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<v Speaker 1>Welcome to AI Assembled, the top AI news for small business.

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<v Speaker 1>I'm Chris daily and each week I bring you the

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<v Speaker 1>most important AI developments that can transform your business. Let's

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<v Speaker 1>dive into this week's top stories. Ten days after the

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<v Speaker 1>US government ordered Anthropic to disable claud Fable five and

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<v Speaker 1>Mythos five, the two models are still dark. Anthropic has

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<v Speaker 1>confirmed this week that access remains suspended for every customer worldwide,

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<v Speaker 1>and the company is now framing the episode as the

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<v Speaker 1>first real export controlled test case for a frontier AI

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<v Speaker 1>model itself, not the chips that power it that is

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<v Speaker 1>the deeper story. For two decades, US export controls have

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<v Speaker 1>focused on hardware GPUs fab equipment, the chips that build

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<v Speaker 1>the models. The Fable order is the first time the

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<v Speaker 1>United States has reached past the silicon and reached the model.

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<v Speaker 1>Also revealed this week that its run rate revenue has

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<v Speaker 1>cossed thirty billion dollars, up from roughly nine billion at

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<v Speaker 1>the end of twenty twenty five, and that more than

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<v Speaker 1>one thousand business customers are now each spending over one

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<v Speaker 1>million dollars a year on Claud. That number doubled in

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<v Speaker 1>under two months, so you have a company tripling its

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<v Speaker 1>revenue in six months, while its most capable models are

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<v Speaker 1>turned off by federal order. For a small business owner,

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<v Speaker 1>two takeaways. One, the company you bought AI from last

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<v Speaker 1>quarter may not be the same company next quarter, and

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<v Speaker 1>the model you signed up for can be off the

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<v Speaker 1>menu by Friday.

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<v Speaker 2>Two. Every legitimate alternative is now seeing a flood of

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<v Speaker 2>new demand, which means provisioning, pricing and rate limits across

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<v Speaker 2>every frontier model provider are about to get worse before

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<v Speaker 2>they get better. If you have not yet signed contracts

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<v Speaker 2>for backup model access, this is the week to do it.

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<v Speaker 2>The second story is a quiet but enormous data point

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<v Speaker 2>from JP Morgan Chase Institute. For the first time, a

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<v Speaker 2>major bank has published research based not on what small

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<v Speaker 2>businesses say they are doing with AI, but on what

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<v Speaker 2>they are actually paying for. Chase Business Banking tracked AI

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<v Speaker 2>service payments by small businesses from twenty nineteen through twenty

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<v Speaker 2>twenty five. The findings AI adoption among small businesses has

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<v Speaker 2>grown faster than any general purpose technology in history. PCs

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<v Speaker 2>took decades, the Internet took fifteen years. AI is on

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<v Speaker 2>a steeper curve than both. By December twenty twenty five,

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<v Speaker 2>twenty six point one percent of small employer firms were

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<v Speaker 2>paying for at least one AI service. And here is

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<v Speaker 2>the part that matters for your shopping list. The percentage

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<v Speaker 2>of firms paying for only one AI service dropped from

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<v Speaker 2>eighty nine percent in twenty nineteen to seventy two percent

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<v Speaker 2>by two twenty five. The share paying for three or

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<v Speaker 2>more AI services jumped from under one percent to nine percent. Translation,

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<v Speaker 2>small businesses are no longer asking what is my AI tool?

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<v Speaker 2>They are asking what is my AI stack? The SBE

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<v Speaker 2>Council's twenty twenty six Tech You survey backs this up.

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<v Speaker 2>The median number of AI tools used per small business

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<v Speaker 2>is now five. For a small business owner who feels behind,

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<v Speaker 2>here is the calibration. If you are using zero or

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<v Speaker 2>one AI tool today, your competitors are running five, pick

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<v Speaker 2>three tasks this week. Match each one to a different

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<v Speaker 2>specialized tool, and stop trying to make a single AI

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<v Speaker 2>do everything. And the third story closes the loop on

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<v Speaker 2>what's behind those revenue numbers. Anthropic signed a new agreement

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<v Speaker 2>with Google and Broadcom for multiple gigawatts of next generation

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<v Speaker 2>tis EPU capacity, expected to come online starting in twenty

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<v Speaker 2>twenty seven, to put gigawatts. In context, a single gigawat

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<v Speaker 2>powers about seven hundred and fifty thousand homes. Anthropic is

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<v Speaker 2>committing multiple of those just for clawed inference. This is

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<v Speaker 2>on top of Google's previously announced forty billion dollar investment

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<v Speaker 2>in Anthropic and Anthropic's own fifty billion dollar commitment to

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<v Speaker 2>American compute infrastructure announced last November. The reason this matters

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<v Speaker 2>to a small business is not abstract. Compute capacity is

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<v Speaker 2>what decides whether the AI tool you used Tuesday is

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<v Speaker 2>still available Friday at the same speed and price. Frontier

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<v Speaker 2>model providers have spent twenty twenty six rationing access rate limits,

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<v Speaker 2>paid tiers, quiet performance throttles because demand is out running supply.

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<v Speaker 2>The Google Broadcom deal is one of the biggest signals

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<v Speaker 2>yet that the supply crunch is being addressed at industrial scale.

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<v Speaker 2>The practical implication expect Frontier model pricing to keep falling

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<v Speaker 2>and Frontier model availability to keep improving from late twenty

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<v Speaker 2>twenty six into twenty twenty seven, which is why locking

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<v Speaker 2>yourself into a long term enterprise AI contract right now

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<v Speaker 2>at today's prices is probably the wrong move.

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<v Speaker 3>Now to the biggest practical SMB story of the week,

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<v Speaker 3>even though it shipped quietly. Microsoft Agent three sixty five

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<v Speaker 3>went generally available on May first, but the meaningful update

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<v Speaker 3>this week is that small business plans now have access

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<v Speaker 3>to it for fifteen US dollars per user per month.

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<v Speaker 3>As a standalone product, Agent three sixty five is what's

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<v Speaker 3>called a control plane. It is a single dashboard where

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<v Speaker 3>a small business owner can see every AI agent operating

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<v Speaker 3>inside the company, including third party agents, not just Microsoft

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<v Speaker 3>its own. You can see which agent ran, what it touched,

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<v Speaker 3>what it changed, and roll the action back if something

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<v Speaker 3>went wrong. The reason this matters in twenty twenty five,

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<v Speaker 3>AI was a chat window your team typed into. In

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<v Speaker 3>twenty twenty six, AI agents are actually doing things, sending emails,

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<v Speaker 3>updating records, generating invoices, driving websites without anyone in the

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<v Speaker 3>office watching. An ungoverned AI agent is functionally an unaccountable

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<v Speaker 3>employee with system access. Agent three sixty five is the

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<v Speaker 3>first off the shelf product priced for small business that

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<v Speaker 3>makes that visible. The practical move this week, even if

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<v Speaker 3>you don't buy Agent three sixty five yet, sit down

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<v Speaker 3>and write a one page list of every AI tool

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<v Speaker 3>in your business that has the ability to act not

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<v Speaker 3>just generate. If that list has more than three items

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<v Speaker 3>on it, you need governance before you need more AI.

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<v Speaker 3>Story two in this block, and this one is going

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<v Speaker 3>to hit some listener's billing statements directly. On June fifteenth,

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<v Speaker 3>Anthropic changed how programmatic use of the Claud Agent SDK

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<v Speaker 3>is billed on subscription plans. Programmatic usage now moves to

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<v Speaker 3>a separate monthly credit pool build apart from your seat licenses. Translation.

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<v Speaker 3>If you or your developer set up an automation that

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<v Speaker 3>calls Claud in a loop, for example, an agent that

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<v Speaker 3>reads every incoming email and drafts a reply, that automation

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<v Speaker 3>will burn through credits at a rate completely separate from

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<v Speaker 3>your normal subscription. The Anthropic blog buried the change. The

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<v Speaker 3>actual impact will show up on small business credit cards

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<v Speaker 3>over the next thirty days. If you've recently built or

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<v Speaker 3>hired someone to build any Claud powered automation, get into

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<v Speaker 3>the billing portal this week, find the new credit pool

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<v Speaker 3>and set a hard cap. An agent in a loop

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<v Speaker 3>can burn a month's budget in a weekend quickly. On

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<v Speaker 3>the build layer. The open source workflow tool N eight

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<v Speaker 3>N shipped a major update to its AI Agent Node

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<v Speaker 3>version three point zero that adds tool level human in

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<v Speaker 3>the loop approval in plain English. When an N eight

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<v Speaker 3>N built agent is about to do something that costs

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<v Speaker 3>money or sends a customer facing message, the agent stops

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<v Speaker 3>and asks a human to approve the specific action first.

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<v Speaker 3>This is the safest pattern available right now for any

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<v Speaker 3>small business that wants to deploy agents without losing sleep.

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<v Speaker 3>N eight N also added direct integration with Microsoft Agent

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<v Speaker 3>three sixty five, so an N eight N built agent

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<v Speaker 3>can appear as a governed member of a Microsoft three

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<v Speaker 3>sixty five team, which means a small all business can

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<v Speaker 3>build its own custom agent on the cheap and still

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<v Speaker 3>get the governance and visibility of a big company stack.

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<v Speaker 3>For a small business with one technical person or a

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<v Speaker 3>fractional IT provider, this is the most practical, lowest cost

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<v Speaker 3>agent build path available right now.

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<v Speaker 2>Last story this week, and it is a deadline. The

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<v Speaker 2>Colorado Consumer Protections for Artificial Intelligence Act takes effect June thirtieth,

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<v Speaker 2>eight days from this episode. We talked about this last week,

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<v Speaker 2>but the deadline is now on top of us, and

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<v Speaker 2>the question every small business needs to answer this week

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<v Speaker 2>is not am I subject to it? The question is

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<v Speaker 2>can I prove I'm in compliance if someone asks quick refresher.

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<v Speaker 2>The law applies to anyone using high risk AI systems

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<v Speaker 2>in decisions about Colorado residents, hiring, lending, housing, insurance, education,

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<v Speaker 2>essential services. Small businesses with under twenty five million dollars

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<v Speaker 2>in revenue get a grace period on some obligations, but

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<v Speaker 2>not on the disclosure requirement. If your business uses AI

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<v Speaker 2>anywhere in a decision that affects a Colorado customer, employee,

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<v Speaker 2>or applicant, you need a plain language notice telling them so.

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<v Speaker 2>Three actions to take in the next eight days. One

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<v Speaker 2>write the disclosure. It can be as short as one paragraph.

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<v Speaker 2>Where on your site or in your hiring flow AI

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<v Speaker 2>is used and what categories of decision it shapes. Two

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<v Speaker 2>post it where the Colorado relevant person will see it

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<v Speaker 2>your career's page, your loan application page, your insurance quote flow.

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<v Speaker 2>Three save a screenshot and a dated copy. Even if

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<v Speaker 2>no Colorado regulator ever asks you've now built the template,

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<v Speaker 2>every other state is about to copy New York, California, Illinois, Texas,

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<v Speaker 2>same law architecture, different effective dates. The work you do

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<v Speaker 2>this week protects you in five states by Christmas. So

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<v Speaker 2>here is the bottom line. On this week. The US

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<v Speaker 2>government has now demonstrated it can turn off Frontier AI

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<v Speaker 2>models on three hours notice. JP Morgan just proved with

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<v Speaker 2>hard bank transaction data that small businesses are running five

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<v Speaker 2>tool AI stacks, not single tools. Microsoft made governance affordable

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<v Speaker 2>for small business at fifteen dollars a head. Anthropic is

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<v Speaker 2>quietly charging extra for the automation's Small businesses are most

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<v Speaker 2>likely to build N eight N made human in the

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<v Speaker 2>loop the default for the cheapest agents on the market,

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<v Speaker 2>and Colorado's AI law is live in eight days. The

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<v Speaker 2>market is no longer asking whether small businesses will adopt AI.

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<v Speaker 2>The market is sorting out who will adopt it safely,

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<v Speaker 2>with proof and with a backup. Here is your five

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<v Speaker 2>step action plan for the next thirty days. One sign

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<v Speaker 2>up for a backup Frontier model account this week. If

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<v Speaker 2>your primary is Claude, open an account on GPT or

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<v Speaker 2>Gemini or vice versa. The fable shutdown showed how fast

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<v Speaker 2>access can disappear. Don't wait for your turn. Two, write

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<v Speaker 2>a one page inventory of every AI tool in your

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<v Speaker 2>business that can act, not just generate. If it sends updates, posts, charges,

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<v Speaker 2>or replies, it's on the list. Three If you've built

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<v Speaker 2>any AI automation on the claud Agent SDK, get into

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<v Speaker 2>your billing portal this week and set a hard credit cap.

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<v Speaker 2>The new June fifteenth billing change is silent and expensive.

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<v Speaker 2>Four Post your Colorado AI disclosure before June thirtieth one paragraph,

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<v Speaker 2>plane language, dated screenshot in your records. It is the

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<v Speaker 2>template you'll use everywhere by year end. Five. If you

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<v Speaker 2>are still on a single AI tool, pick two more

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<v Speaker 2>this month, one for a different task, category one as

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<v Speaker 2>a redundancy backup. The JP Morgan data is unambiguous. The

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<v Speaker 2>small businesses winning with AI right now are running a stack,

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<v Speaker 2>not a single app. That's the brief.

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<v Speaker 1>That's it for this week's AI assembled the top AI

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<v Speaker 1>news for small business. If you found this valuable, share

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<v Speaker 1>it with a fellow business owner. If you want a

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<v Speaker 1>hands on group that you can work with on your

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<v Speaker 1>specific AI needs, consider joining Business Success Academy at Freshmediaworks

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<v Speaker 1>dot com slash BSA until next week. Keep innovating and

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<v Speaker 1>keep it real