WEBVTT 1 00:00:00.440 --> 00:00:05.960 Yea ripped up. 2 00:00:07.440 --> 00:00:10.480 New need advice, so you don't have. 3 00:00:12.679 --> 00:00:14.240 Come running as. 4 00:00:14.080 --> 00:00:15.080 Fast as we can. 5 00:00:16.399 --> 00:00:22.039 Shooter's gonna help come Man Dix is the Troubleshooter Show. 6 00:00:22.640 --> 00:00:26.679 No Tom Martino. Hey, Hey, hey, I'm Tom Martino. We 7 00:00:26.719 --> 00:00:31.239 are here solving your problems, answering questions, taking complaints. Here's 8 00:00:31.239 --> 00:00:33.399 how the show works. You call three oh three Martino 9 00:00:33.520 --> 00:00:36.159 twenty four to seven three oh three six two seven 10 00:00:36.200 --> 00:00:38.640 eight four six six from all over this country. You 11 00:00:38.759 --> 00:00:41.320 call us. We solve your problems if we can, or 12 00:00:41.320 --> 00:00:43.479 we tell you where you went wrong or what could 13 00:00:43.520 --> 00:00:46.119 be done to prevent it. We help those listening as well, 14 00:00:46.600 --> 00:00:48.759 and then we have guests on as well. Today I 15 00:00:48.799 --> 00:00:53.159 have a Barry Miller with us from Vestera Turnkey. So 16 00:00:53.320 --> 00:00:56.880 much curiosity about his program. So many people misunderstand it. 17 00:00:58.320 --> 00:01:00.719 Uh, not in a bad way, but they think it's 18 00:01:00.960 --> 00:01:04.319 people grouped together and buy houses, and it's not that 19 00:01:04.439 --> 00:01:04.719 at all. 20 00:01:04.760 --> 00:01:06.439 But it's how to become a landlord. And we'll be 21 00:01:06.480 --> 00:01:08.439 talking to Barry coming up, but he's sitting with me 22 00:01:08.519 --> 00:01:12.280 of your streaming. He's right here. Hello, Barry, welcome, thank 23 00:01:12.359 --> 00:01:14.280 you for being here. Hey, it's great to be here 24 00:01:14.319 --> 00:01:16.599 to so if you had to in a couple sentences 25 00:01:17.000 --> 00:01:21.439 describe Vestera Turnkey in a couple sentences, now not a speech, 26 00:01:21.480 --> 00:01:22.280 what would you say? 27 00:01:22.840 --> 00:01:27.200 Through extensive research, all of our customers are receiving thirty five, 28 00:01:27.359 --> 00:01:32.879 forty percent or more annual returns on their investment cash 29 00:01:32.920 --> 00:01:37.040 on cash returns because of thorough research. They actually own 30 00:01:37.159 --> 00:01:41.159 the property all turn key. They own an individual home 31 00:01:41.519 --> 00:01:46.439 that we have selected through an extremely accurate process, so 32 00:01:46.480 --> 00:01:50.959 they'll have no tenant problems, typically no management problems. 33 00:01:50.959 --> 00:01:52.319 We have all the people, and you. 34 00:01:52.400 --> 00:01:54.879 Assign a supervisor for each owner. 35 00:01:55.079 --> 00:01:57.640 For each owner, we have a coordinator is mind. 36 00:01:57.680 --> 00:01:59.239 Dave is mind? 37 00:01:59.280 --> 00:01:59.480 Dave? 38 00:01:59.680 --> 00:02:02.200 I know you help me personally, I back up, but 39 00:02:02.400 --> 00:02:04.079 Dave is your person. 40 00:02:03.799 --> 00:02:06.000 And I have I'm closing on my third home today 41 00:02:06.680 --> 00:02:10.199 with my investors. I put together a different kind of 42 00:02:10.240 --> 00:02:13.439 program for those listening, not a different program. It is 43 00:02:13.560 --> 00:02:17.240 Vestera Turnkey. It's one hundred percent Vestera, but vesta turnkey 44 00:02:17.639 --> 00:02:20.800 requires a cash investment down and then you get a 45 00:02:20.840 --> 00:02:24.599 loan and you own a rental and that rental is 46 00:02:24.680 --> 00:02:28.719 managed through a management company arranged by Vestera. Vestera takes 47 00:02:28.719 --> 00:02:30.960 your phone calls and how it takes you know in 48 00:02:31.000 --> 00:02:33.719 other words, if the tenant calls the management company and 49 00:02:33.759 --> 00:02:35.919 the management company needs to make a decision. They talked 50 00:02:35.960 --> 00:02:39.919 to Vestera. Vestera filters and shelters you from all the 51 00:02:39.960 --> 00:02:44.039 conventional risks and hassles. So I'm on my house number three. 52 00:02:44.280 --> 00:02:47.560 But the reason I did it is I had investors 53 00:02:47.599 --> 00:02:50.639 coming to Wave eight Wealth Management and they wanted to 54 00:02:50.759 --> 00:02:52.960 do Vestera, but they didn't want to do the whole thing. 55 00:02:53.000 --> 00:02:55.879 They just wanted to do it with a partner or two. 56 00:02:56.199 --> 00:02:59.520 So I put together a series of LLCs for people 57 00:02:59.560 --> 00:03:02.000 who don't want to do the whole chunk. Now, remember 58 00:03:02.319 --> 00:03:04.800 doing the whole chunk is the way it's designed. You 59 00:03:04.840 --> 00:03:07.439 go there, you buy a house. If you want to 60 00:03:07.479 --> 00:03:11.120 go through Wave through me, you'll own a portion of it, 61 00:03:11.479 --> 00:03:14.319 usually twenty percent of it. So it depends on what 62 00:03:14.360 --> 00:03:16.800 you want to do. We both can accommodate you for 63 00:03:16.840 --> 00:03:19.759 the same program, but it's always better to go direct, 64 00:03:20.080 --> 00:03:23.080 have a property in your name, and then manage that 65 00:03:23.159 --> 00:03:25.879 property through them, and then sell it when they tell 66 00:03:25.919 --> 00:03:29.639 you to sell it and take advantage of their program. Uh. 67 00:03:29.879 --> 00:03:33.039 So he'll be here today right now. Mike though called 68 00:03:33.080 --> 00:03:36.240 in with a issue with an autobody shop. So I 69 00:03:36.280 --> 00:03:39.840 want to start with Mike. Phone calls take priority. Here. 70 00:03:40.039 --> 00:03:42.560 It's three oh three six two seven eighty four sixty six. 71 00:03:42.759 --> 00:03:44.840 Now we also have a local number in the studio here, 72 00:03:44.879 --> 00:03:48.199 three oh three seven one three talks seven to one 73 00:03:48.240 --> 00:03:53.360 three eight two five five. Mike, what's going on with you? Mike? 74 00:03:54.439 --> 00:03:54.599 Yes? 75 00:03:54.759 --> 00:03:57.120 Hello, How are you good? What's happening? 76 00:03:59.560 --> 00:04:01.759 I took my car that. 77 00:04:01.319 --> 00:04:06.199 Is wrecked by my wife over a year ago to. 78 00:04:06.199 --> 00:04:07.280 An autobody shop. 79 00:04:07.599 --> 00:04:10.000 He's had it for fourteen months. 80 00:04:10.319 --> 00:04:15.120 Well, hold on a second. That doesn't make sense to me. Yeah, 81 00:04:15.639 --> 00:04:20.399 fourteen months? Why has it been there? Fourteen months? 82 00:04:21.480 --> 00:04:22.519 That's what I've. 83 00:04:22.399 --> 00:04:23.079 Been trying to. 84 00:04:24.720 --> 00:04:28.319 Hold on? Hold on? Is this an insurance repair? Or 85 00:04:28.319 --> 00:04:37.839 are you paying for it out of pocket? Mike? Did 86 00:04:37.920 --> 00:04:41.639 we have a problem with Mice's connection guys? Or do 87 00:04:41.680 --> 00:04:44.480 we have a problem? Okay? 88 00:04:44.639 --> 00:04:50.680 Possibly, Yeah, we're gonna have to get We're gonna have 89 00:04:50.759 --> 00:04:52.040 to re establish with Mike. 90 00:04:52.560 --> 00:04:54.959 But I can think of no reason why you would 91 00:04:55.000 --> 00:04:58.920 have fourteen months in a body shop. We'll get him 92 00:04:58.920 --> 00:05:03.399 back on, Peter, what's going on? Peter? 93 00:05:04.920 --> 00:05:07.240 My Senior show a couple of days ago, and it 94 00:05:07.319 --> 00:05:11.720 seems like you really have the enthusiastic stuff cause the 95 00:05:11.800 --> 00:05:14.759 controversy that I need to put two X mayors of 96 00:05:14.839 --> 00:05:16.000 a police chief in jail. 97 00:05:16.600 --> 00:05:20.439 Oh my god, that sounds that sounds serious. And does 98 00:05:20.480 --> 00:05:22.839 this guy have a real case? So go ahead and 99 00:05:22.839 --> 00:05:23.680 tell your story. 100 00:05:25.040 --> 00:05:27.480 That's the problem that I have when I call the 101 00:05:27.560 --> 00:05:33.000 Attorney General, executive Attorney General and my governor, and it 102 00:05:33.120 --> 00:05:35.040 was the Cares Act, because yeah. 103 00:05:34.879 --> 00:05:38.199 People, people are always people are always going to wander. 104 00:05:39.600 --> 00:05:42.680 Is this guy legit? I mean everyone does that no 105 00:05:42.720 --> 00:05:45.800 matter what. So tell your story and let's decide what's 106 00:05:45.920 --> 00:05:46.600 what's going on. 107 00:05:46.680 --> 00:05:50.800 Peter, Well, the story is I lived in a storage 108 00:05:50.800 --> 00:05:53.120 facility for fifteen years. 109 00:05:53.120 --> 00:05:54.639 The real quick part about this. 110 00:05:54.959 --> 00:05:58.199 Wait, you live You lived there in a storage facility? 111 00:05:59.639 --> 00:06:04.399 Yeah, and X mayor did rented to me light on 112 00:06:04.439 --> 00:06:06.839 a police report and said I didn't leave there. That's 113 00:06:06.879 --> 00:06:10.560 the first lie against them, and that's on paper through 114 00:06:10.680 --> 00:06:11.399 the country. 115 00:06:11.519 --> 00:06:15.240 Now, now, hold on, So you rented a storage facility? 116 00:06:15.319 --> 00:06:17.319 Where was this? Where or where is it? 117 00:06:17.639 --> 00:06:21.160 Where's the School of Illinois in Illinois? 118 00:06:21.240 --> 00:06:28.720 Okay? So you you rent a storage facility in Illinois? 119 00:06:29.120 --> 00:06:31.920 And what's the name of the storage facility? 120 00:06:33.920 --> 00:06:38.720 It was called Premiere or Precise auto body shop. And 121 00:06:38.759 --> 00:06:42.199 then they had a back lot which was maybe four 122 00:06:42.279 --> 00:06:46.160 or five acres and they parked trucks, cars, boats, trains, 123 00:06:46.240 --> 00:06:46.879 and et cetera. 124 00:06:47.240 --> 00:06:50.000 Okay, so they have storage in the back. And did 125 00:06:50.000 --> 00:06:51.360 you say the mayor owned. 126 00:06:51.160 --> 00:06:54.720 It at one time? 127 00:06:54.879 --> 00:06:55.279 The mayor? 128 00:06:55.519 --> 00:07:00.439 They turned to x mayor because they kick you after 129 00:07:00.519 --> 00:07:02.920 being a mayor for so long? Would they say that 130 00:07:02.959 --> 00:07:05.920 the rolls over like the next mayor is in charge 131 00:07:06.000 --> 00:07:08.360 for so many years or something. 132 00:07:09.120 --> 00:07:12.800 Yeah, it's term limits, term limits for Peters? 133 00:07:12.879 --> 00:07:15.759 Okay, yeah, Oh Peter, how Peter? 134 00:07:15.879 --> 00:07:20.160 How much were you paying for this facility monthly? Five 135 00:07:20.600 --> 00:07:25.040 dollars and how and you were there for fifteen years? 136 00:07:25.079 --> 00:07:25.920 Then what happened? 137 00:07:28.720 --> 00:07:28.920 Uh? 138 00:07:29.040 --> 00:07:31.560 They poisoned my dogs and then the stuff started. 139 00:07:33.920 --> 00:07:37.839 This sounds Peter, Why were you why? Okay, you're not 140 00:07:37.959 --> 00:07:39.319 living there anymore, right. 141 00:07:41.160 --> 00:07:43.519 No, I got everything destroyed and I landed in a 142 00:07:43.560 --> 00:07:45.160 hospital for two years. 143 00:07:47.000 --> 00:07:50.519 So did you just get out of the hospital left 144 00:07:50.600 --> 00:07:53.720 may correct? Do you mind if I asked what kind 145 00:07:53.720 --> 00:07:54.319 of hospital? 146 00:07:54.360 --> 00:07:54.480 Was it? 147 00:07:54.560 --> 00:07:55.480 A mental hospital? 148 00:07:58.000 --> 00:07:58.199 No? 149 00:07:58.399 --> 00:08:01.600 It wasn't a mental hospital because I was fully aware 150 00:08:01.639 --> 00:08:04.920 of what happened. There was a propane explosion after he 151 00:08:05.000 --> 00:08:06.600 cut all the electricity off of me. 152 00:08:07.279 --> 00:08:10.879 Okay, So to get rid of you, the ex mayor 153 00:08:11.000 --> 00:08:13.879 did some shenanigans. What did the ex mayor do to 154 00:08:13.920 --> 00:08:14.519 get rid of you? 155 00:08:16.920 --> 00:08:18.879 Well, what he did is he tried to make me 156 00:08:18.920 --> 00:08:21.600 go nuts that would land me into a mental facility, 157 00:08:21.920 --> 00:08:24.000 and I just stepped back. What he did to me 158 00:08:24.199 --> 00:08:27.319 is he stole my nineteen eighty seven Grand National, which 159 00:08:27.439 --> 00:08:30.560 was one in one of those spots that I rented. 160 00:08:30.879 --> 00:08:33.000 And what city was he? What city was he the 161 00:08:33.120 --> 00:08:35.360 X mayor? Is he was he mayor of? What city 162 00:08:35.960 --> 00:08:42.720 he was the mayor of Homer Glenn, Homer Glenn, Illinois, Illinois, 163 00:08:43.240 --> 00:08:47.919 Homer Glenn. Okay, So anyway, where does it stand today? 164 00:08:47.960 --> 00:08:49.360 What for you today? 165 00:08:51.759 --> 00:08:52.279 What do you mean? 166 00:08:52.320 --> 00:08:54.480 Egathen Like, why are. 167 00:08:54.320 --> 00:08:56.320 You calling today? What can we do for you? 168 00:08:57.399 --> 00:09:01.039 I want to expose him because this such because of 169 00:09:01.240 --> 00:09:06.120 the executive and the Attorney general and the governor. Prickster 170 00:09:06.639 --> 00:09:10.639 won't call back. I want to give a complaint. Like 171 00:09:11.200 --> 00:09:13.720 here I ask you question, who's going to be answering them? 172 00:09:13.759 --> 00:09:15.960 What is your complaint? Though? That's what I need to know. 173 00:09:16.279 --> 00:09:19.080 What is your complaint? You got out of the hospital 174 00:09:19.159 --> 00:09:21.320 last year. You've been out of that place for a 175 00:09:21.360 --> 00:09:24.279 couple of years now, So what is your complaint? What 176 00:09:24.399 --> 00:09:25.559 is your complaint today? 177 00:09:27.639 --> 00:09:30.200 Fine? Is I believe my civil rights lawyer has been 178 00:09:30.279 --> 00:09:31.759 paid off because he's. 179 00:09:31.600 --> 00:09:35.679 Turning into a narcissist telling me everything that's. 180 00:09:35.440 --> 00:09:38.720 Wrong, and I'm just like, no, that's not why we're. 181 00:09:38.600 --> 00:09:41.720 Agreed to Peter, Peter, hold on, Hold on a second, 182 00:09:44.279 --> 00:09:48.559 just hold on. Okay, listen. This is an example of 183 00:09:48.600 --> 00:09:53.080 a problem that goes deep. Okay, Now, here's the deal. 184 00:09:53.200 --> 00:09:56.080 Here's what I want to do for fun and to 185 00:09:56.120 --> 00:09:58.399 see what. I don't know if Peter's got a case. 186 00:09:58.440 --> 00:10:01.279 I don't know what he's calling about today. Here's what 187 00:10:01.320 --> 00:10:06.080 I want to do, Shopper, you're in the studio. I 188 00:10:06.159 --> 00:10:07.960 want to give the guy at least a hearing off 189 00:10:08.000 --> 00:10:10.799 the air, take some notes, and then I want you 190 00:10:11.240 --> 00:10:14.000 to interpret for us. I want you to be our ai. 191 00:10:14.759 --> 00:10:18.559 I want you to summarize this and tell us what 192 00:10:18.600 --> 00:10:21.840 he's calling about. Can you go talk to him right now? Yeah, Tom, 193 00:10:21.919 --> 00:10:26.679 that's not a problem. Let's do that now. Listen, when 194 00:10:26.720 --> 00:10:29.039 people call with problems like this, what do I do? 195 00:10:29.200 --> 00:10:31.960 What should I do? You? Guys, tell me what should 196 00:10:32.000 --> 00:10:38.080 I do? I listen to people because not everyone's a nut. 197 00:10:38.120 --> 00:10:42.440 But at the same time, when you talk about living 198 00:10:42.519 --> 00:10:45.600 in a storage facility, then they turned against you, and 199 00:10:45.639 --> 00:10:49.240 they plotted against you. Your own attorney was paid off. 200 00:10:49.600 --> 00:10:52.200 I mean really, and think about this, I mean think 201 00:10:52.200 --> 00:10:54.440 about the calls I get like that. What would you 202 00:10:54.519 --> 00:10:57.000 do with calls like this? I'm asking my people, what 203 00:10:57.039 --> 00:10:59.759 would you do? Come on, tell me the truth? What 204 00:10:59.720 --> 00:11:03.279 weld you do? Three O three seven one three talk 205 00:11:04.000 --> 00:11:06.720 seven one three eight two five five. We're gonna give 206 00:11:06.799 --> 00:11:08.879 him a here, We're gonna give him a listen off 207 00:11:08.919 --> 00:11:12.480 the air and figure out what he's trying to tell us. 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You don't pay a cent until you're 217 00:11:46.000 --> 00:11:52.240 content time for an insurance check up free no obligation. 218 00:11:52.279 --> 00:11:56.120 In comparison, call Compass Insurance paying too much your coverage 219 00:11:56.120 --> 00:11:58.759 at dozens of insurance companies find out now three oh 220 00:11:58.840 --> 00:12:01.200 three seven to seven to one help. You'll think you're 221 00:12:01.240 --> 00:12:03.759 his only customer when you choose Frank durand the real 222 00:12:03.840 --> 00:12:06.840 estate man dot Com to list your home with Remax 223 00:12:06.879 --> 00:12:11.600 Alliance three oh three nine two zero sixteen twenty two. 224 00:12:13.120 --> 00:12:16.360 I'm Tom Martino. You're a shovel shooter three O three 225 00:12:16.519 --> 00:12:19.120 seven on three Talks seven one three eight two five five. 226 00:12:19.639 --> 00:12:22.919 Sarah's got a comment on that call I took from 227 00:12:22.960 --> 00:12:25.240 Peter Now. Some people are saying I should have hung 228 00:12:25.360 --> 00:12:27.879 up on him. The guy's a nut job. Somebody else 229 00:12:27.879 --> 00:12:31.200 says it makes good radio. Look, I'm letting people call 230 00:12:31.279 --> 00:12:34.679 with any and all problems, and then we'll decide where 231 00:12:34.960 --> 00:12:37.240 and what to do with it, Okay, even if it's 232 00:12:37.360 --> 00:12:40.879 recommending help for the guy. This guy apparently lived fifteen 233 00:12:40.919 --> 00:12:43.600 years in a storage facility. He believes the world's out 234 00:12:43.600 --> 00:12:46.879 to get him. Homer Glenn, Illinois. He says that the 235 00:12:46.960 --> 00:12:51.720 ex mayor plotted against him. Blah blah blah. Choppers talking 236 00:12:51.799 --> 00:12:58.360 to him now so what is your comment on that, Sarah. 237 00:12:56.600 --> 00:12:58.519 Well, first of all, thank you so much for taking 238 00:12:58.559 --> 00:13:02.360 my call. I'm surprised I was just making an information 239 00:13:02.480 --> 00:13:04.039 kind of called. But I want to thank you also 240 00:13:04.080 --> 00:13:06.639 for your long years of service to thousands and thousands 241 00:13:06.679 --> 00:13:09.240 of us. Thank you who gets you ramp up our 242 00:13:09.279 --> 00:13:13.039 intelligence by listening My experience with my son as we 243 00:13:13.080 --> 00:13:15.039 had rented an apartment a few years ago here in 244 00:13:15.080 --> 00:13:17.600 Colford to Springs and encountered some things that I've never 245 00:13:17.679 --> 00:13:21.360 encountered firsthand with before we thought we moved into something 246 00:13:21.399 --> 00:13:23.159 de luxe. We had been in a place that was 247 00:13:23.320 --> 00:13:26.519 very downtrodden and it was just a beautiful place to live. 248 00:13:26.759 --> 00:13:29.919 It met all my criteria. But the folks that we 249 00:13:30.000 --> 00:13:32.960 rented from were not on the up and up, and 250 00:13:33.279 --> 00:13:36.080 over time we found out that they observed that they 251 00:13:36.120 --> 00:13:40.039 were trespassing on our WiFi would get shut off. I 252 00:13:40.080 --> 00:13:42.840 would call and ask Horizon, Hey, is there's an outage 253 00:13:42.879 --> 00:13:43.240 out here? 254 00:13:43.279 --> 00:13:46.759 And they say no, So Sarah, why were they doing that? 255 00:13:46.919 --> 00:13:47.879 Why were they doing that? 256 00:13:49.039 --> 00:13:50.480 Because they're criminals? 257 00:13:51.200 --> 00:13:54.399 And so, Sarah, are you saying, wait a minute, are 258 00:13:54.440 --> 00:13:57.919 you saying that part of what Peter was saying ring true? 259 00:13:57.919 --> 00:14:00.360 To you and you can see where people people can 260 00:14:00.399 --> 00:14:03.639 think your nuts and basically people are out to get you. 261 00:14:03.840 --> 00:14:05.840 Are you really saying that right now? Is that what 262 00:14:05.879 --> 00:14:09.000 you did? You hear stuff in Peter's story that you 263 00:14:09.120 --> 00:14:16.000 thought to yourself, Yeah, that could happen. Absolutely, So you 264 00:14:16.080 --> 00:14:20.559 were renting a place and your landlord was trespassing in 265 00:14:20.600 --> 00:14:26.480 your apartment? Yes, And do you believe the landlord was 266 00:14:26.519 --> 00:14:29.399 doing it? Like, what was the motive of the landlord? 267 00:14:29.519 --> 00:14:32.279 And again, Sarah, I want to be fully transparent here. 268 00:14:32.320 --> 00:14:34.919 I never make fun of people, but I have to 269 00:14:35.000 --> 00:14:37.519 discern when people call me and I'm serious about this, 270 00:14:38.519 --> 00:14:42.679 does someone have a legit problem or are they imagining it? 271 00:14:42.919 --> 00:14:46.840 Or are they maybe a little paranoid? So that's what 272 00:14:46.919 --> 00:14:49.919 I'm trying to get at, because I am sure there's 273 00:14:50.000 --> 00:14:53.600 a little bit of truth in almost everything. So what 274 00:14:53.840 --> 00:14:57.320 gave you the impression the landlord was coming after you? 275 00:14:57.399 --> 00:15:02.960 And why why didn't the landlord simply to you well? 276 00:15:03.000 --> 00:15:06.919 And we completed our lease with a notice in advance 277 00:15:07.039 --> 00:15:11.840 and held up our side of everything. The reason what 278 00:15:12.000 --> 00:15:14.360 I discovered over time, I knew that he was not 279 00:15:14.440 --> 00:15:16.279 of the same faith as me. What I didn't know 280 00:15:16.360 --> 00:15:18.919 is that he was deeply involved in the occult. And 281 00:15:19.000 --> 00:15:22.080 so some people that are involved with certain kinds of worship, 282 00:15:22.120 --> 00:15:26.200 you who want to call it, that are highly invested, 283 00:15:26.320 --> 00:15:32.120 even personality wise, in breaking rules and they are actually 284 00:15:32.120 --> 00:15:34.360 in pursuit of power as opposed to other things that 285 00:15:34.399 --> 00:15:34.639 you and I. 286 00:15:34.840 --> 00:15:37.159 So you're saying, you're saying it was you're saying that 287 00:15:37.240 --> 00:15:40.799 your landlord's motives were pure evil, basically is what you're saying. 288 00:15:41.159 --> 00:15:44.000 Absolutely, okay, all right, and there's evidence that he did 289 00:15:44.039 --> 00:15:44.480 it before. 290 00:15:44.960 --> 00:15:49.240 Well, I appreciate you calling and giving she's trying. What 291 00:15:49.279 --> 00:15:51.440 she's trying to say to me is don't be quick 292 00:15:51.519 --> 00:15:54.279 to call people nuts you never know. And thank you, 293 00:15:54.320 --> 00:15:57.799 Sarah for calling. Here's the thing. I'm starting out this 294 00:15:57.840 --> 00:16:01.480 morning with one guy living in a storage facility fifteen 295 00:16:01.519 --> 00:16:04.600 years who believes that an ex mayor who was renting 296 00:16:04.639 --> 00:16:06.559 to him was out to get him, and they plotted 297 00:16:06.559 --> 00:16:08.840 against him. They stole his stuff. He ended up in 298 00:16:08.840 --> 00:16:11.720 the hospital getting sick for two years. He just got 299 00:16:11.759 --> 00:16:15.279 out last year. In my opinion, that man suffering from 300 00:16:15.279 --> 00:16:19.720 mental illness. That's my opinion. Now, Sarah, she calls and says, 301 00:16:20.120 --> 00:16:22.559 wait a minute, things like this have happened to me. 302 00:16:22.639 --> 00:16:26.480 Weird stuff. We got a landlord in the occult, that 303 00:16:26.559 --> 00:16:30.279 landlord was trespassing, that landlord was doing evil things. Is 304 00:16:30.320 --> 00:16:31.559 she a nut? Or is it? 305 00:16:32.039 --> 00:16:32.240 You know? 306 00:16:32.480 --> 00:16:35.879 Here's what I'm asking. What do I do? Am I 307 00:16:35.960 --> 00:16:39.759 a judge and jury? What do I do? D What 308 00:16:39.799 --> 00:16:41.480 would you do? What would you do? 309 00:16:41.679 --> 00:16:41.919 Well? 310 00:16:41.960 --> 00:16:45.080 I would advise Sarah to go. I would advise Sarah 311 00:16:45.159 --> 00:16:46.960 to get out of that situation and remove them. 312 00:16:47.000 --> 00:16:48.600 Well she did, she did obviously. Yah. 313 00:16:48.639 --> 00:16:49.000 Yeah. 314 00:16:49.120 --> 00:16:51.799 So there are a lot of people who are over 315 00:16:52.240 --> 00:16:55.879 They're out there over analyzing other people's motivation and other 316 00:16:55.919 --> 00:16:59.120 people's past actions when they really have no bearing on 317 00:16:59.159 --> 00:17:01.039 this particular life anymore. 318 00:17:01.159 --> 00:17:04.880 So just do you think? Do you think there? How 319 00:17:04.880 --> 00:17:08.519 do I put this? There are a lot of mentally 320 00:17:08.559 --> 00:17:13.240 ill people who seek help and they hear my show 321 00:17:13.319 --> 00:17:15.480 and think he listen to me? Yeah. 322 00:17:15.680 --> 00:17:18.759 I think listening is the key because I am a 323 00:17:19.119 --> 00:17:21.960 father of a bipolar daughter. 324 00:17:22.000 --> 00:17:24.839 Yes, and know lots of the mental and people can 325 00:17:24.920 --> 00:17:26.480 people can go off the deepen in. 326 00:17:26.480 --> 00:17:30.799 The mental word every other six month period, three four 327 00:17:30.920 --> 00:17:33.920 times a year, and they imagine a lot of things. 328 00:17:33.960 --> 00:17:37.599 But what they don't have enough of is listening. That's 329 00:17:37.640 --> 00:17:38.599 a double edge. 330 00:17:39.119 --> 00:17:42.000 But sometimes here here's the problem. Sometimes if you listen 331 00:17:42.039 --> 00:17:44.039 to them and you try to reason with them and say, look, 332 00:17:44.400 --> 00:17:47.920 this is probably not happening, or I want to help you, 333 00:17:48.000 --> 00:17:50.599 but here, let's look at it in this way, they 334 00:17:50.640 --> 00:17:51.880 think that you're against them. 335 00:17:52.000 --> 00:17:55.599 Yes, it's hard to reason because they don't have reasoning 336 00:17:55.720 --> 00:17:59.640 skills anymore. Cognitively, they've lost it, and that's a shame. 337 00:18:00.119 --> 00:18:02.799 It's a high percentage of people in our society that 338 00:18:02.920 --> 00:18:04.720 have those mental problems. 339 00:18:04.720 --> 00:18:08.799 Barry Miller is with Vestera Turnkey with us today. Somebody 340 00:18:08.839 --> 00:18:11.200 texted me and wanted to know what are the price 341 00:18:11.279 --> 00:18:15.359 ranges of houses you target and what kinds of markets. 342 00:18:15.759 --> 00:18:19.160 The kind of markets we target are the strongest economic 343 00:18:19.319 --> 00:18:23.200 markets without exception in the United States of America. 344 00:18:23.319 --> 00:18:24.200 How do you find them? 345 00:18:24.240 --> 00:18:27.000 How we find them is now, this is the short answer, 346 00:18:27.319 --> 00:18:31.480 thorough accurate research. But we have over sixty points of calculus. 347 00:18:31.640 --> 00:18:34.160 It's not so much about real estate, it's about the 348 00:18:34.240 --> 00:18:39.039 economy in that pocket, in every pocket in the United States. 349 00:18:39.039 --> 00:18:40.240 Okay, here's what I want to ask you. 350 00:18:40.599 --> 00:18:43.839 I don't recall I must I signed a services agreement 351 00:18:43.839 --> 00:18:45.599 with you because I'm in your program. 352 00:18:45.880 --> 00:18:47.759 And I don't know if there was a non disclosure 353 00:18:47.759 --> 00:18:51.279 in there. Because I noticed where you're having me buy houses. 354 00:18:51.519 --> 00:18:54.519 I could easily say to people, here's where we're buying houses. 355 00:18:54.640 --> 00:18:56.119 So is there a non disclosure? 356 00:18:56.559 --> 00:18:57.440 You have signed it up? 357 00:18:57.400 --> 00:19:00.119 Okay, okay. And that's where we don't give the city no, 358 00:19:00.119 --> 00:19:03.119 no no, But because because you don't want people taking 359 00:19:03.440 --> 00:19:06.039 one bit of information and going out and trying to 360 00:19:06.039 --> 00:19:07.880 do it and then say, wait a minute, I'm not 361 00:19:07.920 --> 00:19:08.920 making any money here. 362 00:19:09.200 --> 00:19:12.039 Well well well, but they also say they think it's 363 00:19:12.079 --> 00:19:16.200 easy to just find the best house in the best neighborhoods, 364 00:19:16.240 --> 00:19:18.759 in the best economic areas in the country. 365 00:19:19.119 --> 00:19:20.920 That's not easy to How do you know when a 366 00:19:20.960 --> 00:19:23.279 house value is suppressed and we'll rate and we'll go 367 00:19:23.400 --> 00:19:24.920 up in value. How do you know that. 368 00:19:24.839 --> 00:19:28.720 By comparing it with two hundred or more other communities 369 00:19:28.839 --> 00:19:32.599 of that were similar kind Okay, ice range is important. 370 00:19:32.799 --> 00:19:36.960 We do stay under the national median price range because 371 00:19:37.000 --> 00:19:38.799 that's where the high equity gain. 372 00:19:38.880 --> 00:19:42.400 Okay, So all right, good I Vestera turnkey by the way, 373 00:19:42.440 --> 00:19:44.640 and we're going to be talking about the seminar coming 374 00:19:44.720 --> 00:19:48.160 up on the nineteenth, is it yep, nineteenth of July Saturday. 375 00:19:48.559 --> 00:19:51.200 Mark your calendars or and you can always call them directly. 376 00:19:51.240 --> 00:19:52.920 But Mike, I want to get back to you on 377 00:19:52.960 --> 00:19:55.440 this body shop. I need to know something and then 378 00:19:55.440 --> 00:19:57.799 we're going to go back to you. You said you 379 00:19:57.839 --> 00:20:00.480 took your car into a body shop fourteen mins months ago. 380 00:20:01.000 --> 00:20:05.200 Why was this an insurance job or a self pay. 381 00:20:06.880 --> 00:20:07.480 Self pay? 382 00:20:08.680 --> 00:20:10.079 And what did you take it in for. 383 00:20:12.519 --> 00:20:17.160 The back quarter panel was hit and that was it. 384 00:20:17.240 --> 00:20:20.400 The back quarter panel and the back bumper fell off. 385 00:20:21.240 --> 00:20:23.720 But it was a kind of. 386 00:20:23.720 --> 00:20:27.880 Extensive damage to this little quarter panel. But the rest 387 00:20:27.920 --> 00:20:30.759 of the car was like in perfect shape. It was 388 00:20:30.759 --> 00:20:32.799 a brand new car. 389 00:20:33.119 --> 00:20:33.960 What kind of car? 390 00:20:35.359 --> 00:20:35.559 It was? 391 00:20:35.599 --> 00:20:38.079 A twenty twenty Kia four k. 392 00:20:40.039 --> 00:20:42.480 Okay, hold on, we'll come right back to you. Let's 393 00:20:42.519 --> 00:20:45.160 figure out what's going on with this. I'm Tom Martino. 394 00:20:45.440 --> 00:20:48.279 Three oh three seven one three talk seven one three 395 00:20:48.359 --> 00:20:51.680 eight two five five. One clear choice garage door. Speaking 396 00:20:51.720 --> 00:20:53.839 of cars, if you have a garage, you need one 397 00:20:53.839 --> 00:20:56.519 clear choice doors at one time or another, whether it's 398 00:20:56.559 --> 00:20:58.599 just to tune up your door or a brand new 399 00:20:58.640 --> 00:21:01.680 door or brand new opener. They have all kinds of features, 400 00:21:01.720 --> 00:21:05.319 Wi Fi features, time to close features, battery backups, go 401 00:21:05.359 --> 00:21:08.240 to their website. All the prices clearly marked right there. 402 00:21:08.640 --> 00:21:15.839 One clear choice Doors dot com. 403 00:21:16.039 --> 00:21:19.319 Go with a sure thing Denver's best roofer Excel Roofing 404 00:21:19.440 --> 00:21:22.039 dot com. You don't pay a cent until you're content. 405 00:21:23.640 --> 00:21:28.640 Wait time for an insurance checkup free, no obligation. In comparison, 406 00:21:28.759 --> 00:21:32.319 call Compass Insurance paying too much your coverage at dozens 407 00:21:32.319 --> 00:21:35.079 of insurance companies find out now three all three seven 408 00:21:35.079 --> 00:21:37.440 to seven to one. Help. You'll think you're his only 409 00:21:37.519 --> 00:21:40.000 customer when you choose Frank durand the real estate Man 410 00:21:40.039 --> 00:21:43.440 dot com to list your home with Remax Alliance three 411 00:21:43.480 --> 00:21:49.960 all three nine two zero sixteen twenty two. Hi Tom Martinez, 412 00:21:49.960 --> 00:21:52.440 your troubleshooter three all three seven to one three talk 413 00:21:53.200 --> 00:21:56.599 seven one three A two five five. So Mike says 414 00:21:56.599 --> 00:22:00.200 he took a twenty twenty KEYA forte to a body 415 00:22:00.240 --> 00:22:03.160 shop fourteen months ago. What's the name of the body shop? 416 00:22:05.119 --> 00:22:08.839 It's J and O Autobody, J and L. 417 00:22:08.880 --> 00:22:10.400 Where are they located. 418 00:22:11.279 --> 00:22:13.319 In Pablo, West, Okay? 419 00:22:13.559 --> 00:22:16.119 So tell your story. How the heck do you get 420 00:22:16.119 --> 00:22:19.880 there fourteen months ago and not get your car back? 421 00:22:21.519 --> 00:22:26.640 Yeah? Mark, it seems just to be a long ongoing issue. 422 00:22:27.400 --> 00:22:29.519 Every time we try to get a hold of him, 423 00:22:30.039 --> 00:22:32.640 he gives us a run around or what's going on 424 00:22:32.759 --> 00:22:36.720 with sar car? I seen him about six months ago 425 00:22:36.759 --> 00:22:39.680 in the Bowling Alley and I confronted him and asked 426 00:22:39.759 --> 00:22:43.720 him how my car's going, and he told me to 427 00:22:43.799 --> 00:22:47.079 be done in a month. So I wait a month, 428 00:22:47.200 --> 00:22:51.119 I hear nothing. So then two months come along, I 429 00:22:51.160 --> 00:22:52.119 still hear nothing. 430 00:22:52.640 --> 00:22:55.880 Well, I mean this is unacceptable. I mean, I mean, Mike, 431 00:22:56.400 --> 00:22:59.279 it's a very simple proposition. You took your car in 432 00:22:59.359 --> 00:23:02.640 for repair, and it's fourteen months. For God's sakes, what 433 00:23:02.720 --> 00:23:04.160 if you want to go pick it up and just 434 00:23:04.160 --> 00:23:06.680 say forget it? Did you pay this guy anything? 435 00:23:07.720 --> 00:23:07.960 Yes? 436 00:23:08.119 --> 00:23:11.680 I gave him half down, which was six thousand dollars. 437 00:23:11.720 --> 00:23:14.880 Almost see he spent that money? 438 00:23:15.079 --> 00:23:15.480 Nothing? 439 00:23:17.319 --> 00:23:19.599 Yeah, Okay, what's okay? 440 00:23:19.640 --> 00:23:22.240 We need to call him. Who's what's the name of 441 00:23:22.279 --> 00:23:23.720 the guy you've been dealing with at J. 442 00:23:23.839 --> 00:23:24.119 And O. 443 00:23:25.599 --> 00:23:28.839 Orlando? Orlando? What's his last name? 444 00:23:29.759 --> 00:23:30.839 I have no idea? 445 00:23:31.400 --> 00:23:35.079 Orlando. Okay, listen, I want to call down there. Hey, 446 00:23:35.640 --> 00:23:39.119 why Kitchina, why don't we just call down there. Let's 447 00:23:39.160 --> 00:23:41.680 just call down to this freaking place. J and O 448 00:23:41.799 --> 00:23:47.119 Autobody in Pueblo, West Orlando, fourteen months, six thousand dollars. 449 00:23:47.440 --> 00:23:51.359 Come on, man, what the hell? Why are people doing this? 450 00:23:52.079 --> 00:23:54.519 Why are you putting money down? 451 00:23:54.799 --> 00:23:58.640 Why? Mike, why did you give him six grand? Come on, 452 00:23:58.720 --> 00:24:01.000 I'm gonna put some back on you. Why did you 453 00:24:01.039 --> 00:24:02.359 give this guy six grand? 454 00:24:03.279 --> 00:24:06.200 Well, you just said he needed half down to buy 455 00:24:06.359 --> 00:24:08.400 parts and material That's. 456 00:24:08.200 --> 00:24:11.200 A red flag, right there. A company that doesn't have 457 00:24:11.240 --> 00:24:13.680 a line of credit, that needs money to buy materials, 458 00:24:13.839 --> 00:24:16.480 don't do business with them. That's right. I'm taking a 459 00:24:16.519 --> 00:24:19.039 hard line from now on. And hold on, Mike, We're 460 00:24:19.039 --> 00:24:21.640 going to call down there for you. I'm taking a 461 00:24:21.640 --> 00:24:24.359 hard line from now on. If you're a contractor, get 462 00:24:24.359 --> 00:24:27.160 the hell out of business. If you can't afford materials 463 00:24:27.160 --> 00:24:29.319 for a job, get out of business. We don't want 464 00:24:29.319 --> 00:24:31.559 to give you money upfront. Get out of business. Okay, 465 00:24:31.880 --> 00:24:34.240 get out of business. Get a line of credit, or 466 00:24:34.279 --> 00:24:35.200 get out of business. 467 00:24:35.319 --> 00:24:38.079 If you're a body shop you can't buy parts, get. 468 00:24:37.839 --> 00:24:40.440 Out of business. If you're an auto repair facility you 469 00:24:40.440 --> 00:24:43.640 can't buy parts, get out of business. You're all a 470 00:24:43.720 --> 00:24:46.400 bunch of clowns. I am tired of this. What do 471 00:24:46.640 --> 00:24:49.880 ninety nine percent of people who get in trouble have 472 00:24:49.960 --> 00:24:54.000 in common. Ninety nine percent You give up, Come on YouTube, morons, 473 00:24:54.079 --> 00:24:57.039 answer me right now. Ninety nine percent. What is it? 474 00:24:57.759 --> 00:25:03.039 I'll tell you what it is. Put money up front. 475 00:25:03.359 --> 00:25:09.359 Ninety nine percent of all ripoffs money up front. Hey, 476 00:25:09.880 --> 00:25:14.319 are you still there? Are is Chopper still talking to 477 00:25:14.400 --> 00:25:19.480 that other nut job or not? Is Wait? You're still 478 00:25:19.519 --> 00:25:20.240 talking to him? 479 00:25:21.000 --> 00:25:23.039 No, Choppers still talking to him? 480 00:25:23.480 --> 00:25:26.519 Okay, so, oh, Dollar, you're there. Dollar, would you call 481 00:25:26.599 --> 00:25:29.519 down to this body shop and just say, come on, Orlando, 482 00:25:29.839 --> 00:25:33.160 what the hell's the excuse? Fourteen months? Come on, man, 483 00:25:33.599 --> 00:25:36.279 do you have anything done on that car? Just put 484 00:25:36.279 --> 00:25:37.160 the screws to them. 485 00:25:37.319 --> 00:25:39.640 I'm so tired of people ripping people off. 486 00:25:39.880 --> 00:25:43.440 I'm really tired of it. You know, I'm telling you, I'm. 487 00:25:43.319 --> 00:25:45.759 Get Look, I used to be bold. I got mild. 488 00:25:45.759 --> 00:25:46.759 They got bold, They get mild. 489 00:25:46.759 --> 00:25:48.960 They going I go in waves, And right now is 490 00:25:49.000 --> 00:25:52.119 a seventy one year old cancer survivor who's going through 491 00:25:52.359 --> 00:25:55.279 my follow up chemo right now. I am really pissed off. 492 00:25:56.279 --> 00:25:59.720 I'm pissed off at people who rip people off. When 493 00:25:59.720 --> 00:26:02.599 you take money from people, it's supposed to go toward 494 00:26:02.680 --> 00:26:04.559 what you said it was going to go toward you 495 00:26:04.720 --> 00:26:08.920 lie in piece of crap. Jim, you have a question 496 00:26:08.960 --> 00:26:10.559 on Medicaid. How can we help you. 497 00:26:11.319 --> 00:26:13.079 Jim Medicaid? 498 00:26:13.720 --> 00:26:15.559 Yes, what is your How can we help you? What 499 00:26:15.680 --> 00:26:16.279 is your question? 500 00:26:17.279 --> 00:26:19.839 I would like to know who qualifies for. 501 00:26:19.759 --> 00:26:22.119 Medicaid, What these compunications are. 502 00:26:22.440 --> 00:26:27.880 It's it's strictly on income only, not on what you own, 503 00:26:28.519 --> 00:26:33.759 not on anything else, just income. And you qualify by 504 00:26:33.880 --> 00:26:37.039 calling Medicaid. They have a phone number, and they have 505 00:26:37.079 --> 00:26:41.759 an online portal. And I think the income I think 506 00:26:42.319 --> 00:26:46.960 for a single individual is around fourteen dollars a month. 507 00:26:48.880 --> 00:26:49.319 Got it. 508 00:26:49.799 --> 00:26:52.640 I qualify theoretically. But I went to the state of 509 00:26:52.680 --> 00:26:56.880 Colorado and I talked to this woman named Veronica Reeves, 510 00:26:57.319 --> 00:27:00.920 and she says, there's no such thing as medicaid after 511 00:27:01.039 --> 00:27:02.519 sixty five years old. 512 00:27:02.720 --> 00:27:10.279 Oh oh oh, that's because of Medicare. Medicaid No, but 513 00:27:10.480 --> 00:27:12.920 Medicare when you're over sixty five. 514 00:27:13.039 --> 00:27:16.000 That's why they said you can't get medicaid. You can 515 00:27:16.039 --> 00:27:19.279 get medicaid if you're over sixty five. You know what, 516 00:27:20.160 --> 00:27:22.119 I know what I want to do, Kachina, do me 517 00:27:22.160 --> 00:27:24.960 a favor. This guy took the time to call in Jim, 518 00:27:25.079 --> 00:27:28.319 let me get Integra insurance on. Let's try to get 519 00:27:28.400 --> 00:27:31.319 either John Senior or John Junior on to talk about this, 520 00:27:31.960 --> 00:27:35.319 because there is a there. I know some people that 521 00:27:35.440 --> 00:27:41.039 get both Medicare and Medicaid. Okay, and the medicaid kind 522 00:27:41.039 --> 00:27:46.880 of acts like a supplement. Uh schenon? Did Kachina hear me? Good? 523 00:27:47.160 --> 00:27:49.000 Let's try to get him on three l three seven 524 00:27:49.079 --> 00:27:51.640 one three eight two five five. Frank durand the real 525 00:27:51.720 --> 00:27:54.160 estate man. We're talking about real estate today. If you 526 00:27:54.200 --> 00:27:55.759 want to know what your house will sell for, and 527 00:27:55.759 --> 00:27:57.880 you want a good idea without listing, Frank will do 528 00:27:57.920 --> 00:28:01.559 a free market analysis of your home, free no obligation, 529 00:28:01.920 --> 00:28:06.319 and he takes into consideration all market factors including interest, 530 00:28:06.400 --> 00:28:10.640 rates of mind, demand, comparables, the neighborhood. Frank Duran, wonderful man. 531 00:28:10.960 --> 00:28:15.480 Do a market analysis pretty accurate. That's frankdorand the Realestateman 532 00:28:15.519 --> 00:28:20.400 dot com three oh three nine two zero sixteen twenty two. 533 00:28:21.920 --> 00:28:25.160 Go with a sure thing Denver's best roofer Excel Roofing 534 00:28:25.279 --> 00:28:27.920 dot com. You don't pay a cent until you're content. 535 00:28:31.279 --> 00:28:34.480 Time for an insurance check up, free no obligation. Comparison 536 00:28:34.599 --> 00:28:38.160 call Compass insurance pay too much your coverage at dozens 537 00:28:38.200 --> 00:28:40.920 of insurance companies. Find out now three oh three seven 538 00:28:40.920 --> 00:28:43.279 to seven to one help. You'll think you're his only 539 00:28:43.359 --> 00:28:45.839 customer when you choose Frank durand the real estate man 540 00:28:45.880 --> 00:28:49.279 dot com to list your home with Remax Alliance three 541 00:28:49.359 --> 00:28:56.359 oh three nine two zero sixteen twenty two. Hi Tom Martino, 542 00:28:56.400 --> 00:28:58.960 you're a troubleshooter. We have John June Jones Junior on. 543 00:28:59.000 --> 00:29:00.240 I want to try to get him up right now 544 00:29:00.279 --> 00:29:04.599 from Integra Insurance. John, thank you for being here man. 545 00:29:05.759 --> 00:29:09.759 When it comes when it comes to Medicare, can you 546 00:29:09.839 --> 00:29:12.039 have both Medicare and Medicaid? 547 00:29:13.000 --> 00:29:13.160 Yes? 548 00:29:13.200 --> 00:29:13.440 Sir? 549 00:29:14.839 --> 00:29:17.039 Now did you go ahead? Did you say no? 550 00:29:17.160 --> 00:29:17.359 Sir? 551 00:29:17.599 --> 00:29:19.920 Yes, you can have both Medicare and Medicaid, and you 552 00:29:19.920 --> 00:29:23.599 could qualify for Medicaid being over the age of sixty 553 00:29:23.599 --> 00:29:27.319 five because it depending on your income and there are 554 00:29:28.319 --> 00:29:31.079 other options for you outside of that as well as 555 00:29:31.079 --> 00:29:35.400 far as a managements specifically designed for. 556 00:29:35.359 --> 00:29:36.839 Those who are dual eligible. 557 00:29:36.920 --> 00:29:37.680 Is what it's called. 558 00:29:37.519 --> 00:29:41.640 Dual Now tell me when you're due, when you're dual eligible. 559 00:29:42.240 --> 00:29:45.720 When does Medicaid pay and when does Medicare pay? How 560 00:29:45.720 --> 00:29:46.680 do they work together? 561 00:29:47.880 --> 00:29:51.240 So Medicare is going to I believe Medicare pays first 562 00:29:52.599 --> 00:29:54.119 and then Medicaid picks up. 563 00:29:55.319 --> 00:29:58.559 So is medicaid. Is it safe to say medicaid for 564 00:29:58.640 --> 00:30:01.359 those who qualify as kind of like a supplement. 565 00:30:03.720 --> 00:30:06.039 Sure, I mean that's what you don't need a supplement. 566 00:30:06.160 --> 00:30:09.200 You don't want necessarily a supplement. If you have Medicare 567 00:30:09.279 --> 00:30:09.880 and Medicaid. 568 00:30:09.960 --> 00:30:11.279 I mean you certainly don't need one. 569 00:30:11.359 --> 00:30:14.519 And so because yeah, Medicaid is picking up what Medicare 570 00:30:15.640 --> 00:30:18.799 is not what Medicaid picks up after Medicaid pays first. 571 00:30:19.279 --> 00:30:23.240 Now, Jim, you say you called Medicare and they told 572 00:30:23.279 --> 00:30:26.880 you this is impossible, or did you call Medicaid? 573 00:30:28.240 --> 00:30:30.759 I called this. I stood in front of the State 574 00:30:30.799 --> 00:30:34.599 of Colorado and adal came out and she told me 575 00:30:34.720 --> 00:30:38.359 there's no no such thing, not kind of, there's no 576 00:30:38.480 --> 00:30:42.039 such thing as medicaid after age sixty five. 577 00:30:44.799 --> 00:30:45.920 John, that's certainly not. 578 00:30:46.000 --> 00:30:46.920 No, that's not the case. 579 00:30:46.960 --> 00:30:50.680 And clients, Jim, Jim, when you said you went to 580 00:30:50.720 --> 00:30:53.640 the state, what do you mean you went to the state, 581 00:30:53.799 --> 00:30:54.880 What does that mean? 582 00:30:55.559 --> 00:31:00.039 I went to Adams County Social Services. 583 00:30:59.480 --> 00:31:03.359 Okay, and you get in that person. That person didn't 584 00:31:03.359 --> 00:31:04.559 know what they were talking about. 585 00:31:05.359 --> 00:31:07.880 And she's the head lady. She came out after I 586 00:31:07.920 --> 00:31:11.880 talked to the guy the counter. Her name is Veronica Reeves. 587 00:31:12.640 --> 00:31:14.880 Well, you can tell Veronica Reeves she's wrong. 588 00:31:15.960 --> 00:31:17.119 Yeah, I know. But what do I do? 589 00:31:18.319 --> 00:31:19.640 You can apply for Medicaid. 590 00:31:19.720 --> 00:31:21.960 I mean you go directly to Medicaid. You don't have 591 00:31:22.039 --> 00:31:25.240 to go through Social Services. You go directly to Medicaid. 592 00:31:25.480 --> 00:31:29.359 I recommend you contact Medicaid. Just give Medicaid a call. Go, okay, 593 00:31:29.440 --> 00:31:30.960 the application over the phone of Medicaid. 594 00:31:31.640 --> 00:31:36.279 Okay, John. I already had dual complete with Humana insurance. Yeah, 595 00:31:36.319 --> 00:31:40.599 and suddenly they suddenly, the state called my Medicare teacher 596 00:31:40.640 --> 00:31:41.279 and said. 597 00:31:41.680 --> 00:31:42.720 We got a problem here. 598 00:31:43.200 --> 00:31:45.480 Something's not lining enough. He's got two bank accounts that 599 00:31:45.519 --> 00:31:48.720 are ten years old that we have to have confirmation on. 600 00:31:48.920 --> 00:31:51.279 So I got those right to him immediately. They could 601 00:31:51.279 --> 00:31:54.720 close for ten years, and then they never put me 602 00:31:54.759 --> 00:31:55.559 back on Medicaid. 603 00:31:56.359 --> 00:31:58.839 I don't even know why they care about bank accounts, John. 604 00:31:58.880 --> 00:32:02.720 They only care about it income, right, Well. 605 00:32:02.680 --> 00:32:04.759 There's certain though, No, not when it comes to if 606 00:32:04.759 --> 00:32:06.759 you're dual eligible. They do look at her, but your 607 00:32:06.799 --> 00:32:07.720 savings as well. 608 00:32:08.759 --> 00:32:10.920 Yeah, I would think they'll want you to have a 609 00:32:11.000 --> 00:32:14.920 yacht in the ocean or something, but I don't right, Yeah. 610 00:32:14.839 --> 00:32:16.839 But they still want to know. Okay, so if you're 611 00:32:16.920 --> 00:32:20.920 dual eligible, not for regular Medicaid, but if you're dual eligible, 612 00:32:21.119 --> 00:32:23.200 they want to make sure you don't have a stash. 613 00:32:24.200 --> 00:32:25.880 Yeah, you have to have a. 614 00:32:25.799 --> 00:32:29.680 Certain I can't remember the exact number that your savings 615 00:32:29.720 --> 00:32:30.440 have to be under. 616 00:32:32.119 --> 00:32:37.680 But so, Jim, since you're already on Medicare, why don't 617 00:32:37.720 --> 00:32:39.559 you just go apply for Medicaid again? 618 00:32:40.920 --> 00:32:45.079 I guess I will, but it's extremely confusing, and all 619 00:32:45.079 --> 00:32:48.480 of a sudden, I'm making appointments to see doctors and 620 00:32:48.559 --> 00:32:50.440 I don't have insurance. All of a sudden, they don't 621 00:32:50.480 --> 00:32:51.160 even contact me. 622 00:32:51.359 --> 00:32:53.240 Jim, no matter what you have Medicare. 623 00:32:55.079 --> 00:32:57.319 Yeah, but you know what that means Medicare. I just 624 00:32:57.359 --> 00:33:02.119 got done appointment with this guy, an oral surgeon. They're 625 00:33:02.160 --> 00:33:03.240 going to cover three. 626 00:33:04.640 --> 00:33:06.480 Who hung up? Somebody? 627 00:33:07.359 --> 00:33:08.039 Okay, not me? 628 00:33:08.839 --> 00:33:10.119 Okay, John, Okay. 629 00:33:10.720 --> 00:33:11.960 Are you am? I on? 630 00:33:12.440 --> 00:33:12.960 Yeah, you're on. 631 00:33:14.119 --> 00:33:16.200 I just got done going to Medicare with it oral 632 00:33:16.240 --> 00:33:18.880 surgeon and they want me to cough out two thousand 633 00:33:18.920 --> 00:33:19.880 dollars out of pocket. 634 00:33:21.039 --> 00:33:25.680 Well okay, yeah, oral surgery is different too. But here's 635 00:33:25.680 --> 00:33:28.599 the thing. According to John Jones Junior, and he's an 636 00:33:28.640 --> 00:33:32.599 expert with Integrainsurance dot com. You are if you are 637 00:33:32.720 --> 00:33:35.279 dual eligible, you know that that all you have to 638 00:33:35.319 --> 00:33:37.839 do is give an explanation of your bank accounts and stuff. 639 00:33:37.839 --> 00:33:41.319 But what you do is go and reapply. They're not 640 00:33:41.319 --> 00:33:43.240 going to hold it against you. It's not like you're 641 00:33:43.279 --> 00:33:45.839 red flagged in the system. But that's what I would do. 642 00:33:46.200 --> 00:33:48.440 Thank you for calling Jim three oh three seven one 643 00:33:48.480 --> 00:33:51.640 three talk seven one three eight two five five Barry Millard, 644 00:33:51.920 --> 00:33:54.160 somebody I knew they were going to ask. So what 645 00:33:54.400 --> 00:33:57.599 is the cash requirement to close on a rental with 646 00:33:57.720 --> 00:33:59.160 Vesteraturnkey dot com. 647 00:33:59.240 --> 00:34:02.400 Yeah, that's a fair figure, and we need to know 648 00:34:02.440 --> 00:34:06.680 what that number is. Typically it's around seventy five thousand 649 00:34:06.799 --> 00:34:11.000 dollars per property. Okay, okay, eighty eighty five is a 650 00:34:11.000 --> 00:34:11.440 little more. 651 00:34:11.760 --> 00:34:13.760 So what kind of a loan do you get as 652 00:34:13.800 --> 00:34:16.559 a landlord through Vesteria. 653 00:34:16.360 --> 00:34:19.679 Through Vesstera, we have key lenders. They get good loos. 654 00:34:19.719 --> 00:34:22.880 It is seventy five eighty percent loan or sixty five percent. 655 00:34:23.400 --> 00:34:27.920 Typically twenty five percent down or twenty percent down, okay. 656 00:34:27.639 --> 00:34:32.119 Twenty or twenty five percent down. Around seventy five thousand dollars. 657 00:34:32.320 --> 00:34:35.039 We have more coming up with estera turnkey. If ever 658 00:34:35.159 --> 00:34:37.039 you need to find out about them, call them three 659 00:34:37.159 --> 00:34:39.880 zero three eight eight eight seventy three eighty eight More 660 00:34:39.880 --> 00:34:44.599 coming up on the Troubleshooter Show. Go with a sure 661 00:34:44.679 --> 00:34:47.800 thing Denver's Best roofer Excel Roofing dot com. 662 00:34:47.840 --> 00:34:49.880 You don't pay a cent until you're content. 663 00:34:53.239 --> 00:34:56.800 Time for an insurance checkup free no obligation comparison call 664 00:34:56.920 --> 00:35:00.199 Compass Insurance paying too much your coverage? That does of 665 00:35:00.280 --> 00:35:03.199 insurance companies find out now three all three seven seven 666 00:35:03.280 --> 00:35:06.039 one help. You'll think you're his only customer when you 667 00:35:06.119 --> 00:35:08.599 choose Frank durand the real estate Man dot com to 668 00:35:08.679 --> 00:35:11.840 list your home with Remax Alliance three all three nine 669 00:35:11.880 --> 00:35:20.000 two zero sixteen twenty two. 670 00:35:18.920 --> 00:35:27.199 Ripped. You need advice who you don't have? Come running 671 00:35:27.639 --> 00:35:32.800 as fast as we can. Shooter's gonna help. Come man, 672 00:35:33.639 --> 00:35:34.519 this is. 673 00:35:34.480 --> 00:35:39.000 The Troubleshooter Show. Now Tom Martino, Hey. 674 00:35:38.800 --> 00:35:41.400 I'm Tom Martino. Welcome to the show. Three oh three 675 00:35:41.519 --> 00:35:43.920 seven one three talks seven one three eight two five 676 00:35:44.079 --> 00:35:47.400 five or three oh three Martino three oh three six 677 00:35:47.480 --> 00:35:50.320 two seven eight four sixty six. Welcome to the show 678 00:35:50.719 --> 00:35:54.199 This hour brought to you by U Vestera Turnkey. They're 679 00:35:54.239 --> 00:35:56.639 with us right now. Barry Miller is with us. So 680 00:35:56.760 --> 00:35:59.719 Vestera Turnkey as a way to become a landlord without 681 00:35:59.719 --> 00:36:05.599 the ventional risks and hassles. Now, what they do is 682 00:36:05.639 --> 00:36:08.880 they have a p I call it a project manager. 683 00:36:09.320 --> 00:36:13.480 Do you call it a customer or client whatever relationship. Well, anyway, 684 00:36:13.199 --> 00:36:18.239 they assign someone to you that is your contact and 685 00:36:18.320 --> 00:36:21.719 your nanny. I call them like a nanny. They hold 686 00:36:21.760 --> 00:36:26.719 your hand through the entire process of being a landlord 687 00:36:28.320 --> 00:36:33.760 from buying the house the right market, managing the house, 688 00:36:35.000 --> 00:36:38.840 day to day activities, questions that come up, and then 689 00:36:39.000 --> 00:36:42.079 selling the house. Barry, someone wants to know how long 690 00:36:42.119 --> 00:36:43.239 do they hold the house. 691 00:36:43.920 --> 00:36:46.079 It's up to their financial plans. 692 00:36:46.159 --> 00:36:49.360 But most of our customers say, get us the highest 693 00:36:49.440 --> 00:36:53.480 return and therefore the houses are being held about three 694 00:36:53.599 --> 00:36:57.679 years because then there's enough equity built up. And sell 695 00:36:57.760 --> 00:37:02.119 one house and buy two, and you're doubling your investment. 696 00:37:02.239 --> 00:37:06.800 You're doubling your nest eggs with safety still in tex So, 697 00:37:06.960 --> 00:37:09.280 about three years. 698 00:37:08.519 --> 00:37:10.960 About three years to some sell sooner. 699 00:37:11.719 --> 00:37:15.000 In the past recent years we were selling sooner because 700 00:37:15.039 --> 00:37:19.360 the appreciation was even higher, but some do, but most 701 00:37:19.400 --> 00:37:22.079 wait that three years so they could sell one property 702 00:37:22.320 --> 00:37:25.480 and not come out of pocket any money and buy two. 703 00:37:26.480 --> 00:37:28.920 Okay, And so if they don't want to buy two, 704 00:37:28.960 --> 00:37:29.559 they don't have to. 705 00:37:29.599 --> 00:37:30.679 I don't have to at all. 706 00:37:30.719 --> 00:37:33.480 That's just the highest and best use of money for 707 00:37:33.559 --> 00:37:36.039 those who really want to double their nest egg and 708 00:37:36.119 --> 00:37:38.960 not pay taxes on the gain of that property. 709 00:37:39.320 --> 00:37:42.800 Okay. Let's talk to Gary, who has an issue with 710 00:37:42.840 --> 00:37:46.360 his father's estate. We'll talk to Gary. Gary, Welcome to 711 00:37:46.360 --> 00:37:49.679 the show. I'm Tom Martino. Gary. What's going on with you? 712 00:37:50.719 --> 00:37:54.119 Hey, l on the show, partner. 713 00:37:54.280 --> 00:37:55.920 Yes, sir man, how can we help you? 714 00:37:58.119 --> 00:38:01.960 I have a father that past way in January twenty three, 715 00:38:02.039 --> 00:38:06.079 and then his widow just passed away here in February 716 00:38:06.159 --> 00:38:11.880 twenty five, and I'm having trouble with the attorneys who 717 00:38:11.920 --> 00:38:15.400 have the estate just getting back with me, and I've 718 00:38:15.480 --> 00:38:19.320 hired a gentleman who's an attorney to represent me, and 719 00:38:19.360 --> 00:38:22.039 he's telling me that they have no obligation to tell 720 00:38:22.039 --> 00:38:25.239 me anything about my father's will or the estate. And 721 00:38:25.280 --> 00:38:27.760 I know that the will was put together by my 722 00:38:27.840 --> 00:38:31.519 father that I have twenty five percent. I'm really just 723 00:38:32.159 --> 00:38:36.559 in the dark. I can't get any correspondents from the attorneys. 724 00:38:36.880 --> 00:38:40.679 Now, he was married to someone who's not your mom. 725 00:38:40.760 --> 00:38:42.119 How long was he married to her? 726 00:38:43.920 --> 00:38:45.360 Over fifty years? 727 00:38:45.880 --> 00:38:51.360 Whoa? Whoa? So that's not your mom. No, okay, so 728 00:38:51.440 --> 00:38:54.800 he was married. He passed away in twenty three. When 729 00:38:54.840 --> 00:38:57.679 he passed away in twenty three, was there any kind 730 00:38:57.719 --> 00:39:01.280 of probate at all? Or did everything go to his widow. 731 00:39:03.800 --> 00:39:07.280 That I don't know, Tom, I don't know. 732 00:39:07.880 --> 00:39:13.320 Well back in twenty three, did you get anything from him? No? 733 00:39:13.480 --> 00:39:16.960 I didn't get anything from him at that time. The 734 00:39:17.039 --> 00:39:19.840 only thing that's come out of that is the attorney 735 00:39:19.880 --> 00:39:25.000 who I've who I've seed and contact. The other attorney 736 00:39:25.280 --> 00:39:28.480 group has told me that they will says, I get 737 00:39:28.480 --> 00:39:30.280 twenty five percent of the. 738 00:39:30.400 --> 00:39:33.280 Estate now, but when do you? Yeah? But that's what 739 00:39:33.320 --> 00:39:35.880 I'm trying to find out. Gary, you get twenty five 740 00:39:35.920 --> 00:39:38.559 percent back in twenty three, or you get twenty five 741 00:39:38.599 --> 00:39:44.400 percent when his widow dies? Well? 742 00:39:44.960 --> 00:39:49.079 They corresponded that I've had since then, since twenty three. 743 00:39:49.320 --> 00:39:52.480 She was alive at the time when my attorney told 744 00:39:52.519 --> 00:39:55.079 me that I have twenty five percent of the estate. 745 00:39:55.400 --> 00:39:59.719 But twenty five percent of the estate when she dies 746 00:40:00.519 --> 00:40:06.239 or at that time, at that time, So I okay, 747 00:40:06.400 --> 00:40:09.159 but why didn't you collect then? Why didn't you collect 748 00:40:09.239 --> 00:40:11.360 twenty five percent of his estate? Back then? 749 00:40:15.960 --> 00:40:18.679 I was on the assumption that I had to wait 750 00:40:18.800 --> 00:40:19.840 for her to pass. 751 00:40:20.079 --> 00:40:27.760 Okay, that depends. Sometimes sometimes that's true, sometimes that's true. 752 00:40:29.280 --> 00:40:33.320 So was there a will that your attorney? Did you 753 00:40:33.360 --> 00:40:34.000 see a will? 754 00:40:36.239 --> 00:40:41.039 Yeah? My attorney sent me the information that showed that 755 00:40:42.760 --> 00:40:46.239 amongst all the kids, how the will would be dispersed. 756 00:40:46.679 --> 00:40:48.199 Okay, how many kids are there? 757 00:40:50.280 --> 00:40:52.639 There are three left? 758 00:40:53.440 --> 00:40:56.719 And those three kids, what I need to know is 759 00:40:56.800 --> 00:40:59.360 are any of her kids? Are they hers or his? 760 00:41:03.239 --> 00:41:05.079 All of them are hers except me. 761 00:41:06.639 --> 00:41:09.400 And your dad wanted them to have an equal share 762 00:41:09.440 --> 00:41:09.719 as you. 763 00:41:12.079 --> 00:41:17.880 Yes, because one of my step brothers that's in Ohio, 764 00:41:18.119 --> 00:41:21.119 he helped them out immensely and he deserved fifty percent. 765 00:41:21.719 --> 00:41:26.079 But the other fifty percent is dispersed between the two 766 00:41:26.159 --> 00:41:30.159 daughters and myself. So there's actually four I think about. 767 00:41:29.960 --> 00:41:35.760 It, fifty percent would not give you twenty five if 768 00:41:35.800 --> 00:41:41.320 you have If you're sharing fifty percent with three others, 769 00:41:41.840 --> 00:41:44.440 with three others, you're not going to get twenty five percent. 770 00:41:45.400 --> 00:41:47.239 Your math doesn't Yes, right, I. 771 00:41:47.159 --> 00:41:50.480 Would no I would have less than that. You're exactly right, 772 00:41:50.480 --> 00:41:51.159 there's four. 773 00:41:51.880 --> 00:41:56.000 Okay, Okay, Now, what is going on with her estate 774 00:41:56.079 --> 00:41:58.480 right now? She just died in February. What's going on 775 00:41:58.559 --> 00:41:59.039 with her. 776 00:42:00.920 --> 00:42:04.599 Nothing. We've reached out to the attorneys and they have 777 00:42:04.840 --> 00:42:08.519 just rebuffed any requests we had in my late. 778 00:42:08.440 --> 00:42:10.519 Now, when you say we, who's we? 779 00:42:13.239 --> 00:42:15.800 That's the attorney that I have represented. 780 00:42:16.000 --> 00:42:18.960 Okay, what about the guy? Okay? What about the one 781 00:42:19.079 --> 00:42:24.000 son who is getting fifty percent? How do you know 782 00:42:24.079 --> 00:42:26.079 he's getting fifty percent? How do you know that? 783 00:42:28.119 --> 00:42:32.840 Because initially my attorney was able to receive the will, 784 00:42:33.239 --> 00:42:36.079 and the will stated that he was getting fifty percent 785 00:42:36.119 --> 00:42:38.920 and the rest would be dispersed equally amongst us. 786 00:42:39.519 --> 00:42:42.119 Okay, how much of in a state are we talking about? 787 00:42:44.679 --> 00:42:46.840 You know, I think the house is maybe worth two 788 00:42:46.920 --> 00:42:49.880 hundred and fifty three hundred thousand dollars, and then there's 789 00:42:49.920 --> 00:42:53.119 probably any accounts beyond that, so we're not talking Okay. 790 00:42:53.320 --> 00:42:56.840 Well, it's it's not unusual for it to take this 791 00:42:57.000 --> 00:42:59.760 long or much longer for an estate to be settled. 792 00:43:00.199 --> 00:43:03.400 What gives you the impression that there might be something 793 00:43:03.440 --> 00:43:04.199 wrong going on? 794 00:43:06.440 --> 00:43:10.079 Well, I don't have a very good relationship with my stepmother, 795 00:43:10.599 --> 00:43:13.880 and that's been reflected in her children as well, because 796 00:43:14.400 --> 00:43:18.559 I had some items in their basement and my stepbrother 797 00:43:18.679 --> 00:43:22.360 made sure that the attorney who's representing the estate was 798 00:43:22.400 --> 00:43:27.000 there just to look over anything that I took. So 799 00:43:27.039 --> 00:43:29.559 there's not a lot of trust, Tom, There's not a 800 00:43:29.559 --> 00:43:33.760 lot of honesty going on there. So there's some acrimonious feelings, 801 00:43:33.800 --> 00:43:38.119 and I think that's play to pardon my interest in 802 00:43:38.159 --> 00:43:40.840 why I'm not getting any response from the attorneys. 803 00:43:42.320 --> 00:43:46.440 Okay, all right, let me I want to get one 804 00:43:46.480 --> 00:43:50.679 of our experts on. Can we try to get Dan 805 00:43:50.760 --> 00:43:55.920 McKenzie on. He's in a state planning attorney. I want 806 00:43:55.960 --> 00:43:59.079 to ask what he would recommend at this point, So 807 00:43:59.199 --> 00:44:02.360 hang on a kachina. Let's try to get Dan McKenzie 808 00:44:02.360 --> 00:44:05.280 on three O three seven one three talks seven one 809 00:44:05.320 --> 00:44:08.440 three A two five five. Scott had an issue with 810 00:44:08.480 --> 00:44:12.079 a vacation rental about six months ago. We're gonna go 811 00:44:12.079 --> 00:44:14.480 back to him and Moore coming up on the Troubleshooter Show. 812 00:44:14.800 --> 00:44:17.280 Three O three seven one three Talk seven one three 813 00:44:17.360 --> 00:44:22.239 A two five five. Don't forget the deep clean tune 814 00:44:22.360 --> 00:44:25.119 and check of your ac just thirty nine bucks for 815 00:44:25.199 --> 00:44:36.199 new customers. Fix myihome dot com book now go with 816 00:44:36.280 --> 00:44:39.840 a sure thing Denver's best roofer Excel Roofing dot com. 817 00:44:39.880 --> 00:44:45.519 You don't pay a cent until you're content. Wait time 818 00:44:45.559 --> 00:44:48.480 for an insurance check up free, no obligation. In comparison, 819 00:44:48.599 --> 00:44:52.159 call Compass Insurance. Paying too much your coverage at dozens 820 00:44:52.159 --> 00:44:54.920 of insurance companies find out now three oh three seven 821 00:44:55.000 --> 00:44:57.800 seven to one help. You'll think you're his only customer 822 00:44:57.840 --> 00:45:00.159 when you choose Frank durand the real estate Man dot 823 00:45:00.559 --> 00:45:03.679 to list your home with Remax Alliance. Three all three 824 00:45:03.760 --> 00:45:09.039 nine two zero sixteen twenty two. Hi Tom Martino, you're 825 00:45:09.039 --> 00:45:12.280 a troubleshooter three all three seven one three talk seven 826 00:45:12.320 --> 00:45:16.119 one three A two five five. We're waiting to get 827 00:45:16.400 --> 00:45:19.960 Dan McKenzie on to talk about this guy's estate. It 828 00:45:20.000 --> 00:45:23.920 gets very complicated when you have mixed marriages and siblings 829 00:45:23.960 --> 00:45:26.559 and what rights do people have. That's what we're going 830 00:45:26.639 --> 00:45:28.920 to go over right now. I want to talk to 831 00:45:29.079 --> 00:45:33.559 Scott an issue with a vacation rental. He said he 832 00:45:33.639 --> 00:45:36.639 called in six months ago. Scott, I'm trying to find 833 00:45:36.679 --> 00:45:40.679 your call. Was it during the was it? Let's see 834 00:45:40.960 --> 00:45:43.360 it keep going let me let me let me hear 835 00:45:43.360 --> 00:45:45.480 about your problem. I'm trying to find it. 836 00:45:46.760 --> 00:45:49.199 Sure, sure, Thank you Tom, thank you for having me 837 00:45:49.280 --> 00:45:51.719 on the show. Thank you for your show. By the way, 838 00:45:51.760 --> 00:45:57.599 I appreciate your servant. And I just wanted to clarify 839 00:45:58.320 --> 00:46:03.760 I did call expl's ago, but it was it was 840 00:46:03.840 --> 00:46:05.360 it was not related to this. 841 00:46:06.360 --> 00:46:08.480 Oh okay, okay. 842 00:46:09.000 --> 00:46:15.159 But yeah, so but anyway, now, the the issue with 843 00:46:15.239 --> 00:46:18.320 the education rentals is actually with my wife. 844 00:46:19.039 --> 00:46:21.559 She okay, what happened. What happened? 845 00:46:22.599 --> 00:46:26.719 So we we live in we live in uh Kansas, 846 00:46:26.960 --> 00:46:31.199 and she wanted to date both of our kids and 847 00:46:31.320 --> 00:46:36.559 and her cat who sat was Missouri. Uh. So she 848 00:46:36.719 --> 00:46:40.480 booked a vacation rentals. 849 00:46:39.920 --> 00:46:44.760 For the week of June second to the seventh, so 850 00:46:44.960 --> 00:46:49.199 just a few weeks ago. So she left out to Giga, 851 00:46:49.719 --> 00:46:54.760 drove whatever five hours and the say with Missouri, got 852 00:46:54.840 --> 00:46:59.280 to the vacation rental that she had booked online, got 853 00:46:59.320 --> 00:47:05.039 to the property and it had a like a like 854 00:47:05.079 --> 00:47:06.239 a lock box. 855 00:47:06.320 --> 00:47:07.079 On the door knob. 856 00:47:07.239 --> 00:47:10.000 Yeah yeah, so she. 857 00:47:10.000 --> 00:47:15.039 Couldn't open it. Finally they figured it out, but anyway 858 00:47:14.639 --> 00:47:18.800 they had they had a comedy of errors like the 859 00:47:18.840 --> 00:47:22.079 door knock fell off all kinds of things. They weren't 860 00:47:22.079 --> 00:47:24.960 able to get inside the issue addle and then she 861 00:47:25.159 --> 00:47:29.199 called the property owner about the issue. 862 00:47:29.599 --> 00:47:33.480 And well, hold on though, but Scott, when you said 863 00:47:33.480 --> 00:47:36.360 a comedy of errors, I mean, give me some real 864 00:47:36.559 --> 00:47:40.880 solid stuff where it prevented her from you? Was it 865 00:47:40.920 --> 00:47:42.400 a house or a condor or what? 866 00:47:45.679 --> 00:47:49.480 I believe this was a house? 867 00:47:49.880 --> 00:47:50.559 Like a look at you? 868 00:47:51.840 --> 00:47:54.000 Tell me what what were some of the problems? 869 00:47:55.719 --> 00:48:02.119 Well, what she got there? She couldn't She couldn't she 870 00:48:02.159 --> 00:48:03.480 could not get in kind of building. 871 00:48:04.559 --> 00:48:07.559 Yeah, but but that But but Scott, that that I 872 00:48:07.599 --> 00:48:09.920 don't want to hear. Here's what I want to hear 873 00:48:09.960 --> 00:48:12.679 of something that prevented her is she couldn't get in. 874 00:48:12.800 --> 00:48:15.320 She had a problem, but she finally got in the 875 00:48:15.440 --> 00:48:17.639 door knob fell off. But I want to know, like, 876 00:48:18.079 --> 00:48:21.039 tell me that the stuff are you? Are you about 877 00:48:21.079 --> 00:48:23.920 to tell me a story that she did not stay 878 00:48:23.960 --> 00:48:26.239 there and wants her money back or where are we 879 00:48:26.320 --> 00:48:27.280 going with the story? 880 00:48:28.800 --> 00:48:31.280 Yeah, that's that's exactly what happened. 881 00:48:32.480 --> 00:48:35.599 Why did she not stay there? What was the problem 882 00:48:36.000 --> 00:48:37.800 that caused her not to stay there? 883 00:48:39.920 --> 00:48:46.239 Yeah, so she had contacted the. 884 00:48:48.079 --> 00:48:53.239 What was the problem, Scott, What was the problem that 885 00:48:53.400 --> 00:48:55.760 caused her not to be able to stay there. 886 00:48:57.079 --> 00:49:02.920 The problem was that, uh, the property was not as advertised. 887 00:49:03.840 --> 00:49:05.559 Okay, what do you mean by that? 888 00:49:08.800 --> 00:49:17.599 She had cooked for a two bedroom with privacy, and 889 00:49:19.960 --> 00:49:23.400 when she did manage to get inside the property, there 890 00:49:23.480 --> 00:49:35.360 was broken glass. There was the property was in disrepair, and. 891 00:49:33.719 --> 00:49:37.079 She well, what do you mean, Scott? 892 00:49:37.239 --> 00:49:39.920 I want it, honest to God, I want to help you, 893 00:49:40.320 --> 00:49:43.280 but I'm not what do you mean disrepair? Give me 894 00:49:43.519 --> 00:49:48.519 some specifics that would cause someone to say, I am 895 00:49:48.639 --> 00:49:53.920 not staying here. So far, I haven't heard anything. Broken 896 00:49:54.000 --> 00:49:56.920 glass can be cleaned up. The doorknob is not a 897 00:49:56.960 --> 00:49:57.480 big deal. 898 00:49:57.880 --> 00:50:01.199 I need to know what was the reason for her 899 00:50:01.280 --> 00:50:05.079 not staying there? Now? I realized there were an accumulation 900 00:50:05.400 --> 00:50:08.840 of little things. But what were some of the things 901 00:50:08.880 --> 00:50:11.280 that prevented them from staying there? 902 00:50:13.000 --> 00:50:23.639 Well, one one big reason is they the property owner 903 00:50:23.719 --> 00:50:27.599 had to get a repair man just by to come 904 00:50:27.639 --> 00:50:31.360 out to repair a duor. But by that time, like 905 00:50:32.559 --> 00:50:36.159 five or six hours had already passed and they still 906 00:50:36.480 --> 00:50:39.280 were not able to get inside the property. So there 907 00:50:39.280 --> 00:50:40.719 was this big delay. 908 00:50:41.880 --> 00:50:44.519 Wait a minute, Wait a minute, they were delayed getting 909 00:50:44.519 --> 00:50:50.480 in the property six hours. Yes, sir, wait a minute. Okay, 910 00:50:50.480 --> 00:50:54.840 hold on, they had to wait six hours to enter 911 00:50:54.920 --> 00:50:58.519 the property or six hours before they could leave again. 912 00:51:02.119 --> 00:51:05.079 About yeah, about five or six hours just to get 913 00:51:05.239 --> 00:51:06.159 into the property. 914 00:51:06.559 --> 00:51:08.599 Well that's unacceptable. What else? 915 00:51:10.360 --> 00:51:12.840 So? 916 00:51:12.880 --> 00:51:13.360 What else? 917 00:51:14.320 --> 00:51:20.199 Yes? So she had addressed this issue with the whatever 918 00:51:20.280 --> 00:51:22.159 the rental. 919 00:51:21.880 --> 00:51:26.880 Service Scott in addition, in addition to waiting six hours 920 00:51:26.920 --> 00:51:29.920 to get into the property, what did she do for 921 00:51:29.960 --> 00:51:31.199 that six hours? 922 00:51:35.239 --> 00:51:40.119 She Well, she waited, but then you know, she got 923 00:51:40.159 --> 00:51:43.159 after about three hours, she got tired of waiting. Brand 924 00:51:43.199 --> 00:51:49.840 and Aaron came back and she inevitably had the book 925 00:51:49.960 --> 00:52:00.079 a hotel. Okay, So when she when she contacted the 926 00:52:00.400 --> 00:52:06.440 rental service, yeah, a refund because she wasn't able to stay. 927 00:52:06.199 --> 00:52:08.800 There, right. Did she put it on a credit card? 928 00:52:09.920 --> 00:52:10.880 Yeah? 929 00:52:10.920 --> 00:52:12.440 Did she contest the charge? 930 00:52:14.920 --> 00:52:21.280 Well, she she can. I told her to try that, 931 00:52:22.440 --> 00:52:30.519 and apparently this rental service would sue if she contested 932 00:52:30.599 --> 00:52:31.280 the party. 933 00:52:31.800 --> 00:52:34.920 Well so what so what? 934 00:52:37.480 --> 00:52:37.760 Well? 935 00:52:37.960 --> 00:52:39.960 Yeah, if she was, if she was in the right, 936 00:52:40.039 --> 00:52:43.400 there's nothing to sue about. So I need to know 937 00:52:43.440 --> 00:52:47.159 where we're going with the call. Let's let's just say, 938 00:52:47.199 --> 00:52:51.239 for argument's sake, I agree with everything you're saying. It 939 00:52:51.360 --> 00:52:56.119 was horrendous. It was a terrible experience. She requested a refund. 940 00:52:56.519 --> 00:52:58.400 Now what are you asking today? 941 00:52:58.440 --> 00:53:01.800 What is going on today? 942 00:53:03.880 --> 00:53:09.039 Well, I'm calling you guys to see if she does 943 00:53:09.280 --> 00:53:15.599 have a If she has a I gets like a 944 00:53:15.880 --> 00:53:17.199 legitimate legal fight. 945 00:53:18.199 --> 00:53:23.400 Okay. Now, I you asked a question which can only 946 00:53:23.440 --> 00:53:27.360 be determined by the courts. Does she have a legitimate 947 00:53:27.440 --> 00:53:30.719 legal right to get her money back? If this happened 948 00:53:30.719 --> 00:53:34.639 to me and I went there and the house was 949 00:53:34.679 --> 00:53:37.639 in disrepair and looked crappy, and I couldn't get in 950 00:53:37.679 --> 00:53:39.800 it for six hours, and I had to go to 951 00:53:39.840 --> 00:53:43.920 a hotel room, I would want a refund. How many 952 00:53:44.039 --> 00:53:45.360 days did she book. 953 00:53:45.119 --> 00:53:51.880 It the real property? She read it for five days? 954 00:53:52.440 --> 00:53:55.280 Okay, Now, hold on, hold on, hold on, hold on. 955 00:53:56.199 --> 00:53:58.360 How much total for the five. 956 00:53:58.199 --> 00:54:04.119 Days came to six hundred and sixteen dollars in thirteen cents. 957 00:54:04.280 --> 00:54:07.960 Okay, six hundred dollars for five days. Now, what I'm 958 00:54:08.000 --> 00:54:11.119 asking you I need to know the truth because I'm 959 00:54:11.119 --> 00:54:13.360 going to find it out. And I get pissed off 960 00:54:13.400 --> 00:54:15.800 when it takes me a long time to find stuff out. 961 00:54:16.199 --> 00:54:20.559 So did they offer any kind of an adjustment or 962 00:54:20.639 --> 00:54:25.079 any kind of a compromise while she was there. No, 963 00:54:26.360 --> 00:54:29.280 so they said to her, you don't get your money back. 964 00:54:29.599 --> 00:54:32.440 So what I want to know is this, that was 965 00:54:32.599 --> 00:54:36.360 day one? What about the other four days? Why didn't 966 00:54:36.360 --> 00:54:39.920 she stay there the other four days? Because apparently they 967 00:54:40.000 --> 00:54:42.840 fixed the door? Why didn't she stay there the other 968 00:54:42.920 --> 00:54:45.920 four days? These are hard questions, but you're going to 969 00:54:46.000 --> 00:54:48.440 have to answer them to someone else if. 970 00:54:48.280 --> 00:54:53.920 Not me, right, right, And I fully appreciate that shitt 971 00:54:53.920 --> 00:54:54.800 feel safe there? 972 00:54:56.440 --> 00:54:59.519 Why didn't she feel safe? 973 00:55:04.360 --> 00:55:07.039 I wasn't there, So I'm getting it. 974 00:55:07.280 --> 00:55:11.400 Okay, So Scott, Scott, listen. What she needs to do. 975 00:55:11.800 --> 00:55:14.400 This is the best place to do this. She needs 976 00:55:14.440 --> 00:55:16.960 to contest it on her credit card and say it 977 00:55:17.000 --> 00:55:21.400 was misrepresented and make her argument. Okay, just make her 978 00:55:21.519 --> 00:55:25.599 argument that it was misrepresented and it was terrible and 979 00:55:25.639 --> 00:55:28.840 she couldn't stay there and did not feel safe. Now, 980 00:55:28.880 --> 00:55:31.280 I don't know if she's going to win all five days. 981 00:55:31.559 --> 00:55:33.679 She may have been doing an adjustment for one or 982 00:55:33.760 --> 00:55:37.159 two days, but she may have exaggerated by canceling the 983 00:55:37.159 --> 00:55:41.480 whole thing. But that's where she starts. What kind of 984 00:55:41.519 --> 00:55:42.679 credit card does she have? 985 00:55:44.280 --> 00:55:44.920 City Bank? 986 00:55:45.920 --> 00:55:48.440 And City Bank? What visa? MasterCard? 987 00:55:50.559 --> 00:55:52.199 Who I don't know. 988 00:55:52.480 --> 00:55:55.239 Okay, she needs to contest it. Did she do that 989 00:55:55.360 --> 00:55:56.039 already or not? 990 00:55:58.000 --> 00:55:58.559 I do not know. 991 00:55:58.679 --> 00:56:01.440 I need after Okay, well do you live with her 992 00:56:01.519 --> 00:56:03.199 or is she your wife or ex wife or what? 993 00:56:04.599 --> 00:56:05.639 Yeah? I live with her. 994 00:56:05.760 --> 00:56:08.519 I'm I my job. 995 00:56:09.360 --> 00:56:11.000 Okay, No, and you know you don't have to explain 996 00:56:11.039 --> 00:56:13.519 it to me. That's okay, Scott, Scott, Listen, if she 997 00:56:13.639 --> 00:56:17.480 has any questions on contesting that charge, she can call. 998 00:56:17.639 --> 00:56:20.639 But that's what credit cards are made for, man, this 999 00:56:20.719 --> 00:56:23.559 is what they're made for. Now, after she contests it, 1000 00:56:23.960 --> 00:56:26.639 they could still see her for the for the rental. 1001 00:56:27.000 --> 00:56:30.679 She's gonna have to have some evidence that it was intolerable. 1002 00:56:31.039 --> 00:56:33.440 But I, I mean, look at I don't think they're 1003 00:56:33.440 --> 00:56:35.079 going to make a big deal about it. But that's 1004 00:56:35.119 --> 00:56:37.639 just my opinion. We got more coming up three oh 1005 00:56:37.679 --> 00:56:41.360 three seven one, three eight two five five renew home innovations. 1006 00:56:41.599 --> 00:56:45.639 The most beautiful showers walk in showers. They convert that 1007 00:56:45.760 --> 00:56:49.920 tub shower combo into a beautiful walk in with porcelain 1008 00:56:50.039 --> 00:56:53.559 sheet walls. They're so beautiful people are opting to have 1009 00:56:53.599 --> 00:56:55.719 their whole bathroom done in them. You can even do 1010 00:56:55.760 --> 00:56:59.400 the flooring, no maintenance. Beautiful done in two or three days, 1011 00:56:59.599 --> 00:57:04.119 and you have multiple payment options with no interest. Renew 1012 00:57:04.239 --> 00:57:08.199 Home Innovations dot com three oh three nine zero four 1013 00:57:08.320 --> 00:57:15.599 two thousand Go with a sure thing Denver's best roofer 1014 00:57:15.719 --> 00:57:17.239 Excel Roofing dot com. 1015 00:57:17.280 --> 00:57:19.280 You don't pay a cent until you're content. 1016 00:57:22.639 --> 00:57:25.840 Time for an insurance check up free no obligation comparison 1017 00:57:25.960 --> 00:57:29.519 call Compass Insurance paying too much your coverage at dozens 1018 00:57:29.559 --> 00:57:32.280 of insurance companies find out now three oh three seven 1019 00:57:32.280 --> 00:57:34.639 to seven to one help. You'll think you're his only 1020 00:57:34.719 --> 00:57:37.199 customer when you choose Frank durand the real estate Man 1021 00:57:37.239 --> 00:57:40.639 dot com to list your home with Remax Alliance three 1022 00:57:40.719 --> 00:57:45.000 oh three nine two zero sixteen twenty two. 1023 00:57:45.719 --> 00:57:47.760 I'm Tom Martinez, your troubleshooter with. 1024 00:57:48.079 --> 00:57:51.440 Barry Miller from Vestera Turnkey, and he's gonna be leaving 1025 00:57:51.440 --> 00:57:53.840 in a few minutes, but we want to plug our 1026 00:57:53.920 --> 00:57:57.639 seminar we're gonna have now. Barry is all about Vesterara Turnkey, 1027 00:57:57.679 --> 00:57:59.920 but I'll be there to talk about partial investments if 1028 00:57:59.920 --> 00:58:02.800 you want. But the main deal is finding out how 1029 00:58:02.840 --> 00:58:06.079 to be a landlord with the Sarah Turnkey My biggest 1030 00:58:06.079 --> 00:58:11.119 return dot com. It's July nineteentheenth. 1031 00:58:09.679 --> 00:58:13.360 Saturday morning, ten o'clock Text center. You have to register. 1032 00:58:13.559 --> 00:58:17.360 We have two locations in mind, depending how many registrate we. 1033 00:58:17.360 --> 00:58:19.800 Have, so you have to be in the tech center 1034 00:58:19.840 --> 00:58:22.079 no matter what, in the Tech center. And it's really 1035 00:58:22.280 --> 00:58:24.039 you know what I like about this, Barry, you don't 1036 00:58:24.079 --> 00:58:26.280 belabor this thing. We're in and out of there in 1037 00:58:26.320 --> 00:58:27.840 an hour and fifteen minutes or so. 1038 00:58:28.480 --> 00:58:31.559 Phenomenal information, great handout. 1039 00:58:31.239 --> 00:58:32.760 And people can ask questions. 1040 00:58:32.880 --> 00:58:35.280 We had a good time doing it last time, So 1041 00:58:35.400 --> 00:58:37.960 July nineteenth and I will be there, Barry, God willing, 1042 00:58:38.000 --> 00:58:40.079 as they say in the sunshine. 1043 00:58:40.800 --> 00:58:43.280 So the nineteenth, what time. 1044 00:58:43.400 --> 00:58:46.199 Ten o'clock in the morning, and we start promptly, we 1045 00:58:46.280 --> 00:58:52.199 finish at promptly eleven fifteen comfortable room. Both locations are phenomenal. 1046 00:58:51.800 --> 00:58:53.280 And can I plug what I do too. 1047 00:58:53.360 --> 00:58:56.079 I'll help them, that's intended, that's on the agenda. 1048 00:58:56.159 --> 00:58:56.559 That good. 1049 00:58:56.880 --> 00:58:59.440 I mean, it's only an hour and a quarter and 1050 00:58:59.559 --> 00:59:01.679 you have a good fifteen twenty years. 1051 00:59:01.519 --> 00:59:04.159 So I'll be telling people how they can be partially 1052 00:59:04.199 --> 00:59:06.440 involved if they want with me, or they can do 1053 00:59:06.480 --> 00:59:07.199 the whole thing with. 1054 00:59:07.239 --> 00:59:10.599 You, yep, either way, and how it works, what that 1055 00:59:10.679 --> 00:59:14.440 whole thing is where basically consumers invest. 1056 00:59:14.559 --> 00:59:15.840 We do all the rest of the work. 1057 00:59:15.920 --> 00:59:18.119 We do all the work. You're doing the work for me, 1058 00:59:18.320 --> 00:59:20.960 a serious work. You're doing the work for me. And 1059 00:59:21.039 --> 00:59:23.639 I have three homes. Do you know I'm ready for 1060 00:59:23.679 --> 00:59:26.239 my fourth or do you have one available for you? 1061 00:59:26.400 --> 00:59:26.519 Oh? 1062 00:59:26.599 --> 00:59:28.840 Yeah, because I'm closing on my third today. 1063 00:59:29.119 --> 00:59:32.039 Were and we're opening up a third market. Okay, it's 1064 00:59:32.119 --> 00:59:34.719 oh good, active one and the fourth one is really 1065 00:59:34.760 --> 00:59:38.960 close behind. And you know, and they're all east of 1066 00:59:39.000 --> 00:59:42.320 the Mississippi. Put it that way, they're all just the 1067 00:59:42.480 --> 00:59:44.480 absolute best markets in the country. 1068 00:59:44.639 --> 00:59:47.519 My biggest return dot com. Okay, we're trying to get 1069 00:59:47.599 --> 00:59:48.840 Dan McKenzie. 1070 00:59:48.440 --> 00:59:50.599 Because we want to talk about who has. 1071 00:59:50.400 --> 00:59:53.679 A right to open an estate. Who are not open 1072 00:59:53.719 --> 00:59:56.599 in a state, but get information from an estate the 1073 00:59:56.800 --> 00:59:59.880 age old question. And this guy says he's an heir. 1074 01:00:00.199 --> 01:00:03.320 I'm almost positive he would have a right. But the 1075 01:00:03.360 --> 01:00:06.719 thing is he's having trouble with his step siblings, that 1076 01:00:06.840 --> 01:00:10.360 is and and the personal representative. So we're going to 1077 01:00:10.440 --> 01:00:13.360 be talking about that. People when it comes to a states, 1078 01:00:13.440 --> 01:00:19.159 please do me a favor. Make sure you clearly designate who. 1079 01:00:19.000 --> 01:00:22.920 Has a right to see the estate in the in 1080 01:00:22.960 --> 01:00:24.360 the beginning of the document. 1081 01:00:24.639 --> 01:00:27.320 You can actually say this is the last Will and 1082 01:00:27.360 --> 01:00:30.400 Testament or blah blah blah blah blah of Thomas Martino, 1083 01:00:30.800 --> 01:00:33.280 and here are the people involved who have a right 1084 01:00:33.320 --> 01:00:37.159 to see information, and I grant that right both. Yeah, yeah, 1085 01:00:37.239 --> 01:00:41.000 you can do all of that, and then posthumously they 1086 01:00:41.039 --> 01:00:41.920 don't have to fight. 1087 01:00:43.400 --> 01:00:48.199 Then they can simply find out from the document who 1088 01:00:48.320 --> 01:00:51.360 has rights to the document and then take it from 1089 01:00:51.360 --> 01:00:54.480 there again, Dan McKenzie, you'll be on later if we 1090 01:00:54.480 --> 01:00:55.360 can get a hold of him. 1091 01:00:55.400 --> 01:00:56.199 Confucius. 1092 01:00:56.480 --> 01:00:59.960 A guy calls himself Confucius and calls the show. 1093 01:01:00.199 --> 01:01:03.079 The question is should I should I let him on? 1094 01:01:03.159 --> 01:01:05.599 With a name like that, I'll let him on. Let's 1095 01:01:05.639 --> 01:01:11.400 see Confucius. Say now, Confucius, is this a nickname? Obviously 1096 01:01:11.840 --> 01:01:14.519 your real name? Can you give me your real first name? 1097 01:01:14.599 --> 01:01:16.960 Or do you do you want to only go by Confucius? 1098 01:01:16.960 --> 01:01:24.360 I don't care, Yeah, I would rather not, Okay, all right, protection. 1099 01:01:24.320 --> 01:01:28.599 All right, So what do you want to talk about today, Confucius? 1100 01:01:29.440 --> 01:01:35.599 I do I worked down Corsefield. When that's employees, it 1101 01:01:35.679 --> 01:01:42.320 doesn't working. We go downstairs underneath to uh, oh, what 1102 01:01:42.360 --> 01:01:43.039 do you do there? 1103 01:01:43.079 --> 01:01:48.960 By the way. What do you do at coursefield, like 1104 01:01:49.079 --> 01:01:50.119 in general. 1105 01:01:51.199 --> 01:01:51.840 Concessions? 1106 01:01:52.760 --> 01:01:54.559 Okay, okay, go ahead. 1107 01:01:56.599 --> 01:02:02.320 We walked downstairs to talk out or whatever. We get 1108 01:02:02.360 --> 01:02:07.800 this big old sewer smell and it is coming between 1109 01:02:07.840 --> 01:02:11.920 the areas I've worredy out sky. Let's put it this 1110 01:02:12.000 --> 01:02:15.320 way or the other town scoreboard and that the going. 1111 01:02:15.480 --> 01:02:19.480 So wait, what was the sewer smell coming from? Well? 1112 01:02:19.559 --> 01:02:24.239 That where thinking A lot of us employees are thinking 1113 01:02:24.320 --> 01:02:26.639 gifts from the game itself. 1114 01:02:28.360 --> 01:02:30.239 From the what itself? From the what? 1115 01:02:30.719 --> 01:02:38.199 Well the public? Oh when they get the public, No, 1116 01:02:38.320 --> 01:02:38.840 I see. 1117 01:02:38.679 --> 01:02:41.320 What you're saying, So so what did it turn out 1118 01:02:41.360 --> 01:02:42.599 to be? Tell us about it? 1119 01:02:44.239 --> 01:02:49.920 Well, we've had had a pipe leak or something at 1120 01:02:49.960 --> 01:02:51.119 one time. Down there. 1121 01:02:52.840 --> 01:02:56.239 When you say down there, when you say down there, 1122 01:02:56.400 --> 01:02:59.519 is there a certain section course field you're talking about 1123 01:02:59.840 --> 01:03:01.440 is where you prepare the food. 1124 01:03:02.480 --> 01:03:05.559 No, no, not where the food is. It's where Okay, 1125 01:03:05.920 --> 01:03:09.840 there's a Alatam's scoreboard right there, and then the area 1126 01:03:09.960 --> 01:03:13.559 behind it is the walkway and if you keep on 1127 01:03:13.639 --> 01:03:17.360 going down, that's where the bullpends are on the outside 1128 01:03:17.400 --> 01:03:20.599 the area there. But when that's employees walking in the 1129 01:03:20.760 --> 01:03:24.800 underground areas, we get nothing but the sore smell. Okay, 1130 01:03:25.000 --> 01:03:27.480 I was wondering who was responsible for. 1131 01:03:29.079 --> 01:03:36.159 The uh safety? Yes, oh shoot, well, well there's a 1132 01:03:36.199 --> 01:03:40.679 couple places, Confucius. A couple places you can call the 1133 01:03:40.719 --> 01:03:44.480 health department and say and they will protect you. You 1134 01:03:44.480 --> 01:03:47.159 can say I work at such and such course field 1135 01:03:47.480 --> 01:03:52.559 in concessions and I'm very concerned about a strong sewer smell. 1136 01:03:53.320 --> 01:03:56.039 You can say that and they will look into it. 1137 01:03:56.280 --> 01:03:59.199 The the Denver Health Department is pretty good at that, 1138 01:03:59.760 --> 01:04:04.480 and they do protect whistleblowers or not even a whistleblower, 1139 01:04:04.480 --> 01:04:09.079 but someone expressing a concern. You can also call OSHA 1140 01:04:09.559 --> 01:04:16.360 if you think it's unsafe for you and fellow employees. Tom, 1141 01:04:16.559 --> 01:04:18.239 Deputy D, go ahead. 1142 01:04:17.920 --> 01:04:20.440 Thanks Tom, Am I the only one who thinks that. 1143 01:04:20.679 --> 01:04:23.199 Hold on a second, Confucius. Deputy D probably the. 1144 01:04:23.199 --> 01:04:25.840 Only one who thinks that Confucius should start with a 1145 01:04:25.880 --> 01:04:28.599 maintenance department at Crusefield or. 1146 01:04:29.119 --> 01:04:31.519 Have you ever talked okay, good, good, good, good, good 1147 01:04:31.559 --> 01:04:34.239 point there D. Did you ever talk to the maintenance's 1148 01:04:34.320 --> 01:04:37.320 department like and say to them, hey, guys, do you 1149 01:04:37.320 --> 01:04:38.000 know what this is? 1150 01:04:39.960 --> 01:04:43.719 I personally haven't because I don't know who actually is. 1151 01:04:45.719 --> 01:04:48.000 How about a supervisor where you work. Have you ever 1152 01:04:48.039 --> 01:04:49.519 brought it up to a supervisor? 1153 01:04:50.159 --> 01:04:53.679 Oh, they all know about it, and we got about 1154 01:04:53.679 --> 01:04:54.599 four hundred employed. 1155 01:04:54.639 --> 01:04:57.519 And is it only in assert Is it only in 1156 01:04:57.559 --> 01:04:58.800 a certain area? 1157 01:05:00.360 --> 01:05:04.960 Basically? Well, yes and no. 1158 01:05:06.199 --> 01:05:08.239 And it's under the bleachers, right. 1159 01:05:08.760 --> 01:05:12.199 Yeah, there's under the bleachers. It starts over by data 1160 01:05:12.960 --> 01:05:17.360 when we walk in those doors underneath, and uh you 1161 01:05:17.440 --> 01:05:17.880 can smell. 1162 01:05:18.000 --> 01:05:21.280 Okay, wait all right, hold on, hold on a second, 1163 01:05:21.280 --> 01:05:24.440 I got I gotta take this break. But man, Confucius, 1164 01:05:24.519 --> 01:05:27.960 this is pretty obvious. You can if you want us, 1165 01:05:28.440 --> 01:05:30.800 we can report this for you. Think about that. 1166 01:05:30.920 --> 01:05:33.639 I'll come right back with more on the Troubleshooter Show. 1167 01:05:33.639 --> 01:05:40.480 Hold on, go with a sure thing Denver's best roofer 1168 01:05:40.599 --> 01:05:42.119 Excel Roofing dot com. 1169 01:05:42.159 --> 01:05:44.159 You don't pay a cent until you're content. 1170 01:05:47.519 --> 01:05:50.719 Time for an insurance check up free, no obligation comparison 1171 01:05:50.840 --> 01:05:54.400 call Compass Insurance paying too much your coverage at dozens 1172 01:05:54.440 --> 01:05:57.159 of insurance companies find out now three oh three seven 1173 01:05:57.280 --> 01:06:00.000 seven to one help. You'll think you're his only customer 1174 01:06:00.119 --> 01:06:02.360 when you choose Frank durand the Real estate Man dot 1175 01:06:02.400 --> 01:06:05.679 com to list your home with Remax Alliance three oh 1176 01:06:05.760 --> 01:06:07.719 three nine two zero sixteen twenty two. 1177 01:06:10.159 --> 01:06:12.960 Hi, Tom Martino here three three seven one three talk 1178 01:06:13.000 --> 01:06:14.360 seven one three eight two five five. 1179 01:06:15.480 --> 01:06:18.599 Let me stray right here. We're we're looking into the 1180 01:06:18.760 --> 01:06:21.400 estate issue, we're looking into other stuff. So just hang on. 1181 01:06:21.480 --> 01:06:24.119 If you're on the same with Confucius, we're trying to 1182 01:06:24.119 --> 01:06:30.119 figure out a contact and you have a contact for him. Yeah, 1183 01:06:30.199 --> 01:06:32.039 all right, hold on, I want to go to Mark 1184 01:06:32.119 --> 01:06:35.239 first and try to squeeze this in Mark. Go ahead. 1185 01:06:35.280 --> 01:06:36.519 What is your question, sir? 1186 01:06:37.880 --> 01:06:41.480 My question is me and my dad passed away. 1187 01:06:42.039 --> 01:06:42.880 He had a will. 1188 01:06:45.760 --> 01:06:48.920 There's this two of us, me and my older brother, and. 1189 01:06:50.559 --> 01:06:51.400 Will you have the. 1190 01:06:51.320 --> 01:06:56.239 House almost sold? Or is there an inheritance tax? Or 1191 01:06:56.280 --> 01:06:59.400 are we going to get packed on the money? Don't 1192 01:06:59.400 --> 01:07:02.079 we sell it after we sell it? 1193 01:07:02.360 --> 01:07:08.360 Okay, when you inherited the house on death, you inherited 1194 01:07:08.360 --> 01:07:10.960 it at the day of death value. 1195 01:07:11.239 --> 01:07:16.360 So whatever the day of death value was is your. 1196 01:07:16.199 --> 01:07:21.800 Basis, and any money you put into it is your basis. 1197 01:07:22.199 --> 01:07:25.159 So let's say on the day of death the property 1198 01:07:25.800 --> 01:07:30.719 is worth five hundred thousand, and let's say let's say 1199 01:07:30.719 --> 01:07:34.679 you put ten into it for some repairs. That's five 1200 01:07:34.760 --> 01:07:38.480 hundred and ten thousand. Now let's say you got commissions 1201 01:07:38.519 --> 01:07:41.559 and all of that, that all goes towards your basis. 1202 01:07:42.079 --> 01:07:46.199 So the only tax it's not inheritance tax. It would 1203 01:07:46.239 --> 01:07:50.920 be normal capital gains if you sold the property above 1204 01:07:50.960 --> 01:07:55.519 that amount. But normally when an estate sells a house, 1205 01:07:56.159 --> 01:07:59.199 it's so close to the date of death there is 1206 01:07:59.239 --> 01:08:05.119 no great appreciation. But let's say, for argument's sake, your 1207 01:08:05.199 --> 01:08:08.679 dad died on day one and on day three there 1208 01:08:08.760 --> 01:08:12.760 was oil discovered on the property. Well, obviously it would 1209 01:08:12.800 --> 01:08:16.479 jump in value. You would subtract your basis and you 1210 01:08:16.520 --> 01:08:21.159 would pay what's called capital gains taxes on the profit. 1211 01:08:21.640 --> 01:08:24.279 But most likely you're not going to have any profit, 1212 01:08:24.880 --> 01:08:28.399 and for the rest of your stuff there are no 1213 01:08:28.520 --> 01:08:31.239 inheritance taxes. 1214 01:08:32.079 --> 01:08:32.479 Okay. 1215 01:08:32.560 --> 01:08:36.960 So if we sell it for it's under five hundred thousand, 1216 01:08:37.359 --> 01:08:39.119 that's why I'm asking. 1217 01:08:39.319 --> 01:08:41.359 Well, it doesn't matter how much it is. If it 1218 01:08:41.399 --> 01:08:43.840 was a million dollars and you sold it for a million, 1219 01:08:44.079 --> 01:08:45.720 there would be no tax due on it. 1220 01:08:48.199 --> 01:08:50.920 Okay, So you're and. 1221 01:08:50.840 --> 01:08:55.319 The only time there's an inheritance tax on an estate 1222 01:08:55.479 --> 01:08:59.760 itself is for really big estates. I think right now 1223 01:09:00.439 --> 01:09:07.119 the exclusion I think is sixteen million, So there's really 1224 01:09:07.199 --> 01:09:12.520 not a lot of trouble with the state taxes. It's 1225 01:09:12.560 --> 01:09:16.399 a pretty friendly system right now for airs. 1226 01:09:18.000 --> 01:09:19.000 Here's another question. 1227 01:09:19.119 --> 01:09:24.359 Then, my father had a savings attack account. 1228 01:09:24.560 --> 01:09:29.039 Uh huh, we've been taxed on taking it out? 1229 01:09:29.359 --> 01:09:30.479 Now, why is that? 1230 01:09:30.760 --> 01:09:30.840 No? 1231 01:09:30.960 --> 01:09:33.439 You should never have been taxed on taking it out? 1232 01:09:33.520 --> 01:09:35.760 Are you positive? Now? 1233 01:09:35.800 --> 01:09:38.520 Wait a minute, who withheld the tax the bank? 1234 01:09:39.960 --> 01:09:40.800 Yeah? 1235 01:09:40.920 --> 01:09:44.479 Okay, why did they withhold tax on that? 1236 01:09:47.279 --> 01:09:48.520 I'm not the power. 1237 01:09:48.760 --> 01:09:52.159 My brother is the okay power here. 1238 01:09:52.520 --> 01:09:54.199 I want you to hold. I want you to hold 1239 01:09:54.239 --> 01:09:56.960 on because there's a really I think I know why. 1240 01:09:57.159 --> 01:09:59.000 If you can just hold for a few minutes, I'll 1241 01:09:59.039 --> 01:10:00.800 take you right up. Confucius. 1242 01:10:00.840 --> 01:10:04.560 We're investigating the course field thing and where to call 1243 01:10:04.640 --> 01:10:06.960 for that, and we're gonna have someone help you. And 1244 01:10:07.000 --> 01:10:09.079 then Julie has an issue with an apartment. 1245 01:10:09.640 --> 01:10:14.119 More coming up. Go with a sure thing Denver's Best 1246 01:10:14.199 --> 01:10:16.159 roofer Excel roofing dot com. 1247 01:10:16.199 --> 01:10:18.239 You don't pay a cent until you're content. 1248 01:10:21.600 --> 01:10:24.800 Time for an insurance check up, free no obligation comparison 1249 01:10:24.920 --> 01:10:28.439 call Compass Insurance paying too much your coverage at dozens 1250 01:10:28.479 --> 01:10:31.239 of insurance companies find out now three oh three seven 1251 01:10:31.319 --> 01:10:34.159 seven to one help You'll think you're his only customer 1252 01:10:34.159 --> 01:10:36.439 when you choose Frank durand the real estate Man dot 1253 01:10:36.439 --> 01:10:39.800 Com to list your home with Remax Alliance three oh 1254 01:10:39.800 --> 01:10:41.760 three nine two zero sixteen twenty two. 1255 01:10:47.239 --> 01:10:48.039 Ripped up. 1256 01:10:49.560 --> 01:10:52.600 You need so you don't have. 1257 01:10:55.199 --> 01:11:00.279 Run as the cab shot us gonna help co. 1258 01:11:01.000 --> 01:11:08.359 Man Dix is the Troubleshooter Show. Now Tom Martino, Hi. 1259 01:11:08.319 --> 01:11:11.439 Tom Martino here, Welcome to the show. Three ozho three 1260 01:11:11.479 --> 01:11:15.039 seven one three talk seven one three eight two five five. 1261 01:11:15.319 --> 01:11:17.399 The only show of is kind anywhere in the universe. 1262 01:11:17.720 --> 01:11:19.159 And I want to get to Mark who has some 1263 01:11:19.279 --> 01:11:23.880 questions on real estate, Any questions, problems, complaints you have Listen. 1264 01:11:24.199 --> 01:11:27.279 This truly is the only show where we talk about 1265 01:11:27.319 --> 01:11:31.239 these everyday aches and pains, the things that make us 1266 01:11:31.279 --> 01:11:33.560 tick and the things that tick us off. And this 1267 01:11:33.720 --> 01:11:37.239 hour is brought to you by renew Home Innovations. Beautiful 1268 01:11:37.239 --> 01:11:39.680 walk in showers done in two or three days and 1269 01:11:39.720 --> 01:11:44.159 you have months to pay with zero interest. It's wonderful 1270 01:11:44.520 --> 01:11:48.319 renew Home Innovations the best, most beautiful showers you're gonna find. 1271 01:11:48.680 --> 01:11:52.239 They convert those old, ugly tubs. So renew Home Innovations 1272 01:11:52.239 --> 01:11:55.239 dot Com three oh three nine zero four two thousand 1273 01:11:55.800 --> 01:12:01.279 sheet porcelain with no maintenance, Beauty and Economy renew Home 1274 01:12:01.279 --> 01:12:05.479 Innovations dot com. So let's go back to Mark. He 1275 01:12:05.600 --> 01:12:10.319 had some real estate concerns on inheriting, and I want 1276 01:12:10.319 --> 01:12:13.239 to make something very very clear. A lot of people 1277 01:12:13.720 --> 01:12:17.840 are so confused on so called inheritance tax. In the 1278 01:12:17.920 --> 01:12:23.239 United States, we have a system of what's called exclusions, 1279 01:12:23.760 --> 01:12:28.279 and each year, depending on who the Congress is, the 1280 01:12:28.960 --> 01:12:31.920 laws are either changed, amended, or they stay the same. 1281 01:12:31.920 --> 01:12:39.159 But what they do is they they name the exclusion. 1282 01:12:39.680 --> 01:12:43.000 So for example, for many years it was fourteen million, 1283 01:12:43.439 --> 01:12:49.560 So any estates under fourteen million zero taxes, okay, And 1284 01:12:50.359 --> 01:12:52.720 if you had over that, then there would be what's 1285 01:12:52.760 --> 01:12:56.960 called an estate tax, and those of high net worth 1286 01:12:57.079 --> 01:13:02.319 individuals would have like insurance or stuff like that to 1287 01:13:02.399 --> 01:13:06.079 deal with a state taxes. But for the most part, 1288 01:13:06.239 --> 01:13:10.199 most of us do not have to deal with a 1289 01:13:10.279 --> 01:13:15.000 state taxes. So if you're left something, you don't pay 1290 01:13:15.119 --> 01:13:19.439 tax on it. If you're left a home, you only 1291 01:13:19.479 --> 01:13:22.600 pay tax if you make a profit on the home, 1292 01:13:23.079 --> 01:13:32.119 but the profit is calculated of death value. Now here's 1293 01:13:32.159 --> 01:13:35.840 another thing I want to tell you. If something was 1294 01:13:36.000 --> 01:13:41.159 inside the estate where taxes were never paid. Like an 1295 01:13:41.199 --> 01:13:45.560 IRA or a four to oh one k, those taxes 1296 01:13:46.039 --> 01:13:50.319 would be paid, But that's not an inheritance tax. So 1297 01:13:51.000 --> 01:13:54.800 let me just say, anything left to you in an 1298 01:13:54.880 --> 01:14:01.439 inheritance in an estate is not taxed unless less there's 1299 01:14:01.600 --> 01:14:07.439 qualified money in there where tax was never paid. So 1300 01:14:07.680 --> 01:14:12.199 what if you inherited a piece of art and that 1301 01:14:12.439 --> 01:14:16.399 artwork was a million dollars but your dad only bought 1302 01:14:16.399 --> 01:14:20.359 it for one hundred grand. Again, you get the stepped 1303 01:14:20.399 --> 01:14:24.319 up basis in value. So really, for the most part, 1304 01:14:24.640 --> 01:14:28.199 we don't have to worry about stuff we inherit mark. 1305 01:14:28.319 --> 01:14:30.560 Do you have any because you had a question about 1306 01:14:30.560 --> 01:14:34.680 the house, do you have any additional questions on your 1307 01:14:34.760 --> 01:14:35.520 dad's estate. 1308 01:14:37.279 --> 01:14:43.520 Yeah, after we sell the house, me and him, me 1309 01:14:43.600 --> 01:14:45.239 and my older brother are gonna split it. 1310 01:14:46.199 --> 01:14:51.039 I don't have to claim that as income, right, that's right? 1311 01:14:51.279 --> 01:14:54.760 Not income, that's right. Isn't that wonderful? 1312 01:14:56.279 --> 01:14:56.600 Yeah? 1313 01:14:56.640 --> 01:14:58.600 And why did the b. 1314 01:15:01.079 --> 01:15:03.479 Catching to take money out? 1315 01:15:05.439 --> 01:15:09.960 Oh? Now that was that? That? Here's here's what happens. 1316 01:15:10.000 --> 01:15:17.720 Sometimes banks pay interest on bank accounts, and sometimes when 1317 01:15:17.760 --> 01:15:24.800 people close accounts, they withhold taxes as as just a precaution, 1318 01:15:25.800 --> 01:15:28.079 and they give you a statement, and they withhold the 1319 01:15:28.159 --> 01:15:31.600 tax and when you file your taxes you get it back. 1320 01:15:32.560 --> 01:15:36.720 But normally banks don't do that. But if they did it, 1321 01:15:36.720 --> 01:15:44.039 it's not because of your inheritance. It's because of the 1322 01:15:44.079 --> 01:15:47.640 bank account itself. May have was there a lot of 1323 01:15:47.680 --> 01:15:48.800 money in that account? 1324 01:15:50.720 --> 01:15:51.720 Sixty thousand? 1325 01:15:53.119 --> 01:15:57.720 Okay? So the what the Here's what they're doing. They're 1326 01:15:57.760 --> 01:16:01.119 trying to predict how much tax will be due on 1327 01:16:01.159 --> 01:16:04.560 that account from the interest you made, and they're trying 1328 01:16:04.560 --> 01:16:07.800 to withhold it. Now, I don't think banks are required 1329 01:16:07.840 --> 01:16:10.399 to do that. Are you looking it up? D by 1330 01:16:10.399 --> 01:16:12.760 any chance? I was curious if you were, Okay, But 1331 01:16:12.760 --> 01:16:16.640 but I think banks withhold taxes for anyone. So if 1332 01:16:16.680 --> 01:16:20.039 your dad was still alive and did this, it would 1333 01:16:20.079 --> 01:16:25.399 have been based on his tax situation and not the 1334 01:16:25.479 --> 01:16:27.520 fact that it was left to you in an estate. 1335 01:16:29.520 --> 01:16:29.880 Okay. 1336 01:16:30.119 --> 01:16:35.159 So, so my brother he has a tax ID number 1337 01:16:35.199 --> 01:16:39.399 on that account because he's in charge of. 1338 01:16:38.560 --> 01:16:41.239 The Now, what what do you mean a tax ID number? 1339 01:16:41.279 --> 01:16:48.279 That would be the that would be uh, your dad's 1340 01:16:48.319 --> 01:16:51.479 Social Security number? Why does he have a separate, separate 1341 01:16:51.520 --> 01:16:52.439 EI N number? 1342 01:16:53.319 --> 01:16:53.640 Sally? 1343 01:16:54.199 --> 01:16:57.239 Well, what do you mean a T I N number? 1344 01:16:57.760 --> 01:17:02.079 What are you talking about. Okay, So the ei N, 1345 01:17:02.359 --> 01:17:05.760 they call it ei N because that stands for Employers 1346 01:17:06.760 --> 01:17:10.199 Identification number. You're right, and it's a taxpayer's identification number. 1347 01:17:10.920 --> 01:17:14.279 It is a it is a company. It is a technicality, 1348 01:17:15.000 --> 01:17:18.640 but they're both identify what they are identifying numbers like 1349 01:17:18.680 --> 01:17:21.079 a social Security number. Most of the time, when we 1350 01:17:21.159 --> 01:17:24.960 do business by ourselves, or we have bank accounts and 1351 01:17:25.000 --> 01:17:27.680 all of that, we simply use our social Security number. 1352 01:17:28.119 --> 01:17:31.039 But some people, for some reasons, when they have a 1353 01:17:31.119 --> 01:17:35.399 trust or something, have to get a separate number. I'm 1354 01:17:35.399 --> 01:17:37.880 not sure why your brother got a separate number on 1355 01:17:37.920 --> 01:17:41.720 that account. It certainly wasn't required because he. 1356 01:17:41.720 --> 01:17:44.359 Had to open a new account to be able to 1357 01:17:45.039 --> 01:17:46.159 get okay. 1358 01:17:46.479 --> 01:17:48.680 But what I don't understand is why he has a 1359 01:17:48.720 --> 01:17:50.119 separate number. He didn't need one. 1360 01:17:51.640 --> 01:17:55.560 Yeah, So my another question is after we sell the 1361 01:17:55.640 --> 01:17:59.800 house and we split the money, we do not have 1362 01:17:59.880 --> 01:18:03.319 to pay pats when well. 1363 01:18:04.880 --> 01:18:07.600 That's right, brother, I know you find that shocking. I 1364 01:18:07.640 --> 01:18:10.760 know you do, because you're thinking to yourself, holy crap, 1365 01:18:11.439 --> 01:18:13.920 I'm going to deposit one hundred grand in my account 1366 01:18:14.000 --> 01:18:14.800 and is free. 1367 01:18:16.359 --> 01:18:18.920 Well, my brother just keeps thinking we're going to get 1368 01:18:18.920 --> 01:18:19.800 taxed that's. 1369 01:18:19.600 --> 01:18:20.279 Why I'm calling. 1370 01:18:20.399 --> 01:18:23.960 Well, you're not going to get tax man, now, okay, 1371 01:18:24.079 --> 01:18:25.960 what was the house when did your dad die? 1372 01:18:27.439 --> 01:18:28.880 At the ind of February? 1373 01:18:29.760 --> 01:18:32.760 Okay? What was the house worth? What was the house worth? 1374 01:18:32.840 --> 01:18:41.159 Then we have it with no I'm asking approximately approximately 1375 01:18:41.239 --> 01:18:43.039 what was the house worth at the day of death. 1376 01:18:45.600 --> 01:18:47.800 I'm not sure about that, but put. 1377 01:18:47.600 --> 01:18:49.680 A number on it. Put a number on it, okay. 1378 01:18:49.840 --> 01:18:51.960 And anything you sell above that would be. 1379 01:18:51.880 --> 01:18:57.319 Profit for four and fifty thousands okay? 1380 01:18:57.359 --> 01:18:59.159 And what and what are you selling it for? 1381 01:19:00.520 --> 01:19:02.000 Four thirty five? 1382 01:19:02.960 --> 01:19:06.159 Okay? So you don't have any tax due. So let's 1383 01:19:06.159 --> 01:19:08.560 say the house was worth four point fifty when he died, 1384 01:19:09.399 --> 01:19:12.920 and you found someone who wants it so badly and 1385 01:19:12.960 --> 01:19:15.439 it got in a bidding war and you're getting six 1386 01:19:15.520 --> 01:19:20.600 hundred for it, you would pay the tax above the 1387 01:19:20.720 --> 01:19:23.319 date of death value. Do you get that? 1388 01:19:24.880 --> 01:19:25.279 Yeah? 1389 01:19:25.359 --> 01:19:29.000 Okay, but you don't have to worry about that, man. 1390 01:19:29.319 --> 01:19:34.439 You don't have to worry about it. Your brother is mistaken, Okay, 1391 01:19:35.399 --> 01:19:39.560 there's no there's no inheritance tax. I'm sorry for your loss, 1392 01:19:39.800 --> 01:19:45.520 but congratulate congratulations on an inheritance. Put it to good use, 1393 01:19:47.119 --> 01:19:51.199 and don't do anything stupid like buy a Ferrari anyway, 1394 01:19:51.199 --> 01:19:54.199 three oh three seven anyway, thank you very much. Three 1395 01:19:54.239 --> 01:19:56.119 O three seven one three talks seven one three eight 1396 01:19:56.159 --> 01:19:58.680 two five five And by the way, on a serious note, 1397 01:19:58.840 --> 01:20:03.720 a really serious note, when I started Wave eight Wealth Management, 1398 01:20:05.359 --> 01:20:09.439 we don't deal with just high net worth individuals. We 1399 01:20:09.560 --> 01:20:13.159 give free advice to people of all walks of life. 1400 01:20:13.640 --> 01:20:17.560 So if you ever needed advice, there's no charge, no 1401 01:20:17.640 --> 01:20:22.640 obligation ever for when you call us and ask questions 1402 01:20:22.960 --> 01:20:26.000 and want to have a you know, you want to 1403 01:20:26.039 --> 01:20:28.880 sit down and have a pow wow about your finances, 1404 01:20:30.399 --> 01:20:33.560 Never a charge. And you know it's the thing is, 1405 01:20:34.760 --> 01:20:38.800 these are just consultations and we love helping people. I 1406 01:20:38.840 --> 01:20:41.479 look at it almost like an extension of my radio show. 1407 01:20:41.479 --> 01:20:44.560 We love giving information to people so they don't make 1408 01:20:44.600 --> 01:20:48.199 stupid mistakes. Okay. One of the biggest mistakes people make 1409 01:20:48.399 --> 01:20:51.600 when they have money, the very first is they rush 1410 01:20:51.640 --> 01:20:54.680 into an investment. And you always have to watch out 1411 01:20:54.680 --> 01:20:57.640 for investments that obligate you for a term of time. 1412 01:20:58.199 --> 01:21:02.560 Be really careful about that, okay. And that goes for 1413 01:21:02.720 --> 01:21:05.479 any investment that does that where you have to lock 1414 01:21:05.560 --> 01:21:06.239 up your money. 1415 01:21:06.560 --> 01:21:09.279 Now, I'm not saying they're bad investments. I'm just saying, 1416 01:21:09.359 --> 01:21:10.640 be very, very. 1417 01:21:10.439 --> 01:21:16.720 Careful before you lock up money of any kind. Sometimes 1418 01:21:16.960 --> 01:21:20.680 you're willingly locking up money because you know it might 1419 01:21:20.720 --> 01:21:23.039 be an annuity and you're willing to do that. You're saying, 1420 01:21:23.079 --> 01:21:25.840 you know what, I'm going to sacrifice some of the 1421 01:21:25.920 --> 01:21:29.000 upside potential I could make in the market. I'm going 1422 01:21:29.079 --> 01:21:34.359 to sacrifice liquidity because I believe in safety and I 1423 01:21:34.399 --> 01:21:36.960 don't care that I have to tie up my money 1424 01:21:37.279 --> 01:21:38.960 because I'm going to get income or I'm going to 1425 01:21:39.039 --> 01:21:43.199 get this. Just no terms and conditions. Okay, that's all 1426 01:21:43.199 --> 01:21:50.039 I'm asking you, now, Kashina. Have you been able to 1427 01:21:50.159 --> 01:21:53.439 get anyone for the Confucius? 1428 01:21:54.439 --> 01:21:54.600 Oh? 1429 01:21:54.640 --> 01:21:56.600 No, No, I know what I was going to do that. 1430 01:21:57.359 --> 01:21:59.640 Hold on a second, Confucius. I have an idea. I've 1431 01:21:59.640 --> 01:22:01.279 been over loading chopper today. 1432 01:22:01.399 --> 01:22:01.960 I've got someone. 1433 01:22:02.119 --> 01:22:04.600 Oh, oh you do what did you find out, Deputy 1434 01:22:04.680 --> 01:22:07.720 d Well? Confucius? Oh, I heard you calling? Yeah, what 1435 01:22:07.800 --> 01:22:08.319 did you find? 1436 01:22:08.640 --> 01:22:11.359 Confucius say? There's a nasty smell in the basement of that. 1437 01:22:11.359 --> 01:22:14.800 That's what Confucius say, A nasty uh what do you called? 1438 01:22:14.840 --> 01:22:17.239 The sewer oder coming from an area? 1439 01:22:17.479 --> 01:22:21.840 Confucius go to the Ara Mark office and ask for 1440 01:22:21.960 --> 01:22:25.479 a very nice lady named Shannon last initialist ce. She 1441 01:22:25.560 --> 01:22:29.199 works in the accounting department and she knows everybody who 1442 01:22:29.279 --> 01:22:32.199 works at Corsefield. And I've known Shannon for about fifteen years. 1443 01:22:32.279 --> 01:22:34.319 So it's not going to get him in trouble or anything. 1444 01:22:34.560 --> 01:22:37.119 No, if he's just polite about it, and say, Shannon, 1445 01:22:37.199 --> 01:22:38.760 is there someone I can talk to? Who do you 1446 01:22:38.800 --> 01:22:41.399 recommend I talk to about getting rid of the sewer smell. 1447 01:22:41.399 --> 01:22:43.119 Or not just getting rid of it, but just seeing 1448 01:22:43.159 --> 01:22:45.800 if it's serious or not right, just investigating it. 1449 01:22:45.840 --> 01:22:47.920 Well, it'd be nice to get rid of it. Of course, 1450 01:22:47.960 --> 01:22:49.399 Confucius doesn't have to smell at all. 1451 01:22:49.439 --> 01:22:51.319 Of course, what do you think is from? 1452 01:22:51.680 --> 01:22:54.279 Well, it's well, it's obviously from some of the sewageh 1453 01:22:54.479 --> 01:22:56.359 of there. I have no idea. 1454 01:22:56.439 --> 01:22:58.079 I'll tell you what I think. Pike, do you know 1455 01:22:58.119 --> 01:23:02.680 what do you know of the time? What the reason 1456 01:23:02.760 --> 01:23:03.680 for sewer gas smell? 1457 01:23:03.880 --> 01:23:04.199 Yes? 1458 01:23:04.239 --> 01:23:05.640 What dried drains? 1459 01:23:06.119 --> 01:23:06.279 Oh? 1460 01:23:06.399 --> 01:23:08.199 Kay, I didn't think about that one. You're right, that's 1461 01:23:08.239 --> 01:23:10.159 a good one. But most of the time it's a. 1462 01:23:10.199 --> 01:23:13.479 Vent leaning out to the roof. But you're right, it's 1463 01:23:13.520 --> 01:23:17.720 also p traps that get empty p traps are drains. 1464 01:23:18.039 --> 01:23:20.680 Let's say you have a guest bedroom and there's a 1465 01:23:20.760 --> 01:23:23.680 shower in there and it's not used much. Well, that shower, 1466 01:23:24.319 --> 01:23:28.359 that drain, if it dries out, will allow sewer gas 1467 01:23:28.399 --> 01:23:31.239 smell to come back up through that drain, and you'll 1468 01:23:31.279 --> 01:23:32.760 swear to God something died in it. 1469 01:23:32.880 --> 01:23:34.000 That's why they're called traps. 1470 01:23:34.159 --> 01:23:36.119 They're called pe traps. That's right. 1471 01:23:37.039 --> 01:23:38.479 The trap the sewer gas. 1472 01:23:38.560 --> 01:23:41.680 Yeah, and the and it also uh, it also traps things, 1473 01:23:41.720 --> 01:23:43.880 you believe it or not. If you drop something like 1474 01:23:43.880 --> 01:23:46.640 a ring down there, it'll it'll it'll stay in that 1475 01:23:46.680 --> 01:23:50.840 little loop unless you keep flushing it. Julie, I know 1476 01:23:50.880 --> 01:23:52.640 I have to take a break, but Julie, let's get 1477 01:23:52.680 --> 01:23:55.560 started with you. What is the issue? Is it something 1478 01:23:55.600 --> 01:23:56.279 you're renting? 1479 01:23:59.039 --> 01:24:05.880 Yeah, your for approximately three years. It's actually the most 1480 01:24:06.159 --> 01:24:09.640 accessiable rental I've found in. 1481 01:24:11.319 --> 01:24:14.720 Now. Is this a normal rental? Is this a normal 1482 01:24:14.800 --> 01:24:18.279 rental where you're paying rent? Or is this subsidizer? And 1483 01:24:18.359 --> 01:24:21.199 I just have to ask this because it really makes 1484 01:24:21.279 --> 01:24:24.359 a difference. Is this a normal rental and a normal lease? 1485 01:24:27.039 --> 01:24:29.479 I have a house in Voucher. 1486 01:24:29.920 --> 01:24:33.479 Okay, Okay, that's why I asked. Okay, hold on and 1487 01:24:33.479 --> 01:24:37.159 we'll come back to this coming up, talking about subsidized lease. 1488 01:24:37.399 --> 01:24:40.920 She's having issues, she says, this is terrible. We'll talk 1489 01:24:40.960 --> 01:24:43.119 to her and more coming up. Three oh three seven 1490 01:24:43.199 --> 01:24:45.000 one three A two five five. 1491 01:24:50.560 --> 01:24:53.840 Go with a sure thing Denver's best roofer Excel Roofing 1492 01:24:53.920 --> 01:24:54.520 dot com. 1493 01:24:54.560 --> 01:24:58.960 You don't pay a cent until your content wait on 1494 01:24:59.119 --> 01:24:59.840 top of it. 1495 01:25:00.039 --> 01:25:03.119 Time for an insurance checkup free, no obligation. In comparison, 1496 01:25:03.279 --> 01:25:06.840 call Compass Insurance paying too much your coverage at dozens 1497 01:25:06.840 --> 01:25:09.560 of insurance companies find out now three all three seven 1498 01:25:09.560 --> 01:25:11.920 to seven to one. Help. You'll think you're his only 1499 01:25:12.039 --> 01:25:14.479 customer when you choose Frank durand the real estate Man 1500 01:25:14.520 --> 01:25:17.920 dot com to list your home with Remax Alliance three 1501 01:25:18.159 --> 01:25:23.159 three nine two zero sixteen twenty two. Hi Tom Martino. 1502 01:25:24.800 --> 01:25:30.800 So Julie says she's been renting for three years and 1503 01:25:31.079 --> 01:25:36.640 you're on a housing vouchers at section eight. Yeah, and 1504 01:25:36.720 --> 01:25:39.239 tell me what's going on? What's your story? How can 1505 01:25:39.279 --> 01:25:39.840 we help you? 1506 01:25:43.520 --> 01:25:44.520 There's actually a lot. 1507 01:25:44.399 --> 01:25:47.119 Of things to it, but insur well, where did it 1508 01:25:47.159 --> 01:25:47.760 all start? 1509 01:25:47.880 --> 01:25:51.760 Let's say, let's go seriously, Julie, you've been renting for 1510 01:25:51.800 --> 01:25:55.680 three years on Section eight. When did your problems first start? 1511 01:25:58.319 --> 01:26:02.279 I know that there was a problem only a few 1512 01:26:02.319 --> 01:26:07.199 months into renting. And I rented here because it's green housing, 1513 01:26:07.680 --> 01:26:10.880 and it's brand new, and I have extremely something. 1514 01:26:11.079 --> 01:26:15.840 So a few months into your very first lease, you 1515 01:26:16.000 --> 01:26:18.680 noticed a problem. 1516 01:26:19.279 --> 01:26:24.279 Yeah, okay, and I did a mold shunt and that 1517 01:26:24.399 --> 01:26:29.319 came back in the mold plate had. Yeah, there was growth. 1518 01:26:29.600 --> 01:26:32.479 So well, you know what, Julie, that's going to ninety 1519 01:26:32.520 --> 01:26:35.079 eight percent of the time we're going to find mold. 1520 01:26:35.479 --> 01:26:39.039 The question is is it deadly or toxic mold, or 1521 01:26:39.159 --> 01:26:42.000 is it moderate mold or all of that. But one 1522 01:26:42.039 --> 01:26:44.039 thing I do want to tell you, and I want 1523 01:26:44.039 --> 01:26:46.840 you to hear this because I don't want to lie 1524 01:26:46.920 --> 01:26:48.960 to you and I don't want to waste your time. 1525 01:26:49.319 --> 01:26:52.920 But I'm going to tell you that section eight we'll 1526 01:26:52.960 --> 01:26:57.239 do nothing about mold for your apartment, not unless it 1527 01:26:57.359 --> 01:27:02.119 was truly overrun with toxic mold and it was making 1528 01:27:02.199 --> 01:27:05.920 people sick. But if you have a sensitivity and you're 1529 01:27:05.960 --> 01:27:10.319 getting free housing vouchers and you complain about mold, I'm 1530 01:27:10.359 --> 01:27:13.479 just like I said, I'm not telling you what I 1531 01:27:13.600 --> 01:27:16.680 think is right. I'm telling you what will happen. They 1532 01:27:16.720 --> 01:27:19.720 will do nothing. They're not going to say, all right, 1533 01:27:19.840 --> 01:27:22.760 let's investigate this mold for Julie. They're not going to 1534 01:27:22.840 --> 01:27:23.119 do it. 1535 01:27:25.880 --> 01:27:28.880 Yeah, but that's the least of my concerns. 1536 01:27:28.960 --> 01:27:32.680 That was Okay, let's go to the most important concerns. 1537 01:27:32.760 --> 01:27:35.520 What are they? 1538 01:27:36.640 --> 01:27:39.119 So as fur as I don't have an ability. I 1539 01:27:39.119 --> 01:27:42.079 think there's like eight hits on that I have been 1540 01:27:42.159 --> 01:27:45.159 paying for a laundry machine thirty dollars a month, which 1541 01:27:45.159 --> 01:27:48.119 I had a reasonable accommodation I shouldn't be paying for. 1542 01:27:49.000 --> 01:27:53.319 But it's not been working. It was agitating without water, 1543 01:27:54.079 --> 01:27:55.720 hot water, hot water. 1544 01:27:56.399 --> 01:28:00.239 Okay, so right now, right now, you're paying extra for 1545 01:28:00.319 --> 01:28:05.520 something you're not getting. Yeah, what is it that you're 1546 01:28:05.560 --> 01:28:07.920 paying extra for? You called it a what machine? 1547 01:28:09.520 --> 01:28:10.840 A laundry machine? 1548 01:28:11.319 --> 01:28:13.279 What? What do you mean? Like a dishway? Do you 1549 01:28:13.319 --> 01:28:19.039 mean like a clothes washer? Yeah? Okay, so so so 1550 01:28:19.119 --> 01:28:21.079 what what do you mean you're not getting it? You 1551 01:28:21.119 --> 01:28:23.079 don't have a washing machine? 1552 01:28:26.079 --> 01:28:31.640 No I do. I did a reasonable accommodation requesting what 1553 01:28:31.680 --> 01:28:32.439 does that mean? 1554 01:28:33.079 --> 01:28:35.279 Well, I don't know what that means, I guess, Julie, 1555 01:28:35.319 --> 01:28:37.399 a reasonable accommodation meaning. 1556 01:28:37.159 --> 01:28:46.520 What a reasonable accommodation request to eliminate the thirty dollars amongst. 1557 01:28:46.159 --> 01:28:50.840 The Oh okay, I get it. So you so you 1558 01:28:50.920 --> 01:28:56.680 were saying that you need this washing machine because you're disabled, 1559 01:28:56.880 --> 01:28:59.439 and you wanted them to pay for it. 1560 01:29:01.520 --> 01:29:03.680 Yeah, okay, it would have been housing. 1561 01:29:04.119 --> 01:29:05.600 Yeah okay. 1562 01:29:05.760 --> 01:29:07.720 And so did they turn it down or do they 1563 01:29:07.720 --> 01:29:10.680 approve it? Yeah? 1564 01:29:10.720 --> 01:29:13.720 I never received the letter, and obviously I didn't get 1565 01:29:13.720 --> 01:29:18.600 approved because I'm having to pay extra for that for rent. 1566 01:29:18.600 --> 01:29:22.159 Which but you're telling me, you're telling me you're paying extra, 1567 01:29:22.239 --> 01:29:25.800 but you're not getting it. Is there no washing machine there? 1568 01:29:27.279 --> 01:29:32.199 Well, there's a washing machine there, and apparently I had 1569 01:29:32.239 --> 01:29:36.359 been it has not been working, but for a short 1570 01:29:36.399 --> 01:29:42.560 time in the beginning, finally caught it agitating without water. 1571 01:29:44.079 --> 01:29:46.079 Yeah. Well we don't We don't have to get into 1572 01:29:46.159 --> 01:29:51.560 the technicalities, but it's suffice it to say you basically 1573 01:29:51.680 --> 01:29:53.960 can't use it. Is that what we're saying right now? 1574 01:29:54.000 --> 01:29:57.159 You can't use that washing machine? 1575 01:29:57.560 --> 01:30:01.680 Well, sometimes it works on one the bulky setting, let's 1576 01:30:01.680 --> 01:30:03.520 put it that way. I can't use any other. And 1577 01:30:03.680 --> 01:30:04.359 it doesn't have. 1578 01:30:04.319 --> 01:30:06.680 Hot So have you have you talked to them about 1579 01:30:06.720 --> 01:30:08.720 it and say, look, I'm paying an extra for this 1580 01:30:09.119 --> 01:30:10.159 and it's not working. 1581 01:30:12.279 --> 01:30:17.520 I have uh oh, the correspondence is more than I 1582 01:30:17.560 --> 01:30:19.640 can count about the same things. 1583 01:30:20.039 --> 01:30:22.800 Yeah, but but so if you call and say the 1584 01:30:22.920 --> 01:30:24.920 washing machine's not working, what do they do? 1585 01:30:26.680 --> 01:30:26.880 Well? 1586 01:30:26.960 --> 01:30:29.319 Actually, the last well, the last time he came over 1587 01:30:30.279 --> 01:30:35.199 and it's faked like it's hot water. Well, I don't 1588 01:30:35.199 --> 01:30:37.720 think one hundred and seven is hot water. 1589 01:30:39.199 --> 01:30:45.439 Well, I don't know, but usually with detergent, Usually with detergent, 1590 01:30:45.560 --> 01:30:48.880 it's hot enough. What do you want right now, Julie, 1591 01:30:48.960 --> 01:30:49.920 what can we do for you? 1592 01:30:51.800 --> 01:31:01.159 Well, so the place has no paint on the walls. 1593 01:30:58.840 --> 01:31:00.720 What do you mean? What do you mean? No, what 1594 01:31:00.760 --> 01:31:02.600 do you mean no paint on the walls? What do 1595 01:31:02.640 --> 01:31:03.000 you mean? 1596 01:31:06.039 --> 01:31:10.399 Literally, in certain areas this place was not completed. Okay. 1597 01:31:10.439 --> 01:31:14.439 I had a painting jump become before I became disabled. 1598 01:31:15.119 --> 01:31:20.039 And in certain areas it is just texture. There are 1599 01:31:20.119 --> 01:31:24.840 certain areas that do have primer on them. I went 1600 01:31:24.880 --> 01:31:27.479 into them because I. 1601 01:31:26.520 --> 01:31:29.560 I how long have you been in that particular apartment, 1602 01:31:30.359 --> 01:31:34.239 that particular apartment, how long have you been in it? 1603 01:31:34.359 --> 01:31:36.199 Three months of three years? 1604 01:31:36.319 --> 01:31:38.640 But it's the veryson, So you've been in the same 1605 01:31:38.960 --> 01:31:41.159 You've been in the same apartment for three years. 1606 01:31:43.159 --> 01:31:50.479 Yeah. Uh, it's the best accommodations I've found. Okay, so 1607 01:31:51.159 --> 01:31:54.079 they won't do anything, well, they've spent let's sit a well, 1608 01:31:54.159 --> 01:31:57.600 not the orchid man, but. 1609 01:31:59.239 --> 01:32:02.159 Yeah, and do you have a con Do you have 1610 01:32:02.279 --> 01:32:08.119 a contact that we could call and ask them about 1611 01:32:08.319 --> 01:32:11.279 the situation. Would they think that you're a pain in 1612 01:32:11.319 --> 01:32:13.600 the ass or would they say you complain too much? 1613 01:32:13.960 --> 01:32:16.159 Or does everyone feel the same way? Do you have 1614 01:32:16.279 --> 01:32:17.840 neighbors that feel the same way? 1615 01:32:20.479 --> 01:32:27.039 Yeah? This place, boy, there were countless air conditioners that 1616 01:32:27.079 --> 01:32:29.439 didn't work for one summer. 1617 01:32:31.159 --> 01:32:35.039 But right right now, though, if we had to if 1618 01:32:35.039 --> 01:32:38.359 we listen, if we had to narrow down the problems 1619 01:32:38.399 --> 01:32:39.760 that you're having right. 1620 01:32:39.520 --> 01:32:44.960 Now, the washing machine is one of them. And you're 1621 01:32:45.000 --> 01:32:48.439 saying the paint you want your place painted? 1622 01:32:50.399 --> 01:32:54.039 Yeah, you wrote up a reasonable accommodation request for paint 1623 01:32:54.119 --> 01:32:58.880 on the wall and to flush the drain, the floor 1624 01:32:59.000 --> 01:33:01.479 drain that is behind the locked door by the hot 1625 01:33:01.520 --> 01:33:06.640 waters eater of of having bug problems or still are. 1626 01:33:06.479 --> 01:33:10.279 You having any sewer gases as a result of that? Yeah? 1627 01:33:10.439 --> 01:33:11.880 Yeah, which makes me sick. 1628 01:33:12.279 --> 01:33:15.239 Okay, all right, Julie, are you you're on the bottom 1629 01:33:15.239 --> 01:33:15.800 floor then. 1630 01:33:15.760 --> 01:33:18.800 Right, No, I'm on the second. 1631 01:33:19.479 --> 01:33:23.159 Okay, do your neighbors Have you ever talked to your neighbors? 1632 01:33:23.199 --> 01:33:24.920 Are they having similar problems? 1633 01:33:27.760 --> 01:33:32.720 Yeah, there's there's this group site on Facebook and only 1634 01:33:32.840 --> 01:33:36.680 complaints and yes a lot of people. Have you ever 1635 01:33:36.880 --> 01:33:39.199 try to wipe off the spun on your wall and 1636 01:33:39.399 --> 01:33:42.319 wipes off the paint? Well, that would be primary, so 1637 01:33:42.479 --> 01:33:43.640 there is no finished coat. 1638 01:33:44.319 --> 01:33:48.079 No, you're right, you're right. Listen, here's what i want 1639 01:33:48.119 --> 01:33:50.560 to say. I want to say something because I'm getting 1640 01:33:50.600 --> 01:33:54.239 a lot of comments and texts. There are people and 1641 01:33:54.359 --> 01:33:57.680 let's just you know, like I said, I believe in 1642 01:33:57.760 --> 01:34:01.920 just being wide open on this show. See and I'm 1643 01:34:01.960 --> 01:34:03.880 on your side. I'm going to tell you basically, I'm 1644 01:34:03.920 --> 01:34:06.960 on your side, Julie, because I know that a lot 1645 01:34:07.000 --> 01:34:10.439 of people are in a situation no fault of their own, 1646 01:34:10.720 --> 01:34:14.199 where they depend on Section eight. But that doesn't mean 1647 01:34:14.840 --> 01:34:19.479 they should have to accept substandard conditions. There are people 1648 01:34:19.680 --> 01:34:25.119 commenting on my text saying you should be grateful, you 1649 01:34:25.119 --> 01:34:29.119 know the government's paying your rent, you know, just be happy, 1650 01:34:29.239 --> 01:34:33.039 blah blah blah. But there's no reason why people should 1651 01:34:33.119 --> 01:34:36.159 have to live smelling sewer gas or paying for a 1652 01:34:36.319 --> 01:34:40.439 washing machine that doesn't work or stuff like that. There's 1653 01:34:40.479 --> 01:34:47.720 a fine line between gratitude and exercising your rights. I 1654 01:34:47.760 --> 01:34:52.600 am sure, Julie that in general you appreciate the Section 1655 01:34:52.720 --> 01:34:56.199 eight accommodations, you know, the fact that you can get 1656 01:34:56.319 --> 01:34:59.439 help with your rent and all of that. But by 1657 01:34:59.479 --> 01:35:01.199 the way, what happened. 1658 01:35:00.880 --> 01:35:03.159 With you, why are you on Section eight was do 1659 01:35:03.199 --> 01:35:04.279 you have a disability? 1660 01:35:07.119 --> 01:35:11.399 Yeah? So I'm the survivor of domestic violence, which was 1661 01:35:11.960 --> 01:35:15.439 my safety compromised my safety, and I would like to 1662 01:35:15.439 --> 01:35:17.720 make a comment on some of that, on what would 1663 01:35:17.720 --> 01:35:17.840 you do? 1664 01:35:18.000 --> 01:35:20.039 Know you go ahead, make a comment, go. 1665 01:35:19.960 --> 01:35:26.479 Ahead, thank you a statement. Really, I am very appreciative 1666 01:35:26.840 --> 01:35:28.439 of the fact that I. 1667 01:35:28.359 --> 01:35:28.880 Have a home. 1668 01:35:30.760 --> 01:35:39.399 The situation of these things exasperate. I have ser chronic 1669 01:35:39.479 --> 01:35:41.439 inflammatory response syndrome. 1670 01:35:41.600 --> 01:35:44.319 Okay, Julie, hold on, I got to take this break. 1671 01:35:44.359 --> 01:35:47.319 I understand you have a plethora of health problems. 1672 01:35:47.680 --> 01:35:55.960 Hold on, we got more right after this. Go with 1673 01:35:56.039 --> 01:35:59.560 a sure thing Denver's Best Roofer, Excel Roofing dot Com 1674 01:36:00.199 --> 01:36:06.239 a cent until you're content, Time for an insurance check 1675 01:36:06.319 --> 01:36:10.319 up free no obligation comparison call compass insurance pay too 1676 01:36:10.399 --> 01:36:13.479 much your coverage at dozens of insurance companies find out 1677 01:36:13.479 --> 01:36:16.039 now three oh three seven seven to one help. You'll 1678 01:36:16.039 --> 01:36:18.800 think you're his only customer when you choose Frank durand 1679 01:36:18.800 --> 01:36:21.239 the real estate man dot com to list your home 1680 01:36:21.479 --> 01:36:24.640 with Remax Alliance three oh three nine two zero sixteen 1681 01:36:24.680 --> 01:36:30.560 twenty two. 1682 01:36:31.840 --> 01:36:36.359 Hi, welcome to the show. Three O three seven one 1683 01:36:36.399 --> 01:36:40.800 three eight two five five? What's on your mind? What 1684 01:36:40.840 --> 01:36:41.920 can we do to help you? 1685 01:36:41.960 --> 01:36:44.760 That's what we need to know, all right, So when 1686 01:36:44.800 --> 01:36:50.039 you call us, we try to help. Now again, there 1687 01:36:50.079 --> 01:36:54.000 are people who really don't react well, and they say 1688 01:36:54.000 --> 01:36:57.279 the more you give people, the more they complain. And 1689 01:36:57.359 --> 01:37:01.399 even though people have health problems, it's it's not everyone's problem, 1690 01:37:01.439 --> 01:37:06.399 it's their problem. One said Tom. You know, people are sick, 1691 01:37:06.439 --> 01:37:11.000 people are disabled. Why do people feel society owes them something? 1692 01:37:11.840 --> 01:37:15.000 Someone else says, Why don't they be appreciative for what 1693 01:37:15.119 --> 01:37:18.239 they have and try to work with others? Now again, 1694 01:37:18.840 --> 01:37:22.359 I have a very mixed audience, you know, I mean, 1695 01:37:22.680 --> 01:37:24.640 and most of the time, I'm just going to tell you, 1696 01:37:25.119 --> 01:37:32.000 most of the time people the people who express themselves 1697 01:37:32.479 --> 01:37:35.439 are the ones who are more vocal and angry about 1698 01:37:35.520 --> 01:37:38.680 things than those who stay quiet. There might be a 1699 01:37:38.720 --> 01:37:41.960 lot of quiet people saying, look, you know, poor Julie 1700 01:37:41.960 --> 01:37:45.199 can't help it. She's got health problems, and all she 1701 01:37:45.279 --> 01:37:50.000 wants is a place that she can live in without mold, 1702 01:37:50.760 --> 01:37:55.319 without odors, without these problems. She's not asking for the 1703 01:37:55.359 --> 01:37:59.359 taj Mahal. So again, Julie, you were about to say 1704 01:37:59.439 --> 01:38:02.479 something and I had to take a break. So continue, 1705 01:38:02.680 --> 01:38:06.239 you say, you are appreciative of what you have, but 1706 01:38:06.399 --> 01:38:10.039 you simply want you know, you were starting to outline 1707 01:38:10.079 --> 01:38:14.720 your disabilities. There's no reason to do that, Julie. I 1708 01:38:14.800 --> 01:38:21.800 believe you you have health problems, so so take it 1709 01:38:21.840 --> 01:38:24.520 from there. I mean, we can make some phone calls 1710 01:38:25.039 --> 01:38:29.880 and find out where they are and getting some of 1711 01:38:29.920 --> 01:38:33.880 these things fixed. But to be honest with you, one 1712 01:38:33.920 --> 01:38:37.279 of the most common complaints we get, You're not the 1713 01:38:37.319 --> 01:38:41.600 only one. We get a lot of complaints about subsidized 1714 01:38:41.600 --> 01:38:45.399 housing in general. In general, people. 1715 01:38:45.039 --> 01:38:50.319 Who have housing vouchers and getting their rent paid, they 1716 01:38:50.399 --> 01:38:53.600 feel like they're being treated like second class citizens. 1717 01:38:54.399 --> 01:38:56.159 They're not, you know what I'm saying. 1718 01:38:56.159 --> 01:39:00.119 They feel like, you know, it's not my fault that 1719 01:39:00.159 --> 01:39:03.520 I'm using vouchers, but don't I deserve a. 1720 01:39:03.520 --> 01:39:07.680 Decent place to live? Is that how you would put it. 1721 01:39:10.159 --> 01:39:16.880 Well, you know, I, like everybody else, it's important to 1722 01:39:16.920 --> 01:39:19.920 have hot water to be able to sanitize your stuff. 1723 01:39:22.079 --> 01:39:26.520 And by the way, Dragon brought this out, the hot 1724 01:39:26.560 --> 01:39:29.279 water problem has nothing to do with your washing machine. 1725 01:39:29.319 --> 01:39:34.159 You know that, right, that's the hot water right. 1726 01:39:34.560 --> 01:39:37.520 So are you having problems with hot water in general 1727 01:39:37.720 --> 01:39:39.199 or just when you wash clothes? 1728 01:39:40.760 --> 01:39:44.239 No, in general, there's no hot water coming out of 1729 01:39:44.279 --> 01:39:46.640 any tap at one hundred and five to one hundred 1730 01:39:46.680 --> 01:39:49.239 and ten, and the dishwasher needs it to be one 1731 01:39:49.319 --> 01:39:51.720 hundred and twenty in order for it to work. 1732 01:39:52.119 --> 01:39:56.279 But here's another thing. I don't think we're going to 1733 01:39:56.359 --> 01:40:00.119 get Section eight. I don't know what their minimums and 1734 01:40:00.239 --> 01:40:03.239 its are. Actually. Do you know is this privately owned 1735 01:40:03.279 --> 01:40:07.479 property because you can use Section eight vouchers on government 1736 01:40:07.560 --> 01:40:10.600 property or privately is this privately owned property? Do you know? 1737 01:40:12.600 --> 01:40:17.720 No? But I was trying to put in the warrant 1738 01:40:17.720 --> 01:40:22.600 of habitability, But dude, in my brain injury and I 1739 01:40:22.640 --> 01:40:23.800 think that's twenty You. 1740 01:40:23.720 --> 01:40:28.199 Know, my god, Julie, every time we talk about something, 1741 01:40:28.239 --> 01:40:32.199 you have a disability to match it. I mean, look 1742 01:40:32.239 --> 01:40:37.680 at warranty of habitability. Issues are real things. That means 1743 01:40:37.680 --> 01:40:41.520 that you have to have basic housing and basic safety 1744 01:40:42.000 --> 01:40:48.000 and basic security. I don't think that you splitting hairs 1745 01:40:48.039 --> 01:40:50.039 between one hundred and ten degrees and one hundred and 1746 01:40:50.079 --> 01:40:53.680 twenty degrees. That is not an issue of habitability. I 1747 01:40:53.720 --> 01:40:57.079 don't think you're going to get anyone to do anything 1748 01:40:57.199 --> 01:41:00.439 under the Warranty of Habitability Act? Have you? You called 1749 01:41:00.479 --> 01:41:01.359 the Health Department? 1750 01:41:04.279 --> 01:41:11.159 Yeah, and they said that having no paint is a 1751 01:41:11.199 --> 01:41:12.000 health risk. 1752 01:41:12.239 --> 01:41:13.399 Well what are they doing about it? 1753 01:41:13.720 --> 01:41:16.439 But what are they doing about it? 1754 01:41:16.640 --> 01:41:22.600 Because I have Section eight my housing cort. You neighbor 1755 01:41:23.119 --> 01:41:24.640 should be able to do something. 1756 01:41:24.720 --> 01:41:27.159 How is your housing coordinator doing anything? 1757 01:41:28.800 --> 01:41:33.439 She's not supportive at all. In fact, I'm paying like 1758 01:41:33.560 --> 01:41:37.279 fifty percent where it should be thirty percent of what 1759 01:41:38.359 --> 01:41:42.479 of what of my income? Of my income? So okay, 1760 01:41:42.600 --> 01:41:46.399 my three utilities are out of pocket as well. 1761 01:41:47.000 --> 01:41:52.399 Okay, okay, Julie. Again, So if we had to pick, 1762 01:41:52.600 --> 01:41:57.039 you have so many problems with health and with housing. 1763 01:41:57.399 --> 01:41:59.960 If we had to pick the top, let's say two 1764 01:42:00.079 --> 01:42:02.359 problems to help you with, what would they be? Right now? 1765 01:42:02.399 --> 01:42:04.079 What are we talking about? 1766 01:42:06.039 --> 01:42:09.560 Well, I don't know about that, but let me add 1767 01:42:09.600 --> 01:42:16.359 in that during winter, and I didn't give any response 1768 01:42:16.520 --> 01:42:19.399 with either of the infestation of bugs. 1769 01:42:21.479 --> 01:42:27.520 Julie, I can't believe. Put her on hold. I don't 1770 01:42:27.520 --> 01:42:31.520 know what to do about this. Every area of her life, 1771 01:42:32.079 --> 01:42:38.479 every single area of her life, is nothing but a problem. Everything, trulye, 1772 01:42:38.520 --> 01:42:40.560 I don't know how you grew up. I really don't. 1773 01:42:41.279 --> 01:42:42.800 None of these things are gonna that. 1774 01:42:42.920 --> 01:42:46.399 People are just getting by, they're barely getting by. 1775 01:42:47.680 --> 01:42:50.840 And I'm gonna be honest with you. Section a's not 1776 01:42:50.880 --> 01:42:52.600 going to do anything about these things. They're not going 1777 01:42:52.680 --> 01:42:54.640 to look at each and every one of your problems 1778 01:42:54.840 --> 01:42:57.159 and go down a list and say, let's take care 1779 01:42:57.199 --> 01:43:00.359 of Julie. It's just not going to happen. If you 1780 01:43:00.479 --> 01:43:04.039 have a serious problem today, Kachina, have her talked to 1781 01:43:04.079 --> 01:43:05.920 one of the deputies there. If she has a problem, 1782 01:43:05.920 --> 01:43:08.800 we can work on let's work on it. But all 1783 01:43:08.880 --> 01:43:14.239 she does is talk about my God. Every area of 1784 01:43:14.279 --> 01:43:18.359 her health is bad, and every area of her housing 1785 01:43:18.439 --> 01:43:22.760 is bad. There is nothing good. In fact, I'd like 1786 01:43:22.840 --> 01:43:26.079 to ask her, is there anything good going on in 1787 01:43:26.119 --> 01:43:30.800 her life right now? Ask her that, truly, is there 1788 01:43:30.800 --> 01:43:33.479 anything good going on in your life right now? Anything 1789 01:43:33.520 --> 01:43:33.800 at all? 1790 01:43:36.159 --> 01:43:38.079 Yeah, it is good? 1791 01:43:38.560 --> 01:43:38.760 Good. 1792 01:43:39.039 --> 01:43:40.840 No, I'll tell you, I'll tell you this. 1793 01:43:41.159 --> 01:43:43.640 Hold on a second, I'll come right back. I gotta 1794 01:43:43.680 --> 01:43:46.159 take a break. We got a whole show here. Hold on, 1795 01:43:52.199 --> 01:43:55.439 go with a sure thing Denver's best roofer Excel Roofing 1796 01:43:55.560 --> 01:43:56.119 dot com. 1797 01:43:56.159 --> 01:43:58.199 You don't pay a cent until you're content. 1798 01:44:01.560 --> 01:44:04.760 Time for an insurance check up free, no obligation in comparison, 1799 01:44:04.880 --> 01:44:08.439 call Compass Insurance. Pay too much your coverage at dozens 1800 01:44:08.479 --> 01:44:11.199 of insurance companies find out now three oh three seven 1801 01:44:11.279 --> 01:44:14.119 seven to one help. You'll think you're his only customer 1802 01:44:14.159 --> 01:44:16.399 when you choose Frank durand the real estate Man dot 1803 01:44:16.439 --> 01:44:19.720 com to list your home with Remax Alliance three oh 1804 01:44:19.800 --> 01:44:31.600 three nine two zero sixteen twenty two. Rit need advis 1805 01:44:31.960 --> 01:44:32.760 You don't have a. 1806 01:44:35.159 --> 01:44:39.760 Run anxious status? Can Shooter's gonna help? 1807 01:44:40.039 --> 01:44:40.399 Come? 1808 01:44:41.000 --> 01:44:47.840 Man, this is the Troubleshooter Show. No, Tom Martino, Hi, 1809 01:44:47.960 --> 01:44:51.760 I'm Tom Martino. This is the Troubleshooter Show. And man 1810 01:44:51.840 --> 01:44:54.439 have we had a variety of calls today and a 1811 01:44:54.520 --> 01:44:58.319 variety of comments, and I knew it would get political. 1812 01:45:00.039 --> 01:45:02.760 Let me give you an example. You know, sometimes I 1813 01:45:02.840 --> 01:45:05.359 lament at how many people call that are just hard 1814 01:45:05.439 --> 01:45:10.000 luck stories. It starts with disabilities. There are so many 1815 01:45:10.039 --> 01:45:13.920 people with disabilities. Then they're on the public dole. And 1816 01:45:13.960 --> 01:45:16.439 I'm not saying that as a bad thing. I think 1817 01:45:16.479 --> 01:45:20.840 people in need, we have a collective responsibility to those 1818 01:45:20.920 --> 01:45:24.159 truly in need to help them. I really believe that. 1819 01:45:24.880 --> 01:45:29.960 But then people many times who complain on this show 1820 01:45:30.399 --> 01:45:33.840 are people if you look. I went back and I 1821 01:45:33.920 --> 01:45:38.840 looked at people complaining about their housing conditions. All right, 1822 01:45:38.880 --> 01:45:42.079 I went back and looked. I have real stats on people. 1823 01:45:42.159 --> 01:45:45.600 I don't go buy theory or buy feeling. I go 1824 01:45:45.640 --> 01:45:52.479 by stats. Eighty five percent of those complaining about their 1825 01:45:52.520 --> 01:46:00.359 housing conditions or on subsidized or free housing umber one 1826 01:46:00.439 --> 01:46:05.119 complaint it was unhealthy for them in their current condition 1827 01:46:06.039 --> 01:46:14.239 because of their disabilities. So disabilities and habitability eighty five 1828 01:46:14.279 --> 01:46:17.520 percent of the time people who are on the public 1829 01:46:17.560 --> 01:46:20.239 doll Now I don't. 1830 01:46:20.439 --> 01:46:24.520 My mom was on social services for a while when I. 1831 01:46:24.479 --> 01:46:27.920 Was growing up. My dad left us A long story, okay, 1832 01:46:28.439 --> 01:46:32.520 we went from being very wealthy to being very poor 1833 01:46:33.279 --> 01:46:37.079 almost overnight because my dad left with everything in the 1834 01:46:37.119 --> 01:46:40.960 middle of the night. Literally. Then we worked our way 1835 01:46:41.000 --> 01:46:43.960 back to where I helped my mom. But there were 1836 01:46:44.039 --> 01:46:49.479 times I would hide when people from my high school 1837 01:46:49.520 --> 01:46:51.439 came to drop off food baskets. 1838 01:46:52.119 --> 01:46:55.720 I didn't want them to know I lived there, So 1839 01:46:57.279 --> 01:47:00.000 I get being on assistance. 1840 01:47:01.319 --> 01:47:05.720 I remember my mother being grateful and actually almost guilty 1841 01:47:05.880 --> 01:47:08.000 because she had to have food stamps for a while 1842 01:47:09.199 --> 01:47:12.479 and she got a small check from Social Services, and 1843 01:47:12.560 --> 01:47:16.439 back then they would monitor everything. They were very strict, 1844 01:47:17.840 --> 01:47:21.399 and I remember this, so I don't mind when people 1845 01:47:21.520 --> 01:47:25.760 call and they are on public assistance and they have complaints. 1846 01:47:25.760 --> 01:47:27.720 They have a right to have complaints. They have a 1847 01:47:27.800 --> 01:47:31.119 right to be treated with dignity, and self respect is 1848 01:47:31.159 --> 01:47:36.840 something they should have. I also believe there's an entitlement 1849 01:47:36.920 --> 01:47:38.399 attitude with some people as. 1850 01:47:38.239 --> 01:47:42.119 Well, where it's like they believe the world owes them 1851 01:47:43.439 --> 01:47:49.640 these disabilities they have for some reason, everyone owes them. 1852 01:47:50.520 --> 01:47:55.279 And I have something to say about disabilities. I for 1853 01:47:55.399 --> 01:47:58.239 one and one of these people who believe there are 1854 01:47:58.359 --> 01:48:03.680 legit disabilities and there are bs disabilities. Now I'm not 1855 01:48:03.760 --> 01:48:06.039 telling you which ones are which, I'll leave that to you, 1856 01:48:06.079 --> 01:48:11.800 but there are people who are disabled, quote disabled, and 1857 01:48:11.840 --> 01:48:17.520 then people who are really disabled. Again, these are private 1858 01:48:17.560 --> 01:48:20.720 thoughts I have when it comes to people calling the show. 1859 01:48:21.960 --> 01:48:25.239 I truly start out wanting to help each and every person, 1860 01:48:26.560 --> 01:48:28.439 but that one woman that called I just want to 1861 01:48:28.439 --> 01:48:30.399 give her as an example. I want to help her 1862 01:48:30.399 --> 01:48:35.760 if I can. But every single aspect, every single aspect 1863 01:48:35.840 --> 01:48:39.680 of her life, she had problems and complaints. Every aspect. 1864 01:48:39.760 --> 01:48:43.880 There wasn't one thing she didn't complain about. And then 1865 01:48:43.920 --> 01:48:47.880 on top of that were her disabilities and everyone else 1866 01:48:47.920 --> 01:48:51.920 around her taking advantage of her. And she was on 1867 01:48:52.000 --> 01:48:54.880 section eight housing. What would you do in my place? 1868 01:48:54.920 --> 01:48:56.560 I want you to tell me what would you do? 1869 01:48:57.079 --> 01:49:00.439 Now here's where it gets political. This guy I said 1870 01:49:03.000 --> 01:49:06.159 typical comments when I was reading some of the comments 1871 01:49:06.199 --> 01:49:10.079 from my listeners about she should be grateful for this. 1872 01:49:10.239 --> 01:49:12.640 You know why she complaining The more you give people, 1873 01:49:12.640 --> 01:49:15.600 the more they want. Blah blah blah. Somebody and I 1874 01:49:15.600 --> 01:49:20.600 don't know who it is, but I give credence to 1875 01:49:20.640 --> 01:49:22.720 everyone who takes the time to text me. 1876 01:49:24.000 --> 01:49:28.800 This texture says typical comments. I'm sure from your mostly 1877 01:49:29.000 --> 01:49:36.199 conservative listening audience. They totally lack compassion for anyone outside 1878 01:49:36.239 --> 01:49:39.920 of their family and church circles. 1879 01:49:41.199 --> 01:49:44.680 Think about what that person said. These are typical comments. 1880 01:49:45.520 --> 01:49:48.840 This person believes he or she I don't know, but 1881 01:49:50.000 --> 01:49:55.279 they believe that mostly conservatives are listening, and I'm not 1882 01:49:55.319 --> 01:49:57.680 sure if that's true or not, and that out of 1883 01:49:57.720 --> 01:50:02.960 the conservative audience, they don't have compassion if you're outside 1884 01:50:02.960 --> 01:50:08.000 of your family and church circle. You know, I don't 1885 01:50:08.079 --> 01:50:11.319 know what the truth is. There are liberals more giving 1886 01:50:11.399 --> 01:50:16.880 and generous than conservatives are. I think conservatives do have 1887 01:50:18.520 --> 01:50:22.039 a bit of a prequalification. I do believe that, I 1888 01:50:22.600 --> 01:50:26.039 really do. I believe that they don't just give, but 1889 01:50:26.159 --> 01:50:29.319 they pre qualify to a certain extent. And I don't 1890 01:50:29.399 --> 01:50:34.720 mean pre qualify based on their church or their family circle, 1891 01:50:35.079 --> 01:50:38.920 but they pre qualify based on does this person really 1892 01:50:38.960 --> 01:50:42.359 need help and why do they need help? I do that. 1893 01:50:42.680 --> 01:50:45.159 I'm going to be straight with you here. When I 1894 01:50:45.199 --> 01:50:49.079 hear people who need help, I qualify them. I put 1895 01:50:49.119 --> 01:50:53.159 them into three groups. People who just complain are lazy, 1896 01:50:53.199 --> 01:50:56.880 good for nothing bums, and will do nothing to help themselves. 1897 01:50:57.920 --> 01:51:05.079 That's one group. Are those who legitimately are trying like 1898 01:51:05.199 --> 01:51:08.479 hell to get out of their situation, and they're victims 1899 01:51:08.560 --> 01:51:13.880 of their circumstances, okay. And then the other group are 1900 01:51:13.920 --> 01:51:19.159 those who don't really have problems, but they perceive problems everywhere. 1901 01:51:20.199 --> 01:51:24.199 So have you noticed that with my listeners there are 1902 01:51:24.239 --> 01:51:29.800 people who perceive problems everywhere, but they don't really have problems, 1903 01:51:29.920 --> 01:51:33.880 not compared to others. The others who are just true 1904 01:51:34.000 --> 01:51:37.560 victims and want so hard to get out of their situation, 1905 01:51:38.159 --> 01:51:40.840 and they call for genuine help. And then there are 1906 01:51:40.880 --> 01:51:45.199 those who are dirty, rotten, good for nothing, lazy bums. 1907 01:51:45.800 --> 01:51:47.479 They're leeches on society. 1908 01:51:48.319 --> 01:51:53.760 Again, That's what I've noticed these categories. But I have 1909 01:51:53.880 --> 01:51:58.319 also noticed that it is absolutely true that most of 1910 01:51:58.359 --> 01:52:05.239 my complaints about conditions housing conditions come from people who 1911 01:52:05.279 --> 01:52:10.199 are on subsidized housing. Now, is it possible that those 1912 01:52:10.279 --> 01:52:15.479 who convert their rentals to Section eight and go for 1913 01:52:15.560 --> 01:52:19.239 that clientele are taking advantage. 1914 01:52:18.920 --> 01:52:24.680 Of these people? Do we need to keep an eye 1915 01:52:24.720 --> 01:52:31.920 on them? Do you think conservatives are nasty, judgmental people 1916 01:52:31.960 --> 01:52:35.520 who don't really want to help? Do you think liberals 1917 01:52:35.520 --> 01:52:40.640 are more giving? I'm just asking these questions. Today seems 1918 01:52:40.680 --> 01:52:43.520 to be a weird day because people who call for help. 1919 01:52:44.079 --> 01:52:48.880 My god, I don't know where to start, you see, 1920 01:52:49.039 --> 01:52:50.880 That's why I asked her, can you give me two 1921 01:52:51.000 --> 01:52:55.079 problems at least we can work on, because if you 1922 01:52:55.279 --> 01:53:00.520 call with so many problems we don't know where to start, 1923 01:53:01.439 --> 01:53:06.399 then that kind of thing is almost helpless, like you're 1924 01:53:06.520 --> 01:53:09.359 so heart up. I don't even know where to start 1925 01:53:09.399 --> 01:53:12.880 to help you. That woman, for example, she would wish 1926 01:53:13.159 --> 01:53:15.119 every time we mentioned a part of her body or 1927 01:53:15.159 --> 01:53:16.159 a part of her life. 1928 01:53:16.359 --> 01:53:19.039 She had a problem, she had her brain injury, she 1929 01:53:19.079 --> 01:53:23.279 had everything. I swear to God, everything was wrong with 1930 01:53:23.319 --> 01:53:27.199 her everything, and everything was wrong with where she lived. 1931 01:53:28.000 --> 01:53:31.119 How do you help people like that? I'm asking, I'm 1932 01:53:31.159 --> 01:53:32.239 truly asking you. 1933 01:53:32.560 --> 01:53:36.840 After doing this for fifty years, it seems to me 1934 01:53:36.960 --> 01:53:39.720 that I have some cases. I don't know what to do. 1935 01:53:41.039 --> 01:53:41.199 Now. 1936 01:53:41.319 --> 01:53:44.199 Confusius called earlier and said there was a sewer gas. 1937 01:53:44.000 --> 01:53:47.800 Smell coming from an area of Course Field where he 1938 01:53:47.880 --> 01:53:51.239 works in concessions, and wanted to know what to do, 1939 01:53:51.279 --> 01:53:54.239 and I said, well, call the health department. If you 1940 01:53:54.279 --> 01:53:57.760 think it's of danger to workers, call OSHA, they'll investigate. 1941 01:53:58.359 --> 01:54:02.840 And then Deputy d said he had a contact over 1942 01:54:02.880 --> 01:54:06.199 at Aramark who knew people, and he should talk to 1943 01:54:06.279 --> 01:54:11.039 her and see maybe where she would send him come. 1944 01:54:11.079 --> 01:54:14.560 Based on my memory of confucius previous calls to us, 1945 01:54:14.960 --> 01:54:17.680 he works in concessions at both the PEPSI Center and 1946 01:54:17.760 --> 01:54:21.520 apparently here at Course Field. Those are operated by araon Mark. 1947 01:54:21.640 --> 01:54:25.680 So the reason that I suggested Confucius contact Aaron Mark first, 1948 01:54:25.720 --> 01:54:28.479 is because he's already their employee. And the lady whom 1949 01:54:28.520 --> 01:54:31.760 I referred Confucius to has been there for I think 1950 01:54:31.800 --> 01:54:34.800 at least fifteen years now. She doesn't work in the 1951 01:54:34.800 --> 01:54:39.119 facilities department, but she knows everybody who works at Course Field, 1952 01:54:39.560 --> 01:54:41.760 so she'll be able to say, hey, call Joe, his 1953 01:54:41.880 --> 01:54:43.760 office is over there by Doc seven. 1954 01:54:44.319 --> 01:54:47.039 That's I think, right, right, it was just a contact. 1955 01:54:47.359 --> 01:54:51.199 We weren't suggesting that this is Ara Mark's problem. 1956 01:54:50.960 --> 01:54:51.399 Right right. 1957 01:54:51.439 --> 01:54:53.479 It's just a place to start. Now. I could call 1958 01:54:53.560 --> 01:54:56.520 Corus Field and find out who is in charge of 1959 01:54:56.520 --> 01:54:59.640 addressing sewage smells. But it's one of those things. 1960 01:54:59.359 --> 01:55:02.319 Like do we where do you start a fish? 1961 01:55:02.600 --> 01:55:04.119 Or do we teach him how to fish? 1962 01:55:04.239 --> 01:55:08.199 Yeah? So, Confucius, Confucius, you hear what Dia is saying. 1963 01:55:08.600 --> 01:55:11.560 He gave you that contact only as a means to start, 1964 01:55:11.960 --> 01:55:14.560 so you guys can network and find the right person. 1965 01:55:16.159 --> 01:55:19.840 Oh yes, okay, yeah, yeah, I don't know if I 1966 01:55:19.920 --> 01:55:22.279 want to talk to an HR persons with their mark 1967 01:55:22.399 --> 01:55:22.640 or not. 1968 01:55:23.880 --> 01:55:27.159 No, no, no, look at I confusions. You're not trying to 1969 01:55:27.159 --> 01:55:31.720 make trouble. I hear somebody sincerely wondering where's the smell 1970 01:55:31.800 --> 01:55:35.399 coming from. I'm surprised members of the public have not 1971 01:55:36.000 --> 01:55:39.199 mentioned it, maybe to people at Course Field and Corsefield 1972 01:55:39.279 --> 01:55:40.199 hasn't looked into it. 1973 01:55:40.239 --> 01:55:42.640 Well, I know the area of Confucius is talking about, 1974 01:55:42.800 --> 01:55:44.439 you do. Yeah, I've been there a whole bunch of 1975 01:55:44.479 --> 01:55:46.840 times on business. And it's in the basement. 1976 01:55:46.920 --> 01:55:51.479 Between rock Pile and yeah, between rock Pile and where 1977 01:55:51.479 --> 01:55:51.720 do you. 1978 01:55:51.800 --> 01:55:55.479 Okay, there's a horseshoe shaped basement of Course Field, a 1979 01:55:55.560 --> 01:55:58.920 harshoe shape basement. It's under the main level and it's 1980 01:55:58.920 --> 01:56:01.239 the basement that's served like all that, you know, the 1981 01:56:01.359 --> 01:56:03.680 elevators there to send concessions up there. 1982 01:56:03.760 --> 01:56:06.199 It's yeah, it's a working basement. 1983 01:56:06.239 --> 01:56:08.760 It's a working basement. So I know the area's talking about. 1984 01:56:08.800 --> 01:56:11.359 And there's also a mic or brewery down there, a 1985 01:56:11.359 --> 01:56:12.239 lot of storage. 1986 01:56:12.399 --> 01:56:16.199 Yeah, okay, that's what he smells. All right, thank you 1987 01:56:16.239 --> 01:56:19.720 for calling confusions. That's that's really you know, we've exhausted 1988 01:56:19.760 --> 01:56:22.000 what we can tell you to do. I think, though, 1989 01:56:22.039 --> 01:56:24.399 the Health Department in Osha are two good things too 1990 01:56:24.479 --> 01:56:27.920 to to it areas to start now. Earlier I asked 1991 01:56:27.920 --> 01:56:33.199 Deputy Deputy Chopper to look into something. A guy called 1992 01:56:34.479 --> 01:56:39.600 from Homer Glenn, Illinois. He said he lived in a 1993 01:56:39.680 --> 01:56:45.159 storage facility for fifteen years run by the ex mayor 1994 01:56:45.520 --> 01:56:50.439 of Homer Glenn. He said the ex mayor started making 1995 01:56:50.600 --> 01:56:53.840 life miserable for him and wanted to get rid of 1996 01:56:53.920 --> 01:56:57.680 him and started plotting against him. And this is where 1997 01:56:57.680 --> 01:56:59.239 the story comes off the rails. 1998 01:57:00.359 --> 01:57:06.359 Peter said, you know, basically, they it's just a giant, 1999 01:57:06.840 --> 01:57:11.279 long litany of wrongdoings. He said the mayor and his 2000 01:57:11.359 --> 01:57:14.039 buddies did to get this guy out. 2001 01:57:15.000 --> 01:57:18.520 They made him sick. He ended up in a hospital 2002 01:57:18.520 --> 01:57:22.560 for two years and just got out. Now again I 2003 01:57:22.720 --> 01:57:27.880 labeled the guy as maybe a nutjob because again every 2004 01:57:27.920 --> 01:57:33.399 single area of his life was turned upside down. He's 2005 01:57:33.439 --> 01:57:37.439 blaming the ex mayor and his cohorts for doing it. 2006 01:57:38.520 --> 01:57:42.239 So what Chopper, I said, talk to the guy off 2007 01:57:42.279 --> 01:57:45.119 the air and see if there's a legit concern here. 2008 01:57:45.399 --> 01:57:46.880 We might be able to help him. 2009 01:57:46.800 --> 01:57:54.119 With tom there's I contacted Homeward Glenn's public information officer. 2010 01:57:54.199 --> 01:57:57.359 I expected to get all kinds of information from him. 2011 01:57:57.800 --> 01:58:01.039 The strangest thing was they never heard of him. So 2012 01:58:01.199 --> 01:58:03.239 that started to make me think, you. 2013 01:58:03.159 --> 01:58:05.840 Know, they never heard of this guy, Peter. Yes, they 2014 01:58:05.960 --> 01:58:06.960 never heard of him. 2015 01:58:08.239 --> 01:58:12.560 So then I he kept on talking about a country 2016 01:58:12.560 --> 01:58:16.199 Club Hills town meeting, and I did. I was able 2017 01:58:16.279 --> 01:58:18.399 to pull that up on YouTube. I said it, And what. 2018 01:58:18.439 --> 01:58:21.319 Is country Club Hills? Why does he keep bringing that up? 2019 01:58:21.439 --> 01:58:25.720 That's just another town okay down there. I worked this 2020 01:58:25.800 --> 01:58:28.479 area for FEMA. You go five miles and you're in 2021 01:58:28.520 --> 01:58:31.880 another town and you've got a police department. I was 2022 01:58:32.000 --> 01:58:33.640 able to bring that up on YouTube. 2023 01:58:33.640 --> 01:58:36.119 And if anyone wants to look and see what this 2024 01:58:36.159 --> 01:58:40.760 guy is, he gave the exact same speech to that 2025 01:58:40.880 --> 01:58:44.039 city council that I sat and listened to for half 2026 01:58:44.079 --> 01:58:48.199 an hour when I talked to him. The guy's very fluent, 2027 01:58:49.439 --> 01:58:52.760 but I really think he's the Drew of Chicago. 2028 01:58:53.880 --> 01:58:56.680 Uh do you think? Do you think any of these 2029 01:58:56.720 --> 01:58:57.560 problems are real? 2030 01:58:58.079 --> 01:58:58.319 Well? 2031 01:58:58.479 --> 01:59:01.239 What really started and I don't understand is how did 2032 01:59:01.279 --> 01:59:03.479 Homer Glenn say they never heard of him when you 2033 01:59:03.520 --> 01:59:06.279 can go to YouTube and find the guy talking to 2034 01:59:06.359 --> 01:59:07.199 city council. 2035 01:59:07.680 --> 01:59:12.399 Well, that's that's two different cities. What's worrying me now? 2036 01:59:12.520 --> 01:59:14.319 And I am going to follow up on this later. 2037 01:59:14.800 --> 01:59:20.239 He's starting to talk about getting a gun and maybe 2038 01:59:20.279 --> 01:59:20.880 doing oh. 2039 01:59:20.760 --> 01:59:22.680 No, no, no, you got to call the police on that. 2040 01:59:22.760 --> 01:59:27.159 I know, and maybe doing suicide by cop. That that 2041 01:59:27.239 --> 01:59:28.079 really worries me. 2042 01:59:28.520 --> 01:59:32.399 And he gave me say listen, you know, listen, shopper, 2043 01:59:32.840 --> 01:59:36.039 I learned years ago never to take idle threats idly. 2044 01:59:37.199 --> 01:59:39.520 You know the guy that you know, the guy that 2045 01:59:39.600 --> 01:59:43.760 bulldozed his way through that town up and yeah, do 2046 01:59:43.800 --> 01:59:46.079 you know he called my radio show the day before. 2047 01:59:46.279 --> 01:59:49.399 Oh no, I didn't know that. Yeah, he called my 2048 01:59:49.560 --> 01:59:54.079 radio show and was so frustrated with the local government 2049 01:59:54.119 --> 01:59:56.680 and stuff. And again we thought, well, this guy's a 2050 01:59:56.760 --> 02:00:01.039 nutjob because everywhere everything he talked about was how they 2051 02:00:01.039 --> 02:00:04.119 were out to get him. And then he went and 2052 02:00:04.199 --> 02:00:09.239 rigged up this bulldozer and did it. Yeah, he had 2053 02:00:09.279 --> 02:00:10.800 called my show before he did it. 2054 02:00:11.359 --> 02:00:14.279 Well, the problem I have I have three different cities 2055 02:00:14.359 --> 02:00:16.239 that this guy's like a moving target. 2056 02:00:17.159 --> 02:00:17.800 I want to look up. 2057 02:00:17.840 --> 02:00:19.880 But what do we look up on YouTube to see him? 2058 02:00:19.880 --> 02:00:20.720 What do we look up? 2059 02:00:20.920 --> 02:00:25.119 You look up country Club Hills Town meeting. 2060 02:00:25.359 --> 02:00:26.880 Country Club Hills Town Meeting. 2061 02:00:26.920 --> 02:00:31.119 Okay, December ninth of twenty four, I sent him to 2062 02:00:31.279 --> 02:00:33.359 you actually to the hell Cane. 2063 02:00:33.920 --> 02:00:36.439 Okay, good good, you can see it all right, all right, 2064 02:00:36.479 --> 02:00:38.680 we got more coming right up on the Troubleshooter Show. 2065 02:00:44.800 --> 02:00:48.039 Go with a sure thing Denver's Best roofer Excel Roofing 2066 02:00:48.159 --> 02:00:48.720 dot com. 2067 02:00:48.760 --> 02:00:50.800 You don't pay a cent until you're content. 2068 02:00:54.159 --> 02:00:57.720 Time for an insurance checkup free no obligation comparison call 2069 02:00:57.840 --> 02:01:01.600 Compass Insurance paying too much coverage at dozens of insurance 2070 02:01:01.640 --> 02:01:04.119 companies find out now three all three seven to seven 2071 02:01:04.119 --> 02:01:06.920 to one. Help You'll think you're his only customer when 2072 02:01:06.920 --> 02:01:09.399 you choose Frank durand the real estate Man dot com 2073 02:01:09.439 --> 02:01:12.560 to list your home with Remax Alliance three all three 2074 02:01:12.640 --> 02:01:14.319 nine two zero sixteen twenty two. 2075 02:01:17.199 --> 02:01:22.279 Hi Tom Martino, you're troubleshooter. We're gonna have to sift 2076 02:01:22.279 --> 02:01:25.199 through some of these nuts. We're just gonna have to 2077 02:01:25.239 --> 02:01:25.560 do it. 2078 02:01:26.199 --> 02:01:31.239 And I decided we're not gonna take that case chopper 2079 02:01:31.680 --> 02:01:35.199 from that Peter. You're right. He made this speech on 2080 02:01:35.279 --> 02:01:37.960 YouTube to another city council, the same exact thing. 2081 02:01:38.399 --> 02:01:40.479 The guy, the guys just a not okay. I mean, 2082 02:01:41.279 --> 02:01:44.279 you know, it's funny how many nuts there are. I 2083 02:01:44.359 --> 02:01:47.680 swear to God, it's amazing to me how many nuts 2084 02:01:47.680 --> 02:01:53.920 there are. Now, who wants to call Section eight for Julie. 2085 02:01:54.520 --> 02:01:57.720 They gave that to me, Tom, Oh, of course they did. 2086 02:01:57.760 --> 02:01:57.840 They. 2087 02:01:58.279 --> 02:02:01.479 I think you're the designated nut person. 2088 02:02:02.319 --> 02:02:04.359 Well, I hate to say, when I was out there 2089 02:02:04.359 --> 02:02:06.720 on the street, they all was in my precinct. 2090 02:02:06.840 --> 02:02:12.520 So I am now deputy Deputy Dollar. I asked you 2091 02:02:12.600 --> 02:02:15.039 to call on which one? 2092 02:02:15.199 --> 02:02:19.359 Oh, on this the Kia Forte woman had a twenty 2093 02:02:19.439 --> 02:02:22.119 twenty Kia in a body shop. 2094 02:02:22.319 --> 02:02:27.359 Jno autobody. This guy's name is Orlando. It's been in 2095 02:02:27.399 --> 02:02:30.880 there for fourteen months for the repair of a back 2096 02:02:31.000 --> 02:02:35.840 quarter panel. He paid six thousand dollars down and he 2097 02:02:35.920 --> 02:02:38.680 can't find out anything about his car. Were you able 2098 02:02:38.720 --> 02:02:40.760 to get a hold of this guy Orlando? 2099 02:02:42.840 --> 02:02:45.279 Yeah, Tom, I was able to actually get a hold 2100 02:02:45.319 --> 02:02:51.640 of Dmitri, I mean not Dmitri, Orlando, and we talked 2101 02:02:51.680 --> 02:02:54.800 about it and I said, you've had this car for 2102 02:02:55.079 --> 02:02:58.359 thirteen months now. He said, oh, it hasn't been that long. 2103 02:02:58.720 --> 02:03:02.760 He said, you were paid six dollars for the initial 2104 02:03:02.880 --> 02:03:06.880 parts repair. Oh no, and that was for parts. 2105 02:03:08.439 --> 02:03:11.439 Really, well, okay, it was for parts, So where are 2106 02:03:11.479 --> 02:03:12.000 the parts? 2107 02:03:13.319 --> 02:03:17.760 Yeah, I mean nothing, it's he just kept stalling and saying, 2108 02:03:18.119 --> 02:03:20.640 you know, I'm just a one man shop, and I 2109 02:03:20.680 --> 02:03:24.600 don't spend eight hours a day working on Mike's car. 2110 02:03:25.199 --> 02:03:27.680 You know, I have other customers that take care of 2111 02:03:28.079 --> 02:03:30.800 And I said. 2112 02:03:29.920 --> 02:03:31.640 Did you ask him he could come and get his 2113 02:03:31.720 --> 02:03:34.319 car and his money back? Yeah? 2114 02:03:34.319 --> 02:03:36.159 And he just hung up on me. 2115 02:03:38.640 --> 02:03:40.560 One is Orlando's phone number. 2116 02:03:41.359 --> 02:03:46.000 Area code seven to one nine. Yeah, five four seven 2117 02:03:48.000 --> 02:03:49.159 two six four five. 2118 02:03:49.920 --> 02:03:53.239 This this guy sounds like a sleeze bucket. I mean, 2119 02:03:53.319 --> 02:03:57.720 come on, man, So he had nothing to say about 2120 02:03:57.760 --> 02:04:01.199 a car that's been in his shop for fourteen months. 2121 02:04:01.520 --> 02:04:04.239 You know, Mike's gonna have to go get his car 2122 02:04:04.720 --> 02:04:07.319 and then go after the guy for six grand. Here's 2123 02:04:07.319 --> 02:04:07.960 what I would do. 2124 02:04:08.119 --> 02:04:09.199 That's what we fact about. 2125 02:04:10.359 --> 02:04:14.319 In fact, Mike could probably get his money back. I'll 2126 02:04:14.359 --> 02:04:16.680 bet you here's what I would do. I would go 2127 02:04:16.920 --> 02:04:18.319 with a sheriff's deputy or something. 2128 02:04:18.319 --> 02:04:20.680 I would get my car back, no matter how I 2129 02:04:20.720 --> 02:04:23.079 had to do it, it will never pay to have 2130 02:04:23.159 --> 02:04:23.760 the car there. 2131 02:04:24.119 --> 02:04:25.439 He's gonna get on Friday. 2132 02:04:26.439 --> 02:04:27.640 He's gonna do it Friday. 2133 02:04:28.279 --> 02:04:29.840 Yeah, he's gonna have I told him to have a 2134 02:04:29.880 --> 02:04:30.800 sheriff go with him. 2135 02:04:31.279 --> 02:04:35.199 Then he needs to sew Orlando for six grand. And 2136 02:04:35.399 --> 02:04:38.319 I believe or the parts. But I believe he'll get 2137 02:04:38.359 --> 02:04:41.800 a judgment, and then what you do is what's called 2138 02:04:41.840 --> 02:04:46.760 a writ of execution. A lot of people get they 2139 02:04:46.800 --> 02:04:49.600 get judgments, but they don't know what to do with him. 2140 02:04:50.399 --> 02:04:52.840 If you got a judgment for six grand against this 2141 02:04:52.920 --> 02:04:57.079 guy and then did a rit of execution, you can literally, 2142 02:04:57.239 --> 02:05:01.479 with the sheriff standing by, go in and take from 2143 02:05:01.560 --> 02:05:07.960 this guy's shop stuff worth six grand to sell. People 2144 02:05:08.079 --> 02:05:12.199 don't People don't know the power of a judgment. They 2145 02:05:12.239 --> 02:05:14.359 don't know the power of a judgment. They have to 2146 02:05:14.399 --> 02:05:17.439 do it, they have to carry it through. I am 2147 02:05:17.520 --> 02:05:22.520 so tired of liars, cheets and ripoffs. You know, if 2148 02:05:23.119 --> 02:05:27.119 we weren't so successful in some cases, I think I'd 2149 02:05:27.119 --> 02:05:31.840 get downright despair. I would suffer despair over this. This 2150 02:05:32.039 --> 02:05:35.199 show can be very depressing at times, but we have 2151 02:05:35.359 --> 02:05:40.000 enough successes from time to time that at least, you know, 2152 02:05:40.439 --> 02:05:43.119 I can say, at least we're doing some good. But 2153 02:05:43.239 --> 02:05:47.800 the real good I hope I'm doing. The real good 2154 02:05:48.640 --> 02:05:54.319 is people listening. And all of the people who don't call. 2155 02:05:55.239 --> 02:06:02.159 All of the people who listen and prevent they don't 2156 02:06:02.279 --> 02:06:04.680 do the stupid things over and over so I never 2157 02:06:04.720 --> 02:06:07.920 hear from them. How many people out there have been 2158 02:06:08.079 --> 02:06:11.199 saved by this show that we never hear from. That's 2159 02:06:11.279 --> 02:06:15.479 the important thing. Do you ever get discouraged? Now, now, 2160 02:06:15.520 --> 02:06:20.399 Deputy d do you ever get discouraged? Deputy Dollar? Deputy 2161 02:06:20.560 --> 02:06:25.079 uh jumbre yes, I do. It does get discouraging, doesn't it? 2162 02:06:25.880 --> 02:06:28.920 Only when I consider the daunting task of cleaning the house? 2163 02:06:30.199 --> 02:06:31.000 What do you mean by that? 2164 02:06:31.319 --> 02:06:33.960 Well, it's a lot of vacuuming and wiping. Oh yeah, 2165 02:06:34.079 --> 02:06:35.079 clean the bathroom. 2166 02:06:35.680 --> 02:06:40.560 Yeah. So having all of these problems, that's why it's 2167 02:06:40.600 --> 02:06:46.119 great when we can facilitate change and make a difference. Now, 2168 02:06:47.039 --> 02:06:52.119 this guy says, Tom, your survey, I went back and 2169 02:06:52.159 --> 02:06:54.239 did a survey and found eighty five percent of the 2170 02:06:54.279 --> 02:06:57.880 people complaining about conditions had disabilities and were on the 2171 02:06:57.880 --> 02:07:00.840 public dole. This guy says, as you're survey did and 2172 02:07:00.920 --> 02:07:03.359 take into account. People who pay one. 2173 02:07:03.279 --> 02:07:07.399 Hundred percent of their rent will most likely have a 2174 02:07:07.520 --> 02:07:10.800 management team that will take care of their property. 2175 02:07:10.880 --> 02:07:14.159 Much better. Go with a sure thing Denver's Best roofer 2176 02:07:14.279 --> 02:07:17.159 Excel roofing dot com. You don't pay a cent until 2177 02:07:17.199 --> 02:07:23.680 you're content. Time for an insurance checkup free, no obligation. 2178 02:07:23.720 --> 02:07:27.520 In comparison, call Compass insurance paying too much your coverage 2179 02:07:27.560 --> 02:07:30.119 at dozens of insurance companies. Find out now three O 2180 02:07:30.279 --> 02:07:32.640 three seven to seven to one help. You'll think you're 2181 02:07:32.640 --> 02:07:35.159 his only customer when you choose Frank durand the real 2182 02:07:35.279 --> 02:07:38.279 estate man dot com to list your home with Remax 2183 02:07:38.319 --> 02:07:43.920 Alliance three oh three nine two zero sixteen twenty two. 2184 02:07:44.319 --> 02:07:48.640 Hi Tom Martino here, how is your life? Man? 2185 02:07:49.840 --> 02:07:54.159 It's a day of days, isn't it. It's a it's 2186 02:07:54.199 --> 02:07:57.239 a day of days trying to help people, all right? 2187 02:07:59.119 --> 02:08:04.960 We have an update now this Small Business Administration. A 2188 02:08:05.039 --> 02:08:08.000 year ago, she says she was contacted by the SBA 2189 02:08:09.039 --> 02:08:13.039 and told she defaulted on a small business loan taken 2190 02:08:13.079 --> 02:08:18.479 out during COVID, and those small business loans was it 2191 02:08:18.520 --> 02:08:24.239 was a PPP loan and so they started garnishing or 2192 02:08:24.279 --> 02:08:28.880 social Security check and she has no idea how much 2193 02:08:28.960 --> 02:08:35.439 they think she even owes. She submitted tax returns, IRS, transcripts, ID, etc. 2194 02:08:37.000 --> 02:08:41.319 She has an identity theft complaint number, but doesn't know 2195 02:08:41.359 --> 02:08:45.720 where to go with this. Deputy D contacted the regional 2196 02:08:45.760 --> 02:08:48.359 administrator of the SBA. 2197 02:08:48.479 --> 02:08:51.680 What's going on with that? D? What's going on with it? Tom? 2198 02:08:51.720 --> 02:08:54.000 I got a hold of a deep, deep, deep insider 2199 02:08:54.119 --> 02:08:56.880 at the Denver SBA. His name is Christopher Chaves, and 2200 02:08:56.920 --> 02:09:00.479 he says he knows you from a long time ago 2201 02:09:00.520 --> 02:09:02.399 when you worked at a TV station and they had 2202 02:09:02.399 --> 02:09:03.880 a help center across the street. 2203 02:09:04.000 --> 02:09:05.960 Yes, of course, yes, he told me to. 2204 02:09:06.000 --> 02:09:10.159 Say hi to you. Yes, is very enthusiastic about helping 2205 02:09:10.840 --> 02:09:14.119 both Mary Anne who called us yesterday, and you know, 2206 02:09:14.199 --> 02:09:17.760 Deputy Scott is working an identical case from last fall. 2207 02:09:17.920 --> 02:09:21.439 You may recall another elderly lady up from Longmont I 2208 02:09:21.479 --> 02:09:25.119 believe is getting her Social Security check garnished because of 2209 02:09:25.159 --> 02:09:29.680 a fraudulent SBA loan through the Small Business Administration. So 2210 02:09:29.720 --> 02:09:32.600 he says, the SBA is well aware of this problem, 2211 02:09:32.680 --> 02:09:34.680 and he said it's going to take many more years 2212 02:09:34.680 --> 02:09:37.560 to clean this up because presumably there was an enormous 2213 02:09:37.560 --> 02:09:39.600 amount of fraud. I think we've heard that from you know, 2214 02:09:39.640 --> 02:09:41.319 previous news reports on this matter. 2215 02:09:41.479 --> 02:09:44.159 I mean there, yeah, there have been so many people 2216 02:09:44.199 --> 02:09:46.039 that got rich during COVID. 2217 02:09:46.239 --> 02:09:49.439 Illegitimately rich, yeah, wrongly rich, right. 2218 02:09:49.479 --> 02:09:53.359 Including the manufacturers of the Satanic vaccines. But that's a 2219 02:09:53.359 --> 02:09:57.520 different issue. But mister Chavez is very enthusiastic to help. 2220 02:09:57.560 --> 02:10:00.560 He said that there are several specialists around the country 2221 02:10:00.800 --> 02:10:04.000 who work on matters that are exactly what mary Anda 2222 02:10:04.079 --> 02:10:07.279 strived to us yesterday. One of these specialists is right 2223 02:10:07.319 --> 02:10:10.960 here in Denver. So mister Chavis says that if I 2224 02:10:11.119 --> 02:10:15.079 and Deputy Dollar email him the callers' names and their 2225 02:10:15.079 --> 02:10:18.039 phone numbers, he'll personally contact them. 2226 02:10:18.039 --> 02:10:19.319 And he'll walk the matter. 2227 02:10:19.359 --> 02:10:22.560 Is so good a system, and he understands that, you know, 2228 02:10:22.600 --> 02:10:25.880 these are elderly, lonely ladies who also don't have a 2229 02:10:25.920 --> 02:10:28.760 lot of income, So not only is the money important 2230 02:10:28.760 --> 02:10:30.880 to them, but they may not have the wherewithal of 2231 02:10:30.920 --> 02:10:33.560 the energy to work the system on their own. So 2232 02:10:33.960 --> 02:10:36.760 we are very much looking forward to working with mister Chavez, 2233 02:10:37.039 --> 02:10:39.119 and I told him that we'll keep updated on that 2234 02:10:39.399 --> 02:10:42.399 wonderful on this matter as it progresses through the system. 2235 02:10:42.520 --> 02:10:45.960 You know, it's just so hard when when you're up 2236 02:10:46.000 --> 02:10:49.119 against the man like that, you're up against the government. 2237 02:10:49.399 --> 02:10:52.079 I mean, one of these these ladies are in their seventies, 2238 02:10:52.079 --> 02:10:53.239 their late seventies or. 2239 02:10:53.159 --> 02:10:53.520 I don't know. 2240 02:10:53.520 --> 02:10:56.720 They all sound kind of elderly, but not frail in 2241 02:10:56.800 --> 02:10:58.039 case they're listening. 2242 02:10:58.920 --> 02:11:01.239 That's a dinger. That's, let's put it this way, a 2243 02:11:01.239 --> 02:11:04.640 premature dinger maybe, but at least we're getting somewhere with 2244 02:11:04.680 --> 02:11:06.199 the government, and that's important. 2245 02:11:06.399 --> 02:11:06.640 Yeah. 2246 02:11:06.640 --> 02:11:11.520 He also agreed to be on our angels list. 2247 02:11:10.319 --> 02:11:13.680 So yeah, because we from time to time get calls 2248 02:11:13.680 --> 02:11:17.000 about that. So anyway, by the way, for those listening, 2249 02:11:17.000 --> 02:11:20.479 I'm getting reports of golf well sized hail in the 2250 02:11:20.560 --> 02:11:25.199 Parker area, Parker and Franktown area, that there's a lot 2251 02:11:25.239 --> 02:11:32.319 of giant hail going on. So those listening beware, man, 2252 02:11:32.880 --> 02:11:38.000 that's scary. Deputy Dollar, Deputy Chopper, any other follow ups? 2253 02:11:38.880 --> 02:11:43.840 I have one, Tom, Yeah, go ahead, sir, Deputy Deputy Chopper, 2254 02:11:43.880 --> 02:11:44.279 go ahead. 2255 02:11:44.439 --> 02:11:47.000 Yeah, this one here. I don't know if you want 2256 02:11:47.039 --> 02:11:50.239 to light up their phone number or not. But this 2257 02:11:50.520 --> 02:11:55.439 came from a lady named Carol, probably about three weeks ago, 2258 02:11:56.239 --> 02:11:57.680 and I've been trying to work on it, but I 2259 02:11:57.720 --> 02:12:01.239 was sick there for that week. Yeah, she had the 2260 02:12:01.319 --> 02:12:05.680 wrong spring put in her garage and oh. 2261 02:12:05.560 --> 02:12:09.880 Yeah, supposedly they put in a spring that was too heavy. 2262 02:12:10.479 --> 02:12:14.279 Yes, that's true. And she gave me the name of 2263 02:12:14.960 --> 02:12:18.119 the company that now does the garage door. This company 2264 02:12:18.159 --> 02:12:23.319 has bought several other little companies and they only answered 2265 02:12:23.319 --> 02:12:26.840 their phone as garage door. And I probably have called 2266 02:12:26.880 --> 02:12:30.520 them maybe seven eight times, and every time I can't 2267 02:12:30.520 --> 02:12:32.680 get it out of my mouth that Hi, I'm calling 2268 02:12:32.720 --> 02:12:35.319 from Tom Martine and they hang up on me. They 2269 02:12:35.359 --> 02:12:36.079 won't even. 2270 02:12:35.840 --> 02:12:36.720 Talk to me about it. 2271 02:12:37.239 --> 02:12:41.359 I talked to Carol two days ago. Nothing's ever been done. 2272 02:12:41.680 --> 02:12:42.960 She's giving up. 2273 02:12:43.359 --> 02:12:47.600 But what are the symptoms? Is she having any symptoms 2274 02:12:47.680 --> 02:12:49.399 or is she just wondering about it? 2275 02:12:49.720 --> 02:12:53.279 I think she was just wondering about it. But one 2276 02:12:53.439 --> 02:12:57.479 clear choice garage door came on out and took care 2277 02:12:57.520 --> 02:13:01.000 of the problem. It's still cost her, I think four 2278 02:13:01.079 --> 02:13:02.439 hundred and thirteen dollars. 2279 02:13:02.520 --> 02:13:05.199 Then she should just proceed, you know what, She should 2280 02:13:05.239 --> 02:13:09.479 proceed to small claims Court because she's already had it repaired. 2281 02:13:10.239 --> 02:13:14.079 Yes, and I think that's what I've asked her to 2282 02:13:14.079 --> 02:13:16.239 give this a call back or call in to the show. 2283 02:13:16.439 --> 02:13:18.960 But I'm going to make contact with her after the 2284 02:13:19.000 --> 02:13:22.279 show and tell her that, like you said, small claims 2285 02:13:22.279 --> 02:13:23.279 Court is. 2286 02:13:25.119 --> 02:13:28.680 It's a judgment that seems to get people's attention. You know, 2287 02:13:28.880 --> 02:13:33.520 Major Mark Major has made quite a hobby of this. Well, 2288 02:13:33.560 --> 02:13:38.199 he hasn't done any recently, but he wins almost every time. 2289 02:13:38.359 --> 02:13:43.680 Or better yet, they contact him beforehand to settle. And 2290 02:13:43.760 --> 02:13:45.920 I don't know if Deputy D can talk about it, 2291 02:13:46.000 --> 02:13:49.239 but he's been using maybe he doesn't want to talk 2292 02:13:49.279 --> 02:13:49.560 about it. 2293 02:13:49.640 --> 02:13:50.399 I can talk about it. 2294 02:13:51.039 --> 02:13:54.359 I find it fascinating what you're doing. Quickly tell people 2295 02:13:54.439 --> 02:13:55.000 what you're doing. 2296 02:13:55.119 --> 02:13:58.840 I sue spammers. So you may recall that it's illegal 2297 02:13:58.880 --> 02:14:01.079 to send spam to our phones, whether it's. 2298 02:14:00.960 --> 02:14:02.800 Called except no one does anything about it. 2299 02:14:03.000 --> 02:14:05.840 Well, the government just doesn't have the resources because the 2300 02:14:06.159 --> 02:14:09.840 sheer volume of spammers and spam. So both of the 2301 02:14:09.880 --> 02:14:12.720 statutes under which I sue have a right of private action. 2302 02:14:13.119 --> 02:14:16.399 There's a federal statute called the Telephone Consumer Protection Act, 2303 02:14:16.439 --> 02:14:19.279 and there is also it's state analog in the Colorado 2304 02:14:19.359 --> 02:14:22.680 Consumer Protection Act. And so I've been saying. 2305 02:14:22.520 --> 02:14:25.800 So there's a right, there's a right to private action. 2306 02:14:25.800 --> 02:14:29.439 Yes, and so there are both statutes also specify what's 2307 02:14:29.439 --> 02:14:30.880 called statutory damages. 2308 02:14:31.159 --> 02:14:33.880 So if you win, do you get attorneys fees? Yes? 2309 02:14:34.319 --> 02:14:36.640 Now, I yeah, Now I'm doing this on my own 2310 02:14:37.439 --> 02:14:40.479 right now, right, and so I have no attorney fees. 2311 02:14:40.520 --> 02:14:43.199 But but both of those statues do have a fee 2312 02:14:43.239 --> 02:14:46.560 shifting provision, so that if you do successfully sue a spammer, 2313 02:14:46.800 --> 02:14:49.640 they're required to pay your attorney bills or at least 2314 02:14:49.680 --> 02:14:52.960 the court the court, the court will award your attorney 2315 02:14:52.960 --> 02:14:54.399 fees to you. 2316 02:14:54.560 --> 02:14:56.560 And to be a spammer, what does it mean. 2317 02:14:56.560 --> 02:15:01.199 Well, unsolicited you know, unjust any unsolicit text. Yeah, like 2318 02:15:01.239 --> 02:15:03.159 I'm getting a lot of texts about Hey, do you 2319 02:15:03.159 --> 02:15:04.359 want to buy some health andsranty. 2320 02:15:04.359 --> 02:15:06.039 You have to be on a no call list for 2321 02:15:06.119 --> 02:15:06.640 it to work. 2322 02:15:06.920 --> 02:15:08.840 Yes, you have to be. There are two no call lists. 2323 02:15:08.880 --> 02:15:11.880 They're both free, and your entries on those lists never expire. 2324 02:15:12.239 --> 02:15:13.880 So there's a federal no call list. 2325 02:15:14.119 --> 02:15:16.760 But if you're not on the list, you don't get 2326 02:15:16.800 --> 02:15:17.199 to sue. 2327 02:15:17.359 --> 02:15:20.199 It's a lot harder. So there are other reasons you 2328 02:15:20.239 --> 02:15:23.039 can sue, but you have to prove a lot more so. 2329 02:15:23.600 --> 02:15:26.479 It's easier if you're on one of those lists. So 2330 02:15:26.520 --> 02:15:28.920 the very first step, and we got to take this break. 2331 02:15:29.079 --> 02:15:31.319 I want to give people the steps of getting on 2332 02:15:31.359 --> 02:15:34.359 that list, and that's their first step. More right after 2333 02:15:34.399 --> 02:15:34.560 this