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<v Speaker 1>Okay, okay, if I am six forty live everywhere in

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<v Speaker 1>the iHeartRadio app is tech Thursday. You know that means

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<v Speaker 1>Marshall Caller joins me in studio. Marsh is great to

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<v Speaker 1>have you here each and every week. How are you

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<v Speaker 1>this evening.

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<v Speaker 2>It's so great to actually see you because when we

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<v Speaker 2>have a camera, I can't see you.

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<v Speaker 1>I know they can't see the layout. The cameras will

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<v Speaker 1>be back tomorrow, so I'm told. But you know, when

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<v Speaker 1>we have the setup, we don't have direct line of sight.

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<v Speaker 2>Using right and I like to look at Mo because

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<v Speaker 2>I like to see his reactions and believe me, he reacts,

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<v Speaker 2>Oh I do. If there's something that he doesn't like,

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<v Speaker 2>there's a reaction.

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<v Speaker 1>I you know, I know that Google recently, well I

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<v Speaker 1>don't know if they announced tell me this. I know

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<v Speaker 1>that they're supposed supposed to have their annual event in

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<v Speaker 1>August of this year.

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<v Speaker 2>Okay, they have a couple of events.

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<v Speaker 1>Okay, which they release their next exel watch and phone

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<v Speaker 1>and fold and all that kind of stuff.

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<v Speaker 2>Right, that'll be in August.

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<v Speaker 1>But I'm not feeling any heat or momentum. We're already

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<v Speaker 1>in June and people are not talking about it like

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<v Speaker 1>they usually do.

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<v Speaker 3>Are you feeling the same way about that?

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<v Speaker 2>Yeah? For example, I saw the layout of the number

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<v Speaker 2>of phones that Samsung has right now. It's ridiculous. It

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<v Speaker 2>looks like about ten phones. Ten phones? What?

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<v Speaker 3>Literally? Yeah?

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<v Speaker 2>You know, I come eBay for dummies with my first book.

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<v Speaker 2>I know about retail. That's too many skews for a

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<v Speaker 2>phone company. SKU means stock keeping units, and that's the name.

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<v Speaker 3>We're really dating ourselves.

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<v Speaker 1>But go ahead, No they still use okay, well do

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<v Speaker 1>they still call it the skews?

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<v Speaker 3>Okay, skews?

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<v Speaker 2>But yeah, so that's just too many to concentrate on.

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<v Speaker 2>I say, okay, do three four phones?

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<v Speaker 3>Do it?

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<v Speaker 4>Right?

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<v Speaker 3>Yeah? Googled has four phones.

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<v Speaker 1>Technically, if you called the pixel, which will be the

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<v Speaker 1>ten You know, they have the pixel and the pixel XL.

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<v Speaker 1>I count that as two phones. Then they have the

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<v Speaker 1>pixel fold and I think there's one other that they have.

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<v Speaker 2>Well, and when you look at Apple, they have that

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<v Speaker 2>new skinny phone. You know, I didn't hear any hue

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<v Speaker 2>and cry, hey, we want a skinny phone, We want

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<v Speaker 2>a skinny phone. No, because I can see that just

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<v Speaker 2>sliding out through your hands. One cool thing I did

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<v Speaker 2>see is the company that makes the keyboard that snaps

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<v Speaker 2>onto an Apple I phone.

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<v Speaker 3>I see that. That's very cool.

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<v Speaker 2>Has now made that for the pixel Do you have

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<v Speaker 2>a Pixel nine?

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<v Speaker 3>I have a Pixel nine A.

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<v Speaker 2>It would take it.

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<v Speaker 1>And if you don't know, everyone has a virtual keyboard

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<v Speaker 1>right now, and there are companies more than one, which

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<v Speaker 1>are making actual tactile physical keyboards to attach to your phone.

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<v Speaker 3>I think it's called clicks clicks, yes, yeah.

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<v Speaker 2>And what it does is it snaps onto your phone

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<v Speaker 2>and you could actually use your thumbs. I can't use

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<v Speaker 2>my thumbs on a screen. They slide on all around.

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<v Speaker 1>I miss and I have more than just a few

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<v Speaker 1>typos because I'm typing on a screen and it's not

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<v Speaker 1>being unable to see it.

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<v Speaker 2>It's just you can't feel where the right the letters are.

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<v Speaker 2>Right back to the days of the old, you know,

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<v Speaker 2>the BlackBerry, BlackBerry, absolutely the sidekick. These were phones that

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<v Speaker 2>you could really feel the keys and it wasn't a

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<v Speaker 2>key feeling. All we can say is it was like

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<v Speaker 2>a bump and if you were in the middle of

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<v Speaker 2>the bump, you knew you were there.

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<v Speaker 1>Yeah, you didn't have to look at your hands, and

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<v Speaker 1>you had a real sense of typing accurately.

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<v Speaker 2>So they do make these, and hopefully the company will

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<v Speaker 2>make it for other phones. I don't think they'll go

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<v Speaker 2>backwards for the older phones, but I think that's a

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<v Speaker 2>good thing because I wonder how much weight it sticks

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<v Speaker 2>to it. Maybe I'll call them up and see if

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<v Speaker 2>we can get one for you, mom.

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<v Speaker 1>I'm willing to try it because I've wanted actual buttons

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<v Speaker 1>for quite some time, but they had fallen out of

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<v Speaker 1>favor with the demise of BlackBerry. And I do a

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<v Speaker 1>lot of texting, so anything which enhances the keyboard experience

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<v Speaker 1>I'm going to try.

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<v Speaker 2>But I do have to tell you that I've started

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<v Speaker 2>trying to dictating.

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<v Speaker 3>My text speech to text. I'll do that as well.

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<v Speaker 2>Yes, it does a pretty good job, and even when

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<v Speaker 2>I look at the screen and I go, mmm, hasn't

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<v Speaker 2>gotten it right, it'll all of a sudden correct itself

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<v Speaker 2>to the right thing as it gets the rest of

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<v Speaker 2>the sentence. But I'm not one of those people who

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<v Speaker 2>like to sit and talk to my phone.

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<v Speaker 1>I no, I don't do it either, with the exception

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<v Speaker 1>of when I'm driving. Android Otto is beautiful and I

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<v Speaker 1>can't recreate how it works.

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<v Speaker 3>But it will ask me.

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<v Speaker 1>I'll receive a text, it'll read it for me if

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<v Speaker 1>I want it, It'll ask me do I want to reply?

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<v Speaker 1>I say yes, and then it says, you know, what

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<v Speaker 1>is it you want to say? And I'll say it,

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<v Speaker 1>and then to say would you like to send? I

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<v Speaker 1>say yes. And I can have text conversations in my

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<v Speaker 1>car when I'm driving and never have to look at

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<v Speaker 1>my phone.

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<v Speaker 2>Well, I get distracted. I just you know, I have

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<v Speaker 2>a thing. I don't do anything on my phone when

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<v Speaker 2>I drive. Period. I don't want It's kind of like

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<v Speaker 2>when I go on a plane and I fly a lot,

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<v Speaker 2>I won't use the Wi Fi. I'm just there, the

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<v Speaker 2>raw dog at it. I'll just put me on a plane,

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<v Speaker 2>give me a meal, and give me a lay flat seat,

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<v Speaker 2>and I'm in business.

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<v Speaker 1>I don't see how you can do that, seriously, because

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<v Speaker 1>you do enough international travel where there are some long

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<v Speaker 1>hauls in between.

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<v Speaker 2>Longest one I did was fourteen hours.

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<v Speaker 1>I need at least four movies Wi Fi, And when

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<v Speaker 1>I flew Korea Airlines to South Korea, there was no

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<v Speaker 1>Wi Fi either coming or going.

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<v Speaker 3>But I had already downloaded about six movies.

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<v Speaker 2>You didn't sleep.

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<v Speaker 1>I did do some sleeping, but also I'm very conscious

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<v Speaker 1>of getting up and walking around so I don't develop

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<v Speaker 1>blood clots and that kind of thing.

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<v Speaker 3>So I'm not trying to sleep the whole time.

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<v Speaker 2>So where I wear compression socks on long flights, have

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<v Speaker 2>always have because I knew somebody that got that, and

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<v Speaker 2>I know.

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<v Speaker 1>I had my brother in law's father who was a

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<v Speaker 1>jazz musician. Unfortunately died at fifty seven because of an embolism.

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<v Speaker 1>They thought that he got on a long haul.

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<v Speaker 2>Yeah, I saw somebody collapse walking out of a plane.

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<v Speaker 2>I don't know. Oh my god.

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<v Speaker 3>It's a real thing. It's a very real thing.

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<v Speaker 2>So yeah, if you're not going to if you're going

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<v Speaker 2>to be on a long haul flight, at the very least,

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<v Speaker 2>wear compression socks. Nobody has to know that their compression

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<v Speaker 2>socks except once I wore compression pantyhose though, and then

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<v Speaker 2>that was not yea, I don't.

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<v Speaker 1>Think that's going to be something I'm going to see.

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<v Speaker 1>Not a good idea consider, but you know.

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<v Speaker 2>Not on a long haul flight. But uh, yeah, I

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<v Speaker 2>love sleeping. I love planes ever since I was a

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<v Speaker 2>little girl. My first flight was I was four years old.

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<v Speaker 1>I see I'm not all that comfortable sleeping on planes

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<v Speaker 1>all the time because I'm not a nervous flyer. But

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<v Speaker 1>I'm not a at ease flyer, so that's funny.

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<v Speaker 2>And yet when I go on a plane, I think

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<v Speaker 2>to myself, if I'm going to die now I'm doing

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<v Speaker 2>something I love.

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<v Speaker 1>Oh no, I get it. And that's part of the

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<v Speaker 1>reason why I do fly. In other words, I'm going

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<v Speaker 1>to be flying out to Rome as part of this

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<v Speaker 1>cruise we were talking about last segment, So Joe, But

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<v Speaker 1>what I'm.

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<v Speaker 3>Saying, I don't like to fly, but it's got Do

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<v Speaker 3>I want to go to Rome or not?

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<v Speaker 1>Yeah?

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<v Speaker 2>You kind of have to have a plane.

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<v Speaker 1>No, No, I just have to have a jack neat

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<v Speaker 1>and you know, do the best I can with the

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<v Speaker 1>movies I got, Yeah.

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<v Speaker 2>And just be comfortable and enjoy it for what it is,

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<v Speaker 2>because just flying it's a freaking miracle.

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<v Speaker 1>That's why I'm probably so uncomfortable with it, because it's like,

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<v Speaker 1>this is not supposed to stay in the air.

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<v Speaker 2>Did you read the book by the captain that explained

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<v Speaker 2>all of this. I read it once on a plane

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<v Speaker 2>and it changed my whole outlook.

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<v Speaker 1>I don't read about planes when I'm on the plane

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<v Speaker 1>because I'm going to see something or read something which

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<v Speaker 1>is going to make my mind more uncomfortable.

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<v Speaker 2>Okay. I went to Buenos Ayres on business and I

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<v Speaker 2>had to land in Santiago, and from Santiago to Buenos Aires,

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<v Speaker 2>and I went up the Andes Mountains and I saw.

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<v Speaker 3>Oh god, the movie the movie.

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<v Speaker 2>Yes, it was right there. I mean we were climbing

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<v Speaker 2>in the plane and I'm looking out the window and

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<v Speaker 2>oh my god, that was the most horrifying thing I

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<v Speaker 2>ever saw. But you know, it is what it is.

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<v Speaker 1>Man. Yeah, there's certain places in the world I probably

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<v Speaker 1>will never visit, if only because I've read enough about

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<v Speaker 1>the approaches.

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<v Speaker 3>Yeah, short runways, Yeah yeah.

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<v Speaker 2>But I have a thing against volcanoes. Volcanoes are just

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<v Speaker 2>you put a volcano somewhere. I'm not going You're not

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<v Speaker 2>flying over the volcano.

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<v Speaker 3>Now it's Later with mo Kelly. We're just riffing.

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<v Speaker 1>It is Marshall Collier who joins us in studio on

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<v Speaker 1>this Tech Thursday KFI AM six forty live everywhere in

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<v Speaker 1>the iHeartRadio app.

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<v Speaker 4>You're listening to Later with mo Kelly on demand from

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<v Speaker 4>K six forty KFI.

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<v Speaker 3>Is Later with mo Kelly.

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<v Speaker 1>We're live everywhere in the iHeartRadio app and on this

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<v Speaker 1>Tech Thursday. You know that means that Marcia Calier joins

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<v Speaker 1>me in studio. Marsha, you and I we were talking

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<v Speaker 1>during the break with there's some similarities in how we

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<v Speaker 1>approach this online marketplace, how we spend money.

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<v Speaker 2>Well, you and I have so many similarities. You're born December.

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<v Speaker 3>Right, November late, November late.

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<v Speaker 2>I'm December fourth.

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<v Speaker 3>Within a week of each other, remember twenty six.

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<v Speaker 2>Yeah, so we are the same in so many different ways.

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<v Speaker 2>But we actually look like brother and sister. We do

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<v Speaker 2>some of you who've never noticed, Yeah, but yeah, we

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<v Speaker 2>do things financially very similarly online.

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<v Speaker 1>How should well, I should say, what is your recommendation

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<v Speaker 1>for approaching paying for items online?

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<v Speaker 3>There are a number of options. Let's say you go

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<v Speaker 3>to Amazon.

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<v Speaker 1>You can put in your credit card, or you know,

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<v Speaker 1>you can put in your gift card, or you can

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<v Speaker 1>I think you can attach you to.

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<v Speaker 3>A PayPal account.

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<v Speaker 2>I mean, what is your recommend Well, I love PayPal.

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<v Speaker 2>If PayPal is an option, I pay by PayPal. They've

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<v Speaker 2>been in business. I was at their launch. I have

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<v Speaker 2>the first T shirt from PayPal. I have the first

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<v Speaker 2>cap still in the plastic. I've trusted them. I know

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<v Speaker 2>how they run their business. I was in on it

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<v Speaker 2>in the beginning. I knew how they planned on making

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<v Speaker 2>money and how it was going to work, and it

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<v Speaker 2>all made sense to me. And they had to be

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<v Speaker 2>very careful because they were the first.

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<v Speaker 1>They were the first, but they've also reaped the benefits

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<v Speaker 1>where they have I think the most relationships with online

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<v Speaker 1>retailers in places where people spend money.

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<v Speaker 3>I use PayPal as well.

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<v Speaker 1>I'm very comfortable using it, and whenever there was an issue,

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<v Speaker 1>they immediately addressed.

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<v Speaker 2>It right and Square for example, Yes, I have a

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<v Speaker 2>Square account as way, right now, I try all these

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<v Speaker 2>different things for my accounts and you know my podcast.

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<v Speaker 2>And it turned out when I first started Square, I said, folks,

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<v Speaker 2>what about the sales tax? We have to be able

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<v Speaker 2>to add sales tax to this. Then we don't do that. See,

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<v Speaker 2>and that's a business that's not thought through. So when

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<v Speaker 2>you're dealing with a financial business, you want a business

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<v Speaker 2>that's thought through. Zell on the other hand, Mmmm, the app,

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<v Speaker 2>I don't see that as so thought through real well,

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<v Speaker 2>because of the security risks.

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<v Speaker 1>Maybe it's a generational difference. But when I talk to

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<v Speaker 1>people who are younger than me, I often hear zell.

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<v Speaker 1>I more often hear venmo and cash app. Cash app

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<v Speaker 1>seems like a bank robbery waiting to happen. More reputable

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<v Speaker 1>businesses will use person to person for Venmo. Right, where

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<v Speaker 1>do you come out on these cash exchange apps or

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<v Speaker 1>what happens?

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<v Speaker 2>Okay, here's the deal. If you're paying for a product

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<v Speaker 2>or a service that you may need to write off

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<v Speaker 2>your small business or you may, you better not be

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<v Speaker 2>using it through any of these cash apps because you're

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<v Speaker 2>not getting a receipt that says what it's for that

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<v Speaker 2>you can use for your business. When I do business

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<v Speaker 2>with someone person to person and they're selling me something,

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<v Speaker 2>I asked them to send me a PayPal invoice, a

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<v Speaker 2>legit invoice, and I pay it.

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<v Speaker 1>You make a great point, because when I do my

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<v Speaker 1>corporate taxes on personal taxes, the PayPal is because it's

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<v Speaker 1>just itemized and I just go back there.

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<v Speaker 2>It is right, right, And that's the difference. One is professional. Unfortunately,

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<v Speaker 2>technology is making people dumber. I'm sorry, I'll be sorry.

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<v Speaker 2>Sure you take a look at the apps. Even quick books,

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<v Speaker 2>which used to be a robust, fabulous bookkeeping app is

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<v Speaker 2>now this simple little dorky thing online and a corporation

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<v Speaker 2>can't use it. They have to use something else altogether,

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<v Speaker 2>because an accountant in the US government needs more information

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<v Speaker 2>than that app is gonna and they want us to

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<v Speaker 2>use less and less and have less control and throw

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<v Speaker 2>the control and it's all right, everything's fine, it's safe

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<v Speaker 2>and every yeah, until you get audited. When you get

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<v Speaker 2>audited again.

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<v Speaker 1>And I've been audited, so I know what that's like.

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<v Speaker 1>You bet very invasive, right, how did you feel? It

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<v Speaker 1>was less about what I felt. It was the inability

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<v Speaker 1>to actually talk to someone and being required to facts

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<v Speaker 1>all this information that they were asking for because the

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<v Speaker 1>irs will not work by emails, like I can email

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<v Speaker 1>you a PDF. No, you have to fax it to us.

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<v Speaker 1>It's like you gotta be kiddy. So it made it

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<v Speaker 1>very difficult to want fine fact services. I signed up

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<v Speaker 1>for a fact service to literally facts over this stuff.

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<v Speaker 1>But it was, oh it was not only was it invasive,

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<v Speaker 1>it was a pain in the behind. And I don't

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<v Speaker 1>think people understand how many hoops you have.

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<v Speaker 3>To jump through.

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<v Speaker 2>Well, and one of the main things one of my

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<v Speaker 2>best selling books was starting an eBay business and not

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<v Speaker 2>taught people how to run a small business online in depth.

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<v Speaker 2>And the book still stands, and even though it was

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<v Speaker 2>written a decade ago, it still stands because business practices

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<v Speaker 2>are business practices. And the thing is they're encouraging people

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<v Speaker 2>to do business now without proper backup, without proper documentation,

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<v Speaker 2>like even eBay. Now, when they send the money to

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<v Speaker 2>the seller, they've already deducted their fees the postage. And

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<v Speaker 2>if you want to post everything correctly, which frankly a

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<v Speaker 2>lot of people don't do anymore, you have to go

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<v Speaker 2>two steps back and figure out how much the fees

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<v Speaker 2>were was and then deduct that from the cost of

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<v Speaker 2>goods sold or whatever. We'll keep anything you put it under.

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<v Speaker 2>They make it very hard and yet in the end

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<v Speaker 2>we have to pay the price. It's the same thing

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<v Speaker 2>with cars. You know they say the best car, this

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<v Speaker 2>is it. I mean, you know, we can talk about

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<v Speaker 2>cars all day, but once you've landed with one. I

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<v Speaker 2>heard Mark Thompson talking about is Tesla, you can get stuck.

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<v Speaker 2>You can't just walk in anymore and take somebody's word

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<v Speaker 2>for their software. That's why I do what I do.

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<v Speaker 2>I test things I work on them. I don't take

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<v Speaker 2>freebies from companies because then they want you to review them.

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<v Speaker 1>Well, it almoso like you feel Obligated's like, we gave

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<v Speaker 1>you this product to review.

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<v Speaker 3>You can't just slam them.

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<v Speaker 1>It seems like it's almost inappropriate.

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<v Speaker 2>Well, when I accept something to review, I always if

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<v Speaker 2>I accept it, I say if it sucks, I'm going

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<v Speaker 2>to say it sucks.

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<v Speaker 1>Sweet it should be. So there you go, Marshall Collier.

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<v Speaker 1>It is always great to see you. It's even better

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<v Speaker 1>to learn from you. How can people reach you?

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<v Speaker 2>I'm sadly still on X. I can't help. The algorithm

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<v Speaker 2>is killing me on X, just just killing me, and

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<v Speaker 2>it's so futile. But I check there every day because

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<v Speaker 2>I have some friends that are on there, and I

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<v Speaker 2>look at their stuff every day, and I go through

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<v Speaker 2>when somebody mentions me, so at me marsha at m

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<v Speaker 2>A R S H A C O L L I

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<v Speaker 2>E R or go to Marshall Collier dot com and

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<v Speaker 2>hit contact Marshall.

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<v Speaker 3>We'll see you next week. We'll have the cameras next week,

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<v Speaker 3>I promise.

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<v Speaker 2>Okay, And I wore makeup and everything.

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<v Speaker 1>I'm sorry, you know, I wore Pattihose I just like

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<v Speaker 1>there's no reason for it. It's Later with Moe Kelly.

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<v Speaker 1>We'll see you soon. We're live everywhere on the iHeartRadio app.

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<v Speaker 4>You're listening to Later with Moe Kelly on demand from

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<v Speaker 4>KFI a M six forty