Speaker 1: Yea ripped up.
Speaker 2: New need advice, so you don't have.
Speaker 3: Come running as.
Speaker 4: Fast as we can.
Speaker 5: Shooter's gonna help come Man Dix is the Troubleshooter Show.
Speaker 4: No Tom Martino. Hey, Hey, hey, I'm Tom Martino. We
Speaker 4: are here solving your problems, answering questions, taking complaints. Here's
Speaker 4: how the show works. You call three oh three Martino
Speaker 4: twenty four to seven three oh three six two seven
Speaker 4: eight four six six from all over this country. You
Speaker 4: call us. We solve your problems if we can, or
Speaker 4: we tell you where you went wrong or what could
Speaker 4: be done to prevent it. We help those listening as well,
Speaker 4: and then we have guests on as well. Today I
Speaker 4: have a Barry Miller with us from Vestera Turnkey. So
Speaker 4: much curiosity about his program. So many people misunderstand it.
Speaker 1: Uh, not in a bad way, but they think it's
Speaker 1: people grouped together and buy houses, and it's not that
Speaker 1: at all.
Speaker 4: But it's how to become a landlord. And we'll be
Speaker 4: talking to Barry coming up, but he's sitting with me
Speaker 4: of your streaming. He's right here. Hello, Barry, welcome, thank
Speaker 4: you for being here. Hey, it's great to be here
Speaker 4: to so if you had to in a couple sentences
Speaker 4: describe Vestera Turnkey in a couple sentences, now not a speech,
Speaker 4: what would you say?
Speaker 6: Through extensive research, all of our customers are receiving thirty five,
Speaker 6: forty percent or more annual returns on their investment cash
Speaker 6: on cash returns because of thorough research. They actually own
Speaker 6: the property all turn key. They own an individual home
Speaker 6: that we have selected through an extremely accurate process, so
Speaker 6: they'll have no tenant problems, typically no management problems.
Speaker 7: We have all the people, and you.
Speaker 4: Assign a supervisor for each owner.
Speaker 7: For each owner, we have a coordinator is mind.
Speaker 4: Dave is mind?
Speaker 8: Dave?
Speaker 6: I know you help me personally, I back up, but
Speaker 6: Dave is your person.
Speaker 4: And I have I'm closing on my third home today
Speaker 4: with my investors. I put together a different kind of
Speaker 4: program for those listening, not a different program. It is
Speaker 4: Vestera Turnkey. It's one hundred percent Vestera, but vesta turnkey
Speaker 4: requires a cash investment down and then you get a
Speaker 4: loan and you own a rental and that rental is
Speaker 4: managed through a management company arranged by Vestera. Vestera takes
Speaker 4: your phone calls and how it takes you know in
Speaker 4: other words, if the tenant calls the management company and
Speaker 4: the management company needs to make a decision. They talked
Speaker 4: to Vestera. Vestera filters and shelters you from all the
Speaker 4: conventional risks and hassles. So I'm on my house number three.
Speaker 4: But the reason I did it is I had investors
Speaker 4: coming to Wave eight Wealth Management and they wanted to
Speaker 4: do Vestera, but they didn't want to do the whole thing.
Speaker 4: They just wanted to do it with a partner or two.
Speaker 4: So I put together a series of LLCs for people
Speaker 4: who don't want to do the whole chunk. Now, remember
Speaker 4: doing the whole chunk is the way it's designed. You
Speaker 4: go there, you buy a house. If you want to
Speaker 4: go through Wave through me, you'll own a portion of it,
Speaker 4: usually twenty percent of it. So it depends on what
Speaker 4: you want to do. We both can accommodate you for
Speaker 4: the same program, but it's always better to go direct,
Speaker 4: have a property in your name, and then manage that
Speaker 4: property through them, and then sell it when they tell
Speaker 4: you to sell it and take advantage of their program. Uh.
Speaker 4: So he'll be here today right now. Mike though called
Speaker 4: in with a issue with an autobody shop. So I
Speaker 4: want to start with Mike. Phone calls take priority. Here.
Speaker 4: It's three oh three six two seven eighty four sixty six.
Speaker 4: Now we also have a local number in the studio here,
Speaker 4: three oh three seven one three talks seven to one
Speaker 4: three eight two five five. Mike, what's going on with you? Mike?
Speaker 9: Yes?
Speaker 4: Hello, How are you good? What's happening?
Speaker 8: I took my car that.
Speaker 10: Is wrecked by my wife over a year ago to.
Speaker 11: An autobody shop.
Speaker 10: He's had it for fourteen months.
Speaker 4: Well, hold on a second. That doesn't make sense to me. Yeah,
Speaker 4: fourteen months? Why has it been there? Fourteen months?
Speaker 3: That's what I've.
Speaker 10: Been trying to.
Speaker 4: Hold on? Hold on? Is this an insurance repair? Or
Speaker 4: are you paying for it out of pocket? Mike? Did
Speaker 4: we have a problem with Mice's connection guys? Or do
Speaker 4: we have a problem? Okay?
Speaker 1: Possibly, Yeah, we're gonna have to get We're gonna have
Speaker 1: to re establish with Mike.
Speaker 4: But I can think of no reason why you would
Speaker 4: have fourteen months in a body shop. We'll get him
Speaker 4: back on, Peter, what's going on? Peter?
Speaker 3: My Senior show a couple of days ago, and it
Speaker 3: seems like you really have the enthusiastic stuff cause the
Speaker 3: controversy that I need to put two X mayors of
Speaker 3: a police chief in jail.
Speaker 4: Oh my god, that sounds that sounds serious. And does
Speaker 4: this guy have a real case? So go ahead and
Speaker 4: tell your story.
Speaker 3: That's the problem that I have when I call the
Speaker 3: Attorney General, executive Attorney General and my governor, and it
Speaker 3: was the Cares Act, because yeah.
Speaker 4: People, people are always people are always going to wander.
Speaker 4: Is this guy legit? I mean everyone does that no
Speaker 4: matter what. So tell your story and let's decide what's
Speaker 4: what's going on.
Speaker 8: Peter, Well, the story is I lived in a storage
Speaker 8: facility for fifteen years.
Speaker 3: The real quick part about this.
Speaker 4: Wait, you live You lived there in a storage facility?
Speaker 3: Yeah, and X mayor did rented to me light on
Speaker 3: a police report and said I didn't leave there. That's
Speaker 3: the first lie against them, and that's on paper through
Speaker 3: the country.
Speaker 4: Now, now, hold on, So you rented a storage facility?
Speaker 4: Where was this? Where or where is it?
Speaker 1: Where's the School of Illinois in Illinois?
Speaker 4: Okay? So you you rent a storage facility in Illinois?
Speaker 4: And what's the name of the storage facility?
Speaker 3: It was called Premiere or Precise auto body shop. And
Speaker 3: then they had a back lot which was maybe four
Speaker 3: or five acres and they parked trucks, cars, boats, trains,
Speaker 3: and et cetera.
Speaker 4: Okay, so they have storage in the back. And did
Speaker 4: you say the mayor owned.
Speaker 3: It at one time?
Speaker 4: The mayor?
Speaker 3: They turned to x mayor because they kick you after
Speaker 3: being a mayor for so long? Would they say that
Speaker 3: the rolls over like the next mayor is in charge
Speaker 3: for so many years or something.
Speaker 1: Yeah, it's term limits, term limits for Peters?
Speaker 3: Okay, yeah, Oh Peter, how Peter?
Speaker 4: How much were you paying for this facility monthly? Five
Speaker 4: dollars and how and you were there for fifteen years?
Speaker 4: Then what happened?
Speaker 12: Uh?
Speaker 3: They poisoned my dogs and then the stuff started.
Speaker 4: This sounds Peter, Why were you why? Okay, you're not
Speaker 4: living there anymore, right.
Speaker 3: No, I got everything destroyed and I landed in a
Speaker 3: hospital for two years.
Speaker 4: So did you just get out of the hospital left
Speaker 4: may correct? Do you mind if I asked what kind
Speaker 4: of hospital?
Speaker 8: Was it?
Speaker 4: A mental hospital?
Speaker 13: No?
Speaker 3: It wasn't a mental hospital because I was fully aware
Speaker 3: of what happened. There was a propane explosion after he
Speaker 3: cut all the electricity off of me.
Speaker 4: Okay, So to get rid of you, the ex mayor
Speaker 4: did some shenanigans. What did the ex mayor do to
Speaker 4: get rid of you?
Speaker 3: Well, what he did is he tried to make me
Speaker 3: go nuts that would land me into a mental facility,
Speaker 3: and I just stepped back. What he did to me
Speaker 3: is he stole my nineteen eighty seven Grand National, which
Speaker 3: was one in one of those spots that I rented.
Speaker 4: And what city was he? What city was he the
Speaker 4: X mayor? Is he was he mayor of? What city
Speaker 4: he was the mayor of Homer Glenn, Homer Glenn, Illinois, Illinois,
Speaker 4: Homer Glenn. Okay, So anyway, where does it stand today?
Speaker 4: What for you today?
Speaker 1: What do you mean?
Speaker 3: Egathen Like, why are.
Speaker 4: You calling today? What can we do for you?
Speaker 3: I want to expose him because this such because of
Speaker 3: the executive and the Attorney general and the governor. Prickster
Speaker 3: won't call back. I want to give a complaint. Like
Speaker 3: here I ask you question, who's going to be answering them?
Speaker 4: What is your complaint? Though? That's what I need to know.
Speaker 4: What is your complaint? You got out of the hospital
Speaker 4: last year. You've been out of that place for a
Speaker 4: couple of years now, So what is your complaint? What
Speaker 4: is your complaint today?
Speaker 3: Fine? Is I believe my civil rights lawyer has been
Speaker 3: paid off because he's.
Speaker 8: Turning into a narcissist telling me everything that's.
Speaker 3: Wrong, and I'm just like, no, that's not why we're.
Speaker 4: Agreed to Peter, Peter, hold on, Hold on a second,
Speaker 4: just hold on. Okay, listen. This is an example of
Speaker 4: a problem that goes deep. Okay, Now, here's the deal.
Speaker 4: Here's what I want to do for fun and to
Speaker 4: see what. I don't know if Peter's got a case.
Speaker 4: I don't know what he's calling about today. Here's what
Speaker 4: I want to do, Shopper, you're in the studio. I
Speaker 4: want to give the guy at least a hearing off
Speaker 4: the air, take some notes, and then I want you
Speaker 4: to interpret for us. I want you to be our ai.
Speaker 4: I want you to summarize this and tell us what
Speaker 4: he's calling about. Can you go talk to him right now? Yeah, Tom,
Speaker 4: that's not a problem. Let's do that now. Listen, when
Speaker 4: people call with problems like this, what do I do?
Speaker 4: What should I do? You? Guys, tell me what should
Speaker 4: I do? I listen to people because not everyone's a nut.
Speaker 4: But at the same time, when you talk about living
Speaker 4: in a storage facility, then they turned against you, and
Speaker 4: they plotted against you. Your own attorney was paid off.
Speaker 4: I mean really, and think about this, I mean think
Speaker 4: about the calls I get like that. What would you
Speaker 4: do with calls like this? I'm asking my people, what
Speaker 4: would you do? Come on, tell me the truth? What
Speaker 4: weld you do? Three O three seven one three talk
Speaker 4: seven one three eight two five five. We're gonna give
Speaker 4: him a here, We're gonna give him a listen off
Speaker 4: the air and figure out what he's trying to tell us. Now,
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Speaker 4: content time for an insurance check up free no obligation.
Speaker 4: In comparison, call Compass Insurance paying too much your coverage
Speaker 4: at dozens of insurance companies find out now three oh
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Speaker 4: Alliance three oh three nine two zero sixteen twenty two.
Speaker 4: I'm Tom Martino. You're a shovel shooter three O three
Speaker 4: seven on three Talks seven one three eight two five five.
Speaker 4: Sarah's got a comment on that call I took from
Speaker 4: Peter Now. Some people are saying I should have hung
Speaker 4: up on him. The guy's a nut job. Somebody else
Speaker 4: says it makes good radio. Look, I'm letting people call
Speaker 4: with any and all problems, and then we'll decide where
Speaker 4: and what to do with it, Okay, even if it's
Speaker 4: recommending help for the guy. This guy apparently lived fifteen
Speaker 4: years in a storage facility. He believes the world's out
Speaker 4: to get him. Homer Glenn, Illinois. He says that the
Speaker 4: ex mayor plotted against him. Blah blah blah. Choppers talking
Speaker 4: to him now so what is your comment on that, Sarah.
Speaker 14: Well, first of all, thank you so much for taking
Speaker 14: my call. I'm surprised I was just making an information
Speaker 14: kind of called. But I want to thank you also
Speaker 14: for your long years of service to thousands and thousands
Speaker 14: of us. Thank you who gets you ramp up our
Speaker 14: intelligence by listening My experience with my son as we
Speaker 14: had rented an apartment a few years ago here in
Speaker 14: Colford to Springs and encountered some things that I've never
Speaker 14: encountered firsthand with before we thought we moved into something
Speaker 14: de luxe. We had been in a place that was
Speaker 14: very downtrodden and it was just a beautiful place to live.
Speaker 14: It met all my criteria. But the folks that we
Speaker 14: rented from were not on the up and up, and
Speaker 14: over time we found out that they observed that they
Speaker 14: were trespassing on our WiFi would get shut off. I
Speaker 14: would call and ask Horizon, Hey, is there's an outage
Speaker 14: out here?
Speaker 4: And they say no, So Sarah, why were they doing that?
Speaker 4: Why were they doing that?
Speaker 14: Because they're criminals?
Speaker 1: And so, Sarah, are you saying, wait a minute, are
Speaker 1: you saying that part of what Peter was saying ring true?
Speaker 4: To you and you can see where people people can
Speaker 4: think your nuts and basically people are out to get you.
Speaker 4: Are you really saying that right now? Is that what
Speaker 4: you did? You hear stuff in Peter's story that you
Speaker 4: thought to yourself, Yeah, that could happen. Absolutely, So you
Speaker 4: were renting a place and your landlord was trespassing in
Speaker 4: your apartment? Yes, And do you believe the landlord was
Speaker 4: doing it? Like, what was the motive of the landlord?
Speaker 4: And again, Sarah, I want to be fully transparent here.
Speaker 4: I never make fun of people, but I have to
Speaker 4: discern when people call me and I'm serious about this,
Speaker 4: does someone have a legit problem or are they imagining it?
Speaker 4: Or are they maybe a little paranoid? So that's what
Speaker 4: I'm trying to get at, because I am sure there's
Speaker 4: a little bit of truth in almost everything. So what
Speaker 4: gave you the impression the landlord was coming after you?
Speaker 4: And why why didn't the landlord simply to you well?
Speaker 14: And we completed our lease with a notice in advance
Speaker 14: and held up our side of everything. The reason what
Speaker 14: I discovered over time, I knew that he was not
Speaker 14: of the same faith as me. What I didn't know
Speaker 14: is that he was deeply involved in the occult. And
Speaker 14: so some people that are involved with certain kinds of worship,
Speaker 14: you who want to call it, that are highly invested,
Speaker 14: even personality wise, in breaking rules and they are actually
Speaker 14: in pursuit of power as opposed to other things that
Speaker 14: you and I.
Speaker 1: So you're saying, you're saying it was you're saying that
Speaker 1: your landlord's motives were pure evil, basically is what you're saying.
Speaker 14: Absolutely, okay, all right, and there's evidence that he did
Speaker 14: it before.
Speaker 4: Well, I appreciate you calling and giving she's trying. What
Speaker 4: she's trying to say to me is don't be quick
Speaker 4: to call people nuts you never know. And thank you,
Speaker 4: Sarah for calling. Here's the thing. I'm starting out this
Speaker 4: morning with one guy living in a storage facility fifteen
Speaker 4: years who believes that an ex mayor who was renting
Speaker 4: to him was out to get him, and they plotted
Speaker 4: against him. They stole his stuff. He ended up in
Speaker 4: the hospital getting sick for two years. He just got
Speaker 4: out last year. In my opinion, that man suffering from
Speaker 4: mental illness. That's my opinion. Now, Sarah, she calls and says,
Speaker 4: wait a minute, things like this have happened to me.
Speaker 4: Weird stuff. We got a landlord in the occult, that
Speaker 4: landlord was trespassing, that landlord was doing evil things. Is
Speaker 4: she a nut? Or is it?
Speaker 8: You know?
Speaker 4: Here's what I'm asking. What do I do? Am I
Speaker 4: a judge and jury? What do I do? D What
Speaker 4: would you do? What would you do?
Speaker 1: Well?
Speaker 7: I would advise Sarah to go. I would advise Sarah
Speaker 7: to get out of that situation and remove them.
Speaker 4: Well she did, she did obviously. Yah.
Speaker 15: Yeah.
Speaker 7: So there are a lot of people who are over
Speaker 7: They're out there over analyzing other people's motivation and other
Speaker 7: people's past actions when they really have no bearing on
Speaker 7: this particular life anymore.
Speaker 4: So just do you think? Do you think there? How
Speaker 4: do I put this? There are a lot of mentally
Speaker 4: ill people who seek help and they hear my show
Speaker 4: and think he listen to me? Yeah.
Speaker 6: I think listening is the key because I am a
Speaker 6: father of a bipolar daughter.
Speaker 1: Yes, and know lots of the mental and people can
Speaker 1: people can go off the deepen in.
Speaker 6: The mental word every other six month period, three four
Speaker 6: times a year, and they imagine a lot of things.
Speaker 6: But what they don't have enough of is listening. That's
Speaker 6: a double edge.
Speaker 4: But sometimes here here's the problem. Sometimes if you listen
Speaker 4: to them and you try to reason with them and say, look,
Speaker 4: this is probably not happening, or I want to help you,
Speaker 4: but here, let's look at it in this way, they
Speaker 4: think that you're against them.
Speaker 6: Yes, it's hard to reason because they don't have reasoning
Speaker 6: skills anymore. Cognitively, they've lost it, and that's a shame.
Speaker 6: It's a high percentage of people in our society that
Speaker 6: have those mental problems.
Speaker 4: Barry Miller is with Vestera Turnkey with us today. Somebody
Speaker 4: texted me and wanted to know what are the price
Speaker 4: ranges of houses you target and what kinds of markets.
Speaker 6: The kind of markets we target are the strongest economic
Speaker 6: markets without exception in the United States of America.
Speaker 4: How do you find them?
Speaker 6: How we find them is now, this is the short answer,
Speaker 6: thorough accurate research. But we have over sixty points of calculus.
Speaker 6: It's not so much about real estate, it's about the
Speaker 6: economy in that pocket, in every pocket in the United States.
Speaker 4: Okay, here's what I want to ask you.
Speaker 1: I don't recall I must I signed a services agreement
Speaker 1: with you because I'm in your program.
Speaker 4: And I don't know if there was a non disclosure
Speaker 4: in there. Because I noticed where you're having me buy houses.
Speaker 4: I could easily say to people, here's where we're buying houses.
Speaker 4: So is there a non disclosure?
Speaker 7: You have signed it up?
Speaker 4: Okay, okay. And that's where we don't give the city no,
Speaker 4: no no, But because because you don't want people taking
Speaker 4: one bit of information and going out and trying to
Speaker 4: do it and then say, wait a minute, I'm not
Speaker 4: making any money here.
Speaker 6: Well well well, but they also say they think it's
Speaker 6: easy to just find the best house in the best neighborhoods,
Speaker 6: in the best economic areas in the country.
Speaker 4: That's not easy to How do you know when a
Speaker 4: house value is suppressed and we'll rate and we'll go
Speaker 4: up in value. How do you know that.
Speaker 6: By comparing it with two hundred or more other communities
Speaker 6: of that were similar kind Okay, ice range is important.
Speaker 6: We do stay under the national median price range because
Speaker 6: that's where the high equity gain.
Speaker 4: Okay, So all right, good I Vestera turnkey by the way,
Speaker 4: and we're going to be talking about the seminar coming
Speaker 4: up on the nineteenth, is it yep, nineteenth of July Saturday.
Speaker 4: Mark your calendars or and you can always call them directly.
Speaker 4: But Mike, I want to get back to you on
Speaker 4: this body shop. I need to know something and then
Speaker 4: we're going to go back to you. You said you
Speaker 4: took your car into a body shop fourteen mins months ago.
Speaker 4: Why was this an insurance job or a self pay.
Speaker 8: Self pay?
Speaker 4: And what did you take it in for.
Speaker 10: The back quarter panel was hit and that was it.
Speaker 10: The back quarter panel and the back bumper fell off.
Speaker 3: But it was a kind of.
Speaker 10: Extensive damage to this little quarter panel. But the rest
Speaker 10: of the car was like in perfect shape. It was
Speaker 10: a brand new car.
Speaker 4: What kind of car?
Speaker 13: It was?
Speaker 10: A twenty twenty Kia four k.
Speaker 4: Okay, hold on, we'll come right back to you. Let's
Speaker 4: figure out what's going on with this. I'm Tom Martino.
Speaker 4: Three oh three seven one three talk seven one three
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Speaker 4: Wait time for an insurance checkup free, no obligation. In comparison,
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Speaker 4: customer when you choose Frank durand the real estate Man
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Speaker 4: all three nine two zero sixteen twenty two. Hi Tom Martinez,
Speaker 4: your troubleshooter three all three seven to one three talk
Speaker 4: seven one three A two five five. So Mike says
Speaker 4: he took a twenty twenty KEYA forte to a body
Speaker 4: shop fourteen months ago. What's the name of the body shop?
Speaker 10: It's J and O Autobody, J and L.
Speaker 4: Where are they located.
Speaker 10: In Pablo, West, Okay?
Speaker 4: So tell your story. How the heck do you get
Speaker 4: there fourteen months ago and not get your car back?
Speaker 10: Yeah? Mark, it seems just to be a long ongoing issue.
Speaker 10: Every time we try to get a hold of him,
Speaker 10: he gives us a run around or what's going on
Speaker 10: with sar car? I seen him about six months ago
Speaker 10: in the Bowling Alley and I confronted him and asked
Speaker 10: him how my car's going, and he told me to
Speaker 10: be done in a month. So I wait a month,
Speaker 10: I hear nothing. So then two months come along, I
Speaker 10: still hear nothing.
Speaker 4: Well, I mean this is unacceptable. I mean, I mean, Mike,
Speaker 4: it's a very simple proposition. You took your car in
Speaker 4: for repair, and it's fourteen months. For God's sakes, what
Speaker 4: if you want to go pick it up and just
Speaker 4: say forget it? Did you pay this guy anything?
Speaker 1: Yes?
Speaker 10: I gave him half down, which was six thousand dollars.
Speaker 4: Almost see he spent that money?
Speaker 8: Nothing?
Speaker 1: Yeah, Okay, what's okay?
Speaker 4: We need to call him. Who's what's the name of
Speaker 4: the guy you've been dealing with at J.
Speaker 9: And O.
Speaker 4: Orlando? Orlando? What's his last name?
Speaker 8: I have no idea?
Speaker 4: Orlando. Okay, listen, I want to call down there. Hey,
Speaker 4: why Kitchina, why don't we just call down there. Let's
Speaker 4: just call down to this freaking place. J and O
Speaker 4: Autobody in Pueblo, West Orlando, fourteen months, six thousand dollars.
Speaker 1: Come on, man, what the hell? Why are people doing this?
Speaker 1: Why are you putting money down?
Speaker 4: Why? Mike, why did you give him six grand? Come on,
Speaker 4: I'm gonna put some back on you. Why did you
Speaker 4: give this guy six grand?
Speaker 10: Well, you just said he needed half down to buy
Speaker 10: parts and material That's.
Speaker 4: A red flag, right there. A company that doesn't have
Speaker 4: a line of credit, that needs money to buy materials,
Speaker 4: don't do business with them. That's right. I'm taking a
Speaker 4: hard line from now on. And hold on, Mike, We're
Speaker 4: going to call down there for you. I'm taking a
Speaker 4: hard line from now on. If you're a contractor, get
Speaker 4: the hell out of business. If you can't afford materials
Speaker 4: for a job, get out of business. We don't want
Speaker 4: to give you money upfront. Get out of business. Okay,
Speaker 4: get out of business. Get a line of credit, or
Speaker 4: get out of business.
Speaker 1: If you're a body shop you can't buy parts, get.
Speaker 4: Out of business. If you're an auto repair facility you
Speaker 4: can't buy parts, get out of business. You're all a
Speaker 4: bunch of clowns. I am tired of this. What do
Speaker 4: ninety nine percent of people who get in trouble have
Speaker 4: in common. Ninety nine percent You give up, Come on YouTube, morons,
Speaker 4: answer me right now. Ninety nine percent. What is it?
Speaker 4: I'll tell you what it is. Put money up front.
Speaker 4: Ninety nine percent of all ripoffs money up front. Hey,
Speaker 4: are you still there? Are is Chopper still talking to
Speaker 4: that other nut job or not? Is Wait? You're still
Speaker 4: talking to him?
Speaker 15: No, Choppers still talking to him?
Speaker 4: Okay, so, oh, Dollar, you're there. Dollar, would you call
Speaker 4: down to this body shop and just say, come on, Orlando,
Speaker 4: what the hell's the excuse? Fourteen months? Come on, man,
Speaker 4: do you have anything done on that car? Just put
Speaker 4: the screws to them.
Speaker 1: I'm so tired of people ripping people off.
Speaker 4: I'm really tired of it. You know, I'm telling you, I'm.
Speaker 1: Get Look, I used to be bold. I got mild.
Speaker 1: They got bold, They get mild.
Speaker 4: They going I go in waves, And right now is
Speaker 4: a seventy one year old cancer survivor who's going through
Speaker 4: my follow up chemo right now. I am really pissed off.
Speaker 4: I'm pissed off at people who rip people off. When
Speaker 4: you take money from people, it's supposed to go toward
Speaker 4: what you said it was going to go toward you
Speaker 4: lie in piece of crap. Jim, you have a question
Speaker 4: on Medicaid. How can we help you.
Speaker 13: Jim Medicaid?
Speaker 4: Yes, what is your How can we help you? What
Speaker 4: is your question?
Speaker 8: I would like to know who qualifies for.
Speaker 3: Medicaid, What these compunications are.
Speaker 4: It's it's strictly on income only, not on what you own,
Speaker 4: not on anything else, just income. And you qualify by
Speaker 4: calling Medicaid. They have a phone number, and they have
Speaker 4: an online portal. And I think the income I think
Speaker 4: for a single individual is around fourteen dollars a month.
Speaker 13: Got it.
Speaker 8: I qualify theoretically. But I went to the state of
Speaker 8: Colorado and I talked to this woman named Veronica Reeves,
Speaker 8: and she says, there's no such thing as medicaid after
Speaker 8: sixty five years old.
Speaker 1: Oh oh oh, that's because of Medicare. Medicaid No, but
Speaker 1: Medicare when you're over sixty five.
Speaker 4: That's why they said you can't get medicaid. You can
Speaker 4: get medicaid if you're over sixty five. You know what,
Speaker 4: I know what I want to do, Kachina, do me
Speaker 4: a favor. This guy took the time to call in Jim,
Speaker 4: let me get Integra insurance on. Let's try to get
Speaker 4: either John Senior or John Junior on to talk about this,
Speaker 4: because there is a there. I know some people that
Speaker 4: get both Medicare and Medicaid. Okay, and the medicaid kind
Speaker 4: of acts like a supplement. Uh schenon? Did Kachina hear me? Good?
Speaker 4: Let's try to get him on three l three seven
Speaker 4: one three eight two five five. Frank durand the real
Speaker 4: estate man. We're talking about real estate today. If you
Speaker 4: want to know what your house will sell for, and
Speaker 4: you want a good idea without listing, Frank will do
Speaker 4: a free market analysis of your home, free no obligation,
Speaker 4: and he takes into consideration all market factors including interest,
Speaker 4: rates of mind, demand, comparables, the neighborhood. Frank Duran, wonderful man.
Speaker 4: Do a market analysis pretty accurate. That's frankdorand the Realestateman
Speaker 4: dot com three oh three nine two zero sixteen twenty two.
Speaker 4: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 4: dot com. You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up, free no obligation. Comparison
Speaker 4: call Compass insurance pay too much your coverage at dozens
Speaker 4: of insurance companies. Find out now three oh three seven
Speaker 4: to seven to one help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate man
Speaker 4: dot com to list your home with Remax Alliance three
Speaker 4: oh three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 4: you're a troubleshooter. We have John June Jones Junior on.
Speaker 4: I want to try to get him up right now
Speaker 4: from Integra Insurance. John, thank you for being here man.
Speaker 4: When it comes when it comes to Medicare, can you
Speaker 4: have both Medicare and Medicaid?
Speaker 13: Yes?
Speaker 8: Sir?
Speaker 4: Now did you go ahead? Did you say no?
Speaker 1: Sir?
Speaker 16: Yes, you can have both Medicare and Medicaid, and you
Speaker 16: could qualify for Medicaid being over the age of sixty
Speaker 16: five because it depending on your income and there are
Speaker 16: other options for you outside of that as well as
Speaker 16: far as a managements specifically designed for.
Speaker 8: Those who are dual eligible.
Speaker 13: Is what it's called.
Speaker 4: Dual Now tell me when you're due, when you're dual eligible.
Speaker 4: When does Medicaid pay and when does Medicare pay? How
Speaker 4: do they work together?
Speaker 16: So Medicare is going to I believe Medicare pays first
Speaker 16: and then Medicaid picks up.
Speaker 4: So is medicaid. Is it safe to say medicaid for
Speaker 4: those who qualify as kind of like a supplement.
Speaker 16: Sure, I mean that's what you don't need a supplement.
Speaker 16: You don't want necessarily a supplement. If you have Medicare
Speaker 16: and Medicaid.
Speaker 13: I mean you certainly don't need one.
Speaker 16: And so because yeah, Medicaid is picking up what Medicare
Speaker 16: is not what Medicaid picks up after Medicaid pays first.
Speaker 4: Now, Jim, you say you called Medicare and they told
Speaker 4: you this is impossible, or did you call Medicaid?
Speaker 8: I called this. I stood in front of the State
Speaker 8: of Colorado and adal came out and she told me
Speaker 8: there's no no such thing, not kind of, there's no
Speaker 8: such thing as medicaid after age sixty five.
Speaker 13: John, that's certainly not.
Speaker 17: No, that's not the case.
Speaker 4: And clients, Jim, Jim, when you said you went to
Speaker 4: the state, what do you mean you went to the state,
Speaker 4: What does that mean?
Speaker 8: I went to Adams County Social Services.
Speaker 4: Okay, and you get in that person. That person didn't
Speaker 4: know what they were talking about.
Speaker 8: And she's the head lady. She came out after I
Speaker 8: talked to the guy the counter. Her name is Veronica Reeves.
Speaker 4: Well, you can tell Veronica Reeves she's wrong.
Speaker 8: Yeah, I know. But what do I do?
Speaker 13: You can apply for Medicaid.
Speaker 4: I mean you go directly to Medicaid. You don't have
Speaker 4: to go through Social Services. You go directly to Medicaid.
Speaker 16: I recommend you contact Medicaid. Just give Medicaid a call. Go, okay,
Speaker 16: the application over the phone of Medicaid.
Speaker 8: Okay, John. I already had dual complete with Humana insurance. Yeah,
Speaker 8: and suddenly they suddenly, the state called my Medicare teacher
Speaker 8: and said.
Speaker 3: We got a problem here.
Speaker 8: Something's not lining enough. He's got two bank accounts that
Speaker 8: are ten years old that we have to have confirmation on.
Speaker 8: So I got those right to him immediately. They could
Speaker 8: close for ten years, and then they never put me
Speaker 8: back on Medicaid.
Speaker 4: I don't even know why they care about bank accounts, John.
Speaker 4: They only care about it income, right, Well.
Speaker 16: There's certain though, No, not when it comes to if
Speaker 16: you're dual eligible. They do look at her, but your
Speaker 16: savings as well.
Speaker 8: Yeah, I would think they'll want you to have a
Speaker 8: yacht in the ocean or something, but I don't right, Yeah.
Speaker 4: But they still want to know. Okay, so if you're
Speaker 4: dual eligible, not for regular Medicaid, but if you're dual eligible,
Speaker 4: they want to make sure you don't have a stash.
Speaker 3: Yeah, you have to have a.
Speaker 16: Certain I can't remember the exact number that your savings
Speaker 16: have to be under.
Speaker 4: But so, Jim, since you're already on Medicare, why don't
Speaker 4: you just go apply for Medicaid again?
Speaker 8: I guess I will, but it's extremely confusing, and all
Speaker 8: of a sudden, I'm making appointments to see doctors and
Speaker 8: I don't have insurance. All of a sudden, they don't
Speaker 8: even contact me.
Speaker 4: Jim, no matter what you have Medicare.
Speaker 8: Yeah, but you know what that means Medicare. I just
Speaker 8: got done appointment with this guy, an oral surgeon. They're
Speaker 8: going to cover three.
Speaker 4: Who hung up? Somebody?
Speaker 3: Okay, not me?
Speaker 4: Okay, John, Okay.
Speaker 8: Are you am? I on?
Speaker 4: Yeah, you're on.
Speaker 8: I just got done going to Medicare with it oral
Speaker 8: surgeon and they want me to cough out two thousand
Speaker 8: dollars out of pocket.
Speaker 4: Well okay, yeah, oral surgery is different too. But here's
Speaker 4: the thing. According to John Jones Junior, and he's an
Speaker 4: expert with Integrainsurance dot com. You are if you are
Speaker 4: dual eligible, you know that that all you have to
Speaker 4: do is give an explanation of your bank accounts and stuff.
Speaker 4: But what you do is go and reapply. They're not
Speaker 4: going to hold it against you. It's not like you're
Speaker 4: red flagged in the system. But that's what I would do.
Speaker 4: Thank you for calling Jim three oh three seven one
Speaker 4: three talk seven one three eight two five five Barry Millard,
Speaker 4: somebody I knew they were going to ask. So what
Speaker 4: is the cash requirement to close on a rental with
Speaker 4: Vesteraturnkey dot com.
Speaker 6: Yeah, that's a fair figure, and we need to know
Speaker 6: what that number is. Typically it's around seventy five thousand
Speaker 6: dollars per property. Okay, okay, eighty eighty five is a
Speaker 6: little more.
Speaker 4: So what kind of a loan do you get as
Speaker 4: a landlord through Vesteria.
Speaker 6: Through Vesstera, we have key lenders. They get good loos.
Speaker 4: It is seventy five eighty percent loan or sixty five percent.
Speaker 6: Typically twenty five percent down or twenty percent down, okay.
Speaker 4: Twenty or twenty five percent down. Around seventy five thousand dollars.
Speaker 4: We have more coming up with estera turnkey. If ever
Speaker 4: you need to find out about them, call them three
Speaker 4: zero three eight eight eight seventy three eighty eight More
Speaker 4: coming up on the Troubleshooter Show. Go with a sure
Speaker 4: thing Denver's Best roofer Excel Roofing dot com.
Speaker 18: You don't pay a cent until you're content.
Speaker 4: Time for an insurance checkup free no obligation comparison call
Speaker 4: Compass Insurance paying too much your coverage? That does of
Speaker 4: insurance companies find out now three all three seven seven
Speaker 4: one help. You'll think you're his only customer when you
Speaker 4: choose Frank durand the real estate Man dot com to
Speaker 4: list your home with Remax Alliance three all three nine
Speaker 4: two zero sixteen twenty two.
Speaker 2: Ripped. You need advice who you don't have? Come running
Speaker 2: as fast as we can. Shooter's gonna help. Come man,
Speaker 2: this is.
Speaker 5: The Troubleshooter Show. Now Tom Martino, Hey.
Speaker 4: I'm Tom Martino. Welcome to the show. Three oh three
Speaker 4: seven one three talks seven one three eight two five
Speaker 4: five or three oh three Martino three oh three six
Speaker 4: two seven eight four sixty six. Welcome to the show
Speaker 4: This hour brought to you by U Vestera Turnkey. They're
Speaker 4: with us right now. Barry Miller is with us. So
Speaker 4: Vestera Turnkey as a way to become a landlord without
Speaker 4: the ventional risks and hassles. Now, what they do is
Speaker 4: they have a p I call it a project manager.
Speaker 4: Do you call it a customer or client whatever relationship. Well, anyway,
Speaker 4: they assign someone to you that is your contact and
Speaker 4: your nanny. I call them like a nanny. They hold
Speaker 4: your hand through the entire process of being a landlord
Speaker 4: from buying the house the right market, managing the house,
Speaker 4: day to day activities, questions that come up, and then
Speaker 4: selling the house. Barry, someone wants to know how long
Speaker 4: do they hold the house.
Speaker 7: It's up to their financial plans.
Speaker 6: But most of our customers say, get us the highest
Speaker 6: return and therefore the houses are being held about three
Speaker 6: years because then there's enough equity built up. And sell
Speaker 6: one house and buy two, and you're doubling your investment.
Speaker 6: You're doubling your nest eggs with safety still in tex So,
Speaker 6: about three years.
Speaker 4: About three years to some sell sooner.
Speaker 6: In the past recent years we were selling sooner because
Speaker 6: the appreciation was even higher, but some do, but most
Speaker 6: wait that three years so they could sell one property
Speaker 6: and not come out of pocket any money and buy two.
Speaker 4: Okay, And so if they don't want to buy two,
Speaker 4: they don't have to.
Speaker 15: I don't have to at all.
Speaker 6: That's just the highest and best use of money for
Speaker 6: those who really want to double their nest egg and
Speaker 6: not pay taxes on the gain of that property.
Speaker 4: Okay. Let's talk to Gary, who has an issue with
Speaker 4: his father's estate. We'll talk to Gary. Gary, Welcome to
Speaker 4: the show. I'm Tom Martino. Gary. What's going on with you?
Speaker 13: Hey, l on the show, partner.
Speaker 4: Yes, sir man, how can we help you?
Speaker 13: I have a father that past way in January twenty three,
Speaker 13: and then his widow just passed away here in February
Speaker 13: twenty five, and I'm having trouble with the attorneys who
Speaker 13: have the estate just getting back with me, and I've
Speaker 13: hired a gentleman who's an attorney to represent me, and
Speaker 13: he's telling me that they have no obligation to tell
Speaker 13: me anything about my father's will or the estate. And
Speaker 13: I know that the will was put together by my
Speaker 13: father that I have twenty five percent. I'm really just
Speaker 13: in the dark. I can't get any correspondents from the attorneys.
Speaker 4: Now, he was married to someone who's not your mom.
Speaker 4: How long was he married to her?
Speaker 13: Over fifty years?
Speaker 4: Whoa? Whoa? So that's not your mom. No, okay, so
Speaker 4: he was married. He passed away in twenty three. When
Speaker 4: he passed away in twenty three, was there any kind
Speaker 4: of probate at all? Or did everything go to his widow.
Speaker 13: That I don't know, Tom, I don't know.
Speaker 4: Well back in twenty three, did you get anything from him? No?
Speaker 13: I didn't get anything from him at that time. The
Speaker 13: only thing that's come out of that is the attorney
Speaker 13: who I've who I've seed and contact. The other attorney
Speaker 13: group has told me that they will says, I get
Speaker 13: twenty five percent of the.
Speaker 4: Estate now, but when do you? Yeah? But that's what
Speaker 4: I'm trying to find out. Gary, you get twenty five
Speaker 4: percent back in twenty three, or you get twenty five
Speaker 4: percent when his widow dies? Well?
Speaker 13: They corresponded that I've had since then, since twenty three.
Speaker 13: She was alive at the time when my attorney told
Speaker 13: me that I have twenty five percent of the estate.
Speaker 4: But twenty five percent of the estate when she dies
Speaker 4: or at that time, at that time, So I okay,
Speaker 4: but why didn't you collect then? Why didn't you collect
Speaker 4: twenty five percent of his estate? Back then?
Speaker 13: I was on the assumption that I had to wait
Speaker 13: for her to pass.
Speaker 4: Okay, that depends. Sometimes sometimes that's true, sometimes that's true.
Speaker 4: So was there a will that your attorney? Did you
Speaker 4: see a will?
Speaker 13: Yeah? My attorney sent me the information that showed that
Speaker 13: amongst all the kids, how the will would be dispersed.
Speaker 4: Okay, how many kids are there?
Speaker 13: There are three left?
Speaker 4: And those three kids, what I need to know is
Speaker 4: are any of her kids? Are they hers or his?
Speaker 13: All of them are hers except me.
Speaker 4: And your dad wanted them to have an equal share
Speaker 4: as you.
Speaker 13: Yes, because one of my step brothers that's in Ohio,
Speaker 13: he helped them out immensely and he deserved fifty percent.
Speaker 13: But the other fifty percent is dispersed between the two
Speaker 13: daughters and myself. So there's actually four I think about.
Speaker 4: It, fifty percent would not give you twenty five if
Speaker 4: you have If you're sharing fifty percent with three others,
Speaker 4: with three others, you're not going to get twenty five percent.
Speaker 4: Your math doesn't Yes, right, I.
Speaker 13: Would no I would have less than that. You're exactly right,
Speaker 13: there's four.
Speaker 4: Okay, Okay, Now, what is going on with her estate
Speaker 4: right now? She just died in February. What's going on
Speaker 4: with her.
Speaker 13: Nothing. We've reached out to the attorneys and they have
Speaker 13: just rebuffed any requests we had in my late.
Speaker 4: Now, when you say we, who's we?
Speaker 13: That's the attorney that I have represented.
Speaker 4: Okay, what about the guy? Okay? What about the one
Speaker 4: son who is getting fifty percent? How do you know
Speaker 4: he's getting fifty percent? How do you know that?
Speaker 13: Because initially my attorney was able to receive the will,
Speaker 13: and the will stated that he was getting fifty percent
Speaker 13: and the rest would be dispersed equally amongst us.
Speaker 4: Okay, how much of in a state are we talking about?
Speaker 13: You know, I think the house is maybe worth two
Speaker 13: hundred and fifty three hundred thousand dollars, and then there's
Speaker 13: probably any accounts beyond that, so we're not talking Okay.
Speaker 4: Well, it's it's not unusual for it to take this
Speaker 4: long or much longer for an estate to be settled.
Speaker 4: What gives you the impression that there might be something
Speaker 4: wrong going on?
Speaker 13: Well, I don't have a very good relationship with my stepmother,
Speaker 13: and that's been reflected in her children as well, because
Speaker 13: I had some items in their basement and my stepbrother
Speaker 13: made sure that the attorney who's representing the estate was
Speaker 13: there just to look over anything that I took. So
Speaker 13: there's not a lot of trust, Tom, There's not a
Speaker 13: lot of honesty going on there. So there's some acrimonious feelings,
Speaker 13: and I think that's play to pardon my interest in
Speaker 13: why I'm not getting any response from the attorneys.
Speaker 4: Okay, all right, let me I want to get one
Speaker 4: of our experts on. Can we try to get Dan
Speaker 4: McKenzie on. He's in a state planning attorney. I want
Speaker 4: to ask what he would recommend at this point, So
Speaker 4: hang on a kachina. Let's try to get Dan McKenzie
Speaker 4: on three O three seven one three talks seven one
Speaker 4: three A two five five. Scott had an issue with
Speaker 4: a vacation rental about six months ago. We're gonna go
Speaker 4: back to him and Moore coming up on the Troubleshooter Show.
Speaker 4: Three O three seven one three Talk seven one three
Speaker 4: A two five five. Don't forget the deep clean tune
Speaker 4: and check of your ac just thirty nine bucks for
Speaker 4: new customers. Fix myihome dot com book now go with
Speaker 4: a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 4: You don't pay a cent until you're content. Wait time
Speaker 4: for an insurance check up free, no obligation. In comparison,
Speaker 4: call Compass Insurance. Paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: seven to one help. You'll think you're his only customer
Speaker 4: when you choose Frank durand the real estate Man dot
Speaker 4: to list your home with Remax Alliance. Three all three
Speaker 4: nine two zero sixteen twenty two. Hi Tom Martino, you're
Speaker 4: a troubleshooter three all three seven one three talk seven
Speaker 4: one three A two five five. We're waiting to get
Speaker 4: Dan McKenzie on to talk about this guy's estate. It
Speaker 4: gets very complicated when you have mixed marriages and siblings
Speaker 4: and what rights do people have. That's what we're going
Speaker 4: to go over right now. I want to talk to
Speaker 4: Scott an issue with a vacation rental. He said he
Speaker 4: called in six months ago. Scott, I'm trying to find
Speaker 4: your call. Was it during the was it? Let's see
Speaker 4: it keep going let me let me let me hear
Speaker 4: about your problem. I'm trying to find it.
Speaker 17: Sure, sure, Thank you Tom, thank you for having me
Speaker 17: on the show. Thank you for your show. By the way,
Speaker 17: I appreciate your servant. And I just wanted to clarify
Speaker 17: I did call expl's ago, but it was it was
Speaker 17: it was not related to this.
Speaker 4: Oh okay, okay.
Speaker 17: But yeah, so but anyway, now, the the issue with
Speaker 17: the education rentals is actually with my wife.
Speaker 4: She okay, what happened. What happened?
Speaker 17: So we we live in we live in uh Kansas,
Speaker 17: and she wanted to date both of our kids and
Speaker 17: and her cat who sat was Missouri. Uh. So she
Speaker 17: booked a vacation rentals.
Speaker 12: For the week of June second to the seventh, so
Speaker 12: just a few weeks ago. So she left out to Giga,
Speaker 12: drove whatever five hours and the say with Missouri, got
Speaker 12: to the vacation rental that she had booked online, got
Speaker 12: to the property and it had a like a like
Speaker 12: a lock box.
Speaker 17: On the door knob.
Speaker 4: Yeah yeah, so she.
Speaker 17: Couldn't open it. Finally they figured it out, but anyway
Speaker 17: they had they had a comedy of errors like the
Speaker 17: door knock fell off all kinds of things. They weren't
Speaker 17: able to get inside the issue addle and then she
Speaker 17: called the property owner about the issue.
Speaker 4: And well, hold on though, but Scott, when you said
Speaker 4: a comedy of errors, I mean, give me some real
Speaker 4: solid stuff where it prevented her from you? Was it
Speaker 4: a house or a condor or what?
Speaker 17: I believe this was a house?
Speaker 18: Like a look at you?
Speaker 4: Tell me what what were some of the problems?
Speaker 12: Well, what she got there? She couldn't She couldn't she
Speaker 12: could not get in kind of building.
Speaker 4: Yeah, but but that But but Scott, that that I
Speaker 4: don't want to hear. Here's what I want to hear
Speaker 4: of something that prevented her is she couldn't get in.
Speaker 4: She had a problem, but she finally got in the
Speaker 4: door knob fell off. But I want to know, like,
Speaker 4: tell me that the stuff are you? Are you about
Speaker 4: to tell me a story that she did not stay
Speaker 4: there and wants her money back or where are we
Speaker 4: going with the story?
Speaker 17: Yeah, that's that's exactly what happened.
Speaker 4: Why did she not stay there? What was the problem
Speaker 4: that caused her not to stay there?
Speaker 17: Yeah, so she had contacted the.
Speaker 4: What was the problem, Scott, What was the problem that
Speaker 4: caused her not to be able to stay there.
Speaker 17: The problem was that, uh, the property was not as advertised.
Speaker 4: Okay, what do you mean by that?
Speaker 17: She had cooked for a two bedroom with privacy, and
Speaker 17: when she did manage to get inside the property, there
Speaker 17: was broken glass. There was the property was in disrepair, and.
Speaker 4: She well, what do you mean, Scott?
Speaker 1: I want it, honest to God, I want to help you,
Speaker 1: but I'm not what do you mean disrepair? Give me
Speaker 1: some specifics that would cause someone to say, I am
Speaker 1: not staying here. So far, I haven't heard anything. Broken
Speaker 1: glass can be cleaned up. The doorknob is not a
Speaker 1: big deal.
Speaker 4: I need to know what was the reason for her
Speaker 4: not staying there? Now? I realized there were an accumulation
Speaker 4: of little things. But what were some of the things
Speaker 4: that prevented them from staying there?
Speaker 17: Well, one one big reason is they the property owner
Speaker 17: had to get a repair man just by to come
Speaker 17: out to repair a duor. But by that time, like
Speaker 17: five or six hours had already passed and they still
Speaker 17: were not able to get inside the property. So there
Speaker 17: was this big delay.
Speaker 4: Wait a minute, Wait a minute, they were delayed getting
Speaker 4: in the property six hours. Yes, sir, wait a minute. Okay,
Speaker 4: hold on, they had to wait six hours to enter
Speaker 4: the property or six hours before they could leave again.
Speaker 17: About yeah, about five or six hours just to get
Speaker 17: into the property.
Speaker 4: Well that's unacceptable. What else?
Speaker 17: So?
Speaker 4: What else?
Speaker 17: Yes? So she had addressed this issue with the whatever
Speaker 17: the rental.
Speaker 1: Service Scott in addition, in addition to waiting six hours
Speaker 1: to get into the property, what did she do for
Speaker 1: that six hours?
Speaker 17: She Well, she waited, but then you know, she got
Speaker 17: after about three hours, she got tired of waiting. Brand
Speaker 17: and Aaron came back and she inevitably had the book
Speaker 17: a hotel. Okay, So when she when she contacted the
Speaker 17: rental service, yeah, a refund because she wasn't able to stay.
Speaker 4: There, right. Did she put it on a credit card?
Speaker 17: Yeah?
Speaker 4: Did she contest the charge?
Speaker 17: Well, she she can. I told her to try that,
Speaker 17: and apparently this rental service would sue if she contested
Speaker 17: the party.
Speaker 4: Well so what so what?
Speaker 12: Well?
Speaker 4: Yeah, if she was, if she was in the right,
Speaker 4: there's nothing to sue about. So I need to know
Speaker 4: where we're going with the call. Let's let's just say,
Speaker 4: for argument's sake, I agree with everything you're saying. It
Speaker 4: was horrendous. It was a terrible experience. She requested a refund.
Speaker 4: Now what are you asking today?
Speaker 1: What is going on today?
Speaker 17: Well, I'm calling you guys to see if she does
Speaker 17: have a If she has a I gets like a
Speaker 17: legitimate legal fight.
Speaker 4: Okay. Now, I you asked a question which can only
Speaker 4: be determined by the courts. Does she have a legitimate
Speaker 4: legal right to get her money back? If this happened
Speaker 4: to me and I went there and the house was
Speaker 4: in disrepair and looked crappy, and I couldn't get in
Speaker 4: it for six hours, and I had to go to
Speaker 4: a hotel room, I would want a refund. How many
Speaker 4: days did she book.
Speaker 17: It the real property? She read it for five days?
Speaker 4: Okay, Now, hold on, hold on, hold on, hold on.
Speaker 4: How much total for the five.
Speaker 17: Days came to six hundred and sixteen dollars in thirteen cents.
Speaker 4: Okay, six hundred dollars for five days. Now, what I'm
Speaker 4: asking you I need to know the truth because I'm
Speaker 4: going to find it out. And I get pissed off
Speaker 4: when it takes me a long time to find stuff out.
Speaker 4: So did they offer any kind of an adjustment or
Speaker 4: any kind of a compromise while she was there. No,
Speaker 4: so they said to her, you don't get your money back.
Speaker 4: So what I want to know is this, that was
Speaker 4: day one? What about the other four days? Why didn't
Speaker 4: she stay there the other four days? Because apparently they
Speaker 4: fixed the door? Why didn't she stay there the other
Speaker 4: four days? These are hard questions, but you're going to
Speaker 4: have to answer them to someone else if.
Speaker 17: Not me, right, right, And I fully appreciate that shitt
Speaker 17: feel safe there?
Speaker 1: Why didn't she feel safe?
Speaker 17: I wasn't there, So I'm getting it.
Speaker 4: Okay, So Scott, Scott, listen. What she needs to do.
Speaker 4: This is the best place to do this. She needs
Speaker 4: to contest it on her credit card and say it
Speaker 4: was misrepresented and make her argument. Okay, just make her
Speaker 4: argument that it was misrepresented and it was terrible and
Speaker 4: she couldn't stay there and did not feel safe. Now,
Speaker 4: I don't know if she's going to win all five days.
Speaker 4: She may have been doing an adjustment for one or
Speaker 4: two days, but she may have exaggerated by canceling the
Speaker 4: whole thing. But that's where she starts. What kind of
Speaker 4: credit card does she have?
Speaker 17: City Bank?
Speaker 4: And City Bank? What visa? MasterCard?
Speaker 17: Who I don't know.
Speaker 4: Okay, she needs to contest it. Did she do that
Speaker 4: already or not?
Speaker 17: I do not know.
Speaker 4: I need after Okay, well do you live with her
Speaker 4: or is she your wife or ex wife or what?
Speaker 3: Yeah? I live with her.
Speaker 17: I'm I my job.
Speaker 4: Okay, No, and you know you don't have to explain
Speaker 4: it to me. That's okay, Scott, Scott, Listen, if she
Speaker 4: has any questions on contesting that charge, she can call.
Speaker 4: But that's what credit cards are made for, man, this
Speaker 4: is what they're made for. Now, after she contests it,
Speaker 4: they could still see her for the for the rental.
Speaker 4: She's gonna have to have some evidence that it was intolerable.
Speaker 4: But I, I mean, look at I don't think they're
Speaker 4: going to make a big deal about it. But that's
Speaker 4: just my opinion. We got more coming up three oh
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Speaker 4: customer when you choose Frank durand the real estate Man
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Speaker 4: oh three nine two zero sixteen twenty two.
Speaker 1: I'm Tom Martinez, your troubleshooter with.
Speaker 4: Barry Miller from Vestera Turnkey, and he's gonna be leaving
Speaker 4: in a few minutes, but we want to plug our
Speaker 4: seminar we're gonna have now. Barry is all about Vesterara Turnkey,
Speaker 4: but I'll be there to talk about partial investments if
Speaker 4: you want. But the main deal is finding out how
Speaker 4: to be a landlord with the Sarah Turnkey My biggest
Speaker 4: return dot com. It's July nineteentheenth.
Speaker 6: Saturday morning, ten o'clock Text center. You have to register.
Speaker 6: We have two locations in mind, depending how many registrate we.
Speaker 4: Have, so you have to be in the tech center
Speaker 4: no matter what, in the Tech center. And it's really
Speaker 4: you know what I like about this, Barry, you don't
Speaker 4: belabor this thing. We're in and out of there in
Speaker 4: an hour and fifteen minutes or so.
Speaker 6: Phenomenal information, great handout.
Speaker 4: And people can ask questions.
Speaker 1: We had a good time doing it last time, So
Speaker 1: July nineteenth and I will be there, Barry, God willing,
Speaker 1: as they say in the sunshine.
Speaker 4: So the nineteenth, what time.
Speaker 6: Ten o'clock in the morning, and we start promptly, we
Speaker 6: finish at promptly eleven fifteen comfortable room. Both locations are phenomenal.
Speaker 4: And can I plug what I do too.
Speaker 6: I'll help them, that's intended, that's on the agenda.
Speaker 4: That good.
Speaker 6: I mean, it's only an hour and a quarter and
Speaker 6: you have a good fifteen twenty years.
Speaker 4: So I'll be telling people how they can be partially
Speaker 4: involved if they want with me, or they can do
Speaker 4: the whole thing with.
Speaker 6: You, yep, either way, and how it works, what that
Speaker 6: whole thing is where basically consumers invest.
Speaker 7: We do all the rest of the work.
Speaker 4: We do all the work. You're doing the work for me,
Speaker 4: a serious work. You're doing the work for me. And
Speaker 4: I have three homes. Do you know I'm ready for
Speaker 4: my fourth or do you have one available for you?
Speaker 8: Oh?
Speaker 4: Yeah, because I'm closing on my third today.
Speaker 6: Were and we're opening up a third market. Okay, it's
Speaker 6: oh good, active one and the fourth one is really
Speaker 6: close behind. And you know, and they're all east of
Speaker 6: the Mississippi. Put it that way, they're all just the
Speaker 6: absolute best markets in the country.
Speaker 4: My biggest return dot com. Okay, we're trying to get
Speaker 4: Dan McKenzie.
Speaker 1: Because we want to talk about who has.
Speaker 4: A right to open an estate. Who are not open
Speaker 4: in a state, but get information from an estate the
Speaker 4: age old question. And this guy says he's an heir.
Speaker 4: I'm almost positive he would have a right. But the
Speaker 4: thing is he's having trouble with his step siblings, that
Speaker 4: is and and the personal representative. So we're going to
Speaker 4: be talking about that. People when it comes to a states,
Speaker 4: please do me a favor. Make sure you clearly designate who.
Speaker 1: Has a right to see the estate in the in
Speaker 1: the beginning of the document.
Speaker 4: You can actually say this is the last Will and
Speaker 4: Testament or blah blah blah blah blah of Thomas Martino,
Speaker 4: and here are the people involved who have a right
Speaker 4: to see information, and I grant that right both. Yeah, yeah,
Speaker 4: you can do all of that, and then posthumously they
Speaker 4: don't have to fight.
Speaker 1: Then they can simply find out from the document who
Speaker 1: has rights to the document and then take it from
Speaker 1: there again, Dan McKenzie, you'll be on later if we
Speaker 1: can get a hold of him.
Speaker 4: Confucius.
Speaker 1: A guy calls himself Confucius and calls the show.
Speaker 4: The question is should I should I let him on?
Speaker 4: With a name like that, I'll let him on. Let's
Speaker 4: see Confucius. Say now, Confucius, is this a nickname? Obviously
Speaker 4: your real name? Can you give me your real first name?
Speaker 4: Or do you do you want to only go by Confucius?
Speaker 11: I don't care, Yeah, I would rather not, Okay, all right, protection.
Speaker 4: All right, So what do you want to talk about today, Confucius?
Speaker 11: I do I worked down Corsefield. When that's employees, it
Speaker 11: doesn't working. We go downstairs underneath to uh, oh, what
Speaker 11: do you do there?
Speaker 4: By the way. What do you do at coursefield, like
Speaker 4: in general.
Speaker 11: Concessions?
Speaker 4: Okay, okay, go ahead.
Speaker 11: We walked downstairs to talk out or whatever. We get
Speaker 11: this big old sewer smell and it is coming between
Speaker 11: the areas I've worredy out sky. Let's put it this
Speaker 11: way or the other town scoreboard and that the going.
Speaker 4: So wait, what was the sewer smell coming from? Well?
Speaker 11: That where thinking A lot of us employees are thinking
Speaker 11: gifts from the game itself.
Speaker 4: From the what itself? From the what?
Speaker 11: Well the public? Oh when they get the public, No,
Speaker 11: I see.
Speaker 4: What you're saying, So so what did it turn out
Speaker 4: to be? Tell us about it?
Speaker 11: Well, we've had had a pipe leak or something at
Speaker 11: one time. Down there.
Speaker 4: When you say down there, when you say down there,
Speaker 4: is there a certain section course field you're talking about
Speaker 4: is where you prepare the food.
Speaker 11: No, no, not where the food is. It's where Okay,
Speaker 11: there's a Alatam's scoreboard right there, and then the area
Speaker 11: behind it is the walkway and if you keep on
Speaker 11: going down, that's where the bullpends are on the outside
Speaker 11: the area there. But when that's employees walking in the
Speaker 11: underground areas, we get nothing but the sore smell. Okay,
Speaker 11: I was wondering who was responsible for.
Speaker 4: The uh safety? Yes, oh shoot, well, well there's a
Speaker 4: couple places, Confucius. A couple places you can call the
Speaker 4: health department and say and they will protect you. You
Speaker 4: can say I work at such and such course field
Speaker 4: in concessions and I'm very concerned about a strong sewer smell.
Speaker 4: You can say that and they will look into it.
Speaker 4: The the Denver Health Department is pretty good at that,
Speaker 4: and they do protect whistleblowers or not even a whistleblower,
Speaker 4: but someone expressing a concern. You can also call OSHA
Speaker 4: if you think it's unsafe for you and fellow employees. Tom,
Speaker 4: Deputy D, go ahead.
Speaker 7: Thanks Tom, Am I the only one who thinks that.
Speaker 4: Hold on a second, Confucius. Deputy D probably the.
Speaker 7: Only one who thinks that Confucius should start with a
Speaker 7: maintenance department at Crusefield or.
Speaker 4: Have you ever talked okay, good, good, good, good, good
Speaker 4: point there D. Did you ever talk to the maintenance's
Speaker 4: department like and say to them, hey, guys, do you
Speaker 4: know what this is?
Speaker 11: I personally haven't because I don't know who actually is.
Speaker 4: How about a supervisor where you work. Have you ever
Speaker 4: brought it up to a supervisor?
Speaker 11: Oh, they all know about it, and we got about
Speaker 11: four hundred employed.
Speaker 1: And is it only in assert Is it only in
Speaker 1: a certain area?
Speaker 11: Basically? Well, yes and no.
Speaker 4: And it's under the bleachers, right.
Speaker 11: Yeah, there's under the bleachers. It starts over by data
Speaker 11: when we walk in those doors underneath, and uh you
Speaker 11: can smell.
Speaker 4: Okay, wait all right, hold on, hold on a second,
Speaker 4: I got I gotta take this break. But man, Confucius,
Speaker 4: this is pretty obvious. You can if you want us,
Speaker 4: we can report this for you. Think about that.
Speaker 1: I'll come right back with more on the Troubleshooter Show.
Speaker 4: Hold on, go with a sure thing Denver's best roofer
Speaker 4: Excel Roofing dot com.
Speaker 18: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free, no obligation comparison
Speaker 4: call Compass Insurance paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: seven to one help. You'll think you're his only customer
Speaker 4: when you choose Frank durand the Real estate Man dot
Speaker 4: com to list your home with Remax Alliance three oh
Speaker 4: three nine two zero sixteen twenty two.
Speaker 1: Hi, Tom Martino here three three seven one three talk
Speaker 1: seven one three eight two five five.
Speaker 4: Let me stray right here. We're we're looking into the
Speaker 4: estate issue, we're looking into other stuff. So just hang on.
Speaker 4: If you're on the same with Confucius, we're trying to
Speaker 4: figure out a contact and you have a contact for him. Yeah,
Speaker 4: all right, hold on, I want to go to Mark
Speaker 4: first and try to squeeze this in Mark. Go ahead.
Speaker 4: What is your question, sir?
Speaker 19: My question is me and my dad passed away.
Speaker 17: He had a will.
Speaker 19: There's this two of us, me and my older brother, and.
Speaker 17: Will you have the.
Speaker 19: House almost sold? Or is there an inheritance tax? Or
Speaker 19: are we going to get packed on the money? Don't
Speaker 19: we sell it after we sell it?
Speaker 4: Okay, when you inherited the house on death, you inherited
Speaker 4: it at the day of death value.
Speaker 1: So whatever the day of death value was is your.
Speaker 4: Basis, and any money you put into it is your basis.
Speaker 4: So let's say on the day of death the property
Speaker 4: is worth five hundred thousand, and let's say let's say
Speaker 4: you put ten into it for some repairs. That's five
Speaker 4: hundred and ten thousand. Now let's say you got commissions
Speaker 4: and all of that, that all goes towards your basis.
Speaker 4: So the only tax it's not inheritance tax. It would
Speaker 4: be normal capital gains if you sold the property above
Speaker 4: that amount. But normally when an estate sells a house,
Speaker 4: it's so close to the date of death there is
Speaker 4: no great appreciation. But let's say, for argument's sake, your
Speaker 4: dad died on day one and on day three there
Speaker 4: was oil discovered on the property. Well, obviously it would
Speaker 4: jump in value. You would subtract your basis and you
Speaker 4: would pay what's called capital gains taxes on the profit.
Speaker 4: But most likely you're not going to have any profit,
Speaker 4: and for the rest of your stuff there are no
Speaker 4: inheritance taxes.
Speaker 13: Okay.
Speaker 20: So if we sell it for it's under five hundred thousand,
Speaker 20: that's why I'm asking.
Speaker 4: Well, it doesn't matter how much it is. If it
Speaker 4: was a million dollars and you sold it for a million,
Speaker 4: there would be no tax due on it.
Speaker 3: Okay, So you're and.
Speaker 4: The only time there's an inheritance tax on an estate
Speaker 4: itself is for really big estates. I think right now
Speaker 4: the exclusion I think is sixteen million, So there's really
Speaker 4: not a lot of trouble with the state taxes. It's
Speaker 4: a pretty friendly system right now for airs.
Speaker 19: Here's another question.
Speaker 20: Then, my father had a savings attack account.
Speaker 19: Uh huh, we've been taxed on taking it out?
Speaker 17: Now, why is that?
Speaker 5: No?
Speaker 4: You should never have been taxed on taking it out?
Speaker 4: Are you positive? Now?
Speaker 1: Wait a minute, who withheld the tax the bank?
Speaker 20: Yeah?
Speaker 4: Okay, why did they withhold tax on that?
Speaker 3: I'm not the power.
Speaker 17: My brother is the okay power here.
Speaker 4: I want you to hold. I want you to hold
Speaker 4: on because there's a really I think I know why.
Speaker 4: If you can just hold for a few minutes, I'll
Speaker 4: take you right up. Confucius.
Speaker 1: We're investigating the course field thing and where to call
Speaker 1: for that, and we're gonna have someone help you. And
Speaker 1: then Julie has an issue with an apartment.
Speaker 4: More coming up. Go with a sure thing Denver's Best
Speaker 4: roofer Excel roofing dot com.
Speaker 18: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up, free no obligation comparison
Speaker 4: call Compass Insurance paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: seven to one help You'll think you're his only customer
Speaker 4: when you choose Frank durand the real estate Man dot
Speaker 4: Com to list your home with Remax Alliance three oh
Speaker 4: three nine two zero sixteen twenty two.
Speaker 2: Ripped up.
Speaker 4: You need so you don't have.
Speaker 2: Run as the cab shot us gonna help co.
Speaker 5: Man Dix is the Troubleshooter Show. Now Tom Martino, Hi.
Speaker 1: Tom Martino here, Welcome to the show. Three ozho three
Speaker 1: seven one three talk seven one three eight two five five.
Speaker 4: The only show of is kind anywhere in the universe.
Speaker 4: And I want to get to Mark who has some
Speaker 4: questions on real estate, Any questions, problems, complaints you have Listen.
Speaker 4: This truly is the only show where we talk about
Speaker 4: these everyday aches and pains, the things that make us
Speaker 4: tick and the things that tick us off. And this
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Speaker 4: Innovations dot com. So let's go back to Mark. He
Speaker 4: had some real estate concerns on inheriting, and I want
Speaker 4: to make something very very clear. A lot of people
Speaker 4: are so confused on so called inheritance tax. In the
Speaker 4: United States, we have a system of what's called exclusions,
Speaker 4: and each year, depending on who the Congress is, the
Speaker 4: laws are either changed, amended, or they stay the same.
Speaker 4: But what they do is they they name the exclusion.
Speaker 4: So for example, for many years it was fourteen million,
Speaker 4: So any estates under fourteen million zero taxes, okay, And
Speaker 4: if you had over that, then there would be what's
Speaker 4: called an estate tax, and those of high net worth
Speaker 4: individuals would have like insurance or stuff like that to
Speaker 4: deal with a state taxes. But for the most part,
Speaker 4: most of us do not have to deal with a
Speaker 4: state taxes. So if you're left something, you don't pay
Speaker 4: tax on it. If you're left a home, you only
Speaker 4: pay tax if you make a profit on the home,
Speaker 4: but the profit is calculated of death value. Now here's
Speaker 4: another thing I want to tell you. If something was
Speaker 4: inside the estate where taxes were never paid. Like an
Speaker 4: IRA or a four to oh one k, those taxes
Speaker 4: would be paid, But that's not an inheritance tax. So
Speaker 4: let me just say, anything left to you in an
Speaker 4: inheritance in an estate is not taxed unless less there's
Speaker 4: qualified money in there where tax was never paid. So
Speaker 4: what if you inherited a piece of art and that
Speaker 4: artwork was a million dollars but your dad only bought
Speaker 4: it for one hundred grand. Again, you get the stepped
Speaker 4: up basis in value. So really, for the most part,
Speaker 4: we don't have to worry about stuff we inherit mark.
Speaker 4: Do you have any because you had a question about
Speaker 4: the house, do you have any additional questions on your
Speaker 4: dad's estate.
Speaker 19: Yeah, after we sell the house, me and him, me
Speaker 19: and my older brother are gonna split it.
Speaker 17: I don't have to claim that as income, right, that's right?
Speaker 4: Not income, that's right. Isn't that wonderful?
Speaker 8: Yeah?
Speaker 17: And why did the b.
Speaker 19: Catching to take money out?
Speaker 4: Oh? Now that was that? That? Here's here's what happens.
Speaker 4: Sometimes banks pay interest on bank accounts, and sometimes when
Speaker 4: people close accounts, they withhold taxes as as just a precaution,
Speaker 4: and they give you a statement, and they withhold the
Speaker 4: tax and when you file your taxes you get it back.
Speaker 4: But normally banks don't do that. But if they did it,
Speaker 4: it's not because of your inheritance. It's because of the
Speaker 4: bank account itself. May have was there a lot of
Speaker 4: money in that account?
Speaker 17: Sixty thousand?
Speaker 4: Okay? So the what the Here's what they're doing. They're
Speaker 4: trying to predict how much tax will be due on
Speaker 4: that account from the interest you made, and they're trying
Speaker 4: to withhold it. Now, I don't think banks are required
Speaker 4: to do that. Are you looking it up? D by
Speaker 4: any chance? I was curious if you were, Okay, But
Speaker 4: but I think banks withhold taxes for anyone. So if
Speaker 4: your dad was still alive and did this, it would
Speaker 4: have been based on his tax situation and not the
Speaker 4: fact that it was left to you in an estate.
Speaker 13: Okay.
Speaker 19: So, so my brother he has a tax ID number
Speaker 19: on that account because he's in charge of.
Speaker 4: The Now, what what do you mean a tax ID number?
Speaker 4: That would be the that would be uh, your dad's
Speaker 4: Social Security number? Why does he have a separate, separate
Speaker 4: EI N number?
Speaker 7: Sally?
Speaker 4: Well, what do you mean a T I N number?
Speaker 4: What are you talking about. Okay, So the ei N,
Speaker 4: they call it ei N because that stands for Employers
Speaker 4: Identification number. You're right, and it's a taxpayer's identification number.
Speaker 4: It is a it is a company. It is a technicality,
Speaker 4: but they're both identify what they are identifying numbers like
Speaker 4: a social Security number. Most of the time, when we
Speaker 4: do business by ourselves, or we have bank accounts and
Speaker 4: all of that, we simply use our social Security number.
Speaker 4: But some people, for some reasons, when they have a
Speaker 4: trust or something, have to get a separate number. I'm
Speaker 4: not sure why your brother got a separate number on
Speaker 4: that account. It certainly wasn't required because he.
Speaker 19: Had to open a new account to be able to
Speaker 19: get okay.
Speaker 4: But what I don't understand is why he has a
Speaker 4: separate number. He didn't need one.
Speaker 20: Yeah, So my another question is after we sell the
Speaker 20: house and we split the money, we do not have
Speaker 20: to pay pats when well.
Speaker 4: That's right, brother, I know you find that shocking. I
Speaker 4: know you do, because you're thinking to yourself, holy crap,
Speaker 4: I'm going to deposit one hundred grand in my account
Speaker 4: and is free.
Speaker 20: Well, my brother just keeps thinking we're going to get
Speaker 20: taxed that's.
Speaker 3: Why I'm calling.
Speaker 4: Well, you're not going to get tax man, now, okay,
Speaker 4: what was the house when did your dad die?
Speaker 20: At the ind of February?
Speaker 1: Okay? What was the house worth? What was the house worth?
Speaker 1: Then we have it with no I'm asking approximately approximately
Speaker 1: what was the house worth at the day of death.
Speaker 19: I'm not sure about that, but put.
Speaker 4: A number on it. Put a number on it, okay.
Speaker 4: And anything you sell above that would be.
Speaker 20: Profit for four and fifty thousands okay?
Speaker 4: And what and what are you selling it for?
Speaker 17: Four thirty five?
Speaker 4: Okay? So you don't have any tax due. So let's
Speaker 4: say the house was worth four point fifty when he died,
Speaker 4: and you found someone who wants it so badly and
Speaker 4: it got in a bidding war and you're getting six
Speaker 4: hundred for it, you would pay the tax above the
Speaker 4: date of death value. Do you get that?
Speaker 3: Yeah?
Speaker 4: Okay, but you don't have to worry about that, man.
Speaker 4: You don't have to worry about it. Your brother is mistaken, Okay,
Speaker 4: there's no there's no inheritance tax. I'm sorry for your loss,
Speaker 4: but congratulate congratulations on an inheritance. Put it to good use,
Speaker 4: and don't do anything stupid like buy a Ferrari anyway,
Speaker 4: three oh three seven anyway, thank you very much. Three
Speaker 4: O three seven one three talks seven one three eight
Speaker 4: two five five And by the way, on a serious note,
Speaker 4: a really serious note, when I started Wave eight Wealth Management,
Speaker 4: we don't deal with just high net worth individuals. We
Speaker 4: give free advice to people of all walks of life.
Speaker 4: So if you ever needed advice, there's no charge, no
Speaker 4: obligation ever for when you call us and ask questions
Speaker 4: and want to have a you know, you want to
Speaker 4: sit down and have a pow wow about your finances,
Speaker 4: Never a charge. And you know it's the thing is,
Speaker 4: these are just consultations and we love helping people. I
Speaker 4: look at it almost like an extension of my radio show.
Speaker 4: We love giving information to people so they don't make
Speaker 4: stupid mistakes. Okay. One of the biggest mistakes people make
Speaker 4: when they have money, the very first is they rush
Speaker 4: into an investment. And you always have to watch out
Speaker 4: for investments that obligate you for a term of time.
Speaker 4: Be really careful about that, okay. And that goes for
Speaker 4: any investment that does that where you have to lock
Speaker 4: up your money.
Speaker 1: Now, I'm not saying they're bad investments. I'm just saying,
Speaker 1: be very, very.
Speaker 4: Careful before you lock up money of any kind. Sometimes
Speaker 4: you're willingly locking up money because you know it might
Speaker 4: be an annuity and you're willing to do that. You're saying,
Speaker 4: you know what, I'm going to sacrifice some of the
Speaker 4: upside potential I could make in the market. I'm going
Speaker 4: to sacrifice liquidity because I believe in safety and I
Speaker 4: don't care that I have to tie up my money
Speaker 4: because I'm going to get income or I'm going to
Speaker 4: get this. Just no terms and conditions. Okay, that's all
Speaker 4: I'm asking you, now, Kashina. Have you been able to
Speaker 4: get anyone for the Confucius?
Speaker 6: Oh?
Speaker 4: No, No, I know what I was going to do that.
Speaker 4: Hold on a second, Confucius. I have an idea. I've
Speaker 4: been over loading chopper today.
Speaker 7: I've got someone.
Speaker 4: Oh, oh you do what did you find out, Deputy
Speaker 4: d Well? Confucius? Oh, I heard you calling? Yeah, what
Speaker 4: did you find?
Speaker 7: Confucius say? There's a nasty smell in the basement of that.
Speaker 4: That's what Confucius say, A nasty uh what do you called?
Speaker 4: The sewer oder coming from an area?
Speaker 7: Confucius go to the Ara Mark office and ask for
Speaker 7: a very nice lady named Shannon last initialist ce. She
Speaker 7: works in the accounting department and she knows everybody who
Speaker 7: works at Corsefield. And I've known Shannon for about fifteen years.
Speaker 4: So it's not going to get him in trouble or anything.
Speaker 7: No, if he's just polite about it, and say, Shannon,
Speaker 7: is there someone I can talk to? Who do you
Speaker 7: recommend I talk to about getting rid of the sewer smell.
Speaker 4: Or not just getting rid of it, but just seeing
Speaker 4: if it's serious or not right, just investigating it.
Speaker 7: Well, it'd be nice to get rid of it. Of course,
Speaker 7: Confucius doesn't have to smell at all.
Speaker 4: Of course, what do you think is from?
Speaker 7: Well, it's well, it's obviously from some of the sewageh
Speaker 7: of there. I have no idea.
Speaker 4: I'll tell you what I think. Pike, do you know
Speaker 4: what do you know of the time? What the reason
Speaker 4: for sewer gas smell?
Speaker 8: Yes?
Speaker 7: What dried drains?
Speaker 4: Oh?
Speaker 1: Kay, I didn't think about that one. You're right, that's
Speaker 1: a good one. But most of the time it's a.
Speaker 4: Vent leaning out to the roof. But you're right, it's
Speaker 4: also p traps that get empty p traps are drains.
Speaker 4: Let's say you have a guest bedroom and there's a
Speaker 4: shower in there and it's not used much. Well, that shower,
Speaker 4: that drain, if it dries out, will allow sewer gas
Speaker 4: smell to come back up through that drain, and you'll
Speaker 4: swear to God something died in it.
Speaker 7: That's why they're called traps.
Speaker 4: They're called pe traps. That's right.
Speaker 7: The trap the sewer gas.
Speaker 4: Yeah, and the and it also uh, it also traps things,
Speaker 4: you believe it or not. If you drop something like
Speaker 4: a ring down there, it'll it'll it'll stay in that
Speaker 4: little loop unless you keep flushing it. Julie, I know
Speaker 4: I have to take a break, but Julie, let's get
Speaker 4: started with you. What is the issue? Is it something
Speaker 4: you're renting?
Speaker 9: Yeah, your for approximately three years. It's actually the most
Speaker 9: accessiable rental I've found in.
Speaker 4: Now. Is this a normal rental? Is this a normal
Speaker 4: rental where you're paying rent? Or is this subsidizer? And
Speaker 4: I just have to ask this because it really makes
Speaker 4: a difference. Is this a normal rental and a normal lease?
Speaker 9: I have a house in Voucher.
Speaker 1: Okay, Okay, that's why I asked. Okay, hold on and
Speaker 1: we'll come back to this coming up, talking about subsidized lease.
Speaker 1: She's having issues, she says, this is terrible. We'll talk
Speaker 1: to her and more coming up. Three oh three seven
Speaker 1: one three A two five five.
Speaker 4: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 4: dot com.
Speaker 18: You don't pay a cent until your content wait on
Speaker 18: top of it.
Speaker 4: Time for an insurance checkup free, no obligation. In comparison,
Speaker 4: call Compass Insurance paying too much your coverage at dozens
Speaker 4: of insurance companies find out now three all three seven
Speaker 4: to seven to one. Help. You'll think you're his only
Speaker 4: customer when you choose Frank durand the real estate Man
Speaker 4: dot com to list your home with Remax Alliance three
Speaker 4: three nine two zero sixteen twenty two. Hi Tom Martino.
Speaker 4: So Julie says she's been renting for three years and
Speaker 4: you're on a housing vouchers at section eight. Yeah, and
Speaker 4: tell me what's going on? What's your story? How can
Speaker 4: we help you?
Speaker 9: There's actually a lot.
Speaker 3: Of things to it, but insur well, where did it
Speaker 3: all start?
Speaker 4: Let's say, let's go seriously, Julie, you've been renting for
Speaker 4: three years on Section eight. When did your problems first start?
Speaker 9: I know that there was a problem only a few
Speaker 9: months into renting. And I rented here because it's green housing,
Speaker 9: and it's brand new, and I have extremely something.
Speaker 4: So a few months into your very first lease, you
Speaker 4: noticed a problem.
Speaker 9: Yeah, okay, and I did a mold shunt and that
Speaker 9: came back in the mold plate had. Yeah, there was growth.
Speaker 4: So well, you know what, Julie, that's going to ninety
Speaker 4: eight percent of the time we're going to find mold.
Speaker 4: The question is is it deadly or toxic mold, or
Speaker 4: is it moderate mold or all of that. But one
Speaker 4: thing I do want to tell you, and I want
Speaker 4: you to hear this because I don't want to lie
Speaker 4: to you and I don't want to waste your time.
Speaker 4: But I'm going to tell you that section eight we'll
Speaker 4: do nothing about mold for your apartment, not unless it
Speaker 4: was truly overrun with toxic mold and it was making
Speaker 4: people sick. But if you have a sensitivity and you're
Speaker 4: getting free housing vouchers and you complain about mold, I'm
Speaker 4: just like I said, I'm not telling you what I
Speaker 4: think is right. I'm telling you what will happen. They
Speaker 4: will do nothing. They're not going to say, all right,
Speaker 4: let's investigate this mold for Julie. They're not going to
Speaker 4: do it.
Speaker 9: Yeah, but that's the least of my concerns.
Speaker 4: That was Okay, let's go to the most important concerns.
Speaker 4: What are they?
Speaker 9: So as fur as I don't have an ability. I
Speaker 9: think there's like eight hits on that I have been
Speaker 9: paying for a laundry machine thirty dollars a month, which
Speaker 9: I had a reasonable accommodation I shouldn't be paying for.
Speaker 9: But it's not been working. It was agitating without water,
Speaker 9: hot water, hot water.
Speaker 4: Okay, so right now, right now, you're paying extra for
Speaker 4: something you're not getting. Yeah, what is it that you're
Speaker 4: paying extra for? You called it a what machine?
Speaker 9: A laundry machine?
Speaker 4: What? What do you mean? Like a dishway? Do you
Speaker 4: mean like a clothes washer? Yeah? Okay, so so so
Speaker 4: what what do you mean you're not getting it? You
Speaker 4: don't have a washing machine?
Speaker 9: No I do. I did a reasonable accommodation requesting what
Speaker 9: does that mean?
Speaker 4: Well, I don't know what that means, I guess, Julie,
Speaker 4: a reasonable accommodation meaning.
Speaker 9: What a reasonable accommodation request to eliminate the thirty dollars amongst.
Speaker 4: The Oh okay, I get it. So you so you
Speaker 4: were saying that you need this washing machine because you're disabled,
Speaker 4: and you wanted them to pay for it.
Speaker 9: Yeah, okay, it would have been housing.
Speaker 3: Yeah okay.
Speaker 4: And so did they turn it down or do they
Speaker 4: approve it? Yeah?
Speaker 9: I never received the letter, and obviously I didn't get
Speaker 9: approved because I'm having to pay extra for that for rent.
Speaker 4: Which but you're telling me, you're telling me you're paying extra,
Speaker 4: but you're not getting it. Is there no washing machine there?
Speaker 9: Well, there's a washing machine there, and apparently I had
Speaker 9: been it has not been working, but for a short
Speaker 9: time in the beginning, finally caught it agitating without water.
Speaker 4: Yeah. Well we don't We don't have to get into
Speaker 4: the technicalities, but it's suffice it to say you basically
Speaker 4: can't use it. Is that what we're saying right now?
Speaker 1: You can't use that washing machine?
Speaker 9: Well, sometimes it works on one the bulky setting, let's
Speaker 9: put it that way. I can't use any other. And
Speaker 9: it doesn't have.
Speaker 4: Hot So have you have you talked to them about
Speaker 4: it and say, look, I'm paying an extra for this
Speaker 4: and it's not working.
Speaker 9: I have uh oh, the correspondence is more than I
Speaker 9: can count about the same things.
Speaker 4: Yeah, but but so if you call and say the
Speaker 4: washing machine's not working, what do they do?
Speaker 13: Well?
Speaker 9: Actually, the last well, the last time he came over
Speaker 9: and it's faked like it's hot water. Well, I don't
Speaker 9: think one hundred and seven is hot water.
Speaker 4: Well, I don't know, but usually with detergent, Usually with detergent,
Speaker 4: it's hot enough. What do you want right now, Julie,
Speaker 4: what can we do for you?
Speaker 9: Well, so the place has no paint on the walls.
Speaker 4: What do you mean? What do you mean? No, what
Speaker 4: do you mean no paint on the walls? What do
Speaker 4: you mean?
Speaker 9: Literally, in certain areas this place was not completed. Okay.
Speaker 9: I had a painting jump become before I became disabled.
Speaker 9: And in certain areas it is just texture. There are
Speaker 9: certain areas that do have primer on them. I went
Speaker 9: into them because I.
Speaker 4: I how long have you been in that particular apartment,
Speaker 4: that particular apartment, how long have you been in it?
Speaker 9: Three months of three years?
Speaker 4: But it's the veryson, So you've been in the same
Speaker 4: You've been in the same apartment for three years.
Speaker 9: Yeah. Uh, it's the best accommodations I've found. Okay, so
Speaker 9: they won't do anything, well, they've spent let's sit a well,
Speaker 9: not the orchid man, but.
Speaker 4: Yeah, and do you have a con Do you have
Speaker 4: a contact that we could call and ask them about
Speaker 4: the situation. Would they think that you're a pain in
Speaker 4: the ass or would they say you complain too much?
Speaker 4: Or does everyone feel the same way? Do you have
Speaker 4: neighbors that feel the same way?
Speaker 9: Yeah? This place, boy, there were countless air conditioners that
Speaker 9: didn't work for one summer.
Speaker 1: But right right now, though, if we had to if
Speaker 1: we listen, if we had to narrow down the problems
Speaker 1: that you're having right.
Speaker 4: Now, the washing machine is one of them. And you're
Speaker 4: saying the paint you want your place painted?
Speaker 9: Yeah, you wrote up a reasonable accommodation request for paint
Speaker 9: on the wall and to flush the drain, the floor
Speaker 9: drain that is behind the locked door by the hot
Speaker 9: waters eater of of having bug problems or still are.
Speaker 4: You having any sewer gases as a result of that? Yeah?
Speaker 9: Yeah, which makes me sick.
Speaker 1: Okay, all right, Julie, are you you're on the bottom
Speaker 1: floor then.
Speaker 9: Right, No, I'm on the second.
Speaker 4: Okay, do your neighbors Have you ever talked to your neighbors?
Speaker 4: Are they having similar problems?
Speaker 9: Yeah, there's there's this group site on Facebook and only
Speaker 9: complaints and yes a lot of people. Have you ever
Speaker 9: try to wipe off the spun on your wall and
Speaker 9: wipes off the paint? Well, that would be primary, so
Speaker 9: there is no finished coat.
Speaker 4: No, you're right, you're right. Listen, here's what i want
Speaker 4: to say. I want to say something because I'm getting
Speaker 4: a lot of comments and texts. There are people and
Speaker 4: let's just you know, like I said, I believe in
Speaker 4: just being wide open on this show. See and I'm
Speaker 4: on your side. I'm going to tell you basically, I'm
Speaker 4: on your side, Julie, because I know that a lot
Speaker 4: of people are in a situation no fault of their own,
Speaker 4: where they depend on Section eight. But that doesn't mean
Speaker 4: they should have to accept substandard conditions. There are people
Speaker 4: commenting on my text saying you should be grateful, you
Speaker 4: know the government's paying your rent, you know, just be happy,
Speaker 4: blah blah blah. But there's no reason why people should
Speaker 4: have to live smelling sewer gas or paying for a
Speaker 4: washing machine that doesn't work or stuff like that. There's
Speaker 4: a fine line between gratitude and exercising your rights. I
Speaker 4: am sure, Julie that in general you appreciate the Section
Speaker 4: eight accommodations, you know, the fact that you can get
Speaker 4: help with your rent and all of that. But by
Speaker 4: the way, what happened.
Speaker 1: With you, why are you on Section eight was do
Speaker 1: you have a disability?
Speaker 9: Yeah? So I'm the survivor of domestic violence, which was
Speaker 9: my safety compromised my safety, and I would like to
Speaker 9: make a comment on some of that, on what would
Speaker 9: you do?
Speaker 4: Know you go ahead, make a comment, go.
Speaker 9: Ahead, thank you a statement. Really, I am very appreciative
Speaker 9: of the fact that I.
Speaker 4: Have a home.
Speaker 9: The situation of these things exasperate. I have ser chronic
Speaker 9: inflammatory response syndrome.
Speaker 4: Okay, Julie, hold on, I got to take this break.
Speaker 1: I understand you have a plethora of health problems.
Speaker 4: Hold on, we got more right after this. Go with
Speaker 4: a sure thing Denver's Best Roofer, Excel Roofing dot Com
Speaker 4: a cent until you're content, Time for an insurance check
Speaker 4: up free no obligation comparison call compass insurance pay too
Speaker 4: much your coverage at dozens of insurance companies find out
Speaker 4: now three oh three seven seven to one help. You'll
Speaker 4: think you're his only customer when you choose Frank durand
Speaker 4: the real estate man dot com to list your home
Speaker 4: with Remax Alliance three oh three nine two zero sixteen
Speaker 4: twenty two.
Speaker 1: Hi, welcome to the show. Three O three seven one
Speaker 1: three eight two five five? What's on your mind? What
Speaker 1: can we do to help you?
Speaker 4: That's what we need to know, all right, So when
Speaker 4: you call us, we try to help. Now again, there
Speaker 4: are people who really don't react well, and they say
Speaker 4: the more you give people, the more they complain. And
Speaker 4: even though people have health problems, it's it's not everyone's problem,
Speaker 4: it's their problem. One said Tom. You know, people are sick,
Speaker 4: people are disabled. Why do people feel society owes them something?
Speaker 4: Someone else says, Why don't they be appreciative for what
Speaker 4: they have and try to work with others? Now again,
Speaker 4: I have a very mixed audience, you know, I mean,
Speaker 4: and most of the time, I'm just going to tell you,
Speaker 4: most of the time people the people who express themselves
Speaker 4: are the ones who are more vocal and angry about
Speaker 4: things than those who stay quiet. There might be a
Speaker 4: lot of quiet people saying, look, you know, poor Julie
Speaker 4: can't help it. She's got health problems, and all she
Speaker 4: wants is a place that she can live in without mold,
Speaker 4: without odors, without these problems. She's not asking for the
Speaker 4: taj Mahal. So again, Julie, you were about to say
Speaker 4: something and I had to take a break. So continue,
Speaker 4: you say, you are appreciative of what you have, but
Speaker 4: you simply want you know, you were starting to outline
Speaker 4: your disabilities. There's no reason to do that, Julie. I
Speaker 4: believe you you have health problems, so so take it
Speaker 4: from there. I mean, we can make some phone calls
Speaker 4: and find out where they are and getting some of
Speaker 4: these things fixed. But to be honest with you, one
Speaker 4: of the most common complaints we get, You're not the
Speaker 4: only one. We get a lot of complaints about subsidized
Speaker 4: housing in general. In general, people.
Speaker 1: Who have housing vouchers and getting their rent paid, they
Speaker 1: feel like they're being treated like second class citizens.
Speaker 4: They're not, you know what I'm saying.
Speaker 1: They feel like, you know, it's not my fault that
Speaker 1: I'm using vouchers, but don't I deserve a.
Speaker 4: Decent place to live? Is that how you would put it.
Speaker 9: Well, you know, I, like everybody else, it's important to
Speaker 9: have hot water to be able to sanitize your stuff.
Speaker 4: And by the way, Dragon brought this out, the hot
Speaker 4: water problem has nothing to do with your washing machine.
Speaker 3: You know that, right, that's the hot water right.
Speaker 4: So are you having problems with hot water in general
Speaker 4: or just when you wash clothes?
Speaker 9: No, in general, there's no hot water coming out of
Speaker 9: any tap at one hundred and five to one hundred
Speaker 9: and ten, and the dishwasher needs it to be one
Speaker 9: hundred and twenty in order for it to work.
Speaker 4: But here's another thing. I don't think we're going to
Speaker 4: get Section eight. I don't know what their minimums and
Speaker 4: its are. Actually. Do you know is this privately owned
Speaker 4: property because you can use Section eight vouchers on government
Speaker 4: property or privately is this privately owned property? Do you know?
Speaker 9: No? But I was trying to put in the warrant
Speaker 9: of habitability, But dude, in my brain injury and I
Speaker 9: think that's twenty You.
Speaker 4: Know, my god, Julie, every time we talk about something,
Speaker 4: you have a disability to match it. I mean, look
Speaker 4: at warranty of habitability. Issues are real things. That means
Speaker 4: that you have to have basic housing and basic safety
Speaker 4: and basic security. I don't think that you splitting hairs
Speaker 4: between one hundred and ten degrees and one hundred and
Speaker 4: twenty degrees. That is not an issue of habitability. I
Speaker 4: don't think you're going to get anyone to do anything
Speaker 4: under the Warranty of Habitability Act? Have you? You called
Speaker 4: the Health Department?
Speaker 9: Yeah, and they said that having no paint is a
Speaker 9: health risk.
Speaker 4: Well what are they doing about it?
Speaker 1: But what are they doing about it?
Speaker 9: Because I have Section eight my housing cort. You neighbor
Speaker 9: should be able to do something.
Speaker 4: How is your housing coordinator doing anything?
Speaker 9: She's not supportive at all. In fact, I'm paying like
Speaker 9: fifty percent where it should be thirty percent of what
Speaker 9: of what of my income? Of my income? So okay,
Speaker 9: my three utilities are out of pocket as well.
Speaker 4: Okay, okay, Julie. Again, So if we had to pick,
Speaker 4: you have so many problems with health and with housing.
Speaker 4: If we had to pick the top, let's say two
Speaker 4: problems to help you with, what would they be? Right now?
Speaker 4: What are we talking about?
Speaker 9: Well, I don't know about that, but let me add
Speaker 9: in that during winter, and I didn't give any response
Speaker 9: with either of the infestation of bugs.
Speaker 4: Julie, I can't believe. Put her on hold. I don't
Speaker 4: know what to do about this. Every area of her life,
Speaker 4: every single area of her life, is nothing but a problem. Everything, trulye,
Speaker 4: I don't know how you grew up. I really don't.
Speaker 4: None of these things are gonna that.
Speaker 1: People are just getting by, they're barely getting by.
Speaker 4: And I'm gonna be honest with you. Section a's not
Speaker 4: going to do anything about these things. They're not going
Speaker 4: to look at each and every one of your problems
Speaker 4: and go down a list and say, let's take care
Speaker 4: of Julie. It's just not going to happen. If you
Speaker 4: have a serious problem today, Kachina, have her talked to
Speaker 4: one of the deputies there. If she has a problem,
Speaker 4: we can work on let's work on it. But all
Speaker 4: she does is talk about my God. Every area of
Speaker 4: her health is bad, and every area of her housing
Speaker 4: is bad. There is nothing good. In fact, I'd like
Speaker 4: to ask her, is there anything good going on in
Speaker 4: her life right now? Ask her that, truly, is there
Speaker 4: anything good going on in your life right now? Anything
Speaker 4: at all?
Speaker 9: Yeah, it is good?
Speaker 4: Good.
Speaker 9: No, I'll tell you, I'll tell you this.
Speaker 4: Hold on a second, I'll come right back. I gotta
Speaker 4: take a break. We got a whole show here. Hold on,
Speaker 4: go with a sure thing Denver's best roofer Excel Roofing
Speaker 4: dot com.
Speaker 18: You don't pay a cent until you're content.
Speaker 4: Time for an insurance check up free, no obligation in comparison,
Speaker 4: call Compass Insurance. Pay too much your coverage at dozens
Speaker 4: of insurance companies find out now three oh three seven
Speaker 4: seven to one help. You'll think you're his only customer
Speaker 4: when you choose Frank durand the real estate Man dot
Speaker 4: com to list your home with Remax Alliance three oh
Speaker 4: three nine two zero sixteen twenty two. Rit need advis
Speaker 4: You don't have a.
Speaker 2: Run anxious status? Can Shooter's gonna help?
Speaker 9: Come?
Speaker 4: Man, this is the Troubleshooter Show. No, Tom Martino, Hi,
Speaker 4: I'm Tom Martino. This is the Troubleshooter Show. And man
Speaker 4: have we had a variety of calls today and a
Speaker 4: variety of comments, and I knew it would get political.
Speaker 4: Let me give you an example. You know, sometimes I
Speaker 4: lament at how many people call that are just hard
Speaker 4: luck stories. It starts with disabilities. There are so many
Speaker 4: people with disabilities. Then they're on the public dole. And
Speaker 4: I'm not saying that as a bad thing. I think
Speaker 4: people in need, we have a collective responsibility to those
Speaker 4: truly in need to help them. I really believe that.
Speaker 4: But then people many times who complain on this show
Speaker 4: are people if you look. I went back and I
Speaker 4: looked at people complaining about their housing conditions. All right,
Speaker 4: I went back and looked. I have real stats on people.
Speaker 4: I don't go buy theory or buy feeling. I go
Speaker 4: by stats. Eighty five percent of those complaining about their
Speaker 4: housing conditions or on subsidized or free housing umber one
Speaker 4: complaint it was unhealthy for them in their current condition
Speaker 4: because of their disabilities. So disabilities and habitability eighty five
Speaker 4: percent of the time people who are on the public
Speaker 4: doll Now I don't.
Speaker 1: My mom was on social services for a while when I.
Speaker 4: Was growing up. My dad left us A long story, okay,
Speaker 4: we went from being very wealthy to being very poor
Speaker 4: almost overnight because my dad left with everything in the
Speaker 4: middle of the night. Literally. Then we worked our way
Speaker 4: back to where I helped my mom. But there were
Speaker 4: times I would hide when people from my high school
Speaker 4: came to drop off food baskets.
Speaker 1: I didn't want them to know I lived there, So
Speaker 1: I get being on assistance.
Speaker 4: I remember my mother being grateful and actually almost guilty
Speaker 4: because she had to have food stamps for a while
Speaker 4: and she got a small check from Social Services, and
Speaker 4: back then they would monitor everything. They were very strict,
Speaker 4: and I remember this, so I don't mind when people
Speaker 4: call and they are on public assistance and they have complaints.
Speaker 4: They have a right to have complaints. They have a
Speaker 4: right to be treated with dignity, and self respect is
Speaker 4: something they should have. I also believe there's an entitlement
Speaker 4: attitude with some people as.
Speaker 1: Well, where it's like they believe the world owes them
Speaker 1: these disabilities they have for some reason, everyone owes them.
Speaker 4: And I have something to say about disabilities. I for
Speaker 4: one and one of these people who believe there are
Speaker 4: legit disabilities and there are bs disabilities. Now I'm not
Speaker 4: telling you which ones are which, I'll leave that to you,
Speaker 4: but there are people who are disabled, quote disabled, and
Speaker 4: then people who are really disabled. Again, these are private
Speaker 4: thoughts I have when it comes to people calling the show.
Speaker 4: I truly start out wanting to help each and every person,
Speaker 4: but that one woman that called I just want to
Speaker 4: give her as an example. I want to help her
Speaker 4: if I can. But every single aspect, every single aspect
Speaker 4: of her life, she had problems and complaints. Every aspect.
Speaker 4: There wasn't one thing she didn't complain about. And then
Speaker 4: on top of that were her disabilities and everyone else
Speaker 4: around her taking advantage of her. And she was on
Speaker 4: section eight housing. What would you do in my place?
Speaker 4: I want you to tell me what would you do?
Speaker 4: Now here's where it gets political. This guy I said
Speaker 4: typical comments when I was reading some of the comments
Speaker 4: from my listeners about she should be grateful for this.
Speaker 4: You know why she complaining The more you give people,
Speaker 4: the more they want. Blah blah blah. Somebody and I
Speaker 4: don't know who it is, but I give credence to
Speaker 4: everyone who takes the time to text me.
Speaker 1: This texture says typical comments. I'm sure from your mostly
Speaker 1: conservative listening audience. They totally lack compassion for anyone outside
Speaker 1: of their family and church circles.
Speaker 4: Think about what that person said. These are typical comments.
Speaker 4: This person believes he or she I don't know, but
Speaker 4: they believe that mostly conservatives are listening, and I'm not
Speaker 4: sure if that's true or not, and that out of
Speaker 4: the conservative audience, they don't have compassion if you're outside
Speaker 4: of your family and church circle. You know, I don't
Speaker 4: know what the truth is. There are liberals more giving
Speaker 4: and generous than conservatives are. I think conservatives do have
Speaker 4: a bit of a prequalification. I do believe that, I
Speaker 4: really do. I believe that they don't just give, but
Speaker 4: they pre qualify to a certain extent. And I don't
Speaker 4: mean pre qualify based on their church or their family circle,
Speaker 4: but they pre qualify based on does this person really
Speaker 4: need help and why do they need help? I do that.
Speaker 4: I'm going to be straight with you here. When I
Speaker 4: hear people who need help, I qualify them. I put
Speaker 4: them into three groups. People who just complain are lazy,
Speaker 4: good for nothing bums, and will do nothing to help themselves.
Speaker 4: That's one group. Are those who legitimately are trying like
Speaker 4: hell to get out of their situation, and they're victims
Speaker 4: of their circumstances, okay. And then the other group are
Speaker 4: those who don't really have problems, but they perceive problems everywhere.
Speaker 4: So have you noticed that with my listeners there are
Speaker 4: people who perceive problems everywhere, but they don't really have problems,
Speaker 4: not compared to others. The others who are just true
Speaker 4: victims and want so hard to get out of their situation,
Speaker 4: and they call for genuine help. And then there are
Speaker 4: those who are dirty, rotten, good for nothing, lazy bums.
Speaker 4: They're leeches on society.
Speaker 1: Again, That's what I've noticed these categories. But I have
Speaker 1: also noticed that it is absolutely true that most of
Speaker 1: my complaints about conditions housing conditions come from people who
Speaker 1: are on subsidized housing. Now, is it possible that those
Speaker 1: who convert their rentals to Section eight and go for
Speaker 1: that clientele are taking advantage.
Speaker 4: Of these people? Do we need to keep an eye
Speaker 4: on them? Do you think conservatives are nasty, judgmental people
Speaker 4: who don't really want to help? Do you think liberals
Speaker 4: are more giving? I'm just asking these questions. Today seems
Speaker 4: to be a weird day because people who call for help.
Speaker 4: My god, I don't know where to start, you see,
Speaker 4: That's why I asked her, can you give me two
Speaker 4: problems at least we can work on, because if you
Speaker 4: call with so many problems we don't know where to start,
Speaker 4: then that kind of thing is almost helpless, like you're
Speaker 4: so heart up. I don't even know where to start
Speaker 4: to help you. That woman, for example, she would wish
Speaker 4: every time we mentioned a part of her body or
Speaker 4: a part of her life.
Speaker 1: She had a problem, she had her brain injury, she
Speaker 1: had everything. I swear to God, everything was wrong with
Speaker 1: her everything, and everything was wrong with where she lived.
Speaker 1: How do you help people like that? I'm asking, I'm
Speaker 1: truly asking you.
Speaker 4: After doing this for fifty years, it seems to me
Speaker 4: that I have some cases. I don't know what to do.
Speaker 13: Now.
Speaker 1: Confusius called earlier and said there was a sewer gas.
Speaker 4: Smell coming from an area of Course Field where he
Speaker 4: works in concessions, and wanted to know what to do,
Speaker 4: and I said, well, call the health department. If you
Speaker 4: think it's of danger to workers, call OSHA, they'll investigate.
Speaker 4: And then Deputy d said he had a contact over
Speaker 4: at Aramark who knew people, and he should talk to
Speaker 4: her and see maybe where she would send him come.
Speaker 7: Based on my memory of confucius previous calls to us,
Speaker 7: he works in concessions at both the PEPSI Center and
Speaker 7: apparently here at Course Field. Those are operated by araon Mark.
Speaker 7: So the reason that I suggested Confucius contact Aaron Mark first,
Speaker 7: is because he's already their employee. And the lady whom
Speaker 7: I referred Confucius to has been there for I think
Speaker 7: at least fifteen years now. She doesn't work in the
Speaker 7: facilities department, but she knows everybody who works at Course Field,
Speaker 7: so she'll be able to say, hey, call Joe, his
Speaker 7: office is over there by Doc seven.
Speaker 4: That's I think, right, right, it was just a contact.
Speaker 4: We weren't suggesting that this is Ara Mark's problem.
Speaker 15: Right right.
Speaker 7: It's just a place to start. Now. I could call
Speaker 7: Corus Field and find out who is in charge of
Speaker 7: addressing sewage smells. But it's one of those things.
Speaker 4: Like do we where do you start a fish?
Speaker 7: Or do we teach him how to fish?
Speaker 4: Yeah? So, Confucius, Confucius, you hear what Dia is saying.
Speaker 4: He gave you that contact only as a means to start,
Speaker 4: so you guys can network and find the right person.
Speaker 11: Oh yes, okay, yeah, yeah, I don't know if I
Speaker 11: want to talk to an HR persons with their mark
Speaker 11: or not.
Speaker 4: No, no, no, look at I confusions. You're not trying to
Speaker 4: make trouble. I hear somebody sincerely wondering where's the smell
Speaker 4: coming from. I'm surprised members of the public have not
Speaker 4: mentioned it, maybe to people at Course Field and Corsefield
Speaker 4: hasn't looked into it.
Speaker 7: Well, I know the area of Confucius is talking about,
Speaker 7: you do. Yeah, I've been there a whole bunch of
Speaker 7: times on business. And it's in the basement.
Speaker 11: Between rock Pile and yeah, between rock Pile and where
Speaker 11: do you.
Speaker 7: Okay, there's a horseshoe shaped basement of Course Field, a
Speaker 7: harshoe shape basement. It's under the main level and it's
Speaker 7: the basement that's served like all that, you know, the
Speaker 7: elevators there to send concessions up there.
Speaker 4: It's yeah, it's a working basement.
Speaker 7: It's a working basement. So I know the area's talking about.
Speaker 7: And there's also a mic or brewery down there, a
Speaker 7: lot of storage.
Speaker 4: Yeah, okay, that's what he smells. All right, thank you
Speaker 4: for calling confusions. That's that's really you know, we've exhausted
Speaker 4: what we can tell you to do. I think, though,
Speaker 4: the Health Department in Osha are two good things too
Speaker 4: to to it areas to start now. Earlier I asked
Speaker 4: Deputy Deputy Chopper to look into something. A guy called
Speaker 4: from Homer Glenn, Illinois. He said he lived in a
Speaker 4: storage facility for fifteen years run by the ex mayor
Speaker 4: of Homer Glenn. He said the ex mayor started making
Speaker 4: life miserable for him and wanted to get rid of
Speaker 4: him and started plotting against him. And this is where
Speaker 4: the story comes off the rails.
Speaker 1: Peter said, you know, basically, they it's just a giant,
Speaker 1: long litany of wrongdoings. He said the mayor and his
Speaker 1: buddies did to get this guy out.
Speaker 4: They made him sick. He ended up in a hospital
Speaker 4: for two years and just got out. Now again I
Speaker 4: labeled the guy as maybe a nutjob because again every
Speaker 4: single area of his life was turned upside down. He's
Speaker 4: blaming the ex mayor and his cohorts for doing it.
Speaker 4: So what Chopper, I said, talk to the guy off
Speaker 4: the air and see if there's a legit concern here.
Speaker 4: We might be able to help him.
Speaker 21: With tom there's I contacted Homeward Glenn's public information officer.
Speaker 21: I expected to get all kinds of information from him.
Speaker 21: The strangest thing was they never heard of him. So
Speaker 21: that started to make me think, you.
Speaker 4: Know, they never heard of this guy, Peter. Yes, they
Speaker 4: never heard of him.
Speaker 21: So then I he kept on talking about a country
Speaker 21: Club Hills town meeting, and I did. I was able
Speaker 21: to pull that up on YouTube. I said it, And what.
Speaker 4: Is country Club Hills? Why does he keep bringing that up?
Speaker 4: That's just another town okay down there. I worked this
Speaker 4: area for FEMA. You go five miles and you're in
Speaker 4: another town and you've got a police department. I was
Speaker 4: able to bring that up on YouTube.
Speaker 21: And if anyone wants to look and see what this
Speaker 21: guy is, he gave the exact same speech to that
Speaker 21: city council that I sat and listened to for half
Speaker 21: an hour when I talked to him. The guy's very fluent,
Speaker 21: but I really think he's the Drew of Chicago.
Speaker 4: Uh do you think? Do you think any of these
Speaker 4: problems are real?
Speaker 8: Well?
Speaker 4: What really started and I don't understand is how did
Speaker 4: Homer Glenn say they never heard of him when you
Speaker 4: can go to YouTube and find the guy talking to
Speaker 4: city council.
Speaker 21: Well, that's that's two different cities. What's worrying me now?
Speaker 21: And I am going to follow up on this later.
Speaker 21: He's starting to talk about getting a gun and maybe
Speaker 21: doing oh.
Speaker 4: No, no, no, you got to call the police on that.
Speaker 21: I know, and maybe doing suicide by cop. That that
Speaker 21: really worries me.
Speaker 4: And he gave me say listen, you know, listen, shopper,
Speaker 4: I learned years ago never to take idle threats idly.
Speaker 4: You know the guy that you know, the guy that
Speaker 4: bulldozed his way through that town up and yeah, do
Speaker 4: you know he called my radio show the day before.
Speaker 4: Oh no, I didn't know that. Yeah, he called my
Speaker 4: radio show and was so frustrated with the local government
Speaker 4: and stuff. And again we thought, well, this guy's a
Speaker 4: nutjob because everywhere everything he talked about was how they
Speaker 4: were out to get him. And then he went and
Speaker 4: rigged up this bulldozer and did it. Yeah, he had
Speaker 4: called my show before he did it.
Speaker 21: Well, the problem I have I have three different cities
Speaker 21: that this guy's like a moving target.
Speaker 4: I want to look up.
Speaker 1: But what do we look up on YouTube to see him?
Speaker 1: What do we look up?
Speaker 21: You look up country Club Hills Town meeting.
Speaker 4: Country Club Hills Town Meeting.
Speaker 21: Okay, December ninth of twenty four, I sent him to
Speaker 21: you actually to the hell Cane.
Speaker 4: Okay, good good, you can see it all right, all right,
Speaker 4: we got more coming right up on the Troubleshooter Show.
Speaker 4: Go with a sure thing Denver's Best roofer Excel Roofing
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Speaker 18: You don't pay a cent until you're content.
Speaker 4: Time for an insurance checkup free no obligation comparison call
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Speaker 4: companies find out now three all three seven to seven
Speaker 4: to one. Help You'll think you're his only customer when
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Speaker 4: to list your home with Remax Alliance three all three
Speaker 4: nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martino, you're troubleshooter. We're gonna have to sift
Speaker 1: through some of these nuts. We're just gonna have to
Speaker 1: do it.
Speaker 4: And I decided we're not gonna take that case chopper
Speaker 4: from that Peter. You're right. He made this speech on
Speaker 4: YouTube to another city council, the same exact thing.
Speaker 1: The guy, the guys just a not okay. I mean,
Speaker 1: you know, it's funny how many nuts there are. I
Speaker 1: swear to God, it's amazing to me how many nuts
Speaker 1: there are. Now, who wants to call Section eight for Julie.
Speaker 1: They gave that to me, Tom, Oh, of course they did.
Speaker 8: They.
Speaker 4: I think you're the designated nut person.
Speaker 21: Well, I hate to say, when I was out there
Speaker 21: on the street, they all was in my precinct.
Speaker 4: So I am now deputy Deputy Dollar. I asked you
Speaker 4: to call on which one?
Speaker 1: Oh, on this the Kia Forte woman had a twenty
Speaker 1: twenty Kia in a body shop.
Speaker 4: Jno autobody. This guy's name is Orlando. It's been in
Speaker 4: there for fourteen months for the repair of a back
Speaker 4: quarter panel. He paid six thousand dollars down and he
Speaker 4: can't find out anything about his car. Were you able
Speaker 4: to get a hold of this guy Orlando?
Speaker 15: Yeah, Tom, I was able to actually get a hold
Speaker 15: of Dmitri, I mean not Dmitri, Orlando, and we talked
Speaker 15: about it and I said, you've had this car for
Speaker 15: thirteen months now. He said, oh, it hasn't been that long.
Speaker 15: He said, you were paid six dollars for the initial
Speaker 15: parts repair. Oh no, and that was for parts.
Speaker 4: Really, well, okay, it was for parts, So where are
Speaker 4: the parts?
Speaker 15: Yeah, I mean nothing, it's he just kept stalling and saying,
Speaker 15: you know, I'm just a one man shop, and I
Speaker 15: don't spend eight hours a day working on Mike's car.
Speaker 15: You know, I have other customers that take care of
Speaker 15: And I said.
Speaker 4: Did you ask him he could come and get his
Speaker 4: car and his money back? Yeah?
Speaker 15: And he just hung up on me.
Speaker 4: One is Orlando's phone number.
Speaker 15: Area code seven to one nine. Yeah, five four seven
Speaker 15: two six four five.
Speaker 4: This this guy sounds like a sleeze bucket. I mean,
Speaker 4: come on, man, So he had nothing to say about
Speaker 4: a car that's been in his shop for fourteen months.
Speaker 4: You know, Mike's gonna have to go get his car
Speaker 4: and then go after the guy for six grand. Here's
Speaker 4: what I would do.
Speaker 15: That's what we fact about.
Speaker 4: In fact, Mike could probably get his money back. I'll
Speaker 4: bet you here's what I would do. I would go
Speaker 4: with a sheriff's deputy or something.
Speaker 1: I would get my car back, no matter how I
Speaker 1: had to do it, it will never pay to have
Speaker 1: the car there.
Speaker 15: He's gonna get on Friday.
Speaker 4: He's gonna do it Friday.
Speaker 15: Yeah, he's gonna have I told him to have a
Speaker 15: sheriff go with him.
Speaker 4: Then he needs to sew Orlando for six grand. And
Speaker 4: I believe or the parts. But I believe he'll get
Speaker 4: a judgment, and then what you do is what's called
Speaker 4: a writ of execution. A lot of people get they
Speaker 4: get judgments, but they don't know what to do with him.
Speaker 4: If you got a judgment for six grand against this
Speaker 4: guy and then did a rit of execution, you can literally,
Speaker 4: with the sheriff standing by, go in and take from
Speaker 4: this guy's shop stuff worth six grand to sell. People
Speaker 4: don't People don't know the power of a judgment. They
Speaker 4: don't know the power of a judgment. They have to
Speaker 4: do it, they have to carry it through. I am
Speaker 4: so tired of liars, cheets and ripoffs. You know, if
Speaker 4: we weren't so successful in some cases, I think I'd
Speaker 4: get downright despair. I would suffer despair over this. This
Speaker 4: show can be very depressing at times, but we have
Speaker 4: enough successes from time to time that at least, you know,
Speaker 4: I can say, at least we're doing some good. But
Speaker 4: the real good I hope I'm doing. The real good
Speaker 4: is people listening. And all of the people who don't call.
Speaker 4: All of the people who listen and prevent they don't
Speaker 4: do the stupid things over and over so I never
Speaker 4: hear from them. How many people out there have been
Speaker 4: saved by this show that we never hear from. That's
Speaker 4: the important thing. Do you ever get discouraged? Now, now,
Speaker 4: Deputy d do you ever get discouraged? Deputy Dollar? Deputy
Speaker 4: uh jumbre yes, I do. It does get discouraging, doesn't it?
Speaker 7: Only when I consider the daunting task of cleaning the house?
Speaker 4: What do you mean by that?
Speaker 7: Well, it's a lot of vacuuming and wiping. Oh yeah,
Speaker 7: clean the bathroom.
Speaker 4: Yeah. So having all of these problems, that's why it's
Speaker 4: great when we can facilitate change and make a difference. Now,
Speaker 4: this guy says, Tom, your survey, I went back and
Speaker 4: did a survey and found eighty five percent of the
Speaker 4: people complaining about conditions had disabilities and were on the
Speaker 4: public dole. This guy says, as you're survey did and
Speaker 4: take into account. People who pay one.
Speaker 1: Hundred percent of their rent will most likely have a
Speaker 1: management team that will take care of their property.
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Speaker 4: Excel roofing dot com. You don't pay a cent until
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Speaker 4: Alliance three oh three nine two zero sixteen twenty two.
Speaker 4: Hi Tom Martino here, how is your life? Man?
Speaker 1: It's a day of days, isn't it. It's a it's
Speaker 1: a day of days trying to help people, all right?
Speaker 1: We have an update now this Small Business Administration. A
Speaker 1: year ago, she says she was contacted by the SBA
Speaker 1: and told she defaulted on a small business loan taken
Speaker 1: out during COVID, and those small business loans was it
Speaker 1: was a PPP loan and so they started garnishing or
Speaker 1: social Security check and she has no idea how much
Speaker 1: they think she even owes. She submitted tax returns, IRS, transcripts, ID, etc.
Speaker 1: She has an identity theft complaint number, but doesn't know
Speaker 1: where to go with this. Deputy D contacted the regional
Speaker 1: administrator of the SBA.
Speaker 4: What's going on with that? D? What's going on with it? Tom?
Speaker 7: I got a hold of a deep, deep, deep insider
Speaker 7: at the Denver SBA. His name is Christopher Chaves, and
Speaker 7: he says he knows you from a long time ago
Speaker 7: when you worked at a TV station and they had
Speaker 7: a help center across the street.
Speaker 4: Yes, of course, yes, he told me to.
Speaker 7: Say hi to you. Yes, is very enthusiastic about helping
Speaker 7: both Mary Anne who called us yesterday, and you know,
Speaker 7: Deputy Scott is working an identical case from last fall.
Speaker 7: You may recall another elderly lady up from Longmont I
Speaker 7: believe is getting her Social Security check garnished because of
Speaker 7: a fraudulent SBA loan through the Small Business Administration. So
Speaker 7: he says, the SBA is well aware of this problem,
Speaker 7: and he said it's going to take many more years
Speaker 7: to clean this up because presumably there was an enormous
Speaker 7: amount of fraud. I think we've heard that from you know,
Speaker 7: previous news reports on this matter.
Speaker 1: I mean there, yeah, there have been so many people
Speaker 1: that got rich during COVID.
Speaker 4: Illegitimately rich, yeah, wrongly rich, right.
Speaker 7: Including the manufacturers of the Satanic vaccines. But that's a
Speaker 7: different issue. But mister Chavez is very enthusiastic to help.
Speaker 7: He said that there are several specialists around the country
Speaker 7: who work on matters that are exactly what mary Anda
Speaker 7: strived to us yesterday. One of these specialists is right
Speaker 7: here in Denver. So mister Chavis says that if I
Speaker 7: and Deputy Dollar email him the callers' names and their
Speaker 7: phone numbers, he'll personally contact them.
Speaker 4: And he'll walk the matter.
Speaker 7: Is so good a system, and he understands that, you know,
Speaker 7: these are elderly, lonely ladies who also don't have a
Speaker 7: lot of income, So not only is the money important
Speaker 7: to them, but they may not have the wherewithal of
Speaker 7: the energy to work the system on their own. So
Speaker 7: we are very much looking forward to working with mister Chavez,
Speaker 7: and I told him that we'll keep updated on that
Speaker 7: wonderful on this matter as it progresses through the system.
Speaker 1: You know, it's just so hard when when you're up
Speaker 1: against the man like that, you're up against the government.
Speaker 1: I mean, one of these these ladies are in their seventies,
Speaker 1: their late seventies or.
Speaker 15: I don't know.
Speaker 7: They all sound kind of elderly, but not frail in
Speaker 7: case they're listening.
Speaker 4: That's a dinger. That's, let's put it this way, a
Speaker 4: premature dinger maybe, but at least we're getting somewhere with
Speaker 4: the government, and that's important.
Speaker 15: Yeah.
Speaker 7: He also agreed to be on our angels list.
Speaker 1: So yeah, because we from time to time get calls
Speaker 1: about that. So anyway, by the way, for those listening,
Speaker 1: I'm getting reports of golf well sized hail in the
Speaker 1: Parker area, Parker and Franktown area, that there's a lot
Speaker 1: of giant hail going on. So those listening beware, man,
Speaker 1: that's scary. Deputy Dollar, Deputy Chopper, any other follow ups?
Speaker 1: I have one, Tom, Yeah, go ahead, sir, Deputy Deputy Chopper,
Speaker 1: go ahead.
Speaker 21: Yeah, this one here. I don't know if you want
Speaker 21: to light up their phone number or not. But this
Speaker 21: came from a lady named Carol, probably about three weeks ago,
Speaker 21: and I've been trying to work on it, but I
Speaker 21: was sick there for that week. Yeah, she had the
Speaker 21: wrong spring put in her garage and oh.
Speaker 1: Yeah, supposedly they put in a spring that was too heavy.
Speaker 21: Yes, that's true. And she gave me the name of
Speaker 21: the company that now does the garage door. This company
Speaker 21: has bought several other little companies and they only answered
Speaker 21: their phone as garage door. And I probably have called
Speaker 21: them maybe seven eight times, and every time I can't
Speaker 21: get it out of my mouth that Hi, I'm calling
Speaker 21: from Tom Martine and they hang up on me. They
Speaker 21: won't even.
Speaker 4: Talk to me about it.
Speaker 21: I talked to Carol two days ago. Nothing's ever been done.
Speaker 21: She's giving up.
Speaker 1: But what are the symptoms? Is she having any symptoms
Speaker 1: or is she just wondering about it?
Speaker 21: I think she was just wondering about it. But one
Speaker 21: clear choice garage door came on out and took care
Speaker 21: of the problem. It's still cost her, I think four
Speaker 21: hundred and thirteen dollars.
Speaker 4: Then she should just proceed, you know what, She should
Speaker 4: proceed to small claims Court because she's already had it repaired.
Speaker 21: Yes, and I think that's what I've asked her to
Speaker 21: give this a call back or call in to the show.
Speaker 21: But I'm going to make contact with her after the
Speaker 21: show and tell her that, like you said, small claims
Speaker 21: Court is.
Speaker 4: It's a judgment that seems to get people's attention. You know,
Speaker 4: Major Mark Major has made quite a hobby of this. Well,
Speaker 4: he hasn't done any recently, but he wins almost every time.
Speaker 4: Or better yet, they contact him beforehand to settle. And
Speaker 4: I don't know if Deputy D can talk about it,
Speaker 4: but he's been using maybe he doesn't want to talk
Speaker 4: about it.
Speaker 7: I can talk about it.
Speaker 4: I find it fascinating what you're doing. Quickly tell people
Speaker 4: what you're doing.
Speaker 7: I sue spammers. So you may recall that it's illegal
Speaker 7: to send spam to our phones, whether it's.
Speaker 4: Called except no one does anything about it.
Speaker 7: Well, the government just doesn't have the resources because the
Speaker 7: sheer volume of spammers and spam. So both of the
Speaker 7: statutes under which I sue have a right of private action.
Speaker 7: There's a federal statute called the Telephone Consumer Protection Act,
Speaker 7: and there is also it's state analog in the Colorado
Speaker 7: Consumer Protection Act. And so I've been saying.
Speaker 4: So there's a right, there's a right to private action.
Speaker 7: Yes, and so there are both statutes also specify what's
Speaker 7: called statutory damages.
Speaker 4: So if you win, do you get attorneys fees? Yes?
Speaker 7: Now, I yeah, Now I'm doing this on my own
Speaker 7: right now, right, and so I have no attorney fees.
Speaker 7: But but both of those statues do have a fee
Speaker 7: shifting provision, so that if you do successfully sue a spammer,
Speaker 7: they're required to pay your attorney bills or at least
Speaker 7: the court the court, the court will award your attorney
Speaker 7: fees to you.
Speaker 4: And to be a spammer, what does it mean.
Speaker 7: Well, unsolicited you know, unjust any unsolicit text. Yeah, like
Speaker 7: I'm getting a lot of texts about Hey, do you
Speaker 7: want to buy some health andsranty.
Speaker 4: You have to be on a no call list for
Speaker 4: it to work.
Speaker 7: Yes, you have to be. There are two no call lists.
Speaker 7: They're both free, and your entries on those lists never expire.
Speaker 7: So there's a federal no call list.
Speaker 4: But if you're not on the list, you don't get
Speaker 4: to sue.
Speaker 7: It's a lot harder. So there are other reasons you
Speaker 7: can sue, but you have to prove a lot more so.
Speaker 4: It's easier if you're on one of those lists. So
Speaker 4: the very first step, and we got to take this break.
Speaker 4: I want to give people the steps of getting on
Speaker 4: that list, and that's their first step. More right after
Speaker 4: this