WEBVTT 1 00:00:05.559 --> 00:00:11.080 Ripped up new need. That's so you don't have to. 2 00:00:13.080 --> 00:00:13.880 Come running. 3 00:00:14.119 --> 00:00:15.480 Just as fast as we can. 4 00:00:16.800 --> 00:00:18.920 Shooter's gonna help coming. 5 00:00:19.320 --> 00:00:19.399 Man. 6 00:00:20.280 --> 00:00:26.320 This is the Troubleshooter Show. No Tom Martino, Hi Tom 7 00:00:26.359 --> 00:00:29.519 Martino here, Welcome to the show. Three oh three seven 8 00:00:29.559 --> 00:00:32.079 one three talk seven one three eight two five five. 9 00:00:32.920 --> 00:00:36.920 Everything sound good. I'm here, live and local and back 10 00:00:36.960 --> 00:00:40.799 from a oh some days off and I get my 11 00:00:40.960 --> 00:00:46.439 ass gets lazier every single time I do it. Perhaps 12 00:00:46.479 --> 00:00:48.200 what I ought to do is long weekend here or 13 00:00:48.200 --> 00:00:51.479 there or something like that. But by the way, thanks 14 00:00:51.479 --> 00:00:54.960 for coming here, Thanks for being here. Today's car day now. Uh, 15 00:00:55.000 --> 00:00:57.039 we don't have to talk just cars. We'll talk anything 16 00:00:57.079 --> 00:00:59.200 you want as always. That's what we do here on 17 00:00:59.240 --> 00:01:01.880 the Troubleshooter Shit. But I want to mention something, and 18 00:01:01.920 --> 00:01:06.519 that is you can call many different numbers. First of all, 19 00:01:06.519 --> 00:01:09.480 three oh three Martino, three oh three six, two seven, 20 00:01:09.599 --> 00:01:12.680 eight four sixty six. You can call that twenty four 21 00:01:12.719 --> 00:01:15.359 to seven and you'll get a recording of or out 22 00:01:15.359 --> 00:01:17.280 there and we just take a message. But I promise 23 00:01:17.319 --> 00:01:19.879 you we checked that all the time. And when are 24 00:01:19.920 --> 00:01:22.799 you wearing a snow hat? And when we're on just 25 00:01:22.840 --> 00:01:25.599 because I just had it on. It was really cold, 26 00:01:26.120 --> 00:01:28.120 and now they take it off. I'm going to look 27 00:01:28.159 --> 00:01:33.760 like Dilbert because of my wispy gray hair, so what 28 00:01:33.799 --> 00:01:40.519 the hell? Also, I'm trying to channel inner Bono or yeah, 29 00:01:40.959 --> 00:01:46.159 Bono Bono Bono Bono is the the other guy from 30 00:01:46.200 --> 00:01:49.519 the sixties Bono. I'm not. I'm not trying to channel 31 00:01:49.640 --> 00:01:53.920 Sonny how about So anyway, listen, but thanks for noticing Mark. 32 00:01:54.439 --> 00:01:58.560 I think it's quite attractive actually, But anyway, James wants 33 00:01:58.599 --> 00:02:01.840 to talk about living spaces. But first I just want 34 00:02:01.879 --> 00:02:05.599 to mention something. I just find this stranger. I want 35 00:02:05.599 --> 00:02:09.800 to get through it, you know, Honest to God, I 36 00:02:09.840 --> 00:02:13.199 was thinking of this coming in today. We start out 37 00:02:13.639 --> 00:02:15.919 life with no life, right, I mean, before we're born, 38 00:02:16.000 --> 00:02:19.240 we're all the same, whatever that is. And then after 39 00:02:19.599 --> 00:02:22.080 life we're all the same whatever that is. I mean, 40 00:02:22.199 --> 00:02:24.280 you know what I mean. Not some people believe different 41 00:02:24.280 --> 00:02:26.039 than again, And what I'm saying is before and after 42 00:02:26.120 --> 00:02:30.319 this light bulb we call life is up for controversy 43 00:02:30.360 --> 00:02:32.840 all the time. And then the light bulb itself is 44 00:02:32.919 --> 00:02:36.080 up for controversy as to what you are or should be, 45 00:02:36.280 --> 00:02:40.719 And so we're never without controversy, whether it's pre existence 46 00:02:40.800 --> 00:02:46.960 existence or post existence. We're always arguing. And then I realized, 47 00:02:47.000 --> 00:02:50.879 you know, this little bubble, this little light bulb of life. 48 00:02:51.159 --> 00:02:54.360 I'm thinking there are times we shouldn't do that. And 49 00:02:54.479 --> 00:02:59.319 God Almighty, I can't believe the lack of empathy for 50 00:02:59.439 --> 00:03:03.120 people and sympathy for people in California. Now, come on, 51 00:03:03.240 --> 00:03:05.199 I know a lot of people care, and a lot 52 00:03:05.240 --> 00:03:08.560 of people express care. But in general, if you look 53 00:03:08.599 --> 00:03:11.599 at social media and stuff, people are just downright bitter 54 00:03:12.120 --> 00:03:14.240 against Californians and well. 55 00:03:14.120 --> 00:03:17.199 The celebrities. I think they're picking on more than anybody though. 56 00:03:17.120 --> 00:03:19.919 Yeah, but all yeah, but also people you elected these 57 00:03:19.960 --> 00:03:22.680 feeble oh you know, you elected the people want to 58 00:03:22.719 --> 00:03:27.039 save the smelt fish and didn't put together enough water reserves. 59 00:03:27.120 --> 00:03:29.960 Or you elected the woman who defunded the or. 60 00:03:29.919 --> 00:03:32.240 How about are putting the budget by seventeen and a 61 00:03:32.280 --> 00:03:33.039 half million. 62 00:03:33.520 --> 00:03:37.759 Yeah, So anyway, I do agree that, you know, everything 63 00:03:37.759 --> 00:03:40.759 in life has consequences, but we don't want to see 64 00:03:40.800 --> 00:03:44.000 people suffer. No one does. They didn't get their comeuppings. 65 00:03:44.080 --> 00:03:46.680 It's wrong, you know. I mean, if you can take 66 00:03:46.759 --> 00:03:49.360 Newsome and maybe do a fire just around his house, 67 00:03:49.439 --> 00:03:52.400 I mean I might have a different opinion or that 68 00:03:52.639 --> 00:03:59.919 moron mare and the DA was was thrown out. I mean, listen, Yeah, 69 00:04:00.400 --> 00:04:02.560 you gotta feel for people. I don't care who they are, 70 00:04:03.159 --> 00:04:03.840 I gotta. 71 00:04:03.599 --> 00:04:05.759 Feel for I think people are so upset with the 72 00:04:05.800 --> 00:04:09.719 policy that it overrides their sympathy for the individuals. 73 00:04:09.800 --> 00:04:11.960 What who are suffering? Who are suffering? 74 00:04:12.319 --> 00:04:19.879 Everything? In life? God, everything has turned to politics. Everything everything, 75 00:04:20.680 --> 00:04:29.160 I mean, churches, charitable organizations, news organizations, social media organizations. 76 00:04:29.199 --> 00:04:31.879 I mean, but like I said, the three main I 77 00:04:31.920 --> 00:04:34.000 call them. Now. Listen, you might think I never even 78 00:04:34.000 --> 00:04:36.560 thought of that three stages of existence. But there was 79 00:04:36.600 --> 00:04:38.800 something before we were here, there's something now, and there's 80 00:04:38.839 --> 00:04:42.040 something after maybe right. That's again, that's all political, and 81 00:04:42.079 --> 00:04:44.480 that's all controversial. No one agrees on anything, and I 82 00:04:44.480 --> 00:04:48.160 don't think everyone should agree, but we all have to 83 00:04:48.240 --> 00:04:50.920 agree we have the same experience, whatever it is, We're 84 00:04:50.959 --> 00:04:54.720 all going to have the same experience. If if you 85 00:04:54.879 --> 00:04:58.519 think that you may be going to seventy two virgins 86 00:04:59.079 --> 00:05:02.079 in a paradise, that doesn't matter. That doesn't mean you will, 87 00:05:02.720 --> 00:05:05.680 and it doesn't mean I will. So the point is 88 00:05:06.079 --> 00:05:09.560 we're all on the same frickin' ride. I don't get 89 00:05:09.639 --> 00:05:13.959 why we seek division. I mean, even if I disagree 90 00:05:14.000 --> 00:05:17.639 with someone, I don't get it, and I think my 91 00:05:17.759 --> 00:05:21.160 heart breaks through these people. I don't care care. They're 92 00:05:21.199 --> 00:05:24.680 a smug ugly movie star who's a mass millions. They 93 00:05:25.079 --> 00:05:26.879 earned it. I mean, they didn't go out and rob 94 00:05:26.920 --> 00:05:31.680 bangs and they're losing everything. And you can't, you can't, 95 00:05:32.199 --> 00:05:34.720 you can't not feel that, right, I mean, And but 96 00:05:35.800 --> 00:05:40.879 the vitriol that was expressed or is being expressed in media, 97 00:05:40.959 --> 00:05:44.319 I can't believe. I don't think anyone deserves things like this. 98 00:05:44.360 --> 00:05:47.360 I mean, look, we all think about things like, you know, 99 00:05:47.839 --> 00:05:50.800 Jeffrey Dahmer being killed in prison and different kinds of 100 00:05:50.800 --> 00:05:53.279 stuff like that. Right, Okay, that's a different story. We 101 00:05:53.360 --> 00:05:57.759 may think who cares? But out here, I mean, you know, 102 00:05:58.920 --> 00:06:05.639 everybody is suffered, everybody, and so called Christians are are 103 00:06:05.759 --> 00:06:09.639 leading the pack with a you know, it's God's wrath. 104 00:06:10.040 --> 00:06:15.519 You know, it's whatever. I don't it just okay, it 105 00:06:15.519 --> 00:06:17.800 bothers me. You can make a comment of you want. 106 00:06:17.839 --> 00:06:20.079 You don't have to, It's okay. I mean, do you 107 00:06:20.120 --> 00:06:20.639 think it. 108 00:06:20.600 --> 00:06:24.399 Was divine intervention Trump turning his head instead of getting 109 00:06:24.399 --> 00:06:25.639 a bullet through his brain? 110 00:06:26.079 --> 00:06:29.720 No? I don't. I think that might. It doesn't matter 111 00:06:29.759 --> 00:06:31.600 what I think. It is what it is, So maybe 112 00:06:31.600 --> 00:06:33.319 it was, but I don't think it was. I don't 113 00:06:33.360 --> 00:06:35.680 think that God wanted him dead either. I don't think 114 00:06:35.680 --> 00:06:39.000 that the devil inspired the guy to do it. I 115 00:06:39.600 --> 00:06:43.959 think that right now, in a nutshell, I don't think 116 00:06:44.000 --> 00:06:47.240 God acts every single day on every single thing that happens. 117 00:06:47.800 --> 00:06:51.279 That's the and there's the reason I believe that. But 118 00:06:52.040 --> 00:06:53.959 I don't have to get into it. And again we're 119 00:06:54.000 --> 00:06:55.839 not going to agree on it. But I guarantee you 120 00:06:55.879 --> 00:06:58.439 my belief is not political. I just don't think it 121 00:06:58.480 --> 00:07:01.920 works that way. Otherwise, people hold God accountable for all 122 00:07:01.959 --> 00:07:06.439 the quadriplegic kids and different things. And you see somebody 123 00:07:06.480 --> 00:07:09.319 healed from some ailing, so that there's a preacher on 124 00:07:09.399 --> 00:07:13.199 TV saying, oh, you know, God, you know, relieve this 125 00:07:13.279 --> 00:07:17.680 person from my grains, and they walk away saying praise God. Okay, fine, fine, fine, 126 00:07:17.680 --> 00:07:20.759 But then then why don't we bring every brank, bring 127 00:07:21.040 --> 00:07:24.439 preacher go to children's hospital? You know, forget these rallies 128 00:07:24.480 --> 00:07:26.319 go to children's hospital. I don't, so I don't want 129 00:07:26.319 --> 00:07:28.399 to get into all that. So I no, I don't 130 00:07:28.439 --> 00:07:32.199 think I think we purposely aren't going to see those 131 00:07:32.199 --> 00:07:36.199 direct interventions on purpose, so we're not misled. In fact, 132 00:07:36.639 --> 00:07:40.639 I believe a lot of those interventions are misleading. So 133 00:07:40.759 --> 00:07:43.160 that's my belief. So no, I think it was it 134 00:07:43.199 --> 00:07:48.079 was wonderful that he wasn't killed. And do I think 135 00:07:48.120 --> 00:07:50.879 God had a direct hand and guided him to do 136 00:07:50.920 --> 00:07:53.560 that at the time, I personally don't. But that doesn't mean, 137 00:07:53.680 --> 00:07:56.279 you know, But I do believe there's a There are 138 00:07:56.279 --> 00:07:58.839 things that happen, and I think things happen for a 139 00:07:58.879 --> 00:08:02.560 reason too, But I I don't necessarily see God, a 140 00:08:02.600 --> 00:08:05.319 mediacal God up there playing with us like chess pieces. 141 00:08:05.360 --> 00:08:10.560 I just don't. I don't see it. But anyway, let's 142 00:08:10.600 --> 00:08:15.519 talk about consumer stuff. But really I want you to 143 00:08:15.560 --> 00:08:17.759 weigh in on anything you want. You can talk about 144 00:08:17.879 --> 00:08:21.000 anything you want, and by the way, you would get 145 00:08:21.000 --> 00:08:25.680 the respect of me listening. Do you really believe that 146 00:08:25.839 --> 00:08:29.839 God is targeting California? I mean, if you look at California, 147 00:08:30.560 --> 00:08:33.600 the place has no Oh my God has been devastated. 148 00:08:33.919 --> 00:08:36.399 But I mean not just by this, by other things. 149 00:08:36.879 --> 00:08:39.399 And anyway, so let's talk to James. But hold on, 150 00:08:39.519 --> 00:08:40.279 let me ask you this. 151 00:08:40.360 --> 00:08:44.360 Do you think to people in California have finally learned 152 00:08:44.480 --> 00:08:46.440 a lesson on who they're voting for. 153 00:08:46.639 --> 00:08:48.759 They might because a lot of this. By the way, 154 00:08:49.159 --> 00:08:51.399 even though I don't love turning everything into politics, I 155 00:08:51.440 --> 00:08:54.000 don't want the pain and misery turning into politics, but 156 00:08:54.120 --> 00:08:57.159 the devastation and the reason for it, if it is true, 157 00:08:57.200 --> 00:09:03.440 you know, I'm only cursory cursory reports. Supposedly that water 158 00:09:03.519 --> 00:09:09.000 supply was was not It was not reinforced because it 159 00:09:09.000 --> 00:09:12.279 would endanger the smelt fish. Is that true? Is that 160 00:09:12.519 --> 00:09:15.600 really really true? I mean I haven't really you know, 161 00:09:15.840 --> 00:09:18.600 looked into it enough. But is that true? Mark, have 162 00:09:18.639 --> 00:09:19.399 you looked into it? 163 00:09:19.519 --> 00:09:21.559 Or are you feelings you mean on the water thing 164 00:09:21.679 --> 00:09:23.480 you protect the smelt. 165 00:09:23.159 --> 00:09:27.799 Yeah, do you think yeah? Well yeah, absolutely it's true. 166 00:09:27.840 --> 00:09:32.240 If you smelt it, you dealt it. So he basically said, well, 167 00:09:32.279 --> 00:09:34.919 you know, he basically made a decision not to reserve 168 00:09:35.360 --> 00:09:38.799 more water than he could. Yeah, it was available. But 169 00:09:39.480 --> 00:09:41.360 if I think they have a Kelly's really good at this, 170 00:09:41.559 --> 00:09:43.679 she knows that area. But I think there's a ton 171 00:09:43.679 --> 00:09:46.600 of reservoirs out there that are empty because of that decision. 172 00:09:46.799 --> 00:09:51.159 Well they're not empty, they're just not being filled because 173 00:09:51.399 --> 00:09:55.600 of the protection of the delta smelt and it's the 174 00:09:55.679 --> 00:09:56.639 size of your pinky. 175 00:09:56.919 --> 00:10:00.360 And is it true it's a fish you can't eat 176 00:10:00.399 --> 00:10:02.240 top I mean, okay, you can't eat it. 177 00:10:02.320 --> 00:10:03.200 Let's talk about the other thing. 178 00:10:03.440 --> 00:10:04.559 Is it true in danger? 179 00:10:04.799 --> 00:10:09.240 Is it true that the mayor of La truly defunded 180 00:10:09.240 --> 00:10:10.279 the fire department? 181 00:10:10.320 --> 00:10:11.759 Yes, seventeen point five million? 182 00:10:11.879 --> 00:10:13.960 But was it along with defunding a bunch of other 183 00:10:14.000 --> 00:10:16.840 stuff or what I don't I mean, was was there 184 00:10:16.919 --> 00:10:20.519 context given or was it just targeted on the fire department? 185 00:10:21.240 --> 00:10:25.440 Well, first of all, yes, there was a massive First 186 00:10:25.440 --> 00:10:28.080 of all, they are so in debt in California, they 187 00:10:28.120 --> 00:10:29.559 have to have cuts. 188 00:10:29.840 --> 00:10:32.960 And again that goes back I read where the reason 189 00:10:33.000 --> 00:10:35.159 they had to do it was for immigrants. 190 00:10:34.679 --> 00:10:37.039 And they did it for police, they did it for 191 00:10:37.240 --> 00:10:40.600 the fire department. And yes, they had to have a 192 00:10:40.639 --> 00:10:43.759 surplus of some sort of income to take care of 193 00:10:43.879 --> 00:10:48.679 not only the immigration issue, but also the homeless. 194 00:10:48.399 --> 00:10:50.440 Now here, that's right, homeless and immigration. 195 00:10:50.720 --> 00:10:53.440 Well, and and listen, the fire chief reached out I 196 00:10:53.440 --> 00:10:55.399 think it was two months ago and wrote her a 197 00:10:55.480 --> 00:10:58.240 letter or sent her an email saying, hey, this is 198 00:10:58.320 --> 00:10:59.080 not good at all. 199 00:10:59.120 --> 00:10:59.720 We need all this. 200 00:11:00.080 --> 00:11:03.799 There's we need more people, more equipment, more everything. 201 00:11:05.919 --> 00:11:07.799 Yeah, and they did hold on. 202 00:11:08.120 --> 00:11:08.399 You know. 203 00:11:09.320 --> 00:11:12.399 The other really bad part of this is that the 204 00:11:12.519 --> 00:11:17.000 head so again this goes from the head of departments 205 00:11:17.360 --> 00:11:20.720 and not necessarily of feet on the ground. 206 00:11:21.120 --> 00:11:23.840 Okay, so the head of they did. 207 00:11:23.639 --> 00:11:27.759 Have a surplus left over from twenty twenty two before 208 00:11:27.799 --> 00:11:33.600 they did the twenty twenty three to twenty twenty four budget, 209 00:11:34.320 --> 00:11:39.080 and the surplus they had of leftover equipment went to 210 00:11:39.279 --> 00:11:43.399 Ukraine and did not get reinforced back into the LA 211 00:11:43.440 --> 00:11:44.159 Fire Department. 212 00:11:45.039 --> 00:11:49.559 All right, So bottom line is we can differentiate the 213 00:11:49.639 --> 00:11:54.159 stupidity of Californian house run politically and the suffering of 214 00:11:54.200 --> 00:11:54.720 the victims. 215 00:11:54.759 --> 00:11:56.559 I think, But Tom don't. Then. 216 00:11:56.639 --> 00:11:59.039 By the way, please I want you to personally pick 217 00:11:59.120 --> 00:12:02.200 up the phone to Jane right now. Kelly, tell James 218 00:12:02.240 --> 00:12:03.799 I'm going to take him right after the break. Please 219 00:12:03.840 --> 00:12:06.879 call Kelly Hello, talk to James right now. I do 220 00:12:06.960 --> 00:12:09.799 not want him hanging up. I promise I will talk 221 00:12:09.799 --> 00:12:11.759 to him about this. Uh yeah, go ahead. 222 00:12:12.600 --> 00:12:15.399 Anytime something bad happens, we look for someone to blame. 223 00:12:16.039 --> 00:12:20.159 And in this case, your house is burned down, you're angry, 224 00:12:20.559 --> 00:12:21.399 you have to blame. 225 00:12:21.919 --> 00:12:22.519 That's normal. 226 00:12:22.639 --> 00:12:25.080 And I even saw stupid things like and I don't 227 00:12:25.120 --> 00:12:27.519 mean stupid, but they're blaming it on Arson. And one 228 00:12:27.519 --> 00:12:30.399 guy claims that video of immigrants starting it, you. 229 00:12:30.360 --> 00:12:33.440 Know, Oh no, no, Tom. One of the fires, they 230 00:12:33.519 --> 00:12:36.759 picked up a guy literally, the cops picked up and 231 00:12:36.840 --> 00:12:40.360 they booked him on Arson and a fire started right 232 00:12:40.360 --> 00:12:43.320 there at that area, no kidding, And. 233 00:12:43.960 --> 00:12:49.360 Like anyway, I'm surprised Trump hasn't been named as someone 234 00:12:49.399 --> 00:12:52.440 who dropped a match, But apparently that hasn't been thought 235 00:12:52.440 --> 00:12:55.919 of yet. Has he been near California. But we'll be uh, 236 00:12:56.080 --> 00:12:57.480 we'll be back, and we're going to do a lot 237 00:12:57.519 --> 00:12:59.840 of consumer stuff. But really I want you to express yourself. 238 00:13:00.039 --> 00:13:05.039 This is terrible devastation. And you know, by the way, 239 00:13:05.080 --> 00:13:07.240 just to let you know, if you look on a 240 00:13:07.279 --> 00:13:12.919 map of leanings politically, Colorado is way to the left 241 00:13:12.919 --> 00:13:16.200 of California, per capita, way to the left. It's just 242 00:13:16.240 --> 00:13:19.320 that California's so big they get all the attention. But 243 00:13:19.639 --> 00:13:24.960 Jared Poulis and his team that trust me, way way 244 00:13:25.000 --> 00:13:29.039 to the left. If that matters to you. We got 245 00:13:29.039 --> 00:13:30.960 more coming up. Three oh three seven, one, three eight, 246 00:13:31.000 --> 00:13:37.720 two five five go with a sure thing. Denver's best 247 00:13:37.799 --> 00:13:40.679 roofer Excel roofing dot com. You don't pay a cent 248 00:13:40.879 --> 00:13:46.919 until you're content. Time for an insurance check up free, 249 00:13:47.039 --> 00:13:50.759 no obligation. In comparison, call Compass Insurance paying too much 250 00:13:50.879 --> 00:13:53.840 your coverage at dozens of insurance companies find out now 251 00:13:53.879 --> 00:13:56.200 three oh three, seven to seven to one help. You'll 252 00:13:56.200 --> 00:13:58.960 think you're his only customer when you choose Frank durand 253 00:13:58.960 --> 00:14:01.399 the real estate Man dot com to list your home 254 00:14:01.600 --> 00:14:04.759 with Remax Alliance three all three nine two zero sixteen 255 00:14:04.840 --> 00:14:12.080 twenty two. Hi Tom Martinez, your troubleshooter three all three 256 00:14:12.200 --> 00:14:15.200 seven one three talk seven on three A two five. 257 00:14:15.279 --> 00:14:19.399 Getting plenty of texts My goodness. But and that's through 258 00:14:19.440 --> 00:14:22.759 both the Google Voice directly seven four seven nine nine 259 00:14:22.879 --> 00:14:25.960 nine fifty two eighty and the iHeart short code five 260 00:14:26.039 --> 00:14:29.480 seven seven three nine Tom, Let's see you. I thought 261 00:14:29.480 --> 00:14:34.799 Mark was covering up your demise and had me in 262 00:14:34.840 --> 00:14:40.039 his closet. James, what's going on? James? 263 00:14:40.960 --> 00:14:42.039 Good morning, sir man. 264 00:14:42.080 --> 00:14:42.720 What's happening? 265 00:14:43.480 --> 00:14:43.679 Well? 266 00:14:43.759 --> 00:14:46.519 I kind of feel guilty after I heard your introduction 267 00:14:46.639 --> 00:14:48.879 there at the beginning of your show regarding what's going 268 00:14:48.919 --> 00:14:52.240 on in California for the difficulties that I'm. 269 00:14:52.639 --> 00:14:55.120 Hey, but we all have problems. That doesn't make other 270 00:14:55.200 --> 00:14:58.320 problems less important. It's just you know, hey, everything has 271 00:14:58.360 --> 00:14:59.440 to be dealt with. What's going on? 272 00:14:59.480 --> 00:15:03.240 Man, Well this is a pretty simple deal. Okay. I 273 00:15:03.320 --> 00:15:09.080 bought some furniture at Living Spaces in Thornton and you 274 00:15:09.120 --> 00:15:15.720 know they're nationwide organization and company. But long story short, 275 00:15:15.759 --> 00:15:18.799 I bought some I bought three pieces of furniture, one 276 00:15:18.840 --> 00:15:22.679 of which, within a year of buying it, the motor 277 00:15:22.840 --> 00:15:26.440 on the it's a recliner, and basically it stopped working 278 00:15:26.480 --> 00:15:29.559 all of a sudden. I mean it just pushed the button. 279 00:15:29.559 --> 00:15:32.200 It doesn't work. So I went ahead and went through 280 00:15:32.240 --> 00:15:35.879 their process of how. 281 00:15:34.840 --> 00:15:35.360 Old is it? 282 00:15:35.960 --> 00:15:37.000 How old is its? 283 00:15:37.080 --> 00:15:39.120 Less than a year? Just less than a year old. 284 00:15:40.120 --> 00:15:43.159 So I was told that I would have to go 285 00:15:43.240 --> 00:15:46.039 to their third party, one acclaim service. So I go 286 00:15:46.120 --> 00:15:49.080 to them and put in all the information, take photos, 287 00:15:49.159 --> 00:15:52.639 do a video, and they declined it and said no 288 00:15:52.720 --> 00:15:54.519 because it's within a year. You got to go back 289 00:15:54.559 --> 00:15:56.679 to Living Spaces. So I go back to Living Spaces 290 00:15:56.720 --> 00:16:00.720 and basically they said, go ahead and fill out our 291 00:16:00.759 --> 00:16:06.039 information and we have a another party that deals with 292 00:16:06.039 --> 00:16:08.840 within a year warranty coverage. 293 00:16:09.200 --> 00:16:11.679 So hold on. So the first year is covered by 294 00:16:11.720 --> 00:16:16.279 Living Spaces, correct, and the second year I mean then 295 00:16:16.399 --> 00:16:20.720 thereafter it's the warranty people then. Yeah, and who's the manufacturer? 296 00:16:21.000 --> 00:16:22.080 Who's the manufacturer? 297 00:16:23.279 --> 00:16:27.360 A good question. I have no idea. Well, some of them, 298 00:16:27.360 --> 00:16:30.639 who did you call furniture is actually has what's that? 299 00:16:30.840 --> 00:16:33.000 Who did you call? I mean you called the manufacturer 300 00:16:33.000 --> 00:16:33.639 who told you. 301 00:16:33.519 --> 00:16:37.679 Have to Now Living Spaces covers their own products that 302 00:16:37.759 --> 00:16:38.200 they sell. 303 00:16:38.960 --> 00:16:41.639 But okay, I'm sorry, I thought you told me. You 304 00:16:41.679 --> 00:16:45.120 called Living Spaces and they said, or you called someone 305 00:16:45.799 --> 00:16:48.120 and they said, because it's the first year, Living Spaces 306 00:16:48.159 --> 00:16:49.039 has to take care of. 307 00:16:49.000 --> 00:16:50.320 It, it's a warranty company. 308 00:16:50.360 --> 00:16:50.559 Tom. 309 00:16:50.639 --> 00:16:54.360 Yeah, but that's what I'm asking. Who's the warranty company. 310 00:16:54.360 --> 00:16:58.639 It's I don't know, it's it's warranty something. It's a 311 00:16:58.720 --> 00:17:02.480 third party contract actors for Living Spaces, so they handle 312 00:17:03.159 --> 00:17:06.880 and Living Spaces. Basically you can buy into this five 313 00:17:06.960 --> 00:17:07.839 year warning. 314 00:17:08.119 --> 00:17:12.680 And okay, got it. Beyond the first normally, who manufactures 315 00:17:12.680 --> 00:17:13.240 the furniture? 316 00:17:14.480 --> 00:17:18.119 I don't know. Some of their furniture they sell is 317 00:17:19.119 --> 00:17:21.000 Living Spaces manufactured? 318 00:17:21.240 --> 00:17:23.680 And what exactly what exactly is going wrong? 319 00:17:24.720 --> 00:17:27.920 So here's the deal, pretty simple thing. So I paid 320 00:17:27.960 --> 00:17:28.920 for the extra warning. 321 00:17:29.000 --> 00:17:30.200 But what's going wrong. 322 00:17:31.720 --> 00:17:35.079 The motor's out, and what's going wrong is is that 323 00:17:35.200 --> 00:17:39.319 they now have honored the warning. And I originally paid 324 00:17:39.359 --> 00:17:43.319 for delivery on the furniture that I originally received, so 325 00:17:43.440 --> 00:17:46.559 they brought it in, set it up. Everything was fine, 326 00:17:46.599 --> 00:17:47.599 they did a great job. 327 00:17:47.640 --> 00:17:49.200 And did the motor just stop working? 328 00:17:50.599 --> 00:17:53.799 Yeah, it just totally like I really went down there 329 00:17:53.839 --> 00:17:58.279 one morning, I sat down, went to recline chair and nothing. 330 00:17:58.599 --> 00:18:02.359 So now what you got to defect? You're dealing with 331 00:18:02.400 --> 00:18:05.200 living spaces and because it's within the first year. 332 00:18:05.359 --> 00:18:08.640 So where do we stand, Well, here's where we stand. 333 00:18:09.160 --> 00:18:11.720 They have now they they've said, yep, we're going to 334 00:18:11.799 --> 00:18:13.559 cover it for you, and we're going to replace it 335 00:18:13.599 --> 00:18:16.440 because they decided, after all my photos and everything that 336 00:18:16.880 --> 00:18:18.960 instead of just replacing the motor, they're going to gohead 337 00:18:18.960 --> 00:18:20.960 and replace the old chair, which I'm happy with. Good, 338 00:18:21.359 --> 00:18:23.720 here's the thing they're going to actually and they've set 339 00:18:23.759 --> 00:18:27.039 up delivery date, yeah for next week. Great, I'm happy 340 00:18:27.079 --> 00:18:31.680 with that, but they don't take the old one. So 341 00:18:31.839 --> 00:18:34.599 the old one I have to dispose of and I'm 342 00:18:34.599 --> 00:18:37.200 told that they well, you can just set it out 343 00:18:37.319 --> 00:18:42.000 and pay and have it your curbside bulk service. Well, 344 00:18:42.039 --> 00:18:44.640 the city of Thornton charges you sixty five bucks. 345 00:18:46.000 --> 00:18:49.680 It won't last. Put it out there and say absolutely, 346 00:18:49.680 --> 00:18:51.359 do not touch this valuable furniture. 347 00:18:52.480 --> 00:18:54.799 Yeah, don't put free, put it for sale, sign on it. 348 00:18:54.839 --> 00:18:55.680 Then they'll steal it. 349 00:18:56.599 --> 00:18:59.200 I totally, I totally agree with you. But the reason 350 00:18:59.200 --> 00:19:01.680 why I had it delivered is this stuff heavy. I've 351 00:19:01.680 --> 00:19:02.640 got a bad shoulder. 352 00:19:02.759 --> 00:19:06.359 I get them. It's weird that they make you weird. 353 00:19:06.359 --> 00:19:09.039 They make you dispose of it. But that doesn't trouble me. 354 00:19:09.119 --> 00:19:11.119 Yeah, because you livery guys will take it and put 355 00:19:11.119 --> 00:19:14.440 in your garage or something, though, won't they No, they 356 00:19:14.480 --> 00:19:15.799 will watch it. No, they will. 357 00:19:15.880 --> 00:19:18.359 Well how much how much? Well, I don't know how 358 00:19:18.400 --> 00:19:21.119 much is I'll bet your people listening are willing to 359 00:19:21.119 --> 00:19:24.880 buy a motor and put it in it probably, I mean, 360 00:19:24.920 --> 00:19:26.680 how much was that you? How much was it? 361 00:19:26.720 --> 00:19:27.279 Man? 362 00:19:27.440 --> 00:19:29.000 How much was it? 363 00:19:29.000 --> 00:19:30.559 It's like four hundred and sixty bucks? 364 00:19:30.559 --> 00:19:33.519 Okay, four fifty? And how much is the motor delivery? 365 00:19:33.599 --> 00:19:33.920 Charcture? 366 00:19:34.480 --> 00:19:36.480 Oh, I don't know what the motor cost. I didn't 367 00:19:36.559 --> 00:19:38.519 I didn't look because I knew it was probably going 368 00:19:38.559 --> 00:19:39.279 to be under warning. 369 00:19:39.400 --> 00:19:41.119 I don't think the motor's out, by the way, that's 370 00:19:41.160 --> 00:19:44.559 my personal opinion. I think it's gonna it's going to 371 00:19:44.599 --> 00:19:46.039 be a wire in the switch or something. It's not 372 00:19:46.079 --> 00:19:48.400 going to be the motor. Yeah, motors don't go out 373 00:19:48.440 --> 00:19:48.799 that soon. 374 00:19:48.880 --> 00:19:51.720 You may be right, you may be right, but you know, 375 00:19:51.880 --> 00:19:54.279 in the big world of things, you know, it's. 376 00:19:54.720 --> 00:19:57.119 Why don't we put out the word what part of 377 00:19:57.160 --> 00:20:00.279 town are you in? Just put it on crapylist under 378 00:20:00.279 --> 00:20:02.920 free stuff. Man, I've done that all. Listen, you're gonna 379 00:20:02.960 --> 00:20:06.960 get You're going to get someone to take it. Tell them, 380 00:20:07.400 --> 00:20:10.400 Tell them from one handy. A free recliner needs a motor, 381 00:20:11.200 --> 00:20:12.880 brand new, brand spanking new. 382 00:20:13.720 --> 00:20:18.200 And like Kevin said, yeah, the the delivery guys will 383 00:20:18.240 --> 00:20:19.200 put it wherever you want. 384 00:20:19.359 --> 00:20:20.160 I guarantee it. 385 00:20:21.240 --> 00:20:24.839 Yeah, no, I agree, and and yeah I appreciate that. 386 00:20:24.960 --> 00:20:28.200 And you know, I just think it's a customer service issue. 387 00:20:28.400 --> 00:20:28.720 You know that. 388 00:20:29.640 --> 00:20:31.759 Of course it is, of course it is. I mean, 389 00:20:31.759 --> 00:20:34.400 but you know what, if they truly come through with 390 00:20:34.480 --> 00:20:37.079 a replacement, this is the last thing I'd bitch you about, 391 00:20:37.079 --> 00:20:40.839 because they could technically under warranty, have you charge for 392 00:20:40.880 --> 00:20:44.359 the replace for the Uh, the shipping. I mean really, 393 00:20:44.440 --> 00:20:47.880 I think most warranties would charge for shipping. Sometimes they 394 00:20:47.960 --> 00:20:51.000 charge for delivery. So I would say, look, it's all 395 00:20:51.039 --> 00:20:52.400 going to come out in the end. It's going to 396 00:20:52.480 --> 00:20:54.519 be no better or no worse than any other warranty. 397 00:20:54.799 --> 00:20:56.720 And it's a pain in the ass. I get it, man, 398 00:20:56.960 --> 00:20:59.279 I really do, and I'm not just I'm not just 399 00:20:59.319 --> 00:21:01.319 shining you on. I really do get it, and I 400 00:21:01.359 --> 00:21:03.599 really would feel the same. But I would also look 401 00:21:03.640 --> 00:21:06.920 for a solution rather than trying to get these You know, 402 00:21:07.079 --> 00:21:11.039 some people try to change the system and it's not 403 00:21:11.079 --> 00:21:13.400 gonna happen. So what you do is you go around it. 404 00:21:13.920 --> 00:21:16.279 Let's get somebody to get it. Let's just put it 405 00:21:16.319 --> 00:21:18.839 on Craigslist or something. Get rid of the damn thing. 406 00:21:19.119 --> 00:21:20.119 Or well. 407 00:21:21.559 --> 00:21:25.519 I even offered Tom, I actually offered. I said, look, 408 00:21:25.759 --> 00:21:28.960 I'll even arrange to put it in my pickup truck 409 00:21:29.400 --> 00:21:32.960 and I'll drive it back to the store and unload 410 00:21:33.000 --> 00:21:33.319 it there. 411 00:21:34.359 --> 00:21:34.480 Bro. 412 00:21:34.599 --> 00:21:36.480 If you're willing to do that, then take it to 413 00:21:36.519 --> 00:21:39.000 a dump. If you're willing to put that, tell me 414 00:21:39.039 --> 00:21:39.680 why you went to it. 415 00:21:41.319 --> 00:21:43.400 That's seventy five bucks out pocket. 416 00:21:43.519 --> 00:21:45.359 Is to bring it to a dump. At seventy five. 417 00:21:46.400 --> 00:21:46.680 Yeah. 418 00:21:46.839 --> 00:21:50.279 Yeah, well then if you offer free to someone, if 419 00:21:50.319 --> 00:21:53.720 you offer it free brand new needs a motor. They're 420 00:21:53.759 --> 00:21:55.640 sending me a new one on they're sending me a 421 00:21:55.680 --> 00:21:58.119 new chair. They won't take this one. I'm willing to 422 00:21:58.200 --> 00:22:00.440 deliver it. You're gonna get all kinds of people who 423 00:22:00.480 --> 00:22:01.680 want it, you really are. 424 00:22:01.839 --> 00:22:04.119 I bet if you offer delivery guys twenty bucks they'll 425 00:22:04.160 --> 00:22:04.440 take it. 426 00:22:04.799 --> 00:22:07.720 But but whatever, what I'm saying is he's willing to 427 00:22:07.720 --> 00:22:11.000 put it in his pickup truck, so he doesn't want 428 00:22:11.039 --> 00:22:13.680 to be inconvenience. I get it, he's inconvenience. 429 00:22:13.759 --> 00:22:16.599 Hey, Tom, take three, Let's take three? 430 00:22:16.720 --> 00:22:19.160 Okay, and uh, what am I going to hear from 431 00:22:19.160 --> 00:22:22.880 this lovely person? Okay, go ahead, Hey Tom, I'll pick 432 00:22:22.960 --> 00:22:23.920 up that chair for pretty. 433 00:22:24.000 --> 00:22:25.480 I'm pretty close to him. I can be there in 434 00:22:25.480 --> 00:22:26.039 about an hour. 435 00:22:26.359 --> 00:22:28.759 And are you handy? Can you put a motor in it? 436 00:22:30.160 --> 00:22:32.160 Of course I can you. John, I'll bet you it 437 00:22:32.160 --> 00:22:34.640 doesn't need a motor. I'll bet you're gonna find a short. 438 00:22:34.920 --> 00:22:35.720 That's what I'm thinking. 439 00:22:36.240 --> 00:22:40.400 Okay, So let's see James. H James. Uh, this is 440 00:22:40.519 --> 00:22:44.160 John and he says he's not far from you. And John, 441 00:22:45.880 --> 00:22:50.480 you're not an AX murderer, right x X okay, ex. 442 00:22:50.519 --> 00:22:53.680 So he's given that up, all right, he's a retired 443 00:22:53.759 --> 00:22:54.839 long for it James. 444 00:22:54.880 --> 00:22:58.319 He's given up AX murdering. So we can and oh, 445 00:22:58.359 --> 00:23:00.599 another thing, John, We've got to make sure yep, you're 446 00:23:00.640 --> 00:23:02.799 not a Trump supporter. A. I'm just kidding. I'm just 447 00:23:04.200 --> 00:23:06.599 I'm just kidding. I don't care what you are. So listen, 448 00:23:06.839 --> 00:23:09.319 let's make that connection off the R Kelly please, okay 449 00:23:09.599 --> 00:23:12.160 three oh three seven one three A two five five. 450 00:23:12.799 --> 00:23:18.400 And that's how it's done. Go with a sure thing 451 00:23:18.519 --> 00:23:21.839 Denver's best roofer Excel Roofing dot com. You don't pay 452 00:23:21.880 --> 00:23:27.720 a cent until you're content. Wait time for an insurance 453 00:23:27.799 --> 00:23:31.920 checkup free, no obligation. In comparison, call Compass Insurance paying 454 00:23:31.920 --> 00:23:35.000 too much your coverage at dozens of insurance companies find 455 00:23:35.000 --> 00:23:37.759 out now three oh three seven seven one help. You'll 456 00:23:37.759 --> 00:23:40.519 think you're his only customer when you choose Frank durand 457 00:23:40.519 --> 00:23:42.960 the real estate Man dot com to list your home 458 00:23:43.160 --> 00:23:46.319 with Remax Alliance three oh three nine two zero sixteen 459 00:23:46.400 --> 00:23:53.240 twenty two. Hi Tom Martine here three O three seven 460 00:23:53.640 --> 00:23:58.359 one three talks seven to one three eight two five five. Listen. 461 00:23:59.480 --> 00:24:01.920 Something I've learned by looking into this California thing and 462 00:24:01.960 --> 00:24:04.640 before when we had the fires here. A lot of 463 00:24:04.640 --> 00:24:11.559 people mistake what full replacement value is. They also, I think, 464 00:24:11.640 --> 00:24:14.599 mistake what's covered and what's not. I want to go 465 00:24:14.640 --> 00:24:18.720 over that with Brian Burns from Compass Insurance Group. We're 466 00:24:18.759 --> 00:24:23.079 going to get him on soon. I also want to 467 00:24:23.119 --> 00:24:28.799 talk about other things like is it cost prohibitive to 468 00:24:28.880 --> 00:24:35.039 do water suppression systems on your own property. I'd like 469 00:24:35.079 --> 00:24:37.160 to talk to mister green Jeans. He listens to my 470 00:24:37.200 --> 00:24:42.440 show every day. So Kelly make a list here if 471 00:24:42.440 --> 00:24:46.240 she can break away from the Mimosa. I want to 472 00:24:46.240 --> 00:24:48.440 get Brian Burns on. I also like to get mister 473 00:24:48.480 --> 00:24:53.000 green Jeans on. He went through a fire, lost his 474 00:24:53.079 --> 00:24:56.400 home and he has a lot of things to say about, 475 00:24:56.480 --> 00:24:58.799 you know, different things. So Brian burns him, and then 476 00:24:58.799 --> 00:25:00.240 I'd like to get call the waterman on. 477 00:25:01.359 --> 00:25:04.440 So we got Brian Paul, mister green Jeans. 478 00:25:04.079 --> 00:25:07.880 Thank you. Copy back to the Mimosa. Back to the Mimosa. 479 00:25:08.240 --> 00:25:09.440 It's ryful today. 480 00:25:09.960 --> 00:25:13.440 Brian was on yesterday, Tom he was fantastic. Yeah, he 481 00:25:13.559 --> 00:25:15.440 has so much good information. 482 00:25:15.039 --> 00:25:16.720 But I have some specific stuff here. 483 00:25:18.000 --> 00:25:19.079 He's a great source. 484 00:25:19.799 --> 00:25:25.920 Now, so let's talk about Mark. Basically, is there anything 485 00:25:26.039 --> 00:25:29.279 pending because I saw here some guy dropped off his 486 00:25:29.480 --> 00:25:34.640 vehicle at Kia a Rapo Kia. Yeah, I'm on top 487 00:25:34.680 --> 00:25:37.640 of that. I'm waiting for a callback from the service manager. 488 00:25:37.920 --> 00:25:40.200 So it wasn't going into fourth gear and bought it. 489 00:25:40.240 --> 00:25:43.599 By the way, what was his issue? He says, put 490 00:25:43.599 --> 00:25:45.640 tranny in. They put the tranny in. Now he has 491 00:25:45.680 --> 00:25:47.519 a problem with first gear after a new tranny. 492 00:25:48.359 --> 00:25:51.400 Yeah, So it turns out the first transmission they sold 493 00:25:51.480 --> 00:25:54.039 him was bad. But it looks like they're trying to 494 00:25:54.200 --> 00:25:57.880 still charge him for a PCM. 495 00:25:58.839 --> 00:26:02.640 Okay, is that part of the transmission? Mark? No, Kevin 496 00:26:02.720 --> 00:26:05.440 computer that operates it. So what happened was. 497 00:26:05.599 --> 00:26:08.440 They put in a bad transmission. It was doing basically 498 00:26:08.480 --> 00:26:11.960 the same thing, and they told them a PCM, saying 499 00:26:11.960 --> 00:26:15.000 it must be the PCM, and then that didn't fix it. 500 00:26:15.119 --> 00:26:19.400 Then they re you know, they warranted out that original transmission. 501 00:26:20.160 --> 00:26:23.759 I'm wondering, what did they really need, still saying it 502 00:26:23.799 --> 00:26:26.920 was after replacing the transmission again, then it. 503 00:26:26.880 --> 00:26:29.240 Worked, but they still want to pay for the TCM. 504 00:26:29.279 --> 00:26:30.720 They won't give him the PA is. 505 00:26:30.640 --> 00:26:32.519 That TCM transmission control module? 506 00:26:32.640 --> 00:26:34.160 Either way PCM or TCM. 507 00:26:34.480 --> 00:26:37.319 What would PCM be then power control? Okay, so these 508 00:26:37.359 --> 00:26:40.240 control modules to computer chips. Are you saying he may 509 00:26:40.319 --> 00:26:43.079 not have needed it correct because they put put in 510 00:26:43.119 --> 00:26:47.119 a bad training. So give him the money back and yeah, 511 00:26:47.160 --> 00:26:49.279 one way or the other. That's what they were phasological 512 00:26:49.359 --> 00:26:53.319 for me. Yeah, now, Kevin, I called you on vacation 513 00:26:54.079 --> 00:26:56.599 for my daughter. For my daughter, we want to we're 514 00:26:56.599 --> 00:26:58.880 going to have the car towed in and basically, you know, 515 00:26:59.039 --> 00:27:03.279 she has a new battery and her key fob stopped working. 516 00:27:04.079 --> 00:27:05.960 What's really odd is when we went to pick it up, 517 00:27:06.519 --> 00:27:10.519 the car wasn't starting well and intermittent, and they said 518 00:27:10.519 --> 00:27:14.240 when it was sitting out waiting for body repair because 519 00:27:14.279 --> 00:27:16.799 the parts, now, it was there two months, that's after 520 00:27:16.839 --> 00:27:24.160 I prepaid for parts. But what happened was that it 521 00:27:24.279 --> 00:27:28.079 was fixed, but then mice or something got to the wire, 522 00:27:28.160 --> 00:27:29.960 so they had to replace all that and they put 523 00:27:30.000 --> 00:27:33.240 new batteries in the keyfob. So I was surprised when 524 00:27:33.240 --> 00:27:36.079 the key fob stopped working. She has a new battery, 525 00:27:36.519 --> 00:27:39.039 she has new wiring, and now a new key fob, 526 00:27:39.359 --> 00:27:43.319 new batteries, so she went to Batteries Plus and they 527 00:27:43.359 --> 00:27:48.759 replaced him and it worked. They still didn't work, believe 528 00:27:48.799 --> 00:27:51.559 it or not. Now you said it could have been 529 00:27:51.559 --> 00:27:53.119 the main battery. It could have been a number of things, 530 00:27:53.119 --> 00:27:56.519 communication module, whatever. But I thought, you know, the chances 531 00:27:56.559 --> 00:27:59.079 of that probably, so I said, go back to batteries 532 00:27:59.079 --> 00:28:02.279 plus and she said, oh why, And I said, there's 533 00:28:02.279 --> 00:28:03.079 probably a chance. 534 00:28:03.160 --> 00:28:03.720 I don't know. 535 00:28:04.720 --> 00:28:07.240 The little pop puck batteries were there a long time. 536 00:28:07.400 --> 00:28:10.039 They replaced them again, and everything works and has been working. 537 00:28:10.440 --> 00:28:13.000 So what are the light what's the likelihood of those 538 00:28:13.039 --> 00:28:15.920 batteries sitting around losing. 539 00:28:15.759 --> 00:28:18.559 I've never had one that because we replaced them all 540 00:28:18.559 --> 00:28:20.880 the time on customers cars. I know, I've never had 541 00:28:20.920 --> 00:28:22.720 a bad one, So that one had to have been 542 00:28:22.720 --> 00:28:23.319 put in wrong. 543 00:28:24.599 --> 00:28:27.319 Maybe maybe it was upside down easy, maybe it was 544 00:28:27.599 --> 00:28:30.720 so then that worked and that now it's working. Cool. 545 00:28:31.279 --> 00:28:36.319 So what are the reasons key fobs would lose communication? 546 00:28:36.440 --> 00:28:40.759 What are the reasons? Bad battery number one, bad bed, 547 00:28:40.839 --> 00:28:42.720 bad battery in the fob number one, And then you 548 00:28:42.759 --> 00:28:44.440 do have battery number. 549 00:28:44.200 --> 00:28:46.559 Two, number two, and you also have a receiver module 550 00:28:46.599 --> 00:28:47.039 in the car. 551 00:28:47.160 --> 00:28:50.200 Does that have a battery or just off the twelve 552 00:28:50.200 --> 00:28:54.039 and that module can go bad. Sure for that module. 553 00:28:53.759 --> 00:28:57.039 Well you check, you know, with a scanner you can 554 00:28:57.079 --> 00:28:59.920 see signals coming in or not coming in, receiving from 555 00:29:00.079 --> 00:29:01.119 the Do you. 556 00:29:01.079 --> 00:29:01.759 Have all that crime? 557 00:29:01.839 --> 00:29:02.200 Oh yeah? 558 00:29:02.240 --> 00:29:05.880 Oh yeah, so people, it's really important. These little things. 559 00:29:05.880 --> 00:29:09.039 You don't even think about them until you need them. 560 00:29:09.160 --> 00:29:09.240 Ye. 561 00:29:09.720 --> 00:29:13.160 Now here's what bothers me. I had a Mercedes where 562 00:29:13.160 --> 00:29:15.960 I had the push button start. But if you pull 563 00:29:16.000 --> 00:29:18.079 the button out, there was an ignition hole there. Yep, 564 00:29:18.400 --> 00:29:20.319 there's no ignition hole in this Sunday. 565 00:29:20.079 --> 00:29:20.759 No, not at all. 566 00:29:21.279 --> 00:29:24.039 I mean, so you have if the fob doesn't communicate, 567 00:29:24.160 --> 00:29:25.400 you can't start the car. 568 00:29:25.519 --> 00:29:25.880 You're done. 569 00:29:26.039 --> 00:29:30.000 Well, you got a mechanical key can bow do you think? 570 00:29:30.240 --> 00:29:32.519 What is it? A cost saving measure on each unit? 571 00:29:32.599 --> 00:29:32.799 Yes? 572 00:29:32.920 --> 00:29:35.680 Mark, do your cars have this? What do you do? 573 00:29:35.680 --> 00:29:38.440 Do your cars have this? They don't have any key holes? 574 00:29:38.480 --> 00:29:39.519 Right? No? 575 00:29:40.279 --> 00:29:43.039 And then what happens with a Tesla? Well, a Tesla 576 00:29:43.079 --> 00:29:44.839 you don't really have a fob. You walk up to 577 00:29:44.839 --> 00:29:47.559 it and get in it. Yeah, it looks at your 578 00:29:47.599 --> 00:29:49.960 phone or your card the black card I have my 579 00:29:50.000 --> 00:29:54.079 son gave me right, Yeah, it's the bluetooth basically, and 580 00:29:54.119 --> 00:29:58.799 there's a valet card he gave to you. Oh so, 581 00:29:58.799 --> 00:30:02.400 so basically mark, when it goes to your phone, what 582 00:30:02.559 --> 00:30:05.359 does it do? It identifies you as an operator and 583 00:30:05.440 --> 00:30:06.680 automatically activates. 584 00:30:07.160 --> 00:30:10.559 Yeah, it knows it's me, and then basically sets the seat, 585 00:30:10.680 --> 00:30:13.680 sets the temperature, you know, does whatever I set it 586 00:30:13.759 --> 00:30:14.079 up to it. 587 00:30:14.160 --> 00:30:17.119 So if your phone is dead in your hours, if 588 00:30:17.160 --> 00:30:19.400 you're out and about and your phone dies, what happens 589 00:30:21.720 --> 00:30:24.119 if I'm out and about. Yeah, I've never thought about it. 590 00:30:24.400 --> 00:30:28.720 What happens? Well, that's never happened, So I don't know. Okay, okays, 591 00:30:28.799 --> 00:30:31.000 just scaring. Well, we have more coming right up. Three 592 00:30:31.079 --> 00:30:34.759 oh three seven to one, three eight, two five five. 593 00:30:40.039 --> 00:30:43.279 Go with a sure thing Denver's best roofer Excel Roofing 594 00:30:43.400 --> 00:30:44.000 dot com. 595 00:30:44.039 --> 00:30:46.039 You don't pay a cent until you're content. 596 00:30:49.400 --> 00:30:52.599 Time for an insurance check up free, no obligation comparison 597 00:30:52.720 --> 00:30:56.279 call Compass Insurance paying too much your coverage at dozens 598 00:30:56.319 --> 00:30:59.039 of insurance companies find out now three oh three, seven 599 00:30:59.079 --> 00:30:59.559 to seven to one. 600 00:30:59.720 --> 00:30:59.920 Help. 601 00:31:00.160 --> 00:31:02.799 You'll think you're his only customer when you choose Frank 602 00:31:02.880 --> 00:31:05.319 Durand the real estate Man dot com to list your 603 00:31:05.359 --> 00:31:08.519 home with Remax Alliance three oh three nine two zero 604 00:31:08.599 --> 00:31:18.559 sixteen twenty two. Hi Tom Martine here, I'm going to 605 00:31:18.599 --> 00:31:21.119 talk to Paul Doubting and I want you to stay 606 00:31:21.119 --> 00:31:23.440 tuned for Brian Burns. We have some important stuff to 607 00:31:23.440 --> 00:31:27.200 talk about with insurance. Paul brother Paul is with waterpros 608 00:31:27.200 --> 00:31:29.839 dot Net, Paul the Waterman, I call him. He's got 609 00:31:29.880 --> 00:31:32.960 a new special this year. And you know, hey, listen, 610 00:31:33.039 --> 00:31:35.279 the old special was great, but Paul, let me get 611 00:31:35.319 --> 00:31:38.839 this straight. The smart computer water serious? I oh, yeah, right, 612 00:31:39.440 --> 00:31:42.079 I did. Did you get mukay? Did you get it? 613 00:31:42.119 --> 00:31:44.519 But it's not the first time in forty five years. 614 00:31:45.279 --> 00:31:47.559 It is soon Mark. When have I ever said a 615 00:31:47.599 --> 00:31:50.079 word by slipped a word ever that you you mean 616 00:31:50.160 --> 00:31:54.319 on the air? Yeah, oh of course, yeah, the first 617 00:31:54.319 --> 00:31:59.920 time ever on the air. First time. Now, don't make 618 00:32:00.160 --> 00:32:02.319 any Biden jokes or I swear I'll come out there. 619 00:32:02.359 --> 00:32:06.079 I'll just drive right out there right now, Okay. Twenty 620 00:32:06.119 --> 00:32:12.079 four ninety five, Paul, is that for the whole system 621 00:32:12.200 --> 00:32:13.240 lockstock En Barrel. 622 00:32:14.039 --> 00:32:17.079 It's a basic smart computer water softs twenty four to 623 00:32:17.160 --> 00:32:21.160 ninety five. And then what we also have, Tom, I 624 00:32:21.240 --> 00:32:23.519 just want to share with everybody. I'm doing a lot 625 00:32:23.519 --> 00:32:27.240 of research, so the p FOS contamination has been going 626 00:32:27.240 --> 00:32:31.920 on for over fifty years. And so it's it's in 627 00:32:32.000 --> 00:32:34.640 the it's in the soil that our farmers have it. Yeah, 628 00:32:34.720 --> 00:32:37.519 it's it's in the bio solids that comes from the 629 00:32:37.519 --> 00:32:38.559 waste treatment plant. 630 00:32:39.359 --> 00:32:42.000 So what we also did is we have a whole 631 00:32:42.000 --> 00:32:45.039 house we call it the. 632 00:32:43.279 --> 00:32:47.599 H the matrix or the you know, Econopromax that has 633 00:32:47.720 --> 00:32:51.559 KDF fifty five activated carbon in resin. So it's not 634 00:32:51.759 --> 00:32:53.640 only going to soften the water, is going to get 635 00:32:53.680 --> 00:32:55.640 rid of the forever chemicals, get rid of the total 636 00:32:55.720 --> 00:32:59.599 chlorine content. And that's only three thousand, six hundred and 637 00:32:59.640 --> 00:33:00.000 ninety five. 638 00:33:00.759 --> 00:33:03.079 Oh, you didn't tell me about that one. That's awesome. 639 00:33:03.519 --> 00:33:06.000 So you can get this this base model, which is 640 00:33:06.039 --> 00:33:09.480 not so base. It's a beautiful model for everything. But 641 00:33:09.599 --> 00:33:13.240 if you want to add the PIFA contamination protection, what 642 00:33:13.400 --> 00:33:14.119 is it called? 643 00:33:15.599 --> 00:33:18.359 So what it is is that we use KIS fifty. 644 00:33:18.160 --> 00:33:19.559 Five and activated carbon. 645 00:33:19.599 --> 00:33:21.680 It's two separate filtermdias. 646 00:33:22.039 --> 00:33:25.279 Go with a sure thing Denver's Best Roofer Excel roofing 647 00:33:25.400 --> 00:33:26.000 dot com. 648 00:33:26.039 --> 00:33:28.079 You don't pay a cent until you're content. 649 00:33:31.440 --> 00:33:34.960 Time for an insurance checkup, free, no obligation comparison call 650 00:33:35.079 --> 00:33:38.400 Compass Insurance paying too much your coverage at dozens of 651 00:33:38.440 --> 00:33:41.079 insurance companies. Find out now three O three seven to 652 00:33:41.160 --> 00:33:43.920 seven to one help. You'll think you're his only customer 653 00:33:44.000 --> 00:33:46.240 when you choose Frank durand the real estate man dot 654 00:33:46.279 --> 00:33:49.559 com to list your home with Remax Alliance three oh 655 00:33:49.640 --> 00:33:51.680 three nine two zero sixteen twenty. 656 00:33:51.400 --> 00:34:02.319 Two new need who you don't have? 657 00:34:05.000 --> 00:34:09.559 Running just as fast as we can. Shooter's gonna help 658 00:34:09.840 --> 00:34:11.480 coming man. 659 00:34:11.719 --> 00:34:17.440 This is the Troubleshooter Show. Now, Tom Martino, Hi, Tom 660 00:34:17.440 --> 00:34:19.880 Martino here, Welcome to the show. Three all three seven 661 00:34:19.920 --> 00:34:22.480 one three talk seven one three eight two five five. 662 00:34:22.519 --> 00:34:25.519 Reading through some of the text, somebody asked, Tom, if 663 00:34:25.519 --> 00:34:28.760 AI is great with a You know, I'm just basically 664 00:34:28.880 --> 00:34:33.679 quoting or generalizing. I'm not quoting directly. You know, can't 665 00:34:33.719 --> 00:34:35.559 you just ask it for a video and changing or 666 00:34:35.599 --> 00:34:38.000 oil or something like that. Why couldn't it produce a 667 00:34:38.079 --> 00:34:43.360 video and brakes and oil and replacing parts in the dishwasher? 668 00:34:43.360 --> 00:34:45.519 And I said, I agree. So I just asked my 669 00:34:45.679 --> 00:34:49.960 boyfriend who I've I used to have a female voice, 670 00:34:50.280 --> 00:34:52.119 used to call my girlfriend. Now for some reason, I 671 00:34:52.159 --> 00:34:54.840 can't get a female voice but my boyfriend now and 672 00:34:54.920 --> 00:34:57.800 it's on the chat and he says, I mean, I asked, 673 00:34:58.639 --> 00:35:01.960 can you show me a video how to change the 674 00:35:02.039 --> 00:35:05.079 oil in my twenty twenty Hyundai a Lantra and that's 675 00:35:05.159 --> 00:35:08.400 my daughter's car. So I just asked, and it says, uh, 676 00:35:08.440 --> 00:35:12.079 and I got several videos. I have several and now 677 00:35:12.159 --> 00:35:14.880 they didn't produce the video, I don't think, but no, 678 00:35:15.000 --> 00:35:16.880 I don't I know it did. It gave me links 679 00:35:16.920 --> 00:35:19.360 you click on and every one of them will show 680 00:35:19.400 --> 00:35:22.679 you exactly that the video provides up by sub blah 681 00:35:22.719 --> 00:35:24.800 blah blah before you begin and sure, blah blah. Then 682 00:35:24.800 --> 00:35:26.199 they give you a list of what to do before 683 00:35:26.199 --> 00:35:29.199 you begin, and then you click on the videos. So 684 00:35:29.440 --> 00:35:33.599 it really does you know? Here, here's what AI does. 685 00:35:33.679 --> 00:35:39.800 And I've said this before, AI does. I call it 686 00:35:39.920 --> 00:35:49.920 roar results organized and regurgitated roar. That's really what it is. 687 00:35:50.159 --> 00:35:53.199 It's search, yeah, because the information's there, it's just finding 688 00:35:53.239 --> 00:35:53.599 it for you. 689 00:35:54.000 --> 00:35:57.000 Yeah. And uh. Anyway, this hour brought to you by 690 00:35:57.159 --> 00:36:00.280 Franked around the real Estate man dot com, wonderful man 691 00:36:00.000 --> 00:36:03.880 and everything you need in his toolbox to get your 692 00:36:03.880 --> 00:36:07.639 home sold or to buy one. Three h three nine 693 00:36:07.719 --> 00:36:11.239 two zero sixteen twenty two free market valuations of your 694 00:36:11.239 --> 00:36:14.280 home for the asking, Now, do I have Brian burns On? 695 00:36:15.199 --> 00:36:16.960 Is he still there? Because I'm sorry I didn't go 696 00:36:17.000 --> 00:36:19.800 to him and I need to Is he still there? 697 00:36:19.960 --> 00:36:20.119 Yes? 698 00:36:20.199 --> 00:36:23.159 He is, so, Brian Man, I so appreciate you waiting. 699 00:36:23.599 --> 00:36:25.239 You there, Brian, No problem? 700 00:36:25.360 --> 00:36:25.760 How you doing? 701 00:36:25.800 --> 00:36:28.400 Tom good Man, Compass Insurance Group, the Insurance Help Center 702 00:36:28.440 --> 00:36:30.880 dot com or three three nine ninety six nine thousand 703 00:36:30.920 --> 00:36:34.000 free insurance checkups. I get good reports about that all 704 00:36:34.039 --> 00:36:37.360 the time. But I think something has to be said here. 705 00:36:38.480 --> 00:36:40.760 Some people have too much sympathy, some people have no sympathy. 706 00:36:40.800 --> 00:36:43.719 But everyone says, don't worry, they have replacement coverage. But 707 00:36:44.400 --> 00:36:50.000 here's something that people need to know. Even with replacement coverage, 708 00:36:50.199 --> 00:36:54.719 it doesn't cover the lot and the infrastructure, if I'm correct. 709 00:36:54.920 --> 00:36:59.679 Tell me what what does total replacement coverage mean? Because 710 00:36:59.840 --> 00:37:03.840 a lot of people who had total replacement coverage, and 711 00:37:03.920 --> 00:37:06.480 even a pretty good amount of it, you base, they 712 00:37:06.519 --> 00:37:08.360 don't ensure your equity. You lost it. 713 00:37:09.800 --> 00:37:15.119 Yeah, and replacement cost is a tricky phrase, uh, because 714 00:37:15.760 --> 00:37:18.880 it could mean different things. Replacement cost could mean that, hey, 715 00:37:18.960 --> 00:37:22.039 if something is damaged in my house, let's say or 716 00:37:22.079 --> 00:37:24.880 something on my house, they're going to replace it with 717 00:37:24.920 --> 00:37:29.039 something new. That's that's the normal term for replacement cost. 718 00:37:29.239 --> 00:37:33.280 What I think you're getting at is extended replacement. 719 00:37:33.639 --> 00:37:35.840 What I'm talking about is total loss coverage. Total. 720 00:37:36.760 --> 00:37:39.119 Well, yeah, and that's hard to find. There's not many 721 00:37:39.119 --> 00:37:41.840 carriers that would offer the way I would rephrase that 722 00:37:41.880 --> 00:37:45.440 would be uncapped replacement costs. So that would mean no 723 00:37:45.519 --> 00:37:47.800 matter what it would cost to rebuild your house, the 724 00:37:47.800 --> 00:37:51.280 insurance company is going to pay. That is very, very 725 00:37:51.320 --> 00:37:53.760 difficult to find. We do have a couple of companies 726 00:37:53.760 --> 00:37:57.199 that offer it, but it's a shrinking. We used to 727 00:37:57.199 --> 00:38:00.039 have a handful that offered it. Now we have a 728 00:38:00.039 --> 00:38:01.079 couple left. 729 00:38:01.880 --> 00:38:03.280 So what do you mean it's hard to find? I 730 00:38:03.280 --> 00:38:08.000 mean if I totally lose my house, that's total replacement, right. 731 00:38:08.400 --> 00:38:11.320 No, Because well it's it's up to the dwelling limit 732 00:38:11.480 --> 00:38:15.280 or whatever extended amount you have on your policy. So 733 00:38:15.400 --> 00:38:18.239 let's say you have a safe farm policy and all 734 00:38:18.280 --> 00:38:22.039 they offer is twenty percent extended replacement costs. So if 735 00:38:22.039 --> 00:38:26.239 your dwelling amount is set at forty four hundred thousand dollars, 736 00:38:26.880 --> 00:38:29.280 the most are going to pay. If you have twenty percent. 737 00:38:29.480 --> 00:38:34.159 Extended replacement cost is twenty percent over that, So four 738 00:38:34.239 --> 00:38:35.800 hundred and eighty thousand in that case. 739 00:38:35.920 --> 00:38:39.000 So let's say say this total loss. 740 00:38:38.679 --> 00:38:41.239 If it costs seven hundred thousand to rebuild your house, 741 00:38:41.320 --> 00:38:44.679 because you know what's going to happen in California is 742 00:38:44.679 --> 00:38:45.599 is even way work. 743 00:38:45.840 --> 00:38:48.559 Can't you get inflation coverage or can't you get price 744 00:38:49.199 --> 00:38:51.280 you know, cost of living or anything like that. 745 00:38:52.079 --> 00:38:54.760 We cost of Yeah, all you all you're getting is 746 00:38:54.800 --> 00:38:57.159 on your policy. You have a dwelling limit, whatever that 747 00:38:57.239 --> 00:38:59.800 dwelling limit is, and then you have to see what 748 00:39:00.239 --> 00:39:03.760 extended replacement costs. That's the amount that the insurance company 749 00:39:03.760 --> 00:39:07.000 will go over and beyond your dwelling limit in the 750 00:39:07.039 --> 00:39:10.280 case of a total loss. But my point is most 751 00:39:10.320 --> 00:39:11.760 of the time that's not near enough. 752 00:39:14.719 --> 00:39:19.639 Okay, now here's the thing. If you if I had 753 00:39:19.679 --> 00:39:24.039 a home that I could clearly sell for a million dollars, 754 00:39:24.440 --> 00:39:27.280 I could sell it. Then it burns to the ground. 755 00:39:27.360 --> 00:39:27.960 I have nothing. 756 00:39:29.039 --> 00:39:33.280 Now I have my dwelling coverage. Turns out to be 757 00:39:35.079 --> 00:39:39.360 top a dollar six hundred thous come, So I rebuild 758 00:39:39.360 --> 00:39:43.360 it with six hundred if I can, Maybe I can 759 00:39:44.280 --> 00:39:47.679 whatever if I eat into that to try to build it. 760 00:39:47.760 --> 00:39:49.760 I mean, I just have to go into debt, but 761 00:39:49.840 --> 00:39:52.599 it's very possible. And in most of the time, your 762 00:39:52.599 --> 00:39:54.119 equity's gone, isn't that true? 763 00:39:55.159 --> 00:39:58.360 Yeah, So you're saying, whatever value you had in there. 764 00:39:58.599 --> 00:40:02.639 It's always above it's your your your value always exceeds 765 00:40:03.039 --> 00:40:06.119 your actual dwelling cost always. 766 00:40:06.159 --> 00:40:08.800 Yeah, because all your if you think about, especially when 767 00:40:08.800 --> 00:40:10.639 you're in an area where there is a you know, 768 00:40:10.679 --> 00:40:13.639 a wildfire risk, most of the time it's you know 769 00:40:13.679 --> 00:40:17.039 you're there because of the the the you know, trees 770 00:40:17.159 --> 00:40:19.280 and the. 771 00:40:18.719 --> 00:40:21.840 Even regardless of that, even without the trees and all that, 772 00:40:22.239 --> 00:40:24.800 the act. What I'm saying is is people are not 773 00:40:24.960 --> 00:40:28.559 going to pay you the same. You're going to lose 774 00:40:28.599 --> 00:40:33.280 money because the value that that you had prior to 775 00:40:33.320 --> 00:40:36.239 the fire is going to be eaten up in extra cost. 776 00:40:36.320 --> 00:40:39.880 You're never going to build ever that house for your 777 00:40:39.920 --> 00:40:41.199 replacement cost. 778 00:40:42.079 --> 00:40:44.320 Well, and that's why I'm telling you that what we 779 00:40:44.440 --> 00:40:48.840 try to do, I try to always get extended replacement costs, 780 00:40:48.880 --> 00:40:52.079 because you're right, the cost of rebuilding that house is 781 00:40:52.159 --> 00:40:54.800 owing to more than what your dwelling limit is, especially 782 00:40:54.840 --> 00:40:57.039 in the case where there's so many homes lost over Now. 783 00:40:57.239 --> 00:40:59.679 If one is if one is lost in my if 784 00:40:59.679 --> 00:41:02.599 I'm the one in the neighborhood, that's totally different than 785 00:41:02.639 --> 00:41:04.800 in the neighborhood. Why that's right. 786 00:41:04.920 --> 00:41:08.800 Why Well, because as we saw in Boulder, the cost 787 00:41:08.880 --> 00:41:13.440 of construction skyrocketed. It was no longer this one off home. 788 00:41:13.559 --> 00:41:17.079 It was a shortage of supplies. It was contractors, you know, 789 00:41:17.159 --> 00:41:19.280 taking advantage in my opinion at times. 790 00:41:19.840 --> 00:41:20.119 Uh. 791 00:41:20.360 --> 00:41:23.119 And so you had this influx of need and so 792 00:41:23.280 --> 00:41:25.920 that demand is so great that then the cost for 793 00:41:26.039 --> 00:41:29.360 everybody go way up. And so that's that's what was 794 00:41:29.400 --> 00:41:32.719 happening here and it's gonna be that on steroids in 795 00:41:32.760 --> 00:41:34.159 Los Angeles. 796 00:41:34.840 --> 00:41:42.639 Okay, Now here's the thing, the the the the equity 797 00:41:43.000 --> 00:41:46.599 on top of the building costs and all that is devastating, 798 00:41:46.639 --> 00:41:52.880 not to get back. But what about like like like Maui. Okay, 799 00:41:53.599 --> 00:41:58.360 now in Maui, that whole village was gone and basically 800 00:41:58.800 --> 00:42:03.119 people are under each Now for example, there were people 801 00:42:03.159 --> 00:42:07.119 that covered had coverage and not just now, but anywhere. 802 00:42:07.159 --> 00:42:10.159 Let's just say this, Let's say their dwelling costs and 803 00:42:10.199 --> 00:42:14.639 all that maybe should have been higher if they were underinsured. 804 00:42:14.760 --> 00:42:19.239 Can they be popped with total loss with a co 805 00:42:19.320 --> 00:42:22.440 insurance penalty. And for those listening, all that means is this, 806 00:42:22.960 --> 00:42:25.920 if you were under insured, let's just say bye. People 807 00:42:25.960 --> 00:42:28.639 think they're beating the system. Let me explain this. Let's 808 00:42:28.639 --> 00:42:31.119 say your house is six hundred thousand and you say 809 00:42:31.119 --> 00:42:32.960 to yourself, well, when am I going to have a 810 00:42:33.000 --> 00:42:36.559 six hundred thousand dollars claim. Never, I'm only going to 811 00:42:36.599 --> 00:42:39.599 have a roof claim that's maybe seventy thousand. I might 812 00:42:39.679 --> 00:42:42.039 have this claim or that claim. I'm never going to 813 00:42:42.119 --> 00:42:44.679 have a six hundred thousand dollars claim, and so they 814 00:42:45.119 --> 00:42:50.039 ensure for four hundred thousand, and insurance companies can come 815 00:42:50.360 --> 00:42:52.599 and to make numbers easier. Let's say it six hundred 816 00:42:52.639 --> 00:42:55.320 should be and you have three hundred and coverage. Let's 817 00:42:55.320 --> 00:42:58.000 just say that you get away with it, or you 818 00:42:58.039 --> 00:43:00.960 have an old policy, and that's fifty percent of what 819 00:43:01.000 --> 00:43:03.679 it should be covered for, So you're paying less premium 820 00:43:03.719 --> 00:43:06.000 than you should be paying. So if you had a 821 00:43:06.039 --> 00:43:10.719 total loss, couldn't they theoretically say that you're only getting 822 00:43:10.719 --> 00:43:12.280 fifty percent of the coverage. 823 00:43:13.480 --> 00:43:17.599 Yeah, that's theoretically, but that's really not an issue for 824 00:43:17.800 --> 00:43:23.280 personal lines insurance for residential because insurance companies at least 825 00:43:23.320 --> 00:43:25.519 all the you know, the majority of ones out there, 826 00:43:25.599 --> 00:43:28.679 all your admitted carriers have what's called a replacement cost 827 00:43:28.800 --> 00:43:32.960 estimate that is run by the agent for that insurance company, 828 00:43:33.079 --> 00:43:36.360 and you cannot write the insurance. You can't put a 829 00:43:36.400 --> 00:43:39.639 dwelling limit less than what they come up with as 830 00:43:39.679 --> 00:43:43.840 the appropriate replacement cost. You can, so you can't. Insurance 831 00:43:43.840 --> 00:43:44.760 companies want what about? 832 00:43:44.840 --> 00:43:47.840 What about if that replacement cost creeps up? When do 833 00:43:47.960 --> 00:43:50.480 they come back and say you need more coverage? 834 00:43:50.840 --> 00:43:53.480 So the way that they'll get you there is there 835 00:43:53.519 --> 00:43:56.800 is an inflationary amount every year that most insurance companies 836 00:43:56.840 --> 00:43:58.840 will raise your dwelling limit just to try to keep 837 00:43:58.920 --> 00:44:01.920 up with inflation. But where they get you where this 838 00:44:02.039 --> 00:44:05.159 could come into play is if you have a dwelling limit. 839 00:44:05.239 --> 00:44:07.239 Let's go back to your example of six hundred thousand, 840 00:44:07.239 --> 00:44:09.400 and you really truly have it at six hundred thousand, 841 00:44:09.519 --> 00:44:12.519 and the next year you finish your whole basement which 842 00:44:12.599 --> 00:44:15.599 wasn't finished before, and you don't inform the insurance company. 843 00:44:15.960 --> 00:44:17.800 Well when they go out there and they're like, hold on, 844 00:44:17.920 --> 00:44:20.320 the whole basement was finished. We didn't have this on record. 845 00:44:20.519 --> 00:44:23.440 The replacement costs would have been much higher. At that point, 846 00:44:23.480 --> 00:44:27.119 they can they can penalize you if you're not reporting 847 00:44:27.199 --> 00:44:30.920 to the insurance company the appropriate amount of work that 848 00:44:30.960 --> 00:44:33.280 you're doing throughout the prop of the year or you know, 849 00:44:33.360 --> 00:44:34.079 through the years. 850 00:44:35.679 --> 00:44:38.199 Okay, Brian, that short. 851 00:44:37.960 --> 00:44:41.000 Rate penalty Tom, Sorry, just one last thing. The reason 852 00:44:41.079 --> 00:44:45.559 I said not really applicable for residential It is absolutely 853 00:44:46.039 --> 00:44:49.039 applicable for commercial insurance. So if you have because they 854 00:44:49.079 --> 00:44:52.000 don't have replacement costs ASTI there. So if you choose 855 00:44:52.039 --> 00:44:56.039 to ensure your building, your commercial building, for less than 856 00:44:56.159 --> 00:45:00.760 whatever that co insurance clause is, then you will get short. 857 00:45:00.800 --> 00:45:03.039 You will get shorted on your on your payout. 858 00:45:03.199 --> 00:45:06.760 Thank you Brian for everything. Appreciate it. Uh that's three 859 00:45:06.800 --> 00:45:09.320 oh three nine ninety six nine thousand. Get your insurance 860 00:45:09.400 --> 00:45:11.519 check up. I'm gonna go back to the phones in 861 00:45:11.559 --> 00:45:13.280 a minute. Here I want to tell you eight eight 862 00:45:13.360 --> 00:45:16.239 eight heating dot com has extreme clean forty five bucks, 863 00:45:16.519 --> 00:45:19.960 honest people for replacements and the best prices for high 864 00:45:20.000 --> 00:45:23.679 efficiency units and they're willing to show you. Okay, three 865 00:45:23.719 --> 00:45:31.079 oh three seven seven zero two seven seven six go 866 00:45:31.199 --> 00:45:34.920 with a sure thing Denver's best roofer Excel Roofing dot Com. 867 00:45:35.000 --> 00:45:40.719 You don't pay a cent until you're content. Time for 868 00:45:40.760 --> 00:45:44.519 an insurance checkup free, no obligation. In comparison, call Compass 869 00:45:44.559 --> 00:45:47.840 Insurance paying too much your coverage at dozens of insurance 870 00:45:47.840 --> 00:45:50.400 companies find out now three oh three seven seven to 871 00:45:50.400 --> 00:45:53.199 one help. You'll think you're his only customer when you 872 00:45:53.280 --> 00:45:55.719 choose Frank durand the real estate Man dot com to 873 00:45:55.800 --> 00:45:58.960 list your home with Remax Alliance three oh three nine 874 00:45:59.039 --> 00:46:07.239 two zero sixteen twenty two. Hey, I'm Tom Martine. You 875 00:46:07.280 --> 00:46:10.280 are troubleshooter three all three seven one three talk seven 876 00:46:10.320 --> 00:46:14.000 on three two five five Genesis tootalexteriors dot com. Someone 877 00:46:14.079 --> 00:46:16.039 asked me to please give out that number again. I'm 878 00:46:16.039 --> 00:46:17.719 sorry I don't give it out enough, but I thought 879 00:46:17.719 --> 00:46:19.880 I did. They're just great people, and I bragged on 880 00:46:19.960 --> 00:46:22.519 them on everything they do around the house. Three all 881 00:46:22.559 --> 00:46:25.480 three six seven nine eight five zero nine. So I 882 00:46:25.519 --> 00:46:27.519 want to continue here on the phones. I got my 883 00:46:27.559 --> 00:46:31.159 deputies with me today, got uh uh we got shared 884 00:46:31.199 --> 00:46:34.519 and Ultotech Kevin Caulkin, Uncle Kevin, so Jesse, what's going 885 00:46:34.559 --> 00:46:37.519 on with this uh propane company? I'm sorry for your 886 00:46:37.559 --> 00:46:39.599 weight there wait wait wait, you called back, but I 887 00:46:39.840 --> 00:46:41.760 knew you were holding earlier. What's going on, Jesse? 888 00:46:43.840 --> 00:46:43.960 Uh? 889 00:46:44.159 --> 00:46:50.360 Well, uh, they're trying to get five thousand plus dollars 890 00:46:50.400 --> 00:46:51.079 out of me. 891 00:46:51.559 --> 00:46:53.199 Well why, I don't know. 892 00:46:53.920 --> 00:46:54.840 I don't know why. 893 00:46:55.119 --> 00:46:57.960 Let's talk about this. When did you start propane service 894 00:46:57.960 --> 00:46:58.280 with R. 895 00:47:00.000 --> 00:47:03.960 Okay? I live in Puble West and I have pro pain, okay. 896 00:47:04.639 --> 00:47:12.760 And I had this company called uh it's a local company. 897 00:47:12.320 --> 00:47:15.679 Anyway, okay, and and got service from everything. 898 00:47:16.320 --> 00:47:20.760 Everything was going fine. And then this company called America 899 00:47:20.800 --> 00:47:27.199 Gas bought it, and everything was going fine. And then 900 00:47:27.320 --> 00:47:31.599 all of a sudden, I owed five thousand and one 901 00:47:32.119 --> 00:47:35.639 and ninety two dollars and thirty eight cents. And then 902 00:47:35.920 --> 00:47:37.360 I guess, okay. 903 00:47:36.880 --> 00:47:39.519 Now okay, Jesse, Jesse, Jesse. I don't want this to 904 00:47:39.559 --> 00:47:41.280 be too much. I want to do one thing at 905 00:47:41.280 --> 00:47:43.400 a time. Though, So when you said all of a sudden, 906 00:47:43.480 --> 00:47:46.320 so with the old company, let's call it the local 907 00:47:46.400 --> 00:47:52.440 gas company, you're paying monthly, yes, and you never had 908 00:47:52.440 --> 00:47:59.480 a balance build up you you used to pay everything due, yes, okay. 909 00:47:59.679 --> 00:48:03.480 And then when America when did Ameergas take over? Do 910 00:48:03.480 --> 00:48:03.679 you know? 911 00:48:07.159 --> 00:48:12.559 Probably no, not exactly, but it was in twenty I 912 00:48:12.599 --> 00:48:14.960 don't know if it's in twenty. 913 00:48:14.880 --> 00:48:18.760 Three, okay, whatever, it just recently. So here's now, here's 914 00:48:18.800 --> 00:48:21.039 what I need to know. Here's what I need to know. 915 00:48:21.119 --> 00:48:26.000 So Ameergas took over? And then did they continue sending 916 00:48:26.000 --> 00:48:26.880 you monthly bills? 917 00:48:28.199 --> 00:48:28.519 Yes? 918 00:48:28.840 --> 00:48:32.039 And you continue to pay them and I can yes. 919 00:48:32.400 --> 00:48:36.920 Then my obvious question is this what is that balance from? 920 00:48:38.760 --> 00:48:39.280 I don't know. 921 00:48:39.599 --> 00:48:40.119 That's why. 922 00:48:40.360 --> 00:48:44.679 That's why I said I don't. Oh what, butcause what. 923 00:48:44.599 --> 00:48:46.079 Are your normal monthly bills? 924 00:48:46.119 --> 00:48:48.320 I don't I don't even know what it was for? 925 00:48:48.719 --> 00:48:50.280 No, I get it. What are your hold on? What 926 00:48:50.320 --> 00:48:52.320 are your normal monthly bills? 927 00:48:54.920 --> 00:48:59.360 Right now? I'll have to get my other I changed companies. 928 00:49:00.119 --> 00:49:03.480 Wait a minute, I changed this America Gas. When did 929 00:49:03.559 --> 00:49:07.320 you go away from America Gas? 930 00:49:07.440 --> 00:49:07.880 Uh? 931 00:49:07.920 --> 00:49:10.159 February the seventh and twenty four? 932 00:49:10.880 --> 00:49:15.480 Yeah, okay, you didn't like him anymore? 933 00:49:16.000 --> 00:49:19.280 No, because they were charging me five thousand dollars for something? 934 00:49:19.280 --> 00:49:25.239 Okay, Ali Jesse? When you when listen when you changed? 935 00:49:25.559 --> 00:49:28.280 What did you change to? In February? 936 00:49:29.119 --> 00:49:31.920 I changed to what's called blue Flame? 937 00:49:32.480 --> 00:49:34.400 Okay? And are they a local company? 938 00:49:34.599 --> 00:49:35.119 Company? 939 00:49:35.920 --> 00:49:36.320 Local? 940 00:49:37.000 --> 00:49:37.320 Okay? 941 00:49:37.360 --> 00:49:40.719 The America Gas was no longer op local? 942 00:49:41.239 --> 00:49:44.119 Yeah, I understand. So you changed a blue Flame in 943 00:49:44.199 --> 00:49:49.440 February twenty twenty four. But now they're pursuing you. The 944 00:49:49.519 --> 00:49:52.559 old company is pursuing you for five grands. 945 00:49:52.599 --> 00:49:57.079 Oh they've been for They've been pursuing me ever since, 946 00:49:58.880 --> 00:50:01.760 even when I with swiped them right before. 947 00:50:02.000 --> 00:50:04.519 But they never told you they this is odd. They 948 00:50:04.559 --> 00:50:06.079 never told you what it was for. 949 00:50:07.519 --> 00:50:13.880 Well, I've got I've got two final bills here when 950 00:50:13.960 --> 00:50:15.239 I switched. 951 00:50:14.880 --> 00:50:18.000 And what's your final bill? What's your final bill? 952 00:50:19.559 --> 00:50:24.079 Seven thousand, two hundred and fifty eight dollars and seventy. 953 00:50:23.679 --> 00:50:28.519 Two cents, seven thousand plus, And they they don't give 954 00:50:28.559 --> 00:50:31.639 an explanation. Was part of it for a tank that 955 00:50:31.679 --> 00:50:34.199 you had to buy? Well? 956 00:50:34.679 --> 00:50:40.360 See, this is the strange part. This is I have 957 00:50:40.519 --> 00:50:45.239 two sheets here that says final bills, and one says 958 00:50:45.320 --> 00:50:50.239 it's five thousand, fifty six dollars and seventeen cents and 959 00:50:50.280 --> 00:50:53.079 the other one says seven thousand to it? 960 00:50:53.440 --> 00:50:58.320 And can you can you send those bills to us? 961 00:50:58.639 --> 00:51:00.679 Sure, I'll have to make copies. 962 00:51:01.000 --> 00:51:02.960 Well, let me ask you this. Do you have a 963 00:51:02.960 --> 00:51:04.519 phone that you could take a picture of it? 964 00:51:07.480 --> 00:51:09.639 I have a phone and I have a picture, But 965 00:51:09.840 --> 00:51:13.960 I will tell you that I'm not very good at 966 00:51:14.000 --> 00:51:16.679 this stuff. I'm pretty old. 967 00:51:17.039 --> 00:51:20.360 How old are you? 968 00:51:19.639 --> 00:51:21.400 Eighty nine? 969 00:51:21.760 --> 00:51:23.559 You should be off the phone and in bed in 970 00:51:23.599 --> 00:51:29.000 a bedpan. Get the hell off the phone, Jesse. 971 00:51:29.079 --> 00:51:32.800 You to do that, but I can't because I got 972 00:51:32.880 --> 00:51:33.559 the stump. 973 00:51:34.280 --> 00:51:38.559 But Jesse, let's take care of this shirl. I'll this 974 00:51:38.639 --> 00:51:41.320 deputy doc. He wants to work with it. Hey, listen, 975 00:51:41.480 --> 00:51:44.400 it's pretty simple. He wants he wants to pars through 976 00:51:44.400 --> 00:51:47.480 what the hell this is all about for you. So 977 00:51:47.599 --> 00:51:48.280 you're gonna. 978 00:51:48.239 --> 00:51:52.280 Don't have what's that here? To find out why I 979 00:51:52.480 --> 00:51:53.599 was charged so much. 980 00:51:53.639 --> 00:51:55.480 We're gonna we're gonna find all that out for you. 981 00:51:55.480 --> 00:51:58.840 Don't let it worry. Okay, we'll take care of it. 982 00:51:58.960 --> 00:51:59.199 Jesse. 983 00:51:59.320 --> 00:52:01.079 When's your net on your next birthday? 984 00:52:04.559 --> 00:52:07.039 I'll go to look twentieth this year. 985 00:52:07.519 --> 00:52:14.199 Okay, so you're gonna be ninety ninety. Wow, Well, God 986 00:52:14.280 --> 00:52:18.360 love you as my mom was. Yeah, So listen. 987 00:52:18.280 --> 00:52:22.519 Jesse, this is something I just don't want to deal with. 988 00:52:22.639 --> 00:52:25.519 But it doesn't matter how old you are when somebody 989 00:52:25.559 --> 00:52:27.039 wants to get money from. 990 00:52:26.920 --> 00:52:29.559 You, it doesn't matter at all. The only reason I asked, 991 00:52:29.599 --> 00:52:31.760 I just asked out of curiosity when you said you're 992 00:52:31.800 --> 00:52:34.039 not very good at this stuff. So you sound like 993 00:52:34.079 --> 00:52:36.000 you're on top of it. Actually, you sound like you're 994 00:52:36.039 --> 00:52:39.119 on top of it. So hey, listen, Jesse. In the 995 00:52:39.159 --> 00:52:41.320 event we need to talk to you again, just or 996 00:52:42.079 --> 00:52:48.079 what she's gonna watch mc kelly, Kelly, Katira, Katina Calori. 997 00:52:48.159 --> 00:52:50.840 She's gonna get some information from you for DOC, and 998 00:52:50.880 --> 00:52:52.000 Doc will be in touch with you. 999 00:52:52.039 --> 00:52:56.000 Okay, okay, So I need to take pictures of the 1000 00:52:56.199 --> 00:52:58.480 No right now, don't right now, don't do anything to 1001 00:52:58.559 --> 00:52:59.320 do right now. 1002 00:52:59.400 --> 00:53:00.880 You don't have to do it anything. Just wait for 1003 00:53:01.239 --> 00:53:02.000 Doc to call you. 1004 00:53:03.480 --> 00:53:04.239 Her name is Doc. 1005 00:53:04.679 --> 00:53:09.320 His name is Doc. It's Doc DC. He's a retired doctor. 1006 00:53:09.480 --> 00:53:13.039 Oh Doc, he's a retired doctor. He's in his late seventies. 1007 00:53:13.079 --> 00:53:14.960 And do not go out on a date with him 1008 00:53:15.039 --> 00:53:18.880 at all. Don't ever, don't ever do that, no matter 1009 00:53:18.920 --> 00:53:22.360 how hard he please. All right, Jesse, Hang on a right, 1010 00:53:23.039 --> 00:53:25.559 hang on deer three all three seven one three talks 1011 00:53:25.559 --> 00:53:30.800 seven one three eight two five five. Go with a 1012 00:53:30.840 --> 00:53:34.400 sure thing Denver's best roofer Excel roofing dot com. You 1013 00:53:34.440 --> 00:53:40.079 don't pay a cent until you're content. Wait time for 1014 00:53:40.079 --> 00:53:43.280 an insurance check up free, no obligation. In comparison, call 1015 00:53:43.400 --> 00:53:46.719 Compass insurance paying too much your coverage at dozens of 1016 00:53:46.719 --> 00:53:49.400 insurance companies. Find out now three all three, seven to 1017 00:53:49.440 --> 00:53:52.280 seven to one help. You'll think you're his only customer 1018 00:53:52.280 --> 00:53:54.559 when you choose Frank durand the real estate man dot 1019 00:53:54.559 --> 00:53:57.880 com to list your home with Remax Alliance. Three oh 1020 00:53:57.960 --> 00:54:09.760 three nine two zero sixteen twenty two. Hey, I'm Tom Martine. 1021 00:54:10.000 --> 00:54:13.320 You are troubleshooter three oh three seven one three talks 1022 00:54:13.360 --> 00:54:16.880 seven one three eight two five five. So listen. Uh, 1023 00:54:17.079 --> 00:54:19.519 let's let's go to the phones here. We don't have 1024 00:54:19.559 --> 00:54:22.000 anybody for the first time today. Three oh three seven 1025 00:54:22.039 --> 00:54:23.880 one three talks seven one three eight two five five. 1026 00:54:24.159 --> 00:54:25.719 So Mark's got to leave a little early, so I'm 1027 00:54:25.719 --> 00:54:30.079 going to interview him Mark. Bottom line, Yes, but do 1028 00:54:30.159 --> 00:54:32.000 you ever worry about this out and you're out in 1029 00:54:32.000 --> 00:54:34.639 the woods about favellium? Man? Of course, what do you 1030 00:54:34.679 --> 00:54:35.360 do to mitigate? 1031 00:54:36.519 --> 00:54:39.360 Well, everything I think's like fifteen or twenty feet away 1032 00:54:39.400 --> 00:54:40.039 from the house. 1033 00:54:40.119 --> 00:54:42.880 We deal with the pine needles every year. Uh they're 1034 00:54:42.960 --> 00:54:43.880 the biggest thing to me. 1035 00:54:43.960 --> 00:54:47.559 But I mean we've we we live in what seventy 1036 00:54:47.599 --> 00:54:49.880 five to one hundred foot trees all around the house. 1037 00:54:49.920 --> 00:54:52.199 I mean you've been out here, and we're in the 1038 00:54:52.239 --> 00:54:54.360 black forest. We're just kind of at the very end 1039 00:54:54.360 --> 00:54:56.000 of it. So you always worry about it. 1040 00:54:56.440 --> 00:54:58.440 You know, seventy five, you've got. 1041 00:54:58.239 --> 00:55:01.360 Great, We've got two fire house is I mean right 1042 00:55:01.400 --> 00:55:04.239 near us, like literally right near us. Did you see 1043 00:55:04.280 --> 00:55:07.559 that house in your old neighborhood in frank Town burn 1044 00:55:07.639 --> 00:55:08.719 today or yesterday? 1045 00:55:08.840 --> 00:55:11.880 In my subdivision that I developed, Yeah, I know, right 1046 00:55:11.880 --> 00:55:13.800 down the road from where you live. One of the 1047 00:55:13.800 --> 00:55:15.960 lots I sold to those people. I think I know 1048 00:55:16.000 --> 00:55:19.840 who they are. I listen. I wouldn't want any one 1049 00:55:19.880 --> 00:55:22.119 of them to suffer. This is terrible. I don't know 1050 00:55:22.159 --> 00:55:24.880 what happened there. It was for sale those I think 1051 00:55:25.000 --> 00:55:25.519 it was fair. 1052 00:55:25.599 --> 00:55:28.719 I think it was just contained to that only. I 1053 00:55:28.800 --> 00:55:31.760 think it started in the house, So I don't know 1054 00:55:31.800 --> 00:55:34.039 if it was vacant or not, or how that works. 1055 00:55:34.639 --> 00:55:38.599 They did they in California, They really did arrest some 1056 00:55:38.760 --> 00:55:42.760 guy with a blowtorch. Man like five neighbors saw this 1057 00:55:42.920 --> 00:55:46.599 cat walking around with a blow torch trying to light 1058 00:55:46.679 --> 00:55:49.880 shrubs and stuff up, and they kind of called the 1059 00:55:49.920 --> 00:55:52.920 cops and they kept him there and he got arrested 1060 00:55:53.000 --> 00:55:53.719 for arson. 1061 00:55:53.840 --> 00:55:56.559 Man. But if that was where it started and then 1062 00:55:56.599 --> 00:55:59.639 the window. This happened like yesterday in an area that 1063 00:56:00.320 --> 00:56:02.880 I know. It was near a trailhead or a park 1064 00:56:03.000 --> 00:56:06.400 or something, but it wasn't around all the fires kind 1065 00:56:06.440 --> 00:56:08.679 of in that area. Oh so he wanted to just 1066 00:56:08.760 --> 00:56:09.920 add to the calamity. 1067 00:56:10.400 --> 00:56:12.559 That's right, that's right. But how do we know he 1068 00:56:12.599 --> 00:56:15.159 didn't start it? I mean, it's really crazy to think. 1069 00:56:15.599 --> 00:56:18.360 You know, you think of a terrorist attack, you think 1070 00:56:18.360 --> 00:56:20.280 of nine to eleven. No one ever thought of that. 1071 00:56:21.000 --> 00:56:24.519 Imagine if these these monsters came over here and that's 1072 00:56:24.559 --> 00:56:27.519 their new way of doing business. Man, that's scary as hell. 1073 00:56:28.800 --> 00:56:31.519 It sure as hell is, sure as hell is. 1074 00:56:32.079 --> 00:56:36.760 So here's the other thing you missed while you were gone. Uh, 1075 00:56:36.800 --> 00:56:38.880 one of our good one of the good people we 1076 00:56:39.000 --> 00:56:44.199 both know, ended up flying out to UCLA Reagan Hospital 1077 00:56:44.199 --> 00:56:47.440 out there, and it was so overpacked. 1078 00:56:47.480 --> 00:56:47.679 Man. 1079 00:56:47.719 --> 00:56:50.239 They had an appointment with the doctors and everything. They 1080 00:56:50.320 --> 00:56:52.320 love the doctors. So I want to get that out 1081 00:56:52.320 --> 00:56:55.400 there right now. They flew out to see a specialtist 1082 00:56:55.480 --> 00:56:56.840 and specialist for a. 1083 00:56:57.119 --> 00:56:59.280 Mark I believe. 1084 00:56:59.320 --> 00:57:01.199 Well, I don't want to get into that because some 1085 00:57:01.239 --> 00:57:02.519 people know who I'm talking about. 1086 00:57:02.559 --> 00:57:03.199 It's not fair. 1087 00:57:04.360 --> 00:57:06.599 So they flew out to see a special tiss for 1088 00:57:06.719 --> 00:57:11.199 a pretty serious thing. And it's the number five hospital 1089 00:57:11.239 --> 00:57:15.000 in the country. Think about that, number five in the country. 1090 00:57:15.239 --> 00:57:17.920 And this is before the fire's tom one hundred and 1091 00:57:17.960 --> 00:57:23.719 thirty percent capacity. They ended up four days sleeping in 1092 00:57:23.760 --> 00:57:27.360 the hallway. The husband ended up getting up. 1093 00:57:27.440 --> 00:57:32.360 One night to use the bathroom. Walks into the bathroom 1094 00:57:32.400 --> 00:57:34.400 in the middle of the night. No private bathroom, it's 1095 00:57:34.440 --> 00:57:36.679 just in the hallway. There's a homeless. 1096 00:57:36.199 --> 00:57:40.840 Guy buck naked in the middle of the bathroom doing 1097 00:57:40.880 --> 00:57:43.199 his business right there. I mean, that's the kindest way 1098 00:57:43.239 --> 00:57:46.400 to say it. On in this floor, right there on 1099 00:57:46.440 --> 00:57:49.400 the floor. Now, it was absolutely crazy. 1100 00:57:49.639 --> 00:57:50.199 There was no. 1101 00:57:50.280 --> 00:57:54.519 Shower mark what you can say defecating. Yeah, that's what 1102 00:57:54.599 --> 00:57:57.480 I said last time. But here's the deal man. It 1103 00:57:57.639 --> 00:57:59.760 was so crazy. Now, people go, why didn't they go 1104 00:57:59.760 --> 00:58:02.559 to a hotel or something? Because they got out there, 1105 00:58:02.960 --> 00:58:07.559 they did a procedure. During the procedure, she ended up 1106 00:58:07.639 --> 00:58:10.360 getting what do you call I forget what the bug 1107 00:58:10.440 --> 00:58:13.000 is called, but basically they wouldn't let her leave the hospital. 1108 00:58:13.039 --> 00:58:16.239 Well there's staff infection, usually from a hospital. But yeah, 1109 00:58:16.280 --> 00:58:16.679 so she. 1110 00:58:16.719 --> 00:58:19.000 Got an infection of some sort I forget which one. 1111 00:58:19.239 --> 00:58:21.440 So that's why they couldn't go back to the hotel. 1112 00:58:21.719 --> 00:58:24.480 They were stuck in the hospital, stuck in a hallway 1113 00:58:25.119 --> 00:58:28.079 in the fifth best hospital. But that's California for you, 1114 00:58:28.119 --> 00:58:29.519 and that's free fires man. 1115 00:58:32.039 --> 00:58:40.960 Wow, Okay, listen, what what about him is? He is? 1116 00:58:41.320 --> 00:58:43.039 Never mind? I want you to text me please, because 1117 00:58:43.079 --> 00:58:47.199 now you have me curious. Okay, so text me on that. Yeah. Thanks. 1118 00:58:47.559 --> 00:58:54.400 So so basically hospitals are overwhelmed. Do you do you 1119 00:58:54.440 --> 00:58:57.159 realize how crowded it is? I don't know why. I mean, 1120 00:58:57.280 --> 00:58:58.880 is it that people are living longer there? 1121 00:58:58.920 --> 00:59:00.800 Oh my god, No, what it's not. It's because the 1122 00:59:00.840 --> 00:59:03.239 immigration and homelessness. That's where they go. 1123 00:59:04.480 --> 00:59:07.920 I guess, I guess, And they can't be turned away. Tom, 1124 00:59:07.960 --> 00:59:09.400 that's the that's the problem. 1125 00:59:09.440 --> 00:59:10.880 That's literally what it's from. 1126 00:59:10.920 --> 00:59:11.000 There. 1127 00:59:11.199 --> 00:59:15.039 There's no I guess that is literally where it's from. Yeah, 1128 00:59:15.320 --> 00:59:19.920 they have I know that. I've recently heard somebody had 1129 00:59:19.920 --> 00:59:23.239 to wait for a private room. They they couldn't even 1130 00:59:23.239 --> 00:59:25.559 get And I say wait for private people say why 1131 00:59:25.559 --> 00:59:27.559 a private room? I mean most people have private rooms. 1132 00:59:28.800 --> 00:59:31.599 Even the semi private rooms were all filled and. 1133 00:59:33.800 --> 00:59:36.280 They couldn't They didn't take a shower for four days 1134 00:59:36.280 --> 00:59:38.920 because there was no place available. On the fourth night 1135 00:59:38.960 --> 00:59:41.440 they were able to take a shower. And what happened 1136 00:59:41.480 --> 00:59:44.079 on the fourth night is even crazier. They took one 1137 00:59:44.119 --> 00:59:47.400 of the ers and they partitioned it off with shower 1138 00:59:47.440 --> 00:59:51.039 curtains basically and made it into a room for whatever 1139 00:59:51.159 --> 00:59:54.519 eight people. And then that was the last thing they had, 1140 00:59:54.559 --> 00:59:57.000 so they moved them from the hallway into there. 1141 00:59:58.119 --> 01:00:00.800 That's pretty sad, I mean it really he is. But 1142 01:00:04.199 --> 01:00:08.519 I mean, what do we do with immigrants that want 1143 01:00:08.559 --> 01:00:11.679 to come to the country. What do we do? I mean, people, 1144 01:00:12.000 --> 01:00:15.639 it's amazing how you know, how the mayor of Denver says, 1145 01:00:15.679 --> 01:00:17.679 you know, he's gonna be on the outskirts of Denver 1146 01:00:17.679 --> 01:00:21.079 to ward them off, and how the governor of California 1147 01:00:21.119 --> 01:00:23.400 will defy them, and police is going to defy them. 1148 01:00:23.440 --> 01:00:26.119 And so what are they basically saying. And I really 1149 01:00:26.119 --> 01:00:28.079 mean this, I don't want to just sluff them off 1150 01:00:28.079 --> 01:00:31.320 of some nut. But are they saying, come one, come all? 1151 01:00:31.599 --> 01:00:34.559 I mean, because it's not it's not gonna do them 1152 01:00:34.599 --> 01:00:35.159 any good. 1153 01:00:35.599 --> 01:00:37.719 I mean, they thought they'd get the votes, but I mean, 1154 01:00:37.760 --> 01:00:40.639 it's pretty obvious that if we don't have the facilities 1155 01:00:40.679 --> 01:00:41.159 to help. 1156 01:00:41.559 --> 01:00:44.360 It's not gonna help people by doing it. It's just 1157 01:00:44.400 --> 01:00:45.280 not gonna help. 1158 01:00:45.960 --> 01:00:49.559 They're just moving the moving cash around from one account 1159 01:00:49.559 --> 01:00:52.599 to another so they can pay for the for the 1160 01:00:52.639 --> 01:00:55.800 care and feeding of the illegal immigrants and the homeless. 1161 01:00:56.400 --> 01:01:00.440 I think California actually gave the illegals some form a 1162 01:01:00.480 --> 01:01:02.800 healthcare you know what Denver might have as well. 1163 01:01:03.039 --> 01:01:08.239 I think they did well. It's it's it's amazing to 1164 01:01:08.280 --> 01:01:10.239 me that common sense can prevail. 1165 01:01:10.880 --> 01:01:14.639 And did you see that our Medicare budget in Colorado 1166 01:01:15.280 --> 01:01:20.000 is like thirty or forty percent of the entire budget, 1167 01:01:20.159 --> 01:01:22.760 and they've got to get rid of a billion dollars 1168 01:01:22.880 --> 01:01:26.119 coming up like right now, I think within the next 1169 01:01:26.159 --> 01:01:28.239 month or so. They got to cut a billion and 1170 01:01:28.280 --> 01:01:30.400 they're trying to figure out where to cut it. So 1171 01:01:30.440 --> 01:01:34.360 you have schools after you go schools K through twelve. 1172 01:01:34.440 --> 01:01:37.480 Yeah, Mike, nine year ago with us right now, Mike, okay, 1173 01:01:37.519 --> 01:01:39.880 go ahead, Mark, there's nothing left. Go ahead, Mike. 1174 01:01:42.199 --> 01:01:42.880 Yeah. 1175 01:01:43.039 --> 01:01:44.320 Tom, This is nothing new. 1176 01:01:45.960 --> 01:01:48.519 This has been going on in LA for quite a while. 1177 01:01:49.039 --> 01:01:54.320 In south central LA they closed eight hospitals for underperformance, 1178 01:01:54.800 --> 01:01:59.599 and so now you have La City and La County 1179 01:01:59.719 --> 01:02:04.679 part apartment paramedics standing in the hallways for eight to 1180 01:02:04.760 --> 01:02:09.159 twelve hours because there are no beds in the er 1181 01:02:09.519 --> 01:02:12.599 because of the volume, and they can't get their PRAM back, 1182 01:02:12.880 --> 01:02:15.679 so they're out of service for that time period. It's 1183 01:02:15.760 --> 01:02:21.679 triage great, exactly, it's a matter of sorting and if 1184 01:02:21.719 --> 01:02:25.360 you're more serious than the next guy, you get seen first. 1185 01:02:25.599 --> 01:02:29.760 Well, that makes sense. It's always been a medical priority. 1186 01:02:31.079 --> 01:02:34.320 Now that has nothing to do do you go ahead. 1187 01:02:34.400 --> 01:02:37.800 Has nothing to do with who comes in. It's just 1188 01:02:37.880 --> 01:02:40.239 the amount of people that are coming in. But of 1189 01:02:40.280 --> 01:02:43.119 course you always take the sad house come in. Yeah, 1190 01:02:43.159 --> 01:02:47.280 but it's always you take the serious cases first, right. 1191 01:02:47.320 --> 01:02:49.920 But people have the misconception that if they call it 1192 01:02:49.920 --> 01:02:52.679 an ambulance, they're going to get priority, and that is 1193 01:02:52.719 --> 01:02:53.639 not the case. 1194 01:02:53.760 --> 01:02:58.000 Right because it's it's it's what they're suffering from when 1195 01:02:58.000 --> 01:02:59.960 they get to the exactly. 1196 01:03:01.760 --> 01:03:06.039 But the point is in the calling an ambulance a 1197 01:03:06.079 --> 01:03:10.639 bus because they are merely there for the transportation. 1198 01:03:10.360 --> 01:03:11.159 To the hospital. 1199 01:03:11.239 --> 01:03:13.960 Now ye drive themselves. 1200 01:03:14.519 --> 01:03:17.920 I'm getting some texts here that are quite angry. Well, 1201 01:03:17.960 --> 01:03:21.840 you keep saying immigrants, please say illegal immigrants. I'm an immigrant. 1202 01:03:22.400 --> 01:03:25.920 I funded my own way. My family said illegal immigrants. 1203 01:03:25.599 --> 01:03:27.840 Always we always talk about now. 1204 01:03:27.920 --> 01:03:33.039 Now, by the way, absolutely, now, what about the word illegal? 1205 01:03:33.280 --> 01:03:37.880 People not understand. They like to say undocumented. My heart 1206 01:03:38.480 --> 01:03:42.320 goes out saying unhoused. My No, what I mean is 1207 01:03:43.239 --> 01:03:46.800 my heart goes out to people who are looking for unless. 1208 01:03:46.840 --> 01:03:48.320 But a lot of people say it's just a sham. 1209 01:03:48.360 --> 01:03:51.880 They're looking for a political asylum. But you know, if 1210 01:03:51.920 --> 01:03:55.000 you are in a country where where it's you have 1211 01:03:55.039 --> 01:03:58.119 an oppressive government and you're truly looking for safety for 1212 01:03:58.159 --> 01:04:03.360 you and your family, there's a process, and there's temporary asylum. 1213 01:04:03.679 --> 01:04:08.800 And I help some immigrants get legal asylum legal I did. 1214 01:04:08.840 --> 01:04:10.960 I took them to court. I actually helped them get 1215 01:04:11.000 --> 01:04:13.400 legal Assiglum. I'm not bragging it, but I'm just saying 1216 01:04:13.599 --> 01:04:17.599 they're here legally, they have papers, it's asylum. They had 1217 01:04:17.599 --> 01:04:21.960 to prove their case. But I don't know if it 1218 01:04:21.960 --> 01:04:23.960 can be used as just an excuse. I don't know. 1219 01:04:24.320 --> 01:04:28.400 But Tom, there's the first Safe Harbor law, which says 1220 01:04:28.400 --> 01:04:31.920 that when you seek political asylum, the first country you 1221 01:04:31.960 --> 01:04:35.719 go to that is safe and provides you asylum is 1222 01:04:35.760 --> 01:04:37.079 where you're supposed to stay. 1223 01:04:37.480 --> 01:04:39.800 And Mexico or Canada and the. 1224 01:04:39.800 --> 01:04:43.920 Mexican government has not been enforcing that because according to 1225 01:04:44.000 --> 01:04:47.719 international law they should. They should remain in Mexico. 1226 01:04:48.440 --> 01:04:51.000 It's not gonna matter shortly, because that's going to be 1227 01:04:51.039 --> 01:04:53.199 our fifty second state after Canada. 1228 01:04:54.199 --> 01:04:57.000 No Greenland is going to be on that fifty second state. 1229 01:04:57.039 --> 01:04:59.320 You're right, Mexico will be the fifty third. And by 1230 01:04:59.360 --> 01:05:01.639 the way, it's gone off of America now right. 1231 01:05:03.440 --> 01:05:07.519 Anyway, somebody talked about I don't know, I wasn't in 1232 01:05:07.559 --> 01:05:10.760 on this call, although this text just came in. Were 1233 01:05:10.800 --> 01:05:13.519 you talking about motor oil? And somebody said fifty to 1234 01:05:13.639 --> 01:05:17.880 ninety for oh you get a rape bro okay on Amazon? Anyway, Yeah, 1235 01:05:17.920 --> 01:05:19.679 we do have to take a break. I don't even 1236 01:05:19.719 --> 01:05:25.320 recall talking about oil. But we'll come right back. Go 1237 01:05:25.440 --> 01:05:29.199 with a sure thing Denver's Best roofer Excel Roofing dot com. 1238 01:05:29.199 --> 01:05:29.880 You don't pay a. 1239 01:05:29.880 --> 01:05:36.679 Cent until you're contenth. 1240 01:05:34.599 --> 01:05:37.800 Time for an insurance checkup free, no obligation. In comparison, 1241 01:05:37.920 --> 01:05:41.480 call Compass insurance paying too much your coverage at dozens 1242 01:05:41.519 --> 01:05:44.239 of insurance companies. Find out now three O three, seven 1243 01:05:44.239 --> 01:05:46.599 to seven to one help. You'll think you're his only 1244 01:05:46.679 --> 01:05:49.159 customer when you choose Frank durand the real estate man 1245 01:05:49.199 --> 01:05:52.599 dot Com to list your home with Remax Alliance three 1246 01:05:52.679 --> 01:05:54.880 oh three nine two zero sixteen twenty. 1247 01:05:54.599 --> 01:06:01.400 Two ripped up. 1248 01:06:02.880 --> 01:06:09.440 News needs who you don't have, come running just as 1249 01:06:09.519 --> 01:06:13.960 nast as we can. Shooter's gonna help coming. 1250 01:06:14.360 --> 01:06:20.599 Man Dix is the Troubleshooter Show. No Tom Martino, Hi, 1251 01:06:20.760 --> 01:06:24.000 Tom Martino here, Welcome to the show. Three oh three 1252 01:06:24.039 --> 01:06:26.239 seven one three talks seven one three eight two five 1253 01:06:26.239 --> 01:06:28.559 out of the regular calling number for the studio and 1254 01:06:28.599 --> 01:06:32.199 three oh three Martino three oh three six two seven 1255 01:06:32.239 --> 01:06:35.480 eight four sixty six. You can call twenty four to 1256 01:06:35.480 --> 01:06:37.960 seven and when you leave a message, we will get 1257 01:06:38.000 --> 01:06:40.800 back to you. By the way, this hour brought to 1258 01:06:40.800 --> 01:06:43.639 you by one Clear Choice Garage Doors. These guys are 1259 01:06:43.679 --> 01:06:46.840 just wonderful. You need a quick call for a quick item, 1260 01:06:47.280 --> 01:06:50.320 you call them. The prices are fully disclosed, everything up front, 1261 01:06:50.599 --> 01:06:53.559 everything on the website. If you need a general overall 1262 01:06:53.599 --> 01:06:56.000 inspection you're moving into a home, they do those. If 1263 01:06:56.000 --> 01:06:59.079 you need a quick an emergency service, twenty four to 1264 01:06:59.079 --> 01:07:02.400 seven available and they're honest, good people that tell you 1265 01:07:02.639 --> 01:07:07.719 everything up front, including pricing. You know seven two zero 1266 01:07:07.800 --> 01:07:12.760 three seven zero thirty nine eighty seven. One clear choice 1267 01:07:12.920 --> 01:07:18.199 Doors dot Com. I've never been associated for longer with 1268 01:07:18.280 --> 01:07:22.320 a better company ever, and that's one clear choice Doores 1269 01:07:22.360 --> 01:07:27.559 dot Com. Now let's continue the festivities, So give us 1270 01:07:27.599 --> 01:07:30.239 some calls. We've had some pretty good calls today, but 1271 01:07:30.280 --> 01:07:32.800 We're gonna move on to some text because I've been 1272 01:07:32.920 --> 01:07:35.320 overwhelmed with texts. But I'm gonna try to get to 1273 01:07:35.400 --> 01:07:39.599 them now that we have some time. Kevin first and foremost, 1274 01:07:40.719 --> 01:07:44.079 somebody wants to know what they should do. 1275 01:07:44.920 --> 01:07:45.079 Now. 1276 01:07:45.119 --> 01:07:48.320 Mark had to leave right all right, good, I got it. No, 1277 01:07:48.440 --> 01:07:51.000 I got about ten minutes. Okay, because I know you 1278 01:07:51.079 --> 01:07:53.440 used to do tires, Mark, people want to know what 1279 01:07:53.559 --> 01:07:56.679 they should they do. They don't know if and when 1280 01:07:56.719 --> 01:07:58.880 to put snow tires on. So here are a lot 1281 01:07:58.880 --> 01:08:00.960 of the general I'm gonna sum up these three or 1282 01:08:01.000 --> 01:08:02.840 four I got, and some of them were while I 1283 01:08:02.880 --> 01:08:06.239 was on vacation. Should you do it at the side 1284 01:08:06.239 --> 01:08:09.079 of snow and then take them off really when it 1285 01:08:09.119 --> 01:08:12.199 doesn't snow, or should you just get all weathers or 1286 01:08:12.239 --> 01:08:15.000 should you just put the snows on and know that 1287 01:08:15.119 --> 01:08:16.960 you're going to not use them most of the time 1288 01:08:17.000 --> 01:08:19.840 and they're gonna wear quicker, Or what should you do. 1289 01:08:20.279 --> 01:08:22.159 Hey, depends on tarling how you drive. Do you go 1290 01:08:22.239 --> 01:08:23.920 up to the mountains every weekend? I mean, then you 1291 01:08:23.960 --> 01:08:24.680 want something? I mean what? 1292 01:08:24.880 --> 01:08:27.880 Just okay, okay, yeah, obviously if you're a skier you 1293 01:08:27.880 --> 01:08:28.760 want them on all the time. 1294 01:08:28.800 --> 01:08:29.000 Yep. 1295 01:08:29.600 --> 01:08:32.319 I mean do people around town ever put them on 1296 01:08:32.439 --> 01:08:34.880 and then weeks in between take them off or not? 1297 01:08:35.079 --> 01:08:38.079 I do a big time every year. You did? No 1298 01:08:38.600 --> 01:08:41.359 between weeks and the time, though, Mark every single year? 1299 01:08:41.479 --> 01:08:41.720 Mark? 1300 01:08:41.720 --> 01:08:43.079 Tell me what you mean by that. I think you 1301 01:08:43.119 --> 01:08:46.279 misunderstood me. Go ahead, well, I take on. Let's put 1302 01:08:46.319 --> 01:08:46.840 it this way. 1303 01:08:47.399 --> 01:08:51.159 I put my snow tires on generally in December, and 1304 01:08:51.199 --> 01:08:54.439 then I'll keep them on till basically the beginning of March, 1305 01:08:54.880 --> 01:08:58.279 and then Discount Tires got a free tire changeover if 1306 01:08:58.319 --> 01:09:01.920 you bought them there, or a very inexpensive one on 1307 01:09:01.920 --> 01:09:05.119 only certain days. So I'll take advantage of that of 1308 01:09:05.159 --> 01:09:08.159 getting my summer tires back on. But I always run 1309 01:09:08.199 --> 01:09:10.880 snow tires on at least one vehicle. 1310 01:09:11.000 --> 01:09:14.119 Now, what we were asking is, do you ever ever, ever, 1311 01:09:14.279 --> 01:09:16.840 during long periods of time take them off because you 1312 01:09:16.880 --> 01:09:19.840 want to preserve them. It's not cost effect, not cost effect. No, 1313 01:09:20.479 --> 01:09:24.680 unless you own a shop. How much? How how much 1314 01:09:24.720 --> 01:09:29.600 fasters do all weather tires wear than regular time to 1315 01:09:29.720 --> 01:09:33.039 have half the life? What? Yes, I'd say even last 1316 01:09:33.079 --> 01:09:36.680 we ch snow tires and all weather have the same 1317 01:09:36.680 --> 01:09:38.920 amount of life. No, no, no, no, no no. 1318 01:09:39.560 --> 01:09:42.840 All weather is is your standard fifty sixty thousand mile tire, 1319 01:09:43.359 --> 01:09:46.359 and snow tire is probably twenty thousand. 1320 01:09:46.359 --> 01:09:52.000 Yeah times, and then regular tires fifty sixty because it's well. 1321 01:09:52.039 --> 01:09:54.520 Then all weather does not have lesser life than a 1322 01:09:54.560 --> 01:09:57.319 regular time No, absolutely not. Okay, So I. 1323 01:09:57.239 --> 01:09:58.920 Don't even know what you mean by what what do 1324 01:09:58.960 --> 01:10:01.520 you think he means, Kevin I regular tire? 1325 01:10:01.640 --> 01:10:04.199 There is no regular tires anymore. They're all all season. 1326 01:10:04.359 --> 01:10:05.720 They really are, yeah, most of it. 1327 01:10:05.800 --> 01:10:07.840 So when I buy a car, they're really all seasons. 1328 01:10:08.159 --> 01:10:08.760 Have mudd and stack. 1329 01:10:08.800 --> 01:10:14.199 Okay, so there's nothing really okay, Maybe I'm come on though, 1330 01:10:14.439 --> 01:10:17.520 I'll bet his Models doesn't. I'll bet his Models doesn't 1331 01:10:17.520 --> 01:10:18.399 have all there's. 1332 01:10:18.239 --> 01:10:20.199 Some speed rated tires that are not all seasoned. 1333 01:10:20.439 --> 01:10:24.720 My modelsque is definitely all season. By the way, Mark, 1334 01:10:25.000 --> 01:10:27.079 I was told for my son's car and we had 1335 01:10:27.079 --> 01:10:30.159 to replace them, that there are special EV tires. 1336 01:10:30.239 --> 01:10:30.760 They're heavier. 1337 01:10:31.439 --> 01:10:34.159 Now, why because they break me so much. 1338 01:10:34.760 --> 01:10:38.680 The torque you're constantly the torque is constantly. 1339 01:10:39.359 --> 01:10:41.840 Have you had to replace your tires Mark? I just 1340 01:10:41.880 --> 01:10:44.319 did this year. I got really lucky, man. 1341 01:10:44.720 --> 01:10:48.199 I got thirty four thousand miles out of them, but 1342 01:10:48.960 --> 01:10:51.960 I went ohem, I would not allow them to sell 1343 01:10:51.960 --> 01:10:54.720 me anything else. They had to special order them same 1344 01:10:54.800 --> 01:10:58.239 exact tires because thirty four thousand miles on that vehicle 1345 01:10:58.720 --> 01:11:01.359 is absolutely in saying it never happens. 1346 01:11:01.680 --> 01:11:04.279 But the tires were almost two grand. 1347 01:11:06.039 --> 01:11:12.600 Okay, okay, that BMW SUV you got. Those aren't cheap, bro, No, No, 1348 01:11:12.760 --> 01:11:16.319 unfortunately they're not. I bet you're at least five hundred 1349 01:11:16.319 --> 01:11:20.199 to tire. Oh for absolutely absolutely, And then then God 1350 01:11:20.279 --> 01:11:22.359 help you if you ever scuff up a rim and 1351 01:11:22.479 --> 01:11:23.920 have to buy a wrist shut up. 1352 01:11:25.000 --> 01:11:27.279 God, oh my, I'm gonna get every weakness he has 1353 01:11:27.279 --> 01:11:33.239 and I'm gonna exploit it next week. Everyone, Hey, a 1354 01:11:33.319 --> 01:11:36.880 deputy doc. Uh wait, somebody wants to know about blood 1355 01:11:36.880 --> 01:11:38.880 testing because they they know I got my blood test 1356 01:11:38.960 --> 01:11:42.039 a lot, and so I got a lab court for 1357 01:11:42.159 --> 01:11:44.319 the draw or to the office that uses a lab 1358 01:11:44.359 --> 01:11:47.439 core tech. But lab court are they the actual lab? 1359 01:11:47.640 --> 01:11:50.800 Do they actually or does the doctor use it different? 1360 01:11:50.960 --> 01:11:54.479 Could one doctor have lab corse send them off somewhere else. 1361 01:11:54.920 --> 01:11:57.880 No, because they don't know the process. 1362 01:11:57.880 --> 01:11:59.479 The core is want and done. You get to draw, 1363 01:11:59.640 --> 01:12:03.680 they do the test, they send the results. Correct, Okay, now. 1364 01:12:03.520 --> 01:12:06.079 Do they And it's usually there's just you know, two 1365 01:12:06.159 --> 01:12:08.039 or three of them that are covered by your insurance. 1366 01:12:08.680 --> 01:12:12.760 So if you go to someplace that's independent. Let's say 1367 01:12:12.800 --> 01:12:13.279 you went to. 1368 01:12:13.239 --> 01:12:17.880 Your conciergeier like you're doing it for testosterone or hormone 1369 01:12:17.920 --> 01:12:21.359 replacement stuff, you have to pay it yourself, right, And 1370 01:12:21.399 --> 01:12:23.319 I do know that lab core has pricing for paying 1371 01:12:23.319 --> 01:12:26.319 yourself which is lower than they charge insurance. 1372 01:12:26.319 --> 01:12:27.319 Of course it's always that way. 1373 01:12:27.880 --> 01:12:31.560 So in any case, Uh, the bottom line is lab Core. 1374 01:12:31.640 --> 01:12:34.319 But can someone walk into lab core and get blood 1375 01:12:34.359 --> 01:12:38.000 drawn or do you need a doctor's note? I don't know. 1376 01:12:38.239 --> 01:12:41.479 I don't know either. I know that any lab what 1377 01:12:41.479 --> 01:12:43.479 do they call any lab test now or something? You 1378 01:12:43.520 --> 01:12:45.760 can go and do whatever you want. But I don't 1379 01:12:45.760 --> 01:12:49.000 know about lab Core. But that's to answer you. The 1380 01:12:49.000 --> 01:12:52.760 one who was texting me lab Core is the one 1381 01:12:52.760 --> 01:12:59.640 that does it. But and is yeah, lab Corp. And 1382 01:13:01.000 --> 01:13:03.439 I think you need I think you need a. 1383 01:13:03.479 --> 01:13:07.640 Doctor on that on that same well, on that same 1384 01:13:07.760 --> 01:13:11.399 theme kind of Suzanne and I are going in to 1385 01:13:11.399 --> 01:13:14.479 get one of those scans. You've had it done, I 1386 01:13:14.479 --> 01:13:16.399 don't know, a couple of years ago where they scanned 1387 01:13:16.399 --> 01:13:21.359 for plaque. Yeah, and I want to know your true experience. 1388 01:13:21.399 --> 01:13:24.079 And I don't mean on the scan itself. I'm starting 1389 01:13:24.119 --> 01:13:26.560 to think these people just try to sell you stuff. 1390 01:13:26.720 --> 01:13:28.560 So you go in, you get the one hundred and 1391 01:13:28.560 --> 01:13:31.560 fifty whatever it is, scan. Then they come back to 1392 01:13:31.600 --> 01:13:33.680 you and they're like, oh, by the way, we've got 1393 01:13:33.680 --> 01:13:35.600 these vitamins. I mean, how does that work? 1394 01:13:35.680 --> 01:13:39.960 Okay, the pure places just through the scan, Okay, but 1395 01:13:40.600 --> 01:13:45.279 when when Grossman Clinic did it, and and others that 1396 01:13:45.359 --> 01:13:48.119 are really reputable, good people. Yeah, they want you as 1397 01:13:48.119 --> 01:13:51.039 a client for sure, and they have they offer programs. 1398 01:13:51.479 --> 01:13:54.279 Some believe in keelation therapy, which is really high you 1399 01:13:54.319 --> 01:13:57.000 can do kelations. Some people don't believe in that then, 1400 01:13:57.239 --> 01:13:59.600 or they they may offer statin, or they may offer 1401 01:14:00.479 --> 01:14:03.239 what the hell is the repath? What's the really strong one? 1402 01:14:03.279 --> 01:14:05.319 You take it a shot every thirty days. I think 1403 01:14:05.319 --> 01:14:08.279 it's called REPATHA what But but in some clinics like 1404 01:14:08.960 --> 01:14:13.239 Boone hearth heart. I think it's boone. Yeah, he might 1405 01:14:13.319 --> 01:14:15.800 offer that, and then what they do is they offer 1406 01:14:15.880 --> 01:14:20.239 something to get you on track, and then what they 1407 01:14:20.319 --> 01:14:25.520 do is then get a maintenance program going. So they 1408 01:14:25.720 --> 01:14:28.239 the booneheart is they absolutely want to make you a client. 1409 01:14:28.359 --> 01:14:30.119 So it's a I mean, it really is a grab. 1410 01:14:30.239 --> 01:14:32.399 But do you think it's honest? In other words, Yeah, 1411 01:14:32.439 --> 01:14:34.800 these treatments, they don't they don't. 1412 01:14:34.600 --> 01:14:38.399 Give you false reports to get you in. They're absolutely not. 1413 01:14:38.800 --> 01:14:42.279 So if I took if I took the scan for example, 1414 01:14:42.319 --> 01:14:43.960 that I get, I'm not even sure why. 1415 01:14:44.000 --> 01:14:45.720 I don't even know what they're gonna match. They're going 1416 01:14:45.800 --> 01:14:48.039 to match the grading and scale of someone else if 1417 01:14:48.079 --> 01:14:49.319 they do it well. 1418 01:14:49.680 --> 01:14:52.359 Now they're readings like are they going to give me 1419 01:14:52.439 --> 01:14:56.359 something I can give to my physician? Yes, my medical doctor, 1420 01:14:56.439 --> 01:14:57.600 and say what do you make of this? 1421 01:14:57.760 --> 01:15:00.279 Yes, Now a lot of medical doctors don't know about 1422 01:15:00.279 --> 01:15:03.319 this and don't care about it. Now. Here's what they say, 1423 01:15:03.880 --> 01:15:07.600 whatever is in your carotid artery mimics what's in your body. 1424 01:15:08.039 --> 01:15:12.399 That's sometimes true and sometimes not. But what it can 1425 01:15:12.479 --> 01:15:15.920 do more so than what's in your body. If you 1426 01:15:16.119 --> 01:15:21.079 have increased plaque in the carotid specifically, it does affect 1427 01:15:21.079 --> 01:15:24.039 your brain, which affects everything. So that's why it's even 1428 01:15:24.079 --> 01:15:27.479 more important than having plaque in your leg or your 1429 01:15:27.600 --> 01:15:29.960 heart or somewhere else, although that's all important. 1430 01:15:30.000 --> 01:15:30.800 Also a correlation. 1431 01:15:30.920 --> 01:15:33.600 I mean, if you have significant plaque in your curate, 1432 01:15:33.640 --> 01:15:35.039 and not only is it going to affect your brain, 1433 01:15:35.399 --> 01:15:37.600 but it's a good indication that you might want to 1434 01:15:37.640 --> 01:15:40.920 talk about therapy to get rid of plaque. 1435 01:15:40.520 --> 01:15:43.279 Now in your diet and other things. Yeah, for sure. 1436 01:15:43.319 --> 01:15:46.479 Now some plaque is unstable, and they can see that 1437 01:15:46.840 --> 01:15:50.039 some plaque is stable. Some plaque is hard or soft. 1438 01:15:50.520 --> 01:15:53.520 And if it's when we talk about this form of plaque, 1439 01:15:53.520 --> 01:15:56.399 we're talking about this scan that we're going to get. 1440 01:15:57.000 --> 01:15:59.479 I was also told that has nothing to do and 1441 01:15:59.520 --> 01:16:01.359 maybe one of the two of you know you were duck, 1442 01:16:01.439 --> 01:16:04.399 but you know you think of Allheimer's. They say that's 1443 01:16:04.479 --> 01:16:06.960 due to a buildup of plaque in the brain. They 1444 01:16:07.039 --> 01:16:09.760 told us at this place we're going to, that's a 1445 01:16:09.840 --> 01:16:11.439 totally different kind of plaque. 1446 01:16:11.479 --> 01:16:15.600 That's what that's right. This is the carotid plaque. Look 1447 01:16:15.680 --> 01:16:18.920 at it like gucking up the plumbing. Okay, here's the 1448 01:16:18.920 --> 01:16:22.079 fear with too much plaque in your karated The fear 1449 01:16:22.279 --> 01:16:26.960 is lack of uh, lack of blood to the brain. Okay, 1450 01:16:27.279 --> 01:16:32.439 the fear is stroke, the fear is cognitive abilities might 1451 01:16:32.479 --> 01:16:35.000 be all the stroke part. Explain this to me. So 1452 01:16:35.079 --> 01:16:38.560 if a big piece breaks off, no, nothing has to 1453 01:16:38.560 --> 01:16:41.680 break off. You just have to have enough of a 1454 01:16:41.720 --> 01:16:45.359 squeeze on the kartid and enough pressure on the outside 1455 01:16:45.359 --> 01:16:48.960 of you, meaning stress or exercise or whatever they so 1456 01:16:49.039 --> 01:16:52.239 the blood flow stops. It doesn't, Yeah, it slops, It 1457 01:16:52.279 --> 01:16:57.079 stops or slows down, and then it causes a problem. Yeah. 1458 01:16:57.279 --> 01:17:00.880 But but here's the deal. Almost all karated conditions can 1459 01:17:00.920 --> 01:17:05.680 be can be treated, and they can be treated aggressively 1460 01:17:05.760 --> 01:17:09.239 with surgery. If they're dangerous, they can be an instint 1461 01:17:09.359 --> 01:17:13.520 even uh it can be treated with medication. And it's all. 1462 01:17:13.640 --> 01:17:16.640 It's controversial though, because what you want to do is 1463 01:17:16.680 --> 01:17:19.760 get to the root of it, not necessarily that the 1464 01:17:19.800 --> 01:17:23.960 plaque itself. And obviously if the plaque itself is dangerously 1465 01:17:24.039 --> 01:17:27.319 squeezing or caroated, you need to do something about that mechanical. 1466 01:17:27.399 --> 01:17:29.079 When you say the root of it, you mean what's 1467 01:17:29.159 --> 01:17:31.760 creating the that's right, that's right, And the part of 1468 01:17:32.079 --> 01:17:35.720 what would create plaque. Well, what creates plaque is deposits 1469 01:17:35.840 --> 01:17:38.840 of cholesterol. But I want to I want to make 1470 01:17:39.520 --> 01:17:43.520 and inflammate. Well yeah, first inflammation. Okay, the answer to everything, 1471 01:17:43.960 --> 01:17:48.000 to everything, every disease is inflammation. So so what that 1472 01:17:48.079 --> 01:17:53.640 means is your diet or exercise program or lifestyle causes inflammation. 1473 01:17:54.159 --> 01:17:58.279 When inflammation is caused in the artery or the vein, 1474 01:17:59.439 --> 01:18:03.880 what happens is cholesterol rushes to the site as a 1475 01:18:03.920 --> 01:18:09.479 healing agent. It's a healing agent to soothe it over 1476 01:18:10.000 --> 01:18:16.159 and to make it not inflamed. So to as I've 1477 01:18:16.199 --> 01:18:20.880 said this before, to stop the cholesterol is like shooting 1478 01:18:20.960 --> 01:18:23.680 firemen on the way to the fire. You're still going 1479 01:18:23.760 --> 01:18:27.159 to have a fire, and shooting the fireman might give 1480 01:18:27.199 --> 01:18:31.039 you the illusion there is no emergency, but there is. 1481 01:18:31.399 --> 01:18:36.760 So it's really asked backwards to just do a stat 1482 01:18:36.800 --> 01:18:39.800 in to lower cholesterol and think you're better now. People 1483 01:18:39.840 --> 01:18:43.000 will say, well, there's not enough cholesterol to coat your 1484 01:18:43.560 --> 01:18:47.079 your veins, it won't deposit there. Well yeah, but the 1485 01:18:47.159 --> 01:18:50.800 reason it wants to deposit there is because if inflammation, 1486 01:18:51.319 --> 01:18:54.840 So what you have to address is the inflammation, and 1487 01:18:54.920 --> 01:18:58.880 then cholesterol is not a factor. Cholesterol just sits there. 1488 01:18:58.960 --> 01:19:02.279 It doesn't do anything until it's needed, and people make 1489 01:19:02.319 --> 01:19:05.439 the mistake of thinking it's the enemy. If you lower 1490 01:19:05.479 --> 01:19:09.159 your cholesterol, the chances of mortality go up, not down. 1491 01:19:09.600 --> 01:19:14.800 This higher mortality is associated with lower cholesterol in the 1492 01:19:14.840 --> 01:19:17.640 Seven Continent study and in every major study known to man. 1493 01:19:18.119 --> 01:19:21.840 So what you want is you want to have cholesterol. 1494 01:19:22.039 --> 01:19:25.840 What you don't want is inflammation, which says to the cholesterol, 1495 01:19:26.039 --> 01:19:28.760 come on over here in park, I need you and 1496 01:19:29.399 --> 01:19:32.840 then now. So then why do statins work? Because they 1497 01:19:32.880 --> 01:19:36.840 do sometimes. But here's why statins work. Satins have an 1498 01:19:36.960 --> 01:19:43.560 anti inflammatory property and they also can reduce plaque. That is, 1499 01:19:45.159 --> 01:19:49.000 they can reduce old plaque. But it's not by lowering 1500 01:19:49.079 --> 01:19:52.720 your cholesterol that it helps. It helps mostly by going 1501 01:19:52.760 --> 01:19:57.840 after the old plaque, and it also helps by reducing inflammation. 1502 01:19:58.560 --> 01:20:02.039 The problem is it's better to reduce inflammation the right 1503 01:20:02.079 --> 01:20:06.880 way through diet and exercise and even possibly anti inflammatories 1504 01:20:07.199 --> 01:20:11.680 that are healthy so or an anti inflammatory diet or supplements. 1505 01:20:11.960 --> 01:20:15.720 So the whole thing comes down to inflammation, not cholesterol. 1506 01:20:16.039 --> 01:20:18.119 But if you have a build up a plaque in 1507 01:20:18.159 --> 01:20:21.159 the karateid, it can be a problem and you should 1508 01:20:21.239 --> 01:20:24.319 treat it. Again, that's going to be up to your 1509 01:20:24.319 --> 01:20:28.920 healthcare provider. But as far as plaque being mimicked in 1510 01:20:29.000 --> 01:20:31.720 the rest of your body, I had my entire body 1511 01:20:31.720 --> 01:20:35.279 scam like that after my karate and it was not 1512 01:20:35.760 --> 01:20:38.680 in every part of my body like the karate had said. 1513 01:20:39.039 --> 01:20:41.239 So you didn't have to get a stan or anything 1514 01:20:41.359 --> 01:20:43.319 like crazy. Oh no, no, no, I just had to 1515 01:20:43.399 --> 01:20:47.119 I do minor stat for it. But here's the deal. 1516 01:20:48.399 --> 01:20:51.680 You really need to shop because some doctors are on 1517 01:20:51.800 --> 01:20:55.920 an automatic statin. They sell them period, no matter what, 1518 01:20:56.600 --> 01:21:00.239 and they don't they don't know anything about exercise. They 1519 01:21:00.239 --> 01:21:03.039 don't know anything about diet. Like I told you this 1520 01:21:03.119 --> 01:21:05.640 one famous quote from a doctor when he said, I'm 1521 01:21:05.640 --> 01:21:07.079 gonna put you on a statin and I'm going to 1522 01:21:07.159 --> 01:21:09.039 do this, and I'm going to do that. And I said, hey, 1523 01:21:09.760 --> 01:21:14.079 I like to control that with diet and exercise. And 1524 01:21:14.439 --> 01:21:19.399 they said to me, oh, you're into alternative medicine. Now, 1525 01:21:19.560 --> 01:21:23.399 now think about how funny that is. This doctor's office 1526 01:21:23.479 --> 01:21:30.039 had the opinion that diet and exercise is alternative to 1527 01:21:30.239 --> 01:21:33.439 medications and treatment. It's the other way. 1528 01:21:34.239 --> 01:21:36.520 It's that is the alternative to taking a hand. 1529 01:21:36.680 --> 01:21:39.159 But it's not. It's not alternate met all. You're into 1530 01:21:39.359 --> 01:21:42.520 all alternative medicine. Well, yeah, I guess I am if 1531 01:21:42.560 --> 01:21:45.159 you're If you're the regular one, I sure am. But anyway, 1532 01:21:45.199 --> 01:21:51.000 we got more coming up. I'm Tom Martine. Go with 1533 01:21:51.079 --> 01:21:54.640 a sure thing Denver's best roofer Excel Roofing dot com. 1534 01:21:54.680 --> 01:22:00.439 You don't pay a cent until you're content. Time for 1535 01:22:00.439 --> 01:22:03.640 an insurance check up free, no obligation. In comparison, call 1536 01:22:03.760 --> 01:22:07.079 Compass Insurance paying too much your coverage at dozens of 1537 01:22:07.079 --> 01:22:10.039 insurance companies find out now three all three seven seven 1538 01:22:10.039 --> 01:22:12.840 to one. Help. You'll think you're his only customer when 1539 01:22:12.840 --> 01:22:15.319 you choose Frank durand the real estate Man dot com 1540 01:22:15.359 --> 01:22:18.479 to list your home with Remax Alliance three all three 1541 01:22:18.560 --> 01:22:34.680 nine two zero sixteen twenty two. Hi Tom Martino, your 1542 01:22:34.800 --> 01:22:38.439 troubleshooter three all three seven one three talk seven one 1543 01:22:38.479 --> 01:22:41.760 three eight two five five All right, that was funny? 1544 01:22:42.039 --> 01:22:42.760 What was funny? 1545 01:22:43.920 --> 01:22:47.720 I started because I thought you were gone, because YouTube's 1546 01:22:47.720 --> 01:22:49.600 got like a twenty second to lay. 1547 01:22:49.760 --> 01:22:52.520 Oh I'm sorry. So I'm like, he's not in the studio. 1548 01:22:53.800 --> 01:22:56.359 Oh my, got it. It wouldn't be bad things. So 1549 01:22:56.600 --> 01:23:00.239 we have two simultaneous shows going on and then you 1550 01:23:00.279 --> 01:23:06.600 tune into each one. Wouldn't that be weird? Anyway? There 1551 01:23:06.680 --> 01:23:11.279 is a fifty to fifty a fifty ninety for a 1552 01:23:11.359 --> 01:23:13.920 motor oil on Amazon. I have no idea why I'm 1553 01:23:13.960 --> 01:23:19.239 being faxed or text this, but anyway, Tom, you sound 1554 01:23:19.279 --> 01:23:23.840 like a bleeding heart liberal fool. California. Start getting exactly 1555 01:23:23.880 --> 01:23:24.520 what they voted for. 1556 01:23:24.680 --> 01:23:24.920 Listen. 1557 01:23:25.119 --> 01:23:27.640 I didn't say, look, I want to get intil they 1558 01:23:27.640 --> 01:23:31.159 deserve anything or all I said was I have sympathy 1559 01:23:31.159 --> 01:23:35.399 for people. Hey, you lost text verbatim? Would you do 1560 01:23:35.479 --> 01:23:36.640 you sound like a liberal fool? 1561 01:23:37.680 --> 01:23:37.840 Oh? 1562 01:23:37.920 --> 01:23:41.479 That's all he said. Really, you sound like a liberpool California. 1563 01:23:41.520 --> 01:23:45.560 Start getting exactly what they voted for. Wow, that's a 1564 01:23:45.680 --> 01:23:49.159 You're definitely not a liberal fool. If anything, you're the opposite. 1565 01:23:49.319 --> 01:23:52.840 You alive. I thought Mark was covering up your demise. 1566 01:23:53.039 --> 01:23:56.880 I read that before. How about see what else? Okay, 1567 01:23:56.720 --> 01:23:58.520 that's it on that one. Then I would go to 1568 01:23:58.560 --> 01:24:02.840 my Google voice. Did you get out out of that basement? Yeah? Yeah, 1569 01:24:02.840 --> 01:24:05.039 you thought you had all the exits blocked, but I 1570 01:24:05.159 --> 01:24:08.760 found one. I found one because of Nico. He showed 1571 01:24:08.800 --> 01:24:12.840 me the ins and outs. Anyway, So three O three 1572 01:24:12.920 --> 01:24:16.079 seven one three a two five five. Okay, regarding cars 1573 01:24:16.079 --> 01:24:19.439 and snow tires, someone said that they have found in 1574 01:24:19.479 --> 01:24:21.479 Colorado all weather is the only. 1575 01:24:21.279 --> 01:24:21.680 Way to go. 1576 01:24:22.640 --> 01:24:25.199 That it's a it's a fool's errand to try to 1577 01:24:25.279 --> 01:24:27.159 keep up with when to put on snows and when 1578 01:24:27.279 --> 01:24:27.520 not to. 1579 01:24:28.319 --> 01:24:32.199 And so me man, my deductible on my vehicles if 1580 01:24:32.239 --> 01:24:35.760 I cause an accident is one thousand bucks. I can 1581 01:24:35.800 --> 01:24:38.760 put snow tires on my Santa Fe for a few 1582 01:24:38.800 --> 01:24:42.159 bucks more than that, and the stopping power is ten 1583 01:24:42.279 --> 01:24:43.399 times out of an all. 1584 01:24:43.800 --> 01:24:46.399 And they are safer on ice the all season you 1585 01:24:46.439 --> 01:24:49.199 get away within the snow the ice you cannot without 1586 01:24:49.199 --> 01:24:50.520 a good snow tire there. 1587 01:24:50.720 --> 01:24:54.159 So there is a difference absolutely. Now what about people 1588 01:24:54.159 --> 01:24:56.479 want to know about these eighteen inch wheels that people 1589 01:24:56.520 --> 01:24:58.920 are getting and all that or the twenty whatever they 1590 01:24:58.960 --> 01:25:02.560 are over. Does that make it the lower profile make 1591 01:25:02.600 --> 01:25:03.520 it better or worse? 1592 01:25:04.640 --> 01:25:07.560 It depends on the tread, not the not the profile. 1593 01:25:07.880 --> 01:25:12.039 The profile matter. No, okay, does the profile matter for comfort? 1594 01:25:12.239 --> 01:25:14.199 Oh yeah, no, you get too low profile. It's like 1595 01:25:14.199 --> 01:25:14.880 a wagon wheel. 1596 01:25:14.960 --> 01:25:16.439 Why do they do it for looks? 1597 01:25:16.560 --> 01:25:19.399 Looks? Period? That's stupid and some performance so it can 1598 01:25:19.479 --> 01:25:22.479 take turns it can take turns tighter because you don't 1599 01:25:22.479 --> 01:25:24.439 have the role of the sidewall. It's it's stiff. 1600 01:25:24.760 --> 01:25:29.640 Oh I get it. Yeah, more stable. Okay, So personally, 1601 01:25:30.079 --> 01:25:33.159 if you want the best of all worlds all weather, 1602 01:25:33.319 --> 01:25:35.600 I know Mark saying snows are more aggressive than they are, 1603 01:25:36.079 --> 01:25:39.239 say all weather a medium. Do you get to choose 1604 01:25:39.239 --> 01:25:41.640 the sidewall or is that chosen by the manufacturer and 1605 01:25:41.680 --> 01:25:42.520 you have to stick with it? 1606 01:25:42.600 --> 01:25:44.720 That's chos by the profile. I mean there's nothing you 1607 01:25:44.720 --> 01:25:47.119 can do that. Well, certain tires, truck tires. You can 1608 01:25:47.119 --> 01:25:48.840 get thicker sidewalls, but past your vehicle. 1609 01:25:48.920 --> 01:25:50.520 I mean it's not thick. I mean that I'm talking 1610 01:25:50.520 --> 01:25:52.199 about that. 1611 01:25:51.479 --> 01:25:53.800 That's the profile the tire. That's the size of the tires. 1612 01:25:54.119 --> 01:25:56.880 I mean how call it is off the rim? Yes, okay, 1613 01:25:57.199 --> 01:25:58.399 So you don't get to choose that. 1614 01:25:59.319 --> 01:26:03.319 Limited because there's only certain fit. It only fits certain vehicles. Yeah. 1615 01:26:03.399 --> 01:26:04.319 Yeah, on the wheelwells. 1616 01:26:04.439 --> 01:26:06.119 Do you look at your doors, I'm gonna give you 1617 01:26:06.119 --> 01:26:08.399 the size tire that they recommend, Like, do they give 1618 01:26:08.399 --> 01:26:10.800 you a range? Sometimes, but not a huge. 1619 01:26:10.800 --> 01:26:13.079 A lot of people won't put anything on that's not 1620 01:26:13.199 --> 01:26:14.600 in the range he's talking about. 1621 01:26:14.760 --> 01:26:17.319 Okay, okay, he may not have clearance for it. You 1622 01:26:17.359 --> 01:26:19.039 get too too tall, a tire may not be able 1623 01:26:19.079 --> 01:26:22.039 to turn. So hey, Tom, a lot of people don't 1624 01:26:22.079 --> 01:26:25.439 know this. I'll use an old school size two thirty 1625 01:26:25.479 --> 01:26:29.960 five seventy five fifteen. That means, going across the top 1626 01:26:30.000 --> 01:26:32.840 of the tire, the tread zone is two hundred and 1627 01:26:32.840 --> 01:26:33.800 thirty five what is. 1628 01:26:33.720 --> 01:26:35.520 It, millime milimeters? 1629 01:26:36.319 --> 01:26:40.920 And then the sidewall is seventy five percent of two 1630 01:26:40.960 --> 01:26:44.680 hundred and thirty five okay, And then that's the only 1631 01:26:44.720 --> 01:26:45.640 real measurement you have. 1632 01:26:45.840 --> 01:26:47.680 And then the wheel, the size of the wheel, you 1633 01:26:47.760 --> 01:26:49.479 pro the hole the hole, yeah. 1634 01:26:49.359 --> 01:26:55.600 Okay, So most wheel sizes it doesn't matter. I mean, 1635 01:26:55.640 --> 01:26:57.520 in other words, the wheel size doesn't have anything to 1636 01:26:57.520 --> 01:27:01.720 do with traction, no, okay. And it's all looks and 1637 01:27:01.760 --> 01:27:03.079 cosmetics at that point, yep. 1638 01:27:03.359 --> 01:27:06.439 And there's some performance, you know, mileage, power, torque, everything 1639 01:27:06.439 --> 01:27:07.239 comes into play with you. 1640 01:27:07.800 --> 01:27:12.920 But as far as the all the all wheel transmissions, 1641 01:27:13.159 --> 01:27:17.640 the or the yeah yeah that you have to have, 1642 01:27:18.359 --> 01:27:20.760 you can't go with different sized wheels. I mean you 1643 01:27:20.760 --> 01:27:22.439 have to have pretty much everything very. 1644 01:27:22.359 --> 01:27:24.960 Very similar size. Yes, even if you don't rotate them. 1645 01:27:25.000 --> 01:27:27.640 You can put it to us it's where half three 1646 01:27:27.680 --> 01:27:30.479 cords of man's difference front and rear and you can 1647 01:27:30.479 --> 01:27:32.560 start burning up clutches and transmissions. 1648 01:27:33.239 --> 01:27:35.479 How often do you rotate on those? 1649 01:27:35.560 --> 01:27:38.079 You should rotate at least twice a year in every 1650 01:27:38.079 --> 01:27:39.439 four or five thousand miles. 1651 01:27:39.840 --> 01:27:44.640 All right, someone here wants to talk about insurance. Hey, 1652 01:27:44.680 --> 01:27:45.600 real quick, Kevin. 1653 01:27:45.720 --> 01:27:50.159 I mean, are people still doing like coolant flushes? I mean, 1654 01:27:50.680 --> 01:27:53.000 should people come in right now and get that done 1655 01:27:53.039 --> 01:27:55.439 or at least get it tested? Or is this new 1656 01:27:55.479 --> 01:27:59.199 coolant they use the newer cars like from twenty twenty on? 1657 01:27:59.600 --> 01:28:01.840 Do you ever have to don't don't believe that. 1658 01:28:02.039 --> 01:28:04.279 No, they say that, but I you know, even if 1659 01:28:04.319 --> 01:28:06.880 you do it every other year, you know, you should 1660 01:28:06.880 --> 01:28:09.319 only really have to do a drain in phill. You know, 1661 01:28:09.439 --> 01:28:11.279 if you're keeping up on it every couple of years, 1662 01:28:11.319 --> 01:28:12.960 you don't have to go the whole flush and all 1663 01:28:12.960 --> 01:28:15.880 the chemicals and all the nonsense. You know, just keep 1664 01:28:15.920 --> 01:28:17.760 a good fluid in there. It's good, you know, Like 1665 01:28:17.800 --> 01:28:21.079 oils have high detergents, the anti freeze has an addive pack. 1666 01:28:21.159 --> 01:28:23.840 Is they all wear out over time? They have to be. 1667 01:28:24.000 --> 01:28:25.840 What's the draining phil costs? 1668 01:28:25.880 --> 01:28:26.000 Like? 1669 01:28:26.039 --> 01:28:26.560 These days? 1670 01:28:26.560 --> 01:28:30.640 Two three hundred, probably closer to two. Yeah, yeah, got it? 1671 01:28:32.239 --> 01:28:35.439 Okay, three oh three seven one three talk three oh 1672 01:28:35.439 --> 01:28:38.039 three seven one three eight two five five. I have 1673 01:28:38.119 --> 01:28:44.199 a twoenty sixteen VW Jetta. I had a misfire code 1674 01:28:44.640 --> 01:28:50.000 on cylinder three and four now replaced spark plugs and 1675 01:28:50.119 --> 01:28:54.520 getting cylinder four missfire. What should I do? I mean, 1676 01:28:54.920 --> 01:28:55.319 I don't know. 1677 01:28:55.479 --> 01:28:57.760 Well, the easiest thing to do, especially with the individual 1678 01:28:57.760 --> 01:29:00.359 coils that they have on, they switch a coil and 1679 01:29:00.399 --> 01:29:01.479 so the mismoves. 1680 01:29:01.520 --> 01:29:04.199 So let me get this straight. Then, Now on newer cars, 1681 01:29:04.239 --> 01:29:06.800 you have a separate coil on each. 1682 01:29:06.920 --> 01:29:08.800 Yes, each each plug. 1683 01:29:09.359 --> 01:29:11.079 Really, where's that locating. 1684 01:29:11.359 --> 01:29:12.840 On top of the motor? You know, a lot of 1685 01:29:12.880 --> 01:29:14.560 the force cy owinders like the vols are very easy 1686 01:29:14.560 --> 01:29:14.960 to get to. 1687 01:29:15.720 --> 01:29:17.279 So you have a coil and a plug. 1688 01:29:17.399 --> 01:29:20.399 Yes, so there's no plug, wire, no distributor cap, none 1689 01:29:20.399 --> 01:29:23.680 of that. It's all gone. So it's all computer controlled spark. 1690 01:29:24.079 --> 01:29:26.520 But the simplest way to check a misfire move the 1691 01:29:26.520 --> 01:29:28.720 coil from number four to number three and number three 1692 01:29:28.720 --> 01:29:29.159 to it. 1693 01:29:29.159 --> 01:29:31.359 Does it pomp and pop in? And if it follows, 1694 01:29:32.119 --> 01:29:35.840 it follows the coil is what if it doesn't follow 1695 01:29:35.840 --> 01:29:36.239 the coil. 1696 01:29:36.279 --> 01:29:37.600 Well, then you got to start. You got to know 1697 01:29:37.640 --> 01:29:39.680 what you're doing. Now you got to figure it out. Well, 1698 01:29:39.680 --> 01:29:41.800 you have a few injection issues, you know, you could 1699 01:29:41.840 --> 01:29:44.479 have an injector half plugged, an injector not working. 1700 01:29:44.239 --> 01:29:45.680 And there's no way to mix and match. 1701 01:29:46.039 --> 01:29:48.319 Well that's that's a lot harder. But it is still 1702 01:29:48.399 --> 01:29:52.560 possible diagnostically, yes, but not as easy as a coil. 1703 01:29:53.159 --> 01:29:56.159 And really, nowaday, Kevin, I mean the days of taking 1704 01:29:56.199 --> 01:29:58.800 things apart and trying to you know, blow through that 1705 01:29:58.880 --> 01:30:02.199 injector and and how many people remove and replace. 1706 01:30:01.960 --> 01:30:06.319 Yes, right, yeah, yeah, parts anymore for the labor involved. 1707 01:30:06.319 --> 01:30:08.199 You just you just go with new parts. 1708 01:30:08.279 --> 01:30:09.800 And removing a carburetor. 1709 01:30:10.159 --> 01:30:14.399 No carburetors anymore. Never never haven't seen one, really, you know, 1710 01:30:14.439 --> 01:30:17.079 I see one a year maybe, Okay, yep. 1711 01:30:18.920 --> 01:30:21.439 I have I remember a guy in a chicken suit 1712 01:30:21.520 --> 01:30:22.600 that had a carburetor. 1713 01:30:22.840 --> 01:30:24.279 I thought you'd remember that. 1714 01:30:24.640 --> 01:30:25.199 What do you mean? 1715 01:30:25.920 --> 01:30:28.279 We had a little disagreement with a guy, Tom. 1716 01:30:29.039 --> 01:30:32.640 I have never in my life took the worst, the 1717 01:30:32.720 --> 01:30:34.920 worst complaint on a referral list member. 1718 01:30:35.279 --> 01:30:38.800 Here's what the guy said. He said over. 1719 01:30:38.600 --> 01:30:40.760 The phone, Kevin didn't want to give me a price 1720 01:30:40.800 --> 01:30:44.079 on tuning up my carburetor. And then finally he said, 1721 01:30:44.119 --> 01:30:46.680 we'll do it for whatever, three hundred five hundred, I 1722 01:30:46.720 --> 01:30:49.319 don't remember the number. So the guy gets it over 1723 01:30:49.359 --> 01:30:53.680 there and sure enough, I mean, the carburetor is in shambles. 1724 01:30:53.720 --> 01:30:56.479 It needs parts and needs everything. So it went from 1725 01:30:56.479 --> 01:30:59.800 a tune up to a rebuild. So Kevin calls them up. 1726 01:31:00.119 --> 01:31:02.920 We're talking about rebuilding, right. 1727 01:31:03.039 --> 01:31:04.239 Yeah. I gave him a phone quote and then I 1728 01:31:04.279 --> 01:31:06.479 couldn't honor the quote, so I told him, I said, 1729 01:31:06.560 --> 01:31:09.239 this is what I need and he's in other. 1730 01:31:09.159 --> 01:31:11.520 Words, he didn't come in and have it all laid 1731 01:31:11.560 --> 01:31:12.039 out first. 1732 01:31:12.079 --> 01:31:13.760 No, he wanted a quote over the phone. 1733 01:31:13.560 --> 01:31:15.399 And you said, well, now I can't do it for that. 1734 01:31:15.520 --> 01:31:17.960 So it's not like you had a contract with him. No, 1735 01:31:18.039 --> 01:31:20.119 And he said just and Kevin said, hey, just come 1736 01:31:20.159 --> 01:31:21.720 pick it up. I won't charge you anything. 1737 01:31:21.800 --> 01:31:23.399 Yeah, put it all back together, no charge. 1738 01:31:23.600 --> 01:31:23.760 Yeah. 1739 01:31:23.800 --> 01:31:25.600 And what did the completely guy? 1740 01:31:26.560 --> 01:31:31.439 The guy tresses up in a chicken suit like cowsuit 1741 01:31:32.079 --> 01:31:36.159 or a cowsuit like from the chicken place, and he's 1742 01:31:36.239 --> 01:31:38.319 out front holding a sign about him. 1743 01:31:38.520 --> 01:31:39.760 He was picketing in front of him. 1744 01:31:39.920 --> 01:31:40.640 What was his saying? 1745 01:31:40.960 --> 01:31:44.960 Tom Martine's referral list. Kevin Culkin doesn't keep his word 1746 01:31:45.079 --> 01:31:45.880 or something. 1747 01:31:46.199 --> 01:31:48.760 Because you did a revised estimate and didn't charge him 1748 01:31:48.760 --> 01:31:53.079 a dime. You di I mean so they he wants 1749 01:31:53.119 --> 01:31:56.279 your very first look to be the only price you quote. 1750 01:31:56.079 --> 01:31:58.159 Yes or else. I'm lying it was the most. 1751 01:31:58.520 --> 01:32:00.159 It would be different if you talk to me to 1752 01:32:00.199 --> 01:32:03.720 a quote to get the job in there, get there 1753 01:32:03.760 --> 01:32:05.960 and then and then you you you know he can't 1754 01:32:06.000 --> 01:32:09.319 back out. But it's like you gave him the choice, 1755 01:32:09.319 --> 01:32:11.479 and no, it didn't cost him a dime. Well, Mark 1756 01:32:11.520 --> 01:32:15.119 wind Out that day he was there and took a 1757 01:32:15.159 --> 01:32:16.359 picture of the guy into. 1758 01:32:16.399 --> 01:32:18.039 I don't have it. I was looking for it. I 1759 01:32:18.079 --> 01:32:18.479 can't find. 1760 01:32:18.520 --> 01:32:20.159 But when you had tried to explain that to him, 1761 01:32:20.159 --> 01:32:20.800 what did he say? 1762 01:32:20.920 --> 01:32:24.039 He was completely unreasonable and then he wanted to say, 1763 01:32:24.119 --> 01:32:25.640 all right, you know what, just go ahead and do it. 1764 01:32:25.640 --> 01:32:28.760 But at that point I didn't want to work with him. 1765 01:32:28.760 --> 01:32:30.079 That was probably the smartest thing. 1766 01:32:30.720 --> 01:32:32.800 I think you think we should go our separate ways. 1767 01:32:34.479 --> 01:32:39.000 Wow, Tom, if he can find that picture. The whole 1768 01:32:39.039 --> 01:32:41.920 funny part, well, the whole thing's ridiculous. But the funny 1769 01:32:41.920 --> 01:32:45.720 part is he puts on this cowsuit. It's the craziest 1770 01:32:45.720 --> 01:32:46.600 thing you've ever seen. 1771 01:32:46.840 --> 01:32:48.359 I don't know what the cow suit had to do 1772 01:32:48.399 --> 01:32:51.520 with any of it. Yeah, he stood outside for about 1773 01:32:51.560 --> 01:32:53.760 an hour out on Colfax, waving the cars. 1774 01:32:54.119 --> 01:32:56.079 I would have sprayed him down with a hose if 1775 01:32:56.079 --> 01:32:57.079 that was one of my shoes. 1776 01:32:57.159 --> 01:32:58.720 Yeah, I didn't have one that reached I was. 1777 01:32:58.840 --> 01:33:02.560 I was looking, so was it on your property or 1778 01:33:02.600 --> 01:33:02.960 on public? 1779 01:33:02.960 --> 01:33:05.279 Product was on the sidewalk, So I really couldn't do much. 1780 01:33:05.600 --> 01:33:07.720 You know, Tom, I want to ask you this, what's 1781 01:33:07.720 --> 01:33:09.720 the most ridiculous call. 1782 01:33:11.079 --> 01:33:12.039 That you've gotten. 1783 01:33:12.159 --> 01:33:14.720 I don't mean I mean one of the complaint on 1784 01:33:14.800 --> 01:33:18.399 our people, yeah, I mean on Yeah, exactly. Somebody on 1785 01:33:18.479 --> 01:33:21.560 the referral is the most ridiculous you can recall. 1786 01:33:21.319 --> 01:33:26.119 Tom Martina referralss mem sharedon All Detect owner Kevin does 1787 01:33:26.600 --> 01:33:35.239 that picture? Wow? They look like just old too mokes. Basically, 1788 01:33:35.479 --> 01:33:36.199 who's the friend? 1789 01:33:36.479 --> 01:33:37.960 I don't know if the one in the cowsuit he 1790 01:33:38.000 --> 01:33:40.279 never took it off. No, the other guy, the guy 1791 01:33:40.439 --> 01:33:46.520 that's holding the customers in the cowsuits his buddy something. 1792 01:33:46.720 --> 01:33:51.600 Okay, So listen. So I had one where Excel Roofing 1793 01:33:53.039 --> 01:33:58.920 did some gutters beautiful. This one's great quoted exactly what 1794 01:33:58.960 --> 01:34:01.600 he was going to charge. Charge the whole thing. The 1795 01:34:01.720 --> 01:34:06.880 job's done. The guy calls me pissed off, and he said, 1796 01:34:08.000 --> 01:34:11.800 they took away all the old gutters. Now, the reason 1797 01:34:11.840 --> 01:34:16.880 he got gutters is they were crooked, dented, there were 1798 01:34:16.960 --> 01:34:19.960 holes in them, and they were disgusting. Well, who the 1799 01:34:19.960 --> 01:34:23.520 hell wants old gutters us? So listen, So excell did 1800 01:34:23.560 --> 01:34:27.479 such a beautiful job putting new gutters on. Then they 1801 01:34:27.479 --> 01:34:32.000 were upset that he cleaned up everything. And he said 1802 01:34:32.039 --> 01:34:33.760 he didn't even ask me. I said, well, did they 1803 01:34:33.800 --> 01:34:38.199 take the old shingles away? I said, listen on the quote, 1804 01:34:38.399 --> 01:34:40.880 it says clean up is part of the job. Okay. 1805 01:34:41.119 --> 01:34:42.960 But he said they didn't ask me about the old gutters. 1806 01:34:42.960 --> 01:34:46.560 And I said for whatever? Would you want the old 1807 01:34:46.600 --> 01:34:53.239 gutters for what? And he said, well they have value, 1808 01:34:53.279 --> 01:34:57.199 blah blah blah. And Jay said, Tom, I'll give him 1809 01:34:57.239 --> 01:35:00.119 whatever salvage value he wants on that they weren't for 1810 01:35:00.159 --> 01:35:03.399 their good No, they had sentimental Yeah, but stop, you 1811 01:35:03.840 --> 01:35:06.760 went to the punchline too fast, man. Oh, I'm sorry 1812 01:35:06.800 --> 01:35:11.159 he said that he wanted. So Jason, I'll give him 1813 01:35:11.199 --> 01:35:15.159 salvage value, you know, allumin whatever and then that's when 1814 01:35:15.159 --> 01:35:18.600 he said, but he doesn't understand they have sentimental value. 1815 01:35:20.720 --> 01:35:24.399 Sentimental value, so he wanted to be reimbursed or get 1816 01:35:24.399 --> 01:35:27.479 the old gutters back for the sentimental value. I don't 1817 01:35:27.479 --> 01:35:29.239 know if he was going to display them. Put him 1818 01:35:29.239 --> 01:35:31.560 in his basement, maybe lock him up with the dead 1819 01:35:31.560 --> 01:35:33.640 people he has buried in the property. I don't know, 1820 01:35:33.880 --> 01:35:36.960 but buried with him. It's crazy. You want to hear 1821 01:35:37.000 --> 01:35:43.760 the root, Go with a sure thing Denver's Best roofer 1822 01:35:43.920 --> 01:35:46.800 Excel Roofing dot com. You don't pay a cent until 1823 01:35:46.840 --> 01:35:53.279 you're content. Time for an insurance checkup free, no obligation. 1824 01:35:53.319 --> 01:35:57.159 In comparison, call Compass Insurance paying too much your coverage 1825 01:35:57.159 --> 01:35:59.800 at dozens of insurance companies find out now three all 1826 01:35:59.840 --> 01:36:02.239 three seven to seven to one help. You'll think you're 1827 01:36:02.279 --> 01:36:04.800 his only customer when you choose Frank durand the real 1828 01:36:04.880 --> 01:36:07.880 estate Man dot com to list your home with Remax 1829 01:36:07.920 --> 01:36:13.760 Alliance three all three nine two zero sixteen twenty two. 1830 01:36:14.840 --> 01:36:17.000 Hi Tom Marts, you know you're a troubleshooter three oh 1831 01:36:17.039 --> 01:36:20.239 three seven one three talk seven one three eight two 1832 01:36:20.279 --> 01:36:23.279 five five So B and what's going on with you? B? 1833 01:36:25.079 --> 01:36:29.920 Yes, I have a question I was wanting to answer. 1834 01:36:30.760 --> 01:36:35.279 If I have a trust, can I drop my liability 1835 01:36:35.319 --> 01:36:39.039 limits on my assets like my home in my vehicle 1836 01:36:39.439 --> 01:36:44.000 since I no longer own those assets the. 1837 01:36:44.039 --> 01:36:46.960 Trust does Okay, Now I'm not sure what you mean 1838 01:36:47.079 --> 01:36:50.319 draw from them? So do you have an irrevocable or 1839 01:36:50.359 --> 01:36:51.439 irrevocable trust? 1840 01:36:52.239 --> 01:36:54.199 I don't have one yet. That's what I'm going to 1841 01:36:54.239 --> 01:36:56.319 be getting one, but I want to know which one 1842 01:36:56.319 --> 01:36:57.000 I should think. 1843 01:36:57.199 --> 01:36:59.079 What is the purpose? First? Let me ask you the 1844 01:36:59.079 --> 01:37:01.479 purpose of the trust. There's a reason I'm asking. 1845 01:37:03.600 --> 01:37:08.760 Properties. Money liquidation, okay, asset yeah? 1846 01:37:09.239 --> 01:37:12.319 Are you trying to protect from lawsuits or no probate? 1847 01:37:12.399 --> 01:37:12.680 Yes? 1848 01:37:14.239 --> 01:37:14.479 Both? 1849 01:37:14.800 --> 01:37:15.079 Both? 1850 01:37:15.640 --> 01:37:18.079 All right, I'm getting behind on breaks by, but here's 1851 01:37:18.079 --> 01:37:20.000 what I'm going to tell you. And I'm sorry for 1852 01:37:20.039 --> 01:37:21.800 people who have to sit through that, But here's what 1853 01:37:21.800 --> 01:37:23.960 I'm going to tell you. If you do a trust, 1854 01:37:24.880 --> 01:37:26.920 you may want to do it, but you may not 1855 01:37:27.000 --> 01:37:29.079 need it. But if you do do it, you would 1856 01:37:29.119 --> 01:37:31.600 want an irre You would want a revocable trust. You 1857 01:37:31.600 --> 01:37:34.880 don't want an irrevocable trust. And when assets are put 1858 01:37:34.960 --> 01:37:39.840 into a revocable trust, a regular revocable trust, you treat 1859 01:37:39.880 --> 01:37:42.680 them as if they're your own no matter what. Anything 1860 01:37:42.720 --> 01:37:44.600 you want to do. If you want to refinance your house, 1861 01:37:44.640 --> 01:37:47.119 you can, if you want to do anything, and you 1862 01:37:47.159 --> 01:37:51.039 would simply be signing as the trustee and for the 1863 01:37:51.119 --> 01:37:53.960 house and trust, and you would everything you want to 1864 01:37:54.000 --> 01:37:55.720 do is exactly the same. You can sell the car 1865 01:37:55.760 --> 01:37:57.680 and get a new one, put it back in the trust. 1866 01:37:58.039 --> 01:38:00.880 It's all that. It's all that. The trust is only 1867 01:38:01.399 --> 01:38:05.119 mostly to survive your death. It really has little to 1868 01:38:05.159 --> 01:38:09.840 do with when you're living. And that's really the simplicity 1869 01:38:09.920 --> 01:38:13.039 of it. And it has to be written properly, but 1870 01:38:13.119 --> 01:38:15.880 most of them are. I would use Keel and Park 1871 01:38:15.920 --> 01:38:20.159 they're great people. Or you can use our good friends, 1872 01:38:21.159 --> 01:38:23.560 Dan McKenzie. They're good people. 1873 01:38:23.840 --> 01:38:26.560 Hey, b do they have any attorneys in Maybury? 1874 01:38:27.840 --> 01:38:30.680 No, That's why I want to That's why I was 1875 01:38:30.720 --> 01:38:32.760 calling too, because I want to get this done. 1876 01:38:32.800 --> 01:38:33.079 Nuts. 1877 01:38:33.359 --> 01:38:35.119 Okay, let me ask you where do you live? 1878 01:38:35.119 --> 01:38:38.319 Be get this done in January? Monument Colorado? 1879 01:38:38.720 --> 01:38:42.680 Where is that monument? Okay? Let me just give you 1880 01:38:42.720 --> 01:38:48.279 both numbers. Dan McKenzie. McKenzie law is easy to remember. 1881 01:38:48.800 --> 01:38:54.880 Eight three three c plans. He is local, by the way. 1882 01:38:55.279 --> 01:38:58.239 It just has a good number. Eight three three co plans. 1883 01:39:00.079 --> 01:39:05.520 Okay and Ken Kevin, Oh no, that's Dan Mackenzie. No, no, no, 1884 01:39:05.560 --> 01:39:06.560 but the other one Kill and. 1885 01:39:06.600 --> 01:39:09.720 Park Keel and Park yep, they're Keel and Park with 1886 01:39:09.840 --> 01:39:11.880 ease on the ends of each name. Keel and Park. 1887 01:39:12.239 --> 01:39:19.399 They're at nine seven zero eight one eight eight. Now 1888 01:39:20.119 --> 01:39:23.680 these these will not require in person visits. I mean 1889 01:39:24.000 --> 01:39:26.319 you can do it, but you can usually do it 1890 01:39:26.359 --> 01:39:29.680 by phone, emails and stuff. But call each one and 1891 01:39:29.920 --> 01:39:31.159 get a feel for what you want to do. 1892 01:39:32.359 --> 01:39:34.880 Okay, thank you so much, Tommy, you have a great weekend. 1893 01:39:34.960 --> 01:39:38.239 Okab three oh three seven one three eight two five fives. 1894 01:39:43.560 --> 01:39:46.880 Go with a sure thing Denver's best roofer Excel Roofing 1895 01:39:46.960 --> 01:39:49.600 dot com. You don't pay a cent until you're content. 1896 01:39:52.960 --> 01:39:56.159 Time for an insurance check up free, no obligation. In comparison, 1897 01:39:56.279 --> 01:39:59.800 call Compass Insurance paying too much your coverage at dozens 1898 01:39:59.800 --> 01:40:02.239 of it insurance companies find out now three all three 1899 01:40:02.359 --> 01:40:04.960 seven seven to one help. You'll think you're his only 1900 01:40:05.039 --> 01:40:07.520 customer when you choose Frank durand the real estate Man 1901 01:40:07.560 --> 01:40:11.000 dot com to list your home with Remax Alliance three 1902 01:40:11.000 --> 01:40:13.119 all three nine two zero sixteen twenty two. 1903 01:40:14.119 --> 01:40:19.600 Yeah, ripped up. 1904 01:40:21.119 --> 01:40:24.119 New need advice, so you don't have. 1905 01:40:26.359 --> 01:40:27.119 Come running. 1906 01:40:27.359 --> 01:40:31.319 Just as pass as we can show Shooter's gonna help 1907 01:40:31.600 --> 01:40:33.600 come man, This. 1908 01:40:34.239 --> 01:40:43.520 Is the Troubleshooter Show. Now Tom Martino, Hi, Tom Martino, 1909 01:40:43.840 --> 01:40:47.960 Your Troubleshooter three all three seven one three talk seven 1910 01:40:48.000 --> 01:40:51.319 one three eight two five five. I want to talk 1911 01:40:51.359 --> 01:40:55.479 to you about this devastating fire and what it's like 1912 01:40:55.520 --> 01:40:57.279 to lose a house and what do you do about it? 1913 01:40:57.319 --> 01:41:01.880 And do you lose money on it? And Bob, good 1914 01:41:01.880 --> 01:41:04.439 friend of mine for years, runs mister green Jeans. He's 1915 01:41:04.479 --> 01:41:08.479 a landscaper, does all of our work. And hey, Bob, 1916 01:41:08.640 --> 01:41:11.640 so how long ago did you lose your home? 1917 01:41:14.239 --> 01:41:16.760 The Carameron Peace fire was in the fall of twenty 1918 01:41:17.039 --> 01:41:19.039 twenty twenty twenty. 1919 01:41:19.680 --> 01:41:23.239 Twenty twenty fall. So we're right in the throes of 1920 01:41:23.279 --> 01:41:28.199 COVID right, yes, okay, so what happened. 1921 01:41:31.319 --> 01:41:33.479 We had just finished building our house, to be honest 1922 01:41:33.479 --> 01:41:36.079 with you, and two weeks after we had finished our house, 1923 01:41:36.159 --> 01:41:39.119 the fire came through and took everybody's house on the 1924 01:41:39.119 --> 01:41:42.600 mountain and it was devastating. That fire was traveling a 1925 01:41:42.720 --> 01:41:47.319 mile an hour. It was crazy. When I did get 1926 01:41:47.399 --> 01:41:49.560 up to my house, pretty much my house had melted 1927 01:41:49.560 --> 01:41:51.960 down the road. There was just nothing left. It's gone. 1928 01:41:53.119 --> 01:41:55.159 There's nothing that could have been done to prevent or 1929 01:41:55.159 --> 01:41:56.079 save that, right. 1930 01:41:57.479 --> 01:41:59.600 No, not at all. I applaud the firemen. I could 1931 01:41:59.600 --> 01:42:02.319 see them numerous water drops from the sky because I 1932 01:42:02.319 --> 01:42:04.680 could tell the erosion. But there was no way to 1933 01:42:04.680 --> 01:42:07.279 stop it. I mean, our forests are so overgrowing. There's 1934 01:42:07.800 --> 01:42:08.439 there's no way. 1935 01:42:09.399 --> 01:42:14.840 Okay, so then let's talk about the insurance and all that. 1936 01:42:15.199 --> 01:42:17.720 So what happens in a case like that where it's 1937 01:42:17.760 --> 01:42:21.479 a total loss, Well, it. 1938 01:42:21.479 --> 01:42:24.159 Was pretty devastating. But I will say my insurance company 1939 01:42:25.800 --> 01:42:28.119 when the Marshall fire took place, there was eight percent 1940 01:42:28.199 --> 01:42:30.800 that was properly insured. And that was actually an insurance 1941 01:42:30.800 --> 01:42:34.720 company that I have, Thank god, they were great. Within 1942 01:42:34.840 --> 01:42:36.840 just a few weeks they had paid me for all 1943 01:42:36.960 --> 01:42:39.640 my inside stuff, the total loss of the house, everything, 1944 01:42:39.680 --> 01:42:39.960 and they. 1945 01:42:39.880 --> 01:42:41.520 Let me, did you have extended coverage? 1946 01:42:41.560 --> 01:42:46.359 They were. They paid my complete policy and they went 1947 01:42:46.479 --> 01:42:49.800 thirty percent past my plot. That's everything they could. 1948 01:42:50.680 --> 01:42:55.000 Yeah, that you did have the extended policy, then okay, 1949 01:42:55.680 --> 01:43:00.079 that's good coverage. And who was that company? 1950 01:43:00.319 --> 01:43:02.600 Best company? I'll throw it outs a commercial here, it's 1951 01:43:02.680 --> 01:43:04.680 their country financial. 1952 01:43:04.399 --> 01:43:08.119 Okay, that and that is the insurance company. 1953 01:43:09.279 --> 01:43:12.720 Yes, it's called Country Financial, Okay. And the insurance agent 1954 01:43:12.760 --> 01:43:15.079 I have the lady that's taking care of me. She 1955 01:43:15.239 --> 01:43:16.840 was the best in the world. I mean, if I 1956 01:43:16.880 --> 01:43:19.399 had any questions, bump, she didn't let me handle anything. 1957 01:43:19.439 --> 01:43:21.279 She took care of it for me. It was excellent. 1958 01:43:21.399 --> 01:43:26.399 That's wonderful. So I never heard of that insurance company. Actually, 1959 01:43:27.279 --> 01:43:30.000 is it a mainline insurance company or is it specialized 1960 01:43:30.039 --> 01:43:30.840 in the mountains or what? 1961 01:43:32.840 --> 01:43:34.880 No, they actually, I'd never heard of them either, because 1962 01:43:34.880 --> 01:43:36.119 I had problems getting insurance. 1963 01:43:36.119 --> 01:43:39.920 Is that the actual underwriter? Is that the actual underwriter? 1964 01:43:42.000 --> 01:43:44.720 Yes, Country Financial is not just the name of what 1965 01:43:44.880 --> 01:43:47.520 up in Fort Collins. That is the insurance Okay. 1966 01:43:47.680 --> 01:43:52.119 So you had one hundred and thirty percent of coverage 1967 01:43:52.319 --> 01:43:57.800 plus plus interior contents. Yes, okay, So you're probably one 1968 01:43:57.800 --> 01:43:59.880 of the few in the world that can have a 1969 01:44:00.079 --> 01:44:02.600 total loss, and you're prepared pretty well as far as 1970 01:44:03.319 --> 01:44:05.039 Now here's what I want to know. I know you 1971 01:44:05.079 --> 01:44:08.880 did a lot of work. So let's say theoretically most 1972 01:44:08.880 --> 01:44:12.159 people don't. So let's take a normal person paid out 1973 01:44:12.159 --> 01:44:14.800 the way you're paid out. Would you be able to 1974 01:44:14.840 --> 01:44:18.079 build the same house hiring people to do it. 1975 01:44:20.079 --> 01:44:20.720 Not a chance. 1976 01:44:21.039 --> 01:44:24.600 Okay, see that's so, go ahead, go ahead. I'm sorry. 1977 01:44:26.319 --> 01:44:28.840 I'm sorry the way the economy took such a direction 1978 01:44:29.000 --> 01:44:34.079 during COVID. My house costed possibly three times more than 1979 01:44:34.079 --> 01:44:34.560 it should have. 1980 01:44:35.640 --> 01:44:38.199 You mean when you were building it or after it 1981 01:44:38.560 --> 01:44:41.800 you mean the replacement, Yeah. 1982 01:44:41.600 --> 01:44:43.680 To replace it due to the cost of everything. 1983 01:44:43.800 --> 01:44:46.479 Oh so, even at one hundred and thirty percent, even 1984 01:44:46.520 --> 01:44:49.399 at one hundred and thirty percent reimbursement, you're telling me 1985 01:44:49.479 --> 01:44:51.119 your price was three hundred percent. 1986 01:44:52.960 --> 01:44:54.399 Oh, without a doubt. 1987 01:44:54.720 --> 01:44:57.920 And I don't why, Bob, Bob, why why tell me 1988 01:44:57.960 --> 01:45:01.399 about what would be what would make your cost triple? 1989 01:45:03.720 --> 01:45:08.640 Everything I bought during COVID was impossible to get or 1990 01:45:08.680 --> 01:45:12.479 it was so overpriced. It was ridiculous. When even when 1991 01:45:12.479 --> 01:45:14.840 the builder came up delivering my wood. I remember the 1992 01:45:14.880 --> 01:45:16.520 one trip that he made, he says, you know, you 1993 01:45:16.600 --> 01:45:18.960 paid an extra thirty thousand dollars on this compared to 1994 01:45:18.960 --> 01:45:21.199 when I built houses a couple of years ago. It 1995 01:45:21.359 --> 01:45:22.079 just never ended. 1996 01:45:22.600 --> 01:45:25.000 Did you ever think of waiting, just putting the money 1997 01:45:25.000 --> 01:45:28.239 somewhere and waiting, You know, I. 1998 01:45:28.239 --> 01:45:30.920 Really did, But I didn't know how long this would take. 1999 01:45:30.960 --> 01:45:32.800 I'd like to get my life back in order, and 2000 01:45:32.800 --> 01:45:34.439 to be honest with you, I'm still a couple of 2001 01:45:34.479 --> 01:45:36.920 weeks away from getting my final inspections to get my 2002 01:45:37.000 --> 01:45:42.119 life back in order. It's yeah, and I didn't know 2003 01:45:42.159 --> 01:45:43.720 if it was going to go down or what the 2004 01:45:43.760 --> 01:45:46.920 timetable was. Most things have went down, but there's still 2005 01:45:46.960 --> 01:45:48.880 a few items that are it's hard to get at. 2006 01:45:51.399 --> 01:45:56.760 Okay, So now you rebuilt, and how'd you come up with. 2007 01:45:56.720 --> 01:45:58.279 The rest. 2008 01:46:00.159 --> 01:46:01.720 Out of pocket? You know? 2009 01:46:01.920 --> 01:46:04.039 Oh my god? Did you have to it? Right now? 2010 01:46:04.279 --> 01:46:06.960 So you had a mortgage going in, right? So if 2011 01:46:07.000 --> 01:46:09.319 you had one hundred and thirty percent payoff? Oh, you 2012 01:46:09.319 --> 01:46:10.319 didn't have a mortgage. 2013 01:46:11.600 --> 01:46:15.520 No, I was mortgage free, thank god. And I just 2014 01:46:16.000 --> 01:46:17.600 paid my way through this, thank god. 2015 01:46:17.640 --> 01:46:21.640 I do you have a mortgage now? No? 2016 01:46:21.920 --> 01:46:24.079 I managed to do this and still stay out of debt. 2017 01:46:24.560 --> 01:46:28.119 Oh my god, Bob, that's fortunate. But all right, so 2018 01:46:28.880 --> 01:46:34.159 you have been three times the cost and it's complete. 2019 01:46:34.199 --> 01:46:40.000 Now, pretty much complete. You're more than welcome to come up. 2020 01:46:40.039 --> 01:46:41.920 It'll be probably a few more weeks. I'm gonna have 2021 01:46:41.920 --> 01:46:45.079 Alice warming party sometime here the care and we'll be 2022 01:46:45.079 --> 01:46:46.920 ours say that in the beginning of next year, and 2023 01:46:46.920 --> 01:46:47.600 we're done with this. 2024 01:46:49.039 --> 01:46:51.600 And so in twenty twenty five, in a few months, 2025 01:46:51.600 --> 01:46:52.279 you'll be done. 2026 01:46:53.880 --> 01:46:56.239 Yes, totally done. I'm just doing the little odds and 2027 01:46:56.319 --> 01:46:56.920 ends right now. 2028 01:46:57.520 --> 01:47:00.640 And had you moved into the new house when burned down. 2029 01:47:03.800 --> 01:47:06.199 Oh, yes, we were in there. A lot of our 2030 01:47:06.239 --> 01:47:08.640 personal stuff was up there, but we were in the 2031 01:47:08.680 --> 01:47:10.760 process of just getting all of our stuff up there, 2032 01:47:10.800 --> 01:47:12.680 so I didn't have all of my stuff, thank god. 2033 01:47:14.159 --> 01:47:17.960 But yeah, And what were you at work and then 2034 01:47:18.159 --> 01:47:21.600 all of a sudden you rush home and it's gone. 2035 01:47:22.760 --> 01:47:25.479 Actually, my neighbor when they talk about neighbor, he's probably 2036 01:47:25.520 --> 01:47:27.880 half a mile away. We were tied into his cameras, 2037 01:47:28.479 --> 01:47:31.600 so we got to watch the fire destroy the mountain. 2038 01:47:31.760 --> 01:47:34.199 It first came over tree tops, which we thought it 2039 01:47:34.239 --> 01:47:36.399 maybe missed us because it just burned all the tree tops. 2040 01:47:36.920 --> 01:47:38.760 And then the cameras picked up the heat wave on 2041 01:47:38.800 --> 01:47:41.760 the ground and then here came the orange glow and 2042 01:47:42.439 --> 01:47:44.279 within minutes it was gone. 2043 01:47:44.880 --> 01:47:46.800 So what did you learn through all this? Anything you 2044 01:47:46.840 --> 01:47:47.359 can share? 2045 01:47:49.720 --> 01:47:52.479 Yeah, because I look at the whole California thing, a 2046 01:47:52.479 --> 01:47:54.840 lot of things. I had did all the fire mitigation 2047 01:47:54.960 --> 01:47:56.359 I could. I was one of the few people on 2048 01:47:56.399 --> 01:47:59.319 the mountain that actually had my place fire mitigated. But 2049 01:47:59.399 --> 01:48:03.079 with one hundred hour winds, you can't mitigate anything. It was. 2050 01:48:03.479 --> 01:48:06.119 It was horrible the way the fire was jumping. But 2051 01:48:07.000 --> 01:48:09.760 people need to mitigate this and clean up around their 2052 01:48:09.800 --> 01:48:11.439 properties because that's half the problem. 2053 01:48:11.640 --> 01:48:14.159 What's the breaker area? You think you should have the 2054 01:48:14.199 --> 01:48:18.000 clear area? 2055 01:48:18.239 --> 01:48:20.359 Well, you know, my grandpa always told me I shouldn't 2056 01:48:20.359 --> 01:48:22.039 have a tree ever close enough to hit the house. 2057 01:48:22.840 --> 01:48:25.560 But I've went way past that. I don't have anything 2058 01:48:25.640 --> 01:48:27.199 one hundred yards to my house. 2059 01:48:28.439 --> 01:48:30.680 But you still have a view. Or did trees come 2060 01:48:30.720 --> 01:48:31.199 back at all? 2061 01:48:32.880 --> 01:48:35.079 Oh? Yeah, you if all my aspens are now ten 2062 01:48:35.119 --> 01:48:37.840 feet tall already, most of the planes are almost knee high, 2063 01:48:38.600 --> 01:48:41.000 so things are coming back great. And I actually went 2064 01:48:41.039 --> 01:48:44.399 up there and did all my acreage and wildflowers, so 2065 01:48:44.479 --> 01:48:46.479 it's just a big flower bed up there temporarily. 2066 01:48:48.079 --> 01:48:51.680 Wow. Okay, so you all were out of the house 2067 01:48:51.680 --> 01:48:52.439 when it happened. 2068 01:48:54.399 --> 01:48:56.279 Yes, we were out of the house, yes. 2069 01:48:56.880 --> 01:49:00.359 Including your little firstly, my wife, you're a little fur rap. 2070 01:49:04.079 --> 01:49:05.359 Oh god, they're cute. 2071 01:49:05.479 --> 01:49:05.560 You. 2072 01:49:05.640 --> 01:49:09.079 I are a good landscaping company to help with the wildflowers. 2073 01:49:10.239 --> 01:49:13.760 Yeah, that's funny for one, but you don't. 2074 01:49:13.760 --> 01:49:14.039 Tom. 2075 01:49:14.039 --> 01:49:16.439 Honestly, I wouldn't have made it through this build if 2076 01:49:16.479 --> 01:49:19.199 I wouldn't have had so much help from my my friends, 2077 01:49:19.239 --> 01:49:21.920 my family and everybody, and we all pitched in. 2078 01:49:22.479 --> 01:49:25.159 So wait, wait, wait, so you did Did you do 2079 01:49:25.199 --> 01:49:28.399 a lot of the work yourself? Oh? 2080 01:49:28.439 --> 01:49:30.720 I did tons of but myself, my boy helped me, 2081 01:49:30.800 --> 01:49:32.279 my wife everything. 2082 01:49:32.880 --> 01:49:36.119 Even doing all of that, it was still triple the costs. 2083 01:49:37.319 --> 01:49:40.520 Oh oh, without a doubt, without a doubt. 2084 01:49:41.399 --> 01:49:46.119 God, unbelievable. Well, I'm glad that you made it, Bob. 2085 01:49:46.279 --> 01:49:46.800 This is bo. 2086 01:49:46.920 --> 01:49:47.680 I have a question. 2087 01:49:48.079 --> 01:49:54.279 I'm really happy you got this good insurance company, Country Financial. 2088 01:49:54.920 --> 01:49:58.399 So after all of this happened, did this insurance company 2089 01:49:58.600 --> 01:49:59.520 still stay on. 2090 01:49:59.520 --> 01:50:03.039 Board with you and ensure you with the new property? 2091 01:50:04.039 --> 01:50:04.239 You know? 2092 01:50:04.359 --> 01:50:06.520 That was interesting. I asked her, what would happen? Are 2093 01:50:06.520 --> 01:50:08.439 you going to cancel me? Our rates were going up? 2094 01:50:08.439 --> 01:50:11.600 And she said neither. My rates did not go up 2095 01:50:11.600 --> 01:50:14.439 and they did not cancel me. So they have been 2096 01:50:14.640 --> 01:50:16.119 a sweetheart on this whole deal. 2097 01:50:16.840 --> 01:50:18.479 Well that's that's great, Bobby. 2098 01:50:18.600 --> 01:50:21.199 We went we went from an we went from a 2099 01:50:21.279 --> 01:50:24.520 number five fire problem. That's the worst it is. That's 2100 01:50:24.560 --> 01:50:27.239 when I was building it. Now I'm rated to number 2101 01:50:27.239 --> 01:50:29.039 one because I lost all my forest. 2102 01:50:30.159 --> 01:50:34.359 Oh wow, Bob, where did you stay during when your 2103 01:50:34.399 --> 01:50:35.520 house was destroyed? 2104 01:50:35.960 --> 01:50:38.319 Where did you happen to stay? 2105 01:50:39.079 --> 01:50:41.199 Well, as we were building, I have another place in 2106 01:50:41.239 --> 01:50:45.000 Denver that I was renting, and we were staying there, 2107 01:50:45.039 --> 01:50:48.439 thank God, and that got us through it. I stayed 2108 01:50:48.439 --> 01:50:50.680 in there and well I still have that house active 2109 01:50:50.720 --> 01:50:51.920 yet I have both of them going. 2110 01:50:52.439 --> 01:50:53.920 Is that going to be for sale soon? 2111 01:50:55.920 --> 01:50:57.880 No? I was just renting. This is here we go. 2112 01:50:57.920 --> 01:51:02.239 Another friend of mine, he helped me out, and his 2113 01:51:02.359 --> 01:51:04.560 mother and father passed away. The house was empty, so 2114 01:51:04.600 --> 01:51:06.720 we went in and remodeled that moved in. 2115 01:51:08.840 --> 01:51:12.720 Okay, it's good. That's very good man, it's all. It's 2116 01:51:12.760 --> 01:51:15.640 all working out. Although you really had to. You had to. 2117 01:51:16.479 --> 01:51:20.239 You're basically your dream home is triple what it was 2118 01:51:20.279 --> 01:51:20.960 going to cost. 2119 01:51:20.840 --> 01:51:25.760 You, without a doubt. And the codes have changed so 2120 01:51:25.960 --> 01:51:28.319 much in the last few years. Like I have no 2121 01:51:28.359 --> 01:51:30.720 problem with Larry McConney, they've been really great. But to 2122 01:51:30.760 --> 01:51:33.319 give you an idea, our code up there and wind 2123 01:51:33.720 --> 01:51:35.359 is one hundred and eighty mile an hours that I 2124 01:51:35.399 --> 01:51:38.159 have to build. So the engineer when he engineered it, 2125 01:51:38.199 --> 01:51:40.319 they always go at least twenty five percent over, so 2126 01:51:40.399 --> 01:51:42.319 we're talking two to two hundred and twenty five mile 2127 01:51:42.319 --> 01:51:45.840 an hour winds were good for but the cost of 2128 01:51:46.119 --> 01:51:48.479 adhering to those policies is quite expensive. 2129 01:51:49.319 --> 01:51:51.920 I get what you mean, man, So thank you so 2130 01:51:52.039 --> 01:51:55.600 much for being on Bob and Man, I'll pray for you. 2131 01:51:55.680 --> 01:51:58.600 I mean, you know the worst is gone but are over, 2132 01:51:58.800 --> 01:52:00.720 but you got a lot of head do you thank you? 2133 01:52:00.960 --> 01:52:02.880 Mister green Jeans. By the way, on the referra list 2134 01:52:02.960 --> 01:52:08.399 Referralist dot com three O three four two six forty 2135 01:52:08.520 --> 01:52:17.239 nine forty five, go with a sure thing Denver's best 2136 01:52:17.319 --> 01:52:19.279 roofer Excel Roofing dot com. 2137 01:52:19.319 --> 01:52:21.359 You don't pay a cent until you're content. 2138 01:52:24.720 --> 01:52:27.880 Time for an insurance check up free no obligation comparison 2139 01:52:28.039 --> 01:52:31.600 call Compass Insurance paying too much your coverage at dozens 2140 01:52:31.600 --> 01:52:34.319 of insurance companies find out Now three oh three seven 2141 01:52:34.319 --> 01:52:36.680 to seven to one. Help. You'll think you're his only 2142 01:52:36.800 --> 01:52:39.279 customer when you choose Frank durand the real estate Man 2143 01:52:39.279 --> 01:52:42.760 dot com to list your home with Remax Alliance three 2144 01:52:42.760 --> 01:52:51.439 oh three nine two zero sixteen twenty two. Hi Tom Martino, 2145 01:52:52.199 --> 01:52:56.279 your troubleshooter three O three seven one three talk three 2146 01:52:56.319 --> 01:52:59.800 O three seven one three eight two five five. Let 2147 01:52:59.840 --> 01:53:02.720 me get to the phones here, all right. So Christina 2148 01:53:03.039 --> 01:53:05.880 has a problem with a payroll company, and then we 2149 01:53:05.960 --> 01:53:08.640 have a dome light issue. Hang on, Sean, because Kevin, 2150 01:53:08.720 --> 01:53:11.439 they do eellectual issues. Christina, what's going on? 2151 01:53:13.319 --> 01:53:13.479 Hai? 2152 01:53:13.560 --> 01:53:15.279 Tom, Hi, what's happening? Thanks? 2153 01:53:15.359 --> 01:53:16.199 Taking well. 2154 01:53:17.079 --> 01:53:20.760 So I actually got fired on the Auto Industry Division, 2155 01:53:20.800 --> 01:53:24.079 which is a division within the Apartment of Revenue, to 2156 01:53:24.079 --> 01:53:26.319 make sure I had a hand in making sure people 2157 01:53:26.319 --> 01:53:29.039 that are selling vehicles are you know, doing what they're 2158 01:53:29.039 --> 01:53:32.039 supposed to do. Yeah, long story, shore, I have a 2159 01:53:33.000 --> 01:53:35.079 I did that because I have a garnishment for a 2160 01:53:35.159 --> 01:53:38.039 vehicle that I had back in twenty eighteen, taking full 2161 01:53:38.119 --> 01:53:39.079 responsibility for it. 2162 01:53:39.079 --> 01:53:39.399 Okay. 2163 01:53:41.239 --> 01:53:43.920 I got a notification of this garnishment back in January 2164 01:53:43.920 --> 01:53:47.920 of twenty twenty four per DPA Central Payroll, which is 2165 01:53:47.920 --> 01:53:51.319 also another division within the Department of Revenue. I was 2166 01:53:51.359 --> 01:53:53.199 told they had to renew it. The creditor had to 2167 01:53:53.239 --> 01:53:57.039 renew it every six months. Okay. They continued to take 2168 01:53:57.079 --> 01:54:00.239 money out of my checks, and a very significant amount 2169 01:54:00.640 --> 01:54:02.800 from January until. 2170 01:54:02.800 --> 01:54:06.079 But you acknowledge it, you acknowledge you owe it. Right. 2171 01:54:07.920 --> 01:54:10.880 I had a disagreement with the owner of the dealership. 2172 01:54:11.000 --> 01:54:13.359 But I it took full accountability, and I'm not gonna 2173 01:54:14.119 --> 01:54:15.439 I'm not going to run from it. I'm not going 2174 01:54:15.520 --> 01:54:16.880 to fight it. 2175 01:54:17.039 --> 01:54:20.199 Yes, okay, But in other words, then, so what harm 2176 01:54:20.279 --> 01:54:22.479 was it then with them taking money out? 2177 01:54:24.119 --> 01:54:28.279 No, this is where the discrepancy is. Okay, every six 2178 01:54:28.359 --> 01:54:31.680 months they're supposed to renew this garnishment supposedly, Okay, one 2179 01:54:31.760 --> 01:54:32.760 hundred and eighty two days. 2180 01:54:32.760 --> 01:54:34.319 It's good for No, I get it. 2181 01:54:34.920 --> 01:54:37.359 I got a regular paycheck in December, as if the 2182 01:54:37.399 --> 01:54:40.199 garnishment was over, which to my understanding, it should have 2183 01:54:40.199 --> 01:54:40.920 been at that point. 2184 01:54:41.199 --> 01:54:43.359 Well, it should have been temporary. Let me get it straight. 2185 01:54:43.399 --> 01:54:46.640 It should have been over temporarily until they renew it. 2186 01:54:47.880 --> 01:54:48.560 And it wasn't. 2187 01:54:49.439 --> 01:54:53.600 I get it. But okay, I'm not trying to trick 2188 01:54:53.640 --> 01:54:55.960 you or nor am I saying they shouldn't get it renewed. 2189 01:54:56.279 --> 01:54:58.479 But what difference did it make? I mean, technically, if 2190 01:54:58.479 --> 01:55:00.520 they didn't get it renewed, if it was still going 2191 01:55:00.520 --> 01:55:02.279 toward a debt that you truly owed. 2192 01:55:04.439 --> 01:55:08.199 My issue is is they stopped the garnishment in December. 2193 01:55:08.520 --> 01:55:11.359 I got regular paycheck. I got it without notifying me. 2194 01:55:11.560 --> 01:55:14.600 Of a resubmitdle of the garnishment, they started taking money 2195 01:55:14.600 --> 01:55:15.079 out again. 2196 01:55:15.359 --> 01:55:16.920 I can't no, I get that. 2197 01:55:17.039 --> 01:55:21.000 Yeahup the company and I'm just asking for documentation from 2198 01:55:21.119 --> 01:55:23.880 Sure payroll. They're saying the gal that has it no 2199 01:55:23.960 --> 01:55:26.439 longer works there and they can't provide it for me. 2200 01:55:27.760 --> 01:55:30.399 But christ how much. 2201 01:55:30.199 --> 01:55:32.239 More do you go? I got to jump in, Really, 2202 01:55:32.279 --> 01:55:33.439 how much more? Understanding? 2203 01:55:33.560 --> 01:55:36.560 Is if they don't renew the garnishment in six months? 2204 01:55:36.840 --> 01:55:40.439 I mean pretty much they're no longer able to take 2205 01:55:40.520 --> 01:55:43.359 money out or or the whole thing could go away. 2206 01:55:44.479 --> 01:55:48.279 Really, Mark, are you sure? Well, let's get Frank ball on. Yeah, 2207 01:55:48.319 --> 01:55:49.800 that's what we need to do. We need to get 2208 01:55:49.800 --> 01:55:53.159 a really good collection attorney. Christine. I just want to ask. 2209 01:55:53.319 --> 01:55:56.560 There's something called substance over form, and either one can 2210 01:55:56.560 --> 01:55:59.399 win out depending on the situation. So what Mark is saying, 2211 01:55:59.479 --> 01:56:03.000 is it possible that's a substance would change the form. 2212 01:56:03.399 --> 01:56:07.079 In many cases, the form doesn't change the substance. So 2213 01:56:07.239 --> 01:56:08.399 that's what we have to figure out. 2214 01:56:08.520 --> 01:56:10.760 Well, well, I don't think it's going to change the outcome. 2215 01:56:10.880 --> 01:56:13.359 Time to be to be straight, what I'm saying is 2216 01:56:13.439 --> 01:56:17.039 they might have to go through and reinitiate restart the 2217 01:56:17.119 --> 01:56:18.199 garnishment again. 2218 01:56:18.560 --> 01:56:21.079 I understand that. But what I'm getting at is this 2219 01:56:21.800 --> 01:56:25.159 is that there's no harm if they didn't renew it 2220 01:56:25.199 --> 01:56:29.079 and they kept taking money, if the money was properly 2221 01:56:29.199 --> 01:56:34.399 applied to money that she legally owes. It's even though 2222 01:56:34.439 --> 01:56:36.920 I agree that they would have had. 2223 01:56:36.760 --> 01:56:40.079 To go through more more money after they stopped. 2224 01:56:40.439 --> 01:56:42.960 Okay, now, how did they Well, here's what I want 2225 01:56:43.000 --> 01:56:46.000 to know. How are they figuring the amount to take? 2226 01:56:47.800 --> 01:56:51.159 What she's telling me, she doesn't have the paperwork that 2227 01:56:51.239 --> 01:56:54.520 was resubmitted to the original creditor, So I don't know 2228 01:56:54.560 --> 01:56:56.119 where they're coming up with this balance. 2229 01:56:57.560 --> 01:57:00.960 And when you say, when you say them, you're job. Okay, 2230 01:57:01.000 --> 01:57:03.279 now I get it, Christine, I get it. Who are 2231 01:57:03.279 --> 01:57:06.680 we talking about, by the way, that is garnishing you 2232 01:57:06.720 --> 01:57:09.840 that you're talking to that says we don't have the paperwork. 2233 01:57:10.000 --> 01:57:12.840 You're talking about DPA Central Payroll. 2234 01:57:13.319 --> 01:57:16.039 So you're not talking even to the creditor. You're talking 2235 01:57:16.039 --> 01:57:18.520 to your employer. Correct. 2236 01:57:18.560 --> 01:57:20.880 The creditor won't reach won't respond to. 2237 01:57:20.840 --> 01:57:25.760 Me, So you're you're asking your employer, why did you 2238 01:57:25.800 --> 01:57:29.279 continue to let them garnish? 2239 01:57:29.319 --> 01:57:31.600 Well, no, not my employer It gets a little tricky 2240 01:57:31.600 --> 01:57:33.119 because there's about fourteen divisions. 2241 01:57:33.319 --> 01:57:36.800 But they are they are your employer. I know, I 2242 01:57:36.880 --> 01:57:40.039 know they They're a representative of your employer. They're not 2243 01:57:40.159 --> 01:57:41.279 some strange. 2244 01:57:40.920 --> 01:57:43.359 Someone that authorize this money to be taken out. 2245 01:57:43.680 --> 01:57:47.600 Yes, but they're part of your employment. It's not something 2246 01:57:48.199 --> 01:57:51.520 nameless place out in nowhere land. Okay, So these people 2247 01:57:53.439 --> 01:57:54.680 your employer, can't you. 2248 01:57:54.920 --> 01:57:55.840 And I apologize? 2249 01:57:55.920 --> 01:57:59.960 I please one thing, Christine, your employee. 2250 01:58:00.039 --> 01:58:01.800 I want to get a picture that's accurate. 2251 01:58:01.920 --> 01:58:06.680 Just please let me finish. Your employer continued to garnish 2252 01:58:06.960 --> 01:58:11.279 even when it was not renewed. They discontinued it for 2253 01:58:11.319 --> 01:58:15.520 a while, then restarted it without notice. I get all 2254 01:58:15.600 --> 01:58:18.840 of that. What I want to know is the creditor 2255 01:58:19.000 --> 01:58:21.119 itself will not talk to you. 2256 01:58:23.680 --> 01:58:26.520 Until the balance is paid. What they said, well, that 2257 01:58:26.840 --> 01:58:28.279 is okay. 2258 01:58:28.479 --> 01:58:32.039 So and the creditor. Has it been sold to a 2259 01:58:32.079 --> 01:58:34.359 new creditor or is it the same old dealership? 2260 01:58:36.039 --> 01:58:38.840 Oh no, it's been sold to a law firm that's 2261 01:58:38.840 --> 01:58:40.279 a third party collection agency. 2262 01:58:40.560 --> 01:58:43.359 Okay, it has been sold or assigned for collection? 2263 01:58:43.479 --> 01:58:46.119 Do you know, I'm not certainly? 2264 01:58:46.239 --> 01:58:49.319 Okay, So how much is the balance? Do you know 2265 01:58:49.359 --> 01:58:51.800 what the balance is I do? 2266 01:58:53.039 --> 01:58:55.840 What's the balance is eleven sixty five? 2267 01:58:56.319 --> 01:59:02.399 Eleven thousand, eleven thirty eight three one thousand, No, no, no, 2268 01:59:02.680 --> 01:59:03.479 eleven hundred. 2269 01:59:04.199 --> 01:59:07.680 The whole balance of what you owe is only eleven 2270 01:59:07.960 --> 01:59:08.439 all together. 2271 01:59:08.520 --> 01:59:11.119 I'm sorry, I'm sorry. The balance all together would with 2272 01:59:11.279 --> 01:59:12.319 seventy five hundred. 2273 01:59:13.279 --> 01:59:14.079 What is it now? 2274 01:59:16.239 --> 01:59:18.199 According to them? Eleven thirty one? 2275 01:59:18.399 --> 01:59:21.640 Okay, so you and I don't mean only but you 2276 01:59:21.800 --> 01:59:30.880 only owe of the original debt about eleven hundred dollars. 2277 01:59:27.880 --> 01:59:34.039 According to them, according to who's them, according to DPA 2278 01:59:34.159 --> 01:59:35.399 Central payroll, according to. 2279 01:59:36.199 --> 01:59:39.760 According to your employer, you only owe eleven hundred bucks, 2280 01:59:40.079 --> 01:59:42.960 and then you're paid off. You there could be a 2281 01:59:43.000 --> 01:59:45.279 big I understand everything she's saying. 2282 01:59:45.359 --> 01:59:48.720 The problem is the debt didn't go away. I want 2283 01:59:48.720 --> 01:59:51.399 to ask the attorney, Frank Ball. But what I'm thinking 2284 01:59:51.560 --> 01:59:54.359 is they weren't allowed to take after six months, and 2285 01:59:54.399 --> 01:59:54.800 they did. 2286 01:59:54.840 --> 01:59:57.000 I understand your frustrated without renewing. 2287 01:59:57.079 --> 02:00:01.079 But if they refile now to get a new garnishment, 2288 02:00:01.439 --> 02:00:04.680 you might actually be screwing yourself because you're going to 2289 02:00:04.720 --> 02:00:06.000 have more attorneys fees. 2290 02:00:06.680 --> 02:00:07.359 Well, here's what. 2291 02:00:07.319 --> 02:00:11.560 They already did. That's what they did without notifying me. 2292 02:00:12.000 --> 02:00:16.479 Well, there's more attorneys fees involved in collecting then, but 2293 02:00:16.560 --> 02:00:17.359 they're allowed. 2294 02:00:17.560 --> 02:00:22.439 They're allowed to do that. They're allowed to charge for renewal. 2295 02:00:22.960 --> 02:00:26.479 They're allowed okay, whether they renew or not. If they 2296 02:00:26.600 --> 02:00:29.359 renew and it cost them two thousand dollars with an 2297 02:00:29.399 --> 02:00:31.399 attorney to do it, they're allowed to tack that on. 2298 02:00:31.920 --> 02:00:36.079 Reasonable attorney's fees and interest are allowed. Okay, that's with 2299 02:00:36.159 --> 02:00:39.279 every judgment. So therefore I don't wanted to quibble with 2300 02:00:39.279 --> 02:00:42.039 that right now. The good news I feel is if 2301 02:00:42.079 --> 02:00:46.239 she owes another eleven hundred bucks, okay, how many more 2302 02:00:46.279 --> 02:00:47.439 garnishments would that be? 2303 02:00:49.479 --> 02:00:52.039 That's it's only three more pay checks. 2304 02:00:53.000 --> 02:00:55.680 So then let me ask you this. Let me ask 2305 02:00:55.680 --> 02:00:58.079 you this, What is your goal? Tell me what your 2306 02:00:58.079 --> 02:00:58.920 goal is right now? 2307 02:01:00.920 --> 02:01:03.920 My goal is to get answers, and my goal is 2308 02:01:03.960 --> 02:01:06.279 to figure out where the paperwork is that she's saying 2309 02:01:06.399 --> 02:01:08.760 was submitted when it was supposed to be submitted. 2310 02:01:08.880 --> 02:01:09.399 Let's say this. 2311 02:01:09.680 --> 02:01:10.920 I'm not trying to get no. 2312 02:01:11.039 --> 02:01:12.720 I know you say you're not getting out of paying it, 2313 02:01:12.840 --> 02:01:17.159 but let's just say this. Let's say that you don't 2314 02:01:17.239 --> 02:01:21.159 get the answers you want or the paperwork. So I'm 2315 02:01:21.199 --> 02:01:23.359 just curious now, and now I'm not trying to play tricks. 2316 02:01:23.359 --> 02:01:28.520 I'm asking how would that change what you owe the 2317 02:01:28.560 --> 02:01:29.960 additional attorney's phase. 2318 02:01:30.079 --> 02:01:33.479 That's why I want to see the paperwork, because according 2319 02:01:33.600 --> 02:01:36.880 to the original documentation, it should have been over in December. 2320 02:01:37.000 --> 02:01:38.000 Okay, they stopt it. 2321 02:01:38.119 --> 02:01:40.800 Okay, okay, get it. So you want to know, you 2322 02:01:40.840 --> 02:01:43.159 want to know it should have been over now, but 2323 02:01:43.279 --> 02:01:45.239 you keep saying it should have been over. It should 2324 02:01:45.279 --> 02:01:49.119 have been over because it was. I'm going to ask you, Christine, 2325 02:01:49.239 --> 02:01:53.439 let me ask the question. You said it should have 2326 02:01:53.479 --> 02:01:58.239 been over in December because by your calculations, the full 2327 02:01:58.359 --> 02:02:02.039 debt would have been paid, or it should have been 2328 02:02:02.079 --> 02:02:08.079 over in December because they did not renew it. 2329 02:02:08.079 --> 02:02:10.079 It should have been over in December because the balance 2330 02:02:10.079 --> 02:02:11.600 would have been paid. 2331 02:02:12.600 --> 02:02:14.720 Got it? Got it? Then you have a reason to 2332 02:02:14.760 --> 02:02:18.279 be concerned if they're miscalculating and if they on purpose 2333 02:02:18.640 --> 02:02:21.640 tacked on morphees. So now we got to figure out 2334 02:02:21.680 --> 02:02:25.119 though through Now Frank Ball would be the one we 2335 02:02:25.159 --> 02:02:28.239 call and we ask him how you get access to 2336 02:02:28.279 --> 02:02:28.880 those records? 2337 02:02:28.960 --> 02:02:30.439 Frank is actually unavailable. 2338 02:02:30.760 --> 02:02:33.479 Can we get her on tomorrow morning? I mean on 2339 02:02:33.479 --> 02:02:34.079 Monday morning? 2340 02:02:34.560 --> 02:02:35.920 Yeah, I can try to listen. 2341 02:02:35.960 --> 02:02:39.279 I understand you now, Christina, So you're wondering, Wait a minute, 2342 02:02:39.439 --> 02:02:42.680 it was done, I paid everything. Why am I paying again? 2343 02:02:43.239 --> 02:02:46.479 Got it correct? But I like just a math question. 2344 02:02:46.640 --> 02:02:49.439 I mean the math equal equals or not? Yeah? But 2345 02:02:49.520 --> 02:02:52.680 should they pop on this attorney's fee if they never 2346 02:02:52.760 --> 02:02:57.680 really renewed it? I mean, yeah, these are she has 2347 02:02:57.760 --> 02:02:58.600 legit questions. 2348 02:02:58.840 --> 02:03:01.760 Be able to tell how many how much money was 2349 02:03:01.800 --> 02:03:04.600 taken out of each paycheck and see what that adds 2350 02:03:04.680 --> 02:03:04.920 up to. 2351 02:03:05.000 --> 02:03:05.600 It's just simple. 2352 02:03:05.680 --> 02:03:07.720 Men did and she thought it was done in December. 2353 02:03:07.800 --> 02:03:10.119 Great then, and now they're saying no, she owes some 2354 02:03:10.159 --> 02:03:12.119 more money. She wants to know why, and I would 2355 02:03:12.119 --> 02:03:14.319 want to know too. I would want to know two. 2356 02:03:14.399 --> 02:03:17.880 So hold on and let's give this to UH Deputy 2357 02:03:17.960 --> 02:03:21.159 Bow to follow up with her and UH Frank Baull, 2358 02:03:21.239 --> 02:03:30.279 the attorney go with a sure thing Denver's Best roofer 2359 02:03:30.399 --> 02:03:33.319 Excel roofing dot com. You don't pay a cent until 2360 02:03:33.319 --> 02:03:39.800 you're content. Time for an insurance checkup free, no obligation. 2361 02:03:39.840 --> 02:03:43.640 In comparison, call Compass Insurance paying too much your coverage 2362 02:03:43.680 --> 02:03:46.359 at dozens of insurance companies find out now three oh 2363 02:03:46.399 --> 02:03:48.760 three seven to seven to one. Help. You'll think you're 2364 02:03:48.800 --> 02:03:51.319 his only customer when you choose Frank durand the real 2365 02:03:51.399 --> 02:03:54.399 estate man dot com to list your home with Remax 2366 02:03:54.439 --> 02:04:01.760 Alliance three oh three nine two zero sixteen twenty two. Yeah, 2367 02:04:01.920 --> 02:04:04.159 Hi Tom Martinez here three h three seven one three 2368 02:04:04.199 --> 02:04:07.000 talk seven one three two five five Sean, Uh a 2369 02:04:07.159 --> 02:04:10.279 dome light in a twenty fourteen Ford Explorer. Man, it 2370 02:04:10.319 --> 02:04:11.920 doesn't sound like it could be hard to figure out 2371 02:04:11.920 --> 02:04:12.560 what's going on. 2372 02:04:12.479 --> 02:04:13.039 Sean. 2373 02:04:14.520 --> 02:04:20.520 Sing my call, Yes, sir, Yeah, it's just it's uh, 2374 02:04:20.600 --> 02:04:23.680 it's my wife's car. It's it's it's into the broade 2375 02:04:23.720 --> 02:04:28.880 all the time now, but it's a it's it's it's 2376 02:04:29.000 --> 02:04:32.079 just won't shut off the dome light when the door shuts, 2377 02:04:32.359 --> 02:04:36.359 it's staying on. You turn the lever and it won't 2378 02:04:36.399 --> 02:04:40.000 shut off there either, So we just kind of lived 2379 02:04:40.039 --> 02:04:41.520 with it being ov that would it's sitting in. 2380 02:04:41.520 --> 02:04:43.239 The mill, hold on, what what what do you do? 2381 02:04:43.319 --> 02:04:43.399 So? 2382 02:04:43.600 --> 02:04:45.479 What do you do to keep the battery from dying? 2383 02:04:46.840 --> 02:04:49.960 That's just been it. It's her second car now because 2384 02:04:49.960 --> 02:04:50.600 it's paid off. 2385 02:04:50.640 --> 02:04:52.680 But did you ever did you ever think about pulling 2386 02:04:52.720 --> 02:04:54.199 the breaker for that little light. 2387 02:04:56.159 --> 02:04:57.920 That's what I was wondering. But you know, I'm just 2388 02:04:57.960 --> 02:04:59.680 doing something like that and pulling the ball about. 2389 02:05:00.399 --> 02:05:03.359 Well what do you do do you normally? Normally does 2390 02:05:03.359 --> 02:05:07.079 it just sit there with the light on? Yeah, and 2391 02:05:07.119 --> 02:05:09.359 then how often does that kill the battery? 2392 02:05:10.920 --> 02:05:12.079 It's only done at once? 2393 02:05:13.880 --> 02:05:17.359 That ain't That ain't a good thing. Yeah, that's not 2394 02:05:17.479 --> 02:05:19.279 good though, just like keep it draining. 2395 02:05:20.600 --> 02:05:22.760 Did you try checking all the doors because any one 2396 02:05:22.800 --> 02:05:24.359 of the doors can make the dome leight come on? 2397 02:05:25.159 --> 02:05:26.560 You know, make sure they're all closed. 2398 02:05:27.920 --> 02:05:34.119 Yeah, yeah, we whether they're fully closed, and and the knob. 2399 02:05:35.359 --> 02:05:37.560 What do you think, Kevin, Well, you gotta determine which 2400 02:05:37.600 --> 02:05:39.880 door it is, but it's probably a door switch. The 2401 02:05:39.920 --> 02:05:42.359 door switch is built into the door latch on those, 2402 02:05:42.760 --> 02:05:45.000 so you just replace the door latch. You'll probably take 2403 02:05:45.000 --> 02:05:45.399 care of it. 2404 02:05:46.199 --> 02:05:48.079 You think that's what it is to. 2405 02:05:48.039 --> 02:05:52.560 Determine what door it is? Yeah, yeah, it's not hard. 2406 02:05:53.199 --> 02:05:54.319 You know, you're probably forger. 2407 02:05:54.520 --> 02:05:58.000 What's strange about it is it's like there's three don't 2408 02:05:58.079 --> 02:06:00.279 there's three lights on? There's the front line. Try over 2409 02:06:00.319 --> 02:06:03.439 the front juicy yep, and that goes out. This is 2410 02:06:03.479 --> 02:06:04.199 one that's like. 2411 02:06:05.279 --> 02:06:08.359 Yeah, why would one of them stay on? Huh, why 2412 02:06:08.359 --> 02:06:10.199 would one of them stay on? That's weird. 2413 02:06:10.479 --> 02:06:12.399 It could be the switch in the light itself. It's 2414 02:06:12.479 --> 02:06:15.520 just not functioning right because you can switch it on manually. 2415 02:06:15.199 --> 02:06:18.039 But temporarily doesn't each or each one of them. 2416 02:06:18.079 --> 02:06:20.159 And it never goes off even while you're driving. It's 2417 02:06:20.199 --> 02:06:20.960 just it's always on. 2418 02:06:22.439 --> 02:06:22.840 Correct. 2419 02:06:23.119 --> 02:06:27.079 Yeah, if you pull the ball out of curiosity, Kevin, 2420 02:06:27.159 --> 02:06:28.960 does it not eat any power? 2421 02:06:29.039 --> 02:06:31.279 No, that that's that completes the circuit. So yeah, if 2422 02:06:31.319 --> 02:06:32.159 you just pull the ball. 2423 02:06:32.000 --> 02:06:33.920 Out, yeah, it'll it'll it will not. 2424 02:06:34.159 --> 02:06:35.479 It will not draw the battery down. 2425 02:06:35.640 --> 02:06:37.920 No, that's what you got to do until you can 2426 02:06:37.920 --> 02:06:40.680 get it into Kevin and then go to Costco. You 2427 02:06:40.720 --> 02:06:44.039 can buy those little push button lights for six seven. 2428 02:06:44.640 --> 02:06:45.319 Stick up light. 2429 02:06:45.520 --> 02:06:49.640 Yeah, gosh, that's not that I was thinking about just 2430 02:06:49.640 --> 02:06:51.039 pulling out, but I want to kind of keep that 2431 02:06:51.159 --> 02:06:53.279 car and shaved, and it's like it's only got like 2432 02:06:53.279 --> 02:06:54.840 a good two thousand mile money. 2433 02:06:56.079 --> 02:06:58.279 Wow, it just happened all of a sudden. 2434 02:06:59.720 --> 02:07:02.000 Yeah, yeah, it happened about six months ago. 2435 02:07:02.159 --> 02:07:03.760 And you're suspecting the door switch. 2436 02:07:04.079 --> 02:07:05.880 Typically typically it is the door switch. 2437 02:07:05.960 --> 02:07:10.119 Yeah, right, those like little push buttons Cavin, so you 2438 02:07:10.159 --> 02:07:12.800 could open all your doors used to be. 2439 02:07:12.920 --> 02:07:17.359 Now they're built into the door mechanism itself. Oh yeah, no, 2440 02:07:17.399 --> 02:07:20.079 the little free before. Oh yeah. 2441 02:07:20.119 --> 02:07:22.000 How much are these micro switches in the door? 2442 02:07:22.039 --> 02:07:23.920 Well you don't. You have to replace the whole latch, 2443 02:07:24.439 --> 02:07:26.760 of course you do. Yeah, you can't just get a switch. 2444 02:07:27.039 --> 02:07:27.720 How much is that? 2445 02:07:27.840 --> 02:07:29.439 Probably two to three hundred bucks? 2446 02:07:29.479 --> 02:07:31.000 Oh you poor souls? 2447 02:07:31.800 --> 02:07:33.279 Costco costco. 2448 02:07:33.960 --> 02:07:40.640 Yeah, yeah, pull the bolb, I mean, especially if you 2449 02:07:40.640 --> 02:07:46.760 have other lights. God, okay, story real quick. Yeah. 2450 02:07:48.039 --> 02:07:51.319 I just bought the TV a mess by what one 2451 02:07:51.399 --> 02:07:55.279 hundred inches and they had the wrong delivery addresses by 2452 02:07:55.359 --> 02:07:56.760 does down in the Springs. 2453 02:07:56.960 --> 02:07:58.319 Did you say one hundred inch? 2454 02:07:59.720 --> 02:08:00.319 Yeah? 2455 02:08:00.359 --> 02:08:06.159 What are you talking about? One hundreds? Okay, keep going anyway. 2456 02:08:06.720 --> 02:08:09.680 So, uh, it's say they want to reschedule to go 2457 02:08:10.039 --> 02:08:13.000 to the right, correct address. So I give them my 2458 02:08:13.039 --> 02:08:15.479 address in Denver, you know, and at the house that's 2459 02:08:15.479 --> 02:08:18.840 been there sixty six and they're telling me they can't 2460 02:08:18.960 --> 02:08:21.680 schedule it because that address has knocked. 2461 02:08:21.680 --> 02:08:22.720 Come up with your system? 2462 02:08:23.359 --> 02:08:28.479 Come on? Oh my god? Did you say I'll drop 2463 02:08:28.479 --> 02:08:31.039 a pin? Yeah? 2464 02:08:31.079 --> 02:08:34.199 I know, I just you know, I tried to reason why. 2465 02:08:34.399 --> 02:08:37.119 I mean, you can google the address. It comes up. 2466 02:08:37.279 --> 02:08:41.439 I've got some your systems. Well, there's nothing I can do, 2467 02:08:42.760 --> 02:08:45.960 so I don't know. I got this about this TV. 2468 02:08:46.079 --> 02:08:47.039 Maybe I'll just tell them this. 2469 02:08:47.159 --> 02:08:51.439 Jamin God, that sucks. Or I can give you my address. 2470 02:08:51.479 --> 02:08:56.479 I'm sure it's on there. I would glad. How much 2471 02:08:56.520 --> 02:08:56.720 is it? 2472 02:08:56.720 --> 02:09:04.039 By the way, it's a about seven thousand with the taxi. 2473 02:09:03.680 --> 02:09:07.079 And everything, because you can buy right now, literally a 2474 02:09:07.119 --> 02:09:12.199 fifty five inch Is that considered small nowadays? A fifty five. 2475 02:09:12.000 --> 02:09:13.760 Inches that's undersized? Yeah it is. 2476 02:09:15.840 --> 02:09:18.880 Jeez, okay, you can buy them for five hundred bucks 2477 02:09:19.239 --> 02:09:22.680 right now at Microsoft. 2478 02:09:21.680 --> 02:09:24.359 Are like eighties Simpsons for twenty five hundred. 2479 02:09:25.119 --> 02:09:27.760 Yeah, that's I don't know. You go over nowadays, with 2480 02:09:27.800 --> 02:09:30.319 the technology and how it's changing for me, you go 2481 02:09:30.399 --> 02:09:33.239 over one thousand bucks anymore. I wouldn't go over fifteen 2482 02:09:33.359 --> 02:09:35.239 hundred on these TVs and right now because they're all 2483 02:09:35.279 --> 02:09:39.840 gonna come down entyce. Yeah, anyway, I guess that's the 2484 02:09:39.880 --> 02:09:43.079 way everything is. Three h three seven one three eight 2485 02:09:43.159 --> 02:09:45.640 two five pace. But Greg, hang on, I promise you 2486 02:09:45.640 --> 02:10:03.159 you're next. Go ahead, sir. What's going on? Greg? 2487 02:10:04.520 --> 02:10:04.840 All right? 2488 02:10:04.920 --> 02:10:05.159 Tom? 2489 02:10:05.199 --> 02:10:09.119 You were talking about antioxidant or not. 2490 02:10:09.119 --> 02:10:11.960 Antioxidy anti inflammatory? 2491 02:10:12.079 --> 02:10:14.359 Yeah, and I was wondering what you do to help 2492 02:10:14.439 --> 02:10:15.000 control that. 2493 02:10:16.239 --> 02:10:20.319 Okay, I have supplements that I use, but and they're 2494 02:10:20.359 --> 02:10:27.800 all kinds. You know. It really has to do with 2495 02:10:28.279 --> 02:10:31.640 what will work with you, because if you have certain issues, 2496 02:10:31.640 --> 02:10:34.000 you can't take certain ones. And I hate you know, 2497 02:10:34.079 --> 02:10:41.119 but anti inflammatory supplements are all over the place, all 2498 02:10:41.159 --> 02:10:47.520 over the place, and it's really something that it is 2499 02:10:47.560 --> 02:10:50.399 something that really is easy to find, is what I'm 2500 02:10:50.439 --> 02:10:53.720 going to say. All you have to do is look 2501 02:10:53.760 --> 02:10:57.399 on it. You can look on Amazon, you can look 2502 02:10:57.479 --> 02:11:01.039 on ask your doctor if you have a doctor that's hip. 2503 02:11:01.359 --> 02:11:05.880 Some doctors aren't. They're all into medicines. Now I'm not 2504 02:11:05.920 --> 02:11:08.000 talking about drugs, you know. I'm not like talking like, 2505 02:11:08.039 --> 02:11:12.600 for example, Omega threes. Fish oil automatically anti and it's 2506 02:11:12.600 --> 02:11:14.439 a good nutrient. You need it, so I take fish 2507 02:11:14.439 --> 02:11:19.479 oil at night. A lot of people like turmeric or 2508 02:11:19.640 --> 02:11:24.079 the Kirkumen okay, ginger and their supplements for that, green 2509 02:11:24.119 --> 02:11:29.640 tea extract, reservatol, corstin, romeolin. I just did a quick 2510 02:11:30.000 --> 02:11:34.960 assessment here on AI, vitamin D, magnesium. These are all 2511 02:11:35.439 --> 02:11:39.840 anti inflammatories, so everyone needs these anyway, if you have 2512 02:11:39.880 --> 02:11:44.600 a good multi it's never hurts to take extra omega threes. 2513 02:11:44.680 --> 02:11:48.479 That's where I'd start omega threes. And then however you 2514 02:11:48.520 --> 02:11:50.560 can tolerate, you might want to take some turmeric, or 2515 02:11:50.600 --> 02:11:53.119 you may want to go to green tea extract. A 2516 02:11:53.119 --> 02:11:57.279 lot of people love probiotics. Some people say they don't 2517 02:11:57.319 --> 02:12:01.800 like it, but they do it and anyway, stuff like that. 2518 02:12:02.479 --> 02:12:05.560 Zinc has some anti inflammatory properties, but you never want 2519 02:12:05.600 --> 02:12:08.319 to depend on one. You should have a well regimented, 2520 02:12:08.640 --> 02:12:10.000 well rounded approach. 2521 02:12:11.479 --> 02:12:12.560 Excellent, thank you. 2522 02:12:12.800 --> 02:12:15.000 And uh yeah, and you know I'm going to tell 2523 02:12:15.000 --> 02:12:17.600 you something that may sound silly, but it's not AI. 2524 02:12:17.800 --> 02:12:20.479 You know what I actually did with AI. I just 2525 02:12:20.560 --> 02:12:23.520 did some experimenting and I uploaded my blood work to 2526 02:12:23.560 --> 02:12:27.279 it my results, and said, tell me how these supplements 2527 02:12:28.159 --> 02:12:30.920 that I'm taking will interplay with this type of blood 2528 02:12:31.920 --> 02:12:36.279 And it actually gave me down right specifics. You don't 2529 02:12:36.279 --> 02:12:40.039 need this. This you could increase this would help this 2530 02:12:40.039 --> 02:12:43.680 this high thing come lower or this low thing come higher. God, 2531 02:12:43.760 --> 02:12:46.439 it is amazing to me. Now, obviously I have a 2532 02:12:46.479 --> 02:12:49.079 doctor I see, as you know, you know, I have 2533 02:12:49.159 --> 02:12:54.640 a concierge that I see. But look, be we do 2534 02:12:54.720 --> 02:12:57.159 what we can, right, We just do what we can. 2535 02:12:57.479 --> 02:13:00.720 That doesn't mean. You know that doesn't mean you're You're 2536 02:13:00.720 --> 02:13:03.680 not a member of the lottery on Earth, right, So anyway, 2537 02:13:04.199 --> 02:13:06.439 three oh three seven one three eight two I want 2538 02:13:06.439 --> 02:13:08.760 you to call three oh three Martino, I mean, and 2539 02:13:08.840 --> 02:13:10.439 leave a message and we will go back to you 2540 02:13:10.840 --> 02:13:13.760 three oh three six two seven eight four sixty six. 2541 02:13:14.119 --> 02:13:19.279 And remember uh referral lists dot com for help information 2542 02:13:19.319 --> 02:13:22.279 and referrals, and save all your problems for me.