WEBVTT

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<v Speaker 1>KFI AM six forty. You're listening to Dean Sharp, The

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<v Speaker 1>House Whisper on demand on the iHeartRadio app.

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<v Speaker 2>Here we go.

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<v Speaker 1>KFI AM six forty live everywhere on the iHeartRadio app. Hey,

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<v Speaker 1>welcome to home, where every week we help you better

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<v Speaker 1>understand that place where you live. I am Dean Sharp,

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<v Speaker 1>the House Whisper, or custom home Builder, custom home designer,

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<v Speaker 1>and your guide to turning your ordinary house into an

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<v Speaker 1>extraordinary home. Whether you are listening to us on the

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<v Speaker 1>local broadcast right here in southern California, or streaming us

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<v Speaker 1>digitally from wherever across the globe, here or anywhere else,

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<v Speaker 1>or if you joined in for another episode of The

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<v Speaker 1>House Whisper on demand podcast, I am just so very

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<v Speaker 1>glad that you are here. We are doing an all

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<v Speaker 1>calls weekend and nothing but your calls today, and I

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<v Speaker 1>want to get back to the phone so we can

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<v Speaker 1>get as many calls in as possible. I want to

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<v Speaker 1>talk to Nishe Niche. Welcome home.

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<v Speaker 3>I have a situation going on with my front lawn.

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<v Speaker 3>It hasn't worked its way to the backyard yet, hopefully

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<v Speaker 3>it doesn't. I have this statching going on. I'm not sure,

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<v Speaker 3>like what it is. I've been told it's possums. I've

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<v Speaker 3>been told it's raccoons. It's like, I go out and

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<v Speaker 3>all my grass has been ripped up, and I'm getting

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<v Speaker 3>these false spots in the lawn and I am not

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<v Speaker 3>sure how to make.

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<v Speaker 1>It go away, premature balding of the lawn. Have you

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<v Speaker 1>have you done any surveillance so.

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<v Speaker 3>I do have cameras, and I have not I've never

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<v Speaker 3>noticed any creatures roaming around.

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<v Speaker 1>Okay, all right, kind I kind of figured that was

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<v Speaker 1>the case. Yeah, you know, a lot of people blame

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<v Speaker 1>possum and raccoons for messing up lawns. But you know,

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<v Speaker 1>as if they just get come out in the middle

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<v Speaker 1>of the night with their shovels and just decide, you

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<v Speaker 1>know what, let's get under her skin and just take

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<v Speaker 1>some of this lawn away, it really doesn't happen that way.

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<v Speaker 1>It's more likely, you know, like the only larger mammal

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<v Speaker 1>that really terrorizes lawns on a regular basis are you know,

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<v Speaker 1>like gophers and prairie dogs, those kinds of things that

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<v Speaker 1>come up from underneath and leave little mounds of dirt,

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<v Speaker 1>and those are easy to identify because they've left behind

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<v Speaker 1>the dirt from the tunnel that they've dug. But by

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<v Speaker 1>and large, you know, I don't know. There's a handful

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<v Speaker 1>of causes for balding lawn areas. It could be heavy

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<v Speaker 1>foot traffic, but obviously that doesn't sound like it's a situation.

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<v Speaker 1>Could be poor soil condition that is starting to kind

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<v Speaker 1>of spread. That's a possibility, of course, your classic the

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<v Speaker 1>neighbor's dogs are peeing on your lawn, But that use

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<v Speaker 1>starts with a noticeable yellow patch first. But when you

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<v Speaker 1>just find that there's bare soil in the lawn, I

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<v Speaker 1>have found, generally speaking that it's a grub infestation. And

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<v Speaker 1>you're like, oh, Cross, what is that. It's very simple.

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<v Speaker 1>There are little, tiny little beetles out there that are

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<v Speaker 1>all around us, and there are some species that like to,

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<v Speaker 1>you know, lay their eggs in the soil of our

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<v Speaker 1>lawns because they're nicely protected areas. And then as the

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<v Speaker 1>grubs start to hatch, the little grub beetles, they're feeding

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<v Speaker 1>on the roots of our grass and as a result

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<v Speaker 1>of these bald patches start to occur. So it could

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<v Speaker 1>be any one of those issues. I mean, you could

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<v Speaker 1>have like a fungal disease or a chemical burn. But

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<v Speaker 1>I'm putting my money on grubs because by and large

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<v Speaker 1>that's my experience with this. Fortunately, it's not that difficult

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<v Speaker 1>to deal with. What you do is, first of all,

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<v Speaker 1>you go get some grub treatment and you will find

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<v Speaker 1>that on the shelf of just about every garden center everywhere.

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<v Speaker 1>That you mix into the soil, and that gets the

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<v Speaker 1>grubs under control. They're not spreading everywhere, They're just where

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<v Speaker 1>the bald patches are.

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<v Speaker 3>Uh.

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<v Speaker 1>And you rough up the soil, add a little amendment

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<v Speaker 1>to it, figure out what kind of grass you actually have,

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<v Speaker 1>add some seed, keep it moist, and you'll grow the

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<v Speaker 1>grass back.

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<v Speaker 3>Okay, So add the grub killer and this and fertilizer

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<v Speaker 3>at the same time.

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<v Speaker 1>Yeah, yeah, exactly, good to know. And then you need

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<v Speaker 1>to reseed that area and keep it extra moist and

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<v Speaker 1>you know, give the give the new seeds a shot

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<v Speaker 1>the best fighting chance possible.

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<v Speaker 3>Okay, what do you suggest for watering times? I'm always

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<v Speaker 3>confused on that.

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<v Speaker 1>Well, for watering times for a lawn in southern California,

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<v Speaker 1>it all depends on the efficiency of your sprinklers. But

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<v Speaker 1>not too long, you know, I mean, most lawns can

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<v Speaker 1>will water down with good sprinkler system in a half

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<v Speaker 1>hour or so. It also has to do with your

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<v Speaker 1>soil condition, whether you've got clay or you know, rocky

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<v Speaker 1>soil or sandy soil. In other words, how well how

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<v Speaker 1>well your soil holds on to the moisture that's given

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<v Speaker 1>to it. But here's a general rule. There are some

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<v Speaker 1>guides out there that you can look up and say, Okay,

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<v Speaker 1>I've got this kind of grass and this kind of lawn.

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<v Speaker 1>I live in southern California. How long should I be

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<v Speaker 1>watering my lawn with decent sprinkler coverage? And then what

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<v Speaker 1>I like to do? And I think this is just

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<v Speaker 1>the most efficient, most effective ways I like to break

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<v Speaker 1>that up. So let's say, in fact, my smart watering

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<v Speaker 1>system does that if forty minutes is the amount of

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<v Speaker 1>time that an area needs to be irrigated, then my

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<v Speaker 1>smart watering system will break that up into you know,

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<v Speaker 1>three twenty minute sessions that are about a half an

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<v Speaker 1>hour apart, so that we water a little bit, we

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<v Speaker 1>let that soak in fully and become fully effective, and

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<v Speaker 1>then we water again, and then you know, you understand

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<v Speaker 1>what I'm saying, So breaking it up into two or

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<v Speaker 1>three cycles. And always here in southern California, in the

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<v Speaker 1>middle of the night. Okay, not in the early morning

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<v Speaker 1>when everybody can see the sprinkler's going off. Not during

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<v Speaker 1>daylight hours. And the very simple reason is that sun

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<v Speaker 1>evaporates water. I want all the water going into your soil. Now,

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<v Speaker 1>this is not true if you live back east or

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<v Speaker 1>you live somewhere where it's much colder and much wetter,

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<v Speaker 1>because there, we want a water during daylight hours so

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<v Speaker 1>that we're not building up too much water content and

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<v Speaker 1>creating mold and fungal growth and all of that kind

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<v Speaker 1>of stuff. But not here in southern California. No one

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<v Speaker 1>in Southern California should ever see your sprinklers going off

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<v Speaker 1>unless they're up in the middle of the night. That's

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<v Speaker 1>how we take most efficient youth of our water. I

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<v Speaker 1>want it all in the soil and so it's doing

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<v Speaker 1>its job fully and effectively. Nishe, thanks for the call.

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<v Speaker 1>Go check that out, check out your watering times, and

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<v Speaker 1>go check out the grub treatments that you'll find at

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<v Speaker 1>the garden center, and also figure out what kind of

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<v Speaker 1>grass you've got and buy that receding mix so that

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<v Speaker 1>Once you get the grubs under control, then you know

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<v Speaker 1>you can grow in those patches. It's not a terminal situation.

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<v Speaker 1>You can fix it. I promise when we come back,

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<v Speaker 1>we'll get to more of your calls. This is Dean Sharp,

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<v Speaker 1>the House Whisper on KFI. Welcome to Home, where every

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<v Speaker 1>week we help you better understand that place where you live.

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<v Speaker 1>I'm Dean Sharp, the House Whisper here with you live

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<v Speaker 1>like I am every weekend, or whether you are listening

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<v Speaker 1>to the local broadcast right here in southern California, or

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<v Speaker 1>you're streaming us live from across the country, or if

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<v Speaker 1>you have joined in for another episode of the House

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<v Speaker 1>Whisper podcast. I am just glad that you are here

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<v Speaker 1>with us. Good morning to you, and welcome home. We

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<v Speaker 1>are doing an all calls weekend. Hey Wayne, welcome home.

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<v Speaker 3>Yeah. Thanks.

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<v Speaker 4>Got a question.

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<v Speaker 2>I me a total house rebuild, and in the rebuild,

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<v Speaker 2>the guys doing insallation put in ceiling which I'm not

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<v Speaker 2>sure if I should call them on it or not.

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<v Speaker 2>There's a vaulted ceiling in the house, but the bedrooms

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<v Speaker 2>and kitchen are all lower I mean eight foot ceilings,

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<v Speaker 2>and they put insulation in the ceilings of all the

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<v Speaker 2>rooms except the kitchen, where they put it in the

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<v Speaker 2>rafters by the roof instead. Is that a problem?

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<v Speaker 4>Does that affect heating and.

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<v Speaker 2>Cooling or what?

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<v Speaker 1>Okay? So the ceiling in the kitchen is an eight

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<v Speaker 1>foot ceiling. Yeah, so they didn't put the insulation in

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<v Speaker 1>the ceiling. They put it up in the rafters. Did

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<v Speaker 1>they explain why?

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<v Speaker 3>No?

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<v Speaker 1>Okay? And that air the area directly above the kitchen,

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<v Speaker 1>that area of attic, does it connect to other areas

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<v Speaker 1>of attic open attic space?

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<v Speaker 2>The attic is all connected, yeah, connected all across the bedrooms,

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<v Speaker 2>in the kitchen, it's all like attic area.

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<v Speaker 1>All right. So if I crawl through the attic or

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<v Speaker 1>walk through the attic, whatever the case may be, if

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<v Speaker 1>I get up in the attic, then I've got insulation

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<v Speaker 1>down on the floor of the attic until I get

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<v Speaker 1>over the kitchen then and all of a sudden it's

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<v Speaker 1>up above in the roof rafter. Right, you're correct, Yeah,

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<v Speaker 1>that's not that's not cool. Oh what is that effect?

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<v Speaker 2>How does that change things?

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<v Speaker 1>Well, what it is is that your attic is an

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<v Speaker 1>unconditioned space. Okay. The whole reason we're insulating on the

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<v Speaker 1>surface of the ceiling. Is that we want to keep

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<v Speaker 1>the conditioned space, the conditioned air, meaning whatever we've heated

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<v Speaker 1>or whatever we've cooled in the house. We want to

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<v Speaker 1>keep those temperatures there, okay, and so and not in

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<v Speaker 1>the attic. We don't share conditioned temperatures, can you know,

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<v Speaker 1>controlled temperatures with the attic space. It's it's cut off.

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<v Speaker 1>It's a separate space. It's technically kind of outside the

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<v Speaker 1>house in essence, So we need that diaphragm of insulation

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<v Speaker 1>to be complete over the whole thing. And so as

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<v Speaker 1>it is right now, That's why I asked if it

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<v Speaker 1>was if it's been isolated in the attic with other

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<v Speaker 1>walls and things in the attic, then if the if

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<v Speaker 1>the kitchen area or the area above the kitchen is

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<v Speaker 1>isolated from the rest of the attic space, then that

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<v Speaker 1>could be fine because what we ultimately need is insulation

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<v Speaker 1>above the kitchen. But the fact that the kitchen ceiling

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<v Speaker 1>has that that heat and cool that's down below in

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<v Speaker 1>there can just soak right through unimpeded by insulation into

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<v Speaker 1>the attic and vice versa. It's essentially it's a hole.

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<v Speaker 1>It's a hole in your insulation, and so so that

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<v Speaker 1>insulation needs to be down over the kitchen ceiling as well, period,

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<v Speaker 1>because you need a blanket of insulation that seals up

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<v Speaker 1>the house. So it's kind of a hole in the

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<v Speaker 1>hull of the boat. The fact that the insulation is

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<v Speaker 1>up in the in the rafter space above the kitchen,

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<v Speaker 1>that's meaningless that it's not doing anything up there. Okay,

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<v Speaker 1>it's just it's literally not doing anything. It needs to

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<v Speaker 1>be down on the surface with the rest of the

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<v Speaker 1>insulation in the act.

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<v Speaker 4>Good.

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<v Speaker 2>Okay, thanks, I'll get them.

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<v Speaker 1>The change, get them on it. Thanks Wayne, great question, Bertie,

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<v Speaker 1>Doctor Richard, Hey Richard, welcome home.

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<v Speaker 2>Good morning.

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<v Speaker 4>I just had a question on whether the foundations that

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<v Speaker 4>are left after a home fire can be reused.

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<v Speaker 1>That is a really really good question. Is that just

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<v Speaker 1>a curiosity or do you have a foundation that is

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<v Speaker 1>in question yourself.

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<v Speaker 4>It's a curiosity professional and personal.

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<v Speaker 1>There are always exceptions to every rule, so I'll just

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<v Speaker 1>start by saying that, and there is a I'm sure

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<v Speaker 1>there are a handful of foundations out there that might

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<v Speaker 1>be salvaged from this disaster, even though the house above

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<v Speaker 1>them was burnt to the ground. However, I think the

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<v Speaker 1>proper expectation is that to know the foundations underneath the

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<v Speaker 1>house when it has burnt to the ground, especially in

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<v Speaker 1>a mass fire event like this, are very very likely

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<v Speaker 1>not going to be saved. And there's a couple of

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<v Speaker 1>reasons why. Number one, there is no it's not It

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<v Speaker 1>has nothing to do with the fact that you know

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<v Speaker 1>they didn't catch on fire. But if you take a

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<v Speaker 1>look at concrete, concrete is actually not affected by flame

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<v Speaker 1>per se, but concrete is affected by high heat. And

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<v Speaker 1>when an entire house is burning to the point where

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<v Speaker 1>it's all coming down, the heat inside that zone is intense.

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<v Speaker 1>You know, fifteen hundred degrees plus is easily easily achieved.

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<v Speaker 1>And when you think about the components of concrete, concrete

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<v Speaker 1>is a is a recipe. It is a cement that

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<v Speaker 1>is the actual you know, adhesive binder in concrete cement

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<v Speaker 1>portland cement. And then you've got large aggregates like gravel

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<v Speaker 1>three quarter inch gravel and sand and it's the sand

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<v Speaker 1>inside the concrete that at high temperatures turns to glass.

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<v Speaker 1>As we all know, if you melt sand down you

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<v Speaker 1>can turn it to glass. So there is a there's

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<v Speaker 1>a process that when concrete is exposed to stream heat,

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<v Speaker 1>in which the concrete actually becomes siliconized. It actually, even

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<v Speaker 1>though it looks the same as it did before, it

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<v Speaker 1>has actually changed its chemical structure and it's become more brittle.

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<v Speaker 1>The sand, which originally was a fine aggregate inside the cement,

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<v Speaker 1>is now a glassy component inside the cement. So that's

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<v Speaker 1>one reason why a lot of the foundations, most I

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<v Speaker 1>would say, of the foundations in the houses that are

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<v Speaker 1>burnt down, are not going to be reusable. And the

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<v Speaker 1>second reason is that under again that high heat, any

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<v Speaker 1>lines of value that are running underneath that concrete, like

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<v Speaker 1>plastic abs, drain lines coming off of toilets and sinks

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<v Speaker 1>and so on, any electrical lines, even though the conduits

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<v Speaker 1>themselves probably were unaffected, but those conduits heat up, the

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<v Speaker 1>conductor inside those conduits will absolutely have to be tested

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<v Speaker 1>and replaced. And the chances are the damage of the

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<v Speaker 1>lines that are running underneath the slab are such that

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<v Speaker 1>we'd have to even if the slab was in perfect shape,

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<v Speaker 1>we'd have to saw cut the slab open in order

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<v Speaker 1>to run new lines, or we wouldn't be yanking out

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<v Speaker 1>the old ones, we'd just be running new lines, And

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<v Speaker 1>by the time we have dealt with the fact that

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<v Speaker 1>the slab has changed its chemical composition somewhat and we've

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<v Speaker 1>got to make a lot of saw cuts in it

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<v Speaker 1>in order to get new drain lines or pull old

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<v Speaker 1>ones out of the way. Now we've pretty much messed

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<v Speaker 1>up this slab in extremes. So that's why I'm saying,

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<v Speaker 1>by and large, it will be more cost effective and

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<v Speaker 1>wiser from a structural perspective to just pull most of

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<v Speaker 1>those slabs, scrape the lot, and restart from new. Does

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<v Speaker 1>that help understand the situation?

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<v Speaker 4>Certainly does?

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<v Speaker 1>All right, Richard, thank you for your call, sir, how

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<v Speaker 1>about some more of your calls when we return. You

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<v Speaker 1>are listening to Home with Dean Sharp, the House Whisper.

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<v Speaker 5>You're listening to Home with Dean Sharp on demand from

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<v Speaker 5>KFI AM six forty, camp I.

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<v Speaker 1>AM sixty and live streaming in HD everywhere on the

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<v Speaker 1>iHeartRadio app. Hey, welcome to home where Every week we

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<v Speaker 1>help you better understand that place where you live. I

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<v Speaker 1>am Dean Sharp, the house Whisper, custom home builder, custom

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<v Speaker 1>home designer. Most importantly, today, your guide to turning your

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<v Speaker 1>ordinary house into something truly extraordinary. I tell you what

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<v Speaker 1>we're doing today. It's an all calls day. It is it.

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<v Speaker 1>You set the agenda. Anything that is going on with

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<v Speaker 1>your home, whether it be construction issues, DIY questions, design concerns,

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<v Speaker 1>anything at all. The phone lines are open. I am

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<v Speaker 1>here to help you sort it all out. We'll put

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<v Speaker 1>our heads together and we'll get it sorted. I promised.

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<v Speaker 1>Here is the number to reach me, and these lines

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<v Speaker 1>are open now. The number to reach me eight three

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<v Speaker 1>three two. Ask Dean eight three three two Ask Dean.

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<v Speaker 1>You see it just rolls off the tongue on that note.

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<v Speaker 1>How about we go to it. We're going to take

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<v Speaker 1>some calls. Anything you want to talk about, so let's

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<v Speaker 1>get to it. I want to talk to Ginger. Ginger,

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<v Speaker 1>welcome home.

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<v Speaker 6>I have a question about the attic area in my home.

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<v Speaker 3>My home has a little.

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<v Speaker 6>Entry to the attic in the area between the two

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<v Speaker 6>front bedrooms. There's a little opening there, and I have

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<v Speaker 6>to get a ladder to climb up and get up

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<v Speaker 6>into the attic.

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<v Speaker 4>Through that section.

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<v Speaker 6>The section that is connected to the kitchen area is

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<v Speaker 6>all four and I can put things up there and

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<v Speaker 6>store things there. But the whole other section of the

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<v Speaker 6>house the entire complete attic area is just covered with

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<v Speaker 6>the foam insulation thing. And when I have made my

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<v Speaker 6>way up into that little opening that's in the hallway

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<v Speaker 6>between the bedrooms, it's dark and there's nothing but foam insulation.

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<v Speaker 6>And I was wondering if it's okay for me to

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<v Speaker 6>try and put down flooring up there so that I

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<v Speaker 6>could get up there and do something with the space

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<v Speaker 6>without having to have a license or fees that I

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<v Speaker 6>have to pay with the city and things like that. Also,

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<v Speaker 6>at one point in time, I had seen these ingenious

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<v Speaker 6>little slats that are like roll They're like rolls that

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<v Speaker 6>you roll out and they're slack that end up being

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<v Speaker 6>a floor. And I don't know if they're still around anywhere,

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<v Speaker 6>but if they are, I wondered if you were aware

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<v Speaker 6>of them and if that would be something I could do.

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<v Speaker 1>Okay, So a lot of pack, a lot of stuff

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<v Speaker 1>packed into those questions there. I am going to disappoint

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<v Speaker 1>you on on a couple of levels, but let me

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<v Speaker 1>start with a positive one. Yeah, I've seen those slats.

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<v Speaker 1>Those are great. Uh, they're basically roll mats. They're they're

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<v Speaker 1>rigid roll mats and they can come in they can

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<v Speaker 1>come in handy in a lot of situations. Okay, so

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<v Speaker 1>there's nothing wrong with them. There's they're out there around

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<v Speaker 1>you probably find them on Amazon these days or other

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<v Speaker 1>places like that. Here's the thing, Ginger, everybody wants to

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<v Speaker 1>utilize as much attic space as possible these days for

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<v Speaker 1>storage and stuff like that. I get it, I get it.

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<v Speaker 1>I totally totally understand that. However, our homes and and

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<v Speaker 1>and where where is it that you live, Ginger out

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<v Speaker 1>and see me Valley. Okay, so our homes in southern California,

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<v Speaker 1>buy and large are not designed for addicts to be

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<v Speaker 1>a part. I mentioned this earlier in the show, to

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<v Speaker 1>be a part of the conditioned air space of the house.

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<v Speaker 1>That means that insulation, a nice thick layer of insulation

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<v Speaker 1>fiberglass or cellulose insulation, whether it's rolled bats or whether

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<v Speaker 1>it's blown in, but a nice thick layer equivalent to

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<v Speaker 1>R thirty for energy savings and all of that air

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<v Speaker 1>conditioning expanse, heating expense and the like your general comfort

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<v Speaker 1>in the home. R thirty is what we're shooting for

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<v Speaker 1>in the attic. And that's thick. That's thick stuff. When

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<v Speaker 1>people go up into their attics and make platforms, in

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<v Speaker 1>other words, create an area of flooring. I don't have

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<v Speaker 1>any big issue with that, okay, but just got to

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<v Speaker 1>understand every square foot of flooring that you create up

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<v Speaker 1>in your attic space for storage, you are squishing down

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<v Speaker 1>and minimizeing, and you're reducing your attic insulation below the

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<v Speaker 1>line of what where the bar should be set. Okay,

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<v Speaker 1>because if you've got I'm gonna guess in SeeMe Valley

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<v Speaker 1>tracked home in seem Valley, if we've got two by

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<v Speaker 1>six ceiling joists running across the room, six inches or

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<v Speaker 1>five and a half inches of space for insulation is

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<v Speaker 1>not enough to reach that R thirty marker. So if

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<v Speaker 1>we've squished it down because we've put plywood up there

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<v Speaker 1>for storage, now you know, a few square feet fine,

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<v Speaker 1>you know who's gonna know the difference. You probably won't

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<v Speaker 1>notice the difference. But the more you do that up

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<v Speaker 1>in your attic, the more of that area that you

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<v Speaker 1>squish down and minimize that insulation, then the more compromised

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<v Speaker 1>insulation wise your home becomes. And just to add on

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<v Speaker 1>to that, some people will go overboard when it comes

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<v Speaker 1>to the amount of storage up there. Some people even say, well,

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<v Speaker 1>my roof is high enough, I could make a room

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<v Speaker 1>up there. Well, that's debatable because if it was never

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<v Speaker 1>designed to have human habitation up in there, then there's

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<v Speaker 1>also a very distinct chance that the ceiling joists themselves

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<v Speaker 1>are not floor joist rated. They're just ceiling joist rated.

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<v Speaker 1>They're not designed to support a tremendous amount of hundreds

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<v Speaker 1>or thousands of pounds of weight. So my answer to

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<v Speaker 1>the question is a qualified Sure, you could add a

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<v Speaker 1>little bit of storage area up in an attic, but no,

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<v Speaker 1>that every time you do it, we are compromising the

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<v Speaker 1>insulation of the house. And that most Southern California single

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<v Speaker 1>story homes, well it's second story homes too, It doesn't

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<v Speaker 1>really matter. Most attics in southern California are not designed

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<v Speaker 1>to be load bearing in any significant sense or insulation

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<v Speaker 1>compromised attic space when you put a platform up there.

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<v Speaker 1>So that's my concern. My concern about accessing the attic

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<v Speaker 1>in that way is that we run the risk of

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<v Speaker 1>messing up the thermal continuity of the house, and you

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<v Speaker 1>can overload an attic, and that's not a good thing

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<v Speaker 1>as well. Now, can it be done? Of course, I

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<v Speaker 1>was just saying before the break, anything can be done.

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<v Speaker 1>If you are so committed to storage in a certain

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<v Speaker 1>area of your attic and you want to preserve the

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<v Speaker 1>insulated quality, then you could spill that area underneath the

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<v Speaker 1>platform with rigid insulation. It's going to be more expensive,

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<v Speaker 1>rigid insulation that compensates for the loss of the loft

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<v Speaker 1>of the fluffy stuff basically, but that's more expensive, and

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<v Speaker 1>it's very intentional. And if we're really starting to put

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<v Speaker 1>lots of load up there, then we need to talk

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<v Speaker 1>to an engineer about whether the kind of stuff we

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00:24:00.839 --> 00:24:03.440
<v Speaker 1>want to store up there is actually going to be

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<v Speaker 1>well supported by the house, or if it's going to

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00:24:05.559 --> 00:24:07.839
<v Speaker 1>put too much of a load on those poor little

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<v Speaker 1>ceiling joyces whose job originally was just to hold some

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<v Speaker 1>insulation and hold up the drywall on the lid of

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<v Speaker 1>the ceiling. That's the best I can tell you, side

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<v Speaker 1>unseeing Ginger, So think those things through and then make

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<v Speaker 1>decisions accordingly. And thank you so much for your call.

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<v Speaker 1>I'm so glad you joined me this morning. Hang tight,

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<v Speaker 1>there is more to come. You're listening to Home with

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<v Speaker 1>Dean Sharp the house whisper camp. I am six forty

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<v Speaker 1>and live streaming in HD everywhere on the iHeartRadio app. Hey,

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<v Speaker 1>welcome to home, where every week we help you better

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<v Speaker 1>understand that place where you live. I am Dean Sharp,

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<v Speaker 1>the house whisper, custom home builder, custom home designer. Most importantly, today,

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00:24:52.680 --> 00:24:57.279
<v Speaker 1>your guide to turning your ordinary house into something truly extraordinary.

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<v Speaker 1>We are doing an all calls. We nothing but your

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<v Speaker 1>calls today, and I want to get back to the

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<v Speaker 1>phone so we can get as many calls in as possible.

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<v Speaker 1>Let's talk to Sally. Hey, Sally, welcome home.

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<v Speaker 4>I have a question about my nineteen fifty seven back home,

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<v Speaker 4>and I keep getting these letters in the mail from

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<v Speaker 4>I think the gas company asking me if I want

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<v Speaker 4>insurance from my gas and sewer lines that go from

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<v Speaker 4>my home to the street. Yeah, And I just want

422
00:25:25.559 --> 00:25:27.519
<v Speaker 4>to know is that I mean I kind of worry

423
00:25:27.519 --> 00:25:30.440
<v Speaker 4>about the sewer line, the gas line. I never even

424
00:25:30.480 --> 00:25:33.799
<v Speaker 4>gave a second bot to being the age of my

425
00:25:33.880 --> 00:25:37.160
<v Speaker 4>house and have no idea what kind of pipes it has. Yeah.

426
00:25:37.240 --> 00:25:41.759
<v Speaker 1>Yeah, So yeah, you know, I think everybody is a

427
00:25:41.799 --> 00:25:44.359
<v Speaker 1>really good question, because I'm pretty sure everybody in southern

428
00:25:44.440 --> 00:25:49.200
<v Speaker 1>California has consistently received those letters. Now, I mean we

429
00:25:49.279 --> 00:25:51.319
<v Speaker 1>get them. I don't know how how often do we

430
00:25:51.319 --> 00:25:54.160
<v Speaker 1>get a letter from the gas company, Tina saying do

431
00:25:54.200 --> 00:25:58.039
<v Speaker 1>you want insurance on the exterior lines? Like it once

432
00:25:58.079 --> 00:26:00.640
<v Speaker 1>a year, a couple of times anyway. So I think

433
00:26:00.640 --> 00:26:03.160
<v Speaker 1>they're covering, They're they're reaching out to everybody.

434
00:26:03.519 --> 00:26:03.799
<v Speaker 3>Uh.

435
00:26:03.880 --> 00:26:07.440
<v Speaker 1>Okay, So I don't have a definitive answer for you,

436
00:26:07.680 --> 00:26:10.599
<v Speaker 1>but I can tell you this you just got. It's

437
00:26:10.720 --> 00:26:14.119
<v Speaker 1>as with all insurance. Uh, you got to read the

438
00:26:14.119 --> 00:26:21.319
<v Speaker 1>fine print, because my understanding of this situation, it's actually

439
00:26:21.359 --> 00:26:25.039
<v Speaker 1>not the gas company that's doing the insuring. It is

440
00:26:25.279 --> 00:26:29.119
<v Speaker 1>a partner company, an insurance company, I believe, so cal

441
00:26:29.240 --> 00:26:31.920
<v Speaker 1>It's Home Serve is the name of the company that

442
00:26:32.200 --> 00:26:37.759
<v Speaker 1>is right Home Serve. So they're a mega, mega insurance company.

443
00:26:38.200 --> 00:26:43.079
<v Speaker 1>And uh and and it's in it's inexpensive. I think

444
00:26:43.079 --> 00:26:46.759
<v Speaker 1>it's just a few dollars a month, Okay, So you know,

445
00:26:46.839 --> 00:26:51.519
<v Speaker 1>weigh that against whether or not you know there are

446
00:26:52.200 --> 00:26:56.640
<v Speaker 1>enough you know, coverage areas to make it worth your while.

447
00:26:56.680 --> 00:26:59.599
<v Speaker 1>And what I mean is, as with all insurance policies,

448
00:26:59.680 --> 00:27:03.079
<v Speaker 1>especially when it comes to homeowner insurance of any sort whatsoever,

449
00:27:03.880 --> 00:27:07.119
<v Speaker 1>usually the list of exclusions is like four times as

450
00:27:07.160 --> 00:27:10.799
<v Speaker 1>long as the list of coverage. Okay, and so, and

451
00:27:10.839 --> 00:27:14.480
<v Speaker 1>that's the thing. So I'll tell you this, and now

452
00:27:14.480 --> 00:27:17.319
<v Speaker 1>I'm gonna by saying this, I'm gonna lose any potential

453
00:27:17.880 --> 00:27:23.720
<v Speaker 1>endorsement from the gas company. So this call is costing

454
00:27:23.799 --> 00:27:24.839
<v Speaker 1>me money, Sally.

455
00:27:25.200 --> 00:27:26.079
<v Speaker 4>That's all here.

456
00:27:28.599 --> 00:27:31.799
<v Speaker 1>Uh, we have not opted to do it at our home.

457
00:27:31.880 --> 00:27:33.759
<v Speaker 1>And it's not just because well you know, I'm a

458
00:27:33.759 --> 00:27:35.640
<v Speaker 1>builder and I know how to do it. It's not

459
00:27:35.720 --> 00:27:39.200
<v Speaker 1>about that. It's just that I found for us that

460
00:27:39.319 --> 00:27:42.000
<v Speaker 1>the list of exclusions, I mean, it just went on

461
00:27:42.240 --> 00:27:45.440
<v Speaker 1>and on and on and on as far as like

462
00:27:45.880 --> 00:27:50.160
<v Speaker 1>acts of God, flood fire, this, that nothing gets covered

463
00:27:50.720 --> 00:27:55.359
<v Speaker 1>nuclear war like like I would be concerned about my

464
00:27:55.599 --> 00:27:59.480
<v Speaker 1>sure lye after the nuclear bomb goes off. But but

465
00:27:59.519 --> 00:28:03.160
<v Speaker 1>the point, so, so, all I can tell you is

466
00:28:03.480 --> 00:28:08.039
<v Speaker 1>we did not pick up that coverage. And personally, that

467
00:28:08.160 --> 00:28:10.920
<v Speaker 1>was our own personal decision. I'm not saying it's a ripoff.

468
00:28:11.279 --> 00:28:14.160
<v Speaker 1>I'm simply saying that everybody has to evaluate their own

469
00:28:14.160 --> 00:28:20.200
<v Speaker 1>situation and and read the fine print because at some point, uh,

470
00:28:20.839 --> 00:28:24.000
<v Speaker 1>you know, what's left over after the list of exclusions,

471
00:28:24.559 --> 00:28:26.680
<v Speaker 1>that's what you have to evaluate. What are the odds

472
00:28:26.680 --> 00:28:29.519
<v Speaker 1>of this happening to me in just this way so

473
00:28:29.559 --> 00:28:33.039
<v Speaker 1>that this gets covered and otherwise, you know, And isn't

474
00:28:33.039 --> 00:28:36.200
<v Speaker 1>that all insurance really? I mean, all insurance is essentially

475
00:28:36.720 --> 00:28:39.440
<v Speaker 1>a gamble. It's a pull of the of the slot

476
00:28:39.480 --> 00:28:42.119
<v Speaker 1>machine wheel, like gee, I for the money I put in,

477
00:28:42.200 --> 00:28:45.359
<v Speaker 1>I hope the disaster that happens is the is the

478
00:28:45.400 --> 00:28:46.440
<v Speaker 1>one that's covered.

479
00:28:47.079 --> 00:28:47.960
<v Speaker 4>So so.

480
00:28:49.480 --> 00:28:51.559
<v Speaker 1>That's the best I can tell you is just read it,

481
00:28:51.640 --> 00:28:54.319
<v Speaker 1>read the fine print, check the exclusions, and you know,

482
00:28:54.400 --> 00:28:56.480
<v Speaker 1>maybe you'll find the six bucks a month is you know,

483
00:28:56.559 --> 00:28:58.440
<v Speaker 1>no big deal. And yeah, why not? Why not?

484
00:29:00.319 --> 00:29:03.240
<v Speaker 4>A guy come by about ten years ago, two guys

485
00:29:03.279 --> 00:29:06.839
<v Speaker 4>come by and oh, they were going to replace my

486
00:29:06.839 --> 00:29:09.720
<v Speaker 4>my sewer line. It was like fifteen thousand dollars or something.

487
00:29:09.720 --> 00:29:11.519
<v Speaker 4>I thought, holy crap. You know, I'm not that far

488
00:29:11.519 --> 00:29:12.480
<v Speaker 4>away from the street.

489
00:29:13.160 --> 00:29:13.319
<v Speaker 3>Yeah.

490
00:29:13.400 --> 00:29:17.480
<v Speaker 1>Yeah, well I will say maybe insurance is good. Yeah,

491
00:29:17.720 --> 00:29:20.960
<v Speaker 1>I mean, I'll tell you this. Uh, you know, replacing

492
00:29:21.000 --> 00:29:24.079
<v Speaker 1>a sewer line is no joke. It's no joke because

493
00:29:24.440 --> 00:29:26.759
<v Speaker 1>they go deep. You got to cut through your yard.

494
00:29:27.720 --> 00:29:30.680
<v Speaker 1>You know. Maybe for a lot of people you end up,

495
00:29:30.759 --> 00:29:33.519
<v Speaker 1>you know, cutting through a driveway. You know, depending on

496
00:29:33.559 --> 00:29:37.559
<v Speaker 1>where it is and how it's running. And what material.

497
00:29:37.640 --> 00:29:40.839
<v Speaker 1>I mean, there were still homes out there with clay

498
00:29:40.920 --> 00:29:44.440
<v Speaker 1>sewer lines that are just begging to shut down at

499
00:29:44.440 --> 00:29:49.119
<v Speaker 1>any moment today. Yeah, wow, what do you have to do? Though?

500
00:29:49.279 --> 00:29:51.640
<v Speaker 1>Here's the I mean, I'll put I'll put a bright

501
00:29:51.680 --> 00:29:54.440
<v Speaker 1>spin on it. Here's the nice thing about having to

502
00:29:54.480 --> 00:29:57.680
<v Speaker 1>make an insurance decision about that kind of stuff. You

503
00:29:57.680 --> 00:30:03.599
<v Speaker 1>should take it as an opportunity to figure out exactly

504
00:30:04.200 --> 00:30:07.680
<v Speaker 1>where all of this stuff is in your yard, okay,

505
00:30:09.119 --> 00:30:11.799
<v Speaker 1>what it's made out of, and where it goes. And

506
00:30:12.079 --> 00:30:14.240
<v Speaker 1>I will tell you this. If I asked one hundred

507
00:30:14.279 --> 00:30:17.880
<v Speaker 1>listeners right now where their sewer line leaves their house

508
00:30:18.000 --> 00:30:22.000
<v Speaker 1>and joins up with the street, I'm thinking that I'm

509
00:30:22.039 --> 00:30:27.039
<v Speaker 1>going to get seventy homeowners saying oh uh uh. And

510
00:30:27.079 --> 00:30:29.440
<v Speaker 1>that's something you should just you should you should know,

511
00:30:29.680 --> 00:30:31.480
<v Speaker 1>you should know, and you know what. One of the

512
00:30:31.480 --> 00:30:33.480
<v Speaker 1>ways that you can do that is by calling a

513
00:30:33.599 --> 00:30:37.880
<v Speaker 1>service like dig Alert, by calling eight one one, and

514
00:30:38.160 --> 00:30:41.559
<v Speaker 1>they'll come out in the three days, no less than

515
00:30:41.759 --> 00:30:44.240
<v Speaker 1>no more than three days from your call, maybe with

516
00:30:44.359 --> 00:30:47.759
<v Speaker 1>the exception of Christmas week, and they will flag and

517
00:30:47.839 --> 00:30:51.880
<v Speaker 1>locate all the stuff that's buried in your yard for free. Okay.

518
00:30:52.319 --> 00:30:56.680
<v Speaker 1>So no, no, kiddie. This is they beg you to

519
00:30:56.759 --> 00:30:59.480
<v Speaker 1>do it because if you're about to dig in your yard,

520
00:31:00.000 --> 00:31:03.319
<v Speaker 1>they don't want you hitting gas lines, sewer lines, they

521
00:31:03.319 --> 00:31:06.559
<v Speaker 1>don't want you hitting public utility lines that happened across

522
00:31:06.559 --> 00:31:08.400
<v Speaker 1>your property and you didn't know it. They don't want

523
00:31:08.440 --> 00:31:11.480
<v Speaker 1>you disrupting the neighborhood's cable service and all of that

524
00:31:11.599 --> 00:31:15.720
<v Speaker 1>kind of stuff. So these companies, all of these utilities,

525
00:31:16.359 --> 00:31:18.599
<v Speaker 1>they pay at their cost to be a part of

526
00:31:18.720 --> 00:31:22.799
<v Speaker 1>the dig Alert program. And so and you don't have

527
00:31:22.880 --> 00:31:24.680
<v Speaker 1>to justify, you don't have to show them a building

528
00:31:24.759 --> 00:31:28.559
<v Speaker 1>permit and you say, listen, I'm planning on having work

529
00:31:28.599 --> 00:31:31.400
<v Speaker 1>done in my yard. In your case, it's an emergency

530
00:31:31.480 --> 00:31:36.079
<v Speaker 1>sewer repair in the future, and they will simply notify

531
00:31:36.279 --> 00:31:39.359
<v Speaker 1>all of the utilities. They do a scan on your

532
00:31:39.400 --> 00:31:43.079
<v Speaker 1>property public records, and they'll notify all the utilities and

533
00:31:44.200 --> 00:31:47.200
<v Speaker 1>cable providers and all of that, and they'll all be

534
00:31:47.279 --> 00:31:49.400
<v Speaker 1>out and they'll put little flags in the yard this

535
00:31:49.440 --> 00:31:51.359
<v Speaker 1>is where the sewer is, this is where this is,

536
00:31:51.720 --> 00:31:54.240
<v Speaker 1>and you can start to learn and see. So that way,

537
00:31:54.519 --> 00:31:58.160
<v Speaker 1>my point is you can evaluate, like, wow, does my

538
00:31:58.319 --> 00:32:01.960
<v Speaker 1>sewer line run on uneath my driveway or is it

539
00:32:02.000 --> 00:32:04.079
<v Speaker 1>in a place where if I had to replace it

540
00:32:04.079 --> 00:32:06.599
<v Speaker 1>it wouldn't completely tear up my yard for tens of

541
00:32:06.640 --> 00:32:09.720
<v Speaker 1>thousands of dollars. That kind of stuff. Everybody should know that.

542
00:32:10.240 --> 00:32:12.319
<v Speaker 1>But getting back, and I got to run here because

543
00:32:12.319 --> 00:32:13.839
<v Speaker 1>we're right at the top of the hour, Sally, But

544
00:32:14.839 --> 00:32:18.759
<v Speaker 1>such a great question, and again just you know, it's

545
00:32:19.359 --> 00:32:24.519
<v Speaker 1>after all the exclusions, does the insurance cover enough of

546
00:32:24.680 --> 00:32:28.680
<v Speaker 1>real life potential circumstances to be worth the you know,

547
00:32:28.759 --> 00:32:30.279
<v Speaker 1>few bucks a month that you're going to pay for

548
00:32:30.359 --> 00:32:32.640
<v Speaker 1>And then that's the best advice I can ray.

549
00:32:33.680 --> 00:32:36.559
<v Speaker 4>Excellent advice. And thank you for the eight one one number.

550
00:32:36.559 --> 00:32:39.200
<v Speaker 1>And you're very very welcome. Thanks Sally for the call.

551
00:32:39.519 --> 00:32:41.920
<v Speaker 1>You're listening to Home with Dean Sharp the House Whisper

552
00:32:42.119 --> 00:32:42.880
<v Speaker 1>on KFI.

553
00:32:44.559 --> 00:32:47.880
<v Speaker 5>You're listening to Home with Dean Sharp on demand from

554
00:32:47.960 --> 00:32:49.480
<v Speaker 5>KFI AM six forty
