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<v Speaker 1>You're listening to KFI AM six forty wake Up Call

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<v Speaker 1>with me Amy King on demand on the iHeartRadio.

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<v Speaker 2>App KFI and KOST HD two Los Angeles, Orange County.

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<v Speaker 3>It's time for your morning wake up call.

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<v Speaker 4>Here's Amy King.

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<v Speaker 1>Good morning. It's five o'clock, straight up. This is your

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<v Speaker 1>wake up call for Tuesday, September tenth. I'm Amy King.

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<v Speaker 1>So much going on, so let's get to it. Here's

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<v Speaker 1>what's ahead on wake Up Call. And here's the latest

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<v Speaker 1>on the fires burning in southern California. A fire that

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<v Speaker 1>started in Trebuco Canyon has exploded to eighty nine hundred acres.

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<v Speaker 1>Officials say they believe the fire that started just yesterday

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<v Speaker 1>afternoon was sparked by a public works crew using heavy

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<v Speaker 1>equipment in the area. Several school districts in San Bernardino

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<v Speaker 1>County are closed, at least for today because of the

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<v Speaker 1>nearly twenty six thousand acre fire burning near Highland. The

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<v Speaker 1>California National Guard is deploying firefighting resources to help the fire,

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<v Speaker 1>including both troops and black Hawk helicopters. Debate day is here.

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<v Speaker 1>Former President Trump and Vice President Harris are in a

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<v Speaker 1>statistical dead heat in a new York Times Siena College

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<v Speaker 1>poll headed into tonight's debate. It's posted by ABC, but

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<v Speaker 1>it's going to be carried by all the networks, and

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<v Speaker 1>of course you can hear it right here on KFI.

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<v Speaker 1>No audience, no notes allowed, and microphones will be turned

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<v Speaker 1>off while the other candidate is speaking. We're going to

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<v Speaker 1>be talking with ABC Stephen Portnoy about the debate and

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<v Speaker 1>how the candidates are getting ready for it. In less

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<v Speaker 1>than five minutes, Joel Larsgard says, you too can be

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<v Speaker 1>a millionaire, and with just the holidays just around the corner,

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<v Speaker 1>it's time to plan now for gift giving. You know,

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<v Speaker 1>you never know what people have gone through in their lives.

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<v Speaker 1>We're going to have part two of Deborah Mark's own

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<v Speaker 1>experience with suicide that's coming up at the bottom of

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<v Speaker 1>the hour, and you don't want to miss it. Let's

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<v Speaker 1>get started with some of the stories coming out of

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<v Speaker 1>the KFI twenty four hour newsroom. Fire Crews in Orange

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<v Speaker 1>County have been battling a fire and Tribuco Canyon that's

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<v Speaker 1>burned almost nine thousand acres and is still zero percent surrounded.

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<v Speaker 5>Firefighters attacked the fire overnight, where earlier planes dropped flame

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<v Speaker 5>retardanted helicopters dropped thousands of gallons of water. OHC Fire

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<v Speaker 5>Authority Captain Steve Concialdi says portions of the canyon are

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<v Speaker 5>inaccessible to ground crews.

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<v Speaker 6>We're using aircraft and helicopters to knock this fire down

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<v Speaker 6>to keep it as narrow as as we can. We'd

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<v Speaker 6>like to keep it like a cigar, basically narrow and straight.

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<v Speaker 5>He says. The fire broke out yesterday afternoon near an

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<v Speaker 5>airport in the canyon where people fly remote controlled airplanes.

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<v Speaker 5>Homes and other structures have not been threatened by the fire.

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<v Speaker 1>Chris Adler KFI News a fire above Glendora in the

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<v Speaker 1>Angelus National Forest has burned close to three thousand acres.

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<v Speaker 1>Evacuation orders now include the area of Baldy Village from

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<v Speaker 1>north of the San Antonio Dam up to the Mount

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<v Speaker 1>Baldy Resort. An earlier order was issued for the East

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<v Speaker 1>Fort communities of Camp Williams Resort in the neighboring river.

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<v Speaker 1>Community officials say the fire activity increased yesterday and burned

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<v Speaker 1>in an easterly direction, creating large columns of smoke that

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<v Speaker 1>could be seen throughout the San Gabriel Valley. More mountain

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<v Speaker 1>communities in San Bernardino County are under evacuation orders as

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<v Speaker 1>a fire that started in Highland has grown to more

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<v Speaker 1>than twenty five thousand acres. It's just five percent surrounded.

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<v Speaker 1>The fire started Thursday and exploded over the weekend in size.

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<v Speaker 1>The California National Guard has been sent in to help.

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<v Speaker 1>Fire officials say stronger winds are predicted today, which could

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<v Speaker 1>help spread the fire and contribute to longer range spotting.

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<v Speaker 1>They say cooler weather this week could moderate the fire

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<v Speaker 1>activity and increase fuel moistures. The San Bernardino County sheriffs

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<v Speaker 1>as hundreds of law enforcement officers could soon be outscouring

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<v Speaker 1>evacuation areas for looters. Homes are homes sure, sand and

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<v Speaker 1>Dyke says.

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<v Speaker 2>Multiple surrounding agencies and the National Guard have sent officers

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<v Speaker 2>to help.

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<v Speaker 7>We've only had.

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<v Speaker 8>One case of a potential book burglary or looter, and

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<v Speaker 8>those subjects have been arrested.

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<v Speaker 2>Says He's got no indication of coordinated looting, but we're going.

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<v Speaker 8>To be out there in force making sure that happens,

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<v Speaker 8>including undercover units that may look like a normal.

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<v Speaker 2>Person bea says even a guy with a warrant was

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<v Speaker 2>caught riding a stolen motorcycle into an evacuation area and

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<v Speaker 2>was arrested at the base of the fire in San

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<v Speaker 2>Bernardino County.

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<v Speaker 1>Corbin Carson k if I knew it's five oh six

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<v Speaker 1>on your wake up call, let's say good morning now

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<v Speaker 1>to ABC's Steven portnoy So Stephen. Yesterday we talked with

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<v Speaker 1>Karen Travers about Vice President Harris's debate prep. So today

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<v Speaker 1>let's talk Trump. What are his people saying his goal

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<v Speaker 1>is for the debate tonight.

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<v Speaker 9>Well, look, the primary goal, according to trump aids, is

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<v Speaker 9>to have him focusing on what they call the disasters

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<v Speaker 9>of the Biden era, tying Kama Harris to things such

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<v Speaker 9>as inflation, immigration, the Israel Hamas war, and other things.

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<v Speaker 9>And the idea being that if Harris is now talking

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<v Speaker 9>about all the things she would change if she were

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<v Speaker 9>elected president, why hasn't she done them in the three

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<v Speaker 9>and a half years that she has been the last

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<v Speaker 9>person in the room by Joe Biden's side. And you

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<v Speaker 9>hate to listen to Republicans talk the ideas that now

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<v Speaker 9>they're arguing that she's truly been in charge all this

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<v Speaker 9>time because Biden clearly doesn't have the faculties to be president.

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<v Speaker 9>That's the argument we heard yesterday from the Trump campaign.

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<v Speaker 9>The two candidates will be six feet apart on a stage.

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<v Speaker 9>The rules have it that only the candidate who's recognized

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<v Speaker 9>to speak will have his or her microphone on. The

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<v Speaker 9>moderators are Lindsay Davis and David Muir of ABC News.

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<v Speaker 9>Donald Trump is an experienced debater. He has, as you know,

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<v Speaker 9>taken part in a wide array of primary debates in

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<v Speaker 9>twenty sixteen and six general election debates as a candidate

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<v Speaker 9>for the presidency. Kamala Harris has taken part in just

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<v Speaker 9>one general election debate as a vice presidential contender, and

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<v Speaker 9>that was against Mike Pence in twenty twenty. The two

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<v Speaker 9>have never met before. Trump broke with tradition and skipped

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<v Speaker 9>the inauguration in twenty twenty one. He declined the opportunity

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<v Speaker 9>to congratulate Kamala Harris and Joe Biden on their victory

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<v Speaker 9>and see to a peaceful transfer of power. So tonight

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<v Speaker 9>they'll be face to face in the same room for

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<v Speaker 9>the very first time.

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<v Speaker 1>I think it's going to be interesting because you, like

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<v Speaker 1>you were talking about how Trump has a lot more

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<v Speaker 1>debate experience, but I don't remember anything specific from his debates.

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<v Speaker 1>What I remember from hers were when she was going

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<v Speaker 1>against Mike Pence and it was the excuse me, I'm speaking,

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<v Speaker 1>And it's probably because they've brought it up a lot recently,

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<v Speaker 1>but also her comment in the presidential debate when she

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<v Speaker 1>called out Biden and was saying, I was that little

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<v Speaker 1>girl on the bus. I mean, so she might not

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<v Speaker 1>have the experience, but she's she can be very quick

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<v Speaker 1>on her feet.

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<v Speaker 9>Well, I think you make a good point, Amy, and

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<v Speaker 9>that is the idea that these debates are often not

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<v Speaker 9>just about sitting and watching the engagement for ninety straight minutes,

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<v Speaker 9>but the flashpoints, the takeaways, the moments that live on

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<v Speaker 9>they almost become caricatures, and look they'll be you know,

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<v Speaker 9>the takeaway for Joe Biden, for example, from two months ago,

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<v Speaker 9>was he just couldn't hack it. He couldn't give straightforward

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<v Speaker 9>answers to these questions, and that becomes sort of the

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<v Speaker 9>narrative out of these things. So what will the narrative

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<v Speaker 9>be tonight. Well we could talk about it at this

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<v Speaker 9>time tomorrow morning, but for now, all we can do

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<v Speaker 9>is say that Kamala Harris has been preparing for several days.

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<v Speaker 9>She was hunkered down in Pittsburgh with her own aids.

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<v Speaker 9>They set up a full stage with Cleague lights to

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<v Speaker 9>get her used to the intense white light in her eyes.

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<v Speaker 9>She was faced off against Philippe Ryans, who was a

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<v Speaker 9>senior aide to Hillary Clinton and played the role of

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<v Speaker 9>Donald Trump in Clinton's debate prep in twenty sixteen, so

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<v Speaker 9>he's reprised that role in Harris's debate prep. According to

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<v Speaker 9>Lara Trump, the former president's daughter in law and the

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<v Speaker 9>co chair of the Republican National Committee, Trump has been

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<v Speaker 9>engaging in some limited amount teams of traditional debate preparation,

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<v Speaker 9>but Trump himself has kind of sort of brushed off

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<v Speaker 9>that notion, saying that he's preparing for the debate all

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<v Speaker 9>his life, and particularly the engagements that he's had with

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<v Speaker 9>reporters prepares him to answer their questions, and he basically

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<v Speaker 9>the idea is he's going to wing it because he

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<v Speaker 9>is so comfortable and has such a command of the

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<v Speaker 9>material the policy issues. It'll be really interesting tonight. And

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<v Speaker 9>this is why these debates really are valuable. Beyond the flashpoints,

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<v Speaker 9>beyond the narrative beyond the caricatures and the sound bites,

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<v Speaker 9>Kamala Harris has not had many opportunities, well, the country

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<v Speaker 9>does not have many opportunities to hear from Kamala Harris

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<v Speaker 9>about specifically what she would do if she were elected president.

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<v Speaker 9>And that is the charge of the moderators to tease

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<v Speaker 9>it out and the challenge for viewers listeners to peak

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<v Speaker 9>close attention to what these candidates have to say tonight

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<v Speaker 9>as they weigh their choices.

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<v Speaker 1>Absolutely, and we will be watching and hopefully we get

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<v Speaker 1>to talk to you and rehash it all very very soon.

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<v Speaker 1>You back, Thank you, Steven. Let's get back to some

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<v Speaker 1>of the stories coming out of the KFI twenty four

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<v Speaker 1>hour news room. Police in Culver City or warning renters

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<v Speaker 1>about online apartment scams. Pio Jennifer Atenza says the department

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<v Speaker 1>has already gotten four reports between just July and August.

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<v Speaker 7>Do not agree to exchange cash until you have seen

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<v Speaker 7>the property in person. You want to ask questions about

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<v Speaker 7>the property in person. You want to see it for yourself.

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<v Speaker 1>Attenza says three people scammed Spanish speaking residents out of

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<v Speaker 1>sixteen hundred dollars to twenty three hundred dollars in cash

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<v Speaker 1>they were supposed to be used for deposits. She says,

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<v Speaker 1>once renters are suspicious, it's too late because the scammers

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<v Speaker 1>have the money and can't be reached. Police across southern

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<v Speaker 1>California have made more than two hundred arrests for alleged

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<v Speaker 1>child sex abuse.

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<v Speaker 10>The charges include sodomy, meeting a miner for lewd purposes,

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<v Speaker 10>and possession and distribution of child sex abuse material. Glendale

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<v Speaker 10>Police Chief Manny sid says Operation Online Guardian involved dozens

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<v Speaker 10>of local agencies over two weeks in August.

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<v Speaker 3>Each of these arrests don't just represent a statistic, but

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<v Speaker 3>really represent young lives impacted.

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<v Speaker 10>The sting operation was executed by the Internet Crimes Against

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<v Speaker 10>Children Task Force across five counties La Orange, San Bernardino,

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<v Speaker 10>Santa Barbara, and Ventura. In downtown La Michael Monks KFI News.

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<v Speaker 1>So many people have phones in the Southland, We're running

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<v Speaker 1>out of numbers. That's the reason behind a new area code.

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<v Speaker 1>Anyone with a two one three or three two three number,

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<v Speaker 1>and those who get a new number maybe assigned seven

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<v Speaker 1>to three to eight as their area code. Starting November first,

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<v Speaker 1>twenty one cities are affected.

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<v Speaker 4>Cocolo.

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<v Speaker 1>SpaceX has sent a billionaire and three others into space

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<v Speaker 1>on a trip to conduct the first private spacewalk. The

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<v Speaker 1>Vlaris Don mission got off the ground overnight after being

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<v Speaker 1>delayed several times because of a helium leak and bad weather.

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<v Speaker 1>The trip is expected to last five days. So, as

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<v Speaker 1>you may have heard or may not have heard yet,

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<v Speaker 1>James Earl Jones has died. He died at his home

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<v Speaker 1>in New York on Monday, and just one of the

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<v Speaker 1>most prolific voices that many of us have ever heard.

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<v Speaker 1>And the tributes are coming in from all over the

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<v Speaker 1>place from people who've worked with him over the years.

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<v Speaker 1>So I wanted to share just a few of them,

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<v Speaker 1>because he was one of a kind. So Star Wars

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<v Speaker 1>creator George Lucas says, James was an incredible actor, a

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<v Speaker 1>most unique voice, both in art and in spirit. For

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<v Speaker 1>nearly half a century, he was Darth Vader. But the

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<v Speaker 1>secret to it at all, it all is that he

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<v Speaker 1>was a beautiful human being. He gave depth, verity, and

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<v Speaker 1>meaning to all of his roles, amongst the most important

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<v Speaker 1>being devoted husband to the late Ceci and dad to Flynn.

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<v Speaker 1>James will be missed by so many of us friends

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<v Speaker 1>and fans alike, and how do we forget this y

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<v Speaker 1>un one of the most shocking moments in movie history,

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<v Speaker 1>from the gentle wisdom of Mufasa to the menacing threat

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<v Speaker 1>of Darth Vader. James Earl Jones gave voice to some

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<v Speaker 1>of the greatest characters in cinematic history. A celebrated stage

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<v Speaker 1>actor with nearly two hundred film and TV credits to

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<v Speaker 1>his name, the stories he brought to life with a

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<v Speaker 1>uniquely commanding presence and a true richness of spirits have

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<v Speaker 1>left an indelible mark on generations of audiences. That was

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<v Speaker 1>from Disney's CEO, Bob Iger, my son and the one,

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<v Speaker 1>and of course he was also the voice of CNN.

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<v Speaker 1>The CNN tweeted on or tweeted or said on X

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<v Speaker 1>that he was our brand for many decades, uniquely conveying

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<v Speaker 1>through speech, instant authority, grace and decorum.

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<v Speaker 11>This is CNN.

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<v Speaker 1>And I love this. That booming voice, that quiet strength,

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<v Speaker 1>the kindness he radiated. So much can be said about

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<v Speaker 1>his legacy, so I'll just say how thankful I am

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<v Speaker 1>that part of it includes Field of Dreams. If you've

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<v Speaker 1>seen it, you know this movie wouldn't be the same

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<v Speaker 1>with anyone else in this role. Only he could bring

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<v Speaker 1>that kind of magic to a movie about baseball and

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<v Speaker 1>a cornfield in Iowa. That's from Kevin Costner, who starred

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<v Speaker 1>with James Earl Jones in Field of Dreams.

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<v Speaker 11>The one constant through all the years Ray has been

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<v Speaker 11>baseball America is ruled by like an army of steam rulers.

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<v Speaker 11>He has been erased like a blackboard, rebuilt and raced

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<v Speaker 11>again in baseball. Has marked the time to this field,

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<v Speaker 11>Chris Game, there's a part of our past thread. It

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<v Speaker 11>reminds us all that once was good.

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<v Speaker 1>A cookie can James Earl Jones was ninety three. The

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<v Speaker 1>fire in the San Bernardino Mountains near Highland is five

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<v Speaker 1>percent surrounded. It's grown to almost twenty six thousand acres.

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<v Speaker 1>Thousands of homes in Highland, Running Springs, Redlands, and other

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<v Speaker 1>communities are under evacuation orders and warnings. Slightly cooler temperatures

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<v Speaker 1>are expected today, but winds are also expected to pick up.

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<v Speaker 1>The fire burning north of Glendora and Azuza has grown

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<v Speaker 1>to three thousand acres. Residents north of the San Antonio

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<v Speaker 1>Dam up to Mount Baldy resort were ordered to leave yesterday.

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<v Speaker 1>That fire is zero percent surrounded. LEDWP crews have been

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<v Speaker 1>working around the clock to get the power back on

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<v Speaker 1>to thousands of residents during the worst heat wave of

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<v Speaker 1>the year. As of last night, ten five hundred and

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<v Speaker 1>ninety three customers, mostly in the Lincoln Heights, Arlington Heights,

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<v Speaker 1>Highland Park and Pacoima are is, did not have any electricity.

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<v Speaker 1>At six oh five, it's handle on the news. We're

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<v Speaker 1>talking debates. Harris and Trump go face to face. They've

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<v Speaker 1>never met before. Isn't that interesting. Let's say good morning

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<v Speaker 1>now to ABC's Jordana Miller in Jerusalem. Jordana, I know

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<v Speaker 1>we're talking about a two state solution in just a second,

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<v Speaker 1>but wanted to get the latest because there was an

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<v Speaker 1>Israeli strike on a tent camp housing Palestinians overnight. Do

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<v Speaker 1>we have new information about that?

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<v Speaker 4>That's right. The Israeli armies says it struck part of

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<v Speaker 4>the declared humanitarian zone. It's basically the western edge of

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<v Speaker 4>Communis in southern Gaza, and Israel says it targeted this

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<v Speaker 4>area where there are thousands of Palestinians who are displaced

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<v Speaker 4>their sheltering there. That they hit it because there was

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<v Speaker 4>a Hamas control and command center being operated out of

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<v Speaker 4>the humanitarian zone, and they named at least two top

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<v Speaker 4>Hamas leaders killed in the strike, which came at about

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<v Speaker 4>a little after midnight, but local health officials say at

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<v Speaker 4>least forty house commans have been killed there sixty injured.

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<v Speaker 4>Huge craters left in this part of the tent city

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<v Speaker 4>from the missile strikes and various fires. Some of the

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<v Speaker 4>tents were set on fire, and it, you know, just

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<v Speaker 4>underscores that civilians are paying really the heaviest price here

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<v Speaker 4>for the way Hamas operates and for the heavy munitions

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<v Speaker 4>that Israel is using in this war. This is not

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<v Speaker 4>the first strike in the humanitarian zone. We've seen several

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<v Speaker 4>of them in the last couple of months, and more

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<v Speaker 4>proved sadly that Hamas is operating in the humanitarian zone.

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<v Speaker 4>For example, six bodies of hostages, not the six that

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<v Speaker 4>were just found, including the American, but a few weeks

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<v Speaker 4>before six hostage bodies were found, mostly elderly hostages, and

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<v Speaker 4>they were being hidden in this exact part of the

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<v Speaker 4>humanitarian zone. So Hamas had currently put them there, thinking

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<v Speaker 4>that you know, Israel wouldn't operate there.

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<v Speaker 1>All right, Okay, so thank you for that update on that.

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<v Speaker 1>Now let's let's move on to what we planned on

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<v Speaker 1>talking about, and that was that the UN Secretary General

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<v Speaker 1>is saying that a two state solution is a must

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<v Speaker 1>for peace. I'm guessing that Benjamin Natanielle, who's not too

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<v Speaker 1>happy to hear that.

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<v Speaker 7>No.

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<v Speaker 4>I mean, you know, the Israeli Prime Minister is leading

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<v Speaker 4>Israel's most far right government in its history. He already has,

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<v Speaker 4>you know, from his own long record in public office,

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<v Speaker 4>has a very ambivalent relationship with a Palestinian state. He's

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<v Speaker 4>declared it, he's denied it, but at this moment, his

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<v Speaker 4>government would fall if he really pursued a two state solution.

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<v Speaker 4>But you know, there are plenty of people here in Israel,

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<v Speaker 4>in the center and left wing camps, more than half

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<v Speaker 4>the country, that do believe that Israel has to get

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<v Speaker 4>back to a two state solution in order to get

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<v Speaker 4>extremist groups like Hamas off the map of the Palestinian

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<v Speaker 4>Israeli conflict. They're much like Isis. They're extremists and their ideology,

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<v Speaker 4>they're violent in their resistance, and they really have no

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<v Speaker 4>place at the table, nor do they want a place

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<v Speaker 4>at the table for real coexistence and peace talks with Israel.

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<v Speaker 4>They just want to get rid of Israel. So I

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<v Speaker 4>think that the Sectuary General, you know, he's hitting on

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<v Speaker 4>a very central issue that even many Israeli leaders say,

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<v Speaker 4>which is that we've got to get back to a

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<v Speaker 4>two state solutions.

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<v Speaker 1>And how would a two state solution work though if

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<v Speaker 1>the if Hamas and other extremist groups still want Israel

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<v Speaker 1>wiped off the face of the map.

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<v Speaker 4>Well, this is something that I think, you know, really

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<v Speaker 4>all our listeners need to understand, and that is that

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<v Speaker 4>Hamas has actually set back the Palestinian hopes for their

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<v Speaker 4>own independent state because now whereas before Hamas and the

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<v Speaker 4>and the West Bank we're seen as two parts of

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<v Speaker 4>a of a future house and in state, now Gaza

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<v Speaker 4>is in rubble. There's nobody who's going to be able

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<v Speaker 4>to govern it if Hamas doesn't just come back in

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<v Speaker 4>after this war and take it over again. H getting

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<v Speaker 4>Hamas and getting Gaza in a position where it can

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<v Speaker 4>participate in peace talks and be part of a Palestinian

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<v Speaker 4>state that is years away, and it wasn't the case

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<v Speaker 4>just you know, less than a year ago before this

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<v Speaker 4>war So for all those young students on the streets

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<v Speaker 4>or marching or holding Hama's flags, Hamas is not a

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<v Speaker 4>group that is going to bring a Palestini, an independent

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<v Speaker 4>Palestinian state. They've just set the cause back.

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<v Speaker 1>Yeah, that's a really good point. And like we've talked

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<v Speaker 1>about so many times, a lot of the people marching

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<v Speaker 1>don't really understand the complexities of what's going on and

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<v Speaker 1>you know, the true motivations and that kind of thing,

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<v Speaker 1>which is which is too bad. I'm hoping that people

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<v Speaker 1>will educate themselves in As, always hoping that somehow or

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<v Speaker 1>another they're going to figure out how to get these

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<v Speaker 1>hostages released and get the fighting stopped. But we will

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<v Speaker 1>continue to follow it and appreciate your input and your information. Jordan.

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<v Speaker 1>We'll talk to you.

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<v Speaker 4>Soon, so much. All right, talk soon, Yeah, okay, Coppy debate.

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<v Speaker 1>Day, Yes, absolutely, something to take our minds off fighting.

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<v Speaker 1>And the latest on the fires burning in southern California.

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<v Speaker 1>Thousands of residents are either under mandatory or voluntary evacuation

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<v Speaker 1>orders near the fire burning in the Tribuco Canyon that

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<v Speaker 1>has quickly grown to eighty nine hundred acres. There are

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<v Speaker 1>also evacuation orderings orders in place for Riverside County on

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<v Speaker 1>the other side of the Santa Ana Mountains. Other fires

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<v Speaker 1>burning in the area include the three thousand acre fire

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<v Speaker 1>burning north of Glendora that has closed parts of Highway

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<v Speaker 1>thirty nine and the fire in the San Bernardino Mountains

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<v Speaker 1>that's grown to almost twenty six thousand acres. It's five

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<v Speaker 1>percent surrounded. The Culver City Police Department is investigating an

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<v Speaker 1>online rental scam where people end up renting apartments that

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<v Speaker 1>are either unavailable or don't exist. Police they would be

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<v Speaker 1>renters are responding to apartment for rent ads. They meet

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<v Speaker 1>up with somebody, pay cash for a down payment or

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<v Speaker 1>a deposit, get a rental agreement, and even get keys,

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<v Speaker 1>but then when they show up to their new home,

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<v Speaker 1>the keys don't work and the person who took the

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<v Speaker 1>money ghosts them. At six oh five, it's handle on

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<v Speaker 1>the news. Former President Trump and Vice President Harris appear

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<v Speaker 1>to agree on one thing weed At five point fifty.

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<v Speaker 1>Christmas is just three months away. Time to plan now

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<v Speaker 1>so you don't end up with a pile of depth

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<v Speaker 1>this holiday season. It's out of money with Joel Larscard.

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<v Speaker 1>September is National suicide Prevention and Awareness Month, and as

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<v Speaker 1>kfi's Deborah Mark explains, it's okay to admit your loved

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<v Speaker 1>one took their own life.

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<v Speaker 12>Even if it was more than two decades ago.

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<v Speaker 13>It's been a secret. It's been a secret that I've

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<v Speaker 13>held on to for twenty two years. So the longer

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<v Speaker 13>you hold on to a secret, right, the harder it.

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<v Speaker 12>Is to share.

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<v Speaker 13>August twentieth, two thousand and two. I got up early,

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<v Speaker 13>as I normally do. I think it was about six

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<v Speaker 13>o'clock and the first thing I always did was check

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<v Speaker 13>my email, and.

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<v Speaker 12>I saw there was an email from my mom and

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<v Speaker 12>it was a it's so crazy to say this, but

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<v Speaker 12>it was a suicide note.

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<v Speaker 13>And I'm reading this and I remember it said, please

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<v Speaker 13>forgive me.

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<v Speaker 12>You're better off without me.

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<v Speaker 13>So I remember driving like a crazy person to my

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<v Speaker 13>mom's house and I'm banging on.

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<v Speaker 12>The door and my stepfather opens the door and he.

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<v Speaker 4>Say, what are you doing.

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<v Speaker 13>It's six point fifteen in the morning, and I said,

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<v Speaker 13>my mom, my mom, she wrote me a note and I.

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<v Speaker 12>Think she killed herself. And he said, what are you

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<v Speaker 12>talking about.

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<v Speaker 13>Your mom is sleeping, and I said, oh, I remember,

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<v Speaker 13>I remember this sense of relief. When he said that,

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<v Speaker 13>I thought, Okay, I knew this was just too crazy.

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<v Speaker 12>And then I said, okay, you've seen her. And then

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<v Speaker 12>he said, well.

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<v Speaker 13>We did get into an argument last night. We slept

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<v Speaker 13>in separate bedrooms, and I remember just barreling past him,

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<v Speaker 13>running down the hallway to her bedroom, and there was

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<v Speaker 13>my mom in her bed. I've never seen somebody dead before.

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<v Speaker 13>And I looked at her and I just knew, and

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<v Speaker 13>I was shaking her. And I remember calling nine one

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<v Speaker 13>one and they're telling me to do compressions and mouth

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<v Speaker 13>to mouth and I did all that. My stepfather and

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<v Speaker 13>I they said, you need to get her off the

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<v Speaker 13>bed and get her on to the ground. Was pretty

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00:25:01.079 --> 00:25:03.200
<v Speaker 13>devastated for lots of reasons.

423
00:25:03.880 --> 00:25:04.599
<v Speaker 12>I was angry.

424
00:25:05.000 --> 00:25:08.559
<v Speaker 13>I couldn't believe that my mom would leave me a

425
00:25:08.599 --> 00:25:13.559
<v Speaker 13>suicide note in an email. I mean even now, I

426
00:25:13.599 --> 00:25:18.240
<v Speaker 13>still can't believe that. And I thought, Wow, the rest

427
00:25:18.240 --> 00:25:21.039
<v Speaker 13>of my life, I'm going to have to say that

428
00:25:21.119 --> 00:25:30.200
<v Speaker 13>my mom killed herself. I was on this mission to

429
00:25:30.240 --> 00:25:35.119
<v Speaker 13>figure out why my mom would do that, and I

430
00:25:35.119 --> 00:25:38.279
<v Speaker 13>think that literally was driving me crazy.

431
00:25:38.359 --> 00:25:40.599
<v Speaker 12>So I did go to a suicide support group.

432
00:25:41.039 --> 00:25:44.559
<v Speaker 13>I think maybe i've told one.

433
00:25:44.480 --> 00:25:46.880
<v Speaker 12>Or two people since then.

434
00:25:47.519 --> 00:25:50.920
<v Speaker 13>You know, when you fill out those questionnaires and they

435
00:25:51.039 --> 00:25:53.960
<v Speaker 13>ask you are your parents alive? And you say yes

436
00:25:54.079 --> 00:25:57.519
<v Speaker 13>or no anyway, so I said, my dad's alive, my

437
00:25:57.559 --> 00:25:58.480
<v Speaker 13>mom's deceased.

438
00:25:58.640 --> 00:25:59.640
<v Speaker 1>How old was your mom?

439
00:26:00.160 --> 00:26:05.119
<v Speaker 13>Fifty seven? How did your mom die? And I remember

440
00:26:05.519 --> 00:26:10.480
<v Speaker 13>writing complications of diabetes and the doctor questioned me about that.

441
00:26:11.039 --> 00:26:15.240
<v Speaker 13>I couldn't the words that my mom killed herself, died

442
00:26:15.279 --> 00:26:17.880
<v Speaker 13>by suicide. Those words could not come out of my mouth.

443
00:26:21.400 --> 00:26:25.519
<v Speaker 13>I have felt embarrassed to talk about it. I have

444
00:26:25.680 --> 00:26:30.240
<v Speaker 13>felt that there's this stigma. I have felt this shame.

445
00:26:31.119 --> 00:26:36.440
<v Speaker 13>I have felt that I would be judged. I've worried

446
00:26:36.880 --> 00:26:41.160
<v Speaker 13>that people would think, wow, if her mom did it, well,

447
00:26:42.319 --> 00:26:47.359
<v Speaker 13>would she do that if something went wrong in her life.

448
00:26:49.079 --> 00:26:51.559
<v Speaker 13>I don't think people really understand that those that are

449
00:26:51.640 --> 00:26:56.599
<v Speaker 13>left behind are left with a really big burden. I

450
00:26:56.640 --> 00:27:01.160
<v Speaker 13>hope that people that are listening are able to talk

451
00:27:01.200 --> 00:27:05.000
<v Speaker 13>about it, and whether you go to a support group

452
00:27:05.000 --> 00:27:08.480
<v Speaker 13>where you talk to family and friends or even a therapist,

453
00:27:09.480 --> 00:27:14.200
<v Speaker 13>that you'll know that you're not alone, and that just

454
00:27:14.240 --> 00:27:18.640
<v Speaker 13>because somebody in your family killed themselves, it doesn't it

455
00:27:18.680 --> 00:27:27.680
<v Speaker 13>has nothing to do with you as i've started talking

456
00:27:27.680 --> 00:27:31.200
<v Speaker 13>about this, I've kind of felt this sense of relief.

457
00:27:31.960 --> 00:27:35.039
<v Speaker 12>I feel more at peace, and I think I'll be

458
00:27:35.119 --> 00:27:37.359
<v Speaker 12>able to I'll be able to share more.

459
00:27:41.759 --> 00:27:43.839
<v Speaker 13>This is the first time I've ever talked about my

460
00:27:43.880 --> 00:27:47.519
<v Speaker 13>mom's suicide outside of my close circle of friends and family.

461
00:27:48.119 --> 00:27:52.039
<v Speaker 13>So you might be asking yourself, why now, why, after

462
00:27:52.240 --> 00:27:55.279
<v Speaker 13>all these years, did I finally decide to tell the

463
00:27:55.279 --> 00:27:58.119
<v Speaker 13>most personal, traumatic story of my life.

464
00:27:58.920 --> 00:27:59.200
<v Speaker 7>Well?

465
00:27:59.559 --> 00:27:59.920
<v Speaker 12>It did.

466
00:28:00.000 --> 00:28:01.319
<v Speaker 1>It hit me one day that my.

467
00:28:01.319 --> 00:28:04.079
<v Speaker 13>Mother was fifty seven when she took her own life,

468
00:28:04.559 --> 00:28:09.039
<v Speaker 13>and this November I turn fifty seven. It's a reminder

469
00:28:09.200 --> 00:28:15.039
<v Speaker 13>of just how precious life really is. If you are

470
00:28:15.119 --> 00:28:18.759
<v Speaker 13>someone you know has suicidal thoughts or a mental health crisis,

471
00:28:19.079 --> 00:28:19.960
<v Speaker 13>dial nine.

472
00:28:19.880 --> 00:28:24.279
<v Speaker 12>Eight eight for wake up call. I'm Deborah Mark.

473
00:28:28.480 --> 00:28:31.880
<v Speaker 1>Wow. Thank you, Deborah. Not a fun story, but an

474
00:28:31.920 --> 00:28:35.200
<v Speaker 1>important story. I think it was very brave of Deborah

475
00:28:35.240 --> 00:28:37.960
<v Speaker 1>to share it, and thank you for listening to it again.

476
00:28:38.000 --> 00:28:40.480
<v Speaker 1>If you or someone you know is in crisis, there

477
00:28:40.599 --> 00:28:42.720
<v Speaker 1>is someone you can reach out to at any time.

478
00:28:43.160 --> 00:28:47.640
<v Speaker 1>It's a suicide in Crisis liveline nine eight eight. And

479
00:28:47.680 --> 00:28:49.319
<v Speaker 1>to hear more about this series, you can go to

480
00:28:49.319 --> 00:28:52.559
<v Speaker 1>the John Cobalt Show page at KFI AM six forty

481
00:28:53.160 --> 00:28:57.440
<v Speaker 1>dot com. The fire burning near Highland has grown to

482
00:28:57.440 --> 00:29:00.839
<v Speaker 1>almost twenty six thousand acres. It's five percent surrounded, and

483
00:29:00.920 --> 00:29:04.240
<v Speaker 1>National Guard troops and helicopters have arrived to help firefighters.

484
00:29:04.559 --> 00:29:08.039
<v Speaker 1>The fire Intribuco Canyon that just started yesterday afternoon has

485
00:29:08.079 --> 00:29:11.759
<v Speaker 1>exploded to eighty nine hundred acres and is zero percent surrounded.

486
00:29:11.960 --> 00:29:14.200
<v Speaker 1>Also burning out of control is the three thousand acre

487
00:29:14.279 --> 00:29:19.640
<v Speaker 1>fire north of Glendora. Southern California's heat wave is moving out,

488
00:29:19.680 --> 00:29:22.240
<v Speaker 1>but not quite yet. Temperatures today are going to be

489
00:29:22.240 --> 00:29:24.359
<v Speaker 1>five to ten degrees cooler than over the weekend in

490
00:29:24.359 --> 00:29:27.319
<v Speaker 1>most places, but the National Weather Service did still extend

491
00:29:27.359 --> 00:29:29.920
<v Speaker 1>an excessive heat warning for another day. It'll expire at

492
00:29:29.920 --> 00:29:33.160
<v Speaker 1>eight tonight. The Greater Los Angeles area is expected to

493
00:29:33.200 --> 00:29:36.519
<v Speaker 1>return to normal or even below normal temperatures by the

494
00:29:36.599 --> 00:29:40.079
<v Speaker 1>end of the week. Tropical Storm Francene is gaining strength

495
00:29:40.119 --> 00:29:43.119
<v Speaker 1>as she churns toward the Louisiana coasts. The storm's expected

496
00:29:43.160 --> 00:29:46.279
<v Speaker 1>to make landfall tomorrow. The National Hurricane Center says the

497
00:29:46.319 --> 00:29:49.039
<v Speaker 1>storm could bring life threatening storm surge to parts of

498
00:29:49.079 --> 00:29:53.079
<v Speaker 1>the Upper Texas and Louisiana coastline, with flash and urban

499
00:29:53.119 --> 00:29:56.720
<v Speaker 1>flooding possible in the mid South from tomorrow through Friday morning.

500
00:29:57.000 --> 00:29:59.240
<v Speaker 1>We're just minutes away from Handle. On the news this morning,

501
00:29:59.480 --> 00:30:02.960
<v Speaker 1>a tiger maybe the latest illegal immigrant trying to cross

502
00:30:03.000 --> 00:30:05.680
<v Speaker 1>the border into the US. Right now, let's say good

503
00:30:05.680 --> 00:30:08.000
<v Speaker 1>morning to the host of How to Money on KFI.

504
00:30:08.039 --> 00:30:11.920
<v Speaker 1>It's Joel lars Guard Morning. Joel, Morning Amy. So it

505
00:30:12.000 --> 00:30:14.680
<v Speaker 1>might seem too early to talk about Christmas, but it's

506
00:30:14.720 --> 00:30:19.920
<v Speaker 1>actually only three months and two weeks away. So let's start.

507
00:30:19.960 --> 00:30:23.559
<v Speaker 1>But who's killing me out? I know, right? So let's

508
00:30:23.559 --> 00:30:25.119
<v Speaker 1>talk about it? And why are we Why do you

509
00:30:25.160 --> 00:30:26.119
<v Speaker 1>want to talk about it now?

510
00:30:26.680 --> 00:30:31.319
<v Speaker 3>So I don't, honestly, but what we should because last

511
00:30:31.359 --> 00:30:33.440
<v Speaker 3>time I went to Costco, the Christmas trees are up,

512
00:30:33.640 --> 00:30:37.640
<v Speaker 3>the Halloween stuff is gone, Like you can't sign costumes anymore.

513
00:30:37.839 --> 00:30:40.920
<v Speaker 3>My son massively disappointed because he wanted the Ninja costume,

514
00:30:41.680 --> 00:30:45.240
<v Speaker 3>but he can't be had at this point apparently. So

515
00:30:45.759 --> 00:30:47.759
<v Speaker 3>because the Christmas stuff is out, I feel like it

516
00:30:47.839 --> 00:30:49.519
<v Speaker 3>makes sense to at least talk about this. And I'm

517
00:30:49.559 --> 00:30:53.160
<v Speaker 3>seeing like articles and the Hottest Toys for Christmas lists

518
00:30:53.200 --> 00:30:55.160
<v Speaker 3>coming out already the beginning of September.

519
00:30:55.200 --> 00:30:55.920
<v Speaker 4>We're not even.

520
00:30:55.759 --> 00:30:58.920
<v Speaker 3>Technically in fall yet, So I think it just is

521
00:30:58.960 --> 00:31:02.559
<v Speaker 3>a good time to say that Christmas is kind of

522
00:31:02.599 --> 00:31:05.839
<v Speaker 3>sort of around the corner, and it's it's smart to

523
00:31:05.920 --> 00:31:08.920
<v Speaker 3>start saving for the presence coming up with a budget. Now, Hey,

524
00:31:08.960 --> 00:31:10.759
<v Speaker 3>who are we gonna who are we going to shop for?

525
00:31:11.039 --> 00:31:14.559
<v Speaker 3>And having those potentially awkward conversations if you don't have

526
00:31:14.680 --> 00:31:15.839
<v Speaker 3>if you're not going to be able to come up

527
00:31:15.839 --> 00:31:17.680
<v Speaker 3>with the money on the front end to buy for

528
00:31:17.759 --> 00:31:19.440
<v Speaker 3>all the people in your life that you would love

529
00:31:19.480 --> 00:31:21.759
<v Speaker 3>to buy for, kind of having some of those awkward conversations,

530
00:31:21.759 --> 00:31:23.920
<v Speaker 3>say listen, hey, and people understand this, by the way,

531
00:31:23.960 --> 00:31:26.160
<v Speaker 3>truly if you're honest and upfront with them. We've got

532
00:31:26.200 --> 00:31:28.480
<v Speaker 3>some financial things we're trying to take care of. Can

533
00:31:28.480 --> 00:31:30.119
<v Speaker 3>we keep the gift giving to a minimum in the

534
00:31:30.119 --> 00:31:32.920
<v Speaker 3>family this year? And and so now is the perfect

535
00:31:32.920 --> 00:31:36.000
<v Speaker 3>time to start, you know, potentially even shopping ahead to

536
00:31:36.039 --> 00:31:37.720
<v Speaker 3>find good deals for the people you do want to

537
00:31:37.720 --> 00:31:40.400
<v Speaker 3>buy for. Start saving up in advance so you don't

538
00:31:40.440 --> 00:31:42.480
<v Speaker 3>find yourself in credit card debt, and to start having

539
00:31:42.519 --> 00:31:45.480
<v Speaker 3>those conversations with your loved ones so that you're not

540
00:31:45.839 --> 00:31:48.079
<v Speaker 3>all overspending when nobody can afford to.

541
00:31:48.279 --> 00:31:52.000
<v Speaker 1>Those are tough conversations, though, I and even in my family,

542
00:31:52.079 --> 00:31:55.319
<v Speaker 1>we do tend to overdo it bang here and we

543
00:31:55.440 --> 00:31:57.319
<v Speaker 1>talk about it and we go, oh, well, let's cut back,

544
00:31:57.400 --> 00:32:00.759
<v Speaker 1>let's not do it, and then we do it anyway.

545
00:32:00.920 --> 00:32:03.039
<v Speaker 1>It's like we don't listen to ourselves even though we

546
00:32:03.079 --> 00:32:05.200
<v Speaker 1>have the conversations. I don't know how to get that.

547
00:32:05.319 --> 00:32:07.039
<v Speaker 1>I don't know how to break that cycle, Joel.

548
00:32:08.160 --> 00:32:10.720
<v Speaker 3>The worst time to have the conversation that was Christmas Eve, right,

549
00:32:10.799 --> 00:32:13.640
<v Speaker 3>so it's okay, guess what not getting me anything tomorrow?

550
00:32:13.920 --> 00:32:16.079
<v Speaker 3>That's the worst time to have it. So I'm just

551
00:32:16.079 --> 00:32:18.000
<v Speaker 3>trying to say, there's like plenty of lead room to

552
00:32:18.039 --> 00:32:20.200
<v Speaker 3>at least kind of talk about that and say, well,

553
00:32:20.240 --> 00:32:22.359
<v Speaker 3>what are maybe we're just going to buy for kids

554
00:32:22.400 --> 00:32:25.599
<v Speaker 3>this year and we're gonna do a wide elephant or

555
00:32:25.599 --> 00:32:27.880
<v Speaker 3>a secret saying a sort of thing. That's I think

556
00:32:27.880 --> 00:32:30.279
<v Speaker 3>those people understand that and are willing to kind of

557
00:32:30.319 --> 00:32:33.759
<v Speaker 3>pivot if they're given enough heads up. And so September

558
00:32:33.839 --> 00:32:35.519
<v Speaker 3>is a good time to start having those chats. And

559
00:32:35.599 --> 00:32:37.359
<v Speaker 3>you know, maybe you're gonna have some rogue family members

560
00:32:37.359 --> 00:32:39.440
<v Speaker 3>who don't stick to it, but at least then you

561
00:32:39.440 --> 00:32:41.319
<v Speaker 3>have an excuse and you can say, I'm sticking to

562
00:32:41.319 --> 00:32:42.000
<v Speaker 3>what we agreed to.

563
00:32:42.279 --> 00:32:45.839
<v Speaker 1>I'm following the rules. Okay, so let's set some rules,

564
00:32:45.880 --> 00:32:50.759
<v Speaker 1>like what are some good guidelines because even aside from

565
00:32:50.759 --> 00:32:54.400
<v Speaker 1>these conversations, because I know that January hits and all

566
00:32:54.400 --> 00:32:56.440
<v Speaker 1>of a sudden you've got thousands of dollars on your

567
00:32:56.440 --> 00:32:59.240
<v Speaker 1>credit card and you're like, oh my god, So what

568
00:32:59.319 --> 00:33:02.039
<v Speaker 1>are some realistic things that we should do that are

569
00:33:02.599 --> 00:33:05.720
<v Speaker 1>that so we don't have that sticker shock in January.

570
00:33:06.359 --> 00:33:10.240
<v Speaker 3>Only spend money you actually have. There's a new banks

571
00:33:10.319 --> 00:33:13.680
<v Speaker 3>It sounds wild amy I know, in the era of

572
00:33:13.759 --> 00:33:16.559
<v Speaker 3>buy now, pay later, and you know credit card debt

573
00:33:16.599 --> 00:33:19.599
<v Speaker 3>being completely normalized in our country only by the things

574
00:33:19.599 --> 00:33:21.799
<v Speaker 3>that you can afford to buy. There was a recent

575
00:33:21.839 --> 00:33:24.200
<v Speaker 3>bankery study found the twenty seven percent of people said, yeah,

576
00:33:24.200 --> 00:33:27.359
<v Speaker 3>I plan I plan to go into debt for holiday spending.

577
00:33:27.519 --> 00:33:30.039
<v Speaker 3>Not only is it a possibility, but I'm banking on it.

578
00:33:30.480 --> 00:33:33.200
<v Speaker 3>And that that just shocks me. And well, I guess

579
00:33:33.240 --> 00:33:35.279
<v Speaker 3>it doesn't shock me. Nothing shocks me anymore. But it

580
00:33:35.359 --> 00:33:38.319
<v Speaker 3>saddens me because what that means is I'm going to

581
00:33:38.359 --> 00:33:41.079
<v Speaker 3>buy stuff I can't actually afford, and then would January

582
00:33:41.079 --> 00:33:43.960
<v Speaker 3>February March come around, I'm going to be sweating bullets

583
00:33:44.000 --> 00:33:45.480
<v Speaker 3>and I'm going to be trying to get back on

584
00:33:45.599 --> 00:33:47.880
<v Speaker 3>track all for this one day to try to make

585
00:33:47.920 --> 00:33:51.039
<v Speaker 3>people happy. And the true I don't know. My kids

586
00:33:51.079 --> 00:33:53.599
<v Speaker 3>just got had birthdays, all three of them. It's in

587
00:33:53.680 --> 00:33:57.559
<v Speaker 3>rapid succession, and there are some things, yes, they've enjoyed

588
00:33:57.559 --> 00:34:00.319
<v Speaker 3>and played with. But I also realized, like my wife

589
00:34:00.359 --> 00:34:01.720
<v Speaker 3>and I keep having this debate, do we need to

590
00:34:01.720 --> 00:34:03.799
<v Speaker 3>do more? And we kind of always come down on

591
00:34:03.799 --> 00:34:06.359
<v Speaker 3>the side on the fact that no, we don't. Like

592
00:34:06.680 --> 00:34:10.119
<v Speaker 3>there's so much already and so many toys that don't

593
00:34:10.119 --> 00:34:12.800
<v Speaker 3>get played with. Let's air on the side of a

594
00:34:12.920 --> 00:34:15.679
<v Speaker 3>light birthday and maybe just air on the side of

595
00:34:15.760 --> 00:34:18.000
<v Speaker 3>a light Christmas. If you can't, if you don't have

596
00:34:18.039 --> 00:34:19.639
<v Speaker 3>the money saved up, and now it's the perfect time

597
00:34:19.679 --> 00:34:21.320
<v Speaker 3>to start saving it. If it's ten bucks a week

598
00:34:21.360 --> 00:34:23.079
<v Speaker 3>something like that, so you can afford to pay for

599
00:34:23.119 --> 00:34:24.519
<v Speaker 3>that stuff on the front end, and if you don't

600
00:34:24.519 --> 00:34:26.280
<v Speaker 3>have the cash to pay for it, I don't mind

601
00:34:26.280 --> 00:34:27.559
<v Speaker 3>if you use a credit card as long as you

602
00:34:27.559 --> 00:34:29.280
<v Speaker 3>can pay it off. But if you don't have the

603
00:34:29.280 --> 00:34:31.920
<v Speaker 3>cash to actually pay for that gift, you can't afford

604
00:34:32.000 --> 00:34:33.679
<v Speaker 3>that gift and you need to come up with something else.

605
00:34:33.679 --> 00:34:36.440
<v Speaker 3>Maybe it's some sort of homespun etsy Christmas right where

606
00:34:36.480 --> 00:34:39.119
<v Speaker 3>you're knitting things for your loved ones. It doesn't matter

607
00:34:39.239 --> 00:34:42.320
<v Speaker 3>to me, But just don't put yourself and your own

608
00:34:42.320 --> 00:34:46.360
<v Speaker 3>financial future into question because you want to overdo it

609
00:34:46.400 --> 00:34:47.000
<v Speaker 3>for Christmas.

610
00:34:47.199 --> 00:34:49.800
<v Speaker 1>Okay. And another way that we can overdo it, because

611
00:34:49.920 --> 00:34:52.320
<v Speaker 1>I think I heard you mention it. But those buy now,

612
00:34:52.400 --> 00:34:54.360
<v Speaker 1>pay later things that are all over the place.

613
00:34:55.000 --> 00:34:57.239
<v Speaker 3>Yeah, yeah, that's another thing. I mean people are doing

614
00:34:57.280 --> 00:35:00.400
<v Speaker 3>that for when we're talking about Christmas shoppings. So much

615
00:35:00.400 --> 00:35:02.840
<v Speaker 3>of what happens amy is we see these sales and

616
00:35:02.880 --> 00:35:05.840
<v Speaker 3>we're saying, well, I can get some stuff from me too,

617
00:35:05.960 --> 00:35:08.800
<v Speaker 3>and at a sweet discount. So oftentimes we're buying for

618
00:35:08.840 --> 00:35:11.400
<v Speaker 3>other people, but we end up trying to fill our

619
00:35:11.440 --> 00:35:13.639
<v Speaker 3>own Christmas list at the same time, and we put

620
00:35:13.639 --> 00:35:15.599
<v Speaker 3>it on buy now and pay later. And if you're buying,

621
00:35:16.280 --> 00:35:18.480
<v Speaker 3>think about something like clothes. If you can't afford to

622
00:35:18.480 --> 00:35:21.360
<v Speaker 3>buy the pair of jeans or the sweater, or the

623
00:35:21.360 --> 00:35:24.920
<v Speaker 3>purse or the polo, whatever it is up front, all

624
00:35:24.960 --> 00:35:27.320
<v Speaker 3>in one, all in one purchase, I don't want you

625
00:35:27.400 --> 00:35:29.519
<v Speaker 3>buying it. And the truth is you'd be better off

626
00:35:29.559 --> 00:35:32.119
<v Speaker 3>going to the Salvation Army, to the good Will to

627
00:35:32.159 --> 00:35:34.280
<v Speaker 3>buy something. Then you would be putting something on buy now,

628
00:35:34.360 --> 00:35:36.320
<v Speaker 3>pay later, just because you can't afford it right now.

629
00:35:36.360 --> 00:35:38.440
<v Speaker 3>If you can't afford it, and you know at the

630
00:35:38.440 --> 00:35:40.360
<v Speaker 3>time of purchase, then you can't afford it.

631
00:35:40.639 --> 00:35:43.960
<v Speaker 1>Okay. And I like the whole plan not to go

632
00:35:44.079 --> 00:35:45.679
<v Speaker 1>into debt. I think I'm going to write that and

633
00:35:45.679 --> 00:35:48.960
<v Speaker 1>put it up on my refrigerator. Okay, that's a that's

634
00:35:49.000 --> 00:35:49.519
<v Speaker 1>a good point.

635
00:35:49.760 --> 00:35:51.360
<v Speaker 3>Any and if you put something in front of your

636
00:35:51.360 --> 00:35:53.840
<v Speaker 3>face like that, you're gonna be reminded and it's going

637
00:35:53.920 --> 00:35:56.199
<v Speaker 3>to let it hit you every day, on the refrigerator,

638
00:35:56.199 --> 00:35:58.320
<v Speaker 3>on the bathroom mirror, whatever it is. Whatever you want

639
00:35:58.360 --> 00:36:00.800
<v Speaker 3>to accomplish this holiday season, sure it's front and center

640
00:36:00.800 --> 00:36:01.480
<v Speaker 3>in front of your face.

641
00:36:01.679 --> 00:36:06.079
<v Speaker 1>Okay, then let's shift gears to four oh one k millionaires.

642
00:36:06.159 --> 00:36:08.400
<v Speaker 1>There's lots of I wouldn't say us. I'm going to

643
00:36:08.440 --> 00:36:11.679
<v Speaker 1>say there's lots of them.

644
00:36:11.880 --> 00:36:14.920
<v Speaker 3>There are so Fidelity just released some stats and it's

645
00:36:14.960 --> 00:36:18.320
<v Speaker 3>good news that there are more four to one k

646
00:36:18.360 --> 00:36:20.360
<v Speaker 3>millionaires than ever before. And in some ways this isn't

647
00:36:20.639 --> 00:36:23.480
<v Speaker 3>terribly surprising given what's happened with the stock market. If

648
00:36:23.480 --> 00:36:25.320
<v Speaker 3>the stock market was down twenty percent, we would not

649
00:36:25.360 --> 00:36:28.320
<v Speaker 3>be talking about more four oh one K millionaires, but

650
00:36:28.440 --> 00:36:30.519
<v Speaker 3>we are because the market's been in fuego.

651
00:36:30.639 --> 00:36:30.960
<v Speaker 1>And so.

652
00:36:32.400 --> 00:36:34.320
<v Speaker 3>I think they had something like more than five hundred

653
00:36:34.360 --> 00:36:36.079
<v Speaker 3>thousand and four to one K or almost five hundred

654
00:36:36.079 --> 00:36:39.760
<v Speaker 3>thousand and four one K millionaires and that have millionaire

655
00:36:39.800 --> 00:36:42.960
<v Speaker 3>four one K accounts at Fidelity. That's just Fidelity. So

656
00:36:43.000 --> 00:36:45.039
<v Speaker 3>there are other people who have their four on and

657
00:36:45.119 --> 00:36:48.559
<v Speaker 3>K with Vanguard or with a bank or an insurance

658
00:36:48.559 --> 00:36:51.079
<v Speaker 3>company that have more than a million dollars too. And

659
00:36:51.559 --> 00:36:54.360
<v Speaker 3>I just think this is a good reminder people think

660
00:36:54.400 --> 00:36:57.199
<v Speaker 3>of four to one K as this low and slow

661
00:36:57.320 --> 00:36:59.880
<v Speaker 3>crock pot way to build wealth, which is exactly what

662
00:37:00.119 --> 00:37:03.199
<v Speaker 3>it is in so many ways. But my buddy Sam

663
00:37:03.320 --> 00:37:05.920
<v Speaker 3>ran some numbers about how long it will take you

664
00:37:06.360 --> 00:37:08.639
<v Speaker 3>to become a four to one K millionaire if you

665
00:37:08.760 --> 00:37:11.159
<v Speaker 3>max out your contributions to your four O one K

666
00:37:11.480 --> 00:37:15.239
<v Speaker 3>each and every year and you get average annual annualized returns.

667
00:37:15.559 --> 00:37:18.679
<v Speaker 3>So if you invest in in all equities something like

668
00:37:18.679 --> 00:37:20.400
<v Speaker 3>the S and P five hundred or a total stock

669
00:37:20.440 --> 00:37:22.840
<v Speaker 3>market fund inside of your four to one K, and

670
00:37:22.880 --> 00:37:26.000
<v Speaker 3>you max that out consistently every single year, you're going

671
00:37:26.079 --> 00:37:28.159
<v Speaker 3>to be a millionaire in just eighteen years. So let's

672
00:37:28.159 --> 00:37:31.159
<v Speaker 3>say you're twenty two and you start this from the

673
00:37:31.199 --> 00:37:33.639
<v Speaker 3>get go, at your first job, you could be a

674
00:37:33.679 --> 00:37:36.800
<v Speaker 3>four to one K millionaire by age forty, which is

675
00:37:37.199 --> 00:37:40.199
<v Speaker 3>just kind of crazy to think about. We think, I

676
00:37:40.199 --> 00:37:43.400
<v Speaker 3>think so many times in this country we were wowed

677
00:37:43.440 --> 00:37:45.480
<v Speaker 3>by the get rich quick, or man if I get

678
00:37:45.559 --> 00:37:47.840
<v Speaker 3>if I make twenty grand and crypto over here, or

679
00:37:47.920 --> 00:37:50.119
<v Speaker 3>selling meme stocks, that's going to help me get where

680
00:37:50.119 --> 00:37:54.119
<v Speaker 3>I want to go. The unsexy thing is investing in

681
00:37:54.159 --> 00:37:57.719
<v Speaker 3>the stock market regularly and consistently, with every paycheck into

682
00:37:57.719 --> 00:38:00.960
<v Speaker 3>that four oh one k and the contribution limit this

683
00:38:01.079 --> 00:38:03.679
<v Speaker 3>year twenty three thousand bucks. That's a lot of money

684
00:38:03.719 --> 00:38:05.519
<v Speaker 3>you can stick in. And if you're fifty or older,

685
00:38:05.760 --> 00:38:08.840
<v Speaker 3>you can contribute an additional seventy five hundred bucks. And

686
00:38:09.239 --> 00:38:11.119
<v Speaker 3>I just want to say too, I know it's tough

687
00:38:11.239 --> 00:38:13.440
<v Speaker 3>to I remember when I was like twenty five and

688
00:38:13.480 --> 00:38:14.840
<v Speaker 3>I heard people say that. I was like, that's cool.

689
00:38:14.880 --> 00:38:17.719
<v Speaker 3>Those contributions are that high. I'm never going to get there.

690
00:38:18.639 --> 00:38:21.920
<v Speaker 3>But over time, you know, if you remain frugal and

691
00:38:21.960 --> 00:38:24.719
<v Speaker 3>you invest more of your income. As you get raises,

692
00:38:25.079 --> 00:38:28.119
<v Speaker 3>you can get there, and so just want to encourage people. Yeah,

693
00:38:28.159 --> 00:38:29.840
<v Speaker 3>it might not be possible today, but it might be

694
00:38:29.840 --> 00:38:32.920
<v Speaker 3>possible down the road, and so starting to contribute something

695
00:38:32.960 --> 00:38:33.679
<v Speaker 3>now matters.

696
00:38:34.000 --> 00:38:38.519
<v Speaker 1>Start now. Yeah, Okay, so much great advice as always, Joel,

697
00:38:38.760 --> 00:38:41.960
<v Speaker 1>And for more great advice on how to money, you

698
00:38:41.960 --> 00:38:44.599
<v Speaker 1>can listen to Joel every Sunday from noon to two

699
00:38:44.679 --> 00:38:47.840
<v Speaker 1>right here on KFI. You can also follow Joel at

700
00:38:48.039 --> 00:38:50.000
<v Speaker 1>how to Money. Joel. Thanks Joel.

701
00:38:50.400 --> 00:38:51.000
<v Speaker 3>Thanks Amy.

702
00:38:51.199 --> 00:38:57.000
<v Speaker 1>All right, three months and fifteen days till Christmas. Tonight,

703
00:38:57.000 --> 00:38:59.760
<v Speaker 1>the Dodgers take on the Chicago Cubs at Dodger Stadium.

704
00:39:00.199 --> 00:39:02.880
<v Speaker 1>Pitch goes out at seven o'clock. Listen to every play

705
00:39:03.159 --> 00:39:05.760
<v Speaker 1>of every game on AM five seventy LA Sports, and

706
00:39:05.880 --> 00:39:08.760
<v Speaker 1>stream all the games n HD on the iHeartRadio app Keyword.

707
00:39:08.800 --> 00:39:11.920
<v Speaker 1>AM five seventy LA Sports powered by LA Care for

708
00:39:12.079 --> 00:39:15.920
<v Speaker 1>all of LA. This is KFI and kost HD two

709
00:39:16.239 --> 00:39:19.719
<v Speaker 1>Los Angeles, Orange County. We lead local live from the

710
00:39:19.760 --> 00:39:22.920
<v Speaker 1>KFI twenty four hour newsroom. I'm Amy King. This has

711
00:39:22.960 --> 00:39:24.880
<v Speaker 1>been your wake up call, and if you missed any

712
00:39:24.880 --> 00:39:26.599
<v Speaker 1>of wake up call, you can listen anytime on the

713
00:39:26.599 --> 00:39:29.639
<v Speaker 1>iHeartRadio app. You've been listening to Wake Up Call with

714
00:39:29.719 --> 00:39:32.440
<v Speaker 1>me Amy King. You can always hear Wake Up Call

715
00:39:32.559 --> 00:39:35.639
<v Speaker 1>five to six am Monday through Friday on KFI AM

716
00:39:35.679 --> 00:39:39.800
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