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<v Speaker 1>Kind of curtailing off what we were just finishing the

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<v Speaker 1>show with. Somebody texted and't asked this question.

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<v Speaker 2>How often do you guys wash your clothes?

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<v Speaker 1>Twice a month or four times a month?

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<v Speaker 2>What the fuck? Thank you? I thought that was a

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<v Speaker 2>wild question. Twice a month is the that's it? Huh,

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<v Speaker 2>every other week unless your wardrobe is so mine you

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<v Speaker 2>have to have a deep bench. Yeah wow.

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<v Speaker 1>I mean for me personally, much like like we're doing

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<v Speaker 1>laundry every I'm doing laundry every day. I have a system,

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<v Speaker 1>so I do laundry something every day so I don't

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<v Speaker 1>have to do it all day Saturday. Right, Yes, that's so.

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<v Speaker 1>But I'm doing one load of laundry is much easier

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<v Speaker 1>than doing six.

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<v Speaker 2>Oh my gosh.

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<v Speaker 1>Yes, yeah yeah. But me personally, I've got to do

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<v Speaker 1>laundry seven days. I can't go more than seven days

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<v Speaker 1>without doing it, like to making sure I have socks

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<v Speaker 1>and underwear and right, and I have a deep bench.

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<v Speaker 1>But I got my life the things that like.

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<v Speaker 2>Me right exactly. Everybody gets the clothes that they settled into.

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<v Speaker 2>Like I've only got like three pairs of jeans that

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<v Speaker 2>I really wear. You know, went out and got some

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<v Speaker 2>new ones. Because of that reason, I'm like, I need

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<v Speaker 2>more jeans that and then pulled Brandon. I just fucking

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<v Speaker 2>got these goddamn jeans maybe a couple of months ago,

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<v Speaker 2>and they already gotta split the ass separating from the

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<v Speaker 2>pocket area. I'm like, what the fuck? Man? I was

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<v Speaker 2>a good Fellas from fucking Target or whatever. You know,

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<v Speaker 2>good jeans. I like them, like the way they fit

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<v Speaker 2>in the comfany, So yeah, that's because I.

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<v Speaker 1>Think Levi like guarantees them, so yeah, to get them replaced.

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<v Speaker 2>Yeah, I was looking at the Levi's while I was

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<v Speaker 2>at the Target yesterday. Fucking six dollars for a pair

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<v Speaker 2>of jeans. You can fuck yourself.

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<v Speaker 1>Yeah, fuck all that, except if they last longer than

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<v Speaker 1>your good fellows, because now you're gonna spend sixty because

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<v Speaker 1>you're gonna have to buy two, you buying your second

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<v Speaker 1>parent a short amount of time.

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<v Speaker 2>Right, Well, you know it seem to work out just fine.

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<v Speaker 2>Not all of them, not all of those good fellas

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<v Speaker 2>or are blowing out like that, just that one particular one.

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<v Speaker 2>But yeah, to answer your question, I do I because

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<v Speaker 2>I live differently than you guys. I do my wash

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<v Speaker 2>once a week. I do it sometimes twice a week,

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<v Speaker 2>depends if I'm out of clothes. Like, you know, I've

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<v Speaker 2>worn my three pairs of jeans, I've got to wash

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<v Speaker 2>them so I have some for work tomorrow.

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<v Speaker 1>But will you spend one day doing it or do

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<v Speaker 1>you kind of just as the day rolls on?

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<v Speaker 2>It's one load of laundry for all my clothes for

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<v Speaker 2>the week. Really yeah, wow? Yeah, And that's fucking towels

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<v Speaker 2>and everything, and towels and everything, well not like sheets

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<v Speaker 2>or whatever that obviously that's gonna be.

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<v Speaker 1>But you'll do towels, jeans, sweatshirt, t shirts, under everything

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<v Speaker 1>and all things. Throw it all in one anxiety anxiety, anxiety.

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<v Speaker 3>Wash your whites with your color clothes.

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<v Speaker 2>I guess what is not stained on any of the clothes.

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<v Speaker 2>They're still gotta have whites. Yeah, right, Like so maybe

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<v Speaker 2>a white maybe a white tea, maybe a white T shirt.

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<v Speaker 2>That's it. But my socks are not white. Yeah, my

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<v Speaker 2>socks are not white. My underwor is not white. Uh,

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<v Speaker 2>the event in the event that I wear because sometimes

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<v Speaker 2>I do that blue jeans and a white T shirt,

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<v Speaker 2>you know, Yeah, that's about the only time that I

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<v Speaker 2>wear that I have something white white in there, so

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<v Speaker 2>fucking whatever he goes in there with and nothing bleeds

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<v Speaker 2>on it. Nothing bleeds. I've had it before where the

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<v Speaker 2>blue jeans will bleed onto the white T shirts and

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<v Speaker 2>give it a fucking bit of a blue huue. But

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<v Speaker 2>but yeah, for the most part, I just throw everything

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<v Speaker 2>in the wash one time.

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<v Speaker 3>And if you wash in cold water, shouldn't bleed.

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<v Speaker 2>That's what I do. That's what I do.

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<v Speaker 1>Uh, everyone, everything should be washing cold water. For the record,

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<v Speaker 1>we're getting off previous. Anyway, there was a lady who

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<v Speaker 1>was telling a story about she kept finding this like

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<v Speaker 1>green stain on her baseboard. It's on her cat and

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<v Speaker 1>she couldn't figure it out, so she went apparently to

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<v Speaker 1>redd it to like the home like remedy thing, and

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<v Speaker 1>people she like, oh, it's mold thing or whatever, and

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<v Speaker 1>that she should make sure there's no moisture and do

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<v Speaker 1>all these things. And someone jokingly I was like, I

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<v Speaker 1>hope it's not those shitty old navy jeans whatever that

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<v Speaker 1>stain everything. Come to find out, her.

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<v Speaker 2>Husband was cheating and these were the jeans like they

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<v Speaker 2>were getting thrown under the gat or onto the floor

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<v Speaker 2>and on the baseboard and whatever, and like staining. Isn't

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<v Speaker 2>that wild?

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<v Speaker 3>It is crazy. I didn't even know that was a

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<v Speaker 3>thing with their jeans.

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<v Speaker 1>I don't know if it's their jeans. I've known jeans

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<v Speaker 1>that are like that. Yeah, but you never know.

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<v Speaker 2>Man. Wow, I thought that was hilarious, speaking hilarious. I

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<v Speaker 2>saved the story because it's just a bizarre story, and

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<v Speaker 2>I'm saving it for the podcast because I want to

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<v Speaker 2>go deep into this and only fans.

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<v Speaker 1>Star died after falling from a hotel balcony while filming

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<v Speaker 1>a threesome. So my question, I have a couple of questions, like,

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<v Speaker 1>if you're filming a threesome, how does this happen? Where

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<v Speaker 1>was there no railing on the balcony?

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<v Speaker 2>Oh, there was a railing on the balcony. There was

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<v Speaker 2>a railing. Yeah yeah, But do you see what I'm saying? Like,

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<v Speaker 2>how is she?

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<v Speaker 1>How did short of her sitting on the ledge and

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<v Speaker 1>one person performing right, I don't know how she got

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<v Speaker 1>pushed off the or fell off the balcony.

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<v Speaker 2>I can't visually put this together. She's on the balcony, Okay,

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<v Speaker 2>you know that's easy. Man. It's just like she's sitting

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<v Speaker 2>on a counter, like like the female would be sitting

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<v Speaker 2>on the countertop, right, and you're going to poundtown.

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<v Speaker 1>Someone's facing her her backs to the state, to the

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<v Speaker 1>street or whatever.

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<v Speaker 2>Yeah. Yeah, yeah, and then you know, just kept thrusting

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<v Speaker 2>and kept thrusting and kept thrusting and fucking thrust at

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<v Speaker 2>her right off, she lost her lost her balance, didn't

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<v Speaker 2>have a good grip on the wood, on the on

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<v Speaker 2>the on the railing railing, Yeah, and then just fucking

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<v Speaker 2>plummeted to her death. You said those was a three

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<v Speaker 2>way though, right, threesome. That's what I'm saying.

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<v Speaker 1>That's the part I can't get to. If it was

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<v Speaker 1>two people having sex, I'm with you, okay, but I

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<v Speaker 1>can't get the other part.

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<v Speaker 3>And this person that fell was filming it.

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<v Speaker 2>No, she's the only fans model, right, She's the one

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<v Speaker 2>get in fact, so yeah, uh probably probably there's alcohol

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<v Speaker 2>involved and it's like, Hey, I'm gonna climb up here

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<v Speaker 2>real quick and then I'm gonna blow both of you

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<v Speaker 2>at the same time, and then slips and falls. This said.

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<v Speaker 2>Her body was found at this hotel on a patio

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<v Speaker 2>outside of Rio de Janeiro, and two men were involved

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<v Speaker 2>in the filming, and they have not ruled that it

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<v Speaker 2>was an accident. Yet, Oh, can you imagine that you're

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<v Speaker 2>sitting on this fucking patio at this hotel or whatever,

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<v Speaker 2>trying to have a drink, maybe a cup of coffee

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<v Speaker 2>or something, maybe have a conversation, and then out of nowhere,

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<v Speaker 2>boom naked watch.

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<v Speaker 1>Let's say it's the way you describe, and you've got

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<v Speaker 1>a hold of her Brazilian ass, and then she leans

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<v Speaker 1>over and you go to grab her arms and your fingers.

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<v Speaker 2>Just slip right or you got it, the only thing

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<v Speaker 2>to get a hold of the chunk of hair, you know,

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<v Speaker 2>and his rips her fucking hair out, and then you're

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<v Speaker 2>standing there with the erect penis, yelling, oh, watching like

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<v Speaker 2>you never think having an erect penis you're gonna see

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<v Speaker 2>someone die. No, no, it's possible, though, entirely possible.

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<v Speaker 1>And you know, like when you have a car accident

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<v Speaker 1>and at an intersection, and every time you drive through

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<v Speaker 1>the intersection you have a little PTS yes exact, And

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<v Speaker 1>now every time you have a oh my gosh, yeah.

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<v Speaker 2>Right, can you maintain your boner after that? I don't know.

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<v Speaker 1>Probably probably adrenaline alone would keep you excited.

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<v Speaker 2>Yeah, blow your wad right there for sure.

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<v Speaker 1>I don't know about that. I don't know about that.

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<v Speaker 1>But if maybe you were close and like a right

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<v Speaker 1>that and then do you look at the other guy

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<v Speaker 1>because you're arect penis pointing at him.

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<v Speaker 2>Like what do we? But it ain't gonna finish itself?

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<v Speaker 2>Brod a In a weird twist, this is really crazy too.

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<v Speaker 1>Her boyfriend was not involved in the content when she fell,

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<v Speaker 1>and like, wasn't there, Oh, he wasn't there at all? Whatsoever?

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<v Speaker 1>I was thinking maybe he was the one filming. No,

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<v Speaker 1>this says was not involved in the content. Yeah, maybe she.

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<v Speaker 3>Was cheating the boyfriend found out.

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<v Speaker 2>Okay, well we can I sect that if she's how

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<v Speaker 2>long do you if? I just if you and your

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<v Speaker 2>husband married and then he decides he's going to be

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<v Speaker 2>an OnlyFans model and do sex and he has sex

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<v Speaker 2>to be an only his first day, is he cheating?

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<v Speaker 3>Yeah?

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<v Speaker 2>Well, I mean that's what it's there for. It's work

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<v Speaker 2>at that point. Yeah, that's work. It's like if your

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<v Speaker 2>old man decides he wants to be a regular porn star,

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<v Speaker 2>not just.

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<v Speaker 3>Only But if the boyfriend didn't really know about it,

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<v Speaker 3>but what.

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<v Speaker 1>She was doing, I mean, again, I don't know if

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<v Speaker 1>I don't know if it's cheating at that point, she's

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<v Speaker 1>just not honest.

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<v Speaker 2>With what her job is.

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<v Speaker 1>Yeah, that's a whole other thing.

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<v Speaker 2>That one. It says three only fans creators were reportedly

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<v Speaker 2>filming together before the accident, So now they're just co workers, right,

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<v Speaker 2>they are coworkers, that's it. Yeah, this was she died

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<v Speaker 2>while they were filmed. She was cute too.

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<v Speaker 1>Yeah, she's Brazilian, man, she's she's not hideous. And they

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<v Speaker 1>deactivated all her social media too, so I can't go

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<v Speaker 1>and investigate.

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<v Speaker 2>And yeah, oh that sucks because that's exactly what I

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<v Speaker 2>was trying to do.

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<v Speaker 1>And they have not disclosed that she had a that

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<v Speaker 1>she had a substances in her body or anything. Okay,

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<v Speaker 1>And he's happened drug right, which more.

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<v Speaker 2>Than likely, Yeah, more than likely. But that is a

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<v Speaker 2>crazy way to die for real. But at least she

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<v Speaker 2>went out doing what she longed. I got another influencer

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<v Speaker 2>story that's pretty hilarious. Nice. She had six point seven

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<v Speaker 2>million followers on a social media app and she died

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<v Speaker 2>after choking on her meal during a dinner with her family.

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<v Speaker 2>Oh no, what what was she eat though? Do we

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<v Speaker 2>know was a catfish.

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<v Speaker 1>I don't know. She began to choke at dinner and

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<v Speaker 1>had difficulty breathing, and then she had some sort of

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<v Speaker 1>attack at the time was taken to the hospital, but

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<v Speaker 1>doctors weren't able to save her.

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<v Speaker 2>They have a go fundme.

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<v Speaker 1>Page for her where they've raised twenty six thousand dollars. Okay,

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<v Speaker 1>name was kill a Demente okay, and that they've tried

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<v Speaker 1>to raise money. I've got to be honest. I am

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<v Speaker 1>not giving money. Uh, if you claim yourself as famous,

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<v Speaker 1>I'm not giving you money now. I'm just that's just me.

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<v Speaker 1>That's my prerogative.

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<v Speaker 2>Short of it.

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<v Speaker 1>Now, if if if like she had three kids, like

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<v Speaker 1>I might give to that, right, But I'm not giving too.

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<v Speaker 1>I just don't like the idea of giving to.

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<v Speaker 2>Go fund mees in general. I understand they take their portion,

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<v Speaker 2>they get their money.

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<v Speaker 3>Yeah, it's just like the Grammys. I'm asking us to

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<v Speaker 3>donate for them.

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<v Speaker 1>Yeah, I mean no, I think it's drama different trillionaires. Yeah,

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<v Speaker 1>this isn't a trillionaire, right, this is just someone who's

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<v Speaker 1>parading around all right as famous. I always love going

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<v Speaker 1>through the gofundmes and seeing what's out there, like what's

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<v Speaker 1>available for us to donate.

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<v Speaker 2>This ridiculous one out there just browsing. Uh, there are

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<v Speaker 2>some out there that they at least seem legit anyway.

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<v Speaker 2>You know Tommy needs a tombstone. Yeah, you know, but

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<v Speaker 2>I've also seen him out there like help me get

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<v Speaker 2>some money to buy a new camera or some shit

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<v Speaker 2>like that, you know, an aspiring photographer. Yeah, it's basically

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<v Speaker 2>just digital panhandling.

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<v Speaker 3>There was that one woman on Doctor Phil who set

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<v Speaker 3>up a GoFundMe to help her pay her medical expenses

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<v Speaker 3>because she had cancer, and then it turned out she

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<v Speaker 3>didn't have cancer at all. She was just catfishing people.

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<v Speaker 2>Yeah, that doesn't surprise me at all. That does not

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<v Speaker 2>surprise me at all.

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<v Speaker 1>Okay, here's one. This person needs one hundred thousand. They're

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<v Speaker 1>about they're seventy eight percent of their goal, and helping

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<v Speaker 1>with his recovery. He was this looks like he was

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<v Speaker 1>in like a war situation. And uh, because I don't

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<v Speaker 1>know where this country is, this is in another country,

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<v Speaker 1>proscov So is that Russia? Right, No, it's in Ukraine.

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<v Speaker 1>So he was in Ukraine and he's in an icy

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<v Speaker 1>recovering and they want to help.

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<v Speaker 2>Yeah. That feels like a good cause, like this one

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<v Speaker 2>here thirteen miles away, help Terry and Colleen rebuild after

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<v Speaker 2>a devastating fire. Yes, that makes sense. They're trying to

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<v Speaker 2>get ten thousand. So far they've only got two. Oh, yeah,

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<v Speaker 2>that makes sense.

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<v Speaker 1>How about this one help this family after a tragic loss.

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<v Speaker 1>They need twenty thousandived. They've donated seven hundred dollars. Yeah,

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<v Speaker 1>they had a house fire, most of their belongings, their

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<v Speaker 1>beloved furry family member Jabba.

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<v Speaker 2>Yeah, that sounds tragic.

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<v Speaker 1>And when you put a picture of you on your

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<v Speaker 1>wedding day, it even hurts a little bit more.

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<v Speaker 2>And a lot of house fires that are local. Do

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<v Speaker 2>we have a big fire lately? Well, I have this

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<v Speaker 2>whole thing of like fires aren't really reported any anymore.

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<v Speaker 2>Oh okay, right, Like we were driving by taking the

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<v Speaker 2>kids to school, and I was like, look at that house,

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<v Speaker 2>like completely destroyed, a huge house.

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<v Speaker 1>And my wife we drive this way, I drive it

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<v Speaker 1>every day, sometimes twice a day, and my own wife

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<v Speaker 1>was like, oh, yeah, how about that. My daughter was like, yeah,

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<v Speaker 1>I noticed that a while ago. My wife did some investigating.

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<v Speaker 1>It happened like in the middle of the month, like

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<v Speaker 1>we don't even notice short of you seen it on fire.

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<v Speaker 1>You're like, Okay, I think it's so common.

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<v Speaker 2>Yeah, makes sense. I'm gonna I'm not gonna lie. Watching

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<v Speaker 2>a house burn to the ground is kind of mesmerizing.

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<v Speaker 2>I'm just saying, maybe it's the fire, the amount of fire.

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<v Speaker 2>I don't know, but I've only seen one house on

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<v Speaker 2>fire one time. I was like, that's pretty cool. Uh yeah,

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<v Speaker 2>I just something about it.

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<v Speaker 1>I always think about the modern advances from like dry

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<v Speaker 1>wall right, the way doors are built, and the things

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<v Speaker 1>they do to try and circum like contruck contain it

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<v Speaker 1>so it won't burn as fast or as much. Everything

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<v Speaker 1>will burn. But if they can delay.

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<v Speaker 2>It right and keep it from spreading to the house

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<v Speaker 2>next door and show.

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<v Speaker 1>Yeah, yeah, yeah, yeah that those are the things that

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<v Speaker 1>I'm always like super impressed by.

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<v Speaker 2>Sucks though I could never imagine, you know, dude, going

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<v Speaker 2>through something like that. It's literally losing every thing well

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<v Speaker 2>and people.

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<v Speaker 1>Here's the other part too, is people think that if

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<v Speaker 1>your house just cat like, if your house to burn down,

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<v Speaker 1>for you to lose everything. No, you can lose everything

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<v Speaker 1>to smoke in absolutely your.

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<v Speaker 2>You could lose all your clothes, your possession, you wouldn't

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<v Speaker 2>be able to display again like that, do you Just

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<v Speaker 2>because it's not burned to the ground doesn't mean you

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<v Speaker 2>get to keep everything smoke damage, water damage got from

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<v Speaker 2>the fire department putting out the fire. Yeah, fire is gnarly.

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<v Speaker 1>And they're talking about these people in LA that suffered

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<v Speaker 1>those fires that they may not be able to even

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<v Speaker 1>start rebuilding for eighteen months because they have to remove

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00:16:23.039 --> 00:16:25.919
<v Speaker 1>some of the debris because of the chemical reasons.

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00:16:26.039 --> 00:16:27.720
<v Speaker 2>Yeah, you got to clear everything out before you can

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<v Speaker 2>rebuild on top.

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00:16:28.600 --> 00:16:31.159
<v Speaker 1>Yeah, so that means eighteen months. What do you do

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<v Speaker 1>in eighteen months?

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<v Speaker 2>Well, they'll fucking just stay in their asspen house or whatever.

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00:16:36.799 --> 00:16:37.759
<v Speaker 1>I mean, I hear you.

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<v Speaker 2>But not everybody that this affected is rich, right right right, Yeah,

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<v Speaker 2>there's some out there that it didn't and that sucks.

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<v Speaker 1>But like, what would you for eighteen you have? You

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00:16:46.720 --> 00:16:48.600
<v Speaker 1>just find a new house, right, You've at that point?

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<v Speaker 2>Yeah, I think I would. I don't think I would rebuild,

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00:16:50.679 --> 00:16:52.519
<v Speaker 2>go find a place to ranch or whatever.

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00:16:52.320 --> 00:16:55.480
<v Speaker 1>Yeah, or just go buy a new home, like right,

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00:16:55.600 --> 00:16:57.279
<v Speaker 1>I would have to start moving on.

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<v Speaker 2>I can't. I am not good at like pausing for

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00:17:00.039 --> 00:17:02.759
<v Speaker 2>eighteen months. Nope, But at least you know you have

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00:17:02.840 --> 00:17:05.839
<v Speaker 2>that plot to land there, but you just sell it. Yeah,

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00:17:05.920 --> 00:17:08.200
<v Speaker 2>never build on top of it. And yeah, not any

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00:17:08.200 --> 00:17:09.559
<v Speaker 2>the things that you could do. I don't even know

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<v Speaker 2>how that works.

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<v Speaker 1>I don't know if the insurance company will buy it,

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<v Speaker 1>like pay you value and then they sell it or

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00:17:16.000 --> 00:17:18.799
<v Speaker 1>I or if you have to keep it. Do I

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00:17:18.839 --> 00:17:20.000
<v Speaker 1>still pay my banknote?

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00:17:20.640 --> 00:17:22.799
<v Speaker 2>Right? That's a good point. I think you still pay

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00:17:22.799 --> 00:17:23.359
<v Speaker 2>your banknote.

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00:17:23.400 --> 00:17:23.960
<v Speaker 3>I don't think so.

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<v Speaker 2>And then what insurance is for? Yeah, oh, it's to rebuild.

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<v Speaker 2>I don't know.

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<v Speaker 1>That's why do you have stop gap on a car?

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00:17:31.839 --> 00:17:35.319
<v Speaker 2>Right? Right? Just because you have a car payment in

334
00:17:35.359 --> 00:17:39.240
<v Speaker 2>your total your car, you still owe on your car. Yeah,

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00:17:39.400 --> 00:17:41.599
<v Speaker 2>unless you have full coverage insurance and that pays for

336
00:17:41.759 --> 00:17:43.960
<v Speaker 2>all of it. That pays for the full coverage. Now

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00:17:44.000 --> 00:17:46.519
<v Speaker 2>that gap insurance is, yeah, it's good for if you

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00:17:46.640 --> 00:17:50.880
<v Speaker 2>don't you just have liability. But anymore, nowadays, you have

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00:17:50.960 --> 00:17:53.640
<v Speaker 2>to have full coverage insurance when you buy any kind

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00:17:53.680 --> 00:17:57.240
<v Speaker 2>of vehicle new or use at a dealership, at a dealership,

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00:17:57.279 --> 00:18:01.200
<v Speaker 2>if you're doing like a private you know, seller or whatever,

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00:18:01.240 --> 00:18:05.799
<v Speaker 2>it's different story, but I'm pretty sure that's what that's

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00:18:05.839 --> 00:18:08.960
<v Speaker 2>what the full coverage is for and I feel and

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00:18:09.000 --> 00:18:12.440
<v Speaker 2>maybe that gap is therefore just in case full coverage

345
00:18:12.480 --> 00:18:15.720
<v Speaker 2>doesn't cover the full part of it, which is bullshit.

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00:18:15.920 --> 00:18:17.400
<v Speaker 2>You call it full coverage insurance.

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00:18:17.079 --> 00:18:18.839
<v Speaker 1>But they give you the money and then you have

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00:18:18.880 --> 00:18:21.359
<v Speaker 1>to pay the insurance company, and then the stop gap

349
00:18:21.440 --> 00:18:23.480
<v Speaker 1>covers the difference because you don't get your full value

350
00:18:23.640 --> 00:18:26.279
<v Speaker 1>right And this says, yes, you still have you still

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00:18:26.319 --> 00:18:28.359
<v Speaker 1>have a lender to pay when your house down.

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00:18:28.599 --> 00:18:31.200
<v Speaker 2>That's the bullshit. But it says your owner insurance.

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00:18:30.799 --> 00:18:32.200
<v Speaker 1>Will come in and you like you would get the

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00:18:32.200 --> 00:18:35.559
<v Speaker 1>payment and you give that money right to them, and then.

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00:18:35.480 --> 00:18:36.839
<v Speaker 3>You use whatever is left over.

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00:18:37.519 --> 00:18:42.480
<v Speaker 1>Maybe if there's anything like, yeah, do you have pictures

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<v Speaker 1>of your current state of your home? Do you have

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00:18:44.839 --> 00:18:47.720
<v Speaker 1>model numbers and serial numbers of all your stuff?

359
00:18:49.079 --> 00:18:49.400
<v Speaker 2>Nope?

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00:18:49.799 --> 00:18:53.400
<v Speaker 1>No, I tried to do that one time. It took forever.

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00:18:53.640 --> 00:18:55.759
<v Speaker 2>Yeah, it's keeping track of it all.

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00:18:55.559 --> 00:18:56.640
<v Speaker 1>And staying on top of it.

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<v Speaker 3>Yeah, or having at least the receipts.

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00:19:00.160 --> 00:19:01.519
<v Speaker 2>No, who has that?

365
00:19:01.519 --> 00:19:04.519
<v Speaker 3>That's your shop at costco who they keep your But.

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<v Speaker 1>You would have to go in and then they wouldn't

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<v Speaker 1>be able to find that. You'd have to tell them

368
00:19:08.799 --> 00:19:13.240
<v Speaker 1>all the things. Can I just see my receipt list.

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<v Speaker 2>Nightmare. So always over insure, ensure for more than what

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<v Speaker 2>you got. You got fifty thousand dollars worth of shit

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00:19:24.160 --> 00:19:26.160
<v Speaker 2>in your house, Ensure for a hundred at least, then

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<v Speaker 2>you know it's all covered. I don't know. You can

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<v Speaker 2>start over again.

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<v Speaker 1>Yeah, but you pay more, right, And I don't know

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<v Speaker 1>if you can ensure more than the value right.

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00:19:38.319 --> 00:19:39.359
<v Speaker 2>So even like on some.

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<v Speaker 1>Jewelry that my wife has, I have separate policies for them,

378
00:19:43.960 --> 00:19:48.640
<v Speaker 1>but just to make sure, Like here's an example I have.

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00:19:49.079 --> 00:19:51.680
<v Speaker 1>I have umbrella coverage, so that's a different type of

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00:19:51.680 --> 00:19:56.440
<v Speaker 1>insurance regularly than my homeowners So should the kid drown

381
00:19:56.480 --> 00:20:00.599
<v Speaker 1>at the neighborhood pool, and then they find out they

382
00:20:00.640 --> 00:20:03.079
<v Speaker 1>make some ridiculous assumption that Corbyn.

383
00:20:03.519 --> 00:20:06.279
<v Speaker 2>Pushed him in. Corbyn lives in the neighborhood. Corbyn lives

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00:20:06.279 --> 00:20:06.960
<v Speaker 2>in the neighborhood.

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00:20:07.279 --> 00:20:10.319
<v Speaker 1>Yeah, and then they think they can go in for

386
00:20:10.400 --> 00:20:13.640
<v Speaker 1>more money. This would cover that amount for me, got

387
00:20:13.640 --> 00:20:17.039
<v Speaker 1>it rather than I have to pay for it.

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00:20:17.559 --> 00:20:20.880
<v Speaker 2>Anytime that I've ever gotten insurance, it's only homeowner's insurance,

389
00:20:21.000 --> 00:20:24.480
<v Speaker 2>not even renters insurance. You know, they're like, how much

390
00:20:24.599 --> 00:20:26.880
<v Speaker 2>is unestimate A value of the stuff in your house.

391
00:20:27.599 --> 00:20:30.920
<v Speaker 2>And at the time it was like seventy five thousand dollars. Yeah,

392
00:20:30.920 --> 00:20:32.559
<v Speaker 2>you know. And I'd sit there and try to at

393
00:20:32.680 --> 00:20:35.440
<v Speaker 2>least try to add it up, you know, motorcycles and

394
00:20:35.559 --> 00:20:38.799
<v Speaker 2>PlayStations and TVs and all the clothes and all this shit.

395
00:20:38.799 --> 00:20:41.960
<v Speaker 2>And I was like, ah, seventy five thousand. They are like, okay,

396
00:20:42.319 --> 00:20:44.559
<v Speaker 2>there you go. So if anything happens, I would have

397
00:20:44.599 --> 00:20:48.119
<v Speaker 2>gotten seventy five thousand dollars off of my rental insurance.

398
00:20:48.119 --> 00:20:53.799
<v Speaker 2>But of course that was necessarily that was thirteen years

399
00:20:53.839 --> 00:20:57.640
<v Speaker 2>ago or longer, so things probably change. So I had

400
00:20:58.920 --> 00:21:00.119
<v Speaker 2>when we had our.

401
00:21:01.519 --> 00:21:04.519
<v Speaker 1>I was looking to see when we had our water

402
00:21:04.599 --> 00:21:07.200
<v Speaker 1>damage in her home and destroyed all my wife's shoes

403
00:21:07.240 --> 00:21:07.680
<v Speaker 1>and stuff.

404
00:21:08.519 --> 00:21:09.759
<v Speaker 2>I went through, went.

405
00:21:09.599 --> 00:21:12.119
<v Speaker 1>Through credit cards, found all the car, the shoes and

406
00:21:12.200 --> 00:21:15.039
<v Speaker 1>purses and all those things. And I'll choose an example

407
00:21:15.079 --> 00:21:17.880
<v Speaker 1>that is pretty common pair of birking Stocks, right, and

408
00:21:17.920 --> 00:21:20.079
<v Speaker 1>she had a pair of the like seventy eighty dollars.

409
00:21:20.079 --> 00:21:21.279
<v Speaker 2>I don't know what they are, right.

410
00:21:21.480 --> 00:21:25.400
<v Speaker 1>They only gave us twenty wow. So even though they

411
00:21:25.440 --> 00:21:29.160
<v Speaker 1>don't replace it because they weren't brand new, right, They're like, well,

412
00:21:29.160 --> 00:21:30.440
<v Speaker 1>we're not those not brand new.

413
00:21:30.440 --> 00:21:33.240
<v Speaker 2>You're not getting right, right, Yeah, your shoes depreciating value

414
00:21:33.240 --> 00:21:34.359
<v Speaker 2>as soon as you walk out the store.

415
00:21:34.880 --> 00:21:38.279
<v Speaker 1>So even though you have insurance, you you're not getting

416
00:21:38.440 --> 00:21:40.319
<v Speaker 1>everything right, Yeah.

417
00:21:40.240 --> 00:21:43.119
<v Speaker 2>Because they're not in the business to lose money. They're

418
00:21:43.160 --> 00:21:46.279
<v Speaker 2>in a business to make money. Right. It's a fucking scam.

419
00:21:46.359 --> 00:21:50.559
<v Speaker 1>It is a goddamn scam. I can't stand it it.

420
00:21:50.559 --> 00:21:52.880
<v Speaker 1>It is one grind my gears type of thing.

421
00:21:53.240 --> 00:21:53.480
<v Speaker 3>Yep.

422
00:21:54.559 --> 00:21:57.079
<v Speaker 1>Not only that, but like, it isn't well, this is

423
00:21:57.119 --> 00:21:59.000
<v Speaker 1>a point against you or that you filed it.

424
00:21:58.920 --> 00:21:59.519
<v Speaker 2>It isn't that.

425
00:22:00.240 --> 00:22:02.000
<v Speaker 1>It is if you have filed a claim and I

426
00:22:02.000 --> 00:22:04.720
<v Speaker 1>haven't also be in that insurance company, right right, right,

427
00:22:05.119 --> 00:22:08.720
<v Speaker 1>That's where I get fucking zinked, which is like bullshit

428
00:22:08.799 --> 00:22:11.440
<v Speaker 1>to me. It is if it wouldn't be so bad

429
00:22:11.480 --> 00:22:13.480
<v Speaker 1>if they gave us back.

430
00:22:13.519 --> 00:22:15.559
<v Speaker 2>Most of the money that we paid in. We paid

431
00:22:15.559 --> 00:22:18.440
<v Speaker 2>monthly payment every fucking yeah, at the end of the year,

432
00:22:18.640 --> 00:22:22.640
<v Speaker 2>fucking December or whatever, beginning of January. I don't good. Fuck,

433
00:22:23.279 --> 00:22:27.039
<v Speaker 2>just give me, I don't know, seventy five percent of

434
00:22:27.079 --> 00:22:30.039
<v Speaker 2>what I paid in. You still making money, you know,

435
00:22:30.400 --> 00:22:31.720
<v Speaker 2>but at least it's coming back to me.

436
00:22:31.759 --> 00:22:35.119
<v Speaker 1>And yeah, but they're playing the long game, right, right,

437
00:22:35.640 --> 00:22:39.079
<v Speaker 1>So I think the solution should be you can't you

438
00:22:39.119 --> 00:22:40.960
<v Speaker 1>have to be a state. Insurance company has to be

439
00:22:40.960 --> 00:22:43.799
<v Speaker 1>within the state. So I'm not paying a higher premium

440
00:22:43.799 --> 00:22:46.039
<v Speaker 1>because of what's happened in California.

441
00:22:45.519 --> 00:22:47.160
<v Speaker 2>Or happening in Florida or whatever.

442
00:22:47.400 --> 00:22:49.319
<v Speaker 1>It's only so if there's a lot of tornadoes and

443
00:22:49.359 --> 00:22:52.119
<v Speaker 1>there's a lot of tornado tornado damage because of where

444
00:22:52.160 --> 00:22:55.160
<v Speaker 1>I live, then I have to pay a higher rate

445
00:22:55.359 --> 00:22:57.960
<v Speaker 1>that I can get behind. But when I'm paying a

446
00:22:58.000 --> 00:23:00.480
<v Speaker 1>higher rate because a hurricane hit the East Coast and

447
00:23:00.519 --> 00:23:02.079
<v Speaker 1>the company has a nation, I think.

448
00:23:01.920 --> 00:23:03.640
<v Speaker 2>That's bullshit here, absolutely right.

449
00:23:03.839 --> 00:23:06.519
<v Speaker 1>I feel like that's not fair. If in my state

450
00:23:07.720 --> 00:23:11.640
<v Speaker 1>we have really good traffic laws and adhere to regulations

451
00:23:11.680 --> 00:23:15.079
<v Speaker 1>and take precautions for safety, maybe my premium will go down.

452
00:23:15.119 --> 00:23:16.599
<v Speaker 1>I shouldn't have to do it because there's a higher

453
00:23:16.680 --> 00:23:18.680
<v Speaker 1>rate of res in Kansas.

454
00:23:18.400 --> 00:23:21.519
<v Speaker 2>City, right, I'm with you.

455
00:23:21.640 --> 00:23:23.480
<v Speaker 1>They just think it should be a little more localized

456
00:23:23.559 --> 00:23:27.599
<v Speaker 1>or regional at least to deal with the amount of

457
00:23:27.640 --> 00:23:30.519
<v Speaker 1>money that it just makes no sense that I'm paying.

458
00:23:30.599 --> 00:23:32.519
<v Speaker 1>I'm being punished. Oh.

459
00:23:32.559 --> 00:23:35.839
<v Speaker 3>In life insurance policies too, are the same way. They

460
00:23:35.880 --> 00:23:37.400
<v Speaker 3>I mean, there's policies out there.

461
00:23:37.319 --> 00:23:39.799
<v Speaker 2>That well, those aren't affected by what happens in California.

462
00:23:39.799 --> 00:23:42.519
<v Speaker 3>No, no, no, but it's still bs.

463
00:23:42.920 --> 00:23:46.880
<v Speaker 1>I don't know. I think that I'm a fan of

464
00:23:46.880 --> 00:23:49.359
<v Speaker 1>life insurance policies. If you have people you care about

465
00:23:49.359 --> 00:23:52.720
<v Speaker 1>and you don't want them to be challenged should you die, Yep,

466
00:23:53.440 --> 00:23:54.640
<v Speaker 1>I don't have any problem with that.

467
00:23:54.640 --> 00:23:57.119
<v Speaker 2>What's your beef with well insurance? Life insurance?

468
00:23:57.359 --> 00:23:59.640
<v Speaker 3>You have to be careful on which ones you get at.

469
00:24:00.119 --> 00:24:02.640
<v Speaker 3>I don't know what the hold up is with my

470
00:24:02.839 --> 00:24:05.359
<v Speaker 3>grandparents' life insurance policy, but my aunt called me and

471
00:24:05.400 --> 00:24:07.920
<v Speaker 3>she's having a really hard time. They don't want to

472
00:24:07.920 --> 00:24:13.119
<v Speaker 3>pay her for their life insurance policies, and she's hired

473
00:24:13.160 --> 00:24:15.640
<v Speaker 3>an attorney to fight it for her because it's a

474
00:24:15.640 --> 00:24:16.599
<v Speaker 3>big headache for her.

475
00:24:16.680 --> 00:24:18.640
<v Speaker 2>But when did he die?

476
00:24:20.759 --> 00:24:25.799
<v Speaker 3>December my grandma, and then right before Thanksgiving my grandfather.

477
00:24:25.920 --> 00:24:28.119
<v Speaker 1>Okay, it's not uncommon for it to take six months

478
00:24:28.160 --> 00:24:28.480
<v Speaker 1>to a year.

479
00:24:29.039 --> 00:24:34.039
<v Speaker 3>But they're like, I guess they're asking for different work sheets,

480
00:24:34.079 --> 00:24:38.160
<v Speaker 3>documents whatever that Mayana has never even heard of. And

481
00:24:38.480 --> 00:24:40.519
<v Speaker 3>I don't know. Maybe it could be a policy where

482
00:24:41.599 --> 00:24:43.880
<v Speaker 3>you have it until you're a certain age and if

483
00:24:43.960 --> 00:24:47.160
<v Speaker 3>you live that age, you lose the policy. I don't

484
00:24:47.160 --> 00:24:50.319
<v Speaker 3>know if it was set up like that, but even then,

485
00:24:50.599 --> 00:24:53.599
<v Speaker 3>I think you've paid all this money in to it

486
00:24:53.720 --> 00:24:58.279
<v Speaker 3>for so long, and then because you live past eighty

487
00:24:58.359 --> 00:24:59.319
<v Speaker 3>you don't get paid on it.

488
00:24:59.319 --> 00:25:02.720
<v Speaker 2>It's possible, so crazy to me, it's but but here's

489
00:25:02.720 --> 00:25:03.000
<v Speaker 2>the thing.

490
00:25:03.359 --> 00:25:04.920
<v Speaker 1>Just because you didn't read the fine print, not you,

491
00:25:05.000 --> 00:25:06.920
<v Speaker 1>Well you didn't read the fine print.

492
00:25:08.319 --> 00:25:11.839
<v Speaker 2>Yeah, another bunch of bullshit fine print. Make it so guidance.

493
00:25:12.079 --> 00:25:14.160
<v Speaker 2>We're reading that shit. Yeah, yeah, go go go go

494
00:25:14.480 --> 00:25:18.359
<v Speaker 2>install install terms and conditions. Now we own you. Yeah.

495
00:25:19.599 --> 00:25:22.839
<v Speaker 3>Don't call it life insurance if you if you stop

496
00:25:23.079 --> 00:25:26.519
<v Speaker 3>paying it after a certain age, Yeah, that's not life insurance.

497
00:25:26.519 --> 00:25:29.359
<v Speaker 1>Well it's term life insurance. Yes, it has a termination

498
00:25:30.160 --> 00:25:32.720
<v Speaker 1>term life insurance. So it makes sense.

499
00:25:32.920 --> 00:25:33.720
<v Speaker 2>I get the frustration.

500
00:25:33.799 --> 00:25:36.279
<v Speaker 1>I know plenty of people that have had frustrations when

501
00:25:36.319 --> 00:25:39.319
<v Speaker 1>someone dies and they don't get paid right away, or

502
00:25:39.839 --> 00:25:42.480
<v Speaker 1>they don't get the money, or it gets paid to

503
00:25:42.640 --> 00:25:43.920
<v Speaker 1>somebody the wrong pert.

504
00:25:45.000 --> 00:25:45.880
<v Speaker 2>I get all that.

505
00:25:47.000 --> 00:25:50.359
<v Speaker 1>Why not have a moment where are you're easily deal

506
00:25:50.480 --> 00:25:53.640
<v Speaker 1>with the most mentally challenging time of your life death

507
00:25:54.480 --> 00:25:57.599
<v Speaker 1>and then put in a financial element to take it

508
00:25:57.640 --> 00:26:02.200
<v Speaker 1>in the ass. Yeah, why that sounds like a really

509
00:26:02.240 --> 00:26:08.599
<v Speaker 1>good formula. It all pawns from this. I think there

510
00:26:08.640 --> 00:26:12.839
<v Speaker 1>should be legislation to hold businesses more accountable and put

511
00:26:12.880 --> 00:26:16.400
<v Speaker 1>consumers first. If I return something, you must give me

512
00:26:16.440 --> 00:26:19.480
<v Speaker 1>my money right then, Yeah, for sure, not three days.

513
00:26:20.079 --> 00:26:23.440
<v Speaker 1>You take my money right away, and for every whatever.

514
00:26:23.480 --> 00:26:25.359
<v Speaker 1>If you don't get it done by the second day,

515
00:26:25.759 --> 00:26:26.920
<v Speaker 1>I start collecting interest.

516
00:26:27.400 --> 00:26:29.200
<v Speaker 2>It should be a two way street.

517
00:26:30.079 --> 00:26:34.359
<v Speaker 1>And if you jeopardize the security of my information that

518
00:26:34.400 --> 00:26:37.799
<v Speaker 1>I have entrusted you with, you should lose your ability

519
00:26:37.880 --> 00:26:41.359
<v Speaker 1>to practice for a duration of time. And each time

520
00:26:41.400 --> 00:26:43.599
<v Speaker 1>that happens or the number of people that it's affected,

521
00:26:43.880 --> 00:26:47.759
<v Speaker 1>depends on how strict your punishment is. Yes, we start

522
00:26:47.839 --> 00:26:51.200
<v Speaker 1>killing off babies one by one, I mean company baby.

523
00:26:51.319 --> 00:26:53.680
<v Speaker 2>Sure, yeah, sure.

524
00:26:53.759 --> 00:26:57.480
<v Speaker 1>But the idea that you can give away my data

525
00:26:58.000 --> 00:27:01.440
<v Speaker 1>or not be do all the best or the most

526
00:27:01.440 --> 00:27:03.640
<v Speaker 1>you can to protect it, and then you're just like,

527
00:27:03.880 --> 00:27:06.640
<v Speaker 1>we're real fucking sorry that that happened in February of

528
00:27:06.720 --> 00:27:07.240
<v Speaker 1>last year.

529
00:27:08.640 --> 00:27:11.880
<v Speaker 2>We're gonna give you some protection or whatever.

530
00:27:13.279 --> 00:27:14.920
<v Speaker 1>You have to enroll in it, though, and if you

531
00:27:14.920 --> 00:27:16.519
<v Speaker 1>don't take care of it, if you don't if you

532
00:27:16.519 --> 00:27:18.079
<v Speaker 1>don't opt out, by the end of the year, we're

533
00:27:18.079 --> 00:27:21.400
<v Speaker 1>gonna fuck. They're gonna charge you. Feels like a fucking scam.

534
00:27:21.480 --> 00:27:23.119
<v Speaker 1>It feels like a shell.

535
00:27:22.920 --> 00:27:25.079
<v Speaker 2>Game, every last bit of it.

536
00:27:27.200 --> 00:27:33.279
<v Speaker 1>Anyway, I don't drink whiskey when we talk about that shit.

537
00:27:33.359 --> 00:27:38.279
<v Speaker 2>It makes me want to all Right, you guys have

538
00:27:38.319 --> 00:27:39.680
<v Speaker 2>a fantastic week, and.

539
00:27:39.720 --> 00:27:41.720
<v Speaker 1>Don't forget if you listen to us with the iHeart

540
00:27:41.759 --> 00:27:43.880
<v Speaker 1>Radio app, and you're doing that right now, go to

541
00:27:43.920 --> 00:27:45.200
<v Speaker 1>the preset and save.

542
00:27:45.039 --> 00:27:46.640
<v Speaker 2>Us as a preset. It's a big deal.

543
00:27:46.680 --> 00:27:48.640
<v Speaker 1>They actually track us and they pat us on the

544
00:27:48.680 --> 00:27:49.920
<v Speaker 1>head and give us a pizza party if we do

545
00:27:50.000 --> 00:27:50.240
<v Speaker 1>to check.

546
00:27:50.480 --> 00:27:54.359
<v Speaker 2>You guys, have a fantastic week. Fea baba.