WEBVTT 1 00:00:00.960 --> 00:00:04.839 You're listening to bill Handle on demand from KFI AM 2 00:00:04.839 --> 00:00:10.199 six forty and this is KFI bill Handle here. It 3 00:00:10.240 --> 00:00:13.679 is a Thursday morning, September the fifth, going to be 4 00:00:13.800 --> 00:00:15.359 very hot today. If you happen to be in the 5 00:00:15.400 --> 00:00:20.120 San Fernano Valley, be prepared for something saying heat Woodland 6 00:00:20.199 --> 00:00:24.280 Hills where my daughters live one hundred and fifteen degrees, 7 00:00:24.879 --> 00:00:27.440 even the beaches are going to be ninety degrees. So 8 00:00:27.920 --> 00:00:32.079 man is hitting big time. Amy, is today the hottest day? 9 00:00:32.159 --> 00:00:34.399 Is this going to be it? Today? And tomorrow? Wow? 10 00:00:34.640 --> 00:00:36.960 How about that? Yeah? And then it should start cooling down, 11 00:00:37.000 --> 00:00:40.200 but just not much, just a slight, slight cool down 12 00:00:40.200 --> 00:00:43.679 through the weekend. Phoenix north of one hundred degrees for 13 00:00:43.759 --> 00:00:47.920 what the third straight month, over one hundred days. Something 14 00:00:48.000 --> 00:00:52.640 completely crazy. Now, yesterday, of course we receive the news 15 00:00:52.640 --> 00:00:55.320 and this is the big, big story, and I think 16 00:00:55.359 --> 00:00:59.840 not internationally, because you know, the world knows that shooting schools, 17 00:01:00.000 --> 00:01:02.079 shotings here in the United States are simply a matter 18 00:01:02.119 --> 00:01:04.439 of course, you know, it's a question of just counting. 19 00:01:04.959 --> 00:01:07.519 And we've had what more up to this point than 20 00:01:07.560 --> 00:01:12.079 all of last year, like in the hundreds. So yesterday 21 00:01:12.680 --> 00:01:19.000 four people killed at Appalachi High School in Georgia. Nine 22 00:01:19.079 --> 00:01:24.760 hospitalized another mass shooting. The suspected gunman is in custody, 23 00:01:25.359 --> 00:01:30.640 fourteen year old student at the school, fourteen years old. 24 00:01:32.359 --> 00:01:37.280 Victims were two students, also fourteen years old, and then 25 00:01:37.319 --> 00:01:42.439 two teachers and the nine other people who were shot 26 00:01:42.480 --> 00:01:46.280 and were not killed. Eight students and one teacher were wounded. 27 00:01:47.079 --> 00:01:49.480 And I guess the good news, and it is good news. 28 00:01:49.519 --> 00:01:53.159 They're expected to survive and make a full recovery. So 29 00:01:53.200 --> 00:01:58.400 the gunman, identified as Colt Gray, he's fourteen and will 30 00:01:58.439 --> 00:02:03.840 be charged as in a adult. Now fourteen years old 31 00:02:03.879 --> 00:02:06.200 and still being charged an adult is I think the 32 00:02:06.239 --> 00:02:09.719 youngest of any state where you can charge someone with 33 00:02:09.759 --> 00:02:13.759 an adult. Here in California you sort of have to 34 00:02:13.759 --> 00:02:16.680 be eighteen. I think under very special circumstances, seventeen year 35 00:02:16.680 --> 00:02:23.360 olds can be charged. Now here is a story that Okay, 36 00:02:24.639 --> 00:02:29.479 let's look at this in depth. Gray was questioned by 37 00:02:29.599 --> 00:02:35.800 law enforcement last year regarding several anonymous tips about online 38 00:02:35.840 --> 00:02:39.280 threats he made to commit a school shooting at an 39 00:02:39.319 --> 00:02:46.319 unidentified unidentified an unidentified location in time, and there was 40 00:02:46.400 --> 00:02:49.759 no probable cause for a rest at that time. Can 41 00:02:49.759 --> 00:02:53.840 you imagine he was questioned. So here's how he came down. 42 00:02:53.919 --> 00:03:00.280 One of the students said that the shooter, Gray left 43 00:03:00.280 --> 00:03:05.080 his classroom at the beginning of algebra one around nine 44 00:03:05.080 --> 00:03:09.680 to forty five am. He returns near the end of 45 00:03:09.680 --> 00:03:13.080 the class. He knocks to get back in the door. 46 00:03:14.120 --> 00:03:18.400 Another student goes to open the door, but notices that 47 00:03:18.479 --> 00:03:21.280 he's got a gun and refuse to open the door. 48 00:03:23.680 --> 00:03:27.159 Then what Gray does is go into the next classroom 49 00:03:27.560 --> 00:03:32.120 and opens fire. The Sheriff's department received the first report 50 00:03:32.159 --> 00:03:35.159 of reports of the shooting around ten twenty. I don't 51 00:03:35.199 --> 00:03:39.039 know when the class actually when it ended. We know 52 00:03:39.159 --> 00:03:41.840 that he came in around nine forty five, don't know 53 00:03:42.719 --> 00:03:46.439 when the class was to end, so the exact time 54 00:03:46.479 --> 00:03:50.280 that he came in the Sheriff's department received around ten 55 00:03:50.360 --> 00:03:56.759 twenty the first reports. Now, a resource officer confronted the shooter. 56 00:03:56.960 --> 00:04:02.639 Remember this is after the cops were called immediately surrendered. 57 00:04:03.439 --> 00:04:07.360 He threw his arms up and surrendered, taken into custody 58 00:04:07.360 --> 00:04:11.400 as they described, without incident. And as a result of 59 00:04:11.439 --> 00:04:15.520 the shooting, and this is now simply policy, all schools 60 00:04:15.520 --> 00:04:18.959 in the district were placed on lockdown. Police were sent 61 00:04:19.000 --> 00:04:23.720 out to all the schools and with an abundance of costume. 62 00:04:23.800 --> 00:04:25.639 They said, we're shutting it down, even though at that 63 00:04:25.800 --> 00:04:29.759 point they thought and knew that it was only gray 64 00:04:29.800 --> 00:04:36.639 and it wasn't another shooter, but another scene of students 65 00:04:37.040 --> 00:04:42.319 running out of classrooms, hands in the air because the 66 00:04:42.360 --> 00:04:45.240 cops don't know who has a weapon, who doesn't. At 67 00:04:45.240 --> 00:04:47.680 this point, they don't know who did the shooting. They 68 00:04:47.759 --> 00:04:50.920 just have to get everybody out, hands in the air, 69 00:04:51.120 --> 00:04:55.079 and in this case, the students went out into the field, 70 00:04:55.680 --> 00:04:59.160 into the football field. And part of the story is 71 00:04:59.720 --> 00:05:04.399 that parents were running, as you can imagine, to the 72 00:05:04.439 --> 00:05:08.519 school because they heard. There were cell phone calls made 73 00:05:08.560 --> 00:05:12.839 to parents, mom, dad, there was a shooting at the school. 74 00:05:13.399 --> 00:05:16.800 In one case, the student in one of the classrooms 75 00:05:16.839 --> 00:05:21.600 heard the shooting, knew that there was that bullets were flying, 76 00:05:22.279 --> 00:05:27.240 and said the last saying said was I love you now. 77 00:05:27.279 --> 00:05:29.759 That student survived. That student was not a victim. We 78 00:05:29.800 --> 00:05:33.439 don't know who the victims is. The victims are well, 79 00:05:33.480 --> 00:05:35.240 we do we have the names certainly of the ones 80 00:05:35.279 --> 00:05:38.480 that were killed, but we don't know what students were 81 00:05:38.519 --> 00:05:41.639 in which classroom, and we don't know who survived. How 82 00:05:41.680 --> 00:05:47.920 many witnesses there are. I guess can you imagine were saying, oh, 83 00:05:48.079 --> 00:05:52.639 only four were killed this time around. It doesn't really 84 00:05:52.680 --> 00:05:56.600 become massive, massive news until what a dozen are killed. 85 00:05:57.160 --> 00:06:00.639 I mean, that's where we've come to. And so what 86 00:06:00.680 --> 00:06:04.879 we do know is a fourteen year old student leaves 87 00:06:04.879 --> 00:06:08.839 his algebra class, comes back at the end of the class, 88 00:06:10.279 --> 00:06:14.480 knocks on the door, which is closed. Student opens up 89 00:06:14.920 --> 00:06:18.560 the door, sees this kid, his name is Colt Gray, 90 00:06:19.720 --> 00:06:23.480 and he has an assault type weapon with him. Immediately 91 00:06:23.519 --> 00:06:26.120 shuts the door, locks it. I mean, we're no one's 92 00:06:26.120 --> 00:06:29.560 coming in the door with that. And so Grey goes 93 00:06:29.639 --> 00:06:33.800 next door and opens fire and kills two students and 94 00:06:33.879 --> 00:06:38.720 two teachers. Okay, so now I want to go and 95 00:06:38.759 --> 00:06:41.319 we've heard this before, but I think all of this 96 00:06:41.519 --> 00:06:45.800 and depending on how old you are, let's start with 97 00:06:46.279 --> 00:06:50.240 one of the things that virtually every single news outlet 98 00:06:50.720 --> 00:06:54.759 was interviewing parents, not necessarily or not the parents who 99 00:06:54.920 --> 00:06:59.519 of the kids that were killed, but parents and saying, 100 00:07:00.839 --> 00:07:04.480 every time my kid goes to school, I'm wondering if 101 00:07:04.519 --> 00:07:08.839 I'm ever going to see my child again. Students are 102 00:07:08.920 --> 00:07:12.720 saying every time I go to school, I'm wondering if 103 00:07:12.720 --> 00:07:17.240 there's someone coming in with a weapon and something that 104 00:07:17.360 --> 00:07:21.319 was unheard of. Now I grew up and I was 105 00:07:22.079 --> 00:07:25.639 in school at the end of the Cold War, when 106 00:07:25.680 --> 00:07:29.360 I was just a couple of years younger, and we 107 00:07:29.480 --> 00:07:33.079 had what we call drop drills. I mean everybody has 108 00:07:33.120 --> 00:07:36.759 fire drills, but drop drills where the teacher would say 109 00:07:36.959 --> 00:07:41.560 drop and we would immediately dive under our desks and 110 00:07:41.720 --> 00:07:45.199 we would put our hands lock the hands over our 111 00:07:45.319 --> 00:07:48.639 necks behind us, and we were on our knees and 112 00:07:48.720 --> 00:07:53.199 our asses had to face although it's kind of hard 113 00:07:53.199 --> 00:07:55.439 for asses to face, but your butt has to face 114 00:07:55.480 --> 00:08:00.519 the windows. And why did we have drop drills Because 115 00:08:01.639 --> 00:08:05.839 the fear that the Russians were going to unleash nuclear 116 00:08:05.879 --> 00:08:10.600 weapons and LA being a target, we were going to 117 00:08:10.639 --> 00:08:15.160 be attacked. And I guess that the drop drill was 118 00:08:15.160 --> 00:08:21.800 all about. I guess your butt being fried one hundredth 119 00:08:21.839 --> 00:08:25.279 of one thousandth of one nanosecond before the rest of 120 00:08:25.319 --> 00:08:30.480 you gets vaporized. That was the drop drill. Never even 121 00:08:30.519 --> 00:08:33.600 occur to anybody that someone would come a shooter would 122 00:08:33.600 --> 00:08:37.799 come into the school and start to spraying a classroom in, 123 00:08:37.879 --> 00:08:42.440 killing students and teachers. Now it's active shooter drills. I 124 00:08:42.480 --> 00:08:46.480 don't think there is an elementary school, middle school, high 125 00:08:46.519 --> 00:08:50.320 school in the country that doesn't have active shooter drills. 126 00:08:52.320 --> 00:08:56.720 And we've reached the point where that's incidentally, that's the 127 00:08:56.759 --> 00:08:59.639 cost of doing business in the United States. Now, that's it. 128 00:09:00.039 --> 00:09:02.080 Live in the country. You're going to see mass shootings. 129 00:09:02.080 --> 00:09:03.799 That's it. You know, you wake up and you're just 130 00:09:03.799 --> 00:09:08.120 waiting for another mass shooting, and hopefully it's not a school. 131 00:09:08.240 --> 00:09:11.399 Hopefully it's well, hopefully it's not any place, and you 132 00:09:11.440 --> 00:09:14.240 hope the cops take down whoever it is that does 133 00:09:14.279 --> 00:09:18.279 the shooting. I mean, it is a totally different world, 134 00:09:18.919 --> 00:09:21.679 all right. Two things. One, you're not going to hear 135 00:09:21.720 --> 00:09:24.600 gun control talked about it anymore. I mean you occasionally 136 00:09:24.600 --> 00:09:29.320 hear something called sensible gun control, which California has most 137 00:09:29.360 --> 00:09:33.759 restrictive gun control, and that no assault weapons and the 138 00:09:33.840 --> 00:09:38.600 number of bullets in a magazine is limited. Southern states 139 00:09:38.720 --> 00:09:42.240 do not have any of that. It's basically year done 140 00:09:43.279 --> 00:09:46.240 open carry. You can carry guns. And there's all kinds 141 00:09:46.240 --> 00:09:49.240 of evidence on both sides saying it's safer, it's not safer, 142 00:09:50.000 --> 00:09:53.840 and sayings, you know, an armed society is a polite society, 143 00:09:53.840 --> 00:09:56.960 and we can go crazy with that. Now, as I 144 00:09:57.000 --> 00:09:59.480 said in my last segment, is there anything that would 145 00:09:59.679 --> 00:10:04.879 we the limit the possibility of a shooter coming into school? Yeah, 146 00:10:05.039 --> 00:10:10.639 make the school effectively a TSA checkpoint. That's it. You 147 00:10:10.759 --> 00:10:13.960 come in well and works. It's so far. They open 148 00:10:14.039 --> 00:10:18.240 up all the backpacks. There are stadiums that you can 149 00:10:18.279 --> 00:10:24.399 only have clear plastic bags so the security can see 150 00:10:24.440 --> 00:10:28.440 whatever you have. You're not allowed purses, and so you 151 00:10:28.519 --> 00:10:33.879 go through a metal detector. If people have some kind 152 00:10:33.919 --> 00:10:40.240 of metal, boom, the wand comes out. And every single 153 00:10:40.279 --> 00:10:44.639 school has to be secure. And on top of that, 154 00:10:45.399 --> 00:10:50.080 every single shopping center, every market would have to be secure, 155 00:10:50.120 --> 00:10:52.720 which of course is impossible. Schools, I think you can do. 156 00:10:53.360 --> 00:10:57.279 I think taxpayers would vote in the kind of security 157 00:10:57.320 --> 00:11:03.360 that is needed. It has come to a just craziness. 158 00:11:04.360 --> 00:11:07.559 And this has been going on for a while. I 159 00:11:07.600 --> 00:11:11.000 went back to the high school that I graduated from, 160 00:11:11.759 --> 00:11:14.480 and I was invited by a teacher that I had 161 00:11:14.519 --> 00:11:17.759 who was just about to retire. And we're walking down 162 00:11:17.840 --> 00:11:24.480 the hallway and I see a door with LAPD seal 163 00:11:26.000 --> 00:11:28.679 on the door, and I asked him, I go, what 164 00:11:29.000 --> 00:11:31.240 the hell is this about? And he goes, oh, we 165 00:11:31.320 --> 00:11:33.720 have a substation with two cops assigned to the school. 166 00:11:34.279 --> 00:11:39.240 This was not resource officers, this was LAPD. And he said, 167 00:11:39.639 --> 00:11:44.559 it's a different world. It is a totally different world. 168 00:11:45.120 --> 00:11:47.679 When I went to high school. I mean open gates, 169 00:11:48.399 --> 00:11:50.799 you know, you could go in and out. Nothing was 170 00:11:50.840 --> 00:11:56.039 locked down. And now we look at what's going on. 171 00:11:56.120 --> 00:11:57.960 And by the way, and I want to say something, 172 00:11:58.000 --> 00:12:02.639 and you know, I have advocated control my entire broadcast career, 173 00:12:02.679 --> 00:12:07.519 my entire adult life. The point is it's over. Critical 174 00:12:07.559 --> 00:12:10.320 mass has already happened. It's like climate change. You can 175 00:12:10.399 --> 00:12:13.639 slow it down, but you're done right. We're past the 176 00:12:13.679 --> 00:12:16.080 point of no return, and we certainly are passed the 177 00:12:16.080 --> 00:12:19.879 point of no return with weapons. There was a time 178 00:12:20.200 --> 00:12:26.000 during George W. Bush's presidency where there was a federal 179 00:12:26.080 --> 00:12:29.799 law that you couldn't buy an assault weapel, you couldn't 180 00:12:29.799 --> 00:12:32.720 own an assault weapon. If you had grandfathered in you could. 181 00:12:33.639 --> 00:12:36.720 But that sunset it after ten years, and since then, 182 00:12:36.799 --> 00:12:40.159 I think twenty or thirty million assault type weapons. And 183 00:12:40.200 --> 00:12:42.799 I know there's an argument saying assault weapons are no 184 00:12:42.879 --> 00:12:46.879 more dangerous than a, for example, a semi automatic pistol. 185 00:12:47.440 --> 00:12:51.320 But the bullets from what I understand, an assault weapon 186 00:12:51.440 --> 00:12:55.799 does far far more damage by just its design and 187 00:12:55.840 --> 00:12:59.960 the kind of bullets that it has, so be prepared. Okay, 188 00:13:00.159 --> 00:13:03.919 let's calendar this one and this is the fifth, and 189 00:13:03.960 --> 00:13:06.639 we're going to have a football pool. I'm telling you 190 00:13:06.720 --> 00:13:09.240 right now, guys on the morning team, We're gonna have 191 00:13:09.240 --> 00:13:12.600 a football pool. And we're simply going to guess when 192 00:13:12.639 --> 00:13:17.120 the next one is and whoever wins the next one 193 00:13:17.200 --> 00:13:19.840 in terms of the closest to the date, you get 194 00:13:19.879 --> 00:13:23.240 a prize. All right, I want to switch gears for 195 00:13:23.279 --> 00:13:26.279 a moment and talk about something that came out of 196 00:13:26.279 --> 00:13:29.279 the Wall Street Journal. And this is going on, and 197 00:13:29.279 --> 00:13:32.720 this is a growing issue, and that is let's start 198 00:13:32.759 --> 00:13:37.200 with baby boomers. Eleven thousand people in the US are 199 00:13:37.200 --> 00:13:43.120 turning sixty five every day. That is a huge number. 200 00:13:43.159 --> 00:13:46.399 Baby boomers are an enormous part of the population, and 201 00:13:46.639 --> 00:13:49.840 we are retiring. I'm a boomer. And one of the 202 00:13:49.840 --> 00:13:53.240 things that baby baby boomers want to do, and that 203 00:13:53.399 --> 00:13:57.720 is grow old in their own homes. That's just something 204 00:13:58.080 --> 00:14:03.000 we want to do. The problem is we're growing old 205 00:14:03.879 --> 00:14:11.200 because of medical advancements, We're living longer, and most people 206 00:14:11.639 --> 00:14:15.879 have a two story home, and how do you stay 207 00:14:15.919 --> 00:14:19.120 home when you're old and decrepit and you have a 208 00:14:19.159 --> 00:14:23.480 two story home. I will probably the next segment talk 209 00:14:23.519 --> 00:14:27.080 about what I did and it made a lot of sense, 210 00:14:27.320 --> 00:14:29.639 and both with my mom and what I did in 211 00:14:29.679 --> 00:14:33.159 my house. All right, So a couple of examples. Nebraska. 212 00:14:33.279 --> 00:14:38.840 This is Nebraska, Okay. Christine Saalhany was interviewed. She spends 213 00:14:38.879 --> 00:14:42.080 about two hundred and forty thousand dollars a year for 214 00:14:42.360 --> 00:14:44.960 twenty four hour in home care for her husband, who 215 00:14:45.000 --> 00:14:50.759 has Alzheimer's. That is a problem because you have soaring 216 00:14:50.799 --> 00:14:55.120 costs to be in homecare. It's gone just astronomical, so 217 00:14:55.960 --> 00:15:00.960 medical advances, baby boomers, more of them. So you've got spouses, 218 00:15:01.279 --> 00:15:05.960 adult children, siblings, Well, they're putting their lives on hold. 219 00:15:06.639 --> 00:15:11.639 It's as simple to care for relatives, sleep deprivation, constant worry. 220 00:15:12.480 --> 00:15:16.720 Families draining their savings. I'm not talking about the old people. 221 00:15:16.799 --> 00:15:21.879 I'm talking about their kids, siblings, draining their savings, their 222 00:15:21.960 --> 00:15:28.240 life savings, their retirement to take care of mom. Now 223 00:15:28.240 --> 00:15:33.399 what happens when they get old? Does that continue on? Well, 224 00:15:33.480 --> 00:15:36.039 you reach a point where sometimes someone in your family 225 00:15:36.080 --> 00:15:39.960 goes you know, I'm sort of done you know, enjoy yourself. 226 00:15:42.799 --> 00:15:47.279 Seventy seven percent of Americans age fifty and older want 227 00:15:47.279 --> 00:15:49.879 to live as long as possible in their home. Three 228 00:15:49.919 --> 00:15:54.120 quarters don't want to move. They want to grow old. 229 00:15:54.200 --> 00:15:58.559 And unfortunately that means someone has to take care of them, 230 00:15:58.960 --> 00:16:04.399 and that means in home care or a combination of 231 00:16:04.399 --> 00:16:09.360 in home care and relatives taking care of mom or dad. 232 00:16:09.440 --> 00:16:13.320 Typically it's the children taking care of mom or dad. Now, 233 00:16:13.600 --> 00:16:16.639 the problem is if it costs that much money for 234 00:16:16.720 --> 00:16:20.440 twenty four hour care in the case of Christine Salahany 235 00:16:20.480 --> 00:16:23.720 and by the way, this is not unusual two hundred 236 00:16:23.720 --> 00:16:25.919 and forty thousand dollars a year. Well, how many people 237 00:16:25.960 --> 00:16:28.679 have two hundred and forty thousand dollars a year after taxes? 238 00:16:28.720 --> 00:16:31.000 I mean, I think there's some deductions, but nothing like this. 239 00:16:33.080 --> 00:16:36.840 So the bottom line for a lot of people is 240 00:16:36.919 --> 00:16:40.840 they have to augment the in home care. Instead of 241 00:16:40.879 --> 00:16:45.240 twenty four hours, it's twelve hours or even eight hours. 242 00:16:46.399 --> 00:16:49.240 And I'm going to tell you about my mom and 243 00:16:49.639 --> 00:16:55.399 she had let's just say a big issue because I 244 00:16:55.519 --> 00:16:58.799 had to take care of her, and I'll share that 245 00:16:58.879 --> 00:17:04.640 experience with you in a moment. The statistic is when 246 00:17:04.680 --> 00:17:07.839 a loved one needs round the clock care. And when 247 00:17:07.880 --> 00:17:11.480 someone is really old, decrepit Alzheimer's, it is twenty four 248 00:17:11.480 --> 00:17:16.720 hour care. Family members provide about half the care about 249 00:17:16.759 --> 00:17:21.119 twelve hours. And if you're a child, you are well, 250 00:17:21.200 --> 00:17:24.200 your life is put on hold. How about your kids? 251 00:17:25.680 --> 00:17:30.279 How about their college education? Because that you can put 252 00:17:30.319 --> 00:17:33.720 on hold. Kids can always borrow money, all right, Kids 253 00:17:33.720 --> 00:17:37.400 can always go for pel grants, They can do all 254 00:17:37.480 --> 00:17:41.559 manner of things to go to school. Well, when you're 255 00:17:41.559 --> 00:17:44.039 a white first of all, school is too expensive for 256 00:17:44.400 --> 00:17:48.160 anybody today, so that's crazy. But you can put that off. 257 00:17:48.480 --> 00:17:51.680 You can't put off helping mom or dad who is 258 00:17:51.720 --> 00:17:55.079 sitting there with Alzheimer's in the home because they don't 259 00:17:55.079 --> 00:17:59.079 want to move out. And I can see that, I can, 260 00:17:59.160 --> 00:18:03.119 actually I can see that now. When I built the 261 00:18:03.119 --> 00:18:07.079 Persian Palace, and this was the year two thousand, I 262 00:18:07.160 --> 00:18:11.920 put an elevator in the house for exactly this reason. 263 00:18:13.920 --> 00:18:16.880 And this is before I decided, okay, kids are gone, 264 00:18:16.960 --> 00:18:21.119 and frankly I changed my mind. But I put an 265 00:18:21.119 --> 00:18:25.359 elevator in the house. And why because I thought I 266 00:18:25.640 --> 00:18:28.440 was going to grow old in that house. As a 267 00:18:28.480 --> 00:18:31.079 matter of fact, my kids made me grow old in 268 00:18:31.119 --> 00:18:32.680 my house. By the time it was in my forties, 269 00:18:32.720 --> 00:18:38.000 I was very old with my children. And now you 270 00:18:38.000 --> 00:18:40.200 can only put the kind of elevator I had when 271 00:18:40.240 --> 00:18:42.279 you build a house, and not too many people were 272 00:18:42.279 --> 00:18:45.720 doing that. But there were two reasons. One in case 273 00:18:45.759 --> 00:18:48.559 of a medical issue. Remember it was a two story house, 274 00:18:48.559 --> 00:18:50.720 and most of us do have two story houses because 275 00:18:50.759 --> 00:18:52.839 one story houses take up too much of the footprint, 276 00:18:52.839 --> 00:18:54.759 take up too much of a lot. So what do 277 00:18:54.799 --> 00:18:57.359 you do. You simply put a story on top of 278 00:18:57.400 --> 00:19:00.559 the other one and you deal with half the square 279 00:19:00.599 --> 00:19:02.839 footage on the ground, so you can you have more 280 00:19:02.880 --> 00:19:06.599 house for less acreage if you will, for less ground space. 281 00:19:08.079 --> 00:19:10.559 And so I did it for two reasons. One was 282 00:19:10.599 --> 00:19:12.240 going to grow old in the house, and frankly, when 283 00:19:12.279 --> 00:19:14.640 you're old, going upstairs is a real drag that reaches 284 00:19:14.640 --> 00:19:16.359 the point where you just can't do it or it's 285 00:19:16.359 --> 00:19:20.559 too difficult. So do you move everything downstairs? Or in 286 00:19:20.599 --> 00:19:24.559 my case, I put in an elevator because I anticipated 287 00:19:24.559 --> 00:19:28.559 growing old, and for medical reasons, And that one turned 288 00:19:28.559 --> 00:19:33.519 out to be a good call. Why because Marjorie broke 289 00:19:33.559 --> 00:19:36.519 her femur. She took a spill and had to have 290 00:19:36.799 --> 00:19:39.160 surgery on her hip and her leg and all that, 291 00:19:39.720 --> 00:19:43.759 and the surgeon said, you can't go home. You've got 292 00:19:43.759 --> 00:19:48.119 to be several weeks in a rehab at least. And 293 00:19:48.200 --> 00:19:51.079 she said, I have an elevator at home. And he said, oh, okay, 294 00:19:52.400 --> 00:19:56.000 you're fine. Congratulations, you don't need a rehab. Those are 295 00:19:56.000 --> 00:19:58.880 the two reasons I did it. And growing old in 296 00:19:58.920 --> 00:20:02.640 our home and we're being longer means we need more care. 297 00:20:03.759 --> 00:20:07.839 And that is a reality. And the cost of and 298 00:20:07.880 --> 00:20:09.680 when you're really a mess and you want to live 299 00:20:10.200 --> 00:20:13.480 in your home and you need twenty four hour care. 300 00:20:13.640 --> 00:20:17.400 Just to give you an example, the average, okay, the 301 00:20:17.480 --> 00:20:21.440 median cost of round the clock in home care is 302 00:20:21.480 --> 00:20:27.000 two hundred and ninety thousand dollars per year. Boy, that's impressive, 303 00:20:27.039 --> 00:20:31.440 isn't it. And about a third of retirees don't even 304 00:20:31.759 --> 00:20:36.000 have the resources to afford even one year of minimal care. 305 00:20:38.279 --> 00:20:42.599 I mean, it is absolutely crazy. No one could afford it. 306 00:20:44.079 --> 00:20:49.519 So what do you do? Well, family members make up 307 00:20:49.599 --> 00:20:53.279 a lot of that. When mom, dad, brothers, sister need 308 00:20:53.599 --> 00:20:57.440 twenty four hour care on the average, even people who 309 00:20:57.440 --> 00:21:01.160 can afford it, I really care. Can you imagine three 310 00:21:01.240 --> 00:21:03.200 hundred thousand dollars, so they'll come up with one hundred 311 00:21:03.240 --> 00:21:07.519 and fifty one hundred and twenty thousand, and then the 312 00:21:07.599 --> 00:21:09.519 family takes over the rest of the time and it 313 00:21:09.559 --> 00:21:13.160 wipes out savings. I mean, it destroys families got to 314 00:21:13.200 --> 00:21:17.160 take care of mom. You got siblings, they split up 315 00:21:17.200 --> 00:21:20.799 the time. I mean, it is completely crazy, it really is. 316 00:21:22.240 --> 00:21:24.359 And so what do you do. I'm going to tell 317 00:21:24.400 --> 00:21:27.160 you about my mom's story. All right, My mom died 318 00:21:27.160 --> 00:21:31.960 at ninety eight. She had a house that we basically 319 00:21:32.000 --> 00:21:38.599 forced the stale of because she was an assisted living 320 00:21:38.640 --> 00:21:43.440 which costs less than and we put her up assisted 321 00:21:43.480 --> 00:21:46.599 living and then bored and care at the end of 322 00:21:46.839 --> 00:21:50.559 her life. She ran out of money at ninety three, 323 00:21:50.599 --> 00:21:52.759 and that's with selling the house. If she didn't have 324 00:21:52.799 --> 00:21:56.319 a house, it would have immediately been impossible. And so 325 00:21:56.960 --> 00:22:00.400 she had a pension, she had Social Security, and she 326 00:22:00.559 --> 00:22:03.119 ran out of money at ninety three, so then I 327 00:22:03.200 --> 00:22:06.519 had to pick up the bill. After that, she lasted 328 00:22:06.559 --> 00:22:10.599 another five years just to screw with me for no 329 00:22:10.720 --> 00:22:16.079 other reason, and it cost me one hundred thousand dollars 330 00:22:16.160 --> 00:22:20.319 a year until she died five years. And that's with 331 00:22:21.319 --> 00:22:27.000 Social Security, and that's with her pension, and it still 332 00:22:27.039 --> 00:22:32.200 cost me that much money. I could not go visit 333 00:22:32.200 --> 00:22:33.880 her in the last five years of her life. I 334 00:22:33.880 --> 00:22:36.240 wouldn't well, I couldn't go visit her alone. I would 335 00:22:36.240 --> 00:22:38.680 not walk into her room alone because I knew I 336 00:22:38.680 --> 00:22:41.359 I was gonna grab a pillow. It was that simple. 337 00:22:42.359 --> 00:22:44.400 And so she ended up dying at ninety eight. When 338 00:22:44.400 --> 00:22:46.880 we went to the funeral, nobody was there except family. 339 00:22:46.920 --> 00:22:48.880 Because when you're ninety eight and you die, everybody you 340 00:22:48.960 --> 00:22:54.359 know is dead already. So there's just immediate family. And 341 00:22:54.400 --> 00:22:59.599 so people are going completely broke. Why because they want 342 00:22:59.599 --> 00:23:07.440 to stay in their homes longer, and you know the 343 00:23:07.480 --> 00:23:12.440 average And here's the problem that the workers themselves. And 344 00:23:12.480 --> 00:23:14.960 by the way we ended up, I ended up having 345 00:23:14.960 --> 00:23:18.079 to pay for twenty four hour care towards the last 346 00:23:18.079 --> 00:23:22.720 of her life. Now, what happens if you don't have 347 00:23:22.759 --> 00:23:26.839 any money, Well, I mean, the county comes in and 348 00:23:26.960 --> 00:23:31.039 Medicare will pay for part of it. And the county 349 00:23:31.079 --> 00:23:34.000 is not going to park people in a Walmart parking lot, 350 00:23:34.640 --> 00:23:38.079 so they will put you in some kind of a facility. 351 00:23:38.119 --> 00:23:45.680 Can you imagine a county facility? And thank goodness, two things. One, 352 00:23:46.680 --> 00:23:49.119 I had the financial ability. By the way, one hundred 353 00:23:49.160 --> 00:23:51.920 thousand dollars a year, you have to make a whole 354 00:23:52.039 --> 00:23:54.279 lot of money, where one hundred thousand dollars a year 355 00:23:54.359 --> 00:23:58.359 does not hurt. That is a big hit. I mean, 356 00:23:58.400 --> 00:24:02.119 I don't care for you're insanely wealthy one hundred grand 357 00:24:02.119 --> 00:24:06.200 a year. So I had to pay one hundred thousand 358 00:24:06.240 --> 00:24:09.400 dollars a year for my mother for five years. She 359 00:24:09.480 --> 00:24:13.599 didn't know who I was, She zoned out, she was 360 00:24:13.640 --> 00:24:17.559 basically a vegetable. And I hated her on top of that. 361 00:24:18.640 --> 00:24:21.359 So what a combination that is? You hate your mom, 362 00:24:21.759 --> 00:24:26.000 You're paying a fortune. You know what kind of car 363 00:24:26.039 --> 00:24:28.319 I could have gotten for five hundred thousand dollars over 364 00:24:28.359 --> 00:24:32.440 those years. You know I'd be driving a Lamborghini or 365 00:24:32.480 --> 00:24:38.960 a Maserati or a McLaren. So when I see a 366 00:24:39.039 --> 00:24:41.400 one of these sports cars at worth half a million 367 00:24:41.440 --> 00:24:45.480 dollars driving down the street, it was I literally look 368 00:24:45.519 --> 00:24:47.880 at that, and it's my mother that doesn't let me 369 00:24:47.960 --> 00:24:57.160 have that. Okay, I'm done. I'm a dutiful son, aren't I. 370 00:24:57.160 --> 00:25:01.920 I still did it, all right, guys, that's enough of 371 00:25:01.920 --> 00:25:07.000 that now. Am I particularly a bastard today? Or more 372 00:25:07.039 --> 00:25:11.519 so than I? Usually am, and have I reached new 373 00:25:11.599 --> 00:25:15.720 levels of complete a holiness? Pretty much? You're going to 374 00:25:15.759 --> 00:25:18.880 be haunted by your mother? Yeah, thank god. I don't 375 00:25:18.880 --> 00:25:21.920 believe in ghosts, although I took care of her. I mean, 376 00:25:21.960 --> 00:25:24.079 I you know I did. I came to the table, 377 00:25:24.960 --> 00:25:28.920 so I mean, what do you say? KF I am 378 00:25:28.960 --> 00:25:31.880 six forty live everywhere on the iHeartRadio app. You've been 379 00:25:31.880 --> 00:25:34.440 listening to the Bill Handle Show. Catch my Show Monday 380 00:25:34.440 --> 00:25:38.079 through Friday six am to nine am, and anytime on 381 00:25:38.240 --> 00:25:40.240 demand on the iHeartRadio app.