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<v Speaker 1>It's Night Side with Dan Ray on Boston's new radio.

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<v Speaker 2>Nicole still looking for the next win of a Boston

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<v Speaker 2>sports team Ruins down to Zip to Washington. Well, the

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<v Speaker 2>Celtics won the other night. The Celtics are back. They

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<v Speaker 2>they could do it all. Sure, question about it there,

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<v Speaker 2>We'll find a way. Is the Patriots are coming back.

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<v Speaker 2>I'm very impressed with what the Patriots have done. Okay,

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<v Speaker 2>they're free agent signing.

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<v Speaker 3>So yeah, I'm trying to get ahead of myself here.

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<v Speaker 4>I want to go season by season at this point.

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<v Speaker 2>No, I do, I do understand it, but I just

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<v Speaker 2>I'm always looking at it from thirty thousand feet. We

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<v Speaker 2>have to bring all of these teams championships, that's all.

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<v Speaker 4>So duck boats are getting rusty. This is unacceptable.

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<v Speaker 2>Yeah, it's been a couple of years now, I know,

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<v Speaker 2>well one year, it was last year, it was last summer.

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<v Speaker 2>I know.

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<v Speaker 1>Still I'm selfish.

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<v Speaker 2>What can I say. You're a realist. All right, thanks,

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<v Speaker 2>thank you, Thanks to call the call Davis. Everyone. Good

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<v Speaker 2>evening everyone. I'm Dan Ray and I'm along with Rob Brooks.

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<v Speaker 2>Rob is back in the big Control room at the

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<v Speaker 2>Big Socket there in Medford, Massachusetts. Broadcast headquarters where we

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<v Speaker 2>broadcast to the world, and tonight we of course will

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<v Speaker 2>broadcast in the world for four hours. We have an

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<v Speaker 2>interesting guest, a great guest, a good friend, Boston attorney

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<v Speaker 2>Jim Roosevelt, James Roosevelt, grandson of former President Franklin Delan

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<v Speaker 2>and Roosevelt, who last night had a little bit of

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<v Speaker 2>transportation is just so he's joining us tonight and take

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<v Speaker 2>some more questions and more conversation on what's going on

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<v Speaker 2>with SO Security and let us hope that SO Security survives.

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<v Speaker 2>And I think that Jim Roosevelt will agree with me

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<v Speaker 2>on that that it will. But obviously there needs to

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<v Speaker 2>be we have to pay attention to what's going on.

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<v Speaker 2>And then we will talk at ten o'clock about the

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<v Speaker 2>decision today by Attorney General Pam Bondi. She's directed federal

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<v Speaker 2>prosecutors to pursue the death penalty against Luigi Mangioni. I

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<v Speaker 2>can't think of anyone in America right now who deserves

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<v Speaker 2>the death penalty. Well, maybe there's some that were deserve

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<v Speaker 2>it more, but he certainly deserves it in my opinion.

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<v Speaker 2>If he's convicted, he still maintains the presumption of innocence,

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<v Speaker 2>but we'll talk about the specifics beginning sometime around ten o'clock.

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<v Speaker 2>And first of all, Happy April to everyone. It is

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<v Speaker 2>April Fool's Day. There are no jokes here on Nightside.

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<v Speaker 2>We take everything very seriously and we are going to

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<v Speaker 2>start off tonight with our first of four guests. This

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<v Speaker 2>is National Autism Awareness Month. I have a lot of

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<v Speaker 2>familiarity with autism. Autism Acceptance Month actually did a lot

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<v Speaker 2>of work with a school dealing with kids who have

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<v Speaker 2>been dealing in families dealing with autism with us as

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<v Speaker 2>Joeanne Simon's she's the president and CEO of the Northeast ARC,

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<v Speaker 2>which of course does great work in helping individuals with

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<v Speaker 2>disabilities and autism, but also helping the families of individuals

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<v Speaker 2>with disabilities and autism. Joe n Simon's welcome tonight's side.

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<v Speaker 2>How are you.

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<v Speaker 4>I'm great, Dan, Thanks for having me, and thanks for

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<v Speaker 4>letting everyone know that it's Autism Acceptance Months.

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<v Speaker 2>Yeah. Well, again, that's almost redundant to me because obviously,

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<v Speaker 2>you know, people who are dealing with autism, they have

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<v Speaker 2>a little bit of a extra struggle than most of

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<v Speaker 2>us have. But we all have our struggles. I think

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<v Speaker 2>that our country and the people in our country are

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<v Speaker 2>becoming much more aware and therefore much more accepting of

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<v Speaker 2>the reality that a certain number of people are born

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<v Speaker 2>with autism and they're part of our society and part

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<v Speaker 2>of our community, however different some people might view them.

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<v Speaker 2>So let's talk about do you agree with me that

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<v Speaker 2>the public reaction towards families and individuals with autism has

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<v Speaker 2>really gotten better in the last twenty or so years.

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<v Speaker 4>Absolutely, Dan, it's the acceptance and the understanding of people

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<v Speaker 4>that are different from one another is on the rise.

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<v Speaker 4>And you know, the United States, I think is certainly

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<v Speaker 4>among developing countries that have led the way. But in

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<v Speaker 4>Massachusetts in particular, we can be very proud of our

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<v Speaker 4>you know, legislative body, our you know, executive branch, and

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<v Speaker 4>you know, all the families and advocacy organizations that have

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<v Speaker 4>come together in the last twenty thirty years to really

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<v Speaker 4>promote the abilities and the opportunities for people with autism

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<v Speaker 4>and other intellectual.

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<v Speaker 5>And developmental disabilities as well.

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<v Speaker 4>And we're you know, not there yet in terms of

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<v Speaker 4>you know, it's where we need to be, but we

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<v Speaker 4>certainly can be proud of the work that we've done.

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<v Speaker 2>Yeah, I did spend a lot of time for about

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<v Speaker 2>during about for about twenty years raising funds and working,

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<v Speaker 2>I shouldn't say working, raising funds so others can work

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<v Speaker 2>at the New England Center for Children out in Southborough.

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<v Speaker 2>It's a great.

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<v Speaker 4>School, great organization.

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<v Speaker 2>Great organization, and you fill Ustralia has been out there,

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<v Speaker 2>founded it and is still is still with it. But

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<v Speaker 2>the ARC chapters. I was first introduced to ARC Greater

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<v Speaker 2>Boston ARC by a dear friend of mine, doctor Harold Turner,

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<v Speaker 2>who sadly has has passed on to his reward. He

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<v Speaker 2>was an amazing He was a pediatric dentist and who

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<v Speaker 2>did a lot of dental work for kids who had autism.

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<v Speaker 2>H His patience and his understanding he certainly showed me

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<v Speaker 2>and our friendship evolved over it. There's just so many

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<v Speaker 2>good people and certainly ARC is an extraordinary organization. And

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<v Speaker 2>there are several arcs Massachusetts it's not it's like this

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<v Speaker 2>the Massachusetts Arc of the New England ARC. But you

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<v Speaker 2>have different arcs. And how are you, folks, Yes you

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<v Speaker 2>have an event, you have an event coming up of

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<v Speaker 2>a mistake.

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<v Speaker 4>Yes, we have a big event. We're hosting our signature

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<v Speaker 4>fundraising event. We call it an Evening of Changing Lives

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<v Speaker 4>on Tuesday, April eighth at the Encore Boston Harbor. And

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<v Speaker 4>what makes the Evening of Changing Lives so unique is

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<v Speaker 4>that we have an inclusive fashion show where individuals that

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<v Speaker 4>are supported by the Northeast Doark are partnered with local

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<v Speaker 4>celebrities and business executives to highlight their abilities and we

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<v Speaker 4>are able to demonstrate in a really fun, upbeat and

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<v Speaker 4>fast paced event. The range of services of the Northeast

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<v Speaker 4>Darks provides from early diventions, so you're going to see

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<v Speaker 4>little kiddos, you know, births to three to you know

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<v Speaker 4>the school age children and teenagers and adults and even

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<v Speaker 4>older adults. And some of our local celebrities and business

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<v Speaker 4>executives taking part this year include Robbie Goldstein, who's the

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<v Speaker 4>Commissioner of the Massachusetts Department of Public Health, Jenny Holiday,

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<v Speaker 4>the CEO Encore Boston Harbor, Paul Sullivan. Of course we

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<v Speaker 4>all know Paul from Sullivan Tire.

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<v Speaker 2>And I want to give my understanding is is that

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<v Speaker 2>your master or mistress of ceremonies is my friend.

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<v Speaker 4>I was just going to get to that I didn't

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<v Speaker 4>want to be. She's returning as MC because Kim actually

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<v Speaker 4>is a neighbor of mine here on the North Shore

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<v Speaker 4>and a long time Northeast ARC advocate. And you know

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<v Speaker 4>that there's a celebrity mcs, you know who come out

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<v Speaker 4>And we're so grateful in Boston because we have so many,

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<v Speaker 4>you know, local media personalities who are willing to give

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<v Speaker 4>up their time and talent. But Kim is extraordinary because

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<v Speaker 4>she knows our programs deeply and intimately, she's visited them,

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<v Speaker 4>she knows the people we support. She comes up and

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<v Speaker 4>talks from the heart. And this year she's actually going

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<v Speaker 4>to be co MCing with a young man that we've

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<v Speaker 4>supported since he was two years old who has autism,

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<v Speaker 4>and Jackson's Gain will be the co MC again highlighting

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<v Speaker 4>the abilities of somebody with autism. And he has a

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<v Speaker 4>wonderful person story to tell and a future that's bright.

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<v Speaker 4>He's a college student, a high school graduate, and well,

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<v Speaker 4>not everyone is going to achieve the heights that we

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<v Speaker 4>have for Jackson, but everybody can have live their best

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<v Speaker 4>life and have a quality of life with the proper

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<v Speaker 4>supports that we are lucky to enjoy here in Massachusetts.

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<v Speaker 4>For the most part we still are. And I was

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<v Speaker 4>so happy to hear that you have Jim Roosevelt coming

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<v Speaker 4>on later to talk about social security, because social security

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<v Speaker 4>and medicaid are the lynchpin for the people that we

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<v Speaker 4>all care about.

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<v Speaker 2>Sure, so there's still tickets available to the event. Tell

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<v Speaker 2>us how can people get there?

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<v Speaker 4>Their tickets available and they can go to our website

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<v Speaker 4>which is www dot n e hyphen arc dot org.

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<v Speaker 4>But you can also just google Northeast Dark Evening of

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<v Speaker 4>Changing Lives, you know, you know, mister Google, there can

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<v Speaker 4>find almost anything up there these.

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<v Speaker 2>Days, no doubt. And that is April eighth. I think

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<v Speaker 2>you said that. If I'm not so, it's a week

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<v Speaker 2>from tonight.

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<v Speaker 4>It is.

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<v Speaker 1>It is, and.

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<v Speaker 4>That's right, Ample Parking. You don't have to hassle with

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<v Speaker 4>Dooundtown Parking always. And we will have an event to

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<v Speaker 4>remember and we will be uh you know, highlighting and

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<v Speaker 4>a special uh I don't want to give out the

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<v Speaker 4>name yet. A Super Bowl champion will be there. Instead

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<v Speaker 4>of the old boring raised the paddle, it will be

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<v Speaker 4>throwing the footballs. So there'll be a Patriot great that

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<v Speaker 4>will be there. And you have to I take a.

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<v Speaker 2>Guess but I might guess it, so I'm not going

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<v Speaker 2>to take a guess. Okay, we'll keep it a sec.

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<v Speaker 2>Joeyne Simon's the president and CEO of the Northeast ARC.

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<v Speaker 2>Thanks for your time tonight, Thanks for what you do

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<v Speaker 2>in best of luck next Tuesday night. Thank you so much. Kim,

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<v Speaker 2>will you.

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<v Speaker 4>Please, I certainly will you take care?

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<v Speaker 2>Talk soon? Okay when we come back. Do you know

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<v Speaker 2>that there is now a rum factory. I'm not sure

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<v Speaker 2>what you want to call it, but there's a new

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<v Speaker 2>rum that has a footprint here in New England. And

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<v Speaker 2>I must tell you I was given one a bottle

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<v Speaker 2>of this rum. I recently did Karragan and Company Kim

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<v Speaker 2>Kerrigan the same Kim Kerrigan does a great podcast every week.

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<v Speaker 2>You can find that podcast where Kim and I talk

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<v Speaker 2>about a number of things, including the Karen Reid trial

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<v Speaker 2>and other things. But this rum is called it's called

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<v Speaker 2>Rumson's Rum. We're going to talk with the old of

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<v Speaker 2>Rumsen's wrung, Eric Lash. Right after this quick break on Nightside.

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<v Speaker 1>It's Night Side with.

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<v Speaker 2>Boston's news Radio, Well, I stumbled upon my next guest company.

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<v Speaker 2>As I mentioned before the break, I had done an

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<v Speaker 2>hour podcast with Kim Kerrigan, former anchor person on three

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<v Speaker 2>major Boston TV stations. I'm sure the name and the

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<v Speaker 2>face rings a bell with most of you. Wonderful person

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<v Speaker 2>and she invited me to participate in your podcast a

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<v Speaker 2>couple of weeks ago called Karragan C A R R I,

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<v Speaker 2>G A and Company. And if you are listening to

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<v Speaker 2>us anywhere across the United States and you want to say,

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<v Speaker 2>what does this radio guy look like? Uh? In video?

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<v Speaker 2>Just go to Karragan and Company and you can just

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<v Speaker 2>google it. You'll find it on YouTube. Karragan, C A

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<v Speaker 2>R R A, g A N and Company. And as

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<v Speaker 2>a going away gift, I was given a bottle, a

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<v Speaker 2>beautiful bottle of gold rum, Rumsen's Rum, and I must

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<v Speaker 2>tell you it is excellent quality. I wanted the only

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<v Speaker 2>the only liquor that that I really utilize. And I'm

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<v Speaker 2>primarily a cause light guy and a red wine guy,

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<v Speaker 2>but I do like an occasional rum and diap see.

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<v Speaker 2>And so with us is the owner of this fine rum,

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<v Speaker 2>Eric Glass. He's the owner of Rumson's Rum. And this

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<v Speaker 2>is a company out of Salem, Massachusetts. You know Eric. Normally,

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<v Speaker 2>when we think about rum, we think about the Caribbean

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<v Speaker 2>and all of that, and this is excellent rum. Congratulations

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<v Speaker 2>on your effort of You know, when we talk here

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<v Speaker 2>in Massachusetts, we all know about the craft breweries. They

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<v Speaker 2>are everywhere, but are you the only rum producer here

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<v Speaker 2>in New England that you're aware of?

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<v Speaker 5>Thank you for the accolade stand, Thank you for having

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<v Speaker 5>me on. I am not the only rum producer. I'm

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<v Speaker 5>not the only distiller, and like you, I am a

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<v Speaker 5>Caribbean rum enthusiast. That's kind of how I got into it.

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<v Speaker 5>That's sort of the RUMs that I like. There are

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<v Speaker 5>lots and lots of micro distilleries now in the nation,

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<v Speaker 5>and in New England and mass there's a few that

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<v Speaker 5>specialize in rum. I would say different styles. I go

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<v Speaker 5>after the big, bold English style RUMs, molasses based. The

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<v Speaker 5>Grammar Reserve is a sipping rum, the gold you had

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<v Speaker 5>with a cocktail rum that's got a beautiful flavor. We're

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<v Speaker 5>New England's most rum brand at this point. We've got

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<v Speaker 5>over seventy awards since we launched, so we're still getting there.

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<v Speaker 2>So well. First of all, it's this is imported and

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<v Speaker 2>blended by Pirate Dog Brand LLC out of Salem, mass,

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<v Speaker 2>and it's a product of Trinidad. I'm just reading the

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<v Speaker 2>label a little bit more closely.

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<v Speaker 5>Thumb is yes. So I go down to the Caribbean.

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<v Speaker 5>I go to distillers, actual distillers. I don't use the middleman.

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<v Speaker 5>I fly in. I sample RUMs and got into the rumhouses.

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<v Speaker 5>Try the barrels, have the barrels to canter them, the

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<v Speaker 5>drums at barrel proof and fill up a container and

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<v Speaker 5>send them up here. That I do all the blending

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<v Speaker 5>up here. So there are all Caribbean RUMs. The ones

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<v Speaker 5>you're reading are probably Trinidadian RUMs.

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<v Speaker 2>Yes, yeah, So my question is the one I have

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<v Speaker 2>is it's it's gold rum, and it smells great, it

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<v Speaker 2>tastes great, it blends, it mixes great and all of that.

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<v Speaker 2>How did you come up with the name us Rum?

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<v Speaker 2>I mean, obviously kind of it's a little poetic rump

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<v Speaker 2>soun's rum. How'd you come up with the name?

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<v Speaker 5>By chance, happenstance? So I the business name is Pirate

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<v Speaker 5>Dog Brand. I'm a boxer dog enthusiast, which you can

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<v Speaker 5>probably see on the label. I had multiple boxer dogs.

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<v Speaker 5>My first one, Goliath fawn colored mailboxer, was sort of

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<v Speaker 5>my pirate Dog. He was on the boat with me.

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<v Speaker 5>He you know, had some struggles with you know, blown out,

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<v Speaker 5>acl attacked my animals, some other things, scarred up, but

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<v Speaker 5>always on the boat with me. He was like my

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<v Speaker 5>pirate My second dog that I got when I was

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<v Speaker 5>worried about him passing. I wanted one to overlap him.

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<v Speaker 5>And I got a second dog, and I was in

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<v Speaker 5>the process of starting up the business, and I kind

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<v Speaker 5>of wanted to name him after the business a little bit.

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<v Speaker 5>The first dog, Goliath is the likeness you see on

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<v Speaker 5>the bottle and on my website and things like that.

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<v Speaker 5>My second dog, I wanted the name after the business,

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<v Speaker 5>so trying to figure out how to do it, I

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<v Speaker 5>was thinking Rumford, you know, things like that. In my

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<v Speaker 5>family were English descendants. There's a lot of Emerson's, which

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<v Speaker 5>is son of Emory, so I'm like, oh, son of Rumson,

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<v Speaker 5>and I needed a new brand name. Pirate Dog wasn't

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<v Speaker 5>a great brand name, but as all of being challenged

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<v Speaker 5>by a large player out there on a trademark issue,

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<v Speaker 5>so I maintained it as a business name. I can't

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<v Speaker 5>use it as a brand name, rum since I think

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<v Speaker 5>is a stronger and simpler brand name anyway. So it's

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<v Speaker 5>named after my second dog. That's great, It's actually named

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<v Speaker 5>after a cock daily make So.

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<v Speaker 2>So where can people find your rum? And can they

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<v Speaker 2>buy it directly? If they if they can't get it

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<v Speaker 2>at their local store, are there a couple of outlets

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<v Speaker 2>you can direct people too, because if people are rum fans,

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<v Speaker 2>they should certainly at least give it a try.

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<v Speaker 5>Yeah, you can't buy it directly from me. I have

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<v Speaker 5>a full blown distilled spirits plants license. The people that

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<v Speaker 5>can sell directly have a farmer's license. I'm not sure

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<v Speaker 5>how they are all able to do it, but a less

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<v Speaker 5>in the sell retail, which I can't do. Okay, we're

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<v Speaker 5>in Massachusetts. We've been in not New Hampshire. I'll probably

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<v Speaker 5>repitch New Hampshire again. We're raising capital of Scales and

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<v Speaker 5>once they get to that point, well, Washington, Hampshire and

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<v Speaker 5>we're in Rhode Island. We're in a little bit in

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<v Speaker 5>western Canada and some other places, but largely northeast of

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<v Speaker 5>Massachusetts is the biggest footprint right now. Total Line will

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<v Speaker 5>have it, most Cappy stores will have it, The Booses

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<v Speaker 5>will have it, some other stores have it or can

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<v Speaker 5>get it. Again, anybody can pull it in through our distributor.

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<v Speaker 5>Currently that's Ruby Wine's out of Massachusetts. So if someone

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<v Speaker 5>was interested, they can you know, Julia's Liquors out in Westboro.

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<v Speaker 5>They can say, hey, I'm interested in getting it. They

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<v Speaker 5>can pull it in, so it shouldn't be difficult to

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<v Speaker 5>get it. We're working on expansion. There are a couple

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<v Speaker 5>places that will ship sort of within state. It's a

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<v Speaker 5>little easier. Out of state. It's more of a challenge,

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<v Speaker 5>but there are places to get it. They certainly should

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<v Speaker 5>look forward. I think it's a rum that appreciate. We

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<v Speaker 5>try to post when we're doing samplings, so on Facebook

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00:17:57.160 --> 00:18:00.640
<v Speaker 5>is probably the best location for that one. Events will

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<v Speaker 5>often post with a sampling so they can come in

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<v Speaker 5>and try it with no commitment.

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<v Speaker 2>Okay, so it looks it looks to me like yeah,

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<v Speaker 2>it looks to me like you do have a web site,

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<v Speaker 2>which is simply Rumson's dot com. Are r U M

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<v Speaker 2>S O N s dot com? Correct?

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<v Speaker 5>Okay and correct a link to places on it?

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<v Speaker 2>Yeah yeah, okay, So so they can't purchase from you,

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<v Speaker 2>but they can figure out what stores might be available. Uh,

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<v Speaker 2>and I'm sure all of that information I just went

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<v Speaker 2>into the website and said you of legal drinking age. Yeah,

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<v Speaker 2>I'm of legal drinking age about times. I don't know.

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<v Speaker 2>I don't think it's quite five yet, but uh, it's

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<v Speaker 2>it's getting there. Let's put it like that. So I

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<v Speaker 2>do yes.

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<v Speaker 5>Was that the federal government likes that you screen people

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<v Speaker 5>before they go look, there is a there is an

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<v Speaker 5>honorary marketing advertising agreement that.

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<v Speaker 2>You okay, yeah, when you go in there, you get

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<v Speaker 2>where to buy and all of that. And I know

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<v Speaker 2>that I'm going to check with my local favorite liquor

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<v Speaker 2>store and see if they have it, and I will

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<v Speaker 2>become a customer because it's it's quite good. It's quite good.

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<v Speaker 2>Thank you, I really mean it. And so congratulations on

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<v Speaker 2>the effort. Thank you for bringing you know, something else

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<v Speaker 2>here to New England that we can be proud of.

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<v Speaker 2>And you've you've done a lot of work on this

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<v Speaker 2>and I've really enjoyed it. And it's great to have

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<v Speaker 2>met you over the phone and someday we'll meet in person.

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<v Speaker 5>Yeah, I really appreciate it.

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<v Speaker 2>Eric, our pleasure. Best of luck with this, keep it rolling.

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<v Speaker 2>And uh, when do you head back to the Caribbean

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<v Speaker 2>to to buy some more product.

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<v Speaker 5>I've got to tell you it's largely dependent on the

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<v Speaker 5>capital raies right now. It's how quickly we're going to scale.

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<v Speaker 5>I mean, without scaling, it'll probably next year. I can

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<v Speaker 5>to go every year or two. I mean I load

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<v Speaker 5>up up container and ship it up. That's got a

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<v Speaker 5>good amount. But if we if we have capital and

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<v Speaker 5>we scale and we start putting ten fifteen, twenty forty

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<v Speaker 5>foots on the ground, people, we're going to have to

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<v Speaker 5>ramp up a much quicker. And the plans for that.

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<v Speaker 5>So we've got it planned out to continue to accelerate,

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<v Speaker 5>you know, infistrate Massachusetts, get more of New Hampshire in

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<v Speaker 5>Rhode Island, you know, get into me and then good

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<v Speaker 5>on the coast.

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<v Speaker 2>So well, we've got a strategy. Best of all, keep

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<v Speaker 2>it keep Eric, keep us posted, okay, because yeah it is.

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<v Speaker 2>I will become a customer in some format.

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<v Speaker 5>We got to you to try some more too. The

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<v Speaker 5>other flavors you should try coffee. Coffee is really good.

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<v Speaker 2>Yeah, well this gold was excellent, so gold rum Thank you.

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<v Speaker 2>Rumson's right, Thanks again. Eric, We'll talk soon, okay, thanks

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<v Speaker 2>so much.

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<v Speaker 5>Thank you, Dan. It's great talking to you.

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<v Speaker 2>Right back at you good night. Okay. So now we

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<v Speaker 2>have the eight thirty News coming up a couple of

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<v Speaker 2>minutes late. I was very interested in this, and we're

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<v Speaker 2>going to talk on the other side with Bill Dendi.

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<v Speaker 2>He's a financial strategist with Raymond James, and he's going

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<v Speaker 2>to talk about the Bank of Mom and Dad. You

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<v Speaker 2>haven't heard of the Bank of mom and Dad. Well,

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<v Speaker 2>fifty percent of parents are now financially supporting adult children.

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<v Speaker 2>I don't know what that says about the economy, but

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<v Speaker 2>we'll find out. By the way, you listen to WBC

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<v Speaker 2>in Boston or an iHeartRadio station, you can pull down

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<v Speaker 2>the iHeart new and improved iHeart app at any point.

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<v Speaker 2>You can put it on your phone any any sort

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<v Speaker 2>of your smart devices, so we're always just a fingertip away.

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<v Speaker 2>If you set a WBZ up as your number one preset,

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<v Speaker 2>you can listen to us anywhere in the world, anywhere

378
00:21:34.960 --> 00:21:37.359
<v Speaker 2>in the world, three hundred and sixty five days a year,

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<v Speaker 2>twenty four to seven. You can get night side from

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<v Speaker 2>eight to midnight and news from midnight all the way

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<v Speaker 2>until eight pm here on WBZ, Boston's legacy New England's

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<v Speaker 2>legacy radio station. Back on Nightside.

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<v Speaker 1>You're on night Side with Dan ray on WBZ, Boston's

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<v Speaker 1>news radio.

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<v Speaker 2>Thank you, Nicole, appreciate the newscast. We are going to

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<v Speaker 2>talk with Bill Dandy. Bill's been a guest before. He's

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<v Speaker 2>a financial strategist with Raymond James. Bill Dendy, welcome back

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<v Speaker 2>to night Said, how are you, sir man.

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<v Speaker 6>It's good to be with you always.

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<v Speaker 2>I have never heard of the bank of mom and

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<v Speaker 2>dad until today. The statistic is stunning. Fifty percent of

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<v Speaker 2>parents are now financially supporting their adult children. How do

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<v Speaker 2>we define adult children in this study?

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<v Speaker 6>Well, thus children over the age of eighteen, and I

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<v Speaker 6>do so understand having a twenty two year old of

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<v Speaker 6>my own, that they're still finished up with college and

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<v Speaker 6>they may need some help. But the studies show those

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<v Speaker 6>between eighteen to twenty eight need a whole lot of help,

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<v Speaker 6>and about half of the parents surveyed are helping those children.

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<v Speaker 6>But what gets me is the next group from twenty

401
00:22:50.319 --> 00:22:53.920
<v Speaker 6>nine to forty five, they're still taking money from mom

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<v Speaker 6>and dad.

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<v Speaker 2>Wow. Wow, that's kind of extrame. And we're not talking about,

404
00:23:00.839 --> 00:23:03.079
<v Speaker 2>you know, one hundred dollars for a birthday gift or something.

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<v Speaker 2>You're talking about a regular like going mom and Dad

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<v Speaker 2>are a veritable ATM, a human ATM.

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<v Speaker 6>That's right, and it's worse than maybe you know. The

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<v Speaker 6>bank of mom and Dad has probably been around for generations,

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<v Speaker 6>maybe hundreds of years.

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<v Speaker 2>And let's make it clear, it's not a federally charted

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<v Speaker 2>bank here.

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<v Speaker 6>That's right. That's when you know you're buying your first

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<v Speaker 6>house and you don't quite have enough to swing the

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<v Speaker 6>down payment, and mom and Dad show up and say, okay,

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00:23:34.119 --> 00:23:37.759
<v Speaker 6>we will loan you or sometimes give, but oftentimes it's

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00:23:38.000 --> 00:23:40.559
<v Speaker 6>we'll loan you the money to get you started. And

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<v Speaker 6>for these big purchases it will be a one time

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<v Speaker 6>vent or the family's growing and we need the vehicle

419
00:23:48.480 --> 00:23:51.839
<v Speaker 6>heart cart everybody around, and sometimes credit may not be

420
00:23:51.920 --> 00:23:55.200
<v Speaker 6>good enough, so mom and Dad will co sign or

421
00:23:55.880 --> 00:24:01.720
<v Speaker 6>out outright lend the money. But the terminology today, as

422
00:24:01.839 --> 00:24:06.359
<v Speaker 6>the study has shown, it is not necessarily alone. Most

423
00:24:06.400 --> 00:24:10.559
<v Speaker 6>of these families now are just continuing to support their

424
00:24:10.599 --> 00:24:14.640
<v Speaker 6>adult children, and it's very concerning, but according to the report,

425
00:24:14.680 --> 00:24:18.519
<v Speaker 6>it's not for those one time life events. The biggest

426
00:24:18.559 --> 00:24:22.920
<v Speaker 6>thing that they're providing is eighty plus percent of providing

427
00:24:23.000 --> 00:24:27.519
<v Speaker 6>groceries on a regular basis many are providing. The next

428
00:24:27.519 --> 00:24:31.039
<v Speaker 6>big category is rent, and the thing is is that

429
00:24:31.119 --> 00:24:34.480
<v Speaker 6>there's no stopping point where the child doesn't need groceries

430
00:24:35.319 --> 00:24:38.119
<v Speaker 6>or when the rent stops, and so it's not the

431
00:24:38.119 --> 00:24:43.599
<v Speaker 6>one time events. It's that the parents are continuing to provide.

432
00:24:43.680 --> 00:24:45.519
<v Speaker 6>And when you say, yeah, it's not a small amount,

433
00:24:45.759 --> 00:24:49.480
<v Speaker 6>the average of getting out there is as well over

434
00:24:49.559 --> 00:24:53.400
<v Speaker 6>one thousand dollars. There's think seventeen hundred dollars, nearly two

435
00:24:53.440 --> 00:24:57.720
<v Speaker 6>thousand for the dollars per month for the younger group,

436
00:24:57.799 --> 00:25:01.759
<v Speaker 6>but even for the gen zer, we're looking at over

437
00:25:03.160 --> 00:25:05.440
<v Speaker 6>nine hundred dollars a month. And you know, the crazy

438
00:25:05.440 --> 00:25:08.599
<v Speaker 6>thing is most of the parents surveyed in this are

439
00:25:08.640 --> 00:25:10.920
<v Speaker 6>not even saving seven hundred a month of their only

440
00:25:11.000 --> 00:25:14.279
<v Speaker 6>time and so they're spending over fourteen hundred for the kids,

441
00:25:14.559 --> 00:25:16.720
<v Speaker 6>but they're only saving seven hundred for themselves.

442
00:25:18.240 --> 00:25:20.720
<v Speaker 2>Those numbers don't work. You know, those numbers don't work.

443
00:25:20.759 --> 00:25:22.880
<v Speaker 2>So let me ask you this. If let us say

444
00:25:24.480 --> 00:25:29.319
<v Speaker 2>the parents are uber wealthy, however you define that, it

445
00:25:29.319 --> 00:25:33.079
<v Speaker 2>doesn't necessarily adversely impact them if they really are and

446
00:25:33.119 --> 00:25:36.000
<v Speaker 2>again uber wealthy, if, on the other hand, they're a

447
00:25:36.039 --> 00:25:39.559
<v Speaker 2>middle class set of parents who maybe now are moving

448
00:25:39.599 --> 00:25:44.720
<v Speaker 2>into their sixties. They've worked their entire life, they've raised

449
00:25:44.759 --> 00:25:47.519
<v Speaker 2>the kids, sent the kids off to college or whatever.

450
00:25:48.240 --> 00:25:52.279
<v Speaker 2>The kids are still kind of draining the parents. When

451
00:25:52.359 --> 00:25:55.720
<v Speaker 2>does it end? And if it doesn't end, how are

452
00:25:55.720 --> 00:25:59.400
<v Speaker 2>the parents able to provide for themselves as they creep

453
00:25:59.640 --> 00:26:03.559
<v Speaker 2>further refurther into old age, higher medical bills, maybe some

454
00:26:04.319 --> 00:26:07.559
<v Speaker 2>living expenses that they're not even dealing with now. It

455
00:26:07.640 --> 00:26:13.279
<v Speaker 2>sounds to me like this generation of parents who are

456
00:26:13.279 --> 00:26:18.599
<v Speaker 2>in their fifties and maybe sixties love their kids. But

457
00:26:19.759 --> 00:26:21.599
<v Speaker 2>they say love is blind. I guess it is in

458
00:26:21.640 --> 00:26:22.920
<v Speaker 2>this case, it's very blind.

459
00:26:23.960 --> 00:26:27.079
<v Speaker 6>Well, that's exactly what a lot of economists and financial

460
00:26:27.119 --> 00:26:30.279
<v Speaker 6>planners are warning about that a lot of these parents

461
00:26:30.880 --> 00:26:33.880
<v Speaker 6>don't know what they're doing to themselves, and what they're

462
00:26:33.920 --> 00:26:37.079
<v Speaker 6>doing is I don't know. It's like on an airplane

463
00:26:37.079 --> 00:26:38.559
<v Speaker 6>when they say that you need to put on your

464
00:26:38.559 --> 00:26:42.920
<v Speaker 6>own oxygen mask first before you help others. They're no

465
00:26:42.960 --> 00:26:45.039
<v Speaker 6>on the kids oxygen. Math is going to get a

466
00:26:45.119 --> 00:26:47.839
<v Speaker 6>nice and comfortable, but they're going to fall over without

467
00:26:47.880 --> 00:26:51.880
<v Speaker 6>anything of their own set and especially if about the

468
00:26:51.960 --> 00:26:55.240
<v Speaker 6>times the kids finally get on their own, then the

469
00:26:55.279 --> 00:26:58.279
<v Speaker 6>parents start needed help. I mean so you help your kids,

470
00:26:58.519 --> 00:27:01.400
<v Speaker 6>you get them launched. We got it just five more

471
00:27:01.480 --> 00:27:03.559
<v Speaker 6>years look before retirement or so we're going to really

472
00:27:03.599 --> 00:27:05.680
<v Speaker 6>suck it away. You're going to get ahead. And as

473
00:27:05.720 --> 00:27:07.079
<v Speaker 6>you said, it could be your own health.

474
00:27:08.480 --> 00:27:10.079
<v Speaker 5>I'm not being there for you, but.

475
00:27:10.000 --> 00:27:13.440
<v Speaker 6>It's also could be now your own parents need your

476
00:27:13.720 --> 00:27:17.880
<v Speaker 6>assistance because they didn't have enough set aside, and they're

477
00:27:17.880 --> 00:27:21.519
<v Speaker 6>living longer than expected, and the long term care starts

478
00:27:21.519 --> 00:27:24.319
<v Speaker 6>coming into play, and that's awfully expensive, and a lot

479
00:27:24.359 --> 00:27:28.319
<v Speaker 6>of families will put the family needs right up at

480
00:27:28.319 --> 00:27:30.279
<v Speaker 6>the top. They feel like that's why they have money.

481
00:27:30.319 --> 00:27:33.599
<v Speaker 6>They need to take care of everyone, but they forget

482
00:27:33.599 --> 00:27:35.599
<v Speaker 6>to take care of themselves and then they're not able

483
00:27:36.039 --> 00:27:37.720
<v Speaker 6>and even the ultra wealthy.

484
00:27:37.799 --> 00:27:40.400
<v Speaker 2>Yes, but let me ask you this question. Are the

485
00:27:40.559 --> 00:27:44.119
<v Speaker 2>kids who are relying upon the parents now and you

486
00:27:44.200 --> 00:27:47.279
<v Speaker 2>said well into their twenties and into their thirties or

487
00:27:47.319 --> 00:27:50.839
<v Speaker 2>even beyond, are they working in jobs that are not

488
00:27:51.160 --> 00:27:54.559
<v Speaker 2>providing them You know, normally you hope that your child

489
00:27:55.039 --> 00:27:57.480
<v Speaker 2>gets a better job than you had and it maybe

490
00:27:57.519 --> 00:28:00.559
<v Speaker 2>makes a few more dollars than you. The these kids

491
00:28:00.720 --> 00:28:03.680
<v Speaker 2>coming out of school with the big college loans and

492
00:28:03.039 --> 00:28:09.400
<v Speaker 2>they're archaeology majors, and they are, they just aren't making

493
00:28:09.519 --> 00:28:12.799
<v Speaker 2>the money that will sustain the lifestyle to which they've

494
00:28:12.799 --> 00:28:13.440
<v Speaker 2>been accustomed.

495
00:28:14.640 --> 00:28:17.559
<v Speaker 6>Wow, you just open up a whole package of conversation

496
00:28:17.680 --> 00:28:22.000
<v Speaker 6>bits in there. I mean, my true belief is the

497
00:28:22.119 --> 00:28:26.279
<v Speaker 6>underlying issue is a lack of general financial knowledge. The

498
00:28:26.319 --> 00:28:29.119
<v Speaker 6>parents don't know what they're doing themselves, and they didn't

499
00:28:29.119 --> 00:28:31.599
<v Speaker 6>teach it to the children, and the children didn't know

500
00:28:31.799 --> 00:28:34.559
<v Speaker 6>from the very beginning. By the time you're like eighteen

501
00:28:34.640 --> 00:28:37.759
<v Speaker 6>nineteen years old, you should know that not all degrees

502
00:28:37.799 --> 00:28:41.000
<v Speaker 6>are financially equal, but a lot of kids don't, and

503
00:28:41.079 --> 00:28:43.319
<v Speaker 6>they are troll to get into the best college they

504
00:28:43.319 --> 00:28:46.640
<v Speaker 6>can get into instead of the best university they can afford.

505
00:28:47.079 --> 00:28:49.720
<v Speaker 6>And so, yes, we have student debt well over the

506
00:28:49.759 --> 00:28:54.799
<v Speaker 6>trillion dollar mark now, and the credit cards are pushed

507
00:28:54.799 --> 00:28:57.680
<v Speaker 6>to the maxim and the students are coming out and

508
00:28:57.720 --> 00:29:00.680
<v Speaker 6>maybe not making the highest stollaries. And here's the other

509
00:29:00.839 --> 00:29:03.240
<v Speaker 6>side of that, and this is the financial education piece.

510
00:29:03.799 --> 00:29:09.680
<v Speaker 6>It's that oftentimes the students come out and maybe we've

511
00:29:09.680 --> 00:29:12.240
<v Speaker 6>had hyperinflation, so they got hit hard with inflation, and

512
00:29:12.279 --> 00:29:15.400
<v Speaker 6>maybe their salaries didn't keep up, and mom and dad

513
00:29:15.400 --> 00:29:18.839
<v Speaker 6>started picking up some of the tabs, but they don't

514
00:29:18.880 --> 00:29:21.720
<v Speaker 6>know what they can afford and can't afford. And for

515
00:29:21.799 --> 00:29:24.400
<v Speaker 6>a lot of these they don't know the difference between

516
00:29:24.440 --> 00:29:26.839
<v Speaker 6>the needs and the wants. And so you have the

517
00:29:28.720 --> 00:29:34.200
<v Speaker 6>newly minted archaeologists coming out who wants to have the

518
00:29:34.240 --> 00:29:36.680
<v Speaker 6>same things that mom and Dad had. They don't start

519
00:29:36.680 --> 00:29:39.119
<v Speaker 6>off with the small apartment, move up to the large

520
00:29:39.119 --> 00:29:43.200
<v Speaker 6>ones and buy their first house. They start off wanting

521
00:29:43.799 --> 00:29:47.000
<v Speaker 6>something in the wonderful Uptown area where the rents are

522
00:29:47.039 --> 00:29:49.480
<v Speaker 6>two and three thousand dollars a month or more. They

523
00:29:49.519 --> 00:29:53.759
<v Speaker 6>want everything quickly, and they can't afford it, and with

524
00:29:53.839 --> 00:29:56.640
<v Speaker 6>inflation being what it has, they've gotten themselves into a

525
00:29:56.680 --> 00:30:00.240
<v Speaker 6>lifestyle that's not sustainable instead of now.

526
00:30:00.799 --> 00:30:03.759
<v Speaker 2>Yeah, I call that instant gratification. You know, you gotta

527
00:30:04.160 --> 00:30:05.680
<v Speaker 2>you kind of walk before you got to be able

528
00:30:05.720 --> 00:30:07.599
<v Speaker 2>to walk before you run. Bill, I hate to do

529
00:30:07.640 --> 00:30:10.200
<v Speaker 2>this to you, one of my favorite guests. How can

530
00:30:10.279 --> 00:30:13.000
<v Speaker 2>folks find you at Raymond James? Give us a quick

531
00:30:13.240 --> 00:30:14.559
<v Speaker 2>website where they can get to you.

532
00:30:16.079 --> 00:30:20.519
<v Speaker 6>The website is Aliicorn aol I ce O r N

533
00:30:21.079 --> 00:30:26.519
<v Speaker 6>Alicorn Investment Management dot com. That's a unicorn that also applies.

534
00:30:26.559 --> 00:30:28.440
<v Speaker 6>It's like you do everything, and that's what we have

535
00:30:28.559 --> 00:30:29.319
<v Speaker 6>to do for folks.

536
00:30:29.599 --> 00:30:33.200
<v Speaker 2>Ali Korn Investment Management dot Com. Look, we'll do this again.

537
00:30:33.519 --> 00:30:36.079
<v Speaker 2>We haven't even scratched the surface. Thanks Bill, I appreciate

538
00:30:36.119 --> 00:30:38.000
<v Speaker 2>it so much. As always, great to have you one

539
00:30:38.000 --> 00:30:39.599
<v Speaker 2>of my favorite guests. Thank you so much.

540
00:30:39.720 --> 00:30:41.200
<v Speaker 6>God Bush, you always a pleasure.

541
00:30:41.559 --> 00:30:44.440
<v Speaker 2>Thanks. We'll be right back here on Nightside. We're going

542
00:30:44.480 --> 00:30:48.240
<v Speaker 2>to talk about why You're unhappy? Is it biology or

543
00:30:48.279 --> 00:30:51.759
<v Speaker 2>politics or maybe some combination thereof. We'll talk with a

544
00:30:52.119 --> 00:30:55.440
<v Speaker 2>universe California State University professor about that very topic.

545
00:30:57.000 --> 00:31:02.039
<v Speaker 1>You're on Night Side with Dan Ray Boston's News Radio.

546
00:31:03.200 --> 00:31:06.880
<v Speaker 2>Well, this is an interesting topic. There's a book entitled

547
00:31:06.920 --> 00:31:13.119
<v Speaker 2>Why You're Unhappy Biology Versus Politics with us is the

548
00:31:13.160 --> 00:31:18.400
<v Speaker 2>author of that book, doctor Loretta Graziano Bruning. She's a PhD,

549
00:31:18.599 --> 00:31:21.319
<v Speaker 2>so i'll call her doctor doctor Browning. Welcome to NIGHTSID.

550
00:31:21.359 --> 00:31:23.079
<v Speaker 2>How are you good?

551
00:31:23.200 --> 00:31:24.279
<v Speaker 3>Thanks, nice to be here.

552
00:31:25.000 --> 00:31:29.519
<v Speaker 2>Yeah, you have a really interesting background in this in

553
00:31:29.599 --> 00:31:32.799
<v Speaker 2>this area. You're founder of what's called the Inner Mammal

554
00:31:32.960 --> 00:31:37.839
<v Speaker 2>Institute and Professor Emerita of Management. I know my Latin,

555
00:31:37.920 --> 00:31:42.720
<v Speaker 2>so that's like a female emeritus professor Emerita of Management

556
00:31:42.720 --> 00:31:46.279
<v Speaker 2>at California State University. That's what that's what four years

557
00:31:46.279 --> 00:31:48.400
<v Speaker 2>of Latin at Boston Latin School will do for somebody.

558
00:31:48.400 --> 00:31:51.599
<v Speaker 2>You remember some of those words like ray ipsel equador. Anyway,

559
00:31:52.519 --> 00:31:56.119
<v Speaker 2>so your book is going to try to teach us

560
00:31:56.640 --> 00:32:02.079
<v Speaker 2>why we're unhappy biology versus politics, and I assume, by extension,

561
00:32:02.440 --> 00:32:04.759
<v Speaker 2>how we if we read your book, how we can

562
00:32:04.799 --> 00:32:10.640
<v Speaker 2>become happier. Is that not fairly clear premise of the book.

563
00:32:11.839 --> 00:32:14.400
<v Speaker 3>Yes, of course there are already a lot of people

564
00:32:14.440 --> 00:32:17.079
<v Speaker 3>talking about how to be happier, but I think they're

565
00:32:17.119 --> 00:32:22.279
<v Speaker 3>missing some huge things. So our brain is not designed

566
00:32:22.319 --> 00:32:26.119
<v Speaker 3>to release happy chemicals all the time. These chemicals like

567
00:32:26.200 --> 00:32:29.880
<v Speaker 3>dopamine serotonin that people have heard about, they're designed to

568
00:32:30.000 --> 00:32:33.279
<v Speaker 3>turn on for very specific reasons. You get a little

569
00:32:33.359 --> 00:32:36.640
<v Speaker 3>drip and then they turn off. So everybody has ups

570
00:32:36.640 --> 00:32:40.079
<v Speaker 3>and downs, and it's a complex skill to manage them,

571
00:32:40.559 --> 00:32:43.039
<v Speaker 3>and we've been taught that they're supposed to just be

572
00:32:43.200 --> 00:32:46.599
<v Speaker 3>on all the time otherwise something's wrong with you and

573
00:32:46.680 --> 00:32:49.720
<v Speaker 3>then you get fixed. And so this is not very

574
00:32:49.720 --> 00:32:53.559
<v Speaker 3>good way for people to focus on how to build

575
00:32:53.559 --> 00:32:54.039
<v Speaker 3>the skill.

576
00:32:55.240 --> 00:32:58.200
<v Speaker 2>Okay, so tell us how to build that skill for me.

577
00:32:59.440 --> 00:33:07.160
<v Speaker 2>I'm I'm happiest when I'm just relaxing and watching a

578
00:33:07.200 --> 00:33:11.400
<v Speaker 2>baseball game and maybe going to sleep, or just after

579
00:33:11.440 --> 00:33:13.319
<v Speaker 2>I work out in the gym. And I know, I

580
00:33:13.359 --> 00:33:16.559
<v Speaker 2>know from running and working out that that releases a

581
00:33:16.559 --> 00:33:20.559
<v Speaker 2>lot of positive chemicals in your body. But not everybody

582
00:33:20.599 --> 00:33:24.160
<v Speaker 2>can could run and they can run or work out

583
00:33:24.160 --> 00:33:26.000
<v Speaker 2>in the gym. What can people do to get some

584
00:33:26.119 --> 00:33:30.480
<v Speaker 2>of those those happy chemicals released legally? You know, we're

585
00:33:30.519 --> 00:33:34.240
<v Speaker 2>not you know, you know anything that's illegally here? What

586
00:33:34.279 --> 00:33:34.759
<v Speaker 2>can they do?

587
00:33:35.960 --> 00:33:41.039
<v Speaker 3>So here's the thing. There's four different happy chemicals, dopamine, serotonin, oxytocin,

588
00:33:41.039 --> 00:33:44.720
<v Speaker 3>and endorpit. There are four different good feelings. We want

589
00:33:44.799 --> 00:33:47.359
<v Speaker 3>all of them and they all have a different job

590
00:33:47.440 --> 00:33:50.000
<v Speaker 3>to do. And when you know what turns them on

591
00:33:50.079 --> 00:33:53.559
<v Speaker 3>in animals, it's easy to see that that's what humans

592
00:33:53.599 --> 00:33:57.559
<v Speaker 3>are always trying to do. But they motivate behaviors that

593
00:33:57.640 --> 00:34:01.200
<v Speaker 3>we don't necessarily approve of with our conscious brain or

594
00:34:01.599 --> 00:34:05.599
<v Speaker 3>in society, and that's why it's so complicated. So dopamine,

595
00:34:05.640 --> 00:34:07.519
<v Speaker 3>you know, just an interest of time, very simple, and

596
00:34:08.079 --> 00:34:12.840
<v Speaker 3>dopamine motivates a person to want more. And when you like,

597
00:34:13.079 --> 00:34:15.360
<v Speaker 3>after you said, let's say you have a baseball game,

598
00:34:15.440 --> 00:34:19.000
<v Speaker 3>then you want another baseball game. So that's how it works.

599
00:34:19.079 --> 00:34:22.519
<v Speaker 3>After one baseball game, your dopamine stops, you know, And

600
00:34:23.320 --> 00:34:24.000
<v Speaker 3>so that's.

601
00:34:23.840 --> 00:34:27.280
<v Speaker 2>Why they used to That's why doctor, they used to doubleheaders.

602
00:34:27.320 --> 00:34:30.639
<v Speaker 2>Only kidding, only kidding. Going to workout. I work out

603
00:34:30.639 --> 00:34:32.960
<v Speaker 2>at the gym today. I work out at the gym yesterday.

604
00:34:33.440 --> 00:34:35.719
<v Speaker 2>You feel great for about an hour after and then

605
00:34:35.760 --> 00:34:38.119
<v Speaker 2>the phone rings and you're into doing your work, so

606
00:34:38.159 --> 00:34:41.440
<v Speaker 2>all of a sudden, the dopamine shuts off because someone

607
00:34:41.480 --> 00:34:43.559
<v Speaker 2>has called you in a crisis, or someone has called

608
00:34:43.559 --> 00:34:45.599
<v Speaker 2>you that've canceled as a guest or something like that.

609
00:34:45.920 --> 00:34:49.159
<v Speaker 2>Isn't that just life happening? Isn't that something we kind

610
00:34:49.199 --> 00:34:49.559
<v Speaker 2>of avoid?

611
00:34:51.079 --> 00:34:54.320
<v Speaker 3>Yes, exactly. And that's why it's not good with the

612
00:34:54.360 --> 00:34:57.480
<v Speaker 3>modern perspective that you're supposed to feel good all the time,

613
00:34:57.840 --> 00:35:00.760
<v Speaker 3>because it's definitely not meant to feel good all the time.

614
00:35:00.800 --> 00:35:03.360
<v Speaker 3>You couldn't have a peak moment all the time. So

615
00:35:03.440 --> 00:35:06.440
<v Speaker 3>you need when you're having a bad moment to understand

616
00:35:06.840 --> 00:35:11.800
<v Speaker 3>how to shift back into the happy chemicals. And it's

617
00:35:11.920 --> 00:35:14.840
<v Speaker 3>very specific, like you can't always watch a baseball game.

618
00:35:15.199 --> 00:35:18.639
<v Speaker 3>So if you know that what triggers Dopamine is any

619
00:35:18.719 --> 00:35:22.119
<v Speaker 3>step toward a goal. So you get it from baseball.

620
00:35:22.199 --> 00:35:26.320
<v Speaker 3>Other people don't because you learn to identify with that

621
00:35:26.440 --> 00:35:29.920
<v Speaker 3>baseball player seeking a goal. So everyone has their own

622
00:35:29.960 --> 00:35:34.400
<v Speaker 3>way of sparking their dopamine. Now, the seratonin and oxytocin

623
00:35:34.440 --> 00:35:38.719
<v Speaker 3>are hard to spark. Oxytocin is what people often call

624
00:35:38.800 --> 00:35:42.199
<v Speaker 3>the bonding chemical. But if it were so easy to

625
00:35:42.320 --> 00:35:44.440
<v Speaker 3>just bond all the time, we'd be doing that. So

626
00:35:44.480 --> 00:35:47.360
<v Speaker 3>the bottom line is that when you're with a group,

627
00:35:47.840 --> 00:35:50.159
<v Speaker 3>often they get on your nerves and you don't want

628
00:35:50.159 --> 00:35:51.960
<v Speaker 3>to be following the crowd all the time.

629
00:35:53.800 --> 00:35:58.079
<v Speaker 2>Doctor Okay, I don't want ahead.

630
00:35:58.480 --> 00:36:01.960
<v Speaker 3>Yeah yeah, no, but it's true. This is what our

631
00:36:02.000 --> 00:36:04.960
<v Speaker 3>brain is designed to say. Is this a good moment

632
00:36:05.000 --> 00:36:08.280
<v Speaker 3>for oxytocin? Or would I rather go my own way?

633
00:36:08.360 --> 00:36:10.639
<v Speaker 3>And we're always going back and forth on all of

634
00:36:10.639 --> 00:36:13.239
<v Speaker 3>these and that's why it doesn't pay to believe that

635
00:36:13.280 --> 00:36:14.960
<v Speaker 3>you're supposed to have them all the time.

636
00:36:16.119 --> 00:36:20.159
<v Speaker 2>There must be one of them that deals with love

637
00:36:20.239 --> 00:36:21.840
<v Speaker 2>and intimacy. Which one is that?

638
00:36:23.119 --> 00:36:27.280
<v Speaker 3>So that is oxytocin, Like I said, the bonding chemical. Okay,

639
00:36:28.079 --> 00:36:29.840
<v Speaker 3>if you don't get it from love, you know, the

640
00:36:29.880 --> 00:36:32.880
<v Speaker 3>famous example of going to a pub where everybody knows

641
00:36:32.920 --> 00:36:33.320
<v Speaker 3>your name.

642
00:36:33.679 --> 00:36:36.599
<v Speaker 2>Sure, right, go bowling with your friends.

643
00:36:36.719 --> 00:36:41.199
<v Speaker 3>Whatever, exactly exactly, And of course then we all know

644
00:36:41.280 --> 00:36:44.320
<v Speaker 3>that those things have their limits, and that's why we

645
00:36:44.360 --> 00:36:46.920
<v Speaker 3>need to understand the chemical. So we could say, well,

646
00:36:46.920 --> 00:36:50.480
<v Speaker 3>what other way can I get it? Okay, the complicated

647
00:36:50.519 --> 00:36:55.480
<v Speaker 3>one is Sarah tonin because animals actually are very competitive,

648
00:36:55.599 --> 00:36:59.000
<v Speaker 3>and they even have social hierarchies in a group of

649
00:36:59.079 --> 00:37:01.920
<v Speaker 3>monkeys or chimp. And it's obvious that this is what

650
00:37:01.960 --> 00:37:05.039
<v Speaker 3>people are doing all the time, and that's why we

651
00:37:05.079 --> 00:37:07.199
<v Speaker 3>get frustrated about those things.

652
00:37:07.639 --> 00:37:11.320
<v Speaker 2>I see. So whoever decides what restaurant you're going to

653
00:37:11.360 --> 00:37:14.039
<v Speaker 2>go to, I assume is what you're saying. The kids

654
00:37:14.079 --> 00:37:15.880
<v Speaker 2>want to go to chuck E Cheese and you want

655
00:37:15.880 --> 00:37:18.920
<v Speaker 2>to go to a little bit nicer restaurant or something

656
00:37:19.000 --> 00:37:22.119
<v Speaker 2>like that. And most of the time you learn that

657
00:37:22.159 --> 00:37:27.360
<v Speaker 2>you go to chuck E Cheese afterte Chuckie Cheese. So, look,

658
00:37:27.599 --> 00:37:32.239
<v Speaker 2>your book. We can never cover a book in an

659
00:37:32.280 --> 00:37:34.599
<v Speaker 2>eight or a nine minute interview. I'm sure you know that,

660
00:37:34.920 --> 00:37:38.280
<v Speaker 2>but I think that you've given some really interesting insights

661
00:37:38.760 --> 00:37:41.880
<v Speaker 2>that will encourage people perhaps to pick the book up.

662
00:37:42.239 --> 00:37:44.360
<v Speaker 2>What's the easiest way I know everyone's going to say,

663
00:37:44.599 --> 00:37:47.000
<v Speaker 2>is the book now published, because sometimes people say, oh,

664
00:37:47.000 --> 00:37:49.480
<v Speaker 2>it's coming out next week. When has this book been published?

665
00:37:49.480 --> 00:37:50.280
<v Speaker 2>How long is it out for?

666
00:37:51.119 --> 00:37:54.360
<v Speaker 3>Oh yeah, it's been out for a year and all

667
00:37:54.400 --> 00:37:58.559
<v Speaker 3>the information is on my website inn Mammalinstitute dot org

668
00:37:58.760 --> 00:37:59.960
<v Speaker 3>Inter Mammal Institute.

669
00:38:00.079 --> 00:38:00.800
<v Speaker 2>No, that's easy.

670
00:38:00.840 --> 00:38:02.400
<v Speaker 3>It's also available everywhere.

671
00:38:02.519 --> 00:38:05.400
<v Speaker 2>But so I assume they get it through Amazon, go

672
00:38:05.440 --> 00:38:09.920
<v Speaker 2>to bookstores, maybe even libraries if if they want to

673
00:38:09.960 --> 00:38:11.679
<v Speaker 2>pull it out of a library. There's still people who

674
00:38:11.719 --> 00:38:13.719
<v Speaker 2>go to libraries, believe it or not these days. But

675
00:38:14.079 --> 00:38:19.679
<v Speaker 2>Inner Mammal Institute dot org. Did you say yes? Okay,

676
00:38:19.719 --> 00:38:22.039
<v Speaker 2>so so that's that's some sort of some sort of

677
00:38:22.039 --> 00:38:24.599
<v Speaker 2>a five oh one setup. If there's a dot org

678
00:38:24.679 --> 00:38:25.800
<v Speaker 2>dot org.

679
00:38:27.519 --> 00:38:28.920
<v Speaker 3>Uh yeah, it's like that.

680
00:38:29.400 --> 00:38:31.519
<v Speaker 2>Yeah, okay, well that's what I'm saying. Yeah, I mean

681
00:38:31.559 --> 00:38:33.440
<v Speaker 2>I just do five O one C three five one

682
00:38:33.559 --> 00:38:36.599
<v Speaker 2>C four whatever, you know, just want to don't want

683
00:38:36.639 --> 00:38:41.079
<v Speaker 2>people to be confused it's Inner Mammal Institute dot org

684
00:38:41.320 --> 00:38:43.719
<v Speaker 2>because some people say it has to be dot com.

685
00:38:43.760 --> 00:38:45.159
<v Speaker 2>I want I want to make sure people get to

686
00:38:45.360 --> 00:38:46.360
<v Speaker 2>that's all doctor.

687
00:38:46.880 --> 00:38:49.239
<v Speaker 3>If you want to go right to the book, it's

688
00:38:49.519 --> 00:38:52.400
<v Speaker 3>dot org slash y gotcha.

689
00:38:52.559 --> 00:38:55.920
<v Speaker 2>Well that's easy. The word not the letter. Why w

690
00:38:56.079 --> 00:38:56.400
<v Speaker 2>is why.

691
00:38:57.440 --> 00:39:00.119
<v Speaker 3>I have lots and lots of free resources on my

692
00:39:00.199 --> 00:39:04.000
<v Speaker 3>website at the bottom of every page, and you can

693
00:39:04.079 --> 00:39:06.320
<v Speaker 3>put in your email and get a free five day

694
00:39:06.320 --> 00:39:10.960
<v Speaker 3>Happy Chemical Jumpstart that has one day of messaging on

695
00:39:11.079 --> 00:39:12.719
<v Speaker 3>each of the happy chemicals.

696
00:39:13.159 --> 00:39:15.639
<v Speaker 2>Nice. That's good. I think it would be good if

697
00:39:15.679 --> 00:39:18.679
<v Speaker 2>we were all a little happier, There's no doubt about that. Thanks.

698
00:39:18.760 --> 00:39:21.039
<v Speaker 2>I really enjoyed the conversation. I had a little bit

699
00:39:21.079 --> 00:39:22.639
<v Speaker 2>fun with you. I hope you know that I wasn't

700
00:39:22.679 --> 00:39:25.880
<v Speaker 2>in any way, shape or form being disrespectful, but I

701
00:39:25.920 --> 00:39:28.440
<v Speaker 2>was having fun. I was having fun and also hoping

702
00:39:28.480 --> 00:39:31.079
<v Speaker 2>that that would help people understand better what we're talking about.

703
00:39:31.400 --> 00:39:33.400
<v Speaker 2>Thanks so much for your time, and we'll have you back.

704
00:39:34.440 --> 00:39:35.440
<v Speaker 3>Thank you, take care.

705
00:39:35.559 --> 00:39:35.880
<v Speaker 4>Bye.

706
00:39:36.239 --> 00:39:38.800
<v Speaker 2>Very welcome by doctor Loretta Bruning. When we come back,

707
00:39:38.800 --> 00:39:40.920
<v Speaker 2>we're going to be talking about Social Security with a

708
00:39:41.000 --> 00:39:44.480
<v Speaker 2>man who knows because his grandfather signed the so Security

709
00:39:44.480 --> 00:39:47.320
<v Speaker 2>Act back in nineteen thirty five. Jim Roosevelt, grandson of

710
00:39:47.320 --> 00:39:50.000
<v Speaker 2>Franklin Dellan and Roosevelt to join us, and he was

711
00:39:50.000 --> 00:39:51.719
<v Speaker 2>supposed to be with us last night, but We got

712
00:39:51.800 --> 00:39:53.519
<v Speaker 2>him tonight and we're looking forward to it. We'll be

713
00:39:53.519 --> 00:39:55.440
<v Speaker 2>back on Night's side right after the nine o'clock news

714
00:39:55.440 --> 00:39:57.639
<v Speaker 2>here on WBZ, Boston's news radio station,