Speaker 1: Ripped of.
Speaker 2: News.
Speaker 1: You need it, that's who you don't have.
Speaker 3: Come running just as fast as you can.
Speaker 4: Shooter's gonna help.
Speaker 5: Come MANX is the Troubleshooter Show.
Speaker 4: No Tom Martino, Hi.
Speaker 2: Tom Martino here, Welcome to the show. Three oh three
Speaker 2: seven one three Talk is the talk number in the studio.
Speaker 2: But there's another number I want you to know about.
Speaker 2: In fact, I want you to spread it far and wide.
Speaker 2: Three oh three Martino three O three six two seven
Speaker 2: eight four sixty six. And that number is good because
Speaker 2: if you don't get us live, you get voicemail. And
Speaker 2: unlike most voicemail in the world, this voicemail is actually
Speaker 2: monitored and we call you back so you can be
Speaker 2: on any show at any time by just calling.
Speaker 1: You don't have to wait. At that moment.
Speaker 2: You call and leave your message, you're in the queue
Speaker 2: and we will call you back. We listen to each
Speaker 2: and every message. Now, it's nice if you leave your
Speaker 2: phone number up front, so we don't have to go
Speaker 2: back and forth with that. Today we have John Fuller
Speaker 2: in the studio with us, as I see, and I
Speaker 2: affectionately refer.
Speaker 1: To him as the Bench, and.
Speaker 2: That's an affectionate term by the way, and it's really
Speaker 2: a valuable term.
Speaker 1: The bench.
Speaker 2: And when Mark and I can't do the show, our
Speaker 2: third string, our bench, and I mean that again in
Speaker 2: a good way. John fills in aptly and he knows
Speaker 2: the show inside out. He's been with me for so
Speaker 2: many years. Welcome John, Thank you for being here. Appreciated.
Speaker 2: Thank And this is a funny trivia. I don't know
Speaker 2: how it happened, but John was the very first one
Speaker 2: I communicated without out of surgery. I don't know how
Speaker 2: it happened, John, I don't know if I texted you
Speaker 2: or you texted me, but somehow we got into this
Speaker 2: long text message late at night.
Speaker 6: No, it was early in the morning. It was like
Speaker 6: five in the morning and I get a text and
Speaker 6: that's why, who the heck is texting me at five
Speaker 6: in the morning. And I was on an airplane at
Speaker 6: that time. So yeah, it was a probably for half
Speaker 6: an hour or so.
Speaker 2: And it was the first one, no, the first interaction
Speaker 2: I had. And it was like on and on and
Speaker 2: we were talking about all kinds of cool stuff. I
Speaker 2: was like sitting there, you know, and like you that's right,
Speaker 2: I say, late at night, but early in the morning.
Speaker 2: You know, it's all melts in together. So it was
Speaker 2: like no nowhere land, nobody was around. I'm in my
Speaker 2: bed all alone, and I'm out of the surgery feeling
Speaker 2: really good.
Speaker 1: Of course that had been after the.
Speaker 2: Recovery and all that, and I was in the room
Speaker 2: in the intensive care room, and somehow something came up
Speaker 2: where we started texting each other and it was not
Speaker 2: just texting about me, but I mean we were texting
Speaker 2: about like things, which was really cool.
Speaker 1: And I.
Speaker 2: People, when when when you wonder, what do you talk
Speaker 2: about or what do you do if you want to
Speaker 2: give somebody well wishes or tune in on them and
Speaker 2: see what they're doing.
Speaker 1: The answer is nothing special.
Speaker 2: They just want to be part of life, right, Okay,
Speaker 2: we all want to be part of life.
Speaker 1: Okay, so welcome John and John.
Speaker 2: Is there anything really new under the sun with personal injury?
Speaker 2: I mean personal injury is we're pounded over the head
Speaker 2: with it and we should be. I mean, people, you
Speaker 2: know what's really funny is time after time after time,
Speaker 2: we say do this, do this, do this, don't do this,
Speaker 2: don't do this, don't do this, And as soon as
Speaker 2: something happens to you, you wonder you wonder what should
Speaker 2: I do?
Speaker 1: The very first thing you say, what should I do?
Speaker 1: And I just.
Speaker 6: You know, the the bottom line is that nobody ever
Speaker 6: really plans to be in an act accident. Nobody sits
Speaker 6: back and says, you know, honey, what let's talk about
Speaker 6: what we're going to do if one of us ever
Speaker 6: gets in a car accident? And and why would you?
Speaker 6: I mean, that's just not a conversation that people have.
Speaker 6: So when it happens to them, it's all brand new,
Speaker 6: and people make the decisions that seem right at the time,
Speaker 6: and sometimes they are and sometimes they're not. My job,
Speaker 6: My business is like hurting cats. I mean, they don't
Speaker 6: all run in the same direction at the same time,
Speaker 6: and it's not always the same cat that gets out
Speaker 6: of line and runs in the wrong direction. And so,
Speaker 6: you know, if it's if it's one insurance company you
Speaker 6: know today that's that's come up with some really novel
Speaker 6: theory of how to screw people over. We you know,
Speaker 6: we adapt and we respond and we prevail or you know,
Speaker 6: whatever we can do to get on top of that.
Speaker 6: And then once that's run its course, then it's somebody
Speaker 6: else that comes up with some other new novel theory
Speaker 6: of how to screw people over and so you know, know,
Speaker 6: you never know where you're going to be in that
Speaker 6: cycle when when it happens to you. And so what
Speaker 6: we really bring to the table is just we are
Speaker 6: on the cutting edge of it. We do know the
Speaker 6: bad players, and we know who's acting, you know, acting
Speaker 6: out at this juncture, and we're able to jump in
Speaker 6: there and hopefully do some good and and you know,
Speaker 6: avoid mistakes being made.
Speaker 2: Okay, So one thing I said I wanted to do
Speaker 2: today for my show I was when I was laying
Speaker 2: around thinking what do I want to do? I want
Speaker 2: I wanted to do what I called a simple day.
Speaker 2: And that doesn't mean you can't call with any problem,
Speaker 2: question or a complaint. You can call we We've helped
Speaker 2: people out of all kinds of problems. But a simple
Speaker 2: day meaning questions you're almost afraid to ask.
Speaker 1: They're so simple.
Speaker 2: I mean, like just when it comes to personal injury,
Speaker 2: not just personal injury, but anything we talk about on
Speaker 2: the show. Sometimes things are just so basic you wonder
Speaker 2: did they think about that?
Speaker 1: Or are you afraid to ask?
Speaker 2: Have you ever been in a conversation where something is
Speaker 2: bantered about a topic, a phrase, a word, and you really,
Speaker 2: deep down inside you don't really have a full understanding
Speaker 2: of what it is, and you almost feel like it's
Speaker 2: too late to stop the conversation and go backwards.
Speaker 1: But how do you catch up? Now?
Speaker 2: I do a pretty good job of observing and backfilling
Speaker 2: and trying to catch up as I go, But there
Speaker 2: are some cases where I just wish I would stop
Speaker 2: and say, what does that mean?
Speaker 1: Okay, I'll tell you what the last I mean. It
Speaker 1: happens all the.
Speaker 2: Time to me in a little ways, big ways, and
Speaker 2: it happens to all of us. But one of the
Speaker 2: things I can think about, and I don't recall exactly
Speaker 2: when it happened, but this idea of a blockchain. Okay,
Speaker 2: we've heard of blockchains, and they keep talking about blockchains
Speaker 2: when it comes to crypto, and we all have our
Speaker 2: idea of what blockchain is. Everyone does, I mean, But
Speaker 2: if you go into our official intelligence or something to
Speaker 2: ask for.
Speaker 1: A basic explanation, you'll get it.
Speaker 2: But even when things I don't know if this happens
Speaker 2: to you, When things are explained to you, sometimes they
Speaker 2: still don't make complete sense. And some people just assume
Speaker 2: you know certain things and therefore it'll all make sense
Speaker 2: to you. Does that happen to you, John, where things
Speaker 2: just don't necessarily make sense even when they.
Speaker 1: Try to explain it.
Speaker 2: Have you ever had concepts you find very very very
Speaker 2: difficult to comprehend.
Speaker 7: I have.
Speaker 1: I haven't, and I misunderstood I think what I was saying.
Speaker 6: Well, yeah, I mean certainly, I you know, you got
Speaker 6: to keep an open mind, and you got to learn
Speaker 6: all the time. You got to learn new stuff all
Speaker 6: the time. So I'm certainly not you know, I certainly
Speaker 6: haven't learned everything. There's always stuff that comes up that
Speaker 6: you have to say, what the heck is that?
Speaker 2: Now, when it comes to crypto, I am really really
Speaker 2: on the outside. Now I understand, I understand the gen
Speaker 2: and we've all dabbled in a little. But here's my
Speaker 2: general understanding. There's a finite number of let's say, bitcoins
Speaker 2: that after which can never be mined, a finite number.
Speaker 2: I don't know if we reach the number or not,
Speaker 2: but there's a finite number, so that I know that
Speaker 2: that gives it some value because they're not going to
Speaker 2: make anymore, or so we're told. And within that finite number,
Speaker 2: people have mined, people have traded, people have purchased. There's
Speaker 2: different ways to get it. And this is where I
Speaker 2: get confused. When you buy a bitcoin or a portion
Speaker 2: of a bitcoin, you're buying this commodity, this currency, and
Speaker 2: it is the way they prove it is not fraudulent
Speaker 2: and someone just didn't print it in their basement or
Speaker 2: make up a number, is through this series of calculations
Speaker 2: that go back in its hereditage. In its heritage. In
Speaker 2: other words, each coin has a heredity chain, like like
Speaker 2: a show horse. I mean, you go back to this
Speaker 2: coin came from here, which came from here, which came
Speaker 2: from here, which came from here, and and it literally
Speaker 2: has this now and again I'm guessing they have this
Speaker 2: blockchain of transactions that serve as a fingerprint for that
Speaker 2: crypto and and it marked.
Speaker 1: Is that how you understand it?
Speaker 8: I don't know, man, To be quite honest, I just
Speaker 8: don't get it. I honestly, I honestly just don't. I
Speaker 8: just don't get I'll tell you this. It's made a
Speaker 8: lot of people rich as hell though.
Speaker 2: Yeah, and Mark, I know it has and and you're
Speaker 2: like I am. We have an overall view of it.
Speaker 2: But getting down into the weeds. So oh if any
Speaker 2: And by the way, when we have our simple day today,
Speaker 2: and I like having a simple day, I invite any
Speaker 2: and all people to call with.
Speaker 1: Either questions or knowledge.
Speaker 2: For example, I would love someone to be able to
Speaker 2: call right now and give a very elementary view of crypto.
Speaker 2: We know it is a valuable coin and a limited
Speaker 2: commodity coin. We know it's currency, But how would I
Speaker 2: know looking at a blockchain? How would I know if
Speaker 2: somebody's selling me a real crypto coin or not.
Speaker 1: I don't even know how I would evaluate it. Again.
Speaker 2: You know, people might say, well, how do you evaluate stock?
Speaker 2: You know, some of it's just trust. You go to
Speaker 2: a stockhouse or to a you know, a stock exchange
Speaker 2: and you know that they're dealing in good stock. So
Speaker 2: a certain amount is trust. And that's true. By the way,
Speaker 2: we're not just talking simpletons today. We're talking any thing
Speaker 2: you want in your life.
Speaker 1: You know. That's what I love about this show.
Speaker 2: It's truly the only talk show where we're not pushing
Speaker 2: an agenda. Now, we're not going to let BS get
Speaker 2: by without at least challenging it, but we're not pushing anything.
Speaker 2: We're trying to discern as much information as possible on
Speaker 2: all kinds of topics. Plus, we're trying to help people
Speaker 2: directly where we actually get involved in cases and we
Speaker 2: actually solve them. If we can money, I can help people,
Speaker 2: all part of an effort I started more than fifty
Speaker 2: years ago. I was just a young kid, uh getting
Speaker 2: out of college and uh, of course forty five years
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Speaker 1: My God, is that loud?
Speaker 2: Three o three seven one three talks seven one three
Speaker 2: eight two five five. It should be loud that we're
Speaker 2: talking about water and waterpros dot net.
Speaker 1: Listen now they're saying in the fish.
Speaker 2: And in the fish and wildlife area, they're saying, if
Speaker 2: you're fishing out in mountain ponds, mountain ponds and lakes chatfields,
Speaker 2: they call it.
Speaker 1: More or or mark.
Speaker 2: Even up in the mountains they have found in the
Speaker 2: fish plastics. I mean, I don't understand how this happens.
Speaker 2: When you're up in a mountain, lake or stream or
Speaker 2: pond microplastics. Are they in the air or something, and
Speaker 2: then they get into the clouds, into the rain and
Speaker 2: then back into our fresh water. But all kitting aside water.
Speaker 2: If by bottled water, you're not necessarily getting safe water.
Speaker 2: The only way to do safe order is to process
Speaker 2: it in your home, process it right at the point
Speaker 2: of use, and no municipality can do that for homeowners. Homeowners, eventually,
Speaker 2: I think water systems in your home will be as
Speaker 2: common as a toilet.
Speaker 1: I mean, you know, we take for.
Speaker 2: Granted we have a toilet in our home, okay, and
Speaker 2: what else do we have a faucet?
Speaker 1: Well, we're going to have treatment for water.
Speaker 2: If we care about our health and especially with our children,
Speaker 2: you know the waterpros dot net.
Speaker 8: A lot of states already have that. I mean, I
Speaker 8: just got back from Nebraska. There's like not a hotel
Speaker 8: or a house or anything that doesn't have some form
Speaker 8: of at least a softener, if not something more.
Speaker 9: Right.
Speaker 2: And those softeners scores do more than just soften. They
Speaker 2: now soften is very important. But what you want to
Speaker 2: get out. You want to get chlorine out, you want
Speaker 2: to get forever chemicals out, You want to get the
Speaker 2: hardness out, and then you want to put some good
Speaker 2: stuff in possibly or just have pure, wonderful water. And
Speaker 2: and you know Paul is doing this whole house system
Speaker 2: for forty I believe it's forty nine ninety four thirty
Speaker 2: nine ninety five. It's it's the most incredible price you've
Speaker 2: ever seen. No matter what, no matter what system he has,
Speaker 2: the price is going to be better than anywhere you
Speaker 2: can find three zero three eight six two five five
Speaker 2: five four If nothing more, get drinking water at the
Speaker 2: kitchen sink only twelve hundred bucks with triple filter reverse osmosis.
Speaker 2: I can't stress this enough, Okay, I really mean this.
Speaker 2: So I believe in life, and then look at me
Speaker 2: preaching you know here I have, I'm zapped with cancer,
Speaker 2: and I'm preaching about health and and you know, I
Speaker 2: believe it's truly important to supplement your diet with supplements
Speaker 2: of some kind. Our diets are never going to give
Speaker 2: us one hundred percent of what we need. Supplementation and
Speaker 2: good water, those are the two essentials going into your body.
Speaker 2: Of course, then you want good food, right, a good diet,
Speaker 2: and then after that you should move around a bit.
Speaker 2: And you know, exercise doesn't mean necessarily killing yourself. In
Speaker 2: the Blue Zone, that documentary they did about longevity, they
Speaker 2: found people who are just casually moving during the day,
Speaker 2: just casually walking or going upstairs, sitting down, standing up,
Speaker 2: getting in and out.
Speaker 1: Of vehicles, all of that.
Speaker 2: All of that was as good as vigorous exercising, which
Speaker 2: is pretty cool. Three three seven one three talk is
Speaker 2: our number seven one three eight two five five. So
Speaker 2: when we were talking about simple things are complicated things
Speaker 2: made simple today, I wanted to have a kind of
Speaker 2: dummy day to talk about things. And I'm asking people
Speaker 2: if you know about crypto and can explain it, not
Speaker 2: just know about it, but truly explain it. Because Deputy
Speaker 2: Dog told me he was going to explain it one
Speaker 2: day and he says, well, you got these coins that
Speaker 2: represent you know, oh, commodity, a denomination, and then their
Speaker 2: check through blockchains.
Speaker 1: That's what he said. That was his explanation.
Speaker 2: And then I asked them what a blockchain is, and
Speaker 2: how can you tie a certain pedigree to.
Speaker 1: A particular bitcoin?
Speaker 2: Okay, I mean they may tell you this bitcoin is
Speaker 2: point zero zero zero zero one or whatever, you know,
Speaker 2: and then how do I know that's true. I'm just
Speaker 2: shocked there are not more ripoffs. I mean there are
Speaker 2: a lot of you. Mark, remember the one guy that
Speaker 2: said he'd been investing for ten years and one day
Speaker 2: he woke up.
Speaker 1: And there was zero in his wallet.
Speaker 8: Yeah, you never know how true those stories are, but
Speaker 8: yes I do remember that call.
Speaker 1: Yeah.
Speaker 2: Now, you're right, you don't know how t stories are,
Speaker 2: but you do know that there are a lot of ways, well.
Speaker 8: Some people to be taken. It wasn't I think it
Speaker 8: was in New York. I think it was in New
Speaker 8: York last week. Some guy was like held and tortured
Speaker 8: for like seventeen days. Yeah, for like two or three
Speaker 8: weeks to get his uh authentication for his bitcoin, and
Speaker 8: somehow he escaped out the front door or something. I mean,
Speaker 8: it was a wild story story. I want to know this.
Speaker 1: How many.
Speaker 2: I wonder how many people have actually cashed out? I
Speaker 2: mean I hear about people buying and their their pockets
Speaker 2: growing and their wallets growing, But how many people have
Speaker 2: actually cashed out of their wallet? Is it a difficult
Speaker 2: thing to do? Is it easy? Can I get cash
Speaker 2: this afternoon?
Speaker 1: Or do I have to wait? Really?
Speaker 4: What?
Speaker 1: What?
Speaker 2: I would love to talk to somebody truly, truly adept
Speaker 2: in crypto. And I don't know if we might my
Speaker 2: listener base our listener base mark may not have people
Speaker 2: who dabble in that. We may have more of a
Speaker 2: conventional investor. You know, crypto funds are pretty safe if
Speaker 2: you if you if you trust the ETF, the exchange
Speaker 2: traded fund, not the ETF, but the ETF administration, the
Speaker 2: people who have put together funds before like this, and
Speaker 2: they put together a crypto fund, I think you can
Speaker 2: assume that they have developed some kind of strategy to
Speaker 2: look into this and to see that at least this
Speaker 2: fund has some functionality and performance they can track and
Speaker 2: pay out on and again, whether they use it as
Speaker 2: the actual benchmark or do they actually use it as
Speaker 2: the investment.
Speaker 1: Two ways you can have funds.
Speaker 2: People keep this in mind, you're investing in the actual
Speaker 2: fund itself, and if it's like a bitcoin fund, they
Speaker 2: would own parts of bitcoins, or if it's a stock fund,
Speaker 2: they would own parts of stocks. But others are index
Speaker 2: funds where you're just tracking an index of something and
Speaker 2: it pays accordingly. So there are all kinds of ways
Speaker 2: to get into bitcoin. Again, it scares the hell out
Speaker 2: of me. It just absolutely does. And I think something
Speaker 2: that has always scared me and why I've become a
Speaker 2: jack of all trades when it came to consumerism is
Speaker 2: I don't like when I don't understand something, and I
Speaker 2: fully do not understand bitcoin and where it started. I
Speaker 2: read the the white paper that supposedly and if if
Speaker 2: you're tuning in and thinking, wow, I don't know about that,
Speaker 2: or you're rolling your eyes, roll your eyes with me,
Speaker 2: let's find out. I want some real dummy answers for
Speaker 2: my dummy questions. The very first bitcoin wasn't there this
Speaker 2: guy who said he launched he wrote this very long
Speaker 2: scholarly paper on currency, and he met bitcoin to be.
Speaker 1: A full fledged fiat currency.
Speaker 2: And do you think, I want to know something, do
Speaker 2: you think the US dollar.
Speaker 1: Will ever go away as the world's beacon of value?
Speaker 1: No matter how we look at it, the dollar is.
Speaker 4: Not in our life leap.
Speaker 8: So you think it's going to be the beacon of
Speaker 8: our It's going to be what energy is traded in oil?
Speaker 2: So so you're saying that oil sets the standard, not gold.
Speaker 8: Yeah, I'd say energy sets it absolutely, But it already
Speaker 8: is not being traded in dollars very I mean maybe
Speaker 8: out of Iran or some other places, but in general,
Speaker 8: especially up until this thing with Putin, pretty much it was.
Speaker 8: But I agree with you some of it's not, but
Speaker 8: most of the free world it is.
Speaker 2: And you know, if you look at every major war,
Speaker 2: it was precipitated, or every major war over in that
Speaker 2: area of the world, it was precipitated by someone or
Speaker 2: some power trying to usurp the dollar on the oil
Speaker 2: bourst or the oil market.
Speaker 1: It was they tried to substitute it, and that happened.
Speaker 2: Isn't that what the you know, the weapons of mass destruction,
Speaker 2: except the weapons of mass destruction we went after were
Speaker 2: the weapons trying to destroy the oil market with US.
Speaker 1: But what people say that was the real.
Speaker 2: Reason we did the we did the invasion was to
Speaker 2: protect the dollar in the oil market.
Speaker 1: So John Fuller, you chimed in there.
Speaker 2: Do you believe that all oil markets or most of
Speaker 2: them are based on the US dollar?
Speaker 6: Well, most of them are, I mean quantitatively, most of
Speaker 6: them are. But I think the Saudi has agreed to
Speaker 6: start denominating the oil sales in Russian was it rubles
Speaker 6: or they were doing like last year about about a
Speaker 6: year ago, and yeah, and that's huge. I mean that's
Speaker 6: never before happened. And so when you've got multiple currencies
Speaker 6: that are selling the same product, it gives people the
Speaker 6: ability to you know, to hedge on on those different
Speaker 6: currencies and stuff. And I mean the problem with the
Speaker 6: dollar is we just keep printing it, you know, we
Speaker 6: just keep printing money, and the debt goes up and
Speaker 6: up and up, and we just keep on printing dollars.
Speaker 6: And so the argument about bitcoin is that there's a
Speaker 6: finite number of those deals and and so there's scarcity
Speaker 6: and stuff. I mean, I mean, there's some good things
Speaker 6: about about bitcoin as compared to traditional currencies, but in
Speaker 6: my mind, it's not a currency.
Speaker 4: I mean, it's it's just not a currency.
Speaker 1: And so in what way, John, in what way is
Speaker 1: it not a currency?
Speaker 6: A currency has the full credit and backing of some
Speaker 6: you know, sovereign entity that's that's backing it up. I
Speaker 6: mean a dollar or ruble or whatever. But but bitcoin
Speaker 6: does not. It has no central really central administration. I mean,
Speaker 6: it's like the Warren Buffett task. Can you drop it.
Speaker 4: On your foot? And you know, and you just can't.
Speaker 6: I mean there's there's some really really smart people that
Speaker 6: say not no, but never are we going to invest
Speaker 6: in bitcoin? And and you know, it's it's appealing as
Speaker 6: you see it go up and up, but there's just
Speaker 6: there's just nothing there.
Speaker 4: It's like it.
Speaker 6: And I mean it might yeah, at least with the stock.
Speaker 6: You know, it's it's it's partial ownership or the company.
Speaker 6: It's based on the earnings, it's based on the projections.
Speaker 6: You know, we we know what the price of a
Speaker 6: stock is based upon, but you can't really tell me
Speaker 6: what the the you know, what is the difference between
Speaker 6: a bitcoin at eighty thousand and a bitcoin at one hundred.
Speaker 4: Nothing? You know, there's no increase in earnings, no increase
Speaker 4: in here.
Speaker 2: Here's what I want to ask. This is something that
Speaker 2: always confused me. They say the US dollar is a
Speaker 2: fiat currency. Now, now, by the way, for those listening again,
Speaker 2: let's this is the dummy show. And I mean that affectionately.
Speaker 2: So what does fiat actually mean? Fiat means a fiat currency.
Speaker 2: I'm gonna make it really dumb. A fiat currency is
Speaker 2: a currency that has no value unto itself. Like a
Speaker 2: piece of gold. It is not considered valuable. It's a
Speaker 2: piece of paper, or it's a minted coin. And it
Speaker 2: is a currency that is given value by an entity.
Speaker 1: It does have. It has no intrinsic value. So are you.
Speaker 1: But here's what's weird.
Speaker 2: Okay, the value is maintained by by central banks, interest rates,
Speaker 2: money supply and all of that. But but John, this
Speaker 2: is and I say, John Mark Kenchimeman, of course, but
Speaker 2: John with the with how can we call our money fiat?
Speaker 2: And yet we also have Fort Knox. That's the part
Speaker 2: I don't understand. Are we value based or are we fiod?
Speaker 6: Tom Mark, go ahead, well, Tom, or not backed by
Speaker 6: the gold standard anymore?
Speaker 4: Fort Knox? And John's got a point.
Speaker 6: We just keep printing more and more of it, and
Speaker 6: our dollar becomes less even though it used to be
Speaker 6: the backbone of international trade after World War Two. I
Speaker 6: think that, you know, if you really do the research
Speaker 6: on it, I mean, we're not we're not backed with
Speaker 6: Fort Knox. I mean we haven't been in umpteen years,
Speaker 6: maybe my whole lifetime, and and so, but if you
Speaker 6: read you know, you read about currency wars, and you
Speaker 6: read about currency evaluation and stuff, and you you get
Speaker 6: into you know, how manipulated the currency markets are and
Speaker 6: and and how that plays into just global economics. It's frightening,
Speaker 6: you know, it's frightening how how one country that decides
Speaker 6: to devalue the currency can just send ripples through the
Speaker 6: rest of the globe. It's not it's not just you
Speaker 6: know how much gold is in Fort Knox anymore.
Speaker 4: That's why China is so hard to do.
Speaker 1: Well, here's what I want to know. Why do we
Speaker 1: have the Golden Fort? And what why do we have it?
Speaker 4: Many people don't think we do. There may have been
Speaker 4: go for it out, you know, Why do we have.
Speaker 6: A strategic oil reserve that I think may very well
Speaker 6: be empty right now? Yeah that got completed, you know.
Speaker 2: Yeah, so so, but these are quick.
Speaker 6: See here's back by the full faith and credit. It's
Speaker 6: back by a promise. It's a case, it's back by
Speaker 6: our military. Let's just face what it is. It's a promise,
Speaker 6: you know. That's that's all it is. Maybe that promise
Speaker 6: is policed by the by the military, but it's just
Speaker 6: a promise. It's not an asset based valuation.
Speaker 8: Think about what it is though, even like a Rembrandt
Speaker 8: or some who values something like that, who says, hey,
Speaker 8: that painting's worth ten million dollars, I mean, that's just insane.
Speaker 1: It's crazy, all right.
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Speaker 2: home with Remax Alliance three oh three nine two zero
Speaker 2: sixteen twenty two. Hi Tom Martino here three oh three
Speaker 2: seven one three talk seven one three eight two five five.
Speaker 2: John Fullers Today, John Fullers with us today personallyjusio dot com.
Speaker 2: He's orcall Fuller dot com. He's going to chime in
Speaker 2: on each and everything, not just personal injury. So give
Speaker 2: us a call.
Speaker 1: Todd.
Speaker 2: We've been talking about, by the way, crypto, but it
Speaker 2: just crypto is just a way of leading into other topics.
Speaker 2: By the way, So I wanted to tell people were
Speaker 2: open for everything. So Todd's talking about a public defender.
Speaker 2: Go ahead, Todd, tell us your story.
Speaker 7: Hi Tom, How are you doing John?
Speaker 2: How are you doing?
Speaker 1: Good?
Speaker 9: Well?
Speaker 7: I live up here in Well County, Epan Greeley and
Speaker 7: was in an incident in yeah, November twelfth, And is
Speaker 7: sub a defender?
Speaker 1: What what?
Speaker 4: Well?
Speaker 1: Hold on?
Speaker 2: You got to you gotta do more. You got to
Speaker 2: do more than say an incident. So so you may
Speaker 2: as well tell us November twelfth.
Speaker 7: What happened? He came home and he has bipolar, ADHD, autism,
Speaker 7: all those spectrums. He got in a fight with my
Speaker 7: wife and she called the police. The police came to
Speaker 7: our house. Then he was subdued after about thirty minutes.
Speaker 7: I got home and the police would not tase him,
Speaker 7: even though I told him to many times, but they
Speaker 7: gave him ample warning. He hit a few officers. They
Speaker 7: finally brought him out. He was in flight fight mode
Speaker 7: because of his mental disabilities.
Speaker 9: They took him away.
Speaker 7: He sat in Well County Jail from November twelfth to
Speaker 7: just recently, and now he's being moved to a halfway house.
Speaker 9: Moved to a halfway house.
Speaker 7: His public defender, my son's been trying to reach him
Speaker 7: for three and a half weeks. I've been trying for three.
Speaker 1: How long it was not?
Speaker 4: Wait?
Speaker 1: You said, you said this thing had at twelve.
Speaker 2: Me. There's a lot of time that went in between there.
Speaker 2: November twelfth, December twelfth, January twelfth, February twelfth, March.
Speaker 1: Twelfth, Where are we right now? Why you go?
Speaker 2: From November twelfth that he was taken into custody till
Speaker 2: now what happened in between?
Speaker 7: So every month he would have a court date court
Speaker 7: and in those court dates the DA would he and
Speaker 7: hall round and his public offender would and so it
Speaker 7: would be moved to the next month, then the next month,
Speaker 7: then the next month. Well last month he finally had
Speaker 7: a court date and they found him guilty. He found
Speaker 7: him then of the six years at the halfway.
Speaker 1: House, at the half way what was he guilty of?
Speaker 7: Uh, disorderly conduct and battery of a police.
Speaker 9: Officer police officer.
Speaker 7: And then one of my things was he was so was.
Speaker 2: He charged, see sentenced to like a probation? Was it
Speaker 2: kind of like a probation?
Speaker 7: No, No, it'd be a halfway house where you can
Speaker 7: go and work and be released. We were hoping for probation,
Speaker 7: but that's what is public defender made us to believe
Speaker 7: that that's what we were going for.
Speaker 4: Are you trying to are you John Fuller? Are you
Speaker 4: John Fuller? Yeah?
Speaker 6: Are you describing concre Is that what he got sentenced to?
Speaker 7: It's a halfway house correction?
Speaker 4: Yeah, yeah, so he's John.
Speaker 1: Can I ask you something?
Speaker 2: Do they do they take into.
Speaker 1: Consideration mental health? Of course, when it comes to this
Speaker 1: kind yeah.
Speaker 4: I mean, this is a horrible story, but yes, of
Speaker 4: course they do.
Speaker 10: Yes, And I would like to have someone look at that,
Speaker 10: because the judge was not he was not fully com
Speaker 10: He did not say I don't believe that. I don't
Speaker 10: believe that he is fully mentally disabled. And the first
Speaker 10: prosecute or the first public public defender, was trying to.
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Speaker 2: three nine two zero sixteen twenty two. Hi Tom Martino
Speaker 2: here three O three seven one three talk seven three
Speaker 2: two five five. Okay, so Todd, let's get right to
Speaker 2: it because we're going to continue this.
Speaker 1: Your son was arrested and convicted.
Speaker 2: Bottom line, he's he's sentenced to a halfway house.
Speaker 1: What is your.
Speaker 7: Issue, Well, my issue is the public defenders will not
Speaker 7: call him back or us back.
Speaker 9: And it's been.
Speaker 8: Okay, and what communicated, isn't it already over?
Speaker 10: Yeah, that's good question, Mark, Yes, so yeah, he's going
Speaker 10: to the halfway house.
Speaker 7: But we don't know anything about that. And I would
Speaker 7: like to see if you can heal the case or not,
Speaker 7: because the judge really never took into consideration his mental health,
Speaker 7: nor did the public defender.
Speaker 10: And it seemed like the judge was he did call
Speaker 10: the cops some names.
Speaker 4: He does.
Speaker 7: This is part of his problem. He has some disabilities,
Speaker 7: and he has some friends that are black.
Speaker 2: Sometimes sometimes the disability, but sometimes the disability is being smooth.
Speaker 1: I'm not making fun of him.
Speaker 10: All.
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Speaker 4: Ript News need so.
Speaker 8: You don't have.
Speaker 4: Come run anxiousness. As we can, Shooter's gonna help come man,
Speaker 4: this is the Troubleshooter Show.
Speaker 2: No Tom Martine, Tom Martino here, This is the Troubleshooter Show.
Speaker 1: Forty five years going strong. Thank God for my health.
Speaker 2: I appreciate it all, and I want to solve your problems,
Speaker 2: answer your questions, take your complaints.
Speaker 1: I wanted to make a day where we could have
Speaker 1: people call in with dumb down questions.
Speaker 2: We don't have that many, but there are many days
Speaker 2: I have emails, and I should keep them to enter
Speaker 2: them because so many times I think we hear discussions
Speaker 2: online starts with maybe social media, and people start discussing
Speaker 2: things without knowing the bottom line, without knowing what they're doing.
Speaker 2: And I think one of the great examples today is crypto.
Speaker 1: I mean I talk to people that don't know they're asked.
Speaker 2: From a bump in the road and they you know,
Speaker 2: they're talking about investing in crypto and they don't even
Speaker 2: know what a certificate of to pause a savings deposit is.
Speaker 2: I mean, it's so crazy how we go ahea head
Speaker 2: and base our decisions on what we hear others say.
Speaker 1: Now, there's nothing wrong.
Speaker 2: With that, I guess, if you can trust those others.
Speaker 2: But can you imagine when you amass an income in life.
Speaker 1: Very seldom can you get rich off of that or
Speaker 1: build wealth from it, but you can have.
Speaker 2: A little extra money set aside that will grow and
Speaker 2: eventually at least be what's called a security blanket of
Speaker 2: some sort. Again, though you need to be really judicious
Speaker 2: and careful on what you do with it. One thing
Speaker 2: that I've hated about the investment industry in general, just
Speaker 2: hate it is the appropriateness of investments and where a
Speaker 2: person benefiting from you getting the investment places you in
Speaker 2: that investment when it's not the best for you. It
Speaker 2: might be a great investment, but not necessarily the best
Speaker 2: for you at.
Speaker 1: That time in your life. Now it's not necessarily going to.
Speaker 2: Do you any harm, but it's not the optimum investment
Speaker 2: for you at that time.
Speaker 1: And we have too much of that going around in general.
Speaker 2: In the financial business, what's called inappropriateness, where the investment
Speaker 2: advisor or the person selling you something is selling it
Speaker 2: to you and it really shouldn't.
Speaker 1: It's not the best thing in the world for you.
Speaker 2: Very little out now fraud, which is good news, very
Speaker 2: little out now fraud. They push you to something and
Speaker 2: in their opinion, it's the best thing.
Speaker 1: It's a good thing.
Speaker 2: I want you to ask yourself questions always when you invest.
Speaker 1: What are they getting in return? What do you get?
Speaker 1: And what are you missing out on?
Speaker 2: You see, there's a few kinds of costs you calculate
Speaker 2: with an investment. Even if you have a guaranteed investment,
Speaker 2: if that guaranteed investment puts limits on you, then you
Speaker 2: are limited to your upside potential.
Speaker 1: And really, for ninety eight percent of the.
Speaker 2: Investors that's not a bad idea because they don't know
Speaker 2: what they're doing anyway. So it's okay to limit your
Speaker 2: upside potential if you're pretty safe, and if you are
Speaker 2: really safe and secure. Again, safety and security, there's a
Speaker 2: lot to be said about that. A lot to be
Speaker 2: said about safety and security. Let's move on to another topic.
Speaker 2: Somebody asks about they wanted to know about being charged
Speaker 2: with a crime. John Fuller's dabbled in all.
Speaker 1: Kinds of law.
Speaker 2: He's a personal injury attorney. But John, somebody wants to know.
Speaker 2: And I'm going to go back to this public defender thing,
Speaker 2: but somebody wants to know.
Speaker 1: Is it a good theory. They've been looking at it on.
Speaker 2: YouTube and they were recently in a situation, and the
Speaker 2: overall theory or philosophy is, do not talk to police period.
Speaker 2: Now they're not talking about if you're guilty or if
Speaker 2: you're innocent. They're talking about in all cases, when you're
Speaker 2: at the scene of a crime.
Speaker 1: And police roll up, or you're caught.
Speaker 2: In some kind of a investigation of some kind. Now
Speaker 2: we're not talking guilt or innocence. We're talking about a situation.
Speaker 2: Never talk to police. Have you heard of that, John.
Speaker 2: It's all over social media and the internet on how
Speaker 2: you never talk to police because they will never ever, ever,
Speaker 2: ever ever.
Speaker 1: Look to clear you. That's not what they're doing.
Speaker 6: I you know, listen, the police have a job to
Speaker 6: do this, okay. The police are trying to investigate. The
Speaker 6: police are trying to get information, and some of that
Speaker 6: information may be used to prosecute you for a crime,
Speaker 6: you have a right to remain silent. It may very
Speaker 6: well be in your best interest to do that, but
Speaker 6: in fact it isn't your best interest to do that.
Speaker 4: However, I'm not going to say that.
Speaker 6: I think you should just be completely mute and not
Speaker 6: ever answer anything to anybody.
Speaker 4: That's ridiculous.
Speaker 6: I mean, I just I think that's very hard to
Speaker 6: come up with a blanket rule that says you shall
Speaker 6: never talk to a police officer. Ever, you know, if
Speaker 6: you're potentially fixing to get charged with something, you might
Speaker 6: think strongly about exercising your right to remain silent.
Speaker 1: Somebody gave an example where.
Speaker 2: Somebody gave an example where they asked him what time
Speaker 2: he got there, and he said it was somewhere around seven,
Speaker 2: and then later on it turned out that he had
Speaker 2: gotten there much earlier, and they used that to discredit
Speaker 2: him and to build other things around it. And that
Speaker 2: was one of the things they brought up immediately. And
Speaker 2: the way they put it in the report was he
Speaker 2: lied about the time he arrived.
Speaker 8: But if he was being accused of something, you hire
Speaker 8: an attorney.
Speaker 9: No.
Speaker 2: I understand this was before this was like in the
Speaker 2: very beginning, when.
Speaker 8: He was under any circumstance. If I thought an officer
Speaker 8: was questioning me because they thought I did something, I
Speaker 8: wouldn't say a word. I would hire an attorney.
Speaker 2: Okay, so Todd, let's go back to him. You know,
Speaker 2: look at Todd. I appreciate you advocating for your mentally
Speaker 2: ill son.
Speaker 1: But Todd, Tod, I just caution you.
Speaker 2: I don't know you from Adam, and I'm not saying
Speaker 2: this is happening to you, but many times people are
Speaker 2: using mental disability as a crutch and an excuse. Prior
Speaker 2: to this incident, was he diagnosed and is he in
Speaker 2: treatment or on medication?
Speaker 7: Yeah, he's on five pills and he's been diagnosed since
Speaker 7: he was three because we had him. His fourth parents
Speaker 7: were both Mets heads and did cocaine, met marijuana, and
Speaker 7: basically he was really never supposed to walk, talk, or see.
Speaker 7: But yeah, he met his mouse later on in life,
Speaker 7: in you know, first second grade, that's where it all
Speaker 7: came out. And yeah, he's been on ips, he takes medication.
Speaker 2: Okay, what is the actual conviction right now?
Speaker 7: Attempt I won't ever talk to me, but.
Speaker 6: You don't have to talk to the PD to know
Speaker 6: what he was convicted of. That's public record, so was he.
Speaker 6: I mean, you can look that up on the DC
Speaker 6: website and see exactly what he was convicted of. You
Speaker 6: said it was attempted assault on a peace officer or
Speaker 6: something along those lines. That must have been the felony.
Speaker 7: It was assault on a police officer, and I warrant saying.
Speaker 7: There was the other thing they would not, you know,
Speaker 7: the Zoom meetings. They said he didn't show up to
Speaker 7: court one day, but I was at home with them.
Speaker 7: We sat for three and a half hours. They never
Speaker 7: called his name, and so that was he had a
Speaker 7: warrant out for his arrest on that one. Okay, so
Speaker 7: but the DA and his prosecutor or the public defender
Speaker 7: would never look into that. Yeah, I was at home.
Speaker 4: So and they're like nope, So.
Speaker 6: Todd, what are you? What are you trying to accomplish today?
Speaker 6: How can we help you? Where are you trying to
Speaker 6: go with this appealing the conviction or what's on your mind?
Speaker 9: Well?
Speaker 7: That and I want to know, is there some way
Speaker 7: I can talk to these public defenders that never.
Speaker 1: See and this is this is what he keeps he
Speaker 1: brought this up.
Speaker 2: Now I counted, this is the sixteenth time, he said,
Speaker 2: the public defender will not talk to him. Todd, the
Speaker 2: public defender will not talk to you and does not
Speaker 2: have to talk to you, and has no relationship with you.
Speaker 4: Yeah, but even.
Speaker 7: Though Robert has given them their consent to talk to
Speaker 7: his dad or mom.
Speaker 2: But what are you going to talk about that's not
Speaker 2: in record.
Speaker 7: Well, I want to know why they didn't bring up
Speaker 7: his mental health. Why the judge said racism on Bradford
Speaker 7: when the I was like, well, I was a victim
Speaker 7: of racism way back in my day, so I don't
Speaker 7: tolerate that. So I'm going to also fight you with racism.
Speaker 7: So I want to know why.
Speaker 6: I don't even know what that means. Don't we don't
Speaker 6: have a charge that race that I doubt.
Speaker 2: I doubt there was a statement where the judge said
Speaker 2: I was a victim of racism, so I'm going to
Speaker 2: get you with racism. I, in fact, I will emphatically
Speaker 2: say that was never said.
Speaker 7: Well, the judge said he was a victim of racism
Speaker 7: way back when, and I was like, Bradford even my
Speaker 7: son that I don't think he can use that. I
Speaker 7: I think that is questionable there.
Speaker 6: Okay, So listen, let's kind of net this out. I mean,
Speaker 6: when your son is an adult, is that right? Or
Speaker 6: is he a minor?
Speaker 1: Yes, he's an adult.
Speaker 6: He's an adult, So that that kind of tells you
Speaker 6: exactly what's going on here. You know, the the attorney
Speaker 6: that represented your son is representing an adul and even
Speaker 6: if he consents, there's still limited stuff that he can
Speaker 6: talk about without breaking attorney client privilege. There's nothing that
Speaker 6: was done in this case. It didn't create a transcript
Speaker 6: as far as the trial and the sentencing and everything
Speaker 6: else goes. I promise you they did a pre sentenced
Speaker 6: investigation unless there was a plea and a stipulated sentence,
Speaker 6: And even then they would have done the PSI, which
Speaker 6: is when they would have gotten deeply into your son's
Speaker 6: mental health and what was going on his entire history,
Speaker 6: the whole nine yards, and the judge would have been
Speaker 6: informed of that at the time of sentencing by the
Speaker 6: pre sentence investigation. That will be part of the file. Now,
Speaker 6: he does have a right to appeal. Every defendant that's
Speaker 6: been convicted of a crime has a right to appeal.
Speaker 6: And I can tell you that in my years of
Speaker 6: doing criminal defense work, every single sentencing that I ever
Speaker 6: went through included the advisement by the judge of what
Speaker 6: those appeal rights were and how many days he had
Speaker 6: to file it, and generally that even if he was
Speaker 6: into gent and couldn't afford an attorney, that one would
Speaker 6: be appointed.
Speaker 4: On the appeal.
Speaker 6: And they usually give them the paperwork or tell them
Speaker 6: where to get it, and he's got to avail himself
Speaker 6: of that to have an appointed attorney look at his
Speaker 6: appeal options. Just because you have the right to appeal
Speaker 6: doesn't mean that you have the grounds to really appeal
Speaker 6: other than just a fresh look at the at the
Speaker 6: facts and circumstances it gave rise to the conviction in
Speaker 6: the first place. But it doesn't mean you just aren't
Speaker 6: real happy about a strategic decision that was made. But
Speaker 6: whether or not there are specific grounds to appeal.
Speaker 2: Now, one thing I want to mention Todd talked about
Speaker 2: talking to the public defender, and one of the reasons
Speaker 2: you wanted to talk to them, talk to him is
Speaker 2: to talk about strategy, why this didn't do this, and
Speaker 2: why you didn't do that. And I will tell you, Todd,
Speaker 2: that a public defender is not going to discuss strategy
Speaker 2: with you and is not going to go over and
Speaker 2: second guess what he did. And besides that, there is
Speaker 2: no meaning to it. It absolutely cannot change the thing.
Speaker 2: So really, I think you have the wrong impression of
Speaker 2: the public defender's responsibility to you. They have no responsibility
Speaker 2: to you. Now, they do have a responsibility to their client.
Speaker 2: And and but but what's water.
Speaker 1: Under the bridge right now?
Speaker 2: I mean, there's You can't go back and say they
Speaker 2: didn't consider my son's mental health.
Speaker 1: I mean, John, that's too late, right.
Speaker 4: I just doubt that it's factually correct. I mean that
Speaker 4: that's really where I'm coming at it.
Speaker 6: I just seriously doubt that it's It wasn't considered and
Speaker 6: evaluated and discussed in the pre trial investigation that was
Speaker 6: done about your son prior tocendency. I mean everything, that's
Speaker 6: just part of what they do, and they would have
Speaker 6: and they would ever just ignore it. No, they wouldn't
Speaker 6: just say, you know, he seems a little off, but
Speaker 6: let's just go forward and everything's fine. That's not how
Speaker 6: the things are done. And I mean, listen, generally, here's
Speaker 6: what I can say about public defenders.
Speaker 4: They are incredibly busy.
Speaker 6: They have more ugly cases with bad facts than any
Speaker 6: other group of attorneys in any jurisdiction, in any state.
Speaker 6: But they are, for all of their faults, some of
Speaker 6: the finest attorneys that you can find anywhere. They are
Speaker 6: dealt more bad facts than anybody else, and go to
Speaker 6: trial day in and day out, more than any other
Speaker 6: group of attorneys out there. So I get it. I
Speaker 6: understand why people don't want public defenders. But when push
Speaker 6: comes to shove, those guys are not pushovers. They're not
Speaker 6: in bed with the prosecutors. They're not just I mean,
Speaker 6: they are fierce advocates and they do a great job.
Speaker 6: And if there was an angle to be pursued for
Speaker 6: your son, I would venture to guess that they probably
Speaker 6: considered it and or tried to pursue it. So could
Speaker 6: be wrong, but that's what appeals are.
Speaker 1: For you, yea.
Speaker 2: And another thing Ty you can do, and I urge
Speaker 2: you to do this. If you got equity in your house,
Speaker 2: or you got money in the bank or a retirement plan,
Speaker 2: hire your son an attorney, or at least get an
Speaker 2: attorney to take a second look at the case.
Speaker 1: And give you an opinion. And I mean that sincerely.
Speaker 2: You know we are talking about a public defender right now. Okay,
Speaker 2: we're talking about someone you'rey.
Speaker 1: Too, not this, but it does, It absolutely does.
Speaker 2: You're gonna get better service with a private attorney, for sure,
Speaker 2: but you could hire a private attorney to give you
Speaker 2: a second opinion. I'm Tom Martino three oh three seven
Speaker 2: one three talks seven one three eight two five five
Speaker 2: speaking about second opinion. Get an opinion of what your
Speaker 2: house will sell for on the market with Frank durand
Speaker 2: the real estate Man dot com. Frank will look at
Speaker 2: all the factors, including interest rates, supply and demand, your house,
Speaker 2: your neighborhood and tell you what he thinks it will
Speaker 2: sell for. And he's pretty accurate. Three zero three nine
Speaker 2: two zero sixteen twenty two. It's totally free with no obligation.
Speaker 2: Frank durand the real estate Man dot com go with
Speaker 2: a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 2: You don't pay a cent until you're content. Time for
Speaker 2: an insurance check up, free, no obligation. Comparison call Compass
Speaker 2: Insurance paying too much your coverage at dozens of insurance
Speaker 2: companies find out now three all three seven seven to one.
Speaker 2: Help you'll think you're his only customer when you choose
Speaker 2: Frank durand the real estate man dot Com to list
Speaker 2: your home with Remax Alliance three all three nine two
Speaker 2: zero sixteen twenty two. Hi Tom Martino here, Welcome to
Speaker 2: the show.
Speaker 1: By the way, Uh, glad you can join us.
Speaker 2: I see in the studio we got John Fuller Major,
Speaker 2: Mark Major in here. I have Deputy d to my
Speaker 2: right if we need anything. And who else is in there? Uh?
Speaker 1: Is that deputy?
Speaker 2: Who? What deputy we have in the studio with us today?
Speaker 4: Anyway?
Speaker 1: Is that Deputy bow in there?
Speaker 3: Bo?
Speaker 1: Deputy bo?
Speaker 2: Okay, So let's go back to the phones here, And
Speaker 2: Diana has a comment on Todd's case. Again, Todd is
Speaker 2: advocating for his son and and I don't blame parents
Speaker 2: for doing this. I mean, it's it's a it's a
Speaker 2: tough road to navigate, especially when you're in the young
Speaker 2: adulthood stage where you're kind of you're just thrust into
Speaker 2: adulthood kind of. And uh, you're an adult and your
Speaker 2: parents really can do very little for you.
Speaker 1: Go ahead, what's going on, Diana?
Speaker 11: Good morning. I work as a psychiatric nurse practitioner, and
Speaker 11: I've sent a lot of my patients to the NAMI
Speaker 11: law Line in Denver and it's three oh three three
Speaker 11: two one three one oh four.
Speaker 1: And what do they do?
Speaker 11: N advocate, They will help out, they will listen. They
Speaker 11: have several attorneys that they will assign to your case
Speaker 11: and they will listen to what the concern is. And
Speaker 11: I've used them for several patients of mine and they've
Speaker 11: been very beneficial.
Speaker 2: Can you tell me the name of the law line
Speaker 2: again or the hot line? What do they call it?
Speaker 11: Yes, it's the It's called NAMI, the National Alliance for
Speaker 11: the Mentally Ill. Okay, three to three three.
Speaker 1: Two one, Yeah, you gave me that number.
Speaker 9: Yah.
Speaker 11: And I was hearing the conversation earlier as I was
Speaker 11: driving into town, and I just wanted to offer this
Speaker 11: suggestion for you and for the family.
Speaker 2: Well, I really appreciate that. What do you do on
Speaker 2: a day to day basis, Diane?
Speaker 11: I see patients and we go over their mental health health,
Speaker 11: their meds and psychotherapy and.
Speaker 2: Are do you find a lot of mentally ill people
Speaker 2: in the criminal justice system And you think to yourself,
Speaker 2: if it wasn't for the mental disability, they wouldn't have
Speaker 2: ended up there.
Speaker 11: Possible. It's sometimes sometimes they have to take accountability for.
Speaker 4: What they do.
Speaker 11: Yes, yeah, in addition, they do have setbacks and barriers
Speaker 11: because of their mental health.
Speaker 2: Exactly, that's true, right, I know, I understand that.
Speaker 1: Do you believe?
Speaker 2: And again, I'm not trying to look for trouble or
Speaker 2: toss stones, but I sometimes get the impression that the
Speaker 2: officers don't know what to do when they encounter someone
Speaker 2: mentally ill. I don't like, for example, when someone when
Speaker 2: they're trying to secure a crime scene or a not
Speaker 2: necessary a crime scene, but the scene they're very very
Speaker 2: strict on pedestrians getting to close or people doing this
Speaker 2: or doing that, and they get down right, I mean
Speaker 2: a lot of arrests happen not just from the incident itself,
Speaker 2: but from people just looking not knowing how to act properly,
Speaker 2: or not presenting ID when asked for, or giving lip
Speaker 2: to the officer and the officer perceives it as interference.
Speaker 2: There are a lot of peripheral arrests I've seen. I've
Speaker 2: seen mothers and fathers be arrested when they went up
Speaker 2: to inquire about their kid being.
Speaker 1: Detained. And it's just a mess.
Speaker 2: And I'm wondering, have you found police know how to
Speaker 2: encounter mental illness?
Speaker 11: That's a really good question. When I was working for
Speaker 11: with non Me, when I worked at the State Hospital,
Speaker 11: I worked at Pieblo. In Pieblo, we had crisis intervention
Speaker 11: training for our police officers and they were able to
Speaker 11: understand more about what happened with what you just explained
Speaker 11: mental illness family members and understanding that you have to
Speaker 11: pursue and address yourself in different ways when you're delivering information.
Speaker 2: Now, I understand police. You know, they're there to enforce
Speaker 2: the law, to protect us. And I'm sure there are
Speaker 2: people thinking, oh, Tom, you bleed in heart, what are
Speaker 2: you talking about? You know, if they're breaking the law,
Speaker 2: they're breaking the law. But I'm wondering if truly, many
Speaker 2: times all it would take is a kind word or
Speaker 2: touch or some kind of different kind of intervention. And
Speaker 2: how much police know about that? Again, I lawed police.
Speaker 2: I love police.
Speaker 8: I think they go on the foot shot where they
Speaker 8: come out and they try to talk to you or sometime,
Speaker 8: didn't Denver try something like that.
Speaker 1: I don't know, Marthe, I don't know.
Speaker 11: Yeah, they do have training. It's called crisis intervention training.
Speaker 11: And you teach them about how to listen because the
Speaker 11: voice class that you do with the officers, they're hearing
Speaker 11: people's voices, so they cannot even pay attention to what
Speaker 11: you're saying. And that's a lot what is what happens
Speaker 11: with patients when they're psychotic, is they're hearing voices in
Speaker 11: their head and they have no idea what you're saying
Speaker 11: to them. And that's part of the training.
Speaker 8: Yeah, it's called I am sure there have been support
Speaker 8: team assisted response. It's a in Denver, it's called the
Speaker 8: Star Team.
Speaker 9: You know.
Speaker 2: I am sure there have been many, many times that
Speaker 2: suspects have been shot to death because they did not
Speaker 2: know how to react properly and they were in an
Speaker 2: episode of some kind. And I'm not I'm not blaming
Speaker 2: anyone for this. I'm not blaming police. I'm just saying
Speaker 2: it's a shame. But I mean, God, that's asking a
Speaker 2: lot of police to roll up on a scene and
Speaker 2: try to figure out is this just some pissed off guy,
Speaker 2: is this an outlaw or is this just someone who
Speaker 2: wants to you know, who's truly having a mental ill
Speaker 2: a mentally ill crisis.
Speaker 12: Well, Tom, there's an especially tragic case that just happened
Speaker 12: in Clear Creek County A couple of years ago. This
Speaker 12: kid named Daniel Glass was murdered by Is that.
Speaker 1: The one in the driver's seat of his car.
Speaker 12: Yeah, he was stuck on some dirt road and.
Speaker 1: They broke the glass and shot him.
Speaker 12: Well, I don't know what they did before murdering him,
Speaker 12: but they just blasted this kid.
Speaker 2: I know.
Speaker 1: And he had called them for help, he thought.
Speaker 4: Them for help.
Speaker 12: Yeah, And Queer Creek County deputies and maybe some police
Speaker 12: officers from surrounding transitions went on trial. They got charged,
Speaker 12: and it's still winding its way through the courts. But
Speaker 12: that was a I mean, there's a video of it
Speaker 12: available on them I know, I know on the internet.
Speaker 12: I think it didn't do anything to threaten the officer's life.
Speaker 2: I think sometimes police they issue an order, right, it
Speaker 2: might be get out of the car, okay, it might
Speaker 2: be that simple, or or let me see your idea,
Speaker 2: or get out of the car, and the person just says, officer,
Speaker 2: I called you for help, and or or they're just
Speaker 2: trying to talk, just talk, and the officer is one track.
Speaker 1: They don't want to hear anything he said.
Speaker 2: I said get out of the car, and they keep
Speaker 2: emphasizing that one thing over and over and over, and
Speaker 2: I think people don't know I've said.
Speaker 8: This, but they don't know what's going on in that car.
Speaker 8: They don't know if someone's reaching for a gun in
Speaker 8: that car.
Speaker 4: They all they.
Speaker 8: Following their instructions and they were called to the soul.
Speaker 2: I totally agree, but and there are cases where that
Speaker 2: person inside the same but officer, but officer, you know,
Speaker 2: I'm trying to say something, and all the officer cares
Speaker 2: about is get out of the car. And I'm just
Speaker 2: wondering if there is some way that that citizens, and
Speaker 2: I've often said this even in high school, kids should
Speaker 2: be taught. We should be taught how to react when
Speaker 2: police pull us over. You know, police are trained on
Speaker 2: how to on what to do. Police are trained, but
Speaker 2: pedestrians or I shouldn't say podition, but people, just regular
Speaker 2: citizens don't know how to act well.
Speaker 1: For example, this one.
Speaker 4: You follow.
Speaker 8: You follow what the cops say, and I mean, I
Speaker 8: disagree with you. If I'm getting pulled over and they're like,
Speaker 8: put your hands out of your car, that's pretty straightforward.
Speaker 4: My hands are going out of the car.
Speaker 12: But Mark we're talking about mentally ill people who don't
Speaker 12: they don't perceive those.
Speaker 8: In strustles or maybe be so. But look at the
Speaker 8: caller we at first hour, His mother called the police
Speaker 8: because he was threatening her life. How were they supposed
Speaker 8: to react when they show up?
Speaker 2: You know, it's look at there is no easy answer
Speaker 2: to this. There really isn't. But but Mark, as we
Speaker 2: were saying, if they would just comply to the request,
Speaker 2: like you know, let's see your hands, right, let's see
Speaker 2: your hands, very simple.
Speaker 8: Request, that's generally the biggest thing because they really don't
Speaker 8: know if you're going for a weapon or something.
Speaker 2: Yeah, And but what is it about people that want
Speaker 2: to explain themselves all the time? They say, but officer,
Speaker 2: but officer, and you know I didn't do anything wrong,
Speaker 2: or or I called you for help, or that's not
Speaker 2: why I called you, and and it gets into this
Speaker 2: show me id. You know, they pull them out of
Speaker 2: the car, they throw them to the ground, they put
Speaker 2: their knee in their back. I mean, it just gets
Speaker 2: escalated so quickly. I just wish there was a way
Speaker 2: that people understood how to act.
Speaker 1: And again, is it simple obedience?
Speaker 2: And a lot of people I think are confused about
Speaker 2: being mistreated or what they feel is mistreated or rough
Speaker 2: handled roughly like that, why are you handing me so roughly?
Speaker 4: Tom?
Speaker 6: There's always the other side of the coin, okay. And
Speaker 6: in fairness to our law enforcement listeners, there are some
Speaker 6: who don't exactly you know, keep things on a de
Speaker 6: escalated basis and are quick to take things up and
Speaker 6: and and you know, there's there's talk of things like
Speaker 6: driving while brown, and you enter race and you enter
Speaker 6: all these other factors into it, and you don't just
Speaker 6: have the nice officer saying put your hands out the
Speaker 6: car window. You know, there used to be you know,
Speaker 6: there used to be stories and I've heard them from
Speaker 6: clients as well, where you know, police dogs have been
Speaker 6: unleashed on people that haven't done a darn thing in
Speaker 6: the world wrong. So I mean, as you know, as
Speaker 6: much as you'd like to have a simple rule and
Speaker 6: have everybody go to a compliance class and learn how
Speaker 6: to just be a good little defendant when you're pulled over,
Speaker 6: the reality is it's a different experience with different police
Speaker 6: and different potential you know, people that are getting pulled over,
Speaker 6: and there's just simply no one way that everything goes down.
Speaker 1: Yeah, I guess you're right. I guess you're right.
Speaker 2: It would be nice if we had some kind of
Speaker 2: de escalation happening. I know, but I have noticed that
Speaker 2: so many times where you just think, my god, this
Speaker 2: whole thing just got so out of hand, so out
Speaker 2: of hand, and to me, in my opinion, now you
Speaker 2: get some smart ass defendants or smart ass people, but
Speaker 2: I'm talking about most of the time, it's an officer
Speaker 2: that's just a little too excited. They're just way, way,
Speaker 2: way too excited, and they start like barking these orders
Speaker 2: and assuming they're going to have a tough time, and
Speaker 2: they do the takedown, you know, from a normal sitting position. Hey,
Speaker 2: what's going on, officer? You know, I just asked this
Speaker 2: person blah blah blah, they said to me. I said
Speaker 2: to them, All of a sudden, this person has their
Speaker 2: face in the dust, and the officer saying, I told
Speaker 2: you blah blah blah. You know, It's just I don't know.
Speaker 2: It is police work changing. Are they getting more? Are
Speaker 2: they learning more?
Speaker 8: I think it'd be I honestly think it would be
Speaker 8: terrifying to be a cop. I would never want to
Speaker 8: be one. I love what they do and in very
Speaker 8: general terms, just protect the public. But I can't imagine
Speaker 8: pulling someone over on Santa fe at two thirty am
Speaker 8: with very low lights out and just not knowing who
Speaker 8: the hell is sitting in that car. That to me,
Speaker 8: that's just terrifying.
Speaker 1: I know, and where their hands are, What are they thinking?
Speaker 1: What are they going to do?
Speaker 2: Now?
Speaker 8: We got a break, right, We're so late, it's crazy.
Speaker 1: Okay, we got more coming right up?
Speaker 2: Go with a sure thing Denver's Best roof Excel Roofing
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Speaker 1: You don't pay a cent until you're content.
Speaker 2: Time for an insurance check up free no obligation comparison
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Speaker 2: of insurance companies find out now three all three seven
Speaker 2: to seven to one help. You'll think you're his only
Speaker 2: customer when you choose Frank durand the real estate Man
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Speaker 2: oh three nine two zero sixteen twenty two. Hi Tom
Speaker 2: Martino here three O three seven one three dogs seven
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Speaker 2: com book now. All right, John Fuller's in the studio
Speaker 2: with us, and we have a question about a dash cam, John, John,
Speaker 2: With a dash cam, do you leave it running all
Speaker 2: the time and how do you submit it as evidence?
Speaker 6: So most of them are set up to run all
Speaker 6: the time. I mean they turn off when the car
Speaker 6: is off, and they turn back on when you start
Speaker 6: it back up. And then some are even you know,
Speaker 6: motion activated or sound activated, so that if you got hit,
Speaker 6: like in a parking lot or something, it would instantly
Speaker 6: turn on and record that event.
Speaker 4: And then and then.
Speaker 6: Some of them are really cool, the ones that I've
Speaker 6: messed with, they they sense a crash and then they
Speaker 6: save a clip of so many seconds before and then
Speaker 6: you know, so long after the event, and then it's
Speaker 6: just like a movie that you would you know, download
Speaker 6: from your cell phone of you know, if you recorded
Speaker 6: a video or something. It's just a clip that you
Speaker 6: download and have little SD cards and you take them out,
Speaker 6: slap them right in your computer, and you're good to go.
Speaker 4: They're date stamped.
Speaker 2: Now I'm hold on, I got behind. I want to
Speaker 2: take this break and come back.
Speaker 1: And talk about how do you actually use them?
Speaker 2: Right after this, go with a sure thing Denver's best
Speaker 2: roofer Excel Roofing dot com. You don't pay a cent
Speaker 2: until you're content. Time for an insurance check up free,
Speaker 2: no obligation. In comparison, call Compass Insurance paying too much
Speaker 2: your coverage at dozens of insurance companies find out now
Speaker 2: three O three seven to seven to one help. You'll
Speaker 2: think you're his only customer when you choose Frank durand
Speaker 2: the real estate Man dot com to list your home
Speaker 2: with Remax Alliance three oh three nine two zero sixteen
Speaker 2: twenty two. Hi Tom Martino three O three seven one
Speaker 2: three talk having on three eight two five five.
Speaker 1: What's on your mind? And how can we help you?
Speaker 2: We've been talking about personal injury and talking about these
Speaker 2: uh dash cams? So how does dash cam become a
Speaker 2: dash cam? How does it become a file to a
Speaker 2: piece of evidence?
Speaker 4: John Fuller, Well, you know, most of the time, the.
Speaker 6: You know, the real value of a dash cam is
Speaker 6: in liability disputes where you've got each side saying it
Speaker 6: wasn't my fault, the other guy ran the red light,
Speaker 6: or you know whatever. I mean, it's always a denial
Speaker 6: of any responsibility.
Speaker 4: And then we've got this.
Speaker 6: Shirtful, four K color video of exactly what went down.
Speaker 6: And normally, at least in my practice, when we have
Speaker 6: a video, it just shuts down the liability dispute completely
Speaker 6: and we share it with the other side and all
Speaker 6: of a sudden they're like, uh, yeah, we accept liability
Speaker 6: and that's the end of that. And so for me,
Speaker 6: I've never actually had to take one to court where
Speaker 6: we have this video and they're still gonna deny it
Speaker 6: all the way to the point of going to trial.
Speaker 6: I've yet to see that, you know, color video.
Speaker 2: So you're saying it doesn't necessarily you're saying it doesn't
Speaker 2: necessarily ever have to be evidence. It's used before it
Speaker 2: becomes evidence. And do you do you like, do you
Speaker 2: like freely email it to them?
Speaker 9: Yeah?
Speaker 6: Sometimes I mean we're going to uh to share that
Speaker 6: with him and and you know, but at the appropriate time,
Speaker 6: so yeah, thin get.
Speaker 2: It, okay, And sometimes he says it discourages the trial.
Speaker 2: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 2: dot com.
Speaker 1: You don't pay a cent until you're content.
Speaker 2: Time for an insurance check up free no obligation comparison
Speaker 2: call Compass Insurance paying too much your coverage at dozens
Speaker 2: of insurance companies find out now three all three seven
Speaker 2: to seven one help. You'll think you're his only when
Speaker 2: you choose Frank durand the real estate Man dot com
Speaker 2: to list your home with Remax Alliance three all three
Speaker 2: nine two zero sixteen twenty two.
Speaker 1: Yeah, ripped of news need ADVI so you don't have.
Speaker 9: Come run into Just.
Speaker 4: As fast as we can.
Speaker 1: Shooter's gonna help come man.
Speaker 5: Six is the Troubleshooter Show.
Speaker 2: Now Tom Martino, Hi, Tom Martino here, Welcome to the show.
Speaker 2: Three oh three seven one three talk seven one three
Speaker 2: eight two five five Here to help you, and we
Speaker 2: will do what we can to help you.
Speaker 1: All you have to do is call.
Speaker 2: Three oh three Martino Works twenty four seven three oh
Speaker 2: three sixty two seven eight.
Speaker 1: Four sixty six and we do get back to you.
Speaker 2: We got John Fuller with us, a personal injury attorney
Speaker 2: but also a consumer Advocate extraordiny helping Mark and I
Speaker 2: through the through the years, and if you have any questions,
Speaker 2: this is a great day to have them answered. I
Speaker 2: do have a few text questions coming in and people
Speaker 2: asking about injury about dash cams as well. And one
Speaker 2: of the things about dash cams that somebody.
Speaker 1: Wanted to know is when you use it.
Speaker 2: The dash cam, does it have to be stamped or
Speaker 2: any special How do you know it hasn't been altered
Speaker 2: when someone.
Speaker 8: Presents you or even even go the next step. Like
Speaker 8: we hear about these deep fakes, it looks so real,
Speaker 8: it's crazy. I mean, have you come across anything like that?
Speaker 4: Yeah, no, I'm not good idea, any good question.
Speaker 6: Don't be coming up with these crazy ideas now or
Speaker 6: it'll be out there. I have not just not seen
Speaker 6: any fake dash cam videos, but everyone that I have
Speaker 6: seen has a date and time stamp on it, and
Speaker 6: some of them even have GPS and stuff so they
Speaker 6: know exactly where it was being recorded. So that gives
Speaker 6: you your authentication from a Dayton time standpoint.
Speaker 4: You know what's funny about it.
Speaker 8: We had one guy call up he the other person
Speaker 8: received the ticket for an accident, and then a third
Speaker 8: party dash can remember that ye showed up going the
Speaker 8: opposite direction. You couldn't even see it unless you know
Speaker 8: where to look, And sure enough everything got reversed because
Speaker 8: of a third party's dashcap.
Speaker 6: You sent that video to me. I saw it and
Speaker 6: called it and said that clearly was not yep, this
Speaker 6: guy's fault, or it was this guy's fault, whatever the case.
Speaker 8: Can you imagine you're in a position to like where
Speaker 8: the other person gets the ticket, it looks like the
Speaker 8: other insurance company's paying for all your stuff. Then the
Speaker 8: next thing you know, it shows up. Have you ever
Speaker 8: had a client John where the tables were turned that drastically?
Speaker 4: Yeah, for sure.
Speaker 6: I mean we've had two or three cases where people
Speaker 6: have just pulled over, walked up to the cop and said,
Speaker 6: I have a dashcam and it cut the whole thing
Speaker 6: on video, and here's my SD card, it's on here,
Speaker 6: and so it does happen, and then you know the
Speaker 6: challenge for us is we have to get the video
Speaker 6: out of evidence and stuff in order to use it.
Speaker 6: But you know, listen, videos are almost indisputable. You know,
Speaker 6: when there's a video of the light turning red and
Speaker 6: you've got a nice long pause, and your client is
Speaker 6: starting to go across the intersection, and all of a sudden,
Speaker 6: just boom, this car comes out of nowhere. It's really
Speaker 6: difficult for them to stand up and say we think
Speaker 6: the other guy was at fault. You know it just
Speaker 6: that whole argument just goes away.
Speaker 8: Do you ever have accidents like it? Let's say it
Speaker 8: happens in a parking lot and it's a Walmart or
Speaker 8: a Kroger or something. Is it hard to get that footage?
Speaker 8: Is it like really pulling teeth? Or you generally walk
Speaker 8: into Walmart and walk.
Speaker 6: Out with You're not walking into Walmart and getting any
Speaker 6: video of anything. And the same is true for all
Speaker 6: these grocery stores and that kind of stuff.
Speaker 8: Why do you think there're so hardcore on it well
Speaker 8: that they're just not going to give it up without
Speaker 8: a subpoena.
Speaker 4: I mean, they're not gonna let you. They don't.
Speaker 6: They're not crazy about you knowing how broadly they video.
Speaker 4: Everything in there.
Speaker 6: I mean, I've had a case where a lady fell
Speaker 6: in a grocery store chain and we eventually got the
Speaker 6: video and that video linked to link to link to
Speaker 6: different cameras, to different different cameras followed her all the
Speaker 6: way out to the parking lot, into her car, out
Speaker 6: of the parking lot, onto the public.
Speaker 4: Street, and then down about another block.
Speaker 8: So she literally from the time she got there was on.
Speaker 6: Video about except for the like, you know, ten seconds
Speaker 6: of her fall that they tried to delete and not
Speaker 6: give us. We got every single frame of video that
Speaker 6: there was, and it was. It was amazing, I mean
Speaker 6: truly amazing. And we're not talking greeny, little crappy, you know,
Speaker 6: surveillance cameras. We're talking like really high end stuff with
Speaker 6: people that are super skilled at doing it, sitting there
Speaker 6: with a little mouse joystick following this poor lady around
Speaker 6: the store.
Speaker 4: And zooming in on her shoes.
Speaker 6: I mean, we had zoomed in on a pair of
Speaker 6: ugs that you could read the size on it.
Speaker 4: That's crazy. It's amazing.
Speaker 2: So they don't just know, John, are you saying, John,
Speaker 2: are you saying they individually tracked every shopper.
Speaker 4: No, but they get to pick who they are.
Speaker 6: There's people that sit up there with their little joysticks
Speaker 6: and can follow whoever they want. But if somebody falls
Speaker 6: and that gets captured on a particular video, you're liable
Speaker 6: to see them focus in on that person and then
Speaker 6: start following them for the rest of their time in
Speaker 6: the store because they want to see are they walking okay,
Speaker 6: are they still limping?
Speaker 4: Are they limping on the correct foot?
Speaker 9: They know?
Speaker 6: Did they call somebody? Are they on their phone? Did
Speaker 6: they you know? Did they take pictures of it? I
Speaker 6: mean later, if the person shows up with a bunch
Speaker 6: of photographs and they have a video that shows that
Speaker 6: she didn't take them, they can at least argue that
Speaker 6: it wasn't taking contemporaneous with the fall and stuff. I mean,
Speaker 6: they don't play fair at all. And so, you know,
Speaker 6: I tell people, if you fall in a large store
Speaker 6: like that, you need to know that you are likely
Speaker 6: on video and it's going to be super detailed video
Speaker 6: of everything that happens.
Speaker 4: You know, you need to know.
Speaker 2: Hey, Mark Mark speaking to Walmart.
Speaker 1: Mark.
Speaker 2: There's some youtubees where people tried to sabotage Walmart and
Speaker 2: make it look like they had a dangerous situation and
Speaker 2: then the person would then fall or they would They
Speaker 2: would set up the dangerous condition and then be victim
Speaker 2: to it. The world's es retailer with the world's deepest
Speaker 2: powers and Walmart captured all of it.
Speaker 10: Sure.
Speaker 1: What I don't understand is why.
Speaker 2: Why do these people feel anything is I'll bet you
Speaker 2: every square.
Speaker 1: Inch of a Walmart is covered in video.
Speaker 4: Would you say yep, yep?
Speaker 8: I would agree, And so I think they were spilling
Speaker 8: something in the aisle.
Speaker 4: All these bigger stores.
Speaker 8: I don't care if it's Target or Walmart or Kroger,
Speaker 8: King Snoopers, they all have lost prevention. I mean, it
Speaker 8: really depends on the area, whether you have one LP
Speaker 8: person or if you literally have an entire management team
Speaker 8: and ten employees. They might have that at the Dia
Speaker 8: store wherein Elizabeth they've got one one guy walking around
Speaker 8: acting like he's shopping.
Speaker 4: Yeah, but you know, here's what I will tell you.
Speaker 8: Well, hold on one other thing, though, Tom. When it
Speaker 8: does come to LP and all these things, what you'll
Speaker 8: learn is one of the biggest thing is inside theft.
Speaker 8: I mean people shoplifting. Sure, that's a big deal we
Speaker 8: hear about, but when you really talk about things disappearing
Speaker 8: out the back door, that's the big money.
Speaker 4: Right, So I am.
Speaker 2: So it's for policing their own employee as well, of course?
Speaker 8: Oh yeah, LP, for sure, LP.
Speaker 1: What do you mean LP?
Speaker 4: Loss prevention.
Speaker 8: Yeah, they can zoom all in a register. I mean,
Speaker 8: like John was saying, if you can read the shoe size,
Speaker 8: I mean literally you can count the dimes in the
Speaker 8: till right.
Speaker 4: Yeah, it's pretty amazing technology. Speaking go ahead, I was
Speaker 4: going to say, think about that.
Speaker 6: And and you know, one of the things that is
Speaker 6: challenging for us sometimes is that they don't just keep
Speaker 6: this video forever. I mean, if they if they know
Speaker 6: that you fail, and they might, they might sequester that.
Speaker 4: Video and hang on to it and stuff.
Speaker 6: But by and large, if you think about the average
Speaker 6: like Walmart or Kingsoopers or something, just how many square
Speaker 6: feet that story is and how many cameras it takes
Speaker 6: to you know, to give them broad enough coverage to
Speaker 6: say that they're really keeping an eye on everything. And
Speaker 6: then think about how much data that is to you know,
Speaker 6: to store and keep on servers. And they have huge,
Speaker 6: huge storage, many times offsite and in different locations. But
Speaker 6: I mean just the sheer volume of data that they
Speaker 6: have to deal with to do that is amazing. It's
Speaker 6: a tremendous investment. But John, get those systems.
Speaker 2: Somebody wants to know this and it and it goes
Speaker 2: to dash cams, store cams one one side or the other,
Speaker 2: right or wrong, it doesn't matter.
Speaker 1: Here's what they want to know.
Speaker 2: What would be the harm if you want to get
Speaker 2: rid of the video for your own reason, maybe it
Speaker 2: shows that you were guilty of negligence, or maybe the
Speaker 2: store is that fault and the store says get rid
Speaker 2: of it.
Speaker 1: There is no law. Is there a law, or I
Speaker 1: should say there is.
Speaker 8: I want to ask you you must to preserve it far.
Speaker 4: And you would want them.
Speaker 2: Mark, I'm talking about Mark, I'm talking.
Speaker 1: About right away.
Speaker 2: Okay, is there any kind of a law that says
Speaker 2: you must preserve evidence?
Speaker 6: Well no, not not just on your own accord. But
Speaker 6: when we get involved early on, one of the very
Speaker 6: first things we do, like day one, is send these
Speaker 6: defendant corporations a letter saying you.
Speaker 1: Need that's smartness talking about, and.
Speaker 6: That's called there's a concept called spoilation. And we send
Speaker 6: them a letter saying you are hereby put on notice
Speaker 6: that you are to not destroy any and we have
Speaker 6: a whole laundry list video audio.
Speaker 1: You know how binding is that?
Speaker 9: Well?
Speaker 1: How binding is that?
Speaker 6: Let me tell you. The rules of evidence are are
Speaker 6: pretty clear. If you have evidence and we put you
Speaker 6: on notice that you're to hang on to it and
Speaker 6: not destroy it.
Speaker 4: And you destroy it.
Speaker 6: It gives us the ability to get what's called a
Speaker 6: negative inference in front of a jury, and that means
Speaker 6: the judge will say to the jury, Hey, mister and missus, jury,
Speaker 6: there was video of this incident captured. Okay, however the
Speaker 6: defendant erased the video, and as a matter of law,
Speaker 6: you are entitled to assume that there must have been
Speaker 6: something really bad on that video.
Speaker 4: Oh wow, and you.
Speaker 6: Are to afford that all of the credibility that you
Speaker 6: might otherwise have done.
Speaker 8: Well, that's like you were saying about Dad grocery store.
Speaker 8: They had that woman literally pulling in the parking lot
Speaker 8: to when she left, but the thirty seconds what mattered
Speaker 8: was the only thing missing.
Speaker 4: Yeah, I mean that's insane. That was tragic.
Speaker 2: Yeah, we got more coming up on the Troubleshooter show.
Speaker 2: K and H Home Solutions now has painting available Knag
Speaker 2: Paintingproskwindows dot com. Go with a sure thing Denver's Best
Speaker 2: roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content.
Speaker 2: Time for an insurance checkup free no obligation comparison call
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Speaker 2: insurance companies find out now three oh three seven to
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Speaker 1: That's okay, I got it.
Speaker 2: Hi Tom Martino here three all three seven one three
Speaker 2: talk seven one three eight two five five. What is
Speaker 2: new in your life? And how can we help you?
Speaker 2: We've been talking about evidence and how to get evidence,
Speaker 2: how to preserve evidence, and John I wanted to know
Speaker 2: along with this texter. It's something I had brought up
Speaker 2: before and they just reminded me. Have you ever had
Speaker 2: a scene of an accident where you know there are
Speaker 2: traffic cams first and foremost? Traffic cams I need to
Speaker 2: know about, John. Does every municipality have a traffic cam
Speaker 2: of some kind somewhere or intersections camera?
Speaker 1: I mean what you mon came well.
Speaker 8: First if they do have one, or you alone to
Speaker 8: request right?
Speaker 1: You know, right?
Speaker 6: So there's different kinds of dash cam or different kinds
Speaker 6: of traffic cams or intersection cameras or whatever. Most of
Speaker 6: the cameras that you see on intersections, by and large
Speaker 6: are traffic control cameras. In other words, they don't record,
Speaker 6: they're just sensing whether or not there's a vehicle. So
Speaker 6: as an example, you could have a turn lane that
Speaker 6: if you had twenty five cars in it, it stays,
Speaker 6: you know, with a turn signal to let all twenty five.
Speaker 6: But if you only had two one time, it senses
Speaker 6: that there's no cars and the light turns a lot quicker.
Speaker 6: Those don't record, and therefore there's nothing for us to
Speaker 6: get I have only had, as I think back, over
Speaker 6: the course of my career, I've only had a couple
Speaker 6: cases where we actually had film from one of those
Speaker 6: municipal cameras that we were able to get our hands on.
Speaker 8: How about like the traffic ones, like these red light cameras,
Speaker 8: I mean, you would think they if they capture you
Speaker 8: barely missing a yellow light, yeah, they send you take
Speaker 8: they'd have it.
Speaker 6: Well, yeah, if there's recording going on, and it truly
Speaker 6: is recording, then yeah we can get a copy of it.
Speaker 6: But I mean, it's just it's so rare that we
Speaker 6: don't even really worry about that unless it's really you know,
Speaker 6: a factor, and then we have to send out an
Speaker 6: investigator to go take a look, or I have to
Speaker 6: go by there and film the intersection or something.
Speaker 4: But you know.
Speaker 6: That's why I'm such a big believer in the dash
Speaker 6: cans is that you can control whether or not that
Speaker 6: accident is on video, and all you got to do
Speaker 6: is just put that camera in and.
Speaker 8: Yeah, you can control whether or not anybody ever sees
Speaker 8: that video.
Speaker 4: That's true too, that.
Speaker 2: Out of curiosity, John, when you do look at the video,
Speaker 2: does it usually support your case?
Speaker 1: I'm just curious.
Speaker 6: Well yeah most of the time, but not always. I
Speaker 6: mean we've had we've had cases where it didn't support things.
Speaker 6: And it's not that I send it to the other
Speaker 6: side at that point, but they stop being my client.
Speaker 2: Okay, Okay, See that's good to know. I mean, like,
Speaker 2: like you said, you can only fight for people when
Speaker 2: they have been victims of something, right, And I mean I'm.
Speaker 1: Not gonna people.
Speaker 6: Yeah, there's no way I'm going to continue with the
Speaker 6: case and continue advocating when I've seen a video that
Speaker 6: proves that my client is not you know, is not
Speaker 6: telling the truth and and maybe not even intentionally. You know,
Speaker 6: reasonable people can have different opinions about what happened, but
Speaker 6: the video just clears that right up. And in one
Speaker 6: in particular I'm thinking of, he was adamant and I
Speaker 6: believed him that the light was green and that this
Speaker 6: other guy had run the light. That was one of
Speaker 6: those where a third party came up to the cop
Speaker 6: and said, hey, I've got a video right, here's the
Speaker 6: SD card. You know, have a good day, officer. And
Speaker 6: once we finally got that video out of the police
Speaker 6: lo and behold, our client was just dead wrong. And
Speaker 6: we showed it to him and we withdrew from the case,
Speaker 6: and that was that. I mean, we'll have no part
Speaker 6: of that.
Speaker 1: John.
Speaker 2: There are there times when it really could go either way,
Speaker 2: or there is truly some shared negligence or like like
Speaker 2: everyone did something a little wrong.
Speaker 6: Yeah, I mean, there are times where there's more than
Speaker 6: one person that shares some fault for an accident, particularly
Speaker 6: when you have like multiple vehicles involved and stuff like that.
Speaker 6: It almost always is going to involve a shared degree
Speaker 6: of negligence over two or three different people.
Speaker 8: But or like a parking lot, two people backing out
Speaker 8: at the same time.
Speaker 4: Yeah, and I abhorror parking lot accidents. They're just terrible.
Speaker 6: But but yeah, I mean, you know, and there's a
Speaker 6: mechanism to deal with that. We have comparative negligence you know, rules,
Speaker 6: and the jury gets to assess that every you know,
Speaker 6: every party has some negligence in there. They get to
Speaker 6: decide what percentage they attribute to that person and then
Speaker 6: that's binding in terms of a you know, an adjustment
Speaker 6: of the verdict based on that percentage of compaired default.
Speaker 2: Okay, that's well said, because it is a little bit
Speaker 2: of your problem, a little bit of my problem, and
Speaker 2: therefore there's some kind of a portionment of blame or negligence.
Speaker 2: So when you have somebody this is a text a
Speaker 2: rear in collision, but there are three or four cars involved,
Speaker 2: is it always the last car that gets blamed for everything?
Speaker 1: Or is it a daisy chain?
Speaker 2: How do you sort through these when you have a
Speaker 2: car in the middle of the pack?
Speaker 6: John, Yeah, it's hard, and we frequently get down to
Speaker 6: really trying to figure out and even looking at some
Speaker 6: of the onboard you know, computer sensors and stuff to
Speaker 6: see how many impacts there were and stuff. I mean,
Speaker 6: you know that that's a difficult one. And sometimes people
Speaker 6: really don't know if they get hit once or twice
Speaker 6: or three times. But you know, it's pretty simple. If
Speaker 6: you have three cars sitting there and none of them
Speaker 6: had hit each other, and one car comes along and
Speaker 6: causes that chain reaction, they're on the hook for everything.
Speaker 6: If there was one collision followed by a second collision
Speaker 6: followed by a third one, then you're going to have
Speaker 6: to try to apportion that between all the different.
Speaker 4: People when you have what you just said.
Speaker 8: So let's say three cars and a truck comes up,
Speaker 8: you know, a bigger truck whatever hits the one in
Speaker 8: boom boom boom, daisy chains. And let's say all the
Speaker 8: vehicles are totalled and there's someone injured in each vehicle.
Speaker 8: But it's state minimum insurance. Is it simply divided by three?
Speaker 8: At that point? I mean, who determines who gets the
Speaker 8: money first come for service?
Speaker 1: Yeah?
Speaker 4: No, we have to fight about that, and we do
Speaker 4: all the time. So you fight with the other attorneys.
Speaker 6: Yeah, we've got a case right now where five people
Speaker 6: got injured by somebody with minimal limits, and.
Speaker 8: Well, it's probably not even worth taking a case like that.
Speaker 6: Yeah, there's um, there's other okay, you know, other stuff
Speaker 6: that we get to, but strictly from the at fault party,
Speaker 6: there's there's twenty five fifty, so there's fifty thousand dollars.
Speaker 6: It might get split up five ways. It might get
Speaker 6: split to where only the two badly injured people get
Speaker 6: the money and the other ones get nothing.
Speaker 8: I mean, how does it importance between you and let's
Speaker 8: say everybody's got an attorney, so you're dealing with somebody
Speaker 8: else's attorney.
Speaker 4: That's not a fault.
Speaker 8: How do you come up with a scenario to where, okay,
Speaker 8: they might have been injured more, but that doesn't mean
Speaker 8: my guy's not injured. I mean, how do you guys
Speaker 8: play fair? I mean, how does that generally work?
Speaker 6: We we don't always, you know, we do you think, Okay,
Speaker 6: my guy's got UM coverage, so we have that to
Speaker 6: go out maybe. I mean, I got paid for his UM,
Speaker 6: so why should he take less? Exact he was smart
Speaker 6: to have good insurance. So you know, frequently we go
Speaker 6: to mediation on those, and sometimes we go to court
Speaker 6: on those and let a judge decide it. But it's
Speaker 6: strictly a matter of negotiating, and but.
Speaker 8: If the judge had to decide it, what would the
Speaker 8: merits be?
Speaker 4: Who's hurt the worst?
Speaker 8: So that's typically words damaged the most.
Speaker 6: Yeah, a lot of times we'll take those, you know,
Speaker 6: we'll take and and proportionately split it up. So if
Speaker 6: somebody's got twenty thousand of meds and somebody has ten
Speaker 6: of meds, and you know, we'll try to come up
Speaker 6: with these mathematical ways to split the money up so
Speaker 6: that it proportionally is distributed according to how bad the
Speaker 6: medicals are. But even that is not a pure science
Speaker 6: because you know, is it somebody that had good health
Speaker 6: insurance and they didn't take the ambulance and they didn't
Speaker 6: go to the er, but they went to their PCP
Speaker 6: and it turned out I mean, you know, so maybe
Speaker 6: their meds are lower, but they're not quite as or
Speaker 6: but they're still very seriously hurt. Or you know, is
Speaker 6: it somebody that's not really hurt that bad, that went
Speaker 6: to the er five times and went to Skyridge and
Speaker 6: had six cat scans done and they've got one hundred
Speaker 6: thousand of meds but not single broken bone. You know,
Speaker 6: does that person deserve more complicated? I would say no,
Speaker 6: but it's hard stuff and if you're the guy that's
Speaker 6: not represented, you're gonna probably come out last in that
Speaker 6: in that negotiation.
Speaker 2: So, okay, we have more coming up on the Troubleshooter Show.
Speaker 2: Go with a sure Thing Denver's Best roofer Excel Roofing
Speaker 2: dot com. You don't pay a cent until you're content.
Speaker 2: Time for an insurance checkup free, no obligation. In comparison,
Speaker 2: call Compass Insurance paying too much your coverage at dozens
Speaker 2: of insurance companies find out Now three oh three, seven
Speaker 2: to seven to one help. You'll think you're his only
Speaker 2: customer when you choose Frank durand the real estate Man
Speaker 2: dot com to list your home with Remax Alliance three
Speaker 2: oh three nine two zero sixteen twenty two. Hi Tom
Speaker 2: Martino here at three three seven to one to three
Speaker 2: talk seven one three eight two five five. So, in
Speaker 2: speaking about accidents, personal injuries, negligence and all of that,
Speaker 2: there are many other other areas of damages other than
Speaker 2: traffic accidents. Of course, that's one of the areas, of course,
Speaker 2: in a major area, but there are other areas. But
Speaker 2: in general, when it comes to injuries and damages, there's
Speaker 2: always a question, or not a question, a comment we
Speaker 2: get when people call us John and I'm reading through
Speaker 2: the lines and I'm reading the code for it. When
Speaker 2: a person says I can't find an attorney to take
Speaker 2: my case, that that makes zero sense.
Speaker 1: So not to me, I always ask, yeah, you know
Speaker 1: what I mean?
Speaker 2: Well, when they say no attorney will take my case.
Speaker 2: And by the way, this is not just personal injury,
Speaker 2: this is for all kinds of cases. Normally, when they
Speaker 2: say that, they mean contingency, because you can hire an
Speaker 2: attorney to take any case you pay them by the
Speaker 2: hour and say please do this now they don't see
Speaker 2: any merit in it.
Speaker 1: They may not do it, but.
Speaker 2: Most of the time, if you pay by the hour,
Speaker 2: they're going to go right up to the courthouse steps.
Speaker 2: So when someone says I can't find an attorney to
Speaker 2: take my case, the very first thing is they're talking
Speaker 2: about a free attorney or an attorney that works on contingency.
Speaker 2: And in many cases, you're right, you're not going to
Speaker 2: get an attorney to do all of the legwork and
Speaker 2: to do all of this hoping to share a prize
Speaker 2: with you, And a lot of consumers take it for granted,
Speaker 2: or they think they assume that attorneys work all attorneys
Speaker 2: work on contingency. Don't even when there are big awards
Speaker 2: to be won. Even if you could win an award
Speaker 2: of a quarter of a million dollars, there are some
Speaker 2: attorneys that would rather take that on a very on
Speaker 2: a fee simple basis, you just pay the fee. Others
Speaker 2: might do a contingency, some do a hybrid. They do
Speaker 2: a contingency, but you have to pay expenses, some of
Speaker 2: the expenses. So it's really when somebody says I can't
Speaker 2: find an attorney to take my.
Speaker 1: Case, what does that usually mean to you?
Speaker 6: John, there's a problem with the case. I mean either
Speaker 6: lifa ability, no damages, no coverage, no reasonable likelihood of recovery.
Speaker 6: I mean there's a problem. And you know, listen, people
Speaker 6: like me are in business to make a living as well.
Speaker 6: And just like you wouldn't go to work and not
Speaker 6: get paid or not make money, the attorneys are the
Speaker 6: same way. They're not going to you know, I don't
Speaker 6: just do the work. I invest money, I pay my staff.
Speaker 6: I have you know, quite an operation going that doesn't
Speaker 6: happen for free, I promise you. And so when I
Speaker 6: take on a case, I am making a promise to
Speaker 6: that client that we're going to dedicate those resources and
Speaker 6: our time and our efforts and my staff's time and
Speaker 6: efforts into getting a good outcome. I can't do that
Speaker 6: if there's no merit or no potential of recovery. It's
Speaker 6: just that simple, right.
Speaker 2: There has to be some way to recover that money.
Speaker 2: And so when they say I can't find an attorney
Speaker 2: to take my case, there is usually something wrong with
Speaker 2: the case and you have to really figure out what
Speaker 2: it is. Now in calculating damages, you said something John
Speaker 2: that I think so many people, so many people get wrong.
Speaker 2: And there could be the most outrageous, unbelievable, sympathetic case
Speaker 2: where a young father is killed, mowed down by a
Speaker 2: drunk driver who is like as wrong as wrong can get.
Speaker 2: And this father, let's say just pass the bar. And
Speaker 2: this father has three kids, and there are all kinds
Speaker 2: of potential jobs he turned down, and his career would
Speaker 2: have been worth millions. This is a case whereas if
Speaker 2: someone had fifty million in light in insurance, it's possible
Speaker 2: that this person could have cashed in on that fifty million.
Speaker 2: But when you only have fifty thousand. There's nothing you
Speaker 2: can do about it. And I cannot tell you, John
Speaker 2: how many people have called and said, but wait, it's
Speaker 2: it's not fair.
Speaker 6: Oh yeah, I could line people up around this building
Speaker 6: that have been in that situation where their damage is
Speaker 6: far exceed the availability of insurance proceeds.
Speaker 8: Or just the price of the car.
Speaker 6: Well, that happens all the time. I mean that that's
Speaker 6: just I mean, look, you're in a state that has
Speaker 6: fifteen thousand dollars property damage coverage limits.
Speaker 4: How do they do that?
Speaker 6: You know, the last time I remember buying a car
Speaker 6: for fifteen I think I was like sixteen years old.
Speaker 8: You know, I'm saying, how come the legislature, the legislature
Speaker 8: here does that.
Speaker 6: Well, because of the insurance industry. The insurance you know,
Speaker 6: lobby doesn't want to They don't want the legislature to
Speaker 6: force them to charge more to give greater coverage because
Speaker 6: the rates are going to go that much further up
Speaker 6: and people aren't going to have any coverage.
Speaker 8: Well, it's a lot of times it's like you don't
Speaker 8: have any coverage too.
Speaker 2: Yeah, yeah, I mean it is like you have no coverage.
Speaker 6: That's why I'm saying, that's a big proponent of uninsured
Speaker 6: motorist coverage. I mean, I've got a case right now
Speaker 6: where we have catastrophic losses. Catastrophic losses. I don't even
Speaker 6: want to tell you the full nature of the losses,
Speaker 6: but they're bad. And the guy that cost it appears,
Speaker 6: although I'm not convinced yet, but appears to only have
Speaker 6: like fifty thousand dollars of coverage. Well that's just not enough,
Speaker 6: you know. I always ask myself, would you trade places
Speaker 6: with the person you know for this amount of money?
Speaker 6: And it's almost always not even not no, but hell no.
Speaker 6: You know, it's just not enough. And that's just the
Speaker 6: nature of the business. But you can keep that from
Speaker 6: happening by buying enough uninsured motorist coverage. And I get it.
Speaker 6: You got to eat, on the one hand, and you know,
Speaker 6: do I eat? Do I pay insurance? Do I pay
Speaker 6: the kids?
Speaker 4: Whatever?
Speaker 6: Do I buy insurance? I get that. It's a trade off,
Speaker 6: and money doesn't grow on trees. However, the difference between
Speaker 6: having the minimal limits or God forbid, having liability only
Speaker 6: out there and not having any sort of um when
Speaker 6: you get hit by one of the two thirds of
Speaker 6: Colorado's that have either no insurance or only the state
Speaker 6: minimum of twenty five thousand. You're talking about your life
Speaker 6: potentially changing its course and you not potentially being able
Speaker 6: to do your job anymore and supply and support your
Speaker 6: family anymore for in exchange for twenty five grand.
Speaker 4: Well, people just not worth it.
Speaker 8: People will go out and they will purchase liability insurance
Speaker 8: to cover others, but they won't cover themselves.
Speaker 6: Or you hear this which all the time. They sit
Speaker 6: in my conference room and they're like, I got an umbrella.
Speaker 6: We got lots of insurance. I got an umbrella. And
Speaker 6: you're like, okay, here we go. We pull up the
Speaker 6: policy and look at it and lo and behold, it's
Speaker 6: just an umbrella which will yours the additional liability and
Speaker 6: not youm coverage and all that wonderful umbrella didn't do
Speaker 6: a damn thing. And they didn't have two nickels to
Speaker 6: rub together anyway. I mean, it's not like they truly
Speaker 6: were a liability target that needed an umbrella. They should
Speaker 6: have taken the money they spent on the umbrella and
Speaker 6: bought just a little bit more liability and then the
Speaker 6: same amount of um coverage. John family would have been
Speaker 6: that much better off.
Speaker 2: John, Is there such thing as an umbrella for uninsured
Speaker 2: or underinsured?
Speaker 6: Yeah, it's not exactly per se an umbrella for uninsured,
Speaker 6: But what it is is a writer on your umbrella
Speaker 6: that extends that same coverage to uninsured motorists. And I
Speaker 6: absolutely have it. Mark has it. I think Dimitri now
Speaker 6: has it on his. We've all talked about it. It's
Speaker 6: available if your carrier doesn't offer it, and not all
Speaker 6: of them do change carriers.
Speaker 8: That goes back to exactly what I said. People will
Speaker 8: go out get an umbrella to protect other people, but
Speaker 8: they won't get an umbrella to protect themselves.
Speaker 4: Yes, exactly, exactly right.
Speaker 8: And then how about medpay real we got like, that's
Speaker 8: pretty dirty, let's see it.
Speaker 1: Wait, wait, let's.
Speaker 2: Talk about Mark, Mark, we got, we gotta hold it.
Speaker 2: We'll take it right after this. Okay, talk about medpay.
Speaker 2: It's a very important coverage. Go with a sure thing
Speaker 2: Denver's best roofer Excel roofing dot com. You don't pay
Speaker 2: a cent until you're content, wait time for an insurance
Speaker 2: check up free, no obligation. In comparison, call compass insurance
Speaker 2: paying too much your coverage at dozens of insurance companies
Speaker 2: find out now three all three seven to seven to one.
Speaker 1: Help.
Speaker 2: You'll think you're his only customer when you choose Frank
Speaker 2: durand the real estate man dot com to list your
Speaker 2: home with Remax Alliance three all three nine two zero
Speaker 2: sixteen twenty two. Hey tom Archino, here, we got John
Speaker 2: Fuller with US Fuller Law, talking about personal injury. But
Speaker 2: we'll take any and all calls on any and all problems.
Speaker 2: Mark left off talking about medpay and how important is
Speaker 2: we're talking about how underinsured and uninsured motorists is very
Speaker 2: important because if other people don't have the liability you need,
Speaker 2: and eighty five percent of the time they don't eighty
Speaker 2: five percent of the time they do not have adequate
Speaker 2: liability to pay your damages eighty five percent of the time,
Speaker 2: and you don't carry uninsured or underinsured, you're crazy. Now,
Speaker 2: let's talk about medpay. Mark, what were you asking? Well,
Speaker 2: it made me think of somethe you just said that.
Speaker 2: You know what I hate about medpay. It's great coverage,
Speaker 2: everybody should have it.
Speaker 4: It's cheap.
Speaker 8: But if you do go in after both accidents I've
Speaker 8: dealt with and John was actually our attorney the hospital
Speaker 8: wants to grab that medpay money so fast, John, It's
Speaker 8: like they try to move on that medpay money it
Speaker 8: to speed a light. And my assumption is the worst
Speaker 8: place to apply medpay would be at er. Is that
Speaker 8: true or not?
Speaker 4: Uh?
Speaker 6: Yeah, in my opinion, I agree with you. But unfortunately
Speaker 6: it's kind of the early bird gets the worm. And
Speaker 6: whoever you know sends in those bills first generally is who.
Speaker 4: They pay out first.
Speaker 6: But we have had some changes in legislation that makes
Speaker 6: them have to build some health insurance stuff first, and
Speaker 6: so that's at least moving in the right direction.
Speaker 8: So yeah, so John negotiated our bills down. We'll talk
Speaker 8: about that more next hour because we're very good.
Speaker 2: Yeah, and some of the tricks with medpay coming up
Speaker 2: and more on the Troubleshooter Show.
Speaker 4: Excuse be all right?
Speaker 2: Go with a sure thing Denver's best roofer Excel roofing
Speaker 2: dot com.
Speaker 1: You don't pay a cent until you're content.
Speaker 2: Please time for an insurance check up free, no obligation
Speaker 2: comparison call Compass Insurance paying too much your coverage at
Speaker 2: dozens of insurance companies find out now three oh three
Speaker 2: seven seven one help You'll think you're his only customer
Speaker 2: when you choose Frank durand the real estate Man dot
Speaker 2: Com to list your home with Remax Lions three all
Speaker 2: three nine two zero sixteen twenty two.
Speaker 4: Ripped up new need advice so you.
Speaker 7: Don't have.
Speaker 3: Come running.
Speaker 8: Just as fast as we can.
Speaker 4: The Shooter's gonna help coming.
Speaker 5: Man Dix is the Troubleshooter Show. No Tom Martino, Hey.
Speaker 2: Tom Martino here, welcome to the show. Three oh three
Speaker 2: seven one three talk seven one three eight two five five.
Speaker 1: We're here to help you.
Speaker 10: Uh.
Speaker 2: What you have to do is give us a call
Speaker 2: if you have a problem, question or complaint.
Speaker 1: We do have some texts I'm gonna get to.
Speaker 2: On issues and uh things to ask our attorney on
Speaker 2: for today. I happened to find this statistic that I
Speaker 2: found was unbelievable because someone actually took the took the
Speaker 2: stats put them all together. The website is a research
Speaker 2: website on cars. It's called ic cars, that's I see
Speaker 2: cars dot com. And they put together this based on
Speaker 2: leasing data and other data on cars that hold their
Speaker 2: value the most over a certain number of years, and they.
Speaker 1: Picked a five year depreciation period.
Speaker 2: Cars that hold their value the most. I was pretty
Speaker 2: surprised to see that on the top ten list we
Speaker 2: had one, two, three American cars in the top ten.
Speaker 2: But something I found very shocking there was one brand
Speaker 2: and it's more of an it's kind of borders on
Speaker 2: exotic to sport car model. It's not really an exotic,
Speaker 2: but it's it's not your run of the mill sports car.
Speaker 2: And that has three entries in the top ten. Three
Speaker 2: entries and that being Porsche. Okay, the number one car
Speaker 2: for holding its value over a five year period. Portion
Speaker 2: nine eleven the number one car for this. This has
Speaker 2: taken into consideration Lisa's purchases, resales, wholesale, They've done a
Speaker 2: massive data dump. So Portion nine eleven, no matter what
Speaker 2: you have to say about the car, I mean, it
Speaker 2: might be expensive in all of that, but it is
Speaker 2: absolutely the highest value holding car of all.
Speaker 1: For five years.
Speaker 2: Next, Porsche seven eighteen came in two Porschas one in two,
Speaker 2: number three. As you would expect, I would expect the
Speaker 2: Toyota on this list, Toyota Tacoma.
Speaker 1: The truck now it only now.
Speaker 2: For example, the Portion nine eleven, which is number one,
Speaker 2: only depreciates about twenty percent only twenty percent over that
Speaker 2: period of time. If you think about it, my Beamer
Speaker 2: went down more than fifty percent, more than fifty percent.
Speaker 2: But anyway, the portion nine eleven, Portion seven eighteen, then
Speaker 2: the Toyota Tacoma that depreciates about twenty six percent. You
Speaker 2: know what's number four on the list. This is pretty
Speaker 2: amazing to me. The Chevy Corvette holds its value. That's
Speaker 2: pretty nice to know because it's a nice car to
Speaker 2: begin with. The Chevy Corvette holds its value number four
Speaker 2: on the list of the top ten. Number fourppreciates about
Speaker 2: twenty seven percent. The Honda Civic, number five. But think
Speaker 2: about this, if you would ask someone what depreciates more,
Speaker 2: this Chevy Corvette or the Honda Civic, I'll bet you
Speaker 2: people would pick the Civic.
Speaker 1: But anyway, the Civic.
Speaker 2: Is right behind the Corvette, and then right behind that
Speaker 2: another American car, the Camaro, and all of these, if
Speaker 2: you think.
Speaker 1: About it, are within a percentage two or three.
Speaker 2: Like for example, from let's say the Porsche seven eighteen,
Speaker 2: which is number two on the list of ten, to
Speaker 2: the Camaro, there's only a spread of about seven percent.
Speaker 2: So they're all pretty damn good cars. After the Camaro.
Speaker 2: The Toyota Tundra holds its value, you know, Deputy D
Speaker 2: I wonder how your.
Speaker 1: Forerunner would do.
Speaker 2: And I mean, I'm asking you as an owner of
Speaker 2: the fore Runner, how does it do you know?
Speaker 4: I think it does really well. I haven't tried to
Speaker 4: sell mine, no.
Speaker 1: But you've probably looked around at him. I have.
Speaker 12: I mean, I'd love to upgrade to a newer one
Speaker 12: with a lot less miles, but they trade at such
Speaker 12: a tiny discount compared to.
Speaker 1: So they hold their value pretty well.
Speaker 12: And not only that, but a friend of mine actually
Speaker 12: bought a Tacoma about I don't know, four years ago,
Speaker 12: drove it for three years, and recently sold it for
Speaker 12: more than he paid for it.
Speaker 1: Oh my god. Next the Ford Mustang.
Speaker 2: The Ford Mustang is behind the Toyota Tundra, and then
Speaker 2: number nine, another Porsche. I mean, the Porscha has three
Speaker 2: vehicles on the list, three vehicles on the top ten,
Speaker 2: the seven eighteen Boxter, and then the Toyota Corolla. So
Speaker 2: Toyota kicks butt and Porscha kicks butt when it comes
Speaker 2: to depreciation. And then if you wanted to go into
Speaker 2: the top twenty, then you get into the Toyota rav four,
Speaker 2: the Toyota four Runner which you have, that's number thirteen
Speaker 2: in the top twenty Toyota Corolla. Look at how many
Speaker 2: Toyotas here, number fourteen. I mean, you know, Japanese cars
Speaker 2: in general make a hell of a car. They just
Speaker 2: took over. When it comes to depreciation, they do a
Speaker 2: really good job. Seom. I believe I'm saying it right, Siom.
Speaker 2: What's going on with your property?
Speaker 1: Seom?
Speaker 3: After remodeling? You know, before I have agreement with Colorado
Speaker 3: Living bas for remodeling my shower.
Speaker 1: But okay, after.
Speaker 3: You know that, you know, I don't know that's the
Speaker 3: damage my when I.
Speaker 1: Well, let me ask you.
Speaker 2: You hired you hired the company to remodel your shower?
Speaker 3: Yes, yes, And.
Speaker 1: What did they do wrong?
Speaker 3: The wrong is they not you know, not work it properly? Maybe?
Speaker 1: What did they do wrong? What did they do wrong?
Speaker 3: The wrong is?
Speaker 1: What did they do wrong?
Speaker 3: After the next the next day when I'm using you know,
Speaker 3: the the shower. Oh yeah, house is in by water
Speaker 3: damage in my and my wheat floor. In addition to
Speaker 3: my water, you know, dryer and laundry of everything. The
Speaker 3: damage after that.
Speaker 1: See see com let me see.
Speaker 2: Let me let me ask you a quick question. How
Speaker 2: much did this shower remodel cost you?
Speaker 3: Just the cost is let me let me check my receipt.
Speaker 1: Yeah, just roughly.
Speaker 3: I paid eight eight thousand, it can.
Speaker 4: See five.
Speaker 2: What was it?
Speaker 8: Just a tub, the shower conversion, totally.
Speaker 3: Remodeling the shower, the agreement. I have agreements.
Speaker 1: I have paper for that.
Speaker 3: Totally. Let me check my receipt.
Speaker 2: What's the name of the companies? See, what's the name
Speaker 2: of the company?
Speaker 3: Colorado Living? Bad agreement, Colorado Living.
Speaker 1: Colorado Living. Yeah, what do they say? Do they say
Speaker 1: they will fix it?
Speaker 13: No?
Speaker 3: They they when I talk to them, you know, minor ceiling,
Speaker 3: they try to fixing. But still my you know, my
Speaker 3: wood floor is damage. Every day I'm calling, I'm look,
Speaker 3: I'm calling.
Speaker 1: Not you know, uh.
Speaker 3: Just you know I'm calling. Still my wood floor is
Speaker 3: you know damage.
Speaker 7: In addition to will they.
Speaker 1: Are they are they willing to fix it for you?
Speaker 9: That will?
Speaker 1: Will they fix the floor for you?
Speaker 2: Uh?
Speaker 3: Ceiling?
Speaker 1: Will they fix your hardwood floor?
Speaker 9: What floor is?
Speaker 3: Still?
Speaker 7: Is not?
Speaker 1: Still? Sixteen?
Speaker 8: Are they saying, Okay, They're gonna fix it though? Are
Speaker 8: they telling you, yes, we will fix it?
Speaker 3: Yeah, they told me.
Speaker 8: Yes, you know, Kelly, let's try to give him a call.
Speaker 1: Yeah, hold on, bro Let's hold on and see if
Speaker 1: we can get this.
Speaker 2: Get somebody to talk about this. It sounds frustrating to me.
Speaker 2: He paid, you know, he paid eight grand. Sounds like
Speaker 2: a shower conversion mark that went bad. Gary's got a
Speaker 2: comment on depreciating cars.
Speaker 1: Go ahead, Gary, what do you have to say?
Speaker 13: Okay, Tom, Yeah, carrys from Las Vegas. How about cars
Speaker 13: that are the most appreciated, that may have a lot
Speaker 13: of value to the owner the consumer.
Speaker 7: My nomination is a Prius. It's a Nissan Leaf. No,
Speaker 7: actually they plug it.
Speaker 2: Actually, the Prius has the Prius does not depreciate a
Speaker 2: lot until it gets up to about ten years, and
Speaker 2: then people fear the battery replacement.
Speaker 13: How about the Nissan Leaf, they'd appreciate humongous over the
Speaker 13: first three years.
Speaker 8: They were given those away for a while.
Speaker 1: Yeah, yeah they're bad.
Speaker 13: Five years, they're bad.
Speaker 8: Teslaing Jo Gary isn't great either. I mean the Model
Speaker 8: X isn't bad, but most Tesla models depreciate it.
Speaker 4: Warp speed.
Speaker 2: Yeah, evs in general are bad.
Speaker 13: By it depreciated. I paid five thousand for my car.
Speaker 13: Ran it for five years, and it was a home run.
Speaker 7: And I'm thinking, what.
Speaker 9: A leaf.
Speaker 2: Okay, but you you might have hit it just in
Speaker 2: the right time. You lucked out, Gary, You lucked out.
Speaker 2: You probably found a buyer that really wanted an EV
Speaker 2: and couldn't afford a new one normally, normally that doesn't happen.
Speaker 13: Exactly. So I bought it for fifty five, they sold
Speaker 13: it for five, and I drove it for five years,
Speaker 13: and I think.
Speaker 1: I can get there.
Speaker 13: People they buy these electric cars, they don't want them
Speaker 13: after a year or two.
Speaker 9: There's a lot of great, Yeah, you know what you're doing.
Speaker 1: You're right, You're right.
Speaker 2: Hey, hey, Mark, Why do evs depreciate so much? Is
Speaker 2: it the.
Speaker 1: Battery the fear of the battery?
Speaker 8: Well, it's not all of them. They do, Like I said,
Speaker 8: the Model Less and especially the Model X don't depreciate
Speaker 8: nearly as quick.
Speaker 4: As the Model wire three.
Speaker 8: And then of course on the Nissan, I guess people
Speaker 8: go out and they buy one. I mean kind of
Speaker 8: the weird thing is like that Nissan. I mean, you
Speaker 8: gotta charge that thing all the time. It doesn't have
Speaker 8: a very long range, and it's probably not right for
Speaker 8: a lot of people, and they don't realize it till
Speaker 8: after they buy it. But listen to this, Man, I've
Speaker 8: never heard of Alpine Nissan, but these guys have. I mean,
Speaker 8: this is so absurd. I can't even tell you a
Speaker 8: twenty four month lease. And I'm sure there's a lot
Speaker 8: of you know, there's a lot of stuff.
Speaker 4: Going on in this.
Speaker 8: But a twenty twenty five Nissan Leaf SV for forty
Speaker 8: nine dollars down and nineteen dollars a month on a
Speaker 8: twenty four month lease.
Speaker 4: Think of that.
Speaker 13: Come on, that's stick free driving.
Speaker 8: That's basically free driving. Yeah, I agree.
Speaker 1: Man, Wait a minute, are you Mark? Are you kidding me?
Speaker 1: They really have those vehicles out there.
Speaker 8: Right now, I'm looking at this from Alpine Nissan. It
Speaker 8: is forty nine dollars down at lease. A new twenty
Speaker 8: twenty five Nissan Leaf SV for forty nine down and
Speaker 8: nineteen dollars per month on a twenty more twenty four
Speaker 8: month lease.
Speaker 1: Gary, that sounds like your next car.
Speaker 4: Oh, it's crazy, John. It's like eight miles a month of.
Speaker 8: Your total of two hundred miles for two years right now?
Speaker 8: Ten thousand?
Speaker 9: Wait?
Speaker 1: Wait, wait, what is the mileage though, Mark, that is
Speaker 1: a good point. What's the mileage I'm looking man, Yeah,
Speaker 1: that would be good to know.
Speaker 13: The energy equivalent is like one fourth of a gas
Speaker 13: lenkosts and people don't want them because of range anxiety.
Speaker 7: They really range anxiety.
Speaker 8: So yeah, if you live like you said, you're in Vegas,
Speaker 8: you don't need range. I mean you're right there, man.
Speaker 4: Mark, I'm looking at the fine print.
Speaker 12: I'm looking at the fine print on that Nissan leaf
Speaker 12: from Alpine Nissan. Yeah, so they do allow their they
Speaker 12: do allow up to ten thousand miles per year. Otherwise
Speaker 12: it's twenty five cents a mile. But here's where I
Speaker 12: think a lot of this discount comes from. Where it
Speaker 12: includes sixty six hundred dollars Colorado EV credit must be
Speaker 12: a car resident and thirty four to seventy five four
Speaker 12: hundred and seventy five EV lease cash.
Speaker 8: Yeah, but it's still it still is going to come
Speaker 8: down to forty nine dollars down.
Speaker 4: But the dealer's making Yeah, the.
Speaker 8: Dealer's making the money. Yes, who cares? Are buying this
Speaker 8: leaf for somebody?
Speaker 12: Does not include d n age dealer and handling of
Speaker 12: six hundred and ninety bucks.
Speaker 4: It's still unbelievably cheap.
Speaker 12: It's still but it's ninety nine dollars a month. They
Speaker 12: offer two of these, a leaf and an area for
Speaker 12: forty nine down and nine nine dollars per month.
Speaker 8: I don't it says nineteen per month. Wow, I ain't
Speaker 8: paying over twenty dollars.
Speaker 4: Dang it.
Speaker 8: How much insurance do you put on this car? That's uh,
Speaker 8: that's incredible. That's my brain is spinning over this stupid offer.
Speaker 8: I mean, it's it's just insane.
Speaker 4: Tom.
Speaker 8: You're in the market.
Speaker 4: There you go.
Speaker 1: Man, Man, oh, I'm not actually in the market.
Speaker 2: I put myself in the market sometimes because I get bored.
Speaker 2: But you know, the more I think about it, my
Speaker 2: X seven, I'm gonna lose. I'm gonna lose so much
Speaker 2: money I may as well keep it. I only have
Speaker 2: thirty thousand.
Speaker 1: Miles on it. It's a nice car, but it's just
Speaker 1: way too big. Okay, we got to take a break.
Speaker 2: Three on three seven one three talks seven one three, eight,
Speaker 2: two five five Go with a sure thing Denver's best
Speaker 2: roofer excel roofing dot com. You don't pay a cent
Speaker 2: until you're content. Time for an insurance checkup free, no obligation.
Speaker 2: In comparison, call Compass Insurance paying too much your coverage
Speaker 2: at dozens of insurance companies find out now three all
Speaker 2: three seven seven to one. Help You'll think you're his
Speaker 2: only customer when you choose Frank durand the real estate
Speaker 2: man dot com to list your home with Remax Alliance
Speaker 2: three all three nine two zero sixteen twenty two. Hi
Speaker 2: Tom Martino, You're in troubleshooter three all three seven to
Speaker 2: one three talk seven one three eight two five five. Dean,
Speaker 2: you have a comment on crypto? What is your comment?
Speaker 2: I was I was commenting I don't know anything about it.
Speaker 1: What do you know?
Speaker 9: Well? Last year I was at a wedding and I
Speaker 9: ended up my girlfriend and I sat down at the
Speaker 9: table they were seating us after the wedding, and we
Speaker 9: said these different tape for dinner, and that we were
Speaker 9: paired up with another couple. And I'm sitting there and
Speaker 9: you know, the usual chit chat. This guy that I'm
Speaker 9: sitting with he introduces himself as Charles, and I didn't
Speaker 9: know who Charles is. And he just says, I'm in
Speaker 9: heavy and mathematics, and okay, how about you and I said, well,
Speaker 9: I did the aviation this net. And his girlfriend says, hey, honey,
Speaker 9: show me your airplane. Okay, now here's where this goes.
Speaker 8: He shook.
Speaker 9: And I know a little bit about airplanes. You do too,
Speaker 9: check out November four five one Victor Keelo okay. And
Speaker 9: and I didn't know this except I'm looking at his
Speaker 9: cell phone and he shows me this thing. Okay, yeah,
Speaker 9: I just have you found it.
Speaker 1: I'm looking go ahead, all right.
Speaker 9: It's a black Hawk helicopter. Well not yeah, not too
Speaker 9: many people own those things. And right, what's going on here?
Speaker 9: You know? And he's chatting this and then the other thing.
Speaker 9: And then she says, honey, show them your other airplane.
Speaker 9: And I think that you don't know who you meet
Speaker 9: at these parties.
Speaker 1: So this guy's out of Longmont, Colorado.
Speaker 9: Yes, and that's where this wedding was, okay, but all
Speaker 9: I know about him is his name's Charles. And this
Speaker 9: is gonna go to this blox chain here in a minute.
Speaker 9: And his girlfriend says, honey, showing your other airplanes, check
Speaker 9: out this number no number one zero eight nine. Okay,
Speaker 9: what do you think about that one?
Speaker 1: Well, it's gonna take me more than us.
Speaker 8: Well, it's a bomb anyway, it's a Bombadier twenty two seats.
Speaker 9: Yeah, so I'm sitting with this guy.
Speaker 2: And yeah, that's a corporate jet and this guy owns
Speaker 2: these two and you just sit down with this guy,
Speaker 2: we'll come to find out.
Speaker 9: This guy's name is Charles Hot. Did you ever hear
Speaker 9: that name?
Speaker 4: No?
Speaker 1: No, I haven't.
Speaker 9: Okay, Well, he's one of the car He owns a
Speaker 9: company now called Cardano, but he was one of the
Speaker 9: founder he's the founder of Cardanel, but he was one
Speaker 9: of the founders of in Theorium to hear them.
Speaker 1: No, I don't know any of those. No, I don't.
Speaker 8: I think that's a crypto right in Theorium or whatever.
Speaker 9: Yeah, and that's what this is. This is all blockchain stuff. Well,
Speaker 9: car Dano, which is Charles's operation. He has a heck
Speaker 9: of a website if you want to learn about this,
Speaker 9: called the Cardano Academy. Uh, very very lengthy website of
Speaker 9: how you can learn about anything you want to know
Speaker 9: about blockchain.
Speaker 8: Oh, that's pretty cool. It says free. It's basically free
Speaker 8: education on blockchain.
Speaker 9: Yep, that's it. That guy.
Speaker 4: That's interesting.
Speaker 1: Good, thank you, thank you for that.
Speaker 8: What is the u r L again, Mark, I just
Speaker 8: typed in car Dano blackchain and you'll find it. It
Speaker 8: came up as first one. It's a cardanofoundation dot org.
Speaker 8: Cardanofoundation dot org.
Speaker 4: Wow.
Speaker 2: And and so the guy basically just wants to educate people.
Speaker 8: I mean, they're doing it. It looks like there's you
Speaker 8: can get certified whatever the hell that means, and some
Speaker 8: other stuff. But yeah, there's some free stuff on here.
Speaker 1: And you just happen to run into him at a wedding.
Speaker 9: At a wedding of all things. And I didn't know
Speaker 9: who this guy was, but we had a mute the
Speaker 9: guy whose daughter got married. He said, hey, there was
Speaker 9: there was a couple hundred people at this party and
Speaker 9: we just got, you know, seated, and oh that's pretty cool.
Speaker 4: Yeah, But do you know what I love?
Speaker 1: Do you know?
Speaker 2: Do you know what I love more than anything in
Speaker 2: the world, I swear to God, it's getting fewer and
Speaker 2: far between. I love when I meet people who are interesting,
Speaker 2: I mean truly interesting, you know, not these boring god almighties,
Speaker 2: these people who think they're interesting. But I'm talking about
Speaker 2: like really interesting people who do stuff, you know, or
Speaker 2: who know stuff, and especially when they're smarter than me.
Speaker 2: The smarter they are, the more I seem to be
Speaker 2: enamored because I love learning. And as you get older,
Speaker 2: I'm not saying you know everything, but as you get older,
Speaker 2: it gets more and more difficult to learn, truly learn
Speaker 2: new things.
Speaker 9: This guy is like he was last year, or so
Speaker 9: he was. And since I've found out who this guy is,
Speaker 9: he's like thirty five thirty six years old. But when
Speaker 9: and I'm twice his age, and I'm listening to him,
Speaker 9: and you're right.
Speaker 2: Hold on a second, because I want to hear about
Speaker 2: what you heard when you.
Speaker 1: Listen to him.
Speaker 2: I got to take this break. I'm Tom Martinez. Three
Speaker 2: h three seven one three eight two five five. Go
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Speaker 2: Pay a cent until you're content. Time for an insurance
Speaker 2: check up free, no obligation. In comparison, call Compass Insurance
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Speaker 2: find out now three O three seven to seven to
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Speaker 2: list your home with Remax Alliance three three nine two
Speaker 2: zero sixteen twenty two. Hi Tom Martino here, Dean's got
Speaker 2: a comment on crypto. He said he was at a
Speaker 2: place at dinner, basically a wedding, and he met a
Speaker 2: man and the man knew his way.
Speaker 1: Around crypto and a lot of other things. And uh,
Speaker 1: I think is he the father of this site? Cardano?
Speaker 1: Is that his name? Where is the name Dane come from?
Speaker 9: Well, that's that's an Italian name. It has something to
Speaker 9: do with mathematics, and that's what Charles is. He's he's
Speaker 9: a mathematic genius.
Speaker 2: His his okay, and what does he do? What?
Speaker 1: What does Carl?
Speaker 9: Do you mean Cardano?
Speaker 1: I mean Cardano?
Speaker 9: Sorry, Yeah, they're a cryptocurrency. They're they're one of the
Speaker 9: bit they're the fifth biggest bitcoin companies in the world,
Speaker 9: and they they have I'm not sure. I'm not a
Speaker 9: bitcoin expert other than you brought this thing up about
Speaker 9: people not understanding it. I'm the first guy that does
Speaker 9: not right but me. But see Tom, seeing what this
Speaker 9: guy's done and sitting with a guy like that for
Speaker 9: a couple of hours, and what he's talking about and
Speaker 9: what he's into and He wasn't bragging, but it was.
Speaker 9: It was hard to comprehend when he and I know
Speaker 9: what a Blackhawks is and you do too. Most people
Speaker 9: don't own those things. And and then he shows me
Speaker 9: this other airplane. I'm thinking, who is this cat? Well?
Speaker 2: You know? And I yeah, you know, listen, the thing
Speaker 2: that people own. I don't care what people own. Those
Speaker 2: are material things. What I care about is what people know.
Speaker 2: Because there are a lot of idiots with money. There
Speaker 2: are a lot of empty idiots with money that have
Speaker 2: scammed people out of money and have gotten money in.
Speaker 1: Ill gotten ways.
Speaker 2: So when somebody's got things, I don't give a damn
Speaker 2: about what they own or what they flash. What I
Speaker 2: care about is what they know. And this guy sounds
Speaker 2: like he knows. And I love that kind of stuff.
Speaker 9: You you you want to get an education. He gave some.
Speaker 9: He was at a congressional hearing because the SEC was
Speaker 9: trying to bring this box chain in crypto under FDC controls. Okay,
Speaker 9: and you know a little bit about the stock market.
Speaker 9: You're in that business now, and yes stocks right, and
Speaker 9: you have SEC and Fener and all that kind of stuff. Well, yeah, right,
Speaker 9: the SDC is trying to bring him and his crypto
Speaker 9: industry under it, and he goes back to Congress. He
Speaker 9: was given these senators as there. If he's hearing, you
Speaker 9: are to watch this. He's given the senators lessons on
Speaker 9: this crypto, what it is, and why it should not
Speaker 9: be regulated by the SEC. It's fascinating. I don't know
Speaker 9: how long he spent back in Washington, d C. But
Speaker 9: it was it's seal several hours of these congressional hearings
Speaker 9: and none of these senators could keep up with him.
Speaker 1: Now here's what what is his full name? The guy
Speaker 1: that you sat next to.
Speaker 12: So his name is Charles Hoskinson's Charles Hoskinson Hopkinson Houskinson
Speaker 12: and he's one of they don't h O s k
Speaker 12: I N s O n okay. He is one of
Speaker 12: the co founders of Erythrium. And then he also founded
Speaker 12: the second cryptocurrency which is the topic of today's discussion,
Speaker 12: which is Cardano. It's a currency, it's got nothing to
Speaker 12: do with bit.
Speaker 1: So this guy's a genius.
Speaker 12: So I think it's I think it's important to separate
Speaker 12: two distinct issues. One is how much money can you
Speaker 12: make by inventing cryptocurrency as this guy did. And then
Speaker 12: the second issue is how much money can people like
Speaker 12: you and I and Dean here make by speculating cryptocurrencies.
Speaker 12: So the founder definitely did really well, and he bagged
Speaker 12: a couple of jets out of it and everything else.
Speaker 2: Yeah, he's worth almost a billion dollars, not quite a billion.
Speaker 12: But I wouldn't draw any inference from that regarding like
Speaker 12: what the rest of us can do with either, of course,
Speaker 12: not cardano or anything else.
Speaker 2: So this is pretty fascinating though, that you met the guy.
Speaker 2: Did he help you understand crypto better?
Speaker 9: No? No, he never brought it up. He just said
Speaker 9: he was in mathematics. I buy after he showed me
Speaker 9: those airplanes. So I thought this guy is worth taking
Speaker 9: a look at. And either he you know, this is
Speaker 9: you know, some BS story. He was telling me. You
Speaker 9: know that these parties people tell you this stuff. But
Speaker 9: he's telling me this, and he but he threw something else.
Speaker 9: He says, are you a hunter? And I said he
Speaker 9: I used to? He says, he says, well, he says,
Speaker 9: if you'd like to hunt, I've got a little little
Speaker 9: place up in Wyoming. I got eleven thousand acre ranch
Speaker 9: upster hunting around eleven thousand acres. Yeah, he says, I
Speaker 9: got vice on on us, and it's true, he's got this.
Speaker 9: And then I of all things. After that, a couple
Speaker 9: of weeks later, I meet a woman that's a cook
Speaker 9: at his ranch up in Wyoming. This eleven thousand acre right,
Speaker 9: well that's cool. Now you can't do.
Speaker 12: This, well, I think the moral huh, yeah, well, I
Speaker 12: think the moral of the story. I think the moral Sean,
Speaker 12: the moral of your story is that it pays really
Speaker 12: well to invent cryptocurrency.
Speaker 1: Well, or to invent it.
Speaker 4: That's what he did.
Speaker 1: Is Ethereum his his coin.
Speaker 12: He was one of the co founders of Erythrium, and
Speaker 12: he is the founder of Cardano, which is another cryptocurrency.
Speaker 1: Is Cardano in and of itself the currency?
Speaker 4: Yeah it is.
Speaker 12: Yeah, it's a cryptocurrency. It's analogous to bid How many?
Speaker 1: How many are there going to be?
Speaker 2: I mean, truly, what's to prevent people from just inventing them?
Speaker 12: Again, there's nothing to prevent. But there are hundreds, if
Speaker 12: not thousands of cryptocurrencies.
Speaker 1: There are. Yeah, So that's where the weakness is going
Speaker 1: to come in.
Speaker 9: All right, Okay. I think his strong point though, and
Speaker 9: the Cardwano. You know, he invented it and he got
Speaker 9: me at in ethereum. His background in this software stuff
Speaker 9: was his company too that he invented was input Output.
Speaker 9: That's and that got it.
Speaker 1: Input output is that's his other company.
Speaker 9: That is the companies that owns the jet and the Blackhawks.
Speaker 9: But that's the Clocker company that I think this.
Speaker 2: Guy's obsessed with aircraft. You know, I don't give a
Speaker 2: damn about who owns what. I want to know about
Speaker 2: the accomplishment of the companies and all of that. Again,
Speaker 2: I see what you use as your meter for success,
Speaker 2: and that is material things. That's wonderful. I want to
Speaker 2: know more about this. This is, this is this guy
Speaker 2: is in Colorado. That's wonderful. I'd love to meet the guy.
Speaker 2: I would love to meet this guy. Okay, now we
Speaker 2: have more coming up on the Troubleshooter Show. John Fuller,
Speaker 2: by the way, UH Personal Injuryco dot com.
Speaker 1: UH, John is our guest today.
Speaker 2: Call Fuller dot com is another UH is another way
Speaker 2: you can get a hold of them or three oh three,
Speaker 2: five nine seven forty five hundred.
Speaker 5: Uh.
Speaker 1: He's been with us the whole time. We got more
Speaker 1: coming right up.
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Speaker 2: oh three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 2: you're a troubleshooter three O three seven one three talk
Speaker 2: seven one three two five five. Okay, Well, thank you
Speaker 2: very much for being with Sean Fuller. As as we
Speaker 2: bring this, uh this show to a close here though,
Speaker 2: I think, honest to God, we have a message that
Speaker 2: you've been singing since I met you, and that is
Speaker 2: you cannot depend on the laws of minimum insurance.
Speaker 1: Coverage to take care of you.
Speaker 2: That there's more likely at chance than not, more likely
Speaker 2: than not that the person who hits you will not
Speaker 2: be insured to take care of you.
Speaker 1: John, did he leave to.
Speaker 2: He's gone to I'm the only one here but I'm
Speaker 2: going to tell.
Speaker 1: What he does.
Speaker 2: He preaches get underinsured and uninsured motorist coverage. It is mandatory.
Speaker 1: People.
Speaker 2: There's an eighty five percent chance eighty five percent that
Speaker 2: when someone hits you, they do not have.
Speaker 1: Adequate coverage to protect you.
Speaker 2: Not adequate coverage, which means you're going to hit the shortfall.
Speaker 2: Even though your case might be worth millions. If someone
Speaker 2: is not covered, you're never going to collect.
Speaker 1: The next thing to get is med pay.
Speaker 2: Those two coverages are the most important aspects of today's
Speaker 2: show I should leave you with. Meanwhile, don't forget three
Speaker 2: oh three Martino for your help, information and referrals.
Speaker 1: Save all your problems for me.