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Speaker 1: Stats.

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Speaker 2: Let's talk about stats.

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Speaker 3: Been Credital and his team of former players and insiders

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give you the latest stats, data and analytics that are

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trending in the world of Cougar Sports stats.

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Speaker 4: Welcome back Coruger Sports one of three nine nine eight

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point three. Gus being the fan I've been for the

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broadcasting Glumart Vanderwelth studio of Betterwealth dot Com. Get on

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a free Q and A no op to get you

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to doing best Q and A with our tax smart

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wealth advisors want to talk.

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Speaker 1: To stats in this segment.

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Speaker 4: One of the key stats of the day for me

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is over the last two years, right.

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Speaker 1: I put this out there and kind of went viral.

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Speaker 4: A lot of college football fans Utah fans are chiming

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in on it. Since last season be all you remember

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went eleven and two last year. Now they're nine to one.

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BYU is twenty and three during that time. That's the

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best record in the Big Twelve by like three games.

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The second best record over that same span is Texas Tech.

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Texas Tech has the second best record. I think they

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have six losses in that spam.

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Speaker 1: What have you done for me lately? BYU has done

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a lot for you lately, and I quoted and I said,

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but they don't win by a large enough margin.

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Speaker 4: A lot of haters out there finding the tweet and

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hating on the tweet.

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Speaker 1: Texas Tech's eighteen and six. Everyone to say eighteen and six.

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Speaker 4: I was stayed at seventeen and seven to talk about

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some stats today. Listen, welcome in Blaine Anderson of Batterwell

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Batterwell dot com. Blaine, how are you.

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Speaker 2: I'm doing great. That's an impressive stat, man, I sure

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like it.

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Speaker 4: It's a great stat phenomenal sat And Look, there's a

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lot of haters out there that just hate on them

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kougs whenever they're winning, and they're gonna say, well, byun't

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didn't compete well enough versus Texas Tech. That's why they

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deserve to be on the outside looking in. They don't

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win by a big enough margin. That's why they deserve

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to be on the outside looking in. A win is

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a win is a win last time I checked, right.

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Speaker 2: Blake, absolutely, and I can't even imagine why some people

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put Utah ahead of BYU with some of these probabilities

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for the playoffs. It blows my mind. We beat them

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straight up. I don't know what else you can say?

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Speaker 1: What else can you do right now?

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Speaker 4: Blaine, We're getting towards the end of the year and

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we got to save money on our taxes.

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Speaker 1: You and I have discussed this before.

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Speaker 4: There's lots of different ways as a playbook on how

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to save money on your taxes.

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Speaker 1: Tell us a little bit about.

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Speaker 4: The tax Smart playbook that we've been hearing from even

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a basketball players, current bou basketball players talking about it.

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Speaker 2: Absolutely, this is a complimentary guide that we provide to investors.

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It's a playbook of things that we do all throughout

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the year. But the idea is to incorporate your tax

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and investment planning. This will help investors to understand how

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to manage their wealth the tax smart way, connecting investments, income,

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retirement planning, and a long term strategy under one coordinated approach.

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So it's a playbook that we make available that Visit

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our website at bandorwealth dot com and get a look

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underneath the hood, some inside access of what the band

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Orwealth Tax mart Playbook looks like.

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Speaker 1: Tax Smart Playbook.

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Speaker 4: Lots of pages in that playbook that you can lean

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into and help you save money on the tech, especially

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if you're in a credit investor. We have a lot of

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a credit investors that tune into our show Blame. They've

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called you a number of times. What are some of

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the questions that they ask you about.

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Speaker 2: Yes, it's very true. There are there's a number of

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business owners, professionals, retirees who want to build and protect

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wealth more efficiently, and so we have we've received the

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number of calls about tax efficient income strategies or distribution

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strategies or even the timing of withdrawals, and these are

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a big part of an overall wealth management strategy. So

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certainly the investments are important, and we use a number

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of tax efficient or tax advantaged investments that include hard assets,

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but we also use tax advantaged vehicles. And so for

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business owned or is it's important to know am I

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utilizing the vehicle that allows me the most tax efficiency

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through my portfolio. Many of the listeners have asked about

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ten thirty one exchanges or when selling a business, some

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of the strategies that are available to them. And as

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an entrepreneur and business owner myself, these are all things

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that we're very comfortable with. It's part of my continuing

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education as a certified financial planner, and so this is

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all part of that playbook, but also just having some

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custom one on one strategies or things that we've done

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often with many clients and those that are looking for

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outside options. It's been a pleasure and a delight, that's

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for sure.

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Speaker 1: Love that Blane.

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Speaker 4: You release a new income note, I think about every

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month or so, are you doing it this month? Tell

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us a little bit about the income note?

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Speaker 2: Yes, So for our November edition, this is one of

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those things that helps set vand or apart. And it's

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for those investors that feel like the market's high and

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they would like a little bit of downside protection, still

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want some opportunity, especially opportunity for income. So our custom

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income note for the month of November includes a fifteen

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month term. That's how long the duration is, and then

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it's got some downside barriers, one of them thirty percent,

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and that means the underlying securities can be down in

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their value. This month, we're tracking Apple, Google, and Oracle,

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three top holdings on the S and P five hundred,

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and as long as they stay within a thirty percent barrier,

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we receive a monthly income payment. When annualized, that payment

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can be up to twenty two percent for the year,

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so it gives us good opportunity. And then when it

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comes to protecting the principle, we actually have a fifty

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five zero downside protection. And so these of course should

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be evaluated as part of an overall strategy, and it's

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important to understand the ins and outs of it. But

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the thing we like is we've got some downside protection

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thirty percent and fifty percent and an opportunity to earn

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as much as twenty two percent as part of a

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month the income plan. And so this is a band

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or custom income note. It's the one that we're issuing

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for the month of November, and it certainly is something

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that utilized often by many of our investors and many

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listeners of the show.

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Speaker 4: Awesome, Okay, I'm gonna give you a couple of one

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last question here as it pertains to BYU football. Right now,

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By's eleventh in the College Football Playoff. A little stat

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of the day, if you will.

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Speaker 1: There's a few teams in front of them.

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Speaker 4: I call my Tier one direct rivals for the College

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Football Playoff at large spot for BYU right now.

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Speaker 1: Oklahoma's at number eight. They're eight and two.

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Speaker 4: They have a remaining schedule of number twenty two Miszoo

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at home, and then they take on LSU at home.

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Two good SEC teams. Notre Dame's eight and two. Okay,

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they have Syracuse and Stamford. They're Syracuse at home, Stamford away.

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If any one of these teams loses, by the way,

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they're out of the top ten and BYU gets inserted, right.

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If they continue to win, they beat and see and

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they beat UC up. Alabama is eight and two. Uh,

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their biggest, uh you know game is at the end

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of the season.

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Speaker 1: I think they win the next one. I don't even

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know who it's.

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Speaker 4: So it's like Eastern Illinois College for the deaf, dumb

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and blind. Who knows, uh they're They're playing Auburn though

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in the Iron Bowl to end the season at Auburn.

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And then also I have as my tier two teams,

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Oregon has USC, a ranked USC team and they're on

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the road versus Washington. Who's the most likely out of

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those teams to fall out of the top ten in

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your opinion?

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Speaker 1: And why? And and taken l over the next couple

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of weeks.

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Speaker 2: And that's a tough one. It's a tough one. Some

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good matchups, So let me ask you just for as

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a reminder, did Oklahoma and Alabama play already?

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Speaker 1: Yeah?

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Speaker 4: Yeah, Oklahoma beat barely Alabama this last week.

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Speaker 2: Okay, I saw that. I saw that, and so I

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know that was that was close. I think LSU still

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is going to be a tough team to beat on

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other coaches out, but they've got a lot to prove.

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I like that game against Oklahoma. I think there's a

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good opportunity for an upset there. And then when it

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comes to Oregon act, I think just playing both USC

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and their rival Washington, those are some tough ones. So

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if I was to pick out of these, I think

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I feel like Oklahoma has a chance to lose there

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against LSU. I love Auburn, and I was listening to

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what you guys had to say about the Auburn Alabama matchup,

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and I'm actually encouraged. I listen to these because these

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are all tough games still ahead. So I think BYU's

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got a good opportunity Oregon against USC and Washington. I

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could see them going down against either one of those teams.

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So some good matchups there. I like our chances b YU,

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and then we got to beat Cincinnati this week. I

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still have all the confidence in the world that BYU

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gets in over one of these teams. And if I

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had to say, I think see an Oregon fall would

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probably be the one of the read that I could

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see happening.

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Speaker 4: Most likely, Let's go quack quack. The ducks are out

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of the top ten. Would love to see that, Blaine.

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Always appreciate our time, appreciate you hopping on. We invite

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everyone to head on over to Banterwilth dot com and

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check out the Tax Smart Wealth Advisement, the playbook to

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save money on your taxes.

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Speaker 1: Check it out today Banterwealth, banterwell dot com. Thanks so much, Blaine, Hey,

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thanks for having me Ben. Always a pleasure, always a blessing.

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Let's take a brief time out.

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Speaker 4: We'll be back though, Cougar Nation were to get to

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on a Thursday, November twentieth edition of Cougar Sports.

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Speaker 1: Here on one O three nine ninety eight point three

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is