WEBVTT 1 00:00:00.720 --> 00:00:03.080 You're listen Saints KPI AM six forty. 2 00:00:03.319 --> 00:00:06.719 The bill handles show on demand on the iHeartRadio f 3 00:00:07.400 --> 00:00:10.759 bill handle here. It is a Monday morning, June thirtieth, 4 00:00:10.800 --> 00:00:13.240 and a lot is going on right now. 5 00:00:14.000 --> 00:00:16.800 This Senate is voting to. 6 00:00:17.120 --> 00:00:22.199 Move forward or to vote into law. 7 00:00:21.920 --> 00:00:23.679 The big beautiful tax bill. 8 00:00:23.960 --> 00:00:27.359 And there is obviously a lot of fight about this 9 00:00:27.719 --> 00:00:31.920 because it is a comprehensive bill that President Trump has 10 00:00:32.000 --> 00:00:35.399 put forward, and it is I tell you, I've never 11 00:00:35.759 --> 00:00:39.159 seen one version versus the other version where they're so 12 00:00:39.399 --> 00:00:40.960 diametrically opposed. 13 00:00:42.079 --> 00:00:43.600 It is its astounding. 14 00:00:43.759 --> 00:00:48.520 The Congressional Budget Office, which is nonpartisan, has analyzed the 15 00:00:48.560 --> 00:00:51.560 bill and says this is going to cost a chunk 16 00:00:52.200 --> 00:00:56.280 of money. The deficit is going to increase dramatically. The 17 00:00:56.280 --> 00:00:59.640 White House says that's absolutely not true. It's going to 18 00:00:59.679 --> 00:01:03.200 go the way. It'll be more jobs that will be created, 19 00:01:03.240 --> 00:01:07.159 Americans will pay fewer taxes, there'll be more money. 20 00:01:07.439 --> 00:01:09.079 It's we're just going to do better. 21 00:01:09.920 --> 00:01:13.799 And the Democrats are saying, no, that's not true. Here's 22 00:01:13.840 --> 00:01:15.640 the problem that I have with it. I don't mind 23 00:01:16.280 --> 00:01:22.159 a divergent view. What I do mind is in this case, 24 00:01:22.519 --> 00:01:24.879 you know, you know, I attack Trump a lot because 25 00:01:25.079 --> 00:01:27.840 he's not my favorite guy for a whole bunch of reasons. 26 00:01:28.239 --> 00:01:33.159 But to threaten a lawmaker with two things. You don't 27 00:01:33.239 --> 00:01:35.480 vote the way I'm telling you to vote, I'm going 28 00:01:35.519 --> 00:01:36.560 to primary you out. 29 00:01:36.719 --> 00:01:38.680 You're done as an elected official. 30 00:01:39.480 --> 00:01:41.719 You don't vote the way I tell you to vote, 31 00:01:42.200 --> 00:01:45.480 you are against the Constitution of the United States, and 32 00:01:45.519 --> 00:01:49.359 you are not a true American. There is no such 33 00:01:49.439 --> 00:01:53.319 thing as an opposition to the administration that is effectively 34 00:01:53.359 --> 00:01:55.000 not a traitor to this constitution. 35 00:01:56.040 --> 00:01:59.879 That one is new, That one is new. 36 00:02:01.319 --> 00:02:06.560 Presidents understand that there is bipartisanship, that it really exists. 37 00:02:06.799 --> 00:02:13.840 Democracy is about opposing sides and legislation and give and take. 38 00:02:14.039 --> 00:02:18.520 There is no give and take here, there is none. 39 00:02:18.759 --> 00:02:22.960 I am the Constitution, I am America, and if you 40 00:02:23.039 --> 00:02:24.680 vote against me, you are not. 41 00:02:25.560 --> 00:02:29.319 That is a killer for me. I got really I 42 00:02:29.319 --> 00:02:30.080 gotta tell you my heart. 43 00:02:30.120 --> 00:02:35.240 Roamost broke yesterday when the President threatened Tom Tillis of 44 00:02:35.280 --> 00:02:39.080 North Carolina Senator Tom Tillis, who is voting against the bill, 45 00:02:40.080 --> 00:02:43.479 and he made it real simple. The President did you're out. 46 00:02:44.400 --> 00:02:47.680 I'm going to primary you out because you didn't vote 47 00:02:47.680 --> 00:02:50.560 the way I'm telling you to vote, and I'm not 48 00:02:50.639 --> 00:02:52.639 exaggerating there. And so he came back and said, you 49 00:02:52.719 --> 00:02:53.360 know what, I quit. 50 00:02:54.680 --> 00:02:58.360 I'm done. I'm not going to fight it. I'm just 51 00:02:58.400 --> 00:02:59.599 not going to deal with this anymore. 52 00:03:00.800 --> 00:03:03.439 And it is you know, it's tough to accept that 53 00:03:03.479 --> 00:03:07.759 we've reached that point. I have a very very tough 54 00:03:07.759 --> 00:03:10.039 time with that. Now, what I want to do is 55 00:03:10.039 --> 00:03:12.840 get into the bill itself that the Senate is voting 56 00:03:12.879 --> 00:03:17.759 for right now, and the bill, even though it is 57 00:03:17.919 --> 00:03:22.280 argued that the vast majority of Americans are going to 58 00:03:23.319 --> 00:03:27.879 actually get benefit of this bill, that's not quite true. 59 00:03:28.639 --> 00:03:31.840 And the issue is is the debt going to increase? 60 00:03:32.439 --> 00:03:32.840 Is it not? 61 00:03:33.879 --> 00:03:37.759 Republicans who want to stay and get re elected, both 62 00:03:37.800 --> 00:03:40.360 in the House and the Democrats and in the Senate 63 00:03:40.759 --> 00:03:43.680 will say absolutely, there's no question. 64 00:03:43.759 --> 00:03:44.439 We don't believe. 65 00:03:44.560 --> 00:03:47.800 But we don't believe what the Congressional Budget Office says, 66 00:03:48.080 --> 00:03:51.000 although they have a history of believing, but again not 67 00:03:51.120 --> 00:03:55.000 this time around. Why because they want to get re elected. 68 00:03:55.039 --> 00:03:56.280 They don't want to lose. 69 00:03:57.759 --> 00:04:04.560 Because, unfortunately, but there are not enough legislators out there 70 00:04:04.639 --> 00:04:07.159 that are willing to say the way I view the 71 00:04:07.199 --> 00:04:10.159 importance of this country is greater than my political career. 72 00:04:10.240 --> 00:04:11.280 It just doesn't happen. 73 00:04:13.280 --> 00:04:16.439 No one who wants to get re elected in a 74 00:04:16.480 --> 00:04:21.519 Republican Senate or Republican House would ever go against President Trump. 75 00:04:21.639 --> 00:04:21.920 Ever. 76 00:04:25.439 --> 00:04:30.399 Do you think that the Republican legislators believe across. 77 00:04:29.959 --> 00:04:31.439 The board what the President says? 78 00:04:33.600 --> 00:04:36.279 Do you think that at every point, yes, we'll vote 79 00:04:36.319 --> 00:04:38.480 your way, Yes, we'll vote your way, Yes we'll vote 80 00:04:38.480 --> 00:04:44.120 your way without one Republican going the other way, or 81 00:04:44.199 --> 00:04:50.480 if there is, it's a couple, because reelection is more 82 00:04:50.519 --> 00:04:54.480 important than anything else, because what's good for the country 83 00:04:54.519 --> 00:04:59.079 anymore is I don't know. I mean, there used to 84 00:04:59.160 --> 00:05:04.120 be a time in which legislators you could disagree with them. 85 00:05:04.560 --> 00:05:08.240 You could disagree and say, you know what, please don't 86 00:05:08.319 --> 00:05:11.519 vote that way, but you would never argue them if 87 00:05:11.519 --> 00:05:14.800 they're not voting a way of being treason is or 88 00:05:14.839 --> 00:05:18.920 not being American, or not believing in the Constitution. 89 00:05:19.439 --> 00:05:22.199 That's what we're seeing, all right. Let me go through 90 00:05:22.399 --> 00:05:24.079 a little bit of. 91 00:05:24.279 --> 00:05:26.560 The bill, which, by the way, I like a lot 92 00:05:26.560 --> 00:05:28.480 of it because I'm going to save a pile of money. 93 00:05:28.959 --> 00:05:33.800 This is good for me in many ways and not 94 00:05:33.959 --> 00:05:38.800 good for you. If you're on if you're on Medicaid, 95 00:05:39.399 --> 00:05:42.360 not good for you. Although it's unfair by the way, 96 00:05:42.920 --> 00:05:46.319 for the attack on the Trump administration saying this cuts medicaid, 97 00:05:46.759 --> 00:05:48.399 it does not cut Medicaid. 98 00:05:48.879 --> 00:05:50.519 What it does is it makes it more. 99 00:05:50.399 --> 00:05:55.040 Difficult to get Medicaid because they're putting in a work requirement. 100 00:05:55.120 --> 00:05:57.240 You have to if you're able bodied, you have to 101 00:05:57.240 --> 00:05:58.560 go out and find work. 102 00:05:58.759 --> 00:06:00.959 Or try to find work. Builto and did exactly the 103 00:06:01.000 --> 00:06:01.560 same thing. 104 00:06:01.800 --> 00:06:04.120 By the way, this is no different than what Clinton 105 00:06:04.160 --> 00:06:08.839 did during his administration. You want welfare, well you're not 106 00:06:08.879 --> 00:06:11.720 going to get any We want you to work. Go 107 00:06:11.759 --> 00:06:13.439 out and prove that you're trying to work. And then 108 00:06:13.480 --> 00:06:15.720 if you can't work or you can't find a job, okay, 109 00:06:16.240 --> 00:06:19.360 we'll help you out. And there are tons of exceptions 110 00:06:19.360 --> 00:06:24.560 to this Medicaid bill. If you're a caregiver, if you're disabled, 111 00:06:24.800 --> 00:06:27.079 there's a bunch of rules. So it's not fair to 112 00:06:27.120 --> 00:06:29.720 say this is a cut to Medicaid. What it is 113 00:06:29.800 --> 00:06:32.199 fair to say is it will be more difficult to 114 00:06:32.439 --> 00:06:37.600 get medicaid. And yes, we'll eleven million people lose their 115 00:06:37.639 --> 00:06:40.199 Medicaid coverage whatever it is, they'll be in the millions. 116 00:06:40.240 --> 00:06:43.920 But you know what the Republican position is, You know what, 117 00:06:44.279 --> 00:06:47.920 get a job if there are jobs available, don't sit 118 00:06:47.959 --> 00:06:52.839 back on your ass. That's the position. I don't know 119 00:06:52.839 --> 00:06:54.480 if I argue you disagree with that one. 120 00:06:56.279 --> 00:06:57.439 I want to explain a little. 121 00:06:57.279 --> 00:07:00.639 Bit about what's going on with with the bill, what 122 00:07:00.680 --> 00:07:06.680 we're actually looking at. And I just talked about Medicaid, 123 00:07:07.240 --> 00:07:09.879 where it is really not a cut, even though everybody 124 00:07:09.920 --> 00:07:11.519 is arguing, or the Democrats are. 125 00:07:11.480 --> 00:07:13.279 Arguing, this is a cut to Medicaid. 126 00:07:13.360 --> 00:07:16.759 Well, no, it's a cut to people who won't who 127 00:07:16.800 --> 00:07:20.480 are able bodied and are considered we're able to work, 128 00:07:21.399 --> 00:07:24.319 They're not going to be able to continue on with Medicaid. 129 00:07:24.800 --> 00:07:27.319 And so I don't know if that's a cut. It's 130 00:07:27.360 --> 00:07:29.879 eleven million people, it is argued, will not be able 131 00:07:29.879 --> 00:07:33.319 to get medicaid. All right, Well there the Trump administration 132 00:07:33.519 --> 00:07:35.560 is saying, well, you know what you want it, you work, 133 00:07:37.040 --> 00:07:39.399 you work, and you can get it. I mean, I 134 00:07:39.439 --> 00:07:40.439 don't have a problem with that. 135 00:07:41.360 --> 00:07:41.639 Now. 136 00:07:42.439 --> 00:07:45.560 The bill also raises a limit on salt state and 137 00:07:45.639 --> 00:07:46.959 local tax deductions. 138 00:07:47.199 --> 00:07:48.800 Now, state and local tax deductions. 139 00:07:49.759 --> 00:07:52.319 This is something that Trump put into place to punish California, 140 00:07:52.360 --> 00:07:56.639 to punish Connecticut, to punish New York. Up to this point, 141 00:07:56.720 --> 00:08:00.600 until Trump instituted this, the amount of money that was 142 00:08:00.600 --> 00:08:02.759 paid into state taxes, the amount of money that was 143 00:08:02.759 --> 00:08:07.959 paid into property tax was deductible well against federal taxes. 144 00:08:08.000 --> 00:08:13.480 He stopped that. He made it ten thousand dollars maximum. 145 00:08:13.480 --> 00:08:13.879 That's it. 146 00:08:14.839 --> 00:08:18.160 And believe me, who pays more than ten thousand dollars 147 00:08:18.360 --> 00:08:22.279 in local taxes deduction, state taxes, etc. 148 00:08:22.639 --> 00:08:30.079 Only California, Only New York. That's it. That's the reality. Also, the. 149 00:08:31.560 --> 00:08:36.080 Green energy tax credits put in by President Biden, that's 150 00:08:36.080 --> 00:08:40.639 basically gone. We're not getting into that anymore. Why because 151 00:08:40.679 --> 00:08:43.480 it is far more important. Well, climate change doesn't exist 152 00:08:44.080 --> 00:08:47.559 in this administration. The only thing that exists is we 153 00:08:47.639 --> 00:08:50.120 have to pump more oil out of the ground. We 154 00:08:50.320 --> 00:08:53.120 have to help the oil industry, the fossil fuel industry, 155 00:08:53.120 --> 00:08:56.399 and anything that goes against that, No, that's not going 156 00:08:56.480 --> 00:09:00.600 to work. And beyond that, alternative energy is wokeness. 157 00:09:02.639 --> 00:09:05.000 It's that simple. Solar is woke. 158 00:09:06.799 --> 00:09:13.720 Driving your car and putting in gasoline, that's not woke. Also, 159 00:09:13.799 --> 00:09:19.440 there's some business related tax cuts which are extended. They 160 00:09:19.480 --> 00:09:23.360 were to end this year, and the Trump bill goes 161 00:09:23.639 --> 00:09:28.000 it keeps on going for another ten years, actually. 162 00:09:29.559 --> 00:09:34.799 Spending through the roof, helping. 163 00:09:35.039 --> 00:09:40.720 Shipbuilding, air superiority, missile defense, military needs up billions of 164 00:09:40.759 --> 00:09:44.600 dollars border security. Don't even have to tell you about 165 00:09:44.919 --> 00:09:47.080 border security. How much you think is going to be 166 00:09:47.120 --> 00:09:51.440 spent on border security? Massive amounts of money, increase the 167 00:09:51.480 --> 00:09:57.159 budget completely. Child tax credit, now here is something that 168 00:09:57.320 --> 00:09:59.440 a lot of people would be surprised with. The bill 169 00:09:59.480 --> 00:10:04.600 includes a temporary increase in the child tax credit, and 170 00:10:04.639 --> 00:10:08.559 you wouldn't think that would happen. And it's the child 171 00:10:08.600 --> 00:10:13.440 tax credit twenty five hundred dollars through twenty twenty eight. Also, 172 00:10:13.879 --> 00:10:17.600 when we talk about tax breaks, and it has argued 173 00:10:17.639 --> 00:10:20.279 that tax breaks are only for business and the super 174 00:10:20.320 --> 00:10:22.399 wealthy who are going to do great by the way, 175 00:10:22.840 --> 00:10:24.399 or will continue doing great. 176 00:10:25.240 --> 00:10:26.679 It also includes a. 177 00:10:26.600 --> 00:10:33.240 Tax break for seniors, increased increased deductions for those over 178 00:10:33.399 --> 00:10:37.679 sixty five. The one that I don't understand is no 179 00:10:37.840 --> 00:10:41.559 tax on tips or overtime. I gotta tell you, I'm 180 00:10:41.600 --> 00:10:46.080 taxed for every dime that I make. Why if you 181 00:10:46.360 --> 00:10:49.120 will live on tips, why should you not be taxed? 182 00:10:49.200 --> 00:10:54.679 Explain that to me? If you work overtime, why should 183 00:10:54.720 --> 00:11:00.960 you not be taxed. I don't get that. Now you 184 00:11:00.960 --> 00:11:04.000 can argue for political purposes to get votes, et cetera. 185 00:11:04.159 --> 00:11:07.080 But underlying it all, does that make a lot of 186 00:11:07.120 --> 00:11:11.120 sense to me? No, not at all. 187 00:11:12.279 --> 00:11:18.440 Charitable contributions increases those amounts that you can make and 188 00:11:18.519 --> 00:11:19.639 get tax deductions. 189 00:11:21.000 --> 00:11:24.799 And so if you make a reasonable if you make. 190 00:11:24.679 --> 00:11:26.840 A high income, and you give a lot of money 191 00:11:26.919 --> 00:11:31.519 to charity, this helps you enormously. And the corporations are 192 00:11:31.519 --> 00:11:34.320 going to do much better with this, and the ultra 193 00:11:34.399 --> 00:11:35.799 wealthy you're going to do just fine. 194 00:11:36.320 --> 00:11:37.519 But at the same time. 195 00:11:38.879 --> 00:11:42.759 The people who are poor are going to do better. 196 00:11:43.080 --> 00:11:45.759 And so something has to give. Oh, and military spending 197 00:11:45.879 --> 00:11:47.799 is going to go through the roof. Some's got to give, 198 00:11:49.000 --> 00:11:51.600 and you know it is. It's the deficit's going to increase. 199 00:11:52.519 --> 00:11:58.080 Now the Trump administration says, absolutely not, we will make money. 200 00:11:58.360 --> 00:12:00.120 Huh. How is that post. 201 00:12:01.399 --> 00:12:06.159 Making money with these kinds of cuts and further expenditures 202 00:12:06.159 --> 00:12:10.240 in military and border and other expenses. And so we 203 00:12:10.320 --> 00:12:14.120 are told ignore what the Congregual Budget Office is telling you, 204 00:12:14.159 --> 00:12:20.240 that's fake news. We will tell you what the budget is, which, 205 00:12:20.279 --> 00:12:23.639 by the way, every administration does that. You know, they go, hey, 206 00:12:23.679 --> 00:12:25.080 we're going to tell you what the budget and then 207 00:12:25.120 --> 00:12:26.759 the Senate and the House vote on it, and then 208 00:12:26.759 --> 00:12:30.679 they reconcile, et cetera. But there will it's going to 209 00:12:30.720 --> 00:12:34.240 be very tough to reconcile, very tough to reconcile. Why 210 00:12:34.440 --> 00:12:36.320 because if you don't vote, if you're a Republican and 211 00:12:36.360 --> 00:12:38.480 don't vote for this bill, you're basically a trader and 212 00:12:38.480 --> 00:12:40.879 you hate the Constitution, and. 213 00:12:40.960 --> 00:12:44.600 You'll be uh, you know, you'll be primaried out. 214 00:12:45.399 --> 00:12:48.320 If you're a Democrat, you already hate the Constitution, that 215 00:12:48.360 --> 00:12:52.919 gets easy. That's not a problem. You know you hate 216 00:12:53.320 --> 00:12:57.720 you hate America, all right, So we'll see which way 217 00:12:57.799 --> 00:12:59.960 the vote is going. And I think with the Senate 218 00:13:00.080 --> 00:13:03.480 it is doing is they're doing bits and pieces of it. 219 00:13:03.519 --> 00:13:06.399 They're looking at the amendments. And is Trump going to 220 00:13:06.399 --> 00:13:07.799 get everything he wants? No? 221 00:13:07.960 --> 00:13:12.240 Is he going to get most of what he wants? Yes? Yes? 222 00:13:12.799 --> 00:13:13.360 Why is that? 223 00:13:14.039 --> 00:13:17.159 Because he controls the Republican Party. The control of the 224 00:13:17.200 --> 00:13:19.559 Republican Party has the majority. 225 00:13:20.200 --> 00:13:22.879 His bill which is being presented to the Senate. 226 00:13:24.080 --> 00:13:30.200 It passed by one vote one in the House, of course, 227 00:13:30.240 --> 00:13:31.159 that's a mandate, that's. 228 00:13:31.080 --> 00:13:33.960 An overwhelming vote. 229 00:13:34.919 --> 00:13:38.320 And the Senate is less apt to turn around and 230 00:13:38.320 --> 00:13:39.480 give him everything he wants. 231 00:13:39.879 --> 00:13:41.559 Well, let's just say there's a couple sentators. 232 00:13:41.639 --> 00:13:44.600 Won't one Rampaul, who never votes for any kind of 233 00:13:45.200 --> 00:13:47.279 spending bill, it doesn't matter. He doesn't want to spend 234 00:13:47.279 --> 00:13:49.480 money and always say it's always been a super hot 235 00:13:50.080 --> 00:13:53.240 and hates the deficit and hates the national debt. And 236 00:13:53.559 --> 00:13:57.919 now the other one is Tom Tillis of North Carolina, 237 00:13:58.799 --> 00:13:59.360 who has. 238 00:13:59.200 --> 00:14:02.200 A real problem with this bill and is voting no. 239 00:14:02.799 --> 00:14:05.519 And the threat was, as I said earlier, the threat 240 00:14:05.600 --> 00:14:07.200 was he's going to be primaried out. He will no 241 00:14:07.240 --> 00:14:10.840 longer be a Senator because he's going against America, because 242 00:14:10.879 --> 00:14:13.600 he has now gone against the Constitution of the United 243 00:14:13.639 --> 00:14:16.639 States and he hates America. Well, he says, I'm not 244 00:14:16.759 --> 00:14:18.679 running again at this point, I don't care. 245 00:14:20.000 --> 00:14:21.559 Goodbye. 246 00:14:21.840 --> 00:14:26.960 I'm voting no, and you can't do much about it. 247 00:14:27.919 --> 00:14:31.440 But then again, he doesn't want to be re elected. Realistically, 248 00:14:31.480 --> 00:14:33.440 he had a very tough race anyway, They are very 249 00:14:33.559 --> 00:14:36.240 very good chance he wouldn't have been reelected, and he 250 00:14:36.360 --> 00:14:41.360 knows that, and so this is an easy out for him. 251 00:14:41.519 --> 00:14:44.519 All right, tell you something else that's up in the news, 252 00:14:44.519 --> 00:14:47.720 and we're in the middle of sort of this mini 253 00:14:47.840 --> 00:14:51.000 uproar in general across the country and has to do 254 00:14:51.039 --> 00:14:55.320 with tipping. So what happened Saturday night? I did the 255 00:14:55.399 --> 00:15:00.600 Lawyer's Philharmonic thing, which I do every year. My kids 256 00:15:00.639 --> 00:15:04.240 came and Lindsay came and took a couple of people 257 00:15:04.279 --> 00:15:05.679 also out to dinner. 258 00:15:06.080 --> 00:15:08.320 And it was a pretty pricey dinner. I don't do 259 00:15:08.360 --> 00:15:10.320 these very often, but it was. 260 00:15:10.440 --> 00:15:14.240 It was money, and so I whip out my credit 261 00:15:14.279 --> 00:15:19.080 card and back comes the receipt to sign, you know, 262 00:15:19.120 --> 00:15:23.480 the credit card statement, and there it is on the 263 00:15:24.679 --> 00:15:28.639 on the bill right, the tip right? Do you want 264 00:15:28.639 --> 00:15:32.360 to tip eighteen percent? Do you want to tip twenty 265 00:15:32.399 --> 00:15:36.720 one percent? Do you want to tip twenty five percent? 266 00:15:38.519 --> 00:15:40.480 The service was god awful. 267 00:15:42.159 --> 00:15:46.879 Food was good. Service was terrible, maybe because they were understaff. 268 00:15:46.919 --> 00:15:51.799 There were empty tables, I understand, but they wouldn't refill 269 00:15:51.840 --> 00:15:55.639 my diet coke more than six times because there just 270 00:15:55.720 --> 00:15:56.720 wasn't anybody there. 271 00:15:57.919 --> 00:16:00.000 And I kept on. I was upset. 272 00:16:00.200 --> 00:16:03.320 I took my napkin and I waved it over my 273 00:16:03.440 --> 00:16:06.519 head and people thought I was telling him their car 274 00:16:06.600 --> 00:16:09.039 was ready, that it had been washed. 275 00:16:09.519 --> 00:16:11.840 That's very embarrassing. By the way, for anybody you're sitting with. 276 00:16:13.039 --> 00:16:17.799 The point is that the service was got awful, and 277 00:16:17.879 --> 00:16:22.200 at the same time I was expected to tip an 278 00:16:22.279 --> 00:16:25.879 astronomical amount of money. I ended up leaving ten percent. 279 00:16:26.039 --> 00:16:27.919 I don't know the last time I've left ten percent 280 00:16:27.960 --> 00:16:33.200 on a tip in years and years. It's all almost automatic. 281 00:16:33.559 --> 00:16:38.279 And what happens we are shamed into tipping. It's a 282 00:16:38.320 --> 00:16:44.519 shame factor with the tip jars. And I go to 283 00:16:44.559 --> 00:16:49.720 a bagel shop, for example, and I order a dozen, 284 00:16:50.240 --> 00:16:55.919 two dozen bagels, and the person reaches into the counter, 285 00:16:56.279 --> 00:17:01.960 actually the bagels closest to the cash register, right the 286 00:17:02.000 --> 00:17:04.400 gal that was helping me, didn't he have to, didn't 287 00:17:04.400 --> 00:17:06.720 he have to, didn't even have to walk ten feet 288 00:17:06.799 --> 00:17:08.559 to the other end of the counter to pull out 289 00:17:08.559 --> 00:17:11.519 the bagels underneath that, I mean, it was right next 290 00:17:11.519 --> 00:17:11.839 to her. 291 00:17:12.559 --> 00:17:13.799 So out came the bagels. 292 00:17:13.839 --> 00:17:16.279 I brought the cream cheese from the refrigerator, put it 293 00:17:16.319 --> 00:17:21.039 all on the counter, and it was thirty bucks and outcomes. 294 00:17:21.079 --> 00:17:22.799 I give them a credit card. Do you want to 295 00:17:22.880 --> 00:17:26.880 leave eighteen percent? Do you want to leave twenty one percent? 296 00:17:27.839 --> 00:17:32.160 You reached into that basket and pulled out a dozen bagels. 297 00:17:32.359 --> 00:17:36.160 That's what you did, would you like to leave twenty 298 00:17:36.200 --> 00:17:36.880 five percent? 299 00:17:38.559 --> 00:17:42.960 We are all suffering from fatigue, tipping fatigue, Neil. 300 00:17:43.720 --> 00:17:47.559 You do a lot of restaurant stuff, do you notice 301 00:17:47.599 --> 00:17:49.920 that people are just tired of it? And it's just 302 00:17:49.960 --> 00:17:52.000 a ridiculous amount of money. 303 00:17:52.160 --> 00:17:55.599 The only issue is that what people don't understand is 304 00:17:55.640 --> 00:17:58.240 that tip is not just going to the server. The 305 00:17:58.319 --> 00:18:04.240 server tips out the bartender. The server tips out the 306 00:18:04.240 --> 00:18:08.440 the bussers and sometimes even the people in the in 307 00:18:08.480 --> 00:18:12.839 the back, depending on how they're set up, chefs and 308 00:18:12.880 --> 00:18:15.799 the like. Not the chefs, but the line cooks and 309 00:18:15.839 --> 00:18:20.440 the like. So it's more than just the service, unfortunately, 310 00:18:21.160 --> 00:18:26.559 it's it's beyond that. But it's a horrible, horrible system period. 311 00:18:27.319 --> 00:18:30.039 Well, well the matter as we'll put up a sign saying, hey, 312 00:18:30.240 --> 00:18:33.920 we expect you to subsidize our employees, thank you very much. 313 00:18:34.799 --> 00:18:38.160 So like going into Walmart or going into Costco and 314 00:18:38.240 --> 00:18:42.160 they're at the counter, you're handed the bill, your credit 315 00:18:42.200 --> 00:18:45.319 card bill, and I sign and there's ay, twenty five 316 00:18:45.319 --> 00:18:48.519 percent more because our employee. We don't pay our employees enough. 317 00:18:49.920 --> 00:18:54.000 It's a horrible system. And that the tip jars and 318 00:18:54.039 --> 00:18:55.920 all that. You know, the only thing a tip jar 319 00:18:56.039 --> 00:18:58.279 really is good for for tipping over. 320 00:18:59.400 --> 00:18:59.839 That's it. 321 00:19:00.119 --> 00:19:02.599 Take your hand and swipe it across and tip the 322 00:19:02.680 --> 00:19:06.799 damn thing over, or you want to tip. My favorite 323 00:19:06.839 --> 00:19:09.400 tip is plant your corn in the spring. Have a 324 00:19:09.480 --> 00:19:10.000 nice day. 325 00:19:11.319 --> 00:19:14.000 You know, I'm I'm surprised you haven't seen up to 326 00:19:14.079 --> 00:19:16.799 thirty percent because I'm starting to see that more and more. 327 00:19:17.759 --> 00:19:20.400 It's just mind boggling. 328 00:19:22.039 --> 00:19:26.559 Okay, Now, there is a new study that just came 329 00:19:26.599 --> 00:19:31.839 out and it had to do with AI, and it's 330 00:19:31.839 --> 00:19:39.240 called sycophancy or sycophancy, and this is when chatbots excessively 331 00:19:39.519 --> 00:19:45.599 flatter the users, reinforcing biases and undermining critical thinking. 332 00:19:45.720 --> 00:19:47.640 Effectively, what this is is. 333 00:19:48.039 --> 00:19:52.720 Mirror, mirror on the wall, who's the fairest one of all? 334 00:19:54.640 --> 00:19:58.759 And you can look like hammered dog crap, and you 335 00:19:58.839 --> 00:20:01.720 know what that chatbot. 336 00:20:01.240 --> 00:20:05.880 Is going to tell you, Hey, aren't you good looking? Wow? 337 00:20:06.640 --> 00:20:08.039 It's the best. 338 00:20:08.920 --> 00:20:12.240 And here's why, because AI is able to figure out 339 00:20:12.440 --> 00:20:15.920 what you want to hear. It learns as you're talking. 340 00:20:16.519 --> 00:20:20.359 It's learning what your biases are. And by the way, 341 00:20:20.400 --> 00:20:24.599 your bias is you want to be right, and most 342 00:20:24.640 --> 00:20:29.640 people really don't want to be proven wrong, much like well, 343 00:20:30.200 --> 00:20:31.799 you know, people like me don't want to be proven. 344 00:20:31.880 --> 00:20:34.799 I have no problem being proven wrong, right Neil, Right? 345 00:20:34.839 --> 00:20:39.480 Amy, Oh you're the smartest Bill. How could we prove 346 00:20:39.559 --> 00:20:41.759 you wrong when you're correct all the time? 347 00:20:42.279 --> 00:20:46.039 Exactly? That is what is going on. 348 00:20:47.480 --> 00:20:51.160 Open AI recently acknowledge that the latest version of chat GPT, 349 00:20:52.160 --> 00:20:56.680 the Large Language Model, has a tone that flatters users 350 00:20:56.920 --> 00:20:59.799 agrees with them even when they say something wrong, because 351 00:20:59.839 --> 00:21:04.240 they want to hear it, because this is the reality. 352 00:21:04.359 --> 00:21:09.440 People want to be told that they are right. People 353 00:21:09.640 --> 00:21:14.160 don't like to be told, hey, wait a minute, you're. 354 00:21:13.960 --> 00:21:16.440 Looking at it wrong. Why don't you take this view? 355 00:21:16.880 --> 00:21:21.960 Amy, for example, does that to me constantly, is always 356 00:21:22.079 --> 00:21:25.400 questioning me whenever I say anything, which is why this 357 00:21:25.440 --> 00:21:27.519 is the last week Amy will be on this show. 358 00:21:28.599 --> 00:21:29.720 Just want to point that out. 359 00:21:31.200 --> 00:21:34.759 Will, on the other hand, who never disagrees with me, 360 00:21:36.119 --> 00:21:38.240 Will is here forever. 361 00:21:39.680 --> 00:21:45.160 Really yes, yes, I think it. I just don't say it. 362 00:21:45.160 --> 00:21:46.799 It doesn't matter. I can see it on your face. 363 00:21:48.440 --> 00:21:49.480 So here's what happens. 364 00:21:49.880 --> 00:21:53.079 There's a study that was just done by this Malahi 365 00:21:53.160 --> 00:21:59.000 Ali Khani, a professor of artificial intelligence actually at Northeastern, and. 366 00:22:00.799 --> 00:22:03.240 I have no idea if it's a manneral woman malahy. 367 00:22:03.599 --> 00:22:09.440 Anyways, this person has been studying this phenomena of sickophancy, 368 00:22:10.359 --> 00:22:14.920 investigates what happens when these large models, the large language models, 369 00:22:15.680 --> 00:22:21.519 parrot human inputs and do it too eagerly. For example, 370 00:22:21.680 --> 00:22:23.559 it may feel like, let's say you go on and 371 00:22:23.599 --> 00:22:26.160 you start asking questions of AI to help you out, 372 00:22:26.200 --> 00:22:28.400 to run some research. 373 00:22:28.039 --> 00:22:30.279 For you or whatever, or talk about politics. 374 00:22:31.680 --> 00:22:34.160 It may feel like that it's just being polite or 375 00:22:34.160 --> 00:22:36.559 easy to talk to, but research shows they can do 376 00:22:36.640 --> 00:22:40.519 some real harm and consequences because it doesn't challenge us, 377 00:22:40.519 --> 00:22:47.000 it doesn't ask clarifying questions. It reinforces biases, and that's 378 00:22:47.039 --> 00:22:51.319 dangerous in any context. But keep in mind politically it's 379 00:22:51.359 --> 00:22:57.279 one thing. How about healthcare? How about business law or education? 380 00:22:58.359 --> 00:23:01.359 Where you have your given in you go to research 381 00:23:01.519 --> 00:23:04.640 on it. You really want to find the answers, and 382 00:23:04.720 --> 00:23:07.640 it has figured out everything you've ever said, every question 383 00:23:07.720 --> 00:23:12.400 you have ever asked, every conversation you have ever had, 384 00:23:13.720 --> 00:23:17.599 and then it starts figuring out you really want to 385 00:23:17.599 --> 00:23:21.200 hear what you want to hear, and it is not 386 00:23:21.440 --> 00:23:27.200 programmed to go the other way or to challenge. That's 387 00:23:27.240 --> 00:23:27.839 the problem. 388 00:23:28.279 --> 00:23:29.079 That it has. 389 00:23:30.559 --> 00:23:34.599 That these AI systems don't push back enough. They do 390 00:23:34.720 --> 00:23:39.160 not ask are you sure or I'm not confident in 391 00:23:39.200 --> 00:23:43.319 that answer? So let me give you an example. This 392 00:23:43.359 --> 00:23:46.559 is what Connie comes up with. Think of a doctor 393 00:23:46.640 --> 00:23:51.440 prescribing a patient symptoms to an AI assistant, and what 394 00:23:51.480 --> 00:23:55.359 the AI does. It confirms the doctor's diagnosis without offering 395 00:23:55.480 --> 00:24:00.599 alternative answers, saying here's what the doctor said. However, if 396 00:24:00.599 --> 00:24:03.960 you look at the medical research, if you look at 397 00:24:04.000 --> 00:24:06.759 his specialty or lack of his specialty, if you look 398 00:24:06.799 --> 00:24:12.000 at the statistics, the answer may be something else. Nope, 399 00:24:12.640 --> 00:24:17.359 AI reinforces assumptions that are being made instead of offering 400 00:24:17.440 --> 00:24:23.839 counter arguments. AI is aware of the problem and they're 401 00:24:23.920 --> 00:24:27.519