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<v Speaker 1>Ripped bad news, you don't have.

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<v Speaker 2>Come running just as fast as we can.

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<v Speaker 3>Show Shooter's gonna help coming.

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<v Speaker 4>Man, This is the Troubleshooter Show. No Tom Martinez.

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<v Speaker 3>Well, my friends, to the only show of It's guy

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<v Speaker 3>and we're here to solve problems, answer questions, take your complaints.

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<v Speaker 3>We want to make your life a little bit better.

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<v Speaker 3>You've been ripped off. Maybe a bad contractor a bad dentist, Yeah,

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<v Speaker 3>we've had those. How About a bad attorney, how about

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<v Speaker 3>a bad doctor? How about a bad car guy? How

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<v Speaker 3>about a bad anything out there? We like going after

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<v Speaker 3>the bad guys. In fact, to the tune of over

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<v Speaker 3>three hundred million dollars in cash, merchandise exchanges refunds. I

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<v Speaker 3>gotta say something. I have to say this, and I Mark,

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<v Speaker 3>I can't believe I'm saying this. And did he I

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<v Speaker 3>thought the guy was guilty as hell watching the video

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<v Speaker 3>where he's kicking and punching that woman, Yeah, made me

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<v Speaker 3>think he was guilty of everything they accused him of.

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<v Speaker 3>But twelve people said he wasn't. Yeah, twelve people said

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<v Speaker 3>he was not. Now he was convicted a couple things.

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<v Speaker 3>On a couple of things. The most minor of them

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<v Speaker 3>all though. My guess is he's going to be out today.

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<v Speaker 3>But I don't know. I don't know how that works.

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<v Speaker 3>But to sex trafficking, not guilty of racketeering, sex trafficking,

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<v Speaker 3>he was basically convicted of transporting for prostitute. The prostitute.

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<v Speaker 3>My god, if he was in Nevada in certain areas,

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<v Speaker 3>he wouldn't have even been in trouble for that. I

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<v Speaker 3>feel bad that I actually actually thought this guy was

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<v Speaker 3>guilty as hell based on that one video.

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<v Speaker 5>Now well he's gone based on that one video. Mark,

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<v Speaker 5>he's scum. I wonder how this still affect his whole

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<v Speaker 5>going forward.

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<v Speaker 3>He gives me the ick factory. How come they didn't

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<v Speaker 3>go after him for the life of me for that?

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<v Speaker 3>Why didn't they go after him for the DV the domestic.

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<v Speaker 5>Arty out of the statue of limitations.

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<v Speaker 3>Or maybe that wasn't a federal crime because this was

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<v Speaker 3>all general it wasn't a federal crime. So I just

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<v Speaker 3>I'm at a loss. Listen, there's no doubt he's a

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<v Speaker 3>wife beater. I think that was his wife or a

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<v Speaker 3>woman beater. You can look at it anyway.

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<v Speaker 5>Why, my god, disgusting anyway, Mark, it is.

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<v Speaker 3>But I still feel bad. I really feel bad. I

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<v Speaker 3>was hoodwinked into thinking this guy was the mafioso. They

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<v Speaker 3>went after him with rico charges they threw, they were like,

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<v Speaker 3>they went after him like he was Trump Mark.

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<v Speaker 6>If anybody deserves to end up an alligator Alcatraz, it's

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<v Speaker 6>this douchebag.

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<v Speaker 3>And it looks like he's going to walk because that's

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<v Speaker 3>start in Alcatraz. Uh web balligator Alcatraz et Alcatraz. The

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<v Speaker 3>lesson charge as a term up to ten years. Yeah, well,

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<v Speaker 3>it'll be shocking if he gets ten years from them.

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<v Speaker 7>We just seen the judge does the opposite of jury

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<v Speaker 7>nullification judges. Look, I know this guy was guilty. I'm

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<v Speaker 7>gonna give him the max doc.

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<v Speaker 3>I thought yesterday when the jury came back to the judge, well,

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<v Speaker 3>actually go back to last week. They said one juror

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<v Speaker 3>simply can't follow the instructions. I had it backwards. I

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<v Speaker 3>thought the one juror was the holdown I'm saying he

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<v Speaker 3>was innocent. It looks like that was completely backwards. It

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<v Speaker 3>was the one person saying he was guilty. I mean,

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<v Speaker 3>it's just amazing to me. Okay, I digress. That's not

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<v Speaker 3>what we're here to talk about.

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<v Speaker 7>But I'm jumping mark with any of these cases that

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<v Speaker 7>you see on TV, whether it's the you know any

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<v Speaker 7>of them, any of them you unless you're in the

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<v Speaker 7>in the courtroom, you don't know all the evidence.

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<v Speaker 3>You don't really have a right to do. Doc that's

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<v Speaker 3>even wrong to a degree. And the only reason I

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<v Speaker 3>say that is I watched Oja every single day on TV,

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<v Speaker 3>and there was no way in the world I ever

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<v Speaker 3>thought that guy would be not guilty ever, And I

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<v Speaker 3>watched every day of it every day.

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<v Speaker 7>But that was the only example really of during nullification.

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<v Speaker 7>Now the rest of the time, these TV jurors, you

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<v Speaker 7>need to be in the courtroom to see all of

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<v Speaker 7>the evidence.

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<v Speaker 3>Now, one more thing, one more thing. I just want

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<v Speaker 3>your all's opinions, Suzanne.

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<v Speaker 4>Sure.

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<v Speaker 3>How about this guy that killed the four college students?

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<v Speaker 8>Is idah Home?

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<v Speaker 3>I don't even remember. Yeahg Colburg? What about him? What

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<v Speaker 3>about him cutting a deal? I've heard both sides of

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<v Speaker 3>the argument. Here's the bottom line. If I was a

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<v Speaker 3>taxpayer in that state, I guess I like what they

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<v Speaker 3>did kind of if I was a parent, or even

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<v Speaker 3>just if I wasn't directly affected. But I was a

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<v Speaker 3>parent of a kid even in that college. I want

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<v Speaker 3>to see this guy fry.

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<v Speaker 5>Yeah, yeah, if you sure. I'm with Nancy Grace. I

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<v Speaker 5>was listening to her this morning about it. They seem

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<v Speaker 5>like they whisped out and didn't have a spine.

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<v Speaker 3>Hey Tammy, what's going on with you? Tammy?

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<v Speaker 9>How you doing today?

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<v Speaker 3>I'm doing good, Tammy. How are you doing?

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<v Speaker 9>I'm doing fine.

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<v Speaker 10>Basically, I have a situation where I had a slung

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<v Speaker 10>contract to to do some work for me after a

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<v Speaker 10>house fire.

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<v Speaker 9>I'm the court for some of the minor things.

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<v Speaker 10>That I knew that was not right, and I end

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<v Speaker 10>up winning my judgment, but it seemed like there's been

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<v Speaker 10>two years and I cannot get my money.

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<v Speaker 9>It's just like they don't want me to go through

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<v Speaker 9>the grunt, allow to pay more money to try to

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<v Speaker 9>find this person. He's a legit businessman, been in business

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<v Speaker 9>for over fifty years.

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<v Speaker 3>Hey, Tammy, I'm going to say this for a lot

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<v Speaker 3>of people listening, so kind of understand it. When you

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<v Speaker 3>got a judgment, was it that default judgment? Was it

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<v Speaker 3>small claims court? What court was it in? And it

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<v Speaker 3>looks like you're calling from Georgia.

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<v Speaker 9>Yes, I touched the false claim court.

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<v Speaker 3>Perfect and I love what you did. In fact, I

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<v Speaker 3>commend you. A lot of people are told to do it,

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<v Speaker 3>say they're going to do it, but never did it.

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<v Speaker 3>You actually went through. Was it a default judgment?

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<v Speaker 9>What do you mean about the thought?

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<v Speaker 3>Did he show up the court? Yes, you do, excellent,

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<v Speaker 3>and then you won and you got a judgment. Now

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<v Speaker 3>you forgot to do something, probably because you didn't know

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<v Speaker 3>at the time. In Georgia. And I'm not an attorney

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<v Speaker 3>in Georgia, nor am I attorney in Colorado, but I

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<v Speaker 3>want to tell you this. In Georgia, to my best understanding,

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<v Speaker 3>unlike Colorado, when you file a small claims court, you

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<v Speaker 3>can actually serve him what's called interrogatories at the same time,

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<v Speaker 3>up to fifty questions that he has to fill out

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<v Speaker 3>before court. What assets do you have, what bank accounts?

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<v Speaker 3>What property do you own? And he was supposed to

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<v Speaker 3>fill those out, But my guess is you didn't give

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<v Speaker 3>those to them. Is that correct?

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<v Speaker 9>That's great. I was not aware of it.

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<v Speaker 11>If I was aware of that, then I would have

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<v Speaker 11>In Santa Dodger, they wanted to stay out about so

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<v Speaker 11>many days sunny days he don't pay then they want

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<v Speaker 11>they want you to pay.

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<v Speaker 10>Fifty dollars and try to do what you call a

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<v Speaker 10>lien on his property.

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<v Speaker 3>Yep, and that's where you're at. That's where you're at.

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<v Speaker 3>You're going to have to cough up that fifty bucks

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<v Speaker 3>and get a lien put on his property. But the

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<v Speaker 3>other thing you should do. Do you know where this

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<v Speaker 3>guy is? Now?

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<v Speaker 12>Yes?

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<v Speaker 10>I know where you're living in With that.

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<v Speaker 3>You should be able to serve him right now with interrogatories.

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<v Speaker 3>You might have to call up the court clerk and

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<v Speaker 3>go what is the list of interrogatories I can do?

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<v Speaker 3>In small claims? They should help you or at least

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<v Speaker 3>point you to a form and ask him where and

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<v Speaker 3>ask him and listen. In Colorado, I'm not sure about Georgia.

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<v Speaker 3>But he's got thirty days to deliver those back to

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<v Speaker 3>the court. If he doesn't deliver back to the court

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<v Speaker 3>the answers to those questions, and all you're going to

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<v Speaker 3>do is ask him where the money is, what property

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<v Speaker 3>do you own, what bank accounts do you have? What

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<v Speaker 3>stuff do you have? Basically that's what you're asking them

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<v Speaker 3>when if he doesn't fill those out within thirty days.

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<v Speaker 3>Once again, I'm not sure about Georgia, but in most

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<v Speaker 3>states then the court can hold him in contempt. When

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<v Speaker 3>he's in contempt of court, they can put a bench

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<v Speaker 3>warrn out on his ass, and then if he gets

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<v Speaker 3>pulled over for speeding or anything, they will arrest him

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<v Speaker 3>on the amount that is owed to you. How much

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<v Speaker 3>is home?

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<v Speaker 13>Yeah?

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<v Speaker 3>How much is it? You know what? Let's get Let's

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<v Speaker 3>try hold on. Hey, Kelly, get the information from her.

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<v Speaker 3>I want to get this guy on. She's got a judgment,

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<v Speaker 3>she's already gone to court, she's already done her due diligence.

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<v Speaker 3>Let's see if this bum who hasn't paid up for

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<v Speaker 3>two years wants to face some music. Let's try to

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<v Speaker 3>get his ass on that and a lot more coming up.

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<v Speaker 12>Go with a sure thing Denver's Best roofer Excel roofing

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<v Speaker 12>dot com. You don't pay until you're contenth time for

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<v Speaker 12>an insurance check up free, no obligation. In comparison, call

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<v Speaker 12>Compass insurance paying too much your coverage at dozens of

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<v Speaker 12>insurance companies. Find out now three oh three, seven to

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<v Speaker 12>seven to one.

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<v Speaker 3>Help.

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<v Speaker 12>You'll think you're his only customer when you choose Frank

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<v Speaker 12>durand the real estate man dot com to list your

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<v Speaker 12>home with Remax Alliance three oh three nine two zero

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<v Speaker 12>sixteen twenty two.

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<v Speaker 3>All right, three oh three seven one three A two

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<v Speaker 3>five five. Kelly's trying to get that guy on. Hey, Tammy,

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<v Speaker 3>I'm gonna see if we can't get through to him,

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<v Speaker 3>I might have our listeners call up to because this

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<v Speaker 3>is ridiculous. But the one thing I do want you

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<v Speaker 3>to pursue, I mean that fifty bucks. You should spend

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<v Speaker 3>the fifty bucks. You got a fifteen hundred dollars judgment,

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<v Speaker 3>get the lean, but get those interogratories filled out and

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<v Speaker 3>serve them with those as well, because once again, if

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<v Speaker 3>he doesn't fill those out for the court, and I

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<v Speaker 3>believe it's within thirty days in Georgia, they will put

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<v Speaker 3>a warrant out for his arrest. You get it, Yes, yes,

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<v Speaker 3>Now hold on, I'm trying to get this. I'm trying

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<v Speaker 3>to get this guy on. What's his name by.

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<v Speaker 10>The way, his name is Randolph Heines.

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<v Speaker 3>Randolph Hines. And what did he do for you?

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<v Speaker 10>Basically, like I said, I had a house fire, and

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<v Speaker 10>everything else he did was good, but he knew he

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<v Speaker 10>could not lay.

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<v Speaker 9>He could not lay the towel in my kitchen and

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<v Speaker 9>some of my.

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<v Speaker 10>Ceilings that he did not fix where you could still

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<v Speaker 10>see the lines where it should.

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<v Speaker 9>Have been with a fire.

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<v Speaker 10>I guess you used some kind.

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<v Speaker 9>Of fire proof stuff before you put.

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<v Speaker 10>The coating over it and it bleeded through. And I

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<v Speaker 10>wanted him to correct the mistake.

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<v Speaker 14>I didn't even want.

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<v Speaker 9>To take him to court. I just fix the situation.

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<v Speaker 9>And he wouldn't fix it.

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<v Speaker 3>Why do you think he wouldn't sex what? He just

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<v Speaker 3>moved on to the next job, or what do you think?

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<v Speaker 3>Why do you think he didn't fix it?

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<v Speaker 10>Also, he also had a house fire as well, But

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<v Speaker 10>you have so many people that work for you, you should

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<v Speaker 10>have fixed. Because he was like, that was his first time.

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<v Speaker 9>He didn't know. He'll give me two hundred and fifty.

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<v Speaker 9>I was like, I wasn't even taking that.

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<v Speaker 10>I wanted all my Vinyl replaces so I could pay

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<v Speaker 10>it to come out to do it right.

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<v Speaker 3>You know what you're saying, You brought this dirt bag

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<v Speaker 3>to court, and I'll say that right now if you

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<v Speaker 3>got a judgment, he hasn't paid it in two years plus.

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<v Speaker 3>In my opinion, the guys had total dirtbag. Kelly's trying

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<v Speaker 3>to get him to come on. Kelly, tell that dirt

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<v Speaker 3>bag to come on. I want to know why she

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<v Speaker 3>why he doesn't pay Tammy this Randolphines, hold on, Tammy.

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<v Speaker 3>We're gonna keep digging into this. And you know what

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<v Speaker 3>I want to do. I want to put someone on

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<v Speaker 3>to help her with interrogatories. I mean, d will you

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<v Speaker 3>do that? Will you give her some advice, do a

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<v Speaker 3>little research on Georgia. Well, I'll do a little research

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<v Speaker 3>in Georgia.

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<v Speaker 6>But I can tell you that this time last year

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<v Speaker 6>I had personal experience with serving in derogatories on somebody

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<v Speaker 6>who decided not to pay a judgment agains that I

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<v Speaker 6>got against them nice and I went through the entire

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<v Speaker 6>process and it did the result in a.

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<v Speaker 3>Bench warrant cash only bond yep.

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<v Speaker 6>And once I mailed a copy of that to the defendant,

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<v Speaker 6>I got a call within a day or two from

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<v Speaker 6>their CFO asking me where they'd like me to FedEx

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<v Speaker 6>the check.

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<v Speaker 3>We had one. We had one J Lopez, this soob

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<v Speaker 3>this sob rob. People in every county around Colorado would

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<v Speaker 3>take thousands of dollars down thousands to do driveways and

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<v Speaker 3>patios in sidewalks, cement and this soob didn't do anything,

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<v Speaker 3>never showed up in what Hop County to county. None

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<v Speaker 3>of the das would do anything. Finally I helped one

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<v Speaker 3>person get a judgment. Then we served interrogatories, then we

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<v Speaker 3>got the bench warrant. He was picked up in Douglas

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<v Speaker 3>County for some kind of criminal mischief, and Denver literally

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<v Speaker 3>came down, picked him up after a little coercion from

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<v Speaker 3>me on the air, came down, picked him up in

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<v Speaker 3>the can down in Douglas, brought him to Denver, and

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<v Speaker 3>held him on a cash bond till he paid. That's

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<v Speaker 3>pretty impressive, Mark Dan. Yeah, I'm sick and tired of scumbags.

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<v Speaker 3>I mean really, I am. Hey, Kelly, did this clown?

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<v Speaker 3>Want to come on? Where are we at with this guy?

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<v Speaker 3>I'm gonna put I'm gonna go to the next call.

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<v Speaker 3>You guys just hold on and we're gonna put Deputy

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<v Speaker 3>D on that one. She's gonna help. This one sounds

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<v Speaker 3>a little wild. What's going on with Verizon? Brenda?

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<v Speaker 14>Oh well, if I lose you, it's because Verizon's disconnected.

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<v Speaker 3>Okay, fair enough, fair enough listening.

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<v Speaker 14>Oh, start at the beginning, Mark, the Uh, my father

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<v Speaker 14>elderly ninety years old, gets an iPad from Verizon. Yeah, hello,

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<v Speaker 14>like two months ago. Calls them and goes, I.

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<v Speaker 15>Never ordered an iPad.

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<v Speaker 14>They go okay, and they send him a box and

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<v Speaker 14>said return it.

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<v Speaker 9>He did.

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<v Speaker 14>Then he gets a bill two weeks later for three

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<v Speaker 14>iPads for.

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<v Speaker 3>Three Yeah, someone stole someone got into his account. Did

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<v Speaker 3>the iPads the other hold on? Brenda? Did the other

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<v Speaker 3>one ever show up at his house or anybody who's

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<v Speaker 3>address on the account or he never saw them? No, yeah,

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<v Speaker 3>this happens. No, this happens all the time. So what happened?

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<v Speaker 3>Let me ask you this the department hold on though?

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<v Speaker 3>Did they acknowledge they got the first one back? Brenda? Yes, absolutely,

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<v Speaker 3>go ahead with the other twip.

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<v Speaker 14>They found the other ones?

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<v Speaker 3>Where were they?

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<v Speaker 14>I have no idea. They said they've been searching in

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<v Speaker 14>the warehouse. They found them.

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<v Speaker 3>Okay, great.

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<v Speaker 14>Took me, By the way, this first part took me

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<v Speaker 14>about eight hours, with a phone calls being transferred from

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<v Speaker 14>person to person who doesn't know what they're doing. They

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<v Speaker 14>transferred to the fraud department, then the billing department. Then

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<v Speaker 14>my thought was said. Then they said they got it

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<v Speaker 14>worked out.

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<v Speaker 3>They found them the next.

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<v Speaker 14>Day I get an he gets an email saying you've got.

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<v Speaker 15>Twenty four hours to pay this bill and we're.

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<v Speaker 13>Going to disconnect your service.

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<v Speaker 14>Spent another hour and twenty minutes being transferred to four people,

305
00:14:51.559 --> 00:14:56.240
<v Speaker 14>repeating my story four times, and they said no, no, no,

306
00:14:56.320 --> 00:14:58.039
<v Speaker 14>that was an AI generated thing.

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<v Speaker 13>They weren't going to do.

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<v Speaker 3>So where are we at right now?

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<v Speaker 14>Well, they've disconnected him twice. It is I have spent

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00:15:04.519 --> 00:15:06.960
<v Speaker 14>more than twelve hours on the call on the phone,

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<v Speaker 14>with that being transferred from person to person to person.

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<v Speaker 1>I know it's as a ninety year old man.

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<v Speaker 14>With a with the phone connected to his watch that if.

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<v Speaker 3>He falls, I got you.

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<v Speaker 14>You know that I fall and I can't.

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<v Speaker 3>Get up there? Yeah? And the is so the problem

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00:15:24.320 --> 00:15:24.720
<v Speaker 3>right now?

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<v Speaker 13>What?

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00:15:25.360 --> 00:15:27.679
<v Speaker 3>Literally, what is the problem right now? His phone needs

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00:15:27.720 --> 00:15:28.600
<v Speaker 3>to be turned back on.

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00:15:28.799 --> 00:15:33.279
<v Speaker 14>Another email yesterday harassing and threatening to disconnect because of

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00:15:33.279 --> 00:15:34.120
<v Speaker 14>a back payment.

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<v Speaker 13>Now there's saying with.

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00:15:35.200 --> 00:15:37.320
<v Speaker 3>The back payments all due to the iPads.

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<v Speaker 14>I think, so they can't answer me.

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<v Speaker 3>They cannot, Susana, we have an angel over at a

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<v Speaker 3>Verizon most positive.

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<v Speaker 1>We do.

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<v Speaker 3>Okay, listen, here's what we're going to do, Brenda. We

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00:15:48.039 --> 00:15:50.720
<v Speaker 3>just got to get Susan all the information, we're going

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<v Speaker 3>to reach out to someone that can make a difference.

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<v Speaker 3>I'll tell you these companies, it's not just Verizon, it's

333
00:15:55.840 --> 00:15:59.080
<v Speaker 3>all of them. Any company that does over like ten

334
00:15:59.159 --> 00:16:01.519
<v Speaker 3>million dollars a year, they've all come up with a

335
00:16:01.559 --> 00:16:04.039
<v Speaker 3>new gimmick. And I love the new gimmick. H We're

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00:16:04.080 --> 00:16:06.440
<v Speaker 3>just going to pass you around to different people, or

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00:16:06.559 --> 00:16:09.679
<v Speaker 3>never let you talk to a human until you decide

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00:16:09.679 --> 00:16:12.519
<v Speaker 3>to give up. That's really their business model when it

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00:16:12.559 --> 00:16:15.720
<v Speaker 3>comes to complaints, Hey, Tammy, this is DEPUTYD and it

340
00:16:15.799 --> 00:16:16.759
<v Speaker 3>sounds like your dad is.

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00:16:16.840 --> 00:16:19.320
<v Speaker 14>Only man from his phone is life threatning.

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00:16:19.720 --> 00:16:22.600
<v Speaker 3>It's insane. I know, I know, but thank God for

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00:16:22.679 --> 00:16:24.799
<v Speaker 3>the angel. That's the topic I want to address.

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<v Speaker 6>First, you need to go open a different phone account

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00:16:28.559 --> 00:16:30.600
<v Speaker 6>for him, a T Mobile or AC and T or

346
00:16:30.679 --> 00:16:32.120
<v Speaker 6>someplace else, because it's something.

347
00:16:32.000 --> 00:16:33.000
<v Speaker 13>I think we're going to do now.

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00:16:33.080 --> 00:16:35.080
<v Speaker 6>You need to do that right now, and then let

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00:16:35.080 --> 00:16:38.600
<v Speaker 6>his account remain closed. And if they come after him,

350
00:16:39.000 --> 00:16:42.480
<v Speaker 6>say let's say they try to him there he's on.

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<v Speaker 6>First of all, he's not collectable, but you'll have at

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00:16:44.480 --> 00:16:46.360
<v Speaker 6>least it. We'll have your dan court and you'll explain, Hey,

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00:16:46.360 --> 00:16:47.679
<v Speaker 6>there's we didn't order.

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<v Speaker 3>It'll never come to that because we're going to reach

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<v Speaker 3>out to the angel Susanne. How long do they generally

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<v Speaker 3>take it for us?

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<v Speaker 16>That's pretty quick.

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<v Speaker 5>I just need Brenda to email me some stuff. So Kelly,

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<v Speaker 5>if you can give her my email and we can

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<v Speaker 5>get that gun.

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<v Speaker 3>Brenda, get it right out and I expect to call

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<v Speaker 3>back saying thank you. Suzanne got it.

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<v Speaker 14>Definitely, Well, I'll see you in person.

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00:17:06.519 --> 00:17:08.039
<v Speaker 8>I'll thank your I worked there, So.

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<v Speaker 3>Where do you work?

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<v Speaker 5>I told you that I worked at k Away.

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<v Speaker 3>Oh that's why I was going to say. Your voice

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<v Speaker 3>sounds familiar. It's Brenda start from Kaway News. Excellent, Brenda,

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<v Speaker 3>we got your back, We got you handled all.

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<v Speaker 14>Right, Thank you, and I will send Suzanne or Kelly

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<v Speaker 14>all the information.

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<v Speaker 3>Excellent. Hold on, hold on, Kelly, You'll tell you where

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<v Speaker 3>to send it. Three oh three seven one three A

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<v Speaker 3>two five five Craig, Gary, h Hey, what happened Kelly?

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<v Speaker 3>What happened with this bum? What happened with this Randolph Heinz.

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00:17:40.640 --> 00:17:41.960
<v Speaker 3>Did we get in touch with him?

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00:17:42.079 --> 00:17:46.039
<v Speaker 17>Well, yes and no. If you could actually have a

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00:17:46.079 --> 00:17:51.599
<v Speaker 17>conversation with the connection on his cell phone was not wonderful. Okay,

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<v Speaker 17>So I was only about to communicate every maybe second sentence. Yeah,

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00:17:57.839 --> 00:18:00.480
<v Speaker 17>but as soon as I mentioned her name, he hung

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<v Speaker 17>up on me.

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00:18:00.960 --> 00:18:02.640
<v Speaker 3>So he hung up on you. What number did you

383
00:18:02.680 --> 00:18:05.319
<v Speaker 3>call it? Was it Randolph? Do we know that? Yes?

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00:18:05.759 --> 00:18:06.039
<v Speaker 13>What not?

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00:18:06.240 --> 00:18:10.960
<v Speaker 3>Randolph hinz Hines? Uh huh yeah, correct. I assume he's

386
00:18:11.000 --> 00:18:13.880
<v Speaker 3>not part of the catchup company since he's rippen people

387
00:18:13.920 --> 00:18:15.240
<v Speaker 3>off for fifteen hundred bucks.

388
00:18:15.559 --> 00:18:18.039
<v Speaker 17>Leave him a message now, he just has a service

389
00:18:18.279 --> 00:18:19.480
<v Speaker 17>that kind of takes.

390
00:18:19.480 --> 00:18:20.359
<v Speaker 3>That's fine. What is it?

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00:18:20.440 --> 00:18:20.799
<v Speaker 5>Answer?

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00:18:20.960 --> 00:18:24.319
<v Speaker 3>Okay, it's two two nine two two nine two eight

393
00:18:24.480 --> 00:18:29.160
<v Speaker 3>eight two eight eight zero nine one three zero nine

394
00:18:29.200 --> 00:18:31.640
<v Speaker 3>one three. Folks, give this guy a call. Ask him.

395
00:18:31.920 --> 00:18:34.240
<v Speaker 3>Be nice. We always say this, she gotta be nice.

396
00:18:34.279 --> 00:18:36.480
<v Speaker 3>That's how we get things done. Go hey, you know

397
00:18:36.640 --> 00:18:40.480
<v Speaker 3>Tammy right, the lady you owe fifteen hundred dollars too,

398
00:18:40.880 --> 00:18:43.200
<v Speaker 3>that has a judgment on your ass for the last

399
00:18:43.200 --> 00:18:46.599
<v Speaker 3>two years. Do you remember her? Apparently you do, because

400
00:18:46.599 --> 00:18:49.039
<v Speaker 3>you hung up on us when we called. So here's

401
00:18:49.079 --> 00:18:51.559
<v Speaker 3>what I want you to do. Be nice YouTubers, be

402
00:18:51.759 --> 00:18:55.599
<v Speaker 3>nice listeners, be nice, and I don't care when you

403
00:18:55.640 --> 00:18:58.240
<v Speaker 3>call him. And we do this as a public service.

404
00:18:58.319 --> 00:19:02.400
<v Speaker 3>You know that this is public service. We want Randolph

405
00:19:02.519 --> 00:19:06.000
<v Speaker 3>Hines to understand that his name is getting out there

406
00:19:06.200 --> 00:19:09.599
<v Speaker 3>as someone that lost in court, has a judgment against him,

407
00:19:09.799 --> 00:19:13.319
<v Speaker 3>but doesn't want to pay the money. Two two nine

408
00:19:14.000 --> 00:19:17.920
<v Speaker 3>two eight eight zero nine one three. Tell him you

409
00:19:18.000 --> 00:19:21.039
<v Speaker 3>heard about it on the radio. Two two nine two

410
00:19:21.160 --> 00:19:25.480
<v Speaker 3>eight eight zero nine one three. I would appreciate that, Tammy.

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00:19:25.640 --> 00:19:28.200
<v Speaker 3>I want you to follow up. I'm gonna have Deputy

412
00:19:28.279 --> 00:19:30.759
<v Speaker 3>d reach out to you and help you with the

413
00:19:30.799 --> 00:19:35.559
<v Speaker 3>interrogatories and some other stuff. Okay, okay, and then we're

414
00:19:35.599 --> 00:19:37.319
<v Speaker 3>going to try to get this guy. We'll see if

415
00:19:37.359 --> 00:19:39.480
<v Speaker 3>he comes on the air with us and try to

416
00:19:39.519 --> 00:19:42.759
<v Speaker 3>get you paid. It's a bunch of bso I appreciate

417
00:19:42.839 --> 00:19:44.359
<v Speaker 3>you calling you got it.

418
00:19:45.160 --> 00:19:47.720
<v Speaker 10>Yes, sir, Like I say, I pay him ten thousand dollars,

419
00:19:47.759 --> 00:19:49.400
<v Speaker 10>I only want fifteen on the bike.

420
00:19:50.319 --> 00:19:52.359
<v Speaker 3>I get it. I think you're being fair. As he

421
00:19:52.440 --> 00:19:54.480
<v Speaker 3>gets go ahead, d what county are you in?

422
00:19:54.599 --> 00:19:54.799
<v Speaker 13>Yeah?

423
00:19:54.799 --> 00:19:55.640
<v Speaker 3>What county I'm in.

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00:19:56.200 --> 00:19:57.279
<v Speaker 9>I'm in Doughty County.

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00:19:57.359 --> 00:19:59.680
<v Speaker 3>Okay, I'll take a look at their procedures. Excellent, and

426
00:19:59.720 --> 00:20:01.400
<v Speaker 3>hold all right, we're gonna get back to here with

427
00:20:01.440 --> 00:20:03.839
<v Speaker 3>what we figure out off air, and hopefully we can

428
00:20:03.839 --> 00:20:07.799
<v Speaker 3>get this guy with all our listeners all over calling

429
00:20:07.880 --> 00:20:10.440
<v Speaker 3>them up. Maybe he'll decide to come on, Randolph, this

430
00:20:10.519 --> 00:20:12.920
<v Speaker 3>one's for you. Listen man, we just want to get

431
00:20:12.920 --> 00:20:15.559
<v Speaker 3>her paid. You had your day in court, you lost.

432
00:20:15.839 --> 00:20:17.920
<v Speaker 3>It's time to pay the piper.

433
00:20:22.480 --> 00:20:25.759
<v Speaker 12>Go with a sure thing Denver's best roofer Excel Roofing

434
00:20:25.839 --> 00:20:26.440
<v Speaker 12>dot com.

435
00:20:26.480 --> 00:20:28.519
<v Speaker 16>You don't pay a cent until you're content.

436
00:20:31.880 --> 00:20:35.079
<v Speaker 12>Time for an insurance check up free, no obligation in comparison,

437
00:20:35.200 --> 00:20:38.759
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

438
00:20:38.759 --> 00:20:41.519
<v Speaker 12>of insurance companies find out now three oh three, seven

439
00:20:41.480 --> 00:20:42.079
<v Speaker 12>to seven to one.

440
00:20:42.200 --> 00:20:42.440
<v Speaker 3>Help.

441
00:20:42.599 --> 00:20:45.240
<v Speaker 12>You'll think you're his only customer when you choose Frank

442
00:20:45.319 --> 00:20:47.759
<v Speaker 12>durand the real estate Man dot com to list your

443
00:20:47.799 --> 00:20:50.920
<v Speaker 12>home with Remax Alliance three oh three nine two zero

444
00:20:51.039 --> 00:20:55.480
<v Speaker 12>sixteen twenty two.

445
00:20:56.039 --> 00:20:59.440
<v Speaker 3>All right, three oh three seven one three eight two

446
00:20:59.519 --> 00:21:02.000
<v Speaker 3>five five. By the way, Joe Keiano joins us, we're

447
00:21:02.000 --> 00:21:04.960
<v Speaker 3>going to be talking to him about retirement. Him and

448
00:21:05.000 --> 00:21:08.480
<v Speaker 3>I do a show on Sundays. It's on Sundays, right,

449
00:21:08.519 --> 00:21:11.839
<v Speaker 3>We pre recorded, but it's on Sundays and we'll record

450
00:21:11.880 --> 00:21:14.279
<v Speaker 3>him throughout the week and we do that every weekend.

451
00:21:14.839 --> 00:21:18.000
<v Speaker 3>And it's very important. If you've been thinking about retirement,

452
00:21:18.039 --> 00:21:20.480
<v Speaker 3>getting closer to it, or if you just started thinking

453
00:21:20.480 --> 00:21:23.400
<v Speaker 3>about it. You got to diversify. There's lots of ways

454
00:21:23.400 --> 00:21:25.000
<v Speaker 3>to do that, and we're going to take a kind

455
00:21:25.000 --> 00:21:27.559
<v Speaker 3>of a deep dive into that. But what do we

456
00:21:27.640 --> 00:21:30.960
<v Speaker 3>got cooking here? I'm going to go to Craig he's

457
00:21:30.960 --> 00:21:34.079
<v Speaker 3>been holding the longest, it looks like, and then Gary

458
00:21:34.160 --> 00:21:36.640
<v Speaker 3>hold tight. We're going to get an attorney on to

459
00:21:36.680 --> 00:21:39.279
<v Speaker 3>look at that will. That one with Gary was crazy.

460
00:21:39.640 --> 00:21:41.559
<v Speaker 3>In fact, I think I was doing the show when

461
00:21:41.559 --> 00:21:45.400
<v Speaker 3>he called out last week and he basically couldn't figure

462
00:21:45.400 --> 00:21:47.839
<v Speaker 3>out he thought he was in the will. His dad

463
00:21:47.880 --> 00:21:49.680
<v Speaker 3>told him he was in the will. He thought he

464
00:21:49.799 --> 00:21:52.640
<v Speaker 3>was getting half of the house and some cash, and

465
00:21:52.720 --> 00:21:58.240
<v Speaker 3>Suzanne actually found the will. What ultimately happened was Gary's

466
00:21:58.319 --> 00:22:01.839
<v Speaker 3>dad passed all the money went to step mom. Step

467
00:22:01.880 --> 00:22:06.359
<v Speaker 3>Mom basically did not follow the wishes of Gary's father

468
00:22:06.599 --> 00:22:09.759
<v Speaker 3>and gave everything to her kids and filed the will.

469
00:22:09.839 --> 00:22:12.960
<v Speaker 3>We found this out because Suzanne found the will that

470
00:22:13.039 --> 00:22:16.440
<v Speaker 3>it was filed by the county. Wherever. Where was that, Susanne?

471
00:22:16.680 --> 00:22:16.920
<v Speaker 13>Uh?

472
00:22:16.960 --> 00:22:20.000
<v Speaker 5>That was a shoot Mark? I forget the state.

473
00:22:19.799 --> 00:22:22.559
<v Speaker 3>Now, Yeah, it was like an Illinois or wherever it was,

474
00:22:22.839 --> 00:22:25.079
<v Speaker 3>But the bottom line was he got ast out of

475
00:22:25.160 --> 00:22:27.799
<v Speaker 3>the will altogether. But he's got where was it? Ohio,

476
00:22:28.440 --> 00:22:30.720
<v Speaker 3>He's got some follow up questions. I want to get

477
00:22:30.720 --> 00:22:33.440
<v Speaker 3>one of our attorneys on. That's what's cool about this show.

478
00:22:33.640 --> 00:22:35.799
<v Speaker 3>We have so many people that help us out at

479
00:22:35.839 --> 00:22:39.240
<v Speaker 3>referrals dot com. But meantime, Craig, what's going on with

480
00:22:39.319 --> 00:22:40.720
<v Speaker 3>this autobody shop?

481
00:22:42.559 --> 00:22:43.720
<v Speaker 13>Hey? Mark, how are you?

482
00:22:43.839 --> 00:22:45.400
<v Speaker 3>I'm doing good Man, how are you? Craig?

483
00:22:46.200 --> 00:22:50.319
<v Speaker 13>I'm doing great. So listen, you know, I have a

484
00:22:50.480 --> 00:22:56.920
<v Speaker 13>classic in Bentley, and you know I've been. It's nineteen

485
00:22:57.039 --> 00:23:03.039
<v Speaker 13>ninety nine. I taken it too unbody shop and you know,

486
00:23:03.200 --> 00:23:06.519
<v Speaker 13>the car broke down again, so I took it to

487
00:23:06.559 --> 00:23:12.039
<v Speaker 13>this other body shop and in the process I alerted

488
00:23:12.160 --> 00:23:14.200
<v Speaker 13>the Bureau of Auto Repair.

489
00:23:15.039 --> 00:23:19.160
<v Speaker 3>The Bureau of Auto Repair. Let's stop right there. Please

490
00:23:19.279 --> 00:23:22.920
<v Speaker 3>explain to me what the Bureau of Auto Repair is.

491
00:23:24.000 --> 00:23:26.119
<v Speaker 13>Well, the Bureau of Auto Repair is.

492
00:23:26.359 --> 00:23:28.519
<v Speaker 3>And by the way, that's not a classic. If it's

493
00:23:28.519 --> 00:23:30.920
<v Speaker 3>a ninety nine, that's not thirty two years old.

494
00:23:30.960 --> 00:23:36.160
<v Speaker 13>But keep going, okay, Well, well, it says in the

495
00:23:36.200 --> 00:23:40.799
<v Speaker 13>book twenty years it becomes a classic. So that's for

496
00:23:41.440 --> 00:23:45.759
<v Speaker 13>Bentley in nineteen ninety nine and parts are you know,

497
00:23:46.319 --> 00:23:49.279
<v Speaker 13>pretty hard to get. I mean you can get the

498
00:23:49.359 --> 00:23:50.359
<v Speaker 13>parts through Bentley.

499
00:23:50.480 --> 00:23:53.839
<v Speaker 3>You know, this is amazing, people, this is really amazing.

500
00:23:54.279 --> 00:23:58.440
<v Speaker 3>There is boy talk about learning something every day. There

501
00:23:58.559 --> 00:24:02.559
<v Speaker 3>actually is a government website bar dot CA. So it

502
00:24:02.599 --> 00:24:05.400
<v Speaker 3>looks like it's out of California, but it's the Bureau

503
00:24:06.039 --> 00:24:10.799
<v Speaker 3>of Automotive Repair. I swear to god, I've never heard

504
00:24:10.799 --> 00:24:14.200
<v Speaker 3>of this in my entire life, but it is. It

505
00:24:14.279 --> 00:24:17.839
<v Speaker 3>is called the Bureau of Auto Repair. I think it's

506
00:24:17.839 --> 00:24:20.799
<v Speaker 3>got to do with California only. So why did you

507
00:24:20.960 --> 00:24:23.039
<v Speaker 3>contact this place in California?

508
00:24:23.960 --> 00:24:28.200
<v Speaker 13>Well because of the fact that I felt that, you know,

509
00:24:29.200 --> 00:24:33.039
<v Speaker 13>both auto repair shops were taking advantage of it.

510
00:24:33.160 --> 00:24:35.400
<v Speaker 3>How were they taking advantage of you? Let's go right

511
00:24:35.440 --> 00:24:36.680
<v Speaker 3>to that one quick question.

512
00:24:37.160 --> 00:24:38.880
<v Speaker 7>You said that after you took it to the first

513
00:24:38.880 --> 00:24:42.160
<v Speaker 7>body shop, it broke down. What does a body shop

514
00:24:42.319 --> 00:24:45.240
<v Speaker 7>have to do with the working of a car? I

515
00:24:45.279 --> 00:24:46.079
<v Speaker 7>don't understand that.

516
00:24:46.319 --> 00:24:48.359
<v Speaker 13>Well, no, it's not a body shop. It's an auto

517
00:24:48.440 --> 00:24:49.160
<v Speaker 13>repair shop.

518
00:24:49.599 --> 00:24:51.799
<v Speaker 3>You said, a body shop. Who was the first one

519
00:24:51.839 --> 00:24:52.519
<v Speaker 3>you took it to.

520
00:24:52.599 --> 00:24:54.960
<v Speaker 13>Craig, I took it to an auto repair.

521
00:24:55.279 --> 00:24:56.000
<v Speaker 3>What was it called?

522
00:25:02.640 --> 00:25:06.880
<v Speaker 13>What is it? Rose Royce Auto repair, And.

523
00:25:06.759 --> 00:25:08.359
<v Speaker 3>What are you in California?

524
00:25:08.400 --> 00:25:08.559
<v Speaker 18>Bro?

525
00:25:09.480 --> 00:25:10.720
<v Speaker 13>Yes, I'm in California.

526
00:25:10.799 --> 00:25:13.160
<v Speaker 3>Okay, I'm sorry. Now this is all starting to make

527
00:25:13.200 --> 00:25:16.079
<v Speaker 3>a little more sense. So you brought it there first,

528
00:25:16.079 --> 00:25:16.960
<v Speaker 3>and what happened?

529
00:25:17.920 --> 00:25:22.440
<v Speaker 13>Okay? And so he repaired the car. I drove the

530
00:25:22.480 --> 00:25:26.160
<v Speaker 13>car maybe thirty days and it broke down.

531
00:25:26.319 --> 00:25:28.559
<v Speaker 3>And hey, Craig, what did he do to the car?

532
00:25:28.599 --> 00:25:28.799
<v Speaker 13>Though?

533
00:25:28.839 --> 00:25:30.920
<v Speaker 3>I get he repaired it? What did you What were

534
00:25:30.920 --> 00:25:32.680
<v Speaker 3>the symptoms when you brought it in?

535
00:25:32.839 --> 00:25:34.839
<v Speaker 13>Well, it was it was overheating.

536
00:25:35.039 --> 00:25:37.240
<v Speaker 3>Got it? Well, what did he charge you for, like

537
00:25:37.279 --> 00:25:38.200
<v Speaker 3>a radiate or what?

538
00:25:39.400 --> 00:25:42.559
<v Speaker 13>Yeah, it was ten thousand dollars worth of work.

539
00:25:42.680 --> 00:25:46.319
<v Speaker 3>Holy Moly's yeah, so I paid.

540
00:25:46.160 --> 00:25:50.680
<v Speaker 13>Ten thousand dollars worth of work, you know. So the

541
00:25:51.319 --> 00:25:56.119
<v Speaker 13>first thing was that he just you know, never got

542
00:25:56.160 --> 00:25:59.519
<v Speaker 13>anything approved, kept the car for a long time.

543
00:26:00.319 --> 00:26:02.799
<v Speaker 3>And hey, Craig, you're young. I'm still kind of missing you.

544
00:26:02.799 --> 00:26:05.400
<v Speaker 3>You brought it in for overheating. What did they do

545
00:26:05.599 --> 00:26:07.160
<v Speaker 3>for ten thousand dollars?

546
00:26:07.640 --> 00:26:10.880
<v Speaker 13>They put in a new radiator?

547
00:26:11.039 --> 00:26:11.559
<v Speaker 8>Okay, and.

548
00:26:13.160 --> 00:26:15.680
<v Speaker 13>They I believe I don't have.

549
00:26:15.839 --> 00:26:19.920
<v Speaker 3>Maybe some hoses just stuff like that exactly. But it

550
00:26:20.000 --> 00:26:22.599
<v Speaker 3>was truly ten grand, which is possible. I don't know.

551
00:26:22.680 --> 00:26:25.960
<v Speaker 3>Anything about your car. But my god, it's a Bentley.

552
00:26:25.640 --> 00:26:30.039
<v Speaker 3>So what happened? Thirty days later, you're driving it and

553
00:26:30.079 --> 00:26:31.200
<v Speaker 3>it overheats again.

554
00:26:32.039 --> 00:26:33.440
<v Speaker 13>It does the same, exact same.

555
00:26:33.640 --> 00:26:35.759
<v Speaker 3>So you bring it back and what did they say?

556
00:26:35.880 --> 00:26:37.960
<v Speaker 13>I don't bring it back. I don't bring it back.

557
00:26:38.079 --> 00:26:41.480
<v Speaker 13>The guy won't touch it. We're arguing, why why won't?

558
00:26:41.519 --> 00:26:44.920
<v Speaker 3>Well, okay, so hold on it overheats. Thirty days later.

559
00:26:45.039 --> 00:26:47.480
<v Speaker 3>I've got to understand things before I can help you.

560
00:26:47.799 --> 00:26:50.759
<v Speaker 3>Thirty days later, it overheats. So you call him up

561
00:26:51.000 --> 00:26:53.200
<v Speaker 3>and say it overheated. I want to bring it back,

562
00:26:53.240 --> 00:26:55.359
<v Speaker 3>and he tells you to pound sand What happened?

563
00:26:56.039 --> 00:27:01.480
<v Speaker 13>Yeah? And so then I take it to another place, right, yeah?

564
00:27:01.640 --> 00:27:04.519
<v Speaker 13>And so I leave the car.

565
00:27:04.680 --> 00:27:05.640
<v Speaker 19>This is in.

566
00:27:07.640 --> 00:27:12.000
<v Speaker 13>January, you no, February of twenty twenty four.

567
00:27:13.160 --> 00:27:16.039
<v Speaker 3>Okay, So you bring it to the second place. What happens?

568
00:27:17.240 --> 00:27:20.680
<v Speaker 13>I called the bill of auto repair to have them

569
00:27:20.759 --> 00:27:25.279
<v Speaker 13>come and inspect it. Did they they? Yes, they come

570
00:27:25.319 --> 00:27:30.839
<v Speaker 13>out and they inspect it and so they, you know,

571
00:27:31.000 --> 00:27:35.160
<v Speaker 13>they say, the car is you know, the heater is broken.

572
00:27:35.920 --> 00:27:40.119
<v Speaker 13>The guy the first guy didn't write and I wasn't

573
00:27:40.160 --> 00:27:40.799
<v Speaker 13>really you know.

574
00:27:40.799 --> 00:27:44.279
<v Speaker 3>I'm pretty I'm sorry to interrupt you. I'm still pretty

575
00:27:44.279 --> 00:27:47.559
<v Speaker 3>amazed by this, This Bureau of Automotive Repair. Generally, when

576
00:27:47.599 --> 00:27:50.160
<v Speaker 3>I think of California, I go, jeez, the waste money

577
00:27:50.160 --> 00:27:53.440
<v Speaker 3>on all kinds of stuff. This actually sounds pretty interesting.

578
00:27:53.680 --> 00:27:56.480
<v Speaker 3>If you have a problem with the shop in California,

579
00:27:56.599 --> 00:28:00.920
<v Speaker 3>they literally will send someone out to give you assistance.

580
00:28:00.960 --> 00:28:03.119
<v Speaker 3>I mean, I'm reading it right on their own website.

581
00:28:03.160 --> 00:28:06.599
<v Speaker 3>This is something I actually like. You know, we copy

582
00:28:06.680 --> 00:28:10.480
<v Speaker 3>all your emissions crap. Well when it existed. It doesn't

583
00:28:10.519 --> 00:28:14.599
<v Speaker 3>exist anymore. But I don't know why Colorado didn't actually

584
00:28:15.200 --> 00:28:19.519
<v Speaker 3>copy this cap CAAP program, because this is really a

585
00:28:19.559 --> 00:28:22.200
<v Speaker 3>good thing. But you brought it there. What did CAP

586
00:28:22.279 --> 00:28:24.720
<v Speaker 3>say when they sent someone out to look at it?

587
00:28:25.599 --> 00:28:31.519
<v Speaker 13>So they agreed with the second you know place that

588
00:28:32.200 --> 00:28:35.640
<v Speaker 13>you know that there was a radiator and then the

589
00:28:35.680 --> 00:28:40.720
<v Speaker 13>malfunction of the radiator, which the guy didn't replace the radiator,

590
00:28:41.240 --> 00:28:45.759
<v Speaker 13>and so the first guy, I didn't pay attention to

591
00:28:46.279 --> 00:28:51.000
<v Speaker 13>what the estimate was and he wrote just some whatever

592
00:28:51.160 --> 00:28:55.119
<v Speaker 13>on the estimate, but it was clearly the radiator broke.

593
00:28:55.160 --> 00:28:59.799
<v Speaker 13>He didn't replace the radiator. He patched it up and

594
00:29:00.119 --> 00:29:01.440
<v Speaker 13>did some kind of work.

595
00:29:01.599 --> 00:29:04.200
<v Speaker 3>So maybe he rotted it. I don't know. What he did.

596
00:29:04.200 --> 00:29:07.640
<v Speaker 3>But he fixed the radiator because it did last thirty days.

597
00:29:08.359 --> 00:29:09.319
<v Speaker 13>It's thirty days.

598
00:29:09.359 --> 00:29:11.640
<v Speaker 3>So then what happened? What did CAP say? What did

599
00:29:11.680 --> 00:29:14.279
<v Speaker 3>they do? How do they enforce it? Think of that question?

600
00:29:14.640 --> 00:29:16.519
<v Speaker 3>And I've got more for you, but I got to

601
00:29:16.559 --> 00:29:19.119
<v Speaker 3>take this break, So hang tight, but I do want

602
00:29:19.160 --> 00:29:20.880
<v Speaker 3>to get kind of towards the end. You got a

603
00:29:20.880 --> 00:29:23.720
<v Speaker 3>problem with the second shop? Should we be calling the

604
00:29:23.720 --> 00:29:26.000
<v Speaker 3>first shop? How can we help you? Hold tight?

605
00:29:29.839 --> 00:29:33.119
<v Speaker 12>Go with a sure thing Denver's Best roofer Excel Roofing

606
00:29:33.200 --> 00:29:35.839
<v Speaker 12>dot com. You don't pay a cent until you're content.

607
00:29:39.240 --> 00:29:42.400
<v Speaker 12>Time for an insurance check up free, no obligation. In comparison,

608
00:29:42.559 --> 00:29:46.119
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

609
00:29:46.119 --> 00:29:48.839
<v Speaker 12>of insurance companies find out now three o three seven

610
00:29:48.880 --> 00:29:51.200
<v Speaker 12>to seven to one help. You'll think you're his only

611
00:29:51.319 --> 00:29:53.759
<v Speaker 12>customer when you choose Frank durand the real estate Man

612
00:29:53.839 --> 00:29:57.279
<v Speaker 12>dot com to list your home with Remax Alliance three

613
00:29:57.279 --> 00:29:59.599
<v Speaker 12>oh three nine two zero sixteen twenty two.

614
00:30:01.000 --> 00:30:03.279
<v Speaker 3>All right three oh three seven one three eight two

615
00:30:03.279 --> 00:30:05.799
<v Speaker 3>five to five jan If you're still listening with that

616
00:30:05.920 --> 00:30:08.799
<v Speaker 3>boat sail, I want you to call back. We can

617
00:30:08.799 --> 00:30:10.759
<v Speaker 3>always reach out to you I want to help you

618
00:30:10.839 --> 00:30:14.079
<v Speaker 3>with that. Okay, I realize you've been holding a long time,

619
00:30:14.119 --> 00:30:15.799
<v Speaker 3>but I do want to talk to you about that now.

620
00:30:15.880 --> 00:30:18.319
<v Speaker 3>I want to get back to uh Craig. So Craig,

621
00:30:18.400 --> 00:30:21.480
<v Speaker 3>let's get back to this man. You had a radiator done,

622
00:30:21.680 --> 00:30:24.079
<v Speaker 3>you had it repaired at Shop one, You spend ten

623
00:30:24.119 --> 00:30:28.359
<v Speaker 3>thousand dollars. You got a pretty expensive car, you had problems.

624
00:30:28.720 --> 00:30:32.000
<v Speaker 3>You decided to get it checked out at a second location,

625
00:30:32.559 --> 00:30:36.240
<v Speaker 3>or a second automotive repair place. And sure enough, they

626
00:30:36.279 --> 00:30:39.480
<v Speaker 3>basically said the repair wasn't done properly. Is that right?

627
00:30:40.440 --> 00:30:41.079
<v Speaker 13>Exactly?

628
00:30:41.240 --> 00:30:42.799
<v Speaker 3>So what happens from there?

629
00:30:43.480 --> 00:30:46.640
<v Speaker 13>Let's back up, let's back up, Mark, go ahead, I remember,

630
00:30:46.839 --> 00:30:49.880
<v Speaker 13>so I gotta apologize you guys called me. It's still early.

631
00:30:50.079 --> 00:30:50.960
<v Speaker 3>It's all right, go ahead.

632
00:30:51.359 --> 00:30:54.680
<v Speaker 13>A bit of a brain FuG But so the name

633
00:30:54.720 --> 00:31:00.359
<v Speaker 13>of the first shop was Independent Rolls Rice Dealership. I've

634
00:31:00.359 --> 00:31:03.720
<v Speaker 13>been taking my car the Independent Rolls right ter the

635
00:31:03.799 --> 00:31:07.079
<v Speaker 13>ship for years. I probably could have bought two cars.

636
00:31:07.279 --> 00:31:09.519
<v Speaker 3>Hey, what is that in Los Angeles? Where is it?

637
00:31:10.279 --> 00:31:13.000
<v Speaker 13>Yeah? That's in LA I got it right, yep? Okay,

638
00:31:13.079 --> 00:31:16.079
<v Speaker 13>And so I probably spent over one hundred and something

639
00:31:16.319 --> 00:31:19.759
<v Speaker 13>thousand dollars in auto repairs. I got it over the

640
00:31:20.119 --> 00:31:23.119
<v Speaker 13>over the years with this guy Barry all right, and

641
00:31:23.440 --> 00:31:27.359
<v Speaker 13>every time I take my car in, you know, it's

642
00:31:27.440 --> 00:31:29.839
<v Speaker 13>something else pops up it like he rigs the car.

643
00:31:29.880 --> 00:31:31.960
<v Speaker 13>I don't know what the heck, but you know it's

644
00:31:32.000 --> 00:31:34.160
<v Speaker 13>a it's a I mean, I pretty take care of

645
00:31:34.200 --> 00:31:34.599
<v Speaker 13>the carver.

646
00:31:34.759 --> 00:31:35.559
<v Speaker 3>I get it. I get it.

647
00:31:35.880 --> 00:31:39.519
<v Speaker 13>So I took it to the second place. This was

648
00:31:39.759 --> 00:31:45.000
<v Speaker 13>in January, February of twenty twenty four.

649
00:31:45.079 --> 00:31:47.319
<v Speaker 3>Yeah, I got you. And they said that they messed

650
00:31:47.359 --> 00:31:50.240
<v Speaker 3>up on the radiator, and the State of California said

651
00:31:50.279 --> 00:31:50.880
<v Speaker 3>that as well.

652
00:31:51.759 --> 00:31:56.279
<v Speaker 13>Yeah so so so then now I leave the car

653
00:31:56.839 --> 00:32:00.240
<v Speaker 13>at this guy's place, at this new autoshop. H they

654
00:32:00.279 --> 00:32:04.519
<v Speaker 13>auto bodies, right, and I dropped.

655
00:32:04.200 --> 00:32:05.640
<v Speaker 3>Off, what did you bring it there for?

656
00:32:06.799 --> 00:32:09.839
<v Speaker 13>For the radiator? Because the radio the car was overheated.

657
00:32:09.920 --> 00:32:11.839
<v Speaker 3>Okay, it's just odd you would bring it to a

658
00:32:11.839 --> 00:32:13.000
<v Speaker 3>body shop, But I get it.

659
00:32:13.039 --> 00:32:15.079
<v Speaker 13>Go ahead, No, it's not a body shop. It's not

660
00:32:15.160 --> 00:32:17.720
<v Speaker 13>a body shop. It's an auto repair. They worked on

661
00:32:19.240 --> 00:32:21.640
<v Speaker 13>European And you know what I'm saying.

662
00:32:21.440 --> 00:32:23.039
<v Speaker 3>Yeah, what called what she called?

663
00:32:23.200 --> 00:32:26.519
<v Speaker 13>It's h and a auto it's in still Mark got it,

664
00:32:26.599 --> 00:32:29.680
<v Speaker 13>so so so listen to me. I'm and I'll talk

665
00:32:29.759 --> 00:32:34.759
<v Speaker 13>to So I dropped it off there, you know, in January,

666
00:32:35.400 --> 00:32:39.680
<v Speaker 13>and so I called the guy and uh, he doesn't

667
00:32:39.799 --> 00:32:43.480
<v Speaker 13>answer the phone. He never returns my phone calls, you know.

668
00:32:43.839 --> 00:32:48.680
<v Speaker 13>And so I asked him, you know, where, when is

669
00:32:48.720 --> 00:32:51.359
<v Speaker 13>my car going to be ready? We're going on six

670
00:32:51.519 --> 00:32:55.200
<v Speaker 13>months that the guy has the car? Got it right?

671
00:32:55.680 --> 00:32:58.640
<v Speaker 13>So I go out on tour, come back. I call

672
00:32:58.759 --> 00:33:01.759
<v Speaker 13>the guy, say, hey, let's I want to pay you

673
00:33:01.960 --> 00:33:06.319
<v Speaker 13>upfront for the body repair or the you know what

674
00:33:06.359 --> 00:33:09.759
<v Speaker 13>I mean, the work that you're going to do, and

675
00:33:09.880 --> 00:33:14.240
<v Speaker 13>so that it would get maybe this will get fixed faster. Okay.

676
00:33:14.440 --> 00:33:17.119
<v Speaker 13>The guy says, no, I don't want to take the money.

677
00:33:17.319 --> 00:33:20.640
<v Speaker 13>I ordered the parts and the parts haven't gotten.

678
00:33:20.440 --> 00:33:25.640
<v Speaker 3>Here, right, but it's been six months.

679
00:33:24.160 --> 00:33:28.000
<v Speaker 13>Six months, So the guy lies to me, right, he

680
00:33:28.039 --> 00:33:30.880
<v Speaker 13>doesn't order the parts. I have another car there. He

681
00:33:31.039 --> 00:33:31.960
<v Speaker 13>takes it apart.

682
00:33:32.079 --> 00:33:33.079
<v Speaker 3>Where the hell's this car?

683
00:33:33.200 --> 00:33:33.440
<v Speaker 8>Now?

684
00:33:33.480 --> 00:33:33.640
<v Speaker 13>Man?

685
00:33:33.680 --> 00:33:35.920
<v Speaker 3>Where is it? Tell me it's still there? Where is it?

686
00:33:36.920 --> 00:33:40.799
<v Speaker 13>No, So one of the cars is still there, okay.

687
00:33:41.200 --> 00:33:45.839
<v Speaker 13>Because in the intern I had to rent a car

688
00:33:46.319 --> 00:33:48.839
<v Speaker 13>because I didn't have another car. So I rented a

689
00:33:48.920 --> 00:33:53.480
<v Speaker 13>car to drive, which I'm paying, you know, with insurance

690
00:33:53.559 --> 00:33:57.759
<v Speaker 13>the car itself is I rented a Tesla and so

691
00:33:58.000 --> 00:34:02.359
<v Speaker 13>that's seven hundreds and then another eight hundred on top

692
00:34:02.440 --> 00:34:05.319
<v Speaker 13>of that from the rental car place for the keep.

693
00:34:05.440 --> 00:34:07.799
<v Speaker 3>But my god, Craig, keep going with this. I mean,

694
00:34:07.839 --> 00:34:10.760
<v Speaker 3>where are we at now they have your car? Did

695
00:34:10.760 --> 00:34:13.920
<v Speaker 3>they ever fix the car with the radiator? Is that fixed?

696
00:34:14.760 --> 00:34:18.880
<v Speaker 13>So the car gets fixed right, yes?

697
00:34:19.320 --> 00:34:20.559
<v Speaker 3>After thank god?

698
00:34:20.719 --> 00:34:23.719
<v Speaker 13>Year after him having a year?

699
00:34:23.880 --> 00:34:24.079
<v Speaker 3>Yeah?

700
00:34:24.199 --> 00:34:27.239
<v Speaker 13>Right, yes? So so then when the well the.

701
00:34:27.199 --> 00:34:29.559
<v Speaker 3>Other way to look at that, though, is after you

702
00:34:29.679 --> 00:34:31.199
<v Speaker 3>allowed him to have it a year.

703
00:34:33.000 --> 00:34:36.199
<v Speaker 13>Well, he had the car for a year because he

704
00:34:36.280 --> 00:34:39.239
<v Speaker 13>had to take it apart. I got it right, okay,

705
00:34:39.280 --> 00:34:42.360
<v Speaker 13>it's in his shop. And so he tells me that

706
00:34:42.519 --> 00:34:45.960
<v Speaker 13>he can't find the parts. So the next day I

707
00:34:46.159 --> 00:34:50.480
<v Speaker 13>called Bentley and they said, oh, yeah, we have the parts, right.

708
00:34:50.800 --> 00:34:52.000
<v Speaker 3>So he was bsing you.

709
00:34:52.960 --> 00:34:54.960
<v Speaker 13>So I'm like, you know, because he's telling me he

710
00:34:55.039 --> 00:34:55.760
<v Speaker 13>does he couldn't.

711
00:34:56.000 --> 00:34:59.039
<v Speaker 3>Okay, But Craig, you did get the car back, right.

712
00:34:59.519 --> 00:35:01.199
<v Speaker 13>No, I have got in the car back yet.

713
00:35:01.239 --> 00:35:03.239
<v Speaker 3>How much does he want for you to come get

714
00:35:03.280 --> 00:35:04.360
<v Speaker 3>it because it's ready?

715
00:35:05.760 --> 00:35:07.880
<v Speaker 13>He wants thirteen thousand okay.

716
00:35:07.960 --> 00:35:10.039
<v Speaker 3>And you have a problem with that, is that where

717
00:35:10.079 --> 00:35:10.599
<v Speaker 3>we're going.

718
00:35:11.039 --> 00:35:13.719
<v Speaker 20>Yeah, I have a problem with how much do you think?

719
00:35:13.880 --> 00:35:16.800
<v Speaker 3>How much do you think you should be paying for

720
00:35:16.880 --> 00:35:18.280
<v Speaker 3>this repair that took a year?

721
00:35:19.079 --> 00:35:21.639
<v Speaker 13>It's not even that I think that he needs to

722
00:35:21.679 --> 00:35:24.239
<v Speaker 13>reimburse me for the rental car.

723
00:35:25.440 --> 00:35:26.719
<v Speaker 3>How much is the rental car?

724
00:35:27.920 --> 00:35:31.159
<v Speaker 13>I mean I'm paying sixteen seventeen hundred dollars a month

725
00:35:31.280 --> 00:35:31.519
<v Speaker 13>with you?

726
00:35:31.599 --> 00:35:31.840
<v Speaker 7>All right?

727
00:35:31.920 --> 00:35:34.239
<v Speaker 3>Hold on, that's the music, it's the top. You got

728
00:35:34.280 --> 00:35:36.320
<v Speaker 3>to hold on there, Craig, I see where he's coming.

729
00:35:36.599 --> 00:35:40.679
<v Speaker 3>My god, though, man, talk about telling this story. Holy moly,

730
00:35:41.559 --> 00:35:44.480
<v Speaker 3>I want you to pick up Kelly and figure out

731
00:35:44.559 --> 00:35:48.960
<v Speaker 3>what H and A Auto's actual addresses and what their

732
00:35:49.039 --> 00:35:52.119
<v Speaker 3>phone number is. Everybody holds tight. We got a lot

733
00:35:52.119 --> 00:35:54.079
<v Speaker 3>of cook in a net. I promise we'll get to

734
00:35:54.119 --> 00:35:58.079
<v Speaker 3>you and Gary. Hold on, go with a sure thing.

735
00:35:58.199 --> 00:36:01.519
<v Speaker 12>Denver's Best rufer excel grouping dot com. You don't pay

736
00:36:01.519 --> 00:36:07.599
<v Speaker 12>a cent until you're content. Time for an insurance check

737
00:36:07.719 --> 00:36:11.599
<v Speaker 12>up free, no obligation. In comparison, call Compass Insurance paying

738
00:36:11.599 --> 00:36:14.639
<v Speaker 12>too much your coverage at dozens of insurance companies. Find

739
00:36:14.639 --> 00:36:16.639
<v Speaker 12>out now three all three seven to seven to one.

740
00:36:16.760 --> 00:36:17.000
<v Speaker 3>Help.

741
00:36:17.159 --> 00:36:19.800
<v Speaker 12>You'll think you're his only customer when you choose Frank

742
00:36:19.880 --> 00:36:22.320
<v Speaker 12>durand the real estate Man dot com to list your

743
00:36:22.360 --> 00:36:25.480
<v Speaker 12>home with Remax Alliance three oh three nine two zero

744
00:36:25.639 --> 00:36:26.599
<v Speaker 12>sixteen twenty two.

745
00:36:27.519 --> 00:36:32.920
<v Speaker 3>Yeah, ripped.

746
00:36:34.480 --> 00:36:37.519
<v Speaker 13>News, you don't have.

747
00:36:39.760 --> 00:36:40.039
<v Speaker 12>Come.

748
00:36:40.159 --> 00:36:42.159
<v Speaker 4>Run in as as we can.

749
00:36:43.440 --> 00:36:46.719
<v Speaker 13>Shooter's gonna help come man.

750
00:36:46.920 --> 00:36:51.519
<v Speaker 4>This is the Troubleshooter Show Now, Tom Martinez, welcome my

751
00:36:51.559 --> 00:36:53.480
<v Speaker 4>friends to the only show of his camera.

752
00:36:53.599 --> 00:36:56.639
<v Speaker 3>Here to south problems, answer your questions, take complaints. We're

753
00:36:56.639 --> 00:36:58.519
<v Speaker 3>here to go after the bad guys. You've been ripped

754
00:36:58.519 --> 00:37:02.039
<v Speaker 3>off for taking advantage of We want to know about it.

755
00:37:02.079 --> 00:37:05.079
<v Speaker 3>We've got a list of experts on referral lists dot

756
00:37:05.119 --> 00:37:08.000
<v Speaker 3>com that help us day in and day out. In fact,

757
00:37:08.039 --> 00:37:10.119
<v Speaker 3>one of them, Jochiano's with us. We're going to be

758
00:37:10.119 --> 00:37:13.119
<v Speaker 3>talking a little bit about retirement as we go on

759
00:37:13.280 --> 00:37:16.039
<v Speaker 3>throughout the show. I got one line open three oh

760
00:37:16.079 --> 00:37:19.119
<v Speaker 3>three seven, one, three eight, two five five or three

761
00:37:19.199 --> 00:37:22.000
<v Speaker 3>oh three Martino. By the way, that number works on

762
00:37:22.079 --> 00:37:24.880
<v Speaker 3>and off the air. I do need to do this

763
00:37:24.920 --> 00:37:26.880
<v Speaker 3>real quick. Then we're going to go back to Craig.

764
00:37:27.320 --> 00:37:30.280
<v Speaker 3>Craig basically had a car worked on. It was in

765
00:37:30.599 --> 00:37:34.360
<v Speaker 3>a shop for over a year and he wants the

766
00:37:34.440 --> 00:37:37.800
<v Speaker 3>shop to reimburse him I do want to ask you

767
00:37:37.840 --> 00:37:40.760
<v Speaker 3>one quick question, Craig, and we're trying to get them

768
00:37:40.800 --> 00:37:42.880
<v Speaker 3>on in the background. But Craig, let me ask you this.

769
00:37:43.280 --> 00:37:45.760
<v Speaker 3>You said you wanted them to reimburse you for the

770
00:37:45.800 --> 00:37:49.039
<v Speaker 3>rental car. Do you also not want to pay them

771
00:37:49.079 --> 00:37:50.360
<v Speaker 3>for the repairs?

772
00:37:51.199 --> 00:37:55.400
<v Speaker 13>Well, so that's the deal. I have a cashier's check

773
00:37:55.480 --> 00:37:56.639
<v Speaker 13>to pay for the repairs.

774
00:37:56.719 --> 00:38:00.000
<v Speaker 3>Yeah, right, yeah, and thirteen grand right.

775
00:38:00.719 --> 00:38:04.880
<v Speaker 13>Yeah, I'm gonna take that, take them to small claims court.

776
00:38:04.960 --> 00:38:09.239
<v Speaker 13>It's I mean, small claims is like ten twelve thousand dollars.

777
00:38:09.320 --> 00:38:13.000
<v Speaker 13>I think, yeah, schedule, you know what I'm saying. So

778
00:38:13.440 --> 00:38:17.039
<v Speaker 13>the thing is, I don't want to pay him, you

779
00:38:17.079 --> 00:38:21.400
<v Speaker 13>know what I mean, and then get a judgment against him,

780
00:38:21.480 --> 00:38:24.199
<v Speaker 13>and then him not pay me for the judgment.

781
00:38:24.360 --> 00:38:26.280
<v Speaker 3>Yeah, I got you. Hold On, did Kelly get the

782
00:38:26.440 --> 00:38:27.440
<v Speaker 3>shops information?

783
00:38:28.480 --> 00:38:28.679
<v Speaker 18>Yeah?

784
00:38:28.760 --> 00:38:29.480
<v Speaker 13>She got the shop?

785
00:38:29.519 --> 00:38:31.679
<v Speaker 3>All right? Hold on, Kelly want to I want to

786
00:38:31.719 --> 00:38:33.480
<v Speaker 3>see if he can come on and we can help

787
00:38:33.519 --> 00:38:37.039
<v Speaker 3>you negotiate this. But I'll be honest, man, I don't

788
00:38:37.159 --> 00:38:40.159
<v Speaker 3>think you would win in court. But maybe I'm missing something.

789
00:38:40.440 --> 00:38:43.679
<v Speaker 3>He did lie about the parts, according to you, but

790
00:38:44.079 --> 00:38:46.199
<v Speaker 3>you also left it there. You could have went and

791
00:38:46.239 --> 00:38:48.280
<v Speaker 3>picked it up and brought it somewhere else. But I

792
00:38:48.280 --> 00:38:50.400
<v Speaker 3>would like to talk to him, but I've got to

793
00:38:50.440 --> 00:38:53.599
<v Speaker 3>take this because we have one of our attorney experts up,

794
00:38:54.079 --> 00:38:57.760
<v Speaker 3>Dan McKenzie. So, Dan, let me bring you up real quick.

795
00:38:58.679 --> 00:39:00.400
<v Speaker 3>Let me let me kind of catch you up on this.

796
00:39:00.519 --> 00:39:03.960
<v Speaker 3>It's pretty crazy, Dan. So Gary calls up. Last week

797
00:39:04.440 --> 00:39:08.119
<v Speaker 3>his father had him in the will. Okay, you follow

798
00:39:08.199 --> 00:39:08.760
<v Speaker 3>me so far?

799
00:39:09.519 --> 00:39:09.719
<v Speaker 13>Yep.

800
00:39:10.480 --> 00:39:14.320
<v Speaker 3>His father dies and everything goes to the step mother.

801
00:39:15.000 --> 00:39:18.320
<v Speaker 3>Stepmother died recently of this year. If I recall, let

802
00:39:18.320 --> 00:39:20.159
<v Speaker 3>me bring him up real quick, Gary, when did your

803
00:39:20.199 --> 00:39:26.079
<v Speaker 3>stepmother die? Yeah? So she dies in February. Dan, And

804
00:39:26.400 --> 00:39:30.679
<v Speaker 3>basically they kind of quit answering the phone, don't talk

805
00:39:30.719 --> 00:39:33.599
<v Speaker 3>to him. He wants to know are they selling the house?

806
00:39:33.679 --> 00:39:35.679
<v Speaker 3>Do I get the house? He wants to know what's

807
00:39:35.679 --> 00:39:40.719
<v Speaker 3>going on with the will. Well, Suzanne started digging around

808
00:39:40.960 --> 00:39:44.760
<v Speaker 3>and found that the will was actually filed. Where was

809
00:39:44.800 --> 00:39:48.800
<v Speaker 3>it again, Idaho? I believe it was Ohio in Ohio,

810
00:39:49.000 --> 00:39:52.559
<v Speaker 3>So she found it online where it was filed with

811
00:39:52.599 --> 00:39:55.800
<v Speaker 3>whatever county there, Dan, and she pulled up the will

812
00:39:55.960 --> 00:39:59.800
<v Speaker 3>actually sent it to you. So basically, here's here's what

813
00:40:00.039 --> 00:40:03.480
<v Speaker 3>he could figure out. Sure enough, everything went to the

814
00:40:03.480 --> 00:40:07.840
<v Speaker 3>stepmother when he died. Then she changed the will altogether,

815
00:40:08.280 --> 00:40:12.320
<v Speaker 3>and basically when she died, gave everything to her own daughters.

816
00:40:12.719 --> 00:40:14.280
<v Speaker 3>They were her daughters, right, Gary?

817
00:40:15.119 --> 00:40:16.199
<v Speaker 13>Oh yeah?

818
00:40:16.239 --> 00:40:18.960
<v Speaker 3>And then Gary got ast out one hundred percent. So

819
00:40:19.679 --> 00:40:22.199
<v Speaker 3>he asked some follow up questions. But Dan, do you

820
00:40:22.320 --> 00:40:23.800
<v Speaker 3>kind of understand what's going on?

821
00:40:24.800 --> 00:40:25.239
<v Speaker 13>Yeah?

822
00:40:25.280 --> 00:40:27.679
<v Speaker 3>So go ahead, what are the follow up questions? Gary?

823
00:40:27.760 --> 00:40:30.199
<v Speaker 3>Because to me, it seems pretty cut and dry. You

824
00:40:30.239 --> 00:40:31.039
<v Speaker 3>got ast out.

825
00:40:32.000 --> 00:40:34.000
<v Speaker 8>Yeah, it seems pretty cut and right to me.

826
00:40:34.119 --> 00:40:34.320
<v Speaker 13>Dan.

827
00:40:34.480 --> 00:40:39.719
<v Speaker 8>So I contacted my attorney in Aufio about this, and

828
00:40:39.800 --> 00:40:43.199
<v Speaker 8>he said I had the ability to contest the will

829
00:40:43.559 --> 00:40:45.840
<v Speaker 8>if I can prove that I was included of the

830
00:40:45.880 --> 00:40:51.480
<v Speaker 8>beneficiary in her previous will. But she didn't have a will.

831
00:40:51.800 --> 00:40:55.079
<v Speaker 8>So that's what causes me to not think I can

832
00:40:55.159 --> 00:40:55.960
<v Speaker 8>contest it.

833
00:40:56.480 --> 00:41:00.239
<v Speaker 3>And the other Well, hold on, Gary, I I want

834
00:41:00.239 --> 00:41:02.800
<v Speaker 3>to understand that. Dan, If you understood that, explain it

835
00:41:02.840 --> 00:41:05.559
<v Speaker 3>to me. Are they saying that her will there might

836
00:41:05.599 --> 00:41:08.000
<v Speaker 3>have been a previous one, not the current one, and

837
00:41:08.079 --> 00:41:11.960
<v Speaker 3>if he was a beneficiary that he might have you know,

838
00:41:12.280 --> 00:41:15.159
<v Speaker 3>something going on. I mean, what did you make out

839
00:41:15.199 --> 00:41:15.400
<v Speaker 3>of that?

840
00:41:16.400 --> 00:41:18.400
<v Speaker 21>Well, he would at least have standing to challenge it.

841
00:41:18.519 --> 00:41:18.679
<v Speaker 13>Right.

842
00:41:18.719 --> 00:41:20.719
<v Speaker 21>You know, when you're a step kid, you don't really

843
00:41:20.760 --> 00:41:23.000
<v Speaker 21>have any interest in the estate. But if there was

844
00:41:23.000 --> 00:41:26.039
<v Speaker 21>a previous will saying what he had in interest, then

845
00:41:26.079 --> 00:41:28.039
<v Speaker 21>if he can knock this current one out that does

846
00:41:28.079 --> 00:41:29.840
<v Speaker 21>not have him, then we go back to the previous

847
00:41:29.920 --> 00:41:30.920
<v Speaker 21>one and he's in that one.

848
00:41:31.079 --> 00:41:34.440
<v Speaker 3>So interesting, But that doesn't mean that the newer one

849
00:41:34.519 --> 00:41:36.199
<v Speaker 3>doesn't override the older one.

850
00:41:36.280 --> 00:41:39.719
<v Speaker 21>Right, Oh, the new one overrides it. But was it

851
00:41:39.840 --> 00:41:42.199
<v Speaker 21>the product? Like, did the kids pressure her to change?

852
00:41:42.199 --> 00:41:43.440
<v Speaker 13>It? Got him?

853
00:41:43.679 --> 00:41:46.440
<v Speaker 3>It gives him standing to get involved in front of

854
00:41:46.480 --> 00:41:47.079
<v Speaker 3>a judge.

855
00:41:47.519 --> 00:41:49.639
<v Speaker 21>Yeah, he's got to prove the case, but at least

856
00:41:49.679 --> 00:41:50.800
<v Speaker 21>he is standing to do it.

857
00:41:50.840 --> 00:41:52.639
<v Speaker 3>Interesting, keep going, Gary.

858
00:41:53.119 --> 00:41:56.559
<v Speaker 8>Yeah, you know, I'm thinking that I probably may not win.

859
00:41:56.679 --> 00:41:59.800
<v Speaker 8>That Is there a way that I could contact much

860
00:42:00.280 --> 00:42:04.000
<v Speaker 8>brother who's the executor on the will, and somebody could

861
00:42:04.039 --> 00:42:08.480
<v Speaker 8>speak to him about trying to amend that will? So

862
00:42:08.639 --> 00:42:11.880
<v Speaker 8>I'm still included, and Dan, I'm only included in seventeen

863
00:42:11.920 --> 00:42:14.599
<v Speaker 8>percent of these How can you possibly wait?

864
00:42:14.679 --> 00:42:17.360
<v Speaker 3>Wait, Gary, I don't even understand you're saying, can you

865
00:42:17.480 --> 00:42:19.360
<v Speaker 3>amend a dead person's will?

866
00:42:21.199 --> 00:42:22.159
<v Speaker 13>That's my question?

867
00:42:22.480 --> 00:42:24.840
<v Speaker 3>Well, I guess that's a question, Dan. I mean, if

868
00:42:24.840 --> 00:42:28.679
<v Speaker 3>that if that was possible, that seems like the entire

869
00:42:28.800 --> 00:42:31.000
<v Speaker 3>point of a will would make no sense.

870
00:42:31.599 --> 00:42:36.440
<v Speaker 21>Right, Yeah, I mean the parties. You know, again I'm

871
00:42:36.440 --> 00:42:39.480
<v Speaker 21>in Colorado. This is Ohio, so it might be different there.

872
00:42:39.519 --> 00:42:41.559
<v Speaker 21>I mean, the parties of course can agree. They could

873
00:42:41.559 --> 00:42:44.000
<v Speaker 21>agree to split what they got with you, or they

874
00:42:44.079 --> 00:42:47.199
<v Speaker 21>might be able to agree to some sort of you know,

875
00:42:47.320 --> 00:42:49.280
<v Speaker 21>obviously they got they've got the stuff, and if they

876
00:42:49.320 --> 00:42:50.679
<v Speaker 21>agree to give it to you, they can do that.

877
00:42:51.079 --> 00:42:53.559
<v Speaker 3>But that's not amending. But hold on, Dan, that's not

878
00:42:53.639 --> 00:42:55.840
<v Speaker 3>amending the will. That's them being nice.

879
00:42:56.440 --> 00:42:56.800
<v Speaker 18>Correct.

880
00:42:56.920 --> 00:43:01.440
<v Speaker 8>Yeah, okay, yeah, yeah, that's direction I would go. If

881
00:43:01.440 --> 00:43:05.440
<v Speaker 8>there's an ability to at least speak speak to the executor, well,

882
00:43:05.480 --> 00:43:06.039
<v Speaker 8>it would have.

883
00:43:06.039 --> 00:43:08.480
<v Speaker 3>Wait a second though, but Dan, please correct me if

884
00:43:08.519 --> 00:43:11.000
<v Speaker 3>I'm wrong. It would have nothing to do with the executor.

885
00:43:11.280 --> 00:43:13.480
<v Speaker 3>It would have to do with the people that got

886
00:43:13.519 --> 00:43:15.960
<v Speaker 3>everything deciding to give you some of it.

887
00:43:16.719 --> 00:43:19.400
<v Speaker 21>Yeah, he's one of them. I think he got the executor.

888
00:43:19.440 --> 00:43:20.519
<v Speaker 21>It's also the person got.

889
00:43:20.440 --> 00:43:21.280
<v Speaker 8>The moment, it looks like.

890
00:43:21.360 --> 00:43:24.239
<v Speaker 21>But yeah, any one of them could choose to give

891
00:43:24.639 --> 00:43:25.320
<v Speaker 21>share with Gary.

892
00:43:25.519 --> 00:43:27.480
<v Speaker 3>You should call up and ask him. I mean, that

893
00:43:27.679 --> 00:43:29.800
<v Speaker 3>is a good path to take. Go, Hey, why'd you

894
00:43:29.840 --> 00:43:32.480
<v Speaker 3>guys ace me out. That was my dad's stuff. You know,

895
00:43:32.599 --> 00:43:33.679
<v Speaker 3>this really sucks.

896
00:43:35.079 --> 00:43:35.199
<v Speaker 21>Uh.

897
00:43:35.679 --> 00:43:38.199
<v Speaker 8>Yeah, I don't know if I'm the person to do

898
00:43:38.280 --> 00:43:41.000
<v Speaker 8>because they were probably all complicit and locking me out

899
00:43:41.039 --> 00:43:43.159
<v Speaker 8>of it anyway. So I was looking for maybe a

900
00:43:43.239 --> 00:43:47.000
<v Speaker 8>mediator or a negotiator who could speak a little bit

901
00:43:47.079 --> 00:43:47.840
<v Speaker 8>differently than I.

902
00:43:48.079 --> 00:43:51.719
<v Speaker 3>Well, Dan can't practice law there, but Dan, let's pretend

903
00:43:51.719 --> 00:43:54.960
<v Speaker 3>this was in Colorado. Is that something you would take

904
00:43:55.000 --> 00:43:57.760
<v Speaker 3>on and say, Okay, you know what, I don't mind

905
00:43:57.760 --> 00:44:00.480
<v Speaker 3>making that phone call and seeing if I can get

906
00:44:00.519 --> 00:44:03.360
<v Speaker 3>somewhere with it. Or is that something that it just

907
00:44:03.519 --> 00:44:05.000
<v Speaker 3>isn't done or what do you think?

908
00:44:05.840 --> 00:44:08.119
<v Speaker 21>I mean, you can always ask, but they just have

909
00:44:08.199 --> 00:44:10.360
<v Speaker 21>no legal obligation to do anything as far as I

910
00:44:10.360 --> 00:44:13.119
<v Speaker 21>can tell. So I just don't know if having a mediator,

911
00:44:13.159 --> 00:44:16.239
<v Speaker 21>I mean, like, well, you know, whatever mediation is to

912
00:44:16.320 --> 00:44:19.400
<v Speaker 21>try and give you some certainty. Well, they already have certainty.

913
00:44:19.639 --> 00:44:21.519
<v Speaker 21>I don't have to do I don't have to do anything.

914
00:44:22.679 --> 00:44:24.199
<v Speaker 21>I just don't know if that really is going to

915
00:44:24.239 --> 00:44:27.320
<v Speaker 21>get I think, you know, you try and make your

916
00:44:27.400 --> 00:44:31.760
<v Speaker 21>best appeal as a human being, and you know, see

917
00:44:31.760 --> 00:44:34.440
<v Speaker 21>if you can sweeten the thing up a little bit.

918
00:44:34.519 --> 00:44:36.920
<v Speaker 21>But you know at the at the end of the day,

919
00:44:36.960 --> 00:44:39.280
<v Speaker 21>I don't. I don't really see unless there was, like

920
00:44:39.320 --> 00:44:41.639
<v Speaker 21>the attorney told you, if there was a previous will,

921
00:44:41.679 --> 00:44:43.920
<v Speaker 21>and you do have a case it's back up or

922
00:44:43.920 --> 00:44:46.400
<v Speaker 21>something when she signed this thing, and then maybe you

923
00:44:46.480 --> 00:44:47.159
<v Speaker 21>got something there.

924
00:44:47.280 --> 00:44:49.199
<v Speaker 8>I just don't know. If that, where would I go

925
00:44:49.280 --> 00:44:52.280
<v Speaker 8>to find a previous will end as she might have had.

926
00:44:52.440 --> 00:44:54.519
<v Speaker 3>Well, you do not file a will anywhere. I mean,

927
00:44:54.840 --> 00:44:56.079
<v Speaker 3>it could be anywhere.

928
00:44:57.039 --> 00:44:59.519
<v Speaker 21>I mean in Colorado. If you have a document purporting

929
00:44:59.559 --> 00:45:01.360
<v Speaker 21>to be a well, you are supposed to hand it

930
00:45:01.400 --> 00:45:03.480
<v Speaker 21>over the court like they did here. So even if

931
00:45:03.519 --> 00:45:05.360
<v Speaker 21>there is a newer will, if there's an older will,

932
00:45:05.400 --> 00:45:08.159
<v Speaker 21>you're supposed to lodge that one too, so that people

933
00:45:08.199 --> 00:45:11.519
<v Speaker 21>can figure this kind of thing out. Frankly, but do

934
00:45:11.599 --> 00:45:13.760
<v Speaker 21>you know, I mean, like I mean, I don't know.

935
00:45:13.880 --> 00:45:16.679
<v Speaker 21>If you don't know want exists, that's can be a

936
00:45:16.800 --> 00:45:17.719
<v Speaker 21>challenging thing to do.

937
00:45:17.760 --> 00:45:20.679
<v Speaker 3>I guess you should probably hire literally hire an attorney

938
00:45:20.760 --> 00:45:23.360
<v Speaker 3>out there if you really want to start digging into this.

939
00:45:23.480 --> 00:45:27.400
<v Speaker 3>But to me, it sounds like if that's the newest will,

940
00:45:27.920 --> 00:45:30.159
<v Speaker 3>even if you get standing in front of the court

941
00:45:30.199 --> 00:45:32.719
<v Speaker 3>and these folks don't want to give you anything, you're

942
00:45:32.760 --> 00:45:35.440
<v Speaker 3>going to end up not getting anything. But that's just

943
00:45:35.559 --> 00:45:36.760
<v Speaker 3>a personal opinion.

944
00:45:37.679 --> 00:45:40.280
<v Speaker 8>Yeah, no, that's the way it looks to me as well.

945
00:45:40.400 --> 00:45:43.639
<v Speaker 3>It really sucks too, Gary. I find it crazy they

946
00:45:43.679 --> 00:45:46.199
<v Speaker 3>aced you out of your dad's stuff. But you know,

947
00:45:46.320 --> 00:45:47.159
<v Speaker 3>people are people.

948
00:45:47.880 --> 00:45:50.920
<v Speaker 21>It happens all the time. I mean, we get step

949
00:45:51.000 --> 00:45:52.800
<v Speaker 21>kids in here all the time. We're in the situation.

950
00:45:53.559 --> 00:45:56.039
<v Speaker 3>Yeah, it's crazy, Gary, I put him on hold. By

951
00:45:56.079 --> 00:45:59.320
<v Speaker 3>the way, Dan McKenzie one of our legal experts. If

952
00:45:59.360 --> 00:46:01.480
<v Speaker 3>you do need a will or a trust, maybe you

953
00:46:01.519 --> 00:46:05.159
<v Speaker 3>did get divorced, maybe you have a mixed family. Now

954
00:46:05.480 --> 00:46:09.159
<v Speaker 3>everything changes. If you haven't updated the will, maybe it's

955
00:46:09.199 --> 00:46:11.920
<v Speaker 3>time for a trust. Your kids are older, maybe you're

956
00:46:11.920 --> 00:46:14.519
<v Speaker 3>a high net worth person and you need some help

957
00:46:14.760 --> 00:46:19.039
<v Speaker 3>with asset protection. This is what Dan does and he's

958
00:46:19.079 --> 00:46:21.000
<v Speaker 3>the best at it. Give him a call.

959
00:46:21.119 --> 00:46:21.320
<v Speaker 8>Dan.

960
00:46:21.360 --> 00:46:23.480
<v Speaker 3>You do a lot of stuff flat rate too. You'll

961
00:46:23.519 --> 00:46:25.920
<v Speaker 3>talk to people, you'll tell them, look, it looks like

962
00:46:25.960 --> 00:46:28.280
<v Speaker 3>you just need a simple will right now where you

963
00:46:28.360 --> 00:46:30.519
<v Speaker 3>need a trust, and you'll tell him how much that's

964
00:46:30.559 --> 00:46:34.360
<v Speaker 3>going to be, and you basically create the plan for him.

965
00:46:35.000 --> 00:46:35.360
<v Speaker 8>Correct.

966
00:46:36.119 --> 00:46:38.480
<v Speaker 3>I love what you do. Dan. I appreciate you coming

967
00:46:38.480 --> 00:46:42.199
<v Speaker 3>on your wealth of information. When we have questions like that,

968
00:46:42.360 --> 00:46:46.039
<v Speaker 3>you can reach Dan McKenzie at eight three three COEO

969
00:46:46.079 --> 00:46:49.559
<v Speaker 3>Plans eight three three co Plans. Now, listen, we got

970
00:46:49.599 --> 00:46:52.840
<v Speaker 3>to take a quick break. We've got Alec. Alec is

971
00:46:52.880 --> 00:46:57.400
<v Speaker 3>the owner of H and A Autocraft and basically H

972
00:46:57.519 --> 00:47:03.000
<v Speaker 3>and A. Our caller said his vehicle for a year,

973
00:47:03.519 --> 00:47:08.159
<v Speaker 3>and now he wants Aleck or H and A to

974
00:47:08.280 --> 00:47:12.320
<v Speaker 3>pay for the rental. He says that Aleck lied about

975
00:47:12.360 --> 00:47:14.760
<v Speaker 3>not being able to get to part because when he

976
00:47:14.840 --> 00:47:18.280
<v Speaker 3>called up Rolls, Royce or Bentley, whatever kind of car

977
00:47:18.360 --> 00:47:20.920
<v Speaker 3>it was, it was a pretty fancy car. He could

978
00:47:20.920 --> 00:47:24.039
<v Speaker 3>find the part right away. And we love giving the

979
00:47:24.079 --> 00:47:27.599
<v Speaker 3>other side of the story a chance to come on

980
00:47:27.639 --> 00:47:30.320
<v Speaker 3>to Aleck. I appreciate you coming on. You're gonna be

981
00:47:30.400 --> 00:47:32.960
<v Speaker 3>up right after this and we're gonna find out his

982
00:47:33.119 --> 00:47:35.159
<v Speaker 3>side of the story. Everybody hanged tight.

983
00:47:41.440 --> 00:47:44.679
<v Speaker 12>Go with a sure thing Denver's Best Roofer Excel roofing

984
00:47:44.800 --> 00:47:45.360
<v Speaker 12>dot com.

985
00:47:45.400 --> 00:47:47.400
<v Speaker 16>You don't pay a cent until you're content.

986
00:47:50.800 --> 00:47:54.000
<v Speaker 12>Time for an insurance check up free no obligation comparison

987
00:47:54.119 --> 00:47:57.679
<v Speaker 12>call Compass insurance paying too much your coverage at dozens

988
00:47:57.679 --> 00:48:00.760
<v Speaker 12>of insurance companies find out now three three seven seven

989
00:48:00.760 --> 00:48:01.000
<v Speaker 12>to one.

990
00:48:01.119 --> 00:48:01.400
<v Speaker 3>Help.

991
00:48:01.559 --> 00:48:04.199
<v Speaker 12>You'll think you're his only customer when you choose Frank

992
00:48:04.239 --> 00:48:06.679
<v Speaker 12>durand the real estate man dot com to list your

993
00:48:06.719 --> 00:48:09.920
<v Speaker 12>home with Remax Alliance three all three nine two zero

994
00:48:10.000 --> 00:48:10.920
<v Speaker 12>sixteen twenty two.

995
00:48:13.079 --> 00:48:16.000
<v Speaker 3>All right, three oh three seven one three eight two

996
00:48:16.159 --> 00:48:19.079
<v Speaker 3>five five. We've got a lot cooking. What was the

997
00:48:19.159 --> 00:48:24.079
<v Speaker 3>name of the caller they called on that? Uh h

998
00:48:24.119 --> 00:48:26.480
<v Speaker 3>and A. I hate when things are taking off my screen.

999
00:48:26.519 --> 00:48:31.519
<v Speaker 3>What was it, Craig, Greg, You're sure done?

1000
00:48:31.519 --> 00:48:31.719
<v Speaker 5>Mark?

1001
00:48:31.840 --> 00:48:32.519
<v Speaker 16>It was God?

1002
00:48:32.639 --> 00:48:33.440
<v Speaker 3>I knew this was it.

1003
00:48:33.800 --> 00:48:34.599
<v Speaker 5>Craig with a C.

1004
00:48:35.360 --> 00:48:38.519
<v Speaker 3>Keep stuff on my screen, Craig cr ai G. So

1005
00:48:38.920 --> 00:48:41.239
<v Speaker 3>I want to go to the owner, Alec of h

1006
00:48:41.280 --> 00:48:44.840
<v Speaker 3>and A Autocraft and Alec, first of all, thanks for

1007
00:48:44.880 --> 00:48:46.360
<v Speaker 3>coming on. How are you doing today?

1008
00:48:47.159 --> 00:48:48.000
<v Speaker 13>Good yourself?

1009
00:48:48.159 --> 00:48:49.239
<v Speaker 3>I'm doing very good.

1010
00:48:49.280 --> 00:48:49.440
<v Speaker 13>Man.

1011
00:48:49.519 --> 00:48:53.639
<v Speaker 3>Listen, we had a call from Craig, and I guess

1012
00:48:53.679 --> 00:48:55.880
<v Speaker 3>you're familiar with him. He didn't want to be on

1013
00:48:56.079 --> 00:48:58.079
<v Speaker 3>with you, so we're gonna call him back at a

1014
00:48:58.119 --> 00:49:01.039
<v Speaker 3>later time. But the bottom line is he's saying, you

1015
00:49:01.079 --> 00:49:03.599
<v Speaker 3>guys had a vehicle and it seemed like it was

1016
00:49:03.639 --> 00:49:06.880
<v Speaker 3>a pretty exotic car. It was like a ninety nine

1017
00:49:07.119 --> 00:49:10.639
<v Speaker 3>Bentley and it had a problem with the radiator. A

1018
00:49:10.760 --> 00:49:13.800
<v Speaker 3>previous shop looked at it. I guess they attempted to

1019
00:49:13.840 --> 00:49:17.360
<v Speaker 3>fix it, and it lasted thirty days according to Craig,

1020
00:49:17.760 --> 00:49:20.760
<v Speaker 3>but then it broke. You guys ended up getting the

1021
00:49:20.840 --> 00:49:24.360
<v Speaker 3>vehicle and it took you a year to fix it. Meantime,

1022
00:49:24.440 --> 00:49:26.760
<v Speaker 3>he had to rent a car and he wants you

1023
00:49:26.800 --> 00:49:30.000
<v Speaker 3>guys to pay for the rental. And I guess he's

1024
00:49:30.039 --> 00:49:34.280
<v Speaker 3>also holding a check for thirteen thousand dollars to you know,

1025
00:49:34.400 --> 00:49:37.639
<v Speaker 3>pick up the car. So what's going on with tis

1026
00:49:37.679 --> 00:49:40.000
<v Speaker 3>shed some light on this, okay?

1027
00:49:40.159 --> 00:49:44.119
<v Speaker 22>So first of all, we were contacted by Craig. You

1028
00:49:44.679 --> 00:49:49.719
<v Speaker 22>reports to us by another mutual client of ours. It

1029
00:49:49.800 --> 00:49:52.280
<v Speaker 22>did tell me that his car spent some time at

1030
00:49:52.280 --> 00:49:54.840
<v Speaker 22>a shop. No one can figure out what's going on

1031
00:49:54.840 --> 00:49:57.199
<v Speaker 22>with They tried to fix it, but it's still having

1032
00:49:57.239 --> 00:50:01.719
<v Speaker 22>the same issue. So no, anytime you want, you can

1033
00:50:01.719 --> 00:50:03.800
<v Speaker 22>bring it by it we could take a look at it, see.

1034
00:50:03.639 --> 00:50:04.280
<v Speaker 13>What's going on.

1035
00:50:05.000 --> 00:50:10.440
<v Speaker 22>And he brought the car, followed by a Bureau of Investigation.

1036
00:50:10.679 --> 00:50:12.920
<v Speaker 22>So once I got the car, the car was already

1037
00:50:12.960 --> 00:50:14.280
<v Speaker 22>involved in the investigation.

1038
00:50:14.360 --> 00:50:17.920
<v Speaker 3>From hey, Alec, Alec, educate me a little. I am

1039
00:50:18.159 --> 00:50:22.639
<v Speaker 3>very naive when it comes to the state getting involved.

1040
00:50:22.440 --> 00:50:25.960
<v Speaker 3>What exactly is that? What is that department to I

1041
00:50:25.960 --> 00:50:27.960
<v Speaker 3>think it's called like CAP or something.

1042
00:50:29.039 --> 00:50:33.079
<v Speaker 22>The car is basically the Bureau of Automotive Repairs Fans

1043
00:50:33.119 --> 00:50:40.400
<v Speaker 22>for California. It basically protects the consumers against any repair facility.

1044
00:50:42.000 --> 00:50:45.320
<v Speaker 22>So basically, once you file a complain, your complaining could

1045
00:50:45.360 --> 00:50:48.159
<v Speaker 22>be anything, they hire an investigator they have, well they

1046
00:50:48.239 --> 00:50:50.559
<v Speaker 22>don't hire them, but they have their own investigators that

1047
00:50:51.440 --> 00:50:54.880
<v Speaker 22>basically investigate the issues the car had.

1048
00:50:55.039 --> 00:50:57.000
<v Speaker 3>That's incredible or was it fair?

1049
00:50:57.320 --> 00:51:00.679
<v Speaker 22>Was it not fair? And if there's anything unfair from

1050
00:51:00.719 --> 00:51:04.719
<v Speaker 22>the shop, then it gets flagged. And if it's anything

1051
00:51:04.920 --> 00:51:10.079
<v Speaker 22>major then essentially your our license gets revoked.

1052
00:51:10.480 --> 00:51:13.480
<v Speaker 3>That that's amazing. Let me ask you this. You know

1053
00:51:13.920 --> 00:51:16.480
<v Speaker 3>here in Colorado we copy a lot of stuff like

1054
00:51:16.559 --> 00:51:19.719
<v Speaker 3>your emissions, although thank god that's gone now. But I

1055
00:51:19.840 --> 00:51:22.159
<v Speaker 3>want to ask you this, what do you actually think

1056
00:51:22.239 --> 00:51:25.079
<v Speaker 3>of this CAP? Is it corrupt? Is it good for

1057
00:51:25.239 --> 00:51:28.719
<v Speaker 3>the consumer? I mean, what are your thoughts about it?

1058
00:51:28.840 --> 00:51:31.519
<v Speaker 3>And this has nothing to do with Craig, but what

1059
00:51:31.639 --> 00:51:33.320
<v Speaker 3>are your thoughts on this CAP program?

1060
00:51:35.719 --> 00:51:38.760
<v Speaker 22>I actually like it, to be honest with you. It's

1061
00:51:38.920 --> 00:51:43.760
<v Speaker 22>kind of helps consumers and repair facilities and situations like this.

1062
00:51:44.800 --> 00:51:47.840
<v Speaker 22>So I have no complaints about it. I'm happy it's there.

1063
00:51:49.360 --> 00:51:52.199
<v Speaker 22>It's also a guideline for a certain kind of feed

1064
00:51:52.320 --> 00:51:55.719
<v Speaker 22>that you can charge sports consumer. It's a certain kind of.

1065
00:51:55.719 --> 00:51:57.559
<v Speaker 3>Guideline or like storage or whatever.

1066
00:51:58.679 --> 00:52:03.920
<v Speaker 22>Yes, it also protects the repair facilities. Again, basically false

1067
00:52:04.000 --> 00:52:07.760
<v Speaker 22>claim in like this situation. So at no point the

1068
00:52:07.880 --> 00:52:11.079
<v Speaker 22>bar or the Bureau of Automotive states that got it.

1069
00:52:11.639 --> 00:52:14.480
<v Speaker 22>I'm responsible for the rental. That's one percent up to you.

1070
00:52:15.039 --> 00:52:17.480
<v Speaker 3>Yeah, that's that's very curious, and I'm glad you kind

1071
00:52:17.519 --> 00:52:20.440
<v Speaker 3>of jumped to that. I don't know why he would

1072
00:52:20.519 --> 00:52:23.480
<v Speaker 3>think you would be responsible for the rental. Now, the

1073
00:52:23.719 --> 00:52:27.079
<v Speaker 3>argument he makes is that you said you couldn't get

1074
00:52:27.119 --> 00:52:30.159
<v Speaker 3>the radiator or whatever part it was. I'm not quite

1075
00:52:30.239 --> 00:52:33.360
<v Speaker 3>sure what it was, but he found it instantly and

1076
00:52:33.440 --> 00:52:35.679
<v Speaker 3>he thinks you were kind of lying about it. Is

1077
00:52:35.800 --> 00:52:40.039
<v Speaker 3>why he thinks you're cupable or should pay some of that. Uh,

1078
00:52:40.800 --> 00:52:41.119
<v Speaker 3>I guess.

1079
00:52:42.199 --> 00:52:42.960
<v Speaker 22>Bit of a story.

1080
00:52:43.360 --> 00:52:43.559
<v Speaker 13>Sure.

1081
00:52:44.679 --> 00:52:47.400
<v Speaker 22>Once the car came in and I was obviously leaking

1082
00:52:47.480 --> 00:52:51.440
<v Speaker 22>coolant and he was overheating, I took it to get

1083
00:52:51.519 --> 00:52:54.239
<v Speaker 22>the car. We run a full diagnostic as much as

1084
00:52:54.320 --> 00:52:54.639
<v Speaker 22>we could.

1085
00:52:55.320 --> 00:52:56.639
<v Speaker 13>I called him. I let him know.

1086
00:52:56.760 --> 00:52:59.480
<v Speaker 22>Listen, I don't know what your other shop did, but

1087
00:52:59.679 --> 00:53:02.719
<v Speaker 22>have the things that you were charged for. I do

1088
00:53:02.880 --> 00:53:06.119
<v Speaker 22>not see them being marked on. So they had charged

1089
00:53:06.159 --> 00:53:11.039
<v Speaker 22>them for seals and gaskets, but none of those gaskets

1090
00:53:11.079 --> 00:53:12.159
<v Speaker 22>wore the issue.

1091
00:53:11.880 --> 00:53:12.599
<v Speaker 13>That the car had.

1092
00:53:13.119 --> 00:53:16.000
<v Speaker 3>Okay, so they sold them. They sold them stuff either

1093
00:53:16.159 --> 00:53:18.920
<v Speaker 3>that he didn't need. They might have thought he needed it.

1094
00:53:19.039 --> 00:53:21.440
<v Speaker 3>I don't know if it was done nefariously or not,

1095
00:53:21.840 --> 00:53:24.199
<v Speaker 3>but they sold him stuff that wasn't needed.

1096
00:53:24.880 --> 00:53:27.719
<v Speaker 22>That I'm not sure, because that's what I was trying

1097
00:53:27.760 --> 00:53:28.400
<v Speaker 22>to figure out.

1098
00:53:28.559 --> 00:53:29.880
<v Speaker 3>Yeah, because on the.

1099
00:53:30.199 --> 00:53:33.559
<v Speaker 22>Voids from the previous shop, it does not say why

1100
00:53:33.920 --> 00:53:36.199
<v Speaker 22>or what did they diagnosed what was.

1101
00:53:36.280 --> 00:53:38.480
<v Speaker 3>Wrong with it? By the way, why was it leaking?

1102
00:53:38.599 --> 00:53:39.639
<v Speaker 3>Cooling and overheating?

1103
00:53:41.239 --> 00:53:44.079
<v Speaker 22>So it was overheating mainly because the water pump wasn't

1104
00:53:44.119 --> 00:53:48.079
<v Speaker 22>able to circulate any water. And the second reason is,

1105
00:53:48.280 --> 00:53:50.960
<v Speaker 22>at one point, I'm pretty sure the tempers that got

1106
00:53:51.079 --> 00:53:55.559
<v Speaker 22>stuck close overload of pressure and because the radiator is

1107
00:53:55.639 --> 00:53:59.679
<v Speaker 22>partially plastic and aluminum. Yeah, the plastic, so it was

1108
00:53:59.760 --> 00:54:00.960
<v Speaker 22>just breaking water out.

1109
00:54:01.159 --> 00:54:03.800
<v Speaker 3>Yeah, I get it. So you you you basically fixed

1110
00:54:03.840 --> 00:54:07.719
<v Speaker 3>it for about thirteen thousand, Is that correct? That is correct,

1111
00:54:07.760 --> 00:54:09.199
<v Speaker 3>and he approved.

1112
00:54:08.719 --> 00:54:09.199
<v Speaker 8>All of that.

1113
00:54:10.760 --> 00:54:13.639
<v Speaker 22>Well, initially he followed the complaint that he didn't approve,

1114
00:54:13.719 --> 00:54:18.280
<v Speaker 22>but there is multiple emails him asking of the final invoice.

1115
00:54:18.559 --> 00:54:18.840
<v Speaker 13>Got it.

1116
00:54:18.960 --> 00:54:20.880
<v Speaker 22>Oh there's that?

1117
00:54:21.199 --> 00:54:25.199
<v Speaker 3>So CAP actually CAP actually got involved in this, and

1118
00:54:25.400 --> 00:54:27.599
<v Speaker 3>they do they make a ruling or what?

1119
00:54:27.880 --> 00:54:27.920
<v Speaker 13>What?

1120
00:54:28.159 --> 00:54:31.400
<v Speaker 3>What did their investigate? Fine that you did nothing wrong?

1121
00:54:32.639 --> 00:54:33.039
<v Speaker 22>Exactly?

1122
00:54:33.119 --> 00:54:34.559
<v Speaker 13>They closed the complaint, got it.

1123
00:54:34.760 --> 00:54:40.199
<v Speaker 22>They compacted him after they compacted me, and he says

1124
00:54:40.239 --> 00:54:42.920
<v Speaker 22>the car's been here here in a year, but actually

1125
00:54:43.159 --> 00:54:45.679
<v Speaker 22>the car has been ready for four months. And I

1126
00:54:45.800 --> 00:54:49.960
<v Speaker 22>have multiple text messages from him, got it, letting him know, Hey, listen,

1127
00:54:50.039 --> 00:54:51.480
<v Speaker 22>when do you want to come pick up the car?

1128
00:54:51.599 --> 00:54:53.280
<v Speaker 3>You know I'm going to tell him listen. I don't

1129
00:54:53.280 --> 00:54:55.639
<v Speaker 3>even know need to go any further on this. I

1130
00:54:55.840 --> 00:54:58.320
<v Speaker 3>love the fact you guys do have this CAP program.

1131
00:54:58.719 --> 00:55:01.039
<v Speaker 3>If they closed it, I I have no idea why

1132
00:55:01.119 --> 00:55:03.880
<v Speaker 3>he thinks you owe him for the rental, especially after

1133
00:55:04.000 --> 00:55:06.760
<v Speaker 3>telling me the vehicle was done four months ago. So

1134
00:55:06.920 --> 00:55:08.920
<v Speaker 3>we'll get him back on We'll tell him that if

1135
00:55:08.960 --> 00:55:11.480
<v Speaker 3>he does take you a small claims court, I would

1136
00:55:11.519 --> 00:55:14.679
<v Speaker 3>assume the judge or the magistrate's going to look at

1137
00:55:14.719 --> 00:55:17.880
<v Speaker 3>the CAP report when you bring it and probably rule

1138
00:55:17.920 --> 00:55:20.519
<v Speaker 3>in your favor that you don't owe him any kind

1139
00:55:20.559 --> 00:55:23.079
<v Speaker 3>of stories. And I don't know why. I don't know

1140
00:55:23.119 --> 00:55:25.519
<v Speaker 3>why he thinks. I don't care what state you're in.

1141
00:55:26.159 --> 00:55:28.679
<v Speaker 3>I don't know of any place where you drop your

1142
00:55:28.800 --> 00:55:31.679
<v Speaker 3>car off and they give you a rental car for free.

1143
00:55:31.800 --> 00:55:34.840
<v Speaker 3>I mean that would I just you never hear of that.

1144
00:55:35.199 --> 00:55:38.159
<v Speaker 3>If it's under warranty, companies can be nice and do it.

1145
00:55:39.239 --> 00:55:40.360
<v Speaker 13>No, that's actually a thing.

1146
00:55:40.480 --> 00:55:43.719
<v Speaker 22>We do provide rentals if you're going through insurance. And

1147
00:55:43.960 --> 00:55:47.039
<v Speaker 22>if you don't have rental and you're still going through

1148
00:55:47.119 --> 00:55:50.079
<v Speaker 22>insurance my shop, we provide loaners. We give you a

1149
00:55:50.159 --> 00:55:54.440
<v Speaker 22>free car to drive. Wow, that only applies when it's

1150
00:55:54.480 --> 00:55:55.960
<v Speaker 22>an insurance claim involved.

1151
00:55:56.119 --> 00:55:56.519
<v Speaker 13>Got it now?

1152
00:55:56.599 --> 00:55:59.760
<v Speaker 22>When he said he found the parts quickly, Yeah, that's right,

1153
00:56:00.239 --> 00:56:02.679
<v Speaker 22>he found the part. So we just also, I have

1154
00:56:02.840 --> 00:56:05.760
<v Speaker 22>proved conversation of this. I only have an account set

1155
00:56:05.880 --> 00:56:10.159
<v Speaker 22>up with Rosnock, Rose, Roys and Bentley. Yeah, this part

1156
00:56:10.480 --> 00:56:13.159
<v Speaker 22>is on back order. They do not make it anymore.

1157
00:56:13.480 --> 00:56:16.280
<v Speaker 22>This car was only produced in ninety eight.

1158
00:56:16.400 --> 00:56:17.280
<v Speaker 3>Where did he find it?

1159
00:56:18.760 --> 00:56:24.719
<v Speaker 22>He found basically custom radiator, all aluminum, custom radiator.

1160
00:56:25.199 --> 00:56:25.480
<v Speaker 13>Got it?

1161
00:56:25.519 --> 00:56:28.920
<v Speaker 22>I supposed to it's not plug and play. We had

1162
00:56:29.000 --> 00:56:32.280
<v Speaker 22>to modify bracket for it to sit properly. We had

1163
00:56:32.360 --> 00:56:32.960
<v Speaker 22>to modify.

1164
00:56:33.239 --> 00:56:35.360
<v Speaker 3>Is that what you ended up doing was using the

1165
00:56:35.440 --> 00:56:39.280
<v Speaker 3>one that he found, Yes, and you had to modify

1166
00:56:39.360 --> 00:56:41.519
<v Speaker 3>it to use it. Hey, man, Alex, I get it

1167
00:56:41.599 --> 00:56:44.079
<v Speaker 3>one hundred percent. I got you back on hold. I

1168
00:56:44.199 --> 00:56:47.599
<v Speaker 3>really do appreciate you coming on and we'll we'll catch

1169
00:56:47.719 --> 00:56:50.760
<v Speaker 3>up with him a little later in the hour. But

1170
00:56:50.840 --> 00:56:52.679
<v Speaker 3>I do I love when business has come on and

1171
00:56:52.760 --> 00:56:55.559
<v Speaker 3>at least shed light on the other side of the story.

1172
00:56:55.880 --> 00:56:58.079
<v Speaker 3>What do you guys think? I think he sounds pretty

1173
00:56:58.119 --> 00:57:01.440
<v Speaker 3>straight up, and even just talking to Craig, I was

1174
00:57:01.480 --> 00:57:04.199
<v Speaker 3>sitting there scratching my head, going, why wouldn't you just

1175
00:57:04.280 --> 00:57:06.599
<v Speaker 3>pick it up if you weren't happy with this? And

1176
00:57:06.840 --> 00:57:10.440
<v Speaker 3>Craig never offered the information. This was the part these

1177
00:57:10.480 --> 00:57:11.599
<v Speaker 3>guys had to modify.

1178
00:57:12.559 --> 00:57:14.519
<v Speaker 6>Yeah, I think you know what really struck me what

1179
00:57:14.719 --> 00:57:16.800
<v Speaker 6>this gentleman's call is that he said the car has

1180
00:57:16.840 --> 00:57:18.920
<v Speaker 6>been ready for months and months months.

1181
00:57:19.039 --> 00:57:21.559
<v Speaker 3>Yeah. Yeah, And it doesn't sound like Craig is being

1182
00:57:21.679 --> 00:57:25.079
<v Speaker 3>charged storage or anything. Nobody applied for a title to

1183
00:57:25.159 --> 00:57:26.920
<v Speaker 3>his car as a band. What were you going to say?

1184
00:57:28.119 --> 00:57:30.320
<v Speaker 5>I was just gonna say I thought Alex sound or

1185
00:57:30.440 --> 00:57:34.320
<v Speaker 5>Alex pardon me sounded legit and stand up and yeah.

1186
00:57:34.159 --> 00:57:36.360
<v Speaker 3>Well hopefully we can talk back. And I'd be curious

1187
00:57:36.400 --> 00:57:38.199
<v Speaker 3>if he does take him to court with the outcome

1188
00:57:38.320 --> 00:57:42.360
<v Speaker 3>is Jennifer, Sean Martin, Nnette, everybody hold tight, a lot

1189
00:57:42.480 --> 00:57:47.280
<v Speaker 3>coming up, Go.

1190
00:57:47.400 --> 00:57:51.000
<v Speaker 12>With a sure thing Denver's best roofer Excel Roofing dot com.

1191
00:57:51.159 --> 00:57:53.159
<v Speaker 16>You don't pay a cent until you're content.

1192
00:57:56.559 --> 00:57:59.119
<v Speaker 12>Time for an insurance check up free, no obligation in

1193
00:57:59.159 --> 00:58:03.039
<v Speaker 12>comparison all Compass insurance paying too much your coverage at

1194
00:58:03.079 --> 00:58:05.800
<v Speaker 12>dozens of insurance companies find out now three oh three

1195
00:58:05.960 --> 00:58:08.519
<v Speaker 12>seven seven to one help. You'll think you're his only

1196
00:58:08.639 --> 00:58:11.079
<v Speaker 12>customer when you choose Frank durand the real estate Man

1197
00:58:11.159 --> 00:58:14.559
<v Speaker 12>dot com to list your home with Remax Alliance three

1198
00:58:14.639 --> 00:58:16.679
<v Speaker 12>oh three nine two zero sixteen twenty two.

1199
00:58:19.639 --> 00:58:22.079
<v Speaker 3>All right, three O three seven one three A two

1200
00:58:22.199 --> 00:58:24.079
<v Speaker 3>five five. We've got a lot cooking, and n ie

1201
00:58:24.119 --> 00:58:25.920
<v Speaker 3>mean a lot. I do want to talk to Joe

1202
00:58:26.000 --> 00:58:29.400
<v Speaker 3>Keano real quick. Joe, you know we talk about retirement

1203
00:58:29.519 --> 00:58:33.199
<v Speaker 3>all the time. Stock markets up right now? Is it

1204
00:58:33.320 --> 00:58:34.559
<v Speaker 3>gonna stay up? What do you think?

1205
00:58:34.800 --> 00:58:34.960
<v Speaker 13>You know?

1206
00:58:35.119 --> 00:58:37.800
<v Speaker 3>What goes up? Must come down. I know it's crazy.

1207
00:58:37.960 --> 00:58:40.000
<v Speaker 3>I mean, you know right now the market and the

1208
00:58:40.079 --> 00:58:43.239
<v Speaker 3>economy is very volatile. Yes it is. We're looking for

1209
00:58:43.760 --> 00:58:46.000
<v Speaker 3>is safety is his mic on. I think we got

1210
00:58:46.079 --> 00:58:49.039
<v Speaker 3>to start over there. Joe, go ahead, Joe, No, no, no,

1211
00:58:49.199 --> 00:58:50.880
<v Speaker 3>that's fine. You know I have a stock market. It

1212
00:58:50.960 --> 00:58:52.119
<v Speaker 3>goes up in the coast.

1213
00:58:52.480 --> 00:58:52.559
<v Speaker 13>You know.

1214
00:58:52.679 --> 00:58:56.719
<v Speaker 3>The economy's crazy. It is crazy, you know. So people

1215
00:58:56.920 --> 00:59:00.880
<v Speaker 3>need Every time they say tear safety, every every time

1216
00:59:00.960 --> 00:59:03.639
<v Speaker 3>they say teris, the stock market drops. Absolutely. We have

1217
00:59:03.719 --> 00:59:04.280
<v Speaker 3>no control.

1218
00:59:04.320 --> 00:59:07.880
<v Speaker 23>I think people are finally understanding that they want to

1219
00:59:07.920 --> 00:59:10.000
<v Speaker 23>have control of their money. Yeah, and they want to

1220
00:59:10.039 --> 00:59:13.960
<v Speaker 23>have control of their future, control of their retirement basically,

1221
00:59:14.079 --> 00:59:16.000
<v Speaker 23>so they don't see people don't want to lose money.

1222
00:59:16.079 --> 00:59:16.280
<v Speaker 13>Mark.

1223
00:59:16.360 --> 00:59:19.519
<v Speaker 3>But what's really nice about some of the products you sell,

1224
00:59:19.639 --> 00:59:23.119
<v Speaker 3>some of the annuities you sell. The growth on them

1225
00:59:23.800 --> 00:59:26.559
<v Speaker 3>is way more than I ever thought. If people get

1226
00:59:26.639 --> 00:59:29.400
<v Speaker 3>into these, and people like Doc get into them right

1227
00:59:29.440 --> 00:59:32.119
<v Speaker 3>as they retire, maybe they sell their house or downside

1228
00:59:32.159 --> 00:59:34.199
<v Speaker 3>and they get into it. But a lot of people

1229
00:59:34.320 --> 00:59:36.559
<v Speaker 3>might buy an annuity like around my age, in their

1230
00:59:36.639 --> 00:59:40.000
<v Speaker 3>fifties and they don't realize we did one. The other day.

1231
00:59:40.119 --> 00:59:42.719
<v Speaker 3>We were punching numbers for somebody for the other show,

1232
00:59:43.119 --> 00:59:47.159
<v Speaker 3>and it was a million dollar a million dollar annuity

1233
00:59:47.719 --> 00:59:51.280
<v Speaker 3>at the age of fifty, and by the time they

1234
00:59:51.320 --> 00:59:54.119
<v Speaker 3>were seventy, they had close to a half a million

1235
00:59:54.239 --> 00:59:57.519
<v Speaker 3>dollars a year coming in till the day they died

1236
00:59:57.639 --> 01:00:02.079
<v Speaker 3>every year exactly. Yeah, within within two I think it

1237
01:00:02.239 --> 01:00:04.480
<v Speaker 3>was within two and a half years, they made back

1238
01:00:05.000 --> 01:00:07.559
<v Speaker 3>their initial part. Listen to this. I'm not kidding it.

1239
01:00:07.679 --> 01:00:11.559
<v Speaker 3>I'm not kidding over over, I think it was four

1240
01:00:11.639 --> 01:00:14.239
<v Speaker 3>hundred and fifty thousand dollars a year till the day

1241
01:00:14.280 --> 01:00:19.480
<v Speaker 3>they died. Then, Dmitri, if they couldn't cook for themselves

1242
01:00:19.599 --> 01:00:23.119
<v Speaker 3>or dress for themselves, it doubles. They'd be looking at

1243
01:00:23.320 --> 01:00:27.599
<v Speaker 3>nine hundred thousand dollars a year for that payout. Now, granted,

1244
01:00:27.679 --> 01:00:31.719
<v Speaker 3>that's a million dollars at the age of fifty and

1245
01:00:32.119 --> 01:00:34.480
<v Speaker 3>at the age of maybe it was seventy doins I

1246
01:00:34.519 --> 01:00:37.239
<v Speaker 3>think it was seventy or I forget what, ay five,

1247
01:00:37.320 --> 01:00:40.800
<v Speaker 3>but it was four hundred and fifty thousand dollars a

1248
01:00:40.960 --> 01:00:43.360
<v Speaker 3>year till the day they died. D that was it.

1249
01:00:43.719 --> 01:00:46.840
<v Speaker 6>That's really I mean, that's really fascinating. I can't imagine

1250
01:00:46.880 --> 01:00:49.119
<v Speaker 6>what insurance company would take a risk like that.

1251
01:00:50.039 --> 01:00:52.719
<v Speaker 23>Well, they're not taking a risk, Dmitry. You know what

1252
01:00:52.800 --> 01:00:55.920
<v Speaker 23>they're doing is they're investing them money themselves. Sure, but

1253
01:00:56.079 --> 01:00:59.480
<v Speaker 23>so you're not attached to nowached to I yeah, so

1254
01:01:00.639 --> 01:01:04.199
<v Speaker 23>Cinal's companies they have longevity credits. So it's going to

1255
01:01:04.280 --> 01:01:07.480
<v Speaker 23>hurt to explain. But I mean when people live long

1256
01:01:08.159 --> 01:01:11.800
<v Speaker 23>they win. Yeah, okay, so the people that actually die,

1257
01:01:12.880 --> 01:01:16.320
<v Speaker 23>the people that are living longer, they get longevity credits.

1258
01:01:16.719 --> 01:01:20.800
<v Speaker 3>So they're able to afford to give out the money.

1259
01:01:21.360 --> 01:01:26.199
<v Speaker 3>Well like mine is with AIG, which is not going away, right, okay, right,

1260
01:01:26.360 --> 01:01:28.639
<v Speaker 3>I mean these things are pretty much guaranteeing. In fact,

1261
01:01:28.920 --> 01:01:31.239
<v Speaker 3>the one and here's the other thing to meetri the

1262
01:01:31.280 --> 01:01:34.199
<v Speaker 3>part we didn't say about that that million dollars, we

1263
01:01:34.280 --> 01:01:36.920
<v Speaker 3>should run that again. Maybe it was at age forty.

1264
01:01:36.960 --> 01:01:39.239
<v Speaker 3>I don't it was either at forty or fifty. Did that?

1265
01:01:39.440 --> 01:01:42.119
<v Speaker 3>So he's coming in, will be a next hour. So

1266
01:01:42.280 --> 01:01:45.199
<v Speaker 3>but here's the interesting part. The minute you buy that,

1267
01:01:45.519 --> 01:01:48.159
<v Speaker 3>it's not worth a million anymore. It's worth one million,

1268
01:01:48.280 --> 01:01:50.920
<v Speaker 3>one hundred and fifty thousand, because you get that one

1269
01:01:51.000 --> 01:01:54.559
<v Speaker 3>hundred and fifty thousand dollars bonus instantly, they want the

1270
01:01:54.719 --> 01:01:58.239
<v Speaker 3>growth starts right there that day, and then when you

1271
01:01:58.400 --> 01:02:01.559
<v Speaker 3>pull the trigger, that's when you get that guaranteed money,

1272
01:02:01.599 --> 01:02:04.239
<v Speaker 3>and you also get that other benefit of long term care,

1273
01:02:04.559 --> 01:02:07.920
<v Speaker 3>which doubles it. So, so Joe, can this Can this

1274
01:02:08.039 --> 01:02:12.239
<v Speaker 3>annuity be used as collateral for a loan? So matures.

1275
01:02:12.559 --> 01:02:14.840
<v Speaker 6>So let's say a guy puts in a million dollars

1276
01:02:15.039 --> 01:02:19.239
<v Speaker 6>at age fifty, like right just described, and instead of

1277
01:02:19.400 --> 01:02:22.760
<v Speaker 6>losing any utility of this money, could he then use

1278
01:02:22.840 --> 01:02:25.719
<v Speaker 6>it to purchase a house or take or withdraw cash

1279
01:02:25.760 --> 01:02:28.400
<v Speaker 6>from some kind of a loan against this annuity.

1280
01:02:28.119 --> 01:02:31.079
<v Speaker 3>Not a not a loan. They can take a withdrawal

1281
01:02:31.400 --> 01:02:33.519
<v Speaker 3>every year, they can put it back. They can put

1282
01:02:33.519 --> 01:02:36.199
<v Speaker 3>it back in if they want to roll. In the

1283
01:02:36.320 --> 01:02:40.199
<v Speaker 3>scenario we're talking about, they could take out a minimum

1284
01:02:40.400 --> 01:02:43.679
<v Speaker 3>minimum one hundred thousand dollars a year ten percent yeap

1285
01:02:43.840 --> 01:02:46.519
<v Speaker 3>up to ten percent without a penalty yep. And then

1286
01:02:46.599 --> 01:02:48.719
<v Speaker 3>if you die, because a lot of people are thinking

1287
01:02:48.800 --> 01:02:52.320
<v Speaker 3>of the old annuities, d let's say you die, Yeah,

1288
01:02:52.480 --> 01:02:55.760
<v Speaker 3>you had this annuity for twenty five years and you're

1289
01:02:55.840 --> 01:02:59.239
<v Speaker 3>thinking or retiring and going to that money and you croak. Yeah,

1290
01:03:00.000 --> 01:03:03.360
<v Speaker 3>the value of that account, the entire value, not just

1291
01:03:03.480 --> 01:03:07.000
<v Speaker 3>the initial amount, not just the principle. The entire value

1292
01:03:07.360 --> 01:03:10.760
<v Speaker 3>goes to whoever your beneficiary is. That's not like you're losing.

1293
01:03:11.559 --> 01:03:12.400
<v Speaker 3>As a matter of fact.

1294
01:03:12.599 --> 01:03:15.719
<v Speaker 23>You know, we had a client last week that wanted

1295
01:03:15.760 --> 01:03:19.159
<v Speaker 23>to get a loan, and she said, could you please

1296
01:03:19.239 --> 01:03:21.599
<v Speaker 23>send me the statements of my annuity?

1297
01:03:21.840 --> 01:03:24.079
<v Speaker 3>She had no idea, She had no idea.

1298
01:03:24.159 --> 01:03:26.880
<v Speaker 23>But the thing is though, she wanted to have proof

1299
01:03:27.320 --> 01:03:30.800
<v Speaker 23>that the annuity was growing so that the bank could

1300
01:03:30.840 --> 01:03:31.599
<v Speaker 23>give her the loan.

1301
01:03:31.760 --> 01:03:34.119
<v Speaker 3>Did she get it? She got it, yeah, I mean

1302
01:03:34.159 --> 01:03:35.360
<v Speaker 3>it's a fantastic.

1303
01:03:36.559 --> 01:03:39.480
<v Speaker 6>In the scenario you just described, this annuity was being

1304
01:03:39.559 --> 01:03:42.280
<v Speaker 6>used as collateral for a bank loan for a better bank.

1305
01:03:42.320 --> 01:03:45.360
<v Speaker 6>That's related to this abstraction, that is right, And what

1306
01:03:45.760 --> 01:03:49.480
<v Speaker 6>percentage of this annuity value is available in the form

1307
01:03:49.559 --> 01:03:51.199
<v Speaker 6>of a loan from an unrelated bank.

1308
01:03:51.679 --> 01:03:54.400
<v Speaker 3>So in your case, we just discussed a million dollars.

1309
01:03:54.239 --> 01:03:57.199
<v Speaker 23>So whatever the value of the annuity is, Yeah, after

1310
01:03:57.360 --> 01:04:00.480
<v Speaker 23>twenty thirty years, that million bucks is probably worth whatever

1311
01:04:00.719 --> 01:04:02.239
<v Speaker 23>five million or whatever it is.

1312
01:04:02.400 --> 01:04:04.360
<v Speaker 7>You know, we have to surrender value that you would

1313
01:04:04.480 --> 01:04:07.639
<v Speaker 7>use the surrender value, yeah, not the actual value. The

1314
01:04:07.719 --> 01:04:09.800
<v Speaker 7>surrender value is right, Yeah, so you have to take

1315
01:04:09.840 --> 01:04:11.880
<v Speaker 7>that into account exactly now.

1316
01:04:12.000 --> 01:04:14.400
<v Speaker 3>Listen, listen. We're going to be talking more about that

1317
01:04:14.599 --> 01:04:17.840
<v Speaker 3>in the hours to come. But any questions, anytime Joe's on,

1318
01:04:17.920 --> 01:04:20.480
<v Speaker 3>I always say this, any naysayers, it's simple as this.

1319
01:04:20.960 --> 01:04:23.159
<v Speaker 3>You call them up. You go to their website, my

1320
01:04:23.280 --> 01:04:26.320
<v Speaker 3>Moneymway dot com, their phone numbers there. I'll give it out.

1321
01:04:26.519 --> 01:04:28.880
<v Speaker 3>But call up, say I'm forty years old, I'm fifty

1322
01:04:28.960 --> 01:04:31.519
<v Speaker 3>years old. If I do a fifty thousand dollars annuity,

1323
01:04:31.800 --> 01:04:35.599
<v Speaker 3>what's my guaranteed money every month when I retire? Ask

1324
01:04:35.719 --> 01:04:36.280
<v Speaker 3>the question.

1325
01:04:37.039 --> 01:04:37.440
<v Speaker 12>Ask it.

1326
01:04:38.119 --> 01:04:41.119
<v Speaker 3>It's guaranteed. It can't go down, you can't lose it.

1327
01:04:41.559 --> 01:04:44.159
<v Speaker 3>And never put all your eggs in one basket. My god,

1328
01:04:44.239 --> 01:04:46.800
<v Speaker 3>I would never say that, but think about it. You're

1329
01:04:46.880 --> 01:04:49.519
<v Speaker 3>always going to have your mortgage payment, you're always going

1330
01:04:49.599 --> 01:04:51.920
<v Speaker 3>to have your rent payment, You're always going to have

1331
01:04:52.199 --> 01:04:56.360
<v Speaker 3>whatever you're doing the annuity for. It's guaranteed money you'll

1332
01:04:56.480 --> 01:04:59.320
<v Speaker 3>always have till the day you die. Now a net

1333
01:04:59.440 --> 01:05:04.039
<v Speaker 3>I promise you're coming up next Martin, Sean Jennifer year

1334
01:05:04.119 --> 01:05:08.760
<v Speaker 3>after that, everybody hold tight. This is the Troubleshooter Network.

1335
01:05:13.760 --> 01:05:17.039
<v Speaker 12>Go with a sure thing. Denver's Best roofer Excel roofing

1336
01:05:17.119 --> 01:05:19.840
<v Speaker 12>dot com. You don't pay a cent until you're contenth

1337
01:05:21.360 --> 01:05:26.320
<v Speaker 12>wait time for an insurance checkup free, no obligation. In comparison,

1338
01:05:26.480 --> 01:05:30.000
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

1339
01:05:30.039 --> 01:05:32.760
<v Speaker 12>of insurance companies find out now three oh three seven

1340
01:05:32.800 --> 01:05:35.119
<v Speaker 12>to seven to one help. You'll think you're his only

1341
01:05:35.239 --> 01:05:37.639
<v Speaker 12>customer when you choose Frank durand the real estate Man

1342
01:05:37.760 --> 01:05:41.159
<v Speaker 12>dot com to list your home with Remax Alliance three

1343
01:05:41.199 --> 01:05:43.280
<v Speaker 12>oh three nine two zero sixteen twenty two.

1344
01:05:52.159 --> 01:05:54.880
<v Speaker 3>All right, three oh three seven one three eight two

1345
01:05:55.039 --> 01:05:57.800
<v Speaker 3>five five. We've got a lot cooking right now and

1346
01:05:57.880 --> 01:06:00.880
<v Speaker 3>net's been holding the longest to NET from North Carolina.

1347
01:06:00.960 --> 01:06:01.440
<v Speaker 3>What's going on?

1348
01:06:02.960 --> 01:06:04.880
<v Speaker 4>Yes, a lot.

1349
01:06:06.039 --> 01:06:09.719
<v Speaker 24>I get a direct deposit onto a depret card that

1350
01:06:09.840 --> 01:06:15.599
<v Speaker 24>was issued by the United States government. And every every

1351
01:06:15.639 --> 01:06:20.280
<v Speaker 24>few months there's a problem with the cars. Uh, I

1352
01:06:20.360 --> 01:06:23.079
<v Speaker 24>can't get the money off the card or they change

1353
01:06:23.119 --> 01:06:25.559
<v Speaker 24>the car. Don't let us know that they change the car.

1354
01:06:26.639 --> 01:06:28.840
<v Speaker 13>The car somewhere I supposed to be in the mill.

1355
01:06:29.519 --> 01:06:31.880
<v Speaker 3>Hell you now, what's the subsidy based on? Is it

1356
01:06:32.039 --> 01:06:32.599
<v Speaker 3>like snap?

1357
01:06:32.679 --> 01:06:33.079
<v Speaker 25>What is it?

1358
01:06:34.239 --> 01:06:37.320
<v Speaker 24>It's a No, it's a direct it's called direct Express.

1359
01:06:38.079 --> 01:06:42.039
<v Speaker 24>It's a government paid. Uh uh, there's a bank called

1360
01:06:42.119 --> 01:06:44.880
<v Speaker 24>Commerce Bank that controls direct Express.

1361
01:06:45.119 --> 01:06:46.320
<v Speaker 3>What what is the money for?

1362
01:06:46.559 --> 01:06:46.679
<v Speaker 13>Though?

1363
01:06:46.719 --> 01:06:47.639
<v Speaker 3>What is the money for?

1364
01:06:48.480 --> 01:06:54.480
<v Speaker 24>It's for people with disability. It's a type payments.

1365
01:06:54.599 --> 01:06:57.519
<v Speaker 3>Got it? So it's an asset for you? Is it SSD? I?

1366
01:06:57.719 --> 01:06:58.199
<v Speaker 3>What is it for?

1367
01:06:59.039 --> 01:07:03.199
<v Speaker 13>Yes, it's with me. It's just I'm disable. Got it?

1368
01:07:03.320 --> 01:07:06.880
<v Speaker 3>And how much was the last how much monthly do

1369
01:07:07.000 --> 01:07:07.840
<v Speaker 3>you receive on that.

1370
01:07:09.679 --> 01:07:10.679
<v Speaker 24>Nast six to seven?

1371
01:07:10.920 --> 01:07:13.440
<v Speaker 3>And when was the last time you didn't get nine

1372
01:07:13.639 --> 01:07:14.519
<v Speaker 3>sixty seven?

1373
01:07:15.840 --> 01:07:17.519
<v Speaker 13>The last time with June first?

1374
01:07:17.800 --> 01:07:19.519
<v Speaker 3>And what happened on June first?

1375
01:07:21.719 --> 01:07:23.239
<v Speaker 13>Well, with June first, I.

1376
01:07:23.280 --> 01:07:25.320
<v Speaker 24>Got it, But this month I was supposed to get

1377
01:07:25.360 --> 01:07:26.320
<v Speaker 24>it and I haven't gotten it.

1378
01:07:26.599 --> 01:07:30.400
<v Speaker 3>So it's just simply and I'm sorry because I don't

1379
01:07:30.440 --> 01:07:33.159
<v Speaker 3>know the exact dates we're talking about, but so I

1380
01:07:33.360 --> 01:07:37.159
<v Speaker 3>understand right now we're July second. When do you usually

1381
01:07:37.360 --> 01:07:40.039
<v Speaker 3>get it available on that debit card on the first

1382
01:07:40.119 --> 01:07:40.760
<v Speaker 3>of each month?

1383
01:07:41.519 --> 01:07:42.280
<v Speaker 13>It's the first of.

1384
01:07:42.280 --> 01:07:45.000
<v Speaker 24>Each month, unless the first falls on a week of

1385
01:07:45.760 --> 01:07:47.639
<v Speaker 24>holiday or a weekend.

1386
01:07:47.920 --> 01:07:48.199
<v Speaker 13>Got it?

1387
01:07:48.320 --> 01:07:50.320
<v Speaker 3>Then you get it the next available day.

1388
01:07:50.960 --> 01:07:56.039
<v Speaker 24>We get it, we get the last week day before.

1389
01:07:55.880 --> 01:07:57.559
<v Speaker 5>And has it been late in the past?

1390
01:07:57.760 --> 01:07:59.920
<v Speaker 3>And it Yeah, when's the last time it was late.

1391
01:08:00.159 --> 01:08:03.960
<v Speaker 22>Yeah, just a couple of months ago it was late.

1392
01:08:04.000 --> 01:08:04.400
<v Speaker 10>It was like.

1393
01:08:05.880 --> 01:08:07.440
<v Speaker 13>About six days late.

1394
01:08:07.559 --> 01:08:08.800
<v Speaker 3>So it was always shows.

1395
01:08:08.880 --> 01:08:11.840
<v Speaker 5>But it's late, which is causing a big financial burden

1396
01:08:11.960 --> 01:08:12.199
<v Speaker 5>to you.

1397
01:08:12.800 --> 01:08:15.519
<v Speaker 13>Yes, because I have to pay all these late charges. Oh,

1398
01:08:16.399 --> 01:08:16.920
<v Speaker 13>that's off.

1399
01:08:17.000 --> 01:08:19.520
<v Speaker 24>At one point if I could off for a couple

1400
01:08:19.520 --> 01:08:21.600
<v Speaker 24>of days and I had stay in the dark because

1401
01:08:21.600 --> 01:08:22.000
<v Speaker 24>it sucks.

1402
01:08:22.239 --> 01:08:23.079
<v Speaker 13>Oh it didn't come.

1403
01:08:23.760 --> 01:08:26.720
<v Speaker 3>That sucks. Let me ask you this when you do.

1404
01:08:27.039 --> 01:08:29.640
<v Speaker 3>Let's talk about the last time it was six days late.

1405
01:08:30.039 --> 01:08:33.279
<v Speaker 3>Did you ever communicate with somebody that told you why

1406
01:08:33.399 --> 01:08:35.399
<v Speaker 3>it was late? Or you just have no idea?

1407
01:08:36.479 --> 01:08:39.479
<v Speaker 26>Oh no, because you call and you don't get nobody

1408
01:08:39.560 --> 01:08:45.199
<v Speaker 26>on the phone automatically goes to to put your own

1409
01:08:45.239 --> 01:08:46.039
<v Speaker 26>home and all.

1410
01:08:45.920 --> 01:08:49.039
<v Speaker 22>You do is listen to this harbor music, if you

1411
01:08:49.079 --> 01:08:49.640
<v Speaker 22>can call it that.

1412
01:08:49.960 --> 01:08:51.880
<v Speaker 3>How old are you and me?

1413
01:08:52.119 --> 01:08:54.760
<v Speaker 13>I'm just turned six day years old? What? What?

1414
01:08:55.000 --> 01:08:56.239
<v Speaker 3>What is your disability?

1415
01:08:57.520 --> 01:08:58.039
<v Speaker 13>Oh? I have.

1416
01:09:00.279 --> 01:09:10.760
<v Speaker 26>It find of thesis, romatory authoriers, osteo authritis, osteoterrosis, Oh,

1417
01:09:11.520 --> 01:09:12.359
<v Speaker 26>kidney disease.

1418
01:09:12.640 --> 01:09:15.079
<v Speaker 3>Lord, that's enough. You don't you don't You're depressing me

1419
01:09:15.199 --> 01:09:16.520
<v Speaker 3>at this point. That's crazy.

1420
01:09:17.079 --> 01:09:20.920
<v Speaker 22>Yeah, I'm telling you and I have difficulty of walking, and.

1421
01:09:22.560 --> 01:09:25.760
<v Speaker 24>I had fast surgeon and surgeons and get rid of it.

1422
01:09:26.000 --> 01:09:27.960
<v Speaker 3>Let me ask you something that when you get in

1423
01:09:28.079 --> 01:09:31.560
<v Speaker 3>this bind, here's what I'm afraid of, trying to figure

1424
01:09:31.600 --> 01:09:35.159
<v Speaker 3>out how you always get this check on time. I

1425
01:09:35.239 --> 01:09:37.239
<v Speaker 3>don't think it's going to matter because I think in

1426
01:09:37.319 --> 01:09:39.479
<v Speaker 3>the future it's going to be late again. I don't

1427
01:09:39.520 --> 01:09:42.560
<v Speaker 3>care what anybody tells us. Uncle Sam can barely do

1428
01:09:42.680 --> 01:09:45.159
<v Speaker 3>anything when it comes to money, right, So let let

1429
01:09:45.239 --> 01:09:47.880
<v Speaker 3>me ask you this. When you start getting late fees,

1430
01:09:47.960 --> 01:09:49.720
<v Speaker 3>give me an idea of a late fee you have

1431
01:09:49.960 --> 01:09:50.359
<v Speaker 3>right now?

1432
01:09:51.840 --> 01:09:57.720
<v Speaker 24>Oh goodness, So on one like say, rant is fifteen

1433
01:09:57.800 --> 01:09:59.039
<v Speaker 24>dollars late late fee?

1434
01:09:59.640 --> 01:10:00.840
<v Speaker 3>And does that kick in?

1435
01:10:02.000 --> 01:10:05.159
<v Speaker 13>Oh? Oh? Each you think the rent you can you

1436
01:10:05.279 --> 01:10:06.920
<v Speaker 13>have into the fifth to pay your rent.

1437
01:10:07.319 --> 01:10:09.319
<v Speaker 3>To the fifth. So long as it comes in by

1438
01:10:09.399 --> 01:10:11.880
<v Speaker 3>the fifth, you can do it. But if not, it's

1439
01:10:11.920 --> 01:10:15.119
<v Speaker 3>going to cost you that fifteen bucks exactly. Now, do

1440
01:10:15.159 --> 01:10:18.520
<v Speaker 3>you owe more than one late payment or you're all

1441
01:10:18.640 --> 01:10:19.039
<v Speaker 3>caught up?

1442
01:10:19.159 --> 01:10:19.319
<v Speaker 8>Now?

1443
01:10:20.319 --> 01:10:20.800
<v Speaker 27>Right now?

1444
01:10:21.760 --> 01:10:26.079
<v Speaker 24>Well, two bills I have as of tomorrow.

1445
01:10:25.800 --> 01:10:29.199
<v Speaker 3>I have a late see and what are how much

1446
01:10:29.239 --> 01:10:30.920
<v Speaker 3>of the late fees? As of tomorrow?

1447
01:10:31.800 --> 01:10:34.399
<v Speaker 24>One is fifteen the other one is twenty five.

1448
01:10:34.359 --> 01:10:36.319
<v Speaker 3>And what's the twenty five dollars one.

1449
01:10:37.800 --> 01:10:39.920
<v Speaker 13>That's a medical that's a medical view.

1450
01:10:40.239 --> 01:10:46.199
<v Speaker 3>And what's the fifteen dollar one that that is the

1451
01:10:46.359 --> 01:10:48.760
<v Speaker 3>light view, the light bill, and then the rent bill

1452
01:10:48.960 --> 01:10:53.359
<v Speaker 3>is another fifteen after the fifth or six. Yes, and

1453
01:10:53.520 --> 01:10:56.920
<v Speaker 3>I see this is happening all the time. So yes,

1454
01:10:57.560 --> 01:11:00.640
<v Speaker 3>if you've got to be honest with me at this point.

1455
01:11:00.760 --> 01:11:04.680
<v Speaker 3>So if I was to pay, if I was to

1456
01:11:04.800 --> 01:11:12.119
<v Speaker 3>give you fifty dollars, would that solve the problem going forward?

1457
01:11:12.279 --> 01:11:14.600
<v Speaker 3>Forget about this month? And here's what I mean by that.

1458
01:11:15.239 --> 01:11:19.680
<v Speaker 3>If we pay those late bills now, then you would

1459
01:11:19.760 --> 01:11:24.680
<v Speaker 3>always have that fifty dollars going forward to where if

1460
01:11:24.880 --> 01:11:28.439
<v Speaker 3>your card was laid again, if that deposit onto your

1461
01:11:28.960 --> 01:11:32.000
<v Speaker 3>debit card was late again, you should always have that

1462
01:11:32.239 --> 01:11:36.439
<v Speaker 3>padding to go forward. Does that make sense? Hold on

1463
01:11:36.560 --> 01:11:38.760
<v Speaker 3>a second? Three oh three seven, one, three eight, two,

1464
01:11:38.880 --> 01:11:41.920
<v Speaker 3>five to five, Martin, Jennifer, Shawn, you guys, hold on.

1465
01:11:42.039 --> 01:11:45.760
<v Speaker 3>I promise you're up next right here on the Troubleshooter Show.

1466
01:11:45.800 --> 01:11:48.439
<v Speaker 3>We got a lot cooking. Everybody, bear with us. I

1467
01:11:48.640 --> 01:11:51.560
<v Speaker 3>promised we'll get to these calls. Any questions you have,

1468
01:11:51.920 --> 01:11:53.279
<v Speaker 3>help it troubleshooter dot com.

1469
01:11:53.640 --> 01:11:56.880
<v Speaker 12>Go with a sure thing Denver's best roofer Excel Roofing

1470
01:11:57.000 --> 01:11:59.600
<v Speaker 12>dot com. You don't pay a cent until your content

1471
01:12:03.000 --> 01:12:06.159
<v Speaker 12>time for an insurance check up free, no obligation. In comparison,

1472
01:12:06.319 --> 01:12:09.840
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

1473
01:12:09.880 --> 01:12:12.600
<v Speaker 12>of insurance companies find out now three all three seven

1474
01:12:12.720 --> 01:12:15.520
<v Speaker 12>seven to one help. You'll think you're his only customer

1475
01:12:15.560 --> 01:12:17.760
<v Speaker 12>when you choose Frank durand the real estate Man dot

1476
01:12:17.840 --> 01:12:21.159
<v Speaker 12>com to list your home with Remax Alliance three all

1477
01:12:21.199 --> 01:12:23.279
<v Speaker 12>three nine two zero sixteen twenty two.

1478
01:12:28.560 --> 01:12:29.479
<v Speaker 13>Rip tough.

1479
01:12:30.840 --> 01:12:31.119
<v Speaker 7>News.

1480
01:12:33.039 --> 01:12:33.880
<v Speaker 12>So you don't have.

1481
01:12:36.079 --> 01:12:40.319
<v Speaker 21>Come run anxious as fast as we can show Shooter's

1482
01:12:40.399 --> 01:12:41.079
<v Speaker 21>gonna help.

1483
01:12:41.399 --> 01:12:44.079
<v Speaker 15>Come man, this is.

1484
01:12:44.119 --> 01:12:48.920
<v Speaker 4>The Troubleshooter Show. No Tom Martinez, Welcome.

1485
01:12:49.039 --> 01:12:51.119
<v Speaker 3>Welcome to the only show of it's kind. We're here

1486
01:12:51.159 --> 01:12:54.439
<v Speaker 3>to solve problems, answer questions, take complaints, try to make

1487
01:12:54.479 --> 01:12:56.840
<v Speaker 3>your life a little bit better. You find yourself in

1488
01:12:56.920 --> 01:12:59.239
<v Speaker 3>a bind. We've got people at referral list dot com

1489
01:12:59.560 --> 01:13:04.479
<v Speaker 3>include attorneys, contractors, you pretty much name it, professionals, stores

1490
01:13:04.880 --> 01:13:08.159
<v Speaker 3>that are here to help you. We love what we do.

1491
01:13:08.399 --> 01:13:12.039
<v Speaker 3>We've recovered over three hundred million dollars in cash, merchandise

1492
01:13:12.119 --> 01:13:16.119
<v Speaker 3>exchanges refunds directly due to this show over the years.

1493
01:13:16.680 --> 01:13:19.119
<v Speaker 3>Three oh three Martinos a phone number. Make sure you

1494
01:13:19.199 --> 01:13:21.960
<v Speaker 3>tell your friends, your family if they need help. We

1495
01:13:22.079 --> 01:13:24.640
<v Speaker 3>want to hear from them, three oh three Martino and

1496
01:13:24.760 --> 01:13:26.720
<v Speaker 3>that number works on or off the air. You can

1497
01:13:26.760 --> 01:13:30.279
<v Speaker 3>also email us at any time at help at troubleshooter

1498
01:13:30.399 --> 01:13:33.399
<v Speaker 3>dot com. Now we were talking to a Net last hour.

1499
01:13:33.439 --> 01:13:34.800
<v Speaker 3>I'm going to bring her back up and we're going

1500
01:13:34.880 --> 01:13:36.800
<v Speaker 3>to finish up with her real quick, and we're gonna

1501
01:13:36.840 --> 01:13:39.439
<v Speaker 3>move on to Jennifer. She's got a problem with the

1502
01:13:39.600 --> 01:13:44.079
<v Speaker 3>four deal dealership in Pueblo. And then Sean has an

1503
01:13:44.119 --> 01:13:47.920
<v Speaker 3>issue with Neo Orthodonics. We used to actually do advertising

1504
01:13:48.479 --> 01:13:51.479
<v Speaker 3>for Neo, like I want to say, ten years ago,

1505
01:13:51.640 --> 01:13:54.279
<v Speaker 3>maybe even longer. And then Martin's got a problem with

1506
01:13:54.359 --> 01:13:58.359
<v Speaker 3>Appliance Factory Outlet. We get that call quite a bit.

1507
01:13:58.760 --> 01:14:00.760
<v Speaker 3>It seems to be a little less than it used

1508
01:14:00.800 --> 01:14:03.680
<v Speaker 3>to be. But I have definitely had the Appliance Factory

1509
01:14:03.760 --> 01:14:07.119
<v Speaker 3>Outlet call before and it's usually about their warranty sucks.

1510
01:14:07.439 --> 01:14:09.399
<v Speaker 3>We're gonna dig into that. But a Net, here's the

1511
01:14:09.439 --> 01:14:12.319
<v Speaker 3>bottom line, and let me just recap. And that's got

1512
01:14:12.359 --> 01:14:15.880
<v Speaker 3>a problem. She's on SSDI. She's got every ailment you

1513
01:14:15.960 --> 01:14:20.680
<v Speaker 3>can imagine, And basically, she's supposed to get about nine

1514
01:14:20.800 --> 01:14:23.119
<v Speaker 3>hundred dollars to one thousand dollars on the first of

1515
01:14:23.239 --> 01:14:27.840
<v Speaker 3>every month through SSDI. They basically load up her debit card.

1516
01:14:28.199 --> 01:14:31.600
<v Speaker 3>A lot of times it doesn't happen a couple months ago,

1517
01:14:31.720 --> 01:14:34.119
<v Speaker 3>it didn't happen till the fifth or six. And what

1518
01:14:34.319 --> 01:14:38.520
<v Speaker 3>that does is that creates three late fees, two fifteen

1519
01:14:38.600 --> 01:14:41.159
<v Speaker 3>dollars late fees and a twenty five dollars late fee

1520
01:14:41.279 --> 01:14:44.840
<v Speaker 3>right in net correct. So here's what we're gonna do.

1521
01:14:45.479 --> 01:14:48.199
<v Speaker 3>We're gonna put Deputy Doc on it. He's gonna call

1522
01:14:48.319 --> 01:14:51.680
<v Speaker 3>you up off air, and we're gonna he's gonna call

1523
01:14:51.840 --> 01:14:54.960
<v Speaker 3>up each of those three places, the electric company, the

1524
01:14:55.039 --> 01:14:59.159
<v Speaker 3>apartment complex, as well as the medical bill collection people,

1525
01:14:59.479 --> 01:15:01.279
<v Speaker 3>and we're gonna to try to get them to move

1526
01:15:01.399 --> 01:15:03.760
<v Speaker 3>the do dates. And we're pretty good at getting this done.

1527
01:15:03.880 --> 01:15:08.600
<v Speaker 3>Doc's really good at this. Moved to say the fifteenth.

1528
01:15:08.720 --> 01:15:11.039
<v Speaker 3>That way, if it does come in late, it's not

1529
01:15:11.159 --> 01:15:15.159
<v Speaker 3>gonna create these extra charges for you. But we're also

1530
01:15:15.319 --> 01:15:19.000
<v Speaker 3>gonna send you fifty five dollars because we're not gonna

1531
01:15:19.039 --> 01:15:21.680
<v Speaker 3>have time to move these right now. And a lot

1532
01:15:21.720 --> 01:15:24.680
<v Speaker 3>of these late fees kicking tomorrow. So how do we

1533
01:15:24.840 --> 01:15:27.600
<v Speaker 3>get you fifty five bucks? What's the easiest way to

1534
01:15:27.720 --> 01:15:27.920
<v Speaker 3>do that?

1535
01:15:30.520 --> 01:15:31.520
<v Speaker 13>By mail or.

1536
01:15:33.800 --> 01:15:35.840
<v Speaker 24>Use that if you're in my cash at me, they

1537
01:15:36.000 --> 01:15:37.159
<v Speaker 24>have to do it to my son.

1538
01:15:37.279 --> 01:15:39.239
<v Speaker 3>You know what I'm gonna do. I'm gonna have Suzanne

1539
01:15:39.279 --> 01:15:41.640
<v Speaker 3>figure that part out. Suzanne, you can get on that.

1540
01:15:42.119 --> 01:15:43.920
<v Speaker 3>So you hold on in that. We're gonna get you

1541
01:15:43.960 --> 01:15:46.000
<v Speaker 3>the fifty five bucks, so you don't go that into

1542
01:15:46.079 --> 01:15:49.359
<v Speaker 3>the hole. And then Deputy Doc's gonna call you up

1543
01:15:49.439 --> 01:15:51.960
<v Speaker 3>later on and he's gonna call up each of these

1544
01:15:52.039 --> 01:15:54.960
<v Speaker 3>places and try to get it moved, because that's gonna

1545
01:15:54.960 --> 01:15:57.560
<v Speaker 3>be a lot easier than trying to get Uncle Sam

1546
01:15:57.680 --> 01:16:00.399
<v Speaker 3>to be on time. So, hey, we appreciate you call

1547
01:16:00.520 --> 01:16:02.680
<v Speaker 3>and tell your friends and stuff.

1548
01:16:02.760 --> 01:16:04.319
<v Speaker 8>Got it all right?

1549
01:16:04.439 --> 01:16:05.239
<v Speaker 13>Thank you so much.

1550
01:16:05.279 --> 01:16:07.079
<v Speaker 3>You're welcome. Hold on, We've got to get some more

1551
01:16:07.159 --> 01:16:10.239
<v Speaker 3>information from you. Uh three oh three seven one three

1552
01:16:10.319 --> 01:16:12.479
<v Speaker 3>eight two five five will have one line open in

1553
01:16:12.560 --> 01:16:16.039
<v Speaker 3>a few minutes. Jennifer, you've been holding the longest. What's

1554
01:16:16.079 --> 01:16:16.359
<v Speaker 3>going on?

1555
01:16:18.560 --> 01:16:23.199
<v Speaker 1>Hi, We have a problem with Alpine Ford in Pablo, Colorado.

1556
01:16:23.359 --> 01:16:23.640
<v Speaker 13>Got it?

1557
01:16:23.920 --> 01:16:26.479
<v Speaker 1>And I know you've had another caller in the past

1558
01:16:26.560 --> 01:16:28.640
<v Speaker 1>call about them and you were able to help them.

1559
01:16:28.880 --> 01:16:31.319
<v Speaker 3>We've probably had more than one, but that's cool. So

1560
01:16:31.479 --> 01:16:32.720
<v Speaker 3>what's going on? What happened?

1561
01:16:34.239 --> 01:16:36.560
<v Speaker 1>Well, I have adult children, they're very young, they're in

1562
01:16:36.600 --> 01:16:41.159
<v Speaker 1>their twenties. They went in Saturday, kind of started negotiating

1563
01:16:41.239 --> 01:16:43.800
<v Speaker 1>a deal, went back Monday morning.

1564
01:16:43.920 --> 01:16:46.000
<v Speaker 3>Hey wait, wait, wait a second, Jennifer, you're going a

1565
01:16:46.039 --> 01:16:48.640
<v Speaker 3>little too fast. Generally I try to speed people up.

1566
01:16:48.680 --> 01:16:51.039
<v Speaker 3>But were they buying a new car or used car?

1567
01:16:51.119 --> 01:16:54.079
<v Speaker 3>And who went in? Brother's sister, husband, wife? Who was it?

1568
01:16:54.840 --> 01:16:58.319
<v Speaker 1>It was my son Chase and his pregnant wife, Maddie

1569
01:16:58.520 --> 01:17:02.279
<v Speaker 1>got it, went in to purchase. It started with the

1570
01:17:02.560 --> 01:17:06.039
<v Speaker 1>used truck, but the mileage that was online for that

1571
01:17:06.199 --> 01:17:10.560
<v Speaker 1>truck was underestimated than the actual mileagell it was.

1572
01:17:10.600 --> 01:17:12.880
<v Speaker 3>I'm curious what did they advertise it as.

1573
01:17:14.680 --> 01:17:17.439
<v Speaker 1>A used pickup truck? And the mileage was off by

1574
01:17:17.479 --> 01:17:20.000
<v Speaker 1>about I think he said ten thousand miles on that

1575
01:17:20.199 --> 01:17:23.319
<v Speaker 1>one and a couple other ones the mileage were off.

1576
01:17:23.439 --> 01:17:23.960
<v Speaker 18>You know what I mean?

1577
01:17:24.079 --> 01:17:27.079
<v Speaker 3>That sounds like false advertising. You know, the dealer board

1578
01:17:27.159 --> 01:17:31.119
<v Speaker 3>doesn't take to that very nicely, and people might think

1579
01:17:31.199 --> 01:17:35.239
<v Speaker 3>I'm overreaching there, but I'm telling you something. When you

1580
01:17:35.560 --> 01:17:38.680
<v Speaker 3>lie to get people to come in the old bait

1581
01:17:38.760 --> 01:17:41.720
<v Speaker 3>and switch. You say, hey, i've got a vehicle that's

1582
01:17:41.800 --> 01:17:45.520
<v Speaker 3>got Let's take a Hondai for instance. It's been certified

1583
01:17:45.880 --> 01:17:49.520
<v Speaker 3>that would have one hundred thousand mile powertrain warranty. They

1584
01:17:49.640 --> 01:17:53.199
<v Speaker 3>advertise it as ninety five thousand, but you show up,

1585
01:17:53.279 --> 01:17:55.880
<v Speaker 3>it's got one hundred and five. There's no warranty, and

1586
01:17:56.079 --> 01:17:58.239
<v Speaker 3>they try to put you into something else. I think

1587
01:17:58.319 --> 01:18:01.880
<v Speaker 3>that's some sneaky crap. But anyhow, Jennifer, So they show

1588
01:18:01.960 --> 01:18:05.039
<v Speaker 3>up on a Saturday, there showed a few different vehicles.

1589
01:18:05.079 --> 01:18:08.279
<v Speaker 3>Did they end up signing any paperwork? Did they buy anything?

1590
01:18:09.880 --> 01:18:09.920
<v Speaker 13>No?

1591
01:18:10.439 --> 01:18:14.039
<v Speaker 1>They actually went back on Monday with one of their

1592
01:18:14.119 --> 01:18:18.399
<v Speaker 1>trade in. They were trading in a Mazda's the X

1593
01:18:18.600 --> 01:18:20.720
<v Speaker 1>ninety that was about a year old that they were

1594
01:18:20.760 --> 01:18:21.600
<v Speaker 1>having issues with.

1595
01:18:21.920 --> 01:18:22.960
<v Speaker 3>What do you mean a year old?

1596
01:18:23.119 --> 01:18:23.479
<v Speaker 2>Don't you.

1597
01:18:25.039 --> 01:18:28.960
<v Speaker 1>Something with one of the computer parts on the engine

1598
01:18:29.680 --> 01:18:31.359
<v Speaker 1>and there one or two was almost step and it

1599
01:18:31.399 --> 01:18:33.840
<v Speaker 1>had already been back to the dealership multiple times.

1600
01:18:33.840 --> 01:18:34.880
<v Speaker 3>So wait a minute, Wait a minute.

1601
01:18:34.960 --> 01:18:39.560
<v Speaker 5>They had what year was this, Manzta twenty twenty four.

1602
01:18:39.600 --> 01:18:42.560
<v Speaker 3>So they had a twenty twenty four Mazda they were

1603
01:18:42.640 --> 01:18:46.920
<v Speaker 3>going to trade in possibly on another used vehicle, No,

1604
01:18:47.159 --> 01:18:47.680
<v Speaker 3>on a.

1605
01:18:47.680 --> 01:18:51.640
<v Speaker 1>Brand They landed on a brand new twenty twenty four

1606
01:18:52.319 --> 01:18:55.199
<v Speaker 1>supposedly brand new pickup Chuck that already had over one

1607
01:18:55.239 --> 01:18:55.880
<v Speaker 1>thousand miles.

1608
01:18:55.960 --> 01:18:58.680
<v Speaker 3>Okay, so they show up. That's fine. So they show

1609
01:18:58.800 --> 01:19:00.479
<v Speaker 3>up and they have the trade in.

1610
01:19:00.560 --> 01:19:05.399
<v Speaker 1>What happens, Well, they trade in one. They have a camper.

1611
01:19:06.760 --> 01:19:10.640
<v Speaker 1>It's a twenty eighteen Montana Keystone. It's a big ol'

1612
01:19:10.680 --> 01:19:15.720
<v Speaker 1>honking camper. Right, So they sold their pickup truck and

1613
01:19:16.159 --> 01:19:17.960
<v Speaker 1>they were like, we'll just keep the camper. And then

1614
01:19:18.000 --> 01:19:20.039
<v Speaker 1>they decided they wanted to get rid of the camper.

1615
01:19:20.119 --> 01:19:24.079
<v Speaker 1>But nobody owns a pickup truck big enough to get

1616
01:19:24.119 --> 01:19:26.079
<v Speaker 1>the camper down to be looked at.

1617
01:19:26.840 --> 01:19:28.760
<v Speaker 3>Who's going to look at it? Where are they going

1618
01:19:28.840 --> 01:19:31.560
<v Speaker 3>to sell it? Where was alpine Ford going to offer

1619
01:19:31.760 --> 01:19:32.279
<v Speaker 3>money for it?

1620
01:19:33.520 --> 01:19:37.239
<v Speaker 1>Well, they were trying every dealership but Alpine Ford. We

1621
01:19:37.319 --> 01:19:38.960
<v Speaker 1>live out in Pueblo, West, and I don't know if

1622
01:19:39.000 --> 01:19:41.000
<v Speaker 1>you've ever been down here. There's not very many car

1623
01:19:41.119 --> 01:19:44.359
<v Speaker 1>dealerships in Pueblo or Canyon City. So they ended up

1624
01:19:44.399 --> 01:19:48.039
<v Speaker 1>at Alpine Ford. Other dealerships, it said, we can't give

1625
01:19:48.079 --> 01:19:51.439
<v Speaker 1>you a trade in, obviously without seeing the camper. Well,

1626
01:19:51.520 --> 01:19:54.840
<v Speaker 1>alpine Ford was more than happy to make a deal

1627
01:19:54.880 --> 01:19:57.079
<v Speaker 1>with my caves without seeing the camper.

1628
01:19:57.119 --> 01:19:59.199
<v Speaker 3>Okay, so how much did they how much did they

1629
01:19:59.359 --> 01:20:00.760
<v Speaker 3>offer for the camper?

1630
01:20:01.239 --> 01:20:02.560
<v Speaker 21>H Okay?

1631
01:20:02.680 --> 01:20:06.560
<v Speaker 1>I have all of their PaperWorks here, and oh lord,

1632
01:20:06.680 --> 01:20:09.840
<v Speaker 1>hold on, hold on, Jennifer, I gotta I just got

1633
01:20:09.960 --> 01:20:10.680
<v Speaker 1>to understand something.

1634
01:20:10.680 --> 01:20:12.319
<v Speaker 3>I'm going to have you send that to us. Sturn

1635
01:20:12.359 --> 01:20:14.600
<v Speaker 3>the break so I can look at it. But here's

1636
01:20:14.640 --> 01:20:16.640
<v Speaker 3>what I want to understand. They go back down Monday,

1637
01:20:16.680 --> 01:20:19.239
<v Speaker 3>and if I got this right, they made a deal

1638
01:20:19.880 --> 01:20:22.840
<v Speaker 3>to trade in a camper and trade in the twenty

1639
01:20:22.920 --> 01:20:26.680
<v Speaker 3>twenty four Mazda on a new vehicle from Alpine Ford.

1640
01:20:26.840 --> 01:20:30.720
<v Speaker 3>Is that at least correct? That's correct? But the trailer

1641
01:20:31.039 --> 01:20:33.279
<v Speaker 3>or the camper they couldn't get down there because they

1642
01:20:33.319 --> 01:20:36.079
<v Speaker 3>didn't have a truck big enough. But yet they still

1643
01:20:36.239 --> 01:20:40.520
<v Speaker 3>offered him X amount of money for the camper they did?

1644
01:20:41.000 --> 01:20:43.720
<v Speaker 3>And is all this in the paperwork? When I look

1645
01:20:43.800 --> 01:20:47.760
<v Speaker 3>at the paperwork, the paperwork says X amount for the camper,

1646
01:20:47.880 --> 01:20:50.760
<v Speaker 3>trade in X amount for the Mazda. Trade in.

1647
01:20:53.159 --> 01:20:53.720
<v Speaker 6>That part.

1648
01:20:54.000 --> 01:20:57.399
<v Speaker 1>I have not been able to actually locate where it's

1649
01:20:57.479 --> 01:20:58.760
<v Speaker 1>itemized Mazda.

1650
01:20:59.119 --> 01:21:00.840
<v Speaker 3>So what does it say on the well, I'm going

1651
01:21:00.920 --> 01:21:03.239
<v Speaker 3>to see the paperwork in a second. Hold On, I'm

1652
01:21:03.319 --> 01:21:06.840
<v Speaker 3>dying to figure out what these guys signed for in writing.

1653
01:21:07.000 --> 01:21:10.199
<v Speaker 3>That's what's gonna matter here. And then I assume and

1654
01:21:10.319 --> 01:21:15.319
<v Speaker 3>we're all gonna find out, including everybody listening, Jennifer, We're

1655
01:21:15.359 --> 01:21:18.319
<v Speaker 3>gonna find out, like, did they finally get to camper

1656
01:21:18.439 --> 01:21:20.279
<v Speaker 3>down there and now they don't want it? Are they

1657
01:21:20.399 --> 01:21:22.760
<v Speaker 3>renagging on the deal? I mean, I'm dying to know

1658
01:21:22.840 --> 01:21:25.880
<v Speaker 3>what's going on. Hold tight, and Sean Martin Candy, you

1659
01:21:25.960 --> 01:21:27.000
<v Speaker 3>guys are up after that.

1660
01:21:32.840 --> 01:21:36.079
<v Speaker 12>Go with a sure thing Denver's best roofer Excel Roofing

1661
01:21:36.199 --> 01:21:36.640
<v Speaker 12>dot com.

1662
01:21:36.800 --> 01:21:38.840
<v Speaker 16>You don't pay a cent until you're content.

1663
01:21:42.199 --> 01:21:45.359
<v Speaker 12>Time for an insurance check up free no obligation comparison

1664
01:21:45.520 --> 01:21:49.079
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

1665
01:21:49.119 --> 01:21:51.840
<v Speaker 12>of insurance companies find out now three O three seven

1666
01:21:51.840 --> 01:21:54.159
<v Speaker 12>to seven to one help. You'll think you're his only

1667
01:21:54.279 --> 01:21:56.720
<v Speaker 12>customer when you choose Frank durand the real estate Man

1668
01:21:56.800 --> 01:22:00.199
<v Speaker 12>dot com to list your home with Remax Alliance three

1669
01:22:00.279 --> 01:22:02.439
<v Speaker 12>oh three nine two zero sixteen twenty two.

1670
01:22:06.039 --> 01:22:08.279
<v Speaker 3>All right three ZHO three seven one three A two

1671
01:22:08.520 --> 01:22:10.640
<v Speaker 3>five five. By the way, This hour brought to you

1672
01:22:11.000 --> 01:22:14.359
<v Speaker 3>by Frank Duran, the real estate man. You want the

1673
01:22:14.439 --> 01:22:16.600
<v Speaker 3>best realtor out there. You want a guy that sells

1674
01:22:16.680 --> 01:22:20.880
<v Speaker 3>more homes in one month for more money than most

1675
01:22:21.000 --> 01:22:24.800
<v Speaker 3>realtors in the entire state of Colorado is selling a year.

1676
01:22:25.319 --> 01:22:28.279
<v Speaker 3>You call it, Frank, I am not kidding. He has

1677
01:22:28.359 --> 01:22:31.159
<v Speaker 3>saved us so much money when he negotiated the house

1678
01:22:31.239 --> 01:22:34.439
<v Speaker 3>we live in and when he sold our house in

1679
01:22:34.600 --> 01:22:38.239
<v Speaker 3>Castle Rock, he got more for our model than anybody

1680
01:22:38.319 --> 01:22:41.399
<v Speaker 3>else did at the time for the same exact model

1681
01:22:41.560 --> 01:22:44.800
<v Speaker 3>in Red Hawk that was a neighborhood. The guy's unbelievable.

1682
01:22:44.840 --> 01:22:50.640
<v Speaker 3>He is a negotiation machine, a negotiating machine. Check him

1683
01:22:50.640 --> 01:22:53.399
<v Speaker 3>out at Frank Durant Holmes dot com. I promise not

1684
01:22:53.600 --> 01:22:56.640
<v Speaker 3>one person in twenty years that we have sent to

1685
01:22:56.720 --> 01:23:01.720
<v Speaker 3>Frank has ever been upset. Everybody's happy. Everybody uses them

1686
01:23:01.800 --> 01:23:05.359
<v Speaker 3>multiple times. Frank Duranholmes dot com. And by the way,

1687
01:23:05.520 --> 01:23:08.720
<v Speaker 3>fix it twenty four to seven. Renee is who I

1688
01:23:08.880 --> 01:23:12.439
<v Speaker 3>was talking about free second opinions. Here's a perfect example.

1689
01:23:12.600 --> 01:23:15.239
<v Speaker 3>She emailed me. We got a quote on a new

1690
01:23:15.399 --> 01:23:18.239
<v Speaker 3>ac They said we had to do the furnace at

1691
01:23:18.319 --> 01:23:21.079
<v Speaker 3>the same time. It was like thirteen thousand is at

1692
01:23:21.119 --> 01:23:24.279
<v Speaker 3>a good price. Well, I don't know, nor do I know, Renee,

1693
01:23:24.560 --> 01:23:27.760
<v Speaker 3>whether you need the furnace and air conditioner if those

1694
01:23:27.840 --> 01:23:31.520
<v Speaker 3>can be fixed. But if you go to fixmihome dot com,

1695
01:23:32.039 --> 01:23:34.520
<v Speaker 3>they will come out and give you a free second

1696
01:23:34.600 --> 01:23:37.880
<v Speaker 3>opinion and a better price most likely if you do

1697
01:23:38.039 --> 01:23:40.159
<v Speaker 3>need it. Hopefully you don't need it. That's a lot

1698
01:23:40.199 --> 01:23:45.039
<v Speaker 3>of money to spend fix my home dot Com. Now

1699
01:23:46.239 --> 01:23:49.720
<v Speaker 3>we're gonna go back to Jennifer. To Jennifer, and this

1700
01:23:49.840 --> 01:23:54.439
<v Speaker 3>one's kind of crazy. Her son and his significant other,

1701
01:23:54.840 --> 01:23:59.680
<v Speaker 3>who happens to be pregnant, went to Alpine Ford in Pueblo,

1702
01:24:00.520 --> 01:24:04.199
<v Speaker 3>and basically the story goes like this. They're trading in

1703
01:24:04.279 --> 01:24:08.199
<v Speaker 3>a camper and at twenty twenty four Mazda on a

1704
01:24:08.279 --> 01:24:11.279
<v Speaker 3>new vehicle. And the reason they're getting rid of the

1705
01:24:11.359 --> 01:24:13.600
<v Speaker 3>Masita even though it's still under warranty. I guess they've

1706
01:24:13.640 --> 01:24:16.079
<v Speaker 3>had some problems with it. But I'm not going to

1707
01:24:16.159 --> 01:24:18.039
<v Speaker 3>come in here and start beating you up. But people

1708
01:24:18.159 --> 01:24:20.720
<v Speaker 3>in their twenties and their teens, one of the biggest

1709
01:24:20.760 --> 01:24:24.560
<v Speaker 3>problems they ever have, Jennifer is negative equity. They buy something,

1710
01:24:24.640 --> 01:24:27.000
<v Speaker 3>they pay too much for it, then they roll it

1711
01:24:27.119 --> 01:24:30.319
<v Speaker 3>into another vehicle. They still owe more, so they got

1712
01:24:30.439 --> 01:24:34.159
<v Speaker 3>to bump the price of the new vehicle two or

1713
01:24:34.279 --> 01:24:36.960
<v Speaker 3>three cars down the line. Here's what can happen, and

1714
01:24:37.079 --> 01:24:40.039
<v Speaker 3>it happens all the time. They get into an accident.

1715
01:24:40.359 --> 01:24:42.560
<v Speaker 3>I don't care if it's their fault or someone else

1716
01:24:42.680 --> 01:24:46.359
<v Speaker 3>hits them. Insurance gets involved. Insurance is only going to

1717
01:24:46.399 --> 01:24:49.960
<v Speaker 3>pay the actual value, not the negative equity. And the

1718
01:24:50.039 --> 01:24:52.600
<v Speaker 3>next thing you know, they have no vehicle, but they

1719
01:24:52.720 --> 01:24:55.720
<v Speaker 3>still owe ten thousand dollars on them. But I'm just

1720
01:24:55.840 --> 01:24:58.880
<v Speaker 3>telling you that for future reference, they should not be

1721
01:24:59.039 --> 01:25:02.479
<v Speaker 3>buying new cars and trading in fairly new cars. But

1722
01:25:02.600 --> 01:25:05.039
<v Speaker 3>that's not where we're at. So where are we at

1723
01:25:05.199 --> 01:25:05.680
<v Speaker 3>right now?

1724
01:25:07.439 --> 01:25:10.920
<v Speaker 1>Okay? Well, I just fairness to Mazda. There was only

1725
01:25:11.079 --> 01:25:14.520
<v Speaker 1>seven thousand miles left on the warranty. Chase was worried

1726
01:25:14.560 --> 01:25:17.479
<v Speaker 1>about the safety, so nothing against Mazda. They gave them

1727
01:25:17.520 --> 01:25:21.039
<v Speaker 1>rentals when they were working on it, so nothing against Tmasda,

1728
01:25:21.560 --> 01:25:24.159
<v Speaker 1>but safety reasons for his family. He doesn't want them

1729
01:25:24.239 --> 01:25:30.720
<v Speaker 1>breaking down. But back to Alpine, so they make the deal.

1730
01:25:31.239 --> 01:25:33.920
<v Speaker 1>The interest rate fluctuated. They were told four point nine.

1731
01:25:34.000 --> 01:25:35.960
<v Speaker 1>They get in there and sign paperwork and it was

1732
01:25:36.079 --> 01:25:39.239
<v Speaker 1>not four point nine, And I kind of questioned my son,

1733
01:25:39.319 --> 01:25:42.039
<v Speaker 1>but that's another story. He's like, Mom, we just needed

1734
01:25:42.119 --> 01:25:42.560
<v Speaker 1>to do this, so.

1735
01:25:42.680 --> 01:25:45.760
<v Speaker 3>Like whatever, okay, So what was the interest rate?

1736
01:25:47.399 --> 01:25:48.640
<v Speaker 1>Seven point seven?

1737
01:25:48.840 --> 01:25:51.520
<v Speaker 3>Well that's not it's honestly not horrible, so keep going.

1738
01:25:51.600 --> 01:25:54.039
<v Speaker 3>His credit must be somewhat decent. So what else?

1739
01:25:55.319 --> 01:25:58.800
<v Speaker 1>Okay? So then they give my son one of their

1740
01:25:58.960 --> 01:26:00.000
<v Speaker 1>used pickup tracks.

1741
01:26:00.640 --> 01:26:02.760
<v Speaker 3>Well, you said it had one thousand miles, I mean

1742
01:26:02.840 --> 01:26:06.239
<v Speaker 3>that doesn't necessarily mean it's used, right.

1743
01:26:06.319 --> 01:26:08.439
<v Speaker 1>Well, no, they gave him a whole nother pickup truck

1744
01:26:08.520 --> 01:26:10.880
<v Speaker 1>to use to go retrieve the camper.

1745
01:26:11.119 --> 01:26:11.760
<v Speaker 3>Oh, I got you.

1746
01:26:11.920 --> 01:26:14.680
<v Speaker 1>I hadn't seen it yet, but they saw pictures of it.

1747
01:26:14.760 --> 01:26:17.600
<v Speaker 1>And when they asked Chase the Maddie the quality of

1748
01:26:17.680 --> 01:26:20.119
<v Speaker 1>the camper, they said they have bought it about a

1749
01:26:20.239 --> 01:26:23.279
<v Speaker 1>year and a half ago. It was used they purchased.

1750
01:26:23.279 --> 01:26:25.319
<v Speaker 3>Well that's all right, I get it. So they lent

1751
01:26:25.479 --> 01:26:27.319
<v Speaker 3>them a truck to go get it so they could

1752
01:26:27.359 --> 01:26:29.560
<v Speaker 3>look at it. So did that happen right?

1753
01:26:29.800 --> 01:26:33.239
<v Speaker 1>Well, they already, Yeah, So we picked up the pickup truck,

1754
01:26:33.560 --> 01:26:35.079
<v Speaker 1>or we got the pickup truck and we went to

1755
01:26:35.159 --> 01:26:37.319
<v Speaker 1>get the camper. Because I went with them we took

1756
01:26:37.359 --> 01:26:40.680
<v Speaker 1>it back to the dealership and so I'm like, you don't,

1757
01:26:40.840 --> 01:26:42.520
<v Speaker 1>you don't need to talk to anybody. They like, no, Mom,

1758
01:26:42.560 --> 01:26:45.600
<v Speaker 1>the deal's already done, Like you have already sold all

1759
01:26:45.640 --> 01:26:49.000
<v Speaker 1>of this stuff side unseen. He's like yeah. I was like, okay,

1760
01:26:49.159 --> 01:26:49.479
<v Speaker 1>all right.

1761
01:26:49.800 --> 01:26:51.800
<v Speaker 3>So when he brought it back to the dealership, what

1762
01:26:51.920 --> 01:26:52.520
<v Speaker 3>did they say?

1763
01:26:54.039 --> 01:26:56.079
<v Speaker 1>They one guy went and looked at it, and he

1764
01:26:56.319 --> 01:26:58.199
<v Speaker 1>asked for the key and Chased It's like, it's on

1765
01:26:58.279 --> 01:27:01.199
<v Speaker 1>the peg board inside the camper and he's like, I

1766
01:27:01.279 --> 01:27:03.479
<v Speaker 1>can't find it. Chases like, I have is bare one.

1767
01:27:03.520 --> 01:27:06.960
<v Speaker 1>I'll bring it to you. While driving back to the home,

1768
01:27:07.159 --> 01:27:10.239
<v Speaker 1>they called and said, now, meanwhile, they still didn't have

1769
01:27:10.359 --> 01:27:13.159
<v Speaker 1>a key to the camper to go in, and I guess,

1770
01:27:13.560 --> 01:27:17.079
<v Speaker 1>turn on the camper. I'm not quite sure to look

1771
01:27:17.119 --> 01:27:19.479
<v Speaker 1>at it. They called Chase and Maddie and said, hey,

1772
01:27:20.239 --> 01:27:22.119
<v Speaker 1>we had a buyer come in and look at it,

1773
01:27:22.600 --> 01:27:25.279
<v Speaker 1>and they said they don't want to buy it because

1774
01:27:25.319 --> 01:27:29.680
<v Speaker 1>of a floor. And I'm like, honey, what what.

1775
01:27:29.680 --> 01:27:30.000
<v Speaker 13>Do you mean.

1776
01:27:30.039 --> 01:27:31.680
<v Speaker 1>They had a buyer and he changed his mind, and

1777
01:27:31.760 --> 01:27:33.760
<v Speaker 1>now they want to change Jennifer let me.

1778
01:27:33.880 --> 01:27:36.159
<v Speaker 3>I just got to speed this up a little bit here,

1779
01:27:36.239 --> 01:27:39.600
<v Speaker 3>here's what I'm interested in. I have not seen, by

1780
01:27:39.680 --> 01:27:41.880
<v Speaker 3>the way, I have not seen the paperwork. I really

1781
01:27:41.960 --> 01:27:44.039
<v Speaker 3>do want to see it. Can you tell me where

1782
01:27:44.079 --> 01:27:46.600
<v Speaker 3>they're at right now? Do they own a new truck?

1783
01:27:46.680 --> 01:27:47.119
<v Speaker 13>Yes? Or no?

1784
01:27:47.439 --> 01:27:48.279
<v Speaker 3>Or a new vehicle?

1785
01:27:48.439 --> 01:27:51.960
<v Speaker 1>Well, they they do have the pickup truck because they

1786
01:27:52.319 --> 01:27:54.880
<v Speaker 1>received an email saying they had forty eight hours to

1787
01:27:55.000 --> 01:27:55.560
<v Speaker 1>bring it back.

1788
01:27:55.680 --> 01:27:58.239
<v Speaker 3>Hold on, Jennifer, now a dealer, Jennifer, Jennifer, w hold

1789
01:27:58.279 --> 01:28:00.199
<v Speaker 3>one a second though, Is it the new one?

1790
01:28:00.279 --> 01:28:00.560
<v Speaker 2>Okay?

1791
01:28:01.800 --> 01:28:04.600
<v Speaker 3>Yes, Okay, so they do have the new pickup truck.

1792
01:28:05.159 --> 01:28:07.960
<v Speaker 3>The dealer doesn't want the camper. So how much does

1793
01:28:08.039 --> 01:28:10.119
<v Speaker 3>that change the deal? How many dollars?

1794
01:28:11.720 --> 01:28:15.159
<v Speaker 1>They did not say anything. They just demanded they bring

1795
01:28:15.319 --> 01:28:16.199
<v Speaker 1>back the pickup truck.

1796
01:28:16.439 --> 01:28:17.279
<v Speaker 2>Okay, they do.

1797
01:28:17.359 --> 01:28:18.840
<v Speaker 1>They give the kids their stuff back.

1798
01:28:18.920 --> 01:28:20.359
<v Speaker 3>Do they still have the Masda?

1799
01:28:22.439 --> 01:28:23.079
<v Speaker 13>I don't know.

1800
01:28:23.880 --> 01:28:26.720
<v Speaker 3>I would assume they still have the mastas So Alpine

1801
01:28:26.880 --> 01:28:32.880
<v Speaker 3>Ford is willing to completely undo the deal, right, and

1802
01:28:33.039 --> 01:28:35.560
<v Speaker 3>then what is the problem with that? If they want

1803
01:28:35.600 --> 01:28:38.199
<v Speaker 3>to undo the deal, if.

1804
01:28:38.079 --> 01:28:41.760
<v Speaker 1>They genuinely they're saying there's something wrong with the camper,

1805
01:28:41.880 --> 01:28:45.039
<v Speaker 1>but she's disclosed everything he knew with the camper.

1806
01:28:45.159 --> 01:28:47.399
<v Speaker 3>Yeah, I got to see that paperwork. I understand what

1807
01:28:47.520 --> 01:28:50.199
<v Speaker 3>you're saying. Now, you want to hold him to the contract,

1808
01:28:50.279 --> 01:28:53.560
<v Speaker 3>but you're assuming the contract was you know, the ink

1809
01:28:53.720 --> 01:28:57.680
<v Speaker 3>is dry and it's valid, right exactly. So here's what

1810
01:28:57.840 --> 01:29:00.239
<v Speaker 3>I need. I have got to see that paper work.

1811
01:29:00.279 --> 01:29:01.600
<v Speaker 3>When can you send that to me?

1812
01:29:02.960 --> 01:29:05.880
<v Speaker 1>I can I text you screenshots because I have to

1813
01:29:05.960 --> 01:29:06.680
<v Speaker 1>scan it all in.

1814
01:29:06.880 --> 01:29:09.319
<v Speaker 3>If they look good, you can. I gotta be able

1815
01:29:09.359 --> 01:29:10.960
<v Speaker 3>to read it. So let me put you on hold.

1816
01:29:11.000 --> 01:29:12.760
<v Speaker 3>I'm going to keep you on hold till I can

1817
01:29:12.840 --> 01:29:15.680
<v Speaker 3>look at those. So get them over. Yes, you can

1818
01:29:15.760 --> 01:29:20.000
<v Speaker 3>text screenshots Suzanne on your iPhone. Somehow it scans. I

1819
01:29:20.039 --> 01:29:21.119
<v Speaker 3>don't know how does that work?

1820
01:29:21.199 --> 01:29:21.319
<v Speaker 8>Well?

1821
01:29:21.359 --> 01:29:22.800
<v Speaker 5>I downloaded a scanner app.

1822
01:29:23.720 --> 01:29:25.439
<v Speaker 3>Okay, yeah, I'm not going to ever do that.

1823
01:29:25.720 --> 01:29:28.479
<v Speaker 5>Yeah, it converts it to a PDF, a JPG.

1824
01:29:28.279 --> 01:29:30.399
<v Speaker 3>Whatever, Jennifer. I gotta be able to read it to

1825
01:29:30.399 --> 01:29:34.800
<v Speaker 3>the bottom line. Now, who's been holding the longest year? Candy?

1826
01:29:35.279 --> 01:29:37.760
<v Speaker 3>And then after Candy, Sean will get with this Neo

1827
01:29:38.039 --> 01:29:42.439
<v Speaker 3>Orthodonics who we actually represented like ten or fifteen years ago.

1828
01:29:42.479 --> 01:29:45.479
<v Speaker 3>That'd be an interesting one. Candy, what's going on with?

1829
01:29:46.039 --> 01:29:46.159
<v Speaker 13>Oh?

1830
01:29:46.239 --> 01:29:50.439
<v Speaker 3>I'm sorry, Candy, I so apologize. I gotta hit Martin first,

1831
01:29:51.479 --> 01:29:54.239
<v Speaker 3>then I will hit you Martin, what is going on?

1832
01:29:56.359 --> 01:29:59.640
<v Speaker 20>Well, what happened is in April of twenty twenty four,

1833
01:30:00.119 --> 01:30:04.720
<v Speaker 20>bought a Ge Combo profile washer dryer.

1834
01:30:04.800 --> 01:30:07.640
<v Speaker 3>Hey, Dragon, can you boost him a little? Or Martin,

1835
01:30:07.680 --> 01:30:11.079
<v Speaker 3>if you're on Bluetooth, get off of it. But say

1836
01:30:11.119 --> 01:30:12.159
<v Speaker 3>it again. You bought what.

1837
01:30:15.039 --> 01:30:19.000
<v Speaker 20>I bought, a Ge Profile combo washing dryer.

1838
01:30:19.000 --> 01:30:21.199
<v Speaker 3>And you bought it from Appliance factory outlet.

1839
01:30:22.359 --> 01:30:25.079
<v Speaker 20>Yes, yes I did, and I got an extended warranty.

1840
01:30:25.600 --> 01:30:29.920
<v Speaker 20>So here's the situation. Last Wednesday, a week ago today,

1841
01:30:30.039 --> 01:30:33.359
<v Speaker 20>somebody came out and said, there is a pump went out.

1842
01:30:34.079 --> 01:30:37.159
<v Speaker 20>We will get it ordered for you and everything will

1843
01:30:37.199 --> 01:30:40.720
<v Speaker 20>be taken care of, and they scheduled to put the

1844
01:30:40.840 --> 01:30:44.359
<v Speaker 20>pump in today. Well, yesterday I get a call from

1845
01:30:44.439 --> 01:30:47.680
<v Speaker 20>them and say, we have the pump, but there's supposed

1846
01:30:47.720 --> 01:30:50.560
<v Speaker 20>to be a motherboard that they didn't send, so we

1847
01:30:50.680 --> 01:30:52.359
<v Speaker 20>don't know when we're going to get it, but we're

1848
01:30:52.399 --> 01:30:55.520
<v Speaker 20>hoping we get it Monday. Okay, this coming Monday.

1849
01:30:55.800 --> 01:30:56.079
<v Speaker 13>Got it?

1850
01:30:56.119 --> 01:30:59.279
<v Speaker 20>And I said, so I'm going to be two weeks

1851
01:30:59.319 --> 01:31:01.560
<v Speaker 20>without a washer and dryer.

1852
01:31:01.880 --> 01:31:05.119
<v Speaker 3>Well does that does the after does the actual warranty

1853
01:31:05.279 --> 01:31:08.159
<v Speaker 3>they give you forget about the extended Does it cover

1854
01:31:08.279 --> 01:31:11.079
<v Speaker 3>any kind of time frame in the paperwork? And then

1855
01:31:11.319 --> 01:31:13.479
<v Speaker 3>does the extended warranty cover anything?

1856
01:31:15.079 --> 01:31:18.680
<v Speaker 20>I do not know because I cannot find that paperwork,

1857
01:31:18.760 --> 01:31:19.319
<v Speaker 20>but I do have.

1858
01:31:19.720 --> 01:31:21.920
<v Speaker 3>It's gonna be a matter of contract. And let me

1859
01:31:22.000 --> 01:31:25.239
<v Speaker 3>tell you, I don't like Appliance Factory Outlet. I'm not

1860
01:31:25.319 --> 01:31:28.000
<v Speaker 3>going to get into why, but there was a period

1861
01:31:28.079 --> 01:31:30.239
<v Speaker 3>of time where we would get calls on these guys

1862
01:31:30.319 --> 01:31:33.079
<v Speaker 3>all the time. One of the people we met down

1863
01:31:33.159 --> 01:31:36.920
<v Speaker 3>there actually would get problems fixed like this, But they

1864
01:31:37.079 --> 01:31:40.800
<v Speaker 3>no longer worked there, and in my opinion, Appliance Factory

1865
01:31:40.840 --> 01:31:43.479
<v Speaker 3>Outlet just that they're not in the customer service.

1866
01:31:44.399 --> 01:31:45.159
<v Speaker 5>I can't remember.

1867
01:31:45.600 --> 01:31:45.720
<v Speaker 21>Now.

1868
01:31:45.760 --> 01:31:47.359
<v Speaker 5>I'm not on the show as much as you, but

1869
01:31:47.479 --> 01:31:50.119
<v Speaker 5>I can't remember the last call we got a complaint

1870
01:31:50.159 --> 01:31:52.600
<v Speaker 5>we got on Appliance Factory Outlety.

1871
01:31:52.640 --> 01:31:55.319
<v Speaker 3>I think we've gotten probably three this year. Maybe, Oh,

1872
01:31:55.439 --> 01:31:56.279
<v Speaker 3>I did not know that.

1873
01:31:56.439 --> 01:31:56.920
<v Speaker 5>Pardon me.

1874
01:31:57.239 --> 01:32:00.199
<v Speaker 3>Yeah, that's no big deal though, but it's gonna I'm

1875
01:32:00.239 --> 01:32:02.520
<v Speaker 3>down to the contract, Martin. Do we have an angel

1876
01:32:02.600 --> 01:32:03.399
<v Speaker 3>over there anymore?

1877
01:32:03.520 --> 01:32:05.680
<v Speaker 5>No, I don't know, but if we don't, I can

1878
01:32:05.840 --> 01:32:06.399
<v Speaker 5>land one.

1879
01:32:06.520 --> 01:32:09.119
<v Speaker 3>But to me, I mean, it just sounds like.

1880
01:32:09.319 --> 01:32:11.439
<v Speaker 5>It's going to be it's four more days.

1881
01:32:11.560 --> 01:32:12.399
<v Speaker 9>I mean, what do you do?

1882
01:32:12.680 --> 01:32:13.720
<v Speaker 3>Go to a laundry mat.

1883
01:32:13.800 --> 01:32:17.800
<v Speaker 5>I'm not trying to be insensitive, but to me, this

1884
01:32:18.000 --> 01:32:18.560
<v Speaker 5>is what it is.

1885
01:32:18.760 --> 01:32:18.840
<v Speaker 13>Mat.

1886
01:32:19.079 --> 01:32:20.439
<v Speaker 3>I just don't know what they're going.

1887
01:32:22.520 --> 01:32:23.680
<v Speaker 20>They willing to ask them.

1888
01:32:24.520 --> 01:32:26.239
<v Speaker 3>They're willing to fix everything, right.

1889
01:32:26.239 --> 01:32:27.239
<v Speaker 20>Martin, next day air?

1890
01:32:28.359 --> 01:32:30.279
<v Speaker 3>What's that They're willing to fix everything?

1891
01:32:32.079 --> 01:32:32.600
<v Speaker 22>There will.

1892
01:32:34.439 --> 01:32:36.960
<v Speaker 20>Weeks when you should have taken less than one. I

1893
01:32:37.039 --> 01:32:39.199
<v Speaker 20>asked them why they can't ship it next day air

1894
01:32:39.640 --> 01:32:42.920
<v Speaker 20>and they said, well, and if I wanted a call

1895
01:32:43.079 --> 01:32:46.119
<v Speaker 20>ge and make arrangements, I could do that.

1896
01:32:46.439 --> 01:32:46.840
<v Speaker 3>You see.

1897
01:32:46.880 --> 01:32:49.920
<v Speaker 5>To me, who happens mart this to I don't know, Yeah,

1898
01:32:50.000 --> 01:32:50.880
<v Speaker 5>I don't Martin.

1899
01:32:51.159 --> 01:32:54.119
<v Speaker 3>I somewhat agree with Suzanne on this. It's like it's

1900
01:32:54.239 --> 01:32:57.880
<v Speaker 3>four days. We have ones where the ice maker has

1901
01:32:57.960 --> 01:33:01.880
<v Speaker 3>gone out on LG appliances. It takes six months and

1902
01:33:02.880 --> 01:33:05.439
<v Speaker 3>there's just not much you're gonna do. I'll be honest, Martin,

1903
01:33:05.520 --> 01:33:07.960
<v Speaker 3>I think you got to, uh, you gotta just suck

1904
01:33:08.039 --> 01:33:09.840
<v Speaker 3>this one up. Buttercup, hold tight.

1905
01:33:15.279 --> 01:33:18.560
<v Speaker 12>Go with a sure thing Denver's best roofer excel roofing

1906
01:33:18.640 --> 01:33:21.279
<v Speaker 12>dot com. You don't pay a cent until you're content.

1907
01:33:22.880 --> 01:33:27.800
<v Speaker 12>Wait time for an insurance checkup free, no obligation comparison

1908
01:33:28.000 --> 01:33:31.520
<v Speaker 12>call Compass Insurance paying too much your coverage at dozens

1909
01:33:31.560 --> 01:33:34.279
<v Speaker 12>of insurance companies find out now three all three seven

1910
01:33:34.319 --> 01:33:36.640
<v Speaker 12>to seven to one help You'll think you're his only

1911
01:33:36.760 --> 01:33:39.159
<v Speaker 12>customer when you choose Frank durand the real estate Man

1912
01:33:39.279 --> 01:33:42.680
<v Speaker 12>dot com to list your home with Remax Alliance three

1913
01:33:42.720 --> 01:33:45.840
<v Speaker 12>all three nine two zero sixteen twenty two all.

1914
01:33:45.960 --> 01:33:49.399
<v Speaker 4>This is Denver's talkstation with Michael Brown in the morning

1915
01:33:49.479 --> 01:33:51.199
<v Speaker 4>and dan Keplis in the afternoon.

1916
01:33:51.319 --> 01:33:59.920
<v Speaker 27>Six thirty khow Denver. No impact traffic from the super

1917
01:34:00.119 --> 01:34:01.800
<v Speaker 27>storing car Wash Traffic Center.

1918
01:34:02.119 --> 01:34:05.039
<v Speaker 3>This report is sponsored by our American Stories.

1919
01:34:05.680 --> 01:34:07.520
<v Speaker 28>All right, not to bet on the freeways. So a

1920
01:34:07.600 --> 01:34:10.199
<v Speaker 28>little heavy here and there. We've had some construction zones.

1921
01:34:10.239 --> 01:34:13.119
<v Speaker 28>We're kind of slow on two seventies still, especially west

1922
01:34:13.319 --> 01:34:16.039
<v Speaker 28>heading up through Bosquaz. I twenty five has been congested

1923
01:34:16.119 --> 01:34:18.279
<v Speaker 28>coming in through downtown, as as well as two to

1924
01:34:18.399 --> 01:34:20.279
<v Speaker 28>five in from Parker and up out of the Tech Center.

1925
01:34:20.439 --> 01:34:23.159
<v Speaker 28>A little bit of slowing there too. Accidents Colfax and

1926
01:34:23.239 --> 01:34:26.079
<v Speaker 28>Spear downtown. Also one on Santa Fe just east of

1927
01:34:26.119 --> 01:34:29.039
<v Speaker 28>I twenty five, as well as Peak View and Yosemite.

1928
01:34:29.159 --> 01:34:31.239
<v Speaker 28>We're heading into the high country. We've got delays due

1929
01:34:31.239 --> 01:34:33.960
<v Speaker 28>to roadwork between Copper Mountain West up to Vale.

1930
01:34:34.199 --> 01:34:36.720
<v Speaker 3>Looks like several miles in there some pretty heavy jamming.

1931
01:34:36.920 --> 01:34:37.399
<v Speaker 16>What traffic.

1932
01:34:37.439 --> 01:34:38.279
<v Speaker 3>I'm Jonathan Steele.

1933
01:34:38.640 --> 01:34:42.640
<v Speaker 29>This is Leehavi post of our American Stories. On our

1934
01:34:42.720 --> 01:34:46.479
<v Speaker 29>next episode, we'll tell the story about Teddy Roosevelt fought

1935
01:34:46.640 --> 01:34:49.880
<v Speaker 29>against anti Semitism. You won't want to miss the next

1936
01:34:49.960 --> 01:34:53.000
<v Speaker 29>episode of our American Stories.

1937
01:34:53.399 --> 01:34:56.159
<v Speaker 3>You know, I love products to generally pay for themselves,

1938
01:34:56.159 --> 01:34:59.119
<v Speaker 3>So I'm talking about quiet, cool whole house fans. It

1939
01:34:59.239 --> 01:35:01.159
<v Speaker 3>gets rid of all that hot air up in the

1940
01:35:01.239 --> 01:35:03.680
<v Speaker 3>attic and on that top floor, just gets rid of it,

1941
01:35:03.800 --> 01:35:06.600
<v Speaker 3>gets it right out into the atmosphere along with the

1942
01:35:06.680 --> 01:35:08.800
<v Speaker 3>hot air. It gets rid of the dander, and it

1943
01:35:08.880 --> 01:35:12.439
<v Speaker 3>gets rid of all the exhaust and the pathogens and

1944
01:35:12.520 --> 01:35:15.199
<v Speaker 3>the dust and everything in your house, maybe even dangerous

1945
01:35:15.239 --> 01:35:18.399
<v Speaker 3>gases smoke if maybe you're a smoker, you get the idea.

1946
01:35:18.439 --> 01:35:20.439
<v Speaker 3>It gets rid of all of it. It brings in

1947
01:35:20.640 --> 01:35:24.720
<v Speaker 3>the nice cool air from the basement, and the house

1948
01:35:24.800 --> 01:35:27.760
<v Speaker 3>can actually drop ten twenty degrees in a matter of minutes.

1949
01:35:28.079 --> 01:35:30.000
<v Speaker 3>What I love about it does It can save you

1950
01:35:30.119 --> 01:35:34.479
<v Speaker 3>up to ninety percent off your AC cost You know Colorado.

1951
01:35:34.560 --> 01:35:37.079
<v Speaker 3>It's nice and cool and night. You pump that into

1952
01:35:37.119 --> 01:35:39.520
<v Speaker 3>the house, you buckle up the windows. It stays nice

1953
01:35:39.560 --> 01:35:42.800
<v Speaker 3>and cool for the majority of the day. People saving

1954
01:35:43.039 --> 01:35:46.560
<v Speaker 3>fifty to ninety percent off the AC costs. You got

1955
01:35:46.680 --> 01:35:49.119
<v Speaker 3>to check these guys out. And it's nice and quiet.

1956
01:35:49.439 --> 01:35:52.479
<v Speaker 3>It's operated by a remote. It's so cool. No more

1957
01:35:52.520 --> 01:35:56.119
<v Speaker 3>hot sleepless nights, no more high AC bills, and the

1958
01:35:56.319 --> 01:36:01.359
<v Speaker 3>installation is very fast, clean and extremely professional by the

1959
01:36:01.479 --> 01:36:05.439
<v Speaker 3>folks at qccolorado dot com. Check them out up and

1960
01:36:05.560 --> 01:36:08.520
<v Speaker 3>down the front range, Colorado Springs all the way to

1961
01:36:08.640 --> 01:36:14.079
<v Speaker 3>Fort Collins, Qccolorado dot com. Quit waste and money qccolorado

1962
01:36:14.199 --> 01:36:14.640
<v Speaker 3>dot com.

1963
01:36:15.840 --> 01:36:18.920
<v Speaker 12>I'm consumer advocate Tom Martino, and I have partnered with

1964
01:36:19.039 --> 01:36:23.079
<v Speaker 12>American Financing for a very good cause to get my

1965
01:36:23.319 --> 01:36:26.119
<v Speaker 12>listeners out of high interest debt.

1966
01:36:26.319 --> 01:36:29.279
<v Speaker 3>Your first step to creating financial freedom.

1967
01:36:29.520 --> 01:36:32.239
<v Speaker 12>Get rid of that credit card debt with the smart

1968
01:36:32.319 --> 01:36:35.800
<v Speaker 12>equity loan, no upfront fees. Call my friends now three

1969
01:36:35.880 --> 01:36:38.800
<v Speaker 12>O three six, nine, five, seven thousand. They will get

1970
01:36:38.880 --> 01:36:40.760
<v Speaker 12>you into the right loan to get rid of that

1971
01:36:40.880 --> 01:36:44.239
<v Speaker 12>high interest debt. Maybe a home equity loan, or possibly

1972
01:36:44.399 --> 01:36:47.720
<v Speaker 12>a complete refinance where your blended rate is much lower

1973
01:36:47.800 --> 01:36:50.479
<v Speaker 12>than you're paying now, even with a lower mortgage payment.

1974
01:36:50.640 --> 01:36:55.279
<v Speaker 12>Americanfinancing dot net start your road to financial freedom. Once

1975
01:36:55.319 --> 01:36:57.920
<v Speaker 12>you get that loan, you can have some breathing room.

1976
01:36:58.119 --> 01:37:00.680
<v Speaker 12>Pay down that part of your loan fast drive you'd like.

1977
01:37:00.880 --> 01:37:04.479
<v Speaker 12>Three oh three six nine five seven thousand. Get a

1978
01:37:04.640 --> 01:37:08.119
<v Speaker 12>grip on your finances three oh three six nine five

1979
01:37:08.319 --> 01:37:11.520
<v Speaker 12>seven thousand. NMLS one eight two three three four Call

1980
01:37:11.600 --> 01:37:14.039
<v Speaker 12>three oh three six nine five seven thousand for details

1981
01:37:14.039 --> 01:37:15.680
<v Speaker 12>about credit costs and terms.

1982
01:37:19.640 --> 01:37:21.439
<v Speaker 3>It's Henry Brett's with Excel Roofing.

1983
01:37:21.560 --> 01:37:23.680
<v Speaker 30>If your home was in a hail or windstorm, you

1984
01:37:23.720 --> 01:37:26.760
<v Speaker 30>should call Excel Roofing first. We'll let you know if

1985
01:37:26.840 --> 01:37:29.560
<v Speaker 30>you have damage and if you should file acclaim. Three

1986
01:37:29.640 --> 01:37:33.319
<v Speaker 30>oh three seven sixty one six four zero zero. Excel

1987
01:37:33.399 --> 01:37:37.239
<v Speaker 30>is Martino's favorite roofer. Honest inspections, no cancelation fees, You

1988
01:37:37.279 --> 01:37:39.720
<v Speaker 30>don't pay a cent until you're content. Three oh three

1989
01:37:39.960 --> 01:37:43.880
<v Speaker 30>seven sixty one six four zero zero Excel Roofing dot com.

1990
01:37:44.520 --> 01:37:47.960
<v Speaker 25>Run Man, I am happy to tell you about the

1991
01:37:48.079 --> 01:37:50.600
<v Speaker 25>only real tour that made the cut for Team Dave Logan,

1992
01:37:50.640 --> 01:37:53.359
<v Speaker 25>and that is Troy Hansford. I recommend Troy because he's

1993
01:37:53.439 --> 01:37:55.840
<v Speaker 25>the only agent that will guarantee to sell your home

1994
01:37:56.079 --> 01:37:58.279
<v Speaker 25>at your price, or he'll write you a check for

1995
01:37:58.399 --> 01:38:00.680
<v Speaker 25>five thousand dollars. In the Good News, he puts that

1996
01:38:00.760 --> 01:38:02.880
<v Speaker 25>in writing. He can make that guarantee because he spends

1997
01:38:03.000 --> 01:38:06.079
<v Speaker 25>tens of thousands of dollars generating demand, and right now

1998
01:38:06.159 --> 01:38:08.720
<v Speaker 25>he has hundreds of approved home buyers ready to buy.

1999
01:38:08.840 --> 01:38:09.920
<v Speaker 3>He just doesn't have enough houses.

2000
01:38:10.039 --> 01:38:11.760
<v Speaker 25>So if you have a house, Troy might have that

2001
01:38:11.880 --> 01:38:14.199
<v Speaker 25>perfect buyer for you right now, give him a call.

2002
01:38:14.279 --> 01:38:17.439
<v Speaker 25>Seven two zero nine hundred four four three three. Let

2003
01:38:17.479 --> 01:38:19.359
<v Speaker 25>me give you a story. Just last week, Troy listed

2004
01:38:19.399 --> 01:38:21.520
<v Speaker 25>a house that was on the market for almost a month.

2005
01:38:21.640 --> 01:38:23.800
<v Speaker 25>You know what, Troy sold it for full price in

2006
01:38:24.000 --> 01:38:26.159
<v Speaker 25>less than a week. And if for any reason you

2007
01:38:26.239 --> 01:38:29.039
<v Speaker 25>need to sell right away, Troy will buy your house

2008
01:38:29.239 --> 01:38:31.800
<v Speaker 25>for all cash and he can close in as little

2009
01:38:31.840 --> 01:38:34.560
<v Speaker 25>as seven days. Call Troy and get your home sold

2010
01:38:34.680 --> 01:38:37.399
<v Speaker 25>for the most money. Seven two zero, nine hundred four

2011
01:38:37.439 --> 01:38:39.479
<v Speaker 25>to four three three. Again, that's seven to two ozho

2012
01:38:39.560 --> 01:38:42.319
<v Speaker 25>nine hundred forty four to thirty three. Troy Hansford with

2013
01:38:42.479 --> 01:38:46.560
<v Speaker 25>Remax Professionals, a Colorado licensed broker. Some restrictions apply exting

2014
01:38:46.560 --> 01:38:48.760
<v Speaker 25>pricy policy and terms and conditions posted at texting terms

2015
01:38:48.760 --> 01:38:50.640
<v Speaker 25>dot us texting roles you for occurring at any text

2016
01:38:50.640 --> 01:38:51.159
<v Speaker 25>marketing messages.

2017
01:38:51.239 --> 01:38:52.800
<v Speaker 28>Message in dat rates may apply or play stop op

2018
01:38:52.880 --> 01:38:54.399
<v Speaker 28>out terms and condition supply to the earnings promotion.

2019
01:38:54.520 --> 01:38:57.920
<v Speaker 31>Do you have care giving experience as a parent, teacher, nanny, coach,

2020
01:38:58.119 --> 01:39:00.880
<v Speaker 31>or in another similar role. Popskip drive is looking for

2021
01:39:01.039 --> 01:39:03.800
<v Speaker 31>experienced caregivers who want to help students in their community

2022
01:39:03.880 --> 01:39:06.079
<v Speaker 31>by driving them to and from school. Earn up to

2023
01:39:06.159 --> 01:39:09.399
<v Speaker 31>fifty dollars per ride with hopskip drives welcome promotion, all

2024
01:39:09.479 --> 01:39:11.840
<v Speaker 31>while helping your community. If you have your own vehicle

2025
01:39:11.880 --> 01:39:13.800
<v Speaker 31>that is no more than ten years old, a clean

2026
01:39:13.920 --> 01:39:16.600
<v Speaker 31>driving record, and at least five years of caregiving experience,

2027
01:39:16.720 --> 01:39:19.159
<v Speaker 31>you could become a hop skip drive care driver. Just

2028
01:39:19.279 --> 01:39:21.560
<v Speaker 31>text school to thirty two thirty two thirty two to

2029
01:39:21.640 --> 01:39:24.760
<v Speaker 31>get started right now. Hopskip drive gives you the flexibility

2030
01:39:24.800 --> 01:39:27.560
<v Speaker 31>to set your own schedule and earn competitive pay. It's simple,

2031
01:39:27.720 --> 01:39:29.720
<v Speaker 31>drive in your free time and make a real difference

2032
01:39:29.760 --> 01:39:32.720
<v Speaker 31>for students right in your neighborhood. Don't wait Text school

2033
01:39:32.840 --> 01:39:35.079
<v Speaker 31>to thirty two thirty two thirty two. Right now, text

2034
01:39:35.199 --> 01:39:37.439
<v Speaker 31>school to thirty two thirty two thirty two and start

2035
01:39:37.479 --> 01:39:40.319
<v Speaker 31>earning up to fifty dollars per ride during HOPSKIP drives

2036
01:39:40.399 --> 01:39:41.520
<v Speaker 31>welcome promotion period.

2037
01:39:41.680 --> 01:39:44.239
<v Speaker 3>That's school to thirty two thirty two thirty two. Text

2038
01:39:44.359 --> 01:39:46.159
<v Speaker 3>school to thirty two thirty two thirty two.

2039
01:39:46.279 --> 01:39:50.479
<v Speaker 32>Now, market volatility isn't slowing down. If you're nearing retirement,

2040
01:39:50.760 --> 01:39:53.399
<v Speaker 32>now is not the time to wait and see. Every

2041
01:39:53.520 --> 01:39:56.479
<v Speaker 32>day of uncertainty can put your future at risk. It's

2042
01:39:56.640 --> 01:39:59.800
<v Speaker 32>time to diversify. I'm Jeff Junior with Trajan Wealth, and

2043
01:40:00.039 --> 01:40:03.199
<v Speaker 32>I want you to know you can create certainty locking

2044
01:40:03.359 --> 01:40:07.880
<v Speaker 32>in guaranteed income for life. This means predictable, stable cash

2045
01:40:07.960 --> 01:40:11.399
<v Speaker 32>flow even in turbulent times. You've worked too hard to

2046
01:40:11.479 --> 01:40:14.279
<v Speaker 32>leave your retirement to chance. Right now, there are options

2047
01:40:14.359 --> 01:40:18.359
<v Speaker 32>to receive up to thirty percent upfront or annual growth

2048
01:40:18.520 --> 01:40:21.520
<v Speaker 32>of up to ten percent for retirement income. That's up

2049
01:40:21.600 --> 01:40:24.600
<v Speaker 32>to thirty thousand dollars up front or up to ten

2050
01:40:24.720 --> 01:40:27.720
<v Speaker 32>thousand dollars per year on one hundred thousand dollars, all

2051
01:40:27.920 --> 01:40:29.640
<v Speaker 32>guaranteed for retirement income.

2052
01:40:29.880 --> 01:40:30.560
<v Speaker 3>Don't wait.

2053
01:40:30.920 --> 01:40:33.960
<v Speaker 32>Call Trajan today at seven two zero four zero five

2054
01:40:34.079 --> 01:40:37.039
<v Speaker 32>thirty three hundred. That's seven two zero, four zero five

2055
01:40:37.159 --> 01:40:37.920
<v Speaker 32>thirty three hundred.

2056
01:40:38.000 --> 01:40:39.560
<v Speaker 3>New guarantees are based on the claims pannaility of the

2057
01:40:39.560 --> 01:40:40.279
<v Speaker 3>issue insurance company.

2058
01:40:40.279 --> 01:40:42.359
<v Speaker 6>Any example provided to are hypothetic anali are expect us

2059
01:40:42.359 --> 01:40:44.319
<v Speaker 6>sales bushures should be reviewed carefully for funding spechus and

2060
01:40:44.319 --> 01:40:46.479
<v Speaker 6>def it's fairy Debama state that's straight and wealth insurans solutions.

2061
01:40:46.359 --> 01:40:49.479
<v Speaker 4>For six thirty k how and iHeartRadio station.

2062
01:40:51.600 --> 01:40:51.920
<v Speaker 13>All right?

2063
01:40:52.000 --> 01:40:55.359
<v Speaker 3>Three out of three seven one, three, eight two five five.

2064
01:40:55.479 --> 01:40:59.560
<v Speaker 3>I did get that contract from the four dealer. We're

2065
01:40:59.600 --> 01:41:01.600
<v Speaker 3>going to get at her back up after the break.

2066
01:41:01.640 --> 01:41:05.000
<v Speaker 3>I'm gonna have Deputy d eyeball this. I'll tell you

2067
01:41:05.079 --> 01:41:06.880
<v Speaker 3>the first thing I saw. I want to tell you this.

2068
01:41:07.039 --> 01:41:12.319
<v Speaker 3>So let me pull this pack up. This drives me nuts. Okay,

2069
01:41:13.239 --> 01:41:18.399
<v Speaker 3>so service contract information. Remember Alpine Ford her kids in

2070
01:41:18.479 --> 01:41:21.560
<v Speaker 3>his twenties. I'm going to tell you the different things

2071
01:41:21.600 --> 01:41:26.720
<v Speaker 3>they sold them. Drives me nuts. Tyron wheel road hazard protection,

2072
01:41:27.640 --> 01:41:35.600
<v Speaker 3>alloy wheels, cosmetic repair, paintless, dent repair, windshield repair, key protection,

2073
01:41:35.840 --> 01:41:42.000
<v Speaker 3>total benefit, key protection. They sold them key protection. Do

2074
01:41:42.079 --> 01:41:46.880
<v Speaker 3>you hear what I just said, key Protection. I'm baffled

2075
01:41:47.279 --> 01:41:51.239
<v Speaker 3>why anybody would buy all this mop and glow when

2076
01:41:51.279 --> 01:41:55.760
<v Speaker 3>they buy a car. It's absolutely insane. But I want

2077
01:41:55.800 --> 01:42:00.720
<v Speaker 3>to see if this contract is said and done. I

2078
01:42:00.920 --> 01:42:02.840
<v Speaker 3>want to see if it's said and done, and then

2079
01:42:02.880 --> 01:42:08.159
<v Speaker 3>we're going to figure out why alpine Ford decided that

2080
01:42:08.399 --> 01:42:10.800
<v Speaker 3>they don't want to take the trade in. If if

2081
01:42:10.840 --> 01:42:13.880
<v Speaker 3>they agreed to take it, we'll find out. Now, who

2082
01:42:13.960 --> 01:42:14.760
<v Speaker 3>do I got up here?

2083
01:42:14.840 --> 01:42:15.000
<v Speaker 8>Next?

2084
01:42:15.279 --> 01:42:17.680
<v Speaker 7>One quick question? Go ahead with all that mop and

2085
01:42:17.800 --> 01:42:20.479
<v Speaker 7>glow that they sold them. Yeah, the swat thing is

2086
01:42:20.560 --> 01:42:21.560
<v Speaker 7>to undo the deal.

2087
01:42:22.000 --> 01:42:23.119
<v Speaker 3>Well I think so too.

2088
01:42:23.279 --> 01:42:25.720
<v Speaker 7>But the next time he buys a car, Yeah, he

2089
01:42:25.800 --> 01:42:27.359
<v Speaker 7>learned a little bit. I would undo that deal in

2090
01:42:27.439 --> 01:42:27.920
<v Speaker 7>a heartbeat.

2091
01:42:28.000 --> 01:42:30.359
<v Speaker 3>I probably would too, Doc, But I mean, let's see.

2092
01:42:30.520 --> 01:42:32.039
<v Speaker 3>I mean they don't want to undo it, so we'll

2093
01:42:32.039 --> 01:42:36.680
<v Speaker 3>see what's happenings. The buyers don't want to undo it

2094
01:42:36.760 --> 01:42:40.640
<v Speaker 3>for whatever reason. Hey, Deputy d we sent you that

2095
01:42:40.920 --> 01:42:44.560
<v Speaker 3>alpine Ford agreement. I'm trying to figure out is if

2096
01:42:44.640 --> 01:42:47.159
<v Speaker 3>the camper. I want to know if the agreement was

2097
01:42:47.199 --> 01:42:50.119
<v Speaker 3>signed by both parties, and was the camper on there

2098
01:42:50.199 --> 01:42:52.239
<v Speaker 3>with the dollar amount for the trade in. I don't

2099
01:42:52.279 --> 01:42:54.640
<v Speaker 3>know what they're doing with that, So see what you

2100
01:42:54.720 --> 01:42:57.960
<v Speaker 3>can find out about that. Sean you've been holding a while.

2101
01:42:58.039 --> 01:43:00.279
<v Speaker 3>By the way, we have two lines open. First time

2102
01:43:00.800 --> 01:43:03.479
<v Speaker 3>the entire show we've had any lines open. Three to

2103
01:43:03.600 --> 01:43:06.560
<v Speaker 3>h three Martino. You've been ripped off? Need help? Three

2104
01:43:06.720 --> 01:43:11.920
<v Speaker 3>zero three Martino, we have two lines open. Now, let's

2105
01:43:12.039 --> 01:43:17.560
<v Speaker 3>see here, Sean, Sean, what is going on? Neo Orthodonics.

2106
01:43:17.640 --> 01:43:23.039
<v Speaker 3>I forget the guy's name. Yeah, doctor Lawson, Yeah, doctor Lawson.

2107
01:43:23.159 --> 01:43:23.359
<v Speaker 16>Yeah.

2108
01:43:23.399 --> 01:43:27.640
<v Speaker 3>We advertised, we advertised for them probably I want to

2109
01:43:27.680 --> 01:43:28.720
<v Speaker 3>say ten years ago.

2110
01:43:29.880 --> 01:43:33.359
<v Speaker 33>It probably was because that's about well, I found him

2111
01:43:33.399 --> 01:43:36.279
<v Speaker 33>through you, through his Aurora Orthodonics and TMJ.

2112
01:43:36.640 --> 01:43:38.800
<v Speaker 3>That's right, give me some help.

2113
01:43:39.560 --> 01:43:41.399
<v Speaker 33>And then he'd come on the show a couple of

2114
01:43:41.439 --> 01:43:43.560
<v Speaker 33>times and he'd started Neo Office.

2115
01:43:43.760 --> 01:43:47.359
<v Speaker 3>Yeah, Neo was pretty interesting. Instead of doing what people

2116
01:43:47.399 --> 01:43:50.560
<v Speaker 3>would think of as like braces are a retainer, well

2117
01:43:50.600 --> 01:43:52.560
<v Speaker 3>I guess it kind of was a retainer, but they'd

2118
01:43:52.600 --> 01:43:55.840
<v Speaker 3>start people younger with the hopes they'd never have to

2119
01:43:55.960 --> 01:43:59.279
<v Speaker 3>go into braces, but still kind of straighten the teeth.

2120
01:43:59.359 --> 01:44:00.960
<v Speaker 3>But I'm not going to I don't want to go

2121
01:44:01.079 --> 01:44:02.880
<v Speaker 3>down that road. So what's going on?

2122
01:44:04.279 --> 01:44:08.039
<v Speaker 33>So we started my I finished my program with Aurora

2123
01:44:08.159 --> 01:44:11.520
<v Speaker 33>Orthodonics and TMJ, but I was still having like semiannual

2124
01:44:11.680 --> 01:44:14.520
<v Speaker 33>visits to make sure sure things were on track. And

2125
01:44:14.960 --> 01:44:18.319
<v Speaker 33>during that time, my daughter who is almost nine now

2126
01:44:18.439 --> 01:44:22.760
<v Speaker 33>I think we've been so about three years into the

2127
01:44:22.920 --> 01:44:26.439
<v Speaker 33>first level of MYO brace program. We paid our end

2128
01:44:26.479 --> 01:44:29.479
<v Speaker 33>of the contract and that was supposed to include all

2129
01:44:29.560 --> 01:44:33.760
<v Speaker 33>of our myobraces because they increased in size or strength

2130
01:44:34.000 --> 01:44:34.640
<v Speaker 33>or Yeah.

2131
01:44:34.680 --> 01:44:35.680
<v Speaker 3>How much did you pay?

2132
01:44:35.760 --> 01:44:38.760
<v Speaker 22>By the way, probably about thirty five hundred dollars?

2133
01:44:39.640 --> 01:44:42.439
<v Speaker 3>And what did they and what's the issue?

2134
01:44:42.520 --> 01:44:42.640
<v Speaker 14>Now?

2135
01:44:42.720 --> 01:44:44.119
<v Speaker 3>You paid thirty five hundred and.

2136
01:44:44.159 --> 01:44:47.640
<v Speaker 33>Now what We got an email in January saying they

2137
01:44:47.720 --> 01:44:48.600
<v Speaker 33>closed their offices.

2138
01:44:49.199 --> 01:44:51.000
<v Speaker 8>He just stopped working.

2139
01:44:51.239 --> 01:44:53.640
<v Speaker 33>He said, all of our files have been transferred to

2140
01:44:53.760 --> 01:45:00.520
<v Speaker 33>another orthodontics. Who was it, doctor Omart ohm Art?

2141
01:45:00.760 --> 01:45:03.039
<v Speaker 3>Did he sell the practice? Did he retire?

2142
01:45:03.159 --> 01:45:04.479
<v Speaker 13>What? What do you now know?

2143
01:45:05.680 --> 01:45:09.840
<v Speaker 33>I think he was having medical problems. Oh and he

2144
01:45:10.119 --> 01:45:10.680
<v Speaker 33>just closed it.

2145
01:45:10.920 --> 01:45:12.000
<v Speaker 3>Does he still with us?

2146
01:45:13.600 --> 01:45:13.840
<v Speaker 21>Yes?

2147
01:45:14.359 --> 01:45:15.359
<v Speaker 9>I believe so.

2148
01:45:16.319 --> 01:45:20.760
<v Speaker 33>One of his assistants is over at the new orthodontics practice.

2149
01:45:22.640 --> 01:45:24.119
<v Speaker 14>She said they had to.

2150
01:45:24.239 --> 01:45:28.479
<v Speaker 33>Transfer the files that they're required to. So Omart did

2151
01:45:28.560 --> 01:45:33.359
<v Speaker 33>not buy NEO uh, and he gave us a free

2152
01:45:33.439 --> 01:45:36.760
<v Speaker 33>consultation and then never called us back for so basically,

2153
01:45:36.880 --> 01:45:37.439
<v Speaker 33>you want.

2154
01:45:37.319 --> 01:45:39.760
<v Speaker 3>To care you paid for, but yet this guy's out

2155
01:45:39.800 --> 01:45:40.319
<v Speaker 3>of business.

2156
01:45:41.439 --> 01:45:44.239
<v Speaker 33>He's out of business. There's a Facebook group called neo

2157
01:45:44.479 --> 01:45:47.039
<v Speaker 33>Orthodonic broad I want my money back.

2158
01:45:47.359 --> 01:45:49.520
<v Speaker 22>I am not in the worst.

2159
01:45:50.439 --> 01:45:53.520
<v Speaker 33>I am like there are people who were in that.

2160
01:45:53.640 --> 01:45:55.560
<v Speaker 3>I don't know what you hey, doc, let me ask

2161
01:45:55.640 --> 01:46:00.000
<v Speaker 3>you something. When when a doctor goes out of business,

2162
01:46:00.279 --> 01:46:02.239
<v Speaker 3>I don't care if it's because they're sick, or they

2163
01:46:02.359 --> 01:46:06.079
<v Speaker 3>run out of money or whatever happens. What typically happens,

2164
01:46:06.199 --> 01:46:09.479
<v Speaker 3>isn't it just like any other corporation, someone can force

2165
01:46:09.560 --> 01:46:11.079
<v Speaker 3>them into bankruptcy. I guess.

2166
01:46:11.399 --> 01:46:11.560
<v Speaker 13>Well.

2167
01:46:11.880 --> 01:46:13.720
<v Speaker 7>The only thing is the records have to be capped

2168
01:46:13.800 --> 01:46:17.359
<v Speaker 7>for I know, in medical practice for seven years, in

2169
01:46:17.479 --> 01:46:20.960
<v Speaker 7>ob practices, believe it or not, for eighteen years because

2170
01:46:21.039 --> 01:46:23.840
<v Speaker 7>the kid becomes until the kids become an adult. But

2171
01:46:24.560 --> 01:46:27.840
<v Speaker 7>there's some I'm sure the dentists have a time frame

2172
01:46:28.159 --> 01:46:29.640
<v Speaker 7>for which they have to keep the rest.

2173
01:46:29.520 --> 01:46:32.039
<v Speaker 3>So the records are probably over it. Whoever you said

2174
01:46:32.800 --> 01:46:34.359
<v Speaker 3>he turned his practice over.

2175
01:46:34.479 --> 01:46:36.279
<v Speaker 9>Too, they might not be.

2176
01:46:36.479 --> 01:46:41.359
<v Speaker 33>They're looking, but apparently he didn't even inform the record company,

2177
01:46:42.039 --> 01:46:44.840
<v Speaker 33>and so some of our records may be completely lost.

2178
01:46:45.000 --> 01:46:47.560
<v Speaker 3>I don't know what to make of this, meaning I

2179
01:46:47.600 --> 01:46:49.720
<v Speaker 3>don't know what to do with it. I mean you

2180
01:46:49.840 --> 01:46:53.159
<v Speaker 3>could force them, I guess, into bankruptcy if he didn't

2181
01:46:53.239 --> 01:46:56.720
<v Speaker 3>go bankrupt. Do you know if they filed bankruptcy, did

2182
01:46:56.800 --> 01:46:57.880
<v Speaker 3>you ever get anything?

2183
01:46:59.039 --> 01:47:02.159
<v Speaker 33>I never got anything. It doesn't look like that's what

2184
01:47:02.279 --> 01:47:05.199
<v Speaker 33>he's done. It's there's on the Facebook page that says

2185
01:47:05.239 --> 01:47:07.000
<v Speaker 33>he might be an assisted living Now.

2186
01:47:07.119 --> 01:47:09.840
<v Speaker 3>Oh my god, what happened to him so quick? How

2187
01:47:09.880 --> 01:47:12.439
<v Speaker 3>do you go from practicing mark?

2188
01:47:12.720 --> 01:47:12.880
<v Speaker 10>Oh?

2189
01:47:13.039 --> 01:47:15.439
<v Speaker 3>I didn't think of that doc something something like that.

2190
01:47:15.760 --> 01:47:18.479
<v Speaker 3>We got to figure out what happened to him. But Sean,

2191
01:47:18.680 --> 01:47:21.159
<v Speaker 3>I don't know what we could possibly do to get

2192
01:47:21.239 --> 01:47:24.119
<v Speaker 3>him to cough up money. I don't think there's any

2193
01:47:24.319 --> 01:47:27.680
<v Speaker 3>legal way of doing it without forcing him, uh into

2194
01:47:27.840 --> 01:47:29.439
<v Speaker 3>some kind of bankrupt See.

2195
01:47:29.520 --> 01:47:33.279
<v Speaker 7>I looked there's a Facebook group they have called the

2196
01:47:33.720 --> 01:47:40.479
<v Speaker 7>Attorney General's office. They filed with the Licensing Board, you know, Dora. Sure,

2197
01:47:40.720 --> 01:47:42.760
<v Speaker 7>and really that's all they can do at this point,

2198
01:47:43.800 --> 01:47:46.319
<v Speaker 7>and let you know, because the Attorney General and DORA

2199
01:47:46.399 --> 01:47:48.600
<v Speaker 7>are going to follow up. I'm not sure what we

2200
01:47:48.680 --> 01:47:52.000
<v Speaker 7>can do as individuals if they've already contacted the two ages.

2201
01:47:52.119 --> 01:47:54.560
<v Speaker 3>Here's what i'd really and I would have suggested. Here's

2202
01:47:54.600 --> 01:47:56.680
<v Speaker 3>what I'd like to figure out, Doc, if you could

2203
01:47:56.720 --> 01:47:59.479
<v Speaker 3>figure this out, what happened to him, I'd like to

2204
01:47:59.560 --> 01:48:02.960
<v Speaker 3>know if he live. Forget about the money aspect that secondary.

2205
01:48:03.439 --> 01:48:06.159
<v Speaker 3>I would like to figure out what happened to him,

2206
01:48:06.439 --> 01:48:09.199
<v Speaker 3>because if he's not even alive, none of this matters.

2207
01:48:09.640 --> 01:48:12.640
<v Speaker 3>And I don't know. Didn't someone tell me they saw

2208
01:48:12.720 --> 01:48:14.840
<v Speaker 3>he's got a nice condo? Yeah?

2209
01:48:14.920 --> 01:48:16.520
<v Speaker 21>Mark the Facebook group.

2210
01:48:16.920 --> 01:48:19.760
<v Speaker 33>Somebody put a post on there that says, look at

2211
01:48:19.800 --> 01:48:21.439
<v Speaker 33>all the nice things he bought with our money that.

2212
01:48:21.479 --> 01:48:22.159
<v Speaker 21>We don't get back.

2213
01:48:22.399 --> 01:48:24.119
<v Speaker 3>How many people are on this group?

2214
01:48:25.520 --> 01:48:27.039
<v Speaker 33>Less than sixty, I think right.

2215
01:48:27.000 --> 01:48:28.359
<v Speaker 3>Now, all of a lot.

2216
01:48:28.600 --> 01:48:30.760
<v Speaker 6>Go ahead, d Yeah, you know, we had a very

2217
01:48:30.760 --> 01:48:32.640
<v Speaker 6>similar call just a few months ago when I was

2218
01:48:32.720 --> 01:48:35.159
<v Speaker 6>working over at Tom's home studio and I researched this

2219
01:48:35.319 --> 01:48:37.039
<v Speaker 6>matter for a few hours for NEO.

2220
01:48:37.479 --> 01:48:40.880
<v Speaker 3>Yeah, same thing, same guy, Yeah, same guy, And what

2221
01:48:41.000 --> 01:48:41.720
<v Speaker 3>do you find out?

2222
01:48:41.800 --> 01:48:45.800
<v Speaker 6>Well, they just vanished. And it's true what our caller says.

2223
01:48:45.840 --> 01:48:47.520
<v Speaker 6>One of the ladies that worked in his office not

2224
01:48:47.640 --> 01:48:50.520
<v Speaker 6>works at this other practice. But this other practice didn't

2225
01:48:50.640 --> 01:48:54.399
<v Speaker 6>buy this form of practice. They just got referred, their

2226
01:48:54.439 --> 01:48:57.840
<v Speaker 6>patients got referred. So yeah, just has no responsibility. They

2227
01:48:57.880 --> 01:48:59.079
<v Speaker 6>have no responsibility.

2228
01:48:59.159 --> 01:49:01.159
<v Speaker 3>But they might not. They might know what the hell

2229
01:49:01.239 --> 01:49:02.119
<v Speaker 3>happened to this guy.

2230
01:49:02.159 --> 01:49:02.439
<v Speaker 13>I did.

2231
01:49:02.640 --> 01:49:05.399
<v Speaker 6>I did uncover the doctor's home address and some of

2232
01:49:05.439 --> 01:49:08.920
<v Speaker 6>the regulatory filings that I found. And at the time,

2233
01:49:09.039 --> 01:49:10.600
<v Speaker 6>and this was, I want to say, in February, at

2234
01:49:10.600 --> 01:49:12.399
<v Speaker 6>the time, his condo was for sale.

2235
01:49:13.199 --> 01:49:15.000
<v Speaker 3>So is he living there? You don't know? Well, I

2236
01:49:15.079 --> 01:49:17.000
<v Speaker 3>have no idea. You saw it on Zulo And why

2237
01:49:17.039 --> 01:49:19.319
<v Speaker 3>do you think he's an assisted living Sean? Is that

2238
01:49:19.520 --> 01:49:21.279
<v Speaker 3>just a rumor going around the Facebook?

2239
01:49:22.239 --> 01:49:22.439
<v Speaker 14>Yeah.

2240
01:49:22.800 --> 01:49:26.319
<v Speaker 33>And then my dentist today, who's going to take over

2241
01:49:26.479 --> 01:49:30.279
<v Speaker 33>our orthodonics care for our daughter, thought that perhaps there

2242
01:49:30.439 --> 01:49:35.520
<v Speaker 33>was a gill ome Bar response to a COVID vaccination

2243
01:49:35.880 --> 01:49:38.600
<v Speaker 33>and he got very shaky. They told us he had

2244
01:49:38.600 --> 01:49:39.760
<v Speaker 33>a fall in the office.

2245
01:49:40.199 --> 01:49:43.920
<v Speaker 3>He was not Hey, hey, doc, she just made me.

2246
01:49:44.439 --> 01:49:47.840
<v Speaker 3>She just made me think of something like an attorney

2247
01:49:48.000 --> 01:49:51.000
<v Speaker 3>has to hold everybody's money in a trust account for

2248
01:49:51.239 --> 01:49:54.640
<v Speaker 3>like a retainer or for anything. Does a doctor have

2249
01:49:54.840 --> 01:50:00.479
<v Speaker 3>to have a trust account for each patient? I don't know,

2250
01:50:00.640 --> 01:50:03.239
<v Speaker 3>because we really, Hey, do me a favor, hold on,

2251
01:50:03.399 --> 01:50:05.880
<v Speaker 3>hold on, you know what, Let's get Marco bend and

2252
01:50:05.920 --> 01:50:09.199
<v Speaker 3>elly on. Marco might know the answer to that, because

2253
01:50:09.239 --> 01:50:13.359
<v Speaker 3>if this guy, I've got some questions for Marco. I

2254
01:50:13.520 --> 01:50:16.760
<v Speaker 3>want to find this out. Everybody hold tight, Donna, Candy, Jerry,

2255
01:50:16.800 --> 01:50:20.439
<v Speaker 3>you're up next, and Sean make sure we have your information.

2256
01:50:21.000 --> 01:50:23.199
<v Speaker 3>I don't know if I can get Marco, Bend and

2257
01:50:23.239 --> 01:50:25.079
<v Speaker 3>Elly on right now, but I want to talk to

2258
01:50:25.159 --> 01:50:29.520
<v Speaker 3>an attorney that's done medmal and some other stuff. And

2259
01:50:29.680 --> 01:50:34.319
<v Speaker 3>I'm curious if a doctor has to hold money in

2260
01:50:34.560 --> 01:50:38.920
<v Speaker 3>trust and if he doesn't, what happens. Is there a bond?

2261
01:50:39.319 --> 01:50:41.800
<v Speaker 3>Did you have to have a bond or something? Doc,

2262
01:50:41.840 --> 01:50:44.319
<v Speaker 3>I know you had to have insurance. Well, we had

2263
01:50:44.399 --> 01:50:48.039
<v Speaker 3>malpractice insurance. But the thing is, well, if someone prepaid

2264
01:50:48.159 --> 01:50:50.840
<v Speaker 3>for a berth, it just never happens.

2265
01:50:51.159 --> 01:50:52.039
<v Speaker 7>It was so rare.

2266
01:50:52.359 --> 01:50:54.920
<v Speaker 3>I guess it wasn't something we've been thought about all.

2267
01:50:55.079 --> 01:50:55.840
<v Speaker 3>I got a break.

2268
01:51:00.520 --> 01:51:03.800
<v Speaker 12>Go with a sure thing Denver's Best roofer Excel roofing

2269
01:51:03.880 --> 01:51:06.520
<v Speaker 12>dot com. You don't pay a cent until you're content.

2270
01:51:09.920 --> 01:51:13.039
<v Speaker 12>Time for an insurance check up, free no obligation comparison

2271
01:51:13.239 --> 01:51:16.760
<v Speaker 12>call Compass insurance paying too much your coverage at dozens

2272
01:51:16.800 --> 01:51:19.520
<v Speaker 12>of insurance companies find out now three oh three, seven

2273
01:51:19.520 --> 01:51:21.840
<v Speaker 12>to seven to one help. You'll think you're his only

2274
01:51:22.000 --> 01:51:24.399
<v Speaker 12>customer when you choose Frank durand the real estate man

2275
01:51:24.479 --> 01:51:27.880
<v Speaker 12>dot Com to list your home with Remax Alliance three

2276
01:51:27.960 --> 01:51:30.680
<v Speaker 12>oh three nine two zero, sixteen twenty two and I

2277
01:51:30.800 --> 01:51:36.399
<v Speaker 12>hardly Yeah, rid.

2278
01:51:38.319 --> 01:51:41.239
<v Speaker 16>You need so you don't have?

2279
01:51:43.520 --> 01:51:45.920
<v Speaker 2>Come runs as fast as we can.

2280
01:51:46.800 --> 01:51:48.520
<v Speaker 3>Show Shooter's gonna help.

2281
01:51:48.800 --> 01:51:52.840
<v Speaker 4>Come six is the Troubleshooter Show.

2282
01:51:53.279 --> 01:51:56.520
<v Speaker 3>No Tom Martinez, Welcome my friends to the only show

2283
01:51:56.600 --> 01:51:59.840
<v Speaker 3>this camera here to solve problems, answer questions, take complaints.

2284
01:52:00.520 --> 01:52:02.279
<v Speaker 3>We're here to make your life a little bit better.

2285
01:52:02.359 --> 01:52:05.640
<v Speaker 3>You've been ripped off, maybe a bad contractor. We've been

2286
01:52:05.680 --> 01:52:07.800
<v Speaker 3>getting a lot of landlords stuff too. Man, there's a

2287
01:52:07.920 --> 01:52:10.399
<v Speaker 3>lot of scumlords out there, to be quite honest. But

2288
01:52:10.520 --> 01:52:12.439
<v Speaker 3>if you have a problem, we have a list of people,

2289
01:52:12.840 --> 01:52:17.000
<v Speaker 3>including attorneys and good contractors and cement guys and landscapers

2290
01:52:17.399 --> 01:52:21.600
<v Speaker 3>and money guys, retirement experts like like Jordan Keano, who's

2291
01:52:21.640 --> 01:52:24.079
<v Speaker 3>in studio with me today. We're gonna be talking about

2292
01:52:24.119 --> 01:52:27.520
<v Speaker 3>that in between calls. But three oh three seven one,

2293
01:52:27.600 --> 01:52:30.560
<v Speaker 3>three eight, two five five. We got lines full right now.

2294
01:52:30.680 --> 01:52:34.079
<v Speaker 3>But remember this three oh three Martino works on and

2295
01:52:34.199 --> 01:52:36.760
<v Speaker 3>off the air. If you call it right now when

2296
01:52:36.880 --> 01:52:39.680
<v Speaker 3>lines are full, to'll go directly to voicemail. We'll turn around,

2297
01:52:39.720 --> 01:52:41.760
<v Speaker 3>we'll call you back. We'll help you out, whether we're

2298
01:52:41.840 --> 01:52:44.039
<v Speaker 3>on the air or not. We'll get you lined up

2299
01:52:44.479 --> 01:52:47.800
<v Speaker 3>and then help HLP at troubleshooter dot com. We're gonna

2300
01:52:47.800 --> 01:52:52.520
<v Speaker 3>have an update coming on a deal with UH Alpine

2301
01:52:52.560 --> 01:52:56.039
<v Speaker 3>four done there in Pueblo. Yeah, Alpine Ford in Pueblo.

2302
01:52:56.119 --> 01:52:58.319
<v Speaker 3>We're gonna get her lined back up and Kelly get

2303
01:52:58.399 --> 01:53:00.319
<v Speaker 3>her back on so we can do that up date.

2304
01:53:01.079 --> 01:53:04.039
<v Speaker 3>Dmitri went through the contract, but it's kind of interesting.

2305
01:53:04.159 --> 01:53:06.760
<v Speaker 3>Her kid went down there and was going to trade

2306
01:53:06.800 --> 01:53:10.520
<v Speaker 3>in a camper and a twenty twenty four MANSTA on

2307
01:53:10.640 --> 01:53:14.479
<v Speaker 3>a new vehicle, and when they saw the camper, they

2308
01:53:14.640 --> 01:53:17.760
<v Speaker 3>basically backed out. And I wanted to see the contract

2309
01:53:18.279 --> 01:53:22.159
<v Speaker 3>because according to the mother, they basically were offering him

2310
01:53:22.199 --> 01:53:24.920
<v Speaker 3>the money site on scene. So soon as we get

2311
01:53:25.000 --> 01:53:27.560
<v Speaker 3>her up, we're going to go ahead and get that

2312
01:53:27.760 --> 01:53:30.800
<v Speaker 3>update from Dmitri. He got the contract and looked at it.

2313
01:53:31.640 --> 01:53:37.479
<v Speaker 3>The other thing we're dealing with is Sean with Neo Orthodonics. Kelly,

2314
01:53:37.600 --> 01:53:42.079
<v Speaker 3>did we have any luck getting Marco Bendinelli our attorney

2315
01:53:42.239 --> 01:53:45.840
<v Speaker 3>or no? I have not heard back from him yet. Okay,

2316
01:53:46.000 --> 01:53:48.920
<v Speaker 3>let's do this. Let's get Sean's information soon as we

2317
01:53:49.000 --> 01:53:52.159
<v Speaker 3>can line her up, maybe tomorrow. Let's line up Marco

2318
01:53:52.279 --> 01:53:55.279
<v Speaker 3>and Sean, so we have that all set up. So Sean,

2319
01:53:56.039 --> 01:53:58.600
<v Speaker 3>give Kelly your info. We're going to get you going tomorrow.

2320
01:53:58.640 --> 01:54:00.439
<v Speaker 3>And by the way, this hour brought to you by

2321
01:54:00.560 --> 01:54:04.039
<v Speaker 3>Hey waterpros dot net, the best for last. Paul's got

2322
01:54:04.119 --> 01:54:07.159
<v Speaker 3>the best systems. Suzanne and I bought a softener from

2323
01:54:07.239 --> 01:54:10.479
<v Speaker 3>them a couple of years ago. The thing is absolutely wonderful.

2324
01:54:10.520 --> 01:54:13.439
<v Speaker 3>Of course, it's the whole house. It costs us more

2325
01:54:13.520 --> 01:54:17.119
<v Speaker 3>than half price of the competition. But he's got one

2326
01:54:17.239 --> 01:54:19.000
<v Speaker 3>now I want to tell you about not only is

2327
01:54:19.039 --> 01:54:21.920
<v Speaker 3>it a water softener and it gets rid of the chlorine,

2328
01:54:21.960 --> 01:54:24.399
<v Speaker 3>but it gets rid of the forever chemicals in your

2329
01:54:24.600 --> 01:54:27.319
<v Speaker 3>entire house. You need to check it out. It's less

2330
01:54:27.359 --> 01:54:31.119
<v Speaker 3>than thirty seven hundred dollars. Other people sell this thing

2331
01:54:31.199 --> 01:54:35.600
<v Speaker 3>for over ten grand. Forever chemicals are everywhere. If you're

2332
01:54:35.640 --> 01:54:38.600
<v Speaker 3>in Parker Castle Rock, they're worse than a lot of places.

2333
01:54:39.000 --> 01:54:40.960
<v Speaker 3>You got to do a little research. You want to

2334
01:54:41.000 --> 01:54:44.279
<v Speaker 3>get these out of your body. You don't want them

2335
01:54:44.319 --> 01:54:48.079
<v Speaker 3>in there. Get the water system. Waterpros dot net the

2336
01:54:48.199 --> 01:54:52.000
<v Speaker 3>best for lesswaterpros dot net. Now let's jump over to

2337
01:54:52.359 --> 01:54:55.039
<v Speaker 3>Candy's been holding a while. Hey Candy, what's going on

2338
01:54:55.239 --> 01:54:56.800
<v Speaker 3>with Action Appliance?

2339
01:54:58.119 --> 01:54:58.319
<v Speaker 8>Well?

2340
01:54:59.000 --> 01:55:02.479
<v Speaker 15>I have called that because I heard some good virgins

2341
01:55:02.520 --> 01:55:07.760
<v Speaker 15>about them. So my refrigerator was making a really loud

2342
01:55:07.880 --> 01:55:12.720
<v Speaker 15>noise and it was born twice in my refrigerator. So

2343
01:55:12.880 --> 01:55:16.520
<v Speaker 15>they came out and the technician, I guess, was here

2344
01:55:16.560 --> 01:55:17.319
<v Speaker 15>a couple of hours.

2345
01:55:17.399 --> 01:55:21.000
<v Speaker 3>You know, these bastards accosted me years ago. I just

2346
01:55:21.119 --> 01:55:24.760
<v Speaker 3>pulled up there. They're in this little white building and Aurora.

2347
01:55:24.840 --> 01:55:28.479
<v Speaker 3>Are they out of Aurora? I went down there. This

2348
01:55:28.680 --> 01:55:33.039
<v Speaker 3>is years ago before COVID, and I was serving them

2349
01:55:33.399 --> 01:55:36.600
<v Speaker 3>for a caller. So I grabbed an old Amazon box.

2350
01:55:36.680 --> 01:55:39.079
<v Speaker 3>This is one of my tricks for the deputies. You

2351
01:55:39.159 --> 01:55:42.680
<v Speaker 3>grab an Amazon box. Everybody wants an Amazon package. And

2352
01:55:42.800 --> 01:55:46.880
<v Speaker 3>I'd had the paperwork the service inside the Amazon box.

2353
01:55:47.199 --> 01:55:49.640
<v Speaker 3>So they opened the door up. I walk in and

2354
01:55:49.760 --> 01:55:53.199
<v Speaker 3>I said, hey, you've been served, and I put the

2355
01:55:53.279 --> 01:55:58.520
<v Speaker 3>box down. This lady picks up the box and throws

2356
01:55:58.600 --> 01:56:01.279
<v Speaker 3>it at my head. Get the hell out of here.

2357
01:56:01.800 --> 01:56:03.880
<v Speaker 3>It was all live on the radio. I like this

2358
01:56:04.119 --> 01:56:08.000
<v Speaker 3>lady already shut up. It was all live too. It

2359
01:56:08.159 --> 01:56:10.359
<v Speaker 3>was a hundred percent, and of course, I you know,

2360
01:56:10.560 --> 01:56:13.439
<v Speaker 3>I yack, he did up. I was like, Tom, they're

2361
01:56:13.520 --> 01:56:16.880
<v Speaker 3>throwing off at me, they're hitting me, blah blah. I mean,

2362
01:56:16.960 --> 01:56:21.600
<v Speaker 3>these guys sucked. Really if it's the same ownership, I

2363
01:56:21.680 --> 01:56:23.800
<v Speaker 3>can't stand these guys. If they don't open the box.

2364
01:56:23.880 --> 01:56:27.920
<v Speaker 3>All they served, they were served. So what happened? Caddy?

2365
01:56:28.000 --> 01:56:29.079
<v Speaker 14>What what is your deal?

2366
01:56:29.560 --> 01:56:30.039
<v Speaker 15>Yesterday?

2367
01:56:30.199 --> 01:56:30.760
<v Speaker 13>Was horrible?

2368
01:56:31.159 --> 01:56:35.159
<v Speaker 15>So the guy came out and he said that it

2369
01:56:35.439 --> 01:56:41.479
<v Speaker 15>was a deep fast teamer mouth function and eapp what

2370
01:56:41.640 --> 01:56:41.800
<v Speaker 15>is it?

2371
01:56:41.920 --> 01:56:45.239
<v Speaker 3>What kind of what is it a refrigerator?

2372
01:56:45.319 --> 01:56:47.199
<v Speaker 15>What is it refrigerator?

2373
01:56:47.239 --> 01:56:48.560
<v Speaker 3>Okay, what brand?

2374
01:56:50.079 --> 01:56:50.640
<v Speaker 15>Samsung?

2375
01:56:50.840 --> 01:56:55.439
<v Speaker 3>And it's just out of warranty, so you called action? Okay.

2376
01:56:56.479 --> 01:56:59.960
<v Speaker 15>So came out and he spent two hours trying to

2377
01:57:00.279 --> 01:57:04.479
<v Speaker 15>get the eyes off of the plate that sits in

2378
01:57:04.520 --> 01:57:06.439
<v Speaker 15>the back of the infragerator with the motor.

2379
01:57:06.159 --> 01:57:11.119
<v Speaker 3>And everything's you mean just because it was so frozen yep, wow, okay,

2380
01:57:11.319 --> 01:57:13.039
<v Speaker 3>So he spent two hours doing that.

2381
01:57:13.159 --> 01:57:15.760
<v Speaker 15>Then what with my hair dryer? Nonetheless?

2382
01:57:16.079 --> 01:57:18.000
<v Speaker 3>Nice professional, keep going.

2383
01:57:18.640 --> 01:57:22.479
<v Speaker 15>Yeah, So he ordered a pause and they were like

2384
01:57:22.720 --> 01:57:25.680
<v Speaker 15>six hundred and thirty one dollars and I'm like, well.

2385
01:57:25.760 --> 01:57:28.399
<v Speaker 1>Okay, okay, I trust you.

2386
01:57:28.600 --> 01:57:31.159
<v Speaker 15>I heard, you know, okay, he put him in.

2387
01:57:31.840 --> 01:57:34.840
<v Speaker 3>I heard about the time you accosted Mark Major. Yes,

2388
01:57:35.239 --> 01:57:38.159
<v Speaker 3>keep going, and so put.

2389
01:57:38.079 --> 01:57:41.159
<v Speaker 15>Him in and I said, so this is gonna this

2390
01:57:41.399 --> 01:57:43.439
<v Speaker 15>is the problem, and I'm going to be good. And

2391
01:57:43.439 --> 01:57:45.840
<v Speaker 15>he said, oh yeah, he said this the last for

2392
01:57:46.000 --> 01:57:49.119
<v Speaker 15>two three years. I'm like, great, fantastic, thankful.

2393
01:57:49.000 --> 01:57:52.880
<v Speaker 3>And this is all last week, right five thirty It

2394
01:57:53.000 --> 01:57:55.119
<v Speaker 3>happened five thirty.

2395
01:57:54.920 --> 01:57:59.279
<v Speaker 20>Win Oh god, okay, a couple.

2396
01:57:59.079 --> 01:58:01.239
<v Speaker 3>Of months ago, let me yes, I said, broke. Where

2397
01:58:01.279 --> 01:58:04.560
<v Speaker 3>are we at a month ago? He came out, Yeah,

2398
01:58:04.560 --> 01:58:05.840
<v Speaker 3>I got you. Okay.

2399
01:58:05.960 --> 01:58:08.439
<v Speaker 15>So we put the parts in. A week and a

2400
01:58:08.479 --> 01:58:13.319
<v Speaker 15>half later, the same noise started and it started icing up.

2401
01:58:13.560 --> 01:58:17.960
<v Speaker 15>And I'm like, well, okay, maybe it's just cycling for.

2402
01:58:18.000 --> 01:58:20.000
<v Speaker 3>The something, or it could have been a bad part.

2403
01:58:20.119 --> 01:58:21.119
<v Speaker 3>It could have been anything.

2404
01:58:21.199 --> 01:58:21.880
<v Speaker 13>So what was it?

2405
01:58:23.199 --> 01:58:27.840
<v Speaker 15>So I called the office Agarion, and I said, the

2406
01:58:28.039 --> 01:58:32.399
<v Speaker 15>noise is still happening, and I have ice in my

2407
01:58:32.560 --> 01:58:37.039
<v Speaker 15>free refrigerator again, geez, well, we'll send a check out

2408
01:58:37.399 --> 01:58:39.880
<v Speaker 15>and have him checked. So he came out two days

2409
01:58:39.920 --> 01:58:44.479
<v Speaker 15>ago and said, and he couldn't get the back of

2410
01:58:44.720 --> 01:58:47.319
<v Speaker 15>the plate off of the refrigerator either, because it was

2411
01:58:47.439 --> 01:58:51.640
<v Speaker 15>so yeah, frozen. So he said, oh, well you need

2412
01:58:53.840 --> 01:58:57.439
<v Speaker 15>the sensors. You need two sensors, just causing the issues.

2413
01:58:57.479 --> 01:58:58.840
<v Speaker 15>And I said, so what you're saying is.

2414
01:58:58.840 --> 01:59:02.119
<v Speaker 3>The sensors, so in other words, you didn't need those

2415
01:59:02.199 --> 01:59:02.840
<v Speaker 3>other parts.

2416
01:59:03.680 --> 01:59:05.439
<v Speaker 15>That's what I'm thinking.

2417
01:59:05.720 --> 01:59:07.680
<v Speaker 3>So what did they say when you said that? So

2418
01:59:07.960 --> 01:59:10.079
<v Speaker 3>I need the censors? Why didn't you tell me that

2419
01:59:10.399 --> 01:59:11.039
<v Speaker 3>a week ago?

2420
01:59:12.199 --> 01:59:16.000
<v Speaker 15>And I asked her that and she said, well, it's

2421
01:59:16.199 --> 01:59:20.039
<v Speaker 15>just like a car. You take it in and maybe

2422
01:59:20.119 --> 01:59:22.000
<v Speaker 15>the next day something else is wrong with it.

2423
01:59:22.159 --> 01:59:25.479
<v Speaker 3>And I'm like, well, okay, you know what, it's possible

2424
01:59:25.560 --> 01:59:28.840
<v Speaker 3>that can happen, but it sounds kind of shady to me.

2425
01:59:29.079 --> 01:59:32.279
<v Speaker 15>So then what, oh, yeah, because the noise is back.

2426
01:59:32.399 --> 01:59:33.560
<v Speaker 3>How much are the sensors?

2427
01:59:34.960 --> 01:59:36.520
<v Speaker 15>I'm almost four hundred dollars?

2428
01:59:36.800 --> 01:59:38.560
<v Speaker 3>So what did you do? Did you get them?

2429
01:59:39.600 --> 01:59:39.640
<v Speaker 12>No?

2430
01:59:40.159 --> 01:59:43.680
<v Speaker 15>I called her again and I tried to explain to

2431
01:59:43.760 --> 01:59:46.840
<v Speaker 15>her the situation, and I said, you know, this just

2432
01:59:47.039 --> 01:59:51.359
<v Speaker 15>isn't acceptable, and now you want four hundred more dollars

2433
01:59:51.439 --> 01:59:51.720
<v Speaker 15>from me?

2434
01:59:52.000 --> 01:59:52.600
<v Speaker 3>What they say?

2435
01:59:53.439 --> 01:59:56.760
<v Speaker 15>And they said, well that's how much they cost and

2436
01:59:57.039 --> 01:59:59.640
<v Speaker 15>we'll learn for you. And I said, I don't think

2437
01:59:59.760 --> 02:00:02.479
<v Speaker 15>so I said I'm going to think about it, and

2438
02:00:02.600 --> 02:00:05.439
<v Speaker 15>I explained to her, how you know that?

2439
02:00:05.800 --> 02:00:10.319
<v Speaker 3>I think how many days afterwards did that sound start again?

2440
02:00:10.399 --> 02:00:13.880
<v Speaker 3>Candy week and a half, week and a half. Hold on,

2441
02:00:14.239 --> 02:00:18.119
<v Speaker 3>here's what I want, Kelly. Call these guys up action appliance.

2442
02:00:18.239 --> 02:00:20.760
<v Speaker 3>I swear to God, as soon as I saw that building,

2443
02:00:21.039 --> 02:00:24.720
<v Speaker 3>I started having PTSD. So do me a favor. Call

2444
02:00:24.800 --> 02:00:26.960
<v Speaker 3>them up. See if they'll come on the air. They're

2445
02:00:27.000 --> 02:00:29.600
<v Speaker 3>gonna probably hang up on you. I don't know. I mean,

2446
02:00:29.680 --> 02:00:32.800
<v Speaker 3>that was a long time ago, but let's see if

2447
02:00:32.840 --> 02:00:35.159
<v Speaker 3>we can't get them on the air. I find it

2448
02:00:35.359 --> 02:00:39.760
<v Speaker 3>awful strange. She spends six hundred bucks. Granted, other things

2449
02:00:39.880 --> 02:00:43.239
<v Speaker 3>can break. I get it, but my goodness, what are

2450
02:00:43.279 --> 02:00:43.920
<v Speaker 3>the chances?

2451
02:00:44.039 --> 02:00:44.199
<v Speaker 8>Right?

2452
02:00:44.399 --> 02:00:45.479
<v Speaker 3>What are the chances?

2453
02:00:46.279 --> 02:00:46.439
<v Speaker 14>Now?

2454
02:00:46.680 --> 02:00:51.640
<v Speaker 3>Jennifer, Jennifer's son went to Alpine Ford. We kind of

2455
02:00:51.680 --> 02:00:54.479
<v Speaker 3>already recapped it. So Jennifer, I'm going to let Dmitri

2456
02:00:54.680 --> 02:00:58.000
<v Speaker 3>somewhat take over here. He read through the contract. Dmitri,

2457
02:00:58.159 --> 02:01:00.399
<v Speaker 3>what did you find? Well, A couple of things jumped

2458
02:01:00.399 --> 02:01:01.079
<v Speaker 3>out at me. Mark.

2459
02:01:01.199 --> 02:01:04.279
<v Speaker 6>So Jennifer sent us at least five documents and I

2460
02:01:04.680 --> 02:01:07.399
<v Speaker 6>read them all. The important one is the sales contract itself,

2461
02:01:08.159 --> 02:01:10.399
<v Speaker 6>and there are a couple of things that struck me here.

2462
02:01:10.479 --> 02:01:12.319
<v Speaker 6>First of all, the camper is not mentioned on it.

2463
02:01:13.039 --> 02:01:17.760
<v Speaker 6>Under the trade in only the Mazda X ninety is listed.

2464
02:01:17.800 --> 02:01:21.000
<v Speaker 6>There's no mention of any camper. Okay, and the entire deal,

2465
02:01:22.199 --> 02:01:24.680
<v Speaker 6>you know, I've read down all the line items. There's

2466
02:01:24.840 --> 02:01:27.600
<v Speaker 6>there's a trade in value, there's an estimated payoff amount,

2467
02:01:27.680 --> 02:01:32.319
<v Speaker 6>all that stuff. It was like one of the previous paties,

2468
02:01:32.319 --> 02:01:35.600
<v Speaker 6>it was about seven percent seven something, so it wasn't outrageous.

2469
02:01:35.920 --> 02:01:38.319
<v Speaker 6>But the part that kind of seems obscene to me

2470
02:01:38.640 --> 02:01:41.479
<v Speaker 6>is there are three additional line items that were put

2471
02:01:41.520 --> 02:01:44.439
<v Speaker 6>on there. So there are total of two warranties. Now

2472
02:01:44.479 --> 02:01:47.199
<v Speaker 6>this is a brand new truck for reasons. So the

2473
02:01:47.279 --> 02:01:49.720
<v Speaker 6>two warranties had up to about sixty two hundred bucks,

2474
02:01:49.800 --> 02:01:53.079
<v Speaker 6>and there my gap insurance for twelve hundred bucks. So

2475
02:01:54.000 --> 02:01:56.079
<v Speaker 6>so I guess I have Are you saying there's like

2476
02:01:56.239 --> 02:02:00.199
<v Speaker 6>eight grand of crap? Yeah, I'm saying there's almost eight

2477
02:02:00.239 --> 02:02:01.239
<v Speaker 6>grand of crap.

2478
02:02:01.159 --> 02:02:03.760
<v Speaker 3>Eight grand of mopping glow they sold to your kid, Jennifer.

2479
02:02:03.800 --> 02:02:07.079
<v Speaker 6>So, Jennifer, if they're willing, if they're willing to undo

2480
02:02:07.159 --> 02:02:09.680
<v Speaker 6>this deal, run over.

2481
02:02:09.600 --> 02:02:13.720
<v Speaker 3>There they sold. Listen, Listen to what Dmitri's saying they

2482
02:02:13.880 --> 02:02:17.319
<v Speaker 3>bought eight grand worth of crap. They bought a brand

2483
02:02:17.359 --> 02:02:21.039
<v Speaker 3>new vehicle that has a warranty. What kind of vehicle

2484
02:02:21.159 --> 02:02:24.199
<v Speaker 3>is it's a twenty four four one fifty, so it's

2485
02:02:24.279 --> 02:02:28.159
<v Speaker 3>a three year, thirty six thousand mile bumper to bumper warranty.

2486
02:02:28.239 --> 02:02:30.760
<v Speaker 3>And then it might even have a powertrain. I don't know,

2487
02:02:31.359 --> 02:02:34.800
<v Speaker 3>but they sold them eight grand worth of extended warranties.

2488
02:02:35.319 --> 02:02:37.680
<v Speaker 3>They could buy that in three years if they still

2489
02:02:37.760 --> 02:02:40.520
<v Speaker 3>have the vehicle. There is no reason to buy eight

2490
02:02:40.640 --> 02:02:43.199
<v Speaker 3>grand worth of crap. Tell them to take the truck

2491
02:02:43.319 --> 02:02:46.720
<v Speaker 3>back and kiss the ground. These people walk on for

2492
02:02:46.880 --> 02:02:47.720
<v Speaker 3>being morons.

2493
02:02:48.199 --> 02:02:51.039
<v Speaker 6>Jennifer, what's the reason that you did not want to

2494
02:02:51.159 --> 02:02:53.359
<v Speaker 6>undo the deal? I never heard that part why. She

2495
02:02:53.479 --> 02:02:56.760
<v Speaker 6>probably didn't know the kids bought all that you Loaney.

2496
02:02:57.239 --> 02:03:01.079
<v Speaker 1>Yeah, I didn't know about everything. By like I said,

2497
02:03:01.119 --> 02:03:04.880
<v Speaker 1>my daughter's pregnant and it's just very stressful. They were

2498
02:03:04.960 --> 02:03:08.319
<v Speaker 1>having issues with dems that because it's new and the.

2499
02:03:08.359 --> 02:03:11.239
<v Speaker 3>Parts of yeah, get away, get away from these people

2500
02:03:11.319 --> 02:03:15.520
<v Speaker 3>and go to another dealership. Seriously, if they're willing to

2501
02:03:15.640 --> 02:03:18.399
<v Speaker 3>undo the deal without you losing anybody on it, that's

2502
02:03:18.399 --> 02:03:19.760
<v Speaker 3>a gift. How much was the vehicle.

2503
02:03:20.319 --> 02:03:22.680
<v Speaker 6>It was in the fifties, like little fifties that looks

2504
02:03:22.720 --> 02:03:26.119
<v Speaker 6>a fifty three. The vehicle itself was fifty three thousand

2505
02:03:26.399 --> 02:03:29.680
<v Speaker 6>and then eight grand and crap, almost a grand crap

2506
02:03:29.760 --> 02:03:31.800
<v Speaker 6>plus the service and handling fee of do.

2507
02:03:31.840 --> 02:03:33.720
<v Speaker 3>You want to know what they bought? I'm going to

2508
02:03:33.760 --> 02:03:35.920
<v Speaker 3>give you an idea what they bought for that eight grand?

2509
02:03:35.960 --> 02:03:38.279
<v Speaker 3>Do you have it up there? Do you have up

2510
02:03:38.439 --> 02:03:42.439
<v Speaker 3>like the rim protection and the windshield protection that most

2511
02:03:42.560 --> 02:03:46.079
<v Speaker 3>insurance companies offer for next to nothing, and the free

2512
02:03:46.239 --> 02:03:50.560
<v Speaker 3>key replacement that cost eight hundred dollars. So the gap

2513
02:03:50.640 --> 02:03:53.720
<v Speaker 3>insurance speaks for itself. Well, a lot of them are jumped.

2514
02:03:54.279 --> 02:03:56.640
<v Speaker 6>I'm sure it's we get a lot of complaints about gaps.

2515
02:03:57.119 --> 02:04:00.279
<v Speaker 6>But if the two warranties that were purchased, there's an

2516
02:04:00.319 --> 02:04:04.479
<v Speaker 6>extended warranty for only one hundred thousand miles, which gets

2517
02:04:04.760 --> 02:04:08.279
<v Speaker 6>which doesn't get her far beyond the original factor, right,

2518
02:04:08.840 --> 02:04:11.680
<v Speaker 6>and then there was approximately a twelve hundred dollars warranty

2519
02:04:11.840 --> 02:04:14.039
<v Speaker 6>for tires and windshield.

2520
02:04:14.279 --> 02:04:16.039
<v Speaker 3>Yeah, they're going to warranty. They're going to sell you

2521
02:04:16.239 --> 02:04:18.720
<v Speaker 3>roade hazard on tires that when you go to discount

2522
02:04:18.760 --> 02:04:21.319
<v Speaker 3>tire you get free flat repairs, and when you buy

2523
02:04:21.399 --> 02:04:25.359
<v Speaker 3>something there you get it for like twenty dollars. Jennifer,

2524
02:04:25.840 --> 02:04:28.640
<v Speaker 3>and listen, seriously, the camper was not a not a

2525
02:04:28.720 --> 02:04:31.319
<v Speaker 3>part of the deal. Yeah, there's no. In other words,

2526
02:04:31.439 --> 02:04:33.800
<v Speaker 3>if they want to vehicle back, there's nothing we can

2527
02:04:33.840 --> 02:04:35.720
<v Speaker 3>do to make them hold to it at this point.

2528
02:04:36.159 --> 02:04:38.960
<v Speaker 3>I mean, the fact they signed the contract is crazy.

2529
02:04:39.439 --> 02:04:42.960
<v Speaker 3>I does it actually say in the agreement that it

2530
02:04:43.159 --> 02:04:46.239
<v Speaker 3>is contingent on financing?

2531
02:04:47.479 --> 02:04:49.680
<v Speaker 1>Well, it was one portion that said that.

2532
02:04:49.760 --> 02:04:50.039
<v Speaker 12>I think.

2533
02:04:50.159 --> 02:04:53.079
<v Speaker 3>Yeah, if it says it's contingent on financing, they have

2534
02:04:53.199 --> 02:04:55.359
<v Speaker 3>every right in the world for it to ask for

2535
02:04:55.479 --> 02:04:58.319
<v Speaker 3>it back. But our real point to you is they

2536
02:04:58.479 --> 02:05:01.279
<v Speaker 3>screwed these kids so bad, in my opinion, with all

2537
02:05:01.319 --> 02:05:03.600
<v Speaker 3>this crap they sold them. I don't even know if

2538
02:05:03.640 --> 02:05:05.680
<v Speaker 3>that price is good on the vehicle, but let's say

2539
02:05:05.720 --> 02:05:07.600
<v Speaker 3>it is, and I don't know if the trade in

2540
02:05:07.680 --> 02:05:09.359
<v Speaker 3>is good. Here's what I want to do. I don't

2541
02:05:09.359 --> 02:05:11.920
<v Speaker 3>want to just tell her her kid got ripped off

2542
02:05:12.279 --> 02:05:14.359
<v Speaker 3>and bring it back, because that is what you need

2543
02:05:14.479 --> 02:05:16.479
<v Speaker 3>to do. But I want you to call over to

2544
02:05:16.680 --> 02:05:20.359
<v Speaker 3>a buddy of ours, a show friend jfr Cars. I

2545
02:05:20.479 --> 02:05:23.119
<v Speaker 3>want you to call over and tell them exactly what

2546
02:05:23.319 --> 02:05:26.000
<v Speaker 3>they want. They want whatever year f one p fifty

2547
02:05:26.079 --> 02:05:28.079
<v Speaker 3>that is, and tell them what there is for a

2548
02:05:28.159 --> 02:05:30.399
<v Speaker 3>trade in, and he's going to get you a better

2549
02:05:30.520 --> 02:05:33.279
<v Speaker 3>deal and not sell you any of that baloney. How's that?

2550
02:05:33.960 --> 02:05:34.119
<v Speaker 32>Oh?

2551
02:05:34.439 --> 02:05:36.600
<v Speaker 1>I would like that, thank you, and thank you for

2552
02:05:36.760 --> 02:05:39.119
<v Speaker 1>my kids. I mean they were here, they would be

2553
02:05:39.199 --> 02:05:40.239
<v Speaker 1>telling you the same thing.

2554
02:05:40.800 --> 02:05:43.399
<v Speaker 3>Yeah, tell them, don't buy that phony boloney. Do not

2555
02:05:43.600 --> 02:05:46.079
<v Speaker 3>buy all that crap when you're buying a brand new vehicle.

2556
02:05:46.159 --> 02:05:48.760
<v Speaker 3>There's no purpose in it. Don't buy it. And listen,

2557
02:05:48.880 --> 02:05:52.760
<v Speaker 3>every dealer out there, every financing guy is cringing right now.

2558
02:05:53.079 --> 02:05:55.600
<v Speaker 3>Let me tell you, these guys remind me a lot

2559
02:05:55.640 --> 02:05:57.600
<v Speaker 3>of them. I'm not going to say they're all crooked,

2560
02:05:57.920 --> 02:06:02.199
<v Speaker 3>but these financing guys, it starts with the salespeople out front.

2561
02:06:02.239 --> 02:06:05.640
<v Speaker 3>They used to drive around smoking cigarettes in the golf cart.

2562
02:06:05.960 --> 02:06:08.520
<v Speaker 3>And then by the time you get the financing that

2563
02:06:08.720 --> 02:06:11.039
<v Speaker 3>they're selling you stuff they make up in the back.

2564
02:06:11.479 --> 02:06:14.720
<v Speaker 3>I mean, really think about it. Key protection. I can

2565
02:06:14.840 --> 02:06:17.239
<v Speaker 3>go have a locksmith make a key for like eight

2566
02:06:17.359 --> 02:06:19.920
<v Speaker 3>dollars or a fob for one hundred in front of

2567
02:06:20.000 --> 02:06:22.560
<v Speaker 3>Sam's Club. They always have them. They want to charge

2568
02:06:22.640 --> 02:06:25.560
<v Speaker 3>eight hundred dollars for key protection. And I'll tell you

2569
02:06:26.000 --> 02:06:28.760
<v Speaker 3>we had one poor sap. You ready for this, Dmitri, Yes,

2570
02:06:29.079 --> 02:06:32.720
<v Speaker 3>we had one poor sap buy a Harley. I'm not

2571
02:06:32.800 --> 02:06:35.359
<v Speaker 3>going to say where because iHeart yelled at me. It

2572
02:06:35.479 --> 02:06:38.800
<v Speaker 3>was apparently a big national client, but I'll be honest,

2573
02:06:38.880 --> 02:06:41.359
<v Speaker 3>it was many years ago, and screw them. Here was

2574
02:06:41.399 --> 02:06:45.319
<v Speaker 3>the deal. This guy came back from across the world

2575
02:06:45.560 --> 02:06:49.399
<v Speaker 3>serving this country in the army. He had basically leave

2576
02:06:49.560 --> 02:06:52.359
<v Speaker 3>for two months, went out and bought a brand new Harley.

2577
02:06:52.439 --> 02:06:56.800
<v Speaker 3>A roadster. Is that what they're called? A roadster? Anybody's sportsters.

2578
02:06:57.720 --> 02:07:00.960
<v Speaker 3>It's a little one. It was a twelve thousand hardly

2579
02:07:01.039 --> 02:07:03.840
<v Speaker 3>I think it's a sportster. You know how much the

2580
02:07:03.960 --> 02:07:07.039
<v Speaker 3>total was after the mopp and Glow mind blowing on

2581
02:07:07.119 --> 02:07:09.239
<v Speaker 3>a twelve thousand dollars motor sign on a twelve thousand

2582
02:07:09.279 --> 02:07:11.960
<v Speaker 3>dollars hardly say? They probably loaded up to fifteen or

2583
02:07:11.960 --> 02:07:16.840
<v Speaker 3>sixteen twenty six thousand dollars. They sold a more Mopp

2584
02:07:16.920 --> 02:07:19.520
<v Speaker 3>and Glow. I told the guy, I said, you could

2585
02:07:19.560 --> 02:07:22.720
<v Speaker 3>have bought two bikes. No matter what broke, you would

2586
02:07:22.760 --> 02:07:25.680
<v Speaker 3>have a spare part. You could have bought two bikes.

2587
02:07:27.000 --> 02:07:29.920
<v Speaker 6>Well, in this case, I'm doing this deal would be awesome.

2588
02:07:30.079 --> 02:07:32.760
<v Speaker 6>And Jennifer, why does the dealer want to undo this deal?

2589
02:07:33.399 --> 02:07:34.720
<v Speaker 6>The financing tell her to run.

2590
02:07:34.800 --> 02:07:37.399
<v Speaker 3>They probably thought they could buy sell that camper for

2591
02:07:37.479 --> 02:07:40.640
<v Speaker 3>a little extra money on the down payments. My guest,

2592
02:07:41.000 --> 02:07:44.880
<v Speaker 3>but here's the deal. Give her JFRS information and I

2593
02:07:45.000 --> 02:07:48.600
<v Speaker 3>am running so far behind. But make sure she gets

2594
02:07:48.720 --> 02:07:52.439
<v Speaker 3>JFR and Rod's direct number, and someone send Rod an

2595
02:07:52.479 --> 02:07:54.760
<v Speaker 3>email and tell him to really hook these folks up.

2596
02:08:00.000 --> 02:08:02.760
<v Speaker 12>You go with a sure thing, Denver's Best roofer Excel

2597
02:08:02.880 --> 02:08:05.479
<v Speaker 12>Roofing dot com. You don't pay a cent until you're

2598
02:08:05.560 --> 02:08:11.760
<v Speaker 12>content than time for an insurance check up free, no obligation.

2599
02:08:11.840 --> 02:08:15.640
<v Speaker 12>In comparison, call Compass Insurance. Pay too much your coverage

2600
02:08:15.680 --> 02:08:18.319
<v Speaker 12>at dozens of insurance companies find out now three oh

2601
02:08:18.399 --> 02:08:20.840
<v Speaker 12>three seven seven to one help. You'll think you're his

2602
02:08:21.039 --> 02:08:23.600
<v Speaker 12>only customer when you choose Frank durand the real estate

2603
02:08:23.680 --> 02:08:26.920
<v Speaker 12>Man dot com to list your home with Remax Alliance

2604
02:08:27.159 --> 02:08:29.439
<v Speaker 12>three oh three nine two zero sixteen twenty two.

2605
02:08:39.279 --> 02:08:39.960
<v Speaker 13>All right, three O.

2606
02:08:40.119 --> 02:08:43.800
<v Speaker 3>Three seven one three eight two five five. By the way,

2607
02:08:43.880 --> 02:08:47.840
<v Speaker 3>this hour, my friends, if you don't listen to the show,

2608
02:08:47.960 --> 02:08:50.279
<v Speaker 3>by the way, on YouTube. You miss so much stuff

2609
02:08:50.319 --> 02:08:53.279
<v Speaker 3>I can't even tell you. But Jenness Total Exteriors. I

2610
02:08:53.359 --> 02:08:56.760
<v Speaker 3>really like Mark Mark Schamansky, great guy. I don't care

2611
02:08:56.760 --> 02:08:58.840
<v Speaker 3>if you need a deck. These guys can build a deck.

2612
02:08:59.079 --> 02:09:01.119
<v Speaker 3>Maybe you need a RepA, they can do it. They

2613
02:09:01.159 --> 02:09:04.159
<v Speaker 3>can do stucco siding. These guys have been out to

2614
02:09:04.239 --> 02:09:07.119
<v Speaker 3>our house. They did the exterior paint job five years ago.

2615
02:09:07.199 --> 02:09:10.640
<v Speaker 3>It still looks brand new. Last month they actually painted

2616
02:09:10.680 --> 02:09:14.479
<v Speaker 3>our entire inside. They can remodel a bathroom. This guy's

2617
02:09:14.520 --> 02:09:20.640
<v Speaker 3>got the best crews out there. Genesistotalexteriors dot Com, Genesis

2618
02:09:20.800 --> 02:09:25.119
<v Speaker 3>check them out. They're great, great, great people. Now where

2619
02:09:25.199 --> 02:09:28.680
<v Speaker 3>did we leave off? For all goodness sake, did not

2620
02:09:28.800 --> 02:09:32.720
<v Speaker 3>speak with you with Action Appliance? Oh Candy, my goodness?

2621
02:09:32.800 --> 02:09:35.720
<v Speaker 3>Of people that threw a box at me? So did

2622
02:09:35.800 --> 02:09:38.560
<v Speaker 3>we try to reach out Kelly to Action Appliance?

2623
02:09:38.720 --> 02:09:41.520
<v Speaker 17>Yes we did, and I talked with them, and I

2624
02:09:41.680 --> 02:09:43.119
<v Speaker 17>spoke with a very nice girl.

2625
02:09:43.720 --> 02:09:45.840
<v Speaker 3>I wonder if she's the one that threw things at me.

2626
02:09:46.199 --> 02:09:47.880
<v Speaker 3>I don't know about that.

2627
02:09:48.880 --> 02:09:52.000
<v Speaker 17>So the gentleman's name that we have to speak with

2628
02:09:52.399 --> 02:09:53.279
<v Speaker 17>is actually at lunch.

2629
02:09:53.840 --> 02:09:56.840
<v Speaker 3>Okay, So so he's going to call back I left

2630
02:09:56.880 --> 02:09:57.760
<v Speaker 3>a message.

2631
02:09:58.000 --> 02:10:01.760
<v Speaker 17>And she said that she'd pass it along, but interestingly enough,

2632
02:10:01.880 --> 02:10:04.800
<v Speaker 17>she would not disclose his last name.

2633
02:10:05.319 --> 02:10:07.319
<v Speaker 3>Yeah, well that's no big deal. But here's the deal.

2634
02:10:07.399 --> 02:10:10.079
<v Speaker 3>So we left a message. Kelly left a message, Candy.

2635
02:10:10.439 --> 02:10:13.199
<v Speaker 3>Let's give them the opportunity to get back to us

2636
02:10:13.279 --> 02:10:14.840
<v Speaker 3>and see if they're going to do the right thing

2637
02:10:14.920 --> 02:10:18.760
<v Speaker 3>on this, because in my opinion, I think they're screwing you. Now,

2638
02:10:18.840 --> 02:10:22.560
<v Speaker 3>that's just my opinion, that's it. And I'm basing that

2639
02:10:22.760 --> 02:10:25.760
<v Speaker 3>on the fact that you have the exact same problem

2640
02:10:26.239 --> 02:10:29.239
<v Speaker 3>seven days later or ten days later. And I'm also

2641
02:10:29.399 --> 02:10:31.960
<v Speaker 3>basing it on the fact that when I went there

2642
02:10:32.159 --> 02:10:34.800
<v Speaker 3>years ago, they were throwing stuff at me. So I'm

2643
02:10:34.840 --> 02:10:37.520
<v Speaker 3>basing it on two different things. Make sure we have

2644
02:10:37.680 --> 02:10:41.319
<v Speaker 3>Candy's information, Kelly, I want you to stay on top

2645
02:10:41.399 --> 02:10:43.640
<v Speaker 3>of it. What number did you leave the three ZHO

2646
02:10:43.680 --> 02:10:44.920
<v Speaker 3>three Martino.

2647
02:10:45.279 --> 02:10:48.520
<v Speaker 12>Go with a sure thing Denver's Best Roofer Excel Roofing

2648
02:10:48.640 --> 02:10:49.039
<v Speaker 12>dot com.

2649
02:10:49.239 --> 02:10:51.600
<v Speaker 16>You don't pay a cent until your content.

2650
02:10:54.640 --> 02:10:57.800
<v Speaker 12>Time for an insurance check up free no obligation comparison

2651
02:10:57.960 --> 02:11:01.479
<v Speaker 12>call Compass Insurance. Pay too much your coverage at dozens

2652
02:11:01.520 --> 02:11:04.239
<v Speaker 12>of insurance companies. Find out now three oh three seven

2653
02:11:04.279 --> 02:11:04.800
<v Speaker 12>to seven to one.

2654
02:11:04.960 --> 02:11:05.159
<v Speaker 3>Help.

2655
02:11:05.399 --> 02:11:08.000
<v Speaker 12>You'll think you're his only customer when you choose Frank

2656
02:11:08.079 --> 02:11:10.479
<v Speaker 12>durand the real estate man dot com to list your

2657
02:11:10.560 --> 02:11:13.680
<v Speaker 12>home with Remax Alliance three oh three nine two zero

2658
02:11:13.800 --> 02:11:14.760
<v Speaker 12>sixteen twenty two.

2659
02:11:18.880 --> 02:11:20.000
<v Speaker 16>All right, three oh three.

2660
02:11:20.039 --> 02:11:23.720
<v Speaker 3>Seven one three eight two five five Kevin cauk and

2661
02:11:23.800 --> 02:11:26.279
<v Speaker 3>share it an auto tech. Hey, Kevin, I got a caller.

2662
02:11:26.319 --> 02:11:29.880
<v Speaker 3>I'm gonna bring up Don. Hey, Don, do you have

2663
02:11:30.079 --> 02:11:32.359
<v Speaker 3>the GMC? Do you have one of these trucks?

2664
02:11:33.720 --> 02:11:35.239
<v Speaker 19>I have the twenty two versions.

2665
02:11:35.880 --> 02:11:39.199
<v Speaker 3>So he's telling me the six what is it?

2666
02:11:39.359 --> 02:11:43.920
<v Speaker 16>The six' Three, don six point Two, leader six.

2667
02:11:43.840 --> 02:11:47.520
<v Speaker 3>Point Two LEADER, gmc like all of, them they're having

2668
02:11:47.640 --> 02:11:50.600
<v Speaker 3>massive recalls on the. Engine do you know about, This? Kevin,

2669
02:11:51.920 --> 02:11:52.560
<v Speaker 3>yeah these.

2670
02:11:52.479 --> 02:11:55.680
<v Speaker 34>Are they're they're extending. Warranties they're doing a lot of different.

2671
02:11:55.720 --> 02:11:58.079
<v Speaker 3>Things what's going on with? Them what's the failure?

2672
02:11:58.199 --> 02:12:03.560
<v Speaker 34>Point uh, uh It's i've seen a couple of different,

2673
02:12:03.600 --> 02:12:07.319
<v Speaker 34>things BUT i know they're extending warranties upwards of ten.

2674
02:12:07.439 --> 02:12:12.119
<v Speaker 3>Years oh my, God Hey, don what is your specific?

2675
02:12:12.279 --> 02:12:19.039
<v Speaker 2>Question my specific question was, one can you can you

2676
02:12:19.159 --> 02:12:26.399
<v Speaker 2>guys create a webinar, slash you, know something for to

2677
02:12:26.560 --> 02:12:30.319
<v Speaker 2>display what we need to look out for going through this.

2678
02:12:30.600 --> 02:12:33.960
<v Speaker 19>Process SO i received my.

2679
02:12:34.279 --> 02:12:34.800
<v Speaker 13>Letter my.

2680
02:12:34.960 --> 02:12:36.039
<v Speaker 34>Notice, yeah what did the?

2681
02:12:36.159 --> 02:12:37.039
<v Speaker 3>Notice engine?

2682
02:12:37.119 --> 02:12:40.760
<v Speaker 19>Replacement, well engine replacement was one of the.

2683
02:12:40.880 --> 02:12:42.479
<v Speaker 3>Options, well why wouldn't you do?

2684
02:12:42.640 --> 02:12:43.079
<v Speaker 13>That? Don?

2685
02:12:46.239 --> 02:12:50.199
<v Speaker 19>Okay what what happens then to the value of the?

2686
02:12:50.279 --> 02:12:52.800
<v Speaker 3>Truck, WELL i, mean if it's got a brand new

2687
02:12:52.880 --> 02:12:55.359
<v Speaker 3>engine and yours is a twenty twenty two and it's

2688
02:12:55.439 --> 02:12:59.600
<v Speaker 3>a great engine FROM, GMC i would guess the value

2689
02:12:59.680 --> 02:13:06.520
<v Speaker 3>of the vehicle goes. Up, yeah, okay, yeah, Definitely Don like,

2690
02:13:06.680 --> 02:13:10.199
<v Speaker 3>Literally i'm not being, facetious, ERA i, Mean, kevin wouldn't you?

2691
02:13:10.279 --> 02:13:13.319
<v Speaker 34>Agree, Yeah and you can say you've already done the

2692
02:13:13.399 --> 02:13:15.119
<v Speaker 34>recall so that that buyer doesn't need to.

2693
02:13:15.119 --> 02:13:15.640
<v Speaker 8>Worry about the.

2694
02:13:15.720 --> 02:13:19.239
<v Speaker 3>Engine, yeah or you can just sleep tight knowing that

2695
02:13:19.399 --> 02:13:20.800
<v Speaker 3>your engine's not going to blow.

2696
02:13:20.920 --> 02:13:21.039
<v Speaker 13>Up.

2697
02:13:22.720 --> 02:13:27.279
<v Speaker 19>Okay the downside is THAT gm has not started producing

2698
02:13:27.399 --> 02:13:29.600
<v Speaker 19>the engines for all the trucks, yet got?

2699
02:13:29.640 --> 02:13:30.560
<v Speaker 13>It got?

2700
02:13:30.640 --> 02:13:32.720
<v Speaker 3>It, well there's not much you're going to do. THERE i,

2701
02:13:32.800 --> 02:13:35.199
<v Speaker 3>mean as soon as they start producing. Them the way

2702
02:13:35.279 --> 02:13:37.399
<v Speaker 3>you made it sound and the Way kevin's talking about,

2703
02:13:37.439 --> 02:13:40.399
<v Speaker 3>it oh my, GOD i, like how many vehicles are

2704
02:13:40.479 --> 02:13:43.319
<v Speaker 3>involved in this? Recall how many do you? Guys, KNOW i,

2705
02:13:43.359 --> 02:13:44.600
<v Speaker 3>mean are we talking you're.

2706
02:13:44.479 --> 02:13:46.800
<v Speaker 34>Thinking about five six hundred thousand.

2707
02:13:46.880 --> 02:13:49.840
<v Speaker 3>Vehicles oh my, god almost a half of more than

2708
02:13:49.920 --> 02:13:52.319
<v Speaker 3>half a million. Vehicles it's going to take them a

2709
02:13:52.359 --> 02:13:53.560
<v Speaker 3>little bit to make that many.

2710
02:13:53.680 --> 02:13:57.680
<v Speaker 34>Engines, yep they all go through, this total went through,

2711
02:13:57.760 --> 02:14:00.119
<v Speaker 34>it and they finally are starting to deliver motors or

2712
02:14:00.159 --> 02:14:01.039
<v Speaker 34>some of their recalls.

2713
02:14:01.119 --> 02:14:02.479
<v Speaker 16>Too so this just.

2714
02:14:02.680 --> 02:14:04.560
<v Speaker 3>HAPPENS i, mean it's just a design fly.

2715
02:14:04.680 --> 02:14:07.279
<v Speaker 34>OFF i, mean for sure an internal failure that they're

2716
02:14:07.279 --> 02:14:09.640
<v Speaker 34>saying from an outside's the worst or something that you,

2717
02:14:09.720 --> 02:14:11.119
<v Speaker 34>Know but, yeah the engines fail.

2718
02:14:11.680 --> 02:14:14.600
<v Speaker 3>Prematurely, yeah Don i'd get on the list and then

2719
02:14:14.800 --> 02:14:17.479
<v Speaker 3>just hope you don't have to suffer with any issues

2720
02:14:18.159 --> 02:14:20.640
<v Speaker 3>up until and if something does happen to years and

2721
02:14:20.720 --> 02:14:23.000
<v Speaker 3>they don't have an, ENGINE i would assume you can

2722
02:14:23.079 --> 02:14:29.119
<v Speaker 3>probably get a loaner vehicle or. Something, okay but, yeah many,

2723
02:14:29.279 --> 02:14:31.720
<v Speaker 3>Great i'm glad everybody out. There so you guys are,

2724
02:14:31.760 --> 02:14:35.439
<v Speaker 3>saying anybody with a six to TWO gmc does? That

2725
02:14:35.720 --> 02:14:39.359
<v Speaker 3>Does chevy do? A Does chevy trucks?

2726
02:14:39.439 --> 02:14:42.840
<v Speaker 34>Too it's in a few different vehicles and there's certain

2727
02:14:43.159 --> 02:14:46.800
<v Speaker 34>obviously certain years in bin numbers and everything. Else they

2728
02:14:46.840 --> 02:14:49.479
<v Speaker 34>don't all get. It but, yeah definitely look out For.

2729
02:14:49.520 --> 02:14:51.600
<v Speaker 3>Hey, mike what do you know about? This he's got

2730
02:14:51.680 --> 02:14:52.880
<v Speaker 3>to comment on this. Issue.

2731
02:14:55.680 --> 02:15:00.560
<v Speaker 18>Mark there are two very good YouTube channel that have

2732
02:15:00.720 --> 02:15:05.079
<v Speaker 18>covered this. Extensively one of them is Rain Man Raise

2733
02:15:05.239 --> 02:15:09.600
<v Speaker 18>repairs because he's A gm, fanboy and the other one

2734
02:15:09.880 --> 02:15:14.520
<v Speaker 18>Is Dave's. Autocenter they got a core in where the

2735
02:15:14.680 --> 02:15:17.960
<v Speaker 18>engine exploded after fourteen, Miles oh my.

2736
02:15:18.319 --> 02:15:21.359
<v Speaker 15>God and apparently.

2737
02:15:23.079 --> 02:15:26.760
<v Speaker 18>Apparently what they're doing is running a borscope into the

2738
02:15:26.840 --> 02:15:30.760
<v Speaker 18>motor to figure out if there's any. Damage if, not

2739
02:15:31.119 --> 02:15:35.079
<v Speaker 18>they change the oil viscosity to a ZERO w, forty

2740
02:15:35.600 --> 02:15:39.840
<v Speaker 18>which doubles the bill for your oil, change and extend

2741
02:15:39.920 --> 02:15:42.680
<v Speaker 18>your warranty and send you out the. Door but they

2742
02:15:42.960 --> 02:15:48.600
<v Speaker 18>expect to replace a million engines under this, recall and

2743
02:15:49.319 --> 02:15:52.359
<v Speaker 18>they have none and they do not have a, supplier

2744
02:15:53.000 --> 02:15:54.920
<v Speaker 18>so they don't know where they're going to come.

2745
02:15:55.000 --> 02:15:58.720
<v Speaker 3>From that is mind. Blowing, mike that's great. Info Don

2746
02:15:58.800 --> 02:16:01.319
<v Speaker 3>did you get those? Two go check out those.

2747
02:16:01.399 --> 02:16:06.880
<v Speaker 2>Youtubes, Okay so if they increase the viscosity of the,

2748
02:16:07.000 --> 02:16:09.279
<v Speaker 2>oils that is a temporary.

2749
02:16:09.439 --> 02:16:12.560
<v Speaker 3>Fix, no they're saying that would be a permanent. Fix

2750
02:16:12.680 --> 02:16:18.039
<v Speaker 3>but they're gonna extend your. Warranty to make you feel. Better, Correct, okay,

2751
02:16:18.920 --> 02:16:20.960
<v Speaker 3>YEAH i mean that would be a permanent. Fix that

2752
02:16:21.039 --> 02:16:23.239
<v Speaker 3>seems like a big scrip they should have. CAUGHT i

2753
02:16:23.359 --> 02:16:26.600
<v Speaker 3>mean one with fourteen miles on it is just mind. Blowing,

2754
02:16:26.880 --> 02:16:29.159
<v Speaker 3>Hey kevin calk AND i appreciate. It we'll see you,

2755
02:16:29.920 --> 02:16:33.120
<v Speaker 3>actually fourth Of July's. Friday but That's kevin cock And

2756
02:16:33.239 --> 02:16:36.559
<v Speaker 3>Sheridan Auto. Tech one of the best guys out, There

2757
02:16:36.760 --> 02:16:39.280
<v Speaker 3>shardan auto tech dot. Com, thanks got to break.

2758
02:16:44.159 --> 02:16:44.280
<v Speaker 13>All.

2759
02:16:44.360 --> 02:16:46.799
<v Speaker 3>Right three oh three seven one three eight two five

2760
02:16:47.000 --> 02:16:52.079
<v Speaker 3>Five Jordan, KEANO i want to talk about your. Product

2761
02:16:52.120 --> 02:16:55.000
<v Speaker 3>we talked to your dad in the second. Hour here's the, deal,

2762
02:16:55.120 --> 02:16:58.120
<v Speaker 3>MAN i love this. Annuity i'm just gonna tell everybody

2763
02:16:58.200 --> 02:17:01.600
<v Speaker 3>out there WHY i personally like. It the fifteen percent

2764
02:17:01.719 --> 02:17:04.959
<v Speaker 3>bonus if you buy an. Annuity did you crunch numbers

2765
02:17:05.040 --> 02:17:06.520
<v Speaker 3>For DEPUTY D, YEAH i.

2766
02:17:06.559 --> 02:17:08.399
<v Speaker 35>Did, that and as well as the example you asked.

2767
02:17:08.399 --> 02:17:10.639
<v Speaker 3>For, okay let's go to the EXAMPLE i asked. For

2768
02:17:10.879 --> 02:17:14.920
<v Speaker 3>so someone buys an annuity for two hundred and fifty, thousand,

2769
02:17:15.319 --> 02:17:18.159
<v Speaker 3>yep forty years. Old forty years. Old so someone at

2770
02:17:18.239 --> 02:17:21.319
<v Speaker 3>forty buys one for two hundred and fifty. Grand then

2771
02:17:21.399 --> 02:17:23.000
<v Speaker 3>they retire at what Age.

2772
02:17:22.879 --> 02:17:26.239
<v Speaker 35>Let's just say nowadays seventy sixty, eight somewhere in that.

2773
02:17:26.360 --> 02:17:28.559
<v Speaker 35>Range and you're talking about one hundred and twenty thousand

2774
02:17:28.600 --> 02:17:29.159
<v Speaker 35>dollars a.

2775
02:17:29.319 --> 02:17:31.280
<v Speaker 3>Year so they're going to have one hundred and twenty

2776
02:17:31.360 --> 02:17:33.760
<v Speaker 3>thousand dollars a year for the rest of, them for

2777
02:17:33.840 --> 02:17:35.879
<v Speaker 3>the rest of their. Life so think about. That you

2778
02:17:36.079 --> 02:17:38.680
<v Speaker 3>make up the principle you paid. Now granted it's a

2779
02:17:38.799 --> 02:17:41.920
<v Speaker 3>lot of, time but you make up the principal principle

2780
02:17:42.000 --> 02:17:44.479
<v Speaker 3>you paid in two and a half. Years, oh if

2781
02:17:44.559 --> 02:17:47.120
<v Speaker 3>that person lives to be one, hundred that return on

2782
02:17:47.280 --> 02:17:51.360
<v Speaker 3>investment is. Insane and we all know. It everybody's living.

2783
02:17:51.479 --> 02:17:55.600
<v Speaker 3>Longer and here's the PART i, like if something happens

2784
02:17:55.639 --> 02:17:58.840
<v Speaker 3>to that, individual they're getting one hundred and twenty thousand

2785
02:17:58.959 --> 02:18:01.120
<v Speaker 3>dollars a year or for the rest of their. Life

2786
02:18:01.360 --> 02:18:04.920
<v Speaker 3>and if they can't cook for themselves and can't clean what, happens.

2787
02:18:04.719 --> 02:18:07.360
<v Speaker 35>It doubles close to two Forty so it's long forty.

2788
02:18:07.399 --> 02:18:11.079
<v Speaker 3>Thousand the long term care benefits of these annuities are

2789
02:18:11.200 --> 02:18:14.879
<v Speaker 3>better than the insurance you can buy for long term.

2790
02:18:15.319 --> 02:18:18.319
<v Speaker 3>Care the insurance they have out there now is either

2791
02:18:18.520 --> 02:18:22.920
<v Speaker 3>highly expensive unaffordable because people that are looking for it

2792
02:18:23.360 --> 02:18:25.920
<v Speaker 3>generally have, issues so you can't even buy. It but

2793
02:18:26.079 --> 02:18:28.200
<v Speaker 3>if you do get it through your work when you're,

2794
02:18:28.280 --> 02:18:31.719
<v Speaker 3>younger chances are it barely covers anything that's.

2795
02:18:31.840 --> 02:18:34.159
<v Speaker 35>Right and this is something that's very. Common somebody who's

2796
02:18:34.159 --> 02:18:36.840
<v Speaker 35>forty years old could have maybe changed positions in in

2797
02:18:36.879 --> 02:18:38.760
<v Speaker 35>a career, path could have done. That so any money

2798
02:18:38.799 --> 02:18:41.000
<v Speaker 35>that's left with a four to one k ir in

2799
02:18:41.200 --> 02:18:44.200
<v Speaker 35>four work and four one, ks this is the opportunity and.

2800
02:18:44.280 --> 02:18:48.520
<v Speaker 3>You could convert it without any tax, ramification.

2801
02:18:48.079 --> 02:18:50.719
<v Speaker 35>Roll it, over no tax, ratifications get that fifteen percent

2802
02:18:50.799 --> 02:18:54.479
<v Speaker 35>bonus and get yourself. Diversified you got income for a. Life,

2803
02:18:54.559 --> 02:18:55.319
<v Speaker 35>yeah you never.

2804
02:18:55.280 --> 02:18:57.239
<v Speaker 3>Want to just put all your eggs in one. Basket

2805
02:18:57.360 --> 02:18:59.079
<v Speaker 3>we say that all the, time AND i hate to

2806
02:18:59.159 --> 02:19:02.040
<v Speaker 3>beat a dead, horse but truly you. Don't but to

2807
02:19:02.200 --> 02:19:04.680
<v Speaker 3>have that kind of guaranteed money one hundred and twenty

2808
02:19:04.799 --> 02:19:07.360
<v Speaker 3>thousand a year when you're seventy years old till the

2809
02:19:07.479 --> 02:19:09.879
<v Speaker 3>day you die is. UNBELIEVABLE i have a, question go,

2810
02:19:09.920 --> 02:19:12.159
<v Speaker 3>ahead costs a living? Increase great.

2811
02:19:12.280 --> 02:19:14.760
<v Speaker 35>Question that is something that you've been a part of

2812
02:19:14.879 --> 02:19:17.079
<v Speaker 35>and they have those options on, there so it.

2813
02:19:17.200 --> 02:19:18.879
<v Speaker 3>Costs a little. More it costs a little bit more

2814
02:19:19.000 --> 02:19:21.799
<v Speaker 3>and listen to. This, people when you buy something for

2815
02:19:21.959 --> 02:19:24.760
<v Speaker 3>like two hundred and fifty thousand or one hundred, thousand

2816
02:19:24.840 --> 02:19:27.360
<v Speaker 3>let's take a nice round. Number you buy an annuity right,

2817
02:19:27.440 --> 02:19:30.000
<v Speaker 3>now say you're thirty years old or forty or have

2818
02:19:30.159 --> 02:19:32.799
<v Speaker 3>that orphan four oh one k one hundred, thousand you

2819
02:19:32.959 --> 02:19:38.200
<v Speaker 3>immediately get a fifteen percent bonus, Immediately so you're starting day,

2820
02:19:38.280 --> 02:19:40.840
<v Speaker 3>one you roll over that orphan four oh one, k

2821
02:19:41.319 --> 02:19:44.159
<v Speaker 3>you make fifteen thousand dollars day, one day.

2822
02:19:44.200 --> 02:19:45.959
<v Speaker 35>One and this could be again or for four one.

2823
02:19:46.040 --> 02:19:49.200
<v Speaker 35>Ks could be real estate if you have equity and, homes.

2824
02:19:49.159 --> 02:19:51.120
<v Speaker 3>Just have something you can borrow from, it you can

2825
02:19:51.239 --> 02:19:55.079
<v Speaker 3>loan against. It it's your. Money you got to have that.

2826
02:19:55.239 --> 02:19:58.920
<v Speaker 7>Cola, YES i mean if you're thirty years old forty

2827
02:19:59.000 --> 02:20:00.319
<v Speaker 7>years from, now oh big.

2828
02:20:00.440 --> 02:20:03.879
<v Speaker 3>Time the one hundred and twenty maybe worth thirty. Thousand oh,

2829
02:20:03.959 --> 02:20:06.360
<v Speaker 3>yeah oh of. Course so you have the cost of

2830
02:20:06.399 --> 02:20:09.399
<v Speaker 3>living increase, that, yeah which is one thing to. Do

2831
02:20:10.159 --> 02:20:12.440
<v Speaker 3>so let me ask you this part on. It so

2832
02:20:12.799 --> 02:20:15.840
<v Speaker 3>you have the cost of living, increase does it truly

2833
02:20:16.079 --> 02:20:18.280
<v Speaker 3>keep up with the cost of? Living how do they measure?

2834
02:20:18.319 --> 02:20:18.360
<v Speaker 13>It?

2835
02:20:18.559 --> 02:20:19.200
<v Speaker 3>Yeah it does?

2836
02:20:19.399 --> 02:20:20.959
<v Speaker 35>It you, know they use it pretty much to the

2837
02:20:21.000 --> 02:20:23.319
<v Speaker 35>guidelines of what's going on in the. Market like sold

2838
02:20:23.319 --> 02:20:26.159
<v Speaker 35>security in a sense should have a really cost of living,

2839
02:20:26.239 --> 02:20:28.920
<v Speaker 35>increase but it. Doesn't it's for people who have to postpone.

2840
02:20:28.959 --> 02:20:31.520
<v Speaker 3>It, now this part will blow everybody away. Listening you,

2841
02:20:31.600 --> 02:20:34.000
<v Speaker 3>go how much is an annuity like? That how much in?

2842
02:20:34.239 --> 02:20:37.440
<v Speaker 3>Fees great? Question people love. Fees that's.

2843
02:20:37.520 --> 02:20:40.680
<v Speaker 35>Right ones out there are tremendously. Expensive what we're talking

2844
02:20:40.680 --> 02:20:43.360
<v Speaker 35>about is one tenth of a. Percent so we're talking

2845
02:20:43.399 --> 02:20:46.600
<v Speaker 35>about point one zero is the fee per, year not a.

2846
02:20:46.719 --> 02:20:48.799
<v Speaker 35>Month that's one tenth of a percent every.

2847
02:20:48.920 --> 02:20:51.520
<v Speaker 3>Year you, know we took we were running crazy stuff

2848
02:20:51.559 --> 02:20:54.319
<v Speaker 3>on our weekend show one, time AND i think you

2849
02:20:54.440 --> 02:20:56.600
<v Speaker 3>took like a twenty year old maybe it was twenty

2850
02:20:56.680 --> 02:20:59.479
<v Speaker 3>two years, OLD i. Forget and we, said if the

2851
02:20:59.559 --> 02:21:03.399
<v Speaker 3>grand other or someone bought a ten thousand dollars annuity

2852
02:21:03.520 --> 02:21:07.120
<v Speaker 3>for her grandkid that was twenty and this kid retires

2853
02:21:07.879 --> 02:21:10.000
<v Speaker 3>at that, Point, hell we might live to one hundred and.

2854
02:21:10.040 --> 02:21:12.360
<v Speaker 3>FIFTY i don't. KNOW i, mean, SERIOUSLY i have no.

2855
02:21:12.479 --> 02:21:14.920
<v Speaker 3>Idea if you look at how long we lived one

2856
02:21:15.000 --> 02:21:17.319
<v Speaker 3>hundred years, ago it was half of what we do.

2857
02:21:17.520 --> 02:21:20.719
<v Speaker 3>Now so regardless of what it, was we crunched the

2858
02:21:20.840 --> 02:21:23.479
<v Speaker 3>number that the kid would retire at seventy five or.

2859
02:21:23.520 --> 02:21:27.559
<v Speaker 3>Eighty the kid was making like seven hundred thousand dollars

2860
02:21:27.600 --> 02:21:30.399
<v Speaker 3>a year till the day he died off of ten

2861
02:21:30.520 --> 02:21:33.799
<v Speaker 3>thousand dollars when he was. Twenty it's the beauty of.

2862
02:21:33.879 --> 02:21:35.840
<v Speaker 35>Time you, know when you have money set aside and

2863
02:21:35.920 --> 02:21:37.799
<v Speaker 35>you let it compound over, years it can do.

2864
02:21:37.920 --> 02:21:40.639
<v Speaker 3>Wonders here's WHAT i love About joe And. Jordan i've

2865
02:21:40.680 --> 02:21:43.799
<v Speaker 3>known these guys. Forever, Listen annuity products aren't. New there's

2866
02:21:43.920 --> 02:21:47.360
<v Speaker 3>crappy ones out. There joseph. Fiduciary they'd never steer you.

2867
02:21:47.479 --> 02:21:49.879
<v Speaker 3>WRONG i trust these. Guys but you call up in

2868
02:21:49.959 --> 02:21:52.840
<v Speaker 3>yass the. Numbers you tell them your predicament you're. In say,

2869
02:21:52.920 --> 02:21:55.319
<v Speaker 3>Hey i'm seventy And i'm getting to. Retire how about

2870
02:21:55.319 --> 02:21:58.639
<v Speaker 3>IF i got an annuity and immediately start taking, money

2871
02:21:58.920 --> 02:22:01.280
<v Speaker 3>Or i'm forty And i'm starting to think you're, Retiring

2872
02:22:01.440 --> 02:22:03.280
<v Speaker 3>OR i do have this orphan four oh one, K

2873
02:22:03.719 --> 02:22:05.959
<v Speaker 3>or how about IF i only have fifty thousand dollars

2874
02:22:06.040 --> 02:22:08.280
<v Speaker 3>And i'm. Thirty what does that look? Like have them

2875
02:22:08.360 --> 02:22:10.840
<v Speaker 3>crunch the. Numbers that's the best way to do. It

2876
02:22:11.239 --> 02:22:13.159
<v Speaker 3>that is the way to do, it and it's guaranteed.

2877
02:22:13.200 --> 02:22:16.079
<v Speaker 3>Money you cannot lose. It and, yes if you die

2878
02:22:16.200 --> 02:22:18.719
<v Speaker 3>before you start taking, it or even when you do

2879
02:22:18.959 --> 02:22:23.280
<v Speaker 3>start taking, it every cent that account has goes to your,

2880
02:22:23.360 --> 02:22:27.040
<v Speaker 3>offspring goes to your. Beneficiary give these guys a call

2881
02:22:27.479 --> 02:22:31.200
<v Speaker 3>three oh three seven seventy nine sixty six. HUNDRED i

2882
02:22:31.360 --> 02:22:33.760
<v Speaker 3>promise it's a great phone call to. Make they come

2883
02:22:33.840 --> 02:22:37.360
<v Speaker 3>in once a month with, Us joe And. Jordan thanks

2884
02:22:37.399 --> 02:22:40.319
<v Speaker 3>for coming in three oh three seven seven nine sixty six.

2885
02:22:40.479 --> 02:22:43.479
<v Speaker 3>Hundred My moneymyweight dot. Com now we've got a lot

2886
02:22:43.559 --> 02:22:46.319
<v Speaker 3>cooking again tomorrow we're going to be right here solving,

2887
02:22:46.399 --> 02:22:49.239
<v Speaker 3>problems answering, questions and taking complaints
