Speaker 1: As anyone who's watched or listening to the program knows,
I become an absolute geek for healthcare. Always, always love
the pursuit of science, and I'm just endlessly fascinated with
the change in healthcare, going back to healthcare, Stop making medicine,
go back to healthcare. I've been blessed to get to
know a guy who is the managing director of the
clinic I go to in Mexico, Renewed Healthcare, and I
wanted to check in with Steve. We've had a ton
of podcast family members head down there. I wanted to
check with them. We're going to talk with some of them.
You'll see some footage from some of them. And I
wanted to get an update from him on the clinic.
But also I just wanted to talk about what got
into the head of a mathematician and entrepreneur to say, Okay,
I'm going to leave what I'm doing and go start
this business. We'll talk with Steve Anderson on The Todd
Herman Show. With the help of God Almighty.
Speaker 2: The Todd Herman Show is one hundred percent disapproved by
big pharma technocrats AND's everywhere from the high mountains of
free America. Here's the Emerald City Exile God her Man.
Speaker 1: Today is the day the Lord has made, and these
are the times so which God has decided we shall live.
And they are fascinating times, particularly if you love the
actual application of scientific rigor. Steve Anderson's with us. Steve,
so good to see you again, Welcome back to the
Todd Herman Show.
Speaker 3: God, great to be with you. As always wanted to
ask you.
Speaker 1: I had an opportunity to meet with you, and we're
gonna have some of these doctors on laters. John Figler,
as a legendary hematologist, been on every humatology board that matters.
Richard Jacobe, author of Sugar Crush, got to meet with
those guys. You and I talked in the lobby with
them for a couple of hours, and we all agreed
the American medical system is broken anyways. But you saw
this as an entrepreneur, So what did you see as
an entrepreneur but also as a mathematician and investor.
Speaker 3: Yeah, I think you know a lot of your listeners
probably know that about twelve years ago I got diagnosed
with an awful degenerative disease that had found itself to
my lumbar area, and I was lucky enough to get
into a FDA approved stem cell trial in the United States.
And when I came out of the r and I
met with the surgeon who had done the procedure, which
today we would consider to be incredibly old technology. But
he said, you know, next time, because there is the
next time for me. I'm just in remission and there'll
be an X time. And when that next time happens,
he said, let's do this in my office in Dubai.
And I questioned him about it over you know, about
an hour recepter and talked with each other, and I
found out that we could use donor cells outside the
United States, but not inside the United States. And that
really really was difficult for me to understand because at
that time I really thought that nobody outside the US
and Canada knew anything about healthcare. Only the people inside
the states, in the provinces in Canada knew anything about healthcare.
And then how could that possibly be true? And that
led me, honest, as you know, well, a journey that
led me to longevity and to really see the real
underbelly of the US healthcare system and how corrupt and unfortunately,
how not very helpful it is to patients these days.
Speaker 1: And it is, and there's so many causes when visiting
with your friends and some of the people who now
they're actually getting treatment.
Speaker 4: And that was huge to me.
Speaker 1: That you got guys like doctor Figler going down to
get treatment and people like Richard Jakobe down there. And
I mean, these people know what they're doing with bodies.
They're pretty renowned physicians. There's a lot we've done to
beat our bodies up. I want to talk about that inflammation.
Some of the things they talked about were sugar and
the effects sugar have baking you from the inside out
and such an education. Talk to me about the math,
and this is what I mean is you guys have
had to do this out of a separate country, Mexico,
and you've do it in a very nice place, port
of Arta. But mathematically you're talking about infrastructure and movement
of people down there and investing in things like making
your own oxygen and having this huge hyperbaric chamber. And
yet you don't go out and charge people through the
roof for this. I mean, the treatments you'd get there
are comparable to not even comparable to they're less that
you would pay for a year of some drugs, less
than you'd pay for half a year or some drugs.
So the math works in your favor, I guess. But
what did you see as a mathematician?
Speaker 3: Well, I think well, first of all, it was a
forced right, right, you couldn't do it inside the so
we had we had to pick a jurisdiction. We looked
at a bunch the Bahamas, you know, Panama, Columbia, we
looked at, you know, all kinds of jurisdictions. Mexico had
some good regulatory infrastructure in place that we thought would
be would be great. Again, we're we're running towards that
regulatory infrastructure. We want the regulators watching us and looking
at us. We're not doing anything anybody can't watch, so
we're not running from them in any way. And Mexico
had some good regulatory environment and it was pretty close.
I mean, if you're gonna have to leave the States
to get treated, you know, we're a two hour flight
from Phoenix. There's forty eight non stops a day from
North America to porta Orta, and it's beautiful and we
really latched onto as you know, this idea of a location.
You know, people can come down, we get treated, and
they can enjoy you know, a beach vacation as as
they go along. So, but you're right, it's it's uh,
it's it is difficult. You know, we're not asking people
to jump in their car and drive an hour across
town and be treated and then drive back to their home.
You know, we're asking them to get a passports in
some cases, get on a plane, come see us, and
really invest in their health versus you know what they've
been doing. Right, We all traded our to generate wealth.
Once we finally do get a little wealth, we're willing
to make that trade back the other way as we
get older, and so we're just trying to help accommodate that.
Speaker 1: Yep, well said. And we'll continue to chat with this
a second. You gave me some discussion. I know we
can't use names, but a patient you saw that had
a catastrophic thing happened. There's those the patients you've met
that are family members of this podcast. I want to
go through and talk about some of these successes you've
seen because you get giddy, dude. I've been to dinner
with you and a bunch of times on your check,
and I said, next time I'm buying. So of course
I'm I'm not coming down for a little while. No,
next time I'm buying. But I've seen you get giddies
you talk about these things, so I want to get
some updates from you.
Speaker 3: In this.
Speaker 4: I tripped across a product that I'm holding.
Speaker 1: It's called Wisdom and the fact I haven't taken this
today and I love the way it dayste It's an
oil based herbal discsh that's good supplement. Every time I
take this, it's good cinnamon, etc. And doctor Patrick gen
Tempo was caused to invent this. He was in the
Holy Land. He's a food freedom guy. He does it
podcast about the Lord Jesus and the Word of God
and food. And he came across all the smells, all
of the herbs, and he was touring the Holy Land,
and then looked in the Bible and realized that this
stuff is mentioned so often in the Bible, almost in
a sacred sense. That he studied this and ended up
putting together this product. And I got a note from
a nurse practitioner the other day. I'm probably a naturopathic
netropathic doctor who was saying I have not done a
good enough job explaining the process of putting this together.
Speaker 4: The cold brewing locks.
Speaker 1: In the nutrients, the value to help you have joint
health and mental clarity, focus, healthy response to inflammation that's
locked into the cold brew The light infusion and the
sound vision makes the properties more stable. And he does
this all in small batches, so quality control. I take
this a couple of times a day. My daughter as it.
You're a coffee, so she gets the taste what she loves,
gets the lift of the coffee, but not the jagged edge.
Speaker 4: So try Wisdom.
Speaker 1: You're going to try wisdomnow dot com slash todd. You
are gonna get thirty three percent off. You're gonna get
free shipping at try Wisdom noow dot com, and you
get one hundred and eighty day money back guarantee.
Speaker 4: That's try wisdomnow.
Speaker 1: Dot com slash todd.
Speaker 3: You and I were.
Speaker 1: Visiting about a case. It's sort of an edge case
for you. It's it's not in your wheelhouse. But there
was a woman who had a really bad thing happened
to her, and effectively, you guys stepped in because the
US healthcare system wouldn't step in, couldn't, wouldn't do.
Speaker 4: What was necessary. Can you talk a little about this
lady who got slammed by a.
Speaker 3: Car novel case. We became aware of it about a
week and a half ago, and she actually is a
girlfriend of a friend of mine that I hadn't seen
for several months. And fifty five year old female was
crossing an intersection early in the morning. Car blew a
red light and ran her down at fifty miles an hour.
They estimate by the tracks of the of the skin
marks broke seventeen bones, had a tv I or traumatic
brain injury, laid in the median for about thirty minutes.
Finally had a Mexican National stop and had a landscape
truck and got out and went over to the media
and held her for about twenty minutes till the EMS arrived.
It's an awful story, but has since that was in February.
Really worked hard to get in the US healthcare system
and try to find somebody to help her figure out
what was happening. Lots of imaging done, nobody really could
figure it out. She continued from a cognitive perspective to
really slide in a real negative way, and so when
I became aware of it, I said, hey, you guys
got to come and we'll get you in front of specialists.
So in the first three days she saw six specialists,
including a really top flight neurologist, doctor Gas, who's really
a skilled young man who's on our staff. And we
did three MRIs and he said, this is not complicated.
He said, she is leaking spinal fluid from right around
that L five S one area and then it was
included up near in the top of her circle. And
he said, hey, we gotta we got to go in
and we got to plug these holes. This pressure is
not going to come down in the brain and so
losing her sight, lots of really negative things happening, losing
kind of spatial awareness as to where she is. And
so we went in. Let's see, would have been Monday
morning or no, I'm sorry, it would have been a
Friday morning. We went in and she was supposed to
be the know r three hours. At eight hours and
twenty minutes, he texted me and said that they just finished.
So it was a very difficult case. Is based on
the architectural structure of her but plugged the holes. She
spent one night in the hospital. She came back to
her hotel on Saturday afternoon. I'm really pleased, yeah, that
she's only by God's grace is she is recovering and
the headaches have gone away, that we're debilitating, and the
cognitive gap is closing. She started to get some spatial
awareness back, and so really exciting stuff to be able
to help her. And then we'll be there, of course
to support her recovery as she goes home on Wednesday,
back to the US, and then she'll be back a
month later and be with us for about two or
three weeks as we help her.
Speaker 1: This is one of the issues here as there are
so many people who seek that help.
Speaker 4: I can't tell you.
Speaker 1: In our little tiny clinic on which I'm on the
nonprofit board, we have people show up who no other
doctor will listen, and they'll say things, for instance, after
I got the COVID injections and then the hands go
oh no, no, stop, wait, nope, nope, nope, nothing happened.
You have forgot those injections. Nothing, nothing's wrong. Or you'll
get people coming in and saying I cannot feel my
right hand. I cannot, but there's nothing wrong with you.
There's nothing wrong, and they don't want to dig into this.
In this case, this lady had something catastrophic happen. You
guys have people coming down there who are being told
drugs surgery. In Richard Jacoby, this guy we'll talk to
eventually from wrote the book Sugar Crush, brilliant man. He
has tracked inflammation from the body coming from this huge
amount of sugar about eighty pounds. I think them afaure
American needs refined sugar. Let's just refined sugar. It doesn't
count incidental sugars. They're being told, you know what, we've
got to scrape your tendons. And he used to do
that as a surgeon, right helping people. He was trained
to do this. You guys are attacking things that in
America either doctors won't touch or they will go and
say the only option is to open up your arms
scrape attendant. So like even neuropathy, these sort of diseases
that are annoying to some people but debilitating to others.
Talk about the difference in approach that you have with
the stem cells versus this scraping the way of tendons
for things like carpal ton or neuropathy and This is
the subtext of the question, Steve, is this stuff not
a looted up here because there's so much money made
scraping tendons versus what you guys do.
Speaker 3: Yeah, really, you've got to go back to the basis
of the healthcare system, and you know, like everything else
is all the money, right, So the system is, unfortunately
is architected in the US for these physicians based on
the way that the financial model works, have to see
a lot of patients. The problem with that is that
these difficult cases get missed, get dropped, don't get it,
get the full inspection that they should. If you take
this this fifty five year old woman with a traumatic
brain injury, Nobody slowed down long enough to really understand
the case, to figure out what the problem really was,
even though they had the same images that we had.
Nobody ever, you know, said hey, I need to send
this to an interventional neurologist who can take a quick
look at these images with me, with our neurologists and say, hey,
what are you thinking here? They just they don't they
don't talk to each other. Everybody's in a silo in
the United States, and the financial model is just unfortunately
you know, in the US, the healthcare system just treat symptoms.
And we all know that, right, I mean, that's and
that's the part that shocking is even now patients know that.
I mean, my gosh, if even when I have to
enter the US healthcare system, which I do, I'm having
an issue with my kidney and and so I'm you know,
I've lived in Arizona and in Portboyana, and so I'm
trying to get with US doctors as well as like
the doctors that we have in Mexico. And even I'm
on the inside of this system, I understand how it works,
and I am having a difficult time accessing and getting
somebody to pay attention long enough to help me. So
I think if you go back, I'm sorry.
Speaker 4: I'm sorry.
Speaker 1: You're a man with resources, and this is this speaks
to the brokenness of the model. There are a lot
of people down at renew who shouldn't be alive. One
of them is Adam. Adam has brittle bones. He's supposed
to be dead, and he's been told multiple times he's
going to be dead. He's a guy that can break
his leg standing up from a chair, but he continues
to seek health so he swims and there's other things
he does. He does very very careful ketabout work and
body weight work. If you saw him, he'd never know
that he has this disease. Is a young guy. So
what has kept them going, Well, it's the exercise, it's
God's design and it's the stem cells God designed. He's
one of the doctors down there. So the stem cells
ethically gathered from umbilical cords and placentas only is something
he's infused with on a regular basis because it keeps
growing back body parts that shouldn't be growing back muscle, tendon,
cartilage that's not allowed here. And this economy is being
set up in the safest city in Mexico, Porto Iarta.
There's dental clinics that do things down there they're not
allowed to do up here that you can go in
fifteen minutes get done work down there that would take
you two or three hours up here. I've experienced with
the umbilical cords and stem cells from placentas two times.
I'm taking a group of friends down there. It looks
like we're going to go end of March, four men,
all of them going to take advantage of this see
if they can help you. Go to renew dot Healthcare.
It's our e n U E dot healthcare. Back pain, neuropathy,
being told you have to have shoulder surgery. That might
not be true. You might be able to be healed
without the surgery. That happens on a pretty regular basis.
It's renew Healthcare. Please tell them you're part of the
Todd Hermanshew family. You're a man with resources. You're in
not an insider, but you know the system so well.
And you were saying you go back to being of
the model. You follow the money, this model of stacking
these patients up, seeing as many as possible that can't
possibly be sustainable. So then they start limiting the amount
of time they spend with people so they do not
get to the core of the issue. Where what I've
seen with you guys is you are so careful with
the cat scans before you go get stem cells to
make sure there's no cancer growth. Nothing cancer is going
to cause you. The amount of time you spend with patients,
I mean that model that math, and you still are
spending less than a year of certain meds. That blows
my mind, Steve, that you can do that and get
those results.
Speaker 3: Yeah, have he taken in the case that you presented,
which is a neuropathy case, right, I mean there's several
reasons for neuropathy, right, I mean that's the first thing
that we should say. Not every neuropathy is the same,
but let's just take out just a standard case. You know,
you're talking about roughly forty eight one hundred to five
thousand dollars to address that issue. And neuropathy is one
of those what we would call high efficacy treatments, meaning
that I know, for a lot of listeners that are
out there, I know I hear it every day from patients.
We treat a lot of neuropathy. You know, when you
get in bed, you take those covers across your toes
and it feels like somebody's jam on a knife in
your foot. Yep. I know it seems daunting, like there's
never going to be a fix to this. The drugs
aren't working, the therapies aren't working. But I'm telling you
there's relief out there. We see it every day with patients,
and you can given the right understanding of how you
got it, how it sustained itself, and how it presents itself.
It's a relatively easy one of these what we would
call low hanging rude opportunities for people to feel better, and.
Speaker 1: The low hanging fruit opportunity. I want to talk about
this is this role of inflammation. This was what blew
my mind is hearing John Figler, who comes at this
as a hematologist.
Speaker 4: He's a blood doctor. He sees everything, blood goes everywhere.
Speaker 1: In the nineteen seventies, I think he was involved in
the first ever stem cells transplant. He comes at this
from a h hematology direction. The inner workings of the
body the most key thing. I mean, there's a reason
that we are washed in the blood of Christ.
Speaker 4: Blood is life.
Speaker 1: Then you have a pediatrist, and that's misunderstanding. People say
a foot doctor.
Speaker 4: Oh yeah.
Speaker 1: Also a guy who's one of the most specialized in.
Speaker 4: Advanced nerve surgeons in the country.
Speaker 1: When I was down to Steve's clinic in Mexico, had
a conversation with two doctors down there, and doctor Figler
and I were talking before and after his treatment, and
doctor Jacoby and I got to talk on the van
and the way over. In fact, so did doctor Figler
and I in separate rides. I had breakfast with Richard
and talked about sugar. This is his expertise. Written a
book called Sugar Crush. He makes the case that with
the eighty to eighty five pounds of refined sugar that
Americans eat every year, with the help of our government,
by the way in the food pyramid, we are baking
our bodies from the inside out and in fact causing
a lot of these diseases with their tendons. Doctor Figler
talked about inflammation that he sees at a blood level
causing all sorts of mayhem within our bodies. We all
talked about the brokenness of the healthcare system. Steve, one
of the first things I noticed about the treatments I
got from you guys, and this was nuts. It still
blows my mind. I was down there, I think, nine
days after my last surgery, and I still hurt, my
arm still hurt. I saw the sling, I got the
stem cells in the hyperbaric chamber treatment. And in the
morning I woke up and I was rolling over and
I forgot which arm.
Speaker 4: Was operated on.
Speaker 1: So for just a second I had to stop in bed,
go wait, wait, wait, don't push off with a surgery arm.
And I had to wake up and go that's right,
right arm, right arm, because I had the left arm done.
Talk about the role of inflammation and how you see
that help. And then let's bring into this some of
the cases you've had with some of our podcast family
members who've been down to see you and what you've
been able to do with them. And I know that
we're going to run some some videos of these little later,
but start start first of all that information that inflammation
front with the stem cells, do there?
Speaker 3: Yeah? Sure? So the the Wharton's jelly derived so they're
technically called day zero Wharton's jelly derived and mazankomal stem
cells are the stem cells that we use. They come
from donors. They have been screened their their donors that
have not been vaccinated. That's a requirement. And they have
basically three properties that are associated with them, really four,
but the top three are they're in your body to
fight inflammation. That's why they're there.
Speaker 2: Right.
Speaker 3: Remember when you were a kid and you fell down
and scraped your arm, two or three days later, it
was it was gone. You know, didn't it look like
nothing happened. That was that that was taking down the inflammation.
And then the second the property is kind of regenitive
nature of it, so they assign themselves when they go
to the site of whatever that injury is. In your
particular case with your shoulder surgery, that they went and
they started to take that inflammation down that was caused
by the disruption or the manual fix in your shoulder
where they're physically cutting and splicing together you know, the
areas of your shoulder that were injured, and so that's
a huge red alarm. All the stem cells raised there.
Obviously we strategically position them with our orthopedic surgeon to
put them directly at the sight of the repair. First
thing it did was take that inflammation down. Inflammation and
pain our cohorts together. Right when you have inflammation, it hurt,
and so that's why you saw kind of a reduction
of the pain itself. And then over some period of
time generally kind of two to six months, you start
to see this regenitive nature of it where they go
in and they start to really assign themselves as either
cartilage cells or to sign themselves a soft tissue and
really start to repair those areas where in your case
they put the fix together. They went in and cemented
that fix together. The great news is that the hyperbear
chamber is great and speeding up recovery. We do a
lot of what you did, which is called it's post
surgery recovery protocols, where people come down. We just had
another big podcaster like you, Nico Veraza, and we used
to be a professional ultra marathon or so they around
one hundred miles in a race in the desert or
whatever that is. And so same thing had his fifth
surgery to Deadman Clinic, came down about the same roughly
same timeframe as you. We again support it by injecting
it at the same time, and he's doing incredibly well,
just like you did. Right. You add that hyperbaric oxygen
to the which generates ATP in your system, and then
we do that with the stem cells and you're off
and running.
Speaker 1: Yeah, and the recovery has been and I've talked to
this in the program with the labor but it's been
it's world's apart. It was a little bit of a
different injury. My left shoulder completely blew up. This was
a surgery choice. They just want to be fair there.
But I had my push ups back in twelve weeks.
I had my pull ups back in twelve weeks. I
didn't get push ups or pull ups for thirty two
to thirty six weeks with the other with the other arm,
just utterly, utterly, side by side, insane through December thirty first,
do you have an opportunity to save a ton of
money on bone Frog Sellers. This is the wine created
by bone Frog. My friend Tim Kirkshak, founder and CEO
of bone Frog Coffee, created bone Frog Sellers. You get
thirty percent off bone Frog Sellers wine, so you get
a bone Frogsellers dot com slash Todd.
Speaker 4: There is a coat.
Speaker 1: It's BF Wine thirty exclamation point, so just think bone
Frog line thirty percent, bfline thirty exhumation point. That's on
the twenty eighteen, twenty nineteen cabs and Merlow's. But also
this there are great deals on all the merchandise, coffee, mugs, caps,
bone Frog Legacy Group Challenge coin that's designed by the
News Navy Seal. That's Tim designed this coin and it
has a great story behind that t shirts. He makes
some of the best merchants. Every time I think I'm
wearing his merch I'm not. I value bores merch all
the time. That's also at Bonefrog Coffee dot com dot
Todd or Bonefrogsellers.
Speaker 4: Dot com slash Todd.
Speaker 1: And I want you to address quick Steve. We're gonna
show some videos here. These are some patient testimonials. These
are from renew, these are healthcare, these people are podcast
family members, and we're going to show these now neonimal
run days, and I want you to see some of
the work they've done.
Speaker 4: And then we come back Steve, I want.
Speaker 1: To talk about what you would do if you wanted
to fix the US healthcare system, and you you're an American,
you live here, you've had the problems trying to access it,
what you would do for that. Take a look at
some of the work that he's done with some of
our podcast family members.
Speaker 4: He brought he brought it up.
Speaker 5: Well, my name is Brent Wyman, and we came down.
We found out about this place. This from a person
that I listened to on podcast, Todd Herman.
Speaker 3: That's it. That's the like, No, that's everything, that's it.
Speaker 5: That's it.
Speaker 3: Wait, what did I just get? I just got the PRP.
I was it?
Speaker 1: That's the census too, the whole Well, that's it.
Speaker 5: And he talks about it a lot, and I know
that he had been down here recently and he'd had
some work done on his shoulder and ankle, and he
raved about the results and how much faster he healed
than you know, traditional medicine in the US. And I
have arthritis and and all colitis, and I was looking
for something and I tried a lot of medications and
had problems with the side effects of those medications. So
we thought, you know, we would give this an opportunity
to see, you know, if you don't work for us.
And you know, the care has been spectacular. I mean
from from the minute we got picked up at the
airport and everywhere in between, it's been first class all
the way.
Speaker 6: Yeah, we've had a really good experience. It's been great,
and you know it's just you know, you can come
down and relax and take a little vacation while you're
doing it, and you know, there's nothing more important than
your health and us being fifty five, you know, if
we're doing that now, it's it's going to improve.
Speaker 4: Our later age, you know.
Speaker 6: So that was kind of like we could spend it
on you know, toys or things, but what a better
way than to spend it on your.
Speaker 1: Health incredible, incredible, and the fact that people will respond
to me word of mouth sending people to Mexico. I
take that as a huge voticonfidence.
Speaker 3: Steve.
Speaker 1: It's a mind blower that people do that. I'm so
thankful for that. We talked with the doctors, Jacoby and Fiegler.
We talked about some of the fixes, and you know what,
they've made their own fixes. Both these guys now operate
outside the insurance roll up and they now do direct
patient care. What do you think is the key to
correcting healthcare in America?
Speaker 3: Yeah, I think it's relatively simple. You know, you've got
to fix the financial market. You know, the way in
which the model is built. This you know, this idea
that we're kind of pushing toward a single payer, which
we're hearing from from some folks and running for office,
is kind of the absolute worst case scenario, right if
private insurance goes away, you know, you go the way
of Canada. For instance, about forty percent of the patients
that we treat come from Canada, primarily because in a
single pair system like they have, they can't get access.
It might take them to see a neurologist, could take
six or eight months. It could take four months to
get an MRI. It's really a difficult structure. And so
for us, they can come down and they're absolutely shocked.
Tod They'll call and say, hey, how long will it
take us to get in? You know, do I need
to plan? You know, can I get an image and
you know I get an MRI or CT? And I said, well,
you could come tomorrow. We could get you a CEEC
tomorrow or an MRI tomorrow. And they're absolutely blown away
by this. They can't imagine how that's even physically possible
ye to do that. So I think that the fix
is is that you've got to figure out how to
get physicians to stop focusing on treating symptoms and start
focusing on treating the core issue. Now, functional medicine physicians
have really made a lot of progress in that area.
But again, you know, functional medicine is one of those
things that falls outside of this kind of big pharma
funded you know, big pharma funds, medical schools, the FDA,
the NIH you know, it's as you well know, it's
a very very corrupt system where you you know, you
would say to yourself, there's conflicts of interest everywhere you
look in the system, you know, think about the they
hold what eight as I understand, eight out of ten
of the top spots on nightly TV selling a product
on TV that you can't directly buy from them on
TV you have to go through an intermediary or a physician.
I mean that is a clear attempt to control the
narrative of big media. I mean, you know, I can't
write bad things about people that pay my bills, and
I really think that's a conflict of conflict of interest.
There are several along the chain, but I don't think
until the amount of money the big pharma spends to
fund medical schools, where if you look at the number
of courses that a physician has about how to write
prescriptions and how to versus nutritional classes, where you can
take this kind of big agriculture out of the system.
Speaker 1: And here's my thing, Steve, it is about the money.
And here's where the money needs to go. It needs
to go back into the hands of people. Corruption follows money.
The love of money is the root of all evil.
The love of money. Now, my friend Zach Abraham, the
chief investments are borrowed capital management. He doesn't love money.
He stewards it. What he loves is managing risk for people.
What he loves is seeing people enter into retirement with
a successful plan. And Zach has a unique way of
describing what a successful retirement means. It's not what some
other people would do. Other people will show you pictures
of beach vacations and two million dollar RVs and multiple homes,
and maybe that's what you want.
Speaker 4: What is it what you could afford?
Speaker 1: Zach engages in risk management by actively managing every single portfolio,
which can reduce risk and volatility. And he will look
at your accounts. They'll look at your equity and your home,
your investment accounts, any sort of outstanding debts you have,
and he will tell you how exposed you are to
risk and how near you are to successful retirement. And
here's how Zach define success in retirement, knowing exactly how
much money you will have every month for the rest.
Speaker 3: Of your life.
Speaker 1: And he'll look at these portfolios for free, no obligation.
Just call him an eight sixty six seven seven nine risk.
That's eight sixty six seven seven nine risk, or go
to Know your Risk radio dot com and he'll make
that happen for you well. Work Capital Managements and Investment
Advisor representative of Truk Financial LLC and sec Register Investment Advisor.
Investments involve risk and are not guaranteed. Past performance isn't
carentery future results Truck twenty four Dash three seven eight.
So I'm a big, big fan of this model of
it's not single payer, it is tax write offs for
using our money wisely. In regard to healthcare, there's an HSA.
You know, you have the health spending accounts again, all
this stuff, But what about just a tax write off
for core healthcare needs, doctor visits, for wealth care, child visits,
fixing broken bones, core needs like this, graduating up into
when you have a real catastrophe, being able to choose
a doctor based upon the fact that you know you're
gonna get your money back on taxes. We're already giving
money to people who don't have enough income for this.
Speaker 4: That's not going to stop Medicare, Medicaid that's there.
Speaker 1: I would also take that money and apportion it to
the individual, because this is the studies that I've seen.
When you know you're paying the bill and the doctor
comes into the and you're in the hospital saying and
they bring you aspirin. You're going to say, wait a minute,
how much does the hospital aspirin cost? And this is
where the costs are so interesting. Oh, the hospital aspirin.
Speaker 4: Is it's ten dollars per pill. Nope, I brought my own.
I'll use my own. Thanks.
Speaker 1: The studies show that when people are controlling their own money,
they ask questions like, wait a minute, am I paying
for that sock you're putting on me.
Speaker 4: Truly, when I had my last surgery, they were putting
a nylon on my arm. I said, wait a minute,
am I paying.
Speaker 2: For that nylon?
Speaker 1: I'll bring one next time. So if we were to
do that, I think that would be a monument shift.
And if there's an insurance model, let them compete, but
let the individual people actually shop for care. Last thing
is this, in direct patient care models they publish prices,
which is to be legal. You couldn't publish the price
range of a surgery. Force them to do that. I think, Steve,
those are the big economic changes that could change healthcare
for the better in the United States.
Speaker 3: Yeah, I think that's right. You know, so in the
US system, you know, insurance is very difficult to get.
It's you know, it's expensive. Ye, and what I have
found in my understanding because I'm a little bit on
the inside, I understand how the system works. I understand
the difference between a hospital aspert and a regular aspirt.
But if you just pay cash, it is surprising how
inexpensive so many ideas. See. Yes, it's telling me because
the first thing I say is can I have your
insurance card? And even though I have insurance, I say no, No.
For this doctor's I want to pay cash, and it's
shocking how inexpensive it is in some cases to do that.
Or I want to get an MRI. Remember when MRIs
w fifteen one hundred and seventeen hundred dollars. Yeah, I
just sent one somebody to get a lumbar MRI here
in Phoenix to a big provider and it was two
hundred and fifty dollars.
Speaker 1: Cash, right right, they find out your cash. I did
the same thing for time's sake. When I was coming
down to see you and I got an MRI. I
needed to hurry it along, and before I couldn't see
you couldn't help me with the left shoulder. You said
come down afterwards, but you couldn't help me prior and
so when we were going through that, I needed to
hurry and get that done. And I went in and oh,
we'll need insurance approval. I said, no, I'll pay cash
and insurance. In Idaho it was nine hundred bucks. They
came back to me one hundred and fifty bucks and oh,
if you're going to pay cash. If people understood this
more and understood that insurance is simply a big way
for big companies to make more money because they're all
in on this, and I think things would change. I'm
so blessed to have you as a partner and a friend,
and I look forward to seeing you. I'm planning on
coming down sometime in November to see you guys and
hang out and get some more stuff done. And thank
you for the testimonis. Thank you for by the way,
thank you for you do this with everybody. It's not
because they're podcast family members, but thank you and James
and your whole team for spending time with human beings. Man,
that's a big deal that you guys do that. Thank
you for treating our podcast family member so well.
Speaker 3: Yeah, I know, happy to do it. It's it's, as
you rightly point out, it is a labor of love.
It's you know, how do we help people get better
or the higher quality of life which is really important.
Speaker 4: Yep, appreciate it.
Speaker 1: Thank you, Steve God, Thank you for the miracle of
stem cells. Thank you for people who will wisely steward
the resources you've given them, including intelligence. This is the
Todd Herman Show. Please go, be well, be strong, be kind,
Please make every effort to walk in the light of Christ.