Speaker 7>Yeah.

2058
01:41:55.239 --> 01:41:57.600
<v Speaker 1>Yeah, So if he doesn't respond to my email, I'll

2059
01:41:57.600 --> 01:41:59.560
<v Speaker 1>give him a call this afternoon, see if he'll take

2060
01:41:59.560 --> 01:42:01.199
<v Speaker 1>my call and ask him the same question.

2061
01:42:01.560 --> 01:42:04.720
<v Speaker 5>Hey, did you guys see that? Uh, the Epstein files

2062
01:42:04.760 --> 01:42:05.640
<v Speaker 5>could be out today.

2063
01:42:05.920 --> 01:42:06.880
<v Speaker 1>They are out today.

2064
01:42:07.159 --> 01:42:08.159
<v Speaker 5>Did you see any yet?

2065
01:42:08.720 --> 01:42:12.039
<v Speaker 1>No, they just released what they're calling Phase one. Oh

2066
01:42:12.079 --> 01:42:14.560
<v Speaker 1>what the hell's that? Well, they're probably going to scour

2067
01:42:14.640 --> 01:42:17.640
<v Speaker 1>the rest. But uh, it's a binder that they handed

2068
01:42:17.680 --> 01:42:20.239
<v Speaker 1>out at the White House to members of the New Press,

2069
01:42:20.880 --> 01:42:25.840
<v Speaker 1>and that's Phase one, actually says on the binder, Phase

2070
01:42:25.880 --> 01:42:27.399
<v Speaker 1>one release Phase one.

2071
01:42:27.920 --> 01:42:30.640
<v Speaker 5>I wonder, like, I wonder if Phase one's going to

2072
01:42:30.720 --> 01:42:31.439
<v Speaker 5>have the names.

2073
01:42:31.520 --> 01:42:33.079
<v Speaker 4>I'm dying for the names.

2074
01:42:33.359 --> 01:42:33.840
<v Speaker 7>Yeah, we don't.

2075
01:42:33.880 --> 01:42:35.119
<v Speaker 4>I'm going to name names.

2076
01:42:35.760 --> 01:42:36.079
<v Speaker 7>He too.

2077
01:42:36.159 --> 01:42:37.079
<v Speaker 1>I can't wait to see this.

2078
01:42:37.119 --> 01:42:38.560
<v Speaker 5>Do you think Clinton will be on there?

2079
01:42:39.039 --> 01:42:40.880
<v Speaker 1>At least twenty thirty times?

2080
01:42:40.960 --> 01:42:41.359
<v Speaker 5>Hillary?

2081
01:42:41.840 --> 01:42:44.560
<v Speaker 1>Yeah, and then her husband, however, maybe her hands.

2082
01:42:44.960 --> 01:42:47.760
<v Speaker 5>They were both on the plane. It's going to be amazing.

2083
01:42:47.800 --> 01:42:49.760
<v Speaker 5>Wouldn't it be wild if Trump was on there?

2084
01:42:50.479 --> 01:42:52.119
<v Speaker 1>I don't think Trump was on it. In fact, I

2085
01:42:52.159 --> 01:42:53.279
<v Speaker 1>know there was a picture.

2086
01:42:53.439 --> 01:42:55.479
<v Speaker 5>I know there was a picture of him and Epstein

2087
01:42:55.560 --> 01:42:58.199
<v Speaker 5>back in New York at some point. But Epstein knew

2088
01:42:58.319 --> 01:43:02.479
<v Speaker 5>every businessman, every pile adician known demand. He donated to

2089
01:43:02.720 --> 01:43:03.159
<v Speaker 5>all of it.

2090
01:43:03.239 --> 01:43:05.720
<v Speaker 1>Yeah, he was well financed and well connected. I do

2091
01:43:05.800 --> 01:43:09.760
<v Speaker 1>know that Trump banned Epstein from Maro Lago way back

2092
01:43:09.800 --> 01:43:14.479
<v Speaker 1>in two thousand and seven. Wow, because of Epstein's inappropriate

2093
01:43:14.560 --> 01:43:17.800
<v Speaker 1>interaction with one of the member's daughters of the car.

2094
01:43:17.840 --> 01:43:19.920
<v Speaker 5>Oh my god, that's crazy.

2095
01:43:20.039 --> 01:43:22.359
<v Speaker 1>I mean perfect with a capital pe.

2096
01:43:22.560 --> 01:43:23.800
<v Speaker 5>All right, everybody holds tight.

2097
01:43:23.880 --> 01:43:30.840
<v Speaker 9>Three oh three Martino, go with a sure thing Denver's

2098
01:43:30.880 --> 01:43:33.159
<v Speaker 9>best roofer Excel Roofing dot com.

2099
01:43:33.199 --> 01:43:34.920
<v Speaker 13>You don't pay a cent until you're.

2100
01:43:34.840 --> 01:43:41.800
<v Speaker 9>Contenth time for an insurance checkup free, no obligation comparison

2101
01:43:41.920 --> 01:43:45.479
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

2102
01:43:45.479 --> 01:43:48.199
<v Speaker 9>of insurance companies find out now three oh three seven

2103
01:43:48.239 --> 01:43:50.600
<v Speaker 9>to seven to one help. You'll think you're his only

2104
01:43:50.680 --> 01:43:53.159
<v Speaker 9>customer when you choose Frank durand the real estate Man

2105
01:43:53.199 --> 01:43:56.640
<v Speaker 9>dot com to list your home with Remax Alliance three

2106
01:43:56.640 --> 01:44:05.520
<v Speaker 9>oh three nine two zero sixteen twenty two.

2107
01:44:04.319 --> 01:44:06.880
<v Speaker 14>Ripped news.

2108
01:44:08.840 --> 01:44:09.720
<v Speaker 15>So you don't have.

2109
01:44:11.880 --> 01:44:17.760
<v Speaker 3>Come running success as we can. Shooter's gonna help coming.

2110
01:44:19.079 --> 01:44:24.880
<v Speaker 4>This is the Troubleshooter Show. No Tom Martinez, Welcome.

2111
01:44:24.600 --> 01:44:26.760
<v Speaker 5>Welcome to the only show of it's kind. We're here

2112
01:44:26.760 --> 01:44:30.760
<v Speaker 5>to solve problems. Answer questions, take complaints. Where a consumer show,

2113
01:44:30.800 --> 01:44:33.840
<v Speaker 5>we talk about everything consumer related. We go after the

2114
01:44:33.880 --> 01:44:37.079
<v Speaker 5>bad guys. We try to help businesses make the right

2115
01:44:37.159 --> 01:44:40.479
<v Speaker 5>decision when maybe they're thinking is a little cloudy.

2116
01:44:40.520 --> 01:44:41.640
<v Speaker 4>We do all kinds of things.

2117
01:44:41.680 --> 01:44:46.119
<v Speaker 5>We love educating our audience as well. Today in studio,

2118
01:44:46.840 --> 01:44:50.000
<v Speaker 5>Chris Console with discount bath dot com. Chris, you and

2119
01:44:50.079 --> 01:44:52.760
<v Speaker 5>your partner own discount Bath. Yep, and you both came

2120
01:44:52.840 --> 01:44:54.560
<v Speaker 5>from contractors.

2121
01:44:54.920 --> 01:44:55.640
<v Speaker 7>Yeah, pretty much.

2122
01:44:55.680 --> 01:44:57.800
<v Speaker 5>I mean forever, what did you do anything?

2123
01:44:58.000 --> 01:45:00.920
<v Speaker 10>Stephen was in the closet, redesigned business before he was

2124
01:45:00.960 --> 01:45:01.680
<v Speaker 10>in the bathrooms.

2125
01:45:03.039 --> 01:45:04.039
<v Speaker 5>It's still the same thing.

2126
01:45:04.119 --> 01:45:05.880
<v Speaker 7>Yeah, it's the same thing. He never did the work.

2127
01:45:05.920 --> 01:45:06.760
<v Speaker 7>I've done the work.

2128
01:45:07.920 --> 01:45:09.079
<v Speaker 5>So you've swung the ham.

2129
01:45:09.159 --> 01:45:11.560
<v Speaker 7>I've swung the hammer and cut the tile and yeah,

2130
01:45:11.720 --> 01:45:12.119
<v Speaker 7>done all that.

2131
01:45:12.319 --> 01:45:15.000
<v Speaker 5>And you guys opened discount or started discount bath to

2132
01:45:15.039 --> 01:45:17.000
<v Speaker 5>get correct How did you get that domain?

2133
01:45:17.039 --> 01:45:18.720
<v Speaker 4>Discount path? We got lucky.

2134
01:45:18.880 --> 01:45:21.439
<v Speaker 10>Actually, Steven texted me at I don't know, like nine

2135
01:45:21.479 --> 01:45:24.159
<v Speaker 10>o'clock at night and he's like, hey, discount bath.

2136
01:45:24.000 --> 01:45:25.079
<v Speaker 7>Dot COM's available.

2137
01:45:25.199 --> 01:45:27.800
<v Speaker 5>How much was it? It was fifteen hundred bucks. Okay,

2138
01:45:27.920 --> 01:45:29.720
<v Speaker 5>so you paid a few bucks for it. Yeah, but

2139
01:45:29.800 --> 01:45:31.479
<v Speaker 5>that's a hell of a deal. I bet right now

2140
01:45:31.520 --> 01:45:33.800
<v Speaker 5>you could probably sell that for ten to fifteen.

2141
01:45:33.960 --> 01:45:36.840
<v Speaker 7>Yeah, we were pretty excited to get it, so that's

2142
01:45:36.960 --> 01:45:38.079
<v Speaker 7>very cool. It fit our.

2143
01:45:38.039 --> 01:45:40.920
<v Speaker 10>Business philosophy and it was available and that's you know,

2144
01:45:41.199 --> 01:45:43.680
<v Speaker 10>it's just everything lined up and we got lucky with

2145
01:45:43.720 --> 01:45:44.000
<v Speaker 10>that one.

2146
01:45:44.039 --> 01:45:46.319
<v Speaker 5>I think sometimes, what do they say? Kisma?

2147
01:45:46.920 --> 01:45:47.840
<v Speaker 7>What is that?

2148
01:45:47.840 --> 01:45:48.359
<v Speaker 4>That means?

2149
01:45:48.479 --> 01:45:49.640
<v Speaker 5>I'm not actually sure?

2150
01:45:50.239 --> 01:45:50.800
<v Speaker 15>Kis matt?

2151
01:45:51.039 --> 01:45:54.359
<v Speaker 5>Kismet ki Matt? What does that mean? Technically? It means

2152
01:45:54.399 --> 01:45:57.800
<v Speaker 5>it's just meant to be right? Fate? Yeah, fate? Okay,

2153
01:45:57.880 --> 01:45:59.920
<v Speaker 5>all right, that's not like you've never heard that before.

2154
01:46:00.239 --> 01:46:01.039
<v Speaker 7>That's a new one on me.

2155
01:46:01.119 --> 01:46:03.720
<v Speaker 10>I like, what's the one my uh dogma ran or

2156
01:46:03.760 --> 01:46:05.119
<v Speaker 10>my karma ran over my dogma?

2157
01:46:05.279 --> 01:46:06.840
<v Speaker 7>That's me No, I'm just kidding.

2158
01:46:06.920 --> 01:46:11.079
<v Speaker 5>What were you? Suzanne was asking me, what is it?

2159
01:46:11.600 --> 01:46:15.520
<v Speaker 5>Tuma makamba hakuna matata? Mark, would you say it again?

2160
01:46:15.640 --> 01:46:19.000
<v Speaker 14>Hakuna matata hakuna matata.

2161
01:46:19.359 --> 01:46:21.159
<v Speaker 5>And it means no problems.

2162
01:46:21.039 --> 01:46:25.640
<v Speaker 10>Means no problems in Swahili in Swahili, but what you're

2163
01:46:25.760 --> 01:46:29.159
<v Speaker 10>when you're in Africa. Yeah, the guy told me, he's like,

2164
01:46:29.640 --> 01:46:32.359
<v Speaker 10>it means no problem for the person telling you that,

2165
01:46:32.399 --> 01:46:34.039
<v Speaker 10>but it means one for you most.

2166
01:46:33.840 --> 01:46:39.079
<v Speaker 5>Likely Wow, that's uh, that's a little different problem for me. Now.

2167
01:46:39.119 --> 01:46:41.239
<v Speaker 5>To me, it sounds like something you'd hear on the

2168
01:46:41.239 --> 01:46:43.359
<v Speaker 5>Lion King. Am I crazy?

2169
01:46:44.239 --> 01:46:48.119
<v Speaker 14>How this all came about was Chris was so gracious

2170
01:46:48.119 --> 01:46:50.279
<v Speaker 14>with me when I had to reschedule, and I'm like,

2171
01:46:50.359 --> 01:46:51.119
<v Speaker 14>I'm so sorry.

2172
01:46:51.119 --> 01:46:52.560
<v Speaker 5>He said matata.

2173
01:46:53.199 --> 01:46:56.039
<v Speaker 14>He says hakuna matata, And oh, so you meant that's

2174
01:46:56.079 --> 01:46:56.920
<v Speaker 14>it was a problem.

2175
01:46:56.920 --> 01:46:59.319
<v Speaker 5>Not a problem for you, but it might be my problem.

2176
01:47:01.920 --> 01:47:03.359
<v Speaker 5>Why do you reschedule them?

2177
01:47:03.880 --> 01:47:04.880
<v Speaker 15>Uh?

2178
01:47:05.239 --> 01:47:07.560
<v Speaker 14>I forget now, it was a few weeks ago. There

2179
01:47:07.600 --> 01:47:11.000
<v Speaker 14>was a conflict. I think, Oh, because we were going

2180
01:47:11.039 --> 01:47:13.359
<v Speaker 14>to be out of town. No one was going to

2181
01:47:13.359 --> 01:47:13.960
<v Speaker 14>be in studio.

2182
01:47:14.119 --> 01:47:16.079
<v Speaker 5>Oh so you would have been here all by yourself

2183
01:47:16.079 --> 01:47:16.720
<v Speaker 5>doing the show.

2184
01:47:16.880 --> 01:47:18.600
<v Speaker 7>Yeah, that would have been a problem for me.

2185
01:47:20.039 --> 01:47:22.880
<v Speaker 5>You know, guys, over the break we were talking about

2186
01:47:22.880 --> 01:47:27.359
<v Speaker 5>Doge and you running a business. I've run a lot

2187
01:47:27.359 --> 01:47:30.279
<v Speaker 5>of businesses. I still can't understand why anybody would have

2188
01:47:30.359 --> 01:47:34.319
<v Speaker 5>a problem with what's going on. And honestly, I do

2189
01:47:34.399 --> 01:47:38.119
<v Speaker 5>want to ask you, Chris, what do you make of it?

2190
01:47:38.239 --> 01:47:38.640
<v Speaker 4>Right now?

2191
01:47:39.079 --> 01:47:41.399
<v Speaker 5>A lot of people might say, oh, it's going too fast.

2192
01:47:41.479 --> 01:47:44.159
<v Speaker 5>I don't like I don't like this. The richest man

2193
01:47:44.199 --> 01:47:47.159
<v Speaker 5>in the world trying to cut costs for our government

2194
01:47:47.359 --> 01:47:51.520
<v Speaker 5>or I mean, everybody's heard everything. And I hate asking

2195
01:47:51.560 --> 01:47:53.520
<v Speaker 5>you when you're in like this because you know you

2196
01:47:54.159 --> 01:47:58.119
<v Speaker 5>sell bathrooms to everybody on both sides. Absolutely, but honestly,

2197
01:47:58.199 --> 01:48:01.640
<v Speaker 5>just from a business standpoint, back when I had my

2198
01:48:01.680 --> 01:48:04.960
<v Speaker 5>good years, if I could have someone come in and

2199
01:48:05.079 --> 01:48:08.319
<v Speaker 5>go through every shop, go through payroll, go through all

2200
01:48:08.359 --> 01:48:12.640
<v Speaker 5>my suppliers, go through my taxes, go through everything, and

2201
01:48:12.800 --> 01:48:15.600
<v Speaker 5>make suggestions, I mean I'd be so open to that.

2202
01:48:15.680 --> 01:48:16.439
<v Speaker 5>It's crazy.

2203
01:48:16.680 --> 01:48:17.560
<v Speaker 1>At no charge.

2204
01:48:17.600 --> 01:48:19.399
<v Speaker 5>By the way, yeah, I know, well he is the

2205
01:48:19.520 --> 01:48:21.279
<v Speaker 5>richest man in the world. I don't even know what

2206
01:48:21.399 --> 01:48:23.119
<v Speaker 5>you pay the richest man in the world.

2207
01:48:23.680 --> 01:48:24.840
<v Speaker 7>Yeah, you know.

2208
01:48:24.920 --> 01:48:29.159
<v Speaker 10>So I like your point because companies hire consultants all

2209
01:48:29.199 --> 01:48:31.880
<v Speaker 10>the time to come in and say where can we save? Yeah,

2210
01:48:32.279 --> 01:48:34.760
<v Speaker 10>how do you have a problem anybody have a problem

2211
01:48:34.800 --> 01:48:39.119
<v Speaker 10>with him looking or the group looking at where's the waste,

2212
01:48:39.199 --> 01:48:42.880
<v Speaker 10>where's the fraud, where's the misuse? How can we cut costs?

2213
01:48:42.960 --> 01:48:45.359
<v Speaker 10>It's what they're mad about is what's being found.

2214
01:48:45.840 --> 01:48:48.760
<v Speaker 5>Well, they are mad about what's being found. But some

2215
01:48:48.800 --> 01:48:51.520
<v Speaker 5>of the arguments, some of the cost cutting, like let's

2216
01:48:51.600 --> 01:48:55.600
<v Speaker 5>talk about what is a usaid usaid, I'm not even

2217
01:48:55.600 --> 01:48:58.079
<v Speaker 5>sure which way you're supposed to say it, but some

2218
01:48:58.199 --> 01:49:04.520
<v Speaker 5>of the things they found in that agency that I

2219
01:49:04.560 --> 01:49:06.840
<v Speaker 5>don't even want to get into it. We've all heard it.

2220
01:49:06.920 --> 01:49:10.960
<v Speaker 5>I mean, they're talking about like a gay play in

2221
01:49:11.000 --> 01:49:15.840
<v Speaker 5>some country you give fifty thousand two I don't know,

2222
01:49:15.920 --> 01:49:18.279
<v Speaker 5>I mean name some of them. I didn't pull them

2223
01:49:18.359 --> 01:49:20.439
<v Speaker 5>up online to look at. But I mean, what do

2224
01:49:20.479 --> 01:49:22.880
<v Speaker 5>you guys remember some of the really outrageous ones.

2225
01:49:23.039 --> 01:49:26.560
<v Speaker 1>Yeah, I remember the comic book about transgenders and prew

2226
01:49:26.840 --> 01:49:27.319
<v Speaker 1>or one of.

2227
01:49:27.239 --> 01:49:32.520
<v Speaker 5>Those transgender comic book. Here's one two point five million

2228
01:49:32.560 --> 01:49:36.720
<v Speaker 5>for electric vehicles in Vietnam, forty seven thousand for a

2229
01:49:36.800 --> 01:49:40.640
<v Speaker 5>transgender opera in Colombia. I don't even know, Like, I

2230
01:49:40.680 --> 01:49:44.880
<v Speaker 5>don't even know how anybody in the world would find

2231
01:49:45.000 --> 01:49:49.960
<v Speaker 5>anything alright with that, Unless literally, you pay zero taxes

2232
01:49:50.039 --> 01:49:52.880
<v Speaker 5>and you live off the trough one hundred percent, then

2233
01:49:52.920 --> 01:49:55.880
<v Speaker 5>you could care less where your money goes. But most

2234
01:49:55.880 --> 01:49:58.840
<v Speaker 5>of us pay taxes of some sort, and to think

2235
01:49:58.880 --> 01:50:06.600
<v Speaker 5>it went to l GBT activism in Guatemala and some

2236
01:50:06.680 --> 01:50:09.840
<v Speaker 5>of these, a transgender comic book in Peru, I mean,

2237
01:50:09.880 --> 01:50:12.760
<v Speaker 5>who would have Why would anybody like this? What's wrong

2238
01:50:12.800 --> 01:50:16.880
<v Speaker 5>with showing everybody where this wasteful money's going and then

2239
01:50:16.920 --> 01:50:19.840
<v Speaker 5>getting rid of it. Did you guys hear yesterday that

2240
01:50:19.960 --> 01:50:22.399
<v Speaker 5>I think in I don't remember if it was the

2241
01:50:22.439 --> 01:50:27.159
<v Speaker 5>Department of Justice, but they had like these chats going

2242
01:50:27.239 --> 01:50:29.359
<v Speaker 5>on that were absolutely unbelievable.

2243
01:50:29.399 --> 01:50:31.960
<v Speaker 1>It was the National Security Agency.

2244
01:50:31.600 --> 01:50:35.199
<v Speaker 5>Oh even better, and it was like on internal stuff,

2245
01:50:35.640 --> 01:50:38.159
<v Speaker 5>and they're talking about stuff like you know, how they

2246
01:50:38.199 --> 01:50:42.399
<v Speaker 5>get aroused, and just the craziest stuff that. You know,

2247
01:50:42.840 --> 01:50:46.159
<v Speaker 5>most people have never had any conversation like any of

2248
01:50:46.199 --> 01:50:50.840
<v Speaker 5>these ever, and here they are talking internal government on

2249
01:50:50.920 --> 01:50:54.680
<v Speaker 5>an internal government system. But people are mad all of

2250
01:50:54.720 --> 01:50:57.600
<v Speaker 5>this is getting exposed. People like I'll even say my

2251
01:50:57.720 --> 01:51:02.560
<v Speaker 5>parents are very upset that government officials are losing their job.

2252
01:51:03.199 --> 01:51:05.600
<v Speaker 5>I mean, some of these people, we don't even know

2253
01:51:05.640 --> 01:51:08.600
<v Speaker 5>if they exist. I know, people don't believe that that.

2254
01:51:08.640 --> 01:51:12.279
<v Speaker 5>People didn't believe when they heard Social Security people are

2255
01:51:12.319 --> 01:51:14.720
<v Speaker 5>still collecting it over the age of one hundred and fifty.

2256
01:51:14.880 --> 01:51:17.640
<v Speaker 5>They simply don't believe at all. That's propaganda. It's simply

2257
01:51:17.680 --> 01:51:21.399
<v Speaker 5>not true. It's pretty amazing. But I'd love to hear

2258
01:51:21.439 --> 01:51:27.439
<v Speaker 5>from someone that really has common sense, disagrees with what's

2259
01:51:27.479 --> 01:51:30.760
<v Speaker 5>going on, not a bunch of talking points that make

2260
01:51:30.880 --> 01:51:35.760
<v Speaker 5>no sense. I just don't understand why anybody out there

2261
01:51:36.039 --> 01:51:38.159
<v Speaker 5>would have an issue with it. Have you ever had

2262
01:51:38.159 --> 01:51:43.079
<v Speaker 5>a conversation, I mean seriously with somebody that does no.

2263
01:51:43.319 --> 01:51:46.000
<v Speaker 1>I've just been reading, you know, online, I've been reading

2264
01:51:46.039 --> 01:51:49.399
<v Speaker 1>about the hysterical reaction that so many people are having

2265
01:51:49.439 --> 01:51:49.680
<v Speaker 1>to this.

2266
01:51:49.960 --> 01:51:52.479
<v Speaker 5>You know, I would not want to wake up and

2267
01:51:52.520 --> 01:51:54.439
<v Speaker 5>not have a job, Don't get me wrong, but you

2268
01:51:54.479 --> 01:51:57.880
<v Speaker 5>know I'll take I'll take one that drives me insane.

2269
01:51:58.000 --> 01:52:01.359
<v Speaker 5>It's better now, And I've taken slack on this because

2270
01:52:01.399 --> 01:52:03.560
<v Speaker 5>you know, I have an airwave here and I can

2271
01:52:03.680 --> 01:52:07.279
<v Speaker 5>piss people off. But it's true. How much did I

2272
01:52:07.319 --> 01:52:10.439
<v Speaker 5>hate the Franktown Post Office back in the day, Susan.

2273
01:52:10.399 --> 01:52:12.560
<v Speaker 15>Well, I'm still not happy with them, Mark.

2274
01:52:12.600 --> 01:52:14.920
<v Speaker 5>Yeah, they're a lot better now, but I mean it's

2275
01:52:14.960 --> 01:52:17.079
<v Speaker 5>the worst service I ever had. We had a lady

2276
01:52:17.119 --> 01:52:18.760
<v Speaker 5>that worked there. I mean she had to be one

2277
01:52:18.840 --> 01:52:22.239
<v Speaker 5>hundred and twenty years old. If you ordered anything over

2278
01:52:22.359 --> 01:52:25.159
<v Speaker 5>like eight pounds, you simply wouldn't get it. And worse

2279
01:52:25.199 --> 01:52:27.800
<v Speaker 5>than that, they'd put a sticker. They'd take time to

2280
01:52:27.840 --> 01:52:30.479
<v Speaker 5>go to your house and put a sticker saying you

2281
01:52:30.560 --> 01:52:33.920
<v Speaker 5>missed your delivery for dog food. I'm like, my god,

2282
01:52:34.760 --> 01:52:37.840
<v Speaker 5>I can order dog food from Amazon and everywhere else

2283
01:52:37.840 --> 01:52:40.760
<v Speaker 5>in the world it gets delivered. But because you don't

2284
01:52:40.800 --> 01:52:42.800
<v Speaker 5>want to pick up the dog food, now I got

2285
01:52:42.800 --> 01:52:44.880
<v Speaker 5>to drive up and get it. Well, what was the

2286
01:52:44.920 --> 01:52:47.720
<v Speaker 5>point of getting it delivered? There was no point in

2287
01:52:47.760 --> 01:52:50.439
<v Speaker 5>getting it delivered. But when I finally caught her on

2288
01:52:50.560 --> 01:52:53.960
<v Speaker 5>tape not even trying to deliver it, I said, nobody

2289
01:52:53.960 --> 01:52:56.680
<v Speaker 5>in their right minds to sign for dog food.

2290
01:52:57.319 --> 01:52:58.239
<v Speaker 4>What are you doing?

2291
01:52:58.359 --> 01:52:59.479
<v Speaker 5>What is your problem?

2292
01:52:59.520 --> 01:52:59.720
<v Speaker 4>Oh?

2293
01:52:59.800 --> 01:53:02.199
<v Speaker 5>No no, So I call up Amazon. I said, do

2294
01:53:02.239 --> 01:53:04.119
<v Speaker 5>they have to do I have to sign for my

2295
01:53:04.199 --> 01:53:06.359
<v Speaker 5>dog food? They said no, they just drop it off

2296
01:53:06.880 --> 01:53:10.319
<v Speaker 5>and it just never happened. And then she lied about it,

2297
01:53:10.359 --> 01:53:12.239
<v Speaker 5>and I brought the video up and I showed the

2298
01:53:12.279 --> 01:53:16.359
<v Speaker 5>post office person up there. Oh that's Joni. That's her.

2299
01:53:16.560 --> 01:53:19.960
<v Speaker 5>She's just old, Like, what good's that gonna do. Then

2300
01:53:20.000 --> 01:53:22.159
<v Speaker 5>you talk to your neighbors, they're like, well, you're lucky.

2301
01:53:22.159 --> 01:53:24.039
<v Speaker 5>At least do you get a notice? We get nothing.

2302
01:53:25.239 --> 01:53:28.000
<v Speaker 5>It's just crazy. I don't think the post office to

2303
01:53:28.079 --> 01:53:31.239
<v Speaker 5>circle around should even be in existence.

2304
01:53:31.640 --> 01:53:32.840
<v Speaker 4>It's a dinosaur.

2305
01:53:33.239 --> 01:53:36.800
<v Speaker 5>You have ups FedEx email, you have everything else in

2306
01:53:36.840 --> 01:53:39.960
<v Speaker 5>the world. Do any of you use a post office? Absolute?

2307
01:53:40.039 --> 01:53:40.399
<v Speaker 4>Anything?

2308
01:53:40.600 --> 01:53:42.439
<v Speaker 1>Absolutely? What do you see every day?

2309
01:53:42.840 --> 01:53:43.039
<v Speaker 4>Well?

2310
01:53:43.079 --> 01:53:47.079
<v Speaker 1>Everything from business communications to sending out my payments for

2311
01:53:47.680 --> 01:53:49.039
<v Speaker 1>charge cards and utilities?

2312
01:53:49.079 --> 01:53:51.880
<v Speaker 5>And what are you one hundred and six? Dimitri, who

2313
01:53:51.920 --> 01:53:55.720
<v Speaker 5>the hell sends out a check? I do, Susan, do

2314
01:53:55.800 --> 01:53:59.159
<v Speaker 5>we send out any checks? I'm just curious we actually do?

2315
01:53:59.600 --> 01:54:00.239
<v Speaker 7>Like what?

2316
01:54:00.720 --> 01:54:04.640
<v Speaker 14>Okay, he's probably listening, so don't be irritated at me.

2317
01:54:04.760 --> 01:54:08.199
<v Speaker 14>Mikey Thomas, there's mister it guy. He will not let

2318
01:54:08.239 --> 01:54:10.560
<v Speaker 14>me pay online. I have to send him a check.

2319
01:54:10.760 --> 01:54:11.960
<v Speaker 4>Is she the only one?

2320
01:54:12.479 --> 01:54:13.840
<v Speaker 5>Uh that we paid?

2321
01:54:13.880 --> 01:54:15.840
<v Speaker 15>That I pay a check or that I send a check?

2322
01:54:15.960 --> 01:54:16.680
<v Speaker 5>Send a check?

2323
01:54:17.479 --> 01:54:20.199
<v Speaker 4>I think that's form businesses?

2324
01:54:20.720 --> 01:54:22.520
<v Speaker 15>Yeah, our life insurance.

2325
01:54:23.520 --> 01:54:25.319
<v Speaker 5>They still will only take a check.

2326
01:54:25.399 --> 01:54:28.239
<v Speaker 14>They'll take an online payment, but you don't want to

2327
01:54:28.239 --> 01:54:30.319
<v Speaker 14>pay the ten dollars fee, so I send them.

2328
01:54:30.279 --> 01:54:33.560
<v Speaker 1>Checks and Mark My business only takes checks too. I

2329
01:54:33.560 --> 01:54:35.880
<v Speaker 1>don't process credit cards because I don't want the security

2330
01:54:35.960 --> 01:54:39.039
<v Speaker 1>risk of it. So I receive many, many, though not

2331
01:54:39.199 --> 01:54:42.239
<v Speaker 1>enough checks for my customers. Chris, what do you think?

2332
01:54:43.520 --> 01:54:47.039
<v Speaker 1>Same you check? I have to mail checks to some

2333
01:54:47.119 --> 01:54:48.399
<v Speaker 1>of my vendors as.

2334
01:54:48.319 --> 01:54:50.680
<v Speaker 5>Screw you all. I think we got to get rid

2335
01:54:50.720 --> 01:54:54.000
<v Speaker 5>of the post Office altogether. Why not just use FedEx?

2336
01:54:54.199 --> 01:54:55.920
<v Speaker 5>You're going to stay I it costs more than a stamp.

2337
01:54:56.039 --> 01:54:57.560
<v Speaker 4>Yeah, I did use uh.

2338
01:54:59.319 --> 01:55:03.560
<v Speaker 5>Even though they lose trillions of dollars, trillions of dollars

2339
01:55:03.600 --> 01:55:04.279
<v Speaker 5>all the time.

2340
01:55:04.960 --> 01:55:06.560
<v Speaker 4>We want to keep the post office.

2341
01:55:06.680 --> 01:55:09.359
<v Speaker 1>But the alternative is not to lose trillions of dollars

2342
01:55:09.439 --> 01:55:11.960
<v Speaker 1>all the time. The alternative is to fix the post office.

2343
01:55:12.039 --> 01:55:13.600
<v Speaker 5>As would you go fix it, you would have to

2344
01:55:13.680 --> 01:55:15.640
<v Speaker 5>charge what FedEx and UPS does.

2345
01:55:15.680 --> 01:55:18.680
<v Speaker 1>Probably, Well, there are two Well, okay, first of all,

2346
01:55:18.720 --> 01:55:21.079
<v Speaker 1>I don't think so because well and by the way,

2347
01:55:21.119 --> 01:55:23.319
<v Speaker 1>even if we do have to charge more for stamps,

2348
01:55:23.319 --> 01:55:26.039
<v Speaker 1>which I think that we should, it's a government service,

2349
01:55:26.399 --> 01:55:29.000
<v Speaker 1>and there's nothing wrong with a government service and essential

2350
01:55:29.039 --> 01:55:32.279
<v Speaker 1>service losing money, just like the police department does, the

2351
01:55:32.279 --> 01:55:34.640
<v Speaker 1>fire department does, and the post.

2352
01:55:34.479 --> 01:55:37.760
<v Speaker 5>Office nine point five billion in the last fiscal year.

2353
01:55:38.239 --> 01:55:40.760
<v Speaker 1>Yeah, that's a lot of money. But that can be fixed.

2354
01:55:40.800 --> 01:55:42.119
<v Speaker 1>That could be reduced quite a bit.

2355
01:55:42.720 --> 01:55:43.000
<v Speaker 7>Wow.

2356
01:55:43.279 --> 01:55:46.159
<v Speaker 5>I think you could privatize it and someone could actually

2357
01:55:46.279 --> 01:55:48.399
<v Speaker 5>run it like a real business. But it still comes

2358
01:55:48.399 --> 01:55:50.159
<v Speaker 5>down to this, You're going to have to spend more

2359
01:55:50.159 --> 01:55:52.760
<v Speaker 5>on a stamp. You're going to have to that's fine.

2360
01:55:53.079 --> 01:55:57.640
<v Speaker 5>Or come into the twentieth century, guys and not send

2361
01:55:57.640 --> 01:56:01.399
<v Speaker 5>out checks. There is these things called ace, there's wires,

2362
01:56:01.600 --> 01:56:04.239
<v Speaker 5>there's credit cards. There's a million ways to send money.

2363
01:56:04.359 --> 01:56:06.399
<v Speaker 10>If it's a crypto, the guy on the other end

2364
01:56:06.439 --> 01:56:08.359
<v Speaker 10>has to be up to date in order to do it.

2365
01:56:08.800 --> 01:56:11.279
<v Speaker 5>That goes back to Thomas. I mean this guy. I

2366
01:56:11.640 --> 01:56:13.880
<v Speaker 5>don't know why he won't he needs a check. I

2367
01:56:13.920 --> 01:56:16.239
<v Speaker 5>find it insane. You know what I say, don't pay

2368
01:56:16.279 --> 01:56:16.880
<v Speaker 5>him anymore.

2369
01:56:16.960 --> 01:56:17.640
<v Speaker 4>I'm just kidding.

2370
01:56:18.520 --> 01:56:20.520
<v Speaker 5>It is kind of funny. He's our it guy.

2371
01:56:21.479 --> 01:56:23.359
<v Speaker 15>That is what's really comical about it.

2372
01:56:23.439 --> 01:56:26.760
<v Speaker 14>Mark, He's our it guy, and I can't pay him online?

2373
01:56:27.760 --> 01:56:29.640
<v Speaker 5>You can't three O three seven one three A two

2374
01:56:29.680 --> 01:56:33.520
<v Speaker 5>five five. Hey Phil Wich, you're comment on federal grants.

2375
01:56:34.319 --> 01:56:40.279
<v Speaker 5>Hey Mark, I uh been drinking.

2376
01:56:40.920 --> 01:56:45.359
<v Speaker 6>Drink and yeah I have Hey Mark, listen, hold.

2377
01:56:45.239 --> 01:56:48.239
<v Speaker 5>On, let me your gem of wisdom. I cannot miss

2378
01:56:48.239 --> 01:56:49.920
<v Speaker 5>and I got to take a break. He'll be up next,

2379
01:56:49.920 --> 01:56:52.000
<v Speaker 5>Phil three oh three Martino.

2380
01:56:57.399 --> 01:57:00.680
<v Speaker 9>Go with a sure thing. Denver's best ruffer sell roofing

2381
01:57:00.760 --> 01:57:03.399
<v Speaker 9>dot com. You don't pay a cent until you're content.

2382
01:57:06.760 --> 01:57:09.960
<v Speaker 9>Time for an insurance check up free no obligation comparison

2383
01:57:10.079 --> 01:57:13.640
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

2384
01:57:13.640 --> 01:57:16.399
<v Speaker 9>of insurance companies. Find out now three all three seven

2385
01:57:16.479 --> 01:57:19.319
<v Speaker 9>seven to one help. You'll think you're his only customer

2386
01:57:19.319 --> 01:57:21.600
<v Speaker 9>when you choose Frank durand the real estate man dot

2387
01:57:21.600 --> 01:57:24.920
<v Speaker 9>com to list your home with Remax Alliance three all

2388
01:57:24.960 --> 01:57:26.880
<v Speaker 9>three nine two zero sixteen twenty two.

2389
01:57:29.199 --> 01:57:32.239
<v Speaker 5>Hi three oh three seven one three eight two five five,

2390
01:57:32.239 --> 01:57:34.359
<v Speaker 5>we get a couple of lines open three oh three, Martino.

2391
01:57:34.439 --> 01:57:37.720
<v Speaker 5>We've been touching on all kinds of topics today.

2392
01:57:37.840 --> 01:57:38.239
<v Speaker 4>For sure.

2393
01:57:38.600 --> 01:57:42.600
<v Speaker 5>I've got somewhat a good news. So Kelly came in

2394
01:57:42.720 --> 01:57:48.000
<v Speaker 5>during the break and the owner of that repair shop

2395
01:57:49.359 --> 01:57:51.720
<v Speaker 5>would like to talk to someone here off air, So

2396
01:57:51.880 --> 01:57:54.520
<v Speaker 5>Dimitri's gonna do that. Hopefully we have a good update

2397
01:57:54.560 --> 01:57:57.560
<v Speaker 5>on that, but we'll see what happens. Let's go back

2398
01:57:57.600 --> 01:58:01.920
<v Speaker 5>to Phil. Phil, go ahead with your comment on federal brands.

2399
01:58:02.039 --> 01:58:09.359
<v Speaker 6>Hey, Mark, I just finished my last drink for today. Hey, listen, I.

2400
01:58:09.239 --> 01:58:12.840
<v Speaker 5>Got to ask you, in all honesty, what time do

2401
01:58:12.880 --> 01:58:14.039
<v Speaker 5>you generally go to sleep?

2402
01:58:15.840 --> 01:58:17.479
<v Speaker 6>Oh about midnight?

2403
01:58:17.960 --> 01:58:18.439
<v Speaker 4>Huh?

2404
01:58:18.439 --> 01:58:20.640
<v Speaker 5>But you finish your last drink at one point thirty.

2405
01:58:21.520 --> 01:58:22.039
<v Speaker 6>That's right.

2406
01:58:22.600 --> 01:58:23.680
<v Speaker 4>Well, that's interesting.

2407
01:58:23.800 --> 01:58:27.760
<v Speaker 6>That's that's it, Hey, Mark, yes, listen, Yes, the government

2408
01:58:28.239 --> 01:58:30.720
<v Speaker 6>paid me twenty nine million dollars.

2409
01:58:30.880 --> 01:58:33.399
<v Speaker 4>Yeah, sure they didn't for the year.

2410
01:58:33.800 --> 01:58:35.199
<v Speaker 6>Yeah, for research.

2411
01:58:35.640 --> 01:58:37.319
<v Speaker 5>Great on.

2412
01:58:39.159 --> 01:58:42.600
<v Speaker 6>Why does cockroaches have legs?

2413
01:58:42.800 --> 01:58:43.920
<v Speaker 5>Why do they have legs?

2414
01:58:43.920 --> 01:58:49.680
<v Speaker 6>Pill because they need them to cross the border.

2415
01:58:51.479 --> 01:58:58.960
<v Speaker 5>Out ouch Phil. That's not nice. I mean, my god, man,

2416
01:58:59.760 --> 01:59:02.159
<v Speaker 5>that that's uh.

2417
01:59:02.199 --> 01:59:03.000
<v Speaker 4>I'm at a loss for.

2418
01:59:06.199 --> 01:59:09.119
<v Speaker 5>It wasn't It wasn't funny, but it also was like,

2419
01:59:09.239 --> 01:59:14.239
<v Speaker 5>a little uh insensitive, wouldn't you guys?

2420
01:59:14.399 --> 01:59:16.359
<v Speaker 15>And you're a sensitive person, Mark.

2421
01:59:16.279 --> 01:59:22.720
<v Speaker 5>I am, especially while I'm watching next on nine news, Mary,

2422
01:59:22.760 --> 01:59:23.760
<v Speaker 5>what's going on with you?

2423
01:59:26.079 --> 01:59:29.680
<v Speaker 22>I need somebody to tell me. I'm getting rid of

2424
01:59:29.720 --> 01:59:30.279
<v Speaker 22>direct TV.

2425
01:59:30.680 --> 01:59:34.600
<v Speaker 5>Thank god, That's what I'm saying. You know, I had

2426
01:59:34.600 --> 01:59:37.279
<v Speaker 5>a conversation last night with a good friend of mine.

2427
01:59:38.000 --> 01:59:41.119
<v Speaker 5>He's a little older than me, and he still has

2428
01:59:41.880 --> 01:59:45.199
<v Speaker 5>a Comcast Exfinity and I was shocked by it. But

2429
01:59:45.600 --> 01:59:48.079
<v Speaker 5>so you're going to get rid of direct TV? Go ahead.

2430
01:59:50.600 --> 01:59:53.880
<v Speaker 22>When I've asked people, they say, well, get a fire stick.

2431
01:59:54.119 --> 01:59:55.159
<v Speaker 2>Yeah, okay, then.

2432
01:59:55.079 --> 01:59:55.640
<v Speaker 11>What do I do?

2433
01:59:56.359 --> 01:59:56.600
<v Speaker 13>Well?

2434
01:59:56.680 --> 01:59:58.199
<v Speaker 5>Do you have internet at your house?

2435
01:59:59.239 --> 02:00:01.840
<v Speaker 22>Thank god? We finally got decent internet.

2436
02:00:02.079 --> 02:00:05.279
<v Speaker 5>Yeah, if you got decent internet, all the firestick is

2437
02:00:05.279 --> 02:00:09.000
<v Speaker 5>is basically something that holds apps. It's a computer, so

2438
02:00:09.079 --> 02:00:15.039
<v Speaker 5>you can download Hulu, YouTube TV, Netflix, Hbo, Cinemax, Disney

2439
02:00:15.079 --> 02:00:17.960
<v Speaker 5>and the list just goes on forever in a day,

2440
02:00:18.039 --> 02:00:20.600
<v Speaker 5>quite frankly. And there's a lot of free stuff you

2441
02:00:20.640 --> 02:00:23.920
<v Speaker 5>can watch, just like you're used to with commercials. Now

2442
02:00:24.000 --> 02:00:26.319
<v Speaker 5>there can be some live stuff and you got to

2443
02:00:26.319 --> 02:00:28.960
<v Speaker 5>watch commercials and there's no cost to it. So it

2444
02:00:29.079 --> 02:00:31.720
<v Speaker 5>really depends on what you want, Mary, I mean, do

2445
02:00:31.760 --> 02:00:33.199
<v Speaker 5>you want local stuff?

2446
02:00:33.239 --> 02:00:33.920
<v Speaker 4>What do you want?

2447
02:00:35.000 --> 02:00:35.119
<v Speaker 11>Well?

2448
02:00:35.159 --> 02:00:39.159
<v Speaker 22>I want local and like what I have, like with

2449
02:00:39.880 --> 02:00:43.560
<v Speaker 22>upper channels, so you know, I Animal Planet and all that.

2450
02:00:43.800 --> 02:00:46.399
<v Speaker 22>Are you on which ones or which ones?

2451
02:00:46.520 --> 02:00:46.800
<v Speaker 2>Dude?

2452
02:00:47.600 --> 02:00:55.239
<v Speaker 5>Live TV? Well, Hulu does live. We have YouTube TV Live.

2453
02:00:55.359 --> 02:00:59.960
<v Speaker 5>That's the one I would personally get. And then there's

2454
02:01:00.159 --> 02:01:00.840
<v Speaker 5>Link Tier.

2455
02:01:01.840 --> 02:01:04.439
<v Speaker 22>We have Brent Tier right now for our internet because

2456
02:01:05.319 --> 02:01:07.119
<v Speaker 22>thank god we finally got it and I got rid

2457
02:01:07.199 --> 02:01:07.760
<v Speaker 22>of Hughes neet.

2458
02:01:08.640 --> 02:01:10.319
<v Speaker 5>Oh do you live in the middle of nowhere?

2459
02:01:10.439 --> 02:01:10.520
<v Speaker 4>What?

2460
02:01:11.479 --> 02:01:14.399
<v Speaker 22>Yeah, huh, we're out in the country.

2461
02:01:14.680 --> 02:01:17.840
<v Speaker 5>Do you pay per megabyte or you just pay one

2462
02:01:17.960 --> 02:01:21.399
<v Speaker 5>cost per I just don't want you doing something that's

2463
02:01:21.439 --> 02:01:24.239
<v Speaker 5>going to cost you a fortune. So when you pay

2464
02:01:24.279 --> 02:01:26.560
<v Speaker 5>for your internet, is it one price per month? No

2465
02:01:26.600 --> 02:01:30.520
<v Speaker 5>matter what Yeah, Okay, then you're fine. So I would

2466
02:01:30.520 --> 02:01:32.960
<v Speaker 5>look at honestly, if you want all the stuff and

2467
02:01:33.039 --> 02:01:36.760
<v Speaker 5>a good DVR and something that works everywhere, meaning it'll

2468
02:01:36.760 --> 02:01:40.119
<v Speaker 5>work on your cell phone if you're anywhere, at an

2469
02:01:40.119 --> 02:01:42.560
<v Speaker 5>airport or at a restaurant you could watch TV if

2470
02:01:42.600 --> 02:01:45.159
<v Speaker 5>you want it, or at a hotel or on your

2471
02:01:45.359 --> 02:01:50.319
<v Speaker 5>computer anywhere. I'd look at YouTube TV. It's eighty five

2472
02:01:51.000 --> 02:01:53.319
<v Speaker 5>it's eighty five bucks a month. How much you spending

2473
02:01:53.399 --> 02:01:58.520
<v Speaker 5>for direct TV right now? Yeah, so you're going to

2474
02:01:58.600 --> 02:02:01.039
<v Speaker 5>save quite a bit of money. Believe you're gonna have

2475
02:02:01.079 --> 02:02:03.960
<v Speaker 5>more channels. You're gonna have all the locals, you're gonna

2476
02:02:04.000 --> 02:02:07.239
<v Speaker 5>have you know, uh nine seven four Fox, you're gonna

2477
02:02:07.239 --> 02:02:10.239
<v Speaker 5>have all that stuff. You're gonna have Animal Planet, You're

2478
02:02:10.239 --> 02:02:12.479
<v Speaker 5>gonna have all the stuff you're used to and probably

2479
02:02:12.479 --> 02:02:13.159
<v Speaker 5>a little more.

2480
02:02:14.119 --> 02:02:16.439
<v Speaker 11>Okay, So that would be the way to go.

2481
02:02:16.560 --> 02:02:18.920
<v Speaker 2>Then is with the YouTube?

2482
02:02:19.680 --> 02:02:19.880
<v Speaker 18>Yeah?

2483
02:02:19.960 --> 02:02:22.600
<v Speaker 5>I like YouTube? Now, Hulu does the same thing. What

2484
02:02:22.640 --> 02:02:24.600
<v Speaker 5>do you guys use anybody?

2485
02:02:25.319 --> 02:02:25.439
<v Speaker 6>Uh?

2486
02:02:26.079 --> 02:02:28.319
<v Speaker 7>Have Netflix and Amazon Prime?

2487
02:02:28.520 --> 02:02:29.239
<v Speaker 5>That's all you need?

2488
02:02:29.960 --> 02:02:30.319
<v Speaker 7>Yeah?

2489
02:02:30.399 --> 02:02:31.640
<v Speaker 5>Yeah, how about you Dragon?

2490
02:02:32.439 --> 02:02:34.600
<v Speaker 18>Say that again? Sorry Kelly was talking to no problem.

2491
02:02:34.640 --> 02:02:36.600
<v Speaker 5>What what do you have for TV at your househole?

2492
02:02:36.640 --> 02:02:38.880
<v Speaker 4>Live TV? At any you.

2493
02:02:38.800 --> 02:02:43.039
<v Speaker 18>Don't, well, I mean other than the Hulu like Netflix

2494
02:02:43.079 --> 02:02:44.279
<v Speaker 18>and Amazon and whatnot.

2495
02:02:44.319 --> 02:02:44.520
<v Speaker 16>Yeah.

2496
02:02:44.600 --> 02:02:46.399
<v Speaker 5>Yeah, but so I'm saying you don't. You don't have

2497
02:02:46.479 --> 02:02:48.960
<v Speaker 5>live TV, basically a Hulu Live version.

2498
02:02:49.039 --> 02:02:51.119
<v Speaker 18>So we pay like seventy bucks for this. Oh yeah,

2499
02:02:51.239 --> 02:02:51.720
<v Speaker 18>live TV.

2500
02:02:51.960 --> 02:02:54.359
<v Speaker 5>So what do you like? Have you ever tried YouTube?

2501
02:02:55.000 --> 02:02:57.079
<v Speaker 18>We compared because when we get we got rid of

2502
02:02:57.119 --> 02:03:00.520
<v Speaker 18>direct TV, but a year and a half ago, compare

2503
02:03:00.600 --> 02:03:05.079
<v Speaker 18>the channels that are offered by both YouTube TV Hulu Live,

2504
02:03:05.159 --> 02:03:07.800
<v Speaker 18>and we just found that Hulu Live worked better for us.

2505
02:03:07.960 --> 02:03:10.159
<v Speaker 5>Yeah, so here's why I went with YouTube. I had

2506
02:03:10.239 --> 02:03:14.760
<v Speaker 5>Hulu Live forever and Mary listen to this because Hulu's

2507
02:03:14.800 --> 02:03:18.600
<v Speaker 5>a little cheaper. But Suzanna and I travel all the time,

2508
02:03:18.680 --> 02:03:21.359
<v Speaker 5>so I take my firestick and I'll plug it into

2509
02:03:21.439 --> 02:03:24.960
<v Speaker 5>a hotel TV, or I'll be in an RV and

2510
02:03:25.079 --> 02:03:27.800
<v Speaker 5>I'll plug it into the TV and the RV. Hulu

2511
02:03:27.880 --> 02:03:31.560
<v Speaker 5>only allows you to change your zip code two or

2512
02:03:31.600 --> 02:03:34.800
<v Speaker 5>three times a year, meaning if we go to a

2513
02:03:34.840 --> 02:03:38.479
<v Speaker 5>different state every week, I'm not gonna have TV in

2514
02:03:38.520 --> 02:03:41.800
<v Speaker 5>a couple of weeks. So that's why I went with YouTube.

2515
02:03:41.840 --> 02:03:45.760
<v Speaker 5>YouTube YouTube you can use anywhere at any time, but

2516
02:03:45.840 --> 02:03:48.680
<v Speaker 5>it costs a little more, so Hulu Live might be

2517
02:03:48.720 --> 02:03:51.159
<v Speaker 5>a good one for you, like Dragon has and then

2518
02:03:51.319 --> 02:03:54.159
<v Speaker 5>Sling is pretty cheap. Here's the other thing you can do.

2519
02:03:54.640 --> 02:03:57.600
<v Speaker 5>They Once you have that firestick plugged in, you can

2520
02:03:57.680 --> 02:04:00.760
<v Speaker 5>download all these apps. All of them have a free trial.

2521
02:04:01.000 --> 02:04:03.640
<v Speaker 5>You might try out Hulu for the free seven days,

2522
02:04:04.000 --> 02:04:07.159
<v Speaker 5>YouTube for the free seven days, Sling for the free

2523
02:04:07.199 --> 02:04:10.640
<v Speaker 5>seleven days, and I'm pretty sure the new one that's free,

2524
02:04:11.399 --> 02:04:15.159
<v Speaker 5>I want to say, it's called Pluto p l Uto,

2525
02:04:15.720 --> 02:04:19.479
<v Speaker 5>and I think, yeah, Pluto is free, Silo or Pluto.

2526
02:04:19.760 --> 02:04:23.000
<v Speaker 5>Well that's another one. Filo actually is great for sports.

2527
02:04:23.840 --> 02:04:27.239
<v Speaker 5>But Pluto TV, yep, all the channels are for free,

2528
02:04:27.640 --> 02:04:32.840
<v Speaker 5>hundreds of channels, hundreds for free Pluto TV. So once

2529
02:04:32.880 --> 02:04:35.479
<v Speaker 5>you get that fire stick, you're opening your whole world

2530
02:04:35.560 --> 02:04:36.399
<v Speaker 5>to all this stuff.

2531
02:04:37.359 --> 02:04:39.920
<v Speaker 22>So that is that's what you start with, is the

2532
02:04:39.960 --> 02:04:41.079
<v Speaker 22>fire stick.

2533
02:04:40.760 --> 02:04:43.479
<v Speaker 18>And then go in or you can choose Roku, it

2534
02:04:43.479 --> 02:04:46.239
<v Speaker 18>doesn't have the firestick, has their own.

2535
02:04:46.079 --> 02:04:49.760
<v Speaker 5>Yeah, Ruku has one fire stick. Do you have an

2536
02:04:49.800 --> 02:04:50.800
<v Speaker 5>Amazon account?

2537
02:04:52.399 --> 02:04:52.680
<v Speaker 16>No?

2538
02:04:52.760 --> 02:04:53.439
<v Speaker 2>Not anymore?

2539
02:04:53.520 --> 02:04:55.760
<v Speaker 5>Then you probably the cheap way for you to do

2540
02:04:55.840 --> 02:04:58.079
<v Speaker 5>everything we're talking about, you go to wal Mart or

2541
02:04:58.119 --> 02:05:01.159
<v Speaker 5>next time you're a Wallmart or Target. You can buy

2542
02:05:01.359 --> 02:05:03.960
<v Speaker 5>a Ruku and the cheap one. What do you think

2543
02:05:04.000 --> 02:05:06.680
<v Speaker 5>they're twenty twenty bucks. Yeah, they're twenty bucks. It'll come

2544
02:05:06.720 --> 02:05:09.319
<v Speaker 5>with the remote and this little thing you just plug

2545
02:05:09.319 --> 02:05:11.960
<v Speaker 5>into the HDMI on the TV and you're.

2546
02:05:11.800 --> 02:05:12.279
<v Speaker 4>Set to go.

2547
02:05:13.680 --> 02:05:18.119
<v Speaker 5>Okay, Yeah, fire Stick is just Amazon's version. Ruku makes one.

2548
02:05:18.279 --> 02:05:22.159
<v Speaker 5>Oh everybody, I mean LG has their own built into TVs.

2549
02:05:22.199 --> 02:05:25.720
<v Speaker 5>There's Samsung's got its own. There's a million ways to

2550
02:05:25.800 --> 02:05:28.479
<v Speaker 5>do it. But the easiest for you is next time

2551
02:05:28.520 --> 02:05:30.720
<v Speaker 5>you're at Walmart, drop twenty bucks and you'll get it.

2552
02:05:31.760 --> 02:05:34.840
<v Speaker 22>So either get the Ruku or the or the fire Stick,

2553
02:05:34.880 --> 02:05:35.399
<v Speaker 22>either one.

2554
02:05:35.479 --> 02:05:37.359
<v Speaker 5>Those are the two easiest to get and they're the

2555
02:05:37.479 --> 02:05:38.960
<v Speaker 5>cheapest and they work the same.

2556
02:05:39.760 --> 02:05:43.279
<v Speaker 15>Okay, all right, that finally somebody told me how.

2557
02:05:43.159 --> 02:05:43.560
<v Speaker 16>To do it.

2558
02:05:43.720 --> 02:05:45.720
<v Speaker 5>Yeah, that's all there is to it. Then you download

2559
02:05:45.760 --> 02:05:48.760
<v Speaker 5>the apps, you'll turn it on, it'll walk you through

2560
02:05:48.920 --> 02:05:51.279
<v Speaker 5>getting it onto your Wi Fi and then you're ready

2561
02:05:51.279 --> 02:05:54.960
<v Speaker 5>to go. You got questions in the future, honestly, feel free,

2562
02:05:55.000 --> 02:05:56.760
<v Speaker 5>and I mean that, feel free to call back in

2563
02:05:57.000 --> 02:05:59.520
<v Speaker 5>or you can even email those kind of questions to

2564
02:05:59.560 --> 02:06:02.279
<v Speaker 5>help it. Tr rubleshooter dot com. Tim's got a question

2565
02:06:02.359 --> 02:06:05.920
<v Speaker 5>on reverse mortgages. Tim, let me take this break real quick,

2566
02:06:05.960 --> 02:06:13.479
<v Speaker 5>and I promise your up next three oh three Martino.

2567
02:06:13.880 --> 02:06:17.159
<v Speaker 9>Go with a sure thing Denver's best roofer Excel Roofing

2568
02:06:17.279 --> 02:06:19.920
<v Speaker 9>dot com. You don't pay a cent until you're content.

2569
02:06:23.279 --> 02:06:26.479
<v Speaker 9>Time for an insurance check up free, no obligation. In comparison,

2570
02:06:26.600 --> 02:06:30.159
<v Speaker 9>call Compass Insurance paying too much your coverage at dozens

2571
02:06:30.159 --> 02:06:32.880
<v Speaker 9>of insurance companies find out now three oh three seven

2572
02:06:33.000 --> 02:06:35.800
<v Speaker 9>seven to one help. You'll think you're his only customer

2573
02:06:35.840 --> 02:06:38.079
<v Speaker 9>when you choose Frank durand the real estate Man dot

2574
02:06:38.119 --> 02:06:41.479
<v Speaker 9>com to list your home with Remax Alliance three oh

2575
02:06:41.479 --> 02:06:43.439
<v Speaker 9>three nine two zero sixteen twenty two.

2576
02:06:49.880 --> 02:06:53.279
<v Speaker 5>All right, go three zero three seven one three eight

2577
02:06:53.439 --> 02:06:57.359
<v Speaker 5>two five five. By the way, one clear Choice Doors

2578
02:06:58.119 --> 02:07:00.920
<v Speaker 5>dot com. You know they actually have showrooms up and

2579
02:07:00.960 --> 02:07:04.359
<v Speaker 5>down the front range. I know Colorado Springs, Castle Rock,

2580
02:07:04.399 --> 02:07:07.600
<v Speaker 5>I think couple in Denver, maybe even up towards Fort Collins.

2581
02:07:07.600 --> 02:07:09.880
<v Speaker 5>But you can go to one Clear Choice Doors dot com.

2582
02:07:10.079 --> 02:07:12.560
<v Speaker 5>But if you have a door that breaks, they can

2583
02:07:12.600 --> 02:07:14.079
<v Speaker 5>come out and fix it. They can sell you a

2584
02:07:14.119 --> 02:07:17.000
<v Speaker 5>new garage door. What we used him for last We

2585
02:07:17.119 --> 02:07:21.039
<v Speaker 5>got a beautiful new garage door opener. We used to

2586
02:07:21.039 --> 02:07:23.760
<v Speaker 5>have the old chain one, and you know, they make

2587
02:07:23.840 --> 02:07:26.600
<v Speaker 5>so much noise it's crazy. These new belt driven ones

2588
02:07:26.960 --> 02:07:29.479
<v Speaker 5>are just quiet as he gets. And they're pretty cheap.

2589
02:07:29.520 --> 02:07:31.680
<v Speaker 5>I mean, I think we were like four hundred bucks

2590
02:07:31.680 --> 02:07:34.239
<v Speaker 5>all in for a brand new one installed. But one

2591
02:07:34.279 --> 02:07:38.159
<v Speaker 5>Clear Choice Doors dot Com. Chappie's the owner. He runs

2592
02:07:38.199 --> 02:07:40.760
<v Speaker 5>it like the military. He's got great employees. In fact,

2593
02:07:40.800 --> 02:07:43.680
<v Speaker 5>he's a marine. You're just gonna like the guys. It's

2594
02:07:43.720 --> 02:07:46.399
<v Speaker 5>a good company. We've been talking about him frommever one

2595
02:07:46.439 --> 02:07:50.840
<v Speaker 5>Clear Choice Stores dot com. Now we got a question

2596
02:07:51.079 --> 02:07:56.239
<v Speaker 5>on reverse mortgages, and that is Tim. Hey, Tim, what's

2597
02:07:56.279 --> 02:07:57.720
<v Speaker 5>going on? What's your question.

2598
02:08:00.079 --> 02:08:03.600
<v Speaker 2>Considering a reverse mortgage? Just want to find out? I

2599
02:08:03.680 --> 02:08:06.319
<v Speaker 2>see one advertise on TV a lot.

2600
02:08:06.760 --> 02:08:12.720
<v Speaker 5>Yeah, is it Fonsie or the guy from Heart to Heart?

2601
02:08:14.800 --> 02:08:17.159
<v Speaker 5>I guess Tim, I'm kind of kidding. I would never

2602
02:08:17.279 --> 02:08:22.119
<v Speaker 5>call a TV ad from somebody I watched, like Matt Locke,

2603
02:08:22.960 --> 02:08:26.680
<v Speaker 5>who's selling reverse mortgages? Now, I know I'm going to

2604
02:08:26.720 --> 02:08:29.239
<v Speaker 5>tell you exactly who to call, But what kind of

2605
02:08:29.319 --> 02:08:31.560
<v Speaker 5>questions do you have that maybe I can answer?

2606
02:08:33.319 --> 02:08:33.600
<v Speaker 13>Well?

2607
02:08:34.119 --> 02:08:38.560
<v Speaker 2>My question? I did call them and he gave me

2608
02:08:38.600 --> 02:08:44.039
<v Speaker 2>a list of the charges and so forth. And I

2609
02:08:44.199 --> 02:08:48.960
<v Speaker 2>just wonder is those charges that they charge the same

2610
02:08:49.479 --> 02:08:52.199
<v Speaker 2>no matter who you go to. No, do they differ

2611
02:08:52.279 --> 02:08:53.760
<v Speaker 2>from company to company.

2612
02:08:54.039 --> 02:08:56.520
<v Speaker 5>So that's a great question. I'm going to have one

2613
02:08:56.520 --> 02:08:58.560
<v Speaker 5>of our experts on if we can get John with

2614
02:08:58.640 --> 02:09:02.920
<v Speaker 5>CMG on a couple things on that. There are limits

2615
02:09:02.920 --> 02:09:05.199
<v Speaker 5>to how much you can charge because it's kind of

2616
02:09:05.239 --> 02:09:09.800
<v Speaker 5>a government back loan, so there is thresholds you can't

2617
02:09:09.800 --> 02:09:14.479
<v Speaker 5>go across. But people can be cheaper for sure, and

2618
02:09:14.840 --> 02:09:17.319
<v Speaker 5>depending on what company you go through. One of the

2619
02:09:17.319 --> 02:09:19.399
<v Speaker 5>people I suggest I'm going to try to get him

2620
02:09:19.439 --> 02:09:23.119
<v Speaker 5>on is CMG. And the reason I say CMG is

2621
02:09:23.159 --> 02:09:26.920
<v Speaker 5>they're not a middleman. They're not a lead generating company

2622
02:09:26.960 --> 02:09:30.640
<v Speaker 5>on TV. They're the actual bank that does the loan.

2623
02:09:31.039 --> 02:09:33.399
<v Speaker 5>So the guy you deal with, John, who I really

2624
02:09:33.560 --> 02:09:37.840
<v Speaker 5>like if there's an issue in underwriting, he like knocks

2625
02:09:37.880 --> 02:09:40.359
<v Speaker 5>on the door next door and you're dealing with him,

2626
02:09:40.760 --> 02:09:43.479
<v Speaker 5>and he's really honest too. There might be a better

2627
02:09:43.560 --> 02:09:47.840
<v Speaker 5>product for you besides a reverse mortgage. So while we're

2628
02:09:47.840 --> 02:09:50.640
<v Speaker 5>trying to get him on, I'd like to ask you something,

2629
02:09:50.680 --> 02:09:52.680
<v Speaker 5>why do you want to reverse mortgage?

2630
02:09:54.680 --> 02:09:58.640
<v Speaker 2>Well, me and my wife are both sixty six be

2631
02:09:58.800 --> 02:10:03.239
<v Speaker 2>sixty seven this year. Okay, we own our home out right,

2632
02:10:04.039 --> 02:10:09.319
<v Speaker 2>and we've ran a janitorial service for about thirty years.

2633
02:10:09.479 --> 02:10:09.760
<v Speaker 5>Nice.

2634
02:10:10.079 --> 02:10:15.960
<v Speaker 2>We were down to one one account and we lost

2635
02:10:15.960 --> 02:10:18.920
<v Speaker 2>that account when we had an employee that was doing

2636
02:10:18.960 --> 02:10:20.279
<v Speaker 2>some dishonest things.

2637
02:10:20.399 --> 02:10:20.760
<v Speaker 5>Got it.

2638
02:10:22.800 --> 02:10:26.800
<v Speaker 2>But me and my wife can't do the actual work ourselves.

2639
02:10:26.800 --> 02:10:29.119
<v Speaker 5>So you have I assumed did you guys both start

2640
02:10:29.159 --> 02:10:30.479
<v Speaker 5>taking Social Security?

2641
02:10:31.960 --> 02:10:34.920
<v Speaker 2>Yeah, we're both on Security.

2642
02:10:34.119 --> 02:10:37.039
<v Speaker 5>And you have no mortgage payment. You have Social Security

2643
02:10:37.079 --> 02:10:40.520
<v Speaker 5>income just out of curiosity, what is that income roughly

2644
02:10:40.560 --> 02:10:46.880
<v Speaker 5>between both of you, about thirty five So you get

2645
02:10:46.880 --> 02:10:49.439
<v Speaker 5>thirty five hundred a month from Uncle Sam and you

2646
02:10:49.479 --> 02:10:50.560
<v Speaker 5>have no mortgage payment.

2647
02:10:52.119 --> 02:10:57.640
<v Speaker 2>Right, And but the thing is is, sometime before this happened,

2648
02:10:57.680 --> 02:11:01.119
<v Speaker 2>we decided to cut our costs. Yeah, and we had

2649
02:11:01.159 --> 02:11:04.439
<v Speaker 2>two vehicles and we traded them then sure, and just

2650
02:11:04.520 --> 02:11:06.000
<v Speaker 2>got one vehicle.

2651
02:11:06.319 --> 02:11:08.880
<v Speaker 5>Yeah, but you want you want to be able to

2652
02:11:08.920 --> 02:11:11.399
<v Speaker 5>live in that house, both of you, or even just

2653
02:11:11.439 --> 02:11:13.840
<v Speaker 5>one of you if one passes, for as long as

2654
02:11:13.880 --> 02:11:16.399
<v Speaker 5>you want to. And I assume you also want to

2655
02:11:16.399 --> 02:11:19.439
<v Speaker 5>be able to tap into some of that equity for

2656
02:11:19.560 --> 02:11:21.680
<v Speaker 5>when you want to use it. Maybe it's for a trip,

2657
02:11:21.800 --> 02:11:25.479
<v Speaker 5>or maybe it's for everyday groceries or whatever. But you

2658
02:11:25.600 --> 02:11:27.079
<v Speaker 5>want that as well, right.

2659
02:11:28.359 --> 02:11:31.560
<v Speaker 2>Well, what we really want to do is get the

2660
02:11:31.600 --> 02:11:35.880
<v Speaker 2>money to pay off the vehicle we bought. Oh and

2661
02:11:34.960 --> 02:11:39.119
<v Speaker 2>that will save us about eight hundred and fifty dollars

2662
02:11:39.119 --> 02:11:39.479
<v Speaker 2>a month.

2663
02:11:39.560 --> 02:11:42.880
<v Speaker 5>Yeah, So, honestly everything you told me, I personally think

2664
02:11:42.880 --> 02:11:46.199
<v Speaker 5>a reverse is right for you. Kelly's John available or not?

2665
02:11:49.600 --> 02:11:50.159
<v Speaker 5>Is that him?

2666
02:11:50.600 --> 02:11:50.960
<v Speaker 4>All right?

2667
02:11:50.960 --> 02:11:52.680
<v Speaker 5>Hold on a second, I think we're going to have

2668
02:11:52.720 --> 02:11:54.560
<v Speaker 5>our expert up. Let me put you on hold. Take

2669
02:11:54.600 --> 02:11:56.800
<v Speaker 5>this break, I'll come back and let's we're going to

2670
02:11:56.880 --> 02:11:58.560
<v Speaker 5>ask our experts. John with CMG.

2671
02:11:58.720 --> 02:12:00.920
<v Speaker 2>Hold on, hie, thank you.

2672
02:12:01.279 --> 02:12:04.560
<v Speaker 9>Go with a sure thing Denver's Best roofer Excel Roofing

2673
02:12:04.640 --> 02:12:05.239
<v Speaker 9>dot com.

2674
02:12:05.279 --> 02:12:07.319
<v Speaker 5>You don't pay a cent until you're content.

2675
02:12:10.680 --> 02:12:14.239
<v Speaker 9>Time for an insurance checkup free no obligation comparison call

2676
02:12:14.319 --> 02:12:17.640
<v Speaker 9>Compass Insurance paying too much your coverage at dozens of

2677
02:12:17.680 --> 02:12:20.399
<v Speaker 9>insurance companies find out now three O three seven to

2678
02:12:20.399 --> 02:12:23.199
<v Speaker 9>seven to one help. You'll think you're his only customer

2679
02:12:23.239 --> 02:12:25.479
<v Speaker 9>when you choose Frank durand the real estate Man dot

2680
02:12:25.520 --> 02:12:28.800
<v Speaker 9>com to list your home with Remax Alliance three oh

2681
02:12:28.880 --> 02:12:30.840
<v Speaker 9>three nine two zero sixteen twenty two.

2682
02:12:32.039 --> 02:12:36.560
<v Speaker 5>All right, listen We've got a lot to knock out

2683
02:12:36.600 --> 02:12:38.880
<v Speaker 5>real quick. I'm gonna bring up Timmy had some questions

2684
02:12:38.920 --> 02:12:42.760
<v Speaker 5>on a reverse mortgage. Hey John Clay CMG mortgage on

2685
02:12:42.800 --> 02:12:45.840
<v Speaker 5>a referral list referral list dot com. He is one

2686
02:12:45.880 --> 02:12:48.359
<v Speaker 5>of my favorite guys. He actually is one of the

2687
02:12:48.359 --> 02:12:52.079
<v Speaker 5>officers with CMG. It's a bank. John can lend do

2688
02:12:52.239 --> 02:12:55.760
<v Speaker 5>reverse mortgages, traditional, the all in one loan, all the

2689
02:12:55.760 --> 02:12:57.800
<v Speaker 5>products you hear about here all the time, but he

2690
02:12:57.840 --> 02:13:00.279
<v Speaker 5>can do them in every state. So if you're listening

2691
02:13:00.399 --> 02:13:04.760
<v Speaker 5>to us on a podcast later on in Texas or Florida, John,

2692
02:13:04.800 --> 02:13:07.159
<v Speaker 5>am I correct and saying you guys operate in almost

2693
02:13:07.199 --> 02:13:07.760
<v Speaker 5>every state?

2694
02:13:09.199 --> 02:13:09.920
<v Speaker 16>You are correct?

2695
02:13:10.000 --> 02:13:12.479
<v Speaker 21>Yes, now every state plus plus Puerto Rico.

2696
02:13:12.640 --> 02:13:15.159
<v Speaker 5>Now, John, oh, plus Puerto Rico. Thank you now, John,

2697
02:13:15.239 --> 02:13:18.600
<v Speaker 5>I'm I'm rushing through this for a reason because we

2698
02:13:18.680 --> 02:13:21.680
<v Speaker 5>have a Nicols Auto Repair update, which you have nothing

2699
02:13:21.720 --> 02:13:24.399
<v Speaker 5>to do with. But here's the bottom line. So Tim

2700
02:13:24.520 --> 02:13:27.000
<v Speaker 5>asked a question, and I love the question on a

2701
02:13:27.079 --> 02:13:30.560
<v Speaker 5>reverse mortgage. I know there's a threshold to how much

2702
02:13:30.600 --> 02:13:33.680
<v Speaker 5>a company can charge because of the kind of mortgage

2703
02:13:33.680 --> 02:13:36.199
<v Speaker 5>it is, so in other words, you can only charge

2704
02:13:36.239 --> 02:13:41.000
<v Speaker 5>so much. But the question is, can can companies charge less?

2705
02:13:41.319 --> 02:13:43.880
<v Speaker 5>Is it worth shopping around? I told him, because you

2706
02:13:43.960 --> 02:13:47.039
<v Speaker 5>guys don't have a middleman, you're the direct bank. Most

2707
02:13:47.159 --> 02:13:50.199
<v Speaker 5>likely you're going to be less for a reverse mortgage.

2708
02:13:50.239 --> 02:13:54.359
<v Speaker 5>So just clarify or correct to me, please, Yes.

2709
02:13:54.279 --> 02:13:55.039
<v Speaker 12>That is correct.

2710
02:13:55.159 --> 02:13:58.279
<v Speaker 21>Definitely, there's definitely there is a cop but you can

2711
02:13:58.319 --> 02:13:58.720
<v Speaker 21>go low.

2712
02:13:58.840 --> 02:14:00.199
<v Speaker 12>Yeh, yep, we can charge.

2713
02:14:00.560 --> 02:14:04.279
<v Speaker 5>So Tim, you could people most of the places. When

2714
02:14:04.399 --> 02:14:07.560
<v Speaker 5>Phonsie's trying to sell you a reverse mortgage on TV,

2715
02:14:07.960 --> 02:14:10.319
<v Speaker 5>those people are gonna be charging the highest. And I'll

2716
02:14:10.359 --> 02:14:13.439
<v Speaker 5>tell you why. Look at their advertising costs. Plus they're

2717
02:14:13.560 --> 02:14:17.239
<v Speaker 5>just middleman. They're paying Fonsie. First of all, Henry Winkler

2718
02:14:17.279 --> 02:14:20.119
<v Speaker 5>can't be cheap. And then on top of that, they're

2719
02:14:20.239 --> 02:14:22.079
<v Speaker 5>just a middleman. They go out and deal with a

2720
02:14:22.159 --> 02:14:25.560
<v Speaker 5>bank like what John works for to actually get the loans.

2721
02:14:25.560 --> 02:14:28.079
<v Speaker 5>So you cut the middleman out and that goes for

2722
02:14:28.239 --> 02:14:31.560
<v Speaker 5>anybody on any of these mortgages. So Tim, real quick,

2723
02:14:31.560 --> 02:14:33.600
<v Speaker 5>do you have any direct questions for John?

2724
02:14:35.560 --> 02:14:35.640
<v Speaker 1>No?

2725
02:14:36.039 --> 02:14:37.600
<v Speaker 2>Just how do I get a hold of him?

2726
02:14:37.800 --> 02:14:40.000
<v Speaker 5>I'll give you his phone number. But here's how most

2727
02:14:40.000 --> 02:14:42.079
<v Speaker 5>people you should do it. For any loan, you need

2728
02:14:42.960 --> 02:14:46.720
<v Speaker 5>partner in lending dot Com simple as that Partner in

2729
02:14:47.239 --> 02:14:51.159
<v Speaker 5>Lending dot Com, Partner in Lending dot com CMG home loans.

2730
02:14:51.359 --> 02:14:53.600
<v Speaker 5>And then the phone number for you though is three

2731
02:14:53.720 --> 02:14:58.239
<v Speaker 5>oh three five seven seven seven two zero six, three

2732
02:14:58.319 --> 02:15:01.760
<v Speaker 5>oh three, five seven seven seven to zero six, And

2733
02:15:01.840 --> 02:15:05.279
<v Speaker 5>he can tell you how the entire process works, how

2734
02:15:05.359 --> 02:15:08.239
<v Speaker 5>quick it is. He can answer every question. John. They

2735
02:15:08.319 --> 02:15:10.960
<v Speaker 5>just basically sounds like they want to line a credit

2736
02:15:11.600 --> 02:15:14.199
<v Speaker 5>because they want to pay off a car. They both retired.

2737
02:15:14.239 --> 02:15:16.600
<v Speaker 5>They get about thirty five hundred bucks a month in

2738
02:15:16.640 --> 02:15:19.880
<v Speaker 5>Social Security. They want that eight hundred dollars car payment

2739
02:15:20.119 --> 02:15:23.199
<v Speaker 5>to go away. They fully own their house, they're in

2740
02:15:23.239 --> 02:15:26.560
<v Speaker 5>their sixties. It sounds like they'll probably get roughly forty

2741
02:15:26.600 --> 02:15:29.840
<v Speaker 5>to fifty percent access to that and a line of credit.

2742
02:15:30.399 --> 02:15:33.159
<v Speaker 5>And you guys will have this conversation. But I'm just

2743
02:15:33.279 --> 02:15:36.119
<v Speaker 5>kind of putting it together. So I appreciate both of

2744
02:15:36.159 --> 02:15:37.560
<v Speaker 5>you on once again. Thank you.

2745
02:15:37.600 --> 02:15:38.279
<v Speaker 4>I'm in a hurry.

2746
02:15:38.439 --> 02:15:42.079
<v Speaker 5>Partner in Lending dot Com. Now, Dmitrie, you talk to

2747
02:15:42.199 --> 02:15:46.600
<v Speaker 5>James with Nichols Auto Repair. You can go back to

2748
02:15:46.680 --> 02:15:48.680
<v Speaker 5>the first hour and listen. But we had him on.

2749
02:15:49.119 --> 02:15:51.960
<v Speaker 5>He basically, I don't want to say he's holding the

2750
02:15:51.960 --> 02:15:56.039
<v Speaker 5>car hostage, but he really is. And this woman basically

2751
02:15:56.079 --> 02:15:58.119
<v Speaker 5>brought it in. She thought it was going to be

2752
02:15:58.119 --> 02:16:02.680
<v Speaker 5>paid for by a warranty. And what's the update. We're

2753
02:16:02.720 --> 02:16:05.399
<v Speaker 5>going to recap everything tomorrow, but what is the update.

2754
02:16:05.760 --> 02:16:07.720
<v Speaker 1>Well, the update is I spoke with James. I called

2755
02:16:07.800 --> 02:16:11.800
<v Speaker 1>him at his request, and he wanted to correct his

2756
02:16:11.960 --> 02:16:16.920
<v Speaker 1>previous statement. He said that he did not get authorization

2757
02:16:17.119 --> 02:16:20.239
<v Speaker 1>from the warranty company to complete the repair. I asked

2758
02:16:20.319 --> 02:16:23.039
<v Speaker 1>him to tell me why. What was the nature of

2759
02:16:23.039 --> 02:16:25.439
<v Speaker 1>that phone call. He said that, Hey, I called the

2760
02:16:25.479 --> 02:16:27.840
<v Speaker 1>insurance the warranty company to see if this is the

2761
02:16:27.920 --> 02:16:31.079
<v Speaker 1>kind of repair that's covered, and they said yes. And

2762
02:16:31.119 --> 02:16:35.520
<v Speaker 1>I mistakenly told you guys earlier today that they approved

2763
02:16:35.520 --> 02:16:36.040
<v Speaker 1>the repair.

2764
02:16:36.319 --> 02:16:37.959
<v Speaker 5>And what do you make of that? You were part

2765
02:16:37.959 --> 02:16:39.840
<v Speaker 5>of this whole phone call. Do we have time to

2766
02:16:39.879 --> 02:16:43.600
<v Speaker 5>play that? Pull that up real quick, dragon, you'd be

2767
02:16:43.639 --> 02:16:50.479
<v Speaker 5>the judge. So basically, what you're saying is the warranty

2768
02:16:50.600 --> 02:16:54.360
<v Speaker 5>company approved it. You guys did the work, but then

2769
02:16:54.399 --> 02:16:57.399
<v Speaker 5>at the end they decided they weren't going to pay

2770
02:16:57.399 --> 02:17:00.840
<v Speaker 5>it because you guys couldn't provide stuff that frankly, you

2771
02:17:00.879 --> 02:17:03.120
<v Speaker 5>couldn't even provide if you if.

2772
02:17:02.959 --> 02:17:05.639
<v Speaker 16>You had to that's exactly correct.

2773
02:17:06.000 --> 02:17:09.079
<v Speaker 5>Oh man, this is an interesting case, James.

2774
02:17:09.079 --> 02:17:12.280
<v Speaker 1>How did the approval get to you? Was it via

2775
02:17:12.360 --> 02:17:15.840
<v Speaker 1>email a text message? That somebody from the warranty company

2776
02:17:15.920 --> 02:17:17.000
<v Speaker 1>call you with an approval?

2777
02:17:17.399 --> 02:17:17.680
<v Speaker 6>What?

2778
02:17:17.680 --> 02:17:18.639
<v Speaker 1>What evidence can we.

2779
02:17:18.639 --> 02:17:19.239
<v Speaker 4>Offer to them?

2780
02:17:19.719 --> 02:17:20.159
<v Speaker 16>I made?

2781
02:17:20.479 --> 02:17:23.920
<v Speaker 17>I made the call to the end to the company

2782
02:17:25.040 --> 02:17:29.040
<v Speaker 17>and yeah, so and it was it was all verbal.

2783
02:17:29.680 --> 02:17:33.159
<v Speaker 5>Do they give you some kind of authorization code?

2784
02:17:33.760 --> 02:17:34.239
<v Speaker 16>They did not?

2785
02:17:35.600 --> 02:17:38.040
<v Speaker 5>All Right, listen, guys, I don't know what to say.

2786
02:17:38.079 --> 02:17:41.159
<v Speaker 5>So he's backtracking on all that? Is that it Dmitri?

2787
02:17:41.319 --> 02:17:43.319
<v Speaker 5>I mean, he's backtracking bottom line.

2788
02:17:43.559 --> 02:17:46.399
<v Speaker 1>Yeah, And I do have some documents to go over

2789
02:17:46.479 --> 02:17:47.239
<v Speaker 1>with you guys tomorrow.

2790
02:17:47.280 --> 02:17:50.239
<v Speaker 5>We're going to talk about this tomorrow right here on

2791
02:17:50.360 --> 02:17:51.719
<v Speaker 5>the Troubleshooter Network.
