WEBVTT 1 00:00:05.280 --> 00:00:10.160 Ripped off, you need advice. 2 00:00:10.039 --> 00:00:15.279 You don't help, come running just as fast as you can. 3 00:00:16.519 --> 00:00:17.839 Shooter's gonna help. 4 00:00:18.120 --> 00:00:25.120 Come, man, this is the Troubleshooter Show. No Tom Martinez, welcome, Welcome, 5 00:00:25.160 --> 00:00:27.559 my friends to the Only Shovin's Time. We're here to 6 00:00:27.559 --> 00:00:31.079 solve problems, answer questions, take complaints. Our goal in life 7 00:00:31.160 --> 00:00:33.880 is to make your life. That's right, your life just 8 00:00:34.000 --> 00:00:36.640 a little bit better. You've been ripped off, maybe a 9 00:00:36.719 --> 00:00:39.520 contractor showed up, decided not to do any work, or 10 00:00:39.520 --> 00:00:41.920 did horrible work, and you need help. You need help 11 00:00:41.960 --> 00:00:44.719 trying to recoup that money. You need help, maybe trying 12 00:00:44.719 --> 00:00:47.479 to just find the guy to finish the job. That 13 00:00:47.640 --> 00:00:50.640 is what we're here for. We use the power of 14 00:00:50.679 --> 00:00:53.880 the media to go after well. I'll put it like this, 15 00:00:54.359 --> 00:00:56.960 the scumbag said, don't do what's right. That's what we do, 16 00:00:57.200 --> 00:00:59.759 and we do it every day, day in, day out. 17 00:01:00.079 --> 00:01:02.119 Maybe you got a problem with the landlord, maybe you 18 00:01:02.240 --> 00:01:06.079 just got a financial question. Maybe you've got something to 19 00:01:06.159 --> 00:01:08.920 say about where we live, because I do. Right now, 20 00:01:09.400 --> 00:01:14.599 what happened to Mike Kaufman and our governor saying that 21 00:01:14.799 --> 00:01:18.560 this gang thing was just overrated? Remember when Trump was 22 00:01:18.599 --> 00:01:22.640 here in town in Aurora, and there was about fifty 23 00:01:22.840 --> 00:01:25.879 thousand people lined up to see him. Susanna and I 24 00:01:25.920 --> 00:01:27.599 were there. In fact, we were the front of the 25 00:01:27.640 --> 00:01:31.879 standing row. We did in line eight hours, absolutely amazing. 26 00:01:31.920 --> 00:01:33.879 We listened to him talk about it. Then later on 27 00:01:33.920 --> 00:01:36.439 the news we heard Kaufman, by the way, which is 28 00:01:36.480 --> 00:01:39.920 a Republican, which is mind blowing. He might as well 29 00:01:39.959 --> 00:01:43.400 be Liz Cheney actually, but what we had to hear 30 00:01:43.840 --> 00:01:46.920 from him was, Oh, it's blown out of proportion. There's 31 00:01:47.000 --> 00:01:49.760 nothing going on here, nothing at all. It's only a 32 00:01:49.799 --> 00:01:53.439 handful of people, a couple people. Paulus said the same thing. 33 00:01:53.480 --> 00:01:56.719 And now we find out fourteen of them or nineteen 34 00:01:56.879 --> 00:02:03.120 suspects I'm reading now nineteen suspect Aurora home invasion stab 35 00:02:03.239 --> 00:02:08.560 people pulled their fingernails off. Can you imagine, guys? Can 36 00:02:08.599 --> 00:02:11.840 you imagine how that would feel? And of course these 37 00:02:11.919 --> 00:02:15.680 were immigrants they were targeting, probably from the same country 38 00:02:15.759 --> 00:02:20.199 they are. It's absolutely unbelievable what this town has become. 39 00:02:20.919 --> 00:02:24.639 I don't understand why. I do think they are dealing 40 00:02:24.680 --> 00:02:26.879 with ice right now. I think they are going to 41 00:02:26.919 --> 00:02:29.960 allow ice in to remove these people. But would they 42 00:02:30.000 --> 00:02:33.840 do that in Denver? This is Aurora, but Denver's still not. 43 00:02:34.039 --> 00:02:36.159 I don't know what. I would love to know what 44 00:02:36.240 --> 00:02:40.360 Polish thinks of that. So you apprehend nineteen gang members 45 00:02:40.360 --> 00:02:44.240 that tortured illegal immigrants that are terrified to be here. 46 00:02:44.520 --> 00:02:47.479 They were probably dropped off in that apartment complex by 47 00:02:47.520 --> 00:02:51.439 our own government, probably by Polish. I mean, I don't 48 00:02:51.439 --> 00:02:55.240 know by somebody think about that. Frank durand the real 49 00:02:55.319 --> 00:02:57.400 estate man joins me, Frank, what do you think when 50 00:02:57.400 --> 00:02:59.879 I start to show off with something like that? 51 00:03:01.000 --> 00:03:04.080 It's mind blowing, brother. You know, it's really tough to see. 52 00:03:04.360 --> 00:03:07.319 You know, we were told there's nothing going on. Don't 53 00:03:07.360 --> 00:03:10.479 believe your lyon eyes. Look over here, and now once again, 54 00:03:10.680 --> 00:03:16.879 national news across the entire country. Nineteen people, fingernails pulled out, 55 00:03:17.039 --> 00:03:20.840 people tried to warn us, but nope, nothing here to see. 56 00:03:21.039 --> 00:03:24.360 Don't worry about it. We're Denver, We're sanctuary city. I 57 00:03:24.479 --> 00:03:27.919 realized this was Aurora, but same thing. Honest to goodness, 58 00:03:28.159 --> 00:03:32.120 I just can't believe what this has become in this 59 00:03:32.319 --> 00:03:34.719 doc any thoughts on the whole thing. You've lived in 60 00:03:34.759 --> 00:03:36.319 Colorado about as long as I have. 61 00:03:37.000 --> 00:03:40.240 It's just it's mind boggling the minds of these liberal, 62 00:03:40.319 --> 00:03:45.159 progressive people who don't understand the repercussions of what they're doing. 63 00:03:45.919 --> 00:03:48.599 I just can't understand it either, Suzanne, what are your 64 00:03:48.639 --> 00:03:49.080 thoughts are? 65 00:03:49.199 --> 00:03:51.280 I think they need to turn the people over to ICE. 66 00:03:51.520 --> 00:03:53.680 Wat I'm out of here. I think they are turning 67 00:03:53.719 --> 00:03:57.759 these people over. But I'd be really curious how Denver 68 00:03:57.800 --> 00:04:00.560 would do this if this happened in Denver, I mean 69 00:04:00.599 --> 00:04:03.960 I really would, would Denver actually turn him over to ICE? 70 00:04:04.000 --> 00:04:06.680 How about New York City? I guess I guess he's 71 00:04:06.719 --> 00:04:07.879 gonna be working with him. 72 00:04:08.159 --> 00:04:11.120 I would love to hear somebody, if they're listening in 73 00:04:11.159 --> 00:04:16.759 the audience, why somebody who is here illegally and commits 74 00:04:16.759 --> 00:04:19.160 a violent crime should not be deported. 75 00:04:19.399 --> 00:04:21.120 Now I have no idea why. 76 00:04:21.279 --> 00:04:23.439 Yeah, I would love to hear somebody who believes that. 77 00:04:23.800 --> 00:04:26.680 I mean, we're not talking about Polish. I'm here, gets 78 00:04:26.680 --> 00:04:28.319 a job and tries to raise a family. 79 00:04:28.480 --> 00:04:33.079 Polis is Mike, who's the Who's the mayor of Denver? 80 00:04:33.160 --> 00:04:33.360 Now? 81 00:04:33.439 --> 00:04:34.800 I forget his name? Johnson? 82 00:04:35.160 --> 00:04:37.959 Yeah, I would love to hear why should. 83 00:04:37.879 --> 00:04:39.560 He said he was going to fight it. He said 84 00:04:39.600 --> 00:04:42.360 he's gonna get people to stand on the border and 85 00:04:42.360 --> 00:04:47.680 fight Ice. Ah what kind of moron says that? Well, 86 00:04:47.959 --> 00:04:51.240 and in no offense. I do watch Kyle Clark. I 87 00:04:51.319 --> 00:04:55.600 watch that next, and Suzanne thinks it's funny. I watch 88 00:04:55.639 --> 00:04:57.800 it because he always gets me in an uproar. I'm 89 00:04:57.800 --> 00:05:00.720 always screaming at him. But I find the guy entertaining. 90 00:05:00.920 --> 00:05:03.600 I think he's pretty good at doing a show, even 91 00:05:03.639 --> 00:05:07.680 though I disagree with probably every bit of political blood 92 00:05:08.079 --> 00:05:10.560 that runs through him. But he was one of the 93 00:05:10.600 --> 00:05:13.480 locals that was saying, oh, there's nothing out there, there's 94 00:05:13.519 --> 00:05:17.240 no gang members, it's just a couple people. He downplayed it, 95 00:05:17.399 --> 00:05:21.720 just like everybody. That drives me crazy. And then that's 96 00:05:21.720 --> 00:05:25.279 what people hear in Colorado. They hear this really didn't happen. 97 00:05:25.920 --> 00:05:30.839 I mean, this is nuts. It's absolutely nuts. Go ahead, doctor, 98 00:05:30.920 --> 00:05:31.560 I'm saying. 99 00:05:31.360 --> 00:05:34.399 It's just progressive bias. It's the news. 100 00:05:35.000 --> 00:05:38.079 Yeah it is. It's crazy. Three h three, Martino, you've 101 00:05:38.120 --> 00:05:41.439 got any comments on the non existent gangs right here 102 00:05:41.480 --> 00:05:45.959 in Colorado that apparently, you know, we're torturing people, you know, 103 00:05:46.079 --> 00:05:49.519 pulling off fingernails is absolutely insane. And then I think 104 00:05:49.560 --> 00:05:52.319 the other ones were stabbed, they were all kidnapped, and 105 00:05:52.639 --> 00:05:54.879 here we are again. Now I did listen to Kyle 106 00:05:54.959 --> 00:05:58.920 Clark last night. I watched it and he basically told 107 00:05:58.920 --> 00:06:01.720 the story. He of course didn't talk about the last 108 00:06:01.720 --> 00:06:04.480 time you talked about it, where you know, nothing was 109 00:06:04.519 --> 00:06:07.360 going on. It was all overblown and it was just 110 00:06:07.399 --> 00:06:10.199 a handful of people. But now we're talking a lot 111 00:06:10.240 --> 00:06:14.040 of people, kidnapping, torture. What else needs to happen here, 112 00:06:14.439 --> 00:06:16.360 Frank Durant real quick, and we're going to go to 113 00:06:16.439 --> 00:06:18.560 Rick by the way, we got some lines open. I 114 00:06:18.720 --> 00:06:22.720 digress three oh three seven three eight two five five. 115 00:06:22.759 --> 00:06:25.160 That's the phone number, three oh three Martino. I get 116 00:06:25.199 --> 00:06:28.120 so worked up over this stuff. I need to start 117 00:06:28.519 --> 00:06:31.959 calming down a little. In fact, Frank, I'll tell you 118 00:06:32.000 --> 00:06:34.319 what got me worked up a little. In the last 119 00:06:34.319 --> 00:06:37.720 few days. You were helping me with some negotiations. 120 00:06:37.879 --> 00:06:38.079 Right. 121 00:06:38.439 --> 00:06:43.480 Suzanne and I were in Nebraska talk about a small town, 122 00:06:43.639 --> 00:06:47.920 my god, Scott's Bluff, trying to find a rental there, 123 00:06:48.720 --> 00:06:51.160 trying to find some property to buy. So we found 124 00:06:51.160 --> 00:06:54.399 a couple of duplexes. I never heard back from them. 125 00:06:54.959 --> 00:06:57.959 Well can you believe that I made an offer? I 126 00:06:58.040 --> 00:07:02.680 literally made a cash offer on two duplexes, probably about 127 00:07:02.959 --> 00:07:05.519 twenty percent less. I'm trying to do the math here 128 00:07:06.560 --> 00:07:10.360 about twenty percent less and what they were asking. Nothing 129 00:07:10.399 --> 00:07:13.399 moves there. I mean, it's really crazy. I even reached 130 00:07:13.439 --> 00:07:15.879 out to one of our experts when it comes to 131 00:07:15.920 --> 00:07:21.720 investments in property, Barry over at vest Eira, and he said, 132 00:07:21.759 --> 00:07:25.240 there's really no economy there. It's a very small town. 133 00:07:25.519 --> 00:07:27.399 When you go to sell, it's going to be hard. 134 00:07:28.240 --> 00:07:30.560 But what I couldn't believe is I didn't even get 135 00:07:30.600 --> 00:07:33.800 a phone call. That's the part that's nuts. 136 00:07:33.879 --> 00:07:37.279 Well market, it always amazes me when I call certain 137 00:07:37.319 --> 00:07:40.439 towns it's almost like this laid back town of Maybury. 138 00:07:40.639 --> 00:07:43.000 This is like they're small, they just don't care. There's 139 00:07:43.040 --> 00:07:47.120 so relaxed and there's no urgency whatsoever. And that's unfortunate 140 00:07:47.319 --> 00:07:47.720 the town. 141 00:07:47.839 --> 00:07:51.279 Actually I found the people there pretty nice, but it 142 00:07:51.439 --> 00:07:54.839 is a very small town. Man their industry. See, it's 143 00:07:54.879 --> 00:07:57.800 going to be one of these towns where Walmart is probably, 144 00:07:58.319 --> 00:08:01.720 if not the largest in employer, maybe the second. But 145 00:08:01.839 --> 00:08:05.000 there's a big hospital. But the hospital, hey, doc, what 146 00:08:05.160 --> 00:08:08.319 is this? So we were out there helping our son 147 00:08:08.399 --> 00:08:12.160 find a place because he's in retail and he's moving there, 148 00:08:12.240 --> 00:08:14.040 and he said, can you go out? I can't find 149 00:08:14.079 --> 00:08:17.120 anything online, and sure enough, there is almost nothing online. 150 00:08:17.199 --> 00:08:19.720 But when we did find him a nice apartment. Finally, 151 00:08:20.560 --> 00:08:24.319 ninety percent of the people in the complex are short 152 00:08:24.399 --> 00:08:28.319 term doctors and nurses that go through that hospital. Why 153 00:08:28.360 --> 00:08:32.200 would people constantly come and go to a certain hospital 154 00:08:32.279 --> 00:08:34.279 for a short amount of time. I don't understand. 155 00:08:34.360 --> 00:08:37.639 Because they get paid well. They do what's called locum tenants. 156 00:08:38.039 --> 00:08:40.960 So locum tenens is when you go in and you 157 00:08:41.000 --> 00:08:46.080 provide services for a hospital or a town or practice 158 00:08:46.519 --> 00:08:48.080 that needs needs your help. 159 00:08:48.440 --> 00:08:49.519 So in other words, let's. 160 00:08:49.320 --> 00:08:52.159 Say that because no one wants to live there long term. 161 00:08:52.559 --> 00:08:55.320 Well, let's say there was an obgyn. Yeah, I was 162 00:08:55.360 --> 00:08:57.559 in the town. I want to go on a vacation 163 00:08:57.679 --> 00:08:58.480 for two or three weeks. 164 00:08:58.519 --> 00:08:59.919 You got to bring somebody in. 165 00:09:00.159 --> 00:09:04.720 Somebody through local tenons. The organization that supplies that pays 166 00:09:04.759 --> 00:09:05.960 really well, and. 167 00:09:05.879 --> 00:09:07.480 So you do it for two or three weeks. 168 00:09:07.639 --> 00:09:10.360 I got you. That's interesting. So they have the hospital, 169 00:09:10.399 --> 00:09:13.200 they have of course the walmart, and this walmart's so 170 00:09:13.279 --> 00:09:17.320 busy it's nuts. It must pull from every small farming community. 171 00:09:17.399 --> 00:09:21.159 It's bigger footprint than anything in Colorado, including d Ia 172 00:09:21.279 --> 00:09:24.879 Aora everything. It's massive. It's just crazy. And then other 173 00:09:24.960 --> 00:09:29.200 than that, there's a big sugar factory which I never 174 00:09:29.240 --> 00:09:31.159 even thought of that it looks like a big cement 175 00:09:31.240 --> 00:09:33.759 thing outside three O three seven one three A two 176 00:09:33.799 --> 00:09:36.080 five five. Hey, Rick, what is going on here? It 177 00:09:36.120 --> 00:09:39.919 says we didn't assign somebody. Get me up to speed, man, 178 00:09:39.960 --> 00:09:44.240 I just got back in town. Are you talking to me, Rick, 179 00:09:44.480 --> 00:09:45.519 I'm talking to you, Rick. 180 00:09:47.279 --> 00:09:53.399 Oh, yes, sir. I it's attempting to retrieve a security 181 00:09:53.559 --> 00:09:58.399 video at a business idea business with last Wednesday, where 182 00:09:59.240 --> 00:10:03.519 you know, KENNI had broke my steering column and I 183 00:10:03.639 --> 00:10:07.000 just wanted to retrieve the video because he did it 184 00:10:07.080 --> 00:10:10.559 right in the uh, in the in the yard right there. 185 00:10:10.639 --> 00:10:11.919 He didn't put it in the garage. 186 00:10:11.960 --> 00:10:15.440 And well, I've got a couple quick questions here. I 187 00:10:15.480 --> 00:10:17.399 assume you've asked for the video, right. 188 00:10:19.720 --> 00:10:21.000 No, I haven't. 189 00:10:21.080 --> 00:10:22.039 I know. 190 00:10:22.200 --> 00:10:24.879 Why wouldn't you work, for the life of me, explain 191 00:10:24.960 --> 00:10:27.679 to me why you simply wouldn't ask. I assume they're 192 00:10:27.720 --> 00:10:30.600 saying they didn't break it. It was already broken. I mean, 193 00:10:30.639 --> 00:10:32.600 give me a little more. Why do you even want 194 00:10:32.639 --> 00:10:33.440 the video. 195 00:10:35.960 --> 00:10:42.519 To show my points of how my steering column got broken? 196 00:10:42.919 --> 00:10:45.879 Okay? And you think what would show on the video 197 00:10:45.960 --> 00:10:48.799 the guy took a sledgehammer to it. What happened to it? 198 00:10:48.840 --> 00:10:49.919 What's wrong with it? 199 00:10:51.720 --> 00:10:54.480 Well, he turned it all the way too right, which, 200 00:10:54.559 --> 00:10:58.360 of course, Uh, you know to do some work on 201 00:10:58.440 --> 00:11:04.480 a right front marker light? Yeah, totally, you know not. 202 00:11:04.840 --> 00:11:07.919 I mean I had the left one done a year ago. 203 00:11:08.120 --> 00:11:09.600 They put it on the lift. 204 00:11:09.320 --> 00:11:10.440 Did it in five minutes? 205 00:11:10.879 --> 00:11:14.240 Okay, come back to right ones up? He turns a 206 00:11:14.240 --> 00:11:16.120 wheel pop fish. 207 00:11:16.279 --> 00:11:16.480 Yeah. 208 00:11:16.559 --> 00:11:20.080 If I had the video, it would self explain everything. 209 00:11:20.159 --> 00:11:23.320 It would self explain that they did something wrong and 210 00:11:23.440 --> 00:11:25.080 actually broke the column. 211 00:11:26.320 --> 00:11:28.879 It would it would show exactly now. 212 00:11:29.000 --> 00:11:32.600 You said before it took five minutes, so someone else 213 00:11:32.960 --> 00:11:35.200 worked on it before. What was wrong with it? 214 00:11:35.240 --> 00:11:40.120 Then? I didn't say, I said I came in a 215 00:11:40.200 --> 00:11:46.240 year earlier. Yeah, at the left, the left side marker done, 216 00:11:46.360 --> 00:11:49.440 It took five minutes. You put the mechanic at the 217 00:11:49.559 --> 00:11:53.759 same shop, not the same mechanics, but the same shot. 218 00:11:54.840 --> 00:11:56.159 Hit it in five minutes. 219 00:11:56.480 --> 00:11:58.360 So when you went to pick it up and it 220 00:11:58.440 --> 00:11:59.919 was messed up, what are they saying. 221 00:12:01.279 --> 00:12:04.200 I'm sitting right there watching him do it. I didn't 222 00:12:04.240 --> 00:12:06.879 go anywhere to come back and pick it up. I'm 223 00:12:06.919 --> 00:12:09.879 sitting there, and I go and I pay for the 224 00:12:10.039 --> 00:12:13.840 labor that he charged me for the light forty bucks. Okay, 225 00:12:14.080 --> 00:12:17.879 I go, get in the car. Your car. The motor 226 00:12:17.919 --> 00:12:23.720 won't turn on nothing. The steering column is free. It 227 00:12:23.840 --> 00:12:28.360 turns freely. Okay, it's a twenty eleven Alomobile. 228 00:12:28.399 --> 00:12:30.960 All right, Hold on, Rick, I'm starting to understand. And 229 00:12:31.000 --> 00:12:33.600 you were there the whole time. Actually, I do want 230 00:12:33.639 --> 00:12:35.879 to get Kevin on Kelly three oh three seven one 231 00:12:35.960 --> 00:12:38.759 three eight two five five. We got a couple lines open. 232 00:12:38.960 --> 00:12:41.759 You've been ripped off, taking advantage of You gotta scam 233 00:12:41.799 --> 00:12:44.799 to tell us about you. Get the idea, everybody, hang tight. 234 00:12:51.519 --> 00:12:54.759 Go with a sure thing Denver's best roofer Excel Roofing 235 00:12:54.879 --> 00:12:55.480 dot com. 236 00:12:55.519 --> 00:12:57.519 You don't pay a cent until you're content. 237 00:13:00.879 --> 00:13:04.080 Time for an insurance check up free, no obligation comparison 238 00:13:04.240 --> 00:13:07.759 call Compass Insurance paying too much your coverage at dozens 239 00:13:07.799 --> 00:13:10.519 of insurance companies find out now three oh three seven 240 00:13:10.639 --> 00:13:13.440 seven to one help. You'll think you're his only customer 241 00:13:13.480 --> 00:13:15.720 when you choose Frank durand the real estate Man dot 242 00:13:15.759 --> 00:13:19.080 com to list your home with Remax Alliance three oh 243 00:13:19.120 --> 00:13:21.080 three nine two zero sixteen twenty two. 244 00:13:24.639 --> 00:13:27.120 All right, three oh three seven one, three eight two 245 00:13:27.279 --> 00:13:30.399 five five over three hundred million dollars in cash, merchandise 246 00:13:30.440 --> 00:13:34.320 exchanges and refunds. Now, Rick dropped off. So my understanding 247 00:13:34.440 --> 00:13:37.840 was he was on before and basically he wants us 248 00:13:37.879 --> 00:13:40.960 to call over and strong arm these people into getting 249 00:13:40.960 --> 00:13:44.399 the video. He's convinced they did something wrong. Rick, I 250 00:13:44.440 --> 00:13:46.720 have no idea if they did something wrong or not. 251 00:13:46.799 --> 00:13:49.000 But I can tell you this, why you have not 252 00:13:49.240 --> 00:13:52.039 asked them simply asked them for the video. I have 253 00:13:52.120 --> 00:13:54.519 no idea. That's one of the first things I asked 254 00:13:54.519 --> 00:13:56.799 you when you were on and you're like no. So 255 00:13:57.320 --> 00:14:02.360 I personally, if I on the video, I would ask 256 00:14:02.639 --> 00:14:06.000 them for the video or ask them to watch it 257 00:14:06.080 --> 00:14:08.519 with you. If they don't want to give it to you, 258 00:14:08.799 --> 00:14:11.480 they don't have to give it to you because it's 259 00:14:11.559 --> 00:14:15.360 not your video. It's not yours. You could take them 260 00:14:15.360 --> 00:14:18.360 to court, and by the time you get to Discovery 261 00:14:18.399 --> 00:14:21.200 you could ask for it. It's going to cost you 262 00:14:21.240 --> 00:14:24.679 a fortune, and on top of that, on top of that, 263 00:14:25.240 --> 00:14:27.480 I bet the video would disappear. If you know what 264 00:14:27.519 --> 00:14:30.440 I'm saying, these guys probably won't produce it. If they 265 00:14:30.480 --> 00:14:33.320 had to if they really did something wrong, and they 266 00:14:33.399 --> 00:14:36.399 don't want to acknowledge to you that they did do 267 00:14:36.519 --> 00:14:39.679 something wrong and you ended up in this predicament, Well, 268 00:14:39.840 --> 00:14:41.840 what makes you think they're ever going to show you 269 00:14:41.879 --> 00:14:45.399 this video? We've already proven if both of those things 270 00:14:45.399 --> 00:14:48.480 are correct, they messed up, they broke it. They don't 271 00:14:48.480 --> 00:14:51.600 want to take responsibility. They're sure as hell not going 272 00:14:51.639 --> 00:14:54.559 to give you a proof. They've already came out and 273 00:14:54.600 --> 00:14:58.840 said we're scumbacks. You get what I'm saying, Rick, I mean, honestly, 274 00:14:58.960 --> 00:15:01.720 I wouldn't mind having one of our people call over, 275 00:15:02.000 --> 00:15:04.120 but I would still like to understand what the hell 276 00:15:04.200 --> 00:15:07.440 the problem was. If you're saying, what were they Shannon, 277 00:15:07.519 --> 00:15:10.480 you heard the original call, I guess or Kelly, what 278 00:15:10.519 --> 00:15:12.200 were they originally saying? 279 00:15:12.360 --> 00:15:15.320 It was something with a steering column on a Mercedes? 280 00:15:15.440 --> 00:15:16.679 Yes, what was it in there? 281 00:15:16.720 --> 00:15:16.799 For? 282 00:15:17.080 --> 00:15:19.840 A blinker? A tail light? What the hell were they 283 00:15:19.879 --> 00:15:20.440 working on? 284 00:15:20.600 --> 00:15:22.600 Well, he's back on the phone online too. 285 00:15:22.679 --> 00:15:24.879 If you want to go, Rick, what were they actually 286 00:15:25.000 --> 00:15:26.279 fixing on your vehicle? 287 00:15:28.279 --> 00:15:32.440 You're right, marker light? 288 00:15:32.679 --> 00:15:35.399 Okay, and what does that happen? For the life of me, 289 00:15:35.519 --> 00:15:37.759 please explain to me what that has to do with 290 00:15:37.799 --> 00:15:40.399 the steering column, because I'm lost right there. 291 00:15:43.080 --> 00:15:47.120 Okay, so I drove, I drove in there, and I 292 00:15:47.279 --> 00:15:51.200 parted the guy. The guy got in and turned to 293 00:15:51.240 --> 00:15:53.799 steering wheel, turned the car on, turned to steering wheel, 294 00:15:54.399 --> 00:15:57.799 and he was attempting to put the bible in. Okay, 295 00:15:59.360 --> 00:16:01.919 he made a The whole brench of popping noise is 296 00:16:01.960 --> 00:16:05.960 when he's down there, attempted to unscrew it, but nevertheless. Anyway, 297 00:16:06.879 --> 00:16:09.919 he turns the share and will a couple of times 298 00:16:09.919 --> 00:16:13.000 he jumps out, he turns it off and then turns 299 00:16:13.039 --> 00:16:17.759 it again. So after he finishes, I pay it what ap? 300 00:16:18.960 --> 00:16:21.200 And I come out attempt to start my car? 301 00:16:21.519 --> 00:16:22.200 What kind of car? 302 00:16:22.320 --> 00:16:23.080 Is this happen? 303 00:16:24.639 --> 00:16:29.600 Twenty eleven Mercedes seventy thousand miles. 304 00:16:30.320 --> 00:16:33.279 I still don't understand the correlation. What do you think 305 00:16:33.320 --> 00:16:35.320 he did? Do you think he went in there and 306 00:16:35.399 --> 00:16:38.320 intentionally tried to break it? What do you think he did? 307 00:16:38.440 --> 00:16:38.639 Rick? 308 00:16:38.960 --> 00:16:39.039 No? 309 00:16:40.639 --> 00:16:43.720 No, I think he accidentally did it. 310 00:16:44.399 --> 00:16:46.679 Wait, but that's where I want to go. Rick, You've 311 00:16:46.679 --> 00:16:49.080 got to explain this to me. How does one get 312 00:16:49.080 --> 00:16:53.679 into your car and accidentally break your steering column? How 313 00:16:53.679 --> 00:16:54.440 does one do. 314 00:16:54.440 --> 00:16:58.360 That by turning it by. 315 00:16:58.360 --> 00:17:01.960 Turning the wheel tearing on. So by turning your steering wheel, 316 00:17:02.000 --> 00:17:07.119 it broke the it broke the column. Yes, okay, by 317 00:17:07.200 --> 00:17:10.000 turning the steering wheel. Do you understand what you're saying. 318 00:17:10.279 --> 00:17:13.160 You're saying someone went in there, turn your steering wheel 319 00:17:13.200 --> 00:17:15.680 and it broke your car. Wouldn't you think your car 320 00:17:15.759 --> 00:17:17.279 already had an issue at that. 321 00:17:17.240 --> 00:17:23.079 Point after I just started up five minutes ago and 322 00:17:23.599 --> 00:17:27.960 he started it up to turn the Where's. 323 00:17:27.519 --> 00:17:30.160 What I want to do? No, no, no, here's what 324 00:17:30.200 --> 00:17:32.079 I want to do. I'm going to put them on hold. Rick, 325 00:17:32.240 --> 00:17:33.960 I'm going to try to help you. Here's what we're 326 00:17:33.960 --> 00:17:36.720 gonna do, Kelly, I want you to call over and 327 00:17:36.759 --> 00:17:39.000 see if this shop will come on. I would love 328 00:17:39.039 --> 00:17:41.720 to talk to him about rick steering column that their 329 00:17:41.799 --> 00:17:44.079 technician got in turned the wheel and it broke. I 330 00:17:44.119 --> 00:17:46.160 would love to talk to him. So let's get the 331 00:17:46.240 --> 00:17:48.720 number over there. Then I'll even assign it to a 332 00:17:48.720 --> 00:17:50.920 deputy if they don't want to come on, and we'll 333 00:17:50.960 --> 00:17:54.480 go down this this bunny hole. But Rick, they don't 334 00:17:54.480 --> 00:17:57.039 have to give you the video that I can promise you. 335 00:17:57.319 --> 00:17:59.759 But we're going to try to ask them what's going 336 00:17:59.799 --> 00:18:02.519 on and we'll ask him if we can see the video. 337 00:18:02.839 --> 00:18:07.519 But the whole story sounds absolutely insane, It really does. 338 00:18:07.759 --> 00:18:10.440 I mean, Rick, do you understand if you let me 339 00:18:10.559 --> 00:18:13.039 borrow your car, if you I'm going to put you 340 00:18:13.119 --> 00:18:15.839 on hold again if you let me borrow your car? 341 00:18:15.880 --> 00:18:18.160 And I got in there and I turned the steering 342 00:18:18.160 --> 00:18:20.640 wheel and the whole thing broke. I don't think I 343 00:18:20.680 --> 00:18:23.880 would be blame for your car. That's not a thing 344 00:18:24.000 --> 00:18:25.319 a car does normally. 345 00:18:27.880 --> 00:18:31.119 I agree. Okay, he was watching him do it all 346 00:18:31.160 --> 00:18:31.599 the time. 347 00:18:32.799 --> 00:18:35.359 And what did you you were there watching him, What 348 00:18:35.400 --> 00:18:37.559 did you see? What did you see? What did they do? 349 00:18:39.559 --> 00:18:44.039 I seen him start my car up yep, turn the 350 00:18:44.160 --> 00:18:48.359 wheel to the right, yep. Then out see if he 351 00:18:48.440 --> 00:18:52.200 had asked us to the marker light, yep, then he's out. 352 00:18:53.440 --> 00:18:56.160 Then he then he got back in the car. He 353 00:18:56.200 --> 00:19:00.400 didn't start it up. He just cranked the wheel some more, 354 00:19:00.119 --> 00:19:05.440 tore right. Uh, and then basically that's about it. I mean, 355 00:19:05.519 --> 00:19:07.240 he started up, but when I. 356 00:19:07.319 --> 00:19:09.599 Got there, you're saying he broke it. Wait a minute, 357 00:19:10.039 --> 00:19:12.359 are you alleging he broke it when he turned it 358 00:19:12.400 --> 00:19:14.960 back and the power was not on the vehicle, It 359 00:19:15.039 --> 00:19:15.759 wasn't turned on. 360 00:19:17.880 --> 00:19:18.359 Exactly. 361 00:19:18.559 --> 00:19:21.079 Okay, hold on, I do want to ask Kevin that question. 362 00:19:21.160 --> 00:19:22.079 Let's get Kevin on. 363 00:19:27.279 --> 00:19:30.519 Go with a sure thing Denver's best roofer Excel Roofing 364 00:19:30.640 --> 00:19:31.240 dot com. 365 00:19:31.279 --> 00:19:33.279 You don't pay a cent until you're content. 366 00:19:36.680 --> 00:19:39.839 Time for an insurance check up free no obligation comparison 367 00:19:40.000 --> 00:19:43.559 call Compass Insurance paying too much your coverage at dozens 368 00:19:43.559 --> 00:19:46.279 of insurance companies find out now three O three seven 369 00:19:46.279 --> 00:19:46.880 to seven to one. 370 00:19:46.960 --> 00:19:47.240 Help. 371 00:19:47.400 --> 00:19:50.039 You'll think you're his only customer when you choose Frank 372 00:19:50.119 --> 00:19:52.559 durand the real estate Man dot com to list your 373 00:19:52.599 --> 00:19:55.759 home with Remax Alliance three oh three nine two zero 374 00:19:55.839 --> 00:19:56.839 sixteen twenty two. 375 00:19:57.559 --> 00:19:58.440 Hey, don't forget. 376 00:19:59.079 --> 00:20:02.519 You can go to YouTube. I'm typing Troubleshooter Network watches live. 377 00:20:02.640 --> 00:20:05.640 During the breaks, we were talking about the drones. We 378 00:20:05.640 --> 00:20:08.400 were talking about all different kinds of things. Hey, Kevin Colkin, 379 00:20:08.480 --> 00:20:10.480 I do want to ask you this before I bring 380 00:20:10.559 --> 00:20:13.480 break back up. First of all, Hey, what's going on? 381 00:20:13.559 --> 00:20:13.680 Man? 382 00:20:13.720 --> 00:20:14.359 You doing all right? 383 00:20:14.519 --> 00:20:15.920 Okay? Yeah, they're good. 384 00:20:16.000 --> 00:20:19.240 Did you smoke any meat during the weekend? Huh? 385 00:20:19.440 --> 00:20:23.599 We we did a ham? Oh nice, all right, think 386 00:20:23.720 --> 00:20:28.400 spiral ham double smoke it and yeah. 387 00:20:27.000 --> 00:20:29.160 I love him Susanna always gets one of those honey 388 00:20:29.160 --> 00:20:31.799 baked tam. I think she overspends on it. You can 389 00:20:31.839 --> 00:20:34.039 go to Costco get the same thing for half the price. 390 00:20:34.759 --> 00:20:36.039 Twenty bucks, Yeah. 391 00:20:35.799 --> 00:20:38.640 Twenty bucks. Yeah, she's over here shaking her head like now, 392 00:20:38.680 --> 00:20:39.440 there's nothing like that. 393 00:20:39.480 --> 00:20:42.240 There's nothing like a honey baked Tam from the Honey 394 00:20:42.279 --> 00:20:43.400 Baked Tam company. 395 00:20:43.559 --> 00:20:46.200 Mark you haven't had my ham there you go? 396 00:20:46.319 --> 00:20:50.079 Hey, So Kevin, if I hop in a Mercedes twenty 397 00:20:50.160 --> 00:20:53.680 eleven Mercedes something or other, and I want to do 398 00:20:53.880 --> 00:20:56.400 the right front tail light or on the tail light, 399 00:20:56.440 --> 00:20:59.880 the right front marker light or headlight assembly, whatever. So 400 00:21:00.160 --> 00:21:02.359 I get in, I turned the vehicle on. I cocked 401 00:21:02.359 --> 00:21:04.000 the wheel over to the right or left so I 402 00:21:04.039 --> 00:21:08.079 have more access up under the fender. You follow right, yep, yep. 403 00:21:08.240 --> 00:21:10.319 Then I swap out the light. I'm all done. I 404 00:21:10.359 --> 00:21:13.960 get back in. I decide, for whatever reason, not to 405 00:21:14.039 --> 00:21:17.079 turn the vehicle back on, but just to crank the 406 00:21:17.119 --> 00:21:21.519 wheel straight. What damage would that do? Is that even feasible? 407 00:21:23.160 --> 00:21:26.000 Well, with a lot of force, yeah, you could break 408 00:21:26.039 --> 00:21:27.720 the steering lock mechanism. 409 00:21:27.839 --> 00:21:30.519 Sure, So that's what Rick is saying happened. 410 00:21:31.799 --> 00:21:33.519 That's a lot of fun. I mean, that's not just 411 00:21:33.599 --> 00:21:36.480 to grab the wheel and turn. That's that's a big 412 00:21:36.519 --> 00:21:38.839 boy with two hands on the wheel cranking. 413 00:21:38.960 --> 00:21:40.720 I mean you're doing I mean you've got it. You 414 00:21:40.799 --> 00:21:42.799 know you're going to break it. Would you agree with that? 415 00:21:43.559 --> 00:21:44.559 Yes? Absolutely? 416 00:21:44.640 --> 00:21:44.799 Now? 417 00:21:44.880 --> 00:21:47.799 Now Rick, just hearing what Kevin said, why would this 418 00:21:47.839 --> 00:21:50.799 guy get back in and use every bit of force 419 00:21:50.839 --> 00:21:54.240 he has to break your steering column? Why would he 420 00:21:54.359 --> 00:21:54.640 do that? 421 00:21:56.839 --> 00:22:00.960 Okay, Well, I'll tell you what. Two seconds or he 422 00:22:01.119 --> 00:22:04.359 turned it on, the power steering turned it on, turned 423 00:22:04.359 --> 00:22:07.559 the wheel. Now he can ask you wanted to start 424 00:22:07.599 --> 00:22:10.319 your car up? Okay? And then when I get in 425 00:22:10.359 --> 00:22:14.000 it to go, the steering columns broke, their car won't 426 00:22:14.039 --> 00:22:17.440 turn on or nothing else. So I mean, what other 427 00:22:18.240 --> 00:22:19.440 and what. 428 00:22:19.440 --> 00:22:21.160 Did they say at this point? Rick? 429 00:22:21.400 --> 00:22:21.559 Rick? 430 00:22:21.680 --> 00:22:23.559 What did they say? At this point you go to 431 00:22:23.599 --> 00:22:25.200 get in, nothing's working. 432 00:22:25.279 --> 00:22:30.680 What do they say, Oh, he does a diagnostic on it. Okay, Hey, 433 00:22:30.720 --> 00:22:34.000 the steering wheels broke, the steering wheel columns broke, and 434 00:22:34.079 --> 00:22:36.599 the module in it or whatever, all the all the 435 00:22:36.680 --> 00:22:38.960 things that pertains to a steering wheel. 436 00:22:39.039 --> 00:22:42.880 Low, Well what what what? What's the module? If they did, Rick, 437 00:22:42.960 --> 00:22:45.559 for the life of me, please just some of these questions. 438 00:22:45.680 --> 00:22:48.039 Just answer if they gave you or if they did 439 00:22:48.079 --> 00:22:51.960 a diagnostic on it and then handed you something like what, Kevin, 440 00:22:52.000 --> 00:22:54.279 what kind of module would that possibly be? 441 00:22:55.039 --> 00:22:57.480 I want something with the airbag, like clock spring or something. 442 00:22:57.519 --> 00:22:59.319 I'm not sure what you know. 443 00:22:59.279 --> 00:23:03.799 What they're talking about. But Rick, didn't you say, hey, 444 00:23:03.839 --> 00:23:06.480 this thing was working fine till I dropped it off, 445 00:23:06.680 --> 00:23:09.079 and now it doesn't work. And I've been here the 446 00:23:09.119 --> 00:23:11.559 whole time. What's going on? Guys? What do they say? 447 00:23:12.039 --> 00:23:12.559 That's weird? 448 00:23:13.640 --> 00:23:14.240 Oh? 449 00:23:14.359 --> 00:23:17.599 He says those So first she says that it might 450 00:23:17.599 --> 00:23:20.799 be the battery. Now light mind, dude, you've just seen them. 451 00:23:21.000 --> 00:23:24.640 Wait wait, we're talking just about the wheel not turning anymore. 452 00:23:24.720 --> 00:23:27.519 Forget about the reason it's not starting. I mean, that 453 00:23:27.559 --> 00:23:29.839 could be a battery. It could be the ignition got 454 00:23:29.880 --> 00:23:32.200 broke while and all this happened. I mean, there's like 455 00:23:32.279 --> 00:23:35.000 every problem in the world right now. But what did 456 00:23:35.000 --> 00:23:38.880 they say when you drove in and everything's fine, you 457 00:23:39.039 --> 00:23:41.440 go to put in a marker light and now it 458 00:23:41.519 --> 00:23:45.160 doesn't start, it doesn't turn, and it's got a million problems. 459 00:23:45.160 --> 00:23:47.440 Do they go, oh, well, we didn't do anything. What 460 00:23:47.480 --> 00:23:48.160 do they say? 461 00:23:51.119 --> 00:23:51.279 Uh? 462 00:23:51.680 --> 00:23:55.279 They diagnosed. It told me it cost me sixteen dollars. 463 00:23:55.559 --> 00:23:58.680 Hold On, So, Kelly, did we try reaching out to 464 00:23:58.720 --> 00:24:00.839 these people? And what's the name of this place? Rick? 465 00:24:03.240 --> 00:24:03.960 Auto House? 466 00:24:04.200 --> 00:24:05.359 No auto house? 467 00:24:05.640 --> 00:24:06.160 What is it? 468 00:24:10.039 --> 00:24:13.440 I R O Howe Auto House, f I. 469 00:24:13.720 --> 00:24:20.960 R O fire Row Auto House. Hold on, Yeah, I don't. 470 00:24:21.000 --> 00:24:23.839 I don't care about the address. Give Kelly, do you 471 00:24:23.880 --> 00:24:25.960 have the phone number to this place and make sure 472 00:24:26.000 --> 00:24:27.960 it's the right place? Can you do that for me? 473 00:24:28.400 --> 00:24:30.400 And I want to call over there see if we 474 00:24:30.440 --> 00:24:34.440 can't get them on. Look, I can't imagine someone would 475 00:24:34.440 --> 00:24:36.759 get in, not turn the car on, and put the 476 00:24:36.839 --> 00:24:40.799 kind of force Kevin's talking about in order to break it. Kevin, 477 00:24:40.839 --> 00:24:44.119 once again, I mean we're talking. You would know, you 478 00:24:44.119 --> 00:24:46.240 would simply know not to do it right. 479 00:24:47.039 --> 00:24:49.240 No, you got to put two feet up against the 480 00:24:49.480 --> 00:24:51.400 you know, like the firewall and really tug. 481 00:24:51.559 --> 00:24:53.960 Yeah, I mean you're trying to break it at that point. 482 00:24:54.519 --> 00:24:57.079 And why would they do that? That makes no sense 483 00:24:57.119 --> 00:24:59.920 to me. My guess is more of something like this. 484 00:25:01.039 --> 00:25:03.119 They did the headlight, they get back in and the 485 00:25:03.160 --> 00:25:06.119 car won't start. No idea why it won't start. But 486 00:25:06.279 --> 00:25:10.400 something something went awry when they were working on the vehicle, 487 00:25:10.599 --> 00:25:12.640 but I'm not sure what they could have done wrong 488 00:25:12.920 --> 00:25:15.599 from the caller's description, I mean, what do you think? 489 00:25:16.640 --> 00:25:18.880 So? I don't know. He what I remember from the 490 00:25:18.960 --> 00:25:21.920 earlier call is that he went to Mercedes with the vehicle, 491 00:25:22.720 --> 00:25:24.799 and that's what I told him, get them to report 492 00:25:24.880 --> 00:25:28.200 on it, that it's got damaged. You know, did he 493 00:25:28.319 --> 00:25:31.119 do that? You know? That's what I understood. 494 00:25:31.160 --> 00:25:33.799 Wait a minute, Okay, hold on, I'm just gonna go 495 00:25:33.920 --> 00:25:35.839 nuts here. We're going to try to call over there 496 00:25:35.839 --> 00:25:38.119 because i'd like to hear from the shop. Kevin. I 497 00:25:38.279 --> 00:25:40.160 appreciate it, and I'm going to ask him that if 498 00:25:40.160 --> 00:25:42.319 he ever brought it over there, and then, if so, 499 00:25:42.480 --> 00:25:45.240 what did Mercedes say? Is that something? If he brought 500 00:25:45.279 --> 00:25:47.680 it to you, you could look at and see what 501 00:25:47.720 --> 00:25:49.839 the hell happened. I mean, you would never know how 502 00:25:49.839 --> 00:25:52.440 it broke, though, I guess you could tell if they 503 00:25:52.519 --> 00:25:55.000 tugged on the wheel so hard it broke, compared to 504 00:25:55.400 --> 00:25:58.279 if something broke internally that was old. 505 00:25:59.240 --> 00:26:02.000 Yeah, if you have friends as opposed to worn out parts, 506 00:26:02.039 --> 00:26:03.160 it could be pretty obvious. 507 00:26:03.480 --> 00:26:05.960 Yeah, all right, thanks Kevin. Kevin talk and shared in 508 00:26:06.000 --> 00:26:08.640 Auto Tech Home of the three Year. Listen to this 509 00:26:08.759 --> 00:26:12.519 three year nationwide warranty parts in labor, everything they do. 510 00:26:12.880 --> 00:26:14.960 Maybe you need an alternator or break job, want to 511 00:26:15.000 --> 00:26:17.519 save some money, or just need a place to maintain 512 00:26:17.599 --> 00:26:22.640 your car that's reputable and honest and just a good value. 513 00:26:22.839 --> 00:26:26.559 At Shardanauto tech dot Com, we're trying to get that 514 00:26:26.680 --> 00:26:29.240 shop on. We're dealing with that in the background. Mary, 515 00:26:29.519 --> 00:26:32.519 what is this problem with your apartment? And then Alton 516 00:26:33.160 --> 00:26:35.640 Richmond America Man, we used to get a lot of 517 00:26:35.680 --> 00:26:38.359 calls on them. When I'm done with Mary, I'll come 518 00:26:38.400 --> 00:26:40.480 to you. Mary, what's going on with this apartment? 519 00:26:44.519 --> 00:26:45.079 Hi? Sorry? 520 00:26:45.160 --> 00:26:46.039 How to take it off hole? 521 00:26:46.200 --> 00:26:46.759 No problem? 522 00:26:47.119 --> 00:26:49.319 So apparently are you can you hear me? 523 00:26:49.319 --> 00:26:49.640 All right? 524 00:26:49.720 --> 00:26:50.759 I can hear you perfectly? 525 00:26:51.720 --> 00:26:56.480 Oh great, great, okay. So I'm over here at the 526 00:26:56.720 --> 00:27:00.559 Ventana at Colorado Station by there are a nine to 527 00:27:00.599 --> 00:27:02.440 five East Donald, it's off. 528 00:27:02.279 --> 00:27:03.480 The twenty five and Evans. 529 00:27:03.960 --> 00:27:08.880 Apparently there was a water main break on Sunday night, 530 00:27:09.319 --> 00:27:12.000 and of course all of us were sleeping, so nobody 531 00:27:12.039 --> 00:27:17.079 reported it until Monday morning. We have no water at all, 532 00:27:18.160 --> 00:27:20.880 and it's Wednesday. This is day three. And this company 533 00:27:20.960 --> 00:27:24.880 called Burge and Held, which is out of Indiana, doesn't 534 00:27:24.920 --> 00:27:26.759 care and they will not put us up. 535 00:27:28.079 --> 00:27:31.519 You're saying, they're the property management, the. 536 00:27:31.839 --> 00:27:35.279 Company that the Nationwide company that owns this property got it. 537 00:27:36.119 --> 00:27:38.960 So they're saying that they can't put you in another place. 538 00:27:39.000 --> 00:27:41.200 What are they giving you as far as an eta, 539 00:27:41.240 --> 00:27:44.519 Are they offering you bottled water? Are they offering you anything? 540 00:27:44.599 --> 00:27:47.319 I realized you can't take a shower with bottled water? 541 00:27:47.400 --> 00:27:48.359 But what are they saying? 542 00:27:50.000 --> 00:27:54.000 They're giving everybody bottled water, but they're not giving us 543 00:27:54.079 --> 00:27:57.759 a like water truck. I call a water truck company that, 544 00:27:57.920 --> 00:28:01.960 like you know, you can buckets of water with, and 545 00:28:02.160 --> 00:28:05.000 it's called Fusion. They said that they'll call my property 546 00:28:05.039 --> 00:28:06.720 manager and see if they can. 547 00:28:06.960 --> 00:28:09.160 You know, how long are they talking about this is 548 00:28:09.240 --> 00:28:09.799 gonna take? 549 00:28:11.319 --> 00:28:14.680 They don't know, because what happened was yesterday when they 550 00:28:14.799 --> 00:28:17.960 finally found the leak. It took Monday until Tuesday afternoon 551 00:28:17.960 --> 00:28:18.720 to finally find me. 552 00:28:18.759 --> 00:28:20.519 Hey, Doc, you want to make a call over there. 553 00:28:21.359 --> 00:28:22.400 I'll tell you what I think. 554 00:28:22.440 --> 00:28:24.839 I think all she needs to do is get a 555 00:28:24.920 --> 00:28:27.359 room and then we'll go to small claims court. 556 00:28:27.519 --> 00:28:28.480 It's a slam dunk. 557 00:28:28.559 --> 00:28:30.359 Well yeah, but I mean that's a pain in the ass. 558 00:28:30.400 --> 00:28:32.519 Plus I hear she's got a baby in the background. 559 00:28:32.599 --> 00:28:35.119 Now you're talking, Do I assume I'm hearing that right? 560 00:28:36.319 --> 00:28:38.400 Yeah, I've got three children under it. 561 00:28:38.400 --> 00:28:42.000 It's not right. Okay, Yeah, hold on. Doc's gonna call 562 00:28:42.079 --> 00:28:45.200 for you during break and we're going to see. I'd 563 00:28:45.319 --> 00:28:46.799 like to know when it's going to be done. And 564 00:28:46.839 --> 00:28:49.440 if it's not going to be done, Doc's one hundred 565 00:28:49.440 --> 00:28:52.960 percent right, you know, not having water, you could go somewhere. 566 00:28:53.240 --> 00:28:56.680 Most likely they would just reimburse you. Anyhow. I don't 567 00:28:56.720 --> 00:28:59.559 think you'd have to take them the small claims court, because, 568 00:28:59.599 --> 00:29:01.440 I mean, is an essential thing to. 569 00:29:01.400 --> 00:29:02.359 Have unless. 570 00:29:03.640 --> 00:29:08.160 Yeah, this has aft of being terrible and not giving 571 00:29:08.200 --> 00:29:11.240 a damn about the people that are are living here. 572 00:29:11.440 --> 00:29:15.079 Let's shake let's shake them up. We're gonna have dot call. Yeah, 573 00:29:15.160 --> 00:29:17.240 hold tight, Hold tight, I'll come back to you and 574 00:29:17.319 --> 00:29:20.000 he's gonna call right now. In fact, Kelly, make sure 575 00:29:20.000 --> 00:29:23.119 we get that information. And what did Rick have to say? 576 00:29:23.160 --> 00:29:25.119 Did he give you the phone number over there to 577 00:29:25.240 --> 00:29:33.400 the uh Phearah Auto house? Kelly, Kelly, Kelly, Okay, hold tight. 578 00:29:37.640 --> 00:29:40.920 Go with a sure thing Denver's best roofer Excel roofing 579 00:29:41.000 --> 00:29:41.559 dot com. 580 00:29:41.599 --> 00:29:43.599 You don't pay a cent until you're content. 581 00:29:47.000 --> 00:29:50.559 Time for an insurance checkup free no obligation comparison call 582 00:29:50.680 --> 00:29:54.000 Compass Insurance paying too much your coverage at dozens of 583 00:29:54.000 --> 00:29:56.960 insurance companies find out now three oh three seven seven 584 00:29:57.039 --> 00:29:59.759 one help. You'll think you're his only customer when you 585 00:30:00.000 --> 00:30:02.240 it was Frank durand the real estate man dot com 586 00:30:02.279 --> 00:30:05.359 to list your home with Remax Alliance three all three 587 00:30:05.480 --> 00:30:09.200 nine two zero sixteen twenty two. 588 00:30:09.640 --> 00:30:13.079 I just got a call out of the blue from somebody. 589 00:30:13.119 --> 00:30:15.279 You ever get a call from somebody who thought was dead? 590 00:30:15.880 --> 00:30:18.680 I mean, I know that sounds odd, but here's the 591 00:30:18.720 --> 00:30:21.160 guy I've been trying to trace down ghost from the 592 00:30:21.240 --> 00:30:24.880 parts calling Yeah. So during the break, I looked down 593 00:30:24.960 --> 00:30:27.799 and says Ken Roady. I'm like, oh my god, I 594 00:30:27.839 --> 00:30:30.640 thought he was dead. And when I answered the phone, 595 00:30:30.680 --> 00:30:33.039 I literally said, hey man, I thought you were dead. 596 00:30:33.799 --> 00:30:36.519 And he laughed and said, well, I tried a few times, 597 00:30:36.559 --> 00:30:38.680 but I'll catch up with him. But have you ever 598 00:30:38.759 --> 00:30:42.640 received a call from someone you legitimately thought was no 599 00:30:42.720 --> 00:30:45.079 longer with us? Frank Duran, I. 600 00:30:45.039 --> 00:30:46.880 Can't thank you any Mark, but I do remember a 601 00:30:46.880 --> 00:30:49.960 comedian one time. He says, if only if my grandmother 602 00:30:50.000 --> 00:30:52.519 were here, today, I say, hey, Grandma, what are you 603 00:30:52.559 --> 00:30:52.839 doing here? 604 00:30:52.839 --> 00:30:58.160 You've been dead for ten years? Dunn all right, folks. 605 00:30:58.200 --> 00:31:00.640 Three L three seven one three eight two five. Deputy 606 00:31:00.680 --> 00:31:03.359 Doc found out a few things going on. Deputy Doc. 607 00:31:03.440 --> 00:31:06.960 She's headed over. They're scheduling showers at an off site location. 608 00:31:07.200 --> 00:31:08.720 I don't know where. She's just had them on my 609 00:31:08.799 --> 00:31:09.319 way to. 610 00:31:09.279 --> 00:31:10.359 Get a shower and stuff. 611 00:31:10.519 --> 00:31:12.079 Just clean up of three kids, yep. 612 00:31:12.319 --> 00:31:14.000 And she's gonna call me as soon as they get 613 00:31:14.039 --> 00:31:15.799 back cool, and then I'll take it from there. 614 00:31:15.839 --> 00:31:18.839 Yeah, we're gonna try to at least figure out a timeline. Unfortunately, 615 00:31:18.880 --> 00:31:20.680 there's not much you're gonna do when it's only been 616 00:31:20.720 --> 00:31:23.160 a few days. I mean, it's horrible. I would guess 617 00:31:23.519 --> 00:31:27.039 the apartment complex probably didn't even break the main line. 618 00:31:27.160 --> 00:31:29.519 This probably has something to do with Denver Water at 619 00:31:29.519 --> 00:31:33.759 this point, needing to get in there and fix it something. 620 00:31:33.799 --> 00:31:36.200 I assume it was Denver based on the address. Now 621 00:31:36.440 --> 00:31:39.680 three oh three seven one three A two five five, Kelly, 622 00:31:39.720 --> 00:31:43.640 did we reach out to that shop? In fact, my 623 00:31:43.720 --> 00:31:49.079 notes are gone on it here. It is Fierau Auto House. Kelly. 624 00:31:49.400 --> 00:31:51.519 She's reaching out to him right now, so hopefully she 625 00:31:51.599 --> 00:32:01.680 can get yeah, Alton, what's going on with you? Alton? 626 00:32:01.799 --> 00:32:02.200 Are you there? 627 00:32:02.680 --> 00:32:03.240 Take six? 628 00:32:03.599 --> 00:32:04.240 Yeah, I'm here. 629 00:32:04.279 --> 00:32:04.920 What's going on? 630 00:32:05.000 --> 00:32:05.160 Man? 631 00:32:05.240 --> 00:32:07.240 It says you got a problem with Richmond? 632 00:32:08.200 --> 00:32:08.720 Yeah, I do. 633 00:32:09.880 --> 00:32:16.160 Hold le okay, speaker, Yeah. 634 00:32:16.000 --> 00:32:18.559 Oh, Miguel, hold on a second. I'm sorry. Think you 635 00:32:18.559 --> 00:32:20.160 got to put him on. Alton. I got to put 636 00:32:20.200 --> 00:32:22.039 you on hold because I have a business we've been 637 00:32:22.079 --> 00:32:24.359 talking about on the air right now that I need 638 00:32:24.400 --> 00:32:26.640 to talk to. I promised right after the big break 639 00:32:26.839 --> 00:32:28.440 I'll get back to you. I think we have an 640 00:32:28.440 --> 00:32:31.359 angel over at Richmond too, So depending on the problem, 641 00:32:31.599 --> 00:32:34.440 you might have called the right people. So hold on alright, Alton. 642 00:32:34.799 --> 00:32:36.759 I hate to do that to you, but I've got 643 00:32:36.799 --> 00:32:40.680 Miguel on. Miguel. You're the owner of Phiro's Auto House. 644 00:32:40.759 --> 00:32:41.400 Is that correct? 645 00:32:41.920 --> 00:32:42.119 Yes? 646 00:32:42.240 --> 00:32:43.519 Absolutely, I'm the owner. 647 00:32:44.119 --> 00:32:46.799 So I want to ask your side to this story. 648 00:32:47.160 --> 00:32:50.039 It's pretty simple. Rick said he brought his Mercedes over 649 00:32:50.079 --> 00:32:53.039 there twenty eleven. Your guy hopped in. He had to 650 00:32:53.079 --> 00:32:55.839 turn the steering wheel to get access to the front 651 00:32:55.880 --> 00:32:58.519 marker light. They turned it. I guess they put the 652 00:32:58.559 --> 00:33:02.240 new marker light in. Then, according to Rick the caller, 653 00:33:02.680 --> 00:33:05.720 your tech got back in instead of turning the car on, 654 00:33:06.319 --> 00:33:09.000 put a hot just put a ton of pressure on 655 00:33:09.079 --> 00:33:12.759 it and actually broke the steering column. Now the vehicle 656 00:33:12.839 --> 00:33:16.240 won't start, and there's other issues. What happened over there? Man? 657 00:33:16.480 --> 00:33:18.720 All right, let me explain to you. It's something easy. 658 00:33:18.920 --> 00:33:23.559 I mean when when he telling you my tech, I 659 00:33:23.720 --> 00:33:27.359 was the only one person working in his car, because 660 00:33:27.400 --> 00:33:30.000 it was a simple job, just as the light bulb, 661 00:33:30.119 --> 00:33:34.000 the sign market light bulb. And yeah, sure absolutely. I 662 00:33:34.039 --> 00:33:37.039 turned the stating wheel because it's having access to the 663 00:33:37.119 --> 00:33:39.960 light bulb. We need to turn the wheel all the 664 00:33:40.000 --> 00:33:43.440 way to the left, I'm sorry, to the right, and 665 00:33:43.599 --> 00:33:44.680 we have access there. 666 00:33:44.960 --> 00:33:45.160 You know. 667 00:33:45.400 --> 00:33:47.400 I get on the car and turned on the car 668 00:33:47.519 --> 00:33:50.279 and I did my job and I went turned it 669 00:33:50.319 --> 00:33:54.640 off and I'm you know, I just straight straight the 670 00:33:54.640 --> 00:33:56.839 wheel back on their normal position. 671 00:33:57.119 --> 00:33:57.319 Yep. 672 00:33:57.599 --> 00:34:00.119 And I came to my office and I handle the 673 00:34:00.200 --> 00:34:04.880 key to my assistant, which is the one take care 674 00:34:04.880 --> 00:34:08.079 of the office, saying, you know, a charge of the 675 00:34:08.119 --> 00:34:11.400 suprimeplace a light ball and give it the key to him. 676 00:34:11.880 --> 00:34:16.079 And so he was inside of the car and he said, well, 677 00:34:16.079 --> 00:34:19.119 the car won't start. I said, well, hold on, you know, 678 00:34:19.360 --> 00:34:21.039 I mean it's the cold weather. 679 00:34:22.599 --> 00:34:23.159 I check it. 680 00:34:23.239 --> 00:34:24.280 You know how long ago? 681 00:34:24.840 --> 00:34:26.800 How long did it take for you guys to pull 682 00:34:26.800 --> 00:34:28.480 it in when he showed up? How long was it 683 00:34:28.519 --> 00:34:29.320 turned off. 684 00:34:31.679 --> 00:34:34.480 When the turn off probably was I mean just like 685 00:34:34.599 --> 00:34:37.199 five minutes the most, No more than that. 686 00:34:37.320 --> 00:34:39.599 All right, hold on, Michuel. I hate to do this year, 687 00:34:39.679 --> 00:34:42.239 but we're up against a heartbreak and I really want 688 00:34:42.440 --> 00:34:44.760 to get your side of the story out there, because 689 00:34:45.159 --> 00:34:47.320 I figured there was a whole different side of the 690 00:34:47.360 --> 00:34:49.599 story and it sounded like it. Let's make sure he 691 00:34:49.719 --> 00:34:51.519 understands we got to go to break. He'll be the 692 00:34:51.559 --> 00:34:54.000 first back up after it, but I'm dying to hear 693 00:34:54.039 --> 00:34:56.480 the rest of the story. Five minutes later, the car 694 00:34:56.559 --> 00:34:59.679 won't start. Rick says. If he sees the video, it's 695 00:34:59.679 --> 00:35:01.800 going to be evident that they tried to crank the 696 00:35:01.800 --> 00:35:05.119 wheel and broke something. Man, we've got a mystery going on. 697 00:35:05.159 --> 00:35:07.119 Hang tight, another hour coming. 698 00:35:07.239 --> 00:35:10.480 Go with a sure thing Denver's Best Roofer Excel roofing 699 00:35:10.599 --> 00:35:11.199 dot com. 700 00:35:11.239 --> 00:35:13.239 You don't pay a cent until you're content. 701 00:35:14.880 --> 00:35:19.039 Leave time for an insurance check up free no obligation 702 00:35:19.199 --> 00:35:23.079 comparison call Compass insurance. Pay too much your coverage at 703 00:35:23.119 --> 00:35:25.880 dozens of insurance companies find out now three oh three 704 00:35:26.000 --> 00:35:28.599 seven seven to one help. You'll think you're his only 705 00:35:28.679 --> 00:35:31.159 customer when you choose Frank durand the real estate man 706 00:35:31.199 --> 00:35:34.679 dot com to list your home with Remax Alliance three 707 00:35:34.679 --> 00:35:43.480 oh three nine two zero sixteen twenty two. 708 00:35:44.599 --> 00:35:51.719 News you need so you don't have run Inoussas as 709 00:35:51.760 --> 00:35:57.880 we can, Shooter's gonna help. Come man, this is. 710 00:35:57.840 --> 00:36:02.639 The Troubleshooter Show. No Tom Martinez, Welcome, Welcome my friends 711 00:36:02.639 --> 00:36:04.559 to the Only SHOWVI. It's kind of here to solve problems, 712 00:36:04.559 --> 00:36:07.800 answer questions, take complaints. We're here to go after the 713 00:36:07.840 --> 00:36:12.119 bad guys. We have a business owner on who I've 714 00:36:12.119 --> 00:36:14.159 got to get right back to really quick. But I've 715 00:36:14.159 --> 00:36:17.320 got to recap. Rick brought his vehicle over to Firo's 716 00:36:17.360 --> 00:36:19.960 auto house. All they were doing was a marker light, 717 00:36:20.519 --> 00:36:22.320 so basically up by the headlight, I think it was 718 00:36:22.360 --> 00:36:24.559 front right. So they get in, they had to turn 719 00:36:24.599 --> 00:36:26.400 the wheel, they turned the car on. They turned the 720 00:36:26.440 --> 00:36:29.519 wheel so they can have access with the tired angle. 721 00:36:29.559 --> 00:36:32.440 So they go up there, they replace it, They put 722 00:36:32.480 --> 00:36:34.760 the car back the way it was park it. Whatever 723 00:36:34.800 --> 00:36:38.599 they do, go inside right up the ticket and basically 724 00:36:38.760 --> 00:36:42.400 charge them. And Miguel how much did you charge him 725 00:36:42.440 --> 00:36:44.159 for that? Like, what fifty bucks? 726 00:36:44.440 --> 00:36:47.559 Ten buckss thirty bucks because he brings his own life back. 727 00:36:47.639 --> 00:36:49.920 Yeah, so thirty bucks. They charge him thirty bucks. He 728 00:36:49.960 --> 00:36:53.800 goes out to the car and now the car doesn't start, 729 00:36:54.239 --> 00:36:56.519 and it had been offered, like you said, five or 730 00:36:56.519 --> 00:36:59.199 ten minutes. When you looked at the car after he 731 00:36:59.239 --> 00:37:01.480 came back in and said it didn't start, what did 732 00:37:01.519 --> 00:37:02.960 you find wrong with the car? 733 00:37:03.599 --> 00:37:05.440 Well, first of all, you know, I had to check 734 00:37:05.480 --> 00:37:09.239 the battery on the key. That's the first thing, you know, those. 735 00:37:09.159 --> 00:37:10.760 Electronic Yeah, I got you. 736 00:37:10.920 --> 00:37:14.519 Yeah, and I noticed was working fine. So I plugged 737 00:37:15.199 --> 00:37:17.679 the scan tool, which is a diagnostic tool we have 738 00:37:18.400 --> 00:37:20.800 and should or now it came out we called it 739 00:37:20.960 --> 00:37:26.199 says that steading module feil got it. So uh at 740 00:37:26.199 --> 00:37:28.000 this point, you know, I just want to go a 741 00:37:28.039 --> 00:37:31.519 little We're working on Mercedes for so many years and 742 00:37:31.760 --> 00:37:35.480 we have those problems with the C class see okay class. Uh, 743 00:37:35.559 --> 00:37:39.119 it's a common issue. And you know, as you you 744 00:37:39.159 --> 00:37:42.960 can go and check the reviews about Mercedes. 745 00:37:42.480 --> 00:37:44.840 Once I'll find out this module went bad. 746 00:37:46.039 --> 00:37:49.079 But it's not something we made. It's just you know, 747 00:37:49.880 --> 00:37:53.719 on the edge of the car. Anything can be happened anything, 748 00:37:54.360 --> 00:37:57.800 and it's a common issue of common failure on the Mercedes, 749 00:37:58.519 --> 00:37:59.519 that steading. 750 00:38:00.320 --> 00:38:02.079 Yeah, I get it. It just went out. It was 751 00:38:02.119 --> 00:38:05.519 a coincidence, Yes, I get it. So how much is 752 00:38:05.559 --> 00:38:07.679 that module in the programming it for it? 753 00:38:07.840 --> 00:38:11.880 Well, you know our cause because we had to sign 754 00:38:12.000 --> 00:38:16.880 up in our nastaff program we were members and NaSTA 755 00:38:17.000 --> 00:38:19.239 NaSTA is a national and all the service stuff for 756 00:38:19.360 --> 00:38:23.079 oh that's fine, and we had to go with them. 757 00:38:23.280 --> 00:38:26.039 Fill another application, go to the dealer. But the whole 758 00:38:26.079 --> 00:38:30.159 repair because we give it. The price to mister Rick, 759 00:38:30.760 --> 00:38:31.480 it was sixteen. 760 00:38:32.000 --> 00:38:34.960 Okay, Now I want to ask you some miguel. The 761 00:38:35.000 --> 00:38:37.719 only thing wrong with it was a module. The steering 762 00:38:37.800 --> 00:38:42.840 column itself wasn't broken, just the module for the ignition, correct, 763 00:38:43.119 --> 00:38:45.239 that's it. Okay, hold on one second, if you'd be 764 00:38:45.280 --> 00:38:47.719 that gracious now I want to go back to Rick. 765 00:38:48.039 --> 00:38:48.199 Rick. 766 00:38:48.280 --> 00:38:52.159 It's just that module that's bad. The actual steering column 767 00:38:52.440 --> 00:38:55.320 isn't broke, and that module can go out. I mean, 768 00:38:55.920 --> 00:39:00.239 there's nothing they did by broke to say it again broke. 769 00:39:00.440 --> 00:39:03.400 The all I need is a video. The lock on 770 00:39:03.519 --> 00:39:06.400 the steering column is broke. I just need the video. 771 00:39:06.960 --> 00:39:09.400 That's all. I need to ten minutes the video that 772 00:39:09.480 --> 00:39:11.760 he did the work on. That's all I need. 773 00:39:11.800 --> 00:39:16.519 Tom, Okay, hold on, man, Miguel, do you have video 774 00:39:16.599 --> 00:39:18.559 of this being done? Is that something. 775 00:39:19.800 --> 00:39:23.440 We never recorded our jobs like, I mean, especially the 776 00:39:23.559 --> 00:39:26.440 site marked light bulb. I mean, we don't recorder. Yeah, 777 00:39:26.480 --> 00:39:30.039 I gots and for the experience I have, I mean, 778 00:39:30.039 --> 00:39:32.559 it's a you know, this can be happens. 779 00:39:32.320 --> 00:39:35.119 Any moment I get listen, man, I get it, I 780 00:39:35.159 --> 00:39:37.239 get it. What I would like to know, though, Kelly, 781 00:39:37.280 --> 00:39:39.400 can we get I'd like to get Sheridan on one 782 00:39:39.400 --> 00:39:42.679 more time, please? What I do want to just absolutely 783 00:39:42.800 --> 00:39:46.400 understand though, the only problem right now is that module. 784 00:39:47.880 --> 00:39:51.079 Yes, actually I can give you hold on, let me 785 00:39:51.119 --> 00:39:55.159 go to them row wheel right around for him. And 786 00:39:55.199 --> 00:40:01.800 I was telling you exactly which part because you know it's. 787 00:39:58.400 --> 00:40:03.159 A people listening. Ro O writers their software that they. 788 00:40:03.079 --> 00:40:06.000 Give and you know what if somebody and your audiences 789 00:40:06.039 --> 00:40:10.360 a Mercedes expert, they can they can confirm where I say. 790 00:40:10.639 --> 00:40:13.239 What I'm saying though, is the you do not have 791 00:40:13.320 --> 00:40:16.199 to replace the steering column right, not. 792 00:40:16.280 --> 00:40:22.920 The seating column, but yeah, the steading module, which is 793 00:40:23.079 --> 00:40:27.400 one cylinder or one solinoid attached with the stealing column. 794 00:40:28.320 --> 00:40:32.960 So yeah, that is the you have to answer Rick's 795 00:40:33.039 --> 00:40:35.440 question though you have no video of it, right. 796 00:40:35.639 --> 00:40:37.760 No, I don't have a video because you know, we 797 00:40:38.119 --> 00:40:41.159 just put I mean I had a rapport for the 798 00:40:41.239 --> 00:40:44.800 diagnos we did after the car is filmed. Or don't start, 799 00:40:45.400 --> 00:40:48.360 I can provide you with the COLDE came up, which 800 00:40:48.519 --> 00:40:49.519 is the. 801 00:40:49.159 --> 00:40:52.000 Stealing the vehicles still there? 802 00:40:52.880 --> 00:40:56.519 No, he took it, he told it. We offered to 803 00:40:56.559 --> 00:40:59.800 do the repairs, you know, and I went to the fair. 804 00:41:00.159 --> 00:41:02.760 Hold on one second, Miguel, you just made me think 805 00:41:02.760 --> 00:41:04.800 of something. I want to ask him another question. I'm 806 00:41:04.800 --> 00:41:06.599 going to have you both on for a second. Hey, Rick, 807 00:41:07.000 --> 00:41:09.159 did you bring it somewhere else to get it looked 808 00:41:09.159 --> 00:41:10.840 at and verify what's wrong with it? 809 00:41:12.559 --> 00:41:12.719 Now? 810 00:41:12.800 --> 00:41:14.920 I said, Mercedes is gonna be ready to day? 811 00:41:15.480 --> 00:41:17.239 And what did they do at Mercedes? 812 00:41:19.480 --> 00:41:19.960 Okay? 813 00:41:20.119 --> 00:41:22.199 And it was when mcguil looked at. 814 00:41:22.039 --> 00:41:23.320 It and Rick? 815 00:41:23.679 --> 00:41:23.840 Rick? 816 00:41:24.480 --> 00:41:24.679 Rick? 817 00:41:25.119 --> 00:41:25.320 Rick? 818 00:41:25.559 --> 00:41:27.880 What did they repair at Mercedes? Do you have the 819 00:41:28.039 --> 00:41:29.199 estimate I can look. 820 00:41:29.039 --> 00:41:33.920 At I will pick it up today is three thousand 821 00:41:33.960 --> 00:41:34.920 dollars stops? 822 00:41:35.039 --> 00:41:35.480 Okay? 823 00:41:35.800 --> 00:41:36.000 Rick? 824 00:41:36.119 --> 00:41:38.639 But what did they repair? What did they do. 825 00:41:39.960 --> 00:41:46.800 The steering module? Okay, lot steering lock in everything that 826 00:41:46.880 --> 00:41:47.480 intels it. 827 00:41:47.599 --> 00:41:50.199 Did they say that it was the other shop's fault? 828 00:41:50.199 --> 00:41:52.280 Did you tell him what happened? Did they have an 829 00:41:52.280 --> 00:41:54.519 opinion on that? 830 00:41:54.559 --> 00:41:56.400 Absolutely? I told him what happened. 831 00:41:56.440 --> 00:41:58.639 And what did they say. Did they say, yes, they 832 00:41:58.679 --> 00:42:00.760 could have done it, or did they say this is 833 00:42:00.800 --> 00:42:03.360 a common problem that can happen. What did they share 834 00:42:03.440 --> 00:42:03.800 with you? 835 00:42:05.559 --> 00:42:08.639 They shid it was forced U you know, some kind 836 00:42:08.679 --> 00:42:12.039 of force broke the steering column the wheel. 837 00:42:12.239 --> 00:42:14.920 Was saying, or does not luck? 838 00:42:15.840 --> 00:42:18.559 After I when I got in my car, after McGill 839 00:42:19.000 --> 00:42:22.480 had started up, turned the wheel, put in the light, 840 00:42:24.079 --> 00:42:26.480 the steering wheel was not rick. 841 00:42:26.800 --> 00:42:30.840 You're kind of making my own argument in Miguel's when 842 00:42:30.880 --> 00:42:33.840 you say that, because what what do you think he 843 00:42:33.960 --> 00:42:37.920 possibly did wrong by turning it on and turning the wheel? 844 00:42:38.280 --> 00:42:40.559 I mean, do you understand that a car that doesn't 845 00:42:40.599 --> 00:42:42.320 have any problems that wouldn't break? 846 00:42:43.760 --> 00:42:47.239 Okay, Well that's why Tom, Okay, the car was in 847 00:42:47.320 --> 00:42:51.199 the front of the building when he did the work. Yeah, 848 00:42:51.239 --> 00:42:52.360 it should be on video. 849 00:42:52.760 --> 00:42:55.599 He's saying, there's no video. Miguel, I'm gonna ask you 850 00:42:55.679 --> 00:42:57.559 for the fourth time, is there a video that we 851 00:42:57.599 --> 00:42:59.960 could look at? There no there's no video. 852 00:43:01.960 --> 00:43:03.360 Well, I was there all the time. 853 00:43:03.880 --> 00:43:07.119 Miguel was banging on something, making. 854 00:43:06.960 --> 00:43:09.400 Up uh you know, on my finger. I guess. I 855 00:43:09.440 --> 00:43:14.239 don't know how come you had to bang under defender 856 00:43:14.480 --> 00:43:15.079 to get. 857 00:43:14.880 --> 00:43:16.159 A screw looser words? 858 00:43:16.559 --> 00:43:18.119 Who fixed it? Who fixed it? 859 00:43:18.199 --> 00:43:18.360 Rick? 860 00:43:18.400 --> 00:43:21.000 Who ultimately fixed it? Mercedes who? 861 00:43:22.360 --> 00:43:22.400 No? 862 00:43:22.559 --> 00:43:25.400 Mercedes? What Mercedes Dealership? 863 00:43:28.199 --> 00:43:29.840 Go ahead, Merd. 864 00:43:32.760 --> 00:43:34.519 I'm going to put them both on hold. Scott, I 865 00:43:34.559 --> 00:43:36.480 want you to get involved here. I want you to 866 00:43:36.519 --> 00:43:40.159 call Mercedes of Denver, okay, and if you need Rick's permission, 867 00:43:40.239 --> 00:43:42.360 maybe do a three way call. I want you to 868 00:43:42.400 --> 00:43:45.000 talk to them, and I want to know if they 869 00:43:45.159 --> 00:43:49.519 think that Miguel or whatever shop or what happened. That's 870 00:43:49.519 --> 00:43:51.400 what I want to know. I want to know if 871 00:43:51.440 --> 00:43:53.920 they think that I have no idea what happened here. 872 00:43:54.280 --> 00:43:57.800 I don't understand how Miguel could get in there and 873 00:43:57.880 --> 00:44:00.039 turn the wheel and the whole thing breaks in it 874 00:44:00.159 --> 00:44:02.559 his fault. I have no idea how that could happen 875 00:44:02.760 --> 00:44:05.719 in any normal car. We had our expert on that 876 00:44:05.840 --> 00:44:08.119 said you would have to get in there and basically 877 00:44:08.239 --> 00:44:10.679 yank on that wheel and put your feet up against 878 00:44:10.760 --> 00:44:13.719 the door in order to break something like that. The 879 00:44:13.840 --> 00:44:15.840 other thing I need to know, Scott, is what did 880 00:44:15.840 --> 00:44:18.920 they do? What did they do? Did they do just 881 00:44:18.960 --> 00:44:22.519 the module? Because if this is just the module and 882 00:44:22.639 --> 00:44:25.960 the steering column itself wasn't broken, I don't know what 883 00:44:26.159 --> 00:44:29.360 I once again I don't what Miguel could have possibly 884 00:44:29.400 --> 00:44:32.320 have done wrong. We've got to get to the bottom 885 00:44:32.320 --> 00:44:34.559 of this before my head blows up. That's what I 886 00:44:34.599 --> 00:44:36.599 want to know, honest to God, I want to know 887 00:44:36.679 --> 00:44:39.960 what they did and do they have an opinion? So Rick, 888 00:44:40.199 --> 00:44:43.440 Scott's gonna call you right now. We've got your info. 889 00:44:43.760 --> 00:44:46.519 Scott's gonna call you off air, and you guys are 890 00:44:46.559 --> 00:44:53.599 gonna call over and talk to the service manager together. Okay, okay, 891 00:44:53.800 --> 00:44:56.920 all right, that's what we're gonna do. Everybody hold tight, 892 00:44:57.039 --> 00:44:58.880 my God, and then Alton we're going to go back 893 00:44:58.920 --> 00:45:01.280 with Richmond and mar American after this. We do have 894 00:45:01.320 --> 00:45:04.760 two lines, opener. We will three zero three seven one 895 00:45:04.880 --> 00:45:08.400 three A two five five. Any technicians out there, mechanics, 896 00:45:08.760 --> 00:45:11.440 you heard that story. If you heard it, I want 897 00:45:11.519 --> 00:45:13.480 you to give me a call and give me your opinion. 898 00:45:13.760 --> 00:45:16.679 I honestly do am I missing something here. We're going 899 00:45:16.719 --> 00:45:19.039 to find out when we talk to Mercedes of Denver, 900 00:45:19.280 --> 00:45:21.280 but I would love to know your thoughts on it 901 00:45:21.360 --> 00:45:24.400 right now. If you have dealt with the twenty eleven 902 00:45:24.440 --> 00:45:28.159 Mercedes or something in that error that had this same 903 00:45:28.280 --> 00:45:30.920 type of issue, they bring it in, they turn the wheel, 904 00:45:31.000 --> 00:45:33.639 next thing you know, they've got to replace this module. 905 00:45:33.920 --> 00:45:41.880 Three zero three Martino, go with a sure. 906 00:45:41.800 --> 00:45:45.199 Thing Denver's best roofer Excel Roofing dot com. You don't 907 00:45:45.239 --> 00:45:51.280 pay a cent until you're content. Time for an insurance 908 00:45:51.360 --> 00:45:55.039 check up free, no obligation. In comparison, call Compass Insurance. 909 00:45:55.199 --> 00:45:58.239 Pay too much your coverage at dozens of insurance companies 910 00:45:58.320 --> 00:46:00.920 find out now three oh three seven seven to one help. 911 00:46:01.079 --> 00:46:03.679 You'll think you're his only customer when you choose Frank 912 00:46:03.760 --> 00:46:06.239 durand the real estate Man dot com to list your 913 00:46:06.280 --> 00:46:09.440 home with Remax Alliance. Three oh three nine two zero 914 00:46:09.519 --> 00:46:13.239 sixteen twenty two. All right, three oh three seven one 915 00:46:13.280 --> 00:46:14.440 three A two five five. 916 00:46:14.480 --> 00:46:17.679 I sure hope Deputy Dollar gets to talk to somebody 917 00:46:17.719 --> 00:46:20.360 over at Mercedes of Denver. I want to figure out 918 00:46:20.360 --> 00:46:22.280 what they did and jump into that meantime. Three oh 919 00:46:22.320 --> 00:46:24.840 three Martino, we got a couple lines open. Three oh 920 00:46:24.880 --> 00:46:27.199 three seven one three A two five five don't forget 921 00:46:27.239 --> 00:46:30.920 Frank Duran, the real estate man in studio with us. 922 00:46:31.000 --> 00:46:33.199 And then we've got a referral list member coming in, 923 00:46:33.280 --> 00:46:37.400 Ryan Herbig. He's with American Liberty Mortgage. He's going to 924 00:46:37.440 --> 00:46:39.920 be talking rates and what these guys think. You know, 925 00:46:40.039 --> 00:46:42.920 really quick, Frank, where are rates right now? If you 926 00:46:43.000 --> 00:46:45.800 closed anything in the last couple weeks? Of course you 927 00:46:45.840 --> 00:46:48.360 have Yeah, are they closing at six and a half 928 00:46:48.800 --> 00:46:49.519 right around there? 929 00:46:49.559 --> 00:46:51.840 And we're hearing the rates are going to hover around 930 00:46:51.880 --> 00:46:53.880 six point three four and twenty twenty five. They're gonna 931 00:46:53.880 --> 00:46:56.880 see pretty much over here, a pretty steady which is 932 00:46:56.920 --> 00:47:00.400 actually a good thing because with increasing way that's going 933 00:47:00.440 --> 00:47:03.519 to get people more disposable income, we expect values to 934 00:47:03.519 --> 00:47:03.800 go up. 935 00:47:03.920 --> 00:47:06.440 We're gonna we're gonna dive into that with you and 936 00:47:06.639 --> 00:47:09.800 Ryan shortly. But I've got a lot of questions when 937 00:47:09.800 --> 00:47:12.400 it comes to rates. You know, people have such short 938 00:47:12.480 --> 00:47:15.639 term memories. You talk about two three percent, which a 939 00:47:15.679 --> 00:47:18.440 lot of people were in and now you start talking six. 940 00:47:18.599 --> 00:47:21.400 They think it's crazy, but the reality is five and 941 00:47:21.400 --> 00:47:23.519 a half to six and a half has been the 942 00:47:23.599 --> 00:47:26.719 norm forever. But we'll get into that. Alton, your issue 943 00:47:26.719 --> 00:47:29.280 with Richmond First of all, I appreciate you holding so long. 944 00:47:29.599 --> 00:47:32.239 So what happened? Is it a new build? What's going 945 00:47:32.280 --> 00:47:34.480 on with Richmond homes? 946 00:47:34.639 --> 00:47:39.000 Okay? I purchased his home May of twenty twenty two, 947 00:47:39.800 --> 00:47:41.960 and my driveway. 948 00:47:42.119 --> 00:47:43.239 Was it brand new? Alton? 949 00:47:44.000 --> 00:47:45.360 Yeah, it was brand new, okay. 950 00:47:45.119 --> 00:47:47.440 And they generally give you a one year warranty. Did 951 00:47:47.440 --> 00:47:49.599 you have that? I know it's May of twenty two, 952 00:47:49.639 --> 00:47:51.639 but did you have a one year warranty? 953 00:47:52.559 --> 00:47:52.880 I did? 954 00:47:53.119 --> 00:47:53.400 Okay? 955 00:47:53.480 --> 00:47:57.960 And uh and I really thought maybe with something, you know, 956 00:47:58.760 --> 00:48:00.480 it's just the year was up. I was going to 957 00:48:00.519 --> 00:48:04.440 be able to just replace it myself. But after noticing 958 00:48:04.559 --> 00:48:08.039 the neighborhood and my neighbor across the street from me 959 00:48:08.199 --> 00:48:13.199 his house is thinking they improperly compacted the soil. 960 00:48:13.880 --> 00:48:17.599 Oh wow, and you got you got hey. 961 00:48:17.480 --> 00:48:20.360 Alton, that's Alton. That's a big thing to say. I mean, 962 00:48:20.400 --> 00:48:25.480 typically when you're doing a foundation, you're you're you're compacting 963 00:48:25.519 --> 00:48:28.119 that to like ninety nine and a half percent. I mean, 964 00:48:28.159 --> 00:48:32.039 it's absolutely insane. And then they actually have well hold 965 00:48:32.079 --> 00:48:34.960 on here because when you when you say they didn't 966 00:48:34.960 --> 00:48:38.159 do it right, the problem with saying that is the 967 00:48:38.199 --> 00:48:42.599 inspectors come out and literally bore holes and then sign 968 00:48:42.719 --> 00:48:45.519 off on the compaction. So it sounds like, what are 969 00:48:45.559 --> 00:48:49.559 you saying that that possibly the inspector was in cahoots. 970 00:48:51.119 --> 00:48:54.239 I have no idea, but I know there's approximately five 971 00:48:54.360 --> 00:48:57.960 driveways that are either coming up, they're they're bulging up. 972 00:48:58.559 --> 00:49:01.000 Uh they have holes in them, you know, big big 973 00:49:01.039 --> 00:49:02.360 gaping holes in What. 974 00:49:02.239 --> 00:49:05.360 Do you mean by big gaping holes on you know? 975 00:49:05.960 --> 00:49:08.800 You la, you lay the concrete down, and then in 976 00:49:08.880 --> 00:49:12.159 between the concrete and the soil of the big caping hole, 977 00:49:12.239 --> 00:49:14.079 you can you can you can actually, Oh. 978 00:49:13.960 --> 00:49:17.079 I see, so you can you can look under there. Well, 979 00:49:17.199 --> 00:49:19.840 that could have been movement in any direction just when 980 00:49:19.880 --> 00:49:22.920 you go why did you even say they didn't compact 981 00:49:22.920 --> 00:49:23.519 it right then? 982 00:49:24.519 --> 00:49:30.880 Because Uh, like I said, everyone in the neighborhood is 983 00:49:31.039 --> 00:49:31.559 cracking out. 984 00:49:31.920 --> 00:49:33.920 There's gonna be the so a couple of things to 985 00:49:34.000 --> 00:49:34.719 do real quick. 986 00:49:34.800 --> 00:49:34.960 Man. 987 00:49:35.280 --> 00:49:39.199 But but but the one more thing, Uh, everybody else 988 00:49:39.719 --> 00:49:42.000 on the other side, whoever built the other side, No 989 00:49:42.039 --> 00:49:46.079 one on their side. Uh another manufactured builds on the 990 00:49:46.079 --> 00:49:50.519 other side, and their driveways are perfect. Ours is buckling. 991 00:49:50.639 --> 00:49:51.519 I don't understand. 992 00:49:51.639 --> 00:49:54.440 I get that there's a problem with the driveway. I 993 00:49:54.559 --> 00:49:57.760 understand that, but I don't know if that leads back 994 00:49:57.800 --> 00:50:00.920 to compaction. Your house. You mentioned one of the homes 995 00:50:00.960 --> 00:50:02.360 is moving. Is that true? 996 00:50:03.039 --> 00:50:03.519 That's true? 997 00:50:03.559 --> 00:50:03.960 Yeah? 998 00:50:04.000 --> 00:50:05.920 And is it sinking or is it up? 999 00:50:06.000 --> 00:50:07.920 Or what is sinking? 1000 00:50:08.000 --> 00:50:12.000 Because he can't set his well they still have come 1001 00:50:12.039 --> 00:50:16.119 out in his whole backyard, saint and then well no. 1002 00:50:16.039 --> 00:50:18.679 But I'm talking about the house itself on the foundation. 1003 00:50:18.880 --> 00:50:20.440 Did it sink or is it straight? 1004 00:50:20.800 --> 00:50:23.599 He's unable to shut some of his doors in his house. 1005 00:50:23.679 --> 00:50:27.360 Yeah, okay, so so where the driveway and stuff is 1006 00:50:27.360 --> 00:50:30.960 not the actual garage or anything. But I mean, I 1007 00:50:31.000 --> 00:50:33.280 don't even know what the compaction rate would have to 1008 00:50:33.320 --> 00:50:35.760 be there. But if it's outside of warranty, you said 1009 00:50:35.760 --> 00:50:39.119 there's five homes that are affected. How many homes are 1010 00:50:39.119 --> 00:50:41.159 in that section of the neighborhood altogether? 1011 00:50:41.719 --> 00:50:44.840 It's just it's just with then walking to the mailbox. 1012 00:50:45.159 --> 00:50:48.360 So from my house to the mailbox there's approximately five houses. 1013 00:50:48.559 --> 00:50:51.079 So but but hold on, Alton. What I'm saying is 1014 00:50:51.079 --> 00:50:56.159 is there only five homes in that that Richmond neighborhood? 1015 00:50:56.320 --> 00:50:59.599 Yeah, yeah, probably about five. I haven't seen anyone else, 1016 00:51:00.280 --> 00:51:02.280 you know, in my neighborhood where I live it. Yeah, 1017 00:51:02.400 --> 00:51:06.119 welcoming down the street and there's proximately five homes that 1018 00:51:06.159 --> 00:51:10.760 are in my neighbor. He had his done because historian 1019 00:51:10.960 --> 00:51:13.880 was thinking they did it. He caught it right at 1020 00:51:13.880 --> 00:51:14.760 the one year mark. 1021 00:51:15.119 --> 00:51:17.280 Well have you had an expert come out and look 1022 00:51:17.320 --> 00:51:17.639 at it. 1023 00:51:19.079 --> 00:51:19.960 No, I haven't. 1024 00:51:20.239 --> 00:51:22.679 Well you said you were thinking you were going to 1025 00:51:22.760 --> 00:51:25.360 get it done, but then you saw other people at issues. 1026 00:51:25.840 --> 00:51:29.159 I'm just trying to think. I'm just trying to think 1027 00:51:29.280 --> 00:51:32.039 your best way. I mean, have you even called Richmond. 1028 00:51:32.039 --> 00:51:34.920 Have you talked to them and said, I've five and 1029 00:51:34.920 --> 00:51:36.559 what did they say? You're out a warranty. 1030 00:51:37.159 --> 00:51:39.639 You're out a warranty and all they do is send 1031 00:51:39.639 --> 00:51:42.719 me the information about the warranty. 1032 00:51:43.119 --> 00:51:44.559 Do you have pictures of this? 1033 00:51:45.920 --> 00:51:46.079 No? 1034 00:51:46.159 --> 00:51:47.119 I don't, but I can get some. 1035 00:51:47.719 --> 00:51:51.039 I would like some pictures of yours, and then maybe 1036 00:51:51.079 --> 00:51:54.079 a couple of your neighbors, whoever's closed. I can send 1037 00:51:54.079 --> 00:51:58.599 them out to an expert. But I can't imagine. When 1038 00:51:58.599 --> 00:52:02.360 I first started thinking of paction, I was thinking more 1039 00:52:02.360 --> 00:52:04.679 of the foundation in the house going up or down. 1040 00:52:04.800 --> 00:52:07.639 I don't I don't know what you're possibly going to 1041 00:52:07.719 --> 00:52:10.360 do there. If it's just the driveway now, the one 1042 00:52:10.480 --> 00:52:13.480 house that's shifting quite a bit. It'd be curious to 1043 00:52:13.519 --> 00:52:16.559 see what's going on there. But then you started talking 1044 00:52:16.559 --> 00:52:19.039 about it like it was the backyard, not the house. 1045 00:52:19.760 --> 00:52:21.559 It is the backyard in the house. 1046 00:52:22.000 --> 00:52:25.119 So the whole house is crooked the one guys, Well 1047 00:52:25.159 --> 00:52:25.440 it's not. 1048 00:52:25.719 --> 00:52:29.800 It's not noticeably. They did they actually sent an engineer 1049 00:52:29.840 --> 00:52:31.079 out there, though, And what did. 1050 00:52:31.000 --> 00:52:33.360 The engineer come up with? What did the report say? 1051 00:52:33.920 --> 00:52:36.039 I didn't, I didn't. I haven't talked to him yet. 1052 00:52:36.199 --> 00:52:39.039 Well, that would be very curious. What they what the 1053 00:52:39.119 --> 00:52:42.519 engineer finds. Is Richmond working with him at all? 1054 00:52:42.599 --> 00:52:47.440 Or no? Yeah, the Richmond's actually working with him, and 1055 00:52:47.519 --> 00:52:49.199 he's going to they're going to replace his. 1056 00:52:49.239 --> 00:52:52.519 Driveway also, see he might have had an issue. Hey guys, 1057 00:52:52.519 --> 00:52:54.679 you're both in the home business here and I'm talking 1058 00:52:54.679 --> 00:52:58.719 to Ryan and Frank, these new builders. What is typically 1059 00:52:58.920 --> 00:53:02.760 have you done? Ryan her Big, he's with American Liberty Mortgage. 1060 00:53:02.840 --> 00:53:06.199 I assume you guys have done some loans with new builders, right, 1061 00:53:06.280 --> 00:53:08.599 like Richmond or Lamar or Leonar or any of them. 1062 00:53:08.679 --> 00:53:09.719 Yeah, yeah, we've done a few. 1063 00:53:09.960 --> 00:53:12.119 So what typically do you know off the top of 1064 00:53:12.119 --> 00:53:15.320 your head or Frank, do you know there's a different 1065 00:53:15.360 --> 00:53:18.960 a couple of different warranties. Usual, Usually the structure itself, 1066 00:53:18.960 --> 00:53:21.920 for the foundation, might have a longer warranty than of 1067 00:53:21.920 --> 00:53:24.480 course a driveway or something. Is this correct. 1068 00:53:25.239 --> 00:53:27.960 Yeah, they'll typically have the structural warranty, and then they'll 1069 00:53:27.960 --> 00:53:30.239 have a lot like Lennard for instance, they had a 1070 00:53:30.239 --> 00:53:32.760 warranty that lasts for a year. If anything breaks within 1071 00:53:32.800 --> 00:53:34.760 the interior of the property, yeah, you can call them 1072 00:53:34.760 --> 00:53:35.920 out and they'll take care of it, you know. 1073 00:53:35.960 --> 00:53:37.679 Yeah, and then a lot of stuff. Even when it 1074 00:53:37.679 --> 00:53:40.000 comes to the structural it's got to move enough to 1075 00:53:40.079 --> 00:53:44.039 actually trigger in that warranty. So it's very possible that 1076 00:53:44.079 --> 00:53:48.000 the neighbor did have a problem with the foundation itself, 1077 00:53:48.079 --> 00:53:50.880 maybe it wasn't done right, maybe there was a compaction 1078 00:53:51.079 --> 00:53:55.440 problem there. But you don't have that exact same issue, 1079 00:53:55.480 --> 00:53:57.519 so it might be a different kind of warranty. You 1080 00:53:57.559 --> 00:53:59.719 follow what I'm saying, Alton, Oh. 1081 00:53:59.719 --> 00:54:03.800 Yeah, from what I've seen, the builders typically have a 1082 00:54:03.840 --> 00:54:05.239 ten year structural warranty. 1083 00:54:05.360 --> 00:54:08.239 Yeah, so that's probably kicking in on this guy if 1084 00:54:08.280 --> 00:54:09.480 they're actually helping them. 1085 00:54:09.519 --> 00:54:09.679 Yep. 1086 00:54:09.880 --> 00:54:12.960 Where this other one is just the driveway and that 1087 00:54:13.000 --> 00:54:16.239 would probably fall under the one year. I think that's 1088 00:54:16.400 --> 00:54:19.599 exactly what's going on in your case, Salton. And if 1089 00:54:19.639 --> 00:54:22.360 the other guy's house is literally shifting, that would be 1090 00:54:22.400 --> 00:54:25.400 a foundation problem and that would fall under that five 1091 00:54:25.480 --> 00:54:27.480 or ten year structural. Does that make sense? 1092 00:54:28.559 --> 00:54:28.760 Yes? 1093 00:54:29.800 --> 00:54:32.320 When can you send those pictures over? I'd be curious 1094 00:54:32.360 --> 00:54:32.840 to see him. 1095 00:54:33.920 --> 00:54:36.559 I live in Pueblo, but I'm in the Springs today. Okay, 1096 00:54:37.360 --> 00:54:40.239 just have them send me the information and well. 1097 00:54:40.199 --> 00:54:42.400 I'm going to put you on hold. Kelly's gonna pick up. 1098 00:54:42.440 --> 00:54:44.800 Here's what I want from you. Some of those pictures, 1099 00:54:44.800 --> 00:54:47.119 nothing crazy, but you I want you to take some 1100 00:54:47.320 --> 00:54:50.039 from Afar too. Just don't take a picture of a 1101 00:54:50.079 --> 00:54:54.559 big crevice up close. I basically need to understand the 1102 00:54:54.559 --> 00:54:57.320 gravity of it, even from a distance. Does that make 1103 00:54:57.360 --> 00:54:57.800 sense to you? 1104 00:54:58.559 --> 00:54:58.719 Yeah? 1105 00:54:58.800 --> 00:55:01.559 Yeah, So send a couple of those and then talk 1106 00:55:01.599 --> 00:55:04.880 to your neighbor too. I would absolutely love if he 1107 00:55:04.920 --> 00:55:07.920 would share. He might have signed a release or something 1108 00:55:07.920 --> 00:55:10.000 at this point, I don't know, but I would love 1109 00:55:10.039 --> 00:55:14.719 if he would share that structural. What do you call it? 1110 00:55:14.800 --> 00:55:18.559 The report? Okay, I would love to see that and 1111 00:55:18.599 --> 00:55:21.760 see why he's getting covered and you're not, and then 1112 00:55:21.800 --> 00:55:24.360 we can send Wow, man, you're pretty far up in Pueblo. 1113 00:55:24.679 --> 00:55:28.679 I've got a cement guy down here that's awesome, but 1114 00:55:29.119 --> 00:55:30.840 he's not going to go to Pueblo. It's just not 1115 00:55:30.960 --> 00:55:31.559 gonna happen. 1116 00:55:31.960 --> 00:55:34.559 I no, I got I got a couple guys I 1117 00:55:34.559 --> 00:55:37.159 can call to have it done. But it's just it's just, 1118 00:55:37.480 --> 00:55:39.360 you know, I just feel like I shouldn't have to 1119 00:55:39.400 --> 00:55:39.960 pay sport it. 1120 00:55:40.239 --> 00:55:42.599 Yeah, no, I get you, man. I mean you're only talking. 1121 00:55:42.719 --> 00:55:44.880 You bought a brand new home. It's two years later, 1122 00:55:44.920 --> 00:55:47.559 and your driveway sounds like, Hey, we'll get us those 1123 00:55:47.599 --> 00:55:50.960 pictures and we'll assign someone to it based on those pictures. 1124 00:55:50.960 --> 00:55:52.719 I'm gonna have one of our experts look at it 1125 00:55:52.760 --> 00:55:55.599 down here, and maybe we can reach out to them 1126 00:55:55.599 --> 00:55:57.519 when we have a little when we have a few 1127 00:55:57.599 --> 00:56:00.519 arrows in our quiver, and maybe pull some strings and 1128 00:56:00.559 --> 00:56:03.159 get something done for you. I can't make any promises 1129 00:56:03.199 --> 00:56:05.639 because these new home builders, let me tell you, man, 1130 00:56:05.679 --> 00:56:07.599 they're about as cut and dry as I've seen. It's 1131 00:56:07.599 --> 00:56:10.360 either under warranty or not. Although I will say in 1132 00:56:10.400 --> 00:56:13.079 the past we have had a few things work out 1133 00:56:13.480 --> 00:56:16.280 in the caller's favor. So hold tight, Kelly, get all 1134 00:56:16.280 --> 00:56:20.280 of his information please, three oh three seven one three talk. 1135 00:56:25.039 --> 00:56:28.280 Go with a sure thing Denver's best roofer Excel Roofing 1136 00:56:28.400 --> 00:56:29.000 dot com. 1137 00:56:29.039 --> 00:56:32.280 You don't pay a cent until you're content than. 1138 00:56:34.400 --> 00:56:37.599 Time for an insurance check up free no obligation comparison 1139 00:56:37.719 --> 00:56:41.280 call Compass Insurance. Pay too much your coverage at dozens 1140 00:56:41.320 --> 00:56:44.039 of insurance companies find out now three oh three, seven 1141 00:56:44.039 --> 00:56:46.400 to seven to one help. You'll think you're his only 1142 00:56:46.480 --> 00:56:48.960 customer when you choose Frank durand the real estate Man 1143 00:56:49.000 --> 00:56:52.400 dot com to list your home with Remax Alliance three 1144 00:56:52.480 --> 00:56:54.559 oh three nine two zero sixteen twenty two. 1145 00:56:56.599 --> 00:56:58.960 All right, three O three seven one three eight two 1146 00:56:59.079 --> 00:57:01.119 five five. Scott's back in the room. We're gonna have 1147 00:57:01.119 --> 00:57:05.440 an update. I'm not gonna do it right now because 1148 00:57:05.480 --> 00:57:07.519 we're gonna go to this comment on that driveway and 1149 00:57:07.599 --> 00:57:10.360 back to Alton. But here's the uh, here's the deal. 1150 00:57:10.480 --> 00:57:14.280 Check this out. Scott actually talked to Mercedes of Denver. 1151 00:57:14.320 --> 00:57:16.639 They're the ones that actually fix the problem with the 1152 00:57:16.679 --> 00:57:20.320 steering wheel or the the no start, all these other problems. 1153 00:57:20.360 --> 00:57:24.039 We're gonna figure out exactly what happened. We're gonna dig through, Scott, 1154 00:57:24.400 --> 00:57:26.559 and then should we get the caller back up or 1155 00:57:26.559 --> 00:57:29.480 no need to do that, Scott, Well, you can decide 1156 00:57:29.480 --> 00:57:30.599 over break. What do you think? 1157 00:57:30.760 --> 00:57:35.559 Yeah, he was on with you, and I don't think 1158 00:57:35.559 --> 00:57:37.719 there's any reason to get get him back on. 1159 00:57:37.840 --> 00:57:40.559 Okay, I am dying to hear what Mercedes and you 1160 00:57:40.599 --> 00:57:43.719 did ask him if they thought the other shop was responsible. Oh, 1161 00:57:43.880 --> 00:57:46.599 he's got all the info. He's got all the info. 1162 00:57:46.719 --> 00:57:49.519 We're gonna find out. But you're gonna have to just wait. 1163 00:57:49.559 --> 00:57:51.920 You're gonna have to wait to find out. Now, Alton, 1164 00:57:52.400 --> 00:57:54.880 Dave's got a comment on your driveway. Go ahead, Dave, 1165 00:57:54.880 --> 00:57:55.880 what's your comment, sir? 1166 00:57:57.320 --> 00:58:00.280 Yeah, I've been doing utility for OBUs fifty years and 1167 00:58:00.639 --> 00:58:04.039 I'm from Pleublo and I bet he lives over by 1168 00:58:04.079 --> 00:58:06.559 the college or on the north side of town. And 1169 00:58:06.639 --> 00:58:10.440 that stuff over by the college is expansive shell like 1170 00:58:10.480 --> 00:58:10.960 that night. 1171 00:58:11.039 --> 00:58:11.559 What is it? 1172 00:58:12.719 --> 00:58:14.480 Well, I wouldn't say. I'm no engineer. 1173 00:58:14.559 --> 00:58:16.039 I just did hold, but. 1174 00:58:17.519 --> 00:58:18.519 It's just expansive. 1175 00:58:18.599 --> 00:58:21.079 Clay, Hey, what area of town are you in? Alton? 1176 00:58:23.039 --> 00:58:26.159 Oh? Hello? 1177 00:58:26.400 --> 00:58:27.639 Yeah, what area of town? 1178 00:58:29.800 --> 00:58:30.280 Northside? 1179 00:58:31.400 --> 00:58:34.119 Is that where you're talking about, David? That's I I'm sorry, 1180 00:58:34.119 --> 00:58:36.519 I already forgot. I thought you said southside. 1181 00:58:37.199 --> 00:58:37.920 On the north side. 1182 00:58:37.960 --> 00:58:39.599 Yeah, if over by the college. 1183 00:58:39.639 --> 00:58:40.480 It's pretty bad. 1184 00:58:41.239 --> 00:58:43.400 And over on the north side is really bad. 1185 00:58:43.920 --> 00:58:45.239 I won't even do any. 1186 00:58:45.039 --> 00:58:48.039 Work over there because you can't do anything about that stuff. 1187 00:58:48.239 --> 00:58:51.039 It sounds like that's probably what's going on Alton. But 1188 00:58:51.119 --> 00:58:54.000 let's stick to the exact same game plan we talked about. 1189 00:58:54.280 --> 00:58:58.440 So make sure you give Kelly your information. Kelly grab 1190 00:58:58.480 --> 00:59:02.000 Alton's info so we can reach back out to him 1191 00:59:02.119 --> 00:59:06.199 after he sends us the pictures and hopefully the report 1192 00:59:06.480 --> 00:59:08.960 from the neighbor. Then we're kind of dig back into there. 1193 00:59:09.000 --> 00:59:12.039 Three oh three seven, one, three eight, two five five. 1194 00:59:12.079 --> 00:59:13.760 We have a couple of lines opener. We will in 1195 00:59:13.800 --> 00:59:17.920 a second. Three oh three Martino, Gary, this sounds horrible. 1196 00:59:18.000 --> 00:59:19.239 What's going on with you? 1197 00:59:19.360 --> 00:59:19.559 Man? 1198 00:59:24.000 --> 00:59:24.239 Yeah? 1199 00:59:24.320 --> 00:59:25.119 Are you talking to me? 1200 00:59:25.280 --> 00:59:26.559 Yes? Gary, I'm talking to you. 1201 00:59:27.000 --> 00:59:30.920 Oh okay, yeah, Mark, Yeah, it is pretty horrible. 1202 00:59:30.960 --> 00:59:33.719 What happened, man? I mean, I'm gonna just I'm going 1203 00:59:33.760 --> 00:59:36.320 to share with everybody what's on my screen. It says 1204 00:59:36.360 --> 00:59:38.760 you're having an issue with Weld County and your daughter 1205 00:59:38.880 --> 00:59:42.679 was killed. Correct, what happened to your daughter? 1206 00:59:42.760 --> 00:59:46.199 And when she at the gas station on the north 1207 00:59:46.239 --> 00:59:49.599 side of None, a nineteen year old kid come pulling 1208 00:59:49.679 --> 00:59:53.599 in there, and so right over with pick up with 1209 00:59:53.760 --> 00:59:54.599 left front wheel. 1210 00:59:54.880 --> 00:59:57.360 Oh my god, where was she? I'm sorry? Where was 1211 00:59:57.400 --> 00:59:59.719 your daughter? What like? Is this a parking lot? 1212 00:59:59.800 --> 01:00:02.559 Is walk right into the store, right right in front 1213 01:00:02.559 --> 01:00:04.400 of the store, have none right in front of the 1214 01:00:04.400 --> 01:00:10.519 gas station there and pulling in there? Run over? She 1215 01:00:10.679 --> 01:00:13.000 was three months pregnant. Kill her and the baby right 1216 01:00:13.039 --> 01:00:13.719 on the spot. 1217 01:00:13.840 --> 01:00:17.360 Oh my god, Jarry, I am so sorry. When did 1218 01:00:17.400 --> 01:00:18.360 this happen. 1219 01:00:19.719 --> 01:00:20.000 Out? 1220 01:00:20.239 --> 01:00:23.440 Oh four weeks ago Monday? 1221 01:00:23.800 --> 01:00:27.239 Oh my god, this is such a new wound for you. 1222 01:00:27.400 --> 01:00:30.280 Oh god, star staring my family all the pieces I. 1223 01:00:30.559 --> 01:00:34.800 Can't even imagine. Now was the driver caught? I mean, 1224 01:00:34.840 --> 01:00:36.559 for lack of a better words, which. 1225 01:00:38.400 --> 01:00:47.199 I stirred up a hornet's nest? I didn't a little 1226 01:00:47.239 --> 01:00:50.320 tongue like none. You know, it's one hundred two hundred people, 1227 01:00:50.360 --> 01:00:54.480 whatever the population is. The police chief up there is 1228 01:00:54.519 --> 01:00:56.000 the one that did the investigation. 1229 01:00:56.360 --> 01:00:58.159 And what did the police chief. 1230 01:00:58.400 --> 01:01:01.400 Conflict of interest? There a little town like that or 1231 01:01:01.400 --> 01:01:04.880 a good possibility, you know, you know, you know most 1232 01:01:04.920 --> 01:01:07.679 of the people are owned I have. 1233 01:01:07.920 --> 01:01:11.239 I'm looking up the town now, My goodness, man, it. 1234 01:01:11.119 --> 01:01:13.679 Is it's flad On got right up towards Wyoming line. 1235 01:01:13.719 --> 01:01:16.920 My daughter. I'm from don Colorado. I sold my home 1236 01:01:17.000 --> 01:01:19.519 and I moved my corporation up to the Colorado I'm 1237 01:01:19.519 --> 01:01:20.079 looking at it. 1238 01:01:20.079 --> 01:01:24.239 It's like a population of five hundred people. It's right 1239 01:01:24.320 --> 01:01:26.960 up by the border. It is a tiny town. What 1240 01:01:27.000 --> 01:01:30.119 did what did the what did the sheriff or what 1241 01:01:30.199 --> 01:01:32.800 did the police chief? What did they find in the office? 1242 01:01:32.840 --> 01:01:35.519 And I had been talking to the district attorney. I 1243 01:01:35.519 --> 01:01:38.960 couldn't get no satisfaction from the police chief up and none. 1244 01:01:39.000 --> 01:01:40.199 They got their own police department. 1245 01:01:40.199 --> 01:01:42.360 But hold on, Gary, Gary, I just I don't want 1246 01:01:42.360 --> 01:01:44.400 to glance over some of this. I'd like to know 1247 01:01:44.480 --> 01:01:47.519 what the police chief had to say. What did his 1248 01:01:47.639 --> 01:01:50.920 investigation find. It's a parent you don't agree with it, 1249 01:01:51.039 --> 01:01:52.760 But what did they find. 1250 01:01:54.559 --> 01:02:01.840 That it was just airless driving? And but she was 1251 01:02:01.920 --> 01:02:04.360 walking into the store right know, twenty feet or so 1252 01:02:05.079 --> 01:02:06.880 in front of the building, and he was pulling into 1253 01:02:06.880 --> 01:02:09.960 a parking spot and he run over with the left 1254 01:02:09.960 --> 01:02:13.480 front wheel of the pickup and trust her. 1255 01:02:13.880 --> 01:02:16.280 Oh my god, was he was here? Was he drinking? 1256 01:02:16.559 --> 01:02:19.360 He don't know? 1257 01:02:19.679 --> 01:02:22.519 He never no drugs or alcohol testing. This is what's 1258 01:02:22.519 --> 01:02:25.639 seven o'clock in the morning. He never got his phone 1259 01:02:25.679 --> 01:02:29.960 records or his cell phone stuff. I talked to mister 1260 01:02:30.079 --> 01:02:33.840 Rourke DA up in will County yesterday and said, well, 1261 01:02:34.639 --> 01:02:37.239 I don't think cell phone records will make any difference anyway. 1262 01:02:37.280 --> 01:02:42.000 But they charged him with careless careless driving resulting in death. 1263 01:02:42.199 --> 01:02:45.519 It's just a misdemeanor. 1264 01:02:47.079 --> 01:02:50.159 Did you hear about that when you talked to the 1265 01:02:50.480 --> 01:02:53.360 what DA did you talk to after you heard all 1266 01:02:53.400 --> 01:02:54.719 of this from the police chiefs? 1267 01:02:55.079 --> 01:03:02.760 Mister mister Rorke called me yesterday and and said, nope, 1268 01:03:03.239 --> 01:03:05.719 evidence shows it was careless driving. And I asked him, 1269 01:03:05.760 --> 01:03:08.239 you know, did anybody look at sophone record jets and 1270 01:03:09.119 --> 01:03:12.199 that stuff for any drug or alcohol testing or anything. 1271 01:03:13.119 --> 01:03:16.960 And he just said, well, no, you know, but I 1272 01:03:16.960 --> 01:03:18.840 don't think that'd make any difference in only. 1273 01:03:20.559 --> 01:03:22.840 God, this is horrible, man. Here's what I'd like to 1274 01:03:22.960 --> 01:03:27.440 Oh God, it just it's I just I can't imagine. Gary. 1275 01:03:27.480 --> 01:03:28.840 Here's what I'd like to do, though. 1276 01:03:29.000 --> 01:03:31.800 I can I throw in another one, you can, but 1277 01:03:31.840 --> 01:03:34.119 hold on here, hold on one second. 1278 01:03:34.360 --> 01:03:35.840 I want to hear the rest of the story, but 1279 01:03:35.880 --> 01:03:38.559 I've got to take this break. I promise I'll come 1280 01:03:38.599 --> 01:03:40.800 back to you next And the other thing I'd like 1281 01:03:40.880 --> 01:03:44.480 to do Kelly, if we could reach out to Joe Lazara. 1282 01:03:44.960 --> 01:03:47.760 I want to see if those kind of charges is 1283 01:03:47.800 --> 01:03:51.320 that the norm for what we're hearing, or if this 1284 01:03:51.480 --> 01:03:54.679 happened in say, Douglas County, if this happened in Denver. 1285 01:03:55.159 --> 01:03:58.760 I realize every circumstance is different, but I would like 1286 01:03:59.079 --> 01:04:02.280 Joe Lazara to give us his opinion on it. 1287 01:04:02.440 --> 01:04:10.519 After this, go with a sure thing Denver's Best roofer 1288 01:04:10.639 --> 01:04:12.119 Excel Roofing dot com. 1289 01:04:12.159 --> 01:04:14.199 You don't pay a cent until you're content. 1290 01:04:17.559 --> 01:04:21.119 Time for an insurance checkup free no obligation comparison call 1291 01:04:21.239 --> 01:04:24.559 Compass Insurance paying too much your coverage at dozens of 1292 01:04:24.559 --> 01:04:27.239 insurance companies find out now three oh three seven to 1293 01:04:27.280 --> 01:04:30.119 seven to one help. You'll think you're his only customer 1294 01:04:30.119 --> 01:04:32.400 when you choose Frank Durand the real estate Man dot 1295 01:04:32.400 --> 01:04:35.760 com to list your home with Remax Alliance three oh 1296 01:04:35.760 --> 01:04:37.840 three nine two zero sixteen twenty two. 1297 01:04:42.480 --> 01:04:44.519 All right three O three seven one three A two 1298 01:04:44.639 --> 01:04:47.840 five five. We have Joseph Alasara on He's on our 1299 01:04:47.880 --> 01:04:50.239 referral list at referral list dot com. Of course he's 1300 01:04:50.280 --> 01:04:54.400 a He is an attorney at law that specializes in 1301 01:04:54.840 --> 01:04:58.199 criminal activity. Now that sounds weird right now, that that 1302 01:04:58.239 --> 01:05:02.440 didn't sound great for Joe. But Joseph criminal defense attorney, 1303 01:05:02.760 --> 01:05:04.760 And Joe, I've got a question for you. This is 1304 01:05:04.800 --> 01:05:08.920 so serious, it's it's nuts, man. I just don't know 1305 01:05:08.960 --> 01:05:13.079 if it's normal or not. So Gary, and I'll bring 1306 01:05:13.119 --> 01:05:15.719 Gary up if you have any questions for him in general. 1307 01:05:16.280 --> 01:05:20.119 So Gary, E're up as well. But Joe, his great Gary, 1308 01:05:20.119 --> 01:05:24.239 I'm sorry. It was your granddaughter, right, No, my daughter, 1309 01:05:24.400 --> 01:05:27.159 your daughter and Susanne. I think found the article. 1310 01:05:27.440 --> 01:05:31.079 But she was twenty nine, right, twenty nine years old, 1311 01:05:31.079 --> 01:05:34.920 but they put in the paper isn't correct. She's she's 1312 01:05:34.920 --> 01:05:37.159 got two boys at home. I won't say their names, 1313 01:05:37.199 --> 01:05:39.599 are five and six years old. And then you're three 1314 01:05:39.639 --> 01:05:40.400 months pregnant. 1315 01:05:41.119 --> 01:05:42.880 Yeah, I got you. I just I wanted to make 1316 01:05:42.920 --> 01:05:45.760 sure the article was, you know, somewhat correct. So Joe, 1317 01:05:46.360 --> 01:05:49.320 here's what happened. I mean, basically, she was walking into 1318 01:05:49.360 --> 01:05:52.599 a gas station in Non Colorado. It's a little town, 1319 01:05:52.719 --> 01:05:54.800 like five hundred people. Is that kind of like a 1320 01:05:54.880 --> 01:05:58.239 convenience store slash gas station? Gary, I just don't know. 1321 01:06:00.599 --> 01:06:03.320 And she was actually in like the parking lot, not 1322 01:06:03.440 --> 01:06:04.719 like on the street. 1323 01:06:05.960 --> 01:06:08.000 No, no, no, this she was right in front of 1324 01:06:08.000 --> 01:06:08.960 the building. Yeah. 1325 01:06:09.039 --> 01:06:12.559 Right, So she's walking into this, Joe, and this car 1326 01:06:12.599 --> 01:06:17.599 comes in and basically runs over, crushes her, kills her 1327 01:06:17.639 --> 01:06:21.000 and the baby. The chief of police, of course, is 1328 01:06:21.039 --> 01:06:25.320 on the investigation, and ultimately they charge the guy with 1329 01:06:25.400 --> 01:06:26.360 what Gary. 1330 01:06:27.760 --> 01:06:30.800 Careless driving resulting in death and stuff. 1331 01:06:31.119 --> 01:06:34.400 Careless driving resulting in death. They didn't do any kind 1332 01:06:34.440 --> 01:06:37.440 of toxicology according to Gary, but it did happen at 1333 01:06:37.519 --> 01:06:40.400 seven am in the morning, So I'm not exactly sure 1334 01:06:40.400 --> 01:06:44.079 what that generally looks like, but that careless driving. 1335 01:06:44.280 --> 01:06:46.840 They never got the cell phone records either. That's one 1336 01:06:46.880 --> 01:06:48.360 of the biggest things. 1337 01:06:48.440 --> 01:06:50.639 Well, that's the other thing, Joe. He's saying, maybe this 1338 01:06:50.679 --> 01:06:53.639 guy was like staring at his phone. But let's kind 1339 01:06:53.679 --> 01:06:59.280 of say, regardless of what they didn't do, from your experience, 1340 01:07:00.119 --> 01:07:02.960 what would typically be done Joe. 1341 01:07:04.079 --> 01:07:07.280 Yeah, I mean, as far as the investigation, usually police 1342 01:07:07.280 --> 01:07:10.719 officers are trying to determine the why and is a 1343 01:07:10.760 --> 01:07:13.880 person not paying attention, is the person on the phone? 1344 01:07:14.159 --> 01:07:17.960 Is the sun blocking them? But careless driving resulting in 1345 01:07:18.079 --> 01:07:21.360 death sounds kind of trivial, But at the same time, 1346 01:07:21.960 --> 01:07:25.239 a lot of times accents just happen, and that's the 1347 01:07:25.360 --> 01:07:29.719 charge for when accents happen and people unfortunately are killed 1348 01:07:30.159 --> 01:07:33.519 in these types of cases, Well, you can upgrade the 1349 01:07:33.599 --> 01:07:37.039 charge if obviously alcohol is involved or something they believe 1350 01:07:37.159 --> 01:07:41.039 that he's intoxicated or impaired by alcohol or drugs, or 1351 01:07:41.119 --> 01:07:44.119 if the person's driving, you know, in a reckless manner. 1352 01:07:44.400 --> 01:07:45.320 But usually if. 1353 01:07:45.159 --> 01:07:48.559 It's simply hey that I didn't see that person crossing 1354 01:07:49.599 --> 01:07:52.360 sons in my eyes, something of that sort, it's careless 1355 01:07:52.440 --> 01:07:55.800 driving resulting in death, which could you know, wine carry jail, 1356 01:07:55.920 --> 01:07:59.719 to carry the potential loss of license. Usually people are 1357 01:07:59.760 --> 01:08:03.239 playing some probation and have a ton of community service. 1358 01:08:03.519 --> 01:08:07.760 Those are generally standard penalties for that type of charge. 1359 01:08:08.000 --> 01:08:11.239 Joe, when he talks about they didn't pull any text records, 1360 01:08:11.280 --> 01:08:14.599 I understand where he's coming to. He's basically saying, Hey, 1361 01:08:15.000 --> 01:08:17.399 this guy could have been texting or for that matter, 1362 01:08:17.479 --> 01:08:19.840 you know, watching a YouTube video on the phone or something, 1363 01:08:20.119 --> 01:08:22.920 and that distracted him and that caused it. Let's say 1364 01:08:22.920 --> 01:08:25.159 that was the case, and they did the research, they 1365 01:08:25.199 --> 01:08:27.840 pulled the records, and somehow they could prove that he 1366 01:08:28.000 --> 01:08:31.159 was texting at that exact time. How that's actually done? 1367 01:08:31.239 --> 01:08:33.439 I don't know, but let's say it could be would 1368 01:08:33.479 --> 01:08:37.199 that actually change the charge or most likely not because 1369 01:08:37.199 --> 01:08:39.960 Gary seems to be kind of fixated on that, Or 1370 01:08:40.000 --> 01:08:43.159 would the charge even if he was doing that still 1371 01:08:43.199 --> 01:08:45.319 be most likely the careless driving. 1372 01:08:46.960 --> 01:08:50.399 In all likelihood, it'd probably still be the careless driving. 1373 01:08:50.640 --> 01:08:53.039 And I let's say he's hot rotting dude going through 1374 01:08:53.079 --> 01:08:56.319 the parking lot at one hundred miles an hour, big difference, 1375 01:08:56.399 --> 01:08:58.960 you might not upgrade that, or if he's intoxkidd and 1376 01:08:59.000 --> 01:09:00.920 you'd be able to upgrade it. But a lot of 1377 01:09:01.000 --> 01:09:04.439 these cases it seems like it's not enough for the 1378 01:09:04.520 --> 01:09:08.439 family who just lost. Of course you loved ones, but generally, 1379 01:09:08.520 --> 01:09:11.640 more often than not, that's the charge, and it's hard. 1380 01:09:12.079 --> 01:09:15.000 So you know, the charges aren't serious enough on the 1381 01:09:15.119 --> 01:09:19.279 criminal side, and you have that civil recovery and that's 1382 01:09:19.359 --> 01:09:20.079 not even enough. 1383 01:09:20.319 --> 01:09:22.760 Hey, Joe, I have got this break coming up, but 1384 01:09:22.800 --> 01:09:25.000 I'd like to hold you over if Gary's got any 1385 01:09:25.079 --> 01:09:27.399 questions or Kelly can call you back. Is that cool? 1386 01:09:28.359 --> 01:09:28.560 Yeah? 1387 01:09:28.560 --> 01:09:30.680 Absolutely, And I also want to talk to you. We 1388 01:09:30.840 --> 01:09:35.319 were Susanna and I were helping our son out in Nebraska, 1389 01:09:35.359 --> 01:09:39.359 and I notice these signs everywhere in the state of Colorado. 1390 01:09:39.960 --> 01:09:42.840 That basically say, you can get pulled over now or 1391 01:09:42.920 --> 01:09:44.960 get into a lot of trouble if your phone's in 1392 01:09:45.079 --> 01:09:48.760 your hand. And I'm curious if this happened next year, 1393 01:09:49.119 --> 01:09:52.079 if there would have been as of January first, I guess, 1394 01:09:52.279 --> 01:09:54.399 but I'm curious if this happened next year, if it 1395 01:09:54.399 --> 01:09:56.680 would be different. So please give me that favor and 1396 01:09:56.720 --> 01:09:58.439 hold on. Kelly see what he wants to do, but 1397 01:09:58.520 --> 01:10:01.560 he'll hold with us. Everybody else just hang tight. Do 1398 01:10:01.640 --> 01:10:03.880 you have a couple of lines open? Gary, I'm gonna 1399 01:10:03.960 --> 01:10:05.520 let you talk to Joe when we get back. 1400 01:10:05.560 --> 01:10:14.720 With any questions you have, go with a sure thing 1401 01:10:14.880 --> 01:10:17.520 Denver's Best roofer Excel Roofing dot com. 1402 01:10:17.680 --> 01:10:18.239 You don't pay a. 1403 01:10:18.359 --> 01:10:24.279 Cent until you're content. Leave time for an insurance check 1404 01:10:24.359 --> 01:10:28.159 up free, no obligation. In comparison, call Compass Insurance. Pay 1405 01:10:28.279 --> 01:10:31.279 too much your coverage at dozens of insurance companies find 1406 01:10:31.319 --> 01:10:33.640 out now three O three seven to seven to one help. 1407 01:10:33.840 --> 01:10:36.479 You'll think you're his only customer when you choose Frank 1408 01:10:36.560 --> 01:10:38.960 durand the real estate Man dot com to list your 1409 01:10:39.039 --> 01:10:42.119 home with Remax Alliance three oh three nine two zero 1410 01:10:42.279 --> 01:10:43.399 sixteen twenty two. 1411 01:10:53.439 --> 01:11:01.439 So you don't have runs. Can the shooter's gonna help 1412 01:11:01.760 --> 01:11:03.680 coming this? 1413 01:11:04.199 --> 01:11:09.840 He is the Troubleshooter Show. No, Tom Martinez, Welcome to 1414 01:11:09.920 --> 01:11:11.479 the show, the only show of It's gotten. We're here 1415 01:11:11.479 --> 01:11:15.760 to south problems, answer questions, take complaints, try to make 1416 01:11:15.840 --> 01:11:17.640 your life a little bit better. In the case of 1417 01:11:17.720 --> 01:11:20.039 this poor guy we got on the phone now lost 1418 01:11:20.119 --> 01:11:24.199 his daughter four weeks ago up in Weld County, Non Colorado. 1419 01:11:24.840 --> 01:11:28.079 She was hit and killed by a car in the 1420 01:11:28.159 --> 01:11:33.800 parking lot. It's absolutely a horrible story. And we have 1421 01:11:33.960 --> 01:11:36.600 one of our attorneys on who's an expert at referrals 1422 01:11:36.720 --> 01:11:39.199 dot com. Joe is there a criminal attorney? And basically 1423 01:11:39.279 --> 01:11:42.359 what I asked Joe in general, if something like this happens, 1424 01:11:42.399 --> 01:11:45.119 and by the way, Joe, this happened at seven am 1425 01:11:45.239 --> 01:11:49.199 in the morning. He said, there was no toxicology. Would 1426 01:11:49.239 --> 01:11:52.840 that be pretty typical if an officer shows up, the 1427 01:11:52.920 --> 01:11:57.079 ambulance shows up, and there's no signs of intoxication, would 1428 01:11:57.119 --> 01:12:00.520 it be normal even in a death like this there 1429 01:12:00.560 --> 01:12:02.000 would be no toxicology. 1430 01:12:03.880 --> 01:12:06.479 Unfortunately, it is kind of normal. Okay, if they don't 1431 01:12:06.520 --> 01:12:08.159 have any indicators, they won't do it. 1432 01:12:08.359 --> 01:12:10.800 It's seven am too I mean, I'm not saying people 1433 01:12:10.840 --> 01:12:13.199 aren't drunk at seven am. My god, if you've ever 1434 01:12:13.279 --> 01:12:16.199 been to a Mexican resort or if you've ever been 1435 01:12:16.239 --> 01:12:18.439 to Las Vegas, you know there's a lot of holes 1436 01:12:18.520 --> 01:12:22.399 in that one. But absolutely positively at seven am, in general, 1437 01:12:22.640 --> 01:12:26.000 they don't smell alcohol anything like that. You're saying, typically 1438 01:12:26.239 --> 01:12:28.800 it doesn't matter where it happens, or at least in Colorado, 1439 01:12:28.840 --> 01:12:31.159 there probably is not going to be toxicology. 1440 01:12:32.159 --> 01:12:35.000 Yeah, unfortunately. I mean I think the better practices they should, 1441 01:12:35.279 --> 01:12:37.319 but more often than not, it's just not done. 1442 01:12:37.439 --> 01:12:41.119 And then what do they what does someone face as 1443 01:12:41.319 --> 01:12:44.600 far as I don't know, jail time, I guess I 1444 01:12:44.760 --> 01:12:48.359 doubt they'd go to prison for careless driving creating death. 1445 01:12:48.720 --> 01:12:51.319 Is what is a typical sentence if there is such 1446 01:12:51.359 --> 01:12:53.760 a thing, or what is the statute read? As far 1447 01:12:53.840 --> 01:12:56.000 as what a judge can sentence. 1448 01:12:56.640 --> 01:13:02.000 Yeah, I mean, realistically, they're probably looking at probation, core cost, 1449 01:13:02.119 --> 01:13:07.680 potential fine, community service, maybe some classes like defense of 1450 01:13:07.800 --> 01:13:10.680 driving or victim empathy or something of that sort. But 1451 01:13:10.800 --> 01:13:14.840 it does carry a potential jail sentence. I believe it's 1452 01:13:14.920 --> 01:13:17.119 up to a year, and it could affect their license 1453 01:13:17.199 --> 01:13:20.239 as well, you know, but more often than not, and 1454 01:13:20.359 --> 01:13:23.640 we've unfortunately have handled several of these cases, we're able 1455 01:13:23.680 --> 01:13:26.119 to negotiate it down to something where it doesn't affect 1456 01:13:26.159 --> 01:13:28.479 a license. There's no jail, it's just you know, a 1457 01:13:28.520 --> 01:13:30.680 lot of times they're looking at significant communities. Serves like 1458 01:13:30.720 --> 01:13:32.560 one hundred hours in probation. 1459 01:13:32.840 --> 01:13:34.840 Well, like you said, though, I mean basically what this 1460 01:13:35.079 --> 01:13:37.720 charge is for is for an accident. I mean, you know, 1461 01:13:37.800 --> 01:13:41.960 a simple as that, without other circumstances tying into it. Now, Gary, 1462 01:13:42.479 --> 01:13:44.800 hearing all that, and I know I can just tell 1463 01:13:45.159 --> 01:13:47.119 in my heart you didn't want to hear this kind 1464 01:13:47.119 --> 01:13:50.399 of information because I'd be with you. Man, if this 1465 01:13:50.640 --> 01:13:53.159 was my daughter, I would think this is such a 1466 01:13:53.279 --> 01:13:56.520 travesty of justice and all that. But that's just not 1467 01:13:56.600 --> 01:13:59.119 the way our system works. But I do have Joe 1468 01:13:59.199 --> 01:14:04.359 on right now. You have any follow up questions for him? Gary, No, 1469 01:14:05.039 --> 01:14:06.439 it just sucks. 1470 01:14:08.159 --> 01:14:08.359 Yeah. 1471 01:14:09.039 --> 01:14:11.680 Yeah, it's Karen with family, little pieces. 1472 01:14:12.560 --> 01:14:14.399 I can't even imagine Garry. 1473 01:14:14.279 --> 01:14:16.840 Two little boy. She's got two little boys at home, 1474 01:14:16.920 --> 01:14:20.119 five six years old and had the whole world by 1475 01:14:20.119 --> 01:14:22.560 the ass everything was going her away. 1476 01:14:22.359 --> 01:14:25.640 And Gary, I don't mean to switch the conversation into 1477 01:14:25.720 --> 01:14:28.520 this because it might seem heartless for some people listening. 1478 01:14:29.000 --> 01:14:32.560 But have you talked to a personal injury attorney because 1479 01:14:32.680 --> 01:14:35.960 regardless of the criminal aspect in this, there is liability. 1480 01:14:37.479 --> 01:14:37.680 Yeah. 1481 01:14:38.159 --> 01:14:41.760 No, we I've got somebody looking into it. And that's 1482 01:14:41.840 --> 01:14:42.960 just in the early stages. 1483 01:14:43.079 --> 01:14:45.560 Did he have I mean, did the guy have insurance? 1484 01:14:45.680 --> 01:14:46.279 You don't even know. 1485 01:14:48.000 --> 01:14:51.840 They haven't even given us this insurance information. Well that's it, 1486 01:14:51.960 --> 01:14:56.359 but you have have you engaged guy's namely, Gary? 1487 01:14:56.479 --> 01:15:00.560 This is very important. Have you engaged with an attorney? 1488 01:15:00.600 --> 01:15:02.199 You have an attorney looking into it? 1489 01:15:03.560 --> 01:15:03.760 Yes? 1490 01:15:04.079 --> 01:15:07.640 Okay, good, good, good good, because that's what those kids 1491 01:15:07.680 --> 01:15:11.560 are gonna need is whatever compensation you can get out 1492 01:15:11.600 --> 01:15:13.439 of it. I mean, they still need to be fed. 1493 01:15:13.600 --> 01:15:15.279 You get all that, and I'm sure you and your 1494 01:15:15.960 --> 01:15:18.800 wife are significant other or whomever will do it. But 1495 01:15:19.279 --> 01:15:21.560 you know that money helps for the kids big time. 1496 01:15:24.239 --> 01:15:24.439 Yeah. 1497 01:15:25.439 --> 01:15:28.960 It sucks man, So so Gary. 1498 01:15:28.840 --> 01:15:32.720 I I guess it's it's it's it's wrong. You know, 1499 01:15:33.199 --> 01:15:35.520 whether it's a law or not, it's it's it's just 1500 01:15:35.680 --> 01:15:36.279 plain wrong. 1501 01:15:36.960 --> 01:15:39.439 Out of curiosity, if you could, if you could wave 1502 01:15:39.520 --> 01:15:44.920 the magic wand in your eyes, what would be fair 1503 01:15:45.039 --> 01:15:47.039 let's say he wasn't drunk, and I don't think he 1504 01:15:47.279 --> 01:15:49.720 was because of the timing and because of the police 1505 01:15:49.760 --> 01:15:52.119 didn't do anything. But who knows. It's we'll never know, 1506 01:15:52.319 --> 01:15:54.720 no matter what, we'll never know. And let's say he 1507 01:15:55.359 --> 01:15:57.359 I guess, Let's say he was looking at his phone 1508 01:15:57.720 --> 01:16:01.840 or he was distracted, because it's in possible, it's impossible 1509 01:16:01.960 --> 01:16:04.880 to believe he wasn't distracted because he ran over and 1510 01:16:05.000 --> 01:16:07.920 killed her. So we know he was distracted. So if 1511 01:16:07.960 --> 01:16:10.479 you had a magic wand and you were the judge 1512 01:16:10.960 --> 01:16:14.439 and you could sentence anything, what do you think would be. 1513 01:16:14.520 --> 01:16:18.039 Fair involuntary manslaughter? 1514 01:16:19.359 --> 01:16:20.600 Well, punishment wise. 1515 01:16:21.199 --> 01:16:27.079 Punishment wise, I'd like to see him do a minimum 1516 01:16:27.159 --> 01:16:27.560 of a year. 1517 01:16:32.000 --> 01:16:35.640 The one thing that hold on, go ahead, Joe, Yeah. 1518 01:16:35.760 --> 01:16:38.199 The one thing I'll tell Garry is he has an 1519 01:16:38.399 --> 01:16:41.560 absolute right to participate in the criminal case. So the 1520 01:16:41.680 --> 01:16:45.000 defendant would have been charged with this careless driving resulting 1521 01:16:45.039 --> 01:16:47.720 in death, he has a right to not only let 1522 01:16:47.840 --> 01:16:50.840 the court know, but also the DA know his position 1523 01:16:51.239 --> 01:16:54.239 what he thinks is an appropriate sentence, and they must 1524 01:16:54.279 --> 01:16:56.520 take that into consideration. That doesn't mean they'll always go 1525 01:16:56.720 --> 01:16:59.399 so on with it, but he has a right to participate, so. 1526 01:17:01.079 --> 01:17:03.119 I'm getting any cooperation with the DA. 1527 01:17:03.439 --> 01:17:05.520 Yeah, that's what I was gonna. I forgot to kind 1528 01:17:05.560 --> 01:17:07.319 of tell Joe that. So he did not like the 1529 01:17:07.439 --> 01:17:10.279 charges brought, of course by the police, and then he 1530 01:17:10.479 --> 01:17:13.600 reached out to the DA and the DA's office I 1531 01:17:13.680 --> 01:17:16.520 guess said they looked into it whatever and got back 1532 01:17:16.600 --> 01:17:18.760 to him and said, yeah, these charges are correct in 1533 01:17:18.840 --> 01:17:22.600 this circumstance. So he has kind of went down that route. 1534 01:17:23.039 --> 01:17:26.039 But Joe, I guess what, I guess really, what you're saying, though, 1535 01:17:26.159 --> 01:17:28.439 is he has a right to be just notified of 1536 01:17:28.479 --> 01:17:30.479 all the court dates and everything else as well. 1537 01:17:31.880 --> 01:17:34.640 Absolutely, he has a right to appear in court, he 1538 01:17:34.720 --> 01:17:37.960 has a right to object to any potential plea bargains, 1539 01:17:38.199 --> 01:17:40.840 and he has a right to make a statement at 1540 01:17:40.960 --> 01:17:45.640 sentencing and ask the court to impose whatever he seems 1541 01:17:45.680 --> 01:17:47.079 appropriate in a case like. 1542 01:17:47.119 --> 01:17:50.079 That, Gary, you should be you should stay diligent and 1543 01:17:50.199 --> 01:17:53.479 do that. You should, you know, basically make yourself known. 1544 01:17:54.880 --> 01:17:55.039 Yeah. 1545 01:17:55.199 --> 01:18:01.439 Absolutely, it's I plan on being fall in the very 1546 01:18:01.640 --> 01:18:04.640 step of this. I got you, and I think it's 1547 01:18:04.880 --> 01:18:06.399 I think it's truly an injustice. 1548 01:18:06.800 --> 01:18:09.279 I trust me, man, I get where you're coming from. 1549 01:18:10.159 --> 01:18:13.840 Gary, I learned me the most is he run over 1550 01:18:14.039 --> 01:18:17.439 with the left front wheel of the pickup. He turned, 1551 01:18:17.560 --> 01:18:21.239 he had the driver right around her to hit her. 1552 01:18:21.359 --> 01:18:24.119 He was making a left into the Perking lot or 1553 01:18:24.239 --> 01:18:26.560 into the Perkin spot right there, and he run over 1554 01:18:26.720 --> 01:18:28.720 with the left front you know, she was right in 1555 01:18:28.800 --> 01:18:33.279 his face. Something something's missing in this whole puzzle. 1556 01:18:33.640 --> 01:18:36.800 Yeah, Gary, we feel for you here on the show. 1557 01:18:36.920 --> 01:18:39.720 Big time man Kelly did me a favor. Let's make 1558 01:18:39.760 --> 01:18:42.640 sure we have his info just so we can follow 1559 01:18:42.760 --> 01:18:46.720 up in the future. I just I there's there's nothing 1560 01:18:46.920 --> 01:18:48.920 anybody's going to do at this point. But if you 1561 01:18:49.039 --> 01:18:52.479 stay diligent and stay on top of it, Gary, and 1562 01:18:52.960 --> 01:18:55.800 you know, hold the DA's feet to the fire, hold 1563 01:18:55.840 --> 01:19:00.119 the judge's fee to the fire. Least make your feelings. 1564 01:18:59.760 --> 01:19:02.720 Know and Colorado or Toney General step in. 1565 01:19:04.000 --> 01:19:06.520 I don't think so Joe is at even a possibility. 1566 01:19:06.600 --> 01:19:09.520 I mean to me, this sounds Joe like everything's being 1567 01:19:09.600 --> 01:19:10.159 done normal. 1568 01:19:11.600 --> 01:19:14.479 Yeah, unfortunately, And Gary's welcome to call my office. I 1569 01:19:14.600 --> 01:19:15.760 me more now I've we talk to them. 1570 01:19:16.520 --> 01:19:21.079 I appreciate that. So anyhow, let's let's go there. Gary, 1571 01:19:21.159 --> 01:19:24.439 We're gonna grab your information. Joe doesn't mind talking to you, Joe. 1572 01:19:24.520 --> 01:19:26.720 I want to switch gears a little here. This new 1573 01:19:26.840 --> 01:19:29.880 law coming in to effect. Everybody sees these signs everywhere. 1574 01:19:30.119 --> 01:19:33.000 What do you know about it? It basically says, if 1575 01:19:33.079 --> 01:19:34.880 you have your phone in your hand, you're going to 1576 01:19:34.920 --> 01:19:35.439 get a ticket. 1577 01:19:36.439 --> 01:19:40.920 Correct, and you're painting on a first offense, twenty five 1578 01:19:40.960 --> 01:19:43.399 dollars fine, two points against your license. 1579 01:19:43.960 --> 01:19:46.560 Oh my god, two point Wait a minute, two points 1580 01:19:46.640 --> 01:19:47.840 against your license. 1581 01:19:48.880 --> 01:19:49.079 Yeah. 1582 01:19:49.199 --> 01:19:53.520 So basically, penalties for violating the new law start with 1583 01:19:53.600 --> 01:19:57.319 a seventy five dollars fine, two point license suspension points 1584 01:19:57.359 --> 01:20:00.039 for the first defense, and then first time violators and 1585 01:20:00.199 --> 01:20:03.199 have the charge to smith if they provide proof of 1586 01:20:03.319 --> 01:20:05.439 purchasing a hands free accessory. 1587 01:20:05.880 --> 01:20:06.479 Oh my god. 1588 01:20:06.560 --> 01:20:11.119 Obviously, repeat offenders facing more fine and more points off 1589 01:20:11.119 --> 01:20:11.640 their license. 1590 01:20:11.680 --> 01:20:14.039 You know, I'm going to say Devil's advocate here. I 1591 01:20:14.159 --> 01:20:16.239 hate this law. I think it's dumb, and I'm going 1592 01:20:16.319 --> 01:20:18.319 to tell you why. You know how many times I 1593 01:20:18.439 --> 01:20:20.920 look over and some ladies putting on makeup in the car. 1594 01:20:21.279 --> 01:20:23.800 She doesn't get the two points for doing that. She 1595 01:20:23.920 --> 01:20:26.000 would only get in trouble for doing that if it 1596 01:20:26.119 --> 01:20:29.239 created an accident or it created her to weave out 1597 01:20:29.279 --> 01:20:31.960 of the line. I find it crazy if I'm holding 1598 01:20:32.000 --> 01:20:35.000 a phone and I'm driving the speed limit and I'm 1599 01:20:35.079 --> 01:20:38.800 doing everything correctly, that I could now be punished by 1600 01:20:38.880 --> 01:20:41.880 two points in the fine. But other people can be 1601 01:20:42.039 --> 01:20:45.560 shoving a big Mac down their pie hole and run 1602 01:20:45.640 --> 01:20:50.800 into somebody, but they don't get that extra two points, right, Absolutely, 1603 01:20:51.520 --> 01:20:53.800 wouldn't you call that a victimless crime if there was 1604 01:20:53.880 --> 01:20:55.800 no victim. I mean, if we've ever heard of a 1605 01:20:55.920 --> 01:20:58.560 victimless crime before, it would be the fact I have 1606 01:20:58.720 --> 01:21:00.880 my phone in my hand while I'm in the car. 1607 01:21:01.159 --> 01:21:03.399 I can have a banana in my hand, I can 1608 01:21:03.479 --> 01:21:05.520 have well, I'm not even going to say I can 1609 01:21:05.600 --> 01:21:08.439 have anything else in my hand. But my god, if 1610 01:21:08.520 --> 01:21:11.079 you have your phone you're in trouble. How's that possible 1611 01:21:11.640 --> 01:21:14.439 that you could have some PERV I'm not even going 1612 01:21:14.520 --> 01:21:16.000 to go there. I think people know what I'm going 1613 01:21:16.079 --> 01:21:18.359 to say. They wouldn't get in trouble, would they. They 1614 01:21:18.399 --> 01:21:20.920 wouldn't get the extra two points if they're following the 1615 01:21:21.000 --> 01:21:21.640 road rules. 1616 01:21:23.680 --> 01:21:24.359 I agree with you. 1617 01:21:24.399 --> 01:21:26.239 I think the most frustrating thing is we drive down 1618 01:21:26.239 --> 01:21:28.760 the road every single day. How many people are eating 1619 01:21:28.840 --> 01:21:33.159 a hamburger or French Frise or whatever, and they're more 1620 01:21:33.279 --> 01:21:35.840 dangerous than me talking on my phone driving does well. 1621 01:21:35.880 --> 01:21:38.640 I think the biggest thing is people putting on makeup 1622 01:21:38.720 --> 01:21:42.199 guy or a girl these days. But whatever. So here's 1623 01:21:42.239 --> 01:21:44.000 the other thing I want people to know. Then I 1624 01:21:44.079 --> 01:21:46.239 appreciate you coming on, but I always tell people this 1625 01:21:46.960 --> 01:21:50.640 if they're coming up on a road sobriety checkpoint. A 1626 01:21:50.720 --> 01:21:53.399 couple things. One what we understand from talking to you 1627 01:21:53.560 --> 01:21:55.840 all the time is they have to give you an 1628 01:21:55.880 --> 01:21:59.359 option to turn off and not participate. So there'll be 1629 01:21:59.479 --> 01:22:03.640 plenty of right Joe saying hey, sobriety checkpoint ahead, and 1630 01:22:03.760 --> 01:22:06.840 they have to give you a place to not participate 1631 01:22:07.239 --> 01:22:11.119 in turn and go a different way. Yes, period, end 1632 01:22:11.159 --> 01:22:14.399 of story. Now, if they ask you at the sobriety 1633 01:22:14.520 --> 01:22:17.960 checkpoint have you been drinking? Your best scenario, whether you've 1634 01:22:17.960 --> 01:22:21.199 been drinking or not, is not even to answer or 1635 01:22:21.279 --> 01:22:24.359 to say no, because if you do admit to drinking, 1636 01:22:24.800 --> 01:22:26.920 then all of a sudden they can pull you. You're 1637 01:22:26.960 --> 01:22:30.159 giving them probable cause to do a lot of other stuff. 1638 01:22:30.239 --> 01:22:30.920 Is that correct? 1639 01:22:32.000 --> 01:22:35.199 Yeah, Once you admit drinking or they detect alcohol, they're 1640 01:22:35.239 --> 01:22:37.680 going to move into the next phase. Have you pull 1641 01:22:37.720 --> 01:22:39.560 over and they're going to have you do voluntary roasters. 1642 01:22:39.760 --> 01:22:42.680 So typically, let's say you just left Applebee's and you 1643 01:22:42.800 --> 01:22:44.680 had one beer and you were there for an hour, 1644 01:22:44.800 --> 01:22:47.800 and you know you're not intoxicated, and they you hit 1645 01:22:47.880 --> 01:22:50.119 one of these checkpoints, or you get pulled over just 1646 01:22:50.199 --> 01:22:53.000 by yourself and they say have you been drinking? And 1647 01:22:53.119 --> 01:22:55.640 you say, yeah, I had one beer at Applebee's. That 1648 01:22:55.960 --> 01:22:59.880 within itself basically opens you up to everything when it 1649 01:23:00.079 --> 01:23:01.760 comes to drinking. 1650 01:23:01.560 --> 01:23:04.239 Right, and it opens up the door to the next 1651 01:23:04.279 --> 01:23:05.399 part of the investigation out. 1652 01:23:05.479 --> 01:23:08.479 So what would you tell people typically to do in 1653 01:23:08.600 --> 01:23:11.880 a scenario like that? Do you just not say anything? Because, 1654 01:23:11.960 --> 01:23:14.880 let's face it, how awkward would that be. The cop 1655 01:23:14.920 --> 01:23:17.000 says have you been drinking? And you go, I'm not 1656 01:23:17.079 --> 01:23:20.000 going to tell you. I mean that that within itself 1657 01:23:20.119 --> 01:23:22.920 is crazy, but they're not supposed to do anything at 1658 01:23:22.960 --> 01:23:25.479 that point, right, Yeah. 1659 01:23:25.279 --> 01:23:28.000 I would always tell somebody to say no. And then 1660 01:23:28.039 --> 01:23:30.960 the next step is the officer either has to let 1661 01:23:31.039 --> 01:23:33.800 you go on your merry way, or if they have 1662 01:23:34.000 --> 01:23:35.159 enough that information, they. 1663 01:23:35.119 --> 01:23:36.199 Could proceed to the next place. 1664 01:23:36.239 --> 01:23:38.640 And then if they ask you, let's say they they 1665 01:23:38.760 --> 01:23:42.640 say they smell alcohol and you haven't been drinking but whatever. 1666 01:23:42.840 --> 01:23:46.000 So at that point, because they say they can smell alcohol, 1667 01:23:47.000 --> 01:23:50.960 can you decline to take the roadside breathalyzer or you 1668 01:23:51.079 --> 01:23:52.960 get in big trouble for that? And then can you 1669 01:23:53.119 --> 01:23:56.079 decline to where you touch your nose and hop up 1670 01:23:56.119 --> 01:23:57.920 and down on your toes and all that stuff. 1671 01:23:58.960 --> 01:24:03.000 So all roads maneuvers, including the portable breast test on 1672 01:24:03.159 --> 01:24:04.960 the scene, are voluntary. 1673 01:24:05.000 --> 01:24:06.239 You do not have to do those. 1674 01:24:06.680 --> 01:24:09.840 Those are used to help them establish problem cause, to 1675 01:24:09.960 --> 01:24:14.720 determine whether or not you're intoxicated or impaired. Now, where 1676 01:24:14.800 --> 01:24:17.600 I run into people that have problems is they'll refuse 1677 01:24:17.720 --> 01:24:20.079 the chemical test once they've been arrested. 1678 01:24:20.279 --> 01:24:23.119 And that could be a blood test. That's typically a 1679 01:24:23.199 --> 01:24:23.760 blood test. 1680 01:24:25.000 --> 01:24:28.920 It could be blood or breath. And what's interesting is 1681 01:24:29.359 --> 01:24:34.520 Douglas County is now taking the approach that if you refuse, fine, 1682 01:24:34.520 --> 01:24:37.439 they'll mark you as a refusal. You're potentially losing your 1683 01:24:37.520 --> 01:24:38.640 license for at least a year. 1684 01:24:38.880 --> 01:24:39.079 Yeah. 1685 01:24:39.159 --> 01:24:40.800 No, by the way, we're going to get a warrant 1686 01:24:41.079 --> 01:24:43.000 and we're going to seize your blood anyway, and we're 1687 01:24:43.000 --> 01:24:45.000 going to use your blood result against you. 1688 01:24:45.279 --> 01:24:48.880 Oh so if you do refuse, no matter what, you're 1689 01:24:48.960 --> 01:24:52.000 going to lose. In fact, that's not actual criminal is it. 1690 01:24:52.439 --> 01:24:55.960 At that point? That's DMV re revoking your right to 1691 01:24:56.079 --> 01:24:59.159 drive because you agreed in the state of Colorado when 1692 01:24:59.199 --> 01:25:01.880 you got a license you would submit or you would 1693 01:25:01.960 --> 01:25:04.960 lose your license. But that's not getting a dui. So 1694 01:25:05.119 --> 01:25:07.079 what you're saying is not only do you lose it 1695 01:25:07.239 --> 01:25:11.039 for that year, which is more of what an administrative hearing. 1696 01:25:11.880 --> 01:25:13.600 Yes, it's administrative civil hearing. 1697 01:25:13.640 --> 01:25:17.760 Now, then they'll come after you get get they'll get 1698 01:25:17.840 --> 01:25:20.359 your blood and then they'll go after the dui. 1699 01:25:21.760 --> 01:25:22.159 Exactly. 1700 01:25:22.279 --> 01:25:25.239 Hey, odd of curiosity if that happened to somebody, And 1701 01:25:25.359 --> 01:25:27.680 tell me if you've run into this with any clients 1702 01:25:28.279 --> 01:25:31.880 they do pull it and there is no alcohol, do 1703 01:25:32.000 --> 01:25:35.760 they still lose their license for a year. How strange 1704 01:25:35.800 --> 01:25:38.479 would that be? But they probably do because of the 1705 01:25:38.640 --> 01:25:42.720 refusal right they do. And it's it's scary. 1706 01:25:43.079 --> 01:25:48.119 You would you recommend somebody who does who hasn't had 1707 01:25:48.119 --> 01:25:51.199 any alcohol to do a roadside bread. 1708 01:25:51.000 --> 01:25:53.399 Test just a safe topic. 1709 01:25:54.079 --> 01:25:56.840 Yeah, if you haven't been drinking, absolutely, I do a 1710 01:25:57.000 --> 01:26:01.000 portable bread TSK. And if for some reason you got arrested, 1711 01:26:01.399 --> 01:26:03.600 I would to a chemical test whether that's but or 1712 01:26:03.640 --> 01:26:06.800 breath because you don't want to go through the hassle, 1713 01:26:06.920 --> 01:26:08.800 and that's the one piece of evidence that will prove 1714 01:26:08.840 --> 01:26:09.520 your innocence. 1715 01:26:09.720 --> 01:26:10.039 Correct. 1716 01:26:10.479 --> 01:26:13.000 But if you're okay, Joe, then I'm going to ask you. 1717 01:26:13.079 --> 01:26:14.720 I got to take this great, but I'm gonna ask 1718 01:26:14.720 --> 01:26:16.720 you one more question then I'll give your info out. 1719 01:26:17.039 --> 01:26:21.479 But if someone has been drinking and they is there 1720 01:26:21.600 --> 01:26:25.000 any time you would ever say you shouldn't have taken 1721 01:26:25.520 --> 01:26:27.159 the chemical test, the one you. 1722 01:26:27.279 --> 01:26:27.600 Have to. 1723 01:26:30.399 --> 01:26:31.199 Yeah, we do. 1724 01:26:31.399 --> 01:26:35.159 I mean everything you do is evidence that's used against you. 1725 01:26:35.279 --> 01:26:38.159 So if you have, if you've been drinking, you're highly intoxicated, 1726 01:26:38.439 --> 01:26:42.720 and you have multiple priors, Yeah, that evidence is just 1727 01:26:42.840 --> 01:26:43.520 going to hang in. 1728 01:26:43.640 --> 01:26:45.279 It's going to hang you because it could be it 1729 01:26:45.359 --> 01:26:47.560 could be a felony at that point, you could be 1730 01:26:47.680 --> 01:26:49.199 facing ten years or whatever. 1731 01:26:50.359 --> 01:26:53.359 Yeah, a lot of times you're better off not giving 1732 01:26:53.640 --> 01:26:56.039 the state evidence to convict you got it. 1733 01:26:56.119 --> 01:26:58.359 But like you said, Douglas County, now they're gonna they're 1734 01:26:58.359 --> 01:27:00.640 gonna grab it anyhow. And you know, I don't have 1735 01:27:00.680 --> 01:27:02.800 a problem with that. But you know what this guy 1736 01:27:02.920 --> 01:27:06.560 everybody listening, Joe knows the system inside. Now he does 1737 01:27:06.640 --> 01:27:09.800 flat rate pricing, at least on DUIs, but pretty much 1738 01:27:09.880 --> 01:27:12.640 anything criminal Joe can handle. He's a great guy. And 1739 01:27:12.760 --> 01:27:14.359 the reason I tell you this is I want you 1740 01:27:14.479 --> 01:27:17.640 to put his phone number in your phone right now, 1741 01:27:18.079 --> 01:27:21.359 because when something happens, you need that number. You don't 1742 01:27:21.359 --> 01:27:24.840 want to be googling some clown's number. You want Joe Lazera. 1743 01:27:25.119 --> 01:27:28.039 He knows the judges, he knows the das. If you're guilty, 1744 01:27:28.119 --> 01:27:30.920 he's going to get you the best deal possible out there. 1745 01:27:31.159 --> 01:27:33.239 And if you're innocent, he's going to get up and 1746 01:27:33.359 --> 01:27:37.119 convince a jury you didn't do anything wrong. Joe Lazzara 1747 01:27:37.199 --> 01:27:40.239 three oh three, four to two nine sixty two hundred 1748 01:27:40.319 --> 01:27:43.680 three zero three four nine sixty two hundred. I got 1749 01:27:43.760 --> 01:27:45.960 to take a break. I promise. We've got a question 1750 01:27:46.199 --> 01:27:49.600 on a home edition. We've got a couple questions by 1751 01:27:49.760 --> 01:27:52.880 text on loans, and then Cheryl has a question or 1752 01:27:52.920 --> 01:27:56.000 a problem with a landlord. One line open, three zero 1753 01:27:56.199 --> 01:28:03.560 three Martino, three oh three Martino, Go. 1754 01:28:03.680 --> 01:28:04.439 With a sure thing. 1755 01:28:04.600 --> 01:28:07.920 Denver's Best Rufer excel roofing dot com. You don't pay 1756 01:28:07.920 --> 01:28:14.560 a cent until you're content. Time for an insurance check up, free, 1757 01:28:14.680 --> 01:28:18.680 no obligation, comparison call Compass insurance paying too much your 1758 01:28:18.760 --> 01:28:21.680 coverage at dozens of insurance companies find out Now three 1759 01:28:21.760 --> 01:28:24.039 o three seven to seven to one help. You'll think 1760 01:28:24.079 --> 01:28:26.640 you're his only customer when you choose Frank durand the 1761 01:28:26.720 --> 01:28:29.920 real Estateman dot com to list your home with Remax 1762 01:28:29.960 --> 01:28:33.000 Alliance three oh three nine two zero sixteen twenty two. 1763 01:28:35.640 --> 01:28:37.920 Okay, so a little bit of good news out there, 1764 01:28:38.000 --> 01:28:39.960 but it's going to be shocking what it means to 1765 01:28:40.840 --> 01:28:45.439 homeownership in refinancing getting cash out. By the way, Frank Duran, 1766 01:28:45.520 --> 01:28:47.840 the real estate man in with me, and then Ryan Herbig, 1767 01:28:47.880 --> 01:28:50.119 he's been on a referral list or referral list dot com. 1768 01:28:50.239 --> 01:28:53.119 Welcome into studio, by the way, Ryan, and I'm hoping 1769 01:28:53.159 --> 01:28:55.319 to see more of you here. But here's the bottom line, 1770 01:28:55.800 --> 01:28:58.359 American Liberty Mortgage. You guys do about every kind of 1771 01:28:58.439 --> 01:29:03.000 loan known demand. You guys, reverses of course, fifteen thirties, twenties, 1772 01:29:03.039 --> 01:29:06.520 really whatever people need. As far as lending cash outs. 1773 01:29:06.800 --> 01:29:09.319 You even do helock loans if they just want to 1774 01:29:09.399 --> 01:29:12.720 tap in and maybe update that kitchen or whatever. 1775 01:29:13.039 --> 01:29:15.000 Yeah, yeah, we do he loocks. We do all the 1776 01:29:15.079 --> 01:29:18.960 traditional stuff. Conventional fhava. We got outside of the box loans. 1777 01:29:19.840 --> 01:29:24.600 We can use bank statements to qualify. We have very 1778 01:29:24.840 --> 01:29:25.760 very good programs for it. 1779 01:29:25.920 --> 01:29:26.479 What does that mean? 1780 01:29:26.560 --> 01:29:29.279 You can use bank statement so instead of like having 1781 01:29:29.359 --> 01:29:32.800 to talk about your job history, you can go off 1782 01:29:32.880 --> 01:29:36.680 of basically just assets. Yeah. So an asset based loan, 1783 01:29:36.720 --> 01:29:40.119 whether it's cash or whatever, well, it's it's a bank statement. 1784 01:29:40.159 --> 01:29:42.359 Loon is typically going to be for a self employed 1785 01:29:42.399 --> 01:29:45.560 person that doesn't claim enough income on their taxes qualify. 1786 01:29:45.239 --> 01:29:47.680 Because they're trying to save money on their taxes. Correct, 1787 01:29:47.760 --> 01:29:51.159 and a lot probably every contractor in the world falls 1788 01:29:51.239 --> 01:29:52.199 into that, a lot. 1789 01:29:52.079 --> 01:29:53.119 Of self employed people do. 1790 01:29:53.279 --> 01:29:55.119 So we can actually take twelve months of their bank 1791 01:29:55.199 --> 01:29:58.359 statements and they will add that income up and depending 1792 01:29:58.439 --> 01:30:00.840 on the type of business, they'll take any expense ratio 1793 01:30:01.000 --> 01:30:03.119 off of that and we can use that as qualifying income. 1794 01:30:03.159 --> 01:30:04.560 I'm actually working on one right now. 1795 01:30:04.680 --> 01:30:07.520 Oh, that's really cool. And the success rate is fine. 1796 01:30:07.720 --> 01:30:09.359 I mean, it all comes down to numbers. 1797 01:30:09.600 --> 01:30:09.800 Yeah. 1798 01:30:09.920 --> 01:30:12.680 We can actually submit the bank statements to any of 1799 01:30:12.720 --> 01:30:15.000 our investors that do them, and they'll calculate the income. 1800 01:30:15.479 --> 01:30:17.039 In about a day, we'll have the income and then 1801 01:30:17.079 --> 01:30:18.479 we know exactly how much we can use. 1802 01:30:18.600 --> 01:30:21.359 So about two minutes ago, interest rates just drapped a 1803 01:30:21.439 --> 01:30:23.239 quarter Is that what the FED did? 1804 01:30:23.399 --> 01:30:25.119 The FED funds rate dropped a quarter percent? 1805 01:30:25.399 --> 01:30:28.439 Yeah, which, so think about this. This is amazing to me. 1806 01:30:28.600 --> 01:30:31.479 So what that means in general, that's the money the 1807 01:30:31.560 --> 01:30:35.520 banks borrow from the FEDS, from the government exactly. So 1808 01:30:35.800 --> 01:30:39.399 they are now borrowing. All these banks around are literally borrowing. 1809 01:30:39.439 --> 01:30:41.880 You got to remember they borrow money every night basically 1810 01:30:42.000 --> 01:30:44.640 depending on where they are. I mean, this money moves 1811 01:30:44.680 --> 01:30:47.520 around so quick it's crazy. But right now the banks 1812 01:30:47.600 --> 01:30:52.399 are borrowing at a quarter point less. Correct. But interest 1813 01:30:52.520 --> 01:30:55.800 rates have reacted for homes like a thirty year fix 1814 01:30:56.199 --> 01:30:58.960 has reacted. How in the last ten minutes or whatever. 1815 01:30:59.199 --> 01:31:02.119 Mortgage rates are actually going up now explain that. 1816 01:31:02.359 --> 01:31:04.720 I mean, it's not the first time it happens, and 1817 01:31:04.840 --> 01:31:07.319 I don't mean get into a crazy story about it, 1818 01:31:07.399 --> 01:31:10.600 but eventually it should catch up. Yeah. 1819 01:31:11.119 --> 01:31:14.239 So the FED funds rate, as you mentioned, is the 1820 01:31:14.399 --> 01:31:17.359 rate that banks borrow money. So that's going to affect 1821 01:31:17.399 --> 01:31:21.159 your auto loans, your home equity lines of credit, bank 1822 01:31:21.319 --> 01:31:25.199 specific loans. Mortgage loans are driven by mortgage backed securities YEP, 1823 01:31:25.239 --> 01:31:28.560 which are traded a little bit differently. Also, they's somewhat 1824 01:31:28.600 --> 01:31:31.840 tied to the ten year note. But what we're seeing 1825 01:31:31.960 --> 01:31:35.159 is so the Fed dropped a quarter today. However, in 1826 01:31:35.239 --> 01:31:38.680 the last couple of months, we've had some higher inflation 1827 01:31:38.800 --> 01:31:40.960 numbers than what the Fed wants to see. Yeah, of course, 1828 01:31:41.239 --> 01:31:45.960 So what's moving mortgage rates in a bad direction is 1829 01:31:46.079 --> 01:31:48.399 we believe the Fed next year is only going to 1830 01:31:48.520 --> 01:31:51.119 lower once or twice instead of they were talking about 1831 01:31:51.199 --> 01:31:52.920 four to five quarter point drops. 1832 01:31:53.000 --> 01:31:55.880 So it was a conversation afterwards. They weren't talking four 1833 01:31:55.960 --> 01:31:58.279 or five total points. Now they're only talking. 1834 01:31:58.199 --> 01:32:00.720 We're talking twenty five or fifty bait points or a 1835 01:32:00.800 --> 01:32:03.039 quarter or a half percent instead of one to one 1836 01:32:03.079 --> 01:32:05.079 and a half percent that was expected next year. 1837 01:32:05.159 --> 01:32:05.359 Yeah. 1838 01:32:05.960 --> 01:32:08.199 Hey, both of you been in the business a long time. 1839 01:32:08.279 --> 01:32:11.560 Frank Dran the real estate man, Ryan, So looking back 1840 01:32:11.640 --> 01:32:14.600 in your careers, either lending or selling homes, what would 1841 01:32:14.640 --> 01:32:20.000 you say the average or medium median? I don't even 1842 01:32:20.000 --> 01:32:21.520 know if I want to put it that way. I 1843 01:32:21.600 --> 01:32:23.680 want to go back to average. Now that's not fair. 1844 01:32:23.720 --> 01:32:26.960 It's not fair in either way. The median interest rates 1845 01:32:27.359 --> 01:32:30.600 on a thirty year market because people got really used 1846 01:32:30.640 --> 01:32:33.199 to two and three percent. I know people that were 1847 01:32:33.279 --> 01:32:37.079 doing cash outs because in Colorado the equity was going 1848 01:32:37.159 --> 01:32:39.439 up so quick they could do a cash out every 1849 01:32:39.520 --> 01:32:42.439 six or eight months and basically, well they're basically selling 1850 01:32:42.479 --> 01:32:45.199 their house the slow way, but they were pulling cash 1851 01:32:45.279 --> 01:32:50.119 out constantly. What would you say in your careers the average. 1852 01:32:49.840 --> 01:32:54.680 Was I would say mid fives, the mid sixes. 1853 01:32:54.600 --> 01:32:55.960 Five and a half to six and a half. 1854 01:32:56.520 --> 01:33:00.359 Frank, that sounds about right, I say, yeah, between four five, 1855 01:33:00.479 --> 01:33:01.279 maybe in the sixes. 1856 01:33:01.319 --> 01:33:03.319 But boy, I've done it for thirty years. 1857 01:33:03.319 --> 01:33:04.880 I remember when the rates were a lot higher too, 1858 01:33:04.920 --> 01:33:07.199 and then they went really low, and then I remember 1859 01:33:07.239 --> 01:33:09.079 we purchased I think at a four percent interest rate. 1860 01:33:09.119 --> 01:33:11.079 There they're down there around four percent for a while. 1861 01:33:11.199 --> 01:33:15.239 So our first house, Suzanna and I bought from US 1862 01:33:15.359 --> 01:33:20.039 Homes in Parker, Colorado, Clark Farms. The house was brand new, 1863 01:33:20.079 --> 01:33:22.560 one hundred and ten thousand, nineteen ninety three, babe as 1864 01:33:22.720 --> 01:33:26.479 Ra nineteen ninety three. The interest rate was basically seven 1865 01:33:26.560 --> 01:33:29.079 percent six ' nine and that was just the going 1866 01:33:29.199 --> 01:33:32.279 rate at the time. So that's nineteen ninety three, but 1867 01:33:32.399 --> 01:33:34.920 the house was only one hundred and ten That house 1868 01:33:35.000 --> 01:33:38.239 probably right now sells. I would assume four hundred thousand, 1869 01:33:38.399 --> 01:33:41.239 I mean maybe, but crazy amounts or way more. 1870 01:33:41.600 --> 01:33:45.359 We got very spoiled after the mortgage meltdown because between 1871 01:33:45.399 --> 01:33:49.279 twenty ten and twenty twenty two, interest rates were being 1872 01:33:50.039 --> 01:33:52.000 artificially held low by the Fed. 1873 01:33:52.239 --> 01:33:54.760 Yeah, of course, so that was that was an unusual 1874 01:33:55.319 --> 01:33:58.039 What's really strange about that is the people in their 1875 01:33:58.079 --> 01:34:00.720 twenties are the people that were first time home buyers 1876 01:34:01.159 --> 01:34:03.680 in that period of time. Now look at the rates 1877 01:34:03.760 --> 01:34:06.600 now like they're insane, and they're not. I mean, six 1878 01:34:06.720 --> 01:34:09.119 and a half percent is not insane by any means. 1879 01:34:09.399 --> 01:34:11.600 You could go talk to my dad during Jimmy Carter 1880 01:34:11.760 --> 01:34:15.239 that had a thirteen percent mortgage all day long. You 1881 01:34:15.359 --> 01:34:17.319 can go back to where Susanna and I bought our 1882 01:34:17.399 --> 01:34:21.359 first now in the early nineties, and seven percent was average. So, 1883 01:34:21.520 --> 01:34:23.680 I mean, where we're sitting right now is not crazy. 1884 01:34:24.079 --> 01:34:26.319 But if you came up in the last if you 1885 01:34:26.399 --> 01:34:29.479 were twenty five years old in twenty ten, you thought 1886 01:34:29.560 --> 01:34:33.560 interest rates were always as slow. Yeah, you guys do 1887 01:34:33.720 --> 01:34:36.439 VA too, right, Yes, a lot of a ton of VA. 1888 01:34:36.640 --> 01:34:36.800 Yeah. 1889 01:34:36.880 --> 01:34:39.439 It's about half of my business, half of your business, yea. 1890 01:34:39.520 --> 01:34:41.479 And what's the biggest deal of VA. You can get 1891 01:34:41.800 --> 01:34:44.399 one hundred percent loan to value. Yep, yeah, you can 1892 01:34:44.439 --> 01:34:46.720 borrow a hundred percent and then how about cash out? 1893 01:34:47.680 --> 01:34:50.000 You can go up to one hundred percent cast percent 1894 01:34:50.039 --> 01:34:53.479 even on a cash out, and the rates are typically 1895 01:34:53.520 --> 01:34:55.399 going to be a little bit lower than a conventional loan. 1896 01:34:56.239 --> 01:34:58.920 The qualifications are typically going to be a little bit easier. 1897 01:34:59.000 --> 01:35:01.800 We can go to lower credit scores. They're just they're 1898 01:35:01.800 --> 01:35:04.199 a little they're a little more friendly to get qualified. 1899 01:35:04.239 --> 01:35:06.199 But obviously you've got to be a veteran. All right, 1900 01:35:06.279 --> 01:35:08.039 real quick, Cheryl, what's going on with you? 1901 01:35:10.199 --> 01:35:10.319 Oh? 1902 01:35:10.640 --> 01:35:13.159 Thank you for taking my call for love your show, 1903 01:35:15.199 --> 01:35:17.640 real cook, I'm a landlord. The way you worded it, 1904 01:35:17.800 --> 01:35:19.720 I think you thought I always had a problem with 1905 01:35:19.760 --> 01:35:21.520 the landlord. But I am the landlord. 1906 01:35:21.800 --> 01:35:25.159 Oh okay, so you've got a problem with a tenant. 1907 01:35:25.199 --> 01:35:29.279 Great tennis. But I just keep hanging in there with them. 1908 01:35:30.680 --> 01:35:32.720 What are they always late? I mean, give me an idea, 1909 01:35:33.000 --> 01:35:34.880 always late, always late. 1910 01:35:34.960 --> 01:35:35.880 They eventually did. 1911 01:35:35.880 --> 01:35:38.560 Pay up, and then they're back to being late again. 1912 01:35:38.680 --> 01:35:40.800 They just drag it on. Okay, hold tight. I want 1913 01:35:40.840 --> 01:35:43.960 to do a couple of things. One I would like, well, 1914 01:35:44.000 --> 01:35:46.279 I want to find out exactly what your question is. 1915 01:35:46.640 --> 01:35:49.359 But I think we'd probably like to get on our 1916 01:35:49.399 --> 01:35:52.199 real estate attorney, and I like having experts on whenever, 1917 01:35:52.640 --> 01:35:55.600 So Kelly, maybe we reach out to Brad O'Brien. Jan's 1918 01:35:55.600 --> 01:35:58.520 got a problem with a dentist. There is nothing like 1919 01:35:58.640 --> 01:36:02.079 having trouble with the dentist. We had one dentist years ago, 1920 01:36:02.720 --> 01:36:05.439 got I say years five, six years ago. The kid 1921 01:36:05.520 --> 01:36:08.720 had braces orthodonists. He had braces, and the mother wasn't 1922 01:36:08.800 --> 01:36:11.560 making the one hundred dollars a month's payments, and the 1923 01:36:11.680 --> 01:36:14.319 kid was in pain because of the they needed to 1924 01:36:14.399 --> 01:36:17.560 be adjusted and they started digging into his guns. You 1925 01:36:17.760 --> 01:36:21.880 know that bastard wouldn't adjust the braces and that kid 1926 01:36:22.000 --> 01:36:24.239 was in pain because the mother couldn't pay until we 1927 01:36:24.399 --> 01:36:25.039 got involved. 1928 01:36:30.000 --> 01:36:33.279 Go with a sure thing Denver's Best roofer Excel roofing 1929 01:36:33.359 --> 01:36:36.000 dot com. You don't pay a cent until you're content. 1930 01:36:39.399 --> 01:36:42.520 Time for an insurance checkup free, no obligation. In comparison, 1931 01:36:42.720 --> 01:36:46.239 call Compass insurance paying too much your coverage at dozens 1932 01:36:46.279 --> 01:36:49.000 of insurance companies. Find out now three O three seven 1933 01:36:49.000 --> 01:36:51.359 to seven to one help. You'll think you're his only 1934 01:36:51.479 --> 01:36:53.880 customer when you choose Frank durand the real estate man 1935 01:36:54.000 --> 01:36:57.359 dot com to list your home with Remax Alliance three 1936 01:36:57.600 --> 01:36:59.520 three nine two zero sixteen twenty two. 1937 01:37:00.840 --> 01:37:03.079 You know, we were talking during the break and Ryan 1938 01:37:03.239 --> 01:37:05.000 was telling me a couple of weeks ago he actually 1939 01:37:05.119 --> 01:37:07.479 locked a couple people in on what'd you say, a 1940 01:37:07.560 --> 01:37:10.199 VA loan? Were they good? 1941 01:37:10.399 --> 01:37:11.680 VA streamline refinancial? 1942 01:37:11.720 --> 01:37:14.840 Oh, streamline five and a half percent? And I started thinking, 1943 01:37:14.920 --> 01:37:17.600 you know, it would be cool people that want to actually, 1944 01:37:18.399 --> 01:37:20.880 you know, they either need cash out or they're moving, 1945 01:37:20.960 --> 01:37:23.680 they have to do it if they contact you. I 1946 01:37:23.720 --> 01:37:25.359 don't know if you do this service or not, but 1947 01:37:25.479 --> 01:37:28.159 they can kind of eyeball or you can keep an 1948 01:37:28.159 --> 01:37:30.840 eyeball and then when different rates depending on the product 1949 01:37:30.920 --> 01:37:33.880 they want, hit around that area, boom, you can pull 1950 01:37:33.920 --> 01:37:36.520 the trigger. So you're kind of doing all the research 1951 01:37:36.600 --> 01:37:38.239 for him, because that's what you do for a living, 1952 01:37:38.640 --> 01:37:40.560 and have everything ready to go to be able to 1953 01:37:40.600 --> 01:37:42.760 lock them in. I mean, do you guys do anything 1954 01:37:42.920 --> 01:37:43.079 like that? 1955 01:37:43.439 --> 01:37:46.199 Yeah, yeah, yeah, I've got a whole all of my clients. 1956 01:37:46.239 --> 01:37:48.319 I've got a list and we have target interest rates 1957 01:37:48.359 --> 01:37:49.800 and when they hit there, I get alert. 1958 01:37:49.600 --> 01:37:51.359 They're right there. But at five and a half. People 1959 01:37:51.399 --> 01:37:53.880 would kill for that streamline two weeks ago at five 1960 01:37:53.920 --> 01:37:56.760 and a half. That's nuts. Yeah, And streamline means there's 1961 01:37:56.800 --> 01:38:00.319 no appraisal. They're basically doing a quick cash out, just 1962 01:38:00.399 --> 01:38:01.119 a quick refin. 1963 01:38:01.399 --> 01:38:03.800 Well, you're actually on a streamline, you cannot pull cash out, 1964 01:38:03.840 --> 01:38:06.159 no cash Yeah, So it's just lowering interest rates. 1965 01:38:06.279 --> 01:38:09.319 They lower an interest rate or term or term. Yes, 1966 01:38:09.439 --> 01:38:11.359 you can go from a thirty to a fifteen, pay 1967 01:38:11.439 --> 01:38:14.119 that thing off and twice the twice the speed. And 1968 01:38:14.199 --> 01:38:16.479 then Frank brought something up. And then Cheryl, I'm gonna 1969 01:38:16.479 --> 01:38:18.600 come right back to you. But Frank, you brought up 1970 01:38:18.680 --> 01:38:22.119 people waiting for interest rates to go down, or they're 1971 01:38:22.159 --> 01:38:25.800 sitting on the fence selling their house. Explain what your 1972 01:38:25.880 --> 01:38:28.560 point is and I get it because while they're waiting 1973 01:38:28.600 --> 01:38:31.119 for interest rates to go down, which can happen or 1974 01:38:31.199 --> 01:38:34.119 not happen, the value of their house is going up. 1975 01:38:34.199 --> 01:38:36.119 So go ahead, Yeah, Mark, think about this. When rates 1976 01:38:36.159 --> 01:38:38.119 were down to three and four percent, people were paying 1977 01:38:38.159 --> 01:38:40.640 through the roof. There was hardly any inventory out there. 1978 01:38:40.640 --> 01:38:43.119 They're paying sometimes forty fifty eighty one hundred grand over 1979 01:38:43.239 --> 01:38:45.399 asking yep. So they had the lower interest rate, they 1980 01:38:45.439 --> 01:38:46.880 were paying more for real estate. And now watch this 1981 01:38:47.600 --> 01:38:50.920 last month. Statistically, fifty percent of the homes before they 1982 01:38:51.000 --> 01:38:53.319 sold how to do a price reduction before they went 1983 01:38:53.399 --> 01:38:55.439 under come price reduct price reduction. 1984 01:38:55.560 --> 01:38:58.960 So by waiting for interest rates to come down, by 1985 01:38:59.119 --> 01:39:03.800 giving people looking a better opportunity to buy more house, yes, 1986 01:39:03.960 --> 01:39:07.000 they're actually not doing anything because the home itself is 1987 01:39:07.079 --> 01:39:07.479 coming down. 1988 01:39:07.520 --> 01:39:09.600 They're getting better deals. And on top of that, six 1989 01:39:09.760 --> 01:39:12.359 percent of those homes they gave the sellers paid concessions 1990 01:39:12.399 --> 01:39:15.279 towards interest, straight buydowns or fix ups on the home. 1991 01:39:15.359 --> 01:39:17.199 So buyers actually are getting better deals. 1992 01:39:17.239 --> 01:39:17.399 Now. 1993 01:39:17.800 --> 01:39:19.239 Now maybe the rates are a bit higher. You can 1994 01:39:19.279 --> 01:39:20.520 always refinance down the stretch. 1995 01:39:20.600 --> 01:39:21.159 What did you guys? 1996 01:39:21.159 --> 01:39:23.279 You know you can always refine? What did you guys say? 1997 01:39:23.359 --> 01:39:26.319 You said, marry the interest rate, But now I marry 1998 01:39:26.359 --> 01:39:30.439 the house date the rate. Marry the house date the rate. Interesting? 1999 01:39:30.520 --> 01:39:30.920 I like that. 2000 01:39:31.039 --> 01:39:33.079 Three O three seven one three eight two five five. 2001 01:39:33.319 --> 01:39:36.399 Hey Cheryl, so what is going on with your tenant? 2002 01:39:36.520 --> 01:39:38.640 We know they're not paying you, but then they get 2003 01:39:38.720 --> 01:39:40.239 caught up. What's the question. 2004 01:39:41.600 --> 01:39:44.359 Okay, it's I don't want to go into anything they 2005 01:39:44.399 --> 01:39:46.560 don't need, but let me just give you some pros 2006 01:39:46.560 --> 01:39:49.600 and cons real quickly about this particular tenant, which is 2007 01:39:49.640 --> 01:39:53.159 why I'm so twisted on my decision to a victim. 2008 01:39:53.439 --> 01:39:55.039 Yeah, but I don't even know if you can a 2009 01:39:55.119 --> 01:39:56.159 victim if they're caught up. 2010 01:39:57.279 --> 01:39:59.039 Yeah, well they're not caught up for this. 2011 01:39:59.199 --> 01:39:59.520 Okay. 2012 01:39:59.720 --> 01:40:01.359 This is happened countless time. 2013 01:40:01.239 --> 01:40:03.439 All right, So go ahead, tell me about these people 2014 01:40:04.000 --> 01:40:04.560 real quick. 2015 01:40:05.960 --> 01:40:09.399 He has remodeled the house, okay, since he's been there 2016 01:40:09.479 --> 01:40:14.640 off and on. Okay, and there's not nearly enough communication 2017 01:40:14.840 --> 01:40:18.319 on doing it with trips me. He's got five kids. Yeah, 2018 01:40:20.159 --> 01:40:23.560 it's Christmas time, and those are the things keeping me 2019 01:40:23.640 --> 01:40:24.760 from following through on this. 2020 01:40:25.039 --> 01:40:26.960 Well, Cheryl, you can't. You couldn't kick him out that 2021 01:40:27.119 --> 01:40:29.800 quick right now. Anyhow, I guaranteed be in that house 2022 01:40:29.840 --> 01:40:32.279 for Christmas. I think you got to figure out if 2023 01:40:32.319 --> 01:40:34.119 you want him long term. When's the lease up? 2024 01:40:35.439 --> 01:40:38.159 It is le up in February. I was going to 2025 01:40:38.239 --> 01:40:38.840 continue it. 2026 01:40:39.039 --> 01:40:41.199 Yeah, I came through with the rent. 2027 01:40:41.279 --> 01:40:44.640 I was going to lease it to him by the month. Yeah, 2028 01:40:45.880 --> 01:40:46.760 after February. 2029 01:40:46.920 --> 01:40:49.000 It's pretty hard just to get rid of someone if 2030 01:40:49.039 --> 01:40:51.840 they're caught up. I understand you're saying they always get behind, 2031 01:40:52.159 --> 01:40:54.359 but when you show up for an eviction hearing. If 2032 01:40:54.399 --> 01:40:57.399 you start the eviction process and give the notice, if 2033 01:40:57.439 --> 01:40:59.880 you do everything right, you show up and they cure 2034 01:40:59.920 --> 01:41:02.680 the debt right then and there, they're back in the game. 2035 01:41:02.960 --> 01:41:04.760 There's nothing you're going to do about it. In the 2036 01:41:04.840 --> 01:41:07.600 state of Colorado. In fact, it's worse than that, Cheryl. 2037 01:41:07.600 --> 01:41:09.600 I don't know if you know this, but if you're 2038 01:41:09.680 --> 01:41:12.560 not going to move into that property now, or if 2039 01:41:12.600 --> 01:41:14.960 you're not going to sell that property, and there's some 2040 01:41:15.239 --> 01:41:18.600 other events that you can get rid of them. But 2041 01:41:18.800 --> 01:41:20.720 in general, if you just want to get rid of 2042 01:41:20.800 --> 01:41:24.399 them for anything besides nonpayment, you can't even cancel a 2043 01:41:24.520 --> 01:41:30.840 lease on them anymore. Well, then I'd be silent too 2044 01:41:30.920 --> 01:41:32.600 if I was a landlord here in that for the 2045 01:41:32.680 --> 01:41:34.920 first time. I mean, but that's what we get for 2046 01:41:35.039 --> 01:41:37.640 voting for who we voted for. So I mean that's that. 2047 01:41:39.000 --> 01:41:43.560 I mean, yeah, very very well aware of that one. 2048 01:41:44.920 --> 01:41:47.279 So I don't I mean, I can't make a moral 2049 01:41:47.680 --> 01:41:49.720 I'm not going to help you make a moral decision 2050 01:41:49.800 --> 01:41:51.479 on your tenants. But what I do want you to 2051 01:41:51.600 --> 01:41:54.800 know is I don't know how much of a choice 2052 01:41:54.840 --> 01:41:57.079 you have. I mean, if you figure out if you 2053 01:41:57.239 --> 01:41:58.680 want to get rid of them. What I can do 2054 01:41:58.880 --> 01:42:01.319 is tomorrow I can get Brad O'Brien on he's in 2055 01:42:01.439 --> 01:42:04.159 court today, and we can talk to Brad about different 2056 01:42:04.159 --> 01:42:06.479 ways you could literally get rid of these people. But 2057 01:42:06.640 --> 01:42:10.279 in general, if they cure the debt, even if they're late, 2058 01:42:10.760 --> 01:42:13.239 you're not gonna get rid of them in Colorado anymore 2059 01:42:13.319 --> 01:42:16.039 unless you're gonna move back into the property or sell 2060 01:42:16.119 --> 01:42:18.920 the property. That's just the way it is. People think 2061 01:42:19.199 --> 01:42:21.560 I have a one year lease with Joe Blow. When 2062 01:42:21.600 --> 01:42:23.720 the one year lease is up, I don't have to 2063 01:42:23.760 --> 01:42:27.279 rent to him anymore. That is not the case in Colorado. 2064 01:42:27.560 --> 01:42:29.760 I don't know how else to put it. It's simply 2065 01:42:29.840 --> 01:42:31.800 not the case. And I'm not going to argue if 2066 01:42:31.840 --> 01:42:34.119 it's right or not. I think it's horrible. I think 2067 01:42:34.199 --> 01:42:37.680 it's gonna ultimately make it to where there's less properties 2068 01:42:37.760 --> 01:42:40.680 to rent, which means they're going to be more expensive. 2069 01:42:40.920 --> 01:42:43.479 I think it's gonna have a negative effect than what 2070 01:42:43.600 --> 01:42:45.479 the liberals thought it was gonna have. But none of 2071 01:42:45.560 --> 01:42:48.880 that matters because it's the rules now. David and jan 2072 01:42:49.000 --> 01:42:49.760 you hold tight. 2073 01:42:56.159 --> 01:42:59.640 Go with a sure thing. Denver's best roofer excelroofing dot 2074 01:42:59.760 --> 01:43:05.720 Com you don't pay a cent until you're contenth time 2075 01:43:05.800 --> 01:43:08.680 for an insurance check up free no obligation. In comparison, 2076 01:43:08.840 --> 01:43:12.359 call Compass Insurance paying too much your coverage at dozens 2077 01:43:12.399 --> 01:43:13.359 of insurance companies. 2078 01:43:13.479 --> 01:43:15.520 Find out now three all three seven to seven to 2079 01:43:15.560 --> 01:43:16.039 one help. 2080 01:43:16.239 --> 01:43:18.880 You'll think you're his only customer when you choose Frank 2081 01:43:18.960 --> 01:43:21.359 durand the real estate man dot com to list your 2082 01:43:21.439 --> 01:43:24.560 home with Remax Alliance three all three nine two zero 2083 01:43:24.680 --> 01:43:25.640 sixteen twenty two. 2084 01:43:26.520 --> 01:43:31.760 Yeah, ripped. 2085 01:43:33.479 --> 01:43:36.479 News. So you don't have. 2086 01:43:38.720 --> 01:43:43.720 Come run anxious fast as you can. Shooter's gonna help. 2087 01:43:44.000 --> 01:43:50.359 Come man, This is the Troubleshooter Show. Now, Tom Martinez, Welcome, 2088 01:43:50.439 --> 01:43:53.079 Welcome my friends to the only show of its kind. 2089 01:43:53.119 --> 01:43:56.239 We're here to south Fromise, answer questions, take complaints. Over 2090 01:43:56.359 --> 01:43:59.560 three hundred million dollars say it with me, three hundred 2091 01:44:00.079 --> 01:44:04.960 million dollars in cash, merchandice exchanges, refunds services directly due 2092 01:44:05.000 --> 01:44:06.840 to the show. And it's actually quite a bit more 2093 01:44:06.920 --> 01:44:09.560 than that. That's what we can track over a forty 2094 01:44:09.720 --> 01:44:13.159 five year period. By the way, the longest running show 2095 01:44:13.279 --> 01:44:18.520 in the country with the same host, the longest running show. 2096 01:44:18.880 --> 01:44:21.079 I love when people try to find one that's run 2097 01:44:21.159 --> 01:44:24.039 longer with the same host. Tom has been in Colorado 2098 01:44:24.199 --> 01:44:27.640 forty five years. Forty five years. He was doing something 2099 01:44:27.720 --> 01:44:30.800 similar prior to this, But right here in Colorado forty 2100 01:44:30.840 --> 01:44:33.640 five years, there's nothing else. The closest would be the 2101 01:44:33.760 --> 01:44:37.880 Grand Old Opera, which is still on, but it's had 2102 01:44:38.239 --> 01:44:41.600 numerous different hosts over the years, numerous. The only other 2103 01:44:41.680 --> 01:44:44.399 one close would be Howard Stern, but not quite very close, 2104 01:44:44.479 --> 01:44:48.079 though very very close. How long Stern been on Dragon? 2105 01:44:48.119 --> 01:44:49.479 Do you know it's been a while? 2106 01:44:49.680 --> 01:44:52.520 Not sure, but I would think even Rick Lewis in 2107 01:44:52.600 --> 01:44:54.680 this building might be able to give Tom a run 2108 01:44:54.720 --> 01:44:55.119 for money. 2109 01:44:55.159 --> 01:44:58.640 But I think even Ricks only thirty years. Yeah, forty 2110 01:44:58.760 --> 01:45:02.359 five years, can you believe it? Forty five years? J COR, 2111 01:45:02.560 --> 01:45:04.520 I don't know who he was. Oh, actually he told 2112 01:45:04.560 --> 01:45:07.359 me this. It was owned by Prior to j COR, 2113 01:45:07.520 --> 01:45:10.880 it was owned by like General Electric, I mean, some 2114 01:45:11.199 --> 01:45:14.520 weird conglomeration like that. Then it was j Core. Then 2115 01:45:14.600 --> 01:45:17.560 of course Clear Channel bought out j Core, and then eventually, 2116 01:45:17.960 --> 01:45:21.079 you know, j COR sold off all the radio stations 2117 01:45:21.119 --> 01:45:23.560 to iheard. I think they kept the billboards, which they 2118 01:45:23.640 --> 01:45:27.960 probably still own and Ryan Herbig. You have offices in 2119 01:45:28.039 --> 01:45:31.279 Colorado Springs and Denver and Colorado Springs. You guys have 2120 01:45:31.399 --> 01:45:35.359 billboards everywhere out here. You don't see billboards, no, Yeah, 2121 01:45:35.439 --> 01:45:39.239 isn't that weird. Our rules on billboards in Denver are crazy, good, bad, 2122 01:45:39.279 --> 01:45:41.399 are indifferent. But it's funny. When I go down to 2123 01:45:41.479 --> 01:45:45.119 our affiliate in the Springs KRDO, Holy moly, man, there's 2124 01:45:45.159 --> 01:45:47.760 billboards every ten feet. I'd say it's a little overkill. 2125 01:45:47.960 --> 01:45:49.920 They have a lot of billboards, a lot of electronic 2126 01:45:50.000 --> 01:45:51.079 billboards now a ton. 2127 01:45:51.199 --> 01:45:53.479 Yeah, that's if you own the proper space, that's the 2128 01:45:53.520 --> 01:45:57.960 way to do it. Absolutely. Hey, we were talking different mortgages. 2129 01:45:58.119 --> 01:46:00.880 American Liberty Mortgage. Ryan her Big is one of the owners. 2130 01:46:00.920 --> 01:46:03.319 He's been with us on referral list dot com for 2131 01:46:03.439 --> 01:46:05.960 years and years and years. I do commercials for you 2132 01:46:06.119 --> 01:46:11.039 down in Colorado Springs. People when it comes to interst 2133 01:46:11.119 --> 01:46:14.560 rates right now, people think they're high, but honestly, I 2134 01:46:14.560 --> 01:46:16.680 don't think they're that high. If you do the math, 2135 01:46:16.760 --> 01:46:18.560 if you have a lot of credit card debt, that 2136 01:46:18.640 --> 01:46:21.479 could be twenty seven percent. If you have a card 2137 01:46:21.560 --> 01:46:24.199 debt that you're in at ten to thirteen percent and 2138 01:46:24.399 --> 01:46:26.680 you can REFI get some cash out and pay off 2139 01:46:26.720 --> 01:46:29.279 that debt. If you crunch the numbers for people, you 2140 01:46:29.359 --> 01:46:32.680 can save a ton. I mean, even if you perceive 2141 01:46:32.880 --> 01:46:35.880 interst rates is a little high, they're probably more in 2142 01:46:35.960 --> 01:46:38.600 line right now than they have been in twenty years. 2143 01:46:38.640 --> 01:46:39.520 Would you agree with that? 2144 01:46:40.199 --> 01:46:41.319 Yeah, I would totally agree with that. 2145 01:46:41.399 --> 01:46:43.640 And if you've got not only credit card debt, but 2146 01:46:43.680 --> 01:46:45.399 a lot of people have taken out personal loans. 2147 01:46:45.720 --> 01:46:47.880 I've secured those are fifteen to twenty percent. 2148 01:46:48.000 --> 01:46:49.680 Oh, I'll tell you a big one. We get calls 2149 01:46:49.720 --> 01:46:52.960 on the these weird loans where like you can either 2150 01:46:53.039 --> 01:46:55.680 go on a vacation and pay for it over time, 2151 01:46:56.239 --> 01:46:58.399 or you go buy an appliance or a set of 2152 01:46:58.479 --> 01:47:01.720 tires or have a car repay. You get six months 2153 01:47:02.199 --> 01:47:06.359 with no payments, no interest. But the second that becomes due, 2154 01:47:07.000 --> 01:47:09.039 not only in a lot of people don't realize this, 2155 01:47:09.439 --> 01:47:11.720 not only does that money do right then in the 2156 01:47:11.840 --> 01:47:14.920 interest kicks in, but all the interest for that free 2157 01:47:14.960 --> 01:47:17.920 amount of time kicks in. So you could literally double 2158 01:47:18.000 --> 01:47:21.279 what you owe just by going over that period of time. 2159 01:47:21.560 --> 01:47:23.319 Yeah, this pay as you go programs, you got to 2160 01:47:23.359 --> 01:47:24.239 be very careful with them. 2161 01:47:24.479 --> 01:47:24.680 Yeah. 2162 01:47:24.760 --> 01:47:27.159 So when you talk streamline, we talked about this a 2163 01:47:27.239 --> 01:47:29.760 streamline right now. A couple of weeks ago, you had 2164 01:47:29.800 --> 01:47:32.199 a couple you locked in at five point five. That 2165 01:47:32.399 --> 01:47:34.760 means you go in. There's no cash out, but you 2166 01:47:34.880 --> 01:47:37.119 can either change the term from like a thirty to 2167 01:47:37.239 --> 01:47:39.960 fifteen or just to a refinance. But you don't have 2168 01:47:40.079 --> 01:47:42.880 to pull an appraisal. What else don't you have to do. 2169 01:47:43.199 --> 01:47:46.840 There's no income documentation, there's no debt to income ratio requirements. 2170 01:47:46.960 --> 01:47:49.720 So basically you pull a credit report. 2171 01:47:49.960 --> 01:47:52.199 Yeah, yeah, it is based on a credit score, and 2172 01:47:52.399 --> 01:47:56.119 you cannot be late on your mortgage, so as long 2173 01:47:56.159 --> 01:47:58.840 as you've made twelve payments on time, or you can streamline. 2174 01:47:58.960 --> 01:48:02.319 You can streamline and literally like snapping your fingers, and it's. 2175 01:48:02.239 --> 01:48:04.359 Cheap because you're not paying for the appraisal and all 2176 01:48:04.399 --> 01:48:07.359 this other stuff. And then you talked about contractors, Frank, 2177 01:48:07.640 --> 01:48:10.319 how often will you have someone that has a business 2178 01:48:10.760 --> 01:48:13.880 like a contractor and you know, come the end of 2179 01:48:13.920 --> 01:48:17.319 the year, it doesn't look that good, but you actually 2180 01:48:17.439 --> 01:48:19.159 made a lot more money. You don't want to give 2181 01:48:19.279 --> 01:48:22.840 Uncle Sam everything. I'm not saying they're lying on their taxes, 2182 01:48:22.920 --> 01:48:25.239 but you know they might be playing the game. Right, 2183 01:48:25.359 --> 01:48:27.720 let's put it that way. How many times does that 2184 01:48:27.920 --> 01:48:31.079 happen and it becomes an issue with your buyers. Frank, 2185 01:48:31.479 --> 01:48:34.680 like a contractor or a small business owner has a 2186 01:48:34.760 --> 01:48:38.720 few issues or a few hurdles to go over for 2187 01:48:38.840 --> 01:48:41.800 the financing part, compared to someone that's just on a 2188 01:48:42.000 --> 01:48:45.159 W two mark. I rarely ran into that, Okay, I 2189 01:48:45.239 --> 01:48:46.319 mean once in a while, you do. 2190 01:48:47.079 --> 01:48:48.800 But the great news is, before we even get them 2191 01:48:48.840 --> 01:48:51.000 out there looking at properties, we get them very well prepared. 2192 01:48:51.039 --> 01:48:53.680 We'll have a do an initial prequell. If they're not 2193 01:48:53.760 --> 01:48:55.279 quite there, we get them on a roadmap to get 2194 01:48:55.319 --> 01:48:58.079 them ready to help them. Oh yeah, yeah, So we 2195 01:48:58.319 --> 01:49:00.319 don't just rush them in there, get them out there. 2196 01:49:00.560 --> 01:49:03.199 Do you guys do the same thing, Ryan, Yeah. But 2197 01:49:03.880 --> 01:49:07.000 this time of year is really advantageous for self employed people. 2198 01:49:07.720 --> 01:49:10.840 So if I'm working with somebody and they didn't claim 2199 01:49:10.920 --> 01:49:13.680 enough income in twenty twenty three, what I like to 2200 01:49:13.720 --> 01:49:16.039 do is set an appointment with them in late January 2201 01:49:16.159 --> 01:49:18.399 or early February and look at their year end numbers 2202 01:49:18.840 --> 01:49:22.439 and we can literally go down and show them what 2203 01:49:22.600 --> 01:49:25.239 kind of income they need to claim for twenty twenty four. 2204 01:49:25.399 --> 01:49:28.640 You can help them correct so they'll qualify for the loan. Yeah, 2205 01:49:28.880 --> 01:49:30.760 now you see it a lot because you're on the 2206 01:49:30.840 --> 01:49:31.319 loan side. 2207 01:49:31.439 --> 01:49:32.960 Yeah, so this this is a good time of year 2208 01:49:33.000 --> 01:49:35.199 to do that because January February you can actually plan 2209 01:49:35.800 --> 01:49:36.439 what they're going to do. 2210 01:49:36.560 --> 01:49:38.600 And what is that kind of loan called? Is that 2211 01:49:38.840 --> 01:49:40.680 just a traditional thirty year what is it? 2212 01:49:40.800 --> 01:49:40.960 Yeah? 2213 01:49:41.119 --> 01:49:42.000 Is it non convent? 2214 01:49:42.359 --> 01:49:43.720 No, it would be a conventional loan. 2215 01:49:43.920 --> 01:49:46.199 So let's say I'm qualifying somebody and they didn't claim 2216 01:49:46.279 --> 01:49:48.800 much income last year in twenty twenty three. Yeah, we 2217 01:49:48.920 --> 01:49:52.239 can plan in January February for their twenty twenty four 2218 01:49:52.319 --> 01:49:55.000 income tax return. Once they file that return, then we 2219 01:49:55.039 --> 01:49:57.600 can use that. How about qualifying income? 2220 01:49:57.680 --> 01:50:00.239 How about someone that's either retired or they I took 2221 01:50:00.319 --> 01:50:02.520 time off I don't know, for whatever reason, they haven't 2222 01:50:02.560 --> 01:50:04.760 worked for a year, but they have plenty of cash 2223 01:50:04.800 --> 01:50:07.439 on the bank on hand, either in the bank or wherever. 2224 01:50:07.840 --> 01:50:09.680 I mean, how do you guys look at that? Is 2225 01:50:09.720 --> 01:50:13.279 there loans out there for people like that or refinance 2226 01:50:13.319 --> 01:50:16.159 option for people that you know, basically have money but 2227 01:50:16.279 --> 01:50:17.600 want to get a better interest rate. 2228 01:50:18.000 --> 01:50:21.960 Yeah, there's there's asset depletion loans. There's quite a few 2229 01:50:22.000 --> 01:50:24.319 different programs for that. Fany and Freddie have one. 2230 01:50:24.359 --> 01:50:25.800 And you guys look at all this stuff. 2231 01:50:25.840 --> 01:50:28.640 Yeah, yeah, yeah, we can deplete assets as income to qualify. 2232 01:50:29.319 --> 01:50:30.880 Another thing is if they have a four toh one 2233 01:50:31.000 --> 01:50:33.159 K or an ira and they're over fifty nine and 2234 01:50:33.199 --> 01:50:36.720 a half, they can literally set up a withdrawal distribution 2235 01:50:36.920 --> 01:50:40.760 and I can use that amount immediately as qualifying income immediately, 2236 01:50:40.920 --> 01:50:43.039 oh as qualifying inca as long as they have a 2237 01:50:43.079 --> 01:50:44.560 three year continuance. 2238 01:50:44.239 --> 01:50:46.520 And that you can also, speaking of people in that 2239 01:50:46.640 --> 01:50:48.760 age range, you can also go in and do a 2240 01:50:48.920 --> 01:50:50.039 reverse mortgage, or you. 2241 01:50:50.039 --> 01:50:52.479 Could do a reverse mortgage in that case too, okay, yep. 2242 01:50:52.680 --> 01:50:55.479 And then usually a reverse mortgage they can tap into 2243 01:50:55.520 --> 01:50:57.800 what fifty percent of the equity depending on. 2244 01:50:57.880 --> 01:51:01.840 Age thirty to sixty depending on age Oh yeah, sixties. 2245 01:51:01.920 --> 01:51:03.199 Think he's going to be way older. 2246 01:51:03.319 --> 01:51:05.159 Yeah, and you're not going to have a way younger 2247 01:51:05.279 --> 01:51:07.760 spouse or anything like that. But you can answer all 2248 01:51:07.840 --> 01:51:10.039 the questions on that stuff. That's what I love about 2249 01:51:10.079 --> 01:51:13.319 these guys. American Liberty Mortgage. If you give them a call, 2250 01:51:13.760 --> 01:51:15.840 the bottom line is they'll find the right loan for you. 2251 01:51:15.960 --> 01:51:17.960 I mean, that's really the way to say it. Yeah, 2252 01:51:18.000 --> 01:51:20.239 how about if they're a first time home buyer. Do 2253 01:51:20.319 --> 01:51:22.520 you guys have options like where you only have to 2254 01:51:22.600 --> 01:51:24.960 put ten percent down, or you know where you get 2255 01:51:25.000 --> 01:51:26.399 grant money or things like that. 2256 01:51:26.960 --> 01:51:28.199 Yeah, there's a lot of programs. 2257 01:51:28.640 --> 01:51:31.640 CHAFF is probably the most popular one Coloradousing Finance authority, 2258 01:51:31.720 --> 01:51:33.000 and you know the in and out. 2259 01:51:33.199 --> 01:51:34.520 They'll do one thousand dollars down. 2260 01:51:35.560 --> 01:51:37.199 We have a one thousand dollars down. 2261 01:51:37.239 --> 01:51:38.960 Yeah, you can do as little as one thousand dollars down. 2262 01:51:39.439 --> 01:51:40.760 Structure the contract correctly. 2263 01:51:41.079 --> 01:51:42.359 Yeah, Is that going to lead to a lot of 2264 01:51:42.399 --> 01:51:44.760 foreclosures one thousand dollars down. 2265 01:51:45.079 --> 01:51:47.640 CHAFF has been around for a very long time, so 2266 01:51:47.760 --> 01:51:51.079 it's been successful. It's been a pretty successful program. They 2267 01:51:51.159 --> 01:51:53.399 do require a first time home buyer class to be taken, 2268 01:51:53.520 --> 01:51:57.159 which hopefully alleviate some of that post for contact. 2269 01:51:57.199 --> 01:51:59.359 Don't you think they should have a first time credit card? 2270 01:52:00.439 --> 01:52:00.600 Yeah? 2271 01:52:00.640 --> 01:52:02.840 Ass, I mean, I like in high school they do. 2272 01:52:03.359 --> 01:52:06.680 You can have a prepaid credit card and have a 2273 01:52:06.760 --> 01:52:09.279 limit on it and you can get your credit school. 2274 01:52:09.319 --> 01:52:11.800 No, but I'm saying, just even in high school, explain 2275 01:52:11.920 --> 01:52:14.560 to these kids how the hell you know eventually all 2276 01:52:14.600 --> 01:52:16.760 you're paying is interest for the rest of your life. 2277 01:52:17.039 --> 01:52:21.199 They've got to have some kind of life lesson in 2278 01:52:21.319 --> 01:52:24.800 high school so kids can balance the checkbook, know about. 2279 01:52:24.640 --> 01:52:27.399 Credit, know what to buy, how to buy a car 2280 01:52:27.520 --> 01:52:29.560 or lease all of it. What to do with renting 2281 01:52:29.600 --> 01:52:31.800 an apartment. That stuff needs to be taught. 2282 01:52:31.960 --> 01:52:34.479 How many first time homeowners do you get, Frank boy, 2283 01:52:34.600 --> 01:52:37.319 I'd say mark for us, that makes it. 2284 01:52:37.399 --> 01:52:39.520 But maybe about twenty percent of the buyers they are 2285 01:52:39.680 --> 01:52:42.319 first time buyer. Yeah, they're first time buyers, but a 2286 01:52:42.359 --> 01:52:44.399 lot of those are referrals of clients we've held for 2287 01:52:44.520 --> 01:52:46.319 years where now their kids are growing up, they're ready 2288 01:52:46.359 --> 01:52:47.079 to buy a house now. 2289 01:52:47.199 --> 01:52:52.680 So hey, you just ryan if someone is either a 2290 01:52:52.800 --> 01:52:56.079 first time buyer and maybe they're going through a different lender, 2291 01:52:56.159 --> 01:52:58.720 but they haven't signed any agreements yet, how do you 2292 01:52:58.840 --> 01:53:01.840 shop for a mortgage? Honest to god, like some people 2293 01:53:01.960 --> 01:53:04.960 go years and years ago. I remember going to Rocket 2294 01:53:05.039 --> 01:53:08.000 Mortgage or Quickened Loans or something and I filled out 2295 01:53:08.039 --> 01:53:11.479 stuff online. I must have had ten thousand people call me. 2296 01:53:11.720 --> 01:53:13.640 It was the worst thing I ever did. I ended 2297 01:53:13.720 --> 01:53:15.960 up not going with any of them. How is a 2298 01:53:16.039 --> 01:53:18.640 way to shop if someone's got a quote from you know, 2299 01:53:18.800 --> 01:53:21.600 somebody else in town and they call you up. I mean, 2300 01:53:21.680 --> 01:53:24.640 how does one shop for a loan. Is there a 2301 01:53:24.800 --> 01:53:27.079 chance your interest rates are going to be lower? Or 2302 01:53:27.079 --> 01:53:29.239 if we don't even care about interest rates, you're looking 2303 01:53:29.319 --> 01:53:31.000 at the total costs going to be lower. 2304 01:53:31.680 --> 01:53:35.479 Yeah, there's typically working with a real estate agent, you know, 2305 01:53:35.600 --> 01:53:38.640 like Frank, They're typically the best way is to have 2306 01:53:38.720 --> 01:53:42.199 them refer people. Yeah, because usually working by referral is 2307 01:53:42.279 --> 01:53:47.399 the best way to do it. Most of the time referrals. 2308 01:53:47.840 --> 01:53:49.399 We get people through referrals as well. 2309 01:53:49.560 --> 01:53:51.840 Well, I guess what I'm asking is, are you, actually, 2310 01:53:52.239 --> 01:53:55.119 I'll put it this way, cheaper In other words, are 2311 01:53:55.199 --> 01:53:57.079 you going to be cheaper than some Joe Blow that 2312 01:53:57.159 --> 01:53:59.800 calls you off of a Quicken loans or a Rocket 2313 01:54:00.279 --> 01:54:01.640 Mortgage or whatever's out there. 2314 01:54:01.840 --> 01:54:02.039 Yeah. 2315 01:54:02.039 --> 01:54:04.880 I mean there's thousands of mortgage companies, but I would 2316 01:54:04.920 --> 01:54:08.439 say we're on the cheaper lower rates. 2317 01:54:08.479 --> 01:54:11.279 As you're aggressive, let's aggress what it is. Yeah, you 2318 01:54:11.399 --> 01:54:12.119 want the business. 2319 01:54:12.199 --> 01:54:14.520 If you're gonna call one hundred lenders, you'll probably find 2320 01:54:14.600 --> 01:54:17.479 somebody that may have a better rate. But we're gonna 2321 01:54:17.520 --> 01:54:20.880 beat USAA, typically Rocket Mortgage and all the big boxes. 2322 01:54:20.960 --> 01:54:23.039 You're gonna beat all them. That's I love the show and. 2323 01:54:23.119 --> 01:54:26.000 Most important on service because I think Frank would agree. 2324 01:54:26.720 --> 01:54:29.159 Working with the local lenders is the way to go. Oh, 2325 01:54:29.239 --> 01:54:31.000 you're gonna hold your hand and make sure they get 2326 01:54:31.039 --> 01:54:32.119 to that table. 2327 01:54:32.199 --> 01:54:34.720 To Ryan's point, let me tell you how many times 2328 01:54:35.640 --> 01:54:37.680 I've had a listing buyer comes in with an out 2329 01:54:37.720 --> 01:54:41.760 of state lender. The headaches that causes the lack of communication. 2330 01:54:41.880 --> 01:54:43.000 I mean, great, great point. 2331 01:54:43.520 --> 01:54:45.560 Hey David, what's going on? Oh, by the way, I've 2332 01:54:45.600 --> 01:54:48.840 been asked four times now American Liberty Mortgage. Is this 2333 01:54:48.960 --> 01:54:49.760 your direct number? 2334 01:54:50.159 --> 01:54:50.359 Ryan? 2335 01:54:50.439 --> 01:54:51.359 That is my mobile number? 2336 01:54:51.399 --> 01:54:53.239 All right, listen, I'm gonna give you a cell number. 2337 01:54:53.479 --> 01:54:57.079 So he's here for another forty minutes, but after the show, 2338 01:54:57.159 --> 01:54:59.880 any questions if you need to cash out, I'm being 2339 01:55:00.119 --> 01:55:02.760 honest to god, I've known this guy forever. We probably 2340 01:55:02.840 --> 01:55:04.800 talk once a month. I end up reaching out here 2341 01:55:04.840 --> 01:55:07.840 for some form of a question. But American Liberty Mortgage, 2342 01:55:07.920 --> 01:55:10.399 right down, Ryan, he's one of the owners. Seven nine 2343 01:55:10.960 --> 01:55:14.800 six nine zero zero four to three. Any questions you have, 2344 01:55:15.079 --> 01:55:17.760 maybe you're thinking of that reverse mortgage. You'll be honest 2345 01:55:17.840 --> 01:55:20.000 with people if it's right for him too, right, I 2346 01:55:20.079 --> 01:55:22.680 mean there's reverse mortgages can be the worst thing for 2347 01:55:22.800 --> 01:55:26.560 some people. Yeah, I mean absolutely the worst thing. But 2348 01:55:26.760 --> 01:55:28.960 other people, if they want to stay in that house, 2349 01:55:29.039 --> 01:55:34.520 it might be the only option. Exactly six nine zero 2350 01:55:34.640 --> 01:55:36.680 zero four to three. And of course, Frank Deran, the 2351 01:55:36.720 --> 01:55:39.439 real estate man, I've said this one hundred times, Frank, 2352 01:55:39.520 --> 01:55:42.239 you saved me so much money buying our house in 2353 01:55:42.319 --> 01:55:45.159 frank Town. It's crazy. I had one lady call years 2354 01:55:45.159 --> 01:55:47.319 ago arguing with how much you saved me. I'll never 2355 01:55:47.399 --> 01:55:49.239 forget that. I was so mad at her. You saved 2356 01:55:49.239 --> 01:55:52.000 me basically one hundred thousand bucks. He walked in with 2357 01:55:52.119 --> 01:55:55.399 the negotiations. He said, Mark, what's the most maximum we 2358 01:55:55.479 --> 01:55:57.840 can throw in this guy's face and the quickest we 2359 01:55:57.960 --> 01:56:00.479 can close, and let's let's knock him over the head. 2360 01:56:00.840 --> 01:56:03.560 And that's literally what you did. In fact, Ryan, it 2361 01:56:03.720 --> 01:56:06.479 was so crazy he accepted it because I think Frank, 2362 01:56:06.520 --> 01:56:08.680 he only gave him like twelve or twenty four hours. 2363 01:56:09.119 --> 01:56:10.680 You gave him almost a tight timeframe. 2364 01:56:10.720 --> 01:56:11.439 I remember that, a. 2365 01:56:11.560 --> 01:56:13.560 Very tight time frame. And what happened a couple of 2366 01:56:13.600 --> 01:56:17.199 days after that, he wanted out, after all the paperwork 2367 01:56:17.359 --> 01:56:21.199 was signed. He had second thoughts, but Frank found out 2368 01:56:21.239 --> 01:56:23.600 he had two mortgages. The one on this he hadn't 2369 01:56:23.640 --> 01:56:26.680 lived there for almost a year and the mortgage was 2370 01:56:26.760 --> 01:56:29.399 like eight hundred thousand or whatever it was. And then 2371 01:56:29.479 --> 01:56:32.960 the guy had another mortgage in Georgia or Tennessee wherever 2372 01:56:33.000 --> 01:56:35.680 he was. This guy's debt service was insane, so we 2373 01:56:35.840 --> 01:56:39.479 knew he talked. But that's the value that Frank brings. 2374 01:56:39.760 --> 01:56:42.600 And that's the reason Frank Duran, like it or not, 2375 01:56:43.279 --> 01:56:48.399 sells more homes than the average realtor sells in a year. 2376 01:56:48.760 --> 01:56:52.239 In one month, you literally sell more in a month 2377 01:56:52.800 --> 01:56:56.359 than Joe Blow and almost all the other realtors selling 2378 01:56:56.399 --> 01:56:57.359 a year. That's incredible. 2379 01:56:57.399 --> 01:56:59.399 Well, thank god it didn't happen overnight. Mark, But I'll 2380 01:56:59.439 --> 01:57:02.079 tell you remember when we were doing that Franktown deal. Yeah, 2381 01:57:02.199 --> 01:57:04.560 some of our great conversation we'd have what member one 2382 01:57:04.640 --> 01:57:06.399 two in the morning sometimes, oh my, we had a 2383 01:57:06.479 --> 01:57:06.880 lot of fun. 2384 01:57:06.920 --> 01:57:08.800 Though we got it done. If we did get it done, 2385 01:57:08.920 --> 01:57:11.239 that guy was going crazy towards the end. He wanted 2386 01:57:11.359 --> 01:57:14.039 out of that deal. Frank knows how to he knows 2387 01:57:14.079 --> 01:57:16.960 how to negotiate. That's the best way to put it all, right, Listen, 2388 01:57:17.039 --> 01:57:20.199 I promised David and jan I promise I'll come to 2389 01:57:20.239 --> 01:57:23.199 you when we have guests in especially interesting stuff. I 2390 01:57:23.319 --> 01:57:26.800 love talking money, honestly. People always need loans and people 2391 01:57:26.920 --> 01:57:29.079 need to know where to go and how to do things, 2392 01:57:29.159 --> 01:57:31.319 and that's one of the things this show does. But 2393 01:57:31.680 --> 01:57:33.720 we're going to jump into a problem with a dentist 2394 01:57:34.039 --> 01:57:36.920 and then a question on a mobile home edition right 2395 01:57:37.000 --> 01:57:42.560 after this, go. 2396 01:57:42.680 --> 01:57:46.279 With a sure thing Denver's Best Roofer Excel Roofing dot com. 2397 01:57:46.439 --> 01:57:52.159 You don't pay a cent until you're content. Time for 2398 01:57:52.239 --> 01:57:55.359 an insurance check up free, no obligation. In comparison, call 2399 01:57:55.520 --> 01:57:58.800 Compass Insurance. Pay too much your coverage at dozens of 2400 01:57:58.840 --> 01:58:01.840 insurance companies out now three three seven to seven to 2401 01:58:01.880 --> 01:58:04.640 one help. You'll think you're his only customer when you 2402 01:58:04.760 --> 01:58:07.159 choose Frank durand the real estate Man dot com to 2403 01:58:07.279 --> 01:58:10.640 list your home with Remax Alliance three three nine two 2404 01:58:10.720 --> 01:58:12.000 zero sixteen twenty two. 2405 01:58:15.000 --> 01:58:17.680 Boy, if you could hear our conversations off air, a 2406 01:58:17.800 --> 01:58:21.000 way you can. You can go to YouTube dot com 2407 01:58:21.119 --> 01:58:24.119 type in Troubleshooter network. If I even told you what 2408 01:58:24.279 --> 01:58:28.640 my idea was during the break, you would just scratch 2409 01:58:28.720 --> 01:58:30.399 your head and go, no, we do not need to 2410 01:58:30.439 --> 01:58:32.279 hear that, mark, We do not need to hear it. 2411 01:58:32.680 --> 01:58:34.479 That's the most I'll say about it. You can go 2412 01:58:34.600 --> 01:58:39.279 back and listen anytime on our YouTube channel. Now, David, 2413 01:58:39.319 --> 01:58:41.920 what's going on with this mobile home edition? By the way, 2414 01:58:42.000 --> 01:58:44.000 I do want to tell you about waterpros dot Net. 2415 01:58:44.640 --> 01:58:48.119 Waterpros dot Net. The owner's Paul the Waterman. He came 2416 01:58:48.199 --> 01:58:51.560 out to our house installed a water softener for half 2417 01:58:51.640 --> 01:58:54.680 the price of the competition. It's got a better warranty 2418 01:58:54.840 --> 01:58:57.600 than the competition, and we have been so happy with it. 2419 01:58:57.680 --> 01:59:00.960 It's crazy. He can treat any water problem you have. 2420 01:59:01.239 --> 01:59:03.680 He'll do a free water test. But my favorite part 2421 01:59:04.079 --> 01:59:07.960 is their warranty, their service, and half the price of 2422 01:59:08.039 --> 01:59:12.159 the other guys. Half the price go to waterpros dot Net. Now, 2423 01:59:12.840 --> 01:59:14.960 what in the heck is going on with this mobile 2424 01:59:15.000 --> 01:59:15.960 home edition? David? 2425 01:59:17.239 --> 01:59:17.800 Okay, I got a. 2426 01:59:17.840 --> 01:59:18.279 Question for you. 2427 01:59:18.560 --> 01:59:21.159 So my son has a mobile home double wide up 2428 01:59:21.239 --> 01:59:25.439 in Dylan, and so you want to put a sixteen 2429 01:59:25.479 --> 01:59:26.600 by twenty four edition on. 2430 01:59:28.199 --> 01:59:29.359 The mobile parts. 2431 01:59:29.760 --> 01:59:33.479 Well, and then we went to the town of Dillon. 2432 01:59:33.560 --> 01:59:37.880 They said, well you need plat lot plats and all 2433 01:59:37.960 --> 01:59:40.600 the rest of that good stuff. And I'm just wondering 2434 01:59:40.760 --> 01:59:43.079 any idea who's cut the overriding authority on that. 2435 01:59:43.720 --> 01:59:46.520 I would think nobody. I would think if he's in 2436 01:59:46.600 --> 01:59:48.920 a park and it is not his own property, I mean, 2437 01:59:49.000 --> 01:59:50.560 none of it's going to matter. It's going to come 2438 01:59:50.600 --> 01:59:52.880 down to the park more than anything. If he did 2439 01:59:52.960 --> 01:59:54.760 own his own property, it's going to come down to 2440 01:59:54.800 --> 01:59:57.279 the city. It's going to be whatever they allow, or 2441 01:59:57.359 --> 02:00:01.479 the municipality or whatever it is the county. I mean 2442 02:00:01.720 --> 02:00:03.680 the override. I mean, I don't even know what you 2443 02:00:03.760 --> 02:00:04.720 mean by an override. 2444 02:00:04.760 --> 02:00:05.119 I don't. 2445 02:00:05.439 --> 02:00:07.199 I just don't see that happening. 2446 02:00:08.479 --> 02:00:10.920 Well, they we went and you know, and put those 2447 02:00:11.800 --> 02:00:13.399 put a bug in the city's ear and they said, 2448 02:00:13.399 --> 02:00:16.039 well we need to you know, certified plans and all 2449 02:00:16.079 --> 02:00:16.319 the rest. 2450 02:00:16.520 --> 02:00:19.199 Well, yeah, you got to pull They're basically saying, you 2451 02:00:19.279 --> 02:00:21.520 need to go through the permitting process. You've got to 2452 02:00:21.560 --> 02:00:23.640 make sure you build it safe to where when the 2453 02:00:23.680 --> 02:00:26.319 neighbors come over for a barbecue they don't end up dead. 2454 02:00:27.760 --> 02:00:30.479 Okay, So that they are the overriding authority, then. 2455 02:00:30.520 --> 02:00:32.560 Yeah, I mean that's it. Though they would come out, 2456 02:00:32.640 --> 02:00:35.239 they would look at the plans. Typically how a building goes, 2457 02:00:35.840 --> 02:00:39.399 Like if you're building an exterior building or an outbuilding 2458 02:00:39.479 --> 02:00:41.960 on your property somewhere, you go to the city, you 2459 02:00:42.039 --> 02:00:44.640 pull the permit, You give them the the you know, 2460 02:00:44.880 --> 02:00:47.439 the the idea of what you're going to do, and 2461 02:00:47.520 --> 02:00:49.880 then basically you go through the engineering. You got to 2462 02:00:49.960 --> 02:00:53.199 go through the mechanical engineering if you're going to have HVAC, 2463 02:00:53.439 --> 02:00:56.479 the electrical engineering. And then when these things are done, 2464 02:00:56.600 --> 02:00:59.239 is they're going, they send an inspector out to sign 2465 02:00:59.319 --> 02:01:01.439 off to make sure they're done right. If you're doing 2466 02:01:01.520 --> 02:01:04.159 a foundation, the same thing. In fact, they'll even make 2467 02:01:04.239 --> 02:01:06.880 sure the hole you doug was doug right and sign 2468 02:01:07.000 --> 02:01:09.359 off on the whole. I mean, it's an entire thing 2469 02:01:09.479 --> 02:01:11.640 you've got to go through. And the good news is, 2470 02:01:11.760 --> 02:01:14.760 I know people don't like hearing this. It's his own 2471 02:01:14.800 --> 02:01:17.000 well in this case it's not its own property, but 2472 02:01:17.119 --> 02:01:19.640 if it was your own property. They really do do 2473 02:01:19.760 --> 02:01:24.359 it for safety. I do agree. They go way overboard, 2474 02:01:24.439 --> 02:01:27.000 there's no doubt, but they really do it for safety, 2475 02:01:27.119 --> 02:01:29.079 so you know someone doesn't get hurt. 2476 02:01:32.520 --> 02:01:36.199 Okay, that's that, Well, all right, we'll do it. 2477 02:01:36.800 --> 02:01:38.560 You know what you could do, Yeah, you could do that. 2478 02:01:38.720 --> 02:01:40.279 You know the other thing you could do. I don't 2479 02:01:40.319 --> 02:01:42.159 know how this would work, but I wonder if you 2480 02:01:42.239 --> 02:01:44.439 could buy one of those nice sheds and I mean 2481 02:01:44.479 --> 02:01:47.439 it like tough shed. They build some stuff that's crazy. 2482 02:01:47.479 --> 02:01:50.399 They almost look like tiny homes and then attach something 2483 02:01:50.479 --> 02:01:52.199 like that. But that's just an idea. I don't know. 2484 02:01:52.800 --> 02:01:55.439 I don't know the logistics of that. But that's something 2485 02:01:55.760 --> 02:01:57.800 where you might not have to pull a permit. You 2486 02:01:57.840 --> 02:01:59.560 can put it on a slab. I don't know what 2487 02:01:59.600 --> 02:02:02.000 you're going to use it for. He's probably going to 2488 02:02:02.039 --> 02:02:02.960 rent it out to people. 2489 02:02:03.079 --> 02:02:03.840 I mean, I don't know. 2490 02:02:04.119 --> 02:02:07.039 Hey, you guys, Ryan her Big. With American Liberty, you 2491 02:02:07.159 --> 02:02:10.720 can't anything that's got a vin like a trailer. You're 2492 02:02:10.800 --> 02:02:13.920 not going to do anything traditional on whatsoever. Right, We 2493 02:02:14.039 --> 02:02:16.560 only lend on real property that's attached to a foundation. 2494 02:02:16.800 --> 02:02:20.000 But there are loans called chattel loans that are specifically 2495 02:02:20.159 --> 02:02:22.880 for mobile homes, and they probably suck in general right, 2496 02:02:23.039 --> 02:02:26.520 high interest, the higher interest rate, a little platory, almost 2497 02:02:26.680 --> 02:02:27.560 more down payment. 2498 02:02:28.479 --> 02:02:31.479 I don't know enough about them to say they're predatory. 2499 02:02:31.760 --> 02:02:34.880 We don't do them, but I had a couple of 2500 02:02:35.239 --> 02:02:36.840 had somebody called me about a month ago and asked 2501 02:02:36.840 --> 02:02:38.720 about it, and I gave them a couple of names 2502 02:02:38.760 --> 02:02:39.600 that I found online. 2503 02:02:39.680 --> 02:02:42.880 So long as if if they do like a barn, dominium. 2504 02:02:43.359 --> 02:02:48.079 If it's literally livable and it's on a foundation, that 2505 02:02:48.239 --> 02:02:50.640 would be more of a traditional mortgage, depending on the 2506 02:02:50.720 --> 02:02:51.399 lender you found. 2507 02:02:51.520 --> 02:02:54.600 Correct, So some might do it, some might not. Yeah, yeah, correct. 2508 02:02:54.640 --> 02:02:57.199 If it has a lot and block on the legal 2509 02:02:57.279 --> 02:02:59.920 description and it's real property, then we can typically lend on. 2510 02:03:00.199 --> 02:03:02.560 So typically a modular home would be no problem long 2511 02:03:02.640 --> 02:03:03.880 since on foundation. 2512 02:03:03.640 --> 02:03:05.560 Yeah, manufactured modular yep. 2513 02:03:05.640 --> 02:03:09.520 And then they're looking roughly the same interest rates, yes, exactly? 2514 02:03:09.680 --> 02:03:11.760 All right, all right? Three oh three seven one three 2515 02:03:11.840 --> 02:03:13.800 eight two five five? Hey, Jan, what's going on with 2516 02:03:13.920 --> 02:03:14.479 this dentist? 2517 02:03:15.880 --> 02:03:16.000 Uh? 2518 02:03:16.239 --> 02:03:19.079 And Mark, I'm just boarded a plane, soovin so a 2519 02:03:19.079 --> 02:03:20.399 little I'm not just in the background. 2520 02:03:20.520 --> 02:03:21.840 Let me know what? What? 2521 02:03:22.079 --> 02:03:22.119 What? 2522 02:03:22.359 --> 02:03:22.680 What? Uh? 2523 02:03:22.760 --> 02:03:22.800 What? 2524 02:03:23.159 --> 02:03:23.359 Wait? 2525 02:03:23.439 --> 02:03:28.119 I want to know what airline you're on? Okay, go ahead, Jan? 2526 02:03:28.199 --> 02:03:28.560 What's up? 2527 02:03:30.600 --> 02:03:30.640 So? 2528 02:03:30.840 --> 02:03:33.199 My question is should I take my dentist a small 2529 02:03:33.279 --> 02:03:33.960 plans court? 2530 02:03:34.479 --> 02:03:35.239 What's it over. 2531 02:03:37.239 --> 02:03:39.560 A crown that didn't come out? 2532 02:03:39.600 --> 02:03:43.000 Well, it would cost it would cost you a fortune. 2533 02:03:44.399 --> 02:03:46.720 Well, I asked them to refund the money to my 2534 02:03:46.840 --> 02:03:49.640 medicare plans so I can get it redone because they 2535 02:03:49.720 --> 02:03:51.279 only allowed one every five years. 2536 02:03:51.399 --> 02:03:53.600 Well, you can ask them and you can ask them 2537 02:03:53.640 --> 02:03:55.960 to play the digerido and do a tap dance for you. 2538 02:03:56.119 --> 02:03:57.640 That's not going to matter if you ask them, But 2539 02:03:58.000 --> 02:03:59.920 whether or not they're going to do anything, I mean, 2540 02:04:00.079 --> 02:04:02.880 I don't mind assigning a deputy to it. But let's 2541 02:04:03.039 --> 02:04:06.000 just talk really quick. Even small claims court, if you're 2542 02:04:06.359 --> 02:04:09.840 suing a professional, even in small claims court, you have 2543 02:04:10.039 --> 02:04:13.439 to have another professional or another dentist say what he 2544 02:04:13.560 --> 02:04:17.439 did was grossly negligent. I mean, it's just like it's 2545 02:04:18.520 --> 02:04:22.199 it's very expensive. In small claims court, it would make 2546 02:04:22.239 --> 02:04:24.840 absolutely zero sense because you're never going to get an 2547 02:04:24.920 --> 02:04:28.239 expert for less than seventy five hundred dollars, which is 2548 02:04:28.279 --> 02:04:30.960 where it is now. If they had a clerical error, 2549 02:04:31.239 --> 02:04:33.199 or you had a slip and fall in the building, 2550 02:04:33.600 --> 02:04:36.399 or if the dentist stole your wallet with seventy five 2551 02:04:36.479 --> 02:04:39.079 hundred in it, you could sue him for those reasons 2552 02:04:39.319 --> 02:04:43.159 without having to go through getting an expert. You follow 2553 02:04:43.199 --> 02:04:45.800 what I'm saying, So small claims might make sense to 2554 02:04:45.920 --> 02:04:48.199 sue a dentist, but not if it's a problem with 2555 02:04:48.319 --> 02:04:49.560 the work he did to your mouth. 2556 02:04:51.520 --> 02:04:53.319 Yeah, it was the problem with the work he did, 2557 02:04:53.479 --> 02:04:55.279 and they said, well, come on, back and we'll fix 2558 02:04:55.359 --> 02:04:57.279 it him. I'm like going back to you. You know, 2559 02:04:57.680 --> 02:04:58.359 you get one shot. 2560 02:04:58.399 --> 02:05:00.039 How do you even know it's wrong? Do you we 2561 02:05:00.079 --> 02:05:00.760 even know it's wrong? 2562 02:05:00.880 --> 02:05:01.039 Jan? 2563 02:05:01.079 --> 02:05:04.800 Out of curiosity, did you go to another dentist? I did, 2564 02:05:05.279 --> 02:05:08.039 and the other dentist said, this guy really messed it up. 2565 02:05:09.520 --> 02:05:10.439 Then it's messed up. 2566 02:05:11.159 --> 02:05:13.359 No, but he didn't say did he say it was 2567 02:05:13.399 --> 02:05:15.960 the other doctor's fault or the dentist's fault? 2568 02:05:18.279 --> 02:05:18.720 Essentially? 2569 02:05:18.840 --> 02:05:21.199 Yes, Well, okay, I know what that means. I'm looking 2570 02:05:21.239 --> 02:05:23.840 at doctor. That means no, he didn't because people don't 2571 02:05:23.880 --> 02:05:26.520 want to knock on the same people. I mean, I 2572 02:05:26.600 --> 02:05:28.720 get it, So I mean, really, hold on, Jan, I 2573 02:05:28.760 --> 02:05:31.239 got to take this break. You got another question, no problem, 2574 02:05:31.439 --> 02:05:34.119 And if you want deputy doc, I'll sign him to 2575 02:05:34.199 --> 02:05:36.359 the case. He can call over. He's got to get 2576 02:05:36.399 --> 02:05:39.680 more information from you. Maybe I can have a conversation 2577 02:05:40.199 --> 02:05:42.520 with the dentist. But that first call basically is going 2578 02:05:42.600 --> 02:05:44.359 to have to be with you, or we've got to 2579 02:05:44.399 --> 02:05:47.479 get a hippoform sign But you make the decision. And 2580 02:05:47.600 --> 02:05:50.520 then we've got a problem with a rental car in 2581 02:05:50.840 --> 02:05:53.119 Europe that can be a nightmare. 2582 02:05:58.600 --> 02:06:02.399 Go with a sure thing best rufer Excel roofing dot com. 2583 02:06:02.560 --> 02:06:08.279 You don't pay a cent until you're content. Time for 2584 02:06:08.359 --> 02:06:12.640 an insurance check up free, no obligation comparison call Compass Insurance. 2585 02:06:12.840 --> 02:06:15.840 Pay too much your coverage at dozens of insurance companies 2586 02:06:15.960 --> 02:06:18.000 find out now three oh three seven to seven to 2587 02:06:18.000 --> 02:06:20.760 one help. You'll think you're his only customer when you 2588 02:06:20.880 --> 02:06:23.279 choose Frank Durand The real Estate Man dot com to 2589 02:06:23.399 --> 02:06:26.560 list your home with Remax Alliance three oh three nine 2590 02:06:26.640 --> 02:06:28.079 two zero sixteen twenty two. 2591 02:06:31.319 --> 02:06:33.520 All right, folks, Trio three seven one three A two 2592 02:06:33.560 --> 02:06:37.560 five five, don't forget YouTube dot com hit Troubleshooter Network. 2593 02:06:37.600 --> 02:06:40.520 You can watch this show that way or of course, 2594 02:06:40.600 --> 02:06:45.039 on the podcast. Over fifty thousand people a month listening 2595 02:06:45.119 --> 02:06:48.319 to us on podcasts, So if you miss something in studio, 2596 02:06:48.399 --> 02:06:51.119 once again, Frank Duran, the real Estate Man. If you 2597 02:06:51.199 --> 02:06:52.880 want the best, I'm gonna give you the number out 2598 02:06:52.920 --> 02:06:56.479 three oh three nine twenty sixteen twenty two. Ryan Herbig. 2599 02:06:57.039 --> 02:07:00.399 Any questions you have on refinancing or a new purchase, 2600 02:07:01.159 --> 02:07:03.680 you want one of the best lenders out there, in fact, 2601 02:07:04.239 --> 02:07:07.720 arguably the best around. They have every product out there too. 2602 02:07:07.800 --> 02:07:10.600 They do reverse mortgages, you can do a fifteen, a twenty, 2603 02:07:10.680 --> 02:07:12.880 a thirty. In fact, a lot of these banks and 2604 02:07:13.239 --> 02:07:16.159 loans you work with now you can pretty much set 2605 02:07:16.239 --> 02:07:18.960 turns if you want, can't you. Yeah, if someone wants 2606 02:07:19.000 --> 02:07:20.920 a thirteen year alone, you can do it. 2607 02:07:21.039 --> 02:07:21.199 Yeah. 2608 02:07:21.239 --> 02:07:23.159 You can amortize it over pretty much any period. 2609 02:07:23.279 --> 02:07:26.079 Yeah, and you can crunch numbers directly. If someone called 2610 02:07:26.079 --> 02:07:28.319 you up for a REFI like, typically how longs it 2611 02:07:28.439 --> 02:07:31.239 take you ryan to figure out if they're going to 2612 02:07:31.319 --> 02:07:33.560 qualify for how much? I mean the basic stuff. 2613 02:07:34.119 --> 02:07:37.560 If it's a refire purchase, I mean typically within a day, 2614 02:07:37.800 --> 02:07:41.279 within a day, they can figure out where they sometime sooner. Yeah, wow, Yeah, 2615 02:07:41.279 --> 02:07:42.000 it doesn't take too much. 2616 02:07:42.039 --> 02:07:44.720 You set a streamline is pretty much instant. Yeah. 2617 02:07:44.760 --> 02:07:48.159 Streamlines are basically guaranteed unless there they've been laid on 2618 02:07:48.199 --> 02:07:50.000 their mortgage payments. But if it's a if it's a 2619 02:07:50.079 --> 02:07:55.159 traditional purchase or a full full doc refinance, typically within 2620 02:07:55.199 --> 02:07:56.359 about twenty four hours. 2621 02:07:56.840 --> 02:07:59.119 And I love what you were talking about with contractors 2622 02:07:59.279 --> 02:08:01.760 or I want to say contractors, because we deal with 2623 02:08:01.800 --> 02:08:04.600 a lot of contractors self employed, but self employed people 2624 02:08:04.680 --> 02:08:06.279 that you know they don't want to pay the most 2625 02:08:06.399 --> 02:08:08.680 taxes in the world. So you guys can go in 2626 02:08:08.800 --> 02:08:11.079 and kind of look at it and make the decision 2627 02:08:11.239 --> 02:08:14.439 based upon more of the bank account pository accounts than 2628 02:08:14.520 --> 02:08:17.239 the taxes. Yes, I mean that's just the bottom line. 2629 02:08:17.279 --> 02:08:17.439 Yep. 2630 02:08:17.800 --> 02:08:19.640 So you can reach him. This is your you don't 2631 02:08:19.680 --> 02:08:20.760 mind me giving your sellout? 2632 02:08:20.920 --> 02:08:21.520 No, that's fine. 2633 02:08:21.640 --> 02:08:25.920 Seven six five nine zero zero four to three seven 2634 02:08:26.000 --> 02:08:29.079 one nine six five nine zero zero four to three. 2635 02:08:29.159 --> 02:08:30.920 What's the average home sale right now, Frank? 2636 02:08:32.039 --> 02:08:35.479 So here's the deal. The median price right now is 2637 02:08:36.279 --> 02:08:37.199 five seventy eight. 2638 02:08:37.479 --> 02:08:39.319 Wow, and uh, that's hard to believe. 2639 02:08:39.359 --> 02:08:41.560 Oh yeah, it's but you know it went up a 2640 02:08:41.600 --> 02:08:43.560 little bit because of the rate drop in October, and 2641 02:08:43.600 --> 02:08:44.920 then it dropped a little bit in November. 2642 02:08:45.199 --> 02:08:48.600 So that's that's still crazy. How about in Colorado spreads? 2643 02:08:48.680 --> 02:08:50.760 I'm sorry five eighty five, Mark, I said wrong, five 2644 02:08:50.800 --> 02:08:51.199 eighty five. 2645 02:08:51.560 --> 02:08:52.560 Well you had to correct that. 2646 02:08:52.680 --> 02:08:53.399 I heard correct. 2647 02:08:54.199 --> 02:08:56.800 Frank wouldn't have been able to slept sleep tonight. 2648 02:08:56.560 --> 02:08:59.119 If he didn't bother me all night, man. Frank, tell 2649 02:08:59.159 --> 02:09:02.359 people what the media and me so in other words, 2650 02:09:02.560 --> 02:09:05.560 that's you have so many above and so many below that. 2651 02:09:05.800 --> 02:09:08.319 You throw out the three million, and you throw out 2652 02:09:08.359 --> 02:09:11.239 to thirty thousand, yeah, more or less? Yeah, well, whatever 2653 02:09:11.319 --> 02:09:13.680 it is, whatever the median is. Yeah, and then what 2654 02:09:13.760 --> 02:09:16.039 would you say the average loan is ryan? Right now, 2655 02:09:16.119 --> 02:09:19.520 what's the average new purchase loan? We know the average 2656 02:09:19.560 --> 02:09:22.039 home in Denver's five whatever. What are they coming to 2657 02:09:22.159 --> 02:09:22.680 the table with. 2658 02:09:24.079 --> 02:09:28.880 I would say the average person has five to ten 2659 02:09:28.960 --> 02:09:29.520 percent down? 2660 02:09:29.960 --> 02:09:32.319 Okay, but what what does that leave the loan at? 2661 02:09:32.399 --> 02:09:34.239 So around four to fifty five hundred. 2662 02:09:34.039 --> 02:09:36.199 Yeah, four fifty to five hundred for a five eighty 2663 02:09:36.239 --> 02:09:39.840 five house, actually five, you know, five twenty to five fifty. 2664 02:09:40.079 --> 02:09:42.600 I honestly don't know how kids in Colorado do it, 2665 02:09:42.720 --> 02:09:46.560 these twenty somethings, even if they saved up money. I mean, 2666 02:09:46.800 --> 02:09:50.319 to come up with what's the average down? Now? Twenty percent? 2667 02:09:51.439 --> 02:09:53.600 No, I mean you can do as little as I 2668 02:09:53.680 --> 02:09:56.279 mean Chaffo allows for one thousand dollars down. I mean 2669 02:09:57.079 --> 02:09:58.239 a non first time home. 2670 02:09:58.279 --> 02:10:00.680 Loan arms chipping. 2671 02:10:01.079 --> 02:10:02.319 Well, that's true, Yeah. 2672 02:10:02.119 --> 02:10:07.640 We get that, Doc, Yeah, yeah, God is your minimum. 2673 02:10:07.800 --> 02:10:09.920 Yeah that's still a ton of money. But you know what, 2674 02:10:10.079 --> 02:10:12.520 but with don is six hundred thousand dollars home? Think 2675 02:10:12.520 --> 02:10:14.119 about that. They got to come to the table with 2676 02:10:14.239 --> 02:10:15.399 thirty But. 2677 02:10:15.520 --> 02:10:17.760 Like Doc, said, we get a lot of these where 2678 02:10:17.880 --> 02:10:19.840 the parents are actually helping their children to. 2679 02:10:20.199 --> 02:10:22.279 Yeah, so they come up with it, and then on 2680 02:10:22.359 --> 02:10:24.640 the landing side, that's no big deal. They just signed 2681 02:10:24.720 --> 02:10:25.680 basically a gift letter. 2682 02:10:25.760 --> 02:10:27.760 Correct, Yeah, absolutely loud. 2683 02:10:27.560 --> 02:10:29.640 And then they can start building equity. And you know, 2684 02:10:30.079 --> 02:10:31.960 it's really a good gift if you can afford to 2685 02:10:32.000 --> 02:10:35.520 do it, there's no doubt. So Jan, I'm not sure 2686 02:10:35.560 --> 02:10:38.479 where we left off with him, But Jan, you're not 2687 02:10:38.560 --> 02:10:41.600 going to be suing that dentis in small claims court. Nancy, 2688 02:10:41.720 --> 02:10:42.600 what's going on with you? 2689 02:10:43.880 --> 02:10:44.000 Oh? 2690 02:10:44.079 --> 02:10:48.439 Hi, Mark, I'm calling on behalf of my son. And 2691 02:10:48.800 --> 02:10:52.600 he rented a car from six rent a car. 2692 02:10:53.840 --> 02:10:57.079 I have never heard, Nancy, I have never heard anything 2693 02:10:57.159 --> 02:10:58.720 good about that rental car company. 2694 02:10:59.239 --> 02:11:02.239 I have never No, we look on the internet. 2695 02:11:02.399 --> 02:11:03.439 We see that too. 2696 02:11:03.840 --> 02:11:06.359 So what happened? What happened? And he said, you got 2697 02:11:06.439 --> 02:11:07.119 it in Europe? 2698 02:11:08.319 --> 02:11:12.119 Yes, he went. He picked up the car in Munich 2699 02:11:12.880 --> 02:11:17.520 on September eighth this year and there was no real 2700 02:11:17.680 --> 02:11:20.079 damage to the car at all when he rented it. 2701 02:11:20.720 --> 02:11:24.439 He had he lifted a couple of scratches on the 2702 02:11:24.520 --> 02:11:29.279 rental agreement and he took some pictures of any of 2703 02:11:29.359 --> 02:11:32.920 those little scratches that were there when he rented the car. 2704 02:11:34.000 --> 02:11:39.000 Then he returned it to the Stix rental in a 2705 02:11:39.239 --> 02:11:43.560 Zurich airport on September twentieth, and then, let. 2706 02:11:43.520 --> 02:11:45.560 Me guess, Hold on, I've got a crystal ball here. 2707 02:11:46.239 --> 02:11:49.319 Over a month. Over a month goes by and you 2708 02:11:49.439 --> 02:11:51.239 get a call saying there was damage to the car. 2709 02:11:52.079 --> 02:11:54.119 Absolutely, this story. 2710 02:11:53.920 --> 02:11:56.720 Is now with this company sixth rent a car. We 2711 02:11:56.880 --> 02:12:00.199 have now had this probably five to six times in 2712 02:12:00.279 --> 02:12:03.119 a very short amount of time. It's their moo, that's 2713 02:12:03.159 --> 02:12:05.960 what they do. You return it and they say, they 2714 02:12:06.039 --> 02:12:08.880 act like it's fine. You don't hear anything. Then all 2715 02:12:08.920 --> 02:12:10.600 of a sudden they reach out, how did he pay 2716 02:12:10.680 --> 02:12:10.880 for it? 2717 02:12:11.600 --> 02:12:15.239 Exactly? Are he paid for it with his credit? 2718 02:12:15.359 --> 02:12:17.159 Can you call the credit card company up? 2719 02:12:17.840 --> 02:12:19.640 No, he didn't the first thing. 2720 02:12:19.920 --> 02:12:21.439 How much are they trying to ding him for? 2721 02:12:22.840 --> 02:12:27.319 Well, they claim that the extensive damage, of course, which 2722 02:12:27.479 --> 02:12:32.439 wasn't there, and bills him for a three thousand dollars. 2723 02:12:32.199 --> 02:12:32.960 On the credit card. 2724 02:12:34.079 --> 02:12:36.680 I know they did not charge his credit Well how 2725 02:12:36.720 --> 02:12:37.359 the hell did Oh? 2726 02:12:37.479 --> 02:12:38.520 So he hasn't paid it? 2727 02:12:39.359 --> 02:12:40.159 No, he hasn't. 2728 02:12:40.319 --> 02:12:43.199 I wouldn't do a damn thing. I'd let him sue me. 2729 02:12:43.560 --> 02:12:46.720 I wouldn't do a damn thing with them. Nothing. Don't 2730 02:12:46.760 --> 02:12:49.760 do anything until they knock on his door and serve them. 2731 02:12:49.960 --> 02:12:53.000 If they try to go after his credit, we'll go 2732 02:12:53.199 --> 02:12:56.000 that route with them. But I'm telling you I wouldn't 2733 02:12:56.079 --> 02:12:56.920 do anything. 2734 02:12:57.960 --> 02:13:01.479 Okay, they have us, So he called them, of course, 2735 02:13:01.680 --> 02:13:04.840 and they said, no, we're not dealing with you. We 2736 02:13:05.000 --> 02:13:09.479 have sent this claim to River Key Collections. 2737 02:13:09.720 --> 02:13:13.600 I tell Liberty to assue me, okay, Yeah, I wouldn't 2738 02:13:13.640 --> 02:13:16.039 do anything. I'd make them bring me to court. Then 2739 02:13:16.119 --> 02:13:18.039 when he gets to go in front of the judge, 2740 02:13:18.319 --> 02:13:21.680 he can explain what happened and how there was no damage. 2741 02:13:21.920 --> 02:13:25.479 He can explain to the judge what Lion Conniven little 2742 02:13:25.680 --> 02:13:29.119 bastards they are. Because six rent a car. That's all 2743 02:13:29.199 --> 02:13:32.119 they do, is this. I promise you, we have gotten 2744 02:13:32.199 --> 02:13:34.840 this car, and it's always the same. I've never heard 2745 02:13:34.880 --> 02:13:37.720 of a rental car company waiting one or two months 2746 02:13:37.960 --> 02:13:41.960 to report the damage. It's ridiculous in my opinion. They're 2747 02:13:41.960 --> 02:13:44.039 the worst piece of crap out there in the rental 2748 02:13:44.119 --> 02:13:47.600 car business. Okay, And I'm sure. 2749 02:13:47.600 --> 02:13:52.319 Now even though they say we're going to come after. 2750 02:13:52.199 --> 02:13:55.960 You, I'm telling you I would. First of all, I 2751 02:13:56.039 --> 02:13:58.439 wouldn't I tell your son, don't talk to him anymore. 2752 02:13:58.560 --> 02:14:00.479 Have your son called me. I wouldn't talk to the 2753 02:14:00.560 --> 02:14:03.520 collection company. I wouldn't talk to six. I wouldn't talk 2754 02:14:03.560 --> 02:14:06.600 to any of these people. They need to find them, 2755 02:14:06.800 --> 02:14:09.640 they need to file a lawsuit, they need to serve them, 2756 02:14:09.840 --> 02:14:11.439 and they need to bring them in front of the 2757 02:14:11.520 --> 02:14:13.880 judge so he can have his side of the story. 2758 02:14:14.159 --> 02:14:16.600 Make them do all the work. Then you guys proved 2759 02:14:16.640 --> 02:14:18.800 to the judge he did nothing. I would love to 2760 02:14:18.920 --> 02:14:21.159 know how he goes too, because he's going to say, 2761 02:14:21.159 --> 02:14:24.239 you're on her. Look when they notified me six weeks later, 2762 02:14:24.359 --> 02:14:26.720 two months later, whatever it is, this is the most 2763 02:14:26.800 --> 02:14:27.880 ridiculous thing ever. 2764 02:14:28.000 --> 02:14:28.439 You're on her. 2765 02:14:28.600 --> 02:14:31.000 When I returned it, it was fine. There was no 2766 02:14:31.159 --> 02:14:33.800 more damage. The only damage on there is you can 2767 02:14:33.840 --> 02:14:36.319 see in the pictures that I took were prior to 2768 02:14:36.399 --> 02:14:37.199 me picking it up. 2769 02:14:38.239 --> 02:14:41.920 Okay, so they can't garnish his wages, No, they. 2770 02:14:41.880 --> 02:14:43.800 Got to get a judgment to do that. They can't 2771 02:14:43.840 --> 02:14:45.880 do a damn thing until they get a judgment in 2772 02:14:45.920 --> 02:14:48.239 front of a judge. And I wouldn't put it past them. 2773 02:14:48.880 --> 02:14:50.760 If they call up and want to settle for five 2774 02:14:50.840 --> 02:14:53.880 hundred bucks. I tell him to pound sand, don't pay 2775 02:14:53.960 --> 02:14:56.560 him one nickel. Make them bring you to court. You 2776 02:14:56.640 --> 02:14:59.319 get it very good, and I want you to be 2777 02:14:59.399 --> 02:15:02.039 as aggressive with your son as I'm being with you 2778 02:15:02.159 --> 02:15:04.319 when it comes to this. Don't let them settle for 2779 02:15:04.399 --> 02:15:06.920 one hundred dollars because their next move is going to 2780 02:15:06.960 --> 02:15:09.319 be to try to squeeze them for five hundred bucks. 2781 02:15:09.359 --> 02:15:12.000 And he doesn't even owe that in my opinion, Yes. 2782 02:15:11.920 --> 02:15:15.079 And they've already done that. They've already lowered the number 2783 02:15:15.199 --> 02:15:16.640 two one thousand. 2784 02:15:16.479 --> 02:15:18.760 Of course they have. Yeah, you let them sue them, 2785 02:15:18.800 --> 02:15:21.319 you know what. It's a shakedown. These guys are like 2786 02:15:21.399 --> 02:15:24.239 the mafia in my opinion, Nancy, if you want him 2787 02:15:24.279 --> 02:15:26.079 to call me, you tell him to call me, and 2788 02:15:26.119 --> 02:15:27.760 I'll be hard on him like I was on you, 2789 02:15:28.079 --> 02:15:30.159 because I don't want you guys getting ripped off by 2790 02:15:30.199 --> 02:15:33.680 these people. I can't stand six ran a car. It's 2791 02:15:33.720 --> 02:15:36.479 a scam out there. In my opinion, it's one hundred 2792 02:15:36.520 --> 02:15:37.840 percent a scam. 2793 02:15:39.199 --> 02:15:42.479 Go with a sure thing Denver's Best roofer Excel roofing 2794 02:15:42.560 --> 02:15:45.199 dot com. You don't pay a cent until you're content. 2795 02:15:48.600 --> 02:15:51.720 Time for an insurance check up. Free no obligation comparison 2796 02:15:51.920 --> 02:15:55.439 call Compass Insurance paying too much your coverage at dozens 2797 02:15:55.479 --> 02:15:58.199 of insurance companies find out Now three oh three seven 2798 02:15:58.239 --> 02:16:00.560 to seven to one help. You'll think you're his only 2799 02:16:00.680 --> 02:16:03.640 customer when you choose Frank durand the Realestateman dot com 2800 02:16:03.880 --> 02:16:06.960 to list your home with Remax Alliance three oh three 2801 02:16:07.039 --> 02:16:08.720 nine two zero sixteen twenty two