Speaker 1: Yeah, ripped of news, need advice so you don't happen.
Speaker 2: Come running just as as as we can. Shooter's gonna help.
Speaker 3: Come man, This is the Troubleshooter Show now, Tom Martine, Hello.
Speaker 1: Tom Martino here, Welcome to the show. What is going
Speaker 1: on in your life?
Speaker 4: So?
Speaker 1: What have we got going on here? Today? We got
Speaker 1: a lot happening, and it's really important to go over
Speaker 1: some of the stuff that we've had so we don't
Speaker 1: repeat the same problem. We've had a number of problems
Speaker 1: that keep coming up over and over and over, and
Speaker 1: I think one of the reasons is because of the
Speaker 1: economy and people trying to economize and how much of
Speaker 1: it has to do with trying to save money on cars.
Speaker 1: So we can talk a little bit about that and
Speaker 1: not just buying cars, but repairing cars. Now, today's not
Speaker 1: car day, but these are things worth mentioning that we've
Speaker 1: had problems with. Also, I want to remind you you
Speaker 1: can call or text us at any time. If you
Speaker 1: text me, I'll get it next time I log on
Speaker 1: or whenever it comes in, and you can text us
Speaker 1: at two numbers. Put Tom in the subject. By the way,
Speaker 1: this iHeart texting thing. Just so you know, you can
Speaker 1: really text at any time. And then what you can
Speaker 1: do is put my name in there and when I
Speaker 1: get here, I'll see it. So even if you're texting
Speaker 1: during another show, it won't go to them if their
Speaker 1: name's not there. They'll only filter by their name. So
Speaker 1: that's going to be fine, right, So it's five seven
Speaker 1: seven three nine. Put Tom there if you want to
Speaker 1: get something to me. And for example, this was texted
Speaker 1: during another show. It to me when I logged on,
Speaker 1: Uh Tom, You guys mentioned a VW beetle and somebody
Speaker 1: said it was so small you could push to start it.
Speaker 1: This guy says on some of the old Beatles there
Speaker 1: was a pulley on the crank shaft that was set
Speaker 1: up so you could rope start it. Come on, is
Speaker 1: that true? Rope starting anyway? Three all three seven one
Speaker 1: three talks seven one three eight two five five. So
Speaker 1: some of the notable things going on with repairs is
Speaker 1: paying money up front for a repair, also not having
Speaker 1: in writing exactly what the repair entails. I've always said
Speaker 1: when it comes to and by the way, our number
Speaker 1: three oh three Martino as well, you call twenty four
Speaker 1: seven three oh three six two seven eight four sixty
Speaker 1: six or three all three seven one three talks seven
Speaker 1: one three A two five five now texting me, uh,
Speaker 1: I gave you the iHeart number. Let me give you
Speaker 1: my personal Google number and that is seven four seven
Speaker 1: fifty two eighty seven four seven nine nine nine fifty
Speaker 1: two eighty. So if you text there, it comes right
Speaker 1: through here to me. Personally. You don't have to put
Speaker 1: anything there because it's only my phone and you can
Speaker 1: text me questions, problems, complaints, or just to comment about
Speaker 1: the show as well. So as I was saying, when
Speaker 1: it comes to repairs of a car, you actually would
Speaker 1: not believe how many people take a car in and
Speaker 1: they have a complaint, but they don't specify in the complaint,
Speaker 1: in the invoice what is to be done. They put
Speaker 1: money down, they they blindly give money up front and
Speaker 1: not specify what's to be done. For example, when you
Speaker 1: take a car in for a repair and it has
Speaker 1: a problem, the battery doesn't charge, and they say, we're
Speaker 1: gonna do this, or we're gonna do that, put on
Speaker 1: the invoice or on the work order, will replace voltage regulator,
Speaker 1: or will replace alternator, or will replace battery, or we'll
Speaker 1: replace so and so to correct charging problem. Now, why
Speaker 1: would you do that, because it kind of sets up
Speaker 1: a mini contract. Now, it's not fail safe, but it
Speaker 1: is kind of a mini contract where you can actually
Speaker 1: say you didn't do what you said. Now, obviously, if
Speaker 1: you need more than one part, there's nothing wrong with
Speaker 1: paying for it. That's why another thing you should do.
Speaker 1: Save all old parts. Now, in some cases you have
Speaker 1: to pay what's called the core charge. So if you
Speaker 1: need an alternator, you may be charged more if you
Speaker 1: want them to save that, it's called a core charge,
Speaker 1: or they exchange it. In those cases, use your best judgment,
Speaker 1: or you can delay the core charge, or excuse me,
Speaker 1: delay the core refund until you have a chance to
Speaker 1: examine it. If there is ever a question, so you
Speaker 1: put down the problem, will correct charging problem, or will
Speaker 1: replace this to correct charging problem? Please save old parts.
Speaker 1: Those things can help you. Now, most of the time,
Speaker 1: with reputable shops, you're not going to have too much
Speaker 1: of a problem. But these help ferret out the shops
Speaker 1: that are kind of suspect. They know at least you're
Speaker 1: looking and minding the store, so it gives them pause
Speaker 1: before they think about just hunting and pecking when you
Speaker 1: put down the problem to be corrected. Let's talk to Tracy,
Speaker 1: who has an issue with a car accident. By the way,
Speaker 1: our number again three oh three Martino three oh three
Speaker 1: six two seven, eight four sixty six or three oh
Speaker 1: three seven to one to three. Talk Tracy. What's happening
Speaker 1: with you today? What's going on? Tracy?
Speaker 5: Hey, hey, good morning. I was I was rear ended
Speaker 5: a very very minor accident. We were already stopped at
Speaker 5: a light and the lady behind me started up.
Speaker 6: Immediately.
Speaker 5: Okay, can hit me in the rear in at five
Speaker 5: miles an hour maybe ten at the most. So it's okay,
Speaker 5: minor damage. The it's so her insurance obviously should cover it.
Speaker 5: And it's state farm insurance. They sent me to a
Speaker 5: state farm repair place.
Speaker 1: You know. Yeah, you didn't have to do that, by
Speaker 1: the way, but right, you know. The body shops, let
Speaker 1: me explain this. Body shops have what's called preferred shops. Now,
Speaker 1: some people think, well, that's a preferred screw shop. Sometimes
Speaker 1: it is what what a preferred shop will do that
Speaker 1: a shop you hire will not do. A preferred shop
Speaker 1: will try to make it as economical as they can
Speaker 1: for the insurance company. That's all you have to keep
Speaker 1: in mind, keep going what happened?
Speaker 5: So they sent they sent me to two places, and
Speaker 5: both places said, well, they're going to total this.
Speaker 1: Car because that was wait, whoa, wha, whoah, it was
Speaker 1: just a tiny What kind of car do you have?
Speaker 5: It's a two thousand and one Mercedes SLK, which is
Speaker 5: a little cha and it.
Speaker 1: Has a two thousand and one Mercedes what it's the
Speaker 1: Benz which model s S l K? I love those things.
Speaker 5: Oh, it is so cute.
Speaker 4: I love it.
Speaker 1: I love them, I absolutely love them.
Speaker 5: It's a fabulous car. It has less than one hundred
Speaker 5: thousand miles on it.
Speaker 1: What are you kidding me? Wow, it's Mike, what a
Speaker 1: beautiful what a beautiful little car? Listen, have you had
Speaker 1: it privately assessed as to what it will take to
Speaker 1: fix it, because sometimes you can make a settlement and
Speaker 1: keep and just keep the car and fix it.
Speaker 5: Well, I'm actually en route as we and we're speaking.
Speaker 5: I'm in Root.
Speaker 1: Were you made an offer for the car?
Speaker 5: First of all, no, here's the damage. The second place
Speaker 5: said the damage was sixty one hundred dollars and that
Speaker 5: that would probably be considered totally. The insurance company called me.
Speaker 5: They said it's totaled and I was like, no, no, no, no, no,
Speaker 5: it's worth way more than sixty one hundred dollars. And
Speaker 5: she said, well, no, according to our third party that
Speaker 5: we hire to do these evaluations, it's worth less than that.
Speaker 5: And she didn't say so much. She just said, you're
Speaker 5: not going to be happy. She said, I'll tell you you're
Speaker 5: not gonna be happy. And I don't want to tell
Speaker 5: you how much, because when you have once you know
Speaker 5: how much, then you only have three days? And't that's it?
Speaker 7: Three days a work?
Speaker 1: Well, they're making up their own rules, Tracy, Tracy, hang
Speaker 1: on a second. Okay, First of all, they're making up
Speaker 1: their own rules. There's no such thing as you only
Speaker 1: have three days? Are you in a rental car right now?
Speaker 1: Is that what they maybe they mean they'll withdraw their
Speaker 1: rental car? What do they mean you only have three days?
Speaker 1: These idiots? Is this the person from State Farm talking
Speaker 1: to you? Yes? Hang on, okay, hang on, I'm gonna
Speaker 1: come back to you. Three oh three seven one three
Speaker 1: talks seven one three eight two five five. Don't be
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Speaker 1: until you're content. Time for an insurance check up free
Speaker 1: no obligation comparison call Compass Insurance paying too much your
Speaker 1: coverage at dozens of insurance companies find out Now three
Speaker 1: O three seven to seven to one help. You'll think
Speaker 1: you're his only customer when you choose Frank durand the
Speaker 1: real estate Man dot com to list your home with
Speaker 1: Remax Alliance three oh three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martino, your troubleshooter three O three seven one
Speaker 1: three talks seven one three eight five five. One of
Speaker 1: the best places I find to price cars is the
Speaker 1: open market. So I go to some of these sites,
Speaker 1: especially at cars dot com. It's a huge site, and
Speaker 1: what they do is they show comps, and they show
Speaker 1: what cars have sold for and they show car faxes
Speaker 1: and everything on similar cars. So I plug in this
Speaker 1: car and I'm getting about what you I'm dying to know.
Speaker 1: What is it? Someone please tell me what kind of
Speaker 1: Oh it's a shady it's a two thousand, it's a
Speaker 1: two thousand and one Mercedes Benz SLK. And now which
Speaker 1: it's got, Well, exactly how many miles on its? Sister?
Speaker 1: Tracey ninety? Yeah, so one hundred thousand or less. I
Speaker 1: plugged in and it's worth let's see, let's put it
Speaker 1: this way. Yes, it can be worth anywhere from eight
Speaker 1: eight to twelve if it has way less miles different.
Speaker 1: What model is it? Is it a three twenty?
Speaker 5: No, No, it's it's a two thirty. Well, okay, a
Speaker 5: little less expensive.
Speaker 1: Right, it's getting close, it's getting close. But listen, if
Speaker 1: you can find a comp that you agree with, do
Speaker 1: you understand.
Speaker 3: A cop would be one you sold? Now what it's
Speaker 3: up for sale?
Speaker 1: That's that's right. Yeah, these tracks, some of those based
Speaker 1: on what they call great deals, or those trackers are
Speaker 1: based on sales, so they say great deal, bad deal,
Speaker 1: good deal. Hers would be much less than twelve then,
Speaker 1: because of the smaller engine and a little higher knowledge
Speaker 1: than I'm looking at. So, Tracy, what did they offer
Speaker 1: anything yet? No?
Speaker 5: Because she said, once she makes the offer, I have
Speaker 5: only three days.
Speaker 1: Well you don't have three days? That that's this bull crap.
Speaker 1: I don't even Oh so what happens if you don't
Speaker 1: settle in the three days? They take the offer away?
Speaker 1: I mean, come on, here's the deal, Tracy. Did you
Speaker 1: you actually have to have it? Did you have it
Speaker 1: assessed by your own body shop?
Speaker 8: No?
Speaker 5: I'm going to an independent body shop right now, a state.
Speaker 1: Let's say, here's the problem. Oh my god, this problem
Speaker 1: comes up. What if we jeez, if if it can
Speaker 1: be fixed for sixty one hundred, what would you do?
Speaker 1: What if it's a six thousand dollars damage? Huh?
Speaker 5: I would have I would.
Speaker 4: Have it fixed.
Speaker 1: Okay, Now here's the problem. If the car is worth truly,
Speaker 1: let's say the car's worth four thousand, okay, what's.
Speaker 7: Worth before it was hit?
Speaker 5: It would be I could have sold it myself on
Speaker 5: the street at that and any at any moment for
Speaker 5: at least seventy.
Speaker 4: Five hundred at least.
Speaker 1: I don't think so. But if you think so, okay,
Speaker 1: oh well okay, wait, wait, wait, wait, wait, no, no, no,
Speaker 1: seventy five hundred might be okay, yeah, yeah, you're right,
Speaker 1: you're probably right.
Speaker 3: If we could get petty, if we could get Petty
Speaker 3: details on, we can get her a number for free.
Speaker 1: But it is what it is. Whatever the number is.
Speaker 1: So let's say this. Let's say it's seventy five hundred. Okay, yeah, Now,
Speaker 1: let's say they offer you seventy five hundred. Would you
Speaker 1: take it, plus they have to throw in sales tax?
Speaker 1: Would you take it? You wouldn't even take it? Okay,
Speaker 1: you would? Okay, I say so, let's say seventy five
Speaker 1: hundred now minus six thousand to fix it. Okay. If
Speaker 1: you want to buy that back and they offer you
Speaker 1: seventy five hundred, what will they buy it back for
Speaker 1: salvage value? Okay, you'd have to probably pay you'd probably
Speaker 1: have to pay them twenty five hundred minimum.
Speaker 5: Well me, you know, then i'd have a title that's
Speaker 5: salvage title on it.
Speaker 1: Hold on, you can't, you can't help it. They're not
Speaker 1: going to do it any other way. Okay. You're not
Speaker 1: going to resell the car anyway, are you? If you are,
Speaker 1: then don't don't bother doing what you're gonna do if
Speaker 1: you're gonna sell it. So what difference does a salvage
Speaker 1: title make to you?
Speaker 5: When I was a kid, I bought a car with
Speaker 5: a salvage title on it, and I learned my lesson
Speaker 5: in that you can't get you can't get insurance on it.
Speaker 1: Yeah you can, you can get liability and all that,
Speaker 1: But you don't want collision coverage on this car. Do
Speaker 1: you have collision coverage on this car?
Speaker 4: No?
Speaker 1: Then what different that's the kind of insurance you can't get.
Speaker 1: You can get liability insurance.
Speaker 9: Of course, yes, But well then why didn't you just
Speaker 9: you just said, you just said you don't want to
Speaker 9: do this with a salvage value because you can't get insurance,
Speaker 9: I am.
Speaker 5: Telling you, And and it is so difficult to sell
Speaker 5: a car with a salvage title.
Speaker 1: Well, here's what I'm saying. If you plan on selling
Speaker 1: this car, then don't do what you're about to do.
Speaker 6: Right.
Speaker 5: If I plan on keeping it until I die, then
Speaker 5: it's okay, it doesn't matter.
Speaker 1: But I mean, I'm just going to give you the numbers.
Speaker 1: You do whatever you want, Okay, math doesn't lie. I'm
Speaker 1: just going to do it. If it's worth seventy five,
Speaker 1: and you can argue for that, which I don't think
Speaker 1: you can. But let's say you can. Well, well, no,
Speaker 1: it's not that unreasonable. Let's put it this way. So
Speaker 1: if it's seventy five you take, you give twenty five
Speaker 1: hundred for salvage, you get five thousand dollars net. They
Speaker 1: hand you a five thousand dollars check. You're gonna have
Speaker 1: to kick in another thousand to get it fixed. Are
Speaker 1: you prepared to do that?
Speaker 5: I'm sorry, I didn't understand that equation at all.
Speaker 1: If the car is worth seventy five hundred, they hand
Speaker 1: you a check for seventy five hundred and take your car.
Speaker 1: Now you say to them, I want to fix that car.
Speaker 4: They say to you, I have a salvage title.
Speaker 5: I'd have to buy it back and have a salvag title.
Speaker 5: I don't want to do that. I would turn around
Speaker 5: and buy another one.
Speaker 1: Oh okay, break.
Speaker 5: Seventy five hundred. Okay, because I gety research, I get it.
Speaker 5: I can go to Florida, I can go to California.
Speaker 5: I can find them all over, not Colorado.
Speaker 1: Okay, Then here's what you do. Then we argue for
Speaker 1: seventy five hundred if we can hold on, Let's see
Speaker 1: if we can, because listen, Tracy, this guy we're gonna
Speaker 1: get on. He argues for people all day long twenty
Speaker 1: but you can't make.
Speaker 10: It always sue the other person.
Speaker 1: Yees, now, now hold on, Doc, I was gonna bring
Speaker 1: that up. And Tracy, what we call this is the
Speaker 1: real bad guy. The real bad guy here is not
Speaker 1: Big Brother, it's not the insurance company. It's her. So
Speaker 1: let's say she took an asset from you that is
Speaker 1: now worthless. Right, you have a right to sue for damages,
Speaker 1: but it's still only gonna be that's right. He's worth
Speaker 1: that's right. So let's say they offer you six thousand
Speaker 1: or fifty eight hundred, and you sue her for seventy
Speaker 1: five hundred plus sales text. What happens is this, You
Speaker 1: have to bring to court evidence of what it's worth.
Speaker 1: You cannot. You cannot just sue because you want more money.
Speaker 1: What it's worth to you is not what it's worth
Speaker 1: in the marketplace. But it may be. I mean, it's
Speaker 1: just not based on your OPO line.
Speaker 5: What's that that are for sale online? Considered?
Speaker 1: No, not at all. Well, I wouldn't say not at all.
Speaker 1: You have to call and see if they sold for that.
Speaker 1: What Mark said before, I could.
Speaker 3: List one online right now for one hundred and eighty
Speaker 3: million zillion dollars and it means nothing.
Speaker 1: So so basically it's true. It's what it sells for.
Speaker 1: That's what petty details is all. And that's what's hard
Speaker 1: to figure out.
Speaker 3: That's why you end up paying someone because you're not
Speaker 3: going to call up some dealership and they're gonna like
Speaker 3: give you information on the sales of their vehicles.
Speaker 1: It's not going to happen. And sometimes the older they are,
Speaker 1: the harder they are to find. So hold on, uh kachina,
Speaker 1: do we have any luck finding petty mister petty on
Speaker 1: petty details. Hold on, We're gonna try to get them
Speaker 1: on it right now, Thank you very much, Tracy, hang on. Okay,
Speaker 1: anyone else can give us a call three oh three
Speaker 1: seven to one three talk on this or any kind
Speaker 1: of problem, question or complain three oh three seven one
Speaker 1: three eight two five five. Remember, value is value is value,
Speaker 1: no matter what you think, it's just what it is. Okay,
Speaker 1: Frank durand the real estate man right now will tell
Speaker 1: you what your house is worth. Right now. Houses have
Speaker 1: gone up a bit because interest rates have ticked down,
Speaker 1: sales have stepped up. Frank Duran will give you a
Speaker 1: free analysis of your home, what it will sell for,
Speaker 1: what you'll net, what you can buy. Frank durand the
Speaker 1: real Estate Man dot com three oh three nine two
Speaker 1: zero sixteen twenty two. Go with a sure thing Denver's
Speaker 1: best roofer Excel Roofing dot com. You don't pay a
Speaker 1: cent until you're content. Time for an insurance check up free,
Speaker 1: no obligation. In comparison, call company insurance paying too much
Speaker 1: your coverage at dozens of insurance companies find out now
Speaker 1: three three seven to seven to one help. You'll think
Speaker 1: you're his only customer when you choose Frank durand the
Speaker 1: real Estate Man dot com to list your home with
Speaker 1: Remax Alliance three three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martino, your troubleshooter. Well, until we get petty details,
Speaker 1: we won't go back to this call. There's no sense
Speaker 1: rehashing it. But it's the age old problem. You're in
Speaker 1: an accident. What's it worth? And remember the one I
Speaker 1: want to talk about, the ridiculous one we came up
Speaker 1: against one time when it comes to pricing cars and
Speaker 1: buying them back. But at least Tracy's not trying to
Speaker 1: be silly. She just wants to buy another car, but
Speaker 1: she thinks hers is worth seventy five hundred. But we
Speaker 1: had a guy one time with an old pickup truck
Speaker 1: that he restored. What wasn't total restoration like a hot
Speaker 1: rodder anything. It was just a nice car that he
Speaker 1: had a truck and it was parked in front of
Speaker 1: his house. Now, this was an old truck. I could
Speaker 1: look it up, but I don't have the exact details.
Speaker 1: But it was an old truck, but you know, it
Speaker 1: didn't have that many miles on it, and he loved it.
Speaker 1: Some guy was driving by and smashed into it. Now,
Speaker 1: the company made him an offer and said, okay, you
Speaker 1: get twelve hundred dollars for this truck or fifteen hundred.
Speaker 1: He said, I don't want fifteen I mean I love
Speaker 1: this truck. I'm going to get it fixed. So he
Speaker 1: wanted to buy it back. Now you remember Mark, They
Speaker 1: offered him fifteen hundred. He said, I want to buy
Speaker 1: it back. They said, well, it'll be about fifteen hundred
Speaker 1: and salvage. Because when they get that old. That's basically
Speaker 1: what they were offering. So he said, what does that mean?
Speaker 1: And here's in essence what it meant. Think about this.
Speaker 1: You're at home, minding your own business. Somebody knocks at
Speaker 1: your door. Mister insurance man says, we destroyed your truck.
Speaker 1: But guess what you get to keep it. I swear
Speaker 1: to God that was it. You get to keep it
Speaker 1: because they offered him fifteen hundred, but he had to
Speaker 1: pay fifteen hundred to get it. Then he had to
Speaker 1: get it fixed on top of the fifteen.
Speaker 3: So well, in essence, so they were giving him what
Speaker 3: it was worth fifteen hundred.
Speaker 1: Right, and then he was buying it back. You're right,
Speaker 1: I mean by his decision. Yeah, but basically it's akin
Speaker 1: to this, Mark, we destroyed your car, you get to
Speaker 1: keep it. Yeah, I know, it just sounded weird.
Speaker 3: You know why because the salvage, the parts value, was
Speaker 3: probably worth more.
Speaker 1: Than the vehicle in a hole. Oh my god. Anyway, Mark,
Speaker 1: do you remember the thing I see on her vehicle? Though?
Speaker 3: Everything I'm on KBB right now, private party, I put
Speaker 3: good condition, and I have no idea what kind of
Speaker 3: condition it's in. But you know, you're talking thirty five
Speaker 3: hundred to six grand.
Speaker 1: Mark. I'm not seeing that, man.
Speaker 3: I mean, now, like that's that's basically what every dealership
Speaker 3: uses to value a vehicle.
Speaker 1: But I didn't know they went back that far. But
Speaker 1: all I'm saying is this on on cars dot com.
Speaker 1: I'm not saying they're the end all, but what they
Speaker 1: do is based on their own sales. Okay, So they
Speaker 1: keep data bank of everything on their site that has
Speaker 1: been sold, or I guess they profess to try to.
Speaker 1: And then they compare what is being asked to the
Speaker 1: market and they claim that this one, which is an
Speaker 1: O one SLK two point thirty, has seventy thousand miles
Speaker 1: on it, they want eleven nine or twelve grand, right,
Speaker 1: and they're saying this is a great deal and it
Speaker 1: should be. The average is thirteen thousand. So if that's
Speaker 1: the case, hers with more miles, okay, thirty thousand more,
Speaker 1: would it be worth that much less? I don't know,
Speaker 1: but these guys on the marketplace used cars are going
Speaker 1: for more than usual. By the way, they do have
Speaker 1: salvage cars. Now, that's one of the things they're doing
Speaker 1: on cars dot com. People don't understand that and they
Speaker 1: literally have salvage vehicles, so you could buy yourself a
Speaker 1: salvage vehicle and fix it up, and you know what,
Speaker 1: one of the number one salvage vehicles are on their
Speaker 1: market going for screams ferraris because no one wants a
Speaker 1: damage Ferrari. You could actually buy a Ferrari and fix
Speaker 1: it and be way ahead, but you'll never sell it
Speaker 1: to a true officionado. You'd have to keep it. I mean,
Speaker 1: you truly have to keep it. But it's one of
Speaker 1: the best deals around because Ferrari people are freaky about
Speaker 1: cars that have had damage. But did you know that
Speaker 1: cars dot I sound like a commercial form, but it's
Speaker 1: kind of cool that they have salvaged a section for
Speaker 1: salvaged vehicles. Now, so Kitschina helped me out here. Is
Speaker 1: he not available? Is he calling back? Give me a hint.
Speaker 11: I haven't been able to get a hold of him yet,
Speaker 11: but I'm still working on it.
Speaker 1: So you call and leave a message. Is that what
Speaker 1: you're doing?
Speaker 11: And texting?
Speaker 12: Yes?
Speaker 1: Okay, thank you. So that's one of the hey togs.
Speaker 10: Do you get my message?
Speaker 1: Okay? Go ahead? Yeah, let's do that. Go ahead?
Speaker 12: Is interesting. I have a friend who's about eighty years old.
Speaker 12: When he was eligible for Medicare, he couldn't afford the payments,
Speaker 12: so he never got Medicare.
Speaker 1: That's right. That happened to my brother. By the way,
Speaker 1: as my mom would say, God rested go ahead.
Speaker 12: It would cost he would have to pay penalties for
Speaker 12: the past twenty years.
Speaker 1: Basically, well, it's cost prohibitive. After ten years, it's cost prohibitive. Right.
Speaker 12: So the question is if he meets all the qualifications
Speaker 12: for Medicaid, can you still get it or und you're
Speaker 12: over sixty five, you're not eligible.
Speaker 1: You know what? Actually I never thought of that. We've
Speaker 1: had people who did exactly the same thing. They wanted
Speaker 1: to keep all of their money, so they didn't allow
Speaker 1: for you because you can't be forced to take it,
Speaker 1: so they didn't pay for it. Let's ask that's a
Speaker 1: great question. Actually, would an older person then be on
Speaker 1: Medicaid or would they say nope, you should have gotten medicare.
Speaker 1: That's a great question, and we should ask Integra Insurance. So, Kelly,
Speaker 1: if you could call in Tegra Insurance, we would love
Speaker 1: to talk to them about, uh, this dilemma when you're
Speaker 1: older and you don't pay I believe one of them
Speaker 1: is given to you, the other one you pay for
Speaker 1: on Medicare. On Medicare, then Medicaid is solely based on income.
Speaker 1: But that's a good question. And if that's the case,
Speaker 1: then one would say, why wouldn't everyone do that then
Speaker 1: and just keep more of their money?
Speaker 12: Well, because Medicaid is income based, so a lot of
Speaker 12: people wouldn't be eligible because they make too much money.
Speaker 1: No, But what I'm saying is is that if people,
Speaker 1: if everyone just kept more of their Social Security and
Speaker 1: didn't pay for that premium, then they could all get Medicaid.
Speaker 1: If that's the case. So I don't know what the
Speaker 1: answer is, but we're going to find out. Three oho
Speaker 1: three seven one three talk seven one three eight two
Speaker 1: five five. Kelly was asking what kind of car that is? Kelly,
Speaker 1: that's a two thousand and one Benz SLK. Okay, and
Speaker 1: it's the two thirty. So it's a Benz two thirty
Speaker 1: SLK with ninety seven thousand miles on it. I put
Speaker 1: it up on the call screener and so see if
Speaker 1: that'll help petty details come up with the price. I'm
Speaker 1: Tom Martino, by the way, Denver Regen dot com. Stem
Speaker 1: cell therapy get rid of pain. It works in so
Speaker 1: many cases instead of surgery. I had it done and
Speaker 1: it was remarkable. Denverregen dot com. Go with a sure
Speaker 1: thing Denver's best roofer Excel Roofing dot com. You don't
Speaker 1: pay a cent until you're content. Time for an insurance
Speaker 1: check up free, no obligation comparison call Compass Insurance pain
Speaker 1: too much your coverage at dozens of insurance companies. Find
Speaker 1: out now three O three seven to seven to one. Hell,
Speaker 1: you'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance three oh three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino here three oh three
Speaker 1: seven one three talks seven one three eight two five five. Okay,
Speaker 1: we're waiting for petty details for a car evaluation. We
Speaker 1: have Amber on the line for Evolve construction. But I
Speaker 1: got to go to John Jones for this quick question. John,
Speaker 1: when we when we turn eligible for Medicare, what do
Speaker 1: we pay for? If we choose to take Medicare? Do
Speaker 1: we pay for Part A or Part B?
Speaker 4: Part B? For most people?
Speaker 8: Some people who haven't don't have enough work hours have
Speaker 8: to buy into Medicare. But the vast majority of people,
Speaker 8: you're only paying for Part B part eight of three.
Speaker 1: Okay, So Part B is a premium every month. And
Speaker 1: what does Part B cover?
Speaker 8: Set your outpvisient care, so labs, physician services, X rays.
Speaker 8: You know, you your doctor's visits, office, visits, things like that.
Speaker 1: And what is Part A Part A?
Speaker 8: Hospitalization?
Speaker 1: So if you didn't pay for anything, you would always
Speaker 1: get Part A? And when does that kick in? Well,
Speaker 1: so you.
Speaker 8: Only automatically are given it if you're receiving Social Security
Speaker 8: so otherwise you have to apply for it.
Speaker 1: But that's what I mean. If you apply for Part
Speaker 1: A right, right? And what does it cover? It's free,
Speaker 1: what does it cover?
Speaker 8: The partay cover hospitalization?
Speaker 1: And when does it kick in?
Speaker 8: When does your initial enrollment period for most of it?
Speaker 1: Now, when do I actually get coverage.
Speaker 8: The first of your birth month?
Speaker 1: Okay, I guess I'm not being strang. Okay, hold on,
Speaker 1: it's not your fault, John. Let me communicate this in
Speaker 1: a more clear manner. When do I actually receive a
Speaker 1: bene fit when I go to urgent care, when I'm
Speaker 1: in the hospital for a day when I have outpatient
Speaker 1: surgery when.
Speaker 8: Yes, sir, so yeah, if you if you're hospitalized, then
Speaker 8: it runs through and you're give them your Medicare card.
Speaker 8: It runs through, It runs through Medicare and deductibles and well, no,
Speaker 8: it applies. There's deductible under Medicare Part A. There's an
Speaker 8: additional and that's for your first sixty days in the hospital,
Speaker 8: and then you have days sixty one through ninety and
Speaker 8: then ninety one through one hundred.
Speaker 1: Okay, So it's varied, but there'll always be there will
Speaker 1: always be some out of pocket, right John, Yeah.
Speaker 8: And potentially if you only have A and B, or
Speaker 8: if you only have A, I mean there's potentially unlimited
Speaker 8: out of place if you're in the hospital for more
Speaker 8: than one hundred and fifty days lifetime, Medicare pays nothing.
Speaker 1: Okay, thank you. Now, if I don't pay the premium
Speaker 1: for B and it goes on for like ten years
Speaker 1: or or even longer, do I real is it cost
Speaker 1: prohibitive to get it? Uh?
Speaker 8: There's certainly a penalty. It could be very It could
Speaker 8: it could be expensive to get it, but I mean
Speaker 8: if you don't then I mean it could be comprohibitive,
Speaker 8: do not have it depending on what you're doing.
Speaker 1: I get it. But now we got a guy that's
Speaker 1: eighty that never had it, and now the premium is outrageous.
Speaker 1: He wants to know, since he has no income other
Speaker 1: than I believe social Security, will he be eligible for
Speaker 1: Medicaid or do they say no, no, no, we can't
Speaker 1: play that game.
Speaker 8: He'd have to look it medicates. You know, your state
Speaker 8: based based on your income, state based coverage based on your.
Speaker 1: Can't they say to him?
Speaker 8: Or not?
Speaker 1: Can't they can't they make him go to Social Security first,
Speaker 1: or say, hey, everybody could do this.
Speaker 8: No, not everybody. I mean a lot of people do
Speaker 8: have income and do have income above Medicaid is a
Speaker 8: pretty low limit for income. You're looking about sixteen hundred
Speaker 8: dollars a month roughly sixteen ish two hundred dollars a
Speaker 8: month for income, and you're not eligible for medicaid.
Speaker 1: If it's another question than John. If you're eighty and
Speaker 1: the outrageous premium for Part B is there and you
Speaker 1: have a little more income than you can get for Medicaid,
Speaker 1: then what about private insurance? Could that actually end up
Speaker 1: being cheaper than Part B?
Speaker 8: Or never you can't if you're eligible for Medicare, you
Speaker 8: can't get the individual family markets for under age sixty
Speaker 8: five or special circumstances out that.
Speaker 1: But yeah, okay, so the lesson here is to get b.
Speaker 8: Sure absolutely well for it or when you become eligible
Speaker 8: for it absolutely So.
Speaker 10: John, should I tell my buddy to apply for Medicaid?
Speaker 1: How much does he make?
Speaker 8: He makes sixteen months his income, he makes.
Speaker 1: Less than sixteen hundred a month. So basically, basically, John,
Speaker 1: we should tell people don't pay for Part B. If
Speaker 1: you make less than sixteen hundred a month, you'll always
Speaker 1: get Medicaid.
Speaker 8: Oh no, no, no, Medicaid can help pay Part B premium.
Speaker 8: And so if you're le for Medicaid, absolutely you still
Speaker 8: need Part B.
Speaker 1: Okay, Well, that's what we're asking. So if he has
Speaker 1: a hospital bill, if he has a hospital bill, Medicaid
Speaker 1: won't cover him fully.
Speaker 8: Well, if it's hospital what depends, It depends how many
Speaker 8: days he's been in the hospital.
Speaker 1: But no, it will well or medical bills. Maybe I'm
Speaker 1: saying that's wrong, John, free too.
Speaker 8: But yeah, and if he has like outfisions care, think
Speaker 8: that you're going to be out of pocket a hundred percent.
Speaker 1: Right now, but Medicaid only pays a week. We got
Speaker 1: to come back to this because I am confused as hell.
Speaker 1: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 1: dot com. You don't pay a cent until you're content.
Speaker 1: Time for an insurance check up free, no obligation comparison
Speaker 1: call Compass Insurance. Pay too much your coverage at dozens
Speaker 1: of insurance companies find out now three oh three seven
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two Ripped news. So
Speaker 1: you don't have.
Speaker 2: Come run in as fast as you can. Shooter's gonna
Speaker 2: help come.
Speaker 1: This is the Troubleshooter Show. Now Tom Martino, Hi, Tom Martino,
Speaker 1: Your Troubleshooter. Three oh three seven one three talk three
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Speaker 1: dot Man, Hey, so listen. John Jones Jr. With Integra
Speaker 1: Insurance was helping us understand what happens to people if
Speaker 1: they don't take Part B Part A is hospitalization. Part
Speaker 1: A is not adequate coverage for a normal senior. It does.
Speaker 1: It is provided free if you apply for it and
Speaker 1: if your medic medi if your Social Security pretty eligible,
Speaker 1: but it doesn't pay for a lot of hospital expenses.
Speaker 1: It pays for some of them. You could end up
Speaker 1: with an extraordinary bill if you don't have other insurance,
Speaker 1: so Part B. Part B pays for doctor's visits and
Speaker 1: other things, but Part B doesn't pay for a lot. However,
Speaker 1: it is premium based and as a senior, they take
Speaker 1: it out of your Social Security benefit, but you must
Speaker 1: apply for it now. Some people choose not to have
Speaker 1: money taken out of their benefit. They need it to
Speaker 1: live on, so they don't sign up for B. If
Speaker 1: you don't sign up for B, it's going to be
Speaker 1: difficult to get it in the future because if you
Speaker 1: try to fool the system and put it off for
Speaker 1: ten years, you could end up in very, very big
Speaker 1: trouble by not having it, because you're going to be
Speaker 1: surcharged to a point where the premium becomes very very expensive. Now,
Speaker 1: if you think you can get around it by buying
Speaker 1: private insurance, you can't because if you're eligible for Medicare,
Speaker 1: you can't get private insurance. So I'm asking Integra Insurance Group.
Speaker 1: If someone is eligible by income for Medicaid, does Medicaid
Speaker 1: pay for the doctor's bills you would incur for not
Speaker 1: having Part B or does it simply help pay for
Speaker 1: the premium of Part B?
Speaker 8: John, It can do both and so you be dual eligible,
Speaker 8: so you're eligible for both Medicare and Medicaid based on
Speaker 8: that income whatever those incomes thresholds are for an individual,
Speaker 8: for a couple, and it can absolutely can help. It
Speaker 8: coordinates with Medicare A and B the for the healthcare
Speaker 8: and healthcare cost, and then it also helps their Part
Speaker 8: B bring.
Speaker 1: It okay, Then it seems to me, John that it takes.
Speaker 1: I think the government is trying to encourage people to
Speaker 1: sign up for Part B, and that is why they
Speaker 1: have the penalties that accrue if you don't.
Speaker 8: John, Yes, sir, I'm sorry I lost you for a second.
Speaker 1: Here's what I said. It seems to me the government
Speaker 1: encourages seniors to sign up for Part B, hence the penalties.
Speaker 1: They want you to sign up. Okay, Well, then it
Speaker 1: also then seems to me, on the other hand, the government,
Speaker 1: through Medicaid, is encouraging that you put it off because
Speaker 1: there doesn't seem to be a consequence because Medicaid will
Speaker 1: help pay for the penalty plus help pay for your
Speaker 1: medical bills. So what is the consequence of waiting till
Speaker 1: eighty to sign up for Part B? Did we lose him? Yeah,
Speaker 1: I don't sound like I don't think we're destined to
Speaker 1: get an answer for this, and it's not his fault.
Speaker 1: I just think the system is ft. I mean, it
Speaker 1: seems to me the whole reason for the penalty is
Speaker 1: to make sure we have aggregate premiums to help spread
Speaker 1: the losses. But now I'm hearing that if you wait
Speaker 1: till age eighty and you have penalties, well, guess what,
Speaker 1: Medicaid swoops in and they'll help you pay your premium
Speaker 1: and they pay your medical bills. So I want to
Speaker 1: know the benefit of signing up for me early. And
Speaker 1: I think every senior listening does call them back if
Speaker 1: you can, please, or let's get someone else to talk
Speaker 1: about this. And it's not their fault. And Tegra is
Speaker 1: just telling me what it is. But does it sound
Speaker 1: logical to anyone? I mean that you can put off
Speaker 1: when everyone else is paying that premium. You can put
Speaker 1: it off because you are you need to keep your
Speaker 1: money and you don't care about the penalty, and then
Speaker 1: we all end up paying your penalty. Does that make
Speaker 1: sense to anyone? Well, the government did get involved. Yeah,
Speaker 1: so it doesn't make sense, is what you're saying. Amber.
Speaker 1: And by the way, is petty details. Should we just
Speaker 1: forget about him and try to find someone else as
Speaker 1: far as valuating this car for her? So update on that.
Speaker 11: I have texted him several times and called him several times,
Speaker 11: and I think he's unavailable.
Speaker 12: Yeah, Tom, let me just say one quick thing.
Speaker 10: There are very few people at age eighty.
Speaker 12: Who are going to be under the sixteen hundred dollars
Speaker 12: a month limit between probably Social Security and whatever else
Speaker 12: it's most it's going to really cut down the number
Speaker 12: of people who are eligible for what we were just
Speaker 12: talking about.
Speaker 1: Well, I would say that if anyone makes under that
Speaker 1: they should not get Part B, they can't afford to
Speaker 1: live if they do right to medicaid with that totally.
Speaker 1: So maybe it'll work out just right. So I don't
Speaker 1: know what to do with Tracy here. We need to
Speaker 1: She just needs to contact them directly. Tracy, we can't
Speaker 1: seem to get a hold of him. But he'll valuate
Speaker 1: this car. But remember this, it's only going to be
Speaker 1: worth what it's going to be worth. You're not going
Speaker 1: to win the battle alone. Unless you can show through
Speaker 1: maybe a half a dozen recent sales that cars like
Speaker 1: you sold for more, it can be done. Mark had
Speaker 1: his reevaluated without petty details when they all was massive difference,
Speaker 1: like seven eight grand. But you did it on your own.
Speaker 5: God, wow, can you hear me?
Speaker 1: Yours is? Yours isn't going to be that high there, right?
Speaker 1: I know?
Speaker 5: But then if nothing.
Speaker 3: Else but listen, listen, if you call them, they will
Speaker 3: give you a fair value of what your vehicle is.
Speaker 1: That's it, and it won't cost you a nickel.
Speaker 5: Okay, but I but I didn't realize prior to this
Speaker 5: that it is a scam. Scam, there's an incentive for
Speaker 5: state farm to No, there's not.
Speaker 3: Your vehicle is worth Listen, I just simply don't agree
Speaker 3: with what you're saying. If they're willing to give you
Speaker 3: what the vehicle is worth, that's all they need to do.
Speaker 1: Because you value it.
Speaker 3: Higher in your own mind means nothing.
Speaker 6: Okay.
Speaker 5: But if they let's say, okay, the damage is six thousand, right,
Speaker 5: say they gave let's say they gave me five thousand
Speaker 5: or six thousand, Okay, but now they got the title
Speaker 5: and they turn around and they sell it at auction
Speaker 5: for two, three, four thousand whatever. They have less money
Speaker 5: than if they had had it repaired, so they have
Speaker 5: an incentive.
Speaker 1: It still is only worth to you, but they it's worth. Yeah,
Speaker 1: but they tracy. If they if they paid you six
Speaker 1: grand or five grand and then sell it at auction,
Speaker 1: you're assuming they're not going to get five or six
Speaker 1: You're right, they probably won't, So I don't understand how
Speaker 1: they think. So let's say they sell it for three
Speaker 1: to Chlod's or some big salvage yard or they sell. Okay,
Speaker 1: so let's just say they lose two grand by paying
Speaker 1: you and selling it at auction. Now, your theory is
Speaker 1: what that if they pay two grand to you, it's better.
Speaker 5: No, My theory is that it's a scam that they
Speaker 5: have an incentive to totally rather than pay for the repair,
Speaker 5: even if the repair is the exact value.
Speaker 4: Of the car.
Speaker 3: Tom, I have no idea how you argue with that,
Speaker 3: if god, I.
Speaker 1: Could bring up any exactly what she's saying is.
Speaker 3: If they I'm not looking Bill, they'd owe you a hundred.
Speaker 1: She's not looking at the difference. Tracy, what you're saying
Speaker 1: doesn't make mathematical sense. If they pay you for the damage,
Speaker 1: you're keeping the car, you're you're neglecting that. But if
Speaker 1: they paid you for the damage while it's total, they
Speaker 1: get to keep the car, they're actually gaining the salvage
Speaker 1: value where they're not if you keep the car, So
Speaker 1: it's not the same. The dollars don't make sense of
Speaker 1: what you're saying. And by the way, I'm not arguing
Speaker 1: with you wanting to get what the car is worth.
Speaker 1: But no matter what you feel about the car, you're
Speaker 1: not gonna get what you're feeling. You're only going to
Speaker 1: get what is what.
Speaker 3: Her argument is. I under where I understand where she's
Speaker 3: coming from. But it makes no sense. She's saying, I
Speaker 3: just want to get the car fixed, even if it
Speaker 3: costs ten thousand dollars.
Speaker 1: They should fix my car, even if the value is
Speaker 1: only six. No, they're not. She's not saying that.
Speaker 4: Saying that.
Speaker 1: She's saying that if they're willing.
Speaker 5: Rather total it, there's a reason they would rather total it.
Speaker 5: It costs them less money. Even if we talk about
Speaker 5: the same dollar figure, Tracy, doesn't cost them less money.
Speaker 1: Mark, It's not the same dollar figure, Tracy. It's never
Speaker 1: the same dollar figure. Totaling your car is one price. Okay,
Speaker 1: fix it, but when they total it, they get the
Speaker 1: salvage value. When they pay the same amount for repair,
Speaker 1: they don't get the salvage value. So how is that
Speaker 1: the same.
Speaker 5: If the car let's say, let's say they total it
Speaker 5: at six thousand, but the repair is six thousand, right, okay, right,
Speaker 5: and so and so they say, well that's a total loss. Right,
Speaker 5: So they they give me six thousand for the car.
Speaker 5: Now they own the car, and they get money.
Speaker 1: Back by right, that's right. So it's not so it's
Speaker 1: not the same dollars. It's not the same dollars. You're
Speaker 1: saying they're incentivized four.
Speaker 5: Thous Now they're out only four thousan or three thousand
Speaker 5: or howmever much they get from that.
Speaker 1: That's right, that's right. They're out less than if. That's
Speaker 1: why they don't pay for more than something is worth.
Speaker 1: That's right. You're absolutely right, and may have, but you're
Speaker 1: making no sense. You're making zero sense. You're saying they
Speaker 1: should overpay me for the value of the car because
Speaker 1: they're going to make less money than if you're saying
Speaker 1: they're incentivized to make more money. Absolutely they are, but
Speaker 1: they can't do it if your car was worth more,
Speaker 1: if your car was worth more than it is, they
Speaker 1: can't just salvage the car. It has to make mathematical sense.
Speaker 1: If the damage is equal to the value of the car,
Speaker 1: they can total it. Tracy, I'm sorry, when we're at
Speaker 1: a fundamental we're at a fundamental wall. You don't understand
Speaker 1: the math in this what they have to give you,
Speaker 1: forget what their incentive is. They have to give you
Speaker 1: what the car is worth. Period that's all they owe you.
Speaker 1: That's all they ever owe anyone is what the car
Speaker 1: is worth. Then they sell the car after they buy
Speaker 1: it from you. They buy it from you based on
Speaker 1: the value one minute before the accident. Then they sell
Speaker 1: it for what it's worth. Now that's the way it works.
Speaker 1: If they gave you the repair cost, they have nothing
Speaker 1: to sell. Do they make more money? Sometimes? Sometimes they don't.
Speaker 1: If your car is worth twenty grand, they couldn't. They
Speaker 1: couldn't buy it from you for seven. So you're just wrong.
Speaker 1: I don't know how to put it. You're wrong. She
Speaker 1: thinks it's wrong that they're incentivized. They're not incentivized. Math
Speaker 1: doesn't incentivize it, just whether it makes sense or not.
Speaker 1: No one is gonna pay more than a car is worth. Ever,
Speaker 1: and you're saying, well, six is not more than it's worth.
Speaker 1: It'll just fix it. But then they don't get the car.
Speaker 1: If they're gonna buy the car from you, they want
Speaker 1: the car. I'm Tom Martiano, we have more what hold on?
Speaker 1: One more thing?
Speaker 3: The other thing is, let's say it's fifty five hundred
Speaker 3: and the car's worth six grand. The reason they would
Speaker 3: still total it and most companies do up around that
Speaker 3: twenty five thirty percent is they have a body shop start.
Speaker 1: Working on it.
Speaker 3: Then all of a sudden, that fifty five hundred becomes
Speaker 3: ten thousand, and then they spent more to repair it
Speaker 3: than if they did buy it out.
Speaker 1: Now, listen, something you can do, Tracy, Okay, call Petty
Speaker 1: Details and have them value the car or sue that
Speaker 1: woman for whatever you think it's worth. Sewer sewer directly
Speaker 1: because you don't have to deal with the insurance company,
Speaker 1: and then let a judge decide what that car's worth.
Speaker 1: But it's not going to be based on your opinion.
Speaker 1: I'm gonna talk about evolved construction coming up for Amber.
Speaker 1: She's been patient. We'll take her right after this. Go
Speaker 1: with a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation. In comparison, call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three oh three seven seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the Real Estate Man dot com
Speaker 1: to list your home with Remax Alliance three oh three
Speaker 1: nine two zero sixteen twenty two. Hi Tom Martino your
Speaker 1: troubleshooter three O three seven one three talks seven one
Speaker 1: three eight two five five So Todd. One of my
Speaker 1: YouTube warrants says, I have to agree with the lady caller.
Speaker 1: Insurance pays up to the value of the car. This
Speaker 1: is payment for the damage. If they want the car,
Speaker 1: then they have to purchase the car. I don't even
Speaker 1: understand what you mean. The lady caller didn't say that
Speaker 1: she wanted them to pay for the damage which equals
Speaker 1: the value of the car or exceeds it, and she
Speaker 1: wanted to keep the car. So it doesn't even make sense.
Speaker 1: The way insurance works is you're supposed to be one
Speaker 1: hundred percent reimbursed at the end of the transaction. I
Speaker 1: know it doesn't they try to get out of that.
Speaker 1: I grant you that. I grant you that, But if
Speaker 1: you get into an accident, never mind. I'm going to
Speaker 1: take Amber. Then I'll explain. Amber. Go ahead, You've waited
Speaker 1: long enough. What's going on with evolved Construction? Amber?
Speaker 6: Hi?
Speaker 4: How are you? Hi?
Speaker 1: Amber? I'm sorry for the way What's going on.
Speaker 6: It's okay.
Speaker 7: So there was a storm and like August of twenty
Speaker 7: twenty three, and the town my mom lives in, and
Speaker 7: at least five people that we know of hired Evolved Construction.
Speaker 6: They went and and are.
Speaker 1: They roofers cards?
Speaker 7: I think that Evolve Instruction hires subcontractors.
Speaker 1: Okay, how did she get in contact with Evolved Construction?
Speaker 7: She was at the library and people were handing out
Speaker 7: business cards.
Speaker 1: That's a novel at the library.
Speaker 7: Yeah, and and other people were approached that we know
Speaker 7: of that they had people come up.
Speaker 1: So your mom got a card and called Evolved Construction.
Speaker 6: Yeah.
Speaker 1: And by the way, it's not uncommon for companies to
Speaker 1: go out and sell contracts to subcontractors. Not unusual at all.
Speaker 1: I don't like it. But because you never know who
Speaker 1: you're dealing with, Evolve could sell it to anyone they want.
Speaker 1: So what happened?
Speaker 7: So she hired them. There was an insurance adjuster that
Speaker 7: came out and had her sign a bunch of paperwork.
Speaker 7: He said, Okay, the con tractors will come out. He's like,
Speaker 7: I'll try and get Wait a minute.
Speaker 1: The adjuster that came out, hold On wasn't from Evolved.
Speaker 1: The adjuster was from an insurance.
Speaker 7: Company, right, Nos, from Evolved?
Speaker 1: Well, no, there is no such thing as an adjuster.
Speaker 7: Oh okay, Well I'm not sure what he was. Then
Speaker 7: I do know that he did work for Evolve and
Speaker 7: he did this to the other people as well.
Speaker 1: So what did he do? What exactly? He's an estimator?
Speaker 1: What did he do? He came out?
Speaker 7: Yeah, so right, so he looked at all the work
Speaker 7: that needed to be done. He said, okay, yeah, we
Speaker 7: can do all of this. I can call your insurance
Speaker 7: company and we'll request more money. We'll get them to
Speaker 7: give you more money to get more work done, and
Speaker 7: then we'll get the contractors out here.
Speaker 1: Okay, and then what happened?
Speaker 7: So in my mom's case, the roofing contractor came out,
Speaker 7: they finished the roof, the downspouts, the eve troughs, and
Speaker 7: then left, you know, like one hundred and fifty nails
Speaker 7: all of her yards, left trash everywhere.
Speaker 1: How do you know it was a subcontractor.
Speaker 7: This is kind of what I'm putting together from.
Speaker 1: Okay, So, so theofing, the roofing, the roofing subcontractor left
Speaker 1: a mess. But did they do the roof.
Speaker 7: Yes, they did do the roof, and then there was
Speaker 7: other jobs that evolved was given money for. In my
Speaker 7: mom's case, it was twenty around twenty seven thousand dollars wait.
Speaker 1: In addition to the roof, there was twenty seven.
Speaker 7: I think all together it was twenty seven that that come.
Speaker 1: Well, how much, here's what I'm interested in, amber and
Speaker 1: the nails and all of that. Crab. Unfortunately, there's not
Speaker 1: much we can do. But here's what we can here's
Speaker 1: what we can do. Did evolve get money for work
Speaker 1: that was not done?
Speaker 12: Yes?
Speaker 7: So they were also supposed to redo the sighting on
Speaker 7: her entire house and repair windows and the facia and
Speaker 7: they never came back. They're impossible to get Did.
Speaker 1: The contract list siding work and windows?
Speaker 6: Yes?
Speaker 7: And this is with like my friend's mom. She paid
Speaker 7: them thirty five thousand dollars they did the roof, but
Speaker 7: they never did Yeah.
Speaker 1: So a lot of times this is not unusual. This
Speaker 1: is not unusual for these creeps to do this. They
Speaker 1: they they they get a contract, they put in a
Speaker 1: lot of estimates, they get paid. Sometimes they get paid.
Speaker 1: Did they actually get paid the money or does the
Speaker 1: insurance still have the money for this? Extra work.
Speaker 7: Insurance paid them.
Speaker 1: They got all how do you why would insurance paid
Speaker 1: Why would insurance paid for jobs not done?
Speaker 7: I'm not really sure because like in my mom's case,
Speaker 7: like she gave them money for the roof and then
Speaker 7: they also contacted the insurance company and the insurance company
Speaker 7: paid them an extra eight thousand dollars and she's not sure.
Speaker 1: No, I'm asking this. I'm asking this. So you're saying
Speaker 1: that Evolved Construction got paid for a lot of stuff
Speaker 1: they didn't do. We got to concentrate on that. Okay,
Speaker 1: so all of that stuff is still undone, right, so
Speaker 1: what does Evolve? Oh no, no, no, you go ahead?
Speaker 1: Is there more?
Speaker 3: Right?
Speaker 7: So they have no physical ad. They have a PO
Speaker 7: box in Port Collins. They you call their number, you
Speaker 7: leave messages. We know two workers that work for them,
Speaker 7: and if they do have an answer the phone, it's
Speaker 7: only because you said you needed new roofing work done.
Speaker 7: And then when you tell them, hey, you never finished
Speaker 7: the job, they're like, oh, yeah, we'll take care of it.
Speaker 7: We'll call you back, And they never do. If you
Speaker 7: leave them at a review on Google Reviews, they.
Speaker 1: I only see automatically when I go to Evolveconstruction dot Com.
Speaker 1: Is that the same company?
Speaker 7: I think?
Speaker 10: So it's they only.
Speaker 1: Show a location in Denver. They don't show a location
Speaker 1: up north.
Speaker 7: I have Evolved Construction and Restoration Company and on Shield Street.
Speaker 7: And that was on all the cards that my mom
Speaker 7: had Shields Streets, Shield Street, Suite one thousand, number eight,
Speaker 7: one nine.
Speaker 4: So then the one.
Speaker 7: Worker my friend left a bad review and they found
Speaker 7: her name and her mom's name, and they have been
Speaker 7: harassing them, telling them that they're gonna see them for slander.
Speaker 7: They're lean on her mom's house.
Speaker 1: And then they okay, I see Shield Street in flight?
Speaker 1: Is this in Fort Collins? Shield Street and Fort Collins?
Speaker 1: I do see them? Okay, okay, so this is this
Speaker 1: is the one that's national. And then they have offices
Speaker 1: all over and so anyway they have right now, though,
Speaker 1: does she have someone she's working with at that place?
Speaker 7: A specific The person she was working with said he
Speaker 7: quits and now she can't get a hold of anybody.
Speaker 1: And she said, you know, if truly it's against the
Speaker 1: Contractors Trust Act. It's against the Contractors Trust Act, and
Speaker 1: it's insurance fraud if they put in for money that
Speaker 1: they did not and they did, they got paid, and
Speaker 1: they didn't do the work. Okay, so we need to
Speaker 1: get someone to help you out with this. This this
Speaker 1: is uh, we we should help you out here.
Speaker 7: But and I know of at least five people in
Speaker 7: the town that they've done this too.
Speaker 1: And then I wait, there are five people who they've
Speaker 1: collected money from, but they did not do the work right.
Speaker 7: One they dropped palts off in front of her house
Speaker 7: and left them there and never returned. And then since then,
Speaker 7: she passed away in July. So now I have no
Speaker 7: idea what's going to happen with that.
Speaker 1: Can you get a list of the other victims or
Speaker 1: have them call the show? Sure?
Speaker 7: Yeah, I can get a list of them. I don't
Speaker 7: think you from full comfortable.
Speaker 1: Of Okay, just get a list of them. Get a
Speaker 1: list of them. How much do you know how much
Speaker 1: the roof was done? Do you know how much they
Speaker 1: collected from your mom that wasn't done?
Speaker 7: I know, she just told me total they took twenty
Speaker 7: seven thousand, and that was supposed to cover everything.
Speaker 1: Okay, and then you don't know how much that is.
Speaker 1: You don't know how much of that was the roof? No,
Speaker 1: do you have a copy of her contract.
Speaker 7: I can get it.
Speaker 1: Okay, let's give this to Deputy Dollar. Hold on a second, hey, Kachina,
Speaker 1: let's give this to uh. Let's give this to Deputy
Speaker 1: Dollar to look into supposedly these people. Okay, they did
Speaker 1: this to five other families. Okay, Okay, we're gonna definitely
Speaker 1: look into this. Uh and they're out of uh. Hold on,
Speaker 1: I'm making a note here. Okay, go ahead, Deputy Deputy Dollar,
Speaker 1: Thank you, Amber. Hold on, and we're going to try
Speaker 1: to see what the hell's going on. We got more
Speaker 1: coming right up, Hey, Tom, go with a sure thing
Speaker 1: Denver's best roofer Excel Roofing dot com. You don't pay
Speaker 1: a cent until you're content. Time for an insurance check
Speaker 1: up free, no obligation. In comparison, call Compass Insurance paying
Speaker 1: too much your coverage at dozens of insurance companies find
Speaker 1: out now three oh three seven seven to one help.
Speaker 1: You'll think you're his only customer when you choose Frank
Speaker 1: durand the real estate Man dot com to list your
Speaker 1: home with Remax Alliance three all three nine two zero
Speaker 1: sixteen twenty two. Hi Tom Martino, your troubleshooter three all
Speaker 1: three seven three talk seven one three two five to
Speaker 1: five eight eight eight heating dot Com. You can't say
Speaker 1: too much for honesty, value and just great people. If
Speaker 1: you have an air problem or furnace coming up eight
Speaker 1: eight eight heating dot Com now doing plumbing three oh
Speaker 1: three seven seven zero two seven seven six All right,
Speaker 1: Sam the man he wants to give props to Rod
Speaker 1: over at JFR Cars. What's going on there? Sam?
Speaker 4: Hey, Tom, I want to give kudos to you and
Speaker 4: to Rod as I call last week.
Speaker 8: About having to do the fate of taxes on a
Speaker 8: used car.
Speaker 3: Yeah, and run a nice sat down and we got
Speaker 3: everything taken care of and everything is great.
Speaker 1: Good. Yeah, they're good people. Normally, what happens with taxes
Speaker 1: is dealers collect taxes on certain deals. They're not necessarily
Speaker 1: required to pay them. I don't believe on cash deals
Speaker 1: except for state tax. But whatever it is, I think
Speaker 1: it should all be uniform no matter what. In my opinion,
Speaker 1: I think people should just pay when they register. But
Speaker 1: in your case, they question go ahead.
Speaker 9: That was my question when I had called you, if
Speaker 9: I paid them or if they paid them.
Speaker 1: Yeah, you know, kudos to you and your shoe in. Hey, Sam,
Speaker 1: what did you buy, by the way, word, what did
Speaker 1: you buy.
Speaker 4: A uh my, actually, matter of fact, you bought a car.
Speaker 1: For my daughter. What did you buy?
Speaker 4: A Ford Escape?
Speaker 1: Okay, cool, I got a Ford Escape and got rid
Speaker 1: of all conquera Volkswagen. Yeah, man, No, an Escape is
Speaker 1: a pretty good car for Colorado for sure. Uh three
Speaker 1: oh three seven to one. What's that? Yeah, Dinger, that's right, danger,
Speaker 1: thank you? Three oh three seven one three eight two
Speaker 1: five five.
Speaker 12: Hey, So if you go to Evolve Construction lawsuits, there
Speaker 12: are a couple of lawsuits pending against that company, you.
Speaker 1: Know, Evolve Construction. I hope Dollar digs into this, because
Speaker 1: the more I'm looking at him, the worse off they seem.
Speaker 1: I wonder what their BBB rating is.
Speaker 10: I looked it up.
Speaker 12: They're not accredited by the Better Business Bureau, so they
Speaker 12: get an F and there were.
Speaker 1: Wait wait wait do they have an F on the
Speaker 1: Better Business Bureau?
Speaker 12: And one thing it says they're not accredited, so I
Speaker 12: think they want to.
Speaker 1: That doesn't oh wait wait wait wait Evolve Construction. Actually
Speaker 1: it says this business is not accredited. But you don't
Speaker 1: have to be accredited to get an F. They do
Speaker 1: have an F though, I'll have to admit that this
Speaker 1: is one time I've seen the Better Business Bureau actually
Speaker 1: give someone an F. My god, they must be bad
Speaker 1: for it to get an F from these people.
Speaker 12: Why do you just see how many complaints elicted with
Speaker 12: the BBB?
Speaker 1: My god, yes, yes, evolved construction. Okay, you know what,
Speaker 1: this is going to be a possible sleeze brigade. I
Speaker 1: gotta mark that down, man, I gotta mark that down,
Speaker 1: sleas because it's disgusting how many people are upset with them.
Speaker 1: So I urge people to let them know you heard
Speaker 1: about them on the show. You don't have to be vulgars,
Speaker 1: just let them know, say hey, I heard about you
Speaker 1: guys on the show. I don't mind that. And by
Speaker 1: the way, I want to revisit this medicaid thing. Integer
Speaker 1: Insurance sent me stuff here on part A and part
Speaker 1: B and how it works and what happens when you
Speaker 1: don't have income and you're older, and there's a whole
Speaker 1: bunch of information here, so stay tuned for that. I'm
Speaker 1: Tom Martino three oh three seven one three eight two
Speaker 1: five five Go with a sure thing Denver's best roofer
Speaker 1: excel roofing dot Com. You don't pay a cent until
Speaker 1: you're content. Time for an insurance check up free, no obligation.
Speaker 1: In comparison, call Compass Insurance paying too much your coverage
Speaker 1: at dozens of insurance companies find out now three oh
Speaker 1: three seven to seven to one help. You'll think you're
Speaker 1: his only customer when you choose Frank Durand the real
Speaker 1: estate Man dot com to list your home with Remax
Speaker 1: Alliance three oh three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martina here three oh three seven one three
Speaker 1: seven one three eight two five five. Okay, so when
Speaker 1: we're talking about storm damage, Okay, people, I'm gonna I'm
Speaker 1: gonna say this the best. I can never allow people
Speaker 1: ever to get paid from insurance ever directly. Never you're
Speaker 1: you need to stay in complete control of insurance payments.
Speaker 1: Too many times construction companies take control of your money.
Speaker 1: In fact, if you have a lot of damage that
Speaker 1: extends to more than the roof, well maybe there are
Speaker 1: times you should engage another company that that does the
Speaker 1: other stuff, or get a public adjuster. Now, Genesis happens
Speaker 1: to do multiple things, so you can get a lot
Speaker 1: done from Genesis. Tootalexteriors dot com because they just do that,
Speaker 1: but most roofers don't. So don't let a roofer control
Speaker 1: the budget, or don't let a general contract or subcontract.
Speaker 1: In fact, here's what I would do. I would never
Speaker 1: sign a contract at the door, never ever ever sign
Speaker 1: a contract with a company that subcontracts out everything. And
Speaker 1: now let me be clear on this. Excel Roofing and
Speaker 1: other good people, they have subcontracted crews, but they're not
Speaker 1: subcontract but they are taking full responsibility and have their
Speaker 1: own project managers and their own people. You see, that's
Speaker 1: a totally different ballgame. With Excel Roofing. They are in
Speaker 1: control of everything. So they might have subs here and there,
Speaker 1: don't get me wrong, but believe me when I tell
Speaker 1: you it's the same subs they've had for years and
Speaker 1: years and years and years, and they have their own
Speaker 1: project managers overseeing every single job. Okay, that's important, But
Speaker 1: what I mean by this is when people go to
Speaker 1: the door, knock on the door, and then get you
Speaker 1: to sign something, and then they sell the contract, or
Speaker 1: they sell portions of the contract, you don't ever know
Speaker 1: who you're doing business with. Now, Evolve Construction warning, they
Speaker 1: have terrible ratings terrible complaint history. Even the antiquated Dinosaur
Speaker 1: Better Business Bureau, even they give them an f wow
Speaker 1: three zero three seven to one three talk is our
Speaker 1: number seven one three eight two five five, and again
Speaker 1: it's important. Now let's go to some other things that
Speaker 1: come up in this accident. Okay, I'm getting some text
Speaker 1: on this accident, and if you miss that, you can
Speaker 1: text me directly anytime on my personal Google number, which
Speaker 1: by the way, does forward to mysell Maybe I shouldn't
Speaker 1: have told you that, so I get these twenty four
Speaker 1: to seven seven four seven, nine fifty eighty. I've decided
Speaker 1: to open that up for public use because no one
Speaker 1: seems to be abusing it. I love it. You can
Speaker 1: ask me questions. I have someone listening right now that
Speaker 1: has been asking about insurance. If we could get compass on,
Speaker 1: I'd like to answer this question about insurance for delivery
Speaker 1: drivers and bride share. I know we've gone over it before,
Speaker 1: but there are some very specific questions this person has
Speaker 1: now on Medicaid. I may not have enough time to
Speaker 1: Medicare to say this, but in essence, if you need
Speaker 1: assistance with Medicare premiums, whether or not you've put it off.
Speaker 1: You can get it through medicaid if you meet the
Speaker 1: income requirements. There I said it all so if you
Speaker 1: meet those income requirements, it takes the sting out of
Speaker 1: the delay in getting those be benefits without paying the premium.
Speaker 1: Do you have any questions? Give me a call. We
Speaker 1: have more coming up on the Troubleshooter Show. Go with
Speaker 1: a sure thing Denver's Best Roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Please time
Speaker 1: for an insurance check up free, no obligation comparison call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three oh three, seven to
Speaker 1: seven to one help. You'll think you're his only customer
Speaker 1: when you choose Frank durand the real estate Man dot
Speaker 1: com to list your home with Remax Alliance three oh
Speaker 1: three nine two zero sixteen twenty two rip You needed that?
Speaker 1: Who you don't have? Run anxious as can? No Shooter's
Speaker 1: gonna help. Come is the Troubleshooter Show. No Tom Martino, Martino,
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Speaker 1: Chris has a tenant landlord question, But first I want
Speaker 1: to go to Jeremy from Compass Insurance Group. Jeremy has Jeremy,
Speaker 1: I have a question on text again. I'm telling people
Speaker 1: you can text me, and you can text me at
Speaker 1: my Google number or at the number four iheart's text
Speaker 1: and iHeart. You just have to put Tom in there
Speaker 1: and that's five seven, seven thirty nine, and then my
Speaker 1: Google number. You can text me personally seven four seven
Speaker 1: nine nine eighty. I got a text saying what happens
Speaker 1: to car insurance if I want to deliver to door
Speaker 1: dash or Amazon for Amazon or door Dash? Is it
Speaker 1: the same as ride SHARE's, Jeremy, how does it work?
Speaker 1: Do I have to tell my insurance what goes on?
Speaker 4: Yeah? No, you definitely need to tell your insurance. Every
Speaker 4: company is going to be different. Most companies break apart.
Speaker 4: Ride share, like Uber or list is going to be
Speaker 4: different than food delivery. So we do have some companies
Speaker 4: that will all consider it the same risk, but most
Speaker 4: of them are going to be two different coverages. So
Speaker 4: you definitely want to make sure you have that on
Speaker 4: your policy if you have it.
Speaker 1: But with Uber or Lyft or ride share, they provide
Speaker 1: insurance if you don't, right, In other words, you don't
Speaker 1: write it from there. Usually these drivers once they go
Speaker 1: on the clock, their personal coverage ceases, right.
Speaker 4: Well, they have the different stages. So if you're in
Speaker 4: stage one, which I believe is basically like the app
Speaker 4: is on, that typically is not covered under the coverage
Speaker 4: they give you, or you could get from them, So
Speaker 4: there is like there could potentially be a gap where
Speaker 4: you could add the ride share in your homeowner's policy.
Speaker 4: That's covering that gap. Then like stage two as you're
Speaker 4: going to pick someone up, and that might even be
Speaker 4: outdated because I haven't looked at that.
Speaker 1: Well, do you guys have customers that ride share and
Speaker 1: do they pay a premium?
Speaker 6: Oh?
Speaker 4: Absolutely? Yeah?
Speaker 1: I mean do they pay a higher premium than normal?
Speaker 4: Well, it's just the coverage they would add on, So
Speaker 4: it's typically fifty bucks a year. It's nothing crazy. Okay,
Speaker 4: You're going to cover that gap that their ride share
Speaker 4: insurance they're getting does not cover.
Speaker 1: And that gap is when they turn off the app
Speaker 1: and they're waiting.
Speaker 4: When they're shooty on but they're actively not picking someone.
Speaker 1: Oh I got it, I got it. Okay, they're in
Speaker 1: between rides, got it. And then when they're just going
Speaker 1: to the supermarket, then their own insurance covers it, right correct? Okay,
Speaker 1: Now for food delivery, does it work kind of the
Speaker 1: same way. Do you know do these like door Dash
Speaker 1: if I'm delivering, does my own insurance cover or does
Speaker 1: door Dash provide?
Speaker 4: Do you know your own insurance is not going to
Speaker 4: cover that you can certain companies will have that coverage.
Speaker 4: You could add, I'm not as familiar with like what
Speaker 4: door Dash offers, you know, similar to what like Uber
Speaker 4: would offer. I'm sure it's something, but yeah, just on
Speaker 4: a standard auto policy, there's gonna be no coverage for
Speaker 4: food delivery.
Speaker 1: Okay, thank you. I appreciate that, Jeremy. And that's home
Speaker 1: of the Insurance Checkup Compass Insurance Group three oh three
Speaker 1: nine nine six nine thousand. A lot of people are
Speaker 1: doing insurance comparisons right now because of the market. It's
Speaker 1: crazy out there for insurance. Crazy now, Chris, Welcome to
Speaker 1: the show. I'm Tom Martino. Anyone else who wants to
Speaker 1: call three oh three seven one three talk seven one
Speaker 1: three eight two five five, or you can call three
Speaker 1: oh three Martino twenty four to seven. Chris. What's happening?
Speaker 4: Tom? Yeah, Hey, thanks for taking my call. Long story short,
Speaker 4: I'll try to give it brief. But the little old
Speaker 4: lady down the road from my house lives like four
Speaker 4: houses down. She lives on her own, she's like eighty something.
Speaker 4: She has a tenant that's been renting her basement from her.
Speaker 4: And longsty short. This tenant he's been going crazy making
Speaker 4: threats to her. The way we got involved and connected
Speaker 4: with all this is the other day the old lady
Speaker 4: called my wife and was freaking out because she was
Speaker 4: having a panic attack because this guy was going like
Speaker 4: berserk on the old lady. And the guy actually got
Speaker 4: up in my wife's face and all this well, longsty short,
Speaker 4: this guy after reaching out in searching on.
Speaker 1: You, would you call it? Would you call it like
Speaker 1: raging on this old lady?
Speaker 4: Yeah? At this point, at this point, yeah, from everything
Speaker 4: she's described as well as what he did. My wife
Speaker 4: even kind of stalked her.
Speaker 1: Why, okay, she can get a restraining order.
Speaker 4: If we got the TPO on Friday, got it, try
Speaker 4: to serve him this morning. But then from there obviously
Speaker 4: moving forward with a cheap we're trying to get him
Speaker 4: served by the sheriff again tomorrow. If not, we're going
Speaker 4: to have a buddy of Now.
Speaker 1: When you say trying to get him served, you said
Speaker 1: he's at that basement, right, Yeah, he's.
Speaker 4: At that basement. But the sheriff couldn't come out to
Speaker 4: like eight ten today and he left the house this
Speaker 4: morning at eight o'clock.
Speaker 1: You can't, did you ask the sheriff if you could
Speaker 1: serve him since you're unrelated.
Speaker 4: That's yes, I believe we can. I'm gonna be on
Speaker 4: the twenty second she wants me.
Speaker 1: Although you want to be careful, right, Chris, you don't
Speaker 1: want to get yourself and I mean this guy could
Speaker 1: be dangerous, right.
Speaker 4: It's this guy he is and that's what concern is
Speaker 4: looking back. And we've been talking with his ex girlfriend
Speaker 4: who's back into the women's shelter that he was actually
Speaker 4: assaulted her and it was charged with battery. So he's
Speaker 4: on probation now to Denver from last year with a
Speaker 4: bunch of other drug tarts.
Speaker 1: Let me let me add man this, how did she
Speaker 1: meet this guy to rent her the basement?
Speaker 4: I'm looking at my wife on his own I probably
Speaker 4: Facebook or something. And this guy is a low life
Speaker 4: of literally just a total drugs What does he rage
Speaker 4: about out a little bit? Everything problems with the house.
Speaker 4: Least is a scammer. So he told his ex girlfriend
Speaker 4: and we've been talking with his ex girlfriend or the
Speaker 4: old lady has that he's preciously like, goes around. He
Speaker 4: even said, oh, let's go to the problemware to go
Speaker 4: find some old people to scam or whatever it was.
Speaker 4: And we have all this proof in the.
Speaker 1: How did you find the old girlfriend?
Speaker 4: Uh, she's so she was living with him, she is
Speaker 4: now or not she was, she's now at the woman's
Speaker 4: ster I believe, Holy.
Speaker 1: Crap, it's no, no, no, no no. So you've got
Speaker 1: the temporary restraining order. You got to get this. I mean,
Speaker 1: somebody's got to get him served.
Speaker 4: That's almost Tell me.
Speaker 1: Tell me about the guy. Tell me, tell me about
Speaker 1: the guy. How old is he?
Speaker 4: Uh, Thomas, She's thirty seven. He's like a contractor through
Speaker 4: a Denver and Castle Rock or inspector or something. He's
Speaker 4: been arrested like once, most recently was for the domestic
Speaker 4: abuse last year with his girlfriend, but then also and
Speaker 4: floored a bunch of drugs like morphine charges, controlled substance,
Speaker 4: more domestic and from there he's absolutely insane. And what
Speaker 4: I've found is the other day, how I really got
Speaker 4: involved was he had that freak out on my wife.
Speaker 4: But then from there that next day Roan tells me
Speaker 4: he ended up falling her out of the neighborhood and
Speaker 4: then down the street a little bit from us, at
Speaker 4: a four way stop, he pulled up next to the
Speaker 4: side of my wife at the stop sign on the
Speaker 4: wrong side of the road, rolled his window down, just
Speaker 4: waving at her and just acting kind of kooky, and
Speaker 4: then followed her and I just tailgated her. And that's
Speaker 4: when I kind of was like, Oh, shoot, what are
Speaker 4: we doing? Like, what are we doing with this guy?
Speaker 4: So I sat in the driveway waiting for him to
Speaker 4: get home. He comes home, I'm thinking we're about to
Speaker 4: throw some blows because I was going to call him out.
Speaker 4: And then what I decided was let's take the high road,
Speaker 4: and I just killed.
Speaker 1: Now, you don't want to get into a fight with someone.
Speaker 1: But is he dangerous?
Speaker 6: Is he?
Speaker 1: Well, any he could be dangerous. But what I mean
Speaker 1: is is he a big guy? Is he kind of nasty?
Speaker 1: What you know?
Speaker 4: Is he he's he's a little guy. He's probably like
Speaker 4: six foot tall, bad back, but he's not like a big, nasty,
Speaker 4: like biker looking guy. But he's definitely a psychopath to
Speaker 4: be honest. He's very manipulative.
Speaker 1: And it's so, so, what's your plan, Chris? What were
Speaker 1: you calling us about? What can we do to help?
Speaker 4: Yep? So we at the GGO. She wanted to have
Speaker 4: the sheriff serve it for us. We had the sheriff
Speaker 4: come out this morning, and I guess he want to
Speaker 4: do two or three times they come out. She was
Speaker 4: wanting to wait for the sheriff again tomorrow to try
Speaker 4: to serve him in the morning, and if not, then
Speaker 4: I was gonna get a buddy of mine to serve him.
Speaker 4: But it sounds like at this point with the text
Speaker 4: that he comes through this afternoon, this this guy's not good.
Speaker 4: So my question would be, yeah, we probably should just
Speaker 4: find someone to serve him tonight when he gets home.
Speaker 1: Yeah, but man, he could explode. I would ask for
Speaker 1: officer assists.
Speaker 10: Does he have a firearm?
Speaker 12: Yes, because maybe you can use that that rick taglaw.
Speaker 4: Yeah, what is that one?
Speaker 12: Remember we are if you think someone is a danger tom,
Speaker 12: they can take away your guns.
Speaker 1: Yeah, but right now, all we want to do is
Speaker 1: get him out of that place.
Speaker 10: Well yeah, but in the meantime the.
Speaker 4: Guns are one thing. He's starting to burn down the
Speaker 4: house though, So that's also like the more bigger concern
Speaker 4: of like him being like this. And I guess the
Speaker 4: lady that gave him a reference for him moving into
Speaker 4: this new place was another old lady that he did
Speaker 4: the same thing to and manipulated her, and she was
Speaker 4: so scared. That's why she gave a good review of
Speaker 4: this guy, because she was so scared. And it's it's
Speaker 4: absolutely insane, Tom, Like, we're standing there tonight. I put
Speaker 4: a couple of my ring cameras up at her house
Speaker 4: last night because she's that freaked out.
Speaker 1: And listen, I don't know if it's safe for her. Listen,
Speaker 1: when you got to have an officer assist, when you
Speaker 1: guys man, when you guys serve this guy. Hold on,
Speaker 1: Becky wants to make a comment on this, Becky, what
Speaker 1: is your take on this?
Speaker 6: Hello?
Speaker 13: So, I am an in home private care nurse and
Speaker 13: this is the elder abuse. They need to contact Douglas
Speaker 13: County Department of Human Services and give her information.
Speaker 1: I'm sorry, did he mention it was Douglas County? Did
Speaker 1: he mention it was Douglas County? Benky, I didn't get
Speaker 1: the rock. Oh, I'm sorry. Okay, Okay, we're gonna.
Speaker 4: We're we're in Colorado Springs. We're el Paso County.
Speaker 1: Okay.
Speaker 13: Oh is she does she live.
Speaker 5: In Colorado Springs?
Speaker 4: Yeah, we're Paso County.
Speaker 13: Yes, Okay, contact royl Paso County Department of Human Services
Speaker 13: and let them know that she is being she's an
Speaker 13: elderly person and she's being abused by a tenant, and
Speaker 13: they will get somebody out there immediately.
Speaker 1: They will. How do you know this? By the way, Becky,
Speaker 1: how do you know this?
Speaker 13: I'm also an assisted living administrator and I have turned
Speaker 13: many people in for elder abuse.
Speaker 1: Wow. It probably goes on more than we know, doesn't it.
Speaker 6: It does.
Speaker 13: It's very it's so sickning.
Speaker 1: Gosh, see Mark, you can get in trouble and the
Speaker 1: assisted living facilities, Yeah, happen.
Speaker 13: And I turn everybody in that I see it happening.
Speaker 1: I appreciate that. Becky, Chris, would you let us know
Speaker 1: what happens? Please? Okay? I mean, we're not going to
Speaker 1: drop this, but please call us back and let us
Speaker 1: know what happens. Okay.
Speaker 4: Yeah, So we'll give you this all back. And it
Speaker 4: sounds like, you know, correcting what I'm wrong, even if
Speaker 4: we wait till tomorrow to get the TPO, like it'd
Speaker 4: be great to have the sheriff there. But at the
Speaker 4: same time, I don't know if we should try to
Speaker 4: serve them tonight. But no, one's sure when he's going
Speaker 4: to be home tonight. So then it's kind of like, well.
Speaker 1: Do we know where he works? You said he works
Speaker 1: somewhere as an inspector?
Speaker 4: Yeah, it's a for other companies? Who works for you
Speaker 4: as his own company? Called? Was it?
Speaker 1: Don't tell us right now? Hold on, not yet, don't
Speaker 1: tell us yet of the name of the company. But
Speaker 1: what does the company do?
Speaker 4: Uh, he's just like a general contractor slash property inspector.
Speaker 1: Okay, give us that information off the air, okay, so
Speaker 1: we can have it. Yep, the record that you call, please,
Speaker 1: is this woman very Is she shaken up?
Speaker 4: Oh? She's like like it's bad to him, like it's Jesus. Yeah.
Speaker 4: And this guy is that being that crazy and psychopaths
Speaker 4: Troggi and he's like bipolar to where like, yeah, we
Speaker 4: actually are concerned. And my concern too, is the sheriff
Speaker 4: this morning left their card and then noticing do you
Speaker 4: need to contact us for hurding? Uh no, no.
Speaker 1: No, no, no, no no where do you leave the card home?
Speaker 4: To that note and freak out.
Speaker 1: I would take that card. I would take it, honest
Speaker 1: to god.
Speaker 4: I oblivious.
Speaker 1: I would not let him see that card. At all.
Speaker 1: I think that's bad judgment. I cannot believe they did that,
Speaker 1: especially knowing how explosive this guy is. Man, we can't
Speaker 1: do that.
Speaker 4: No, I'm saying, also thinking out loud too. It's like, say, tonight,
Speaker 4: because we're staying the night over there tonight. If he
Speaker 4: starts acting up or anything, I'm calling I one one
Speaker 4: to get a sheriff out there, because we're techne.
Speaker 1: Yeah, but you guys got to be careful too, Chris.
Speaker 1: I mean, seriously, Chris, you guys have to be careful
Speaker 1: staying there. I mean, I'm not saying you shouldn't, but
Speaker 1: be really careful. Now. I hate to even suggest this,
Speaker 1: but do you have a firearm for self protection? Oh?
Speaker 4: Absolutely? I got my shotgun and bear spray.
Speaker 1: Okay, good, bear spray. Good. Then you don't kill anybody, Okay, listen.
Speaker 1: I don't know. I think you're doing the right thing,
Speaker 1: but you got to be extremely careful, you know, situations
Speaker 1: like this, This is where this is where people should
Speaker 1: really start, you know. And thank you for getting involved
Speaker 1: for this woman. Man, Is that is that kind of you?
Speaker 1: Holy crap? I think it's so important. Three oh three
Speaker 1: seven one three talk, stay in touch Man three oh three, Becky,
Speaker 1: thank you very much for your suggestion. Since we have
Speaker 1: more coming up on the Troubleshooter Show, go with a
Speaker 1: sure thing Denver's Best roofer Excel Roofing dot com. You
Speaker 1: don't pay a cent until you're content. Time for an
Speaker 1: insurance check up free, no obligation. In comparison, call Compass
Speaker 1: Insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three oh three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three oh three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino here three
Speaker 1: oh three seven one three Talks seven one three eight
Speaker 1: two five five. How can we help you? That's what
Speaker 1: we ask each and every day for those of you
Speaker 1: tuning in, this is a show that helps people solve problems,
Speaker 1: answer questions, and take complaints. And uh, I know, as
Speaker 1: there's a TV in town that was keeping track of
Speaker 1: problems solved. They got up to around seven hundred thousand dollars.
Speaker 1: Now I applaud them, and I applaud anyone who wants
Speaker 1: to do consumer advocacy. I think it's a wonderful thing.
Speaker 1: The more the merrier. Perhaps we should all get together
Speaker 1: as an organization of people who want to help people.
Speaker 10: We could call it the Better Business Bureau.
Speaker 1: Yeah right, The Better Business Bureau is such an insult
Speaker 1: to today's technology and formats of better stuff. I mean,
Speaker 1: just you know, here's the thing we should call it, seriously,
Speaker 1: the Consumer Club? Get it? The Consumer Club or the
Speaker 1: Consumer's club. That has a double entendre there? Hey, Tom, Yes, sir, well,
Speaker 1: I asked about the gun.
Speaker 12: You're familiar with the red taglow right that if somebody
Speaker 12: has a firearm.
Speaker 1: Heven, how do you know they have one?
Speaker 10: Well, that's why I asked.
Speaker 12: If Chris knew that if firearm, he could get that
Speaker 12: taken away and then the guy would have to prove
Speaker 12: that he's not a threat, which he obviously wouldn't be
Speaker 12: able to do, but at least he would get the.
Speaker 10: Firearm out of his hands.
Speaker 1: Again though, See, Okay, I understand what you're saying, Doc,
Speaker 1: and I have no problem with helping people to stay safe,
Speaker 1: but I just don't know how we go there. All
Speaker 1: I want to do is get him out of that house.
Speaker 1: That old lady is threatened and feels bad and the
Speaker 1: neighbor is so nice to help.
Speaker 3: Don't you think the cops would remove him?
Speaker 1: Then? Well, they do have a temporary restraining order they're
Speaker 1: trying to serve on him. Mark Ah, they got to
Speaker 1: find him. Yeah, well he lives there, but they didn't
Speaker 1: find him home. Couldn't you just put it on the door.
Speaker 1: I'm not sure, you know what. I don't think you
Speaker 1: can actually, but that's a good question. They did put
Speaker 1: the card on the door. We need to talk to
Speaker 1: you as soon as possible. But man, I wouldn't do
Speaker 1: that because this guy could automatically assume this woman's out
Speaker 1: to get him. Blah blah blah.
Speaker 3: And yeah, the bottom line is we just don't know
Speaker 3: how crazy.
Speaker 1: This guy is. I know it, I know it, and
Speaker 1: that's what scares me.
Speaker 3: We had a call. God, it's been years, man, the
Speaker 3: mother called on the son. She called into the show
Speaker 3: and I ended up driving down to Colorado Springs.
Speaker 4: Oh.
Speaker 3: Yes, he was hacking Loogi's in his mom's face and
Speaker 3: just I mean that was like one of the small
Speaker 3: things and the cops didn't want to do anything about
Speaker 3: it until I went down there. And called KRTV news
Speaker 3: and we were going to light it up and they
Speaker 3: came out and they removed him from the house. But
Speaker 3: it was hard to get done. Man, I know.
Speaker 1: It got one woman. Do you remember? She's called a
Speaker 1: few times since then? This guy was such a creepy
Speaker 1: Was it his mom or grandmother? Wasn't it? Or We
Speaker 1: had two of them?
Speaker 3: Now, okay, his mom, because he had to be around
Speaker 3: thirty or forty, I'd say more around forty.
Speaker 1: You know, Mark, we had two of them. We had
Speaker 1: two then remember the one with the great on that
Speaker 1: she was out that was east Yep, yep, and she
Speaker 1: was helping one's son and then his son and he
Speaker 1: stole the car. Oh god, they were taking such a
Speaker 1: you know, listen, people, if ever you know of any
Speaker 1: situation like this, please let us know and we'll do
Speaker 1: what we can. Three oh three seven one three talk
Speaker 1: seven one three A two five five is our number.
Speaker 1: And we've had a lot of actions so far, but
Speaker 1: now calls have lullged. You can get right through. You
Speaker 1: can also text me, of course, and I want to
Speaker 1: give that out seven four seven nine nine nine fifty
Speaker 1: two point eighty or five seven seven three nine out
Speaker 1: that's a short coat. Two separate numbers. Now on something
Speaker 1: that where is it? I have it right here? Oh
Speaker 1: do you know that Happy Birthday? There was a lawsuit settled,
Speaker 1: but I don't understand where the fourteen million went. But
Speaker 1: a global music publishing company they claimed to hold the
Speaker 1: copyright to Happy Birthday. But guess what, They now have
Speaker 1: to pay fourteen million dollars because apparently they didn't have it.
Speaker 1: The settlement puts this song into public domain. But I
Speaker 1: guess the people who had been collecting money for it
Speaker 1: it was thrown out the copyright. Wow. So a US
Speaker 1: district judge said that the company never acquired the rights
Speaker 1: to Happy Birthday, but just purported to be the owner.
Speaker 1: Can you imagine that no one checked until there was
Speaker 1: a lawsuit? Holy crap? Holy And now they have to
Speaker 1: give up the claim and pay fourteen million dollars. I
Speaker 1: wonder how much they collected over the years. But that's
Speaker 1: Happy Birthday to you? Is now happy Birthday to whoever?
Speaker 1: Where do they pay the fourteen million? It doesn't say
Speaker 1: that actually, I guess to the company who sued him.
Speaker 1: Somebody must assued him. But in any case, let's see
Speaker 1: the big winners. Of the ruling were movie studios and
Speaker 1: filmmakers who got together and they were targeted because they
Speaker 1: had the songs in some of their movies. So they
Speaker 1: got together to sue this company challenging the copyright that
Speaker 1: they supposedly had. How the hell do you fake a
Speaker 1: copyright like that? We have more coming up on the
Speaker 1: Troubleshooter Show. By the way, I want to take this
Speaker 1: comment first, Becky, what is this comment on this elder
Speaker 1: abuse issue that we just took. What is your comment? So?
Speaker 13: I just had one other recommendation. He can also Chris
Speaker 13: can call the Passo County Police and tell them that
Speaker 13: they need to do a well check on his neighbor,
Speaker 13: and then he can explain something so that they are prepared,
Speaker 13: can send a couple.
Speaker 6: Of officers to do a well.
Speaker 13: Check on her, and then they can explain to the
Speaker 13: officers the issue.
Speaker 1: Why do you think he kept talking about that? I
Speaker 1: forgot to ask him this. He talks about the sheriff's
Speaker 1: department more than he does the police department. I don't
Speaker 1: understand that part. Well, the sheriffs, they're so the sheriff.
Speaker 1: The sheriff's department can do civil service like you know,
Speaker 1: they can serve people, but the police department. You're right,
Speaker 1: they also have to be called the police department.
Speaker 13: Yes, I think that he's wasting his time with the
Speaker 13: restraining order because action needs to be taken now, and
Speaker 13: it's not.
Speaker 1: But would they take action just on her word and
Speaker 1: their word?
Speaker 4: Yes?
Speaker 6: Absolutely.
Speaker 13: Elderly abuse is so rampant right now that they take
Speaker 13: us off seriously, very seriously.
Speaker 1: Okay, Hey, Becky, I wish you sound like you know
Speaker 1: what you're doing when it comes to this issue. I
Speaker 1: wish you would leave your number with Katchina in the
Speaker 1: so we can call you now and then if we
Speaker 1: ever have an elder absolutely, oh great, thank you. Hey, listen,
Speaker 1: get her number eight. It put her down as an angel.
Speaker 3: What's it is possible that that part of Castle Rock
Speaker 3: is unincorporated and that's why the sheriff it was.
Speaker 1: Is Colorado Springs. But you're right, it could be that
Speaker 1: it was. It's not in the city limit. You're right, okay,
Speaker 1: So what we'll do is take Becky's number for future
Speaker 1: issues like this. We got more coming up on the
Speaker 1: Troubleshooter Show three O three seven to one, three eight,
Speaker 1: two five five, Go with a Sure Thing Denver's best
Speaker 1: rufer Excel roofing dot com. You don't pay a cent
Speaker 1: until you're content. Time for an insurance check up free,
Speaker 1: no obligation. In comparison, call Compass Insurance paying too much
Speaker 1: your coverage at dozens of insurance companies find out now
Speaker 1: three O three seven to seven to one. Help. You'll
Speaker 1: think you're his only customer when you choose Frank durand
Speaker 1: the real estate Man dot com to list your home
Speaker 1: with Remax Alliance three three nine two zero sixteen twenty two.
Speaker 1: Hi Tom Martino, your troubleshooter. Hey, more on that Happy Birthday,
Speaker 1: Happy Birthday suit. The song Happy Birthday the company that
Speaker 1: had to that. Okay, Warner Brothers did not fake it.
Speaker 1: Warner Brothers is the one that has to pay these damages.
Speaker 1: Warner Brothers thought that they purchased the rights. According to
Speaker 1: the suit, the song was written by the way. This
Speaker 1: song was written by Mildred and Patty Hill in eighteen
Speaker 1: ninety three. Okay, and it was called Happy Birthday and
Speaker 1: Happy Birthday to you all. Okay, now you know that right, Okay?
Speaker 1: So they sold Patty and Mildred sold this song to
Speaker 1: Clayton Summy and it was for ten percent of the
Speaker 1: sheet music. So the company that Summy founded was purchased
Speaker 1: by Warner Music Group. Meanwhile, Mildred and Patty died, so
Speaker 1: the only ones with any assemblance of rights were Warner Brothers.
Speaker 1: And that was back in nineteen ninety eight, and since then,
Speaker 1: Warner has been collecting copyrights every year, millions of dollars
Speaker 1: every year. However, the lawsuit says, nope, nope, nope, nope, nope.
Speaker 1: That was only for a limited version of it, and
Speaker 1: they were not entitled to all those copyright fees that
Speaker 1: they've collected over the years. The lawsuit argued that the
Speaker 1: there was a piano arrangement in nineteen thirty five, not
Speaker 1: the song itself. This was significant because Warner has been
Speaker 1: collecting millions of dollars every year, so the judge said,
Speaker 1: you don't own it, you gotta pay. By the way,
Speaker 1: this was started in twenty fifteen, this lawsuit, it took
Speaker 1: this long to get through the courts, when back and
Speaker 1: forth and back and forth, and Warner has to pay
Speaker 1: fourteen million dollars ca Lee all because of Happy Birthday. Hmm. Anyway,
Speaker 1: three zero three seven, one three eight two five five Okay.
Speaker 1: So on another note, I was on cars dot com
Speaker 1: and I noticed a site and it said salvage vehicles, right,
Speaker 1: because I was trying to look up some salvage things.
Speaker 1: People are telling me this as a scam, but it's
Speaker 1: called Globalauctions dot Com.
Speaker 3: Mart think it's a scam. It's simply an auction.
Speaker 1: Yeah, but it's oh yeah, of course it is. But
Speaker 1: what I'm saying is it's extraordinary what you can buy
Speaker 1: some of these damaged cars. For see it says engine
Speaker 1: damage on one of them. It does talk about damages
Speaker 1: on some of them.
Speaker 3: And the more important part is look when the bidding stops,
Speaker 3: most people that are serious at an auction come in
Speaker 3: the last half hour. I mean, if it ends in
Speaker 3: five days, in the BID's four hundred dollars, it means nothing,
Speaker 3: is my point, No, no, no, no, no, you're right,
Speaker 3: that's not good. Go to time ending soon. Then you
Speaker 3: start seeing realistic prices.
Speaker 1: Okay, cool, but on some of them, oh yeah, there
Speaker 1: are no buy now as you're right. But I wonder
Speaker 1: how many of these actually sell because it seems to
Speaker 1: me some of these can be you know, you can
Speaker 1: you can repair them and have a pretty damn good car,
Speaker 1: you know. But here's the point. When it comes to
Speaker 1: exotic cars, there are aficionados that only want the luxury
Speaker 1: cars with less than two thousand miles on them. Over
Speaker 1: two thousand, they depreciate drastically over ten or twenty thousand,
Speaker 1: forget it, forty or fifty thousand, then only want to
Speaker 1: bees buy them. But the damaged and repaired ones only
Speaker 1: want to best buy opposers, you know, because they can
Speaker 1: get into it for less than someone spending four or
Speaker 1: five hundred thousand. But anyway, that's so, it's a yeah,
Speaker 1: it is a It is a legit site for auctions,
Speaker 1: and they do have salvage cars and they're pretty interesting.
Speaker 1: They have not just salvage cars, but all kinds of
Speaker 1: different kinds of weird auctions on big like exotic cars
Speaker 1: and boats, heavy equipment and all of that. Anyway, I
Speaker 1: find it fascinating. We have more coming up on the
Speaker 1: Troubleshooter Show. Get your calls in three oh three seven
Speaker 1: one three Talk three oh three seven one three A
Speaker 1: two five five probid energy dot com. Speaking of solar,
Speaker 1: if you want a great solar company, they can help
Speaker 1: you with commercial or residential probid Energy dot com. Go
Speaker 1: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free no obligation comparison call Compass
Speaker 1: Insurance paying too much your coverage at dozens of insurance
Speaker 1: companies find out now three all three seven seven to
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martino here three
Speaker 1: O three seven one three talk seven one three eight
Speaker 1: two five five. So we're getting a lot of suggestions
Speaker 1: for this eighty year old woman where a rager she
Speaker 1: rented to in the basement. She was given a reference
Speaker 1: to this guy from another old lady who was afraid
Speaker 1: of him and wanted to get rid of him. That's
Speaker 1: kind of sad, And apparently this guy is violent, bipolar,
Speaker 1: poses a threat Alpasso County. Chris, the neighbor wants to
Speaker 1: help her. He got a tear, They went to court
Speaker 1: and got a tro They haven't yet served him. They're
Speaker 1: afraid he's going to explode. When they do, they need
Speaker 1: to get an officer assist. That's happening. Another thing we're
Speaker 1: hearing from people who have been ripped off by Evolve Construction.
Speaker 1: It all started with a complaint we got from Amber
Speaker 1: about her mom hiring these people, and Evolve Construction seems
Speaker 1: to be a ripoff company. From what we can tell.
Speaker 1: There are many lawsuits against him. They have terrible ratings
Speaker 1: and they take money and keep a lot of it
Speaker 1: without doing the work. They do some basic work so
Speaker 1: they don't just out now, keep the money and run,
Speaker 1: but they collect for all sorts of damage but end
Speaker 1: up doing just the roof through some subcontractors. These are
Speaker 1: definite candidates for the sleaze brigade. But warning people put
Speaker 1: the name down Evolve Construction, be careful. Okay, Evolve Construction. Okay.
Speaker 1: On another thing, people are saying Tom when it comes
Speaker 1: to an accident and valuing the salvage, that they always
Speaker 1: overcharge the consumer when they want the car back because
Speaker 1: they know they'll pay more than the actual salvage is worth.
Speaker 1: So please advise consumers to get a true salvage value
Speaker 1: that can be negotiated, and I imagine it can be
Speaker 1: for example, when they're paying you, let's say ten grand,
Speaker 1: saying we're going to total this and you want to
Speaker 1: keep it and try to fix it. Okay, Well then
Speaker 1: you might be thinking I want to keep it, I'll
Speaker 1: buy it back. They make sense that you'll pay more
Speaker 1: than let's say a salvage yard. So what you ought
Speaker 1: to do maybe is call a few salvage yards and
Speaker 1: see what they would pay for that same vehicle as salvage.
Speaker 1: It's like, tell them you have a wreck and you
Speaker 1: want to sell it and see what they're willing to pay.
Speaker 1: Maybe that'll give you a better salvage value. I'm Tom Martino.
Speaker 1: We got more coming up on the Troubleshooter Show. Get
Speaker 1: your calls in at three oh three seven one three
Speaker 1: talks seven one three eight two five five, and don't forget.
Speaker 1: You can call three oh three Martino at any time
Speaker 1: three O three six two seven eight four six ' six.
Speaker 1: We have more coming up on the Troubleshooter Show. Go
Speaker 1: with a sure Thing Denver's Best Roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation in comparison call
Speaker 1: Compass insurance paying too much your coverage at dozens of
Speaker 1: insurance companies. Find out now three all three seven seven
Speaker 1: to one help. You'll think you're his only customer when
Speaker 1: you choose Frank durand the real estate man dot com
Speaker 1: to list your home with Remax Alliance three all three
Speaker 1: nine two zero sixteen twenty two. Yeah, ripped of.
Speaker 6: News.
Speaker 1: You need advice so you don't have.
Speaker 2: Come runs A cam Shooter's gonna help coming.
Speaker 1: Man six is the Troubleshooter Show. Now, Tom Martino, Hi,
Speaker 1: Tom Martino here, Welcome to the show. This hour brought
Speaker 1: to you by Excel roofing as in excellent e x
Speaker 1: C E L. You know I had Excel for the
Speaker 1: heck of it. Look up in my attic. This is
Speaker 1: an important story for everyone. You know, I always talk
Speaker 1: about ventilations. So I have a whole house fan which
Speaker 1: works in an excellent fashion. And I assumed that my
Speaker 1: attic was good because you know, my air conditioning worked
Speaker 1: well and all that, but just for the hell of it,
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Speaker 1: I mean not that I didn't like it. I love
Speaker 1: having the whole house fan, but they went up there
Speaker 1: and my attic was like one hundred and thirty degrees
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Speaker 1: to them. And people want to know. First of all,
Speaker 1: is it true that you can be arrested for sharing
Speaker 1: food at a restaurant on an ail you can eat Now?
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Speaker 1: was sharing them with her table and as a result
Speaker 1: she they told her to stop, and she didn't stop,
Speaker 1: so they called the police. And anyway, so basically there
Speaker 1: there were, there was a woman and her endless appetizer
Speaker 1: was coming to the table. It's all you can eat
Speaker 1: for fifteen ninety nine, and it was double crunch shrimp
Speaker 1: tender riblets and boneless buffalo wings and then a bottomless
Speaker 1: portion of fries. You're not supposed to share with anyone
Speaker 1: at the table. So this person says, you know what,
Speaker 1: it can't be that important, right, So she paid fifteen
Speaker 1: ninety nine, and she went ahead and shared. And then
Speaker 1: what happened was one of the other patrons complained and
Speaker 1: supposedly Applebee's called the police and she was given.
Speaker 12: They should have just given everybody at the table a
Speaker 12: bill for fifteen ninety nine.
Speaker 1: But this is weird.
Speaker 10: I think that would be the logical thing to do, Tom.
Speaker 1: I mean, let's put it this way. With although I
Speaker 1: haven't heard much about shoplifting anymore, I was going to say,
Speaker 1: with people shoplifting the way they do, But have you
Speaker 1: noticed we haven't heard a lot about shoplifting anymore. I
Speaker 1: mean truly, we haven't. And that used to be in
Speaker 1: the news all the time. So have they cracked down
Speaker 1: on shoplifting? I know one thing, it's really inconvenient. Have
Speaker 1: you gone to a super you see? I hardly ever
Speaker 1: go to a supermarket anymore. I go and have it delivered.
Speaker 1: I like having King supers delivery, or I do Amazon.
Speaker 1: But have you been to a supermarket lately, any of
Speaker 1: you guys? I go every week, Tom, have you noticed
Speaker 1: they locked up the laundry detertion. I've noticed they've locked
Speaker 1: up certain things. I usually go to Walmart and King
Speaker 1: Soup how do they decide what they're going to lock
Speaker 1: up them?
Speaker 12: I guess they must have a history of what's being
Speaker 12: tampa with.
Speaker 10: But I went to even get a you know, the
Speaker 10: old room, and it was locked up.
Speaker 12: And both King Supers and Walmart they'll have security guards
Speaker 12: and the King Soupers ones are armed.
Speaker 1: Yeah, so I don't think they're putting up with it anymore. Well,
Speaker 1: does anyone notice that? I mean, I like that. I
Speaker 1: mean I don't want to pay for shoplifting, and that's
Speaker 1: what we all eventually pay for shoplifting.
Speaker 12: But I agree, even when you buy something like a
Speaker 12: six pack of coke or of doctor pepper, they put
Speaker 12: a little stamp on it to show that it's been
Speaker 12: it was gone through the cashier.
Speaker 1: Okay, I didn't know that they were taken. I like
Speaker 1: the idea. I like the idea. Now, by the way,
Speaker 1: you know, we had that woman on talking about age
Speaker 1: elder abuse, right and I know that she really had
Speaker 1: a lot of good things to say. I don't want
Speaker 1: to make light of it, but there is a lot
Speaker 1: of discrimination going on right now. Do you know that
Speaker 1: there are people who are called this is truly Fortune
Speaker 1: magazine did an article on this something called super aging.
Speaker 1: Now that doesn't mean you age faster or you're super aging.
Speaker 1: In fact, that's a stupid name to call them superagers,
Speaker 1: but apparently their brains and subsequently, as a result of that,
Speaker 1: they take better care of themselves, because the theory is
Speaker 1: if you have a loss of cognitive abilities, your tendency
Speaker 1: to self groom and stuff kind of falls by the waveside.
Speaker 1: And people mention that with older people there seems to
Speaker 1: be an increase in complaints about them from gym's, massage therapists, dentists, uh,
Speaker 1: and people who deal with them on an everyday basis. Now,
Speaker 1: I'm not trying to be nasty or mean, but Mark,
Speaker 1: do you remember? Is Mark still there? By the way,
Speaker 1: I can't say you about it? Do you remember the
Speaker 1: one guy called up and he was pissed off that
Speaker 1: the massage therapists refused as sage. I don't remember that,
Speaker 1: but you know listen, and it was discrimination, he said,
Speaker 1: age discrimination and they told him they finally when we
Speaker 1: called them, said are well loud to talk? And he
Speaker 1: said yes, I'll know you remember it because guess why
Speaker 1: we invited him in to see if it was true.
Speaker 1: And I wasn't there that day you were and you
Speaker 1: were so pissed at me. Does that ring a bell?
Speaker 1: Was he big and stinky?
Speaker 6: Yes?
Speaker 1: Yes, Now listen, here's what happened. They said, well, frankly,
Speaker 1: it's his body odor. And they didn't know how to
Speaker 1: tell him because and this is one of the things
Speaker 1: in this super aging thing. I digress from that original article,
Speaker 1: but in essence, Mark, do you remember that guy? So
Speaker 1: he says, I don't smell blah blah blah, and they said,
Speaker 1: they said it was so bad that other patrons complained
Speaker 1: and they basically had to fumigate when he left. And
Speaker 1: then the massage therapists, most of them refused to touch
Speaker 1: the man. They didn't know why, but he was giving
Speaker 1: off this odor. Some people do it because of where
Speaker 1: they live and how they live, others because of their laundry,
Speaker 1: other because of self grimmy. But we invited the guy in. Now, Mark,
Speaker 1: I swear to you to this day. You think I
Speaker 1: took off on purpose, but I didn't remember you. Were
Speaker 1: you exaggerating when you told me.
Speaker 3: I always get to crazy ones no matter how you
Speaker 3: put it?
Speaker 1: Man, I know, I know, but you But were you exaggerating?
Speaker 1: Wasn't that bad? You said that the studio, I mean,
Speaker 1: and the chair and everything. Oh, I'm sure he's stunk. Man,
Speaker 1: I'm sure there's no doubt about it. Well, you were there.
Speaker 3: It's like when you sent me out to uh, I
Speaker 3: don't know the last four the.
Speaker 1: Man was losing his house.
Speaker 3: You never let me the best salute emergency and you
Speaker 3: had to go right now, it's absolutely crazy and blah
Speaker 3: blah blah blah.
Speaker 1: I said, Mark, this guy's losing his house. This somebody,
Speaker 1: the postman or something did something about him, was stealing
Speaker 1: Stole's mail, then Stole's house.
Speaker 3: And you went out there and they were just and crazy,
Speaker 3: craziest people I ever met.
Speaker 1: And not only that, but the husband had convinced the
Speaker 1: woman the Yeah, they were both just nutty, buddy man,
Speaker 1: but they were living in a They showed you stuff
Speaker 1: that didn't even exist when you looked at it, you said.
Speaker 3: Or a guy that was really hungry. This one was
Speaker 3: within the last year. He called into the show. We
Speaker 3: were both in studio and this guy said he had
Speaker 3: nothing to eat and blah blah blah. So I hauled
Speaker 3: ash down to a roar to bring him something to
Speaker 3: eat or check out the situation and he had trash
Speaker 3: and garbage stacked from the very floor to the ceiling,
Speaker 3: and this little rat hole that you could see through
Speaker 3: into his house, and the only food he wanted. In fact,
Speaker 3: Jeff Vic from Kimmera Transmission ended up buying groceries for
Speaker 3: the guy, and he rejected him because all he eats
Speaker 3: is fast food.
Speaker 1: Yeah. That it was a sorry story, I'll admit it, Joseph.
Speaker 1: Are you being evicted Joseph, Yes, it's difficult to be
Speaker 1: evicted nowadays. What are you being evicted for?
Speaker 6: Well, I got a small story.
Speaker 4: I'll tell you.
Speaker 1: Go ahead, go ahead. I uh.
Speaker 6: I left my job last year to retire, and I
Speaker 6: got a pr Uh. I've been paying into it for
Speaker 6: twelve years. You know a PR is right? Public?
Speaker 1: No? I don't no.
Speaker 6: What is it? Employees Retirement Association?
Speaker 1: Oh you mean para para? Yes, okay, I knew what
Speaker 1: para is. Yeah. Were you a teacher? No? No, I
Speaker 1: was a maintenance Okay, Hold on a second. I'll come
Speaker 1: right back to you. It sounds important. I don't want
Speaker 1: to rush you. I gotta take a break. Also, this
Speaker 1: other one on hold, please hang on, hold, will be
Speaker 1: right there. I'm Tom Martine. Three oh three seven one
Speaker 1: three talk seven one three eight two five five Go
Speaker 1: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 1: You don't pay a cent until you're content. Time for
Speaker 1: an insurance check up free, no obligation. In comparison, call
Speaker 1: Compass Insurance paying too much your coverage at dozens of
Speaker 1: insurance companies find out now three all three seven seven
Speaker 1: one help. You'll think you're his only customer when you
Speaker 1: choose Frank durand the real estate Man dot com to
Speaker 1: list your home with Remax Alliance three all three nine
Speaker 1: two zero sixteen twenty two. Hi Tom Martina here, Welcome
Speaker 1: to the show. Let's talk to Joseph. He said that
Speaker 1: he retired last year on para. Go ahead, Joseph continues, sir, yes,
Speaker 1: and they sent.
Speaker 6: Me fifty thousand dollars.
Speaker 1: But how much I'm how much? Sixty thousand? Okay? So
Speaker 1: I thought para was where you got monthly payments or
Speaker 1: did you opt for a lump sum? A lump sum?
Speaker 1: And did you put it into I hope you put
Speaker 1: it into some kind of annuity for for UH for
Speaker 1: lifetime income or not.
Speaker 4: Well, I would have.
Speaker 6: But here's what happened. I saw was down with forty
Speaker 6: thousand after I paid my bills and my rent and
Speaker 6: h I was on the internet one day and my
Speaker 6: computer got locked up.
Speaker 1: Call oh god, no, you lost your life savings, sir.
Speaker 6: So they yeah, they had me send them my money.
Speaker 6: They said there was a problem with my account. It
Speaker 6: was a bell coat. They said there was a problem
Speaker 6: with my account.
Speaker 1: Joseph. But Joseph, this is honest to God, Joseph, this
Speaker 1: is heartbreaking, the honest it is. It's heartbreaking. So you
Speaker 1: paid your bills with twenty something and you had about
Speaker 1: forty left and somebody tricked. How did they know you
Speaker 1: had it? How did your computer get locked up? How
Speaker 1: did all this happen?
Speaker 6: I have no idea, but I gave a number card.
Speaker 1: Well hold on, though it sounds too coincidental. How long
Speaker 1: after your lump sum payment did this happen?
Speaker 6: Oh it was a few months. This happened in February.
Speaker 6: I retired in May of last year.
Speaker 1: So I don't think they knew you had this money?
Speaker 6: Did they? No, they didn't. I'm sure.
Speaker 1: Tell me exactly what happened? This this we got to
Speaker 1: put this warning out, Joseph. No, truly. I mean this sincerely.
Speaker 1: It's heartbreaking. But God almighty, there are so many people
Speaker 1: affected like this. There are so many elderly people are
Speaker 1: old and I'm not saying you're that old. How old
Speaker 1: are you? By the way? Oh god? Okay, So tell
Speaker 1: me exactly what happened. You say your computer got locked up?
Speaker 6: What were you amail?
Speaker 1: I'm gonna call wait wait wait wait? How did they
Speaker 1: How did they know to email you after your computer?
Speaker 6: They didn't email me at first. They just they just
Speaker 6: told me over the phone that somebody was taking money
Speaker 6: on account and it was for child porn and the
Speaker 6: FBI was investigating.
Speaker 1: Oh.
Speaker 6: I freaked out about the whole thing.
Speaker 1: Oh my god.
Speaker 6: And they sent me emails after that letterhead it looked
Speaker 6: completely I had no idea. I listened to you all
Speaker 6: the time, so I don't.
Speaker 1: Okay, So Joseph, so hold on. So first you got
Speaker 1: a phone call, then they told you to go online?
Speaker 6: No, no, they didn't. Can't tell me to go online.
Speaker 6: They said, withdraw my money and send it to them.
Speaker 1: And what were what were they going to do with
Speaker 1: your money?
Speaker 6: They said they would keep it until the investigation was over,
Speaker 6: and then they'd refund it.
Speaker 1: Of course didn't, Joseph. Didn't that sound weird to you?
Speaker 1: And if you didn't do it, why were you so nervous?
Speaker 6: It did? But because I'd never been through anything like
Speaker 6: that before. I don't do child porn.
Speaker 1: Why didn't you call me, Joseph?
Speaker 10: I should have?
Speaker 6: I should have. There's a lot of should have.
Speaker 1: All right, So what then? They said, you need to
Speaker 1: you need to send them the money. So how did
Speaker 1: you send them the money?
Speaker 6: Did you close my account and send them money? So
Speaker 6: I did, and of course they never responded after that.
Speaker 1: How did you send them the money to ups? What
Speaker 1: do you mean? Ups?
Speaker 6: Not UPS?
Speaker 14: Oh?
Speaker 6: But the delivery x EPs?
Speaker 1: Oh?
Speaker 10: So you sent cash?
Speaker 12: Right?
Speaker 4: Yes?
Speaker 1: Wait a minute, hold on, you sent forty thousand dollars
Speaker 1: in cash?
Speaker 6: I sent thirty eight thousand, Joseph, Joseph.
Speaker 1: Were they one hundred dollars bills?
Speaker 4: Yes?
Speaker 1: I had no idea this was going on, Joseph, Joseph.
Speaker 1: And how did you package up the cash?
Speaker 6: They said, to wrap it up and foil and send
Speaker 6: it EPs.
Speaker 1: And none of this rang any bills.
Speaker 6: I'm not really because I was nervous about the whole thing.
Speaker 1: Well, I know, but that alone being nervous. For God's sakes,
Speaker 1: you could have called me for advice.
Speaker 3: Like you, porities are going to tell you to get cash,
Speaker 3: wrap it up in tinfoil.
Speaker 1: And send it to him. Come on, Joseph, I should have.
Speaker 6: Called the bank, but they told me not to because
Speaker 6: it was under investigation.
Speaker 1: What's the bank got to do with it? You mean
Speaker 1: when you withdrew the If he would have called his bank,
Speaker 1: they would have told him it was a scam. When
Speaker 1: you went to withdraw your money in cash, what did
Speaker 1: they say to you?
Speaker 6: They just gave it to me.
Speaker 1: I thought, did they ask you what you wanted it for? No,
Speaker 1: we got to do something, Toad.
Speaker 6: I think you did at one point asked me and
Speaker 6: I told him this for housing.
Speaker 1: So you were you? You lied to them because you
Speaker 1: thought it was part of the investigation. You shouldn't tell anyone.
Speaker 1: You're gonna owe a ton of taxes on that. Just
Speaker 1: as a side note, No, he already paid when he
Speaker 1: got his lump sum.
Speaker 6: Yeah, I paid taxes. But so I had enough money
Speaker 6: to pay my rent. I'd say enough to say, I've
Speaker 6: been til last June and then I just had no money.
Speaker 6: I've been looking for a job. I fine found doing
Speaker 6: I started on Friday.
Speaker 1: Oh god, I am. So did you call authorities after
Speaker 1: you realize you were scammed? Joseph?
Speaker 6: I did. The FBI was looking at it, but I
Speaker 6: haven't gotten back with the haven't gotten.
Speaker 1: Back to the Joseph find it.
Speaker 10: Where did you mail it to?
Speaker 6: I don't remember.
Speaker 10: No, it was it in the States?
Speaker 1: Was it overseas?
Speaker 6: I think it was California?
Speaker 1: Okay, of course.
Speaker 12: Well, I mean it's better than sending it to uh
Speaker 12: someplace overseas where the FBI did you? But it was
Speaker 12: just a mail draw I know, But who knows. Maybe
Speaker 12: they what I'm saying was overseas to be zero chants?
Speaker 1: Are they really looking into it at the FBI?
Speaker 6: Do you know?
Speaker 1: Guy?
Speaker 6: That's what they said.
Speaker 1: Do you have the name of somebody you can check
Speaker 1: with on that?
Speaker 6: No? I don't. I'll have to call them back exponentially
Speaker 6: and find out. But I didn't get any full members
Speaker 6: or any addresses. I didn't say that anyway, So I
Speaker 6: don't know what I could do anyway. So I went
Speaker 6: to court for an eviction and they said I had
Speaker 6: to be out by Wednesday. And I have no family,
Speaker 6: I have no friends. That are in a position to
Speaker 6: deal with it. So basically I'll be homeless. This put
Speaker 6: my credit cards behind, so there's always good in my bills,
Speaker 6: but now they're behind and it tain't to my credit score,
Speaker 6: so I can't get alone.
Speaker 1: And so your call is you need help with the rent? Yeah, oh,
Speaker 1: I need to tell them a backstory.
Speaker 6: I need to know about resources.
Speaker 4: That I know.
Speaker 1: Hey, listen, man, listen seriously, when is this all happening? Joseph.
Speaker 6: Well, I'll be evicted on Wednesday, So you have.
Speaker 1: No income to this was all of your life savings.
Speaker 6: Yeah, I've got a Social Security at the moment.
Speaker 1: And how much is that a month?
Speaker 6: That's one thousand dollars a month.
Speaker 1: I didn't think you got social when you're on PARA.
Speaker 6: Now you know, well I had jobs before that, so
Speaker 6: I paid into it for a while. Okay, so we
Speaker 6: only didn't pay into for like twelve years.
Speaker 1: There's a max. So time to go to your point.
Speaker 1: So hold on, now, how much is your rent every month?
Speaker 6: Of sixteen hundred that includes utilities? So I'm behind or
Speaker 6: five thousand point of dollars? Oh my god, because it's
Speaker 6: another month now. So I called the Community Economic Defense
Speaker 6: Projects it's sposed to help, but their applications are they
Speaker 6: fell up quickly?
Speaker 1: And why did you wait?
Speaker 4: So?
Speaker 1: Listen? When when did you? Joseph, there's so many things
Speaker 1: you did wrong. How long ago did you realize you
Speaker 1: were ripped off? When did this happen?
Speaker 6: Monday? Money back in February?
Speaker 1: This happened in February? Why are you just called? Okay? So,
Speaker 1: when you knew you didn't have money to pay rent?
Speaker 1: Why didn't you start calling people?
Speaker 13: Then?
Speaker 6: I did, but I just could get the money. I
Speaker 6: tried it. I borrowed from friends. I had enough money
Speaker 6: to pay rent until June. But I'm screwed and I'm
Speaker 6: going to be evicted wednesday if I don't get any help.
Speaker 1: Well, it's kind of a hell of a thing to
Speaker 1: call last minute like this. I mean, you don't agree,
Speaker 1: but let me ask you something. Even if you did
Speaker 1: a GoFundMe or we tried to raise money for you, like,
Speaker 1: what are you going to do from here on out?
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Speaker 1: there are a lot of big companies buying out smaller companies,
Speaker 1: and what you think is a small company no longer
Speaker 1: a small company. Just so you know, Hey, by the way,
Speaker 1: a lot of people are saying they think this is
Speaker 1: a fake call. Okay, my YouTube basing the guy is
Speaker 1: totally bamboo. Just wait, just wait, let me let me
Speaker 1: explain this to those tuning in. Joseph said he got
Speaker 1: a call saying that his bank account was compromised and
Speaker 1: that money was being withdrawn for pornography child pornography and
Speaker 1: charges were being pursued and an investigation was on and
Speaker 1: he had to withdraw money from his account and he
Speaker 1: had to send it to them. So they said they
Speaker 1: would email him. So he said he went to his
Speaker 1: bank and had to withdraw the remaining balance of his
Speaker 1: para retirement, which was thirty eight thousand dollars. They told
Speaker 1: them to wrap it in foil and to send it
Speaker 1: to ups to them. He doesn't remember the address, but
Speaker 1: all of his money's gone. This happened back in February.
Speaker 1: He's five six hundred dollars behind in rent. He's being
Speaker 1: evicted Wednesday. He's going to be homeless. He gets a
Speaker 1: thousand dollars a month social Security because he worked a
Speaker 1: little beyond para. Para was for his maintenance work at
Speaker 1: a school. So I want to ask a few questions
Speaker 1: because Joseph, so many people and I just want you
Speaker 1: to know this. There are a lot of skeptical people
Speaker 1: when they hear stories like this and they think, well,
Speaker 1: this guy's just looking for money, and he's maybe thinking
Speaker 1: Tom has a soft spot. Even Mark thought I was
Speaker 1: falling for it, and I was. I guess because I
Speaker 1: didn't even think for a minute it was fake. I didn't.
Speaker 1: Maybe I should have. I want to ask a few questions. Okay, Joseph,
Speaker 1: are you there?
Speaker 6: Yes, and it isn't fake. He actually call I live
Speaker 6: in the Odyssey Apartment's important, you can call Hey, listen, Joseph.
Speaker 1: Joseph, Joseph. I'm not doubting that you are getting evicted
Speaker 1: or you're behind on rent. But I want to ask
Speaker 1: if you could do a couple of things for us.
Speaker 6: What's that?
Speaker 1: Could you send us copies or a photograph picture with
Speaker 1: your cell phone of your license, your driver's license. Okay,
Speaker 1: I want to see the front of your driver's license
Speaker 1: with your name, your date of birth and all. Then
Speaker 1: I want a picture of your bank statement where the
Speaker 1: money was withdrawn, where the money was withdrawn in cash.
Speaker 1: I don't show you that, but you can go get it. Well,
Speaker 1: I probably did, Joseph. If I don't have that, I
Speaker 1: have nothing. Here's what I want to know. Did they
Speaker 1: make you fill out a form at the bank for
Speaker 1: taking out more than ten thousand dollars in cash? No, okay, yes, right,
Speaker 1: that's the wrong answer. Did they they let you take
Speaker 1: out thirty eight thousand dollars in cash? How did they
Speaker 1: give that to you? And what denomination?
Speaker 4: Well?
Speaker 6: I got it ten thousand dollars at a time, and
Speaker 6: how many times?
Speaker 1: Once again? Time? It's still easy. Just show us the
Speaker 1: bank records, that's all. Yeah, you do have bank statements?
Speaker 1: Or are they online?
Speaker 6: I'd have to go to the bank get them, but
Speaker 6: not online?
Speaker 1: What bank is it?
Speaker 6: Donco? Don't go credit Union.
Speaker 1: And Belco, I guess doesn't have an online presence. I
Speaker 1: think they do. Well, I have a check, Joseph. I
Speaker 1: need some proof that this happened before we start going
Speaker 1: to bad for you. Even then, I can't. I can't
Speaker 1: promise you we're going to restore your money, but as
Speaker 1: sure as hell.
Speaker 6: No.
Speaker 1: And then you put in a police report, right, yes?
Speaker 1: Do you have a police report?
Speaker 6: Not a police report? I called the FBI.
Speaker 1: Can you get a case number for us?
Speaker 5: Uh?
Speaker 6: Maybe I'll try, Joseph.
Speaker 1: Are you on drugs?
Speaker 4: No?
Speaker 6: Not at all. Why Why would you ask that?
Speaker 1: Because drug addicts are very creative?
Speaker 6: Well, I'm not being created.
Speaker 4: I don't.
Speaker 6: I don't want to be evicted.
Speaker 1: Joseph, I don't. I'm not telling you that you're a liar.
Speaker 1: I'm not. I'm just telling you that a lot of
Speaker 1: people listening really do not believe this story. Mark, Are
Speaker 1: you one of them? Be honest? Do you? Because I
Speaker 1: don't know yet, I don't know. What do you think?
Speaker 3: I think the guy is getting evicted, like I said,
Speaker 3: But I do not think he wrapped up thirty eight
Speaker 3: thousand dollars in tinfoil mailed it to an address he
Speaker 3: no longer has. I assume he doesn't have a tracking number,
Speaker 3: he has zero bank records of it, and he can't
Speaker 3: log onto Belco Credit Union to get him. So I
Speaker 3: don't believe a damn word of that part.
Speaker 1: Let me ask you something, Joseph. Were you why wouldn't
Speaker 1: you keep track of the address you sent it to?
Speaker 6: I just didn't.
Speaker 1: But how were you going to get your money back?
Speaker 6: Do you?
Speaker 1: Did you really believe sending cash like that was gonna
Speaker 1: get you money back?
Speaker 6: And they was going to get they were gonna They
Speaker 6: told me they were gonna send my money back as
Speaker 6: soon as the investigation was over.
Speaker 12: Who were you when you called the FBI. They didn't
Speaker 12: give you either a case officer or a case number.
Speaker 12: How are you supposed to contact the FBI and find
Speaker 12: out if they're doing anything if you don't dog a doc.
Speaker 1: I know what you're saying. In other words, who's working
Speaker 1: on your investigation right now? Joseph, I don't know.
Speaker 6: I have no idea. They didn't tell me. They didn't
Speaker 6: give me a case number. They just took the information.
Speaker 1: Hey, Joseph, okay, and you don't know the address. Do
Speaker 1: you have a receipt from UPS or anything like where
Speaker 1: they ship from the shipping You didn't keep a copy
Speaker 1: of the shipping label, No.
Speaker 6: I because I thought it was all legit. I didn't
Speaker 6: save anything. Oh my god, I'm not lying to you, Tom.
Speaker 6: It's absolutely positive truth. I was calling you to see
Speaker 6: if he had any resources that I could deal with.
Speaker 1: Well, I'm thinking. I'm thinking, Joseph, including trying to raise
Speaker 1: money to help you. But I got to tell you something, man,
Speaker 1: I can't be doing it unless I get some proof.
Speaker 1: Honest to god, I got to get some proof. And
Speaker 1: I don't want you scrambling by the way to get proof,
Speaker 1: to think to think that all of a sudden, we're
Speaker 1: going to write you a check. I mean, I'm gonna
Speaker 1: try like hell to it. But but listen, man, I
Speaker 1: gotta have some kind of proof on this. This does
Speaker 1: break my heart the story. But a lot of people saying, oh, I.
Speaker 6: Didn't call to get any money from me. I called
Speaker 6: to see if I get resources.
Speaker 1: Well, what what are resources, sir? What are resources? Resources? Well?
Speaker 1: Is somebody going to magically tell your landlord not to
Speaker 1: evict you. They're going to want some money. I know that.
Speaker 6: That's why I'm trying to get it. With the Community
Speaker 6: Economic Defense budget.
Speaker 1: Was supposed to, I don't even understand what that means.
Speaker 1: You think they just give out money to people who
Speaker 1: have been ripped off. I wish there was such a place. Well,
Speaker 1: actually I don't know if I do.
Speaker 6: I mean, what's that they help renters pay?
Speaker 1: And doc? Can you look into that organization he's talking about.
Speaker 1: I want to get your contact information, and I want
Speaker 1: you to call us back tomorrow. I gotta take this break.
Speaker 1: You got to call me back, bro, I'm serious. You
Speaker 1: got to get us Sam Bank statement.
Speaker 4: Man.
Speaker 1: Please, we're not kissing this off, Kashina. Get us contact information.
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Speaker 1: Do you know here, Steve, you have a comment on
Speaker 1: that situation? What do you think about it?
Speaker 14: Yeah, well I can tell you I've had an account
Speaker 14: with Belco since nineteen seventy four and they currently have
Speaker 14: all kinds of online services bill pay, you know, so
Speaker 14: you can get your you know, see your bill all that.
Speaker 1: So, but he could be just that stupid. I hate
Speaker 1: to use him computer savvy, so that would you know?
Speaker 4: That's fine, It's it's possible.
Speaker 14: I'm just saying that, you know, a little far fetched, and.
Speaker 1: Well do you believe let me ask you, did this
Speaker 1: story sound unbelievable to you?
Speaker 14: I didn't hear all of it. I was working outside
Speaker 14: and came in.
Speaker 1: You know, I think, I think here's one tendency we
Speaker 1: do have. So sometimes if we think it's not true,
Speaker 1: it makes us feel better because it sounds so horrendous.
Speaker 1: I mean, I know, we would like to believe it's
Speaker 1: not true. But he said, these guys said there was
Speaker 1: a scam going on with his bank account withdrawing money
Speaker 1: for porn, and he had to send his money to them.
Speaker 1: He had to send the money to them until the
Speaker 1: investigation was over. But my god, he said, he listens
Speaker 1: to my show all the time, yet he packed up cash. Yeah,
Speaker 1: thirty eight thousand raps fool and sent to ups. And anyway,
Speaker 1: we're out of time. Don't forget three all three Martino
Speaker 1: people twenty four to seven. I'd like to hear about
Speaker 1: this too. We're gonna revisit it tomorrow plus more. I'm
Speaker 1: Tom Martino. That's three all three, six, two seven, eight
Speaker 1: four sixty six.