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<v Speaker 1>Welcome to Pastor Rick's Daily Hope. We are so glad

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<v Speaker 1>you're here. This is the Bible teaching ministry of Rick Warren.

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<v Speaker 1>So let's join Rick right now for the final part

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<v Speaker 1>of a message called Lessons from a Shrewd Money Manager.

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<v Speaker 2>The seventh thing that we learn in money management is

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<v Speaker 2>that money shows how much. Money shows what I love most.

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<v Speaker 2>It shows what I love most, and that's the next verse.

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<v Speaker 2>In verse thirteen, Jesus talks about the fact that money

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<v Speaker 2>really reveals my priorities. It shows what I value, what

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<v Speaker 2>I love most. Verse thirteen, Jesus says no servant can

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<v Speaker 2>serve two masters. You ever try to serve two bosses.

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<v Speaker 2>Doesn't work. It doesn't work. It's a stress on you.

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<v Speaker 2>It says he will either hate the one and love

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<v Speaker 2>the other, or he'll be devoted to one and despise

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<v Speaker 2>the other. You cannot serve both God and money. Now,

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<v Speaker 2>once you circle the word cannot, this verse is filled

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<v Speaker 2>with deep spiritual truth, and let me pull out a

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<v Speaker 2>few of them.

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<v Speaker 3>Number one.

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<v Speaker 2>Notice here he says it is impossible to live with

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<v Speaker 2>divided allegiance. He doesn't say it's difficult to live for

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<v Speaker 2>God and money or it's hard to live for God

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<v Speaker 2>and money, or it's stressful to live for both God

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<v Speaker 2>and money. He says, you cannot, it's impossible. You cannot

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<v Speaker 2>serve God and money. And so the real stress in

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<v Speaker 2>your life going on right now is not what's in

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<v Speaker 2>the economy that's symptomatic on the outside. What's the real

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<v Speaker 2>stress is what's going on inside you. You have a

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<v Speaker 2>divided heart, and the heart of the problem in your

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<v Speaker 2>stress is a problem of the heart.

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<v Speaker 3>It's you're trying to serve two gods at once.

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<v Speaker 2>You can't say, my number one goal in life is

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<v Speaker 2>to make money, and my number one one goal in

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<v Speaker 2>life is to serve God. You can't have two number

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<v Speaker 2>one goals. One has to be subordinate to the other.

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<v Speaker 2>You have to decide what's going to be God in

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<v Speaker 2>your life, God or money. And if God is God

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<v Speaker 2>in your life, then money takes a subordinate role. It

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<v Speaker 2>takes a secondary position. It's not as important as doing

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<v Speaker 2>what God wants you to do. And if God says

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<v Speaker 2>do something but it costs me money, I still do

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<v Speaker 2>what God tells.

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<v Speaker 3>Me to do. You can't have two gods.

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<v Speaker 2>Now, God doesn't want your money, it's all his anyway,

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<v Speaker 2>what you think is yours is really his. What he

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<v Speaker 2>wants is what it represents, your heart. He wants your

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<v Speaker 2>heart now, he says here in this verse, no servant

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<v Speaker 2>can serve two masters. In other words, I'm going to

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<v Speaker 2>have to choose what I'll love most in life. You

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<v Speaker 2>know it doesn't work. He lays it out in black

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<v Speaker 2>and white. He isn't vague. You see, tell me how

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<v Speaker 2>you're spending your time, and tell me how you're spending

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<v Speaker 2>your money, and I'll tell you what you love most.

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<v Speaker 2>Now you may say, well, I love Jesus the most.

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<v Speaker 3>Well, it doesn't matter what you say. What matters is

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<v Speaker 3>what you do.

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<v Speaker 2>I mean, I could say to you, I think it's

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<v Speaker 2>important to spend time with my kids.

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<v Speaker 3>Do you do it?

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<v Speaker 2>No? Then it's not important to you. I could say

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<v Speaker 2>I think it's important to read the Bible.

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<v Speaker 3>Do I do it? No?

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<v Speaker 2>Then I don't really believe it's important. It's not what

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<v Speaker 2>I say is important, it's what I do. If you

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<v Speaker 2>want to know what you love most, look at two things.

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<v Speaker 2>Look at your calendar and look at your checkbook stubs,

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<v Speaker 2>or your bank statement or your credit card report. Because

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<v Speaker 2>the way you spend your time and the way you

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<v Speaker 2>spend your money shows what you value most. He says,

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<v Speaker 2>money shows what I love most. Now write this down.

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<v Speaker 2>Love people use money. Okay, write this down, love people

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<v Speaker 2>use money. That is the biblical basis from money management.

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<v Speaker 2>I am to love people and I am to love God,

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<v Speaker 2>and I am to use money as a tool. Now,

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<v Speaker 2>if you get that reversed, you're in trouble because if

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<v Speaker 2>you start to love money, you're going to use people.

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<v Speaker 2>If you love money, you'll use people. But if you

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<v Speaker 2>love people, you'll use money. And when anybody starts to

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<v Speaker 2>love money, they will use people to get more money.

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<v Speaker 2>And there are plenty of users in this world because

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<v Speaker 2>to them, money is more important than people. Money is

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<v Speaker 2>to be used, not loved. Now, there's nothing.

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<v Speaker 3>Wrong with making a lot of money.

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<v Speaker 2>In fact, I pray for you that you I pray

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<v Speaker 2>for those who are members of Saddleback Church. I pray

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<v Speaker 2>for my flock that you will be financially successful.

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<v Speaker 3>I pray for that for you.

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<v Speaker 2>Why not so you can be some fat cat, but

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<v Speaker 2>so you can make a difference, so you can be

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<v Speaker 2>do good in the world, so that you can further

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<v Speaker 2>the gospel, so that God can use you in ways

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<v Speaker 2>that you can't be used if you have nothing, no resources.

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<v Speaker 2>So I pray for your financial blessing all the time.

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<v Speaker 2>And there's nothing wrong. You ought to make all you can,

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<v Speaker 2>and save all you can, and give all you can. Okay,

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<v Speaker 2>there's nothing wrong with that, as long as it doesn't

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<v Speaker 2>become your god, as long as it's not in first

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<v Speaker 2>place in your life. How do I know that God

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<v Speaker 2>has first place in my life? Look at my time

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<v Speaker 2>and look at my money.

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<v Speaker 3>Now.

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<v Speaker 2>The choice, he says here is always between God and money.

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<v Speaker 2>It's very easy for money to become a god. Now

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<v Speaker 2>follow me on this. When I live for my money,

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<v Speaker 2>it becomes my master. When I give my money, it

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<v Speaker 2>becomes my slave. When I live for money, it masters me.

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<v Speaker 2>When I give my money, I'm telling where it goes.

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<v Speaker 2>I'm in control. When I say I want to save this,

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<v Speaker 2>I want to spend this, I want to invest this,

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<v Speaker 2>I want to go give this. That means I'm in control.

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<v Speaker 2>Money serves me instead of me serving money. And if

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<v Speaker 2>God gives you something and then tells you to give

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<v Speaker 2>it away and you couldn't give it away, you don't

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<v Speaker 2>own it.

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<v Speaker 3>It owns you.

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<v Speaker 2>A lot of people are possessed by their possessions. Oh,

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<v Speaker 2>I could never give that up. Then it's your idol.

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<v Speaker 2>It's your idol. And so he's saying, here, learn to

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<v Speaker 2>love God most Now, finally, number eight, the best use

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<v Speaker 2>of money, not the only, but the best use is

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<v Speaker 2>to invest it in getting people into heaven. And at

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<v Speaker 2>least some of your money you should use in this way.

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<v Speaker 2>It's not the only way, but the highest use of

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<v Speaker 2>your money is to invest it in getting people into heaven. Now,

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<v Speaker 2>in verse nine, we have one of the most misunderstood

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<v Speaker 2>miss in interpreted verses in the entire Bible. Most people

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<v Speaker 2>don't know what this verse means. In fact, when you

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<v Speaker 2>read it, it sounds crazy. In verse nine, Jesus says this,

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<v Speaker 2>I tell you use worldly wealth, that's the money your income.

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<v Speaker 2>Use worldly wealth to gain friends for yourselves. What I

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<v Speaker 2>was supposed to buy friends, so that when it is gone,

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<v Speaker 2>you will be welcomed into eternal dwellings. Remember how the

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<v Speaker 2>unjust guy, the steward, he goes out and he gets

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<v Speaker 2>some friends by cutting down their dead. He says, use

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<v Speaker 2>worldly wealth to gain friends for yourselves, so when it's gone,

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<v Speaker 2>you'll be welcomed into eternal dwellings. He's talking about heaven

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<v Speaker 2>there and does that verse shock you? Let me tell

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<v Speaker 2>you what it doesn't mean. It doesn't mean go out

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<v Speaker 2>and buy friends. It doesn't mean you can buy your

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<v Speaker 2>way into heaven. It doesn't mean you can purchase your

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<v Speaker 2>eternal self.

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<v Speaker 3>Salvation is a gift. It is free.

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<v Speaker 2>You can never earn it or buy for it. By it.

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<v Speaker 2>It's a gift. What it does mean is this, use

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<v Speaker 2>your money to build relationships that are going to last forever,

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<v Speaker 2>eternal relationships, by winning people to Christ. Use your affluence

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<v Speaker 2>for good influence, use your affluence for insuance. He's saying,

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<v Speaker 2>whenever I use my money to help somebody become a believer,

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<v Speaker 2>to follow Christ, to become a Christian, then that person's

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<v Speaker 2>going to be in heaven forever and ever and ever,

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<v Speaker 2>and they're going to be an eternal friend, and they're

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<v Speaker 2>going to be eternally grateful because I use some of

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<v Speaker 2>my money to help them get into heaven. And he says,

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<v Speaker 2>if I use some of what I make my worldly

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<v Speaker 2>wealth to make friends for eternity, I help people come

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<v Speaker 2>to Christ, then I'll not only be rewarded in heaven,

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<v Speaker 2>but I'll have these friends.

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<v Speaker 3>Forever.

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<v Speaker 2>It's the longest term investment you could ever think of.

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<v Speaker 3>Now.

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<v Speaker 2>Notice in this verse it says use worldly wealth to

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<v Speaker 2>gain friends for yourself. So when is gone, you'll be

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<v Speaker 2>welcomed into eternal dwelling circle. Welcomed into what's he talking about.

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<v Speaker 2>He's talking about who's gonna meet you when you get

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<v Speaker 2>into heaven. Imagine getting to heaven and when you walk

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<v Speaker 2>through the gates, there's a crowd of people who are

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<v Speaker 2>there because you use some of your money to help

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<v Speaker 2>them become believers, and they go, Oh, Mary's.

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<v Speaker 3>Finally here, She's finally here.

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<v Speaker 2>We've been waiting for you. You're the last one to die.

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<v Speaker 2>We're glad you're here. All of us are here because

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<v Speaker 2>of you. Will that be worth it?

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<v Speaker 3>Oh? Yeah?

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<v Speaker 2>And so when he says, take some of your money

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<v Speaker 2>and use it that way. When you take some of

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<v Speaker 2>your money and you use it to help somebody go

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<v Speaker 2>on a peace trip and they go on that piece

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<v Speaker 2>trip and somebody comes to Christ, that person is heaven gonna.

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<v Speaker 2>I'm here because of you. When you use some of

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<v Speaker 2>your money to go on a piece trip yourself and

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<v Speaker 2>somebody comes to Christ and that peace trip, then they're

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<v Speaker 2>gonna be people in heaven saying I'm here because of you.

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<v Speaker 2>When you take a friend who's not a believer in

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<v Speaker 2>Christ yet and you take them out to lunch and

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<v Speaker 2>you buy them lunch and you just be a friend

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<v Speaker 2>to them and you love them and you help them

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<v Speaker 2>with the problems they're going through, and when the time

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<v Speaker 2>is right, you invite them to church and you tell

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<v Speaker 2>them your testimony, you share your story, and they become

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<v Speaker 2>a Christian. You have just invested for eternity. When you

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<v Speaker 2>buy a Hallmark card for somebody who's just had a

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<v Speaker 2>loss in their family and you write a little word

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<v Speaker 2>of encouragement and a Bible verse and tell them that

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<v Speaker 2>Jesus loves them, and then he has a plan for

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<v Speaker 2>their life, and you just you're building that relationship. You're

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<v Speaker 2>making a friend for life, and when that person comes

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<v Speaker 2>to Christ, they're going to greet you in heaven. When

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<v Speaker 2>you take some of your money and you buy it,

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<v Speaker 2>go buy a Christian book that was meaningful to you

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<v Speaker 2>and you give it to a friend, you have just

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<v Speaker 2>invested in eternity, because when they come to the Lord,

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<v Speaker 2>they're gonna be there. He says, so that when you're

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<v Speaker 2>welcomed into eternal dwellings are there. When I walk into heaven,

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<v Speaker 2>I'm going to be greeted by thousands of people because

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<v Speaker 2>I've helped thousands of people come to Christ. Step across

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<v Speaker 2>that line, and there's gonna be people that go, Rick,

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<v Speaker 2>come here because you you help me know the Lord,

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<v Speaker 2>and I'm gonna be greed. I want when you walk

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<v Speaker 2>into heaven, I want there be a crowd to welcome you.

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<v Speaker 2>I don't want you walking into heaven and nobody's there

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<v Speaker 2>to greet you, because nobody's in heaven because of you

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<v Speaker 2>as your pastor. I want you when you walk into heaven,

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<v Speaker 2>people going, look, he's here, Bob's here. Bob, you help

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<v Speaker 2>pay for my expense to go to the Men's retreat,

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<v Speaker 2>and at the Men's Retreat.

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<v Speaker 3>I accepted the Lord. Jerry's here, Jerry, Jerry.

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<v Speaker 2>You took me on that white ot a rafting trip

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<v Speaker 2>that saddleback did and sitting around a campfire, I gave

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<v Speaker 2>my life to Christ with a group of men. Thanks Jerry.

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<v Speaker 2>I'm your friend forever. I'm a friend for the next

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<v Speaker 2>one trillion years. That's the stuff that's going to last.

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<v Speaker 2>I want people in heaven cheering you because you invested

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<v Speaker 2>your life the way and time and money the way

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<v Speaker 2>Jesus says to Now, let me give you a little

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<v Speaker 2>wisdom sage advice. You know I'm a grandfather now, so

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<v Speaker 2>I can give you grandfatherly advice. Okay, here's the grandfatherly advice.

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<v Speaker 2>Don't waste your money on stuff because stuff doesn't last.

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<v Speaker 2>Stuff doesn't last. I don't care what it is. It's

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<v Speaker 2>all temporary. It's gonna rot, it's gonna rust, it's gonna

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<v Speaker 2>wear out, it's gonna go out of style, it's gonna

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<v Speaker 2>get stolen, it's gonna lose its value. Stuff doesn't last.

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<v Speaker 2>Nothing on this earth is going to last. This building

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<v Speaker 2>is not going to last. Those trees are not going

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<v Speaker 2>to last. Your car is not going to last. That

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<v Speaker 2>piece of art at home is not going to last.

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<v Speaker 2>In fact, on this planet, there are only two things

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<v Speaker 2>that are going to last for eternity, only two. One

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<v Speaker 2>of them is the Word of God. The Bible says

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<v Speaker 2>heaven and earth will pass away, but my word will

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<v Speaker 2>never pass away. Why because truth is eternal. So you

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<v Speaker 2>invest in in truth, you invest in God's word. Number two,

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<v Speaker 2>there's one other thing that's going to last for rather

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<v Speaker 2>Oh yeah, it's people one of two places, heaven or hell,

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<v Speaker 2>and where I spend my time and my money may

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<v Speaker 2>determine where some people spend their eternity. So I want

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<v Speaker 2>to suggest that the best investment of your life is

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<v Speaker 2>not and your money is not in the stock market,

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<v Speaker 2>but the best investment of your money is in the

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<v Speaker 2>Word of God and in people, because it's the only

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<v Speaker 2>stuff that's going to last everything else you're leaving behind.

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<v Speaker 2>People say, well, you can't take it with you. That's true,

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<v Speaker 2>but you can send it on ahead. And you send

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<v Speaker 2>it on ahead by investing in people who are already

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<v Speaker 2>going there, and you do it while you're living. You

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<v Speaker 2>can't do it after you die. You can only do

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<v Speaker 2>it while you're living. Do your giving while you're living,

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<v Speaker 2>so you're knowing where it's going. As a pastor, I've

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<v Speaker 2>done a lot of funerals, and most of you probably

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<v Speaker 2>don't know that. For people who don't have clothes or

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<v Speaker 2>suits to wear at a funeral, you know in the

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<v Speaker 2>bodies in the caskets. Funeral homes sell what's called funeral suits.

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<v Speaker 2>Funeral suits and funeral suits are just their nice suits.

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<v Speaker 2>They look like any other suit, and you put the

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<v Speaker 2>body in those funeral suits, and then they put them

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<v Speaker 2>in the coffin so they look real nice tigh coat

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<v Speaker 2>and hold it the The only difference between a funeral

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<v Speaker 2>suit and a regular suit is this.

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<v Speaker 3>They don't have any pockets. Why they don't need them.

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<v Speaker 3>I've never seen.

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<v Speaker 2>Anybody's in Oh, I need a pocket in my suit.

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<v Speaker 2>When I'm in that casket.

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<v Speaker 3>You don't need it.

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<v Speaker 2>You're not taking it with you, but you can send

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<v Speaker 2>it on ahead. The Bible calls it storing up treasure

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<v Speaker 2>in heaven. Did you know that while you're here on

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<v Speaker 2>earth you can actually be investing in heaven for yourself?

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<v Speaker 2>Jesus said it several times. It's called storing up for

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<v Speaker 2>yourselves in heaven. Look at this verse on the screen.

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<v Speaker 2>Jesus said this, store up for yourselves treasure in heaven.

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<v Speaker 2>Did you know you can store treasure in heaven? And

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<v Speaker 2>notice who it's for? It's not for God. It says,

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<v Speaker 2>store up for yourself. Are you sending anything on a head?

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<v Speaker 2>Store up for yourselves treasure in heaven, where moth and

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<v Speaker 2>rust don't destroy it. It's not gonna rod, it's not

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<v Speaker 2>gonna rust, and where thieves can't break in nobody can

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<v Speaker 2>steal it. The economy isn't going to take it away.

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<v Speaker 2>It's the only one hundred percent sure investment for where

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<v Speaker 2>your treasure is there, your heart will be.

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<v Speaker 3>Also.

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<v Speaker 2>I heard about a guy saw a cartoon a while back,

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<v Speaker 2>and he gets to heaven and they take him over

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<v Speaker 2>to his home and said, here's your home. He's just

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<v Speaker 2>got this little shack between two giant mansions. And he says,

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<v Speaker 2>you know, how come I don't have a mansion. They said, oh, well,

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<v Speaker 2>this is all the material you sent ahead. You send

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<v Speaker 2>in any material ahead? Or are you spending it all

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<v Speaker 2>on interest payments for yourself? You invest in people who

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<v Speaker 2>are going there. That's an eternal ira and it pays

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<v Speaker 2>dividends for trillions of years.

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<v Speaker 3>Let's bow our heads.

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<v Speaker 2>As we close. Let's do some honest evaluation. Does God

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<v Speaker 2>really have first place in my life? If God looked

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<v Speaker 2>at an audit on me right now and looked at

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<v Speaker 2>my schedule and looked at my checkbook or my credit card,

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<v Speaker 2>how I'm spending my time and money? Is God really

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<v Speaker 2>first place in my life? Can God trust me with

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<v Speaker 2>what He's allowed me to have? Am I acting like

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<v Speaker 2>it's all mine rather than's just on loan from God?

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<v Speaker 3>Am I forgetting that?

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<v Speaker 2>One day I'm going to give an account of what

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<v Speaker 2>I did with what he loaned me. There's the way

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<v Speaker 2>I'm using my money show that God can trust me

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<v Speaker 2>with more? Or is my track record saying no, he

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<v Speaker 2>can't trust me with even what he's given me?

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<v Speaker 3>Am I looking ahead? Am I planning my spending?

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<v Speaker 2>Am I procrastinating or acting quickly on getting out of debt?

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<v Speaker 2>Do I need to face some facts and sell off

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<v Speaker 2>some stuff and maybe even move Have I loved money

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<v Speaker 2>instead of using money? Have I realized it's a spiritual

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<v Speaker 2>test and that God can't trust me with spiritual power

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<v Speaker 2>if he can't trust me with material possessions. But you say, Lord,

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<v Speaker 2>I want the way I use my money to show

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<v Speaker 2>that I love you most, that I trust you most.

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<v Speaker 2>I know I can't serve two masters, and I choose

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<v Speaker 2>you God to be God.

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<v Speaker 3>In my life, not money.

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<v Speaker 2>And help me to use it, to invest it, to

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<v Speaker 2>spend it, to give it, to share it all. Wisely,

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<v Speaker 2>help me to realize that the best investment is to

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<v Speaker 2>in getting people into heaven. Lord, I know that my

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<v Speaker 2>messed up finances are a symptom of a messed up life,

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<v Speaker 2>and I need you to be the manager. I need

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<v Speaker 2>you to come in and clean house. I've tried finances

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<v Speaker 2>my way and they don't work. I want to do

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<v Speaker 2>them your way. I want to learn your financial plan,

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<v Speaker 2>and I don't want to wait any longer.

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<v Speaker 3>I pray this in Jesus' name. Amen.

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<v Speaker 1>Wow, what a great message from Pastor Rick today, and

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<v Speaker 1>I have some exciting news to share with you.

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<v Speaker 4>For just a limited time, you can get the Daily

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<v Speaker 4>Hope Devotional three hundred sixty five days of purpose, peace

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<v Speaker 4>and Promise in a beautiful special leatherlook gift edition. This

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<v Speaker 4>stunning keepsake volume brings together three hundred and sixty five

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<v Speaker 4>of Pastor Rick Warren's most loved devotionals, each design to

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<v Speaker 4>help you start your day with clarity, strength, and hope.

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<v Speaker 4>Pastor Rickoten says, the most important decision you'll make each

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<v Speaker 4>day is what you focus on, and this devotional will

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<v Speaker 4>help you center your heart on God every day. You'll

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<v Speaker 4>find a Bible verse to ground you in God's word

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<v Speaker 4>and a short teaching to help you understand God's truth. So,

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<v Speaker 4>whether you're seeking deeper peace, stronger faith, or a renewed

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<v Speaker 4>sense of direction, this book provides a trusted framework to

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<v Speaker 4>grow spiritually one day at a time. And because this

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<v Speaker 4>leather look edition makes such a meaningful and lasting gift,

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<v Speaker 4>the people you care about most. Be sure to request

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<v Speaker 4>your copy today when you give a gift to help

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<v Speaker 4>Daily Hope bring the Word of God to people all

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<v Speaker 4>around the world. Just go to pastorick dot com to

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<v Speaker 4>get your copy of.

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<v Speaker 1>This great resource. That's Pastorick dot com. Or you can

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<v Speaker 1>text the word hope to seven oh three oh nine. Again,

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<v Speaker 1>that's the word hope to seven oh three oh nine.

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<v Speaker 1>Be sure to join us next time as we look

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<v Speaker 1>into God's Word for our daily hope. This program is

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<v Speaker 1>sponsored by Pastor Rick's Daily Hope and your generous financial support.