WEBVTT 1 00:00:00.520 --> 00:00:05.759 Yea RiPP. 2 00:00:09.000 --> 00:00:10.599 Need ad by, so you don't have. 3 00:00:12.720 --> 00:00:13.519 Come running. 4 00:00:13.759 --> 00:00:18.399 Just as fast as we can, Shooter's gonna help come 5 00:00:18.960 --> 00:00:20.199 man Dix. 6 00:00:20.480 --> 00:00:27.120 He is the Troubleshooter Show. No Tom Martino, hell. 7 00:00:27.000 --> 00:00:30.120 On Tom Martino. And as you'll see in that little tiny. 8 00:00:29.839 --> 00:00:32.200 Corner at the side of your screen is Marky Mark 9 00:00:32.280 --> 00:00:36.240 Mark Mark and Uh he's at home in his remote studio. 10 00:00:36.280 --> 00:00:38.600 I'm in my studio and we're having a great time. 11 00:00:38.960 --> 00:00:41.520 If you're streaming, that's the Troubleshooter Show. If you're just 12 00:00:41.560 --> 00:00:45.479 listening on radio or podcast or wherever downloads, have a 13 00:00:45.479 --> 00:00:47.600 great time because we're gonna talk about things near and 14 00:00:47.640 --> 00:00:49.159 dear to your heart and pocketbook. 15 00:00:49.280 --> 00:00:50.640 What's that T shirt? Say? Mark? 16 00:00:50.679 --> 00:00:53.920 I can't see it. What does that say? What's your 17 00:00:53.960 --> 00:00:59.200 T shirt? It's something there anyway? Does he hear me? He 18 00:00:59.200 --> 00:01:01.520 doesn't even hear me his T shirts? 19 00:01:01.600 --> 00:01:01.719 Oh? 20 00:01:01.799 --> 00:01:05.200 Rolling Stones? Okay, that's pretty cool. You're like, hey, heyton 21 00:01:05.319 --> 00:01:09.000 T shirt, Rolling Stones. I just wondered what your T 22 00:01:09.120 --> 00:01:14.079 shirt said, Rolling Soon collect No Moss, I got you 23 00:01:14.120 --> 00:01:15.480 know what I got with me right now? I got 24 00:01:15.519 --> 00:01:19.040 Deputy Doc with me. Deputy Doc came over to the uh, 25 00:01:19.760 --> 00:01:21.840 to the remote suit. We got Deputy d I believe 26 00:01:21.840 --> 00:01:24.159 at the mothership. I think he's going there. 27 00:01:25.159 --> 00:01:29.840 Hi, Tom, it's Deputy Bow's here with me at the stadio, 28 00:01:30.640 --> 00:01:31.959 Dan Bow, Dan Bow. 29 00:01:32.040 --> 00:01:35.200 Okay, any follow ups before we get going, Not for 30 00:01:35.319 --> 00:01:38.200 me yet, just working on right. 31 00:01:38.159 --> 00:01:41.120 Now, go on, hold on, Doc's got something. 32 00:01:41.680 --> 00:01:42.079 Okay. 33 00:01:43.319 --> 00:01:47.439 Caroline called Caroline about a propane problem. 34 00:01:47.560 --> 00:01:49.799 She was how long ago is this this? Oh? 35 00:01:49.840 --> 00:01:51.000 Maybe just last week? 36 00:01:51.120 --> 00:01:52.599 Okay, Caroline? Okay. 37 00:01:53.359 --> 00:01:58.599 And apparently they said she owed them five hundred dollars 38 00:01:58.640 --> 00:02:00.480 for a propane refill. 39 00:02:01.159 --> 00:02:03.239 Oh and it was a new company that had been 40 00:02:03.280 --> 00:02:06.319 taken over. So here's the deal, and she didn't understand 41 00:02:06.400 --> 00:02:10.199 it at all. Right, they overfilled her tank. 42 00:02:10.919 --> 00:02:14.800 She was supposed to get only five hundred gallons units 43 00:02:14.840 --> 00:02:18.360 whatever it is, and there was an extra three hundred 44 00:02:18.400 --> 00:02:23.520 and twenty five dollar charge because the guy misread the 45 00:02:24.400 --> 00:02:27.919 sheet and gave her more gas than she had asked for, 46 00:02:28.520 --> 00:02:29.719 and she had no money. 47 00:02:29.800 --> 00:02:34.080 She was waiting for the Leap program to help pay. 48 00:02:34.080 --> 00:02:37.159 Okay, so all ry that makes sense. So really she 49 00:02:37.319 --> 00:02:38.800 did get the gas, it was just. 50 00:02:38.680 --> 00:02:40.919 More than she had ordered, right, and she had no 51 00:02:41.000 --> 00:02:43.840 money to pay for it. So we got in touch 52 00:02:43.840 --> 00:02:47.319 with Leap and Leip sent them a check for five 53 00:02:47.400 --> 00:02:51.159 hundred dollars, so that that was curt stuff that would 54 00:02:51.159 --> 00:02:53.560 cover the three twenty five and. 55 00:02:55.039 --> 00:02:57.240 She would only get one hundred and twenty. 56 00:02:56.960 --> 00:03:01.800 Five one hundred and seventy five unit scowns ever it 57 00:03:01.879 --> 00:03:04.800 is to make up the five hundred, so after she. 58 00:03:04.800 --> 00:03:06.599 Only had to pay for part of it. So you're saying, 59 00:03:06.599 --> 00:03:09.879 though they paid for it leap, all right, Well, Leap gave. 60 00:03:09.680 --> 00:03:12.199 Her the five hundred right which covered the three twenty 61 00:03:12.280 --> 00:03:15.400 five she owed, plus another one hundred and seventy five 62 00:03:16.080 --> 00:03:16.719 which would. 63 00:03:16.560 --> 00:03:18.240 Cover our next fillip. 64 00:03:18.439 --> 00:03:21.000 That's instead of getting five hundred at the next fillip, 65 00:03:21.280 --> 00:03:24.120 she'll get one seventy five and that she'll be back 66 00:03:24.159 --> 00:03:24.919 on track. 67 00:03:24.719 --> 00:03:25.039 All right. 68 00:03:25.120 --> 00:03:31.199 So basically though they overfilled her by mistake, correct, all right. 69 00:03:31.319 --> 00:03:33.639 See a lot of people that have big pro pain tanks, 70 00:03:33.840 --> 00:03:35.759 even though they have a big tank, don't always get 71 00:03:35.759 --> 00:03:38.120 it topped off. They can only afford a certain amount 72 00:03:38.159 --> 00:03:41.400 each month, so they literally go from you know, to 73 00:03:41.879 --> 00:03:45.759 service to service with what they can afford. In her case, 74 00:03:46.159 --> 00:03:48.840 they saw an empty tank and filled it. So Doc, 75 00:03:48.960 --> 00:03:52.840 that was really good. Cool, Let me get my dinger out. Okay, 76 00:03:54.360 --> 00:03:56.159 did you hear my dinger. By the way, on the air, 77 00:03:56.199 --> 00:03:56.479 I gues. 78 00:03:56.400 --> 00:03:58.240 It's a little pathetic today, Tom. 79 00:03:58.000 --> 00:04:03.479 But is it going over the air there, Shannon? It 80 00:04:03.560 --> 00:04:05.240 is okay, but she's. 81 00:04:05.199 --> 00:04:06.120 Don't hear it on the air. 82 00:04:06.280 --> 00:04:07.159 I don't hear it on the air. 83 00:04:07.199 --> 00:04:13.919 Anyway, Go ahead, So anyway, she's all cool, everything is copasetic. 84 00:04:14.360 --> 00:04:17.079 She's made whole and she's back on track. 85 00:04:17.800 --> 00:04:21.160 All right, So anyway, folks, three all three seven one 86 00:04:21.279 --> 00:04:23.399 three talk is our number three O three seven one 87 00:04:23.399 --> 00:04:26.399 three eight two five five. Now you're gonna hear my dinger. 88 00:04:26.439 --> 00:04:29.639 I just made an adjustment here. Watch listen to this one. 89 00:04:29.680 --> 00:04:34.279 Now there, did you hear that, Shannon? 90 00:04:34.639 --> 00:04:36.560 You definitely sounded more distracted. 91 00:04:38.439 --> 00:04:41.319 No, I'm asking okay, man, I'm telling you, I don't 92 00:04:41.319 --> 00:04:43.120 know why this guy is being so nasty. 93 00:04:43.240 --> 00:04:44.759 I'm gonna try it again, my dinger. 94 00:04:46.160 --> 00:04:46.839 There we go. 95 00:04:47.399 --> 00:04:47.800 Thank you. 96 00:04:48.519 --> 00:04:53.040 See, Deputy doc, we're technically a dinger doctor in a 97 00:04:53.120 --> 00:04:58.319 in a way of matter of speaking, three O three 98 00:04:58.480 --> 00:05:00.399 seven one three eight two five. 99 00:05:01.480 --> 00:05:03.439 So Eva has a question about open enrollment. 100 00:05:04.079 --> 00:05:08.199 By the way, open enrollment I believe is over right, Mark, 101 00:05:08.279 --> 00:05:10.279 I mean open enrollments towards the end of the year 102 00:05:10.720 --> 00:05:13.439 and it's a chance for you to change way over. 103 00:05:14.720 --> 00:05:18.720 Yeah, it's usually from around December seventh to January fifteenth. 104 00:05:19.040 --> 00:05:21.240 That's that's approximately when it's opening. 105 00:05:21.040 --> 00:05:22.160 Around open enrollment. 106 00:05:22.199 --> 00:05:25.680 The reason there's open enrollment is because because of Obamacare, 107 00:05:25.720 --> 00:05:29.040 and they wanted to be able to predict actuarily who's 108 00:05:29.079 --> 00:05:31.800 going to participate in what the rates will be. They 109 00:05:31.920 --> 00:05:34.120 made everyone sign up at a certain time of year 110 00:05:34.240 --> 00:05:36.360 or make changes during a certain time of year, except 111 00:05:36.360 --> 00:05:39.720 for very minor exceptions. Exceptions are if you lose a job, 112 00:05:39.800 --> 00:05:42.920 if you move, or something like that. But in ninety 113 00:05:42.959 --> 00:05:44.879 eight percent of the cases, if you want to change 114 00:05:44.920 --> 00:05:47.319 coverage at all, you have to do it during open enrollment, 115 00:05:47.759 --> 00:05:50.240 and that's the only time you get to change unless 116 00:05:50.240 --> 00:05:53.360 there's a life changing event. So people say, make sure 117 00:05:53.360 --> 00:05:56.399 you like your coverage or you know you're stuck with it, 118 00:05:57.279 --> 00:05:59.040 and in essence, that's kind of true. 119 00:05:59.240 --> 00:06:00.759 So Eva, what's going on with you? 120 00:06:04.839 --> 00:06:05.240 Are you there? 121 00:06:05.279 --> 00:06:14.000 Eva? Eva? We might have lost her. 122 00:06:16.120 --> 00:06:18.600 Let's see if we can resurrect Eva. She wanted to 123 00:06:18.600 --> 00:06:22.759 know about open enrollment and open enrollment though I believe 124 00:06:22.759 --> 00:06:23.319 it is over. 125 00:06:23.399 --> 00:06:23.600 Now. 126 00:06:23.639 --> 00:06:25.279 You can text me as well as call me. 127 00:06:26.000 --> 00:06:29.800 You can text the iHeart short code that's for all shows, 128 00:06:30.040 --> 00:06:32.040 and it comes to iHeart and you put my name 129 00:06:32.079 --> 00:06:35.079 on it and comes to me. Just put Tom in there, 130 00:06:35.240 --> 00:06:38.639 or Mike if you're doing Mike Brown or Dan Kaplas 131 00:06:38.639 --> 00:06:40.040 if you're doing Dan, just sip with Dan. 132 00:06:40.360 --> 00:06:43.000 Okay, So it's five seven, seven three nine. 133 00:06:43.160 --> 00:06:47.560 Then I have my own exclusive number and my number 134 00:06:47.680 --> 00:06:50.720 that comes to my cell phone. It's my Google Voice number, 135 00:06:50.839 --> 00:06:52.920 so I have it to my cell phone for all 136 00:06:53.000 --> 00:06:56.000 kinds of things, and that's seven four seven nine nine 137 00:06:55.839 --> 00:06:57.480 nine fifty eighty Tom. 138 00:06:57.560 --> 00:07:01.079 Just to my people, when they sign up for Medicare 139 00:07:01.160 --> 00:07:04.519 the first time for Medicare, yet, if they don't choose 140 00:07:04.519 --> 00:07:10.319 supplement the next year and every following enrollment period, they 141 00:07:10.360 --> 00:07:13.800 will have their medical records examined. When you sign up 142 00:07:13.800 --> 00:07:17.319 the first time, you can get supplement without having to 143 00:07:17.360 --> 00:07:22.279 give a medical history. Once you've passed that initial time, 144 00:07:22.839 --> 00:07:25.439 the next year and the year after that, they will 145 00:07:25.480 --> 00:07:27.639 evaluate your history. 146 00:07:28.240 --> 00:07:30.759 Not just if you're signing up for a supplement, but 147 00:07:30.839 --> 00:07:31.759 if you're changing its. 148 00:07:31.800 --> 00:07:34.839 Changing to supplement, like I was denied because of my 149 00:07:34.879 --> 00:07:38.399 medical history, so but if I had signed up initially 150 00:07:38.439 --> 00:07:39.399 with supplement. 151 00:07:39.079 --> 00:07:44.399 So initially supplements cannot turn you down, correct, But after that, 152 00:07:45.000 --> 00:07:48.040 if you want to change the new companies can ask 153 00:07:48.079 --> 00:07:48.800 for medicals. 154 00:07:48.879 --> 00:07:51.959 Absolutely, yeah, And I have a supplement. 155 00:07:52.399 --> 00:07:55.040 I have a supplement I've had from the beginning, and 156 00:07:55.160 --> 00:07:58.600 I think it's called a g right. It's one of 157 00:07:58.600 --> 00:08:01.240 the best you can buy, and I've not when I 158 00:08:01.240 --> 00:08:05.800 had my back surgery, I pay twenty dollars. Now a 159 00:08:05.839 --> 00:08:07.720 lot depends on the time of year, because don't you 160 00:08:07.720 --> 00:08:10.480 have a deductible. We all have deductibles no matter what 161 00:08:10.600 --> 00:08:12.199 kind of supplement we have. 162 00:08:13.759 --> 00:08:16.279 All pointing out is that if you don't take supplement 163 00:08:16.319 --> 00:08:18.560 the first time, you have to be aware of the 164 00:08:18.600 --> 00:08:20.160 fact that so they can. 165 00:08:20.079 --> 00:08:23.439 Deny if you're taking Medicare Part A and B with 166 00:08:23.519 --> 00:08:28.120 a supplement or Medicare advantage is different. Now, I personally 167 00:08:28.120 --> 00:08:31.160 don't like Medicare advantage anywhere near A and B with 168 00:08:31.199 --> 00:08:34.200 a supplement. I believe Part A and Part B with 169 00:08:34.240 --> 00:08:38.720 a supplement is far superior, and then a separate drug plan. 170 00:08:39.080 --> 00:08:39.919 The thing about. 171 00:08:39.799 --> 00:08:44.039 Advantage is you don't pay for it. Technically, they just 172 00:08:44.080 --> 00:08:46.720 take the money that you have for that's a lottit 173 00:08:46.759 --> 00:08:48.480 to for Part A and Part B that you would 174 00:08:48.480 --> 00:08:50.960 pay anyway, and then they allot that and give you 175 00:08:51.000 --> 00:08:53.279 a supplement on top of it, and they control everything. 176 00:08:53.720 --> 00:08:58.120 But you're way more limited on healthcare providers and everything else. 177 00:08:58.360 --> 00:09:01.799 I have just never when I have looked into supplements 178 00:09:02.799 --> 00:09:06.960 versus advantage, I've always thought advantage was better. 179 00:09:07.279 --> 00:09:07.879 Is Eva there? 180 00:09:07.919 --> 00:09:08.120 Now? 181 00:09:10.440 --> 00:09:10.919 I'm here? 182 00:09:11.240 --> 00:09:13.559 Hi Eva? What's happening? Eva? 183 00:09:14.000 --> 00:09:14.200 Well? 184 00:09:14.440 --> 00:09:20.240 Thank you for taking my talking about this issue. I 185 00:09:20.279 --> 00:09:25.240 mistakenly answered a scam call trying to sign people up 186 00:09:26.159 --> 00:09:32.720 for their company H for I already had SIGNA and 187 00:09:32.759 --> 00:09:34.919 I was happy with it, but I listened. 188 00:09:34.559 --> 00:09:37.240 To it and now you had SIGNA for what? 189 00:09:37.360 --> 00:09:37.639 Though? 190 00:09:37.960 --> 00:09:38.279 Eva? 191 00:09:38.360 --> 00:09:40.000 What what did you have SIGNA for? 192 00:09:42.000 --> 00:09:42.879 My healthcare? 193 00:09:44.440 --> 00:09:44.639 Which? 194 00:09:44.720 --> 00:09:47.320 What kind of healthcare? I don't understand. Was it a supplement? 195 00:09:47.559 --> 00:09:50.919 Was it a drug plan? Was it a what? What 196 00:09:50.960 --> 00:09:53.360 was SIGNA for? When you said you had SIGNA? 197 00:09:53.759 --> 00:10:00.960 I had SIGNATU with A and B. It's an advantage. 198 00:10:01.279 --> 00:10:04.799 Okay, you had Medicare advantage through SIGNA? 199 00:10:05.840 --> 00:10:07.480 Correct? 200 00:10:07.720 --> 00:10:08.080 Got it? 201 00:10:08.440 --> 00:10:09.240 So what happened? 202 00:10:10.200 --> 00:10:10.639 Okay? 203 00:10:10.720 --> 00:10:10.879 So? 204 00:10:11.279 --> 00:10:17.919 Uh? I let this person talk to me? And and 205 00:10:17.919 --> 00:10:18.559 what did they do? 206 00:10:18.639 --> 00:10:21.159 Did they try to get you to switch from SIGNA 207 00:10:21.200 --> 00:10:22.000 to somewhere else? 208 00:10:22.840 --> 00:10:23.320 Correct? 209 00:10:23.559 --> 00:10:26.879 And actually I did it? 210 00:10:27.000 --> 00:10:27.480 Uh? 211 00:10:27.799 --> 00:10:32.240 And I am sorry that I did that. And the 212 00:10:32.320 --> 00:10:32.840 thing is. 213 00:10:32.879 --> 00:10:33.600 Now, what do you mean? 214 00:10:33.639 --> 00:10:33.960 Okay? 215 00:10:34.000 --> 00:10:37.039 So what were they telling you on the phone? Did 216 00:10:37.039 --> 00:10:38.960 they call you or did you call them? 217 00:10:39.879 --> 00:10:43.360 It was one of those scam calls that I missed. 218 00:10:43.000 --> 00:10:49.720 I answered, I don't say they said that, well, not necessarily. 219 00:10:49.840 --> 00:10:52.559 They're just trying to get you to switch. So did 220 00:10:52.559 --> 00:10:54.039 they say we have a better. 221 00:10:53.799 --> 00:10:54.559 Plan for you? 222 00:10:55.559 --> 00:10:57.639 That's what they were trying to say. I don't know 223 00:10:57.679 --> 00:11:00.679 if it's true. But what I let the do was 224 00:11:00.840 --> 00:11:01.960 sign me up for. 225 00:11:02.720 --> 00:11:06.600 Starting March first. I did it over the phone. 226 00:11:07.080 --> 00:11:08.000 With a void. 227 00:11:07.759 --> 00:11:09.440 What did you sign up for. 228 00:11:10.799 --> 00:11:14.919 A different company? United Health? I think it was? 229 00:11:15.600 --> 00:11:17.240 But and what is it? 230 00:11:17.360 --> 00:11:20.000 Is it advantage or is it still a supplement? 231 00:11:21.360 --> 00:11:21.559 No? 232 00:11:22.519 --> 00:11:27.120 I had advantage with SIGNA and I don't know for 233 00:11:27.200 --> 00:11:28.960 sure if it still is or not. 234 00:11:29.159 --> 00:11:31.679 But I thought and I mentioned. 235 00:11:31.279 --> 00:11:34.320 It to the salesperson. I said, I thought that open 236 00:11:34.440 --> 00:11:38.279 enrollment was only you know that that period was over? 237 00:11:38.759 --> 00:11:43.159 And why would do you have been able. 238 00:11:42.919 --> 00:11:45.559 To sign When did this call happen? Eva? 239 00:11:45.720 --> 00:11:47.600 Eva? When did this call happen? 240 00:11:47.759 --> 00:11:48.320 Saturday? 241 00:11:48.840 --> 00:11:49.440 Saturday? 242 00:11:49.519 --> 00:11:52.440 All right, hold on a second, let's get let's get 243 00:11:52.480 --> 00:11:54.960 Integra Insurance on to find out what the hell's going on. 244 00:11:55.360 --> 00:11:57.960 She's right, open enrollment was over. I don't know what 245 00:11:58.000 --> 00:12:00.279 game they're playing. We'll try to figure it out. Tom 246 00:12:00.320 --> 00:12:03.080 Martino three oh three seven one three talk seven one 247 00:12:03.159 --> 00:12:06.440 three eight two five five. Waterpros dot net the best 248 00:12:06.440 --> 00:12:12.000 water systems, the best pricing, the best technology, solid state technology. 249 00:12:13.759 --> 00:12:15.360 I can't say enough about these guys. 250 00:12:15.360 --> 00:12:17.639 Okay, Paul the Waterman's a friend of mine, and I 251 00:12:17.679 --> 00:12:19.679 have systems in my home. You can get a whole 252 00:12:19.720 --> 00:12:22.440 house system to get rid of forever chemicals, to soften 253 00:12:22.480 --> 00:12:25.399 your water, and to get drinking water reverse osmosis at 254 00:12:25.399 --> 00:12:28.960 the kitchen sing for three ninety five bucks. You think 255 00:12:29.000 --> 00:12:31.360 that's not a great deal for him, it's a great deal. 256 00:12:31.519 --> 00:12:34.480 And for plumbers they start at fifteen or sixteen grand 257 00:12:34.480 --> 00:12:37.559 for the same stuff. Waterpros dot net you will never 258 00:12:37.600 --> 00:12:41.399 get better for that price, or for for five times 259 00:12:41.399 --> 00:12:43.919 that price. And that's waterpros dot net three oh three 260 00:12:43.919 --> 00:12:51.679 eight six two five fifty five four. Go with a 261 00:12:51.720 --> 00:12:55.279 sure thing Denver's best roofer Excel roofing dot com. You 262 00:12:55.279 --> 00:13:00.919 don't pay a cent until you're content, wait time for 263 00:13:00.960 --> 00:13:04.159 an insurance check up, free, no obligation. In comparison, call 264 00:13:04.240 --> 00:13:07.559 Compass insurance paying too much your coverage at dozens of 265 00:13:07.600 --> 00:13:10.559 insurance companies. Find out now three all three seven seven 266 00:13:10.559 --> 00:13:13.320 to one help. You'll think you're his only customer when 267 00:13:13.360 --> 00:13:15.840 you choose Frank durand the real estate man dot com 268 00:13:15.879 --> 00:13:19.000 to list your home with Remax Alliance three all three 269 00:13:19.080 --> 00:13:28.200 nine two zero sixteen twenty two. Hey Tom Martino here 270 00:13:28.240 --> 00:13:30.720 three O three seven one three talks seven one three 271 00:13:30.840 --> 00:13:35.279 eight two five five. So we're trying to get uh 272 00:13:35.440 --> 00:13:37.879 integer Insurance on to talk about Eva's problems. So we 273 00:13:37.919 --> 00:13:40.120 won't bring her up until we can get them. But 274 00:13:40.840 --> 00:13:42.080 someday's weird. 275 00:13:43.000 --> 00:13:44.519 That they called. 276 00:13:44.559 --> 00:13:48.080 But they she did switch voluntarily. I think it's gonna 277 00:13:48.120 --> 00:13:50.360 be a problem. But I'm wondering if she's gonna switch 278 00:13:50.440 --> 00:13:53.600 back and we're gonna find that out. There might be 279 00:13:53.679 --> 00:13:56.600 some special circumstances where you can do that. 280 00:13:58.159 --> 00:13:59.360 I have some texts here. 281 00:14:01.759 --> 00:14:06.360 Okay, I'm sixty five in two years, I have not 282 00:14:06.519 --> 00:14:11.240 had health insurance since two thousand and five. Will supplemental 283 00:14:11.279 --> 00:14:14.919 insurance deny me? I don't think so. I don't think 284 00:14:15.000 --> 00:14:17.840 it has anything to do with your previous insurance. It's 285 00:14:17.879 --> 00:14:19.039 not like car insurance. 286 00:14:19.600 --> 00:14:22.120 If you are not previously ensured they consider you a 287 00:14:22.200 --> 00:14:23.639 high risk. That's not the case. 288 00:14:24.240 --> 00:14:29.960 In fact, if you go to one, no, they won't 289 00:14:30.000 --> 00:14:32.159 have a clue history on you, but they can get 290 00:14:32.200 --> 00:14:35.360 your medical records, so you'll be able to get part 291 00:14:35.399 --> 00:14:36.159 A and Part. 292 00:14:35.960 --> 00:14:37.600 B in a supplement quite easily. 293 00:14:37.879 --> 00:14:41.159 But if you haven't been to a doctor literally in 294 00:14:41.240 --> 00:14:45.279 that long, you may want an advantage plan because advantages oh, 295 00:14:45.320 --> 00:14:48.000 he says, I haven't been to a doctor since two 296 00:14:48.039 --> 00:14:50.600 thousand and one. By the way, you know, a lot 297 00:14:50.639 --> 00:14:53.600 of people think that's a sign of health and wisdom 298 00:14:53.639 --> 00:14:54.399 and all that. 299 00:14:54.919 --> 00:14:56.320 I don't think that's a wise idea. 300 00:14:56.360 --> 00:14:58.639 I think, you know, there's a school of thought that 301 00:14:58.679 --> 00:15:02.440 says you're just looking for trouble, you know, and why 302 00:15:02.480 --> 00:15:05.559 are you always looking for trouble? And then that's the 303 00:15:05.639 --> 00:15:07.919 old school. And then some say I haven't been to 304 00:15:07.960 --> 00:15:10.639 a doctor, or they think they're healthy. They may or 305 00:15:10.679 --> 00:15:14.039 may not be. I really don't think it has anything 306 00:15:14.080 --> 00:15:15.440 to do with it if you've been to a doctor 307 00:15:15.559 --> 00:15:17.480 or not. I think it's wise to get checked up 308 00:15:17.559 --> 00:15:20.039 every now and then. It's not a guarantee for sure, 309 00:15:21.679 --> 00:15:23.759 but I think you won't have any problem. I would 310 00:15:23.759 --> 00:15:28.080 call integer insurance though, for absolutely sure, I would not 311 00:15:28.200 --> 00:15:33.240 take any chances. There's no reason why anyone should try 312 00:15:33.279 --> 00:15:35.720 to do it themselves. It's just ridiculous. 313 00:15:36.919 --> 00:15:37.240 All right. 314 00:15:37.320 --> 00:15:40.960 Let me see, Tom, I'm a truck driver, longtime listener, 315 00:15:42.200 --> 00:15:45.240 and my instance, I'm reading this cold. In my estimation, 316 00:15:45.360 --> 00:15:48.759 you're a stand up guy, and I'm interested in an 317 00:15:48.799 --> 00:15:52.159 annuity and have around two hundred and fifteen thousand dollars 318 00:15:52.200 --> 00:15:53.440 in a savings count to work. 319 00:15:53.720 --> 00:15:56.679 Can you advise? Well, it depends on your goals. 320 00:15:57.039 --> 00:15:59.919 If you want to take that two fifteen and put 321 00:15:59.919 --> 00:16:03.000 it away and never worry about it, you'll get a 322 00:16:03.039 --> 00:16:03.960 modest return. 323 00:16:04.480 --> 00:16:06.840 You'll get absolutely well, actually you'll get. 324 00:16:06.759 --> 00:16:09.679 Either the better return or the modest return, whichever is better. 325 00:16:10.000 --> 00:16:13.440 You'll have a guaranteed income. I don't know what that 326 00:16:13.440 --> 00:16:17.080 two point fifteen will get you an income, but it 327 00:16:17.120 --> 00:16:20.080 won't be bad. It'll supplement your social security, but you 328 00:16:20.200 --> 00:16:22.399 know that it's safe. 329 00:16:22.600 --> 00:16:22.799 Now. 330 00:16:22.840 --> 00:16:24.960 The one thing you're gonna do if you put that 331 00:16:24.960 --> 00:16:29.080 two fifteen in an annuity, you are going to lose liquidity. 332 00:16:29.360 --> 00:16:32.240 Now people say, well I don't need liquidity, Well that's wonderful. 333 00:16:32.639 --> 00:16:34.440 And when people say you can draw out up to 334 00:16:34.480 --> 00:16:37.000 ten percent a year, without penalty, you can, but then 335 00:16:37.039 --> 00:16:40.320 that goes against the annuity and then you have less 336 00:16:40.320 --> 00:16:44.360 income later on and less earnings as well. So I'm 337 00:16:44.399 --> 00:16:47.200 just saying, look at your whole entire picture. You don't 338 00:16:47.240 --> 00:16:48.279 mention how old you are. 339 00:16:48.360 --> 00:16:48.639 Either. 340 00:16:49.279 --> 00:16:51.919 Again, if you have a few years, you can make 341 00:16:51.960 --> 00:16:53.720 more money with that, or put some of it in 342 00:16:53.840 --> 00:16:57.600 an inuity and keep some of it growing. It all depends. 343 00:16:57.879 --> 00:17:01.840 But the answer is not as easy as yes or no. 344 00:17:02.000 --> 00:17:02.879 Do it or don't do it. 345 00:17:04.400 --> 00:17:04.680 Tom. 346 00:17:04.720 --> 00:17:11.160 The reason Trump is purging government is not to help people. 347 00:17:12.599 --> 00:17:14.160 It's to help big business. 348 00:17:14.960 --> 00:17:17.880 Oh guess who this is, Mark, It's to help big 349 00:17:17.920 --> 00:17:22.359 business in corporate America. I hope Americans will wake up, 350 00:17:22.640 --> 00:17:24.680 you know, Monty. They did wake up, and that's why 351 00:17:24.720 --> 00:17:26.519 you and your ilk were tossed the hell out. 352 00:17:27.039 --> 00:17:27.880 They did wake up. 353 00:17:27.880 --> 00:17:28.200 Monty. 354 00:17:28.240 --> 00:17:28.759 I'm sick and. 355 00:17:28.680 --> 00:17:29.720 Tired of your texts. 356 00:17:30.000 --> 00:17:32.640 I don't know why you think everything going on is 357 00:17:32.720 --> 00:17:35.400 terrible and you know, the most terrible insult in the world, 358 00:17:35.400 --> 00:17:36.400 and I can't believe it. 359 00:17:36.880 --> 00:17:38.480 What I can't believe. 360 00:17:40.000 --> 00:17:46.640 Is that people are complaining how cruel, how terrible, how 361 00:17:46.960 --> 00:17:53.079 terrible that somebody would ask you what you did at 362 00:17:53.079 --> 00:17:59.400 work last week? That is supposed to be the biggest 363 00:17:59.440 --> 00:18:03.440 shock in insult to workers right now, because Elon Musk 364 00:18:03.559 --> 00:18:09.519 is asking people what they have done at work? Yeah, 365 00:18:10.039 --> 00:18:11.599 isn't that a terrible insult? 366 00:18:11.680 --> 00:18:14.000 What have you at work last week? What have you done? 367 00:18:14.279 --> 00:18:15.119 That's what they're doing. 368 00:18:15.200 --> 00:18:19.799 So I just think that it is the kind of 369 00:18:20.000 --> 00:18:23.480 thing that we have gotten so used to lying and 370 00:18:23.599 --> 00:18:26.519 cheating and accating. I'll bet you a lot of those 371 00:18:26.559 --> 00:18:29.160 federal workers don't want to tell them what he did 372 00:18:29.279 --> 00:18:31.440 last week. Don't want to tell him what they did 373 00:18:31.640 --> 00:18:36.440 because they didn't do anything. Mark, did you hear about 374 00:18:36.440 --> 00:18:39.079 the uproar? Because all he asked was to a list 375 00:18:39.079 --> 00:18:40.279 of what they did last week? 376 00:18:40.480 --> 00:18:42.880 Yeah, Well, I don't believe the uproar is what you 377 00:18:43.000 --> 00:18:46.039 think it is. I mean, I just I don't think 378 00:18:46.200 --> 00:18:48.960 like three people with very loud lungs that's it. 379 00:18:49.319 --> 00:18:52.720 Oh oh oh, you're saying there isn't an uproar. 380 00:18:52.799 --> 00:18:58.000 I get they're trying to they're trying to create one. 381 00:18:58.319 --> 00:19:01.680 So you think most people don't mind answering those questions. 382 00:19:01.960 --> 00:19:03.160 Well, I don't know if they mind. 383 00:19:03.240 --> 00:19:05.920 If I didn't do anything and my answer was nothing, 384 00:19:05.960 --> 00:19:08.799 I'd probably mind answering it. 385 00:19:09.160 --> 00:19:13.680 Now, if you had to answer that question, Uh, Shannon, 386 00:19:14.720 --> 00:19:15.559 what would you answer? 387 00:19:15.599 --> 00:19:16.640 What did you do last week? 388 00:19:16.680 --> 00:19:20.519 Well? You did five shows, ten shows for sports or whatever. 389 00:19:20.640 --> 00:19:21.200 It's easy. 390 00:19:21.359 --> 00:19:24.799 You just delineate what you did right now. We're not 391 00:19:24.799 --> 00:19:26.400 saying whether you did it well or not, but you 392 00:19:26.440 --> 00:19:31.440 did it right. And as far as any job you have, 393 00:19:32.240 --> 00:19:34.920 I'm thinking, what did I do last week? I'll bet 394 00:19:34.960 --> 00:19:37.319 your deputy d and Bo are thinking that right now. 395 00:19:37.720 --> 00:19:40.119 Now Deputy Doc might be a little problem here. He's 396 00:19:40.160 --> 00:19:42.480 retired and we're not sure what he did. I know 397 00:19:42.519 --> 00:19:47.640 he played cards, probably and helped us with some troubleshooter problems. 398 00:19:47.720 --> 00:19:49.359 I made a lot of money last week. 399 00:19:49.480 --> 00:19:50.519 Wait, wait, what did you do? 400 00:19:50.640 --> 00:19:52.440 I said, I made a lot of money playing cards 401 00:19:52.480 --> 00:19:52.920 last week? 402 00:19:52.920 --> 00:19:55.480 Oh yeah, yeah, yeah, you know what. 403 00:19:55.559 --> 00:19:57.960 I used to love playing cards. We used to do 404 00:19:58.000 --> 00:20:01.759 it every Saturday, all walks of life. We would get together. 405 00:20:02.319 --> 00:20:06.480 So many years ago, I was working for a newspaper. Anyway, 406 00:20:07.599 --> 00:20:13.480 I would like to know if anyone has had experience 407 00:20:13.599 --> 00:20:18.240 switching supplements. Now I switched supplements, but this was. 408 00:20:18.200 --> 00:20:21.519 What was weird. And Tiger said, Tom. 409 00:20:21.920 --> 00:20:26.160 The company that you have actually has a better supplement 410 00:20:26.519 --> 00:20:30.519 than you have. And I said, why, Yeah, it's better 411 00:20:30.559 --> 00:20:34.599 and it's lower money, but you'd have to requalify for 412 00:20:34.720 --> 00:20:35.920 the supplement. 413 00:20:35.519 --> 00:20:39.119 You have excuse me that you want to get. So 414 00:20:39.240 --> 00:20:40.480 here's how they did it for me. 415 00:20:41.319 --> 00:20:43.720 And are we trying to get them on by the way, 416 00:20:43.720 --> 00:20:45.839 because I really do want to talk to them. 417 00:20:47.000 --> 00:20:48.680 They said, we're not going to it. 418 00:20:48.960 --> 00:20:52.519 I'm working on it. Thank you, Thank you, Kachina. 419 00:20:52.960 --> 00:20:55.960 We're not going to terminate the one you have until 420 00:20:56.000 --> 00:20:59.799 you get the new one. So there's a it's not 421 00:20:59.880 --> 00:21:02.319 like you're at risk. You don't drop the one you 422 00:21:02.359 --> 00:21:05.759 have to get the new one. You simply explore the 423 00:21:05.799 --> 00:21:07.720 new one and if you get it, you take it, 424 00:21:07.759 --> 00:21:09.279 and if you don't, you keep the old one. 425 00:21:09.759 --> 00:21:11.319 So you're not without coverage. 426 00:21:11.839 --> 00:21:15.119 And by the way, integrit does more than Medicare supplements 427 00:21:15.119 --> 00:21:17.519 and all that. Of course, they do regular health insurance. 428 00:21:17.559 --> 00:21:20.960 And I think health insurance is important. What's going to 429 00:21:21.039 --> 00:21:23.799 happen with the whole health insurance industry anyway? What's going 430 00:21:23.880 --> 00:21:27.440 to happen? I think there are so many more efficient 431 00:21:27.480 --> 00:21:30.440 ways to do what we're doing with health care in general, 432 00:21:30.680 --> 00:21:39.480 and especially insurance. Insurance has become its own entity. 433 00:21:39.160 --> 00:21:41.480 Which actually adds cost to healthcare. 434 00:21:42.160 --> 00:21:45.599 It's not efficient, it doesn't keep costs down like they 435 00:21:45.640 --> 00:21:46.799 originally said they did. 436 00:21:47.200 --> 00:21:51.359 The system is absolutely broken. It is. The health insurance 437 00:21:51.359 --> 00:21:53.759 system is broken. Our healthcare isn't terrible. 438 00:21:54.000 --> 00:21:56.160 You know, our healthcare gets a black eye, but it's 439 00:21:56.200 --> 00:22:01.039 not our care itself, our healthcare professionals, those dedicated people. 440 00:22:01.480 --> 00:22:04.799 It's not. Doctors aren't getting wealthy and rich. 441 00:22:05.240 --> 00:22:09.039 I'll bet your deputy doc, your reimbursement rate for cesarean, 442 00:22:09.119 --> 00:22:12.160 for example, was not substantially more when you started your 443 00:22:12.160 --> 00:22:15.559 practice than when you ended it. And but yet insurance companies, 444 00:22:15.880 --> 00:22:17.319 but the price is kept going up. 445 00:22:18.000 --> 00:22:20.039 I mean, seriously, isn't that true. 446 00:22:20.119 --> 00:22:23.720 I talked to doctors who said that they're actually reimbursement rate, 447 00:22:23.759 --> 00:22:26.559 the money they actually get paid is not substantially more. 448 00:22:26.920 --> 00:22:27.599 No, it wasn't. 449 00:22:28.440 --> 00:22:31.279 It's that the insurance added costs to it. 450 00:22:32.079 --> 00:22:32.400 Yeah. 451 00:22:32.440 --> 00:22:35.559 Absolutely, plus like you, like we've always said, I had 452 00:22:35.680 --> 00:22:39.200 one full time, one full time employed that did nothing 453 00:22:39.640 --> 00:22:43.000 but verify insurance and file claims. 454 00:22:43.319 --> 00:22:45.039 And here's another thing, and I don't know how it 455 00:22:45.079 --> 00:22:46.279 is nowadays. 456 00:22:46.240 --> 00:22:49.799 But if insurance didn't pay it, patients felt they didn't 457 00:22:49.839 --> 00:22:50.480 know it. 458 00:22:50.519 --> 00:22:53.920 Isn't that the same thing though, that homeowners insurance does. 459 00:22:54.039 --> 00:22:54.839 What's the difference. 460 00:22:55.319 --> 00:22:56.319 You can't balance them. 461 00:22:56.440 --> 00:22:59.000 You can't balance those No, no, no, I know you can't, right, 462 00:22:59.079 --> 00:23:00.000 So that's where it came out. 463 00:23:00.440 --> 00:23:01.440 But that's what I mean. 464 00:23:01.480 --> 00:23:03.480 Insurance companies are setting a price. 465 00:23:03.359 --> 00:23:05.759 Absolute right, and if you don't take it, you lose 466 00:23:05.799 --> 00:23:08.519 a large portion of your patient population. 467 00:23:09.599 --> 00:23:10.559 Mark, What were you saying? 468 00:23:11.400 --> 00:23:14.799 I'm saying, isn't that what all insurance companies do? Automotive 469 00:23:14.920 --> 00:23:17.839 homeowners they insert themselves in between. 470 00:23:19.279 --> 00:23:21.920 Yeah, but they don't insert themselves like the mafia. They 471 00:23:21.920 --> 00:23:24.920 don't insert I'll I'll explain the difference I mean, and 472 00:23:25.000 --> 00:23:25.799 I know you'll see it. 473 00:23:26.000 --> 00:23:26.759 Yeah, got all. 474 00:23:26.920 --> 00:23:29.799 They all use the same labor guides for roofing, for 475 00:23:30.359 --> 00:23:31.039 car repair. 476 00:23:31.119 --> 00:23:35.640 They basically wrote the book. Literally, No, I. 477 00:23:35.680 --> 00:23:37.559 Understand what you mean. You're talking about exact to me. 478 00:23:38.039 --> 00:23:40.480 But it's not the same quite as healthcare. I think 479 00:23:40.559 --> 00:23:43.480 healthcare is where it gets literally when I call it, 480 00:23:43.559 --> 00:23:45.799 I think it's immoral. But we'll talk about that in 481 00:23:45.880 --> 00:23:48.119 more coming up. Get your calls in with anything you 482 00:23:48.160 --> 00:23:51.079 have three oh three seven one three talk three oh 483 00:23:51.160 --> 00:23:52.920 three seven to one three. 484 00:23:53.119 --> 00:23:58.920 Eight two five five. I'm Tom Martino. 485 00:24:00.839 --> 00:24:04.079 Go with a sure thing Denver's best roofer Excel Roofing 486 00:24:04.200 --> 00:24:06.839 dot com. You don't pay a cent until you're content. 487 00:24:10.200 --> 00:24:13.400 Time for an insurance check up free, no obligation. Comparison 488 00:24:13.519 --> 00:24:17.079 call Compass Insurance paying too much your coverage at dozens 489 00:24:17.119 --> 00:24:19.839 of insurance companies find out now three all three, seven 490 00:24:19.839 --> 00:24:22.200 to seven to one help. You'll think you're his only 491 00:24:22.279 --> 00:24:24.759 customer when you choose Frank durand the real estate Man 492 00:24:24.799 --> 00:24:28.200 dot com to list your home with Remax Alliance three 493 00:24:28.279 --> 00:24:34.880 oh three nine two zero sixteen twenty two. Hey Tom 494 00:24:35.000 --> 00:24:39.680 Martino here, welcome to the show along with Mark Major. 495 00:24:39.799 --> 00:24:43.279 We got Shannon and to controls Kachina colorI on the phones, 496 00:24:44.680 --> 00:24:49.680 and Sue somewhere in the background working deputy bodeputy d deputy. 497 00:24:49.759 --> 00:24:53.200 Doc over here. So we're busy. Give us something to do. 498 00:24:53.319 --> 00:24:56.799 You got problems, question complaints three oh three seven one 499 00:24:56.880 --> 00:24:58.920 three talks seven one three eight two. 500 00:24:58.720 --> 00:25:00.640 Five five even hang in there. 501 00:25:00.640 --> 00:25:02.240 We are going to try to get somebody to help 502 00:25:02.799 --> 00:25:05.759 switch you out or get you situated if we can. 503 00:25:07.359 --> 00:25:10.400 As far as health insurance, Mark and I were talking 504 00:25:10.400 --> 00:25:13.680 about it, and Mark said, and aptly so, that insurance 505 00:25:13.720 --> 00:25:19.960 companies have long been inserting themselves in transactions. And for example, 506 00:25:20.039 --> 00:25:22.519 you know, when it comes to cars, they rate you 507 00:25:22.559 --> 00:25:25.000 according to the car. They take control over that. They 508 00:25:25.039 --> 00:25:28.079 decide what's a safe car and what's not, how old 509 00:25:28.160 --> 00:25:31.920 you are when you're safe, when to surcharge you when 510 00:25:31.920 --> 00:25:35.359 you're not, you know, if you're a male or female. 511 00:25:35.680 --> 00:25:38.440 And unlike health insurance, they actually at least come to 512 00:25:38.480 --> 00:25:42.000 those with actual aerials, where with health insurance they don't. 513 00:25:43.759 --> 00:25:45.759 And that's exactly one of the things I wanted to 514 00:25:45.799 --> 00:25:48.799 tell you. So here's what I don't like about health insurance. 515 00:25:48.839 --> 00:25:53.400 And again, I am an entrepreneur, a capitalist. I love profit, 516 00:25:53.519 --> 00:25:56.680 I love all of that, but there are just some 517 00:25:57.000 --> 00:26:01.039 areas where it does not make sense to have a 518 00:26:01.079 --> 00:26:04.640 profit model. Now I'm not talking about people not getting paid. 519 00:26:04.680 --> 00:26:06.720 People should get paid for what they do. 520 00:26:07.400 --> 00:26:10.960 But I'm trying to in this overall picture. 521 00:26:11.480 --> 00:26:15.000 When we have health insurance, we take premiums and then 522 00:26:15.039 --> 00:26:17.599 we aggregate those premiums to losses. 523 00:26:18.240 --> 00:26:19.880 The idea is, if you take the. 524 00:26:19.880 --> 00:26:23.319 Premiums invest them wisely, you have enough to pay for 525 00:26:23.359 --> 00:26:23.799 the care. 526 00:26:24.839 --> 00:26:25.920 And that worked. 527 00:26:26.160 --> 00:26:29.880 In fact, there were all kinds of insurance funds in 528 00:26:29.920 --> 00:26:33.240 the early eighteen hundreds nineteen hundreds there were met They 529 00:26:33.240 --> 00:26:36.640 were sick funds, insurance funds, they call them wellness funds. 530 00:26:36.880 --> 00:26:41.000 And then Kaiser of course started the shipbuilders, started having 531 00:26:41.720 --> 00:26:44.200 his own model for his own people, where he'd have 532 00:26:44.319 --> 00:26:48.319 doctors working for them and their only goal was to 533 00:26:48.359 --> 00:26:51.799 make his people healthy, and they had hospitals and stuff. 534 00:26:51.839 --> 00:26:52.799 It was a great model. 535 00:26:53.160 --> 00:26:56.680 Now, the reason it worked is because money came in 536 00:26:56.839 --> 00:27:00.079 and then it paid for health care to healthcare workers 537 00:27:00.319 --> 00:27:04.079 did not come up with an artificial price for a procedure. 538 00:27:03.680 --> 00:27:06.359 Knowing that they'd get less. They didn't play a game. 539 00:27:06.680 --> 00:27:10.920 They didn't have to have administrators that specifically only dealt 540 00:27:11.039 --> 00:27:12.960 with getting paid from insurance companies. 541 00:27:13.200 --> 00:27:16.200 They were funds. They were nonprofit funds. 542 00:27:16.799 --> 00:27:20.599 Nobody cared if they made a profit or not, because 543 00:27:20.640 --> 00:27:22.240 there was no profit to be made. 544 00:27:22.440 --> 00:27:24.720 Everything was for the care of the people. 545 00:27:25.160 --> 00:27:27.839 The people that got got paid, of course, doctors got paid, 546 00:27:27.920 --> 00:27:30.680 nurses got paid, the administrators got paid to keep the 547 00:27:30.720 --> 00:27:35.000 system going. But what happened was then we had big 548 00:27:35.000 --> 00:27:38.319 health insurance, big regular insurance companies getting involved like state 549 00:27:38.359 --> 00:27:40.920 farming these others, and most state farms are bad example. 550 00:27:40.960 --> 00:27:45.440 But you had United Healthcare and others that had stock holders. 551 00:27:45.759 --> 00:27:47.920 So now you had different things. 552 00:27:48.119 --> 00:27:51.319 You had the premium, and that premium was brought into 553 00:27:51.359 --> 00:27:53.680 the company, and you wanted to pay it out to 554 00:27:53.799 --> 00:27:58.359 doctors for patients, but you wanted to have enough leftover 555 00:27:58.480 --> 00:28:04.039 for stockholders and profits. And that's when it became, in 556 00:28:04.160 --> 00:28:08.279 my opinion, disingenuous, because you can't serve two masters like that. 557 00:28:08.920 --> 00:28:11.599 You know, it's different when you're building a car for 558 00:28:11.680 --> 00:28:13.880 a profit and you want to make the best damn 559 00:28:13.920 --> 00:28:16.759 car there is. You don't sacrifice the quality of a 560 00:28:16.839 --> 00:28:18.640 car for your stockholders. 561 00:28:18.680 --> 00:28:20.319 In fact, it benefits them. 562 00:28:20.559 --> 00:28:24.119 The better the quality, the more people pay for the car, 563 00:28:24.440 --> 00:28:27.359 and the better the profits are all the way around, 564 00:28:27.400 --> 00:28:30.799 including people who buy Tesla stock or people who buy 565 00:28:30.880 --> 00:28:32.200 FOD that pay the dividend. 566 00:28:32.480 --> 00:28:34.599 We're talking about the real model. 567 00:28:34.839 --> 00:28:38.279 But when it comes to healthcare, it's not a product 568 00:28:38.359 --> 00:28:39.279 that gets better. 569 00:28:39.680 --> 00:28:43.359 It's not something that's shinier. It's not something that. 570 00:28:43.240 --> 00:28:46.079 People say, oh, I want to buy that one. Of 571 00:28:46.119 --> 00:28:48.880 course they don't. They don't even want insurance to begin with. 572 00:28:49.240 --> 00:28:52.559 So when they do buy insurance and it does help them, 573 00:28:52.720 --> 00:28:56.880 there's no one that says, oh, that's worth more money. Now, 574 00:28:57.200 --> 00:28:59.680 I think that's a great insurance company. I'm going to 575 00:28:59.720 --> 00:29:02.480 go with them. You don't really have that kind of model. 576 00:29:02.839 --> 00:29:06.880 But stockholders want a profit, and they want a dividend 577 00:29:07.279 --> 00:29:11.000 on helping people, and they can't get it on helping people. 578 00:29:11.400 --> 00:29:14.359 The way they get it is by denying people. That's 579 00:29:14.400 --> 00:29:16.920 the only way. If you think about the model of 580 00:29:16.920 --> 00:29:21.960 health insurance, you can't make it better and make more money. 581 00:29:22.039 --> 00:29:22.799 You can make a. 582 00:29:22.839 --> 00:29:26.519 Car better and make more money, But with insurance, the 583 00:29:26.559 --> 00:29:29.240 only way to make it better is to pay less 584 00:29:29.359 --> 00:29:33.079 in claims. You don't get rewarded for paying out great 585 00:29:33.200 --> 00:29:37.400 claims and for making people's house beautiful after it burned down. 586 00:29:37.720 --> 00:29:41.920 So insurance, by its very nature, by its very nature, 587 00:29:42.519 --> 00:29:47.920 must glean profits from turning down people and from denying claims. 588 00:29:48.240 --> 00:29:51.359 They don't make better profit by helping people. 589 00:29:51.680 --> 00:29:53.880 It's the only model of its kind. 590 00:29:53.680 --> 00:29:58.319 That is what I call counterproductive. Everything else, you make 591 00:29:58.400 --> 00:30:01.680 a better product, you make more money, and more people 592 00:30:01.759 --> 00:30:02.279 flock to you. 593 00:30:03.640 --> 00:30:08.039 How about they what happens if they just raise rates? Well, 594 00:30:08.079 --> 00:30:08.839 how does that affect? 595 00:30:08.880 --> 00:30:10.200 Then people go to an. 596 00:30:10.160 --> 00:30:12.599 Vision, Then people go to another insurance company. 597 00:30:13.079 --> 00:30:15.599 That insurance company keeps the race sound because they deny 598 00:30:15.680 --> 00:30:18.079 more people. That's what I'm getting at when you have 599 00:30:18.160 --> 00:30:21.759 a profit motive or incentive within a health insurance field, 600 00:30:22.319 --> 00:30:26.759 you're not You're not your Your target is not making 601 00:30:26.799 --> 00:30:31.160 people better and getting the best healthcare. It's telling doctors 602 00:30:31.160 --> 00:30:34.519 what they can and cannot do to keep prices down. 603 00:30:34.640 --> 00:30:37.680 You know that doc, you were in it, and you 604 00:30:37.720 --> 00:30:39.359 would have things called capitation. 605 00:30:39.759 --> 00:30:43.559 Now imagine this. Let's just say if you never worked. 606 00:30:43.480 --> 00:30:47.000 At a doctor has a thousand patients and they'll let's 607 00:30:47.000 --> 00:30:49.000 say they give a doctor. I'm going to use stupid 608 00:30:49.079 --> 00:30:51.319 numbers that don't really mean anything, but it's easy to 609 00:30:51.359 --> 00:30:54.960 conceptualize it. Let's say you have a thousand patient pract 610 00:30:55.759 --> 00:30:57.720 health insurance company says we're going to pay you one 611 00:30:57.720 --> 00:31:00.000 thousand dollars a year. 612 00:31:00.519 --> 00:31:02.799 So that's one dollar per patient a year. 613 00:31:03.079 --> 00:31:06.319 Now, obviously the numbers are different, right, So what they 614 00:31:06.359 --> 00:31:08.480 say is so if you spend a lot of money 615 00:31:08.559 --> 00:31:11.759 on five patients, you have less to spend on ninety 616 00:31:11.759 --> 00:31:15.160 five patients. If you spend hardly anything on these patients, 617 00:31:15.160 --> 00:31:16.000 you get to keep more. 618 00:31:16.000 --> 00:31:20.759 At the end, the entire idea of insurance. 619 00:31:20.359 --> 00:31:26.039 And health insurance is not helping people to make more money. 620 00:31:26.359 --> 00:31:29.640 That's how you make more money is by not helping people. 621 00:31:30.000 --> 00:31:33.160 It's the most ludicrous business model. 622 00:31:33.440 --> 00:31:38.039 Now I know that a pure capitalist says, whoa that, Well, 623 00:31:39.200 --> 00:31:39.519 it's not. 624 00:31:40.000 --> 00:31:40.319 It's not. 625 00:31:40.720 --> 00:31:44.519 You can't have a profit model in insurance. It's counterintuitive. 626 00:31:44.759 --> 00:31:48.240 You just can't do it. Insurance would be better off. 627 00:31:48.440 --> 00:31:52.559 Insurance is supposed to be a mutual and originally they 628 00:31:52.559 --> 00:31:54.079 were called mutual companies. 629 00:31:54.119 --> 00:31:57.200 Do you want to know why mutual men? They all 630 00:31:57.240 --> 00:31:59.720 owned a piece of it and no one made a profit. 631 00:32:00.119 --> 00:32:05.079 They pull their money to help others. That's why it worked. 632 00:32:05.519 --> 00:32:09.400 You cannot have an insurance company that serves the master 633 00:32:09.880 --> 00:32:13.279 of the person who needs help and the master of 634 00:32:13.319 --> 00:32:15.680 the stockholder who simply wants to make a profit. You 635 00:32:15.720 --> 00:32:19.160 can't do it, and it'll never change because in America, 636 00:32:19.200 --> 00:32:22.799 when you start talking about nonprofits, they equate it with 637 00:32:22.880 --> 00:32:24.839 communism and socialism and all that. 638 00:32:25.079 --> 00:32:27.279 And I'm not talking about that at all. 639 00:32:27.480 --> 00:32:30.640 I'm just talking about having Kaiser is the best example 640 00:32:30.680 --> 00:32:33.559 in the world. It's nonprofit. Kaiser is the best example 641 00:32:33.559 --> 00:32:37.160 in the world. Now can they be Unfortunately they have 642 00:32:37.240 --> 00:32:41.519 to deal with health insurance and compare to other clinics sometimes, 643 00:32:41.680 --> 00:32:45.319 so they're forced not to be the Kaiser that the 644 00:32:45.400 --> 00:32:49.839 Shipbuilder invented, but that is one of the best models 645 00:32:50.000 --> 00:32:53.279 there would be. So I think the solution is having 646 00:32:53.720 --> 00:32:58.519 big healthcare companies that actually help customers. That they can 647 00:32:58.559 --> 00:33:01.599 show their longevity rates, they can show their cure rates 648 00:33:01.599 --> 00:33:05.839 for cancer, they can show their acute medicine rates, they 649 00:33:05.880 --> 00:33:08.839 can show what they do well. More people go to them, 650 00:33:09.039 --> 00:33:12.240 and you help more people. There's no profit, it's just 651 00:33:12.599 --> 00:33:14.559 the more money they get in, the more. 652 00:33:14.680 --> 00:33:15.640 I know, I gotta take a break. 653 00:33:15.799 --> 00:33:18.799 I'm tomr who does all this, who doesn't. 654 00:33:22.000 --> 00:33:25.240 Go with a sure thing Denver's Best roofer Excel Roofing 655 00:33:25.359 --> 00:33:28.000 dot com. You don't pay a cent until you're content 656 00:33:28.920 --> 00:33:34.559 than time for an insurance checkup free, no obligation. In comparison, 657 00:33:34.680 --> 00:33:38.240 call Compass Insurance paying too much your coverage at dozens 658 00:33:38.279 --> 00:33:41.000 of insurance companies find out now three o three seven 659 00:33:41.119 --> 00:33:43.920 seven to one help. You'll think you're his only customer 660 00:33:43.960 --> 00:33:46.200 when you choose Frank durand the real estate Man dot 661 00:33:46.240 --> 00:33:49.720 com to list your home with Remax Alliance three three 662 00:33:49.839 --> 00:33:58.480 nine two zero sixteen twenty two. Hi, Tom Martino, You're 663 00:33:58.440 --> 00:34:00.839 a troubleshooter three oh three seven one three. 664 00:34:00.680 --> 00:34:03.519 Talks seven one three eight two five five. 665 00:34:04.000 --> 00:34:06.720 So again Mark asked, was asking a question when we 666 00:34:06.720 --> 00:34:09.400 were talking about health insurance, and I suggested they are 667 00:34:09.480 --> 00:34:10.760 nonprofit organizations. 668 00:34:10.760 --> 00:34:13.000 What were you asking, Mark? Or you brought something up? 669 00:34:13.159 --> 00:34:15.280 Well, who would do all this for free? 670 00:34:16.599 --> 00:34:17.719 No? See? 671 00:34:17.760 --> 00:34:21.719 And that's the point. Nonprofit is not free. And that's 672 00:34:21.760 --> 00:34:25.199 a good point. It's not the CEOs get paid. The 673 00:34:25.239 --> 00:34:27.800 doctor of course, all the healthcare workers get paid, all 674 00:34:27.800 --> 00:34:31.079 the administered, everybody gets paid. Go with a sure thing 675 00:34:31.199 --> 00:34:34.519 Denver's Best roofer Excel Roofing dot com. You don't pay 676 00:34:34.519 --> 00:34:40.639 a cent until you're content. Time for an insurance check 677 00:34:40.719 --> 00:34:44.599 up free, no obligation. In comparison, call Compass Insurance paying 678 00:34:44.599 --> 00:34:47.679 too much your coverage at dozens of insurance companies find 679 00:34:47.679 --> 00:34:50.039 out now three all three seven seven to one help. 680 00:34:50.199 --> 00:34:52.840 You'll think you're his only customer when you choose Frank 681 00:34:52.880 --> 00:34:55.320 durand the real estate Man dot com to list your 682 00:34:55.360 --> 00:34:58.480 home with Remax Alliance three all three nine two zero 683 00:34:58.639 --> 00:34:59.599 sixteen twenty two. 684 00:35:00.440 --> 00:35:09.960 Yeah, rid News need advice. 685 00:35:09.599 --> 00:35:10.519 So you don't have. 686 00:35:12.679 --> 00:35:13.440 Come running. 687 00:35:13.679 --> 00:35:15.039 Just as fast as we can. 688 00:35:15.960 --> 00:35:20.719 Shooter's gonna help, come man, This is. 689 00:35:20.679 --> 00:35:25.880 The Troubleshooter Show. No Tom Martino, Hey. 690 00:35:25.760 --> 00:35:28.840 Tom, Martino here, Welcome to the show. Three oh three 691 00:35:28.880 --> 00:35:31.239 seven one three talk three oh three seven one three 692 00:35:31.280 --> 00:35:34.199 eight two five five. So we got uh let be, 693 00:35:34.719 --> 00:35:36.960 we got a lot happening here in the studio today. 694 00:35:37.000 --> 00:35:39.400 We got a guess that just showed up. 695 00:35:39.840 --> 00:35:43.960 Now we have uh Now, Paul the Waterman was gonna 696 00:35:44.000 --> 00:35:46.960 was scheduled to be here today but he couldn't make it. 697 00:35:47.119 --> 00:35:50.760 And then I had also booked Nick, my buddy at 698 00:35:50.760 --> 00:35:52.719 renew home Innovations dot com. 699 00:35:52.760 --> 00:35:53.880 Now, Nick, I've. 700 00:35:53.679 --> 00:35:56.039 Known for years and he's been on the show. I 701 00:35:56.039 --> 00:35:57.880 mean he's been he's been advertised for years, but he 702 00:35:57.920 --> 00:36:01.079 doesn't get to come into the show that much. And 703 00:36:01.079 --> 00:36:03.840 the reason I wanted to come in is because when 704 00:36:03.920 --> 00:36:06.880 when I saw this stuff, I was blown away. These 705 00:36:06.960 --> 00:36:10.960 porcelain showers look like a million dollar literally a million dollars. 706 00:36:11.840 --> 00:36:13.960 There was a time when porcelain you could even think 707 00:36:14.000 --> 00:36:16.400 about porcelain without a ton of money. So we're gonna 708 00:36:16.400 --> 00:36:20.119 be talking to Nick about some of his shower conversions 709 00:36:20.400 --> 00:36:22.000 and other things on his agenda. 710 00:36:23.159 --> 00:36:26.039 So if you ever have any questions about bathrooms. 711 00:36:26.000 --> 00:36:29.840 Nick is the man renew home Innovations dot com. Hey, Nick, 712 00:36:29.840 --> 00:36:31.280 I want to ask you something real quick before I 713 00:36:31.320 --> 00:36:33.000 go to the calls because I want to I do 714 00:36:33.079 --> 00:36:34.320 want to talk to you more, but I want to 715 00:36:34.320 --> 00:36:35.280 ask you this real quick. 716 00:36:35.519 --> 00:36:36.880 And I got you on camera here. 717 00:36:36.880 --> 00:36:38.639 Okay, so quick question. 718 00:36:40.000 --> 00:36:41.960 Are you gonna do anything more than baths? Are you 719 00:36:42.000 --> 00:36:44.320 ever going to get into anything more than baths? Or 720 00:36:44.320 --> 00:36:48.400 you're gonna keep baths or what? In other words, when 721 00:36:48.440 --> 00:36:50.599 you're all set up to do baths, aren't you automatically 722 00:36:50.639 --> 00:36:51.559 set up to do kitchens? 723 00:36:51.639 --> 00:36:53.719 Or is that just a fallacy? You got to talk 724 00:36:53.800 --> 00:36:54.199 right too? 725 00:36:54.360 --> 00:36:57.719 Yeah, yeah, and thanks your truth truth be told me. 726 00:36:58.000 --> 00:36:59.679 We do focus on on. 727 00:36:59.760 --> 00:37:04.199 Bathos car expertise, but we do quite a few kitchens 728 00:37:04.239 --> 00:37:05.440 actually when. 729 00:37:05.320 --> 00:37:06.280 You're there doing a bath. 730 00:37:06.480 --> 00:37:09.760 Absolutely we do a lot of kitchens just in general. 731 00:37:09.800 --> 00:37:11.960 I mean we probably got seven or eight kitchen projects 732 00:37:12.000 --> 00:37:12.320 going on. 733 00:37:12.360 --> 00:37:13.039 Oh I didn't know that. 734 00:37:13.199 --> 00:37:14.880 I didn't know that. When I asked that, I had 735 00:37:14.880 --> 00:37:17.239 no idea. So I want to ask something silly because 736 00:37:17.280 --> 00:37:20.920 I saw this porcelain stuff and I said to my wife, 737 00:37:21.000 --> 00:37:24.519 you know what, this stuff is so beautiful? Can it 738 00:37:24.519 --> 00:37:26.719 be used elsewhere than just a shower conversion? 739 00:37:26.800 --> 00:37:26.880 Like? 740 00:37:26.920 --> 00:37:29.320 Can you do a bathroom in it? I'm serious about that? 741 00:37:29.519 --> 00:37:31.719 Or I mean, is that or is that crazy? 742 00:37:32.360 --> 00:37:35.960 Well, I mean it can actually be any anywhere you 743 00:37:36.039 --> 00:37:38.239 choose where you want to put it. I mean, we 744 00:37:39.039 --> 00:37:41.480 focus a lot of a lot of our projects on 745 00:37:41.639 --> 00:37:44.360 the bath space, especially like in steam showers, but we 746 00:37:44.679 --> 00:37:47.280 put it in. Seventy five percent of our bath projects 747 00:37:47.320 --> 00:37:51.039 today are porcelain. We do a lot of kitchen countertops 748 00:37:51.239 --> 00:37:55.000 in porcelain, as well as fireplace features and things of 749 00:37:55.000 --> 00:37:55.400 that nature. 750 00:37:55.400 --> 00:37:59.199 So why haven't they done porcelain to this extent? Is 751 00:37:59.239 --> 00:38:01.280 the sheet porchan relatively new? 752 00:38:02.079 --> 00:38:03.000 It is? It? 753 00:38:03.559 --> 00:38:06.760 It's a relatively new product, and the reason why it 754 00:38:06.840 --> 00:38:11.039 hasn't been used as much is because application. It's not 755 00:38:11.159 --> 00:38:15.000 the easiest product to install. You've got to have proper 756 00:38:15.039 --> 00:38:17.960 tools to be able to do it, and so you 757 00:38:18.039 --> 00:38:19.440 have to have proper it's. 758 00:38:19.280 --> 00:38:22.480 Real porcelain too. On how do they make a sheet 759 00:38:22.519 --> 00:38:24.719 out of that stuff? What do they back it with? 760 00:38:24.920 --> 00:38:27.880 It's quarried, It's quarried in different thicknesses. 761 00:38:28.159 --> 00:38:32.519 It's literally quarried stone and shine. Now, can you get 762 00:38:32.599 --> 00:38:35.440 different finishes like you can with a grand Can you 763 00:38:35.480 --> 00:38:38.039 get a more leathered finish or different kinds of finishes 764 00:38:38.360 --> 00:38:39.400 or one finish? 765 00:38:39.559 --> 00:38:40.599 Yeah, you definitely can have. 766 00:38:40.840 --> 00:38:42.320 You can have a gloss, you can have a matte 767 00:38:42.360 --> 00:38:46.199 finish home finish if you will. And there's all kinds 768 00:38:46.239 --> 00:38:49.159 of different patterns. I mean, there's hundreds of different patterns. 769 00:38:49.159 --> 00:38:52.559 They all look amazing, you know. And the nice thing is, 770 00:38:53.000 --> 00:38:55.599 you know, you can make it the way you want 771 00:38:55.920 --> 00:38:57.719 to look. So that's the beauty of it all. 772 00:38:58.360 --> 00:39:00.920 Anyway, thank you for being here. Gonna talk to you 773 00:39:01.039 --> 00:39:05.360 some more. I just wanted to talk in general about that. 774 00:39:05.480 --> 00:39:06.880 And now we're going to go to the phones, and 775 00:39:06.920 --> 00:39:09.480 Mark is with us here. If you're streaming, you'll see 776 00:39:09.559 --> 00:39:10.000 him there now. 777 00:39:10.079 --> 00:39:10.760 I brought him up. 778 00:39:10.960 --> 00:39:13.840 And then we also have anything on your mind you 779 00:39:13.840 --> 00:39:16.000 want to talk about. Jeremy wants to talk about IRS, 780 00:39:16.039 --> 00:39:18.760 the possible IRS scam man. There are so many scams. 781 00:39:18.800 --> 00:39:20.840 I just can't believe how many. 782 00:39:21.199 --> 00:39:24.840 I can't literally believe how many scams are right now, 783 00:39:24.880 --> 00:39:27.840 probably more than ever in history, and not just with 784 00:39:27.920 --> 00:39:28.440 the IRS. 785 00:39:29.519 --> 00:39:30.360 What's going on with you? 786 00:39:30.440 --> 00:39:30.880 Jeremy? 787 00:39:32.599 --> 00:39:36.599 All right? Yeah, you know I got a letter, you know, 788 00:39:36.679 --> 00:39:39.920 from IRS. But it wasn't in my name, but it 789 00:39:39.960 --> 00:39:44.159 was my address. There are some companies. 790 00:39:43.840 --> 00:39:46.039 Wait wait, wait, wait, it was your address, but who 791 00:39:46.159 --> 00:39:46.400 was it? 792 00:39:46.920 --> 00:39:47.199 If it? 793 00:39:47.719 --> 00:39:50.079 Let me ask you that man, it was your address, 794 00:39:50.119 --> 00:39:51.079 but not your name. 795 00:39:52.920 --> 00:39:56.440 Yeah, so you know, I put it back in the 796 00:39:56.519 --> 00:39:59.159 mail and I said, you know, it wasn't mine. And 797 00:39:59.159 --> 00:40:02.199 then I gotta know catter with the same company name. 798 00:40:03.480 --> 00:40:06.559 So I've been a little research and it's the company's 799 00:40:06.639 --> 00:40:10.760 name is like air Grammatic Press and LLC. I don't know, 800 00:40:10.800 --> 00:40:16.239 it's yeah, and I G M A T I C 801 00:40:16.239 --> 00:40:23.519 Cress And so they the Secretary of State's office and 802 00:40:23.679 --> 00:40:27.360 it has my address too on the secretary the secretary. 803 00:40:27.559 --> 00:40:31.800 Wait, wait minute, so someone filed someone filed the corporation 804 00:40:33.079 --> 00:40:35.559 using your address. 805 00:40:37.440 --> 00:40:41.119 Yes, but they didn't actually use your name. 806 00:40:41.239 --> 00:40:48.119 Is that right, that's right? Yeah, Okay. 807 00:40:48.280 --> 00:40:51.280 The only reason I can think of, and I've seen 808 00:40:51.320 --> 00:40:54.800 this happen before, is they don't have a legitimate address 809 00:40:54.800 --> 00:40:57.880 of their own, and they can't make one up because 810 00:40:57.960 --> 00:41:01.079 they can tell on those forms, they can tell if 811 00:41:01.079 --> 00:41:04.519 it's a real address or not. So they used your address. 812 00:41:05.599 --> 00:41:08.360 Heyun simple, Tom, I got some insights into this you 813 00:41:08.440 --> 00:41:09.159 might be interested in. 814 00:41:09.199 --> 00:41:12.960 Wait, wait, wait, what did the letter say though? Yeah, 815 00:41:12.960 --> 00:41:14.880 that's a good point, doc. And then and then d 816 00:41:15.039 --> 00:41:18.119 you wanted to say, First of all, Jeremy, what did 817 00:41:18.119 --> 00:41:19.159 the letter say. 818 00:41:23.519 --> 00:41:25.679 I haven't opened any of the letters. I set the 819 00:41:25.719 --> 00:41:29.679 I R S letter back, But oh you never opened 820 00:41:29.719 --> 00:41:31.679 any of them. 821 00:41:32.239 --> 00:41:36.519 No, okay, where were you gonna say? D? Were you 822 00:41:36.599 --> 00:41:37.519 the one saying something D? 823 00:41:37.760 --> 00:41:38.039 Yeah? 824 00:41:38.079 --> 00:41:40.719 Hey, Tom, We had a call identical to this one 825 00:41:40.760 --> 00:41:44.440 about three months ago. This dude from Denver called because 826 00:41:44.840 --> 00:41:48.239 he said somebody filed the same paperwork with sex state office. 827 00:41:48.639 --> 00:41:51.519 And I looked it up and in that guy's case, 828 00:41:51.679 --> 00:41:55.400 it was somebody in China filing this paperwork. So while 829 00:41:55.440 --> 00:41:58.119 you were on the phone with this gentleman, I looked 830 00:41:58.199 --> 00:42:03.880 up this Crescent and to CRESCENTELLC that's supposedly located in Trinidad, 831 00:42:04.440 --> 00:42:09.239 and this somebody named j Lee from xing xiang Han Su, 832 00:42:09.480 --> 00:42:13.719 China filed this paperwork with a Secretary of State's office. 833 00:42:14.519 --> 00:42:17.559 So it's the same scam. They're setting up fake corporations 834 00:42:17.559 --> 00:42:20.559 here in Colorado. Now, the caller that I saw, why, 835 00:42:20.840 --> 00:42:22.719 well we never figured that out. 836 00:42:23.119 --> 00:42:25.840 But the caller I spoke with about. 837 00:42:25.519 --> 00:42:28.320 Three months ago said that he actually spoke with the 838 00:42:28.360 --> 00:42:31.960 second car to Secretary of State's office and they told 839 00:42:32.119 --> 00:42:34.800 and they recognized that is some kind of a scam. 840 00:42:34.840 --> 00:42:37.239 They didn't explain to him what the scam was. But 841 00:42:37.320 --> 00:42:40.440 they told him that they're going to remove that registration 842 00:42:40.559 --> 00:42:43.920 from their system. He said it will take several months 843 00:42:43.920 --> 00:42:46.519 to do it, but they're going to remove it now the. 844 00:42:46.480 --> 00:42:48.880 Previous Yeah, and I was going to ask another thing. Yeah, 845 00:42:48.920 --> 00:42:51.880 I was going to ask another thing, Jeremy, what difference 846 00:42:51.880 --> 00:42:54.599 does it make? I can't tell you how many I 847 00:42:54.719 --> 00:43:01.719 get so many letters here to the house that aren't mine, 848 00:43:01.880 --> 00:43:09.840 and I just ignore them one time, you know, Yeah, 849 00:43:10.039 --> 00:43:11.119 I know I wouldn't let it. 850 00:43:11.159 --> 00:43:13.119 You know it's not yours. 851 00:43:13.599 --> 00:43:15.840 No, But I think Jeremy needs to make a record 852 00:43:15.920 --> 00:43:17.960 with both the I R S and the Secretary of 853 00:43:18.039 --> 00:43:21.679 State office that he has no idea who these people are. 854 00:43:21.679 --> 00:43:24.960 It's a false registration because who knows what the scam is. 855 00:43:25.000 --> 00:43:26.760 Maybe they're going to try to get a title to 856 00:43:26.840 --> 00:43:30.000 his house. Maybe they're applying for some kind of refunds 857 00:43:30.039 --> 00:43:31.719 from the I R S. And those guys are going 858 00:43:31.760 --> 00:43:34.320 to start showing up looking for their money. So as 859 00:43:34.360 --> 00:43:36.039 long as you have a record who knows you, I 860 00:43:36.039 --> 00:43:40.480 think he'll be safe. Hey, Jeremy, I want to ask 861 00:43:40.519 --> 00:43:40.960 you something. 862 00:43:41.280 --> 00:43:43.639 You never open them up, but you know it's to 863 00:43:43.719 --> 00:43:46.800 this one business, right that's the business name being used 864 00:43:46.800 --> 00:43:52.280 with your address, you know, Deputy d that happened to me, 865 00:43:52.639 --> 00:43:54.159 honest to God, just what he's saying. 866 00:43:54.599 --> 00:43:55.880 And I ignore them. 867 00:43:56.280 --> 00:44:01.840 And there was a business name on there, and in. 868 00:44:01.840 --> 00:44:03.480 Fact it was from the IRS. 869 00:44:04.000 --> 00:44:06.360 It had the business name and my address on there, 870 00:44:06.480 --> 00:44:09.039 but it wasn't my business or any of my businesses, 871 00:44:09.800 --> 00:44:13.719 and it was uh and and I ignored it. And 872 00:44:14.159 --> 00:44:17.280 I must have gotten over the past few months. I'll 873 00:44:17.280 --> 00:44:18.960 bet you I've gotten three different ones. 874 00:44:19.280 --> 00:44:20.840 Yeah, look it up. Look it up. 875 00:44:20.880 --> 00:44:23.960 Maybe it's somebody from China doing this, and start opening 876 00:44:24.039 --> 00:44:26.519 those letters. I'd be interested in seeing what the scam 877 00:44:26.599 --> 00:44:29.239 really is. And by the way, it's not a good 878 00:44:29.280 --> 00:44:33.039 idea to have your mailing address flagged as for fraudulent 879 00:44:33.079 --> 00:44:34.960 purposes at the IRS. 880 00:44:36.440 --> 00:44:41.639 All right, okay, Well I went on to a Secretary 881 00:44:41.679 --> 00:44:43.840 of State's office and there's a farm you could fill 882 00:44:43.880 --> 00:44:47.920 out if somebody's using you know, your name or your address. 883 00:44:47.960 --> 00:44:50.880 What's that? Filled it out, and they said they poured 884 00:44:50.960 --> 00:44:55.079 it to the Turnity General Office so that they were 885 00:44:55.079 --> 00:44:58.239 going to do an investigation. I was just worried, like 886 00:44:58.280 --> 00:44:59.639 you were saying, if they were going to try to 887 00:44:59.639 --> 00:45:02.199 come up my house or something or an autumn. 888 00:45:02.440 --> 00:45:03.960 No, they can't do anything to you. 889 00:45:04.000 --> 00:45:06.920 Personally, I wouldn't worry about it, but I would probably 890 00:45:07.440 --> 00:45:10.239 definitely send them back, or as d said, make a 891 00:45:10.320 --> 00:45:12.960 record of a somewhere that you're complaining about it. Hold 892 00:45:12.960 --> 00:45:15.320 on a second and we'll come back for a lot more. 893 00:45:15.400 --> 00:45:17.920 I'm Tom Martino three three seven to one to three talk. 894 00:45:18.199 --> 00:45:20.400 Let me just say this, Frank durand the real estate man. 895 00:45:20.599 --> 00:45:24.000 We'll do market valuations of your home. If you're curious 896 00:45:24.039 --> 00:45:26.639 what it will sell for in this market, what the 897 00:45:26.679 --> 00:45:29.599 comps are looking like, what the competition is, how long 898 00:45:29.639 --> 00:45:31.840 it'll take to sell, and what you'll get. Frank Duran 899 00:45:32.039 --> 00:45:34.599 will do that analysis free of charge, with no obligation. 900 00:45:35.320 --> 00:45:42.679 Three oh three nine two zero sixteen twenty two. Go 901 00:45:42.840 --> 00:45:46.559 with a sure thing Denver's Best roofer Excel Roofing dot com. 902 00:45:46.599 --> 00:45:52.360 You don't pay a cent until you're content. Time for 903 00:45:52.360 --> 00:45:55.559 an insurance check up, free, no obligation. In comparison, call 904 00:45:55.679 --> 00:45:58.960 Compass Insurance paying too much your coverage at dozens of 905 00:45:59.000 --> 00:46:01.960 insurance companies. Find out now three oh three seven seven 906 00:46:01.960 --> 00:46:04.719 to one help. You'll think you're his only customer when 907 00:46:04.760 --> 00:46:07.239 you choose Frank durand the real estate Man dot Com 908 00:46:07.280 --> 00:46:10.400 to list your home with Remax Alliance three all three 909 00:46:10.480 --> 00:46:26.079 nine two zero sixteen twenty two. Hi, Hi Tom Martino, 910 00:46:26.639 --> 00:46:29.480 your troubleshooter three O three seven one three talk seven 911 00:46:29.519 --> 00:46:31.920 one three eight two five five eight eight eight Heating 912 00:46:31.920 --> 00:46:34.199 dot Com. Don't forget the when I talked about that 913 00:46:34.280 --> 00:46:37.400 solar stuff. If you do a high efficiency system with them, 914 00:46:37.440 --> 00:46:42.400 they guarantee the lowest price eight eight eight Heating dot Com. 915 00:46:42.480 --> 00:46:43.559 All right, now. 916 00:46:44.199 --> 00:46:46.239 Let's talk and let's see what we can do for you. 917 00:46:46.280 --> 00:46:49.800 All right, we have Drew. 918 00:46:49.960 --> 00:46:53.760 Now, Mark, I'm gonna ask you to be on your 919 00:46:53.800 --> 00:46:54.480 best behavior. 920 00:46:54.480 --> 00:46:54.880 Are you there? 921 00:46:54.960 --> 00:46:55.199 Mark? 922 00:46:56.360 --> 00:46:56.599 Yeah? 923 00:46:56.639 --> 00:46:57.199 What do you mean? 924 00:46:58.760 --> 00:46:58.880 Uh? 925 00:46:59.079 --> 00:47:00.800 You'll know what I mean. I need you to be 926 00:47:00.880 --> 00:47:02.960 on your best behavior. Can you do that? Because I 927 00:47:03.000 --> 00:47:04.280 think this could be serious. 928 00:47:05.039 --> 00:47:07.679 Is this the guy that you banned from the show? 929 00:47:07.480 --> 00:47:12.199 No, listen, I didn't ban him from the show, okay, 930 00:47:12.519 --> 00:47:16.440 argue with that. I stopped taking his calls when he 931 00:47:16.519 --> 00:47:21.320 was cursing us and praying for our demise. He was 932 00:47:21.440 --> 00:47:24.280 very upset with us because I didn't think he had 933 00:47:24.280 --> 00:47:26.679 a case and I didn't think he was going about 934 00:47:26.719 --> 00:47:30.199 his the right way. But I will never deny people 935 00:47:30.280 --> 00:47:35.000 help if they have another issue. And again I couldn't 936 00:47:35.039 --> 00:47:38.159 help him with his personal injury thing or his uh, 937 00:47:39.159 --> 00:47:42.760 you know, raising money and stuff, but this one seemed 938 00:47:42.760 --> 00:47:46.280 a little weird, and I thought we need to explore this. 939 00:47:47.119 --> 00:47:51.360 He said that this pharmacist was giving him really bad advice. 940 00:47:52.079 --> 00:47:55.679 And as I remember, Drew, you said, it was not 941 00:47:55.960 --> 00:47:59.199 a prescribed It was not a prescription med right, It 942 00:47:59.320 --> 00:48:01.199 was just a race over the counterman. 943 00:48:01.360 --> 00:48:01.880 Is that right? 944 00:48:02.960 --> 00:48:04.159 That's correct? 945 00:48:06.599 --> 00:48:07.079 Counter man? 946 00:48:08.400 --> 00:48:10.079 Pardon what's that sir? 947 00:48:11.239 --> 00:48:13.480 I never cursed you guys out? 948 00:48:14.639 --> 00:48:16.519 No, no, no, I never said you cursed this out. 949 00:48:16.559 --> 00:48:23.960 I said you were praying a curse against us, Drew, Okay, 950 00:48:24.320 --> 00:48:25.800 I don't want to get into it right now. 951 00:48:26.000 --> 00:48:28.039 Let's talk about this particular. 952 00:48:27.599 --> 00:48:31.880 Call, because what was the what was the drug that 953 00:48:31.960 --> 00:48:33.320 he told you to misuse? 954 00:48:35.599 --> 00:48:36.039 Uh? 955 00:48:36.119 --> 00:48:44.320 There were two different drugs and he gave uh four 956 00:48:44.480 --> 00:48:49.639 different wrong malpracticing and structs. And the main thing is 957 00:48:49.800 --> 00:48:53.840 his supervisors said it was malpractice when he did. Because 958 00:48:53.920 --> 00:48:56.920 he never told me he was doing it, I couldn't 959 00:48:56.920 --> 00:49:01.000 read the fine print, so I trusted him, and he 960 00:49:01.320 --> 00:49:06.480 was overdosing me on stimulants. Because it last Sunday, eight 961 00:49:06.559 --> 00:49:12.280 days ago, I was straining for nine hours for the 962 00:49:12.639 --> 00:49:15.559 poison control center told me if. 963 00:49:15.360 --> 00:49:17.719 You take now, wait, what do you mean you were straining? 964 00:49:17.800 --> 00:49:20.119 What were you straining? You mean like to go poop? 965 00:49:21.000 --> 00:49:24.360 Yes, okay, you were straining. 966 00:49:25.599 --> 00:49:28.800 Yes, And what I need to know is what you're 967 00:49:28.840 --> 00:49:31.840 talking about, though, what how did he have anything to 968 00:49:31.880 --> 00:49:34.440 do with that because he gave you the wrong laxative. 969 00:49:35.760 --> 00:49:40.719 No, he gave me the correct laxative. But on the 970 00:49:40.800 --> 00:49:45.400 bottles there are instructions. For example, one of them says 971 00:49:45.519 --> 00:49:48.519 take only once a day. He told me take it 972 00:49:48.559 --> 00:49:51.599 twice a day. I didn't know it was wrong. Then 973 00:49:52.119 --> 00:49:56.639 the bottle says take it only seven days maximum, then 974 00:49:56.639 --> 00:49:59.239 you go see a doctor. He told me take it 975 00:49:59.280 --> 00:50:03.480 forever and don't go see the doctor. So I did 976 00:50:03.559 --> 00:50:11.199 not know. And then last Sunday, after taking the laxative, 977 00:50:12.320 --> 00:50:18.559 two hours later, he told me to take the stimulant, 978 00:50:18.840 --> 00:50:21.480 and a point of control center explained to me that's 979 00:50:21.519 --> 00:50:27.719 poisoned because the second stimulant, he's pushing the extretion forward 980 00:50:28.239 --> 00:50:31.760 up to twenty four hours, so you're constantly may. 981 00:50:31.679 --> 00:50:34.960 I ask Drew what you're talking about when you say stimulant, what. 982 00:50:34.840 --> 00:50:35.360 Do you mean? 983 00:50:37.280 --> 00:50:40.800 Well, I'm not an extract, but from when I know 984 00:50:42.280 --> 00:50:45.519 it makes you go number two. So I had two 985 00:50:45.599 --> 00:50:50.719 things pushing forward excreation out of my system constantly. So 986 00:50:50.840 --> 00:50:53.400 when I strained to get the first one out, the 987 00:50:53.440 --> 00:50:56.440 second one came forward. When I got the second one out, 988 00:50:56.679 --> 00:50:59.159 the third one came forward, and the fourth. 989 00:50:59.320 --> 00:51:03.119 Okay, but it solved your problem of constipation, right. 990 00:51:03.920 --> 00:51:08.840 Not really, because every ten minutes I was getting constipated again. 991 00:51:10.000 --> 00:51:10.639 It kept push. 992 00:51:10.880 --> 00:51:13.280 Okay, Then, what the heck? I need to know this? 993 00:51:13.920 --> 00:51:16.880 What was the end result? Right now we're talking to you. 994 00:51:16.960 --> 00:51:20.000 Thank goodness, you didn't kill you. What was the end 995 00:51:20.039 --> 00:51:24.599 result you finally stopped taking it? What was the end result? 996 00:51:24.920 --> 00:51:28.800 The end result is I might die. I cannot go 997 00:51:29.039 --> 00:51:32.360 number two anymore. I have to go to the emergency 998 00:51:32.440 --> 00:51:36.519 room every other day. I can get a wait Warner 999 00:51:36.599 --> 00:51:42.239 based laxative, so and it might kill me. That's the end. 1000 00:51:42.440 --> 00:51:45.519 Wait a minute, you're saying all of this is the result. 1001 00:51:45.639 --> 00:51:50.760 How long were you on those those laxatives? 1002 00:51:52.400 --> 00:51:54.360 Probably about ten weeks? 1003 00:51:56.119 --> 00:51:59.920 Oh so you were going to this pharmacist over ten weeks. 1004 00:52:00.039 --> 00:52:03.039 Yes, and he kept giving. 1005 00:52:02.880 --> 00:52:05.880 Me taking his advice. 1006 00:52:06.920 --> 00:52:10.079 Yes, And he was violent. 1007 00:52:09.880 --> 00:52:13.639 And you never read you never read the directions for yourself. 1008 00:52:14.719 --> 00:52:17.360 I couldn't read them, and I tend to trust people, 1009 00:52:17.960 --> 00:52:20.559 so I trusted him that he was telling me the 1010 00:52:20.639 --> 00:52:23.159 right thing. So I never I never read them, and 1011 00:52:23.199 --> 00:52:26.480 I couldn't read it. It's too fine print. 1012 00:52:26.840 --> 00:52:27.880 So when I. 1013 00:52:27.920 --> 00:52:31.960 Collapsed last Sunday, eight days ago, that's when we all 1014 00:52:32.000 --> 00:52:35.800 figured it out. The doctor is the poison control center. 1015 00:52:36.400 --> 00:52:39.280 It took us a few days, but he may have, 1016 00:52:39.519 --> 00:52:42.800 Actually he may have. That's why Day's life warning labels 1017 00:52:42.800 --> 00:52:46.360 are warning, do not take more than seven days, warning, 1018 00:52:46.760 --> 00:52:47.599 do not take. 1019 00:52:47.440 --> 00:52:47.880 More than once. 1020 00:52:48.119 --> 00:52:52.639 Yeah, but normally drew normally to do lifelong harm like that, 1021 00:52:53.480 --> 00:52:54.400 it takes way. 1022 00:52:55.320 --> 00:52:57.800 That's not going to happen in just ten weeks. 1023 00:52:57.880 --> 00:53:00.559 I mean, is are you saying that that, as a 1024 00:53:00.599 --> 00:53:05.400 result of taking these laxatives twice a day and differently 1025 00:53:05.480 --> 00:53:10.280 than the instructions say, by listening to this pharmacist, you 1026 00:53:10.320 --> 00:53:12.320 did permanent harm to. 1027 00:53:12.239 --> 00:53:14.199 Your digestive, to your gi tract. 1028 00:53:14.280 --> 00:53:15.440 Permanent harm. 1029 00:53:16.719 --> 00:53:20.119 That's what they're saying. I can't go number two anymore. 1030 00:53:20.079 --> 00:53:22.679 They're saying in what does that mean you can't What 1031 00:53:22.719 --> 00:53:24.679 does that mean you can't go number two anymore? What 1032 00:53:24.760 --> 00:53:27.559 is exactly does that mean, like, if you eat and 1033 00:53:27.599 --> 00:53:29.360 live a normal life, what will happen? 1034 00:53:31.679 --> 00:53:35.760 Okay, when it comes down to go out, I can't 1035 00:53:35.760 --> 00:53:38.119 get it out. I have to go to the hospital 1036 00:53:38.159 --> 00:53:41.320 every other day and you can't a water based cnema. 1037 00:53:41.360 --> 00:53:43.960 They're giving me water base because there's too much. 1038 00:53:43.960 --> 00:53:46.559 Wait, you have to go every other day because you 1039 00:53:46.639 --> 00:53:48.519 can't just have a normal bowel movement. 1040 00:53:49.960 --> 00:53:52.639 A can a normal doow movement? Can I make a 1041 00:53:52.679 --> 00:53:58.400 suggestion if you're staff, Yeah, call Danny Wegman, who owns 1042 00:53:58.440 --> 00:54:03.199 Wegmans Pharmacy. He's a very nice gentleman. I believe he 1043 00:54:03.239 --> 00:54:06.320 would solve the problem. 1044 00:54:06.559 --> 00:54:11.079 Well, is he going to admit that his pharmacist committed malpractice? 1045 00:54:12.239 --> 00:54:18.039 I don't know, but I'll say that the district manager 1046 00:54:18.480 --> 00:54:23.079 has ordered everybody into silence over there, but it's too late. 1047 00:54:23.159 --> 00:54:28.119 The supervisor already told me that the pharmacists committed malpractice. 1048 00:54:28.159 --> 00:54:30.400 Are you going to try to sue them? Are you 1049 00:54:30.440 --> 00:54:31.960 going to try to sue them? 1050 00:54:32.360 --> 00:54:32.440 No? 1051 00:54:34.360 --> 00:54:35.119 What I'm going to do? 1052 00:54:35.280 --> 00:54:38.360 What is the What do you need from us? What 1053 00:54:38.360 --> 00:54:40.159 were you what was the reason for the call? 1054 00:54:41.880 --> 00:54:45.000 My suggestion is the call Danny Wigman. I met him, 1055 00:54:45.000 --> 00:54:47.920 I prayed with him, he's a good man. I think 1056 00:54:48.000 --> 00:54:51.119 he would set me up with the insurance company to 1057 00:54:51.199 --> 00:54:55.199 at least compensate me fairly, not looking for anything extra. 1058 00:54:55.719 --> 00:54:59.760 I'm not suing anybody. I've even told him that. Well, 1059 00:54:59.760 --> 00:55:04.119 I'm I want to do is being minimally compensated for 1060 00:55:04.480 --> 00:55:08.559 I'm nearly seventy eight years old. This is terrible living 1061 00:55:08.679 --> 00:55:11.440 like this. I can't go number two anymore. 1062 00:55:12.800 --> 00:55:17.440 Well, okay, but I'm not sure that that pharmacist can 1063 00:55:17.480 --> 00:55:20.920 be solely responsible for that. Did a doctor tell you 1064 00:55:21.000 --> 00:55:23.840 why you're having problems with normal bowel movements? 1065 00:55:25.239 --> 00:55:28.920 They think they're starting to examine it enough. They think 1066 00:55:29.000 --> 00:55:33.519 it might be a kidney issue, but that's causing constipation. 1067 00:55:34.320 --> 00:55:37.800 The pharmacist has no right, says right on the bottle, 1068 00:55:37.840 --> 00:55:41.800 any problems, see a physician doesn't say see the pharmacist. 1069 00:55:42.480 --> 00:55:47.199 The pharmacist was giving me wrong information four or five 1070 00:55:47.320 --> 00:55:51.920 different ways. That's wrong, and they never warned me. And 1071 00:55:51.920 --> 00:55:56.880 then I finally collapsed last Sunday after straining for nine hours. 1072 00:55:57.360 --> 00:56:02.239 But that's just my suggestion. I've met Wegman. You're praying together, 1073 00:56:03.639 --> 00:56:04.679 all right, Listen. 1074 00:56:04.760 --> 00:56:08.079 Here's what I have another quick question here now, so 1075 00:56:08.280 --> 00:56:10.880 right now, the way you live right now. 1076 00:56:11.039 --> 00:56:12.960 Every two days you have to go to the er 1077 00:56:13.119 --> 00:56:15.320 to be evacuated. 1078 00:56:14.599 --> 00:56:17.679 Basically, get to clear it out. 1079 00:56:18.599 --> 00:56:23.719 Are you using Is it possible to just listen? This 1080 00:56:23.800 --> 00:56:26.920 is a this is not exactly the best topic for 1081 00:56:27.039 --> 00:56:30.840 talk radio. But have you ever tried just plain old 1082 00:56:30.880 --> 00:56:32.000 stool softeners? 1083 00:56:33.320 --> 00:56:41.000 Yes, the stooler worked a little minimally, minimally, so we've 1084 00:56:41.000 --> 00:56:43.199 tried everything. I've tried. 1085 00:56:43.880 --> 00:56:44.360 We RelA. 1086 00:56:46.079 --> 00:56:48.239 You can give yourself an animate at home, and don't. 1087 00:56:48.239 --> 00:56:48.880 You have the er. 1088 00:56:51.599 --> 00:56:53.320 I'm doing Animuse. 1089 00:56:55.039 --> 00:56:57.119 Listen, man, I don't know what to tell you, Drew. 1090 00:56:57.679 --> 00:57:00.679 I I mean, are you suggesting for the rest of 1091 00:57:00.719 --> 00:57:01.519 your life you're. 1092 00:57:01.400 --> 00:57:04.960 Going to have to go to the emergency room? 1093 00:57:05.119 --> 00:57:05.719 I doubted. 1094 00:57:06.719 --> 00:57:10.239 I don't know, Tom is this is already sad to me? 1095 00:57:11.199 --> 00:57:13.559 What does your primary care doctor say to you. 1096 00:57:15.719 --> 00:57:18.360 He's saying, I've got to get my Chisney's checked out, 1097 00:57:19.440 --> 00:57:20.880 and that's what I'm doing tomorrow. 1098 00:57:20.920 --> 00:57:23.239 Well, like I said, Drew, it might just be a 1099 00:57:23.320 --> 00:57:30.400 series of unfortunate events with your health, and perhaps I listen, Drew, 1100 00:57:30.559 --> 00:57:31.760 You've been calling me for. 1101 00:57:31.840 --> 00:57:33.760 Many, many, many, many, many. 1102 00:57:33.480 --> 00:57:36.800 Many years, and all I'm saying is this, I don't 1103 00:57:36.880 --> 00:57:40.199 know if you're going to have a target here that's 1104 00:57:40.280 --> 00:57:44.079 going to pay, Okay, I'm just gonna put it like that. 1105 00:57:44.199 --> 00:57:47.519 I don't think you're going to find it that easy 1106 00:57:47.880 --> 00:57:51.679 to extract reimbursement from these people. And I don't think 1107 00:57:51.719 --> 00:57:54.320 you're going to find an attorney to take a malpractice 1108 00:57:54.360 --> 00:57:59.960 case based on recommendations a pharmacist made you over the counter. 1109 00:58:00.119 --> 00:58:03.960 Hey, Tom guy something, Yeah, Drew. 1110 00:58:06.320 --> 00:58:09.960 Drew him, Drew. 1111 00:58:10.280 --> 00:58:12.960 You guys, you want to listen to me, Drew Drew, 1112 00:58:13.280 --> 00:58:14.559 just hold on, ONTs that go ahead? 1113 00:58:14.880 --> 00:58:18.039 Why don't all you need to do is go see 1114 00:58:18.079 --> 00:58:19.920 a gas Stow entrologist. 1115 00:58:20.239 --> 00:58:22.760 They will be able to diagnose. 1116 00:58:22.280 --> 00:58:25.000 And already did. He said that. 1117 00:58:25.079 --> 00:58:26.400 My you went to see her. 1118 00:58:26.440 --> 00:58:29.320 You wait, you went to see a gasto entrologist. 1119 00:58:30.320 --> 00:58:33.599 Yes, he said, my blood tests are perfect. He's not 1120 00:58:33.639 --> 00:58:36.960 going to do any other testing. I'm seeing a kidney doctor. 1121 00:58:37.599 --> 00:58:40.840 The kidneys are off a little bit, so the kidneys 1122 00:58:40.960 --> 00:58:44.639 might be malfunctioning. So I'm seeing a kidney doctor tomorrow. 1123 00:58:45.000 --> 00:58:48.159 When I'm asking you, gentlemen, if you could please ask 1124 00:58:48.280 --> 00:58:52.159 Danny Wegman to get involved. He's a good man. I 1125 00:58:52.440 --> 00:58:53.599 meant him my prayer, And what. 1126 00:58:53.559 --> 00:58:56.480 Do you think, why don't you ask him to get involved. 1127 00:58:56.800 --> 00:59:00.440 I don't know his phone number. Corporate doesn't give you 1128 00:59:00.480 --> 00:59:03.679 his phone number. I mess it in the Star and 1129 00:59:03.760 --> 00:59:04.440 we're praying to go. 1130 00:59:04.599 --> 00:59:07.639 So you feel, you feel that if we get a 1131 00:59:07.639 --> 00:59:13.000 hold of Danny Wagman from Wagman's Pharmacy, that he will 1132 00:59:13.360 --> 00:59:17.000 put you in touch with his insurance company to make 1133 00:59:17.079 --> 00:59:17.880 payments to you. 1134 00:59:19.519 --> 00:59:22.960 Yes, minimal. I'm not looking for anything extra. I'm looking 1135 00:59:23.000 --> 00:59:27.000 for a minor compensation for the damon the pharmacist. 1136 00:59:27.440 --> 00:59:32.000 So his insurance company would never pay that, Drew. 1137 00:59:32.199 --> 00:59:35.360 Well, I don't think they're going to voluntarily pay you, Drew. 1138 00:59:35.400 --> 00:59:37.840 They're not going to voluntarily pay you anything. They never 1139 00:59:37.920 --> 00:59:38.840 do ever. 1140 00:59:39.320 --> 00:59:42.760 Well, no, Tom, you said the other case would never 1141 00:59:42.800 --> 00:59:47.480 pay anything. Turn now offering fifty thousand dollars the case 1142 00:59:47.519 --> 00:59:48.400 that you said they were. 1143 00:59:48.480 --> 00:59:51.719 Did you you better take it, Drew, ticket you're talking 1144 00:59:51.719 --> 00:59:54.480 about the one where tailgate. 1145 00:59:55.480 --> 00:59:59.880 No, the second one where I got rear ended. That's minimum, dammit? 1146 01:00:00.679 --> 01:00:04.639 So okay with more? You said it was Nichols and Pennies. 1147 01:00:04.639 --> 01:00:08.360 You're guy there, whatever his name is, hey lying to 1148 01:00:08.400 --> 01:00:12.800 you by My attorney told me they're offering fifty thousand dollars. 1149 01:00:14.079 --> 01:00:17.400 Well, if they're offering fifty, you're gonna get at least 1150 01:00:17.400 --> 01:00:18.280 two thirds of that. 1151 01:00:18.679 --> 01:00:19.960 Why don't you go and do it? 1152 01:00:21.000 --> 01:00:23.800 Yeah, we are doing that. But in the meantime, good 1153 01:00:23.880 --> 01:00:29.039 point is sometimes the insurance companies are reasonable. And if 1154 01:00:29.079 --> 01:00:32.199 you could contact Danny Wagman, you can even give him 1155 01:00:32.239 --> 01:00:35.719 my phone number. Danny and I talked. Well, he said, 1156 01:00:35.760 --> 01:00:39.440 there's any problems, call him. I don't have his phone number, 1157 01:00:39.840 --> 01:00:41.360 so I'm just asking yourself. 1158 01:00:41.079 --> 01:00:42.199 Well, how am I going to get it? 1159 01:00:43.880 --> 01:00:43.960 All? 1160 01:00:44.039 --> 01:00:44.199 Right? 1161 01:00:44.880 --> 01:00:45.239 Hold on? 1162 01:00:47.519 --> 01:00:53.800 Where are they headquartered? Wagman's I got to take a break. 1163 01:00:53.800 --> 01:00:57.280 Hold on three oh three seven one three talk seven 1164 01:00:57.320 --> 01:01:03.639 one three two five. There's a common theme in these calls, 1165 01:01:03.639 --> 01:01:09.239 a common theme, a common theme. We all know what 1166 01:01:09.320 --> 01:01:10.960 it is. We'll talk about it coming back. 1167 01:01:11.280 --> 01:01:13.239 Yeah, I can't go number two anymore. 1168 01:01:18.360 --> 01:01:21.639 Go with a sure thing Denver's Best Roofer, Excel roofing 1169 01:01:21.719 --> 01:01:24.360 dot com. You don't pay a cent until you're content. 1170 01:01:27.760 --> 01:01:30.920 Time for an insurance check up free, no obligation. In comparison, 1171 01:01:31.079 --> 01:01:34.639 call Compass insurance paying too much your coverage at dozens 1172 01:01:34.639 --> 01:01:37.360 of insurance companies find out now three oh three, seven 1173 01:01:37.400 --> 01:01:39.719 to seven to one help you'll think you're his only 1174 01:01:39.840 --> 01:01:42.320 customer when you choose Frank durand the real estate Man 1175 01:01:42.360 --> 01:01:45.800 dot com to list your home with Remax Alliance three 1176 01:01:45.800 --> 01:01:55.239 oh three nine two zero sixteen twenty two. I Tom 1177 01:01:55.280 --> 01:01:57.920 Martino here three O three seven one three talk seven 1178 01:01:57.920 --> 01:02:01.760 one three eight two five five. Welcome to the show. 1179 01:02:02.039 --> 01:02:08.199 And CMG Financial does reverse loans. Somebody was asking me 1180 01:02:08.480 --> 01:02:09.920 what is that lender? 1181 01:02:09.960 --> 01:02:10.519 I've been hearing the. 1182 01:02:10.519 --> 01:02:14.119 Advertise about reverse They are doing reverse loans. By the way, 1183 01:02:14.239 --> 01:02:15.000 it's CMG. 1184 01:02:16.079 --> 01:02:18.039 And you can talk to John over there at three 1185 01:02:18.320 --> 01:02:22.440 three eight eight two sixty six seventy nine, partner in 1186 01:02:22.519 --> 01:02:30.239 lending dot com. So King's got a comment onrew Go ahead, King? 1187 01:02:30.280 --> 01:02:36.039 What is your comment? Hello, Yes, sir, go ahead. 1188 01:02:36.320 --> 01:02:42.880 Oh the guys should start getting used to take the 1189 01:02:43.119 --> 01:02:46.960 enemy a warm water with a little bit of minim oil. 1190 01:02:47.360 --> 01:02:50.360 My helping you know? 1191 01:02:50.440 --> 01:02:51.400 Now do you do it? 1192 01:02:51.840 --> 01:02:52.079 Do you? 1193 01:02:52.159 --> 01:02:52.880 Is that what you do? 1194 01:02:53.039 --> 01:02:57.480 King? I never knew this show would resort would go ahead. 1195 01:02:57.519 --> 01:02:59.599 So we're talking enemas. Do you do your own? 1196 01:02:59.719 --> 01:03:04.000 Yeah? Right, I was trained in the army years. 1197 01:03:03.679 --> 01:03:05.239 Ago, trained in the army. 1198 01:03:05.280 --> 01:03:07.559 Do you give yourself an enema? 1199 01:03:07.400 --> 01:03:07.480 Ye? 1200 01:03:08.000 --> 01:03:09.039 Are you crapping off? 1201 01:03:10.159 --> 01:03:12.039 I was trained as a medic. 1202 01:03:12.679 --> 01:03:16.519 And oh, I get it, but you do it to yourself. 1203 01:03:17.719 --> 01:03:20.320 Sure, I'm eighty four years old. 1204 01:03:25.480 --> 01:03:27.320 You know you know. 1205 01:03:29.000 --> 01:03:31.280 That is a problem. I guess if you have a problem. 1206 01:03:31.320 --> 01:03:34.960 But I just look at I. I just have to 1207 01:03:35.000 --> 01:03:39.400 say this and thank you for calling King Drew. I really, 1208 01:03:40.960 --> 01:03:43.480 I know you've been so disappointed with me over the 1209 01:03:43.559 --> 01:03:46.079 years because I tell it like it is. And the 1210 01:03:46.119 --> 01:03:49.880 bottom line is you're always looking for someone to pay 1211 01:03:49.960 --> 01:03:54.159 something to you for doing you wrong. It happens too 1212 01:03:54.280 --> 01:03:57.559 much for any one person to have this. Many people 1213 01:03:57.639 --> 01:03:58.360 do them wrong. 1214 01:03:58.559 --> 01:04:01.840 I mean every time you turn around, there's someone doing 1215 01:04:01.880 --> 01:04:02.320 you wrong. 1216 01:04:02.719 --> 01:04:08.239 I mean, there's New Jersey. This is not Colorado. New Jersey. 1217 01:04:08.280 --> 01:04:13.800 There is massive crime, massive fraud going on. Many people 1218 01:04:13.840 --> 01:04:17.559 are in court every year in New Jersey. It's not Colorado. 1219 01:04:18.000 --> 01:04:22.079 All I'm asking you to do is please please make 1220 01:04:22.119 --> 01:04:25.559 a phone call to Danny Wagman. He'll probably try to 1221 01:04:25.559 --> 01:04:28.599 solve a problem. And as far as doing the animus, 1222 01:04:28.639 --> 01:04:32.360 I thank King for his comments. First, the first color 1223 01:04:32.400 --> 01:04:36.119 accent that I was involved with crippled both of my hands. 1224 01:04:36.519 --> 01:04:40.519 My hands and arms are crippled. I cannot give myself 1225 01:04:40.840 --> 01:04:43.800 an enema I am crippled by federal corner order? 1226 01:04:47.360 --> 01:04:47.559 Are you? 1227 01:04:47.599 --> 01:04:48.559 Drew hold On? 1228 01:04:48.719 --> 01:04:53.679 And you're asking me, well, Danny Wagman a CEO of 1229 01:04:53.760 --> 01:04:56.960 a giant drug company, and say Drew has given bad 1230 01:04:56.960 --> 01:05:01.679 advice to use these stimulants and accidents over a ten 1231 01:05:01.719 --> 01:05:05.159 week period. Now, Drew didn't read the directions himself. He 1232 01:05:05.280 --> 01:05:08.599 relied totally on the pharmacist. And now he believes you 1233 01:05:08.679 --> 01:05:12.880 owe him compensation because he can't go number two without 1234 01:05:12.880 --> 01:05:15.679 going to the emergency room. What do you think Wagman 1235 01:05:15.760 --> 01:05:18.079 is going to say? Oh, sure, how much does he want? 1236 01:05:19.119 --> 01:05:19.440 Come on? 1237 01:05:19.599 --> 01:05:20.159 Going to happen? 1238 01:05:21.199 --> 01:05:25.079 I asked him to be ridiculous, but all that thing 1239 01:05:25.239 --> 01:05:26.599 is to try. 1240 01:05:26.199 --> 01:05:27.239 How much you want? 1241 01:05:27.559 --> 01:05:28.679 Okay, he's going to ask. 1242 01:05:28.920 --> 01:05:30.519 He's going to ask what does he want? 1243 01:05:31.440 --> 01:05:36.079 I have no idea. This just happened. Whatever Danny says, 1244 01:05:36.639 --> 01:05:39.400 I will go along with. He's a good man. I 1245 01:05:39.440 --> 01:05:42.880 met him in the store, we prayed together. You're can 1246 01:05:42.880 --> 01:05:48.119 tell him this. Whatever Danny says, I accept. 1247 01:05:48.679 --> 01:05:53.800 God Mark, I just talked. I just talked to Danny. 1248 01:05:54.039 --> 01:05:57.679 No you didn't, yep. Would you make that? Would you 1249 01:05:57.760 --> 01:05:58.400 make that call? 1250 01:05:58.480 --> 01:05:58.679 Though? 1251 01:05:59.760 --> 01:06:00.400 Uh? No? 1252 01:06:00.400 --> 01:06:04.199 No, he said he will give Drew one Nickel. 1253 01:06:06.840 --> 01:06:12.480 Every time this guy, whatever his name is, he I 1254 01:06:12.519 --> 01:06:17.719 have spent my life protecting people, children and others. 1255 01:06:18.079 --> 01:06:21.800 Drew, every time you called, you walked into a tailgate, 1256 01:06:22.639 --> 01:06:24.880 and you blame the tailgate, and. 1257 01:06:24.960 --> 01:06:28.320 Then we have an engineer report that the only thing 1258 01:06:29.039 --> 01:06:32.760 happened the tailgate was left open up and down on 1259 01:06:32.800 --> 01:06:37.360 the sidewalk. I was nighttime. I was just simply walking. 1260 01:06:37.800 --> 01:06:42.239 The tailgate struck me in ahead. My two arms are tripled. 1261 01:06:43.400 --> 01:06:49.119 There's some medical reports written by neurologis engineer reports with 1262 01:06:49.320 --> 01:06:52.800 this stepany I could tell him when he wanted suit, 1263 01:06:53.280 --> 01:06:56.039 he would say a line. He always says a line. 1264 01:07:00.639 --> 01:07:07.320 Okay, Drew, I don't feel comfortable asking Danny Wagman for 1265 01:07:07.480 --> 01:07:08.800 compensation for this. 1266 01:07:09.039 --> 01:07:09.760 I don't. 1267 01:07:10.599 --> 01:07:12.800 Maybe I can get one of the deputies to call him, 1268 01:07:13.360 --> 01:07:13.880 I think. 1269 01:07:14.079 --> 01:07:18.639 Tom, Deputy Boue, Why don't true, Why don't you send 1270 01:07:18.639 --> 01:07:24.199 a letter registered mail return receipt requested to Danny explain 1271 01:07:24.440 --> 01:07:26.400 what your situation is and that. 1272 01:07:26.440 --> 01:07:28.599 Way he'll have all the information in front of him 1273 01:07:28.840 --> 01:07:30.320 and see if you get a response. 1274 01:07:30.920 --> 01:07:32.280 That might be the way to do it. We got 1275 01:07:32.320 --> 01:07:34.360 to take a break, and I'm Tom Martine Moore coming up. 1276 01:07:38.559 --> 01:07:41.800 Go with a sure thing Denver's Best roofer Excel Roofing 1277 01:07:41.920 --> 01:07:44.559 dot com. You don't pay a cent until you're content. 1278 01:07:47.920 --> 01:07:51.119 Time for an insurance check up free, no obligation. In comparison, 1279 01:07:51.239 --> 01:07:54.800 call Compass Insurance paying too much your coverage at dozens 1280 01:07:54.840 --> 01:07:57.559 of insurance companies find out now three O three seven 1281 01:07:57.559 --> 01:07:59.880 to seven to one help. You'll think you're his only 1282 01:08:00.079 --> 01:08:02.480 customer when you choose Frank durand the real estate Man 1283 01:08:02.519 --> 01:08:05.960 dot com to list your home with Remax Alliance three 1284 01:08:06.000 --> 01:08:26.239 oh three nine two zero sixteen twenty two. Hi Tom Martine, 1285 01:08:26.319 --> 01:08:30.880 you're troubleshooter Integrat John Jones. I'm so sorry, Johnny that 1286 01:08:31.199 --> 01:08:33.239 it took so long to get to you here, but 1287 01:08:33.279 --> 01:08:37.439 I wanted to ask you real quick. This woman got 1288 01:08:37.439 --> 01:08:40.640 a phone call EVA and they talked her into switching 1289 01:08:40.760 --> 01:08:44.760 her supplement, and she's sorry she did it EVA. 1290 01:08:44.800 --> 01:08:50.880 When did that phone call come in? Roughly? 1291 01:08:51.000 --> 01:08:53.960 Eva? Roughly? When did the phone? 1292 01:08:52.720 --> 01:08:55.399 Okay? 1293 01:08:55.880 --> 01:08:57.319 Was that open enrollment? John? 1294 01:08:57.399 --> 01:08:59.399 Are they allowed to switch her on Saturday? 1295 01:09:00.680 --> 01:09:03.880 So Medicare supplements? Was she on a supplement or an 1296 01:09:03.880 --> 01:09:04.520 advantage plan? 1297 01:09:05.079 --> 01:09:05.640 Advantage? 1298 01:09:05.720 --> 01:09:05.960 John? 1299 01:09:06.119 --> 01:09:08.479 It was sub Oh, it was an advantage. 1300 01:09:08.479 --> 01:09:10.199 I'm sorry, Mark, it's an advantage. 1301 01:09:10.239 --> 01:09:13.319 So there is an advantage open enrollment window which is 1302 01:09:13.399 --> 01:09:16.640 January first to March thirty first. It's a one time 1303 01:09:16.920 --> 01:09:20.680 oh switch to your your Medicare evan. So if if 1304 01:09:20.720 --> 01:09:23.199 you get a Medicare advantage plan during the annual Roman 1305 01:09:23.199 --> 01:09:27.039 period which is October fifteenth December seventh, you still you 1306 01:09:28.079 --> 01:09:32.000 have between January first and March thirty first to change 1307 01:09:32.000 --> 01:09:33.560 it one time if you want to. 1308 01:09:34.760 --> 01:09:38.039 So now wait a minute. So if he slammed her 1309 01:09:38.079 --> 01:09:41.520 into it on a Saturday, last Saturday, can she get 1310 01:09:41.520 --> 01:09:41.920 out of it? 1311 01:09:43.039 --> 01:09:46.159 I would contact the carrier directly and I file a 1312 01:09:46.199 --> 01:09:47.039 formal complaint. 1313 01:09:47.159 --> 01:09:50.399 Go with a sure thing Denver's Best Roofer Excel Roofing 1314 01:09:50.479 --> 01:09:53.159 dot com. You don't pay a cent until you're content. 1315 01:09:54.720 --> 01:09:58.960 Wait time for an insurance check up free, no obligation. 1316 01:09:59.039 --> 01:10:02.359 In comparison call all Compass Insurance paying too much your 1317 01:10:02.399 --> 01:10:05.399 coverage at dozens of insurance companies find out now three 1318 01:10:05.399 --> 01:10:08.039 all three seven seven one help. You'll think you're his 1319 01:10:08.199 --> 01:10:10.840 only customer when you choose Frank durand the real estate 1320 01:10:10.880 --> 01:10:14.119 Man dot com to list your home with Remax Alliance 1321 01:10:14.359 --> 01:10:16.680 three all three nine two zero sixteen twenty two. 1322 01:10:17.880 --> 01:10:23.119 Yeah, rip. 1323 01:10:24.880 --> 01:10:27.880 Need advice who you don't have. 1324 01:10:30.119 --> 01:10:34.760 Come running just as fast as we can. Shooter's gonna 1325 01:10:34.840 --> 01:10:36.439 help coming man. 1326 01:10:37.279 --> 01:10:39.399 This is the Troubleshooter Show. 1327 01:10:40.079 --> 01:10:48.039 No Tom Martine, Hey Tom Martino, your Troubleshooter three all 1328 01:10:48.079 --> 01:10:49.960 three seven one three talks seven one three A two 1329 01:10:50.039 --> 01:10:52.920 five five. We're here to help you solve problems, answer questions, 1330 01:10:53.000 --> 01:10:55.279 take complaints, and make your life a little easier. 1331 01:10:55.359 --> 01:10:56.279 Thank you for being here. 1332 01:10:56.800 --> 01:10:59.640 We got the whole Crewe Deputy Doc here with me, 1333 01:10:59.720 --> 01:11:03.479 We Nick Fox with renew Home Innovations dot Com, Mark 1334 01:11:03.560 --> 01:11:06.239 Major at his mothership, and then we have of course 1335 01:11:06.560 --> 01:11:09.720 Deputy d and Deputy BO at the station. So we've 1336 01:11:09.720 --> 01:11:14.359 got a lot to talk about today. And let's talk 1337 01:11:14.479 --> 01:11:16.199 to John Jones really quickly. 1338 01:11:16.319 --> 01:11:16.920 Is he still on? 1339 01:11:17.800 --> 01:11:21.000 And he's with Integer Insurance Group. 1340 01:11:21.399 --> 01:11:24.159 They're health insurance brokers and they do on and off 1341 01:11:24.199 --> 01:11:27.319 the exchange, and they do it the wise way. They 1342 01:11:28.000 --> 01:11:30.880 customize these plans for people, or they look for plans 1343 01:11:30.960 --> 01:11:33.640 for people, and they don't put people into plans. 1344 01:11:33.680 --> 01:11:35.039 They put plans for people. 1345 01:11:35.560 --> 01:11:38.720 And so that what they mean is that they really 1346 01:11:38.920 --> 01:11:43.399 really have a great service for helping you find health insurance. 1347 01:11:43.760 --> 01:11:46.720 But what happens when you know you get solicited on 1348 01:11:46.800 --> 01:11:48.079 the phone. This happens a lot. 1349 01:11:48.560 --> 01:11:50.319 John, We're hearing more and more of these. 1350 01:11:50.399 --> 01:11:53.239 Big, high pressure calls trying to get you to switch 1351 01:11:53.319 --> 01:11:57.680 from ab in a supplement over to advantage or to 1352 01:11:57.840 --> 01:12:01.479 try to switch your supplements. I didn't know phone rooms 1353 01:12:01.520 --> 01:12:03.880 were a really big thing, but they are when it 1354 01:12:03.960 --> 01:12:05.039 comes to health insurance. 1355 01:12:05.119 --> 01:12:08.039 Now have you noticed that, Yes, sir, Yeah. 1356 01:12:07.880 --> 01:12:10.439 And I mean there's a certain certainly some advice is 1357 01:12:11.600 --> 01:12:14.840 don't just enter your information into something online. Like a 1358 01:12:14.920 --> 01:12:18.239 lot of people will search online. They think that they're 1359 01:12:18.359 --> 01:12:21.720 checking out connect for Health Colorado, for example, but there's 1360 01:12:21.720 --> 01:12:23.640 a lot of sites that are similar and you and 1361 01:12:23.800 --> 01:12:26.640 you enter that information online and all of a sudden, 1362 01:12:26.640 --> 01:12:28.800 you get a lot of phone calls from a lot 1363 01:12:28.880 --> 01:12:30.920 of these agents who aren't even in the state, who 1364 01:12:31.079 --> 01:12:34.399 aren't selling affordable care, call off and health, and whose 1365 01:12:35.039 --> 01:12:39.479 sales practices are the step to that and dishonest at work. 1366 01:12:39.760 --> 01:12:45.279 In some cases. It is open enrollment for the the 1367 01:12:45.520 --> 01:12:48.479 for Medicare advantage, right, and this is where people can 1368 01:12:48.720 --> 01:12:52.319 change their plan once. So if you got sold a 1369 01:12:52.359 --> 01:12:55.079 Medicare advantage plan in the fall during the annual role 1370 01:12:55.119 --> 01:12:57.399 period and it didn't work for you, or your doctors 1371 01:12:57.399 --> 01:12:59.720 aren't in it, or you've got the wrong plan. You're 1372 01:12:59.720 --> 01:13:02.880 all out to change this one time, but it's just once, 1373 01:13:03.000 --> 01:13:04.760 and so you want to be really careful that you're 1374 01:13:04.800 --> 01:13:07.760 making the right decisions if that's something that you're doing 1375 01:13:07.880 --> 01:13:09.520 during this time. But yeah, certainly there's a lot of 1376 01:13:09.680 --> 01:13:11.359 there's agents out there who are trying to give you 1377 01:13:11.439 --> 01:13:13.319 to change. They're trying to rewrite the business, trying to 1378 01:13:13.359 --> 01:13:14.399 get that that commission. 1379 01:13:14.520 --> 01:13:16.560 Have you ever had people call you and say, John, 1380 01:13:16.680 --> 01:13:19.760 we we mistakingly signed up for someone we don't want them. 1381 01:13:21.840 --> 01:13:24.079 It happens, it does that, but that's during the the 1382 01:13:24.399 --> 01:13:28.760 the annual Roman period right December seventh, and then so yeah, 1383 01:13:28.840 --> 01:13:32.399 we do. We get called during open enrollments saying, hey, hey, Eva, 1384 01:13:32.560 --> 01:13:33.439 how can you help us? 1385 01:13:35.159 --> 01:13:35.399 Eva? 1386 01:13:35.479 --> 01:13:38.079 There's one thing we didn't ask And Deputy Doc brought 1387 01:13:38.119 --> 01:13:39.159 this up during a break. 1388 01:13:39.960 --> 01:13:42.479 What how do you know what you got into is 1389 01:13:42.600 --> 01:13:43.039 not good? 1390 01:13:43.279 --> 01:13:46.119 And now I'm not saying you should keep it, but 1391 01:13:47.039 --> 01:13:49.560 but why do you feel it's automatically bad? 1392 01:13:51.199 --> 01:13:55.920 Well, Tom, the reason is that I got pressured into signing. 1393 01:13:55.680 --> 01:14:00.039 Over the phone and I had asked I first want. 1394 01:14:00.079 --> 01:14:04.199 To receive your information and compare it with what I 1395 01:14:04.319 --> 01:14:10.199 got from company, And somehow I got pressured into signing 1396 01:14:10.319 --> 01:14:13.479 over the phone to even get it, and I was 1397 01:14:13.600 --> 01:14:17.560 looking later that I should have. 1398 01:14:18.239 --> 01:14:20.680 Told them I've called them back after I. 1399 01:14:21.560 --> 01:14:25.079 See what I have so that I could compare it 1400 01:14:25.239 --> 01:14:27.520 with what they are saying that they could give me. 1401 01:14:28.640 --> 01:14:32.640 But I guess I stupidly got pressured into it. 1402 01:14:34.079 --> 01:14:35.520 Well did you ever compare them? 1403 01:14:37.520 --> 01:14:41.159 Well, I can't compare them because she said I won't 1404 01:14:41.239 --> 01:14:46.960 get that written information until after the first and it's 1405 01:14:47.000 --> 01:14:48.239 going to change on the first. 1406 01:14:50.199 --> 01:14:53.520 I bet John knows town John, what's what did you 1407 01:14:53.680 --> 01:14:54.720 have and what do you have now? 1408 01:14:55.000 --> 01:15:00.279 Because the plan's not effectuated yet, I really recommend, because 1409 01:15:00.319 --> 01:15:02.520 the plan is not effectuated, effectuates on the first, so 1410 01:15:02.600 --> 01:15:04.399 the end of this week, I really recommend that you 1411 01:15:04.479 --> 01:15:07.960 do contact Hilton company that you switched to, that the 1412 01:15:08.079 --> 01:15:11.319 other whoever sold you this moved you over to, that 1413 01:15:11.399 --> 01:15:16.199 you contact them you explain, Uh, it was not adequately 1414 01:15:16.279 --> 01:15:18.920 presented to me. I didn't wasn't given the opportunity to 1415 01:15:18.960 --> 01:15:20.840 compare the two plans, the one that I was on 1416 01:15:21.000 --> 01:15:24.680 in this one and file will contact your other health 1417 01:15:24.720 --> 01:15:27.279 in term company that you had and see if they'll 1418 01:15:27.560 --> 01:15:30.880 I can be reinstated because this plan hasn't been effectuated yet. 1419 01:15:32.159 --> 01:15:33.199 That's right, Okay. 1420 01:15:33.279 --> 01:15:35.760 What I'd like to know is this though, what what 1421 01:15:36.000 --> 01:15:37.800 is the new what's the name of the new plan? 1422 01:15:40.239 --> 01:15:42.159 It's United Healthcare. 1423 01:15:44.000 --> 01:15:46.560 The new plan, and what was the old plan? 1424 01:15:51.920 --> 01:15:52.199 John? 1425 01:15:52.880 --> 01:15:56.560 Just out of curiosity, do you know kind of any 1426 01:15:56.880 --> 01:15:57.840 kind of uh? 1427 01:15:58.319 --> 01:16:01.479 And I can't go into benefit over the air. 1428 01:16:01.920 --> 01:16:02.640 You have United. 1429 01:16:02.680 --> 01:16:04.159 He I'm very happy with it. 1430 01:16:04.720 --> 01:16:08.760 You know, we can't assume what she has is bad 1431 01:16:08.880 --> 01:16:10.560 because the guy slammed her on the phone. 1432 01:16:11.119 --> 01:16:12.640 But anyway, Eva, thank you. 1433 01:16:13.039 --> 01:16:15.239 Three oh three seven one three talks seven one three 1434 01:16:15.239 --> 01:16:17.199 eight two five five he he says, if you call 1435 01:16:17.279 --> 01:16:20.039 the underwriter and say, look, we've done this, you know 1436 01:16:20.119 --> 01:16:20.840 I was pressured. 1437 01:16:20.880 --> 01:16:27.520 I don't feel right. I don't want it right, John, Okay. 1438 01:16:27.920 --> 01:16:32.159 Integra Insurance Group and Integrainsurance dot com three oh three 1439 01:16:32.239 --> 01:16:34.760 four sixty six fifty five hundred. We're gonna move on. 1440 01:16:35.079 --> 01:16:38.239 I got a lot happening here today. We also have 1441 01:16:38.359 --> 01:16:42.720 Nick Fox with us with remember Meet the Falkers. This 1442 01:16:42.880 --> 01:16:47.600 is Meet the Fox anyway, Nick Fox. So you can 1443 01:16:48.920 --> 01:16:51.720 see his bathrooms at renew Home Innovations dot Com. But 1444 01:16:51.800 --> 01:16:55.720 their their shower conversions. They're doing some sheet porcelain. Somebody 1445 01:16:55.800 --> 01:16:59.399 wanted to ask, can that sheet porcelain be used as 1446 01:16:59.520 --> 01:17:02.920 backs ashes in the kitchen? Somebody wanted to do something 1447 01:17:03.039 --> 01:17:04.800 really creative with it. 1448 01:17:05.159 --> 01:17:07.520 Absolutely, you can do the entire countertop with. 1449 01:17:07.960 --> 01:17:12.840 Out of the wait wait wait, countertop of course with porcelain. Absolutely, 1450 01:17:13.079 --> 01:17:15.760 so wait a minute, that would look rich man. So 1451 01:17:16.079 --> 01:17:18.720 you put that over like a base, like you would 1452 01:17:18.920 --> 01:17:23.279 even anything, like you know, any kind of wow, thick 1453 01:17:23.399 --> 01:17:23.560 is it? 1454 01:17:24.239 --> 01:17:26.920 Well, it comes in different slab sizes. It can be 1455 01:17:27.000 --> 01:17:30.520 in six am, twelve cm and three cms, so it's 1456 01:17:30.720 --> 01:17:33.279 multiple different sizes of centimeters centimeters. 1457 01:17:33.319 --> 01:17:35.439 Yeah, so would that be like a quarter inch would 1458 01:17:35.439 --> 01:17:36.079 be the thickest? 1459 01:17:36.960 --> 01:17:38.000 No, about a half inch? 1460 01:17:38.359 --> 01:17:38.520 Oh? 1461 01:17:38.640 --> 01:17:41.319 Really, you can even get almost it can almost be 1462 01:17:41.880 --> 01:17:42.960 about the size of an inch. 1463 01:17:43.039 --> 01:17:43.199 Thing. 1464 01:17:43.279 --> 01:17:45.319 And what colors are we talking about? Is I always 1465 01:17:45.359 --> 01:17:46.640 think of porcelain as being white. 1466 01:17:47.279 --> 01:17:50.159 Well, no, there's there's hundreds of different color. 1467 01:17:50.720 --> 01:17:53.439 Are they naturally colored at the quarry or are we 1468 01:17:53.600 --> 01:17:55.840 talking about quarried. 1469 01:17:55.439 --> 01:17:56.680 Colors or made colors? 1470 01:17:56.920 --> 01:17:59.760 They're made, they're made patterns and they're baked into the products, 1471 01:17:59.800 --> 01:18:01.000 so they'll never come out. 1472 01:18:01.039 --> 01:18:02.960 You never have to carry about them. So what kind 1473 01:18:03.000 --> 01:18:03.479 of colors? 1474 01:18:04.079 --> 01:18:06.840 A lot of natural stone, look, okay, a lot of 1475 01:18:06.920 --> 01:18:07.359 natural the. 1476 01:18:07.399 --> 01:18:11.520 Grays and the whites and the beigees and that. Do 1477 01:18:11.680 --> 01:18:13.199 people do any pastels at all? 1478 01:18:13.840 --> 01:18:17.039 There's a lot of pastel that are being created today. 1479 01:18:17.560 --> 01:18:20.800 There's actually some really beautiful blue patterns that are just 1480 01:18:21.479 --> 01:18:23.920 incredible that people are really intrigued with. 1481 01:18:24.119 --> 01:18:26.960 But can you explain to me how porcelain, let's say, 1482 01:18:27.119 --> 01:18:31.079 differs in hardness to like a granite or. 1483 01:18:31.119 --> 01:18:31.720 Something like that. 1484 01:18:32.319 --> 01:18:35.520 So a couple of things about porcelain in general, it's 1485 01:18:35.560 --> 01:18:39.920 a raw material. It can be versatile for all different 1486 01:18:39.920 --> 01:18:43.159 types of projects in the home. It's not absorbent to anything, 1487 01:18:43.279 --> 01:18:45.000 so you don't have to worry about, you know, anything 1488 01:18:45.079 --> 01:18:50.359 being porous. It's resistant to liquids, to acids, thermal shock. 1489 01:18:50.439 --> 01:18:51.880 In fact, you can even get any. 1490 01:18:51.920 --> 01:18:54.359 Not even water spotting. I mean, it's amazing to me. 1491 01:18:54.560 --> 01:18:58.359 It's amazing. Now are toilets when they say porcelain, are 1492 01:18:58.399 --> 01:19:01.720 they really porcelain toilets? Are there? I mean the toilets 1493 01:19:01.800 --> 01:19:04.880 we buy nowadays, if they're not plastic, that that hard 1494 01:19:05.239 --> 01:19:07.039 like white glass, is that a porcelain? 1495 01:19:07.359 --> 01:19:08.279 It is a porcelain. 1496 01:19:08.279 --> 01:19:11.119 It's a porcelainto okay, correct, Yeah, but there's there's so 1497 01:19:11.199 --> 01:19:14.319 many advantages to this product. I mean, it's a very 1498 01:19:14.439 --> 01:19:17.960 hygienic surface. They're using it in hospital because it doesn't 1499 01:19:18.000 --> 01:19:19.880 cling on to germs exactly. 1500 01:19:20.720 --> 01:19:23.680 That's a huge fat. Viruses don't live on it. Yeah, 1501 01:19:23.800 --> 01:19:24.439 you don't need to. 1502 01:19:24.720 --> 01:19:27.239 You don't need to embed it with a microbial an 1503 01:19:27.239 --> 01:19:31.119 antimicrobial product like some of the other products that require it. 1504 01:19:31.760 --> 01:19:33.039 So I have a question, Nick. 1505 01:19:34.439 --> 01:19:38.359 I always thought that porcelain was like a glaze that 1506 01:19:38.439 --> 01:19:40.479 you put over something and then bake it. 1507 01:19:40.840 --> 01:19:43.079 So you say, yeah, that's what I thought too. 1508 01:19:43.479 --> 01:19:46.279 Actually, mine porcelain. 1509 01:19:46.039 --> 01:19:48.840 It's a stone slab. It's a it's a stone. 1510 01:19:48.600 --> 01:19:51.119 That's a slab, and then and they put a coating 1511 01:19:51.199 --> 01:19:54.920 over it. It's baked into the coating. I never knew that. Yeah, 1512 01:19:55.279 --> 01:19:56.720 what does rough porcelain look like? 1513 01:19:58.399 --> 01:19:59.560 I don't I don't have an answer. 1514 01:19:59.720 --> 01:20:02.479 Oh all right, I just wondered what you know like, 1515 01:20:03.159 --> 01:20:06.399 because granted, looks pretty damn ugly before you do anything 1516 01:20:06.479 --> 01:20:10.479 to it. Anyway, So porcelain, as far as it's resiliency, 1517 01:20:10.760 --> 01:20:12.960 you're saying it's one of the most resilient. 1518 01:20:12.840 --> 01:20:16.680 Absolutely, it doesn't. The color doesn't alter, it can handle 1519 01:20:17.159 --> 01:20:18.640 heavy loads, it's. 1520 01:20:18.680 --> 01:20:19.760 Very easy to clean. 1521 01:20:20.199 --> 01:20:23.199 But it costs wise, Is it really expensive compared to 1522 01:20:23.359 --> 01:20:25.279 like if you were to do a shower and put 1523 01:20:25.319 --> 01:20:27.880 granite in there, or put porcelain in there or put 1524 01:20:28.079 --> 01:20:31.199 Do people use quartzite for showers or not? 1525 01:20:31.960 --> 01:20:32.359 Not really? 1526 01:20:32.479 --> 01:20:36.399 I know there's a in today's market. There's acrylic showers. 1527 01:20:36.600 --> 01:20:40.640 Yeah, there's tile showers, which most people aren't utilizing anymore. 1528 01:20:41.039 --> 01:20:43.439 And then there's a lot of blended material products that 1529 01:20:43.560 --> 01:20:45.319 might have a crushed stone with sometimes. 1530 01:20:45.359 --> 01:20:49.199 Okay, all right, yeah, but where's expense goes? Where does 1531 01:20:49.279 --> 01:20:50.359 porcelain sit. 1532 01:20:52.079 --> 01:20:52.960 Mid to top tier? 1533 01:20:53.359 --> 01:20:53.640 Okay? 1534 01:20:54.199 --> 01:20:56.279 But the nice thing about it is because we buy 1535 01:20:56.319 --> 01:21:00.279 it in such a large volume, we're able to get 1536 01:21:00.359 --> 01:21:01.760 really competitive. 1537 01:21:01.239 --> 01:21:01.920 With our prices. 1538 01:21:02.000 --> 01:21:05.920 So don't let the uh, the product fear you from 1539 01:21:06.119 --> 01:21:08.680 even being concerned about the cost, because we're actually really 1540 01:21:08.720 --> 01:21:10.359 competitive with the product. 1541 01:21:10.439 --> 01:21:12.119 I mean, if you're gonna get it, you're saying you 1542 01:21:12.199 --> 01:21:14.680 can make you can make it, right, Yeah, we we can. 1543 01:21:14.840 --> 01:21:16.399 We can be very competitive. 1544 01:21:16.520 --> 01:21:19.279 And also a shower something you're gonna do once, right, 1545 01:21:19.399 --> 01:21:21.079 It's not like you want to cheap out on it. 1546 01:21:21.159 --> 01:21:23.079 You're gonna do it once one hundred percent. 1547 01:21:23.239 --> 01:21:26.199 And you know, I'll tell you what's really If you 1548 01:21:26.319 --> 01:21:30.279 have an interest in a steam shower and this is 1549 01:21:30.439 --> 01:21:35.439 the ideal product for it, Pristeam. Yeah, absolutely, it does not. 1550 01:21:36.159 --> 01:21:39.359 It does not change its effectiveness at all. I mean 1551 01:21:39.399 --> 01:21:41.159 a lot of the products you can't you can't do. 1552 01:21:41.199 --> 01:21:41.479 It with it. 1553 01:21:41.720 --> 01:21:43.840 Mark, I think I I've asked you this before. What's 1554 01:21:43.880 --> 01:21:46.640 that beautiful shower that you have? Is that is that porcelain? 1555 01:21:46.720 --> 01:21:48.479 What is the what are the walls on that? 1556 01:21:49.920 --> 01:21:50.079 Yeah? 1557 01:21:50.479 --> 01:21:53.880 God, it's beautiful. It's oh my god, it's stunning. And 1558 01:21:54.039 --> 01:21:55.640 I when I went in there, I couldn't believe it. 1559 01:21:55.720 --> 01:21:59.279 I mean it's like wow, it really is a wow factor. 1560 01:22:00.279 --> 01:22:02.159 It's the nicest product I've seen on the market. 1561 01:22:03.399 --> 01:22:05.560 Three O three seven one three A two five five. 1562 01:22:05.640 --> 01:22:07.800 We have more coming right up on the Troubleshooter Show. 1563 01:22:08.279 --> 01:22:12.279 And UH want to remind you that uh KH Home Solutions. 1564 01:22:12.800 --> 01:22:13.560 Uh they have. 1565 01:22:15.520 --> 01:22:18.279 All kinds of exterior solutions for your home. They've been 1566 01:22:18.359 --> 01:22:27.000 with me for years. Khwindows dot com. Go with a 1567 01:22:27.079 --> 01:22:30.600 sure thing Denver's Best roofer Excel Roofing dot Com. You 1568 01:22:30.640 --> 01:22:36.399 don't pay a cent until you're content. Time for an 1569 01:22:36.439 --> 01:22:40.039 insurance check up free, no obligation. In comparison, call Compass 1570 01:22:40.119 --> 01:22:43.359 Insurance paying too much your coverage at dozens of insurance 1571 01:22:43.399 --> 01:22:45.880 companies find out now three o three seven to seven 1572 01:22:45.920 --> 01:22:48.680 to one help. You'll think you're his only customer when 1573 01:22:48.680 --> 01:22:50.960 you choose Frank durand the real estate Man dot com 1574 01:22:51.199 --> 01:22:54.319 to list your home with Remax Alliance three oh three 1575 01:22:54.399 --> 01:22:56.079 nine two zero sixteen twenty two. 1576 01:23:02.479 --> 01:23:03.479 Tom Martine here. 1577 01:23:03.319 --> 01:23:05.239 At three oh three seven on three talks seven on 1578 01:23:05.359 --> 01:23:09.199 three eight two five five Montoya wants to talk about Vimeo. 1579 01:23:09.600 --> 01:23:12.159 Is it the video service Vimeo or is it Venmo? 1580 01:23:12.359 --> 01:23:16.119 I think it's Vimeo, right, Yes, that's correct, Tom. 1581 01:23:16.399 --> 01:23:20.000 Vimeo similar to YouTube, a different company altogether. 1582 01:23:21.600 --> 01:23:24.760 Yeah, And Vimeo is seems to give be geared more 1583 01:23:24.880 --> 01:23:27.399 toward companies and stuff in my opinion. 1584 01:23:27.560 --> 01:23:29.680 But anyway, what's going on with Vimeo? 1585 01:23:31.279 --> 01:23:33.000 Well, Vimeo. 1586 01:23:34.199 --> 01:23:39.039 Similar to YouTube. They allow users the upload videos of anything. 1587 01:23:39.840 --> 01:23:42.840 And I was just googling online and I found a 1588 01:23:43.000 --> 01:23:47.119 video of someone that I knew who made an off 1589 01:23:47.239 --> 01:23:50.800 color remark about my mother, and my mother's been dissed. 1590 01:23:50.840 --> 01:23:52.399 What studying eighteen? 1591 01:23:54.039 --> 01:23:56.279 Now, wait a minute, Montoya, hold on his se hold 1592 01:23:56.319 --> 01:23:58.640 on his sec This is weird. So you happen to 1593 01:23:58.680 --> 01:24:01.439 be on Vimeo and you were browsing Vimeo. 1594 01:24:02.600 --> 01:24:07.039 No, I was browsing Google, just typing in people's names, 1595 01:24:07.199 --> 01:24:10.439 just to see what's out there, because these people have 1596 01:24:10.600 --> 01:24:12.439 been doing things. 1597 01:24:12.560 --> 01:24:14.560 Okay, got it? 1598 01:24:14.800 --> 01:24:18.079 And when you okay, So when you are Vimeo, excuse me, 1599 01:24:18.239 --> 01:24:21.000 when you are googling names, you put your mom's name 1600 01:24:21.039 --> 01:24:21.319 in there. 1601 01:24:22.520 --> 01:24:27.239 No, I put my aunt's name, and I found out 1602 01:24:27.279 --> 01:24:28.000 that she died. 1603 01:24:28.239 --> 01:24:31.079 And what happened when you put happened when you put 1604 01:24:31.159 --> 01:24:32.119 your aunt's name in there? 1605 01:24:33.239 --> 01:24:37.880 I found a whole lot of returns of a legacy 1606 01:24:38.000 --> 01:24:41.039 page saying that she died. And then three or four 1607 01:24:42.279 --> 01:24:46.960 lines down, I find this online funeral of her service 1608 01:24:47.079 --> 01:24:50.000 that was live stream but recorded and kept up on 1609 01:24:50.119 --> 01:24:51.119 the Vimeo site. 1610 01:24:53.000 --> 01:24:55.239 Now, let me ask you this, Montoya. So your anne 1611 01:24:55.319 --> 01:24:59.000 did die when you all right, she had died. 1612 01:24:59.720 --> 01:25:04.840 She had died several weeks in the past, but there was, okay, 1613 01:25:05.079 --> 01:25:09.800 this recorded one hour service which they called But why. 1614 01:25:09.840 --> 01:25:13.119 Why did you I'm just curious. Why did you google 1615 01:25:13.199 --> 01:25:17.039 your deceased aunt's name. I'm just curious. 1616 01:25:19.119 --> 01:25:23.079 I I had had legal problems with this aunt and 1617 01:25:23.279 --> 01:25:27.640 I didn't know that she died yet. I just want 1618 01:25:27.680 --> 01:25:31.359 to see where they were at if they were going 1619 01:25:31.439 --> 01:25:34.800 to try something else. So this is my way, whether 1620 01:25:35.039 --> 01:25:36.720 checking out social media page. 1621 01:25:36.800 --> 01:25:39.439 But that's how you found out she died. That's how 1622 01:25:39.479 --> 01:25:40.680 you found out she died. 1623 01:25:40.760 --> 01:25:46.479 It was online, yes, because none of the family communicates 1624 01:25:46.520 --> 01:25:51.119 to me anymore. Okay, so you found she had recently 1625 01:25:51.279 --> 01:25:54.359 passed away, and then there was some kind of video 1626 01:25:55.119 --> 01:25:57.720 on Vimeo of her service. 1627 01:25:59.159 --> 01:26:03.000 Yes, there's a company that all they do is upload 1628 01:26:03.239 --> 01:26:09.199 funeral services onto sites like Vimeo, and their profile on Vimeo. 1629 01:26:08.960 --> 01:26:11.960 There really are they hired? Are they hired to do it? 1630 01:26:13.199 --> 01:26:15.800 Yes, they are hired to do it based off their 1631 01:26:15.840 --> 01:26:16.560 website when I. 1632 01:26:16.600 --> 01:26:20.560 Did the okay, so someone must have hired this company 1633 01:26:21.079 --> 01:26:25.520 to film your aunt's memorial and it was uploaded to Vimeo. 1634 01:26:26.720 --> 01:26:27.359 That's correct. 1635 01:26:29.399 --> 01:26:32.520 And what happened then, well. 1636 01:26:32.920 --> 01:26:37.560 I looked at the service and forty five minutes and 1637 01:26:37.840 --> 01:26:42.039 there's this niece of my mother's getting up on stage 1638 01:26:43.239 --> 01:26:46.800 saying that on behalf of all the nieces and nephews, 1639 01:26:46.840 --> 01:26:50.840 I've been tasked to speak on behalf of this deceased game. 1640 01:26:52.319 --> 01:26:57.199 Now that's the frauduct problem. I wasn't consulted, so for 1641 01:26:57.359 --> 01:26:59.600 her to say that she spoke to everyone and got 1642 01:26:59.680 --> 01:27:01.800 conceers was a false statement. 1643 01:27:02.880 --> 01:27:06.680 Second, well I understand that, but no one I understand. 1644 01:27:06.960 --> 01:27:09.720 It's just like when people are at a town hall 1645 01:27:09.880 --> 01:27:12.560 and they say, well, I speak from my neighborhood. 1646 01:27:12.800 --> 01:27:16.840 And but anyway, so what happened This woman or this. 1647 01:27:17.079 --> 01:27:21.880 Cousin of yours is up there speaking at your aunt's 1648 01:27:22.399 --> 01:27:24.680 memorial and it's on vimeo. 1649 01:27:24.880 --> 01:27:25.199 Then what. 1650 01:27:26.960 --> 01:27:29.680 Then she gets to going through a list of all 1651 01:27:29.760 --> 01:27:33.640 the ants that passed them, who has passed away, and 1652 01:27:33.880 --> 01:27:36.359 all the ants that's still living. So she's kind of 1653 01:27:36.439 --> 01:27:39.159 given a summary of what these ants are like. 1654 01:27:40.279 --> 01:27:43.640 And the first now is this niece? Was this the 1655 01:27:43.840 --> 01:27:47.079 daughter of the deceased ant? Or was this just some cousin? 1656 01:27:48.399 --> 01:27:49.800 This was just some cousin. 1657 01:27:52.159 --> 01:27:55.680 So a random cousin is up there speaking about the family. 1658 01:27:57.640 --> 01:28:01.920 Yes, yeah, and she mentioned your mom. 1659 01:28:03.560 --> 01:28:07.760 Yes she made a crack, which once I tell you 1660 01:28:07.840 --> 01:28:11.159 what you what she said, it will sound like opinion. 1661 01:28:11.479 --> 01:28:14.039 But when you hear the back history of it, you 1662 01:28:14.159 --> 01:28:16.720 will understand, or I should say, I hope you and 1663 01:28:16.760 --> 01:28:20.000 your audience will understand. It was more sinister than that. 1664 01:28:20.960 --> 01:28:23.239 But if she's not alive. What does it matter? 1665 01:28:26.039 --> 01:28:29.600 Once you hear the back history, I would hope you understood. 1666 01:28:29.680 --> 01:28:32.880 Okay, Yeah, that's what I want to hear. But Montoya, 1667 01:28:33.319 --> 01:28:35.119 hold on a second. I'll come right back to you. 1668 01:28:35.640 --> 01:28:38.800 This is a very strange call, but very interesting as well, 1669 01:28:39.239 --> 01:28:42.279 because there are certain laws and there are certain. 1670 01:28:43.560 --> 01:28:46.600 Laws regarding the dead, the deceased, and there are certain. 1671 01:28:46.399 --> 01:28:49.359 Laws about those they left behind as well as to 1672 01:28:49.439 --> 01:28:52.359 whether they have actions on anything like this. We'll talk 1673 01:28:52.399 --> 01:28:54.760 about that and more coming up on The Troubleshooter Show. 1674 01:28:55.079 --> 01:28:57.560 Three oh three seven one, three eight two five five. 1675 01:28:57.640 --> 01:29:01.159 Don't forget Compass Insurance Group for insan insurance checkups to 1676 01:29:01.279 --> 01:29:03.800 make sure you're not under insured or you're not paying 1677 01:29:03.840 --> 01:29:06.800 too much for insurance. They'll do a complete honest check. 1678 01:29:06.840 --> 01:29:15.600 Three oh three nine nine to six nine thousand. Go 1679 01:29:15.800 --> 01:29:19.359 with a sure thing Denver's Best Roofer Excel roofing dot com. 1680 01:29:19.560 --> 01:29:25.279 You don't pay a cent until you're content. Time for 1681 01:29:25.319 --> 01:29:29.039 an insurance checkup free, no obligation. In comparison, call Compass 1682 01:29:29.119 --> 01:29:32.399 Insurance paying too much your coverage at dozens of insurance 1683 01:29:32.439 --> 01:29:34.960 companies find out now three oh three seven seven to 1684 01:29:35.000 --> 01:29:37.760 one help you'll think you're his only customer when you 1685 01:29:37.840 --> 01:29:40.279 choose Frank durand the real estate man dot Com to 1686 01:29:40.399 --> 01:29:43.560 list your home with Remax Alliance three oh three nine 1687 01:29:43.600 --> 01:29:51.119 two zero sixteen twenty two. Hi Tom Martino here three 1688 01:29:51.199 --> 01:29:54.159 O three seven one three talks seven one three eight 1689 01:29:54.239 --> 01:29:55.199 two five five. 1690 01:29:56.000 --> 01:29:57.039 So we're here helping you. 1691 01:29:57.520 --> 01:30:01.720 Uh. If you have a problem, questioner, complain, give us 1692 01:30:01.760 --> 01:30:07.039 a call. We have Montoya Montoya said he was watching 1693 01:30:07.119 --> 01:30:09.680 he basically was doing some searching on Google and found 1694 01:30:09.720 --> 01:30:14.920 a vimeo a video basically, and the vimeo video was 1695 01:30:14.960 --> 01:30:18.359 a funeral service of his aunt, and some cousin was 1696 01:30:18.479 --> 01:30:23.199 up there talking about the family, and apparently, I think 1697 01:30:23.279 --> 01:30:26.760 he's going to get to this. The cousin made some 1698 01:30:26.920 --> 01:30:28.800 disparaging remarks about your mom. 1699 01:30:29.000 --> 01:30:29.560 Is that right? 1700 01:30:32.600 --> 01:30:36.560 She made some remarks, Montoya, can you hear me? 1701 01:30:38.119 --> 01:30:38.319 Yes? 1702 01:30:38.399 --> 01:30:38.640 I can. 1703 01:30:38.720 --> 01:30:40.159 What did you say about your mom? 1704 01:30:41.680 --> 01:30:47.600 Well, she started off staying, we're blessed to have our 1705 01:30:47.800 --> 01:30:52.720 no nonsense aunt aunt Selma, which is my mother, which 1706 01:30:52.840 --> 01:30:58.319 immediately people started laughing in the background. Then she went 1707 01:30:58.399 --> 01:31:03.239 on to other aunts, saying ump and circumstance aunt, the 1708 01:31:03.359 --> 01:31:06.600 other aunt, if someone is a safe place that she's 1709 01:31:06.720 --> 01:31:11.279 always a safe place to go to. Every aunt had 1710 01:31:11.399 --> 01:31:17.760 something positive except my mother by the same person who 1711 01:31:17.880 --> 01:31:22.319 wrote my mother a letter while she was dying and 1712 01:31:23.199 --> 01:31:29.159 blasted her for not speaking to her, blasted her over 1713 01:31:29.279 --> 01:31:34.439 the phone. Same person at that funeral told her the 1714 01:31:34.600 --> 01:31:38.000 next time I want your opinion, I'll tell you about it. 1715 01:31:38.199 --> 01:31:39.319 Exclamation points. 1716 01:31:40.840 --> 01:31:44.079 Okay, now here's what I need to know, Montoya. Hold on, Montoya, 1717 01:31:44.920 --> 01:31:48.439 I need to know this. What remarks were made about 1718 01:31:48.479 --> 01:31:50.760 your mother about the. 1719 01:31:50.880 --> 01:31:52.039 No nonsense act? 1720 01:31:54.479 --> 01:31:55.359 Well, what does that? 1721 01:31:55.960 --> 01:31:57.199 Why is that an insult? 1722 01:31:58.800 --> 01:32:01.920 That's an insult based on those prior actions that happened 1723 01:32:01.960 --> 01:32:05.960 while my mother was dying. That the same niece told 1724 01:32:06.039 --> 01:32:08.319 her about you can't. 1725 01:32:08.079 --> 01:32:11.039 Have ita makes no That makes no sense to me. 1726 01:32:11.119 --> 01:32:15.199 And I'm listening to every word you're saying. She to 1727 01:32:15.399 --> 01:32:18.520 the sum total of the remarks that people would have 1728 01:32:18.640 --> 01:32:22.159 gotten in the audience, the sum total of all the remarks, 1729 01:32:22.520 --> 01:32:27.119 not knowing the previous emails or previous conversations or whatever, 1730 01:32:27.960 --> 01:32:31.720 was that your mom was a no nonsense aunt. 1731 01:32:32.199 --> 01:32:32.680 Is that right? 1732 01:32:34.560 --> 01:32:35.359 Not entirely. 1733 01:32:36.239 --> 01:32:38.840 I communicated to the family of. 1734 01:32:39.000 --> 01:32:40.239 No no Montoya. 1735 01:32:40.399 --> 01:32:43.359 I'm gonna Montoya, I'm gonna have to keep you focused 1736 01:32:43.359 --> 01:32:47.560 and here's why, Because you're looking at this from background 1737 01:32:47.680 --> 01:32:51.760 information that you have. I'm looking at this as someone 1738 01:32:51.800 --> 01:32:55.079 who is in the audience what they would walk away 1739 01:32:55.159 --> 01:32:57.960 with about your mom, because that's all that counts. It 1740 01:32:58.039 --> 01:33:00.800 doesn't matter what the behind the story is. It doesn't 1741 01:33:00.880 --> 01:33:03.800 matter how you personally took it. It doesn't matter how 1742 01:33:03.880 --> 01:33:06.920 your mom would have taken it. What matters is what 1743 01:33:07.199 --> 01:33:13.079 was said publicly about your mother, and all I hear 1744 01:33:13.239 --> 01:33:15.560 so far is that she was the. 1745 01:33:15.680 --> 01:33:17.000 No nonsense aunt. 1746 01:33:21.239 --> 01:33:21.880 That's correct. 1747 01:33:23.800 --> 01:33:25.439 Well, there's nothing actionable there. 1748 01:33:27.159 --> 01:33:31.159 Well, based off of VIMEOS terms and conditions, there's a 1749 01:33:31.319 --> 01:33:35.079 clause about which I'm I'm looking at on my screen 1750 01:33:35.880 --> 01:33:39.279 about what defamation is. I know you mentioned before about 1751 01:33:39.439 --> 01:33:46.319 dead people. That's not in there in their terms and conditions. 1752 01:33:46.479 --> 01:33:48.880 I'm reading it right now on my screen. 1753 01:33:50.119 --> 01:33:54.600 Well okay, but but Montoya, Montoya man, you sound intelligent. 1754 01:33:54.680 --> 01:33:56.079 Let let me let me just talk to you. 1755 01:33:56.239 --> 01:33:56.439 Really. 1756 01:33:56.840 --> 01:33:58.960 I know you're upset about your mother, but let me 1757 01:33:59.039 --> 01:33:59.880 explain something to you. 1758 01:34:01.319 --> 01:34:02.199 You're telling me. 1759 01:34:03.800 --> 01:34:08.000 That because a cousin at a funeral service said that 1760 01:34:08.159 --> 01:34:13.600 your mom was a no nonsense aunt, that she defamed 1761 01:34:13.680 --> 01:34:14.079 your mother. 1762 01:34:22.279 --> 01:34:23.359 Is that what you're saying. 1763 01:34:26.279 --> 01:34:30.159 Well, if I, if I, if I speak about the past, 1764 01:34:30.239 --> 01:34:32.880 you're going to suggest I need to be focused. 1765 01:34:33.039 --> 01:34:37.319 So no, I know what I'm saying, Montoya is it 1766 01:34:37.600 --> 01:34:41.960 doesn't matter about the past. If I knew, for example, 1767 01:34:42.399 --> 01:34:46.720 someone had a questionable past, and if I accuse them 1768 01:34:46.800 --> 01:34:51.479 one time as being a child molestor Okay, let's just 1769 01:34:51.600 --> 01:34:54.640 say I had an uncle and I put an email 1770 01:34:54.720 --> 01:34:57.439 to my uncle, You're a dirty child molester. 1771 01:34:58.079 --> 01:35:02.000 Okay. Then at the uncle's funeral, I get up and say, 1772 01:35:02.880 --> 01:35:04.079 you know what, my uncle. 1773 01:35:04.640 --> 01:35:05.800 I never liked the guy. 1774 01:35:06.000 --> 01:35:10.119 I never trusted him, or he was a no nonsense uncle, 1775 01:35:10.760 --> 01:35:14.119 or you know that uncle, I would never trust him 1776 01:35:14.159 --> 01:35:17.199 alone with anybody. If I said any of those things 1777 01:35:18.520 --> 01:35:21.600 that the people did not have were not privy to 1778 01:35:21.720 --> 01:35:26.960 the previous comments or emails, there would be no connective tissue. 1779 01:35:27.359 --> 01:35:31.439 There would be nothing defamatory. I'm just telling you that 1780 01:35:31.640 --> 01:35:38.399 you're connecting dots that the public would not connect. You 1781 01:35:38.560 --> 01:35:50.840 are personally you are personally insulted, even with the people. Lontoa, 1782 01:35:52.720 --> 01:35:56.720 that's right. If she went up and said, you know, Anthelma, 1783 01:35:57.000 --> 01:35:59.840 I never liked her. She was a no nonsense anne. 1784 01:36:00.199 --> 01:36:03.319 She was unfriendly and I never got along with her, 1785 01:36:03.560 --> 01:36:07.520 and everyone laughed and said, yeah, yeah, that's not defamation. 1786 01:36:08.359 --> 01:36:16.960 That's opinion. I don't even know what Montoya. You have 1787 01:36:17.079 --> 01:36:20.319 the weakest case you were defamation. You have the weakest 1788 01:36:20.399 --> 01:36:23.399 case for defamation I have ever heard in my entire life. 1789 01:36:26.560 --> 01:36:29.560 And the fact that they violated Vimeo terms, let's say 1790 01:36:29.600 --> 01:36:33.319 they did. Let's say, for argument's sake, they have violated 1791 01:36:33.439 --> 01:36:38.319 Vimeo terms one hundred percent. That doesn't give you an action, 1792 01:36:38.479 --> 01:36:45.439 that gives Vimeo an action, or it gives you maybe 1793 01:36:45.760 --> 01:36:47.680 the action to request. 1794 01:36:47.319 --> 01:36:48.039 That they remove it. 1795 01:36:50.039 --> 01:36:53.399 I think you're overthinking this thing, man. I'm not trying 1796 01:36:53.479 --> 01:36:54.880 to disrespect. 1797 01:36:54.319 --> 01:36:56.560 You or your mother. You're overthinking it. 1798 01:36:58.239 --> 01:37:00.640 I don't think anyone will ever even stumble on the 1799 01:37:00.720 --> 01:37:02.840 damn thing, And if they do, they're going to go 1800 01:37:02.960 --> 01:37:05.359 through the comments. You think they're actually gonna listen to 1801 01:37:05.520 --> 01:37:09.640 somebody giving a eulogy at a funeral and then. 1802 01:37:09.600 --> 01:37:11.199 Pick out the part about your mom. 1803 01:37:16.640 --> 01:37:20.119 Think of it, really, Montoya, from a common sense standpoint, 1804 01:37:20.600 --> 01:37:24.279 do you really believe that you have anything actionable? 1805 01:37:24.399 --> 01:37:24.680 Really? 1806 01:37:27.880 --> 01:37:29.800 I'm not asking if you're not pissed off. 1807 01:37:30.520 --> 01:37:34.479 You see, you can be pissed off, you can be insulted, 1808 01:37:35.600 --> 01:37:37.560 but that's not the same as defamation. 1809 01:37:41.159 --> 01:37:44.119 I only came up with that reasoning based on what 1810 01:37:44.479 --> 01:37:47.119 is in Vimeo's definition. 1811 01:37:48.319 --> 01:37:50.279 Read what it says in Vimeo. 1812 01:37:50.840 --> 01:37:51.560 What does this say? 1813 01:37:53.800 --> 01:37:58.119 We do not allow content that makes provable false statements 1814 01:37:58.279 --> 01:38:02.880 of fact about a person, regardless of their private or 1815 01:38:03.000 --> 01:38:05.800 public status, that would harm their reputation. 1816 01:38:07.239 --> 01:38:08.800 Now tell me what is cruel? 1817 01:38:09.279 --> 01:38:15.800 Tell me what is cruel or untrue about someone saying 1818 01:38:16.680 --> 01:38:19.720 that Thelma was a no nonsense aunt. 1819 01:38:20.479 --> 01:38:22.119 What's cruel about that? 1820 01:38:25.800 --> 01:38:29.359 Well, the document doesn't say cruel, It just said provable 1821 01:38:29.600 --> 01:38:30.479 false statements. 1822 01:38:30.920 --> 01:38:32.680 Oh oh, I'm saying provable. 1823 01:38:32.680 --> 01:38:33.119 I'm sorry. 1824 01:38:33.359 --> 01:38:37.039 So you're saying that your mother was not no nonsense, 1825 01:38:37.359 --> 01:38:39.199 your mother was all about nonsense? 1826 01:38:39.439 --> 01:38:40.960 What are you actually saying? 1827 01:38:45.159 --> 01:38:49.479 What I'm actually saying is this niece got up there 1828 01:38:50.359 --> 01:38:55.920 made a comment opinion about my mother without giving full 1829 01:38:56.000 --> 01:38:58.720 disclosure of what she said to my mother. 1830 01:39:00.119 --> 01:39:03.680 She doesn't have to Montoya. You called me for advice, 1831 01:39:03.960 --> 01:39:07.159 she doesn't have to get full disclosure. There is nothing 1832 01:39:07.279 --> 01:39:11.680 actionable there. Okay, I'm sorry. You are really wasting a 1833 01:39:11.720 --> 01:39:14.199 lot of time, and what you ought to do is 1834 01:39:14.279 --> 01:39:17.319 get over the grief of losing your mother, because that's 1835 01:39:17.359 --> 01:39:19.039 what this is That's what this is. 1836 01:39:19.640 --> 01:39:21.640 This is unspent love. 1837 01:39:22.000 --> 01:39:22.800 This is grief. 1838 01:39:23.399 --> 01:39:24.079 That's what it is. 1839 01:39:24.680 --> 01:39:26.680 And you don't know where to direct it right now. 1840 01:39:26.960 --> 01:39:29.000 And I feel very bad for you, I really do, 1841 01:39:29.159 --> 01:39:31.520 because I can tell you love your mother. I loved 1842 01:39:31.560 --> 01:39:32.960 my mother. I can tell. 1843 01:39:33.439 --> 01:39:35.800 And you don't want anything said bad. You don't want 1844 01:39:35.840 --> 01:39:38.279 anything that would reflect on her in a negative way. 1845 01:39:38.640 --> 01:39:41.520 But you're barking up the wrong tree. You're really picking 1846 01:39:41.680 --> 01:39:44.720 a fight that doesn't need to be picked. It's something 1847 01:39:44.880 --> 01:39:48.319 that is a nothing burger, literally, and I'm telling. 1848 01:39:48.159 --> 01:39:49.039 You that out of love. 1849 01:39:49.359 --> 01:39:49.840 To move on. 1850 01:39:50.640 --> 01:39:51.720 We have more coming up. 1851 01:39:57.800 --> 01:40:01.039 Go with a sure thing Denver's Best roof Excel roofing 1852 01:40:01.159 --> 01:40:03.800 dot com. You don't pay a cent until you're content. 1853 01:40:07.159 --> 01:40:10.319 Time for an insurance check up free, no obligation. In comparison, 1854 01:40:10.520 --> 01:40:14.039 call Compass Insurance paying too much your coverage at dozens 1855 01:40:14.079 --> 01:40:16.800 of insurance companies find out now three oh three seven 1856 01:40:16.920 --> 01:40:19.680 seven to one help. You'll think you're his only customer 1857 01:40:19.760 --> 01:40:21.920 when you choose Frank durand the real estate Man dot 1858 01:40:22.039 --> 01:40:25.319 com to list your home with Remax Alliance three oh 1859 01:40:25.399 --> 01:40:34.600 three nine two zero sixteen twenty two. Hi Tom Martine 1860 01:40:34.680 --> 01:40:37.000 here three O three seven one three talk seven one 1861 01:40:37.039 --> 01:40:40.199 three A two five five, Uh, real quick, here a 1862 01:40:40.359 --> 01:40:42.039 renew home Innovations dot com. 1863 01:40:42.520 --> 01:40:44.520 They want to know somebody wants to know to get 1864 01:40:44.560 --> 01:40:44.880 a bid? 1865 01:40:45.399 --> 01:40:47.279 Do you how do you do it that? 1866 01:40:47.560 --> 01:40:49.960 That was basically their question, how do they get a 1867 01:40:50.000 --> 01:40:52.800 bid on the on the shower with the porcelain? 1868 01:40:53.000 --> 01:40:55.640 Pretty straightforward. They could just call the office and do 1869 01:40:55.680 --> 01:40:57.039 you have to go out there to do it? You 1870 01:40:57.199 --> 01:40:59.319 definitely need to call yeah and do it. But we 1871 01:40:59.439 --> 01:41:01.520 do have a pretty good promotion going on right now 1872 01:41:01.600 --> 01:41:03.920 with if you purchase a shower, we give you a 1873 01:41:04.119 --> 01:41:08.560 free matching vanity countertop really of the porcelain, of the porcelain, 1874 01:41:08.920 --> 01:41:12.000 absolutely really yeah, it's gone over really well. 1875 01:41:12.239 --> 01:41:14.239 So you get the shower and they get the vanity. 1876 01:41:14.399 --> 01:41:18.920 Yep, okay, and that's all included, all included three oh 1877 01:41:19.000 --> 01:41:23.680 three nine zero four two thousand three oh three nine 1878 01:41:23.800 --> 01:41:27.359 zero four two zero zero zero and it's renew home 1879 01:41:27.439 --> 01:41:28.319 Innovations dot com. 1880 01:41:28.399 --> 01:41:30.640 Do you still have that? Do you still have that 1881 01:41:30.760 --> 01:41:33.600 incredible deal? With these seventy two months, we. 1882 01:41:33.680 --> 01:41:35.119 Haven't been running it for a while, but we do 1883 01:41:35.239 --> 01:41:37.199 have twelve months no payments. Oh that's good. 1884 01:41:37.319 --> 01:41:41.479 Twelve months, no payments, yes, no interest, no interest? Okay, Sean, 1885 01:41:41.720 --> 01:41:43.760 what's going on with you? Sean, what's happening? 1886 01:41:46.079 --> 01:41:47.279 Tom wins stigma call? 1887 01:41:49.279 --> 01:41:50.000 What's happening? 1888 01:41:50.520 --> 01:41:55.920 I'm centurllily is driving me nuts. I've I've I've switched 1889 01:41:56.000 --> 01:42:00.800 my service to Comcasts for my business, internet and phone, 1890 01:42:00.880 --> 01:42:05.000 and they keep I've called them multiple times while I 1891 01:42:05.039 --> 01:42:07.159 ever gets the chat because you sit on hold for 1892 01:42:07.279 --> 01:42:10.119 hours and uh, I know it's terrible. 1893 01:42:10.399 --> 01:42:11.399 So what's the issue. 1894 01:42:12.680 --> 01:42:15.159 Well, they keep they keep saying, yeah, you're closed, it's 1895 01:42:15.520 --> 01:42:17.920 you're you're you know, you don't have any anything with us. 1896 01:42:18.000 --> 01:42:20.399 And then every month I'm getting a bill announce up 1897 01:42:20.439 --> 01:42:21.960 to five hundred and eighty bucks. 1898 01:42:21.960 --> 01:42:25.560 Again five hundred Wait wait wait wait, when when did 1899 01:42:25.600 --> 01:42:29.479 the bill did it? Did this bill come years ago 1900 01:42:29.720 --> 01:42:32.079 or weeks ago or suddenly show up or how did 1901 01:42:32.119 --> 01:42:32.560 it happen? 1902 01:42:33.800 --> 01:42:38.560 I canceled service like in November, and okay, from November 1903 01:42:38.680 --> 01:42:39.000 to now? 1904 01:42:39.520 --> 01:42:40.520 Is the billing on it? 1905 01:42:41.479 --> 01:42:47.680 So when you canceled in November? Yeah, when you canceled, 1906 01:42:48.600 --> 01:42:49.680 did you owe anything? 1907 01:42:50.880 --> 01:42:50.920 No? 1908 01:42:51.239 --> 01:42:53.279 I paid, well, I did ow and I paid the fine. 1909 01:42:53.520 --> 01:42:54.880 What I thought was the final bill? 1910 01:42:56.800 --> 01:42:59.279 And then and it was was it for cell service. 1911 01:43:00.399 --> 01:43:01.079 Was it for sale? 1912 01:43:01.399 --> 01:43:04.720 It's the it's business internet and the phone. 1913 01:43:06.000 --> 01:43:10.640 A broadband. Yeah, okay, did you return the modem? 1914 01:43:13.039 --> 01:43:13.479 They said? 1915 01:43:13.600 --> 01:43:16.800 The guy came out here. It's a long stort, but no, 1916 01:43:16.920 --> 01:43:20.359 I didn't return the modem. But what they're charging me for, 1917 01:43:21.159 --> 01:43:23.720 mark is is for the service. They keep saying that 1918 01:43:23.840 --> 01:43:26.960 I'm still hooked up in. They're providing me the internet 1919 01:43:27.079 --> 01:43:30.199 service and phone service even though the numbers are transferred 1920 01:43:30.359 --> 01:43:33.000 to comcasts since last year. 1921 01:43:33.760 --> 01:43:37.039 Go with a sure thing Denver's Best roofer Excel Roofing 1922 01:43:37.119 --> 01:43:39.760 dot com. You don't pay a cent until you're content. 1923 01:43:43.159 --> 01:43:46.279 Time for an insurance check up free, no obligation. In comparison, 1924 01:43:46.479 --> 01:43:50.000 call Compass Insurance paying too much your coverage at dozens 1925 01:43:50.039 --> 01:43:52.760 of insurance companies. Find out now three O three seven 1926 01:43:52.880 --> 01:43:55.680 seven to one help. You'll think you're his only customer 1927 01:43:55.720 --> 01:43:57.880 when you choose Frank durand the real estate Man dot 1928 01:43:58.000 --> 01:44:01.279 com to list your home with Remax Alliance three oh 1929 01:44:01.359 --> 01:44:03.279 three nine two zero sixteen twenty two. 1930 01:44:04.319 --> 01:44:09.560 Yeah, ripped of. 1931 01:44:11.279 --> 01:44:14.319 New need advice, so you don't have. 1932 01:44:16.520 --> 01:44:17.319 Come running. 1933 01:44:17.560 --> 01:44:18.920 Just as fast as we can. 1934 01:44:20.239 --> 01:44:21.520 Shooter's gonna help. 1935 01:44:21.800 --> 01:44:22.880 Come man. 1936 01:44:23.720 --> 01:44:25.840 This is the troubleshooter show. 1937 01:44:26.520 --> 01:44:32.159 No Tom Martino, Hi, Tom Martino here? Three oh three 1938 01:44:32.439 --> 01:44:34.239 seven one three talk seven one. 1939 01:44:34.199 --> 01:44:37.199 Three eight two five five. How can we help you? 1940 01:44:37.760 --> 01:44:40.039 Whatever we can do, we will do for you. 1941 01:44:41.760 --> 01:44:44.760 So we have one guy in the line wondering what 1942 01:44:44.880 --> 01:44:48.159 to do about his century link issue. We've been talking 1943 01:44:48.239 --> 01:44:52.039 to other people today about all kinds of issues in 1944 01:44:52.119 --> 01:44:57.520 their life, and whatever you have going on in your life, 1945 01:44:57.880 --> 01:45:02.319 you can call us and ask for help, information, give 1946 01:45:02.439 --> 01:45:08.880 us a complaint, just unload. There's a lot happening consumer wise. 1947 01:45:10.640 --> 01:45:14.800 A lot of people are upset in the federal government 1948 01:45:15.920 --> 01:45:16.319 that they. 1949 01:45:16.279 --> 01:45:20.840 Have to justify their jobs, they have to actually go 1950 01:45:20.960 --> 01:45:22.119 to the office and work. 1951 01:45:22.560 --> 01:45:24.119 Can you imagine. 1952 01:45:25.199 --> 01:45:29.720 That there is a government so cruel as to require 1953 01:45:29.840 --> 01:45:33.439 people to show up at the office and actually work. 1954 01:45:34.560 --> 01:45:37.279 I have never seen such a cruelty in my life. 1955 01:45:38.119 --> 01:45:39.439 God bring back Biden. 1956 01:45:40.720 --> 01:45:45.880 Whoever heard of working an honest week and actually showing 1957 01:45:46.239 --> 01:45:47.039 what we've done? 1958 01:45:47.960 --> 01:45:50.960 Okay, here's some texts by the way. Three oh three 1959 01:45:51.119 --> 01:45:55.680 seven one three talks seven one three two five five. Okay, Tom, 1960 01:45:56.159 --> 01:45:59.359 your dude Drew doesn't. 1961 01:45:59.079 --> 01:46:01.279 Seem to be wrapped too tight. 1962 01:46:02.279 --> 01:46:05.560 But I will say this, and I don't want to 1963 01:46:05.600 --> 01:46:09.520 be indelicate here, but I personally know a woman who 1964 01:46:09.640 --> 01:46:12.439 gives themselves a colonic in preparation of that. 1965 01:46:14.119 --> 01:46:14.439 Area. 1966 01:46:14.840 --> 01:46:21.520 Never mind, Okay, thank you for that information. So for 1967 01:46:21.600 --> 01:46:24.279 those listening, we have a caller. Drew calls in from 1968 01:46:24.319 --> 01:46:29.239 time to time. But he's always calling in wanting to 1969 01:46:29.359 --> 01:46:32.960 sue somebody or get money from somebody. Isn't that really it? 1970 01:46:33.520 --> 01:46:36.479 I don't dislike this guy, Drew. I mean he's actually 1971 01:46:36.560 --> 01:46:40.159 become a fixture over the years. I remember when he 1972 01:46:40.199 --> 01:46:45.399 wanted to sue the Jersey or some sports venue he 1973 01:46:45.680 --> 01:46:50.680 wanted to He's been suing people his entire life, suing people, 1974 01:46:50.920 --> 01:46:55.840 That's what he does. I could have sworn it that 1975 01:46:56.640 --> 01:46:59.399 Drew crackpos said he will never call again, or I 1976 01:46:59.479 --> 01:47:01.439 could have sworn and you told him never to call again. 1977 01:47:01.560 --> 01:47:03.279 I'm pretty sure he said he was going to sue 1978 01:47:03.359 --> 01:47:07.279 you for the go fund me. Yes, no he did. 1979 01:47:07.840 --> 01:47:11.199 And then also I remember him saying that he was 1980 01:47:11.239 --> 01:47:14.000 going to curse. Don't you remember he was praying that 1981 01:47:14.279 --> 01:47:18.119 that some curses on us. He really did, I mean 1982 01:47:18.159 --> 01:47:25.319 I had I I deleted the email. Has Drew tried 1983 01:47:25.520 --> 01:47:27.279 possibly becoming a Republican? 1984 01:47:28.399 --> 01:47:31.159 Oh? And he wouldn't be so full of he is 1985 01:47:31.199 --> 01:47:32.399 a Republican never mind. 1986 01:47:34.560 --> 01:47:34.880 M hm. 1987 01:47:35.920 --> 01:47:41.000 Anyway, here's the bottom line. I don't know how this 1988 01:47:41.159 --> 01:47:45.399 man existed in life because he's always has people against 1989 01:47:45.479 --> 01:47:49.800 him in his mind or doing him wrong. He's always 1990 01:47:49.840 --> 01:47:54.359 blaming people for something. It would be very interesting to 1991 01:47:54.520 --> 01:48:01.560 know his life story, man, anyway, three zero three seven 1992 01:48:01.600 --> 01:48:06.960 to one three talk seven one three eight two five five, Tom, 1993 01:48:07.960 --> 01:48:12.399 I look at what's going on with Doge as a positive. 1994 01:48:12.840 --> 01:48:15.760 I work for a very large corporation, and I want 1995 01:48:15.840 --> 01:48:20.600 this company to be successful. When the owner is pulling 1996 01:48:20.800 --> 01:48:24.520 in a big in big bucks, the paychecks that buy 1997 01:48:24.680 --> 01:48:28.640 what I need aren't bouncing. Oh that's good, so he's saying, so, 1998 01:48:29.640 --> 01:48:32.640 why do you think, though, that this new thing with 1999 01:48:33.119 --> 01:48:36.520 I mean, it's amazing the outrage people have over this 2000 01:48:37.159 --> 01:48:42.920 Department of Government efficiency. There was a definition if no 2001 01:48:43.079 --> 01:48:46.439 there is if there was ever if there was there's 2002 01:48:46.479 --> 01:48:49.720 an outrage among let's put it this way, mark among Democrats, 2003 01:48:49.800 --> 01:48:50.840 there's an out There's. 2004 01:48:50.800 --> 01:48:54.000 Very few of them that are that nuts, So give 2005 01:48:54.079 --> 01:49:02.720 them some credit, man, all right. Anyway they make it, 2006 01:49:04.079 --> 01:49:06.800 they make it sound like half the country's in an uproar. 2007 01:49:07.119 --> 01:49:08.279 It's simply not true. 2008 01:49:10.000 --> 01:49:12.840 Oh, speaking of that, you're right, because here's what they 2009 01:49:12.920 --> 01:49:16.760 said in a in a poll. I've seen some polls 2010 01:49:16.800 --> 01:49:20.319 saying that most of Americas does not trust the media 2011 01:49:20.960 --> 01:49:25.359 to report on what's going on accurately, that media is 2012 01:49:25.439 --> 01:49:30.039 no longer trusted. Boy, I can't believe how many texts 2013 01:49:30.039 --> 01:49:33.880 I'm getting from people saying, please no more calls from Drew. 2014 01:49:36.199 --> 01:49:38.199 That last one was really rough. 2015 01:49:40.520 --> 01:49:42.960 About number two. He has to go to the emergency 2016 01:49:43.079 --> 01:49:43.840 room every two days. 2017 01:49:43.920 --> 01:49:46.159 It was unlike any other call I remember. 2018 01:49:48.239 --> 01:49:54.880 Yeah, So, in any case, the bottom line is when 2019 01:49:54.960 --> 01:50:01.760 it comes per people that I call per pec perpetual victims, 2020 01:50:02.319 --> 01:50:07.199 and I truly mean that they are literally perpetual victims. 2021 01:50:07.960 --> 01:50:13.520 They are always looking for someone to blame something on. So, 2022 01:50:14.960 --> 01:50:17.760 by the way, do you know I found a site. 2023 01:50:18.319 --> 01:50:20.479 I love this site where you can put in. 2024 01:50:20.520 --> 01:50:24.479 A gender, you can put in an age, you can 2025 01:50:24.560 --> 01:50:26.199 put in a RaSE, and you. 2026 01:50:26.319 --> 01:50:30.239 Can put in an ethnicity, and it will tell you 2027 01:50:31.319 --> 01:50:33.439 what crimes are committed against you. 2028 01:50:36.039 --> 01:50:40.520 I statistically what for example, let's just okay, let's say 2029 01:50:40.600 --> 01:50:44.439 so it's called sec security dot org. 2030 01:50:45.239 --> 01:50:47.800 And then you gotta go. You gotta drill down resources, 2031 01:50:47.880 --> 01:50:51.359 crime safety index. But like, let's say take a female here, 2032 01:50:51.720 --> 01:50:52.279 I'll send you. 2033 01:50:52.319 --> 01:50:53.640 The link mark. 2034 01:50:53.880 --> 01:50:57.439 I'll send youthn so I'm looking at female. Then let 2035 01:50:57.479 --> 01:50:59.439 me put female there and then. 2036 01:50:59.479 --> 01:51:00.319 Put a age. 2037 01:51:00.640 --> 01:51:04.319 So females, let's say thirty six to fifty five, and 2038 01:51:04.479 --> 01:51:13.000 let's say white, and here are the offenses that most 2039 01:51:13.079 --> 01:51:19.479 affect them. Assaults thirty three percent, larceny and theft twenty 2040 01:51:19.560 --> 01:51:24.199 six percent, destruction or damage of their property thirteen percent, 2041 01:51:24.880 --> 01:51:26.520 fraud offenses twelve percent. 2042 01:51:26.960 --> 01:51:30.439 Is this incredible mark, I'm definitely going to send you. 2043 01:51:30.880 --> 01:51:34.479 I'm definitely sending you the link here. 2044 01:51:34.560 --> 01:51:36.439 I'm going to text it to you. People. 2045 01:51:36.760 --> 01:51:38.359 I should put this up. Wait, I can put it 2046 01:51:38.439 --> 01:51:39.880 up on YouTube right that link? 2047 01:51:40.359 --> 01:51:40.560 Are you? 2048 01:51:40.680 --> 01:51:42.079 Are we allowed to put links up there? 2049 01:51:42.600 --> 01:51:45.159 Because it's a pretty incredible site. 2050 01:51:45.479 --> 01:51:49.000 You put in according to crime statistics, if you put 2051 01:51:49.079 --> 01:51:52.359 in the age and all of that, the gender, it'll 2052 01:51:52.439 --> 01:51:52.720 tell you. 2053 01:51:53.279 --> 01:51:55.079 Here, I'm sending you the link right there there. 2054 01:51:55.119 --> 01:51:55.319 It is. 2055 01:51:55.680 --> 01:51:58.159 It's called twenty twenty three Crime and Safety Index. 2056 01:51:59.119 --> 01:52:01.520 So if you put it in like, for example, let's 2057 01:52:01.520 --> 01:52:07.760 say males and let's say older males seventy six and 2058 01:52:07.840 --> 01:52:13.319 above that are white. Let's just say there, what do 2059 01:52:13.439 --> 01:52:18.279 they have. Okay, Larceny and theft is number one. Thirty 2060 01:52:18.359 --> 01:52:23.159 five percent of older men are robbed, Fraud is seventeen percent, 2061 01:52:26.279 --> 01:52:33.520 destruction of their property fifteen percent, burglary, breaking and entering 2062 01:52:33.600 --> 01:52:37.319 fourteen percent, motor vehicle theft seven percent. 2063 01:52:37.920 --> 01:52:41.119 So what would you think? So I'm trying to find 2064 01:52:41.159 --> 01:52:41.760 the ones. 2065 01:52:41.560 --> 01:52:47.279 Where cyber Let's take people men thirty six to fifty five. 2066 01:52:49.000 --> 01:52:51.000 And I wish you could put in more than just 2067 01:52:51.159 --> 01:52:54.000 white or Native American or black or I. 2068 01:52:54.039 --> 01:52:56.800 Wish you Oh yeah, let's put any that's any So 2069 01:52:56.960 --> 01:52:57.319 here you go. 2070 01:52:57.760 --> 01:53:03.399 Okay, So in this event in males, larceny and theft 2071 01:53:03.479 --> 01:53:08.199 thirty one percent, man assault defenses twenty four Assault and 2072 01:53:08.279 --> 01:53:11.760 larceny seem to be up there, but fraud Mark, are 2073 01:53:11.840 --> 01:53:15.000 you seeing this site? Because I think it's incredible. So 2074 01:53:15.159 --> 01:53:23.239 let's take people eighteen to thirty five males. Again, Number 2075 01:53:23.319 --> 01:53:27.199 one is assault defenses against them or larceny and theft 2076 01:53:27.239 --> 01:53:31.600 against them, destruction of their personal property, motor vehicle thefts 2077 01:53:31.600 --> 01:53:35.319 seven percent. So if you wanted to see what affects you, 2078 01:53:35.640 --> 01:53:37.079 what crime affects you, you can. 2079 01:53:37.039 --> 01:53:38.960 Go to this stupid site. It's wonderful. 2080 01:53:39.359 --> 01:53:44.359 Security dot org Now, as far as crime goes, though, 2081 01:53:46.800 --> 01:53:54.600 how many packages do you think online purchases generate in 2082 01:53:54.680 --> 01:53:58.199 the United States? What would you say? How many packages? 2083 01:53:58.680 --> 01:54:01.159 Have you ever thought about? How many packages a year? 2084 01:54:04.119 --> 01:54:04.439 Ready? 2085 01:54:05.600 --> 01:54:06.560 Twenty two. 2086 01:54:08.199 --> 01:54:08.640 Billion? 2087 01:54:11.880 --> 01:54:19.880 Twenty two billion go to our porches. Hence these findings, 2088 01:54:21.920 --> 01:54:26.960 twelve billion dollars were stolen off of porches last year. 2089 01:54:29.880 --> 01:54:35.760 Do you understand twelve billion dollars in merchandise was stolen 2090 01:54:35.880 --> 01:54:37.279 off of porches. 2091 01:54:38.880 --> 01:54:39.600 In one year. 2092 01:54:41.000 --> 01:54:45.039 That's a billion dollars a month, a billion dollars a month. 2093 01:54:47.920 --> 01:54:50.439 What do you think the highest. 2094 01:54:50.840 --> 01:54:54.680 Porch pirate states are? What do you think the highest mark? 2095 01:54:54.720 --> 01:54:55.359 Give me a guest. 2096 01:54:55.600 --> 01:55:04.600 The highest porch pirate state California. No, Kentucky, Now this 2097 01:55:04.760 --> 01:55:06.840 is I don't I don't even get these. 2098 01:55:07.359 --> 01:55:16.520 Number two North Dakota, number three, Nebraska, number four Iowa. 2099 01:55:16.880 --> 01:55:20.560 I know you were thinking New York, California, me too, No, 2100 01:55:21.560 --> 01:55:25.800 And number five one, two, three, four Alaska. 2101 01:55:27.239 --> 01:55:29.479 Those are the top five Kentucky. 2102 01:55:29.119 --> 01:55:33.079 North Dakota, Nebraska, Iowa, and Alaska. 2103 01:55:37.000 --> 01:55:37.920 One in four. 2104 01:55:37.800 --> 01:55:40.479 People are victimized by porch fires. They're saying it's the 2105 01:55:40.640 --> 01:55:44.000 number one up and coming crime. Nine and ten Americans 2106 01:55:44.039 --> 01:55:50.359 are worried about it, and then who receives more package 2107 01:55:51.279 --> 01:55:55.079 thefts apartment dwellers or single family homes. 2108 01:55:55.279 --> 01:55:57.319 Well, come on, that's easy. 2109 01:55:57.680 --> 01:56:03.159 Apartment dwellers have double the rate of piracy, double the 2110 01:56:03.239 --> 01:56:10.039 rate fourteen percent of MERI of Americans take no precautions to. 2111 01:56:11.760 --> 01:56:15.760 Cut down on porch pirating. What can you do to 2112 01:56:15.840 --> 01:56:17.119 cut down on porch piraty? 2113 01:56:17.239 --> 01:56:17.439 Really? 2114 01:56:17.560 --> 01:56:21.600 What can you do? I mean, there's got to be 2115 01:56:21.640 --> 01:56:24.079 a system soon because it's getting to be. 2116 01:56:26.239 --> 01:56:26.439 Well. 2117 01:56:26.520 --> 01:56:29.000 No, that that doesn't stop it. That just gives you 2118 01:56:29.039 --> 01:56:31.479 a nice recording of it. I mean, that's all you 2119 01:56:31.560 --> 01:56:35.920 see on ring some kind of a lock box that 2120 01:56:36.079 --> 01:56:39.159 works where the package goes in but nothing comes out. 2121 01:56:40.840 --> 01:56:42.920 So is it the kind of lock box where the 2122 01:56:43.439 --> 01:56:45.800 delivery person just drops it in or do they have 2123 01:56:45.920 --> 01:56:46.359 a key. 2124 01:56:49.399 --> 01:56:49.600 Mark. 2125 01:56:49.680 --> 01:56:54.199 We've had people bring new products to us where they 2126 01:56:54.319 --> 01:56:56.800 propose these boxes on the porch that are Yeah. 2127 01:56:56.840 --> 01:56:58.640 That what was dumb though, because you could pick up 2128 01:56:58.640 --> 01:57:02.319 the whole box. Well yeah, but then he was saying 2129 01:57:02.359 --> 01:57:05.319 we were going to bolt it down. Well, I guess 2130 01:57:05.359 --> 01:57:07.079 what's amazing people do that. 2131 01:57:08.880 --> 01:57:09.039 Now. 2132 01:57:09.239 --> 01:57:16.119 Colorado, by the way, is a medium okay, the the 2133 01:57:16.520 --> 01:57:20.079 medium value of stuff stolen in Colorado's eighty seven dollars. 2134 01:57:20.760 --> 01:57:22.960 Yeah, but what are you talking? Just ports pirate? 2135 01:57:23.039 --> 01:57:27.039 Then right, that's it. Everything we're talking about is just 2136 01:57:27.199 --> 01:57:28.439 porch piracy right now. 2137 01:57:29.800 --> 01:57:30.039 Yep. 2138 01:57:30.880 --> 01:57:36.199 And it's just like I said, it's something that do 2139 01:57:36.399 --> 01:57:38.279 people ride around just looking for this? 2140 01:57:41.199 --> 01:57:43.319 What do you think the states are with the least 2141 01:57:44.119 --> 01:57:46.319 that this is amazing to me? 2142 01:57:47.000 --> 01:57:56.760 The least amount of porch pirates Connecticut, Michigan, Utah, Georgia, 2143 01:57:58.359 --> 01:58:03.159 and New Jersey. The least amount. New Jersey is one 2144 01:58:03.199 --> 01:58:09.640 of the lowest in the in the lowest five. We 2145 01:58:09.760 --> 01:58:12.520 got more coming up on The Troubleshooter Show three O 2146 01:58:12.680 --> 01:58:16.079 three seven one three talk seven one three eight two 2147 01:58:16.279 --> 01:58:24.439 five five Lee on your next go with a sure 2148 01:58:24.560 --> 01:58:27.520 thing Denver's best roofer Excel Roofing dot com. 2149 01:58:27.680 --> 01:58:29.720 You don't pay a cent until you're content. 2150 01:58:33.119 --> 01:58:36.239 Time for an insurance check up free no obligation comparison 2151 01:58:36.399 --> 01:58:39.960 call Compass Insurance paying too much your coverage at dozens 2152 01:58:40.000 --> 01:58:42.720 of insurance companies find out now three oh three, seven 2153 01:58:42.840 --> 01:58:45.600 seven to one help. You'll think you're his only customer 2154 01:58:45.680 --> 01:58:47.840 When you choose Frank durand the Real estate Man dot 2155 01:58:47.960 --> 01:58:51.239 com to list your home with Remax Alliance three oh 2156 01:58:51.319 --> 01:58:53.239 three nine two zero sixteen twenty two. 2157 01:58:57.000 --> 01:58:58.760 Hey Tom Mars you know here in three oh three 2158 01:58:58.920 --> 01:59:03.119 seven one three talk terminal three eight two five five Leon, 2159 01:59:03.239 --> 01:59:03.880 what's happening? 2160 01:59:04.600 --> 01:59:05.279 Hello? Leon? 2161 01:59:06.600 --> 01:59:08.399 Bhie? Hello? 2162 01:59:08.760 --> 01:59:09.319 Can you hear me? 2163 01:59:10.159 --> 01:59:10.600 Hey man? 2164 01:59:11.159 --> 01:59:11.760 What's going on? 2165 01:59:12.359 --> 01:59:12.560 Hey? 2166 01:59:13.640 --> 01:59:16.920 All right? I've I've had a little bit of a 2167 01:59:17.039 --> 01:59:23.880 problem with a company called Gemini. They have an apps 2168 01:59:24.000 --> 01:59:28.159 that you can trade in crypto, and I decided in December, 2169 01:59:28.479 --> 01:59:31.039 I wanted, just before Christmas, I'm going to put some 2170 01:59:31.159 --> 01:59:35.680 money into cryptocurrency, specifically, point Leon, How did they? 2171 01:59:36.119 --> 01:59:38.000 How did you get a hold of Gemini? 2172 01:59:39.520 --> 01:59:39.880 All right? 2173 01:59:40.000 --> 01:59:44.840 I went to the Internet and google what's the best 2174 01:59:45.199 --> 01:59:49.720 app to download to get into crypto? And they okay, 2175 01:59:50.119 --> 01:59:53.560 number one advertised on Internet. They had a bunch of 2176 01:59:54.159 --> 01:59:56.960 crypto apps that you can look at, but these guys 2177 01:59:57.039 --> 02:00:04.079 were according to the Google search, they were the best guys. So, okay, understood. 2178 02:00:04.279 --> 02:00:06.920 I had to give them all my info. There's a 2179 02:00:07.000 --> 02:00:10.640 lot of things going into it, and then once you registered, 2180 02:00:10.920 --> 02:00:14.439 you have to put in money into your wallet so 2181 02:00:14.560 --> 02:00:18.079 that you can start trading. And that took a couple 2182 02:00:18.119 --> 02:00:21.000 of days for it to show up in my wallet, 2183 02:00:21.239 --> 02:00:26.439 which it did, and then they froze my account, and. 2184 02:00:26.560 --> 02:00:32.079 It's like, watch why okay, Leon, Leon, yep, how much 2185 02:00:32.199 --> 02:00:33.159 did you put in your. 2186 02:00:33.079 --> 02:00:36.600 Account two thousand dollars. 2187 02:00:38.039 --> 02:00:40.159 And how much crypto were you supposed to get? 2188 02:00:42.199 --> 02:00:46.000 Oh, you open to trade in different kinds of cryptos, 2189 02:00:46.000 --> 02:00:49.079 so you can put in five hundred bucks into bitcoin 2190 02:00:49.199 --> 02:00:52.439 and then do dough. Okay, you can. You can play 2191 02:00:52.520 --> 02:00:55.800 with it, and then once you want to withdraw your money, 2192 02:00:55.840 --> 02:00:58.720 you just click a button and you say out And 2193 02:00:58.840 --> 02:00:59.880 how how. 2194 02:01:00.680 --> 02:01:03.600 How soon did they How soon did they freeze your 2195 02:01:03.680 --> 02:01:05.039 account after you opened it? 2196 02:01:06.439 --> 02:01:09.720 I need it. I haven't been able to buy any crypto, 2197 02:01:09.920 --> 02:01:13.279 so my money is sitting in my Gemini account, in 2198 02:01:13.439 --> 02:01:16.239 that wallet, and it stuck. I can't get it out. 2199 02:01:16.359 --> 02:01:19.800 I can't get into that. But the main thing is 2200 02:01:20.399 --> 02:01:23.520 these guys doesn't respond. There is no way to get 2201 02:01:23.560 --> 02:01:27.359 a hold of these people. I send email, Is it okay? 2202 02:01:27.840 --> 02:01:31.319 So you have no idea, You have no idea why 2203 02:01:31.560 --> 02:01:32.399 this is happening? 2204 02:01:35.079 --> 02:01:38.119 They say, I needed okay. This is what the email 2205 02:01:38.239 --> 02:01:42.239 said that I had to try and get. I had 2206 02:01:42.279 --> 02:01:46.199 to identify myself by taking a picture with my driver's 2207 02:01:46.239 --> 02:01:50.399 license in my hand, with the date of the day 2208 02:01:50.479 --> 02:01:53.600 that I took the picture in my other hand and 2209 02:01:53.960 --> 02:01:57.039 they wanted to see my face clearly, so that I've 2210 02:01:57.119 --> 02:02:00.680 done that twice because I received the email twice and 2211 02:02:00.800 --> 02:02:03.520 I thought, okay, this problem will be solved, and then 2212 02:02:03.800 --> 02:02:08.800 nothing happens. Now this is before Christmas, It's started, and 2213 02:02:09.079 --> 02:02:11.159 every now and then I would go to the customer 2214 02:02:11.239 --> 02:02:14.760 complaint area, send another email and say, hey, guys, my 2215 02:02:15.279 --> 02:02:19.039 accounts stool prosen. Then somebody else will email me back 2216 02:02:19.279 --> 02:02:22.720 after a couple of days and tell me all right, 2217 02:02:22.840 --> 02:02:25.800 we need details of your bank account. And I was 2218 02:02:25.920 --> 02:02:29.199 like why, and I send it, but I blacked out 2219 02:02:29.319 --> 02:02:35.159 everything that could be used by all the stuff that 2220 02:02:35.239 --> 02:02:39.000 they shouldn't have. And then the latest one that I 2221 02:02:39.119 --> 02:02:45.239 got yesterday was they want to see where my wealth 2222 02:02:45.359 --> 02:02:49.359 is coming. I have to approve of the wealth that 2223 02:02:49.479 --> 02:02:52.560 I'm using to buy the crypto, which I still. 2224 02:02:52.439 --> 02:02:54.960 Can wait wait wait, wait, but hold on, hold on. 2225 02:02:56.039 --> 02:02:58.600 What do you mean prove the wealth? It's only two grand? 2226 02:02:58.680 --> 02:02:59.640 What do you have to prove? 2227 02:03:01.000 --> 02:03:05.479 I know, I know they want either bank statements that 2228 02:03:05.800 --> 02:03:10.039 for the last sixty days or they want a slip 2229 02:03:10.680 --> 02:03:14.439 based up anything that can prove where I got the 2230 02:03:14.479 --> 02:03:19.119 money from. How did you fund it, well, I funded 2231 02:03:19.159 --> 02:03:22.119 it through my business that I drew money out to 2232 02:03:22.279 --> 02:03:26.600 pay myself and then paid for that but my salary out. 2233 02:03:26.640 --> 02:03:28.840 No, I mean it was it like an ach Was 2234 02:03:28.880 --> 02:03:30.479 it a wire? How did you fund it? 2235 02:03:31.640 --> 02:03:31.800 Oh? 2236 02:03:31.920 --> 02:03:35.399 Yeah, it was a wire. Yeah, we had to wire 2237 02:03:35.439 --> 02:03:36.680 the money over to them. 2238 02:03:37.159 --> 02:03:39.920 This sounds like an ID theft in progress, like a 2239 02:03:40.039 --> 02:03:43.039 really deep sophisticated ID theft operation. 2240 02:03:43.720 --> 02:03:47.319 I think they think he's laundering money. Gemini's legit long 2241 02:03:47.359 --> 02:03:48.920 as he was really dealing with him. 2242 02:03:50.399 --> 02:03:50.600 Yep. 2243 02:03:51.359 --> 02:03:55.479 Now I haven't even started using that. I went to 2244 02:03:55.640 --> 02:03:59.119 the Better Business Bureau, put a complaint in with them. 2245 02:04:01.239 --> 02:04:03.640 I did everything they wanted, and then I found a 2246 02:04:03.760 --> 02:04:08.680 page on Facebook. Came and I page and everybody is 2247 02:04:08.760 --> 02:04:12.479 complaining like crazy. They are reacting to my to my story, 2248 02:04:12.560 --> 02:04:14.760 and they're putting up their own stories that they have 2249 02:04:14.880 --> 02:04:19.840 the same problem. So the customer service sucks on this company. 2250 02:04:19.960 --> 02:04:23.159 They have no customer service. You can't there's a number 2251 02:04:23.199 --> 02:04:25.279 that you can call, but you will never get an 2252 02:04:25.319 --> 02:04:28.279 answer there. So there's no way to speak to a 2253 02:04:28.399 --> 02:04:31.560 person and try to figure out what else do they need, 2254 02:04:31.880 --> 02:04:34.880 or just get the thing unfrozen. That's as as it is. 2255 02:04:36.640 --> 02:04:40.199 Are I just want to or why don't what have 2256 02:04:40.319 --> 02:04:43.039 you said? Let's just what have you just said? I 2257 02:04:43.119 --> 02:04:44.439 want my money back? Forget it? 2258 02:04:45.920 --> 02:04:49.319 I did. My wife's said a very very well written 2259 02:04:49.640 --> 02:04:52.800 email and she said, hey, guys, we give up. We 2260 02:04:53.359 --> 02:04:56.039 don't want to trade any more crypto, we don't want 2261 02:04:56.079 --> 02:04:56.600 to deal with you. 2262 02:04:56.680 --> 02:04:56.920 Guys. 2263 02:04:57.079 --> 02:04:58.840 Can we just have our money back? But now the 2264 02:04:58.920 --> 02:05:02.800 problem is you have to it into your Gemini account 2265 02:05:03.000 --> 02:05:05.239 to be able to transfer the money back to your 2266 02:05:06.600 --> 02:05:10.000 your bank account, and there's no way. Once I put 2267 02:05:10.079 --> 02:05:13.840 in my log in credentials, the first screen that pops 2268 02:05:13.960 --> 02:05:16.199 up is I can see the two thousands, and then 2269 02:05:16.279 --> 02:05:18.920 immediately it says your account has been frozen. 2270 02:05:19.960 --> 02:05:22.239 God, there apparently is a lot of people with the 2271 02:05:22.399 --> 02:05:23.800 same issue that I'm seeing. 2272 02:05:25.279 --> 02:05:27.199 Really wow, I read it. 2273 02:05:29.760 --> 02:05:33.000 Okay, and I'm okay. So what I mean is it 2274 02:05:33.079 --> 02:05:35.520 a scam or what? Are they just stealing money? 2275 02:05:37.119 --> 02:05:40.199 I think they just don't have the people to listen 2276 02:05:40.239 --> 02:05:45.960 to complaints and react accordingly and fixing stuff, because according 2277 02:05:46.039 --> 02:05:48.720 to the Internet, these guys are legit. They are the 2278 02:05:48.800 --> 02:05:53.960 best guys. They very high on security. So yeah, and 2279 02:05:54.079 --> 02:05:55.880 that's what I was looking for. I didn't want to 2280 02:05:56.000 --> 02:05:58.800 a scamer so I went with the guys that was 2281 02:05:59.000 --> 02:06:04.359 the most most legit that I could find, And how 2282 02:06:04.439 --> 02:06:08.079 else would you be able to trade in crypto? That 2283 02:06:08.359 --> 02:06:10.720 was my thing. I didn't know anything about it, and 2284 02:06:11.000 --> 02:06:14.760 now I'm stuck. I've got two thousand dollars that's stuck 2285 02:06:14.880 --> 02:06:16.760 somewhere and nobody's reacting. 2286 02:06:18.640 --> 02:06:21.640 But but they do give you a path, even though 2287 02:06:21.680 --> 02:06:24.520 it's it's round and about right of what you need 2288 02:06:24.640 --> 02:06:27.880 to do. Didn't you just didn't you follow each step. 2289 02:06:27.680 --> 02:06:28.159 They gave you? 2290 02:06:29.640 --> 02:06:32.520 I did, I did, I did yesterday again, But every 2291 02:06:32.560 --> 02:06:35.920 time they passed up something new, and I would think 2292 02:06:36.399 --> 02:06:39.680 when you register, they got all my info from from 2293 02:06:39.760 --> 02:06:43.800 that registration on the Gemini ad before I even put 2294 02:06:43.920 --> 02:06:46.439 money in, And now they're coming back with all these 2295 02:06:46.560 --> 02:06:51.199 little things and instead of just unfreezing my account. I 2296 02:06:51.279 --> 02:06:55.239 don't know how the operation works. If somebody else has 2297 02:06:55.319 --> 02:06:56.920 to do it and this guy needs to do that 2298 02:06:57.159 --> 02:06:58.479 and the next guy needs to do that. 2299 02:07:00.000 --> 02:07:01.800 Does sound like an elaborate scam? 2300 02:07:02.560 --> 02:07:02.800 Mark? 2301 02:07:02.880 --> 02:07:05.039 Do you think it's an elaborate scamm? Or is it 2302 02:07:05.159 --> 02:07:07.920 too is it too legit to be or too big 2303 02:07:08.039 --> 02:07:09.840 to be not? I mean, I don't know. 2304 02:07:10.399 --> 02:07:12.239 I mean a lot of people seem to use this. 2305 02:07:13.000 --> 02:07:14.399 I don't know it's possible. 2306 02:07:14.520 --> 02:07:17.399 Maybe it's a failing model, but I mean, everything that 2307 02:07:17.520 --> 02:07:21.239 I see about that company, I mean they're legit. I mean, 2308 02:07:21.439 --> 02:07:24.199 but there's a lot of complaints exactly like this. I 2309 02:07:24.279 --> 02:07:28.039 don't understand why they don't use like id ME when 2310 02:07:28.079 --> 02:07:30.560 you've got to like hold up your license next to 2311 02:07:30.640 --> 02:07:33.359 you and something. In the other hand, that's kind of weird. 2312 02:07:33.800 --> 02:07:36.239 I don't know why they don't use something like id ME. 2313 02:07:37.880 --> 02:07:40.960 That's right, there's there's better technology and these guys should 2314 02:07:41.079 --> 02:07:43.800 know about that. I'm pretty sure they iike guys and 2315 02:07:43.960 --> 02:07:50.039 they high tech stuff. So it's just weird, really really weird. 2316 02:07:50.079 --> 02:07:51.880 I'm not sure what we can do though. We're not 2317 02:07:51.960 --> 02:07:54.199 going to be able to we have no contacts there. 2318 02:07:55.720 --> 02:07:58.800 Yeah, you won't be able to get even close to anybody, 2319 02:07:58.880 --> 02:08:02.840 to speak to anybody. It's just impossible. But I just 2320 02:08:02.960 --> 02:08:07.039 wanted to your listeners to just make sure be careful, 2321 02:08:07.279 --> 02:08:09.880 be careful of these guys. I'm still struggling and I'm still. 2322 02:08:09.760 --> 02:08:11.600 For Yeah, but there's got to be away. 2323 02:08:11.960 --> 02:08:13.600 There has got to be a way to get that 2324 02:08:13.760 --> 02:08:14.279 money back. 2325 02:08:14.479 --> 02:08:17.159 Hey, I got a suggestion on how to get their attention, 2326 02:08:17.960 --> 02:08:20.319 so we'll never get through to anybody. But if you 2327 02:08:20.800 --> 02:08:22.840 just sue them in small claims court for your two 2328 02:08:22.840 --> 02:08:26.720 thousand bucks, you're gonna get somebody's attention right away, and 2329 02:08:26.760 --> 02:08:27.479 they're gonna get this. 2330 02:08:27.720 --> 02:08:28.199 Mark, can you. 2331 02:08:29.079 --> 02:08:31.279 But if they don't Mark, don't they have to have 2332 02:08:31.359 --> 02:08:32.600 a registered agent here to. 2333 02:08:32.680 --> 02:08:35.720 Do that, or you'd have to find someone to sue here. 2334 02:08:35.800 --> 02:08:38.000 I'm not sure who. I don't even know if that 2335 02:08:38.199 --> 02:08:39.640 company is based in the US. 2336 02:08:39.800 --> 02:08:44.119 I don't know. They are based in New York, so 2337 02:08:44.399 --> 02:08:50.039 the office is in New York. Definitely US company, all. 2338 02:08:49.960 --> 02:08:54.039 Right, I'll check the Secretary of State's office right now. Yeah, 2339 02:08:54.239 --> 02:08:54.840 or then check. 2340 02:08:54.960 --> 02:08:57.560 Let's check with New York because it would be worth 2341 02:08:57.600 --> 02:09:00.479 it to sue them in New York on a zoom zoom. 2342 02:09:00.560 --> 02:09:04.479 They're still doing zoom in New York anyway. We got 2343 02:09:04.560 --> 02:09:12.439 more coming up on the Troubleshooter Show. Go with a 2344 02:09:12.560 --> 02:09:16.079 sure Thing Denver's Best Roofer Excel Roofing dot com. You 2345 02:09:16.119 --> 02:09:21.880 don't pay a cent until you're content. 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Hey Tom Martino here three O three 2354 02:09:52.479 --> 02:09:57.039 seven one three talk seven one three eight two five five. 2355 02:09:57.239 --> 02:09:58.119 Welcome to the show. 2356 02:09:58.720 --> 02:10:02.800 Let's talk to you about your problems, questions and complaints. 2357 02:10:02.880 --> 02:10:03.640 Now, this. 2358 02:10:06.319 --> 02:10:11.000 Issue with crypto a lot of people are having, but 2359 02:10:11.079 --> 02:10:14.279 they're also having it with bank accounts, online bank accounts. 2360 02:10:14.960 --> 02:10:19.640 There's been a massive I guess crackdown on fraud, they say, 2361 02:10:20.399 --> 02:10:23.399 and they're flagging accounts where they think there might be 2362 02:10:23.560 --> 02:10:29.920 anything amiss, making people do all kinds of things to 2363 02:10:31.399 --> 02:10:32.439 verify their accounts. 2364 02:10:34.640 --> 02:10:38.479 And Deputy d said you might be able to sue them. 2365 02:10:38.399 --> 02:10:40.159 In small claims court to get their attention. 2366 02:10:40.920 --> 02:10:43.960 See what I love about small claims is that even 2367 02:10:44.000 --> 02:10:46.479 though it's small, they can't ignore it because it becomes 2368 02:10:46.520 --> 02:10:51.359 a real claim. And you put two thousand in there, 2369 02:10:52.800 --> 02:10:56.199 and that's right in within the limits of small claims court. 2370 02:10:57.079 --> 02:11:00.640 Do they actually have a Colorado Regie agent? 2371 02:11:01.760 --> 02:11:05.119 YEAHD Yeah, I just looked them up. So it's that 2372 02:11:05.279 --> 02:11:10.239 typical CT Corporation Services Company or CT Corporation System and 2373 02:11:10.319 --> 02:11:13.560 they're the registered agent in Colorado for Gemini Trust Company, 2374 02:11:14.239 --> 02:11:16.079 and so you can serve them over there on a 2375 02:11:16.159 --> 02:11:17.800 Rapaho Road and Centennial. 2376 02:11:19.239 --> 02:11:22.880 So, Mark, have you ever in all of your small claims, 2377 02:11:22.960 --> 02:11:26.039 have you ever had to serve that corporate I mean 2378 02:11:26.119 --> 02:11:28.920 that registered agent who is a professional registrate agent? 2379 02:11:29.359 --> 02:11:29.560 Yeah? 2380 02:11:29.600 --> 02:11:29.960 Of course. 2381 02:11:31.640 --> 02:11:33.479 And so what do they do do They make sure 2382 02:11:33.560 --> 02:11:35.640 they take service and get it to the right people. 2383 02:11:36.239 --> 02:11:38.840 Yeah, generally you just drop it in their basket. I mean, 2384 02:11:38.880 --> 02:11:44.880 it's straightforward. Oh really, they don't require personal service. 2385 02:11:44.920 --> 02:11:47.960 There's no one there that is a personal service. They 2386 02:11:48.039 --> 02:11:50.920 hire that company to take the service. You walk in, 2387 02:11:51.439 --> 02:11:53.960 you drop it in a basket usually, and then sign 2388 02:11:54.079 --> 02:11:54.600 in and out. 2389 02:11:56.079 --> 02:12:00.119 Oh okay, okay, that's pretty cool. So they must have 2390 02:12:00.279 --> 02:12:05.840 hundreds of companies they represent as a registered agent DEPI 2391 02:12:06.039 --> 02:12:08.520 d How did you find that at the Secretary of State? 2392 02:12:08.880 --> 02:12:13.119 Yeah, I looked up Gemini. Uh what is it called. 2393 02:12:13.159 --> 02:12:17.600 It's called just Gemini Trust Company, LLC. And apparently it's 2394 02:12:17.640 --> 02:12:21.800 owned by those weird Vinkel Voss Twins that's Suede Mark, What. 2395 02:12:21.880 --> 02:12:22.520 Is that all about? 2396 02:12:22.560 --> 02:12:23.199 I heard about that. 2397 02:12:23.479 --> 02:12:26.840 What is so they went into this huge legal battle 2398 02:12:26.960 --> 02:12:29.920 with Mark Zuckerberg a few years ago because they claim, 2399 02:12:30.880 --> 02:12:35.159 according to that lawsuit, they actually invented Facebook, and they 2400 02:12:35.239 --> 02:12:37.039 alleged that Zuckerberg stole. 2401 02:12:36.880 --> 02:12:38.760 The idea and took off with it. There's a whole 2402 02:12:38.800 --> 02:12:42.159 movie about it. Oh, you're right, you're right Mark about 2403 02:12:42.199 --> 02:12:44.640 those twins. Though really I didn't know that's what it 2404 02:12:44.720 --> 02:12:45.159 was about. 2405 02:12:45.520 --> 02:12:48.680 Is that social I don't know what the movie is called, Mark, 2406 02:12:48.800 --> 02:12:49.520 was that movie called? 2407 02:12:50.079 --> 02:12:51.960 I don't it's years ago? 2408 02:12:52.359 --> 02:12:53.199 A social network? 2409 02:12:55.199 --> 02:12:58.359 Oh so so that so nothing all went to where 2410 02:12:58.399 --> 02:13:00.439 they go to school, Harvard. They all went to the 2411 02:13:00.479 --> 02:13:01.800 same school where it started. 2412 02:13:04.840 --> 02:13:08.920 Man, can you imagine? Why did that take I often 2413 02:13:09.000 --> 02:13:12.039 wonder why do some take off and others don't? For example, 2414 02:13:12.159 --> 02:13:16.439 YouTube and Vimeo. I mean, you know, Vimeo never really 2415 02:13:16.520 --> 02:13:20.039 went anywhere. It's pretty big, but not nowhere close to 2416 02:13:20.159 --> 02:13:25.279 YouTube or if you look at other kinds of services, 2417 02:13:25.760 --> 02:13:29.920 I mean there were all kinds of Uh remember what 2418 02:13:30.119 --> 02:13:31.199 was the one vines? 2419 02:13:31.239 --> 02:13:32.760 Well for talk? 2420 02:13:33.439 --> 02:13:33.560 Was it? 2421 02:13:35.199 --> 02:13:36.319 They were short video? 2422 02:13:37.239 --> 02:13:40.359 Yes, just went vines? 2423 02:13:40.960 --> 02:13:43.560 Why did that go by the wayside? And is my 2424 02:13:43.800 --> 02:13:45.199 Space even around anymore? 2425 02:13:49.000 --> 02:13:49.840 Does not exist anymore? 2426 02:13:49.840 --> 02:13:50.960 I think Facebook took it over. 2427 02:13:53.279 --> 02:13:54.720 I mean it literally went away. 2428 02:13:57.159 --> 02:14:01.399 I wonder why things want certain things to make it 2429 02:14:01.560 --> 02:14:05.119 and certain things don't. Now if you talk to young people, 2430 02:14:05.560 --> 02:14:09.880 they think Facebook is antiquated and like, you know, like gone. 2431 02:14:11.000 --> 02:14:11.159 Now. 2432 02:14:11.439 --> 02:14:13.960 I went to MySpace dot com and it's still around. 2433 02:14:15.720 --> 02:14:16.680 It's Facebook. 2434 02:14:17.359 --> 02:14:20.159 I mean it's it's like a music thing now. It's 2435 02:14:20.239 --> 02:14:23.039 nothing to do with what MySpace once was. 2436 02:14:25.960 --> 02:14:26.439 Yeah, it is. 2437 02:14:26.760 --> 02:14:30.199 In fact, it's all music. It seems to be. There 2438 02:14:30.279 --> 02:14:31.920 are some videos and stuff. 2439 02:14:31.680 --> 02:14:37.159 But man, it's amazing to me how many places there 2440 02:14:37.199 --> 02:14:42.760 are though online and competing for you know, audiences, and 2441 02:14:42.840 --> 02:14:45.680 then you have something that just explodes like a TikTok, 2442 02:14:45.880 --> 02:14:49.960 or you have something that it just takes off, and 2443 02:14:50.079 --> 02:14:54.640 that goes the same with apps and with technology like 2444 02:14:54.880 --> 02:14:55.960 Uber and Lyft. 2445 02:14:57.159 --> 02:14:58.920 There were several ride share companies. 2446 02:14:59.279 --> 02:14:59.439 You know. 2447 02:15:00.279 --> 02:15:03.359 Another one that's really doing well is that is it Toro? 2448 02:15:03.600 --> 02:15:08.600 The renting peer to peer car renting that's really taking 2449 02:15:08.680 --> 02:15:11.119 off now where you can rent a car from a 2450 02:15:11.239 --> 02:15:15.000 private owner in a city somewhere and everything is done 2451 02:15:15.079 --> 02:15:15.680 peer to peer. 2452 02:15:18.399 --> 02:15:21.439 It's amazing and it's cheap. Now. 2453 02:15:21.479 --> 02:15:26.359 I did that one time. I rented a car for 2454 02:15:26.520 --> 02:15:30.000 my daughter when hers was being repaired, and it was 2455 02:15:30.119 --> 02:15:32.359 door to door service directly. 2456 02:15:32.039 --> 02:15:32.640 From the owner. 2457 02:15:33.800 --> 02:15:38.079 You pay by credit card and it's really cool. So 2458 02:15:39.479 --> 02:15:41.319 is Leon still on? Leon? You're still there? 2459 02:15:43.079 --> 02:15:43.720 I'm listening. 2460 02:15:45.199 --> 02:15:47.840 Did you hear where to go to serve on the 2461 02:15:47.920 --> 02:15:49.359 small claims Court? 2462 02:15:51.039 --> 02:15:52.560 Yeah? Where do I go? 2463 02:15:52.720 --> 02:15:53.800 Off? Time? I get that done? 2464 02:15:54.399 --> 02:15:54.680 Leon? 2465 02:15:54.880 --> 02:15:58.039 You need to go visit the Colorado Secretary of State 2466 02:15:58.199 --> 02:16:04.560 website and click on business search and put in that 2467 02:16:04.680 --> 02:16:10.479 company name, Gemini Capital, and you'll see a whole bunch 2468 02:16:10.520 --> 02:16:12.960 of filings for that company. Just click on the latest 2469 02:16:13.039 --> 02:16:16.479 one and it tells you who their current registered. 2470 02:16:16.119 --> 02:16:20.359 Registrate agent, and you just go down to Centennial there 2471 02:16:20.800 --> 02:16:21.640 and you serve them. 2472 02:16:21.920 --> 02:16:23.640 And the way you do the small claim. 2473 02:16:23.520 --> 02:16:26.199 Is he can't do it because he's a party to 2474 02:16:26.279 --> 02:16:29.479 the lawsuits, so he's to have somebody else who's eighteen 2475 02:16:29.600 --> 02:16:30.520 or older to go serve. 2476 02:16:31.439 --> 02:16:34.920 Go on, go online, though, you got to go online 2477 02:16:34.959 --> 02:16:38.920 and fill out the application for the or the summons 2478 02:16:38.959 --> 02:16:41.600 for Small Claims Court, and then you have someone else 2479 02:16:41.680 --> 02:16:47.079 serve it down in Centennial and again they have to 2480 02:16:47.159 --> 02:16:48.079 do something. 2481 02:16:48.040 --> 02:16:48.879 If you sue them. 2482 02:16:49.200 --> 02:16:51.159 That's what I would do. I would love for you 2483 02:16:51.280 --> 02:16:53.040 to tell us what happens when you sue them for 2484 02:16:53.120 --> 02:16:55.559 the two grand and just say that they refuse to 2485 02:16:55.639 --> 02:16:57.399 release your money and they have not. 2486 02:16:57.520 --> 02:16:58.479 Helped you with crypto. 2487 02:16:58.920 --> 02:17:01.680 I'd love to see what happens in this case, because 2488 02:17:01.719 --> 02:17:04.840 this is a giant company three all three seven one 2489 02:17:04.920 --> 02:17:07.040 three talks seven one three eight two five five Frank 2490 02:17:07.079 --> 02:17:09.959 durand the Real estate Man free evaluations of your home 2491 02:17:10.239 --> 02:17:13.479 for the asking. This is a complete analysis of the neighborhood, 2492 02:17:13.559 --> 02:17:18.680 the comps, supply and demand, interest rates and everything affecting 2493 02:17:18.719 --> 02:17:20.319 the sale of your home to let you know what 2494 02:17:20.479 --> 02:17:22.840 you will sell it for, what you will net and 2495 02:17:22.959 --> 02:17:26.120 even what you can buy. And that's a complementary service 2496 02:17:26.200 --> 02:17:29.159 by frankdurandirealestate Man dot com threell three nine two zero 2497 02:17:29.280 --> 02:17:30.159 sixteen twenty two