Speaker 1: I am something I want to play.
Speaker 2: Oh and get your guys's opinion or take on I
Speaker 2: before I play it. This is just somebody's opinion online.
Speaker 2: I don't know if there's any legality to this, So
Speaker 2: advance on your own feelings. I guess okay, So we'll
Speaker 2: play it. We can stop it if we need to.
Speaker 2: It's like a couple of minutes long.
Speaker 3: So you pay a collection well, because you don't owe
Speaker 3: many money. You don't owe the collection agency one dime.
Speaker 3: Before you got a letter or note in a nail,
Speaker 3: you had no idea who LNVN Funding was or Jefferson
Speaker 3: Collection Agency. You had no idea who they were. You
Speaker 3: never bought anything from them, You never entered into any
Speaker 3: agreement with them. You don't owe them any money whatsoever.
Speaker 3: What they did is they bought your debt from the
Speaker 3: original creditor. That creditor has then written off your account
Speaker 3: as a collection. They call it a charge off. The
Speaker 3: collection agency purchases the debt. Then they're going to come
Speaker 3: after you for it. They bought it for pennies on
Speaker 3: a dollar, but they're coming after you for the full amount,
Speaker 3: plus fees and interest in everything else. But the bottom
Speaker 3: line is you don't owe the collection agency.
Speaker 1: At dime, I think.
Speaker 4: I mean, he's right, you don't owe the collection agency.
Speaker 4: You owe the company that sold your account to the
Speaker 4: collection agency. But it's the collection agency owns that account now,
Speaker 4: So I mean, I guess technically you do owe them
Speaker 4: because they got to recoup their money somehow.
Speaker 1: I really don't know. I don't know enough about that,
Speaker 1: how that works or whatever.
Speaker 2: Honestly, I was always under the impression, like what you
Speaker 2: exactly what you said is that this company bought your
Speaker 2: credit or your debt, and now I owe you that debt.
Speaker 5: I didn't know that a collection agency is buying the
Speaker 5: oh yeah, money. I thought it was like usually I
Speaker 5: always thought that, like when it comes to a collection agency,
Speaker 5: it's usually through like a medical bill or something. And
Speaker 5: the way that people are getting around that is well,
Speaker 5: I don't know, because of HIPPA rules.
Speaker 2: Right, they can't prove you any billion your documentation exactly,
Speaker 2: So he goes into it.
Speaker 1: More so, listen to this more.
Speaker 3: You never signed up with them, you never signed anything
Speaker 3: with them, you never purchased anything with them. You don't
Speaker 3: know them from Adam. If you're going to do that,
Speaker 3: send me the money. Instead, it's foolish. Just don't do it.
Speaker 4: What if they try to take you to court.
Speaker 3: If they try to take you to court, let them
Speaker 3: try to take you to court. This is a litigious world.
Speaker 3: Everybody's trying to sue everybody for everything. Becomes a frivolous
Speaker 3: lawsuit because all you have to do is prove that
Speaker 3: you don't owe the collection agency anything. You've never done
Speaker 3: business with them, you've never signed anything with them, you
Speaker 3: never bought anything from them, you never borrowed anything from them.
Speaker 3: And the collection agency has to prove it. They have
Speaker 3: to prove that they bought your debt and that you
Speaker 3: agreed that that was yours to begin with. If they're
Speaker 3: unable to do that, they can't come after you for anything. Now,
Speaker 3: if a judge, if they're somewhere how successful in getting
Speaker 3: you to have to go to court, there's a mediation
Speaker 3: that has to take place first. Then they have to
Speaker 3: prove all kinds of other things, like that they purchased
Speaker 3: the debt, that it was within a statute of limitations.
Speaker 3: There's a myriad of things they have to prove. It's
Speaker 3: almost impossible for them to do it. Don't let them
Speaker 3: bully you. Don't let them threaten you if you have
Speaker 3: any questions about any of the sounds.
Speaker 1: Of course, what do you think?
Speaker 4: I think that this guy is just teaching people to
Speaker 4: not pay your debt, which I don't think is right.
Speaker 4: You know, you did something, you were expected to pay
Speaker 4: for it, and you're not, so pay your bills.
Speaker 1: Lindsay, yeah, I mean I get that.
Speaker 5: However, also, like like the whole medical thing, if it
Speaker 5: is a medical debt, they can just write it off.
Speaker 5: They're getting they get money.
Speaker 2: No, but that doesn't get around what gimpis saying, though, No, no,
Speaker 2: you took a service, right, Any company can write off
Speaker 2: the debts, right they any company in corporation, they have
Speaker 2: a certain amount that they you know, okay, well we
Speaker 2: let's just say fifteen.
Speaker 4: Thousand dollars, right, Well, you know you got fifteen people
Speaker 4: that are one thousand dollars.
Speaker 2: You know they write that. Any company could do that. Well,
Speaker 2: and the to me, the argument of medical right off
Speaker 2: is equal to like home depot having shrinkage, like a
Speaker 2: a license to steal from them. Yeah, we're just having
Speaker 2: a conversation, right, I'm just saying that, Like, I agree
Speaker 2: with you, they do have medical write off but I
Speaker 2: think that's using that as a reason not to pay
Speaker 2: is equal to going to home deeopo and stealing things
Speaker 2: because they have shrinkage, they allow for things to be
Speaker 2: stolen in their line items. Yeah to me, with medical debt,
Speaker 2: you have an always negotiate with them. Yeah, you can
Speaker 2: that they will work it out with you.
Speaker 5: Yeah, or they give you a you get on a
Speaker 5: pay plan or whatever.
Speaker 1: Right.
Speaker 2: Yeah, and this guy actually goes on for a couple
Speaker 2: more things.
Speaker 6: Hi, everybody.
Speaker 3: First of all, I'd like to thank everybody for the
Speaker 3: overwhelming response I got on the last video of regarding
Speaker 3: pay or not, in this case, not paying a collection
Speaker 3: agency under any circumstance. What I'd like to address today
Speaker 3: is I tried to answer as many questions as I
Speaker 3: possibly could regarding this very subject in the last however,
Speaker 3: as unable to get to everybody. So I'm going to
Speaker 3: answer as many questions as I possibly be can in
Speaker 3: this one, and I hope this really clears us up.
Speaker 3: Under no circumstance should you ever pay a negative account
Speaker 3: that has been turned into collections.
Speaker 6: And I'm going to tell you why. It's very simple.
Speaker 3: Once your creditor, whether that's discover Capital, jan American Express
Speaker 3: what have you sells that debt to a collection agency,
Speaker 3: they are no longer entitled to collect any money from
Speaker 3: you whatsoever. The collection agency now has the responsibility of
Speaker 3: attempting to collect that debt from you.
Speaker 6: That doesn't mean that they're going to be.
Speaker 3: Successful, and if you're smart about it, it means that
Speaker 3: they won't be successful.
Speaker 6: And you'll come out a winner. One of the ways
Speaker 6: that we do.
Speaker 2: This is that we challenge the best insult ever, you'll
Speaker 2: be a winner, Like why not channel some of that
Speaker 2: inner child bullshit that your dad didn't love you type
Speaker 2: of thing and be like you're just a las right.
Speaker 3: Collection agency is directly we make them provide to us
Speaker 3: a written verification along with proof including statute of limitation
Speaker 3: and any other kind of verification, including the original contract
Speaker 3: that was signed by you.
Speaker 1: Yeah that I've heard that before.
Speaker 2: That if you're ever questioning a debt or whatever, you
Speaker 2: just say, show me the paperwork. And nine times out
Speaker 2: of ten when they buy debt, they don't buy the paperwork, right,
Speaker 2: and so they can't.
Speaker 1: They just don't have it. But you still have to pay.
Speaker 1: I mean, you are not according to them and not
Speaker 1: according to this guy.
Speaker 4: I don't know about that guy. I just buncship your
Speaker 4: credit not paying it. Yeah, it goes to collections. You know,
Speaker 4: it messes up your credit. Yeah, that takes forever to rebuild,
Speaker 4: you know what I mean. So I just I just
Speaker 4: don't think it's a good idea for this guy to
Speaker 4: be out telling people to go ahead, wreck up all
Speaker 4: the debt you want, you don't have to pay it,
Speaker 4: because essentially, that's what he's saying. In a nutshell, that's
Speaker 4: what he's saying. Yeah, you don't have to let it
Speaker 4: go to collections. You don't know how the collections agency anything.
Speaker 4: You're right, I didn't do business with them, but the
Speaker 4: company that I did do business with is so I'm
Speaker 4: still on the hook for you know what X amount
Speaker 4: of dollars.
Speaker 1: Just a quick search here.
Speaker 2: Collection agencies can report a debt to a credit reporting
Speaker 2: company if they follow certain rules contacting you, provide validation notices,
Speaker 2: follow credit and reporting laws which a lot of them don't,
Speaker 2: and avoid false information.
Speaker 1: Yeah.
Speaker 4: So, but when they're calling you and calling you and
Speaker 4: calling you and calling you, that's an attempt to, you know,
Speaker 4: contact you and get you to pay your debt. They
Speaker 4: do send letters in the mail, you know, so, so
Speaker 4: they've got most of those boxes checked to where they can.
Speaker 2: Yeah, but like sending you making sure the information they
Speaker 2: send you is accurate. And if you correspond with them
Speaker 2: going hey, can you provide me with documentation and they
Speaker 2: can that, then that debt becomes nagative not there right that.
Speaker 2: I think that's what they're saying. I agree. It feels
Speaker 2: a little snake medicine to be like snake oil medicine,
Speaker 2: to be like, here's how you don't you get out
Speaker 2: of paying for a service you took.
Speaker 4: You took right, which is not right at all, man.
Speaker 4: I mean, you fucking did something you should pay for it. Yeah,
Speaker 4: I get it. It's hard. I've lived my whole life
Speaker 4: in debt, you know, but it is what it is,
Speaker 4: and deal with it.
Speaker 1: Yeah.
Speaker 2: I am not a believer of not paying your debt.
Speaker 2: You you asked an individual for service and it is
Speaker 2: the right thing to do that. I don't think you
Speaker 2: get judged at the at the PG on whether you
Speaker 2: paid your debt or not. But character plays a part,
Speaker 2: I think, and and your character of paying people for
Speaker 2: services you that is, and being honest, that that is
Speaker 2: a virtue thing I think that JC would probably look at.
Speaker 2: And again I don't know, nobody's consulted me on that,
Speaker 2: but I would think that that's what you should do.
Speaker 4: What if you're trying to get services from somebody else
Speaker 4: and they pull your report right and see that you've
Speaker 4: racked up all this day, you know, and it's gone
Speaker 4: to collection services, and then it's gonna handle your chances
Speaker 4: of getting that service down. Because are you gonna go
Speaker 4: and help somebody out who's fucked everybody else over?
Speaker 2: I would, And people do though, Yeah, I mean there
Speaker 2: are plenty of business people who carry debt don't pay.
Speaker 2: Banks are the worst people to get payment from, right
Speaker 2: They are notorious for being ninety to one hundred and
Speaker 2: twenty days after the ninety one hundred and twenty days,
Speaker 2: Oh yeah, because they know what are you gonna do?
Speaker 1: There's not much you can do.
Speaker 2: Even if you go to court, you're still like they'll
Speaker 2: hold on the money, like all the way to the end.
Speaker 2: So as I get older, I think about like filing,
Speaker 2: you're told to have like this pristine credit right right,
Speaker 2: which I think the whole credit industry is a scam anyway,
Speaker 2: but because you need it to function on certain levels.
Speaker 2: But you also don't, right, you also don't, as you said,
Speaker 2: you're you've dealt with that, You're you're functioning.
Speaker 1: Absolutely, have cars. Absolutely you'd go on road trips. Yeah,
Speaker 1: like I make it happen, right, I don't know.
Speaker 2: I would argue to have good credit just puts you
Speaker 2: deeper into debt.
Speaker 4: One would say that, I mean it helps you get
Speaker 4: some shit too. I get it, because like there's certain
Speaker 4: things you can't get with the five fifty credit score
Speaker 4: that you could with a six fifty credit score, right,
Speaker 4: or you know, with seven hundred credit score.
Speaker 5: It sucks because it should be like they should base
Speaker 5: stuff off of your payment history instead of your credit.
Speaker 1: History, which is your credit history is based off payment history.
Speaker 5: Right right, But it like interest rates are super high
Speaker 5: right now, and it should well, and you can get
Speaker 5: a better interest rate if your credit score is really good.
Speaker 5: It shouldn't be like that because I have other debts
Speaker 5: or whatever, not me, royal you whatever, But you know,
Speaker 5: it should it shouldn't reward Someone shouldn't be rewarded because
Speaker 5: of their high credit score. It should be they should
Speaker 5: get rewarded because oh, you are still making all these payments,
Speaker 5: Like people that rent, Like, I'm sorry, you can afford
Speaker 5: a fifteen hundred dollars rent every month, but we're not
Speaker 5: going to approve you to.
Speaker 1: Buy a house. Yeah, I think it's dog shit.
Speaker 5: Right right and have an eight hundred dollars mortgage payment
Speaker 5: like that doesn't make sense to me, does not make sense.
Speaker 2: I mean as far as interest rates go, I don't
Speaker 2: know if that's I think interestates is always ebbed and flowed. Yeah,
Speaker 2: So to say well they're high right now, I mean, yes,
Speaker 2: but you you can still The point of the argument
Speaker 2: I'm trying to make is that you, even under duress,
Speaker 2: as Gimpias pointed out, still has bought things he needed. Yeah,
Speaker 2: for sure, the refrigerators, food cars, truck You found a way, as.
Speaker 4: What I say, Yeah, yeah, yeah, yeah, and a lot
Speaker 4: of that. It took me a long time. I'm a
Speaker 4: fuck I'll be honest about it. I've had a file
Speaker 4: bankruptcy before.
Speaker 1: You know.
Speaker 2: I don't think there's anything shameful, No, there is. It
Speaker 2: is a surface, a service there for you to utilize.
Speaker 4: And that allowed me for all the you know, mistakes
Speaker 4: that I made as a younger, Gimpie allowed me to
Speaker 4: start over again. You know, and uh and and it's
Speaker 4: getting better and and I found that if life's better,
Speaker 4: if shit's paid off, I just found life is better.
Speaker 1: Your stuff's paid for. Yeah yeah, my bikes are paid for.
Speaker 1: My car is paid for.
Speaker 4: Now that'll probably change because I do need a better car, you.
Speaker 2: Know, really, yeah, I might need to get a different
Speaker 2: car work Oh yeah, yeah, yeah, yeah, yeah, I'm thinking
Speaker 2: that it's good.
Speaker 4: That's gonna be one of my goals for next year.
Speaker 4: Now it's just a matter of I don't know what
Speaker 4: I'm going to do, whether I want something new or
Speaker 4: if I want something older, you know, like a classic
Speaker 4: car or something, because I've been looking at you know,
Speaker 4: like old fucking Cadillacs, you know, like a seventy seven
Speaker 4: Coop Deville fucking land yacht.
Speaker 1: Motherfucker.
Speaker 2: Yeah, I I you know, you need what you have.
Speaker 2: You need a car that you don't drive it enough exactly,
Speaker 2: you know.
Speaker 4: And those cars like that they're easy to work on, right,
Speaker 4: you know, affordable to work on. It's not like if
Speaker 4: I got a brand new fucking Mercedes or whatever, you know,
Speaker 4: something breaks down on I got to take it to
Speaker 4: the shop because you know, computer whatever the case is,
Speaker 4: and it's gonna cost me way more than what it
Speaker 4: would if I got something older, you.
Speaker 1: Know what I mean.
Speaker 2: I don't know, dude, I don't know if those parts
Speaker 2: exist at the same time.
Speaker 4: Oh yeah they do. Oh yeah, they're out there. Oh
Speaker 4: they're they're they're out there. eBay's an amazing thing. Also,
Speaker 4: Junkyards too. You know, going down to the dealership, you
Speaker 4: go to fucking auto zone or whatever, you can get
Speaker 4: about anything that you need. You may have to wait
Speaker 4: for a little bit, you know, for them to order one,
Speaker 4: but the fact of it is, and then it's like,
Speaker 4: all right, well do I want to go that route
Speaker 4: or do I want to just get something newer that
Speaker 4: I wouldn't have to worry about those problems.
Speaker 1: So it's something I'm trying to figure out.
Speaker 2: This car we're just using is anything, but like this
Speaker 2: car you have, you paid barely anything for.
Speaker 1: Absolutely got a hell of a deal.
Speaker 2: Yeah, great deal on It's served its purpose absolutely, And
Speaker 2: that's She ain't sexy.
Speaker 1: But she fucks yeah, you're absolutely right.
Speaker 4: She fucking has a limp, you know, and a fucking
Speaker 4: lazy eye, you know, and for what she overheats, but.
Speaker 2: For what you use it for exactly it's perfect.
Speaker 1: Sure, sure it is.
Speaker 2: It ain't sexy, it isn't there. You're not gonna show
Speaker 2: off in it? No, no, it's not. It'll get me
Speaker 2: to work him back, that's fine, you know. But let's
Speaker 2: say I want to take milady out and I don't
Speaker 2: want to drive her car, right, you.
Speaker 1: Know, I know you guys don't take that car. We
Speaker 1: don't take mine anywhere.
Speaker 4: No, no, no, because fucking the the the window doesn't
Speaker 4: want to go, I don't want to stay up without tape.
Speaker 4: The heater only blows, and air conditioner only blows when.
Speaker 1: It wants to, you know what I mean. So that
Speaker 1: makes Yeah, there's a number of things there.
Speaker 4: So that's why I'm like, all right, I just get
Speaker 4: something new where they ain't gonna worry about all those
Speaker 4: or maybe something older than I can fix myself. But
Speaker 4: as I've proven with this car, I'm fucking lazy, and
Speaker 4: don't I'm tired of working on motherfucking cars.
Speaker 2: Manah, my my car has one hundred and ten thousand.
Speaker 2: My car has eighty five thousand, and we're talking about.
Speaker 1: Like what does that look like?
Speaker 2: And I'm of the attitude of I mean short of
Speaker 2: like a really major thing. Let's just say the transmission
Speaker 2: falls out on one of those cars, we're gonna take
Speaker 2: it on, right, because that car, it's still less than
Speaker 2: what a monthly payment would be.
Speaker 1: I'm like, I know what kind of car.
Speaker 2: We're not gonna get a beater, right, We're gonna get
Speaker 2: a car where a car payment's gonna be six hundred,
Speaker 2: eight hundred dollars a month. And I'm like, what why
Speaker 2: that could three or less than a year of those
Speaker 2: payments could pay for new transmission. Oh? Absolutely, yeah, and
Speaker 2: we'd still not have a car payment. I just don't
Speaker 2: understand how it makes sense to spend that money on
Speaker 2: two cars that look cosmetically fine. Maybe they don't have
Speaker 2: the best you know, widgets, but overall they're fine cars.
Speaker 4: Yeah, that's kind of It's a it's a tough decision
Speaker 4: for me to make right now, how I want to go,
Speaker 4: because likewise, do I want five six hundred dollars payment
Speaker 4: a month?
Speaker 1: Not really?
Speaker 4: When I could save up, you know, a couple three,
Speaker 4: four or five thousand dollars get something that's decent. You know, Hell,
Speaker 4: even ten grand will get me something fucking decent, you
Speaker 4: know that looks good, runs good enough to exactly, and
Speaker 4: it's paid for and the window goes down and the
Speaker 4: window goes eater blows. She's a nice lady, right, right, right, Yeah,
Speaker 4: So it's it's a it's it's something that I'm working on.
Speaker 4: I'm trying to figure out, you know, how I'm going
Speaker 4: to do it. But I'll fucking figure it out like
Speaker 4: I always do.
Speaker 1: Yeah.
Speaker 2: Yeah, And I would argue that if you can't decide,
Speaker 2: that is the decision, right, it's just not meant to
Speaker 2: be right now.
Speaker 1: Yeah, she'll come around when it's supposed to.
Speaker 2: It should it shouldn't feel like a circle in a square. Absolutely, absolutely,
Speaker 2: you feel like this makes sense? Yeah, and you were
Speaker 2: absolutely on hundred percent right with that. With that car
Speaker 2: that I have, it gets me where I need to go.
Speaker 1: It serves its purpose.
Speaker 4: I only drive it when it's downpouring, raining or snowing outside,
Speaker 4: and outside of that, I'm always on my bike.
Speaker 2: So you're right, You're not under duress to have to
Speaker 2: make a decision, but it would.
Speaker 4: Be nice at some point in time and be able to,
Speaker 4: you know, take my lady out or whatever. And I
Speaker 4: smoke in my car, she doesn't, and I don't smoke
Speaker 4: in hers out of respect or whatever, you know, so
Speaker 4: I would be able to do that, you know, just
Speaker 4: a lot of different little things.
Speaker 1: Yeah, little shit. Yeah.
Speaker 2: We talk about going on vacations and that expense of
Speaker 2: spending money to go on vacations, and like, we just
Speaker 2: went to Austin and we went to New York and
Speaker 2: we saved up for those So although we put everything
Speaker 2: on our car card, when we got back, we paid
Speaker 2: the balance immediately.
Speaker 4: Right right right, you get in the miles and the
Speaker 4: last points on your card.
Speaker 1: And I started doing that five or six years ago.
Speaker 1: You have a better vacation. Yeah, you don't worried about
Speaker 1: like what's hanging over you, right exactly.
Speaker 2: We saved it up for that New York trip for
Speaker 2: like a year, and it's not easy, no, and you
Speaker 2: do without.
Speaker 1: But if that's something you want to do.
Speaker 2: Having those experiences, yeah absolutely, I do that same shit.
Speaker 4: When it comes to our regular vacation. You know, we
Speaker 4: we know at the beginning of the year when we're
Speaker 4: going on vacation, right, because we we all take the
Speaker 4: same time off. You know, we know that we're going
Speaker 4: to be out the week of fourth of July, and
Speaker 4: that's typically when I will take my traveling vacation. You know,
Speaker 4: a week of Thanksgiving not so much, the Christmas break
Speaker 4: not so much. But the fourth of July is my
Speaker 4: traveling vacation. So I start saving for that early. You know,
Speaker 4: whatever extra cash, take that out, put it to the side,
Speaker 4: take that out, put it the side, so that way,
Speaker 4: you know, I'm that's one thing I learned from my parents,
Speaker 4: because them motherfuckers would go in.
Speaker 1: Just to go on vacation or whatever.
Speaker 4: I come back and have to play catch up for
Speaker 4: the next year and a half and I'm like, I'm
Speaker 4: not doing that. I'm not I'm not gonna go through
Speaker 4: that shit because I still need to live in my life.
Speaker 1: So if it's easier if you.
Speaker 4: Just take put it back, take put it back, forget it,
Speaker 4: hide it, get stoned, and forget about it.
Speaker 2: I'm lucky to live in a really nice neighborhood and
Speaker 2: the house turnover is wild.
Speaker 1: Yeah.
Speaker 2: People buy these nice houses and then they realize they
Speaker 2: can't afford them, and then I have to sell them,
Speaker 2: and I'm like, that's so fucking crazy. When we moved
Speaker 2: into our house, we started saving, like acting like that
Speaker 2: was our house payment a year before to make sure
Speaker 2: we could do it. Yeah, because we didn't. I did
Speaker 2: not want to get caught moving sucks. Sucks, I'll bet.
Speaker 1: And this isn't a knock on Lindsay.
Speaker 2: I'll bet she still has boxes unpacked because you just
Speaker 2: can't get it done in time. There are you lose
Speaker 2: something in the process. The whole thing is just like
Speaker 2: a goddamn nightmare.
Speaker 5: I actually don't because I am OCD about that kind
Speaker 5: of stuff, Like I have to get it all done.
Speaker 5: Like after we moved in, people were like, how long
Speaker 5: have you been here? I mean we were what maybe
Speaker 5: a month or so, and they thought, oh my gosh,
Speaker 5: we thought maybe you lived here for years because you
Speaker 5: couldn't tell. I mean, it's it was done. I can't
Speaker 5: sleep unless everything gets unpacked. Everything has to be in
Speaker 5: its place.
Speaker 4: Been in that house a duplex I'm living in for
Speaker 4: was this twenty four right?
Speaker 1: A while? So by yeah, three years now? Three really
Speaker 1: I thought was longer than now because we moved there.
Speaker 4: We was living with my brother in twenty twenty with
Speaker 4: the pandemic, and we moved over to this house I'm
Speaker 4: in now in twenty one almost, if not twenty one,
Speaker 4: then almost twenty one.
Speaker 1: You lived there before the pandemic.
Speaker 4: No, no, no, I was living with my brother at
Speaker 4: that time, but I still got.
Speaker 1: Boxes and shit. I haven't unpacked, you know, but you
Speaker 1: know a lot of it.
Speaker 2: Courage theory would be, if you haven't unpacked it, you
Speaker 2: don't fucking know.
Speaker 1: You're absolutely right.
Speaker 4: Yeah, there's a lot of shit that I need to,
Speaker 4: uh to go through and get rid of.
Speaker 1: You know.
Speaker 4: Like I looked up in my closet the other day.
Speaker 4: If you looked at my top sholf of my closet,
Speaker 4: it's stuck full of fucking T shirts that I don't
Speaker 4: ever wear anymore. And I'm like, I bet you there's
Speaker 4: hoboes out there that would really like these right now,
Speaker 4: but I just got hold onto them.
Speaker 1: You can never know. I saw a thing this weekend.
Speaker 2: This is a really great quote, and it said, when
Speaker 2: you're deciding whether to throw something away, and if it
Speaker 2: had shit on it, would you clean it off or
Speaker 2: throw it away?
Speaker 1: That's a good way to look at it, right. That sucks?
Speaker 4: Right, I got jeans in there. I'm like, I don't
Speaker 4: wear these jeans. They have giant holes in the ass.
Speaker 4: Why am I still holding on to them? Because you
Speaker 4: never know, Yeah, you might be completely out of jeans
Speaker 4: and these are all I got, and well, we'll just
Speaker 4: put on a pair of shorts underneath them. You can
Speaker 4: see my ass hanging out.
Speaker 2: I have a sock drawer that's maybe like half as
Speaker 2: deep as the drawers over here, but.
Speaker 1: Maybe half full of socks. Bitch, I wear the same
Speaker 1: seven socks. Yeah, every fucking week.
Speaker 2: That's good to have options, Like, why don't you just
Speaker 2: get rid of them? I'm like, ah, so I have
Speaker 2: this thing I do when I'm not sure. I just
Speaker 2: put it in like a bag and then put to
Speaker 2: tie it and put it to the side.
Speaker 1: And then those bags starts stacking out.
Speaker 2: Well, but then I go, well, I never I never
Speaker 2: got in the bag, so goodbye.
Speaker 1: Yeah, just get rid of it.
Speaker 2: That's a good way to do it, because I don't
Speaker 2: know why I have them.
Speaker 5: I keep a laundry basket or a laundry bag, like
Speaker 5: one of those dry cleaner laundry bags in my bedroom,
Speaker 5: and randomly I will put clothes like oh, I'll see
Speaker 5: something in my closet hanging that I have not worn
Speaker 5: in forever, and I will throw that in that bag.
Speaker 5: And then if my kids, if I'm doing laundrym like
Speaker 5: this does not fit them anymore. I will put that
Speaker 5: in the bag and then that is like a monthly
Speaker 5: trip to the reseale shop and I'll drop that stuff off.
Speaker 1: And normally, so like you do you trying to make
Speaker 1: my off of it?
Speaker 5: Yeah, normally when I go in there and drop stuff off,
Speaker 5: i'll have like twenty to twenty five dollars.
Speaker 1: Wait for me to pick up somebody bought your socks.
Speaker 1: Yeah right, yeah, I have fucking white tube socks. Still.
Speaker 4: I couldn't tell you the last time I wore white
Speaker 4: fucking tube sox.
Speaker 1: Yeah.
Speaker 2: I'm actually this conversation is actually empowering me because I'm
Speaker 2: gonna go home and take a bunch of shit and
Speaker 2: put it in a.
Speaker 1: Bag and just go let's see what happens. Yeah.
Speaker 2: Absolutely, because my life's gone, so I need something to
Speaker 2: keep my mind occupied. Anyway, there you go, And so
Speaker 2: I'll just do that, and then uh, I'll say, right
Speaker 2: before Thanks Christmas, if i'll just get rid of it,
Speaker 2: do you.
Speaker 1: Go through and clean your wife stuff up as well?
Speaker 1: Or is it just her clothes? Yeah? No, I want
Speaker 1: to stay married.
Speaker 2: Yeah, I was wondering, Fuck no, no, God, no, you.
Speaker 1: Haven't worn this green dress. Oh my god.
Speaker 2: I can say for certain part of the reason I'm
Speaker 2: still married to my wife and we're like, I'm happy,
Speaker 2: I hope she is is that I don't talk about
Speaker 2: her clothes.
Speaker 1: Right.
Speaker 2: I may be like, hey, this is cute, can I
Speaker 2: buy this for you? But I don't say you shouldn't
Speaker 2: wear that. I don't say you shouldn't buy that. I
Speaker 2: don't talk about her fucking shoes. Like I'll joke with
Speaker 2: her on some of that stuff, but I don't know.
Speaker 1: I haven't warned us in six years. I bet it
Speaker 1: doesn't even fit anymore. Yeah, but also I don't need to.
Speaker 1: My wife is a good perjer yeah as far as
Speaker 1: I almost. It's holding on to you. Yeah.
Speaker 2: Yeah, So maybe she's not a good purg Yeah right, yeah, No,
Speaker 2: she's good enough.
Speaker 1: I don't need to.
Speaker 4: Yeah that's smart, right there, smart. Yeah, don't even mess
Speaker 4: with it. Let her deal with it.
Speaker 2: Like I bought a charger, like a special charger so
Speaker 2: when you travel, like it's always hard to find like
Speaker 2: USB ports or do you have the right cable or whatever.
Speaker 2: So I bought a charger that a friend of mine
Speaker 2: who travels a lot told me, And it has all
Speaker 2: the ports you need, and it plugs into an outlet
Speaker 2: and you just put the cable.
Speaker 1: Like so there's four spots, you bring four cables. That's it.
Speaker 1: You get rid of all the other fucking cables of
Speaker 1: everything else.
Speaker 2: Right, So I bought it and the box came and
Speaker 2: I put the box on the counter and my wife
Speaker 2: was like, eh, what's this. I was like, I told
Speaker 2: her what it was. She goes, Okay, why are we
Speaker 2: keeping the box? I'm like, well, what if we don't
Speaker 2: like it?
Speaker 1: Yeah? She goes, okay, what's your plan. I'm like, the
Speaker 1: oh sweating forever. Yeah, ever know, you might have to
Speaker 1: take it back six years later.
Speaker 2: No, but if I take it put in the attic,
Speaker 2: it'll sit there for fucking years. But if I leave
Speaker 2: it on the counter and go, uh ah, I'm getting
Speaker 2: rid of it. It's been a week, it's been ten days.
Speaker 2: That's the plan. Because socks I just shoving a drawer.
Speaker 2: They're fucking king Yeah. Yeah, I'm like I need to
Speaker 2: clean the sock draw out and then I just continue
Speaker 2: on with my fucking day.
Speaker 1: Uh purging. That is a beautiful thing. Yeah.
Speaker 2: There was a thing I saw earlier too about people
Speaker 2: that keep secrets will never tell their partners. Okay, they
Speaker 2: that they did, and they're not all nefarious, but like
Speaker 2: one of them was. I witnessed my son walking for
Speaker 2: the first time about a month before she saw him,
Speaker 2: and she was struggling with postpartum and so I never
Speaker 2: told her I saw it.
Speaker 1: I just let her And I'm like, Okay.
Speaker 4: That would kind of make sense. That's a very special
Speaker 4: thing for a mother.
Speaker 1: I don't know if i'd say sweet, but I hear you.
Speaker 2: I hear you, uh, compassionate one day, Okay, I'll buy that, yeah,
Speaker 2: one day. But also, you experienced a life thing and
Speaker 2: you didn't get to share it with your partner because
Speaker 2: their inability to control their emotions because of medical reasons.
Speaker 1: I'm not dogging on it. I'm just saying one day.
Speaker 2: I woke up with a blocked ear, so I took
Speaker 2: a shower and let warm water run into my ear,
Speaker 2: and a small spider came out my ear instantly unblocked.
Speaker 2: If I told my partner, she'd literally never sleep.
Speaker 1: Again, well, yeah, yeah, that's being considerate.
Speaker 5: Definitely.
Speaker 2: Also, if a spider then clogs her ear and this
Speaker 2: happens to her and you're like, yeah, that happened to
Speaker 2: me once and you.
Speaker 1: Were like, you didn't tell it. That's also a crazy
Speaker 1: thing to do. Yeah. Uh.
Speaker 2: Another one says that they had an emergency stash, a
Speaker 2: gift to stash for their when their partner had a
Speaker 2: bad day. Oh wow, and their emergency stash was mostly chocolate.
Speaker 2: That's fucking wild to me too, I gotta have an emergent.
Speaker 2: What are you at the doctor's office? Like, here's a
Speaker 2: fucking lollipop.
Speaker 1: How much do you.
Speaker 4: Fuck out that you got to have an emergency gifts stash?
Speaker 1: Yeah?
Speaker 2: Well, this says if their partner has a bad day, exactly,
Speaker 2: my job ain't to regulate your emotions or manage them.
Speaker 2: Maybe that's their love language, right, energy and emotions.
Speaker 4: No gift giving or receiving gifts, you know, and they
Speaker 4: know that of and it's like, oh, well, I know
Speaker 4: how I can make or feel better.
Speaker 1: Here's a here's a score bar whatever, here's a watch
Speaker 1: of mccullag. Yeah, here's a fucking kiss watch mccullagus.
Speaker 5: Kevin and I will surprise each other with those every
Speaker 5: once in a while, But.
Speaker 1: Now the new one is the bueno bar? Right have
Speaker 1: you had?
Speaker 2: If you're not had all my god, it is a
Speaker 2: chocolate with like this. It's you know what the little
Speaker 2: sticks are like the scoopy chocolate thing and it looks
Speaker 2: like an egg.
Speaker 1: It's like a kinderregg. Yes, okay, they are chocolate bar
Speaker 1: for me.
Speaker 2: Okay, but this one says, as my wife figured out
Speaker 2: I had a secret chocolate stash for her bad days,
Speaker 2: she started having more bad days just to get the out.
Speaker 1: And that's what the fuck I'm talking about. Ye ain't
Speaker 1: my job?
Speaker 6: Yo?
Speaker 1: Uh?
Speaker 4: If some yeah, you forced me to eat this, it's
Speaker 4: all right, Yeah, it's okay.
Speaker 1: I don't think it's that great. Yeah, it's just alright.
Speaker 1: It's like it's as good as a watch mccullar.
Speaker 4: Yeah, I guess, and watch my culture fine, all right,
Speaker 4: fucking I don't really get down on a lot of
Speaker 4: the sweets and whatnot like that. And the other day
Speaker 4: I got done testing some some judging some of the
Speaker 4: reefer from the Cowboy Cup and I got the man
Speaker 4: cheese and I was like, I got not the fucking
Speaker 4: sweet in here. So I go to the fucking store
Speaker 4: and I bought a box of fucking oatmeal cream pies
Speaker 4: and a box of Nutter butters. Right, because I couldn't
Speaker 4: make up my mind. And and I've had one oatmeal
Speaker 4: cream pie out of it.
Speaker 1: That's it. Those things are probably gonna sit there forever.
Speaker 1: Eat them oatmeal cream pie, microwave warmed sup of ice cream,
Speaker 1: all right, dum.
Speaker 4: I did get the nut of butter ice cream so
Speaker 4: I could. I could shove that on top of there too.
Speaker 5: And I picked up yesterday from Waldi the cookie pizza.
Speaker 1: Did you try it yet? Oh?
Speaker 5: No, no, I've had one before. But the kid I had,
Speaker 5: one of the kids with me, and Eli was like, the.
Speaker 1: Cookie pizza they got, let's get one.
Speaker 2: We do it and put it and put it on
Speaker 2: a sheet pan turned upside down and covering ice cream
Speaker 2: and chocolate syrup and sprinkles whipped cream.
Speaker 5: Wow, no sprinkles, but hell yeah.
Speaker 2: It's it's everybody digs in. Yeah, that's fucking awesome.
Speaker 1: Yeah, they're so good. They are good. One hundred. Yeah.
Speaker 2: It just the idea of like secrets you don't tell
Speaker 2: your partners really interesting.
Speaker 1: Everyboddy's got them. Everybody's got them in some form of
Speaker 1: the other.
Speaker 4: You know, because they don't you don't want to hurt
Speaker 4: their feelings or you don't want to be a target.
Speaker 2: Yeah, if you're potentially a target for being truthful with
Speaker 2: your partner, they may not be a great match for you.
Speaker 1: Maybe.
Speaker 2: So now, if you want to stay married, you don't
Speaker 2: care about all that shit, Okay, But I don't know
Speaker 2: if it's I don't like the idea of like it's
Speaker 2: good healthy marriage to keep secrets. I'm with you, like
Speaker 2: everybody's got like a past of things they don't share.
Speaker 2: But to have shit happen and then not share, like
Speaker 2: in a real time while you're in the marriage, and
Speaker 2: not share it, I think that's fucking wild.
Speaker 4: If spiders are crawling in your fucking ears, that's something
Speaker 4: to be shared.
Speaker 1: Yeah, yeah, fucking it. We got a goddamn problem.
Speaker 5: I think if that happened my husband, you are never
Speaker 5: gonna believe what just happens.
Speaker 1: I'm like, what I want to know?
Speaker 2: Yeah, absolutely, I don't if I find out like a
Speaker 2: fucking millipede fucking landed in my mouth and you're like, oh, yeah,
Speaker 2: that shit happened to me, Like what.
Speaker 1: The fuck are you talking about? Why are you hiding
Speaker 1: shit like that? I didn't want you to worry Now
Speaker 1: I'm now I want to know what now? But see.
Speaker 2: I love this attitude too, because I go with, you
Speaker 2: didn't tell me that? What else have you?
Speaker 1: Right? Right? Something as minor as a a spider in
Speaker 1: the air? Yeah, what other shit?
Speaker 2: Don't trust me to tell me minor shit? Either you
Speaker 2: think I have a problem or we have a problem. Yeah,
Speaker 2: that's fucked up.
Speaker 1: I think.
Speaker 5: I can't even think of like a secret because Kevin knows,
Speaker 5: like he can tell, like even like when I'm like constipated,
Speaker 5: Like he can tell like just like by my attitude
Speaker 5: or by the way, you know what I mean, Like
Speaker 5: he just knows, and I just I can't even I can't,
Speaker 5: Like I could just imagine myself saying babe or not.
Speaker 1: Finally, I'm going you know what I mean, Like, hey,
Speaker 1: by shit right exactly?
Speaker 5: I would be an overshare.
Speaker 2: My wife and I were shares because I know exactly
Speaker 2: how my wife's poop cycles are. Yes, I know if
Speaker 2: she's constipated or not.
Speaker 1: That's nice.
Speaker 4: Still in the new relationships, we haven't across that threshold yet.
Speaker 2: So yeah, I just believe in my mind it's marriage
Speaker 2: as in like a one it's one word, Like it
Speaker 2: isn't my marriage, right, it isn't for me it's it's
Speaker 2: for the marriage.
Speaker 1: So knowing your.
Speaker 2: Ship cycle, yeah, it's important because if I can go, okay, well, yeah,
Speaker 2: we probably have some corn with dinner. Here's a here's
Speaker 2: a here's a here's some sillium husk. Right, what relationship
Speaker 2: is different? Two things that nobody ever told me about
Speaker 2: getting married and having kids, and one of them was
Speaker 2: I would know my fucking partnership cycle. And the other
Speaker 2: was I would be cleaning so many boots like children's shoes.
Speaker 1: Mud oh a lot. Nobody ever told me how oft
Speaker 1: would I be doing it? Welcome to life. Speaking of life, our.
Speaker 2: Toy drive is coming up, uh and December the fourth
Speaker 2: and fifth, it's gonna be a Dave and Busters. Bring
Speaker 2: a new unwrapped toy. I just saw Targets doing fifty
Speaker 2: percent off board games. Nice.
Speaker 1: Yeah this week.
Speaker 2: So you can go and get like operation for ten bucks.
Speaker 2: And so you could go and get a least like
Speaker 2: one hundred dollars worth of toys and that'd be a
Speaker 2: pretty good haul of toys to bring for the toy drive.
Speaker 2: And you can save that stuff up now and then
Speaker 2: bring it on December fourth and fifth at Dave and
Speaker 2: Busters for our annual toy Drive brought to you by
Speaker 2: US Cellular. You guys have a fantastic week.
Speaker 1: See yea, Bye bye