WEBVTT

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<v Speaker 1>Ripped of.

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<v Speaker 2>News.

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<v Speaker 1>You need it, that's who you don't have.

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<v Speaker 3>Come running just as fast as you can.

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<v Speaker 4>Shooter's gonna help.

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<v Speaker 5>Come MANX is the Troubleshooter Show.

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<v Speaker 4>No Tom Martino, Hi.

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<v Speaker 2>Tom Martino here, Welcome to the show. Three oh three

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<v Speaker 2>seven one three Talk is the talk number in the studio.

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<v Speaker 2>But there's another number I want you to know about.

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<v Speaker 2>In fact, I want you to spread it far and wide.

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<v Speaker 2>Three oh three Martino three O three six two seven

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<v Speaker 2>eight four sixty six. And that number is good because

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<v Speaker 2>if you don't get us live, you get voicemail. And

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<v Speaker 2>unlike most voicemail in the world, this voicemail is actually

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<v Speaker 2>monitored and we call you back so you can be

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<v Speaker 2>on any show at any time by just calling.

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<v Speaker 1>You don't have to wait. At that moment.

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<v Speaker 2>You call and leave your message, you're in the queue

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<v Speaker 2>and we will call you back. We listen to each

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<v Speaker 2>and every message. Now, it's nice if you leave your

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<v Speaker 2>phone number up front, so we don't have to go

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<v Speaker 2>back and forth with that. Today we have John Fuller

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<v Speaker 2>in the studio with us, as I see, and I

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<v Speaker 2>affectionately refer.

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<v Speaker 1>To him as the Bench, and.

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<v Speaker 2>That's an affectionate term by the way, and it's really

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<v Speaker 2>a valuable term.

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<v Speaker 1>The bench.

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<v Speaker 2>And when Mark and I can't do the show, our

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<v Speaker 2>third string, our bench, and I mean that again in

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<v Speaker 2>a good way. John fills in aptly and he knows

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<v Speaker 2>the show inside out. He's been with me for so

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<v Speaker 2>many years. Welcome John, Thank you for being here. Appreciated.

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<v Speaker 2>Thank And this is a funny trivia. I don't know

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<v Speaker 2>how it happened, but John was the very first one

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<v Speaker 2>I communicated without out of surgery. I don't know how

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<v Speaker 2>it happened, John, I don't know if I texted you

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<v Speaker 2>or you texted me, but somehow we got into this

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<v Speaker 2>long text message late at night.

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<v Speaker 6>No, it was early in the morning. It was like

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<v Speaker 6>five in the morning and I get a text and

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<v Speaker 6>that's why, who the heck is texting me at five

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<v Speaker 6>in the morning. And I was on an airplane at

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<v Speaker 6>that time. So yeah, it was a probably for half

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<v Speaker 6>an hour or so.

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<v Speaker 2>And it was the first one, no, the first interaction

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<v Speaker 2>I had. And it was like on and on and

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<v Speaker 2>we were talking about all kinds of cool stuff. I

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<v Speaker 2>was like sitting there, you know, and like you that's right,

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<v Speaker 2>I say, late at night, but early in the morning.

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<v Speaker 2>You know, it's all melts in together. So it was

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<v Speaker 2>like no nowhere land, nobody was around. I'm in my

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<v Speaker 2>bed all alone, and I'm out of the surgery feeling

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<v Speaker 2>really good.

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<v Speaker 1>Of course that had been after the.

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<v Speaker 2>Recovery and all that, and I was in the room

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<v Speaker 2>in the intensive care room, and somehow something came up

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<v Speaker 2>where we started texting each other and it was not

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<v Speaker 2>just texting about me, but I mean we were texting

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<v Speaker 2>about like things, which was really cool.

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<v Speaker 1>And I.

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<v Speaker 2>People, when when when you wonder, what do you talk

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<v Speaker 2>about or what do you do if you want to

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<v Speaker 2>give somebody well wishes or tune in on them and

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<v Speaker 2>see what they're doing.

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<v Speaker 1>The answer is nothing special.

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<v Speaker 2>They just want to be part of life, right, Okay,

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<v Speaker 2>we all want to be part of life.

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<v Speaker 1>Okay, so welcome John and John.

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<v Speaker 2>Is there anything really new under the sun with personal injury?

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<v Speaker 2>I mean personal injury is we're pounded over the head

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<v Speaker 2>with it and we should be. I mean, people, you

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<v Speaker 2>know what's really funny is time after time after time,

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<v Speaker 2>we say do this, do this, do this, don't do this,

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<v Speaker 2>don't do this, don't do this, And as soon as

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<v Speaker 2>something happens to you, you wonder you wonder what should

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<v Speaker 2>I do?

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<v Speaker 1>The very first thing you say, what should I do?

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<v Speaker 1>And I just.

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<v Speaker 6>You know, the the bottom line is that nobody ever

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<v Speaker 6>really plans to be in an act accident. Nobody sits

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<v Speaker 6>back and says, you know, honey, what let's talk about

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<v Speaker 6>what we're going to do if one of us ever

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<v Speaker 6>gets in a car accident? And and why would you?

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<v Speaker 6>I mean, that's just not a conversation that people have.

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<v Speaker 6>So when it happens to them, it's all brand new,

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<v Speaker 6>and people make the decisions that seem right at the time,

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<v Speaker 6>and sometimes they are and sometimes they're not. My job,

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<v Speaker 6>My business is like hurting cats. I mean, they don't

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<v Speaker 6>all run in the same direction at the same time,

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<v Speaker 6>and it's not always the same cat that gets out

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<v Speaker 6>of line and runs in the wrong direction. And so,

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<v Speaker 6>you know, if it's if it's one insurance company you

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<v Speaker 6>know today that's that's come up with some really novel

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<v Speaker 6>theory of how to screw people over. We you know,

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<v Speaker 6>we adapt and we respond and we prevail or you know,

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<v Speaker 6>whatever we can do to get on top of that.

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<v Speaker 6>And then once that's run its course, then it's somebody

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<v Speaker 6>else that comes up with some other new novel theory

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<v Speaker 6>of how to screw people over and so you know, know,

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<v Speaker 6>you never know where you're going to be in that

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<v Speaker 6>cycle when when it happens to you. And so what

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<v Speaker 6>we really bring to the table is just we are

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<v Speaker 6>on the cutting edge of it. We do know the

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<v Speaker 6>bad players, and we know who's acting, you know, acting

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<v Speaker 6>out at this juncture, and we're able to jump in

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<v Speaker 6>there and hopefully do some good and and you know,

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<v Speaker 6>avoid mistakes being made.

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<v Speaker 2>Okay, So one thing I said I wanted to do

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<v Speaker 2>today for my show I was when I was laying

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<v Speaker 2>around thinking what do I want to do? I want

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<v Speaker 2>I wanted to do what I called a simple day.

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<v Speaker 2>And that doesn't mean you can't call with any problem,

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<v Speaker 2>question or a complaint. You can call we We've helped

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<v Speaker 2>people out of all kinds of problems. But a simple

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<v Speaker 2>day meaning questions you're almost afraid to ask.

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<v Speaker 1>They're so simple.

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<v Speaker 2>I mean, like just when it comes to personal injury,

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<v Speaker 2>not just personal injury, but anything we talk about on

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<v Speaker 2>the show. Sometimes things are just so basic you wonder

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<v Speaker 2>did they think about that?

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<v Speaker 1>Or are you afraid to ask?

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<v Speaker 2>Have you ever been in a conversation where something is

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<v Speaker 2>bantered about a topic, a phrase, a word, and you really,

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<v Speaker 2>deep down inside you don't really have a full understanding

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<v Speaker 2>of what it is, and you almost feel like it's

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<v Speaker 2>too late to stop the conversation and go backwards.

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<v Speaker 1>But how do you catch up? Now?

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<v Speaker 2>I do a pretty good job of observing and backfilling

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<v Speaker 2>and trying to catch up as I go, But there

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<v Speaker 2>are some cases where I just wish I would stop

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<v Speaker 2>and say, what does that mean?

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<v Speaker 1>Okay, I'll tell you what the last I mean. It

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<v Speaker 1>happens all the.

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<v Speaker 2>Time to me in a little ways, big ways, and

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<v Speaker 2>it happens to all of us. But one of the

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<v Speaker 2>things I can think about, and I don't recall exactly

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<v Speaker 2>when it happened, but this idea of a blockchain. Okay,

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<v Speaker 2>we've heard of blockchains, and they keep talking about blockchains

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<v Speaker 2>when it comes to crypto, and we all have our

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<v Speaker 2>idea of what blockchain is. Everyone does, I mean, But

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<v Speaker 2>if you go into our official intelligence or something to

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<v Speaker 2>ask for.

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<v Speaker 1>A basic explanation, you'll get it.

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<v Speaker 2>But even when things I don't know if this happens

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<v Speaker 2>to you, When things are explained to you, sometimes they

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<v Speaker 2>still don't make complete sense. And some people just assume

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<v Speaker 2>you know certain things and therefore it'll all make sense

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<v Speaker 2>to you. Does that happen to you, John, where things

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<v Speaker 2>just don't necessarily make sense even when they.

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<v Speaker 1>Try to explain it.

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<v Speaker 2>Have you ever had concepts you find very very very

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<v Speaker 2>difficult to comprehend.

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<v Speaker 7>I have.

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<v Speaker 1>I haven't, and I misunderstood I think what I was saying.

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<v Speaker 6>Well, yeah, I mean certainly, I you know, you got

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<v Speaker 6>to keep an open mind, and you got to learn

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<v Speaker 6>all the time. You got to learn new stuff all

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<v Speaker 6>the time. So I'm certainly not you know, I certainly

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<v Speaker 6>haven't learned everything. There's always stuff that comes up that

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<v Speaker 6>you have to say, what the heck is that?

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<v Speaker 2>Now, when it comes to crypto, I am really really

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<v Speaker 2>on the outside. Now I understand, I understand the gen

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<v Speaker 2>and we've all dabbled in a little. But here's my

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<v Speaker 2>general understanding. There's a finite number of let's say, bitcoins

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<v Speaker 2>that after which can never be mined, a finite number.

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<v Speaker 2>I don't know if we reach the number or not,

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<v Speaker 2>but there's a finite number, so that I know that

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<v Speaker 2>that gives it some value because they're not going to

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<v Speaker 2>make anymore, or so we're told. And within that finite number,

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<v Speaker 2>people have mined, people have traded, people have purchased. There's

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<v Speaker 2>different ways to get it. And this is where I

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<v Speaker 2>get confused. When you buy a bitcoin or a portion

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<v Speaker 2>of a bitcoin, you're buying this commodity, this currency, and

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<v Speaker 2>it is the way they prove it is not fraudulent

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<v Speaker 2>and someone just didn't print it in their basement or

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<v Speaker 2>make up a number, is through this series of calculations

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<v Speaker 2>that go back in its hereditage. In its heritage. In

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<v Speaker 2>other words, each coin has a heredity chain, like like

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<v Speaker 2>a show horse. I mean, you go back to this

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<v Speaker 2>coin came from here, which came from here, which came

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<v Speaker 2>from here, which came from here, and and it literally

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<v Speaker 2>has this now and again I'm guessing they have this

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<v Speaker 2>blockchain of transactions that serve as a fingerprint for that

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<v Speaker 2>crypto and and it marked.

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<v Speaker 1>Is that how you understand it?

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<v Speaker 8>I don't know, man, To be quite honest, I just

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<v Speaker 8>don't get it. I honestly, I honestly just don't. I

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<v Speaker 8>just don't get I'll tell you this. It's made a

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<v Speaker 8>lot of people rich as hell though.

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<v Speaker 2>Yeah, and Mark, I know it has and and you're

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<v Speaker 2>like I am. We have an overall view of it.

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<v Speaker 2>But getting down into the weeds. So oh if any

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<v Speaker 2>And by the way, when we have our simple day today,

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<v Speaker 2>and I like having a simple day, I invite any

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<v Speaker 2>and all people to call with.

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<v Speaker 1>Either questions or knowledge.

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<v Speaker 2>For example, I would love someone to be able to

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<v Speaker 2>call right now and give a very elementary view of crypto.

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<v Speaker 2>We know it is a valuable coin and a limited

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<v Speaker 2>commodity coin. We know it's currency, But how would I

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<v Speaker 2>know looking at a blockchain? How would I know if

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<v Speaker 2>somebody's selling me a real crypto coin or not.

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<v Speaker 1>I don't even know how I would evaluate it. Again.

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<v Speaker 2>You know, people might say, well, how do you evaluate stock?

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<v Speaker 2>You know, some of it's just trust. You go to

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<v Speaker 2>a stockhouse or to a you know, a stock exchange

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<v Speaker 2>and you know that they're dealing in good stock. So

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<v Speaker 2>a certain amount is trust. And that's true. By the way,

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<v Speaker 2>we're not just talking simpletons today. We're talking any thing

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<v Speaker 2>you want in your life.

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<v Speaker 1>You know. That's what I love about this show.

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<v Speaker 2>It's truly the only talk show where we're not pushing

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<v Speaker 2>an agenda. Now, we're not going to let BS get

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<v Speaker 2>by without at least challenging it, but we're not pushing anything.

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<v Speaker 2>We're trying to discern as much information as possible on

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<v Speaker 2>all kinds of topics. Plus, we're trying to help people

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<v Speaker 2>directly where we actually get involved in cases and we

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<v Speaker 2>actually solve them. If we can money, I can help people,

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<v Speaker 2>all part of an effort I started more than fifty

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<v Speaker 2>years ago. I was just a young kid, uh getting

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<v Speaker 2>out of college and uh, of course forty five years

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<v Speaker 2>of those in Denver three oh three seven to one

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<v Speaker 2>three talk or call three oh three Martino three oh

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<v Speaker 2>three six two seven eight four sixty six. Go with

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<v Speaker 2>a sure thing Denver's best roofer Excel Roofing dot com.

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<v Speaker 2>You don't pay a cent until you're content. Time for

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<v Speaker 2>an insurance check cup free, no obligation. In comparison, call

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<v Speaker 2>Compass Insurance paying too much your coverage at dozens of

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<v Speaker 2>insurance companies find out now three oh three seven seven

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<v Speaker 2>to one help. You'll think you're his only customer when

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<v Speaker 2>you choose Frank durand the real estate Man dot com

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<v Speaker 2>to list your home with Remax Alliance three oh three

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<v Speaker 2>nine two zero sixteen twenty two.

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<v Speaker 1>My God, is that loud?

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<v Speaker 2>Three o three seven one three talks seven one three

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<v Speaker 2>eight two five five. It should be loud that we're

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<v Speaker 2>talking about water and waterpros dot net.

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<v Speaker 1>Listen now they're saying in the fish.

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<v Speaker 2>And in the fish and wildlife area, they're saying, if

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<v Speaker 2>you're fishing out in mountain ponds, mountain ponds and lakes chatfields,

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<v Speaker 2>they call it.

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<v Speaker 1>More or or mark.

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<v Speaker 2>Even up in the mountains they have found in the

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<v Speaker 2>fish plastics. I mean, I don't understand how this happens.

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<v Speaker 2>When you're up in a mountain, lake or stream or

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<v Speaker 2>pond microplastics. Are they in the air or something, and

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<v Speaker 2>then they get into the clouds, into the rain and

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<v Speaker 2>then back into our fresh water. But all kitting aside water.

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<v Speaker 2>If by bottled water, you're not necessarily getting safe water.

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<v Speaker 2>The only way to do safe order is to process

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<v Speaker 2>it in your home, process it right at the point

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<v Speaker 2>of use, and no municipality can do that for homeowners. Homeowners, eventually,

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<v Speaker 2>I think water systems in your home will be as

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<v Speaker 2>common as a toilet.

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<v Speaker 1>I mean, you know, we take for.

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<v Speaker 2>Granted we have a toilet in our home, okay, and

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<v Speaker 2>what else do we have a faucet?

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<v Speaker 1>Well, we're going to have treatment for water.

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<v Speaker 2>If we care about our health and especially with our children,

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<v Speaker 2>you know the waterpros dot net.

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<v Speaker 8>A lot of states already have that. I mean, I

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<v Speaker 8>just got back from Nebraska. There's like not a hotel

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<v Speaker 8>or a house or anything that doesn't have some form

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<v Speaker 8>of at least a softener, if not something more.

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<v Speaker 9>Right.

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<v Speaker 2>And those softeners scores do more than just soften. They

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<v Speaker 2>now soften is very important. But what you want to

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<v Speaker 2>get out. You want to get chlorine out, you want

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<v Speaker 2>to get forever chemicals out, You want to get the

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<v Speaker 2>hardness out, and then you want to put some good

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<v Speaker 2>stuff in possibly or just have pure, wonderful water. And

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<v Speaker 2>and you know Paul is doing this whole house system

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<v Speaker 2>for forty I believe it's forty nine ninety four thirty

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<v Speaker 2>nine ninety five. It's it's the most incredible price you've

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<v Speaker 2>ever seen. No matter what, no matter what system he has,

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<v Speaker 2>the price is going to be better than anywhere you

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<v Speaker 2>can find three zero three eight six two five five

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<v Speaker 2>five four If nothing more, get drinking water at the

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<v Speaker 2>kitchen sink only twelve hundred bucks with triple filter reverse osmosis.

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<v Speaker 2>I can't stress this enough, Okay, I really mean this.

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<v Speaker 2>So I believe in life, and then look at me

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<v Speaker 2>preaching you know here I have, I'm zapped with cancer,

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<v Speaker 2>and I'm preaching about health and and you know, I

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<v Speaker 2>believe it's truly important to supplement your diet with supplements

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<v Speaker 2>of some kind. Our diets are never going to give

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<v Speaker 2>us one hundred percent of what we need. Supplementation and

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<v Speaker 2>good water, those are the two essentials going into your body.

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<v Speaker 2>Of course, then you want good food, right, a good diet,

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<v Speaker 2>and then after that you should move around a bit.

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<v Speaker 2>And you know, exercise doesn't mean necessarily killing yourself. In

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<v Speaker 2>the Blue Zone, that documentary they did about longevity, they

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<v Speaker 2>found people who are just casually moving during the day,

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<v Speaker 2>just casually walking or going upstairs, sitting down, standing up,

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<v Speaker 2>getting in and out.

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<v Speaker 1>Of vehicles, all of that.

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<v Speaker 2>All of that was as good as vigorous exercising, which

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<v Speaker 2>is pretty cool. Three three seven one three talk is

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<v Speaker 2>our number seven one three eight two five five. So

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<v Speaker 2>when we were talking about simple things are complicated things

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<v Speaker 2>made simple today, I wanted to have a kind of

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<v Speaker 2>dummy day to talk about things. And I'm asking people

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<v Speaker 2>if you know about crypto and can explain it, not

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<v Speaker 2>just know about it, but truly explain it. Because Deputy

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<v Speaker 2>Dog told me he was going to explain it one

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<v Speaker 2>day and he says, well, you got these coins that

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<v Speaker 2>represent you know, oh, commodity, a denomination, and then their

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<v Speaker 2>check through blockchains.

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<v Speaker 1>That's what he said. That was his explanation.

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<v Speaker 2>And then I asked them what a blockchain is, and

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<v Speaker 2>how can you tie a certain pedigree to.

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<v Speaker 1>A particular bitcoin?

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<v Speaker 2>Okay, I mean they may tell you this bitcoin is

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<v Speaker 2>point zero zero zero zero one or whatever, you know,

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<v Speaker 2>and then how do I know that's true. I'm just

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<v Speaker 2>shocked there are not more ripoffs. I mean there are

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<v Speaker 2>a lot of you. Mark, remember the one guy that

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<v Speaker 2>said he'd been investing for ten years and one day

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<v Speaker 2>he woke up.

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<v Speaker 1>And there was zero in his wallet.

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<v Speaker 8>Yeah, you never know how true those stories are, but

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<v Speaker 8>yes I do remember that call.

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<v Speaker 1>Yeah.

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<v Speaker 2>Now, you're right, you don't know how t stories are,

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<v Speaker 2>but you do know that there are a lot of ways, well.

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<v Speaker 8>Some people to be taken. It wasn't I think it

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<v Speaker 8>was in New York. I think it was in New

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<v Speaker 8>York last week. Some guy was like held and tortured

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<v Speaker 8>for like seventeen days. Yeah, for like two or three

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<v Speaker 8>weeks to get his uh authentication for his bitcoin, and

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<v Speaker 8>somehow he escaped out the front door or something. I mean,

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<v Speaker 8>it was a wild story story. I want to know this.

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<v Speaker 1>How many.

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<v Speaker 2>I wonder how many people have actually cashed out? I

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<v Speaker 2>mean I hear about people buying and their their pockets

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<v Speaker 2>growing and their wallets growing, But how many people have

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<v Speaker 2>actually cashed out of their wallet? Is it a difficult

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<v Speaker 2>thing to do? Is it easy? Can I get cash

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<v Speaker 2>this afternoon?

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<v Speaker 1>Or do I have to wait? Really?

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<v Speaker 4>What?

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<v Speaker 1>What?

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<v Speaker 2>I would love to talk to somebody truly, truly adept

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<v Speaker 2>in crypto. And I don't know if we might my

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<v Speaker 2>listener base our listener base mark may not have people

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<v Speaker 2>who dabble in that. We may have more of a

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<v Speaker 2>conventional investor. You know, crypto funds are pretty safe if

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<v Speaker 2>you if you if you trust the ETF, the exchange

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<v Speaker 2>traded fund, not the ETF, but the ETF administration, the

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<v Speaker 2>people who have put together funds before like this, and

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<v Speaker 2>they put together a crypto fund, I think you can

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<v Speaker 2>assume that they have developed some kind of strategy to

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<v Speaker 2>look into this and to see that at least this

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<v Speaker 2>fund has some functionality and performance they can track and

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<v Speaker 2>pay out on and again, whether they use it as

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<v Speaker 2>the actual benchmark or do they actually use it as

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<v Speaker 2>the investment.

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<v Speaker 1>Two ways you can have funds.

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<v Speaker 2>People keep this in mind, you're investing in the actual

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<v Speaker 2>fund itself, and if it's like a bitcoin fund, they

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<v Speaker 2>would own parts of bitcoins, or if it's a stock fund,

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<v Speaker 2>they would own parts of stocks. But others are index

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<v Speaker 2>funds where you're just tracking an index of something and

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<v Speaker 2>it pays accordingly. So there are all kinds of ways

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<v Speaker 2>to get into bitcoin. Again, it scares the hell out

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<v Speaker 2>of me. It just absolutely does. And I think something

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<v Speaker 2>that has always scared me and why I've become a

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<v Speaker 2>jack of all trades when it came to consumerism is

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<v Speaker 2>I don't like when I don't understand something, and I

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<v Speaker 2>fully do not understand bitcoin and where it started. I

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<v Speaker 2>read the the white paper that supposedly and if if

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<v Speaker 2>you're tuning in and thinking, wow, I don't know about that,

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<v Speaker 2>or you're rolling your eyes, roll your eyes with me,

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<v Speaker 2>let's find out. I want some real dummy answers for

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<v Speaker 2>my dummy questions. The very first bitcoin wasn't there this

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<v Speaker 2>guy who said he launched he wrote this very long

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<v Speaker 2>scholarly paper on currency, and he met bitcoin to be.

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<v Speaker 1>A full fledged fiat currency.

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<v Speaker 2>And do you think, I want to know something, do

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<v Speaker 2>you think the US dollar.

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<v Speaker 1>Will ever go away as the world's beacon of value?

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<v Speaker 1>No matter how we look at it, the dollar is.

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<v Speaker 4>Not in our life leap.

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<v Speaker 8>So you think it's going to be the beacon of

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<v Speaker 8>our It's going to be what energy is traded in oil?

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<v Speaker 2>So so you're saying that oil sets the standard, not gold.

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<v Speaker 8>Yeah, I'd say energy sets it absolutely, But it already

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<v Speaker 8>is not being traded in dollars very I mean maybe

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<v Speaker 8>out of Iran or some other places, but in general,

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<v Speaker 8>especially up until this thing with Putin, pretty much it was.

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<v Speaker 8>But I agree with you some of it's not, but

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<v Speaker 8>most of the free world it is.

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<v Speaker 2>And you know, if you look at every major war,

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<v Speaker 2>it was precipitated, or every major war over in that

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<v Speaker 2>area of the world, it was precipitated by someone or

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<v Speaker 2>some power trying to usurp the dollar on the oil

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<v Speaker 2>bourst or the oil market.

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<v Speaker 1>It was they tried to substitute it, and that happened.

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<v Speaker 2>Isn't that what the you know, the weapons of mass destruction,

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<v Speaker 2>except the weapons of mass destruction we went after were

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<v Speaker 2>the weapons trying to destroy the oil market with US.

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<v Speaker 1>But what people say that was the real.

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<v Speaker 2>Reason we did the we did the invasion was to

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<v Speaker 2>protect the dollar in the oil market.

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<v Speaker 1>So John Fuller, you chimed in there.

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<v Speaker 2>Do you believe that all oil markets or most of

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<v Speaker 2>them are based on the US dollar?

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<v Speaker 6>Well, most of them are, I mean quantitatively, most of

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<v Speaker 6>them are. But I think the Saudi has agreed to

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<v Speaker 6>start denominating the oil sales in Russian was it rubles

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<v Speaker 6>or they were doing like last year about about a

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<v Speaker 6>year ago, and yeah, and that's huge. I mean that's

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<v Speaker 6>never before happened. And so when you've got multiple currencies

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<v Speaker 6>that are selling the same product, it gives people the

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<v Speaker 6>ability to you know, to hedge on on those different

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<v Speaker 6>currencies and stuff. And I mean the problem with the

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<v Speaker 6>dollar is we just keep printing it, you know, we

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<v Speaker 6>just keep printing money, and the debt goes up and

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<v Speaker 6>up and up, and we just keep on printing dollars.

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<v Speaker 6>And so the argument about bitcoin is that there's a

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<v Speaker 6>finite number of those deals and and so there's scarcity

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<v Speaker 6>and stuff. I mean, I mean, there's some good things

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<v Speaker 6>about about bitcoin as compared to traditional currencies, but in

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<v Speaker 6>my mind, it's not a currency.

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<v Speaker 4>I mean, it's it's just not a currency.

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<v Speaker 1>And so in what way, John, in what way is

428
00:23:35.559 --> 00:23:36.519
<v Speaker 1>it not a currency?

429
00:23:36.599 --> 00:23:39.759
<v Speaker 6>A currency has the full credit and backing of some

430
00:23:40.519 --> 00:23:43.799
<v Speaker 6>you know, sovereign entity that's that's backing it up. I

431
00:23:43.799 --> 00:23:49.319
<v Speaker 6>mean a dollar or ruble or whatever. But but bitcoin

432
00:23:49.400 --> 00:23:53.599
<v Speaker 6>does not. It has no central really central administration. I mean,

433
00:23:53.960 --> 00:23:56.519
<v Speaker 6>it's like the Warren Buffett task. Can you drop it.

434
00:23:56.480 --> 00:23:59.319
<v Speaker 4>On your foot? And you know, and you just can't.

435
00:23:59.400 --> 00:24:01.599
<v Speaker 6>I mean there's there's some really really smart people that

436
00:24:01.720 --> 00:24:04.440
<v Speaker 6>say not no, but never are we going to invest

437
00:24:04.480 --> 00:24:08.880
<v Speaker 6>in bitcoin? And and you know, it's it's appealing as

438
00:24:08.880 --> 00:24:10.960
<v Speaker 6>you see it go up and up, but there's just

439
00:24:11.640 --> 00:24:13.160
<v Speaker 6>there's just nothing there.

440
00:24:13.880 --> 00:24:14.400
<v Speaker 4>It's like it.

441
00:24:16.359 --> 00:24:19.440
<v Speaker 6>And I mean it might yeah, at least with the stock.

442
00:24:19.680 --> 00:24:22.359
<v Speaker 6>You know, it's it's it's partial ownership or the company.

443
00:24:22.400 --> 00:24:24.839
<v Speaker 6>It's based on the earnings, it's based on the projections.

444
00:24:25.400 --> 00:24:27.599
<v Speaker 6>You know, we we know what the price of a

445
00:24:28.039 --> 00:24:31.640
<v Speaker 6>stock is based upon, but you can't really tell me

446
00:24:31.759 --> 00:24:34.759
<v Speaker 6>what the the you know, what is the difference between

447
00:24:34.799 --> 00:24:37.559
<v Speaker 6>a bitcoin at eighty thousand and a bitcoin at one hundred.

448
00:24:38.799 --> 00:24:42.200
<v Speaker 4>Nothing? You know, there's no increase in earnings, no increase

449
00:24:42.279 --> 00:24:42.440
<v Speaker 4>in here.

450
00:24:42.599 --> 00:24:44.920
<v Speaker 2>Here's what I want to ask. This is something that

451
00:24:45.039 --> 00:24:49.000
<v Speaker 2>always confused me. They say the US dollar is a

452
00:24:49.039 --> 00:24:52.880
<v Speaker 2>fiat currency. Now, now, by the way, for those listening again,

453
00:24:53.000 --> 00:24:56.039
<v Speaker 2>let's this is the dummy show. And I mean that affectionately.

454
00:24:56.119 --> 00:25:01.839
<v Speaker 2>So what does fiat actually mean? Fiat means a fiat currency.

455
00:25:02.000 --> 00:25:05.400
<v Speaker 2>I'm gonna make it really dumb. A fiat currency is

456
00:25:05.440 --> 00:25:09.920
<v Speaker 2>a currency that has no value unto itself. Like a

457
00:25:09.960 --> 00:25:13.279
<v Speaker 2>piece of gold. It is not considered valuable. It's a

458
00:25:13.279 --> 00:25:17.160
<v Speaker 2>piece of paper, or it's a minted coin. And it

459
00:25:17.279 --> 00:25:22.440
<v Speaker 2>is a currency that is given value by an entity.

460
00:25:22.559 --> 00:25:26.119
<v Speaker 1>It does have. It has no intrinsic value. So are you.

461
00:25:26.319 --> 00:25:27.400
<v Speaker 1>But here's what's weird.

462
00:25:27.480 --> 00:25:32.200
<v Speaker 2>Okay, the value is maintained by by central banks, interest rates,

463
00:25:32.240 --> 00:25:36.680
<v Speaker 2>money supply and all of that. But but John, this

464
00:25:36.720 --> 00:25:39.720
<v Speaker 2>is and I say, John Mark Kenchimeman, of course, but

465
00:25:40.240 --> 00:25:45.680
<v Speaker 2>John with the with how can we call our money fiat?

466
00:25:46.440 --> 00:25:49.400
<v Speaker 2>And yet we also have Fort Knox. That's the part

467
00:25:49.440 --> 00:25:53.400
<v Speaker 2>I don't understand. Are we value based or are we fiod?

468
00:25:55.480 --> 00:25:58.960
<v Speaker 6>Tom Mark, go ahead, well, Tom, or not backed by

469
00:25:58.960 --> 00:26:00.359
<v Speaker 6>the gold standard anymore?

470
00:26:00.519 --> 00:26:02.200
<v Speaker 4>Fort Knox? And John's got a point.

471
00:26:02.200 --> 00:26:04.480
<v Speaker 6>We just keep printing more and more of it, and

472
00:26:04.559 --> 00:26:07.480
<v Speaker 6>our dollar becomes less even though it used to be

473
00:26:07.519 --> 00:26:12.519
<v Speaker 6>the backbone of international trade after World War Two. I

474
00:26:12.559 --> 00:26:14.920
<v Speaker 6>think that, you know, if you really do the research

475
00:26:14.960 --> 00:26:16.799
<v Speaker 6>on it, I mean, we're not we're not backed with

476
00:26:16.920 --> 00:26:20.640
<v Speaker 6>Fort Knox. I mean we haven't been in umpteen years,

477
00:26:20.640 --> 00:26:24.160
<v Speaker 6>maybe my whole lifetime, and and so, but if you

478
00:26:24.240 --> 00:26:27.039
<v Speaker 6>read you know, you read about currency wars, and you

479
00:26:27.079 --> 00:26:30.079
<v Speaker 6>read about currency evaluation and stuff, and you you get

480
00:26:30.079 --> 00:26:35.599
<v Speaker 6>into you know, how manipulated the currency markets are and

481
00:26:35.599 --> 00:26:39.880
<v Speaker 6>and and how that plays into just global economics. It's frightening,

482
00:26:40.480 --> 00:26:44.640
<v Speaker 6>you know, it's frightening how how one country that decides

483
00:26:44.680 --> 00:26:48.039
<v Speaker 6>to devalue the currency can just send ripples through the

484
00:26:48.039 --> 00:26:51.400
<v Speaker 6>rest of the globe. It's not it's not just you

485
00:26:51.400 --> 00:26:53.920
<v Speaker 6>know how much gold is in Fort Knox anymore.

486
00:26:54.240 --> 00:26:55.720
<v Speaker 4>That's why China is so hard to do.

487
00:26:55.960 --> 00:26:58.240
<v Speaker 1>Well, here's what I want to know. Why do we

488
00:26:58.359 --> 00:27:00.519
<v Speaker 1>have the Golden Fort? And what why do we have it?

489
00:27:00.759 --> 00:27:03.559
<v Speaker 4>Many people don't think we do. There may have been

490
00:27:03.680 --> 00:27:07.559
<v Speaker 4>go for it out, you know, Why do we have.

491
00:27:07.519 --> 00:27:10.359
<v Speaker 6>A strategic oil reserve that I think may very well

492
00:27:10.400 --> 00:27:14.759
<v Speaker 6>be empty right now? Yeah that got completed, you know.

493
00:27:14.960 --> 00:27:17.599
<v Speaker 2>Yeah, so so, but these are quick.

494
00:27:17.799 --> 00:27:22.200
<v Speaker 6>See here's back by the full faith and credit. It's

495
00:27:22.200 --> 00:27:25.799
<v Speaker 6>back by a promise. It's a case, it's back by

496
00:27:25.839 --> 00:27:28.680
<v Speaker 6>our military. Let's just face what it is. It's a promise,

497
00:27:29.200 --> 00:27:31.680
<v Speaker 6>you know. That's that's all it is. Maybe that promise

498
00:27:31.799 --> 00:27:34.640
<v Speaker 6>is policed by the by the military, but it's just

499
00:27:34.720 --> 00:27:37.920
<v Speaker 6>a promise. It's not an asset based valuation.

500
00:27:38.160 --> 00:27:40.640
<v Speaker 8>Think about what it is though, even like a Rembrandt

501
00:27:40.759 --> 00:27:44.160
<v Speaker 8>or some who values something like that, who says, hey,

502
00:27:44.200 --> 00:27:47.359
<v Speaker 8>that painting's worth ten million dollars, I mean, that's just insane.

503
00:27:48.000 --> 00:27:49.240
<v Speaker 1>It's crazy, all right.

504
00:27:50.160 --> 00:27:51.680
<v Speaker 2>By the way, speaking of value, if you want to

505
00:27:51.720 --> 00:27:54.839
<v Speaker 2>compare your insurance rates to what you should be paying

506
00:27:54.960 --> 00:27:57.079
<v Speaker 2>or could be paying, or maybe you're paying the best,

507
00:27:57.240 --> 00:28:00.519
<v Speaker 2>it's a free insurance check up. It's totally on bias.

508
00:28:00.839 --> 00:28:05.640
<v Speaker 2>I'm honest to god, truthful assessment. The Insurance Healthcenter dot

509
00:28:05.680 --> 00:28:06.799
<v Speaker 2>com three oh three.

510
00:28:06.640 --> 00:28:08.599
<v Speaker 1>Nine nine six nine thousand.

511
00:28:12.680 --> 00:28:15.920
<v Speaker 2>Go with a sure thing Denver's best roofer Excel Roofing

512
00:28:16.039 --> 00:28:16.599
<v Speaker 2>dot com.

513
00:28:16.640 --> 00:28:19.079
<v Speaker 1>You don't pay a cent until you're content.

514
00:28:22.039 --> 00:28:25.240
<v Speaker 2>Time for an insurance check up, free no obligation comparison

515
00:28:25.359 --> 00:28:28.920
<v Speaker 2>call compass insurance paying too much your coverage at dozens

516
00:28:28.960 --> 00:28:29.960
<v Speaker 2>of insurance companies.

517
00:28:30.039 --> 00:28:32.640
<v Speaker 1>Find out now three oh three seven seven to one. Help.

518
00:28:32.799 --> 00:28:35.440
<v Speaker 2>You'll think you're his only customer when you choose Frank

519
00:28:35.480 --> 00:28:37.960
<v Speaker 2>durand the real estate Man dot com to list your

520
00:28:37.960 --> 00:28:41.160
<v Speaker 2>home with Remax Alliance three oh three nine two zero

521
00:28:41.240 --> 00:28:49.519
<v Speaker 2>sixteen twenty two. Hi Tom Martino here three oh three

522
00:28:49.599 --> 00:28:53.680
<v Speaker 2>seven one three talk seven one three eight two five five.

523
00:28:53.799 --> 00:28:58.680
<v Speaker 2>John Fullers Today, John Fullers with us today personallyjusio dot com.

524
00:28:58.720 --> 00:29:03.839
<v Speaker 2>He's orcall Fuller dot com. He's going to chime in

525
00:29:03.880 --> 00:29:06.680
<v Speaker 2>on each and everything, not just personal injury. So give

526
00:29:06.759 --> 00:29:07.160
<v Speaker 2>us a call.

527
00:29:07.480 --> 00:29:07.839
<v Speaker 1>Todd.

528
00:29:08.920 --> 00:29:11.000
<v Speaker 2>We've been talking about, by the way, crypto, but it

529
00:29:11.200 --> 00:29:14.880
<v Speaker 2>just crypto is just a way of leading into other topics.

530
00:29:14.960 --> 00:29:16.839
<v Speaker 2>By the way, So I wanted to tell people were

531
00:29:16.880 --> 00:29:19.519
<v Speaker 2>open for everything. So Todd's talking about a public defender.

532
00:29:19.759 --> 00:29:22.519
<v Speaker 2>Go ahead, Todd, tell us your story.

533
00:29:22.599 --> 00:29:24.279
<v Speaker 7>Hi Tom, How are you doing John?

534
00:29:24.319 --> 00:29:24.839
<v Speaker 2>How are you doing?

535
00:29:25.160 --> 00:29:25.400
<v Speaker 1>Good?

536
00:29:26.839 --> 00:29:27.200
<v Speaker 9>Well?

537
00:29:27.319 --> 00:29:30.559
<v Speaker 7>I live up here in Well County, Epan Greeley and

538
00:29:31.440 --> 00:29:37.960
<v Speaker 7>was in an incident in yeah, November twelfth, And is

539
00:29:38.039 --> 00:29:40.240
<v Speaker 7>sub a defender?

540
00:29:40.400 --> 00:29:40.920
<v Speaker 1>What what?

541
00:29:40.960 --> 00:29:41.119
<v Speaker 4>Well?

542
00:29:41.119 --> 00:29:41.519
<v Speaker 1>Hold on?

543
00:29:41.599 --> 00:29:43.319
<v Speaker 2>You got to you gotta do more. You got to

544
00:29:43.359 --> 00:29:45.720
<v Speaker 2>do more than say an incident. So so you may

545
00:29:45.759 --> 00:29:48.119
<v Speaker 2>as well tell us November twelfth.

546
00:29:47.839 --> 00:29:55.680
<v Speaker 7>What happened? He came home and he has bipolar, ADHD, autism,

547
00:29:55.920 --> 00:29:58.799
<v Speaker 7>all those spectrums. He got in a fight with my

548
00:29:58.920 --> 00:30:02.200
<v Speaker 7>wife and she called the police. The police came to

549
00:30:02.279 --> 00:30:09.839
<v Speaker 7>our house. Then he was subdued after about thirty minutes.

550
00:30:09.960 --> 00:30:13.079
<v Speaker 7>I got home and the police would not tase him,

551
00:30:13.279 --> 00:30:16.559
<v Speaker 7>even though I told him to many times, but they

552
00:30:16.559 --> 00:30:21.240
<v Speaker 7>gave him ample warning. He hit a few officers. They

553
00:30:21.279 --> 00:30:25.440
<v Speaker 7>finally brought him out. He was in flight fight mode

554
00:30:26.000 --> 00:30:29.160
<v Speaker 7>because of his mental disabilities.

555
00:30:30.119 --> 00:30:30.920
<v Speaker 9>They took him away.

556
00:30:31.799 --> 00:30:35.920
<v Speaker 7>He sat in Well County Jail from November twelfth to

557
00:30:36.279 --> 00:30:40.279
<v Speaker 7>just recently, and now he's being moved to a halfway house.

558
00:30:40.279 --> 00:30:41.680
<v Speaker 9>Moved to a halfway house.

559
00:30:44.240 --> 00:30:49.279
<v Speaker 7>His public defender, my son's been trying to reach him

560
00:30:49.319 --> 00:30:53.039
<v Speaker 7>for three and a half weeks. I've been trying for three.

561
00:30:52.960 --> 00:30:54.319
<v Speaker 1>How long it was not?

562
00:30:54.720 --> 00:30:55.000
<v Speaker 4>Wait?

563
00:30:55.039 --> 00:30:58.319
<v Speaker 1>You said, you said this thing had at twelve.

564
00:31:00.119 --> 00:31:02.559
<v Speaker 2>Me. There's a lot of time that went in between there.

565
00:31:03.079 --> 00:31:06.880
<v Speaker 2>November twelfth, December twelfth, January twelfth, February twelfth, March.

566
00:31:06.680 --> 00:31:09.599
<v Speaker 1>Twelfth, Where are we right now? Why you go?

567
00:31:09.680 --> 00:31:13.400
<v Speaker 2>From November twelfth that he was taken into custody till

568
00:31:13.440 --> 00:31:15.400
<v Speaker 2>now what happened in between?

569
00:31:17.119 --> 00:31:20.519
<v Speaker 7>So every month he would have a court date court

570
00:31:20.680 --> 00:31:25.079
<v Speaker 7>and in those court dates the DA would he and

571
00:31:25.160 --> 00:31:28.119
<v Speaker 7>hall round and his public offender would and so it

572
00:31:28.160 --> 00:31:30.759
<v Speaker 7>would be moved to the next month, then the next month,

573
00:31:31.319 --> 00:31:35.720
<v Speaker 7>then the next month. Well last month he finally had

574
00:31:35.720 --> 00:31:39.200
<v Speaker 7>a court date and they found him guilty. He found

575
00:31:39.279 --> 00:31:44.440
<v Speaker 7>him then of the six years at the halfway.

576
00:31:44.039 --> 00:31:46.720
<v Speaker 1>House, at the half way what was he guilty of?

577
00:31:48.880 --> 00:31:52.599
<v Speaker 7>Uh, disorderly conduct and battery of a police.

578
00:31:52.240 --> 00:31:54.039
<v Speaker 9>Officer police officer.

579
00:31:54.799 --> 00:31:58.920
<v Speaker 7>And then one of my things was he was so was.

580
00:31:58.880 --> 00:32:03.480
<v Speaker 2>He charged, see sentenced to like a probation? Was it

581
00:32:03.559 --> 00:32:04.599
<v Speaker 2>kind of like a probation?

582
00:32:06.519 --> 00:32:09.279
<v Speaker 7>No, No, it'd be a halfway house where you can

583
00:32:09.319 --> 00:32:13.400
<v Speaker 7>go and work and be released. We were hoping for probation,

584
00:32:13.599 --> 00:32:18.279
<v Speaker 7>but that's what is public defender made us to believe

585
00:32:18.359 --> 00:32:19.920
<v Speaker 7>that that's what we were going for.

586
00:32:20.319 --> 00:32:22.559
<v Speaker 4>Are you trying to are you John Fuller? Are you

587
00:32:22.599 --> 00:32:24.039
<v Speaker 4>John Fuller? Yeah?

588
00:32:24.079 --> 00:32:28.200
<v Speaker 6>Are you describing concre Is that what he got sentenced to?

589
00:32:30.640 --> 00:32:32.599
<v Speaker 7>It's a halfway house correction?

590
00:32:34.559 --> 00:32:36.720
<v Speaker 4>Yeah, yeah, so he's John.

591
00:32:36.799 --> 00:32:37.880
<v Speaker 1>Can I ask you something?

592
00:32:37.960 --> 00:32:40.039
<v Speaker 2>Do they do they take into.

593
00:32:39.799 --> 00:32:42.960
<v Speaker 1>Consideration mental health? Of course, when it comes to this

594
00:32:43.119 --> 00:32:44.160
<v Speaker 1>kind yeah.

595
00:32:44.359 --> 00:32:47.599
<v Speaker 4>I mean, this is a horrible story, but yes, of

596
00:32:47.640 --> 00:32:48.079
<v Speaker 4>course they do.

597
00:32:48.400 --> 00:32:51.680
<v Speaker 10>Yes, And I would like to have someone look at that,

598
00:32:51.799 --> 00:32:56.400
<v Speaker 10>because the judge was not he was not fully com

599
00:32:57.079 --> 00:32:59.359
<v Speaker 10>He did not say I don't believe that. I don't

600
00:32:59.400 --> 00:33:03.000
<v Speaker 10>believe that he is fully mentally disabled. And the first

601
00:33:03.039 --> 00:33:07.200
<v Speaker 10>prosecute or the first public public defender, was trying to.

602
00:33:07.160 --> 00:33:12.559
<v Speaker 2>Get go with a sure thing Denver's Best Roofer Excel

603
00:33:12.680 --> 00:33:13.680
<v Speaker 2>Roofing dot com.

604
00:33:13.720 --> 00:33:15.759
<v Speaker 1>You don't pay a cent until you're content.

605
00:33:19.119 --> 00:33:22.680
<v Speaker 2>Time for an insurance checkup, free, no obligation comparison call

606
00:33:22.759 --> 00:33:26.079
<v Speaker 2>Compass Insurance paying too much your coverage at dozens of

607
00:33:26.119 --> 00:33:28.839
<v Speaker 2>insurance companies find out now three oh three seven to

608
00:33:28.839 --> 00:33:31.640
<v Speaker 2>seven to one help. You'll think you're his only customer

609
00:33:31.680 --> 00:33:33.920
<v Speaker 2>when you choose Frank durand the real estate Man dot

610
00:33:33.960 --> 00:33:37.319
<v Speaker 2>com to list your home with Remax Alliance three oh

611
00:33:37.319 --> 00:33:44.680
<v Speaker 2>three nine two zero sixteen twenty two. Hi Tom Martino

612
00:33:44.759 --> 00:33:46.920
<v Speaker 2>here three O three seven one three talk seven three

613
00:33:47.000 --> 00:33:49.519
<v Speaker 2>two five five. Okay, so Todd, let's get right to

614
00:33:49.599 --> 00:33:50.960
<v Speaker 2>it because we're going to continue this.

615
00:33:51.359 --> 00:33:53.079
<v Speaker 1>Your son was arrested and convicted.

616
00:33:53.119 --> 00:33:55.960
<v Speaker 2>Bottom line, he's he's sentenced to a halfway house.

617
00:33:56.240 --> 00:33:56.920
<v Speaker 1>What is your.

618
00:33:56.799 --> 00:34:02.400
<v Speaker 7>Issue, Well, my issue is the public defenders will not

619
00:34:02.480 --> 00:34:04.920
<v Speaker 7>call him back or us back.

620
00:34:05.880 --> 00:34:06.640
<v Speaker 9>And it's been.

621
00:34:06.680 --> 00:34:10.280
<v Speaker 8>Okay, and what communicated, isn't it already over?

622
00:34:10.559 --> 00:34:15.519
<v Speaker 10>Yeah, that's good question, Mark, Yes, so yeah, he's going

623
00:34:15.559 --> 00:34:16.559
<v Speaker 10>to the halfway house.

624
00:34:16.639 --> 00:34:20.800
<v Speaker 7>But we don't know anything about that. And I would

625
00:34:20.880 --> 00:34:25.199
<v Speaker 7>like to see if you can heal the case or not,

626
00:34:25.440 --> 00:34:30.199
<v Speaker 7>because the judge really never took into consideration his mental health,

627
00:34:30.519 --> 00:34:32.000
<v Speaker 7>nor did the public defender.

628
00:34:32.800 --> 00:34:39.360
<v Speaker 10>And it seemed like the judge was he did call

629
00:34:39.400 --> 00:34:40.760
<v Speaker 10>the cops some names.

630
00:34:41.480 --> 00:34:41.880
<v Speaker 4>He does.

631
00:34:42.599 --> 00:34:45.719
<v Speaker 7>This is part of his problem. He has some disabilities,

632
00:34:45.800 --> 00:34:47.960
<v Speaker 7>and he has some friends that are black.

633
00:34:48.280 --> 00:34:53.000
<v Speaker 2>Sometimes sometimes the disability, but sometimes the disability is being smooth.

634
00:34:54.079 --> 00:34:55.239
<v Speaker 1>I'm not making fun of him.

635
00:34:55.239 --> 00:34:55.360
<v Speaker 10>All.

636
00:34:55.480 --> 00:34:58.719
<v Speaker 2>Let's let's exact exactly what you need so we don't

637
00:34:58.719 --> 00:35:01.079
<v Speaker 2>schleft this under the rug. Let's do that right after this,

638
00:35:04.360 --> 00:35:07.599
<v Speaker 2>go with a sure thing Denver's Best roofer Excel roofing

639
00:35:07.719 --> 00:35:08.320
<v Speaker 2>dot com.

640
00:35:08.360 --> 00:35:10.360
<v Speaker 1>You don't pay a cent until you're content.

641
00:35:12.000 --> 00:35:16.159
<v Speaker 2>Leave time for an insurance check up free no obligation

642
00:35:16.320 --> 00:35:20.199
<v Speaker 2>comparison call Compass Insurance paying too much your coverage at

643
00:35:20.239 --> 00:35:23.000
<v Speaker 2>dozens of insurance companies find out now three oh three

644
00:35:23.119 --> 00:35:25.719
<v Speaker 2>seven seven to one help. You'll think you're his only

645
00:35:25.800 --> 00:35:28.280
<v Speaker 2>customer when you choose Frank durand the real estate man

646
00:35:28.320 --> 00:35:31.800
<v Speaker 2>dot com to list your home with Remax Alliance three

647
00:35:31.800 --> 00:35:34.039
<v Speaker 2>oh three nine two zero sixteen twenty two.

648
00:35:39.360 --> 00:35:43.920
<v Speaker 4>Ript News need so.

649
00:35:44.079 --> 00:35:44.719
<v Speaker 8>You don't have.

650
00:35:46.880 --> 00:35:53.199
<v Speaker 4>Come run anxiousness. As we can, Shooter's gonna help come man,

651
00:35:54.079 --> 00:35:56.239
<v Speaker 4>this is the Troubleshooter Show.

652
00:35:56.840 --> 00:36:03.519
<v Speaker 2>No Tom Martine, Tom Martino here, This is the Troubleshooter Show.

653
00:36:04.239 --> 00:36:07.320
<v Speaker 1>Forty five years going strong. Thank God for my health.

654
00:36:07.360 --> 00:36:10.320
<v Speaker 2>I appreciate it all, and I want to solve your problems,

655
00:36:10.360 --> 00:36:12.000
<v Speaker 2>answer your questions, take your complaints.

656
00:36:12.400 --> 00:36:14.880
<v Speaker 1>I wanted to make a day where we could have

657
00:36:15.039 --> 00:36:17.400
<v Speaker 1>people call in with dumb down questions.

658
00:36:17.400 --> 00:36:19.760
<v Speaker 2>We don't have that many, but there are many days

659
00:36:19.760 --> 00:36:23.639
<v Speaker 2>I have emails, and I should keep them to enter

660
00:36:23.679 --> 00:36:27.280
<v Speaker 2>them because so many times I think we hear discussions

661
00:36:27.880 --> 00:36:33.599
<v Speaker 2>online starts with maybe social media, and people start discussing

662
00:36:33.639 --> 00:36:38.320
<v Speaker 2>things without knowing the bottom line, without knowing what they're doing.

663
00:36:38.400 --> 00:36:41.719
<v Speaker 2>And I think one of the great examples today is crypto.

664
00:36:42.079 --> 00:36:44.920
<v Speaker 1>I mean I talk to people that don't know they're asked.

665
00:36:44.639 --> 00:36:50.360
<v Speaker 2>From a bump in the road and they you know,

666
00:36:50.400 --> 00:36:53.559
<v Speaker 2>they're talking about investing in crypto and they don't even

667
00:36:53.599 --> 00:36:56.519
<v Speaker 2>know what a certificate of to pause a savings deposit is.

668
00:36:56.639 --> 00:37:00.360
<v Speaker 2>I mean, it's so crazy how we go ahea head

669
00:37:00.840 --> 00:37:04.119
<v Speaker 2>and base our decisions on what we hear others say.

670
00:37:04.159 --> 00:37:05.280
<v Speaker 1>Now, there's nothing wrong.

671
00:37:05.079 --> 00:37:07.639
<v Speaker 2>With that, I guess, if you can trust those others.

672
00:37:08.400 --> 00:37:13.480
<v Speaker 2>But can you imagine when you amass an income in life.

673
00:37:14.159 --> 00:37:16.000
<v Speaker 1>Very seldom can you get rich off of that or

674
00:37:16.039 --> 00:37:19.440
<v Speaker 1>build wealth from it, but you can have.

675
00:37:20.760 --> 00:37:23.760
<v Speaker 2>A little extra money set aside that will grow and

676
00:37:23.840 --> 00:37:28.079
<v Speaker 2>eventually at least be what's called a security blanket of

677
00:37:28.079 --> 00:37:33.119
<v Speaker 2>some sort. Again, though you need to be really judicious

678
00:37:33.159 --> 00:37:37.000
<v Speaker 2>and careful on what you do with it. One thing

679
00:37:37.039 --> 00:37:41.760
<v Speaker 2>that I've hated about the investment industry in general, just

680
00:37:41.880 --> 00:37:50.079
<v Speaker 2>hate it is the appropriateness of investments and where a

681
00:37:50.159 --> 00:37:55.239
<v Speaker 2>person benefiting from you getting the investment places you in

682
00:37:55.320 --> 00:37:59.440
<v Speaker 2>that investment when it's not the best for you. It

683
00:37:59.519 --> 00:38:04.119
<v Speaker 2>might be a great investment, but not necessarily the best

684
00:38:04.239 --> 00:38:05.599
<v Speaker 2>for you at.

685
00:38:05.400 --> 00:38:09.480
<v Speaker 1>That time in your life. Now it's not necessarily going to.

686
00:38:09.519 --> 00:38:14.800
<v Speaker 2>Do you any harm, but it's not the optimum investment

687
00:38:14.840 --> 00:38:16.239
<v Speaker 2>for you at that time.

688
00:38:16.760 --> 00:38:19.800
<v Speaker 1>And we have too much of that going around in general.

689
00:38:20.159 --> 00:38:26.239
<v Speaker 2>In the financial business, what's called inappropriateness, where the investment

690
00:38:26.320 --> 00:38:31.559
<v Speaker 2>advisor or the person selling you something is selling it

691
00:38:31.599 --> 00:38:34.320
<v Speaker 2>to you and it really shouldn't.

692
00:38:35.360 --> 00:38:37.079
<v Speaker 1>It's not the best thing in the world for you.

693
00:38:38.840 --> 00:38:42.159
<v Speaker 2>Very little out now fraud, which is good news, very

694
00:38:42.199 --> 00:38:45.639
<v Speaker 2>little out now fraud. They push you to something and

695
00:38:45.719 --> 00:38:48.639
<v Speaker 2>in their opinion, it's the best thing.

696
00:38:49.199 --> 00:38:50.039
<v Speaker 1>It's a good thing.

697
00:38:50.800 --> 00:38:55.519
<v Speaker 2>I want you to ask yourself questions always when you invest.

698
00:38:56.400 --> 00:39:00.880
<v Speaker 1>What are they getting in return? What do you get?

699
00:39:02.199 --> 00:39:04.039
<v Speaker 1>And what are you missing out on?

700
00:39:04.519 --> 00:39:07.320
<v Speaker 2>You see, there's a few kinds of costs you calculate

701
00:39:07.880 --> 00:39:11.719
<v Speaker 2>with an investment. Even if you have a guaranteed investment,

702
00:39:12.519 --> 00:39:17.199
<v Speaker 2>if that guaranteed investment puts limits on you, then you

703
00:39:17.360 --> 00:39:19.639
<v Speaker 2>are limited to your upside potential.

704
00:39:20.079 --> 00:39:22.559
<v Speaker 1>And really, for ninety eight percent of the.

705
00:39:22.480 --> 00:39:25.239
<v Speaker 2>Investors that's not a bad idea because they don't know

706
00:39:25.280 --> 00:39:28.239
<v Speaker 2>what they're doing anyway. So it's okay to limit your

707
00:39:28.320 --> 00:39:32.079
<v Speaker 2>upside potential if you're pretty safe, and if you are

708
00:39:32.239 --> 00:39:36.800
<v Speaker 2>really safe and secure. Again, safety and security, there's a

709
00:39:36.840 --> 00:39:39.400
<v Speaker 2>lot to be said about that. A lot to be

710
00:39:39.480 --> 00:39:42.880
<v Speaker 2>said about safety and security. Let's move on to another topic.

711
00:39:42.960 --> 00:39:48.639
<v Speaker 2>Somebody asks about they wanted to know about being charged

712
00:39:48.639 --> 00:39:53.400
<v Speaker 2>with a crime. John Fuller's dabbled in all.

713
00:39:53.440 --> 00:39:54.000
<v Speaker 1>Kinds of law.

714
00:39:54.039 --> 00:39:58.840
<v Speaker 2>He's a personal injury attorney. But John, somebody wants to know.

715
00:39:59.559 --> 00:40:01.760
<v Speaker 2>And I'm going to go back to this public defender thing,

716
00:40:01.840 --> 00:40:03.480
<v Speaker 2>but somebody wants to know.

717
00:40:04.159 --> 00:40:07.400
<v Speaker 1>Is it a good theory. They've been looking at it on.

718
00:40:07.239 --> 00:40:12.519
<v Speaker 2>YouTube and they were recently in a situation, and the

719
00:40:12.679 --> 00:40:20.159
<v Speaker 2>overall theory or philosophy is, do not talk to police period.

720
00:40:21.239 --> 00:40:23.880
<v Speaker 2>Now they're not talking about if you're guilty or if

721
00:40:23.920 --> 00:40:27.880
<v Speaker 2>you're innocent. They're talking about in all cases, when you're

722
00:40:27.920 --> 00:40:29.559
<v Speaker 2>at the scene of a crime.

723
00:40:29.679 --> 00:40:33.280
<v Speaker 1>And police roll up, or you're caught.

724
00:40:33.000 --> 00:40:36.280
<v Speaker 2>In some kind of a investigation of some kind. Now

725
00:40:36.280 --> 00:40:39.840
<v Speaker 2>we're not talking guilt or innocence. We're talking about a situation.

726
00:40:40.960 --> 00:40:44.519
<v Speaker 2>Never talk to police. Have you heard of that, John.

727
00:40:45.039 --> 00:40:48.119
<v Speaker 2>It's all over social media and the internet on how

728
00:40:48.159 --> 00:40:51.760
<v Speaker 2>you never talk to police because they will never ever, ever,

729
00:40:51.960 --> 00:40:52.960
<v Speaker 2>ever ever.

730
00:40:52.760 --> 00:40:54.920
<v Speaker 1>Look to clear you. That's not what they're doing.

731
00:40:58.679 --> 00:41:05.400
<v Speaker 6>I you know, listen, the police have a job to

732
00:41:05.480 --> 00:41:08.519
<v Speaker 6>do this, okay. The police are trying to investigate. The

733
00:41:08.559 --> 00:41:12.440
<v Speaker 6>police are trying to get information, and some of that

734
00:41:12.519 --> 00:41:15.559
<v Speaker 6>information may be used to prosecute you for a crime,

735
00:41:17.239 --> 00:41:20.400
<v Speaker 6>you have a right to remain silent. It may very

736
00:41:20.440 --> 00:41:23.800
<v Speaker 6>well be in your best interest to do that, but

737
00:41:24.519 --> 00:41:26.800
<v Speaker 6>in fact it isn't your best interest to do that.

738
00:41:27.320 --> 00:41:29.119
<v Speaker 4>However, I'm not going to say that.

739
00:41:29.360 --> 00:41:32.719
<v Speaker 6>I think you should just be completely mute and not

740
00:41:32.880 --> 00:41:35.079
<v Speaker 6>ever answer anything to anybody.

741
00:41:35.119 --> 00:41:36.159
<v Speaker 4>That's ridiculous.

742
00:41:36.960 --> 00:41:39.679
<v Speaker 6>I mean, I just I think that's very hard to

743
00:41:39.679 --> 00:41:41.599
<v Speaker 6>come up with a blanket rule that says you shall

744
00:41:41.679 --> 00:41:46.199
<v Speaker 6>never talk to a police officer. Ever, you know, if

745
00:41:46.280 --> 00:41:49.440
<v Speaker 6>you're potentially fixing to get charged with something, you might

746
00:41:49.960 --> 00:41:53.119
<v Speaker 6>think strongly about exercising your right to remain silent.

747
00:41:55.360 --> 00:41:57.280
<v Speaker 1>Somebody gave an example where.

748
00:41:58.559 --> 00:42:01.239
<v Speaker 2>Somebody gave an example where they asked him what time

749
00:42:01.280 --> 00:42:04.480
<v Speaker 2>he got there, and he said it was somewhere around seven,

750
00:42:05.400 --> 00:42:08.199
<v Speaker 2>and then later on it turned out that he had

751
00:42:08.239 --> 00:42:14.800
<v Speaker 2>gotten there much earlier, and they used that to discredit

752
00:42:14.920 --> 00:42:18.960
<v Speaker 2>him and to build other things around it. And that

753
00:42:19.119 --> 00:42:21.880
<v Speaker 2>was one of the things they brought up immediately. And

754
00:42:21.920 --> 00:42:25.280
<v Speaker 2>the way they put it in the report was he

755
00:42:25.360 --> 00:42:27.039
<v Speaker 2>lied about the time he arrived.

756
00:42:27.079 --> 00:42:29.719
<v Speaker 8>But if he was being accused of something, you hire

757
00:42:29.719 --> 00:42:32.840
<v Speaker 8>an attorney.

758
00:42:33.000 --> 00:42:33.159
<v Speaker 9>No.

759
00:42:33.199 --> 00:42:35.719
<v Speaker 2>I understand this was before this was like in the

760
00:42:35.800 --> 00:42:36.679
<v Speaker 2>very beginning, when.

761
00:42:36.519 --> 00:42:42.199
<v Speaker 8>He was under any circumstance. If I thought an officer

762
00:42:42.719 --> 00:42:45.559
<v Speaker 8>was questioning me because they thought I did something, I

763
00:42:45.559 --> 00:42:48.599
<v Speaker 8>wouldn't say a word. I would hire an attorney.

764
00:42:50.559 --> 00:42:53.400
<v Speaker 2>Okay, so Todd, let's go back to him. You know,

765
00:42:53.599 --> 00:42:57.840
<v Speaker 2>look at Todd. I appreciate you advocating for your mentally

766
00:42:57.840 --> 00:42:58.400
<v Speaker 2>ill son.

767
00:42:58.960 --> 00:43:01.440
<v Speaker 1>But Todd, Tod, I just caution you.

768
00:43:01.519 --> 00:43:03.559
<v Speaker 2>I don't know you from Adam, and I'm not saying

769
00:43:03.559 --> 00:43:10.360
<v Speaker 2>this is happening to you, but many times people are

770
00:43:10.960 --> 00:43:16.760
<v Speaker 2>using mental disability as a crutch and an excuse. Prior

771
00:43:16.880 --> 00:43:19.960
<v Speaker 2>to this incident, was he diagnosed and is he in

772
00:43:20.039 --> 00:43:21.400
<v Speaker 2>treatment or on medication?

773
00:43:23.119 --> 00:43:27.400
<v Speaker 7>Yeah, he's on five pills and he's been diagnosed since

774
00:43:27.400 --> 00:43:32.199
<v Speaker 7>he was three because we had him. His fourth parents

775
00:43:32.480 --> 00:43:37.320
<v Speaker 7>were both Mets heads and did cocaine, met marijuana, and

776
00:43:38.000 --> 00:43:42.039
<v Speaker 7>basically he was really never supposed to walk, talk, or see.

777
00:43:43.360 --> 00:43:46.599
<v Speaker 7>But yeah, he met his mouse later on in life,

778
00:43:47.119 --> 00:43:51.000
<v Speaker 7>in you know, first second grade, that's where it all

779
00:43:51.039 --> 00:43:57.159
<v Speaker 7>came out. And yeah, he's been on ips, he takes medication.

780
00:43:58.840 --> 00:44:02.519
<v Speaker 2>Okay, what is the actual conviction right now?

781
00:44:06.519 --> 00:44:11.239
<v Speaker 7>Attempt I won't ever talk to me, but.

782
00:44:11.679 --> 00:44:13.480
<v Speaker 6>You don't have to talk to the PD to know

783
00:44:13.519 --> 00:44:16.280
<v Speaker 6>what he was convicted of. That's public record, so was he.

784
00:44:16.679 --> 00:44:18.639
<v Speaker 6>I mean, you can look that up on the DC

785
00:44:18.760 --> 00:44:21.599
<v Speaker 6>website and see exactly what he was convicted of. You

786
00:44:21.639 --> 00:44:24.480
<v Speaker 6>said it was attempted assault on a peace officer or

787
00:44:24.519 --> 00:44:27.800
<v Speaker 6>something along those lines. That must have been the felony.

788
00:44:28.239 --> 00:44:34.840
<v Speaker 7>It was assault on a police officer, and I warrant saying.

789
00:44:34.880 --> 00:44:37.360
<v Speaker 7>There was the other thing they would not, you know,

790
00:44:37.400 --> 00:44:41.440
<v Speaker 7>the Zoom meetings. They said he didn't show up to

791
00:44:41.480 --> 00:44:43.239
<v Speaker 7>court one day, but I was at home with them.

792
00:44:43.559 --> 00:44:45.320
<v Speaker 7>We sat for three and a half hours. They never

793
00:44:45.400 --> 00:44:48.320
<v Speaker 7>called his name, and so that was he had a

794
00:44:48.400 --> 00:44:51.400
<v Speaker 7>warrant out for his arrest on that one. Okay, so

795
00:44:52.000 --> 00:44:56.199
<v Speaker 7>but the DA and his prosecutor or the public defender

796
00:44:56.199 --> 00:44:59.559
<v Speaker 7>would never look into that. Yeah, I was at home.

797
00:44:59.719 --> 00:45:02.079
<v Speaker 4>So and they're like nope, So.

798
00:45:02.000 --> 00:45:04.400
<v Speaker 6>Todd, what are you? What are you trying to accomplish today?

799
00:45:04.679 --> 00:45:06.599
<v Speaker 6>How can we help you? Where are you trying to

800
00:45:06.599 --> 00:45:09.960
<v Speaker 6>go with this appealing the conviction or what's on your mind?

801
00:45:11.119 --> 00:45:11.400
<v Speaker 9>Well?

802
00:45:11.599 --> 00:45:14.159
<v Speaker 7>That and I want to know, is there some way

803
00:45:14.280 --> 00:45:18.519
<v Speaker 7>I can talk to these public defenders that never.

804
00:45:18.800 --> 00:45:21.519
<v Speaker 1>See and this is this is what he keeps he

805
00:45:21.559 --> 00:45:22.159
<v Speaker 1>brought this up.

806
00:45:22.239 --> 00:45:25.679
<v Speaker 2>Now I counted, this is the sixteenth time, he said,

807
00:45:26.039 --> 00:45:29.480
<v Speaker 2>the public defender will not talk to him. Todd, the

808
00:45:29.480 --> 00:45:33.159
<v Speaker 2>public defender will not talk to you and does not

809
00:45:33.440 --> 00:45:36.400
<v Speaker 2>have to talk to you, and has no relationship with you.

810
00:45:37.599 --> 00:45:38.599
<v Speaker 4>Yeah, but even.

811
00:45:38.400 --> 00:45:41.440
<v Speaker 7>Though Robert has given them their consent to talk to

812
00:45:41.519 --> 00:45:46.960
<v Speaker 7>his dad or mom.

813
00:45:44.719 --> 00:45:47.800
<v Speaker 2>But what are you going to talk about that's not

814
00:45:47.960 --> 00:45:48.519
<v Speaker 2>in record.

815
00:45:50.000 --> 00:45:52.440
<v Speaker 7>Well, I want to know why they didn't bring up

816
00:45:52.519 --> 00:45:58.880
<v Speaker 7>his mental health. Why the judge said racism on Bradford

817
00:45:58.960 --> 00:46:02.039
<v Speaker 7>when the I was like, well, I was a victim

818
00:46:02.079 --> 00:46:04.480
<v Speaker 7>of racism way back in my day, so I don't

819
00:46:04.800 --> 00:46:09.000
<v Speaker 7>tolerate that. So I'm going to also fight you with racism.

820
00:46:09.519 --> 00:46:11.599
<v Speaker 7>So I want to know why.

821
00:46:11.760 --> 00:46:14.199
<v Speaker 6>I don't even know what that means. Don't we don't

822
00:46:14.199 --> 00:46:17.400
<v Speaker 6>have a charge that race that I doubt.

823
00:46:17.639 --> 00:46:20.119
<v Speaker 2>I doubt there was a statement where the judge said

824
00:46:20.599 --> 00:46:22.719
<v Speaker 2>I was a victim of racism, so I'm going to

825
00:46:22.760 --> 00:46:26.559
<v Speaker 2>get you with racism. I, in fact, I will emphatically

826
00:46:26.599 --> 00:46:27.840
<v Speaker 2>say that was never said.

827
00:46:29.679 --> 00:46:32.440
<v Speaker 7>Well, the judge said he was a victim of racism

828
00:46:32.599 --> 00:46:35.719
<v Speaker 7>way back when, and I was like, Bradford even my

829
00:46:35.800 --> 00:46:38.280
<v Speaker 7>son that I don't think he can use that. I

830
00:46:39.920 --> 00:46:41.559
<v Speaker 7>I think that is questionable there.

831
00:46:42.079 --> 00:46:46.000
<v Speaker 6>Okay, So listen, let's kind of net this out. I mean,

832
00:46:46.400 --> 00:46:48.800
<v Speaker 6>when your son is an adult, is that right? Or

833
00:46:48.840 --> 00:46:49.440
<v Speaker 6>is he a minor?

834
00:46:50.440 --> 00:46:51.320
<v Speaker 1>Yes, he's an adult.

835
00:46:51.360 --> 00:46:53.719
<v Speaker 6>He's an adult, So that that kind of tells you

836
00:46:53.800 --> 00:46:58.039
<v Speaker 6>exactly what's going on here. You know, the the attorney

837
00:46:58.079 --> 00:47:00.480
<v Speaker 6>that represented your son is representing an adul and even

838
00:47:00.480 --> 00:47:03.000
<v Speaker 6>if he consents, there's still limited stuff that he can

839
00:47:03.079 --> 00:47:07.119
<v Speaker 6>talk about without breaking attorney client privilege. There's nothing that

840
00:47:07.199 --> 00:47:10.119
<v Speaker 6>was done in this case. It didn't create a transcript

841
00:47:10.119 --> 00:47:12.320
<v Speaker 6>as far as the trial and the sentencing and everything

842
00:47:12.320 --> 00:47:14.880
<v Speaker 6>else goes. I promise you they did a pre sentenced

843
00:47:14.920 --> 00:47:18.519
<v Speaker 6>investigation unless there was a plea and a stipulated sentence,

844
00:47:18.519 --> 00:47:21.159
<v Speaker 6>And even then they would have done the PSI, which

845
00:47:21.199 --> 00:47:23.599
<v Speaker 6>is when they would have gotten deeply into your son's

846
00:47:23.639 --> 00:47:27.280
<v Speaker 6>mental health and what was going on his entire history,

847
00:47:27.320 --> 00:47:29.440
<v Speaker 6>the whole nine yards, and the judge would have been

848
00:47:29.880 --> 00:47:32.920
<v Speaker 6>informed of that at the time of sentencing by the

849
00:47:32.920 --> 00:47:36.920
<v Speaker 6>pre sentence investigation. That will be part of the file. Now,

850
00:47:37.360 --> 00:47:40.119
<v Speaker 6>he does have a right to appeal. Every defendant that's

851
00:47:40.159 --> 00:47:42.239
<v Speaker 6>been convicted of a crime has a right to appeal.

852
00:47:42.639 --> 00:47:44.880
<v Speaker 6>And I can tell you that in my years of

853
00:47:44.920 --> 00:47:48.960
<v Speaker 6>doing criminal defense work, every single sentencing that I ever

854
00:47:49.000 --> 00:47:53.440
<v Speaker 6>went through included the advisement by the judge of what

855
00:47:53.519 --> 00:47:56.199
<v Speaker 6>those appeal rights were and how many days he had

856
00:47:56.199 --> 00:47:58.760
<v Speaker 6>to file it, and generally that even if he was

857
00:47:58.920 --> 00:48:01.039
<v Speaker 6>into gent and couldn't afford an attorney, that one would

858
00:48:01.079 --> 00:48:02.199
<v Speaker 6>be appointed.

859
00:48:02.039 --> 00:48:02.719
<v Speaker 4>On the appeal.

860
00:48:02.719 --> 00:48:04.920
<v Speaker 6>And they usually give them the paperwork or tell them

861
00:48:04.960 --> 00:48:08.199
<v Speaker 6>where to get it, and he's got to avail himself

862
00:48:08.239 --> 00:48:11.159
<v Speaker 6>of that to have an appointed attorney look at his

863
00:48:11.239 --> 00:48:14.199
<v Speaker 6>appeal options. Just because you have the right to appeal

864
00:48:14.280 --> 00:48:17.599
<v Speaker 6>doesn't mean that you have the grounds to really appeal

865
00:48:17.679 --> 00:48:20.119
<v Speaker 6>other than just a fresh look at the at the

866
00:48:20.599 --> 00:48:23.159
<v Speaker 6>facts and circumstances it gave rise to the conviction in

867
00:48:23.159 --> 00:48:25.920
<v Speaker 6>the first place. But it doesn't mean you just aren't

868
00:48:25.960 --> 00:48:29.559
<v Speaker 6>real happy about a strategic decision that was made. But

869
00:48:29.599 --> 00:48:31.960
<v Speaker 6>whether or not there are specific grounds to appeal.

870
00:48:33.440 --> 00:48:36.559
<v Speaker 2>Now, one thing I want to mention Todd talked about

871
00:48:36.639 --> 00:48:39.559
<v Speaker 2>talking to the public defender, and one of the reasons

872
00:48:39.639 --> 00:48:42.320
<v Speaker 2>you wanted to talk to them, talk to him is

873
00:48:42.360 --> 00:48:45.039
<v Speaker 2>to talk about strategy, why this didn't do this, and

874
00:48:45.079 --> 00:48:47.639
<v Speaker 2>why you didn't do that. And I will tell you, Todd,

875
00:48:47.920 --> 00:48:50.760
<v Speaker 2>that a public defender is not going to discuss strategy

876
00:48:50.800 --> 00:48:52.599
<v Speaker 2>with you and is not going to go over and

877
00:48:52.679 --> 00:48:55.920
<v Speaker 2>second guess what he did. And besides that, there is

878
00:48:55.960 --> 00:48:59.320
<v Speaker 2>no meaning to it. It absolutely cannot change the thing.

879
00:49:00.159 --> 00:49:04.679
<v Speaker 2>So really, I think you have the wrong impression of

880
00:49:04.719 --> 00:49:10.880
<v Speaker 2>the public defender's responsibility to you. They have no responsibility

881
00:49:10.880 --> 00:49:13.960
<v Speaker 2>to you. Now, they do have a responsibility to their client.

882
00:49:16.320 --> 00:49:18.760
<v Speaker 2>And and but but what's water.

883
00:49:18.599 --> 00:49:19.800
<v Speaker 1>Under the bridge right now?

884
00:49:19.880 --> 00:49:23.360
<v Speaker 2>I mean, there's You can't go back and say they

885
00:49:23.400 --> 00:49:25.480
<v Speaker 2>didn't consider my son's mental health.

886
00:49:25.920 --> 00:49:27.559
<v Speaker 1>I mean, John, that's too late, right.

887
00:49:28.400 --> 00:49:32.559
<v Speaker 4>I just doubt that it's factually correct. I mean that

888
00:49:32.679 --> 00:49:33.960
<v Speaker 4>that's really where I'm coming at it.

889
00:49:34.159 --> 00:49:37.400
<v Speaker 6>I just seriously doubt that it's It wasn't considered and

890
00:49:37.440 --> 00:49:41.519
<v Speaker 6>evaluated and discussed in the pre trial investigation that was

891
00:49:41.559 --> 00:49:46.440
<v Speaker 6>done about your son prior tocendency. I mean everything, that's

892
00:49:46.519 --> 00:49:49.880
<v Speaker 6>just part of what they do, and they would have

893
00:49:50.119 --> 00:49:53.079
<v Speaker 6>and they would ever just ignore it. No, they wouldn't

894
00:49:53.119 --> 00:49:55.039
<v Speaker 6>just say, you know, he seems a little off, but

895
00:49:55.159 --> 00:49:58.079
<v Speaker 6>let's just go forward and everything's fine. That's not how

896
00:49:58.119 --> 00:50:02.840
<v Speaker 6>the things are done. And I mean, listen, generally, here's

897
00:50:02.840 --> 00:50:04.440
<v Speaker 6>what I can say about public defenders.

898
00:50:04.760 --> 00:50:06.079
<v Speaker 4>They are incredibly busy.

899
00:50:06.599 --> 00:50:10.880
<v Speaker 6>They have more ugly cases with bad facts than any

900
00:50:10.920 --> 00:50:14.800
<v Speaker 6>other group of attorneys in any jurisdiction, in any state.

901
00:50:15.320 --> 00:50:18.920
<v Speaker 6>But they are, for all of their faults, some of

902
00:50:18.960 --> 00:50:22.639
<v Speaker 6>the finest attorneys that you can find anywhere. They are

903
00:50:22.719 --> 00:50:25.880
<v Speaker 6>dealt more bad facts than anybody else, and go to

904
00:50:25.960 --> 00:50:28.719
<v Speaker 6>trial day in and day out, more than any other

905
00:50:28.760 --> 00:50:32.440
<v Speaker 6>group of attorneys out there. So I get it. I

906
00:50:32.519 --> 00:50:35.920
<v Speaker 6>understand why people don't want public defenders. But when push

907
00:50:35.960 --> 00:50:38.880
<v Speaker 6>comes to shove, those guys are not pushovers. They're not

908
00:50:38.960 --> 00:50:42.840
<v Speaker 6>in bed with the prosecutors. They're not just I mean,

909
00:50:43.079 --> 00:50:45.760
<v Speaker 6>they are fierce advocates and they do a great job.

910
00:50:45.840 --> 00:50:48.480
<v Speaker 6>And if there was an angle to be pursued for

911
00:50:48.679 --> 00:50:52.960
<v Speaker 6>your son, I would venture to guess that they probably

912
00:50:53.079 --> 00:50:56.840
<v Speaker 6>considered it and or tried to pursue it. So could

913
00:50:56.840 --> 00:50:58.360
<v Speaker 6>be wrong, but that's what appeals are.

914
00:50:58.320 --> 00:50:58.760
<v Speaker 1>For you, yea.

915
00:50:58.920 --> 00:51:01.880
<v Speaker 2>And another thing Ty you can do, and I urge

916
00:51:01.920 --> 00:51:04.679
<v Speaker 2>you to do this. If you got equity in your house,

917
00:51:04.800 --> 00:51:07.480
<v Speaker 2>or you got money in the bank or a retirement plan,

918
00:51:08.119 --> 00:51:10.960
<v Speaker 2>hire your son an attorney, or at least get an

919
00:51:10.960 --> 00:51:13.360
<v Speaker 2>attorney to take a second look at the case.

920
00:51:13.320 --> 00:51:15.920
<v Speaker 1>And give you an opinion. And I mean that sincerely.

921
00:51:16.519 --> 00:51:20.840
<v Speaker 2>You know we are talking about a public defender right now. Okay,

922
00:51:21.000 --> 00:51:24.519
<v Speaker 2>we're talking about someone you'rey.

923
00:51:23.639 --> 00:51:27.320
<v Speaker 1>Too, not this, but it does, It absolutely does.

924
00:51:27.800 --> 00:51:30.440
<v Speaker 2>You're gonna get better service with a private attorney, for sure,

925
00:51:30.519 --> 00:51:33.440
<v Speaker 2>but you could hire a private attorney to give you

926
00:51:33.639 --> 00:51:36.639
<v Speaker 2>a second opinion. I'm Tom Martino three oh three seven

927
00:51:36.639 --> 00:51:38.519
<v Speaker 2>one three talks seven one three eight two five five

928
00:51:38.559 --> 00:51:41.199
<v Speaker 2>speaking about second opinion. Get an opinion of what your

929
00:51:41.199 --> 00:51:43.280
<v Speaker 2>house will sell for on the market with Frank durand

930
00:51:43.320 --> 00:51:45.840
<v Speaker 2>the real estate Man dot com. Frank will look at

931
00:51:45.840 --> 00:51:48.840
<v Speaker 2>all the factors, including interest rates, supply and demand, your house,

932
00:51:49.039 --> 00:51:51.559
<v Speaker 2>your neighborhood and tell you what he thinks it will

933
00:51:51.559 --> 00:51:54.400
<v Speaker 2>sell for. And he's pretty accurate. Three zero three nine

934
00:51:54.400 --> 00:51:58.119
<v Speaker 2>two zero sixteen twenty two. It's totally free with no obligation.

935
00:51:58.400 --> 00:52:05.119
<v Speaker 2>Frank durand the real estate Man dot com go with

936
00:52:05.199 --> 00:52:08.760
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937
00:52:08.800 --> 00:52:14.559
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938
00:52:14.559 --> 00:52:18.320
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939
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940
00:52:21.679 --> 00:52:24.360
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941
00:52:24.519 --> 00:52:27.360
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942
00:52:27.360 --> 00:52:29.880
<v Speaker 2>Frank durand the real estate man dot Com to list

943
00:52:29.920 --> 00:52:33.000
<v Speaker 2>your home with Remax Alliance three all three nine two

944
00:52:33.079 --> 00:52:45.119
<v Speaker 2>zero sixteen twenty two. Hi Tom Martino here, Welcome to

945
00:52:45.199 --> 00:52:45.719
<v Speaker 2>the show.

946
00:52:46.559 --> 00:52:50.039
<v Speaker 1>By the way, Uh, glad you can join us.

947
00:52:50.760 --> 00:52:53.679
<v Speaker 2>I see in the studio we got John Fuller Major,

948
00:52:53.719 --> 00:52:56.440
<v Speaker 2>Mark Major in here. I have Deputy d to my

949
00:52:56.559 --> 00:53:00.280
<v Speaker 2>right if we need anything. And who else is in there? Uh?

950
00:53:00.360 --> 00:53:01.119
<v Speaker 1>Is that deputy?

951
00:53:01.159 --> 00:53:05.239
<v Speaker 2>Who? What deputy we have in the studio with us today?

952
00:53:04.039 --> 00:53:05.159
<v Speaker 4>Anyway?

953
00:53:05.320 --> 00:53:06.400
<v Speaker 1>Is that Deputy bow in there?

954
00:53:06.920 --> 00:53:07.039
<v Speaker 3>Bo?

955
00:53:07.239 --> 00:53:08.079
<v Speaker 1>Deputy bo?

956
00:53:08.119 --> 00:53:10.800
<v Speaker 2>Okay, So let's go back to the phones here, And

957
00:53:11.199 --> 00:53:15.440
<v Speaker 2>Diana has a comment on Todd's case. Again, Todd is

958
00:53:15.480 --> 00:53:19.159
<v Speaker 2>advocating for his son and and I don't blame parents

959
00:53:19.159 --> 00:53:21.519
<v Speaker 2>for doing this. I mean, it's it's a it's a

960
00:53:21.519 --> 00:53:25.360
<v Speaker 2>tough road to navigate, especially when you're in the young

961
00:53:25.400 --> 00:53:28.920
<v Speaker 2>adulthood stage where you're kind of you're just thrust into

962
00:53:28.920 --> 00:53:33.440
<v Speaker 2>adulthood kind of. And uh, you're an adult and your

963
00:53:33.480 --> 00:53:35.280
<v Speaker 2>parents really can do very little for you.

964
00:53:36.880 --> 00:53:38.480
<v Speaker 1>Go ahead, what's going on, Diana?

965
00:53:40.559 --> 00:53:46.199
<v Speaker 11>Good morning. I work as a psychiatric nurse practitioner, and

966
00:53:46.960 --> 00:53:49.920
<v Speaker 11>I've sent a lot of my patients to the NAMI

967
00:53:50.119 --> 00:53:55.199
<v Speaker 11>law Line in Denver and it's three oh three three

968
00:53:55.280 --> 00:53:57.599
<v Speaker 11>two one three one oh four.

969
00:53:59.119 --> 00:53:59.920
<v Speaker 1>And what do they do?

970
00:54:00.119 --> 00:54:04.800
<v Speaker 11>N advocate, They will help out, they will listen. They

971
00:54:04.840 --> 00:54:09.840
<v Speaker 11>have several attorneys that they will assign to your case

972
00:54:10.280 --> 00:54:12.920
<v Speaker 11>and they will listen to what the concern is. And

973
00:54:12.960 --> 00:54:16.440
<v Speaker 11>I've used them for several patients of mine and they've

974
00:54:16.480 --> 00:54:17.639
<v Speaker 11>been very beneficial.

975
00:54:19.360 --> 00:54:21.159
<v Speaker 2>Can you tell me the name of the law line

976
00:54:21.159 --> 00:54:23.079
<v Speaker 2>again or the hot line? What do they call it?

977
00:54:24.000 --> 00:54:28.840
<v Speaker 11>Yes, it's the It's called NAMI, the National Alliance for

978
00:54:28.920 --> 00:54:34.840
<v Speaker 11>the Mentally Ill. Okay, three to three three.

979
00:54:34.719 --> 00:54:36.519
<v Speaker 1>Two one, Yeah, you gave me that number.

980
00:54:39.920 --> 00:54:40.119
<v Speaker 9>Yah.

981
00:54:40.119 --> 00:54:42.320
<v Speaker 11>And I was hearing the conversation earlier as I was

982
00:54:42.400 --> 00:54:45.639
<v Speaker 11>driving into town, and I just wanted to offer this

983
00:54:46.360 --> 00:54:48.960
<v Speaker 11>suggestion for you and for the family.

984
00:54:49.119 --> 00:54:51.719
<v Speaker 2>Well, I really appreciate that. What do you do on

985
00:54:51.760 --> 00:54:53.480
<v Speaker 2>a day to day basis, Diane?

986
00:54:55.360 --> 00:55:00.239
<v Speaker 11>I see patients and we go over their mental health health,

987
00:55:00.280 --> 00:55:04.280
<v Speaker 11>their meds and psychotherapy and.

988
00:55:04.360 --> 00:55:09.639
<v Speaker 2>Are do you find a lot of mentally ill people

989
00:55:10.440 --> 00:55:14.679
<v Speaker 2>in the criminal justice system And you think to yourself,

990
00:55:15.119 --> 00:55:18.800
<v Speaker 2>if it wasn't for the mental disability, they wouldn't have

991
00:55:18.920 --> 00:55:19.599
<v Speaker 2>ended up there.

992
00:55:22.559 --> 00:55:27.880
<v Speaker 11>Possible. It's sometimes sometimes they have to take accountability for.

993
00:55:27.920 --> 00:55:28.519
<v Speaker 4>What they do.

994
00:55:29.119 --> 00:55:34.840
<v Speaker 11>Yes, yeah, in addition, they do have setbacks and barriers

995
00:55:34.920 --> 00:55:36.360
<v Speaker 11>because of their mental health.

996
00:55:37.079 --> 00:55:40.599
<v Speaker 2>Exactly, that's true, right, I know, I understand that.

997
00:55:41.400 --> 00:55:42.239
<v Speaker 1>Do you believe?

998
00:55:42.679 --> 00:55:46.199
<v Speaker 2>And again, I'm not trying to look for trouble or

999
00:55:46.320 --> 00:55:51.000
<v Speaker 2>toss stones, but I sometimes get the impression that the

1000
00:55:51.119 --> 00:55:56.400
<v Speaker 2>officers don't know what to do when they encounter someone

1001
00:55:56.480 --> 00:56:01.599
<v Speaker 2>mentally ill. I don't like, for example, when someone when

1002
00:56:01.639 --> 00:56:05.440
<v Speaker 2>they're trying to secure a crime scene or a not

1003
00:56:05.480 --> 00:56:08.800
<v Speaker 2>necessary a crime scene, but the scene they're very very

1004
00:56:08.840 --> 00:56:13.559
<v Speaker 2>strict on pedestrians getting to close or people doing this

1005
00:56:13.719 --> 00:56:16.039
<v Speaker 2>or doing that, and they get down right, I mean

1006
00:56:16.079 --> 00:56:19.840
<v Speaker 2>a lot of arrests happen not just from the incident itself,

1007
00:56:20.079 --> 00:56:23.840
<v Speaker 2>but from people just looking not knowing how to act properly,

1008
00:56:24.199 --> 00:56:27.800
<v Speaker 2>or not presenting ID when asked for, or giving lip

1009
00:56:27.840 --> 00:56:31.360
<v Speaker 2>to the officer and the officer perceives it as interference.

1010
00:56:31.679 --> 00:56:35.079
<v Speaker 2>There are a lot of peripheral arrests I've seen. I've

1011
00:56:35.119 --> 00:56:38.199
<v Speaker 2>seen mothers and fathers be arrested when they went up

1012
00:56:38.239 --> 00:56:40.320
<v Speaker 2>to inquire about their kid being.

1013
00:56:42.119 --> 00:56:44.599
<v Speaker 1>Detained. And it's just a mess.

1014
00:56:44.800 --> 00:56:50.840
<v Speaker 2>And I'm wondering, have you found police know how to

1015
00:56:51.000 --> 00:56:52.920
<v Speaker 2>encounter mental illness?

1016
00:56:55.480 --> 00:56:59.280
<v Speaker 11>That's a really good question. When I was working for

1017
00:56:59.480 --> 00:57:02.400
<v Speaker 11>with non Me, when I worked at the State Hospital,

1018
00:57:02.440 --> 00:57:06.800
<v Speaker 11>I worked at Pieblo. In Pieblo, we had crisis intervention

1019
00:57:06.920 --> 00:57:10.760
<v Speaker 11>training for our police officers and they were able to

1020
00:57:11.239 --> 00:57:15.079
<v Speaker 11>understand more about what happened with what you just explained

1021
00:57:16.039 --> 00:57:21.239
<v Speaker 11>mental illness family members and understanding that you have to

1022
00:57:21.280 --> 00:57:26.960
<v Speaker 11>pursue and address yourself in different ways when you're delivering information.

1023
00:57:28.519 --> 00:57:32.440
<v Speaker 2>Now, I understand police. You know, they're there to enforce

1024
00:57:32.480 --> 00:57:34.719
<v Speaker 2>the law, to protect us. And I'm sure there are

1025
00:57:34.760 --> 00:57:37.400
<v Speaker 2>people thinking, oh, Tom, you bleed in heart, what are

1026
00:57:37.440 --> 00:57:39.480
<v Speaker 2>you talking about? You know, if they're breaking the law,

1027
00:57:39.519 --> 00:57:44.079
<v Speaker 2>they're breaking the law. But I'm wondering if truly, many

1028
00:57:44.199 --> 00:57:48.800
<v Speaker 2>times all it would take is a kind word or

1029
00:57:48.960 --> 00:57:53.880
<v Speaker 2>touch or some kind of different kind of intervention. And

1030
00:57:53.920 --> 00:57:58.239
<v Speaker 2>how much police know about that? Again, I lawed police.

1031
00:57:58.320 --> 00:57:59.199
<v Speaker 2>I love police.

1032
00:57:59.199 --> 00:58:01.519
<v Speaker 8>I think they go on the foot shot where they

1033
00:58:01.559 --> 00:58:03.480
<v Speaker 8>come out and they try to talk to you or sometime,

1034
00:58:03.599 --> 00:58:05.239
<v Speaker 8>didn't Denver try something like that.

1035
00:58:06.599 --> 00:58:08.840
<v Speaker 1>I don't know, Marthe, I don't know.

1036
00:58:10.239 --> 00:58:13.480
<v Speaker 11>Yeah, they do have training. It's called crisis intervention training.

1037
00:58:13.519 --> 00:58:17.599
<v Speaker 11>And you teach them about how to listen because the

1038
00:58:17.679 --> 00:58:21.199
<v Speaker 11>voice class that you do with the officers, they're hearing

1039
00:58:21.239 --> 00:58:24.280
<v Speaker 11>people's voices, so they cannot even pay attention to what

1040
00:58:24.320 --> 00:58:27.119
<v Speaker 11>you're saying. And that's a lot what is what happens

1041
00:58:27.159 --> 00:58:30.960
<v Speaker 11>with patients when they're psychotic, is they're hearing voices in

1042
00:58:31.000 --> 00:58:32.960
<v Speaker 11>their head and they have no idea what you're saying

1043
00:58:33.000 --> 00:58:35.800
<v Speaker 11>to them. And that's part of the training.

1044
00:58:36.920 --> 00:58:39.920
<v Speaker 8>Yeah, it's called I am sure there have been support

1045
00:58:40.039 --> 00:58:44.000
<v Speaker 8>team assisted response. It's a in Denver, it's called the

1046
00:58:44.079 --> 00:58:46.239
<v Speaker 8>Star Team.

1047
00:58:46.760 --> 00:58:46.920
<v Speaker 9>You know.

1048
00:58:47.360 --> 00:58:49.719
<v Speaker 2>I am sure there have been many, many times that

1049
00:58:49.920 --> 00:58:53.760
<v Speaker 2>suspects have been shot to death because they did not

1050
00:58:54.000 --> 00:58:57.000
<v Speaker 2>know how to react properly and they were in an

1051
00:58:57.000 --> 00:59:00.360
<v Speaker 2>episode of some kind. And I'm not I'm not blaming

1052
00:59:00.800 --> 00:59:03.360
<v Speaker 2>anyone for this. I'm not blaming police. I'm just saying

1053
00:59:03.719 --> 00:59:07.199
<v Speaker 2>it's a shame. But I mean, God, that's asking a

1054
00:59:07.199 --> 00:59:10.199
<v Speaker 2>lot of police to roll up on a scene and

1055
00:59:10.280 --> 00:59:13.400
<v Speaker 2>try to figure out is this just some pissed off guy,

1056
00:59:14.079 --> 00:59:17.039
<v Speaker 2>is this an outlaw or is this just someone who

1057
00:59:17.079 --> 00:59:21.199
<v Speaker 2>wants to you know, who's truly having a mental ill

1058
00:59:21.480 --> 00:59:22.880
<v Speaker 2>a mentally ill crisis.

1059
00:59:23.000 --> 00:59:26.599
<v Speaker 12>Well, Tom, there's an especially tragic case that just happened

1060
00:59:26.639 --> 00:59:29.159
<v Speaker 12>in Clear Creek County A couple of years ago. This

1061
00:59:29.280 --> 00:59:31.519
<v Speaker 12>kid named Daniel Glass was murdered by Is that.

1062
00:59:31.559 --> 00:59:33.239
<v Speaker 1>The one in the driver's seat of his car.

1063
00:59:33.440 --> 00:59:35.480
<v Speaker 12>Yeah, he was stuck on some dirt road and.

1064
00:59:35.840 --> 00:59:38.199
<v Speaker 1>They broke the glass and shot him.

1065
00:59:38.599 --> 00:59:40.760
<v Speaker 12>Well, I don't know what they did before murdering him,

1066
00:59:40.800 --> 00:59:43.400
<v Speaker 12>but they just blasted this kid.

1067
00:59:43.519 --> 00:59:43.880
<v Speaker 2>I know.

1068
00:59:44.119 --> 00:59:46.159
<v Speaker 1>And he had called them for help, he thought.

1069
00:59:45.960 --> 00:59:46.559
<v Speaker 4>Them for help.

1070
00:59:47.039 --> 00:59:51.000
<v Speaker 12>Yeah, And Queer Creek County deputies and maybe some police

1071
00:59:51.039 --> 00:59:54.320
<v Speaker 12>officers from surrounding transitions went on trial. They got charged,

1072
00:59:55.000 --> 00:59:57.360
<v Speaker 12>and it's still winding its way through the courts. But

1073
00:59:57.440 --> 00:59:59.039
<v Speaker 12>that was a I mean, there's a video of it

1074
00:59:59.039 --> 01:00:01.360
<v Speaker 12>available on them I know, I know on the internet.

1075
01:00:01.599 --> 01:00:04.599
<v Speaker 12>I think it didn't do anything to threaten the officer's life.

1076
01:00:04.760 --> 01:00:08.599
<v Speaker 2>I think sometimes police they issue an order, right, it

1077
01:00:08.679 --> 01:00:10.599
<v Speaker 2>might be get out of the car, okay, it might

1078
01:00:10.639 --> 01:00:14.400
<v Speaker 2>be that simple, or or let me see your idea,

1079
01:00:14.480 --> 01:00:18.039
<v Speaker 2>or get out of the car, and the person just says, officer,

1080
01:00:18.559 --> 01:00:20.880
<v Speaker 2>I called you for help, and or or they're just

1081
01:00:20.920 --> 01:00:24.719
<v Speaker 2>trying to talk, just talk, and the officer is one track.

1082
01:00:25.039 --> 01:00:26.719
<v Speaker 1>They don't want to hear anything he said.

1083
01:00:27.079 --> 01:00:29.719
<v Speaker 2>I said get out of the car, and they keep

1084
01:00:29.840 --> 01:00:34.239
<v Speaker 2>emphasizing that one thing over and over and over, and

1085
01:00:34.400 --> 01:00:36.760
<v Speaker 2>I think people don't know I've said.

1086
01:00:36.599 --> 01:00:39.280
<v Speaker 8>This, but they don't know what's going on in that car.

1087
01:00:39.400 --> 01:00:41.599
<v Speaker 8>They don't know if someone's reaching for a gun in

1088
01:00:41.679 --> 01:00:42.079
<v Speaker 8>that car.

1089
01:00:42.239 --> 01:00:42.920
<v Speaker 4>They all they.

1090
01:00:44.480 --> 01:00:47.400
<v Speaker 8>Following their instructions and they were called to the soul.

1091
01:00:48.880 --> 01:00:51.760
<v Speaker 2>I totally agree, but and there are cases where that

1092
01:00:51.800 --> 01:00:54.719
<v Speaker 2>person inside the same but officer, but officer, you know,

1093
01:00:54.760 --> 01:00:57.400
<v Speaker 2>I'm trying to say something, and all the officer cares

1094
01:00:57.440 --> 01:00:59.800
<v Speaker 2>about is get out of the car. And I'm just

1095
01:01:00.039 --> 01:01:06.440
<v Speaker 2>wondering if there is some way that that citizens, and

1096
01:01:06.519 --> 01:01:09.800
<v Speaker 2>I've often said this even in high school, kids should

1097
01:01:09.880 --> 01:01:13.960
<v Speaker 2>be taught. We should be taught how to react when

1098
01:01:14.000 --> 01:01:17.239
<v Speaker 2>police pull us over. You know, police are trained on

1099
01:01:17.400 --> 01:01:20.800
<v Speaker 2>how to on what to do. Police are trained, but

1100
01:01:21.039 --> 01:01:25.440
<v Speaker 2>pedestrians or I shouldn't say podition, but people, just regular

1101
01:01:25.519 --> 01:01:28.800
<v Speaker 2>citizens don't know how to act well.

1102
01:01:28.880 --> 01:01:29.880
<v Speaker 1>For example, this one.

1103
01:01:30.119 --> 01:01:30.760
<v Speaker 4>You follow.

1104
01:01:31.000 --> 01:01:33.119
<v Speaker 8>You follow what the cops say, and I mean, I

1105
01:01:33.239 --> 01:01:35.920
<v Speaker 8>disagree with you. If I'm getting pulled over and they're like,

1106
01:01:36.079 --> 01:01:39.079
<v Speaker 8>put your hands out of your car, that's pretty straightforward.

1107
01:01:39.199 --> 01:01:40.760
<v Speaker 4>My hands are going out of the car.

1108
01:01:41.880 --> 01:01:44.960
<v Speaker 12>But Mark we're talking about mentally ill people who don't

1109
01:01:45.320 --> 01:01:46.440
<v Speaker 12>they don't perceive those.

1110
01:01:46.280 --> 01:01:49.079
<v Speaker 8>In strustles or maybe be so. But look at the

1111
01:01:49.159 --> 01:01:53.239
<v Speaker 8>caller we at first hour, His mother called the police

1112
01:01:53.440 --> 01:01:56.840
<v Speaker 8>because he was threatening her life. How were they supposed

1113
01:01:56.840 --> 01:01:58.360
<v Speaker 8>to react when they show up?

1114
01:02:00.000 --> 01:02:02.760
<v Speaker 2>You know, it's look at there is no easy answer

1115
01:02:02.840 --> 01:02:06.280
<v Speaker 2>to this. There really isn't. But but Mark, as we

1116
01:02:06.280 --> 01:02:10.079
<v Speaker 2>were saying, if they would just comply to the request,

1117
01:02:10.159 --> 01:02:12.960
<v Speaker 2>like you know, let's see your hands, right, let's see

1118
01:02:12.960 --> 01:02:15.599
<v Speaker 2>your hands, very simple.

1119
01:02:15.360 --> 01:02:18.559
<v Speaker 8>Request, that's generally the biggest thing because they really don't

1120
01:02:18.599 --> 01:02:20.400
<v Speaker 8>know if you're going for a weapon or something.

1121
01:02:22.119 --> 01:02:25.840
<v Speaker 2>Yeah, And but what is it about people that want

1122
01:02:25.920 --> 01:02:28.920
<v Speaker 2>to explain themselves all the time? They say, but officer,

1123
01:02:29.039 --> 01:02:31.840
<v Speaker 2>but officer, and you know I didn't do anything wrong,

1124
01:02:31.960 --> 01:02:35.159
<v Speaker 2>or or I called you for help, or that's not

1125
01:02:35.239 --> 01:02:38.400
<v Speaker 2>why I called you, and and it gets into this

1126
01:02:38.679 --> 01:02:40.960
<v Speaker 2>show me id. You know, they pull them out of

1127
01:02:40.960 --> 01:02:43.320
<v Speaker 2>the car, they throw them to the ground, they put

1128
01:02:43.320 --> 01:02:45.760
<v Speaker 2>their knee in their back. I mean, it just gets

1129
01:02:45.920 --> 01:02:49.320
<v Speaker 2>escalated so quickly. I just wish there was a way

1130
01:02:49.920 --> 01:02:53.199
<v Speaker 2>that people understood how to act.

1131
01:02:53.639 --> 01:02:56.679
<v Speaker 1>And again, is it simple obedience?

1132
01:02:58.119 --> 01:03:01.800
<v Speaker 2>And a lot of people I think are confused about

1133
01:03:02.519 --> 01:03:06.400
<v Speaker 2>being mistreated or what they feel is mistreated or rough

1134
01:03:06.920 --> 01:03:10.159
<v Speaker 2>handled roughly like that, why are you handing me so roughly?

1135
01:03:10.360 --> 01:03:10.719
<v Speaker 4>Tom?

1136
01:03:10.760 --> 01:03:14.000
<v Speaker 6>There's always the other side of the coin, okay. And

1137
01:03:14.320 --> 01:03:18.159
<v Speaker 6>in fairness to our law enforcement listeners, there are some

1138
01:03:18.280 --> 01:03:22.440
<v Speaker 6>who don't exactly you know, keep things on a de

1139
01:03:22.679 --> 01:03:26.039
<v Speaker 6>escalated basis and are quick to take things up and

1140
01:03:26.239 --> 01:03:29.079
<v Speaker 6>and and you know, there's there's talk of things like

1141
01:03:29.239 --> 01:03:31.760
<v Speaker 6>driving while brown, and you enter race and you enter

1142
01:03:31.800 --> 01:03:34.360
<v Speaker 6>all these other factors into it, and you don't just

1143
01:03:34.480 --> 01:03:37.239
<v Speaker 6>have the nice officer saying put your hands out the

1144
01:03:37.280 --> 01:03:40.280
<v Speaker 6>car window. You know, there used to be you know,

1145
01:03:40.480 --> 01:03:43.039
<v Speaker 6>there used to be stories and I've heard them from

1146
01:03:43.039 --> 01:03:46.239
<v Speaker 6>clients as well, where you know, police dogs have been

1147
01:03:46.320 --> 01:03:48.639
<v Speaker 6>unleashed on people that haven't done a darn thing in

1148
01:03:48.679 --> 01:03:50.960
<v Speaker 6>the world wrong. So I mean, as you know, as

1149
01:03:51.039 --> 01:03:52.920
<v Speaker 6>much as you'd like to have a simple rule and

1150
01:03:53.000 --> 01:03:56.199
<v Speaker 6>have everybody go to a compliance class and learn how

1151
01:03:56.239 --> 01:03:59.280
<v Speaker 6>to just be a good little defendant when you're pulled over,

1152
01:03:59.440 --> 01:04:03.400
<v Speaker 6>the reality is it's a different experience with different police

1153
01:04:03.440 --> 01:04:06.239
<v Speaker 6>and different potential you know, people that are getting pulled over,

1154
01:04:06.559 --> 01:04:09.480
<v Speaker 6>and there's just simply no one way that everything goes down.

1155
01:04:11.320 --> 01:04:13.440
<v Speaker 1>Yeah, I guess you're right. I guess you're right.

1156
01:04:13.840 --> 01:04:16.360
<v Speaker 2>It would be nice if we had some kind of

1157
01:04:16.880 --> 01:04:21.519
<v Speaker 2>de escalation happening. I know, but I have noticed that

1158
01:04:21.599 --> 01:04:24.519
<v Speaker 2>so many times where you just think, my god, this

1159
01:04:24.559 --> 01:04:27.480
<v Speaker 2>whole thing just got so out of hand, so out

1160
01:04:27.480 --> 01:04:32.480
<v Speaker 2>of hand, and to me, in my opinion, now you

1161
01:04:32.559 --> 01:04:36.360
<v Speaker 2>get some smart ass defendants or smart ass people, but

1162
01:04:37.039 --> 01:04:41.079
<v Speaker 2>I'm talking about most of the time, it's an officer

1163
01:04:41.159 --> 01:04:45.079
<v Speaker 2>that's just a little too excited. They're just way, way,

1164
01:04:45.159 --> 01:04:49.719
<v Speaker 2>way too excited, and they start like barking these orders

1165
01:04:50.000 --> 01:04:52.400
<v Speaker 2>and assuming they're going to have a tough time, and

1166
01:04:52.440 --> 01:04:56.280
<v Speaker 2>they do the takedown, you know, from a normal sitting position. Hey,

1167
01:04:56.519 --> 01:05:00.039
<v Speaker 2>what's going on, officer? You know, I just asked this

1168
01:05:00.039 --> 01:05:02.039
<v Speaker 2>person blah blah blah, they said to me. I said

1169
01:05:02.079 --> 01:05:04.320
<v Speaker 2>to them, All of a sudden, this person has their

1170
01:05:04.440 --> 01:05:07.639
<v Speaker 2>face in the dust, and the officer saying, I told

1171
01:05:07.679 --> 01:05:11.760
<v Speaker 2>you blah blah blah. You know, It's just I don't know.

1172
01:05:12.480 --> 01:05:18.159
<v Speaker 2>It is police work changing. Are they getting more? Are

1173
01:05:18.199 --> 01:05:19.079
<v Speaker 2>they learning more?

1174
01:05:19.679 --> 01:05:22.000
<v Speaker 8>I think it'd be I honestly think it would be

1175
01:05:22.119 --> 01:05:24.320
<v Speaker 8>terrifying to be a cop. I would never want to

1176
01:05:24.360 --> 01:05:27.280
<v Speaker 8>be one. I love what they do and in very

1177
01:05:27.400 --> 01:05:30.920
<v Speaker 8>general terms, just protect the public. But I can't imagine

1178
01:05:30.960 --> 01:05:35.320
<v Speaker 8>pulling someone over on Santa fe at two thirty am

1179
01:05:36.000 --> 01:05:38.960
<v Speaker 8>with very low lights out and just not knowing who

1180
01:05:39.000 --> 01:05:41.760
<v Speaker 8>the hell is sitting in that car. That to me,

1181
01:05:41.920 --> 01:05:43.079
<v Speaker 8>that's just terrifying.

1182
01:05:44.440 --> 01:05:46.840
<v Speaker 1>I know, and where their hands are, What are they thinking?

1183
01:05:47.360 --> 01:05:48.159
<v Speaker 1>What are they going to do?

1184
01:05:48.239 --> 01:05:48.400
<v Speaker 2>Now?

1185
01:05:48.440 --> 01:05:51.679
<v Speaker 8>We got a break, right, We're so late, it's crazy.

1186
01:05:52.280 --> 01:05:53.840
<v Speaker 1>Okay, we got more coming right up?

1187
01:05:57.800 --> 01:06:01.039
<v Speaker 2>Go with a sure thing Denver's Best roof Excel Roofing

1188
01:06:01.159 --> 01:06:01.760
<v Speaker 2>dot com.

1189
01:06:01.800 --> 01:06:03.800
<v Speaker 1>You don't pay a cent until you're content.

1190
01:06:07.199 --> 01:06:10.360
<v Speaker 2>Time for an insurance check up free no obligation comparison

1191
01:06:10.519 --> 01:06:14.079
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1192
01:06:14.079 --> 01:06:16.800
<v Speaker 2>of insurance companies find out now three all three seven

1193
01:06:16.840 --> 01:06:19.159
<v Speaker 2>to seven to one help. You'll think you're his only

1194
01:06:19.280 --> 01:06:21.760
<v Speaker 2>customer when you choose Frank durand the real estate Man

1195
01:06:21.760 --> 01:06:25.239
<v Speaker 2>dot com to list your home with Remax Alliance three

1196
01:06:25.239 --> 01:06:32.280
<v Speaker 2>oh three nine two zero sixteen twenty two. Hi Tom

1197
01:06:32.320 --> 01:06:35.719
<v Speaker 2>Martino here three O three seven one three dogs seven

1198
01:06:35.719 --> 01:06:38.159
<v Speaker 2>one three eight two five five fix it twenty four

1199
01:06:38.159 --> 01:06:41.559
<v Speaker 2>to seven free second opinions. Remember this if you're told

1200
01:06:41.599 --> 01:06:46.760
<v Speaker 2>you need a replacement of any major component waterheater, furnace, air.

1201
01:06:47.639 --> 01:06:50.920
<v Speaker 2>They do free second opinions and they're doing a great

1202
01:06:51.000 --> 01:06:54.039
<v Speaker 2>job along with their thirty nine dollars Extreme Clean. If

1203
01:06:54.039 --> 01:06:58.760
<v Speaker 2>you want it, fixmihome dot com book now, fixmihome dot

1204
01:06:58.760 --> 01:07:02.800
<v Speaker 2>com book now. All right, John Fuller's in the studio

1205
01:07:02.840 --> 01:07:07.239
<v Speaker 2>with us, and we have a question about a dash cam, John, John,

1206
01:07:07.440 --> 01:07:10.519
<v Speaker 2>With a dash cam, do you leave it running all

1207
01:07:10.599 --> 01:07:14.280
<v Speaker 2>the time and how do you submit it as evidence?

1208
01:07:15.760 --> 01:07:19.360
<v Speaker 6>So most of them are set up to run all

1209
01:07:19.360 --> 01:07:21.199
<v Speaker 6>the time. I mean they turn off when the car

1210
01:07:21.320 --> 01:07:23.239
<v Speaker 6>is off, and they turn back on when you start

1211
01:07:23.239 --> 01:07:26.920
<v Speaker 6>it back up. And then some are even you know,

1212
01:07:27.079 --> 01:07:30.199
<v Speaker 6>motion activated or sound activated, so that if you got hit,

1213
01:07:30.320 --> 01:07:33.079
<v Speaker 6>like in a parking lot or something, it would instantly

1214
01:07:33.119 --> 01:07:35.000
<v Speaker 6>turn on and record that event.

1215
01:07:35.199 --> 01:07:36.800
<v Speaker 4>And then and then.

1216
01:07:36.920 --> 01:07:39.800
<v Speaker 6>Some of them are really cool, the ones that I've

1217
01:07:39.920 --> 01:07:42.960
<v Speaker 6>messed with, they they sense a crash and then they

1218
01:07:43.039 --> 01:07:46.800
<v Speaker 6>save a clip of so many seconds before and then

1219
01:07:47.039 --> 01:07:49.920
<v Speaker 6>you know, so long after the event, and then it's

1220
01:07:50.000 --> 01:07:53.079
<v Speaker 6>just like a movie that you would you know, download

1221
01:07:53.079 --> 01:07:56.159
<v Speaker 6>from your cell phone of you know, if you recorded

1222
01:07:56.159 --> 01:07:58.239
<v Speaker 6>a video or something. It's just a clip that you

1223
01:07:58.320 --> 01:08:02.159
<v Speaker 6>download and have little SD cards and you take them out,

1224
01:08:02.320 --> 01:08:04.719
<v Speaker 6>slap them right in your computer, and you're good to go.

1225
01:08:05.000 --> 01:08:06.039
<v Speaker 4>They're date stamped.

1226
01:08:06.079 --> 01:08:09.679
<v Speaker 2>Now I'm hold on, I got behind. I want to

1227
01:08:09.679 --> 01:08:10.840
<v Speaker 2>take this break and come back.

1228
01:08:10.800 --> 01:08:14.280
<v Speaker 1>And talk about how do you actually use them?

1229
01:08:14.800 --> 01:08:22.319
<v Speaker 2>Right after this, go with a sure thing Denver's best

1230
01:08:22.399 --> 01:08:25.279
<v Speaker 2>roofer Excel Roofing dot com. You don't pay a cent

1231
01:08:25.479 --> 01:08:31.560
<v Speaker 2>until you're content. Time for an insurance check up free,

1232
01:08:31.640 --> 01:08:35.359
<v Speaker 2>no obligation. In comparison, call Compass Insurance paying too much

1233
01:08:35.479 --> 01:08:38.439
<v Speaker 2>your coverage at dozens of insurance companies find out now

1234
01:08:38.520 --> 01:08:40.800
<v Speaker 2>three O three seven to seven to one help. You'll

1235
01:08:40.800 --> 01:08:43.560
<v Speaker 2>think you're his only customer when you choose Frank durand

1236
01:08:43.560 --> 01:08:46.000
<v Speaker 2>the real estate Man dot com to list your home

1237
01:08:46.239 --> 01:08:49.399
<v Speaker 2>with Remax Alliance three oh three nine two zero sixteen

1238
01:08:49.439 --> 01:08:58.800
<v Speaker 2>twenty two. Hi Tom Martino three O three seven one

1239
01:08:58.840 --> 01:09:01.840
<v Speaker 2>three talk having on three eight two five five.

1240
01:09:01.920 --> 01:09:03.800
<v Speaker 1>What's on your mind? And how can we help you?

1241
01:09:05.039 --> 01:09:08.520
<v Speaker 2>We've been talking about personal injury and talking about these

1242
01:09:08.720 --> 01:09:11.840
<v Speaker 2>uh dash cams? So how does dash cam become a

1243
01:09:11.920 --> 01:09:15.000
<v Speaker 2>dash cam? How does it become a file to a

1244
01:09:15.039 --> 01:09:15.960
<v Speaker 2>piece of evidence?

1245
01:09:16.720 --> 01:09:20.199
<v Speaker 4>John Fuller, Well, you know, most of the time, the.

1246
01:09:22.239 --> 01:09:24.680
<v Speaker 6>You know, the real value of a dash cam is

1247
01:09:24.720 --> 01:09:27.960
<v Speaker 6>in liability disputes where you've got each side saying it

1248
01:09:28.000 --> 01:09:30.079
<v Speaker 6>wasn't my fault, the other guy ran the red light,

1249
01:09:30.760 --> 01:09:34.359
<v Speaker 6>or you know whatever. I mean, it's always a denial

1250
01:09:34.439 --> 01:09:35.720
<v Speaker 6>of any responsibility.

1251
01:09:35.760 --> 01:09:36.640
<v Speaker 4>And then we've got this.

1252
01:09:36.720 --> 01:09:42.199
<v Speaker 6>Shirtful, four K color video of exactly what went down.

1253
01:09:42.439 --> 01:09:46.000
<v Speaker 6>And normally, at least in my practice, when we have

1254
01:09:46.119 --> 01:09:50.039
<v Speaker 6>a video, it just shuts down the liability dispute completely

1255
01:09:50.520 --> 01:09:52.399
<v Speaker 6>and we share it with the other side and all

1256
01:09:52.439 --> 01:09:55.720
<v Speaker 6>of a sudden they're like, uh, yeah, we accept liability

1257
01:09:55.960 --> 01:09:58.439
<v Speaker 6>and that's the end of that. And so for me,

1258
01:09:58.720 --> 01:10:01.239
<v Speaker 6>I've never actually had to take one to court where

1259
01:10:01.279 --> 01:10:04.640
<v Speaker 6>we have this video and they're still gonna deny it

1260
01:10:05.039 --> 01:10:06.840
<v Speaker 6>all the way to the point of going to trial.

1261
01:10:06.920 --> 01:10:09.359
<v Speaker 6>I've yet to see that, you know, color video.

1262
01:10:10.239 --> 01:10:14.119
<v Speaker 2>So you're saying it doesn't necessarily you're saying it doesn't

1263
01:10:14.159 --> 01:10:17.520
<v Speaker 2>necessarily ever have to be evidence. It's used before it

1264
01:10:17.560 --> 01:10:20.680
<v Speaker 2>becomes evidence. And do you do you like, do you

1265
01:10:20.800 --> 01:10:23.279
<v Speaker 2>like freely email it to them?

1266
01:10:23.439 --> 01:10:23.720
<v Speaker 9>Yeah?

1267
01:10:24.039 --> 01:10:27.840
<v Speaker 6>Sometimes I mean we're going to uh to share that

1268
01:10:27.880 --> 01:10:31.960
<v Speaker 6>with him and and you know, but at the appropriate time,

1269
01:10:32.119 --> 01:10:33.479
<v Speaker 6>so yeah, thin get.

1270
01:10:33.319 --> 01:10:37.800
<v Speaker 2>It, okay, And sometimes he says it discourages the trial.

1271
01:10:38.359 --> 01:10:41.640
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

1272
01:10:41.720 --> 01:10:42.319
<v Speaker 2>dot com.

1273
01:10:42.359 --> 01:10:44.359
<v Speaker 1>You don't pay a cent until you're content.

1274
01:10:47.760 --> 01:10:50.920
<v Speaker 2>Time for an insurance check up free no obligation comparison

1275
01:10:51.079 --> 01:10:54.640
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1276
01:10:54.640 --> 01:10:57.359
<v Speaker 2>of insurance companies find out now three all three seven

1277
01:10:57.359 --> 01:11:00.520
<v Speaker 2>to seven one help. You'll think you're his only when

1278
01:11:00.520 --> 01:11:03.000
<v Speaker 2>you choose Frank durand the real estate Man dot com

1279
01:11:03.000 --> 01:11:06.159
<v Speaker 2>to list your home with Remax Alliance three all three

1280
01:11:06.239 --> 01:11:07.920
<v Speaker 2>nine two zero sixteen twenty two.

1281
01:11:08.680 --> 01:11:18.760
<v Speaker 1>Yeah, ripped of news need ADVI so you don't have.

1282
01:11:20.880 --> 01:11:22.159
<v Speaker 9>Come run into Just.

1283
01:11:22.079 --> 01:11:23.439
<v Speaker 4>As fast as we can.

1284
01:11:24.600 --> 01:11:27.840
<v Speaker 1>Shooter's gonna help come man.

1285
01:11:28.039 --> 01:11:30.840
<v Speaker 5>Six is the Troubleshooter Show.

1286
01:11:30.880 --> 01:11:37.359
<v Speaker 2>Now Tom Martino, Hi, Tom Martino here, Welcome to the show.

1287
01:11:37.399 --> 01:11:40.239
<v Speaker 2>Three oh three seven one three talk seven one three

1288
01:11:40.800 --> 01:11:44.199
<v Speaker 2>eight two five five Here to help you, and we

1289
01:11:44.239 --> 01:11:45.920
<v Speaker 2>will do what we can to help you.

1290
01:11:46.039 --> 01:11:47.439
<v Speaker 1>All you have to do is call.

1291
01:11:47.600 --> 01:11:50.079
<v Speaker 2>Three oh three Martino Works twenty four seven three oh

1292
01:11:50.079 --> 01:11:51.319
<v Speaker 2>three sixty two seven eight.

1293
01:11:51.159 --> 01:11:54.479
<v Speaker 1>Four sixty six and we do get back to you.

1294
01:11:54.479 --> 01:11:57.279
<v Speaker 2>We got John Fuller with us, a personal injury attorney

1295
01:11:57.479 --> 01:12:01.720
<v Speaker 2>but also a consumer Advocate extraordiny helping Mark and I

1296
01:12:01.800 --> 01:12:05.399
<v Speaker 2>through the through the years, and if you have any questions,

1297
01:12:05.439 --> 01:12:07.840
<v Speaker 2>this is a great day to have them answered. I

1298
01:12:07.880 --> 01:12:11.720
<v Speaker 2>do have a few text questions coming in and people

1299
01:12:12.840 --> 01:12:17.319
<v Speaker 2>asking about injury about dash cams as well. And one

1300
01:12:17.359 --> 01:12:21.560
<v Speaker 2>of the things about dash cams that somebody.

1301
01:12:21.239 --> 01:12:24.600
<v Speaker 1>Wanted to know is when you use it.

1302
01:12:26.600 --> 01:12:30.800
<v Speaker 2>The dash cam, does it have to be stamped or

1303
01:12:30.920 --> 01:12:34.600
<v Speaker 2>any special How do you know it hasn't been altered

1304
01:12:34.920 --> 01:12:35.880
<v Speaker 2>when someone.

1305
01:12:35.600 --> 01:12:38.840
<v Speaker 8>Presents you or even even go the next step. Like

1306
01:12:38.920 --> 01:12:41.479
<v Speaker 8>we hear about these deep fakes, it looks so real,

1307
01:12:41.560 --> 01:12:44.560
<v Speaker 8>it's crazy. I mean, have you come across anything like that?

1308
01:12:45.000 --> 01:12:47.880
<v Speaker 4>Yeah, no, I'm not good idea, any good question.

1309
01:12:48.079 --> 01:12:50.600
<v Speaker 6>Don't be coming up with these crazy ideas now or

1310
01:12:50.600 --> 01:12:53.079
<v Speaker 6>it'll be out there. I have not just not seen

1311
01:12:53.119 --> 01:12:57.640
<v Speaker 6>any fake dash cam videos, but everyone that I have

1312
01:12:57.880 --> 01:13:01.439
<v Speaker 6>seen has a date and time stamp on it, and

1313
01:13:01.560 --> 01:13:04.199
<v Speaker 6>some of them even have GPS and stuff so they

1314
01:13:04.239 --> 01:13:08.079
<v Speaker 6>know exactly where it was being recorded. So that gives

1315
01:13:08.079 --> 01:13:11.239
<v Speaker 6>you your authentication from a Dayton time standpoint.

1316
01:13:11.960 --> 01:13:13.039
<v Speaker 4>You know what's funny about it.

1317
01:13:13.119 --> 01:13:16.680
<v Speaker 8>We had one guy call up he the other person

1318
01:13:16.800 --> 01:13:20.960
<v Speaker 8>received the ticket for an accident, and then a third

1319
01:13:21.279 --> 01:13:24.560
<v Speaker 8>party dash can remember that ye showed up going the

1320
01:13:24.600 --> 01:13:27.640
<v Speaker 8>opposite direction. You couldn't even see it unless you know

1321
01:13:27.680 --> 01:13:31.600
<v Speaker 8>where to look, And sure enough everything got reversed because

1322
01:13:31.600 --> 01:13:33.199
<v Speaker 8>of a third party's dashcap.

1323
01:13:33.319 --> 01:13:35.079
<v Speaker 6>You sent that video to me. I saw it and

1324
01:13:36.039 --> 01:13:39.279
<v Speaker 6>called it and said that clearly was not yep, this

1325
01:13:39.359 --> 01:13:42.159
<v Speaker 6>guy's fault, or it was this guy's fault, whatever the case.

1326
01:13:42.159 --> 01:13:45.359
<v Speaker 8>Can you imagine you're in a position to like where

1327
01:13:45.720 --> 01:13:48.279
<v Speaker 8>the other person gets the ticket, it looks like the

1328
01:13:48.319 --> 01:13:51.600
<v Speaker 8>other insurance company's paying for all your stuff. Then the

1329
01:13:51.640 --> 01:13:53.880
<v Speaker 8>next thing you know, it shows up. Have you ever

1330
01:13:53.920 --> 01:13:57.880
<v Speaker 8>had a client John where the tables were turned that drastically?

1331
01:13:58.159 --> 01:13:58.880
<v Speaker 4>Yeah, for sure.

1332
01:13:59.319 --> 01:14:02.600
<v Speaker 6>I mean we've had two or three cases where people

1333
01:14:02.640 --> 01:14:05.279
<v Speaker 6>have just pulled over, walked up to the cop and said,

1334
01:14:05.279 --> 01:14:07.000
<v Speaker 6>I have a dashcam and it cut the whole thing

1335
01:14:07.039 --> 01:14:10.039
<v Speaker 6>on video, and here's my SD card, it's on here,

1336
01:14:10.560 --> 01:14:13.279
<v Speaker 6>and so it does happen, and then you know the

1337
01:14:13.359 --> 01:14:16.079
<v Speaker 6>challenge for us is we have to get the video

1338
01:14:16.199 --> 01:14:18.479
<v Speaker 6>out of evidence and stuff in order to use it.

1339
01:14:18.560 --> 01:14:25.640
<v Speaker 6>But you know, listen, videos are almost indisputable. You know,

1340
01:14:26.039 --> 01:14:29.880
<v Speaker 6>when there's a video of the light turning red and

1341
01:14:30.119 --> 01:14:32.840
<v Speaker 6>you've got a nice long pause, and your client is

1342
01:14:32.880 --> 01:14:35.399
<v Speaker 6>starting to go across the intersection, and all of a sudden,

1343
01:14:35.520 --> 01:14:38.560
<v Speaker 6>just boom, this car comes out of nowhere. It's really

1344
01:14:38.640 --> 01:14:41.640
<v Speaker 6>difficult for them to stand up and say we think

1345
01:14:41.680 --> 01:14:44.479
<v Speaker 6>the other guy was at fault. You know it just

1346
01:14:44.920 --> 01:14:47.560
<v Speaker 6>that whole argument just goes away.

1347
01:14:47.600 --> 01:14:51.279
<v Speaker 8>Do you ever have accidents like it? Let's say it

1348
01:14:51.279 --> 01:14:54.039
<v Speaker 8>happens in a parking lot and it's a Walmart or

1349
01:14:54.039 --> 01:14:57.520
<v Speaker 8>a Kroger or something. Is it hard to get that footage?

1350
01:14:57.600 --> 01:15:00.800
<v Speaker 8>Is it like really pulling teeth? Or you generally walk

1351
01:15:00.840 --> 01:15:02.279
<v Speaker 8>into Walmart and walk.

1352
01:15:02.119 --> 01:15:04.560
<v Speaker 6>Out with You're not walking into Walmart and getting any

1353
01:15:04.640 --> 01:15:07.079
<v Speaker 6>video of anything. And the same is true for all

1354
01:15:07.119 --> 01:15:08.720
<v Speaker 6>these grocery stores and that kind of stuff.

1355
01:15:08.760 --> 01:15:11.640
<v Speaker 8>Why do you think there're so hardcore on it well

1356
01:15:11.880 --> 01:15:14.680
<v Speaker 8>that they're just not going to give it up without

1357
01:15:14.720 --> 01:15:15.439
<v Speaker 8>a subpoena.

1358
01:15:15.520 --> 01:15:17.720
<v Speaker 4>I mean, they're not gonna let you. They don't.

1359
01:15:18.079 --> 01:15:22.119
<v Speaker 6>They're not crazy about you knowing how broadly they video.

1360
01:15:22.039 --> 01:15:22.800
<v Speaker 4>Everything in there.

1361
01:15:22.800 --> 01:15:25.680
<v Speaker 6>I mean, I've had a case where a lady fell

1362
01:15:25.800 --> 01:15:30.840
<v Speaker 6>in a grocery store chain and we eventually got the

1363
01:15:30.960 --> 01:15:34.319
<v Speaker 6>video and that video linked to link to link to

1364
01:15:34.439 --> 01:15:37.279
<v Speaker 6>different cameras, to different different cameras followed her all the

1365
01:15:37.319 --> 01:15:40.119
<v Speaker 6>way out to the parking lot, into her car, out

1366
01:15:40.159 --> 01:15:42.359
<v Speaker 6>of the parking lot, onto the public.

1367
01:15:42.039 --> 01:15:44.159
<v Speaker 4>Street, and then down about another block.

1368
01:15:44.279 --> 01:15:46.840
<v Speaker 8>So she literally from the time she got there was on.

1369
01:15:46.880 --> 01:15:50.560
<v Speaker 6>Video about except for the like, you know, ten seconds

1370
01:15:50.600 --> 01:15:52.399
<v Speaker 6>of her fall that they tried to delete and not

1371
01:15:52.479 --> 01:15:56.840
<v Speaker 6>give us. We got every single frame of video that

1372
01:15:56.920 --> 01:16:00.279
<v Speaker 6>there was, and it was. It was amazing, I mean

1373
01:16:00.359 --> 01:16:04.039
<v Speaker 6>truly amazing. And we're not talking greeny, little crappy, you know,

1374
01:16:04.159 --> 01:16:07.600
<v Speaker 6>surveillance cameras. We're talking like really high end stuff with

1375
01:16:07.800 --> 01:16:10.560
<v Speaker 6>people that are super skilled at doing it, sitting there

1376
01:16:10.840 --> 01:16:14.560
<v Speaker 6>with a little mouse joystick following this poor lady around

1377
01:16:14.600 --> 01:16:15.439
<v Speaker 6>the store.

1378
01:16:15.399 --> 01:16:16.960
<v Speaker 4>And zooming in on her shoes.

1379
01:16:17.000 --> 01:16:19.239
<v Speaker 6>I mean, we had zoomed in on a pair of

1380
01:16:19.359 --> 01:16:21.359
<v Speaker 6>ugs that you could read the size on it.

1381
01:16:21.479 --> 01:16:23.159
<v Speaker 4>That's crazy. It's amazing.

1382
01:16:23.920 --> 01:16:27.000
<v Speaker 2>So they don't just know, John, are you saying, John,

1383
01:16:27.479 --> 01:16:30.720
<v Speaker 2>are you saying they individually tracked every shopper.

1384
01:16:31.000 --> 01:16:32.720
<v Speaker 4>No, but they get to pick who they are.

1385
01:16:32.760 --> 01:16:35.159
<v Speaker 6>There's people that sit up there with their little joysticks

1386
01:16:35.199 --> 01:16:38.600
<v Speaker 6>and can follow whoever they want. But if somebody falls

1387
01:16:39.439 --> 01:16:42.880
<v Speaker 6>and that gets captured on a particular video, you're liable

1388
01:16:42.920 --> 01:16:45.680
<v Speaker 6>to see them focus in on that person and then

1389
01:16:45.800 --> 01:16:48.319
<v Speaker 6>start following them for the rest of their time in

1390
01:16:48.399 --> 01:16:51.039
<v Speaker 6>the store because they want to see are they walking okay,

1391
01:16:51.079 --> 01:16:51.920
<v Speaker 6>are they still limping?

1392
01:16:52.000 --> 01:16:53.399
<v Speaker 4>Are they limping on the correct foot?

1393
01:16:53.960 --> 01:16:54.520
<v Speaker 9>They know?

1394
01:16:54.600 --> 01:16:56.920
<v Speaker 6>Did they call somebody? Are they on their phone? Did

1395
01:16:56.920 --> 01:16:59.279
<v Speaker 6>they you know? Did they take pictures of it? I

1396
01:16:59.279 --> 01:17:03.079
<v Speaker 6>mean later, if the person shows up with a bunch

1397
01:17:03.159 --> 01:17:05.319
<v Speaker 6>of photographs and they have a video that shows that

1398
01:17:05.399 --> 01:17:07.359
<v Speaker 6>she didn't take them, they can at least argue that

1399
01:17:07.399 --> 01:17:10.760
<v Speaker 6>it wasn't taking contemporaneous with the fall and stuff. I mean,

1400
01:17:11.079 --> 01:17:14.159
<v Speaker 6>they don't play fair at all. And so, you know,

1401
01:17:14.199 --> 01:17:17.479
<v Speaker 6>I tell people, if you fall in a large store

1402
01:17:17.560 --> 01:17:20.159
<v Speaker 6>like that, you need to know that you are likely

1403
01:17:20.279 --> 01:17:25.039
<v Speaker 6>on video and it's going to be super detailed video

1404
01:17:25.520 --> 01:17:27.079
<v Speaker 6>of everything that happens.

1405
01:17:27.159 --> 01:17:28.239
<v Speaker 4>You know, you need to know.

1406
01:17:28.279 --> 01:17:30.680
<v Speaker 2>Hey, Mark Mark speaking to Walmart.

1407
01:17:30.880 --> 01:17:31.119
<v Speaker 1>Mark.

1408
01:17:31.760 --> 01:17:38.359
<v Speaker 2>There's some youtubees where people tried to sabotage Walmart and

1409
01:17:38.439 --> 01:17:41.079
<v Speaker 2>make it look like they had a dangerous situation and

1410
01:17:41.119 --> 01:17:44.039
<v Speaker 2>then the person would then fall or they would They

1411
01:17:44.039 --> 01:17:47.600
<v Speaker 2>would set up the dangerous condition and then be victim

1412
01:17:47.680 --> 01:17:51.079
<v Speaker 2>to it. The world's es retailer with the world's deepest

1413
01:17:51.079 --> 01:17:53.199
<v Speaker 2>powers and Walmart captured all of it.

1414
01:17:53.319 --> 01:17:53.520
<v Speaker 10>Sure.

1415
01:17:53.600 --> 01:17:55.560
<v Speaker 1>What I don't understand is why.

1416
01:17:56.239 --> 01:18:00.000
<v Speaker 2>Why do these people feel anything is I'll bet you

1417
01:18:00.199 --> 01:18:01.319
<v Speaker 2>every square.

1418
01:18:00.960 --> 01:18:03.479
<v Speaker 1>Inch of a Walmart is covered in video.

1419
01:18:03.640 --> 01:18:06.399
<v Speaker 4>Would you say yep, yep?

1420
01:18:06.520 --> 01:18:09.880
<v Speaker 8>I would agree, And so I think they were spilling

1421
01:18:09.960 --> 01:18:11.119
<v Speaker 8>something in the aisle.

1422
01:18:11.279 --> 01:18:12.439
<v Speaker 4>All these bigger stores.

1423
01:18:12.479 --> 01:18:14.920
<v Speaker 8>I don't care if it's Target or Walmart or Kroger,

1424
01:18:15.000 --> 01:18:18.239
<v Speaker 8>King Snoopers, they all have lost prevention. I mean, it

1425
01:18:18.319 --> 01:18:21.079
<v Speaker 8>really depends on the area, whether you have one LP

1426
01:18:21.239 --> 01:18:24.640
<v Speaker 8>person or if you literally have an entire management team

1427
01:18:24.720 --> 01:18:27.560
<v Speaker 8>and ten employees. They might have that at the Dia

1428
01:18:27.760 --> 01:18:31.800
<v Speaker 8>store wherein Elizabeth they've got one one guy walking around

1429
01:18:31.840 --> 01:18:33.000
<v Speaker 8>acting like he's shopping.

1430
01:18:33.439 --> 01:18:36.039
<v Speaker 4>Yeah, but you know, here's what I will tell you.

1431
01:18:36.039 --> 01:18:38.199
<v Speaker 8>Well, hold on one other thing, though, Tom. When it

1432
01:18:38.279 --> 01:18:41.319
<v Speaker 8>does come to LP and all these things, what you'll

1433
01:18:41.399 --> 01:18:44.720
<v Speaker 8>learn is one of the biggest thing is inside theft.

1434
01:18:44.960 --> 01:18:47.720
<v Speaker 8>I mean people shoplifting. Sure, that's a big deal we

1435
01:18:47.800 --> 01:18:51.800
<v Speaker 8>hear about, but when you really talk about things disappearing

1436
01:18:51.840 --> 01:18:54.800
<v Speaker 8>out the back door, that's the big money.

1437
01:18:55.319 --> 01:18:57.720
<v Speaker 4>Right, So I am.

1438
01:18:57.920 --> 01:19:01.279
<v Speaker 2>So it's for policing their own employee as well, of course?

1439
01:19:01.439 --> 01:19:06.720
<v Speaker 8>Oh yeah, LP, for sure, LP.

1440
01:19:06.920 --> 01:19:07.680
<v Speaker 1>What do you mean LP?

1441
01:19:07.960 --> 01:19:08.720
<v Speaker 4>Loss prevention.

1442
01:19:09.319 --> 01:19:12.039
<v Speaker 8>Yeah, they can zoom all in a register. I mean,

1443
01:19:12.279 --> 01:19:14.800
<v Speaker 8>like John was saying, if you can read the shoe size,

1444
01:19:14.920 --> 01:19:17.239
<v Speaker 8>I mean literally you can count the dimes in the

1445
01:19:17.359 --> 01:19:18.000
<v Speaker 8>till right.

1446
01:19:19.239 --> 01:19:23.880
<v Speaker 4>Yeah, it's pretty amazing technology. Speaking go ahead, I was

1447
01:19:23.920 --> 01:19:25.039
<v Speaker 4>going to say, think about that.

1448
01:19:25.119 --> 01:19:27.000
<v Speaker 6>And and you know, one of the things that is

1449
01:19:27.079 --> 01:19:29.920
<v Speaker 6>challenging for us sometimes is that they don't just keep

1450
01:19:29.960 --> 01:19:32.079
<v Speaker 6>this video forever. I mean, if they if they know

1451
01:19:32.199 --> 01:19:35.600
<v Speaker 6>that you fail, and they might, they might sequester that.

1452
01:19:35.600 --> 01:19:37.199
<v Speaker 4>Video and hang on to it and stuff.

1453
01:19:37.199 --> 01:19:40.199
<v Speaker 6>But by and large, if you think about the average

1454
01:19:40.239 --> 01:19:43.399
<v Speaker 6>like Walmart or Kingsoopers or something, just how many square

1455
01:19:43.439 --> 01:19:45.800
<v Speaker 6>feet that story is and how many cameras it takes

1456
01:19:45.840 --> 01:19:49.159
<v Speaker 6>to you know, to give them broad enough coverage to

1457
01:19:49.199 --> 01:19:51.720
<v Speaker 6>say that they're really keeping an eye on everything. And

1458
01:19:51.760 --> 01:19:55.560
<v Speaker 6>then think about how much data that is to you know,

1459
01:19:55.760 --> 01:19:59.319
<v Speaker 6>to store and keep on servers. And they have huge,

1460
01:19:59.520 --> 01:20:03.399
<v Speaker 6>huge storage, many times offsite and in different locations. But

1461
01:20:03.439 --> 01:20:06.000
<v Speaker 6>I mean just the sheer volume of data that they

1462
01:20:06.000 --> 01:20:08.760
<v Speaker 6>have to deal with to do that is amazing. It's

1463
01:20:08.760 --> 01:20:11.720
<v Speaker 6>a tremendous investment. But John, get those systems.

1464
01:20:11.840 --> 01:20:14.439
<v Speaker 2>Somebody wants to know this and it and it goes

1465
01:20:14.479 --> 01:20:18.960
<v Speaker 2>to dash cams, store cams one one side or the other,

1466
01:20:19.119 --> 01:20:21.479
<v Speaker 2>right or wrong, it doesn't matter.

1467
01:20:21.520 --> 01:20:22.560
<v Speaker 1>Here's what they want to know.

1468
01:20:23.239 --> 01:20:25.560
<v Speaker 2>What would be the harm if you want to get

1469
01:20:25.680 --> 01:20:28.239
<v Speaker 2>rid of the video for your own reason, maybe it

1470
01:20:28.359 --> 01:20:31.920
<v Speaker 2>shows that you were guilty of negligence, or maybe the

1471
01:20:32.000 --> 01:20:34.840
<v Speaker 2>store is that fault and the store says get rid

1472
01:20:34.920 --> 01:20:35.159
<v Speaker 2>of it.

1473
01:20:35.479 --> 01:20:38.279
<v Speaker 1>There is no law. Is there a law, or I

1474
01:20:38.319 --> 01:20:39.119
<v Speaker 1>should say there is.

1475
01:20:39.479 --> 01:20:44.439
<v Speaker 8>I want to ask you you must to preserve it far.

1476
01:20:44.399 --> 01:20:45.439
<v Speaker 4>And you would want them.

1477
01:20:45.439 --> 01:20:47.960
<v Speaker 2>Mark, I'm talking about Mark, I'm talking.

1478
01:20:47.680 --> 01:20:48.880
<v Speaker 1>About right away.

1479
01:20:48.920 --> 01:20:53.039
<v Speaker 2>Okay, is there any kind of a law that says

1480
01:20:53.079 --> 01:20:54.600
<v Speaker 2>you must preserve evidence?

1481
01:20:55.800 --> 01:21:00.239
<v Speaker 6>Well no, not not just on your own accord. But

1482
01:21:00.800 --> 01:21:03.239
<v Speaker 6>when we get involved early on, one of the very

1483
01:21:03.239 --> 01:21:06.720
<v Speaker 6>first things we do, like day one, is send these

1484
01:21:06.800 --> 01:21:09.319
<v Speaker 6>defendant corporations a letter saying you.

1485
01:21:09.359 --> 01:21:11.279
<v Speaker 1>Need that's smartness talking about, and.

1486
01:21:11.239 --> 01:21:14.439
<v Speaker 6>That's called there's a concept called spoilation. And we send

1487
01:21:14.439 --> 01:21:17.199
<v Speaker 6>them a letter saying you are hereby put on notice

1488
01:21:17.239 --> 01:21:20.159
<v Speaker 6>that you are to not destroy any and we have

1489
01:21:20.199 --> 01:21:21.920
<v Speaker 6>a whole laundry list video audio.

1490
01:21:22.239 --> 01:21:23.640
<v Speaker 1>You know how binding is that?

1491
01:21:23.880 --> 01:21:24.119
<v Speaker 9>Well?

1492
01:21:24.199 --> 01:21:25.159
<v Speaker 1>How binding is that?

1493
01:21:25.560 --> 01:21:28.279
<v Speaker 6>Let me tell you. The rules of evidence are are

1494
01:21:28.319 --> 01:21:31.239
<v Speaker 6>pretty clear. If you have evidence and we put you

1495
01:21:31.279 --> 01:21:33.359
<v Speaker 6>on notice that you're to hang on to it and

1496
01:21:33.359 --> 01:21:34.199
<v Speaker 6>not destroy it.

1497
01:21:34.640 --> 01:21:36.279
<v Speaker 4>And you destroy it.

1498
01:21:36.279 --> 01:21:38.760
<v Speaker 6>It gives us the ability to get what's called a

1499
01:21:38.840 --> 01:21:41.119
<v Speaker 6>negative inference in front of a jury, and that means

1500
01:21:41.239 --> 01:21:44.560
<v Speaker 6>the judge will say to the jury, Hey, mister and missus, jury,

1501
01:21:45.920 --> 01:21:50.680
<v Speaker 6>there was video of this incident captured. Okay, however the

1502
01:21:50.800 --> 01:21:55.439
<v Speaker 6>defendant erased the video, and as a matter of law,

1503
01:21:55.760 --> 01:21:58.239
<v Speaker 6>you are entitled to assume that there must have been

1504
01:21:58.279 --> 01:21:59.960
<v Speaker 6>something really bad on that video.

1505
01:22:00.119 --> 01:22:01.560
<v Speaker 4>Oh wow, and you.

1506
01:22:01.479 --> 01:22:04.000
<v Speaker 6>Are to afford that all of the credibility that you

1507
01:22:04.079 --> 01:22:05.119
<v Speaker 6>might otherwise have done.

1508
01:22:05.199 --> 01:22:07.640
<v Speaker 8>Well, that's like you were saying about Dad grocery store.

1509
01:22:07.640 --> 01:22:10.720
<v Speaker 8>They had that woman literally pulling in the parking lot

1510
01:22:10.720 --> 01:22:15.439
<v Speaker 8>to when she left, but the thirty seconds what mattered

1511
01:22:15.560 --> 01:22:16.880
<v Speaker 8>was the only thing missing.

1512
01:22:17.039 --> 01:22:19.560
<v Speaker 4>Yeah, I mean that's insane. That was tragic.

1513
01:22:20.439 --> 01:22:23.119
<v Speaker 2>Yeah, we got more coming up on the Troubleshooter show.

1514
01:22:23.239 --> 01:22:27.039
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1515
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1516
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1517
01:22:38.199 --> 01:22:40.239
<v Speaker 1>You don't pay a cent until you're content.

1518
01:22:43.600 --> 01:22:47.159
<v Speaker 2>Time for an insurance checkup free no obligation comparison call

1519
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1520
01:22:50.600 --> 01:22:53.239
<v Speaker 2>insurance companies find out now three oh three seven to

1521
01:22:53.319 --> 01:22:56.119
<v Speaker 2>seven to one help. You'll think you're his only customer

1522
01:22:56.159 --> 01:22:58.439
<v Speaker 2>when you choose Frank durand the real estate man dot

1523
01:22:58.439 --> 01:23:01.760
<v Speaker 2>com to list your home with Remax Alliance three all

1524
01:23:01.800 --> 01:23:03.760
<v Speaker 2>three nine two zero sixteen twenty two.

1525
01:23:06.439 --> 01:23:07.680
<v Speaker 1>That's okay, I got it.

1526
01:23:13.239 --> 01:23:15.880
<v Speaker 2>Hi Tom Martino here three all three seven one three

1527
01:23:15.920 --> 01:23:20.159
<v Speaker 2>talk seven one three eight two five five. What is

1528
01:23:20.239 --> 01:23:22.000
<v Speaker 2>new in your life? And how can we help you?

1529
01:23:22.079 --> 01:23:25.000
<v Speaker 2>We've been talking about evidence and how to get evidence,

1530
01:23:25.000 --> 01:23:29.239
<v Speaker 2>how to preserve evidence, and John I wanted to know

1531
01:23:29.279 --> 01:23:32.600
<v Speaker 2>along with this texter. It's something I had brought up

1532
01:23:32.600 --> 01:23:36.479
<v Speaker 2>before and they just reminded me. Have you ever had

1533
01:23:36.600 --> 01:23:39.079
<v Speaker 2>a scene of an accident where you know there are

1534
01:23:39.199 --> 01:23:44.039
<v Speaker 2>traffic cams first and foremost? Traffic cams I need to

1535
01:23:44.079 --> 01:23:48.279
<v Speaker 2>know about, John. Does every municipality have a traffic cam

1536
01:23:48.479 --> 01:23:51.920
<v Speaker 2>of some kind somewhere or intersections camera?

1537
01:23:52.359 --> 01:23:54.640
<v Speaker 1>I mean what you mon came well.

1538
01:23:54.520 --> 01:23:56.880
<v Speaker 8>First if they do have one, or you alone to

1539
01:23:56.960 --> 01:23:57.680
<v Speaker 8>request right?

1540
01:23:58.600 --> 01:23:59.319
<v Speaker 1>You know, right?

1541
01:24:01.800 --> 01:24:04.119
<v Speaker 6>So there's different kinds of dash cam or different kinds

1542
01:24:04.159 --> 01:24:07.520
<v Speaker 6>of traffic cams or intersection cameras or whatever. Most of

1543
01:24:07.560 --> 01:24:11.439
<v Speaker 6>the cameras that you see on intersections, by and large

1544
01:24:11.720 --> 01:24:15.319
<v Speaker 6>are traffic control cameras. In other words, they don't record,

1545
01:24:15.359 --> 01:24:17.600
<v Speaker 6>they're just sensing whether or not there's a vehicle. So

1546
01:24:18.159 --> 01:24:20.199
<v Speaker 6>as an example, you could have a turn lane that

1547
01:24:20.239 --> 01:24:22.760
<v Speaker 6>if you had twenty five cars in it, it stays,

1548
01:24:23.319 --> 01:24:25.800
<v Speaker 6>you know, with a turn signal to let all twenty five.

1549
01:24:25.840 --> 01:24:28.039
<v Speaker 6>But if you only had two one time, it senses

1550
01:24:28.079 --> 01:24:30.640
<v Speaker 6>that there's no cars and the light turns a lot quicker.

1551
01:24:31.039 --> 01:24:33.800
<v Speaker 6>Those don't record, and therefore there's nothing for us to

1552
01:24:33.880 --> 01:24:37.760
<v Speaker 6>get I have only had, as I think back, over

1553
01:24:37.880 --> 01:24:40.279
<v Speaker 6>the course of my career, I've only had a couple

1554
01:24:40.439 --> 01:24:44.199
<v Speaker 6>cases where we actually had film from one of those

1555
01:24:44.279 --> 01:24:46.840
<v Speaker 6>municipal cameras that we were able to get our hands on.

1556
01:24:47.079 --> 01:24:50.319
<v Speaker 8>How about like the traffic ones, like these red light cameras,

1557
01:24:50.880 --> 01:24:53.520
<v Speaker 8>I mean, you would think they if they capture you

1558
01:24:53.680 --> 01:24:57.199
<v Speaker 8>barely missing a yellow light, yeah, they send you take

1559
01:24:57.439 --> 01:24:58.000
<v Speaker 8>they'd have it.

1560
01:24:58.439 --> 01:25:02.760
<v Speaker 6>Well, yeah, if there's recording going on, and it truly

1561
01:25:02.880 --> 01:25:05.600
<v Speaker 6>is recording, then yeah we can get a copy of it.

1562
01:25:06.039 --> 01:25:08.960
<v Speaker 6>But I mean, it's just it's so rare that we

1563
01:25:09.439 --> 01:25:13.159
<v Speaker 6>don't even really worry about that unless it's really you know,

1564
01:25:13.199 --> 01:25:14.920
<v Speaker 6>a factor, and then we have to send out an

1565
01:25:14.920 --> 01:25:17.239
<v Speaker 6>investigator to go take a look, or I have to

1566
01:25:17.279 --> 01:25:20.159
<v Speaker 6>go by there and film the intersection or something.

1567
01:25:20.239 --> 01:25:21.560
<v Speaker 4>But you know.

1568
01:25:21.479 --> 01:25:23.239
<v Speaker 6>That's why I'm such a big believer in the dash

1569
01:25:23.279 --> 01:25:25.840
<v Speaker 6>cans is that you can control whether or not that

1570
01:25:25.920 --> 01:25:29.560
<v Speaker 6>accident is on video, and all you got to do

1571
01:25:29.680 --> 01:25:31.000
<v Speaker 6>is just put that camera in and.

1572
01:25:31.039 --> 01:25:33.960
<v Speaker 8>Yeah, you can control whether or not anybody ever sees

1573
01:25:34.000 --> 01:25:34.520
<v Speaker 8>that video.

1574
01:25:34.600 --> 01:25:36.000
<v Speaker 4>That's true too, that.

1575
01:25:38.239 --> 01:25:41.239
<v Speaker 2>Out of curiosity, John, when you do look at the video,

1576
01:25:41.640 --> 01:25:43.439
<v Speaker 2>does it usually support your case?

1577
01:25:43.520 --> 01:25:44.439
<v Speaker 1>I'm just curious.

1578
01:25:46.359 --> 01:25:49.439
<v Speaker 6>Well yeah most of the time, but not always. I

1579
01:25:49.439 --> 01:25:52.479
<v Speaker 6>mean we've had we've had cases where it didn't support things.

1580
01:25:52.960 --> 01:25:55.640
<v Speaker 6>And it's not that I send it to the other

1581
01:25:55.720 --> 01:25:57.920
<v Speaker 6>side at that point, but they stop being my client.

1582
01:26:00.159 --> 01:26:03.800
<v Speaker 2>Okay, Okay, See that's good to know. I mean, like,

1583
01:26:04.119 --> 01:26:06.560
<v Speaker 2>like you said, you can only fight for people when

1584
01:26:06.600 --> 01:26:11.720
<v Speaker 2>they have been victims of something, right, And I mean I'm.

1585
01:26:11.520 --> 01:26:12.399
<v Speaker 1>Not gonna people.

1586
01:26:12.840 --> 01:26:14.880
<v Speaker 6>Yeah, there's no way I'm going to continue with the

1587
01:26:14.920 --> 01:26:18.319
<v Speaker 6>case and continue advocating when I've seen a video that

1588
01:26:18.399 --> 01:26:21.199
<v Speaker 6>proves that my client is not you know, is not

1589
01:26:21.239 --> 01:26:24.600
<v Speaker 6>telling the truth and and maybe not even intentionally. You know,

1590
01:26:24.680 --> 01:26:27.960
<v Speaker 6>reasonable people can have different opinions about what happened, but

1591
01:26:28.119 --> 01:26:30.960
<v Speaker 6>the video just clears that right up. And in one

1592
01:26:31.000 --> 01:26:33.439
<v Speaker 6>in particular I'm thinking of, he was adamant and I

1593
01:26:33.520 --> 01:26:36.199
<v Speaker 6>believed him that the light was green and that this

1594
01:26:36.319 --> 01:26:38.640
<v Speaker 6>other guy had run the light. That was one of

1595
01:26:38.680 --> 01:26:40.640
<v Speaker 6>those where a third party came up to the cop

1596
01:26:40.680 --> 01:26:43.279
<v Speaker 6>and said, hey, I've got a video right, here's the

1597
01:26:43.399 --> 01:26:46.279
<v Speaker 6>SD card. You know, have a good day, officer. And

1598
01:26:46.479 --> 01:26:49.560
<v Speaker 6>once we finally got that video out of the police

1599
01:26:49.880 --> 01:26:52.880
<v Speaker 6>lo and behold, our client was just dead wrong. And

1600
01:26:52.920 --> 01:26:55.520
<v Speaker 6>we showed it to him and we withdrew from the case,

1601
01:26:55.560 --> 01:26:57.279
<v Speaker 6>and that was that. I mean, we'll have no part

1602
01:26:57.319 --> 01:26:59.279
<v Speaker 6>of that.

1603
01:26:59.479 --> 01:26:59.720
<v Speaker 1>John.

1604
01:27:00.079 --> 01:27:04.720
<v Speaker 2>There are there times when it really could go either way,

1605
01:27:04.840 --> 01:27:08.479
<v Speaker 2>or there is truly some shared negligence or like like

1606
01:27:08.560 --> 01:27:10.600
<v Speaker 2>everyone did something a little wrong.

1607
01:27:12.239 --> 01:27:15.680
<v Speaker 6>Yeah, I mean, there are times where there's more than

1608
01:27:15.720 --> 01:27:20.119
<v Speaker 6>one person that shares some fault for an accident, particularly

1609
01:27:20.199 --> 01:27:23.319
<v Speaker 6>when you have like multiple vehicles involved and stuff like that.

1610
01:27:23.600 --> 01:27:26.640
<v Speaker 6>It almost always is going to involve a shared degree

1611
01:27:26.680 --> 01:27:29.359
<v Speaker 6>of negligence over two or three different people.

1612
01:27:29.479 --> 01:27:32.640
<v Speaker 8>But or like a parking lot, two people backing out

1613
01:27:32.760 --> 01:27:33.479
<v Speaker 8>at the same time.

1614
01:27:33.600 --> 01:27:38.079
<v Speaker 4>Yeah, and I abhorror parking lot accidents. They're just terrible.

1615
01:27:38.279 --> 01:27:41.640
<v Speaker 6>But but yeah, I mean, you know, and there's a

1616
01:27:41.720 --> 01:27:45.439
<v Speaker 6>mechanism to deal with that. We have comparative negligence you know, rules,

1617
01:27:45.479 --> 01:27:48.119
<v Speaker 6>and the jury gets to assess that every you know,

1618
01:27:48.199 --> 01:27:50.840
<v Speaker 6>every party has some negligence in there. They get to

1619
01:27:50.840 --> 01:27:54.239
<v Speaker 6>decide what percentage they attribute to that person and then

1620
01:27:54.279 --> 01:27:57.880
<v Speaker 6>that's binding in terms of a you know, an adjustment

1621
01:27:57.920 --> 01:28:01.279
<v Speaker 6>of the verdict based on that percentage of compaired default.

1622
01:28:02.800 --> 01:28:06.720
<v Speaker 2>Okay, that's well said, because it is a little bit

1623
01:28:06.880 --> 01:28:10.399
<v Speaker 2>of your problem, a little bit of my problem, and

1624
01:28:10.479 --> 01:28:15.279
<v Speaker 2>therefore there's some kind of a portionment of blame or negligence.

1625
01:28:15.880 --> 01:28:20.920
<v Speaker 2>So when you have somebody this is a text a

1626
01:28:21.039 --> 01:28:26.199
<v Speaker 2>rear in collision, but there are three or four cars involved,

1627
01:28:26.960 --> 01:28:31.479
<v Speaker 2>is it always the last car that gets blamed for everything?

1628
01:28:31.680 --> 01:28:33.079
<v Speaker 1>Or is it a daisy chain?

1629
01:28:33.439 --> 01:28:36.159
<v Speaker 2>How do you sort through these when you have a

1630
01:28:36.239 --> 01:28:37.399
<v Speaker 2>car in the middle of the pack?

1631
01:28:37.520 --> 01:28:42.439
<v Speaker 6>John, Yeah, it's hard, and we frequently get down to

1632
01:28:42.640 --> 01:28:45.000
<v Speaker 6>really trying to figure out and even looking at some

1633
01:28:45.119 --> 01:28:48.479
<v Speaker 6>of the onboard you know, computer sensors and stuff to

1634
01:28:49.279 --> 01:28:51.840
<v Speaker 6>see how many impacts there were and stuff. I mean,

1635
01:28:52.239 --> 01:28:55.920
<v Speaker 6>you know that that's a difficult one. And sometimes people

1636
01:28:56.560 --> 01:28:59.159
<v Speaker 6>really don't know if they get hit once or twice

1637
01:28:59.239 --> 01:29:02.000
<v Speaker 6>or three times. But you know, it's pretty simple. If

1638
01:29:02.000 --> 01:29:04.079
<v Speaker 6>you have three cars sitting there and none of them

1639
01:29:04.159 --> 01:29:06.720
<v Speaker 6>had hit each other, and one car comes along and

1640
01:29:08.239 --> 01:29:11.239
<v Speaker 6>causes that chain reaction, they're on the hook for everything.

1641
01:29:11.960 --> 01:29:15.079
<v Speaker 6>If there was one collision followed by a second collision

1642
01:29:15.119 --> 01:29:16.960
<v Speaker 6>followed by a third one, then you're going to have

1643
01:29:17.000 --> 01:29:19.359
<v Speaker 6>to try to apportion that between all the different.

1644
01:29:19.039 --> 01:29:21.199
<v Speaker 4>People when you have what you just said.

1645
01:29:21.279 --> 01:29:25.399
<v Speaker 8>So let's say three cars and a truck comes up,

1646
01:29:25.560 --> 01:29:28.079
<v Speaker 8>you know, a bigger truck whatever hits the one in

1647
01:29:28.159 --> 01:29:30.920
<v Speaker 8>boom boom boom, daisy chains. And let's say all the

1648
01:29:31.000 --> 01:29:34.600
<v Speaker 8>vehicles are totalled and there's someone injured in each vehicle.

1649
01:29:34.960 --> 01:29:39.720
<v Speaker 8>But it's state minimum insurance. Is it simply divided by three?

1650
01:29:39.840 --> 01:29:42.880
<v Speaker 8>At that point? I mean, who determines who gets the

1651
01:29:42.960 --> 01:29:44.760
<v Speaker 8>money first come for service?

1652
01:29:44.840 --> 01:29:45.279
<v Speaker 1>Yeah?

1653
01:29:45.439 --> 01:29:47.840
<v Speaker 4>No, we have to fight about that, and we do

1654
01:29:47.920 --> 01:29:50.199
<v Speaker 4>all the time. So you fight with the other attorneys.

1655
01:29:50.319 --> 01:29:52.800
<v Speaker 6>Yeah, we've got a case right now where five people

1656
01:29:52.840 --> 01:29:55.880
<v Speaker 6>got injured by somebody with minimal limits, and.

1657
01:29:56.000 --> 01:29:58.680
<v Speaker 8>Well, it's probably not even worth taking a case like that.

1658
01:29:59.239 --> 01:30:03.199
<v Speaker 6>Yeah, there's um, there's other okay, you know, other stuff

1659
01:30:03.279 --> 01:30:06.760
<v Speaker 6>that we get to, but strictly from the at fault party,

1660
01:30:06.960 --> 01:30:10.520
<v Speaker 6>there's there's twenty five fifty, so there's fifty thousand dollars.

1661
01:30:11.239 --> 01:30:13.640
<v Speaker 6>It might get split up five ways. It might get

1662
01:30:13.680 --> 01:30:16.760
<v Speaker 6>split to where only the two badly injured people get

1663
01:30:16.800 --> 01:30:18.520
<v Speaker 6>the money and the other ones get nothing.

1664
01:30:18.600 --> 01:30:21.159
<v Speaker 8>I mean, how does it importance between you and let's

1665
01:30:21.199 --> 01:30:23.840
<v Speaker 8>say everybody's got an attorney, so you're dealing with somebody

1666
01:30:23.840 --> 01:30:25.399
<v Speaker 8>else's attorney.

1667
01:30:25.039 --> 01:30:26.399
<v Speaker 4>That's not a fault.

1668
01:30:26.600 --> 01:30:30.840
<v Speaker 8>How do you come up with a scenario to where, okay,

1669
01:30:30.880 --> 01:30:33.079
<v Speaker 8>they might have been injured more, but that doesn't mean

1670
01:30:33.359 --> 01:30:36.199
<v Speaker 8>my guy's not injured. I mean, how do you guys

1671
01:30:36.479 --> 01:30:38.960
<v Speaker 8>play fair? I mean, how does that generally work?

1672
01:30:39.760 --> 01:30:44.920
<v Speaker 6>We we don't always, you know, we do you think, Okay,

1673
01:30:45.000 --> 01:30:47.359
<v Speaker 6>my guy's got UM coverage, so we have that to

1674
01:30:47.399 --> 01:30:49.920
<v Speaker 6>go out maybe. I mean, I got paid for his UM,

1675
01:30:50.000 --> 01:30:52.239
<v Speaker 6>so why should he take less? Exact he was smart

1676
01:30:52.279 --> 01:30:54.720
<v Speaker 6>to have good insurance. So you know, frequently we go

1677
01:30:54.760 --> 01:30:57.439
<v Speaker 6>to mediation on those, and sometimes we go to court

1678
01:30:57.520 --> 01:30:59.960
<v Speaker 6>on those and let a judge decide it. But it's

1679
01:31:00.079 --> 01:31:03.479
<v Speaker 6>strictly a matter of negotiating, and but.

1680
01:31:03.479 --> 01:31:05.520
<v Speaker 8>If the judge had to decide it, what would the

1681
01:31:05.600 --> 01:31:06.159
<v Speaker 8>merits be?

1682
01:31:06.760 --> 01:31:07.760
<v Speaker 4>Who's hurt the worst?

1683
01:31:07.960 --> 01:31:11.039
<v Speaker 8>So that's typically words damaged the most.

1684
01:31:11.159 --> 01:31:13.399
<v Speaker 6>Yeah, a lot of times we'll take those, you know,

1685
01:31:13.760 --> 01:31:17.279
<v Speaker 6>we'll take and and proportionately split it up. So if

1686
01:31:17.279 --> 01:31:19.920
<v Speaker 6>somebody's got twenty thousand of meds and somebody has ten

1687
01:31:19.960 --> 01:31:22.199
<v Speaker 6>of meds, and you know, we'll try to come up

1688
01:31:22.239 --> 01:31:24.760
<v Speaker 6>with these mathematical ways to split the money up so

1689
01:31:24.800 --> 01:31:28.960
<v Speaker 6>that it proportionally is distributed according to how bad the

1690
01:31:29.000 --> 01:31:32.359
<v Speaker 6>medicals are. But even that is not a pure science

1691
01:31:32.439 --> 01:31:37.039
<v Speaker 6>because you know, is it somebody that had good health

1692
01:31:37.079 --> 01:31:40.239
<v Speaker 6>insurance and they didn't take the ambulance and they didn't

1693
01:31:40.279 --> 01:31:42.279
<v Speaker 6>go to the er, but they went to their PCP

1694
01:31:42.479 --> 01:31:44.279
<v Speaker 6>and it turned out I mean, you know, so maybe

1695
01:31:44.319 --> 01:31:47.079
<v Speaker 6>their meds are lower, but they're not quite as or

1696
01:31:47.119 --> 01:31:50.520
<v Speaker 6>but they're still very seriously hurt. Or you know, is

1697
01:31:50.560 --> 01:31:52.640
<v Speaker 6>it somebody that's not really hurt that bad, that went

1698
01:31:52.640 --> 01:31:56.119
<v Speaker 6>to the er five times and went to Skyridge and

1699
01:31:56.319 --> 01:31:58.720
<v Speaker 6>had six cat scans done and they've got one hundred

1700
01:31:58.760 --> 01:32:01.880
<v Speaker 6>thousand of meds but not single broken bone. You know,

1701
01:32:02.319 --> 01:32:06.840
<v Speaker 6>does that person deserve more complicated? I would say no,

1702
01:32:07.000 --> 01:32:09.119
<v Speaker 6>but it's hard stuff and if you're the guy that's

1703
01:32:09.159 --> 01:32:12.720
<v Speaker 6>not represented, you're gonna probably come out last in that

1704
01:32:12.920 --> 01:32:14.000
<v Speaker 6>in that negotiation.

1705
01:32:14.279 --> 01:32:18.640
<v Speaker 2>So, okay, we have more coming up on the Troubleshooter Show.

1706
01:32:24.600 --> 01:32:27.880
<v Speaker 2>Go with a sure Thing Denver's Best roofer Excel Roofing

1707
01:32:28.000 --> 01:32:30.640
<v Speaker 2>dot com. You don't pay a cent until you're content.

1708
01:32:34.000 --> 01:32:37.199
<v Speaker 2>Time for an insurance checkup free, no obligation. In comparison,

1709
01:32:37.319 --> 01:32:40.880
<v Speaker 2>call Compass Insurance paying too much your coverage at dozens

1710
01:32:40.880 --> 01:32:43.640
<v Speaker 2>of insurance companies find out Now three oh three, seven

1711
01:32:43.600 --> 01:32:46.000
<v Speaker 2>to seven to one help. You'll think you're his only

1712
01:32:46.079 --> 01:32:48.560
<v Speaker 2>customer when you choose Frank durand the real estate Man

1713
01:32:48.600 --> 01:32:52.039
<v Speaker 2>dot com to list your home with Remax Alliance three

1714
01:32:52.039 --> 01:32:58.640
<v Speaker 2>oh three nine two zero sixteen twenty two. Hi Tom

1715
01:32:58.680 --> 01:33:00.800
<v Speaker 2>Martino here at three three seven to one to three

1716
01:33:00.840 --> 01:33:07.279
<v Speaker 2>talk seven one three eight two five five. So, in

1717
01:33:07.399 --> 01:33:12.319
<v Speaker 2>speaking about accidents, personal injuries, negligence and all of that,

1718
01:33:12.840 --> 01:33:17.279
<v Speaker 2>there are many other other areas of damages other than

1719
01:33:18.399 --> 01:33:22.119
<v Speaker 2>traffic accidents. Of course, that's one of the areas, of course,

1720
01:33:22.159 --> 01:33:25.199
<v Speaker 2>in a major area, but there are other areas. But

1721
01:33:25.399 --> 01:33:29.359
<v Speaker 2>in general, when it comes to injuries and damages, there's

1722
01:33:29.399 --> 01:33:33.239
<v Speaker 2>always a question, or not a question, a comment we

1723
01:33:33.319 --> 01:33:38.319
<v Speaker 2>get when people call us John and I'm reading through

1724
01:33:38.359 --> 01:33:42.199
<v Speaker 2>the lines and I'm reading the code for it. When

1725
01:33:42.239 --> 01:33:46.920
<v Speaker 2>a person says I can't find an attorney to take

1726
01:33:47.000 --> 01:33:52.039
<v Speaker 2>my case, that that makes zero sense.

1727
01:33:52.720 --> 01:33:57.239
<v Speaker 1>So not to me, I always ask, yeah, you know

1728
01:33:57.279 --> 01:33:57.640
<v Speaker 1>what I mean?

1729
01:33:57.880 --> 01:34:01.039
<v Speaker 2>Well, when they say no attorney will take my case.

1730
01:34:02.000 --> 01:34:04.479
<v Speaker 2>And by the way, this is not just personal injury,

1731
01:34:04.520 --> 01:34:08.279
<v Speaker 2>this is for all kinds of cases. Normally, when they

1732
01:34:08.319 --> 01:34:12.399
<v Speaker 2>say that, they mean contingency, because you can hire an

1733
01:34:12.439 --> 01:34:15.119
<v Speaker 2>attorney to take any case you pay them by the

1734
01:34:15.159 --> 01:34:18.279
<v Speaker 2>hour and say please do this now they don't see

1735
01:34:18.279 --> 01:34:19.159
<v Speaker 2>any merit in it.

1736
01:34:19.399 --> 01:34:21.039
<v Speaker 1>They may not do it, but.

1737
01:34:21.119 --> 01:34:23.439
<v Speaker 2>Most of the time, if you pay by the hour,

1738
01:34:23.840 --> 01:34:26.079
<v Speaker 2>they're going to go right up to the courthouse steps.

1739
01:34:26.640 --> 01:34:29.800
<v Speaker 2>So when someone says I can't find an attorney to

1740
01:34:29.920 --> 01:34:34.159
<v Speaker 2>take my case, the very first thing is they're talking

1741
01:34:34.199 --> 01:34:38.439
<v Speaker 2>about a free attorney or an attorney that works on contingency.

1742
01:34:38.840 --> 01:34:41.560
<v Speaker 2>And in many cases, you're right, you're not going to

1743
01:34:41.600 --> 01:34:44.680
<v Speaker 2>get an attorney to do all of the legwork and

1744
01:34:44.720 --> 01:34:47.880
<v Speaker 2>to do all of this hoping to share a prize

1745
01:34:47.880 --> 01:34:52.640
<v Speaker 2>with you, And a lot of consumers take it for granted,

1746
01:34:53.079 --> 01:34:57.800
<v Speaker 2>or they think they assume that attorneys work all attorneys

1747
01:34:57.840 --> 01:35:03.800
<v Speaker 2>work on contingency. Don't even when there are big awards

1748
01:35:03.840 --> 01:35:06.720
<v Speaker 2>to be won. Even if you could win an award

1749
01:35:06.760 --> 01:35:09.720
<v Speaker 2>of a quarter of a million dollars, there are some

1750
01:35:09.800 --> 01:35:13.560
<v Speaker 2>attorneys that would rather take that on a very on

1751
01:35:13.640 --> 01:35:19.079
<v Speaker 2>a fee simple basis, you just pay the fee. Others

1752
01:35:19.600 --> 01:35:24.600
<v Speaker 2>might do a contingency, some do a hybrid. They do

1753
01:35:24.680 --> 01:35:29.720
<v Speaker 2>a contingency, but you have to pay expenses, some of

1754
01:35:29.760 --> 01:35:35.359
<v Speaker 2>the expenses. So it's really when somebody says I can't

1755
01:35:35.600 --> 01:35:37.840
<v Speaker 2>find an attorney to take my.

1756
01:35:37.960 --> 01:35:40.560
<v Speaker 1>Case, what does that usually mean to you?

1757
01:35:40.680 --> 01:35:46.520
<v Speaker 6>John, there's a problem with the case. I mean either

1758
01:35:47.079 --> 01:35:53.359
<v Speaker 6>lifa ability, no damages, no coverage, no reasonable likelihood of recovery.

1759
01:35:53.920 --> 01:35:59.319
<v Speaker 6>I mean there's a problem. And you know, listen, people

1760
01:35:59.600 --> 01:36:02.239
<v Speaker 6>like me are in business to make a living as well.

1761
01:36:02.960 --> 01:36:06.239
<v Speaker 6>And just like you wouldn't go to work and not

1762
01:36:06.279 --> 01:36:09.479
<v Speaker 6>get paid or not make money, the attorneys are the

1763
01:36:09.520 --> 01:36:11.640
<v Speaker 6>same way. They're not going to you know, I don't

1764
01:36:11.720 --> 01:36:15.600
<v Speaker 6>just do the work. I invest money, I pay my staff.

1765
01:36:15.680 --> 01:36:18.359
<v Speaker 6>I have you know, quite an operation going that doesn't

1766
01:36:18.399 --> 01:36:22.039
<v Speaker 6>happen for free, I promise you. And so when I

1767
01:36:22.079 --> 01:36:25.079
<v Speaker 6>take on a case, I am making a promise to

1768
01:36:25.119 --> 01:36:27.800
<v Speaker 6>that client that we're going to dedicate those resources and

1769
01:36:27.840 --> 01:36:30.199
<v Speaker 6>our time and our efforts and my staff's time and

1770
01:36:30.279 --> 01:36:34.760
<v Speaker 6>efforts into getting a good outcome. I can't do that

1771
01:36:34.840 --> 01:36:37.960
<v Speaker 6>if there's no merit or no potential of recovery. It's

1772
01:36:38.079 --> 01:36:40.840
<v Speaker 6>just that simple, right.

1773
01:36:41.000 --> 01:36:43.760
<v Speaker 2>There has to be some way to recover that money.

1774
01:36:44.119 --> 01:36:46.159
<v Speaker 2>And so when they say I can't find an attorney

1775
01:36:46.199 --> 01:36:49.600
<v Speaker 2>to take my case, there is usually something wrong with

1776
01:36:49.800 --> 01:36:52.840
<v Speaker 2>the case and you have to really figure out what

1777
01:36:52.920 --> 01:36:57.479
<v Speaker 2>it is. Now in calculating damages, you said something John

1778
01:36:57.760 --> 01:37:01.079
<v Speaker 2>that I think so many people, so many people get wrong.

1779
01:37:01.600 --> 01:37:08.239
<v Speaker 2>And there could be the most outrageous, unbelievable, sympathetic case

1780
01:37:08.800 --> 01:37:12.840
<v Speaker 2>where a young father is killed, mowed down by a

1781
01:37:12.960 --> 01:37:17.239
<v Speaker 2>drunk driver who is like as wrong as wrong can get.

1782
01:37:17.840 --> 01:37:22.159
<v Speaker 2>And this father, let's say just pass the bar. And

1783
01:37:22.239 --> 01:37:26.680
<v Speaker 2>this father has three kids, and there are all kinds

1784
01:37:26.720 --> 01:37:30.760
<v Speaker 2>of potential jobs he turned down, and his career would

1785
01:37:30.800 --> 01:37:35.960
<v Speaker 2>have been worth millions. This is a case whereas if

1786
01:37:36.000 --> 01:37:42.640
<v Speaker 2>someone had fifty million in light in insurance, it's possible

1787
01:37:43.399 --> 01:37:47.039
<v Speaker 2>that this person could have cashed in on that fifty million.

1788
01:37:47.600 --> 01:37:53.039
<v Speaker 2>But when you only have fifty thousand. There's nothing you

1789
01:37:53.079 --> 01:37:56.079
<v Speaker 2>can do about it. And I cannot tell you, John

1790
01:37:56.399 --> 01:37:59.960
<v Speaker 2>how many people have called and said, but wait, it's

1791
01:38:00.000 --> 01:38:01.000
<v Speaker 2>it's not fair.

1792
01:38:02.520 --> 01:38:05.680
<v Speaker 6>Oh yeah, I could line people up around this building

1793
01:38:05.760 --> 01:38:08.199
<v Speaker 6>that have been in that situation where their damage is

1794
01:38:08.279 --> 01:38:12.039
<v Speaker 6>far exceed the availability of insurance proceeds.

1795
01:38:12.079 --> 01:38:14.560
<v Speaker 8>Or just the price of the car.

1796
01:38:15.359 --> 01:38:17.680
<v Speaker 6>Well, that happens all the time. I mean that that's

1797
01:38:17.800 --> 01:38:20.279
<v Speaker 6>just I mean, look, you're in a state that has

1798
01:38:20.359 --> 01:38:23.399
<v Speaker 6>fifteen thousand dollars property damage coverage limits.

1799
01:38:23.479 --> 01:38:24.479
<v Speaker 4>How do they do that?

1800
01:38:24.560 --> 01:38:26.600
<v Speaker 6>You know, the last time I remember buying a car

1801
01:38:26.680 --> 01:38:29.359
<v Speaker 6>for fifteen I think I was like sixteen years old.

1802
01:38:29.479 --> 01:38:32.800
<v Speaker 8>You know, I'm saying, how come the legislature, the legislature

1803
01:38:32.880 --> 01:38:33.520
<v Speaker 8>here does that.

1804
01:38:33.640 --> 01:38:36.880
<v Speaker 6>Well, because of the insurance industry. The insurance you know,

1805
01:38:37.039 --> 01:38:42.359
<v Speaker 6>lobby doesn't want to They don't want the legislature to

1806
01:38:42.399 --> 01:38:46.000
<v Speaker 6>force them to charge more to give greater coverage because

1807
01:38:46.000 --> 01:38:48.000
<v Speaker 6>the rates are going to go that much further up

1808
01:38:48.079 --> 01:38:50.239
<v Speaker 6>and people aren't going to have any coverage.

1809
01:38:50.279 --> 01:38:53.079
<v Speaker 8>Well, it's a lot of times it's like you don't

1810
01:38:53.119 --> 01:38:54.159
<v Speaker 8>have any coverage too.

1811
01:38:54.359 --> 01:38:59.239
<v Speaker 2>Yeah, yeah, I mean it is like you have no coverage.

1812
01:38:59.359 --> 01:39:02.079
<v Speaker 6>That's why I'm saying, that's a big proponent of uninsured

1813
01:39:02.079 --> 01:39:06.039
<v Speaker 6>motorist coverage. I mean, I've got a case right now

1814
01:39:06.600 --> 01:39:12.239
<v Speaker 6>where we have catastrophic losses. Catastrophic losses. I don't even

1815
01:39:12.279 --> 01:39:16.079
<v Speaker 6>want to tell you the full nature of the losses,

1816
01:39:16.119 --> 01:39:20.199
<v Speaker 6>but they're bad. And the guy that cost it appears,

1817
01:39:20.880 --> 01:39:23.640
<v Speaker 6>although I'm not convinced yet, but appears to only have

1818
01:39:23.840 --> 01:39:29.000
<v Speaker 6>like fifty thousand dollars of coverage. Well that's just not enough,

1819
01:39:29.560 --> 01:39:32.199
<v Speaker 6>you know. I always ask myself, would you trade places

1820
01:39:32.199 --> 01:39:34.760
<v Speaker 6>with the person you know for this amount of money?

1821
01:39:34.840 --> 01:39:38.199
<v Speaker 6>And it's almost always not even not no, but hell no.

1822
01:39:38.840 --> 01:39:42.359
<v Speaker 6>You know, it's just not enough. And that's just the

1823
01:39:42.439 --> 01:39:46.520
<v Speaker 6>nature of the business. But you can keep that from

1824
01:39:46.600 --> 01:39:50.399
<v Speaker 6>happening by buying enough uninsured motorist coverage. And I get it.

1825
01:39:50.800 --> 01:39:53.000
<v Speaker 6>You got to eat, on the one hand, and you know,

1826
01:39:53.119 --> 01:39:54.840
<v Speaker 6>do I eat? Do I pay insurance? Do I pay

1827
01:39:54.880 --> 01:39:55.319
<v Speaker 6>the kids?

1828
01:39:55.600 --> 01:39:56.000
<v Speaker 4>Whatever?

1829
01:39:56.119 --> 01:39:59.039
<v Speaker 6>Do I buy insurance? I get that. It's a trade off,

1830
01:39:59.479 --> 01:40:03.000
<v Speaker 6>and money doesn't grow on trees. However, the difference between

1831
01:40:03.039 --> 01:40:06.720
<v Speaker 6>having the minimal limits or God forbid, having liability only

1832
01:40:07.119 --> 01:40:10.000
<v Speaker 6>out there and not having any sort of um when

1833
01:40:10.000 --> 01:40:12.760
<v Speaker 6>you get hit by one of the two thirds of

1834
01:40:12.800 --> 01:40:16.840
<v Speaker 6>Colorado's that have either no insurance or only the state

1835
01:40:16.840 --> 01:40:21.000
<v Speaker 6>minimum of twenty five thousand. You're talking about your life

1836
01:40:21.039 --> 01:40:25.039
<v Speaker 6>potentially changing its course and you not potentially being able

1837
01:40:25.079 --> 01:40:27.760
<v Speaker 6>to do your job anymore and supply and support your

1838
01:40:27.800 --> 01:40:30.880
<v Speaker 6>family anymore for in exchange for twenty five grand.

1839
01:40:31.239 --> 01:40:32.880
<v Speaker 4>Well, people just not worth it.

1840
01:40:32.880 --> 01:40:37.119
<v Speaker 8>People will go out and they will purchase liability insurance

1841
01:40:37.199 --> 01:40:40.640
<v Speaker 8>to cover others, but they won't cover themselves.

1842
01:40:40.720 --> 01:40:42.840
<v Speaker 6>Or you hear this which all the time. They sit

1843
01:40:42.880 --> 01:40:45.800
<v Speaker 6>in my conference room and they're like, I got an umbrella.

1844
01:40:46.159 --> 01:40:48.720
<v Speaker 6>We got lots of insurance. I got an umbrella. And

1845
01:40:48.760 --> 01:40:51.680
<v Speaker 6>you're like, okay, here we go. We pull up the

1846
01:40:51.680 --> 01:40:53.720
<v Speaker 6>policy and look at it and lo and behold, it's

1847
01:40:53.840 --> 01:40:56.800
<v Speaker 6>just an umbrella which will yours the additional liability and

1848
01:40:56.880 --> 01:41:00.439
<v Speaker 6>not youm coverage and all that wonderful umbrella didn't do

1849
01:41:00.479 --> 01:41:03.359
<v Speaker 6>a damn thing. And they didn't have two nickels to

1850
01:41:03.399 --> 01:41:06.119
<v Speaker 6>rub together anyway. I mean, it's not like they truly

1851
01:41:06.159 --> 01:41:09.760
<v Speaker 6>were a liability target that needed an umbrella. They should

1852
01:41:09.760 --> 01:41:12.199
<v Speaker 6>have taken the money they spent on the umbrella and

1853
01:41:12.279 --> 01:41:15.279
<v Speaker 6>bought just a little bit more liability and then the

1854
01:41:15.319 --> 01:41:18.000
<v Speaker 6>same amount of um coverage. John family would have been

1855
01:41:18.000 --> 01:41:18.880
<v Speaker 6>that much better off.

1856
01:41:19.920 --> 01:41:23.640
<v Speaker 2>John, Is there such thing as an umbrella for uninsured

1857
01:41:23.840 --> 01:41:24.640
<v Speaker 2>or underinsured?

1858
01:41:24.760 --> 01:41:28.239
<v Speaker 6>Yeah, it's not exactly per se an umbrella for uninsured,

1859
01:41:28.279 --> 01:41:31.159
<v Speaker 6>But what it is is a writer on your umbrella

1860
01:41:31.520 --> 01:41:34.800
<v Speaker 6>that extends that same coverage to uninsured motorists. And I

1861
01:41:35.000 --> 01:41:38.359
<v Speaker 6>absolutely have it. Mark has it. I think Dimitri now

1862
01:41:38.439 --> 01:41:40.880
<v Speaker 6>has it on his. We've all talked about it. It's

1863
01:41:40.920 --> 01:41:44.119
<v Speaker 6>available if your carrier doesn't offer it, and not all

1864
01:41:44.159 --> 01:41:46.000
<v Speaker 6>of them do change carriers.

1865
01:41:46.079 --> 01:41:49.079
<v Speaker 8>That goes back to exactly what I said. People will

1866
01:41:49.079 --> 01:41:52.399
<v Speaker 8>go out get an umbrella to protect other people, but

1867
01:41:52.520 --> 01:41:54.760
<v Speaker 8>they won't get an umbrella to protect themselves.

1868
01:41:54.840 --> 01:41:56.800
<v Speaker 4>Yes, exactly, exactly right.

1869
01:41:56.840 --> 01:41:59.159
<v Speaker 8>And then how about medpay real we got like, that's

1870
01:41:59.159 --> 01:42:01.079
<v Speaker 8>pretty dirty, let's see it.

1871
01:42:01.239 --> 01:42:02.319
<v Speaker 1>Wait, wait, let's.

1872
01:42:02.119 --> 01:42:04.279
<v Speaker 2>Talk about Mark, Mark, we got, we gotta hold it.

1873
01:42:04.319 --> 01:42:06.640
<v Speaker 2>We'll take it right after this. Okay, talk about medpay.

1874
01:42:06.640 --> 01:42:15.880
<v Speaker 2>It's a very important coverage. Go with a sure thing

1875
01:42:16.000 --> 01:42:19.319
<v Speaker 2>Denver's best roofer Excel roofing dot com. You don't pay

1876
01:42:19.359 --> 01:42:25.199
<v Speaker 2>a cent until you're content, wait time for an insurance

1877
01:42:25.279 --> 01:42:28.960
<v Speaker 2>check up free, no obligation. In comparison, call compass insurance

1878
01:42:29.119 --> 01:42:32.159
<v Speaker 2>paying too much your coverage at dozens of insurance companies

1879
01:42:32.239 --> 01:42:34.439
<v Speaker 2>find out now three all three seven to seven to one.

1880
01:42:34.560 --> 01:42:34.840
<v Speaker 1>Help.

1881
01:42:35.000 --> 01:42:37.640
<v Speaker 2>You'll think you're his only customer when you choose Frank

1882
01:42:37.680 --> 01:42:40.159
<v Speaker 2>durand the real estate man dot com to list your

1883
01:42:40.159 --> 01:42:43.279
<v Speaker 2>home with Remax Alliance three all three nine two zero

1884
01:42:43.439 --> 01:42:50.399
<v Speaker 2>sixteen twenty two. Hey tom Archino, here, we got John

1885
01:42:50.439 --> 01:42:53.800
<v Speaker 2>Fuller with US Fuller Law, talking about personal injury. But

1886
01:42:53.840 --> 01:42:56.239
<v Speaker 2>we'll take any and all calls on any and all problems.

1887
01:42:56.479 --> 01:42:59.079
<v Speaker 2>Mark left off talking about medpay and how important is

1888
01:42:59.279 --> 01:43:03.359
<v Speaker 2>we're talking about how underinsured and uninsured motorists is very

1889
01:43:03.359 --> 01:43:07.439
<v Speaker 2>important because if other people don't have the liability you need,

1890
01:43:07.479 --> 01:43:10.880
<v Speaker 2>and eighty five percent of the time they don't eighty

1891
01:43:10.920 --> 01:43:14.439
<v Speaker 2>five percent of the time they do not have adequate

1892
01:43:14.479 --> 01:43:18.479
<v Speaker 2>liability to pay your damages eighty five percent of the time,

1893
01:43:19.239 --> 01:43:23.359
<v Speaker 2>and you don't carry uninsured or underinsured, you're crazy. Now,

1894
01:43:23.479 --> 01:43:26.199
<v Speaker 2>let's talk about medpay. Mark, what were you asking? Well,

1895
01:43:26.600 --> 01:43:28.600
<v Speaker 2>it made me think of somethe you just said that.

1896
01:43:28.720 --> 01:43:31.199
<v Speaker 2>You know what I hate about medpay. It's great coverage,

1897
01:43:31.239 --> 01:43:32.279
<v Speaker 2>everybody should have it.

1898
01:43:32.279 --> 01:43:32.840
<v Speaker 4>It's cheap.

1899
01:43:33.279 --> 01:43:37.319
<v Speaker 8>But if you do go in after both accidents I've

1900
01:43:37.359 --> 01:43:40.920
<v Speaker 8>dealt with and John was actually our attorney the hospital

1901
01:43:41.000 --> 01:43:44.640
<v Speaker 8>wants to grab that medpay money so fast, John, It's

1902
01:43:44.760 --> 01:43:47.960
<v Speaker 8>like they try to move on that medpay money it

1903
01:43:48.079 --> 01:43:52.199
<v Speaker 8>to speed a light. And my assumption is the worst

1904
01:43:52.239 --> 01:43:55.960
<v Speaker 8>place to apply medpay would be at er. Is that

1905
01:43:56.079 --> 01:43:56.600
<v Speaker 8>true or not?

1906
01:43:57.920 --> 01:43:58.600
<v Speaker 4>Uh?

1907
01:43:58.680 --> 01:44:01.800
<v Speaker 6>Yeah, in my opinion, I agree with you. But unfortunately

1908
01:44:01.800 --> 01:44:03.720
<v Speaker 6>it's kind of the early bird gets the worm. And

1909
01:44:04.159 --> 01:44:07.439
<v Speaker 6>whoever you know sends in those bills first generally is who.

1910
01:44:07.279 --> 01:44:08.359
<v Speaker 4>They pay out first.

1911
01:44:08.880 --> 01:44:11.520
<v Speaker 6>But we have had some changes in legislation that makes

1912
01:44:11.560 --> 01:44:14.479
<v Speaker 6>them have to build some health insurance stuff first, and

1913
01:44:14.560 --> 01:44:16.560
<v Speaker 6>so that's at least moving in the right direction.

1914
01:44:16.800 --> 01:44:20.359
<v Speaker 8>So yeah, so John negotiated our bills down. We'll talk

1915
01:44:20.399 --> 01:44:22.840
<v Speaker 8>about that more next hour because we're very good.

1916
01:44:22.960 --> 01:44:25.960
<v Speaker 2>Yeah, and some of the tricks with medpay coming up

1917
01:44:25.960 --> 01:44:27.640
<v Speaker 2>and more on the Troubleshooter Show.

1918
01:44:27.920 --> 01:44:31.359
<v Speaker 4>Excuse be all right?

1919
01:44:33.479 --> 01:44:36.720
<v Speaker 2>Go with a sure thing Denver's best roofer Excel roofing

1920
01:44:36.840 --> 01:44:37.439
<v Speaker 2>dot com.

1921
01:44:37.479 --> 01:44:39.479
<v Speaker 1>You don't pay a cent until you're content.

1922
01:44:41.079 --> 01:44:45.319
<v Speaker 2>Please time for an insurance check up free, no obligation

1923
01:44:45.439 --> 01:44:49.319
<v Speaker 2>comparison call Compass Insurance paying too much your coverage at

1924
01:44:49.359 --> 01:44:52.119
<v Speaker 2>dozens of insurance companies find out now three oh three

1925
01:44:52.239 --> 01:44:55.399
<v Speaker 2>seven seven one help You'll think you're his only customer

1926
01:44:55.439 --> 01:44:57.680
<v Speaker 2>when you choose Frank durand the real estate Man dot

1927
01:44:57.720 --> 01:45:01.000
<v Speaker 2>Com to list your home with Remax Lions three all

1928
01:45:01.079 --> 01:45:04.920
<v Speaker 2>three nine two zero sixteen twenty two.

1929
01:45:08.600 --> 01:45:13.520
<v Speaker 4>Ripped up new need advice so you.

1930
01:45:13.560 --> 01:45:14.000
<v Speaker 7>Don't have.

1931
01:45:16.159 --> 01:45:16.920
<v Speaker 3>Come running.

1932
01:45:17.159 --> 01:45:18.560
<v Speaker 8>Just as fast as we can.

1933
01:45:19.720 --> 01:45:22.039
<v Speaker 4>The Shooter's gonna help coming.

1934
01:45:22.399 --> 01:45:29.800
<v Speaker 5>Man Dix is the Troubleshooter Show. No Tom Martino, Hey.

1935
01:45:29.800 --> 01:45:32.520
<v Speaker 2>Tom Martino here, welcome to the show. Three oh three

1936
01:45:32.680 --> 01:45:36.960
<v Speaker 2>seven one three talk seven one three eight two five five.

1937
01:45:37.439 --> 01:45:38.359
<v Speaker 1>We're here to help you.

1938
01:45:38.640 --> 01:45:38.800
<v Speaker 10>Uh.

1939
01:45:38.960 --> 01:45:40.159
<v Speaker 2>What you have to do is give us a call

1940
01:45:40.159 --> 01:45:41.800
<v Speaker 2>if you have a problem, question or complaint.

1941
01:45:41.960 --> 01:45:43.640
<v Speaker 1>We do have some texts I'm gonna get to.

1942
01:45:43.760 --> 01:45:48.720
<v Speaker 2>On issues and uh things to ask our attorney on

1943
01:45:48.800 --> 01:45:52.560
<v Speaker 2>for today. I happened to find this statistic that I

1944
01:45:52.680 --> 01:45:59.279
<v Speaker 2>found was unbelievable because someone actually took the took the

1945
01:45:59.319 --> 01:46:02.800
<v Speaker 2>stats put them all together. The website is a research

1946
01:46:02.880 --> 01:46:09.039
<v Speaker 2>website on cars. It's called ic cars, that's I see

1947
01:46:09.800 --> 01:46:13.119
<v Speaker 2>cars dot com. And they put together this based on

1948
01:46:13.920 --> 01:46:17.800
<v Speaker 2>leasing data and other data on cars that hold their

1949
01:46:17.920 --> 01:46:22.159
<v Speaker 2>value the most over a certain number of years, and they.

1950
01:46:22.039 --> 01:46:24.520
<v Speaker 1>Picked a five year depreciation period.

1951
01:46:25.079 --> 01:46:30.520
<v Speaker 2>Cars that hold their value the most. I was pretty

1952
01:46:30.560 --> 01:46:35.279
<v Speaker 2>surprised to see that on the top ten list we

1953
01:46:35.439 --> 01:46:40.560
<v Speaker 2>had one, two, three American cars in the top ten.

1954
01:46:41.680 --> 01:46:46.239
<v Speaker 2>But something I found very shocking there was one brand

1955
01:46:47.680 --> 01:46:50.479
<v Speaker 2>and it's more of an it's kind of borders on

1956
01:46:50.560 --> 01:46:55.560
<v Speaker 2>exotic to sport car model. It's not really an exotic,

1957
01:46:55.600 --> 01:46:58.119
<v Speaker 2>but it's it's not your run of the mill sports car.

1958
01:46:58.640 --> 01:47:04.359
<v Speaker 2>And that has three entries in the top ten. Three

1959
01:47:04.680 --> 01:47:09.880
<v Speaker 2>entries and that being Porsche. Okay, the number one car

1960
01:47:09.960 --> 01:47:15.880
<v Speaker 2>for holding its value over a five year period. Portion

1961
01:47:16.079 --> 01:47:21.399
<v Speaker 2>nine eleven the number one car for this. This has

1962
01:47:21.479 --> 01:47:26.239
<v Speaker 2>taken into consideration Lisa's purchases, resales, wholesale, They've done a

1963
01:47:26.520 --> 01:47:31.279
<v Speaker 2>massive data dump. So Portion nine eleven, no matter what

1964
01:47:31.319 --> 01:47:32.680
<v Speaker 2>you have to say about the car, I mean, it

1965
01:47:32.760 --> 01:47:35.640
<v Speaker 2>might be expensive in all of that, but it is

1966
01:47:35.760 --> 01:47:41.520
<v Speaker 2>absolutely the highest value holding car of all.

1967
01:47:43.199 --> 01:47:45.239
<v Speaker 1>For five years.

1968
01:47:47.560 --> 01:47:55.720
<v Speaker 2>Next, Porsche seven eighteen came in two Porschas one in two,

1969
01:47:58.039 --> 01:48:02.119
<v Speaker 2>number three. As you would expect, I would expect the

1970
01:48:02.199 --> 01:48:09.680
<v Speaker 2>Toyota on this list, Toyota Tacoma.

1971
01:48:08.279 --> 01:48:11.640
<v Speaker 1>The truck now it only now.

1972
01:48:11.720 --> 01:48:14.680
<v Speaker 2>For example, the Portion nine eleven, which is number one,

1973
01:48:15.199 --> 01:48:20.960
<v Speaker 2>only depreciates about twenty percent only twenty percent over that

1974
01:48:21.000 --> 01:48:24.880
<v Speaker 2>period of time. If you think about it, my Beamer

1975
01:48:25.319 --> 01:48:30.520
<v Speaker 2>went down more than fifty percent, more than fifty percent.

1976
01:48:31.239 --> 01:48:34.520
<v Speaker 2>But anyway, the portion nine eleven, Portion seven eighteen, then

1977
01:48:34.560 --> 01:48:39.079
<v Speaker 2>the Toyota Tacoma that depreciates about twenty six percent. You

1978
01:48:39.199 --> 01:48:43.199
<v Speaker 2>know what's number four on the list. This is pretty

1979
01:48:43.239 --> 01:48:48.479
<v Speaker 2>amazing to me. The Chevy Corvette holds its value. That's

1980
01:48:48.520 --> 01:48:50.760
<v Speaker 2>pretty nice to know because it's a nice car to

1981
01:48:50.800 --> 01:48:55.800
<v Speaker 2>begin with. The Chevy Corvette holds its value number four

1982
01:48:56.439 --> 01:49:00.840
<v Speaker 2>on the list of the top ten. Number fourppreciates about

1983
01:49:00.880 --> 01:49:07.840
<v Speaker 2>twenty seven percent. The Honda Civic, number five. But think

1984
01:49:07.840 --> 01:49:11.760
<v Speaker 2>about this, if you would ask someone what depreciates more,

1985
01:49:12.199 --> 01:49:16.039
<v Speaker 2>this Chevy Corvette or the Honda Civic, I'll bet you

1986
01:49:16.119 --> 01:49:17.479
<v Speaker 2>people would pick the Civic.

1987
01:49:17.880 --> 01:49:19.760
<v Speaker 1>But anyway, the Civic.

1988
01:49:19.439 --> 01:49:22.239
<v Speaker 2>Is right behind the Corvette, and then right behind that

1989
01:49:22.880 --> 01:49:28.680
<v Speaker 2>another American car, the Camaro, and all of these, if

1990
01:49:28.680 --> 01:49:29.359
<v Speaker 2>you think.

1991
01:49:29.119 --> 01:49:31.600
<v Speaker 1>About it, are within a percentage two or three.

1992
01:49:31.880 --> 01:49:36.199
<v Speaker 2>Like for example, from let's say the Porsche seven eighteen,

1993
01:49:36.720 --> 01:49:39.600
<v Speaker 2>which is number two on the list of ten, to

1994
01:49:40.640 --> 01:49:46.239
<v Speaker 2>the Camaro, there's only a spread of about seven percent.

1995
01:49:47.319 --> 01:49:50.880
<v Speaker 2>So they're all pretty damn good cars. After the Camaro.

1996
01:49:51.439 --> 01:49:57.800
<v Speaker 2>The Toyota Tundra holds its value, you know, Deputy D

1997
01:49:58.000 --> 01:49:58.920
<v Speaker 2>I wonder how your.

1998
01:49:58.800 --> 01:49:59.680
<v Speaker 1>Forerunner would do.

1999
01:49:59.680 --> 01:50:02.640
<v Speaker 2>And I mean, I'm asking you as an owner of

2000
01:50:02.680 --> 01:50:05.159
<v Speaker 2>the fore Runner, how does it do you know?

2001
01:50:05.239 --> 01:50:08.520
<v Speaker 4>I think it does really well. I haven't tried to

2002
01:50:08.560 --> 01:50:09.119
<v Speaker 4>sell mine, no.

2003
01:50:09.319 --> 01:50:11.359
<v Speaker 1>But you've probably looked around at him. I have.

2004
01:50:11.560 --> 01:50:13.439
<v Speaker 12>I mean, I'd love to upgrade to a newer one

2005
01:50:13.479 --> 01:50:16.399
<v Speaker 12>with a lot less miles, but they trade at such

2006
01:50:16.439 --> 01:50:18.279
<v Speaker 12>a tiny discount compared to.

2007
01:50:19.039 --> 01:50:20.439
<v Speaker 1>So they hold their value pretty well.

2008
01:50:20.520 --> 01:50:22.439
<v Speaker 12>And not only that, but a friend of mine actually

2009
01:50:22.479 --> 01:50:26.039
<v Speaker 12>bought a Tacoma about I don't know, four years ago,

2010
01:50:26.520 --> 01:50:29.560
<v Speaker 12>drove it for three years, and recently sold it for

2011
01:50:29.680 --> 01:50:30.920
<v Speaker 12>more than he paid for it.

2012
01:50:31.239 --> 01:50:35.279
<v Speaker 1>Oh my god. Next the Ford Mustang.

2013
01:50:36.600 --> 01:50:40.199
<v Speaker 2>The Ford Mustang is behind the Toyota Tundra, and then

2014
01:50:40.279 --> 01:50:44.720
<v Speaker 2>number nine, another Porsche. I mean, the Porscha has three

2015
01:50:45.000 --> 01:50:49.680
<v Speaker 2>vehicles on the list, three vehicles on the top ten,

2016
01:50:50.600 --> 01:50:55.800
<v Speaker 2>the seven eighteen Boxter, and then the Toyota Corolla. So

2017
01:50:56.039 --> 01:51:01.720
<v Speaker 2>Toyota kicks butt and Porscha kicks butt when it comes

2018
01:51:01.720 --> 01:51:05.359
<v Speaker 2>to depreciation. And then if you wanted to go into

2019
01:51:05.399 --> 01:51:09.279
<v Speaker 2>the top twenty, then you get into the Toyota rav four,

2020
01:51:09.840 --> 01:51:13.880
<v Speaker 2>the Toyota four Runner which you have, that's number thirteen

2021
01:51:14.359 --> 01:51:17.680
<v Speaker 2>in the top twenty Toyota Corolla. Look at how many

2022
01:51:17.720 --> 01:51:23.560
<v Speaker 2>Toyotas here, number fourteen. I mean, you know, Japanese cars

2023
01:51:23.600 --> 01:51:27.640
<v Speaker 2>in general make a hell of a car. They just

2024
01:51:27.800 --> 01:51:32.000
<v Speaker 2>took over. When it comes to depreciation, they do a

2025
01:51:32.039 --> 01:51:37.640
<v Speaker 2>really good job. Seom. I believe I'm saying it right, Siom.

2026
01:51:38.399 --> 01:51:40.279
<v Speaker 2>What's going on with your property?

2027
01:51:40.399 --> 01:51:40.840
<v Speaker 1>Seom?

2028
01:51:44.279 --> 01:51:51.439
<v Speaker 3>After remodeling? You know, before I have agreement with Colorado

2029
01:51:51.520 --> 01:51:56.560
<v Speaker 3>Living bas for remodeling my shower.

2030
01:51:58.279 --> 01:51:59.560
<v Speaker 1>But okay, after.

2031
01:52:01.680 --> 01:52:04.319
<v Speaker 3>You know that, you know, I don't know that's the

2032
01:52:04.399 --> 01:52:06.159
<v Speaker 3>damage my when I.

2033
01:52:06.800 --> 01:52:08.520
<v Speaker 1>Well, let me ask you.

2034
01:52:08.520 --> 01:52:13.199
<v Speaker 2>You hired you hired the company to remodel your shower?

2035
01:52:15.439 --> 01:52:18.319
<v Speaker 3>Yes, yes, And.

2036
01:52:18.399 --> 01:52:19.640
<v Speaker 1>What did they do wrong?

2037
01:52:22.920 --> 01:52:29.840
<v Speaker 3>The wrong is they not you know, not work it properly? Maybe?

2038
01:52:30.079 --> 01:52:33.159
<v Speaker 1>What did they do wrong? What did they do wrong?

2039
01:52:33.520 --> 01:52:34.239
<v Speaker 3>The wrong is?

2040
01:52:34.399 --> 01:52:35.399
<v Speaker 1>What did they do wrong?

2041
01:52:35.640 --> 01:52:41.479
<v Speaker 3>After the next the next day when I'm using you know,

2042
01:52:42.880 --> 01:52:50.239
<v Speaker 3>the the shower. Oh yeah, house is in by water

2043
01:52:50.680 --> 01:52:58.960
<v Speaker 3>damage in my and my wheat floor. In addition to

2044
01:52:59.800 --> 01:53:05.359
<v Speaker 3>my water, you know, dryer and laundry of everything. The

2045
01:53:05.800 --> 01:53:06.800
<v Speaker 3>damage after that.

2046
01:53:07.000 --> 01:53:09.840
<v Speaker 1>See see com let me see.

2047
01:53:10.159 --> 01:53:12.239
<v Speaker 2>Let me let me ask you a quick question. How

2048
01:53:12.359 --> 01:53:14.600
<v Speaker 2>much did this shower remodel cost you?

2049
01:53:17.479 --> 01:53:22.920
<v Speaker 3>Just the cost is let me let me check my receipt.

2050
01:53:24.600 --> 01:53:25.560
<v Speaker 1>Yeah, just roughly.

2051
01:53:25.840 --> 01:53:29.359
<v Speaker 3>I paid eight eight thousand, it can.

2052
01:53:29.319 --> 01:53:30.079
<v Speaker 4>See five.

2053
01:53:31.359 --> 01:53:31.880
<v Speaker 2>What was it?

2054
01:53:33.079 --> 01:53:38.800
<v Speaker 8>Just a tub, the shower conversion, totally.

2055
01:53:38.399 --> 01:53:42.399
<v Speaker 3>Remodeling the shower, the agreement. I have agreements.

2056
01:53:42.560 --> 01:53:43.880
<v Speaker 1>I have paper for that.

2057
01:53:47.319 --> 01:53:52.119
<v Speaker 3>Totally. Let me check my receipt.

2058
01:53:52.279 --> 01:53:55.319
<v Speaker 2>What's the name of the companies? See, what's the name

2059
01:53:55.359 --> 01:53:56.039
<v Speaker 2>of the company?

2060
01:53:58.159 --> 01:54:03.520
<v Speaker 3>Colorado Living? Bad agreement, Colorado Living.

2061
01:54:04.840 --> 01:54:10.800
<v Speaker 1>Colorado Living. Yeah, what do they say? Do they say

2062
01:54:10.800 --> 01:54:11.600
<v Speaker 1>they will fix it?

2063
01:54:14.199 --> 01:54:14.239
<v Speaker 13>No?

2064
01:54:14.520 --> 01:54:19.039
<v Speaker 3>They they when I talk to them, you know, minor ceiling,

2065
01:54:19.239 --> 01:54:26.119
<v Speaker 3>they try to fixing. But still my you know, my

2066
01:54:26.239 --> 01:54:32.119
<v Speaker 3>wood floor is damage. Every day I'm calling, I'm look,

2067
01:54:32.279 --> 01:54:33.319
<v Speaker 3>I'm calling.

2068
01:54:34.720 --> 01:54:37.239
<v Speaker 1>Not you know, uh.

2069
01:54:39.199 --> 01:54:42.439
<v Speaker 3>Just you know I'm calling. Still my wood floor is

2070
01:54:43.159 --> 01:54:44.079
<v Speaker 3>you know damage.

2071
01:54:45.199 --> 01:54:47.000
<v Speaker 7>In addition to will they.

2072
01:54:46.680 --> 01:54:49.119
<v Speaker 1>Are they are they willing to fix it for you?

2073
01:54:50.079 --> 01:54:50.520
<v Speaker 9>That will?

2074
01:54:50.680 --> 01:54:52.600
<v Speaker 1>Will they fix the floor for you?

2075
01:54:56.159 --> 01:54:57.039
<v Speaker 2>Uh?

2076
01:54:57.520 --> 01:54:57.880
<v Speaker 3>Ceiling?

2077
01:55:00.199 --> 01:55:02.039
<v Speaker 1>Will they fix your hardwood floor?

2078
01:55:05.039 --> 01:55:06.000
<v Speaker 9>What floor is?

2079
01:55:06.000 --> 01:55:06.279
<v Speaker 3>Still?

2080
01:55:06.439 --> 01:55:06.680
<v Speaker 7>Is not?

2081
01:55:08.640 --> 01:55:09.640
<v Speaker 1>Still? Sixteen?

2082
01:55:11.680 --> 01:55:15.079
<v Speaker 8>Are they saying, Okay, They're gonna fix it though? Are

2083
01:55:15.079 --> 01:55:17.319
<v Speaker 8>they telling you, yes, we will fix it?

2084
01:55:19.760 --> 01:55:21.600
<v Speaker 3>Yeah, they told me.

2085
01:55:22.600 --> 01:55:25.359
<v Speaker 8>Yes, you know, Kelly, let's try to give him a call.

2086
01:55:28.239 --> 01:55:31.039
<v Speaker 1>Yeah, hold on, bro Let's hold on and see if

2087
01:55:31.039 --> 01:55:31.640
<v Speaker 1>we can get this.

2088
01:55:32.319 --> 01:55:36.800
<v Speaker 2>Get somebody to talk about this. It sounds frustrating to me.

2089
01:55:37.359 --> 01:55:40.840
<v Speaker 2>He paid, you know, he paid eight grand. Sounds like

2090
01:55:40.880 --> 01:55:44.600
<v Speaker 2>a shower conversion mark that went bad. Gary's got a

2091
01:55:44.640 --> 01:55:46.840
<v Speaker 2>comment on depreciating cars.

2092
01:55:47.560 --> 01:55:50.479
<v Speaker 1>Go ahead, Gary, what do you have to say?

2093
01:55:51.840 --> 01:55:55.399
<v Speaker 13>Okay, Tom, Yeah, carrys from Las Vegas. How about cars

2094
01:55:55.439 --> 01:55:58.439
<v Speaker 13>that are the most appreciated, that may have a lot

2095
01:55:58.479 --> 01:56:01.199
<v Speaker 13>of value to the owner the consumer.

2096
01:56:02.800 --> 01:56:08.039
<v Speaker 7>My nomination is a Prius. It's a Nissan Leaf. No,

2097
01:56:08.840 --> 01:56:10.439
<v Speaker 7>actually they plug it.

2098
01:56:10.520 --> 01:56:14.039
<v Speaker 2>Actually, the Prius has the Prius does not depreciate a

2099
01:56:14.079 --> 01:56:17.039
<v Speaker 2>lot until it gets up to about ten years, and

2100
01:56:17.079 --> 01:56:19.600
<v Speaker 2>then people fear the battery replacement.

2101
01:56:21.680 --> 01:56:25.359
<v Speaker 13>How about the Nissan Leaf, they'd appreciate humongous over the

2102
01:56:25.359 --> 01:56:26.079
<v Speaker 13>first three years.

2103
01:56:26.079 --> 01:56:27.840
<v Speaker 8>They were given those away for a while.

2104
01:56:29.520 --> 01:56:30.600
<v Speaker 1>Yeah, yeah they're bad.

2105
01:56:30.840 --> 01:56:31.800
<v Speaker 13>Five years, they're bad.

2106
01:56:33.560 --> 01:56:36.840
<v Speaker 8>Teslaing Jo Gary isn't great either. I mean the Model

2107
01:56:37.039 --> 01:56:40.520
<v Speaker 8>X isn't bad, but most Tesla models depreciate it.

2108
01:56:40.680 --> 01:56:41.359
<v Speaker 4>Warp speed.

2109
01:56:42.720 --> 01:56:51.760
<v Speaker 2>Yeah, evs in general are bad.

2110
01:56:48.720 --> 01:56:51.760
<v Speaker 13>By it depreciated. I paid five thousand for my car.

2111
01:56:51.920 --> 01:56:53.920
<v Speaker 13>Ran it for five years, and it was a home run.

2112
01:56:54.960 --> 01:56:56.920
<v Speaker 7>And I'm thinking, what.

2113
01:56:58.079 --> 01:56:58.880
<v Speaker 9>A leaf.

2114
01:57:00.439 --> 01:57:02.680
<v Speaker 2>Okay, but you you might have hit it just in

2115
01:57:02.720 --> 01:57:06.560
<v Speaker 2>the right time. You lucked out, Gary, You lucked out.

2116
01:57:06.840 --> 01:57:10.640
<v Speaker 2>You probably found a buyer that really wanted an EV

2117
01:57:10.840 --> 01:57:15.680
<v Speaker 2>and couldn't afford a new one normally, normally that doesn't happen.

2118
01:57:17.359 --> 01:57:20.600
<v Speaker 13>Exactly. So I bought it for fifty five, they sold

2119
01:57:20.600 --> 01:57:23.399
<v Speaker 13>it for five, and I drove it for five years,

2120
01:57:23.800 --> 01:57:24.279
<v Speaker 13>and I think.

2121
01:57:24.199 --> 01:57:25.000
<v Speaker 1>I can get there.

2122
01:57:25.319 --> 01:57:28.520
<v Speaker 13>People they buy these electric cars, they don't want them

2123
01:57:28.520 --> 01:57:29.359
<v Speaker 13>after a year or two.

2124
01:57:31.279 --> 01:57:33.760
<v Speaker 9>There's a lot of great, Yeah, you know what you're doing.

2125
01:57:35.479 --> 01:57:36.760
<v Speaker 1>You're right, You're right.

2126
01:57:36.920 --> 01:57:42.000
<v Speaker 2>Hey, hey, Mark, Why do evs depreciate so much? Is

2127
01:57:42.039 --> 01:57:42.399
<v Speaker 2>it the.

2128
01:57:42.319 --> 01:57:43.920
<v Speaker 1>Battery the fear of the battery?

2129
01:57:44.399 --> 01:57:47.000
<v Speaker 8>Well, it's not all of them. They do, Like I said,

2130
01:57:47.039 --> 01:57:51.079
<v Speaker 8>the Model Less and especially the Model X don't depreciate

2131
01:57:51.239 --> 01:57:52.359
<v Speaker 8>nearly as quick.

2132
01:57:52.119 --> 01:57:53.520
<v Speaker 4>As the Model wire three.

2133
01:57:54.359 --> 01:57:57.960
<v Speaker 8>And then of course on the Nissan, I guess people

2134
01:57:58.239 --> 01:58:00.439
<v Speaker 8>go out and they buy one. I mean kind of

2135
01:58:00.479 --> 01:58:03.640
<v Speaker 8>the weird thing is like that Nissan. I mean, you

2136
01:58:03.720 --> 01:58:06.439
<v Speaker 8>gotta charge that thing all the time. It doesn't have

2137
01:58:06.520 --> 01:58:09.800
<v Speaker 8>a very long range, and it's probably not right for

2138
01:58:09.880 --> 01:58:12.359
<v Speaker 8>a lot of people, and they don't realize it till

2139
01:58:12.399 --> 01:58:14.600
<v Speaker 8>after they buy it. But listen to this, Man, I've

2140
01:58:14.600 --> 01:58:19.439
<v Speaker 8>never heard of Alpine Nissan, but these guys have. I mean,

2141
01:58:19.479 --> 01:58:22.079
<v Speaker 8>this is so absurd. I can't even tell you a

2142
01:58:22.199 --> 01:58:25.680
<v Speaker 8>twenty four month lease. And I'm sure there's a lot

2143
01:58:25.720 --> 01:58:28.439
<v Speaker 8>of you know, there's a lot of stuff.

2144
01:58:28.159 --> 01:58:28.920
<v Speaker 4>Going on in this.

2145
01:58:29.039 --> 01:58:34.600
<v Speaker 8>But a twenty twenty five Nissan Leaf SV for forty

2146
01:58:34.720 --> 01:58:39.000
<v Speaker 8>nine dollars down and nineteen dollars a month on a

2147
01:58:39.079 --> 01:58:40.520
<v Speaker 8>twenty four month lease.

2148
01:58:41.520 --> 01:58:42.119
<v Speaker 4>Think of that.

2149
01:58:42.199 --> 01:58:46.199
<v Speaker 13>Come on, that's stick free driving.

2150
01:58:46.439 --> 01:58:49.079
<v Speaker 8>That's basically free driving. Yeah, I agree.

2151
01:58:49.119 --> 01:58:53.279
<v Speaker 1>Man, Wait a minute, are you Mark? Are you kidding me?

2152
01:58:53.359 --> 01:58:55.439
<v Speaker 1>They really have those vehicles out there.

2153
01:58:55.359 --> 01:59:01.239
<v Speaker 8>Right now, I'm looking at this from Alpine Nissan. It

2154
01:59:01.319 --> 01:59:06.399
<v Speaker 8>is forty nine dollars down at lease. A new twenty

2155
01:59:06.479 --> 01:59:11.279
<v Speaker 8>twenty five Nissan Leaf SV for forty nine down and

2156
01:59:11.520 --> 01:59:15.520
<v Speaker 8>nineteen dollars per month on a twenty more twenty four

2157
01:59:15.600 --> 01:59:16.199
<v Speaker 8>month lease.

2158
01:59:18.760 --> 01:59:20.520
<v Speaker 1>Gary, that sounds like your next car.

2159
01:59:20.680 --> 01:59:24.600
<v Speaker 4>Oh, it's crazy, John. It's like eight miles a month of.

2160
01:59:25.319 --> 01:59:28.560
<v Speaker 8>Your total of two hundred miles for two years right now?

2161
01:59:28.880 --> 01:59:29.520
<v Speaker 8>Ten thousand?

2162
01:59:29.640 --> 01:59:29.840
<v Speaker 9>Wait?

2163
01:59:29.880 --> 01:59:32.199
<v Speaker 1>Wait, wait, what is the mileage though, Mark, that is

2164
01:59:32.239 --> 01:59:38.159
<v Speaker 1>a good point. What's the mileage I'm looking man, Yeah,

2165
01:59:39.159 --> 01:59:40.199
<v Speaker 1>that would be good to know.

2166
01:59:40.359 --> 01:59:44.840
<v Speaker 13>The energy equivalent is like one fourth of a gas

2167
01:59:44.920 --> 01:59:49.520
<v Speaker 13>lenkosts and people don't want them because of range anxiety.

2168
01:59:49.359 --> 01:59:50.920
<v Speaker 7>They really range anxiety.

2169
01:59:51.000 --> 01:59:53.520
<v Speaker 8>So yeah, if you live like you said, you're in Vegas,

2170
01:59:53.600 --> 02:00:01.079
<v Speaker 8>you don't need range. I mean you're right there, man.

2171
01:59:58.439 --> 01:59:59.880
<v Speaker 4>Mark, I'm looking at the fine print.

2172
02:00:00.520 --> 02:00:02.600
<v Speaker 12>I'm looking at the fine print on that Nissan leaf

2173
02:00:02.640 --> 02:00:08.800
<v Speaker 12>from Alpine Nissan. Yeah, so they do allow their they

2174
02:00:08.840 --> 02:00:12.159
<v Speaker 12>do allow up to ten thousand miles per year. Otherwise

2175
02:00:12.159 --> 02:00:14.760
<v Speaker 12>it's twenty five cents a mile. But here's where I

2176
02:00:14.800 --> 02:00:16.720
<v Speaker 12>think a lot of this discount comes from. Where it

2177
02:00:16.720 --> 02:00:21.840
<v Speaker 12>includes sixty six hundred dollars Colorado EV credit must be

2178
02:00:21.880 --> 02:00:26.359
<v Speaker 12>a car resident and thirty four to seventy five four

2179
02:00:26.399 --> 02:00:30.000
<v Speaker 12>hundred and seventy five EV lease cash.

2180
02:00:30.239 --> 02:00:32.239
<v Speaker 8>Yeah, but it's still it still is going to come

2181
02:00:32.279 --> 02:00:34.560
<v Speaker 8>down to forty nine dollars down.

2182
02:00:34.800 --> 02:00:37.319
<v Speaker 4>But the dealer's making Yeah, the.

2183
02:00:37.319 --> 02:00:42.000
<v Speaker 8>Dealer's making the money. Yes, who cares? Are buying this

2184
02:00:42.119 --> 02:00:43.119
<v Speaker 8>leaf for somebody?

2185
02:00:44.199 --> 02:00:47.680
<v Speaker 12>Does not include d n age dealer and handling of

2186
02:00:47.920 --> 02:00:49.199
<v Speaker 12>six hundred and ninety bucks.

2187
02:00:50.159 --> 02:00:51.880
<v Speaker 4>It's still unbelievably cheap.

2188
02:00:52.479 --> 02:00:55.199
<v Speaker 12>It's still but it's ninety nine dollars a month. They

2189
02:00:55.239 --> 02:00:58.720
<v Speaker 12>offer two of these, a leaf and an area for

2190
02:00:58.720 --> 02:01:01.239
<v Speaker 12>forty nine down and nine nine dollars per month.

2191
02:01:01.279 --> 02:01:06.159
<v Speaker 8>I don't it says nineteen per month. Wow, I ain't

2192
02:01:06.159 --> 02:01:07.319
<v Speaker 8>paying over twenty dollars.

2193
02:01:07.359 --> 02:01:07.720
<v Speaker 4>Dang it.

2194
02:01:08.840 --> 02:01:15.600
<v Speaker 8>How much insurance do you put on this car? That's uh,

2195
02:01:15.760 --> 02:01:21.600
<v Speaker 8>that's incredible. That's my brain is spinning over this stupid offer.

2196
02:01:21.720 --> 02:01:23.760
<v Speaker 8>I mean, it's it's just insane.

2197
02:01:23.800 --> 02:01:24.199
<v Speaker 4>Tom.

2198
02:01:24.399 --> 02:01:25.319
<v Speaker 8>You're in the market.

2199
02:01:25.359 --> 02:01:25.960
<v Speaker 4>There you go.

2200
02:01:26.039 --> 02:01:30.239
<v Speaker 1>Man, Man, oh, I'm not actually in the market.

2201
02:01:30.279 --> 02:01:34.079
<v Speaker 2>I put myself in the market sometimes because I get bored.

2202
02:01:34.520 --> 02:01:37.199
<v Speaker 2>But you know, the more I think about it, my

2203
02:01:37.479 --> 02:01:39.920
<v Speaker 2>X seven, I'm gonna lose. I'm gonna lose so much

2204
02:01:39.960 --> 02:01:42.760
<v Speaker 2>money I may as well keep it. I only have

2205
02:01:42.880 --> 02:01:44.039
<v Speaker 2>thirty thousand.

2206
02:01:43.640 --> 02:01:48.560
<v Speaker 1>Miles on it. It's a nice car, but it's just

2207
02:01:48.680 --> 02:01:50.760
<v Speaker 1>way too big. Okay, we got to take a break.

2208
02:01:50.760 --> 02:01:53.439
<v Speaker 2>Three on three seven one three talks seven one three, eight,

2209
02:01:53.479 --> 02:02:02.399
<v Speaker 2>two five five Go with a sure thing Denver's best

2210
02:02:02.479 --> 02:02:05.359
<v Speaker 2>roofer excel roofing dot com. You don't pay a cent

2211
02:02:05.560 --> 02:02:12.359
<v Speaker 2>until you're content. Time for an insurance checkup free, no obligation.

2212
02:02:12.359 --> 02:02:16.199
<v Speaker 2>In comparison, call Compass Insurance paying too much your coverage

2213
02:02:16.239 --> 02:02:18.880
<v Speaker 2>at dozens of insurance companies find out now three all

2214
02:02:18.960 --> 02:02:21.399
<v Speaker 2>three seven seven to one. Help You'll think you're his

2215
02:02:21.560 --> 02:02:24.199
<v Speaker 2>only customer when you choose Frank durand the real estate

2216
02:02:24.239 --> 02:02:27.479
<v Speaker 2>man dot com to list your home with Remax Alliance

2217
02:02:27.720 --> 02:02:33.359
<v Speaker 2>three all three nine two zero sixteen twenty two. Hi

2218
02:02:33.680 --> 02:02:36.600
<v Speaker 2>Tom Martino, You're in troubleshooter three all three seven to

2219
02:02:36.600 --> 02:02:40.680
<v Speaker 2>one three talk seven one three eight two five five. Dean,

2220
02:02:42.279 --> 02:02:44.800
<v Speaker 2>you have a comment on crypto? What is your comment?

2221
02:02:44.880 --> 02:02:47.960
<v Speaker 2>I was I was commenting I don't know anything about it.

2222
02:02:48.000 --> 02:02:48.520
<v Speaker 1>What do you know?

2223
02:02:49.960 --> 02:02:54.399
<v Speaker 9>Well? Last year I was at a wedding and I

2224
02:02:54.479 --> 02:02:56.399
<v Speaker 9>ended up my girlfriend and I sat down at the

2225
02:02:56.399 --> 02:02:58.760
<v Speaker 9>table they were seating us after the wedding, and we

2226
02:02:58.840 --> 02:03:02.760
<v Speaker 9>said these different tape for dinner, and that we were

2227
02:03:02.800 --> 02:03:05.319
<v Speaker 9>paired up with another couple. And I'm sitting there and

2228
02:03:05.359 --> 02:03:08.359
<v Speaker 9>you know, the usual chit chat. This guy that I'm

2229
02:03:08.359 --> 02:03:13.399
<v Speaker 9>sitting with he introduces himself as Charles, and I didn't

2230
02:03:13.439 --> 02:03:16.680
<v Speaker 9>know who Charles is. And he just says, I'm in

2231
02:03:16.880 --> 02:03:20.920
<v Speaker 9>heavy and mathematics, and okay, how about you and I said, well,

2232
02:03:20.960 --> 02:03:24.479
<v Speaker 9>I did the aviation this net. And his girlfriend says, hey, honey,

2233
02:03:24.479 --> 02:03:28.239
<v Speaker 9>show me your airplane. Okay, now here's where this goes.

2234
02:03:28.760 --> 02:03:29.199
<v Speaker 8>He shook.

2235
02:03:29.239 --> 02:03:31.239
<v Speaker 9>And I know a little bit about airplanes. You do too,

2236
02:03:32.039 --> 02:03:39.720
<v Speaker 9>check out November four five one Victor Keelo okay. And

2237
02:03:40.159 --> 02:03:42.359
<v Speaker 9>and I didn't know this except I'm looking at his

2238
02:03:43.039 --> 02:03:46.439
<v Speaker 9>cell phone and he shows me this thing. Okay, yeah,

2239
02:03:46.640 --> 02:03:47.800
<v Speaker 9>I just have you found it.

2240
02:03:49.479 --> 02:03:52.119
<v Speaker 1>I'm looking go ahead, all right.

2241
02:03:52.199 --> 02:03:57.239
<v Speaker 9>It's a black Hawk helicopter. Well not yeah, not too

2242
02:03:57.279 --> 02:04:02.439
<v Speaker 9>many people own those things. And right, what's going on here?

2243
02:04:02.479 --> 02:04:04.479
<v Speaker 9>You know? And he's chatting this and then the other thing.

2244
02:04:05.279 --> 02:04:08.960
<v Speaker 9>And then she says, honey, show them your other airplane.

2245
02:04:09.760 --> 02:04:12.000
<v Speaker 9>And I think that you don't know who you meet

2246
02:04:12.000 --> 02:04:12.720
<v Speaker 9>at these parties.

2247
02:04:13.359 --> 02:04:15.560
<v Speaker 1>So this guy's out of Longmont, Colorado.

2248
02:04:16.279 --> 02:04:18.960
<v Speaker 9>Yes, and that's where this wedding was, okay, but all

2249
02:04:19.000 --> 02:04:21.039
<v Speaker 9>I know about him is his name's Charles. And this

2250
02:04:21.159 --> 02:04:23.479
<v Speaker 9>is gonna go to this blox chain here in a minute.

2251
02:04:24.520 --> 02:04:27.239
<v Speaker 9>And his girlfriend says, honey, showing your other airplanes, check

2252
02:04:27.279 --> 02:04:36.359
<v Speaker 9>out this number no number one zero eight nine. Okay,

2253
02:04:37.159 --> 02:04:38.159
<v Speaker 9>what do you think about that one?

2254
02:04:39.239 --> 02:04:41.720
<v Speaker 1>Well, it's gonna take me more than us.

2255
02:04:43.600 --> 02:04:48.479
<v Speaker 8>Well, it's a bomb anyway, it's a Bombadier twenty two seats.

2256
02:04:48.960 --> 02:04:51.760
<v Speaker 9>Yeah, so I'm sitting with this guy.

2257
02:04:51.520 --> 02:04:55.560
<v Speaker 2>And yeah, that's a corporate jet and this guy owns

2258
02:04:55.600 --> 02:04:57.560
<v Speaker 2>these two and you just sit down with this guy,

2259
02:04:57.600 --> 02:04:58.479
<v Speaker 2>we'll come to find out.

2260
02:04:58.520 --> 02:05:02.159
<v Speaker 9>This guy's name is Charles Hot. Did you ever hear

2261
02:05:02.239 --> 02:05:02.640
<v Speaker 9>that name?

2262
02:05:03.760 --> 02:05:04.079
<v Speaker 4>No?

2263
02:05:04.079 --> 02:05:04.760
<v Speaker 1>No, I haven't.

2264
02:05:05.399 --> 02:05:08.439
<v Speaker 9>Okay, Well, he's one of the car He owns a

2265
02:05:08.479 --> 02:05:11.239
<v Speaker 9>company now called Cardano, but he was one of the

2266
02:05:11.239 --> 02:05:13.359
<v Speaker 9>founder he's the founder of Cardanel, but he was one

2267
02:05:13.359 --> 02:05:17.560
<v Speaker 9>of the founders of in Theorium to hear them.

2268
02:05:18.000 --> 02:05:19.840
<v Speaker 1>No, I don't know any of those. No, I don't.

2269
02:05:20.000 --> 02:05:22.760
<v Speaker 8>I think that's a crypto right in Theorium or whatever.

2270
02:05:23.479 --> 02:05:26.399
<v Speaker 9>Yeah, and that's what this is. This is all blockchain stuff. Well,

2271
02:05:26.720 --> 02:05:31.840
<v Speaker 9>car Dano, which is Charles's operation. He has a heck

2272
02:05:31.880 --> 02:05:33.880
<v Speaker 9>of a website if you want to learn about this,

2273
02:05:34.039 --> 02:05:41.960
<v Speaker 9>called the Cardano Academy. Uh, very very lengthy website of

2274
02:05:42.119 --> 02:05:44.439
<v Speaker 9>how you can learn about anything you want to know

2275
02:05:44.479 --> 02:05:45.279
<v Speaker 9>about blockchain.

2276
02:05:45.359 --> 02:05:48.439
<v Speaker 8>Oh, that's pretty cool. It says free. It's basically free

2277
02:05:48.560 --> 02:05:49.760
<v Speaker 8>education on blockchain.

2278
02:05:50.960 --> 02:05:52.760
<v Speaker 9>Yep, that's it. That guy.

2279
02:05:52.960 --> 02:05:53.640
<v Speaker 4>That's interesting.

2280
02:05:54.319 --> 02:05:56.159
<v Speaker 1>Good, thank you, thank you for that.

2281
02:05:56.720 --> 02:05:59.119
<v Speaker 8>What is the u r L again, Mark, I just

2282
02:05:59.159 --> 02:06:03.680
<v Speaker 8>typed in car Dano blackchain and you'll find it. It

2283
02:06:03.720 --> 02:06:08.039
<v Speaker 8>came up as first one. It's a cardanofoundation dot org.

2284
02:06:08.520 --> 02:06:10.880
<v Speaker 8>Cardanofoundation dot org.

2285
02:06:12.079 --> 02:06:12.359
<v Speaker 4>Wow.

2286
02:06:12.439 --> 02:06:16.960
<v Speaker 2>And and so the guy basically just wants to educate people.

2287
02:06:17.119 --> 02:06:19.119
<v Speaker 8>I mean, they're doing it. It looks like there's you

2288
02:06:19.159 --> 02:06:23.840
<v Speaker 8>can get certified whatever the hell that means, and some

2289
02:06:23.920 --> 02:06:26.439
<v Speaker 8>other stuff. But yeah, there's some free stuff on here.

2290
02:06:28.439 --> 02:06:31.239
<v Speaker 1>And you just happen to run into him at a wedding.

2291
02:06:31.680 --> 02:06:34.199
<v Speaker 9>At a wedding of all things. And I didn't know

2292
02:06:34.239 --> 02:06:36.760
<v Speaker 9>who this guy was, but we had a mute the

2293
02:06:36.800 --> 02:06:39.840
<v Speaker 9>guy whose daughter got married. He said, hey, there was

2294
02:06:39.960 --> 02:06:41.880
<v Speaker 9>there was a couple hundred people at this party and

2295
02:06:41.920 --> 02:06:45.880
<v Speaker 9>we just got, you know, seated, and oh that's pretty cool.

2296
02:06:46.640 --> 02:06:48.119
<v Speaker 4>Yeah, But do you know what I love?

2297
02:06:48.439 --> 02:06:49.239
<v Speaker 1>Do you know?

2298
02:06:49.359 --> 02:06:50.840
<v Speaker 2>Do you know what I love more than anything in

2299
02:06:50.880 --> 02:06:54.279
<v Speaker 2>the world, I swear to God, it's getting fewer and

2300
02:06:54.319 --> 02:06:59.920
<v Speaker 2>far between. I love when I meet people who are interesting,

2301
02:07:00.079 --> 02:07:04.239
<v Speaker 2>I mean truly interesting, you know, not these boring god almighties,

2302
02:07:04.319 --> 02:07:07.479
<v Speaker 2>these people who think they're interesting. But I'm talking about

2303
02:07:07.560 --> 02:07:11.319
<v Speaker 2>like really interesting people who do stuff, you know, or

2304
02:07:11.359 --> 02:07:14.439
<v Speaker 2>who know stuff, and especially when they're smarter than me.

2305
02:07:14.920 --> 02:07:17.840
<v Speaker 2>The smarter they are, the more I seem to be

2306
02:07:18.079 --> 02:07:22.399
<v Speaker 2>enamored because I love learning. And as you get older,

2307
02:07:22.600 --> 02:07:24.800
<v Speaker 2>I'm not saying you know everything, but as you get older,

2308
02:07:24.800 --> 02:07:28.520
<v Speaker 2>it gets more and more difficult to learn, truly learn

2309
02:07:28.800 --> 02:07:29.479
<v Speaker 2>new things.

2310
02:07:30.039 --> 02:07:32.920
<v Speaker 9>This guy is like he was last year, or so

2311
02:07:33.000 --> 02:07:36.279
<v Speaker 9>he was. And since I've found out who this guy is,

2312
02:07:36.319 --> 02:07:38.159
<v Speaker 9>he's like thirty five thirty six years old. But when

2313
02:07:38.199 --> 02:07:40.600
<v Speaker 9>and I'm twice his age, and I'm listening to him,

2314
02:07:41.399 --> 02:07:42.359
<v Speaker 9>and you're right.

2315
02:07:42.399 --> 02:07:44.319
<v Speaker 2>Hold on a second, because I want to hear about

2316
02:07:44.319 --> 02:07:45.479
<v Speaker 2>what you heard when you.

2317
02:07:45.479 --> 02:07:46.119
<v Speaker 1>Listen to him.

2318
02:07:46.399 --> 02:07:48.279
<v Speaker 2>I got to take this break. I'm Tom Martinez. Three

2319
02:07:48.399 --> 02:07:55.880
<v Speaker 2>h three seven one three eight two five five. Go

2320
02:07:56.039 --> 02:07:59.680
<v Speaker 2>with a sure thing Denver's best roofer Excel Roofing dot com.

2321
02:08:00.119 --> 02:08:06.119
<v Speaker 2>Pay a cent until you're content. Time for an insurance

2322
02:08:06.199 --> 02:08:09.920
<v Speaker 2>check up free, no obligation. In comparison, call Compass Insurance

2323
02:08:10.079 --> 02:08:13.079
<v Speaker 2>paying too much your coverage at dozens of insurance companies

2324
02:08:13.159 --> 02:08:15.199
<v Speaker 2>find out now three O three seven to seven to

2325
02:08:15.239 --> 02:08:18.000
<v Speaker 2>one help. You'll think you're his only customer when you

2326
02:08:18.079 --> 02:08:20.520
<v Speaker 2>choose Frank durand the Real Estate Man dot com to

2327
02:08:20.600 --> 02:08:23.960
<v Speaker 2>list your home with Remax Alliance three three nine two

2328
02:08:24.039 --> 02:08:40.039
<v Speaker 2>zero sixteen twenty two. Hi Tom Martino here, Dean's got

2329
02:08:40.079 --> 02:08:44.680
<v Speaker 2>a comment on crypto. He said he was at a

2330
02:08:44.720 --> 02:08:46.840
<v Speaker 2>place at dinner, basically a wedding, and he met a

2331
02:08:46.880 --> 02:08:50.560
<v Speaker 2>man and the man knew his way.

2332
02:08:50.359 --> 02:08:54.800
<v Speaker 1>Around crypto and a lot of other things. And uh,

2333
02:08:55.560 --> 02:08:58.000
<v Speaker 1>I think is he the father of this site? Cardano?

2334
02:08:58.119 --> 02:09:01.359
<v Speaker 1>Is that his name? Where is the name Dane come from?

2335
02:09:02.279 --> 02:09:05.000
<v Speaker 9>Well, that's that's an Italian name. It has something to

2336
02:09:05.000 --> 02:09:08.840
<v Speaker 9>do with mathematics, and that's what Charles is. He's he's

2337
02:09:08.880 --> 02:09:10.520
<v Speaker 9>a mathematic genius.

2338
02:09:11.199 --> 02:09:14.479
<v Speaker 2>His his okay, and what does he do? What?

2339
02:09:14.479 --> 02:09:15.600
<v Speaker 1>What does Carl?

2340
02:09:15.800 --> 02:09:18.680
<v Speaker 9>Do you mean Cardano?

2341
02:09:20.319 --> 02:09:21.159
<v Speaker 1>I mean Cardano?

2342
02:09:21.359 --> 02:09:25.760
<v Speaker 9>Sorry, Yeah, they're a cryptocurrency. They're they're one of the

2343
02:09:25.760 --> 02:09:28.760
<v Speaker 9>bit they're the fifth biggest bitcoin companies in the world,

2344
02:09:30.079 --> 02:09:33.279
<v Speaker 9>and they they have I'm not sure. I'm not a

2345
02:09:33.319 --> 02:09:36.079
<v Speaker 9>bitcoin expert other than you brought this thing up about

2346
02:09:36.079 --> 02:09:38.640
<v Speaker 9>people not understanding it. I'm the first guy that does

2347
02:09:38.720 --> 02:09:43.239
<v Speaker 9>not right but me. But see Tom, seeing what this

2348
02:09:43.319 --> 02:09:46.239
<v Speaker 9>guy's done and sitting with a guy like that for

2349
02:09:46.439 --> 02:09:48.840
<v Speaker 9>a couple of hours, and what he's talking about and

2350
02:09:48.840 --> 02:09:51.640
<v Speaker 9>what he's into and He wasn't bragging, but it was.

2351
02:09:52.000 --> 02:09:54.880
<v Speaker 9>It was hard to comprehend when he and I know

2352
02:09:54.920 --> 02:09:58.039
<v Speaker 9>what a Blackhawks is and you do too. Most people

2353
02:09:58.079 --> 02:10:01.920
<v Speaker 9>don't own those things. And and then he shows me

2354
02:10:01.960 --> 02:10:05.039
<v Speaker 9>this other airplane. I'm thinking, who is this cat? Well?

2355
02:10:05.319 --> 02:10:11.880
<v Speaker 2>You know? And I yeah, you know, listen, the thing

2356
02:10:11.920 --> 02:10:14.119
<v Speaker 2>that people own. I don't care what people own. Those

2357
02:10:14.119 --> 02:10:16.720
<v Speaker 2>are material things. What I care about is what people know.

2358
02:10:17.199 --> 02:10:19.560
<v Speaker 2>Because there are a lot of idiots with money. There

2359
02:10:19.600 --> 02:10:21.720
<v Speaker 2>are a lot of empty idiots with money that have

2360
02:10:21.800 --> 02:10:24.039
<v Speaker 2>scammed people out of money and have gotten money in.

2361
02:10:24.000 --> 02:10:24.920
<v Speaker 1>Ill gotten ways.

2362
02:10:25.279 --> 02:10:28.159
<v Speaker 2>So when somebody's got things, I don't give a damn

2363
02:10:28.159 --> 02:10:30.680
<v Speaker 2>about what they own or what they flash. What I

2364
02:10:30.760 --> 02:10:33.800
<v Speaker 2>care about is what they know. And this guy sounds

2365
02:10:33.840 --> 02:10:36.560
<v Speaker 2>like he knows. And I love that kind of stuff.

2366
02:10:36.720 --> 02:10:39.640
<v Speaker 9>You you you want to get an education. He gave some.

2367
02:10:39.800 --> 02:10:43.399
<v Speaker 9>He was at a congressional hearing because the SEC was

2368
02:10:43.439 --> 02:10:49.000
<v Speaker 9>trying to bring this box chain in crypto under FDC controls. Okay,

2369
02:10:49.039 --> 02:10:51.159
<v Speaker 9>and you know a little bit about the stock market.

2370
02:10:51.239 --> 02:10:55.279
<v Speaker 9>You're in that business now, and yes stocks right, and

2371
02:10:55.760 --> 02:11:00.239
<v Speaker 9>you have SEC and Fener and all that kind of stuff. Well, yeah, right,

2372
02:11:00.920 --> 02:11:04.560
<v Speaker 9>the SDC is trying to bring him and his crypto

2373
02:11:05.119 --> 02:11:08.319
<v Speaker 9>industry under it, and he goes back to Congress. He

2374
02:11:08.560 --> 02:11:11.439
<v Speaker 9>was given these senators as there. If he's hearing, you

2375
02:11:11.439 --> 02:11:15.520
<v Speaker 9>are to watch this. He's given the senators lessons on

2376
02:11:15.600 --> 02:11:18.319
<v Speaker 9>this crypto, what it is, and why it should not

2377
02:11:18.479 --> 02:11:24.119
<v Speaker 9>be regulated by the SEC. It's fascinating. I don't know

2378
02:11:24.119 --> 02:11:26.279
<v Speaker 9>how long he spent back in Washington, d C. But

2379
02:11:26.319 --> 02:11:30.560
<v Speaker 9>it was it's seal several hours of these congressional hearings

2380
02:11:30.960 --> 02:11:35.439
<v Speaker 9>and none of these senators could keep up with him.

2381
02:11:35.600 --> 02:11:38.720
<v Speaker 1>Now here's what what is his full name? The guy

2382
02:11:38.760 --> 02:11:39.760
<v Speaker 1>that you sat next to.

2383
02:11:39.880 --> 02:11:45.359
<v Speaker 12>So his name is Charles Hoskinson's Charles Hoskinson Hopkinson Houskinson

2384
02:11:45.960 --> 02:11:49.680
<v Speaker 12>and he's one of they don't h O s k

2385
02:11:49.960 --> 02:11:53.319
<v Speaker 12>I N s O n okay. He is one of

2386
02:11:53.359 --> 02:11:57.039
<v Speaker 12>the co founders of Erythrium. And then he also founded

2387
02:11:57.399 --> 02:12:00.840
<v Speaker 12>the second cryptocurrency which is the topic of today's discussion,

2388
02:12:00.840 --> 02:12:03.760
<v Speaker 12>which is Cardano. It's a currency, it's got nothing to

2389
02:12:03.760 --> 02:12:04.039
<v Speaker 12>do with bit.

2390
02:12:04.279 --> 02:12:05.560
<v Speaker 1>So this guy's a genius.

2391
02:12:06.079 --> 02:12:08.960
<v Speaker 12>So I think it's I think it's important to separate

2392
02:12:09.039 --> 02:12:12.279
<v Speaker 12>two distinct issues. One is how much money can you

2393
02:12:12.319 --> 02:12:16.239
<v Speaker 12>make by inventing cryptocurrency as this guy did. And then

2394
02:12:16.560 --> 02:12:19.159
<v Speaker 12>the second issue is how much money can people like

2395
02:12:19.239 --> 02:12:23.399
<v Speaker 12>you and I and Dean here make by speculating cryptocurrencies.

2396
02:12:23.960 --> 02:12:27.840
<v Speaker 12>So the founder definitely did really well, and he bagged

2397
02:12:27.880 --> 02:12:29.800
<v Speaker 12>a couple of jets out of it and everything else.

2398
02:12:29.920 --> 02:12:34.199
<v Speaker 2>Yeah, he's worth almost a billion dollars, not quite a billion.

2399
02:12:34.000 --> 02:12:39.239
<v Speaker 12>But I wouldn't draw any inference from that regarding like

2400
02:12:39.399 --> 02:12:42.439
<v Speaker 12>what the rest of us can do with either, of course,

2401
02:12:42.520 --> 02:12:44.880
<v Speaker 12>not cardano or anything else.

2402
02:12:45.680 --> 02:12:49.520
<v Speaker 2>So this is pretty fascinating though, that you met the guy.

2403
02:12:50.159 --> 02:12:54.000
<v Speaker 2>Did he help you understand crypto better?

2404
02:12:54.560 --> 02:12:58.319
<v Speaker 9>No? No, he never brought it up. He just said

2405
02:12:58.359 --> 02:13:03.880
<v Speaker 9>he was in mathematics. I buy after he showed me

2406
02:13:03.880 --> 02:13:06.079
<v Speaker 9>those airplanes. So I thought this guy is worth taking

2407
02:13:06.119 --> 02:13:09.439
<v Speaker 9>a look at. And either he you know, this is

2408
02:13:09.880 --> 02:13:12.119
<v Speaker 9>you know, some BS story. He was telling me. You

2409
02:13:12.159 --> 02:13:14.760
<v Speaker 9>know that these parties people tell you this stuff. But

2410
02:13:14.840 --> 02:13:17.000
<v Speaker 9>he's telling me this, and he but he threw something else.

2411
02:13:17.079 --> 02:13:18.600
<v Speaker 9>He says, are you a hunter? And I said he

2412
02:13:18.920 --> 02:13:21.239
<v Speaker 9>I used to? He says, he says, well, he says,

2413
02:13:21.279 --> 02:13:23.279
<v Speaker 9>if you'd like to hunt, I've got a little little

2414
02:13:23.319 --> 02:13:26.560
<v Speaker 9>place up in Wyoming. I got eleven thousand acre ranch

2415
02:13:26.600 --> 02:13:29.760
<v Speaker 9>upster hunting around eleven thousand acres. Yeah, he says, I

2416
02:13:29.760 --> 02:13:32.439
<v Speaker 9>got vice on on us, and it's true, he's got this.

2417
02:13:32.520 --> 02:13:35.960
<v Speaker 9>And then I of all things. After that, a couple

2418
02:13:35.920 --> 02:13:38.720
<v Speaker 9>of weeks later, I meet a woman that's a cook

2419
02:13:38.920 --> 02:13:43.479
<v Speaker 9>at his ranch up in Wyoming. This eleven thousand acre right,

2420
02:13:43.600 --> 02:13:46.359
<v Speaker 9>well that's cool. Now you can't do.

2421
02:13:46.279 --> 02:13:49.159
<v Speaker 12>This, well, I think the moral huh, yeah, well, I

2422
02:13:49.159 --> 02:13:51.439
<v Speaker 12>think the moral of the story. I think the moral Sean,

2423
02:13:51.479 --> 02:13:53.680
<v Speaker 12>the moral of your story is that it pays really

2424
02:13:53.680 --> 02:13:56.279
<v Speaker 12>well to invent cryptocurrency.

2425
02:13:55.880 --> 02:13:57.199
<v Speaker 1>Well, or to invent it.

2426
02:13:57.720 --> 02:13:58.479
<v Speaker 4>That's what he did.

2427
02:13:59.159 --> 02:14:00.960
<v Speaker 1>Is Ethereum his his coin.

2428
02:14:01.039 --> 02:14:04.199
<v Speaker 12>He was one of the co founders of Erythrium, and

2429
02:14:04.720 --> 02:14:08.319
<v Speaker 12>he is the founder of Cardano, which is another cryptocurrency.

2430
02:14:08.680 --> 02:14:10.800
<v Speaker 1>Is Cardano in and of itself the currency?

2431
02:14:10.960 --> 02:14:11.680
<v Speaker 4>Yeah it is.

2432
02:14:11.760 --> 02:14:15.680
<v Speaker 12>Yeah, it's a cryptocurrency. It's analogous to bid How many?

2433
02:14:15.800 --> 02:14:16.960
<v Speaker 1>How many are there going to be?

2434
02:14:17.239 --> 02:14:21.159
<v Speaker 2>I mean, truly, what's to prevent people from just inventing them?

2435
02:14:21.159 --> 02:14:23.319
<v Speaker 12>Again, there's nothing to prevent. But there are hundreds, if

2436
02:14:23.359 --> 02:14:25.119
<v Speaker 12>not thousands of cryptocurrencies.

2437
02:14:25.960 --> 02:14:28.840
<v Speaker 1>There are. Yeah, So that's where the weakness is going

2438
02:14:28.920 --> 02:14:29.439
<v Speaker 1>to come in.

2439
02:14:29.920 --> 02:14:34.079
<v Speaker 9>All right, Okay. I think his strong point though, and

2440
02:14:34.079 --> 02:14:36.600
<v Speaker 9>the Cardwano. You know, he invented it and he got

2441
02:14:36.359 --> 02:14:41.840
<v Speaker 9>me at in ethereum. His background in this software stuff

2442
02:14:42.479 --> 02:14:46.239
<v Speaker 9>was his company too that he invented was input Output.

2443
02:14:47.319 --> 02:14:48.720
<v Speaker 9>That's and that got it.

2444
02:14:49.720 --> 02:14:51.960
<v Speaker 1>Input output is that's his other company.

2445
02:14:52.600 --> 02:14:55.520
<v Speaker 9>That is the companies that owns the jet and the Blackhawks.

2446
02:14:55.520 --> 02:14:58.560
<v Speaker 9>But that's the Clocker company that I think this.

2447
02:14:58.520 --> 02:15:01.760
<v Speaker 2>Guy's obsessed with aircraft. You know, I don't give a

2448
02:15:01.840 --> 02:15:04.800
<v Speaker 2>damn about who owns what. I want to know about

2449
02:15:05.319 --> 02:15:08.680
<v Speaker 2>the accomplishment of the companies and all of that. Again,

2450
02:15:10.079 --> 02:15:12.880
<v Speaker 2>I see what you use as your meter for success,

2451
02:15:12.920 --> 02:15:15.720
<v Speaker 2>and that is material things. That's wonderful. I want to

2452
02:15:15.760 --> 02:15:18.039
<v Speaker 2>know more about this. This is, this is this guy

2453
02:15:18.119 --> 02:15:21.319
<v Speaker 2>is in Colorado. That's wonderful. I'd love to meet the guy.

2454
02:15:21.439 --> 02:15:26.000
<v Speaker 2>I would love to meet this guy. Okay, now we

2455
02:15:26.079 --> 02:15:29.039
<v Speaker 2>have more coming up on the Troubleshooter Show. John Fuller,

2456
02:15:29.319 --> 02:15:32.319
<v Speaker 2>by the way, UH Personal Injuryco dot com.

2457
02:15:32.720 --> 02:15:34.359
<v Speaker 1>UH, John is our guest today.

2458
02:15:34.439 --> 02:15:38.439
<v Speaker 2>Call Fuller dot com is another UH is another way

2459
02:15:38.439 --> 02:15:40.199
<v Speaker 2>you can get a hold of them or three oh three,

2460
02:15:40.279 --> 02:15:42.079
<v Speaker 2>five nine seven forty five hundred.

2461
02:15:42.600 --> 02:15:42.800
<v Speaker 5>Uh.

2462
02:15:42.840 --> 02:15:44.840
<v Speaker 1>He's been with us the whole time. We got more

2463
02:15:44.880 --> 02:15:45.760
<v Speaker 1>coming right up.

2464
02:15:46.439 --> 02:15:49.680
<v Speaker 2>Go with a sure thing Denver's Best roofer Excel Roofing

2465
02:15:49.800 --> 02:15:50.399
<v Speaker 2>dot com.

2466
02:15:50.439 --> 02:15:52.439
<v Speaker 1>You don't pay a cent until you're content.

2467
02:15:55.840 --> 02:15:59.000
<v Speaker 2>Time for an insurance check up free, no obligation comparison

2468
02:15:59.119 --> 02:16:02.720
<v Speaker 2>call compassing insurance paying too much your coverage at dozens

2469
02:16:02.720 --> 02:16:05.439
<v Speaker 2>of insurance companies find out now three oh three seven

2470
02:16:05.479 --> 02:16:07.800
<v Speaker 2>to seven to one help. You'll think you're his only

2471
02:16:07.920 --> 02:16:10.359
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2472
02:16:10.399 --> 02:16:13.880
<v Speaker 2>dot com to list your home with Remax Alliance three

2473
02:16:13.880 --> 02:16:28.039
<v Speaker 2>oh three nine two zero sixteen twenty two. Hi Tom Martino,

2474
02:16:28.159 --> 02:16:31.720
<v Speaker 2>you're a troubleshooter three O three seven one three talk

2475
02:16:31.840 --> 02:16:35.280
<v Speaker 2>seven one three two five five. Okay, Well, thank you

2476
02:16:35.440 --> 02:16:38.000
<v Speaker 2>very much for being with Sean Fuller. As as we

2477
02:16:38.079 --> 02:16:42.360
<v Speaker 2>bring this, uh this show to a close here though,

2478
02:16:42.799 --> 02:16:45.600
<v Speaker 2>I think, honest to God, we have a message that

2479
02:16:45.680 --> 02:16:49.719
<v Speaker 2>you've been singing since I met you, and that is

2480
02:16:50.040 --> 02:16:54.959
<v Speaker 2>you cannot depend on the laws of minimum insurance.

2481
02:16:54.479 --> 02:16:56.920
<v Speaker 1>Coverage to take care of you.

2482
02:16:57.879 --> 02:17:02.639
<v Speaker 2>That there's more likely at chance than not, more likely

2483
02:17:03.120 --> 02:17:07.319
<v Speaker 2>than not that the person who hits you will not

2484
02:17:07.360 --> 02:17:08.959
<v Speaker 2>be insured to take care of you.

2485
02:17:14.600 --> 02:17:17.760
<v Speaker 1>John, did he leave to.

2486
02:17:19.559 --> 02:17:23.479
<v Speaker 2>He's gone to I'm the only one here but I'm

2487
02:17:23.479 --> 02:17:24.200
<v Speaker 2>going to tell.

2488
02:17:24.120 --> 02:17:24.760
<v Speaker 1>What he does.

2489
02:17:25.520 --> 02:17:32.520
<v Speaker 2>He preaches get underinsured and uninsured motorist coverage. It is mandatory.

2490
02:17:32.600 --> 02:17:32.920
<v Speaker 1>People.

2491
02:17:33.440 --> 02:17:38.680
<v Speaker 2>There's an eighty five percent chance eighty five percent that

2492
02:17:38.760 --> 02:17:41.879
<v Speaker 2>when someone hits you, they do not have.

2493
02:17:41.879 --> 02:17:44.559
<v Speaker 1>Adequate coverage to protect you.

2494
02:17:46.920 --> 02:17:50.600
<v Speaker 2>Not adequate coverage, which means you're going to hit the shortfall.

2495
02:17:51.239 --> 02:17:54.600
<v Speaker 2>Even though your case might be worth millions. If someone

2496
02:17:54.680 --> 02:17:56.600
<v Speaker 2>is not covered, you're never going to collect.

2497
02:17:58.200 --> 02:17:59.920
<v Speaker 1>The next thing to get is med pay.

2498
02:18:00.680 --> 02:18:06.239
<v Speaker 2>Those two coverages are the most important aspects of today's

2499
02:18:06.280 --> 02:18:09.840
<v Speaker 2>show I should leave you with. Meanwhile, don't forget three

2500
02:18:09.920 --> 02:18:12.840
<v Speaker 2>oh three Martino for your help, information and referrals.

2501
02:18:13.159 --> 02:18:14.680
<v Speaker 1>Save all your problems for me.