Speaker 1: Yeah, ripped dum.
Speaker 2: News.
Speaker 1: You need advice?
Speaker 3: Who you don't?
Speaker 4: Have them?
Speaker 5: Running?
Speaker 3: Just as fast as we can.
Speaker 1: Shooter's gonna help.
Speaker 6: Come Man six is the Troubleshooter Show.
Speaker 7: Now Tom Martino, Hi, Tom Martino here, Welcome to the show.
Speaker 7: Three old three seven one three talk seven one three
Speaker 7: eight two five five is the number to call.
Speaker 3: We'll go right to the phones and see what you have.
Speaker 7: You can always call three oh three Martino twenty four
Speaker 7: seven three oh three six two seven eight four six
Speaker 7: six if you have a problem, question or complaint. This
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Speaker 7: It never astounds me how many people write to me saying, Tom,
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Speaker 7: There was a study done twenty three percent lower mortality
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Speaker 7: it's deadly, it's dangerous.
Speaker 3: It says is that that's not what the stats are showing.
Speaker 3: Let's go to Teresa. Hey, Teresa, what the heck is
Speaker 3: going on? Teresa? Are you there? Okay? Are we on? Hello?
Speaker 3: Is this thing working?
Speaker 8: Okay?
Speaker 7: Talk to me somebody please, or go to someone else. George,
Speaker 7: thank you, Hey, George, what's going on? I'm starting to
Speaker 7: get a complex. Okay, go ahead, I hear you.
Speaker 9: I just called it to say it, thank you for
Speaker 9: helping me. I'll do with the home people.
Speaker 3: Oh what happened? Which one was that George? With home depot,
Speaker 3: depot and the washer, and you were not getting help.
Speaker 3: You were not getting help as I remember with your warranty.
Speaker 9: Yes, I got it, and.
Speaker 3: And so what finally ended up happening.
Speaker 9: Your name worked too, very well with them, and they
Speaker 9: gave me the raven also the man set them.
Speaker 3: Now I am so happy for you.
Speaker 9: I am much more happier than user.
Speaker 7: Oh man, you know what every day, every day, well
Speaker 7: not every day, but most every day, we have a
Speaker 7: success story here and there, and I love doing it.
Speaker 7: So thanks for the thank you. Now I understand another question, sir.
Speaker 4: Yeah, I'm the issue with the dental clinic and dental cleaning.
Speaker 3: What what is your issue with dent cleaning?
Speaker 9: The guy or there he I went to saying the
Speaker 9: board for a dandal implant for my lower teeth.
Speaker 4: So he's put.
Speaker 9: This, took an X ray and all that kind of thing,
Speaker 9: and then they put the screw which is landing forty
Speaker 9: five degrees.
Speaker 3: I oh, I'm sorry, I'm sorry.
Speaker 7: I thought you were talking about a dental cleaning you're
Speaker 7: talking about implants.
Speaker 9: Yeah, implends.
Speaker 7: Okay, do you actually have And for those listening, I
Speaker 7: know this is probably elementary to many of you, but
Speaker 7: when we talk about implants, an implant is actually the
Speaker 7: screw that goes into your bone. That's an implant. A
Speaker 7: lot of people think the implants are too The restoration
Speaker 7: is on top of the implant and it's attached to
Speaker 7: the implant. So did you have problems with the actual
Speaker 7: screw the implant?
Speaker 9: Yeah, I have an issue with the screws.
Speaker 3: With the screws that go into the restoration to hold
Speaker 3: it to the or are see, that's another thing.
Speaker 7: The screw goes into the actual implant. Are you talking
Speaker 7: about the actual screw.
Speaker 9: I actually screw them.
Speaker 7: Yeah, not the not the implant. Not the implant. A
Speaker 7: lot of people call the implant a screw. It's really not.
Speaker 7: But so are you having a problem with the thing
Speaker 7: that's going into your bone or the screw that holds
Speaker 7: the restoration to the thing that goes into your bone, the.
Speaker 9: Screw it goes into the job bond.
Speaker 7: Okay, that's called the implant. It's not called the screw. Okay,
Speaker 7: I know people think it's a screw. Okay, So that implant.
Speaker 7: What is the problem with that implant?
Speaker 9: Uh, implant, that's no problem.
Speaker 7: But that's crew okay, man, hold on, hold on, hold on.
Speaker 7: You are confusing the hell enemy you said. It is
Speaker 7: the screw that goes into your bone. That is called
Speaker 7: the implant. Is that where you're having the trouble where
Speaker 7: it attaches to your bone?
Speaker 9: Yes, that is a trouble.
Speaker 3: Such okay, and that's called an implant. You're having a
Speaker 3: problem with your implant. What is the problem, and.
Speaker 9: The problem is the dundist. I put the screw in
Speaker 9: a landing way that's about forty five degrees landing.
Speaker 7: And when I so the implant, the implant is put
Speaker 7: in at an angle.
Speaker 9: Yes, sir, okay, right down. So I buyed case.
Speaker 7: Okay, now hold on, so the implant. Let me let
Speaker 7: me get this straight now. So the implant was put
Speaker 7: in at a slight angle. And then did you have
Speaker 7: your teeth put over the implants? Did you have your
Speaker 7: denture or your restorations done as well?
Speaker 9: Yes?
Speaker 7: Okay, so the okay, did the entire How many implants
Speaker 7: do you have to hold your dentures or are they
Speaker 7: not dentures?
Speaker 3: Are they individual teeth.
Speaker 7: Just tell me how many of those implants that you
Speaker 7: have going into your bone around your mouth?
Speaker 9: Two?
Speaker 3: Two?
Speaker 9: Two of the one on the left, one on the.
Speaker 3: Right, just for two separate teeth, right, yes, okay, got it? Okay.
Speaker 7: And the reason I mentioned that is because implants are
Speaker 7: also used as anchors for full dentures. But what you're
Speaker 7: talking about are two individual teeth that were put on,
Speaker 7: two individual implants. One of them was put in crooked
Speaker 7: and as a result, when you bit down, the restoration
Speaker 7: or the tooth part of it broke.
Speaker 3: Is that right?
Speaker 9: You're right, sir.
Speaker 3: Now, when that tooth broke, did the implants stay in place?
Speaker 9: No? Oh oh, actually there is only one implend connecting
Speaker 9: with dender lower John.
Speaker 3: Yeah, that's what I mean.
Speaker 7: But did that did that screw into your jaw the
Speaker 7: thing you keep calling a screw?
Speaker 3: Did that thing stay there? Is it still there.
Speaker 9: Now?
Speaker 3: The screw came off, it came out of your jawbone.
Speaker 9: Yeah, I'll go to my job on ready, put the screws?
Speaker 3: Yeah?
Speaker 7: Okay, okay, Jesus Christ, I am having a total meltdown here.
Speaker 3: George.
Speaker 7: I'm gonna take you off the air. Okay, We're gonna
Speaker 7: call you. Listen, your implant, the metal part that went
Speaker 7: into your jaw came out?
Speaker 3: Is that correct?
Speaker 9: Absolutely, sir.
Speaker 3: Okay, And you think it came out because he put
Speaker 3: it into your bone crooked and it broke when you
Speaker 3: bit down. Okay, that is highly unusual that the implant
Speaker 3: would come out. I know the tooth broke too, Is
Speaker 3: that right?
Speaker 5: Yeah?
Speaker 9: No, the tooth. Oh, I have to be pretty careful.
Speaker 9: The tooth did not come off. They didn't plant. The
Speaker 9: scruise came off.
Speaker 7: Okay, So the implant came out and the tooth is
Speaker 7: still on the implant.
Speaker 9: Yeah, no, the im blend is gone.
Speaker 7: Okay, listen, I feel like I'm on an Abbott Costello.
Speaker 3: Uh skit here, So just put him on home just
Speaker 3: can Deputy Dot? Can you help him out? Look at
Speaker 3: you know, I guess, I guess. I I it's too bad.
Speaker 3: I'm sorry.
Speaker 8: It's just me.
Speaker 3: I'm freaking out because the guy.
Speaker 7: I know what he's saying, but I'm not getting a
Speaker 7: clear picture for those listening.
Speaker 3: When you go to a.
Speaker 7: Dentist, if you give a damn to have an im
Speaker 7: the implant is this metal thing that screws into your bone. Okay,
Speaker 7: that's the metal implant. When it's used for a denture,
Speaker 7: it's called an anchor. Now, if you have anchors holding
Speaker 7: on dentures, they put about four of them in sometimes six.
Speaker 7: If you have an individual tooth being restored, they put
Speaker 7: one implant and one what they call restoration. That's the
Speaker 7: tooth that goes on the implant. Then a screw goes
Speaker 7: through the tooth and screws that restoration onto the implant.
Speaker 3: So when he says the screw came out, I think
Speaker 3: he means the implant came out of his bone.
Speaker 7: So I'm wondering what happened to the tooth that was
Speaker 7: attached to the implant. But George and I, you know, listen,
Speaker 7: I don't expect people to understand what they have, but
Speaker 7: I was just trying to get an explanation. I'm sorry, Well,
Speaker 7: go ahead, doc, I think I'm having an autistic moment.
Speaker 10: God, highly unlikely that it came out of his bone.
Speaker 10: Doesn't that seem unlikely to you?
Speaker 3: Totally? That's why I'm asking.
Speaker 7: Totally unlikely his bone would have to break or something
Speaker 7: would have to break inside his bone that that that implant.
Speaker 7: So talk to him off there and try to get
Speaker 7: a better picture, and then we'll just let's just find
Speaker 7: out what the hell happened to him and try to
Speaker 7: explain to him those different parts and what he's actually
Speaker 7: seeing in his hand or if he went to a dentist.
Speaker 3: I'm Tom Martine. Kathy had a car accident.
Speaker 7: I'm going to take her after the break three oh
Speaker 7: three seven one three talk three oh three seven one.
Speaker 3: Three eight two five five and listen. I apologize for
Speaker 3: getting anal here. I was just trying to get a
Speaker 3: picture of what went wrong with the guy. We got
Speaker 3: more coming up.
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Speaker 7: Time for an insurance check up free, no obligation. In comparison,
Speaker 7: call Compass Insurance paying too much your coverage at dozens
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Speaker 7: seven to one help. You'll think you're his only customer
Speaker 7: when you choose Frank durand the real estate Man dot
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Speaker 7: three nine two zero sixteen twenty two. Hey, I'm Tom Martino,
Speaker 7: your trouble shooter three O three seven to one three
Speaker 7: talk three oh three seven one three A two five five.
Speaker 3: Let's go to the phones, and I promise not to
Speaker 3: get technical with any other callers. I will just listen. Kathy.
Speaker 3: What's happening? Hey, you were in a car accident. What's
Speaker 3: going on?
Speaker 11: I was in a car accident on the twenty ninth
Speaker 11: of May at about four fifty four fifty five pm
Speaker 11: on South Wadsworth and I was turning on Waterton Road.
Speaker 3: Yeah. Now that's a lot of detail. That's good. Is
Speaker 3: there a reason you mentioned the time of day?
Speaker 11: Yeah, because Lockheed Martin was getting out in a way.
Speaker 3: Okay.
Speaker 11: So I was making a left hand turn. I was
Speaker 11: in the left lane on South Wadsworth and a nist
Speaker 11: on Exterira cut in front of me and I had
Speaker 11: to put on my brakes and I thought, well, I
Speaker 11: better getting that far left lane to make that turn
Speaker 11: because I know the right lane and there's merge sign there.
Speaker 7: You know, it's really it's really weird when you're turning left. Now,
Speaker 7: did you have a left turn lane?
Speaker 12: Yes?
Speaker 9: I did.
Speaker 3: And was there a left turn arrow?
Speaker 11: Yes there was?
Speaker 3: And were you turning on the left arrow?
Speaker 12: Yes? I was.
Speaker 3: And somebody ran a red light.
Speaker 11: Then, no, she didn't run the red light. She was
Speaker 11: in the right turn lane, which the right turn lane ends.
Speaker 11: There's when you get in there.
Speaker 7: She was on the right turn lane going the same
Speaker 7: way as you are coming the opposite.
Speaker 11: Direction, going the same way.
Speaker 3: Oh, and she wanted to go left.
Speaker 11: Yeah, she was making the left hand turn there as.
Speaker 3: Well, even though she was in a right hand turn lane.
Speaker 9: Yes.
Speaker 11: Yeah, there are two lanes.
Speaker 7: Yeah, two lanes. One's going left, one's going right. You
Speaker 7: were in the left.
Speaker 3: Lane, she left.
Speaker 11: There's two lanes there, Oh, going left?
Speaker 3: Got it?
Speaker 7: Yes, Okay, I get it, I get it. She was
Speaker 7: on the other left hand lane, got it. So what happened?
Speaker 11: Okay? So because she cut in front of me, I thought, okay,
Speaker 11: well I know that that right lane turn lane ends,
Speaker 11: and I better get over there in the left lane.
Speaker 11: I was on my way to a job interview. So
Speaker 11: I got in the left turn lane and it was
Speaker 11: kind of buy. There was an F one fifty in
Speaker 11: front of me. Yeah, and there was like a gold
Speaker 11: Toyota or suv behind me. So I continued to go,
Speaker 11: and the F one fifty in front of me kept
Speaker 11: flemming on the brakes. Well, she kept coming over.
Speaker 7: Why was she If she was turning left and she
Speaker 7: was in the outside lane, why did she keep coming
Speaker 7: into your lane?
Speaker 3: I wish I knew, Tom, you know why, because I'll
Speaker 3: tell you why.
Speaker 7: Because it happens all the time. I shouldn't even ask that.
Speaker 7: I noticed that when there's two left hand lanes or
Speaker 7: two right hand lanes, people don't stay within the lines.
Speaker 3: They drift.
Speaker 11: Yes, they do. And so she came over and she
Speaker 11: was like, I said, she's driving the nissanic Ster four
Speaker 11: whell drive. I'm driving my twenty.
Speaker 12: Nineteen Mustang Bullet.
Speaker 11: Yeah, it's my car, and I'm the hawk and the
Speaker 11: horn and the guy in the f When fifty kept
Speaker 11: slamming on his brakes, there was the car behind him.
Speaker 7: Why why was the guy in front of you slamming
Speaker 7: on his brakes?
Speaker 11: I don't know. I think it was kind of like
Speaker 11: the traffic, or maybe my horn was scaring him.
Speaker 12: I don't know.
Speaker 7: We're okay, so you're turning left. Let's just get right
Speaker 7: to it. The person on the right drifts. Did you
Speaker 7: hit that person who drifted?
Speaker 11: I did not.
Speaker 12: She hit me.
Speaker 11: She came over and hit me. I had tire marks.
Speaker 3: From there, and she where did she strike your car?
Speaker 7: You're both turning left, each one in each lane. She
Speaker 7: comes over to the left into your lane and hits you.
Speaker 3: Where she hit me on.
Speaker 11: The right side passenger door, the other the front cinder
Speaker 11: and the back cylinder had nothing but tire marks.
Speaker 7: Okay, so it's pretty clear. It's pretty clear she hit you.
Speaker 7: But is she going to say you're the one that drifted?
Speaker 12: No, she's not.
Speaker 3: She And by the way, I think John Fuller would
Speaker 3: tell us.
Speaker 7: Our personal injury expert why dash cams are so important.
Speaker 7: It's not just for personal injury accidents, it's for everything.
Speaker 3: So what happened then?
Speaker 11: So she takes her off, Okay, so I kind of
Speaker 11: slowed down. She gets into the lane that's in front
Speaker 11: of me, because you know, there's a single lane. I
Speaker 11: followed her down to Rampart Road and there was a car.
Speaker 11: She was making a right hand turn. Going down Rampart Road.
Speaker 11: There's a Safeway parking lot there, a huge parking lot.
Speaker 7: Okay, so just get to the park let's just get
Speaker 7: to the end result here you described the accident accurately.
Speaker 7: What's going on between you and the other person?
Speaker 11: So I stopped her at the rampart road. I locked
Speaker 11: her off so she could not make that right turn,
Speaker 11: and I showed her I had nine one one on
Speaker 11: the call because I wanted to exchange insurance information, and
Speaker 11: she pulled a gun out on me.
Speaker 3: Oh a minute, wait a minute, hold on, that's now.
Speaker 7: She must have really felt threatened, so you blocked her?
Speaker 7: How did you block her? How aggressively was that? To
Speaker 7: tell me about it, I just.
Speaker 11: Pulled in front of her. I kind of blocked the lane.
Speaker 7: And I thought, well, describe that she was. Where was
Speaker 7: she going when you pulled in front of her.
Speaker 11: She was making that right hand turn to go into
Speaker 11: the neighborhood where she lived.
Speaker 3: And how did you block her? From the left or right?
Speaker 3: Did you go? Did you pull across in front of
Speaker 3: her from the inside or the.
Speaker 7: Outside from the left which would be the outside, or
Speaker 7: from the inside the right?
Speaker 11: From probably the left, because I so.
Speaker 3: You went around her and blocked her from turning.
Speaker 7: Yes, I don't think that was cool at all, and
Speaker 7: I would have feel I would have felt very threatened.
Speaker 3: Hold on to that thought. I want you to.
Speaker 7: Finish and see where this story is going. I'm Tom Martino.
Speaker 7: What would you do, man if somebody pulled a gun
Speaker 7: on you? Whoo, that's scary three seven to one. Three
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Speaker 7: a cent until you're content. Time for an insurance checkup free,
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Speaker 7: three all three seven to seven to one. Help you'll
Speaker 7: think you're his only customer when you choose Frank durand
Speaker 7: the real estate Man dot com to list your home
Speaker 7: with Remax Alliance three all three nine two zero sixteen
Speaker 7: twenty two. I'm Tom Martine, your troubleshooter, Kathy. This car
Speaker 7: accident is so strange. So anyway, the woman hitter took
Speaker 7: off us, well kind of drift did enter her lane.
Speaker 3: It could be the woman didn't realize it. Who knows, Yes, she.
Speaker 11: Did, because I know where she worked and I know
Speaker 11: where she lived, so she knew that right lane was
Speaker 11: in there.
Speaker 7: So you followed her and blocked her off from turning
Speaker 7: into her neighborhood. Once you blocked her off, did you
Speaker 7: jump out of your car or how did you approach her?
Speaker 1: I did.
Speaker 11: I had my phone there and I showed her that
Speaker 11: I was calling nine one on.
Speaker 7: So you jumped out of the car and said, I'm
Speaker 7: on the phone with nine one one.
Speaker 3: Yes, well it's a non emergency.
Speaker 7: You shouldn't have called that, but anyway, So what did
Speaker 7: she say?
Speaker 3: At that point?
Speaker 7: She was in the driver's seat, She's looking at a
Speaker 7: woman who just cut her off, jumped out of the seat,
Speaker 7: says I'm calling nine one one.
Speaker 3: What did she do?
Speaker 11: Then she pulled in the gun on me?
Speaker 3: Now, how did she pull the gun?
Speaker 7: Did she get out of the driver's seat, stand up
Speaker 7: on a stand standpoint?
Speaker 11: No, she didn't because it was a tinted window.
Speaker 3: So how did she pull a gun on you?
Speaker 7: I want to know how you knew and if it
Speaker 7: was menacing or did she just let you see she
Speaker 7: had a gun?
Speaker 11: Okay? This is in the Jefferson County Shaff's report Sterling.
Speaker 12: Okay, she said.
Speaker 7: No, no, no, no, no, no no, no. I'm asking
Speaker 7: you how did you know she had a gun?
Speaker 9: I was in.
Speaker 11: And I could see the gun in the the through
Speaker 11: the window.
Speaker 3: Was her window closed?
Speaker 8: Yes?
Speaker 3: It was okay. So when you saw she had a gun,
Speaker 3: what did you do?
Speaker 11: I told her I had nine one one on the
Speaker 11: phone call and we needed to exchange insurance information.
Speaker 3: And what did she say?
Speaker 8: Car?
Speaker 12: She did not say anything.
Speaker 3: Then what happened?
Speaker 11: The car in front of her took off and the
Speaker 11: car behind her was honking the horns. So I jumped
Speaker 11: back in my car and I followed her in the neighborhood.
Speaker 3: Wait a minute, Wait a minute, hold on.
Speaker 7: So when she didn't get out of the car and
Speaker 7: people were up that with the cars blocking traffic, you
Speaker 7: got into your car. And if you were blocking her,
Speaker 7: how did you follow her?
Speaker 3: How did she move around you?
Speaker 11: Well, she went ahead first, She's in that right lane
Speaker 11: and I was kind of sticking out there in both.
Speaker 3: Lanes, so you were blocking her only partially, and she
Speaker 3: she must have backed up went around you.
Speaker 11: No, she stayed in that right lane when the car
Speaker 11: in front of her when that light changed, oh got
Speaker 11: it went And then she started driving around in the
Speaker 11: neighborhood and.
Speaker 3: You followed her. I did you knew she had a gun?
Speaker 7: You knew she had a gun, and you kept following her.
Speaker 7: You should have just gotten a license plate or take
Speaker 7: a picture with your cell phone.
Speaker 3: But anyway, keep going. What happened then?
Speaker 11: At the license plate I had nine one one on
Speaker 11: the line. She was screaming at me, and she was
Speaker 11: telling me.
Speaker 7: To stay wait wait wait wait you said the window
Speaker 7: was closed.
Speaker 3: How was she screaming through the closed window?
Speaker 11: No, the nine one one operator was screaming at me
Speaker 11: telling me not to follow her.
Speaker 3: Right, and she was right? And what did you do?
Speaker 11: But I said, throws that gun out the window. I'm
Speaker 11: following her.
Speaker 3: Oh that's so ridiculous, Kathy. What happened then?
Speaker 5: I know?
Speaker 11: So we went through the neighborhood.
Speaker 3: I mean, do you realize that this woman could have
Speaker 3: killed you?
Speaker 12: Right?
Speaker 7: You understand that if she was a psycho? Thank god
Speaker 7: she didn't. So then what happened?
Speaker 11: So she drove through the neighborhood and then I understand
Speaker 11: she was on the phone. Don't know she's talking to
Speaker 11: her husband or nine one one. But she drove back
Speaker 11: into that Safeway parking lot. She parked in the aisle
Speaker 11: and there was a Douglas County Sheriff's office there, And
Speaker 11: why was she there?
Speaker 7: Why was that was the sheriff there because you had
Speaker 7: called or just out of coincidence.
Speaker 3: I don't know.
Speaker 11: I think it was something that she did on the phone.
Speaker 11: I was trying to figure that out.
Speaker 7: That I yeah, she probably said some psychos following me
Speaker 7: cut me off in traffic and I'm afraid for my life.
Speaker 3: Go ahead, then what Yeah?
Speaker 11: So the share was there with the light flash and
Speaker 11: they went over to her car and he opened up
Speaker 11: the door and he was talking to her and I
Speaker 11: was They told me to park my car. So I
Speaker 11: parked my car. I got out to look at it,
Speaker 11: and he told me to stay in the car, and
Speaker 11: I thought, no, I'm going to get out and look
Speaker 11: at my car. So she got out of the car
Speaker 11: and she was screaming she hit me, and I'm thinking, no,
Speaker 11: I did it. And then they took her off in
Speaker 11: handcuffs and she was arrested for felony menacing.
Speaker 3: Oh wait a minute, wait a minute.
Speaker 7: So she jumped out and said she hit me, meaning
Speaker 7: physically hit.
Speaker 3: Her or the car hit her.
Speaker 11: She was in the car and she was told the
Speaker 11: cop I could hear it because my window was down.
Speaker 11: She hit me, And I'm thinking, no, I did it.
Speaker 11: I've got a low profile car.
Speaker 3: You go, okay, hold on, hold on car. What is
Speaker 3: the Mustang Bullet by the way, a bullet?
Speaker 11: Did you ever see the movie Bullet with Steve McClue.
Speaker 7: Oh wow, okay, but it's a replica, right, it's not
Speaker 7: the old one.
Speaker 11: The fiftieth anniversary of the Bullet movie. It's a dark
Speaker 11: Island green.
Speaker 3: No, I know, I got you. I got you. That's cool.
Speaker 3: That's cool. Anyway, look at this car. So what happened
Speaker 3: then that they rested her? Now what?
Speaker 11: Yeah, they rested her. So the Douglas County says, well,
Speaker 11: we have to wait for Jefferson County because that's where
Speaker 11: the accident happened. I said, okay. I waited in that
Speaker 11: parking lot four and a half hours for Jefferson County
Speaker 11: to come and take my statement, and I found out
Speaker 11: she did loads again, and so Jefferson County filled I
Speaker 11: filled out the paperwork. Of course, they hauled her off
Speaker 11: and her husband came to the parking lot. I think
Speaker 11: that's who she called, filled out the insurance information.
Speaker 7: And so hold on, did they finally show up after
Speaker 7: four hours four.
Speaker 11: And a half hours?
Speaker 7: Yeah, finely, okay, So fine, and they took your statement,
Speaker 7: going with your story?
Speaker 3: Where are we going with it?
Speaker 12: Okay?
Speaker 11: So they arrested her for felony menacing.
Speaker 12: Okay.
Speaker 11: We had a couple of court appearances and it was delayed.
Speaker 3: And this was Jeffco that arrested her.
Speaker 11: Right, No, Douglas County because that's where she pulled guns.
Speaker 3: Oh, I'm sorry, Douglas County.
Speaker 11: Okay, Jefferson County did do nothing. She didn't get a
Speaker 11: ticket for leaving the scene of an accident.
Speaker 3: All right, So Douglas County arrested her.
Speaker 11: Yes, okay, So she got out on bail and I
Speaker 11: went to court a couple of times. Down there. I
Speaker 11: got a call from the victim's advocate Friday from Douglas
Speaker 11: County and they said that they're dismissing the charges because
Speaker 11: of self defense.
Speaker 3: Right, that's right, And I'll tell you why. I know exactly,
Speaker 3: because they're going to say it wasn't clear that she
Speaker 3: wanted to attack you out of the blue, and she
Speaker 3: was prompted by her fear. It's going to be too
Speaker 3: hard to prosecute. The woman did not point the gun
Speaker 3: at you.
Speaker 7: Here's what I'm listen, Listen, I know how this is
Speaker 7: gonna go and these district this district attorney will not
Speaker 7: do it.
Speaker 3: I know it, I know it, I know it. I
Speaker 3: had a.
Speaker 7: Woman smack me or punched me in the face one
Speaker 7: time at a public gathering because she was upset about
Speaker 7: somebody who the hell knows what it was. She punched
Speaker 7: me in the face. Now, I swear to god, she
Speaker 7: just punched me in the face. And when the people
Speaker 7: there called the deputies, they came, and this was Douglas County, and.
Speaker 3: They would not.
Speaker 7: Prosecute this woman because she said I looked menacing.
Speaker 3: Now I had no weapon. I mean, I don't know
Speaker 3: why I looked menacing.
Speaker 7: I think she said something to me, like you're a
Speaker 7: piece of crap or whatever, and I said what And
Speaker 7: so then she punched me and claimed that I was
Speaker 7: like and then her friend said, oh, yeah, he went
Speaker 7: to grab heror something.
Speaker 3: So here's the problem. You're never going to get an
Speaker 3: accurate assessment, and no one's going to prosecute that.
Speaker 7: They don't want this crap show in a courtroom. Well
Speaker 7: he tried to grab me, No I didn't.
Speaker 3: Here are my.
Speaker 7: Friends saying I didn't. Here's your friend saying I did.
Speaker 7: Then you punched me in the face.
Speaker 3: You know.
Speaker 7: It's just they're never going to do it, never ever
Speaker 7: ever going to prosecute.
Speaker 3: They're just not because it's not that serious. Now, are
Speaker 3: you calling because you're upset she was not prosecuted.
Speaker 11: Yeah, in the county. I mean, you know you can,
Speaker 11: you can hit somebody's car.
Speaker 7: Well, first of all, hold on, you can't prove it
Speaker 7: happened that she left the scene of an accident. That's
Speaker 7: why jeff go is not going to take it. She
Speaker 7: can simply say I never hit her.
Speaker 3: That's all. That's all she has to say.
Speaker 7: Unless you have witnesses or a dash cam, she's gonna say, well,
Speaker 7: I never hit her. This woman's crazy. This woman came
Speaker 7: after me. I feared for my life. And especially if
Speaker 7: now listen the Douglas County thing, I can see that
Speaker 7: being dismissed. I can absolutely see the arrest and I
Speaker 7: can also see it being dismissed. That was never going
Speaker 7: to be prosecuted because they'll never get a conviction. And
Speaker 7: then I can see if you don't have if you
Speaker 7: don't have that you have, I mean, you just don't
Speaker 7: have a lot to go on, Kathy.
Speaker 3: It's it's it's over.
Speaker 7: I mean, what I'm saying is there was no damage
Speaker 7: other than your car. Of course, now you can in
Speaker 7: your report to your insurance report her her license and
Speaker 7: all that and see if they can subrogate. But I'll
Speaker 7: bet you she's not admitting she hit you.
Speaker 3: Is that right?
Speaker 13: Yeah?
Speaker 1: She did.
Speaker 11: It's in the police report.
Speaker 3: No, she said you hit her.
Speaker 11: Well, but I'm looking at Yeah, that's what she told
Speaker 11: the Oh.
Speaker 3: Okay, well then guess what, Kathy. Tell me this. Why
Speaker 3: do people have to believe you and not her? If
Speaker 3: she said you hit her, and you say if she
Speaker 3: says you hit her and you say she hit you,
Speaker 3: who should they believe?
Speaker 11: Well, she's got that. She's claimed she did not go.
Speaker 7: Over in the absence, in the absence of any witnesses. Kathy,
Speaker 7: I know you didn't call for this, and I don't
Speaker 7: mean I'm just discussing this. It really is a good topic,
Speaker 7: it really is. But you don't have a case here.
Speaker 7: You're never going to get her prosecuted. If that's your goal,
Speaker 7: it will never happen. But it's too shady. You want
Speaker 7: everyone to take you at your word or do a
Speaker 7: massive investigation. Forensically, no one's going to do it.
Speaker 3: It's not worth it.
Speaker 11: She said she had witnesses, and.
Speaker 3: It doesn't matter. Neither of you have witnesses. It doesn't
Speaker 3: matter if you have witnesses. Is she coming after you? No,
Speaker 3: and you're not going after her.
Speaker 11: I've got an attorney. I'm going after her.
Speaker 3: Okay.
Speaker 7: Let me say this very clearly, Kathy. You're wasting every
Speaker 7: dime you have with that. Okay, I'm just telling you
Speaker 7: the truth. You're wasting money. You really, really, I swear
Speaker 7: to God, you're really, really, really really wasting money. And
Speaker 7: I wish I thought maybe you had witnesses or a
Speaker 7: dash cam. I'm Tom Martino. We have more coming up.
Speaker 7: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 7: dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance check up free no obligation comparison
Speaker 7: call Compass Insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three O three seven
Speaker 7: to seven to one help. You'll think you're his only
Speaker 7: customer when you choose Frank durand the real estate Man
Speaker 7: dot com to list your home with Remax Alliance three
Speaker 7: three nine two zero sixteen twenty two. Hi Tom Martino,
Speaker 7: you're troubleshooter. Welcome to the show. Three all three seven
Speaker 7: one three talks seven one three eight two five.
Speaker 3: I want to talk to Thelma. Thelma, what's going on?
Speaker 12: Okay? The city of Fort Collins, the city cancel have
Speaker 12: decided that republic is going to pick up all the
Speaker 12: trash and Fort Collins what do you mean?
Speaker 3: What do you mean?
Speaker 12: Yeah, they're going to pick up everybody's uh thray and
Speaker 12: recycled in Fort Collins.
Speaker 3: Okay, So the city's going to do this.
Speaker 12: Well, the Republican the cancel have decided the republic.
Speaker 7: That's what I mean, right, So the city, that's right?
Speaker 7: So the city, do you pay for trash service in
Speaker 7: your taxes?
Speaker 3: No?
Speaker 11: We pay uh uh senium.
Speaker 3: That but no, I get that you pay a premium.
Speaker 7: But Fort Collins or the city is the one that
Speaker 7: decides who the vendor is.
Speaker 12: That's right?
Speaker 3: Got it? Now?
Speaker 12: The reason I'm calling is I don't live in Fort College,
Speaker 12: but I own a four plax an apartment.
Speaker 9: Okay, Okay.
Speaker 12: Then one Sunday I went to do some work and
Speaker 12: found out my trade can and the recycle can look on.
Speaker 12: So I complained and tried to find out what was
Speaker 12: going wrong, and.
Speaker 3: That Okay, if you if you hold on, I'm going
Speaker 3: to come right back to you.
Speaker 7: I got to take this break, but I want to
Speaker 7: come back and find out what we're doing here and how.
Speaker 3: We can help you with Republic. Okay, So hang on.
Speaker 7: I'm Tom Martinez, also ted you'll be interested to know
Speaker 7: about car sales in in.
Speaker 3: Longman in general.
Speaker 7: Hang on, go with a sure thing Denver's Best roofer
Speaker 7: Excel Roofing dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Please time for an insurance check up free, no obligation
Speaker 7: comparison call Compass Insurance paying too much your coverage at
Speaker 7: dozens of insurance companies find out now three oh three
Speaker 7: seven seven to one help. You'll think you're his only
Speaker 7: customer when you choose Frank durand the real estate Man
Speaker 7: dot com to list your home with Remax Alliance three
Speaker 7: oh three nine two zero sixteen twenty two.
Speaker 1: Ripped News need advice so you don't.
Speaker 3: Have to.
Speaker 1: Run ins as can. Shooter's gonna help.
Speaker 3: Come six is the Troubleshooter Show.
Speaker 7: No Tom Martino, Hey Tom Martino here, Welcome to the show.
Speaker 7: Three o three seven one three talk three oh three
Speaker 7: seven one three eight two five five here to help
Speaker 7: you with your problems of every day life. Listen, we
Speaker 7: had a problem in the first hour, really quickly. I
Speaker 7: want to talk about very quickly, because it really drives
Speaker 7: home the point of documenting everything when you're on the
Speaker 7: road nowadays. By the way, this hour brought to you
Speaker 7: by Frank durand the real estateman dot com for free
Speaker 7: valuations of your home to see what it will sell
Speaker 7: for on the open market.
Speaker 8: Now.
Speaker 3: The reason I say that is.
Speaker 7: Because it is really important to know, and Frank urand
Speaker 7: the real estate man will tell you without any obligation whatsoever.
Speaker 7: And by the way, I just got this from Frank,
Speaker 7: and I'm gonna.
Speaker 3: Pay Happy birthday to you. That's Frank's singing birthday to you.
Speaker 3: So I'm not responsible birthday.
Speaker 1: Dear Tom, Happy birthday to you.
Speaker 3: That's Frank Duran in the real estate man.
Speaker 7: So last year they made a big deal about my
Speaker 7: seventieth and I'm seventy one. So I decided no more.
Speaker 7: I'm not celebrating any birthdays. Nothing to celebrate. I'm out
Speaker 7: looking for my life. Where the hell it went? Somewhere
Speaker 7: because I remember being in my twenties.
Speaker 3: That's all. There's the whole. The in between is a
Speaker 3: complete blank. Okay, now speaking of blanks, and that's what
Speaker 3: Nemrod I won't get.
Speaker 7: To that film up as an issue with the trash company.
Speaker 7: She said that Republic was just recently contracted with Fort
Speaker 7: Collins and her trash bins are missing.
Speaker 3: So now what's going on?
Speaker 12: Okay? When I went on Sunday, I found a try
Speaker 12: scanned missing and no nuns. So I put some of
Speaker 12: my own tracks canned out for the tenant and then
Speaker 12: I contacted the relative company that takes care of the.
Speaker 7: Okay, can we skip to the part where you found out?
Speaker 7: Did you find out who took your bins?
Speaker 12: Well, according to what I could get, that Republic had
Speaker 12: somebody that came and took the band, and I was
Speaker 12: told they would suppose they have put new band back.
Speaker 3: But that's right that because normally they want to use
Speaker 3: their own. So what happened did you ever get new bins?
Speaker 12: Well, after a week, a week and a half, they
Speaker 12: finally put one band, one three tackle band and one
Speaker 12: trass band for four units.
Speaker 3: And that how many did you have? How many did
Speaker 3: you have before that?
Speaker 12: We had two big recycle band and two big.
Speaker 7: Okay, so I imagine if you ask them for more you
Speaker 7: can get them right.
Speaker 12: I don't know. I have not dealt with them. I'm
Speaker 12: going down the day compa.
Speaker 3: Okay, how can we help.
Speaker 12: You now we It said in the one of the
Speaker 12: articles that they band the trash band would be for debris,
Speaker 12: your debris and whatever. So I put one of my
Speaker 12: own hand out with your debris on it and they
Speaker 12: refused to pick it out.
Speaker 3: That's right, that's right, they will.
Speaker 7: Huh felma. Really, it's really simple. You can't use your
Speaker 7: own bins with these new trash companies. Well, I say
Speaker 7: new with the new systems, and you can't. Now I
Speaker 7: understand you had some lag time there. Can't you simply
Speaker 7: transfer the stuff they didn't take into the new cans?
Speaker 12: I only have one can and that is for the
Speaker 12: four tennis there.
Speaker 3: Okay.
Speaker 7: I'll tell you what though, if you call them they
Speaker 7: I know they will gladly give them, give you extra ones.
Speaker 7: But here's what you might run into. And I want
Speaker 7: you to call us back. I thank you for calling,
Speaker 7: and I want you to call us back. But let
Speaker 7: me just end with these words, and this is this
Speaker 7: what you're probably going to find out is with the
Speaker 7: new system, whenever there's a new contract, these new companies
Speaker 7: tell the city how they operate, and the city approves it,
Speaker 7: you may find that you're going to pay per bin.
Speaker 7: In other words, the basic fee might be one of
Speaker 7: each recycle and regular, and then if you want two others,
Speaker 7: you're gonna have to pay for extras. If you find
Speaker 7: that out, don't be surprised. It's a new contract. But
Speaker 7: let us know what you find out after you talk
Speaker 7: to them. Right now, it's kind of premature to do
Speaker 7: anything until we hear back from you on this after
Speaker 7: you talk to them. But I would simply ask them
Speaker 7: for the two new bins three L three seven one
Speaker 7: three talk seven one three eight two five five. Hey,
Speaker 7: there are some people texting me saying Frank Duran has
Speaker 7: a good voice. Really, I mean, I don't think it's bad,
Speaker 7: but let's hear that again.
Speaker 3: Hold on, I don't think where.
Speaker 1: Is it happy birthday two you?
Speaker 3: I don't know that's a good voice. I guess he's
Speaker 3: a good man. That's all that counts, right, all right?
Speaker 3: Three oh three seven one three eight two five five.
Speaker 7: Next caller, let's talk to Ted about his car. Now, Ted,
Speaker 7: I'm going to tell you something interesting. All right, you ready?
Speaker 9: Yeah?
Speaker 3: Okay? In all of Colorado?
Speaker 7: Well, actually, my show goes around the country, but we're
Speaker 7: prevalent here in Colorado on the air, and the iHeart
Speaker 7: app of course, is elsewhere.
Speaker 3: But here's what I want to say.
Speaker 7: In all of Colorado, what do you think is the
Speaker 7: city that generates the most car complaints?
Speaker 14: Well, uh, long Mind, I'm gonna I'm gonna go with
Speaker 14: Long Line.
Speaker 3: Yeah, no, no, I'm serious.
Speaker 7: I once joked that there must be a recruitment program
Speaker 7: to bring bad car dealers to long Mind. I swear
Speaker 7: to God, it's unbelievable the disproportionate amount of complaints we
Speaker 7: get from that little community.
Speaker 3: Now, next would be Next would be Greeley. Okay, So
Speaker 3: what's going on with the What is the name of
Speaker 3: the dealer in Longmont?
Speaker 14: Well, it's a Stephen Stephenson Hyundai.
Speaker 3: They Oh, it's a Stephenson. It's a Stephenson dealer.
Speaker 14: Huh yes, uh huh.
Speaker 3: What happened?
Speaker 14: Well, I bought a twenty fourteen Audi Q five at
Speaker 14: the end of May.
Speaker 3: And five, what year?
Speaker 14: Twenty fourteen, Yes, sir, okay, And shortly thereafter it was
Speaker 14: using we found out it was using about a quart
Speaker 14: of oil every two hundred miles.
Speaker 7: Yeah, but it's a two thousand, it's a two thy fourteen.
Speaker 14: Yes, that's true. It did pass the miss emissions uh,
Speaker 14: and I did buy an extended warranty through them. It
Speaker 14: also has some other issues that were not covered by
Speaker 14: warranty I sadly found.
Speaker 3: But why did you buy it without getting it checked out?
Speaker 5: Well?
Speaker 14: I thought that the extended warranty would cover me for
Speaker 14: any any problems that I might have with How much.
Speaker 3: Did you pay for that extended warranty?
Speaker 14: Just under forty one hundred dollars?
Speaker 3: Oh my god? How much did you pay for the car?
Speaker 14: About thirteen thousand.
Speaker 7: Doesn't that seem disproportionate to you? A thirteen thousand dollars
Speaker 7: car and you paid a third of it, I mean
Speaker 7: a third of the value for a warranty it was.
Speaker 14: I was told it was the best warranty I could
Speaker 14: get for the miles that it had. It had just
Speaker 14: under one hundred thousand miles when I purchased it, and
Speaker 14: oh man, twenty five hundred miles.
Speaker 3: Now okay, So let me get this straight. So just
Speaker 3: under one hundred thousand, like how much?
Speaker 14: Under about three hundred hundred.
Speaker 3: Okay, so you had one hundred thousand miles for all
Speaker 3: practical purposes, yes, okay, okay. So with one hundred thousand miles,
Speaker 3: you figured I need a warranty, so you bought this one.
Speaker 3: I can see that. And then what I want to
Speaker 3: know is, so you.
Speaker 7: Did the warranty and did you read the warranty as
Speaker 7: to what it covers and not covers?
Speaker 3: Be honest?
Speaker 14: Well, I spoke with Chris Tracy, he's the finance director,
Speaker 14: and he explained the warranty to me.
Speaker 3: No, No, that doesn't count.
Speaker 7: You see, that doesn't count unless you recorded him and
Speaker 7: it was fraud and he absolutely lied to you.
Speaker 3: Did he lie to you?
Speaker 14: I don't think so it's hard to say.
Speaker 3: So now here's the deal.
Speaker 7: Let me just tell you in general why used car
Speaker 7: extended warranties are good for nothing.
Speaker 3: First, they won't cover normal wear and tear.
Speaker 7: Second, they won't cover owner abuse or lack of maintenance,
Speaker 7: and third they won't cover pre existing conditions.
Speaker 3: Now tell me what's left.
Speaker 14: Well, I understand that there was a class action lawsuit
Speaker 14: with Audi regarding some of their vehicles. I'm not sure
Speaker 14: if this one, uh.
Speaker 3: But that wouldn't apply to you. That wouldn't apply to you.
Speaker 7: I want to help you, see, I want to help you,
Speaker 7: and this is the way I help people. Sometimes I
Speaker 7: shoot down the arguments that aren't going to do them
Speaker 7: any good, okay, and then we try to pick something
Speaker 7: that will help them. So you hang on, let's go
Speaker 7: for the gusto. I want to know why your warranty
Speaker 7: isn't covering some of this stuff, because maybe it should.
Speaker 7: I think that's the low hanging fruit we try for first.
Speaker 3: Then we'll work backwards. Hang on.
Speaker 7: Remember when I when I give people a hard time
Speaker 7: and I want them to tell me stuff, it's because
Speaker 7: I'm looking for bullets to help them in their gun.
Speaker 7: Three oh three seven to one three eight two five
Speaker 7: five Go with a sure thing Denver's Best Roofer Excel
Speaker 7: roofing dot com. You don't pay a cent until you're content.
Speaker 7: Time for an insurance check up free, no obligation. In comparison,
Speaker 7: call compass insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three oh three seven
Speaker 7: seven to one help you'll think you're his only customer
Speaker 7: when you choose Frank durand the real estate man dot
Speaker 7: com to list your.
Speaker 3: Home with Remax Alliance. Three oh three nine two zero
Speaker 3: sixteen twenty two. Hi Tom Martino, your troubleshooter three oh
Speaker 3: three seven one three talk three O three seven one
Speaker 3: three eight two five five.
Speaker 7: Welcome to the show, and Ted, let's get right to
Speaker 7: it now. I want to know first what your extended
Speaker 7: warranty is not covering. And by the way, people, you
Speaker 7: can call three ozho three Martino. That's actually our primary
Speaker 7: line for getting through to us twenty four to seven
Speaker 7: leaving a message. We'll get back to you three oh
Speaker 7: three six two seven eight four sixty six. So, Ted,
Speaker 7: what is basically or not is what are the problems
Speaker 7: the warranty will not cover.
Speaker 3: Let's kind of list them. What are some of them?
Speaker 14: Well, the one that we just recently discovered was a
Speaker 14: fuel line to the fuel pump that is causing a
Speaker 14: vapor lock, and so that needs to be replaced.
Speaker 7: As okay, hold on, hold on, no, no, no, no. Fuel
Speaker 7: lines don't suddenly cause vapor locks. So that wouldn't be
Speaker 7: a warranty thing because it's the original fuel line and
Speaker 7: replacing the fuel line isn't going to correct that. So
Speaker 7: I don't understand what you're talking about. That the fuel
Speaker 7: line go ahead.
Speaker 14: I took it to an Audi dealer and Prestige Oudy
Speaker 14: diagnosed the problem. They said it was some kind of
Speaker 14: an overheating of the line. It was caused a vapor lock.
Speaker 7: Well hold on, okay, but that's design, that's designed. So
Speaker 7: how do they propose changing the design? Are they going
Speaker 7: to reroute it?
Speaker 3: Yeah?
Speaker 14: I think there was an issue. I think on Audi's
Speaker 14: with that jewel line there was.
Speaker 3: Okay, so they're rerouting.
Speaker 5: It right manufactory?
Speaker 14: Yeah, Well, I don't know what they're doing, but they
Speaker 14: gave me a quote for twenty seven hundred dollars.
Speaker 7: Well, listen, I wouldn't do it. Hold on, don't do it.
Speaker 7: Go to another, go.
Speaker 3: To an independent, do not do I hope you didn't
Speaker 3: do it.
Speaker 14: No, No, I haven't done anything yet, all right.
Speaker 7: I would have that diagnosed, and I would go to
Speaker 7: Kevin Coulkin Shardan Auto Tech.
Speaker 3: Where are you located.
Speaker 5: I'm in Arvada.
Speaker 7: Go to Shardan Autotech and have them look at it
Speaker 7: and diagnose it if that's causing a vapor lock. If
Speaker 7: they can put a heat shield or something, twenty seven
Speaker 7: hundred bucks for that.
Speaker 3: What did they say exactly.
Speaker 7: They're going to do for twenty seven hundred By the way,
Speaker 7: actually it doesn't matter. I just told you what to do.
Speaker 7: Don't do it, and I'll tell you why. And because
Speaker 7: it's not worth it.
Speaker 3: End.
Speaker 7: It's also not a warranty issue. What else are they
Speaker 7: not covering? I want to try to find something they
Speaker 7: should cover that they're not covering.
Speaker 3: Give me another example.
Speaker 14: Well, I think that's really the main thing. I'm really sure.
Speaker 7: Wait a minute, so so you you said you had
Speaker 7: multiple problems, and now you tell me it's one problem.
Speaker 14: Well, there there are there are coil packs that are
Speaker 14: covering the plugs that are broken. But that's that's not
Speaker 14: a warranty thing that they will cover. So I'm not
Speaker 14: worried about that. That was okay, about the thousand dollars,
Speaker 14: so well, they didn't cover that.
Speaker 3: What else?
Speaker 14: The main thing is that the oil usage. I'm surprised
Speaker 14: that it.
Speaker 3: Really now that Now that's major. That's major.
Speaker 7: Okay, So let's talk about oil usage. Oil usage in
Speaker 7: and of itself is not a defect.
Speaker 3: So what is causing the oil usage.
Speaker 14: Apparently it's the rings that are defective or not feeling.
Speaker 3: No, they're not defective. They're worn out, they have one
Speaker 3: hundred thousand miles and it's a German car. That's normal.
Speaker 14: That's normal.
Speaker 3: Okay, yep, that's normal.
Speaker 14: Yeah, I see Audis.
Speaker 7: Let me let me explain something. Audis are not pieces
Speaker 7: of junk. Beamers are not pieces of junk, and Mercedes are.
Speaker 3: Not pieces of junk.
Speaker 7: But the sad truth, the saddest truth, is that they
Speaker 7: become pieces of junk after about seventy five thousand miles.
Speaker 14: Okay, okay, now, well I wish I had known that before.
Speaker 3: But your warranty, your warranty will not cover worn out rings.
Speaker 7: That is a normal wear and tear. So so that's unfortunate.
Speaker 7: I was hoping we could find a defect or something
Speaker 7: here calling it defective rings. They're no more defective than
Speaker 7: my grandmother was at ninety six. My grandmother was ninety six,
Speaker 7: her knees were old and were they defective, Well then
Speaker 7: they were, but they didn't start out that way.
Speaker 14: So yeah, they want me to replace the rings, you know,
Speaker 14: but they'll they'll do it for around ten grand or
Speaker 14: more and so, well, that's an engine job.
Speaker 3: Once you open up that top, you do the whole
Speaker 3: top end.
Speaker 5: Yeah.
Speaker 3: Yeah, well actually.
Speaker 7: It's not the top, is it or whatever it is.
Speaker 7: If they do the rings, you're going to have to
Speaker 7: do the whole thing. I mean, look, if you love.
Speaker 3: This car, is it in good shape?
Speaker 8: Oh?
Speaker 3: Yes? Yes? How much did you pay for it? Thirt?
Speaker 3: You didn't? Okay, all right.
Speaker 7: It's not terrible what I was so, and listen, I
Speaker 7: don't I promise you.
Speaker 3: I don't mean this as an insult.
Speaker 7: But you wanted an Audi because of the thing, and
Speaker 7: you couldn't afford a new one, so you got the
Speaker 7: one you could afford.
Speaker 14: Right, Uh yeah, we we wanted an Audi, so we
Speaker 14: got the one we could afford.
Speaker 3: That's yeah, yeah, yeah, of course of course. Now just
Speaker 3: you know, some of these Audis can go, you know.
Speaker 7: I mean, I'm not sure you got completely screwed here
Speaker 7: as far as pricing, so I don't I don't think so.
Speaker 3: Like what you said, it was a twenty fourteen, right right?
Speaker 7: Okay, well okay, have you did you price them anywhere
Speaker 7: else before you bought them?
Speaker 14: Well that that was the Yeah, I checked on that.
Speaker 7: You're right, you were right in the ballgame, right in
Speaker 7: the ballgame, right in the book.
Speaker 3: Okay, that's what it was, right, So in other words,
Speaker 3: you were not overcharged at all, is it? Now? They're
Speaker 3: they're very pretty cars. So is the body in really
Speaker 3: good shape?
Speaker 12: Oh?
Speaker 14: Yeah, the body and interior is great.
Speaker 9: Yeah.
Speaker 3: Okay, I'm going to tell you something.
Speaker 7: Even if you had that engine rebuilt, which would take
Speaker 7: care of all of these issues, right, you wouldn't.
Speaker 14: Until seventy thousand miles apparently according to you.
Speaker 3: So right, that's right.
Speaker 7: If you had it rebuilt, you'd get another seventy five
Speaker 7: thousand with no problem.
Speaker 3: But your your transmission is next to go.
Speaker 14: So yeah, I understand. Yeah, I don't want to chase
Speaker 14: chase the used car like that.
Speaker 3: So no.
Speaker 7: But but if you're in it for thirteen if you're
Speaker 7: in it for thirteen grand, it's there's a very real possibility.
Speaker 7: And I hope you're sitting that you could be into
Speaker 7: this for about twenty eight to thirty with everything that
Speaker 7: it's going to need. Now, if you're into it, okay,
Speaker 7: So if you're into it for twenty eight or thirty, okay,
Speaker 7: and I'm not, I'm not, and everything else because that's everything,
Speaker 7: that's transmission engine. Well, if you love the car, that's
Speaker 7: I know this sounds crazy and I normally wouldn't do it,
Speaker 7: but you already bought it. What can you get let's say,
Speaker 7: for twenty eight thousand miles for twenty eight thousand dollars
Speaker 7: in that vent of that, that stature and that without
Speaker 7: you know, with virtually no miles.
Speaker 3: Now, what can you get for that?
Speaker 7: So I don't What I'm trying to do is not
Speaker 7: make you feel terrible. A lot of people say, Tom,
Speaker 7: why would I sing money into this car? Well, if
Speaker 7: you've already made the mistake of buying it, and you
Speaker 7: didn't by the way, you didn't overpay for it, So
Speaker 7: investing in it is all I'm saying.
Speaker 3: Is not the end of the world. That's what I'm saying.
Speaker 7: Now, some people would say no, instead of that, instead
Speaker 7: of taking the thirteen grand and the seven grand, instead
Speaker 7: of taking like that ten that you know, let's say
Speaker 7: I said.
Speaker 3: You're into it for thirteen twenty three.
Speaker 7: Yeah, so instead of putting another fifteen into it or more,
Speaker 7: put that down on a new car. And that might
Speaker 7: be wisdom too, But it's only up to you to
Speaker 7: decide but that will I'm going to tell you, Ted,
Speaker 7: that is going to give you major You're going to
Speaker 7: have not If you have problems, you will have problems.
Speaker 7: And right now you're seeing it, so you may want
Speaker 7: to trade it in. How long have you owned it?
Speaker 14: About three or three or four months?
Speaker 12: Oh?
Speaker 3: Terrible, terrible, terrible?
Speaker 11: Yeah yeah, so yeah, I wasn't.
Speaker 14: I just wanted to call you and get some options
Speaker 14: from you and see what any my options are.
Speaker 7: Take Never go to the outing dealer. My option is,
Speaker 7: don't go to the outing dealer. That's the first one.
Speaker 7: Go to a competent mechanic. Go to referral list dot com,
Speaker 7: find a competent mechanic seriously and take it.
Speaker 3: Somewhere where you can have it done reasonably.
Speaker 7: And if you want to just keep it afloat and
Speaker 7: eventually trade it in, the problem is you're you're gonna
Speaker 7: be on you know, if you keep it another couple
Speaker 7: of years, you're going to be at one hundred and
Speaker 7: fifty hundred and sixty thousand miles. But you didn't overpay, okay,
Speaker 7: So if you if you limp it along, don't do
Speaker 7: the rings and just limp it along.
Speaker 3: So what Okay?
Speaker 7: So let's say that two years from now you get
Speaker 7: seven grand for it.
Speaker 3: Six grand, seven grand. Let's say that.
Speaker 7: Uh huh, so it cost you three or fourth out
Speaker 7: three thousand a year to own it plus means, so
Speaker 7: it's cost you four thousand a year. And this is
Speaker 7: what I try to do with people. I call it math.
Speaker 7: Math never lies. So let's just say it takes four
Speaker 7: thousand a year, and by the time you get rid
Speaker 7: of it, you will have lost from your purchase four
Speaker 7: thousand a year.
Speaker 3: But remember you also had it to drive.
Speaker 7: So if we do that, that's one hundred and sixty
Speaker 7: six dollars a month.
Speaker 3: You see, so when you look at that, it's not terrible.
Speaker 14: Well, thank you for softening the blow somewhat. And I
Speaker 14: appreciate your honesty. You know, listen to you from the
Speaker 14: time you know, back in.
Speaker 3: The Thank you, Thank you.
Speaker 14: And I just wish I could get the same directness
Speaker 14: from the dealership. But when I call them and leave
Speaker 14: a message to try to talk to somebody there, now.
Speaker 7: You know what, don't bother with them seriously, and you're
Speaker 7: gonna turn You're gonna spend way more money than you
Speaker 7: have to do. Not go to a dealer with an
Speaker 7: older car like that three all three seven one three
Speaker 7: talk seven one three eight two five five eight eight
Speaker 7: eight heating dot com.
Speaker 3: If you're looking for.
Speaker 7: Someone to check out your furnacere air right now with
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Speaker 7: with a sure thing Denver's best roofer Excel Roofing dot com.
Speaker 7: You don't pay a cent until you're content. Time for
Speaker 7: an insurance checkup free, no obligation. In comparison, call Compass
Speaker 7: Insurance paying too much your coverage at dozens of insurance
Speaker 7: companies find out now three oh three seven seven to
Speaker 7: one help. You'll think you're his only customer when you
Speaker 7: choose Frank durand the real estate Man dot com to
Speaker 7: list your home with Remax Alliance three oh three nine
Speaker 7: two zero sixteen twenty two. Hi Tom Martino, your troubleshooter
Speaker 7: three oh three seven one three talks zero three seven
Speaker 7: one three eight two five five. Okay, So let's talk
Speaker 7: to uh Nick about mineral rights.
Speaker 3: Hello Nick, what's going on?
Speaker 12: Oh?
Speaker 3: You know? Well, Thank you very much, Nick, appreciate it.
Speaker 9: I got these.
Speaker 12: I got a couple of les from Abundance r.
Speaker 5: E l LC oil dillers.
Speaker 12: Yeah, marcelling mineral rights to them.
Speaker 7: Now hold on, hold on. So you have mineral rights
Speaker 7: that you want to sell?
Speaker 3: Is that right?
Speaker 12: I'm not sure because I got these letters in the
Speaker 12: mail first part of the week.
Speaker 7: Okay, but but Nick, I need to ask you something first.
Speaker 7: You do own mineral rights, is that correct?
Speaker 3: Yes? Okay?
Speaker 7: Are your mineral rights acreage or wells or working interest?
Speaker 3: Are they royalties? Or tell me? What are your mineral rights? Well?
Speaker 12: We uh, I live in a sub and they won't
Speaker 12: want to drill underneath.
Speaker 5: So you have a monola and you know how to
Speaker 5: do that.
Speaker 7: Yeah, yeah, I understand what you're saying. It's called lateral drilling.
Speaker 7: But but I'm still not getting a uh.
Speaker 3: Do you literally have mineral rights right now where you're
Speaker 3: you are collecting payment or royalties?
Speaker 8: No?
Speaker 7: Okay, so you really Okay, you do have rights, but
Speaker 7: they're you have land, you don't have rights, So they're
Speaker 7: asking you they're asking you to give up the minerals
Speaker 7: under your land.
Speaker 3: Is that correct?
Speaker 6: Right?
Speaker 3: And you're sure that when.
Speaker 7: You bought that sub in that subdivision, the mineral rights
Speaker 7: were conveyed to you with the land and the developer
Speaker 7: did not retain them, right because as a developer in
Speaker 7: my past life, I retained all of that stuff water
Speaker 7: rights and mineral rights.
Speaker 3: So you're sure you have them? And how much are
Speaker 3: these people offering?
Speaker 8: I'm sorry to purchase per one thousand functions.
Speaker 7: Hold on your your connection sucks, man, I wish I
Speaker 7: could hear you better.
Speaker 3: Yeah, one thousand dollars?
Speaker 7: Did you say, let's try to get him back because
Speaker 7: he's about to make some serious mistakes if he doesn't
Speaker 7: know what he's doing. I've dealt with hundreds of thousands
Speaker 7: of acres of mineral rights and royalties and I can
Speaker 7: help them. Three oh three seven one three talk three
Speaker 7: oh three seven one three eight two five five.
Speaker 3: Okay, so here's the deal. I don't know where's that
Speaker 3: what we have? And this is really important, Okay.
Speaker 7: We have a lot of people making the same mistake
Speaker 7: over and over and over. I'm reading about it on
Speaker 7: every social media platform. People have been paying people upfront
Speaker 7: and getting ripped off, specifically landscapers, fencing contractors, and handymen,
Speaker 7: not necessarily big jobs, but twelve fifteen hundred, two thousand
Speaker 7: dollars they disappear. This is becoming an epidemic so please
Speaker 7: be careful when it comes to these types of things. Please, okay,
Speaker 7: I recommend no money up front paying for when materials
Speaker 7: are delivered, you pay for those materials.
Speaker 3: And then you pay as you go. Money upfront for
Speaker 3: nothing is a no no in my opinion. That's just
Speaker 3: the way it is.
Speaker 7: I mean, I don't know why the hell contractors can't
Speaker 7: do that. Well, come back to Nick in the mineral
Speaker 7: rights and all of that coming up. Dan McKenzie will
Speaker 7: help you with a will or a trust, even an LLC,
Speaker 7: a clever way to keep property that can go to
Speaker 7: your kids. Find out more from Dan McKenzie mackenzie Law.
Speaker 7: He puts the personal in this estate planning process. It's
Speaker 7: a firm where you actually talk to him and make
Speaker 7: your plan eight three three COO Plans. The website is
Speaker 7: coplans dot co. Go with a sure thing Denver's Best
Speaker 7: Roofer Excel roofing dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance checkup, free no obligation comparison call
Speaker 7: Compass insurance paying too much your coverage at dozens of
Speaker 7: insurance companies find out now three oh three seven seven
Speaker 7: to one help you'll think you're his only customer when
Speaker 7: you choose Frank durand the real estate Man dot Com
Speaker 7: to list your home with Remax Alliance three oh three
Speaker 7: nine two zero sixteen twenty two. Hi Tom Martino, your
Speaker 7: troubleshooter three O three seven one three talk three oh
Speaker 7: three seven one three eight two five five Henry, he
Speaker 7: has an issue with a social security number. And then Jim,
Speaker 7: we're going to take you on a home sale too. Hey, Henry,
Speaker 7: what's happening?
Speaker 15: Hey dad, This is.
Speaker 3: Bulls Henri Dulcha and Henry Dulchase my daughter. Henry is
Speaker 3: Henry Bretts from Jay Bretts and Henry Brett's on Excel roofing. Yes,
Speaker 3: so you fooled me. I thought you had a social
Speaker 3: security question? So what are you calling about? Let me guess.
Speaker 15: Okay, Okay, I'm kind of freaking out right now. Here
Speaker 15: is the best way to get in contact, and it
Speaker 15: is a problem for the show. So we decided to
Speaker 15: stop buy a gun store. Because I'm living on my own,
Speaker 15: we thought it might be good to at least have
Speaker 15: like a shotgun or something.
Speaker 5: Why we walk in.
Speaker 15: Yeah, like just an idea. But okay, so that's not
Speaker 15: the part you're gonna be mad at. So I'm just
Speaker 15: wondering what we do in this situation.
Speaker 11: There was this guy.
Speaker 15: And we both thought he worked there, and he was asking,
Speaker 15: you know, to take a picture of the social Security
Speaker 15: card to get started on the information. And so, you know,
Speaker 15: not knowing any better, I pull it out and I
Speaker 15: put it on the counter and this guy he takes
Speaker 15: a picture of it. Wait a minute, Yeah, he takes
Speaker 15: the picture of my social Security card like on his iPhone,
Speaker 15: which I thought was kind of weird. And then all
Speaker 15: of a sudden, like he just walks out, like he just.
Speaker 3: Leaves, and so Henry's like this, dulcea, is this true?
Speaker 3: This truly happened.
Speaker 15: Yeah, we were at the gun store and then like
Speaker 15: we look at and then the two workers come back
Speaker 15: out because you know, one of them is like they
Speaker 15: just rent to the back of like ten seconds, and
Speaker 15: I was like, who is the guy that works here?
Speaker 15: And they said that they were only two working that
Speaker 15: that day, and I, like him, just wondering, how do
Speaker 15: I get that back?
Speaker 7: What do you mean get it back? You're not gonna
Speaker 7: be able to get it back. This guy's going to
Speaker 7: make a social Security.
Speaker 15: Card no, he took a picture of me too. Henry
Speaker 15: thought that was the weird part.
Speaker 3: Yeah, because then he's going to get a license.
Speaker 7: So now you got both things gone for No, seriously,
Speaker 7: you're my daughter and this happens to you.
Speaker 3: Henry Brett's come on, bro, why did you let her
Speaker 3: do that?
Speaker 11: It was my fault.
Speaker 15: He's kind of freaking out right now. He said he
Speaker 15: didn't want to call you, but I said, my dad
Speaker 15: will know what to do, so you know it's not
Speaker 15: that bad though, right.
Speaker 3: No, No, here's what we're gonna do.
Speaker 7: Seriously, We're gonna put a credit freeze on your credit
Speaker 7: reports when you get home.
Speaker 3: I'll put a credit freeze.
Speaker 7: No, seriously, because then no one can open and account for
Speaker 7: you at all. What they may do is they may
Speaker 7: try to use your Social Security for applying for ab
Speaker 7: or something. They could do that, and that that's most
Speaker 7: likely what they're gonna do.
Speaker 3: That's weird.
Speaker 12: Yeah.
Speaker 7: So this guy wait, wait a minute, this guy didn't
Speaker 7: even work there, but he was at the gun store
Speaker 7: pretending like he had authority.
Speaker 15: I mean, yes, but luckily this did it happen because
Speaker 15: it's just a prank for your birthday.
Speaker 3: Oh yeah, man, you're pissing me off. Gosh, I was okay, Henry,
Speaker 3: thank you for uh for being part of that. By
Speaker 3: the way, no more commercials for Excel.
Speaker 15: What he thought it was too far.
Speaker 3: I came up with it, okay, Well you know what.
Speaker 7: It was fun actually, and I know people were saying,
Speaker 7: this is your daughter and this is how you taught
Speaker 7: your daughter.
Speaker 3: Thank you.
Speaker 7: It was fun though, because I'm now relieved. I'm now relieved.
Speaker 7: It's like when she said one time, Dad, I really
Speaker 7: did major damage to my car and Andy, when watch
Speaker 7: you go, I don't think I can drive it and
Speaker 7: it's totaled, and then she says, no, just the deer
Speaker 7: ran out and hit me. So thank you for calling.
Speaker 7: And she pranked me for my birthday. That was a
Speaker 7: good one. No more pranks, Katschina. If it's a prank,
Speaker 7: you tell them no pranking. We got more coming up
Speaker 7: on the Troubleshooter Show. I'm going to talk to Jim. Jim,
Speaker 7: let's get started on your problem. What's going on with
Speaker 7: your home sale?
Speaker 8: Well, happy birthday. Just recently I got a home sold
Speaker 8: that my mom had left my name on the title,
Speaker 8: and I took care of it for several years going
Speaker 8: in and doing new roofs, and a lot of remarks.
Speaker 3: So wait a minute, when did you sell? When did
Speaker 3: you hold on it was your home or your mom's, Jim?
Speaker 8: It was it's actually mine. The title was left in
Speaker 8: my name when she passed.
Speaker 3: Oh okay?
Speaker 7: And how long ago was that?
Speaker 8: That was in two thy twenty sir?
Speaker 3: Okay?
Speaker 7: And did you actually you said it was left to you?
Speaker 7: Did you change the deed to put it actually in
Speaker 7: your name?
Speaker 3: The title?
Speaker 8: I mean, yes, yes, sir. I think they call it
Speaker 8: a quick deed or something like that.
Speaker 7: I believe, okay, But but it happened at death. Is
Speaker 7: that when you actually inherited it? Did she leave it
Speaker 7: in a will?
Speaker 8: Yes, no, sir, it was actually my name was on
Speaker 8: the title, which I was surprised. I was trying to wait.
Speaker 3: She okay, So she actually did it before she.
Speaker 8: Died, yes, sir, Yes, or many years actually?
Speaker 3: Oh, damn it, damn it, damn it, Jim. You hold
Speaker 3: on because I'm going to tell you that was not
Speaker 3: a good way to do it.
Speaker 7: Go with a sure thing. Denver's Best rufer Excel roofing
Speaker 7: dot com. You don't pay a cent until you're content.
Speaker 7: Time for an insurance check up free, no obligation. In comparison,
Speaker 7: call Compass Insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three all three seven
Speaker 7: seven to one help. You'll think you're his only customer
Speaker 7: when you choose Frank durand the real estate man dot
Speaker 7: Com to list your home with Remax Alliance three all
Speaker 7: three nine two zero sixteen twenty two.
Speaker 9: Yeah, ripped.
Speaker 1: News you needed, that's who you don't have. Come running
Speaker 1: as fast as you can. Shooter's gonna help.
Speaker 6: Come MANX is the Troubleshooter Show.
Speaker 3: Now Tom Martino, Hi, Tom Martino here, Welcome to the show.
Speaker 7: Three all three seven one three talk three oh three
Speaker 7: seven one three eight two five five.
Speaker 3: I'm gonna go right to the phones, and then I
Speaker 3: will discuss anything else on your minds. I might wanna
Speaker 3: touch on a few things that are bugging the living
Speaker 3: crap out of me. I'm sorry, I'd bring it up.
Speaker 3: I'll do it in a minute here. Just anyway.
Speaker 7: Jim talked about a house sale.
Speaker 3: Thank you, okay.
Speaker 7: Jim talked about a house sale, and he said he
Speaker 7: his mom put him on the deed years ago. He
Speaker 7: didn't even know it, so obviously she died and he
Speaker 7: wants to sell it. Or did you already sell it, Jim?
Speaker 8: Yes? Or I did.
Speaker 7: It's important to know this, Jim, really important to know this.
Speaker 3: Was it? Were you the only one on the deed?
Speaker 3: Or did she put you on the deed with her?
Speaker 8: Well? It initially started out Tom under my father and
Speaker 8: her name yes, yes, added at some time at some
Speaker 8: point in time, and my dad passed, and then obviously
Speaker 8: it went into her name. And then when she passed,
Speaker 8: as I said, I was trying to handle her business.
Speaker 3: No, no, but here's what I need to know.
Speaker 7: It was in your dad and mom's name when your
Speaker 7: dad passed. Did your mom put you on the deed
Speaker 7: right then?
Speaker 8: No, sir, I believe it was put on but my
Speaker 8: dad was still living.
Speaker 3: So it was the three of you, and then just
Speaker 3: the two of you, yes, sir, and then it's just
Speaker 3: one of you.
Speaker 8: Yes, sir.
Speaker 7: Okay, this is this is very weird, and I'm going
Speaker 7: to tell you why it's better than if you were
Speaker 7: put on there alone. And let me explain this to people. Normally,
Speaker 7: when you want to put your child on a deed,
Speaker 7: normally you put them on the will or in a
Speaker 7: beneficiary deed, so it's left automatically when you die. If
Speaker 7: you put them on the deed before you die, they
Speaker 7: inherit the original basis of that house.
Speaker 3: Do you know what that means, Jim, No, I don't.
Speaker 8: Tom.
Speaker 7: Here's what it means. It means that whatever she bought
Speaker 7: the house for is the basis that you use when
Speaker 7: you sell it to figure out your taxes.
Speaker 3: If she did it the correct way, which would have.
Speaker 7: Been a beneficiary's deed or in a will, your basis
Speaker 7: would have been the day of her death, which is
Speaker 7: presumably higher than when she bought it. Therefore, you would
Speaker 7: have made less profit when you sell it, and therefore
Speaker 7: you'd pay less taxes.
Speaker 3: Okay, does that make sense to you? Yes, it does,
Speaker 3: because you only.
Speaker 7: Pay tax on profits above a certain amount if it's
Speaker 7: your primary residence, or above the selling price if it's
Speaker 7: not your primary residence. Now, but because she was on
Speaker 7: it too, you have a very weird situation. And here's
Speaker 7: the situation, without getting too complicated.
Speaker 3: When the three of you were on that deed, it
Speaker 3: was right of.
Speaker 7: Survivorship because after the dad died, the two of you
Speaker 7: took over the house, right.
Speaker 8: I would assume that, yes, sir.
Speaker 3: Yeah, Therefore a third of the house has a.
Speaker 7: Basis of when the dad died, and speed forward to
Speaker 7: when your mom died. Fifty percent of that house, fifty
Speaker 7: percent of it now has a stepped up basis, So
Speaker 7: you're not going to be as bad as shape after
Speaker 7: selling it to pay taxes.
Speaker 3: Meet. Here's what I mean.
Speaker 7: Fifty percent of the house will be valued at her
Speaker 7: day of death. The other fifty percent of the house
Speaker 7: will be valued when they bought it. So you're going
Speaker 7: to pay some capital gains on part of it, and
Speaker 7: you're going to need an accountant to help you figure
Speaker 7: it out. Okay, But in general, what is your question
Speaker 7: when you when did you sell it?
Speaker 8: I sold it about I would say, five weeks ago.
Speaker 3: And how much did you sell it for?
Speaker 8: One hundred and thirty five thousand.
Speaker 7: And after all expenses? After all expenses, what did you
Speaker 7: put in your pocket?
Speaker 8: Well? I'm holding on to it right now, Tom, is
Speaker 8: a little bit of a story to that if I
Speaker 8: might share.
Speaker 7: Okay, But okay, okay, I have another question real quick
Speaker 7: before you go in with your story. You sold it
Speaker 7: for one hundred and thirty five thousand. What did your
Speaker 7: mom and dad buy that house.
Speaker 8: For I think sixty thousand?
Speaker 3: And were you living in it at the time, No, sir,
Speaker 3: I was not.
Speaker 7: Okay, so you're going to have roughly if you figured
Speaker 7: it out, you will have some You're not gonna have much,
Speaker 7: but you'll have some taxes.
Speaker 3: But now go ahead with your story. You wanted to
Speaker 3: tell me, I'll shut up.
Speaker 8: Go ahead, Okay.
Speaker 2: There's nine of us children, okay, And the request on
Speaker 2: behalf of my mom was to share, obviously in the
Speaker 2: value of the home once it sold, portions to each
Speaker 2: and every one of us. At the initial time the family, again,
Speaker 2: we kind of voted, and it wanted to sell for
Speaker 2: seventy two thousand to one of our relatives. I made arrangements,
Speaker 2: we did the whole deal, got it to the day
Speaker 2: of closing.
Speaker 8: That individual said no, I don't want to buy it now.
Speaker 8: So I went ahead and took it over and over
Speaker 8: that time put in i'd say about twenty to twenty
Speaker 8: five thousand dollars.
Speaker 3: When did you take it over all that I.
Speaker 8: Took it over in two thousand, let's see about October
Speaker 8: of twenty and twenty.
Speaker 3: Okay.
Speaker 7: Then basically you didn't sell it to that relative.
Speaker 8: No, No, they backed out of the deal.
Speaker 7: Okay, so this makes it simpler. So you took over
Speaker 7: the house in twenty twenty, and you therefore you had
Speaker 7: no money to give to your siblings, right right.
Speaker 8: Correct, sir?
Speaker 3: Did you move into the house when you took it over.
Speaker 8: No, I own a home in Colorado Springs. I'd go
Speaker 8: down there pretty much weekends, holidays.
Speaker 3: And you fixed it up. Okay, but who's living in it? Yes?
Speaker 8: I was letting a niece live in it rent free,
Speaker 8: just so that there'd be occupancy there.
Speaker 3: Who's living in it now?
Speaker 8: Nobody served because I sold it.
Speaker 3: Oh, you just said you didn't sell it, bro, So
Speaker 3: did you sell.
Speaker 8: It or did I sold it like five weeks ago?
Speaker 7: Okay, So you took it over basically when your mom died,
Speaker 7: you fixed it up, and you sold it and you
Speaker 7: sold it. But there's a lot to consider here, because
Speaker 7: first and foremost, without fixing that house up, and then
Speaker 7: you want your siblings to chip in in other words,
Speaker 7: you want to distribute what's left.
Speaker 3: Was there a mortgage on the house when you sold it? No, sir,
Speaker 3: it was clear, okay, but you want to take that
Speaker 3: one one hundred and thirty five thousand.
Speaker 7: You have to subtract the taxes you're going to have
Speaker 7: to pay, Then you need to subtract the repairs you
Speaker 7: put in it, and then you divide up the rest.
Speaker 3: Do you understand that?
Speaker 5: Yes, sure I do, but you're.
Speaker 3: Not going to get okay, So that's the way you
Speaker 3: do it. So here's what I want to know.
Speaker 7: Are they willing to let you be reimbursed for the
Speaker 7: repairs you put in it?
Speaker 8: Well, I'm sure of it.
Speaker 7: I mean, how much did you spend fixing it.
Speaker 8: Up between twenty and twenty five thousand?
Speaker 7: So let's say twenty five thousand, okay, So if you
Speaker 7: fixed it up for twenty.
Speaker 3: Five thousand, you're also.
Speaker 7: You guys are going to have to pay taxes on
Speaker 7: this thing because you sold it. Those taxes are due.
Speaker 7: You sold it for one thirty five. Let's say they
Speaker 7: bought it. This is so, this is so weird. I'm
Speaker 7: just telling you you need an attorney. But I'm going
Speaker 7: to tell you how it's roughly done. One thirty five okay,
Speaker 7: minus what they bought it for.
Speaker 3: Let's say they bought it for seventy five.
Speaker 7: That leaves sixty thousand dollars sixty thousand that that you
Speaker 7: made on this house, except you really didn't because half
Speaker 7: of it had a stepped up basis at the time
Speaker 7: of her death. It's very complicated the way you did it. Okay,
Speaker 7: So at the time of her death, what was the
Speaker 7: house worth? It was worth about what I think it was.
Speaker 8: I think one hundred and thirty.
Speaker 7: Let's just say for arguments sake, it was the same
Speaker 7: amount as you sold it for, so okay, and you
Speaker 7: can estimate on your tag.
Speaker 3: So let's say it was worth one hundred and thirty
Speaker 3: five when she died. You divide that by two, because
Speaker 3: half your basis now is half of that of that
Speaker 3: time it was sixty seven to five, and then the
Speaker 3: rest of it was their old basis.
Speaker 7: Again, this is very complicated because of her putting you
Speaker 7: on the deed. It screwed everything up. But you will
Speaker 7: have some taxes due, and on your half, you're going
Speaker 7: to have taxes due, all right, and those taxes have
Speaker 7: to be paid by all of you if you're going
Speaker 7: to distribute the proceeds. So you have to tell your siblings,
Speaker 7: you need to go to an accountant, and you need
Speaker 7: to figure out the taxes due and how much you're
Speaker 7: due for repairs, and you'll divide the rest.
Speaker 3: There's not going to be a hell of a lot left,
Speaker 3: you know.
Speaker 8: That, right, Yeah, I'm pretty much figuring that. Specially.
Speaker 3: Did you have commissions?
Speaker 7: Did you pay real estate commissions?
Speaker 8: Yes, sir, I did, obviously, you mean like the title
Speaker 8: company in realtor and all that.
Speaker 7: Yeah, So you have to figure out even though you
Speaker 7: sold it for one thirty five, you didn't get one
Speaker 7: thirty five.
Speaker 8: No, sir, I ended up as about one twenty seven.
Speaker 7: Okay, So you take the one twenty seven and then
Speaker 7: you have to figure half of that will be gained
Speaker 7: to you, and you're gonna have to an accountant's going
Speaker 7: to have to figure this mess out for you. You have
Speaker 7: to figure out before you do anything, how much taxes
Speaker 7: do cause you're gonna have.
Speaker 3: To pay tax on it.
Speaker 7: Okay, you're gonna have to pay capital gains taxes because
Speaker 7: it wasn't your primary residence. Then you're gonna have to
Speaker 7: pay yourself back for the repairs. So let's say there's
Speaker 7: gonna be about twelve thousand in taxes, another twenty five
Speaker 7: in repairs, So you take thirty seven, say forty thousand,
Speaker 7: you take off of the one thirty five or thirty five,
Speaker 7: So now you're left. Let's say you're left with ninety
Speaker 7: thousand to split. They each get a thousand dollars. Are
Speaker 7: they going to be satisfied with that?
Speaker 8: Well? I guess it have to be. I mean, there's
Speaker 8: nothing else I could do with it? You know about it?
Speaker 3: Well? And is there a will that says it goes
Speaker 3: to Was there a will that says it goes to
Speaker 3: the nine of you?
Speaker 8: No, sir, no will. There was nothing.
Speaker 3: It was kind of a well, then they have to
Speaker 3: take what you give them.
Speaker 7: They have to take what you give them because technically
Speaker 7: at your house and you don't have to give them anything.
Speaker 8: Yes, sir, And I mean a lot of people have
Speaker 8: explained that to me. But again, I guess that's neither
Speaker 8: here nor therea How.
Speaker 3: Do you know your mom wanted the house to go
Speaker 3: to all of you?
Speaker 8: Well, she said, just do the right thing once once?
Speaker 8: Should I pass? Do the right thing with your brothers
Speaker 8: and sisters?
Speaker 3: That's okay? Well, bro, it's up to you.
Speaker 7: But Jim, I highly recommend first you go to an
Speaker 7: accountant and then you go to you know, you don't
Speaker 7: really need an a state attorney. You can do it
Speaker 7: with an accountant, but you have to figure out how
Speaker 7: much to subtract from those proceeds so you are not
Speaker 7: getting screwed. You can't split up that money without taking
Speaker 7: what you're owed.
Speaker 3: I'm Tom Martine. See this is.
Speaker 7: The problem, by the way, people, when you try to
Speaker 7: do a state planning on your own. I'm telling you
Speaker 7: it's a big giant mistake to do a state planning
Speaker 7: on your own. People do that and they think, well,
Speaker 7: you know, it's okay, I can do it.
Speaker 3: I know what I'm doing. I'm going to do a
Speaker 3: quick claim deed and you end up getting screwed. We
Speaker 3: have more coming up.
Speaker 7: Go with a sure thing Denver's Best roofer Excel Roofing
Speaker 7: dot com. You don't pay a cent until you're content.
Speaker 7: Time for an insurance checkup free, no obligation. In comparison,
Speaker 7: call Compass Insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three all three seven
Speaker 7: to seven to one help.
Speaker 3: You'll think you're his only customer.
Speaker 7: When you choose Frank durand the real estate Man dot
Speaker 7: com to list your home with Remax Alliance three oh
Speaker 7: three nine two zero sixteen twenty two. You're troubleshooter three
Speaker 7: O three seven one three talk seven one three eight
Speaker 7: two five five. Now let's talk to Carl about storage.
Speaker 3: Hi, Carl, what's happening?
Speaker 16: Take time?
Speaker 3: I do that, Buddy good Man, what's going on?
Speaker 8: Hey't that much?
Speaker 16: I got a gripe and I got a question in regardless.
Speaker 8: These ex storage spaces, all right, ripe there?
Speaker 16: I mean you might have heard this Extra Space storage
Speaker 16: where they just basically price gouging. They don't let you
Speaker 16: sign any type of agreements or nothing.
Speaker 3: Wait wait, wait, wait, wait wait, what do you mean,
Speaker 3: first of all price gouge, second of all, no agreements.
Speaker 3: Now that doesn't sound right. I'll guarantee you they have
Speaker 3: to have an agreement.
Speaker 16: I've been written for Estra Space stories for it eighteen years.
Speaker 7: Okay, And you're saying, hold on, you're saying you have
Speaker 7: never once signed an agreement with them.
Speaker 16: No, no, no, Let me back up into a little background.
Speaker 16: Eighteen years ago and we were managed by the owner
Speaker 16: that owned the problem. About six years ago Extra Space
Speaker 16: came in and managed it for them, And we can't
Speaker 16: sign an agreement or anything. You know, there's no such
Speaker 16: thing as an agreement because it allows them to raise
Speaker 16: the price as they see fit.
Speaker 3: Well, they can even do that.
Speaker 7: Listen, Just so you know, storage agreements are very seldom
Speaker 7: by the year. They're usually month by month, but they
Speaker 7: specify that people can raise the rents.
Speaker 3: Just so you know.
Speaker 7: And the only reason I'm doing this, Carl, so you
Speaker 7: don't see you don't come off half cock. Storage facilities
Speaker 7: are totally different than regular rental facilities. They can raise
Speaker 7: the rent anytime they want with the absence of a
Speaker 7: one year lease. I don't know of any storage agreements
Speaker 7: that have one year leases.
Speaker 9: Well, I mean, like.
Speaker 16: I said eighteen years ago, I mean when we was
Speaker 16: written to the owner, we all had we had agreements,
Speaker 16: we had turns three years that if I wait a minute.
Speaker 7: You just told me, you told me you had You
Speaker 7: told me you had no written agreements, right, but you
Speaker 7: did have.
Speaker 3: They used to have They used to have three year agreements.
Speaker 16: Is that what you're saying, he reflexuble whatever term we wanted.
Speaker 3: Okay, Carl, you know what I'm saying is.
Speaker 8: That was all because I'm sorry.
Speaker 3: All I'm saying, Carl, is that I know you're complaining
Speaker 3: because this extra space is charge is keeps raising rents?
Speaker 9: Right?
Speaker 3: Is that your bottom line?
Speaker 7: Okay, what I'm telling you is I don't think it's
Speaker 7: very nice.
Speaker 3: But they can do it.
Speaker 7: They can do it every month if they wanted to,
Speaker 7: and the market would have to say no, I'm not
Speaker 7: going to do it.
Speaker 3: I'm leaving. I mean, they're allowed to raise your rent.
Speaker 16: Yeah, so there's no such thing. I mean, there's no
Speaker 16: one to complain to about about you know, storage's price.
Speaker 3: Get exactly exactly. They're totally unregulated.
Speaker 7: When it comes to months and months storage agreements and rent.
Speaker 3: It's not the same as a residence.
Speaker 7: However, they still have to answer for getting rid of
Speaker 7: your stuff upon nonpayment and how they handle that.
Speaker 3: But as far as raising rent, if you're pissed off
Speaker 3: at them because they keep.
Speaker 7: Raising the rent and you think it's abusive, well then
Speaker 7: you can find another place that That's the harsh reality
Speaker 7: when it comes to storage arrangements.
Speaker 5: Yeah.
Speaker 16: Well, I mean, I mean they own a big portion of.
Speaker 9: The of the market.
Speaker 3: Have they bought up a lot of them?
Speaker 16: Yeah? Yeah, because of what they're doing is they're basically
Speaker 16: going in and telling these owners, hey, you know, i'll
Speaker 16: manage your property, and you know, you always get a premium.
Speaker 16: And and you.
Speaker 3: Know, well who owns the property right now? Who owns it?
Speaker 3: Is it storage? Uh? Is it extra space or is
Speaker 3: it the owner?
Speaker 16: It's the owner, he still owns it. But but but
Speaker 16: in their agreement, we don't have any more contact with
Speaker 16: the owner. I mean, that's that's in there.
Speaker 3: I'm assumed so the owner gave them authority.
Speaker 16: To do that exactly. I mean, you know, and and
Speaker 16: it's it's just it's crazy.
Speaker 3: My story is not even how often do they raise
Speaker 3: the rent?
Speaker 16: Uh? They play with it extra tom and the you
Speaker 16: know lyrically, Well.
Speaker 3: What is it?
Speaker 7: I need to know what you're talking about it? What
Speaker 7: do you mean they play with it? Tell me what
Speaker 7: you mean.
Speaker 16: From month to month? Like for instance, if I ripe
Speaker 16: and say, hey, you know what happened is they'll lower
Speaker 16: it down, you know, forty dollars and then two months
Speaker 16: later just go up with no notice, no nothing, no warning.
Speaker 16: And my situation is not as quite as bad as
Speaker 16: some of them. There's some elderly people over there, they
Speaker 16: have several units. Tommy just can't up and just move.
Speaker 16: I mean they might just walk away from all their possessions.
Speaker 16: I mean, there's people because you know, these people are
Speaker 16: moving in a small and they're moving out of home
Speaker 16: into smaller apartments, so they're having to go.
Speaker 8: To extra space.
Speaker 16: And you look in their storage space and they have
Speaker 16: all their belongings.
Speaker 7: That Okay, here's what I found out. I looked up
Speaker 7: the storage laws. I was wrong. Okay, they must they
Speaker 7: can raise rents monthly, but they must give you with
Speaker 7: a non residential month to month tenancy, they must give
Speaker 7: at least twenty one day's notice before increasing the rent.
Speaker 3: If you show now. But here's what I want to
Speaker 3: tell you, carefully.
Speaker 7: If they discounted the rent and then it went back
Speaker 7: to normal, that's not a rent increase, okay, if but
Speaker 7: if you pay a rent increase, they have to give
Speaker 7: you notice. And I'm sure extra space is not stupid
Speaker 7: enough to violate the law, don't you think?
Speaker 9: I agree? I agree.
Speaker 16: I mean they may be giving some notice on a
Speaker 16: we're all in a portal now and so.
Speaker 7: But it has to be Yeah, you have to be
Speaker 7: given notice twenty one days in advance on a month
Speaker 7: month non residential tendency.
Speaker 3: Yeah, so that's something. I mean, that's something.
Speaker 7: But with you if you if you bitched about the rent,
Speaker 7: Let's say, and they gave you a credit, they say, okay.
Speaker 3: You know what, we'll let you pay.
Speaker 7: We'll take fifty bucks off and then the next month
Speaker 7: went back to normal.
Speaker 3: That's not considered a raise.
Speaker 8: Well, I agree, I agree, it just is.
Speaker 3: So what exactly are they doing?
Speaker 7: You just don't like the idea that they're raising rent
Speaker 7: basically right, I mean, bottom line.
Speaker 16: I don't like the idea where it just seems like
Speaker 16: it's a racket because Tom I went to him and say, hey,
Speaker 16: let me pay two years in the vand.
Speaker 3: Nope, because of course not, no, Carl.
Speaker 7: It's it's it's a racket. I mean, everything's a racket
Speaker 7: if you look at it that way. I mean, no,
Speaker 7: you look, there are no price controls.
Speaker 9: Maybe maybe you.
Speaker 3: Want to vote for Kamala Harris. He wants to put
Speaker 3: in price controls on stuff. No, I'm serious. She maybe
Speaker 3: she would pass the law that says no one can
Speaker 3: raise prices. I don't know.
Speaker 16: If it's not, it's not the right raising price times.
Speaker 16: I mean, when you know in a marketing land, I
Speaker 16: mean people are.
Speaker 8: Looking for stability.
Speaker 16: You can't stability if you know, I mean, what's you talk, Carl.
Speaker 3: I agree with Carl.
Speaker 16: You're right, it was insignificant.
Speaker 7: I mean, there's no stability anymore. You're absolutely right, there's
Speaker 7: no stability anymore.
Speaker 16: Yeah, and so you know, but I won't be voting.
Speaker 7: For but but I'm telling you I agree with you, Carl.
Speaker 7: There's no stability.
Speaker 3: They can do it.
Speaker 7: Twenty one day's notice. Sorry about that. Three oh three
Speaker 7: seven one three talk. Becky has a comment on this.
Speaker 7: Go ahead, Becky, what's your comment.
Speaker 13: So we were with Extra Space for a long time.
Speaker 3: Yeah, in Cata Rock, and they.
Speaker 13: Kept raising the rents every six months, so they would
Speaker 13: send us a little notice card. But it wasn't going.
Speaker 11: Up just a little bit.
Speaker 13: It was like one hundred and sixty dollars, you know.
Speaker 13: It was just they were pushing us out basically.
Speaker 7: Well, you know what, that's true. That's what they're doing sometimes.
Speaker 7: But what do we do about it?
Speaker 3: See, I don't know what you do about it?
Speaker 13: Thing you can do is what I did, And we
Speaker 13: moved out of Extra Space and into an independent home
Speaker 13: owned lovely space.
Speaker 3: Yeah, and Castlerock.
Speaker 13: And what maybe they say the rents, they don't raise
Speaker 13: your rents.
Speaker 3: And here's the deal. Here's the deal.
Speaker 7: If in fact enough people do that, then Extra Space
Speaker 7: would probably change its habits.
Speaker 3: The problem is there are so many people.
Speaker 13: Own it's a franchise, but it's corporate owned, and they
Speaker 13: go by what corporate saf to do. Yeah, that's why
Speaker 13: they keep raising it.
Speaker 3: And there is no community anymore. You see.
Speaker 7: I'm not preaching against it. I'm just saying the way
Speaker 7: it is. There are giant corporations. There's no sense of community.
Speaker 7: And here's the idea. You get as much as you
Speaker 7: can as quickly as you can, whether we like it
Speaker 7: or not, that has become this that had and unless
Speaker 7: people say I'm not going to do it, go to hell.
Speaker 3: You know, they're going to keep doing it.
Speaker 13: I agree, and that's what I did. I was like,
Speaker 13: I've had it, I'm out. Okay, just find an independently
Speaker 13: owned company that's not a corporate you know.
Speaker 3: Yeah, well that's good. What's the name of the one
Speaker 3: you rent me. What's the name of the one you're
Speaker 3: rent from.
Speaker 13: I rent from Castle Lock Storage and Castle Rocked Okay,
Speaker 13: family owned and they have multiple close locations for each other.
Speaker 13: But they're clean and oil maintained, and they're just a
Speaker 13: wonderful family. It's owned by the Scott family.
Speaker 3: That's good to know.
Speaker 7: Beckert, thank you, thank you very much for the recommendation.
Speaker 7: We have more coming up. Three oh three seven on
Speaker 7: three talks seven one three eight two five to five.
Speaker 7: Renew Home Innovations beautiful shower conversions in two or three
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Speaker 7: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 7: dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance checkup, free, no obligation, comparison call
Speaker 7: Compass Insurance. Pay too much your coverage at dozens of
Speaker 7: insurance companies find out now three oh three seven to
Speaker 7: seven to one help. You'll think you're his only customer
Speaker 7: when you choose Frank durand the real estate Man dot
Speaker 7: com to list your home with Remax Alliance three oh
Speaker 7: three nine two zero sixteen twenty two.
Speaker 3: Hi, Tom Martino you're a troubleshooter. Three O three seven
Speaker 3: one three talk three O three seven one three eight
Speaker 3: two five five. Welcome to the show, Edward. What's going
Speaker 3: on with your doctor? What's happening? There's?
Speaker 16: My doctor does not treat me right? And I'm a
Speaker 16: really old guy.
Speaker 3: How old are you? Seventy one? You son of them? Okay,
Speaker 3: so you're seventy one? And how is your doctor?
Speaker 16: I don't even know how I made it.
Speaker 8: I don't even know how I made it this far.
Speaker 8: It's like I've been trying to do different stuff, but
Speaker 8: you get to a certain age.
Speaker 16: Once you hit seventy one, What the hell are you
Speaker 16: going to do?
Speaker 3: You better be kidding around, bro?
Speaker 9: What do you mean?
Speaker 7: What is your doctor? Tell me what your doctor is?
Speaker 7: How is he mistreating you?
Speaker 8: Well?
Speaker 16: He said, I'm too old to be doing anything.
Speaker 3: Now, now I know this is a prank, you creep.
Speaker 16: Happy birthday? Who are you and your partner in crime
Speaker 16: in Arizona?
Speaker 3: Holy crap, Mark, no, fooling man? Was that really? I never? No,
Speaker 3: I'm serious, I couldn't. I couldn't tell in a minute,
Speaker 3: not in a minute. Holy crap.
Speaker 16: Wowlly Kelly couldn't tell either. So don' that is amazing
Speaker 16: to me.
Speaker 8: Birthday to you, Yes, thank.
Speaker 11: You, Hey Tom, happy birthday.
Speaker 3: Thank you, sus. And you guys are on your thirtieth
Speaker 3: anniversary tour. Yeah, we are having such a good thing.
Speaker 3: That is a really good thing. Do you love that place?
Speaker 3: Isn't that a beautiful hotel?
Speaker 6: Oh?
Speaker 11: Yeah, it's really gorgeous. It's just small hot out here.
Speaker 3: Oh my gosh, it is you get back to Colorado?
Speaker 3: I know it is.
Speaker 7: It is not quite the season yet for that, but yeah,
Speaker 7: it's wonderful.
Speaker 3: So anyway, thank you for calling.
Speaker 7: You appreciate it, Edward, Thank you, sus, Love you guys.
Speaker 7: All right, So John now wants to talk about Excel.
Speaker 7: I said, there's a way, no strings attached, no weirdness,
Speaker 7: save ten percent on your solar so a no excuse me,
Speaker 7: ten percent on your electric bill if you become part
Speaker 7: of the Solar cop But I have to take this break.
Speaker 3: And then I'll explain it. He has some questions.
Speaker 7: Right after this, go with a sure thing Denver's Best
Speaker 7: roofer Excel roofing dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance checkup, free, no obligation comparison call
Speaker 7: Compass Insurance paying too much your coverage at dozens of
Speaker 7: insurance companies. Find out now three oh three seven to
Speaker 7: seven to one help. You'll think you're his only customer
Speaker 7: when you choose Frank durand the real estate man dot
Speaker 7: com to list your home with Remax Alliance three oh
Speaker 7: three nine two zero sixteen twenty two.
Speaker 3: Hey Tom Martina here, welcome to the show. Three oh
Speaker 3: three seven one three talk three oh three seven one
Speaker 3: three A two five five. What's going on?
Speaker 1: John?
Speaker 3: What's happening? Hi?
Speaker 9: Tom?
Speaker 5: By the way, Happy birthday.
Speaker 3: Thank you, bro? What's going on with you?
Speaker 5: So you've mentioned the solar co op ten percent off
Speaker 5: on Excel. I've been and at one point I heard
Speaker 5: you say that you had a brochure.
Speaker 3: I do have a brochure somewhere.
Speaker 5: Yes, yeah, I went to Excel and I tried finding
Speaker 5: it on there to sign up, and uh was it
Speaker 5: wasn't successfully any any Can you direct me on how
Speaker 5: to you know what?
Speaker 7: When I saw that, I saw that you had called,
Speaker 7: and I looked for my brochure here on the desk.
Speaker 7: It's not I put it back in my briefcase. So
Speaker 7: during the break I'll go and get it. Here's the thing,
Speaker 7: you don't the way it works. It's I think it's
Speaker 7: called community or neighborhood Solar or something, but there are
Speaker 7: other programs that go like that. But here's what it is.
Speaker 7: You don't do anything except sign up and agree to
Speaker 7: be part of a certain solar farm, and as a result,
Speaker 7: you get ten percent Excel energy and completely there's no
Speaker 7: change whatsoever to your house. There's no change to anything.
Speaker 7: You do nothing except you get a lower bill. Again,
Speaker 7: it's a way that Excel is trying to encourage people
Speaker 7: to support this instead of doing it themselves because they
Speaker 7: don't want to lose you completely as a customer.
Speaker 3: So it's kind of weird, but it's good and it
Speaker 3: doesn't it doesn't hurt you. So I'm going to go
Speaker 3: look for it. I was looking for.
Speaker 7: The brochure, but I can have been the only person
Speaker 7: who got that brochure in the mail. I mean they
Speaker 7: sent out thousands, and it's not Excel doing it, by
Speaker 7: the way. It is another It is another program of
Speaker 7: people sending it out and I'm looking for it here again.
Speaker 7: I have one website's called Neighborhood. It's called neighborhood solar.
Speaker 3: But I don't think this one sounds a little different,
Speaker 3: but you might want to look it up.
Speaker 7: This one is community solar. Your electricity can do more
Speaker 7: than just power your home. Here's what it says. It says,
Speaker 7: how does it work. You join a solar farm. We
Speaker 7: connect you to a local solar farm. And they don't
Speaker 7: mean connect you, like literally connect you. And it says
Speaker 7: you benefit from the energy it's producing. Your utility continues
Speaker 7: to deliver your electricity, including your energy credits, which reduce
Speaker 7: your bill. So I don't know how the hell it works.
Speaker 7: You don't have to pay anything upfront, but I will
Speaker 7: get the link where you can subscribe to that if
Speaker 7: you want to keep listening, and then I'll put that.
Speaker 7: I'll put that up you all right, three zho three
Speaker 7: seven one three talk three oh three seven one three
Speaker 7: eight two five five.
Speaker 3: I will get to you on that, I promise. Now
Speaker 3: here's the deal. I wanted to talk about this, And again,
Speaker 3: I know you say that we probably talk about it
Speaker 3: too much. Maybe not, but I swear to God, it
Speaker 3: has become epidemic. People at gyms with their cell phones.
Speaker 3: I My workouts take twice as long because of people
Speaker 3: sitting on machines in between sets, texting emails, youtubes. What
Speaker 3: the hell is going on? I'm getting so tired of it.
Speaker 3: I'm damn near I mean, and management does nothing. I mean.
Speaker 7: You may think this is petty, you know, and they
Speaker 7: say go with a sure thing Denver's best roofer Excel
Speaker 7: Roofing dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance check up free, no obligation comparison
Speaker 7: call Compass Insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three oh three seven
Speaker 7: seven one help. You'll think you're his only customer when
Speaker 7: you choose Frank durand the real estate Man dot com
Speaker 7: to list your home with Remax Alliance three oh three
Speaker 7: nine two zero sixteen twenty two.
Speaker 8: Yeah, rit.
Speaker 1: De need as.
Speaker 11: You don't have.
Speaker 1: Run anxious as can Shooter's gonna help.
Speaker 6: Come man, this is the Troubleshooter Show. No Tom Martino, Hi.
Speaker 3: I'm Tom Martino. You're troubleshooter. Three oh three seven one
Speaker 3: three talk three oh three seven one three eight two
Speaker 3: five five. All right, let's see what we can do
Speaker 3: for you.
Speaker 7: We have open lines for the first time today. So
Speaker 7: give us a call at three oh three seven to
Speaker 7: one three talk or three oh three Martino three oh
Speaker 7: three six two seven eight four six six. Now somebody
Speaker 7: else is uh, oh no, that's not neighborhood solar. Somebody
Speaker 7: sent me something in error.
Speaker 3: It's not.
Speaker 7: This one is called neighborhood car storage. So that's pretty cool.
Speaker 7: What neighborhood car storage? It says, uh, it's it's a
Speaker 7: peer to peer Who sent this to me?
Speaker 3: Somebody texted this to me? Who is it?
Speaker 7: Let's see it is a check out this storage solution.
Speaker 3: So here's what it is.
Speaker 7: It's called neighbor dot com. And then garages near me?
Speaker 7: Fine storage.
Speaker 3: You put in your address. I don't know if it's
Speaker 3: yet here in Colorado.
Speaker 7: You put in your address and it gives out spare storage.
Speaker 3: Facilities people have. So if they have a garage.
Speaker 7: Or building or something, they can actually rent it out
Speaker 7: for you to store stuff.
Speaker 3: Think about that. A wide variety of sizes, lowest prices,
Speaker 3: they say.
Speaker 7: So it's peer to peer storage rental. That's a pretty
Speaker 7: cool idea. Don't you think peer to peer storage rental?
Speaker 7: So you are renting space in your neighborhood so let
Speaker 7: me just put my address and see if anything comes up.
Speaker 7: It says, put in your address. I don't think they
Speaker 7: have it here in Colorado, but I'm going to do it.
Speaker 3: And see a Yeah, okay, well hold on, let's see
Speaker 3: what happens. Fine storage, And it says, do you want
Speaker 3: storage for a vehicle, a camp, or a boat whatever.
Speaker 3: I'm gonna put vehicle or no, I'll put items and continue.
Speaker 3: And then it says what size do you want? I'll continue.
Speaker 3: Oh my god, yeah, it gives you all kinds of play.
Speaker 3: Wait wait, wait, wait, right.
Speaker 7: So I put my address in right, and I put
Speaker 7: that I wanted a six by six area to store stuff.
Speaker 7: And I get something from Joan who has a basement
Speaker 7: ten by ten fifty two bucks a month.
Speaker 3: Oh, this is a brilliant idea. Then I have James,
Speaker 3: he has a nineteen by seven garage one hundred and
Speaker 3: twenty five a month.
Speaker 7: Then I have somebody who has a bedroom. They'll still
Speaker 7: they'll let loan out for storage.
Speaker 3: What a super I wish I thought of this. This.
Speaker 7: This is sixty bucks a month. Somebody else has a bedroom.
Speaker 7: Now you can't live there or anything, but it's for storage. Now,
Speaker 7: I put in items right. So now if I want
Speaker 7: to change it and do a vehicle, let's say a
Speaker 7: regular sedan, and then I will hit it. Okay, here
Speaker 7: are storage vehicle for vehicles. Some people have concrete pads,
Speaker 7: others have garages, driveways, they have places for motor homes.
Speaker 7: I just can't believe this. So whoever texted me, thank.
Speaker 3: You on that. And by the way, people are texting
Speaker 3: me now on my Google number directly. It comes right
Speaker 3: to my cell phone.
Speaker 7: As I said, I appreciate people have not been abusive
Speaker 7: with it.
Speaker 3: It's been great.
Speaker 7: People have been telling me things like this and topics
Speaker 7: for the show, and also you know, asking questions. So
Speaker 7: here's my Google number that I have forwarded to my
Speaker 7: cell phone most of the time. It's seven four seven
Speaker 7: nine fifty two eighty. Now what that will do is
Speaker 7: that will literally.
Speaker 3: Ring through to my phone.
Speaker 7: I mean a text through to my phone, and you
Speaker 7: can text questions if you want to get on the show,
Speaker 7: if you have a problem. It's seven four seven because
Speaker 7: I like airplanes, and that's a big airplane, nine nine
Speaker 7: nine because I couldn't do ten ten ten, and I
Speaker 7: like perfection seven four seven nine nine nine and then
Speaker 7: fifty two eighty for the mile High city. So seven
Speaker 7: four seven nine nine nine fifty two eighty. You can
Speaker 7: spread that around.
Speaker 3: So this vehicle solution dragon, did you just hear this?
Speaker 3: You like new ideas? Do you think it's the coolest
Speaker 3: thing you ever heard? Oh?
Speaker 1: Oh my god.
Speaker 17: I worry a little bit about security, but yeah, I
Speaker 17: think it's really interesting.
Speaker 3: Mean, well, that's.
Speaker 7: You're absolutely right because we don't necessarily well, it's it's
Speaker 7: no different I guess than renting, like you know, a
Speaker 7: vacation rental by owner, right, I mean.
Speaker 17: B and B or whatever.
Speaker 3: Yeah, yeah, whatever, So what you do? Here's the here's
Speaker 3: web it's neighbor dot com.
Speaker 7: But there's more. A neighbor dot com does more than
Speaker 7: that too. Neighbor dot com. Let me see is the
Speaker 7: main website and then you have to hit stoage. Oh yeah,
Speaker 7: there it is neighbor dot com and it says fine
Speaker 7: storage storage type.
Speaker 3: So I guess it is all storage.
Speaker 7: So you can find storage for items a vehicle, a trailer,
Speaker 7: rvcamp or boat, oversized truck, or a fleet. So you
Speaker 7: put in your address and also you can become a
Speaker 7: host too.
Speaker 17: I would think you as the host would have to
Speaker 17: pass some kind of background checks or something along those
Speaker 17: kind of lines to the where the people, let's.
Speaker 7: See stor come on host turn unused space into cash,
Speaker 7: make money from home by storing vehicles or belongings. List
Speaker 7: your space how it works, List your space, approve who rents,
Speaker 7: start earning. It doesn't say what I have to go through.
Speaker 7: So here's what I'm gonna do. List I agree, create
Speaker 7: an account. I don't know yet. I'm not gonna do
Speaker 7: the whole thing. But what a brilliant, brilliant idea.
Speaker 17: You get a couple of empty nesters and they got
Speaker 17: a couple of empty rooms in their basement.
Speaker 3: Sure, why not?
Speaker 17: So sign up to store some other people's crap. That
Speaker 17: sounds great.
Speaker 7: Wow, that's like, what an incredible thing. Now, So I
Speaker 7: started talking and again somebody says, Tom.
Speaker 3: You know you talked about it before.
Speaker 7: Yeah, I did, but I never really asked if people
Speaker 7: are I just pissed off.
Speaker 3: I swear to god, I just.
Speaker 7: Cannot believe how many times this happens.
Speaker 3: And if you don't go to a gym, you wouldn't.
Speaker 7: Know, right, because a lot of people have stuff at
Speaker 7: home they do okay, And that's pretty cool.
Speaker 3: But what I don't understand.
Speaker 7: Is how rude can people be when they sit on them?
Speaker 7: And now I'm not talking looking if you want to
Speaker 7: rest thirty seconds in between sets, because that's really all
Speaker 7: you need to do is thirty seconds.
Speaker 3: If you do more than that, it's stupid.
Speaker 7: But in a minute, right, I'm not talking about thirty
Speaker 7: seconds or a minute now. Now, I'm talking about people
Speaker 7: sit down at a leg machine, right, and they do
Speaker 7: like twenty five and let's say they're going to throw
Speaker 7: three or four reps of twenty five or ten or
Speaker 7: some of them.
Speaker 3: I don't even know how they count, but they do
Speaker 3: their reps right.
Speaker 7: Then they pick up their phone and they sit there
Speaker 7: literally on the machine, I swear to God for six seven,
Speaker 7: eight minutes, then do their next rep because they get
Speaker 7: involved in watching a video or they are talking or
Speaker 7: tech well not really talking. Some of them do, but
Speaker 7: most of them text emails, videos and social media. So
Speaker 7: I really want to ask and really no smart ass remarks.
Speaker 3: I want to ask.
Speaker 7: People, what would you do? Does it bother you? So
Speaker 7: I'd like to know? And you can make your comments
Speaker 7: by text or you can talk to you can talk
Speaker 7: to me on my what you well call my YouTube
Speaker 7: more on the chat.
Speaker 3: Now here's the thing.
Speaker 7: Oh, someone just said the downside to that neighborhood or
Speaker 7: that neighbor dot com. What if they stopped paying rent
Speaker 7: and you're stuck with all their stuff?
Speaker 3: What do you do there?
Speaker 7: I imagine everyone probably I don't know. Maybe they sign
Speaker 7: stuff in advance on what they can do.
Speaker 3: Because remember, now here's.
Speaker 17: The other stuff you do storage, So we're do and
Speaker 17: just sell it off.
Speaker 7: Sherry said, yeah, but can you imagine that that would
Speaker 7: be a pain in ask. Here's another thing, Sherry said,
Speaker 7: on paper, it sounds good until you have people storing
Speaker 7: stolen stuff, Oh my god, or what if they're storing drugs.
Speaker 17: I'd also be a little bit worried about what time
Speaker 17: they are allowed to come over because I work an
Speaker 17: early shift. I don't want people coming to my house
Speaker 17: at nine o'clock at night too.
Speaker 7: Well, I don't like the ones who are renting out
Speaker 7: a bedroom. There must be special you know, like you
Speaker 7: can only access it with twenty four hours notice, or
Speaker 7: there must be certain things like that. Wow, so that's
Speaker 7: neighbor dot com. I'm not promoting this, folks, don't say
Speaker 7: I'm promoting.
Speaker 10: But Tom, unless you get a garage with a lock,
Speaker 10: you're always worried about what's going to happen to your
Speaker 10: stuff when you're not there, either stolen or damaged or
Speaker 10: something like that. I mean it just I know it's cheap,
Speaker 10: but you need to be protected to some extent.
Speaker 7: Well should you'd really have to trust the people doing it?
Speaker 7: What if what if they're not paying their rent or
Speaker 7: they're renting, or what if they just leave?
Speaker 3: Wow? It it could It could be like a pain
Speaker 3: in the ass. Anyway, So.
Speaker 7: Anyway, three oh three seven to one three talkers are
Speaker 7: number seven one three, eight two five five.
Speaker 3: Then the other thing I wanted.
Speaker 7: To ask, I hesitate to ask, and I want your comment.
Speaker 3: I had a dream and in the dream, vividly, vividly,
Speaker 3: I was calling a phone number over and over and
Speaker 3: they weren't answering, and I remember writing a note to
Speaker 3: call this number.
Speaker 7: Now this was a dream, okay. So I got up
Speaker 7: in the middle of the night, as many of us do,
Speaker 7: as you're over fifty, and I wrote down the number,
Speaker 7: and I'm dying to call it, but I don't know
Speaker 7: if I should, And obviously Dragon won't let me call
Speaker 7: it on the air.
Speaker 3: Live because you get on the air. I know we
Speaker 3: can't call cold on the air unless they were warned
Speaker 3: and agreed. But I'm wondering if any of my YouTube morons,
Speaker 3: if I put it on the YouTube chat, I don't
Speaker 3: want to say it over there because then I don't
Speaker 3: want people saying, how how why'd you give out my number?
Speaker 3: I blah blah blah. I'll call it Tom, What will
Speaker 3: you say? I say, I got your number.
Speaker 10: I found it in my wallet and I forgot what
Speaker 10: it's about.
Speaker 3: It was written in the bathroom wall. I wouldn't mind
Speaker 3: if someone even told them what it is. I just
Speaker 3: can't do it live.
Speaker 7: If I'm gonna, I'm gonna put the number on the
Speaker 7: YouTube stream, but guys don't all call it once. But okay,
Speaker 7: it spells a word and it's a seven to one
Speaker 7: nine area code, so I'll put both the word and
Speaker 7: the number. But I'm wondering what this means. I mean,
Speaker 7: I have never had a more vivid dream in my
Speaker 7: life where I actually said write it down like like
Speaker 7: I mean in my dream, I mean, and I wrote
Speaker 7: it down in my dream, and then when I woke up,
Speaker 7: I said, what the hell I'm going to write it
Speaker 7: down in case I don't remember it. And I wrote
Speaker 7: it down the next morning when I got up for real,
Speaker 7: and I said, what the hell is this number? And
Speaker 7: I went online and I couldn't figure it out by
Speaker 7: googling it.
Speaker 3: Nothing really comes up. It just goes. He tries to
Speaker 3: get you to pay for those reverse lookups, but I
Speaker 3: want to know what it is.
Speaker 7: Hey, no, we're gonna do any harm if you call
Speaker 7: right so here, I'm gonna do it. I put down,
Speaker 7: I'm gonna put down on my YouTube stream. I'm going
Speaker 7: to take a break.
Speaker 3: If any of you do it, call me and let
Speaker 3: me know what this number is. I mean, doc, I
Speaker 3: don't mind you doing it. I don't. I didn't want
Speaker 3: to lie to the people. I want to tell them.
Speaker 3: I don't know. It's so weird.
Speaker 7: What if this turns out to be a long lost
Speaker 7: cousin or something. So this is my dream number, and I,
Speaker 7: honest to God, had a dream.
Speaker 3: No poon, no fun, there you go. I just put
Speaker 3: it up there. So we got to take a break.
Speaker 7: I'm Tom Martine, three oh three seven to one three
Speaker 7: talk Genesis.
Speaker 3: Total Exteriors for all of your all of your mold.
Speaker 7: Now they can do mold mitigation, mold detection honestly, people
Speaker 7: Finally in the business that I trust. Genesis Tootalexteriors dot com.
Speaker 7: Go with a sure thing Denver's best roofer Excel Roofing
Speaker 7: dot com.
Speaker 3: You don't pay a cent until you're content.
Speaker 7: Time for an insurance checkup free, no obligation comparison call
Speaker 7: Compass Insurance paying too much your coverage at dozens of
Speaker 7: insurance companies find out now three oh three seven to
Speaker 7: seven to one.
Speaker 3: Help.
Speaker 7: You'll think you're his only customer when you choose Frank
Speaker 7: durand the real estate Man dot com to list your
Speaker 7: home with Remax Alliance.
Speaker 3: Three oh three nine two zero sixteen twenty two. Hi
Speaker 3: Tom Martine, you're a troubleshooter. Three o three seven to
Speaker 3: one three talk. I found that solar brochure. I'm trying
Speaker 3: to find the website. It has a QR code on
Speaker 3: here because I'm going to sign up for it. And
Speaker 3: what is it called? Let's see and uh, that solar
Speaker 3: brochure says guarantee you elect and let's see here's how
Speaker 3: it benefit. It doesn't really give it us as a role.
Speaker 7: Now oh wait, wait here it is n as a
Speaker 7: Nancy okay, N as a Nancy N sun Colorado dot
Speaker 7: com like in sun Colorado N the letter N as
Speaker 7: a Nancy N sun Colorado dot Com. Okay, and there
Speaker 7: you can sign up I think for this program there now,
Speaker 7: this is the one I was mailed and I'm not sure.
Speaker 7: There are different links for different people.
Speaker 3: But if you have questions, they even have a number
Speaker 3: you can call. I'll put this on my YouTube stream again,
Speaker 3: but there's a number you can call for talking to
Speaker 3: a human. Okay. So this is solar co Op and
Speaker 3: I'm putting in down on the YouTube right now, Solar
Speaker 3: co Op. It's n sun Colorado dot com. And then
Speaker 3: the number is uh eight eight eight six nine eight
Speaker 3: thirty six thirteen. Okay. So if you heard that, it's
Speaker 3: on my YouTube feed chat and that's where I'm going
Speaker 3: to sign up for it. No fooling.
Speaker 7: I kept the brochure. There is absolutely no downside. I
Speaker 7: talked to my solar people. They say it's legit.
Speaker 3: If you're not going to have a system at your
Speaker 3: own house, it's a cool way to take advantage of
Speaker 3: solar and get a discount. Ten percent discount. Okay, So
Speaker 3: that number turns out to be disconnected. Guys that everybody
Speaker 3: call it. It's seven to one nine. Here was the
Speaker 3: number seven to one nine.
Speaker 7: Rethink that's was the number in my dream, seven to
Speaker 7: one nine. Rethink, So that comes out to be seven
Speaker 7: one nine, seven.
Speaker 3: Three, eight, four four sixty five. Rethink? Why would I
Speaker 3: have a phone number in my dream last night seven
Speaker 3: to one nine? Rethink?
Speaker 7: Anyway, I also talked about oh he hung up on
Speaker 7: the gym. I asked people about the gym, and some
Speaker 7: people are texting me at my Google Voice number saying
Speaker 7: doesn't surprise me. People are rude and they don't even
Speaker 7: notice anyone anymore, and they're all in their own world now.
Speaker 3: By the way, I want to go to Pat Jolliffe.
Speaker 3: Pat and Pat is my financial advisor I've used for years. Also, Uh,
Speaker 3: we're working on a project together, will unveil soon. When
Speaker 3: it comes to investments and anyway, from time to time
Speaker 3: we talk about the stock market because of what's going on.
Speaker 3: He's helped many of my listeners. By the way, and
Speaker 3: let's just talk about it this. They call it an
Speaker 3: irrational market. What does that mean? They say there's no
Speaker 3: rhyme or reason for the ups and downs? How the
Speaker 3: hell do you plan for something like that.
Speaker 18: It's a difficult thing. For sure. There's a lot of
Speaker 18: headline risk. I think with all the people that's going
Speaker 18: on around the world, that's really.
Speaker 3: What it is. That's a good way of putting it.
Speaker 3: That's it's headline risk. I mean, a headline can change
Speaker 3: things overnight, ah.
Speaker 18: Most definitely. And a lot of people are affected by headlines.
Speaker 18: And it's a very emotional market right now. It's very
Speaker 18: pricey when you look at the different ratios that are
Speaker 18: out there, and so you know, the SMP, the pees,
Speaker 18: you know, trading well above it. It's mean average, and
Speaker 18: so we always say beware of the reversion to the mean.
Speaker 18: And so you know, it's just difficult. You need to
Speaker 18: plan for these things. Volatility increases when things like this happen,
Speaker 18: and it's very difficult from a fundamental standpoint to really
Speaker 18: get a handle on valuations because you know, you just
Speaker 18: feel that things are you know, not particularly valued correctly,
Speaker 18: that they're artificially inflated right now. And then with anything
Speaker 18: goes up in the night, here come the prices and
Speaker 18: they fall, and to get caught up in that wash.
Speaker 3: So, okay, I want to ask you something. Then fundamentals.
Speaker 7: I mean, you're not going to make a quick buck
Speaker 7: here or there unless you know, you know, this knee
Speaker 7: jerk reaction stuff. But fundamentals aren't out the window, though
Speaker 7: you can still use them. Over time, they're going to
Speaker 7: pay off, right, good, good fundamentally like value is what
Speaker 7: I mean?
Speaker 3: Good value?
Speaker 18: Yeah, right, So there's good value that you look at
Speaker 18: the calculations you can determine if there's good value. When
Speaker 18: a stock price is trading, you know, at a discount
Speaker 18: compared to its future earnings, then you say, well there's
Speaker 18: value in that stock, and it's definitely for the long term.
Speaker 18: You know, if you listen to Buffet, he'd say, when
Speaker 18: I buy a stock, I don't care if they close
Speaker 18: the market for five years, it doesn't matter. I didn't
Speaker 18: buy it to trade it on the short term. I
Speaker 18: bought it because the company has people and balance sheets
Speaker 18: and income statements, and I'm smart enough to be able
Speaker 18: to evaluate what they are and believe in the people.
Speaker 3: So that's what he does. No matter. He never follows
Speaker 3: these trends, does he.
Speaker 18: No, he doesn't. He doesn't pay attention to it at all.
Speaker 18: He would not be a technical trader in the least
Speaker 18: sense at all. He's very fundamental in that.
Speaker 7: Regard, and technical means you follow the trends of the market,
Speaker 7: and fundamental you follow the trends of the company exactly.
Speaker 18: And so the fundamental gets back to the balance sheet
Speaker 18: and income statement, valuations and things like that. Technical is following,
Speaker 18: you know, capital flows into and out of the market.
Speaker 18: Maybe that what straddles both fundamental and technical would be
Speaker 18: the FED and velocity of capital into the market. And
Speaker 18: we've seen a lot of the what's happened with that
Speaker 18: and the fact the interest rates have been high, and
Speaker 18: now the Fed's finally starting to come around and seeing
Speaker 18: that they're going to start some easing, which would supposedly
Speaker 18: increase velocity of capital back into the market. So it's
Speaker 18: an interesting time right now, and there's definitely something to
Speaker 18: be keen on and something to watch as we go forward.
Speaker 7: So are most people during time like this? Do you
Speaker 7: mostly like to have something good and stay put for
Speaker 7: a while?
Speaker 5: Yes?
Speaker 18: I would akin to All boats are out there in
Speaker 18: the same water, and it's kind of a choppy, choppy
Speaker 18: water right now. We've seen a tremendous rise in valuations,
Speaker 18: and so all boats are rising and that just lends
Speaker 18: to some fear base that you know, things are going
Speaker 18: to recede once again back to the reversion of the mean,
Speaker 18: and quality is going to come into play in a
Speaker 18: big way, I think, as things start to adjust back
Speaker 18: to the mean of the market prices, and so you
Speaker 18: want to be positioned to be able to ride that out.
Speaker 18: You know, the boats with the stronger hulls that are
Speaker 18: more fundamentally based are going to be able to weather
Speaker 18: that storm. And you think about capitalization of large companies
Speaker 18: like you said, and even value companies that have you know,
Speaker 18: large valuations, they're able to weather the storm themselves better
Speaker 18: within with their own internal financing and they're not as
Speaker 18: susceptible to bank financing and and that capitalized rates from
Speaker 18: the banks and interest rates and that kind of thing,
Speaker 18: so they can sort of weather their own storm, if
Speaker 18: you will. Where the mid mid sized companies, the smaller
Speaker 18: sized company is going to be more susceptible to interest
Speaker 18: rates as they fluctuate because they're borrowing more of their
Speaker 18: capital and it affects their ability to perform, particularly in
Speaker 18: volile markets.
Speaker 3: So let me ask you something because I've never been
Speaker 3: into this, and I and people who do it are
Speaker 3: at their computer all day day traders? What do day
Speaker 3: traders basically just get in and get out in the
Speaker 3: same day, the same fifteen to twenty minute. I mean,
Speaker 3: are they they're not. They're not fundamental at all.
Speaker 18: Right, No, they're really not. And I don't day trade,
Speaker 18: but but you know, I know enough who are and
Speaker 18: it's very technical in base. And so once again they're
Speaker 18: getting back to a very basic sense. You know, they're
Speaker 18: looking at capital flows and trends of those capital flows
Speaker 18: into and out of the market, and then they're you know,
Speaker 18: calculating probabilities based upon historical activities related to you know,
Speaker 18: capital flows and prices and how they react to that
Speaker 18: kind of thing. And so it's an anticipatory thing based
Speaker 18: upon data, whereas you know, fundamentals quite different from that.
Speaker 7: Now, other than call you, what would be a sentence
Speaker 7: if you had to give advice right.
Speaker 3: Now in one sentence.
Speaker 18: Other than call me yeah, yeah, yeah, be wise and beware.
Speaker 3: Market volatility yeah, or or no knee jerk reactions. That's one.
Speaker 18: Yeah, just just just stay the course. And I know
Speaker 18: that people are sometimes tired of hearing that, and I
Speaker 18: say that with some caveat to say that stay the course.
Speaker 18: If you've built a solid boat, I think you know
Speaker 18: you can get caught up with you know, bad material
Speaker 18: into the vessel and you know that's not going to
Speaker 18: do very well for you in the long term. So
Speaker 18: you want to make sure that your valuation are good
Speaker 18: and you just feel good about that and that there's
Speaker 18: some history there and you know, not only with the
Speaker 18: company in its own performance, but how it's how it
Speaker 18: has performed in previous fall up markets.
Speaker 7: Yeah, and by the way, Pat Jolliff, thank you for
Speaker 7: being here, and I'll give out your number three oh
Speaker 7: three seven seven to one help seven seven one four
Speaker 7: three five seven. Again he's not Merling the Magician, but
Speaker 7: he is i'd say, Solomon the wise man. So thank
Speaker 7: you very much, Pat, No, seriously, Pat, I appreciate what
Speaker 7: you do. And that's three oh three seven seven one help.
Speaker 3: We have more coming up.
Speaker 7: Go with a sure thing Denver's Best roofer Excel roofing
Speaker 7: dot com. You don't pay a cent until you're content.
Speaker 7: Time for an insurance check up free, no obligation. In comparison,
Speaker 7: call compass insurance paying too much your coverage at dozens
Speaker 7: of insurance companies find out now three oh three seven
Speaker 7: seven to one. Help you'll think you're his only customer
Speaker 7: when you choose Frank to and the real estate man
Speaker 7: dot com to list your home with Remax Alliance three
Speaker 7: oh three nine two zero sixteen twenty two.
Speaker 3: Okay, a lot to talk about on that solar thing
Speaker 3: and solar Ensuncolorado dot com Dragon pointed out, and I
Speaker 3: did see it. So here's what happens.
Speaker 7: You get solar credits on your Excel bill, so that
Speaker 7: lowers your Excel bill, But then you get a bill
Speaker 7: from the neighborhood's suns and you have to pay a
Speaker 7: discounted amount, so they offset each other and the end
Speaker 7: result is guaranteed discount by ten percent.
Speaker 3: Some sites say you can save up to thirty percent.
Speaker 3: Some people are saying that, but there is a bill
Speaker 3: you get from this from this SUN but this program,
Speaker 3: but that bill is lower than your electric bill, and
Speaker 3: then your other bill has solar credits and combined, I
Speaker 3: guess you save money. That's the bottom line. Also that
Speaker 3: number seven one to nine rethink during my dream I
Speaker 3: had last night and I wrote down it's disconnected or
Speaker 3: not used. People are saying. One guy said it's somebody
Speaker 3: that wants to know if I want to renew Mike
Speaker 3: auto extended warranty, others. But really the number is a
Speaker 3: non working number. So seven to one to nine rethink.
Speaker 3: I thought I was going to have some big revelation,
Speaker 3: like some long lost friend. What Tom, Yeah, yeah, but
Speaker 3: it wasn't. Claudia, what's going on?
Speaker 11: First of all, thank you for taking my call?
Speaker 3: Yes, what's going on?
Speaker 11: I am? I am sixty eight and purchased a home
Speaker 11: in Pueblo, West about six months ago. Okay, defrauded in
Speaker 11: the purchase?
Speaker 3: Wait? Wait, you were defrauded. Oh that's some strong words.
Speaker 3: How were you disfrauded?
Speaker 11: Because there's a huge easement in my backyard and front
Speaker 11: yard that was not disclosed?
Speaker 3: Wait a minute? Did you pay every day?
Speaker 5: Wait?
Speaker 3: Wait? Wait wait? Did you pay cash for this?
Speaker 5: No?
Speaker 3: You didn't pay cash. So you have a loan?
Speaker 5: Yes?
Speaker 3: Okay. Now what I want to know is usually the
Speaker 3: lender requires a survey.
Speaker 11: No they did not.
Speaker 7: You have a lender that did not require a survey.
Speaker 7: What about an appraisal?
Speaker 9: No?
Speaker 3: Wait a minute, you bought a home. Who's your lender?
Speaker 11: Oh god, it's changed now.
Speaker 3: Wait, but you're sure you're sure there was. When did
Speaker 3: you buy this home, Claudia.
Speaker 11: I started the process February twentieth. The reason there was
Speaker 11: no appraisal is because I told them I could forego that.
Speaker 3: Now I was, well, no, no, no, no, you don't
Speaker 3: get to forego it. Lenders require it. So I'm just
Speaker 3: I'm not looking. I don't want to get hung up
Speaker 3: on this. But it would have had a survey. So
Speaker 3: that's why I'm asking you. How did you buy a
Speaker 3: home with a lender without a survey, without an appraisal?
Speaker 11: There was none. And you want to know the loan company.
Speaker 11: I know the original loan company. Yes, Advantage Home Loans.
Speaker 3: Okay, now you're saying.
Speaker 11: No appraisal, but I have since gotten a survey that
Speaker 11: I paid for on my own.
Speaker 3: Okay, I believe you. Now when you when you finally
Speaker 3: got a survey, First of all, why did you get
Speaker 3: a survey if you bought the house?
Speaker 11: Four weeks after moving in? I went to go plant
Speaker 11: some trees in the front yard and next our neighbor said,
Speaker 11: you can't plant there, it's an easement.
Speaker 14: I said, what what kind of an e.
Speaker 6: Uh?
Speaker 11: For Black Hills Utility Electric Okay, it's in the front
Speaker 11: of the utility vehicle.
Speaker 3: It's in the front of your house and.
Speaker 11: Back it's the whole lengths of the house.
Speaker 7: Okay, But now do most Claudia hold on? Easements are
Speaker 7: very common, normally they're disclosed. But what I want to
Speaker 7: know is this on your on disease? Are there easements
Speaker 7: on all the lots or just yours?
Speaker 13: Oh?
Speaker 16: Not all the lots now, but a lot some don't okay.
Speaker 11: No, there's an easement behind me, behind my property.
Speaker 3: And what's the size of the eastman? How far in
Speaker 3: does it come to your property?
Speaker 11: Twenty feet?
Speaker 3: Twenty feet?
Speaker 7: That is, by the way, it's still it's still your property,
Speaker 7: just so you know. And and technically you can use
Speaker 7: it and you can have landscaping.
Speaker 3: But if they ever have to get through it, they
Speaker 3: destroy it.
Speaker 5: Correct.
Speaker 3: What is the ease for me?
Speaker 11: I could not plant?
Speaker 3: What is it for? Is the easement for Claudia I need? Okay?
Speaker 3: For a future power line?
Speaker 11: No, there is a power line.
Speaker 3: Okay. So the power line is above your easement or
Speaker 3: or buried okay above? So is it is this for
Speaker 3: access for utility for vehicles?
Speaker 5: Yes?
Speaker 3: Okay? Now, who's who sold you the house?
Speaker 11: Us? There were two realtors that I've did.
Speaker 3: What I don't understand is I am a bit confused,
Speaker 3: because it's not fraud unless they hid it from you.
Speaker 11: You see it on the disclosure page. There was a
Speaker 11: separate section just for easements, and they left it blank.
Speaker 11: And so this housing tract is about three years old,
Speaker 11: and before all the fences went up. I've already been
Speaker 11: told by so many neighbors they used to walk through
Speaker 11: this property on that easement to go from one street
Speaker 11: to another street. It was a shortcut. Yeah, so the
Speaker 11: seller knew there was an easement there and she left
Speaker 11: it blank. She left the whole disclosure form blank. An
Speaker 11: omission is the same as a lie.
Speaker 3: But Claudia, and Claudia, if she left it omitted, she did. Okay,
Speaker 3: that should have told you.
Speaker 11: Something I moved from another state.
Speaker 3: I hadn't, But Claudia, sheep. But you're a real estate person,
Speaker 3: should help you. So wait a minute. She didn't say
Speaker 3: no on the easements. If I say, you know, if
Speaker 3: I leave something blank, it would be up to you
Speaker 3: to say, why is this blank? Or your your real estate?
Speaker 3: Did you call your real estate broker? Did you have
Speaker 3: a buying broker? Yes, you know, Claudia. I need to
Speaker 3: get you on. Hold on, Claudia, if you do have
Speaker 3: a fraud, I don't know if it is or not.
Speaker 3: Okay from what you're telling me. What I don't understand
Speaker 3: is how your bank ever closed. And in fact, I'm
Speaker 3: going to tell you, between you and me, I don't
Speaker 3: believe that happened. Now. I'm not saying you're lying.
Speaker 7: I'm saying somewhere there was a survey or an appraisal,
Speaker 7: because I've never once, never, in my forty five years,
Speaker 7: never found a bank that would do alone without a
Speaker 7: survey and an appraisal. But I want to get you
Speaker 7: on tomorrow because I don't want you to run out
Speaker 7: of time, because it's serious enough that we do want
Speaker 7: to help you if you were defrauded.
Speaker 3: Uh Kaschina, get her information. I want to get her
Speaker 3: on with Brad O'Brien. We gotta get Brad on. Okay now, Carrie,
Speaker 3: I'll be right back to you right after this.
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