WEBVTT 1 00:00:00.560 --> 00:00:05.839 Yeah, ripped. 2 00:00:09.519 --> 00:00:10.640 That you don't have. 3 00:00:12.800 --> 00:00:17.039 Come running just as fast as we can. Shoot is 4 00:00:17.120 --> 00:00:18.719 gonna help come. 5 00:00:19.960 --> 00:00:26.160 Dix is the Troubleshooter Show. No Tom Martino, Hey, hey 6 00:00:26.239 --> 00:00:26.960 Tom Martino. 7 00:00:27.079 --> 00:00:30.320 Here solving problems, answering questions, taking the bites, making your 8 00:00:30.359 --> 00:00:33.280 life just a little easier. I'll bring up my peeps 9 00:00:33.320 --> 00:00:39.960 in the studio and hello, guys, we are here solving problems. 10 00:00:39.960 --> 00:00:40.719 Stays car Day. 11 00:00:40.719 --> 00:00:45.079 By the way, you'll see some pretty people and you'll 12 00:00:45.079 --> 00:00:50.280 see some ugly people. Yes, anyway, there's the pretty person 13 00:00:50.359 --> 00:00:54.079 right there. Okay, so we have sus concentrate on her. 14 00:00:54.119 --> 00:00:56.520 Ignore that bald guy, Kevin Calkin. By the way, I'm 15 00:00:56.560 --> 00:00:58.479 just talking to people who are streaming. And if you 16 00:00:58.479 --> 00:01:01.159 don't stream, it'd be happy. It'd be fun. If you 17 00:01:01.200 --> 00:01:03.640 download SCAIS, you'll love what you see. We have a 18 00:01:03.640 --> 00:01:06.159 show within the show, but we're on khow of course, 19 00:01:06.719 --> 00:01:09.280 our mothership, and then we have Cardy in the springs 20 00:01:09.560 --> 00:01:13.359 and the iHeartRadio app people from all over the country. Welcome, Welcome, welcome, Hey, 21 00:01:13.480 --> 00:01:15.840 let us know where you're listening from when you download 22 00:01:15.879 --> 00:01:17.640 and listen. We love that and we're going to go 23 00:01:17.719 --> 00:01:19.959 right to the phones and try to solve your problems, 24 00:01:20.000 --> 00:01:22.799 answer your questions, take your complaints, as we've been doing 25 00:01:22.840 --> 00:01:25.359 for forty five years. So let's go right to the phones. 26 00:01:26.120 --> 00:01:32.959 We have Tarzan. Okay, an issue with the sale of 27 00:01:32.959 --> 00:01:35.239 a home. Now, did Mark take this call in my absence? 28 00:01:35.319 --> 00:01:37.719 Yeah, this one's crazy, man, So check it out and 29 00:01:37.760 --> 00:01:40.680 then look at Mark explain it. I got the notes here, 30 00:01:41.079 --> 00:01:44.359 go ahead, we'll get Brad O'Brien up. But here's the 31 00:01:44.400 --> 00:01:47.400 bottom line, man. This guy went to closing last Friday. 32 00:01:47.439 --> 00:01:50.159 He was selling a house, a private he was doing 33 00:01:50.200 --> 00:01:52.519 it on his own without a real estate person, right, yeah, 34 00:01:52.519 --> 00:01:55.319 no real estate. But they hired a title company to 35 00:01:55.359 --> 00:02:00.560 do everything. So the lender from the buyer, the money 36 00:02:00.640 --> 00:02:03.000 was transferred to the title company and that's where the 37 00:02:03.040 --> 00:02:06.840 money was or is not sure. So then what happens 38 00:02:06.920 --> 00:02:11.639 is it's all done, the closing's done. They actually hand 39 00:02:11.680 --> 00:02:14.199 the lady the keys and that's it. 40 00:02:14.199 --> 00:02:17.840 It's over. He leaves, they and they said, and they said, because. 41 00:02:17.520 --> 00:02:19.719 It was four thirty on a Friday, he'd have to 42 00:02:19.759 --> 00:02:22.120 wait to get the money. 43 00:02:22.240 --> 00:02:22.719 That's right. 44 00:02:22.879 --> 00:02:25.800 So what happened, okay, is they said it would be 45 00:02:25.840 --> 00:02:28.680 their Tuesday because of Martin Luther King on Monday and 46 00:02:28.719 --> 00:02:33.080 after four thirty on Friday. Bottom line was on Tuesday, 47 00:02:33.439 --> 00:02:37.479 he gets an email and that basically says, Hey, the 48 00:02:37.599 --> 00:02:41.120 lender doesn't want anything to do with this, so we're 49 00:02:41.520 --> 00:02:44.639 being instructed by the lender to wire the money back 50 00:02:44.680 --> 00:02:47.639 to us. So the title company is acting like it 51 00:02:48.120 --> 00:02:50.240 never closed. I've never heard anything. 52 00:02:50.280 --> 00:02:53.520 Now, hold on, hold on a second, right now, though, 53 00:02:54.120 --> 00:02:58.120 If the reason the lender renegged on the loan was 54 00:02:58.199 --> 00:03:00.599 because the pipes froze, is that what happened, Well, what 55 00:03:00.800 --> 00:03:03.280 happened after she took possession of the house. 56 00:03:03.319 --> 00:03:06.039 She went over to the house. The pipes froze, but 57 00:03:06.080 --> 00:03:09.360 it didn't matter. The water was off, and it doesn't 58 00:03:09.360 --> 00:03:11.439 even matter it was her house at that point. 59 00:03:11.719 --> 00:03:13.280 None of that matters. No, I get it. 60 00:03:13.479 --> 00:03:17.039 I get is that Mark, I get it? But is 61 00:03:17.080 --> 00:03:22.680 that the reason? Is that the reason the lender gave Well, no. 62 00:03:22.520 --> 00:03:25.919 They lender didn't give any information to anybody. The lender 63 00:03:26.039 --> 00:03:28.400 just said, we don't want any we want our money back. 64 00:03:28.439 --> 00:03:30.000 But the thing already. 65 00:03:29.680 --> 00:03:35.080 Clait Okay, lender now says, we're. 66 00:03:34.879 --> 00:03:39.599 Not asking to actually ask ask the caller. Okay, we're 67 00:03:39.639 --> 00:03:45.319 gonna go to the caller. So Tarzan did the lender did. 68 00:03:45.360 --> 00:03:50.680 The lender basically say we were not funding any longer. 69 00:03:51.919 --> 00:03:55.840 So Mark's got it mostly right, so almost all the 70 00:03:55.840 --> 00:03:58.840 way there. So they based Okay, email on Friday and 71 00:03:58.879 --> 00:04:03.240 say they say you were closed, you know, congrat whatever 72 00:04:03.280 --> 00:04:06.000 that email says. But because it's four point thirty on 73 00:04:06.000 --> 00:04:07.719 a Friday, and. 74 00:04:07.879 --> 00:04:09.639 I get it, we went all through that. Let's go 75 00:04:09.680 --> 00:04:12.039 to new stuff. Let's get to new stuff. Go ahead. 76 00:04:12.039 --> 00:04:16.000 So so what so between those between those three days, 77 00:04:16.480 --> 00:04:19.560 she comes over the pipes are frozen, and then she 78 00:04:19.800 --> 00:04:24.079 freaks out and so she she the buyer wants to 79 00:04:24.120 --> 00:04:26.480 back out, and so she I don't. 80 00:04:26.279 --> 00:04:26.959 Okay, I don't know. 81 00:04:27.000 --> 00:04:29.079 Well the lender, hold on, let me get this straight. 82 00:04:29.079 --> 00:04:32.399 Then what what must have happened? What must have happened? 83 00:04:32.439 --> 00:04:38.399 Tarzan is the buyer, the buyer renegged on the loan, 84 00:04:38.480 --> 00:04:41.480 and the lender said, we're not funding because the buyer 85 00:04:41.560 --> 00:04:48.279 has three day right to rescind. Okay, okay, So you 86 00:04:48.319 --> 00:04:49.959 have a problem. 87 00:04:50.240 --> 00:04:52.120 You have liquidated. 88 00:04:51.480 --> 00:04:57.519 Damages or you have specific performance depending on the contract. 89 00:04:57.720 --> 00:05:00.240 But since you did this alone, I have I have 90 00:05:00.279 --> 00:05:02.879 no idea what your contract says. 91 00:05:03.319 --> 00:05:04.439 You did this on your own? 92 00:05:04.519 --> 00:05:04.720 Is this? 93 00:05:05.040 --> 00:05:06.959 Did anyone help you with the contract. 94 00:05:08.680 --> 00:05:12.399 Neither the buyer nor seller had a real estate agent. 95 00:05:13.920 --> 00:05:16.199 I understand that. Who wrote up the contract? 96 00:05:16.199 --> 00:05:16.439 Bro? 97 00:05:18.480 --> 00:05:21.120 Well, I mean I'm sure the title company. 98 00:05:20.800 --> 00:05:22.279 The title company just handled it. 99 00:05:22.360 --> 00:05:22.600 Joe. 100 00:05:22.680 --> 00:05:23.680 No, the title company. 101 00:05:23.800 --> 00:05:28.000 No, the title company does not represent you. Who made 102 00:05:28.279 --> 00:05:31.120 the offer and accepted and the contract? 103 00:05:31.279 --> 00:05:32.879 The title company doesn't do that. 104 00:05:36.439 --> 00:05:37.639 Who made the offer? 105 00:05:39.480 --> 00:05:42.240 Listen, bro hold on you you listed your home? How 106 00:05:42.319 --> 00:05:43.240 did you list your home? 107 00:05:45.680 --> 00:05:48.399 He had, the answer is, he's got a buddy that's 108 00:05:48.439 --> 00:05:50.800 a real tour who acted as a seller's agent. 109 00:05:52.160 --> 00:05:53.519 Okay, that's exactly now. 110 00:05:54.399 --> 00:05:56.839 Okay, So he came up with the content. Do you 111 00:05:57.120 --> 00:06:01.800 have a copy of that? Con track that and offer 112 00:06:02.040 --> 00:06:02.920 an acceptance? 113 00:06:04.879 --> 00:06:06.879 I don't on me, but I bet I can get it. 114 00:06:08.000 --> 00:06:09.839 Well, we can't help you unless you do. 115 00:06:12.120 --> 00:06:13.920 Okay, Well, let me see it then we can. 116 00:06:13.720 --> 00:06:16.319 Have Then we can have Brad O'Brien wigh in on it. 117 00:06:18.160 --> 00:06:22.680 I think, how do you possibly go to a closing? 118 00:06:22.759 --> 00:06:26.079 Let's forget about his case. I have bought numerous properties. 119 00:06:26.120 --> 00:06:29.680 You have bought numerous properties. The money generally gets wired 120 00:06:29.720 --> 00:06:32.639 that day. How how three or four days lay? 121 00:06:32.759 --> 00:06:35.199 It doesn't No, Mark, it doesn't. 122 00:06:35.560 --> 00:06:35.720 Here. 123 00:06:35.839 --> 00:06:36.839 Let me explain this to you. 124 00:06:37.240 --> 00:06:40.240 We assume it does because ninety nine point nine percent 125 00:06:40.240 --> 00:06:43.560 of the time there is no recession. People have a 126 00:06:43.639 --> 00:06:47.000 right to rescind on every loan when the primary residence 127 00:06:47.079 --> 00:06:51.279 is at stake. Every single loan, there's a three day 128 00:06:51.360 --> 00:06:56.360 right to rescind. Now, let me explain this just it 129 00:06:56.480 --> 00:06:57.920 was just Please let me explain. 130 00:06:58.240 --> 00:07:00.879 Please, let me explain. 131 00:07:01.720 --> 00:07:04.319 Whether it was three days or five days or two 132 00:07:04.399 --> 00:07:08.439 days is a separate argument. The buyer said to the lender, 133 00:07:09.360 --> 00:07:11.680 I no longer want to do the loan. 134 00:07:12.199 --> 00:07:15.920 If the lender felt the buyer had a right. 135 00:07:15.720 --> 00:07:21.199 To rescind, the lender let them rescind. Now the lender 136 00:07:21.240 --> 00:07:26.040 may say, you know what, they're technically beyond the three days, 137 00:07:26.360 --> 00:07:29.000 but we don't want to be left out to dry, 138 00:07:29.079 --> 00:07:31.480 so we're going to let them rescind it. Anyway, that 139 00:07:31.639 --> 00:07:36.000 is a totally separate issue that you have to deal with. 140 00:07:36.279 --> 00:07:38.639 But I'm going to talk to Brad O'Brien now, who 141 00:07:38.759 --> 00:07:39.319 is the expert. 142 00:07:39.360 --> 00:07:40.879 I'm not the X. I mean I. 143 00:07:40.920 --> 00:07:45.879 Purchased numerous properties, numerous more than any probably person listening. 144 00:07:45.920 --> 00:07:50.199 But here's the bottom line. That doesn't matter. What matters 145 00:07:50.319 --> 00:07:54.399 is your bysell agreement. Your contract, your liquidated losses or 146 00:07:54.439 --> 00:07:58.279 specific performance, and on and on and on. Brad O'Brien, 147 00:07:58.319 --> 00:07:59.800 I don't know if you heard the case, but bottom 148 00:07:59.800 --> 00:08:02.639 line is this, this is It is very simple. They 149 00:08:02.680 --> 00:08:07.639 closed on a Friday afternoon, the buyer backed out after 150 00:08:07.680 --> 00:08:12.399 the weekend, pipes froze, the buyer rescinded on the on 151 00:08:12.519 --> 00:08:16.879 the loan, and the lender says we're not funding go ahead. 152 00:08:17.000 --> 00:08:18.000 How do you weigh in on this? 153 00:08:18.120 --> 00:08:21.120 Brad Well Tom As a relatate attorney, I do help 154 00:08:21.319 --> 00:08:24.680 clients with these situations of bridge a contract, sailed closings, 155 00:08:24.759 --> 00:08:26.800 and sometimes you turn into earnestly. 156 00:08:27.399 --> 00:08:29.839 So this is with then what do I do? 157 00:08:30.959 --> 00:08:31.079 So? 158 00:08:31.480 --> 00:08:34.240 First of all, there there is no right recision on 159 00:08:34.279 --> 00:08:35.120 a purchase and sale. 160 00:08:35.360 --> 00:08:36.559 It's a it's a refine. 161 00:08:36.559 --> 00:08:39.679 Okay, it's only on a refy. It's only on a refy. 162 00:08:39.840 --> 00:08:41.200 Is that right, Brad? Or not right? 163 00:08:41.559 --> 00:08:41.879 Yes? 164 00:08:41.960 --> 00:08:42.159 Right? 165 00:08:42.840 --> 00:08:43.960 Or okay? 166 00:08:44.000 --> 00:08:47.240 So I want to make that clear. Then I want 167 00:08:47.240 --> 00:08:49.320 to make that clear. I got to make it clear. Okay, 168 00:08:49.320 --> 00:08:52.559 I'm sorry I was wrong. I just really have to 169 00:08:52.559 --> 00:08:53.840 make it clear, Bread, because there are a lot of 170 00:08:53.840 --> 00:08:56.279 people who heard me and going to say, wow, oh okay. 171 00:08:56.440 --> 00:08:58.519 So on a purchase of a property. 172 00:08:58.840 --> 00:09:01.399 There is no three days a right to rescind on 173 00:09:01.480 --> 00:09:02.679 the first deed of trust. 174 00:09:02.799 --> 00:09:03.480 Is that correct? 175 00:09:03.960 --> 00:09:04.399 That's right? 176 00:09:05.679 --> 00:09:07.600 Okay, good keep going, Brad. Thank you. 177 00:09:07.799 --> 00:09:10.519 So, even though your collar doesn't have the contract in 178 00:09:10.559 --> 00:09:12.279 front of him, if you can tell me that he 179 00:09:12.440 --> 00:09:16.080 used the standard contract for Colorado, the Colorado Real Estate 180 00:09:16.080 --> 00:09:18.360 Commission approved contract for him, then I know. 181 00:09:18.320 --> 00:09:19.080 What the boiler plate. 182 00:09:19.159 --> 00:09:20.759 Hey, let me hold on, hold on, I got to 183 00:09:20.799 --> 00:09:24.159 jump in here, Brad. First of all, this actually went down. 184 00:09:24.240 --> 00:09:27.159 What was Nebraska? So I need to throw that out. 185 00:09:27.440 --> 00:09:31.639 Oh okay, And I know and I don't know everything. Well, 186 00:09:31.759 --> 00:09:35.080 I don't know if it does or doesn't. Okay, Well, 187 00:09:35.080 --> 00:09:35.759 of course it's. 188 00:09:35.600 --> 00:09:40.559 Not as attorneys, I'm not speaking to Nebraska law at all. 189 00:09:40.720 --> 00:09:42.600 All I can talk about is this general. 190 00:09:42.360 --> 00:09:46.799 Coast to coast perfect law. So as a matter of. 191 00:09:47.000 --> 00:09:53.600 General contract law, not state specific. I mean, it's even 192 00:09:53.639 --> 00:09:57.039 different between stags. Normally, a seller has a duty to 193 00:09:57.799 --> 00:10:00.519 advise a seller of defects in the house that they know, 194 00:10:01.000 --> 00:10:02.039 not the ones that don't. 195 00:10:01.840 --> 00:10:02.159 Know that. 196 00:10:03.679 --> 00:10:04.440 I'm on the radio. 197 00:10:06.039 --> 00:10:10.840 So questionnaires, is there an actual closing? Normally, closing is 198 00:10:10.840 --> 00:10:14.240 when the sullage is deep. But that's it's not like 199 00:10:14.240 --> 00:10:16.480 this soul put a deed in the hands of the 200 00:10:16.559 --> 00:10:17.159 physical hand. 201 00:10:17.200 --> 00:10:19.960 It was closed at a title company on Friday. 202 00:10:21.039 --> 00:10:24.039 So the question is did escrow close And that's typically 203 00:10:24.080 --> 00:10:29.360 when all the parties have instructed from from there and 204 00:10:29.519 --> 00:10:30.399 to go ahead and close. 205 00:10:30.600 --> 00:10:34.759 So the lander has explain the title company actually mailed 206 00:10:34.799 --> 00:10:37.879 them saying that yes, guide congratulations. 207 00:10:38.840 --> 00:10:40.759 Okay, well that's that's okayed. 208 00:10:41.559 --> 00:10:45.080 I need to interrupt. I need to interrupt here just 209 00:10:45.120 --> 00:10:48.639 real quick. In Nebraska, I just looked at the state law. 210 00:10:49.519 --> 00:10:51.720 The three day right to rescind does not apply to 211 00:10:51.720 --> 00:10:54.600 purchase money loans. It goes on and on with truth 212 00:10:54.639 --> 00:10:58.120 and lending about certain other transactions when you borrow, like 213 00:10:58.159 --> 00:11:01.120 you said, Brad, So it sounds to be similar to Colorado. 214 00:11:01.200 --> 00:11:01.879 Keep going, I'm. 215 00:11:01.720 --> 00:11:03.919 Sorry, Well that's it's federal lending lot when a three 216 00:11:04.000 --> 00:11:05.320 day right decision comes from. 217 00:11:05.200 --> 00:11:08.279 Okay, good, good, Okay, I'm I'm financing. 218 00:11:08.480 --> 00:11:08.759 Okay. 219 00:11:08.759 --> 00:11:10.279 So question, was there a closing? 220 00:11:10.600 --> 00:11:12.679 You know, it sounds like there was. But even if 221 00:11:12.679 --> 00:11:16.559 there even if there wasn't truly a closing, like somebody 222 00:11:16.600 --> 00:11:21.360 didn't authorize, the seller didn't authorize indeed to be dispersed 223 00:11:21.399 --> 00:11:24.279 or the money to be first. It still could be 224 00:11:24.279 --> 00:11:27.279 a breach of contract situation because the seller might claim 225 00:11:27.360 --> 00:11:30.360 that the buyer had knowledge of this defect and didn't 226 00:11:30.360 --> 00:11:30.919 disclose it. 227 00:11:31.399 --> 00:11:35.240 Well, Brad, let me explain what happened it Basically, she 228 00:11:35.399 --> 00:11:37.919 didn't go in there for a few days after closing. 229 00:11:38.039 --> 00:11:39.399 Is that correct, Tarzan? 230 00:11:41.039 --> 00:11:41.279 Yeah? 231 00:11:41.759 --> 00:11:44.720 In that in its hold on, hold on in that 232 00:11:44.840 --> 00:11:45.639 period of time. 233 00:11:46.039 --> 00:11:49.360 What happened was the pipes froze, but the water was 234 00:11:49.399 --> 00:11:51.879 turned off, so it's not like it's even leaking there. 235 00:11:52.120 --> 00:11:55.799 And then the other thing was apparently the furnace wasn't working, 236 00:11:56.080 --> 00:11:59.600 but you know, it was fine. Then he didn't even 237 00:11:59.639 --> 00:12:03.799 have the's anymore. At the closing table, the title company 238 00:12:03.840 --> 00:12:07.360 gave her the keys, congratulation on your purchase. She shows 239 00:12:07.440 --> 00:12:10.600 up three days later, decides she no longer likes the 240 00:12:10.679 --> 00:12:13.960 house and basically calls up what I would call the 241 00:12:13.960 --> 00:12:17.440 good old boys Club and and tells her banker, Hey, 242 00:12:17.519 --> 00:12:20.080 this is not right now. I need a furnace or something. 243 00:12:20.279 --> 00:12:24.159 There was no inspection or anything like that, but Mark. 244 00:12:24.039 --> 00:12:26.559 Wasn't the title company hanging their hat on something to 245 00:12:26.600 --> 00:12:27.879 do with the earnest money. 246 00:12:28.039 --> 00:12:30.159 They won't tell us anything it has. Yeah, they won't 247 00:12:30.159 --> 00:12:30.919 tell us anything. 248 00:12:31.039 --> 00:12:33.480 Oh okay, Well it sounds like there was a closing, 249 00:12:33.639 --> 00:12:35.600 and so there would be a presumption that this that 250 00:12:35.639 --> 00:12:39.679 this closed, and that the the pipe freeze was on 251 00:12:39.960 --> 00:12:42.559 was on the buyer. It was something that happened after closing. 252 00:12:42.600 --> 00:12:44.519 You know, it's always a risk, but something to break away. 253 00:12:44.559 --> 00:12:46.720 Well, he couldn't even if he wanted to go check it. 254 00:12:46.799 --> 00:12:48.720 He couldn't. It's not his property anymore. 255 00:12:49.399 --> 00:12:51.840 Right, Yeah, So that's a rebuttable presumption. But I think 256 00:12:51.879 --> 00:12:55.519 a presumption is it closed? So so the next moving on, 257 00:12:56.159 --> 00:13:01.600 Uh what happens now? So Uh, it's like he's entitled 258 00:13:01.639 --> 00:13:03.399 to the money from the time company, and he owt 259 00:13:03.440 --> 00:13:05.879 to demand the time company released the money. I don't 260 00:13:05.919 --> 00:13:08.720 think the lender, the mortgage lender has a right to 261 00:13:08.799 --> 00:13:12.799 stop their money because it's already closed. So he has 262 00:13:12.799 --> 00:13:15.360 the right to get paid on that. And if title 263 00:13:15.399 --> 00:13:17.720 company won't, perhaps he has a con action against the 264 00:13:17.720 --> 00:13:19.519 title company for Clark. 265 00:13:19.519 --> 00:13:22.519 Hey, when Tarzan, when did this go down? Tarzan? When 266 00:13:22.559 --> 00:13:23.240 did this go down? 267 00:13:25.080 --> 00:13:26.840 When you when you say this, what do you mean? 268 00:13:28.320 --> 00:13:29.279 When was the closing? 269 00:13:29.320 --> 00:13:34.600 When last Friday, Tom and just last Friday. 270 00:13:34.279 --> 00:13:37.600 Was saying what Kelly was saying. They they said they 271 00:13:37.639 --> 00:13:40.799 were waiting on addendum for the what's it. 272 00:13:40.759 --> 00:13:43.879 Called escrow money, you know and Tarzan right now? 273 00:13:44.559 --> 00:13:46.759 Okay, right now that honest to god, that doesn't matter 274 00:13:46.840 --> 00:13:48.799 right this minute. Here's what I need to know. Okay, 275 00:13:49.399 --> 00:13:51.120 did that person leave the house? 276 00:13:54.559 --> 00:13:55.960 Did the person leave the house? 277 00:13:56.120 --> 00:13:56.320 Yeah? 278 00:13:56.360 --> 00:13:57.000 I mean I don't know. 279 00:13:57.200 --> 00:14:00.840 Okay, yeah, Now here's what I'm asking. And let me 280 00:14:00.879 --> 00:14:04.039 make this clear. They took possession of the house at closing. 281 00:14:04.559 --> 00:14:06.679 They said, we're not going to do it. The lender's 282 00:14:06.720 --> 00:14:17.759 not funding. Is that buyer in the house or not? No, Okay, 283 00:14:18.000 --> 00:14:20.080 hold on, we got more coming up. We got to 284 00:14:20.120 --> 00:14:22.600 figure out an action plan and figure out can Brad 285 00:14:22.639 --> 00:14:23.039 handle this? 286 00:14:23.320 --> 00:14:24.120 I mean maybe he can. 287 00:14:24.240 --> 00:14:27.720 I don't know what reciprocation there is or what he recommends. 288 00:14:27.799 --> 00:14:36.120 Right after this, go with a sure thing Denver's Best 289 00:14:36.200 --> 00:14:38.159 roofer Excel roofing dot com. 290 00:14:38.200 --> 00:14:40.240 You don't pay a cent until you're content. 291 00:14:43.600 --> 00:14:47.159 Time for an insurance checkup, free no obligation comparison call 292 00:14:47.279 --> 00:14:50.600 Compass insurance paying too much your coverage at dozens of 293 00:14:50.600 --> 00:14:53.559 insurance companies find out now three oh three seven seven 294 00:14:53.559 --> 00:14:56.360 to one help You'll think you're his only customer when 295 00:14:56.360 --> 00:14:58.840 you choose Frank durand the real estate man dot Com 296 00:14:58.879 --> 00:15:02.000 to list your home with Remax Alliance three oh three 297 00:15:02.080 --> 00:15:08.279 nine two zero sixteen twenty two. Hi, I'm Tom Martino 298 00:15:08.720 --> 00:15:13.600 and I am your troubleshooter. Hey, listen, let's go back 299 00:15:13.639 --> 00:15:16.720 to this Brad O'Brien. Where does he go from here? 300 00:15:16.879 --> 00:15:19.440 And for those listening, I can't recap everything except to 301 00:15:19.480 --> 00:15:23.000 say a buyer backed out after taking possession of the 302 00:15:23.039 --> 00:15:26.000 house and now he has no money and the person says, 303 00:15:26.039 --> 00:15:28.480 I'm not buying the house anymore. They got shook up 304 00:15:28.519 --> 00:15:31.240 because of some frozen pipes. Sprad, What are you do 305 00:15:31.279 --> 00:15:32.080 in a case like that? 306 00:15:33.240 --> 00:15:35.720 Well, again, it's this property and dispute are in Nebraska 307 00:15:35.799 --> 00:15:39.000 and Nebraska attorney, so I'm just talking about general state 308 00:15:39.039 --> 00:15:41.440 specific law matters, contract matters. 309 00:15:42.039 --> 00:15:44.759 So and as you said, most of this is federal law, 310 00:15:44.879 --> 00:15:49.279 and in Nebraska it said follows very much the federal law. 311 00:15:49.320 --> 00:15:51.480 Go ahead, sir, on lending law. 312 00:15:51.559 --> 00:15:54.279 Yeah, so it sounds like it closed because the keys 313 00:15:54.360 --> 00:16:01.399 ranging over buyer was allowed to move into the property. Yeah, 314 00:16:01.519 --> 00:16:03.759 he let The seller gave his d to the buyer, 315 00:16:04.120 --> 00:16:06.159 And it sounds like the lender let the money be 316 00:16:06.200 --> 00:16:10.360 dispersed to the buyer. The only the only reason why 317 00:16:10.360 --> 00:16:12.159 I didn't get it on the closing was because the 318 00:16:12.159 --> 00:16:13.120 wire cut off was missed. 319 00:16:13.120 --> 00:16:14.279 So said, he's the title. 320 00:16:14.039 --> 00:16:15.960 To get that money from the title company. And he said, 321 00:16:15.960 --> 00:16:19.320 really lean on that title company to fund to wire him. 322 00:16:19.200 --> 00:16:22.000 As they would have e Ando insurance if they did 323 00:16:22.039 --> 00:16:24.080 wire it back. I mean they might be using their 324 00:16:24.120 --> 00:16:26.159 own title insurance to pay their own claim. 325 00:16:26.720 --> 00:16:28.919 Yeah, so I'm looking at this right now as as 326 00:16:29.000 --> 00:16:32.759 pro agent liability. So that title company is closing company 327 00:16:33.320 --> 00:16:36.519 person closing officer might have just created. 328 00:16:36.559 --> 00:16:39.480 So does Tarzan hire an attorney in Nebraska? What does 329 00:16:39.480 --> 00:16:39.720 he do? 330 00:16:39.840 --> 00:16:39.960 Oh? 331 00:16:40.000 --> 00:16:42.840 For sure? Yeah, for sure the Nebraska real estate attorney. 332 00:16:43.039 --> 00:16:45.879 Did they reply to the email you sent yesterday? Tarzan? 333 00:16:45.960 --> 00:16:47.159 Did you send that email? 334 00:16:48.919 --> 00:16:49.159 Yeah? 335 00:16:49.159 --> 00:16:49.480 I did. 336 00:16:49.519 --> 00:16:49.720 Mark. 337 00:16:49.759 --> 00:16:52.840 I basically said what you know in your basically what 338 00:16:52.879 --> 00:16:55.679 you guys said. I have not heard back from him 339 00:16:55.799 --> 00:16:58.360 and Fellas, I just sent you the contract I had. 340 00:16:59.080 --> 00:17:03.879 Oh, let's let Brad look at that and way in later. 341 00:17:04.079 --> 00:17:05.079 I have a question, but. 342 00:17:07.000 --> 00:17:11.759 Hold on, Tarzan, your marching orders are pretty clear you 343 00:17:11.920 --> 00:17:15.799 need to contact a real estate attorney in Nebraska. But 344 00:17:15.920 --> 00:17:18.119 we will have Brad look at that contract and weigh 345 00:17:18.119 --> 00:17:18.799 in once again. 346 00:17:19.119 --> 00:17:21.119 And Brad, remember. 347 00:17:20.759 --> 00:17:28.200 This OLS law stands for O'Brien Legal Services olslaw dot Com. 348 00:17:28.200 --> 00:17:32.559 Seven to zero three seven zero seventy three eighty eight. 349 00:17:33.319 --> 00:17:35.200 Go ahead. What were you going to say, Bob. 350 00:17:35.400 --> 00:17:37.400 So Tarzan when you called yesterday? 351 00:17:37.519 --> 00:17:40.960 I thought they wired the money to you and then 352 00:17:41.039 --> 00:17:44.039 you they requested that you send the money back. 353 00:17:44.240 --> 00:17:45.079 Is that true? 354 00:17:45.160 --> 00:17:47.680 Or did you just the title company had the money 355 00:17:47.720 --> 00:17:50.400 and didn't wire it to him, and they were saying, hey, 356 00:17:50.400 --> 00:17:52.039 we're going to wire it back to the lender. 357 00:17:53.039 --> 00:17:56.000 So you do not have any money from the wire 358 00:17:56.559 --> 00:17:57.480 and you're counting. 359 00:17:57.319 --> 00:18:00.160 On nothing, and they owe you interest on that. As 360 00:18:00.200 --> 00:18:01.839 far as I'm concerned. 361 00:18:04.319 --> 00:18:07.680 Well, I mean at this point, I just and you know, 362 00:18:07.720 --> 00:18:10.279 in my life, I just whatever's fair, Just do the 363 00:18:10.359 --> 00:18:12.480 right thing. I mean, I hate to quote Spike Lee, 364 00:18:12.559 --> 00:18:14.200 but basically it holds true. 365 00:18:15.440 --> 00:18:19.319 You're entitled to that money. It closed, all right. 366 00:18:19.240 --> 00:18:22.559 We're gonna let him look at it. We heard it. Yeah, Hey, 367 00:18:22.599 --> 00:18:24.160 b thank you, We'll have you. 368 00:18:26.119 --> 00:18:28.119 I put I'm sorry, dude, I put you on hold. 369 00:18:28.119 --> 00:18:29.960 We'll get you in touch with Brad. Yeah, keep keep 370 00:18:30.119 --> 00:18:31.799 on hold again. He wants to know. 371 00:18:31.920 --> 00:18:33.680 I know what he was going to ask, any recommendations 372 00:18:33.680 --> 00:18:36.400 for attorneys out there. I don't know anyone out in Nebraska. 373 00:18:36.480 --> 00:18:40.920 I mean I really don't. So we're gonna get back 374 00:18:40.960 --> 00:18:44.480 to Brad after this. Okay, right now, Cindy has a 375 00:18:44.519 --> 00:18:47.720 GMC pickup and we do have an expert uncle Kevin, 376 00:18:48.559 --> 00:18:51.000 and uh, he's taking up one third of the screen there. 377 00:18:51.039 --> 00:18:59.599 I'm just kidding, Kevin. I'm sorry, Cindy. Yeah, Cindy, what's happening? 378 00:19:00.000 --> 00:19:07.480 November twenty First, my son borrowed our twenty twenty four 379 00:19:07.720 --> 00:19:14.960 GMC pickup hauling a trailer of cattle to Cheyenne. On 380 00:19:15.039 --> 00:19:17.519 the way up there, something went wrong. He ended up 381 00:19:17.519 --> 00:19:21.079 at the dealership in Cheyenne and they said it is 382 00:19:22.160 --> 00:19:25.200 not drivable. It's got it's a vowel body. 383 00:19:24.880 --> 00:19:25.839 In the transmission. 384 00:19:26.759 --> 00:19:30.079 And this is two months of it's sitting in the dealership. 385 00:19:30.319 --> 00:19:33.279 They don't have a fix for it. We've been talking 386 00:19:33.319 --> 00:19:34.559 to GM. 387 00:19:34.920 --> 00:19:35.599 On their plane. 388 00:19:35.640 --> 00:19:38.039 Hold on, where do you live, Cindy, Cindy, where do 389 00:19:38.079 --> 00:19:41.240 you live in northeast Colorado? 390 00:19:42.759 --> 00:19:44.039 Okay, so hold on now. 391 00:19:44.319 --> 00:19:48.200 So your son borrowed the GMC diesel and took it 392 00:19:48.279 --> 00:19:49.720 to Nebraska. 393 00:19:50.480 --> 00:19:52.359 Right with alia trailer. 394 00:19:52.440 --> 00:19:57.160 Okay, okay, today seems to be a Nebraska day okay. 395 00:19:57.680 --> 00:20:02.319 And then it ended up at a GMC dealer or where? Oh, 396 00:20:02.359 --> 00:20:03.440 in Wyoming, I'm. 397 00:20:03.319 --> 00:20:08.079 Sorry, it's in Cheyenne right now, Okay, Now. 398 00:20:08.000 --> 00:20:09.960 What kind of a dealer in Cheyenne. 399 00:20:11.200 --> 00:20:15.400 It's a it's a GM Chevy and they have other 400 00:20:16.359 --> 00:20:18.799 other brands there too, So it's a big got it 401 00:20:18.880 --> 00:20:20.200 dealership in Cheyenne. 402 00:20:20.880 --> 00:20:23.920 Got it? Got it? Okay, So they say, what is. 403 00:20:23.880 --> 00:20:24.400 Wrong with it? 404 00:20:26.319 --> 00:20:28.319 Valve body in transmission. 405 00:20:28.559 --> 00:20:32.839 That's I think that's the wording that it's. 406 00:20:32.039 --> 00:20:36.160 The transmission and it's under warranty, right it is. 407 00:20:37.000 --> 00:20:40.279 But there's no fix. They have no fix for this valve. 408 00:20:41.319 --> 00:20:43.759 So yeah, are they're saying that parts are back ordered 409 00:20:43.839 --> 00:20:45.279 or they don't know how to fix it. 410 00:20:46.279 --> 00:20:47.279 They don't know how to fix it. 411 00:20:47.319 --> 00:20:48.160 Well, that's not right. 412 00:20:48.319 --> 00:20:50.279 No, you got to get a second opinion from it. 413 00:20:50.480 --> 00:20:52.759 You got to bring it somewhere else. That's insane. Yeah, 414 00:20:53.039 --> 00:20:54.599 you need to have it toad. You need to have 415 00:20:54.640 --> 00:20:58.680 a toad at home. Well, she has to have it, sure, listen, 416 00:20:58.720 --> 00:20:59.880 she has to have a toad home. 417 00:21:02.519 --> 00:21:05.920 No, this is the claims department telling you the. 418 00:21:06.000 --> 00:21:10.039 Say out, oh yes, oh okay, So you're saying it's 419 00:21:10.079 --> 00:21:10.559 not the deal. 420 00:21:10.599 --> 00:21:12.119 Wait wait wait is that in writing? 421 00:21:12.200 --> 00:21:14.519 Can you send us something where GM is saying we 422 00:21:14.559 --> 00:21:16.039 don't have a fix for your truck. 423 00:21:17.400 --> 00:21:19.359 Let's let me read just a little bit of it 424 00:21:19.400 --> 00:21:22.960 to you. We are still experienced to delay on the 425 00:21:23.000 --> 00:21:26.039 parts needed to repair your twenty twenty four. We understand 426 00:21:26.079 --> 00:21:31.359 this is significant convicous inconvenience, and we continue to work 427 00:21:32.519 --> 00:21:37.079 diligently to resolve the delay if for their information is 428 00:21:37.119 --> 00:21:37.839 made available. 429 00:21:38.079 --> 00:21:40.680 That's what we just asked you. Though it's a part, 430 00:21:40.720 --> 00:21:42.960 it's the part is delayed. They're out of parts, they're 431 00:21:43.000 --> 00:21:46.839 back ordered. We get this call every week. Yep, absolutely true. 432 00:21:47.039 --> 00:21:50.319 That's right, Mark, Yep, yep. And they're all sitting dead. 433 00:21:51.039 --> 00:21:53.799 There's thousands of them. Kevin, can I can I ask 434 00:21:53.799 --> 00:21:55.200 you a question? I gotta take your break, but I 435 00:21:55.240 --> 00:21:57.839 got to ask this question. Why is this happening so much? 436 00:21:58.400 --> 00:21:58.640 Yeah? 437 00:21:58.720 --> 00:22:00.759 A good question. I mean, the update parts to try 438 00:22:00.759 --> 00:22:03.000 to fix the problem, and then they just get backlog 439 00:22:03.039 --> 00:22:03.960 trying to produce them. 440 00:22:03.960 --> 00:22:04.680 Supply chain. 441 00:22:04.839 --> 00:22:07.119 Yeah, you know, because they're trying to improve the problem. 442 00:22:07.119 --> 00:22:09.400 They know it's a problem, so they stop manufacturing the 443 00:22:09.400 --> 00:22:10.640 ones that there's a problem. 444 00:22:11.160 --> 00:22:14.400 You know, what, can we please and I've asked this before, 445 00:22:14.799 --> 00:22:18.559 can we get an attorney on that deals with Magnus 446 00:22:18.559 --> 00:22:21.839 and Moss and Lemon law and cars and. 447 00:22:22.319 --> 00:22:25.200 Is not available right bias. Well, let's get her on. 448 00:22:26.079 --> 00:22:29.920 Let's get her on. We come across this all the time. 449 00:22:30.200 --> 00:22:34.079 Perhaps perhaps it's time for a class action lawsuit. I mean, 450 00:22:34.119 --> 00:22:37.400 maybe we call our class action people in New Jersey. 451 00:22:38.640 --> 00:22:39.400 So let's do that. 452 00:22:39.599 --> 00:22:43.880 Please, hang on, Cindy, I'm Tom Martine three three seven 453 00:22:43.960 --> 00:22:46.240 one three talks seven one three eight two five five. 454 00:22:46.240 --> 00:22:50.000 Waterpros dot net the best water systems at the lowest 455 00:22:50.039 --> 00:22:54.839 prices anywhere. Waterpros dot net three three eight six two 456 00:22:55.000 --> 00:22:59.240 five five five four Clean water is health waterpros dot net. 457 00:23:05.880 --> 00:23:09.160 Go with a sure thing Denver's best roofer Excel roofing 458 00:23:09.279 --> 00:23:11.880 dot com. You don't pay a cent until you're content. 459 00:23:13.480 --> 00:23:17.759 Wait time for an insurance check up free, no obligation. 460 00:23:17.759 --> 00:23:21.599 In comparison, call Compass insurance paying too much your coverage 461 00:23:21.640 --> 00:23:24.279 at dozens of insurance companies find out now three all 462 00:23:24.359 --> 00:23:26.680 three seven to seven to one help. You'll think you're 463 00:23:26.720 --> 00:23:29.240 his only customer when you choose Frank durand the real 464 00:23:29.359 --> 00:23:32.359 estate man dot Com to list your home with Remax 465 00:23:32.400 --> 00:23:37.200 Alliance three oh three nine two zero sixteen twenty two. Tom, 466 00:23:37.279 --> 00:23:43.000 that's weird, Okay, I'm Tom Martino, your troubleshooter three oh 467 00:23:43.039 --> 00:23:45.960 three seven one three talks seven oh three five. So 468 00:23:47.839 --> 00:23:51.799 we need and we're gonna wait for our attorney to 469 00:23:51.880 --> 00:23:54.559 come on. We need to get someone and as soon 470 00:23:54.559 --> 00:23:59.440 as is trying, Kaschina tried, and we'll go to Arlene next. 471 00:23:59.599 --> 00:24:02.880 But on the on the issue around the country of 472 00:24:02.960 --> 00:24:06.039 not being able to get parts and your vehicle is 473 00:24:06.079 --> 00:24:11.440 rendered useless and you have no vehicle, well, I would 474 00:24:11.480 --> 00:24:12.279 under warranty. 475 00:24:12.400 --> 00:24:13.519 Well, there's a couple of things. 476 00:24:13.559 --> 00:24:16.680 One, if they can't get the part, and it's under 477 00:24:16.720 --> 00:24:19.160 the Colorado Lemon law, which I believe is now two 478 00:24:19.279 --> 00:24:23.680 years I think they could go through that aspect and 479 00:24:23.720 --> 00:24:26.680 get it returned. But if you bought it used, I 480 00:24:26.720 --> 00:24:29.920 don't know what you could possibly do. I mean, what 481 00:24:29.960 --> 00:24:33.079 can you do? What remedy will there be? 482 00:24:35.440 --> 00:24:38.759 Did she buy it used? Did she say Mark? I 483 00:24:39.039 --> 00:24:44.680 thought she did. Let's Cindy. Did you buy it new? 484 00:24:45.680 --> 00:24:50.400 Did you buy it new? Okay? Hold on, Cindy, hold on, Cindy. 485 00:24:50.440 --> 00:24:51.119 We're gonna get. 486 00:24:50.960 --> 00:24:57.519 Something, Cindy. Cindy, I get it, Cindy. It's beyond Did 487 00:24:57.559 --> 00:25:00.839 you just say beyond the Lemon law the mileage? 488 00:25:00.839 --> 00:25:03.799 I guess no, hold on. 489 00:25:04.039 --> 00:25:07.440 Huh, well, no, no, here's okay. 490 00:25:07.759 --> 00:25:12.160 It says the lemon law. Are you leasing or buying? Yeah, 491 00:25:12.160 --> 00:25:17.680 it says twenty four thousand. Yep, she's right. Wait a minute. First, 492 00:25:17.720 --> 00:25:20.759 I thought the lemon law first twenty fourth house for 493 00:25:20.839 --> 00:25:26.599 two years. I thought it was the first year. No, 494 00:25:26.839 --> 00:25:32.599 it's twenty four thousand or first year, whichever is shorter, right, 495 00:25:32.640 --> 00:25:33.440 two years now? 496 00:25:34.839 --> 00:25:37.640 Okay, So it did change, mark, Can you send me 497 00:25:37.680 --> 00:25:38.640 a link to that please? 498 00:25:39.720 --> 00:25:39.960 Yeah? 499 00:25:40.000 --> 00:25:43.000 And is it still three? Is it still four times? 500 00:25:43.039 --> 00:25:45.200 On the repair? They can't get it on the fourth time. 501 00:25:45.519 --> 00:25:48.440 Let's see business days from Oh, it lowered the number 502 00:25:48.440 --> 00:25:52.160 of service business days. So if it's out twenty four days, remember, 503 00:25:52.319 --> 00:25:55.319 same issue, and it doesn't have to be consecutive. If 504 00:25:55.359 --> 00:25:59.640 I recall, but it's twenty fourth it's cumulutive. Yeah, it's cumulative, 505 00:25:59.799 --> 00:26:02.359 but same issue. If it's a different issue, you start over. 506 00:26:03.519 --> 00:26:07.400 So hers would not fall under her simply because of mileage. 507 00:26:08.359 --> 00:26:12.440 Damn, girl, you drive a lot but I do believe 508 00:26:12.880 --> 00:26:17.960 it would still Yeah, I still believe it would be 509 00:26:17.960 --> 00:26:22.319 a breach. I still believe it would be a breach 510 00:26:22.359 --> 00:26:26.319 of contract somewhere because of the warranty not being lived 511 00:26:26.400 --> 00:26:26.599 up to. 512 00:26:27.559 --> 00:26:30.519 It's still under warranty. So I don't know if that's 513 00:26:30.559 --> 00:26:33.880 Magnus and Moss. I believe it is, or it could 514 00:26:33.880 --> 00:26:37.400 be another one. But the sheer fact is this, it 515 00:26:37.559 --> 00:26:40.799 is not being serviced under the warranty that she and 516 00:26:41.000 --> 00:26:45.720 and she's entitled to the warranty. So let's go to Erleine. 517 00:26:46.480 --> 00:26:49.079 She called in yesterday under another name. I can find 518 00:26:49.119 --> 00:26:52.920 it under neither name, but it doesn't matter. We can 519 00:26:53.000 --> 00:26:55.079 just take it. Go ahead. Do you want to be 520 00:26:55.119 --> 00:26:57.880 called Arlene or Margaret, It's up to you. I don't care. 521 00:27:00.240 --> 00:27:03.279 H Arlene. Can you tell me what's going on? 522 00:27:04.880 --> 00:27:09.000 I have a furnace that's been out for four months? 523 00:27:10.400 --> 00:27:10.559 Now? 524 00:27:10.599 --> 00:27:13.039 Are you renting or do you earling? Or do you 525 00:27:13.119 --> 00:27:13.839 rent or own? 526 00:27:14.559 --> 00:27:14.960 I own? 527 00:27:16.519 --> 00:27:18.319 Okay? And what do you own? A home? 528 00:27:19.160 --> 00:27:23.200 A home? Try level four level? You know Colorado? 529 00:27:24.720 --> 00:27:27.519 Okay? Now? Why has. 530 00:27:29.079 --> 00:27:33.200 Oh yeah, your furnace went out four months ago? And 531 00:27:33.240 --> 00:27:36.359 I'm going to ask the most obvious question first was 532 00:27:36.400 --> 00:27:42.000 that an old furnace, yes, okay? 533 00:27:43.519 --> 00:27:45.000 And who said it? 534 00:27:45.480 --> 00:27:46.079 Uh? 535 00:27:46.839 --> 00:27:49.880 Two companies that I had come outline and. 536 00:27:50.079 --> 00:27:55.359 Okay, so okay, well plumbline for sure you can trust. 537 00:27:55.599 --> 00:27:57.079 And why are you calling? 538 00:27:57.440 --> 00:28:00.839 If your furnace is out and you own a home, 539 00:28:01.799 --> 00:28:04.359 why are you calling us? I'm just curious now, I'm 540 00:28:04.400 --> 00:28:08.319 not challenging you. I'm asking why because. 541 00:28:07.960 --> 00:28:11.640 I'm eighty two years old and I don't have the 542 00:28:11.759 --> 00:28:14.039 finances to get a new one. 543 00:28:15.599 --> 00:28:18.880 Okay, dear? How much do they say it's going to cost? 544 00:28:19.799 --> 00:28:22.000 About nine thousand dollars? 545 00:28:23.720 --> 00:28:24.839 What size is your home? 546 00:28:27.440 --> 00:28:28.720 Trying to have a four level? 547 00:28:30.759 --> 00:28:32.160 Do you know how many square feet it is? 548 00:28:33.839 --> 00:28:34.880 No, sir, I do not. 549 00:28:36.400 --> 00:28:38.200 Okay. Now, do you have any family? 550 00:28:39.200 --> 00:28:42.680 Yes? I have my daughter and my two grandchildren that 551 00:28:42.839 --> 00:28:43.480 live with me. 552 00:28:45.160 --> 00:28:45.559 Okay. 553 00:28:45.599 --> 00:28:46.160 Do they work? 554 00:28:46.640 --> 00:28:48.400 Yeah, we're doing the best regain. 555 00:28:50.440 --> 00:28:52.000 Do you have a mortgage on your house? 556 00:28:53.039 --> 00:28:53.400 Yes? 557 00:28:55.079 --> 00:28:57.319 And how much is that mortgage? How much is you? 558 00:28:57.359 --> 00:28:59.079 Are you able to make your payments? 559 00:28:59.480 --> 00:29:00.720 Yes, my babes? 560 00:29:02.920 --> 00:29:07.160 And what about okay? Are you on Medicare? 561 00:29:08.640 --> 00:29:09.000 Yes? 562 00:29:10.400 --> 00:29:12.279 Good? Do you get food stamps? 563 00:29:13.279 --> 00:29:13.720 No, sir? 564 00:29:15.319 --> 00:29:16.559 You should try. 565 00:29:16.960 --> 00:29:20.720 Also, I want to ask some other questions now with 566 00:29:20.839 --> 00:29:25.119 your total income do those kids work, those younger people 567 00:29:25.680 --> 00:29:31.480 they do? No, they go, yes, Snow, why aren't tell 568 00:29:31.519 --> 00:29:32.839 me about them? 569 00:29:33.319 --> 00:29:37.720 Okay? One reason is we don't. We don't have transportation 570 00:29:37.880 --> 00:29:41.799 to take them because of my clothes capotera, just sitting 571 00:29:41.839 --> 00:29:45.079 out there, and my daughter has to take cru car 572 00:29:45.559 --> 00:29:46.359 to go to work. 573 00:29:47.519 --> 00:29:50.680 And so your daughter works? Your daughter works, right? 574 00:29:51.599 --> 00:29:55.319 Yeah, two days, which because she's on And how old? 575 00:29:55.400 --> 00:29:56.480 How old is your daughter? 576 00:29:58.119 --> 00:30:05.400 Uh? Sixty sixty sixty two? 577 00:30:05.559 --> 00:30:10.599 Okay, okay, your your sixty two year old daughter works 578 00:30:10.759 --> 00:30:11.440 three days a. 579 00:30:11.359 --> 00:30:15.759 Week, two days a week, two days a week. 580 00:30:15.920 --> 00:30:16.759 And what does she do? 581 00:30:18.039 --> 00:30:26.119 She worked for a place that sells uh? 582 00:30:26.200 --> 00:30:28.680 Okay, what does she do for you? Does she help 583 00:30:28.720 --> 00:30:29.759 you pay bills? 584 00:30:30.200 --> 00:30:31.400 Yes? So she does? 585 00:30:32.039 --> 00:30:37.519 Oh and then okay, that's good. That's good. 586 00:30:38.079 --> 00:30:39.880 If she doesn't make a lot of money, I mean, 587 00:30:39.920 --> 00:30:41.400 and you don't make a lot of money. 588 00:30:41.200 --> 00:30:42.599 Look into food stamps. 589 00:30:42.759 --> 00:30:44.799 I'm not saying that's the end all, but just try 590 00:30:44.839 --> 00:30:47.799 to look into food stamps. Now, who else is in 591 00:30:47.839 --> 00:30:48.480 the household? 592 00:30:49.799 --> 00:30:51.079 You have your daughter? Who else? 593 00:30:52.680 --> 00:30:53.799 My two grandchildren? 594 00:30:55.200 --> 00:30:58.000 How old is that? Your daughter's kids? 595 00:30:58.960 --> 00:30:59.400 Nineteen? 596 00:31:01.400 --> 00:31:04.759 Okay, you have two grandchildren, how old are they? 597 00:31:05.559 --> 00:31:06.039 Nineteen? 598 00:31:07.759 --> 00:31:12.720 Both of are they twins? The oh, one boy and 599 00:31:12.759 --> 00:31:13.160 one girl? 600 00:31:13.279 --> 00:31:17.519 Okay, okay, two grandchildren are nineteen? 601 00:31:17.599 --> 00:31:18.640 And are they in school? 602 00:31:20.160 --> 00:31:25.000 Uh? They they just got out of school. They just 603 00:31:25.039 --> 00:31:29.559 graduated from high school and they're getting ready to go 604 00:31:29.720 --> 00:31:31.599 to college on the next turn. 605 00:31:31.680 --> 00:31:34.559 Oh and how are they? How are they paying for college? 606 00:31:35.559 --> 00:31:38.079 That's why they're not going because they can't board it. 607 00:31:39.480 --> 00:31:45.440 Ah, why aren't they work? Did they go? They just graduated? 608 00:31:45.599 --> 00:31:49.000 She said? They don't have a car. Yeah, I mean okay, 609 00:31:49.200 --> 00:31:50.079 hard to take them. 610 00:31:50.559 --> 00:31:54.240 You know, they could take the bus, but they've never 611 00:31:54.319 --> 00:31:55.559 done anything like that. 612 00:31:56.079 --> 00:32:00.319 They've never taken a bus. No, So are they What 613 00:32:00.319 --> 00:32:01.279 do they do every day? 614 00:32:01.400 --> 00:32:04.160 Right now? What are they doing? Just out of curiosity, 615 00:32:04.359 --> 00:32:06.200 we're trying to help you. I'm just looking at all 616 00:32:06.200 --> 00:32:07.640 of what are they doing every day? 617 00:32:08.359 --> 00:32:15.279 Ear They helped me around the house. Okay, Like I said, 618 00:32:15.319 --> 00:32:18.000 I'm maybe two, and I don't I'm one off. Shegin 619 00:32:18.319 --> 00:32:21.920 I and I don't I get it? So they do 620 00:32:22.000 --> 00:32:23.440 all the cooked make sure that I. 621 00:32:23.559 --> 00:32:27.680 Eat, make sure okay, good, hold on, I gotta take 622 00:32:27.680 --> 00:32:30.519 a break, just earle and hold on, just wait. She 623 00:32:30.599 --> 00:32:32.000 may have to wait till the top of the hour. 624 00:32:32.039 --> 00:32:40.839 I'm tom Martine go with a sure thing Denver's best 625 00:32:40.920 --> 00:32:43.799 roofer Excel Roofing dot com. You don't pay a cent 626 00:32:44.000 --> 00:32:50.079 until you're content. Time for an insurance check up free, 627 00:32:50.160 --> 00:32:53.880 no obligation. In comparison, call Compass Insurance paying too much 628 00:32:54.000 --> 00:32:56.960 your coverage at dozens of insurance companies find out now 629 00:32:57.039 --> 00:32:59.519 three O three seven seven to one help. You'll think 630 00:32:59.559 --> 00:33:02.160 you're his only customer when you choose Frank durand the 631 00:33:02.200 --> 00:33:04.839 real estate Man dot com to list your home with 632 00:33:04.960 --> 00:33:10.960 Remax Alliance three oh three nine two zero sixteen twenty two. Hey, 633 00:33:11.000 --> 00:33:13.400 I'm Tom Martinez here three O three seven one three 634 00:33:13.519 --> 00:33:18.279 talk seven one three eight two five five. I don't 635 00:33:18.319 --> 00:33:20.640 know why I keep switching to me and away from 636 00:33:20.640 --> 00:33:24.920 my peeps there. I am okay, So people welcome. Let's 637 00:33:24.920 --> 00:33:27.319 go back to the phones. Now, Mark take it away. 638 00:33:30.000 --> 00:33:31.839 Oh Arlee there, Mark early. 639 00:33:31.960 --> 00:33:34.240 Oh, we just wanted to me to ask you well, 640 00:33:34.279 --> 00:33:36.559 listen during the break so everybody knows what hell we're 641 00:33:36.559 --> 00:33:40.839 talking about. Here's my I just don't know how to 642 00:33:40.960 --> 00:33:45.359 say anything in different ways. But Earleene, I think the 643 00:33:45.400 --> 00:33:48.480 biggest problem going on here is a nineteen year old 644 00:33:48.599 --> 00:33:52.200 I do want to ask this. Are they healthy. Do 645 00:33:52.240 --> 00:33:56.839 they have any disabilities? And how about your daughter? 646 00:33:58.200 --> 00:34:03.359 She has she has just as Oh she's on maybe care. 647 00:34:03.319 --> 00:34:06.240 And that's why she works two days a week. Yes, 648 00:34:06.440 --> 00:34:11.199 why what is her disability? Out of curiosity? 649 00:34:12.039 --> 00:34:13.480 Yeah, I don't know. 650 00:34:14.280 --> 00:34:17.320 Okay, this is where I'm going. So everybody hold tight. 651 00:34:17.400 --> 00:34:19.800 After this break, we're going to try to help you. 652 00:34:19.880 --> 00:34:21.880 But I really got to get something. 653 00:34:21.559 --> 00:34:22.159 Through to you. 654 00:34:24.559 --> 00:34:27.639 Okay, So hang on early, and please, we really do 655 00:34:27.719 --> 00:34:31.239 want to try. I have other people. Cody, hang on, 656 00:34:31.440 --> 00:34:34.480 Dave j. Everyone hang on. I'm Tom Martino three O 657 00:34:34.599 --> 00:34:38.119 three seven one three eight two five five more coming up. 658 00:34:40.239 --> 00:34:43.480 Go with a sure thing Denver's Best roofer Excel Roofing 659 00:34:43.599 --> 00:34:44.199 dot com. 660 00:34:44.239 --> 00:34:46.280 You don't pay a cent until you're content. 661 00:34:49.639 --> 00:34:52.800 Time for an insurance check up, free, no obligation comparison 662 00:34:52.960 --> 00:34:56.519 call Compass Insurance paying too much your coverage at dozens 663 00:34:56.519 --> 00:34:59.239 of insurance companies find out now three oh three seven 664 00:34:59.239 --> 00:34:59.760 to seven to one. 665 00:34:59.840 --> 00:35:00.239 He help. 666 00:35:00.360 --> 00:35:03.000 You'll think you're his only customer when you choose Frank 667 00:35:03.079 --> 00:35:05.519 durand the real estate Man dot com to list your 668 00:35:05.559 --> 00:35:08.719 home with Remax Alliance three oh three nine two zero 669 00:35:08.800 --> 00:35:10.000 sixteen twenty two. 670 00:35:10.719 --> 00:35:16.280 YEA ripped up. 671 00:35:17.679 --> 00:35:20.800 New need a by, so you don't have. 672 00:35:22.920 --> 00:35:23.719 Come running. 673 00:35:23.960 --> 00:35:25.320 Just as fast as we can. 674 00:35:26.199 --> 00:35:28.559 Show Shooter's gonna help come. 675 00:35:29.159 --> 00:35:32.280 Man six is the Troubleshooter Show. 676 00:35:32.920 --> 00:35:37.679 No Tom Martino, Hi Tom Martino here three oh three 677 00:35:37.760 --> 00:35:39.440 seven one three talks seven one. 678 00:35:39.280 --> 00:35:41.440 Three eight two five five. 679 00:35:41.559 --> 00:35:43.360 Welcome to the show, the only show of us kind 680 00:35:43.400 --> 00:35:45.960 anywhere in the universe. Let me get to my main 681 00:35:46.039 --> 00:35:48.599 camera here. Okay, So what's going on in your life? 682 00:35:48.639 --> 00:35:50.719 And how can we help you? We want to do it. 683 00:35:50.800 --> 00:35:53.199 We want to help you any way we can, so 684 00:35:53.320 --> 00:35:55.719 you can chime in and let us know what's going on. 685 00:35:55.840 --> 00:35:59.639 So let's uh uh go to the phones three oh 686 00:35:59.679 --> 00:36:02.800 three seven one to three talk three oh three seven 687 00:36:02.840 --> 00:36:06.840 one three eight two five five and see what we 688 00:36:06.840 --> 00:36:12.519 can do for you. Right now, we have Earleene, and 689 00:36:12.559 --> 00:36:16.000 we're gonna make this quick. Arlene needs a furnace, she says, 690 00:36:16.400 --> 00:36:18.960 went out four months ago. Arlene, what have you guys 691 00:36:18.960 --> 00:36:21.480 been doing for heat over the last four months, especially 692 00:36:21.519 --> 00:36:22.360 this cold snap? 693 00:36:22.639 --> 00:36:23.920 How have you been staying warm? 694 00:36:24.880 --> 00:36:24.920 What? 695 00:36:25.199 --> 00:36:27.239 Little? Uh here? 696 00:36:28.920 --> 00:36:32.760 Okay, So Earleine's on social security. She's eighty two. Her 697 00:36:32.880 --> 00:36:36.960 daughter has some kind of disability on social Security. Her daughter, 698 00:36:37.159 --> 00:36:40.960 she's eighty two, Arlene, her daughter sixty two. Her daughter 699 00:36:41.280 --> 00:36:44.159 works two days a week. Her she has two grandchildren 700 00:36:44.159 --> 00:36:48.360 that just graduated, nineteen year old twins. And they don't work. 701 00:36:48.400 --> 00:36:51.320 They don't have transportation. They wanted to go to college. 702 00:36:51.400 --> 00:36:51.920 No money. 703 00:36:52.320 --> 00:36:55.239 So here's the first thing we need to do. Let's 704 00:36:55.280 --> 00:36:57.280 get a look at the furnace. I'm gonna sign this 705 00:36:57.320 --> 00:37:00.519 to Deputy Bow. He's gonna see if that furnace can be. 706 00:37:02.320 --> 00:37:02.920 Limped along. 707 00:37:03.000 --> 00:37:06.239 I have some questions for Earling. 708 00:37:06.400 --> 00:37:07.039 You said that. 709 00:37:08.800 --> 00:37:15.079 You said something quoted you nine thousand dollars to replace it. Yes, okay, 710 00:37:15.119 --> 00:37:17.159 what did they say was wrong with the furnace? 711 00:37:18.320 --> 00:37:24.000 It's old and it's I got an electrical pattern or 712 00:37:24.159 --> 00:37:28.320 one of those things and electrician put it in, but 713 00:37:28.480 --> 00:37:31.800 it didn't work. They just said the furnest is shot. 714 00:37:32.519 --> 00:37:33.400 It's no good. 715 00:37:34.239 --> 00:37:36.039 Is the furnace house furnace? 716 00:37:36.079 --> 00:37:38.599 Earlying? How old is the furnace? Earlying? 717 00:37:39.320 --> 00:37:41.760 I would say, see, I've been in the house. I 718 00:37:42.000 --> 00:37:46.880 had the house building sixty nine, so it's quite old. 719 00:37:47.920 --> 00:37:50.920 Okay, Oh, well, you know what I'm going to do. 720 00:37:51.119 --> 00:37:54.159 We'll get your contact information off the air. I'll give 721 00:37:54.199 --> 00:37:56.519 you a call this afternoon. I'll make arrangements to come 722 00:37:56.559 --> 00:37:58.360 over and take a look at it, see if I 723 00:37:58.360 --> 00:38:01.119 can get you some temporary heat. And then in the meantime, 724 00:38:01.400 --> 00:38:04.039 I'm going to give you the information for the Low 725 00:38:04.079 --> 00:38:07.639 Income Energy Assistance Program. So it does need to be replaced, 726 00:38:07.679 --> 00:38:10.559 they would could help you out with the cost of 727 00:38:10.599 --> 00:38:11.440 a replacement. 728 00:38:11.639 --> 00:38:12.840 So you're gonna go check it out. 729 00:38:12.880 --> 00:38:15.360 I'm gonna call her and go check it out this weekend. 730 00:38:15.519 --> 00:38:15.880 Nice. 731 00:38:17.039 --> 00:38:20.800 Nice, Okay, we'll revisit this early and after he does that. 732 00:38:20.880 --> 00:38:23.119 No, kids, when are they going to get a job? 733 00:38:23.199 --> 00:38:25.679 The nineteen year olds if they're not going off to school, 734 00:38:25.719 --> 00:38:27.880 which I don't think they should. I mean, I don't 735 00:38:27.880 --> 00:38:30.280 think that's a big deal anymore. But they could go 736 00:38:30.320 --> 00:38:32.960 work anywhere. They could start working at Walmart, they could 737 00:38:33.000 --> 00:38:36.000 work at McDonald's. I mean it's nineteen twenty bucks an hour. 738 00:38:36.679 --> 00:38:38.199 They need to get on the bus and go. 739 00:38:38.320 --> 00:38:43.119 Just one second, just one second, Gill, Vanni and Dulce, 740 00:38:43.559 --> 00:38:46.840 my two kids. If you're listening to this show, oh zease, 741 00:38:46.960 --> 00:38:50.400 don't please don't listen to Mark. Yeah, say when he 742 00:38:50.480 --> 00:38:53.760 said that the secondary education is not important, please okay, 743 00:38:53.840 --> 00:38:59.079 because his daughter typifies secondary education and being a genius 744 00:38:59.440 --> 00:39:04.559 so he's talking out of both sides. Okay, anyway, well, cously, 745 00:39:04.800 --> 00:39:08.079 I mean then for some people, you know what, Mark, 746 00:39:08.079 --> 00:39:12.119 You're right, Mark, Mark, You're right. Kids, some kids can 747 00:39:12.440 --> 00:39:15.440 do better off not going to I totally. 748 00:39:15.519 --> 00:39:17.239 I got my ged at fifteen. 749 00:39:17.360 --> 00:39:20.000 So now, picture if I was an accountant, would I 750 00:39:20.079 --> 00:39:26.159 be sitting here right now? Honest to God, I'm asking you, Tom. 751 00:39:24.599 --> 00:39:27.480 Mark, I'm not talking about the day we grew up 752 00:39:27.559 --> 00:39:30.880 and when I grew up. I'm talking about in reality. 753 00:39:31.239 --> 00:39:35.960 You are correct that not everyone, I agree, will benefit 754 00:39:36.000 --> 00:39:37.320 from a college education. 755 00:39:37.760 --> 00:39:41.159 That debt far outweighs the benefit many times people have. 756 00:39:41.400 --> 00:39:44.119 I don't people have a formal education that never used 757 00:39:44.159 --> 00:39:44.960 anything they did? 758 00:39:46.000 --> 00:39:48.920 Staring him one next to me, Kevin, did you did 759 00:39:48.960 --> 00:39:50.719 you hear what I just said? 760 00:39:51.199 --> 00:39:55.440 You're correct, and not everyone can benefit from a college degree. 761 00:39:55.519 --> 00:39:59.760 I will say more people don't benefit than do. Well, 762 00:40:00.079 --> 00:40:00.679 I don't know that. 763 00:40:00.760 --> 00:40:02.840 So I'm not going to make an asonine statement that 764 00:40:02.880 --> 00:40:03.679 covers everything. 765 00:40:04.000 --> 00:40:05.559 I'm going to say that. 766 00:40:05.440 --> 00:40:09.559 There are definitely, there are definitely some people that don't benefit, 767 00:40:09.880 --> 00:40:12.559 and there are many who use it as a halfway 768 00:40:12.599 --> 00:40:15.039 house to to to postpone life. 769 00:40:15.159 --> 00:40:16.360 Now here's another thing. 770 00:40:16.559 --> 00:40:18.840 There are many trade schools that do a wonderful job 771 00:40:18.880 --> 00:40:21.400 as well, and then there's on the job training as well, 772 00:40:21.480 --> 00:40:22.840 like plumbers and hvation. 773 00:40:23.679 --> 00:40:27.119 So there's a plethora. There's a plethora of opportunity. And 774 00:40:27.199 --> 00:40:32.159 I totally agree that everyone pushes college automatically and they shouldn't. 775 00:40:32.480 --> 00:40:34.039 I mean, I'm. 776 00:40:35.559 --> 00:40:37.760 Going to take a lot of these jobs, man, I mean, 777 00:40:37.840 --> 00:40:41.000 let's just let's get real. But the biggest difference here. 778 00:40:40.800 --> 00:40:44.079 To AI is never gonna AI is never going to 779 00:40:44.159 --> 00:40:46.079 install a furnace or an engine in the day. 780 00:40:46.119 --> 00:40:49.679 I'm right, not yet, not in our kid's life. So 781 00:40:50.840 --> 00:40:53.360 but but there is one thing mark with you and me. 782 00:40:53.519 --> 00:40:54.800 Okay, yes, sir, you know. 783 00:40:55.079 --> 00:40:58.679 We can't people we can't and and people like us, 784 00:40:58.960 --> 00:41:00.559 there are not a lot of people people who can 785 00:41:00.599 --> 00:41:03.599 mirror that because the conditions were different at the time, 786 00:41:04.039 --> 00:41:06.159 you know, you know they were. I mean, they were 787 00:41:06.199 --> 00:41:09.159 totally different at the time. I mean, yeah, dude. But 788 00:41:09.400 --> 00:41:13.039 just because we did certain things so crazy doesn't mean, 789 00:41:13.480 --> 00:41:16.119 you know, these times people can still do. 790 00:41:16.360 --> 00:41:18.599 The one thing I mean, the one thing we both 791 00:41:18.639 --> 00:41:21.480 did is we always work, period, end of story. You know, 792 00:41:22.159 --> 00:41:25.039 the college route, but you were you worked your ass 793 00:41:25.079 --> 00:41:27.239 off in a newspaper, they got into radio. 794 00:41:27.880 --> 00:41:31.039 You went to malis were possible? And I did the same. 795 00:41:31.199 --> 00:41:34.519 That's right. I worked from sixteen years old on my own. 796 00:41:34.920 --> 00:41:36.840 I didn't that was it. I was gone. 797 00:41:37.079 --> 00:41:39.079 But here's the thing that you learn. You know, I 798 00:41:39.119 --> 00:41:41.360 had to lie. I swear to God and people think 799 00:41:41.360 --> 00:41:41.880 I'm kidding. 800 00:41:42.199 --> 00:41:44.320 I was fourteen on my own. Now, no one. 801 00:41:44.159 --> 00:41:46.320 Believes that I was. I was literally on my own. 802 00:41:46.719 --> 00:41:49.199 Do you know what a fourteen year old now? I mean, 803 00:41:49.239 --> 00:41:52.760 come on, fourteen years old, I had an apartment. I 804 00:41:52.800 --> 00:41:55.559 lied about my age. No, I mean it was crazy. 805 00:41:55.679 --> 00:41:56.880 It is very crazy. 806 00:41:57.039 --> 00:41:59.960 We could both agree on this one hundred percent. Two 807 00:42:00.280 --> 00:42:04.559 nineteen year olds that have zero disability and their mother, 808 00:42:04.920 --> 00:42:08.679 who no one knows what her disability is, for God's sakes, 809 00:42:09.079 --> 00:42:11.679 are probably taking advantage of that grandmother. 810 00:42:11.960 --> 00:42:13.000 And what are they going to do. 811 00:42:13.199 --> 00:42:15.599 I mean, someone's got to tell them get your ass 812 00:42:15.599 --> 00:42:17.880 out there in work or get the hell out of 813 00:42:17.920 --> 00:42:18.480 my house. 814 00:42:19.639 --> 00:42:20.119 I know that. 815 00:42:20.440 --> 00:42:22.599 Hey, Jay, you have a comment on these car parts. 816 00:42:22.920 --> 00:42:24.880 We asked the bigger question. We're going to try to 817 00:42:24.880 --> 00:42:27.480 get an attorney on and maybe we call our class 818 00:42:27.480 --> 00:42:30.480 action people in Jersey. It's getting to a point of 819 00:42:30.599 --> 00:42:34.280 ridiculousness where people many, many, many many people calling my 820 00:42:34.360 --> 00:42:37.199 show do not have use of their cars, and we 821 00:42:37.239 --> 00:42:38.519 have a major problem with that. 822 00:42:39.000 --> 00:42:41.119 So go ahead, And what were you going to say? 823 00:42:42.480 --> 00:42:46.719 Okay, boy, that's called That's exactly what drives me insane 824 00:42:46.760 --> 00:42:51.199 because there are no symptoms it quit working unquote, I 825 00:42:51.280 --> 00:42:53.280 think it needs. 826 00:42:53.119 --> 00:42:53.920 A valve body. 827 00:42:54.159 --> 00:42:56.960 Okay, why what in the valve body isn't working? What 828 00:42:57.159 --> 00:43:01.480 stops happening when the problem comes up? Well, probably good 829 00:43:01.480 --> 00:43:04.440 person has no idea because they're not a mechanic, they're 830 00:43:04.440 --> 00:43:07.599 a parts changer. They don't know. They know that somewhere 831 00:43:07.599 --> 00:43:10.320 in the valve body something happens, the truck stops moving 832 00:43:10.480 --> 00:43:14.880 or something's wrong, But I have no idea what. When 833 00:43:14.920 --> 00:43:17.480 I was a mechanic, we would take the valve body off, 834 00:43:17.480 --> 00:43:19.679 we would tear it down, we would inspect it. We'd 835 00:43:19.719 --> 00:43:22.760 see maybe a spool had a bad over ring on it. 836 00:43:22.840 --> 00:43:25.800 We would know exactly why. 837 00:43:26.079 --> 00:43:28.960 But what's the point. So are you saying what? Let 838 00:43:29.000 --> 00:43:30.079 me let me summarize. 839 00:43:30.079 --> 00:43:32.280 See if this is what you're saying, you're seeing too 840 00:43:32.280 --> 00:43:35.400 many just rely on remove and replace and and some 841 00:43:35.440 --> 00:43:38.000 of these parts can actually be repaired, but no one 842 00:43:38.000 --> 00:43:41.000 knows how to do it anymore. 843 00:43:41.480 --> 00:43:44.239 Guarantee absolutely, lots of these cars can be fixed. 844 00:43:44.360 --> 00:43:46.440 You do you agree? Do you agree? 845 00:43:46.480 --> 00:43:49.280 Absolutely? We run into it all the time. You know, 846 00:43:49.400 --> 00:43:50.400 i'd get mechanics. 847 00:43:50.599 --> 00:43:53.199 Here's what I want to ask, Why then, why then 848 00:43:53.320 --> 00:43:55.920 don't more shops still concentrate on repair. 849 00:43:57.039 --> 00:43:58.719 Because they don't have anybody and knows what the hell 850 00:43:58.760 --> 00:43:59.480 they're doing. 851 00:43:59.599 --> 00:44:01.000 That and faster to replace? 852 00:44:01.800 --> 00:44:05.079 What would you do? Let's take this specifically. We've had 853 00:44:05.079 --> 00:44:06.840 a number of calls on this. I want to take 854 00:44:06.840 --> 00:44:09.920 this specifically, valve bodies in a transmission. 855 00:44:10.159 --> 00:44:13.599 How would you correct? How could you repair a valve body? 856 00:44:13.679 --> 00:44:15.880 It just depends on the fault. Like he's saying, there's 857 00:44:15.880 --> 00:44:18.199 electronic solenoids inside that could fail. 858 00:44:18.239 --> 00:44:20.719 There's rings that they all sell those parts into. 859 00:44:21.039 --> 00:44:23.559 The Other problem is you can't get the part and 860 00:44:23.599 --> 00:44:29.119 do they actually have specific diagrams of like how well. 861 00:44:29.079 --> 00:44:31.599 No, there's a valve body's of valve body. I mean 862 00:44:31.960 --> 00:44:35.159 they haven't changed that much. But yeah, a good tech 863 00:44:35.320 --> 00:44:37.360 will get in there and he will ascertain and he 864 00:44:37.400 --> 00:44:37.920 will fix it. 865 00:44:38.039 --> 00:44:41.159 Yes here I want to tell you, so this is 866 00:44:41.280 --> 00:44:43.400 figured out what was wrong and whether or not it 867 00:44:43.480 --> 00:44:46.199 could be fixed and most of it. I want to 868 00:44:46.320 --> 00:44:49.519 I could fix it because I knew what was actually wrong. 869 00:44:51.159 --> 00:44:53.440 It's a great point. I want to tell you everything 870 00:44:53.559 --> 00:44:55.320 is swap out now. I don't care if it's a 871 00:44:55.360 --> 00:44:59.480 refrigerator or a stereo. I mean it must be cheaper 872 00:44:59.760 --> 00:45:02.920 for the the manufacturers to do it that way, right. 873 00:45:03.119 --> 00:45:06.239 Yeah. But I've had mechanics from Europe and other places 874 00:45:06.239 --> 00:45:08.400 worked for me over the years, and they're shocked that 875 00:45:08.440 --> 00:45:10.599 we throw parts away. Hey real, It's like, why not 876 00:45:10.599 --> 00:45:12.199 put a burying in a water pump and put it 877 00:45:12.239 --> 00:45:12.440 back on? 878 00:45:12.480 --> 00:45:14.880 Hold on, guys, now, I'm going to insist. 879 00:45:14.960 --> 00:45:17.239 I want to tell you something because this demonstrates what 880 00:45:17.280 --> 00:45:21.559 you're saying. A few years ago, I had a solar system. 881 00:45:21.920 --> 00:45:26.159 It was really a sophisticated system, and something went wrong 882 00:45:26.920 --> 00:45:29.000 and everyone who looked at it said, I'm going to 883 00:45:29.159 --> 00:45:32.280 This is way before I knew all these solar people 884 00:45:32.320 --> 00:45:35.199 we have, but they said, I'm going to need a 885 00:45:35.280 --> 00:45:40.400 nineteen hundred dollars replacement of something nineteen hundred bucks. I 886 00:45:40.440 --> 00:45:43.519 took the component off and I did good old circuit 887 00:45:43.599 --> 00:45:51.639 chasing it's called, and found a tiny switch that beyond 888 00:45:51.679 --> 00:45:56.119 that there was no signal. I assumed this switch into 889 00:45:56.159 --> 00:45:57.800 a solid state board was the problem. 890 00:45:57.840 --> 00:45:59.159 I'm going to make a long story short. 891 00:46:00.039 --> 00:46:02.679 Fit this little tiny switch and did some searching on 892 00:46:02.760 --> 00:46:05.440 the internet. Yes, the internet, it was. It was, we 893 00:46:05.480 --> 00:46:08.280 had the internet, right, So what did I find? It 894 00:46:08.320 --> 00:46:13.159 was Johnson Controls. Johnson Controls makes controls for everyone. I 895 00:46:13.239 --> 00:46:15.400 literally called the people down on a wrap up I 896 00:46:15.480 --> 00:46:17.719 think it was at the time a rapo rode or somewhere, 897 00:46:18.400 --> 00:46:21.400 and they said, yeah, we saw, you know, bulks of 898 00:46:21.440 --> 00:46:23.519 these and blah blah blah blah. And I said, listen, 899 00:46:23.519 --> 00:46:26.679 could you do me a favor? Seriously? Can I buy 900 00:46:26.719 --> 00:46:27.239 one of them? 901 00:46:27.280 --> 00:46:27.679 Please? 902 00:46:28.719 --> 00:46:31.760 I went in and the guy there says, you know what, 903 00:46:32.119 --> 00:46:35.840 just take it. I took the switch and I soldered 904 00:46:35.840 --> 00:46:39.639 it into the solid state board and it worked. I 905 00:46:39.760 --> 00:46:42.920 saved nineteen hundred dollars. I asked him what would that 906 00:46:42.960 --> 00:46:45.079 switch cost? He says, well, we sell him in bulk. 907 00:46:45.480 --> 00:46:50.360 It would be about nine cents. Hello, that was years ago, 908 00:46:50.440 --> 00:46:54.039 crazy now, Jay, No, no, but that's a true story. 909 00:46:54.519 --> 00:46:58.199 And Kevin, I'll bet you if people had the skill 910 00:46:58.280 --> 00:47:01.199 and the time to track down and JR. 911 00:47:01.360 --> 00:47:03.239 Is this JR? By the way from the road, JR? 912 00:47:04.079 --> 00:47:06.599 Anyway it or is it just Jay? Is it? Are 913 00:47:06.599 --> 00:47:07.199 you the same one? 914 00:47:07.280 --> 00:47:07.480 Jay? 915 00:47:08.320 --> 00:47:09.280 Anyway? Good? 916 00:47:09.320 --> 00:47:09.639 Good old? 917 00:47:10.039 --> 00:47:12.559 So you you guys agree, don't you? 918 00:47:12.960 --> 00:47:16.400 Isn't that possible that you could? But but why don't 919 00:47:16.440 --> 00:47:18.679 more texts do it? Why don't they do it? 920 00:47:19.800 --> 00:47:24.760 They don't know how, they don't they've done it. They've 921 00:47:24.840 --> 00:47:28.159 just figured out where the problem was and replace the 922 00:47:28.320 --> 00:47:30.599 entire thing. But here's something I think we ought to do. 923 00:47:30.840 --> 00:47:33.400 And I mean we like you and some lawyers, and 924 00:47:34.400 --> 00:47:36.519 we ought to have a contract where when you walk 925 00:47:36.559 --> 00:47:39.599 in to buy a car, you don't just sign their contract. 926 00:47:39.719 --> 00:47:43.920 They signed yours because I can't get parts. 927 00:47:44.000 --> 00:47:45.840 Yeah, you will know what's going to do it? 928 00:47:45.880 --> 00:47:50.920 Then no one's everybody's I mean this dealer, will you 929 00:47:51.000 --> 00:47:52.719 better do it? Or I'm going to go to them. 930 00:47:52.840 --> 00:47:56.559 Somebody will start picking that up. But it has to. 931 00:47:56.559 --> 00:48:01.960 Stand me anywhere. I mean, you know what you could anyway? 932 00:48:02.320 --> 00:48:05.400 Three O three seven to one three talk three O 933 00:48:05.519 --> 00:48:08.719 three seven one three eight two five five let's talk 934 00:48:08.760 --> 00:48:09.639 to uh. 935 00:48:10.960 --> 00:48:12.800 Oh, I gotta take a break, then I'll talk to Mark. 936 00:48:13.000 --> 00:48:15.840 I just want to tell you that Denver Regen dot 937 00:48:15.880 --> 00:48:20.440 com does hair rejuvenation our great job. They also do 938 00:48:20.480 --> 00:48:25.639 stem cell therapy. Denver Regen dot com and it did 939 00:48:25.679 --> 00:48:28.519 an amazing job for me prior to back surgery. I 940 00:48:28.559 --> 00:48:30.400 almost was not going to have the back surgery. And 941 00:48:30.519 --> 00:48:32.639 I have a special system. You know I needed it. 942 00:48:32.960 --> 00:48:42.519 But they can really help with pain Denver Regen dot com. 943 00:48:42.880 --> 00:48:46.119 Go with a sure thing Denver's best roofer Excel Roofing 944 00:48:46.239 --> 00:48:48.880 dot com. You don't pay a cent until you're content. 945 00:48:52.239 --> 00:48:55.440 Time for an insurance check up free, no obligation. In comparison, 946 00:48:55.559 --> 00:48:59.119 call Compass Insurance pain too much your coverage at dozens 947 00:48:59.119 --> 00:49:01.880 of insurance companies find out now three all three seven 948 00:49:01.960 --> 00:49:04.800 seven to one help. You'll think you're his only customer 949 00:49:04.840 --> 00:49:07.079 when you choose Frank durand the real estate Man dot 950 00:49:07.119 --> 00:49:10.400 com to list your home with Remax Alliance three all 951 00:49:10.440 --> 00:49:16.440 three nine two zero sixteen twenty two. Hi Tom Martino, 952 00:49:17.480 --> 00:49:21.599 your troubleshooter three all three seven one three talk three 953 00:49:21.679 --> 00:49:26.599 oh three seven one three eight two five five. So 954 00:49:26.840 --> 00:49:30.320 let's talk what's going on with uh? 955 00:49:31.360 --> 00:49:33.639 Cody? Okay, Cody, what's happening? 956 00:49:35.280 --> 00:49:37.679 Hey herldough love your show? Never miss that. 957 00:49:37.840 --> 00:49:42.119 What's happened? What's going on? That goes way back? 958 00:49:45.400 --> 00:49:48.079 Love? What you guys do? I really do thank you, 959 00:49:48.239 --> 00:49:50.760 thank you man, hoping he might be able to help 960 00:49:51.519 --> 00:49:55.920 get us a line on a vehicle. So the situation is, 961 00:49:56.159 --> 00:50:00.960 I have a friend that recently moved to town, and 962 00:50:01.480 --> 00:50:10.159 they moved from UH from Treda to Greevy. Four days 963 00:50:10.199 --> 00:50:15.719 after my husband started working here in agreement, King dropped 964 00:50:15.719 --> 00:50:20.400 over dead at work. His liking work had kicked in 965 00:50:20.559 --> 00:50:25.559 yet nothing had kicked in the day before that transfer. 966 00:50:25.559 --> 00:50:28.599 And who did he leave? Who did he leave? 967 00:50:28.679 --> 00:50:28.920 Wife? 968 00:50:29.079 --> 00:50:31.920 And a wife and four kids. One of the children 969 00:50:32.000 --> 00:50:38.400 is not in the housing, so it's pretty rough. And 970 00:50:39.400 --> 00:50:42.119 the day before he died, their transmission went out in 971 00:50:42.159 --> 00:50:47.880 their SUV, the one vehicle they had. It's under warranty. However, 972 00:50:48.599 --> 00:50:51.719 they had to get it towed over the Grand Junction 973 00:50:52.000 --> 00:50:53.039 to get the warranty hard. 974 00:50:54.119 --> 00:50:56.719 So the hold on this is wait wait wait wait, 975 00:50:56.760 --> 00:51:00.639 wait wait bro bro hold Cody, Cody, hang on, There's 976 00:51:00.679 --> 00:51:01.840 so much information I need. 977 00:51:02.239 --> 00:51:03.159 So they have a. 978 00:51:03.360 --> 00:51:06.400 Used s UV or was it a new one? 979 00:51:06.559 --> 00:51:09.000 I think it would used one that they've owned for 980 00:51:09.360 --> 00:51:13.559 several years. The transmission just finding, but it. 981 00:51:13.480 --> 00:51:16.360 Is under warranty. Why would that be on an old vehicle? 982 00:51:17.519 --> 00:51:19.400 He should replaced the transmission once. 983 00:51:21.440 --> 00:51:29.639 Okay, got it, and and where is it right that the. 984 00:51:29.119 --> 00:51:32.239 SUV is now in grand junction. 985 00:51:34.159 --> 00:51:38.679 At at at in grand junction because that mechanic installed 986 00:51:38.679 --> 00:51:39.760 it and warranted it. 987 00:51:41.159 --> 00:51:45.159 Correct. And I don't know if it's an actual company 988 00:51:45.599 --> 00:51:47.320 or if it's kind of a shape tree mechanic and 989 00:51:47.360 --> 00:51:49.639 he's just trying to do the assaults. I'm not sure 990 00:51:49.679 --> 00:51:50.239 about that. 991 00:51:51.639 --> 00:51:54.760 And how long is it going to take to fix it? 992 00:51:55.760 --> 00:51:59.039 Same same thing You've been hearing all day. They don't 993 00:51:59.079 --> 00:52:04.679 know they can't get arts all that. Well, okay, well 994 00:52:04.719 --> 00:52:08.039 right now, they have been borrowing my truck for the 995 00:52:08.119 --> 00:52:08.840 last month. 996 00:52:10.440 --> 00:52:13.000 May I ask here's another question. I listen, I have 997 00:52:13.079 --> 00:52:16.199 to ask Cody. I know you want to tell your story, 998 00:52:16.199 --> 00:52:19.000 but I really need information. Do they owe money on 999 00:52:19.039 --> 00:52:23.880 this current truck, on these me on the SUV, so 1000 00:52:23.960 --> 00:52:27.960 that suv is bought and paid for correct? 1001 00:52:29.519 --> 00:52:32.400 Keep going, keep going, man, go ahead. They're borrowing your truck. 1002 00:52:32.679 --> 00:52:36.079 Yeah, so they're borrowing my truck. But the problem is 1003 00:52:36.360 --> 00:52:39.880 they're driving fifty miles a day round trick to get 1004 00:52:39.960 --> 00:52:43.679 the daughter. That's one of the daughters that lives with them. 1005 00:52:43.719 --> 00:52:46.519 She's twenty two. She drives back and forth each state 1006 00:52:46.559 --> 00:52:50.880 of Fort Collins for work, so it racked up a 1007 00:52:50.960 --> 00:52:53.480 huge fuel bill. So they're kind of in the market 1008 00:52:53.599 --> 00:52:58.760 for a cheaper vehicle or a cheap vehicle. This defense 1009 00:52:58.800 --> 00:53:03.039 on gas language is what it boils down to. And 1010 00:53:03.639 --> 00:53:07.599 I've been checking out some auction sites that there's nothing that. 1011 00:53:09.159 --> 00:53:12.360 Do me a favor with Cody whatever, whatever they do. 1012 00:53:13.000 --> 00:53:17.519 Where do you live, Cody, I'm in Greeley. 1013 00:53:17.559 --> 00:53:20.440 Whatever you do, do not buy any from any dealer 1014 00:53:20.519 --> 00:53:21.880 in Greeley or Weld County. 1015 00:53:23.199 --> 00:53:23.559 Agreed. 1016 00:53:25.119 --> 00:53:29.000 Ever, I agree because for some reason, for some reason, 1017 00:53:30.440 --> 00:53:33.920 I don't know, I don't know, they're terrible. Okay, that's 1018 00:53:33.960 --> 00:53:34.519 what I'm gonna say that. 1019 00:53:35.280 --> 00:53:39.239 There is one one mechanic shop here in town that 1020 00:53:39.320 --> 00:53:42.920 I found that is actually very good. I've actually recommended 1021 00:53:42.920 --> 00:53:47.840 to contact you about becoming a recommended member. It's called 1022 00:53:47.880 --> 00:53:52.360 Greeley Automotive, and they are very good. They helped me 1023 00:53:52.440 --> 00:53:57.079 out several times, saved me thousands. 1024 00:53:56.320 --> 00:53:59.559 So what we're looking for? What are you looking for? 1025 00:53:59.679 --> 00:54:02.760 Are you? Are you looking for? What are you looking 1026 00:54:02.800 --> 00:54:05.400 for right now? Charity? Are you looking for a deal? 1027 00:54:05.440 --> 00:54:07.480 What are you looking for a deal? 1028 00:54:08.519 --> 00:54:12.840 Like something that's achieve like oh one Corolla? 1029 00:54:14.360 --> 00:54:16.639 Good? Yeah, there there I'm going to tell you. I 1030 00:54:16.679 --> 00:54:18.760 just want to tell you something. I want I want 1031 00:54:18.800 --> 00:54:20.519 to tell you something. I want to tell you something. 1032 00:54:21.440 --> 00:54:22.079 This is life. 1033 00:54:22.119 --> 00:54:24.079 I'm just going to tell you something. And it's true. 1034 00:54:25.360 --> 00:54:28.559 There's about a one tenth of one percent chance that 1035 00:54:28.639 --> 00:54:31.840 you find a deal or something that is donated or 1036 00:54:31.880 --> 00:54:34.840 something that will that will be worth a crap And 1037 00:54:35.000 --> 00:54:39.480 last I listen, no matter how well meaning people are, 1038 00:54:39.920 --> 00:54:42.760 I had someone contact me who listens to my show. 1039 00:54:43.280 --> 00:54:46.000 I was trying to set up a Venezuelan family who 1040 00:54:46.079 --> 00:54:47.960 had they have legal asylum papers. 1041 00:54:47.960 --> 00:54:53.000 Tried to set them up with a car. It was anyway, 1042 00:54:53.239 --> 00:54:54.280 it was a jump. 1043 00:54:54.800 --> 00:54:56.159 That's what made me triggered me to. 1044 00:54:56.159 --> 00:54:56.599 Call it him. 1045 00:54:56.880 --> 00:54:58.920 What kind of sut was a deal? 1046 00:55:00.480 --> 00:55:03.519 I think it was a Yukon because. 1047 00:55:03.280 --> 00:55:05.840 It may be cheaper to find a transmission in another car. 1048 00:55:07.280 --> 00:55:09.440 Well, they're they're trying to get that they need two 1049 00:55:09.599 --> 00:55:14.679 vehicles though, one for the daughter and one for the mother. Well, 1050 00:55:15.119 --> 00:55:17.920 because right now I know my truck between. 1051 00:55:17.599 --> 00:55:20.679 Did this guy? How old was this guy? Did he 1052 00:55:20.719 --> 00:55:22.039 have a life insurance or anything? 1053 00:55:23.480 --> 00:55:25.599 He was in the middle of trying to get it 1054 00:55:25.639 --> 00:55:28.960 through his new employer, but he'd only started four days prior, 1055 00:55:29.239 --> 00:55:31.079 so that hadn't kicked in yet. 1056 00:55:31.480 --> 00:55:34.639 Now the do you have a heart attack there, Cody, 1057 00:55:34.679 --> 00:55:35.639 did he have a heart attack? 1058 00:55:35.719 --> 00:55:38.639 Only they actually paid all of the Yeah, a heart attack. 1059 00:55:38.719 --> 00:55:42.320 He was in his mid forties. Okay, Okay, the employer 1060 00:55:42.440 --> 00:55:47.320 paid for the uh funeral all all that kind of expenses. 1061 00:55:47.840 --> 00:55:50.920 The employer covered which was really nice. So then they 1062 00:55:50.960 --> 00:55:51.960 did not have to do that. 1063 00:55:52.519 --> 00:55:56.440 Yeah, yeah, I understand. And how is the family getting 1064 00:55:56.440 --> 00:55:57.559 along right now? Cody? 1065 00:55:57.639 --> 00:56:01.119 Let's talk about practical every Cody, let's talk about practical 1066 00:56:01.159 --> 00:56:01.880 everyday life. 1067 00:56:02.159 --> 00:56:04.960 How are they paying? Are they renting? Do they own? 1068 00:56:05.000 --> 00:56:07.039 Tell me about them? Yeah? 1069 00:56:07.119 --> 00:56:10.599 They they're renting. The daughter, the twenty two year old 1070 00:56:10.679 --> 00:56:16.119 daughter is working three different jobs and she's covering the 1071 00:56:16.159 --> 00:56:20.119 expenses for the family right now while they get the 1072 00:56:20.719 --> 00:56:24.599 affairs in order. It sounds like they might have maybe 1073 00:56:24.639 --> 00:56:27.480 ten or twenty thousand dollars coming to them. That that's it. 1074 00:56:30.039 --> 00:56:31.920 The way. 1075 00:56:31.960 --> 00:56:36.159 This is someone who's working hard. So the one daughter 1076 00:56:36.280 --> 00:56:38.440 is helping. How many other kids? 1077 00:56:39.840 --> 00:56:43.440 There's two other young ones in the house, and then 1078 00:56:44.000 --> 00:56:46.000 one more that is out of the house. 1079 00:56:47.800 --> 00:56:50.400 Okay, and the three in the house, how old are they? 1080 00:56:53.239 --> 00:56:56.920 Eight, twelve, and twenty two and the twenty. 1081 00:56:56.440 --> 00:57:00.920 Year old is okay, working God bless her man. Three 1082 00:57:01.039 --> 00:57:07.480 jobs okay, and we need to try to find we 1083 00:57:07.519 --> 00:57:09.000 need to try to find her a car. 1084 00:57:09.119 --> 00:57:14.639 But here's the deal man, Like I said, even when 1085 00:57:14.719 --> 00:57:17.079 it's a gift or low price, it doesn't mean it's 1086 00:57:17.079 --> 00:57:17.960 going to mean anything. 1087 00:57:18.480 --> 00:57:21.079 There's insurance. There's all kinds of stuff, you know. 1088 00:57:21.800 --> 00:57:28.280 So right, and I think they discovered insurance without an 1089 00:57:28.360 --> 00:57:31.880 issue in just the money they would save on not 1090 00:57:31.920 --> 00:57:34.280 having to drive the truck back and forth, which the 1091 00:57:34.320 --> 00:57:36.239 truck only gets about eight miles to the gall. 1092 00:57:38.920 --> 00:57:41.559 No, I get it. And you're so kind to help 1093 00:57:41.599 --> 00:57:44.599 them with that truck right now. But they need a vehicle. 1094 00:57:47.079 --> 00:57:51.800 So I'm going yestion for Cody. 1095 00:57:51.800 --> 00:57:55.960 Cody, it's this is Bo. The family's in Greeley, right, 1096 00:57:57.039 --> 00:58:02.119 It's correct. I checked online to Greeley Police. Auction is 1097 00:58:02.159 --> 00:58:04.599 coming up in a few months and have vehicles there. 1098 00:58:05.000 --> 00:58:09.000 You can might go look and you might be I 1099 00:58:09.039 --> 00:58:11.960 can give you a phone number, give it on the air. 1100 00:58:12.000 --> 00:58:14.000 You can call and go over there and take a look. 1101 00:58:15.360 --> 00:58:17.360 Please, that would be amazing, all right. 1102 00:58:17.480 --> 00:58:19.440 So the phone number is yeah, but you know what, 1103 00:58:19.599 --> 00:58:23.119 let's okay, that could give it out and that please 1104 00:58:23.239 --> 00:58:24.599 use an abundance of caution. 1105 00:58:24.800 --> 00:58:27.440 Go ahead, Okay, I mean that's a suggestion. 1106 00:58:27.599 --> 00:58:30.719 They have cars, No, go ahead, go ahead, I get it. 1107 00:58:30.760 --> 00:58:33.960 Bo I appreciate it. Okay, Cody. 1108 00:58:34.199 --> 00:58:38.400 The number is nine seven zero three five zero forty 1109 00:58:38.440 --> 00:58:43.480 six hundred and they're on tenth Street and they have. 1110 00:58:43.440 --> 00:58:45.440 An auction coming up and there's cars there. 1111 00:58:47.719 --> 00:58:50.400 Excellent. I will give them a call. Thank you so much. 1112 00:58:51.119 --> 00:58:53.360 Like I said, I'm not looking for a handout for them. 1113 00:58:53.400 --> 00:58:55.519 They're not asking for a handout. They don't even know that. 1114 00:58:55.559 --> 00:58:56.840 I'm calling Cody. 1115 00:58:56.599 --> 00:59:00.599 Trying to Cody, if anybody, if anybody deserved if anyone 1116 00:59:00.599 --> 00:59:03.639 deserved one, it's a twenty two year old working three 1117 00:59:03.719 --> 00:59:05.159 jobs whose father dropped dead. 1118 00:59:07.280 --> 00:59:07.480 You know. 1119 00:59:07.880 --> 00:59:08.199 That's so. 1120 00:59:08.800 --> 00:59:12.519 Whether it's a handout, whether it's a handout, or whether 1121 00:59:12.559 --> 00:59:15.920 it's just somebody helping out with a good price. Listen, man, 1122 00:59:16.719 --> 00:59:22.079 no apologies necessary. I'm Tom Martine. Let's get his information, Kachina. 1123 00:59:22.400 --> 00:59:25.159 Let's try to help this family. We got more coming 1124 00:59:25.199 --> 00:59:27.159 up on The Troubleshooter Show. Three O three seven one 1125 00:59:27.239 --> 00:59:29.159 three Talks seven one three two five five eight eight 1126 00:59:29.159 --> 00:59:32.280 eight Heating dot Com. The lowest price is guaranteed for 1127 00:59:32.360 --> 00:59:35.679 high efficiency units and they really mean it. They'll do 1128 00:59:35.719 --> 00:59:38.519 a deep clean too for forty five bucks. They're great people. 1129 00:59:39.159 --> 00:59:42.760 Three oh three seven seven zero two seven seven six 1130 00:59:48.119 --> 00:59:51.360 Go with a sure thing Denver's best roofer Excel Roofing 1131 00:59:51.480 --> 00:59:52.079 dot com. 1132 00:59:52.119 --> 00:59:54.119 You don't pay a cent until you're content. 1133 00:59:57.480 --> 01:00:00.679 Time for an insurance check up free, no obligation comparison 1134 01:00:00.840 --> 01:00:04.400 call Compass Insurance paying too much your coverage at dozens 1135 01:00:04.400 --> 01:00:07.119 of insurance companies find out now three oh three seven 1136 01:00:07.239 --> 01:00:10.039 seven to one help. You'll think you're his only customer 1137 01:00:10.079 --> 01:00:12.320 when you choose Frank Durand the real estate Man dot 1138 01:00:12.360 --> 01:00:15.639 com to list your home with Remax Alliance three oh 1139 01:00:15.719 --> 01:00:22.960 three nine two zero sixteen twenty two. Hi Tom Martino, 1140 01:00:23.679 --> 01:00:28.079 your troubleshooter three O three seven one three talk seven 1141 01:00:28.119 --> 01:00:32.719 one three eight two five five Mark what's happening with 1142 01:00:32.840 --> 01:00:34.079 your bank card? 1143 01:00:34.199 --> 01:00:35.519 Mark? Welcome? What's going on? 1144 01:00:36.760 --> 01:00:40.840 Yeah? So this concerns a Barkley card. 1145 01:00:42.920 --> 01:00:46.320 I have a Barclay card. I have a barclaycard. So 1146 01:00:47.280 --> 01:00:50.800 you know what I found about Barclay's Barclays. 1147 01:00:53.039 --> 01:00:54.519 I when it comes to. 1148 01:00:54.519 --> 01:00:58.000 Fraud, it shows up more on my Barclays card than 1149 01:00:58.039 --> 01:00:59.719 anywhere else, go ahead with yours. 1150 01:00:59.760 --> 01:01:00.440 What's happening. 1151 01:01:01.079 --> 01:01:03.760 Well, so this was in my wife's name, my late 1152 01:01:03.800 --> 01:01:07.880 wife's name, she passed away in March of twenty three, 1153 01:01:09.400 --> 01:01:17.280 and automated checking. Yeah, and so they were pulling money out, yeah, 1154 01:01:17.440 --> 01:01:21.480 un announced to me. I wasn't I didn't know that 1155 01:01:21.639 --> 01:01:24.760 she had that account and it was on automated payments. 1156 01:01:26.119 --> 01:01:26.360 Yeah. 1157 01:01:26.440 --> 01:01:30.239 So by the time I found out later that year, 1158 01:01:30.280 --> 01:01:33.480 in twenty three, they had managed to take about fourteen 1159 01:01:33.559 --> 01:01:36.239 hundred dollars out of the account. 1160 01:01:36.320 --> 01:01:38.719 But here's what I don't understand. Mark, hold on a 1161 01:01:38.760 --> 01:01:42.000 sec Here's what I don't understand. They managed to take 1162 01:01:42.039 --> 01:01:46.000 fourteen hundred that's set up on auto automated Hold on, 1163 01:01:47.440 --> 01:01:49.280 I know, but please hold on, let me let me 1164 01:01:49.320 --> 01:01:50.079 finish the question. 1165 01:01:50.159 --> 01:01:51.039 It's really simple. 1166 01:01:52.320 --> 01:01:55.639 If they take auto payments, it's only when there is 1167 01:01:55.679 --> 01:01:56.239 a balance. 1168 01:01:56.960 --> 01:02:00.880 So if they managed to take fourteen hund undred, it 1169 01:02:01.079 --> 01:02:04.239 means that there was a balance on there. Well, there was, 1170 01:02:04.320 --> 01:02:09.719 of course, So why wouldn't they keep taking a payment 1171 01:02:09.760 --> 01:02:10.159 that they. 1172 01:02:10.039 --> 01:02:12.280 Didn't know she was disis that was in her name 1173 01:02:12.400 --> 01:02:16.239 and the account was a joint my name and her name. No, 1174 01:02:16.360 --> 01:02:17.079 I can't do that. 1175 01:02:17.800 --> 01:02:22.519 Yes, I get that. But if they did not. 1176 01:02:22.800 --> 01:02:28.400 Know well or you didn't know, they didn't do anything. 1177 01:02:28.440 --> 01:02:34.840 They did something in they did something in error. Yeah, 1178 01:02:34.920 --> 01:02:38.480 they did, they did some, Okay, so we got to 1179 01:02:38.519 --> 01:02:39.320 get it corrected. 1180 01:02:40.199 --> 01:02:42.920 They can come after the estate, but they won't. I 1181 01:02:42.960 --> 01:02:45.519 mean most of the time, if it was her debt 1182 01:02:45.840 --> 01:02:47.719 and her debt alone, it. 1183 01:02:47.639 --> 01:02:48.840 Would go away. 1184 01:02:49.199 --> 01:02:53.400 So did you call them and say did you call 1185 01:02:53.480 --> 01:02:57.519 them and say my wife was deceased and you continued 1186 01:02:57.559 --> 01:03:00.599 to take payments? And they're going to say yes, but 1187 01:03:00.719 --> 01:03:01.920 we didn't know, right. 1188 01:03:02.400 --> 01:03:06.800 Right, And so when I sent them the death certificate 1189 01:03:07.719 --> 01:03:12.119 see Barklay's, they won't talk to you directly. They refer 1190 01:03:12.199 --> 01:03:18.639 everything to their law firm which does collections and supposedly 1191 01:03:19.000 --> 01:03:19.400 but but. 1192 01:03:20.440 --> 01:03:23.320 If you have I want to talk to an attorney 1193 01:03:23.519 --> 01:03:29.320 for you on this, because truly there was some obligation 1194 01:03:29.559 --> 01:03:33.079 Mark for you to let them know she died, although 1195 01:03:33.119 --> 01:03:34.280 that doesn't give. 1196 01:03:34.079 --> 01:03:35.000 Them a license. 1197 01:03:35.039 --> 01:03:37.440 You know, about the cards she had, Mark. 1198 01:03:37.639 --> 01:03:41.719 I'm going to I'm going to finish sure. I'm saying 1199 01:03:41.760 --> 01:03:45.000 that it was your responsibility to let creditors know, but 1200 01:03:45.159 --> 01:03:49.199 that doesn't give them a license to collect anyway. 1201 01:03:49.599 --> 01:03:52.679 But we got to try to figure this out for you. You 1202 01:03:52.639 --> 01:03:53.679 have enough to think about. 1203 01:03:53.960 --> 01:03:57.960 Did you out of curiosity and actually run the notices 1204 01:03:58.280 --> 01:03:59.320 or have an attorney do it? 1205 01:03:59.360 --> 01:04:04.360 Of course no, there was no need to so right 1206 01:04:04.519 --> 01:04:07.320 our assets were joined. It was simply the house. 1207 01:04:07.360 --> 01:04:07.440 No. 1208 01:04:07.519 --> 01:04:11.039 I get it, I get it, I get it. Let's 1209 01:04:11.039 --> 01:04:13.280 talk to Dan McKenzie. I want you to hold on 1210 01:04:13.320 --> 01:04:17.840 Mark okay, and we're going to get an attorney on 1211 01:04:17.920 --> 01:04:22.039 who does probate and does wills and trusts and all 1212 01:04:22.079 --> 01:04:25.239 of that. Dan McKenzie, I'm Tom Martino three oh three 1213 01:04:25.360 --> 01:04:28.519 seven one three talk One Clear Choice Garage doors Man. 1214 01:04:28.559 --> 01:04:31.199 Are they great people? They really are? Twenty four to 1215 01:04:31.199 --> 01:04:33.400 seven service. Why would you need them twenty four to 1216 01:04:33.400 --> 01:04:35.639 seven Well, if it's an emergency, you know you can't 1217 01:04:35.639 --> 01:04:37.480 get the door closed, you can't secure your house, or 1218 01:04:37.519 --> 01:04:40.039 can't get it open broken spring. And they also do 1219 01:04:40.119 --> 01:04:44.719 regular service. One clear Choice Doors dot Com. It's a 1220 01:04:44.760 --> 01:04:47.559 garage door company. One clear Choice Doors dot Com. All 1221 01:04:47.559 --> 01:04:50.639 of their prices on the website. They're great people. Seven 1222 01:04:50.679 --> 01:04:59.039 to zero three seven zero thirty nine eighty seven. Go 1223 01:04:59.159 --> 01:05:02.920 with a sure thing Denver's Best Rufer excel Roofing dot com. 1224 01:05:02.960 --> 01:05:08.679 You don't pay a cent until you're content. Time for 1225 01:05:08.719 --> 01:05:11.880 an insurance check up free, no obligation. In comparison, call 1226 01:05:12.000 --> 01:05:15.320 Compass Insurance paying too much your coverage at dozens of 1227 01:05:15.320 --> 01:05:18.000 insurance companies find out now three oh three seven to 1228 01:05:18.079 --> 01:05:20.880 seven to one help. You'll think you're his only customer 1229 01:05:20.920 --> 01:05:23.159 when you choose Frank durand the real estate Man dot 1230 01:05:23.199 --> 01:05:26.519 com to list your home with Remax Alliance three oh 1231 01:05:26.559 --> 01:05:31.880 three nine two zero sixteen twenty two. Time Tom Martino 1232 01:05:31.960 --> 01:05:34.920 here three o three seven to one three talk So 1233 01:05:35.960 --> 01:05:39.400 Dan McKenzie's on. He's an estate planning attorney and does 1234 01:05:39.440 --> 01:05:42.079 all kinds of stuff in between. Dan, thanks for being here. 1235 01:05:42.639 --> 01:05:42.840 Dan. 1236 01:05:43.280 --> 01:05:47.239 If if you if there's a married couple and the 1237 01:05:47.280 --> 01:05:50.800 wife suddenly dies and she had a credit card you 1238 01:05:50.800 --> 01:05:53.559 didn't know about, and it was set up on auto 1239 01:05:53.559 --> 01:05:58.800 pay out of a joint account, and she had she 1240 01:05:59.000 --> 01:06:03.239 died with a balance, and they took fourteen hundred dollars 1241 01:06:03.280 --> 01:06:08.000 toward that balance after she died. Is there a way 1242 01:06:08.039 --> 01:06:09.880 to get that? But by the way, Mark, did you 1243 01:06:09.960 --> 01:06:12.440 get that money back? The fourteen hundred they took? 1244 01:06:13.519 --> 01:06:13.599 No? 1245 01:06:15.719 --> 01:06:18.079 What did they say when you told them they took that? 1246 01:06:18.239 --> 01:06:18.960 Post death? 1247 01:06:20.519 --> 01:06:24.320 Well, so they you know, they deflect everything to their 1248 01:06:24.400 --> 01:06:27.079 law office. I won't say the name. 1249 01:06:27.119 --> 01:06:31.119 It's okay, important, all right, but basically okay, but let's 1250 01:06:31.119 --> 01:06:35.679 just say basically though they said, they said that they 1251 01:06:35.679 --> 01:06:37.400 would get back in touch with you or how did 1252 01:06:37.440 --> 01:06:37.960 they leave it? 1253 01:06:38.440 --> 01:06:42.800 No, so coach and Cohens, they made noises. Well I 1254 01:06:42.840 --> 01:06:45.800 wasn't going to say the name, but anyway, but like 1255 01:06:45.880 --> 01:06:48.079 they would handle it. And so they wanted all of 1256 01:06:48.119 --> 01:06:53.320 the account records, which required two pages for every month 1257 01:06:54.480 --> 01:06:57.920 and a cover letter. So I I wasn't going to 1258 01:06:58.039 --> 01:07:00.119 fact that much, so I just mailed it it. 1259 01:07:01.599 --> 01:07:03.960 So Mark, get to the end, Bro, get to the end. 1260 01:07:04.400 --> 01:07:07.599 After communicating with them, I sent them the bank records, 1261 01:07:07.679 --> 01:07:11.840 which showed that they had been making withdrawals after she died. 1262 01:07:11.920 --> 01:07:12.480 I get it. 1263 01:07:12.840 --> 01:07:16.239 What did they what's the end result? What did they respond? 1264 01:07:17.480 --> 01:07:20.440 They said that they would pay, but they haven't. 1265 01:07:21.280 --> 01:07:24.440 Okay, got it, Dan McKenzie, Thank you, Mark, Thank you 1266 01:07:24.559 --> 01:07:24.960 very much. 1267 01:07:25.000 --> 01:07:28.480 Mark. Dan McKenzie, what do you do in a case 1268 01:07:28.559 --> 01:07:28.880 like this. 1269 01:07:31.079 --> 01:07:34.239 It's I guess it probably cuts off, like when you 1270 01:07:34.280 --> 01:07:36.440 give them notification of the death. I know that he 1271 01:07:36.440 --> 01:07:37.920 didn't know about it, so that would have been a 1272 01:07:38.000 --> 01:07:41.480 challenging issue. But he does now, So that probably, I 1273 01:07:41.519 --> 01:07:44.480 mean that probably establishes the right to say, look, you're 1274 01:07:44.519 --> 01:07:48.000 taking payments now, and you know that she's passed away. 1275 01:07:48.239 --> 01:07:50.679 If they when you say, Mark, that they did say 1276 01:07:50.679 --> 01:07:51.639 that they would pay you back. 1277 01:07:51.639 --> 01:07:52.360 How did they do that? 1278 01:07:52.440 --> 01:07:56.880 Was that in writing or on the phone? 1279 01:07:58.920 --> 01:08:00.639 And so what they asked me to do is to 1280 01:08:00.679 --> 01:08:02.079 send them all. 1281 01:08:01.960 --> 01:08:05.599 The records, Mark, Mark, we understand that, Mark, Mark. You 1282 01:08:05.679 --> 01:08:08.400 said that, then they said they were going to Then 1283 01:08:08.599 --> 01:08:10.199 then they said they were going to refund it. 1284 01:08:10.239 --> 01:08:11.440 Did they do that in writing? 1285 01:08:12.440 --> 01:08:12.519 No? 1286 01:08:14.000 --> 01:08:14.719 How did they do it? 1287 01:08:14.840 --> 01:08:15.760 How did they do that? 1288 01:08:16.680 --> 01:08:17.680 They did it by phone? 1289 01:08:18.880 --> 01:08:21.159 Okay, let me ask you something, Dan, I want you 1290 01:08:21.199 --> 01:08:24.359 to clarify before the end of the hour. Are you 1291 01:08:24.560 --> 01:08:28.079 saying that if he did not notify them regardless of 1292 01:08:28.159 --> 01:08:33.439 the reason that they were entitled to collect or were 1293 01:08:33.479 --> 01:08:34.439 not entitled. 1294 01:08:36.439 --> 01:08:40.479 I think they probably were entitled until they were notified. 1295 01:08:42.800 --> 01:08:45.239 And they would not have to send back money unless 1296 01:08:45.279 --> 01:08:45.960 they wanted to. 1297 01:08:46.880 --> 01:08:48.319 I mean, I'd give it a try, but I'd be 1298 01:08:48.319 --> 01:08:51.600 doing everything in writing at this point, Mark, I would 1299 01:08:51.640 --> 01:08:52.359 take Yeah. 1300 01:08:52.319 --> 01:08:57.000 No, that's a very good point. The thing is, you 1301 01:08:57.000 --> 01:08:59.199 know there there were other accounts, but see those were 1302 01:08:59.199 --> 01:09:01.439 all paper states they came in the mail, so I 1303 01:09:01.520 --> 01:09:02.760 knew about them. 1304 01:09:05.399 --> 01:09:08.000 Mark. We get it, We absolutely get it. 1305 01:09:08.000 --> 01:09:12.880 Matter that they weren't no. 1306 01:09:12.840 --> 01:09:16.399 And Mark the laws Mark, Mark, Mark, I I have 1307 01:09:16.520 --> 01:09:18.720 to just I want to help you, so I have 1308 01:09:18.800 --> 01:09:22.520 to tell you something. It doesn't matter what your opinion is. 1309 01:09:23.039 --> 01:09:25.319 What matters is what the law is. 1310 01:09:25.640 --> 01:09:26.000 Okay. 1311 01:09:26.239 --> 01:09:29.319 I want to help you though, But but it doesn't 1312 01:09:29.319 --> 01:09:32.960 matter that you did not know they were not notified. 1313 01:09:33.760 --> 01:09:36.720 That's why everyone should have a list of everything they 1314 01:09:36.800 --> 01:09:40.199 have for each other. Now we're gonna ask Dan at 1315 01:09:40.239 --> 01:09:42.640 they We'll call him back after the break and see 1316 01:09:42.640 --> 01:09:45.359 if he has any recommendations. Go with a sure thing 1317 01:09:45.479 --> 01:09:48.760 Denver's Best roofer Excel Roofing dot com. You don't pay 1318 01:09:48.800 --> 01:09:54.920 a cent until you're content. Time for an insurance check 1319 01:09:55.000 --> 01:09:58.840 up free, no obligation. In comparison, call Compass Insurance paying 1320 01:09:58.880 --> 01:10:01.960 too much your coverage had dozens of insurance companies find 1321 01:10:01.960 --> 01:10:04.319 out now three all three seven seven to one help. 1322 01:10:04.479 --> 01:10:07.119 You'll think you're his only customer when you choose Frank 1323 01:10:07.159 --> 01:10:09.600 durand the real estate Man dot com to list your 1324 01:10:09.640 --> 01:10:12.760 home with Remax Alliance three all three nine two zero 1325 01:10:12.920 --> 01:10:13.880 sixteen twenty two. 1326 01:10:14.520 --> 01:10:20.000 Yeah, Ripped up. 1327 01:10:21.479 --> 01:10:27.479 News need advice so you don't have to come run 1328 01:10:27.479 --> 01:10:32.560 ins as we can. Shooter's gonna help coming. 1329 01:10:32.960 --> 01:10:36.039 Man six is the Troubleshooter Show. 1330 01:10:36.720 --> 01:10:42.199 No Tom Martino, Hi, Tom Martino here, Welcome to this show. 1331 01:10:43.039 --> 01:10:45.279 Three all three seven one three talk three all three 1332 01:10:45.399 --> 01:10:46.880 seven one three eight two five five. 1333 01:10:47.239 --> 01:10:48.000 How you doing, Zay? 1334 01:10:48.000 --> 01:10:48.760 What can we do for you? 1335 01:10:49.520 --> 01:10:50.359 Today's car day? 1336 01:10:50.399 --> 01:10:53.079 But you can call about anything you want and we 1337 01:10:53.199 --> 01:10:55.720 do have some issues that we're talking about. 1338 01:10:57.159 --> 01:11:03.079 So welcome. Dan McKenzie is see on now? Still is 1339 01:11:03.159 --> 01:11:07.760 Dan on? He appears to be on and up? Okay, 1340 01:11:08.640 --> 01:11:09.439 Dan mackenzie. 1341 01:11:09.920 --> 01:11:15.840 Mackenzie law does estate planning, wills, probate, avoiding, probate, trusts, whatever, 1342 01:11:16.239 --> 01:11:19.359 and we use him as an expert coplans dot co. 1343 01:11:20.199 --> 01:11:21.720 And I'll give his number out right after this. 1344 01:11:22.119 --> 01:11:27.760 So Dan, in essence, this man feels it's unfair he 1345 01:11:27.960 --> 01:11:33.199 did not notify Barclay's MasterCard that his wife died. She 1346 01:11:33.399 --> 01:11:37.399 died with a balance being owed, and they kept taking 1347 01:11:37.520 --> 01:11:41.520 auto payments. They took about fourteen dollars. 1348 01:11:42.039 --> 01:11:48.520 Now does the law actually address someone's obligation after they 1349 01:11:48.640 --> 01:11:52.760 die and the requirement to notify them in order to 1350 01:11:52.840 --> 01:11:53.960 be relieved of the debt. 1351 01:11:55.840 --> 01:11:59.680 Yeah, I mean, you know, they notifying them probably would 1352 01:11:59.680 --> 01:12:01.920 have held. But the honest answer is, like they are 1353 01:12:02.079 --> 01:12:04.079 entitled to be repaid, right, I mean that death is 1354 01:12:04.119 --> 01:12:06.319 still out there. In a lot of cases, they just 1355 01:12:06.399 --> 01:12:08.520 can't collect it because there's no probate or. 1356 01:12:08.479 --> 01:12:09.039 Anything like that. 1357 01:12:10.039 --> 01:12:12.239 Even when there are probates, it's not like they're necessarily 1358 01:12:12.239 --> 01:12:13.840 going to get paid. But it's not like that that 1359 01:12:14.079 --> 01:12:16.039 just goes away because the person passed away. 1360 01:12:17.279 --> 01:12:19.479 So technically it was their money to collect. 1361 01:12:20.399 --> 01:12:25.760 Yeah, I mean it was, and we don't know if 1362 01:12:25.760 --> 01:12:27.720 they would have ever We don't know if they would 1363 01:12:27.760 --> 01:12:31.159 have ever put a claim in to the estate. But 1364 01:12:31.600 --> 01:12:34.479 the fact that they got paid doesn't mean they have 1365 01:12:34.600 --> 01:12:36.920 to refund it. That's the sad, hard fact. 1366 01:12:37.560 --> 01:12:40.359 They are entitled to repayment. Now, he probably would not 1367 01:12:40.479 --> 01:12:42.640 open a probate, and most spouses don't have to open 1368 01:12:42.680 --> 01:12:44.680 a probate when their spouse passes away, so it would 1369 01:12:44.680 --> 01:12:48.119 have been hard for them to collect. But if he 1370 01:12:48.199 --> 01:12:50.840 had put it, if he had stopped those automatic payments. 1371 01:12:52.720 --> 01:12:55.039 But yeah, well, Dan, I've got a question. 1372 01:12:55.119 --> 01:12:57.439 When you say hard for them to collect, Let's forget 1373 01:12:57.479 --> 01:13:00.079 about a couple grand Let's say she opened it and 1374 01:13:00.199 --> 01:13:02.720 had a you know, an AMX black card, and she 1375 01:13:02.880 --> 01:13:05.560 had she owed two hundred thousand on it, and all 1376 01:13:05.560 --> 01:13:08.159 of a sudden, you know, the payment stop or whatever, 1377 01:13:08.319 --> 01:13:11.239 they find out she died and he got all of 1378 01:13:11.359 --> 01:13:13.800 her money because everything was transferred to him. 1379 01:13:14.119 --> 01:13:16.680 Wouldn't he go after him for it? Or you would 1380 01:13:16.760 --> 01:13:17.880 no longer owe the debt? 1381 01:13:19.239 --> 01:13:20.640 I mean, who are they going to go after if 1382 01:13:20.680 --> 01:13:23.640 it all went to him? It's you know, it's his money. 1383 01:13:23.680 --> 01:13:26.119 That's why credit card it's so expensive, got it it's 1384 01:13:26.119 --> 01:13:26.680 not secured? 1385 01:13:26.920 --> 01:13:27.039 Right? 1386 01:13:27.359 --> 01:13:30.399 Yeah, of course they can open ap probates if they 1387 01:13:30.560 --> 01:13:32.600 want to try and get questions answered, But it doesn't 1388 01:13:32.640 --> 01:13:34.199 mean there's ma any money in that probate for they 1389 01:13:34.319 --> 01:13:35.439 neglect against. 1390 01:13:35.520 --> 01:13:42.880 Wow, I honestly did not realize that. So if but 1391 01:13:43.039 --> 01:13:46.199 if it was in both their names, this wouldn't even 1392 01:13:46.279 --> 01:13:49.840 be a conversation. They just go after him, of course, right, 1393 01:13:51.199 --> 01:13:51.920 that's crazy. 1394 01:13:52.000 --> 01:13:54.199 I mean it's like, so, you know, if. 1395 01:13:54.119 --> 01:13:58.520 You're married and right before you croak, you go it seriously, 1396 01:13:58.640 --> 01:14:01.199 you go out and get a huge credit card debt 1397 01:14:01.880 --> 01:14:04.319 and somehow just get cash out of it and give 1398 01:14:04.359 --> 01:14:07.079 your spouse to cash. I mean, honest to god, I mean, 1399 01:14:07.159 --> 01:14:09.039 they could just have the money and the credit card 1400 01:14:09.119 --> 01:14:10.800 company would have no way to collect. 1401 01:14:12.760 --> 01:14:12.960 Yeah. 1402 01:14:13.159 --> 01:14:15.000 I mean, there's lots of reasons not to do that, 1403 01:14:15.199 --> 01:14:16.159 but well, yeah, you. 1404 01:14:16.199 --> 01:14:18.359 Know what I'm saying. I just didn't realize it was 1405 01:14:18.439 --> 01:14:21.119 that open for fraud quite frankly. 1406 01:14:22.960 --> 01:14:26.640 Yeah, yeah, I mean they know, they know the resks 1407 01:14:26.640 --> 01:14:27.239 are taking. 1408 01:14:28.560 --> 01:14:29.359 So yeah. 1409 01:14:32.039 --> 01:14:32.239 Yeah. 1410 01:14:33.159 --> 01:14:34.840 So anyway, I. 1411 01:14:36.880 --> 01:14:39.159 So this guy is pretty much and you're this guy's 1412 01:14:39.199 --> 01:14:41.079 not going to get his money back, but they shouldn't 1413 01:14:41.079 --> 01:14:42.600 be taking any more money out. 1414 01:14:44.439 --> 01:14:48.840 Well actually, yeah, if he puts a stop to it. 1415 01:14:50.279 --> 01:14:53.039 But truly, they they if they have an avenue, they 1416 01:14:53.079 --> 01:14:54.800 can well move the account. 1417 01:14:54.880 --> 01:14:56.680 He just needs to open a new account and his 1418 01:14:56.840 --> 01:14:57.399 name only. 1419 01:14:58.279 --> 01:14:58.680 Mm hmm. 1420 01:14:59.079 --> 01:15:05.680 Well actually, actually, cross collateral agreements will cover that if 1421 01:15:05.680 --> 01:15:08.239 it's with the same bank, and they will still take 1422 01:15:08.279 --> 01:15:08.560 it out. 1423 01:15:08.920 --> 01:15:11.640 He has to move institutions. I'm sorry to say that. 1424 01:15:13.920 --> 01:15:18.199 Okay, One thing I know about are cross collateralizations, meaning 1425 01:15:18.920 --> 01:15:22.079 when you have an account with one institution and you 1426 01:15:22.279 --> 01:15:25.560 own part of it and you open a new account, 1427 01:15:26.359 --> 01:15:29.279 the obligation may follow you. Now, some of them don't 1428 01:15:29.359 --> 01:15:33.880 choose to enforce it, but they can, and it's a 1429 01:15:34.159 --> 01:15:37.920 very complicated thing. But we all sign them when we 1430 01:15:38.119 --> 01:15:39.079 open an account. 1431 01:15:39.399 --> 01:15:42.439 Yeah, and we're used words used more than anything is 1432 01:15:42.520 --> 01:15:45.239 in a bank or credit union where you do your 1433 01:15:45.399 --> 01:15:47.960 normal checking and you also have a car loan, you 1434 01:15:48.000 --> 01:15:50.560 don't make the car payment, guess where they take it from. 1435 01:15:50.720 --> 01:15:53.039 That's right, that's exactly right. 1436 01:15:53.560 --> 01:15:58.359 But it can be used to cross collateralize contracts that 1437 01:15:58.520 --> 01:16:00.720 you've entered into with all auto payments. 1438 01:16:01.520 --> 01:16:04.479 So I'm not saying that's going to happen. I'm just 1439 01:16:04.600 --> 01:16:08.840 saying that being with the same institution often does not 1440 01:16:09.079 --> 01:16:09.560 protect you. 1441 01:16:12.359 --> 01:16:15.880 Dan mackenzie, thanks for being on. As I said, co 1442 01:16:16.239 --> 01:16:21.920 plans dot co eight three three co plans. He's live 1443 01:16:22.000 --> 01:16:24.760 and local. That sounds like a national number, but it's 1444 01:16:24.840 --> 01:16:30.000 just a convenient one eight three three co plans. Now, 1445 01:16:31.439 --> 01:16:35.560 let's talk to Marissa Marissa. Welcome to the show. I'm 1446 01:16:35.640 --> 01:16:38.000 Tom Martine. What's going on, Marissa? 1447 01:16:42.520 --> 01:16:48.039 Sorry, Marissa, I'm here. Okay, Okay, what's going on? 1448 01:16:48.760 --> 01:16:49.239 I'm sorry. 1449 01:16:50.680 --> 01:16:51.319 Oh it's okay. 1450 01:16:51.399 --> 01:16:54.000 I'm eating too, Mister Jackson and I. 1451 01:16:54.159 --> 01:16:58.560 Live in Fowler, Colorado, Okay, east. 1452 01:16:58.600 --> 01:17:03.560 Of Pueblo, h And I've been doing I've been trying 1453 01:17:03.600 --> 01:17:06.359 to figure out where the money that the town receives 1454 01:17:06.479 --> 01:17:09.239 is going because I have not seen any improvements. 1455 01:17:09.439 --> 01:17:13.439 And Okay, I'm going to ask you some questions. Okay, 1456 01:17:13.760 --> 01:17:16.680 you're getting ahead of me. Okay when you say money, 1457 01:17:17.159 --> 01:17:19.039 is this money taken from you? 1458 01:17:20.560 --> 01:17:20.600 No? 1459 01:17:20.840 --> 01:17:21.119 Not me? 1460 01:17:22.760 --> 01:17:26.039 Okay, what money are we talking about? You're saying, I'm 1461 01:17:26.079 --> 01:17:32.479 wondering how it's Then I'm waiting for the answer. What money? 1462 01:17:33.960 --> 01:17:34.560 What money does? 1463 01:17:35.720 --> 01:17:36.479 Okay you hear me? 1464 01:17:36.840 --> 01:17:37.720 Can you hear me through? 1465 01:17:39.039 --> 01:17:40.520 Hello, Marisa, I can hear you. 1466 01:17:41.319 --> 01:17:41.720 Oh, okay. 1467 01:17:42.119 --> 01:17:46.399 It's so many government receives, like from taxes. 1468 01:17:46.159 --> 01:17:50.239 From the to run a small town, to like the 1469 01:17:50.560 --> 01:17:53.039 water bills, all of the money, all of the money 1470 01:17:53.119 --> 01:17:54.880 the government town. 1471 01:17:55.000 --> 01:17:59.880 Okay, and you're wondering, and you're wondering what the money 1472 01:18:00.560 --> 01:18:03.760 is being used for or how it's being spent, or 1473 01:18:03.920 --> 01:18:05.560 if there's any corruption going on. 1474 01:18:05.760 --> 01:18:09.159 Right, Yes, that's what started me on my investigation. 1475 01:18:10.800 --> 01:18:11.880 And what have you found? 1476 01:18:13.399 --> 01:18:19.439 So through opening a Facebook group and researching what is 1477 01:18:19.560 --> 01:18:23.560 going on over here? I noticed that back in two 1478 01:18:23.800 --> 01:18:30.359 thousand and fourteen, well, a guy from town council said 1479 01:18:30.399 --> 01:18:35.159 that the town purchased a property and he was going 1480 01:18:35.239 --> 01:18:37.520 to use the property. They were going to use the 1481 01:18:37.560 --> 01:18:40.479 property for its water rights. Well, it turns out that 1482 01:18:40.640 --> 01:18:45.399 that property has agricultural only water rights, so the town 1483 01:18:45.439 --> 01:18:48.159 could not even use the water on this thing. And 1484 01:18:48.239 --> 01:18:51.760 I'm wondering, why did they not know this before they 1485 01:18:51.880 --> 01:18:57.039 purchased the property which sole purpose was for its water rights. 1486 01:18:57.880 --> 01:18:58.600 Are you following me? 1487 01:18:59.199 --> 01:19:02.359 Okay? Yeah, sure, it makes complete sense. 1488 01:19:02.760 --> 01:19:05.720 It makes complete sense that you would wonder why or 1489 01:19:05.840 --> 01:19:08.720 how your money is being spent in a municipality. 1490 01:19:09.039 --> 01:19:12.159 You have every right to question, and you have every 1491 01:19:12.279 --> 01:19:13.199 right to find out. 1492 01:19:13.439 --> 01:19:18.319 Go ahead, sorry, okay, So basically I started. 1493 01:19:19.119 --> 01:19:22.640 I heard about the two million dollar properties property. He 1494 01:19:22.760 --> 01:19:26.439 claims it's one property. I cannot find one property that 1495 01:19:26.560 --> 01:19:29.600 the town purchased for two million dollars. But I did 1496 01:19:29.880 --> 01:19:35.239 find a group of four properties that would have been 1497 01:19:35.439 --> 01:19:40.000 like a junction deal or something. Possibly they got a 1498 01:19:40.880 --> 01:19:46.279 loan from Farm Credit of Southern Colorado, and they said 1499 01:19:46.319 --> 01:19:49.079 they only do loans that they never owned the property. 1500 01:19:49.159 --> 01:19:52.279 I went and verified that, and the total amount is 1501 01:19:52.760 --> 01:19:57.880 approximately two point five million dollars is what they purchased 1502 01:19:57.920 --> 01:20:00.680 this force. And so they're claiming all money is going 1503 01:20:00.800 --> 01:20:04.880 to pay this property that they have a ninety nine 1504 01:20:04.960 --> 01:20:08.640 year lease for. But still it's not adding up completely. 1505 01:20:10.079 --> 01:20:14.439 I researched and found who owned these properties prior, and 1506 01:20:14.960 --> 01:20:18.159 the name coming up is as Zach Mason. 1507 01:20:21.039 --> 01:20:24.520 On all the properties, on all those properties, So on 1508 01:20:24.920 --> 01:20:30.000 one property or two properties together was one million, twenty 1509 01:20:30.039 --> 01:20:31.560 four thousand, two hundred. 1510 01:20:31.760 --> 01:20:32.000 Got it. 1511 01:20:32.279 --> 01:20:34.000 I want to ask you something. I want to ask 1512 01:20:34.000 --> 01:20:36.720 you something, Marissa. You know you sound really smart and 1513 01:20:37.399 --> 01:20:38.640 you could have discovered something. 1514 01:20:38.680 --> 01:20:39.079 I don't know. 1515 01:20:39.199 --> 01:20:42.000 I mean, it's it's not impossible. But what I want 1516 01:20:42.039 --> 01:20:44.600 to know is this, do you think this Zach guy? 1517 01:20:45.720 --> 01:20:47.600 I mean, do you think they were trying to pad 1518 01:20:47.680 --> 01:20:49.640 his pockets and they're all getting kickbacks? 1519 01:20:49.680 --> 01:20:50.600 What do you think is going on? 1520 01:20:51.560 --> 01:20:51.720 Oh? 1521 01:20:51.840 --> 01:20:57.039 No, So our town administrator, her name is Kelly Lotrich. 1522 01:20:58.359 --> 01:21:00.560 I went and looked on so he as a mom 1523 01:21:00.760 --> 01:21:05.279 which they bought properties from previously. Her name is Sammy Mason. 1524 01:21:06.319 --> 01:21:11.720 So Sammy Mason had deals with Salar Colorado on selling 1525 01:21:12.439 --> 01:21:15.479 many properties. I still have so many properties to go through. 1526 01:21:15.840 --> 01:21:20.199 There's over thirty six of them that I found so far. 1527 01:21:20.960 --> 01:21:24.439 But of these four properties, I'm like really like bang 1528 01:21:24.479 --> 01:21:27.079 in my head on right now. Two of them are 1529 01:21:27.119 --> 01:21:30.199 in Pueblo County and two of them are in Otero County. 1530 01:21:30.560 --> 01:21:32.640 Because we live. We're right on the county line. 1531 01:21:33.279 --> 01:21:36.760 So it's well, Marissa, there's an expression Marissa. He there's 1532 01:21:36.800 --> 01:21:41.279 an expression Marissa, Marissa. Every now and then we walk 1533 01:21:41.359 --> 01:21:43.960 over each other because our phone system sucks, okay, and 1534 01:21:44.000 --> 01:21:46.479 I'm sorry about that. If there's a delay so you 1535 01:21:46.560 --> 01:21:48.680 don't hear me talking, and you talk and I talk, 1536 01:21:49.039 --> 01:21:51.880 So now that, but every now and then, I'm going, 1537 01:21:51.960 --> 01:21:54.920 I want you to pause so I may have a comment. 1538 01:21:55.199 --> 01:22:00.760 It's really important now, I I There's there's an expression 1539 01:22:00.920 --> 01:22:06.279 in fraud called follow the money. So if you suspect 1540 01:22:07.039 --> 01:22:16.079 this land was bought for bad purposes, what was the benefit? 1541 01:22:16.319 --> 01:22:20.399 Who did it benefit and why if it only benefited 1542 01:22:20.520 --> 01:22:24.800 a person they bought it from, question would be are 1543 01:22:25.319 --> 01:22:27.560 are they just wanted to do a favor for this person? 1544 01:22:27.920 --> 01:22:30.279 Or are they getting money back? Or what is going on? 1545 01:22:30.439 --> 01:22:32.800 Hold on, I got to take a quick break. Hold on, 1546 01:22:33.520 --> 01:22:37.800 I'm Tom Martine. Always follow the money. So let's say 1547 01:22:38.119 --> 01:22:42.359 the town of Fowler is buying up property and they 1548 01:22:42.439 --> 01:22:43.520 give a false reason. 1549 01:22:44.399 --> 01:22:46.880 They say it's for water rights, or they say us 1550 01:22:46.960 --> 01:22:50.079 for this, or they say us for that, and really 1551 01:22:50.199 --> 01:22:50.760 it's too. 1552 01:22:50.640 --> 01:22:54.840 Bad people's pockets that could be and me and we'll 1553 01:22:54.880 --> 01:22:58.319 look into it, but I want to know what you suspect, Marissa. 1554 01:22:58.760 --> 01:23:02.600 Right after this three h three seven one three talk 1555 01:23:02.720 --> 01:23:10.640 seven one three A two five five, go with a 1556 01:23:10.760 --> 01:23:14.039 sure thing Denver's best roofer Excel Roofing dot com. 1557 01:23:14.199 --> 01:23:16.800 You don't pay a cent until you're contenth. 1558 01:23:19.640 --> 01:23:22.760 Time for an insurance check up free no obligation comparison 1559 01:23:22.960 --> 01:23:26.479 call Compass Insurance paying too much your coverage at dozens 1560 01:23:26.520 --> 01:23:29.239 of insurance companies find out now three oh three seven 1561 01:23:29.359 --> 01:23:32.119 seven to one help. You'll think you're his only customer 1562 01:23:32.199 --> 01:23:34.359 when you choose Frank durand the real estate Man dot 1563 01:23:34.479 --> 01:23:37.760 com to list your home with Remax Alliance three oh 1564 01:23:37.840 --> 01:23:39.760 three nine two zero sixteen twenty two. 1565 01:23:45.960 --> 01:23:47.319 Hi Tom Martine here. 1566 01:23:49.000 --> 01:23:52.880 Three O three seven one three talk three O three 1567 01:23:53.079 --> 01:23:56.279 seven one three eight two five five. Welcome to the show. 1568 01:23:57.439 --> 01:24:03.239 All right, now, we've had a lot of lively discussions Marissa. 1569 01:24:05.000 --> 01:24:08.720 It's not some crackpot I've decided. She brings up some 1570 01:24:08.800 --> 01:24:12.880 good issues. If the town you're in, the city, the county, 1571 01:24:13.079 --> 01:24:18.800 the state, they're spending your money, taxpayer money, utilities fees, whatever, 1572 01:24:19.640 --> 01:24:21.760 you should know what they're going for. You should be 1573 01:24:21.760 --> 01:24:27.000 an open book. Maybe there's corruption, maybe there's not. Marissa 1574 01:24:27.079 --> 01:24:30.960 certainly deserves the time of day. But I've always said 1575 01:24:31.720 --> 01:24:36.079 there's got to be more than suspicion. So what Marissa 1576 01:24:36.159 --> 01:24:39.960 is saying is they've used a lot of money two 1577 01:24:40.039 --> 01:24:45.239 point five million to purchase some land under the guise 1578 01:24:45.359 --> 01:24:48.600 of its water rights. But she's saying that's a little 1579 01:24:48.680 --> 01:24:52.159 ridiculous since the land could not be used for water rights. 1580 01:24:53.199 --> 01:24:56.560 So what do you think the reason is that they 1581 01:24:56.880 --> 01:25:00.119 enriched these particular land own. 1582 01:25:05.840 --> 01:25:10.279 I'm honest, are you there, Yes, I'm iversity, Okay, So 1583 01:25:10.760 --> 01:25:14.880 my reasoning behind believing this is that we do live 1584 01:25:14.920 --> 01:25:19.640 in a very tight niched community. I am considered an outsider, 1585 01:25:20.399 --> 01:25:24.520 but that's another story. But they all know each other 1586 01:25:24.760 --> 01:25:30.039 their they're friends with each other. And my reasoning behind 1587 01:25:30.119 --> 01:25:33.319 believing this is that when I went and looked on Facebook, 1588 01:25:33.840 --> 01:25:39.319 I noticed that the town administrator, Kelly Lotrich, happens to 1589 01:25:39.399 --> 01:25:43.520 be friends with Sammy Mason, which is related to the 1590 01:25:43.640 --> 01:25:49.600 previous property owners, Dac Mason. And from my research from 1591 01:25:50.000 --> 01:25:54.479 receiving information from the assessor's office, it appeared. 1592 01:25:54.159 --> 01:25:58.319 That these these properties have SAREFF. 1593 01:25:58.079 --> 01:26:02.920 Deeds in the amount of zero dollars, so they could 1594 01:26:03.000 --> 01:26:08.359 have been purchased on a tax auction, And the guy 1595 01:26:08.439 --> 01:26:11.239 from Pueblo who handles the tax auction that I spoke 1596 01:26:11.319 --> 01:26:14.800 to on the two property said they were in tax 1597 01:26:14.920 --> 01:26:18.239 auction and I don't remember the exact date, but. 1598 01:26:18.359 --> 01:26:22.840 It was the year before the purchase, in two. 1599 01:26:22.760 --> 01:26:26.439 Thousand four, teams, So let me get this straight. 1600 01:26:26.600 --> 01:26:31.119 Are you saying, Marissa that these properties could have been 1601 01:26:31.199 --> 01:26:35.279 gotten for pennies in a tax auction and they were 1602 01:26:35.479 --> 01:26:38.359 and then resold to Fowler at a tremendous profit? 1603 01:26:40.119 --> 01:26:47.520 Yes, sirs, Okay, you know, Marissa, you might have something here? 1604 01:26:47.920 --> 01:26:53.159 Now did you do? It's called a foyer request open records? 1605 01:26:53.600 --> 01:26:54.439 Have you done one? 1606 01:26:56.000 --> 01:26:59.000 I have not done one. I've been I know exactly 1607 01:26:59.079 --> 01:27:02.399 what a foya is. I just don't know if there's 1608 01:27:02.439 --> 01:27:05.119 a form or if I can just like type it up, 1609 01:27:05.439 --> 01:27:07.479 or I don't know how to go about that. That's 1610 01:27:07.479 --> 01:27:09.319 why I'm reaching out to you, because I think you're 1611 01:27:09.399 --> 01:27:10.079 totally awesome. 1612 01:27:11.840 --> 01:27:12.159 Thank you. 1613 01:27:12.800 --> 01:27:13.239 I do too. 1614 01:27:13.359 --> 01:27:17.119 I'm just kidding. So listen, man, or listen. Here's here's 1615 01:27:17.159 --> 01:27:20.319 what I think I think we need to get. Do 1616 01:27:20.479 --> 01:27:22.880 you have other people interested in what you're finding? 1617 01:27:24.399 --> 01:27:29.800 I have a whole Facebook group and it's really it's 1618 01:27:29.880 --> 01:27:33.840 really received a lot of backlash, but it's never intended 1619 01:27:33.880 --> 01:27:34.239 to be this. 1620 01:27:34.600 --> 01:27:39.640 But to to the I'm asking, do you have people? 1621 01:27:40.239 --> 01:27:43.119 Do you have do you have people who believe in 1622 01:27:43.199 --> 01:27:45.079 what you're finding and want to help you? 1623 01:27:45.199 --> 01:27:46.039 Yes? Yes? 1624 01:27:47.079 --> 01:27:49.159 And are they on this Facebook group? 1625 01:27:49.960 --> 01:27:50.159 Yes? 1626 01:27:51.600 --> 01:27:54.399 Okay, here's the first thing I'm going to do. I 1627 01:27:54.520 --> 01:27:56.479 want sus. I'm going to write her down here. 1628 01:27:56.920 --> 01:28:00.279 I want sus to join your Facebook group and get 1629 01:28:00.359 --> 01:28:05.600 some more information. Okay, okay, And I just left a 1630 01:28:05.640 --> 01:28:06.560 message for the town. 1631 01:28:08.239 --> 01:28:08.880 Good Okay. 1632 01:28:09.119 --> 01:28:12.039 And really, truly, you don't sound like a nut. I 1633 01:28:12.119 --> 01:28:16.119 mean a lot of people who talk about this stuff, Mark, 1634 01:28:16.560 --> 01:28:19.600 Honest to God, she's giving, she's connecting dots here. 1635 01:28:19.880 --> 01:28:22.039 Now what do you mean? Well, I mean why, well, 1636 01:28:22.079 --> 01:28:24.239 why do you discredit her like that? Tell me? Why 1637 01:28:24.680 --> 01:28:28.680 give me a reason? I was joking. Oh, I'm sorry, 1638 01:28:29.199 --> 01:28:34.079 maybe I was talking. Never mind, never mind. Okay, So Marissa, 1639 01:28:34.479 --> 01:28:35.439 sus is gonna. 1640 01:28:35.199 --> 01:28:37.880 Look at the Facebook, get on it, gonna come back 1641 01:28:37.920 --> 01:28:38.119 to me. 1642 01:28:38.680 --> 01:28:42.079 And then I got to figure out where we yeah, 1643 01:28:42.399 --> 01:28:44.000 and I got to figure out what we do with this. 1644 01:28:45.159 --> 01:28:49.960 But I appreciate you trusting us and who knows like 1645 01:28:50.359 --> 01:28:51.680 you know to Mark's credit. 1646 01:28:51.760 --> 01:28:55.159 I mean, true, we've gone on some wild goose chases, 1647 01:28:56.279 --> 01:28:59.800 but this doesn't sound like it to me. My initial 1648 01:28:59.840 --> 01:29:06.600 and depression is not a wild goose chase. Janet Engine 1649 01:29:06.640 --> 01:29:09.600 issues two thousand and six Subaru. Can you just sum 1650 01:29:09.720 --> 01:29:11.760 up what you're calling about, Janet, and then we'll get 1651 01:29:11.800 --> 01:29:12.600 to it after the break. 1652 01:29:12.640 --> 01:29:20.399 Go ahead, Janet, Hi, Tom So my hijenet I purchased Hi, 1653 01:29:21.600 --> 01:29:24.359 my husband and I purchased a two thousand and six 1654 01:29:25.279 --> 01:29:26.680 SUPERU outdock two. 1655 01:29:26.560 --> 01:29:29.479 Point five liter with a turbo charge engine. I don't 1656 01:29:29.520 --> 01:29:33.279 know if you need all that information, but we purchased it. 1657 01:29:33.359 --> 01:29:36.319 For right now, But go ahead. How much? How many 1658 01:29:36.399 --> 01:29:37.359 miles when you bought it? 1659 01:29:42.399 --> 01:29:43.239 Or one hundred and fifty? 1660 01:29:43.359 --> 01:29:43.520 Yeah? 1661 01:29:43.560 --> 01:29:46.920 Okay, in two thousand and when did you buy it? 1662 01:29:48.720 --> 01:29:51.880 December thirtieth, okay? 1663 01:29:52.279 --> 01:29:53.039 And what happened? 1664 01:29:54.840 --> 01:29:55.119 Okay? 1665 01:29:55.600 --> 01:29:56.880 So what happened is it. 1666 01:29:57.000 --> 01:30:00.079 Was kind of a rushed purchase and my husband and 1667 01:30:00.159 --> 01:30:02.960 with a little concern when we got it home, he 1668 01:30:03.119 --> 01:30:07.920 did do a check on his code reader. We saw 1669 01:30:07.920 --> 01:30:11.680 a couple of codes that were saved that were somewhat concerning, 1670 01:30:11.760 --> 01:30:13.439 but we you know, aren't mechanics, so. 1671 01:30:13.520 --> 01:30:14.239 We didn't really know. 1672 01:30:14.439 --> 01:30:16.600 We didn't think much of it because we assumed they, 1673 01:30:17.800 --> 01:30:21.520 you know, had probably looked at the car. But basically, 1674 01:30:21.720 --> 01:30:25.000 our son drove the car back home to Kansas City, Missouri, 1675 01:30:25.079 --> 01:30:28.279 where he lives, and twelve days later. 1676 01:30:28.880 --> 01:30:30.199 The car the engine was shot. 1677 01:30:31.600 --> 01:30:32.760 The check engine came. 1678 01:30:32.840 --> 01:30:34.399 Like, Okay, hold on, we'll come right back to you. 1679 01:30:35.119 --> 01:30:36.840 I get it. Hang on, we'll come right back to you. 1680 01:30:36.880 --> 01:30:38.399 I'm Tom Martine. What goes on now? 1681 01:30:38.560 --> 01:30:42.000 We'll figure it out. So I'm Tom again. We got 1682 01:30:42.399 --> 01:30:44.760 this really quickly coming up and then we'll talk about it. 1683 01:30:50.520 --> 01:30:53.800 Go with a sure thing Denver's Best roofer Excel Roofing 1684 01:30:53.880 --> 01:30:56.520 dot com. You don't pay a cent until you're content. 1685 01:31:00.000 --> 01:31:03.039 I'm for an insurance checkup free, no obligation. In comparison, 1686 01:31:03.239 --> 01:31:06.760 call Compass Insurance paying too much your coverage at dozens 1687 01:31:06.800 --> 01:31:09.520 of insurance companies find out now three oh three seven 1688 01:31:09.520 --> 01:31:11.840 to seven to one help. You'll think you're his only 1689 01:31:12.000 --> 01:31:14.399 customer when you choose Frank durand the real estate Man 1690 01:31:14.479 --> 01:31:17.880 dot com to list your home with Remax Alliance three 1691 01:31:17.960 --> 01:31:24.920 oh three nine two zero sixteen twenty two. Hi Tom 1692 01:31:25.000 --> 01:31:28.640 Martino here three oh three seven one three talks seven 1693 01:31:28.680 --> 01:31:35.199 one three, eight, two five five. So Janet says she 1694 01:31:35.399 --> 01:31:39.560 bought a two thousand and six Suber in December, one 1695 01:31:39.640 --> 01:31:42.039 hundred and fifty thousand miles on it. Her son drove 1696 01:31:42.119 --> 01:31:45.680 it to Kansas, the engine went out. Janet, On the surface, 1697 01:31:46.760 --> 01:31:51.600 this sounds like too bad, so sad because you bought 1698 01:31:51.600 --> 01:31:52.520 a used car as is. 1699 01:31:53.079 --> 01:31:55.479 But tell me what you think. 1700 01:31:55.800 --> 01:32:02.119 Go ahead, Janet, Okay, Well I after that, we've had 1701 01:32:02.199 --> 01:32:08.000 two mechanics look at the car. Both of them said 1702 01:32:08.439 --> 01:32:11.479 that this did not happen in the twelve days that. 1703 01:32:11.600 --> 01:32:14.279 It was that he owns the car and drove it. 1704 01:32:14.600 --> 01:32:19.039 Oh, I absolutely, I absolutely agree, right, I absolutely agree. 1705 01:32:19.479 --> 01:32:20.279 Okay, keep going. 1706 01:32:20.439 --> 01:32:23.680 And the other place, one of the places said there 1707 01:32:23.720 --> 01:32:26.840 were stored codes that looked like someone had tried to erase. 1708 01:32:27.319 --> 01:32:31.000 They just said it was suspicious. They were not accusing 1709 01:32:31.560 --> 01:32:35.800 the dealer, but wondering if someone had tried to erase 1710 01:32:35.880 --> 01:32:39.960 those stored codes that had we known about it, probably 1711 01:32:40.000 --> 01:32:40.720 wouldn't have bought it. 1712 01:32:41.800 --> 01:32:45.159 So well, Janet, Janet, Janet, I know what you're doing, Janet, 1713 01:32:45.239 --> 01:32:46.880 I know what you're doing. Let's let's just cut to 1714 01:32:46.960 --> 01:32:49.279 the chase. You're trying to make a case for fraud. 1715 01:32:49.359 --> 01:32:51.800 I get it. Everybody does. I get it. 1716 01:32:52.239 --> 01:32:54.520 You bought it as is unless you had a warranty. Now, 1717 01:32:54.600 --> 01:32:57.199 let me explain this to you. I always give bad 1718 01:32:57.279 --> 01:32:58.880 news first, and that is this. 1719 01:32:59.479 --> 01:33:00.439 You bought a car. 1720 01:33:01.119 --> 01:33:03.800 It wouldn't have mattered if the dealer knew it was 1721 01:33:03.880 --> 01:33:07.640 a bad car. People don't understand this. It doesn't matter 1722 01:33:08.000 --> 01:33:12.159 if they tried to erase codes. It doesn't matter what 1723 01:33:12.359 --> 01:33:15.119 they did prior to the time you bought it. What 1724 01:33:15.359 --> 01:33:21.479 does matter is if they lied to you about the car. 1725 01:33:22.560 --> 01:33:25.479 You had the freedom to have the car checked. You 1726 01:33:25.640 --> 01:33:28.479 had the freedom to check the codes. You had the 1727 01:33:28.560 --> 01:33:29.119 freedom to. 1728 01:33:29.159 --> 01:33:30.159 Do all of that. 1729 01:33:30.800 --> 01:33:34.079 You said in your own words it was a rushed purchase. 1730 01:33:34.560 --> 01:33:38.880 Now let me explain this really clearly. It doesn't matter 1731 01:33:39.039 --> 01:33:43.000 what the seller knows. It's if they lied to you 1732 01:33:43.840 --> 01:33:44.920 or cheated you. 1733 01:33:46.079 --> 01:33:51.760 Okay, keep going right, Okay, Well you know we want 1734 01:33:51.840 --> 01:33:54.319 to give them the benefits of doubt. I don't know 1735 01:33:54.520 --> 01:33:55.039 that they lied. 1736 01:33:55.039 --> 01:33:58.119 You don't have to. You don't have to. You don't 1737 01:33:58.159 --> 01:33:59.920 have to if they lied to you, they lied to you, 1738 01:34:00.439 --> 01:34:03.199 But tell me about it. Did they make any representations 1739 01:34:03.239 --> 01:34:03.880 that were lies? 1740 01:34:06.600 --> 01:34:10.520 Probably not, But they did sell us a warranty that 1741 01:34:10.680 --> 01:34:13.439 they said, it's okay, warranty if you buy it today. 1742 01:34:13.600 --> 01:34:19.479 Let's talk about this dollars. Okay, Oh, that's something. That's something, Janet. 1743 01:34:19.920 --> 01:34:21.000 Why won't okay? Hold on? 1744 01:34:21.159 --> 01:34:24.439 Now, what about this warranty? What about the warranty? What 1745 01:34:24.560 --> 01:34:25.640 does the warranty say? 1746 01:34:26.960 --> 01:34:28.800 No, they're not going to cover anything but thirty five 1747 01:34:28.920 --> 01:34:31.239 hundred dollars in a fifteen thousand dollars repair. 1748 01:34:34.479 --> 01:34:38.239 Quait on a fifteen thousand dollars repair. They're going to 1749 01:34:38.279 --> 01:34:42.000 cover thirty five hundred. Now, how did they come. 1750 01:34:41.960 --> 01:34:42.760 Up with that figure? 1751 01:34:44.439 --> 01:34:46.960 Yeah, and you know, Tom, I'm saying the. 1752 01:34:47.000 --> 01:34:49.760 Warranty probably max is out at thirty five hundreds to. 1753 01:34:49.800 --> 01:34:53.199 Thirty five they said limit said liabil. 1754 01:34:53.960 --> 01:34:56.600 My husband's sitting here beside me, he's wow, fifteen grand. 1755 01:34:57.079 --> 01:34:59.520 Let me talk to him. How much was the warning? 1756 01:34:59.600 --> 01:35:00.960 Let me talk up to him. What's his name? 1757 01:35:02.920 --> 01:35:03.760 What's his name here? 1758 01:35:03.800 --> 01:35:04.039 He is? 1759 01:35:04.880 --> 01:35:05.840 Okay? Thank you? 1760 01:35:06.000 --> 01:35:06.119 Hi? 1761 01:35:06.239 --> 01:35:06.640 Patrick? 1762 01:35:08.640 --> 01:35:08.760 Hi? 1763 01:35:08.920 --> 01:35:13.119 Patrick? So what why did they say they're only going 1764 01:35:13.199 --> 01:35:17.159 to cover thirty five grand? I'm thirty five. 1765 01:35:17.159 --> 01:35:19.920 Hundred, sure, Tom? 1766 01:35:20.000 --> 01:35:22.680 What they said that the warranty, which we did not read, 1767 01:35:23.039 --> 01:35:27.239 said it's got a limited liability on certain parts and 1768 01:35:27.720 --> 01:35:31.680 if there were pre existing conditions, they might not be covered. 1769 01:35:32.479 --> 01:35:34.640 That's how they cook up with and that's pretty common 1770 01:35:35.119 --> 01:35:36.039 of liability. 1771 01:35:36.159 --> 01:35:40.520 Okay, okay, so thirty five hundred and how much do 1772 01:35:40.600 --> 01:35:41.600 they say it's going to be. 1773 01:35:43.880 --> 01:35:46.920 Both the shops came up with a figure right around, 1774 01:35:47.359 --> 01:35:50.319 just shy of fifteen thousand dollars for the engine and 1775 01:35:50.439 --> 01:35:53.600 turbo charger and all the parts that belongs to the stuff. 1776 01:35:53.640 --> 01:35:55.560 Well, how do we know it needs? Hey, Kevin, does 1777 01:35:55.640 --> 01:35:58.800 this sound likely that that price would be accurate? 1778 01:35:59.479 --> 01:36:02.800 It seems for five are they rebuilding or getting everything new? 1779 01:36:03.840 --> 01:36:04.000 Right? 1780 01:36:04.159 --> 01:36:08.199 They're getting used engines. Both shops said they would get 1781 01:36:08.239 --> 01:36:09.239 a used engine. 1782 01:36:10.319 --> 01:36:13.000 That's that's way fifteen grand. That's way over the top 1783 01:36:13.199 --> 01:36:14.159 for fifteen grand. 1784 01:36:14.399 --> 01:36:17.760 Yeah, yeah, late, too much, there's the big chunk of that. 1785 01:36:17.920 --> 01:36:24.359 Of course, it's too much, supers hours, too much, Patrick, 1786 01:36:24.479 --> 01:36:25.079 it's too much. 1787 01:36:25.640 --> 01:36:27.720 Here's what you need to do. You need to get 1788 01:36:27.760 --> 01:36:29.319 at home, no matter. 1789 01:36:29.199 --> 01:36:32.640 What, you need to get over to Cavns. Well, yeah, 1790 01:36:32.720 --> 01:36:34.800 but get at home. They're in Colorado. Okay, it's in 1791 01:36:34.920 --> 01:36:35.720 Kansas right now. 1792 01:36:37.000 --> 01:36:39.720 Well, yeah, he lives in Kansas City. And we bought 1793 01:36:39.760 --> 01:36:42.479 the car in Longmont and to the dealer's credit. 1794 01:36:42.560 --> 01:36:45.239 They said, Oh, there you go. You should have told 1795 01:36:45.279 --> 01:36:45.760 me you bought it. 1796 01:36:46.159 --> 01:36:47.800 You should have told me you bought it in Longmont 1797 01:36:47.920 --> 01:36:50.199 or Well County or Greeley, and I would have automatically 1798 01:36:50.279 --> 01:36:51.239 known you were ripped off. 1799 01:36:51.359 --> 01:36:56.760 Automatically automatically bummer. But you can't prove it. You can't 1800 01:36:56.800 --> 01:36:57.079 prove it. 1801 01:36:57.199 --> 01:37:00.359 But but I I can almost guarantee that if you 1802 01:37:00.439 --> 01:37:02.199 bought a car from one of those dealers up. 1803 01:37:02.159 --> 01:37:03.359 There, you were ripped off. 1804 01:37:04.640 --> 01:37:09.800 Gosh, hey, Mark, Mark, I want to ask you something, Mark, 1805 01:37:10.359 --> 01:37:14.640 does this shock you how much we find in Longmont, 1806 01:37:14.800 --> 01:37:15.920 Greeley and Well County. 1807 01:37:16.119 --> 01:37:18.279 Well, it's shocking how bad it is, But it doesn't 1808 01:37:18.319 --> 01:37:23.319 surprise me at all. Why Why why do they go 1809 01:37:23.439 --> 01:37:23.720 up there? 1810 01:37:23.800 --> 01:37:24.600 What is it about that? 1811 01:37:24.760 --> 01:37:26.880 If you remember the last one that moved up there 1812 01:37:27.079 --> 01:37:31.239 was Jeff Jolliffe in his ripoff Transmission joint. I don't 1813 01:37:31.279 --> 01:37:33.600 know why they all go there. They get chased out 1814 01:37:33.680 --> 01:37:35.840 of that. I guess they get chased out of Denver. 1815 01:37:36.159 --> 01:37:36.640 I don't know. 1816 01:37:38.760 --> 01:37:44.000 Okay, So Janet and Patrick, no matter what, I don't 1817 01:37:44.000 --> 01:37:46.199 think you're going to get anything from the dealer, honest 1818 01:37:46.239 --> 01:37:49.159 to god, Okay, you need to. 1819 01:37:49.199 --> 01:37:50.119 Get that car home. 1820 01:37:51.760 --> 01:37:55.039 Okay, put it on a flatbed, I mean, rent a 1821 01:37:55.159 --> 01:37:56.439 U haul flatbed, do whatever. 1822 01:37:56.520 --> 01:37:58.600 You can't get it home, you're never. 1823 01:38:00.680 --> 01:38:05.560 Yeah, okay, yeah, because I'm looking online. You can get 1824 01:38:05.680 --> 01:38:09.199 new aftermarket turbos for that for about six hundred. That 1825 01:38:09.239 --> 01:38:12.159 would be my wholesale cost, so maybe a thousand retail 1826 01:38:12.720 --> 01:38:16.039 and the motors anywhere between twenty five and thirty five hundred, 1827 01:38:16.520 --> 01:38:19.079 So your total is about four grand in parts, and. 1828 01:38:19.159 --> 01:38:21.720 Make sure that shop doesn't take that thirty five hundred 1829 01:38:21.760 --> 01:38:22.319 bucks Man. 1830 01:38:22.920 --> 01:38:25.239 And then the labor on there's about two grand to 1831 01:38:25.279 --> 01:38:27.640 put a motor in it, so they're double what it so. 1832 01:38:29.279 --> 01:38:33.159 Approximately what Kevin about six grands for the whole repair. 1833 01:38:33.079 --> 01:38:34.960 Seven grand with parts, labor fluids. 1834 01:38:35.159 --> 01:38:37.600 Yeah, if it needs all that, that's the other thing. 1835 01:38:37.720 --> 01:38:39.680 Yes, and that's all some news. I'm used. 1836 01:38:39.800 --> 01:38:42.680 If that turbo goes out just in itself, it can 1837 01:38:42.840 --> 01:38:44.359 sound like the engine blew up. 1838 01:38:44.439 --> 01:38:45.359 It just depends on what it is. 1839 01:38:45.520 --> 01:38:49.239 Hey, Janet and Patrick, listen carefully. Okay, bring it to 1840 01:38:49.479 --> 01:38:52.960 Shardan Auto Tech. I'm serious. Okay, where are you guys located? 1841 01:38:53.439 --> 01:38:54.560 Where you guys located? 1842 01:38:54.640 --> 01:38:58.600 We we are in Holy Oak, Colorado. That's where we live. 1843 01:39:00.520 --> 01:39:03.600 Okay out, well you take it to Holy Sheridan. 1844 01:39:05.680 --> 01:39:07.800 I think that all right. 1845 01:39:08.159 --> 01:39:09.720 You can have one of those little. 1846 01:39:09.560 --> 01:39:13.119 Poll behinds from U haul for like, you know, one 1847 01:39:13.239 --> 01:39:16.359 way for whatever, like seventy five bucks for a day. 1848 01:39:16.439 --> 01:39:18.199 I mean, that's it's not that big of a deal. 1849 01:39:18.319 --> 01:39:22.279 It's not like it's in New Jersey. Right, get the 1850 01:39:22.399 --> 01:39:24.920 damn thing home, Janet and Patrick, Okay, we. 1851 01:39:25.039 --> 01:39:27.079 Do have we do have a car trailer here at 1852 01:39:27.119 --> 01:39:29.479 the farm so we we can hook on our Oh good, 1853 01:39:29.560 --> 01:39:29.960 we'll get it. 1854 01:39:30.359 --> 01:39:32.600 You know, I'm really sorry this happened to you, man, 1855 01:39:32.680 --> 01:39:37.399 I'm really sorry. I think you would have known about 1856 01:39:37.479 --> 01:39:39.479 and I'm not putting you on the spot here. I 1857 01:39:39.640 --> 01:39:42.560 love everyone who calls, whether they listen or not. But 1858 01:39:42.920 --> 01:39:44.560 if you had listened to the show, I think you 1859 01:39:44.640 --> 01:39:48.159 would have not bought up there. So are you new 1860 01:39:48.279 --> 01:39:50.399 to the show? Did someone say called Tom Martino? 1861 01:39:51.840 --> 01:39:54.199 Oh, we're old folks. We used to listen to you, 1862 01:39:54.359 --> 01:39:56.479 but we don't pick you up out in Holyoak anymore. 1863 01:39:56.600 --> 01:39:59.000 So we kind of we knew about you, but we 1864 01:39:59.279 --> 01:39:59.880 just haven't heard. 1865 01:40:00.520 --> 01:40:03.399 Okay, we're on the iHeart, we're on the iHeartRadio app, 1866 01:40:03.479 --> 01:40:05.359 and we're on YouTube. I just want to tell you 1867 01:40:05.439 --> 01:40:07.680 that for the future, and listen, do me a favor. 1868 01:40:07.760 --> 01:40:12.199 Though you're gonna save right off the bat. Half You're 1869 01:40:12.199 --> 01:40:13.920 gonna save half of that right off the bat if 1870 01:40:13.960 --> 01:40:16.319 you even need it. You may not even need that, 1871 01:40:16.960 --> 01:40:24.159 because Kevin is an honest man. Thank you, okay, and 1872 01:40:24.439 --> 01:40:26.359 and get that out of there before they do any 1873 01:40:26.399 --> 01:40:28.359 work on it. And I hope they don't give you 1874 01:40:28.399 --> 01:40:30.840 a hard time. Call us back if they try to 1875 01:40:30.880 --> 01:40:33.560 give you a hard time. I'm Tom Martino. Three O 1876 01:40:33.680 --> 01:40:41.359 three seven one three A two five five. Go with 1877 01:40:41.479 --> 01:40:44.880 a sure thing Denver's best roofer Excel Roofing dot com. 1878 01:40:45.079 --> 01:40:50.760 You don't pay a cent until you're content. Time for 1879 01:40:50.800 --> 01:40:54.000 an insurance check up free, no obligation. In comparison, call 1880 01:40:54.119 --> 01:40:57.399 Compass Insurance paying too much your coverage at dozens of 1881 01:40:57.479 --> 01:41:00.439 insurance companies find out now three oh three and seven 1882 01:41:00.439 --> 01:41:03.199 to one help. You'll think you're his only customer when 1883 01:41:03.199 --> 01:41:05.479 you choose Frank Durand the real estate Man dot com 1884 01:41:05.720 --> 01:41:08.840 to list your home with Remax Alliance three oh three 1885 01:41:08.920 --> 01:41:17.279 nine two zero sixteen twenty two. Hi Tom Martino, your 1886 01:41:17.479 --> 01:41:20.880 troubleshooter three oh three seven one three talk three oh 1887 01:41:20.960 --> 01:41:23.920 three seven one three eight, two five five, here to 1888 01:41:23.960 --> 01:41:29.680 help you solve your problems. So I think we're I 1889 01:41:29.800 --> 01:41:32.279 think we've given them marching orders and we're gonna have 1890 01:41:33.239 --> 01:41:35.119 We're gonna have Kevin Call can take a look at that. 1891 01:41:35.439 --> 01:41:39.359 They got to get it home now, Mike, he has 1892 01:41:39.359 --> 01:41:42.720 an issue. I believe he's saying with Denver Police Department. 1893 01:41:42.760 --> 01:41:44.560 What's going on, Mike, Welcome to the show. 1894 01:41:46.319 --> 01:41:46.880 Hey Tom. 1895 01:41:47.039 --> 01:41:49.600 Last week I went out to the stock show and 1896 01:41:49.720 --> 01:41:52.640 parked in front of the Denver Coliseum in a parking 1897 01:41:52.720 --> 01:41:55.479 space that did not have any signings that said no parking. 1898 01:41:55.600 --> 01:42:01.079 I received a parking ticket, I dishonest parking ticket, and 1899 01:42:01.159 --> 01:42:04.479 then the instructions on the ticket says that if I 1900 01:42:04.520 --> 01:42:06.479 want to dispute it, to go down to the Denver 1901 01:42:06.920 --> 01:42:10.239 Parking Magistrate, which I did, which that office is no 1902 01:42:10.399 --> 01:42:11.239 longer there at. 1903 01:42:11.159 --> 01:42:12.840 Two oh one West Colefax. 1904 01:42:13.399 --> 01:42:15.960 The ticket does not have a phone number to contact 1905 01:42:16.039 --> 01:42:20.159 anybody to dispute. And it's just it's an example of 1906 01:42:20.279 --> 01:42:24.359 how poor a simple motor vehicle violation can't be handled 1907 01:42:24.399 --> 01:42:26.760 by Denver County any longer. But they can sure issue 1908 01:42:26.800 --> 01:42:29.840 a false ticket and I want to argue and dispute it, 1909 01:42:30.119 --> 01:42:31.840 but I can't go anywhere to do that. 1910 01:42:33.680 --> 01:42:36.560 Hey, Mike, I need to ask a few questions about this. 1911 01:42:37.840 --> 01:42:42.039 Are you positive it is a legally issued ticket. I'm 1912 01:42:42.079 --> 01:42:44.319 not saying whether you agree with it, but is it 1913 01:42:44.479 --> 01:42:46.000 from the city and County of Denver? 1914 01:42:47.039 --> 01:42:47.279 Yeah? 1915 01:42:47.720 --> 01:42:49.840 Yeah, definitely. And how do you know that's not a 1916 01:42:49.880 --> 01:42:50.760 big ticket. 1917 01:42:52.479 --> 01:42:54.640 Because I took it down and talked to the to 1918 01:42:54.920 --> 01:42:56.479 some of the people that said that they used to 1919 01:42:56.560 --> 01:42:59.840 have the office there, and you know, I mean, it's 1920 01:43:00.039 --> 01:43:03.079 it's not asking me for you know, any any type 1921 01:43:03.119 --> 01:43:06.920 of I've heard about those scams and stuff. But the 1922 01:43:07.000 --> 01:43:09.479 point is, it's just it's the fact that just Denver 1923 01:43:09.600 --> 01:43:12.760 County can't even manage a part. 1924 01:43:12.840 --> 01:43:16.800 Are the instructions and are there instructions where to pay? 1925 01:43:18.880 --> 01:43:23.000 Yes, mailing it to PO box forty six fifty two, 1926 01:43:24.239 --> 01:43:24.840 Denver County. 1927 01:43:24.840 --> 01:43:25.560 And how much is it? 1928 01:43:25.720 --> 01:43:26.439 City in county? 1929 01:43:26.560 --> 01:43:30.640 How much is it twenty five dollars? Are you saying 1930 01:43:30.760 --> 01:43:32.800 twenty five? Okay? 1931 01:43:33.199 --> 01:43:35.520 Yes, boy, that's that's a lot of time and effort. 1932 01:43:35.560 --> 01:43:37.560 I mean, my god, you already drove down there and 1933 01:43:37.640 --> 01:43:39.119 all that over twenty five bucks. 1934 01:43:40.880 --> 01:43:42.399 I didn't realize it was twenty five. 1935 01:43:42.520 --> 01:43:45.000 I assumed it was more you know, I mean until 1936 01:43:45.039 --> 01:43:46.119 I because it's such hard. 1937 01:43:46.159 --> 01:43:48.960 It's hard. How'd you find out? Yeah, I mean how'd 1938 01:43:49.000 --> 01:43:51.279 you find out? Well, on the back of it it's marked, 1939 01:43:51.720 --> 01:43:52.279 it's marked. 1940 01:43:52.920 --> 01:43:55.520 I got poor vision, But I mean I just didn't 1941 01:43:55.560 --> 01:43:58.239 want to pay it because I the signage wasn't there. 1942 01:43:58.319 --> 01:44:01.479 I mean, I I shouldn't pay something that, you know, 1943 01:44:01.600 --> 01:44:02.920 the theoptors shouldn't. 1944 01:44:02.560 --> 01:44:04.199 Even rid the ticket. That's the point. 1945 01:44:04.720 --> 01:44:06.680 I really want to complain about the thoughts. 1946 01:44:06.560 --> 01:44:08.720 For doing something that he shouldn't have done when there's 1947 01:44:08.720 --> 01:44:09.279 those signings. 1948 01:44:09.359 --> 01:44:12.840 Well, Mike, hold on, I'll have some suggestions for you. Mike, Mike, 1949 01:44:12.920 --> 01:44:13.439 I'll hold on. 1950 01:44:14.279 --> 01:44:17.239 You want to jost at Windmills, I'm gonna have suggestions 1951 01:44:17.319 --> 01:44:17.520 for you. 1952 01:44:17.920 --> 01:44:19.960 To waste a lot of time and energy coming up. 1953 01:44:21.279 --> 01:44:24.520 Go with a sure thing Denver's Best roofer Excel roofing 1954 01:44:24.640 --> 01:44:27.279 dot com. You don't pay a cent until you're content. 1955 01:44:30.640 --> 01:44:33.800 Time for an insurance check up free, no obligation. In comparison, 1956 01:44:33.960 --> 01:44:37.520 call compass insurance paying too much your coverage at dozens 1957 01:44:37.520 --> 01:44:38.520 of insurance companies. 1958 01:44:38.640 --> 01:44:40.640 Find out now three oh three, seven to seven to 1959 01:44:40.680 --> 01:44:41.199 one help. 1960 01:44:41.399 --> 01:44:44.039 You'll think you're his only customer when you choose Frank 1961 01:44:44.119 --> 01:44:46.520 durand the real estate man dot Com to list your 1962 01:44:46.560 --> 01:44:49.680 home with Remax Alliance three oh three nine two zero 1963 01:44:49.840 --> 01:44:57.000 sixteen twenty two, ripped up. 1964 01:45:00.079 --> 01:45:01.520 Need advice so you don't have. 1965 01:45:03.760 --> 01:45:04.560 Come running. 1966 01:45:04.800 --> 01:45:06.199 Just as as as we can. 1967 01:45:07.079 --> 01:45:11.760 Shooter's gonna help him come man, he is. 1968 01:45:11.800 --> 01:45:18.399 The Troubleshooter Show. No Tom Martinez, Hey Tom Martino here, 1969 01:45:18.520 --> 01:45:19.399 Welcome to the show. 1970 01:45:19.600 --> 01:45:22.920 Three oh three seven one three talk seven one three 1971 01:45:23.119 --> 01:45:24.439 eight two five five. 1972 01:45:24.520 --> 01:45:25.640 I'm glad you can make it. 1973 01:45:26.079 --> 01:45:27.880 If you ever stream the show, you're gonna see a 1974 01:45:27.880 --> 01:45:30.359 whole different show within a show that's YouTube. 1975 01:45:30.439 --> 01:45:32.359 Also, we're on the iHeartRadio app. 1976 01:45:32.399 --> 01:45:36.119 And of course good Old Khow in Denver, our flagship station, 1977 01:45:36.800 --> 01:45:39.880 and uh it's fun no matter what. 1978 01:45:39.960 --> 01:45:42.680 You do, so welcome. 1979 01:45:43.520 --> 01:45:47.600 Mike says he doesn't like the idea that he was 1980 01:45:47.640 --> 01:45:50.840 written a parking ticket and there's no way to dispute it. 1981 01:45:52.760 --> 01:45:54.600 He was at the stock show. He said he shouldn't 1982 01:45:54.600 --> 01:45:56.640 have been written. Now, whether he should or should not 1983 01:45:56.760 --> 01:46:01.920 be written, what is his what is his real thing 1984 01:46:02.840 --> 01:46:05.800 when it comes to does he have an issue when 1985 01:46:05.840 --> 01:46:06.960 it comes to disputing? 1986 01:46:07.039 --> 01:46:07.720 I think he does. 1987 01:46:08.640 --> 01:46:10.960 I think you should have a place you can dispute 1988 01:46:10.960 --> 01:46:13.520 your ticket and apparently that the. 1989 01:46:13.720 --> 01:46:15.239 Referee is not open anymore. 1990 01:46:15.319 --> 01:46:19.079 Is that right, Mike, It's that the office is vacant, 1991 01:46:19.159 --> 01:46:21.319 but it's it's still written on the ticket. 1992 01:46:23.399 --> 01:46:23.720 Correct. 1993 01:46:23.760 --> 01:46:27.880 The information on the ticket is disinformation, it's not accurate 1994 01:46:27.920 --> 01:46:31.119 any longer, and they're still using the old forms and 1995 01:46:31.359 --> 01:46:32.760 they don't have a phone number. 1996 01:46:32.640 --> 01:46:34.159 On the ticket as well. 1997 01:46:34.279 --> 01:46:37.960 To look, man, it's like, listen, I went, I just 1998 01:46:38.119 --> 01:46:40.680 decided to do something. I know it's kind of new 1999 01:46:40.760 --> 01:46:42.039 and a lot of people don't get. 2000 01:46:41.920 --> 01:46:43.880 It, but I googled this. 2001 01:46:44.880 --> 01:46:48.079 How do you dispute a parking ticket in Denver? And 2002 01:46:48.319 --> 01:46:51.760 you go online to the Parking in Denver website, you 2003 01:46:51.960 --> 01:46:56.920 click dispute a ticket, You enter the citation number, and 2004 01:46:57.079 --> 01:47:00.880 you provide an explanation and evidence. 2005 01:47:03.119 --> 01:47:04.439 So you can do it online. 2006 01:47:04.760 --> 01:47:08.279 They issued mean, yes, I understand that now. But I'm 2007 01:47:08.359 --> 01:47:11.399 just saying that the tickets information is false, it's no 2008 01:47:11.560 --> 01:47:14.039 longer accurate, and it needs to be correct. 2009 01:47:14.239 --> 01:47:16.960 That's what I'm trying to the point. The right, I 2010 01:47:17.159 --> 01:47:20.760 totally agree with you what they should do. What they 2011 01:47:20.840 --> 01:47:23.640 should do. I totally agree with you. They should update. 2012 01:47:23.760 --> 01:47:27.159 I totally agree they should update the ticket, and they 2013 01:47:27.199 --> 01:47:31.880 should literally have information on there, like Mark just gave you. 2014 01:47:33.720 --> 01:47:34.880 Yeah, I understand that. 2015 01:47:34.960 --> 01:47:37.319 I'm just calling because if I don't call nobody. 2016 01:47:37.479 --> 01:47:40.159 You know, nothing gets fixed around here unless we bitch 2017 01:47:40.239 --> 01:47:40.560 about it. 2018 01:47:40.680 --> 01:47:43.439 And I'm bitching about it because you know, I wasted 2019 01:47:43.520 --> 01:47:46.119 my time and I didn't realize it was twenty five dollars. 2020 01:47:46.199 --> 01:47:48.399 But the principle of it is I shouldn't have got 2021 01:47:48.439 --> 01:47:49.199 the damn ticket. 2022 01:47:49.560 --> 01:47:54.079 Well why why why do that part? That part, by 2023 01:47:54.119 --> 01:47:57.359 the way, that part's never going to be decided by us. Yeah, 2024 01:47:57.600 --> 01:48:00.279 and you may feel that way. All I'm saying is 2025 01:48:01.359 --> 01:48:04.000 that is why we have a referee. But explain to me. 2026 01:48:04.159 --> 01:48:07.520 Mark had a good question. Why do you feel that 2027 01:48:07.800 --> 01:48:09.720 this should not have been issued? 2028 01:48:11.680 --> 01:48:12.600 I have video of it. 2029 01:48:12.720 --> 01:48:15.560 The sign the post is there. There is no signage 2030 01:48:15.640 --> 01:48:18.199 on the post, nor're on the on the parking space 2031 01:48:18.359 --> 01:48:19.880 next to it. This is right in front of the 2032 01:48:19.920 --> 01:48:20.800 Denver Coliseum. 2033 01:48:21.319 --> 01:48:22.399 There's no sign of that. 2034 01:48:22.479 --> 01:48:23.359 I can't park there. 2035 01:48:23.680 --> 01:48:29.640 So I parked there, okay, And you should be able 2036 01:48:29.720 --> 01:48:30.439 to dispute it. 2037 01:48:31.520 --> 01:48:34.239 And next saying it costs twenty five dollars to dispute 2038 01:48:34.239 --> 01:48:38.560 it it, Yeah, you got it's a non refundable twenty 2039 01:48:38.600 --> 01:48:39.960 five dollars fee to get a hearing. 2040 01:48:43.079 --> 01:48:44.800 Jesus, well, what's wrong with that? 2041 01:48:44.920 --> 01:48:49.319 What's wrong with that? Listen? So for all the people 2042 01:48:49.399 --> 01:48:51.720 that voted for the people in Denver, there you go. 2043 01:48:52.000 --> 01:48:55.560 I mean, come on, man, if I wouldn't even park there, 2044 01:48:55.600 --> 01:48:57.800 I'm surprised your car still has a cat on it. 2045 01:49:01.399 --> 01:49:04.399 Anyways, guys, thank you for your show. It's entertaining and 2046 01:49:04.720 --> 01:49:06.359 uh you guys have a wonderful day. 2047 01:49:08.079 --> 01:49:10.840 Hey, Mike, if you ever want to explore being a 2048 01:49:10.960 --> 01:49:14.479 volunteer of Doddy, because you sound like you like, what 2049 01:49:14.600 --> 01:49:17.479 are you talking all the time? This guy's got more 2050 01:49:17.560 --> 01:49:22.159 problems than I've ever seen? Is that true? Mike? Do 2051 01:49:22.239 --> 01:49:25.000 you call all the time? You personally know me? And 2052 01:49:25.079 --> 01:49:28.600 I do not have all kinds of problems. How do 2053 01:49:28.720 --> 01:49:29.560 I personally know you? 2054 01:49:29.720 --> 01:49:29.920 Mike? 2055 01:49:32.000 --> 01:49:34.279 I am? I am on your referral list. I am 2056 01:49:34.319 --> 01:49:38.640 a company is ge Tree Service? I love you, Mike? 2057 01:49:39.000 --> 01:49:44.279 Come on, Mark, why are you talking? I've had him 2058 01:49:44.359 --> 01:49:48.680 at my house doing all my trees. I think Mike's 2059 01:49:48.680 --> 01:49:49.439 an ass kicker. 2060 01:49:49.479 --> 01:49:49.720 I do. 2061 01:49:51.520 --> 01:49:54.079 Thanks, man, appreciate it. He just s doesn't want a 2062 01:49:54.159 --> 01:49:55.960 part though. No matter how we look at. 2063 01:49:55.880 --> 01:50:02.119 That, Yeah, it could be could be a problem anyway, 2064 01:50:02.199 --> 01:50:04.560 three O three seven to one three talk seven one 2065 01:50:04.600 --> 01:50:10.439 three eight two five five. Okay, we have a card 2066 01:50:10.520 --> 01:50:13.600 day today and I do have some people who have 2067 01:50:13.680 --> 01:50:16.279 texted me and I should get to it. Let me 2068 01:50:16.319 --> 01:50:22.399 get to them, so on this wait wait wait wait, okay, 2069 01:50:23.079 --> 01:50:26.800 So if a starter is going out, what are the 2070 01:50:26.880 --> 01:50:27.520 first signs? 2071 01:50:28.880 --> 01:50:31.119 That's all they ask. They don't give their year, make 2072 01:50:31.199 --> 01:50:31.920 model anything. 2073 01:50:32.600 --> 01:50:35.319 Well, yeah, it depends on. It could be slower cranking, 2074 01:50:36.239 --> 01:50:39.640 it could be clicking multiple times before it engages a 2075 01:50:39.680 --> 01:50:40.560 lot of different things. 2076 01:50:43.319 --> 01:50:45.000 Okay, so. 2077 01:50:46.760 --> 01:50:48.000 You know, you turn the key and you just get 2078 01:50:48.039 --> 01:50:49.640 click click click, click, and then it goes. 2079 01:50:50.239 --> 01:50:53.680 But then sometimes it works. Sometimes we're still things called 2080 01:50:53.760 --> 01:50:54.479 dead spots. 2081 01:50:54.640 --> 01:50:54.840 Yep. 2082 01:50:55.039 --> 01:50:57.199 Sure it's some electric winding inside, so yeah. 2083 01:50:57.079 --> 01:51:00.560 Absolutely, okay, explain it dead spot. 2084 01:51:00.880 --> 01:51:04.079 Well, it's just where the it's got probably arcing in 2085 01:51:04.199 --> 01:51:07.399 one spot, and if the starter stops there the windings 2086 01:51:07.439 --> 01:51:10.199 inside that, it doesn't make connection right away or very 2087 01:51:10.279 --> 01:51:14.600 high resistance connection. So it may crank past that and 2088 01:51:14.680 --> 01:51:16.920 then engage, or it may just stay stay there and 2089 01:51:16.960 --> 01:51:17.680 not start at all. 2090 01:51:20.359 --> 01:51:25.560 Okay. Now, another quick question for you, and that is. 2091 01:51:27.520 --> 01:51:30.279 Oh no, this is for Mark. I'm sorry Mark. This 2092 01:51:30.479 --> 01:51:33.039 guy is texting. God, he texts me all the time. 2093 01:51:33.079 --> 01:51:37.520 Here's what he says. Can Mark explain why if Colorado 2094 01:51:37.760 --> 01:51:43.319 is more blue than all of California, and it's liberal 2095 01:51:43.720 --> 01:51:46.279 and it's the majority, why doesn't he just leave? 2096 01:51:46.520 --> 01:51:50.640 He's the one out of place. I'm in Douglas County, 2097 01:51:52.840 --> 01:51:56.840 Okay there. When we when we see illegals, we ship 2098 01:51:56.920 --> 01:51:59.359 them to Aurora. When we see homeless, we ship them 2099 01:51:59.359 --> 01:52:02.079 to Denver. When we see criminals, we arrest them and 2100 01:52:02.119 --> 01:52:02.880 throw them in jail. 2101 01:52:04.560 --> 01:52:05.319 Here's another one. 2102 01:52:05.920 --> 01:52:08.720 Do you remember years ago when there were drive bys 2103 01:52:08.800 --> 01:52:12.119 or there were people being shot and somebody in Douglas 2104 01:52:12.199 --> 01:52:14.920 County there was a I believe a sticker or something. 2105 01:52:15.880 --> 01:52:18.920 If you come to Douglas County, we shoot back. Oh yeah, 2106 01:52:18.920 --> 01:52:19.880 it's like Florida, man. 2107 01:52:19.960 --> 01:52:22.399 I mean, it's no joke. Douglas County is Douglas County. 2108 01:52:22.560 --> 01:52:25.880 I'd say the most liberal part of Douglas County would 2109 01:52:25.880 --> 01:52:29.239 be Parker And you know, but what are you going 2110 01:52:29.279 --> 01:52:29.479 to do. 2111 01:52:31.239 --> 01:52:31.399 Now? 2112 01:52:31.640 --> 01:52:35.800 How about this? Can explain? Truly? This is a different person. 2113 01:52:36.359 --> 01:52:37.800 Can Mark explain. 2114 01:52:37.520 --> 01:52:40.880 Why the cost of eggs are still high and the 2115 01:52:40.960 --> 01:52:42.520 war in Ukraine is still going on? 2116 01:52:43.399 --> 01:52:46.119 Well, I mean that's silly. The Warrior Ukraine is being 2117 01:52:46.199 --> 01:52:48.560 worked on right now, so hopefully we have an end 2118 01:52:48.600 --> 01:52:51.439 to that soon. In the price of eggs, go buy 2119 01:52:51.479 --> 01:52:55.960 a chicken, another one, Tom. 2120 01:52:56.079 --> 01:53:01.600 Somehow Trump has made those chicken hawks like John Bolton 2121 01:53:02.199 --> 01:53:05.239 and Liz Cheney sympathetic figures. 2122 01:53:06.000 --> 01:53:07.159 Well, I'll tell you, I don't know. 2123 01:53:07.199 --> 01:53:09.600 I'll tell you why. I sympathize. I mean really and 2124 01:53:09.760 --> 01:53:13.000 throw Fauci in that mix. I sympathize for him a 2125 01:53:13.039 --> 01:53:16.359 little because he pulled all their secret service yesterday. 2126 01:53:19.159 --> 01:53:19.880 What does that mean. 2127 01:53:20.239 --> 01:53:22.720 That means they got to go buy their own protection now, 2128 01:53:23.880 --> 01:53:26.720 oh oh oh oh oh oh Okay, they were all 2129 01:53:26.800 --> 01:53:28.920 paid very well. They can afford to go buy their 2130 01:53:28.960 --> 01:53:32.159 own security. But I'd hate to be Fauci. He he 2131 01:53:32.319 --> 01:53:35.119 screwed a lot of people out of jobs. He screwed 2132 01:53:35.159 --> 01:53:38.720 a lot of people. I would hate to be Fauci. 2133 01:53:40.600 --> 01:53:43.800 You know, Fauci talked out of both sides of his mouth. 2134 01:53:43.960 --> 01:53:46.399 He lied his ass off about you. He lied his 2135 01:53:46.560 --> 01:53:47.479 ass about Wuhan. 2136 01:53:47.560 --> 01:53:50.079 No matter how you look at it, the United States 2137 01:53:50.199 --> 01:53:52.960 had money in that research in Wuhan. 2138 01:53:53.239 --> 01:53:55.880 They knew where it came from. And he lied his 2139 01:53:56.199 --> 01:53:56.920 ass off. 2140 01:53:58.319 --> 01:54:00.640 And you got the partner, him saying, let's not forget 2141 01:54:00.720 --> 01:54:03.000 he got the pardon. If he didn't get to pardon, 2142 01:54:03.199 --> 01:54:06.359 my god, I mean, he'd probably be in prison in 2143 01:54:06.520 --> 01:54:07.119 six months. 2144 01:54:09.520 --> 01:54:09.760 Hmm. 2145 01:54:10.800 --> 01:54:13.880 Anyway, three oh three seven one three talks seven to 2146 01:54:13.880 --> 01:54:15.960 one three eight two five five. 2147 01:54:16.319 --> 01:54:17.319 We have more coming up. 2148 01:54:23.239 --> 01:54:26.479 Go with a sure thing Denver's Best roofer Excel Roofing 2149 01:54:26.600 --> 01:54:29.319 dot com. You don't pay a cent until you're contenth 2150 01:54:32.640 --> 01:54:35.760 time for an insurance check up free, no obligation comparison 2151 01:54:35.960 --> 01:54:39.479 call Compass Insurance paying too much your coverage at dozens 2152 01:54:39.520 --> 01:54:42.239 of insurance companies find out now three oh three seven 2153 01:54:42.359 --> 01:54:45.119 seven to one help. You'll think you're his only customer 2154 01:54:45.199 --> 01:54:47.359 when you choose Frank Durand the real estate Man dot 2155 01:54:47.479 --> 01:54:50.760 com to list your home with Remax Alliance three oh 2156 01:54:50.840 --> 01:54:52.760 three nine two zero sixteen twenty two. 2157 01:54:59.399 --> 01:55:01.880 Him Martino, your. 2158 01:55:01.880 --> 01:55:05.880 Troubleshooter three oh three seven one three talk seven one 2159 01:55:05.960 --> 01:55:10.840 three eight two five five. If only, if only we 2160 01:55:10.920 --> 01:55:13.800 could solve all of your problems with the wave of 2161 01:55:13.880 --> 01:55:17.079 a wand but then again, Mark would disappear. 2162 01:55:17.119 --> 01:55:19.000 Now I'm just kidding. God, that's a joke. 2163 01:55:19.079 --> 01:55:25.039 Boom boom, Kevin Calkin some more texts, Kevin, I don't 2164 01:55:25.039 --> 01:55:27.960 even know how to answer the series. 2165 01:55:28.039 --> 01:55:30.039 How do you know when you need a new battery? Really? 2166 01:55:30.239 --> 01:55:32.399 I mean I think it's a good question. They don't 2167 01:55:32.399 --> 01:55:34.359 want to be in it, but how do you know? 2168 01:55:34.720 --> 01:55:34.920 Do you? 2169 01:55:35.319 --> 01:55:37.119 I think what they're saying, let me add to it 2170 01:55:37.279 --> 01:55:40.359 that wasn't in the text. Do you ever just replace 2171 01:55:40.439 --> 01:55:41.640 batteries because of time? 2172 01:55:42.760 --> 01:55:47.039 It's typically not. No, No, there's no reason too now, 2173 01:55:47.159 --> 01:55:49.039 but we can check them. There's meters and things we 2174 01:55:49.119 --> 01:55:51.279 can use to check. Or yeah, I mean if you 2175 01:55:51.319 --> 01:55:53.640 come out in the morning and you notice that cranking 2176 01:55:53.800 --> 01:55:56.720 slower than normal in the cold, or anything like that, 2177 01:55:56.920 --> 01:56:00.520 or just all indicators, it'll be warning. 2178 01:56:00.560 --> 01:56:03.880 Typically, does it ever throw a code? 2179 01:56:05.960 --> 01:56:08.119 Rarely? I mean you can get voltage codes, but that 2180 01:56:08.159 --> 01:56:08.960 could be confusing. 2181 01:56:09.199 --> 01:56:09.359 You know. 2182 01:56:11.520 --> 01:56:15.279 I want to ask you something, Kevin. This is from me. 2183 01:56:15.960 --> 01:56:21.520 Okay, dear Kevin. I have an unusual vehicle happens to 2184 01:56:21.560 --> 01:56:26.560 have wings and anyway, it has a the It has 2185 01:56:27.000 --> 01:56:29.960 has two carburetors that have to be synced. Yep, they 2186 01:56:30.000 --> 01:56:33.479 are perfectly synced according to the computer, and the engine 2187 01:56:33.560 --> 01:56:39.840 runs perfectly, except it is rough between the RPMs of 2188 01:56:39.960 --> 01:56:46.800 twenty two hundred and twenty four hundred, and it's smooth 2189 01:56:46.840 --> 01:56:49.960 as glass in every other rpm range. 2190 01:56:50.640 --> 01:56:53.399 What the hell is that about? 2191 01:56:54.600 --> 01:56:56.800 Interesting about fuel filter? 2192 01:56:59.079 --> 01:57:00.640 No, no, no, that wouldn't cause that. 2193 01:57:00.960 --> 01:57:04.119 Not no, And by the way, that that's all been 2194 01:57:04.239 --> 01:57:07.920 changed fuel filter or everything you know, but keV but 2195 01:57:08.039 --> 01:57:15.720 evens out. Oh, it's like clockwork from twenty two hundred 2196 01:57:16.159 --> 01:57:19.359 to twenty four hundred, which by the way, I should 2197 01:57:19.439 --> 01:57:23.640 mention I never operate in so I never either I 2198 01:57:23.800 --> 01:57:27.039 never noticed it or it just developed the mechanics said, 2199 01:57:27.239 --> 01:57:29.039 hey man, this is per you know, because he was 2200 01:57:29.079 --> 01:57:31.720 doing normal maintenance, and they as part of normal maintenance 2201 01:57:32.079 --> 01:57:33.119 they balance carbs. 2202 01:57:33.520 --> 01:57:35.920 So I wouldn't have known because I never operate in 2203 01:57:36.000 --> 01:57:36.399 that range. 2204 01:57:36.439 --> 01:57:39.520 I taxi slower and I do run ups faster, and 2205 01:57:39.640 --> 01:57:42.520 I take off at full power. I actually never operate 2206 01:57:42.600 --> 01:57:43.960 in that range. It could have been going on for 2207 01:57:44.039 --> 01:57:46.079 a while, but why would it go on? I mean, 2208 01:57:46.159 --> 01:57:48.840 I can think of nothing that would cause an engine 2209 01:57:49.000 --> 01:57:52.800 that runs perfectly smooth but is rough because it doesn't 2210 01:57:52.840 --> 01:57:53.439 have a transmit. 2211 01:57:53.560 --> 01:57:54.600 Well, it has a gearcase. 2212 01:57:54.640 --> 01:57:56.680 But you know what I mean, I mean me, I mean, 2213 01:57:56.800 --> 01:57:59.560 is it a distributor or distributor list or what kind 2214 01:57:59.560 --> 01:58:00.399 of magnition on it. 2215 01:58:01.520 --> 01:58:04.640 It's electronic in case there's no points or anything like that. 2216 01:58:05.399 --> 01:58:10.239 I know there's no magnetos. No, Well, I I don't 2217 01:58:10.319 --> 01:58:10.920 understand it. 2218 01:58:11.199 --> 01:58:15.920 Oh, I mean, is itmpossible? Seriously? A loose nut behind 2219 01:58:16.000 --> 01:58:19.600 the wheel. It would be a loose nut behind the 2220 01:58:19.720 --> 01:58:24.760 yoke this time, you know what they call it? Or 2221 01:58:24.800 --> 01:58:25.520 behind the stick? 2222 01:58:27.359 --> 01:58:30.720 Honest to God, maybe one of my morons or and 2223 01:58:30.840 --> 01:58:33.399 one of my listeners, uh can do? 2224 01:58:33.600 --> 01:58:37.399 Can can weigh in on it? Anyway? That was mine? 2225 01:58:38.399 --> 01:58:41.840 Here here's another one, and please, I don't want to 2226 01:58:41.880 --> 01:58:44.960 hear any kind of I don't want to hear any 2227 01:58:45.039 --> 01:58:48.479 kind of uh yet nay saying I have a perfect 2228 01:58:48.560 --> 01:58:51.079 idea for a new company somebody should start. 2229 01:58:51.199 --> 01:58:53.640 I don't want to start it. And us I was 2230 01:58:53.680 --> 01:58:56.600 talking to Kevin the other day. I said, Hey, keV, 2231 01:58:56.680 --> 01:58:59.319 I need to get my carver to you. Do you 2232 01:58:59.439 --> 01:59:02.199 have anybody it can pick it up and deliver it? 2233 01:59:02.239 --> 01:59:02.359 You know? 2234 01:59:02.479 --> 01:59:04.439 He says, Now, we don't do that. He says, Tom 2235 01:59:04.479 --> 01:59:06.720 a lot of shopstone. He's right, a lot of shopstone. 2236 01:59:07.159 --> 01:59:08.880 He says, you know, we have a tow truck available 2237 01:59:08.880 --> 01:59:11.840 if your car is not drivable. And and then they 2238 01:59:11.880 --> 01:59:14.479 don't have loaners a lot. Almost no one has loaners 2239 01:59:14.600 --> 01:59:18.439 uber except the giant dealers. They charge huh Uber And no, no, 2240 01:59:18.520 --> 01:59:19.359 I get that that part. 2241 01:59:19.399 --> 01:59:19.680 I don't. 2242 01:59:19.960 --> 01:59:22.039 I don't care about that part. So I could drive 2243 01:59:22.119 --> 01:59:23.560 over and take a lift to work, I get it. 2244 01:59:24.199 --> 01:59:27.920 But I have an idea for a business, and that 2245 01:59:28.199 --> 01:59:30.640 is somebody who picks up your car and takes it 2246 01:59:30.680 --> 01:59:34.840 to the dealer. I mean, or to the shops. 2247 01:59:36.000 --> 01:59:40.159 Be crazy. Seems like the insurance would be crazy for that. No, 2248 01:59:40.399 --> 01:59:43.239 I don't know. Oh, you mean hold on for the 2249 01:59:43.399 --> 01:59:47.199 business person, for the for the business, the insurance. Here's 2250 01:59:47.239 --> 01:59:52.000 why I think. Here's what I think. Permissive use would 2251 01:59:52.039 --> 01:59:55.359 be covered by the owner, and it's not permanent. How 2252 01:59:55.399 --> 01:59:56.920 would you check temporarily? 2253 01:59:57.159 --> 01:59:59.359 So would that person when they come to my house 2254 01:59:59.479 --> 02:00:03.000 to bring my a car to the shop, would they 2255 02:00:03.159 --> 02:00:06.079 like call up my insurance company and verify I have 2256 02:00:06.199 --> 02:00:08.079 coverage and everything in case of. 2257 02:00:08.119 --> 02:00:11.359 It lapsed and they see that part. I haven't thought about, Mark, 2258 02:00:11.399 --> 02:00:13.399 I haven't thought it through. That's why I'm here. I 2259 02:00:13.439 --> 02:00:13.960 thought it would be. 2260 02:00:15.359 --> 02:00:18.640 I'm just wondering, like it seems like a cool business, 2261 02:00:19.079 --> 02:00:21.199 Like you call and say I need my car taking 2262 02:00:21.239 --> 02:00:22.319 a shared in auto tech. 2263 02:00:22.640 --> 02:00:24.760 When do you want it? Wednesday? He can get me 2264 02:00:24.800 --> 02:00:27.720 in at ten. I know, Kevin, what do you thought? 2265 02:00:27.720 --> 02:00:29.680 I could see it be valuable? You know for people 2266 02:00:30.119 --> 02:00:33.479 that you know it's cheaper than towing, so you know. 2267 02:00:34.039 --> 02:00:36.039 You all shagging what are they shagging? 2268 02:00:36.199 --> 02:00:38.560 Or porter or anything like that. 2269 02:00:38.600 --> 02:00:40.399 I don't know if it'd be cheaper, but you would 2270 02:00:40.399 --> 02:00:42.279 have to have two people for every trip, because you 2271 02:00:42.319 --> 02:00:44.880 have to have somebody bring you there, then somebody bring 2272 02:00:44.960 --> 02:00:47.399 you back after you've dropped the car off. How would 2273 02:00:47.399 --> 02:00:49.520 you part, Well, I haven't thought about that. 2274 02:00:49.840 --> 02:00:51.960 Take the uber home yourself from dropping it off. 2275 02:00:52.079 --> 02:00:54.039 So now you got the price of the uber. Yeah, 2276 02:00:54.039 --> 02:00:55.960 on top of you've got the hour took you to 2277 02:00:56.079 --> 02:00:56.760 Delver Troo. 2278 02:00:57.239 --> 02:00:57.399 Yeah. 2279 02:00:57.439 --> 02:01:01.560 But but listen, I would gladly pay. I would gladly 2280 02:01:01.640 --> 02:01:04.000 pay a fee. No, what I'm playing It might be 2281 02:01:04.239 --> 02:01:06.840 it might be cheaper to hire a tow truck at 2282 02:01:06.880 --> 02:01:12.239 some point. No, come on, I mean if the car 2283 02:01:12.359 --> 02:01:13.199 is not drivable. 2284 02:01:13.319 --> 02:01:16.000 But if a car is drivable, Let's just take a 2285 02:01:16.119 --> 02:01:20.279 realistic situation. So I'm I'm let's say I'm near Cherry Creek, keV. 2286 02:01:20.680 --> 02:01:22.479 How many miles is it to your place. 2287 02:01:23.279 --> 02:01:28.600 Twelve to fifteen. Yeah, So what would a tow cost. 2288 02:01:30.319 --> 02:01:31.600 Buck? Fifty? Yeah? 2289 02:01:33.479 --> 02:01:33.680 Yeah? 2290 02:01:34.199 --> 02:01:38.239 Okay, So could someone uber to me pick up the thing, 2291 02:01:38.479 --> 02:01:40.439 send it to you an uber back or uber to 2292 02:01:40.520 --> 02:01:41.199 their next job. 2293 02:01:41.800 --> 02:01:44.079 I mean I think there's would. 2294 02:01:43.840 --> 02:01:45.640 Be twenty five bucks and you pay the guy twenty 2295 02:01:45.680 --> 02:01:47.800 bucks here, you're in it about fifty bucks instead of 2296 02:01:47.840 --> 02:01:48.560 one hundred and fifty. 2297 02:01:48.960 --> 02:01:52.840 Yeah you could, or or maybe a little more, even 2298 02:01:53.039 --> 02:01:57.640 even seventy five. I mean sure, I don't know. People, 2299 02:01:57.680 --> 02:01:59.680 I'd like you to weigh in on that. I I 2300 02:01:59.720 --> 02:02:01.199 don't think it's how do you spell? 2301 02:02:02.479 --> 02:02:02.800 How do you? 2302 02:02:03.039 --> 02:02:06.159 Okay, Bonnie Bray ice cream? So if I leave the 2303 02:02:06.239 --> 02:02:09.239 studio right now and want to go to Bonnie Bray, 2304 02:02:09.880 --> 02:02:11.119 it's fifty four dollars. 2305 02:02:11.159 --> 02:02:12.119 How many miles is that? 2306 02:02:14.520 --> 02:02:17.279 Wait a minute, are you telling me a ride share 2307 02:02:17.479 --> 02:02:19.920 is fifty four bucks to ice cream over there? 2308 02:02:20.239 --> 02:02:22.720 Yeah? But I chose that because I know you know 2309 02:02:22.760 --> 02:02:23.279 where that is. 2310 02:02:25.000 --> 02:02:30.000 Yeah, that's fifty four dollars. Well yeah, and imagine if 2311 02:02:30.079 --> 02:02:32.760 it was surgeon and someone need to no way mark 2312 02:02:33.439 --> 02:02:34.680 Mark Mark Mark. 2313 02:02:34.560 --> 02:02:38.600 I've when's the last time you ubered on? I do 2314 02:02:38.680 --> 02:02:40.560 it a lot, by the way, I like it when 2315 02:02:40.600 --> 02:02:42.840 we're going down. Sometimes I don't want to park. 2316 02:02:42.920 --> 02:02:45.479 Sometimes Stephanie and Ile just you know, Uber or a 2317 02:02:45.520 --> 02:02:47.960 lift to you know, I mean, and I don't drink anymore, 2318 02:02:48.000 --> 02:02:51.560 but it's kind of like it's still convenient, but it's 2319 02:02:51.680 --> 02:02:52.199 just nice. 2320 02:02:52.840 --> 02:02:55.680 Tuber's gotten pretty crazy, man, I mean it really has. 2321 02:02:57.359 --> 02:02:59.199 When we were in Vegas, now we do it to 2322 02:02:59.279 --> 02:03:02.199 the well and when we're in Vegas we now search 2323 02:03:02.319 --> 02:03:04.720 both of them, Uber and Lyft. And what I've learned 2324 02:03:04.840 --> 02:03:07.840 is it's crazy. Say we land at the airport, we're 2325 02:03:07.920 --> 02:03:12.079 going to whatever, whatever hotel doesn't matter. Uber could be 2326 02:03:13.359 --> 02:03:17.680 thirty bucks and Lyft could be fifteen, So you take 2327 02:03:17.720 --> 02:03:19.960 the lift. But then when you're at the hotel and 2328 02:03:20.039 --> 02:03:23.479 you want to say, go downtown, you type in Uber 2329 02:03:23.920 --> 02:03:27.720 and Uber wants twenty five bucks and lift is thirty five. 2330 02:03:28.000 --> 02:03:30.319 I mean, there's no rhyme or reason for the pricing 2331 02:03:30.399 --> 02:03:31.399 that I can figure out. 2332 02:03:31.880 --> 02:03:34.279 Maybe I don't know. You travel way more than me, 2333 02:03:34.399 --> 02:03:36.880 so but let me explain, let me ask you. I mean, 2334 02:03:36.960 --> 02:03:37.960 let me tell you something. 2335 02:03:38.399 --> 02:03:44.199 I will never use Uber ever, every single time, not 2336 02:03:44.439 --> 02:03:49.119 sometimes every single time. Every time I have used Uber, 2337 02:03:49.399 --> 02:03:55.159 every single time that card has been used afterward for fraud. Yeah, 2338 02:03:55.199 --> 02:03:59.279 I remember three single time. And I'm not talking about 2339 02:03:59.319 --> 02:04:01.960 once in a while. With Lift. It never happens. Now, 2340 02:04:02.039 --> 02:04:04.079 I don't know. I swear to God. I don't know why. 2341 02:04:04.479 --> 02:04:07.960 Maybe I even uninstalled by Uber app and reinstalled it 2342 02:04:08.079 --> 02:04:11.560 and used a different card. And again, I swear to God, 2343 02:04:12.239 --> 02:04:16.199 every single time I activate Uber, I pay a fair. 2344 02:04:16.760 --> 02:04:19.920 A day or two later, a fraudulent charge shows up. 2345 02:04:20.359 --> 02:04:23.760 It's either for another ride or for something else with 2346 02:04:24.000 --> 02:04:27.399 that particular card that I purposely did not use. 2347 02:04:27.800 --> 02:04:29.000 Come to think of it, you had that. 2348 02:04:29.159 --> 02:04:31.920 You haven't had a fraudulent charge in a long time now, Tom, 2349 02:04:32.039 --> 02:04:32.720 come to think of it. 2350 02:04:32.880 --> 02:04:35.039 I know, I know, I know. 2351 02:04:35.279 --> 02:04:40.720 It's It's just in twenty twenty two, they got these 2352 02:04:40.840 --> 02:04:45.239 hackers breached Uber, accessing names, email addresses, phone numbers of 2353 02:04:45.439 --> 02:04:48.680 fifty seven million people. 2354 02:04:49.119 --> 02:04:51.600 That's crazy that I didn't know that on Uber? Yeah, 2355 02:04:51.600 --> 02:04:54.159 and they got everything? Was that on Uber? That's Uber? Yes, 2356 02:04:54.359 --> 02:04:56.840 twenty twenty two. I don't know if that's when you're 2357 02:04:56.880 --> 02:05:01.720 talking about. Yes, it was, it was twenty three. 2358 02:05:03.520 --> 02:05:08.000 I would try now and then and without fail, without fail, 2359 02:05:08.159 --> 02:05:10.760 if I use Uber, I get hacked. 2360 02:05:10.800 --> 02:05:13.680 Oh, I remember, you would have charges, you'd have charges 2361 02:05:13.760 --> 02:05:16.920 on your credit card from like a deli in New York. 2362 02:05:16.800 --> 02:05:21.159 City, Great or Miami. That's right, Yeah, that's it was 2363 02:05:21.239 --> 02:05:21.880 crazy right. 2364 02:05:23.840 --> 02:05:26.479 Anyway, remember that time, Remember that time you had all 2365 02:05:26.520 --> 02:05:31.359 those all those Amazon charges someone did on your Amazon 2366 02:05:31.439 --> 02:05:33.600 account and Suzanne ratted me out. 2367 02:05:36.359 --> 02:05:39.680 Hey, Monty is texting Mark. He's going to want to 2368 02:05:39.680 --> 02:05:47.720 hear it right after this. I'm Tom Martino. Go with 2369 02:05:47.840 --> 02:05:51.239 a sure thing Denver's best roofer Excel Roofing dot com. 2370 02:05:51.439 --> 02:05:57.119 You don't pay a cent until you're content. Time for 2371 02:05:57.159 --> 02:06:00.840 an insurance check up free no obligation comparison call Compass 2372 02:06:01.000 --> 02:06:04.239 Insurance paying too much your coverage at dozens of insurance 2373 02:06:04.279 --> 02:06:06.760 companies find out now three oh three seven to seven 2374 02:06:06.800 --> 02:06:09.560 to one help. You'll think you're his only customer when 2375 02:06:09.560 --> 02:06:11.840 you choose Frank Durand the real estate Man dot com 2376 02:06:12.079 --> 02:06:15.199 to list your home with Remax Alliance. Three oh three 2377 02:06:15.279 --> 02:06:25.520 nine two zero sixteen twenty two. Hey, I'm Tom Martine. 2378 02:06:25.640 --> 02:06:26.439 You're a troubleshooter. 2379 02:06:26.560 --> 02:06:30.960 Three oh three seven one three talk seven one three 2380 02:06:30.960 --> 02:06:36.039 eight two five five. So let's talk to Marie. Marie, 2381 02:06:36.079 --> 02:06:38.000 I have some suggestions. Let me give them to you. 2382 02:06:38.079 --> 02:06:43.760 Okay, I have never encountered a drive away service that's 2383 02:06:43.840 --> 02:06:46.640 worth the dam. They use college kids and all kinds 2384 02:06:46.680 --> 02:06:49.399 of weird people who need to get somewhere, and they 2385 02:06:49.960 --> 02:06:52.359 they cut them loose with your car. Don't do it, 2386 02:06:52.760 --> 02:06:56.239 just don't do it. Now, What year is this car? 2387 02:06:56.399 --> 02:06:59.560 What year making model? Just curious, you know, I. 2388 02:06:59.600 --> 02:07:01.960 Don't know, because what happened was my son was going 2389 02:07:02.000 --> 02:07:05.640 to college. He needed a car, got through college, but 2390 02:07:05.800 --> 02:07:10.000 the car needs has issues, and you know, he lives here, 2391 02:07:10.119 --> 02:07:13.359 so now he has to get it here because he 2392 02:07:13.439 --> 02:07:15.359 doesn't want to take all the time of putting all 2393 02:07:15.399 --> 02:07:18.720 the time and money fixing it there driving it back 2394 02:07:19.600 --> 02:07:22.079 because he doesn't have the money, really right. 2395 02:07:22.000 --> 02:07:23.920 And we can help you, and we can help you 2396 02:07:24.000 --> 02:07:24.840 get honest people. 2397 02:07:26.119 --> 02:07:27.000 Yeah, I need it, that's what. 2398 02:07:27.239 --> 02:07:32.640 Okay. So I don't think I don't think there's a 2399 02:07:32.720 --> 02:07:34.399 way to get it back here much cheaper. 2400 02:07:34.960 --> 02:07:38.319 One of the ways, one of the best ways is 2401 02:07:38.479 --> 02:07:42.720 to hire a professional transport and get a bid. 2402 02:07:43.560 --> 02:07:44.560 Sometimes they can do it. 2403 02:07:45.119 --> 02:07:47.159 It's going to do, but we don't know who to do. 2404 02:07:47.399 --> 02:07:50.359 Because I'm gonna I'm going to tell you some good 2405 02:07:50.520 --> 02:07:52.840 I'm going to tell you some good ones. I'm going 2406 02:07:52.920 --> 02:07:53.880 to tell you some good ones. 2407 02:07:55.439 --> 02:07:59.399 I'm also but I've used both and great results. I 2408 02:07:59.439 --> 02:08:01.039 don't know what they're going to charge. You're gonna have 2409 02:08:01.119 --> 02:08:03.119 to ask him, or maybe they have referrals. 2410 02:08:03.439 --> 02:08:05.720 The next thing is the next thing is to pay 2411 02:08:05.800 --> 02:08:09.520 someone to fly down there with a one way ticket 2412 02:08:09.600 --> 02:08:12.920 and drive it back a friend or a neighbor or relative. Okay, 2413 02:08:13.479 --> 02:08:15.920 that's one of the best ways. Those are the only 2414 02:08:16.000 --> 02:08:17.000 two ways I would do it. 2415 02:08:17.399 --> 02:08:20.319 Yeah, it's not drivable, so a lot of the personal ticket. 2416 02:08:22.760 --> 02:08:24.079 Well, yeah, he can't. 2417 02:08:24.199 --> 02:08:27.680 I mean it's I don't know, three days to Florida, 2418 02:08:28.239 --> 02:08:30.239 so it's he cannot drive. 2419 02:08:30.319 --> 02:08:30.880 What year is it? 2420 02:08:31.560 --> 02:08:31.800 Make it? 2421 02:08:31.920 --> 02:08:32.479 What year is it? 2422 02:08:32.760 --> 02:08:36.239 You know it's a cheap I'm not sure. Maybe twenty seventeen, 2423 02:08:36.319 --> 02:08:36.720 I don't know. 2424 02:08:37.920 --> 02:08:44.359 Okay, listen, then what you do get it here or 2425 02:08:44.640 --> 02:08:47.359 you seek someone down there reputable to get it fixed. 2426 02:08:47.880 --> 02:08:52.720 That's probably the best deal ever, that's really the best. 2427 02:08:53.000 --> 02:08:53.479 I'm going to be. 2428 02:08:55.199 --> 02:08:58.159 Take it to a dealer then, or because he doesn't know. 2429 02:08:58.760 --> 02:09:02.039 Never kid, Well, we're we're gonna hold on. We're going 2430 02:09:02.079 --> 02:09:04.079 to have to research that. I'll put it. I'll give 2431 02:09:04.119 --> 02:09:06.119 it to a deputy who will research that for you. 2432 02:09:06.359 --> 02:09:09.039 Okay, Okay, give it to it. 2433 02:09:09.359 --> 02:09:12.279 Let's give it to a deputy. I mean, Kevin, isn't 2434 02:09:12.319 --> 02:09:14.000 that the best? I mean, we can't assume the only 2435 02:09:14.039 --> 02:09:16.520 honest people are here that I know, right, because we 2436 02:09:16.800 --> 02:09:17.199 belong to. 2437 02:09:17.199 --> 02:09:19.359 A network in MAPP. But autocare centers that are all 2438 02:09:19.439 --> 02:09:23.199 qualified through Triple A and BBB and the you know 2439 02:09:23.479 --> 02:09:25.319 everything else. So I mean you can look up a 2440 02:09:25.880 --> 02:09:28.039 number of different organizations are affiliated. 2441 02:09:29.279 --> 02:09:32.399 Yeah, I would get it fixed, then sell it. Sell 2442 02:09:32.439 --> 02:09:34.000 it if you want to bring it back, bring it back. 2443 02:09:34.039 --> 02:09:37.159 But that's what I would do. There's no way cheaper 2444 02:09:37.239 --> 02:09:40.399 than getting it fixed. I swear to you, nothing cheaper. 2445 02:09:40.720 --> 02:09:44.159 So Marie is Deputy Bo still there. 2446 02:09:44.199 --> 02:09:46.760 I'm still here. I'll take care of it. Give her 2447 02:09:46.800 --> 02:09:48.199 a call and do some research. 2448 02:09:48.600 --> 02:09:50.760 Yeah, and then talk to Kevin Bo and see we 2449 02:09:50.800 --> 02:09:53.479 get a recommendation to get that fixed for her. Okay, 2450 02:09:55.119 --> 02:09:56.920 what area of Florida did you say, Marie? 2451 02:09:58.399 --> 02:09:59.319 He's in Stanford. 2452 02:10:01.000 --> 02:10:04.119 Yeah, I know the area. Yeah, they're they're good people. 2453 02:10:04.560 --> 02:10:11.359 Hold on, Okay, now, Robert twenty sixty Nissan Ultimate how 2454 02:10:11.399 --> 02:10:12.279 many miles. 2455 02:10:13.159 --> 02:10:15.479 About one hundred and thirty five. 2456 02:10:17.199 --> 02:10:19.319 And you're having trouble starting it all the time. 2457 02:10:20.760 --> 02:10:23.880 Well, there's something that just came up. But uh, but 2458 02:10:24.039 --> 02:10:26.159 I mean at first it was so I was able 2459 02:10:26.199 --> 02:10:28.920 to start it by touching the key fob to the 2460 02:10:29.000 --> 02:10:32.239 button because they wouldn't start with my finger alone, so 2461 02:10:32.399 --> 02:10:34.439 I started it. I would start with the with the 2462 02:10:34.520 --> 02:10:37.039 key pup, touching the button. But then they would say. 2463 02:10:36.960 --> 02:10:38.079 That Kevin can handle that. 2464 02:10:38.720 --> 02:10:42.119 Yeah, sure, have you tried, yeah, the key pub. 2465 02:10:43.079 --> 02:10:45.279 Yeah, they keep well, keep up, has a new battery, 2466 02:10:45.840 --> 02:10:49.359 has a new battery. Okay, and uh but even even 2467 02:10:49.520 --> 02:10:50.640 when it starts. 2468 02:10:50.720 --> 02:10:54.600 In, it might have to be reinitiated. Kevin, Kevin can 2469 02:10:54.680 --> 02:10:59.319 handle that, man, I'm serious. Sheridan Auto Tech Shardan auto 2470 02:10:59.399 --> 02:11:02.880 tech dot com three oh three four five five seventy 2471 02:11:02.920 --> 02:11:06.319 two forty two four five five seventy two forty two. 2472 02:11:06.439 --> 02:11:09.560 OK, we're out of time. We were. 2473 02:11:09.640 --> 02:11:11.520 We're out of time, bro. I mean, we'll get you 2474 02:11:11.600 --> 02:11:14.520 back if you want to wait till Monday. Remember, people, 2475 02:11:14.720 --> 02:11:18.279 I sincerely mean this. We're here to help you each 2476 02:11:18.319 --> 02:11:20.399 and every day. Save all your problems for me