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<v Speaker 1>Hey everyone, We are recording at Halburn's Access Summit at

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<v Speaker 1>the New York Stock Exchange and joining me is Jacques Bouchang,

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<v Speaker 1>who is the CEO of Halburn. Jack, great to see.

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<v Speaker 2>You, great to be here. Nice to have you with

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<v Speaker 2>us today.

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<v Speaker 1>Yeah, really excited. I love what Alburn is doing. I

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<v Speaker 1>love this summit And did you guys are put together?

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<v Speaker 1>You know, security is such a core pillar for this

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<v Speaker 1>asset class, the crypto acid class to grow. So we

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<v Speaker 1>last spoke in the Q four of last year at

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<v Speaker 1>the chin Lay conference.

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<v Speaker 2>Indeed we did. Yeah, yeah, So what's.

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<v Speaker 1>New with Halburn? What can you tell us as far

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<v Speaker 1>as updates?

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<v Speaker 2>Yeah, what's new with Alborne is that we have a

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<v Speaker 2>fiscal year behind us, which is good. It was a

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<v Speaker 2>great year. We had a fantastic Q four. We see

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<v Speaker 2>a lot of traction, which is a reflection on the

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<v Speaker 2>traction of digital asset in the market itself. Yes, we

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<v Speaker 2>see a lot of adoption which is also rally from

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<v Speaker 2>traditional financial institution into that new class of assets. But

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<v Speaker 2>also even more importantly from my perspective, in the tokenization

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<v Speaker 2>of asset being the new promise.

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<v Speaker 1>Land right, Yeah, the toganization race has really heated up.

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<v Speaker 1>A lot of big institutions, many on Wall Street, bank

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<v Speaker 1>stock exchanges, and fintech firms are tokenizing assets and many

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<v Speaker 1>different assets.

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<v Speaker 2>They do. They do, but you know what, it's not

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<v Speaker 2>even the beginning of the beginning if you think about it.

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<v Speaker 2>I was speaking yesterday. We were running a big workshop

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<v Speaker 2>with twenty of the most important financial institutions on digital

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<v Speaker 2>asset custody. So the topic was how to optimize what

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<v Speaker 2>are the difference versus classical type of facets and one

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<v Speaker 2>of the participants represented a very large bank. It told us, oh,

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<v Speaker 2>we have one smart contract, so you see, still a

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<v Speaker 2>long way.

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<v Speaker 1>Yeah, so tip of the iceberg, right, yes, yes, yes

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<v Speaker 1>we believe.

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<v Speaker 2>You know, most probably we add in twenty twenty five

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<v Speaker 2>something like twenty two billion of ascetic equivalent tokenized and

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<v Speaker 2>most probably this market could be as big as a

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<v Speaker 2>thirty trillion in twenty thirty four. So depending on the forecast.

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<v Speaker 2>For instance, cities are seeing something like five trillion for

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<v Speaker 2>twenty thirty of tokenized assets. So it's it's gaining momentum. Jaques.

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<v Speaker 1>It feels like they're taking the entire trad fire world

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<v Speaker 1>and putting it on chain. It seems that's the end goal.

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<v Speaker 1>We're gonna put all assets on chain and open up

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<v Speaker 1>a whole new world of markets twenty four to seven trading,

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<v Speaker 1>global liquidity coming in from different parts of the world.

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<v Speaker 2>And access and fraction able to find. So that's incredible. Yeah,

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<v Speaker 2>I wish this is really the thing that will happen.

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<v Speaker 2>So we at Alborne we call that the third digital

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<v Speaker 2>revolution of the financial industry. To think about it, eighties

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<v Speaker 2>nineties that was just digitizing stuff. Then twenty ten and

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<v Speaker 2>so on, it was the cloudification of things which happened,

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<v Speaker 2>which is not complete. We still have plenty of a

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<v Speaker 2>cobbol on mainframe in banks, and now that new transformation

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<v Speaker 2>which is even more impactful because it's not only putting

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<v Speaker 2>digital things which were in the physical world, but it's

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<v Speaker 2>much more transforming completely some of the key processes, some

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<v Speaker 2>of the core tenets of the banking system. So we

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<v Speaker 2>are very excited about what's happening and we are here

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<v Speaker 2>to make it safe.

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<v Speaker 1>So it's allks about the summit that we're at today,

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<v Speaker 1>and there's a lot of institutions that are here. It's

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<v Speaker 1>amazing the names Swift and much more.

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<v Speaker 2>Yeah, so we have great names. Indeed, both in the

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<v Speaker 2>audience and on stage. That's absolutely right. We have large

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<v Speaker 2>banks like Socieation General, the French Bank, but we have

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<v Speaker 2>also the FinTechs. You know, we partner with gray Scale,

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<v Speaker 2>we have people from Robin Wood, so we have a

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<v Speaker 2>very broad i would say representation of the financial services market.

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<v Speaker 1>Indeed, yeah, it seems everyone Jacques maybe last year with

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<v Speaker 1>the change of the approach to crypto in the US,

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<v Speaker 1>it opened up for everyone, stock exchanges, banks, financial institutions,

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<v Speaker 1>they now have to have a crypto strategy.

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<v Speaker 2>It was a kind of unleash the potential effect.

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<v Speaker 1>Right.

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<v Speaker 2>So first the Genius Act, which is solving a lot

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<v Speaker 2>of questions around stable con which is really making a

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<v Speaker 2>big difference. And now everybody is working on this Clarity Act.

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<v Speaker 2>By the way, we had we had one of those

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<v Speaker 2>panels today at the end the moderate or ask about, okay,

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<v Speaker 2>what about the Clarity Act? Will that happen, what will

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<v Speaker 2>be the impact, because it's really classifying those assets in

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<v Speaker 2>the right buckets, like a utility token, which are cryptocurrency

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<v Speaker 2>essentially being ruled by the CFTC as opposed to of

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<v Speaker 2>course organized bonds, which we'll stay with SEC. So I

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<v Speaker 2>think we are. We are getting in a lot of clarity,

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<v Speaker 2>as the name calls for it, and it will require

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<v Speaker 2>when we get there, a lot of discipline from everybody,

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<v Speaker 2>especially in the financial institution, in really taking into consideration

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<v Speaker 2>the risk which are linked with that potential. So it's

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<v Speaker 2>both opportunity and a massive risk, and we can certainly

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<v Speaker 2>speak about that.

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<v Speaker 1>Yeah, let's let's talk about that. You know the institutions, Howard,

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<v Speaker 1>what are their thoughts when they come to you? They

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<v Speaker 1>help burn Jacques rob can you help us to have

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<v Speaker 1>a security strategy and to make sure we're doing things

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<v Speaker 1>right when we set up our smart contracts or re tokenizing.

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<v Speaker 2>So when we speak about those institutions, we are not

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<v Speaker 2>speaking about I would say a monolytic block of people

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<v Speaker 2>in the bank. You have compliance, you have legal department,

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<v Speaker 2>you have cyber security, you have the product team. Within

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<v Speaker 2>the product team, you have the guys in charge of

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<v Speaker 2>digital asset okay, and you have a competing forces. So

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<v Speaker 2>you have the digital asset guys who wants to go

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<v Speaker 2>fast and make it happen and they don't want to

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<v Speaker 2>miss you know the famous statement fear of missing out.

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<v Speaker 2>So it's really that what's happening. But then you have

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<v Speaker 2>the guardrails of all the big financial institution, which are

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<v Speaker 2>legal compliance and cybersecurity. So in many instances we are

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<v Speaker 2>a sort of bridge because at Alborne, so first we

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<v Speaker 2>are fully dedicated to financial services. This is the business

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<v Speaker 2>we understand. Okay. Second, we are indeed speaking the language

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<v Speaker 2>of the cyber security guy because we do a lot

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<v Speaker 2>of things in what I call the whip to cyber security.

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<v Speaker 2>But we also understand fully what the digital asset team

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<v Speaker 2>wants to achieve and accomplish. So we are able then

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<v Speaker 2>to create that bridge with everybody. So in many cases,

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<v Speaker 2>I know many cases where we have been used to

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<v Speaker 2>make the education of everybody, putting sixty executive in a

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<v Speaker 2>room from all those different discipline banking discipline, and we

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<v Speaker 2>do the education to try to create that common denominator.

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<v Speaker 1>Yeah, you know, that's really great insight because there's so

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<v Speaker 1>many stakeholders, as you said, within an organization, you have

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<v Speaker 1>to get them all on the same page educate them. Yeah,

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<v Speaker 1>that absolutely makes sense.

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<v Speaker 2>So this year I was sup, if I may real quick,

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<v Speaker 2>I was speaking with a very large asset manager today,

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<v Speaker 2>the head of the digital asset product strategy, and she's

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<v Speaker 2>that person is recruiting team, her team, but she's very

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<v Speaker 2>much aware of those internal hurdles sort of she will

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<v Speaker 2>have to face because there is still this confusion digital

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<v Speaker 2>asset is cliptocurrency, and then there is this gray zone

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<v Speaker 2>and money laundry and violation of KYC and all that,

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<v Speaker 2>and we are speaking about something else here.

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<v Speaker 1>Wow. Yeah, it's a lot of moving parts and components.

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<v Speaker 2>Yes, and we we are here really to help. We

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<v Speaker 2>are here to help because when also that's also a

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<v Speaker 2>very important conversation with the classical cyber security team. The

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<v Speaker 2>classical cyber security team in the bank, they are used

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<v Speaker 2>to web to space. They are used to threat which

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<v Speaker 2>can be apt so advanced persistent threat, but which are

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<v Speaker 2>more in a sense for you know what, ransomware type

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<v Speaker 2>of things or data leak or combination of both, where

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<v Speaker 2>you can really do classical manage detection and response, whereas

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<v Speaker 2>in Web three on chain there is no such a

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<v Speaker 2>thing as response because when the bad guys are on chain,

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<v Speaker 2>the money is out almost immediately, yes, okay, and you

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<v Speaker 2>don't have that in the web too classical world, even

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<v Speaker 2>for a functional institutions. So that's why you need to

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<v Speaker 2>shift cyber security to the left to do preventive cybersecurity.

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<v Speaker 1>Yeah. Absolutely, And I'm assuming you're seeing incredible demand because

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<v Speaker 1>a lot of these institutions now have a crypto strategy.

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<v Speaker 1>So it sounds like your business is growing and there's

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<v Speaker 1>going to be even probably more demand this year. Yes,

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<v Speaker 1>once legislation and these things get Yes.

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<v Speaker 2>Yes, it's growing. We see the momentum. We are surfing

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<v Speaker 2>tide currently. But it's also because we are most probably

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<v Speaker 2>as far as I'm concerned, the only provider of that

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<v Speaker 2>type of service is sitting at this intersection of Web two,

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<v Speaker 2>Web three, CRATI FI, DeFi. We understand all those worlds.

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<v Speaker 2>We have eight hundred customers in total. Of course, a

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<v Speaker 2>lot of them are smaller Web three type of entities

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<v Speaker 2>of DeFi, you know, of a decentralized exchange, all those guys.

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<v Speaker 2>But we have more and more enterprise class customers. In

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<v Speaker 2>fact or enterprise class customer business grew by four hundred

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<v Speaker 2>persons here on here in twenty five. So that's where

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<v Speaker 2>the big big game is happening. Oh.

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<v Speaker 1>Absolutely, So what's on your rob map? You know, what

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<v Speaker 1>are the high priorities for you this year?

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<v Speaker 2>Yeah? So in terms of a priority, so we are

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<v Speaker 2>so we are. We are automating a lot of our

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<v Speaker 2>operation okay, and I will not use the AI buzzworld,

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<v Speaker 2>but it's pervasive at our in our systems. AI is

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<v Speaker 2>pervasive in our value chain, okay. So it's supporting every

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<v Speaker 2>step we are doing with the customer, from the scoping

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<v Speaker 2>to the project to the final report. You know what

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<v Speaker 2>I mean. This is what what we are doing with AI.

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<v Speaker 2>So we will continue to advance that and to make

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<v Speaker 2>it even more and more agile and lean so that

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<v Speaker 2>customers are relegating the highest value for their money and

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<v Speaker 2>also the highest quality because AI is efficiency but also

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<v Speaker 2>effectiveness delivering the right level of quality. That's one thing.

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<v Speaker 2>The second thing we really want to focus on strongly

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<v Speaker 2>on a custody because digital asset custody is one of

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<v Speaker 2>the big challenges. It's a totally different discipline than traditional custody.

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<v Speaker 2>If you wish traditional custody, it's a pointer to a

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<v Speaker 2>central security depository right with some legal and process constraint.

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<v Speaker 2>Whereas digital asset custody it's a technical discipline with all

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<v Speaker 2>the processes constraint on top. So you need to master

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<v Speaker 2>that technical discipline. So we are doing a lot of that.

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<v Speaker 2>We'll be publishing white paper on that to help our

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<v Speaker 2>customers structure their thinking around all those class season assets.

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<v Speaker 1>That's exciting, Jack, and I'm really excited to listen to

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<v Speaker 1>some of the talks today and everything that's happening here Access.

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<v Speaker 1>But thank you so much for joining me, Thanks for

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<v Speaker 1>your time. This episode is brought to you by v Chain.

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<v Speaker 1>V chain is one of the top layer one enterprise

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<v Speaker 1>blockchains in the crypto asset class and they are getting

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<v Speaker 1>adoption by many big brands and companies around the world

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<v Speaker 1>who are built Web three and decentralized application technologies. I've

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<v Speaker 1>been a VET token holder for many years. In fact,

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<v Speaker 1>I started investing in vchain back in twenty eighteen, and

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<v Speaker 1>some of the key features of the v chain blockchain

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<v Speaker 1>includes its secure, affordable, scalable, fast, and sustainable. Some of

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<v Speaker 1>the companies and brands working with vchain include Jivon, Chi, Walmart, China, BMW,

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<v Speaker 1>Bostont Consulting Group, and many more. Most recently, they partnered

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<v Speaker 1>with Dana White in the UFC, and Dana White even

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<v Speaker 1>said recently that he purchased over a million dollars of

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<v Speaker 1>the VET token and vchain also recently launched staking, where

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<v Speaker 1>you can stake the VET token and earn great rewards.

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<v Speaker 1>So if you'd like to learn more about vchain, go

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<v Speaker 1>to vchain dot org. Link will be in the description.

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<v Speaker 1>Thank you so much for tuning in. Please hit the

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<v Speaker 1>like button subscribe if you haven't as yet. If you're

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<v Speaker 1>listening on a podcast platform such as Spotify or Apple,

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<v Speaker 1>please follow and leave a five star rating. Thank you

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<v Speaker 1>so much.