WEBVTT 1 00:00:00.480 --> 00:00:10.759 Yeah, ripped of news, need advice so you don't happen. 2 00:00:12.720 --> 00:00:17.719 Come running just as as as we can. Shooter's gonna help. 3 00:00:18.000 --> 00:00:25.839 Come man, This is the Troubleshooter Show now, Tom Martine, Hello. 4 00:00:25.960 --> 00:00:30.440 Tom Martino here, Welcome to the show. What is going 5 00:00:30.480 --> 00:00:32.799 on in your life? 6 00:00:34.039 --> 00:00:34.119 So? 7 00:00:34.359 --> 00:00:36.320 What have we got going on here? Today? We got 8 00:00:36.320 --> 00:00:41.479 a lot happening, and it's really important to go over 9 00:00:41.560 --> 00:00:44.520 some of the stuff that we've had so we don't 10 00:00:44.560 --> 00:00:49.439 repeat the same problem. We've had a number of problems 11 00:00:49.439 --> 00:00:53.000 that keep coming up over and over and over, and 12 00:00:53.039 --> 00:00:56.439 I think one of the reasons is because of the 13 00:00:56.840 --> 00:01:00.359 economy and people trying to economize and how much of 14 00:01:00.359 --> 00:01:03.399 it has to do with trying to save money on cars. 15 00:01:03.439 --> 00:01:06.280 So we can talk a little bit about that and 16 00:01:06.359 --> 00:01:09.319 not just buying cars, but repairing cars. Now, today's not 17 00:01:09.359 --> 00:01:13.120 car day, but these are things worth mentioning that we've 18 00:01:13.159 --> 00:01:16.400 had problems with. Also, I want to remind you you 19 00:01:16.439 --> 00:01:20.200 can call or text us at any time. If you 20 00:01:20.359 --> 00:01:22.359 text me, I'll get it next time I log on 21 00:01:22.519 --> 00:01:25.280 or whenever it comes in, and you can text us 22 00:01:25.400 --> 00:01:29.079 at two numbers. Put Tom in the subject. By the way, 23 00:01:29.760 --> 00:01:34.319 this iHeart texting thing. Just so you know, you can 24 00:01:34.400 --> 00:01:37.760 really text at any time. And then what you can 25 00:01:37.799 --> 00:01:40.400 do is put my name in there and when I 26 00:01:40.439 --> 00:01:42.840 get here, I'll see it. So even if you're texting 27 00:01:42.920 --> 00:01:45.799 during another show, it won't go to them if their 28 00:01:45.879 --> 00:01:48.640 name's not there. They'll only filter by their name. So 29 00:01:48.719 --> 00:01:52.439 that's going to be fine, right, So it's five seven 30 00:01:52.519 --> 00:01:54.359 seven three nine. Put Tom there if you want to 31 00:01:54.400 --> 00:01:58.560 get something to me. And for example, this was texted 32 00:01:58.599 --> 00:02:01.280 during another show. It to me when I logged on, 33 00:02:02.040 --> 00:02:06.640 Uh Tom, You guys mentioned a VW beetle and somebody 34 00:02:06.719 --> 00:02:09.199 said it was so small you could push to start it. 35 00:02:10.120 --> 00:02:14.919 This guy says on some of the old Beatles there 36 00:02:15.039 --> 00:02:19.159 was a pulley on the crank shaft that was set 37 00:02:19.240 --> 00:02:23.280 up so you could rope start it. Come on, is 38 00:02:23.319 --> 00:02:27.759 that true? Rope starting anyway? Three all three seven one 39 00:02:27.800 --> 00:02:31.400 three talks seven one three eight two five five. So 40 00:02:31.520 --> 00:02:37.159 some of the notable things going on with repairs is 41 00:02:37.199 --> 00:02:40.479 paying money up front for a repair, also not having 42 00:02:40.520 --> 00:02:45.400 in writing exactly what the repair entails. I've always said 43 00:02:45.400 --> 00:02:47.080 when it comes to and by the way, our number 44 00:02:47.080 --> 00:02:49.199 three oh three Martino as well, you call twenty four 45 00:02:49.240 --> 00:02:51.759 seven three oh three six two seven eight four sixty 46 00:02:51.800 --> 00:02:55.080 six or three all three seven one three talks seven 47 00:02:55.120 --> 00:02:57.840 one three A two five five now texting me, uh, 48 00:02:58.120 --> 00:03:00.400 I gave you the iHeart number. Let me give you 49 00:03:00.919 --> 00:03:06.039 my personal Google number and that is seven four seven 50 00:03:09.240 --> 00:03:16.120 fifty two eighty seven four seven nine nine nine fifty 51 00:03:16.240 --> 00:03:19.800 two eighty. So if you text there, it comes right 52 00:03:19.840 --> 00:03:22.039 through here to me. Personally. You don't have to put 53 00:03:22.080 --> 00:03:24.919 anything there because it's only my phone and you can 54 00:03:25.639 --> 00:03:28.919 text me questions, problems, complaints, or just to comment about 55 00:03:28.919 --> 00:03:32.960 the show as well. So as I was saying, when 56 00:03:33.000 --> 00:03:37.520 it comes to repairs of a car, you actually would 57 00:03:37.520 --> 00:03:40.199 not believe how many people take a car in and 58 00:03:40.240 --> 00:03:44.319 they have a complaint, but they don't specify in the complaint, 59 00:03:45.000 --> 00:03:47.879 in the invoice what is to be done. They put 60 00:03:47.960 --> 00:03:53.400 money down, they they blindly give money up front and 61 00:03:53.439 --> 00:03:57.000 not specify what's to be done. For example, when you 62 00:03:57.080 --> 00:04:02.639 take a car in for a repair and it has 63 00:04:02.719 --> 00:04:06.680 a problem, the battery doesn't charge, and they say, we're 64 00:04:06.680 --> 00:04:10.319 gonna do this, or we're gonna do that, put on 65 00:04:10.400 --> 00:04:16.240 the invoice or on the work order, will replace voltage regulator, 66 00:04:16.319 --> 00:04:20.800 or will replace alternator, or will replace battery, or we'll 67 00:04:20.839 --> 00:04:29.439 replace so and so to correct charging problem. Now, why 68 00:04:29.480 --> 00:04:32.600 would you do that, because it kind of sets up 69 00:04:32.720 --> 00:04:36.600 a mini contract. Now, it's not fail safe, but it 70 00:04:36.720 --> 00:04:40.439 is kind of a mini contract where you can actually 71 00:04:40.560 --> 00:04:46.199 say you didn't do what you said. Now, obviously, if 72 00:04:46.240 --> 00:04:50.560 you need more than one part, there's nothing wrong with 73 00:04:50.680 --> 00:04:52.879 paying for it. That's why another thing you should do. 74 00:04:53.920 --> 00:04:58.319 Save all old parts. Now, in some cases you have 75 00:04:58.360 --> 00:05:00.879 to pay what's called the core charge. So if you 76 00:05:00.959 --> 00:05:04.439 need an alternator, you may be charged more if you 77 00:05:04.480 --> 00:05:07.399 want them to save that, it's called a core charge, 78 00:05:08.319 --> 00:05:11.959 or they exchange it. In those cases, use your best judgment, 79 00:05:12.199 --> 00:05:14.920 or you can delay the core charge, or excuse me, 80 00:05:15.000 --> 00:05:17.800 delay the core refund until you have a chance to 81 00:05:17.839 --> 00:05:21.759 examine it. If there is ever a question, so you 82 00:05:21.800 --> 00:05:25.279 put down the problem, will correct charging problem, or will 83 00:05:25.439 --> 00:05:29.319 replace this to correct charging problem? Please save old parts. 84 00:05:30.639 --> 00:05:33.279 Those things can help you. Now, most of the time, 85 00:05:33.600 --> 00:05:35.759 with reputable shops, you're not going to have too much 86 00:05:35.800 --> 00:05:42.319 of a problem. But these help ferret out the shops 87 00:05:42.360 --> 00:05:46.839 that are kind of suspect. They know at least you're 88 00:05:46.920 --> 00:05:52.680 looking and minding the store, so it gives them pause 89 00:05:52.800 --> 00:05:57.079 before they think about just hunting and pecking when you 90 00:05:57.120 --> 00:06:01.439 put down the problem to be corrected. Let's talk to Tracy, 91 00:06:01.600 --> 00:06:04.439 who has an issue with a car accident. By the way, 92 00:06:04.480 --> 00:06:07.519 our number again three oh three Martino three oh three 93 00:06:07.639 --> 00:06:12.120 six two seven, eight four sixty six or three oh 94 00:06:12.199 --> 00:06:16.040 three seven to one to three. Talk Tracy. What's happening 95 00:06:16.079 --> 00:06:17.800 with you today? What's going on? Tracy? 96 00:06:18.360 --> 00:06:22.160 Hey, hey, good morning. I was I was rear ended 97 00:06:22.240 --> 00:06:24.839 a very very minor accident. We were already stopped at 98 00:06:24.879 --> 00:06:27.079 a light and the lady behind me started up. 99 00:06:28.560 --> 00:06:29.040 Immediately. 100 00:06:29.040 --> 00:06:31.120 Okay, can hit me in the rear in at five 101 00:06:31.160 --> 00:06:34.519 miles an hour maybe ten at the most. So it's okay, 102 00:06:34.600 --> 00:06:40.439 minor damage. The it's so her insurance obviously should cover it. 103 00:06:40.959 --> 00:06:45.000 And it's state farm insurance. They sent me to a 104 00:06:45.279 --> 00:06:46.959 state farm repair place. 105 00:06:47.519 --> 00:06:49.560 You know. Yeah, you didn't have to do that, by 106 00:06:49.600 --> 00:06:53.720 the way, but right, you know. The body shops, let 107 00:06:53.720 --> 00:06:58.040 me explain this. Body shops have what's called preferred shops. Now, 108 00:06:58.120 --> 00:07:00.839 some people think, well, that's a preferred screw shop. Sometimes 109 00:07:00.879 --> 00:07:04.279 it is what what a preferred shop will do that 110 00:07:04.920 --> 00:07:08.000 a shop you hire will not do. A preferred shop 111 00:07:08.079 --> 00:07:10.800 will try to make it as economical as they can 112 00:07:10.920 --> 00:07:13.879 for the insurance company. That's all you have to keep 113 00:07:13.920 --> 00:07:15.319 in mind, keep going what happened? 114 00:07:16.560 --> 00:07:22.040 So they sent they sent me to two places, and 115 00:07:22.199 --> 00:07:24.720 both places said, well, they're going to total this. 116 00:07:24.800 --> 00:07:28.199 Car because that was wait, whoa, wha, whoah, it was 117 00:07:28.279 --> 00:07:30.079 just a tiny What kind of car do you have? 118 00:07:31.120 --> 00:07:34.639 It's a two thousand and one Mercedes SLK, which is 119 00:07:34.680 --> 00:07:36.839 a little cha and it. 120 00:07:36.800 --> 00:07:40.800 Has a two thousand and one Mercedes what it's the 121 00:07:40.839 --> 00:07:46.839 Benz which model s S l K? I love those things. 122 00:07:47.399 --> 00:07:48.399 Oh, it is so cute. 123 00:07:48.399 --> 00:07:48.759 I love it. 124 00:07:48.920 --> 00:07:51.759 I love them, I absolutely love them. 125 00:07:52.120 --> 00:07:54.519 It's a fabulous car. It has less than one hundred 126 00:07:54.560 --> 00:07:55.480 thousand miles on it. 127 00:07:55.759 --> 00:08:00.720 What are you kidding me? Wow, it's Mike, what a 128 00:08:00.759 --> 00:08:05.319 beautiful what a beautiful little car? Listen, have you had 129 00:08:05.319 --> 00:08:08.480 it privately assessed as to what it will take to 130 00:08:08.519 --> 00:08:11.480 fix it, because sometimes you can make a settlement and 131 00:08:11.560 --> 00:08:13.759 keep and just keep the car and fix it. 132 00:08:15.120 --> 00:08:18.720 Well, I'm actually en route as we and we're speaking. 133 00:08:18.759 --> 00:08:19.319 I'm in Root. 134 00:08:19.560 --> 00:08:21.279 Were you made an offer for the car? 135 00:08:21.560 --> 00:08:28.240 First of all, no, here's the damage. The second place 136 00:08:28.279 --> 00:08:32.600 said the damage was sixty one hundred dollars and that 137 00:08:32.600 --> 00:08:36.879 that would probably be considered totally. The insurance company called me. 138 00:08:36.960 --> 00:08:41.480 They said it's totaled and I was like, no, no, no, no, no, 139 00:08:41.559 --> 00:08:45.200 it's worth way more than sixty one hundred dollars. And 140 00:08:45.320 --> 00:08:50.799 she said, well, no, according to our third party that 141 00:08:51.360 --> 00:08:56.320 we hire to do these evaluations, it's worth less than that. 142 00:08:56.440 --> 00:08:58.600 And she didn't say so much. She just said, you're 143 00:08:58.679 --> 00:09:01.480 not going to be happy. She said, I'll tell you you're 144 00:09:01.399 --> 00:09:03.000 not gonna be happy. And I don't want to tell 145 00:09:03.039 --> 00:09:05.919 you how much, because when you have once you know 146 00:09:06.000 --> 00:09:09.759 how much, then you only have three days? And't that's it? 147 00:09:09.840 --> 00:09:10.519 Three days a work? 148 00:09:10.559 --> 00:09:14.639 Well, they're making up their own rules, Tracy, Tracy, hang 149 00:09:14.679 --> 00:09:16.519 on a second. Okay, First of all, they're making up 150 00:09:16.519 --> 00:09:18.480 their own rules. There's no such thing as you only 151 00:09:18.519 --> 00:09:21.000 have three days? Are you in a rental car right now? 152 00:09:21.039 --> 00:09:23.320 Is that what they maybe they mean they'll withdraw their 153 00:09:23.360 --> 00:09:26.360 rental car? What do they mean you only have three days? 154 00:09:26.360 --> 00:09:29.200 These idiots? Is this the person from State Farm talking 155 00:09:29.200 --> 00:09:32.919 to you? Yes? Hang on, okay, hang on, I'm gonna 156 00:09:32.919 --> 00:09:34.559 come back to you. Three oh three seven one three 157 00:09:34.600 --> 00:09:36.840 talks seven one three eight two five five. Don't be 158 00:09:36.919 --> 00:09:39.679 taking advantage of like this. This sucks By the way 159 00:09:39.720 --> 00:09:43.600 Waterpros dot net the best water systems, the lowest prices anywhere. 160 00:09:44.120 --> 00:09:48.039 I enjoy drinking water and great coffee because of that 161 00:09:48.200 --> 00:09:52.039 filtered water triple filter reverse osmosis for only fourteen hundred 162 00:09:52.080 --> 00:09:56.399 bucks fully installed three O three eight six two five, 163 00:09:56.559 --> 00:10:04.639 five five four. Go with a sure thing Denver's best 164 00:10:04.679 --> 00:10:07.559 roofer Excel Roofing dot com. You don't pay a cent 165 00:10:07.799 --> 00:10:13.840 until you're content. Time for an insurance check up free 166 00:10:13.919 --> 00:10:17.960 no obligation comparison call Compass Insurance paying too much your 167 00:10:18.000 --> 00:10:20.919 coverage at dozens of insurance companies find out Now three 168 00:10:21.000 --> 00:10:23.320 O three seven to seven to one help. You'll think 169 00:10:23.320 --> 00:10:25.879 you're his only customer when you choose Frank durand the 170 00:10:25.919 --> 00:10:28.600 real estate Man dot com to list your home with 171 00:10:28.720 --> 00:10:32.279 Remax Alliance three oh three nine two zero sixteen twenty two. 172 00:10:35.399 --> 00:10:38.440 Hi Tom Martino, your troubleshooter three O three seven one 173 00:10:38.519 --> 00:10:41.279 three talks seven one three eight five five. One of 174 00:10:41.320 --> 00:10:43.879 the best places I find to price cars is the 175 00:10:43.960 --> 00:10:46.360 open market. So I go to some of these sites, 176 00:10:46.480 --> 00:10:50.360 especially at cars dot com. It's a huge site, and 177 00:10:50.480 --> 00:10:53.120 what they do is they show comps, and they show 178 00:10:53.159 --> 00:10:56.279 what cars have sold for and they show car faxes 179 00:10:56.320 --> 00:10:58.960 and everything on similar cars. So I plug in this 180 00:10:59.120 --> 00:11:02.080 car and I'm getting about what you I'm dying to know. 181 00:11:02.120 --> 00:11:04.039 What is it? Someone please tell me what kind of 182 00:11:04.080 --> 00:11:06.840 Oh it's a shady it's a two thousand, it's a 183 00:11:06.840 --> 00:11:12.519 two thousand and one Mercedes Benz SLK. And now which 184 00:11:13.679 --> 00:11:16.679 it's got, Well, exactly how many miles on its? Sister? 185 00:11:17.279 --> 00:11:21.919 Tracey ninety? Yeah, so one hundred thousand or less. I 186 00:11:21.919 --> 00:11:26.440 plugged in and it's worth let's see, let's put it 187 00:11:26.480 --> 00:11:30.080 this way. Yes, it can be worth anywhere from eight 188 00:11:31.440 --> 00:11:35.240 eight to twelve if it has way less miles different. 189 00:11:35.399 --> 00:11:37.480 What model is it? Is it a three twenty? 190 00:11:38.600 --> 00:11:42.679 No, No, it's it's a two thirty. Well, okay, a 191 00:11:42.720 --> 00:11:43.840 little less expensive. 192 00:11:43.960 --> 00:11:51.080 Right, it's getting close, it's getting close. But listen, if 193 00:11:51.120 --> 00:11:54.120 you can find a comp that you agree with, do 194 00:11:54.159 --> 00:11:55.879 you understand. 195 00:11:55.639 --> 00:11:57.799 A cop would be one you sold? Now what it's 196 00:11:57.879 --> 00:11:58.679 up for sale? 197 00:11:59.759 --> 00:12:04.120 That's that's right. Yeah, these tracks, some of those based 198 00:12:04.120 --> 00:12:07.919 on what they call great deals, or those trackers are 199 00:12:07.919 --> 00:12:11.519 based on sales, so they say great deal, bad deal, 200 00:12:11.600 --> 00:12:14.039 good deal. Hers would be much less than twelve then, 201 00:12:14.440 --> 00:12:17.879 because of the smaller engine and a little higher knowledge 202 00:12:17.879 --> 00:12:21.840 than I'm looking at. So, Tracy, what did they offer 203 00:12:21.879 --> 00:12:24.120 anything yet? No? 204 00:12:24.279 --> 00:12:27.320 Because she said, once she makes the offer, I have 205 00:12:27.399 --> 00:12:28.120 only three days. 206 00:12:28.159 --> 00:12:30.759 Well you don't have three days? That that's this bull crap. 207 00:12:30.840 --> 00:12:32.799 I don't even Oh so what happens if you don't 208 00:12:32.840 --> 00:12:34.840 settle in the three days? They take the offer away? 209 00:12:35.159 --> 00:12:39.679 I mean, come on, here's the deal, Tracy. Did you 210 00:12:39.679 --> 00:12:42.120 you actually have to have it? Did you have it 211 00:12:42.200 --> 00:12:44.240 assessed by your own body shop? 212 00:12:46.720 --> 00:12:46.919 No? 213 00:12:47.039 --> 00:12:50.600 I'm going to an independent body shop right now, a state. 214 00:12:50.720 --> 00:12:55.200 Let's say, here's the problem. Oh my god, this problem 215 00:12:55.279 --> 00:13:00.399 comes up. What if we jeez, if if it can 216 00:13:00.440 --> 00:13:04.960 be fixed for sixty one hundred, what would you do? 217 00:13:06.039 --> 00:13:08.799 What if it's a six thousand dollars damage? Huh? 218 00:13:08.840 --> 00:13:10.080 I would have I would. 219 00:13:09.799 --> 00:13:10.440 Have it fixed. 220 00:13:11.360 --> 00:13:17.559 Okay, Now here's the problem. If the car is worth truly, 221 00:13:18.240 --> 00:13:22.200 let's say the car's worth four thousand, okay, what's. 222 00:13:22.000 --> 00:13:23.159 Worth before it was hit? 223 00:13:23.200 --> 00:13:25.240 It would be I could have sold it myself on 224 00:13:25.279 --> 00:13:27.399 the street at that and any at any moment for 225 00:13:27.480 --> 00:13:28.799 at least seventy. 226 00:13:28.360 --> 00:13:29.519 Five hundred at least. 227 00:13:29.559 --> 00:13:32.519 I don't think so. But if you think so, okay, 228 00:13:32.840 --> 00:13:35.600 oh well okay, wait, wait, wait, wait, wait, no, no, no, 229 00:13:35.720 --> 00:13:38.519 seventy five hundred might be okay, yeah, yeah, you're right, 230 00:13:39.240 --> 00:13:40.480 you're probably right. 231 00:13:41.080 --> 00:13:43.279 If we could get petty, if we could get Petty 232 00:13:43.320 --> 00:13:45.600 details on, we can get her a number for free. 233 00:13:45.639 --> 00:13:48.240 But it is what it is. Whatever the number is. 234 00:13:48.799 --> 00:13:54.159 So let's say this. Let's say it's seventy five hundred. Okay, yeah, Now, 235 00:13:54.720 --> 00:13:57.480 let's say they offer you seventy five hundred. Would you 236 00:13:57.559 --> 00:13:59.480 take it, plus they have to throw in sales tax? 237 00:13:59.480 --> 00:14:04.919 Would you take it? You wouldn't even take it? Okay, 238 00:14:04.960 --> 00:14:08.320 you would? Okay, I say so, let's say seventy five 239 00:14:08.399 --> 00:14:15.480 hundred now minus six thousand to fix it. Okay. If 240 00:14:15.519 --> 00:14:18.600 you want to buy that back and they offer you 241 00:14:18.720 --> 00:14:22.519 seventy five hundred, what will they buy it back for 242 00:14:23.120 --> 00:14:28.559 salvage value? Okay, you'd have to probably pay you'd probably 243 00:14:28.600 --> 00:14:32.159 have to pay them twenty five hundred minimum. 244 00:14:32.639 --> 00:14:35.159 Well me, you know, then i'd have a title that's 245 00:14:35.200 --> 00:14:36.200 salvage title on it. 246 00:14:36.360 --> 00:14:39.399 Hold on, you can't, you can't help it. They're not 247 00:14:39.440 --> 00:14:42.519 going to do it any other way. Okay. You're not 248 00:14:42.559 --> 00:14:45.279 going to resell the car anyway, are you? If you are, 249 00:14:45.440 --> 00:14:48.600 then don't don't bother doing what you're gonna do if 250 00:14:48.600 --> 00:14:51.480 you're gonna sell it. So what difference does a salvage 251 00:14:51.519 --> 00:14:52.320 title make to you? 252 00:14:54.559 --> 00:14:56.960 When I was a kid, I bought a car with 253 00:14:57.039 --> 00:14:59.679 a salvage title on it, and I learned my lesson 254 00:15:00.080 --> 00:15:03.240 in that you can't get you can't get insurance on it. 255 00:15:03.840 --> 00:15:06.279 Yeah you can, you can get liability and all that, 256 00:15:06.799 --> 00:15:10.159 But you don't want collision coverage on this car. Do 257 00:15:10.200 --> 00:15:12.759 you have collision coverage on this car? 258 00:15:13.320 --> 00:15:13.480 No? 259 00:15:14.440 --> 00:15:16.840 Then what different that's the kind of insurance you can't get. 260 00:15:17.039 --> 00:15:19.240 You can get liability insurance. 261 00:15:19.639 --> 00:15:21.919 Of course, yes, But well then why didn't you just 262 00:15:22.559 --> 00:15:25.080 you just said, you just said you don't want to 263 00:15:25.120 --> 00:15:28.600 do this with a salvage value because you can't get insurance, 264 00:15:28.960 --> 00:15:29.440 I am. 265 00:15:29.320 --> 00:15:34.679 Telling you, And and it is so difficult to sell 266 00:15:34.679 --> 00:15:36.000 a car with a salvage title. 267 00:15:36.559 --> 00:15:39.120 Well, here's what I'm saying. If you plan on selling 268 00:15:39.159 --> 00:15:42.279 this car, then don't do what you're about to do. 269 00:15:43.480 --> 00:15:43.639 Right. 270 00:15:43.720 --> 00:15:46.679 If I plan on keeping it until I die, then 271 00:15:46.679 --> 00:15:48.120 it's okay, it doesn't matter. 272 00:15:48.159 --> 00:15:51.000 But I mean, I'm just going to give you the numbers. 273 00:15:51.000 --> 00:15:53.879 You do whatever you want, Okay, math doesn't lie. I'm 274 00:15:53.879 --> 00:15:56.120 just going to do it. If it's worth seventy five, 275 00:15:56.320 --> 00:15:58.279 and you can argue for that, which I don't think 276 00:15:58.320 --> 00:16:00.320 you can. But let's say you can. Well, well, no, 277 00:16:00.399 --> 00:16:02.679 it's not that unreasonable. Let's put it this way. So 278 00:16:02.720 --> 00:16:05.480 if it's seventy five you take, you give twenty five 279 00:16:05.559 --> 00:16:08.720 hundred for salvage, you get five thousand dollars net. They 280 00:16:08.759 --> 00:16:11.679 hand you a five thousand dollars check. You're gonna have 281 00:16:11.720 --> 00:16:14.159 to kick in another thousand to get it fixed. Are 282 00:16:14.200 --> 00:16:15.159 you prepared to do that? 283 00:16:16.519 --> 00:16:19.799 I'm sorry, I didn't understand that equation at all. 284 00:16:19.960 --> 00:16:23.360 If the car is worth seventy five hundred, they hand 285 00:16:23.399 --> 00:16:26.200 you a check for seventy five hundred and take your car. 286 00:16:26.879 --> 00:16:30.360 Now you say to them, I want to fix that car. 287 00:16:30.879 --> 00:16:34.240 They say to you, I have a salvage title. 288 00:16:34.240 --> 00:16:36.519 I'd have to buy it back and have a salvag title. 289 00:16:36.559 --> 00:16:37.840 I don't want to do that. I would turn around 290 00:16:37.879 --> 00:16:39.039 and buy another one. 291 00:16:39.159 --> 00:16:40.159 Oh okay, break. 292 00:16:40.000 --> 00:16:43.360 Seventy five hundred. Okay, because I gety research, I get it. 293 00:16:43.519 --> 00:16:45.639 I can go to Florida, I can go to California. 294 00:16:45.639 --> 00:16:47.440 I can find them all over, not Colorado. 295 00:16:47.440 --> 00:16:49.960 Okay, Then here's what you do. Then we argue for 296 00:16:50.080 --> 00:16:53.120 seventy five hundred if we can hold on, Let's see 297 00:16:53.120 --> 00:16:56.200 if we can, because listen, Tracy, this guy we're gonna 298 00:16:56.240 --> 00:16:59.600 get on. He argues for people all day long twenty 299 00:17:00.039 --> 00:17:01.120 but you can't make. 300 00:17:00.960 --> 00:17:03.480 It always sue the other person. 301 00:17:04.000 --> 00:17:06.960 Yees, now, now hold on, Doc, I was gonna bring 302 00:17:07.000 --> 00:17:09.920 that up. And Tracy, what we call this is the 303 00:17:09.960 --> 00:17:13.000 real bad guy. The real bad guy here is not 304 00:17:13.240 --> 00:17:16.519 Big Brother, it's not the insurance company. It's her. So 305 00:17:16.720 --> 00:17:20.640 let's say she took an asset from you that is 306 00:17:20.799 --> 00:17:26.960 now worthless. Right, you have a right to sue for damages, 307 00:17:28.000 --> 00:17:31.519 but it's still only gonna be that's right. He's worth 308 00:17:31.799 --> 00:17:37.720 that's right. So let's say they offer you six thousand 309 00:17:38.359 --> 00:17:42.400 or fifty eight hundred, and you sue her for seventy 310 00:17:42.480 --> 00:17:47.680 five hundred plus sales text. What happens is this, You 311 00:17:47.960 --> 00:17:52.079 have to bring to court evidence of what it's worth. 312 00:17:52.640 --> 00:17:58.640 You cannot. You cannot just sue because you want more money. 313 00:17:58.960 --> 00:18:02.400 What it's worth to you is not what it's worth 314 00:18:02.480 --> 00:18:05.759 in the marketplace. But it may be. I mean, it's 315 00:18:05.960 --> 00:18:07.920 just not based on your OPO line. 316 00:18:08.599 --> 00:18:11.400 What's that that are for sale online? Considered? 317 00:18:12.200 --> 00:18:15.759 No, not at all. Well, I wouldn't say not at all. 318 00:18:15.799 --> 00:18:17.920 You have to call and see if they sold for that. 319 00:18:18.000 --> 00:18:20.599 What Mark said before, I could. 320 00:18:20.319 --> 00:18:22.680 List one online right now for one hundred and eighty 321 00:18:22.799 --> 00:18:25.079 million zillion dollars and it means nothing. 322 00:18:25.519 --> 00:18:31.039 So so basically it's true. It's what it sells for. 323 00:18:31.279 --> 00:18:34.079 That's what petty details is all. And that's what's hard 324 00:18:34.119 --> 00:18:34.680 to figure out. 325 00:18:34.759 --> 00:18:37.240 That's why you end up paying someone because you're not 326 00:18:37.279 --> 00:18:40.039 going to call up some dealership and they're gonna like 327 00:18:40.359 --> 00:18:43.839 give you information on the sales of their vehicles. 328 00:18:43.880 --> 00:18:46.960 It's not going to happen. And sometimes the older they are, 329 00:18:47.000 --> 00:18:51.559 the harder they are to find. So hold on, uh kachina, 330 00:18:52.519 --> 00:19:00.119 do we have any luck finding petty mister petty on 331 00:19:00.319 --> 00:19:03.240 petty details. Hold on, We're gonna try to get them 332 00:19:03.240 --> 00:19:07.160 on it right now, Thank you very much, Tracy, hang on. Okay, 333 00:19:07.400 --> 00:19:09.359 anyone else can give us a call three oh three 334 00:19:09.440 --> 00:19:11.519 seven to one three talk on this or any kind 335 00:19:11.519 --> 00:19:13.680 of problem, question or complain three oh three seven one 336 00:19:13.759 --> 00:19:18.279 three eight two five five. Remember, value is value is value, 337 00:19:18.839 --> 00:19:23.160 no matter what you think, it's just what it is. Okay, 338 00:19:23.359 --> 00:19:25.240 Frank durand the real estate man right now will tell 339 00:19:25.240 --> 00:19:27.039 you what your house is worth. Right now. Houses have 340 00:19:27.119 --> 00:19:29.440 gone up a bit because interest rates have ticked down, 341 00:19:30.200 --> 00:19:33.440 sales have stepped up. Frank Duran will give you a 342 00:19:33.480 --> 00:19:35.440 free analysis of your home, what it will sell for, 343 00:19:35.599 --> 00:19:37.759 what you'll net, what you can buy. Frank durand the 344 00:19:37.799 --> 00:19:40.079 real Estate Man dot com three oh three nine two 345 00:19:40.160 --> 00:19:48.279 zero sixteen twenty two. Go with a sure thing Denver's 346 00:19:48.279 --> 00:19:51.200 best roofer Excel Roofing dot com. You don't pay a 347 00:19:51.279 --> 00:19:57.759 cent until you're content. Time for an insurance check up free, 348 00:19:57.839 --> 00:20:01.559 no obligation. In comparison, call company insurance paying too much 349 00:20:01.680 --> 00:20:04.640 your coverage at dozens of insurance companies find out now 350 00:20:04.720 --> 00:20:07.200 three three seven to seven to one help. You'll think 351 00:20:07.240 --> 00:20:09.839 you're his only customer when you choose Frank durand the 352 00:20:09.880 --> 00:20:12.519 real Estate Man dot com to list your home with 353 00:20:12.640 --> 00:20:19.079 Remax Alliance three three nine two zero sixteen twenty two. 354 00:20:19.680 --> 00:20:24.119 Hi Tom Martino, your troubleshooter. Well, until we get petty details, 355 00:20:24.160 --> 00:20:26.200 we won't go back to this call. There's no sense 356 00:20:26.720 --> 00:20:30.599 rehashing it. But it's the age old problem. You're in 357 00:20:30.640 --> 00:20:35.759 an accident. What's it worth? And remember the one I 358 00:20:35.839 --> 00:20:38.839 want to talk about, the ridiculous one we came up 359 00:20:38.880 --> 00:20:42.319 against one time when it comes to pricing cars and 360 00:20:42.359 --> 00:20:45.440 buying them back. But at least Tracy's not trying to 361 00:20:45.440 --> 00:20:47.920 be silly. She just wants to buy another car, but 362 00:20:48.039 --> 00:20:51.160 she thinks hers is worth seventy five hundred. But we 363 00:20:51.200 --> 00:20:53.160 had a guy one time with an old pickup truck 364 00:20:53.200 --> 00:20:56.920 that he restored. What wasn't total restoration like a hot 365 00:20:57.000 --> 00:20:59.240 rodder anything. It was just a nice car that he 366 00:20:59.279 --> 00:21:02.799 had a truck and it was parked in front of 367 00:21:02.799 --> 00:21:06.839 his house. Now, this was an old truck. I could 368 00:21:06.839 --> 00:21:08.960 look it up, but I don't have the exact details. 369 00:21:08.960 --> 00:21:11.240 But it was an old truck, but you know, it 370 00:21:11.279 --> 00:21:13.160 didn't have that many miles on it, and he loved it. 371 00:21:14.359 --> 00:21:19.839 Some guy was driving by and smashed into it. Now, 372 00:21:20.279 --> 00:21:23.759 the company made him an offer and said, okay, you 373 00:21:23.960 --> 00:21:28.759 get twelve hundred dollars for this truck or fifteen hundred. 374 00:21:29.440 --> 00:21:31.519 He said, I don't want fifteen I mean I love 375 00:21:31.559 --> 00:21:34.400 this truck. I'm going to get it fixed. So he 376 00:21:34.440 --> 00:21:38.519 wanted to buy it back. Now you remember Mark, They 377 00:21:38.559 --> 00:21:41.599 offered him fifteen hundred. He said, I want to buy 378 00:21:41.599 --> 00:21:45.440 it back. They said, well, it'll be about fifteen hundred 379 00:21:45.440 --> 00:21:48.119 and salvage. Because when they get that old. That's basically 380 00:21:48.119 --> 00:21:52.359 what they were offering. So he said, what does that mean? 381 00:21:52.880 --> 00:21:55.759 And here's in essence what it meant. Think about this. 382 00:21:56.599 --> 00:22:01.839 You're at home, minding your own business. Somebody knocks at 383 00:22:01.880 --> 00:22:07.319 your door. Mister insurance man says, we destroyed your truck. 384 00:22:07.839 --> 00:22:14.559 But guess what you get to keep it. I swear 385 00:22:14.599 --> 00:22:17.400 to God that was it. You get to keep it 386 00:22:18.039 --> 00:22:21.960 because they offered him fifteen hundred, but he had to 387 00:22:22.160 --> 00:22:25.079 pay fifteen hundred to get it. Then he had to 388 00:22:25.079 --> 00:22:28.880 get it fixed on top of the fifteen. 389 00:22:28.960 --> 00:22:31.519 So well, in essence, so they were giving him what 390 00:22:31.640 --> 00:22:33.680 it was worth fifteen hundred. 391 00:22:33.839 --> 00:22:36.480 Right, and then he was buying it back. You're right, 392 00:22:36.839 --> 00:22:40.960 I mean by his decision. Yeah, but basically it's akin 393 00:22:41.119 --> 00:22:44.319 to this, Mark, we destroyed your car, you get to 394 00:22:44.440 --> 00:22:48.640 keep it. Yeah, I know, it just sounded weird. 395 00:22:49.119 --> 00:22:52.319 You know why because the salvage, the parts value, was 396 00:22:52.359 --> 00:22:53.440 probably worth more. 397 00:22:53.279 --> 00:22:57.359 Than the vehicle in a hole. Oh my god. Anyway, Mark, 398 00:22:57.799 --> 00:23:00.000 do you remember the thing I see on her vehicle? Though? 399 00:23:00.200 --> 00:23:03.880 Everything I'm on KBB right now, private party, I put 400 00:23:03.960 --> 00:23:06.119 good condition, and I have no idea what kind of 401 00:23:06.119 --> 00:23:09.759 condition it's in. But you know, you're talking thirty five 402 00:23:09.839 --> 00:23:11.359 hundred to six grand. 403 00:23:12.519 --> 00:23:14.160 Mark. I'm not seeing that, man. 404 00:23:14.559 --> 00:23:19.119 I mean, now, like that's that's basically what every dealership 405 00:23:19.279 --> 00:23:21.039 uses to value a vehicle. 406 00:23:21.079 --> 00:23:23.000 But I didn't know they went back that far. But 407 00:23:23.160 --> 00:23:27.160 all I'm saying is this on on cars dot com. 408 00:23:27.200 --> 00:23:29.599 I'm not saying they're the end all, but what they 409 00:23:29.720 --> 00:23:33.599 do is based on their own sales. Okay, So they 410 00:23:33.720 --> 00:23:37.000 keep data bank of everything on their site that has 411 00:23:37.039 --> 00:23:39.759 been sold, or I guess they profess to try to. 412 00:23:40.519 --> 00:23:43.480 And then they compare what is being asked to the 413 00:23:43.519 --> 00:23:47.319 market and they claim that this one, which is an 414 00:23:47.839 --> 00:23:53.200 O one SLK two point thirty, has seventy thousand miles 415 00:23:53.240 --> 00:23:56.400 on it, they want eleven nine or twelve grand, right, 416 00:23:57.039 --> 00:23:59.880 and they're saying this is a great deal and it 417 00:24:00.079 --> 00:24:05.599 should be. The average is thirteen thousand. So if that's 418 00:24:05.680 --> 00:24:11.880 the case, hers with more miles, okay, thirty thousand more, 419 00:24:11.920 --> 00:24:14.000 would it be worth that much less? I don't know, 420 00:24:14.319 --> 00:24:19.640 but these guys on the marketplace used cars are going 421 00:24:19.680 --> 00:24:25.519 for more than usual. By the way, they do have 422 00:24:25.640 --> 00:24:28.680 salvage cars. Now, that's one of the things they're doing 423 00:24:29.160 --> 00:24:33.599 on cars dot com. People don't understand that and they 424 00:24:33.880 --> 00:24:38.559 literally have salvage vehicles, so you could buy yourself a 425 00:24:38.599 --> 00:24:41.920 salvage vehicle and fix it up, and you know what, 426 00:24:41.960 --> 00:24:44.839 one of the number one salvage vehicles are on their 427 00:24:44.839 --> 00:24:51.079 market going for screams ferraris because no one wants a 428 00:24:51.160 --> 00:24:55.039 damage Ferrari. You could actually buy a Ferrari and fix 429 00:24:55.119 --> 00:24:59.359 it and be way ahead, but you'll never sell it 430 00:24:59.400 --> 00:25:03.279 to a true officionado. You'd have to keep it. I mean, 431 00:25:03.359 --> 00:25:05.599 you truly have to keep it. But it's one of 432 00:25:05.640 --> 00:25:10.680 the best deals around because Ferrari people are freaky about 433 00:25:11.039 --> 00:25:14.039 cars that have had damage. But did you know that 434 00:25:14.160 --> 00:25:17.319 cars dot I sound like a commercial form, but it's 435 00:25:17.440 --> 00:25:21.359 kind of cool that they have salvaged a section for 436 00:25:21.480 --> 00:25:27.759 salvaged vehicles. Now, so Kitschina helped me out here. Is 437 00:25:27.799 --> 00:25:30.480 he not available? Is he calling back? Give me a hint. 438 00:25:31.640 --> 00:25:33.839 I haven't been able to get a hold of him yet, 439 00:25:33.880 --> 00:25:35.079 but I'm still working on it. 440 00:25:36.160 --> 00:25:38.960 So you call and leave a message. Is that what 441 00:25:38.960 --> 00:25:39.400 you're doing? 442 00:25:40.079 --> 00:25:40.720 And texting? 443 00:25:40.839 --> 00:25:41.160 Yes? 444 00:25:41.599 --> 00:25:45.440 Okay, thank you. So that's one of the hey togs. 445 00:25:45.480 --> 00:25:46.720 Do you get my message? 446 00:25:46.920 --> 00:25:49.000 Okay? Go ahead? Yeah, let's do that. Go ahead? 447 00:25:49.119 --> 00:25:52.480 Is interesting. I have a friend who's about eighty years old. 448 00:25:53.119 --> 00:25:57.039 When he was eligible for Medicare, he couldn't afford the payments, 449 00:25:57.400 --> 00:25:58.839 so he never got Medicare. 450 00:25:59.440 --> 00:26:02.039 That's right. That happened to my brother. By the way, 451 00:26:02.200 --> 00:26:04.279 as my mom would say, God rested go ahead. 452 00:26:04.319 --> 00:26:06.559 It would cost he would have to pay penalties for 453 00:26:06.599 --> 00:26:08.079 the past twenty years. 454 00:26:08.119 --> 00:26:13.160 Basically, well, it's cost prohibitive. After ten years, it's cost prohibitive. Right. 455 00:26:13.200 --> 00:26:17.319 So the question is if he meets all the qualifications 456 00:26:17.559 --> 00:26:20.759 for Medicaid, can you still get it or und you're 457 00:26:20.759 --> 00:26:23.039 over sixty five, you're not eligible. 458 00:26:23.880 --> 00:26:27.960 You know what? Actually I never thought of that. We've 459 00:26:28.000 --> 00:26:32.359 had people who did exactly the same thing. They wanted 460 00:26:32.359 --> 00:26:35.599 to keep all of their money, so they didn't allow 461 00:26:35.720 --> 00:26:38.240 for you because you can't be forced to take it, 462 00:26:38.680 --> 00:26:42.119 so they didn't pay for it. Let's ask that's a 463 00:26:42.160 --> 00:26:46.799 great question. Actually, would an older person then be on 464 00:26:46.920 --> 00:26:50.319 Medicaid or would they say nope, you should have gotten medicare. 465 00:26:50.839 --> 00:26:55.200 That's a great question, and we should ask Integra Insurance. So, Kelly, 466 00:26:55.640 --> 00:26:58.559 if you could call in Tegra Insurance, we would love 467 00:26:58.640 --> 00:27:04.160 to talk to them about, uh, this dilemma when you're 468 00:27:04.200 --> 00:27:08.000 older and you don't pay I believe one of them 469 00:27:08.119 --> 00:27:10.839 is given to you, the other one you pay for 470 00:27:11.920 --> 00:27:17.400 on Medicare. On Medicare, then Medicaid is solely based on income. 471 00:27:18.400 --> 00:27:20.880 But that's a good question. And if that's the case, 472 00:27:20.960 --> 00:27:25.720 then one would say, why wouldn't everyone do that then 473 00:27:25.960 --> 00:27:27.559 and just keep more of their money? 474 00:27:27.880 --> 00:27:31.599 Well, because Medicaid is income based, so a lot of 475 00:27:31.640 --> 00:27:35.920 people wouldn't be eligible because they make too much money. 476 00:27:36.920 --> 00:27:40.079 No, But what I'm saying is is that if people, 477 00:27:41.400 --> 00:27:45.279 if everyone just kept more of their Social Security and 478 00:27:45.319 --> 00:27:49.400 didn't pay for that premium, then they could all get Medicaid. 479 00:27:49.519 --> 00:27:51.000 If that's the case. So I don't know what the 480 00:27:51.039 --> 00:27:53.599 answer is, but we're going to find out. Three oho 481 00:27:53.640 --> 00:27:56.799 three seven one three talk seven one three eight two 482 00:27:56.799 --> 00:28:00.599 five five. Kelly was asking what kind of car that is? Kelly, 483 00:28:00.640 --> 00:28:04.880 that's a two thousand and one Benz SLK. Okay, and 484 00:28:05.039 --> 00:28:08.119 it's the two thirty. So it's a Benz two thirty 485 00:28:08.319 --> 00:28:14.079 SLK with ninety seven thousand miles on it. I put 486 00:28:14.079 --> 00:28:17.960 it up on the call screener and so see if 487 00:28:17.960 --> 00:28:21.759 that'll help petty details come up with the price. I'm 488 00:28:21.799 --> 00:28:25.079 Tom Martino, by the way, Denver Regen dot com. Stem 489 00:28:25.119 --> 00:28:27.960 cell therapy get rid of pain. It works in so 490 00:28:28.279 --> 00:28:31.599 many cases instead of surgery. I had it done and 491 00:28:31.680 --> 00:28:40.880 it was remarkable. Denverregen dot com. Go with a sure 492 00:28:41.000 --> 00:28:44.440 thing Denver's best roofer Excel Roofing dot com. You don't 493 00:28:44.440 --> 00:28:50.480 pay a cent until you're content. Time for an insurance 494 00:28:50.559 --> 00:28:54.599 check up free, no obligation comparison call Compass Insurance pain 495 00:28:54.720 --> 00:28:57.759 too much your coverage at dozens of insurance companies. Find 496 00:28:57.759 --> 00:29:00.240 out now three O three seven to seven to one. Hell, 497 00:29:00.279 --> 00:29:02.920 you'll think you're his only customer when you choose Frank 498 00:29:03.000 --> 00:29:05.440 durand the real estate Man dot com to list your 499 00:29:05.480 --> 00:29:08.640 home with Remax Alliance three oh three nine two zero 500 00:29:08.720 --> 00:29:12.759 sixteen twenty two. Hi Tom Martino here three oh three 501 00:29:13.759 --> 00:29:18.440 seven one three talks seven one three eight two five five. Okay, 502 00:29:18.440 --> 00:29:21.279 we're waiting for petty details for a car evaluation. We 503 00:29:21.319 --> 00:29:23.519 have Amber on the line for Evolve construction. But I 504 00:29:23.559 --> 00:29:26.680 got to go to John Jones for this quick question. John, 505 00:29:28.200 --> 00:29:33.039 when we when we turn eligible for Medicare, what do 506 00:29:33.079 --> 00:29:36.160 we pay for? If we choose to take Medicare? Do 507 00:29:36.279 --> 00:29:37.839 we pay for Part A or Part B? 508 00:29:38.920 --> 00:29:40.559 Part B? For most people? 509 00:29:40.640 --> 00:29:44.200 Some people who haven't don't have enough work hours have 510 00:29:44.279 --> 00:29:46.799 to buy into Medicare. But the vast majority of people, 511 00:29:47.160 --> 00:29:49.319 you're only paying for Part B part eight of three. 512 00:29:50.000 --> 00:29:53.920 Okay, So Part B is a premium every month. And 513 00:29:53.960 --> 00:29:55.240 what does Part B cover? 514 00:29:56.440 --> 00:29:59.759 Set your outpvisient care, so labs, physician services, X rays. 515 00:30:00.319 --> 00:30:03.359 You know, you your doctor's visits, office, visits, things like that. 516 00:30:04.359 --> 00:30:06.799 And what is Part A Part A? 517 00:30:06.960 --> 00:30:07.640 Hospitalization? 518 00:30:08.240 --> 00:30:11.599 So if you didn't pay for anything, you would always 519 00:30:11.640 --> 00:30:15.160 get Part A? And when does that kick in? Well, 520 00:30:15.640 --> 00:30:16.480 so you. 521 00:30:16.480 --> 00:30:19.960 Only automatically are given it if you're receiving Social Security 522 00:30:20.039 --> 00:30:21.880 so otherwise you have to apply for it. 523 00:30:22.000 --> 00:30:24.119 But that's what I mean. If you apply for Part 524 00:30:24.160 --> 00:30:27.839 A right, right? And what does it cover? It's free, 525 00:30:27.920 --> 00:30:28.720 what does it cover? 526 00:30:30.720 --> 00:30:32.160 The partay cover hospitalization? 527 00:30:32.359 --> 00:30:33.519 And when does it kick in? 528 00:30:35.200 --> 00:30:37.359 When does your initial enrollment period for most of it? 529 00:30:37.519 --> 00:30:42.319 Now, when do I actually get coverage. 530 00:30:43.680 --> 00:30:44.759 The first of your birth month? 531 00:30:44.920 --> 00:30:47.759 Okay, I guess I'm not being strang. Okay, hold on, 532 00:30:49.200 --> 00:30:51.799 it's not your fault, John. Let me communicate this in 533 00:30:51.839 --> 00:30:56.839 a more clear manner. When do I actually receive a 534 00:30:57.240 --> 00:31:01.079 bene fit when I go to urgent care, when I'm 535 00:31:01.079 --> 00:31:04.000 in the hospital for a day when I have outpatient 536 00:31:04.119 --> 00:31:05.480 surgery when. 537 00:31:06.319 --> 00:31:09.680 Yes, sir, so yeah, if you if you're hospitalized, then 538 00:31:09.680 --> 00:31:11.480 it runs through and you're give them your Medicare card. 539 00:31:11.519 --> 00:31:16.079 It runs through, It runs through Medicare and deductibles and well, no, 540 00:31:16.119 --> 00:31:20.440 it applies. There's deductible under Medicare Part A. There's an 541 00:31:20.480 --> 00:31:23.000 additional and that's for your first sixty days in the hospital, 542 00:31:23.039 --> 00:31:25.240 and then you have days sixty one through ninety and 543 00:31:25.240 --> 00:31:26.240 then ninety one through one hundred. 544 00:31:26.480 --> 00:31:29.359 Okay, So it's varied, but there'll always be there will 545 00:31:29.359 --> 00:31:32.880 always be some out of pocket, right John, Yeah. 546 00:31:32.680 --> 00:31:34.960 And potentially if you only have A and B, or 547 00:31:34.960 --> 00:31:37.440 if you only have A, I mean there's potentially unlimited 548 00:31:37.440 --> 00:31:38.680 out of place if you're in the hospital for more 549 00:31:38.680 --> 00:31:41.839 than one hundred and fifty days lifetime, Medicare pays nothing. 550 00:31:42.319 --> 00:31:46.920 Okay, thank you. Now, if I don't pay the premium 551 00:31:47.000 --> 00:31:50.759 for B and it goes on for like ten years 552 00:31:51.680 --> 00:31:55.119 or or even longer, do I real is it cost 553 00:31:55.200 --> 00:31:58.480 prohibitive to get it? Uh? 554 00:31:58.640 --> 00:32:01.000 There's certainly a penalty. It could be very It could 555 00:32:01.200 --> 00:32:04.440 it could be expensive to get it, but I mean 556 00:32:04.480 --> 00:32:08.640 if you don't then I mean it could be comprohibitive, 557 00:32:08.680 --> 00:32:10.680 do not have it depending on what you're doing. 558 00:32:10.839 --> 00:32:13.480 I get it. But now we got a guy that's 559 00:32:13.519 --> 00:32:19.000 eighty that never had it, and now the premium is outrageous. 560 00:32:19.119 --> 00:32:22.799 He wants to know, since he has no income other 561 00:32:22.920 --> 00:32:26.880 than I believe social Security, will he be eligible for 562 00:32:27.039 --> 00:32:30.200 Medicaid or do they say no, no, no, we can't 563 00:32:30.240 --> 00:32:31.039 play that game. 564 00:32:32.359 --> 00:32:35.240 He'd have to look it medicates. You know, your state 565 00:32:35.319 --> 00:32:38.200 based based on your income, state based coverage based on your. 566 00:32:38.359 --> 00:32:39.359 Can't they say to him? 567 00:32:39.559 --> 00:32:39.759 Or not? 568 00:32:39.880 --> 00:32:43.000 Can't they can't they make him go to Social Security first, 569 00:32:43.119 --> 00:32:45.680 or say, hey, everybody could do this. 570 00:32:48.359 --> 00:32:50.400 No, not everybody. I mean a lot of people do 571 00:32:50.480 --> 00:32:53.400 have income and do have income above Medicaid is a 572 00:32:53.400 --> 00:32:57.640 pretty low limit for income. You're looking about sixteen hundred 573 00:32:57.640 --> 00:33:02.240 dollars a month roughly sixteen ish two hundred dollars a 574 00:33:02.240 --> 00:33:05.119 month for income, and you're not eligible for medicaid. 575 00:33:05.119 --> 00:33:08.319 If it's another question than John. If you're eighty and 576 00:33:08.400 --> 00:33:14.200 the outrageous premium for Part B is there and you 577 00:33:14.359 --> 00:33:17.720 have a little more income than you can get for Medicaid, 578 00:33:18.799 --> 00:33:23.839 then what about private insurance? Could that actually end up 579 00:33:23.880 --> 00:33:25.720 being cheaper than Part B? 580 00:33:26.039 --> 00:33:29.559 Or never you can't if you're eligible for Medicare, you 581 00:33:29.599 --> 00:33:33.039 can't get the individual family markets for under age sixty 582 00:33:33.119 --> 00:33:35.799 five or special circumstances out that. 583 00:33:35.960 --> 00:33:42.519 But yeah, okay, so the lesson here is to get b. 584 00:33:44.160 --> 00:33:47.440 Sure absolutely well for it or when you become eligible 585 00:33:47.480 --> 00:33:49.000 for it absolutely So. 586 00:33:49.119 --> 00:33:52.279 John, should I tell my buddy to apply for Medicaid? 587 00:33:53.920 --> 00:33:54.920 How much does he make? 588 00:33:55.079 --> 00:33:58.960 He makes sixteen months his income, he makes. 589 00:33:58.799 --> 00:34:03.240 Less than sixteen hundred a month. So basically, basically, John, 590 00:34:03.359 --> 00:34:06.160 we should tell people don't pay for Part B. If 591 00:34:06.160 --> 00:34:08.400 you make less than sixteen hundred a month, you'll always 592 00:34:08.440 --> 00:34:09.119 get Medicaid. 593 00:34:09.320 --> 00:34:12.599 Oh no, no, no, Medicaid can help pay Part B premium. 594 00:34:12.920 --> 00:34:17.639 And so if you're le for Medicaid, absolutely you still 595 00:34:17.639 --> 00:34:18.320 need Part B. 596 00:34:19.079 --> 00:34:21.679 Okay, Well, that's what we're asking. So if he has 597 00:34:21.760 --> 00:34:26.400 a hospital bill, if he has a hospital bill, Medicaid 598 00:34:26.440 --> 00:34:29.519 won't cover him fully. 599 00:34:30.360 --> 00:34:32.920 Well, if it's hospital what depends, It depends how many 600 00:34:33.000 --> 00:34:33.960 days he's been in the hospital. 601 00:34:34.000 --> 00:34:36.320 But no, it will well or medical bills. Maybe I'm 602 00:34:36.400 --> 00:34:39.000 saying that's wrong, John, free too. 603 00:34:39.039 --> 00:34:41.760 But yeah, and if he has like outfisions care, think 604 00:34:42.000 --> 00:34:44.119 that you're going to be out of pocket a hundred percent. 605 00:34:43.920 --> 00:34:48.800 Right now, but Medicaid only pays a week. We got 606 00:34:48.800 --> 00:34:50.760 to come back to this because I am confused as hell. 607 00:34:53.039 --> 00:34:56.320 Go with a sure thing Denver's Best roofer Excel Roofing 608 00:34:56.400 --> 00:34:59.000 dot com. You don't pay a cent until you're content. 609 00:35:02.400 --> 00:35:05.599 Time for an insurance check up free, no obligation comparison 610 00:35:05.719 --> 00:35:09.280 call Compass Insurance. Pay too much your coverage at dozens 611 00:35:09.320 --> 00:35:12.039 of insurance companies find out now three oh three seven 612 00:35:12.159 --> 00:35:14.960 seven to one help. You'll think you're his only customer 613 00:35:15.000 --> 00:35:17.239 when you choose Frank durand the real estate Man dot 614 00:35:17.280 --> 00:35:20.559 com to list your home with Remax Alliance three oh 615 00:35:20.639 --> 00:35:32.599 three nine two zero sixteen twenty two Ripped news. So 616 00:35:32.760 --> 00:35:33.360 you don't have. 617 00:35:35.599 --> 00:35:40.239 Come run in as fast as you can. Shooter's gonna 618 00:35:40.320 --> 00:35:41.239 help come. 619 00:35:42.760 --> 00:35:51.000 This is the Troubleshooter Show. Now Tom Martino, Hi, Tom Martino, 620 00:35:51.280 --> 00:35:55.920 Your Troubleshooter. Three oh three seven one three talk three 621 00:35:55.920 --> 00:35:58.719 oh three seven one three eight two five five. This 622 00:35:58.800 --> 00:36:00.599 hour brought to you by waters, You and how I 623 00:36:00.639 --> 00:36:03.760 feel about them. I think water is essential not only 624 00:36:03.760 --> 00:36:06.840 for your body, but for your house, your laundry or everything. 625 00:36:07.079 --> 00:36:10.519 I mean, without good water, you basically have more repairs 626 00:36:10.559 --> 00:36:13.840 to do and your laundry takes longer to get clean showers. 627 00:36:13.880 --> 00:36:17.599 Do you use more soap? It's terrible. A full water 628 00:36:17.639 --> 00:36:20.559 softener thirty four hundred bucks fully installed. You'll never get 629 00:36:20.599 --> 00:36:23.639 better quality at a lower price. Three zero three eight 630 00:36:23.760 --> 00:36:29.239 six two five five five four Also drinking water waterpros 631 00:36:29.280 --> 00:36:33.960 dot Man, Hey, so listen. John Jones Jr. With Integra 632 00:36:34.039 --> 00:36:39.000 Insurance was helping us understand what happens to people if 633 00:36:39.039 --> 00:36:45.000 they don't take Part B Part A is hospitalization. Part 634 00:36:45.119 --> 00:36:50.800 A is not adequate coverage for a normal senior. It does. 635 00:36:51.320 --> 00:36:56.920 It is provided free if you apply for it and 636 00:36:56.960 --> 00:37:00.800 if your medic medi if your Social Security pretty eligible, 637 00:37:02.199 --> 00:37:05.679 but it doesn't pay for a lot of hospital expenses. 638 00:37:05.760 --> 00:37:08.280 It pays for some of them. You could end up 639 00:37:08.320 --> 00:37:13.559 with an extraordinary bill if you don't have other insurance, 640 00:37:14.239 --> 00:37:17.639 so Part B. Part B pays for doctor's visits and 641 00:37:17.719 --> 00:37:21.679 other things, but Part B doesn't pay for a lot. However, 642 00:37:22.079 --> 00:37:26.800 it is premium based and as a senior, they take 643 00:37:26.840 --> 00:37:30.119 it out of your Social Security benefit, but you must 644 00:37:30.119 --> 00:37:34.440 apply for it now. Some people choose not to have 645 00:37:34.599 --> 00:37:37.519 money taken out of their benefit. They need it to 646 00:37:37.559 --> 00:37:42.519 live on, so they don't sign up for B. If 647 00:37:42.519 --> 00:37:46.559 you don't sign up for B, it's going to be 648 00:37:46.719 --> 00:37:50.000 difficult to get it in the future because if you 649 00:37:50.199 --> 00:37:54.119 try to fool the system and put it off for 650 00:37:54.239 --> 00:37:57.599 ten years, you could end up in very, very big 651 00:37:57.639 --> 00:38:01.079 trouble by not having it, because you're going to be 652 00:38:01.159 --> 00:38:08.719 surcharged to a point where the premium becomes very very expensive. Now, 653 00:38:08.760 --> 00:38:11.119 if you think you can get around it by buying 654 00:38:11.199 --> 00:38:14.599 private insurance, you can't because if you're eligible for Medicare, 655 00:38:15.039 --> 00:38:19.239 you can't get private insurance. So I'm asking Integra Insurance Group. 656 00:38:19.760 --> 00:38:25.880 If someone is eligible by income for Medicaid, does Medicaid 657 00:38:26.239 --> 00:38:29.400 pay for the doctor's bills you would incur for not 658 00:38:29.679 --> 00:38:35.039 having Part B or does it simply help pay for 659 00:38:35.199 --> 00:38:37.199 the premium of Part B? 660 00:38:38.119 --> 00:38:43.119 John, It can do both and so you be dual eligible, 661 00:38:43.199 --> 00:38:45.679 so you're eligible for both Medicare and Medicaid based on 662 00:38:45.719 --> 00:38:49.840 that income whatever those incomes thresholds are for an individual, 663 00:38:49.960 --> 00:38:54.440 for a couple, and it can absolutely can help. It 664 00:38:54.519 --> 00:38:59.119 coordinates with Medicare A and B the for the healthcare 665 00:38:59.440 --> 00:39:01.760 and healthcare cost, and then it also helps their Part 666 00:39:01.760 --> 00:39:02.239 B bring. 667 00:39:02.199 --> 00:39:06.000 It okay, Then it seems to me, John that it takes. 668 00:39:06.920 --> 00:39:10.119 I think the government is trying to encourage people to 669 00:39:10.280 --> 00:39:13.159 sign up for Part B, and that is why they 670 00:39:13.199 --> 00:39:16.719 have the penalties that accrue if you don't. 671 00:39:17.119 --> 00:39:20.519 John, Yes, sir, I'm sorry I lost you for a second. 672 00:39:21.119 --> 00:39:23.679 Here's what I said. It seems to me the government 673 00:39:24.119 --> 00:39:29.159 encourages seniors to sign up for Part B, hence the penalties. 674 00:39:29.559 --> 00:39:32.280 They want you to sign up. Okay, Well, then it 675 00:39:32.360 --> 00:39:35.679 also then seems to me, on the other hand, the government, 676 00:39:35.800 --> 00:39:39.760 through Medicaid, is encouraging that you put it off because 677 00:39:39.800 --> 00:39:43.119 there doesn't seem to be a consequence because Medicaid will 678 00:39:43.159 --> 00:39:45.840 help pay for the penalty plus help pay for your 679 00:39:45.840 --> 00:39:49.119 medical bills. So what is the consequence of waiting till 680 00:39:49.199 --> 00:40:00.280 eighty to sign up for Part B? Did we lose him? Yeah, 681 00:40:00.280 --> 00:40:02.599 I don't sound like I don't think we're destined to 682 00:40:02.599 --> 00:40:04.880 get an answer for this, and it's not his fault. 683 00:40:05.440 --> 00:40:09.480 I just think the system is ft. I mean, it 684 00:40:09.519 --> 00:40:12.840 seems to me the whole reason for the penalty is 685 00:40:12.880 --> 00:40:18.280 to make sure we have aggregate premiums to help spread 686 00:40:18.599 --> 00:40:22.639 the losses. But now I'm hearing that if you wait 687 00:40:22.760 --> 00:40:28.159 till age eighty and you have penalties, well, guess what, 688 00:40:28.559 --> 00:40:31.679 Medicaid swoops in and they'll help you pay your premium 689 00:40:31.880 --> 00:40:35.119 and they pay your medical bills. So I want to 690 00:40:35.159 --> 00:40:38.960 know the benefit of signing up for me early. And 691 00:40:39.000 --> 00:40:42.280 I think every senior listening does call them back if 692 00:40:42.320 --> 00:40:45.280 you can, please, or let's get someone else to talk 693 00:40:45.320 --> 00:40:49.079 about this. And it's not their fault. And Tegra is 694 00:40:49.119 --> 00:40:51.639 just telling me what it is. But does it sound 695 00:40:51.719 --> 00:40:55.960 logical to anyone? I mean that you can put off 696 00:40:56.159 --> 00:40:59.639 when everyone else is paying that premium. You can put 697 00:40:59.679 --> 00:41:03.079 it off because you are you need to keep your 698 00:41:03.119 --> 00:41:05.880 money and you don't care about the penalty, and then 699 00:41:05.920 --> 00:41:08.079 we all end up paying your penalty. Does that make 700 00:41:08.159 --> 00:41:14.880 sense to anyone? Well, the government did get involved. Yeah, 701 00:41:14.960 --> 00:41:17.159 so it doesn't make sense, is what you're saying. Amber. 702 00:41:18.079 --> 00:41:20.639 And by the way, is petty details. Should we just 703 00:41:20.679 --> 00:41:22.920 forget about him and try to find someone else as 704 00:41:22.920 --> 00:41:26.840 far as valuating this car for her? So update on that. 705 00:41:27.199 --> 00:41:31.559 I have texted him several times and called him several times, 706 00:41:31.599 --> 00:41:34.239 and I think he's unavailable. 707 00:41:34.840 --> 00:41:39.159 Yeah, Tom, let me just say one quick thing. 708 00:41:40.199 --> 00:41:43.519 There are very few people at age eighty. 709 00:41:43.239 --> 00:41:46.000 Who are going to be under the sixteen hundred dollars 710 00:41:46.000 --> 00:41:51.119 a month limit between probably Social Security and whatever else 711 00:41:51.159 --> 00:41:54.639 it's most it's going to really cut down the number 712 00:41:54.639 --> 00:41:56.719 of people who are eligible for what we were just 713 00:41:56.760 --> 00:41:57.320 talking about. 714 00:41:58.199 --> 00:42:04.000 Well, I would say that if anyone makes under that 715 00:42:04.559 --> 00:42:08.320 they should not get Part B, they can't afford to 716 00:42:08.360 --> 00:42:11.039 live if they do right to medicaid with that totally. 717 00:42:11.760 --> 00:42:16.400 So maybe it'll work out just right. So I don't 718 00:42:16.440 --> 00:42:18.239 know what to do with Tracy here. We need to 719 00:42:18.719 --> 00:42:22.840 She just needs to contact them directly. Tracy, we can't 720 00:42:22.880 --> 00:42:24.840 seem to get a hold of him. But he'll valuate 721 00:42:24.920 --> 00:42:28.960 this car. But remember this, it's only going to be 722 00:42:29.079 --> 00:42:33.400 worth what it's going to be worth. You're not going 723 00:42:33.480 --> 00:42:37.360 to win the battle alone. Unless you can show through 724 00:42:38.000 --> 00:42:42.639 maybe a half a dozen recent sales that cars like 725 00:42:42.719 --> 00:42:45.960 you sold for more, it can be done. Mark had 726 00:42:46.000 --> 00:42:52.400 his reevaluated without petty details when they all was massive difference, 727 00:42:52.519 --> 00:42:55.800 like seven eight grand. But you did it on your own. 728 00:42:56.000 --> 00:43:00.880 God, wow, can you hear me? 729 00:43:01.199 --> 00:43:05.519 Yours is? Yours isn't going to be that high there, right? 730 00:43:05.559 --> 00:43:05.840 I know? 731 00:43:05.960 --> 00:43:09.039 But then if nothing. 732 00:43:08.719 --> 00:43:11.719 Else but listen, listen, if you call them, they will 733 00:43:11.760 --> 00:43:14.280 give you a fair value of what your vehicle is. 734 00:43:14.320 --> 00:43:16.079 That's it, and it won't cost you a nickel. 735 00:43:17.000 --> 00:43:21.599 Okay, but I but I didn't realize prior to this 736 00:43:21.920 --> 00:43:24.639 that it is a scam. Scam, there's an incentive for 737 00:43:24.760 --> 00:43:27.159 state farm to No, there's not. 738 00:43:27.320 --> 00:43:30.880 Your vehicle is worth Listen, I just simply don't agree 739 00:43:30.920 --> 00:43:33.840 with what you're saying. If they're willing to give you 740 00:43:34.320 --> 00:43:36.960 what the vehicle is worth, that's all they need to do. 741 00:43:37.320 --> 00:43:38.639 Because you value it. 742 00:43:38.760 --> 00:43:41.000 Higher in your own mind means nothing. 743 00:43:42.199 --> 00:43:42.639 Okay. 744 00:43:42.679 --> 00:43:46.400 But if they let's say, okay, the damage is six thousand, right, 745 00:43:46.599 --> 00:43:49.440 say they gave let's say they gave me five thousand 746 00:43:49.760 --> 00:43:53.119 or six thousand, Okay, but now they got the title 747 00:43:53.440 --> 00:43:55.599 and they turn around and they sell it at auction 748 00:43:56.119 --> 00:44:01.199 for two, three, four thousand whatever. They have less money 749 00:44:01.199 --> 00:44:03.719 than if they had had it repaired, so they have 750 00:44:03.800 --> 00:44:04.559 an incentive. 751 00:44:04.760 --> 00:44:08.480 It still is only worth to you, but they it's worth. Yeah, 752 00:44:08.519 --> 00:44:12.880 but they tracy. If they if they paid you six 753 00:44:12.960 --> 00:44:16.280 grand or five grand and then sell it at auction, 754 00:44:16.800 --> 00:44:20.239 you're assuming they're not going to get five or six 755 00:44:20.360 --> 00:44:24.079 You're right, they probably won't, So I don't understand how 756 00:44:24.119 --> 00:44:26.400 they think. So let's say they sell it for three 757 00:44:26.800 --> 00:44:30.760 to Chlod's or some big salvage yard or they sell. Okay, 758 00:44:30.880 --> 00:44:34.119 so let's just say they lose two grand by paying 759 00:44:34.159 --> 00:44:37.039 you and selling it at auction. Now, your theory is 760 00:44:37.079 --> 00:44:39.880 what that if they pay two grand to you, it's better. 761 00:44:41.079 --> 00:44:43.880 No, My theory is that it's a scam that they 762 00:44:43.920 --> 00:44:48.920 have an incentive to totally rather than pay for the repair, 763 00:44:49.400 --> 00:44:52.360 even if the repair is the exact value. 764 00:44:52.039 --> 00:44:52.440 Of the car. 765 00:44:52.960 --> 00:44:55.079 Tom, I have no idea how you argue with that, 766 00:44:55.280 --> 00:44:56.920 if god, I. 767 00:44:56.880 --> 00:44:59.320 Could bring up any exactly what she's saying is. 768 00:44:59.599 --> 00:45:04.119 If they I'm not looking Bill, they'd owe you a hundred. 769 00:45:04.320 --> 00:45:07.079 She's not looking at the difference. Tracy, what you're saying 770 00:45:07.119 --> 00:45:11.119 doesn't make mathematical sense. If they pay you for the damage, 771 00:45:11.480 --> 00:45:15.639 you're keeping the car, you're you're neglecting that. But if 772 00:45:15.679 --> 00:45:19.280 they paid you for the damage while it's total, they 773 00:45:19.320 --> 00:45:22.400 get to keep the car, they're actually gaining the salvage 774 00:45:22.519 --> 00:45:25.880 value where they're not if you keep the car, So 775 00:45:26.000 --> 00:45:29.599 it's not the same. The dollars don't make sense of 776 00:45:29.679 --> 00:45:32.599 what you're saying. And by the way, I'm not arguing 777 00:45:32.920 --> 00:45:35.639 with you wanting to get what the car is worth. 778 00:45:36.079 --> 00:45:39.239 But no matter what you feel about the car, you're 779 00:45:39.280 --> 00:45:43.119 not gonna get what you're feeling. You're only going to 780 00:45:43.199 --> 00:45:44.719 get what is what. 781 00:45:44.880 --> 00:45:47.880 Her argument is. I under where I understand where she's 782 00:45:47.920 --> 00:45:51.079 coming from. But it makes no sense. She's saying, I 783 00:45:51.280 --> 00:45:53.639 just want to get the car fixed, even if it 784 00:45:53.840 --> 00:45:55.360 costs ten thousand dollars. 785 00:45:55.559 --> 00:45:58.519 They should fix my car, even if the value is 786 00:45:58.559 --> 00:46:01.239 only six. No, they're not. She's not saying that. 787 00:46:01.360 --> 00:46:01.760 Saying that. 788 00:46:02.239 --> 00:46:04.840 She's saying that if they're willing. 789 00:46:04.920 --> 00:46:08.480 Rather total it, there's a reason they would rather total it. 790 00:46:08.519 --> 00:46:11.400 It costs them less money. Even if we talk about 791 00:46:11.400 --> 00:46:15.320 the same dollar figure, Tracy, doesn't cost them less money. 792 00:46:15.320 --> 00:46:19.800 Mark, It's not the same dollar figure, Tracy. It's never 793 00:46:19.960 --> 00:46:24.440 the same dollar figure. Totaling your car is one price. Okay, 794 00:46:24.840 --> 00:46:27.880 fix it, but when they total it, they get the 795 00:46:28.079 --> 00:46:32.480 salvage value. When they pay the same amount for repair, 796 00:46:32.920 --> 00:46:37.840 they don't get the salvage value. So how is that 797 00:46:37.880 --> 00:46:38.679 the same. 798 00:46:39.840 --> 00:46:44.840 If the car let's say, let's say they total it 799 00:46:45.400 --> 00:46:49.880 at six thousand, but the repair is six thousand, right, okay, right, 800 00:46:50.199 --> 00:46:54.559 and so and so they say, well that's a total loss. Right, 801 00:46:54.679 --> 00:46:58.199 So they they give me six thousand for the car. 802 00:46:58.480 --> 00:47:00.760 Now they own the car, and they get money. 803 00:47:00.519 --> 00:47:04.079 Back by right, that's right. So it's not so it's 804 00:47:04.119 --> 00:47:07.519 not the same dollars. It's not the same dollars. You're 805 00:47:07.599 --> 00:47:10.199 saying they're incentivized four. 806 00:47:10.079 --> 00:47:13.960 Thous Now they're out only four thousan or three thousand 807 00:47:14.119 --> 00:47:15.920 or howmever much they get from that. 808 00:47:15.920 --> 00:47:19.039 That's right, that's right. They're out less than if. That's 809 00:47:19.119 --> 00:47:21.760 why they don't pay for more than something is worth. 810 00:47:21.880 --> 00:47:25.440 That's right. You're absolutely right, and may have, but you're 811 00:47:25.480 --> 00:47:29.119 making no sense. You're making zero sense. You're saying they 812 00:47:29.119 --> 00:47:32.239 should overpay me for the value of the car because 813 00:47:32.280 --> 00:47:35.159 they're going to make less money than if you're saying 814 00:47:35.159 --> 00:47:38.880 they're incentivized to make more money. Absolutely they are, but 815 00:47:39.000 --> 00:47:41.800 they can't do it if your car was worth more, 816 00:47:42.239 --> 00:47:45.280 if your car was worth more than it is, they 817 00:47:45.440 --> 00:47:50.880 can't just salvage the car. It has to make mathematical sense. 818 00:47:51.360 --> 00:47:54.599 If the damage is equal to the value of the car, 819 00:47:54.760 --> 00:47:59.320 they can total it. Tracy, I'm sorry, when we're at 820 00:47:59.320 --> 00:48:03.519 a fundamental we're at a fundamental wall. You don't understand 821 00:48:03.519 --> 00:48:05.760 the math in this what they have to give you, 822 00:48:06.039 --> 00:48:09.239 forget what their incentive is. They have to give you 823 00:48:09.360 --> 00:48:13.239 what the car is worth. Period that's all they owe you. 824 00:48:13.599 --> 00:48:17.480 That's all they ever owe anyone is what the car 825 00:48:17.639 --> 00:48:22.119 is worth. Then they sell the car after they buy 826 00:48:22.199 --> 00:48:24.920 it from you. They buy it from you based on 827 00:48:24.960 --> 00:48:28.719 the value one minute before the accident. Then they sell 828 00:48:28.760 --> 00:48:32.280 it for what it's worth. Now that's the way it works. 829 00:48:32.519 --> 00:48:35.960 If they gave you the repair cost, they have nothing 830 00:48:36.000 --> 00:48:40.159 to sell. Do they make more money? Sometimes? Sometimes they don't. 831 00:48:40.360 --> 00:48:43.400 If your car is worth twenty grand, they couldn't. They 832 00:48:43.400 --> 00:48:48.960 couldn't buy it from you for seven. So you're just wrong. 833 00:48:49.119 --> 00:48:51.639 I don't know how to put it. You're wrong. She 834 00:48:51.760 --> 00:48:55.840 thinks it's wrong that they're incentivized. They're not incentivized. Math 835 00:48:55.920 --> 00:48:59.320 doesn't incentivize it, just whether it makes sense or not. 836 00:48:59.800 --> 00:49:03.559 No one is gonna pay more than a car is worth. Ever, 837 00:49:04.119 --> 00:49:06.920 and you're saying, well, six is not more than it's worth. 838 00:49:06.960 --> 00:49:10.000 It'll just fix it. But then they don't get the car. 839 00:49:10.119 --> 00:49:13.000 If they're gonna buy the car from you, they want 840 00:49:13.320 --> 00:49:17.280 the car. I'm Tom Martiano, we have more what hold on? 841 00:49:17.280 --> 00:49:17.960 One more thing? 842 00:49:18.280 --> 00:49:21.920 The other thing is, let's say it's fifty five hundred 843 00:49:21.960 --> 00:49:24.440 and the car's worth six grand. The reason they would 844 00:49:24.480 --> 00:49:27.480 still total it and most companies do up around that 845 00:49:27.519 --> 00:49:30.840 twenty five thirty percent is they have a body shop start. 846 00:49:30.599 --> 00:49:31.320 Working on it. 847 00:49:31.559 --> 00:49:34.280 Then all of a sudden, that fifty five hundred becomes 848 00:49:34.559 --> 00:49:37.199 ten thousand, and then they spent more to repair it 849 00:49:37.440 --> 00:49:39.000 than if they did buy it out. 850 00:49:39.480 --> 00:49:43.480 Now, listen, something you can do, Tracy, Okay, call Petty 851 00:49:43.519 --> 00:49:46.880 Details and have them value the car or sue that 852 00:49:46.960 --> 00:49:51.039 woman for whatever you think it's worth. Sewer sewer directly 853 00:49:51.360 --> 00:49:53.519 because you don't have to deal with the insurance company, 854 00:49:53.800 --> 00:49:56.440 and then let a judge decide what that car's worth. 855 00:49:56.719 --> 00:49:58.920 But it's not going to be based on your opinion. 856 00:50:00.320 --> 00:50:03.599 I'm gonna talk about evolved construction coming up for Amber. 857 00:50:03.719 --> 00:50:10.960 She's been patient. We'll take her right after this. Go 858 00:50:11.079 --> 00:50:14.800 with a sure thing Denver's Best roofer Excel Roofing dot com. 859 00:50:14.840 --> 00:50:20.599 You don't pay a cent until you're content. Time for 860 00:50:20.639 --> 00:50:23.800 an insurance check up free, no obligation. In comparison, call 861 00:50:23.920 --> 00:50:27.239 Compass Insurance paying too much your coverage at dozens of 862 00:50:27.239 --> 00:50:30.199 insurance companies find out now three oh three seven seven 863 00:50:30.199 --> 00:50:33.000 to one help. You'll think you're his only customer when 864 00:50:33.000 --> 00:50:35.519 you choose Frank durand the Real Estate Man dot com 865 00:50:35.519 --> 00:50:38.599 to list your home with Remax Alliance three oh three 866 00:50:38.719 --> 00:50:45.840 nine two zero sixteen twenty two. Hi Tom Martino your 867 00:50:46.000 --> 00:50:49.760 troubleshooter three O three seven one three talks seven one 868 00:50:49.760 --> 00:50:52.679 three eight two five five So Todd. One of my 869 00:50:52.760 --> 00:50:55.119 YouTube warrants says, I have to agree with the lady caller. 870 00:50:55.199 --> 00:51:00.559 Insurance pays up to the value of the car. This 871 00:51:00.719 --> 00:51:03.840 is payment for the damage. If they want the car, 872 00:51:04.679 --> 00:51:07.320 then they have to purchase the car. I don't even 873 00:51:07.400 --> 00:51:11.719 understand what you mean. The lady caller didn't say that 874 00:51:12.599 --> 00:51:16.679 she wanted them to pay for the damage which equals 875 00:51:16.679 --> 00:51:20.360 the value of the car or exceeds it, and she 876 00:51:20.480 --> 00:51:23.039 wanted to keep the car. So it doesn't even make sense. 877 00:51:23.760 --> 00:51:26.960 The way insurance works is you're supposed to be one 878 00:51:27.000 --> 00:51:29.760 hundred percent reimbursed at the end of the transaction. I 879 00:51:29.800 --> 00:51:31.519 know it doesn't they try to get out of that. 880 00:51:31.599 --> 00:51:34.719 I grant you that. I grant you that, But if 881 00:51:34.719 --> 00:51:37.039 you get into an accident, never mind. I'm going to 882 00:51:37.079 --> 00:51:39.920 take Amber. Then I'll explain. Amber. Go ahead, You've waited 883 00:51:39.960 --> 00:51:42.519 long enough. What's going on with evolved Construction? Amber? 884 00:51:43.599 --> 00:51:43.719 Hi? 885 00:51:43.840 --> 00:51:44.800 How are you? Hi? 886 00:51:44.840 --> 00:51:46.480 Amber? I'm sorry for the way What's going on. 887 00:51:46.840 --> 00:51:47.320 It's okay. 888 00:51:47.800 --> 00:51:53.559 So there was a storm and like August of twenty 889 00:51:53.599 --> 00:51:57.280 twenty three, and the town my mom lives in, and 890 00:51:57.880 --> 00:52:01.400 at least five people that we know of hired Evolved Construction. 891 00:52:01.519 --> 00:52:02.679 They went and and are. 892 00:52:02.599 --> 00:52:04.199 They roofers cards? 893 00:52:04.920 --> 00:52:08.880 I think that Evolve Instruction hires subcontractors. 894 00:52:09.320 --> 00:52:12.639 Okay, how did she get in contact with Evolved Construction? 895 00:52:14.079 --> 00:52:16.559 She was at the library and people were handing out 896 00:52:16.599 --> 00:52:17.840 business cards. 897 00:52:18.360 --> 00:52:20.239 That's a novel at the library. 898 00:52:21.159 --> 00:52:25.880 Yeah, and and other people were approached that we know 899 00:52:26.000 --> 00:52:28.000 of that they had people come up. 900 00:52:28.039 --> 00:52:30.800 So your mom got a card and called Evolved Construction. 901 00:52:31.840 --> 00:52:32.800 Yeah. 902 00:52:32.840 --> 00:52:36.079 And by the way, it's not uncommon for companies to 903 00:52:36.119 --> 00:52:41.119 go out and sell contracts to subcontractors. Not unusual at all. 904 00:52:41.199 --> 00:52:43.599 I don't like it. But because you never know who 905 00:52:43.679 --> 00:52:46.679 you're dealing with, Evolve could sell it to anyone they want. 906 00:52:47.039 --> 00:52:48.199 So what happened? 907 00:52:49.719 --> 00:52:55.880 So she hired them. There was an insurance adjuster that 908 00:52:56.000 --> 00:52:59.000 came out and had her sign a bunch of paperwork. 909 00:52:59.119 --> 00:53:01.480 He said, Okay, the con tractors will come out. He's like, 910 00:53:01.519 --> 00:53:03.239 I'll try and get Wait a minute. 911 00:53:03.280 --> 00:53:06.480 The adjuster that came out, hold On wasn't from Evolved. 912 00:53:06.480 --> 00:53:08.519 The adjuster was from an insurance. 913 00:53:08.039 --> 00:53:10.719 Company, right, Nos, from Evolved? 914 00:53:11.119 --> 00:53:13.119 Well, no, there is no such thing as an adjuster. 915 00:53:14.599 --> 00:53:19.920 Oh okay, Well I'm not sure what he was. Then 916 00:53:20.719 --> 00:53:23.559 I do know that he did work for Evolve and 917 00:53:23.639 --> 00:53:26.159 he did this to the other people as well. 918 00:53:26.880 --> 00:53:29.760 So what did he do? What exactly? He's an estimator? 919 00:53:29.800 --> 00:53:31.199 What did he do? He came out? 920 00:53:31.519 --> 00:53:34.800 Yeah, so right, so he looked at all the work 921 00:53:34.880 --> 00:53:37.400 that needed to be done. He said, okay, yeah, we 922 00:53:37.400 --> 00:53:39.719 can do all of this. I can call your insurance 923 00:53:39.719 --> 00:53:42.719 company and we'll request more money. We'll get them to 924 00:53:42.760 --> 00:53:46.400 give you more money to get more work done, and 925 00:53:46.440 --> 00:53:48.159 then we'll get the contractors out here. 926 00:53:48.559 --> 00:53:49.960 Okay, and then what happened? 927 00:53:51.000 --> 00:53:56.559 So in my mom's case, the roofing contractor came out, 928 00:53:57.440 --> 00:54:01.760 they finished the roof, the downspouts, the eve troughs, and 929 00:54:01.840 --> 00:54:05.079 then left, you know, like one hundred and fifty nails 930 00:54:05.119 --> 00:54:07.119 all of her yards, left trash everywhere. 931 00:54:07.400 --> 00:54:09.400 How do you know it was a subcontractor. 932 00:54:12.440 --> 00:54:14.920 This is kind of what I'm putting together from. 933 00:54:14.840 --> 00:54:19.639 Okay, So, so theofing, the roofing, the roofing subcontractor left 934 00:54:19.679 --> 00:54:21.360 a mess. But did they do the roof. 935 00:54:22.360 --> 00:54:24.960 Yes, they did do the roof, and then there was 936 00:54:25.079 --> 00:54:29.719 other jobs that evolved was given money for. In my 937 00:54:29.800 --> 00:54:33.920 mom's case, it was twenty around twenty seven thousand dollars wait. 938 00:54:33.800 --> 00:54:36.480 In addition to the roof, there was twenty seven. 939 00:54:38.320 --> 00:54:40.920 I think all together it was twenty seven that that come. 940 00:54:41.079 --> 00:54:44.360 Well, how much, here's what I'm interested in, amber and 941 00:54:44.800 --> 00:54:47.559 the nails and all of that. Crab. Unfortunately, there's not 942 00:54:47.679 --> 00:54:49.840 much we can do. But here's what we can here's 943 00:54:49.880 --> 00:54:54.519 what we can do. Did evolve get money for work 944 00:54:54.840 --> 00:54:56.000 that was not done? 945 00:54:57.119 --> 00:54:57.440 Yes? 946 00:54:57.599 --> 00:54:59.920 So they were also supposed to redo the sighting on 947 00:55:00.119 --> 00:55:05.400 her entire house and repair windows and the facia and 948 00:55:05.480 --> 00:55:09.159 they never came back. They're impossible to get Did. 949 00:55:09.039 --> 00:55:12.559 The contract list siding work and windows? 950 00:55:12.679 --> 00:55:12.960 Yes? 951 00:55:13.480 --> 00:55:17.840 And this is with like my friend's mom. She paid 952 00:55:17.880 --> 00:55:21.400 them thirty five thousand dollars they did the roof, but 953 00:55:21.880 --> 00:55:24.079 they never did Yeah. 954 00:55:24.159 --> 00:55:28.159 So a lot of times this is not unusual. This 955 00:55:28.360 --> 00:55:34.320 is not unusual for these creeps to do this. They 956 00:55:34.360 --> 00:55:37.800 they they they get a contract, they put in a 957 00:55:37.880 --> 00:55:41.639 lot of estimates, they get paid. Sometimes they get paid. 958 00:55:42.400 --> 00:55:45.079 Did they actually get paid the money or does the 959 00:55:45.119 --> 00:55:47.639 insurance still have the money for this? Extra work. 960 00:55:48.519 --> 00:55:49.639 Insurance paid them. 961 00:55:49.800 --> 00:55:52.199 They got all how do you why would insurance paid 962 00:55:52.719 --> 00:55:56.199 Why would insurance paid for jobs not done? 963 00:55:56.519 --> 00:55:59.559 I'm not really sure because like in my mom's case, 964 00:55:59.679 --> 00:56:02.119 like she gave them money for the roof and then 965 00:56:02.159 --> 00:56:06.800 they also contacted the insurance company and the insurance company 966 00:56:06.920 --> 00:56:10.280 paid them an extra eight thousand dollars and she's not sure. 967 00:56:11.039 --> 00:56:14.400 No, I'm asking this. I'm asking this. So you're saying 968 00:56:14.880 --> 00:56:18.559 that Evolved Construction got paid for a lot of stuff 969 00:56:18.599 --> 00:56:21.599 they didn't do. We got to concentrate on that. Okay, 970 00:56:21.920 --> 00:56:27.639 so all of that stuff is still undone, right, so 971 00:56:27.719 --> 00:56:32.280 what does Evolve? Oh no, no, no, you go ahead? 972 00:56:32.320 --> 00:56:32.880 Is there more? 973 00:56:34.400 --> 00:56:34.599 Right? 974 00:56:34.679 --> 00:56:36.880 So they have no physical ad. They have a PO 975 00:56:37.000 --> 00:56:43.159 box in Port Collins. They you call their number, you 976 00:56:43.239 --> 00:56:47.039 leave messages. We know two workers that work for them, 977 00:56:48.639 --> 00:56:51.599 and if they do have an answer the phone, it's 978 00:56:51.639 --> 00:56:53.960 only because you said you needed new roofing work done. 979 00:56:54.280 --> 00:56:56.480 And then when you tell them, hey, you never finished 980 00:56:56.519 --> 00:56:58.360 the job, they're like, oh, yeah, we'll take care of it. 981 00:56:58.400 --> 00:57:01.199 We'll call you back, And they never do. If you 982 00:57:01.280 --> 00:57:05.079 leave them at a review on Google Reviews, they. 983 00:57:05.280 --> 00:57:11.639 I only see automatically when I go to Evolveconstruction dot Com. 984 00:57:11.719 --> 00:57:12.960 Is that the same company? 985 00:57:13.960 --> 00:57:14.360 I think? 986 00:57:14.400 --> 00:57:15.679 So it's they only. 987 00:57:15.480 --> 00:57:18.039 Show a location in Denver. They don't show a location 988 00:57:18.239 --> 00:57:18.760 up north. 989 00:57:19.599 --> 00:57:25.280 I have Evolved Construction and Restoration Company and on Shield Street. 990 00:57:25.639 --> 00:57:27.559 And that was on all the cards that my mom 991 00:57:27.639 --> 00:57:34.119 had Shields Streets, Shield Street, Suite one thousand, number eight, 992 00:57:34.199 --> 00:57:34.880 one nine. 993 00:57:35.639 --> 00:57:37.239 So then the one. 994 00:57:37.039 --> 00:57:42.079 Worker my friend left a bad review and they found 995 00:57:42.119 --> 00:57:44.360 her name and her mom's name, and they have been 996 00:57:44.440 --> 00:57:48.400 harassing them, telling them that they're gonna see them for slander. 997 00:57:48.639 --> 00:57:50.639 They're lean on her mom's house. 998 00:57:50.920 --> 00:57:54.039 And then they okay, I see Shield Street in flight? 999 00:57:54.239 --> 00:57:57.159 Is this in Fort Collins? Shield Street and Fort Collins? 1000 00:57:57.239 --> 00:58:02.400 I do see them? Okay, okay, so this is this 1001 00:58:02.519 --> 00:58:06.039 is the one that's national. And then they have offices 1002 00:58:06.079 --> 00:58:13.199 all over and so anyway they have right now, though, 1003 00:58:13.760 --> 00:58:18.679 does she have someone she's working with at that place? 1004 00:58:20.119 --> 00:58:24.599 A specific The person she was working with said he 1005 00:58:24.719 --> 00:58:28.679 quits and now she can't get a hold of anybody. 1006 00:58:29.599 --> 00:58:32.119 And she said, you know, if truly it's against the 1007 00:58:32.159 --> 00:58:36.280 Contractors Trust Act. It's against the Contractors Trust Act, and 1008 00:58:36.320 --> 00:58:41.559 it's insurance fraud if they put in for money that 1009 00:58:41.639 --> 00:58:44.559 they did not and they did, they got paid, and 1010 00:58:44.599 --> 00:58:46.880 they didn't do the work. Okay, so we need to 1011 00:58:46.880 --> 00:58:49.519 get someone to help you out with this. This this 1012 00:58:49.639 --> 00:58:52.159 is uh, we we should help you out here. 1013 00:58:52.719 --> 00:58:55.119 But and I know of at least five people in 1014 00:58:55.159 --> 00:58:56.599 the town that they've done this too. 1015 00:58:56.800 --> 00:59:00.199 And then I wait, there are five people who they've 1016 00:59:00.280 --> 00:59:06.199 collected money from, but they did not do the work right. 1017 00:59:06.320 --> 00:59:08.800 One they dropped palts off in front of her house 1018 00:59:09.199 --> 00:59:11.880 and left them there and never returned. And then since then, 1019 00:59:11.960 --> 00:59:14.559 she passed away in July. So now I have no 1020 00:59:14.639 --> 00:59:15.920 idea what's going to happen with that. 1021 00:59:16.239 --> 00:59:18.400 Can you get a list of the other victims or 1022 00:59:18.440 --> 00:59:21.519 have them call the show? Sure? 1023 00:59:21.679 --> 00:59:23.440 Yeah, I can get a list of them. I don't 1024 00:59:23.440 --> 00:59:25.440 think you from full comfortable. 1025 00:59:25.360 --> 00:59:29.280 Of Okay, just get a list of them. Get a 1026 00:59:29.320 --> 00:59:31.960 list of them. How much do you know how much 1027 00:59:32.519 --> 00:59:35.079 the roof was done? Do you know how much they 1028 00:59:35.119 --> 00:59:38.880 collected from your mom that wasn't done? 1029 00:59:39.920 --> 00:59:41.920 I know, she just told me total they took twenty 1030 00:59:41.960 --> 00:59:45.960 seven thousand, and that was supposed to cover everything. 1031 00:59:47.159 --> 00:59:49.320 Okay, and then you don't know how much that is. 1032 00:59:49.480 --> 00:59:52.280 You don't know how much of that was the roof? No, 1033 00:59:52.679 --> 00:59:54.440 do you have a copy of her contract. 1034 00:59:55.880 --> 00:59:56.880 I can get it. 1035 00:59:57.719 --> 01:00:03.559 Okay, let's give this to Deputy Dollar. Hold on a second, hey, Kachina, 1036 01:00:04.559 --> 01:00:09.440 let's give this to uh. Let's give this to Deputy 1037 01:00:09.519 --> 01:00:14.440 Dollar to look into supposedly these people. Okay, they did 1038 01:00:14.440 --> 01:00:22.199 this to five other families. Okay, Okay, we're gonna definitely 1039 01:00:22.239 --> 01:00:26.559 look into this. Uh and they're out of uh. Hold on, 1040 01:00:26.920 --> 01:00:30.800 I'm making a note here. Okay, go ahead, Deputy Deputy Dollar, 1041 01:00:30.920 --> 01:00:32.840 Thank you, Amber. Hold on, and we're going to try 1042 01:00:32.880 --> 01:00:35.559 to see what the hell's going on. We got more 1043 01:00:35.599 --> 01:00:42.039 coming right up, Hey, Tom, go with a sure thing 1044 01:00:42.159 --> 01:00:45.480 Denver's best roofer Excel Roofing dot com. You don't pay 1045 01:00:45.519 --> 01:00:51.599 a cent until you're content. Time for an insurance check 1046 01:00:51.679 --> 01:00:55.559 up free, no obligation. In comparison, call Compass Insurance paying 1047 01:00:55.559 --> 01:00:58.639 too much your coverage at dozens of insurance companies find 1048 01:00:58.639 --> 01:01:01.000 out now three oh three seven seven to one help. 1049 01:01:01.159 --> 01:01:03.800 You'll think you're his only customer when you choose Frank 1050 01:01:03.840 --> 01:01:06.320 durand the real estate Man dot com to list your 1051 01:01:06.320 --> 01:01:09.519 home with Remax Alliance three all three nine two zero 1052 01:01:09.599 --> 01:01:17.760 sixteen twenty two. Hi Tom Martino, your troubleshooter three all 1053 01:01:17.840 --> 01:01:20.280 three seven three talk seven one three two five to 1054 01:01:20.360 --> 01:01:23.519 five eight eight eight heating dot Com. You can't say 1055 01:01:23.519 --> 01:01:27.800 too much for honesty, value and just great people. If 1056 01:01:27.840 --> 01:01:31.239 you have an air problem or furnace coming up eight 1057 01:01:31.440 --> 01:01:33.960 eight eight heating dot Com now doing plumbing three oh 1058 01:01:34.000 --> 01:01:37.480 three seven seven zero two seven seven six All right, 1059 01:01:37.760 --> 01:01:42.000 Sam the man he wants to give props to Rod 1060 01:01:42.039 --> 01:01:47.519 over at JFR Cars. What's going on there? Sam? 1061 01:01:47.800 --> 01:01:50.639 Hey, Tom, I want to give kudos to you and 1062 01:01:50.760 --> 01:01:53.320 to Rod as I call last week. 1063 01:01:53.159 --> 01:01:55.280 About having to do the fate of taxes on a 1064 01:01:55.360 --> 01:01:55.800 used car. 1065 01:01:56.280 --> 01:02:00.000 Yeah, and run a nice sat down and we got 1066 01:02:00.119 --> 01:02:02.119 everything taken care of and everything is great. 1067 01:02:02.599 --> 01:02:07.440 Good. Yeah, they're good people. Normally, what happens with taxes 1068 01:02:07.599 --> 01:02:12.360 is dealers collect taxes on certain deals. They're not necessarily 1069 01:02:12.440 --> 01:02:15.880 required to pay them. I don't believe on cash deals 1070 01:02:16.119 --> 01:02:22.079 except for state tax. But whatever it is, I think 1071 01:02:22.079 --> 01:02:24.920 it should all be uniform no matter what. In my opinion, 1072 01:02:25.599 --> 01:02:28.239 I think people should just pay when they register. But 1073 01:02:29.480 --> 01:02:33.559 in your case, they question go ahead. 1074 01:02:33.639 --> 01:02:35.280 That was my question when I had called you, if 1075 01:02:35.320 --> 01:02:36.840 I paid them or if they paid them. 1076 01:02:37.440 --> 01:02:41.599 Yeah, you know, kudos to you and your shoe in. Hey, Sam, 1077 01:02:41.639 --> 01:02:44.239 what did you buy, by the way, word, what did 1078 01:02:44.239 --> 01:02:44.760 you buy. 1079 01:02:46.119 --> 01:02:48.960 A uh my, actually, matter of fact, you bought a car. 1080 01:02:48.880 --> 01:02:50.800 For my daughter. What did you buy? 1081 01:02:50.880 --> 01:02:51.679 A Ford Escape? 1082 01:02:52.440 --> 01:02:54.719 Okay, cool, I got a Ford Escape and got rid 1083 01:02:54.760 --> 01:02:59.480 of all conquera Volkswagen. Yeah, man, No, an Escape is 1084 01:02:59.480 --> 01:03:02.800 a pretty good car for Colorado for sure. Uh three 1085 01:03:02.880 --> 01:03:07.760 oh three seven to one. What's that? Yeah, Dinger, that's right, danger, 1086 01:03:08.360 --> 01:03:12.360 thank you? Three oh three seven one three eight two 1087 01:03:12.440 --> 01:03:13.039 five five. 1088 01:03:13.239 --> 01:03:17.280 Hey, So if you go to Evolve Construction lawsuits, there 1089 01:03:17.280 --> 01:03:21.159 are a couple of lawsuits pending against that company, you. 1090 01:03:21.119 --> 01:03:25.199 Know, Evolve Construction. I hope Dollar digs into this, because 1091 01:03:25.760 --> 01:03:31.119 the more I'm looking at him, the worse off they seem. 1092 01:03:31.519 --> 01:03:33.639 I wonder what their BBB rating is. 1093 01:03:34.880 --> 01:03:35.559 I looked it up. 1094 01:03:35.559 --> 01:03:39.880 They're not accredited by the Better Business Bureau, so they 1095 01:03:39.880 --> 01:03:41.800 get an F and there were. 1096 01:03:41.719 --> 01:03:43.880 Wait wait wait do they have an F on the 1097 01:03:43.880 --> 01:03:44.800 Better Business Bureau? 1098 01:03:44.960 --> 01:03:47.360 And one thing it says they're not accredited, so I 1099 01:03:47.400 --> 01:03:48.400 think they want to. 1100 01:03:48.559 --> 01:03:52.920 That doesn't oh wait wait wait wait Evolve Construction. Actually 1101 01:03:53.599 --> 01:03:56.840 it says this business is not accredited. But you don't 1102 01:03:56.880 --> 01:04:00.400 have to be accredited to get an F. They do 1103 01:04:00.519 --> 01:04:03.719 have an F though, I'll have to admit that this 1104 01:04:03.800 --> 01:04:06.599 is one time I've seen the Better Business Bureau actually 1105 01:04:06.639 --> 01:04:09.360 give someone an F. My god, they must be bad 1106 01:04:09.440 --> 01:04:11.039 for it to get an F from these people. 1107 01:04:11.119 --> 01:04:13.760 Why do you just see how many complaints elicted with 1108 01:04:13.880 --> 01:04:14.480 the BBB? 1109 01:04:15.400 --> 01:04:23.559 My god, yes, yes, evolved construction. Okay, you know what, 1110 01:04:23.800 --> 01:04:26.639 this is going to be a possible sleeze brigade. I 1111 01:04:26.719 --> 01:04:29.360 gotta mark that down, man, I gotta mark that down, 1112 01:04:29.800 --> 01:04:36.639 sleas because it's disgusting how many people are upset with them. 1113 01:04:37.000 --> 01:04:39.079 So I urge people to let them know you heard 1114 01:04:39.079 --> 01:04:41.800 about them on the show. You don't have to be vulgars, 1115 01:04:41.840 --> 01:04:43.559 just let them know, say hey, I heard about you 1116 01:04:43.599 --> 01:04:46.960 guys on the show. I don't mind that. And by 1117 01:04:47.000 --> 01:04:54.199 the way, I want to revisit this medicaid thing. Integer 1118 01:04:54.280 --> 01:04:58.760 Insurance sent me stuff here on part A and part 1119 01:04:58.840 --> 01:05:01.599 B and how it works and what happens when you 1120 01:05:01.639 --> 01:05:05.559 don't have income and you're older, and there's a whole 1121 01:05:05.599 --> 01:05:08.840 bunch of information here, so stay tuned for that. I'm 1122 01:05:08.880 --> 01:05:12.239 Tom Martino three oh three seven one three eight two 1123 01:05:12.320 --> 01:05:20.559 five five Go with a sure thing Denver's best roofer 1124 01:05:20.679 --> 01:05:23.599 excel roofing dot Com. You don't pay a cent until 1125 01:05:23.639 --> 01:05:30.039 you're content. Time for an insurance check up free, no obligation. 1126 01:05:30.119 --> 01:05:33.960 In comparison, call Compass Insurance paying too much your coverage 1127 01:05:33.960 --> 01:05:36.679 at dozens of insurance companies find out now three oh 1128 01:05:36.679 --> 01:05:39.039 three seven to seven to one help. You'll think you're 1129 01:05:39.079 --> 01:05:41.599 his only customer when you choose Frank Durand the real 1130 01:05:41.679 --> 01:05:44.679 estate Man dot com to list your home with Remax 1131 01:05:44.719 --> 01:05:53.400 Alliance three oh three nine two zero sixteen twenty two. 1132 01:05:56.039 --> 01:05:59.760 Hi Tom Martina here three oh three seven one three 1133 01:06:00.320 --> 01:06:05.880 seven one three eight two five five. Okay, so when 1134 01:06:05.920 --> 01:06:12.079 we're talking about storm damage, Okay, people, I'm gonna I'm 1135 01:06:12.079 --> 01:06:15.559 gonna say this the best. I can never allow people 1136 01:06:15.760 --> 01:06:22.599 ever to get paid from insurance ever directly. Never you're 1137 01:06:22.800 --> 01:06:26.639 you need to stay in complete control of insurance payments. 1138 01:06:27.079 --> 01:06:31.119 Too many times construction companies take control of your money. 1139 01:06:32.840 --> 01:06:35.239 In fact, if you have a lot of damage that 1140 01:06:35.360 --> 01:06:41.920 extends to more than the roof, well maybe there are 1141 01:06:42.039 --> 01:06:49.480 times you should engage another company that that does the 1142 01:06:49.559 --> 01:06:53.239 other stuff, or get a public adjuster. Now, Genesis happens 1143 01:06:53.280 --> 01:06:56.119 to do multiple things, so you can get a lot 1144 01:06:56.199 --> 01:07:00.360 done from Genesis. Tootalexteriors dot com because they just do that, 1145 01:07:01.159 --> 01:07:05.119 but most roofers don't. So don't let a roofer control 1146 01:07:05.239 --> 01:07:09.519 the budget, or don't let a general contract or subcontract. 1147 01:07:09.559 --> 01:07:13.400 In fact, here's what I would do. I would never 1148 01:07:13.440 --> 01:07:16.679 sign a contract at the door, never ever ever sign 1149 01:07:16.679 --> 01:07:20.199 a contract with a company that subcontracts out everything. And 1150 01:07:20.239 --> 01:07:25.400 now let me be clear on this. Excel Roofing and 1151 01:07:25.480 --> 01:07:30.480 other good people, they have subcontracted crews, but they're not 1152 01:07:30.639 --> 01:07:35.079 subcontract but they are taking full responsibility and have their 1153 01:07:35.119 --> 01:07:38.760 own project managers and their own people. You see, that's 1154 01:07:38.800 --> 01:07:43.679 a totally different ballgame. With Excel Roofing. They are in 1155 01:07:43.760 --> 01:07:46.440 control of everything. So they might have subs here and there, 1156 01:07:46.639 --> 01:07:49.679 don't get me wrong, but believe me when I tell 1157 01:07:49.719 --> 01:07:51.840 you it's the same subs they've had for years and 1158 01:07:51.920 --> 01:07:54.199 years and years and years, and they have their own 1159 01:07:54.239 --> 01:07:59.599 project managers overseeing every single job. Okay, that's important, But 1160 01:07:59.719 --> 01:08:02.519 what I mean by this is when people go to 1161 01:08:02.559 --> 01:08:05.159 the door, knock on the door, and then get you 1162 01:08:05.199 --> 01:08:08.440 to sign something, and then they sell the contract, or 1163 01:08:08.480 --> 01:08:11.960 they sell portions of the contract, you don't ever know 1164 01:08:12.079 --> 01:08:19.039 who you're doing business with. Now, Evolve Construction warning, they 1165 01:08:19.079 --> 01:08:26.079 have terrible ratings terrible complaint history. Even the antiquated Dinosaur 1166 01:08:26.399 --> 01:08:34.479 Better Business Bureau, even they give them an f wow 1167 01:08:35.680 --> 01:08:37.840 three zero three seven to one three talk is our 1168 01:08:37.920 --> 01:08:41.720 number seven one three eight two five five, and again 1169 01:08:42.079 --> 01:08:44.520 it's important. Now let's go to some other things that 1170 01:08:44.560 --> 01:08:48.479 come up in this accident. Okay, I'm getting some text 1171 01:08:48.520 --> 01:08:51.359 on this accident, and if you miss that, you can 1172 01:08:51.399 --> 01:08:58.840 text me directly anytime on my personal Google number, which 1173 01:08:58.880 --> 01:09:01.279 by the way, does forward to mysell Maybe I shouldn't 1174 01:09:01.279 --> 01:09:02.960 have told you that, so I get these twenty four 1175 01:09:02.960 --> 01:09:09.039 to seven seven four seven, nine fifty eighty. I've decided 1176 01:09:09.079 --> 01:09:11.680 to open that up for public use because no one 1177 01:09:11.720 --> 01:09:14.079 seems to be abusing it. I love it. You can 1178 01:09:14.119 --> 01:09:17.439 ask me questions. I have someone listening right now that 1179 01:09:17.600 --> 01:09:21.239 has been asking about insurance. If we could get compass on, 1180 01:09:21.680 --> 01:09:26.199 I'd like to answer this question about insurance for delivery 1181 01:09:26.279 --> 01:09:29.000 drivers and bride share. I know we've gone over it before, 1182 01:09:29.039 --> 01:09:33.000 but there are some very specific questions this person has 1183 01:09:33.279 --> 01:09:35.960 now on Medicaid. I may not have enough time to 1184 01:09:36.520 --> 01:09:40.920 Medicare to say this, but in essence, if you need 1185 01:09:41.039 --> 01:09:48.760 assistance with Medicare premiums, whether or not you've put it off. 1186 01:09:49.079 --> 01:09:52.399 You can get it through medicaid if you meet the 1187 01:09:52.439 --> 01:09:55.920 income requirements. There I said it all so if you 1188 01:09:55.960 --> 01:09:58.760 meet those income requirements, it takes the sting out of 1189 01:09:58.800 --> 01:10:03.800 the delay in getting those be benefits without paying the premium. 1190 01:10:04.039 --> 01:10:05.920 Do you have any questions? Give me a call. We 1191 01:10:06.000 --> 01:10:10.479 have more coming up on the Troubleshooter Show. Go with 1192 01:10:10.560 --> 01:10:14.119 a sure thing Denver's Best Roofer Excel Roofing dot com. 1193 01:10:14.159 --> 01:10:19.800 You don't pay a cent until you're content. Please time 1194 01:10:19.840 --> 01:10:23.119 for an insurance check up free, no obligation comparison call 1195 01:10:23.199 --> 01:10:26.520 Compass Insurance paying too much your coverage at dozens of 1196 01:10:26.560 --> 01:10:29.199 insurance companies find out now three oh three, seven to 1197 01:10:29.279 --> 01:10:32.079 seven to one help. You'll think you're his only customer 1198 01:10:32.119 --> 01:10:34.359 when you choose Frank durand the real estate Man dot 1199 01:10:34.399 --> 01:10:37.720 com to list your home with Remax Alliance three oh 1200 01:10:37.760 --> 01:10:49.640 three nine two zero sixteen twenty two rip You needed that? 1201 01:10:49.800 --> 01:10:57.039 Who you don't have? Run anxious as can? No Shooter's 1202 01:10:57.119 --> 01:11:05.720 gonna help. Come is the Troubleshooter Show. No Tom Martino, Martino, 1203 01:11:05.840 --> 01:11:08.159 Welcome to the show. Three all three seven one three 1204 01:11:08.239 --> 01:11:10.239 talks seven one three eight two five five. This hour 1205 01:11:10.279 --> 01:11:13.560 brought to you by renew home Innovations dot com. The 1206 01:11:13.600 --> 01:11:16.960 best showers ever. They convert the old ugly tub into 1207 01:11:17.000 --> 01:11:19.960 a beautiful, big rectangle shower. Here's the great thing about 1208 01:11:20.000 --> 01:11:22.079 those showers. Okay, you don't need a walk in tub. 1209 01:11:22.119 --> 01:11:24.640 They suck walk in tubs. But these things, these big 1210 01:11:24.680 --> 01:11:27.680 beautiful showers. If you have a wheelchair, you can wheel in. 1211 01:11:27.760 --> 01:11:30.000 You can walk in with a walker of course, just 1212 01:11:30.159 --> 01:11:36.159 regular uh abled people without any thresholds, perimeter drains, seats, 1213 01:11:36.199 --> 01:11:39.199 grab bars, soap dishes. You make them for your comfort. 1214 01:11:39.720 --> 01:11:44.560 They're beautiful stone walls with no maintenance and glass panels, 1215 01:11:44.600 --> 01:11:48.319 no doors. So that's renew home Innovations dot com. Three 1216 01:11:48.359 --> 01:11:51.319 oh three nine zero four two thousand. Get this two 1217 01:11:51.359 --> 01:11:54.039 or three days and then seventy two months to pay 1218 01:11:54.039 --> 01:11:57.279 no interest. Three O three nine zero four two thousand. 1219 01:11:57.640 --> 01:12:00.319 Chris has a tenant landlord question, But first I want 1220 01:12:00.319 --> 01:12:04.800 to go to Jeremy from Compass Insurance Group. Jeremy has Jeremy, 1221 01:12:04.840 --> 01:12:07.760 I have a question on text again. I'm telling people 1222 01:12:07.840 --> 01:12:10.439 you can text me, and you can text me at 1223 01:12:10.520 --> 01:12:16.399 my Google number or at the number four iheart's text 1224 01:12:16.479 --> 01:12:18.600 and iHeart. You just have to put Tom in there 1225 01:12:19.199 --> 01:12:21.800 and that's five seven, seven thirty nine, and then my 1226 01:12:22.319 --> 01:12:25.079 Google number. You can text me personally seven four seven 1227 01:12:25.159 --> 01:12:29.960 nine nine eighty. I got a text saying what happens 1228 01:12:30.000 --> 01:12:35.079 to car insurance if I want to deliver to door 1229 01:12:35.199 --> 01:12:38.960 dash or Amazon for Amazon or door Dash? Is it 1230 01:12:39.000 --> 01:12:41.199 the same as ride SHARE's, Jeremy, how does it work? 1231 01:12:41.279 --> 01:12:43.279 Do I have to tell my insurance what goes on? 1232 01:12:44.399 --> 01:12:48.159 Yeah? No, you definitely need to tell your insurance. Every 1233 01:12:48.199 --> 01:12:51.880 company is going to be different. Most companies break apart. 1234 01:12:52.840 --> 01:12:55.520 Ride share, like Uber or list is going to be 1235 01:12:55.560 --> 01:12:59.399 different than food delivery. So we do have some companies 1236 01:12:59.439 --> 01:13:02.720 that will all consider it the same risk, but most 1237 01:13:02.760 --> 01:13:05.720 of them are going to be two different coverages. So 1238 01:13:05.760 --> 01:13:08.800 you definitely want to make sure you have that on 1239 01:13:08.840 --> 01:13:09.920 your policy if you have it. 1240 01:13:10.039 --> 01:13:14.680 But with Uber or Lyft or ride share, they provide 1241 01:13:14.680 --> 01:13:18.760 insurance if you don't, right, In other words, you don't 1242 01:13:18.800 --> 01:13:22.119 write it from there. Usually these drivers once they go 1243 01:13:22.159 --> 01:13:26.880 on the clock, their personal coverage ceases, right. 1244 01:13:27.039 --> 01:13:32.520 Well, they have the different stages. So if you're in 1245 01:13:32.600 --> 01:13:36.680 stage one, which I believe is basically like the app 1246 01:13:36.800 --> 01:13:41.720 is on, that typically is not covered under the coverage 1247 01:13:41.800 --> 01:13:44.840 they give you, or you could get from them, So 1248 01:13:44.880 --> 01:13:48.079 there is like there could potentially be a gap where 1249 01:13:48.239 --> 01:13:50.920 you could add the ride share in your homeowner's policy. 1250 01:13:51.000 --> 01:13:54.520 That's covering that gap. Then like stage two as you're 1251 01:13:54.560 --> 01:13:56.960 going to pick someone up, and that might even be 1252 01:13:57.000 --> 01:13:58.720 outdated because I haven't looked at that. 1253 01:13:59.439 --> 01:14:01.760 Well, do you guys have customers that ride share and 1254 01:14:02.199 --> 01:14:03.840 do they pay a premium? 1255 01:14:04.399 --> 01:14:04.560 Oh? 1256 01:14:04.600 --> 01:14:05.720 Absolutely? Yeah? 1257 01:14:05.760 --> 01:14:08.079 I mean do they pay a higher premium than normal? 1258 01:14:09.399 --> 01:14:11.399 Well, it's just the coverage they would add on, So 1259 01:14:11.479 --> 01:14:16.199 it's typically fifty bucks a year. It's nothing crazy. Okay, 1260 01:14:16.239 --> 01:14:19.960 You're going to cover that gap that their ride share 1261 01:14:20.039 --> 01:14:21.840 insurance they're getting does not cover. 1262 01:14:23.199 --> 01:14:25.880 And that gap is when they turn off the app 1263 01:14:25.920 --> 01:14:26.920 and they're waiting. 1264 01:14:28.399 --> 01:14:32.319 When they're shooty on but they're actively not picking someone. 1265 01:14:32.479 --> 01:14:34.199 Oh I got it, I got it. Okay, they're in 1266 01:14:34.239 --> 01:14:37.159 between rides, got it. And then when they're just going 1267 01:14:37.199 --> 01:14:43.279 to the supermarket, then their own insurance covers it, right correct? Okay, 1268 01:14:43.359 --> 01:14:46.239 Now for food delivery, does it work kind of the 1269 01:14:46.279 --> 01:14:50.439 same way. Do you know do these like door Dash 1270 01:14:50.600 --> 01:14:54.840 if I'm delivering, does my own insurance cover or does 1271 01:14:54.920 --> 01:14:55.960 door Dash provide? 1272 01:14:55.960 --> 01:14:59.199 Do you know your own insurance is not going to 1273 01:14:59.279 --> 01:15:03.880 cover that you can certain companies will have that coverage. 1274 01:15:03.920 --> 01:15:07.239 You could add, I'm not as familiar with like what 1275 01:15:07.399 --> 01:15:11.000 door Dash offers, you know, similar to what like Uber 1276 01:15:11.039 --> 01:15:14.760 would offer. I'm sure it's something, but yeah, just on 1277 01:15:14.800 --> 01:15:17.960 a standard auto policy, there's gonna be no coverage for 1278 01:15:18.039 --> 01:15:20.279 food delivery. 1279 01:15:20.439 --> 01:15:25.159 Okay, thank you. I appreciate that, Jeremy. And that's home 1280 01:15:25.199 --> 01:15:28.359 of the Insurance Checkup Compass Insurance Group three oh three 1281 01:15:28.479 --> 01:15:31.560 nine nine six nine thousand. A lot of people are 1282 01:15:31.560 --> 01:15:34.760 doing insurance comparisons right now because of the market. It's 1283 01:15:35.159 --> 01:15:39.760 crazy out there for insurance. Crazy now, Chris, Welcome to 1284 01:15:39.800 --> 01:15:41.880 the show. I'm Tom Martino. Anyone else who wants to 1285 01:15:41.920 --> 01:15:45.920 call three oh three seven one three talk seven one 1286 01:15:46.039 --> 01:15:48.680 three eight two five five, or you can call three 1287 01:15:48.760 --> 01:15:51.720 oh three Martino twenty four to seven. Chris. What's happening? 1288 01:15:53.760 --> 01:15:59.079 Tom? Yeah, Hey, thanks for taking my call. Long story short, 1289 01:15:59.119 --> 01:16:01.560 I'll try to give it brief. But the little old 1290 01:16:01.640 --> 01:16:04.239 lady down the road from my house lives like four 1291 01:16:04.239 --> 01:16:08.279 houses down. She lives on her own, she's like eighty something. 1292 01:16:08.920 --> 01:16:11.680 She has a tenant that's been renting her basement from her. 1293 01:16:12.920 --> 01:16:16.520 And longsty short. This tenant he's been going crazy making 1294 01:16:16.520 --> 01:16:19.279 threats to her. The way we got involved and connected 1295 01:16:19.279 --> 01:16:22.039 with all this is the other day the old lady 1296 01:16:22.079 --> 01:16:24.520 called my wife and was freaking out because she was 1297 01:16:24.560 --> 01:16:26.760 having a panic attack because this guy was going like 1298 01:16:26.840 --> 01:16:30.640 berserk on the old lady. And the guy actually got 1299 01:16:30.680 --> 01:16:33.880 up in my wife's face and all this well, longsty short, 1300 01:16:34.079 --> 01:16:36.159 this guy after reaching out in searching on. 1301 01:16:36.479 --> 01:16:38.680 You, would you call it? Would you call it like 1302 01:16:39.039 --> 01:16:40.640 raging on this old lady? 1303 01:16:42.039 --> 01:16:44.319 Yeah? At this point, at this point, yeah, from everything 1304 01:16:44.399 --> 01:16:47.039 she's described as well as what he did. My wife 1305 01:16:47.079 --> 01:16:48.039 even kind of stalked her. 1306 01:16:48.119 --> 01:16:51.279 Why, okay, she can get a restraining order. 1307 01:16:51.920 --> 01:16:55.359 If we got the TPO on Friday, got it, try 1308 01:16:55.359 --> 01:16:59.119 to serve him this morning. But then from there obviously 1309 01:16:59.159 --> 01:17:00.760 moving forward with a cheap we're trying to get him 1310 01:17:00.800 --> 01:17:03.000 served by the sheriff again tomorrow. If not, we're going 1311 01:17:03.039 --> 01:17:04.000 to have a buddy of Now. 1312 01:17:04.000 --> 01:17:05.920 When you say trying to get him served, you said 1313 01:17:05.960 --> 01:17:09.159 he's at that basement, right, Yeah, he's. 1314 01:17:09.000 --> 01:17:11.880 At that basement. But the sheriff couldn't come out to 1315 01:17:12.000 --> 01:17:14.319 like eight ten today and he left the house this 1316 01:17:14.359 --> 01:17:15.319 morning at eight o'clock. 1317 01:17:17.000 --> 01:17:19.119 You can't, did you ask the sheriff if you could 1318 01:17:19.199 --> 01:17:20.680 serve him since you're unrelated. 1319 01:17:22.600 --> 01:17:25.319 That's yes, I believe we can. I'm gonna be on 1320 01:17:25.359 --> 01:17:26.520 the twenty second she wants me. 1321 01:17:26.640 --> 01:17:28.760 Although you want to be careful, right, Chris, you don't 1322 01:17:28.760 --> 01:17:30.840 want to get yourself and I mean this guy could 1323 01:17:30.840 --> 01:17:32.000 be dangerous, right. 1324 01:17:32.439 --> 01:17:34.720 It's this guy he is and that's what concern is 1325 01:17:34.760 --> 01:17:36.840 looking back. And we've been talking with his ex girlfriend 1326 01:17:36.880 --> 01:17:39.800 who's back into the women's shelter that he was actually 1327 01:17:39.840 --> 01:17:42.159 assaulted her and it was charged with battery. So he's 1328 01:17:42.159 --> 01:17:44.319 on probation now to Denver from last year with a 1329 01:17:44.319 --> 01:17:45.239 bunch of other drug tarts. 1330 01:17:45.319 --> 01:17:47.520 Let me let me add man this, how did she 1331 01:17:47.640 --> 01:17:49.760 meet this guy to rent her the basement? 1332 01:17:51.359 --> 01:17:53.319 I'm looking at my wife on his own I probably 1333 01:17:53.319 --> 01:17:56.439 Facebook or something. And this guy is a low life 1334 01:17:57.039 --> 01:17:59.680 of literally just a total drugs What does he rage 1335 01:17:59.680 --> 01:18:05.600 about out a little bit? Everything problems with the house. 1336 01:18:06.399 --> 01:18:08.720 Least is a scammer. So he told his ex girlfriend 1337 01:18:08.960 --> 01:18:10.880 and we've been talking with his ex girlfriend or the 1338 01:18:10.920 --> 01:18:13.960 old lady has that he's preciously like, goes around. He 1339 01:18:14.000 --> 01:18:15.319 even said, oh, let's go to the problemware to go 1340 01:18:15.399 --> 01:18:17.319 find some old people to scam or whatever it was. 1341 01:18:17.880 --> 01:18:19.279 And we have all this proof in the. 1342 01:18:19.479 --> 01:18:21.720 How did you find the old girlfriend? 1343 01:18:22.760 --> 01:18:28.399 Uh, she's so she was living with him, she is 1344 01:18:28.520 --> 01:18:32.239 now or not she was, she's now at the woman's 1345 01:18:32.239 --> 01:18:34.920 ster I believe, Holy. 1346 01:18:34.720 --> 01:18:38.479 Crap, it's no, no, no, no no. So you've got 1347 01:18:38.479 --> 01:18:41.760 the temporary restraining order. You got to get this. I mean, 1348 01:18:41.840 --> 01:18:43.560 somebody's got to get him served. 1349 01:18:44.840 --> 01:18:45.680 That's almost Tell me. 1350 01:18:45.880 --> 01:18:48.359 Tell me about the guy. Tell me, tell me about 1351 01:18:48.399 --> 01:18:49.399 the guy. How old is he? 1352 01:18:50.840 --> 01:18:54.520 Uh, Thomas, She's thirty seven. He's like a contractor through 1353 01:18:54.520 --> 01:18:57.640 a Denver and Castle Rock or inspector or something. He's 1354 01:18:57.640 --> 01:19:00.680 been arrested like once, most recently was for the domestic 1355 01:19:00.720 --> 01:19:05.439 abuse last year with his girlfriend, but then also and 1356 01:19:05.520 --> 01:19:08.600 floored a bunch of drugs like morphine charges, controlled substance, 1357 01:19:09.880 --> 01:19:14.680 more domestic and from there he's absolutely insane. And what 1358 01:19:14.720 --> 01:19:17.319 I've found is the other day, how I really got 1359 01:19:17.359 --> 01:19:19.479 involved was he had that freak out on my wife. 1360 01:19:19.960 --> 01:19:23.359 But then from there that next day Roan tells me 1361 01:19:23.800 --> 01:19:26.079 he ended up falling her out of the neighborhood and 1362 01:19:26.119 --> 01:19:27.800 then down the street a little bit from us, at 1363 01:19:27.800 --> 01:19:29.920 a four way stop, he pulled up next to the 1364 01:19:29.960 --> 01:19:31.880 side of my wife at the stop sign on the 1365 01:19:31.920 --> 01:19:34.399 wrong side of the road, rolled his window down, just 1366 01:19:34.640 --> 01:19:37.239 waving at her and just acting kind of kooky, and 1367 01:19:37.279 --> 01:19:40.520 then followed her and I just tailgated her. And that's 1368 01:19:40.560 --> 01:19:42.760 when I kind of was like, Oh, shoot, what are 1369 01:19:42.760 --> 01:19:44.199 we doing? Like, what are we doing with this guy? 1370 01:19:44.760 --> 01:19:46.880 So I sat in the driveway waiting for him to 1371 01:19:46.920 --> 01:19:48.680 get home. He comes home, I'm thinking we're about to 1372 01:19:48.920 --> 01:19:51.159 throw some blows because I was going to call him out. 1373 01:19:51.199 --> 01:19:53.279 And then what I decided was let's take the high road, 1374 01:19:53.920 --> 01:19:54.760 and I just killed. 1375 01:19:54.760 --> 01:19:56.840 Now, you don't want to get into a fight with someone. 1376 01:19:57.159 --> 01:19:58.600 But is he dangerous? 1377 01:19:58.920 --> 01:19:59.119 Is he? 1378 01:19:59.439 --> 01:20:01.680 Well, any he could be dangerous. But what I mean 1379 01:20:01.760 --> 01:20:04.119 is is he a big guy? Is he kind of nasty? 1380 01:20:04.279 --> 01:20:04.920 What you know? 1381 01:20:05.079 --> 01:20:08.399 Is he he's he's a little guy. He's probably like 1382 01:20:08.560 --> 01:20:12.520 six foot tall, bad back, but he's not like a big, nasty, 1383 01:20:12.720 --> 01:20:16.319 like biker looking guy. But he's definitely a psychopath to 1384 01:20:16.319 --> 01:20:17.960 be honest. He's very manipulative. 1385 01:20:18.039 --> 01:20:20.359 And it's so, so, what's your plan, Chris? What were 1386 01:20:20.359 --> 01:20:22.399 you calling us about? What can we do to help? 1387 01:20:23.520 --> 01:20:26.600 Yep? So we at the GGO. She wanted to have 1388 01:20:26.680 --> 01:20:28.520 the sheriff serve it for us. We had the sheriff 1389 01:20:28.520 --> 01:20:30.079 come out this morning, and I guess he want to 1390 01:20:30.119 --> 01:20:32.000 do two or three times they come out. She was 1391 01:20:32.000 --> 01:20:35.319 wanting to wait for the sheriff again tomorrow to try 1392 01:20:35.319 --> 01:20:36.960 to serve him in the morning, and if not, then 1393 01:20:37.000 --> 01:20:38.920 I was gonna get a buddy of mine to serve him. 1394 01:20:39.079 --> 01:20:40.880 But it sounds like at this point with the text 1395 01:20:40.920 --> 01:20:45.039 that he comes through this afternoon, this this guy's not good. 1396 01:20:45.119 --> 01:20:47.840 So my question would be, yeah, we probably should just 1397 01:20:47.880 --> 01:20:49.680 find someone to serve him tonight when he gets home. 1398 01:20:50.680 --> 01:20:53.520 Yeah, but man, he could explode. I would ask for 1399 01:20:53.600 --> 01:20:54.520 officer assists. 1400 01:20:55.079 --> 01:20:56.239 Does he have a firearm? 1401 01:20:56.319 --> 01:20:59.359 Yes, because maybe you can use that that rick taglaw. 1402 01:21:00.920 --> 01:21:02.319 Yeah, what is that one? 1403 01:21:02.359 --> 01:21:05.239 Remember we are if you think someone is a danger tom, 1404 01:21:05.479 --> 01:21:06.840 they can take away your guns. 1405 01:21:07.720 --> 01:21:09.640 Yeah, but right now, all we want to do is 1406 01:21:09.680 --> 01:21:10.840 get him out of that place. 1407 01:21:11.399 --> 01:21:12.760 Well yeah, but in the meantime the. 1408 01:21:12.800 --> 01:21:15.640 Guns are one thing. He's starting to burn down the 1409 01:21:15.680 --> 01:21:18.319 house though, So that's also like the more bigger concern 1410 01:21:18.399 --> 01:21:21.000 of like him being like this. And I guess the 1411 01:21:21.479 --> 01:21:24.159 lady that gave him a reference for him moving into 1412 01:21:24.199 --> 01:21:27.439 this new place was another old lady that he did 1413 01:21:27.479 --> 01:21:30.319 the same thing to and manipulated her, and she was 1414 01:21:30.359 --> 01:21:32.680 so scared. That's why she gave a good review of 1415 01:21:32.720 --> 01:21:35.119 this guy, because she was so scared. And it's it's 1416 01:21:35.159 --> 01:21:38.000 absolutely insane, Tom, Like, we're standing there tonight. I put 1417 01:21:38.039 --> 01:21:39.560 a couple of my ring cameras up at her house 1418 01:21:39.680 --> 01:21:42.199 last night because she's that freaked out. 1419 01:21:42.479 --> 01:21:45.119 And listen, I don't know if it's safe for her. Listen, 1420 01:21:45.159 --> 01:21:47.720 when you got to have an officer assist, when you 1421 01:21:47.800 --> 01:21:52.359 guys man, when you guys serve this guy. Hold on, 1422 01:21:52.479 --> 01:21:55.319 Becky wants to make a comment on this, Becky, what 1423 01:21:55.439 --> 01:21:56.399 is your take on this? 1424 01:21:57.600 --> 01:21:57.920 Hello? 1425 01:21:58.760 --> 01:22:02.039 So, I am an in home private care nurse and 1426 01:22:03.000 --> 01:22:07.479 this is the elder abuse. They need to contact Douglas 1427 01:22:07.560 --> 01:22:13.399 County Department of Human Services and give her information. 1428 01:22:13.920 --> 01:22:16.439 I'm sorry, did he mention it was Douglas County? Did 1429 01:22:16.439 --> 01:22:18.680 he mention it was Douglas County? Benky, I didn't get 1430 01:22:18.720 --> 01:22:21.640 the rock. Oh, I'm sorry. Okay, Okay, we're gonna. 1431 01:22:21.520 --> 01:22:23.840 We're we're in Colorado Springs. We're el Paso County. 1432 01:22:24.520 --> 01:22:24.920 Okay. 1433 01:22:25.079 --> 01:22:26.760 Oh is she does she live. 1434 01:22:26.640 --> 01:22:28.039 In Colorado Springs? 1435 01:22:29.039 --> 01:22:31.039 Yeah, we're Paso County. 1436 01:22:30.800 --> 01:22:35.840 Yes, Okay, contact royl Paso County Department of Human Services 1437 01:22:36.359 --> 01:22:39.880 and let them know that she is being she's an 1438 01:22:39.960 --> 01:22:43.880 elderly person and she's being abused by a tenant, and 1439 01:22:43.920 --> 01:22:46.880 they will get somebody out there immediately. 1440 01:22:46.840 --> 01:22:49.840 They will. How do you know this? By the way, Becky, 1441 01:22:49.920 --> 01:22:50.640 how do you know this? 1442 01:22:50.720 --> 01:22:55.640 I'm also an assisted living administrator and I have turned 1443 01:22:55.720 --> 01:22:57.439 many people in for elder abuse. 1444 01:22:58.960 --> 01:23:02.920 Wow. It probably goes on more than we know, doesn't it. 1445 01:23:02.920 --> 01:23:03.399 It does. 1446 01:23:03.479 --> 01:23:05.479 It's very it's so sickning. 1447 01:23:07.039 --> 01:23:10.520 Gosh, see Mark, you can get in trouble and the 1448 01:23:10.560 --> 01:23:13.560 assisted living facilities, Yeah, happen. 1449 01:23:13.720 --> 01:23:16.439 And I turn everybody in that I see it happening. 1450 01:23:17.279 --> 01:23:20.640 I appreciate that. Becky, Chris, would you let us know 1451 01:23:20.720 --> 01:23:24.399 what happens? Please? Okay? I mean, we're not going to 1452 01:23:24.439 --> 01:23:26.560 drop this, but please call us back and let us 1453 01:23:26.600 --> 01:23:27.640 know what happens. Okay. 1454 01:23:28.439 --> 01:23:30.079 Yeah, So we'll give you this all back. And it 1455 01:23:30.119 --> 01:23:33.039 sounds like, you know, correcting what I'm wrong, even if 1456 01:23:33.079 --> 01:23:35.520 we wait till tomorrow to get the TPO, like it'd 1457 01:23:35.560 --> 01:23:37.640 be great to have the sheriff there. But at the 1458 01:23:37.640 --> 01:23:39.840 same time, I don't know if we should try to 1459 01:23:39.880 --> 01:23:41.760 serve them tonight. But no, one's sure when he's going 1460 01:23:41.800 --> 01:23:44.039 to be home tonight. So then it's kind of like, well. 1461 01:23:44.520 --> 01:23:47.079 Do we know where he works? You said he works 1462 01:23:47.119 --> 01:23:48.720 somewhere as an inspector? 1463 01:23:50.039 --> 01:23:52.600 Yeah, it's a for other companies? Who works for you 1464 01:23:52.680 --> 01:23:54.800 as his own company? Called? Was it? 1465 01:23:55.119 --> 01:23:57.199 Don't tell us right now? Hold on, not yet, don't 1466 01:23:57.239 --> 01:23:59.479 tell us yet of the name of the company. But 1467 01:23:59.520 --> 01:24:00.560 what does the company do? 1468 01:24:02.159 --> 01:24:05.760 Uh, he's just like a general contractor slash property inspector. 1469 01:24:06.319 --> 01:24:09.039 Okay, give us that information off the air, okay, so 1470 01:24:09.119 --> 01:24:13.840 we can have it. Yep, the record that you call, please, 1471 01:24:14.479 --> 01:24:16.600 is this woman very Is she shaken up? 1472 01:24:17.760 --> 01:24:21.800 Oh? She's like like it's bad to him, like it's Jesus. Yeah. 1473 01:24:21.840 --> 01:24:24.920 And this guy is that being that crazy and psychopaths 1474 01:24:24.960 --> 01:24:27.119 Troggi and he's like bipolar to where like, yeah, we 1475 01:24:27.239 --> 01:24:29.760 actually are concerned. And my concern too, is the sheriff 1476 01:24:29.800 --> 01:24:32.119 this morning left their card and then noticing do you 1477 01:24:32.199 --> 01:24:35.119 need to contact us for hurding? Uh no, no. 1478 01:24:34.960 --> 01:24:36.880 No, no, no, no no where do you leave the card home? 1479 01:24:36.920 --> 01:24:37.960 To that note and freak out. 1480 01:24:38.359 --> 01:24:41.520 I would take that card. I would take it, honest 1481 01:24:41.520 --> 01:24:41.960 to god. 1482 01:24:41.840 --> 01:24:42.640 I oblivious. 1483 01:24:43.600 --> 01:24:46.359 I would not let him see that card. At all. 1484 01:24:47.439 --> 01:24:50.439 I think that's bad judgment. I cannot believe they did that, 1485 01:24:52.119 --> 01:24:55.239 especially knowing how explosive this guy is. Man, we can't 1486 01:24:55.239 --> 01:24:55.560 do that. 1487 01:24:57.760 --> 01:25:00.600 No, I'm saying, also thinking out loud too. It's like, say, tonight, 1488 01:25:00.600 --> 01:25:03.279 because we're staying the night over there tonight. If he 1489 01:25:03.359 --> 01:25:05.439 starts acting up or anything, I'm calling I one one 1490 01:25:05.479 --> 01:25:07.079 to get a sheriff out there, because we're techne. 1491 01:25:07.319 --> 01:25:09.880 Yeah, but you guys got to be careful too, Chris. 1492 01:25:10.439 --> 01:25:13.079 I mean, seriously, Chris, you guys have to be careful 1493 01:25:13.119 --> 01:25:16.279 staying there. I mean, I'm not saying you shouldn't, but 1494 01:25:16.520 --> 01:25:20.000 be really careful. Now. I hate to even suggest this, 1495 01:25:20.119 --> 01:25:24.039 but do you have a firearm for self protection? Oh? 1496 01:25:24.079 --> 01:25:26.239 Absolutely? I got my shotgun and bear spray. 1497 01:25:26.760 --> 01:25:31.239 Okay, good, bear spray. Good. Then you don't kill anybody, Okay, listen. 1498 01:25:31.880 --> 01:25:34.079 I don't know. I think you're doing the right thing, 1499 01:25:34.119 --> 01:25:37.920 but you got to be extremely careful, you know, situations 1500 01:25:38.000 --> 01:25:42.239 like this, This is where this is where people should 1501 01:25:42.359 --> 01:25:45.760 really start, you know. And thank you for getting involved 1502 01:25:45.760 --> 01:25:48.720 for this woman. Man, Is that is that kind of you? 1503 01:25:49.039 --> 01:25:54.760 Holy crap? I think it's so important. Three oh three 1504 01:25:55.000 --> 01:25:58.319 seven one three talk, stay in touch Man three oh three, Becky, 1505 01:25:58.439 --> 01:26:00.560 thank you very much for your suggestion. Since we have 1506 01:26:00.960 --> 01:26:08.760 more coming up on the Troubleshooter Show, go with a 1507 01:26:08.840 --> 01:26:12.399 sure thing Denver's Best roofer Excel Roofing dot com. You 1508 01:26:12.399 --> 01:26:18.199 don't pay a cent until you're content. Time for an 1509 01:26:18.199 --> 01:26:21.840 insurance check up free, no obligation. In comparison, call Compass 1510 01:26:21.880 --> 01:26:25.159 Insurance paying too much your coverage at dozens of insurance 1511 01:26:25.159 --> 01:26:27.720 companies find out now three oh three seven seven to 1512 01:26:27.760 --> 01:26:30.520 one help. You'll think you're his only customer when you 1513 01:26:30.600 --> 01:26:33.039 choose Frank durand the real estate Man dot com to 1514 01:26:33.119 --> 01:26:36.359 list your home with Remax Alliance three oh three nine 1515 01:26:36.359 --> 01:26:41.960 two zero sixteen twenty two. Hi Tom Martino here three 1516 01:26:42.039 --> 01:26:46.199 oh three seven one three Talks seven one three eight 1517 01:26:46.279 --> 01:26:50.680 two five five. How can we help you? That's what 1518 01:26:50.720 --> 01:26:52.399 we ask each and every day for those of you 1519 01:26:52.439 --> 01:26:54.840 tuning in, this is a show that helps people solve problems, 1520 01:26:54.880 --> 01:26:59.199 answer questions, and take complaints. And uh, I know, as 1521 01:26:59.239 --> 01:27:01.680 there's a TV in town that was keeping track of 1522 01:27:03.319 --> 01:27:07.000 problems solved. They got up to around seven hundred thousand dollars. 1523 01:27:07.039 --> 01:27:09.920 Now I applaud them, and I applaud anyone who wants 1524 01:27:10.000 --> 01:27:13.399 to do consumer advocacy. I think it's a wonderful thing. 1525 01:27:13.560 --> 01:27:17.359 The more the merrier. Perhaps we should all get together 1526 01:27:17.439 --> 01:27:20.119 as an organization of people who want to help people. 1527 01:27:20.920 --> 01:27:22.760 We could call it the Better Business Bureau. 1528 01:27:23.359 --> 01:27:27.880 Yeah right, The Better Business Bureau is such an insult 1529 01:27:27.960 --> 01:27:32.720 to today's technology and formats of better stuff. I mean, 1530 01:27:32.840 --> 01:27:36.800 just you know, here's the thing we should call it, seriously, 1531 01:27:36.880 --> 01:27:41.000 the Consumer Club? Get it? The Consumer Club or the 1532 01:27:41.039 --> 01:27:48.159 Consumer's club. That has a double entendre there? Hey, Tom, Yes, sir, well, 1533 01:27:48.199 --> 01:27:49.159 I asked about the gun. 1534 01:27:49.479 --> 01:27:52.760 You're familiar with the red taglow right that if somebody 1535 01:27:52.800 --> 01:27:54.039 has a firearm. 1536 01:27:54.159 --> 01:27:55.520 Heven, how do you know they have one? 1537 01:27:55.640 --> 01:27:57.239 Well, that's why I asked. 1538 01:27:57.279 --> 01:28:01.520 If Chris knew that if firearm, he could get that 1539 01:28:01.640 --> 01:28:04.840 taken away and then the guy would have to prove 1540 01:28:05.159 --> 01:28:07.680 that he's not a threat, which he obviously wouldn't be 1541 01:28:07.680 --> 01:28:09.600 able to do, but at least he would get the. 1542 01:28:09.600 --> 01:28:10.800 Firearm out of his hands. 1543 01:28:13.199 --> 01:28:16.720 Again though, See, Okay, I understand what you're saying, Doc, 1544 01:28:16.760 --> 01:28:19.760 and I have no problem with helping people to stay safe, 1545 01:28:19.760 --> 01:28:24.279 but I just don't know how we go there. All 1546 01:28:24.279 --> 01:28:25.920 I want to do is get him out of that house. 1547 01:28:25.960 --> 01:28:29.239 That old lady is threatened and feels bad and the 1548 01:28:29.319 --> 01:28:30.760 neighbor is so nice to help. 1549 01:28:31.279 --> 01:28:33.159 Don't you think the cops would remove him? 1550 01:28:33.159 --> 01:28:38.479 Then? Well, they do have a temporary restraining order they're 1551 01:28:38.479 --> 01:28:41.079 trying to serve on him. Mark Ah, they got to 1552 01:28:41.119 --> 01:28:45.119 find him. Yeah, well he lives there, but they didn't 1553 01:28:45.159 --> 01:28:47.560 find him home. Couldn't you just put it on the door. 1554 01:28:47.600 --> 01:28:49.319 I'm not sure, you know what. I don't think you 1555 01:28:49.439 --> 01:28:53.119 can actually, but that's a good question. They did put 1556 01:28:53.119 --> 01:28:54.640 the card on the door. We need to talk to 1557 01:28:54.640 --> 01:28:56.600 you as soon as possible. But man, I wouldn't do 1558 01:28:56.720 --> 01:28:59.960 that because this guy could automatically assume this woman's out 1559 01:29:00.079 --> 01:29:01.319 to get him. Blah blah blah. 1560 01:29:01.399 --> 01:29:03.840 And yeah, the bottom line is we just don't know 1561 01:29:03.920 --> 01:29:05.399 how crazy. 1562 01:29:05.039 --> 01:29:09.439 This guy is. I know it, I know it, and 1563 01:29:09.479 --> 01:29:10.760 that's what scares me. 1564 01:29:11.319 --> 01:29:14.960 We had a call. God, it's been years, man, the 1565 01:29:15.039 --> 01:29:17.399 mother called on the son. She called into the show 1566 01:29:17.399 --> 01:29:19.760 and I ended up driving down to Colorado Springs. 1567 01:29:20.039 --> 01:29:20.239 Oh. 1568 01:29:20.319 --> 01:29:25.319 Yes, he was hacking Loogi's in his mom's face and 1569 01:29:25.800 --> 01:29:27.760 just I mean that was like one of the small 1570 01:29:27.800 --> 01:29:30.479 things and the cops didn't want to do anything about 1571 01:29:30.479 --> 01:29:34.680 it until I went down there. And called KRTV news 1572 01:29:34.720 --> 01:29:36.760 and we were going to light it up and they 1573 01:29:36.880 --> 01:29:38.880 came out and they removed him from the house. But 1574 01:29:38.920 --> 01:29:41.760 it was hard to get done. Man, I know. 1575 01:29:41.800 --> 01:29:44.079 It got one woman. Do you remember? She's called a 1576 01:29:44.079 --> 01:29:47.600 few times since then? This guy was such a creepy 1577 01:29:47.920 --> 01:29:50.680 Was it his mom or grandmother? Wasn't it? Or We 1578 01:29:50.720 --> 01:29:51.479 had two of them? 1579 01:29:51.760 --> 01:29:54.119 Now, okay, his mom, because he had to be around 1580 01:29:54.199 --> 01:29:56.800 thirty or forty, I'd say more around forty. 1581 01:29:56.680 --> 01:29:58.600 You know, Mark, we had two of them. We had 1582 01:29:58.600 --> 01:30:00.600 two then remember the one with the great on that 1583 01:30:01.239 --> 01:30:04.199 she was out that was east Yep, yep, and she 1584 01:30:04.399 --> 01:30:07.239 was helping one's son and then his son and he 1585 01:30:07.359 --> 01:30:10.119 stole the car. Oh god, they were taking such a 1586 01:30:10.760 --> 01:30:13.439 you know, listen, people, if ever you know of any 1587 01:30:13.520 --> 01:30:16.880 situation like this, please let us know and we'll do 1588 01:30:16.960 --> 01:30:19.840 what we can. Three oh three seven one three talk 1589 01:30:19.960 --> 01:30:22.359 seven one three A two five five is our number. 1590 01:30:22.880 --> 01:30:26.680 And we've had a lot of actions so far, but 1591 01:30:26.800 --> 01:30:28.920 now calls have lullged. You can get right through. You 1592 01:30:28.960 --> 01:30:31.199 can also text me, of course, and I want to 1593 01:30:31.199 --> 01:30:35.680 give that out seven four seven nine nine nine fifty 1594 01:30:35.680 --> 01:30:38.640 two point eighty or five seven seven three nine out 1595 01:30:38.680 --> 01:30:42.439 that's a short coat. Two separate numbers. Now on something 1596 01:30:42.479 --> 01:30:45.279 that where is it? I have it right here? Oh 1597 01:30:45.640 --> 01:30:48.680 do you know that Happy Birthday? There was a lawsuit settled, 1598 01:30:49.600 --> 01:30:53.119 but I don't understand where the fourteen million went. But 1599 01:30:53.199 --> 01:30:58.479 a global music publishing company they claimed to hold the 1600 01:30:58.600 --> 01:31:04.520 copyright to Happy Birthday. But guess what, They now have 1601 01:31:04.600 --> 01:31:11.159 to pay fourteen million dollars because apparently they didn't have it. 1602 01:31:13.039 --> 01:31:18.479 The settlement puts this song into public domain. But I 1603 01:31:18.520 --> 01:31:23.359 guess the people who had been collecting money for it 1604 01:31:23.359 --> 01:31:28.720 it was thrown out the copyright. Wow. So a US 1605 01:31:28.800 --> 01:31:34.880 district judge said that the company never acquired the rights 1606 01:31:35.479 --> 01:31:40.960 to Happy Birthday, but just purported to be the owner. 1607 01:31:41.279 --> 01:31:45.279 Can you imagine that no one checked until there was 1608 01:31:45.319 --> 01:31:51.159 a lawsuit? Holy crap? Holy And now they have to 1609 01:31:51.199 --> 01:31:57.319 give up the claim and pay fourteen million dollars. I 1610 01:31:57.359 --> 01:32:00.920 wonder how much they collected over the years. But that's 1611 01:32:01.239 --> 01:32:05.680 Happy Birthday to you? Is now happy Birthday to whoever? 1612 01:32:06.479 --> 01:32:08.680 Where do they pay the fourteen million? It doesn't say 1613 01:32:08.680 --> 01:32:11.600 that actually, I guess to the company who sued him. 1614 01:32:11.640 --> 01:32:16.039 Somebody must assued him. But in any case, let's see 1615 01:32:16.159 --> 01:32:20.640 the big winners. Of the ruling were movie studios and 1616 01:32:20.800 --> 01:32:25.800 filmmakers who got together and they were targeted because they 1617 01:32:25.880 --> 01:32:30.079 had the songs in some of their movies. So they 1618 01:32:30.119 --> 01:32:35.760 got together to sue this company challenging the copyright that 1619 01:32:35.800 --> 01:32:38.920 they supposedly had. How the hell do you fake a 1620 01:32:38.960 --> 01:32:41.680 copyright like that? We have more coming up on the 1621 01:32:41.720 --> 01:32:44.680 Troubleshooter Show. By the way, I want to take this 1622 01:32:44.720 --> 01:32:48.239 comment first, Becky, what is this comment on this elder 1623 01:32:48.239 --> 01:32:52.479 abuse issue that we just took. What is your comment? So? 1624 01:32:52.840 --> 01:32:57.640 I just had one other recommendation. He can also Chris 1625 01:32:57.680 --> 01:33:04.560 can call the Passo County Police and tell them that 1626 01:33:04.640 --> 01:33:08.760 they need to do a well check on his neighbor, 1627 01:33:09.840 --> 01:33:14.319 and then he can explain something so that they are prepared, 1628 01:33:15.159 --> 01:33:16.840 can send a couple. 1629 01:33:16.560 --> 01:33:18.640 Of officers to do a well. 1630 01:33:18.520 --> 01:33:22.439 Check on her, and then they can explain to the 1631 01:33:22.520 --> 01:33:24.600 officers the issue. 1632 01:33:24.840 --> 01:33:27.039 Why do you think he kept talking about that? I 1633 01:33:27.119 --> 01:33:29.760 forgot to ask him this. He talks about the sheriff's 1634 01:33:29.760 --> 01:33:32.399 department more than he does the police department. I don't 1635 01:33:32.439 --> 01:33:35.800 understand that part. Well, the sheriffs, they're so the sheriff. 1636 01:33:36.079 --> 01:33:39.479 The sheriff's department can do civil service like you know, 1637 01:33:39.520 --> 01:33:43.039 they can serve people, but the police department. You're right, 1638 01:33:43.119 --> 01:33:45.520 they also have to be called the police department. 1639 01:33:46.239 --> 01:33:48.880 Yes, I think that he's wasting his time with the 1640 01:33:48.920 --> 01:33:55.560 restraining order because action needs to be taken now, and 1641 01:33:56.000 --> 01:33:56.359 it's not. 1642 01:33:56.439 --> 01:33:59.159 But would they take action just on her word and 1643 01:33:59.239 --> 01:33:59.800 their word? 1644 01:34:01.119 --> 01:34:01.359 Yes? 1645 01:34:01.680 --> 01:34:02.359 Absolutely. 1646 01:34:02.840 --> 01:34:06.560 Elderly abuse is so rampant right now that they take 1647 01:34:06.640 --> 01:34:08.920 us off seriously, very seriously. 1648 01:34:11.039 --> 01:34:15.000 Okay, Hey, Becky, I wish you sound like you know 1649 01:34:15.039 --> 01:34:16.760 what you're doing when it comes to this issue. I 1650 01:34:16.760 --> 01:34:20.079 wish you would leave your number with Katchina in the 1651 01:34:20.399 --> 01:34:21.920 so we can call you now and then if we 1652 01:34:21.960 --> 01:34:27.000 ever have an elder absolutely, oh great, thank you. Hey, listen, 1653 01:34:28.319 --> 01:34:30.960 get her number eight. It put her down as an angel. 1654 01:34:31.319 --> 01:34:34.000 What's it is possible that that part of Castle Rock 1655 01:34:34.119 --> 01:34:36.560 is unincorporated and that's why the sheriff it was. 1656 01:34:36.640 --> 01:34:39.079 Is Colorado Springs. But you're right, it could be that 1657 01:34:39.119 --> 01:34:43.520 it was. It's not in the city limit. You're right, okay, 1658 01:34:43.720 --> 01:34:46.600 So what we'll do is take Becky's number for future 1659 01:34:46.640 --> 01:34:48.640 issues like this. We got more coming up on the 1660 01:34:48.640 --> 01:34:51.359 Troubleshooter Show three O three seven to one, three eight, 1661 01:34:51.439 --> 01:34:59.439 two five five, Go with a Sure Thing Denver's best 1662 01:34:59.520 --> 01:35:02.399 rufer Excel roofing dot com. You don't pay a cent 1663 01:35:02.600 --> 01:35:08.680 until you're content. Time for an insurance check up free, 1664 01:35:08.760 --> 01:35:12.479 no obligation. In comparison, call Compass Insurance paying too much 1665 01:35:12.600 --> 01:35:15.560 your coverage at dozens of insurance companies find out now 1666 01:35:15.640 --> 01:35:17.920 three O three seven to seven to one. Help. You'll 1667 01:35:17.920 --> 01:35:20.680 think you're his only customer when you choose Frank durand 1668 01:35:20.680 --> 01:35:23.119 the real estate Man dot com to list your home 1669 01:35:23.359 --> 01:35:27.119 with Remax Alliance three three nine two zero sixteen twenty two. 1670 01:35:29.840 --> 01:35:35.800 Hi Tom Martino, your troubleshooter. Hey, more on that Happy Birthday, 1671 01:35:36.880 --> 01:35:43.840 Happy Birthday suit. The song Happy Birthday the company that 1672 01:35:43.920 --> 01:35:49.479 had to that. Okay, Warner Brothers did not fake it. 1673 01:35:49.840 --> 01:35:52.039 Warner Brothers is the one that has to pay these damages. 1674 01:35:52.359 --> 01:35:58.279 Warner Brothers thought that they purchased the rights. According to 1675 01:35:58.359 --> 01:36:01.239 the suit, the song was written by the way. This 1676 01:36:01.359 --> 01:36:05.439 song was written by Mildred and Patty Hill in eighteen 1677 01:36:05.560 --> 01:36:11.119 ninety three. Okay, and it was called Happy Birthday and 1678 01:36:11.319 --> 01:36:14.359 Happy Birthday to you all. Okay, now you know that right, Okay? 1679 01:36:14.840 --> 01:36:21.560 So they sold Patty and Mildred sold this song to 1680 01:36:21.760 --> 01:36:28.479 Clayton Summy and it was for ten percent of the 1681 01:36:28.520 --> 01:36:34.359 sheet music. So the company that Summy founded was purchased 1682 01:36:34.359 --> 01:36:38.520 by Warner Music Group. Meanwhile, Mildred and Patty died, so 1683 01:36:38.880 --> 01:36:42.840 the only ones with any assemblance of rights were Warner Brothers. 1684 01:36:43.960 --> 01:36:47.520 And that was back in nineteen ninety eight, and since then, 1685 01:36:48.079 --> 01:36:54.760 Warner has been collecting copyrights every year, millions of dollars 1686 01:36:54.840 --> 01:37:01.319 every year. However, the lawsuit says, nope, nope, nope, nope, nope. 1687 01:37:01.600 --> 01:37:05.600 That was only for a limited version of it, and 1688 01:37:05.800 --> 01:37:08.640 they were not entitled to all those copyright fees that 1689 01:37:08.760 --> 01:37:13.960 they've collected over the years. The lawsuit argued that the 1690 01:37:14.319 --> 01:37:18.640 there was a piano arrangement in nineteen thirty five, not 1691 01:37:18.920 --> 01:37:23.199 the song itself. This was significant because Warner has been 1692 01:37:23.279 --> 01:37:28.359 collecting millions of dollars every year, so the judge said, 1693 01:37:28.680 --> 01:37:32.720 you don't own it, you gotta pay. By the way, 1694 01:37:34.000 --> 01:37:39.720 this was started in twenty fifteen, this lawsuit, it took 1695 01:37:39.880 --> 01:37:42.600 this long to get through the courts, when back and 1696 01:37:42.680 --> 01:37:46.000 forth and back and forth, and Warner has to pay 1697 01:37:46.239 --> 01:37:57.119 fourteen million dollars ca Lee all because of Happy Birthday. Hmm. Anyway, 1698 01:37:57.439 --> 01:38:00.199 three zero three seven, one three eight two five five Okay. 1699 01:38:00.279 --> 01:38:04.199 So on another note, I was on cars dot com 1700 01:38:05.039 --> 01:38:10.359 and I noticed a site and it said salvage vehicles, right, 1701 01:38:10.920 --> 01:38:13.439 because I was trying to look up some salvage things. 1702 01:38:14.760 --> 01:38:17.399 People are telling me this as a scam, but it's 1703 01:38:17.479 --> 01:38:19.760 called Globalauctions dot Com. 1704 01:38:21.079 --> 01:38:24.119 Mart think it's a scam. It's simply an auction. 1705 01:38:25.039 --> 01:38:27.800 Yeah, but it's oh yeah, of course it is. But 1706 01:38:28.079 --> 01:38:31.560 what I'm saying is it's extraordinary what you can buy 1707 01:38:32.199 --> 01:38:36.039 some of these damaged cars. For see it says engine 1708 01:38:36.119 --> 01:38:38.800 damage on one of them. It does talk about damages 1709 01:38:38.920 --> 01:38:39.600 on some of them. 1710 01:38:40.079 --> 01:38:43.439 And the more important part is look when the bidding stops, 1711 01:38:43.800 --> 01:38:46.399 most people that are serious at an auction come in 1712 01:38:46.479 --> 01:38:49.039 the last half hour. I mean, if it ends in 1713 01:38:49.199 --> 01:38:52.920 five days, in the BID's four hundred dollars, it means nothing, 1714 01:38:53.039 --> 01:38:56.600 is my point, No, no, no, no, no, you're right, 1715 01:38:56.680 --> 01:38:59.640 that's not good. Go to time ending soon. Then you 1716 01:38:59.760 --> 01:39:01.760 start seeing realistic prices. 1717 01:39:02.640 --> 01:39:05.800 Okay, cool, but on some of them, oh yeah, there 1718 01:39:05.840 --> 01:39:08.600 are no buy now as you're right. But I wonder 1719 01:39:08.720 --> 01:39:12.159 how many of these actually sell because it seems to 1720 01:39:12.279 --> 01:39:15.239 me some of these can be you know, you can 1721 01:39:16.039 --> 01:39:18.960 you can repair them and have a pretty damn good car, 1722 01:39:19.159 --> 01:39:24.239 you know. But here's the point. When it comes to 1723 01:39:24.520 --> 01:39:30.960 exotic cars, there are aficionados that only want the luxury 1724 01:39:31.079 --> 01:39:34.960 cars with less than two thousand miles on them. Over 1725 01:39:35.079 --> 01:39:39.680 two thousand, they depreciate drastically over ten or twenty thousand, 1726 01:39:39.760 --> 01:39:42.760 forget it, forty or fifty thousand, then only want to 1727 01:39:42.800 --> 01:39:46.199 bees buy them. But the damaged and repaired ones only 1728 01:39:46.279 --> 01:39:49.960 want to best buy opposers, you know, because they can 1729 01:39:50.000 --> 01:39:53.800 get into it for less than someone spending four or 1730 01:39:53.840 --> 01:39:58.640 five hundred thousand. But anyway, that's so, it's a yeah, 1731 01:39:58.760 --> 01:40:02.840 it is a It is a legit site for auctions, 1732 01:40:03.640 --> 01:40:07.239 and they do have salvage cars and they're pretty interesting. 1733 01:40:07.720 --> 01:40:11.279 They have not just salvage cars, but all kinds of 1734 01:40:11.359 --> 01:40:16.600 different kinds of weird auctions on big like exotic cars 1735 01:40:16.760 --> 01:40:21.159 and boats, heavy equipment and all of that. Anyway, I 1736 01:40:21.279 --> 01:40:23.319 find it fascinating. We have more coming up on the 1737 01:40:23.319 --> 01:40:26.640 Troubleshooter Show. Get your calls in three oh three seven 1738 01:40:26.720 --> 01:40:29.119 one three Talk three oh three seven one three A 1739 01:40:29.239 --> 01:40:34.000 two five five probid energy dot com. Speaking of solar, 1740 01:40:34.359 --> 01:40:36.640 if you want a great solar company, they can help 1741 01:40:36.680 --> 01:40:46.000 you with commercial or residential probid Energy dot com. Go 1742 01:40:46.159 --> 01:40:49.760 with a sure thing Denver's best roofer Excel Roofing dot com. 1743 01:40:49.920 --> 01:40:55.640 You don't pay a cent until you're content. Time for 1744 01:40:55.680 --> 01:40:59.399 an insurance check up free no obligation comparison call Compass 1745 01:40:59.479 --> 01:41:02.760 Insurance paying too much your coverage at dozens of insurance 1746 01:41:02.800 --> 01:41:05.319 companies find out now three all three seven seven to 1747 01:41:05.359 --> 01:41:08.119 one help. You'll think you're his only customer when you 1748 01:41:08.239 --> 01:41:10.640 choose Frank durand the real estate Man dot com to 1749 01:41:10.760 --> 01:41:13.960 list your home with Remax Alliance three all three nine 1750 01:41:14.000 --> 01:41:22.960 two zero sixteen twenty two. Hi Tom Martino here three 1751 01:41:23.039 --> 01:41:27.319 O three seven one three talk seven one three eight 1752 01:41:27.439 --> 01:41:31.319 two five five. So we're getting a lot of suggestions 1753 01:41:33.039 --> 01:41:37.119 for this eighty year old woman where a rager she 1754 01:41:37.279 --> 01:41:41.880 rented to in the basement. She was given a reference 1755 01:41:41.960 --> 01:41:44.319 to this guy from another old lady who was afraid 1756 01:41:44.319 --> 01:41:45.920 of him and wanted to get rid of him. That's 1757 01:41:46.239 --> 01:41:51.960 kind of sad, And apparently this guy is violent, bipolar, 1758 01:41:52.600 --> 01:41:57.880 poses a threat Alpasso County. Chris, the neighbor wants to 1759 01:41:57.960 --> 01:42:01.239 help her. He got a tear, They went to court 1760 01:42:01.279 --> 01:42:04.520 and got a tro They haven't yet served him. They're 1761 01:42:04.520 --> 01:42:07.800 afraid he's going to explode. When they do, they need 1762 01:42:07.920 --> 01:42:13.159 to get an officer assist. That's happening. Another thing we're 1763 01:42:13.199 --> 01:42:16.560 hearing from people who have been ripped off by Evolve Construction. 1764 01:42:17.880 --> 01:42:20.359 It all started with a complaint we got from Amber 1765 01:42:20.880 --> 01:42:27.600 about her mom hiring these people, and Evolve Construction seems 1766 01:42:27.640 --> 01:42:30.079 to be a ripoff company. From what we can tell. 1767 01:42:31.039 --> 01:42:34.079 There are many lawsuits against him. They have terrible ratings 1768 01:42:35.520 --> 01:42:38.319 and they take money and keep a lot of it 1769 01:42:38.439 --> 01:42:42.119 without doing the work. They do some basic work so 1770 01:42:42.640 --> 01:42:44.960 they don't just out now, keep the money and run, 1771 01:42:45.840 --> 01:42:49.079 but they collect for all sorts of damage but end 1772 01:42:49.199 --> 01:42:54.520 up doing just the roof through some subcontractors. These are 1773 01:42:54.920 --> 01:43:00.279 definite candidates for the sleaze brigade. But warning people put 1774 01:43:00.319 --> 01:43:08.399 the name down Evolve Construction, be careful. Okay, Evolve Construction. Okay. 1775 01:43:08.920 --> 01:43:12.960 On another thing, people are saying Tom when it comes 1776 01:43:13.000 --> 01:43:20.439 to an accident and valuing the salvage, that they always 1777 01:43:20.640 --> 01:43:25.680 overcharge the consumer when they want the car back because 1778 01:43:25.680 --> 01:43:28.720 they know they'll pay more than the actual salvage is worth. 1779 01:43:29.760 --> 01:43:34.159 So please advise consumers to get a true salvage value 1780 01:43:34.359 --> 01:43:38.039 that can be negotiated, and I imagine it can be 1781 01:43:38.479 --> 01:43:40.800 for example, when they're paying you, let's say ten grand, 1782 01:43:40.840 --> 01:43:42.920 saying we're going to total this and you want to 1783 01:43:43.039 --> 01:43:46.439 keep it and try to fix it. Okay, Well then 1784 01:43:46.520 --> 01:43:49.039 you might be thinking I want to keep it, I'll 1785 01:43:49.079 --> 01:43:52.199 buy it back. They make sense that you'll pay more 1786 01:43:52.680 --> 01:43:55.880 than let's say a salvage yard. So what you ought 1787 01:43:55.960 --> 01:44:00.600 to do maybe is call a few salvage yards and 1788 01:44:00.760 --> 01:44:05.119 see what they would pay for that same vehicle as salvage. 1789 01:44:05.520 --> 01:44:07.560 It's like, tell them you have a wreck and you 1790 01:44:07.680 --> 01:44:10.520 want to sell it and see what they're willing to pay. 1791 01:44:10.600 --> 01:44:15.680 Maybe that'll give you a better salvage value. I'm Tom Martino. 1792 01:44:15.760 --> 01:44:17.880 We got more coming up on the Troubleshooter Show. Get 1793 01:44:17.920 --> 01:44:20.479 your calls in at three oh three seven one three 1794 01:44:20.600 --> 01:44:23.279 talks seven one three eight two five five, and don't forget. 1795 01:44:23.359 --> 01:44:25.479 You can call three oh three Martino at any time 1796 01:44:26.039 --> 01:44:30.680 three O three six two seven eight four six ' six. 1797 01:44:31.239 --> 01:44:40.960 We have more coming up on the Troubleshooter Show. Go 1798 01:44:41.159 --> 01:44:44.720 with a sure Thing Denver's Best Roofer Excel Roofing dot com. 1799 01:44:44.920 --> 01:44:50.640 You don't pay a cent until you're content. Time for 1800 01:44:50.680 --> 01:44:53.840 an insurance check up free, no obligation in comparison call 1801 01:44:53.960 --> 01:44:57.239 Compass insurance paying too much your coverage at dozens of 1802 01:44:57.319 --> 01:45:00.279 insurance companies. Find out now three all three seven seven 1803 01:45:00.279 --> 01:45:03.039 to one help. You'll think you're his only customer when 1804 01:45:03.079 --> 01:45:05.319 you choose Frank durand the real estate man dot com 1805 01:45:05.560 --> 01:45:08.680 to list your home with Remax Alliance three all three 1806 01:45:08.800 --> 01:45:16.880 nine two zero sixteen twenty two. Yeah, ripped of. 1807 01:45:18.640 --> 01:45:18.880 News. 1808 01:45:19.880 --> 01:45:21.640 You need advice so you don't have. 1809 01:45:23.880 --> 01:45:29.720 Come runs A cam Shooter's gonna help coming. 1810 01:45:30.119 --> 01:45:36.680 Man six is the Troubleshooter Show. Now, Tom Martino, Hi, 1811 01:45:36.960 --> 01:45:39.800 Tom Martino here, Welcome to the show. This hour brought 1812 01:45:39.800 --> 01:45:45.960 to you by Excel roofing as in excellent e x 1813 01:45:46.119 --> 01:45:49.000 C E L. You know I had Excel for the 1814 01:45:49.079 --> 01:45:51.319 heck of it. Look up in my attic. This is 1815 01:45:51.359 --> 01:45:55.119 an important story for everyone. You know, I always talk 1816 01:45:55.119 --> 01:45:58.079 about ventilations. So I have a whole house fan which 1817 01:45:58.119 --> 01:46:01.880 works in an excellent fashion. And I assumed that my 1818 01:46:02.039 --> 01:46:04.479 attic was good because you know, my air conditioning worked 1819 01:46:04.520 --> 01:46:07.319 well and all that, but just for the hell of it, 1820 01:46:07.439 --> 01:46:09.920 on these really hot days, it was a you know 1821 01:46:10.039 --> 01:46:13.760 that that's without the whole house fan, that upper floor 1822 01:46:13.840 --> 01:46:16.600 got really hot, and I thought, why would I have 1823 01:46:16.720 --> 01:46:19.359 to use a whole house fan like with a normal house, right. 1824 01:46:20.000 --> 01:46:21.840 I mean not that I didn't like it. I love 1825 01:46:21.960 --> 01:46:24.359 having the whole house fan, but they went up there 1826 01:46:24.479 --> 01:46:26.680 and my attic was like one hundred and thirty degrees 1827 01:46:26.760 --> 01:46:29.920 or something. It was ridiculously hot. And it turns out 1828 01:46:29.960 --> 01:46:33.359 it wasn't up to code as far as venting. Now, 1829 01:46:33.399 --> 01:46:36.560 I'm not suggesting that you know, you have to have 1830 01:46:36.680 --> 01:46:39.439 it up to code, but I mean your ac will 1831 01:46:39.520 --> 01:46:41.359 work harder now. Even though I have the whole house 1832 01:46:41.439 --> 01:46:43.840 fan and it was doing its best to and it 1833 01:46:43.960 --> 01:46:48.039 kept the upper floor pretty cool, but attic ventilation is 1834 01:46:48.119 --> 01:46:51.560 important to keep your whole roof system working well. So 1835 01:46:51.640 --> 01:46:54.279 I'm having them fix that. I mean they're doing a 1836 01:46:54.359 --> 01:46:58.720 major thing with the venting and the roof now, Excel 1837 01:46:58.800 --> 01:47:01.039 of course you want for your roof, okay, but when 1838 01:47:01.039 --> 01:47:03.159 they do your roof, they look at your roof system, 1839 01:47:03.720 --> 01:47:05.760 and you know it doesn't cost a lot of money 1840 01:47:05.840 --> 01:47:10.439 to pop in an attic fan to assist with ventilation 1841 01:47:10.600 --> 01:47:13.960 in your addic and help your entire home. And of 1842 01:47:14.039 --> 01:47:17.880 course just and if all you need is roofing, that's 1843 01:47:17.960 --> 01:47:19.880 good enough reason to call them as well. But I 1844 01:47:20.039 --> 01:47:21.840 just thought i'd give that out there, because it's for 1845 01:47:22.000 --> 01:47:26.600 sure excelroofing dot com threeho three seven sixty one sixty 1846 01:47:26.640 --> 01:47:31.880 four hundred and I have a lot of text for 1847 01:47:32.039 --> 01:47:34.000 some reason, a lot of text here. Let me get 1848 01:47:34.039 --> 01:47:36.720 to them. And people want to know. First of all, 1849 01:47:39.319 --> 01:47:44.800 is it true that you can be arrested for sharing 1850 01:47:44.920 --> 01:47:49.520 food at a restaurant on an ail you can eat Now? 1851 01:47:51.079 --> 01:47:54.119 I did a search and found one such. I can 1852 01:47:54.199 --> 01:47:57.439 only find one in the entire country. Someone said they 1853 01:47:57.479 --> 01:48:03.920 were threatened, but they're an Applebee's that did arrest someone 1854 01:48:05.520 --> 01:48:16.159 for sharing the the appetizers, the endless appetizers, and she 1855 01:48:16.399 --> 01:48:21.640 was sharing them with her table and as a result 1856 01:48:23.560 --> 01:48:27.760 she they told her to stop, and she didn't stop, 1857 01:48:27.880 --> 01:48:36.720 so they called the police. And anyway, so basically there 1858 01:48:37.119 --> 01:48:40.399 there were, there was a woman and her endless appetizer 1859 01:48:40.640 --> 01:48:42.800 was coming to the table. It's all you can eat 1860 01:48:43.239 --> 01:48:47.640 for fifteen ninety nine, and it was double crunch shrimp 1861 01:48:49.119 --> 01:48:55.239 tender riblets and boneless buffalo wings and then a bottomless 1862 01:48:55.359 --> 01:48:59.800 portion of fries. You're not supposed to share with anyone 1863 01:49:00.039 --> 01:49:03.640 at the table. So this person says, you know what, 1864 01:49:04.720 --> 01:49:09.399 it can't be that important, right, So she paid fifteen 1865 01:49:09.560 --> 01:49:17.079 ninety nine, and she went ahead and shared. And then 1866 01:49:17.560 --> 01:49:20.479 what happened was one of the other patrons complained and 1867 01:49:20.600 --> 01:49:25.560 supposedly Applebee's called the police and she was given. 1868 01:49:26.279 --> 01:49:29.520 They should have just given everybody at the table a 1869 01:49:29.640 --> 01:49:31.119 bill for fifteen ninety nine. 1870 01:49:32.560 --> 01:49:33.399 But this is weird. 1871 01:49:33.399 --> 01:49:35.520 I think that would be the logical thing to do, Tom. 1872 01:49:36.680 --> 01:49:40.239 I mean, let's put it this way. With although I 1873 01:49:40.319 --> 01:49:43.520 haven't heard much about shoplifting anymore, I was going to say, 1874 01:49:43.560 --> 01:49:46.199 with people shoplifting the way they do, But have you 1875 01:49:46.399 --> 01:49:50.239 noticed we haven't heard a lot about shoplifting anymore. I 1876 01:49:50.359 --> 01:49:53.479 mean truly, we haven't. And that used to be in 1877 01:49:53.520 --> 01:49:56.079 the news all the time. So have they cracked down 1878 01:49:56.159 --> 01:49:59.439 on shoplifting? I know one thing, it's really inconvenient. Have 1879 01:49:59.520 --> 01:50:01.399 you gone to a super you see? I hardly ever 1880 01:50:01.439 --> 01:50:04.439 go to a supermarket anymore. I go and have it delivered. 1881 01:50:04.560 --> 01:50:07.399 I like having King supers delivery, or I do Amazon. 1882 01:50:09.680 --> 01:50:12.119 But have you been to a supermarket lately, any of 1883 01:50:12.199 --> 01:50:15.399 you guys? I go every week, Tom, have you noticed 1884 01:50:15.399 --> 01:50:18.159 they locked up the laundry detertion. I've noticed they've locked 1885 01:50:18.800 --> 01:50:21.319 up certain things. I usually go to Walmart and King 1886 01:50:21.439 --> 01:50:23.199 Soup how do they decide what they're going to lock 1887 01:50:23.319 --> 01:50:23.560 up them? 1888 01:50:23.680 --> 01:50:26.840 I guess they must have a history of what's being 1889 01:50:26.960 --> 01:50:27.439 tampa with. 1890 01:50:27.880 --> 01:50:29.960 But I went to even get a you know, the 1891 01:50:30.039 --> 01:50:31.359 old room, and it was locked up. 1892 01:50:31.880 --> 01:50:36.039 And both King Supers and Walmart they'll have security guards 1893 01:50:36.399 --> 01:50:38.159 and the King Soupers ones are armed. 1894 01:50:39.520 --> 01:50:42.399 Yeah, so I don't think they're putting up with it anymore. Well, 1895 01:50:42.520 --> 01:50:44.600 does anyone notice that? I mean, I like that. I 1896 01:50:44.680 --> 01:50:46.600 mean I don't want to pay for shoplifting, and that's 1897 01:50:46.640 --> 01:50:49.159 what we all eventually pay for shoplifting. 1898 01:50:49.920 --> 01:50:52.920 But I agree, even when you buy something like a 1899 01:50:53.039 --> 01:50:57.039 six pack of coke or of doctor pepper, they put 1900 01:50:57.119 --> 01:51:00.640 a little stamp on it to show that it's been 1901 01:51:01.840 --> 01:51:03.159 it was gone through the cashier. 1902 01:51:05.199 --> 01:51:09.720 Okay, I didn't know that they were taken. I like 1903 01:51:09.840 --> 01:51:13.600 the idea. I like the idea. Now, by the way, 1904 01:51:14.199 --> 01:51:17.319 you know, we had that woman on talking about age 1905 01:51:17.720 --> 01:51:23.039 elder abuse, right and I know that she really had 1906 01:51:23.079 --> 01:51:24.479 a lot of good things to say. I don't want 1907 01:51:24.479 --> 01:51:28.239 to make light of it, but there is a lot 1908 01:51:28.319 --> 01:51:32.600 of discrimination going on right now. Do you know that 1909 01:51:32.880 --> 01:51:38.720 there are people who are called this is truly Fortune 1910 01:51:38.760 --> 01:51:43.000 magazine did an article on this something called super aging. 1911 01:51:44.119 --> 01:51:47.600 Now that doesn't mean you age faster or you're super aging. 1912 01:51:48.039 --> 01:51:50.960 In fact, that's a stupid name to call them superagers, 1913 01:51:51.720 --> 01:51:58.119 but apparently their brains and subsequently, as a result of that, 1914 01:51:58.239 --> 01:52:01.239 they take better care of themselves, because the theory is 1915 01:52:01.920 --> 01:52:07.279 if you have a loss of cognitive abilities, your tendency 1916 01:52:07.359 --> 01:52:11.800 to self groom and stuff kind of falls by the waveside. 1917 01:52:12.720 --> 01:52:19.079 And people mention that with older people there seems to 1918 01:52:19.159 --> 01:52:28.720 be an increase in complaints about them from gym's, massage therapists, dentists, uh, 1919 01:52:29.319 --> 01:52:31.880 and people who deal with them on an everyday basis. Now, 1920 01:52:32.039 --> 01:52:35.199 I'm not trying to be nasty or mean, but Mark, 1921 01:52:35.279 --> 01:52:38.600 do you remember? Is Mark still there? By the way, 1922 01:52:38.600 --> 01:52:40.880 I can't say you about it? Do you remember the 1923 01:52:40.960 --> 01:52:44.600 one guy called up and he was pissed off that 1924 01:52:44.800 --> 01:52:49.920 the massage therapists refused as sage. I don't remember that, 1925 01:52:50.079 --> 01:52:52.960 but you know listen, and it was discrimination, he said, 1926 01:52:53.039 --> 01:52:57.199 age discrimination and they told him they finally when we 1927 01:52:57.439 --> 01:53:01.119 called them, said are well loud to talk? And he 1928 01:53:01.239 --> 01:53:04.199 said yes, I'll know you remember it because guess why 1929 01:53:04.880 --> 01:53:06.920 we invited him in to see if it was true. 1930 01:53:07.000 --> 01:53:09.119 And I wasn't there that day you were and you 1931 01:53:09.199 --> 01:53:12.159 were so pissed at me. Does that ring a bell? 1932 01:53:12.960 --> 01:53:14.119 Was he big and stinky? 1933 01:53:14.760 --> 01:53:15.000 Yes? 1934 01:53:16.720 --> 01:53:20.840 Yes, Now listen, here's what happened. They said, well, frankly, 1935 01:53:21.039 --> 01:53:22.920 it's his body odor. And they didn't know how to 1936 01:53:23.000 --> 01:53:27.479 tell him because and this is one of the things 1937 01:53:27.520 --> 01:53:30.720 in this super aging thing. I digress from that original article, 1938 01:53:30.800 --> 01:53:32.840 but in essence, Mark, do you remember that guy? So 1939 01:53:33.359 --> 01:53:35.960 he says, I don't smell blah blah blah, and they said, 1940 01:53:36.279 --> 01:53:39.359 they said it was so bad that other patrons complained 1941 01:53:40.000 --> 01:53:42.520 and they basically had to fumigate when he left. And 1942 01:53:42.680 --> 01:53:45.760 then the massage therapists, most of them refused to touch 1943 01:53:45.840 --> 01:53:48.600 the man. They didn't know why, but he was giving 1944 01:53:49.119 --> 01:53:52.039 off this odor. Some people do it because of where 1945 01:53:52.119 --> 01:53:54.800 they live and how they live, others because of their laundry, 1946 01:53:55.119 --> 01:53:59.720 other because of self grimmy. But we invited the guy in. Now, Mark, 1947 01:53:59.800 --> 01:54:01.479 I swear to you to this day. You think I 1948 01:54:01.560 --> 01:54:06.319 took off on purpose, but I didn't remember you. Were 1949 01:54:06.359 --> 01:54:08.119 you exaggerating when you told me. 1950 01:54:08.520 --> 01:54:10.760 I always get to crazy ones no matter how you 1951 01:54:10.840 --> 01:54:11.079 put it? 1952 01:54:11.199 --> 01:54:17.319 Man, I know, I know, but you But were you exaggerating? 1953 01:54:17.479 --> 01:54:20.199 Wasn't that bad? You said that the studio, I mean, 1954 01:54:20.319 --> 01:54:22.880 and the chair and everything. Oh, I'm sure he's stunk. Man, 1955 01:54:22.960 --> 01:54:25.560 I'm sure there's no doubt about it. Well, you were there. 1956 01:54:26.199 --> 01:54:29.039 It's like when you sent me out to uh, I 1957 01:54:29.039 --> 01:54:30.960 don't know the last four the. 1958 01:54:30.960 --> 01:54:32.199 Man was losing his house. 1959 01:54:32.279 --> 01:54:34.640 You never let me the best salute emergency and you 1960 01:54:34.760 --> 01:54:37.239 had to go right now, it's absolutely crazy and blah 1961 01:54:37.279 --> 01:54:38.359 blah blah blah. 1962 01:54:38.359 --> 01:54:41.560 I said, Mark, this guy's losing his house. This somebody, 1963 01:54:41.680 --> 01:54:46.439 the postman or something did something about him, was stealing 1964 01:54:46.560 --> 01:54:48.319 Stole's mail, then Stole's house. 1965 01:54:49.720 --> 01:54:52.800 And you went out there and they were just and crazy, 1966 01:54:53.399 --> 01:54:54.880 craziest people I ever met. 1967 01:54:55.319 --> 01:54:59.039 And not only that, but the husband had convinced the 1968 01:54:59.199 --> 01:55:02.520 woman the Yeah, they were both just nutty, buddy man, 1969 01:55:03.640 --> 01:55:05.840 but they were living in a They showed you stuff 1970 01:55:05.840 --> 01:55:08.039 that didn't even exist when you looked at it, you said. 1971 01:55:08.199 --> 01:55:10.319 Or a guy that was really hungry. This one was 1972 01:55:10.479 --> 01:55:13.479 within the last year. He called into the show. We 1973 01:55:13.560 --> 01:55:16.199 were both in studio and this guy said he had 1974 01:55:16.279 --> 01:55:19.359 nothing to eat and blah blah blah. So I hauled 1975 01:55:19.399 --> 01:55:21.720 ash down to a roar to bring him something to 1976 01:55:21.800 --> 01:55:25.399 eat or check out the situation and he had trash 1977 01:55:25.479 --> 01:55:29.079 and garbage stacked from the very floor to the ceiling, 1978 01:55:29.199 --> 01:55:32.479 and this little rat hole that you could see through 1979 01:55:32.560 --> 01:55:35.640 into his house, and the only food he wanted. In fact, 1980 01:55:36.000 --> 01:55:39.880 Jeff Vic from Kimmera Transmission ended up buying groceries for 1981 01:55:40.000 --> 01:55:42.640 the guy, and he rejected him because all he eats 1982 01:55:42.760 --> 01:55:43.760 is fast food. 1983 01:55:45.920 --> 01:55:49.359 Yeah. That it was a sorry story, I'll admit it, Joseph. 1984 01:55:50.880 --> 01:55:55.840 Are you being evicted Joseph, Yes, it's difficult to be 1985 01:55:55.920 --> 01:55:58.159 evicted nowadays. What are you being evicted for? 1986 01:55:58.880 --> 01:56:00.840 Well, I got a small story. 1987 01:56:01.359 --> 01:56:01.800 I'll tell you. 1988 01:56:01.920 --> 01:56:04.680 Go ahead, go ahead. I uh. 1989 01:56:06.560 --> 01:56:10.720 I left my job last year to retire, and I 1990 01:56:10.840 --> 01:56:13.680 got a pr Uh. I've been paying into it for 1991 01:56:13.840 --> 01:56:17.079 twelve years. You know a PR is right? Public? 1992 01:56:17.159 --> 01:56:18.720 No? I don't no. 1993 01:56:18.880 --> 01:56:21.439 What is it? Employees Retirement Association? 1994 01:56:21.680 --> 01:56:25.039 Oh you mean para para? Yes, okay, I knew what 1995 01:56:25.119 --> 01:56:28.319 para is. Yeah. Were you a teacher? No? No, I 1996 01:56:28.479 --> 01:56:32.239 was a maintenance Okay, Hold on a second. I'll come 1997 01:56:32.319 --> 01:56:34.119 right back to you. It sounds important. I don't want 1998 01:56:34.159 --> 01:56:36.640 to rush you. I gotta take a break. Also, this 1999 01:56:36.800 --> 01:56:38.880 other one on hold, please hang on, hold, will be 2000 01:56:39.000 --> 01:56:41.399 right there. I'm Tom Martine. Three oh three seven one 2001 01:56:41.520 --> 01:56:50.319 three talk seven one three eight two five five Go 2002 01:56:50.479 --> 01:56:54.039 with a sure thing Denver's best roofer Excel Roofing dot com. 2003 01:56:54.239 --> 01:56:59.880 You don't pay a cent until you're content. Time for 2004 01:57:00.039 --> 01:57:03.159 an insurance check up free, no obligation. In comparison, call 2005 01:57:03.319 --> 01:57:06.560 Compass Insurance paying too much your coverage at dozens of 2006 01:57:06.640 --> 01:57:09.600 insurance companies find out now three all three seven seven 2007 01:57:09.680 --> 01:57:12.439 one help. You'll think you're his only customer when you 2008 01:57:12.560 --> 01:57:14.960 choose Frank durand the real estate Man dot com to 2009 01:57:15.079 --> 01:57:18.239 list your home with Remax Alliance three all three nine 2010 01:57:18.319 --> 01:57:25.000 two zero sixteen twenty two. Hi Tom Martina here, Welcome 2011 01:57:25.079 --> 01:57:31.000 to the show. Let's talk to Joseph. He said that 2012 01:57:32.600 --> 01:57:37.920 he retired last year on para. Go ahead, Joseph continues, sir, yes, 2013 01:57:38.000 --> 01:57:38.600 and they sent. 2014 01:57:38.520 --> 01:57:39.800 Me fifty thousand dollars. 2015 01:57:40.000 --> 01:57:44.760 But how much I'm how much? Sixty thousand? Okay? So 2016 01:57:45.319 --> 01:57:48.640 I thought para was where you got monthly payments or 2017 01:57:48.720 --> 01:57:51.479 did you opt for a lump sum? A lump sum? 2018 01:57:52.319 --> 01:57:54.279 And did you put it into I hope you put 2019 01:57:54.279 --> 01:57:57.880 it into some kind of annuity for for UH for 2020 01:57:58.039 --> 01:57:59.239 lifetime income or not. 2021 01:57:59.760 --> 01:58:00.560 Well, I would have. 2022 01:58:00.720 --> 01:58:04.640 But here's what happened. I saw was down with forty 2023 01:58:04.680 --> 01:58:07.760 thousand after I paid my bills and my rent and 2024 01:58:08.159 --> 01:58:11.039 h I was on the internet one day and my 2025 01:58:11.399 --> 01:58:12.520 computer got locked up. 2026 01:58:14.439 --> 01:58:18.520 Call oh god, no, you lost your life savings, sir. 2027 01:58:19.479 --> 01:58:21.640 So they yeah, they had me send them my money. 2028 01:58:21.960 --> 01:58:23.960 They said there was a problem with my account. It 2029 01:58:24.079 --> 01:58:26.640 was a bell coat. They said there was a problem 2030 01:58:26.680 --> 01:58:27.239 with my account. 2031 01:58:27.319 --> 01:58:30.560 Joseph. But Joseph, this is honest to God, Joseph, this 2032 01:58:30.720 --> 01:58:35.439 is heartbreaking, the honest it is. It's heartbreaking. So you 2033 01:58:35.680 --> 01:58:38.560 paid your bills with twenty something and you had about 2034 01:58:38.640 --> 01:58:41.680 forty left and somebody tricked. How did they know you 2035 01:58:41.920 --> 01:58:45.079 had it? How did your computer get locked up? How 2036 01:58:45.119 --> 01:58:46.159 did all this happen? 2037 01:58:46.720 --> 01:58:50.359 I have no idea, but I gave a number card. 2038 01:58:51.600 --> 01:58:55.079 Well hold on, though it sounds too coincidental. How long 2039 01:58:55.319 --> 01:58:58.520 after your lump sum payment did this happen? 2040 01:58:59.359 --> 01:59:02.119 Oh it was a few months. This happened in February. 2041 01:59:03.319 --> 01:59:05.079 I retired in May of last year. 2042 01:59:05.720 --> 01:59:08.760 So I don't think they knew you had this money? 2043 01:59:08.880 --> 01:59:11.119 Did they? No, they didn't. I'm sure. 2044 01:59:11.359 --> 01:59:14.880 Tell me exactly what happened? This this we got to 2045 01:59:14.920 --> 01:59:18.920 put this warning out, Joseph. No, truly. I mean this sincerely. 2046 01:59:20.199 --> 01:59:24.680 It's heartbreaking. But God almighty, there are so many people 2047 01:59:24.880 --> 01:59:29.239 affected like this. There are so many elderly people are 2048 01:59:29.279 --> 01:59:31.399 old and I'm not saying you're that old. How old 2049 01:59:31.439 --> 01:59:36.319 are you? By the way? Oh god? Okay, So tell 2050 01:59:36.399 --> 01:59:39.920 me exactly what happened. You say your computer got locked up? 2051 01:59:40.439 --> 01:59:42.720 What were you amail? 2052 01:59:42.720 --> 01:59:45.920 I'm gonna call wait wait wait wait? How did they 2053 01:59:46.279 --> 01:59:50.319 How did they know to email you after your computer? 2054 01:59:51.520 --> 01:59:54.159 They didn't email me at first. They just they just 2055 01:59:54.279 --> 01:59:58.079 told me over the phone that somebody was taking money 2056 01:59:58.159 --> 02:00:01.239 on account and it was for child porn and the 2057 02:00:01.399 --> 02:00:02.600 FBI was investigating. 2058 02:00:03.159 --> 02:00:03.359 Oh. 2059 02:00:03.560 --> 02:00:05.319 I freaked out about the whole thing. 2060 02:00:05.600 --> 02:00:06.600 Oh my god. 2061 02:00:06.800 --> 02:00:11.560 And they sent me emails after that letterhead it looked 2062 02:00:11.840 --> 02:00:14.720 completely I had no idea. I listened to you all 2063 02:00:14.760 --> 02:00:15.399 the time, so I don't. 2064 02:00:15.520 --> 02:00:18.560 Okay, So Joseph, so hold on. So first you got 2065 02:00:18.640 --> 02:00:22.640 a phone call, then they told you to go online? 2066 02:00:23.640 --> 02:00:25.520 No, no, they didn't. Can't tell me to go online. 2067 02:00:25.680 --> 02:00:28.279 They said, withdraw my money and send it to them. 2068 02:00:29.520 --> 02:00:31.680 And what were what were they going to do with 2069 02:00:31.800 --> 02:00:32.279 your money? 2070 02:00:33.079 --> 02:00:36.279 They said they would keep it until the investigation was over, 2071 02:00:36.760 --> 02:00:37.760 and then they'd refund it. 2072 02:00:37.920 --> 02:00:40.920 Of course didn't, Joseph. Didn't that sound weird to you? 2073 02:00:41.840 --> 02:00:44.159 And if you didn't do it, why were you so nervous? 2074 02:00:44.840 --> 02:00:47.800 It did? But because I'd never been through anything like 2075 02:00:47.880 --> 02:00:49.399 that before. I don't do child porn. 2076 02:00:49.760 --> 02:00:51.600 Why didn't you call me, Joseph? 2077 02:00:52.359 --> 02:00:52.840 I should have? 2078 02:00:53.600 --> 02:00:55.520 I should have. There's a lot of should have. 2079 02:00:55.640 --> 02:00:58.640 All right, So what then? They said, you need to 2080 02:00:59.279 --> 02:01:01.359 you need to send them the money. So how did 2081 02:01:01.399 --> 02:01:02.520 you send them the money? 2082 02:01:03.199 --> 02:01:05.039 Did you close my account and send them money? So 2083 02:01:05.159 --> 02:01:07.720 I did, and of course they never responded after that. 2084 02:01:07.880 --> 02:01:12.880 How did you send them the money to ups? What 2085 02:01:13.000 --> 02:01:13.920 do you mean? Ups? 2086 02:01:15.399 --> 02:01:16.000 Not UPS? 2087 02:01:17.279 --> 02:01:17.439 Oh? 2088 02:01:18.039 --> 02:01:21.079 But the delivery x EPs? 2089 02:01:21.279 --> 02:01:21.359 Oh? 2090 02:01:21.479 --> 02:01:22.399 So you sent cash? 2091 02:01:22.560 --> 02:01:22.720 Right? 2092 02:01:23.399 --> 02:01:23.560 Yes? 2093 02:01:24.279 --> 02:01:28.640 Wait a minute, hold on, you sent forty thousand dollars 2094 02:01:28.720 --> 02:01:29.239 in cash? 2095 02:01:29.640 --> 02:01:33.239 I sent thirty eight thousand, Joseph, Joseph. 2096 02:01:33.600 --> 02:01:34.960 Were they one hundred dollars bills? 2097 02:01:35.880 --> 02:01:36.079 Yes? 2098 02:01:36.359 --> 02:01:39.960 I had no idea this was going on, Joseph, Joseph. 2099 02:01:40.399 --> 02:01:42.720 And how did you package up the cash? 2100 02:01:43.479 --> 02:01:46.199 They said, to wrap it up and foil and send 2101 02:01:46.239 --> 02:01:46.920 it EPs. 2102 02:01:47.760 --> 02:01:49.399 And none of this rang any bills. 2103 02:01:50.079 --> 02:01:52.880 I'm not really because I was nervous about the whole thing. 2104 02:01:53.800 --> 02:01:57.319 Well, I know, but that alone being nervous. For God's sakes, 2105 02:01:57.399 --> 02:01:59.000 you could have called me for advice. 2106 02:01:59.479 --> 02:02:01.920 Like you, porities are going to tell you to get cash, 2107 02:02:02.079 --> 02:02:04.079 wrap it up in tinfoil. 2108 02:02:03.880 --> 02:02:07.479 And send it to him. Come on, Joseph, I should have. 2109 02:02:07.520 --> 02:02:09.600 Called the bank, but they told me not to because 2110 02:02:09.640 --> 02:02:10.720 it was under investigation. 2111 02:02:11.000 --> 02:02:13.039 What's the bank got to do with it? You mean 2112 02:02:13.119 --> 02:02:15.560 when you withdrew the If he would have called his bank, 2113 02:02:15.600 --> 02:02:17.920 they would have told him it was a scam. When 2114 02:02:17.960 --> 02:02:20.359 you went to withdraw your money in cash, what did 2115 02:02:20.399 --> 02:02:21.000 they say to you? 2116 02:02:23.600 --> 02:02:24.479 They just gave it to me. 2117 02:02:24.680 --> 02:02:28.800 I thought, did they ask you what you wanted it for? No, 2118 02:02:31.479 --> 02:02:32.680 we got to do something, Toad. 2119 02:02:32.760 --> 02:02:34.359 I think you did at one point asked me and 2120 02:02:34.479 --> 02:02:36.760 I told him this for housing. 2121 02:02:37.720 --> 02:02:40.000 So you were you? You lied to them because you 2122 02:02:40.159 --> 02:02:43.399 thought it was part of the investigation. You shouldn't tell anyone. 2123 02:02:43.479 --> 02:02:45.560 You're gonna owe a ton of taxes on that. Just 2124 02:02:46.159 --> 02:02:49.680 as a side note, No, he already paid when he 2125 02:02:49.720 --> 02:02:50.520 got his lump sum. 2126 02:02:50.920 --> 02:02:57.800 Yeah, I paid taxes. But so I had enough money 2127 02:02:57.960 --> 02:03:01.760 to pay my rent. I'd say enough to say, I've 2128 02:03:01.760 --> 02:03:06.399 been til last June and then I just had no money. 2129 02:03:06.439 --> 02:03:08.920 I've been looking for a job. I fine found doing 2130 02:03:09.000 --> 02:03:09.840 I started on Friday. 2131 02:03:11.319 --> 02:03:15.439 Oh god, I am. So did you call authorities after 2132 02:03:15.520 --> 02:03:17.159 you realize you were scammed? Joseph? 2133 02:03:17.960 --> 02:03:20.039 I did. The FBI was looking at it, but I 2134 02:03:20.119 --> 02:03:22.000 haven't gotten back with the haven't gotten. 2135 02:03:21.840 --> 02:03:25.239 Back to the Joseph find it. 2136 02:03:25.319 --> 02:03:26.279 Where did you mail it to? 2137 02:03:27.640 --> 02:03:28.439 I don't remember. 2138 02:03:28.640 --> 02:03:30.359 No, it was it in the States? 2139 02:03:30.640 --> 02:03:31.840 Was it overseas? 2140 02:03:32.239 --> 02:03:33.359 I think it was California? 2141 02:03:33.680 --> 02:03:35.359 Okay, of course. 2142 02:03:36.399 --> 02:03:38.399 Well, I mean it's better than sending it to uh 2143 02:03:38.760 --> 02:03:42.800 someplace overseas where the FBI did you? But it was 2144 02:03:42.960 --> 02:03:46.199 just a mail draw I know, But who knows. Maybe 2145 02:03:46.199 --> 02:03:49.439 they what I'm saying was overseas to be zero chants? 2146 02:03:51.840 --> 02:03:53.960 Are they really looking into it at the FBI? 2147 02:03:54.079 --> 02:03:54.359 Do you know? 2148 02:03:55.000 --> 02:03:55.199 Guy? 2149 02:03:55.279 --> 02:03:56.039 That's what they said. 2150 02:03:56.840 --> 02:03:58.600 Do you have the name of somebody you can check 2151 02:03:58.680 --> 02:03:59.039 with on that? 2152 02:03:59.800 --> 02:04:03.359 No? I don't. I'll have to call them back exponentially 2153 02:04:04.119 --> 02:04:06.520 and find out. But I didn't get any full members 2154 02:04:06.600 --> 02:04:10.560 or any addresses. I didn't say that anyway, So I 2155 02:04:10.600 --> 02:04:12.960 don't know what I could do anyway. So I went 2156 02:04:13.000 --> 02:04:15.119 to court for an eviction and they said I had 2157 02:04:15.159 --> 02:04:19.680 to be out by Wednesday. And I have no family, 2158 02:04:20.359 --> 02:04:22.199 I have no friends. That are in a position to 2159 02:04:22.279 --> 02:04:28.520 deal with it. So basically I'll be homeless. This put 2160 02:04:28.560 --> 02:04:31.560 my credit cards behind, so there's always good in my bills, 2161 02:04:32.239 --> 02:04:35.039 but now they're behind and it tain't to my credit score, 2162 02:04:36.399 --> 02:04:37.520 so I can't get alone. 2163 02:04:39.520 --> 02:04:43.479 And so your call is you need help with the rent? Yeah, oh, 2164 02:04:43.560 --> 02:04:45.159 I need to tell them a backstory. 2165 02:04:45.800 --> 02:04:47.880 I need to know about resources. 2166 02:04:47.840 --> 02:04:48.560 That I know. 2167 02:04:49.079 --> 02:04:54.199 Hey, listen, man, listen seriously, when is this all happening? Joseph. 2168 02:04:55.159 --> 02:04:58.800 Well, I'll be evicted on Wednesday, So you have. 2169 02:04:59.000 --> 02:05:01.880 No income to this was all of your life savings. 2170 02:05:02.319 --> 02:05:04.399 Yeah, I've got a Social Security at the moment. 2171 02:05:05.079 --> 02:05:06.399 And how much is that a month? 2172 02:05:06.560 --> 02:05:07.800 That's one thousand dollars a month. 2173 02:05:08.159 --> 02:05:10.920 I didn't think you got social when you're on PARA. 2174 02:05:11.039 --> 02:05:14.479 Now you know, well I had jobs before that, so 2175 02:05:14.600 --> 02:05:17.520 I paid into it for a while. Okay, so we 2176 02:05:18.199 --> 02:05:19.960 only didn't pay into for like twelve years. 2177 02:05:20.000 --> 02:05:22.079 There's a max. So time to go to your point. 2178 02:05:22.880 --> 02:05:27.119 So hold on, now, how much is your rent every month? 2179 02:05:27.720 --> 02:05:34.760 Of sixteen hundred that includes utilities? So I'm behind or 2180 02:05:34.880 --> 02:05:39.720 five thousand point of dollars? Oh my god, because it's 2181 02:05:39.760 --> 02:05:47.239 another month now. So I called the Community Economic Defense 2182 02:05:47.319 --> 02:05:52.239 Projects it's sposed to help, but their applications are they 2183 02:05:52.319 --> 02:05:53.000 fell up quickly? 2184 02:05:53.520 --> 02:05:54.800 And why did you wait? 2185 02:05:54.920 --> 02:05:54.960 So? 2186 02:05:55.279 --> 02:05:59.439 Listen? When when did you? Joseph, there's so many things 2187 02:05:59.479 --> 02:06:02.239 you did wrong. How long ago did you realize you 2188 02:06:02.319 --> 02:06:04.680 were ripped off? When did this happen? 2189 02:06:05.239 --> 02:06:07.199 Monday? Money back in February? 2190 02:06:08.079 --> 02:06:11.239 This happened in February? Why are you just called? Okay? So, 2191 02:06:11.680 --> 02:06:13.640 when you knew you didn't have money to pay rent? 2192 02:06:13.680 --> 02:06:15.520 Why didn't you start calling people? 2193 02:06:15.640 --> 02:06:15.800 Then? 2194 02:06:16.520 --> 02:06:22.279 I did, but I just could get the money. I 2195 02:06:22.760 --> 02:06:26.039 tried it. I borrowed from friends. I had enough money 2196 02:06:26.079 --> 02:06:31.880 to pay rent until June. But I'm screwed and I'm 2197 02:06:31.960 --> 02:06:34.960 going to be evicted wednesday if I don't get any help. 2198 02:06:36.920 --> 02:06:38.640 Well, it's kind of a hell of a thing to 2199 02:06:38.720 --> 02:06:41.800 call last minute like this. I mean, you don't agree, 2200 02:06:42.199 --> 02:06:44.840 but let me ask you something. Even if you did 2201 02:06:44.920 --> 02:06:47.760 a GoFundMe or we tried to raise money for you, like, 2202 02:06:48.319 --> 02:06:50.159 what are you going to do from here on out? 2203 02:06:51.000 --> 02:06:54.239 Go with a sure thing Denver's Best roofer excel roofing 2204 02:06:54.319 --> 02:06:56.960 dot com. You don't pay a cent until you're content. 2205 02:07:00.359 --> 02:07:03.520 Time for an insurance checkup free, no obligation in comparison 2206 02:07:03.680 --> 02:07:07.199 call Compass insurance paying too much your coverage at dozens 2207 02:07:07.239 --> 02:07:09.960 of insurance companies. Find out now three all three seven 2208 02:07:10.079 --> 02:07:12.880 seven to one help You'll think you're his only customer 2209 02:07:12.920 --> 02:07:15.119 when you choose Frank durand the real estate Man dot 2210 02:07:15.199 --> 02:07:18.520 com to list your home with Remax Alliance three all 2211 02:07:18.560 --> 02:07:25.119 three nine two zero sixteen twenty two one Clear Choice 2212 02:07:25.159 --> 02:07:28.359 Garage Doors by the way, if you want anything to 2213 02:07:28.399 --> 02:07:31.520 do with your garage door to be fixed or serviced 2214 02:07:31.920 --> 02:07:35.760 or the opener one Clear choice Doors dot com the 2215 02:07:35.840 --> 02:07:38.800 best company I know twenty four to seven service for 2216 02:07:38.880 --> 02:07:41.319 emergencies if you can't get your door closed at night 2217 02:07:41.439 --> 02:07:45.640 or whatever. Seven to zero three seven zero thirty nine 2218 02:07:45.680 --> 02:07:48.760 eighty seven seven two zero three zero thirty nine eighty 2219 02:07:48.840 --> 02:07:51.720 seven one clear choice doores dot com where all of 2220 02:07:51.800 --> 02:07:55.319 their prices are fully disclosed and right now. By the way, 2221 02:07:55.319 --> 02:07:57.880 there are a lot of big companies buying out smaller companies, 2222 02:07:57.960 --> 02:08:00.520 and what you think is a small company no longer 2223 02:08:00.520 --> 02:08:03.479 a small company. Just so you know, Hey, by the way, 2224 02:08:05.560 --> 02:08:07.600 a lot of people are saying they think this is 2225 02:08:07.640 --> 02:08:10.600 a fake call. Okay, my YouTube basing the guy is 2226 02:08:10.840 --> 02:08:14.239 totally bamboo. Just wait, just wait, let me let me 2227 02:08:14.359 --> 02:08:19.640 explain this to those tuning in. Joseph said he got 2228 02:08:19.680 --> 02:08:25.520 a call saying that his bank account was compromised and 2229 02:08:25.720 --> 02:08:31.079 that money was being withdrawn for pornography child pornography and 2230 02:08:31.279 --> 02:08:35.399 charges were being pursued and an investigation was on and 2231 02:08:35.520 --> 02:08:39.600 he had to withdraw money from his account and he 2232 02:08:39.840 --> 02:08:41.960 had to send it to them. So they said they 2233 02:08:42.000 --> 02:08:47.159 would email him. So he said he went to his 2234 02:08:47.399 --> 02:08:51.319 bank and had to withdraw the remaining balance of his 2235 02:08:51.680 --> 02:08:57.079 para retirement, which was thirty eight thousand dollars. They told 2236 02:08:57.159 --> 02:09:00.439 them to wrap it in foil and to send it 2237 02:09:00.520 --> 02:09:04.600 to ups to them. He doesn't remember the address, but 2238 02:09:04.880 --> 02:09:08.279 all of his money's gone. This happened back in February. 2239 02:09:08.399 --> 02:09:11.840 He's five six hundred dollars behind in rent. He's being 2240 02:09:11.880 --> 02:09:15.920 evicted Wednesday. He's going to be homeless. He gets a 2241 02:09:16.000 --> 02:09:18.399 thousand dollars a month social Security because he worked a 2242 02:09:18.439 --> 02:09:21.359 little beyond para. Para was for his maintenance work at 2243 02:09:21.399 --> 02:09:24.800 a school. So I want to ask a few questions 2244 02:09:24.840 --> 02:09:27.800 because Joseph, so many people and I just want you 2245 02:09:27.920 --> 02:09:30.840 to know this. There are a lot of skeptical people 2246 02:09:30.880 --> 02:09:33.239 when they hear stories like this and they think, well, 2247 02:09:33.279 --> 02:09:36.239 this guy's just looking for money, and he's maybe thinking 2248 02:09:36.359 --> 02:09:39.000 Tom has a soft spot. Even Mark thought I was 2249 02:09:39.079 --> 02:09:41.479 falling for it, and I was. I guess because I 2250 02:09:41.560 --> 02:09:44.000 didn't even think for a minute it was fake. I didn't. 2251 02:09:44.359 --> 02:09:48.359 Maybe I should have. I want to ask a few questions. Okay, Joseph, 2252 02:09:48.560 --> 02:09:49.039 are you there? 2253 02:09:49.760 --> 02:09:53.239 Yes, and it isn't fake. He actually call I live 2254 02:09:53.319 --> 02:09:59.840 in the Odyssey Apartment's important, you can call Hey, listen, Joseph. 2255 02:10:00.039 --> 02:10:04.479 Joseph, Joseph. I'm not doubting that you are getting evicted 2256 02:10:05.039 --> 02:10:08.039 or you're behind on rent. But I want to ask 2257 02:10:08.079 --> 02:10:09.720 if you could do a couple of things for us. 2258 02:10:10.880 --> 02:10:11.199 What's that? 2259 02:10:12.399 --> 02:10:18.920 Could you send us copies or a photograph picture with 2260 02:10:19.039 --> 02:10:24.079 your cell phone of your license, your driver's license. Okay, 2261 02:10:24.119 --> 02:10:25.960 I want to see the front of your driver's license 2262 02:10:26.039 --> 02:10:28.520 with your name, your date of birth and all. Then 2263 02:10:28.560 --> 02:10:33.000 I want a picture of your bank statement where the 2264 02:10:33.079 --> 02:10:36.640 money was withdrawn, where the money was withdrawn in cash. 2265 02:10:37.399 --> 02:10:41.079 I don't show you that, but you can go get it. Well, 2266 02:10:41.079 --> 02:10:44.319 I probably did, Joseph. If I don't have that, I 2267 02:10:44.439 --> 02:10:47.199 have nothing. Here's what I want to know. Did they 2268 02:10:47.279 --> 02:10:49.439 make you fill out a form at the bank for 2269 02:10:49.560 --> 02:10:58.000 taking out more than ten thousand dollars in cash? No, okay, yes, right, 2270 02:10:58.359 --> 02:11:02.239 that's the wrong answer. Did they they let you take 2271 02:11:02.319 --> 02:11:05.760 out thirty eight thousand dollars in cash? How did they 2272 02:11:05.840 --> 02:11:07.560 give that to you? And what denomination? 2273 02:11:07.720 --> 02:11:07.840 Well? 2274 02:11:07.920 --> 02:11:13.840 I got it ten thousand dollars at a time, and 2275 02:11:14.000 --> 02:11:14.720 how many times? 2276 02:11:14.760 --> 02:11:17.079 Once again? Time? It's still easy. Just show us the 2277 02:11:17.159 --> 02:11:21.119 bank records, that's all. Yeah, you do have bank statements? 2278 02:11:21.199 --> 02:11:22.079 Or are they online? 2279 02:11:23.600 --> 02:11:24.960 I'd have to go to the bank get them, but 2280 02:11:25.119 --> 02:11:25.720 not online? 2281 02:11:27.239 --> 02:11:28.079 What bank is it? 2282 02:11:29.439 --> 02:11:31.399 Donco? Don't go credit Union. 2283 02:11:32.399 --> 02:11:36.720 And Belco, I guess doesn't have an online presence. I 2284 02:11:36.800 --> 02:11:41.439 think they do. Well, I have a check, Joseph. I 2285 02:11:41.560 --> 02:11:44.239 need some proof that this happened before we start going 2286 02:11:44.279 --> 02:11:47.159 to bad for you. Even then, I can't. I can't 2287 02:11:47.239 --> 02:11:49.720 promise you we're going to restore your money, but as 2288 02:11:49.760 --> 02:11:50.319 sure as hell. 2289 02:11:50.439 --> 02:11:50.479 No. 2290 02:11:50.800 --> 02:11:54.199 And then you put in a police report, right, yes? 2291 02:11:55.079 --> 02:11:56.239 Do you have a police report? 2292 02:11:56.640 --> 02:11:58.239 Not a police report? I called the FBI. 2293 02:11:59.399 --> 02:12:00.920 Can you get a case number for us? 2294 02:12:01.840 --> 02:12:01.960 Uh? 2295 02:12:02.159 --> 02:12:06.760 Maybe I'll try, Joseph. 2296 02:12:06.840 --> 02:12:07.720 Are you on drugs? 2297 02:12:08.600 --> 02:12:08.640 No? 2298 02:12:09.159 --> 02:12:13.000 Not at all. Why Why would you ask that? 2299 02:12:14.039 --> 02:12:16.279 Because drug addicts are very creative? 2300 02:12:17.079 --> 02:12:18.479 Well, I'm not being created. 2301 02:12:18.560 --> 02:12:18.880 I don't. 2302 02:12:19.039 --> 02:12:20.760 I don't want to be evicted. 2303 02:12:20.600 --> 02:12:23.680 Joseph, I don't. I'm not telling you that you're a liar. 2304 02:12:23.720 --> 02:12:26.199 I'm not. I'm just telling you that a lot of 2305 02:12:26.279 --> 02:12:30.640 people listening really do not believe this story. Mark, Are 2306 02:12:30.680 --> 02:12:32.359 you one of them? Be honest? Do you? Because I 2307 02:12:32.399 --> 02:12:35.359 don't know yet, I don't know. What do you think? 2308 02:12:36.000 --> 02:12:38.800 I think the guy is getting evicted, like I said, 2309 02:12:38.880 --> 02:12:41.760 But I do not think he wrapped up thirty eight 2310 02:12:41.960 --> 02:12:45.720 thousand dollars in tinfoil mailed it to an address he 2311 02:12:45.920 --> 02:12:49.159 no longer has. I assume he doesn't have a tracking number, 2312 02:12:49.399 --> 02:12:52.279 he has zero bank records of it, and he can't 2313 02:12:52.319 --> 02:12:55.880 log onto Belco Credit Union to get him. So I 2314 02:12:55.880 --> 02:12:57.439 don't believe a damn word of that part. 2315 02:12:58.279 --> 02:13:01.279 Let me ask you something, Joseph. Were you why wouldn't 2316 02:13:01.319 --> 02:13:03.279 you keep track of the address you sent it to? 2317 02:13:04.159 --> 02:13:04.960 I just didn't. 2318 02:13:06.119 --> 02:13:08.079 But how were you going to get your money back? 2319 02:13:08.359 --> 02:13:08.560 Do you? 2320 02:13:08.840 --> 02:13:13.239 Did you really believe sending cash like that was gonna 2321 02:13:13.239 --> 02:13:14.199 get you money back? 2322 02:13:15.199 --> 02:13:16.760 And they was going to get they were gonna They 2323 02:13:16.800 --> 02:13:18.640 told me they were gonna send my money back as 2324 02:13:18.680 --> 02:13:20.159 soon as the investigation was over. 2325 02:13:22.279 --> 02:13:25.319 Who were you when you called the FBI. They didn't 2326 02:13:25.359 --> 02:13:28.960 give you either a case officer or a case number. 2327 02:13:29.239 --> 02:13:32.600 How are you supposed to contact the FBI and find 2328 02:13:32.680 --> 02:13:35.720 out if they're doing anything if you don't dog a doc. 2329 02:13:37.319 --> 02:13:39.880 I know what you're saying. In other words, who's working 2330 02:13:39.960 --> 02:13:43.439 on your investigation right now? Joseph, I don't know. 2331 02:13:43.880 --> 02:13:45.960 I have no idea. They didn't tell me. They didn't 2332 02:13:45.960 --> 02:13:48.079 give me a case number. They just took the information. 2333 02:13:48.319 --> 02:13:51.960 Hey, Joseph, okay, and you don't know the address. Do 2334 02:13:52.079 --> 02:13:54.880 you have a receipt from UPS or anything like where 2335 02:13:54.920 --> 02:13:57.920 they ship from the shipping You didn't keep a copy 2336 02:13:57.960 --> 02:13:59.640 of the shipping label, No. 2337 02:13:59.760 --> 02:14:02.880 I because I thought it was all legit. I didn't 2338 02:14:02.920 --> 02:14:07.319 save anything. Oh my god, I'm not lying to you, Tom. 2339 02:14:07.920 --> 02:14:14.960 It's absolutely positive truth. I was calling you to see 2340 02:14:15.000 --> 02:14:17.920 if he had any resources that I could deal with. 2341 02:14:18.000 --> 02:14:21.359 Well, I'm thinking. I'm thinking, Joseph, including trying to raise 2342 02:14:21.399 --> 02:14:23.720 money to help you. But I got to tell you something, man, 2343 02:14:24.520 --> 02:14:26.920 I can't be doing it unless I get some proof. 2344 02:14:27.039 --> 02:14:29.159 Honest to god, I got to get some proof. And 2345 02:14:29.239 --> 02:14:31.399 I don't want you scrambling by the way to get proof, 2346 02:14:31.479 --> 02:14:33.560 to think to think that all of a sudden, we're 2347 02:14:33.560 --> 02:14:35.359 going to write you a check. I mean, I'm gonna 2348 02:14:35.399 --> 02:14:39.159 try like hell to it. But but listen, man, I 2349 02:14:39.279 --> 02:14:42.640 gotta have some kind of proof on this. This does 2350 02:14:42.720 --> 02:14:45.720 break my heart the story. But a lot of people saying, oh, I. 2351 02:14:45.760 --> 02:14:47.439 Didn't call to get any money from me. I called 2352 02:14:47.439 --> 02:14:48.600 to see if I get resources. 2353 02:14:48.960 --> 02:14:54.840 Well, what what are resources, sir? What are resources? Resources? Well? 2354 02:14:55.439 --> 02:14:58.439 Is somebody going to magically tell your landlord not to 2355 02:14:58.520 --> 02:15:01.239 evict you. They're going to want some money. I know that. 2356 02:15:01.479 --> 02:15:03.640 That's why I'm trying to get it. With the Community 2357 02:15:03.720 --> 02:15:05.319 Economic Defense budget. 2358 02:15:05.199 --> 02:15:07.439 Was supposed to, I don't even understand what that means. 2359 02:15:07.479 --> 02:15:09.319 You think they just give out money to people who 2360 02:15:09.319 --> 02:15:13.279 have been ripped off. I wish there was such a place. Well, 2361 02:15:13.319 --> 02:15:14.920 actually I don't know if I do. 2362 02:15:15.119 --> 02:15:20.920 I mean, what's that they help renters pay? 2363 02:15:22.000 --> 02:15:25.399 And doc? Can you look into that organization he's talking about. 2364 02:15:25.640 --> 02:15:28.119 I want to get your contact information, and I want 2365 02:15:28.159 --> 02:15:31.399 you to call us back tomorrow. I gotta take this break. 2366 02:15:31.479 --> 02:15:34.000 You got to call me back, bro, I'm serious. You 2367 02:15:34.079 --> 02:15:35.520 got to get us Sam Bank statement. 2368 02:15:35.640 --> 02:15:35.800 Man. 2369 02:15:36.079 --> 02:15:40.760 Please, we're not kissing this off, Kashina. Get us contact information. 2370 02:15:40.880 --> 02:15:43.800 We have more coming up. Go with a sure thing 2371 02:15:43.960 --> 02:15:47.279 Denver's Best roofer Excel Roofing dot com. You don't pay 2372 02:15:47.279 --> 02:15:53.920 a cent until you're content. Time for an insurance checkup free, 2373 02:15:54.039 --> 02:15:57.720 no obligation. In comparison, call Compass Insurance. Pay too much 2374 02:15:57.880 --> 02:16:00.800 your coverage at dozens of insurance companies find out now 2375 02:16:00.920 --> 02:16:03.359 three all three seven seven to one help. You'll think 2376 02:16:03.439 --> 02:16:06.000 you're his only customer when you choose Frank durand the 2377 02:16:06.039 --> 02:16:08.680 real estate Man dot com to list your home with 2378 02:16:08.800 --> 02:16:12.319 Remax Alliance three all three nine two zero sixteen twenty two. 2379 02:16:14.640 --> 02:16:16.479 Do you know here, Steve, you have a comment on 2380 02:16:16.600 --> 02:16:19.119 that situation? What do you think about it? 2381 02:16:19.239 --> 02:16:22.680 Yeah, well I can tell you I've had an account 2382 02:16:22.720 --> 02:16:26.199 with Belco since nineteen seventy four and they currently have 2383 02:16:26.359 --> 02:16:30.079 all kinds of online services bill pay, you know, so 2384 02:16:30.239 --> 02:16:33.079 you can get your you know, see your bill all that. 2385 02:16:33.399 --> 02:16:36.479 So, but he could be just that stupid. I hate 2386 02:16:36.520 --> 02:16:39.159 to use him computer savvy, so that would you know? 2387 02:16:39.280 --> 02:16:41.000 That's fine, It's it's possible. 2388 02:16:41.040 --> 02:16:44.959 I'm just saying that, you know, a little far fetched, and. 2389 02:16:45.760 --> 02:16:47.479 Well do you believe let me ask you, did this 2390 02:16:47.559 --> 02:16:49.280 story sound unbelievable to you? 2391 02:16:51.360 --> 02:16:54.319 I didn't hear all of it. I was working outside 2392 02:16:54.360 --> 02:16:54.719 and came in. 2393 02:16:54.840 --> 02:16:58.000 You know, I think, I think here's one tendency we 2394 02:16:58.159 --> 02:17:02.000 do have. So sometimes if we think it's not true, 2395 02:17:02.040 --> 02:17:05.200 it makes us feel better because it sounds so horrendous. 2396 02:17:05.799 --> 02:17:08.360 I mean, I know, we would like to believe it's 2397 02:17:08.440 --> 02:17:14.000 not true. But he said, these guys said there was 2398 02:17:14.040 --> 02:17:16.879 a scam going on with his bank account withdrawing money 2399 02:17:16.920 --> 02:17:20.479 for porn, and he had to send his money to them. 2400 02:17:20.840 --> 02:17:22.479 He had to send the money to them until the 2401 02:17:22.559 --> 02:17:26.440 investigation was over. But my god, he said, he listens 2402 02:17:26.440 --> 02:17:30.479 to my show all the time, yet he packed up cash. Yeah, 2403 02:17:30.600 --> 02:17:35.079 thirty eight thousand raps fool and sent to ups. And anyway, 2404 02:17:35.120 --> 02:17:38.040 we're out of time. Don't forget three all three Martino 2405 02:17:38.159 --> 02:17:40.440 people twenty four to seven. I'd like to hear about 2406 02:17:40.479 --> 02:17:43.479 this too. We're gonna revisit it tomorrow plus more. I'm 2407 02:17:43.559 --> 02:17:46.840 Tom Martino. That's three all three, six, two seven, eight 2408 02:17:46.920 --> 02:17:47.719 four sixty six.