WEBVTT

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<v Speaker 1>Ripped up so you don't have to come run in

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<v Speaker 1>sustas as you can. Shooter's gonna help come.

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<v Speaker 2>Man Dix is the Troubleshooter Show. No Tom Martine, Okay.

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<v Speaker 3>I'm Tom Martino. Welcome to the show. Three oh three

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<v Speaker 3>seven one three talk seven one three eight two five five.

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<v Speaker 4>If I go to a wide shot here, you're gonna

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<v Speaker 4>see Nick with me with renew home Innovations dot Com.

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<v Speaker 4>This hour brought to you by renew home Innovations dot Com.

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<v Speaker 4>The most beautiful walking showers you ever want to see.

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<v Speaker 3>That's what I've said.

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<v Speaker 4>I've said it every day on the show when I

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<v Speaker 4>promote them. They're just beautiful. You cannot you absolutely cannot

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<v Speaker 4>visualize in your head the beauty of sheet porcelain. One

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<v Speaker 4>of the only people doing that sheet porcelain because it's

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<v Speaker 4>it's hard to work with no maintenance, zero maintenance. It's

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<v Speaker 4>a lifetime shower, Nick, Isn't it easy to say it's

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<v Speaker 4>a lifetime shower for sure?

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<v Speaker 3>Oh?

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<v Speaker 5>Absolute, one hundred percent.

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<v Speaker 6>You'll never have to do your shower again and the

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<v Speaker 6>look will be timeless.

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<v Speaker 3>Oh how are the colors? You know?

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<v Speaker 6>Pretty much any pattern you can imagine of a natural stone.

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<v Speaker 6>They have fifty different styles of selections of products.

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<v Speaker 4>So okay, wonderful. Now we're going to be talking about

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<v Speaker 4>that and more coming up. One thing that came out

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<v Speaker 4>was a general study. I'm getting back into health now. Listen,

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<v Speaker 4>you guys all know you guys listening. No, I'm going

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<v Speaker 4>through a battle with cancer. I should say, well, I

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<v Speaker 4>could properly say I went through a battle of cancer

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<v Speaker 4>and now I'm on the downward side. It was one

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<v Speaker 4>hundred percent removed, which is very, very very rare.

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<v Speaker 3>With pancreatic cancer.

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<v Speaker 4>And all my brothers and sisters who have pancreatic cancer,

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<v Speaker 4>I hope you can have a great outcome.

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<v Speaker 3>That the statistics are there.

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<v Speaker 4>Basically ninety seven percent of the time, it's not so

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<v Speaker 4>good because it's discovered after it already has metastasized, and

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<v Speaker 4>mine was not.

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<v Speaker 3>And so I got to remove. Why am I bringing

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<v Speaker 3>all this up? Well?

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<v Speaker 4>I felt kind of guilty talking about health things on

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<v Speaker 4>this show. I thought, you know, Tom, you brag about

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<v Speaker 4>your supplements, your purified water, your exercise regimen and building

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<v Speaker 4>up your immune system, and here you go, a slap

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<v Speaker 4>in the face, you get pancreatic cancer.

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<v Speaker 3>Who are you to give health advice.

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<v Speaker 4>Well, then I started looking into it and realized I

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<v Speaker 4>didn't do anything wrong. It's not like I'm blamed for it.

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<v Speaker 4>So no matter what all of the docs said. One

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<v Speaker 4>of the reasons I'm faring so well and doing so

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<v Speaker 4>well under the I went through surgery very well about

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<v Speaker 4>six or seven weeks ago, and everything is because of my.

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<v Speaker 3>Condition. So here's what I'm saying.

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<v Speaker 4>It never hurts, never ever ever hurts to be in

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<v Speaker 4>great condition. And I will be talking about some health

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<v Speaker 4>stuff going forward again. And one of the things I

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<v Speaker 4>wanted to let you know, there's two things I wanted

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<v Speaker 4>to talk about.

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<v Speaker 3>Sunscreen.

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<v Speaker 4>There was a massive study on sunscreen and this organization

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<v Speaker 4>has come out with some really really good, really good

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<v Speaker 4>recommendations on sunscreen. So later in the show we have time,

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<v Speaker 4>I'll go over that not all sunscreen is good and

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<v Speaker 4>you can't just go by that SPF.

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<v Speaker 3>You can't.

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<v Speaker 4>There's so much more to it. And then I want

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<v Speaker 4>to talk about inflammation. You know, when we think about inflammation,

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<v Speaker 4>we think about a sprain on our muscle or joint

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<v Speaker 4>or maybe you know inflammation, that's what it is, right,

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<v Speaker 4>What you don't realize is systemically as an organism, we

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<v Speaker 4>can experience systemic inflammation, which is probably the number one

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<v Speaker 4>cause of all disease.

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<v Speaker 3>So we might get to that. Not might.

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<v Speaker 4>I'm going to try to get to that later on,

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<v Speaker 4>but I want to go to the phones now. Phones

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<v Speaker 4>always take priority, and then if you have any questions

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<v Speaker 4>for Nick, we'll talk to Nick about a renew Home

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<v Speaker 4>Innovations dot Com. Tony, you have a warranty issue, and

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<v Speaker 4>I'm told to check my email, so I'm going to

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<v Speaker 4>check my email and talk about it. So here's your email,

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<v Speaker 4>and you have an issue that we were very puzzled about.

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<v Speaker 4>You said you bought a used car, and I think

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<v Speaker 4>we were a little weirded about the warranty.

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<v Speaker 3>Can you recap your problem for us, sir?

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<v Speaker 7>Yeah, So I ended up they talked me to get

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<v Speaker 7>into one of those warranties.

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<v Speaker 8>Yeah, and I didn't.

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<v Speaker 7>It doesn't say nothing about rideshare on it, but I

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<v Speaker 7>guess it falls under.

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<v Speaker 3>Like, oh, okay, okay, that's what it was.

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<v Speaker 7>It isn't it part time for I was doing rideshare

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<v Speaker 7>life a few times on the weekends and stuff.

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<v Speaker 3>So you had a problem, took it in. You had

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<v Speaker 3>a problem. How did they find out you had where

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<v Speaker 3>you did ride share.

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<v Speaker 7>The sticker was in the window.

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<v Speaker 8>So yeah, they never leave those stickers.

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<v Speaker 3>And they immediately latched onto that, didn't They immediately they.

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<v Speaker 8>Take pictures of it and everything.

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<v Speaker 7>Because when they they filled out their paperwork on that

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<v Speaker 7>side and they said why they were denying it, it

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<v Speaker 7>said for ridesharing that and had.

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<v Speaker 3>You know I could make the argument.

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<v Speaker 4>I could make the argument that people take better care

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<v Speaker 4>of their cars on ride share.

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<v Speaker 3>I'll bet you get your oil changed all the time. Yes, no, maybe, yeah,

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<v Speaker 3>And I.

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<v Speaker 7>Mean I keep the inside imactivate for this because you

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<v Speaker 7>got passengers. I wash it every couple of days. I

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<v Speaker 7>mean when I was doing that stuff, I'm my.

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<v Speaker 8>Car was clane.

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<v Speaker 4>I mean, so I look through this warranty and there

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<v Speaker 4>are some truly damning clauses here that get them out

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<v Speaker 4>of it. Commercial the general term commercial use. No one

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<v Speaker 4>can argue this. It's a commercially used vehicle, right, that's

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<v Speaker 4>number one. But they go on to talk about something

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<v Speaker 4>like taxi service or something.

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<v Speaker 3>I looked at it.

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<v Speaker 4>I don't have it highlighted, but I think they're pretty

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<v Speaker 4>well covered rejecting your claim. Now, do I think it's

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<v Speaker 4>fair no, you you know, I don't see anything you'd

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<v Speaker 4>be doing with rideshare that would violate terms of use

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<v Speaker 4>other than you're doing it okay. In other words, there's

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<v Speaker 4>nothing specific they can say. It would be different if

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<v Speaker 4>you were racing this car or you know, using it

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<v Speaker 4>for something weird. All you're doing is riding around and

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<v Speaker 4>maybe you have a few more miles, but they have

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<v Speaker 4>a mileage limitation, and I just I think it's unfair.

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<v Speaker 4>But many they have themselves covered. So my question, oh

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<v Speaker 4>go ahead, I'm sorry.

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<v Speaker 7>Well that part I understand. I was the one who violated,

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<v Speaker 7>and I said, all right, that's fine, but on my thing.

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<v Speaker 7>So since they declined it, I figured, right, did the

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<v Speaker 7>contractor exactly?

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<v Speaker 3>And get your money back?

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<v Speaker 9>My money back?

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<v Speaker 3>Right, I agree with you.

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<v Speaker 4>So here, okay, if you're not going to cover me,

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<v Speaker 4>then give my money back. And this is where I

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<v Speaker 4>see nothing that says you can't get your money back.

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<v Speaker 3>Nothing.

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<v Speaker 10>Yeah.

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<v Speaker 7>And when I talked to the guy at the because

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<v Speaker 7>I talked to the guy, he's like, oh, you got

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<v Speaker 7>to talk to your financer whoever you know I bought

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<v Speaker 7>the car from. So I talked to that finance guy

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<v Speaker 7>and he goes, oh.

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<v Speaker 8>They don't.

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<v Speaker 11>They don't do that.

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<v Speaker 7>They don't get refunds in this and that. Well funny

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<v Speaker 7>about that is, so when I talked to.

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<v Speaker 8>You guys the other day, there is kind.

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<v Speaker 7>Of a misunderstanding on how the warranty mileage worked because

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<v Speaker 7>they were saying, because I was telling you guys, it

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<v Speaker 7>was one hundred and fifty thousand eleven per quarantine, and

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<v Speaker 7>they're like, well, what do you at? And I met

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<v Speaker 7>like one hundred and thirty seven. But when I talked

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<v Speaker 7>to the guy yesterday, I told him, I go, you know,

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<v Speaker 7>how's that mileage work? So the mileage on the warranty

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<v Speaker 7>starts when I bought the car, So it does it's

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<v Speaker 7>one hundred and fifty thousand mile warranty plus what was

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<v Speaker 7>ever on the car, so it's not up to one

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<v Speaker 7>hundred and fifty thousand miles. It's one hundred and fifty

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<v Speaker 7>thousand miles from when I bought the car.

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<v Speaker 4>Well, you know a lot of those and I want

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<v Speaker 4>to I want to tell people to be very careful

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<v Speaker 4>because a lot of those warranties are tricky. Some of

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<v Speaker 4>them go back to what's called the in service date,

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<v Speaker 4>honest to goodness, meaning if a car was put into service,

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<v Speaker 4>let's say in twenty twenty two, and it's now twenty

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<v Speaker 4>twenty five. There are three years of in service already,

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<v Speaker 4>so if you get a five year warranty, you're actually

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<v Speaker 4>only getting two years because they go back to the

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<v Speaker 4>in service date. Others start from the date that you

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<v Speaker 4>buy the warranty, but they don't all do that. Some

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<v Speaker 4>go arbitrarily to a number period. But you say, yours

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<v Speaker 4>goes from the day you bought it plus one hundred

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<v Speaker 4>and fifty. Here's the deal. Whatever it is, it's not

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<v Speaker 4>going to cover you. So I believe you're doing a

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<v Speaker 4>refund since you can't use it, you never could have

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<v Speaker 4>used it. I think we're going to shoot for a refund.

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<v Speaker 4>That's what I want to do. I want to pressure them.

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<v Speaker 4>There's no reason now now listen, I'll give them. They

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<v Speaker 4>have the right, they have the total right to disclaim

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<v Speaker 4>this and say commercial use. But I don't believe that

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<v Speaker 4>they can be unjustly enriched by just keeping your money.

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<v Speaker 7>Yeah, and when I talked to the guy Yeah yesterday,

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<v Speaker 7>it was funny because as soon as I mentioned your

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<v Speaker 7>name in your show, because I telling him, yeah, you know,

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<v Speaker 7>I'm sending them over a copy of my contract.

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<v Speaker 3>Yeah.

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<v Speaker 7>Yeah, it changed his story a little bit, and he's my, Oh, well,

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<v Speaker 7>let me send you this paperwork to fill out. And

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<v Speaker 7>then I still got to deal with my manager to

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<v Speaker 7>see if they can help you.

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<v Speaker 3>So, so where does this stand right now? Are they reconsidering?

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<v Speaker 8>I think so?

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<v Speaker 7>I sent the paperwork in okay, So I'm waiting to

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<v Speaker 7>see you because he said he asked to get approval

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<v Speaker 7>from his management because he's just a finance guy.

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<v Speaker 3>Hey, bro, here's what I think.

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<v Speaker 4>Here's what I think is going to happen now that

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<v Speaker 4>we're on the Now that we're on this, I think

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<v Speaker 4>I think you're going to get it. Let's here's what

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<v Speaker 4>I'm going to do. I really appreciate you calling me

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<v Speaker 4>and giving this update. I'm going to put you on hold.

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<v Speaker 4>I'm going to mark this pending, and I am going

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<v Speaker 4>to wait to hear. Let's give them a few days

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<v Speaker 4>and hope they come to their senses. I'm Tom Martine

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<v Speaker 4>three O three seven one three A two five five Denver,

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<v Speaker 4>Regen dot com. By the way they do weight loss,

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<v Speaker 4>they do regenerative therapy for joints and painful joints and

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<v Speaker 4>tendons and they also do neuropathy treatment Denver Region all

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<v Speaker 4>with stem cells genuine stem cells Denver Region dot com.

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<v Speaker 4>Nick foxs us with us from renew Home Innovations dot com.

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<v Speaker 3>I have one quick question, Nick.

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<v Speaker 4>They want to know if you do more than porcelain,

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<v Speaker 4>and I know you do, so if you had to

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<v Speaker 4>sum up, what are the other what are the other

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<v Speaker 4>materials you use for showers?

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<v Speaker 6>So we have a we have a a wide variety

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<v Speaker 6>of different products. Porcelain is obviously our favorite because we

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<v Speaker 6>love the beauty and the way that.

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<v Speaker 4>Well you do it as such a price that others

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<v Speaker 4>charge for plastic.

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<v Speaker 6>Very close, right, Yeah, yeah, it's it's pretty incredible, and

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<v Speaker 6>that's just buying power, that's all. But you know a

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<v Speaker 6>lot of customers still want tile, so on they do. Okay,

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<v Speaker 6>we'll do a tile shower and then we have some

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<v Speaker 6>other crush stone material problems.

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<v Speaker 3>Someone asks about subway tile.

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<v Speaker 4>I think it's those elongated they're kind of rectanglear and

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<v Speaker 4>they're nice. They're usually white. They're really you know, and

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<v Speaker 4>it comes from the New York subways. That's why they

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<v Speaker 4>call it subway tile.

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<v Speaker 3>Do you do those? Sure?

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<v Speaker 5>Yeah?

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<v Speaker 6>I mean that's actually a pretty popular when you are

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<v Speaker 6>doing tile, and it's the look. And so there are

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<v Speaker 6>products that have or mimic that type of look that

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<v Speaker 6>we can actually install as well, which creates a somewhat

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<v Speaker 6>of a zero maintenance type of product.

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<v Speaker 4>One other person asks, doing an hour, can they move

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<v Speaker 4>the shower? In other words, they have a tubs, they

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<v Speaker 4>have what I call a shob, you know, the shower

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<v Speaker 4>tub SHUBs.

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<v Speaker 3>I hate them. Now can that be shifted a few

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<v Speaker 3>feet left or right?

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<v Speaker 6>Absolutely? Yeah, we can. We can play with the plumbing

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<v Speaker 6>a little bit. We try to stay in a life

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<v Speaker 6>for like setting just so that we can kind of

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<v Speaker 6>minimum is the expense, but yes, it can absolutely be done.

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<v Speaker 3>Okay, thank you very much.

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<v Speaker 4>So Tony, I guess you got your marching orders and

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<v Speaker 4>that wait a second, Oh yes, Mark and Tony, I'm

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<v Speaker 4>reading his fidelity warranty right right.

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<v Speaker 12>Do you have it there?

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<v Speaker 3>Yeah?

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<v Speaker 4>I do, and I did call it for it the

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<v Speaker 4>other day. Let me let me pull it up here,

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<v Speaker 4>go ahead, just pull it up real quick.

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<v Speaker 3>I got it. I got it.

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<v Speaker 12>And the first one is the m the certified pre

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<v Speaker 12>owned vehicle. Scroll past that stuff and get down to

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<v Speaker 12>like page four where it says in bold print limited warranty.

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<v Speaker 3>Okay, I'm going to find it, but keep talking.

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<v Speaker 12>The powertrain coverage under the limited warranty begins on the

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<v Speaker 12>vehicle purchase date and expires according to the terms or

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<v Speaker 12>the mileage of the plan indicated, whichever occurs first. Plan

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<v Speaker 12>expiration is measured in term mileage from the manufacturer's original

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<v Speaker 12>in CIRERVIS date in zero mid.

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<v Speaker 4>Well, we were talking about before the in service date,

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<v Speaker 4>so it does start at the in service date.

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<v Speaker 12>Well, that's what it says. That's why I don't understand

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<v Speaker 12>what Tony's saying. Tony, where where are you reading? Whatever

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<v Speaker 12>you're reading?

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<v Speaker 4>That's a good point mark. I did not see that.

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<v Speaker 4>What page number did you say?

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<v Speaker 3>It was like? What of eight? There is?

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<v Speaker 12>Hold on, if I look over at this soon, look.

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<v Speaker 3>At the bottom, it'll give you the page number. Yeah,

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<v Speaker 3>I'm looking right here. That is page four. That is

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<v Speaker 3>a good catch mark. In page four, Okay, I'm looking

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<v Speaker 3>at it, page four.

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<v Speaker 12>Look where it says right towards the top, limited warranty period.

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<v Speaker 4>Yeah, I'm trying to find what you're looking at there,

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<v Speaker 4>bro Okay, but anyway, one, two, okay, anyway, So it says, oh,

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<v Speaker 4>the following bowld print appearing throughout this limited warranty.

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<v Speaker 12>Yeah, keep going and down to where it says limited

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<v Speaker 12>warranty period.

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<v Speaker 4>Read it, okay, limited warranty period. The powertrain covered under

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<v Speaker 4>this limited warranty begins on the vehicle purchase state and

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<v Speaker 4>expires according to the term or mileage of the plan indicated,

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<v Speaker 4>whichever occurs first. Plan expiration is measured in term mileage

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<v Speaker 4>from the manufacturer's original in service date and zero miles.

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<v Speaker 4>In other words, it wrote goes on, it even goes

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<v Speaker 4>on further and says and not the vehicle purchase date

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<v Speaker 4>and current odometer reading. So if no manufacturer's original in

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<v Speaker 4>service date it can be determined, then blah blah blah blah.

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<v Speaker 4>But Mark, you're absolutely right. It says that it goes

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<v Speaker 4>back and this was what I was warning people before.

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<v Speaker 4>It goes back to the in service date. So think

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<v Speaker 4>about this. If you bought a car and you buy

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<v Speaker 4>one hundred and fifty thousand mile warranty and it goes

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<v Speaker 4>back to the original in service date and you got

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<v Speaker 4>one hundred and forty thousand miles on it, you bought

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<v Speaker 4>ten thousand miles.

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<v Speaker 12>That's what exactly for over three thousand dollars. Yeah, and

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<v Speaker 12>they do this all the time, Like on Hondis. It's

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<v Speaker 12>even crazier. You buy like an extended three year warranty. Well,

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<v Speaker 12>that three years is all covered by the manufacturers, bumper

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<v Speaker 12>to bumper, you literally bought.

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<v Speaker 4>Nothing, honest to god. I've said this before and warned

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<v Speaker 4>people about it. So where did you get the impression

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<v Speaker 4>he was just bragging about how it adds one hundred

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<v Speaker 4>and fifty to his because.

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<v Speaker 12>I've never seen one in my life where you can

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<v Speaker 12>buy a vehicle at one hundred and thirty thousand miles

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<v Speaker 12>and you have one hundred and fifty thousand additional that

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<v Speaker 12>the transmission's going to break, the engine's going to break.

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<v Speaker 12>That's why they don't sell them like that.

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<v Speaker 4>So what gave you that impression? That's what I want

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<v Speaker 4>to know. Let's is he back or if he's not there,

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<v Speaker 4>we can't ask him. But he's got bad news. But

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<v Speaker 4>in any case, if it never did cover the car, though, Mark,

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<v Speaker 4>I don't see anything that says he can't get a refund.

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<v Speaker 3>I don't know.

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<v Speaker 12>I don't think well, I don't know about a full refund.

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<v Speaker 12>He'd get whatever the pro ration is up to where

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<v Speaker 12>they rejected the claim. So you know, whatever period or.

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<v Speaker 4>Or he could make the argument Mark, he could make

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<v Speaker 4>the argument that it was never covered.

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<v Speaker 3>It never could have been covered, so there.

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<v Speaker 12>Was no He's the one that broke the contract by

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<v Speaker 12>driving uber or lyft. I don't think they broke the contract.

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<v Speaker 3>He did.

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<v Speaker 12>He bought it and said he would not. He knew

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<v Speaker 12>in there it says you can't be a commercial vehicle

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<v Speaker 12>and he decided to break it.

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<v Speaker 3>Yeah.

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<v Speaker 4>Man, I'm telling you in general, buying these warranties, they're

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<v Speaker 4>not worth it.

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<v Speaker 3>They're just not worth it. Folks.

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<v Speaker 12>Now you got to have like an attorney look over

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<v Speaker 12>the whole damn thing. They're all so damn tricky.

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<v Speaker 4>Oh it becomes crazy. Somebody here, Nick wants to know

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<v Speaker 4>can they make their rectangle shape?

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<v Speaker 3>Can they make it more square? If they don't want

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<v Speaker 3>to use the room.

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<v Speaker 4>They What they want to do is take the tub

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<v Speaker 4>shower combination and shrink it to a conventional shower. Now

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<v Speaker 4>the word conventional is risky here because conventionally used to

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<v Speaker 4>mean a square shower.

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<v Speaker 3>But I think that's what they're talking about.

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<v Speaker 5>Absolutely.

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<v Speaker 6>In fact, that's probably one of the most common things

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<v Speaker 6>that are happening is people are pulling out the tubs

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<v Speaker 6>that don't get used in the first place.

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<v Speaker 3>Right, and so they're conserving space a.

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<v Speaker 5>Bit, yes, and making it more of a user friendly shower.

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<v Speaker 4>This is Nick Foxy's with renew Home Innovations dot Com

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<v Speaker 4>three h three nine zero four to two thousand. By

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<v Speaker 4>the way, we got more on the Troubleshooter show your

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<v Speaker 4>calls on any topic, question or complaint, and we're going

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<v Speaker 4>to go over some health related issues that I've dug

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<v Speaker 4>up that I think are really really important on inflammation.

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<v Speaker 4>Right after this, Tom Martino here, listen.

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<v Speaker 3>If you're looking for.

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<v Speaker 4>A will, a simple quick will, or looking for a trust,

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<v Speaker 4>or maybe creatively you're using an LLC, a family LLC

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<v Speaker 4>like the Martino family LLC. You can do that through

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<v Speaker 4>McKenzie law. He's really incredible. On state planning eight three

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<v Speaker 4>three co plans, he's live and local. He has that number,

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<v Speaker 4>but it is local eight three three co plans and

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<v Speaker 4>it's coplans dot co. You should have an estate plan

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<v Speaker 4>no matter what. There's no excuse not to. Now let's

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<v Speaker 4>talk here, and what's really important I wanted to talk

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<v Speaker 4>about is this case with Deputy Doc we were so

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<v Speaker 4>mystified by it. So I'm going to go over just

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<v Speaker 4>basically what it was. Somebody called in and said it

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<v Speaker 4>was Dale and it was for his daughter down Then

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<v Speaker 4>Dawn got on and she bought a twenty thirteen Jeep

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<v Speaker 4>Grand Cherokee Unlimited. This is the same problem we get

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<v Speaker 4>over and over and over again, and she bought the warranty.

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<v Speaker 4>Long story, short light comes on. They say we're not

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<v Speaker 4>covering it now. AutoNation towed it in two months ago,

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<v Speaker 4>and she just wants to get it fixed and move on.

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<v Speaker 4>They can't find the car, she said. She said, They

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<v Speaker 4>told her the car is lost. No one knows where

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<v Speaker 4>it is. Deputy Doc called yesterday three times, and three

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<v Speaker 4>times he was hung up on and after being put

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<v Speaker 4>on hold, he was pissed and said, I'm going to

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<v Speaker 4>go there in the morning in person and ask about

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<v Speaker 4>this car.

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<v Speaker 3>So Deputy Doc take it away.

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<v Speaker 13>Okay. So I went down there and finally I spoke

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<v Speaker 13>to a man, a guy named Jacob in person who's

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<v Speaker 13>in the sales department. But apparently there's two separate service places,

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<v Speaker 13>one for the regular service and one for some other

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<v Speaker 13>kind of service. He was very helpful. There's a secondary

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<v Speaker 13>lot which is about a quarter mile away from their

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<v Speaker 13>main store on a rapa hole road, so he was

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<v Speaker 13>able to track down the fact that the car is

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<v Speaker 13>in fact at their secondary lot. There are we finally

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<v Speaker 13>found out who knows about what's going on, and it's

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<v Speaker 13>the general sales manager. His name is Andy. He was

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<v Speaker 13>not there Jacob, and I believe him is going to

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<v Speaker 13>send him a note. I saw him write it down

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<v Speaker 13>and have Andy called Dawn this morning and then we'll

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<v Speaker 13>take it from there. But at least we know where.

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<v Speaker 4>The car is good and maybe they can work something

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<v Speaker 4>out with the warranty. Look, I don't know, like I said,

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<v Speaker 4>if it's supposed to be covered or not.

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<v Speaker 3>But what really bothers me is how many of these

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<v Speaker 3>calls we get.

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<v Speaker 4>Oh, incredible, it's incredible, and they all have to do

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<v Speaker 4>with high mileage cars. People buy and then they buy

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<v Speaker 4>an extended warranty and they're fat and happy, and what

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<v Speaker 4>happens the extended warranty doesn't cover their problem.

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<v Speaker 3>They call us and expect to get it covered.

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<v Speaker 4>Not only is the extended warranty a stupid idea on

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<v Speaker 4>high mileage cars, it's a waste of three or four

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<v Speaker 4>thousand dollars. But it's a waste of time when you

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<v Speaker 4>buy a car as is to expect any repairs. The

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<v Speaker 4>only I tell people this all the time, buying a

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<v Speaker 4>car as is means as is as is. There are

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<v Speaker 4>no exceptions except if they literally found something, covered it up.

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<v Speaker 3>And lied to you directly about it.

430
00:22:50.160 --> 00:22:52.880
<v Speaker 4>If they said the transmission is great in this car

431
00:22:53.119 --> 00:22:56.519
<v Speaker 4>and they did something to jury rig it to make

432
00:22:56.559 --> 00:22:59.559
<v Speaker 4>it sound good during the time you were test driving.

433
00:22:59.839 --> 00:23:02.720
<v Speaker 4>But why would you put yourself through the headache of

434
00:23:02.799 --> 00:23:05.960
<v Speaker 4>trying to prove fraud when all you have to do

435
00:23:06.640 --> 00:23:09.480
<v Speaker 4>is get it in writing what you expect and what

436
00:23:09.519 --> 00:23:13.920
<v Speaker 4>you don't expect. So as is means as is? What

437
00:23:13.960 --> 00:23:16.480
<v Speaker 4>does that mean? You should have the car checked out?

438
00:23:16.920 --> 00:23:20.839
<v Speaker 4>Always have these cars checked out. It would be that simple.

439
00:23:21.400 --> 00:23:26.319
<v Speaker 4>Check out the dang car, and then Kevin Caulkin over

440
00:23:26.359 --> 00:23:29.759
<v Speaker 4>at shared an Autotech for one hundred and twenty bucks,

441
00:23:29.880 --> 00:23:34.759
<v Speaker 4>we'll go through the used car. Now that's not a guarantee,

442
00:23:35.359 --> 00:23:39.039
<v Speaker 4>you know. Still things can happen. So what's another good

443
00:23:39.400 --> 00:23:43.759
<v Speaker 4>general rule. I'll tell you my general rule. Never ever

444
00:23:44.720 --> 00:23:53.599
<v Speaker 4>ever buy a car with one hundred thousand miles or more. Never, never, never,

445
00:23:53.720 --> 00:23:57.400
<v Speaker 4>Now Are there some gems? Yes, there are, Yes, there are.

446
00:23:58.119 --> 00:24:01.680
<v Speaker 4>If Deputy D owned one and it's a Toyota, you

447
00:24:01.720 --> 00:24:04.359
<v Speaker 4>can bet it's a gem. But I'm telling you they're

448
00:24:04.400 --> 00:24:07.359
<v Speaker 4>few and far between. So the general rule of thumb

449
00:24:07.599 --> 00:24:10.079
<v Speaker 4>is never buy a car. Now, listen, there's a little

450
00:24:10.119 --> 00:24:12.920
<v Speaker 4>there's a little addition to this. Never buy a car

451
00:24:13.599 --> 00:24:17.279
<v Speaker 4>with one hundred thousand miles or more, or that will

452
00:24:17.400 --> 00:24:22.880
<v Speaker 4>reach more than one hundred thousand miles when you own it.

453
00:24:23.279 --> 00:24:28.400
<v Speaker 4>So if you drive ten thousand a year and that's

454
00:24:28.599 --> 00:24:32.160
<v Speaker 4>thirty thousand, don't buy a car with more than seventy

455
00:24:32.200 --> 00:24:36.839
<v Speaker 4>thousand miles on it. I'm sorry it goes without saying.

456
00:24:37.720 --> 00:24:40.240
<v Speaker 4>Ninety eight percent of all of our used car problems

457
00:24:40.480 --> 00:24:42.759
<v Speaker 4>our cars that have more than one hundred thousand miles.

458
00:24:43.119 --> 00:24:44.400
<v Speaker 3>Can everyone agree on that.

459
00:24:45.799 --> 00:24:46.440
<v Speaker 13>Absolutely?

460
00:24:47.319 --> 00:24:51.839
<v Speaker 4>Why would you take the chance to buy a car

461
00:24:52.319 --> 00:24:55.680
<v Speaker 4>with that many miles? Now, some people say, Tom, it's

462
00:24:55.759 --> 00:24:58.920
<v Speaker 4>because that's all I can afford and this, and this

463
00:24:58.960 --> 00:25:03.960
<v Speaker 4>is where I make my Argum, take whatever cash you

464
00:25:04.039 --> 00:25:07.039
<v Speaker 4>were going to do and put it down on a

465
00:25:07.079 --> 00:25:11.960
<v Speaker 4>new car with a good warranty. I would suggest, if

466
00:25:12.000 --> 00:25:15.559
<v Speaker 4>you're sensitive to monthly payments and you want to get

467
00:25:15.559 --> 00:25:19.279
<v Speaker 4>a car that's relatively inexpensive but has a great warranty.

468
00:25:19.680 --> 00:25:21.720
<v Speaker 3>You have Hyundai and you have Kia.

469
00:25:22.240 --> 00:25:24.880
<v Speaker 12>Well, I would say in some of those leases. Now

470
00:25:24.880 --> 00:25:27.799
<v Speaker 12>remember last Friday we were looking at those. I think

471
00:25:27.839 --> 00:25:29.160
<v Speaker 12>it was a Nissan Leaf.

472
00:25:29.599 --> 00:25:30.640
<v Speaker 3>Oh my god, like.

473
00:25:31.039 --> 00:25:32.319
<v Speaker 12>Two hundred bucks a month.

474
00:25:32.440 --> 00:25:36.200
<v Speaker 3>Man, I know it, and I don't know why so

475
00:25:36.359 --> 00:25:38.880
<v Speaker 3>many people feel I just want to pay for it

476
00:25:38.960 --> 00:25:41.640
<v Speaker 3>and get it over. And I keep bringing up this

477
00:25:41.759 --> 00:25:44.519
<v Speaker 3>case a few years ago Mark where the woman said, no,

478
00:25:44.799 --> 00:25:45.400
<v Speaker 3>she was paying.

479
00:25:45.440 --> 00:25:47.799
<v Speaker 4>It was like forty six ninety five. She was buying

480
00:25:47.799 --> 00:25:50.240
<v Speaker 4>a car because it's bought and paid for. I don't

481
00:25:50.279 --> 00:25:52.079
<v Speaker 4>want to have to worry about it. And I said,

482
00:25:52.119 --> 00:25:54.799
<v Speaker 4>take that forty six ninety five. You had found a

483
00:25:54.880 --> 00:25:58.640
<v Speaker 4>deal back then on on on a Hunday. If she

484
00:25:58.720 --> 00:26:01.359
<v Speaker 4>put that forty six ninety five, her payment would have

485
00:26:01.359 --> 00:26:03.079
<v Speaker 4>been one hundred and thirty five dollars a month on

486
00:26:03.119 --> 00:26:05.400
<v Speaker 4>a brand new car with a ten year warranty. As

487
00:26:05.440 --> 00:26:07.960
<v Speaker 4>it turned out a couple of years later, she had

488
00:26:08.079 --> 00:26:11.240
<v Speaker 4>ended up spending three times the forty six ninety five

489
00:26:11.279 --> 00:26:13.640
<v Speaker 4>to keep that car running, whereas a new car she

490
00:26:13.640 --> 00:26:19.160
<v Speaker 4>would have spent nothing. So please don't automatically look for

491
00:26:19.200 --> 00:26:24.039
<v Speaker 4>an old used car. Don't consider a new car all

492
00:26:24.160 --> 00:26:28.039
<v Speaker 4>in some circumstances or slightly used three O three seven

493
00:26:28.079 --> 00:26:29.960
<v Speaker 4>to one three talks seven one three eight two five

494
00:26:30.039 --> 00:26:32.839
<v Speaker 4>five one Clear Choice Garage Doors for your garage door

495
00:26:32.960 --> 00:26:35.799
<v Speaker 4>needs all of them. They're great people and they offer

496
00:26:35.880 --> 00:26:38.559
<v Speaker 4>twenty four to seven service. If you ever have a

497
00:26:38.599 --> 00:26:41.000
<v Speaker 4>garage door jam at night and you can't close it

498
00:26:41.039 --> 00:26:45.240
<v Speaker 4>and can't secure your house, it's one Clear Choice Doors

499
00:26:45.400 --> 00:26:54.240
<v Speaker 4>dot Com. You're troubleshooter all right. Three oh three seven

500
00:26:54.319 --> 00:26:57.559
<v Speaker 4>one three eight two five five. Nick Fox with us

501
00:26:57.599 --> 00:26:59.319
<v Speaker 4>from renew Home Innovations dot com.

502
00:26:59.319 --> 00:27:02.559
<v Speaker 3>I have a question. Someone wants to know how far

503
00:27:02.680 --> 00:27:05.960
<v Speaker 3>outside of the shower area do you go with your

504
00:27:07.039 --> 00:27:10.279
<v Speaker 3>with your renovation of a bath Do you do just

505
00:27:10.400 --> 00:27:12.359
<v Speaker 3>the shower area? Is that your main thing?

506
00:27:12.759 --> 00:27:14.720
<v Speaker 6>Well, we like to focus on the shower space, but

507
00:27:14.920 --> 00:27:17.279
<v Speaker 6>ultimately we do complete bathroom models also, so.

508
00:27:17.240 --> 00:27:19.599
<v Speaker 4>If someone says can you do this area or that area,

509
00:27:19.640 --> 00:27:23.160
<v Speaker 4>you can do that too. So on that note, they

510
00:27:23.160 --> 00:27:24.920
<v Speaker 4>want to know if you've ever done like a wains

511
00:27:24.960 --> 00:27:27.519
<v Speaker 4>coating with the porcelain to carry on the shower.

512
00:27:27.720 --> 00:27:31.359
<v Speaker 6>Absolutely, we, in fact, probably fifty percent of the customers

513
00:27:31.359 --> 00:27:34.559
<v Speaker 6>that we do showers with will take some form of wainscoat,

514
00:27:34.640 --> 00:27:38.319
<v Speaker 6>either around a tub like a free standing tub, or

515
00:27:38.359 --> 00:27:41.839
<v Speaker 6>around a toilet, or just bringing it to connect to

516
00:27:42.359 --> 00:27:45.759
<v Speaker 6>a vanity. So all the time, it's very popular and

517
00:27:45.799 --> 00:27:47.640
<v Speaker 6>it actually completes the space.

518
00:27:47.799 --> 00:27:49.599
<v Speaker 3>And this is real porcel Oh.

519
00:27:49.559 --> 00:27:51.200
<v Speaker 5>Yes, it's absolutely stunning.

520
00:27:51.440 --> 00:27:51.759
<v Speaker 3>How do this?

521
00:27:51.880 --> 00:27:55.640
<v Speaker 4>So they must get this giant slab and cuts and

522
00:27:55.720 --> 00:27:56.960
<v Speaker 4>cut sheets of it.

523
00:27:57.319 --> 00:28:00.839
<v Speaker 6>So be a year ago you would have to have

524
00:28:00.920 --> 00:28:02.400
<v Speaker 6>it cut in with.

525
00:28:02.400 --> 00:28:04.359
<v Speaker 5>The CNC machine, which is you know, with.

526
00:28:04.240 --> 00:28:05.200
<v Speaker 3>The water jack.

527
00:28:05.880 --> 00:28:08.880
<v Speaker 6>Today we're able to fabricate ninety percent of everything we

528
00:28:08.960 --> 00:28:14.079
<v Speaker 6>do in the driveway based off of some proprietary product

529
00:28:14.079 --> 00:28:15.160
<v Speaker 6>that is built into the.

530
00:28:15.599 --> 00:28:17.880
<v Speaker 3>So you can template and cut right there, right.

531
00:28:17.759 --> 00:28:18.279
<v Speaker 5>In the field.

532
00:28:19.279 --> 00:28:22.279
<v Speaker 3>Holy crap. So there's no mistake there.

533
00:28:22.400 --> 00:28:24.960
<v Speaker 6>That's why it's we've been able to get our projects

534
00:28:25.000 --> 00:28:28.960
<v Speaker 6>so much more affordable than say, using a fabrication firm.

535
00:28:30.079 --> 00:28:32.839
<v Speaker 3>Oh, I get it. So you go there with raw material?

536
00:28:33.079 --> 00:28:33.480
<v Speaker 5>Correct?

537
00:28:34.079 --> 00:28:34.400
<v Speaker 9>Now?

538
00:28:34.720 --> 00:28:41.440
<v Speaker 4>Does what about the sealing properties as an sea l

539
00:28:41.640 --> 00:28:46.079
<v Speaker 4>ceiling from moisture water spots? How does porcelain hold up?

540
00:28:46.160 --> 00:28:48.839
<v Speaker 4>Is it porous or is it pretty much? Or do

541
00:28:48.880 --> 00:28:49.880
<v Speaker 4>you have to seal it?

542
00:28:50.519 --> 00:28:52.119
<v Speaker 3>Does it? How does that work? It?

543
00:28:52.160 --> 00:28:53.960
<v Speaker 5>Really is kind of one and done. I mean, if

544
00:28:54.319 --> 00:28:55.079
<v Speaker 5>you do it correctly.

545
00:28:55.119 --> 00:28:57.559
<v Speaker 6>I mean, so we seal the each panel, we install

546
00:28:57.599 --> 00:29:01.599
<v Speaker 6>it with with all the proper material, yeah, the proper adhesives,

547
00:29:01.759 --> 00:29:04.000
<v Speaker 6>and then we put in the ceilings around.

548
00:29:04.079 --> 00:29:07.640
<v Speaker 4>The surface itself doesn't pick up water spotting and all that.

549
00:29:08.279 --> 00:29:12.039
<v Speaker 6>It's impervious to moisture. Yeah, absolutely, we have no issues

550
00:29:12.079 --> 00:29:12.960
<v Speaker 6>with moisture getting down.

551
00:29:13.000 --> 00:29:15.839
<v Speaker 4>Now, they don't still make toilets out of porson right,

552
00:29:15.880 --> 00:29:16.960
<v Speaker 4>that's too expensive?

553
00:29:17.000 --> 00:29:18.559
<v Speaker 3>Do they still make porcelain toilets?

554
00:29:18.759 --> 00:29:19.160
<v Speaker 5>They might?

555
00:29:19.400 --> 00:29:21.000
<v Speaker 3>I mean, I mean, I don't know. I mean I

556
00:29:21.039 --> 00:29:22.440
<v Speaker 3>was just curious more than anything.

557
00:29:22.480 --> 00:29:27.079
<v Speaker 4>Some kind of stone Okay, Yeah, Now on the you

558
00:29:27.119 --> 00:29:31.839
<v Speaker 4>answered how far outside the shower area can this be used?

559
00:29:32.079 --> 00:29:34.440
<v Speaker 3>And I even hesitate to ask this for flooring?

560
00:29:35.119 --> 00:29:35.839
<v Speaker 5>Absolutely?

561
00:29:36.240 --> 00:29:36.319
<v Speaker 6>What?

562
00:29:36.839 --> 00:29:37.079
<v Speaker 5>Yeah?

563
00:29:37.200 --> 00:29:40.000
<v Speaker 6>No, we in fact, we did a shower recently which

564
00:29:40.039 --> 00:29:41.759
<v Speaker 6>was about a twenty by twenty shower.

565
00:29:42.240 --> 00:29:42.920
<v Speaker 12>Wait wait wait.

566
00:29:42.799 --> 00:29:49.359
<v Speaker 4>Wait wait wait twenty by twenty shower twenty feet yes,

567
00:29:49.599 --> 00:29:51.319
<v Speaker 4>by twenty feet correct?

568
00:29:51.880 --> 00:29:55.799
<v Speaker 3>Yes, well why would it Mark twenty by twenty? Now?

569
00:29:55.839 --> 00:29:59.119
<v Speaker 4>I thought Mark had the most giant shower I've seen recently.

570
00:30:00.000 --> 00:30:03.960
<v Speaker 12>We've seen some ours is pretty big, man, but I've

571
00:30:03.960 --> 00:30:09.640
<v Speaker 12>seen some that we've looked at out in Louisiana, Tom.

572
00:30:10.000 --> 00:30:13.000
<v Speaker 12>I saw one that had a fireplace in it. A

573
00:30:13.240 --> 00:30:16.119
<v Speaker 12>shower with a fireplace.

574
00:30:16.680 --> 00:30:18.519
<v Speaker 3>You mean by like a glass panel so it could

575
00:30:18.559 --> 00:30:19.119
<v Speaker 3>shine through.

576
00:30:19.559 --> 00:30:22.000
<v Speaker 12>Yeah, a glass panel. So on one side of it

577
00:30:22.039 --> 00:30:24.759
<v Speaker 12>is where the master bed would sit. On the other

578
00:30:24.880 --> 00:30:28.440
<v Speaker 12>side was a shower that had to be at least

579
00:30:28.960 --> 00:30:33.720
<v Speaker 12>twenty five by ten feet. I mean, mark was three

580
00:30:33.799 --> 00:30:36.440
<v Speaker 12>hundred square foot shower. Beautiful.

581
00:30:36.559 --> 00:30:38.519
<v Speaker 4>I had to guess crazy, if I had to guess

582
00:30:38.559 --> 00:30:40.480
<v Speaker 4>your shower, is it like a ten by twelve?

583
00:30:41.480 --> 00:30:47.160
<v Speaker 12>Uh, it's pretty good. Ours is probably like, uh man,

584
00:30:47.279 --> 00:30:50.839
<v Speaker 12>I don't know, man, ten by ten by maybe five?

585
00:30:51.960 --> 00:30:55.279
<v Speaker 3>Oh, I think it's bigger. I'll bet you it's more

586
00:30:55.359 --> 00:30:55.960
<v Speaker 3>like ten by eight.

587
00:30:56.000 --> 00:30:59.400
<v Speaker 4>But okay, so listen, So you don't you don't put

588
00:30:59.440 --> 00:31:02.440
<v Speaker 4>in a shower where none was there, right, you don't

589
00:31:02.519 --> 00:31:04.440
<v Speaker 4>literally rough in and do it or can you or

590
00:31:04.480 --> 00:31:06.160
<v Speaker 4>can you sub out enough to do that?

591
00:31:07.000 --> 00:31:08.720
<v Speaker 5>I mean we're licensed plumbers, so we can do it.

592
00:31:08.799 --> 00:31:12.000
<v Speaker 4>Okay, Okay, so you're a real contractor. I get it.

593
00:31:12.039 --> 00:31:15.799
<v Speaker 4>You don't just do shower conversions. But that's your forte.

594
00:31:15.880 --> 00:31:18.400
<v Speaker 6>We love doing the shower spaces because we can create

595
00:31:18.400 --> 00:31:19.440
<v Speaker 6>some incredible.

596
00:31:19.000 --> 00:31:20.640
<v Speaker 3>And you can do them in two or three days.

597
00:31:20.799 --> 00:31:21.480
<v Speaker 5>Absolutely.

598
00:31:21.559 --> 00:31:24.160
<v Speaker 6>The bigger ones like Marx is going to take a

599
00:31:24.200 --> 00:31:27.000
<v Speaker 6>little bit of time, of course, right but absolutely most

600
00:31:27.039 --> 00:31:29.440
<v Speaker 6>of our showers can be done in a handful of days.

601
00:31:29.440 --> 00:31:31.920
<v Speaker 3>Do you have any financing deals right now? Because financing

602
00:31:32.000 --> 00:31:34.359
<v Speaker 3>is such a barrier for some people.

603
00:31:34.440 --> 00:31:36.559
<v Speaker 6>I would tell you that probably seventy five to eighty

604
00:31:36.559 --> 00:31:39.680
<v Speaker 6>percent of our customers take advantage of twelve months no payments,

605
00:31:39.680 --> 00:31:40.039
<v Speaker 6>no interest.

606
00:31:40.119 --> 00:31:42.920
<v Speaker 4>Wait a minute, you're still doing Wait a minute, you're

607
00:31:43.079 --> 00:31:45.839
<v Speaker 4>still doing twelve months no interest.

608
00:31:46.039 --> 00:31:49.960
<v Speaker 6>Absolutely, most of our customers take advantage of the financing

609
00:31:50.039 --> 00:31:53.400
<v Speaker 6>because it allows the project to take place while we're there,

610
00:31:54.319 --> 00:31:56.440
<v Speaker 6>get the project started, and then they can figure out

611
00:31:56.440 --> 00:31:58.039
<v Speaker 6>how to come up with their own money on their

612
00:31:58.079 --> 00:31:58.559
<v Speaker 6>own time.

613
00:31:59.359 --> 00:32:02.519
<v Speaker 4>I just I mean, in today's world with interest, where

614
00:32:02.519 --> 00:32:04.759
<v Speaker 4>they are, where it is and all that. Now, I

615
00:32:04.839 --> 00:32:08.720
<v Speaker 4>find that incredible that you're doing no interest for a year.

616
00:32:09.079 --> 00:32:10.119
<v Speaker 3>I mean, that's incredible.

617
00:32:10.240 --> 00:32:10.440
<v Speaker 5>Yeah.

618
00:32:10.480 --> 00:32:12.839
<v Speaker 6>Sometimes we'll run programs where it's even more, you know,

619
00:32:12.920 --> 00:32:16.400
<v Speaker 6>eighteen sometimes twenty four, just depending on the time of season.

620
00:32:16.200 --> 00:32:17.680
<v Speaker 3>So two or three days to get it in.

621
00:32:17.799 --> 00:32:19.720
<v Speaker 4>You guys have a year to pay with no interest

622
00:32:20.200 --> 00:32:22.880
<v Speaker 4>and no penalties or anything. You got to get it

623
00:32:22.880 --> 00:32:25.400
<v Speaker 4>paid within the year, though, and that's that's the trick

624
00:32:25.480 --> 00:32:28.440
<v Speaker 4>of course. Oh my god, is that the big giant shower.

625
00:32:28.640 --> 00:32:30.640
<v Speaker 4>He's showing me a picture. If you send that to me,

626
00:32:30.640 --> 00:32:32.920
<v Speaker 4>I'm gonna put it up on YouTube. If you send

627
00:32:32.920 --> 00:32:36.039
<v Speaker 4>that to me, it's a twenty.

628
00:32:35.720 --> 00:32:39.279
<v Speaker 3>By twenty shower. It's a whole freaking home, theater room

629
00:32:39.400 --> 00:32:41.039
<v Speaker 3>or whatever. Anyway, we have.

630
00:32:41.000 --> 00:32:43.240
<v Speaker 4>More coming up on The Troubleshooter Show, and we're going

631
00:32:43.319 --> 00:32:46.240
<v Speaker 4>to talk health, and we're going to talk all kinds

632
00:32:46.240 --> 00:32:50.519
<v Speaker 4>of issues near and dear to your heart and your pocketbook.

633
00:32:51.079 --> 00:32:54.440
<v Speaker 4>At three oh three Martino three oh three six two

634
00:32:54.519 --> 00:32:57.000
<v Speaker 4>seven eight four six six.

635
00:33:04.240 --> 00:33:13.359
<v Speaker 1>Yea ripped up new need advice.

636
00:33:13.400 --> 00:33:17.519
<v Speaker 8>So you don't help, we'll come running.

637
00:33:17.599 --> 00:33:18.880
<v Speaker 3>As fast as the can.

638
00:33:20.160 --> 00:33:21.440
<v Speaker 1>Shooter's gonna help.

639
00:33:21.720 --> 00:33:22.079
<v Speaker 8>Come.

640
00:33:22.680 --> 00:33:27.799
<v Speaker 2>Man Dix, is the Troubleshooter Show. No, Tom Martino.

641
00:33:28.880 --> 00:33:31.119
<v Speaker 3>Hey, I'm Tom Martino. Welcome to the show.

642
00:33:31.200 --> 00:33:34.240
<v Speaker 4>Three oh three seven one three talk seven one three

643
00:33:34.400 --> 00:33:35.440
<v Speaker 4>A two five five.

644
00:33:35.519 --> 00:33:38.960
<v Speaker 3>How are you doing? We are so happy that you

645
00:33:39.079 --> 00:33:39.720
<v Speaker 3>can join us.

646
00:33:39.839 --> 00:33:41.839
<v Speaker 4>And if you call that number three oh three Martino

647
00:33:41.880 --> 00:33:45.400
<v Speaker 4>at works twenty four to seven. So if if we're

648
00:33:45.440 --> 00:33:48.920
<v Speaker 4>not here on the air from ten am to two

649
00:33:48.960 --> 00:33:52.759
<v Speaker 4>pm Mountain time. If we're not on the air, you

650
00:33:52.839 --> 00:33:54.519
<v Speaker 4>can leave a message and we'll get you on the

651
00:33:54.599 --> 00:33:57.480
<v Speaker 4>next show. And we love doing what we do for you.

652
00:33:57.559 --> 00:33:59.279
<v Speaker 4>This hour brought to you by Frank Ran, the real

653
00:33:59.400 --> 00:34:04.400
<v Speaker 4>estate man. Frank does an analysis. A lot of people think, well,

654
00:34:04.440 --> 00:34:07.440
<v Speaker 4>what's that. They think it's like a drive bias. Not

655
00:34:08.199 --> 00:34:10.920
<v Speaker 4>if you're looking to know what your house will sell for,

656
00:34:11.079 --> 00:34:15.440
<v Speaker 4>and in this market, it's very difficult, very difficult to

657
00:34:16.079 --> 00:34:19.000
<v Speaker 4>put a price on it because we have some homes

658
00:34:19.039 --> 00:34:21.880
<v Speaker 4>in neighborhoods that are overpriced, some that are underpriced. Then

659
00:34:21.960 --> 00:34:26.159
<v Speaker 4>we have some neighborhoods in themselves that are overpriced or underpriced.

660
00:34:26.719 --> 00:34:30.719
<v Speaker 4>Then you have the dynamic of what's for sale in

661
00:34:31.239 --> 00:34:34.800
<v Speaker 4>the area. Frank can look at all of these elements

662
00:34:35.519 --> 00:34:40.519
<v Speaker 4>and then put together a really good it's not an app,

663
00:34:40.639 --> 00:34:42.400
<v Speaker 4>I don't want to call it a prayer. A valuation

664
00:34:43.159 --> 00:34:45.880
<v Speaker 4>of what he has seen and what he believes your

665
00:34:45.920 --> 00:34:50.079
<v Speaker 4>house will bring for a sale. And that's invaluable before

666
00:34:50.119 --> 00:34:52.679
<v Speaker 4>you list. What if you got ready to list a

667
00:34:52.719 --> 00:34:55.000
<v Speaker 4>house and you decide to wait a minute, I can't

668
00:34:55.119 --> 00:34:58.639
<v Speaker 4>settle for that. Then you find that out first. So

669
00:34:58.800 --> 00:35:03.920
<v Speaker 4>Frank Ran the real estate man, completely free complementary valuation

670
00:35:04.159 --> 00:35:06.559
<v Speaker 4>of your property three oh three. And it doesn't have

671
00:35:06.599 --> 00:35:08.440
<v Speaker 4>to be your primary residence. It might be a rental

672
00:35:08.519 --> 00:35:11.360
<v Speaker 4>or something three oh three nine two zero sixteen twenty two.

673
00:35:11.840 --> 00:35:14.039
<v Speaker 4>By the way, speaking of rentals, you know, from time

674
00:35:14.119 --> 00:35:17.079
<v Speaker 4>to time I speak about renting and being a landlord, right,

675
00:35:17.440 --> 00:35:20.519
<v Speaker 4>and we talk about of course vestero turnkey. That's a

676
00:35:20.519 --> 00:35:22.760
<v Speaker 4>whole different ball game. That's where you go to another

677
00:35:22.880 --> 00:35:26.480
<v Speaker 4>market where it's promising. But those who have rentals, and

678
00:35:26.559 --> 00:35:28.679
<v Speaker 4>I know Bo's one of them, I believe he has

679
00:35:28.719 --> 00:35:32.639
<v Speaker 4>a number of rentals in the Denver area. I'm getting

680
00:35:32.719 --> 00:35:36.920
<v Speaker 4>more and more texts and emails Bo from people who

681
00:35:37.079 --> 00:35:39.239
<v Speaker 4>are sorry they ever got involved in Denver.

682
00:35:39.960 --> 00:35:44.800
<v Speaker 3>Now, mind you, people have made money in Denver. You know,

683
00:35:44.960 --> 00:35:47.840
<v Speaker 3>there was a time to buy, and now I believe

684
00:35:48.159 --> 00:35:49.079
<v Speaker 3>is a time to sell.

685
00:35:49.199 --> 00:35:51.800
<v Speaker 4>But that you know, I'm not the expert on buying

686
00:35:51.840 --> 00:35:55.159
<v Speaker 4>and selling your rental property in Denver, but people are

687
00:35:55.239 --> 00:35:58.519
<v Speaker 4>telling me Bo whenever we have on Brad O'Brien O'Brien

688
00:35:58.639 --> 00:36:01.800
<v Speaker 4>Legal Services and we talk about navigating the tricky waters,

689
00:36:02.320 --> 00:36:06.119
<v Speaker 4>you know, trying to preserve your rights as a landlord

690
00:36:07.000 --> 00:36:08.079
<v Speaker 4>can be very difficult.

691
00:36:08.800 --> 00:36:11.079
<v Speaker 3>You could end up with a tenant you can't get

692
00:36:11.199 --> 00:36:12.559
<v Speaker 3>rid of. That's true.

693
00:36:12.760 --> 00:36:15.920
<v Speaker 14>That's why I'm waiting for my lease is just the

694
00:36:16.039 --> 00:36:18.920
<v Speaker 14>peter to run out, and then I'm going to I'm

695
00:36:18.960 --> 00:36:22.320
<v Speaker 14>going to ten thirty one Amendo vest Era because you know,

696
00:36:22.400 --> 00:36:24.119
<v Speaker 14>I just got a notice from City and County of

697
00:36:24.199 --> 00:36:26.239
<v Speaker 14>Denver the other day. I failed to apply for my

698
00:36:26.360 --> 00:36:30.159
<v Speaker 14>real estate license for one property and I was supposed

699
00:36:30.199 --> 00:36:33.320
<v Speaker 14>to turn into paperwork Monday, and if I don't get

700
00:36:33.360 --> 00:36:35.719
<v Speaker 14>it turned in, they're going to find me one thousand dollars.

701
00:36:36.639 --> 00:36:37.360
<v Speaker 3>Explain to that.

702
00:36:38.159 --> 00:36:41.400
<v Speaker 4>Explain that as far as the license, you need to

703
00:36:41.480 --> 00:36:43.519
<v Speaker 4>be a rent So if you want to rent out

704
00:36:43.559 --> 00:36:45.960
<v Speaker 4>your place, be a regular landlord.

705
00:36:46.159 --> 00:36:47.360
<v Speaker 3>You have to have a license.

706
00:36:47.599 --> 00:36:49.800
<v Speaker 14>Yes, it's some sort of they call it a real

707
00:36:49.920 --> 00:36:53.039
<v Speaker 14>estate license, but it's really not. You want to sign

708
00:36:53.079 --> 00:36:56.719
<v Speaker 14>a license for the landlord that had to be gives

709
00:36:57.239 --> 00:36:59.639
<v Speaker 14>the landlord the ability to rent the property.

710
00:37:00.280 --> 00:37:00.960
<v Speaker 13>There's a fee.

711
00:37:01.000 --> 00:37:03.039
<v Speaker 14>I think it's like one hundred dollars a year, and

712
00:37:03.159 --> 00:37:07.119
<v Speaker 14>then Denver sends somebody out to inspect the property, make

713
00:37:07.159 --> 00:37:10.159
<v Speaker 14>sure it has fire extinguisher, smoke detectors and all it

714
00:37:10.320 --> 00:37:12.519
<v Speaker 14>is is just a money grabb in my opinion, and

715
00:37:13.320 --> 00:37:13.840
<v Speaker 14>what it does.

716
00:37:14.119 --> 00:37:17.000
<v Speaker 13>I'm just going to pass the cost on to the

717
00:37:17.800 --> 00:37:20.000
<v Speaker 13>on too, the tenant. But there's one I miss.

718
00:37:20.320 --> 00:37:23.960
<v Speaker 14>So they're going to apparently if they're going to find

719
00:37:24.039 --> 00:37:26.880
<v Speaker 14>me or take me to court, and no other county

720
00:37:27.800 --> 00:37:28.119
<v Speaker 14>does it.

721
00:37:29.000 --> 00:37:30.960
<v Speaker 13>Yeah, right, but little Toon is just Denver.

722
00:37:31.800 --> 00:37:31.960
<v Speaker 9>Right.

723
00:37:32.559 --> 00:37:36.639
<v Speaker 4>So here's the other thing, a one bedroom apartment. Right now,

724
00:37:37.280 --> 00:37:41.599
<v Speaker 4>what do you think the the average price is for

725
00:37:41.719 --> 00:37:42.760
<v Speaker 4>one bedroom a.

726
00:37:42.800 --> 00:37:46.880
<v Speaker 14>One bedroom apartment? I would say it's around fifteen hundred. Nope,

727
00:37:47.039 --> 00:37:51.320
<v Speaker 14>fifteen eight higher. Well then I'm looking at around two

728
00:37:51.400 --> 00:37:52.159
<v Speaker 14>thousand dollars.

729
00:37:52.679 --> 00:37:56.199
<v Speaker 4>Now you can find them for fifteen hundred, and you

730
00:37:56.280 --> 00:37:59.119
<v Speaker 4>can find them for more. But you're going to average

731
00:37:59.119 --> 00:38:01.840
<v Speaker 4>out about two grand a month for a one bedroom.

732
00:38:02.119 --> 00:38:03.599
<v Speaker 12>I didn't know that too.

733
00:38:03.880 --> 00:38:05.039
<v Speaker 13>I'm too inexpensive.

734
00:38:06.360 --> 00:38:08.360
<v Speaker 3>Oh so what are you charging now? Do you have

735
00:38:08.440 --> 00:38:10.000
<v Speaker 3>apartments or single family homes?

736
00:38:10.079 --> 00:38:15.199
<v Speaker 14>I've got seven the eight single family homes and then

737
00:38:15.320 --> 00:38:21.000
<v Speaker 14>have a small apartment building in downtown Denver and my

738
00:38:21.119 --> 00:38:24.960
<v Speaker 14>two bedroom houses. I charge about eighteen to twenty two

739
00:38:25.039 --> 00:38:28.400
<v Speaker 14>hundred a month. On the one bedroom apartment building, it's

740
00:38:28.480 --> 00:38:30.280
<v Speaker 14>fifteen to sixteen hundred a month.

741
00:38:30.400 --> 00:38:31.840
<v Speaker 13>No, no, and they're only full.

742
00:38:32.800 --> 00:38:36.119
<v Speaker 4>I am told, I am told that some people are

743
00:38:36.199 --> 00:38:40.480
<v Speaker 4>doing tricky things because apparently a lot of these rules

744
00:38:40.679 --> 00:38:44.480
<v Speaker 4>kick in on a one year lease, and some people

745
00:38:44.559 --> 00:38:47.719
<v Speaker 4>are making them three hundred and sixty four days or

746
00:38:47.760 --> 00:38:51.239
<v Speaker 4>three hundred and sixty days and staying under the one

747
00:38:51.360 --> 00:38:55.599
<v Speaker 4>year mark so they don't get harangued into these new requirements.

748
00:38:55.679 --> 00:38:56.320
<v Speaker 3>Have you heard of that?

749
00:38:56.679 --> 00:39:01.800
<v Speaker 14>No, Well, if you're a landlord, you're you're responsible for

750
00:39:01.920 --> 00:39:04.920
<v Speaker 14>all of these new rules and regulations and licenses, whether

751
00:39:05.000 --> 00:39:05.199
<v Speaker 14>you have.

752
00:39:05.280 --> 00:39:07.639
<v Speaker 12>A tenant in them for one week or no.

753
00:39:07.800 --> 00:39:08.880
<v Speaker 9>No, no, no, no no.

754
00:39:09.079 --> 00:39:11.440
<v Speaker 12>The tenant's got to be in there a solid year.

755
00:39:12.079 --> 00:39:12.400
<v Speaker 9>Uh bo.

756
00:39:12.599 --> 00:39:15.079
<v Speaker 12>We've we've just had our guy on about that in

757
00:39:15.400 --> 00:39:19.840
<v Speaker 12>order not to renew them, yeah to the lease, So

758
00:39:20.000 --> 00:39:21.840
<v Speaker 12>we want to get around once they're there for a

759
00:39:21.960 --> 00:39:25.840
<v Speaker 12>solid year, then you cannot cancel their lease. You have

760
00:39:26.039 --> 00:39:29.000
<v Speaker 12>to renew it unless you're either selling the house or

761
00:39:29.079 --> 00:39:29.880
<v Speaker 12>some other stuff.

762
00:39:30.440 --> 00:39:35.679
<v Speaker 4>Yeah, or basically basically a one year lease basically put

763
00:39:35.760 --> 00:39:38.880
<v Speaker 4>let's put it this way, a one year lease is

764
00:39:39.039 --> 00:39:44.800
<v Speaker 4>reoccurring automatically unless you have just cause to get rid

765
00:39:44.840 --> 00:39:45.360
<v Speaker 4>of the tenant.

766
00:39:45.840 --> 00:39:46.039
<v Speaker 5>Yep.

767
00:39:46.239 --> 00:39:50.400
<v Speaker 3>And that's just the way it is. What's amazing. Here's

768
00:39:50.440 --> 00:39:52.280
<v Speaker 3>the other way you can get rid of people though.

769
00:39:52.400 --> 00:39:55.679
<v Speaker 12>You can up the rent that's allowed to even though

770
00:39:56.320 --> 00:39:58.760
<v Speaker 12>you know you can't say, okay, it's a million dollars.

771
00:39:58.840 --> 00:40:01.960
<v Speaker 12>You can't go crazy, but you can definitely up the

772
00:40:02.039 --> 00:40:04.960
<v Speaker 12>rent to where they'll probably move out right.

773
00:40:05.000 --> 00:40:09.679
<v Speaker 4>You can, And again they do look at how much

774
00:40:09.719 --> 00:40:12.320
<v Speaker 4>you up the rent. It cannot be what they call punitive.

775
00:40:12.719 --> 00:40:16.000
<v Speaker 4>Now obviously that's up for grabs. You know, if someone says,

776
00:40:16.000 --> 00:40:18.079
<v Speaker 4>wait a minute, you know you wanted to get rid

777
00:40:18.119 --> 00:40:18.519
<v Speaker 4>of this guy.

778
00:40:18.639 --> 00:40:20.039
<v Speaker 3>Now you're up in the rent too much.

779
00:40:21.199 --> 00:40:24.400
<v Speaker 4>Again, I want to say this because I've been here

780
00:40:24.480 --> 00:40:27.679
<v Speaker 4>forty five years. When I first came here renters, I

781
00:40:27.760 --> 00:40:30.840
<v Speaker 4>would be so frustrated on this show. A renter would

782
00:40:30.880 --> 00:40:33.760
<v Speaker 4>call and I'd say, there's nothing I can do for you.

783
00:40:33.760 --> 00:40:36.320
<v Speaker 4>You don't have any rights. I mean there were no rights.

784
00:40:36.719 --> 00:40:39.599
<v Speaker 4>I mean no rights at all except if you paid

785
00:40:39.639 --> 00:40:44.480
<v Speaker 4>your rent you got private use of your premises.

786
00:40:44.880 --> 00:40:47.519
<v Speaker 3>But there were no rights at all.

787
00:40:48.159 --> 00:40:51.320
<v Speaker 4>And then all of a sudden things started swinging the

788
00:40:51.400 --> 00:40:53.800
<v Speaker 4>other way, not all of a sudden, shouldn't say that slowly,

789
00:40:54.239 --> 00:40:56.559
<v Speaker 4>And then all of a sudden, prior to COVID, it

790
00:40:56.679 --> 00:40:59.760
<v Speaker 4>wasn't actually COVID, but prior to that, so many laws

791
00:40:59.800 --> 00:41:04.320
<v Speaker 4>came into effect on the state level, and then Denver whatever,

792
00:41:04.519 --> 00:41:07.199
<v Speaker 4>you know, they just amplifies that. Whatever the state is,

793
00:41:07.719 --> 00:41:12.159
<v Speaker 4>Denver's always goes beyond that. So I've had people tell

794
00:41:12.239 --> 00:41:14.840
<v Speaker 4>me they will never own a rental in Colorado again,

795
00:41:15.000 --> 00:41:17.159
<v Speaker 4>never because it's too restrictive.

796
00:41:17.599 --> 00:41:20.199
<v Speaker 3>When you buy a place and you get.

797
00:41:20.079 --> 00:41:23.639
<v Speaker 4>Someone in there and basically you can't get rid of them.

798
00:41:23.840 --> 00:41:27.159
<v Speaker 4>I mean you can, but it's not as easy as

799
00:41:27.199 --> 00:41:30.000
<v Speaker 4>you think. So some people are not going to a

800
00:41:30.079 --> 00:41:32.760
<v Speaker 4>year lease at all anymore because they don't want to

801
00:41:32.840 --> 00:41:36.960
<v Speaker 4>have that just cause provision. The just cause provision is

802
00:41:37.079 --> 00:41:39.199
<v Speaker 4>one of the ones that really bug people the most.

803
00:41:39.719 --> 00:41:42.800
<v Speaker 4>You have to have a just or legal or or

804
00:41:43.039 --> 00:41:45.679
<v Speaker 4>legal in their eye reason to get rid of people,

805
00:41:46.280 --> 00:41:49.159
<v Speaker 4>and you know it's difficult.

806
00:41:49.679 --> 00:41:53.880
<v Speaker 12>All all of this does is increase rent I mean,

807
00:41:53.960 --> 00:41:56.559
<v Speaker 12>no matter how you look at you know, it doesn't help, right, No,

808
00:41:57.119 --> 00:42:00.320
<v Speaker 12>I mean regulations drive up the price of thing. That's

809
00:42:00.440 --> 00:42:01.280
<v Speaker 12>just how it works.

810
00:42:01.920 --> 00:42:04.840
<v Speaker 4>Yeah, And originally, you know, they want to help renters,

811
00:42:05.199 --> 00:42:07.320
<v Speaker 4>and then it gets to a point where it's hurting

812
00:42:07.400 --> 00:42:11.480
<v Speaker 4>renters because people are like getting tired of it. And

813
00:42:11.760 --> 00:42:17.800
<v Speaker 4>landlords are drying up. So anyway, that's it. So Bo's

814
00:42:17.800 --> 00:42:20.039
<v Speaker 4>getting out of the business. He's saying, forget this crap.

815
00:42:20.119 --> 00:42:22.239
<v Speaker 4>I'm not doing it anymore, and.

816
00:42:22.280 --> 00:42:25.320
<v Speaker 14>I want to start raising the rent based on property taxes.

817
00:42:25.480 --> 00:42:27.639
<v Speaker 14>I asked Brad O'Brien about that the other day. Is

818
00:42:28.000 --> 00:42:29.760
<v Speaker 14>my property taxes have doubled?

819
00:42:30.079 --> 00:42:32.039
<v Speaker 12>Yeah, you can do that, he said, you can put

820
00:42:32.119 --> 00:42:34.760
<v Speaker 12>that in your lease basically like cam charge is in

821
00:42:34.880 --> 00:42:37.480
<v Speaker 12>a commercial property and.

822
00:42:38.440 --> 00:42:39.280
<v Speaker 13>Trash pickup too.

823
00:42:39.360 --> 00:42:41.360
<v Speaker 12>Denver used to pay for all the trash picked up

824
00:42:41.400 --> 00:42:42.000
<v Speaker 12>in our property.

825
00:42:42.119 --> 00:42:45.719
<v Speaker 3>You know, that's the number one thing why rentsive skyrocketed.

826
00:42:45.880 --> 00:42:48.840
<v Speaker 3>Just like Bo's talking about the property tax. We got

827
00:42:49.000 --> 00:42:50.519
<v Speaker 3>so screwed on that deal.

828
00:42:50.880 --> 00:42:54.119
<v Speaker 12>How people voted to get rid of the Gallagher Amendment right,

829
00:42:54.239 --> 00:42:57.840
<v Speaker 12>That shows you how dumb the population of Denver is.

830
00:42:58.239 --> 00:42:59.920
<v Speaker 3>No, I mean Colorado in general.

831
00:43:00.360 --> 00:43:04.559
<v Speaker 4>I swear to you, you know, whatever your political persuasion,

832
00:43:04.760 --> 00:43:05.320
<v Speaker 4>I don't care.

833
00:43:05.880 --> 00:43:09.519
<v Speaker 3>But no one can argue. No one can argue that Denver.

834
00:43:09.440 --> 00:43:14.320
<v Speaker 4>And Colorado are in good fiscal or financial shape.

835
00:43:14.559 --> 00:43:17.440
<v Speaker 12>Did you guys see the video again in the last

836
00:43:17.599 --> 00:43:20.199
<v Speaker 12>I don't know. In the last week, another a complex

837
00:43:20.800 --> 00:43:25.360
<v Speaker 12>in Aurora, multiple people going door to door with I mean,

838
00:43:25.519 --> 00:43:27.800
<v Speaker 12>like I don't know if they're fully automatic weapons. I

839
00:43:27.920 --> 00:43:32.000
<v Speaker 12>know with aks ars and doing the shakedown. I mean,

840
00:43:32.159 --> 00:43:36.280
<v Speaker 12>it's absolutely unbelievable what goes on in Denver and Aurora.

841
00:43:36.840 --> 00:43:39.239
<v Speaker 3>Can somebody answer me a question too? And I really

842
00:43:39.320 --> 00:43:42.639
<v Speaker 3>mean this, And again, you know, at seventy one years old,

843
00:43:42.719 --> 00:43:44.960
<v Speaker 3>I was in the media for years and years in TV,

844
00:43:45.079 --> 00:43:48.440
<v Speaker 3>and you could you could discount me as some grumpy

845
00:43:48.480 --> 00:43:49.679
<v Speaker 3>old man, but I'm not.

846
00:43:50.320 --> 00:43:54.639
<v Speaker 4>But I will say this, Is it my imagination? Or

847
00:43:55.079 --> 00:43:59.159
<v Speaker 4>does Channel nine downplay that stuff? Do you get the

848
00:43:59.360 --> 00:44:01.360
<v Speaker 4>I get the depression that Channel.

849
00:44:01.079 --> 00:44:05.320
<v Speaker 12>Nine Kyle Clark, and you know what, God love him.

850
00:44:05.400 --> 00:44:08.760
<v Speaker 12>I watch him almost every night because he drives me insane.

851
00:44:08.840 --> 00:44:12.119
<v Speaker 12>But I do find him irritated almost like he's personally

852
00:44:12.239 --> 00:44:13.480
<v Speaker 12>trying to drive me insane.

853
00:44:13.800 --> 00:44:18.079
<v Speaker 3>But he is the lefty, left leftist. It's insane. Now,

854
00:44:18.320 --> 00:44:22.480
<v Speaker 3>I don't think it's weird. I don't think they misreport

855
00:44:23.079 --> 00:44:25.039
<v Speaker 3>or I don't think they I do.

856
00:44:25.199 --> 00:44:27.920
<v Speaker 12>He was just talking about those apartments. Every time he

857
00:44:28.000 --> 00:44:33.400
<v Speaker 12>talks about the original one, he downplays people with assault

858
00:44:33.519 --> 00:44:38.000
<v Speaker 12>rifles from other countries shaking down people in Aurora. He

859
00:44:38.239 --> 00:44:41.159
<v Speaker 12>downplays it like, oh it was a big national thing

860
00:44:41.239 --> 00:44:44.199
<v Speaker 12>and that's why Trump game here. Well, my god, everybody

861
00:44:44.280 --> 00:44:44.960
<v Speaker 12>saw the video.

862
00:44:45.920 --> 00:44:49.400
<v Speaker 3>Yeah. I just think that nine in general, Channel nine

863
00:44:50.000 --> 00:44:56.840
<v Speaker 3>downplays negative news if it reflects badly on the progressive agenda.

864
00:44:57.599 --> 00:45:01.119
<v Speaker 3>I really believe that they have some kind of I

865
00:45:01.199 --> 00:45:04.079
<v Speaker 3>don't even know if it's a conscious effort, but there

866
00:45:04.440 --> 00:45:09.760
<v Speaker 3>it's almost like they downplay anything that would be negative

867
00:45:09.880 --> 00:45:15.360
<v Speaker 3>against a liberal agenda, and they they they over exaggerate

868
00:45:15.840 --> 00:45:20.519
<v Speaker 3>s newze stories that make conservatives look bad. I mean,

869
00:45:21.360 --> 00:45:23.679
<v Speaker 3>and I wonder is this my imagination because it.

870
00:45:23.760 --> 00:45:27.400
<v Speaker 12>Is not your imagination. Well, thank local reporter Tom for

871
00:45:27.519 --> 00:45:31.400
<v Speaker 12>a local news station. They're incredibly leaning one direction.

872
00:45:32.039 --> 00:45:34.480
<v Speaker 4>Okay, we have more coming up on the Troubleshooter Show.

873
00:45:34.519 --> 00:45:36.440
<v Speaker 4>Three O three seven one three eight two, five to five.

874
00:45:36.719 --> 00:45:40.599
<v Speaker 4>Remember the thirty nine dollars deep clean check and tune

875
00:45:40.760 --> 00:45:43.440
<v Speaker 4>of your AC fix it twenty four to seven. If

876
00:45:43.480 --> 00:45:45.960
<v Speaker 4>you haven't had it done, thirty nine bucks, the heat

877
00:45:46.119 --> 00:45:46.400
<v Speaker 4>is here.

878
00:45:46.840 --> 00:45:49.599
<v Speaker 3>Get it done. Fix myhome dot com book now.

879
00:45:54.320 --> 00:45:57.119
<v Speaker 4>Your Troubleshooter three oh three, seven to one three talk

880
00:45:57.519 --> 00:45:59.679
<v Speaker 4>pretty soon. I'm going to be putting online on our

881
00:45:59.679 --> 00:46:03.840
<v Speaker 4>stream this twenty by twenty shower from renew home innovations.

882
00:46:05.440 --> 00:46:08.639
<v Speaker 3>It's twenty by twenty. That's a garage.

883
00:46:09.119 --> 00:46:15.039
<v Speaker 4>Think about that. That's a garage. Goodness, great, Hey, I'll

884
00:46:15.079 --> 00:46:16.960
<v Speaker 4>bet you it's almost the size of the Rock and

885
00:46:17.079 --> 00:46:17.840
<v Speaker 4>Roll beer garden.

886
00:46:19.719 --> 00:46:20.880
<v Speaker 3>Is that what you call? Do you call it a

887
00:46:20.960 --> 00:46:23.559
<v Speaker 3>beer garden? Steve? What do you call that place where

888
00:46:23.599 --> 00:46:26.000
<v Speaker 3>people go and hang out and drink beer on the weekend?

889
00:46:28.000 --> 00:46:32.519
<v Speaker 9>They call that a beer garden? Last time unheard? But

890
00:46:33.320 --> 00:46:38.000
<v Speaker 9>the people love it, Tom, It's real unique. It's you know,

891
00:46:38.039 --> 00:46:39.760
<v Speaker 9>I got a big heart, you know, a nice old

892
00:46:39.840 --> 00:46:42.800
<v Speaker 9>Harley sitting there in the bury and on display, and

893
00:46:42.880 --> 00:46:45.079
<v Speaker 9>it's just it's just, you know, I got twelve touring

894
00:46:45.159 --> 00:46:46.199
<v Speaker 9>guitars hanging up.

895
00:46:46.960 --> 00:46:48.360
<v Speaker 15>It's really neat.

896
00:46:48.199 --> 00:46:51.880
<v Speaker 9>Because it's a residential ranch area. It just it's like

897
00:46:51.960 --> 00:46:54.559
<v Speaker 9>a place you just wouldn't think it would be, and

898
00:46:54.719 --> 00:46:56.880
<v Speaker 9>people love it. They love our beer as well.

899
00:46:57.519 --> 00:47:00.440
<v Speaker 4>Hey, Steve, what was it before you can averted it

900
00:47:00.519 --> 00:47:03.280
<v Speaker 4>to a beer garden? Is this your bag or one?

901
00:47:05.199 --> 00:47:08.559
<v Speaker 9>It just well, I've had my brewery there since I've

902
00:47:08.559 --> 00:47:12.199
<v Speaker 9>been brewed since nineteen eighty five. But this location here,

903
00:47:12.480 --> 00:47:16.360
<v Speaker 9>I've had, you know, since twenty sixteen, and we just

904
00:47:16.599 --> 00:47:18.840
<v Speaker 9>distributed with cans and.

905
00:47:20.440 --> 00:47:22.320
<v Speaker 8>Went to festivals and things like that.

906
00:47:23.320 --> 00:47:26.719
<v Speaker 9>Now that we're approved for on site sales, this is

907
00:47:26.840 --> 00:47:29.519
<v Speaker 9>pretty much there's only two places you can get our beer.

908
00:47:29.920 --> 00:47:33.239
<v Speaker 9>It's at our beer garden or a Colorado National Speedway.

909
00:47:33.760 --> 00:47:35.559
<v Speaker 9>And you don't want to miss the race coming up.

910
00:47:35.760 --> 00:47:38.800
<v Speaker 9>They have an early Fourth of July race on the

911
00:47:38.920 --> 00:47:42.679
<v Speaker 9>twenty eighth, and I'll have fireworks and everything. You really

912
00:47:42.760 --> 00:47:45.639
<v Speaker 9>want to go out there. And by the way, if

913
00:47:45.719 --> 00:47:51.440
<v Speaker 9>you sign up for our festival, our Brewfest on August second,

914
00:47:52.639 --> 00:47:55.880
<v Speaker 9>you're going to give a free VIP NASS car ticket

915
00:47:56.559 --> 00:47:59.920
<v Speaker 9>and your callers, let me see if anybody signs up.

916
00:48:01.199 --> 00:48:05.719
<v Speaker 9>I'm also going to give them our new bourbon beer free.

917
00:48:07.360 --> 00:48:08.039
<v Speaker 12>On arrival.

918
00:48:08.119 --> 00:48:10.199
<v Speaker 9>When they show up at the festival, they'll get a

919
00:48:10.280 --> 00:48:12.960
<v Speaker 9>free T shirt. And these are not cheap t shirts.

920
00:48:12.960 --> 00:48:16.280
<v Speaker 9>These are like twenty dollars, very high quality T shirts,

921
00:48:16.360 --> 00:48:18.440
<v Speaker 9>not so seek dollar stage shirt.

922
00:48:19.360 --> 00:48:21.320
<v Speaker 4>Now, now I got to remind you we're on radio

923
00:48:21.320 --> 00:48:23.559
<v Speaker 4>and we got a bunch of airheads listening and YouTube

924
00:48:23.599 --> 00:48:26.159
<v Speaker 4>morons and people that are driving and doing other things.

925
00:48:26.440 --> 00:48:27.159
<v Speaker 3>You're giving out a.

926
00:48:27.159 --> 00:48:29.880
<v Speaker 4>Bunch of days here, So let's first just give out

927
00:48:29.880 --> 00:48:33.480
<v Speaker 4>the events first and foremost. Every weekend you have a

928
00:48:33.559 --> 00:48:36.199
<v Speaker 4>beer garden and opens up for people to come and

929
00:48:36.280 --> 00:48:40.480
<v Speaker 4>sample your bruise and that where is that garden located?

930
00:48:40.559 --> 00:48:44.239
<v Speaker 3>Where? Where? How do people find out that? And do

931
00:48:44.400 --> 00:48:46.320
<v Speaker 3>they have to make a reservation or can they just

932
00:48:46.440 --> 00:48:46.840
<v Speaker 3>show up?

933
00:48:48.679 --> 00:48:52.039
<v Speaker 9>They can just show up. Making a reservation is nice

934
00:48:52.079 --> 00:48:55.199
<v Speaker 9>because it's only at twenty five capacity, but it is

935
00:48:55.400 --> 00:48:58.119
<v Speaker 9>near Firestone. It's a long mount address, but it's near

936
00:48:58.320 --> 00:49:01.360
<v Speaker 9>across the street and Firestones. Any limits. Go to the

937
00:49:01.440 --> 00:49:05.559
<v Speaker 9>website rock and roll dot Beer and want me to

938
00:49:06.000 --> 00:49:08.840
<v Speaker 9>contact us page it'll have a Google map, and we

939
00:49:09.239 --> 00:49:14.159
<v Speaker 9>hope on Saturdays two pm to nine pm. And our

940
00:49:14.239 --> 00:49:18.800
<v Speaker 9>special event is going to be two pm to ten pm,

941
00:49:19.199 --> 00:49:22.599
<v Speaker 9>and that's August second. It's going to sell out. We're

942
00:49:22.639 --> 00:49:27.440
<v Speaker 9>given a famous Day seven piece brisket meal. I'm given

943
00:49:27.960 --> 00:49:31.480
<v Speaker 9>about eighty dollars worth of stuff for forty five dollars.

944
00:49:32.000 --> 00:49:35.079
<v Speaker 9>It doesn't it does not include beer. But your caller

945
00:49:35.239 --> 00:49:37.679
<v Speaker 9>is today. If they you know, if they go ahead

946
00:49:37.719 --> 00:49:39.599
<v Speaker 9>and register today, I'll go ahead and give them a

947
00:49:39.679 --> 00:49:40.079
<v Speaker 9>pre beer.

948
00:49:41.199 --> 00:49:43.800
<v Speaker 4>Okay, now beer, they can find out a pre be

949
00:49:44.000 --> 00:49:46.039
<v Speaker 4>they can find now I get it. They can find

950
00:49:46.039 --> 00:49:48.920
<v Speaker 4>out about all of these things at rocknroll Dot Beer

951
00:49:49.440 --> 00:49:52.760
<v Speaker 4>can they also find out about the Colorado National Speedway stuff.

952
00:49:53.119 --> 00:49:54.599
<v Speaker 3>Do you have any of that listed there?

953
00:49:57.760 --> 00:50:02.800
<v Speaker 9>It will be uh, go to Coloradospeedway dot com is

954
00:50:02.840 --> 00:50:05.280
<v Speaker 9>the best place to get all their readings. Okay, good

955
00:50:05.559 --> 00:50:07.199
<v Speaker 9>material on a foreign dates.

956
00:50:08.119 --> 00:50:10.320
<v Speaker 4>Now, you said there were only two places to get

957
00:50:10.360 --> 00:50:13.039
<v Speaker 4>your beer. Let me get this straight. So I can't

958
00:50:13.079 --> 00:50:15.079
<v Speaker 4>go to a liquor store somewhere and buy your brew.

959
00:50:17.199 --> 00:50:21.000
<v Speaker 9>There's some you know that still have it, but we're

960
00:50:21.039 --> 00:50:24.480
<v Speaker 9>not going to distribute anymore because it's a loser a

961
00:50:24.639 --> 00:50:28.119
<v Speaker 9>wholesale for a small brewery. After expenses, you just don't

962
00:50:28.199 --> 00:50:28.800
<v Speaker 9>make anything.

963
00:50:29.280 --> 00:50:29.559
<v Speaker 3>Okay.

964
00:50:29.639 --> 00:50:32.000
<v Speaker 9>We make a little bit when we do retail sales,

965
00:50:32.079 --> 00:50:33.719
<v Speaker 9>but not enough to pay your mortgage.

966
00:50:34.079 --> 00:50:38.880
<v Speaker 3>You know. It's just so basically, basically, it's a hobby. Basically,

967
00:50:38.960 --> 00:50:41.360
<v Speaker 3>it's a hobby and a love of yours a passion.

968
00:50:42.000 --> 00:50:42.639
<v Speaker 3>That's what it is.

969
00:50:43.440 --> 00:50:47.119
<v Speaker 8>It is, yes, sir, Okay, I got this text.

970
00:50:47.039 --> 00:50:47.639
<v Speaker 9>Very good at it.

971
00:50:48.599 --> 00:50:51.440
<v Speaker 4>Every single time you're on, I get this text and

972
00:50:51.519 --> 00:50:53.920
<v Speaker 4>I want to answer it. Okay, but I'm going to

973
00:50:53.960 --> 00:50:56.440
<v Speaker 4>give you time, so hold on. And the text is this,

974
00:50:57.519 --> 00:51:00.920
<v Speaker 4>Tom I've listened to Steve on your sh show, and

975
00:51:01.119 --> 00:51:06.000
<v Speaker 4>I am very interested in not sales. Okay, I just

976
00:51:06.079 --> 00:51:08.559
<v Speaker 4>want to know how do I get started as a hobby,

977
00:51:09.039 --> 00:51:11.079
<v Speaker 4>what do I need, what does it cost?

978
00:51:11.559 --> 00:51:15.440
<v Speaker 3>And is it possible to still do it? Meaning laws

979
00:51:15.519 --> 00:51:17.480
<v Speaker 3>and all that. So hold on, Steve, we'll come back

980
00:51:17.519 --> 00:51:19.440
<v Speaker 3>to that and more. I'm Tom Martino.

981
00:51:19.519 --> 00:51:22.440
<v Speaker 4>We also have renew home Innovations dot Com in the house,

982
00:51:22.840 --> 00:51:26.559
<v Speaker 4>so stick around for more discussions on fun stuff and

983
00:51:27.320 --> 00:51:28.880
<v Speaker 4>any of your problems you might have.

984
00:51:29.239 --> 00:51:30.440
<v Speaker 3>Three to zero three Martino.

985
00:51:34.519 --> 00:51:38.559
<v Speaker 4>Hey, if you are on YouTube and looking at our stream,

986
00:51:38.719 --> 00:51:42.199
<v Speaker 4>our feed, you're gonna see the most incredible shower I've

987
00:51:42.239 --> 00:51:44.880
<v Speaker 4>ever seen. Twenty by twenty is the size of a

988
00:51:45.000 --> 00:51:50.760
<v Speaker 4>large garage and it's a smart shower with connectivity. And

989
00:51:51.480 --> 00:51:54.159
<v Speaker 4>I imagine, Nick, I got to ask you this real

990
00:51:54.239 --> 00:51:56.599
<v Speaker 4>quick and then I'm going back to Steve. Steve, don't

991
00:51:56.599 --> 00:51:59.880
<v Speaker 4>go away, Nick. Does this have a steam.

992
00:51:59.599 --> 00:52:00.360
<v Speaker 3>Component in it?

993
00:52:00.760 --> 00:52:00.880
<v Speaker 15>Oh?

994
00:52:01.000 --> 00:52:03.679
<v Speaker 4>Absolutely so what would it take though for a twenty

995
00:52:03.719 --> 00:52:05.760
<v Speaker 4>by twenty that's like a commercial steam unit?

996
00:52:06.440 --> 00:52:06.679
<v Speaker 5>Yeah?

997
00:52:06.800 --> 00:52:09.519
<v Speaker 6>No, that's that was literally an I believe in the

998
00:52:09.639 --> 00:52:15.320
<v Speaker 6>twenty kilowatt unit, so just massive, and it had multiple heads.

999
00:52:15.119 --> 00:52:18.960
<v Speaker 5>That every every every possible feature.

1000
00:52:19.199 --> 00:52:21.880
<v Speaker 3>How many people I mean did this guy, I'm his

1001
00:52:22.000 --> 00:52:27.119
<v Speaker 3>wife just he and his wife. I mean, obviously that's

1002
00:52:27.159 --> 00:52:30.599
<v Speaker 3>what I'm saying. It's not usually something you invite friends

1003
00:52:30.679 --> 00:52:32.840
<v Speaker 3>in for Hey, you will come take a shower with us,

1004
00:52:32.920 --> 00:52:36.960
<v Speaker 3>But I mean, I guess different strokes, right, So truly

1005
00:52:37.519 --> 00:52:38.800
<v Speaker 3>this is incredible.

1006
00:52:39.239 --> 00:52:41.159
<v Speaker 5>Yes, I mean where did those.

1007
00:52:41.039 --> 00:52:43.599
<v Speaker 12>Two doors lead? Are those closets.

1008
00:52:44.159 --> 00:52:46.559
<v Speaker 5>Personal bidets for his and her gallon?

1009
00:52:46.639 --> 00:52:48.320
<v Speaker 3>It is not? Really it really is.

1010
00:52:49.000 --> 00:52:52.800
<v Speaker 12>Oh my god, yeah, I feel like a popper now.

1011
00:52:53.960 --> 00:52:57.280
<v Speaker 4>So anyway, for those who don't have YouTuber and looking

1012
00:52:57.320 --> 00:53:01.480
<v Speaker 4>at the feed, boy, it looks like one big giant

1013
00:53:02.199 --> 00:53:03.440
<v Speaker 4>glass in room, and then.

1014
00:53:03.360 --> 00:53:05.719
<v Speaker 3>It's is what what's what wall system do they have?

1015
00:53:06.239 --> 00:53:08.920
<v Speaker 6>They actually use the porcelain taj Mahall product.

1016
00:53:09.199 --> 00:53:11.280
<v Speaker 5>Wow, we actually even put it on the floor.

1017
00:53:11.440 --> 00:53:13.599
<v Speaker 6>So the entire base of the of the floor of

1018
00:53:13.679 --> 00:53:16.639
<v Speaker 6>that shower is the taj Mahall porcelain base.

1019
00:53:16.760 --> 00:53:18.119
<v Speaker 12>Isn't that slippery as hell?

1020
00:53:18.920 --> 00:53:22.679
<v Speaker 6>No, because the the hone material actually has a natural

1021
00:53:22.920 --> 00:53:26.599
<v Speaker 6>grip to it automatically mark So it's how do you

1022
00:53:26.679 --> 00:53:28.800
<v Speaker 6>get curved glass like that? Or is that a crylic

1023
00:53:29.079 --> 00:53:33.280
<v Speaker 6>We had to order that specially in from Florida. Anyway,

1024
00:53:33.360 --> 00:53:35.239
<v Speaker 6>nobody in the state makes it incredible.

1025
00:53:35.239 --> 00:53:38.920
<v Speaker 3>I'm going to go back to our picture here. But man,

1026
00:53:39.320 --> 00:53:42.119
<v Speaker 3>that is one heck of a sixty.

1027
00:53:42.119 --> 00:53:44.320
<v Speaker 12>Do you mind if I ask what the cost of that?

1028
00:53:44.480 --> 00:53:46.880
<v Speaker 3>Oh? Yeah, yeah yeah, what would what would the cost

1029
00:53:47.000 --> 00:53:47.360
<v Speaker 3>for that be?

1030
00:53:47.719 --> 00:53:48.199
<v Speaker 5>Ninety five?

1031
00:53:49.440 --> 00:53:51.119
<v Speaker 12>That's actually way better than I thought.

1032
00:53:51.679 --> 00:53:54.760
<v Speaker 3>Yeah, I mean think about that. What you get there? Yeah, anyway,

1033
00:53:54.760 --> 00:53:57.119
<v Speaker 3>I want to go back to Steve. Steve Moss. He's

1034
00:53:57.199 --> 00:54:00.679
<v Speaker 3>the owner of Rock and Roll Brewery rock and Roll

1035
00:54:00.800 --> 00:54:03.519
<v Speaker 3>dot Beer. Whether you go rock end roll or rock

1036
00:54:03.800 --> 00:54:05.960
<v Speaker 3>in the letter en roll doesn't matter. Rock and roll

1037
00:54:06.039 --> 00:54:10.599
<v Speaker 3>dot beer dot beer. Very interesting extension there.

1038
00:54:10.639 --> 00:54:14.920
<v Speaker 4>But anyway, Steve, if I just want to get started,

1039
00:54:15.360 --> 00:54:19.320
<v Speaker 4>you know, I'm from scratch. Is it difficult to get

1040
00:54:19.360 --> 00:54:22.119
<v Speaker 4>started just to have fun? It's just to brew beer

1041
00:54:22.199 --> 00:54:22.599
<v Speaker 4>for fun?

1042
00:54:24.840 --> 00:54:26.159
<v Speaker 5>Well, brew beer for fun?

1043
00:54:26.280 --> 00:54:28.440
<v Speaker 9>Is this a homebrew kit? If you're going to get

1044
00:54:28.480 --> 00:54:31.280
<v Speaker 9>them to the commercial part of it, I mean you're

1045
00:54:31.320 --> 00:54:33.320
<v Speaker 9>gonna have to. You know, there's a lot of things

1046
00:54:33.400 --> 00:54:38.159
<v Speaker 9>you have, state county, you know, all these difference we're talking.

1047
00:54:37.920 --> 00:54:38.920
<v Speaker 3>About just a hobby.

1048
00:54:39.119 --> 00:54:41.559
<v Speaker 4>As a hobby, do I need to do anything special

1049
00:54:42.000 --> 00:54:45.039
<v Speaker 4>with authorities of I'm just gonna go in my garage

1050
00:54:45.119 --> 00:54:46.599
<v Speaker 4>or my man cave and brew beer.

1051
00:54:48.599 --> 00:54:51.039
<v Speaker 9>Nobody has to have a license to do that. As

1052
00:54:51.079 --> 00:54:52.079
<v Speaker 9>long as you don't sell it.

1053
00:54:52.679 --> 00:54:54.159
<v Speaker 3>Okay, you sell it, then you're.

1054
00:54:54.119 --> 00:54:56.119
<v Speaker 9>In a you know, the racketeering.

1055
00:54:57.480 --> 00:55:01.159
<v Speaker 3>Are there any stores that specialize in home brewers.

1056
00:55:03.400 --> 00:55:06.039
<v Speaker 9>Yeah, there's a lot of them. Just go online and look,

1057
00:55:06.079 --> 00:55:09.039
<v Speaker 9>I don't I don't really deal with home brews shops

1058
00:55:09.119 --> 00:55:12.199
<v Speaker 9>anymore because they buy a wholesale and larger qualities. But

1059
00:55:12.559 --> 00:55:17.440
<v Speaker 9>if you google, you know, done or whatever, and you

1060
00:55:17.480 --> 00:55:19.800
<v Speaker 9>know home brew shops, there's a few of them.

1061
00:55:20.039 --> 00:55:23.639
<v Speaker 12>There's one in Castle Rocks. They'll help you to running Aurora.

1062
00:55:24.079 --> 00:55:26.920
<v Speaker 9>They'll help somebody to get started. The other thing, you

1063
00:55:27.000 --> 00:55:27.920
<v Speaker 9>can do many of them.

1064
00:55:28.559 --> 00:55:28.800
<v Speaker 3>Tom.

1065
00:55:28.880 --> 00:55:32.039
<v Speaker 12>You can buy something like the Grain Father. That's what

1066
00:55:32.159 --> 00:55:34.880
<v Speaker 12>I got. It's like six seven hundred bucks and it

1067
00:55:35.000 --> 00:55:38.119
<v Speaker 12>runs off an app and you just go out, buy

1068
00:55:38.199 --> 00:55:41.280
<v Speaker 12>the ingredients, pick what recipe you want, and it walks

1069
00:55:41.320 --> 00:55:45.039
<v Speaker 12>you through the entire brew cycle till the end. Really,

1070
00:55:45.239 --> 00:55:48.119
<v Speaker 12>just so you've done it before, Mark, yeah, I sure have.

1071
00:55:49.039 --> 00:55:50.599
<v Speaker 3>How is it well?

1072
00:55:50.639 --> 00:55:53.519
<v Speaker 12>The beer tastes great. My problem is the pricing of

1073
00:55:53.639 --> 00:55:56.320
<v Speaker 12>a home brew because you're not brewing, you're only brewing

1074
00:55:56.440 --> 00:55:59.280
<v Speaker 12>like five gallons. I mean, it costs more than going

1075
00:55:59.360 --> 00:56:04.320
<v Speaker 12>out and buy an in buying bottled beer. That's the problem.

1076
00:56:04.440 --> 00:56:06.800
<v Speaker 12>It's just isn't cost effective at all.

1077
00:56:07.960 --> 00:56:10.119
<v Speaker 9>Speaking of beer, can I talk about my event?

1078
00:56:11.119 --> 00:56:14.440
<v Speaker 3>Yeah, go ahead, Just.

1079
00:56:14.440 --> 00:56:17.920
<v Speaker 9>To remind everybody it's our We get one special event

1080
00:56:18.000 --> 00:56:21.320
<v Speaker 9>a year. There's a limited capacity in the limited time

1081
00:56:21.400 --> 00:56:24.159
<v Speaker 9>we can sell because it is a residential area. But

1082
00:56:24.559 --> 00:56:28.800
<v Speaker 9>it is August second, Saturday, August second, from two to

1083
00:56:28.960 --> 00:56:32.559
<v Speaker 9>ten pm. And you you know, for forty five dollars,

1084
00:56:32.639 --> 00:56:35.360
<v Speaker 9>you get an event t shirt, a very nice event

1085
00:56:35.480 --> 00:56:38.679
<v Speaker 9>t shirt, a choice between two different designs. Look at

1086
00:56:38.960 --> 00:56:41.920
<v Speaker 9>Rock and rollot Beer and you'll see them famous day

1087
00:56:42.159 --> 00:56:45.000
<v Speaker 9>seven piece brisket meal. This is not a cheap meal.

1088
00:56:45.280 --> 00:56:47.760
<v Speaker 9>I'm given about eighty dollars worth of stuff for forty

1089
00:56:47.800 --> 00:56:50.840
<v Speaker 9>five bucks. The beer is not included. But if your

1090
00:56:50.920 --> 00:56:54.119
<v Speaker 9>caller is booked today and they mentioned they heard this,

1091
00:56:54.679 --> 00:56:57.639
<v Speaker 9>you know I'll give them their first free beer. And

1092
00:56:58.480 --> 00:57:00.960
<v Speaker 9>there's also gonna be music. We're to give away a guitar,

1093
00:57:01.199 --> 00:57:04.480
<v Speaker 9>probably a stratocaster with the contest.

1094
00:57:04.960 --> 00:57:05.840
<v Speaker 3>Wow, that's a.

1095
00:57:05.880 --> 00:57:07.960
<v Speaker 9>Bunch other you know, just everybody's going to get a

1096
00:57:08.000 --> 00:57:10.760
<v Speaker 9>rapple ticket. I'm gonna be giving stuff away all I'm

1097
00:57:10.800 --> 00:57:13.079
<v Speaker 9>not gonna make money on this Tom, I'm just gonna

1098
00:57:13.119 --> 00:57:13.639
<v Speaker 9>have a ball.

1099
00:57:14.000 --> 00:57:15.320
<v Speaker 3>I mean, I wouldn't care if you did.

1100
00:57:15.440 --> 00:57:15.599
<v Speaker 9>Man.

1101
00:57:15.840 --> 00:57:18.239
<v Speaker 3>I think it's great. You have a great time doing it.

1102
00:57:18.719 --> 00:57:22.039
<v Speaker 4>It's a passion, it's a lot of fun, and I certainly,

1103
00:57:22.760 --> 00:57:26.079
<v Speaker 4>I certainly wish you the best. So that's rock and

1104
00:57:26.199 --> 00:57:29.039
<v Speaker 4>roll dot Beer for more information August second, and then

1105
00:57:29.079 --> 00:57:31.800
<v Speaker 4>of course every weekend rock and roll dot Beer.

1106
00:57:31.880 --> 00:57:32.480
<v Speaker 3>Thanks for beer.

1107
00:57:33.280 --> 00:57:33.480
<v Speaker 8>Tom.

1108
00:57:33.559 --> 00:57:37.559
<v Speaker 12>If you're in town, maybe we actually drop in there.

1109
00:57:38.199 --> 00:57:43.280
<v Speaker 4>Yeah, that would be cool. We could, August second, That

1110
00:57:43.360 --> 00:57:45.360
<v Speaker 4>would be fun. I'd have to go before all the

1111
00:57:45.440 --> 00:57:47.760
<v Speaker 4>people start. Well, I don't know about that. If he

1112
00:57:47.800 --> 00:57:48.760
<v Speaker 4>has an area off.

1113
00:57:48.679 --> 00:57:52.039
<v Speaker 12>To the side, there is behind the brewery. We drove

1114
00:57:52.119 --> 00:57:54.440
<v Speaker 12>out there about a month ago. There's a place we

1115
00:57:54.480 --> 00:57:56.079
<v Speaker 12>could definitely land, no issue.

1116
00:57:56.119 --> 00:57:59.559
<v Speaker 3>Cool, That would be a lot of fun. Steve, thanks

1117
00:57:59.599 --> 00:58:00.320
<v Speaker 3>for being here again.

1118
00:58:00.440 --> 00:58:03.400
<v Speaker 4>As I said three oh three seven one three talk

1119
00:58:03.519 --> 00:58:06.480
<v Speaker 4>seven one three two five five. Someone wants to know

1120
00:58:06.960 --> 00:58:12.119
<v Speaker 4>about natural stone for the shower. Does it require a

1121
00:58:12.159 --> 00:58:16.000
<v Speaker 4>lot of maintenance? Natural stone like like a granite or

1122
00:58:16.719 --> 00:58:18.880
<v Speaker 4>a natural stone of any kind of a marble?

1123
00:58:19.840 --> 00:58:21.920
<v Speaker 3>What is not recommended for showers?

1124
00:58:22.280 --> 00:58:23.119
<v Speaker 5>Well, I definitely.

1125
00:58:22.880 --> 00:58:25.679
<v Speaker 6>Wouldn't do any anything that's a granite, or anything that's

1126
00:58:25.760 --> 00:58:29.519
<v Speaker 6>uh porous, porous. Yeah, I wouldn't do anything that has

1127
00:58:29.559 --> 00:58:32.199
<v Speaker 6>it because it's it's going to require constant maintenance.

1128
00:58:32.800 --> 00:58:34.559
<v Speaker 3>Even granite does. Oh absolutely.

1129
00:58:34.719 --> 00:58:34.920
<v Speaker 5>Yeah.

1130
00:58:35.119 --> 00:58:37.960
<v Speaker 6>When back in two thousand and five when I got

1131
00:58:38.000 --> 00:58:41.599
<v Speaker 6>into bathrooms, that was an option and it quickly went

1132
00:58:41.639 --> 00:58:45.760
<v Speaker 6>away because the product would allow moisture to come through

1133
00:58:45.920 --> 00:58:49.119
<v Speaker 6>pretty easily. Okay, it was very very problematic. That's what

1134
00:58:49.320 --> 00:58:53.320
<v Speaker 6>that's the attraction to the porcelain. This is done once,

1135
00:58:53.480 --> 00:58:54.639
<v Speaker 6>once you're once you're done with it.

1136
00:58:54.800 --> 00:58:56.000
<v Speaker 5>You don't have to mess with it.

1137
00:58:56.159 --> 00:58:59.519
<v Speaker 6>It's simple, it's anti macrobield.

1138
00:58:59.519 --> 00:59:01.920
<v Speaker 5>There's just so many benefits to using a product like.

1139
00:59:01.960 --> 00:59:04.199
<v Speaker 3>That, so things don't latch onto it and grow. No.

1140
00:59:04.960 --> 00:59:07.280
<v Speaker 6>No, I don't even need to put any type of

1141
00:59:07.360 --> 00:59:12.079
<v Speaker 6>antimicrobial into the product because it naturally funds it off.

1142
00:59:12.440 --> 00:59:14.360
<v Speaker 3>And so let me get this straight. There are no

1143
00:59:15.400 --> 00:59:16.840
<v Speaker 3>drout lines or anything.

1144
00:59:16.639 --> 00:59:18.840
<v Speaker 5>Like that, just in the corners of where the seams are.

1145
00:59:19.159 --> 00:59:22.360
<v Speaker 3>Okay, Uh, Lisa, welcome to the show. What's going on

1146
00:59:22.519 --> 00:59:23.199
<v Speaker 3>with you, Lisa?

1147
00:59:24.960 --> 00:59:29.639
<v Speaker 16>Tom I'm always talking with Sue and I was going

1148
00:59:29.719 --> 00:59:33.159
<v Speaker 16>to ask you this, if you could tell me what

1149
00:59:33.400 --> 00:59:38.480
<v Speaker 16>that doctor that you went to for cancers could you tell.

1150
00:59:38.360 --> 00:59:38.880
<v Speaker 8>Me about that.

1151
00:59:39.440 --> 00:59:42.039
<v Speaker 4>Yeah, I can, and I can do it very quickly,

1152
00:59:42.280 --> 00:59:43.880
<v Speaker 4>but I have to take this break, So hold on.

1153
00:59:44.239 --> 00:59:46.400
<v Speaker 4>I'm Tom Martino. Three oh three seven to one, three

1154
00:59:46.559 --> 00:59:52.440
<v Speaker 4>eight two five five Tom Martino. I want to go

1155
00:59:52.559 --> 00:59:54.440
<v Speaker 4>right to Lisa. Welcome to the show.

1156
00:59:55.239 --> 00:59:58.920
<v Speaker 3>We are solving problems, answering questions, taking complaints. What's going on, Lisa?

1157
00:59:59.320 --> 01:00:01.840
<v Speaker 4>You want to know about You asked about the doctor

1158
01:00:01.920 --> 01:00:05.280
<v Speaker 4>that treated me for cancer, and obviously there's not one doctor.

1159
01:00:05.360 --> 01:00:07.840
<v Speaker 4>There's a team of doctors depending on what phase or

1160
01:00:07.920 --> 01:00:11.199
<v Speaker 4>what you're going through. May I ask the reason? And

1161
01:00:11.639 --> 01:00:14.239
<v Speaker 4>I'm not trying to be tricky here, but I'm wondering

1162
01:00:14.440 --> 01:00:15.760
<v Speaker 4>what is the reason you're asking?

1163
01:00:15.920 --> 01:00:17.599
<v Speaker 3>Do you want to make a referral to somebody?

1164
01:00:18.480 --> 01:00:20.159
<v Speaker 16>No, I want to go myself.

1165
01:00:21.559 --> 01:00:22.760
<v Speaker 3>Well, do you have cancer?

1166
01:00:23.760 --> 01:00:24.039
<v Speaker 8>Yes?

1167
01:00:24.239 --> 01:00:24.440
<v Speaker 3>I do?

1168
01:00:24.679 --> 01:00:26.920
<v Speaker 16>They found it in the middle of my chest.

1169
01:00:28.199 --> 01:00:32.199
<v Speaker 3>Really what kind of cancer? I don't know. Came out

1170
01:00:32.239 --> 01:00:33.360
<v Speaker 3>a big old black bob.

1171
01:00:33.440 --> 01:00:36.519
<v Speaker 16>I can even remember think of the name of it.

1172
01:00:37.320 --> 01:00:39.480
<v Speaker 3>Okay, Lisa, so your friend that you.

1173
01:00:39.519 --> 01:00:42.320
<v Speaker 16>Sent me, I know that doctors will know right away.

1174
01:00:45.079 --> 01:00:45.719
<v Speaker 3>There's something.

1175
01:00:45.840 --> 01:00:48.599
<v Speaker 4>Because of the text and emails I get there's something

1176
01:00:48.639 --> 01:00:52.320
<v Speaker 4>I really want to make clear here. Okay, and I really,

1177
01:00:52.440 --> 01:00:54.119
<v Speaker 4>I really want to make this clear, and then I

1178
01:00:54.159 --> 01:00:59.440
<v Speaker 4>will give you what I consider a recommendation. But the

1179
01:00:59.559 --> 01:01:03.440
<v Speaker 4>doctor you choose for cancer don't have a lot to do.

1180
01:01:04.480 --> 01:01:06.360
<v Speaker 4>I don't know how to put this. They don't have

1181
01:01:06.440 --> 01:01:06.920
<v Speaker 4>a lot to.

1182
01:01:07.000 --> 01:01:10.280
<v Speaker 3>Do with necessarily the overall outcome.

1183
01:01:11.199 --> 01:01:17.000
<v Speaker 4>Those outcomes are usually determined by the type of diagnosis

1184
01:01:17.239 --> 01:01:21.480
<v Speaker 4>and the time of diagnoses, right, okay, So in other words,

1185
01:01:21.840 --> 01:01:25.119
<v Speaker 4>in other words, let's just say there are some there

1186
01:01:25.199 --> 01:01:28.280
<v Speaker 4>are some surgeons that are more skilled than others, and

1187
01:01:28.400 --> 01:01:33.480
<v Speaker 4>there are some oncologists that have different manner manner you know,

1188
01:01:33.800 --> 01:01:36.760
<v Speaker 4>bedside manner or chair side manner.

1189
01:01:37.119 --> 01:01:40.480
<v Speaker 3>But the point is this is that that cancer in.

1190
01:01:40.559 --> 01:01:44.599
<v Speaker 4>And of itself has what's called protocols, and for example,

1191
01:01:44.639 --> 01:01:50.000
<v Speaker 4>on oncologists, you're really very an oncologist for those listening

1192
01:01:50.360 --> 01:01:53.719
<v Speaker 4>is kind of like your primary care doctor during cancer. Okay,

1193
01:01:54.039 --> 01:01:56.960
<v Speaker 4>they take care of you going through all this. They're

1194
01:01:57.000 --> 01:02:00.760
<v Speaker 4>your central point of contact. But the.

1195
01:02:02.280 --> 01:02:03.079
<v Speaker 3>How shall I put this?

1196
01:02:03.400 --> 01:02:07.400
<v Speaker 4>The oncologists doesn't do anything special, they really don't.

1197
01:02:07.679 --> 01:02:10.000
<v Speaker 3>They simply explain to you what's going on with you

1198
01:02:10.599 --> 01:02:10.880
<v Speaker 3>and what.

1199
01:02:13.000 --> 01:02:16.599
<v Speaker 4>Your outcomes should be expected, and what treatments they recommend.

1200
01:02:17.039 --> 01:02:22.719
<v Speaker 4>But you're very seldom going to find way different recommendations

1201
01:02:23.159 --> 01:02:27.960
<v Speaker 4>from different oncologists. They all follow general protocols when it

1202
01:02:28.039 --> 01:02:32.039
<v Speaker 4>comes to cancer. Now, when it comes to surgery, making

1203
01:02:32.119 --> 01:02:38.519
<v Speaker 4>a recommendation for a surgeon means nothing because surgeons have

1204
01:02:38.719 --> 01:02:42.400
<v Speaker 4>their specialties when it comes to cancer. Yes, there are

1205
01:02:42.559 --> 01:02:46.920
<v Speaker 4>some general surgeons, but in essence, for example, you have

1206
01:02:47.159 --> 01:02:52.519
<v Speaker 4>surgeons that specialize in GI cancer, okay, and that's the

1207
01:02:52.679 --> 01:02:56.559
<v Speaker 4>pancreas and the liver, gallbladder, stuff like that. Then you

1208
01:02:56.719 --> 01:03:02.079
<v Speaker 4>have surgeons that specialize in the lungs, you have surgeons

1209
01:03:02.440 --> 01:03:06.519
<v Speaker 4>that specialize in the brain. So giving you a recommendation

1210
01:03:06.719 --> 01:03:09.840
<v Speaker 4>is not going to do any good. What people need

1211
01:03:10.000 --> 01:03:15.159
<v Speaker 4>to look for are groups, medical groups that have all

1212
01:03:15.239 --> 01:03:19.000
<v Speaker 4>of these experts within them. So, in other words, you

1213
01:03:19.119 --> 01:03:22.679
<v Speaker 4>go to a medical group like ABC group, and that

1214
01:03:22.960 --> 01:03:28.519
<v Speaker 4>group has within its walls the cancer specialists that you

1215
01:03:28.719 --> 01:03:31.280
<v Speaker 4>might need to see, But for you to get a

1216
01:03:31.400 --> 01:03:34.599
<v Speaker 4>second opinion, you need to go outside.

1217
01:03:34.079 --> 01:03:36.199
<v Speaker 3>Of those walls. I'm going to give you a very

1218
01:03:36.239 --> 01:03:40.800
<v Speaker 3>specific specific example with me. I went to UCE Health.

1219
01:03:41.679 --> 01:03:44.679
<v Speaker 4>You see Health as a giant organization and they have

1220
01:03:44.880 --> 01:03:48.719
<v Speaker 4>U see Health cancer Care. It is a well known,

1221
01:03:49.159 --> 01:03:53.159
<v Speaker 4>well respected cancer care clinic. Within the cancer care clinic,

1222
01:03:53.480 --> 01:03:57.239
<v Speaker 4>there are several divisions to deal with different cancers. So

1223
01:03:57.440 --> 01:03:59.199
<v Speaker 4>if I give you the name of my doctor, it

1224
01:03:59.239 --> 01:04:02.880
<v Speaker 4>would mean nothing because you need to find, first of all,

1225
01:04:03.039 --> 01:04:06.519
<v Speaker 4>someone in the area of cancer you have. So what

1226
01:04:06.719 --> 01:04:09.960
<v Speaker 4>you want to do is go to a group like

1227
01:04:10.480 --> 01:04:15.360
<v Speaker 4>let's say Memorial Sloan Kettering or MD Anderson or the

1228
01:04:15.559 --> 01:04:18.239
<v Speaker 4>Mayo Clinic or you SEE Health.

1229
01:04:18.639 --> 01:04:21.840
<v Speaker 3>Or that kind of thing.

1230
01:04:22.280 --> 01:04:25.559
<v Speaker 4>And what you do is you make a general appointment

1231
01:04:26.159 --> 01:04:29.920
<v Speaker 4>with their cancer team and then they assign you to

1232
01:04:30.079 --> 01:04:34.119
<v Speaker 4>whatever experts are best in that field. But for you

1233
01:04:34.280 --> 01:04:37.360
<v Speaker 4>to get a second opinion, as I said, if you

1234
01:04:37.440 --> 01:04:40.440
<v Speaker 4>went to UCEE Health, you would not want to go

1235
01:04:40.599 --> 01:04:43.599
<v Speaker 4>to another uce Health doctor for your second opinion.

1236
01:04:44.000 --> 01:04:46.119
<v Speaker 3>You would want to go outside of you see Health.

1237
01:04:46.480 --> 01:04:50.000
<v Speaker 4>Not because you can't trust them, but because they all

1238
01:04:50.480 --> 01:04:53.840
<v Speaker 4>in the same group have the same protocols. They do

1239
01:04:54.079 --> 01:04:57.519
<v Speaker 4>certain things a certain way, and while one surgeon might

1240
01:04:57.559 --> 01:05:00.199
<v Speaker 4>be a little more skilled than another, they all all

1241
01:05:00.320 --> 01:05:03.519
<v Speaker 4>follow the U SEE Health protocols.

1242
01:05:03.239 --> 01:05:05.440
<v Speaker 3>Just like if you go to M. D Anderson, They're

1243
01:05:05.480 --> 01:05:08.639
<v Speaker 3>all going to follow the M. D Anderson protocols.

1244
01:05:09.159 --> 01:05:11.960
<v Speaker 4>So Lisa, without knowing what kind of cancer you have,

1245
01:05:12.159 --> 01:05:16.039
<v Speaker 4>Obviously you can't pick the specialty group. You're just gonna

1246
01:05:16.079 --> 01:05:19.039
<v Speaker 4>have to call. What I would do is I would

1247
01:05:19.119 --> 01:05:24.280
<v Speaker 4>call you See Health cancer Care. That's where I would start, and.

1248
01:05:24.320 --> 01:05:27.559
<v Speaker 13>Then get a second opinion from Rocky Mountain Cancer Centers.

1249
01:05:28.480 --> 01:05:32.360
<v Speaker 3>That's a good idea too, Doc. What doc is Rocky

1250
01:05:32.400 --> 01:05:34.519
<v Speaker 3>Mountain Cancer Center a medical group?

1251
01:05:34.760 --> 01:05:34.920
<v Speaker 13>Yes?

1252
01:05:35.760 --> 01:05:39.119
<v Speaker 3>Okay? And are they well respected around the country.

1253
01:05:39.559 --> 01:05:41.440
<v Speaker 13>I don't know about around the country, but they are

1254
01:05:41.559 --> 01:05:43.079
<v Speaker 13>in Denver, Okay.

1255
01:05:43.599 --> 01:05:47.119
<v Speaker 4>And again I happened to I went for my second

1256
01:05:47.159 --> 01:05:48.519
<v Speaker 4>and third and fourth opinions.

1257
01:05:49.079 --> 01:05:52.039
<v Speaker 3>I started at Rose.

1258
01:05:52.360 --> 01:05:55.159
<v Speaker 4>And obviously that they it just wasn't a good fit

1259
01:05:55.239 --> 01:05:58.280
<v Speaker 4>for me. I went to Uce Health where I parked,

1260
01:05:59.440 --> 01:06:02.239
<v Speaker 4>and then I opinions from the Mayo Clinic, M D.

1261
01:06:02.320 --> 01:06:05.000
<v Speaker 3>Anderson and Memorial Sloan Kettering.

1262
01:06:06.440 --> 01:06:09.880
<v Speaker 13>Were we all to do that? It's a great idea, yeah.

1263
01:06:10.039 --> 01:06:12.199
<v Speaker 4>So try to get as many opinions as you can.

1264
01:06:12.920 --> 01:06:15.000
<v Speaker 4>I'm Tom Martino. We have more coming up on the

1265
01:06:15.039 --> 01:06:18.320
<v Speaker 4>Troubleshooter Show. We have renew Home Innovations dot Com in

1266
01:06:18.400 --> 01:06:20.760
<v Speaker 4>the house and your calls right after this.

1267
01:06:29.719 --> 01:06:35.039
<v Speaker 1>Ripped you needed by so you don't have.

1268
01:06:37.280 --> 01:06:38.039
<v Speaker 8>Come run in.

1269
01:06:38.280 --> 01:06:42.880
<v Speaker 1>Just as fast as we can shooter's gonna help come

1270
01:06:43.480 --> 01:06:46.559
<v Speaker 1>Man Dix is the Troubleshooter Show.

1271
01:06:47.239 --> 01:06:49.440
<v Speaker 3>No, Tom Martino, I'm.

1272
01:06:49.320 --> 01:06:52.519
<v Speaker 4>Tom March, and I welcome you to the This is

1273
01:06:52.599 --> 01:06:54.800
<v Speaker 4>the only shoots kind anywhere. And you know I've been

1274
01:06:54.840 --> 01:06:57.840
<v Speaker 4>saying that for forty five years, actually fifty years if

1275
01:06:57.840 --> 01:07:00.920
<v Speaker 4>you count outside of Denver. So happy to be here

1276
01:07:01.039 --> 01:07:04.239
<v Speaker 4>helping you solve problems, answer questions, take complaints. This hour

1277
01:07:04.320 --> 01:07:07.079
<v Speaker 4>brought to you by waterpros dot Net. Water right now

1278
01:07:07.320 --> 01:07:11.119
<v Speaker 4>is such a key element in good health, and tap

1279
01:07:11.239 --> 01:07:13.280
<v Speaker 4>water is just not safe. Honest to God, it's not.

1280
01:07:13.840 --> 01:07:16.079
<v Speaker 4>I mean yeah, it's not going to kill you right away.

1281
01:07:16.119 --> 01:07:20.119
<v Speaker 4>But just microplastics, forever, chemicals, chlorine. You can get rid

1282
01:07:20.159 --> 01:07:22.159
<v Speaker 4>of all of that and condition your water. Do the

1283
01:07:22.199 --> 01:07:24.880
<v Speaker 4>whole house for just thirty nine to ninety five, the

1284
01:07:24.960 --> 01:07:28.239
<v Speaker 4>lowest price anywhere in water conditioning, the lowest price with

1285
01:07:28.440 --> 01:07:32.719
<v Speaker 4>waterpros dot net. Great people, great products. Three zero three

1286
01:07:32.880 --> 01:07:36.199
<v Speaker 4>eighty six two five five five four. Remember when it

1287
01:07:36.239 --> 01:07:40.559
<v Speaker 4>comes to water, think waterpros dot net. Now let's talk

1288
01:07:40.599 --> 01:07:43.719
<v Speaker 4>to Kevin, who has a question on some documents.

1289
01:07:44.000 --> 01:07:47.239
<v Speaker 3>Hey Kevin, what's going on in your life? Kevin? Welcome,

1290
01:07:47.320 --> 01:07:49.239
<v Speaker 3>what's happening? Well?

1291
01:07:49.440 --> 01:07:52.239
<v Speaker 8>I got it here to a few years ago through

1292
01:07:52.400 --> 01:08:00.920
<v Speaker 8>will of others will, And now I find on unclaimed

1293
01:08:01.039 --> 01:08:07.199
<v Speaker 8>funds in Arizona that wow, there may be money in

1294
01:08:08.199 --> 01:08:13.400
<v Speaker 8>other's name. But the lawyer who drew up the will,

1295
01:08:15.159 --> 01:08:21.319
<v Speaker 8>Joseph Guderman, is no longer in practice. But he has

1296
01:08:21.439 --> 01:08:25.039
<v Speaker 8>an address and the phone, but the phone is a

1297
01:08:25.399 --> 01:08:27.039
<v Speaker 8>mailbox full, doesn't appen.

1298
01:08:27.039 --> 01:08:28.880
<v Speaker 4>How did you find, Kevin? How did you find out

1299
01:08:28.920 --> 01:08:30.039
<v Speaker 4>there were unclaimed funds?

1300
01:08:32.279 --> 01:08:34.560
<v Speaker 8>I went to Arizona unclaimed fund site?

1301
01:08:35.319 --> 01:08:40.239
<v Speaker 3>Why did you do that? Did your brother live there? Oh?

1302
01:08:40.319 --> 01:08:44.279
<v Speaker 8>You mean Arizona? Yeah, yeah, I used to live there,

1303
01:08:45.239 --> 01:08:48.920
<v Speaker 8>So I found out about that a few years ago.

1304
01:08:49.079 --> 01:08:53.960
<v Speaker 8>So I searched several states. But the thing is, I

1305
01:08:54.079 --> 01:08:58.960
<v Speaker 8>have other's guest certificate, but not others.

1306
01:08:59.760 --> 01:09:05.159
<v Speaker 3>And wait a minute, wait a minute, this was left

1307
01:09:05.199 --> 01:09:08.399
<v Speaker 3>to you by your brother. Is that correct? No?

1308
01:09:08.600 --> 01:09:08.840
<v Speaker 9>Mother?

1309
01:09:09.640 --> 01:09:12.159
<v Speaker 4>Oh, mother, I'm sorry, mother, mother, mother. Why do you

1310
01:09:12.239 --> 01:09:16.800
<v Speaker 4>need your father's birth certificate? Then that's not birth you

1311
01:09:16.840 --> 01:09:19.880
<v Speaker 4>mean death certificate. Why do you need your dad's death certificate?

1312
01:09:20.840 --> 01:09:23.560
<v Speaker 8>Well, for unclaimed funds, because it's been about it's been

1313
01:09:23.640 --> 01:09:27.520
<v Speaker 8>more than ten years. But the thing is, I need

1314
01:09:28.439 --> 01:09:32.000
<v Speaker 8>his will, if there is one from this lawyer, because

1315
01:09:32.159 --> 01:09:34.680
<v Speaker 8>the only will I have is from for the Leather,

1316
01:09:35.600 --> 01:09:38.680
<v Speaker 8>and his name is in it. But she died after

1317
01:09:39.600 --> 01:09:46.479
<v Speaker 8>I did it, and I'm named in it. And but

1318
01:09:46.600 --> 01:09:49.439
<v Speaker 8>I need a death certificate for unclaimed funds in Arizona

1319
01:09:50.000 --> 01:09:54.359
<v Speaker 8>for your father, and I need a will as proof.

1320
01:09:55.640 --> 01:09:59.840
<v Speaker 8>And so how do you find out if a lawyer

1321
01:10:00.239 --> 01:10:01.840
<v Speaker 8>is not working anymore?

1322
01:10:03.279 --> 01:10:03.720
<v Speaker 5>The doctor?

1323
01:10:03.800 --> 01:10:09.000
<v Speaker 3>Okay? There is a depot. Each state has a depository

1324
01:10:09.960 --> 01:10:16.680
<v Speaker 3>where attorneys deposit records. And I'm not sure what it's called,

1325
01:10:17.119 --> 01:10:18.880
<v Speaker 3>but when they go out of business, they have to

1326
01:10:18.920 --> 01:10:22.520
<v Speaker 3>make a good faith effort to either forward or to

1327
01:10:22.640 --> 01:10:25.880
<v Speaker 3>pick or to find all of their clients and get

1328
01:10:25.920 --> 01:10:28.680
<v Speaker 3>them taken care of and get records back.

1329
01:10:28.760 --> 01:10:32.159
<v Speaker 4>Or to transfer those records. I will, I'll let me

1330
01:10:32.199 --> 01:10:34.279
<v Speaker 4>look in my records here and I'll find out where

1331
01:10:34.359 --> 01:10:38.680
<v Speaker 4>that is. But really what it is, it's a depository

1332
01:10:39.880 --> 01:10:43.479
<v Speaker 4>must much like unclaimed funds where there are unclaimed records.

1333
01:10:43.960 --> 01:10:54.680
<v Speaker 4>And where was this attorney licensed Arizona? Yeah, okay, I

1334
01:10:55.000 --> 01:10:56.079
<v Speaker 4>think uh.

1335
01:10:56.319 --> 01:10:58.560
<v Speaker 9>I have a go ahead, dress.

1336
01:10:59.000 --> 01:11:02.399
<v Speaker 8>I have a potential address or last known address where

1337
01:11:02.399 --> 01:11:05.319
<v Speaker 8>he worked in flag Staff, but he drew up the

1338
01:11:05.359 --> 01:11:06.920
<v Speaker 8>will when he lived in Scottsdale.

1339
01:11:08.039 --> 01:11:09.840
<v Speaker 3>How old. Do you think the guy is right now?

1340
01:11:10.800 --> 01:11:12.520
<v Speaker 8>Well, I don't know, but the will is from two

1341
01:11:12.560 --> 01:11:15.439
<v Speaker 8>thousand and three and I last talked to him about

1342
01:11:15.960 --> 01:11:19.760
<v Speaker 8>three or four years ago. But since then he's stopped

1343
01:11:19.840 --> 01:11:21.840
<v Speaker 8>working apparently, And I get it.

1344
01:11:22.520 --> 01:11:24.079
<v Speaker 3>Have you ever thought about a private eye?

1345
01:11:26.119 --> 01:11:27.600
<v Speaker 8>Yeah, that costs a lot of money.

1346
01:11:28.680 --> 01:11:32.520
<v Speaker 4>How much money is in this in the estate left?

1347
01:11:32.560 --> 01:11:34.760
<v Speaker 4>Do you think from this unclaimed funds?

1348
01:11:35.600 --> 01:11:38.199
<v Speaker 8>They don't say. They just have a name.

1349
01:11:39.359 --> 01:11:41.119
<v Speaker 9>And you know there's.

1350
01:11:41.039 --> 01:11:44.960
<v Speaker 8>Multiple people with similar with the same names in the US,

1351
01:11:45.119 --> 01:11:48.119
<v Speaker 8>so there's no way to tell without sending them the

1352
01:11:48.199 --> 01:11:51.560
<v Speaker 8>required documents. And do you know how to get a

1353
01:11:51.640 --> 01:11:55.800
<v Speaker 8>death certificate? If it's been longer? In Arizona, they don't

1354
01:11:55.840 --> 01:11:59.680
<v Speaker 8>give him out after a year wow, And they require

1355
01:11:59.680 --> 01:12:02.680
<v Speaker 8>a certificate for the person asking for the death certificate.

1356
01:12:02.760 --> 01:12:04.239
<v Speaker 8>Do you know have a way to get around that

1357
01:12:04.439 --> 01:12:05.439
<v Speaker 8>to get a desertificate?

1358
01:12:06.479 --> 01:12:08.720
<v Speaker 3>You know what we can find? We can ask one

1359
01:12:08.720 --> 01:12:09.439
<v Speaker 3>of our attorneys.

1360
01:12:09.800 --> 01:12:15.000
<v Speaker 4>I would ask Dan McKenzie, So why don't you hold

1361
01:12:15.079 --> 01:12:19.840
<v Speaker 4>on and we'll ask him that question and more on this. So, Kachina,

1362
01:12:20.199 --> 01:12:23.159
<v Speaker 4>can you get Dan McKenzie on to address this?

1363
01:12:23.600 --> 01:12:26.199
<v Speaker 3>I can and see see if he can help us.

1364
01:12:26.800 --> 01:12:29.159
<v Speaker 4>He might be able to give us some general information, Kevin,

1365
01:12:29.239 --> 01:12:34.439
<v Speaker 4>to get you on the road. So, Kevin, is it

1366
01:12:34.560 --> 01:12:38.560
<v Speaker 4>possible I'm going to ask this again, Arizona? Did your

1367
01:12:38.640 --> 01:12:40.479
<v Speaker 4>mom and dad live in Arizona as well?

1368
01:12:40.680 --> 01:12:40.800
<v Speaker 14>Is that?

1369
01:12:40.960 --> 01:12:41.119
<v Speaker 11>Why?

1370
01:12:42.199 --> 01:12:42.399
<v Speaker 8>Yeah?

1371
01:12:43.000 --> 01:12:47.640
<v Speaker 4>Okay, do you Is there any possibility that there are

1372
01:12:47.720 --> 01:12:49.960
<v Speaker 4>other states where there's unclaimed property as well?

1373
01:12:50.079 --> 01:12:50.600
<v Speaker 3>Or you don't know?

1374
01:12:51.600 --> 01:12:53.319
<v Speaker 8>Well, that's why I searched several states.

1375
01:12:53.720 --> 01:12:59.359
<v Speaker 3>But okay, possibly, Okay, I'll tell you what hold on

1376
01:12:59.520 --> 01:13:00.960
<v Speaker 3>and we'll get just some legal advice.

1377
01:13:01.039 --> 01:13:06.600
<v Speaker 4>Three oh three seven, one, three eight, two five five. Andrew, Hi,

1378
01:13:07.119 --> 01:13:08.920
<v Speaker 4>welcome to the Tom Martinez. Shit, what's going on?

1379
01:13:09.039 --> 01:13:09.359
<v Speaker 3>Andrew?

1380
01:13:10.119 --> 01:13:10.560
<v Speaker 8>Hey? Tom?

1381
01:13:10.600 --> 01:13:12.520
<v Speaker 3>How are you? Good man? What's happening?

1382
01:13:13.159 --> 01:13:13.319
<v Speaker 9>Hey?

1383
01:13:13.439 --> 01:13:16.880
<v Speaker 10>I need your help with a contractor problem having with

1384
01:13:16.960 --> 01:13:23.319
<v Speaker 10>a contractor what is the problem. So there's dispute about

1385
01:13:23.399 --> 01:13:27.239
<v Speaker 10>the final invoice they are saying, Yeah, they're saying that

1386
01:13:27.399 --> 01:13:31.880
<v Speaker 10>there are items that are change orders or are not

1387
01:13:32.119 --> 01:13:36.800
<v Speaker 10>covered in the original contract. For example, there's one that's

1388
01:13:36.960 --> 01:13:41.119
<v Speaker 10>forty two hundred dollars for stone on the bottom of

1389
01:13:41.640 --> 01:13:45.479
<v Speaker 10>the building. And I'm looking at the construction documents right now,

1390
01:13:45.520 --> 01:13:48.399
<v Speaker 10>which is what they did from, and it clearly shows

1391
01:13:48.479 --> 01:13:51.520
<v Speaker 10>that there's stone on the bottom side of the building

1392
01:13:52.199 --> 01:13:56.039
<v Speaker 10>as well as there's some support columns, and they're claiming

1393
01:13:56.119 --> 01:13:59.239
<v Speaker 10>that the change order for forty two hundred dollars.

1394
01:14:00.640 --> 01:14:04.840
<v Speaker 3>On the original contract. On the original contract.

1395
01:14:04.720 --> 01:14:07.279
<v Speaker 4>Do they have a line by line item for each thing,

1396
01:14:07.600 --> 01:14:11.399
<v Speaker 4>for example, exterior stone, trim and columns. Do they have

1397
01:14:11.600 --> 01:14:14.039
<v Speaker 4>that line by line with a price or is it

1398
01:14:14.199 --> 01:14:14.840
<v Speaker 4>just mentioned?

1399
01:14:16.760 --> 01:14:18.560
<v Speaker 10>It looks like it's just mentioned.

1400
01:14:20.520 --> 01:14:23.359
<v Speaker 3>Are there any line by line items in that contract?

1401
01:14:24.960 --> 01:14:30.239
<v Speaker 8>There are some, there's some.

1402
01:14:30.439 --> 01:14:32.600
<v Speaker 10>But it's not like a very detailed to say, like

1403
01:14:33.319 --> 01:14:37.720
<v Speaker 10>you know, stone would be three dollars a square dot

1404
01:14:37.840 --> 01:14:42.079
<v Speaker 10>whatever or not for that level of detail, just very general.

1405
01:14:42.199 --> 01:14:42.479
<v Speaker 3>Okay.

1406
01:14:42.880 --> 01:14:46.399
<v Speaker 4>In the contract itself, does it talk about how to

1407
01:14:46.520 --> 01:14:47.800
<v Speaker 4>handle change orders?

1408
01:14:50.680 --> 01:14:52.199
<v Speaker 9>It does not.

1409
01:14:53.079 --> 01:14:56.920
<v Speaker 10>And they were several change orders that I approved. This

1410
01:14:57.199 --> 01:14:58.840
<v Speaker 10>was not a want to change order.

1411
01:14:59.199 --> 01:14:59.520
<v Speaker 3>Okay.

1412
01:14:59.760 --> 01:15:02.000
<v Speaker 10>Well from the original drawing, I.

1413
01:15:02.079 --> 01:15:05.479
<v Speaker 3>Get no, I get you, is there on the change

1414
01:15:05.600 --> 01:15:08.039
<v Speaker 3>orders you approved? What does that look like?

1415
01:15:10.840 --> 01:15:10.880
<v Speaker 10>Like?

1416
01:15:11.199 --> 01:15:11.239
<v Speaker 8>Like?

1417
01:15:11.479 --> 01:15:14.960
<v Speaker 3>Is there is there an actual change order with your

1418
01:15:15.079 --> 01:15:17.000
<v Speaker 3>signature and their signature?

1419
01:15:17.399 --> 01:15:21.319
<v Speaker 4>I mean when you say, well, what form do your

1420
01:15:21.439 --> 01:15:24.039
<v Speaker 4>change orders take? The ones that you're not disputing?

1421
01:15:24.439 --> 01:15:25.079
<v Speaker 17>What form?

1422
01:15:25.720 --> 01:15:26.960
<v Speaker 3>Are those change orders?

1423
01:15:28.239 --> 01:15:29.079
<v Speaker 10>Mostly verbal?

1424
01:15:29.680 --> 01:15:32.960
<v Speaker 3>So for example, I, well, then okay, well verbal is

1425
01:15:33.039 --> 01:15:37.800
<v Speaker 3>not verbal doesn't count. So the ones that you agree to,

1426
01:15:39.399 --> 01:15:40.359
<v Speaker 3>how are they noted?

1427
01:15:40.800 --> 01:15:40.920
<v Speaker 5>How?

1428
01:15:41.119 --> 01:15:44.720
<v Speaker 4>How why are you not disputing them? Did you make

1429
01:15:44.800 --> 01:15:47.279
<v Speaker 4>a note somewhere of all the change orders?

1430
01:15:49.279 --> 01:15:51.600
<v Speaker 10>I did, so I kept track of it, and that's

1431
01:15:51.600 --> 01:15:53.720
<v Speaker 10>why I know that those cacturate.

1432
01:15:54.399 --> 01:15:58.359
<v Speaker 3>So how many change orders did you agree.

1433
01:15:59.199 --> 01:16:05.479
<v Speaker 10>One, two, three, four, six or seven?

1434
01:16:06.399 --> 01:16:09.159
<v Speaker 4>There are six or seven you agreed to, and the

1435
01:16:09.319 --> 01:16:10.479
<v Speaker 4>ones you're disputing?

1436
01:16:10.600 --> 01:16:11.960
<v Speaker 3>How many are you disputing?

1437
01:16:12.800 --> 01:16:13.319
<v Speaker 8>So two?

1438
01:16:13.760 --> 01:16:17.800
<v Speaker 10>One is a around the stone and then the other

1439
01:16:18.000 --> 01:16:21.520
<v Speaker 10>is not a change order, but it's they're saying that

1440
01:16:22.720 --> 01:16:27.079
<v Speaker 10>the to get the electrical pedestal to the ADU was

1441
01:16:27.119 --> 01:16:30.920
<v Speaker 10>at my expense. Yet everything in their contract that was

1442
01:16:31.039 --> 01:16:34.920
<v Speaker 10>excluded is actually listed as an exclusion, for example, the.

1443
01:16:34.960 --> 01:16:36.520
<v Speaker 9>Septic, the garage door.

1444
01:16:37.039 --> 01:16:40.680
<v Speaker 10>But there's no there's nothing in the contract that excludes

1445
01:16:41.640 --> 01:16:44.199
<v Speaker 10>the pedestal for the electric for the ADU.

1446
01:16:44.680 --> 01:16:45.760
<v Speaker 9>And so that's another thirty.

1447
01:16:45.840 --> 01:16:49.760
<v Speaker 4>But why tell me why that would not be your expense?

1448
01:16:49.960 --> 01:16:53.399
<v Speaker 4>I mean, logically it's yours. Why would it not be.

1449
01:16:56.119 --> 01:16:58.199
<v Speaker 10>I assume it was theirs because it wasn't excluded in

1450
01:16:58.239 --> 01:16:58.760
<v Speaker 10>the contract.

1451
01:17:00.239 --> 01:17:04.479
<v Speaker 3>Yeah, but okay, that's a weird way of putting it.

1452
01:17:04.600 --> 01:17:07.960
<v Speaker 4>It actually just the opposite, is it's yours unless it's

1453
01:17:08.039 --> 01:17:11.199
<v Speaker 4>mentioned in the contract. I mean it kind of like

1454
01:17:11.479 --> 01:17:14.840
<v Speaker 4>it sounds a little backwards. All and everything on that

1455
01:17:15.000 --> 01:17:21.560
<v Speaker 4>project is your responsibility unless the contractor takes responsibility in writing.

1456
01:17:22.159 --> 01:17:25.000
<v Speaker 3>You're looking at it just the opposit and you're.

1457
01:17:24.880 --> 01:17:28.840
<v Speaker 4>Saying, because the contractor, you know, did not assign it

1458
01:17:28.960 --> 01:17:31.840
<v Speaker 4>to me, he's automatically responsible for it. Well, it's not

1459
01:17:32.000 --> 01:17:35.159
<v Speaker 4>his house, it's not his project, it's not his power.

1460
01:17:35.920 --> 01:17:38.399
<v Speaker 4>I mean that that's just a bad way of looking

1461
01:17:38.479 --> 01:17:40.720
<v Speaker 4>at it. And I believe a court, I believe a

1462
01:17:40.800 --> 01:17:43.439
<v Speaker 4>court of equity would tell you you're crazy. It's your project.

1463
01:17:43.520 --> 01:17:45.880
<v Speaker 4>I mean, why would he be responsible for anything? But

1464
01:17:46.479 --> 01:17:48.960
<v Speaker 4>I want to get down to the nitty gritty. How

1465
01:17:49.039 --> 01:17:52.239
<v Speaker 4>much money are we talking about on the change orders?

1466
01:17:52.279 --> 01:17:58.079
<v Speaker 4>You disagree with I mean, okay, now I agree with you.

1467
01:17:58.399 --> 01:18:02.920
<v Speaker 4>If it's mentioned in the main contract forty two ndred dollars,

1468
01:18:03.520 --> 01:18:05.880
<v Speaker 4>then why is he charging you, I mean, not forty

1469
01:18:05.920 --> 01:18:08.680
<v Speaker 4>two hundred but stone trim? Why is he charging you

1470
01:18:08.800 --> 01:18:10.159
<v Speaker 4>forty two hundred for stone trim?

1471
01:18:10.520 --> 01:18:12.039
<v Speaker 3>Well? I want to know what he said, but I

1472
01:18:12.119 --> 01:18:12.920
<v Speaker 3>got to take a break.

1473
01:18:13.159 --> 01:18:16.239
<v Speaker 4>I'm I'm Tom Martino, Hold on real quick, though, Dan mackenzie,

1474
01:18:16.479 --> 01:18:18.319
<v Speaker 4>I hope you can hold, and I'll take you after

1475
01:18:18.399 --> 01:18:20.439
<v Speaker 4>the break as well. We have more coming right up.

1476
01:18:23.439 --> 01:18:26.720
<v Speaker 4>Tom Martino here three zero three seven one three eight

1477
01:18:26.800 --> 01:18:29.960
<v Speaker 4>two five five. Okay, So Dan mackenzie, I want to

1478
01:18:30.000 --> 01:18:35.279
<v Speaker 4>go to right away and ask, uh, Dan, I have

1479
01:18:35.479 --> 01:18:38.840
<v Speaker 4>Kevin here. But this is more of a bigger issue

1480
01:18:39.239 --> 01:18:42.560
<v Speaker 4>when you know there are some unclaimed funds in a state,

1481
01:18:43.479 --> 01:18:46.680
<v Speaker 4>and uh, you don't have a death certificate, and the

1482
01:18:46.800 --> 01:18:49.800
<v Speaker 4>state says, in Arizona, we don't give them out after

1483
01:18:49.880 --> 01:18:50.199
<v Speaker 4>a year?

1484
01:18:50.319 --> 01:18:52.399
<v Speaker 3>Is that right, Kevin? Is that what they said? We

1485
01:18:52.680 --> 01:18:54.960
<v Speaker 3>we don't do it more than a year after death.

1486
01:18:55.039 --> 01:18:57.600
<v Speaker 3>We do not issue death certificates.

1487
01:18:58.520 --> 01:19:01.920
<v Speaker 8>That's what they claim. But I talked to someone who

1488
01:19:02.720 --> 01:19:05.880
<v Speaker 8>says that's not true. But there's still been twenty and

1489
01:19:05.960 --> 01:19:08.760
<v Speaker 8>twelve is when he died, so it would be too

1490
01:19:08.840 --> 01:19:10.119
<v Speaker 8>late anyway, probably.

1491
01:19:10.640 --> 01:19:14.399
<v Speaker 4>So Kevin, I mean, Dan mackenzie, McKenzie law, If I

1492
01:19:14.680 --> 01:19:20.079
<v Speaker 4>want to get a death certificate for someone who died

1493
01:19:20.800 --> 01:19:22.800
<v Speaker 4>you know that many years ago, what would I do?

1494
01:19:23.560 --> 01:19:26.199
<v Speaker 4>There's got to be some kind of mechanism, right.

1495
01:19:26.840 --> 01:19:30.880
<v Speaker 8>They require a birth certificate by the person asking for it.

1496
01:19:31.760 --> 01:19:35.760
<v Speaker 3>So do you have a Burtha? You don't have anything, right, No,

1497
01:19:38.560 --> 01:19:41.000
<v Speaker 3>So what would happen? Dan? What do I do if

1498
01:19:41.000 --> 01:19:42.000
<v Speaker 3>I just need to get it?

1499
01:19:43.439 --> 01:19:46.960
<v Speaker 17>I mean, who is the person related to you and

1500
01:19:47.880 --> 01:19:48.279
<v Speaker 17>his dad?

1501
01:19:49.239 --> 01:19:49.720
<v Speaker 3>His dad?

1502
01:19:50.600 --> 01:19:53.199
<v Speaker 10>I'll to get it. I guess it's hard for me

1503
01:19:53.319 --> 01:19:54.520
<v Speaker 10>to say. For Arizona, I just.

1504
01:19:54.520 --> 01:19:58.039
<v Speaker 17>Cannot imagine why they wouldn't take money to issue another

1505
01:19:58.079 --> 01:20:01.920
<v Speaker 17>burst or a death certificate. And it's no consistent with

1506
01:20:02.000 --> 01:20:05.479
<v Speaker 17>anything I've ever experienced, because you might need those we've got.

1507
01:20:05.520 --> 01:20:07.880
<v Speaker 17>Probably it's going on from people that died twenty years ago.

1508
01:20:08.359 --> 01:20:12.359
<v Speaker 17>It's sometimes property is found much later that people didn't realize.

1509
01:20:12.439 --> 01:20:14.800
<v Speaker 17>So it's it comes up actually where you do need

1510
01:20:14.840 --> 01:20:18.079
<v Speaker 17>a despertificate much much later than after they died.

1511
01:20:18.159 --> 01:20:23.560
<v Speaker 8>I just named I'm named in mother's will, but I

1512
01:20:23.720 --> 01:20:27.439
<v Speaker 8>have her death certificate and I got the money from

1513
01:20:27.520 --> 01:20:32.479
<v Speaker 8>her through Chase Bank four years ago. But I don't

1514
01:20:32.600 --> 01:20:33.479
<v Speaker 8>have his will.

1515
01:20:33.520 --> 01:20:34.159
<v Speaker 9>I don't know if he.

1516
01:20:34.239 --> 01:20:38.319
<v Speaker 8>Had one, but her will named me and him in

1517
01:20:38.439 --> 01:20:41.399
<v Speaker 8>the working of this two and a half page will.

1518
01:20:41.560 --> 01:20:42.520
<v Speaker 3>What year did he die?

1519
01:20:44.359 --> 01:20:44.960
<v Speaker 8>Twenty twelve?

1520
01:20:46.960 --> 01:20:49.359
<v Speaker 3>And they told you flat out they are not going

1521
01:20:49.439 --> 01:20:49.760
<v Speaker 3>to do it.

1522
01:20:52.439 --> 01:20:57.039
<v Speaker 17>You mean the state, yes, a vital records Department of Arizona.

1523
01:20:57.159 --> 01:21:03.439
<v Speaker 8>Yeah, yeah, they require a certificate by the person asking

1524
01:21:03.560 --> 01:21:04.640
<v Speaker 8>for the death certificate.

1525
01:21:05.399 --> 01:21:07.720
<v Speaker 3>Okay, hold on, so it's not the one year that's

1526
01:21:07.760 --> 01:21:08.399
<v Speaker 3>holding you up.

1527
01:21:08.720 --> 01:21:13.079
<v Speaker 4>It's the birth certificate, right, Okay, So then that's a

1528
01:21:13.159 --> 01:21:16.520
<v Speaker 4>whole bunch different. So the reason you can't get a

1529
01:21:16.640 --> 01:21:20.000
<v Speaker 4>death certificate is because you don't have a birth certificate.

1530
01:21:20.439 --> 01:21:22.479
<v Speaker 4>That's the bottom line. It has nothing to do with

1531
01:21:22.560 --> 01:21:25.640
<v Speaker 4>the one year deadline. So this one year what is what?

1532
01:21:25.760 --> 01:21:28.279
<v Speaker 4>Why'd you even bring that up? That's not even an issue.

1533
01:21:29.479 --> 01:21:33.840
<v Speaker 8>Well, because if it was a year or less since

1534
01:21:34.039 --> 01:21:37.640
<v Speaker 8>they die, then you can get one, oh oh.

1535
01:21:37.800 --> 01:21:40.439
<v Speaker 3>With you can get one without a birth certificate.

1536
01:21:41.079 --> 01:21:45.680
<v Speaker 8>And also also, if I can find out what documents

1537
01:21:45.880 --> 01:21:51.680
<v Speaker 8>this lawyer Gooderman has in Arizona, it might also include

1538
01:21:51.760 --> 01:21:56.680
<v Speaker 8>his will with my name in it. But I can't

1539
01:21:56.720 --> 01:21:58.119
<v Speaker 8>find the will or if.

1540
01:21:58.000 --> 01:21:58.560
<v Speaker 9>There is one.

1541
01:21:59.159 --> 01:22:00.840
<v Speaker 4>What would you do in a case like this, Dan,

1542
01:22:01.079 --> 01:22:03.399
<v Speaker 4>if this guy came to you and says, look, I

1543
01:22:03.520 --> 01:22:06.880
<v Speaker 4>need help. My dad lived in Arizona, died in Arizona.

1544
01:22:07.159 --> 01:22:09.800
<v Speaker 4>I need to know if he had a will somewhere lodged,

1545
01:22:10.199 --> 01:22:12.199
<v Speaker 4>and I need to know. I need to get a

1546
01:22:12.279 --> 01:22:14.720
<v Speaker 4>death certificate. But I don't have his birth certificate?

1547
01:22:14.960 --> 01:22:17.720
<v Speaker 3>What would you do? I mean, you you all love

1548
01:22:17.760 --> 01:22:18.159
<v Speaker 3>this answer.

1549
01:22:18.199 --> 01:22:20.119
<v Speaker 17>It kind of goes back to the conversation you and

1550
01:22:20.199 --> 01:22:22.239
<v Speaker 17>I keep having about like how do people know that

1551
01:22:22.319 --> 01:22:25.279
<v Speaker 17>these wills exist? I mean among the lawyer community that

1552
01:22:25.399 --> 01:22:28.239
<v Speaker 17>practices is kind of law. We frequently trade messages in

1553
01:22:28.359 --> 01:22:31.279
<v Speaker 17>our you know, our online message boards or email community

1554
01:22:31.359 --> 01:22:33.279
<v Speaker 17>is saying did anybody do a will for this person?

1555
01:22:33.479 --> 01:22:35.960
<v Speaker 15>Like it can be that that sort of.

1556
01:22:37.119 --> 01:22:40.439
<v Speaker 17>Investigative work where you're asking other attorneys and hoping somebody

1557
01:22:40.640 --> 01:22:44.079
<v Speaker 17>has you know, enough memory that they did something for somebody.

1558
01:22:43.880 --> 01:22:43.960
<v Speaker 9>So.

1559
01:22:45.640 --> 01:22:50.119
<v Speaker 8>Will because he drew up my mother's will and he

1560
01:22:50.319 --> 01:22:56.079
<v Speaker 8>died first, and I don't know, right, good lawyer in Scottsdale.

1561
01:22:58.319 --> 01:23:01.439
<v Speaker 4>Is there a place wait, wait, wait, I want to

1562
01:23:01.439 --> 01:23:02.760
<v Speaker 4>ask about a depository?

1563
01:23:03.159 --> 01:23:03.319
<v Speaker 3>Dan.

1564
01:23:03.439 --> 01:23:08.199
<v Speaker 4>I was told there's a depository where attorneys, where records

1565
01:23:08.279 --> 01:23:10.760
<v Speaker 4>go if an attorney goes out of business and they

1566
01:23:10.800 --> 01:23:12.439
<v Speaker 4>can't find the right people.

1567
01:23:12.560 --> 01:23:15.319
<v Speaker 3>Is that right? Or am I a dreaming that.

1568
01:23:15.600 --> 01:23:19.840
<v Speaker 17>Is something like in Colorado that is still being developed actually,

1569
01:23:20.000 --> 01:23:22.960
<v Speaker 17>but that would be good. I mean if you check

1570
01:23:23.000 --> 01:23:25.520
<v Speaker 17>the Secretary of State's office in Arizona and see if

1571
01:23:25.560 --> 01:23:29.039
<v Speaker 17>they have something, because yeah, there could be some sort

1572
01:23:29.119 --> 01:23:31.840
<v Speaker 17>of record of you know, he had original copies of

1573
01:23:31.920 --> 01:23:34.319
<v Speaker 17>Will's in his files. I think that really would be

1574
01:23:35.159 --> 01:23:36.840
<v Speaker 17>something that no one should throw out.

1575
01:23:38.159 --> 01:23:39.760
<v Speaker 3>By the way, here's the deal.

1576
01:23:39.960 --> 01:23:45.079
<v Speaker 4>I was told here from the Arizona Department of Vital

1577
01:23:45.199 --> 01:23:48.279
<v Speaker 4>Records that if you have a birth certificate and can

1578
01:23:48.319 --> 01:23:51.039
<v Speaker 4>show that you were related to the person, they will

1579
01:23:51.199 --> 01:23:53.239
<v Speaker 4>issue a death certificate.

1580
01:23:53.479 --> 01:23:55.680
<v Speaker 3>Excuse me, a birth certificate for the person.

1581
01:23:56.439 --> 01:24:01.439
<v Speaker 8>And I don't need his I don't have I need

1582
01:24:01.520 --> 01:24:04.920
<v Speaker 8>a birerificate to get his death certificate and I don't

1583
01:24:05.000 --> 01:24:05.319
<v Speaker 8>have one.

1584
01:24:05.880 --> 01:24:08.279
<v Speaker 4>Yeah, that's what it says, that you need a birth certificate.

1585
01:24:08.520 --> 01:24:12.279
<v Speaker 4>But have you tried going to vital records in Arizona.

1586
01:24:14.479 --> 01:24:18.640
<v Speaker 8>Yeah, yeah, they're the ones that told me I need

1587
01:24:19.399 --> 01:24:21.399
<v Speaker 8>my birth certificate to get right.

1588
01:24:21.560 --> 01:24:23.399
<v Speaker 3>Yes, no, I agree with you.

1589
01:24:23.560 --> 01:24:27.159
<v Speaker 4>That's what the requirement is. But where is your birth certificate?

1590
01:24:27.239 --> 01:24:28.640
<v Speaker 4>Why haven't you tried to get one?

1591
01:24:29.720 --> 01:24:32.720
<v Speaker 18>I don't know how, I don't know where, I don't

1592
01:24:32.760 --> 01:24:35.960
<v Speaker 18>know if there is one, And well, of course there is.

1593
01:24:37.319 --> 01:24:41.119
<v Speaker 18>Well not everybody has one, Yeah they do, no, because

1594
01:24:41.159 --> 01:24:44.079
<v Speaker 18>some people aren't. Many people aren't born in hospitals. And

1595
01:24:45.840 --> 01:24:50.920
<v Speaker 18>but anyway, if I could find this lawyer.

1596
01:24:51.600 --> 01:24:53.319
<v Speaker 13>I have a suggestion, Tom.

1597
01:24:54.840 --> 01:24:57.000
<v Speaker 4>Okay, I don't think you're going to find the attorney.

1598
01:24:58.520 --> 01:25:01.279
<v Speaker 4>There is a process. I don't know why we're having

1599
01:25:01.359 --> 01:25:04.960
<v Speaker 4>this conversation. There is a process that Vital Records has

1600
01:25:05.279 --> 01:25:07.840
<v Speaker 4>for you getting a birth certificate. If you were born

1601
01:25:07.920 --> 01:25:12.119
<v Speaker 4>in Arizona, they will absolutely have a record of you somewhere,

1602
01:25:12.439 --> 01:25:15.199
<v Speaker 4>and all you have to do is make an application

1603
01:25:15.760 --> 01:25:19.640
<v Speaker 4>with the And if you knew the county, it's even easier.

1604
01:25:19.760 --> 01:25:21.119
<v Speaker 3>Do you know the county you were born in?

1605
01:25:24.800 --> 01:25:27.560
<v Speaker 8>No, but if I could find his will, if he

1606
01:25:27.640 --> 01:25:29.439
<v Speaker 8>had a will, if I could find that, it would

1607
01:25:29.560 --> 01:25:31.239
<v Speaker 8>connect with my mother's will.

1608
01:25:31.399 --> 01:25:33.560
<v Speaker 3>Of course it would, of course it would.

1609
01:25:33.880 --> 01:25:36.640
<v Speaker 4>But we're looking for alternatives now because if you could

1610
01:25:36.680 --> 01:25:38.960
<v Speaker 4>do that right, if you could, that would be wonderful.

1611
01:25:39.039 --> 01:25:39.600
<v Speaker 3>But you can't.

1612
01:25:40.079 --> 01:25:43.439
<v Speaker 4>So if you have a valid photo ID, the Bureau

1613
01:25:43.520 --> 01:25:47.039
<v Speaker 4>of I'm just telling you, Vital Statistics or Vital Records

1614
01:25:47.119 --> 01:25:51.479
<v Speaker 4>office in Arizona will look up and provide a birth

1615
01:25:51.560 --> 01:25:55.199
<v Speaker 4>certificate and it's usually about twenty to thirty dollars.

1616
01:25:56.560 --> 01:26:00.119
<v Speaker 8>I wasn't born in Arizona, I just lived there for

1617
01:26:00.199 --> 01:26:01.000
<v Speaker 8>a few decades.

1618
01:26:02.359 --> 01:26:05.760
<v Speaker 3>Where were you born, man? I mean, I thought where

1619
01:26:06.800 --> 01:26:07.239
<v Speaker 3>New York.

1620
01:26:07.880 --> 01:26:12.279
<v Speaker 4>Oh God, Okay, I imagine each state has its own process.

1621
01:26:12.640 --> 01:26:16.159
<v Speaker 4>Have you tried to go back to New York where

1622
01:26:16.159 --> 01:26:17.920
<v Speaker 4>you were born to get a birth certificate?

1623
01:26:21.079 --> 01:26:25.000
<v Speaker 8>Yeah, but I don't know which city I would go.

1624
01:26:25.119 --> 01:26:26.680
<v Speaker 3>To, and neither do I.

1625
01:26:26.800 --> 01:26:29.079
<v Speaker 4>You're right, you would have to have at least a county.

1626
01:26:29.119 --> 01:26:30.760
<v Speaker 4>You have no idea what county you were born in.

1627
01:26:31.520 --> 01:26:35.560
<v Speaker 12>No, Wow, Tom, I have a suggestion for Kevin.

1628
01:26:36.399 --> 01:26:40.560
<v Speaker 13>Yeah, all right, Kevin, what you need to do the fine?

1629
01:26:40.640 --> 01:26:46.840
<v Speaker 14>This Gooterman is called the Arizona Bar Association, and they

1630
01:26:46.880 --> 01:26:49.880
<v Speaker 14>should have this Guuterman's phone number and address. Even if

1631
01:26:49.920 --> 01:26:54.159
<v Speaker 14>he's retired, he would still be listed in the bar records.

1632
01:26:54.279 --> 01:26:56.560
<v Speaker 8>I have two phone numbers for him, which are no good,

1633
01:26:57.000 --> 01:26:59.720
<v Speaker 8>and I have a business address for him, which may

1634
01:26:59.760 --> 01:27:02.399
<v Speaker 8>be good. But he's not there, and I don't know

1635
01:27:02.439 --> 01:27:04.319
<v Speaker 8>if he had partners or what you know?

1636
01:27:04.520 --> 01:27:07.680
<v Speaker 3>I mean, Kevin, Kevin, by the way, I know you

1637
01:27:07.880 --> 01:27:11.720
<v Speaker 3>revel in creating these paint in the corner impossible to

1638
01:27:11.760 --> 01:27:14.720
<v Speaker 3>get out scenarios. But we're in that corner with you,

1639
01:27:15.159 --> 01:27:17.760
<v Speaker 3>so we don't know really much more than you do.

1640
01:27:18.239 --> 01:27:20.960
<v Speaker 3>Other than the normal channels. I mean, we don't have

1641
01:27:21.039 --> 01:27:23.960
<v Speaker 3>any deep, dark secret or holding from you. And every

1642
01:27:24.039 --> 01:27:26.520
<v Speaker 3>time we bring up a scenario, you bring up an

1643
01:27:26.560 --> 01:27:31.279
<v Speaker 3>objection on objection, So there's really the answer to your

1644
01:27:31.359 --> 01:27:34.800
<v Speaker 3>problem might be there is no answer that that just

1645
01:27:35.000 --> 01:27:37.600
<v Speaker 3>might be you have to give up I mean Kevin,

1646
01:27:37.760 --> 01:27:41.680
<v Speaker 3>because like I said, there's no magic here. We have

1647
01:27:41.800 --> 01:27:44.800
<v Speaker 3>an attorney on Dan McKenzie who handles these issues every day.

1648
01:27:45.199 --> 01:27:48.039
<v Speaker 3>Dan McKenzie. He seems he wanted to be steering us

1649
01:27:48.079 --> 01:27:51.399
<v Speaker 3>to places where it's going to be impossible. I'm saying

1650
01:27:51.720 --> 01:27:54.520
<v Speaker 3>the easiest route to what he needs is to get

1651
01:27:54.600 --> 01:27:58.239
<v Speaker 3>his own birth certificate from New York. And I don't know.

1652
01:27:58.960 --> 01:28:00.640
<v Speaker 3>So how do you get So?

1653
01:28:00.800 --> 01:28:03.640
<v Speaker 4>How do you get your birth certificate? You know, if

1654
01:28:03.680 --> 01:28:05.399
<v Speaker 4>you don't know where in New York you were born.

1655
01:28:06.600 --> 01:28:09.840
<v Speaker 4>Here's what I'm told. I'm told that All Benning, New York.

1656
01:28:10.479 --> 01:28:14.279
<v Speaker 4>I went to the State of Vital Records in New York.

1657
01:28:14.680 --> 01:28:17.479
<v Speaker 4>New York State has a State of Vital Records and

1658
01:28:17.600 --> 01:28:20.399
<v Speaker 4>an address in all Benning, New York. For thirty dollars,

1659
01:28:20.520 --> 01:28:23.880
<v Speaker 4>they will look up every single county and come up

1660
01:28:24.239 --> 01:28:28.239
<v Speaker 4>with any similar names or dates of your birth and

1661
01:28:28.439 --> 01:28:31.960
<v Speaker 4>provide you with a copy of the birth certificate. So

1662
01:28:32.720 --> 01:28:36.920
<v Speaker 4>if you went to the Office of Vital Records Certificate.

1663
01:28:37.600 --> 01:28:42.479
<v Speaker 4>It's Vital Records Certification Unit in All Benning, New York,

1664
01:28:43.000 --> 01:28:46.960
<v Speaker 4>and you apply and pay thirty dollars. This site is

1665
01:28:47.119 --> 01:28:50.159
<v Speaker 4>telling me I even have a phone number that you

1666
01:28:50.279 --> 01:28:53.119
<v Speaker 4>can call, and they're telling me they will provide you

1667
01:28:53.279 --> 01:28:54.279
<v Speaker 4>with a birth certificate.

1668
01:28:54.680 --> 01:28:56.479
<v Speaker 3>So if you did that and.

1669
01:28:56.520 --> 01:28:59.119
<v Speaker 4>They couldn't provide you with a birth certificate, then you

1670
01:28:59.199 --> 01:28:59.920
<v Speaker 4>weren't born there.

1671
01:29:03.079 --> 01:29:07.119
<v Speaker 7>Okay, well, can you ask mister mackenzie if if I

1672
01:29:07.159 --> 01:29:10.800
<v Speaker 7>could find a will that the connection would be good enough?

1673
01:29:12.079 --> 01:29:13.680
<v Speaker 3>You see, here you go again.

1674
01:29:13.880 --> 01:29:16.520
<v Speaker 4>Here you go again, Kevin, if you could find a will,

1675
01:29:16.840 --> 01:29:19.199
<v Speaker 4>but you can't find a will, why do you keep

1676
01:29:19.319 --> 01:29:21.479
<v Speaker 4>saying that? Of course, if you had a will, it

1677
01:29:21.520 --> 01:29:25.279
<v Speaker 4>would be wonderful, It would be wonderful. We agree with you, Kevin.

1678
01:29:25.600 --> 01:29:28.760
<v Speaker 4>So there's your answer. Yes, it would be easier. It

1679
01:29:28.840 --> 01:29:31.279
<v Speaker 4>would be a slam dunk if you had a will.

1680
01:29:31.600 --> 01:29:33.960
<v Speaker 3>Now that you have that answer, how does that change

1681
01:29:34.000 --> 01:29:36.920
<v Speaker 3>your How does that change anything? We agree with you

1682
01:29:37.359 --> 01:29:41.119
<v Speaker 3>that having a will is best. So now what you

1683
01:29:41.239 --> 01:29:41.960
<v Speaker 3>got your answer?

1684
01:29:42.960 --> 01:29:43.439
<v Speaker 8>Okay, so.

1685
01:29:45.159 --> 01:29:48.760
<v Speaker 3>I'll give you the yes. Yes, here's vital records. Hold on,

1686
01:29:49.000 --> 01:29:54.800
<v Speaker 3>it's eight seven seven eight five four four four eight one.

1687
01:29:57.079 --> 01:29:59.520
<v Speaker 3>And they say you can do everything online, but.

1688
01:29:59.640 --> 01:30:02.600
<v Speaker 4>You can and get your questions answered at that phone

1689
01:30:02.640 --> 01:30:06.920
<v Speaker 4>number eight seven seven eight five four four four eight one.

1690
01:30:07.920 --> 01:30:10.039
<v Speaker 3>Thank you very much. Now here's the deal.

1691
01:30:10.399 --> 01:30:14.920
<v Speaker 4>I recognize his voice from before, and he loves presenting scenarios.

1692
01:30:15.760 --> 01:30:18.000
<v Speaker 4>It happens with every call I've ever taken from him.

1693
01:30:18.279 --> 01:30:22.159
<v Speaker 4>He presents a scenario that has a seemingly impossible answer

1694
01:30:22.760 --> 01:30:25.880
<v Speaker 4>when we attempt to answer it. He likes shooting down

1695
01:30:25.920 --> 01:30:30.199
<v Speaker 4>our answers. So it's not up to me to create

1696
01:30:30.399 --> 01:30:33.840
<v Speaker 4>magic for Kevin. All I do is give answers, and

1697
01:30:34.000 --> 01:30:36.000
<v Speaker 4>he says, well, I can't do this. I can't do that.

1698
01:30:36.319 --> 01:30:38.840
<v Speaker 3>I'd rather have a copy of the Will. I'd rather

1699
01:30:38.960 --> 01:30:42.159
<v Speaker 3>have world peace. That's what I'd rather have. But it's

1700
01:30:42.199 --> 01:30:46.359
<v Speaker 3>not going to happen. Troy on medical documents, What is

1701
01:30:46.439 --> 01:30:48.880
<v Speaker 3>your quick question here? I might have to answer it

1702
01:30:48.920 --> 01:30:50.239
<v Speaker 3>after the break. What is your question?

1703
01:30:50.399 --> 01:30:50.640
<v Speaker 5>Troy?

1704
01:30:55.800 --> 01:31:01.079
<v Speaker 3>Troy? Did he go away? Can somebody help me here? Troy?

1705
01:31:01.119 --> 01:31:04.119
<v Speaker 3>Are you there? Okay?

1706
01:31:04.520 --> 01:31:07.840
<v Speaker 4>Hang on, he's coming up, Troy. Welcome, Hi, Troy. What

1707
01:31:08.039 --> 01:31:08.640
<v Speaker 4>is your question?

1708
01:31:10.760 --> 01:31:10.920
<v Speaker 5>Hey?

1709
01:31:12.000 --> 01:31:14.479
<v Speaker 15>My medical position?

1710
01:31:15.520 --> 01:31:17.359
<v Speaker 8>She lost her license?

1711
01:31:17.760 --> 01:31:21.720
<v Speaker 15>Who's told to voluntarily give it up. Wow, how do

1712
01:31:21.840 --> 01:31:24.000
<v Speaker 15>I get a hold of my treatment records from her?

1713
01:31:25.359 --> 01:31:28.840
<v Speaker 3>Well? Your records? Now, there is a depository for medical records.

1714
01:31:28.560 --> 01:31:33.680
<v Speaker 13>Right, doc, Well, according to you, she has to have

1715
01:31:33.840 --> 01:31:40.039
<v Speaker 13>the record stored for seven years, So she can't just

1716
01:31:40.159 --> 01:31:43.319
<v Speaker 13>get rid of the medical records. They have to be available.

1717
01:31:43.920 --> 01:31:47.479
<v Speaker 4>And what I would do is contact the But if

1718
01:31:47.520 --> 01:31:49.880
<v Speaker 4>she was sold to give up her license, there's a

1719
01:31:49.960 --> 01:31:52.000
<v Speaker 4>possibility she's a deadbeat to begin with.

1720
01:31:52.119 --> 01:31:53.880
<v Speaker 3>Hold on, We'll come right back to this. Hold on.

1721
01:32:00.000 --> 01:32:02.840
<v Speaker 3>All right, So Troy had a question on medical records.

1722
01:32:03.479 --> 01:32:06.000
<v Speaker 4>His doctors out of business, lost her life, actually lost

1723
01:32:06.039 --> 01:32:06.640
<v Speaker 4>her license.

1724
01:32:08.159 --> 01:32:10.239
<v Speaker 3>Let me ask you some Troy. Was she like, do

1725
01:32:10.319 --> 01:32:12.760
<v Speaker 3>you know why she lost her license and what's going

1726
01:32:12.800 --> 01:32:13.199
<v Speaker 3>on with that?

1727
01:32:15.279 --> 01:32:15.520
<v Speaker 8>Yeah?

1728
01:32:16.039 --> 01:32:18.840
<v Speaker 15>What I read in the disciplinary record was she didn't

1729
01:32:18.880 --> 01:32:22.920
<v Speaker 15>follow the directions that were giving to her by the

1730
01:32:23.239 --> 01:32:26.800
<v Speaker 15>medical board. To I guess she was going through some

1731
01:32:26.920 --> 01:32:29.319
<v Speaker 15>sort of treatment. They don't get into detail what the

1732
01:32:29.399 --> 01:32:29.920
<v Speaker 15>frement was.

1733
01:32:30.039 --> 01:32:32.399
<v Speaker 3>Oh, it sounds like drug abuse. I mean, that's what

1734
01:32:32.479 --> 01:32:33.000
<v Speaker 3>it sounds like.

1735
01:32:34.039 --> 01:32:37.520
<v Speaker 15>Many times I just looked Yeah, I just looked up

1736
01:32:38.000 --> 01:32:42.560
<v Speaker 15>her on people First. It looks like she's so in Colorado,

1737
01:32:42.640 --> 01:32:45.159
<v Speaker 15>butt out in a single life, close to Simila.

1738
01:32:47.840 --> 01:32:50.880
<v Speaker 4>So, doc, Doc, let's just say a doctor went through

1739
01:32:50.920 --> 01:32:52.840
<v Speaker 4>disciplinary action, gave up her license.

1740
01:32:53.560 --> 01:32:54.600
<v Speaker 3>How do you find what?

1741
01:32:54.760 --> 01:32:56.760
<v Speaker 4>What would what would be the first place where would

1742
01:32:56.800 --> 01:32:59.199
<v Speaker 4>be the first place she would go for records?

1743
01:32:59.319 --> 01:33:03.079
<v Speaker 13>I would send us certified letter to her practice address,

1744
01:33:03.560 --> 01:33:08.960
<v Speaker 13>because there should be some somebody that knows who those

1745
01:33:09.079 --> 01:33:12.119
<v Speaker 13>medical records are. She has to keep them for seven

1746
01:33:12.239 --> 01:33:16.680
<v Speaker 13>years from the from the date. Yeah, yeah, so send

1747
01:33:16.720 --> 01:33:17.199
<v Speaker 13>a letter to.

1748
01:33:19.319 --> 01:33:20.640
<v Speaker 3>Send a letter to the practice.

1749
01:33:22.319 --> 01:33:25.880
<v Speaker 13>But they would they might forward it to somewhere and

1750
01:33:25.960 --> 01:33:26.279
<v Speaker 13>then I.

1751
01:33:26.640 --> 01:33:30.079
<v Speaker 15>Mean, there's nothing there. She it was her practice, she

1752
01:33:30.199 --> 01:33:30.880
<v Speaker 15>ran the business.

1753
01:33:31.000 --> 01:33:31.720
<v Speaker 3>I understand that.

1754
01:33:32.279 --> 01:33:35.600
<v Speaker 13>But then maybe it may be forwarded to where she's

1755
01:33:35.720 --> 01:33:38.760
<v Speaker 13>keeping the records. So I would send a certified letter

1756
01:33:39.119 --> 01:33:42.199
<v Speaker 13>to the address, and then if it gets returned, call

1757
01:33:42.279 --> 01:33:44.920
<v Speaker 13>up the Colorado Medical Board and find out how to

1758
01:33:44.960 --> 01:33:48.239
<v Speaker 13>get in touch with her, because she's legally obligated to

1759
01:33:48.359 --> 01:33:51.560
<v Speaker 13>keep those records. She can't just destroy them because she

1760
01:33:51.680 --> 01:33:52.479
<v Speaker 13>lost a license.

1761
01:33:54.439 --> 01:33:58.640
<v Speaker 15>Yeah, she had everything online, so she used an online system.

1762
01:33:59.439 --> 01:34:01.760
<v Speaker 4>A lot of people people do, well, here's what we're

1763
01:34:02.279 --> 01:34:04.520
<v Speaker 4>here's what we're saying to you. Here's what we're saying

1764
01:34:04.560 --> 01:34:08.800
<v Speaker 4>to you. You're probably right. She probably didn't do things properly.

1765
01:34:09.279 --> 01:34:12.159
<v Speaker 4>What Doc is saying is this, if you write a letter,

1766
01:34:12.199 --> 01:34:13.960
<v Speaker 4>because that's what they're going to ask you to do.

1767
01:34:14.359 --> 01:34:18.279
<v Speaker 4>So don't even call the medical board yet. Write a

1768
01:34:18.399 --> 01:34:21.840
<v Speaker 4>letter and ask for your officially asked for your records

1769
01:34:22.159 --> 01:34:22.640
<v Speaker 4>Number two.

1770
01:34:22.960 --> 01:34:25.359
<v Speaker 3>When she doesn't answer you, you go to the medical board.

1771
01:34:25.680 --> 01:34:28.079
<v Speaker 4>They will pressure her, whether she has a license or not,

1772
01:34:28.279 --> 01:34:32.279
<v Speaker 4>to get back to you, or she could face criminal negligence.

1773
01:34:32.399 --> 01:34:33.760
<v Speaker 3>I mean, this could be serious.

1774
01:34:34.359 --> 01:34:38.600
<v Speaker 13>So she can't just disregard the medical records. She has

1775
01:34:38.640 --> 01:34:39.239
<v Speaker 13>to keep writing.

1776
01:34:39.920 --> 01:34:42.920
<v Speaker 4>So then the worst case scenario is is the worst

1777
01:34:42.960 --> 01:34:46.800
<v Speaker 4>case scenario is she destroyed them and or misplaced them

1778
01:34:47.439 --> 01:34:50.640
<v Speaker 4>and she goes down for criminal negligence. The best case

1779
01:34:50.680 --> 01:34:53.600
<v Speaker 4>scenario she finds them and makes copies for you. But

1780
01:34:53.720 --> 01:34:57.000
<v Speaker 4>I have a very interesting question right now, why do

1781
01:34:57.159 --> 01:35:01.600
<v Speaker 4>you need your records? Usually medical record can be duplicated

1782
01:35:01.960 --> 01:35:06.119
<v Speaker 4>and are not that essential. Why are yours so unique

1783
01:35:06.239 --> 01:35:09.800
<v Speaker 4>that you need them? What in those records do you need?

1784
01:35:11.880 --> 01:35:14.680
<v Speaker 15>Yeah, I'm appealing a VA denial.

1785
01:35:15.000 --> 01:35:18.159
<v Speaker 3>Okay, gotcha, gotcha? Enough said I gotcha?

1786
01:35:18.520 --> 01:35:19.520
<v Speaker 9>Okay, And so.

1787
01:35:21.159 --> 01:35:24.880
<v Speaker 15>She didn't pay the subscription to the company that that

1788
01:35:25.199 --> 01:35:27.279
<v Speaker 15>online portal means nothing.

1789
01:35:27.520 --> 01:35:32.720
<v Speaker 4>Troy you keep bypassing what we're telling you. The online

1790
01:35:32.840 --> 01:35:37.760
<v Speaker 4>portal is simply an interface, okay. And even that online

1791
01:35:37.920 --> 01:35:40.840
<v Speaker 4>portal would not destroy medical records.

1792
01:35:41.159 --> 01:35:43.760
<v Speaker 3>Whether she paid her bill or not, whether she was

1793
01:35:43.840 --> 01:35:44.600
<v Speaker 3>a total.

1794
01:35:44.399 --> 01:35:48.399
<v Speaker 4>Drug addict or not, those records exist somewhere unless she

1795
01:35:48.640 --> 01:35:49.239
<v Speaker 4>burned them.

1796
01:35:49.720 --> 01:35:51.800
<v Speaker 3>So you start with a letter.

1797
01:35:51.720 --> 01:35:54.880
<v Speaker 4>To the practice, then you go to the medical board,

1798
01:35:55.239 --> 01:35:57.119
<v Speaker 4>and then you come back to us if you get

1799
01:35:57.199 --> 01:35:57.760
<v Speaker 4>no reaction.

1800
01:35:58.279 --> 01:36:00.520
<v Speaker 3>I think that is going to be the way to

1801
01:36:00.640 --> 01:36:03.439
<v Speaker 3>do it. Now, I want to remind Andrew I'm coming

1802
01:36:03.479 --> 01:36:06.039
<v Speaker 3>back to him. I did not forget him. He's coming

1803
01:36:06.159 --> 01:36:13.600
<v Speaker 3>up right after this. All right, Thanks, Hi Tom Martino here.

1804
01:36:14.399 --> 01:36:18.359
<v Speaker 4>So, Andrew, I looked into this into some past that

1805
01:36:18.520 --> 01:36:21.359
<v Speaker 4>we've had issues like this, and here's what I need

1806
01:36:21.479 --> 01:36:21.920
<v Speaker 4>to ask you.

1807
01:36:22.239 --> 01:36:26.520
<v Speaker 3>This is really important. On the ones that you do agree,

1808
01:36:27.279 --> 01:36:30.039
<v Speaker 3>do you have any texts or anything going back and forth?

1809
01:36:32.840 --> 01:36:34.760
<v Speaker 9>I did on one.

1810
01:36:36.039 --> 01:36:38.560
<v Speaker 10>No, So I have one change order that I had

1811
01:36:38.600 --> 01:36:41.680
<v Speaker 10>to put a deck on because the grade was too steep,

1812
01:36:42.119 --> 01:36:43.520
<v Speaker 10>and all the others were verbal.

1813
01:36:44.079 --> 01:36:47.840
<v Speaker 4>Okay, Now, this is a pretty obvious question for me,

1814
01:36:48.319 --> 01:36:51.079
<v Speaker 4>and I'm hoping it was obvious for you. You see

1815
01:36:51.079 --> 01:36:56.039
<v Speaker 4>a forty two charge and it's for stone Trim. You

1816
01:36:56.199 --> 01:36:59.680
<v Speaker 4>go back to the original contract and you see stone trim.

1817
01:37:00.199 --> 01:37:02.239
<v Speaker 4>What did you say to him? Did you say, why

1818
01:37:02.399 --> 01:37:05.920
<v Speaker 4>am I being charged twice? What did he say about that?

1819
01:37:06.920 --> 01:37:10.960
<v Speaker 10>So I asked the owner Sarah three times, and she

1820
01:37:11.199 --> 01:37:14.520
<v Speaker 10>just keeps coming back and saying, be assured our invoicing

1821
01:37:14.640 --> 01:37:18.479
<v Speaker 10>is correct, which historically it has not been. So five

1822
01:37:18.560 --> 01:37:20.760
<v Speaker 10>weeks ago she sent me a final invoice for twenty

1823
01:37:20.840 --> 01:37:23.920
<v Speaker 10>nine thousand. I said I would like an itemized list

1824
01:37:24.520 --> 01:37:28.680
<v Speaker 10>of the original bid change orders, and then I provided

1825
01:37:29.159 --> 01:37:32.239
<v Speaker 10>some items I should get credit for. Took her three weeks.

1826
01:37:32.600 --> 01:37:35.840
<v Speaker 10>Then she comes back and says, says, I now owe

1827
01:37:35.880 --> 01:37:39.279
<v Speaker 10>thirteen thousand. So it went from twenty nine thousand now

1828
01:37:39.359 --> 01:37:41.840
<v Speaker 10>to thirteen thousand. And then as I look through this

1829
01:37:41.960 --> 01:37:47.239
<v Speaker 10>thirteen thousand final I see the forty two eleven or stone,

1830
01:37:47.399 --> 01:37:49.479
<v Speaker 10>which I'm actually looking at the construction doctorument.

1831
01:37:49.520 --> 01:37:51.720
<v Speaker 3>Okay, hold on, but you're not disputing the rest.

1832
01:37:52.000 --> 01:37:54.119
<v Speaker 4>I'm going to have some do it yourself action that

1833
01:37:54.199 --> 01:37:56.399
<v Speaker 4>I need you to do, and then will help you

1834
01:37:56.560 --> 01:37:58.920
<v Speaker 4>coming up on Tom Martinez three oh three seven one

1835
01:37:59.000 --> 01:38:02.520
<v Speaker 4>three eight two five The dues and don'ts of Home Improvements.

1836
01:38:02.600 --> 01:38:19.680
<v Speaker 3>Right after this ripped news, need advice, who you don't have, come,

1837
01:38:19.880 --> 01:38:21.840
<v Speaker 3>run in just as fast as we can.

1838
01:38:23.159 --> 01:38:25.039
<v Speaker 1>Shooter's gonna help come.

1839
01:38:26.600 --> 01:38:28.720
<v Speaker 12>This is the Troubleshooter Show.

1840
01:38:29.399 --> 01:38:30.800
<v Speaker 2>No Tom Martine.

1841
01:38:31.359 --> 01:38:33.359
<v Speaker 3>Hi, I'm Tom Martino. Welcome to the show.

1842
01:38:33.399 --> 01:38:38.039
<v Speaker 4>This hour brought to you by Genesis tootalexteriors dot com kitchens, baths,

1843
01:38:38.359 --> 01:38:43.520
<v Speaker 4>basements and all exterior genesistotalexteriors dot com.

1844
01:38:43.680 --> 01:38:44.239
<v Speaker 3>Great people.

1845
01:38:44.520 --> 01:38:47.439
<v Speaker 4>Hey, We've been talking about an issue with a contractor

1846
01:38:47.720 --> 01:38:52.439
<v Speaker 4>where change orders are not jiving with his final accounting.

1847
01:38:52.520 --> 01:38:55.840
<v Speaker 4>And we often have this problem with finance jobs. And

1848
01:38:55.960 --> 01:39:00.159
<v Speaker 4>that's why I wanted to talk about this, and I

1849
01:39:00.239 --> 01:39:05.159
<v Speaker 4>want to tell everyone this. When you have construction or

1850
01:39:05.239 --> 01:39:08.800
<v Speaker 4>home improvements on your home, you must have everything in

1851
01:39:08.880 --> 01:39:13.279
<v Speaker 4>the contract upfront delineated, and I mean line items.

1852
01:39:13.640 --> 01:39:16.359
<v Speaker 3>That doesn't mean a line item for each individual thing,

1853
01:39:16.479 --> 01:39:18.239
<v Speaker 3>but for each individual category.

1854
01:39:18.720 --> 01:39:21.960
<v Speaker 4>For example, you may have a line item for stone trim.

1855
01:39:22.399 --> 01:39:24.560
<v Speaker 4>You may have so you don't have to have like

1856
01:39:24.760 --> 01:39:27.079
<v Speaker 4>window trim, door trim, this thing, but then you have

1857
01:39:27.359 --> 01:39:32.119
<v Speaker 4>exterior trim, exterior stone trim. You might have windows that's

1858
01:39:32.159 --> 01:39:35.279
<v Speaker 4>a line item. Roofing is a line item. Or you

1859
01:39:35.399 --> 01:39:38.359
<v Speaker 4>may have a bathroom the whole bathroom could be a

1860
01:39:38.439 --> 01:39:42.279
<v Speaker 4>line item, the downstairs hallway bath line item, so you

1861
01:39:42.359 --> 01:39:44.399
<v Speaker 4>don't have to do each little towel rack and all

1862
01:39:44.479 --> 01:39:48.760
<v Speaker 4>of that. Now, here's what gets people into trouble more

1863
01:39:48.840 --> 01:39:50.840
<v Speaker 4>than anything when it comes to home improvements.

1864
01:39:51.079 --> 01:39:53.560
<v Speaker 3>Who wants to take a guess? Even though this wasn't the.

1865
01:39:53.600 --> 01:39:56.359
<v Speaker 4>Caller's issue, if I had to give you a guess,

1866
01:39:56.439 --> 01:39:58.079
<v Speaker 4>I'm going to Hey, let me give you an example.

1867
01:39:58.680 --> 01:40:01.520
<v Speaker 4>We've had live examples on this show where a contractor

1868
01:40:02.439 --> 01:40:03.199
<v Speaker 4>bids jobs.

1869
01:40:04.479 --> 01:40:08.560
<v Speaker 3>Now the consumer picks the lowest priced.

1870
01:40:08.560 --> 01:40:12.840
<v Speaker 4>Contract, not all the time, but sometimes, and the lowest

1871
01:40:12.920 --> 01:40:15.920
<v Speaker 4>price contract turned out to be the highest priced.

1872
01:40:16.399 --> 01:40:19.319
<v Speaker 13>How did that happen because they underbid it.

1873
01:40:20.760 --> 01:40:25.399
<v Speaker 4>No, there's something else that people never consider, And I'm

1874
01:40:25.479 --> 01:40:27.960
<v Speaker 4>serious right now, I'm going to give you some information

1875
01:40:28.520 --> 01:40:31.560
<v Speaker 4>that if you are a homeowner or a business owner

1876
01:40:31.880 --> 01:40:36.560
<v Speaker 4>and you're doing renovations, this will change your life. It's

1877
01:40:36.720 --> 01:40:44.760
<v Speaker 4>called allowance items. What is an allowance item? Giving an

1878
01:40:44.800 --> 01:40:46.239
<v Speaker 4>example of an allowance item?

1879
01:40:46.279 --> 01:40:47.640
<v Speaker 3>Do you know what it is? Bo? Do you know

1880
01:40:47.720 --> 01:40:50.239
<v Speaker 3>what it is that needs or me an example of

1881
01:40:50.319 --> 01:40:53.199
<v Speaker 3>how how would it be spelled out in a contract.

1882
01:40:53.279 --> 01:40:56.680
<v Speaker 13>Well, I just bought my house at a X number

1883
01:40:56.720 --> 01:40:59.279
<v Speaker 13>of dollars allowance for a washer and a dryer.

1884
01:40:59.520 --> 01:41:01.279
<v Speaker 3>Yes you did, Yes you did.

1885
01:41:01.720 --> 01:41:05.399
<v Speaker 4>And when you do your build your house, or you

1886
01:41:05.600 --> 01:41:09.560
<v Speaker 4>have a contract for home improvements, it might say bathroom

1887
01:41:10.319 --> 01:41:17.279
<v Speaker 4>hardware allowance forty five hundred dollars, not cost, not expense,

1888
01:41:17.880 --> 01:41:19.000
<v Speaker 4>but allowance.

1889
01:41:19.359 --> 01:41:22.359
<v Speaker 3>So what does that mean. That means that in the

1890
01:41:22.479 --> 01:41:27.439
<v Speaker 3>contract you get this total bid, but only if you

1891
01:41:27.680 --> 01:41:32.119
<v Speaker 3>keep the bathroom hardware at forty five hundred dollars. If

1892
01:41:32.199 --> 01:41:35.159
<v Speaker 3>you go over on the hardware, then.

1893
01:41:35.079 --> 01:41:38.920
<v Speaker 4>Your increase will be your your job will increase accordingly.

1894
01:41:39.399 --> 01:41:43.079
<v Speaker 4>If you go under your increase, I mean your job

1895
01:41:43.279 --> 01:41:48.960
<v Speaker 4>total will decrease. But here is what some unscrupulous or

1896
01:41:49.159 --> 01:41:56.159
<v Speaker 4>less than totally ethical contractors do. They put in unrealistic

1897
01:41:57.159 --> 01:42:03.199
<v Speaker 4>allowance items. So the contract, Wow, I'm going to have

1898
01:42:03.319 --> 01:42:05.960
<v Speaker 4>this done for one hundred and forty nine thousand dollars.

1899
01:42:06.359 --> 01:42:10.000
<v Speaker 4>It's a big master bath, the master bedroom, and we're

1900
01:42:10.039 --> 01:42:12.239
<v Speaker 4>going to have a walk in closet, and we're going

1901
01:42:12.319 --> 01:42:14.800
<v Speaker 4>to have this, or we're going to have a kitchen,

1902
01:42:15.119 --> 01:42:17.279
<v Speaker 4>or we're going to have a bath. So they're comparing

1903
01:42:17.399 --> 01:42:20.439
<v Speaker 4>that one hundred forty nine dollars contract for forty nine

1904
01:42:20.479 --> 01:42:24.399
<v Speaker 4>thousand dollars contract. Let's say with someone else's one hundred

1905
01:42:25.199 --> 01:42:29.319
<v Speaker 4>sixty two thousand dollars contract, and they say to themselves, Wow,

1906
01:42:29.880 --> 01:42:33.600
<v Speaker 4>the one hundred forty nine thousand dollars contract looks way

1907
01:42:33.760 --> 01:42:37.319
<v Speaker 4>better than the one hundred and sixty two thousand dollars contract.

1908
01:42:37.760 --> 01:42:42.720
<v Speaker 4>But let's say allowance for fur coverings. So they put

1909
01:42:42.840 --> 01:42:46.760
<v Speaker 4>allowance for tile in the kitchen. Somebody puts it in

1910
01:42:47.319 --> 01:42:48.119
<v Speaker 4>at forty.

1911
01:42:47.920 --> 01:42:48.840
<v Speaker 3>Five hundred dollars.

1912
01:42:49.239 --> 01:42:52.479
<v Speaker 4>The lower contract does, but the guy bidding one hundred

1913
01:42:52.479 --> 01:42:56.000
<v Speaker 4>and sixty two knows that the tile in that kitchen

1914
01:42:56.359 --> 01:42:59.560
<v Speaker 4>can never be done for less than sixty eight hundred,

1915
01:42:59.800 --> 01:43:03.319
<v Speaker 4>so they put down seventy two hundred to cover themselves.

1916
01:43:03.840 --> 01:43:07.920
<v Speaker 3>So here's what I'm getting at. Allowance items are not

1917
01:43:08.159 --> 01:43:08.760
<v Speaker 3>the cost.

1918
01:43:09.399 --> 01:43:14.319
<v Speaker 4>They are allowances, And you can screw yourself totally if

1919
01:43:14.399 --> 01:43:20.640
<v Speaker 4>you agree to a contract with unrealistic allowance items.

1920
01:43:21.159 --> 01:43:23.279
<v Speaker 13>Well, don't you think it's up to the homeowner to

1921
01:43:23.399 --> 01:43:25.359
<v Speaker 13>do a little bit of due diligence and.

1922
01:43:25.439 --> 01:43:26.560
<v Speaker 12>See if it's reasonable.

1923
01:43:26.880 --> 01:43:31.439
<v Speaker 3>Yes, But also I don't like contractors. They're kind of lying.

1924
01:43:31.800 --> 01:43:35.600
<v Speaker 4>For example, if you're doing a big master bath project

1925
01:43:36.319 --> 01:43:40.399
<v Speaker 4>and they put down an allowance item for shower walls

1926
01:43:40.680 --> 01:43:43.720
<v Speaker 4>or tile, and they put the allowance down at eighteen

1927
01:43:43.840 --> 01:43:47.720
<v Speaker 4>hundred dollars. They're lying to you, no one in the

1928
01:43:47.800 --> 01:43:50.560
<v Speaker 4>world can ever do it for eighteen hundred. The minimum

1929
01:43:50.640 --> 01:43:53.199
<v Speaker 4>might be forty eight hundred or fifty two hundred. So

1930
01:43:53.359 --> 01:43:56.239
<v Speaker 4>what you're doing is you're getting an artificially low price.

1931
01:43:56.760 --> 01:43:59.239
<v Speaker 4>Once they get you hooked and you have all these

1932
01:43:59.359 --> 01:44:02.159
<v Speaker 4>low allowance items, they can say to you, Up, you

1933
01:44:02.239 --> 01:44:03.399
<v Speaker 4>went over on this allowance.

1934
01:44:03.520 --> 01:44:05.239
<v Speaker 3>Up you went over on this allowance. Up you went

1935
01:44:05.319 --> 01:44:06.279
<v Speaker 3>over on this allowance.

1936
01:44:06.720 --> 01:44:10.319
<v Speaker 4>So it's very important that when you look at line items,

1937
01:44:10.640 --> 01:44:16.880
<v Speaker 4>those line items are not allowance items. They are actual

1938
01:44:17.199 --> 01:44:22.039
<v Speaker 4>cost items. Now, there's also another clause that could happen,

1939
01:44:22.960 --> 01:44:26.079
<v Speaker 4>and this is what to watch out for two, because

1940
01:44:26.119 --> 01:44:32.199
<v Speaker 4>it virtually turns the cost items, the line items into allowances.

1941
01:44:33.039 --> 01:44:37.439
<v Speaker 4>If they give you cost of exterior stone forty two hundred,

1942
01:44:38.239 --> 01:44:44.439
<v Speaker 4>cost of windows sixty five thousand, cost of stucco forty

1943
01:44:44.520 --> 01:44:48.000
<v Speaker 4>five hundred, and then at the end you sign this

1944
01:44:48.199 --> 01:44:54.199
<v Speaker 4>contract and there's a clause that says notice cost items

1945
01:44:54.680 --> 01:44:58.239
<v Speaker 4>are estimated on such and such a date to the

1946
01:44:58.319 --> 01:45:03.199
<v Speaker 4>best information available to contractor. Prices are subject to change

1947
01:45:03.279 --> 01:45:10.199
<v Speaker 4>without notice. You've just turned the entire contract into allowance items.

1948
01:45:11.279 --> 01:45:14.279
<v Speaker 4>It could turn out that that one hundred and forty

1949
01:45:14.359 --> 01:45:17.760
<v Speaker 4>nine thousand dollars contract turns out to be one hundred

1950
01:45:17.760 --> 01:45:23.720
<v Speaker 4>and ninety two thousand dollars. There are so many problems

1951
01:45:24.199 --> 01:45:27.359
<v Speaker 4>that can happen if you don't know how to make

1952
01:45:27.399 --> 01:45:33.000
<v Speaker 4>a contract. Contracts should always be done on costs not

1953
01:45:33.840 --> 01:45:35.680
<v Speaker 4>to exceed.

1954
01:45:37.720 --> 01:45:38.039
<v Speaker 3>Period.

1955
01:45:39.079 --> 01:45:41.319
<v Speaker 4>If a contractor can't give you a cost not to

1956
01:45:41.479 --> 01:45:43.800
<v Speaker 4>exceed on each line, don't use them.

1957
01:45:44.119 --> 01:45:46.159
<v Speaker 3>Well, Tom, don't use go ahead.

1958
01:45:46.199 --> 01:45:49.159
<v Speaker 13>Don't you think? You also need to specify what it

1959
01:45:49.399 --> 01:45:51.800
<v Speaker 13>is that you're you're getting, So you can't just say

1960
01:45:51.840 --> 01:45:56.399
<v Speaker 13>exterior stone. You should say, you know, granted four by

1961
01:45:56.479 --> 01:45:57.479
<v Speaker 13>four tiles.

1962
01:45:57.479 --> 01:46:00.479
<v Speaker 3>This well, okay, to a certain extent, yes, so you

1963
01:46:00.560 --> 01:46:01.680
<v Speaker 3>can get crazy on that.

1964
01:46:02.279 --> 01:46:04.920
<v Speaker 4>But a lot of times what's better to do is

1965
01:46:05.039 --> 01:46:08.520
<v Speaker 4>to have a plan, and if you need an architect's

1966
01:46:08.520 --> 01:46:09.840
<v Speaker 4>stamp or an engineer.

1967
01:46:09.520 --> 01:46:10.520
<v Speaker 3>Stamp, it's stamped.

1968
01:46:10.880 --> 01:46:14.880
<v Speaker 4>You have a plan, and then the contract says exterior

1969
01:46:15.000 --> 01:46:21.279
<v Speaker 4>stone trim forty five hundred dollars specifications see plans. Then

1970
01:46:21.600 --> 01:46:25.199
<v Speaker 4>the contract doesn't get overwhelming. So the plan then would

1971
01:46:25.239 --> 01:46:29.199
<v Speaker 4>have If you've ever noticed plans, they have what's called

1972
01:46:29.239 --> 01:46:33.039
<v Speaker 4>a blow up or a focus on the siding. So

1973
01:46:33.199 --> 01:46:35.720
<v Speaker 4>it has a little arrow pointing to the siding and

1974
01:46:35.840 --> 01:46:39.119
<v Speaker 4>it goes to a circle, and the circle shows the

1975
01:46:39.279 --> 01:46:43.119
<v Speaker 4>specific item you're getting. Now, people might say, Tom, this

1976
01:46:43.319 --> 01:46:47.079
<v Speaker 4>is brain damage. You're absolutely right it is. You're absolutely right.

1977
01:46:47.720 --> 01:46:49.960
<v Speaker 3>But if you wanted to have it done right, it.

1978
01:46:50.039 --> 01:46:52.920
<v Speaker 4>Doesn't have to be brain damage because it all should

1979
01:46:52.960 --> 01:46:54.199
<v Speaker 4>be done like that normally.

1980
01:46:54.600 --> 01:46:55.960
<v Speaker 3>So, Andrew, I want to ask.

1981
01:46:55.840 --> 01:46:58.920
<v Speaker 4>You a question on a side note, you called about

1982
01:46:59.399 --> 01:47:02.800
<v Speaker 4>an issue you don't agree with, and the contractor says,

1983
01:47:03.079 --> 01:47:06.439
<v Speaker 4>our accounting is right. That was a change order. It

1984
01:47:06.600 --> 01:47:09.439
<v Speaker 4>was more than we bargained for, so you have to

1985
01:47:09.479 --> 01:47:12.439
<v Speaker 4>pay the extra forty two hundred bucks. What I want

1986
01:47:12.479 --> 01:47:15.600
<v Speaker 4>to know is was that an allowance item in your

1987
01:47:15.680 --> 01:47:18.600
<v Speaker 4>contract or was it a cost item?

1988
01:47:20.479 --> 01:47:24.920
<v Speaker 10>I don't know which one. I think it might have

1989
01:47:25.000 --> 01:47:28.159
<v Speaker 10>been an allowance because when they asked me to select

1990
01:47:28.199 --> 01:47:30.199
<v Speaker 10>the stone, so everything that they have asked me to

1991
01:47:30.239 --> 01:47:30.800
<v Speaker 10>select that ball.

1992
01:47:30.960 --> 01:47:33.479
<v Speaker 4>No, No, we're going, we're getting somewhere here, going, we're

1993
01:47:33.520 --> 01:47:36.199
<v Speaker 4>getting somewhere. When they asked you to pick the stone,

1994
01:47:36.319 --> 01:47:37.000
<v Speaker 4>keep going.

1995
01:47:37.600 --> 01:47:40.520
<v Speaker 10>Yeah, I asked, is it budget? So they said, here's

1996
01:47:40.520 --> 01:47:43.000
<v Speaker 10>what's in budget. So the same thing with the front door.

1997
01:47:43.319 --> 01:47:44.560
<v Speaker 10>They say, here's what's in budget.

1998
01:47:44.640 --> 01:47:47.479
<v Speaker 3>I went then if you went over that, it's your response.

1999
01:47:47.760 --> 01:47:51.560
<v Speaker 3>If you went over that, Andrew, it's your responsibility. How

2000
01:47:51.600 --> 01:47:52.279
<v Speaker 3>do you know you didn't?

2001
01:47:53.079 --> 01:47:54.720
<v Speaker 10>How do you know they said this was in budget?

2002
01:47:55.279 --> 01:47:57.159
<v Speaker 8>And then now they're saying it's a change order.

2003
01:47:57.479 --> 01:48:00.199
<v Speaker 10>So they're charging me for all of the stone, not

2004
01:48:00.479 --> 01:48:03.279
<v Speaker 10>a overage of what they may have thought they needed.

2005
01:48:03.720 --> 01:48:07.119
<v Speaker 10>They have forty two eleven for all the stone on

2006
01:48:07.159 --> 01:48:10.760
<v Speaker 10>the bottom half of the building and the concrete or

2007
01:48:10.880 --> 01:48:14.560
<v Speaker 10>are on the post, the base of the post. That's

2008
01:48:14.720 --> 01:48:16.640
<v Speaker 10>it clearly in the plans that they did.

2009
01:48:18.560 --> 01:48:24.000
<v Speaker 4>Okay, So what you should do to make this simple

2010
01:48:25.119 --> 01:48:29.760
<v Speaker 4>is to pay everything that you owe minus that amount

2011
01:48:29.800 --> 01:48:30.119
<v Speaker 4>of money.

2012
01:48:30.840 --> 01:48:31.159
<v Speaker 8>Okay.

2013
01:48:32.359 --> 01:48:35.199
<v Speaker 3>And then this is what I should say. This is

2014
01:48:35.279 --> 01:48:36.000
<v Speaker 3>what I would do.

2015
01:48:37.079 --> 01:48:40.319
<v Speaker 4>I would write a letter or an email or a

2016
01:48:40.439 --> 01:48:44.680
<v Speaker 4>document saying, here is payment on what I believe should

2017
01:48:44.680 --> 01:48:50.520
<v Speaker 4>be final settlement. I dispute the extra forty two dollars

2018
01:48:51.000 --> 01:48:55.359
<v Speaker 4>based on this, this, and this. Now you're probably going

2019
01:48:55.439 --> 01:48:59.880
<v Speaker 4>to get a lean on your property. Be expecting it.

2020
01:49:00.600 --> 01:49:02.600
<v Speaker 4>That's what I would do if I was a contractor.

2021
01:49:03.079 --> 01:49:06.279
<v Speaker 4>Now that's not the end of the world. Actually, this

2022
01:49:06.600 --> 01:49:11.199
<v Speaker 4>lean might be exactly what you want because once they

2023
01:49:11.359 --> 01:49:15.479
<v Speaker 4>file the lean, they have one hundred and twenty days

2024
01:49:16.880 --> 01:49:21.479
<v Speaker 4>to do something about it, okay, and if they don't

2025
01:49:22.960 --> 01:49:25.560
<v Speaker 4>act on the lean, it's going to drop off anyway.

2026
01:49:27.199 --> 01:49:28.439
<v Speaker 3>If they do act on it.

2027
01:49:28.560 --> 01:49:31.399
<v Speaker 10>Act on the lean. If they sorry, Tom, if they

2028
01:49:31.479 --> 01:49:32.800
<v Speaker 10>put a lean on, can I.

2029
01:49:32.920 --> 01:49:33.399
<v Speaker 9>Act on that?

2030
01:49:34.359 --> 01:49:35.920
<v Speaker 3>Well, what do you mean by act on it? What

2031
01:49:36.399 --> 01:49:36.960
<v Speaker 3>do you mean by that?

2032
01:49:37.319 --> 01:49:38.479
<v Speaker 10>I don't know. Take them to court?

2033
01:49:38.720 --> 01:49:39.439
<v Speaker 3>We don't have to.

2034
01:49:39.760 --> 01:49:43.039
<v Speaker 4>Why would you have to? What would you tell me?

2035
01:49:43.199 --> 01:49:46.159
<v Speaker 4>How what would you take them to court for? If

2036
01:49:46.199 --> 01:49:47.920
<v Speaker 4>they haven't gotten anything from you yet?

2037
01:49:48.920 --> 01:49:53.279
<v Speaker 3>Okay, So they put a lean. A lien says you

2038
01:49:53.479 --> 01:49:55.960
<v Speaker 3>owe me this money. That's what it says.

2039
01:49:56.640 --> 01:50:00.880
<v Speaker 4>So now once you get that lean, you sit there

2040
01:50:01.680 --> 01:50:05.199
<v Speaker 4>and if it goes past one hundred and twenty days,

2041
01:50:06.239 --> 01:50:08.640
<v Speaker 4>then you do a quiet title action and have it

2042
01:50:08.760 --> 01:50:10.960
<v Speaker 4>removed or it drops off.

2043
01:50:11.119 --> 01:50:13.680
<v Speaker 3>You don't have to have it removed. But the bottom

2044
01:50:13.720 --> 01:50:20.520
<v Speaker 3>line is this, if they decide to go through with it,

2045
01:50:21.119 --> 01:50:23.199
<v Speaker 3>they have to literally do a foreclosure.

2046
01:50:23.760 --> 01:50:26.479
<v Speaker 4>So here's what they'd have to do. They take you

2047
01:50:26.560 --> 01:50:31.199
<v Speaker 4>to court and they have to show the validity of

2048
01:50:31.279 --> 01:50:34.359
<v Speaker 4>the lean. That is your day in court, so you

2049
01:50:34.439 --> 01:50:37.439
<v Speaker 4>don't have to file anything. So when you go to court,

2050
01:50:37.960 --> 01:50:42.560
<v Speaker 4>you tell the court why the contractor is not entitled

2051
01:50:43.000 --> 01:50:47.359
<v Speaker 4>to that debt, and then the contractor shows why they

2052
01:50:47.439 --> 01:50:50.760
<v Speaker 4>should be entitled to the debt, and then if the

2053
01:50:50.920 --> 01:50:52.680
<v Speaker 4>court says yes, you.

2054
01:50:52.760 --> 01:50:56.199
<v Speaker 3>Owe the money, then you pay it. But that's the

2055
01:50:56.279 --> 01:50:57.520
<v Speaker 3>way I would handle it.

2056
01:50:57.840 --> 01:51:01.520
<v Speaker 4>There's no reason going crazy over this because.

2057
01:51:01.239 --> 01:51:05.680
<v Speaker 3>They may never file a lean. That's what I would do.

2058
01:51:05.720 --> 01:51:08.079
<v Speaker 4>I'm Tom Martino. Three oh three seven to one, three eight,

2059
01:51:08.119 --> 01:51:11.920
<v Speaker 4>two five five. If you have additional questions, specific new questions,

2060
01:51:11.960 --> 01:51:12.560
<v Speaker 4>you can hang on.

2061
01:51:13.039 --> 01:51:14.399
<v Speaker 3>Otherwise we have more coming up.

2062
01:51:18.319 --> 01:51:21.520
<v Speaker 4>Three oh three seven one three talk seven one three

2063
01:51:21.640 --> 01:51:26.000
<v Speaker 4>eight two five five. All right, let's continue our discussion.

2064
01:51:26.319 --> 01:51:28.960
<v Speaker 4>And Andrew, did Andrew have another question or not? Did

2065
01:51:29.000 --> 01:51:29.560
<v Speaker 4>he hang up?

2066
01:51:30.520 --> 01:51:30.560
<v Speaker 3>No?

2067
01:51:30.920 --> 01:51:33.199
<v Speaker 10>One one final question, Yes.

2068
01:51:33.079 --> 01:51:33.680
<v Speaker 3>Sir Andrew.

2069
01:51:34.520 --> 01:51:34.720
<v Speaker 9>Yeah.

2070
01:51:34.840 --> 01:51:37.640
<v Speaker 10>So there's some issues with the build I have, like,

2071
01:51:37.720 --> 01:51:42.079
<v Speaker 10>for example, concrete that's sloping into the garage, and they're

2072
01:51:42.159 --> 01:51:45.439
<v Speaker 10>saying that they those are warranty items and until the

2073
01:51:45.560 --> 01:51:48.520
<v Speaker 10>final payment is made, they're not going to address those

2074
01:51:48.640 --> 01:51:49.920
<v Speaker 10>quote warranty items.

2075
01:51:50.000 --> 01:51:51.920
<v Speaker 8>Also some issues with yeah, Mike.

2076
01:51:51.920 --> 01:51:54.119
<v Speaker 4>And they're not and they're not going to and you're

2077
01:51:54.159 --> 01:51:56.399
<v Speaker 4>not going to get them too because you have this dispute.

2078
01:51:56.840 --> 01:52:00.000
<v Speaker 3>Listen, Okay, this does the contract call for arbage?

2079
01:52:00.439 --> 01:52:00.720
<v Speaker 4>Do you know.

2080
01:52:02.319 --> 01:52:03.520
<v Speaker 9>I read through it. It does not.

2081
01:52:04.359 --> 01:52:06.640
<v Speaker 4>Okay, you're going to have to get this settled one

2082
01:52:06.640 --> 01:52:09.560
<v Speaker 4>way or another, and then once you make your final payment,

2083
01:52:09.960 --> 01:52:12.960
<v Speaker 4>then they'll do the warranty issues. But here's the deal,

2084
01:52:13.079 --> 01:52:16.680
<v Speaker 4>bro you you know, I don't know what your record

2085
01:52:16.760 --> 01:52:19.399
<v Speaker 4>keeping is like, and they may be able to see

2086
01:52:19.840 --> 01:52:23.399
<v Speaker 4>or show that they spent more money on your project

2087
01:52:23.960 --> 01:52:27.079
<v Speaker 4>and that it was an overage. You're saying it wasn't

2088
01:52:27.119 --> 01:52:30.720
<v Speaker 4>an overage. The problem you're going to have on whether

2089
01:52:30.960 --> 01:52:34.279
<v Speaker 4>or not it was an overage. The problem you will

2090
01:52:34.359 --> 01:52:38.359
<v Speaker 4>have is showing that because there were no line item pricing,

2091
01:52:39.359 --> 01:52:43.680
<v Speaker 4>and they can simply say, well, yeah, yes we set

2092
01:52:43.720 --> 01:52:45.119
<v Speaker 4>exterior stone, but.

2093
01:52:45.279 --> 01:52:47.399
<v Speaker 3>He went over on the allowance.

2094
01:52:48.039 --> 01:52:50.359
<v Speaker 4>And then they're going to take us some document and

2095
01:52:50.600 --> 01:52:54.399
<v Speaker 4>show where they allotted for a certain amount that came

2096
01:52:54.479 --> 01:52:55.800
<v Speaker 4>to a total and you.

2097
01:52:55.840 --> 01:52:59.960
<v Speaker 3>Went over it. Just be prepared. Mark how many times?

2098
01:53:00.520 --> 01:53:04.039
<v Speaker 4>Mark how many times did we think a homeowner had

2099
01:53:04.079 --> 01:53:08.720
<v Speaker 4>a slam dunk case against a builder and the builders

2100
01:53:09.239 --> 01:53:10.279
<v Speaker 4>take them to the cleaners.

2101
01:53:10.600 --> 01:53:12.720
<v Speaker 12>Well, the worst one was the lady that lost her

2102
01:53:12.800 --> 01:53:15.199
<v Speaker 12>house with the roofer, and that was the worst roofing

2103
01:53:15.319 --> 01:53:18.159
<v Speaker 12>job I've ever seen. There was literally parts of the

2104
01:53:18.279 --> 01:53:21.560
<v Speaker 12>roof where there was no under not only underlayment, but

2105
01:53:21.760 --> 01:53:24.720
<v Speaker 12>no wood. I mean like literally no wood.

2106
01:53:25.199 --> 01:53:29.279
<v Speaker 3>Just they totally, they totally just outmaneuvered her legally. They

2107
01:53:29.479 --> 01:53:32.159
<v Speaker 3>just ruined her life. And she was in the right.

2108
01:53:32.560 --> 01:53:36.479
<v Speaker 4>That construction company was the worst construction company I've ever

2109
01:53:36.600 --> 01:53:38.840
<v Speaker 4>run into, and they were out now just.

2110
01:53:40.640 --> 01:53:43.840
<v Speaker 3>They were just terrible. They were terrible, and they knew.

2111
01:53:43.680 --> 01:53:46.000
<v Speaker 4>They didn't have a case, but they didn't need a case.

2112
01:53:46.359 --> 01:53:49.279
<v Speaker 4>They did not need a case because she sued them

2113
01:53:49.600 --> 01:53:50.880
<v Speaker 4>and had no idea what.

2114
01:53:50.960 --> 01:53:52.880
<v Speaker 3>She was doing, zero idea.

2115
01:53:53.239 --> 01:53:56.119
<v Speaker 4>She didn't know how to introduce evidence, she didn't know

2116
01:53:56.199 --> 01:53:58.520
<v Speaker 4>how to use evidence, she didn't know how to make

2117
01:53:58.520 --> 01:53:59.079
<v Speaker 4>an argument.

2118
01:53:59.399 --> 01:54:02.640
<v Speaker 3>She literally went to court representing herself. You remember that,

2119
01:54:03.520 --> 01:54:05.840
<v Speaker 3>Oh yeah, and she lost one.

2120
01:54:06.279 --> 01:54:10.079
<v Speaker 12>That's when I got accused of practicing law without a license.

2121
01:54:10.359 --> 01:54:10.560
<v Speaker 3>Yeah.

2122
01:54:10.760 --> 01:54:13.359
<v Speaker 4>What Mark was doing is standing there and we said, Mark,

2123
01:54:13.399 --> 01:54:15.840
<v Speaker 4>you ought to witness this and report back to us,

2124
01:54:15.840 --> 01:54:17.960
<v Speaker 4>And that's what he was doing. He was sitting there

2125
01:54:18.000 --> 01:54:20.880
<v Speaker 4>with her, and then he was calling the show reporting

2126
01:54:20.960 --> 01:54:23.199
<v Speaker 4>the lawsuit on how terrible.

2127
01:54:22.920 --> 01:54:25.920
<v Speaker 12>It was that judge when he found out that during

2128
01:54:26.000 --> 01:54:28.279
<v Speaker 12>the lunch break, I was out there live on the

2129
01:54:28.399 --> 01:54:29.600
<v Speaker 12>radio talking about it.

2130
01:54:30.359 --> 01:54:35.439
<v Speaker 3>O m G. Yeah, you had every right to do it.

2131
01:54:35.600 --> 01:54:36.840
<v Speaker 11>Yeah, what did the judge say?

2132
01:54:36.920 --> 01:54:40.399
<v Speaker 4>Well, yeah, the judge said, you know, and and we

2133
01:54:40.560 --> 01:54:42.479
<v Speaker 4>said to the judge, what are we doing wrong? Yeah,

2134
01:54:42.560 --> 01:54:45.840
<v Speaker 4>we're not doing anything wrong. Well, we wrote a response.

2135
01:54:45.960 --> 01:54:48.600
<v Speaker 4>The judge said something crazy. We wrote a response and

2136
01:54:48.720 --> 01:54:50.840
<v Speaker 4>never it never went anywhere.

2137
01:54:52.359 --> 01:54:54.520
<v Speaker 12>No, it didn't go anywhere. But it was a nightmare.

2138
01:54:54.600 --> 01:54:57.279
<v Speaker 12>But the bottom line is, if you don't know what

2139
01:54:57.439 --> 01:54:59.840
<v Speaker 12>you're doing, I'll tell you where she messed up. She

2140
01:55:00.000 --> 01:55:02.199
<v Speaker 12>we had some of the best witnesses around, but she

2141
01:55:02.319 --> 01:55:04.920
<v Speaker 12>had no idea how to enter in, what to do.

2142
01:55:05.079 --> 01:55:09.000
<v Speaker 12>To actually use someone as an expert witness. You can't

2143
01:55:09.159 --> 01:55:10.199
<v Speaker 12>just call them that day.

2144
01:55:10.239 --> 01:55:13.079
<v Speaker 4>You've got to qualify them and you have to let

2145
01:55:13.159 --> 01:55:16.840
<v Speaker 4>them know you have witnesses. She did everything wrong. So

2146
01:55:17.000 --> 01:55:20.760
<v Speaker 4>now we were talking about liens. You know, it's not

2147
01:55:21.119 --> 01:55:26.880
<v Speaker 4>all risk free on the business side either. A business

2148
01:55:26.960 --> 01:55:31.119
<v Speaker 4>has to be pretty judicious and caring when they do

2149
01:55:31.199 --> 01:55:34.640
<v Speaker 4>a lean, meaning they can't just arbitrarily put a lien

2150
01:55:34.720 --> 01:55:36.520
<v Speaker 4>on a house, or they can get in trouble, so

2151
01:55:36.680 --> 01:55:39.079
<v Speaker 4>they have to pretty much know that they're owed this

2152
01:55:39.239 --> 01:55:43.640
<v Speaker 4>extra money. Otherwise there are consequences. Deputy d looked up

2153
01:55:43.960 --> 01:55:47.359
<v Speaker 4>some of the consequences of the lean laws, so let's

2154
01:55:47.439 --> 01:55:48.760
<v Speaker 4>talk about those consequences.

2155
01:55:48.880 --> 01:55:51.600
<v Speaker 19>D Well, Tom my favorite one, and by the way,

2156
01:55:51.680 --> 01:55:54.760
<v Speaker 19>my source is Hollington Law Firm, which is owned by

2157
01:55:54.840 --> 01:55:56.439
<v Speaker 19>Neil Hollington down there at Parker's.

2158
01:55:56.560 --> 01:55:59.640
<v Speaker 3>Good guy, a good guy, and this is all he does.

2159
01:56:00.079 --> 01:56:02.640
<v Speaker 3>He does construction defect his law.

2160
01:56:03.399 --> 01:56:08.720
<v Speaker 4>His website is Hollington Law Firm dot com go ahead.

2161
01:56:08.479 --> 01:56:10.439
<v Speaker 11>And he offers free initial consultations.

2162
01:56:10.479 --> 01:56:12.920
<v Speaker 19>By the way, was very but anyway, one of the

2163
01:56:13.000 --> 01:56:17.000
<v Speaker 19>things he mentions on his website is that if the

2164
01:56:17.159 --> 01:56:22.239
<v Speaker 19>contractor files an excessive lian to gain leverage over the consumer,

2165
01:56:22.760 --> 01:56:26.720
<v Speaker 19>there actually could be held responsible for the consumer's attorney's

2166
01:56:26.760 --> 01:56:30.359
<v Speaker 19>fees and costs. So there are terrible consequences to some

2167
01:56:30.439 --> 01:56:33.920
<v Speaker 19>of these contractors that I know who have filed excessive

2168
01:56:34.000 --> 01:56:38.600
<v Speaker 19>liens or you know, extraordinarily expensive liens just to scare

2169
01:56:38.680 --> 01:56:39.319
<v Speaker 19>the homeowner.

2170
01:56:39.520 --> 01:56:41.520
<v Speaker 3>So what happens when you go to court with those.

2171
01:56:41.479 --> 01:56:45.680
<v Speaker 4>Lanes, Well, the excessive ones, yeah, the excess the ones

2172
01:56:45.760 --> 01:56:48.119
<v Speaker 4>you believe are accessive you have to show their excess, So.

2173
01:56:48.239 --> 01:56:50.479
<v Speaker 19>You have to prove that they're excessive, and then you

2174
01:56:50.640 --> 01:56:52.640
<v Speaker 19>may be able to get your attorney fees. And he

2175
01:56:52.680 --> 01:56:56.119
<v Speaker 19>even cites the actual Corrido Statute that provides for the

2176
01:56:56.319 --> 01:56:57.520
<v Speaker 19>for your own attorney fees.

2177
01:56:57.640 --> 01:57:01.079
<v Speaker 4>What do you think would be considered excessive though, Like

2178
01:57:01.720 --> 01:57:04.760
<v Speaker 4>if it's just if you just disagree with the with

2179
01:57:04.920 --> 01:57:07.640
<v Speaker 4>the amount or what like in this in this case,

2180
01:57:08.119 --> 01:57:10.840
<v Speaker 4>the guy says there's forty two hundred dollars for stone,

2181
01:57:11.399 --> 01:57:13.760
<v Speaker 4>and what if forty two hundred? What if there was

2182
01:57:13.840 --> 01:57:17.239
<v Speaker 4>a stone cost that he already paid and then they

2183
01:57:17.399 --> 01:57:19.800
<v Speaker 4>uped at forty two hundred, would that be excessive?

2184
01:57:19.920 --> 01:57:19.960
<v Speaker 3>No?

2185
01:57:20.159 --> 01:57:22.800
<v Speaker 11>I don't think excessive refers to overpricing.

2186
01:57:23.079 --> 01:57:23.439
<v Speaker 3>Okay.

2187
01:57:23.479 --> 01:57:27.399
<v Speaker 19>For example, if Andrew's conflict with the contractor is over

2188
01:57:27.520 --> 01:57:30.840
<v Speaker 19>forty two hundred dollars, and they admit in writing to

2189
01:57:30.920 --> 01:57:32.640
<v Speaker 19>him that it's over forty two hundred dollars, but they

2190
01:57:32.680 --> 01:57:34.359
<v Speaker 19>file a twenty thousand dollars.

2191
01:57:34.279 --> 01:57:37.079
<v Speaker 3>Okay, scare the all right? Okay?

2192
01:57:37.279 --> 01:57:39.279
<v Speaker 4>So it was just if they believe they're own forty

2193
01:57:39.319 --> 01:57:41.000
<v Speaker 4>two hundred and they put a lien on for forty

2194
01:57:41.039 --> 01:57:42.079
<v Speaker 4>two hundred, that's different.

2195
01:57:42.319 --> 01:57:44.520
<v Speaker 3>But if they just do it to be punitive.

2196
01:57:44.680 --> 01:57:48.119
<v Speaker 19>That's exactly right, Okay, try to gain leverage by scaring

2197
01:57:48.199 --> 01:57:49.520
<v Speaker 19>the guy with a huge lean.

2198
01:57:49.920 --> 01:57:53.760
<v Speaker 3>Okay. What about if there's no basis for the lean whatsoever?

2199
01:57:54.319 --> 01:57:56.239
<v Speaker 19>Well, I think that would be the same thing, right,

2200
01:57:56.399 --> 01:57:59.760
<v Speaker 19>I mean, that's a let's see here, that would be

2201
01:57:59.800 --> 01:58:03.039
<v Speaker 19>an valid liens. So an excessively may be teemed invalid

2202
01:58:03.079 --> 01:58:04.880
<v Speaker 19>by the court of the contractor or lose their right

2203
01:58:04.920 --> 01:58:07.279
<v Speaker 19>to collect any payment through the lien process.

2204
01:58:08.199 --> 01:58:11.000
<v Speaker 4>Okay, And so what I want to know in a

2205
01:58:11.079 --> 01:58:13.199
<v Speaker 4>lot a lot of people ask this, and you may

2206
01:58:13.279 --> 01:58:15.000
<v Speaker 4>not have that answer right in front of you, But.

2207
01:58:16.640 --> 01:58:19.319
<v Speaker 3>If there's an invalid lien, he asked, can I take

2208
01:58:19.399 --> 01:58:22.039
<v Speaker 3>action on it? And I said, don't bother. Wait till

2209
01:58:22.079 --> 01:58:24.720
<v Speaker 3>they try to foreclose on the lien. Mark.

2210
01:58:24.800 --> 01:58:29.239
<v Speaker 4>That's always been our recommendation to consumers. Don't do anything,

2211
01:58:29.439 --> 01:58:31.880
<v Speaker 4>just wait and see what happens. But what if you

2212
01:58:32.079 --> 01:58:33.680
<v Speaker 4>do want to do something about it?

2213
01:58:33.800 --> 01:58:34.439
<v Speaker 5>I would want to.

2214
01:58:34.520 --> 01:58:36.880
<v Speaker 12>Write because isn't that ryet title action?

2215
01:58:37.279 --> 01:58:41.399
<v Speaker 3>Yeah, that's that's what we always say. What exactly does

2216
01:58:41.479 --> 01:58:41.920
<v Speaker 3>that mean?

2217
01:58:42.000 --> 01:58:42.159
<v Speaker 5>Though?

2218
01:58:42.439 --> 01:58:45.920
<v Speaker 12>You basically motioned the court to uh pull the lien

2219
01:58:46.039 --> 01:58:47.760
<v Speaker 12>because it hasn't been perfected.

2220
01:58:48.720 --> 01:58:51.399
<v Speaker 11>Well, this is there's there's another step you can tell ahead.

2221
01:58:51.960 --> 01:58:55.960
<v Speaker 19>Hollington Law describes h called describes the process called the

2222
01:58:56.000 --> 01:58:57.600
<v Speaker 19>file and notice the contest the lean.

2223
01:58:58.319 --> 01:59:00.600
<v Speaker 3>So you can file of notice, you can test the

2224
01:59:00.680 --> 01:59:01.680
<v Speaker 3>lean notice.

2225
01:59:01.439 --> 01:59:02.560
<v Speaker 11>Of contest of liens.

2226
01:59:02.760 --> 01:59:05.880
<v Speaker 19>Okay, you can actually start a court action to get

2227
01:59:06.399 --> 01:59:09.600
<v Speaker 19>a lean remote larritory judgment is what you're looking.

2228
01:59:09.560 --> 01:59:10.840
<v Speaker 3>That's exactly what it's called.

2229
01:59:10.920 --> 01:59:11.479
<v Speaker 5>So you can do that.

2230
01:59:11.640 --> 01:59:14.199
<v Speaker 11>You can also bond around the lian if you wish.

2231
01:59:14.079 --> 01:59:16.119
<v Speaker 5>To avoid Yeah, and but what that is.

2232
01:59:16.239 --> 01:59:18.680
<v Speaker 3>You buy a bond that says we'll pay for this

2233
01:59:18.920 --> 01:59:21.800
<v Speaker 3>lean if it turns out to be legit. Yeah, and

2234
01:59:21.880 --> 01:59:24.439
<v Speaker 3>then that allows you your house, that's right. It allows

2235
01:59:24.479 --> 01:59:26.560
<v Speaker 3>you to sell the house, or it allows you to

2236
01:59:26.600 --> 01:59:27.279
<v Speaker 3>get a REFI.

2237
01:59:27.640 --> 01:59:27.880
<v Speaker 5>Yeah.

2238
01:59:28.000 --> 01:59:29.560
<v Speaker 11>So there were all kinds of options.

2239
01:59:29.560 --> 01:59:32.159
<v Speaker 19>And by the way, I would contest this lien because

2240
01:59:32.359 --> 01:59:34.640
<v Speaker 19>I don't want this, even if I'm right, I don't

2241
01:59:34.640 --> 01:59:37.159
<v Speaker 19>want this sort of suffocleae hanging over my house and

2242
01:59:37.279 --> 01:59:39.680
<v Speaker 19>wondering if somebody's going to start foreclosure.

2243
01:59:39.119 --> 01:59:40.119
<v Speaker 5>In the next six months.

2244
01:59:41.239 --> 01:59:43.640
<v Speaker 4>I remember one time I had a cabinet delivered to

2245
01:59:43.720 --> 01:59:44.920
<v Speaker 4>my home six hundred dollars.

2246
01:59:45.000 --> 01:59:47.520
<v Speaker 3>It was a vanity. It was on a new construction

2247
01:59:47.600 --> 01:59:48.079
<v Speaker 3>I was doing.

2248
01:59:48.800 --> 01:59:52.000
<v Speaker 4>I had paid the contractor, but the contractor was such

2249
01:59:52.399 --> 01:59:54.880
<v Speaker 4>a bad contract that they were so crooked.

2250
01:59:56.199 --> 02:00:00.960
<v Speaker 3>Back then it was called Adam's Construction. Anyway, I paid him,

2251
02:00:01.199 --> 02:00:01.840
<v Speaker 3>he didn't pay.

2252
02:00:02.159 --> 02:00:05.159
<v Speaker 4>I told them I refused to pay because under the law,

2253
02:00:05.399 --> 02:00:08.880
<v Speaker 4>it was my primary residence. I had the contract in writing,

2254
02:00:09.119 --> 02:00:11.279
<v Speaker 4>I had proof of payment. They put a lien on

2255
02:00:11.359 --> 02:00:15.119
<v Speaker 4>my house anyway for how much? For six hundred because

2256
02:00:15.159 --> 02:00:18.439
<v Speaker 4>they said that basically it might have been like some

2257
02:00:18.600 --> 02:00:22.159
<v Speaker 4>attorney's fees on there, like eight hundredson. But I could

2258
02:00:22.279 --> 02:00:26.279
<v Speaker 4>show that according to the lean protection laws of Colorado,

2259
02:00:26.720 --> 02:00:29.079
<v Speaker 4>I had followed everything. I had had a written contract

2260
02:00:29.159 --> 02:00:31.680
<v Speaker 4>with the contractor, proof of payment, and it was my

2261
02:00:31.800 --> 02:00:34.560
<v Speaker 4>primary residence. They didn't care. They went ahead and did

2262
02:00:34.600 --> 02:00:37.720
<v Speaker 4>it anyway. This was the supply house. So my attorney

2263
02:00:37.760 --> 02:00:40.800
<v Speaker 4>writes a letter saying, you know, we're going to do something,

2264
02:00:41.119 --> 02:00:43.319
<v Speaker 4>and I forget what they threatened to do. But they

2265
02:00:43.439 --> 02:00:46.880
<v Speaker 4>removed the lien immediately because it was a frivolous lian.

2266
02:00:49.079 --> 02:00:52.680
<v Speaker 4>So anyway, liens are very complicated, you know, they really are.

2267
02:00:52.840 --> 02:00:54.880
<v Speaker 4>They can scare the hell out of you. You think

2268
02:00:54.960 --> 02:00:58.720
<v Speaker 4>what's going on, don't overreact to a lien. A lien

2269
02:00:58.960 --> 02:01:01.760
<v Speaker 4>is a claim. It's not a proof of a claim.

2270
02:01:02.159 --> 02:01:06.039
<v Speaker 4>It's just a claim of a claim. Proof of a

2271
02:01:06.119 --> 02:01:10.680
<v Speaker 4>claim comes when they try to perfect the lian. Don

2272
02:01:10.720 --> 02:01:14.399
<v Speaker 4>And as you, yes, sir, in my time.

2273
02:01:14.520 --> 02:01:18.319
<v Speaker 14>I must have filed seventy five to one hundred mechanics.

2274
02:01:17.880 --> 02:01:23.159
<v Speaker 3>Lians for your HVAC business, and I've.

2275
02:01:23.039 --> 02:01:25.199
<v Speaker 13>Only collected on maybe two of them.

2276
02:01:25.720 --> 02:01:28.720
<v Speaker 14>I mean because normally a contractor, if we do a

2277
02:01:28.840 --> 02:01:31.399
<v Speaker 14>job for like five hundred or a couple of grand

2278
02:01:31.479 --> 02:01:33.159
<v Speaker 14>and we don't get paid, we put the lien on.

2279
02:01:33.279 --> 02:01:35.880
<v Speaker 14>We're just hoping that people will use it, use the

2280
02:01:36.079 --> 02:01:39.159
<v Speaker 14>thread of the lean to pass. But we've never wanted

2281
02:01:39.239 --> 02:01:42.000
<v Speaker 14>to perfect the lien because if you perfect it, you

2282
02:01:42.079 --> 02:01:45.760
<v Speaker 14>have to take the take, put the limit foreclosure, and

2283
02:01:45.880 --> 02:01:48.760
<v Speaker 14>it costs like ten fifteen thousand dollars in legal fees.

2284
02:01:48.840 --> 02:01:51.800
<v Speaker 14>So we've never we've never been able to collect on

2285
02:01:51.840 --> 02:01:52.119
<v Speaker 14>a lien.

2286
02:01:52.199 --> 02:01:53.119
<v Speaker 3>So I'm going to tell you.

2287
02:01:53.680 --> 02:01:56.479
<v Speaker 4>I'm going to tell you a really funny story about

2288
02:01:56.479 --> 02:02:00.359
<v Speaker 4>a woman who did window coverings on a DTC office building.

2289
02:02:00.479 --> 02:02:02.199
<v Speaker 3>Coming up on the Troubleshooter Show.

2290
02:02:05.439 --> 02:02:07.920
<v Speaker 4>Hi Tom Martino here at three zero three seven one

2291
02:02:08.039 --> 02:02:12.680
<v Speaker 4>three talk seven one three, eight, two, five five. Welcome

2292
02:02:13.000 --> 02:02:15.239
<v Speaker 4>to the show, and thank you for being here.

2293
02:02:15.279 --> 02:02:18.359
<v Speaker 3>Okay, so let me just get right to the to

2294
02:02:18.520 --> 02:02:19.479
<v Speaker 3>the topic at hand.

2295
02:02:20.560 --> 02:02:20.960
<v Speaker 8>Here we are.

2296
02:02:21.000 --> 02:02:23.319
<v Speaker 4>I'm sorry, I just got away from it, all right.

2297
02:02:23.439 --> 02:02:27.239
<v Speaker 4>So what we've been talking about are leans and lean releases.

2298
02:02:27.319 --> 02:02:33.279
<v Speaker 4>A contracts, contract allowance items, contract expenses. And remember, the

2299
02:02:33.359 --> 02:02:35.880
<v Speaker 4>safest way to do a contract with home improvement is,

2300
02:02:35.920 --> 02:02:38.399
<v Speaker 4>as I said, what you do or any kind of

2301
02:02:38.439 --> 02:02:43.279
<v Speaker 4>home construction a guaranteed not to exceed price line item

2302
02:02:43.439 --> 02:02:48.479
<v Speaker 4>guaranteed not to exceed. So uh you you don't do

2303
02:02:48.560 --> 02:02:52.199
<v Speaker 4>an allowance, and you don't do just a straight expense,

2304
02:02:52.760 --> 02:02:54.199
<v Speaker 4>but a guaranteed.

2305
02:02:53.720 --> 02:02:54.439
<v Speaker 3>Not to exceed.

2306
02:02:56.000 --> 02:02:58.359
<v Speaker 4>Now, let me tell you about the window covering lady.

2307
02:02:59.279 --> 02:03:03.439
<v Speaker 4>This woman did window coverings for an office building. I

2308
02:03:03.640 --> 02:03:06.319
<v Speaker 4>forget what kind of window covering. It wasn't like normal

2309
02:03:06.439 --> 02:03:08.560
<v Speaker 4>curtains is up with some window covering. She had a

2310
02:03:08.600 --> 02:03:13.119
<v Speaker 4>small firm, but she took on this job, did a

2311
02:03:13.199 --> 02:03:17.039
<v Speaker 4>pretty damn good job and did some some of these

2312
02:03:17.159 --> 02:03:20.479
<v Speaker 4>modern shades or whatever. This was years ago, had to

2313
02:03:20.560 --> 02:03:24.840
<v Speaker 4>be more than maybe about twenty years ago, so she

2314
02:03:24.920 --> 02:03:30.000
<v Speaker 4>couldn't get paid. The bill was around six grand and

2315
02:03:31.119 --> 02:03:36.239
<v Speaker 4>she couldn't get paid, and they were just basically shirks.

2316
02:03:37.000 --> 02:03:40.439
<v Speaker 4>The general contractor was a jerk. Even the owner of

2317
02:03:40.560 --> 02:03:43.319
<v Speaker 4>the building was a jerk. It wasn't one of these

2318
02:03:43.399 --> 02:03:46.760
<v Speaker 4>giant high rises, but it was a pretty good sized building,

2319
02:03:48.199 --> 02:03:49.920
<v Speaker 4>and they just I don't know if they just thought

2320
02:03:49.960 --> 02:03:51.960
<v Speaker 4>they were going to get away with it. But back

2321
02:03:52.000 --> 02:03:55.439
<v Speaker 4>in the day, when construction was hot and heavy, people

2322
02:03:55.600 --> 02:03:58.600
<v Speaker 4>that needed to be paid would this is what they

2323
02:03:58.640 --> 02:04:01.000
<v Speaker 4>would do to them. They would have them come in

2324
02:04:01.119 --> 02:04:04.880
<v Speaker 4>and say, look, we dispute this bill, and then they'd

2325
02:04:04.920 --> 02:04:07.640
<v Speaker 4>make them an offering. And people were so hurting for

2326
02:04:07.840 --> 02:04:10.359
<v Speaker 4>money because they had to get to the next job,

2327
02:04:10.880 --> 02:04:12.960
<v Speaker 4>the loss of opportunity.

2328
02:04:12.520 --> 02:04:13.800
<v Speaker 3>That they would make settlements.

2329
02:04:14.239 --> 02:04:17.880
<v Speaker 4>So I knew one guy that had this construction company

2330
02:04:18.439 --> 02:04:21.880
<v Speaker 4>and he'd bring his subs in. They'd line up on

2331
02:04:22.000 --> 02:04:24.279
<v Speaker 4>a Friday at the end of the month and he'd

2332
02:04:24.359 --> 02:04:27.359
<v Speaker 4>be saying, let's see sixty five hundred, here's four grand.

2333
02:04:28.439 --> 02:04:30.399
<v Speaker 3>And that was just cruel.

2334
02:04:30.760 --> 02:04:36.640
<v Speaker 4>Now, this company wasn't that bad, but they definitely made

2335
02:04:36.680 --> 02:04:38.239
<v Speaker 4>it hard for people to collect.

2336
02:04:39.279 --> 02:04:43.520
<v Speaker 3>So I said to this woman, here's what you do.

2337
02:04:45.239 --> 02:04:46.439
<v Speaker 3>Put a lien on the property.

2338
02:04:47.960 --> 02:04:49.920
<v Speaker 4>But after you put a lien on the property, I

2339
02:04:50.039 --> 02:04:53.800
<v Speaker 4>want you to actually perfect the lean. Now this was

2340
02:04:53.880 --> 02:04:57.319
<v Speaker 4>before the current law, but you could still perfect a lean.

2341
02:04:57.960 --> 02:05:01.479
<v Speaker 4>What it involved was a for sure. Now here is

2342
02:05:01.560 --> 02:05:06.560
<v Speaker 4>a big giant for a big giant office building, not

2343
02:05:06.920 --> 02:05:10.560
<v Speaker 4>the biggest, and you had a woman I think was old,

2344
02:05:10.680 --> 02:05:11.800
<v Speaker 4>like sixty five hundred.

2345
02:05:13.079 --> 02:05:15.640
<v Speaker 3>So she starts going through this.

2346
02:05:18.159 --> 02:05:22.880
<v Speaker 4>And they couldn't believe it, so they didn't even answer

2347
02:05:22.960 --> 02:05:25.840
<v Speaker 4>her at first until she actually.

2348
02:05:25.600 --> 02:05:27.279
<v Speaker 3>Got a sale date.

2349
02:05:29.520 --> 02:05:34.479
<v Speaker 4>This office building, even for a sixty five hundred little

2350
02:05:34.560 --> 02:05:37.920
<v Speaker 4>tiny lean, was going to be put up for sale.

2351
02:05:40.199 --> 02:05:42.159
<v Speaker 3>And it was a public auction.

2352
02:05:42.680 --> 02:05:46.039
<v Speaker 4>Now she could bid was she is owed, plus her

2353
02:05:46.079 --> 02:05:49.199
<v Speaker 4>attorney's fees and expenses. She could bid more than that

2354
02:05:49.319 --> 02:05:51.319
<v Speaker 4>if she wanted to, but if she wanted to make

2355
02:05:51.359 --> 02:05:53.720
<v Speaker 4>sure she was going to get paid, she would bid that.

2356
02:05:54.359 --> 02:05:57.239
<v Speaker 3>Whoever came in and bid more. The way it would

2357
02:05:57.279 --> 02:05:58.039
<v Speaker 3>work is they'd have.

2358
02:05:58.119 --> 02:06:01.640
<v Speaker 4>To pay her, then they'd have to pay any underlying encumbrances,

2359
02:06:02.600 --> 02:06:07.239
<v Speaker 4>but they're allowed to bid as well. So these people

2360
02:06:07.319 --> 02:06:13.119
<v Speaker 4>were brought to their knees over a woman with basically

2361
02:06:13.399 --> 02:06:17.159
<v Speaker 4>subcontracted out everything, who was really just trying to make

2362
02:06:17.199 --> 02:06:20.239
<v Speaker 4>a living and wanted to get paid sixty five hundred

2363
02:06:20.239 --> 02:06:22.079
<v Speaker 4>dollars but my god.

2364
02:06:22.000 --> 02:06:26.640
<v Speaker 3>Were they upset. They huffed and puffed, you can't do that,

2365
02:06:26.880 --> 02:06:29.000
<v Speaker 3>blah blah blah. But there was nothing they could do

2366
02:06:29.039 --> 02:06:32.880
<v Speaker 3>about it. Nothing they could do about it. They couldn't

2367
02:06:32.920 --> 02:06:35.079
<v Speaker 3>do a quiet title action because it was a real bill.

2368
02:06:35.439 --> 02:06:37.399
<v Speaker 3>I mean, they could, but what are they going to

2369
02:06:37.439 --> 02:06:40.079
<v Speaker 3>say it wasn't real. She had receipts for the.

2370
02:06:40.119 --> 02:06:45.239
<v Speaker 4>Window coverings her Her record keeping wasn't found impeccable, so

2371
02:06:45.760 --> 02:06:49.119
<v Speaker 4>she had receipts for what she bought. She had receipts

2372
02:06:49.199 --> 02:06:52.279
<v Speaker 4>for her subs for everything that cost her to do

2373
02:06:52.399 --> 02:06:56.760
<v Speaker 4>these window coverings, so she could easily justify plus her

2374
02:06:56.840 --> 02:06:59.039
<v Speaker 4>profit sixty five hundred dollars.

2375
02:06:59.359 --> 02:07:00.199
<v Speaker 3>But think about that.

2376
02:07:00.800 --> 02:07:04.560
<v Speaker 4>Think about this big company coming to its knees over

2377
02:07:04.880 --> 02:07:09.119
<v Speaker 4>a woman who is just working her ass off, trying

2378
02:07:09.159 --> 02:07:10.359
<v Speaker 4>to make a living, and.

2379
02:07:10.439 --> 02:07:13.319
<v Speaker 3>They're thinking, who the hell is she? And they weren't

2380
02:07:13.319 --> 02:07:13.800
<v Speaker 3>going to pay.

2381
02:07:14.039 --> 02:07:17.319
<v Speaker 4>But you see, that's the power you have when you're

2382
02:07:17.439 --> 02:07:21.520
<v Speaker 4>truly owed money, You truly have that power. You can

2383
02:07:21.760 --> 02:07:27.279
<v Speaker 4>sell the damn house or building or property. So that's

2384
02:07:27.359 --> 02:07:30.359
<v Speaker 4>why when I tell people go to small claims court

2385
02:07:31.159 --> 02:07:34.039
<v Speaker 4>or put a lien on something, because even small claims court,

2386
02:07:34.720 --> 02:07:38.479
<v Speaker 4>if you get a judgment in small claims court. You

2387
02:07:38.640 --> 02:07:42.560
<v Speaker 4>can file a lien on someone's house with that judgment.

2388
02:07:43.920 --> 02:07:48.760
<v Speaker 4>You can go after people everything they own with that judgment.

2389
02:07:49.359 --> 02:07:52.039
<v Speaker 4>So it's not the getting of the judgment or filing

2390
02:07:52.159 --> 02:07:52.399
<v Speaker 4>of the.

2391
02:07:52.479 --> 02:07:55.520
<v Speaker 3>Lean, it is going forward with it.

2392
02:07:56.079 --> 02:07:59.720
<v Speaker 4>In fact, there was a time I considered, maybe I

2393
02:07:59.760 --> 02:08:01.600
<v Speaker 4>should should buy some of these liens.

2394
02:08:01.960 --> 02:08:02.760
<v Speaker 3>Okay, buy them.

2395
02:08:02.960 --> 02:08:06.079
<v Speaker 4>So you give the woman sixty five rand excuse me,

2396
02:08:06.199 --> 02:08:09.560
<v Speaker 4>sixty five hundred, or maybe you make a settlement six thousand,

2397
02:08:09.600 --> 02:08:10.520
<v Speaker 4>and you say, look.

2398
02:08:10.600 --> 02:08:12.880
<v Speaker 3>I'll buy the rights to this. You can buy the

2399
02:08:13.000 --> 02:08:16.359
<v Speaker 3>rights to the lean and go after the company. You

2400
02:08:16.439 --> 02:08:19.359
<v Speaker 3>know it could be a viable business. Peep.

2401
02:08:19.479 --> 02:08:22.720
<v Speaker 4>The small contractor gets paid immediately, and then you take

2402
02:08:22.800 --> 02:08:25.600
<v Speaker 4>on the responsibility to take them to court.

2403
02:08:26.239 --> 02:08:27.159
<v Speaker 3>So you buy it for a.

2404
02:08:27.199 --> 02:08:31.119
<v Speaker 4>Discount and you sue them three oh three seven to

2405
02:08:31.159 --> 02:08:33.359
<v Speaker 4>one three talk seven one three eight two five five.

2406
02:08:33.760 --> 02:08:38.199
<v Speaker 4>But that's the story of David and Goliath and how

2407
02:08:38.319 --> 02:08:42.319
<v Speaker 4>you can make one little lean payoff big time more.

2408
02:08:42.439 --> 02:08:49.079
<v Speaker 4>Right after this, Hi, Tom Martino, you're a troubleshooter.

2409
02:08:50.199 --> 02:08:50.479
<v Speaker 3>Okay.

2410
02:08:50.640 --> 02:08:54.960
<v Speaker 4>So we've talked about construction contracts, and something else I

2411
02:08:55.119 --> 02:08:58.279
<v Speaker 4>neglected to talk about were types of contracts in general,

2412
02:08:59.279 --> 02:09:02.600
<v Speaker 4>So there are a number of different types of contracts

2413
02:09:02.840 --> 02:09:05.720
<v Speaker 4>you can enter into when it comes to home construction,

2414
02:09:06.079 --> 02:09:11.840
<v Speaker 4>repair or big renovation projects. One is easy to understand.

2415
02:09:12.359 --> 02:09:17.720
<v Speaker 4>It's a lump sum contract. No matter what, it's a

2416
02:09:17.800 --> 02:09:20.600
<v Speaker 4>lump sum. They will do the job for this price.

2417
02:09:21.079 --> 02:09:24.720
<v Speaker 4>They don't have to line item anything. If you're happy

2418
02:09:24.800 --> 02:09:28.199
<v Speaker 4>with the price, you sign it, but you have to

2419
02:09:28.279 --> 02:09:32.039
<v Speaker 4>make sure the contractor is able to do it, because

2420
02:09:32.079 --> 02:09:34.439
<v Speaker 4>remember they go out of business and can't fulfill it,

2421
02:09:35.039 --> 02:09:38.119
<v Speaker 4>then you're out. Okay, So you pay a good amount

2422
02:09:38.159 --> 02:09:40.840
<v Speaker 4>of money toward the lump sum and then they can't

2423
02:09:40.880 --> 02:09:44.720
<v Speaker 4>finish it. That money you paid, you know, you still

2424
02:09:44.760 --> 02:09:46.479
<v Speaker 4>have to pay more to finish it. It might take

2425
02:09:46.600 --> 02:09:49.319
<v Speaker 4>way more than the lump sum called for. The other

2426
02:09:49.439 --> 02:09:54.880
<v Speaker 4>one is plus contracts, where they take the cost of everything,

2427
02:09:55.000 --> 02:09:56.560
<v Speaker 4>but you have to make sure they account for it

2428
02:09:56.640 --> 02:10:00.239
<v Speaker 4>properly and then add a percentage. Then you have unit

2429
02:10:00.319 --> 02:10:04.680
<v Speaker 4>price contracts where each unit they complete is paid by

2430
02:10:04.720 --> 02:10:08.920
<v Speaker 4>a certain amount. Anyway, you've heard the Troubleshooter show and

2431
02:10:08.960 --> 02:10:11.079
<v Speaker 4>you got smarter for it. I hope we got more

2432
02:10:11.119 --> 02:10:14.359
<v Speaker 4>coming up tomorrow. Remember call three zero three Martino for help,

2433
02:10:14.520 --> 02:10:15.920
<v Speaker 4>information and referrals.

2434
02:10:20.359 --> 02:10:24.119
<v Speaker 2>Follow Tom Martino at Real Tom Martino, and stay.

2435
02:10:24.000 --> 02:10:26.760
<v Speaker 3>Connected with all of us at six thirty k kyhow

2436
02:10:26.840 --> 02:10:30.359
<v Speaker 3>dot com and on the iHeartRadio app. This is Denver's

2437
02:10:30.479 --> 02:10:32.680
<v Speaker 3>talk station, six thirty k House
