Speaker 1: You're listen Saints KPI AM six forty.
Speaker 2: The bill handles show on demand on the iHeartRadio f
Speaker 2: bill handle here. It is a Monday morning, June thirtieth,
Speaker 2: and a lot is going on right now.
Speaker 1: This Senate is voting to.
Speaker 2: Move forward or to vote into law.
Speaker 1: The big beautiful tax bill.
Speaker 2: And there is obviously a lot of fight about this
Speaker 2: because it is a comprehensive bill that President Trump has
Speaker 2: put forward, and it is I tell you, I've never
Speaker 2: seen one version versus the other version where they're so
Speaker 2: diametrically opposed.
Speaker 1: It is its astounding.
Speaker 2: The Congressional Budget Office, which is nonpartisan, has analyzed the
Speaker 2: bill and says this is going to cost a chunk
Speaker 2: of money. The deficit is going to increase dramatically. The
Speaker 2: White House says that's absolutely not true. It's going to
Speaker 2: go the way. It'll be more jobs that will be created,
Speaker 2: Americans will pay fewer taxes, there'll be more money.
Speaker 1: It's we're just going to do better.
Speaker 2: And the Democrats are saying, no, that's not true. Here's
Speaker 2: the problem that I have with it. I don't mind
Speaker 2: a divergent view. What I do mind is in this case,
Speaker 2: you know, you know, I attack Trump a lot because
Speaker 2: he's not my favorite guy for a whole bunch of reasons.
Speaker 2: But to threaten a lawmaker with two things. You don't
Speaker 2: vote the way I'm telling you to vote, I'm going
Speaker 2: to primary you out.
Speaker 1: You're done as an elected official.
Speaker 2: You don't vote the way I tell you to vote,
Speaker 2: you are against the Constitution of the United States, and
Speaker 2: you are not a true American. There is no such
Speaker 2: thing as an opposition to the administration that is effectively
Speaker 2: not a traitor to this constitution.
Speaker 1: That one is new, That one is new.
Speaker 2: Presidents understand that there is bipartisanship, that it really exists.
Speaker 2: Democracy is about opposing sides and legislation and give and take.
Speaker 2: There is no give and take here, there is none.
Speaker 2: I am the Constitution, I am America, and if you
Speaker 2: vote against me, you are not.
Speaker 1: That is a killer for me. I got really I
Speaker 1: gotta tell you my heart.
Speaker 2: Roamost broke yesterday when the President threatened Tom Tillis of
Speaker 2: North Carolina Senator Tom Tillis, who is voting against the bill,
Speaker 2: and he made it real simple. The President did you're out.
Speaker 2: I'm going to primary you out because you didn't vote
Speaker 2: the way I'm telling you to vote, and I'm not
Speaker 2: exaggerating there. And so he came back and said, you
Speaker 2: know what, I quit.
Speaker 1: I'm done. I'm not going to fight it. I'm just
Speaker 1: not going to deal with this anymore.
Speaker 2: And it is you know, it's tough to accept that
Speaker 2: we've reached that point. I have a very very tough
Speaker 2: time with that. Now, what I want to do is
Speaker 2: get into the bill itself that the Senate is voting
Speaker 2: for right now, and the bill, even though it is
Speaker 2: argued that the vast majority of Americans are going to
Speaker 2: actually get benefit of this bill, that's not quite true.
Speaker 2: And the issue is is the debt going to increase?
Speaker 1: Is it not?
Speaker 2: Republicans who want to stay and get re elected, both
Speaker 2: in the House and the Democrats and in the Senate
Speaker 2: will say absolutely, there's no question.
Speaker 1: We don't believe.
Speaker 2: But we don't believe what the Congressional Budget Office says,
Speaker 2: although they have a history of believing, but again not
Speaker 2: this time around. Why because they want to get re elected.
Speaker 1: They don't want to lose.
Speaker 2: Because, unfortunately, but there are not enough legislators out there
Speaker 2: that are willing to say the way I view the
Speaker 2: importance of this country is greater than my political career.
Speaker 1: It just doesn't happen.
Speaker 2: No one who wants to get re elected in a
Speaker 2: Republican Senate or Republican House would ever go against President Trump.
Speaker 1: Ever.
Speaker 2: Do you think that the Republican legislators believe across.
Speaker 1: The board what the President says?
Speaker 2: Do you think that at every point, yes, we'll vote
Speaker 2: your way, Yes, we'll vote your way, Yes we'll vote
Speaker 2: your way without one Republican going the other way, or
Speaker 2: if there is, it's a couple, because reelection is more
Speaker 2: important than anything else, because what's good for the country
Speaker 2: anymore is I don't know. I mean, there used to
Speaker 2: be a time in which legislators you could disagree with them.
Speaker 2: You could disagree and say, you know what, please don't
Speaker 2: vote that way, but you would never argue them if
Speaker 2: they're not voting a way of being treason is or
Speaker 2: not being American, or not believing in the Constitution.
Speaker 1: That's what we're seeing, all right. Let me go through
Speaker 1: a little bit of.
Speaker 2: The bill, which, by the way, I like a lot
Speaker 2: of it because I'm going to save a pile of money.
Speaker 2: This is good for me in many ways and not
Speaker 2: good for you. If you're on if you're on Medicaid,
Speaker 2: not good for you. Although it's unfair by the way,
Speaker 2: for the attack on the Trump administration saying this cuts medicaid,
Speaker 2: it does not cut Medicaid.
Speaker 1: What it does is it makes it more.
Speaker 2: Difficult to get Medicaid because they're putting in a work requirement.
Speaker 2: You have to if you're able bodied, you have to
Speaker 2: go out and find work.
Speaker 1: Or try to find work. Builto and did exactly the
Speaker 1: same thing.
Speaker 2: By the way, this is no different than what Clinton
Speaker 2: did during his administration. You want welfare, well you're not
Speaker 2: going to get any We want you to work. Go
Speaker 2: out and prove that you're trying to work. And then
Speaker 2: if you can't work or you can't find a job, okay,
Speaker 2: we'll help you out. And there are tons of exceptions
Speaker 2: to this Medicaid bill. If you're a caregiver, if you're disabled,
Speaker 2: there's a bunch of rules. So it's not fair to
Speaker 2: say this is a cut to Medicaid. What it is
Speaker 2: fair to say is it will be more difficult to
Speaker 2: get medicaid. And yes, we'll eleven million people lose their
Speaker 2: Medicaid coverage whatever it is, they'll be in the millions.
Speaker 2: But you know what the Republican position is, You know what,
Speaker 2: get a job if there are jobs available, don't sit
Speaker 2: back on your ass. That's the position. I don't know
Speaker 2: if I argue you disagree with that one.
Speaker 1: I want to explain a little.
Speaker 2: Bit about what's going on with with the bill, what
Speaker 2: we're actually looking at. And I just talked about Medicaid,
Speaker 2: where it is really not a cut, even though everybody
Speaker 2: is arguing, or the Democrats are.
Speaker 1: Arguing, this is a cut to Medicaid.
Speaker 2: Well, no, it's a cut to people who won't who
Speaker 2: are able bodied and are considered we're able to work,
Speaker 2: They're not going to be able to continue on with Medicaid.
Speaker 2: And so I don't know if that's a cut. It's
Speaker 2: eleven million people, it is argued, will not be able
Speaker 2: to get medicaid. All right, Well there the Trump administration
Speaker 2: is saying, well, you know what you want it, you work,
Speaker 2: you work, and you can get it. I mean, I
Speaker 2: don't have a problem with that.
Speaker 1: Now.
Speaker 2: The bill also raises a limit on salt state and
Speaker 2: local tax deductions.
Speaker 1: Now, state and local tax deductions.
Speaker 2: This is something that Trump put into place to punish California,
Speaker 2: to punish Connecticut, to punish New York. Up to this point,
Speaker 2: until Trump instituted this, the amount of money that was
Speaker 2: paid into state taxes, the amount of money that was
Speaker 2: paid into property tax was deductible well against federal taxes.
Speaker 1: He stopped that. He made it ten thousand dollars maximum.
Speaker 1: That's it.
Speaker 2: And believe me, who pays more than ten thousand dollars
Speaker 2: in local taxes deduction, state taxes, etc.
Speaker 1: Only California, Only New York. That's it. That's the reality. Also, the.
Speaker 2: Green energy tax credits put in by President Biden, that's
Speaker 2: basically gone. We're not getting into that anymore. Why because
Speaker 2: it is far more important. Well, climate change doesn't exist
Speaker 2: in this administration. The only thing that exists is we
Speaker 2: have to pump more oil out of the ground. We
Speaker 2: have to help the oil industry, the fossil fuel industry,
Speaker 2: and anything that goes against that, No, that's not going
Speaker 2: to work. And beyond that, alternative energy is wokeness.
Speaker 1: It's that simple. Solar is woke.
Speaker 2: Driving your car and putting in gasoline, that's not woke. Also,
Speaker 2: there's some business related tax cuts which are extended. They
Speaker 2: were to end this year, and the Trump bill goes
Speaker 2: it keeps on going for another ten years, actually.
Speaker 1: Spending through the roof, helping.
Speaker 2: Shipbuilding, air superiority, missile defense, military needs up billions of
Speaker 2: dollars border security. Don't even have to tell you about
Speaker 2: border security. How much you think is going to be
Speaker 2: spent on border security? Massive amounts of money, increase the
Speaker 2: budget completely. Child tax credit, now here is something that
Speaker 2: a lot of people would be surprised with. The bill
Speaker 2: includes a temporary increase in the child tax credit, and
Speaker 2: you wouldn't think that would happen. And it's the child
Speaker 2: tax credit twenty five hundred dollars through twenty twenty eight. Also,
Speaker 2: when we talk about tax breaks, and it has argued
Speaker 2: that tax breaks are only for business and the super
Speaker 2: wealthy who are going to do great by the way,
Speaker 2: or will continue doing great.
Speaker 1: It also includes a.
Speaker 2: Tax break for seniors, increased increased deductions for those over
Speaker 2: sixty five. The one that I don't understand is no
Speaker 2: tax on tips or overtime. I gotta tell you, I'm
Speaker 2: taxed for every dime that I make. Why if you
Speaker 2: will live on tips, why should you not be taxed?
Speaker 2: Explain that to me? If you work overtime, why should
Speaker 2: you not be taxed. I don't get that. Now you
Speaker 2: can argue for political purposes to get votes, et cetera.
Speaker 1: But underlying it all, does that make a lot of
Speaker 1: sense to me? No, not at all.
Speaker 2: Charitable contributions increases those amounts that you can make and
Speaker 2: get tax deductions.
Speaker 1: And so if you make a reasonable if you make.
Speaker 2: A high income, and you give a lot of money
Speaker 2: to charity, this helps you enormously. And the corporations are
Speaker 2: going to do much better with this, and the ultra
Speaker 2: wealthy you're going to do just fine.
Speaker 1: But at the same time.
Speaker 2: The people who are poor are going to do better.
Speaker 2: And so something has to give. Oh, and military spending
Speaker 2: is going to go through the roof. Some's got to give,
Speaker 2: and you know it is. It's the deficit's going to increase.
Speaker 2: Now the Trump administration says, absolutely not, we will make money.
Speaker 1: Huh. How is that post.
Speaker 2: Making money with these kinds of cuts and further expenditures
Speaker 2: in military and border and other expenses. And so we
Speaker 2: are told ignore what the Congregual Budget Office is telling you,
Speaker 2: that's fake news. We will tell you what the budget is, which,
Speaker 2: by the way, every administration does that. You know, they go, hey,
Speaker 2: we're going to tell you what the budget and then
Speaker 2: the Senate and the House vote on it, and then
Speaker 2: they reconcile, et cetera. But there will it's going to
Speaker 2: be very tough to reconcile, very tough to reconcile. Why
Speaker 2: because if you don't vote, if you're a Republican and
Speaker 2: don't vote for this bill, you're basically a trader and
Speaker 2: you hate the Constitution, and.
Speaker 1: You'll be uh, you know, you'll be primaried out.
Speaker 2: If you're a Democrat, you already hate the Constitution, that
Speaker 2: gets easy. That's not a problem. You know you hate
Speaker 2: you hate America, all right, So we'll see which way
Speaker 2: the vote is going. And I think with the Senate
Speaker 2: it is doing is they're doing bits and pieces of it.
Speaker 2: They're looking at the amendments. And is Trump going to
Speaker 2: get everything he wants? No?
Speaker 1: Is he going to get most of what he wants? Yes? Yes?
Speaker 1: Why is that?
Speaker 2: Because he controls the Republican Party. The control of the
Speaker 2: Republican Party has the majority.
Speaker 1: His bill which is being presented to the Senate.
Speaker 2: It passed by one vote one in the House, of course,
Speaker 2: that's a mandate, that's.
Speaker 1: An overwhelming vote.
Speaker 2: And the Senate is less apt to turn around and
Speaker 2: give him everything he wants.
Speaker 1: Well, let's just say there's a couple sentators.
Speaker 2: Won't one Rampaul, who never votes for any kind of
Speaker 2: spending bill, it doesn't matter. He doesn't want to spend
Speaker 2: money and always say it's always been a super hot
Speaker 2: and hates the deficit and hates the national debt. And
Speaker 2: now the other one is Tom Tillis of North Carolina,
Speaker 2: who has.
Speaker 1: A real problem with this bill and is voting no.
Speaker 2: And the threat was, as I said earlier, the threat
Speaker 2: was he's going to be primaried out. He will no
Speaker 2: longer be a Senator because he's going against America, because
Speaker 2: he has now gone against the Constitution of the United
Speaker 2: States and he hates America. Well, he says, I'm not
Speaker 2: running again at this point, I don't care.
Speaker 1: Goodbye.
Speaker 2: I'm voting no, and you can't do much about it.
Speaker 2: But then again, he doesn't want to be re elected. Realistically,
Speaker 2: he had a very tough race anyway, They are very
Speaker 2: very good chance he wouldn't have been reelected, and he
Speaker 2: knows that, and so this is an easy out for him.
Speaker 2: All right, tell you something else that's up in the news,
Speaker 2: and we're in the middle of sort of this mini
Speaker 2: uproar in general across the country and has to do
Speaker 2: with tipping. So what happened Saturday night? I did the
Speaker 2: Lawyer's Philharmonic thing, which I do every year. My kids
Speaker 2: came and Lindsay came and took a couple of people
Speaker 2: also out to dinner.
Speaker 1: And it was a pretty pricey dinner. I don't do
Speaker 1: these very often, but it was.
Speaker 2: It was money, and so I whip out my credit
Speaker 2: card and back comes the receipt to sign, you know,
Speaker 2: the credit card statement, and there it is on the
Speaker 2: on the bill right, the tip right? Do you want
Speaker 2: to tip eighteen percent? Do you want to tip twenty
Speaker 2: one percent? Do you want to tip twenty five percent?
Speaker 2: The service was god awful.
Speaker 1: Food was good. Service was terrible, maybe because they were understaff.
Speaker 2: There were empty tables, I understand, but they wouldn't refill
Speaker 2: my diet coke more than six times because there just
Speaker 2: wasn't anybody there.
Speaker 1: And I kept on. I was upset.
Speaker 2: I took my napkin and I waved it over my
Speaker 2: head and people thought I was telling him their car
Speaker 2: was ready, that it had been washed.
Speaker 1: That's very embarrassing. By the way, for anybody you're sitting with.
Speaker 2: The point is that the service was got awful, and
Speaker 2: at the same time I was expected to tip an
Speaker 2: astronomical amount of money. I ended up leaving ten percent.
Speaker 2: I don't know the last time I've left ten percent
Speaker 2: on a tip in years and years. It's all almost automatic.
Speaker 2: And what happens we are shamed into tipping. It's a
Speaker 2: shame factor with the tip jars. And I go to
Speaker 2: a bagel shop, for example, and I order a dozen,
Speaker 2: two dozen bagels, and the person reaches into the counter,
Speaker 2: actually the bagels closest to the cash register, right the
Speaker 2: gal that was helping me, didn't he have to, didn't
Speaker 2: he have to, didn't even have to walk ten feet
Speaker 2: to the other end of the counter to pull out
Speaker 2: the bagels underneath that, I mean, it was right next
Speaker 2: to her.
Speaker 1: So out came the bagels.
Speaker 2: I brought the cream cheese from the refrigerator, put it
Speaker 2: all on the counter, and it was thirty bucks and outcomes.
Speaker 2: I give them a credit card. Do you want to
Speaker 2: leave eighteen percent? Do you want to leave twenty one percent?
Speaker 2: You reached into that basket and pulled out a dozen bagels.
Speaker 1: That's what you did, would you like to leave twenty
Speaker 1: five percent?
Speaker 2: We are all suffering from fatigue, tipping fatigue, Neil.
Speaker 1: You do a lot of restaurant stuff, do you notice
Speaker 1: that people are just tired of it? And it's just
Speaker 1: a ridiculous amount of money.
Speaker 3: The only issue is that what people don't understand is
Speaker 3: that tip is not just going to the server. The
Speaker 3: server tips out the bartender. The server tips out the
Speaker 3: the bussers and sometimes even the people in the in
Speaker 3: the back, depending on how they're set up, chefs and
Speaker 3: the like. Not the chefs, but the line cooks and
Speaker 3: the like. So it's more than just the service, unfortunately,
Speaker 3: it's it's beyond that. But it's a horrible, horrible system period.
Speaker 2: Well, well the matter as we'll put up a sign saying, hey,
Speaker 2: we expect you to subsidize our employees, thank you very much.
Speaker 2: So like going into Walmart or going into Costco and
Speaker 2: they're at the counter, you're handed the bill, your credit
Speaker 2: card bill, and I sign and there's ay, twenty five
Speaker 2: percent more because our employee. We don't pay our employees enough.
Speaker 2: It's a horrible system. And that the tip jars and
Speaker 2: all that. You know, the only thing a tip jar
Speaker 2: really is good for for tipping over.
Speaker 1: That's it.
Speaker 2: Take your hand and swipe it across and tip the
Speaker 2: damn thing over, or you want to tip. My favorite
Speaker 2: tip is plant your corn in the spring. Have a
Speaker 2: nice day.
Speaker 3: You know, I'm I'm surprised you haven't seen up to
Speaker 3: thirty percent because I'm starting to see that more and more.
Speaker 1: It's just mind boggling.
Speaker 2: Okay, Now, there is a new study that just came
Speaker 2: out and it had to do with AI, and it's
Speaker 2: called sycophancy or sycophancy, and this is when chatbots excessively
Speaker 2: flatter the users, reinforcing biases and undermining critical thinking.
Speaker 1: Effectively, what this is is.
Speaker 2: Mirror, mirror on the wall, who's the fairest one of all?
Speaker 2: And you can look like hammered dog crap, and you
Speaker 2: know what that chatbot.
Speaker 1: Is going to tell you, Hey, aren't you good looking? Wow?
Speaker 1: It's the best.
Speaker 2: And here's why, because AI is able to figure out
Speaker 2: what you want to hear. It learns as you're talking.
Speaker 2: It's learning what your biases are. And by the way,
Speaker 2: your bias is you want to be right, and most
Speaker 2: people really don't want to be proven wrong, much like well,
Speaker 2: you know, people like me don't want to be proven.
Speaker 1: I have no problem being proven wrong, right Neil, Right?
Speaker 3: Amy, Oh you're the smartest Bill. How could we prove
Speaker 3: you wrong when you're correct all the time?
Speaker 1: Exactly? That is what is going on.
Speaker 2: Open AI recently acknowledge that the latest version of chat GPT,
Speaker 2: the Large Language Model, has a tone that flatters users
Speaker 2: agrees with them even when they say something wrong, because
Speaker 2: they want to hear it, because this is the reality.
Speaker 2: People want to be told that they are right. People
Speaker 2: don't like to be told, hey, wait a minute, you're.
Speaker 1: Looking at it wrong. Why don't you take this view?
Speaker 2: Amy, for example, does that to me constantly, is always
Speaker 2: questioning me whenever I say anything, which is why this
Speaker 2: is the last week Amy will be on this show.
Speaker 1: Just want to point that out.
Speaker 2: Will, on the other hand, who never disagrees with me,
Speaker 2: Will is here forever.
Speaker 1: Really yes, yes, I think it. I just don't say it.
Speaker 1: It doesn't matter. I can see it on your face.
Speaker 1: So here's what happens.
Speaker 2: There's a study that was just done by this Malahi
Speaker 2: Ali Khani, a professor of artificial intelligence actually at Northeastern, and.
Speaker 1: I have no idea if it's a manneral woman malahy.
Speaker 2: Anyways, this person has been studying this phenomena of sickophancy,
Speaker 2: investigates what happens when these large models, the large language models,
Speaker 2: parrot human inputs and do it too eagerly. For example,
Speaker 2: it may feel like, let's say you go on and
Speaker 2: you start asking questions of AI to help you out,
Speaker 2: to run some research.
Speaker 1: For you or whatever, or talk about politics.
Speaker 2: It may feel like that it's just being polite or
Speaker 2: easy to talk to, but research shows they can do
Speaker 2: some real harm and consequences because it doesn't challenge us,
Speaker 2: it doesn't ask clarifying questions. It reinforces biases, and that's
Speaker 2: dangerous in any context. But keep in mind politically it's
Speaker 2: one thing. How about healthcare? How about business law or education?
Speaker 2: Where you have your given in you go to research
Speaker 2: on it. You really want to find the answers, and
Speaker 2: it has figured out everything you've ever said, every question
Speaker 2: you have ever asked, every conversation you have ever had,
Speaker 2: and then it starts figuring out you really want to
Speaker 2: hear what you want to hear, and it is not
Speaker 2: programmed to go the other way or to challenge. That's
Speaker 2: the problem.
Speaker 1: That it has.
Speaker 2: That these AI systems don't push back enough. They do
Speaker 2: not ask are you sure or I'm not confident in
Speaker 2: that answer? So let me give you an example. This
Speaker 2: is what Connie comes up with. Think of a doctor
Speaker 2: prescribing a patient symptoms to an AI assistant, and what
Speaker 2: the AI does. It confirms the doctor's diagnosis without offering
Speaker 2: alternative answers, saying here's what the doctor said. However, if
Speaker 2: you look at the medical research, if you look at
Speaker 2: his specialty or lack of his specialty, if you look
Speaker 2: at the statistics, the answer may be something else. Nope,
Speaker 2: AI reinforces assumptions that are being made instead of offering
Speaker 2: counter arguments. AI is aware of the problem and they're
Speaker 2: trying to address it theoretically. But how do you do
Speaker 2: that when people human nature is we want to hear
Speaker 2: what's right. We want to hear that we're right, and
Speaker 2: there's AI learning and it just isn't program to go
Speaker 2: the other way. It's it may be programmed to be objective,
Speaker 2: but it's reading what you want to hear at the
Speaker 2: same time, because that's what we want. Mirror, mirror on
Speaker 2: the wall. Who is the fairest one of all KFI
Speaker 2: Am sixty.
Speaker 1: You've been listening to the Bill handle Show.
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