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<v Speaker 1>You're listening to KFI Am six forty wake Up Call

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<v Speaker 1>with me Amy King on demand on the iHeartRadio app.

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<v Speaker 2>You heard that right.

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<v Speaker 3>It's five o'clock on the dot here in Los Angeles, California,

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<v Speaker 3>and it is time for your wake up call. I

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<v Speaker 3>am Michael Monks from KFI News here filling in for

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<v Speaker 3>Amy King one more time.

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<v Speaker 2>She'll be back tomorrow.

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<v Speaker 3>And you know, I have to say, this is one

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<v Speaker 3>of those days where it's not always easy to crawl

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<v Speaker 3>out of bed. It's a beautiful morning quiet, but you

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<v Speaker 3>know what, you got to suck it up. I enjoy

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<v Speaker 3>filling in for Amy King, but I'm really glad she

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<v Speaker 3>has this shift. I love that for her. This is

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<v Speaker 3>a good shift for Amy King. Happy to fill in

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<v Speaker 3>whenever they need me, But my goodness, it's early. And

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<v Speaker 3>I know our good buddy Will Coleschreiver, who is here

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<v Speaker 3>with us this morning doing the traffic. He's going to

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<v Speaker 3>have all the details from the roads in just a moment.

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<v Speaker 3>He feels the same way. But he's stuck here on

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<v Speaker 3>this shift every single morning, getting up, crawling in and

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<v Speaker 3>getting it done for you. And I know, if you're

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<v Speaker 3>listening right now, this is your shift too, And we're

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<v Speaker 3>so glad that you spend these early, early moments of

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<v Speaker 3>the day with us because we get to tell you

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<v Speaker 3>what's going on before everybody else. So we either make

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<v Speaker 3>your day or ruin it one way or the other.

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<v Speaker 3>So far, I think we're off to a pretty good start.

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<v Speaker 3>Here's what's a head on your wake up call. Border

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<v Speaker 3>enforcement ramped up along with deportation. So what is next

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<v Speaker 3>as President Trump executes his vision for immigration in the

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<v Speaker 3>US and what might it mean for sanctuary cities like

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<v Speaker 3>Los Angeles.

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<v Speaker 2>We'll have a live report on that.

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<v Speaker 3>The President has also been kept busy with executive orders.

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<v Speaker 3>He's not quite finished with them yet. Reports indicate he's

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<v Speaker 3>interested in creating an iron Dome for America, like the

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<v Speaker 3>system designed to protect Israel from a tax. We'll have

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<v Speaker 3>a live report on that as well. And it is

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<v Speaker 3>officially tax season. Are you ready? You see what I

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<v Speaker 3>mean about making your day or ruining your day? It

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<v Speaker 3>is tax season. You've got to get your paperwork ready.

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<v Speaker 3>Maybe you've got a refund coming this year. That's exciting,

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<v Speaker 3>But there are mistakes people make every year when that

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<v Speaker 3>direct deposit hits from the federal government. Joel Larsgard from

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<v Speaker 3>How to Money is with us today to explain some

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<v Speaker 3>of those mistakes and let you know how you can

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<v Speaker 3>avoid them. Don't forget. As always at the top of

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<v Speaker 3>this six o'clock hour bill handle is in and we

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<v Speaker 3>start with handle on the news bill handle Nil Sevagra

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<v Speaker 3>and me Michael Monks with you this morning. For that,

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<v Speaker 3>we'll start the morning with some stories that are coming

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<v Speaker 3>out of the KFI twenty four hour newsroom. Those whose

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<v Speaker 3>homes have been damaged or destroyed by the wildfires in

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<v Speaker 3>La County can now formally opt in for the US

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<v Speaker 3>Army Corps of Engineers to clear debris from the property

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<v Speaker 3>free of charge. The first phase is the removal of

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<v Speaker 3>hazardous materials by the Environmental Protection Agency, and once that's finished,

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<v Speaker 3>the Army Corps will move in and remove debris. Residents

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<v Speaker 3>also have the option to hire their own contractors to

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<v Speaker 3>do that work too, if they like. There are a

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<v Speaker 3>couple of important fire related items on the agenda of

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<v Speaker 3>this morning's meeting of the La County Board of Supervisors.

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<v Speaker 3>There is a proposal to create a fire recovery fund

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<v Speaker 3>with an initial thirty two million dollars to provide direct

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<v Speaker 3>cash to fire victims. The proposal involves federal money from

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<v Speaker 3>the American Rescue Plan to county departments would be tasked

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<v Speaker 3>with reporting on the proposal by next week, with an

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<v Speaker 3>implementation update including details on a process for people to

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<v Speaker 3>apply for relief funds, and the supervisors will also consider

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<v Speaker 3>a motion calling for an independent review of emergency notification

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<v Speaker 3>systems used during the fires to alert people to evacuation orders.

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<v Speaker 3>There were complaints after erroneous alerts were sent all over

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<v Speaker 3>the county, and there were also some delays. The LA

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<v Speaker 3>Times reported residents in the Altadena area west of Lake

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<v Speaker 3>Avenue did not receive any emergency evacuation orders until roughly

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<v Speaker 3>nine hours after the Eton fire erupted, despite the fact

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<v Speaker 3>that flames were already burning uncontrollably nearby. All seventeen people

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<v Speaker 3>who are known to have died in that fire lived

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<v Speaker 3>west of Lake Avenue. And there are also plans at

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<v Speaker 3>this morning supervisors meeting to honor individuals and organizations for

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<v Speaker 3>their work during the fire and in the aftermath, and.

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<v Speaker 2>We will have all of that covered for you.

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<v Speaker 3>President Trump has seen his initial cabinet picks basically sail

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<v Speaker 3>through Senate approval, except for Defense Secretary Pete Hegseth, who

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<v Speaker 3>required a tie breaking vote from Vice President JD. Vance

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<v Speaker 3>after three Republicans opposed that nomination. But it's still early

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<v Speaker 3>and there are still more nominees to face approval, including

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<v Speaker 3>some of the more controversial selections. Rfk Junior as Health

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<v Speaker 3>and Human Services Secretary, Cash Patel at the FBI, and

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<v Speaker 3>Tulsey Gafferd as the Director of National Intelligence. So what

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<v Speaker 3>can we expect from these fourthcoming hearings? Here to break

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<v Speaker 3>it down is White House correspondent John Decker, who joins

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<v Speaker 3>us Live Good Tuesday morning to you, John.

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<v Speaker 4>Great to be with you. That's a great introduction because

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<v Speaker 4>the confirmation hearings that will take place this week will

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<v Speaker 4>likely be more contentions than what we've seen in the past.

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<v Speaker 4>You know, just some of the nominees that Donald Trump

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<v Speaker 4>has put forward have, as you put it, sailed through

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<v Speaker 4>Marc Rubio ninety nine to zero. In addition to that,

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<v Speaker 4>Donald Trump's choice for Transportation Secretary also getting confirmation from

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<v Speaker 4>the Senate unanimously. That will not be the case with

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<v Speaker 4>the three people that you mentioned, Cash Mittel for FBI,

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<v Speaker 4>Robert F. Kennedy Junior for the Department of Health, and

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<v Speaker 4>Human Services, and Tulca Gabbert as the Director of National Intelligence.

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<v Speaker 4>I think all those three. Gabbert likely has the most

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<v Speaker 4>difficulty in terms of winning Senate approval. But I think

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<v Speaker 4>that a lot of Senators are ultimately waiting to see

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<v Speaker 4>how each of these nominees perform in their confirmation hearings

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<v Speaker 4>before saying publicly how they're going to vote on their nominations.

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<v Speaker 3>So some of these nominations from the president have gotten

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<v Speaker 3>support from Democrats. You noted Marco Rubio and his unanimous praise.

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<v Speaker 3>But the irony I suppose for this week is a

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<v Speaker 3>couple of these nominees have Democratic bona fides in some respect.

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<v Speaker 3>I mean RFK Junior obviously a Kennedy Tauci Gabbard served

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<v Speaker 3>in Congress as a Democrat, ran for the Democratic presidential nomination.

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<v Speaker 3>What do you anticipate is the hold up? Let's start

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<v Speaker 3>with RFK Junior.

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<v Speaker 4>Well, for RFK Junior, it's the position that he's taken

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<v Speaker 4>previously on the issue of vaccines and vaccinations that's the

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<v Speaker 4>hold up for him, as well as positions that he's

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<v Speaker 4>taken on the issue of abortion. At some points in

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<v Speaker 4>his life. He's been very much pro choice that is

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<v Speaker 4>not the position of the Republican Party. So he's got

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<v Speaker 4>to explain his current position and why in some cases

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<v Speaker 4>he's deviated from the positions that he's taken in the past.

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<v Speaker 4>As for Tulsea Gabbert, guest, she was a member of

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<v Speaker 4>Congress as a Democrat, but that's not giving her a pass.

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<v Speaker 4>Her big issue is positions that she took as a

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<v Speaker 4>US congresswoman from Hawaii, as well as a meeting that

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<v Speaker 4>she had while she was a congresswoman with the leader

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<v Speaker 4>of Syria, Basher A l Assade. And so she'll need

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<v Speaker 4>to get through that aspect of her past and explain

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<v Speaker 4>that particular meeting in order to win Senate confirmation.

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<v Speaker 3>Do either of them face any challenges from Republican members

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<v Speaker 3>of the Senate.

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<v Speaker 4>Yeah, that's the problem, you know. So as you know,

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<v Speaker 4>as we saw with the President Trump's choice to leave

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<v Speaker 4>the Defense Department Pete Hegseath, Republicans can afford to lose

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<v Speaker 4>three of their her own members, and that's what we

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<v Speaker 4>saw with Pete Hegseth. But it was jd Vance, the

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<v Speaker 4>Vice President, who broke the tie. As it relates to

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<v Speaker 4>Telsea Gabbert, I think that she will not get unanimous

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<v Speaker 4>support from the Republican Party. And I think that some

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<v Speaker 4>of the same people that had issues with Pete Hegseth

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<v Speaker 4>will also have issues with her, and there may be

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<v Speaker 4>some other ones as well, simply because although as you

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<v Speaker 4>put it, she may have that experience as a Democrat

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<v Speaker 4>that doesn't work well with the Republican Party, that past

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<v Speaker 4>experience that she's had.

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<v Speaker 3>Well, let's talk about cash Patel. He seems like a

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<v Speaker 3>contentious choice at the FBI's He's someone who will also

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<v Speaker 3>face some questions from fellow Republicans.

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<v Speaker 4>From Republicans, know, I think that Republicans like Cash Battel,

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<v Speaker 4>that they like the fact that he's out of the

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<v Speaker 4>box and it'll shake things up at the FBI. It's

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<v Speaker 4>Democrats that have the most issues with Cash Battel. But again,

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<v Speaker 4>we'll see how he performs in the Q and a

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<v Speaker 4>portion of this upcoming confirmation hearing. It can't get too contentious,

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<v Speaker 4>you know, we've seen that. You know, there's some pushback

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<v Speaker 4>that some nominees have had when they're pushed in a

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<v Speaker 4>certain direction. Pam Bondi, who was confirmed as the next

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<v Speaker 4>Attorney General, had a little pushback, but she performed quite

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<v Speaker 4>well and got bipartisan support. I don't think Cash Battel

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<v Speaker 4>is going to get that bipartisan support. And as you know,

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<v Speaker 4>there's a Republican majority in the US sen at fifty

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<v Speaker 4>three forty seven. If I was a betting man, I

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<v Speaker 4>would bet that's how that ultimate vote is going to

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<v Speaker 4>go for Cash Bettel to be the next FBI director.

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<v Speaker 3>We're talking with White House correspondent John Decker here on

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<v Speaker 3>kfi's wake Up Call. I've made an observation. I'm obviously

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<v Speaker 3>not the only one to make this observation, but I'm curious,

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<v Speaker 3>since you're on the ground there, what your thoughts might be.

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<v Speaker 3>This is obviously President Trump's second term, separated by a

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<v Speaker 3>term of President Joe Biden. It seems like in President

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<v Speaker 3>Trump's first term, even though he ran as an outsider,

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<v Speaker 3>there was an effort to put government type people in

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<v Speaker 3>government roles. Is there something different taking place with some

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<v Speaker 3>of these appointments that the President is pursuing. Even if

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<v Speaker 3>they are folks from inside the government, they do seem

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<v Speaker 3>to cater to a certain wing of political ideology. Is

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<v Speaker 3>it different this time around? Does it look like some

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<v Speaker 3>sort of I don't know, some celebration of a certain

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<v Speaker 3>type of ideology.

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<v Speaker 4>Oh absolutely. I mean, just two of the people that

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<v Speaker 4>we've been talking about are examples of that. Robert F.

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<v Speaker 4>Kennedy Junior. I think that the issues with him are

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<v Speaker 4>the ones that we mentioned, plus what kind of experience

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<v Speaker 4>he's had, if any, in terms of managing such a

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<v Speaker 4>large bureaucracy like the Department of Health and Human Services,

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<v Speaker 4>And the same thing could be said for Tulca Gabbert.

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<v Speaker 4>Her lack of experience is something that Democrats will point out.

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<v Speaker 4>But yeah, it's different in terms of the types of

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<v Speaker 4>people that Trump is putting forward. I think the most

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<v Speaker 4>controversial nominee that he had in his first term was

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<v Speaker 4>Betsy Devas, who ended up being confirmed to be the

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<v Speaker 4>next Department of Education secretary, but only because Mike Pence

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<v Speaker 4>broke a fifty to fifty tie in the US Senate.

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<v Speaker 4>But she was the most controversial in the sense that

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<v Speaker 4>she did not have the necessary experienced Democrats said, and

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<v Speaker 4>that was the reason for their opposition to her.

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<v Speaker 3>White House Correspondent John Decker, always a pleasure to have

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<v Speaker 3>your insight shared with our audience here at KFI.

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<v Speaker 2>John, Thanks so.

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<v Speaker 4>Much, absolutely thanks for having me bye Bye.

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<v Speaker 2>Bye Bye. The Grammys are Sunday.

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<v Speaker 3>They're right here in La at Crypto dot Com Arena,

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<v Speaker 3>and the plan is for music's biggest awards show to

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<v Speaker 3>focus attention on the wildfire relief efforts. Recording Academy CEO

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<v Speaker 3>Harvey Mason Junior has said his team spoke to state officials,

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<v Speaker 3>local officials, fire departments, and others before deciding to go

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<v Speaker 3>ahead and continue with the show. Although there has been

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<v Speaker 3>an abridged pre Grammy week event schedule, he says the

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<v Speaker 3>Recording Academy has received almost three thousand requests from its

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<v Speaker 3>members and others in the music community for help following

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<v Speaker 3>these wildfires. So we'll watch that on Sunday and see

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<v Speaker 3>what the music industry does for the folks right here

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<v Speaker 3>in Los Angeles when we come back. Deportations, border enforcement

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<v Speaker 3>both already up in the early days of President Trump's administration.

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<v Speaker 3>What might that mean for a sanctuary city by the

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<v Speaker 3>name of Los Angeles. Final evacuation orders from the Palisades

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<v Speaker 3>fire have been lifted. Fire officials said residents will no

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<v Speaker 3>longer need escorts into the area, but they must obtain

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<v Speaker 3>an access pass by checking in with law enforcement in

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<v Speaker 3>Santa Monica. The death toll has increased to twelve with

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<v Speaker 3>the death of an unidentified victim at a hospital. The

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<v Speaker 3>Santa Monica Malibu Unified School Districts four schools in Malibu

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<v Speaker 3>that were closed yesterday because of dangerous road conditions and

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<v Speaker 3>other challenges with access.

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<v Speaker 2>They'll be reopened today.

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<v Speaker 3>US public health officials have been told to stop working

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<v Speaker 3>with the World Health Organization effective immediately. The decision is

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<v Speaker 3>focused on the US Centers for Disease Control and Prevention

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<v Speaker 3>a CDC officials and a memo to senior leaders at

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<v Speaker 3>the agency on Sunday night telling them that all agency

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<v Speaker 3>staff who work with the WHO must immediately stop their

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<v Speaker 3>collaborations and await further guidance. The AP says it's viewed

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<v Speaker 3>the memo, and experts have told the AP the sudden

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<v Speaker 3>stoppage is a surprise, and we'll set back work on

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<v Speaker 3>investigating and trying to stop outbreaks of Marburg virus and

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<v Speaker 3>impos in Africa. President Trump has said Microsoft is among

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<v Speaker 3>the US companies looking to take control of TikTok to

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<v Speaker 3>help keep the video app operating in the US and

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<v Speaker 3>avoid a ban here. Trump says other companies were also

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<v Speaker 3>interested in purchasing TikTok, but didn't provide a list. One

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<v Speaker 3>of his first acts in office, Trump extended the deadline

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<v Speaker 3>for TikTok to find new ownership that satisfies the government

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<v Speaker 3>seventy five days. That extension was so that takes it

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<v Speaker 3>to early April. It was supposed to be gone on

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<v Speaker 3>January nineteenth, and it was for a short few hours.

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<v Speaker 3>Microsoft has not yet confirmed this report. Coming up at

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<v Speaker 3>six oh five. We've got Bill handle handle on the news.

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<v Speaker 3>Bill will be here, Nil Savadra, I'll be here as well.

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<v Speaker 3>Hope you can join us. I want to check in

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<v Speaker 3>and see if we've got Rory on the line. Do

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<v Speaker 3>we do indeed, elm or so. Deportations in the US

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<v Speaker 3>are well underway. Arrest enforcement at the border also up.

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<v Speaker 3>President Trump has made a legal immigration and his plans

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<v Speaker 3>to stop at a cornerstone of his campaign and now

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<v Speaker 3>his administration, but there are hurdles at home and abroad.

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<v Speaker 3>Some countries, including close allies, have expressed concern about the methods,

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<v Speaker 3>while inside our borders, some governments, like here in LA,

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<v Speaker 3>have vowed not to participate in deportations. National correspondent Rory

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<v Speaker 3>O'Neil is back with us again this morning to talk

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<v Speaker 3>all about it. Rory, Good Tuesday morning to you.

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<v Speaker 5>Hey, good morning, Michael.

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<v Speaker 3>How has the president's immigration enforcement efforts played out in

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<v Speaker 3>these early days of his administration.

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<v Speaker 5>Well, they're certainly trying to take a high profile approach,

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<v Speaker 5>inviting media to come along on some raids in places

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<v Speaker 5>like Boston and Chicago. Doctor Phil went along with some

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<v Speaker 5>of the raids to find some of these people getting arrested.

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<v Speaker 5>And we're talking about people who are in the country

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<v Speaker 5>illegally and the vast majority of whom have also committed

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<v Speaker 5>some sort of a violent crime. They're the first ones

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<v Speaker 5>who are on this list for deportation, and sometimes other

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<v Speaker 5>people who are associated with them in the same apartment

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<v Speaker 5>or something. They're also getting caught up in these suites.

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<v Speaker 5>You know, during the Biden administration, about three hundred people

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<v Speaker 5>would be swept up in a regular raid by ICE agents.

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<v Speaker 5>Now we're at around twelve one hundred people yesterday, so

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<v Speaker 5>four times the number, and they want that number to

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<v Speaker 5>increase tenfold in the next few months.

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<v Speaker 3>The argument has been made that not all of the

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<v Speaker 3>people who immigrated here illegally are criminals. Aside from that

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<v Speaker 3>initial crime that is committed by crossing illegally. Do we

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<v Speaker 3>expect once they've rounded up all the folks that they

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<v Speaker 3>have accused or charged with crimes, that they will move

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<v Speaker 3>into regular illegal immigrants.

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<v Speaker 5>Right, so rather than so focus beyond people who've committed

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<v Speaker 5>further crimes. Yes, obviously that's the low hanging fruit, I

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<v Speaker 5>guess you could say. But the goal is to get

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<v Speaker 5>ten to twelve million people removed from the country in

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<v Speaker 5>the next few years. And look, they may develop some

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<v Speaker 5>sort of a broader, comprehensive immigration reform package now that

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<v Speaker 5>both the Republicans controlled both chambers. We thought we got

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<v Speaker 5>a bit closer with a deal late last year, but

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<v Speaker 5>that never really materialized. But do you who address the

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<v Speaker 5>dreamer situation where juveniles are brought in with their parents illegally,

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<v Speaker 5>but they grew up here, went to elementary school and

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<v Speaker 5>junior high and high school all in the US and

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<v Speaker 5>don't really know someone from their home country. Is there

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<v Speaker 5>a path for citizenship for them or even their parents

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<v Speaker 5>if they've been working productively in the country for years,

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<v Speaker 5>if not decades, do you somehow create a pathway to

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<v Speaker 5>citizenship that may include a fine or something you don't

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<v Speaker 5>want to encourage cut in the line, but at the

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<v Speaker 5>same time they had been productive members of society in

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<v Speaker 5>some cases for decades.

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<v Speaker 3>That is a relevant question to places like LA because

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<v Speaker 3>we are a destination for a lot of immigrants, regardless

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<v Speaker 3>of their legal status. And I'm curious, so what can

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<v Speaker 3>we expect for places like Los Angeles that have declared

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<v Speaker 3>themselves sanctuary cities in all of this enforcement effort.

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<v Speaker 5>Well, right, And what we're hearing is that the local

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<v Speaker 5>governments of sanctuary cities say, well, we're not going to

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<v Speaker 5>help ice agents or the FBI to hinder or interfere.

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<v Speaker 5>They're just not going to help. Seems to be the

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<v Speaker 5>dividing line here, and this is also upsetting the president

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<v Speaker 5>and some allies in some parts of his administration. You know,

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<v Speaker 5>this is where you might start to see some of

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<v Speaker 5>the tentacles of the federal government to extend outward across

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<v Speaker 5>the country, say perhaps attaching it to relief money for

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<v Speaker 5>wildfires in LA. And do you somehow say, you know,

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<v Speaker 5>we need greater cooperation with customs and border protection in

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<v Speaker 5>order to get some of the relief money that's been

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<v Speaker 5>promised to help in fire recovery.

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<v Speaker 3>What have we learned about the international community and Trump's

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<v Speaker 3>deportation plans based on that tussle on Sunday with Colombia.

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<v Speaker 5>Well, right, Columbia was upset, saying, hey, look, how dare

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<v Speaker 5>you treat our people that way? They're not necessarily criminals,

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<v Speaker 5>And then there were threats of tariffs back and forth,

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<v Speaker 5>and within a few hours Columbia was apologizing and sending

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<v Speaker 5>the presidential plane to pick up Colombian citizens who are

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<v Speaker 5>actually in the US illegally. Many of the had been

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<v Speaker 5>convicted of committing crime. So that really was a big,

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<v Speaker 5>big blink by the Colombian leadership to back down. So

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<v Speaker 5>we'll see if anyone really tests Donald Trump on this,

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<v Speaker 5>do they let them follow through with the threats of tariffs?

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<v Speaker 5>And you know, if they had, we'd be paying a

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<v Speaker 5>lot more for that morning cup of coffee with all

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<v Speaker 5>the Colombian coffee exports, and then what would we be

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<v Speaker 5>exporting to Columbia that they would also slap tariffs on.

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<v Speaker 5>So we'll see if one of the country's out there

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<v Speaker 5>bites or is it the whole EU. It's going to

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<v Speaker 5>be fascinating to see if anyone really follows through on

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<v Speaker 5>these threats that Donald Trump has been making.

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<v Speaker 2>May we live in interesting times.

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<v Speaker 3>National correspondent Rory O'Neil, thank you so much for spending

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<v Speaker 3>some more time.

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<v Speaker 2>With us today. We appreciate it always.

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<v Speaker 4>Yeah, just not every weekend.

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<v Speaker 2>That's all I want.

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<v Speaker 6>Okay, Thanks Michael.

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<v Speaker 2>Let's see you soon here.

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<v Speaker 3>In La Mayor Karen Bass is expected to join in

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<v Speaker 3>a community meeting this morning with Pacific Palisades residents and

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<v Speaker 3>groups who have lost their homes, jobs, businesses. Group called

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<v Speaker 3>La Voice, which describes itself as a multi racial, multi

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<v Speaker 3>faith community organization, has organized the meeting. Rabbi Ken Chasin

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<v Speaker 3>of the Leo Beck Temple will MC and Pastor John

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<v Speaker 3>Shaver of the Community United Methodist Church of Pacific Palisades,

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<v Speaker 3>which was destroyed in the fire, is also set to

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<v Speaker 3>attend along with others. Police in La say a man

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<v Speaker 3>on a skateboard shot and killed another man in South La.

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<v Speaker 3>It happened last night on South Fortuna Street. Witnesses told

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<v Speaker 3>police a man on a skateboard was riding by the

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<v Speaker 3>victim when he opened fire and shot several times. The

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<v Speaker 3>victim was taken to a hospital and pronounced dead. The

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<v Speaker 3>suspect rode away from the scene. Satellite images of an

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<v Speaker 3>undeveloped lot in Lincoln Heights have gotten a lot of

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<v Speaker 3>attention online.

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<v Speaker 7>The word help is spelled out in large letters about

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<v Speaker 7>a dozen times. LAPD, FBI, and the Spanish words for trafficking, federal,

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<v Speaker 7>and terrorism can also be seen. The LAPED says it

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<v Speaker 7>responded to a call about unknown trouble in the area

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<v Speaker 7>on Sunday morning and did not find anything to ferry

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<v Speaker 7>us going on. The LAPD also says the satellite images

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<v Speaker 7>were taken in twenty twenty three, but a news helicopter

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<v Speaker 7>flew over the area on Monday afternoon and found the

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<v Speaker 7>words are still there. The land is owned by the

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<v Speaker 7>Union Pacific Railroad. Union Pacific says a man has been

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<v Speaker 7>trespassing on the company's property and other commercial lots to

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<v Speaker 7>create misleading messages.

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<v Speaker 2>I'm Daniel Martindell.

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<v Speaker 3>When wake Up Call continues here on KFI AM six

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<v Speaker 3>forty and live everywhere on the iHeartRadio app. What would

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<v Speaker 3>the Iron Dome look like in America? President Trump seems

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<v Speaker 3>to want to know. It's the system used to protect

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<v Speaker 3>Israel from attacks. A live report is just ahead. President

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<v Speaker 3>Trump has been busy with executive orders since he took office.

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<v Speaker 3>Any plans for more as presidents do COVID vaccine, mandates,

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<v Speaker 3>military people, trans people in the armed forces, an iron

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<v Speaker 3>dome for America. All right, let's talk to ABC News

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<v Speaker 3>White House correspondent Karen Travers, who joins US Law. Now, Karen,

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<v Speaker 3>I guess you're keeping pretty busy these days.

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<v Speaker 8>Oh yes, I got a lot going on here these days.

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<v Speaker 8>It's kind of like, where do you want to start?

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<v Speaker 3>I'm kidding, well, I mean, the President has been active

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<v Speaker 3>with these executive orders, and we expect that to continue

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<v Speaker 3>for now.

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<v Speaker 8>Yeah, you know, and I think so. But I think

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<v Speaker 8>it's also important to note, and you know, you and

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<v Speaker 8>I have talked about this, of like, there are limits

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<v Speaker 8>to what you can do with executive action, and at

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<v Speaker 8>some point you will hit that limit. You can do

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<v Speaker 8>a lot of things right away. There's been this flurry

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<v Speaker 8>of activity and they want to send a message. A

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<v Speaker 8>lot of it is reversing what the previous administration had done,

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<v Speaker 8>even reversing what they had reversed. So it's kind of

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<v Speaker 8>we're back to where we were with the Trump administration

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<v Speaker 8>round one. But you do need Congress to take action.

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<v Speaker 8>You need Congress to approve funding for a lot of

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<v Speaker 8>the major priorities of like immigration, border security, tax policy,

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<v Speaker 8>energy production. So that's going to come next, but that

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<v Speaker 8>gets complicated because of the slim majorities in the House

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<v Speaker 8>and Senate. So I think for this president, he wants

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<v Speaker 8>to try to do as much he can make a

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<v Speaker 8>big show with this executive action. But a lot of

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<v Speaker 8>these executive action actions are really you know, directing agencies

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<v Speaker 8>to review things, directing secretaries and department heads to come

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<v Speaker 8>back to him in thirty days with the reports on things.

423
00:23:15.759 --> 00:23:18.240
<v Speaker 8>So it is important to like dig deep into some

424
00:23:18.319 --> 00:23:21.559
<v Speaker 8>of this and see what actually ends up developing out

425
00:23:21.559 --> 00:23:24.400
<v Speaker 8>of it. For example, the Iron Dome for America. It's

426
00:23:24.440 --> 00:23:27.440
<v Speaker 8>not clear from this executive order how that would be developed,

427
00:23:27.480 --> 00:23:29.839
<v Speaker 8>on what timeline it could be developed, or what it

428
00:23:29.839 --> 00:23:32.640
<v Speaker 8>would even cost, but the expectation is it would certainly

429
00:23:32.720 --> 00:23:35.559
<v Speaker 8>cost a lot of money to build a missile defensystem

430
00:23:35.599 --> 00:23:38.680
<v Speaker 8>over the entire country, similar to what Israel has. They're

431
00:23:38.680 --> 00:23:42.960
<v Speaker 8>a lot smaller, of course, and their defense you know,

432
00:23:43.000 --> 00:23:45.359
<v Speaker 8>their defense needs are very different than what the United

433
00:23:45.400 --> 00:23:46.440
<v Speaker 8>States has.

434
00:23:47.480 --> 00:23:50.440
<v Speaker 3>ABC News has obtained a fact sheet about some of

435
00:23:50.440 --> 00:23:51.400
<v Speaker 3>these executive orders.

436
00:23:51.400 --> 00:23:52.359
<v Speaker 2>What can you tell us about that?

437
00:23:52.480 --> 00:23:55.759
<v Speaker 8>Yeah, yeah, So this, for first of all, on the

438
00:23:55.839 --> 00:23:59.359
<v Speaker 8>Iron Dome situation. You know, it's directing the implementation of

439
00:23:59.400 --> 00:24:03.640
<v Speaker 8>a next general missile defense shield against ballistic, hypersonic, advanced

440
00:24:03.680 --> 00:24:08.039
<v Speaker 8>cruise missiles and other next generation aerial attacks. The experts

441
00:24:08.079 --> 00:24:10.519
<v Speaker 8>we talked to last year, though, said when he first

442
00:24:10.519 --> 00:24:13.119
<v Speaker 8>started talking about this, and they said the same yesterday.

443
00:24:13.359 --> 00:24:15.640
<v Speaker 8>So it just isn't clear how much this makes sense

444
00:24:15.759 --> 00:24:19.440
<v Speaker 8>given that we have Canada and Mexico as allies and

445
00:24:19.519 --> 00:24:22.000
<v Speaker 8>our neighbors and oceans on either side of us, and

446
00:24:22.039 --> 00:24:26.440
<v Speaker 8>there are issues and concerns about cybersecurity threats and space threats,

447
00:24:26.440 --> 00:24:29.200
<v Speaker 8>things like that. So we'll see if Congress actually does

448
00:24:29.200 --> 00:24:31.839
<v Speaker 8>anything with this. But the President couldn't just create this.

449
00:24:32.039 --> 00:24:33.319
<v Speaker 8>You need Congress to fund it.

450
00:24:34.200 --> 00:24:36.480
<v Speaker 3>Karen Travers of ABC News before we let you run,

451
00:24:37.599 --> 00:24:39.680
<v Speaker 3>we've talked about the fact that some of these executive

452
00:24:39.759 --> 00:24:43.519
<v Speaker 3>orders will require some sort of congressional involvement, especially when

453
00:24:43.519 --> 00:24:47.359
<v Speaker 3>it comes to finances. But there is also another branch

454
00:24:47.400 --> 00:24:50.039
<v Speaker 3>of government, and that is the judicial branch. We've already

455
00:24:50.079 --> 00:24:54.319
<v Speaker 3>seen Trump's order related to birthrights citizenship facing a legal challenge,

456
00:24:54.559 --> 00:24:58.160
<v Speaker 3>and I'm wondering do we expect any of these others

457
00:24:58.240 --> 00:25:00.720
<v Speaker 3>in the immediate future. To be legal vulnerable.

458
00:25:01.920 --> 00:25:04.880
<v Speaker 8>Yeah, I think absolutely, and perhaps some of the DEI

459
00:25:05.039 --> 00:25:07.839
<v Speaker 8>ones could be challenged, you know, just depending on if

460
00:25:07.839 --> 00:25:11.000
<v Speaker 8>people get put on paid leave or laid off because

461
00:25:11.000 --> 00:25:13.319
<v Speaker 8>of it. There are a lot of unions in DC

462
00:25:13.559 --> 00:25:16.160
<v Speaker 8>related to federal workers, so you know, we're waiting to

463
00:25:16.160 --> 00:25:18.559
<v Speaker 8>see how this plays out. But the birthright citizenship one,

464
00:25:18.559 --> 00:25:20.680
<v Speaker 8>of course, was the one that was challenged very quickly

465
00:25:21.119 --> 00:25:25.200
<v Speaker 8>at numerous with numerous lawsuits.

466
00:25:25.920 --> 00:25:29.319
<v Speaker 3>ABC News White House Correspondent Karen Travers, thanks so much

467
00:25:29.359 --> 00:25:30.480
<v Speaker 3>for spending another morning with us.

468
00:25:30.480 --> 00:25:31.440
<v Speaker 2>We always appreciate you.

469
00:25:32.599 --> 00:25:33.240
<v Speaker 6>Have a great day.

470
00:25:33.279 --> 00:25:33.920
<v Speaker 8>Thanks.

471
00:25:34.480 --> 00:25:36.680
<v Speaker 3>It is five point forty now here in Los Angeles.

472
00:25:36.720 --> 00:25:39.279
<v Speaker 3>I'm Michael Monks filling in for Amy King on kfi's

473
00:25:39.480 --> 00:25:42.440
<v Speaker 3>wake up Call. The LA County Board of Supervisors meets today.

474
00:25:42.599 --> 00:25:45.160
<v Speaker 3>They got a motion calling for an independent review of

475
00:25:45.160 --> 00:25:48.880
<v Speaker 3>those emergency notification systems that are used during the fires

476
00:25:48.920 --> 00:25:51.240
<v Speaker 3>and other crises to let us know if we need

477
00:25:51.240 --> 00:25:54.440
<v Speaker 3>to run for our lives. Apparently, as you may remember,

478
00:25:54.640 --> 00:25:56.720
<v Speaker 3>there were some problems with that. They're also going to

479
00:25:56.720 --> 00:25:58.920
<v Speaker 3>talk about the creation of a thirty two point two

480
00:25:59.079 --> 00:26:02.279
<v Speaker 3>million dollar five fire recovery fund that would use some

481
00:26:02.319 --> 00:26:06.279
<v Speaker 3>federal money to provide immediate cash assistance to residents. Will

482
00:26:06.319 --> 00:26:08.480
<v Speaker 3>keep an eye on that meeting for you this morning

483
00:26:08.640 --> 00:26:11.680
<v Speaker 3>and report all day long on it. The La City

484
00:26:11.759 --> 00:26:14.240
<v Speaker 3>Council also has a meeting on the agenda this morning

485
00:26:14.559 --> 00:26:16.319
<v Speaker 3>and they are going to be looking at a proposal

486
00:26:16.400 --> 00:26:20.920
<v Speaker 3>to transfer two hundred and nineteen million dollars from ladwp's

487
00:26:21.079 --> 00:26:24.200
<v Speaker 3>Power Revenue Fund to the city's reserve fund. Keep in

488
00:26:24.200 --> 00:26:28.160
<v Speaker 3>mind the city is facing significant financial challenges and perhaps

489
00:26:28.200 --> 00:26:31.279
<v Speaker 3>that's a polite way of saying La is broke. The

490
00:26:31.359 --> 00:26:34.279
<v Speaker 3>council will also consider a proposal to provide funding for

491
00:26:34.319 --> 00:26:38.799
<v Speaker 3>fire preparedness initiatives and services in Council District I, which

492
00:26:38.799 --> 00:26:43.480
<v Speaker 3>includes Chinatown and MacArthur Park, Westlake and La Metro has

493
00:26:43.480 --> 00:26:46.240
<v Speaker 3>announced an interactive town hall for people to weigh in

494
00:26:46.279 --> 00:26:49.160
<v Speaker 3>on its budget plan, So starting at six o'clock tonight,

495
00:26:49.240 --> 00:26:52.440
<v Speaker 3>people can call in or submit comments online to share

496
00:26:52.480 --> 00:26:56.039
<v Speaker 3>priorities for the twenty twenty five twenty six fiscal year budget,

497
00:26:56.279 --> 00:26:59.359
<v Speaker 3>and that includes any remarks you might have on public safety,

498
00:26:59.480 --> 00:27:04.480
<v Speaker 3>improved services, or enhancements to the transit experience. Metro officials

499
00:27:04.519 --> 00:27:07.279
<v Speaker 3>have said public input is critical to ensuring the budget

500
00:27:07.359 --> 00:27:11.599
<v Speaker 3>quote reflects the needs of writers. Last year's budget was

501
00:27:12.119 --> 00:27:15.880
<v Speaker 3>nine billion dollars. Coming up at six oh five, we've

502
00:27:15.920 --> 00:27:18.799
<v Speaker 3>got the Bill Handel Show, starting with Handel on the news,

503
00:27:18.839 --> 00:27:21.960
<v Speaker 3>Bill Handel, Nil Savedra and Me I'm with you. But

504
00:27:22.000 --> 00:27:24.920
<v Speaker 3>before that, at five point fifty, tax season has arrived.

505
00:27:25.079 --> 00:27:28.559
<v Speaker 3>I'm wondering are you ready? Are you just waiting for

506
00:27:28.599 --> 00:27:30.480
<v Speaker 3>it to work itself out? In that refund check to

507
00:27:30.559 --> 00:27:34.079
<v Speaker 3>hit your direct deposit. Joel Larsgard, host of How to Money,

508
00:27:34.160 --> 00:27:36.720
<v Speaker 3>is with us to explain some common mistakes people make

509
00:27:36.759 --> 00:27:40.640
<v Speaker 3>about their filings and their refunds. We'll have that for

510
00:27:40.680 --> 00:27:43.680
<v Speaker 3>you coming up at five fifty. Some more news coming

511
00:27:43.720 --> 00:27:46.440
<v Speaker 3>out of the KFI twenty four hour newsroom. Hundreds of

512
00:27:46.480 --> 00:27:50.400
<v Speaker 3>thousands of Palestinians have returned to northern Gaza for the

513
00:27:50.440 --> 00:27:53.880
<v Speaker 3>first time since the early weeks of the fifteen month

514
00:27:53.920 --> 00:27:57.799
<v Speaker 3>long war between Israel and hamas a ceasefire has entered

515
00:27:57.839 --> 00:28:01.799
<v Speaker 3>its second week. Palestinians who have been sheltering in squalid

516
00:28:01.880 --> 00:28:05.039
<v Speaker 3>tent camps and former schools have said they're eager to

517
00:28:05.079 --> 00:28:09.000
<v Speaker 3>return to their homes, even if those homes are likely destroyed.

518
00:28:09.720 --> 00:28:12.640
<v Speaker 3>How are you feeling about the US economy right now?

519
00:28:12.839 --> 00:28:15.680
<v Speaker 3>It likely depends on your political party affiliation.

520
00:28:16.759 --> 00:28:20.759
<v Speaker 5>In a survey conducted during the presidential transition, Gallup measured

521
00:28:20.799 --> 00:28:24.640
<v Speaker 5>a change in economic attitudes based largely on party politics.

522
00:28:24.880 --> 00:28:29.039
<v Speaker 5>Gallup measured a thirty point drop and economic confidence among Democrats,

523
00:28:29.200 --> 00:28:32.880
<v Speaker 5>and about the same percentage of Republicans grew more optimistic.

524
00:28:33.160 --> 00:28:36.559
<v Speaker 5>The confidence score is up sixteen points among independents. A

525
00:28:36.559 --> 00:28:40.319
<v Speaker 5>similar partisan swing was measured during the last presidential transition

526
00:28:40.559 --> 00:28:41.440
<v Speaker 5>four years ago.

527
00:28:41.799 --> 00:28:43.279
<v Speaker 2>I'm Rory O'Neil, and.

528
00:28:43.319 --> 00:28:45.880
<v Speaker 3>It doesn't matter which party you're a member of. We

529
00:28:46.000 --> 00:28:50.599
<v Speaker 3>all know the freeways around LA will just drive you bonkers,

530
00:28:51.240 --> 00:28:53.720
<v Speaker 3>even on an early Tuesday morning. And here's what we're

531
00:28:53.720 --> 00:28:57.240
<v Speaker 3>following in the KFI twenty four hour newsroom. Governor Gavin

532
00:28:57.279 --> 00:28:59.799
<v Speaker 3>Newsom has signed an executive order meant to speed up

533
00:28:59.799 --> 00:29:03.039
<v Speaker 3>the building of homes lost to the wildfires here. During

534
00:29:03.079 --> 00:29:05.920
<v Speaker 3>his visit to the area last week, President Trump called

535
00:29:05.960 --> 00:29:08.519
<v Speaker 3>on La Mayor Karen Bass to allow residents to start

536
00:29:08.519 --> 00:29:12.119
<v Speaker 3>cleaning out the debris themselves. And now Bass is pushing back.

537
00:29:12.640 --> 00:29:15.519
<v Speaker 5>What is so difficult for people is to understand that

538
00:29:15.640 --> 00:29:19.680
<v Speaker 5>right now, especially if their place was destroyed, it's really toxic.

539
00:29:20.079 --> 00:29:21.920
<v Speaker 2>It's dangerous for them to be there.

540
00:29:22.279 --> 00:29:25.000
<v Speaker 3>In a post on x, Governor Newsom says he wants

541
00:29:25.039 --> 00:29:27.839
<v Speaker 3>to make it clear that red tape will not delay

542
00:29:27.920 --> 00:29:32.200
<v Speaker 3>rebuilding efforts. His executive order reiterates that permitting requirements under

543
00:29:32.240 --> 00:29:35.920
<v Speaker 3>the California Coastal Act remains suspended. It also allows people

544
00:29:35.920 --> 00:29:38.119
<v Speaker 3>who have been affected by the fires to stay longer

545
00:29:38.119 --> 00:29:41.920
<v Speaker 3>in hotels and short term rentals. The California Department of

546
00:29:41.960 --> 00:29:45.480
<v Speaker 3>Water Resources has refuted a claim made by President Trump

547
00:29:45.480 --> 00:29:47.400
<v Speaker 3>Any Truth Social post.

548
00:29:47.359 --> 00:29:50.160
<v Speaker 7>On Monday night, Trump claimed the United States military went

549
00:29:50.200 --> 00:29:53.400
<v Speaker 7>into California and under emergency powers, turned on the water

550
00:29:53.519 --> 00:29:56.799
<v Speaker 7>flowing down from the Pacific Northwest. The Department of Water

551
00:29:56.839 --> 00:30:00.039
<v Speaker 7>Resources responded with an ex post saying the military he

552
00:30:00.039 --> 00:30:03.039
<v Speaker 7>did not enter California. It also says the water pumps

553
00:30:03.039 --> 00:30:05.640
<v Speaker 7>being turned back on our federal water pumps that were

554
00:30:05.640 --> 00:30:09.359
<v Speaker 7>temporarily offline due to maintenance for three days. The DWR

555
00:30:09.480 --> 00:30:12.920
<v Speaker 7>ends that state water supplies in southern California remained plentiful.

556
00:30:13.079 --> 00:30:16.480
<v Speaker 7>State Senate pro tem Mike McGuire responded as well, saying

557
00:30:16.519 --> 00:30:18.920
<v Speaker 7>water from the Pacific Northwest has not flown to the

558
00:30:18.960 --> 00:30:22.000
<v Speaker 7>Central Valley and the military has not invaded the Delta.

559
00:30:22.359 --> 00:30:23.640
<v Speaker 2>I'm Daniel Martindale.

560
00:30:24.000 --> 00:30:27.279
<v Speaker 3>Two LAPD officers have been injured during a pursuit and

561
00:30:27.319 --> 00:30:30.359
<v Speaker 3>a suspect was taken into custody near Vermont Square in

562
00:30:30.440 --> 00:30:33.480
<v Speaker 3>South la The officers were going after a speeding vehicle

563
00:30:33.640 --> 00:30:36.240
<v Speaker 3>just after midnight when the suspect crashed into one of

564
00:30:36.240 --> 00:30:39.279
<v Speaker 3>the officers patrol cars. He then left his vehicle and

565
00:30:39.359 --> 00:30:42.119
<v Speaker 3>ran away from the scene. After a short chase, officers

566
00:30:42.119 --> 00:30:44.599
<v Speaker 3>caught the guy. Both officers were taken to a hospital

567
00:30:44.599 --> 00:30:48.799
<v Speaker 3>with minor injuries. The suspect also suffered minor injuries. And

568
00:30:48.799 --> 00:30:51.000
<v Speaker 3>we're just minutes away now from the Bill Handle Show,

569
00:30:51.079 --> 00:30:53.599
<v Speaker 3>starting with Handle on the news this morning at six

570
00:30:53.720 --> 00:30:56.839
<v Speaker 3>oh five. Bill Handle, Nil Sevadra and I will be

571
00:30:56.920 --> 00:30:59.480
<v Speaker 3>there and we do hope you will join us as well.

572
00:31:00.000 --> 00:31:03.200
<v Speaker 3>The IRS has opened up tax season and is actively

573
00:31:03.240 --> 00:31:06.640
<v Speaker 3>accepting tax returns. But if you get an annual refund

574
00:31:06.720 --> 00:31:09.839
<v Speaker 3>because you've paid too much in taxes during the previous year,

575
00:31:10.319 --> 00:31:12.440
<v Speaker 3>what do you do with the windfall? Seems like a

576
00:31:12.440 --> 00:31:14.640
<v Speaker 3>lot of folks don't use extra cash like that to

577
00:31:14.720 --> 00:31:18.400
<v Speaker 3>pay down debt like their credit cards. More Americans are

578
00:31:18.440 --> 00:31:21.599
<v Speaker 3>only paying the minimum on that debt. How to Money

579
00:31:21.599 --> 00:31:24.400
<v Speaker 3>host Joel Larsguard is with us now to talk about it.

580
00:31:24.480 --> 00:31:27.160
<v Speaker 3>Good Tuesday morning to you, Joel, Thanks for being with us.

581
00:31:27.920 --> 00:31:29.279
<v Speaker 6>Name she Michael, glad to be here.

582
00:31:29.359 --> 00:31:32.599
<v Speaker 3>Well, let's talk about these alleged mistakes people make with

583
00:31:32.680 --> 00:31:33.799
<v Speaker 3>their tax returns.

584
00:31:33.799 --> 00:31:34.640
<v Speaker 2>What's the big one?

585
00:31:36.279 --> 00:31:39.160
<v Speaker 6>Sure? Yeah, I mean the thing is, I well, first off,

586
00:31:39.200 --> 00:31:42.319
<v Speaker 6>I don't love tax refunds, and there are some people

587
00:31:42.400 --> 00:31:44.759
<v Speaker 6>who will say that it is a tax free gift

588
00:31:44.759 --> 00:31:46.880
<v Speaker 6>to the government. The fact that, you know, I think

589
00:31:46.920 --> 00:31:49.920
<v Speaker 6>people love it. People love getting that three thousand bucks,

590
00:31:49.960 --> 00:31:52.599
<v Speaker 6>thirty five hundred bucks, whatever it is back when they

591
00:31:52.599 --> 00:31:56.319
<v Speaker 6>file their taxes in February, March or April. But the

592
00:31:56.519 --> 00:31:58.799
<v Speaker 6>truth is that is an interest free loan to the government,

593
00:31:58.880 --> 00:32:01.920
<v Speaker 6>and so I would rather see people keep more of

594
00:32:01.920 --> 00:32:04.799
<v Speaker 6>that money in their pockets throughout the year. Although I

595
00:32:04.920 --> 00:32:08.039
<v Speaker 6>do get the kind of forced method of savings behind

596
00:32:09.720 --> 00:32:12.160
<v Speaker 6>getting that tax refund and paying a little bit too

597
00:32:12.240 --> 00:32:14.880
<v Speaker 6>much throughout the year. And if that's the case, if

598
00:32:14.920 --> 00:32:17.480
<v Speaker 6>you are going the force method of savings route, then

599
00:32:17.480 --> 00:32:21.359
<v Speaker 6>this is an awesome opportunity to yes accelerate debt pay down.

600
00:32:21.400 --> 00:32:24.000
<v Speaker 6>There are new stats out about people who keep credit

601
00:32:24.079 --> 00:32:27.680
<v Speaker 6>card debt around for longer and they're paying the bare

602
00:32:27.799 --> 00:32:30.319
<v Speaker 6>minimum on the credit card debt that they have, right

603
00:32:30.359 --> 00:32:32.920
<v Speaker 6>that minimum payment that the credit card allows them credit

604
00:32:32.960 --> 00:32:35.119
<v Speaker 6>card company allows them to make every month. That's a

605
00:32:35.200 --> 00:32:36.759
<v Speaker 6>real problem. It's going to keep you in debt for

606
00:32:36.799 --> 00:32:38.160
<v Speaker 6>a whole lot longer. You're going to pay a whole

607
00:32:38.160 --> 00:32:40.720
<v Speaker 6>lot more in interest. So the tax refund is the

608
00:32:40.799 --> 00:32:43.400
<v Speaker 6>perfect time to jump start one of those bigger goals

609
00:32:43.519 --> 00:32:44.880
<v Speaker 6>like getting rid of credit card debt.

610
00:32:45.079 --> 00:32:47.920
<v Speaker 3>Okay, So are there steps people should be taken, excuse

611
00:32:47.960 --> 00:32:52.880
<v Speaker 3>me taking during the year, either to limit their tax

612
00:32:52.920 --> 00:32:57.519
<v Speaker 3>liability or to prepare for what might be a large

613
00:32:57.880 --> 00:32:59.039
<v Speaker 3>refund and how to use it.

614
00:33:00.279 --> 00:33:03.599
<v Speaker 6>Yeah, so you can, especially based on last year, you

615
00:33:03.599 --> 00:33:05.759
<v Speaker 6>can see, well did I get a big tax refund

616
00:33:05.799 --> 00:33:08.680
<v Speaker 6>last year? And if so, maybe I should be changing

617
00:33:08.720 --> 00:33:11.519
<v Speaker 6>my withholding And there are calculators on the IRS website

618
00:33:11.519 --> 00:33:13.799
<v Speaker 6>that can kind of help you hone in and figure

619
00:33:13.839 --> 00:33:17.200
<v Speaker 6>out what your tax withholding status should be. And so

620
00:33:17.319 --> 00:33:20.119
<v Speaker 6>I would recommend people people look into that. And again

621
00:33:20.240 --> 00:33:22.279
<v Speaker 6>I do get the force method of savings behind it.

622
00:33:22.319 --> 00:33:24.839
<v Speaker 6>Maybe you say, listen, I'm not great if I have

623
00:33:24.960 --> 00:33:28.680
<v Speaker 6>that extra money in hitting my bank account every single month.

624
00:33:29.079 --> 00:33:31.839
<v Speaker 6>I'm the kind of person who's going to spend it

625
00:33:31.880 --> 00:33:35.200
<v Speaker 6>on avocado toast and lattes. Then maybe the forced method

626
00:33:35.279 --> 00:33:37.880
<v Speaker 6>of savings is what's best for you. And then just

627
00:33:37.960 --> 00:33:40.119
<v Speaker 6>have a plan for what to do with it, whether

628
00:33:40.200 --> 00:33:43.599
<v Speaker 6>that is to shore up your emergency fund, or it

629
00:33:43.640 --> 00:33:45.319
<v Speaker 6>is to pay down some sort of debt, or it

630
00:33:45.400 --> 00:33:47.759
<v Speaker 6>is to say, listen, I'm gonna try to max out

631
00:33:47.759 --> 00:33:50.200
<v Speaker 6>my roth IRA this year, and bam, if I get

632
00:33:50.200 --> 00:33:52.400
<v Speaker 6>a four thousand dollars refund, that gets me, you know,

633
00:33:52.440 --> 00:33:54.599
<v Speaker 6>two thirds of the way there. But I do want

634
00:33:54.640 --> 00:33:57.680
<v Speaker 6>people ahead of filing taxes. I think tax season literally

635
00:33:57.720 --> 00:33:59.720
<v Speaker 6>just started yesterday, and I'm sure most people are not

636
00:33:59.799 --> 00:34:01.799
<v Speaker 6>that on it that they're already done, but maybe they are.

637
00:34:02.559 --> 00:34:04.839
<v Speaker 6>But yeah, when you file your taxes and you see

638
00:34:04.839 --> 00:34:07.039
<v Speaker 6>how much that refund is going to be, make a

639
00:34:07.079 --> 00:34:09.639
<v Speaker 6>plan for it so you don't fritter it away. Because

640
00:34:09.920 --> 00:34:12.199
<v Speaker 6>some people think of that I think as oh, free money,

641
00:34:12.599 --> 00:34:14.440
<v Speaker 6>let me blow it on a vacation or something like that.

642
00:34:14.480 --> 00:34:17.320
<v Speaker 6>But I think it's the perfect opportunity to achieve some

643
00:34:17.320 --> 00:34:19.760
<v Speaker 6>of those financial goals that you have and do it

644
00:34:19.559 --> 00:34:20.679
<v Speaker 6>in shorter order.

645
00:34:21.400 --> 00:34:24.800
<v Speaker 3>You talked a moment ago about people more people apparently

646
00:34:24.800 --> 00:34:27.519
<v Speaker 3>making only the minimum payments on their credit cards, and

647
00:34:27.559 --> 00:34:31.159
<v Speaker 3>I suppose that's better than missing payments, but as you noted,

648
00:34:31.199 --> 00:34:35.440
<v Speaker 3>it does lead to more interest costs and longer amount

649
00:34:35.440 --> 00:34:38.559
<v Speaker 3>of time that you're spending money on paying down that debt.

650
00:34:39.159 --> 00:34:42.079
<v Speaker 3>But what is the situation? What is the economic landscape

651
00:34:42.119 --> 00:34:44.679
<v Speaker 3>out there that's leading people to do this? Is it

652
00:34:44.800 --> 00:34:47.599
<v Speaker 3>just people wanting to keep cash in their pockets?

653
00:34:48.559 --> 00:34:51.559
<v Speaker 6>I mean, I think potentially for some people, I do

654
00:34:51.639 --> 00:34:56.000
<v Speaker 6>hear from somehow to money listeners and they still say, well,

655
00:34:56.159 --> 00:34:57.599
<v Speaker 6>I'm just not going to pick up my credit card

656
00:34:57.679 --> 00:34:59.920
<v Speaker 6>debt because I want to keep some cash in sav

657
00:35:00.199 --> 00:35:02.719
<v Speaker 6>and I think at a certain point that makes sense.

658
00:35:02.800 --> 00:35:04.920
<v Speaker 6>There's something called what I think is like a bare

659
00:35:05.400 --> 00:35:08.719
<v Speaker 6>minimum emergency fund, which is essentially roughly twenty five hundred bucks,

660
00:35:08.719 --> 00:35:10.679
<v Speaker 6>and you don't want to go below that even to

661
00:35:10.679 --> 00:35:13.159
<v Speaker 6>pay off credit card debt. So make sure you're not

662
00:35:13.280 --> 00:35:15.480
<v Speaker 6>going down to zero and saving, because what's going to

663
00:35:15.519 --> 00:35:16.840
<v Speaker 6>happen then is you're just going to go into more

664
00:35:16.880 --> 00:35:19.639
<v Speaker 6>credit card debts when the next thing pops up in

665
00:35:19.639 --> 00:35:22.280
<v Speaker 6>your life, when the next emergency arises, So you don't

666
00:35:22.320 --> 00:35:25.920
<v Speaker 6>want to go that low. But beyond that, the credit

667
00:35:25.960 --> 00:35:28.440
<v Speaker 6>card debt is essentially one of the worst things you

668
00:35:28.480 --> 00:35:30.000
<v Speaker 6>can have in your life, and you need to treat

669
00:35:30.039 --> 00:35:32.320
<v Speaker 6>it as such. And I think it's really crucial to

670
00:35:32.360 --> 00:35:34.199
<v Speaker 6>come up with a plan to pay down that debt.

671
00:35:34.239 --> 00:35:39.440
<v Speaker 6>There's a website called undebt dot it you dbt dot it,

672
00:35:39.960 --> 00:35:42.480
<v Speaker 6>and it can help you come up with a plan

673
00:35:42.599 --> 00:35:44.159
<v Speaker 6>to pay off that credit card debt, whether you want

674
00:35:44.159 --> 00:35:46.199
<v Speaker 6>to go with like the debt snowball approach the debt

675
00:35:46.280 --> 00:35:50.760
<v Speaker 6>avalanche approach, but especially as rates on credit cards have

676
00:35:51.079 --> 00:35:54.840
<v Speaker 6>gone up fairly significantly over the past four or five years,

677
00:35:55.440 --> 00:35:57.800
<v Speaker 6>that debt looks even worse. And when we're talking about

678
00:35:57.800 --> 00:36:01.559
<v Speaker 6>paying just the minimum payment, if you run the numbers,

679
00:36:01.679 --> 00:36:04.239
<v Speaker 6>like the minimum payment on like a ten thousand dollars

680
00:36:04.239 --> 00:36:07.159
<v Speaker 6>credit card balance means you're going to pay tens of

681
00:36:07.239 --> 00:36:09.400
<v Speaker 6>thousands of dollars in interest and you're not going to

682
00:36:09.440 --> 00:36:13.559
<v Speaker 6>pay that debt off probably for like two decades. So

683
00:36:14.079 --> 00:36:15.440
<v Speaker 6>when you think about it like that, when you put

684
00:36:15.480 --> 00:36:17.559
<v Speaker 6>it in that in that terms, it's almost like indentured

685
00:36:17.599 --> 00:36:20.440
<v Speaker 6>servitude to the credit card companies, and it fields like

686
00:36:20.840 --> 00:36:24.320
<v Speaker 6>that debt is never going to go away, because it isn't.

687
00:36:24.360 --> 00:36:26.000
<v Speaker 6>If you're paying the minimums, it's going to be there

688
00:36:26.000 --> 00:36:27.440
<v Speaker 6>for way too long.

689
00:36:27.960 --> 00:36:29.639
<v Speaker 3>Joel, I've got about a minute left. I want to

690
00:36:29.679 --> 00:36:32.400
<v Speaker 3>ask about what happened to the stock market yesterday. It

691
00:36:32.440 --> 00:36:35.280
<v Speaker 3>was happening during wake up calls. We were watching this,

692
00:36:35.920 --> 00:36:39.639
<v Speaker 3>and it's I'm not a financial guy, certainly not a

693
00:36:39.639 --> 00:36:42.960
<v Speaker 3>market watcher, give the numbers as they tell me to

694
00:36:42.960 --> 00:36:46.639
<v Speaker 3>do here, but what happened with this Chinese AI company

695
00:36:46.679 --> 00:36:49.159
<v Speaker 3>and the plummeting of some American stocks.

696
00:36:49.840 --> 00:36:52.960
<v Speaker 6>So to me, this is fascinating, and in many ways

697
00:36:52.960 --> 00:36:55.519
<v Speaker 6>it's actually good news. It's what seems like bad news

698
00:36:55.559 --> 00:36:57.800
<v Speaker 6>on the surface could actually be really good news. And

699
00:36:57.840 --> 00:37:00.400
<v Speaker 6>it's essentially and we don't know exactly how how much

700
00:37:00.559 --> 00:37:05.239
<v Speaker 6>this AI company in China cost to just to get started,

701
00:37:05.400 --> 00:37:07.719
<v Speaker 6>but it certainly seems like the Chinese have created an

702
00:37:07.800 --> 00:37:12.199
<v Speaker 6>incredible AI model for very little money. And so initially

703
00:37:12.239 --> 00:37:15.079
<v Speaker 6>this might look bad for companies like Nvidia, who sell

704
00:37:15.119 --> 00:37:18.800
<v Speaker 6>incredibly expensive chips, but this is also the way technology goes.

705
00:37:18.960 --> 00:37:21.880
<v Speaker 6>That's something that's insanely expensive that sucks a ton of

706
00:37:22.000 --> 00:37:25.480
<v Speaker 6>energy is actually getting far more efficient. And so think

707
00:37:25.480 --> 00:37:28.079
<v Speaker 6>about the companies who are stocking up on Nvidia ships

708
00:37:28.119 --> 00:37:31.559
<v Speaker 6>and investing so much money into artificial intelligence. Well, they're

709
00:37:31.599 --> 00:37:34.400
<v Speaker 6>going to have to spend a lot less money moving

710
00:37:34.440 --> 00:37:39.599
<v Speaker 6>forward for potentially better artificial intelligence, and this is going

711
00:37:39.639 --> 00:37:41.760
<v Speaker 6>to reduce the cost for consumers, it's going to reduce

712
00:37:42.559 --> 00:37:44.360
<v Speaker 6>energy usage, and so I just think this is just

713
00:37:44.679 --> 00:37:47.800
<v Speaker 6>another step in kind of the progression of artificial intelligence,

714
00:37:47.840 --> 00:37:49.599
<v Speaker 6>and it kind of shocked the stock market a little

715
00:37:49.599 --> 00:37:50.159
<v Speaker 6>bit yesterday.

716
00:37:50.599 --> 00:37:53.519
<v Speaker 3>Joel lars Guard is the founder and co host of

717
00:37:53.599 --> 00:37:56.400
<v Speaker 3>How to Money. You can follow him at howto money

718
00:37:56.559 --> 00:38:00.079
<v Speaker 3>dot com or listen on Sundays twelve to two. Is

719
00:38:00.079 --> 00:38:03.920
<v Speaker 3>that right, Joel, that's right right here on KFI AM

720
00:38:03.960 --> 00:38:05.840
<v Speaker 3>six forty. Joel, Thanks for getting up early and chatting

721
00:38:05.880 --> 00:38:06.599
<v Speaker 3>with us this morning.

722
00:38:07.639 --> 00:38:08.840
<v Speaker 6>Happy to thanks for having me.

723
00:38:08.920 --> 00:38:09.400
<v Speaker 2>You got it.

724
00:38:10.360 --> 00:38:13.280
<v Speaker 3>And update is coming to Google Maps to reflect new

725
00:38:13.360 --> 00:38:16.440
<v Speaker 3>names being given to geographic landmarks by President Trump.

726
00:38:17.239 --> 00:38:20.440
<v Speaker 5>The Gulf of Mexico will be changed to Gulf of America,

727
00:38:20.599 --> 00:38:24.119
<v Speaker 5>and Alaska's De Nali will be renamed Mount McKinley. The

728
00:38:24.199 --> 00:38:28.079
<v Speaker 5>name changes were announced by President Trump during his inaugural address.

729
00:38:28.480 --> 00:38:31.159
<v Speaker 5>In posts on x Google says it will follow the

730
00:38:31.199 --> 00:38:34.280
<v Speaker 5>government's lead by changing the names on its Maps app.

731
00:38:34.679 --> 00:38:37.400
<v Speaker 5>Also on ex Google said they have a long standing

732
00:38:37.440 --> 00:38:40.599
<v Speaker 5>practice of applying name changes when they've been updated in

733
00:38:40.719 --> 00:38:42.280
<v Speaker 5>official government sources.

734
00:38:42.599 --> 00:38:43.599
<v Speaker 2>I'm Rory O'Neil.

735
00:38:44.440 --> 00:38:50.400
<v Speaker 3>This is KFI and KOSTHD two, Los Angeles, Orange County, Southland.

736
00:38:50.440 --> 00:38:53.719
<v Speaker 3>Weather from KFI, rain in some spots, frost and others,

737
00:38:53.760 --> 00:38:56.679
<v Speaker 3>partly cloudy elsewhere. We got a little bit of everything today.

738
00:38:57.000 --> 00:38:59.719
<v Speaker 3>Partly cloudy in Metro LA and the valleys with highs

739
00:38:59.719 --> 00:39:02.559
<v Speaker 3>around sixty, cooler, maybe a little rain this afternoon at

740
00:39:02.559 --> 00:39:05.000
<v Speaker 3>the beaches and Inland Oc. Weve got highs in the

741
00:39:05.079 --> 00:39:07.840
<v Speaker 3>upper fifties there, frost this morning in the Antelope Valley.

742
00:39:07.960 --> 00:39:11.079
<v Speaker 3>In the Antalope Valley, colder, highs in the upper forties

743
00:39:11.079 --> 00:39:14.159
<v Speaker 3>to the mid fifties there, windy with rain possible in

744
00:39:14.199 --> 00:39:17.199
<v Speaker 3>the Ie. Highs in the fifties and sixties. Right now

745
00:39:17.239 --> 00:39:20.559
<v Speaker 3>forty three in Buena Park, forty four in Bellflower, forty

746
00:39:20.559 --> 00:39:23.880
<v Speaker 3>three in Seal Beach, and forty two in Rosemead. We

747
00:39:24.000 --> 00:39:27.119
<v Speaker 3>lead local live from the KFI twenty four hour newsroom

748
00:39:27.159 --> 00:39:29.920
<v Speaker 3>thanks to our producer and our technical producer today is

749
00:39:29.960 --> 00:39:33.000
<v Speaker 3>Elmer and we've got will Cole Schreiber with traffic. This

750
00:39:33.079 --> 00:39:35.400
<v Speaker 3>has been your wake up call. If you missed any

751
00:39:35.480 --> 00:39:39.280
<v Speaker 3>of this hour, you can listen anytime on the iHeartRadio app.

752
00:39:39.320 --> 00:39:42.880
<v Speaker 3>I'm Michael Monks in for Amy King, who is back tomorrow.

753
00:39:43.400 --> 00:39:46.119
<v Speaker 1>You've been listening to Wake Up Call with me Amy King.

754
00:39:46.360 --> 00:39:48.960
<v Speaker 1>You can always hear Wakeup Call five to six am

755
00:39:49.000 --> 00:39:52.760
<v Speaker 1>Monday through Friday on KFI AM six forty and anytime

756
00:39:52.880 --> 00:39:55.239
<v Speaker 1>on demand on the iHeartRadio app.
