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<v Speaker 1>It's Nightside with Dan Ray on WBS, Boston's news radio.

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<v Speaker 2>Pretty cool. Welcome back mister last night for sure, though

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<v Speaker 2>Emma was doing a great job in your stead. So

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<v Speaker 2>we've got everyone covered here in the news during Nightside,

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<v Speaker 2>for sure, we got the best and the brightest right

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<v Speaker 2>here checking on everything, all the different news stories, says

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<v Speaker 2>they break. My name is Dan Ray. I'm just doing

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<v Speaker 2>a talk show. I got the easy part. It's the

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<v Speaker 2>news people who are working the hardest back in the

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<v Speaker 2>in the newsroom of course, as well as Rob Brooks,

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<v Speaker 2>the producer of this program. As I mentioned, I'm Dan Ray.

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<v Speaker 2>I'm the host of the aptly named Nightside with Dan Ray,

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<v Speaker 2>and we have four guests this hour. We are going

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<v Speaker 2>to start off with the guests, but let me just

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<v Speaker 2>remind you that coming up beginning tonight at nine o'clock,

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<v Speaker 2>we will get to some other topics. We're going to

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<v Speaker 2>talk about the shortage of physicians here in Massachusetts. Yeah,

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<v Speaker 2>you know, the medical capital of the world. We don't

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<v Speaker 2>have enough doctors. How about that. And we'll also talk

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<v Speaker 2>about a Boston City council who now should do the

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<v Speaker 2>right thing and during her federal trial, she's been indicted.

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<v Speaker 2>I think it's time for her to resign. We'll talk

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<v Speaker 2>about that. We also might get into the outburst today

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<v Speaker 2>of the New York City shooter who is in custody

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<v Speaker 2>in Altoona, Pennsylvania. If we've got a lot to talk about,

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<v Speaker 2>and I hope you'll participate and join with us. And

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<v Speaker 2>before we get the phone calls at nine, we're going

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<v Speaker 2>to start off with the first of our four guests.

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<v Speaker 2>His name is Steve McClatchy. He has written about what's

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<v Speaker 2>called the Great Detachment. There's a Gallup report has been

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<v Speaker 2>released and found employees actively looking to switch jobs. You know,

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<v Speaker 2>current employees looking at switch jobs at the highest rate

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<v Speaker 2>since twenty fifteen, since before COVID times. But they're not

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<v Speaker 2>having much luck because it's a cooling job market. So

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<v Speaker 2>Steve McClatchy, I think has some ideas and suggestions maybe

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<v Speaker 2>for business leaders and for managers, how they can make

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<v Speaker 2>employees maybe a little bit more happy, if that's possible.

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<v Speaker 2>Steve McClatchy, how are you They used to be a

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<v Speaker 2>guy who pitched for the Oakland A's who had a

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<v Speaker 2>name very similar towards yours to yours, towards towards yours.

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<v Speaker 3>No, similarly, not related man, not related, but I have

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<v Speaker 3>a lot of cousins in a big, big family. I'm

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<v Speaker 3>from the Philadelphia area.

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<v Speaker 2>Yeah, I think his name was McClatchy.

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<v Speaker 4>I don't.

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<v Speaker 2>I don't know if there's any sort of difference in spelling.

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<v Speaker 2>Pretty good right handed pitcher for Oakland back. I guess

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<v Speaker 2>now in the in the eighties or nineties, now last century, we're.

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<v Speaker 3>All athletes, but none of us hit it to the

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<v Speaker 3>professional level.

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<v Speaker 2>All right, Well, you are a professional at the professional level,

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<v Speaker 2>helping people build meaningful connections, eliminate conflict, and radically improve engagement.

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<v Speaker 2>You've been advised to Fortune five hundred companies. So who's

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<v Speaker 2>the fault here? Is it that the the employees just

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<v Speaker 2>have itchy feed and want to keep moving, or a

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<v Speaker 2>management companies around this country, both large and small, not

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<v Speaker 2>doing a good job inducing their employee employees to settle

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<v Speaker 2>in and be part of a program for a long

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<v Speaker 2>period of time. Where's the fault? If? If it lies anywhere,

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<v Speaker 2>what does it lie?

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<v Speaker 3>Yeah, there's so many different contributing factors to why this

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<v Speaker 3>is going on. You had, you know, during COVID it

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<v Speaker 3>put off a lot of people that were going to

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<v Speaker 3>change jobs. As soon as that kind of that time passed,

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<v Speaker 3>everybody started switching. The job market was hot. And now

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<v Speaker 3>you know, with inflation and tightening budgets, you know, people

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<v Speaker 3>aren't hiring. So now people want to switch and there's

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<v Speaker 3>not any place to go, and you want to be

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<v Speaker 3>tied to the organization's mission and its purpose. Now you

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<v Speaker 3>have different ways of working that is contributing to it

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<v Speaker 3>as well. You have remote workers. You go to communicate

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<v Speaker 3>with somebody, they're not there, when are they available? Now

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<v Speaker 3>you have employees that want to work remote leads sometimes

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<v Speaker 3>during the office. So as far as team and bonding

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<v Speaker 3>and creating great relationships, that's kind of a different way

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<v Speaker 3>of going about doing that. You know, at the foundation

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<v Speaker 3>of business dan is agreements, right, very simply, I give

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<v Speaker 3>you ten dollars, you give me a sandwich. You know,

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<v Speaker 3>we did business together. And when you get used to

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<v Speaker 3>the kind of agreements where you're really good at them,

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<v Speaker 3>and then that game gets changed and now you have

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<v Speaker 3>remote workers. So now what are the agreements? You know,

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<v Speaker 3>when are you working, when are you not working? When

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<v Speaker 3>are you expected to be online? How do you communicate

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<v Speaker 3>with your team when you need to be in the office.

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<v Speaker 3>If you work late at night, can you take off

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<v Speaker 3>a little bit more time during the day. Like, these

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<v Speaker 3>are all new agreements, and there's a lot of confusion,

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<v Speaker 3>and until that gets settled and those expectations are set

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<v Speaker 3>and then we can start to acknowledge people, Hey, great job,

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<v Speaker 3>you're doing awesome, fantastic. We don't have the agreements. We

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<v Speaker 3>don't know what's above and beyond the agreements. We don't

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<v Speaker 3>know when people are going the extra mile and really contributing.

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<v Speaker 3>And if you're not getting appreciated and getting valued, that's

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<v Speaker 3>certainly going to contribute to a feeling of detachment.

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<v Speaker 2>But hasn't that always even before COVID, as we like

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<v Speaker 2>to say before COVID times, hasn't that always been the

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<v Speaker 2>way that there were good employers who who gave people

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<v Speaker 2>some flexibility with their jobs as long as they had

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<v Speaker 2>the common sense and the maturity to handle that flexibility.

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<v Speaker 2>Has much, Yeah, but.

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<v Speaker 5>It was slower. Damn.

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<v Speaker 3>COVID threw us into just a mess all at one

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<v Speaker 3>time where all of those things had to be established

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<v Speaker 3>right away. It was hey, oh, I want to take

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<v Speaker 3>you Mondays off. It was like, all right, we'll try

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<v Speaker 3>it with these employees and it's working, and I know

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<v Speaker 3>how to manage them remotely, and I'm getting all of

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<v Speaker 3>a sudden, your entire workforce was remote. It really threw

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<v Speaker 3>a curveball at a manager's ability. I mean to take

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<v Speaker 3>advantage of all the communication systems and to leverage. And

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<v Speaker 3>there's people still not comfortable jumping on Zoom and Microsoft

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<v Speaker 3>Teams and doing a face to face working remotely, and

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<v Speaker 3>you know, how do you collaborate and how do you communicate?

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<v Speaker 3>Those things are still they're not as smooth. I had

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<v Speaker 3>a Zoom call this week where now I can't hear you.

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<v Speaker 3>I got to relog in and then they logged in.

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<v Speaker 3>I couldn't understand them. The audio is all just like,

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<v Speaker 3>there's technical difficulties and you're trying to get work done.

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<v Speaker 3>Your customer is demanding quality and speed from you. And

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<v Speaker 3>not only do they want the quality and speed, their

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<v Speaker 3>expectations are even higher. Why inflation, everything got more expensive,

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<v Speaker 3>so the customer figures, hey, this is more expensive, don't

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<v Speaker 3>I deserve more? No, you're getting the same thing that

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<v Speaker 3>you used to get for a higher price. And that

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<v Speaker 3>doesn't sit well with the customer. If I'm paying more.

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<v Speaker 3>I should get more, but inflation made just everything more

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<v Speaker 3>expensive without getting more for it, We're getting the same thing.

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<v Speaker 3>So those expectations make customers really upset and that's difficult

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<v Speaker 3>to deal with on a day to day basis.

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<v Speaker 2>Well, you have described a perfect economic conundrum. You described

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<v Speaker 2>this very well. By the way, I don't know how

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<v Speaker 2>we how problem.

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<v Speaker 3>Yeah, So what we need to do is get our expectations,

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<v Speaker 3>our agreements right, start being able to acknowledge people, because

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<v Speaker 3>that's going to be one of the biggest things that

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<v Speaker 3>engages people. Now that there's a word, Dan that is overused, right,

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<v Speaker 3>the word engagement, let me share with you exactly how

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<v Speaker 3>it's measured. It's measured in discretionary effort. So, if you

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<v Speaker 3>do your job, Dan, you do it well, you're considered disengaged.

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<v Speaker 3>Engagement is you do more than your paid to do.

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<v Speaker 3>You come into work early, you stay late, you work

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<v Speaker 3>on the weekend, you help somebody else with their job,

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<v Speaker 3>and that's not your job to do that. When you're

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<v Speaker 3>going above and beyond, you're considered engaged. This is why

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<v Speaker 3>it's such a valuable metric and everybody wants to figure

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<v Speaker 3>out how to grow it. Because if you employees doing

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<v Speaker 3>more than their paid they're your most valuable employees. So

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<v Speaker 3>if you wanted the silver bullet with engagement, if you

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<v Speaker 3>on a scale of one to five, give your boss

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<v Speaker 3>a five that you strongly agree that your boss gives

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<v Speaker 3>you pop. How does it a feedback and emphasizes your strengths,

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<v Speaker 3>what you're good at. You have a sixty seven percent

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<v Speaker 3>chance that employees engage. The national average stand is under

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<v Speaker 3>twenty percent, So you can jump over forty points just

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<v Speaker 3>by doing one thing really well. Appreciating, valuing, acknowledging, recognize.

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<v Speaker 3>It doesn't always have to be public. It has to

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<v Speaker 3>be sincere. It has to be specific. The employee needs

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<v Speaker 3>to know that their contribution means something that is number

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<v Speaker 3>one contributing factor to engagement.

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<v Speaker 2>So I don't think I don't think most bosses understand

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<v Speaker 2>this simple rubric that most employees will strive to do

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<v Speaker 2>better if they get an occasional pat on the backing

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<v Speaker 2>for doing extra. They're not necessarily yeah, they're like a raise.

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<v Speaker 2>But if you walk out of there on a Friday

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<v Speaker 2>and your boss says, hey, great job this week, that

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<v Speaker 2>can get you through the weekend and make you look

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<v Speaker 2>forward to Monday. Morning, and too many bosses in America

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<v Speaker 2>don't understand it.

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<v Speaker 3>And the data proves that. Man, the data reinforces exactly

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<v Speaker 3>what you're saying that when employees feel valued and appreciated,

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<v Speaker 3>they're more engaged. As a matter of fact, the higher

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<v Speaker 3>the engagement, it takes an employee an increase of twenty

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<v Speaker 3>to thirty percent pay raise forget to get them to

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<v Speaker 3>even think about leaving the job they're in. When you

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<v Speaker 3>like your boss, you feel valued by your contributions with

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<v Speaker 3>your boss. Well, again, let's go back to what are

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<v Speaker 3>the agreements? What are you being paid to do? How

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<v Speaker 3>do we know if someone's going above and beyond? So

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<v Speaker 3>we got to get that right and if we do it,

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<v Speaker 3>really is the solution to what this problem is. This

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<v Speaker 3>problem is causing. The other thing is, you know, you

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<v Speaker 3>want to know your work has an impact. What does

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<v Speaker 3>your organization do? What's the impact of it? When you

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<v Speaker 3>can revisit that with your employees and say, hey, we're

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<v Speaker 3>making a difference. We're not just all making money and

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<v Speaker 3>making widgets. We are making an impact. We have a mission,

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<v Speaker 3>we have values and we are we have a purpose

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<v Speaker 3>and we are making an impac act on that mission.

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<v Speaker 2>Well, I love your philosophy and I love the passion

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<v Speaker 2>with which you express it. Steve, and as I understand

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<v Speaker 2>that you have a consulting and training and consulting company,

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<v Speaker 2>and also you're well sought after speaker. How can folks

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<v Speaker 2>get in touch with you and tell us about the book?

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<v Speaker 2>The book is leading Relationships, build meaningful connections, eliminate conflict,

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<v Speaker 2>and radically improve engagement. I'm assuming that is available Amazon

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<v Speaker 2>and all bookstores and you can find that.

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<v Speaker 3>Yes, you can pre order it. It doesn't come out there

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<v Speaker 3>until February fifth. I couldn't even we're excited about this book.

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<v Speaker 3>This book is twenty three years in the making. There

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<v Speaker 3>hasn't been anything new in the area of relationships in

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<v Speaker 3>over thirty years. This is a framework that really helps

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<v Speaker 3>you to diagnose the biggest problems you have in your

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<v Speaker 3>relationships and how to solve them. And it comes out

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<v Speaker 3>February fifth. You can pre order it on Amazon, Barnes

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<v Speaker 3>and Noble Books a million. The best way to get

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<v Speaker 3>in touch with me if you have a retreat, if

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<v Speaker 3>you want employee development. Leadership development is a leer dot com.

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<v Speaker 3>It's a L L E E our dot com. That's

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<v Speaker 3>the basically to reach me Steve at a lear dot com.

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<v Speaker 3>It's my email address.

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<v Speaker 2>Sounds great. Again, I think you got the right message.

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<v Speaker 2>I wish more people who are in charge of others

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<v Speaker 2>were to understand that. Again, a patent the back goes

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<v Speaker 2>a hell of a lot long, but does a lot

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<v Speaker 2>more than a kick in the butt and maybe even

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<v Speaker 2>then a bit of a pay raise. Steve, appreciate it,

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<v Speaker 2>Steve McClatchy.

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<v Speaker 3>Dan, great talking to you. Thanks for having me tonight.

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<v Speaker 2>Great to talk to you as well. We'll talk again

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<v Speaker 2>we come up. We're going to talk about a little

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<v Speaker 2>bit of a downer subject, troubling Toyland. Gonna watch out

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<v Speaker 2>for this year's most dangerous toys. This is always a problem.

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<v Speaker 2>You want to get your kid, particularly the young children,

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<v Speaker 2>your grandchild, your your your son, your daughter, maybe a

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<v Speaker 2>niece or nephew, good toy, but you want to make

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<v Speaker 2>sure it's doesn't have some hidden dangers. When we talk

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<v Speaker 2>with doctor Fami Farah about the ten most dangerous toys,

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<v Speaker 2>and I hope none of these toys are on your list.

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<v Speaker 2>Back on Night Side right after this.

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<v Speaker 1>Now back to Dan Ray live from the Window World

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<v Speaker 1>Nice Side Studios on WBZ News Radio.

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<v Speaker 2>All right, we've had a little bit of a change

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<v Speaker 2>in online up here, and I want to Malcolm welcome

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<v Speaker 2>Chris Menta. He's a part of at Kroquetti's outlet, part

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<v Speaker 2>of the butcher shop that is opening up soon. Okay,

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<v Speaker 2>So I'm a little confused by that. Are you guys

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<v Speaker 2>open working now at this point, Chris, or are you

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<v Speaker 2>in the process of getting this butcher shop up and running.

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<v Speaker 5>No, the butcher shop has been We've actually been around

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<v Speaker 5>for one hundred and seventeen years we started.

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<v Speaker 2>You're gonna last at one hundred and that's that's pretty impressive. Okay.

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<v Speaker 5>I don't know why we're and we've been in Bridgewater

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<v Speaker 5>E's Bridgewater now since nineteen seventy seven. So it's it's

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<v Speaker 5>a butcher shop in the front. And my partner, who's

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<v Speaker 5>a four generation owner, Carlo, had a building behind him

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<v Speaker 5>that he had a small distribution company. He sold it

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<v Speaker 5>off and he contacted me and said, hey, listen, you

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<v Speaker 5>want to throw your hat back in the ring again.

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<v Speaker 5>I had kind of retired from the food business, and

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<v Speaker 5>he said, let's open up a deep discount food store

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<v Speaker 5>so we can help out families in the area. You know,

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<v Speaker 5>we both had been talking about it for years, how

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<v Speaker 5>the cost of food is really hammering families, and we

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<v Speaker 5>had a shot to open up this facility. So we

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<v Speaker 5>remodeled it and it's called the Outlet at Corsettes. It's

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<v Speaker 5>going to be behind the butcher shop. We're not open yet.

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<v Speaker 5>We're probably going to open up in January, but it's

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<v Speaker 5>an opportunity for families to really save and as you know,

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<v Speaker 5>food is just at an all time high.

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<v Speaker 2>Okay, So what you're doing though in the meantime is

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<v Speaker 2>I understand that, And I think the reason why we're

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<v Speaker 2>having you on tonight is that your employees are gathering

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<v Speaker 2>hundreds of to always ahead of your you do an

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<v Speaker 2>annual toy drive with the which which Fight Apartment? The

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<v Speaker 2>Fight Apartment in East Bridgewater.

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<v Speaker 5>This is the East Bridgewater. So part of opening the outlet,

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<v Speaker 5>we wanted to have a community component to it where

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<v Speaker 5>we would you know, be able to help out in

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<v Speaker 5>the community. So, like I said, the outlet's not even

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<v Speaker 5>open yet. We started with Thanksgiving. We handed out four

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<v Speaker 5>hundred and twelve turkeys to very deserving veterans and it

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<v Speaker 5>became so overwhelming for us that we said, hey, you

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<v Speaker 5>know what, let's do a toy drive. It'll be our

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<v Speaker 5>first annual. We're not open yet, but let's do this.

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<v Speaker 5>And every Monday we have a morning huddle with our

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<v Speaker 5>team in the butcher shop and we said, hey, listen,

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<v Speaker 5>this is something that's really near and dear to our hearts.

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<v Speaker 5>We'd like everybody to get involved. Whatever way you can

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<v Speaker 5>help would be awesome. About five days later, I walked

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<v Speaker 5>in and I literally was looking at over three hundred

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<v Speaker 5>toys and I have less than forty employees, so you

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<v Speaker 5>do the mass.

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<v Speaker 2>And it was a couple close to ten toys per

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<v Speaker 2>per employee. So when will the toys be distributed or

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<v Speaker 2>are they being distributed as we go along?

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<v Speaker 5>So actually we haven't even started to drive yet. It's

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<v Speaker 5>this Saturday, nine to two at behind the butcher shopping

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<v Speaker 5>Corsetti's Oakdale Packing at the outlet. People could bring down

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<v Speaker 5>a new unwrapped toy. We're going to actually give them

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<v Speaker 5>a five pound bag of chicken nuggets because the theme

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<v Speaker 5>of this year is a nug Life Christmas Toy Drive.

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<v Speaker 5>We sell a tremendous amount of chicken nuggets and we

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<v Speaker 5>wanted to have fun with it. About a year ago

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<v Speaker 5>and we came up with this whole nug life and

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<v Speaker 5>we're having a blast with it. So we said, you

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<v Speaker 5>know what we're going to hand people. You bring us

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<v Speaker 5>a toy, We're going to hand your five pound bag

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<v Speaker 5>of chicken nuggets.

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<v Speaker 2>Sounds it sounds like everybody wins here.

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<v Speaker 5>This is it's a total win at the end of.

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<v Speaker 2>So they will there will be a day people, you know,

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<v Speaker 2>start this weekend, Saddy bringing toys in and then when

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<v Speaker 2>do you distribute the toys? When when does city?

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<v Speaker 5>Well, we're going to actually turn them over toys. We're

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<v Speaker 5>actually going to turn them over to the East Bridgewater

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<v Speaker 5>Fire Department, who we partnered with along with Toys for Tots,

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<v Speaker 5>So they're going to distribute it within the community, which

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<v Speaker 5>were really.

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<v Speaker 2>They're gonna work. They're gonna work hand in hand with

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<v Speaker 2>Santa Claus. I'm sure in doing this absolutely absolutely, absolutely well, Chris,

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<v Speaker 2>that sounds like a great way to work within the community.

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<v Speaker 2>You folks have been in the each East Bridgewater community

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<v Speaker 2>for how many years?

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<v Speaker 5>Since since nineteen seventy seven?

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<v Speaker 2>Okay, well that's coming up on fifty years when you

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<v Speaker 2>when you think about it, so they must love you

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<v Speaker 2>down there in East Bridgewater, and they're gonna love you

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<v Speaker 2>even more with some chicken nuggets and some toys being distributed.

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<v Speaker 2>Sounds absolutely You guys should become the You should be

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<v Speaker 2>the East Bridgewater Citizens of the Year. Thanks for sharing

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<v Speaker 2>now again. Give us the location where people can come

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<v Speaker 2>this Saturday and drop off some new unwrapped toys and

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<v Speaker 2>in exchange, pick up some chicken.

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<v Speaker 5>Give us the Corsettis Oakdale Packing in East Bridgewater, Massachusett's

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<v Speaker 5>three seventy eight Pleasant Street. It'll be on the rear

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<v Speaker 5>of the parking lot where it says the outlet at Corsettis.

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<v Speaker 5>You can't miss it. It's a huge billboard. And just

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<v Speaker 5>come through the front door. You'll see the fire Fire

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<v Speaker 5>Department's gonna have some fire trucks there so we can

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<v Speaker 5>help fill them with toys. There's gonna be a lot

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<v Speaker 5>going on. We have a food truck, but bring an

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<v Speaker 5>unwrapped toy down. We can't wait to pass you a

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<v Speaker 5>five pounds bag of chicken nuggets. And it's gonna be

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<v Speaker 5>a great time. We're gonna have some food, some fun.

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<v Speaker 5>It's gonna be a win for everybody.

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<v Speaker 2>That's great. Chris Menta Thank you very much for what

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<v Speaker 2>you do your fixedure in Eastbridge Water. Thanks for joining

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<v Speaker 2>us tonight on nights that we'll talk.

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<v Speaker 5>Thank you so much. And Merry Christmas, and Merry Christmas

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<v Speaker 5>to you.

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<v Speaker 2>Is that is my holiday. Merry Christmas to you, Chris,

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<v Speaker 2>thanks very much. All Right, when we get back, I'm

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<v Speaker 2>not sure we're going to go. We have two more

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<v Speaker 2>guests scheduled and hopefully they'll both both be here. I've

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<v Speaker 2>got to check with Rob. He's running the showback at

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<v Speaker 2>Broadcast Central. In the meantime, stick around here. We got

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<v Speaker 2>the news at the bottom of the hour for you,

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<v Speaker 2>and then we'll be back on a Tuesday night edition

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<v Speaker 2>of Nightside with Dan Ray right here in WBZ Boston's

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<v Speaker 2>News Radio ten thirty on your amw WALKSA can download

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<v Speaker 2>if you like. Pretty easy. You can download the iHeart app.

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<v Speaker 2>It's free. Just go to your your app store and

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<v Speaker 2>you can then hear listen to ihat three hundred and

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<v Speaker 2>sixty five days a year, twenty four to seven, wherever

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<v Speaker 2>you are in the world. Coming back on Nightside after this, You're.

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<v Speaker 1>On night Side with Dan Ray. I'm WBZ Boston's News Radio.

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<v Speaker 2>Well, Christmas is right around the corner. It's not what

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<v Speaker 2>you think about it. It's fifteen days away and a

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<v Speaker 2>lot of toys that Santa Claus is going to bring

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<v Speaker 2>to children around the country. And with us is doctor

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<v Speaker 2>Fammi Farah. She's a cardiologist, a board certified invasive cardiologist.

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<v Speaker 2>But she's going to tell us about this list, a

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<v Speaker 2>toy toy list of basically toys that can cause harm.

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<v Speaker 2>I mean, I would have thought at this point, doctor Fara,

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<v Speaker 2>that they would have washed all those harmful toys out

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<v Speaker 2>of the out of the product line. What's going on.

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<v Speaker 6>I think one of the issues could be that toys

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<v Speaker 6>they're coming from, you know, different parts of the world.

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<v Speaker 6>With online shopping, I think it's just very easy for

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<v Speaker 6>people to get toys from anywhere, and maybe there aren't

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<v Speaker 6>as much regulation as there used to be at one point.

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<v Speaker 2>Yeah, I think I think you're right at that. As

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<v Speaker 2>a matter of fact, this report actually is from a

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<v Speaker 2>group here in Boston called World Against Toys Causing Harm.

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<v Speaker 2>You're familiar with the list, I assume, I hope I.

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<v Speaker 7>Have seen the list, yes, okay, and they've been doing

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<v Speaker 7>this for fifty two years, and the toys and toys

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<v Speaker 7>that They're not what you call classic toys, not toys

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<v Speaker 7>that any of us would have heard well that I've

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<v Speaker 7>not heard of.

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<v Speaker 2>But some of them the Pinvoke toy, cold forty five pistol,

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<v Speaker 2>the Bristol hedgehog, a kinetic sand scent ice cream treats.

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<v Speaker 2>What is I hate to ask this of you, but

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<v Speaker 2>since I have the list here, have you had a

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<v Speaker 2>chance to look at any of these toys? Or or

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<v Speaker 2>am I asking you questions that that are a little

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<v Speaker 2>unfair At this point.

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<v Speaker 6>I have looked up a few, but not all, I

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<v Speaker 6>must admit, But yes, some of the are very interesting,

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<v Speaker 6>like you know, the ice wroom treats for example, the

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<v Speaker 6>sands and ice wroom treats. My assumption would be there

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<v Speaker 6>are small particles that small children can, you know, easily

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<v Speaker 6>put into their mouths and try to ingest. That wouldn't

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<v Speaker 6>be so good?

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<v Speaker 2>Yeah, a lot of Yeah. A lot of these injuries

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<v Speaker 2>are injuries to eyes, potential for suffocation. Again, the names

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<v Speaker 2>don't mean much to me, but one of them is Transformers,

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<v Speaker 2>Earth Sparks, Cybersley. What what should parents do when they're

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<v Speaker 2>consulting with Santa Claus about a toy, particularly for young kids,

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<v Speaker 2>kids under the age of five or six years of age.

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<v Speaker 2>What's there must be some general rules that parents can use,

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<v Speaker 2>even though they might see the toy or say it

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<v Speaker 2>to my children the toy and they might think, oh, gee,

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<v Speaker 2>isn't that great. It's it's it's a nice, pretty toy

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00:21:57.839 --> 00:21:59.839
<v Speaker 2>in a son or our daughter would like it. But

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<v Speaker 2>how can they figure out because a lot of the

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<v Speaker 2>toys will say uh for children one to three. And

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<v Speaker 2>implicit in that is that there's some sort of government

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<v Speaker 2>regulatory agency. Because the government regulates everything that has that

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<v Speaker 2>has put its impromter of okay for kids one to three.

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<v Speaker 6>That doesn't necessarily mean it's safe, right, exactly, not necessarily.

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<v Speaker 6>And you know, some of the common uh, the most

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<v Speaker 6>common injuries that we are concerned about here are those

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<v Speaker 6>very small children that can put things into their mouths

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<v Speaker 6>and try to ingest or actually they can end up choking,

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<v Speaker 6>and so those things, Like, parents do need to be

418
00:22:37.640 --> 00:22:40.720
<v Speaker 6>careful about what's out there. Just because it's out there

419
00:22:40.920 --> 00:22:43.039
<v Speaker 6>doesn't mean that they should approve it for their children.

420
00:22:43.039 --> 00:22:44.400
<v Speaker 6>They should really use their judgment.

421
00:22:45.160 --> 00:22:47.799
<v Speaker 2>Yeah, my wife was cautioning me the other day about

422
00:22:48.279 --> 00:22:51.920
<v Speaker 2>but I did not realize this that that even a

423
00:22:51.960 --> 00:22:56.440
<v Speaker 2>toy as simple as a balloon can cause choking. If

424
00:22:56.440 --> 00:23:00.200
<v Speaker 2>a child is you know, past the balloon, you know,

425
00:23:00.279 --> 00:23:03.720
<v Speaker 2>somehow in their mouth or whatever, or near their mouth,

426
00:23:03.880 --> 00:23:10.839
<v Speaker 2>and the balloon breaks, it can then you know, basically

427
00:23:11.039 --> 00:23:14.000
<v Speaker 2>cause them to choke. Something that I would not have

428
00:23:14.039 --> 00:23:15.880
<v Speaker 2>thought of. We were at a little street fear where

429
00:23:15.880 --> 00:23:18.759
<v Speaker 2>they were giving away balloons for our four year old

430
00:23:20.000 --> 00:23:22.680
<v Speaker 2>two and a half year old grandson, and of course

431
00:23:22.680 --> 00:23:28.680
<v Speaker 2>he wanted balloons, but my wife said, no, you know,

432
00:23:29.079 --> 00:23:32.119
<v Speaker 2>you contrast balloons, something even as simple as a balloon

433
00:23:32.920 --> 00:23:36.480
<v Speaker 2>does present harm. So I think it's something that people

434
00:23:36.559 --> 00:23:41.640
<v Speaker 2>should should really keep in mind. And again this list

435
00:23:41.720 --> 00:23:44.720
<v Speaker 2>is from the World. It's called the World Against Toys

436
00:23:44.759 --> 00:23:49.000
<v Speaker 2>Causing Harm Watch it's a good acronym. It's fifty second

437
00:23:49.119 --> 00:23:53.279
<v Speaker 2>annual nominees for the ten Worst Toys for twenty twenty four.

438
00:23:54.759 --> 00:24:00.440
<v Speaker 2>And some of them sound pretty pretty pretty nice. Zoo

439
00:24:00.599 --> 00:24:03.680
<v Speaker 2>Zam Doggie, xylophone. Well, what could be the problem with

440
00:24:03.720 --> 00:24:07.359
<v Speaker 2>the xylophone? But it says potential for ingestion and choking injury,

441
00:24:07.480 --> 00:24:11.079
<v Speaker 2>So please be careful. If you're getting something and you're

442
00:24:11.400 --> 00:24:15.079
<v Speaker 2>counseling with Santa Claus, make sure that nothing that can

443
00:24:15.480 --> 00:24:19.240
<v Speaker 2>that is sharp edged, that can hurt someone's eyes, poke

444
00:24:19.319 --> 00:24:23.400
<v Speaker 2>in their ears, poke up their nostrils, or some with

445
00:24:23.559 --> 00:24:26.839
<v Speaker 2>small items that they can they can choke on. I

446
00:24:26.920 --> 00:24:32.119
<v Speaker 2>guess parents have to be diligent and Santa Claus better

447
00:24:32.160 --> 00:24:34.200
<v Speaker 2>be diligent too, Doctor, I would think.

448
00:24:35.240 --> 00:24:38.440
<v Speaker 6>Yes, exactly. So it's not just parents, it's all those

449
00:24:38.440 --> 00:24:42.519
<v Speaker 6>gifts that children are going to be getting from, you know, relatives, friends.

450
00:24:43.599 --> 00:24:45.960
<v Speaker 6>But at the end of the day, though, regardless of

451
00:24:45.960 --> 00:24:49.160
<v Speaker 6>who gives it as the parents to be cautious about

452
00:24:49.200 --> 00:24:52.200
<v Speaker 6>whether they give the children access to those or not.

453
00:24:53.160 --> 00:24:56.839
<v Speaker 2>Yeah, I do think that there are some traditional toys

454
00:24:56.839 --> 00:25:01.519
<v Speaker 2>that have stood the test of time, and those are

455
00:25:01.519 --> 00:25:04.400
<v Speaker 2>the ones that I think maybe you want to think

456
00:25:04.480 --> 00:25:07.039
<v Speaker 2>of and maybe stay away from some of the more

457
00:25:07.119 --> 00:25:10.279
<v Speaker 2>exotic toys, that's for sure, Doctor Farrar, thanks very much,

458
00:25:10.319 --> 00:25:14.440
<v Speaker 2>sorry about the confusion earlier. We missed you at A

459
00:25:14.599 --> 00:25:17.920
<v Speaker 2>twenty or so. It sounds to me like you got

460
00:25:17.920 --> 00:25:19.920
<v Speaker 2>some activity in the background there that you have to

461
00:25:19.960 --> 00:25:22.279
<v Speaker 2>take care of as well. So thank you so much

462
00:25:22.319 --> 00:25:25.359
<v Speaker 2>for joining us tonight talking about Trouble and Toyland, the

463
00:25:25.400 --> 00:25:29.160
<v Speaker 2>World's most Dangerous Toys. This year's most Dangerous toys.

464
00:25:29.160 --> 00:25:32.319
<v Speaker 6>Thank you so much, Thank you for having me.

465
00:25:32.960 --> 00:25:38.359
<v Speaker 2>Good night. Okay, we did last night on night Side

466
00:25:38.759 --> 00:25:45.039
<v Speaker 2>two hours, which we call our eighteenth annual Nightside College

467
00:25:45.079 --> 00:25:47.880
<v Speaker 2>and Missions Panel, and one of the topics that we

468
00:25:48.000 --> 00:25:50.480
<v Speaker 2>mentioned last night, we didn't have a chance to talk

469
00:25:50.519 --> 00:25:55.039
<v Speaker 2>about it for a long period of time. We had

470
00:25:55.480 --> 00:25:59.160
<v Speaker 2>with US Bill Fitzsimmons, who's the Dean of Admissions at

471
00:25:59.160 --> 00:26:02.559
<v Speaker 2>Harvard for his eighteenth year. And we had also with

472
00:26:02.680 --> 00:26:06.839
<v Speaker 2>US Grant Goslin, who's the Dean of undergraduate Admissions at

473
00:26:06.920 --> 00:26:10.279
<v Speaker 2>Boston College or the Dean of undergraduate Admission singularly at

474
00:26:10.319 --> 00:26:13.839
<v Speaker 2>Boston College. All of these titles are just they're they're

475
00:26:13.960 --> 00:26:17.160
<v Speaker 2>very similar, but there's little nuance in them that I

476
00:26:17.200 --> 00:26:21.279
<v Speaker 2>want to respect. So we're going to talk with an expert,

477
00:26:21.839 --> 00:26:27.960
<v Speaker 2>Jack Wallace, about FAFSA. Now there's an acronym for everything,

478
00:26:28.000 --> 00:26:31.680
<v Speaker 2>but this FAFSA stands for the Free Application for Federal

479
00:26:32.720 --> 00:26:39.319
<v Speaker 2>Student I got it for student aid. Yeah, I can't

480
00:26:39.319 --> 00:26:42.960
<v Speaker 2>even read my own writing. And it's a great program,

481
00:26:43.319 --> 00:26:46.000
<v Speaker 2>and a lot of people, I guess are being intimidated

482
00:26:46.000 --> 00:26:49.039
<v Speaker 2>by it and they're not filling out the forms. And

483
00:26:49.079 --> 00:26:54.119
<v Speaker 2>this is one that could lead to some loans or

484
00:26:54.160 --> 00:26:57.200
<v Speaker 2>some support for your son or daughter going after college.

485
00:26:57.200 --> 00:26:58.920
<v Speaker 2>So please stay with us. And by the way, if

486
00:26:58.960 --> 00:27:03.400
<v Speaker 2>you missed last night's eight o'clock or nine o'clock hour,

487
00:27:03.880 --> 00:27:06.720
<v Speaker 2>all of our hours are posted on Nightside on demand

488
00:27:06.759 --> 00:27:09.000
<v Speaker 2>dot com and those or two. If you are a

489
00:27:09.039 --> 00:27:12.640
<v Speaker 2>parent or a grandparent of a student who's approaching the

490
00:27:12.680 --> 00:27:17.240
<v Speaker 2>college application time of their life meaning freshman, sophomore, junior

491
00:27:17.480 --> 00:27:20.839
<v Speaker 2>in high school, this is a very important hour. We

492
00:27:20.880 --> 00:27:23.640
<v Speaker 2>had some students call in last night, which is always

493
00:27:23.759 --> 00:27:26.759
<v Speaker 2>a lot of fun, and Bill Fitzimmons and Grant Goslin

494
00:27:26.799 --> 00:27:29.359
<v Speaker 2>has always did a great job. So please feel free

495
00:27:29.400 --> 00:27:32.160
<v Speaker 2>to go to Nightside on Demand dot Com not during

496
00:27:32.200 --> 00:27:34.759
<v Speaker 2>the show, but you can do that later on tonight

497
00:27:34.839 --> 00:27:37.200
<v Speaker 2>or tomorrow on your way into work. Nightside on Demand

498
00:27:37.240 --> 00:27:40.640
<v Speaker 2>dot Com each hour is reduced to about forty two

499
00:27:40.720 --> 00:27:44.279
<v Speaker 2>minutes of content, so easy to find, easy to play,

500
00:27:44.640 --> 00:27:47.039
<v Speaker 2>and when you're sitting there on the Southeast Expressway at

501
00:27:47.079 --> 00:27:50.319
<v Speaker 2>seven thirty tomorrow morning, it'll keep you from just screaming

502
00:27:50.319 --> 00:27:52.759
<v Speaker 2>out of frustration. We'll be back on Nights Out a

503
00:27:52.799 --> 00:27:55.240
<v Speaker 2>little bit more about thefts coming up.

504
00:27:55.640 --> 00:27:58.559
<v Speaker 1>Now back to Dan ray Line from the Window World.

505
00:27:58.759 --> 00:28:02.640
<v Speaker 1>Nightside Studios on w b Z News Radio.

506
00:28:03.400 --> 00:28:06.480
<v Speaker 2>All Right, welcome back. Let's get to our fourth and

507
00:28:06.559 --> 00:28:10.920
<v Speaker 2>final guest this hour, Jack Wallace. He's an expert on FAFSA,

508
00:28:11.799 --> 00:28:15.039
<v Speaker 2>which an acronym that stands for Free Application for Federal

509
00:28:15.119 --> 00:28:17.680
<v Speaker 2>Student Aid. Last night, Jack, I was telling the audience

510
00:28:17.720 --> 00:28:22.880
<v Speaker 2>before we went to break, we had two college admissions

511
00:28:22.880 --> 00:28:27.079
<v Speaker 2>directors on, Bill Fitzsimmons of Harvard and Grant Goslin of

512
00:28:27.119 --> 00:28:30.440
<v Speaker 2>Boston College. It was the eighteenth show we've done on

513
00:28:30.480 --> 00:28:33.079
<v Speaker 2>a college admissions panel, and we didn't mention. We did

514
00:28:33.160 --> 00:28:37.079
<v Speaker 2>talk about FAFSA last night briefly, but I'm so glad

515
00:28:37.079 --> 00:28:39.839
<v Speaker 2>that you're on to talk about it in more depth tonight.

516
00:28:39.880 --> 00:28:42.759
<v Speaker 2>It will compliment what we didn't get to cover as

517
00:28:42.759 --> 00:28:45.599
<v Speaker 2>thoroughly as we wanted to. So tell us about FAFSA.

518
00:28:45.920 --> 00:28:48.079
<v Speaker 2>How long has it been around? It is one of

519
00:28:48.119 --> 00:28:51.480
<v Speaker 2>those programs that the government runs that everybody should take

520
00:28:51.480 --> 00:28:52.039
<v Speaker 2>advantage of.

521
00:28:53.279 --> 00:28:55.680
<v Speaker 4>Well, Dan, it's nice to be with you and your

522
00:28:55.759 --> 00:28:59.480
<v Speaker 4>listeners again. It's hard to believe that thirty years ago

523
00:28:59.599 --> 00:29:03.119
<v Speaker 4>you viewed me on other timely topics, and the one

524
00:29:03.119 --> 00:29:07.640
<v Speaker 4>that you have tonight is extremely timely for those that

525
00:29:07.680 --> 00:29:08.720
<v Speaker 4>are thinking about.

526
00:29:08.920 --> 00:29:12.559
<v Speaker 2>What was the timely topic that we talked about in

527
00:29:12.599 --> 00:29:14.599
<v Speaker 2>the nineteen nineties, thirty years ago.

528
00:29:14.799 --> 00:29:18.480
<v Speaker 4>There was one in nineteen ninety when the Commonwealth was

529
00:29:18.519 --> 00:29:21.960
<v Speaker 4>having a little bit of financial difficulty and I was

530
00:29:21.960 --> 00:29:25.880
<v Speaker 4>an investment banker at Bank of Boston to help negotiate

531
00:29:26.000 --> 00:29:29.720
<v Speaker 4>a well, today you'd call a bailout, but in those

532
00:29:29.799 --> 00:29:32.839
<v Speaker 4>days we just called it alone. And then in nineteen

533
00:29:32.920 --> 00:29:38.359
<v Speaker 4>ninety two we had some political discussion during the presidential

534
00:29:38.480 --> 00:29:42.720
<v Speaker 4>race because I was involved with the Bush Quail campaign. There.

535
00:29:44.039 --> 00:29:48.119
<v Speaker 2>Yeah, so a life has treated you well. It sounds

536
00:29:48.119 --> 00:29:50.720
<v Speaker 2>to me like, are you still working? Are you retired?

537
00:29:51.160 --> 00:29:54.920
<v Speaker 4>I am, I am consulting. And the only smart thing

538
00:29:55.000 --> 00:29:58.720
<v Speaker 4>I did was I moved out of Boston because I'm

539
00:29:58.759 --> 00:30:02.039
<v Speaker 4>in Arizona now and I'm enjoying seventy five degree weather

540
00:30:02.839 --> 00:30:05.799
<v Speaker 4>instead of snow and rain and all that other cold stuff.

541
00:30:05.839 --> 00:30:08.480
<v Speaker 2>You guys got go jacket just to make you feel

542
00:30:08.480 --> 00:30:10.759
<v Speaker 2>a little better. Tomorrow, we're supposed to have like two

543
00:30:10.759 --> 00:30:13.839
<v Speaker 2>inches of rain and it's supposed to be windswept rain.

544
00:30:14.720 --> 00:30:18.079
<v Speaker 2>We went through a couple of months with Arizona type

545
00:30:18.200 --> 00:30:20.359
<v Speaker 2>temperatures at September and octobera you.

546
00:30:20.279 --> 00:30:23.000
<v Speaker 4>Guys, it was one day Dan it was warmer in

547
00:30:23.480 --> 00:30:28.359
<v Speaker 4>Boston by ten degrees than it was here in Phoenix, Arizona.

548
00:30:28.400 --> 00:30:30.680
<v Speaker 2>Well, let me tell you a few years ago. We

549
00:30:30.680 --> 00:30:36.559
<v Speaker 2>were in Arizona in January, and in January it's generally

550
00:30:36.599 --> 00:30:38.880
<v Speaker 2>what they call the January thaw here in New England,

551
00:30:39.119 --> 00:30:42.440
<v Speaker 2>and in January it was like fifty degrees or whatever

552
00:30:42.519 --> 00:30:45.160
<v Speaker 2>in Boston and in Arizona. Although the sun was out

553
00:30:45.279 --> 00:30:48.720
<v Speaker 2>in January, it was like thirty eight degrees.

554
00:30:49.160 --> 00:30:51.759
<v Speaker 4>It was take I remember that, Yeah, you're all it

555
00:30:51.839 --> 00:30:53.480
<v Speaker 4>was spot on at thirty eight degrees.

556
00:30:53.799 --> 00:30:55.599
<v Speaker 2>Yeah, I think it was two. I think it was

557
00:30:55.640 --> 00:30:58.279
<v Speaker 2>twenty seventeen if I'm not mistaken, But it was like

558
00:30:58.440 --> 00:31:00.839
<v Speaker 2>it was one of those weird you guys had a

559
00:31:00.880 --> 00:31:04.759
<v Speaker 2>cold spell for like about five days and then it

560
00:31:04.839 --> 00:31:08.240
<v Speaker 2>was back to your normal eighties and Sunday every day.

561
00:31:08.359 --> 00:31:10.279
<v Speaker 2>So tell us about Faster because I think a lot

562
00:31:10.319 --> 00:31:12.920
<v Speaker 2>of people still want to know about it and what

563
00:31:12.960 --> 00:31:13.559
<v Speaker 2>they when they can.

564
00:31:13.599 --> 00:31:18.640
<v Speaker 4>It was very, very important. The new Fast Reform for

565
00:31:18.880 --> 00:31:21.599
<v Speaker 4>the high school class at twenty twenty five and those

566
00:31:21.640 --> 00:31:23.920
<v Speaker 4>that are going to be going to school in the

567
00:31:24.000 --> 00:31:27.960
<v Speaker 4>next academic year that begins July first, twenty twenty five,

568
00:31:28.240 --> 00:31:33.880
<v Speaker 4>just came out about two weeks ago, and as some

569
00:31:33.960 --> 00:31:38.359
<v Speaker 4>of your listeners may know, we had a horrific rollout.

570
00:31:38.519 --> 00:31:40.240
<v Speaker 4>They redid the fastest.

571
00:31:40.359 --> 00:31:43.039
<v Speaker 2>This is like a New Year September or October, correct,

572
00:31:43.079 --> 00:31:44.480
<v Speaker 2>if I'm not mistaken.

573
00:31:44.119 --> 00:31:48.200
<v Speaker 4>Well, normally it comes out of October. Last year, the

574
00:31:48.319 --> 00:31:51.720
<v Speaker 4>FASTA came out on New Year's Eve, so it was

575
00:31:52.400 --> 00:31:55.759
<v Speaker 4>Happy New Year from the US Department of Education. And

576
00:31:55.799 --> 00:31:58.559
<v Speaker 4>then the system crashed. And you know, it was supposed

577
00:31:58.559 --> 00:32:03.000
<v Speaker 4>to be a simpler application process because they reduced the

578
00:32:03.079 --> 00:32:05.799
<v Speaker 4>number of questions and they made it easier to get

579
00:32:05.799 --> 00:32:07.680
<v Speaker 4>your financial data.

580
00:32:06.759 --> 00:32:09.720
<v Speaker 2>It was real simple, because it didn't work. I mean,

581
00:32:09.759 --> 00:32:12.200
<v Speaker 2>you can't make it any more any simpler than that.

582
00:32:13.160 --> 00:32:16.680
<v Speaker 4>It was very simple, but extremely stressful, not only for

583
00:32:16.799 --> 00:32:20.240
<v Speaker 4>the students and the parents, but for the financial aid

584
00:32:20.279 --> 00:32:24.400
<v Speaker 4>officers and for the admissions officers because normally it's a

585
00:32:24.480 --> 00:32:28.559
<v Speaker 4>process that goes from October to about May one. When

586
00:32:28.599 --> 00:32:31.039
<v Speaker 4>the high school seniors had got to commit, you know,

587
00:32:31.119 --> 00:32:34.519
<v Speaker 4>the schools weren't getting their data until mid March or

588
00:32:35.359 --> 00:32:39.480
<v Speaker 4>April one, which delayed the admission stuff, which also impacted

589
00:32:40.119 --> 00:32:43.519
<v Speaker 4>enrollment last year, and we saw a number about five

590
00:32:43.559 --> 00:32:47.640
<v Speaker 4>to ten percent across the country decrease in college enrollment.

591
00:32:47.640 --> 00:32:51.480
<v Speaker 4>And that's even with the pool of high school applicants.

592
00:32:51.519 --> 00:32:54.680
<v Speaker 4>We've got a big graduation class this year, about three

593
00:32:54.759 --> 00:32:57.920
<v Speaker 4>point nine million, but it is going to go down

594
00:32:58.000 --> 00:33:01.440
<v Speaker 4>precipitously after that. But anyway, the good news is that

595
00:33:01.519 --> 00:33:04.279
<v Speaker 4>the new form is out. It's open live to everybody

596
00:33:04.640 --> 00:33:06.799
<v Speaker 4>who's going to be going in school as a freshman

597
00:33:06.960 --> 00:33:10.720
<v Speaker 4>or returning to school as an upper classman or a

598
00:33:10.720 --> 00:33:16.480
<v Speaker 4>graduate student. And we historically in Massachusetts we're above the

599
00:33:16.559 --> 00:33:20.720
<v Speaker 4>national average, but you know, which is about fifty five

600
00:33:20.839 --> 00:33:24.640
<v Speaker 4>percent of the people completed the fast nationally for the

601
00:33:24.680 --> 00:33:28.279
<v Speaker 4>class of twenty twenty four high school students in Massachusetts

602
00:33:28.359 --> 00:33:31.279
<v Speaker 4>we were like fifty six percent, but that was down

603
00:33:31.400 --> 00:33:33.440
<v Speaker 4>about eight and a half percent from the high school

604
00:33:33.440 --> 00:33:36.440
<v Speaker 4>class of twenty twenty three because of all that pain

605
00:33:36.480 --> 00:33:37.000
<v Speaker 4>and suffering.

606
00:33:37.119 --> 00:33:39.799
<v Speaker 2>So the bottom line is the bottom line is if

607
00:33:39.839 --> 00:33:44.240
<v Speaker 2>you have a family member, a child heading off to

608
00:33:44.279 --> 00:33:47.440
<v Speaker 2>college or in college, you got to look because if

609
00:33:47.480 --> 00:33:50.160
<v Speaker 2>you don't doesn't cost you anything. And if you don't

610
00:33:50.200 --> 00:33:53.000
<v Speaker 2>look at it, you might be leaving some loan or

611
00:33:53.039 --> 00:33:54.680
<v Speaker 2>some loan forgiveness on the table.

612
00:33:55.720 --> 00:33:59.960
<v Speaker 4>You're absolutely unequivalently correct. We'll leave out the long forgiveness

613
00:34:00.039 --> 00:34:01.960
<v Speaker 4>for it. But you're right, right right, you're right.

614
00:34:02.079 --> 00:34:03.920
<v Speaker 2>I misspoke when I said that. As soon as I said,

615
00:34:03.960 --> 00:34:04.799
<v Speaker 2>I said, no, that's.

616
00:34:04.680 --> 00:34:07.920
<v Speaker 4>Not right, right, right, right, right right. That was eighty

617
00:34:07.960 --> 00:34:10.440
<v Speaker 4>five percent of the people that fill out fast book

618
00:34:10.880 --> 00:34:13.840
<v Speaker 4>get some sort of financial aid. And the other thing

619
00:34:14.039 --> 00:34:17.400
<v Speaker 4>is that is it not only for federal grants and

620
00:34:17.480 --> 00:34:22.360
<v Speaker 4>scholarships and student loans, but states like Massachutts, the Commonwealth

621
00:34:22.400 --> 00:34:26.000
<v Speaker 4>of Massachusetts, or colleges or universities like the schools you

622
00:34:26.079 --> 00:34:29.480
<v Speaker 4>had on last night, they also used the fast for

623
00:34:30.239 --> 00:34:34.159
<v Speaker 4>data to do grants and scholarships and work study and

624
00:34:34.320 --> 00:34:38.280
<v Speaker 4>either federal student loans or private loans. So it's extremely important.

625
00:34:38.639 --> 00:34:42.000
<v Speaker 4>It doesn't cost anything, and this year it takes about

626
00:34:42.039 --> 00:34:46.000
<v Speaker 4>half as much time as it took historically to complete

627
00:34:46.039 --> 00:34:46.480
<v Speaker 4>the form.

628
00:34:46.960 --> 00:34:49.480
<v Speaker 2>So what's the website? Is it just FASSA.

629
00:34:50.639 --> 00:34:51.400
<v Speaker 5>What you want to do?

630
00:34:51.440 --> 00:34:57.800
<v Speaker 4>If it depends upon www dot studentaid Aid, dot gog

631
00:34:58.280 --> 00:35:01.360
<v Speaker 4>for those that are applying as for the first time.

632
00:35:01.679 --> 00:35:04.800
<v Speaker 4>And remember it's not just the student, it's the student

633
00:35:04.960 --> 00:35:08.480
<v Speaker 4>or the guardian, whoever the contributor is. If you have

634
00:35:08.519 --> 00:35:11.280
<v Speaker 4>a dependent student, they need to fill out a form

635
00:35:11.599 --> 00:35:13.960
<v Speaker 4>in their own account as well. So they need to

636
00:35:14.000 --> 00:35:19.000
<v Speaker 4>go to that website, set up an FSA account for

637
00:35:19.079 --> 00:35:21.840
<v Speaker 4>the student to do it themselves and for the parents

638
00:35:21.880 --> 00:35:25.159
<v Speaker 4>of the guardian to do theirs. And then once they

639
00:35:25.199 --> 00:35:29.079
<v Speaker 4>get confirmation on that form that account has been accepted,

640
00:35:29.559 --> 00:35:34.239
<v Speaker 4>then they go to the fact again to fill out

641
00:35:34.280 --> 00:35:38.440
<v Speaker 4>the actual fast reform. And for that, Dan, you're going

642
00:35:38.519 --> 00:35:41.320
<v Speaker 4>to need your name as it appears on your Social

643
00:35:41.360 --> 00:35:45.920
<v Speaker 4>Security card, your Social Security number, an email address, phone number,

644
00:35:46.039 --> 00:35:51.280
<v Speaker 4>residential address. We're going to be using tax information for

645
00:35:51.440 --> 00:35:55.039
<v Speaker 4>tax year twenty twenty three, so that's the year we're

646
00:35:55.039 --> 00:35:57.239
<v Speaker 4>going to be using with a new form that was

647
00:35:57.280 --> 00:36:00.519
<v Speaker 4>created the parents, which a lot of times in the past,

648
00:36:00.920 --> 00:36:02.880
<v Speaker 4>a lot of the parents didn't want to share their

649
00:36:02.920 --> 00:36:06.880
<v Speaker 4>information on the form with the kids. But they started

650
00:36:07.000 --> 00:36:09.719
<v Speaker 4>this well last year, but this year as well. You

651
00:36:09.760 --> 00:36:13.519
<v Speaker 4>can check a box and have your financial data sent

652
00:36:13.920 --> 00:36:16.199
<v Speaker 4>from the I R S to the US Department of

653
00:36:16.360 --> 00:36:20.920
<v Speaker 4>Education so that they can do the calculations and make

654
00:36:20.960 --> 00:36:24.599
<v Speaker 4>the determination. So we should see an increase in applications

655
00:36:24.599 --> 00:36:24.920
<v Speaker 4>this year.

656
00:36:24.960 --> 00:36:27.119
<v Speaker 2>So let's let's do That's hit the web. Let's let's

657
00:36:27.199 --> 00:36:29.320
<v Speaker 2>hit the website one more time, Jack, So they just

658
00:36:29.320 --> 00:36:29.639
<v Speaker 2>go to.

659
00:36:29.639 --> 00:36:36.480
<v Speaker 4>Student www dot Studentaid AI, d dot gov, dot dot com,

660
00:36:36.599 --> 00:36:38.000
<v Speaker 4>dot go right by the.

661
00:36:37.920 --> 00:36:41.840
<v Speaker 2>Way that www dot stuff. Don't need it anymore. Studentaid

662
00:36:41.880 --> 00:36:43.920
<v Speaker 2>dot gov will get you there. That's all you got

663
00:36:43.920 --> 00:36:47.239
<v Speaker 2>to put it in in the browser. Student aid AI,

664
00:36:47.440 --> 00:36:51.519
<v Speaker 2>student AI, d aid dot gov. Jack Wallace, great to

665
00:36:51.519 --> 00:36:55.639
<v Speaker 2>hear your voice. I'm jealous. Enjoy Arizona. I mean, the

666
00:36:55.679 --> 00:36:57.400
<v Speaker 2>only thing is you don't get the Bruins out there

667
00:36:57.440 --> 00:37:00.320
<v Speaker 2>anymore because your hockey team has moved to Utah.

668
00:37:00.400 --> 00:37:03.400
<v Speaker 4>Yeah, exactly, so we have to wait for the Patriots

669
00:37:03.800 --> 00:37:05.639
<v Speaker 4>and the bus and Red Sox to show up.

670
00:37:06.199 --> 00:37:08.760
<v Speaker 2>Yeah, well the Red Sox won't be there. Well, they

671
00:37:08.760 --> 00:37:10.840
<v Speaker 2>won't be there for spring training, but maybe they'll be

672
00:37:10.840 --> 00:37:11.880
<v Speaker 2>there against your.

673
00:37:11.719 --> 00:37:14.159
<v Speaker 4>Well, we get them out here every couple of years.

674
00:37:14.199 --> 00:37:19.199
<v Speaker 4>But Dan, good luck to all your listeners, and we'll

675
00:37:19.199 --> 00:37:21.320
<v Speaker 4>be back in a couple of months to talk about

676
00:37:21.320 --> 00:37:24.719
<v Speaker 4>how to finance their education if they didn't get all

677
00:37:24.760 --> 00:37:27.960
<v Speaker 4>those scholarships and grants for those high price goodles they

678
00:37:27.960 --> 00:37:28.800
<v Speaker 4>got there back in the way.

679
00:37:28.800 --> 00:37:30.320
<v Speaker 2>It was good to meet Jack. Thanks so much for

680
00:37:31.360 --> 00:37:34.840
<v Speaker 2>reminding me of prior conversations. I remember them well. Thank you,

681
00:37:34.880 --> 00:37:35.840
<v Speaker 2>my friend. We'll talk soon.

682
00:37:36.280 --> 00:37:38.840
<v Speaker 4>Always a pleasure. Thanks An back at you good night.

683
00:37:39.599 --> 00:37:41.360
<v Speaker 2>Merry Christmas by the way out there, even though it

684
00:37:41.400 --> 00:37:44.360
<v Speaker 2>probably doesn't feel like Christmas with no snow, we'll have

685
00:37:44.400 --> 00:37:47.039
<v Speaker 2>snow here. I suspect we'll be back on Night Side

686
00:37:47.280 --> 00:37:49.599
<v Speaker 2>on the other side, and we're going to talk about

687
00:37:50.039 --> 00:37:52.960
<v Speaker 2>the Physician Pathway Act. Do you want to get more

688
00:37:53.039 --> 00:37:56.480
<v Speaker 2>doctors in Massachusetts? You got to listen. Coming back on Nightside,
