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Speaker 1: Let's talk about stats. Ben Krettal and his team of
former players and insiders give you the latest stats, data
and analytics that are trending in the world of Cougar Sports.
Speaker 3: Stats.
Speaker 4: Welcome back Cougar Sports. One of three nine ninety eight
point three is being a fan. I've been Crittal broadcasting
from our Vanderwelth Studios vanderwel dot com. Get on that
free Q and A, no obligation to invest Q and
A with our tax more Wealth Advisors certify financial planners.
Nobody does it better than Blaine Anderson and his crew.
We're going to talk about some key stats of the day, football,
basketball stats, and then we're gonna get to some financial
stats as we always do to discuss it all. Why
don't we welcome in Blaine Anderson and Randall Jones, financial
advisor in CPA at band Erwealth dot We're gonna welcome
them in here momentarily so stay tuned. But a couple
of things I want to get into is we're talking
about the stats, the the analysis of these stats of
the day. I want to delve into all nooks and
Granny's Big Kugarora the by women's basketball team for obviously
getting the win over the Utes. By the way, you
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Speaker 3: That is my favorite discount BYU fifty.
Speaker 4: Should we order a Papa John's pizza right now with
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Speaker 3: Fifty sounds beautiful, sounds delicious.
Speaker 4: Let's talk about some more key stats of the day
with Blaine Anderson on the line right now.
Speaker 3: Blaine, how thatck are you? Man? Thanks for joining us?
Speaker 6: Oh? Thanks good to be here man. Always a pleasure.
Speaker 3: Yeah.
Speaker 4: I think we got Randall Jones as well. CPA over
at Vanderwelth Randall, how you doing.
Speaker 7: Brother, I'm good. Thanks, thanks for having me on. It's
good to be here with you.
Speaker 4: Yeah, always a pleasure, always a blessing. Talking some stats
here on your Utah ESPN Radio network right now.
Speaker 3: The stats of BYU.
Speaker 4: Basketball not too good twenty and ten on the year.
They're on a bit of a spiral as well, and
they have not been able to win find a way
to win in key games down the stretch of the
back half of the season. Iowa State great win and
that is a saving grace.
Speaker 3: Towards the end of the season.
Speaker 4: They're going to the NCAA Tournament, but the seeding looks
like it could get a little bit sticky, with like
eight nine to ten. See Joe Lunardi said that what
they've done thus far the season allows them permits them
to get into the NCAA Tournament, but they will not
get if they lose to Texas Tech, our top ten
team in the country. They will not get appropriate. They
will not get great seating. When you look at it,
like like if you much of our lives, I say
on this show, much of the happiness that we have
pertains to the expectations that we have. What were your expectations, Blaine,
when you went into the season knowing that, hey, we've
allocated a lot of money to the squad.
Speaker 3: We don't know the number, you know.
Speaker 4: Some people have prognosticated it's in that ten to fifteen
million dollar range. We've allocated a lot of resources to
the coaching staff. We got an MBA coaching staff. We
herald it time and time again, that's a lot of resources.
We got great facilities, and the expectations were sky high,
and I don't know if they're going to meet that bar.
Your thoughts on expectations versus productivity this season and how
that maybe the term is the happiness of.
Speaker 3: A fan base.
Speaker 6: Yeah, well, I'm sure I'm similar to many BYU basketball fans.
I had high expectations. I was drinking the kulid quite
a bit, thinking aspirations of potentially a Final four bid,
hoping we could improve on last year, maybe crack the
Elite eight. But I got to admit I've tempered these
expectations quite a bit. I'm a bit concerned even about
the Big Twelve tournament. I thought we'd see a lot
after the Cincinnati game, but seeing what we did, I'd
be lying if I said I wasn't a bit worried
and I'd love to just see us get back to
the sweet sixteen like we did last year.
Speaker 4: At this point, it'd be great. Just don't be a
one and done in the NCAA tournament. Right to me,
quota right now has changed. It's round of thirty two.
Get to the round of thirty two stat of the
day if you overachieve it and you get to the
sweet sixteen. To me, that is a tremendous season. Considering
the season ending injuries. We have so many of them.
You list them off, and it's just maddening. Nate Pickens
was the first, Then it was Dawson Baker right then
it was Brody Koslowski, then it was Xavian Staden, and
then finally the cherry on top, number five was Richie Saunders.
Speaker 3: Five.
Speaker 4: That's a key stat of a five season ending injuries.
Three of those guys most definitely starter rotational players, with.
Speaker 3: A fourth that was borderline rotational player in Brody Koslowski.
Pretty devastating.
Speaker 4: Does that give a little bit of grace to this
coaching staff and this program that has allocated so many
resources this year to this roster and this coaching staff.
Speaker 6: I think it does some. But with the lineup that
we have still with AJ, with Rob Wright, some of
these other guys, to me, it's still been a bit
of a disappointment though, I mean I understand the injuries.
Yes it does, I think give a bit of an excuse.
But for me personally, as I think about it, I'd
like to see us doing better and still think we
have the lineup to do better than we are.
Speaker 4: Let me ask you this. You're around a lot of
the big time donors there at b YU. You've been
a part of the lives of the student athletes for
a while. Now they're at b YU interacting with the
high rollers of the BYU world. When they see allocation
of funds at IL et cetera. You know, the have
corporate sponsorship, et cetera, all those things, and they don't
meet the standard. Maybe in the expectation, do donors retract
a little bit? Do you think the b YU donor
base is going to retract a little bit? Say, hey,
well we learned our lesson, we got burned. We're not
gonna that we didn't get the ROI. You know, you's
a key acronym and the investing in wealth management world
was the ROI. We didn't get the ROI that we wanted.
Do you think there's going to be any repercussion? Do
you think that BYU fans, corporate sponsors, donors, the collective contributors,
they stay loyal, strong and true and keep the faith.
Speaker 6: Well, you know, you talk about leeway, and certainly this,
of course is just from my perspective, both personally, but
also with some of my friends and people that I
know that have contributed to the program. I would say
there is a little bit of leeway here. And yes,
enthusiasm does pick up when we're winning and people get
a little more excited. But this is my personal opinion,
the quality of our student athletes and the connections that
are made that does carry over and give us some
more leeway, especially when we have some constriction or maybe
some downtimes when it comes to wins. So my answer
would be the quality of the student athletes, and certainly
the ones that I've interacted with, they buy some time
and some leeway because it's much more than just wins
and losses. And I've seen that firsthand. That's been my experience,
and I think it does.
Speaker 3: Buy some time love that. Let's let me bring Raindel
in here.
Speaker 4: Let me start off with you for some financial awareness stats.
A lot of people think, once your tax return, I know,
we're talking about returns here, we're talking about return on investment.
We're talking about tax mark planning here as well. Tax
return is filed, that's the end of the story. But
you've said, I believe that where the planning maybe should begin.
Speaker 3: Give us some detail on that.
Speaker 6: Yeah, for sure.
Speaker 7: I mean people get concerned and rightfully so, about getting
their tax returns filed on time and getting their taxes paid.
But once that's done, there should be particularly with you know,
with people that are that are bigger investors, have you know,
resources and more income sources, there should be some tax
advisory or some tax strategy that goes into furring taxes
and figuring ways to defer income taxes or to pay
taxes in lower bracketed ranges rather than high bracketed ranges.
At some point or at some point, it's difficult to say, hey,
you can you can mitigate your taxes by doing certain things.
But there are certain things you can do to reduce
your tax liability and to do it, you know, within
the realm of the IRS Code and making sure that
you're compliant and doing everything in a legal way. But
certainly there are strategies that you can identify, things that
you can do to mitigate your tax liability and if
nothing else, defer tax liability to later years. It's always
better to pay later than it is now, and it's
even better to defer and pay later in lower brackets
than you might be paying now. So there are certainly
things that you can do to mitigate and to strategize
as it relates to your income taxes.
Speaker 4: Yeah, a lot of people just file taxes though you
know they may file their own taxes, are they and
may they may be using a CPA. What are the
benefits of maybe utilize using the specialty of a CPA,
the experience of a CPA rather than just you know,
trying to save money on the filing yourself and doing
it through any number of software systems out there.
Speaker 7: Would you say, yeah, I think the benefit that you
get in using a qualified CPA or someone who specializes
in tax strategy is the advisory services that you can get.
You know, as people, particularly as they get close to
retirement age, they're looking for opportunities to defer their income.
They're in a bigger tax bracket than maybe they've been
in prior years because their earnings are up, or they
have more investment income or business income, and so looking
for opportunities to mitigate your tax liability by using different strategies,
by using advisory services. There's lots of different things that
you can do relative to to to having that goal
or or accomplishing that goal. So yeah, certainly taxed by
or intact strategy is key to that.
Speaker 4: Blaine trained Blaine Anderson, NFLPA, sort of f financial blender
who benefits from the type of analysis we're talking about
and having a specialist on your side.
Speaker 6: I would say to people that can benefit most are
often successful investors, business owners, retirees. In many cases, these
are a credit investors that have accumulated some assets, and
many of them assume that everything's already been optimized. But
when we review their return or when we find opportunities
that they weren't aware of, things related to invest in
income or distributions, business productions, long term tax strategies, these
things really start to add up. And it's a pleasure
joining today with Randall. Him and I have worked mutually
together on multiple client cases, and I've seen many of
the strategies he implements to help defer taxes or help
to offset income. And so it's great for business owners.
It's great for those that are getting ready to reta
that are going to start taking money out and using
their retirement accounts. These are the people that are gonna
benefit most.
Speaker 3: Love that.
Speaker 4: Uh and uh, look we're getting into that tax season.
Speaker 3: People are filing et cetera. And Uh.
Speaker 4: I always say, you want to keep you want to
keep money, uh, so you can invest it and eventually retire.
Speaking of money though, b YU Athletics, let me give
another stat here BA Athletics record this year in their
major sports basketball, football. I mean they're they're really good.
Versus the University of Utah. I always say, hey, uh,
the there's enmity between you know, neighbors sometimes the keeping
up with the Joneses. It's what what's It's what fuels
college athletics is your rivalries, you know, the neighborly rivalries.
Speaker 3: Right now with the win.
Speaker 4: Over the Utes with the Lady Coogs, Uh, we're beating
up on our rivals a little bit. How sweet is
it for for b YU fans right now, just to
feel that dominance, the pendulum swinging over to by you
ride now, Blaine, Oh, we're loving it.
Speaker 6: I mean it was. It was back the other way
there for a few years. But it feels nice being
back on our side of the fence. As you said,
you know, we love wins. We need winning seasons, we
like winning records. But it certainly helps. And it's an
extra win every time it's against Utah and so couldn't
be sweeter.
Speaker 4: It feels good, no doubt about a couple of leave
things before we let you go, and we appreciate you
guys hopping on for a little. Let's talk about stats
segment right now. What are you guys offering maybe to
the listeners who want to learn more about Banterwealth and
the products the services that you guys provide. Obviously you
have the financial wellness financial wealth management side of thing.
Speaker 3: It's side of things.
Speaker 4: You you you interject that with the tax smart wealth
advisement and tax planning with the CPA.
Speaker 3: Give us some details.
Speaker 6: Well, we always want to work with a client's existeeing CPA.
That's part of a true wealth management strategy, part of
our commitment to the tax planning and the integration of
tax and wealth management is working with folks like Randall.
Randall's been a CPA for thirty five plus years, very
well experienced, and what we do on behalf of clients
is we'll provide a tax observations analysis. We'll take a
look at your tax return, We'll look for some blind spots,
we'll help to identify some opportunities. Randall is one of
the best in the business when it comes to this
and he's a CPA professional that also contributes to this process.
We'll also do a lifetime tax analysis that will help
people to see what their lifetime tax projections look like
and if there's any adjustments that can be made. We
know that the largest bill you're going to play pay
in retirement as your tax bill, and so these are
two complementary analysis that we will do on behalf of
listeners to take a look at either their current their
most recent tax return or to do a projection on
their lifetime tax analysis and what that bill might look
like for them. And those are great places to get
started with a well balanced wealth management plan. And you
can get access or receive a free analysis by visiting
our band orwealth Dot com website through the contact usk
page and sharing with us what you'd like to do
and how we can assist.
Speaker 3: Gentlemen.
Speaker 4: Appreciate you hopping on. We invite everyone to check it out.
Check it all out at Bantererwealth banterwealth dot com. Thanks
so much, Blaine, appreciate you and thanks so much, Randall.
Speaker 7: Thank you for having me.
Speaker 4: Yes, thank you, Thank you guys. Bantererwealth banterwealth dot com.
A couple of other key stats here.
Speaker 3: Check this out.
Speaker 4: BAU freshman golfer key Hey Aquina has earned an invitation
to compete in the PGA Tours Puerto Rico Open. A.
Caina fired a four under par sixty eight, positioning him
positioning himself into too a tie for fourth place. Shout
out to coach Scott Miller on the bag as Caddie
love me some.
Speaker 3: Look at b YU a golf school, maybe maybe.
Speaker 5: The former Olympeak Night. I'm just saying it's a powerhouse.
It's a power What do you guys golf do over
at Alpine? Does I think you get? Do you guys
practice at output?
Speaker 6: No?
Speaker 3: You what do you guys practice? Do you know practice? Okay,
just checking.
Speaker 5: I'm just just a lump comer.
Speaker 4: I think b YU right now, and we'd have to
check some of the other Olympic sports. Key stat of
the day. I think b YU is five and oher
in the major sports, basketball and football. Right football, you
got the dub basketball over Utah. Utah two wins in
men's basketball, and now two wins were in women's basket.
Speaker 3: Three wins, so we're that's six and.
Speaker 5: B YU has dominated Utah on almost everything this year.
I think women's gymnastics is the one sport that Utah
is a.
Speaker 3: Winning record over. By Yeah, this year.
Speaker 5: Everything else, b YU has either swept or tied the
season series.
Speaker 3: It's crazy man, crazy day. Got to get him in
softball and baseball. Now, gotta get him in baseball.
Speaker 5: It's baseball opening day, baseball today.
Speaker 4: Yeah, let's go man, first pitch. Let's get it wrong.
I know Vick's over there, excited. He's just he brought
his baseball glove to work today.