Speaker 1: Yeah, rit.
Speaker 2: Needs you don't have.
Speaker 3: Just as fast as we can.
Speaker 4: Shooter's gonna help coming.
Speaker 5: Dix is the Troubleshooter show now, Tom Martino.
Speaker 6: Okay, I'm Tom Martino. Welcome to the show. I hope
Speaker 6: everything is going well, and it'll be interesting to uh
Speaker 6: check this out because I am doing a little something
Speaker 6: different today. I got ticked off at some Dix.
Speaker 5: Is the Troubleshooter doing wrong here now, Tom Martino.
Speaker 6: Okay, Tom Marchino, welcome to the show. I know my YouTube.
Speaker 6: I'm sorry. Let me get my YouTube out of here.
Speaker 6: It'll be interesting to going on check this out because
Speaker 6: I wired my being fit back here. I got ticked
Speaker 6: off at some other. This is the trouble is doing
Speaker 6: wrong here. Okay, Oh god, okay, what happened? Okay, so
Speaker 6: it wasn't me, Thank god. I thought I was going
Speaker 6: crazy and I was waiting for you to say, Joe Biden. Anyway,
Speaker 6: Welcome to the show on Tom Martino. Three all three
Speaker 6: seven one three talks seven one three eight two five five.
Speaker 6: All right, now, let's do what we can do to
Speaker 6: help you. All you have to do is call three
Speaker 6: oh three seven one three talk three oh three seven
Speaker 6: one three eight two five five, And I want to
Speaker 6: tell you that, uh, I am here uh with something new.
Speaker 6: Like I said, I wanted to check out my sound
Speaker 6: quality because I believe it's going to be better at
Speaker 6: this time. So what we're gonna do is start taking
Speaker 6: your calls and you let me know. I just got
Speaker 6: so tired of that other unit I was using in
Speaker 6: people saying it sounded robotic. So I want you, I
Speaker 6: want you to weigh and especially my YouTube morons, they
Speaker 6: love love weighing in on how I sound. So please
Speaker 6: do it. Let me know what you think, and then
Speaker 6: I will uh, I will just take your lead. Three
Speaker 6: all three seven one three a two five five Shannon
Speaker 6: at the controls. I want to say something about health insurance. Now.
Speaker 6: I know it's been in the news lately and we
Speaker 6: have been talking a lot about let me just ex
Speaker 6: that out. Okay, we've been talking a lot about health insurance.
Speaker 6: And because this guy was killed and people said, you know,
Speaker 6: there there might be a reason for this, and they
Speaker 6: they they're all speculating that maybe this guy that did
Speaker 6: the killing was turned down on an important insurance claimer
Speaker 6: one of his people and someone died. I don't think
Speaker 6: anyone knows at this point, and obviously, my God in Heaven,
Speaker 6: no one wants to see anyone take violence into their
Speaker 6: own hands. No one wants to see that. No one
Speaker 6: wants to see that someone killed someone and we revel
Speaker 6: over it. Okay, Now, I will say I have been
Speaker 6: guilty in the past of talking about health insurance and
Speaker 6: I've actually said they are evil? Have I said they're
Speaker 6: the most evil bastards? And it's a complete industry founded
Speaker 6: on evil. Now, now, obviously I feel that way about
Speaker 6: the industry, and I know that people have never put
Speaker 6: that together with me or I'm not thinking I had
Speaker 6: to reach in New York to this guy heard me
Speaker 6: on' But what I'm saying is this, I hate health insurance.
Speaker 6: I hate the people in health insurance, not them personally,
Speaker 6: but what they do. And there's a reason for it.
Speaker 6: Now again, I'm not advocating violence, but health insurance has
Speaker 6: to change. And so many times we talk about health insurance,
Speaker 6: and let me explain this to you, because I don't
Speaker 6: think people understand how health insurance was started, and in
Speaker 6: the beginning, it was one of the best things we
Speaker 6: could have because someone got the idea if we pulled
Speaker 6: our resources not everyone is going to get sick at
Speaker 6: the same time, so we pull our resources and it's
Speaker 6: available to those who get sick. And because you've pulled
Speaker 6: your money with everyone else's, you also have the privilege
Speaker 6: of being helped when you get sick. The original plans
Speaker 6: had no profit built in. None none, no profit built in,
Speaker 6: so it was called a sickness fund or an accident fund.
Speaker 6: This was when do you think it happened in the
Speaker 6: nineteen hundreds, So workers put all their money in a pool,
Speaker 6: and when someone got sick, they used it to help someone.
Speaker 6: And because in those days, I guess people didn't cheat,
Speaker 6: so they didn't say I had surgery when they didn't,
Speaker 6: and people were their bills were paid. In the early
Speaker 6: twentieth century, listen to this, then hospitals started doing that
Speaker 6: saying you know what. Baylor was the first one. Baylor
Speaker 6: University in nineteen twenty nine started collecting funds from people
Speaker 6: from the community, and when they pulled money, they got
Speaker 6: in exchange a certain number of days in the hospital
Speaker 6: depending on what they paid in, and that became Blue Cross. Again,
Speaker 6: this was wonderful. You're gonna learn something here, because this
Speaker 6: is where it becomes evil. I'm going to tell you
Speaker 6: as we go on, physicians started doing the same thing.
Speaker 6: And that's where the hospitals and physicians got together and
Speaker 6: became Blue Shield, Blue Cross and Blue Shield. That's when
Speaker 6: hospitals and doctors got together. Blue Cross with hospitals, blue
Speaker 6: Shield doctors. Did you know that? Now here's the next thing.
Speaker 6: Kaiser was a shipbuilder and he wanted to provide for
Speaker 6: his employees and he didn't want them paying other people.
Speaker 6: He says, you know, I can do it more efficiently
Speaker 6: because what I'm going to do is I'm going to
Speaker 6: start my own hospital and I'm going to hire my
Speaker 6: own doctors, and then I'm going to have my workers
Speaker 6: pay in to a nonprofit system from well actually he
Speaker 6: paid for them, but it was a benefit. Okay, they
Speaker 6: were really paying because was part of their compensation. So
Speaker 6: he said, I'm going to pay into this fund for them,
Speaker 6: or they're paying into it from their own money. However
Speaker 6: you want to look at that, and they have the
Speaker 6: privilege to go to our doctors and our facilities, and
Speaker 6: its nonprofit. That was Kaiser. Remember in the beginning, no profits.
Speaker 6: So when you had aggregated funds like the what they
Speaker 6: called the the sickness fund and somebody got sick. Everyone thought,
Speaker 6: who administered the fund, Okay, that man needs some money
Speaker 6: or that woman needs some money. They're sick. But there
Speaker 6: was no one a CEO or a CFO or a
Speaker 6: COOO saying, wait a minute, how do we know we're
Speaker 6: not paying too much? And if we pay this, what's
Speaker 6: that going to do to our bonus or our profit
Speaker 6: or worse, our stockholders. There was no one there doing
Speaker 6: that because it was nonprofit. All they cared about aggregation
Speaker 6: of funds. They wanted those funds to last, and they
Speaker 6: wanted it to take care of people. There were no stockholders,
Speaker 6: there were no greedy CEOs and CFOs looking for multimillion
Speaker 6: dollar bonuses. That's the system. That's the way it was
Speaker 6: supposed to work. Then Kaiser started the idea of group.
Speaker 6: He was the first PPO, so to speak, you went
Speaker 6: to his preferred provider organization. He started that. Then what
Speaker 6: happened was the IRS started giving tax incentives to employers
Speaker 6: who have plans. But then something happened in the fifties
Speaker 6: and into the early sixties, and then it went into
Speaker 6: seventies something where it started being evil. They said, let's
Speaker 6: start a company and make a buffet. Now, profit's not evil,
Speaker 6: except I swear to God, it's contrary to the concept
Speaker 6: of insurance. I've always said that I believe in capitalism
Speaker 6: profit incentive. Now, remember in nonprofit insurance models, everyone that
Speaker 6: worked there got paid. I'm not talking about that. I'm
Speaker 6: talking about after getting paid for administering that bundle of
Speaker 6: money left for stockholders you didn't have to worry about,
Speaker 6: but then managed to care. Came in profit incentive. So
Speaker 6: then you had companies where they wanted to make a profit.
Speaker 6: So now they had everyone pulling their money. Okay, but
Speaker 6: instead of just paying the bills for people, you had
Speaker 6: fat cats wondering how much am I going to have
Speaker 6: left at the end of the year for me and
Speaker 6: my stockholders and for my bonuses. So now the picture
Speaker 6: changed a little. It wasn't one hundred percent focused on wellness.
Speaker 6: It had a split focus. Yeah, we'll do wellness, but
Speaker 6: only to a certain extent. The rest will go to
Speaker 6: profits and stockholders. You see, that's when deny defend. All
Speaker 6: of that came in. Okay, delay, deny defend. Delaying just
Speaker 6: a few days you make more money on the money denying,
Speaker 6: you don't pay it at all defending it's sometimes cheaper
Speaker 6: to go to court than to pay it. That's where
Speaker 6: that came from. And then this managed care concept is
Speaker 6: deputy doc. There, I'm here, Tom, deputy doc. So managed
Speaker 6: care came in and people like you had to hire
Speaker 6: full time people just to administer the health insurance. It
Speaker 6: was so complicated.
Speaker 7: Yeah, so I had one one woman in my office
Speaker 7: who did nothing all week except insurance claims.
Speaker 6: Now here's the thing. Managed care said to deputy doc.
Speaker 6: You know, deputy doc, you're making this much for a
Speaker 6: C section. We're not paying that anymore. That's too much.
Speaker 6: We're only going to pay you this much, but we'll
Speaker 6: send you a lot of customers, clients, patients. But this
Speaker 6: is all we're gonna pay. So people were upset with
Speaker 6: rising health care costs. Now doc had to raise his money,
Speaker 6: had to raise his fees to take care of his
Speaker 6: full time insurance people, and then he had to pay
Speaker 6: his bills. But the cesarean didn't pay us as much
Speaker 6: as it used to. And then as you went on,
Speaker 6: doc and other doctors, they couldn't just say here's what
Speaker 6: we're going to charge. Well, they could, but insurance companies
Speaker 6: would come in and say, well, that's maybe what you're
Speaker 6: gonna charge if someone walks off the street. But no,
Speaker 6: your we're paying less than that, way less than that.
Speaker 6: So doctors and providers started playing games. They started raising
Speaker 6: prices so they can get more money, and prices started
Speaker 6: going up. But it wasn't People thought greedy doctors, you know,
Speaker 6: because doctors are educated, high falutin greedy doctors. But I
Speaker 6: saw a study one time where a doctor who was
Speaker 6: doing deliveries of babies got paid no more under managed
Speaker 6: care than he did twenty years before that. I mean,
Speaker 6: it was incredibly stupid. Now, so here's what happened. I'm
Speaker 6: gonna liken it really quickly to organize crime in New
Speaker 6: York City. When immigrants came to New York and couldn't
Speaker 6: make a living, some of them took matters into their
Speaker 6: own hands and they said, hey, mister restauranteur or mister
Speaker 6: clothing store or mister car dealer, you need to start
Speaker 6: paying for protection or for this, or you need to
Speaker 6: start using our laundry service, or you need to start
Speaker 6: doing this. And the businesses would say, what am I
Speaker 6: paying for protection for? Well, who are you protecting me from?
Speaker 6: From us? They became. They inserted themselves in businesses that
Speaker 6: were getting along fine without them. So organized crime came,
Speaker 6: and so you had the business and you had their
Speaker 6: expense structure. Organized crime added that just just because they
Speaker 6: wanted to make money and did nothing at all, nothing.
Speaker 6: And now these restaurants and these businesses had to raise
Speaker 6: their prices because of organized crime. Well, insurance has become.
Speaker 6: That insurance inserted themselves. And they didn't just insert themselves
Speaker 6: to make it more efficient and to make the premiums
Speaker 6: go farther. They inserted themselves to take that money as
Speaker 6: a profit and for their stockholders and themselves and do
Speaker 6: some of the other money for healthcare. That's what they
Speaker 6: did that It served no purpose whatsoever what they did.
Speaker 6: It was being aggregated and paid for before them. The
Speaker 6: sickness funds, Kaiser, all the rest were working fine without
Speaker 6: the greedy a holes who inserted themselves and said now
Speaker 6: you're gonna pay more. It would be different if you
Speaker 6: were paying more for more service and better care, but
Speaker 6: you're not. It's just the opposite. The reason you pay
Speaker 6: more now for healthcare is for one reason for health
Speaker 6: insurance companies. I know you don't believe this but I
Speaker 6: swear to God, the actual cost of stuff did not
Speaker 6: go up because the stuff they were greedy. It was
Speaker 6: to fight insurance. That's what it was for. So insurance,
Speaker 6: in my opinion, No, people don't deserve to die and
Speaker 6: be shot, but it is organized criminal activity that we
Speaker 6: don't call criminal activity. We call it profit. But it's
Speaker 6: at the expense of healthcare. They call things experimental that
Speaker 6: are not experimental. They said for years to women, oh,
Speaker 6: if you got your breast lopped off, you don't need
Speaker 6: to have any new breast put on that. That's just cosmetic,
Speaker 6: you know. And fighting has changed some of this, but
Speaker 6: it's still an immoral, disgusting business, and health insurance specifically
Speaker 6: is predicated on making profit at the expense of providing healthcare.
Speaker 6: I'm Tom Martinez. We have more coming up. Go with
Speaker 6: a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 6: You don't pay a cent until you're content, Leave time
Speaker 6: for an insurance check up free, no obligation. In comparison,
Speaker 6: call compass insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help You'll think you're his only customer.
Speaker 6: When you choose Frank durand the real estate man dot
Speaker 6: Com to list your home with Remax Alliance. Three oh
Speaker 6: three nine two zero sixteen twenty two. Hi Tom Martina
Speaker 6: here three O three seven one three talks seven one
Speaker 6: three eight two five five YouTubers, let me know if
Speaker 6: it's worse now or not anyway? Three oh three seven
Speaker 6: one three talks seven one three eight two five five.
Speaker 6: I want to go to the phone, Stephen. What's going
Speaker 6: on with you? Steven?
Speaker 3: Yes, this is mister Barnes here in Aurora.
Speaker 6: Uh, what can I do for you? Man? What's going on?
Speaker 3: I need? I need to go to the grocery store.
Speaker 3: I don't have any transportation today.
Speaker 6: What happened to you? Oh?
Speaker 3: I can't. I'm visually impaired?
Speaker 6: Are you? And normally, I mean normally you have a ride?
Speaker 6: What happened?
Speaker 3: I used it yesterday, accessor ride, but I got back
Speaker 3: too late. I couldn't call for to go today.
Speaker 6: So okay, but normally you use the cessor ride. Is
Speaker 6: that right?
Speaker 3: Yes? But today my son's girlfriend's car has been it's
Speaker 3: gotten to an accident, so she can't drive or use it.
Speaker 3: She did ride the bus yesterday. That's some tea or something.
Speaker 3: But okay, okay, so that's about it.
Speaker 6: All right. Here's the deal. I need to ask you something, okay,
Speaker 6: on the on the ride? Is it just today you
Speaker 6: need it? This is not going to be a continuing problem, right, No,
Speaker 6: so just today right now is when you need the ride?
Speaker 3: Right, or somebody to go for me, you know. Okay,
Speaker 3: bring a laptop and order online? Okay, this little phone
Speaker 3: doesn't do that, all right?
Speaker 6: And we okay? And uh have you ever ordered online
Speaker 6: before through someone else? Do you have an account set up?
Speaker 6: You don't have an account set up? What do you need?
Speaker 6: What do you need today? Steven?
Speaker 3: Uh mil uh uh? Tea? I mean not tea bags
Speaker 3: but you know uh Arnold Palmer too, the tea.
Speaker 6: Okay? Where do you live? And don't don't give me
Speaker 6: your exact address, but where do you live? What part
Speaker 6: of town? Alora? Aurora? And do you order from Kings?
Speaker 6: Do you go to King Supers? Well?
Speaker 3: Yeah, all right, I haven't personally been for several years.
Speaker 3: My son and his girlfriend have been going for me.
Speaker 3: But my son passed away.
Speaker 6: Oh my god, when did your son pass away?
Speaker 3: September second of kidney and liver disease. He was only
Speaker 3: forty three.
Speaker 6: So Steven, here's what I need to know. If if
Speaker 6: we manage somehow to get you groceries today, what are
Speaker 6: you going to do the next time you need them.
Speaker 6: I'm just trying to figure out what's going.
Speaker 3: On, Like, oh, what's probably be able to call access
Speaker 3: or I, you know, go go again? You know?
Speaker 6: Okay, so you think that, but but you can't do
Speaker 6: a se But you didn't call assess right in time
Speaker 6: for today?
Speaker 3: Right, Yes, that's right. I used it yesterday. I went
Speaker 3: to my way over there on either side of town.
Speaker 3: But h and I went to the UC House doctor's
Speaker 3: appointment wednesday, so over here, and they took me over
Speaker 3: there and took brought me back and you're right one
Speaker 3: of those buses and it's okay, all right.
Speaker 6: So I want to arrange this for today for you.
Speaker 6: So anybody have any suggestions, Guys in the studio. I
Speaker 6: think I could go online and order stuff for you,
Speaker 6: but see, I don't know what you need, so you
Speaker 6: need someone to probably sit with you or something. I'm
Speaker 6: trying to figure out. Anybody have any ideas how we
Speaker 6: can get this done. Yeah, I have a perfect solution.
Speaker 6: What's that. I'll do it after the show. Okay, sir,
Speaker 6: you can pick him up and take him to Kings
Speaker 6: or else.
Speaker 7: I'll talk to him and I'll pick up the stuff
Speaker 7: of Kings and drop her over his house.
Speaker 6: He lock, Doc, thank you, thank you so much. I
Speaker 6: promise you I will. I wanted to get this done.
Speaker 6: I was trying to figure out how I could do that,
Speaker 6: being on the air and stuff, and after the show
Speaker 6: I have another appointment. But but but I was gonna.
Speaker 6: I think it's one no, no doc. Thank you. Hey, listen, Steven,
Speaker 6: We're gonna have Deputy Doc wants to help out. Okay,
Speaker 6: so I'm gonna I'm gonna leave you in his hands. Uh,
Speaker 6: Kachina is gonna get some information from you, okay. Three
Speaker 6: oh three seven one three talks seven one three eight
Speaker 6: two five five. By the way, waterpros dot net the
Speaker 6: best water systems your end prices. You'll never get prices
Speaker 6: like this thirty one ninety five three ninety five for
Speaker 6: both a whole house water softening system and reverse osmosis
Speaker 6: drinking water. You will never touch this price. I'm telling
Speaker 6: you you won't. Plumbers will charge twelve grand and more.
Speaker 6: For not even a good system like this waterpros dot
Speaker 6: net not too good to be true. Three oh three
Speaker 6: eight six two five five five four Go with a
Speaker 6: sure thing Denver's best roofer Excel Roofing dot com. You
Speaker 6: don't pay a cent until you're content. Time for an
Speaker 6: insurance check up free, no obligation comparison call Compass Insurance
Speaker 6: paying too much your coverage at dozens of insurance companies
Speaker 6: find out now three all three seven seven to one help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate Man dot com to list your
Speaker 6: home with Remax Alliance three all three nine two zero
Speaker 6: sixteen twenty two. Hi Tom Martino, your troubleshooter. Three oh
Speaker 6: three seven one three talk three all three seven one
Speaker 6: three eight two five five. Welcome to the show. So
Speaker 6: here's the deal we have. Is Steven on okay? Steven
Speaker 6: is going to get help from deputy Doc. We have
Speaker 6: open lines at three all three seven one three talks
Speaker 6: seven one three A two five five. Let me get
Speaker 6: my my uh. I'll get my cam up from my
Speaker 6: my peeps in the studio. We have Today is car Day, guys,
Speaker 6: so we are going to talk cars and problems and
Speaker 6: questions and complaints. So who do we have in the
Speaker 6: studio for cars? You didn't put anything up there Kachina
Speaker 6: to let me know. So what's what's going on with Kachino? Okay,
Speaker 6: I have that. I'm gonna I'm going to activate.
Speaker 7: We have both our experts in tom. Just have Kevin
Speaker 7: and Jack making as an appearance.
Speaker 6: All right, So guys, anything new with cars or anything
Speaker 6: of the sort, anything you can shed light on for us?
Speaker 8: Not pretty much the same. You know, we're just pretty
Speaker 8: steady and just just moving on.
Speaker 6: Yeah. But okay, parts, So here's a problem. You know
Speaker 6: they never no. But when you say parts are a problem,
Speaker 6: not a lot of not a lot of parts, right,
Speaker 6: I mean, what are we talking about when we start
Speaker 6: a challenge?
Speaker 8: Sometimes because inventory is spread out across town, so you
Speaker 8: try to get we're spread out across the country. It's
Speaker 8: the country. So if you need more than four or
Speaker 8: five parts for one job, you may wait a day,
Speaker 8: a week. You know, it's hard to tell.
Speaker 6: Okay. So basically you're saying that it depends on the part.
Speaker 6: I mean that's really what we're saying. Okay, And I
Speaker 6: have you up and I'm going to just move you
Speaker 6: over so you don't get in my face. And there
Speaker 6: are the pretty faces. And okay, Kevin, I often talk
Speaker 6: about and this is important because I talk about you
Speaker 6: guys servicing cars while they're under warranty. And so, in
Speaker 6: other words, you have a car, a new car, and
Speaker 6: you think for everything you have to go back to
Speaker 6: the dealer until the warranty expires. But that's that's not
Speaker 6: the case.
Speaker 8: No, not at all. Now, as long as you keep
Speaker 8: everything documented, you don't avoid the warranties, you use the
Speaker 8: proper filters, proper oils everything. Yeah, you're fine, Okay.
Speaker 6: So in essence, then if if you have a car,
Speaker 6: it's a new car, somebody's under warranty and they are
Speaker 6: taking it to you. Sure, how do you distinguish what
Speaker 6: should be done by under the warranty and what you
Speaker 6: can do for them?
Speaker 8: Well, anything that's covered by warranty, will refer them back
Speaker 8: to the dealer, you know. Obviously the fluid changes are not.
Speaker 8: But if there's any repair, we'll give them the option.
Speaker 8: You know, it's a fifty dollars repair, you can go
Speaker 8: to the dealer and get it done, or we'll take
Speaker 8: care of it right now, So either way.
Speaker 6: Okay, And do you have a lot of people who
Speaker 6: turn to you instead of dealers for that?
Speaker 8: Oh? Sure, yeah, We're just more convenient, especially for the
Speaker 8: quick services. You don't have to leave your car for
Speaker 8: a day or two, and you know, things of that sort.
Speaker 6: Yeah, all right, And Jeff, I have a text here
Speaker 6: at speaking of warranties, let me find it. And what
Speaker 6: they want to know is if the dealer tells them
Speaker 6: there is no problem, and they're afraid there is with
Speaker 6: the transmission it's still under warranty, and they're convinced. And
Speaker 6: by the way, I don't believe this, and I'm not
Speaker 6: convinced that people do this, that they I'm not convinced
Speaker 6: that people dealers are incentivized by turning down warranty work.
Speaker 6: So I don't believe it, don't right, guys, don't they
Speaker 6: get paid from the factory. They don't care, right, you
Speaker 6: have them?
Speaker 9: Yeah?
Speaker 6: Right, So they have no reason to want you to
Speaker 6: delay until the warranty runs out, right, none whatsoever? Yeah, okay,
Speaker 6: but let's just play with that, you know, since they
Speaker 6: believe that, and they want to know I believe I
Speaker 6: have a problem, they say, I don't, Jeff, have you
Speaker 6: ever taken a look at a car that a dealer
Speaker 6: says doesn't have a problem to help them verify there
Speaker 6: is a problem.
Speaker 10: Oh yeah, most definitely. It's not the most common call
Speaker 10: we get, but it does come across.
Speaker 6: Or obviously though they have to pay for that. It's
Speaker 6: not like they can just you know, sure and to
Speaker 6: take our okay. So when you get a diagnostic that
Speaker 6: you're sure of or relatively sure and the dealer said
Speaker 6: there was nothing wrong with it, do you call the
Speaker 6: dealer directly or do you give that to the consumer, take.
Speaker 10: Documented on the repair order for the customer and then
Speaker 10: they hand that off to the dealership. If they have
Speaker 10: questions then obvious, so they can give me a call.
Speaker 6: Have you had this is what I want to know.
Speaker 6: Have you had dealers call you about it and say
Speaker 6: we can't find what you're talking about? Yes? I have? Okay,
Speaker 6: So you you can work with dealers on problems that
Speaker 6: you see, and Kevin, I imagine the same thing you
Speaker 6: can too.
Speaker 8: Yeah, absolutely, especially with the electrical sum it could be
Speaker 8: intermittent and they can't see it, and you know, we
Speaker 8: just get lucky and find it, and you know, they'll
Speaker 8: take it back. Most of them pretty easy to work
Speaker 8: with once they get the issue figured out.
Speaker 6: All right now three oh three seven one three talks
Speaker 6: seven one three eight two five five We have more
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Speaker 6: seven zero two seven seven six Go with a sure
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Speaker 6: pay a cent until you're content. Wait time for an
Speaker 6: insurance checkup, free, no obligation comparison call Compass insurance paying
Speaker 6: too much your coverage at dozens of insurance companies find
Speaker 6: out now three oh three seven seven to one help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate man dot com to list your
Speaker 6: home with Remax Alliance three oh three nine two zero
Speaker 6: sixteen twenty two. Hi Tom Martino here three all three
Speaker 6: seven one three talks seven one three eight two five five.
Speaker 6: Troy wants to talk about gun buying. Now. I'm not sure, Troy.
Speaker 6: Did you call in before? So I know we've had
Speaker 6: a few calls from time to time about gun buying.
Speaker 6: Did you call earlier?
Speaker 11: Yeah? Uh so on gun buying, there's really three parts
Speaker 11: to the uh but let.
Speaker 6: Me ask did you call about this before? Was it
Speaker 6: your gun buying experience or or are you a dealer?
Speaker 6: I'm an ffl okay, talk about it. Then we had
Speaker 6: here's what we had, and then you can call in
Speaker 6: with whatever you want. But originally we had this dilemma
Speaker 6: where people would go in and and do the background check.
Speaker 6: They put a deposit down on a gun, do a
Speaker 6: background check. If they failed the background check, they didn't
Speaker 6: get their deposit back. And and I thought, well that's
Speaker 6: not right. Go ahead.
Speaker 11: Yeah. So when you when you purchased firearm, the you know,
Speaker 11: the customer walks in the store, the look at the firearms,
Speaker 11: the artypical on display and they select a firearm. So
Speaker 11: the next step is the dealer fills it starts the form.
Speaker 11: It's the ATF forty four seventy three, So on that
Speaker 11: forty four seventy three, the dealer puts down the serial
Speaker 11: number of the firearm that's being purchased, so you've committed
Speaker 11: to that firearm. And then you answer all the questions
Speaker 11: on the forty four seventy three. Some of them are
Speaker 11: are you a fellon? Are you any illegal drug user?
Speaker 11: So you have to answer these questions honestly, and if
Speaker 11: you fail to answer these questions honestly, you've committed a felony.
Speaker 11: That's exactly what happened to Hunter Biden. So after you've
Speaker 11: done your part of the forty four seventy three, then
Speaker 11: the dealer takes your information and then they initiate the
Speaker 11: background check. So if the background check comes back denied, uh,
Speaker 11: then they cannot proceed with the sale. So uh, yeah,
Speaker 11: it's not a deposit. You've initiated the purchase. You know,
Speaker 11: you paid the money. Now the challenges the dealer can't
Speaker 11: uh transfer the farm to you because you failed the
Speaker 11: background check?
Speaker 6: Okay, but can you get your money back.
Speaker 11: It's going to be up to the dealers.
Speaker 6: Uh. To me, it seems like you should be able
Speaker 6: to get you you should be able to get your
Speaker 6: money back.
Speaker 11: Yeah. So if the dealer says, no, you can't have
Speaker 11: any of your money back, and uh, you know we're
Speaker 11: going to sell a gun for you, well it's not
Speaker 11: your gun. You weren't able to receive that gun. So
Speaker 11: to me, it would be you know some of these
Speaker 11: uh you know big box stores. You know you're taking
Speaker 11: up half an hour to forty five minutes that salesperson's time,
Speaker 11: so you know some of them, Yeah, it seems fair
Speaker 11: that they charge you know, maybe the ten to fifteen
Speaker 11: percent that they would get on the sale anyway, you know,
Speaker 11: just as an inconveniency because when you fell out that form,
Speaker 11: you're answering the questions and the reason that you most
Speaker 11: likely failed the background check is you lie one of
Speaker 11: the answers. Yeah, you lied on the forum, and that's
Speaker 11: a pelony. So the dealer is also obligated to notify
Speaker 11: the police department.
Speaker 6: Do they?
Speaker 11: I think you know, the most honest ones will.
Speaker 6: Here's what I want to know. Why do people usually fail?
Speaker 11: Sometimes they've got a domestic violence case is one that
Speaker 11: will catch them, Okay.
Speaker 6: In other words, if they were arrested for domestic violence,
Speaker 6: and and does the adjudication of that matter if it
Speaker 6: was not guilty guilty or dismissed or discharged.
Speaker 11: Yeah, it's a matter of whether the do.
Speaker 6: They ask have you been convicted? Or do they ask
Speaker 6: have you've been arrested? Conviction? Okay, So if.
Speaker 11: There's a denial, then the buyer has the right to
Speaker 11: call the CBI, and so they can protest the denial.
Speaker 6: Okay. What percentage do you have of people that.
Speaker 11: Yeah, tail, Yeah, my volume is really low.
Speaker 6: Okay.
Speaker 11: So I'm a I'm a stall dealer, all right, and
Speaker 11: I am very collected with who I deal with.
Speaker 6: All right, Thank you very much for the all. We
Speaker 6: got more coming up on the Troubleshooter Show. I'm Tom
Speaker 6: Martino three O three seven one three eight two five
Speaker 6: five Go with a sure thing Denver's Best roofer Excel
Speaker 6: roofing dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation. In comparison,
Speaker 6: call compass insurance paying too much your coverage at dozens
Speaker 6: of insurance companies find out now three oh three seven
Speaker 6: seven to one help. You'll think you're his only customer
Speaker 6: when you choose Frank durand the real Estate Man dot
Speaker 6: Com to list your home with Remax Alliance three oh
Speaker 6: three nine two zero sixteen twenty two.
Speaker 2: Lead Advice. Who you don't have.
Speaker 4: Runious as can shoots gonna help come Man.
Speaker 5: Dix is the Troubleshooter Show Now Tom Martinez.
Speaker 6: One three talk three all three seven one three eight
Speaker 6: two five five. Hey, what's on your mind today? How
Speaker 6: can we help you? I ask it every single day.
Speaker 6: Frank durand the real Estate Man can help you by
Speaker 6: giving you a market valuation of your home before you list.
Speaker 6: If you want to know what will my house self for?
Speaker 6: What can I net? What can I buy? If you
Speaker 6: want to know everything about your house, the neighborhood, the comps,
Speaker 6: he does that all free. You don't have to list.
Speaker 6: Most real estate people they sit down, they want a listing.
Speaker 6: They're not going to do all that. Frank will just
Speaker 6: call him. He's a great guy. Frank Durand the real
Speaker 6: Estate Man dot Com three all three nine two zero
Speaker 6: sixteen twenty two. Welcome to the show. Now let's talk
Speaker 6: to Deputy D. Deputy D. I can't move the camera
Speaker 6: because I did away with that crappy, that cappy, crappy
Speaker 6: video thing. I got a new one coming, and uh,
Speaker 6: I want to know what are you working on?
Speaker 9: Because she had Yeah, you know, I just got off
Speaker 9: the phone a couple of minutes ago with Joan. You
Speaker 9: may recall she called us a couple of maybe two
Speaker 9: or three weeks ago. She's kind of an elderly lady
Speaker 9: who's our V caught on fire. Oh yes, and damaged
Speaker 9: her house. Not to mention the RV getting burnt down
Speaker 9: to the ground.
Speaker 6: Oh it was terrible, didn't you have No, No, she
Speaker 6: did insurance.
Speaker 9: Right, she had insurance, and there was a really weird
Speaker 9: thing that was happening. You know, she got as you remember,
Speaker 9: it's not very easy to understand where she's going with
Speaker 9: all these stories. But my understanding is she got about
Speaker 9: forty to fifty thousand dollars in insurance payments, and at
Speaker 9: some point somebody from the insurance company demanded a refund
Speaker 9: of twenty four thousand dollars and threatened her with jail
Speaker 9: if she doesn't send that money back.
Speaker 6: Oh, we thought maybe that was a scam. That's right.
Speaker 6: He said she was overpaid and somewhat at the insurance
Speaker 6: said you have to send it back to us.
Speaker 9: Yeah, now that guy is no longer the insurance company.
Speaker 6: Did he actually cheat her in Well, we don't know.
Speaker 6: We don't know. Well, did the insurance company acknowledge any
Speaker 6: of them that they that they did ask for money back?
Speaker 9: Well, I took a slightly different approach I did. Whereas
Speaker 9: I did track down the guy that she claims demand
Speaker 9: of the twenty four thousand. I haven't contacted yet that
Speaker 9: guy yet. Okay, because, okay, go ahead, Because I've been
Speaker 9: dealing with Matt from Paragon, a public adjuster. You know,
Speaker 9: he's on our Great of list, right, So I asked
Speaker 9: him if this is the kind of case he'd like
Speaker 9: to take on.
Speaker 6: He immediately agreed.
Speaker 9: He's been in touch with this lady and he offered
Speaker 9: her a contract which she's waiting for her to sign,
Speaker 9: and then he's going to dig into this.
Speaker 6: Okay, here's what I want to say. She had a
Speaker 6: fifth wheel trailer. It caught fire on March first of
Speaker 6: twenty three. All State paid seventy five thousand, three hundred
Speaker 6: for damages to both her house and via so that
Speaker 6: was a That was a settlement that I think she
Speaker 6: should have gotten because she paid off the RV thirty
Speaker 6: one grand right, and then paid green Gables Restoration for
Speaker 6: her house damage.
Speaker 9: Well, they didn't fix anything. According to the caller, green
Speaker 9: Gables washed her walls. But why she paid them fort Well,
Speaker 9: that's a really good question, and I'm waiting for Matt
Speaker 9: was okay for the assaults of May.
Speaker 6: Now if you add that up, that's the amount she
Speaker 6: was paid. So she paid out what they paid her.
Speaker 6: So in other words, she wasn't trying to keep a
Speaker 6: lot of money. But then she said all State called
Speaker 6: back and said you better give us twenty three grand
Speaker 6: back or we're taking it to court. Yeah, here's what
Speaker 6: I think happened. I swear to God, I think someone
Speaker 6: at all State, Yes, this guy, knew she was getting money,
Speaker 6: knew she was uninformed, and threatened her. It's almost suspicious.
Speaker 6: Did she make the money? How did she pay back?
Speaker 6: She sent a check somewhere.
Speaker 9: Well, unfortunately I haven't been able to get a copy
Speaker 9: of this check from her.
Speaker 6: But okay, this is crazy. So right, we know she's
Speaker 6: sent twenty four grand somewhere. Did she make it out?
Speaker 6: To somebody.
Speaker 9: Well, it's not easy to really figure out what she's
Speaker 9: talking about, but.
Speaker 6: I did ask for a copy, kind of challenged. I
Speaker 6: think she's extremely confused.
Speaker 9: I think she's elderly, and she's got too much going on,
Speaker 9: all right, And she does have a job somewhere too,
Speaker 9: so I think it's just difficult for her to keep
Speaker 9: everything and you know, in.
Speaker 6: The same place.
Speaker 9: For example, when I spoke with her a few minutes ago,
Speaker 9: she actually didn't even realize that Matt from Paragon is
Speaker 9: the insurance adgester that we referred to her.
Speaker 6: So it's gonna take a little bit of handholding.
Speaker 9: And that's why I put so much stock into Matt's
Speaker 9: forthcoming report on what actually happened.
Speaker 6: All right. So anyway, three zero three seven one three
Speaker 6: talks seven one three eight two five five is our number.
Speaker 6: And uh, okay, let me go back to the phones now,
Speaker 6: and uh, who's Oh Danny, Danny, what's happening?
Speaker 3: Hey, Tom?
Speaker 12: How are you doing?
Speaker 6: Good man? What's going on with you?
Speaker 3: Good?
Speaker 12: Good? Hey, I've got a twenty fifteen hond odyssey.
Speaker 3: Uh.
Speaker 12: For a long time now that the automatic flighting doors
Speaker 12: have sort of been sticking just a little bit. You
Speaker 12: got to try to open it a few times before
Speaker 12: it gets past that blockage or something. Yeah, well, if
Speaker 12: you date back, the poll cable actually just snapped and
Speaker 12: it's hanging out. You can see it's frayed. So it's
Speaker 12: not disconnected, it's it's completely snapped off. I'm calling body, how.
Speaker 6: It's a it's a fifteen How many miles on it?
Speaker 6: I'm just curious, not that this is a mileage thing,
Speaker 6: but how many miles?
Speaker 12: Dan, it's my wife's car. There's quite a bit. It's
Speaker 12: probably maybe one hundred and four and thirty something like that.
Speaker 6: Did you did you own it from New.
Speaker 12: No, we bought it used six years ago or so.
Speaker 6: Okay, So the door just guys, have you ever heard
Speaker 6: of these doors acting up?
Speaker 8: Yeah, they're just like the regular windows, just in a door.
Speaker 8: It's got a mumble, motor, cables, everything, just like a
Speaker 8: window regulator would.
Speaker 6: So yeah, they do, bro, what do you do not forever? Yeah?
Speaker 6: What do you do?
Speaker 8: You pull it apart and replaced the whole mechanism. It's
Speaker 8: a motor with cables and pulleys and make sure the
Speaker 8: door pulleys are correct and everything else. It's you know,
Speaker 8: it's just not a cheap date. It's it's a it's
Speaker 8: a big job.
Speaker 6: So what is your question about caller or Danny?
Speaker 12: Yeah, so my question, Yeah, my question is I've called
Speaker 12: a couple of body shops because I figure it's kind
Speaker 12: of a not it's not a mechanical issue, and they
Speaker 12: point their fingers at at mechanics.
Speaker 13: And say, no, we don't do that.
Speaker 12: Call mechanic. I called the mechanic and you're like, nah,
Speaker 12: I don't really do that. That's more body shop thing.
Speaker 6: So my real question, Oh, I get you can't.
Speaker 12: I'm up in Broomfield.
Speaker 3: I don't know who to go.
Speaker 6: Well, first of all, let me ask Kevin. I mean
Speaker 6: when you say where you are, here's what I've always said.
Speaker 6: If it's a one time kind of thing, or you
Speaker 6: know what I'm saying, or or not a routine thing,
Speaker 6: there's nothing wrong with traveling for a repair, not and
Speaker 6: go across country. But I mean, for goodness sakes, if
Speaker 6: you're in Broomfield, you can go down to to share
Speaker 6: it an auto tech. If he does that, oh yeah,
Speaker 6: we do it. Okay, there you go, Danny. Okay, shared
Speaker 6: in auto tech on Wadsworth excuse me on Colfax west
Speaker 6: of Wadsworth Yep, just west.
Speaker 12: Okay, And this is a pretty big inconvenience. My wife's
Speaker 12: taking kids to school and the realm is going off
Speaker 12: all the time because yeh thinks it's open or something. Yeah,
Speaker 12: how long do we have to wait for an appointment
Speaker 12: for that?
Speaker 6: Well? Six months, I'm just kidding.
Speaker 8: We would have chech availability on parts, but it's a
Speaker 8: it's a job that would require about two or three
Speaker 8: days being down. Yeah, once the parts and everything are there, yep, I.
Speaker 6: Mean, man, you know, but if you wanted to pay
Speaker 6: for parts, do you do that? Do you order parts
Speaker 6: that they want to pay for him? And then do
Speaker 6: you call?
Speaker 14: No?
Speaker 8: We just we just will have everything ready before he
Speaker 8: comes in. Absolutely, But we still ask for a couple
Speaker 8: of two three days for those because they're tricky and
Speaker 8: they could be a pain.
Speaker 12: So well, don't you need to look at a verse
Speaker 12: and know which parts?
Speaker 8: Well, if you said, yeah, cars are hanging out, it's
Speaker 8: pretty obvious.
Speaker 6: But but you wouldn't order parts without you wouldn't.
Speaker 8: We'll get you in on a swing, bye, we call
Speaker 8: it's just get it in and we'll take a look and
Speaker 8: then we'll order parts. And make make arrangements.
Speaker 6: Yep.
Speaker 12: But I think that this is a symptom of a
Speaker 12: of a maybe more underlying problem where they were sort
Speaker 12: of snagging.
Speaker 6: Yep.
Speaker 12: I think it finally just gave up. Whether it was
Speaker 12: you know, constant abuse that just gave up, or one
Speaker 12: time it just got real bad. But we'd have to
Speaker 12: pull the handle a few times and it would it
Speaker 12: would try to open and then it would be beep, beep,
Speaker 12: and then it would close itself. You do that three
Speaker 12: or four times and then it worked, which is weird,
Speaker 12: But we just kind of put up with that for years,
Speaker 12: and now it's finally gets limits and everything else, everything
Speaker 12: sort of needs to be aligned.
Speaker 8: No, you're right, and that's something I said in the beginning.
Speaker 8: We would definitely check the rollinners and police and everything
Speaker 8: on the door itself.
Speaker 6: Yes, absolutely, Yeah, Yeah, Okay, well that's wonderful.
Speaker 12: I really appreciate that advice. I'll give them a call
Speaker 12: here in a few minutes.
Speaker 6: They I mean, he's really good people, you'll love it.
Speaker 6: And uh four five five seventy two forty two three
Speaker 6: oh three four five five seventy two forty two that
Speaker 6: shared an auto tech dot Com thank you. Now, let's
Speaker 6: talk to uh Joe. Yeah, we're gonna We're gonna take
Speaker 6: a quick break and talk to Joe Kanno about uh
Speaker 6: guaranteed investments. You don't hear that often, do you? You
Speaker 6: really don't. And I also want to say about Compass
Speaker 6: Insurance Group. Something is guaranteed an insurance check up that
Speaker 6: will either save you money or confirm you're having a
Speaker 6: great deal. Either way, do it Compass Insurance Group, The
Speaker 6: Insurance Help Center dot com three oh three nine nine
Speaker 6: six nine thousand, Go with a sure thing Denver's Best
Speaker 6: roofer Excel Roofing dot com. You don't pay a cent
Speaker 6: until you're content time for an insurance check up free,
Speaker 6: no obligation comparison call Compass Insurance paying too much your
Speaker 6: coverage at dozens of insurance companies find out now three
Speaker 6: all three seven seven to one help. You'll think you're
Speaker 6: his only customer when you choose Frank Durand the real
Speaker 6: estate Man dot com to list your home with Remax
Speaker 6: Alliance three oh three nine two zero sixteen twenty two.
Speaker 6: Hi Tom Martino here three all three seven one three
Speaker 6: talk three all three seven one three eight two five
Speaker 6: five here to help you solve problems, answer questions, take place,
Speaker 6: make your life a little easier, I hope, Steven. Let's
Speaker 6: talk about your neighborhood street lights. What's happening?
Speaker 3: Oh?
Speaker 1: Good money?
Speaker 15: Com uh generalia? Keep your dever said here, Yeah, I
Speaker 15: didn't gut too much around in the evening, but a
Speaker 15: couple of times, yes, they just too many of the
Speaker 15: seat lights is not working. I came back from a
Speaker 15: rada about months ago, pulled up on Ice seventy easton
Speaker 15: it's shallow, it to twenty five and sixteen twenty of
Speaker 15: those flights on the higher it didn't work.
Speaker 3: So I called it really excel and they.
Speaker 15: Said, can you give me a number of a pold?
Speaker 15: I said, well, what are you talking about?
Speaker 6: I said that, Yeah, they do have numbers on them.
Speaker 6: They really do. Yep.
Speaker 15: Well I know, but who's going to ride it up
Speaker 15: from what driving sixty mile an hour?
Speaker 6: No? I understand that. So, but I mean when you
Speaker 6: talk about this, Steven, you talk about like it's like
Speaker 6: the walking dead, like that they're they're going out all
Speaker 6: over right, I mean, is that what you're talking about
Speaker 6: or is just a few of them? No?
Speaker 15: No, just because I think it's in the enough sections,
Speaker 15: you know, like pen is on that breaker or another
Speaker 15: pain on another breaker. I don't exactly know how it's
Speaker 15: set up, but.
Speaker 6: Now I do know that a lot of street lights
Speaker 6: blink now and then do you know what a lot
Speaker 6: of people don't know what that is. So I'm going
Speaker 6: to ask my savvy audience, especially my YouTube morons, I
Speaker 6: want you to weigh in. Why do did you ever
Speaker 6: walk around and you look up in the street light
Speaker 6: will go off and then it comes on in about
Speaker 6: a minute or thirty seconds. Did you know that, Stephen?
Speaker 15: Not exactly, but I've been talking to people a long
Speaker 15: time ago about that, and they said that the summertime
Speaker 15: is I issue if it's too hot.
Speaker 6: That's exactly what it is. You're right, it's a it's
Speaker 6: a thermal sensor, and if they get too hot, they
Speaker 6: turn off momentarily. And I also, I don't want to
Speaker 6: get into this because people think I'm weird. But I
Speaker 6: can make them go off. But I don't want to
Speaker 6: get into that, and I've I've proven it to people.
Speaker 6: I can. I can. I can walk near them and
Speaker 6: make them go off, just like I can make my
Speaker 6: electric watches stop working. And here's the thing, Stephen, I
Speaker 6: don't know what to do about this if you have
Speaker 6: I really they do need to know the locations of
Speaker 6: those lights, and they do address them, by the way.
Speaker 15: Yeah, I did exactly. I oh, we're here on the
Speaker 15: south color out of the boulevard, three in a row,
Speaker 15: and I give them a phone numberger blocks, you know,
Speaker 15: twenty seven.
Speaker 6: Are they still out?
Speaker 3: Yeah?
Speaker 15: Well actually in the middle of a summer. And I
Speaker 15: originally called it about two and a half months ago.
Speaker 15: One pole was broke off about Yeah.
Speaker 6: I was like, here, No, I want to ask you
Speaker 6: some Stephen, why do you care about I mean, I
Speaker 6: don't mean to be a smart pot, but why do
Speaker 6: you care?
Speaker 15: Well, if they don't need it, shut it down, take
Speaker 15: it out of there. We don't be paid for it.
Speaker 6: You know, who does you and me for street lights?
Speaker 6: I guess, I guess. I mean some neighborhoods pay for
Speaker 6: their own.
Speaker 15: Well a few know, it's all paid by the city.
Speaker 15: Oh so I thank you, especially now it's five o'clock.
Speaker 15: It's dark in a you know, fall in the winter,
Speaker 15: and that's pretty good.
Speaker 6: Anyway, After after you reported the blocks and the address,
Speaker 6: did did they finally start working?
Speaker 3: No?
Speaker 15: No, no, but U, man.
Speaker 6: Who exactly, who exactly did you call? Steven?
Speaker 15: Well, that's what I'm looking for. They gave me a
Speaker 15: local number, but you just call a regular Excel number.
Speaker 6: I don't think Excel is no. I don't think Okay,
Speaker 6: maybe Excel.
Speaker 15: I think if that's my number, if that's the locate.
Speaker 6: But our municipalities, I'm maybe I'm wrong. I thought municipalities
Speaker 6: are in charge of their own street lights. But maybe
Speaker 6: I'm wrong. I just is Excel the one you call?
Speaker 6: But they took your call and they were willing to
Speaker 6: look into it if you had a number. Is that
Speaker 6: what they said?
Speaker 15: Yeah?
Speaker 6: Okay, well you know what. I don't know what to
Speaker 6: tell you. I hope that I don't know. I mean,
Speaker 6: this is not something we can call on without numbers either,
Speaker 6: So more power to you, I hope. I wish you
Speaker 6: well in getting street lights working people. I'll tell you what.
Speaker 6: I'm guessing he doesn't have a lot of going on
Speaker 6: in his life as far as things to worry about,
Speaker 6: because I don't think I've ever says Excel is responsible. Okay, good, No,
Speaker 6: that's good, but they still need to know where specifically,
Speaker 6: I think a number. I want to say something else though,
Speaker 6: Speaking of lights, am I the only one? And it
Speaker 6: is car day car guys. I need to know where
Speaker 6: to God, I need to know this. Am I the
Speaker 6: only one who has noticed that? In Colorado, especially Colorado
Speaker 6: and the Denver metro area, there is a large there.
Speaker 6: There are people who drive around without lights on at night.
Speaker 6: What the hell? I've come up on people and they
Speaker 6: were like a black car with no lights or dark
Speaker 6: blue and I come up on them and all of
Speaker 6: a sudden they tap their break lights. I can see,
Speaker 6: and all of a sudden I see them. But break
Speaker 6: lights are the only things working. Or they might have
Speaker 6: little tiny day runners in the front, but they what
Speaker 6: is it? They don't know how to turn on headlights.
Speaker 10: Yeah, that's just the thing is they've got their day
Speaker 10: runners on and they think they're seeing They don't realize
Speaker 10: people aren't seeing them.
Speaker 6: They go, but you know, I have day runners, I
Speaker 6: have day runners, and I have something called auto and
Speaker 6: when it gets dark, it turns on the regular headlights. Right.
Speaker 6: A lot of cars must do that, right.
Speaker 10: Most of them setting where you can turn that peak're off.
Speaker 10: So if they've just got it on the d r T,
Speaker 10: then that's all they're going to get.
Speaker 6: D r O. Okay, so there's a setting for just
Speaker 6: day running lights. Correct.
Speaker 7: But you know what though, Tom and people for the
Speaker 7: most part leave it on on.
Speaker 6: Oh but not Okay, then I've seen a lot of morons.
Speaker 6: Oh sorry, I don't mean that against you guys on
Speaker 6: on the YouTube there, but I've seen a lot of
Speaker 6: idiots driving around in the dark, and I got it
Speaker 6: under I have to think can they see? I mean,
Speaker 6: and and you know, I try to flash my lights
Speaker 6: to let them know they're a danger. They truly are
Speaker 6: a danger. I mean day day runners. I you know,
Speaker 6: a lot of people do think day runners are exactly
Speaker 6: the same as night lights, but they're not. I guess
Speaker 6: do some cars do some cars have the same intensity
Speaker 6: on the day runners as they do the night ones. Guys,
Speaker 6: do you know?
Speaker 7: Okay, yes, next time we have John Fuller on, we
Speaker 7: should ask him if you're in an accident with a
Speaker 7: car that doesn't have its headlights on, can you prove excuse.
Speaker 6: Me, somebody give him CPR. Please, let somebody give him
Speaker 6: jump on his chest. Come on.
Speaker 7: Other than a dash cam, is there a way to
Speaker 7: prove that the lights are off during the at the
Speaker 7: time of the accident, Kevin.
Speaker 8: No, unless you've got a video like a cam or
Speaker 8: something from a business. There's no way to go back
Speaker 8: and see.
Speaker 6: No, unless you unless the guy is keeled over in
Speaker 6: the in the cockpit and you go over there and
Speaker 6: the lights are off. Sure, I mean, I don't know.
Speaker 6: And does it matter. I think it would. That would
Speaker 6: be some liability there if you ran into someone, if
Speaker 6: you ran up on somebody. I'm serious. Have you guys
Speaker 6: ever experienced that yourself? Where you come up and there
Speaker 6: they're damn near. They're so hard to see. I see day.
Speaker 6: So here's what you see in Denver more than anywhere
Speaker 6: in the country. Expired plates, no plates, and no headlights,
Speaker 6: no lights on at night. Sure, I mean, but they're
Speaker 6: cracking down in Aurora now on headlights, I mean on expired.
Speaker 12: Hand.
Speaker 6: Well, there were people that literally never got registered. They
Speaker 6: just drove around without insurance and registration and everything. They
Speaker 6: didn't care. Nobody was doing anything. Colorado for a while
Speaker 6: was truly becoming the wild West, you know. And with shoplifting.
Speaker 6: You know, I don't see shoplifting like I used to,
Speaker 6: but I do see it still now and then, and
Speaker 6: still nobody's doing anything about it. I mean, it's definitely
Speaker 6: not as rampant as it was. And I think a
Speaker 6: lot of that has to do with public pressure. I
Speaker 6: really do, because certainly it wasn't the police, and it
Speaker 6: wasn't our governor, it wasn't our law enforcementar DA is
Speaker 6: I mean none of that. California, of course, they recriminalize
Speaker 6: shoplifting now, not the first time. They still have the
Speaker 6: first time nine hundred fifty or whatever, one thousand, but
Speaker 6: second ones and third ones are crimes now and then
Speaker 6: they got rid of that. Do nothing La DA District Attorney.
Speaker 6: I think, I think the pendulum is swinging back to
Speaker 6: law and order. And I don't mean law and order
Speaker 6: in a bad way. I just mean, you know, not
Speaker 6: being not taking advantage of people. We have more coming up.
Speaker 6: I'm Tom Martinez. Three oh three seven one three talk
Speaker 6: three oh three seven one three eight two five five
Speaker 6: Go with a sure thing Denver's Best roofer Excel roofing
Speaker 6: dot com. You don't pay a cent until you're content.
Speaker 6: Time for an insurance check up free, no obligation. In comparison,
Speaker 6: call Compass Insurance paying much your coverage at dozens of
Speaker 6: insurance companies. Find out now three all three seven seven
Speaker 6: to one. Help you'll think you're his only customer when
Speaker 6: you choose Frank durand the real estate man dot Com
Speaker 6: to list your home with Remax Alliance three oh three
Speaker 6: nine two zero sixteen twenty two. Hello Tom Martino, your
Speaker 6: troubleshooter three O three seven one three talk seven one
Speaker 6: three eight two five five. All right, let's uh talk
Speaker 6: to Danny. Danny. What's happening?
Speaker 3: Danny?
Speaker 16: Hey, how are you guys?
Speaker 6: Good? What's going on? Man?
Speaker 16: Late August? Yeah, so late August I worked for a
Speaker 16: U A property management contracted me to do about eighty cents.
Speaker 3: Of a wooden fence, right, eighty c.
Speaker 16: He told me she was gonna yeah, eighty c got it.
Speaker 16: He told me that she was going to pay half
Speaker 16: of it and the neighbor was going to pay the
Speaker 16: other half.
Speaker 6: And this was for the management company, or was it
Speaker 6: for two houses?
Speaker 16: It was one of them was a management company and
Speaker 16: the other one was a regular homeowner.
Speaker 6: Okay, And and you said, okay, so keep going. What
Speaker 6: happened then?
Speaker 16: So then you know she came out and she liked
Speaker 16: the fence. She goes, oh, by the way, can you
Speaker 16: make a gate for me just like you did for
Speaker 16: the property management. And I told her, okay, find no problem.
Speaker 16: I got the fence done. You know, I took a
Speaker 16: little long to build her.
Speaker 12: But when I went to.
Speaker 6: Build her, how long did you take to bill her?
Speaker 16: I would say about twenty days, okay, off the top
Speaker 16: of my head.
Speaker 6: Okay.
Speaker 16: So then you know I gave her the invoice. I
Speaker 16: left her the invoice on her door, waited about ten days.
Speaker 17: She didn't reply.
Speaker 16: I went I had another invoice, and I caught her
Speaker 16: outside right she was walking out the same time as
Speaker 16: I was going to give her the paperwork, and she goes, no,
Speaker 16: I'm going to pay you at the end of August.
Speaker 18: I mean at the end of October.
Speaker 6: Listen, let me, let me, let me do this. Let
Speaker 6: me cut right through too. I just need to know
Speaker 6: did you get paid or not?
Speaker 16: No, I haven't gotten paid by her.
Speaker 6: Okay. Now what I need to know is your your
Speaker 6: contract is with who?
Speaker 3: That's the problem.
Speaker 16: I didn't get nothing in writing.
Speaker 6: Okay. Now did the management company pay? Did the management
Speaker 6: company pay you for their half? Yes?
Speaker 19: They did.
Speaker 6: Okay. Now did you tell the management company that this
Speaker 6: homeowner is not paying because they can assess her, well,
Speaker 6: I left, I.
Speaker 16: Left another bill, and she actually called the bandage company
Speaker 16: and complaints.
Speaker 6: You know that I would I would put a lien
Speaker 6: on her house. I would put a lien on her house.
Speaker 6: That's all I would do. And then if she says
Speaker 6: she doesn't owe it, I'd put a lien on her house,
Speaker 6: and she'd have to prove she doesn't owe it, literally
Speaker 6: prove that. And then you're going to use the ho
Speaker 6: not the HOI, but the management company as your evidence.
Speaker 16: Right, So don't take her small claims court.
Speaker 6: Yeah, well you could do that, but first put a
Speaker 6: lien on there. If you why not put a lien
Speaker 6: on there, and then small claims court would perfect the lean.
Speaker 6: I would do a lean first. First, you do a
Speaker 6: notice of a lien. Wait a minute, Wait a minute,
Speaker 6: When was this job completed? You only have a certain
Speaker 6: when was the job completed?
Speaker 16: Uh, you know, it took me two days. So at
Speaker 16: the end of you know, let's say the beginning of September.
Speaker 6: Oh, September October. Oh oh man, you're you're done. You're
Speaker 6: I don't think you can. I don't think you can
Speaker 6: put a lien on it anymore. I don't think so.
Speaker 6: I think you only have four months from the last
Speaker 6: time you were on the job. So wait, so September,
Speaker 6: when did you finish the job? You might have time? Wait, wait,
Speaker 6: you might have You only have a certain amount of time,
Speaker 6: and I'm looking it up on the law, but how
Speaker 6: long does Okay? So if you have enough time, put
Speaker 6: a lien on it or go to small claims court.
Speaker 6: Either one. Because if you go to small claims court
Speaker 6: and get a judgment, that judgment can be a lien
Speaker 6: on the property. So that's a way around it.
Speaker 16: Okay, So I still have time minimum to take her
Speaker 16: to small claims court, right?
Speaker 6: Oh? For sure? On that you have a few years. Yeah,
Speaker 6: you can do that.
Speaker 16: Okay, okay, God my heart stopped there for a minute.
Speaker 6: No, no, no, you have time for a small claim.
Speaker 6: I was just trying. Usually a lien does the job.
Speaker 6: But let me find out here in Colorado it says
Speaker 6: here four months I was right after the last job.
Speaker 6: So if you stopped working there in September, do you
Speaker 6: remember when in September?
Speaker 16: I mean I'm driving in the car, but just.
Speaker 6: Roughly, bro just roughly roughly?
Speaker 20: Was it the beginning like the end of August?
Speaker 6: All right, let's say the end of August, so you
Speaker 6: had September, October, November, you have a court. If it
Speaker 6: was the end of August and really the end of August,
Speaker 6: and let's say the last day of August, then you
Speaker 6: have September, October, November, and all of December to file
Speaker 6: a LEEN. But you have to do a ten day
Speaker 6: notice first. I would file a LEEN immediately. Let her
Speaker 6: contest it. I wouldn't worry about it. I would file
Speaker 6: a LEEN immediately. You can follow it up with small
Speaker 6: claims court. But before you do a LEEN, you have
Speaker 6: to do a ten day notice. Look at if you
Speaker 6: don't know how to do it yourself, it's going to
Speaker 6: be a little difficult. Do you know how to file
Speaker 6: a lean? No?
Speaker 16: I don't, but I you know, I'm pretty savvy on
Speaker 16: the computer.
Speaker 18: I can figure it out.
Speaker 6: Good. That's okay, cool, because here's here's what you do.
Speaker 6: You look it up because far serve a notice of
Speaker 6: intent to lean ten days prior to filing. After you
Speaker 6: do that, then you can file okay A and the
Speaker 6: notice must include a copy of the completed and notarized
Speaker 6: lean statement. So you got to get a lean statement,
Speaker 6: So look it up online and then then once you
Speaker 6: do that Colorado, it says here you need to do it,
Speaker 6: and you need to do it within four months of
Speaker 6: the completion of the job.
Speaker 16: All right, okay, perfect, thank you guys.
Speaker 6: Let me know what happens. I think it's terrible when
Speaker 6: people don't get paid. Did she give you an excuse
Speaker 6: for not paying at all? Did she do anything like that?
Speaker 16: Nothing, She's just uh, she's pretty much ghosted me.
Speaker 6: Okay. Well, oh man, I'm telling you that that is uh,
Speaker 6: that is a pain in the butt. There's nothing you
Speaker 6: can do about it except put a lien on it.
Speaker 6: Take her to small Claim Scourt three oh three seven
Speaker 6: one three talks seven one three A two five five.
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Speaker 6: don't pay a cent until you're content. Time for an
Speaker 6: insurance check up free, no obligation. In comparison, call Compass
Speaker 6: Insurance paying too much your coverage at dozens of insurance
Speaker 6: companies find out now three oh three seven seven to
Speaker 6: one help. You'll think you're his only customer when you
Speaker 6: choose Frank durand the real estate Man dot com to
Speaker 6: list your home with Remax Alliance three oh three nine
Speaker 6: two zero sixteen twenty two. Tom Martine here three three
Speaker 6: seven one three talk seven one three eight two five five.
Speaker 6: Welcome to the show. Let's talk. Let's find out what's new,
Speaker 6: what we can do for you. Bob, he has a
Speaker 6: question about a motor two thousand and nine Silver Row.
Speaker 6: This is a Silverado truck twenty five hundred, Bob, what's
Speaker 6: going on? Man?
Speaker 18: Hey, Tom, thanks for taking my call. So I'll start
Speaker 18: off by saying I'm already made an appointment with shared
Speaker 18: an auto tech. I talked to Isaiah this morning and
Speaker 18: I'm gonna bring it in on Tuesday morning. But I
Speaker 18: think I've run this by you by Kevin, maybe ahead
Speaker 18: of time, so I have sure I have it started
Speaker 18: making a noise on the motor so you know, I'm.
Speaker 6: Fairly how many miles how many miles.
Speaker 18: Ninety six thousand, Okay, that's not a lot on that, Okay, okay,
Speaker 18: so I'm fairly handy. So I thought, well, maybe it's
Speaker 18: the tension poli or the Isler POLICEO.
Speaker 6: I want to hit what kind of what kind of
Speaker 6: a noise? There's all kinds of noises. You got squeaks,
Speaker 6: You've got squeals, you got creaks, and you have taps
Speaker 6: and you have knocks.
Speaker 18: It's not a tap. It doesn't sound like like it
Speaker 18: doesn't sound like valves. It doesn't sound like a rod
Speaker 18: going out. It's like a man I don't know how
Speaker 18: to explain.
Speaker 8: More like a whirling noise.
Speaker 6: Is it a screen?
Speaker 18: And well sort of it picks up with RPM if
Speaker 18: you give you give it a little bit more RPMs
Speaker 18: just you know which I didn't give it much, but
Speaker 18: that noise will pick up with the RPMs.
Speaker 6: It's you've heard of a whining You've heard of a
Speaker 6: whining belt, right, yeah, oh.
Speaker 3: Yeah, it's it's not that so whatever.
Speaker 14: He let me just finish.
Speaker 18: I have a mechanic I've been going to for a
Speaker 18: long time. I took it over there when the tension
Speaker 18: or pulley and the isler pulley didn't work, and he says,
Speaker 18: that sounds like the water pump. He replaced the water pump.
Speaker 18: That wasn't it. He called you, and he says, hey,
Speaker 18: I replaced it, but there's no charge. I misdiagnosed it,
Speaker 18: he says, I'm not going to charge you for it.
Speaker 18: He says, I'll be honest, I don't know what it is.
Speaker 18: So yeah, so it's it's and he's pretty good. But
Speaker 18: I know Kevin has a bigger shop, and you know,
Speaker 18: I've been wanting to go there and take it in,
Speaker 18: you know, for oil change and stuff like that. Oh,
Speaker 18: he went ahead and done an oil change. We put
Speaker 18: in synthetic along with a can of MLA. So he
Speaker 18: said he thought maybe that might help. But it was
Speaker 18: due for an oil change anyway. You know, I had
Speaker 18: my light come on that said, you know, oil change,
Speaker 18: oil soon. So anyway, I'm bringing it in Tuesday.
Speaker 3: Mon.
Speaker 6: No, we'll figure it out. I'm not worried.
Speaker 15: Yeah, you have what do you think?
Speaker 6: What do you think is?
Speaker 8: I mean the drivability, Well, it seems like it's running. Okay,
Speaker 8: just make a noise so yeah, we just get in.
Speaker 8: We got a statscope, we've got different hearing aids we
Speaker 8: can use to get in there.
Speaker 6: We'll figure it out.
Speaker 18: I'm sure you will. I just thought i'd give you
Speaker 18: a little food for thought.
Speaker 6: So the mechanics man, you know, that's really I mean fixing.
Speaker 6: You got to have skill to fix things, but really
Speaker 6: to troubleshoot and find things, that's the hard. Would something
Speaker 6: like that throw a code? I mean, is that crazy
Speaker 6: to even ask unless.
Speaker 8: You had an alternator or something going out that may
Speaker 8: throw a code and cause a noise. But yeah, it's
Speaker 8: going to be a bolterer, police alignments.
Speaker 6: Something got to be if it if it's going with
Speaker 6: the RPM, it's got to be something like that. And
Speaker 6: it's not a knock or a tick.
Speaker 8: Now, the first thing we'll do is pull a belt
Speaker 8: off and start it and see if the noise is
Speaker 8: still there? Oh really yeah yeah yeah, and go from there.
Speaker 18: Yeah. I replaced the tension pully and is there only
Speaker 18: one belt on that thing?
Speaker 21: One big one, big serpentine yep, yep, yep, okay, And
Speaker 21: I looked at it, you know when I of course,
Speaker 21: when I replaced at tension or pulling the island pulley.
Speaker 18: You have to take that all apart. And I looked
Speaker 18: at it when I had to part, and it's got
Speaker 18: a couple of little cracks, but it didn't look laz
Speaker 18: It didn't look like there was anything really shilly there
Speaker 18: or something.
Speaker 8: Sometimes you need to get a belt just doesn't want
Speaker 8: to sit on a new pulley, you know. So you
Speaker 8: got new pulleys and the water pump intents, you should
Speaker 8: have replaced the belt probably at that time as well.
Speaker 8: They just break in together. Well really yeah, like I said,
Speaker 8: we'll figure it out. First thing we'll do is yea
Speaker 8: and go from there.
Speaker 14: That was good, all right, thank you very much?
Speaker 6: Sel okay man, I appreciate it. Three oh three seven
Speaker 6: one three talk seven one three eight two five five.
Speaker 6: I have time for a text or two. Let me
Speaker 6: find it here, don connor, I should bring it up, okay.
Speaker 6: So on my uh, this guy has a truck as well,
Speaker 6: and he heard that luvered what do you call those
Speaker 6: things in the back and the I don't have the
Speaker 6: text in front of me, he said, the louvered lift gate,
Speaker 6: the tailgate or putting the tailgate down saves on gasoline?
Speaker 6: Is that true?
Speaker 10: Guys, No, not really, I'm alexuality. The Mythboosters actually did
Speaker 10: an entire show on that and found it. Actually, with
Speaker 10: the tailgate up, driving down a road, you gets your
Speaker 10: best feel economy.
Speaker 6: Okay, well that's good to know. I didn't know that. Okay,
Speaker 6: we got more coming up. Bob's got a question about
Speaker 6: a motor keep it up three oh three seven one
Speaker 6: three talks seven one three eight two five five. Oh no,
Speaker 6: well I guess Bob, we answered. So get some new
Speaker 6: calls in. You're listening to the troubleshooter. Go with a
Speaker 6: sure thing Denver's best roofer Excel Roofing dot com. You
Speaker 6: don't pay a cent until you're content. Time for an
Speaker 6: insurance check up free, no obligation comparison call Compass Insurance.
Speaker 6: Pay too much your coverage at dozens of insurance companies
Speaker 6: find out now three oh three seven seven to one help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate Man dot com to list your
Speaker 6: home with Remax Alliance three oh three nine two zero
Speaker 6: sixteen twenty two.
Speaker 12: Ripped of.
Speaker 2: New needs who you don't have?
Speaker 4: Come runnxious as snass as we can show Shooter's gonna
Speaker 4: help come.
Speaker 5: Six is the Troubleshooter Show. No Tom Martino, Hi.
Speaker 6: Tom Martino here, Welcome to the show. Three oh three
Speaker 6: seven one three talk three oh three seven one three
Speaker 6: A two five five Welcome. What can we do for you?
Speaker 6: Just give me a call and we can help you
Speaker 6: solve problems, answer questions and take complaints. Jerry is a
Speaker 6: caller who wants to talk about seven Ford f one fifty.
Speaker 6: Today is car Day. We have Kevin coalkin with us
Speaker 6: from Shardan Auto Tech. We also have Jeff Vic from
Speaker 6: Kimmera Transmission. This hour brought to you by Wave eight
Speaker 6: Wealth Management, my financial advisory company, and I feel free
Speaker 6: to call us, to text us, or to email us.
Speaker 6: You can email us through the website invest with Martino
Speaker 6: dot com. Dozens and dozens of people I thank for
Speaker 6: taking the leap of faith and having reviews. They love
Speaker 6: what they found. Some people didn't need us, some people
Speaker 6: shouldn't be investing, and you know, it all depends on
Speaker 6: your situation. One thing I did was I did what
Speaker 6: I always wanted done for me. Direct, honest to God,
Speaker 6: transparent information. And some who had their money where their
Speaker 6: mouth was and wasn't just talking or wasn't just taking
Speaker 6: my money and placing it elsewhere? If you want that
Speaker 6: kind of attention three oh three seven seven to one help,
Speaker 6: you can also text that three O three seven seven
Speaker 6: to one four three five seven. You can also go
Speaker 6: to invest with Martino dot com. The name of the
Speaker 6: company is Wave eight Financial or Wave eight Wealth Management.
Speaker 6: And by the way, thank you for everyone who's responded.
Speaker 6: I really appreciate it. I also want to talk about
Speaker 6: a cars today, like a heater core. You know, heater
Speaker 6: cores are very troublesome. How long do they last? Guys, Kevin, Jeff,
Speaker 6: We've talked about heater cores for a long time over
Speaker 6: the years. When do they actually go out? Or do
Speaker 6: they never go out? I mean, is it luck of
Speaker 6: the draw?
Speaker 12: What?
Speaker 6: What tell me about heater cores?
Speaker 8: They will start leaking. You know, the older cars used
Speaker 8: to have solid brass heater course though they'd last forever,
Speaker 8: and now the newer ones are kind of an aluminum
Speaker 8: with plastic and they don't. They're about ten, ten to
Speaker 8: fifteen years on the most.
Speaker 6: Okay, so sir, let's hear about your issue with Jerry
Speaker 6: with the heater core. Or a question about your heater
Speaker 6: cores two thousand and seven f one fifty.
Speaker 19: Hey, thanks Tom for taking my call. Yeah, Jerry, Hey,
Speaker 19: my daughter has a two thousand and seven f one
Speaker 19: fifty four by four and she's in Louisville, Kentucky, and
Speaker 19: she had the it's got about one hundred and seventy
Speaker 19: thousand miles on the truck and she's got she just
Speaker 19: changed the thermostat or had someone do that, and that
Speaker 19: didn't help. She's not getting any heat coming out. And
Speaker 19: I just wondered where should if they if Kevin or
Speaker 19: you know where I could have it take?
Speaker 6: Is she where is she located?
Speaker 19: Did you say Louisville, Kentucky?
Speaker 6: Yeah, she should drive over to Kevin. Yeah, he'll pull
Speaker 6: a he'll pull a code. He'll he'll pull a code.
Speaker 6: Hey listen, man, what are the symptoms?
Speaker 12: Well, just no heat.
Speaker 6: And when you say no heat, is there air?
Speaker 3: Yes?
Speaker 6: Is the temperature gate showing that the car's warming up?
Speaker 11: Yeah?
Speaker 6: It does show that.
Speaker 8: The Next thing you want to do is check there's
Speaker 8: two heater hoses, one inlet one outlet, check and see
Speaker 8: if they're the same temperature. Where do you find those
Speaker 8: heaters underneath? The hood going into the firewall. Probably on
Speaker 8: the passenger side.
Speaker 6: There's always Are they hoses or are they like ducks?
Speaker 8: They're hoses, two heater hoses about oh an inch and
Speaker 8: a half two inch hoses. They got to be the
Speaker 8: same temperature. That well, you know, the heat's getting in there.
Speaker 8: And if that's the case, then it's probably an actuator,
Speaker 8: a dooor in the ash. That's not closing problem.
Speaker 6: But would the but would he feel air? That's why
Speaker 6: I asked about air. You have ice cold air because
Speaker 6: the blend door's not opening properly. Okay, okay, but you
Speaker 6: got it.
Speaker 8: To simple check. Just put your hand on the hoses.
Speaker 8: They should both be the same temperature once a.
Speaker 6: What if one is? What if they're not at the
Speaker 6: same temperature, Well, then you have a circulation problem. You
Speaker 6: could have a plugged up heater core. Could you have
Speaker 6: a thermostat problem or not?
Speaker 3: Not?
Speaker 8: Typically no, but possibly said they just changed it though,
Speaker 8: so that's probably not it.
Speaker 6: Oh okay, So on a blend door, they're they're literally little.
Speaker 8: Flapper doors, right yeah, yeah, little motor on top that
Speaker 8: opens and closes.
Speaker 6: And they're actuated by what a computer?
Speaker 8: Yes, yeah, if you set your car on hot, it
Speaker 8: opens all the way hot. If you set it unwarmed,
Speaker 8: you got half cold half hot air coming through.
Speaker 6: It just blends. It blends the air. And so it
Speaker 6: does it blend it with outside air? It can, Yes,
Speaker 6: well normally that's how it works.
Speaker 3: Yeah.
Speaker 8: Yeah, it's just it's just a temperature control. You get
Speaker 8: fifty to fifty hot and cold for warm and summertime.
Speaker 8: You turn the hot off all the way, it knows
Speaker 8: which way to go. But if it doesn't look the door,
Speaker 8: you don't get the heat or the cold.
Speaker 6: Or the other. So, Kevin, is it using air conditioning
Speaker 6: sometimes sometimes?
Speaker 15: Yeah?
Speaker 8: Yeah, I just changed the actuaighter in my TA.
Speaker 6: I mean, even if you don't have your air conditioner
Speaker 6: on in order to reach the proper temperature, it blends them.
Speaker 8: It does.
Speaker 9: But also, Kevin, doesn't the air conditioner come on whenever
Speaker 9: you use the defrostropheature? Yeah, it's like because it dries
Speaker 9: the air right exactly, umidifier.
Speaker 6: Okay, So Jerry, she needs to She's not in town
Speaker 6: here obviously, so you need to find someone out there
Speaker 6: that you trust and and and have them check it.
Speaker 6: I mean, does she go to a regular mechanic.
Speaker 19: You know, not really. Uh, she just moved there from
Speaker 19: another part of Kentucky and she don't know one there.
Speaker 19: But also, what would something like that cost if it
Speaker 19: is the heater cor? Maybe Kevin could answer that.
Speaker 8: You got to pull the dash out to get to them.
Speaker 8: So you're probably in the you know, twelve fifteen hundred
Speaker 8: dollars range to do a heater cor in the truck.
Speaker 6: Okay, Yeah, it's a fad, big job.
Speaker 19: Okayl you wow going to a Ford dealership.
Speaker 6: Well maybe for the initial diag yeah, but the repair.
Speaker 8: I mean it's tough when you don't know anybody in
Speaker 8: town though, That's that's the hard part, right yeah, yes, okay.
Speaker 19: Well that gives me an idea, and I appreciate your time, all.
Speaker 6: Right, thank you? Three oh three seven one three talk
Speaker 6: seven one three eight two five five.
Speaker 11: So I got some.
Speaker 6: Distressing news here about uh Wash Park Grill. I don't
Speaker 6: know if any of you've eaten there, but no, I
Speaker 6: saw that that's what happened there, tax seizure by the Yeah,
Speaker 6: they have they have great everything. I mean they have
Speaker 6: spectacular food for a little neighborhood restaurant. Spectacular food. Some
Speaker 6: of that food would fool you. You'd think you're at
Speaker 6: a you're at a fancy restaurant. I swear to god,
Speaker 6: I mean places pack They had some stay we go
Speaker 6: there a lot. They had some steak and they had
Speaker 6: these oh man, all these not just steak steaks, nothing,
Speaker 6: but man they have Oh so you've been there, Kevin.
Speaker 8: Oh yeah, I love the place. Yeah, the French.
Speaker 6: That's out of your neck of the woods. Yeah, I
Speaker 6: love the so. Man. So apparently they owe back taxes,
Speaker 6: sales tax and I don't know about what other taxes,
Speaker 6: but I was reading a little bit about it. It's
Speaker 6: kind of sad. It's kind of sad, and so basically, uh,
Speaker 6: they may not come out of it, and we're losing
Speaker 6: a lot of neighborhood restaurants. You know, I agree, we
Speaker 6: really are, And I think that's a sad thing. But
Speaker 6: I mean, you know, what are you gonna do if
Speaker 6: you don't pay taxes? And one thing, they don't tolerate
Speaker 6: unpaid taxes. I think that's something they've never you noticed,
Speaker 6: They've always they've they've relaxed in this state and other
Speaker 6: states on car thieves, and they've relaxed on shoplifting and
Speaker 6: they've relaxed on a lot of things, car registrations from
Speaker 6: time to time, but never ever, ever, when it comes
Speaker 6: to taxes, that's one thing they do not tolerate.
Speaker 8: Now, they don't play with that at all.
Speaker 6: No, and and that's that's no matter who you are. Yeah,
Speaker 6: but you are correct before the state. It's not like
Speaker 6: you're you know, No, that's true now, No, that's true
Speaker 6: for sure. So uh, let's see, it's Tom wants to
Speaker 6: talk about a paint job. Tom, go ahead, what's happening.
Speaker 17: Yeah, yeah, I have a bit of a problem with
Speaker 17: the paint as the cuteness on my car. There's a
Speaker 17: different code than the paint give us apply to my card.
Speaker 6: I had no wait wait, wait, wait, how wait what
Speaker 6: I don't get what you just said that the code
Speaker 6: that came with your car is different than the actual
Speaker 6: paint on your car.
Speaker 17: Yes, but the paint on my car was supposed to
Speaker 17: be at a stated that the red acknowledge it. It's
Speaker 17: a stone blue metallic. I got into a little bit
Speaker 17: of a sandstore and the code on my door is
Speaker 17: a C eight is a bluet.
Speaker 6: I get it. So, So when you take when you
Speaker 6: when when somebody mixed up the code on the door,
Speaker 6: or looked at it and you saw a sample of it.
Speaker 6: It's absolutely different than what is actually on your truck
Speaker 6: or car. As your car, they.
Speaker 17: Painted the car according to the code c ATE distant code.
Speaker 15: Uh.
Speaker 17: They painted my hood and my fenders and my roof
Speaker 17: with the blue talent my car was manufactured was called
Speaker 17: a stone right.
Speaker 6: Well, well, were they idiots or could they see the
Speaker 6: difference or did you walk up and say, wait a minute,
Speaker 6: I mean, how did that work?
Speaker 17: I was able to see it. It was in their
Speaker 17: body shop.
Speaker 6: I understand that. But couldn't they see it? Couldn't they
Speaker 6: see it wasn't matching?
Speaker 17: Apparently not because I took it back twice to him.
Speaker 6: No, No, wait a minute, hold on, Tom, hold on.
Speaker 6: These body people work on cars all the time, and
Speaker 6: they paint this damn thing. They didn't paint the whole thing, right,
Speaker 6: just the damage part right, yes, okay, And then they
Speaker 6: hand it over to you, and no one notices that
Speaker 6: there's two different color paints on there.
Speaker 17: Until I pointed out to him and they say, that's
Speaker 17: the coach saw the door.
Speaker 6: Okay, oh okay, what if black was on the door?
Speaker 6: I mean come on, you know, that's such a super excuse.
Speaker 6: But I want to know this. Are they really close
Speaker 6: or are they not close at all?
Speaker 17: To me, They're not close at all of the other
Speaker 17: people I've had to look at it. As a matter
Speaker 17: of fact, the issues company and had the talk to
Speaker 17: a third party that they recommended, told them that it
Speaker 17: wasn't the same color, that there was a problem with it,
Speaker 17: and they still want to head and repeat it the
Speaker 17: same color. And there's a third time I took it
Speaker 17: back because of blousy or did take it for a repair.
Speaker 6: Of my Well, apparently it must be close. It must
Speaker 6: be close. I mean, I'm not saying you're wrong, but
Speaker 6: I mean otherwise people would just say, why do you
Speaker 6: have stripes? A striped car or a patched car? I mean,
Speaker 6: if I walked up to your car, would I immediately say,
Speaker 6: what the heck's going on?
Speaker 17: If you look at it and right in the right light,
Speaker 17: in the right direction, yes, you just walked up to
Speaker 17: the hood and look at.
Speaker 6: You But if you're okay, then that tells me. That
Speaker 6: tells me it's pretty dang. How do you, by the way,
Speaker 6: how do you know that it's not the right code?
Speaker 6: I'm just curious. How do you know?
Speaker 17: Oh, I've called Ford and or different to bly. They
Speaker 17: say that's the code, and that's it. The reason I
Speaker 17: know it's not the code just because you look the
Speaker 17: code up says metallic blue mecaalic. It doesn't say it
Speaker 17: doesn't say stone livercal.
Speaker 6: I know that. But what I'm asking is, how do
Speaker 6: you know that your car had from the factory stone
Speaker 6: blue metallic? Was it on the Maroni sticker or something?
Speaker 3: Yes? Yes, okay?
Speaker 17: For motor company has Nuer has.
Speaker 6: Said okay, got it?
Speaker 3: So?
Speaker 6: According to the vin and according to the Maroni sticker
Speaker 6: it says stone blue metallic absolutely stif But according to
Speaker 6: the code on the door, it's just some other blue metallic.
Speaker 17: Lie metallics, just strictly metality.
Speaker 6: I do apologize, I'm have missed this. Are you the
Speaker 6: first owner of this car? Yes?
Speaker 14: Okay, because if you're the second owner, the first owner
Speaker 14: may have painted it.
Speaker 8: But if you're yeah, but this.
Speaker 6: Is a yeah, yeah, this is a and And besides,
Speaker 6: the Maroney sticker says something different than the door code.
Speaker 6: That's really what I find strange.
Speaker 12: And and.
Speaker 17: He is supposed to be.
Speaker 6: Okay. Are they willing to do anything about. Is it
Speaker 6: still under warranty?
Speaker 17: Oh yeah, I should. You got seventeen thousand miles on it?
Speaker 6: Okay, well, so what is that a three year war?
Speaker 6: Is it a three year or a five year or
Speaker 6: four year?
Speaker 14: What?
Speaker 6: How many years?
Speaker 17: I don't know, but it was, it was, it was hailed.
Speaker 6: Okay, if it's under warranty, I'd make If it's under warranty,
Speaker 6: I'd make him painted.
Speaker 17: How the world do I get past the people I've
Speaker 17: talked to that says that's as far as we're going.
Speaker 17: We're not We're not ob best of any responsibility.
Speaker 6: Okay, how much will it cost to paint the truck?
Speaker 6: It's it's a Ford Explorer. I call them trucks.
Speaker 18: I get it.
Speaker 6: It is a car. Or it's an suv. It's an suv.
Speaker 6: You're right, So how much would it cost to paint that?
Speaker 6: Do you know?
Speaker 17: I have no idea?
Speaker 6: How much of it was repainted? The the uh regular
Speaker 6: blue metallity.
Speaker 17: The defenders, the grill, and for some reason painted the
Speaker 17: whole top of the car.
Speaker 6: All right, here's what here's what we need to do.
Speaker 6: We need you need one one step at a time. Tom.
Speaker 6: You need to get a price and if it's seventy
Speaker 6: five hundred or under, I taken the small claims court.
Speaker 6: In fact, if it was more than that, I taken
Speaker 6: the small claims court to get the seventy five hundred.
Speaker 6: At least, I think you'll win. I don't see how
Speaker 6: they win. If they did, they did your wrong. I
Speaker 6: don't care if the codes on there, If it came
Speaker 6: from the factory with one thing and this code on
Speaker 6: the door says the other thing. You have two conflicting things.
Speaker 6: It's not your fault, it's their fault. And I would
Speaker 6: take literally, what's that?
Speaker 12: Who's fault? Is their fault?
Speaker 17: Body shot?
Speaker 6: No, okay, it's everybody's fault. First of all, it's it's
Speaker 6: Ford's fault. It's Ford's fault. And you know what, we
Speaker 6: should give this to somebody to work on. Who wants
Speaker 6: to take this on? I'm serious, this is a good one.
Speaker 6: Well we'll decide that during the break. I got to
Speaker 6: take a break on Tom Martinez three O three seven
Speaker 6: one three A two five to five. Go with a
Speaker 6: sure thing Denver's Best roofer Excel roofing dot com. You
Speaker 6: don't pay a cent until you're content. Time for an
Speaker 6: insurance check, up free, no obligation. In comparison, call Compass
Speaker 6: insurance paying too much your coverage at dozens of insurance
Speaker 6: companies find out now three O three seven to seven
Speaker 6: to one help. You'll think you're his only customer when
Speaker 6: you choose Frank durand the real estate man dot com
Speaker 6: to list your home with Remax Alliance. Three oh three
Speaker 6: nine two zero sixteen twenty two. Hi Tom Martina here
Speaker 6: three oh three seven one three talk seven one three
Speaker 6: two five five. We got Kevin Colkins shared an auto tech.
Speaker 6: We've got Jeff K. Kimmera transmission. We have Deputy Dollar
Speaker 6: in the studio. Deputy Doc is Boe in the studio too.
Speaker 6: No he's not, he's not in studio, but he is available, right,
Speaker 6: and he's taking that other problem right. No, I'm going
Speaker 6: to actually Doc took it over or Doc took it okay.
Speaker 6: And then we have Deputy d here. Uh. We we
Speaker 6: have man. We've never had a stronger, stronger crew ever,
Speaker 6: I mean, just all expertise in all different areas. And
Speaker 6: now Robert wants to talk about a problem with a
Speaker 6: purchase at an auto auction or a possible I'm not, no, no,
Speaker 6: not a problem about purchasing at an auction. Go ahead, Robert, Hi, Tom.
Speaker 21: I'm going to be going to the make a auto
Speaker 21: auction in January in Florida, and I just want to
Speaker 21: know if you or your car experts have had any
Speaker 21: experience buying from the auction. I'm going in as a bitter.
Speaker 6: I've never heard of that particular auction. You know, I
Speaker 6: heard of Barrett and all the others, But who is
Speaker 6: this one? Do you guys know about it? Oh?
Speaker 8: Yeah, meek Them's up there with the rest of them.
Speaker 6: Yeah, okay, okay, So guys, do you have any thoughts
Speaker 6: on the auto auctions? Well I do. You've never heard
Speaker 6: a problem with Meekham or you know, any of the biggies. See, no,
Speaker 6: they have these flawless transactions. That's not going to be
Speaker 6: where your problem is. But they're not big on disclosure.
Speaker 6: They don't have to be, and in fact, they don't
Speaker 6: want to be. They don't want to be responsible at all.
Speaker 6: So what do you do about checking out what you're
Speaker 6: bidding on?
Speaker 11: Sir?
Speaker 6: That's what I want to know.
Speaker 21: Well, I have it with you know, go and look
Speaker 21: at them when they're on the display floor.
Speaker 6: That's right.
Speaker 21: That's about all you can maybe if you look on
Speaker 21: car facts, if you could, you know, get on the
Speaker 21: computer and check it out ahead of time.
Speaker 6: Now, cosmetically they're very honest, circle everything and try to
Speaker 6: show you every flaw. The problem is they don't know
Speaker 6: a lot necessarily about the are when it comes to mechanically. Now,
Speaker 6: what year, what vintage, what make? What model? What are
Speaker 6: you looking at?
Speaker 14: Well?
Speaker 21: I was looking at possibly a late model vehicle, nothing
Speaker 21: Pacific sit in or maybe an SUV. I thought it
Speaker 21: was going to be a good deal. I could take
Speaker 21: a flyer on it. Finally, other concern was trying to
Speaker 21: get it a smaller proof here in Colorado. I do
Speaker 21: have a backup plan. My son lives out in Mantro,
Speaker 21: so maybe I could get it registered through him through Montros.
Speaker 6: Well, I want to ask you something, what I mean,
Speaker 6: do you do you know the make, model or whatever
Speaker 6: you want or that you would prefer.
Speaker 21: I would prefer a Toyota because I like the reliability
Speaker 21: of Toyota. Maybe an Accura, maybe.
Speaker 6: The Do you like Japanese Japanese cars?
Speaker 8: Yeah, it seems like you're taking a big gris for
Speaker 8: not a lot of savings though, right right.
Speaker 6: Why do you think do you think you're going to
Speaker 6: get a good deal. Most auctions don't sell for any
Speaker 6: cheaper than, in fact, sometimes more than negotiating good deals
Speaker 6: on the outside. But why do you feel this meatum
Speaker 6: auction might present deals for you.
Speaker 21: Well, it's going to be over two thousand cars, so
Speaker 21: you have a smartasboard of a bunch of vehicles over
Speaker 21: almost a week.
Speaker 6: It was one of their largest That's right. You do
Speaker 6: have a wonderful selection. It depends on who goes yeah,
Speaker 6: go ahead.
Speaker 21: Well that was my main attraction to it. We'd have
Speaker 21: such a variety and it may be something there that
Speaker 21: catch most two would catch my eye. I maybe a
Speaker 21: Corvette from the nineties or or two thousand.
Speaker 6: Okay, you want to go for you want to go
Speaker 6: for fun, and then you might get a deal. But
Speaker 6: you're not going to be stupid about it just because
Speaker 6: just because I get it. That's that's cool. You know.
Speaker 6: I did that one time for motor homes. I did
Speaker 6: that one time for motor homes, and here's what I found.
Speaker 6: If consumers are let in there at all, it sucks
Speaker 6: if you go with a dealer, and dealers tend to
Speaker 6: be more sensible when it comes to bidding. But when
Speaker 6: they're public auctions, Guys, do you feel the same way
Speaker 6: if the dealer auctions work a lot differently than public
Speaker 6: most definitely. Yeah, you'll get much better deals at a
Speaker 6: dealer auction because dealers don't get stupid. Now, what's really
Speaker 6: bad and they don't like it is when a dealer
Speaker 6: brings a friend who secretly wants it. And that's what
Speaker 6: they did with me, because a dealer won't pay what
Speaker 6: a consumer will, and the dealer I'm with wouldn't pay
Speaker 6: it either, but they know that I want it, So
Speaker 6: it's really cheating kinda Is this when you're going to
Speaker 6: a dealer auction?
Speaker 21: No, it's open to the public. You just have to
Speaker 21: sign up as a bidder. So although you could probably.
Speaker 6: Go in as a dealer, because they don't, Yeah, but
Speaker 6: that dealers won't dealers won't go to usually they might,
Speaker 6: but dealers usually don't want to mess with public auctions.
Speaker 6: I mean they are public auctions, but what I mean
Speaker 6: is they don't usually want to compete with consumers. Consumers
Speaker 6: are stupid when they because I don't mean stupid in
Speaker 6: a bad way, if they find something they like, like
Speaker 6: I found a motor home that I was perfectly willing
Speaker 6: to pay a certain amount of money on and it
Speaker 6: was a giant savings, giant savings, but for a dealer
Speaker 6: it wasn't because a dealer wanted to make the spread.
Speaker 6: So an it's kind of unfair you go to a
Speaker 6: dealer auction as a consumer in your mind, or if
Speaker 6: you go as a dealer and you want it for yourself.
Speaker 6: But they do it all the time. They do it
Speaker 6: all the time, So good luck to you, man. I mean,
Speaker 6: if you're asking what to do that meets them at
Speaker 6: these guys say is a great name and they've been
Speaker 6: around so that the transaction will be handled properly. I
Speaker 6: think you just have to do your due diligence. And
Speaker 6: if you get a good enough price, you know, remember
Speaker 6: you have have a number of things to talk about,
Speaker 6: the price versus the condition, and then the shipping to
Speaker 6: ship a vehicle properly is gonna be up to three grand.
Speaker 21: See I was thinking they're driving it back.
Speaker 6: Oh well then you don't have it if that's what
Speaker 6: you want to do, so I mean you can do that.
Speaker 6: And and guys, when you talk about auctions, do they
Speaker 6: ever let people check how much can you check a
Speaker 6: car out. I've not been to one of these beer
Speaker 6: you know, the ones east of town.
Speaker 8: You could drive them like in the parking lot, but
Speaker 8: you can't take them out on the road and drive.
Speaker 8: You can hook scanners to them, pull codes to Oh
Speaker 8: you can, you can. Each one's different, Each one has
Speaker 8: different rules, so you got to you gotta see what
Speaker 8: they will allow. But some don't allow minor checkups. Yeah,
Speaker 8: and I can't tell you how many small time dealers
Speaker 8: I know that. You know, they picked up a card auction,
Speaker 8: find out that need prepairs, look to take it back.
Speaker 10: I've even had some of them. Hey, just put a
Speaker 10: band aid on this thing. It's just got to roll
Speaker 10: the twenty five feet through the auction house.
Speaker 8: I can get rid of it.
Speaker 6: So you gotta be careful. Yeah, that's right, that's right.
Speaker 6: Auctions are where a lot of junk goes too, Because listen,
Speaker 6: most cars, if they can be sold retail, they're going
Speaker 6: to be sold retail. But listen, Robert, I, like I said,
Speaker 6: the question is that that auction doesn't bring up any
Speaker 6: red flags. That's the good news. Would you do us
Speaker 6: a favor and let us know what you get? I will, No, No,
Speaker 6: we would love to. I would love to follow up
Speaker 6: on stuff like this. Patrick, you want to talk about
Speaker 6: purchasing a pickup truck?
Speaker 14: Go ahead, Patrick, Hey, Tom, thanks to taking my call. Yes, sir,
Speaker 14: I'm just wondering if guys might be able to give
Speaker 14: me some general advice if I give him some parameters
Speaker 14: on a vehicle.
Speaker 6: Go ahead.
Speaker 14: I'm in the market. I'm in the market for a
Speaker 14: new work truck and excuse me, looking for a three
Speaker 14: quarter ton gas maybe twenty twenty or newer partial to
Speaker 14: GM would buy the right forward, refuse to buy a Dodge.
Speaker 14: So with those parameters, anything you would guide me towards
Speaker 14: or warn me against.
Speaker 6: Well, you know, the F one fifty is like the standard.
Speaker 6: I don't mean it's the best looking or the best
Speaker 6: I mean people, just guys, am I wrong on that?
Speaker 6: Kevin and Jevart. Isn't that still the number one vehicle
Speaker 6: in the world?
Speaker 10: Well, yeah, they have some great fleet deals for one
Speaker 10: of the reasons why they sell them the way they do.
Speaker 10: As far as the Ford is concerned, you know, if
Speaker 10: you're dealing with the ten speed, if it hasn't already
Speaker 10: had a transmission, then plan on putting one in.
Speaker 6: Oh really? Oh? Really.
Speaker 10: Yeah, the ten speed's falling on his face all over
Speaker 10: at what miles? Sure, I've seen him as low as
Speaker 10: thirty seven thousand miles. But this gout was called a
Speaker 10: CDF drum, and it spins out of bushing inside there.
Speaker 10: It's a problem with every last one of them.
Speaker 12: No fortune.
Speaker 6: And again, what would you guys get if you had
Speaker 6: no No, these guys work on them all the time. Okay, Jeff,
Speaker 6: if you were to buy a three quarter ton gasoline pickup,
Speaker 6: what would you buy?
Speaker 8: We are you hauling? Pulling?
Speaker 6: What you what are you going to do with it? Uh?
Speaker 14: It's going to be loaded down with tools.
Speaker 10: I mean I'm preferable to Chevy anyway.
Speaker 14: So yeah, I generally am too so, But in that
Speaker 14: timeframe twenty twenty, a new or anything that's particularly troublesome, bothering.
Speaker 14: You know, this thing's been recalled a lot, this thing
Speaker 14: you see them in your shop a lot, anything like that.
Speaker 10: Well, if you know, the eight speed Chevy had a
Speaker 10: very similar problem as the ten speed Forward, So there's
Speaker 10: there're a high rate of failure inside them. And there's
Speaker 10: actually a class action lawsuit on that one right now,
Speaker 10: So I would I would severe away from the eight speed.
Speaker 8: They're also having issues with a few of the motors
Speaker 8: in those years too.
Speaker 6: All right, I got to take this break, but if
Speaker 6: you had a specific question you can hang. We're going
Speaker 6: to move on. Three oh three seven one three A
Speaker 6: two five to five. Go with a sure thing Denver's
Speaker 6: best roofer Excel Roofing dot com. You don't pay a
Speaker 6: cent until you're content. Time for an insurance checkup free,
Speaker 6: no obligation. In comparison, call Compass Insurance paying too much
Speaker 6: your coverage at dozens of insurance companies find out now
Speaker 6: three all three, seven to seven to one help. You'll
Speaker 6: think you're his only customer when you choose Frank durand
Speaker 6: the real estate Man dot com to list your home
Speaker 6: with Remax Alliance three oh three nine two zero sixteen
Speaker 6: twenty two. Hi Tom Martino, your troubleshooter. Donald wants to
Speaker 6: talk about oil changes twenty twenty four Ford F two
Speaker 6: fifty Go ahead, man, what's going on? Donald?
Speaker 19: Hey, I just bought a new truck.
Speaker 22: After driving my truck for twenty five years and used
Speaker 22: to be like two thousand miles. You change your oil
Speaker 22: and now it's like eight thousand miles to oil change,
Speaker 22: and I'm only about twenty five hundred miles into it,
Speaker 22: So I was gonna see what Kevin's opinion is on
Speaker 22: oil changes.
Speaker 6: Yeah, Kevin and Jeff by the way, because you know
Speaker 6: what a lot of people are taken aback a bit
Speaker 6: by the intervals in oil change recommendations nowadays, along with
Speaker 6: recommendations on transmissions. That'll sock you. But what about it, guys,
Speaker 6: what do they recommend Donald? Did you say on that
Speaker 6: one on the twenty twenty four you have a four
Speaker 6: two fifty.
Speaker 22: Yeah, it's saying eight thousand miles to my first oil change?
Speaker 6: And then what do they say after that?
Speaker 22: Roughly about the same about eight thousand miles between oil changes?
Speaker 6: I do ten right now on my beamer. I did.
Speaker 6: It was hard for me to do that, but in
Speaker 6: ten thousand miles it sees nowhere. I mean, Kevin and
Speaker 6: you guys, with the new synthetics and stuff, what do
Speaker 6: you think I think.
Speaker 8: Eight to ten is still too far. I, you know,
Speaker 8: find cost for the cost involved and replaced stale engine
Speaker 8: and the cost involved in the maintenance. I go five
Speaker 8: to seven depending on how you're driving. If it's highway,
Speaker 8: I'll go seven. If it's in ten and I'll go five.
Speaker 6: I just don't know, even with synthetics and semisynthetics.
Speaker 10: Yeah, I'm the same way, and quite frankly, you know,
Speaker 10: some of the biggest things you can do is make
Speaker 10: sure you're using a good quality brown oil when you
Speaker 10: do change it, and even more importantly, go to the
Speaker 10: higher and oil filters the lower do break down.
Speaker 6: When did you buy it? Donald, September fourth, oh Man,
Speaker 6: Can I ask how much was it loaded?
Speaker 12: No, it's an XLT.
Speaker 22: It's it was cheaper than buying an F one fifty
Speaker 22: with the stuff I needed for it.
Speaker 14: So what.
Speaker 22: Yeah, SLT is way cheaper on an F two fifty
Speaker 22: for what I want to toe and what I want
Speaker 22: to haul than get in an F one fifty.
Speaker 6: Well, since we don't know who you are, your last
Speaker 6: name or anything, tell us how much it costs.
Speaker 22: You out the door.
Speaker 3: I was fifty five.
Speaker 6: That's not bad at all for that. That's an F
Speaker 6: two fifty. What would a one to fifty What would
Speaker 6: an F one to fifty of costs with the same stuff.
Speaker 22: Would probably out the door? Wou probably be about fifty
Speaker 22: five to forty nine thousand.
Speaker 6: Well, it would be the same then you're saying they're
Speaker 6: both the same.
Speaker 22: Pretty damn close.
Speaker 6: Guys, does that surprise you that the two the one
Speaker 6: fifty two fifty are about the same.
Speaker 10: Probably both gas burners, I'm guessing yeah, both gas Yes, yeah, yep, No,
Speaker 10: let's be about right.
Speaker 8: That's where they are.
Speaker 6: Yeah, so what's the benefit of the two fifties heavier?
Speaker 6: That's it?
Speaker 8: No, you've got to hire a weight capacity.
Speaker 6: Is it is the same? Look? No, no, they are different. Okay,
Speaker 6: what color did you get?
Speaker 22: Uh got like a gum barrel gray or something like that.
Speaker 3: They call it, okay, the blackout package. It's a nice
Speaker 3: looking truck. It's just yeah.
Speaker 6: So so he's they're saying that, I hear the consensus.
Speaker 6: Five thousand miles people are texting me the same thing.
Speaker 6: They're saying they.
Speaker 22: Would you think like the first oil change, like break
Speaker 22: in period? Do you think I should change it at
Speaker 22: three thousand or should I wait till five?
Speaker 10: Now you can go to five?
Speaker 3: Yeah, you're right, okay, okay.
Speaker 6: Okay, thanks Donald three all three seven, one three A
Speaker 6: two five five go with a sure thing. Denver's best
Speaker 6: roofer excel roofing dot com. You don't pay a cent
Speaker 6: until you're content. Time for an insurance check up free,
Speaker 6: no obligation. In comparison, call Compass Insurance paying too much
Speaker 6: your coverage at dozens of insurance companies find out now
Speaker 6: three oh three, seven to seven to one help. You'll
Speaker 6: think you're his only customer when you choose Frank durand
Speaker 6: the real estate Man dot com to list your home
Speaker 6: with Remax Alliance three oh three nine two zero sixteen
Speaker 6: twenty two. Hi Tom Martino, your troubleshooter three all three
Speaker 6: seven one three talks seven one three eight two five five.
Speaker 6: So Truman wants to talk about good vibrations. Not necessarily
Speaker 6: they're high gear vibrations. Let's talk about it, Truman. What's
Speaker 6: happening on the Truman Show?
Speaker 17: Yeah, I wish I was getting that royalty.
Speaker 3: Yeah one, I excuse me.
Speaker 13: And when I'm driving down the highway.
Speaker 20: It's about sixty miles an hour, I'll fill a vibration.
Speaker 13: It feels like it's in the transmission.
Speaker 6: And this is a twenty eighteen Chevy Silverada, right.
Speaker 20: Right, okay, go ahead, and about every it'll quit, and
Speaker 20: then about every three hundred.
Speaker 6: Yards it'll do it.
Speaker 1: Well.
Speaker 10: Yours is eighth speed I'm assuming what's that uses the
Speaker 10: eighth speed? Yes, yeah, so they have a lot of
Speaker 10: problems with the torque version there. They're known for shutter issues.
Speaker 10: They actually had tsb's on them changing out to a
Speaker 10: different type of fluid. But over time or you know,
Speaker 10: if it's gone on too long for too many miles,
Speaker 10: it can burn the converter up itself, and then you're
Speaker 10: looking at getting into that transmission.
Speaker 6: Okay, if he didn't burn it up, what it would
Speaker 6: take to fix it?
Speaker 10: You literally want to flush out, completely flush out all
Speaker 10: the original fluid and you want to change it with
Speaker 10: the Mobile one blue label.
Speaker 13: Okay, okay, yeah, because I only have thirty nine thousand
Speaker 13: miles on it.
Speaker 10: So yeah, so there's a good possibility you're feeling to
Speaker 10: a converter shutter.
Speaker 6: Why is that on a new truck? Why would that happen?
Speaker 10: The fluid they used from the factory was not sufficient
Speaker 10: and so they had repeated problems with them.
Speaker 13: Wow, okay, so Mobile Blue you said.
Speaker 10: Yes, the Blue Alvin.
Speaker 6: Okay, and so do all of them do that on
Speaker 6: the hps.
Speaker 10: Yeah, there was a TSB on all of them, so
Speaker 10: that when they came into the into the dealerships. They
Speaker 10: were they were flushing all of these trucks.
Speaker 6: Wow, well, at least you found out Truman before any harm. Right,
Speaker 6: Let us know how it goes, all right, Man.
Speaker 8: Good luck.
Speaker 6: Those are beautiful Those are beautiful trucks. We have more
Speaker 6: coming up on The Troubleshooter Show three oh three seven
Speaker 6: to one three talk another hour ago, so they'll stick
Speaker 6: around for more fun in games. Go with a sure
Speaker 6: thing Denver's Best roofer Excel Roofing dot com. You don't
Speaker 6: pay a cent until you're contenth time for an insurance
Speaker 6: checkup free no obligation comparison call Compass Insurance paying too
Speaker 6: much your coverage at dozens of insurance companies find out
Speaker 6: now three oh three seven to seven to one help.
Speaker 6: You'll think you're his only customer when you choose Frank
Speaker 6: durand the real estate Man dot com to list your
Speaker 6: home with Remax Alliance three oh three nine two zero
Speaker 6: sixteen twenty.
Speaker 2: Two new needed that so you don't have a.
Speaker 14: Running just as fast as we can.
Speaker 4: Shooter's gonna help coming.
Speaker 6: Man Dix is the Troubleshooter Show. Now, Tom Martino, Hi,
Speaker 6: Tom Martino, Welcome to the show. Three zero three, seven,
Speaker 6: one three talk seven one three, eight, two five five
Speaker 6: Here with the gang on car Day, helping you solve problems,
Speaker 6: answer questions, take complaints and maybe give you a better ride.
Speaker 6: You know, so many people have issues they want to
Speaker 6: talk about. And somebody texted us, speaking of rides, how
Speaker 6: much difference does it make on a ride of a
Speaker 6: car to have your tires, you know, change like for example,
Speaker 6: what they're asking is do the type of tire and
Speaker 6: the price you pay the quality of tire make a difference.
Speaker 8: Yeah, you get the low profile and it's a it's
Speaker 8: a rough ride, you know. Cheap tires right, like cheap tires,
Speaker 8: you know they just.
Speaker 6: All come on cheap low profile aren't necessarily.
Speaker 8: No no, no, I meant cheap and then the low
Speaker 8: the low profile is just very very tough.
Speaker 6: On the ride. Good hand, When you say cheap tires, seriously,
Speaker 6: if you have a tire and it's the same size
Speaker 6: and one's cheaper and one's more expensive, come.
Speaker 8: On, not just based on that, but there's some very
Speaker 8: very cheap tires out there that you cannot get a.
Speaker 6: Smooth What makes them a bad ride? Just quality of construction?
Speaker 6: Come on, really seriously, Okay, what about installation and balancing
Speaker 6: and all that.
Speaker 8: Well, everything being equal, it's still a better tire is
Speaker 8: going to ride better.
Speaker 6: Okay, Okay, I mean, uh, give me an idea of
Speaker 6: types of tires that would ride better or worse. Are
Speaker 6: snow tires notoriously better or worse?
Speaker 10: Well, snow tires are gonna you know, they're made just
Speaker 10: for that. They're a softer compound, so you actually get
Speaker 10: a better grip on the snow. But if you're using
Speaker 10: that on the pavement, it's gonna wear out significantly faster.
Speaker 6: Yeah, to wear out significantly faster. But what about the ride?
Speaker 10: The ride will be pretty mushy and on watuality a
Speaker 10: lot of times it will Yeah, not great. You mean, no,
Speaker 10: they'll still be good, But I mean you're not gonna
Speaker 10: if you were using those all throughout the year, you're
Speaker 10: gonna get put less efficient fuel economy and you're gonna
Speaker 10: wear them out faster.
Speaker 6: Right because there's snow tires so so basically all weather
Speaker 6: tires are not really efficient in anyone.
Speaker 10: No, they're meant to be in all around so that
Speaker 10: you don't have to be swapping them out. And Colorado
Speaker 10: changed it a while ago where they the tire actually
Speaker 10: has to be labeled for that all weather.
Speaker 6: What do you mean if it's not right?
Speaker 10: They have they have in order to be to be
Speaker 10: sold here in Colorado, they had to be a certain
Speaker 10: construction and they had to be labeled so that you
Speaker 10: could bring them in here, similar to what they did
Speaker 10: with our muscle or a catalytic converters.
Speaker 6: It has that little snowflake.
Speaker 9: And CSP will give you a ticket if you're caught
Speaker 9: without one blocking trap.
Speaker 6: On really okay, interesting Truman, we were talking about his
Speaker 6: uh you know what he thought of as far as
Speaker 6: on the highway he feels this shutter, And we talked
Speaker 6: about do you have anything else, Truman? Or did we
Speaker 6: covered Oh no, he's off. Okay, good, I thought so
Speaker 6: three all three seven one three A two five five.
Speaker 6: So if you had to think of vehicles that inherently
Speaker 6: have problems like that, where as soon as you get it,
Speaker 6: you got to do this, or you got to do that,
Speaker 6: like you said, you got to flush this out or
Speaker 6: you got to do this. Are there a lot of
Speaker 6: those cars that you've made note of? I think it
Speaker 6: would be a good idea to put together a list,
Speaker 6: some kind of master list on if you buy this,
Speaker 6: do this? Does that? Do you know what I'm saying?
Speaker 6: I really mean that if you buy this, do this?
Speaker 6: What do you think are there? Are there a lot
Speaker 6: of tips that you could come up with if you
Speaker 6: really put your mind to it.
Speaker 10: Well, you could probably go through any vehicle and come
Speaker 10: up with lists like that. That's the reason why you
Speaker 10: see tsbs and recalls as a matter of you know,
Speaker 10: for Chevy speed.
Speaker 6: If I'm talking about more not necessarily like that flushing thing,
Speaker 6: was that a recaller of TSB was a TSB?
Speaker 14: Oh?
Speaker 6: It was okay? So do people check tsbs when they
Speaker 6: buy a car?
Speaker 10: They haven't called and they need to ask for any
Speaker 10: So I don't really don't think so.
Speaker 6: But you know I can do. The car facts doesn't
Speaker 6: talk about that.
Speaker 10: Car Facts won't talk about that. I mean, if you know,
Speaker 10: if I pull up, for example, that eighteen Chevy that
Speaker 10: we were just talking about, and I go to Protmann
Speaker 10: and I go on the list here, you know I
Speaker 10: can count easily over just going through it real quick,
Speaker 10: one hundred and fifty different tsbs on that truck.
Speaker 6: All right, So basically I got another question here from
Speaker 6: somebody who doesn't want to call but they have a
Speaker 6: two thousand verson Okay, a twenty eleven Ford Ranger. Sometimes
Speaker 6: when I turn the key to start, it'll turn over
Speaker 6: but not start. Well, then it doesn't turn over, it cranks,
Speaker 6: I think, is what he means. Well, yeah, it turns over.
Speaker 6: I get. So it turns around, but it doesn't start.
Speaker 6: And then I'll turn it back to the off position.
Speaker 6: When I turn it on again to start, it fires up.
Speaker 6: What would that be, so in other words, a two
Speaker 6: thousand even wold Ranger?
Speaker 8: He goes, yeh yeah, yah, yea, yeah, it'd be a
Speaker 8: fuel pump prime.
Speaker 6: Then he does it again and it starts after he
Speaker 6: turns it off.
Speaker 8: Yeah, he's priming the pump and the first crank, and
Speaker 8: then it'll start on the second. You could have a
Speaker 8: week fuel pump.
Speaker 6: Well, even if he's priming the pump on the first one,
Speaker 6: why doesn't it start after it's primed?
Speaker 8: It does starts after the second time.
Speaker 6: Yeah, But why does he have to turn it off
Speaker 6: to turn it back on just.
Speaker 8: Because the first five seconds of the crank prime field
Speaker 8: pump cycles of fuel pump?
Speaker 6: Okay, so it be left out on for ten seconds,
Speaker 6: wouldn't go.
Speaker 8: It's a relay. It'll go five seconds and shuts of.
Speaker 6: Oh I didn't realize. Wait a minute, are you telling
Speaker 6: me that that that literally you have a cut off
Speaker 6: on those I never really. Yeah, you can't leave the
Speaker 6: key on and the pump pump don't key pumping, though
Speaker 6: it won't. So if you leave the keyon and start
Speaker 6: cranking a car, there are some cars that'll stop you
Speaker 6: from cranking.
Speaker 3: No.
Speaker 10: No, he's when you first turn the key on, it's
Speaker 10: going to charge, basically charge the fuel system. It's going
Speaker 10: to pressurize it, so that fuel pump comes on for
Speaker 10: about five seconds and then it shuts off. If you've
Speaker 10: got a weak system already, that might not be sufficient
Speaker 10: in order to create enough pressure for the popoff injector.
Speaker 10: So you cycle it again and now you've boosted up
Speaker 10: your pressure.
Speaker 6: World fire, Okay, it has nothing to do with the cranking. No,
Speaker 6: it has to do with the electric. Is the fuel
Speaker 6: pump electric? Yes, yes, So when you turn the key
Speaker 6: on before you start it, your pump is pumping. Yeah.
Speaker 10: And if you if you stick your head out most
Speaker 10: of the time in most vehicle you can actually hear
Speaker 10: that pope cycling.
Speaker 6: So in my car where I don't turn anything on.
Speaker 6: I just sit in it and press a button because
Speaker 6: if the fob's in my pocket or you know whatever,
Speaker 6: So it's a proximity key. So I sit in there
Speaker 6: and press the button. What's going on? Is it priming
Speaker 6: at the same time it's starting.
Speaker 10: It's probably will. You'll notice it. Even when you push
Speaker 10: the button, there's a momentary delay, so it's still going to.
Speaker 8: Cycle that pump, you know.
Speaker 6: Actually, sometimes I've noticed, Wait a minute, sometimes I notice
Speaker 6: when I walk up and sit in the car, I
Speaker 6: hear things starting. So does the key signal the car
Speaker 6: to get going to start? And some it does. It's
Speaker 6: a proximity it'ses you're coming. Yep, Okay, I thought about
Speaker 6: that where I heard things happening and something else like
Speaker 6: wap modules. Yeah, I've never realized that. And then a
Speaker 6: lot of times, I can't tell you many times I
Speaker 6: walk away from my car after turning it off. Somebody says, sir,
Speaker 6: you left your car running, and I didn't. But it's
Speaker 6: going inside the engine here. It's some fan. I mean
Speaker 6: cars often do that right nowadays. Oh yeah, what is
Speaker 6: it doing cooling down?
Speaker 10: Yeah, it's still cooling off, So you've got an electric
Speaker 10: fan on there, and it's going to continue to cycle
Speaker 10: until it reaches a desired temperature.
Speaker 6: Okay, Okay, so it doesn't just shut off. I mean
Speaker 6: some cars do, right, I mean, I guess the newer
Speaker 6: the cars, the more crazy crap they have to do
Speaker 6: as far as cycling and waking up modules. But I
Speaker 6: did realize that. So when I'm approaching my car, I
Speaker 6: do notice things happening, like well, first of all, I
Speaker 6: hear a little click, and then I hear the mirrors
Speaker 6: come out. But so so what it's doing is getting
Speaker 6: ready for you to enter. And then what is the
Speaker 6: other thing that cars the remote starts? What do they do?
Speaker 6: Did they wake up modules first and prime and do
Speaker 6: all that or how do they? Yeah?
Speaker 10: And in a case of diesels, you know, if it's
Speaker 10: cold outside, it's going to cycle the glo plugs. But yeah,
Speaker 10: they're doing the exact same thing you are when you
Speaker 10: turn the key.
Speaker 6: Okay. And as far as cars that have buttons, uh
Speaker 6: do they also? I don't think I have a Do
Speaker 6: they have key somewhere a keyhole somewhere?
Speaker 3: Some do?
Speaker 8: It just depends. I mean, you can pull the fob apart.
Speaker 8: That may be an emergency key or something.
Speaker 10: Particularly for the door.
Speaker 6: No, no, I know there's a key, the key and
Speaker 6: the fob, but there's no place to put the key
Speaker 6: in the car except in the glove compartment and and
Speaker 6: in this you know, right, there's no place. There's no ignition,
Speaker 6: so to speak.
Speaker 10: On some models, I believe you're right. You can pop
Speaker 10: the button off and there's actually an condition.
Speaker 6: Okay, now, I know in Mercedes they had something you
Speaker 6: could just that's right, you could pop it off in
Speaker 6: the key and actually the button fit in the key
Speaker 6: hole and it was like and you can either press
Speaker 6: it or pull it out and use a key and
Speaker 6: turn it. But I don't know if that's like that
Speaker 6: on most cars or a lot of cars. In fact,
Speaker 6: my button isn't even on where the key would be.
Speaker 6: My button is over on the side. Now, I mean
Speaker 6: most buttons are can be anywhere, right, I mean, so
Speaker 6: I wouldn't I, to be honest with you, I wouldn't know.
Speaker 6: I never even thought of it if I pressed the
Speaker 6: button in and didn't do anything, or where there is
Speaker 6: there is no key hole that I know of. Oh
Speaker 6: here's another thing. One time we had a car that
Speaker 6: had a battery out and so the fob wouldn't open it, right,
Speaker 6: And and I said, well, how do you open it?
Speaker 6: So I took the key out of the fob. But
Speaker 6: then there's no apparent keyhole on the doors. Right. Have
Speaker 6: you ever noticed these guys and the doors right? Yeah, yeah,
Speaker 6: there's a freaking plastic thing you got to pop off
Speaker 6: and there's a hidden keyhole. I mean it's crazy, the
Speaker 6: way in their efforts to make everything so streamlined. Now
Speaker 6: with my kids, Tesla, you walk up to it, if
Speaker 6: you got the card or the phone thing, it opens,
Speaker 6: It opens. I mean, you don't do anything. You open,
Speaker 6: You open it in and press the pedal because you
Speaker 6: have that card on that black card on you. But
Speaker 6: that's weird because what will I often wondered what happens
Speaker 6: if something goes wrong with that system of your card's
Speaker 6: not working. I just don't know how you would. There's
Speaker 6: no place to put a key in a Tesla, is there?
Speaker 6: I mean there's no key. They don't even make a key.
Speaker 6: I don't know of any keys. Do you guys know
Speaker 6: enough about Tesla's I guess the markets are I could
Speaker 6: ask me now my son's Tesla. I don't believe we
Speaker 6: own a key anywhere, so there's no place to stick
Speaker 6: it in. So there's a black card, and then you
Speaker 6: can program more cards if you want to have other
Speaker 6: people have a card, or you can put an app
Speaker 6: on your phone. And I'm wondering how long it's going
Speaker 6: to take for people to hack those to where they
Speaker 6: can take it and steal a car. I don't. To me,
Speaker 6: it's probably more secure than a key, even though people
Speaker 6: talk about hacking. I have to believe it's such an
Speaker 6: encrypted code. It would be like getting a bitcoin wallet
Speaker 6: in order to start one of those teslas. But I
Speaker 6: know I'm talking which craft to you guys, because you
Speaker 6: guys are gear heads. And by the way, do you
Speaker 6: have anybody in your shops that are learning electric cars? Yeah?
Speaker 8: We take classes all the time as they come up.
Speaker 6: Yeah, but Kevin, you might be on a beach long
Speaker 6: before that happens.
Speaker 8: I might be, but the business may still be there
Speaker 8: mailing me every month. Who knows.
Speaker 6: Yeah, that's true. We got more coming up on the
Speaker 6: Troubleshooter Show three O three seven, one, three eight two
Speaker 6: five five Go with a sure thing Denver's Best roofer
Speaker 6: Excel roofing dot com. You don't pay a cent until
Speaker 6: you're content. Time for an insurance check up free, no obligation.
Speaker 6: In comparison, call Compass Insure paying too much your coverage
Speaker 6: at dozens of insurance companies find out now three all
Speaker 6: three seven seven to one help. You'll think you're his
Speaker 6: only customer when you choose Frank durand the real estate
Speaker 6: Man dot com to list your home with Remax Alliance
Speaker 6: three oh three nine two zero sixteen twenty two. Hi
Speaker 6: Tom Martine here three O three seven one three talk
Speaker 6: seven one three eight two five five B your turn?
Speaker 6: What's going on with you? B?
Speaker 1: I just have a quick question, Tom, I am going
Speaker 1: to be getting a revocable trust. Yes, I want to
Speaker 1: know if I can drop my liability to limits on
Speaker 1: my auto policy, drop my umbrella, and drop just my
Speaker 1: liability to limits on my auto policy and my homeowners policy.
Speaker 1: Since I don't know why what?
Speaker 6: Okay, hold on now because you don't owe, because you
Speaker 6: don't own anything, is what you're saying, Yes, okay, So
Speaker 6: your theory is there's not much they can come after
Speaker 6: because stuff is in your trust. Is that what you're saying?
Speaker 3: Yes?
Speaker 6: Okay, No, that's not so if they are revocable Okay,
Speaker 6: a revocable trust. A revocable trust is set up for
Speaker 6: for convenience, and you can be ordered to dissolve those Really, yeah,
Speaker 6: an irrevocable trust irrevocable. An irrevocable trust is a different story.
Speaker 1: So if I had an irrevocable trust, could I drop
Speaker 1: my liability limits to you know, not state minimums, But
Speaker 1: I don't need to carry five hundred one million dollars
Speaker 1: worth of coverage.
Speaker 6: Well you're assuming, then, now listen carefully. You're assuming there's
Speaker 6: nothing they can take from you if you literally have
Speaker 6: nothing they can go after. Yes, you could drop, yeah,
Speaker 6: you could drop limiss a lot. But I want to
Speaker 6: ask you something b this is really important on your
Speaker 6: trust though. I wanted to get an answer for you
Speaker 6: if I can quickly get maybe Dan McKenzie on because
Speaker 6: there is something about a trust that people do offshore
Speaker 6: for a reason too. Now offshore, because here's the problem.
Speaker 6: Irrevocable trusts I believe still have some weaknesses. I believe.
Speaker 6: Maybe I'm wrong, but because and the reason I say
Speaker 6: that is because there's a reason they do Offshore trusts,
Speaker 6: and offshore trusts are trust that cannot be forced open.
Speaker 6: So Anyway, here's what I'd like to do. I'd like
Speaker 6: to ask Kaschina. Can you get Dan mckenzion real quick
Speaker 6: for a quick question on your revocable trusts? Okay, good,
Speaker 6: hold on, we'll come right back to you. Bennett. What's
Speaker 6: going on with you? Bennett? Welcome? What's happening?
Speaker 3: Uh?
Speaker 13: My wife had state farm condo insurance. She made two claims.
Speaker 13: One well, both were due to hail. One was for
Speaker 13: the shingles that got submitted.
Speaker 6: The other one was wait, wait a minute, wait a minute,
Speaker 6: on a con on a condo. She made a roof claim. Yes,
Speaker 6: on a condo or was it a town home?
Speaker 13: No, it's a condo.
Speaker 6: Well, how do you make a roof claim on a condo?
Speaker 12: Was she?
Speaker 6: Normally that's the HOA that does that.
Speaker 13: Well, the h OA paid for it, but it was
Speaker 13: put in through her insurance.
Speaker 6: Well that doesn't make sense to me, So you help me.
Speaker 6: Help me understand this, Bennett. Your wife had a condo.
Speaker 6: How many condos were in this building?
Speaker 3: Uh?
Speaker 13: A good number. I'm not exactly sure how many.
Speaker 6: Okay, so let me get this straight. Then what happened?
Speaker 6: Probably correct me if I'm wrong. There was a roof damage.
Speaker 6: There was a big deductible where the insurance didn't pay
Speaker 6: all of it, and then they put assessments against the owners.
Speaker 6: Your wife one of them, and she took that assessment
Speaker 6: and had her insurance pay it.
Speaker 13: Yes, I think that's what happened.
Speaker 6: That's the only way it's going to pay for a roof.
Speaker 6: So that's called loss assess lost damage. Yeah, it's a
Speaker 6: lost assessment coverage. So she put an acclaim for her
Speaker 6: loft lost assessment coverage, and what happened.
Speaker 13: Everything got covered on that.
Speaker 6: That was fine.
Speaker 13: Yeah, she also put another coming in after that, or
Speaker 13: some water damage that was inside in a closet.
Speaker 6: Okay, So she'll she'll definitely.
Speaker 13: Be canceled, okay, and then no one else can pick
Speaker 13: us up.
Speaker 6: Well, god, you know what that? No, you can go
Speaker 6: to a high risk Well you no, No, you'll get insurance.
Speaker 6: You're just going to pay out the nose. Okay, did
Speaker 6: you were you told you can no longer get insurance.
Speaker 13: That's not true, well, not necessarily, but all the companies
Speaker 13: she's called so far, I say, no, no, we can't
Speaker 13: do that.
Speaker 6: That's right. If you had two claims, if you had
Speaker 6: two claims in five years, they don't want you. I
Speaker 6: suggest you got to find a high risk.
Speaker 13: Crew with the claim though the second claim.
Speaker 6: Oh, I know, that's what's crazy. That's what's crazy about it, Bennett,
Speaker 6: just inquiring about it counts against you.
Speaker 13: It's messed up.
Speaker 6: It's totally messed up. If you would listen to this one,
Speaker 6: if you called about hail damage on your roof, listen
Speaker 6: to this carefully, and and they came out and found
Speaker 6: no damage, and half of your neighborhood did not have
Speaker 6: hail and half did, so there was no damage and
Speaker 6: no claim. It counts against you. Jeez. Yeah, yeah, So listen, man.
Speaker 6: I would call Compass Insurance Group and I would say,
Speaker 6: can you please give me a quote? Because they're good people,
Speaker 6: And that's what I would do, And and they'll find
Speaker 6: a high risk. It's going to be for a little while.
Speaker 6: You're going to have to do that. Three oh three
Speaker 6: seven one three A two five five. Hold on, Sandy,
Speaker 6: what is your question on bankruptcy? Sandy? Hello? Yes, what's
Speaker 6: going on?
Speaker 7: Yes?
Speaker 6: I just need to find out.
Speaker 1: Is a decree for a divorce, the payout for a
Speaker 1: divorce if it's a mossy pound, is any of that
Speaker 1: able to be bankrupted.
Speaker 6: No, you can't bankrupt on a on a worst decree.
Speaker 6: It's yeah.
Speaker 3: Now, now.
Speaker 6: It depends on what it is. If it was a
Speaker 6: credit card obligation or something you Yeah, you can bankrupt
Speaker 6: out of them. Go with a sure thing Denver's best
Speaker 6: roofer Excel Roofing dot com. You don't pay a cent
Speaker 6: until you're content. Time for an insurance checkup free, no obligation.
Speaker 6: In comparison, call Compass Insurance paying too much your coverage
Speaker 6: at dozens of insurance companies find out now three oh
Speaker 6: three seven seven to one. Help. You'll think you're his
Speaker 6: only customer when you choose Frank durand the real estate
Speaker 6: Man dot com to list your home with Remax Alliance
Speaker 6: three oh three nine two zero sixteen twenty two. Hi
Speaker 6: Tom Martino here three O three seven one three talk
Speaker 6: seven one three eight two five five. All right, let's
Speaker 6: talk and find out what we can do for you.
Speaker 6: UM don't have our state attorney on. I'm still trying
Speaker 6: to get them, though, dear, So hang on, Mike, you
Speaker 6: have a question about alignment twenty nineteen Toyota rap Go ahead.
Speaker 20: Yeah, I call a couple different places, and one says
Speaker 20: you do Yeah, rotate the t and then't do the alignment.
Speaker 20: Another place told me to do the alignment and then rotate.
Speaker 20: Rotate the tires first, and then.
Speaker 6: Oh well, it would say, I would think. I don't know.
Speaker 6: I mean, guys, doesn't it seem wise to first rotate
Speaker 6: then you do your alignment because you have the new
Speaker 6: tires on there?
Speaker 8: Yeah, you want to align it to the tires. You
Speaker 8: don't want to move the tires after the alignment.
Speaker 20: Oh okay, so rotate the tires.
Speaker 8: Whoever's doing the alignment can just rotate him real quick
Speaker 8: and then do the alignment.
Speaker 20: Yeah. No, it was just somebody said you do it
Speaker 20: the other way.
Speaker 3: Another guy.
Speaker 8: I don't agree.
Speaker 6: Yeah, who told but that that doesn't even make sense
Speaker 6: once you align with tires but new tires on. In essence,
Speaker 6: that's what you're doing. You're screwing everything up. So I'm
Speaker 6: glad you called. I'm glad you called. The ultimate authority
Speaker 6: is here anyway, thank you very much. Uh three O
Speaker 6: three seven one three eight two five five. So, uh,
Speaker 6: what's the latest on our state attorney Kachina. She's working
Speaker 6: on it, okay, So uh, all right, let's just talk
Speaker 6: about this then, I'm gonna go to my I'm gonna
Speaker 6: go to my folder here, Deputy Dimitri tells me. Deputy
Speaker 6: detaells me that according to the Internet, there are a
Speaker 6: lot of people actually sympathizing, possibly that they don't even
Speaker 6: really know the motive, but they're assuming they know the
Speaker 6: motive for that shooter against that insurance CEO. What are
Speaker 6: they saying, what were they surmising, well for concluding or
Speaker 6: or suspecting or speculating whatever.
Speaker 9: Well, the speculation, and I think it's quite plausible, is
Speaker 9: that this man had lost it's the loved one to
Speaker 9: the insurance company's greed and corruption.
Speaker 6: And this is not in healthcare, had the biggest rejection
Speaker 6: rate there is in the industry.
Speaker 9: Go ahead, Yeah, I'm not surprised to hear that, And
Speaker 9: especially when you consider how his bullets were labeled that lay,
Speaker 9: deny and deposed. So this man lost at least one
Speaker 9: loved one to what he believes is their mouth Hee's.
Speaker 6: I don't want to make this sound like we are
Speaker 6: on board with this. No, I'm serious when I say this,
Speaker 6: I mean we're not. It's not a wink wink, and nobody,
Speaker 6: look at nobody deserves to be shot in the back dead.
Speaker 6: But if you can understand the rage, maybe he lost someone.
Speaker 6: But the chatter online is disturbingly for him.
Speaker 9: It's overwhelmingly in his favor because look at how many
Speaker 9: people have been have been wronged by health insurance companies,
Speaker 9: and how many people have lost loved ones to health
Speaker 9: insurance companies greed. So this may be an act of
Speaker 9: righteous retribution THO in illegal shooting of course, right, So
Speaker 9: I'm not prepared to condemn this man until I learn
Speaker 9: more about him and his motivation.
Speaker 6: All right, we're trying to get on. As I said
Speaker 6: our state attorney to answer the question on trust.
Speaker 8: That didn't make any sense. Why wouldn't you condemn him
Speaker 8: just for the shooting regardless of what?
Speaker 7: Are you serious?
Speaker 6: Yeah?
Speaker 9: Well, I acknowledged that the shooting was illegal.
Speaker 6: Condemn him. You can't shoot somebody in cold blood. You
Speaker 6: can't condemn Are you saying?
Speaker 3: Wait?
Speaker 6: Wait, I didn't know. I didn't know if D was
Speaker 6: saying that or you D. Are you saying that's what
Speaker 6: people are saying?
Speaker 9: That's what people are.
Speaker 6: Saying and I believe the same thing. What do you believe?
Speaker 9: I believe that this man lost somebody that was very
Speaker 9: important to him.
Speaker 6: Well, let's say he did justify murdering cold blood, that's right.
Speaker 6: I don't think it does either. Obviously it doesn't. Are
Speaker 6: you trying to say when you say not condemn him?
Speaker 6: Are you saying that I don't know what you're saying?
Speaker 6: D Are you saying that that that.
Speaker 9: You can understand I can understand his rage if that's
Speaker 9: really what drove him to this act.
Speaker 6: You're not saying it was right. I'm not saying it
Speaker 6: was right.
Speaker 9: I acknowledge that it was illegal, but I think that
Speaker 9: there is a lot more.
Speaker 6: Hold on.
Speaker 9: Just wait, doc, he's not done yet. Hold on, go ahead,
Speaker 9: then then you then once, I mean, the facts will
Speaker 9: come out. This guy is gonna get caught. There's video
Speaker 9: of him without a mask on, and he's gonna get caught,
Speaker 9: and then his story will be available to all of us.
Speaker 6: Okay, here's what I want to know.
Speaker 7: To meet for your pausing words by saying, you admit
Speaker 7: it's illegal, but you won't say that. How can you
Speaker 7: even not condemn somebody who shoots somebody in cold blood,
Speaker 7: regardless of the motivation. He shot him from behind in
Speaker 7: cold blood. What in God's name can justify.
Speaker 6: That Okay, we're gonna find out where Let's let's say this.
Speaker 6: Let's say this doc. I don't think d is saying
Speaker 6: we should go out and kill people we disagree with definitely.
Speaker 9: Yeah, I definitely am against killing people.
Speaker 6: Okay. I think what he's saying is we don't know
Speaker 6: the depth of his motivation. We don't know what drove him.
Speaker 6: Let's say now, I don't think, by the way, there
Speaker 6: was something that egregious that could do it. But let's
Speaker 6: say in another world or in a plot in a movie,
Speaker 6: there's a guy in the insurance and I don't think
Speaker 6: this happened, but there's a guy in the insurance business
Speaker 6: who learns that this procedure should be approved, but it's
Speaker 6: going to put him over the top and it's not
Speaker 6: going to get his bonus, and he plots to get
Speaker 6: this thing tonight. You know what I'm saying. Obviously, I
Speaker 6: think that's what people are doing. They're they're putting things
Speaker 6: on this that we don't even know. I think if
Speaker 6: you read on the internet, they're saying, you know, my
Speaker 6: sister was turned down one time and she didn't get this,
Speaker 6: and she didn't get that. They're all taking their own
Speaker 6: personal experience and rage, saying, you know it serves them right.
Speaker 6: Have you read some of the comments, Doc, Yeah, but
Speaker 6: but Tom, I'm not justifying it. I'm not saying it
Speaker 6: it's ever justified. I'm not saying that for sure. I'm not.
Speaker 6: I know you're not agreeing with it.
Speaker 7: And the people, the people who are putting it online
Speaker 7: are sitting at their computers doing it. They're not they're
Speaker 7: not looking face to face into his family and friends
Speaker 7: who just had somebody shot in cold blood.
Speaker 9: What about the family and friends of the man that
Speaker 9: may have lost his loved one or loved one we
Speaker 9: don't know that insurance company is called blood.
Speaker 7: Murder is not the answer, Dmitri. Murder in cold blood
Speaker 7: from a coward who shot him in the back is
Speaker 7: not the answer. Put the guy in jail, whatever you
Speaker 7: want to do.
Speaker 9: But I didn't say that's the answer, Doc. I said
Speaker 9: that's the Doc. I didn't say that was the answer.
Speaker 9: It certainly is not the answer. But that may be
Speaker 9: the motivation.
Speaker 7: I understand the motivation. But you're saying you can't condemn him,
Speaker 7: and I'm saying, I don't care what the motivation is.
Speaker 7: Cold blood and murder by a coward from behind is
Speaker 7: never to be It has to be condemned.
Speaker 6: Okay, Doc.
Speaker 9: When concentration camps were liberated by the Allies, some German
Speaker 9: guards were literally torn apart to pieces to death by
Speaker 9: the prisoners in these in these camps. Those are all
Speaker 9: extra legal executions. Would you condemned those people? Of course,
Speaker 9: you were condemned the prisoners for killing.
Speaker 6: No, we wouldn't condemn. We would condemn them. We would
Speaker 6: condemn the arms.
Speaker 9: Why why isn't this analogous to the prisoners exercising righteous
Speaker 9: retribution against the German guards and prison camps.
Speaker 6: It is not because he did not personally don Well,
Speaker 6: we don't even know, we don't have any idea, we
Speaker 6: don't have any idea.
Speaker 7: But not do anything personally to this man's family. Well,
Speaker 7: I'm thinking head decision. But he did not do something
Speaker 7: mino and mono to this person's family.
Speaker 9: Oh, I agree, But he sets the tone in the
Speaker 9: course of the corporation. But Doc, he sets the course
Speaker 9: of the corporation.
Speaker 6: Wait a minute, this is no Tom.
Speaker 7: Let me just say one thing.
Speaker 6: I agree with you, Doc. By the way, I don't
Speaker 6: think there's justification for murder. For God's sakes, Okay, I
Speaker 6: want to make I'm not sure I'm hearing Dimitri right.
Speaker 6: I mean, I don't think he's saying there's justification for murder.
Speaker 6: I think he just said that. I think he's saying,
Speaker 6: we don't know if there was. It doesn't matter. It
Speaker 6: does not matter.
Speaker 7: You can't take the law into your own hands in
Speaker 7: this country, in this day and age, and when people
Speaker 7: can't think of a legitimate argument, they always go back
Speaker 7: to Nazism, all right.
Speaker 6: Three oh three seven one three talk three oh three
Speaker 6: seven one three eight two five five. Hi, Tom Martino,
Speaker 6: your troubleshooter three oll three seven one three talks seven
Speaker 6: one three eight two five five. Hey, what an exciting
Speaker 6: day of all kinds of calls, problems, questions, complaints, My goodness, gracious. Anyway,
Speaker 6: I want to remind you who we have on Kevincolkin
Speaker 6: shared an auto tech dot com three oh three four
Speaker 6: five five seventy two forty two. Jeff Thick Kimera Transmission
Speaker 6: and h he's at Transmissions Denver dot com three oh
Speaker 6: three six nine three fourteen hundred and we're talking about cars.
Speaker 6: And I do have a few extra texts here. We've
Speaker 6: answered this a million times. I think we did, but
Speaker 6: I'm going to say it again. What is What does
Speaker 6: Kevin and Jeff think? What do they think of the
Speaker 6: They didn't say that they said about car guys? What
Speaker 6: do they think of the lifetime transmission sealed units?
Speaker 10: Well, as long as you wait until the unit goes
Speaker 10: down as lasted its lifetime.
Speaker 6: No, really, if you owned one, what would you do?
Speaker 6: What would you do if you owned one?
Speaker 10: For now thirty six thousand mine?
Speaker 8: Else?
Speaker 6: When they say they're re sealed, I mean, is it
Speaker 6: like you can't get in them?
Speaker 10: No, you can get in them. They've removed the dipsticks,
Speaker 10: so you've got to access them from underneath the vehicle.
Speaker 10: And so that your average consumer does not have the
Speaker 10: ability to check their fluid, add to their fluid, change
Speaker 10: their fluid.
Speaker 8: And some do have internal filters and that way you
Speaker 8: just change fluid, but at least change the fluid.
Speaker 6: Okay, So you can change the fluid, but the filter
Speaker 6: you may not be able to correct. Okay, how important
Speaker 6: talking about that? How important is changing a transmission filter
Speaker 6: in general?
Speaker 10: Well, I mean the micron rating is going to break
Speaker 10: down over time, just like your engine oil. You know
Speaker 10: you're going to get some debris. It's naturally caused in there,
Speaker 10: and you want to dispose of.
Speaker 6: It, all right. So anyway, guys, if you have a problem,
Speaker 6: question or complaint, you can always call three oh three
Speaker 6: Martino three oh three six two seven eight four sixty six,
Speaker 6: and of course leave your number and your message and
Speaker 6: we'll get back to you. Remember, save all your problems
Speaker 6: for me.