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<v Speaker 1>Yeah, ripped dum.

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<v Speaker 2>News.

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<v Speaker 1>You need advice?

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<v Speaker 3>Who you don't?

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<v Speaker 4>Have them?

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<v Speaker 5>Running?

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<v Speaker 3>Just as fast as we can.

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<v Speaker 1>Shooter's gonna help.

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<v Speaker 6>Come Man six is the Troubleshooter Show.

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<v Speaker 7>Now Tom Martino, Hi, Tom Martino here, Welcome to the show.

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<v Speaker 7>Three old three seven one three talk seven one three

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<v Speaker 7>eight two five five is the number to call.

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<v Speaker 3>We'll go right to the phones and see what you have.

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<v Speaker 7>You can always call three oh three Martino twenty four

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<v Speaker 7>seven three oh three six two seven eight four six

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<v Speaker 7>six if you have a problem, question or complaint. This

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<v Speaker 7>hour brought to you by Waterpros dot net. Water pros

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<v Speaker 7>the best systems at the lowest prices.

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<v Speaker 3>Yesterday I think.

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<v Speaker 7>Was the deadline for that extraordinary deal for the whole

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<v Speaker 7>house system. Maybe he'll squeeze another one or two in,

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<v Speaker 7>but uh, you'll never get a better deal ever, under

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<v Speaker 7>thirty two hundred bucks, fully installed both softening and drinking water.

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<v Speaker 7>Never heard of a deal like that, But no matter what,

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<v Speaker 7>he still has deals three oh three eight six two

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<v Speaker 7>five five five four.

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<v Speaker 3>Also, I want to mention Denverregen dot com for the

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<v Speaker 3>stem cell therapy. I'll tell you why.

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<v Speaker 7>It never astounds me how many people write to me saying, Tom,

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<v Speaker 7>thank you so much for this. There are so many

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<v Speaker 7>clinics out there saying they do stem cells, and I

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<v Speaker 7>want to say something. By the way, stem cells are

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<v Speaker 7>pretty good. You get a good clinic, you usually get

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<v Speaker 7>a good result. The reason I plug Regen. They're sponsors

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<v Speaker 7>on the show, but they were only sponsors after I

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<v Speaker 7>used them and got extraordinary results.

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<v Speaker 3>Denverregen dot com. They also do that weight.

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<v Speaker 7>Loss semigluetide enter zeppetide for pennies on the dollar compared

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<v Speaker 7>to everyone else, a few hundred bucks a month.

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<v Speaker 3>Hey, I want to mention something about semi glue tide.

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<v Speaker 7>There was a study done twenty three percent lower mortality

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<v Speaker 7>rates with those doing some glue tide. People say, oh,

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<v Speaker 7>it's deadly, it's dangerous.

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<v Speaker 3>It says is that that's not what the stats are showing.

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<v Speaker 3>Let's go to Teresa. Hey, Teresa, what the heck is

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<v Speaker 3>going on? Teresa? Are you there? Okay? Are we on? Hello?

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<v Speaker 3>Is this thing working?

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<v Speaker 8>Okay?

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<v Speaker 7>Talk to me somebody please, or go to someone else. George,

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<v Speaker 7>thank you, Hey, George, what's going on? I'm starting to

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<v Speaker 7>get a complex. Okay, go ahead, I hear you.

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<v Speaker 9>I just called it to say it, thank you for

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<v Speaker 9>helping me. I'll do with the home people.

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<v Speaker 3>Oh what happened? Which one was that George? With home depot,

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<v Speaker 3>depot and the washer, and you were not getting help.

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<v Speaker 3>You were not getting help as I remember with your warranty.

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<v Speaker 9>Yes, I got it, and.

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<v Speaker 3>And so what finally ended up happening.

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<v Speaker 9>Your name worked too, very well with them, and they

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<v Speaker 9>gave me the raven also the man set them.

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<v Speaker 3>Now I am so happy for you.

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<v Speaker 9>I am much more happier than user.

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<v Speaker 7>Oh man, you know what every day, every day, well

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<v Speaker 7>not every day, but most every day, we have a

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<v Speaker 7>success story here and there, and I love doing it.

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<v Speaker 7>So thanks for the thank you. Now I understand another question, sir.

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<v Speaker 4>Yeah, I'm the issue with the dental clinic and dental cleaning.

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<v Speaker 3>What what is your issue with dent cleaning?

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<v Speaker 9>The guy or there he I went to saying the

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<v Speaker 9>board for a dandal implant for my lower teeth.

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<v Speaker 4>So he's put.

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<v Speaker 9>This, took an X ray and all that kind of thing,

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<v Speaker 9>and then they put the screw which is landing forty

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<v Speaker 9>five degrees.

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<v Speaker 3>I oh, I'm sorry, I'm sorry.

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<v Speaker 7>I thought you were talking about a dental cleaning you're

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<v Speaker 7>talking about implants.

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<v Speaker 9>Yeah, implends.

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<v Speaker 7>Okay, do you actually have And for those listening, I

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<v Speaker 7>know this is probably elementary to many of you, but

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<v Speaker 7>when we talk about implants, an implant is actually the

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<v Speaker 7>screw that goes into your bone. That's an implant. A

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<v Speaker 7>lot of people think the implants are too The restoration

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<v Speaker 7>is on top of the implant and it's attached to

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<v Speaker 7>the implant. So did you have problems with the actual

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<v Speaker 7>screw the implant?

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<v Speaker 9>Yeah, I have an issue with the screws.

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<v Speaker 3>With the screws that go into the restoration to hold

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<v Speaker 3>it to the or are see, that's another thing.

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<v Speaker 7>The screw goes into the actual implant. Are you talking

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<v Speaker 7>about the actual screw.

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<v Speaker 9>I actually screw them.

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<v Speaker 7>Yeah, not the not the implant. Not the implant. A

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<v Speaker 7>lot of people call the implant a screw. It's really not.

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<v Speaker 7>But so are you having a problem with the thing

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<v Speaker 7>that's going into your bone or the screw that holds

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<v Speaker 7>the restoration to the thing that goes into your bone, the.

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<v Speaker 9>Screw it goes into the job bond.

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<v Speaker 7>Okay, that's called the implant. It's not called the screw. Okay,

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<v Speaker 7>I know people think it's a screw. Okay, So that implant.

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<v Speaker 7>What is the problem with that implant?

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<v Speaker 9>Uh, implant, that's no problem.

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<v Speaker 7>But that's crew okay, man, hold on, hold on, hold on.

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<v Speaker 7>You are confusing the hell enemy you said. It is

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<v Speaker 7>the screw that goes into your bone. That is called

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<v Speaker 7>the implant. Is that where you're having the trouble where

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<v Speaker 7>it attaches to your bone?

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<v Speaker 9>Yes, that is a trouble.

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<v Speaker 3>Such okay, and that's called an implant. You're having a

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<v Speaker 3>problem with your implant. What is the problem, and.

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<v Speaker 9>The problem is the dundist. I put the screw in

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<v Speaker 9>a landing way that's about forty five degrees landing.

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<v Speaker 7>And when I so the implant, the implant is put

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<v Speaker 7>in at an angle.

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<v Speaker 9>Yes, sir, okay, right down. So I buyed case.

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<v Speaker 7>Okay, now hold on, so the implant. Let me let

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<v Speaker 7>me get this straight now. So the implant was put

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<v Speaker 7>in at a slight angle. And then did you have

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<v Speaker 7>your teeth put over the implants? Did you have your

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<v Speaker 7>denture or your restorations done as well?

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<v Speaker 9>Yes?

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<v Speaker 7>Okay, so the okay, did the entire How many implants

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<v Speaker 7>do you have to hold your dentures or are they

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<v Speaker 7>not dentures?

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<v Speaker 3>Are they individual teeth.

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<v Speaker 7>Just tell me how many of those implants that you

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<v Speaker 7>have going into your bone around your mouth?

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<v Speaker 9>Two?

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<v Speaker 3>Two?

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<v Speaker 9>Two of the one on the left, one on the.

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<v Speaker 3>Right, just for two separate teeth, right, yes, okay, got it? Okay.

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<v Speaker 7>And the reason I mentioned that is because implants are

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<v Speaker 7>also used as anchors for full dentures. But what you're

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<v Speaker 7>talking about are two individual teeth that were put on,

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<v Speaker 7>two individual implants. One of them was put in crooked

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<v Speaker 7>and as a result, when you bit down, the restoration

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<v Speaker 7>or the tooth part of it broke.

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<v Speaker 3>Is that right?

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<v Speaker 9>You're right, sir.

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<v Speaker 3>Now, when that tooth broke, did the implants stay in place?

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<v Speaker 9>No? Oh oh, actually there is only one implend connecting

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<v Speaker 9>with dender lower John.

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<v Speaker 3>Yeah, that's what I mean.

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<v Speaker 7>But did that did that screw into your jaw the

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<v Speaker 7>thing you keep calling a screw?

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<v Speaker 3>Did that thing stay there? Is it still there.

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<v Speaker 9>Now?

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<v Speaker 3>The screw came off, it came out of your jawbone.

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<v Speaker 9>Yeah, I'll go to my job on ready, put the screws?

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<v Speaker 3>Yeah?

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<v Speaker 7>Okay, okay, Jesus Christ, I am having a total meltdown here.

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<v Speaker 3>George.

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<v Speaker 7>I'm gonna take you off the air. Okay, We're gonna

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<v Speaker 7>call you. Listen, your implant, the metal part that went

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<v Speaker 7>into your jaw came out?

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<v Speaker 3>Is that correct?

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<v Speaker 9>Absolutely, sir.

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<v Speaker 3>Okay, And you think it came out because he put

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<v Speaker 3>it into your bone crooked and it broke when you

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<v Speaker 3>bit down. Okay, that is highly unusual that the implant

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<v Speaker 3>would come out. I know the tooth broke too, Is

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<v Speaker 3>that right?

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<v Speaker 5>Yeah?

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<v Speaker 9>No, the tooth. Oh, I have to be pretty careful.

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<v Speaker 9>The tooth did not come off. They didn't plant. The

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<v Speaker 9>scruise came off.

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<v Speaker 7>Okay, So the implant came out and the tooth is

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<v Speaker 7>still on the implant.

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<v Speaker 9>Yeah, no, the im blend is gone.

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<v Speaker 7>Okay, listen, I feel like I'm on an Abbott Costello.

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<v Speaker 3>Uh skit here, So just put him on home just

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<v Speaker 3>can Deputy Dot? Can you help him out? Look at

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<v Speaker 3>you know, I guess, I guess. I I it's too bad.

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<v Speaker 3>I'm sorry.

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<v Speaker 8>It's just me.

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<v Speaker 3>I'm freaking out because the guy.

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<v Speaker 7>I know what he's saying, but I'm not getting a

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<v Speaker 7>clear picture for those listening.

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<v Speaker 3>When you go to a.

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<v Speaker 7>Dentist, if you give a damn to have an im

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<v Speaker 7>the implant is this metal thing that screws into your bone. Okay,

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<v Speaker 7>that's the metal implant. When it's used for a denture,

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<v Speaker 7>it's called an anchor. Now, if you have anchors holding

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<v Speaker 7>on dentures, they put about four of them in sometimes six.

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<v Speaker 7>If you have an individual tooth being restored, they put

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<v Speaker 7>one implant and one what they call restoration. That's the

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<v Speaker 7>tooth that goes on the implant. Then a screw goes

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<v Speaker 7>through the tooth and screws that restoration onto the implant.

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<v Speaker 3>So when he says the screw came out, I think

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<v Speaker 3>he means the implant came out of his bone.

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<v Speaker 7>So I'm wondering what happened to the tooth that was

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<v Speaker 7>attached to the implant. But George and I, you know, listen,

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<v Speaker 7>I don't expect people to understand what they have, but

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<v Speaker 7>I was just trying to get an explanation. I'm sorry, Well,

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<v Speaker 7>go ahead, doc, I think I'm having an autistic moment.

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<v Speaker 10>God, highly unlikely that it came out of his bone.

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<v Speaker 10>Doesn't that seem unlikely to you?

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<v Speaker 3>Totally? That's why I'm asking.

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<v Speaker 7>Totally unlikely his bone would have to break or something

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<v Speaker 7>would have to break inside his bone that that that implant.

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<v Speaker 7>So talk to him off there and try to get

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<v Speaker 7>a better picture, and then we'll just let's just find

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<v Speaker 7>out what the hell happened to him and try to

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<v Speaker 7>explain to him those different parts and what he's actually

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<v Speaker 7>seeing in his hand or if he went to a dentist.

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<v Speaker 3>I'm Tom Martine. Kathy had a car accident.

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<v Speaker 7>I'm going to take her after the break three oh

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<v Speaker 7>three seven one three talk three oh three seven one.

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<v Speaker 3>Three eight two five five and listen. I apologize for

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<v Speaker 3>getting anal here. I was just trying to get a

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<v Speaker 3>picture of what went wrong with the guy. We got

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<v Speaker 3>more coming up.

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<v Speaker 7>Go with a sure thing Denver's Best roofer Excel Roofing

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<v Speaker 7>dot com. You don't pay a cent until you're content.

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<v Speaker 7>Time for an insurance check up free, no obligation. In comparison,

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<v Speaker 7>call Compass Insurance paying too much your coverage at dozens

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<v Speaker 7>of insurance companies find out now three oh three seven

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<v Speaker 7>seven to one help. You'll think you're his only customer

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<v Speaker 7>when you choose Frank durand the real estate Man dot

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<v Speaker 7>com to list your home with Remax Alliance three oh

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<v Speaker 7>three nine two zero sixteen twenty two. Hey, I'm Tom Martino,

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<v Speaker 7>your trouble shooter three O three seven to one three

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<v Speaker 7>talk three oh three seven one three A two five five.

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<v Speaker 3>Let's go to the phones, and I promise not to

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<v Speaker 3>get technical with any other callers. I will just listen. Kathy.

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<v Speaker 3>What's happening? Hey, you were in a car accident. What's

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<v Speaker 3>going on?

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<v Speaker 11>I was in a car accident on the twenty ninth

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<v Speaker 11>of May at about four fifty four fifty five pm

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<v Speaker 11>on South Wadsworth and I was turning on Waterton Road.

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<v Speaker 3>Yeah. Now that's a lot of detail. That's good. Is

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<v Speaker 3>there a reason you mentioned the time of day?

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<v Speaker 11>Yeah, because Lockheed Martin was getting out in a way.

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<v Speaker 3>Okay.

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<v Speaker 11>So I was making a left hand turn. I was

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<v Speaker 11>in the left lane on South Wadsworth and a nist

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<v Speaker 11>on Exterira cut in front of me and I had

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<v Speaker 11>to put on my brakes and I thought, well, I

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<v Speaker 11>better getting that far left lane to make that turn

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<v Speaker 11>because I know the right lane and there's merge sign there.

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<v Speaker 7>You know, it's really it's really weird when you're turning left. Now,

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<v Speaker 7>did you have a left turn lane?

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<v Speaker 12>Yes?

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<v Speaker 9>I did.

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<v Speaker 3>And was there a left turn arrow?

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<v Speaker 11>Yes there was?

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<v Speaker 3>And were you turning on the left arrow?

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<v Speaker 12>Yes? I was.

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<v Speaker 3>And somebody ran a red light.

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<v Speaker 11>Then, no, she didn't run the red light. She was

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<v Speaker 11>in the right turn lane, which the right turn lane ends.

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<v Speaker 11>There's when you get in there.

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<v Speaker 7>She was on the right turn lane going the same

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<v Speaker 7>way as you are coming the opposite.

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<v Speaker 11>Direction, going the same way.

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<v Speaker 3>Oh, and she wanted to go left.

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<v Speaker 11>Yeah, she was making the left hand turn there as.

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<v Speaker 3>Well, even though she was in a right hand turn lane.

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<v Speaker 9>Yes.

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<v Speaker 11>Yeah, there are two lanes.

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<v Speaker 7>Yeah, two lanes. One's going left, one's going right. You

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<v Speaker 7>were in the left.

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<v Speaker 3>Lane, she left.

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<v Speaker 11>There's two lanes there, Oh, going left?

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<v Speaker 3>Got it?

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<v Speaker 7>Yes, Okay, I get it, I get it. She was

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<v Speaker 7>on the other left hand lane, got it. So what happened?

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<v Speaker 11>Okay? So because she cut in front of me, I thought, okay,

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<v Speaker 11>well I know that that right lane turn lane ends,

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<v Speaker 11>and I better get over there in the left lane.

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<v Speaker 11>I was on my way to a job interview. So

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<v Speaker 11>I got in the left turn lane and it was

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<v Speaker 11>kind of buy. There was an F one fifty in

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<v Speaker 11>front of me. Yeah, and there was like a gold

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<v Speaker 11>Toyota or suv behind me. So I continued to go,

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<v Speaker 11>and the F one fifty in front of me kept

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<v Speaker 11>flemming on the brakes. Well, she kept coming over.

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<v Speaker 7>Why was she If she was turning left and she

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<v Speaker 7>was in the outside lane, why did she keep coming

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<v Speaker 7>into your lane?

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<v Speaker 3>I wish I knew, Tom, you know why, because I'll

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<v Speaker 3>tell you why.

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<v Speaker 7>Because it happens all the time. I shouldn't even ask that.

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<v Speaker 7>I noticed that when there's two left hand lanes or

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<v Speaker 7>two right hand lanes, people don't stay within the lines.

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<v Speaker 3>They drift.

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<v Speaker 11>Yes, they do. And so she came over and she

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<v Speaker 11>was like, I said, she's driving the nissanic Ster four

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<v Speaker 11>whell drive. I'm driving my twenty.

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<v Speaker 12>Nineteen Mustang Bullet.

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<v Speaker 11>Yeah, it's my car, and I'm the hawk and the

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<v Speaker 11>horn and the guy in the f When fifty kept

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<v Speaker 11>slamming on his brakes, there was the car behind him.

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<v Speaker 7>Why why was the guy in front of you slamming

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<v Speaker 7>on his brakes?

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<v Speaker 11>I don't know. I think it was kind of like

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<v Speaker 11>the traffic, or maybe my horn was scaring him.

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<v Speaker 12>I don't know.

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<v Speaker 7>We're okay, so you're turning left. Let's just get right

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<v Speaker 7>to it. The person on the right drifts. Did you

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<v Speaker 7>hit that person who drifted?

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<v Speaker 11>I did not.

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00:16:28.159 --> 00:16:28.759
<v Speaker 12>She hit me.

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<v Speaker 11>She came over and hit me. I had tire marks.

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<v Speaker 3>From there, and she where did she strike your car?

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<v Speaker 7>You're both turning left, each one in each lane. She

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00:16:38.960 --> 00:16:42.399
<v Speaker 7>comes over to the left into your lane and hits you.

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<v Speaker 3>Where she hit me on.

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<v Speaker 11>The right side passenger door, the other the front cinder

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<v Speaker 11>and the back cylinder had nothing but tire marks.

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<v Speaker 7>Okay, so it's pretty clear. It's pretty clear she hit you.

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<v Speaker 7>But is she going to say you're the one that drifted?

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<v Speaker 12>No, she's not.

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<v Speaker 3>She And by the way, I think John Fuller would

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00:17:05.400 --> 00:17:05.839
<v Speaker 3>tell us.

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<v Speaker 7>Our personal injury expert why dash cams are so important.

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00:17:09.279 --> 00:17:12.519
<v Speaker 7>It's not just for personal injury accidents, it's for everything.

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<v Speaker 3>So what happened then?

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<v Speaker 11>So she takes her off, Okay, so I kind of

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<v Speaker 11>slowed down. She gets into the lane that's in front

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<v Speaker 11>of me, because you know, there's a single lane. I

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<v Speaker 11>followed her down to Rampart Road and there was a car.

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<v Speaker 11>She was making a right hand turn. Going down Rampart Road.

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<v Speaker 11>There's a Safeway parking lot there, a huge parking lot.

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<v Speaker 7>Okay, so just get to the park let's just get

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00:17:38.119 --> 00:17:41.799
<v Speaker 7>to the end result here you described the accident accurately.

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<v Speaker 7>What's going on between you and the other person?

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<v Speaker 11>So I stopped her at the rampart road. I locked

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<v Speaker 11>her off so she could not make that right turn,

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<v Speaker 11>and I showed her I had nine one one on

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<v Speaker 11>the call because I wanted to exchange insurance information, and

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<v Speaker 11>she pulled a gun out on me.

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<v Speaker 3>Oh a minute, wait a minute, hold on, that's now.

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<v Speaker 7>She must have really felt threatened, so you blocked her?

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00:18:08.480 --> 00:18:11.240
<v Speaker 7>How did you block her? How aggressively was that? To

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00:18:11.279 --> 00:18:12.960
<v Speaker 7>tell me about it, I just.

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00:18:12.960 --> 00:18:15.480
<v Speaker 11>Pulled in front of her. I kind of blocked the lane.

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<v Speaker 7>And I thought, well, describe that she was. Where was

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<v Speaker 7>she going when you pulled in front of her.

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<v Speaker 11>She was making that right hand turn to go into

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<v Speaker 11>the neighborhood where she lived.

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<v Speaker 3>And how did you block her? From the left or right?

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00:18:27.680 --> 00:18:30.119
<v Speaker 3>Did you go? Did you pull across in front of

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<v Speaker 3>her from the inside or the.

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<v Speaker 7>Outside from the left which would be the outside, or

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<v Speaker 7>from the inside the right?

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<v Speaker 11>From probably the left, because I so.

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<v Speaker 3>You went around her and blocked her from turning.

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00:18:43.440 --> 00:18:46.039
<v Speaker 7>Yes, I don't think that was cool at all, and

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<v Speaker 7>I would have feel I would have felt very threatened.

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<v Speaker 3>Hold on to that thought. I want you to.

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00:18:52.359 --> 00:18:55.680
<v Speaker 7>Finish and see where this story is going. I'm Tom Martino.

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<v Speaker 7>What would you do, man if somebody pulled a gun

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00:18:58.359 --> 00:19:01.160
<v Speaker 7>on you? Whoo, that's scary three seven to one. Three

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00:19:01.200 --> 00:19:07.319
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356
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357
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358
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359
00:19:28.200 --> 00:19:31.960
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360
00:19:32.079 --> 00:19:35.000
<v Speaker 7>your coverage at dozens of insurance companies find out now

361
00:19:35.079 --> 00:19:37.359
<v Speaker 7>three all three seven to seven to one. Help you'll

362
00:19:37.400 --> 00:19:40.119
<v Speaker 7>think you're his only customer when you choose Frank durand

363
00:19:40.160 --> 00:19:42.599
<v Speaker 7>the real estate Man dot com to list your home

364
00:19:42.799 --> 00:19:45.960
<v Speaker 7>with Remax Alliance three all three nine two zero sixteen

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00:19:46.039 --> 00:19:53.519
<v Speaker 7>twenty two. I'm Tom Martine, your troubleshooter, Kathy. This car

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<v Speaker 7>accident is so strange. So anyway, the woman hitter took

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<v Speaker 7>off us, well kind of drift did enter her lane.

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<v Speaker 3>It could be the woman didn't realize it. Who knows, Yes, she.

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<v Speaker 11>Did, because I know where she worked and I know

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<v Speaker 11>where she lived, so she knew that right lane was

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<v Speaker 11>in there.

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<v Speaker 7>So you followed her and blocked her off from turning

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<v Speaker 7>into her neighborhood. Once you blocked her off, did you

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<v Speaker 7>jump out of your car or how did you approach her?

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<v Speaker 1>I did.

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<v Speaker 11>I had my phone there and I showed her that

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<v Speaker 11>I was calling nine one on.

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<v Speaker 7>So you jumped out of the car and said, I'm

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<v Speaker 7>on the phone with nine one one.

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<v Speaker 3>Yes, well it's a non emergency.

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<v Speaker 7>You shouldn't have called that, but anyway, So what did

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<v Speaker 7>she say?

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00:20:32.319 --> 00:20:32.960
<v Speaker 3>At that point?

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<v Speaker 7>She was in the driver's seat, She's looking at a

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<v Speaker 7>woman who just cut her off, jumped out of the seat,

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<v Speaker 7>says I'm calling nine one one.

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<v Speaker 3>What did she do?

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<v Speaker 11>Then she pulled in the gun on me?

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<v Speaker 3>Now, how did she pull the gun?

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<v Speaker 7>Did she get out of the driver's seat, stand up

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<v Speaker 7>on a stand standpoint?

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<v Speaker 11>No, she didn't because it was a tinted window.

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00:20:54.839 --> 00:20:56.519
<v Speaker 3>So how did she pull a gun on you?

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<v Speaker 7>I want to know how you knew and if it

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00:20:58.920 --> 00:21:01.279
<v Speaker 7>was menacing or did she just let you see she

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00:21:01.400 --> 00:21:02.000
<v Speaker 7>had a gun?

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<v Speaker 11>Okay? This is in the Jefferson County Shaff's report Sterling.

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<v Speaker 12>Okay, she said.

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<v Speaker 7>No, no, no, no, no, no no, no. I'm asking

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<v Speaker 7>you how did you know she had a gun?

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00:21:16.680 --> 00:21:17.720
<v Speaker 9>I was in.

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00:21:19.480 --> 00:21:22.440
<v Speaker 11>And I could see the gun in the the through

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00:21:22.480 --> 00:21:22.920
<v Speaker 11>the window.

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00:21:23.240 --> 00:21:24.480
<v Speaker 3>Was her window closed?

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<v Speaker 8>Yes?

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00:21:25.720 --> 00:21:28.240
<v Speaker 3>It was okay. So when you saw she had a gun,

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00:21:28.279 --> 00:21:29.000
<v Speaker 3>what did you do?

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00:21:30.039 --> 00:21:32.319
<v Speaker 11>I told her I had nine one one on the

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<v Speaker 11>phone call and we needed to exchange insurance information.

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00:21:35.559 --> 00:21:36.559
<v Speaker 3>And what did she say?

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00:21:36.799 --> 00:21:37.000
<v Speaker 8>Car?

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00:21:37.720 --> 00:21:39.200
<v Speaker 12>She did not say anything.

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00:21:39.640 --> 00:21:40.440
<v Speaker 3>Then what happened?

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00:21:40.960 --> 00:21:43.799
<v Speaker 11>The car in front of her took off and the

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00:21:43.960 --> 00:21:49.200
<v Speaker 11>car behind her was honking the horns. So I jumped

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00:21:49.279 --> 00:21:53.240
<v Speaker 11>back in my car and I followed her in the neighborhood.

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00:21:53.279 --> 00:21:55.000
<v Speaker 3>Wait a minute, Wait a minute, hold on.

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<v Speaker 7>So when she didn't get out of the car and

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00:21:59.240 --> 00:22:02.039
<v Speaker 7>people were up that with the cars blocking traffic, you

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00:22:02.079 --> 00:22:05.559
<v Speaker 7>got into your car. And if you were blocking her,

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00:22:06.319 --> 00:22:07.839
<v Speaker 7>how did you follow her?

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00:22:08.200 --> 00:22:10.400
<v Speaker 3>How did she move around you?

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<v Speaker 11>Well, she went ahead first, She's in that right lane

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00:22:13.279 --> 00:22:15.440
<v Speaker 11>and I was kind of sticking out there in both.

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00:22:15.279 --> 00:22:19.000
<v Speaker 3>Lanes, so you were blocking her only partially, and she

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00:22:19.000 --> 00:22:21.839
<v Speaker 3>she must have backed up went around you.

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00:22:21.880 --> 00:22:23.880
<v Speaker 11>No, she stayed in that right lane when the car

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00:22:23.880 --> 00:22:26.359
<v Speaker 11>in front of her when that light changed, oh got

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00:22:26.400 --> 00:22:29.920
<v Speaker 11>it went And then she started driving around in the

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00:22:29.920 --> 00:22:30.559
<v Speaker 11>neighborhood and.

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00:22:30.599 --> 00:22:34.119
<v Speaker 3>You followed her. I did you knew she had a gun?

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00:22:34.599 --> 00:22:37.400
<v Speaker 7>You knew she had a gun, and you kept following her.

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00:22:37.599 --> 00:22:39.920
<v Speaker 7>You should have just gotten a license plate or take

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00:22:39.920 --> 00:22:41.279
<v Speaker 7>a picture with your cell phone.

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00:22:41.519 --> 00:22:43.599
<v Speaker 3>But anyway, keep going. What happened then?

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00:22:44.279 --> 00:22:46.559
<v Speaker 11>At the license plate I had nine one one on

437
00:22:46.599 --> 00:22:49.440
<v Speaker 11>the line. She was screaming at me, and she was

438
00:22:49.480 --> 00:22:50.039
<v Speaker 11>telling me.

439
00:22:49.920 --> 00:22:53.599
<v Speaker 7>To stay wait wait wait wait you said the window

440
00:22:53.759 --> 00:22:54.279
<v Speaker 7>was closed.

441
00:22:54.319 --> 00:22:56.480
<v Speaker 3>How was she screaming through the closed window?

442
00:22:57.079 --> 00:22:59.920
<v Speaker 11>No, the nine one one operator was screaming at me

443
00:23:00.079 --> 00:23:01.720
<v Speaker 11>telling me not to follow her.

444
00:23:02.440 --> 00:23:04.559
<v Speaker 3>Right, and she was right? And what did you do?

445
00:23:04.839 --> 00:23:08.240
<v Speaker 11>But I said, throws that gun out the window. I'm

446
00:23:08.279 --> 00:23:09.079
<v Speaker 11>following her.

447
00:23:09.519 --> 00:23:12.200
<v Speaker 3>Oh that's so ridiculous, Kathy. What happened then?

448
00:23:12.480 --> 00:23:13.599
<v Speaker 5>I know?

449
00:23:13.759 --> 00:23:15.720
<v Speaker 11>So we went through the neighborhood.

450
00:23:16.480 --> 00:23:18.680
<v Speaker 3>I mean, do you realize that this woman could have

451
00:23:18.799 --> 00:23:19.200
<v Speaker 3>killed you?

452
00:23:19.359 --> 00:23:19.519
<v Speaker 12>Right?

453
00:23:19.640 --> 00:23:23.200
<v Speaker 7>You understand that if she was a psycho? Thank god

454
00:23:23.279 --> 00:23:24.720
<v Speaker 7>she didn't. So then what happened?

455
00:23:25.440 --> 00:23:30.319
<v Speaker 11>So she drove through the neighborhood and then I understand

456
00:23:30.359 --> 00:23:32.039
<v Speaker 11>she was on the phone. Don't know she's talking to

457
00:23:32.079 --> 00:23:34.279
<v Speaker 11>her husband or nine one one. But she drove back

458
00:23:34.319 --> 00:23:39.279
<v Speaker 11>into that Safeway parking lot. She parked in the aisle

459
00:23:39.440 --> 00:23:42.680
<v Speaker 11>and there was a Douglas County Sheriff's office there, And

460
00:23:42.799 --> 00:23:43.799
<v Speaker 11>why was she there?

461
00:23:44.079 --> 00:23:47.400
<v Speaker 7>Why was that was the sheriff there because you had

462
00:23:47.480 --> 00:23:49.920
<v Speaker 7>called or just out of coincidence.

463
00:23:50.400 --> 00:23:51.160
<v Speaker 3>I don't know.

464
00:23:51.319 --> 00:23:53.759
<v Speaker 11>I think it was something that she did on the phone.

465
00:23:53.799 --> 00:23:55.319
<v Speaker 11>I was trying to figure that out.

466
00:23:55.160 --> 00:23:58.039
<v Speaker 7>That I yeah, she probably said some psychos following me

467
00:23:58.240 --> 00:24:00.799
<v Speaker 7>cut me off in traffic and I'm afraid for my life.

468
00:24:01.359 --> 00:24:03.200
<v Speaker 3>Go ahead, then what Yeah?

469
00:24:03.400 --> 00:24:07.200
<v Speaker 11>So the share was there with the light flash and

470
00:24:07.240 --> 00:24:11.000
<v Speaker 11>they went over to her car and he opened up

471
00:24:11.000 --> 00:24:13.759
<v Speaker 11>the door and he was talking to her and I

472
00:24:13.880 --> 00:24:15.680
<v Speaker 11>was They told me to park my car. So I

473
00:24:15.720 --> 00:24:17.720
<v Speaker 11>parked my car. I got out to look at it,

474
00:24:18.200 --> 00:24:19.880
<v Speaker 11>and he told me to stay in the car, and

475
00:24:19.920 --> 00:24:21.200
<v Speaker 11>I thought, no, I'm going to get out and look

476
00:24:21.200 --> 00:24:24.079
<v Speaker 11>at my car. So she got out of the car

477
00:24:24.119 --> 00:24:28.759
<v Speaker 11>and she was screaming she hit me, and I'm thinking, no,

478
00:24:28.960 --> 00:24:32.200
<v Speaker 11>I did it. And then they took her off in

479
00:24:32.319 --> 00:24:35.160
<v Speaker 11>handcuffs and she was arrested for felony menacing.

480
00:24:35.319 --> 00:24:36.599
<v Speaker 3>Oh wait a minute, wait a minute.

481
00:24:36.680 --> 00:24:39.960
<v Speaker 7>So she jumped out and said she hit me, meaning

482
00:24:40.119 --> 00:24:41.240
<v Speaker 7>physically hit.

483
00:24:41.079 --> 00:24:42.240
<v Speaker 3>Her or the car hit her.

484
00:24:43.079 --> 00:24:45.200
<v Speaker 11>She was in the car and she was told the

485
00:24:45.200 --> 00:24:47.200
<v Speaker 11>cop I could hear it because my window was down.

486
00:24:47.519 --> 00:24:51.880
<v Speaker 11>She hit me, And I'm thinking, no, I did it.

487
00:24:52.119 --> 00:24:53.880
<v Speaker 11>I've got a low profile car.

488
00:24:53.880 --> 00:24:56.640
<v Speaker 3>You go, okay, hold on, hold on car. What is

489
00:24:56.680 --> 00:24:58.799
<v Speaker 3>the Mustang Bullet by the way, a bullet?

490
00:25:00.160 --> 00:25:02.200
<v Speaker 11>Did you ever see the movie Bullet with Steve McClue.

491
00:25:02.319 --> 00:25:05.079
<v Speaker 7>Oh wow, okay, but it's a replica, right, it's not

492
00:25:05.200 --> 00:25:06.160
<v Speaker 7>the old one.

493
00:25:06.400 --> 00:25:09.319
<v Speaker 11>The fiftieth anniversary of the Bullet movie. It's a dark

494
00:25:09.400 --> 00:25:10.079
<v Speaker 11>Island green.

495
00:25:10.359 --> 00:25:12.519
<v Speaker 3>No, I know, I got you. I got you. That's cool.

496
00:25:12.599 --> 00:25:15.440
<v Speaker 3>That's cool. Anyway, look at this car. So what happened

497
00:25:15.480 --> 00:25:17.920
<v Speaker 3>then that they rested her? Now what?

498
00:25:18.279 --> 00:25:23.519
<v Speaker 11>Yeah, they rested her. So the Douglas County says, well,

499
00:25:23.519 --> 00:25:26.319
<v Speaker 11>we have to wait for Jefferson County because that's where

500
00:25:26.319 --> 00:25:30.119
<v Speaker 11>the accident happened. I said, okay. I waited in that

501
00:25:30.200 --> 00:25:33.799
<v Speaker 11>parking lot four and a half hours for Jefferson County

502
00:25:33.839 --> 00:25:38.720
<v Speaker 11>to come and take my statement, and I found out

503
00:25:38.920 --> 00:25:43.200
<v Speaker 11>she did loads again, and so Jefferson County filled I

504
00:25:43.279 --> 00:25:45.480
<v Speaker 11>filled out the paperwork. Of course, they hauled her off

505
00:25:45.480 --> 00:25:48.079
<v Speaker 11>and her husband came to the parking lot. I think

506
00:25:48.079 --> 00:25:51.279
<v Speaker 11>that's who she called, filled out the insurance information.

507
00:25:52.079 --> 00:25:54.799
<v Speaker 7>And so hold on, did they finally show up after

508
00:25:54.839 --> 00:25:56.480
<v Speaker 7>four hours four.

509
00:25:56.279 --> 00:25:56.960
<v Speaker 11>And a half hours?

510
00:25:57.039 --> 00:25:59.599
<v Speaker 7>Yeah, finely, okay, So fine, and they took your statement,

511
00:26:00.119 --> 00:26:00.880
<v Speaker 7>going with your story?

512
00:26:00.880 --> 00:26:01.799
<v Speaker 3>Where are we going with it?

513
00:26:02.319 --> 00:26:02.680
<v Speaker 12>Okay?

514
00:26:02.720 --> 00:26:05.400
<v Speaker 11>So they arrested her for felony menacing.

515
00:26:05.640 --> 00:26:06.039
<v Speaker 12>Okay.

516
00:26:06.440 --> 00:26:10.119
<v Speaker 11>We had a couple of court appearances and it was delayed.

517
00:26:10.559 --> 00:26:12.279
<v Speaker 3>And this was Jeffco that arrested her.

518
00:26:12.359 --> 00:26:15.759
<v Speaker 11>Right, No, Douglas County because that's where she pulled guns.

519
00:26:16.119 --> 00:26:17.400
<v Speaker 3>Oh, I'm sorry, Douglas County.

520
00:26:17.480 --> 00:26:20.920
<v Speaker 11>Okay, Jefferson County did do nothing. She didn't get a

521
00:26:21.559 --> 00:26:24.359
<v Speaker 11>ticket for leaving the scene of an accident.

522
00:26:24.000 --> 00:26:26.440
<v Speaker 3>All right, So Douglas County arrested her.

523
00:26:27.319 --> 00:26:32.240
<v Speaker 11>Yes, okay, So she got out on bail and I

524
00:26:32.279 --> 00:26:34.400
<v Speaker 11>went to court a couple of times. Down there. I

525
00:26:34.440 --> 00:26:40.039
<v Speaker 11>got a call from the victim's advocate Friday from Douglas

526
00:26:40.079 --> 00:26:44.160
<v Speaker 11>County and they said that they're dismissing the charges because

527
00:26:44.200 --> 00:26:45.279
<v Speaker 11>of self defense.

528
00:26:45.880 --> 00:26:49.559
<v Speaker 3>Right, that's right, And I'll tell you why. I know exactly,

529
00:26:50.039 --> 00:26:54.000
<v Speaker 3>because they're going to say it wasn't clear that she

530
00:26:54.160 --> 00:26:56.720
<v Speaker 3>wanted to attack you out of the blue, and she

531
00:26:56.960 --> 00:27:00.319
<v Speaker 3>was prompted by her fear. It's going to be too

532
00:27:00.359 --> 00:27:04.039
<v Speaker 3>hard to prosecute. The woman did not point the gun

533
00:27:04.039 --> 00:27:04.440
<v Speaker 3>at you.

534
00:27:05.240 --> 00:27:08.119
<v Speaker 7>Here's what I'm listen, Listen, I know how this is

535
00:27:08.160 --> 00:27:12.279
<v Speaker 7>gonna go and these district this district attorney will not

536
00:27:12.440 --> 00:27:12.759
<v Speaker 7>do it.

537
00:27:12.880 --> 00:27:15.079
<v Speaker 3>I know it, I know it, I know it. I

538
00:27:15.319 --> 00:27:15.640
<v Speaker 3>had a.

539
00:27:15.599 --> 00:27:18.440
<v Speaker 7>Woman smack me or punched me in the face one

540
00:27:18.480 --> 00:27:21.920
<v Speaker 7>time at a public gathering because she was upset about

541
00:27:21.960 --> 00:27:24.359
<v Speaker 7>somebody who the hell knows what it was. She punched

542
00:27:24.400 --> 00:27:26.240
<v Speaker 7>me in the face. Now, I swear to god, she

543
00:27:26.559 --> 00:27:30.599
<v Speaker 7>just punched me in the face. And when the people

544
00:27:30.640 --> 00:27:36.200
<v Speaker 7>there called the deputies, they came, and this was Douglas County, and.

545
00:27:37.799 --> 00:27:38.799
<v Speaker 3>They would not.

546
00:27:38.839 --> 00:27:43.559
<v Speaker 7>Prosecute this woman because she said I looked menacing.

547
00:27:44.000 --> 00:27:46.200
<v Speaker 3>Now I had no weapon. I mean, I don't know

548
00:27:46.200 --> 00:27:47.240
<v Speaker 3>why I looked menacing.

549
00:27:48.599 --> 00:27:51.200
<v Speaker 7>I think she said something to me, like you're a

550
00:27:51.240 --> 00:27:53.599
<v Speaker 7>piece of crap or whatever, and I said what And

551
00:27:53.680 --> 00:27:56.880
<v Speaker 7>so then she punched me and claimed that I was

552
00:27:57.000 --> 00:27:59.279
<v Speaker 7>like and then her friend said, oh, yeah, he went

553
00:27:59.279 --> 00:28:00.279
<v Speaker 7>to grab heror something.

554
00:28:00.559 --> 00:28:04.319
<v Speaker 3>So here's the problem. You're never going to get an

555
00:28:04.400 --> 00:28:07.960
<v Speaker 3>accurate assessment, and no one's going to prosecute that.

556
00:28:08.079 --> 00:28:11.200
<v Speaker 7>They don't want this crap show in a courtroom. Well

557
00:28:11.400 --> 00:28:13.119
<v Speaker 7>he tried to grab me, No I didn't.

558
00:28:13.160 --> 00:28:13.680
<v Speaker 3>Here are my.

559
00:28:13.680 --> 00:28:16.200
<v Speaker 7>Friends saying I didn't. Here's your friend saying I did.

560
00:28:16.640 --> 00:28:18.039
<v Speaker 7>Then you punched me in the face.

561
00:28:18.079 --> 00:28:18.279
<v Speaker 3>You know.

562
00:28:18.759 --> 00:28:21.759
<v Speaker 7>It's just they're never going to do it, never ever

563
00:28:21.839 --> 00:28:22.920
<v Speaker 7>ever going to prosecute.

564
00:28:23.559 --> 00:28:27.160
<v Speaker 3>They're just not because it's not that serious. Now, are

565
00:28:27.200 --> 00:28:30.359
<v Speaker 3>you calling because you're upset she was not prosecuted.

566
00:28:31.359 --> 00:28:33.759
<v Speaker 11>Yeah, in the county. I mean, you know you can,

567
00:28:33.839 --> 00:28:35.759
<v Speaker 11>you can hit somebody's car.

568
00:28:35.920 --> 00:28:38.359
<v Speaker 7>Well, first of all, hold on, you can't prove it

569
00:28:38.440 --> 00:28:41.279
<v Speaker 7>happened that she left the scene of an accident. That's

570
00:28:41.319 --> 00:28:43.240
<v Speaker 7>why jeff go is not going to take it. She

571
00:28:43.359 --> 00:28:45.039
<v Speaker 7>can simply say I never hit her.

572
00:28:45.319 --> 00:28:46.920
<v Speaker 3>That's all. That's all she has to say.

573
00:28:47.119 --> 00:28:51.079
<v Speaker 7>Unless you have witnesses or a dash cam, she's gonna say, well,

574
00:28:51.119 --> 00:28:53.960
<v Speaker 7>I never hit her. This woman's crazy. This woman came

575
00:28:54.000 --> 00:28:57.799
<v Speaker 7>after me. I feared for my life. And especially if

576
00:28:58.000 --> 00:29:00.799
<v Speaker 7>now listen the Douglas County thing, I can see that

577
00:29:00.880 --> 00:29:04.079
<v Speaker 7>being dismissed. I can absolutely see the arrest and I

578
00:29:04.119 --> 00:29:07.559
<v Speaker 7>can also see it being dismissed. That was never going

579
00:29:07.640 --> 00:29:11.079
<v Speaker 7>to be prosecuted because they'll never get a conviction. And

580
00:29:11.119 --> 00:29:14.079
<v Speaker 7>then I can see if you don't have if you

581
00:29:14.119 --> 00:29:17.400
<v Speaker 7>don't have that you have, I mean, you just don't

582
00:29:17.440 --> 00:29:18.680
<v Speaker 7>have a lot to go on, Kathy.

583
00:29:19.039 --> 00:29:20.200
<v Speaker 3>It's it's it's over.

584
00:29:20.839 --> 00:29:23.240
<v Speaker 7>I mean, what I'm saying is there was no damage

585
00:29:23.319 --> 00:29:25.920
<v Speaker 7>other than your car. Of course, now you can in

586
00:29:25.960 --> 00:29:30.000
<v Speaker 7>your report to your insurance report her her license and

587
00:29:30.039 --> 00:29:32.480
<v Speaker 7>all that and see if they can subrogate. But I'll

588
00:29:32.480 --> 00:29:34.680
<v Speaker 7>bet you she's not admitting she hit you.

589
00:29:34.799 --> 00:29:35.279
<v Speaker 3>Is that right?

590
00:29:36.000 --> 00:29:36.200
<v Speaker 13>Yeah?

591
00:29:36.319 --> 00:29:36.759
<v Speaker 1>She did.

592
00:29:37.480 --> 00:29:38.640
<v Speaker 11>It's in the police report.

593
00:29:38.720 --> 00:29:40.960
<v Speaker 3>No, she said you hit her.

594
00:29:41.519 --> 00:29:43.799
<v Speaker 11>Well, but I'm looking at Yeah, that's what she told

595
00:29:43.839 --> 00:29:44.440
<v Speaker 11>the Oh.

596
00:29:44.359 --> 00:29:48.000
<v Speaker 3>Okay, well then guess what, Kathy. Tell me this. Why

597
00:29:48.000 --> 00:29:51.640
<v Speaker 3>do people have to believe you and not her? If

598
00:29:51.680 --> 00:29:56.079
<v Speaker 3>she said you hit her, and you say if she

599
00:29:56.200 --> 00:29:58.359
<v Speaker 3>says you hit her and you say she hit you,

600
00:29:59.119 --> 00:30:00.279
<v Speaker 3>who should they believe?

601
00:30:00.720 --> 00:30:04.680
<v Speaker 11>Well, she's got that. She's claimed she did not go.

602
00:30:04.880 --> 00:30:10.519
<v Speaker 7>Over in the absence, in the absence of any witnesses. Kathy,

603
00:30:10.640 --> 00:30:12.279
<v Speaker 7>I know you didn't call for this, and I don't

604
00:30:12.319 --> 00:30:15.640
<v Speaker 7>mean I'm just discussing this. It really is a good topic,

605
00:30:15.720 --> 00:30:18.440
<v Speaker 7>it really is. But you don't have a case here.

606
00:30:18.839 --> 00:30:22.119
<v Speaker 7>You're never going to get her prosecuted. If that's your goal,

607
00:30:22.519 --> 00:30:26.920
<v Speaker 7>it will never happen. But it's too shady. You want

608
00:30:27.119 --> 00:30:29.759
<v Speaker 7>everyone to take you at your word or do a

609
00:30:29.799 --> 00:30:34.039
<v Speaker 7>massive investigation. Forensically, no one's going to do it.

610
00:30:34.039 --> 00:30:35.279
<v Speaker 3>It's not worth it.

611
00:30:36.559 --> 00:30:39.720
<v Speaker 11>She said she had witnesses, and.

612
00:30:39.759 --> 00:30:43.559
<v Speaker 3>It doesn't matter. Neither of you have witnesses. It doesn't

613
00:30:43.599 --> 00:30:48.279
<v Speaker 3>matter if you have witnesses. Is she coming after you? No,

614
00:30:48.839 --> 00:30:50.240
<v Speaker 3>and you're not going after her.

615
00:30:50.920 --> 00:30:52.759
<v Speaker 11>I've got an attorney. I'm going after her.

616
00:30:53.200 --> 00:30:53.599
<v Speaker 3>Okay.

617
00:30:53.839 --> 00:30:58.039
<v Speaker 7>Let me say this very clearly, Kathy. You're wasting every

618
00:30:58.200 --> 00:31:02.000
<v Speaker 7>dime you have with that. Okay, I'm just telling you

619
00:31:02.039 --> 00:31:05.960
<v Speaker 7>the truth. You're wasting money. You really, really, I swear

620
00:31:06.000 --> 00:31:09.480
<v Speaker 7>to God, you're really, really, really really wasting money. And

621
00:31:09.559 --> 00:31:12.200
<v Speaker 7>I wish I thought maybe you had witnesses or a

622
00:31:12.279 --> 00:31:14.720
<v Speaker 7>dash cam. I'm Tom Martino. We have more coming up.

623
00:31:19.440 --> 00:31:22.720
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624
00:31:22.799 --> 00:31:23.400
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625
00:31:23.440 --> 00:31:25.480
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626
00:31:28.839 --> 00:31:32.000
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627
00:31:32.160 --> 00:31:35.720
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628
00:31:35.720 --> 00:31:38.440
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629
00:31:38.440 --> 00:31:40.799
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630
00:31:40.920 --> 00:31:43.359
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631
00:31:43.440 --> 00:31:46.880
<v Speaker 7>dot com to list your home with Remax Alliance three

632
00:31:47.039 --> 00:31:56.079
<v Speaker 7>three nine two zero sixteen twenty two. Hi Tom Martino,

633
00:31:57.119 --> 00:32:02.519
<v Speaker 7>you're troubleshooter. Welcome to the show. Three all three seven

634
00:32:02.559 --> 00:32:04.559
<v Speaker 7>one three talks seven one three eight two five.

635
00:32:04.880 --> 00:32:08.759
<v Speaker 3>I want to talk to Thelma. Thelma, what's going on?

636
00:32:10.400 --> 00:32:17.279
<v Speaker 12>Okay? The city of Fort Collins, the city cancel have

637
00:32:17.559 --> 00:32:22.680
<v Speaker 12>decided that republic is going to pick up all the

638
00:32:22.880 --> 00:32:25.920
<v Speaker 12>trash and Fort Collins what do you mean?

639
00:32:28.880 --> 00:32:29.400
<v Speaker 3>What do you mean?

640
00:32:29.640 --> 00:32:34.759
<v Speaker 12>Yeah, they're going to pick up everybody's uh thray and

641
00:32:35.240 --> 00:32:37.200
<v Speaker 12>recycled in Fort Collins.

642
00:32:37.400 --> 00:32:39.720
<v Speaker 3>Okay, So the city's going to do this.

643
00:32:40.880 --> 00:32:47.119
<v Speaker 12>Well, the Republican the cancel have decided the republic.

644
00:32:46.720 --> 00:32:49.000
<v Speaker 7>That's what I mean, right, So the city, that's right?

645
00:32:49.079 --> 00:32:51.759
<v Speaker 7>So the city, do you pay for trash service in

646
00:32:51.799 --> 00:32:52.559
<v Speaker 7>your taxes?

647
00:32:54.359 --> 00:32:54.400
<v Speaker 3>No?

648
00:32:55.000 --> 00:33:00.240
<v Speaker 11>We pay uh uh senium.

649
00:33:00.200 --> 00:33:03.519
<v Speaker 3>That but no, I get that you pay a premium.

650
00:33:03.559 --> 00:33:05.680
<v Speaker 7>But Fort Collins or the city is the one that

651
00:33:05.720 --> 00:33:07.039
<v Speaker 7>decides who the vendor is.

652
00:33:08.160 --> 00:33:09.000
<v Speaker 12>That's right?

653
00:33:09.279 --> 00:33:10.119
<v Speaker 3>Got it? Now?

654
00:33:10.559 --> 00:33:15.640
<v Speaker 12>The reason I'm calling is I don't live in Fort College,

655
00:33:15.680 --> 00:33:20.440
<v Speaker 12>but I own a four plax an apartment.

656
00:33:20.799 --> 00:33:23.000
<v Speaker 9>Okay, Okay.

657
00:33:23.680 --> 00:33:29.519
<v Speaker 12>Then one Sunday I went to do some work and

658
00:33:29.599 --> 00:33:33.759
<v Speaker 12>found out my trade can and the recycle can look on.

659
00:33:35.319 --> 00:33:41.559
<v Speaker 12>So I complained and tried to find out what was

660
00:33:42.039 --> 00:33:46.160
<v Speaker 12>going wrong, and.

661
00:33:44.680 --> 00:33:50.519
<v Speaker 3>That Okay, if you if you hold on, I'm going

662
00:33:50.599 --> 00:33:51.440
<v Speaker 3>to come right back to you.

663
00:33:51.480 --> 00:33:53.000
<v Speaker 7>I got to take this break, but I want to

664
00:33:53.039 --> 00:33:55.720
<v Speaker 7>come back and find out what we're doing here and how.

665
00:33:55.599 --> 00:33:57.920
<v Speaker 3>We can help you with Republic. Okay, So hang on.

666
00:33:58.000 --> 00:34:01.359
<v Speaker 7>I'm Tom Martinez, also ted you'll be interested to know

667
00:34:01.400 --> 00:34:02.839
<v Speaker 7>about car sales in in.

668
00:34:02.839 --> 00:34:04.119
<v Speaker 3>Longman in general.

669
00:34:04.160 --> 00:34:09.159
<v Speaker 7>Hang on, go with a sure thing Denver's Best roofer

670
00:34:09.280 --> 00:34:10.800
<v Speaker 7>Excel Roofing dot com.

671
00:34:10.840 --> 00:34:12.840
<v Speaker 3>You don't pay a cent until you're content.

672
00:34:14.440 --> 00:34:18.679
<v Speaker 7>Please time for an insurance check up free, no obligation

673
00:34:18.800 --> 00:34:22.679
<v Speaker 7>comparison call Compass Insurance paying too much your coverage at

674
00:34:22.719 --> 00:34:25.480
<v Speaker 7>dozens of insurance companies find out now three oh three

675
00:34:25.599 --> 00:34:28.199
<v Speaker 7>seven seven to one help. You'll think you're his only

676
00:34:28.280 --> 00:34:30.760
<v Speaker 7>customer when you choose Frank durand the real estate Man

677
00:34:30.800 --> 00:34:34.199
<v Speaker 7>dot com to list your home with Remax Alliance three

678
00:34:34.280 --> 00:34:36.400
<v Speaker 7>oh three nine two zero sixteen twenty two.

679
00:34:42.800 --> 00:34:48.199
<v Speaker 1>Ripped News need advice so you don't.

680
00:34:48.039 --> 00:34:48.360
<v Speaker 3>Have to.

681
00:34:50.760 --> 00:34:55.360
<v Speaker 1>Run ins as can. Shooter's gonna help.

682
00:34:55.599 --> 00:34:59.679
<v Speaker 3>Come six is the Troubleshooter Show.

683
00:35:00.320 --> 00:35:04.679
<v Speaker 7>No Tom Martino, Hey Tom Martino here, Welcome to the show.

684
00:35:04.800 --> 00:35:08.400
<v Speaker 7>Three o three seven one three talk three oh three

685
00:35:08.679 --> 00:35:12.079
<v Speaker 7>seven one three eight two five five here to help

686
00:35:12.119 --> 00:35:17.880
<v Speaker 7>you with your problems of every day life. Listen, we

687
00:35:18.000 --> 00:35:21.800
<v Speaker 7>had a problem in the first hour, really quickly. I

688
00:35:21.840 --> 00:35:27.440
<v Speaker 7>want to talk about very quickly, because it really drives

689
00:35:27.440 --> 00:35:31.719
<v Speaker 7>home the point of documenting everything when you're on the

690
00:35:31.760 --> 00:35:34.960
<v Speaker 7>road nowadays. By the way, this hour brought to you

691
00:35:35.039 --> 00:35:39.199
<v Speaker 7>by Frank durand the real estateman dot com for free

692
00:35:39.280 --> 00:35:43.239
<v Speaker 7>valuations of your home to see what it will sell

693
00:35:43.280 --> 00:35:44.440
<v Speaker 7>for on the open market.

694
00:35:45.360 --> 00:35:45.559
<v Speaker 8>Now.

695
00:35:45.559 --> 00:35:46.880
<v Speaker 3>The reason I say that is.

696
00:35:46.840 --> 00:35:51.679
<v Speaker 7>Because it is really important to know, and Frank urand

697
00:35:51.679 --> 00:35:55.480
<v Speaker 7>the real estate man will tell you without any obligation whatsoever.

698
00:35:56.519 --> 00:35:58.400
<v Speaker 7>And by the way, I just got this from Frank,

699
00:35:59.320 --> 00:36:00.079
<v Speaker 7>and I'm gonna.

700
00:35:59.840 --> 00:36:04.639
<v Speaker 3>Pay Happy birthday to you. That's Frank's singing birthday to you.

701
00:36:04.920 --> 00:36:06.679
<v Speaker 3>So I'm not responsible birthday.

702
00:36:06.800 --> 00:36:09.920
<v Speaker 1>Dear Tom, Happy birthday to you.

703
00:36:10.320 --> 00:36:12.119
<v Speaker 3>That's Frank Duran in the real estate man.

704
00:36:12.199 --> 00:36:14.559
<v Speaker 7>So last year they made a big deal about my

705
00:36:14.679 --> 00:36:19.599
<v Speaker 7>seventieth and I'm seventy one. So I decided no more.

706
00:36:20.119 --> 00:36:24.599
<v Speaker 7>I'm not celebrating any birthdays. Nothing to celebrate. I'm out

707
00:36:24.599 --> 00:36:27.679
<v Speaker 7>looking for my life. Where the hell it went? Somewhere

708
00:36:28.360 --> 00:36:30.480
<v Speaker 7>because I remember being in my twenties.

709
00:36:30.639 --> 00:36:33.000
<v Speaker 3>That's all. There's the whole. The in between is a

710
00:36:33.000 --> 00:36:38.880
<v Speaker 3>complete blank. Okay, now speaking of blanks, and that's what

711
00:36:39.000 --> 00:36:40.000
<v Speaker 3>Nemrod I won't get.

712
00:36:39.840 --> 00:36:43.079
<v Speaker 7>To that film up as an issue with the trash company.

713
00:36:43.119 --> 00:36:46.639
<v Speaker 7>She said that Republic was just recently contracted with Fort

714
00:36:46.719 --> 00:36:49.159
<v Speaker 7>Collins and her trash bins are missing.

715
00:36:49.239 --> 00:36:50.239
<v Speaker 3>So now what's going on?

716
00:36:51.639 --> 00:36:55.880
<v Speaker 12>Okay? When I went on Sunday, I found a try

717
00:36:56.039 --> 00:37:02.039
<v Speaker 12>scanned missing and no nuns. So I put some of

718
00:37:02.039 --> 00:37:06.360
<v Speaker 12>my own tracks canned out for the tenant and then

719
00:37:06.559 --> 00:37:13.679
<v Speaker 12>I contacted the relative company that takes care of the.

720
00:37:15.159 --> 00:37:17.599
<v Speaker 7>Okay, can we skip to the part where you found out?

721
00:37:17.760 --> 00:37:19.719
<v Speaker 7>Did you find out who took your bins?

722
00:37:21.159 --> 00:37:27.159
<v Speaker 12>Well, according to what I could get, that Republic had

723
00:37:27.280 --> 00:37:31.440
<v Speaker 12>somebody that came and took the band, and I was

724
00:37:31.559 --> 00:37:34.559
<v Speaker 12>told they would suppose they have put new band back.

725
00:37:34.760 --> 00:37:37.800
<v Speaker 3>But that's right that because normally they want to use

726
00:37:37.840 --> 00:37:43.039
<v Speaker 3>their own. So what happened did you ever get new bins?

727
00:37:43.599 --> 00:37:47.679
<v Speaker 12>Well, after a week, a week and a half, they

728
00:37:47.840 --> 00:37:55.559
<v Speaker 12>finally put one band, one three tackle band and one

729
00:37:55.679 --> 00:37:58.559
<v Speaker 12>trass band for four units.

730
00:37:58.599 --> 00:38:02.599
<v Speaker 3>And that how many did you have? How many did

731
00:38:02.639 --> 00:38:03.639
<v Speaker 3>you have before that?

732
00:38:05.559 --> 00:38:10.800
<v Speaker 12>We had two big recycle band and two big.

733
00:38:10.679 --> 00:38:14.480
<v Speaker 7>Okay, so I imagine if you ask them for more you

734
00:38:14.519 --> 00:38:15.440
<v Speaker 7>can get them right.

735
00:38:17.119 --> 00:38:21.000
<v Speaker 12>I don't know. I have not dealt with them. I'm

736
00:38:21.039 --> 00:38:24.360
<v Speaker 12>going down the day compa.

737
00:38:24.519 --> 00:38:26.480
<v Speaker 3>Okay, how can we help.

738
00:38:26.320 --> 00:38:32.079
<v Speaker 12>You now we It said in the one of the

739
00:38:32.280 --> 00:38:37.760
<v Speaker 12>articles that they band the trash band would be for debris,

740
00:38:37.920 --> 00:38:42.199
<v Speaker 12>your debris and whatever. So I put one of my

741
00:38:42.320 --> 00:38:46.559
<v Speaker 12>own hand out with your debris on it and they

742
00:38:46.639 --> 00:38:47.840
<v Speaker 12>refused to pick it out.

743
00:38:48.000 --> 00:38:49.880
<v Speaker 3>That's right, that's right, they will.

744
00:38:50.199 --> 00:38:55.079
<v Speaker 7>Huh felma. Really, it's really simple. You can't use your

745
00:38:55.079 --> 00:38:58.639
<v Speaker 7>own bins with these new trash companies. Well, I say

746
00:38:58.679 --> 00:39:02.920
<v Speaker 7>new with the new systems, and you can't. Now I

747
00:39:03.000 --> 00:39:07.119
<v Speaker 7>understand you had some lag time there. Can't you simply

748
00:39:07.199 --> 00:39:11.800
<v Speaker 7>transfer the stuff they didn't take into the new cans?

749
00:39:13.039 --> 00:39:16.159
<v Speaker 12>I only have one can and that is for the

750
00:39:16.320 --> 00:39:17.519
<v Speaker 12>four tennis there.

751
00:39:18.039 --> 00:39:18.400
<v Speaker 3>Okay.

752
00:39:18.679 --> 00:39:21.599
<v Speaker 7>I'll tell you what though, if you call them they

753
00:39:21.719 --> 00:39:25.599
<v Speaker 7>I know they will gladly give them, give you extra ones.

754
00:39:26.119 --> 00:39:30.000
<v Speaker 7>But here's what you might run into. And I want

755
00:39:30.039 --> 00:39:32.440
<v Speaker 7>you to call us back. I thank you for calling,

756
00:39:33.559 --> 00:39:35.280
<v Speaker 7>and I want you to call us back. But let

757
00:39:35.360 --> 00:39:37.239
<v Speaker 7>me just end with these words, and this is this

758
00:39:38.280 --> 00:39:41.920
<v Speaker 7>what you're probably going to find out is with the

759
00:39:42.039 --> 00:39:47.880
<v Speaker 7>new system, whenever there's a new contract, these new companies

760
00:39:48.280 --> 00:39:52.280
<v Speaker 7>tell the city how they operate, and the city approves it,

761
00:39:52.960 --> 00:39:56.599
<v Speaker 7>you may find that you're going to pay per bin.

762
00:39:57.519 --> 00:40:00.480
<v Speaker 7>In other words, the basic fee might be one of

763
00:40:00.519 --> 00:40:04.599
<v Speaker 7>each recycle and regular, and then if you want two others,

764
00:40:05.000 --> 00:40:08.360
<v Speaker 7>you're gonna have to pay for extras. If you find

765
00:40:08.360 --> 00:40:11.559
<v Speaker 7>that out, don't be surprised. It's a new contract. But

766
00:40:11.760 --> 00:40:14.239
<v Speaker 7>let us know what you find out after you talk

767
00:40:14.280 --> 00:40:18.480
<v Speaker 7>to them. Right now, it's kind of premature to do

768
00:40:18.639 --> 00:40:22.079
<v Speaker 7>anything until we hear back from you on this after

769
00:40:22.119 --> 00:40:24.920
<v Speaker 7>you talk to them. But I would simply ask them

770
00:40:24.960 --> 00:40:28.440
<v Speaker 7>for the two new bins three L three seven one

771
00:40:28.519 --> 00:40:32.400
<v Speaker 7>three talk seven one three eight two five five. Hey,

772
00:40:32.719 --> 00:40:35.519
<v Speaker 7>there are some people texting me saying Frank Duran has

773
00:40:35.559 --> 00:40:40.519
<v Speaker 7>a good voice. Really, I mean, I don't think it's bad,

774
00:40:40.599 --> 00:40:41.599
<v Speaker 7>but let's hear that again.

775
00:40:41.960 --> 00:40:44.920
<v Speaker 3>Hold on, I don't think where.

776
00:40:44.760 --> 00:40:47.079
<v Speaker 1>Is it happy birthday two you?

777
00:40:47.800 --> 00:40:50.000
<v Speaker 3>I don't know that's a good voice. I guess he's

778
00:40:50.039 --> 00:40:52.360
<v Speaker 3>a good man. That's all that counts, right, all right?

779
00:40:52.400 --> 00:40:54.800
<v Speaker 3>Three oh three seven one three eight two five five.

780
00:40:54.880 --> 00:41:00.559
<v Speaker 7>Next caller, let's talk to Ted about his car. Now, Ted,

781
00:41:00.599 --> 00:41:03.440
<v Speaker 7>I'm going to tell you something interesting. All right, you ready?

782
00:41:04.440 --> 00:41:04.639
<v Speaker 9>Yeah?

783
00:41:05.119 --> 00:41:08.840
<v Speaker 3>Okay? In all of Colorado?

784
00:41:09.920 --> 00:41:13.159
<v Speaker 7>Well, actually, my show goes around the country, but we're

785
00:41:13.320 --> 00:41:17.559
<v Speaker 7>prevalent here in Colorado on the air, and the iHeart

786
00:41:17.639 --> 00:41:19.119
<v Speaker 7>app of course, is elsewhere.

787
00:41:19.119 --> 00:41:20.119
<v Speaker 3>But here's what I want to say.

788
00:41:21.000 --> 00:41:25.119
<v Speaker 7>In all of Colorado, what do you think is the

789
00:41:25.159 --> 00:41:27.360
<v Speaker 7>city that generates the most car complaints?

790
00:41:30.360 --> 00:41:34.000
<v Speaker 14>Well, uh, long Mind, I'm gonna I'm gonna go with

791
00:41:34.079 --> 00:41:34.559
<v Speaker 14>Long Line.

792
00:41:34.639 --> 00:41:36.039
<v Speaker 3>Yeah, no, no, I'm serious.

793
00:41:36.480 --> 00:41:40.760
<v Speaker 7>I once joked that there must be a recruitment program

794
00:41:40.840 --> 00:41:43.599
<v Speaker 7>to bring bad car dealers to long Mind. I swear

795
00:41:43.639 --> 00:41:48.719
<v Speaker 7>to God, it's unbelievable the disproportionate amount of complaints we

796
00:41:48.800 --> 00:41:50.239
<v Speaker 7>get from that little community.

797
00:41:50.639 --> 00:41:56.920
<v Speaker 3>Now, next would be Next would be Greeley. Okay, So

798
00:41:57.039 --> 00:42:00.480
<v Speaker 3>what's going on with the What is the name of

799
00:42:00.519 --> 00:42:01.639
<v Speaker 3>the dealer in Longmont?

800
00:42:03.079 --> 00:42:05.760
<v Speaker 14>Well, it's a Stephen Stephenson Hyundai.

801
00:42:05.960 --> 00:42:09.119
<v Speaker 3>They Oh, it's a Stephenson. It's a Stephenson dealer.

802
00:42:09.239 --> 00:42:11.440
<v Speaker 14>Huh yes, uh huh.

803
00:42:11.480 --> 00:42:12.199
<v Speaker 3>What happened?

804
00:42:13.199 --> 00:42:17.000
<v Speaker 14>Well, I bought a twenty fourteen Audi Q five at

805
00:42:17.039 --> 00:42:18.000
<v Speaker 14>the end of May.

806
00:42:18.719 --> 00:42:19.960
<v Speaker 3>And five, what year?

807
00:42:20.320 --> 00:42:26.880
<v Speaker 14>Twenty fourteen, Yes, sir, okay, And shortly thereafter it was

808
00:42:27.000 --> 00:42:29.480
<v Speaker 14>using we found out it was using about a quart

809
00:42:29.519 --> 00:42:31.119
<v Speaker 14>of oil every two hundred miles.

810
00:42:31.480 --> 00:42:35.239
<v Speaker 7>Yeah, but it's a two thousand, it's a two thy fourteen.

811
00:42:36.920 --> 00:42:41.159
<v Speaker 14>Yes, that's true. It did pass the miss emissions uh,

812
00:42:41.199 --> 00:42:45.119
<v Speaker 14>and I did buy an extended warranty through them. It

813
00:42:45.199 --> 00:42:47.679
<v Speaker 14>also has some other issues that were not covered by

814
00:42:47.760 --> 00:42:49.159
<v Speaker 14>warranty I sadly found.

815
00:42:49.400 --> 00:42:52.320
<v Speaker 3>But why did you buy it without getting it checked out?

816
00:42:54.280 --> 00:42:54.519
<v Speaker 5>Well?

817
00:42:54.599 --> 00:42:57.960
<v Speaker 14>I thought that the extended warranty would cover me for

818
00:42:58.039 --> 00:43:00.480
<v Speaker 14>any any problems that I might have with How much.

819
00:43:00.320 --> 00:43:02.199
<v Speaker 3>Did you pay for that extended warranty?

820
00:43:03.760 --> 00:43:05.320
<v Speaker 14>Just under forty one hundred dollars?

821
00:43:05.440 --> 00:43:08.440
<v Speaker 3>Oh my god? How much did you pay for the car?

822
00:43:09.280 --> 00:43:10.440
<v Speaker 14>About thirteen thousand.

823
00:43:12.119 --> 00:43:15.760
<v Speaker 7>Doesn't that seem disproportionate to you? A thirteen thousand dollars

824
00:43:15.840 --> 00:43:19.559
<v Speaker 7>car and you paid a third of it, I mean

825
00:43:20.440 --> 00:43:25.280
<v Speaker 7>a third of the value for a warranty it was.

826
00:43:25.400 --> 00:43:27.239
<v Speaker 14>I was told it was the best warranty I could

827
00:43:27.239 --> 00:43:29.000
<v Speaker 14>get for the miles that it had. It had just

828
00:43:29.079 --> 00:43:31.159
<v Speaker 14>under one hundred thousand miles when I purchased it, and

829
00:43:31.280 --> 00:43:33.559
<v Speaker 14>oh man, twenty five hundred miles.

830
00:43:33.639 --> 00:43:35.360
<v Speaker 3>Now okay, So let me get this straight. So just

831
00:43:35.440 --> 00:43:37.480
<v Speaker 3>under one hundred thousand, like how much?

832
00:43:37.599 --> 00:43:40.960
<v Speaker 14>Under about three hundred hundred.

833
00:43:42.679 --> 00:43:44.920
<v Speaker 3>Okay, so you had one hundred thousand miles for all

834
00:43:44.960 --> 00:43:50.800
<v Speaker 3>practical purposes, yes, okay, okay. So with one hundred thousand miles,

835
00:43:50.800 --> 00:43:53.119
<v Speaker 3>you figured I need a warranty, so you bought this one.

836
00:43:53.159 --> 00:43:57.239
<v Speaker 3>I can see that. And then what I want to

837
00:43:57.280 --> 00:44:00.519
<v Speaker 3>know is, so you.

838
00:44:00.400 --> 00:44:04.039
<v Speaker 7>Did the warranty and did you read the warranty as

839
00:44:04.079 --> 00:44:06.039
<v Speaker 7>to what it covers and not covers?

840
00:44:06.559 --> 00:44:07.119
<v Speaker 3>Be honest?

841
00:44:08.519 --> 00:44:13.480
<v Speaker 14>Well, I spoke with Chris Tracy, he's the finance director,

842
00:44:13.519 --> 00:44:15.000
<v Speaker 14>and he explained the warranty to me.

843
00:44:15.400 --> 00:44:16.679
<v Speaker 3>No, No, that doesn't count.

844
00:44:16.760 --> 00:44:20.159
<v Speaker 7>You see, that doesn't count unless you recorded him and

845
00:44:20.199 --> 00:44:23.239
<v Speaker 7>it was fraud and he absolutely lied to you.

846
00:44:23.280 --> 00:44:24.039
<v Speaker 3>Did he lie to you?

847
00:44:26.320 --> 00:44:28.639
<v Speaker 14>I don't think so it's hard to say.

848
00:44:29.199 --> 00:44:30.760
<v Speaker 3>So now here's the deal.

849
00:44:31.199 --> 00:44:34.119
<v Speaker 7>Let me just tell you in general why used car

850
00:44:34.199 --> 00:44:36.400
<v Speaker 7>extended warranties are good for nothing.

851
00:44:38.000 --> 00:44:41.400
<v Speaker 3>First, they won't cover normal wear and tear.

852
00:44:42.239 --> 00:44:46.599
<v Speaker 7>Second, they won't cover owner abuse or lack of maintenance,

853
00:44:48.079 --> 00:44:51.280
<v Speaker 7>and third they won't cover pre existing conditions.

854
00:44:51.679 --> 00:44:53.039
<v Speaker 3>Now tell me what's left.

855
00:44:55.519 --> 00:44:58.360
<v Speaker 14>Well, I understand that there was a class action lawsuit

856
00:44:59.000 --> 00:45:02.400
<v Speaker 14>with Audi regarding some of their vehicles. I'm not sure

857
00:45:02.400 --> 00:45:03.760
<v Speaker 14>if this one, uh.

858
00:45:03.400 --> 00:45:06.119
<v Speaker 3>But that wouldn't apply to you. That wouldn't apply to you.

859
00:45:08.400 --> 00:45:10.639
<v Speaker 7>I want to help you, see, I want to help you,

860
00:45:10.679 --> 00:45:13.119
<v Speaker 7>and this is the way I help people. Sometimes I

861
00:45:13.199 --> 00:45:15.880
<v Speaker 7>shoot down the arguments that aren't going to do them

862
00:45:15.880 --> 00:45:18.760
<v Speaker 7>any good, okay, and then we try to pick something

863
00:45:18.800 --> 00:45:21.599
<v Speaker 7>that will help them. So you hang on, let's go

864
00:45:21.719 --> 00:45:24.800
<v Speaker 7>for the gusto. I want to know why your warranty

865
00:45:24.880 --> 00:45:27.719
<v Speaker 7>isn't covering some of this stuff, because maybe it should.

866
00:45:28.239 --> 00:45:31.599
<v Speaker 7>I think that's the low hanging fruit we try for first.

867
00:45:32.079 --> 00:45:33.599
<v Speaker 3>Then we'll work backwards. Hang on.

868
00:45:34.239 --> 00:45:36.400
<v Speaker 7>Remember when I when I give people a hard time

869
00:45:36.960 --> 00:45:39.599
<v Speaker 7>and I want them to tell me stuff, it's because

870
00:45:39.639 --> 00:45:44.199
<v Speaker 7>I'm looking for bullets to help them in their gun.

871
00:45:44.280 --> 00:45:47.000
<v Speaker 7>Three oh three seven to one three eight two five

872
00:45:47.199 --> 00:45:55.039
<v Speaker 7>five Go with a sure thing Denver's Best Roofer Excel

873
00:45:55.159 --> 00:45:58.239
<v Speaker 7>roofing dot com. You don't pay a cent until you're content.

874
00:46:01.599 --> 00:46:04.800
<v Speaker 7>Time for an insurance check up free, no obligation. In comparison,

875
00:46:04.920 --> 00:46:08.480
<v Speaker 7>call compass insurance paying too much your coverage at dozens

876
00:46:08.480 --> 00:46:11.239
<v Speaker 7>of insurance companies find out now three oh three seven

877
00:46:11.320 --> 00:46:14.159
<v Speaker 7>seven to one help you'll think you're his only customer

878
00:46:14.199 --> 00:46:16.440
<v Speaker 7>when you choose Frank durand the real estate man dot

879
00:46:16.480 --> 00:46:17.719
<v Speaker 7>com to list your.

880
00:46:17.519 --> 00:46:20.639
<v Speaker 3>Home with Remax Alliance. Three oh three nine two zero

881
00:46:20.800 --> 00:46:28.159
<v Speaker 3>sixteen twenty two. Hi Tom Martino, your troubleshooter three oh

882
00:46:28.199 --> 00:46:31.199
<v Speaker 3>three seven one three talk three O three seven one

883
00:46:31.280 --> 00:46:34.000
<v Speaker 3>three eight two five five.

884
00:46:34.760 --> 00:46:38.159
<v Speaker 7>Welcome to the show, and Ted, let's get right to

885
00:46:38.239 --> 00:46:41.360
<v Speaker 7>it now. I want to know first what your extended

886
00:46:41.360 --> 00:46:44.480
<v Speaker 7>warranty is not covering. And by the way, people, you

887
00:46:44.480 --> 00:46:48.719
<v Speaker 7>can call three ozho three Martino. That's actually our primary

888
00:46:48.800 --> 00:46:50.840
<v Speaker 7>line for getting through to us twenty four to seven

889
00:46:50.920 --> 00:46:52.639
<v Speaker 7>leaving a message. We'll get back to you three oh

890
00:46:52.719 --> 00:46:55.960
<v Speaker 7>three six two seven eight four sixty six. So, Ted,

891
00:46:56.400 --> 00:47:02.159
<v Speaker 7>what is basically or not is what are the problems

892
00:47:02.360 --> 00:47:03.599
<v Speaker 7>the warranty will not cover.

893
00:47:03.719 --> 00:47:05.639
<v Speaker 3>Let's kind of list them. What are some of them?

894
00:47:06.880 --> 00:47:10.800
<v Speaker 14>Well, the one that we just recently discovered was a

895
00:47:10.840 --> 00:47:14.800
<v Speaker 14>fuel line to the fuel pump that is causing a

896
00:47:14.920 --> 00:47:17.400
<v Speaker 14>vapor lock, and so that needs to be replaced.

897
00:47:17.559 --> 00:47:21.239
<v Speaker 7>As okay, hold on, hold on, no, no, no, no. Fuel

898
00:47:21.280 --> 00:47:25.039
<v Speaker 7>lines don't suddenly cause vapor locks. So that wouldn't be

899
00:47:25.079 --> 00:47:29.400
<v Speaker 7>a warranty thing because it's the original fuel line and

900
00:47:29.440 --> 00:47:32.800
<v Speaker 7>replacing the fuel line isn't going to correct that. So

901
00:47:33.239 --> 00:47:36.320
<v Speaker 7>I don't understand what you're talking about. That the fuel

902
00:47:36.360 --> 00:47:38.079
<v Speaker 7>line go ahead.

903
00:47:40.199 --> 00:47:42.960
<v Speaker 14>I took it to an Audi dealer and Prestige Oudy

904
00:47:43.639 --> 00:47:46.320
<v Speaker 14>diagnosed the problem. They said it was some kind of

905
00:47:46.320 --> 00:47:49.159
<v Speaker 14>an overheating of the line. It was caused a vapor lock.

906
00:47:49.320 --> 00:47:53.639
<v Speaker 7>Well hold on, okay, but that's design, that's designed. So

907
00:47:53.920 --> 00:47:56.840
<v Speaker 7>how do they propose changing the design? Are they going

908
00:47:56.920 --> 00:47:57.559
<v Speaker 7>to reroute it?

909
00:47:59.360 --> 00:47:59.559
<v Speaker 3>Yeah?

910
00:48:00.679 --> 00:48:04.159
<v Speaker 14>I think there was an issue. I think on Audi's

911
00:48:04.199 --> 00:48:05.480
<v Speaker 14>with that jewel line there was.

912
00:48:05.840 --> 00:48:07.920
<v Speaker 3>Okay, so they're rerouting.

913
00:48:07.400 --> 00:48:08.760
<v Speaker 5>It right manufactory?

914
00:48:09.000 --> 00:48:10.559
<v Speaker 14>Yeah, Well, I don't know what they're doing, but they

915
00:48:10.599 --> 00:48:12.960
<v Speaker 14>gave me a quote for twenty seven hundred dollars.

916
00:48:13.199 --> 00:48:16.440
<v Speaker 7>Well, listen, I wouldn't do it. Hold on, don't do it.

917
00:48:16.920 --> 00:48:18.039
<v Speaker 7>Go to another, go.

918
00:48:17.960 --> 00:48:20.760
<v Speaker 3>To an independent, do not do I hope you didn't

919
00:48:20.760 --> 00:48:21.039
<v Speaker 3>do it.

920
00:48:22.199 --> 00:48:23.920
<v Speaker 14>No, No, I haven't done anything yet, all right.

921
00:48:24.199 --> 00:48:26.880
<v Speaker 7>I would have that diagnosed, and I would go to

922
00:48:26.960 --> 00:48:28.559
<v Speaker 7>Kevin Coulkin Shardan Auto Tech.

923
00:48:28.559 --> 00:48:29.440
<v Speaker 3>Where are you located.

924
00:48:30.440 --> 00:48:31.199
<v Speaker 5>I'm in Arvada.

925
00:48:32.000 --> 00:48:34.320
<v Speaker 7>Go to Shardan Autotech and have them look at it

926
00:48:34.360 --> 00:48:37.360
<v Speaker 7>and diagnose it if that's causing a vapor lock. If

927
00:48:37.360 --> 00:48:41.480
<v Speaker 7>they can put a heat shield or something, twenty seven

928
00:48:41.519 --> 00:48:42.320
<v Speaker 7>hundred bucks for that.

929
00:48:42.760 --> 00:48:44.679
<v Speaker 3>What did they say exactly.

930
00:48:44.199 --> 00:48:46.599
<v Speaker 7>They're going to do for twenty seven hundred By the way,

931
00:48:46.639 --> 00:48:49.559
<v Speaker 7>actually it doesn't matter. I just told you what to do.

932
00:48:49.559 --> 00:48:53.000
<v Speaker 7>Don't do it, and I'll tell you why. And because

933
00:48:53.039 --> 00:48:53.760
<v Speaker 7>it's not worth it.

934
00:48:54.000 --> 00:48:54.199
<v Speaker 3>End.

935
00:48:54.440 --> 00:48:57.239
<v Speaker 7>It's also not a warranty issue. What else are they

936
00:48:57.280 --> 00:48:59.639
<v Speaker 7>not covering? I want to try to find something they

937
00:48:59.639 --> 00:49:01.280
<v Speaker 7>should cover that they're not covering.

938
00:49:01.320 --> 00:49:02.360
<v Speaker 3>Give me another example.

939
00:49:04.920 --> 00:49:08.320
<v Speaker 14>Well, I think that's really the main thing. I'm really sure.

940
00:49:08.360 --> 00:49:11.039
<v Speaker 7>Wait a minute, so so you you said you had

941
00:49:11.119 --> 00:49:15.639
<v Speaker 7>multiple problems, and now you tell me it's one problem.

942
00:49:15.840 --> 00:49:19.239
<v Speaker 14>Well, there there are there are coil packs that are

943
00:49:19.239 --> 00:49:22.719
<v Speaker 14>covering the plugs that are broken. But that's that's not

944
00:49:23.519 --> 00:49:26.199
<v Speaker 14>a warranty thing that they will cover. So I'm not

945
00:49:26.239 --> 00:49:29.920
<v Speaker 14>worried about that. That was okay, about the thousand dollars,

946
00:49:29.920 --> 00:49:31.400
<v Speaker 14>so well, they didn't cover that.

947
00:49:31.760 --> 00:49:32.159
<v Speaker 3>What else?

948
00:49:32.239 --> 00:49:35.440
<v Speaker 14>The main thing is that the oil usage. I'm surprised

949
00:49:35.440 --> 00:49:35.719
<v Speaker 14>that it.

950
00:49:35.719 --> 00:49:38.400
<v Speaker 3>Really now that Now that's major. That's major.

951
00:49:38.440 --> 00:49:44.719
<v Speaker 7>Okay, So let's talk about oil usage. Oil usage in

952
00:49:44.760 --> 00:49:46.400
<v Speaker 7>and of itself is not a defect.

953
00:49:46.480 --> 00:49:48.840
<v Speaker 3>So what is causing the oil usage.

954
00:49:50.559 --> 00:49:55.480
<v Speaker 14>Apparently it's the rings that are defective or not feeling.

955
00:49:55.559 --> 00:49:57.400
<v Speaker 3>No, they're not defective. They're worn out, they have one

956
00:49:57.440 --> 00:50:00.599
<v Speaker 3>hundred thousand miles and it's a German car. That's normal.

957
00:50:02.000 --> 00:50:02.599
<v Speaker 14>That's normal.

958
00:50:02.679 --> 00:50:04.039
<v Speaker 3>Okay, yep, that's normal.

959
00:50:04.199 --> 00:50:06.440
<v Speaker 14>Yeah, I see Audis.

960
00:50:06.519 --> 00:50:09.360
<v Speaker 7>Let me let me explain something. Audis are not pieces

961
00:50:09.400 --> 00:50:14.440
<v Speaker 7>of junk. Beamers are not pieces of junk, and Mercedes are.

962
00:50:14.280 --> 00:50:15.360
<v Speaker 3>Not pieces of junk.

963
00:50:15.480 --> 00:50:21.679
<v Speaker 7>But the sad truth, the saddest truth, is that they

964
00:50:21.760 --> 00:50:26.440
<v Speaker 7>become pieces of junk after about seventy five thousand miles.

965
00:50:29.760 --> 00:50:33.679
<v Speaker 14>Okay, okay, now, well I wish I had known that before.

966
00:50:33.719 --> 00:50:40.400
<v Speaker 3>But your warranty, your warranty will not cover worn out rings.

967
00:50:40.880 --> 00:50:45.119
<v Speaker 7>That is a normal wear and tear. So so that's unfortunate.

968
00:50:45.239 --> 00:50:47.800
<v Speaker 7>I was hoping we could find a defect or something

969
00:50:48.840 --> 00:50:54.239
<v Speaker 7>here calling it defective rings. They're no more defective than

970
00:50:54.480 --> 00:50:58.679
<v Speaker 7>my grandmother was at ninety six. My grandmother was ninety six,

971
00:50:59.079 --> 00:51:03.519
<v Speaker 7>her knees were old and were they defective, Well then

972
00:51:03.599 --> 00:51:05.519
<v Speaker 7>they were, but they didn't start out that way.

973
00:51:06.320 --> 00:51:09.000
<v Speaker 14>So yeah, they want me to replace the rings, you know,

974
00:51:09.079 --> 00:51:11.039
<v Speaker 14>but they'll they'll do it for around ten grand or

975
00:51:11.039 --> 00:51:13.039
<v Speaker 14>more and so, well, that's an engine job.

976
00:51:13.119 --> 00:51:15.159
<v Speaker 3>Once you open up that top, you do the whole

977
00:51:15.199 --> 00:51:15.719
<v Speaker 3>top end.

978
00:51:16.760 --> 00:51:17.119
<v Speaker 5>Yeah.

979
00:51:17.199 --> 00:51:18.679
<v Speaker 3>Yeah, well actually.

980
00:51:18.480 --> 00:51:20.719
<v Speaker 7>It's not the top, is it or whatever it is.

981
00:51:20.920 --> 00:51:23.159
<v Speaker 7>If they do the rings, you're going to have to

982
00:51:23.239 --> 00:51:26.679
<v Speaker 7>do the whole thing. I mean, look, if you love.

983
00:51:26.559 --> 00:51:29.559
<v Speaker 3>This car, is it in good shape?

984
00:51:29.960 --> 00:51:30.119
<v Speaker 8>Oh?

985
00:51:30.199 --> 00:51:34.280
<v Speaker 3>Yes? Yes? How much did you pay for it? Thirt?

986
00:51:36.519 --> 00:51:38.480
<v Speaker 3>You didn't? Okay, all right.

987
00:51:38.280 --> 00:51:42.480
<v Speaker 7>It's not terrible what I was so, and listen, I

988
00:51:42.519 --> 00:51:43.719
<v Speaker 7>don't I promise you.

989
00:51:43.760 --> 00:51:45.280
<v Speaker 3>I don't mean this as an insult.

990
00:51:46.360 --> 00:51:50.719
<v Speaker 7>But you wanted an Audi because of the thing, and

991
00:51:50.760 --> 00:51:52.599
<v Speaker 7>you couldn't afford a new one, so you got the

992
00:51:52.599 --> 00:51:53.559
<v Speaker 7>one you could afford.

993
00:51:53.679 --> 00:51:57.960
<v Speaker 14>Right, Uh yeah, we we wanted an Audi, so we

994
00:51:58.000 --> 00:51:59.000
<v Speaker 14>got the one we could afford.

995
00:51:59.039 --> 00:52:02.400
<v Speaker 3>That's yeah, yeah, yeah, of course of course. Now just

996
00:52:02.559 --> 00:52:05.920
<v Speaker 3>you know, some of these Audis can go, you know.

997
00:52:06.280 --> 00:52:09.800
<v Speaker 7>I mean, I'm not sure you got completely screwed here

998
00:52:09.800 --> 00:52:14.960
<v Speaker 7>as far as pricing, so I don't I don't think so.

999
00:52:15.199 --> 00:52:19.480
<v Speaker 3>Like what you said, it was a twenty fourteen, right right?

1000
00:52:20.360 --> 00:52:24.360
<v Speaker 7>Okay, well okay, have you did you price them anywhere

1001
00:52:24.360 --> 00:52:26.280
<v Speaker 7>else before you bought them?

1002
00:52:27.320 --> 00:52:30.000
<v Speaker 14>Well that that was the Yeah, I checked on that.

1003
00:52:30.159 --> 00:52:32.800
<v Speaker 7>You're right, you were right in the ballgame, right in

1004
00:52:32.880 --> 00:52:35.119
<v Speaker 7>the ballgame, right in the book.

1005
00:52:35.159 --> 00:52:37.199
<v Speaker 3>Okay, that's what it was, right, So in other words,

1006
00:52:37.239 --> 00:52:40.559
<v Speaker 3>you were not overcharged at all, is it? Now? They're

1007
00:52:40.760 --> 00:52:44.760
<v Speaker 3>they're very pretty cars. So is the body in really

1008
00:52:44.800 --> 00:52:46.440
<v Speaker 3>good shape?

1009
00:52:46.599 --> 00:52:46.719
<v Speaker 12>Oh?

1010
00:52:46.800 --> 00:52:48.199
<v Speaker 14>Yeah, the body and interior is great.

1011
00:52:48.280 --> 00:52:48.480
<v Speaker 9>Yeah.

1012
00:52:49.000 --> 00:52:51.559
<v Speaker 3>Okay, I'm going to tell you something.

1013
00:52:51.679 --> 00:52:54.199
<v Speaker 7>Even if you had that engine rebuilt, which would take

1014
00:52:54.199 --> 00:52:58.280
<v Speaker 7>care of all of these issues, right, you wouldn't.

1015
00:52:57.920 --> 00:53:00.719
<v Speaker 14>Until seventy thousand miles apparently according to you.

1016
00:53:00.840 --> 00:53:02.440
<v Speaker 3>So right, that's right.

1017
00:53:02.480 --> 00:53:05.840
<v Speaker 7>If you had it rebuilt, you'd get another seventy five

1018
00:53:05.880 --> 00:53:07.039
<v Speaker 7>thousand with no problem.

1019
00:53:07.079 --> 00:53:09.199
<v Speaker 3>But your your transmission is next to go.

1020
00:53:11.719 --> 00:53:14.360
<v Speaker 14>So yeah, I understand. Yeah, I don't want to chase

1021
00:53:14.519 --> 00:53:15.880
<v Speaker 14>chase the used car like that.

1022
00:53:16.000 --> 00:53:16.920
<v Speaker 3>So no.

1023
00:53:16.960 --> 00:53:19.400
<v Speaker 7>But but if you're in it for thirteen if you're

1024
00:53:19.440 --> 00:53:23.440
<v Speaker 7>in it for thirteen grand, it's there's a very real possibility.

1025
00:53:23.440 --> 00:53:25.800
<v Speaker 7>And I hope you're sitting that you could be into

1026
00:53:25.840 --> 00:53:29.480
<v Speaker 7>this for about twenty eight to thirty with everything that

1027
00:53:29.519 --> 00:53:33.639
<v Speaker 7>it's going to need. Now, if you're into it, okay,

1028
00:53:33.679 --> 00:53:36.440
<v Speaker 7>So if you're into it for twenty eight or thirty, okay,

1029
00:53:36.559 --> 00:53:40.199
<v Speaker 7>and I'm not, I'm not, and everything else because that's everything,

1030
00:53:40.480 --> 00:53:45.639
<v Speaker 7>that's transmission engine. Well, if you love the car, that's

1031
00:53:46.199 --> 00:53:48.599
<v Speaker 7>I know this sounds crazy and I normally wouldn't do it,

1032
00:53:48.639 --> 00:53:52.039
<v Speaker 7>but you already bought it. What can you get let's say,

1033
00:53:52.079 --> 00:53:55.320
<v Speaker 7>for twenty eight thousand miles for twenty eight thousand dollars

1034
00:53:55.920 --> 00:54:00.599
<v Speaker 7>in that vent of that, that stature and that without

1035
00:54:01.400 --> 00:54:04.159
<v Speaker 7>you know, with virtually no miles.

1036
00:54:04.239 --> 00:54:06.039
<v Speaker 3>Now, what can you get for that?

1037
00:54:07.320 --> 00:54:09.599
<v Speaker 7>So I don't What I'm trying to do is not

1038
00:54:09.719 --> 00:54:12.920
<v Speaker 7>make you feel terrible. A lot of people say, Tom,

1039
00:54:13.000 --> 00:54:15.280
<v Speaker 7>why would I sing money into this car? Well, if

1040
00:54:15.320 --> 00:54:18.280
<v Speaker 7>you've already made the mistake of buying it, and you

1041
00:54:18.280 --> 00:54:20.880
<v Speaker 7>didn't by the way, you didn't overpay for it, So

1042
00:54:21.119 --> 00:54:23.639
<v Speaker 7>investing in it is all I'm saying.

1043
00:54:23.880 --> 00:54:27.719
<v Speaker 3>Is not the end of the world. That's what I'm saying.

1044
00:54:28.039 --> 00:54:31.199
<v Speaker 7>Now, some people would say no, instead of that, instead

1045
00:54:31.199 --> 00:54:34.639
<v Speaker 7>of taking the thirteen grand and the seven grand, instead

1046
00:54:34.639 --> 00:54:38.079
<v Speaker 7>of taking like that ten that you know, let's say

1047
00:54:38.079 --> 00:54:38.559
<v Speaker 7>I said.

1048
00:54:38.360 --> 00:54:40.679
<v Speaker 3>You're into it for thirteen twenty three.

1049
00:54:40.840 --> 00:54:44.000
<v Speaker 7>Yeah, so instead of putting another fifteen into it or more,

1050
00:54:44.199 --> 00:54:46.599
<v Speaker 7>put that down on a new car. And that might

1051
00:54:46.639 --> 00:54:48.880
<v Speaker 7>be wisdom too, But it's only up to you to

1052
00:54:48.920 --> 00:54:51.400
<v Speaker 7>decide but that will I'm going to tell you, Ted,

1053
00:54:51.800 --> 00:54:54.000
<v Speaker 7>that is going to give you major You're going to

1054
00:54:54.039 --> 00:54:57.880
<v Speaker 7>have not If you have problems, you will have problems.

1055
00:54:57.880 --> 00:55:00.280
<v Speaker 7>And right now you're seeing it, so you may want

1056
00:55:00.280 --> 00:55:01.800
<v Speaker 7>to trade it in. How long have you owned it?

1057
00:55:03.679 --> 00:55:05.400
<v Speaker 14>About three or three or four months?

1058
00:55:05.760 --> 00:55:05.960
<v Speaker 12>Oh?

1059
00:55:06.159 --> 00:55:07.360
<v Speaker 3>Terrible, terrible, terrible?

1060
00:55:07.519 --> 00:55:09.239
<v Speaker 11>Yeah yeah, so yeah, I wasn't.

1061
00:55:09.440 --> 00:55:11.599
<v Speaker 14>I just wanted to call you and get some options

1062
00:55:11.639 --> 00:55:13.960
<v Speaker 14>from you and see what any my options are.

1063
00:55:14.079 --> 00:55:17.039
<v Speaker 7>Take Never go to the outing dealer. My option is,

1064
00:55:17.119 --> 00:55:19.360
<v Speaker 7>don't go to the outing dealer. That's the first one.

1065
00:55:19.920 --> 00:55:22.800
<v Speaker 7>Go to a competent mechanic. Go to referral list dot com,

1066
00:55:22.840 --> 00:55:26.320
<v Speaker 7>find a competent mechanic seriously and take it.

1067
00:55:26.280 --> 00:55:28.480
<v Speaker 3>Somewhere where you can have it done reasonably.

1068
00:55:28.760 --> 00:55:30.760
<v Speaker 7>And if you want to just keep it afloat and

1069
00:55:30.800 --> 00:55:34.039
<v Speaker 7>eventually trade it in, the problem is you're you're gonna

1070
00:55:34.079 --> 00:55:36.400
<v Speaker 7>be on you know, if you keep it another couple

1071
00:55:36.440 --> 00:55:37.639
<v Speaker 7>of years, you're going to be at one hundred and

1072
00:55:37.639 --> 00:55:41.440
<v Speaker 7>fifty hundred and sixty thousand miles. But you didn't overpay, okay,

1073
00:55:41.519 --> 00:55:43.880
<v Speaker 7>So if you if you limp it along, don't do

1074
00:55:43.960 --> 00:55:45.719
<v Speaker 7>the rings and just limp it along.

1075
00:55:46.360 --> 00:55:47.360
<v Speaker 3>So what Okay?

1076
00:55:47.400 --> 00:55:50.960
<v Speaker 7>So let's say that two years from now you get

1077
00:55:51.039 --> 00:55:52.079
<v Speaker 7>seven grand for it.

1078
00:55:52.199 --> 00:55:54.280
<v Speaker 3>Six grand, seven grand. Let's say that.

1079
00:55:54.440 --> 00:55:57.920
<v Speaker 7>Uh huh, so it cost you three or fourth out

1080
00:55:58.000 --> 00:56:01.039
<v Speaker 7>three thousand a year to own it plus means, so

1081
00:56:01.599 --> 00:56:03.800
<v Speaker 7>it's cost you four thousand a year. And this is

1082
00:56:03.840 --> 00:56:06.360
<v Speaker 7>what I try to do with people. I call it math.

1083
00:56:06.960 --> 00:56:09.280
<v Speaker 7>Math never lies. So let's just say it takes four

1084
00:56:09.360 --> 00:56:12.360
<v Speaker 7>thousand a year, and by the time you get rid

1085
00:56:12.400 --> 00:56:15.960
<v Speaker 7>of it, you will have lost from your purchase four

1086
00:56:16.039 --> 00:56:16.760
<v Speaker 7>thousand a year.

1087
00:56:16.840 --> 00:56:20.440
<v Speaker 3>But remember you also had it to drive.

1088
00:56:20.800 --> 00:56:24.280
<v Speaker 7>So if we do that, that's one hundred and sixty

1089
00:56:24.320 --> 00:56:25.719
<v Speaker 7>six dollars a month.

1090
00:56:26.159 --> 00:56:29.480
<v Speaker 3>You see, so when you look at that, it's not terrible.

1091
00:56:30.840 --> 00:56:33.760
<v Speaker 14>Well, thank you for softening the blow somewhat. And I

1092
00:56:33.840 --> 00:56:37.440
<v Speaker 14>appreciate your honesty. You know, listen to you from the

1093
00:56:37.519 --> 00:56:38.320
<v Speaker 14>time you know, back in.

1094
00:56:38.320 --> 00:56:40.480
<v Speaker 3>The Thank you, Thank you.

1095
00:56:40.800 --> 00:56:43.400
<v Speaker 14>And I just wish I could get the same directness

1096
00:56:43.400 --> 00:56:46.079
<v Speaker 14>from the dealership. But when I call them and leave

1097
00:56:46.119 --> 00:56:48.119
<v Speaker 14>a message to try to talk to somebody there, now.

1098
00:56:48.159 --> 00:56:51.360
<v Speaker 7>You know what, don't bother with them seriously, and you're

1099
00:56:51.360 --> 00:56:53.360
<v Speaker 7>gonna turn You're gonna spend way more money than you

1100
00:56:53.440 --> 00:56:55.159
<v Speaker 7>have to do. Not go to a dealer with an

1101
00:56:55.159 --> 00:56:57.880
<v Speaker 7>older car like that three all three seven one three

1102
00:56:57.960 --> 00:57:00.480
<v Speaker 7>talk seven one three eight two five five eight eight

1103
00:57:00.480 --> 00:57:01.480
<v Speaker 7>eight heating dot com.

1104
00:57:01.519 --> 00:57:03.280
<v Speaker 3>If you're looking for.

1105
00:57:02.800 --> 00:57:05.119
<v Speaker 7>Someone to check out your furnacere air right now with

1106
00:57:05.239 --> 00:57:13.400
<v Speaker 7>honesty and integrity eight eight eight heating dot com, go

1107
00:57:13.519 --> 00:57:17.239
<v Speaker 7>with a sure thing Denver's best roofer Excel Roofing dot com.

1108
00:57:17.280 --> 00:57:23.039
<v Speaker 7>You don't pay a cent until you're content. Time for

1109
00:57:23.079 --> 00:57:26.840
<v Speaker 7>an insurance checkup free, no obligation. In comparison, call Compass

1110
00:57:26.880 --> 00:57:30.119
<v Speaker 7>Insurance paying too much your coverage at dozens of insurance

1111
00:57:30.159 --> 00:57:32.679
<v Speaker 7>companies find out now three oh three seven seven to

1112
00:57:32.719 --> 00:57:35.519
<v Speaker 7>one help. You'll think you're his only customer when you

1113
00:57:35.599 --> 00:57:38.039
<v Speaker 7>choose Frank durand the real estate Man dot com to

1114
00:57:38.119 --> 00:57:41.320
<v Speaker 7>list your home with Remax Alliance three oh three nine

1115
00:57:41.360 --> 00:57:50.039
<v Speaker 7>two zero sixteen twenty two. Hi Tom Martino, your troubleshooter

1116
00:57:50.119 --> 00:57:54.000
<v Speaker 7>three oh three seven one three talks zero three seven

1117
00:57:54.079 --> 00:57:59.679
<v Speaker 7>one three eight two five five. Okay, So let's talk

1118
00:57:59.719 --> 00:58:02.960
<v Speaker 7>to uh Nick about mineral rights.

1119
00:58:02.960 --> 00:58:04.519
<v Speaker 3>Hello Nick, what's going on?

1120
00:58:05.599 --> 00:58:05.800
<v Speaker 12>Oh?

1121
00:58:08.800 --> 00:58:11.400
<v Speaker 3>You know? Well, Thank you very much, Nick, appreciate it.

1122
00:58:12.079 --> 00:58:12.719
<v Speaker 9>I got these.

1123
00:58:12.800 --> 00:58:16.320
<v Speaker 12>I got a couple of les from Abundance r.

1124
00:58:16.320 --> 00:58:18.599
<v Speaker 5>E l LC oil dillers.

1125
00:58:19.960 --> 00:58:23.679
<v Speaker 12>Yeah, marcelling mineral rights to them.

1126
00:58:23.760 --> 00:58:27.280
<v Speaker 7>Now hold on, hold on. So you have mineral rights

1127
00:58:27.599 --> 00:58:28.880
<v Speaker 7>that you want to sell?

1128
00:58:28.960 --> 00:58:29.480
<v Speaker 3>Is that right?

1129
00:58:31.079 --> 00:58:33.480
<v Speaker 12>I'm not sure because I got these letters in the

1130
00:58:33.559 --> 00:58:35.599
<v Speaker 12>mail first part of the week.

1131
00:58:38.239 --> 00:58:41.000
<v Speaker 7>Okay, but but Nick, I need to ask you something first.

1132
00:58:41.239 --> 00:58:43.519
<v Speaker 7>You do own mineral rights, is that correct?

1133
00:58:44.360 --> 00:58:45.719
<v Speaker 3>Yes? Okay?

1134
00:58:45.920 --> 00:58:51.599
<v Speaker 7>Are your mineral rights acreage or wells or working interest?

1135
00:58:52.079 --> 00:58:57.159
<v Speaker 3>Are they royalties? Or tell me? What are your mineral rights? Well?

1136
00:58:57.199 --> 00:59:01.239
<v Speaker 12>We uh, I live in a sub and they won't

1137
00:59:01.239 --> 00:59:02.280
<v Speaker 12>want to drill underneath.

1138
00:59:02.280 --> 00:59:04.559
<v Speaker 5>So you have a monola and you know how to

1139
00:59:04.679 --> 00:59:05.039
<v Speaker 5>do that.

1140
00:59:06.599 --> 00:59:09.800
<v Speaker 7>Yeah, yeah, I understand what you're saying. It's called lateral drilling.

1141
00:59:09.840 --> 00:59:12.360
<v Speaker 7>But but I'm still not getting a uh.

1142
00:59:12.519 --> 00:59:17.239
<v Speaker 3>Do you literally have mineral rights right now where you're

1143
00:59:17.280 --> 00:59:19.960
<v Speaker 3>you are collecting payment or royalties?

1144
00:59:20.840 --> 00:59:20.960
<v Speaker 8>No?

1145
00:59:21.880 --> 00:59:26.440
<v Speaker 7>Okay, so you really Okay, you do have rights, but

1146
00:59:26.480 --> 00:59:30.320
<v Speaker 7>they're you have land, you don't have rights, So they're

1147
00:59:30.480 --> 00:59:34.960
<v Speaker 7>asking you they're asking you to give up the minerals

1148
00:59:35.119 --> 00:59:35.920
<v Speaker 7>under your land.

1149
00:59:36.039 --> 00:59:37.039
<v Speaker 3>Is that correct?

1150
00:59:37.679 --> 00:59:37.920
<v Speaker 6>Right?

1151
00:59:38.800 --> 00:59:40.119
<v Speaker 3>And you're sure that when.

1152
00:59:40.039 --> 00:59:43.960
<v Speaker 7>You bought that sub in that subdivision, the mineral rights

1153
00:59:44.000 --> 00:59:49.039
<v Speaker 7>were conveyed to you with the land and the developer

1154
00:59:49.159 --> 00:59:54.559
<v Speaker 7>did not retain them, right because as a developer in

1155
00:59:54.639 --> 00:59:58.440
<v Speaker 7>my past life, I retained all of that stuff water

1156
00:59:58.559 --> 00:59:59.880
<v Speaker 7>rights and mineral rights.

1157
01:00:00.280 --> 01:00:02.960
<v Speaker 3>So you're sure you have them? And how much are

1158
01:00:03.000 --> 01:00:04.320
<v Speaker 3>these people offering?

1159
01:00:05.800 --> 01:00:09.320
<v Speaker 8>I'm sorry to purchase per one thousand functions.

1160
01:00:10.320 --> 01:00:13.559
<v Speaker 7>Hold on your your connection sucks, man, I wish I

1161
01:00:13.559 --> 01:00:14.480
<v Speaker 7>could hear you better.

1162
01:00:14.960 --> 01:00:17.320
<v Speaker 3>Yeah, one thousand dollars?

1163
01:00:17.360 --> 01:00:21.920
<v Speaker 7>Did you say, let's try to get him back because

1164
01:00:22.119 --> 01:00:24.559
<v Speaker 7>he's about to make some serious mistakes if he doesn't

1165
01:00:24.559 --> 01:00:27.840
<v Speaker 7>know what he's doing. I've dealt with hundreds of thousands

1166
01:00:27.840 --> 01:00:32.000
<v Speaker 7>of acres of mineral rights and royalties and I can

1167
01:00:32.039 --> 01:00:35.480
<v Speaker 7>help them. Three oh three seven one three talk three

1168
01:00:35.480 --> 01:00:38.280
<v Speaker 7>oh three seven one three eight two five five.

1169
01:00:39.119 --> 01:00:42.320
<v Speaker 3>Okay, so here's the deal. I don't know where's that

1170
01:00:44.719 --> 01:00:47.480
<v Speaker 3>what we have? And this is really important, Okay.

1171
01:00:48.119 --> 01:00:51.199
<v Speaker 7>We have a lot of people making the same mistake

1172
01:00:51.320 --> 01:00:53.880
<v Speaker 7>over and over and over. I'm reading about it on

1173
01:00:54.000 --> 01:00:58.840
<v Speaker 7>every social media platform. People have been paying people upfront

1174
01:01:00.039 --> 01:01:08.239
<v Speaker 7>and getting ripped off, specifically landscapers, fencing contractors, and handymen,

1175
01:01:08.559 --> 01:01:12.880
<v Speaker 7>not necessarily big jobs, but twelve fifteen hundred, two thousand

1176
01:01:12.960 --> 01:01:19.760
<v Speaker 7>dollars they disappear. This is becoming an epidemic so please

1177
01:01:19.920 --> 01:01:27.400
<v Speaker 7>be careful when it comes to these types of things. Please, okay,

1178
01:01:28.280 --> 01:01:31.679
<v Speaker 7>I recommend no money up front paying for when materials

1179
01:01:31.760 --> 01:01:36.119
<v Speaker 7>are delivered, you pay for those materials.

1180
01:01:36.280 --> 01:01:39.880
<v Speaker 3>And then you pay as you go. Money upfront for

1181
01:01:39.920 --> 01:01:42.800
<v Speaker 3>nothing is a no no in my opinion. That's just

1182
01:01:42.840 --> 01:01:43.480
<v Speaker 3>the way it is.

1183
01:01:44.039 --> 01:01:48.119
<v Speaker 7>I mean, I don't know why the hell contractors can't

1184
01:01:48.159 --> 01:01:51.360
<v Speaker 7>do that. Well, come back to Nick in the mineral

1185
01:01:51.440 --> 01:01:53.679
<v Speaker 7>rights and all of that coming up. Dan McKenzie will

1186
01:01:53.679 --> 01:01:58.079
<v Speaker 7>help you with a will or a trust, even an LLC,

1187
01:01:58.360 --> 01:02:01.079
<v Speaker 7>a clever way to keep property that can go to

1188
01:02:01.119 --> 01:02:04.639
<v Speaker 7>your kids. Find out more from Dan McKenzie mackenzie Law.

1189
01:02:05.440 --> 01:02:09.719
<v Speaker 7>He puts the personal in this estate planning process. It's

1190
01:02:09.760 --> 01:02:12.719
<v Speaker 7>a firm where you actually talk to him and make

1191
01:02:12.760 --> 01:02:19.119
<v Speaker 7>your plan eight three three COO Plans. The website is

1192
01:02:19.159 --> 01:02:27.639
<v Speaker 7>coplans dot co. Go with a sure thing Denver's Best

1193
01:02:27.760 --> 01:02:29.719
<v Speaker 7>Roofer Excel roofing dot com.

1194
01:02:29.760 --> 01:02:31.800
<v Speaker 3>You don't pay a cent until you're content.

1195
01:02:35.159 --> 01:02:38.719
<v Speaker 7>Time for an insurance checkup, free no obligation comparison call

1196
01:02:38.800 --> 01:02:42.119
<v Speaker 7>Compass insurance paying too much your coverage at dozens of

1197
01:02:42.159 --> 01:02:45.079
<v Speaker 7>insurance companies find out now three oh three seven seven

1198
01:02:45.119 --> 01:02:47.880
<v Speaker 7>to one help you'll think you're his only customer when

1199
01:02:47.920 --> 01:02:50.400
<v Speaker 7>you choose Frank durand the real estate Man dot Com

1200
01:02:50.400 --> 01:02:53.559
<v Speaker 7>to list your home with Remax Alliance three oh three

1201
01:02:53.639 --> 01:03:02.639
<v Speaker 7>nine two zero sixteen twenty two. Hi Tom Martino, your

1202
01:03:02.800 --> 01:03:08.119
<v Speaker 7>troubleshooter three O three seven one three talk three oh

1203
01:03:08.159 --> 01:03:12.800
<v Speaker 7>three seven one three eight two five five Henry, he

1204
01:03:12.880 --> 01:03:15.400
<v Speaker 7>has an issue with a social security number. And then Jim,

1205
01:03:15.480 --> 01:03:18.079
<v Speaker 7>we're going to take you on a home sale too. Hey, Henry,

1206
01:03:18.079 --> 01:03:18.719
<v Speaker 7>what's happening?

1207
01:03:20.239 --> 01:03:24.559
<v Speaker 15>Hey dad, This is.

1208
01:03:24.559 --> 01:03:31.000
<v Speaker 3>Bulls Henri Dulcha and Henry Dulchase my daughter. Henry is

1209
01:03:31.559 --> 01:03:35.440
<v Speaker 3>Henry Bretts from Jay Bretts and Henry Brett's on Excel roofing. Yes,

1210
01:03:35.760 --> 01:03:37.800
<v Speaker 3>so you fooled me. I thought you had a social

1211
01:03:37.840 --> 01:03:41.880
<v Speaker 3>security question? So what are you calling about? Let me guess.

1212
01:03:41.599 --> 01:03:46.400
<v Speaker 15>Okay, Okay, I'm kind of freaking out right now. Here

1213
01:03:46.639 --> 01:03:48.679
<v Speaker 15>is the best way to get in contact, and it

1214
01:03:48.800 --> 01:03:52.760
<v Speaker 15>is a problem for the show. So we decided to

1215
01:03:52.840 --> 01:03:56.000
<v Speaker 15>stop buy a gun store. Because I'm living on my own,

1216
01:03:56.000 --> 01:03:57.639
<v Speaker 15>we thought it might be good to at least have

1217
01:03:57.760 --> 01:03:59.559
<v Speaker 15>like a shotgun or something.

1218
01:04:00.239 --> 01:04:01.280
<v Speaker 5>Why we walk in.

1219
01:04:02.000 --> 01:04:04.920
<v Speaker 15>Yeah, like just an idea. But okay, so that's not

1220
01:04:04.960 --> 01:04:08.239
<v Speaker 15>the part you're gonna be mad at. So I'm just

1221
01:04:08.360 --> 01:04:10.079
<v Speaker 15>wondering what we do in this situation.

1222
01:04:10.760 --> 01:04:12.079
<v Speaker 11>There was this guy.

1223
01:04:13.159 --> 01:04:17.679
<v Speaker 15>And we both thought he worked there, and he was asking,

1224
01:04:17.840 --> 01:04:20.199
<v Speaker 15>you know, to take a picture of the social Security

1225
01:04:20.239 --> 01:04:24.760
<v Speaker 15>card to get started on the information. And so, you know,

1226
01:04:25.280 --> 01:04:27.880
<v Speaker 15>not knowing any better, I pull it out and I

1227
01:04:27.960 --> 01:04:29.760
<v Speaker 15>put it on the counter and this guy he takes

1228
01:04:29.760 --> 01:04:33.480
<v Speaker 15>a picture of it. Wait a minute, Yeah, he takes

1229
01:04:33.480 --> 01:04:36.519
<v Speaker 15>the picture of my social Security card like on his iPhone,

1230
01:04:36.519 --> 01:04:38.840
<v Speaker 15>which I thought was kind of weird. And then all

1231
01:04:38.880 --> 01:04:41.880
<v Speaker 15>of a sudden, like he just walks out, like he just.

1232
01:04:41.880 --> 01:04:46.159
<v Speaker 3>Leaves, and so Henry's like this, dulcea, is this true?

1233
01:04:46.360 --> 01:04:47.599
<v Speaker 3>This truly happened.

1234
01:04:48.920 --> 01:04:50.440
<v Speaker 15>Yeah, we were at the gun store and then like

1235
01:04:50.599 --> 01:04:52.639
<v Speaker 15>we look at and then the two workers come back

1236
01:04:52.679 --> 01:04:55.440
<v Speaker 15>out because you know, one of them is like they

1237
01:04:55.519 --> 01:04:57.400
<v Speaker 15>just rent to the back of like ten seconds, and

1238
01:04:57.440 --> 01:04:59.199
<v Speaker 15>I was like, who is the guy that works here?

1239
01:04:59.199 --> 01:05:01.039
<v Speaker 15>And they said that they were only two working that

1240
01:05:01.159 --> 01:05:05.440
<v Speaker 15>that day, and I, like him, just wondering, how do

1241
01:05:05.480 --> 01:05:06.320
<v Speaker 15>I get that back?

1242
01:05:07.239 --> 01:05:08.760
<v Speaker 7>What do you mean get it back? You're not gonna

1243
01:05:08.760 --> 01:05:10.840
<v Speaker 7>be able to get it back. This guy's going to

1244
01:05:10.840 --> 01:05:12.599
<v Speaker 7>make a social Security.

1245
01:05:12.119 --> 01:05:16.480
<v Speaker 15>Card no, he took a picture of me too. Henry

1246
01:05:16.519 --> 01:05:17.679
<v Speaker 15>thought that was the weird part.

1247
01:05:17.960 --> 01:05:19.679
<v Speaker 3>Yeah, because then he's going to get a license.

1248
01:05:20.000 --> 01:05:22.840
<v Speaker 7>So now you got both things gone for No, seriously,

1249
01:05:23.119 --> 01:05:25.039
<v Speaker 7>you're my daughter and this happens to you.

1250
01:05:25.280 --> 01:05:28.280
<v Speaker 3>Henry Brett's come on, bro, why did you let her

1251
01:05:28.320 --> 01:05:28.559
<v Speaker 3>do that?

1252
01:05:29.880 --> 01:05:31.440
<v Speaker 11>It was my fault.

1253
01:05:32.239 --> 01:05:33.920
<v Speaker 15>He's kind of freaking out right now. He said he

1254
01:05:33.920 --> 01:05:35.559
<v Speaker 15>didn't want to call you, but I said, my dad

1255
01:05:35.599 --> 01:05:37.719
<v Speaker 15>will know what to do, so you know it's not

1256
01:05:37.760 --> 01:05:38.719
<v Speaker 15>that bad though, right.

1257
01:05:38.880 --> 01:05:40.679
<v Speaker 3>No, No, here's what we're gonna do.

1258
01:05:40.760 --> 01:05:45.440
<v Speaker 7>Seriously, We're gonna put a credit freeze on your credit

1259
01:05:45.480 --> 01:05:47.079
<v Speaker 7>reports when you get home.

1260
01:05:47.880 --> 01:05:49.440
<v Speaker 3>I'll put a credit freeze.

1261
01:05:49.760 --> 01:05:53.280
<v Speaker 7>No, seriously, because then no one can open and account for

1262
01:05:53.360 --> 01:05:56.400
<v Speaker 7>you at all. What they may do is they may

1263
01:05:56.440 --> 01:06:00.280
<v Speaker 7>try to use your Social Security for applying for ab

1264
01:06:00.360 --> 01:06:04.519
<v Speaker 7>or something. They could do that, and that that's most

1265
01:06:04.679 --> 01:06:05.840
<v Speaker 7>likely what they're gonna do.

1266
01:06:06.760 --> 01:06:07.519
<v Speaker 3>That's weird.

1267
01:06:09.000 --> 01:06:09.519
<v Speaker 12>Yeah.

1268
01:06:09.639 --> 01:06:12.360
<v Speaker 7>So this guy wait, wait a minute, this guy didn't

1269
01:06:12.360 --> 01:06:15.679
<v Speaker 7>even work there, but he was at the gun store

1270
01:06:15.760 --> 01:06:18.159
<v Speaker 7>pretending like he had authority.

1271
01:06:20.639 --> 01:06:23.039
<v Speaker 15>I mean, yes, but luckily this did it happen because

1272
01:06:23.039 --> 01:06:24.519
<v Speaker 15>it's just a prank for your birthday.

1273
01:06:24.639 --> 01:06:29.920
<v Speaker 3>Oh yeah, man, you're pissing me off. Gosh, I was okay, Henry,

1274
01:06:30.039 --> 01:06:33.119
<v Speaker 3>thank you for uh for being part of that. By

1275
01:06:33.159 --> 01:06:35.360
<v Speaker 3>the way, no more commercials for Excel.

1276
01:06:35.480 --> 01:06:38.679
<v Speaker 15>What he thought it was too far.

1277
01:06:38.760 --> 01:06:41.480
<v Speaker 3>I came up with it, okay, Well you know what.

1278
01:06:41.599 --> 01:06:44.960
<v Speaker 7>It was fun actually, and I know people were saying,

1279
01:06:45.320 --> 01:06:47.840
<v Speaker 7>this is your daughter and this is how you taught

1280
01:06:47.880 --> 01:06:48.519
<v Speaker 7>your daughter.

1281
01:06:49.119 --> 01:06:49.559
<v Speaker 3>Thank you.

1282
01:06:50.000 --> 01:06:54.559
<v Speaker 7>It was fun though, because I'm now relieved. I'm now relieved.

1283
01:06:54.679 --> 01:06:57.360
<v Speaker 7>It's like when she said one time, Dad, I really

1284
01:06:57.440 --> 01:06:59.800
<v Speaker 7>did major damage to my car and Andy, when watch

1285
01:06:59.800 --> 01:07:01.840
<v Speaker 7>you go, I don't think I can drive it and

1286
01:07:01.880 --> 01:07:04.239
<v Speaker 7>it's totaled, and then she says, no, just the deer

1287
01:07:04.320 --> 01:07:09.960
<v Speaker 7>ran out and hit me. So thank you for calling.

1288
01:07:10.159 --> 01:07:13.119
<v Speaker 7>And she pranked me for my birthday. That was a

1289
01:07:13.119 --> 01:07:16.639
<v Speaker 7>good one. No more pranks, Katschina. If it's a prank,

1290
01:07:16.719 --> 01:07:19.840
<v Speaker 7>you tell them no pranking. We got more coming up

1291
01:07:19.880 --> 01:07:22.119
<v Speaker 7>on the Troubleshooter Show. I'm going to talk to Jim. Jim,

1292
01:07:22.199 --> 01:07:24.199
<v Speaker 7>let's get started on your problem. What's going on with

1293
01:07:24.239 --> 01:07:26.639
<v Speaker 7>your home sale?

1294
01:07:26.840 --> 01:07:35.480
<v Speaker 8>Well, happy birthday. Just recently I got a home sold

1295
01:07:36.480 --> 01:07:39.440
<v Speaker 8>that my mom had left my name on the title,

1296
01:07:39.480 --> 01:07:42.280
<v Speaker 8>and I took care of it for several years going

1297
01:07:42.320 --> 01:07:44.599
<v Speaker 8>in and doing new roofs, and a lot of remarks.

1298
01:07:44.639 --> 01:07:46.559
<v Speaker 3>So wait a minute, when did you sell? When did

1299
01:07:46.599 --> 01:07:51.079
<v Speaker 3>you hold on it was your home or your mom's, Jim?

1300
01:07:52.800 --> 01:07:55.400
<v Speaker 8>It was it's actually mine. The title was left in

1301
01:07:55.480 --> 01:07:56.599
<v Speaker 8>my name when she passed.

1302
01:07:57.079 --> 01:07:57.880
<v Speaker 3>Oh okay?

1303
01:07:57.960 --> 01:08:01.119
<v Speaker 7>And how long ago was that?

1304
01:08:01.119 --> 01:08:04.000
<v Speaker 8>That was in two thy twenty sir?

1305
01:08:04.960 --> 01:08:05.360
<v Speaker 3>Okay?

1306
01:08:05.400 --> 01:08:08.480
<v Speaker 7>And did you actually you said it was left to you?

1307
01:08:08.559 --> 01:08:12.039
<v Speaker 7>Did you change the deed to put it actually in

1308
01:08:12.119 --> 01:08:12.599
<v Speaker 7>your name?

1309
01:08:12.920 --> 01:08:13.400
<v Speaker 3>The title?

1310
01:08:13.440 --> 01:08:16.279
<v Speaker 8>I mean, yes, yes, sir. I think they call it

1311
01:08:16.319 --> 01:08:17.920
<v Speaker 8>a quick deed or something like that.

1312
01:08:18.039 --> 01:08:21.159
<v Speaker 7>I believe, okay, But but it happened at death. Is

1313
01:08:21.199 --> 01:08:24.199
<v Speaker 7>that when you actually inherited it? Did she leave it

1314
01:08:24.239 --> 01:08:24.760
<v Speaker 7>in a will?

1315
01:08:24.960 --> 01:08:28.600
<v Speaker 8>Yes, no, sir, it was actually my name was on

1316
01:08:28.640 --> 01:08:30.920
<v Speaker 8>the title, which I was surprised. I was trying to wait.

1317
01:08:31.000 --> 01:08:34.800
<v Speaker 3>She okay, So she actually did it before she.

1318
01:08:34.920 --> 01:08:39.039
<v Speaker 8>Died, yes, sir, Yes, or many years actually?

1319
01:08:39.359 --> 01:08:44.039
<v Speaker 3>Oh, damn it, damn it, damn it, Jim. You hold

1320
01:08:44.079 --> 01:08:46.920
<v Speaker 3>on because I'm going to tell you that was not

1321
01:08:47.039 --> 01:08:48.119
<v Speaker 3>a good way to do it.

1322
01:08:48.239 --> 01:08:51.439
<v Speaker 7>Go with a sure thing. Denver's Best rufer Excel roofing

1323
01:08:51.560 --> 01:08:54.239
<v Speaker 7>dot com. You don't pay a cent until you're content.

1324
01:08:57.600 --> 01:09:00.760
<v Speaker 7>Time for an insurance check up free, no obligation. In comparison,

1325
01:09:00.920 --> 01:09:04.479
<v Speaker 7>call Compass Insurance paying too much your coverage at dozens

1326
01:09:04.479 --> 01:09:07.199
<v Speaker 7>of insurance companies find out now three all three seven

1327
01:09:07.319 --> 01:09:10.079
<v Speaker 7>seven to one help. You'll think you're his only customer

1328
01:09:10.159 --> 01:09:12.399
<v Speaker 7>when you choose Frank durand the real estate man dot

1329
01:09:12.439 --> 01:09:15.760
<v Speaker 7>Com to list your home with Remax Alliance three all

1330
01:09:15.800 --> 01:09:17.760
<v Speaker 7>three nine two zero sixteen twenty two.

1331
01:09:18.520 --> 01:09:23.840
<v Speaker 9>Yeah, ripped.

1332
01:09:25.479 --> 01:09:31.479
<v Speaker 1>News you needed, that's who you don't have. Come running

1333
01:09:31.880 --> 01:09:35.720
<v Speaker 1>as fast as you can. Shooter's gonna help.

1334
01:09:36.000 --> 01:09:40.640
<v Speaker 6>Come MANX is the Troubleshooter Show.

1335
01:09:40.680 --> 01:09:46.000
<v Speaker 3>Now Tom Martino, Hi, Tom Martino here, Welcome to the show.

1336
01:09:46.439 --> 01:09:49.880
<v Speaker 7>Three all three seven one three talk three oh three

1337
01:09:49.880 --> 01:09:51.199
<v Speaker 7>seven one three eight two five five.

1338
01:09:51.279 --> 01:09:54.279
<v Speaker 3>I'm gonna go right to the phones, and then I

1339
01:09:54.359 --> 01:09:58.720
<v Speaker 3>will discuss anything else on your minds. I might wanna

1340
01:09:58.960 --> 01:10:01.520
<v Speaker 3>touch on a few things that are bugging the living

1341
01:10:01.600 --> 01:10:04.840
<v Speaker 3>crap out of me. I'm sorry, I'd bring it up.

1342
01:10:05.399 --> 01:10:08.600
<v Speaker 3>I'll do it in a minute here. Just anyway.

1343
01:10:08.840 --> 01:10:12.039
<v Speaker 7>Jim talked about a house sale.

1344
01:10:12.439 --> 01:10:13.319
<v Speaker 3>Thank you, okay.

1345
01:10:13.399 --> 01:10:18.279
<v Speaker 7>Jim talked about a house sale, and he said he

1346
01:10:18.560 --> 01:10:20.680
<v Speaker 7>his mom put him on the deed years ago. He

1347
01:10:20.680 --> 01:10:23.640
<v Speaker 7>didn't even know it, so obviously she died and he

1348
01:10:23.720 --> 01:10:28.159
<v Speaker 7>wants to sell it. Or did you already sell it, Jim?

1349
01:10:28.840 --> 01:10:29.600
<v Speaker 8>Yes? Or I did.

1350
01:10:30.199 --> 01:10:34.239
<v Speaker 7>It's important to know this, Jim, really important to know this.

1351
01:10:35.520 --> 01:10:39.239
<v Speaker 3>Was it? Were you the only one on the deed?

1352
01:10:39.399 --> 01:10:42.439
<v Speaker 3>Or did she put you on the deed with her?

1353
01:10:45.000 --> 01:10:47.840
<v Speaker 8>Well? It initially started out Tom under my father and

1354
01:10:47.960 --> 01:10:52.079
<v Speaker 8>her name yes, yes, added at some time at some

1355
01:10:52.159 --> 01:10:55.760
<v Speaker 8>point in time, and my dad passed, and then obviously

1356
01:10:55.840 --> 01:10:59.359
<v Speaker 8>it went into her name. And then when she passed,

1357
01:10:59.680 --> 01:11:01.640
<v Speaker 8>as I said, I was trying to handle her business.

1358
01:11:01.680 --> 01:11:03.000
<v Speaker 3>No, no, but here's what I need to know.

1359
01:11:03.479 --> 01:11:06.359
<v Speaker 7>It was in your dad and mom's name when your

1360
01:11:06.439 --> 01:11:10.079
<v Speaker 7>dad passed. Did your mom put you on the deed

1361
01:11:10.159 --> 01:11:10.560
<v Speaker 7>right then?

1362
01:11:12.640 --> 01:11:14.279
<v Speaker 8>No, sir, I believe it was put on but my

1363
01:11:14.359 --> 01:11:15.359
<v Speaker 8>dad was still living.

1364
01:11:16.560 --> 01:11:20.079
<v Speaker 3>So it was the three of you, and then just

1365
01:11:20.199 --> 01:11:25.880
<v Speaker 3>the two of you, yes, sir, and then it's just

1366
01:11:26.039 --> 01:11:26.720
<v Speaker 3>one of you.

1367
01:11:28.359 --> 01:11:28.800
<v Speaker 8>Yes, sir.

1368
01:11:29.680 --> 01:11:34.600
<v Speaker 7>Okay, this is this is very weird, and I'm going

1369
01:11:34.640 --> 01:11:38.520
<v Speaker 7>to tell you why it's better than if you were

1370
01:11:38.520 --> 01:11:43.079
<v Speaker 7>put on there alone. And let me explain this to people. Normally,

1371
01:11:43.560 --> 01:11:46.319
<v Speaker 7>when you want to put your child on a deed,

1372
01:11:48.119 --> 01:11:53.800
<v Speaker 7>normally you put them on the will or in a

1373
01:11:53.880 --> 01:12:01.119
<v Speaker 7>beneficiary deed, so it's left automatically when you die. If

1374
01:12:01.159 --> 01:12:07.159
<v Speaker 7>you put them on the deed before you die, they

1375
01:12:07.239 --> 01:12:10.880
<v Speaker 7>inherit the original basis of that house.

1376
01:12:11.279 --> 01:12:15.000
<v Speaker 3>Do you know what that means, Jim, No, I don't.

1377
01:12:15.039 --> 01:12:15.520
<v Speaker 8>Tom.

1378
01:12:15.720 --> 01:12:22.000
<v Speaker 7>Here's what it means. It means that whatever she bought

1379
01:12:22.079 --> 01:12:28.079
<v Speaker 7>the house for is the basis that you use when

1380
01:12:28.079 --> 01:12:31.039
<v Speaker 7>you sell it to figure out your taxes.

1381
01:12:32.279 --> 01:12:34.680
<v Speaker 3>If she did it the correct way, which would have.

1382
01:12:34.640 --> 01:12:39.000
<v Speaker 7>Been a beneficiary's deed or in a will, your basis

1383
01:12:39.039 --> 01:12:42.840
<v Speaker 7>would have been the day of her death, which is

1384
01:12:43.000 --> 01:12:47.880
<v Speaker 7>presumably higher than when she bought it. Therefore, you would

1385
01:12:47.880 --> 01:12:51.119
<v Speaker 7>have made less profit when you sell it, and therefore

1386
01:12:51.159 --> 01:12:52.520
<v Speaker 7>you'd pay less taxes.

1387
01:12:53.560 --> 01:12:57.600
<v Speaker 3>Okay, does that make sense to you? Yes, it does,

1388
01:12:58.399 --> 01:12:59.720
<v Speaker 3>because you only.

1389
01:12:59.439 --> 01:13:03.239
<v Speaker 7>Pay tax on profits above a certain amount if it's

1390
01:13:03.239 --> 01:13:06.520
<v Speaker 7>your primary residence, or above the selling price if it's

1391
01:13:06.560 --> 01:13:12.279
<v Speaker 7>not your primary residence. Now, but because she was on

1392
01:13:12.359 --> 01:13:17.800
<v Speaker 7>it too, you have a very weird situation. And here's

1393
01:13:17.840 --> 01:13:22.000
<v Speaker 7>the situation, without getting too complicated.

1394
01:13:22.159 --> 01:13:25.520
<v Speaker 3>When the three of you were on that deed, it

1395
01:13:25.640 --> 01:13:26.239
<v Speaker 3>was right of.

1396
01:13:26.159 --> 01:13:29.439
<v Speaker 7>Survivorship because after the dad died, the two of you

1397
01:13:29.520 --> 01:13:30.880
<v Speaker 7>took over the house, right.

1398
01:13:32.840 --> 01:13:34.359
<v Speaker 8>I would assume that, yes, sir.

1399
01:13:34.920 --> 01:13:41.479
<v Speaker 3>Yeah, Therefore a third of the house has a.

1400
01:13:41.359 --> 01:13:50.159
<v Speaker 7>Basis of when the dad died, and speed forward to

1401
01:13:50.199 --> 01:13:55.159
<v Speaker 7>when your mom died. Fifty percent of that house, fifty

1402
01:13:55.159 --> 01:13:59.520
<v Speaker 7>percent of it now has a stepped up basis, So

1403
01:13:59.640 --> 01:14:02.800
<v Speaker 7>you're not going to be as bad as shape after

1404
01:14:02.880 --> 01:14:04.479
<v Speaker 7>selling it to pay taxes.

1405
01:14:05.039 --> 01:14:06.079
<v Speaker 3>Meet. Here's what I mean.

1406
01:14:07.239 --> 01:14:10.840
<v Speaker 7>Fifty percent of the house will be valued at her

1407
01:14:10.960 --> 01:14:14.199
<v Speaker 7>day of death. The other fifty percent of the house

1408
01:14:14.800 --> 01:14:18.600
<v Speaker 7>will be valued when they bought it. So you're going

1409
01:14:18.680 --> 01:14:25.199
<v Speaker 7>to pay some capital gains on part of it, and

1410
01:14:25.279 --> 01:14:27.439
<v Speaker 7>you're going to need an accountant to help you figure

1411
01:14:27.479 --> 01:14:30.560
<v Speaker 7>it out. Okay, But in general, what is your question

1412
01:14:30.680 --> 01:14:32.239
<v Speaker 7>when you when did you sell it?

1413
01:14:34.279 --> 01:14:37.479
<v Speaker 8>I sold it about I would say, five weeks ago.

1414
01:14:38.640 --> 01:14:41.560
<v Speaker 3>And how much did you sell it for?

1415
01:14:43.560 --> 01:14:45.520
<v Speaker 8>One hundred and thirty five thousand.

1416
01:14:45.720 --> 01:14:51.399
<v Speaker 7>And after all expenses? After all expenses, what did you

1417
01:14:51.439 --> 01:14:52.399
<v Speaker 7>put in your pocket?

1418
01:14:54.800 --> 01:14:57.119
<v Speaker 8>Well? I'm holding on to it right now, Tom, is

1419
01:14:57.199 --> 01:14:58.760
<v Speaker 8>a little bit of a story to that if I

1420
01:14:58.840 --> 01:14:59.199
<v Speaker 8>might share.

1421
01:14:59.239 --> 01:15:02.279
<v Speaker 7>Okay, But okay, okay, I have another question real quick

1422
01:15:02.319 --> 01:15:04.840
<v Speaker 7>before you go in with your story. You sold it

1423
01:15:04.880 --> 01:15:07.119
<v Speaker 7>for one hundred and thirty five thousand. What did your

1424
01:15:07.159 --> 01:15:08.840
<v Speaker 7>mom and dad buy that house.

1425
01:15:08.600 --> 01:15:12.119
<v Speaker 8>For I think sixty thousand?

1426
01:15:13.000 --> 01:15:18.319
<v Speaker 3>And were you living in it at the time, No, sir,

1427
01:15:18.359 --> 01:15:18.800
<v Speaker 3>I was not.

1428
01:15:19.640 --> 01:15:23.119
<v Speaker 7>Okay, so you're going to have roughly if you figured

1429
01:15:23.119 --> 01:15:26.319
<v Speaker 7>it out, you will have some You're not gonna have much,

1430
01:15:26.359 --> 01:15:27.560
<v Speaker 7>but you'll have some taxes.

1431
01:15:27.600 --> 01:15:29.920
<v Speaker 3>But now go ahead with your story. You wanted to

1432
01:15:29.920 --> 01:15:31.079
<v Speaker 3>tell me, I'll shut up.

1433
01:15:31.079 --> 01:15:33.359
<v Speaker 8>Go ahead, Okay.

1434
01:15:33.359 --> 01:15:39.600
<v Speaker 2>There's nine of us children, okay, And the request on

1435
01:15:39.680 --> 01:15:43.039
<v Speaker 2>behalf of my mom was to share, obviously in the

1436
01:15:43.159 --> 01:15:46.920
<v Speaker 2>value of the home once it sold, portions to each

1437
01:15:46.960 --> 01:15:54.640
<v Speaker 2>and every one of us. At the initial time the family, again,

1438
01:15:54.760 --> 01:15:56.520
<v Speaker 2>we kind of voted, and it wanted to sell for

1439
01:15:56.560 --> 01:16:00.600
<v Speaker 2>seventy two thousand to one of our relatives. I made arrangements,

1440
01:16:00.680 --> 01:16:03.079
<v Speaker 2>we did the whole deal, got it to the day

1441
01:16:03.119 --> 01:16:03.640
<v Speaker 2>of closing.

1442
01:16:03.720 --> 01:16:06.199
<v Speaker 8>That individual said no, I don't want to buy it now.

1443
01:16:06.720 --> 01:16:08.960
<v Speaker 8>So I went ahead and took it over and over

1444
01:16:09.000 --> 01:16:11.840
<v Speaker 8>that time put in i'd say about twenty to twenty

1445
01:16:11.880 --> 01:16:13.039
<v Speaker 8>five thousand dollars.

1446
01:16:13.359 --> 01:16:16.760
<v Speaker 3>When did you take it over all that I.

1447
01:16:16.680 --> 01:16:23.079
<v Speaker 8>Took it over in two thousand, let's see about October

1448
01:16:23.119 --> 01:16:24.520
<v Speaker 8>of twenty and twenty.

1449
01:16:25.479 --> 01:16:25.920
<v Speaker 3>Okay.

1450
01:16:26.520 --> 01:16:30.720
<v Speaker 7>Then basically you didn't sell it to that relative.

1451
01:16:32.560 --> 01:16:34.560
<v Speaker 8>No, No, they backed out of the deal.

1452
01:16:34.920 --> 01:16:39.439
<v Speaker 7>Okay, so this makes it simpler. So you took over

1453
01:16:39.520 --> 01:16:45.960
<v Speaker 7>the house in twenty twenty, and you therefore you had

1454
01:16:46.000 --> 01:16:50.399
<v Speaker 7>no money to give to your siblings, right right.

1455
01:16:50.279 --> 01:16:50.800
<v Speaker 8>Correct, sir?

1456
01:16:51.119 --> 01:16:53.560
<v Speaker 3>Did you move into the house when you took it over.

1457
01:16:55.600 --> 01:16:58.920
<v Speaker 8>No, I own a home in Colorado Springs. I'd go

1458
01:16:59.039 --> 01:17:02.399
<v Speaker 8>down there pretty much weekends, holidays.

1459
01:17:01.880 --> 01:17:05.079
<v Speaker 3>And you fixed it up. Okay, but who's living in it? Yes?

1460
01:17:06.560 --> 01:17:10.239
<v Speaker 8>I was letting a niece live in it rent free,

1461
01:17:10.600 --> 01:17:13.279
<v Speaker 8>just so that there'd be occupancy there.

1462
01:17:13.880 --> 01:17:15.000
<v Speaker 3>Who's living in it now?

1463
01:17:17.119 --> 01:17:19.119
<v Speaker 8>Nobody served because I sold it.

1464
01:17:20.399 --> 01:17:22.840
<v Speaker 3>Oh, you just said you didn't sell it, bro, So

1465
01:17:24.199 --> 01:17:25.000
<v Speaker 3>did you sell.

1466
01:17:24.840 --> 01:17:27.199
<v Speaker 8>It or did I sold it like five weeks ago?

1467
01:17:27.720 --> 01:17:32.840
<v Speaker 7>Okay, So you took it over basically when your mom died,

1468
01:17:33.439 --> 01:17:36.079
<v Speaker 7>you fixed it up, and you sold it and you

1469
01:17:36.159 --> 01:17:39.720
<v Speaker 7>sold it. But there's a lot to consider here, because

1470
01:17:40.239 --> 01:17:46.279
<v Speaker 7>first and foremost, without fixing that house up, and then

1471
01:17:46.479 --> 01:17:49.000
<v Speaker 7>you want your siblings to chip in in other words,

1472
01:17:49.239 --> 01:17:51.000
<v Speaker 7>you want to distribute what's left.

1473
01:17:51.319 --> 01:17:55.359
<v Speaker 3>Was there a mortgage on the house when you sold it? No, sir,

1474
01:17:55.439 --> 01:17:59.680
<v Speaker 3>it was clear, okay, but you want to take that

1475
01:17:59.720 --> 01:18:01.920
<v Speaker 3>one one hundred and thirty five thousand.

1476
01:18:02.560 --> 01:18:05.039
<v Speaker 7>You have to subtract the taxes you're going to have

1477
01:18:05.079 --> 01:18:09.039
<v Speaker 7>to pay, Then you need to subtract the repairs you

1478
01:18:09.079 --> 01:18:12.319
<v Speaker 7>put in it, and then you divide up the rest.

1479
01:18:12.479 --> 01:18:13.279
<v Speaker 3>Do you understand that?

1480
01:18:14.880 --> 01:18:17.800
<v Speaker 5>Yes, sure I do, but you're.

1481
01:18:17.640 --> 01:18:21.960
<v Speaker 3>Not going to get okay, So that's the way you

1482
01:18:22.000 --> 01:18:23.600
<v Speaker 3>do it. So here's what I want to know.

1483
01:18:23.920 --> 01:18:28.000
<v Speaker 7>Are they willing to let you be reimbursed for the

1484
01:18:28.039 --> 01:18:29.119
<v Speaker 7>repairs you put in it?

1485
01:18:31.640 --> 01:18:33.000
<v Speaker 8>Well, I'm sure of it.

1486
01:18:33.079 --> 01:18:36.359
<v Speaker 7>I mean, how much did you spend fixing it.

1487
01:18:36.359 --> 01:18:40.319
<v Speaker 8>Up between twenty and twenty five thousand?

1488
01:18:40.880 --> 01:18:44.079
<v Speaker 7>So let's say twenty five thousand, okay, So if you

1489
01:18:44.239 --> 01:18:45.800
<v Speaker 7>fixed it up for twenty.

1490
01:18:45.479 --> 01:18:48.079
<v Speaker 3>Five thousand, you're also.

1491
01:18:49.840 --> 01:18:51.760
<v Speaker 7>You guys are going to have to pay taxes on

1492
01:18:51.800 --> 01:18:57.199
<v Speaker 7>this thing because you sold it. Those taxes are due.

1493
01:18:57.399 --> 01:19:00.800
<v Speaker 7>You sold it for one thirty five. Let's say they

1494
01:19:00.840 --> 01:19:04.760
<v Speaker 7>bought it. This is so, this is so weird. I'm

1495
01:19:04.800 --> 01:19:06.840
<v Speaker 7>just telling you you need an attorney. But I'm going

1496
01:19:06.920 --> 01:19:11.439
<v Speaker 7>to tell you how it's roughly done. One thirty five okay,

1497
01:19:12.000 --> 01:19:14.039
<v Speaker 7>minus what they bought it for.

1498
01:19:14.119 --> 01:19:16.000
<v Speaker 3>Let's say they bought it for seventy five.

1499
01:19:16.680 --> 01:19:24.199
<v Speaker 7>That leaves sixty thousand dollars sixty thousand that that you

1500
01:19:24.319 --> 01:19:28.560
<v Speaker 7>made on this house, except you really didn't because half

1501
01:19:28.600 --> 01:19:31.199
<v Speaker 7>of it had a stepped up basis at the time

1502
01:19:31.239 --> 01:19:35.439
<v Speaker 7>of her death. It's very complicated the way you did it. Okay,

1503
01:19:36.000 --> 01:19:38.039
<v Speaker 7>So at the time of her death, what was the

1504
01:19:38.079 --> 01:19:41.560
<v Speaker 7>house worth? It was worth about what I think it was.

1505
01:19:42.600 --> 01:19:44.279
<v Speaker 8>I think one hundred and thirty.

1506
01:19:45.319 --> 01:19:48.239
<v Speaker 7>Let's just say for arguments sake, it was the same

1507
01:19:48.279 --> 01:19:52.119
<v Speaker 7>amount as you sold it for, so okay, and you

1508
01:19:52.159 --> 01:19:53.359
<v Speaker 7>can estimate on your tag.

1509
01:19:53.680 --> 01:19:55.720
<v Speaker 3>So let's say it was worth one hundred and thirty

1510
01:19:55.760 --> 01:20:02.880
<v Speaker 3>five when she died. You divide that by two, because

1511
01:20:03.199 --> 01:20:08.119
<v Speaker 3>half your basis now is half of that of that

1512
01:20:08.319 --> 01:20:11.800
<v Speaker 3>time it was sixty seven to five, and then the

1513
01:20:11.840 --> 01:20:14.640
<v Speaker 3>rest of it was their old basis.

1514
01:20:14.800 --> 01:20:19.600
<v Speaker 7>Again, this is very complicated because of her putting you

1515
01:20:19.680 --> 01:20:23.520
<v Speaker 7>on the deed. It screwed everything up. But you will

1516
01:20:23.560 --> 01:20:27.439
<v Speaker 7>have some taxes due, and on your half, you're going

1517
01:20:27.520 --> 01:20:32.159
<v Speaker 7>to have taxes due, all right, and those taxes have

1518
01:20:32.239 --> 01:20:34.399
<v Speaker 7>to be paid by all of you if you're going

1519
01:20:34.479 --> 01:20:38.399
<v Speaker 7>to distribute the proceeds. So you have to tell your siblings,

1520
01:20:38.399 --> 01:20:41.239
<v Speaker 7>you need to go to an accountant, and you need

1521
01:20:41.279 --> 01:20:44.720
<v Speaker 7>to figure out the taxes due and how much you're

1522
01:20:44.800 --> 01:20:47.359
<v Speaker 7>due for repairs, and you'll divide the rest.

1523
01:20:47.880 --> 01:20:49.920
<v Speaker 3>There's not going to be a hell of a lot left,

1524
01:20:50.039 --> 01:20:50.439
<v Speaker 3>you know.

1525
01:20:50.399 --> 01:20:55.159
<v Speaker 8>That, right, Yeah, I'm pretty much figuring that. Specially.

1526
01:20:55.319 --> 01:20:56.600
<v Speaker 3>Did you have commissions?

1527
01:20:56.920 --> 01:21:00.680
<v Speaker 7>Did you pay real estate commissions?

1528
01:21:01.159 --> 01:21:03.600
<v Speaker 8>Yes, sir, I did, obviously, you mean like the title

1529
01:21:03.640 --> 01:21:04.960
<v Speaker 8>company in realtor and all that.

1530
01:21:05.439 --> 01:21:08.000
<v Speaker 7>Yeah, So you have to figure out even though you

1531
01:21:08.039 --> 01:21:11.039
<v Speaker 7>sold it for one thirty five, you didn't get one

1532
01:21:11.079 --> 01:21:12.039
<v Speaker 7>thirty five.

1533
01:21:14.079 --> 01:21:16.600
<v Speaker 8>No, sir, I ended up as about one twenty seven.

1534
01:21:17.319 --> 01:21:21.600
<v Speaker 7>Okay, So you take the one twenty seven and then

1535
01:21:21.680 --> 01:21:25.720
<v Speaker 7>you have to figure half of that will be gained

1536
01:21:25.720 --> 01:21:30.199
<v Speaker 7>to you, and you're gonna have to an accountant's going

1537
01:21:30.279 --> 01:21:33.000
<v Speaker 7>to have to figure this mess out for you. You have

1538
01:21:33.039 --> 01:21:36.680
<v Speaker 7>to figure out before you do anything, how much taxes

1539
01:21:36.760 --> 01:21:38.319
<v Speaker 7>do cause you're gonna have.

1540
01:21:38.279 --> 01:21:39.319
<v Speaker 3>To pay tax on it.

1541
01:21:39.640 --> 01:21:44.800
<v Speaker 7>Okay, you're gonna have to pay capital gains taxes because

1542
01:21:44.840 --> 01:21:48.439
<v Speaker 7>it wasn't your primary residence. Then you're gonna have to

1543
01:21:48.520 --> 01:21:54.479
<v Speaker 7>pay yourself back for the repairs. So let's say there's

1544
01:21:54.520 --> 01:21:58.560
<v Speaker 7>gonna be about twelve thousand in taxes, another twenty five

1545
01:21:59.640 --> 01:22:04.680
<v Speaker 7>in repairs, So you take thirty seven, say forty thousand,

1546
01:22:04.720 --> 01:22:07.840
<v Speaker 7>you take off of the one thirty five or thirty five,

1547
01:22:08.079 --> 01:22:11.680
<v Speaker 7>So now you're left. Let's say you're left with ninety

1548
01:22:11.760 --> 01:22:15.119
<v Speaker 7>thousand to split. They each get a thousand dollars. Are

1549
01:22:15.119 --> 01:22:16.560
<v Speaker 7>they going to be satisfied with that?

1550
01:22:19.439 --> 01:22:21.199
<v Speaker 8>Well? I guess it have to be. I mean, there's

1551
01:22:21.239 --> 01:22:23.359
<v Speaker 8>nothing else I could do with it? You know about it?

1552
01:22:23.439 --> 01:22:26.159
<v Speaker 3>Well? And is there a will that says it goes

1553
01:22:26.199 --> 01:22:28.439
<v Speaker 3>to Was there a will that says it goes to

1554
01:22:28.520 --> 01:22:31.079
<v Speaker 3>the nine of you?

1555
01:22:31.119 --> 01:22:32.720
<v Speaker 8>No, sir, no will. There was nothing.

1556
01:22:33.199 --> 01:22:35.479
<v Speaker 3>It was kind of a well, then they have to

1557
01:22:35.520 --> 01:22:36.479
<v Speaker 3>take what you give them.

1558
01:22:36.760 --> 01:22:39.079
<v Speaker 7>They have to take what you give them because technically

1559
01:22:39.159 --> 01:22:41.520
<v Speaker 7>at your house and you don't have to give them anything.

1560
01:22:43.159 --> 01:22:45.079
<v Speaker 8>Yes, sir, And I mean a lot of people have

1561
01:22:45.159 --> 01:22:48.319
<v Speaker 8>explained that to me. But again, I guess that's neither

1562
01:22:48.359 --> 01:22:49.199
<v Speaker 8>here nor therea How.

1563
01:22:49.159 --> 01:22:50.880
<v Speaker 3>Do you know your mom wanted the house to go

1564
01:22:50.920 --> 01:22:51.479
<v Speaker 3>to all of you?

1565
01:22:53.279 --> 01:22:56.600
<v Speaker 8>Well, she said, just do the right thing once once?

1566
01:22:56.800 --> 01:22:58.920
<v Speaker 8>Should I pass? Do the right thing with your brothers

1567
01:22:58.960 --> 01:22:59.520
<v Speaker 8>and sisters?

1568
01:22:59.520 --> 01:23:02.319
<v Speaker 3>That's okay? Well, bro, it's up to you.

1569
01:23:02.359 --> 01:23:05.039
<v Speaker 7>But Jim, I highly recommend first you go to an

1570
01:23:05.039 --> 01:23:09.920
<v Speaker 7>accountant and then you go to you know, you don't

1571
01:23:09.920 --> 01:23:12.279
<v Speaker 7>really need an a state attorney. You can do it

1572
01:23:12.279 --> 01:23:14.880
<v Speaker 7>with an accountant, but you have to figure out how

1573
01:23:14.960 --> 01:23:19.439
<v Speaker 7>much to subtract from those proceeds so you are not

1574
01:23:19.600 --> 01:23:24.439
<v Speaker 7>getting screwed. You can't split up that money without taking

1575
01:23:24.439 --> 01:23:25.079
<v Speaker 7>what you're owed.

1576
01:23:25.479 --> 01:23:27.439
<v Speaker 3>I'm Tom Martine. See this is.

1577
01:23:27.399 --> 01:23:29.479
<v Speaker 7>The problem, by the way, people, when you try to

1578
01:23:29.520 --> 01:23:32.399
<v Speaker 7>do a state planning on your own. I'm telling you

1579
01:23:32.680 --> 01:23:36.880
<v Speaker 7>it's a big giant mistake to do a state planning

1580
01:23:36.960 --> 01:23:41.079
<v Speaker 7>on your own. People do that and they think, well,

1581
01:23:41.159 --> 01:23:45.359
<v Speaker 7>you know, it's okay, I can do it.

1582
01:23:46.199 --> 01:23:47.560
<v Speaker 3>I know what I'm doing. I'm going to do a

1583
01:23:47.640 --> 01:23:50.039
<v Speaker 3>quick claim deed and you end up getting screwed. We

1584
01:23:50.079 --> 01:23:51.079
<v Speaker 3>have more coming up.

1585
01:23:56.079 --> 01:23:59.359
<v Speaker 7>Go with a sure thing Denver's Best roofer Excel Roofing

1586
01:23:59.439 --> 01:24:02.119
<v Speaker 7>dot com. You don't pay a cent until you're content.

1587
01:24:05.479 --> 01:24:08.680
<v Speaker 7>Time for an insurance checkup free, no obligation. In comparison,

1588
01:24:08.800 --> 01:24:12.359
<v Speaker 7>call Compass Insurance paying too much your coverage at dozens

1589
01:24:12.359 --> 01:24:15.079
<v Speaker 7>of insurance companies find out now three all three seven

1590
01:24:15.119 --> 01:24:16.039
<v Speaker 7>to seven to one help.

1591
01:24:16.199 --> 01:24:18.000
<v Speaker 3>You'll think you're his only customer.

1592
01:24:18.039 --> 01:24:20.319
<v Speaker 7>When you choose Frank durand the real estate Man dot

1593
01:24:20.319 --> 01:24:23.680
<v Speaker 7>com to list your home with Remax Alliance three oh

1594
01:24:23.680 --> 01:24:27.960
<v Speaker 7>three nine two zero sixteen twenty two. You're troubleshooter three

1595
01:24:28.039 --> 01:24:31.479
<v Speaker 7>O three seven one three talk seven one three eight

1596
01:24:31.520 --> 01:24:38.720
<v Speaker 7>two five five. Now let's talk to Carl about storage.

1597
01:24:38.880 --> 01:24:40.600
<v Speaker 3>Hi, Carl, what's happening?

1598
01:24:41.720 --> 01:24:42.159
<v Speaker 16>Take time?

1599
01:24:42.239 --> 01:24:44.640
<v Speaker 3>I do that, Buddy good Man, what's going on?

1600
01:24:45.680 --> 01:24:46.359
<v Speaker 8>Hey't that much?

1601
01:24:47.039 --> 01:24:50.359
<v Speaker 16>I got a gripe and I got a question in regardless.

1602
01:24:50.199 --> 01:24:53.199
<v Speaker 8>These ex storage spaces, all right, ripe there?

1603
01:24:53.520 --> 01:24:56.800
<v Speaker 16>I mean you might have heard this Extra Space storage

1604
01:24:57.039 --> 01:25:01.359
<v Speaker 16>where they just basically price gouging. They don't let you

1605
01:25:01.399 --> 01:25:03.479
<v Speaker 16>sign any type of agreements or nothing.

1606
01:25:03.560 --> 01:25:05.800
<v Speaker 3>Wait wait, wait, wait, wait wait, what do you mean,

1607
01:25:06.199 --> 01:25:09.000
<v Speaker 3>first of all price gouge, second of all, no agreements.

1608
01:25:09.079 --> 01:25:12.399
<v Speaker 3>Now that doesn't sound right. I'll guarantee you they have

1609
01:25:12.439 --> 01:25:13.279
<v Speaker 3>to have an agreement.

1610
01:25:15.279 --> 01:25:18.760
<v Speaker 16>I've been written for Estra Space stories for it eighteen years.

1611
01:25:18.880 --> 01:25:22.920
<v Speaker 7>Okay, And you're saying, hold on, you're saying you have

1612
01:25:23.079 --> 01:25:24.960
<v Speaker 7>never once signed an agreement with them.

1613
01:25:25.840 --> 01:25:28.000
<v Speaker 16>No, no, no, Let me back up into a little background.

1614
01:25:28.079 --> 01:25:31.680
<v Speaker 16>Eighteen years ago and we were managed by the owner

1615
01:25:31.720 --> 01:25:34.960
<v Speaker 16>that owned the problem. About six years ago Extra Space

1616
01:25:35.000 --> 01:25:38.960
<v Speaker 16>came in and managed it for them, And we can't

1617
01:25:39.000 --> 01:25:41.720
<v Speaker 16>sign an agreement or anything. You know, there's no such

1618
01:25:41.720 --> 01:25:44.279
<v Speaker 16>thing as an agreement because it allows them to raise

1619
01:25:44.279 --> 01:25:46.079
<v Speaker 16>the price as they see fit.

1620
01:25:46.640 --> 01:25:47.800
<v Speaker 3>Well, they can even do that.

1621
01:25:47.960 --> 01:25:54.199
<v Speaker 7>Listen, Just so you know, storage agreements are very seldom

1622
01:25:54.239 --> 01:25:58.359
<v Speaker 7>by the year. They're usually month by month, but they

1623
01:25:58.399 --> 01:26:01.960
<v Speaker 7>specify that people can raise the rents.

1624
01:26:02.520 --> 01:26:03.159
<v Speaker 3>Just so you know.

1625
01:26:04.039 --> 01:26:06.279
<v Speaker 7>And the only reason I'm doing this, Carl, so you

1626
01:26:06.279 --> 01:26:10.560
<v Speaker 7>don't see you don't come off half cock. Storage facilities

1627
01:26:10.600 --> 01:26:15.239
<v Speaker 7>are totally different than regular rental facilities. They can raise

1628
01:26:15.239 --> 01:26:17.680
<v Speaker 7>the rent anytime they want with the absence of a

1629
01:26:17.720 --> 01:26:21.680
<v Speaker 7>one year lease. I don't know of any storage agreements

1630
01:26:21.720 --> 01:26:23.159
<v Speaker 7>that have one year leases.

1631
01:26:26.079 --> 01:26:27.199
<v Speaker 9>Well, I mean, like.

1632
01:26:27.199 --> 01:26:30.000
<v Speaker 16>I said eighteen years ago, I mean when we was

1633
01:26:30.000 --> 01:26:32.920
<v Speaker 16>written to the owner, we all had we had agreements,

1634
01:26:32.960 --> 01:26:36.359
<v Speaker 16>we had turns three years that if I wait a minute.

1635
01:26:36.399 --> 01:26:38.840
<v Speaker 7>You just told me, you told me you had You

1636
01:26:38.880 --> 01:26:41.840
<v Speaker 7>told me you had no written agreements, right, but you

1637
01:26:41.960 --> 01:26:42.399
<v Speaker 7>did have.

1638
01:26:42.800 --> 01:26:46.079
<v Speaker 3>They used to have They used to have three year agreements.

1639
01:26:46.119 --> 01:26:51.239
<v Speaker 16>Is that what you're saying, he reflexuble whatever term we wanted.

1640
01:26:51.439 --> 01:26:53.439
<v Speaker 3>Okay, Carl, you know what I'm saying is.

1641
01:26:55.159 --> 01:26:58.079
<v Speaker 8>That was all because I'm sorry.

1642
01:26:59.479 --> 01:27:03.399
<v Speaker 3>All I'm saying, Carl, is that I know you're complaining

1643
01:27:03.520 --> 01:27:07.479
<v Speaker 3>because this extra space is charge is keeps raising rents?

1644
01:27:07.560 --> 01:27:07.720
<v Speaker 9>Right?

1645
01:27:07.840 --> 01:27:08.960
<v Speaker 3>Is that your bottom line?

1646
01:27:09.720 --> 01:27:12.840
<v Speaker 7>Okay, what I'm telling you is I don't think it's

1647
01:27:13.000 --> 01:27:14.039
<v Speaker 7>very nice.

1648
01:27:14.159 --> 01:27:15.239
<v Speaker 3>But they can do it.

1649
01:27:15.880 --> 01:27:18.119
<v Speaker 7>They can do it every month if they wanted to,

1650
01:27:18.479 --> 01:27:20.479
<v Speaker 7>and the market would have to say no, I'm not

1651
01:27:20.520 --> 01:27:21.039
<v Speaker 7>going to do it.

1652
01:27:21.079 --> 01:27:24.600
<v Speaker 3>I'm leaving. I mean, they're allowed to raise your rent.

1653
01:27:26.199 --> 01:27:28.800
<v Speaker 16>Yeah, so there's no such thing. I mean, there's no

1654
01:27:28.800 --> 01:27:32.800
<v Speaker 16>one to complain to about about you know, storage's price.

1655
01:27:32.600 --> 01:27:36.720
<v Speaker 3>Get exactly exactly. They're totally unregulated.

1656
01:27:36.000 --> 01:27:40.359
<v Speaker 7>When it comes to months and months storage agreements and rent.

1657
01:27:40.479 --> 01:27:42.439
<v Speaker 3>It's not the same as a residence.

1658
01:27:42.920 --> 01:27:47.079
<v Speaker 7>However, they still have to answer for getting rid of

1659
01:27:47.159 --> 01:27:50.319
<v Speaker 7>your stuff upon nonpayment and how they handle that.

1660
01:27:51.119 --> 01:27:55.119
<v Speaker 3>But as far as raising rent, if you're pissed off

1661
01:27:55.159 --> 01:27:57.000
<v Speaker 3>at them because they keep.

1662
01:27:56.880 --> 01:28:00.880
<v Speaker 7>Raising the rent and you think it's abusive, well then

1663
01:28:00.920 --> 01:28:04.720
<v Speaker 7>you can find another place that That's the harsh reality

1664
01:28:05.079 --> 01:28:07.359
<v Speaker 7>when it comes to storage arrangements.

1665
01:28:08.960 --> 01:28:09.399
<v Speaker 5>Yeah.

1666
01:28:09.760 --> 01:28:12.960
<v Speaker 16>Well, I mean, I mean they own a big portion of.

1667
01:28:12.920 --> 01:28:14.399
<v Speaker 9>The of the market.

1668
01:28:14.560 --> 01:28:16.800
<v Speaker 3>Have they bought up a lot of them?

1669
01:28:16.880 --> 01:28:19.159
<v Speaker 16>Yeah? Yeah, because of what they're doing is they're basically

1670
01:28:19.159 --> 01:28:21.119
<v Speaker 16>going in and telling these owners, hey, you know, i'll

1671
01:28:21.159 --> 01:28:24.880
<v Speaker 16>manage your property, and you know, you always get a premium.

1672
01:28:24.880 --> 01:28:25.920
<v Speaker 16>And and you.

1673
01:28:25.840 --> 01:28:28.840
<v Speaker 3>Know, well who owns the property right now? Who owns it?

1674
01:28:28.880 --> 01:28:32.000
<v Speaker 3>Is it storage? Uh? Is it extra space or is

1675
01:28:32.039 --> 01:28:32.680
<v Speaker 3>it the owner?

1676
01:28:33.720 --> 01:28:36.119
<v Speaker 16>It's the owner, he still owns it. But but but

1677
01:28:36.239 --> 01:28:39.159
<v Speaker 16>in their agreement, we don't have any more contact with

1678
01:28:39.199 --> 01:28:41.039
<v Speaker 16>the owner. I mean, that's that's in there.

1679
01:28:41.239 --> 01:28:43.840
<v Speaker 3>I'm assumed so the owner gave them authority.

1680
01:28:43.399 --> 01:28:46.359
<v Speaker 16>To do that exactly. I mean, you know, and and

1681
01:28:46.680 --> 01:28:48.279
<v Speaker 16>it's it's just it's crazy.

1682
01:28:48.720 --> 01:28:51.000
<v Speaker 3>My story is not even how often do they raise

1683
01:28:51.039 --> 01:28:51.800
<v Speaker 3>the rent?

1684
01:28:53.119 --> 01:28:55.600
<v Speaker 16>Uh? They play with it extra tom and the you

1685
01:28:55.600 --> 01:28:56.479
<v Speaker 16>know lyrically, Well.

1686
01:28:56.319 --> 01:28:56.600
<v Speaker 3>What is it?

1687
01:28:56.800 --> 01:28:58.680
<v Speaker 7>I need to know what you're talking about it? What

1688
01:28:58.720 --> 01:29:00.680
<v Speaker 7>do you mean they play with it? Tell me what

1689
01:29:00.720 --> 01:29:01.279
<v Speaker 7>you mean.

1690
01:29:01.640 --> 01:29:03.800
<v Speaker 16>From month to month? Like for instance, if I ripe

1691
01:29:03.840 --> 01:29:06.479
<v Speaker 16>and say, hey, you know what happened is they'll lower

1692
01:29:06.479 --> 01:29:08.800
<v Speaker 16>it down, you know, forty dollars and then two months

1693
01:29:08.840 --> 01:29:11.920
<v Speaker 16>later just go up with no notice, no nothing, no warning.

1694
01:29:12.279 --> 01:29:14.159
<v Speaker 16>And my situation is not as quite as bad as

1695
01:29:14.199 --> 01:29:16.840
<v Speaker 16>some of them. There's some elderly people over there, they

1696
01:29:16.880 --> 01:29:19.960
<v Speaker 16>have several units. Tommy just can't up and just move.

1697
01:29:20.319 --> 01:29:23.159
<v Speaker 16>I mean they might just walk away from all their possessions.

1698
01:29:23.199 --> 01:29:25.439
<v Speaker 16>I mean, there's people because you know, these people are

1699
01:29:25.479 --> 01:29:28.239
<v Speaker 16>moving in a small and they're moving out of home

1700
01:29:28.479 --> 01:29:30.880
<v Speaker 16>into smaller apartments, so they're having to go.

1701
01:29:30.800 --> 01:29:31.479
<v Speaker 8>To extra space.

1702
01:29:31.520 --> 01:29:33.479
<v Speaker 16>And you look in their storage space and they have

1703
01:29:33.640 --> 01:29:34.960
<v Speaker 16>all their belongings.

1704
01:29:34.479 --> 01:29:37.960
<v Speaker 7>That Okay, here's what I found out. I looked up

1705
01:29:38.000 --> 01:29:43.239
<v Speaker 7>the storage laws. I was wrong. Okay, they must they

1706
01:29:43.359 --> 01:29:49.119
<v Speaker 7>can raise rents monthly, but they must give you with

1707
01:29:49.199 --> 01:29:54.800
<v Speaker 7>a non residential month to month tenancy, they must give

1708
01:29:54.840 --> 01:30:01.560
<v Speaker 7>at least twenty one day's notice before increasing the rent.

1709
01:30:02.560 --> 01:30:06.279
<v Speaker 3>If you show now. But here's what I want to

1710
01:30:06.319 --> 01:30:09.439
<v Speaker 3>tell you, carefully.

1711
01:30:09.600 --> 01:30:13.560
<v Speaker 7>If they discounted the rent and then it went back

1712
01:30:13.600 --> 01:30:18.800
<v Speaker 7>to normal, that's not a rent increase, okay, if but

1713
01:30:19.000 --> 01:30:22.439
<v Speaker 7>if you pay a rent increase, they have to give

1714
01:30:22.479 --> 01:30:26.880
<v Speaker 7>you notice. And I'm sure extra space is not stupid

1715
01:30:27.000 --> 01:30:29.119
<v Speaker 7>enough to violate the law, don't you think?

1716
01:30:30.640 --> 01:30:31.640
<v Speaker 9>I agree? I agree.

1717
01:30:31.640 --> 01:30:34.359
<v Speaker 16>I mean they may be giving some notice on a

1718
01:30:34.600 --> 01:30:36.199
<v Speaker 16>we're all in a portal now and so.

1719
01:30:36.680 --> 01:30:38.960
<v Speaker 7>But it has to be Yeah, you have to be

1720
01:30:39.000 --> 01:30:44.159
<v Speaker 7>given notice twenty one days in advance on a month

1721
01:30:44.319 --> 01:30:46.239
<v Speaker 7>month non residential tendency.

1722
01:30:47.920 --> 01:30:50.199
<v Speaker 3>Yeah, so that's something. I mean, that's something.

1723
01:30:50.520 --> 01:30:54.640
<v Speaker 7>But with you if you if you bitched about the rent,

1724
01:30:54.720 --> 01:30:57.880
<v Speaker 7>Let's say, and they gave you a credit, they say, okay.

1725
01:30:57.560 --> 01:30:59.399
<v Speaker 3>You know what, we'll let you pay.

1726
01:30:59.640 --> 01:31:02.479
<v Speaker 7>We'll take fifty bucks off and then the next month

1727
01:31:02.520 --> 01:31:03.439
<v Speaker 7>went back to normal.

1728
01:31:03.600 --> 01:31:06.199
<v Speaker 3>That's not considered a raise.

1729
01:31:08.399 --> 01:31:10.560
<v Speaker 8>Well, I agree, I agree, it just is.

1730
01:31:10.680 --> 01:31:12.479
<v Speaker 3>So what exactly are they doing?

1731
01:31:12.880 --> 01:31:15.520
<v Speaker 7>You just don't like the idea that they're raising rent

1732
01:31:15.600 --> 01:31:17.760
<v Speaker 7>basically right, I mean, bottom line.

1733
01:31:18.199 --> 01:31:20.000
<v Speaker 16>I don't like the idea where it just seems like

1734
01:31:20.079 --> 01:31:23.159
<v Speaker 16>it's a racket because Tom I went to him and say, hey,

1735
01:31:23.199 --> 01:31:24.720
<v Speaker 16>let me pay two years in the vand.

1736
01:31:24.840 --> 01:31:28.119
<v Speaker 3>Nope, because of course not, no, Carl.

1737
01:31:29.520 --> 01:31:32.640
<v Speaker 7>It's it's it's a racket. I mean, everything's a racket

1738
01:31:32.640 --> 01:31:35.039
<v Speaker 7>if you look at it that way. I mean, no,

1739
01:31:35.279 --> 01:31:37.640
<v Speaker 7>you look, there are no price controls.

1740
01:31:37.720 --> 01:31:39.079
<v Speaker 9>Maybe maybe you.

1741
01:31:39.039 --> 01:31:41.000
<v Speaker 3>Want to vote for Kamala Harris. He wants to put

1742
01:31:41.000 --> 01:31:45.640
<v Speaker 3>in price controls on stuff. No, I'm serious. She maybe

1743
01:31:45.720 --> 01:31:47.920
<v Speaker 3>she would pass the law that says no one can

1744
01:31:48.000 --> 01:31:49.319
<v Speaker 3>raise prices. I don't know.

1745
01:31:50.640 --> 01:31:53.279
<v Speaker 16>If it's not, it's not the right raising price times.

1746
01:31:53.279 --> 01:31:55.640
<v Speaker 16>I mean, when you know in a marketing land, I

1747
01:31:55.680 --> 01:31:56.319
<v Speaker 16>mean people are.

1748
01:31:56.199 --> 01:31:57.119
<v Speaker 8>Looking for stability.

1749
01:31:57.399 --> 01:32:01.319
<v Speaker 16>You can't stability if you know, I mean, what's you talk, Carl.

1750
01:32:01.399 --> 01:32:02.560
<v Speaker 3>I agree with Carl.

1751
01:32:03.000 --> 01:32:04.680
<v Speaker 16>You're right, it was insignificant.

1752
01:32:04.720 --> 01:32:09.119
<v Speaker 7>I mean, there's no stability anymore. You're absolutely right, there's

1753
01:32:09.119 --> 01:32:10.279
<v Speaker 7>no stability anymore.

1754
01:32:11.319 --> 01:32:14.640
<v Speaker 16>Yeah, and so you know, but I won't be voting.

1755
01:32:14.399 --> 01:32:19.359
<v Speaker 7>For but but I'm telling you I agree with you, Carl.

1756
01:32:19.439 --> 01:32:20.520
<v Speaker 7>There's no stability.

1757
01:32:20.800 --> 01:32:21.359
<v Speaker 3>They can do it.

1758
01:32:21.439 --> 01:32:24.159
<v Speaker 7>Twenty one day's notice. Sorry about that. Three oh three

1759
01:32:24.199 --> 01:32:26.279
<v Speaker 7>seven one three talk. Becky has a comment on this.

1760
01:32:26.359 --> 01:32:27.880
<v Speaker 7>Go ahead, Becky, what's your comment.

1761
01:32:30.920 --> 01:32:34.159
<v Speaker 13>So we were with Extra Space for a long time.

1762
01:32:34.079 --> 01:32:37.319
<v Speaker 3>Yeah, in Cata Rock, and they.

1763
01:32:37.239 --> 01:32:40.880
<v Speaker 13>Kept raising the rents every six months, so they would

1764
01:32:40.880 --> 01:32:44.079
<v Speaker 13>send us a little notice card. But it wasn't going.

1765
01:32:43.960 --> 01:32:44.840
<v Speaker 11>Up just a little bit.

1766
01:32:44.880 --> 01:32:47.720
<v Speaker 13>It was like one hundred and sixty dollars, you know.

1767
01:32:48.119 --> 01:32:51.039
<v Speaker 13>It was just they were pushing us out basically.

1768
01:32:51.520 --> 01:32:55.279
<v Speaker 7>Well, you know what, that's true. That's what they're doing sometimes.

1769
01:32:55.399 --> 01:32:56.800
<v Speaker 7>But what do we do about it?

1770
01:32:56.840 --> 01:32:58.840
<v Speaker 3>See, I don't know what you do about it?

1771
01:33:00.159 --> 01:33:02.319
<v Speaker 13>Thing you can do is what I did, And we

1772
01:33:02.520 --> 01:33:08.760
<v Speaker 13>moved out of Extra Space and into an independent home

1773
01:33:09.000 --> 01:33:11.119
<v Speaker 13>owned lovely space.

1774
01:33:11.520 --> 01:33:12.680
<v Speaker 3>Yeah, and Castlerock.

1775
01:33:13.520 --> 01:33:17.720
<v Speaker 13>And what maybe they say the rents, they don't raise

1776
01:33:17.760 --> 01:33:20.119
<v Speaker 13>your rents.

1777
01:33:19.600 --> 01:33:22.640
<v Speaker 3>And here's the deal. Here's the deal.

1778
01:33:23.279 --> 01:33:28.439
<v Speaker 7>If in fact enough people do that, then Extra Space

1779
01:33:28.439 --> 01:33:30.119
<v Speaker 7>would probably change its habits.

1780
01:33:30.520 --> 01:33:33.119
<v Speaker 3>The problem is there are so many people.

1781
01:33:32.960 --> 01:33:36.319
<v Speaker 13>Own it's a franchise, but it's corporate owned, and they

1782
01:33:36.359 --> 01:33:39.720
<v Speaker 13>go by what corporate saf to do. Yeah, that's why

1783
01:33:39.760 --> 01:33:40.880
<v Speaker 13>they keep raising it.

1784
01:33:41.640 --> 01:33:44.800
<v Speaker 3>And there is no community anymore. You see.

1785
01:33:45.279 --> 01:33:47.720
<v Speaker 7>I'm not preaching against it. I'm just saying the way

1786
01:33:47.760 --> 01:33:51.720
<v Speaker 7>it is. There are giant corporations. There's no sense of community.

1787
01:33:52.039 --> 01:33:54.720
<v Speaker 7>And here's the idea. You get as much as you

1788
01:33:54.840 --> 01:33:58.000
<v Speaker 7>can as quickly as you can, whether we like it

1789
01:33:58.119 --> 01:34:02.319
<v Speaker 7>or not, that has become this that had and unless

1790
01:34:02.359 --> 01:34:04.520
<v Speaker 7>people say I'm not going to do it, go to hell.

1791
01:34:05.039 --> 01:34:06.600
<v Speaker 3>You know, they're going to keep doing it.

1792
01:34:07.720 --> 01:34:09.560
<v Speaker 13>I agree, and that's what I did. I was like,

1793
01:34:09.640 --> 01:34:15.439
<v Speaker 13>I've had it, I'm out. Okay, just find an independently

1794
01:34:15.560 --> 01:34:18.920
<v Speaker 13>owned company that's not a corporate you know.

1795
01:34:19.479 --> 01:34:21.880
<v Speaker 3>Yeah, well that's good. What's the name of the one

1796
01:34:21.920 --> 01:34:23.960
<v Speaker 3>you rent me. What's the name of the one you're

1797
01:34:23.960 --> 01:34:24.600
<v Speaker 3>rent from.

1798
01:34:25.239 --> 01:34:29.479
<v Speaker 13>I rent from Castle Lock Storage and Castle Rocked Okay,

1799
01:34:29.720 --> 01:34:34.399
<v Speaker 13>family owned and they have multiple close locations for each other.

1800
01:34:35.119 --> 01:34:38.880
<v Speaker 13>But they're clean and oil maintained, and they're just a

1801
01:34:38.880 --> 01:34:41.199
<v Speaker 13>wonderful family. It's owned by the Scott family.

1802
01:34:42.359 --> 01:34:43.000
<v Speaker 3>That's good to know.

1803
01:34:43.159 --> 01:34:45.800
<v Speaker 7>Beckert, thank you, thank you very much for the recommendation.

1804
01:34:45.840 --> 01:34:47.439
<v Speaker 7>We have more coming up. Three oh three seven on

1805
01:34:47.520 --> 01:34:49.119
<v Speaker 7>three talks seven one three eight two five to five.

1806
01:34:49.199 --> 01:34:53.239
<v Speaker 7>Renew Home Innovations beautiful shower conversions in two or three

1807
01:34:53.279 --> 01:34:56.159
<v Speaker 7>days with seventy two months to pay, no interest, no fooling.

1808
01:34:56.479 --> 01:35:02.239
<v Speaker 7>That's renew Home Innovations beautiful, no maintenance, stonelegh walls, glass panels,

1809
01:35:03.399 --> 01:35:07.920
<v Speaker 7>no thresholds, perimeter drains, grab bars, seats where you make

1810
01:35:08.000 --> 01:35:17.680
<v Speaker 7>them custom for your movements. Renew Home Innovations dot com.

1811
01:35:17.800 --> 01:35:21.039
<v Speaker 7>Go with a sure thing Denver's best roofer Excel Roofing

1812
01:35:21.159 --> 01:35:21.720
<v Speaker 7>dot com.

1813
01:35:21.760 --> 01:35:23.800
<v Speaker 3>You don't pay a cent until you're content.

1814
01:35:27.159 --> 01:35:30.720
<v Speaker 7>Time for an insurance checkup, free, no obligation, comparison call

1815
01:35:30.840 --> 01:35:34.159
<v Speaker 7>Compass Insurance. Pay too much your coverage at dozens of

1816
01:35:34.159 --> 01:35:36.840
<v Speaker 7>insurance companies find out now three oh three seven to

1817
01:35:36.880 --> 01:35:39.720
<v Speaker 7>seven to one help. You'll think you're his only customer

1818
01:35:39.760 --> 01:35:42.000
<v Speaker 7>when you choose Frank durand the real estate Man dot

1819
01:35:42.039 --> 01:35:45.359
<v Speaker 7>com to list your home with Remax Alliance three oh

1820
01:35:45.399 --> 01:35:50.000
<v Speaker 7>three nine two zero sixteen twenty two.

1821
01:35:52.039 --> 01:35:55.960
<v Speaker 3>Hi, Tom Martino you're a troubleshooter. Three O three seven

1822
01:35:56.039 --> 01:35:58.880
<v Speaker 3>one three talk three O three seven one three eight

1823
01:35:58.920 --> 01:36:03.520
<v Speaker 3>two five five. Welcome to the show, Edward. What's going

1824
01:36:03.560 --> 01:36:10.159
<v Speaker 3>on with your doctor? What's happening? There's?

1825
01:36:11.039 --> 01:36:13.000
<v Speaker 16>My doctor does not treat me right? And I'm a

1826
01:36:13.039 --> 01:36:13.880
<v Speaker 16>really old guy.

1827
01:36:14.359 --> 01:36:19.079
<v Speaker 3>How old are you? Seventy one? You son of them? Okay,

1828
01:36:19.159 --> 01:36:22.880
<v Speaker 3>so you're seventy one? And how is your doctor?

1829
01:36:23.159 --> 01:36:24.560
<v Speaker 16>I don't even know how I made it.

1830
01:36:24.800 --> 01:36:26.479
<v Speaker 8>I don't even know how I made it this far.

1831
01:36:27.079 --> 01:36:30.760
<v Speaker 8>It's like I've been trying to do different stuff, but

1832
01:36:31.039 --> 01:36:32.319
<v Speaker 8>you get to a certain age.

1833
01:36:32.359 --> 01:36:34.960
<v Speaker 16>Once you hit seventy one, What the hell are you

1834
01:36:35.000 --> 01:36:35.479
<v Speaker 16>going to do?

1835
01:36:36.640 --> 01:36:38.279
<v Speaker 3>You better be kidding around, bro?

1836
01:36:39.239 --> 01:36:39.800
<v Speaker 9>What do you mean?

1837
01:36:40.439 --> 01:36:43.479
<v Speaker 7>What is your doctor? Tell me what your doctor is?

1838
01:36:43.640 --> 01:36:45.239
<v Speaker 7>How is he mistreating you?

1839
01:36:46.800 --> 01:36:47.079
<v Speaker 8>Well?

1840
01:36:48.359 --> 01:36:50.800
<v Speaker 16>He said, I'm too old to be doing anything.

1841
01:36:50.479 --> 01:36:54.760
<v Speaker 3>Now, now I know this is a prank, you creep.

1842
01:36:55.000 --> 01:36:59.560
<v Speaker 16>Happy birthday? Who are you and your partner in crime

1843
01:37:00.159 --> 01:37:00.960
<v Speaker 16>in Arizona?

1844
01:37:01.119 --> 01:37:05.720
<v Speaker 3>Holy crap, Mark, no, fooling man? Was that really? I never? No,

1845
01:37:05.880 --> 01:37:09.079
<v Speaker 3>I'm serious, I couldn't. I couldn't tell in a minute,

1846
01:37:09.159 --> 01:37:11.119
<v Speaker 3>not in a minute. Holy crap.

1847
01:37:11.319 --> 01:37:15.720
<v Speaker 16>Wowlly Kelly couldn't tell either. So don' that is amazing

1848
01:37:15.880 --> 01:37:16.119
<v Speaker 16>to me.

1849
01:37:17.279 --> 01:37:19.520
<v Speaker 8>Birthday to you, Yes, thank.

1850
01:37:19.279 --> 01:37:22.119
<v Speaker 11>You, Hey Tom, happy birthday.

1851
01:37:22.760 --> 01:37:26.159
<v Speaker 3>Thank you, sus. And you guys are on your thirtieth

1852
01:37:26.159 --> 01:37:30.520
<v Speaker 3>anniversary tour. Yeah, we are having such a good thing.

1853
01:37:30.920 --> 01:37:32.920
<v Speaker 3>That is a really good thing. Do you love that place?

1854
01:37:33.000 --> 01:37:34.199
<v Speaker 3>Isn't that a beautiful hotel?

1855
01:37:34.920 --> 01:37:35.119
<v Speaker 6>Oh?

1856
01:37:35.199 --> 01:37:37.880
<v Speaker 11>Yeah, it's really gorgeous. It's just small hot out here.

1857
01:37:38.399 --> 01:37:40.760
<v Speaker 3>Oh my gosh, it is you get back to Colorado?

1858
01:37:41.000 --> 01:37:41.600
<v Speaker 3>I know it is.

1859
01:37:41.720 --> 01:37:45.800
<v Speaker 7>It is not quite the season yet for that, but yeah,

1860
01:37:45.840 --> 01:37:46.520
<v Speaker 7>it's wonderful.

1861
01:37:46.600 --> 01:37:48.800
<v Speaker 3>So anyway, thank you for calling.

1862
01:37:48.800 --> 01:37:54.079
<v Speaker 7>You appreciate it, Edward, Thank you, sus, Love you guys.

1863
01:37:54.359 --> 01:37:58.640
<v Speaker 7>All right, So John now wants to talk about Excel.

1864
01:37:59.159 --> 01:38:03.399
<v Speaker 7>I said, there's a way, no strings attached, no weirdness,

1865
01:38:03.920 --> 01:38:10.640
<v Speaker 7>save ten percent on your solar so a no excuse me,

1866
01:38:11.079 --> 01:38:16.319
<v Speaker 7>ten percent on your electric bill if you become part

1867
01:38:16.359 --> 01:38:18.720
<v Speaker 7>of the Solar cop But I have to take this break.

1868
01:38:18.439 --> 01:38:20.239
<v Speaker 3>And then I'll explain it. He has some questions.

1869
01:38:20.359 --> 01:38:28.159
<v Speaker 7>Right after this, go with a sure thing Denver's Best

1870
01:38:28.279 --> 01:38:30.239
<v Speaker 7>roofer Excel roofing dot com.

1871
01:38:30.279 --> 01:38:32.319
<v Speaker 3>You don't pay a cent until you're content.

1872
01:38:35.680 --> 01:38:39.239
<v Speaker 7>Time for an insurance checkup, free, no obligation comparison call

1873
01:38:39.319 --> 01:38:42.640
<v Speaker 7>Compass Insurance paying too much your coverage at dozens of

1874
01:38:42.680 --> 01:38:45.319
<v Speaker 7>insurance companies. Find out now three oh three seven to

1875
01:38:45.399 --> 01:38:48.199
<v Speaker 7>seven to one help. You'll think you're his only customer

1876
01:38:48.239 --> 01:38:50.520
<v Speaker 7>when you choose Frank durand the real estate man dot

1877
01:38:50.520 --> 01:38:53.880
<v Speaker 7>com to list your home with Remax Alliance three oh

1878
01:38:53.880 --> 01:38:57.760
<v Speaker 7>three nine two zero sixteen twenty two.

1879
01:39:01.439 --> 01:39:03.800
<v Speaker 3>Hey Tom Martina here, welcome to the show. Three oh

1880
01:39:03.920 --> 01:39:07.199
<v Speaker 3>three seven one three talk three oh three seven one

1881
01:39:07.239 --> 01:39:09.720
<v Speaker 3>three A two five five. What's going on?

1882
01:39:09.920 --> 01:39:10.159
<v Speaker 1>John?

1883
01:39:10.359 --> 01:39:12.439
<v Speaker 3>What's happening? Hi?

1884
01:39:12.600 --> 01:39:12.880
<v Speaker 9>Tom?

1885
01:39:13.000 --> 01:39:14.840
<v Speaker 5>By the way, Happy birthday.

1886
01:39:14.680 --> 01:39:16.479
<v Speaker 3>Thank you, bro? What's going on with you?

1887
01:39:17.600 --> 01:39:21.800
<v Speaker 5>So you've mentioned the solar co op ten percent off

1888
01:39:21.840 --> 01:39:25.000
<v Speaker 5>on Excel. I've been and at one point I heard

1889
01:39:25.000 --> 01:39:26.520
<v Speaker 5>you say that you had a brochure.

1890
01:39:27.319 --> 01:39:28.960
<v Speaker 3>I do have a brochure somewhere.

1891
01:39:29.039 --> 01:39:32.439
<v Speaker 5>Yes, yeah, I went to Excel and I tried finding

1892
01:39:32.479 --> 01:39:35.880
<v Speaker 5>it on there to sign up, and uh was it

1893
01:39:36.119 --> 01:39:39.600
<v Speaker 5>wasn't successfully any any Can you direct me on how

1894
01:39:39.640 --> 01:39:40.520
<v Speaker 5>to you know what?

1895
01:39:40.760 --> 01:39:43.439
<v Speaker 7>When I saw that, I saw that you had called,

1896
01:39:44.279 --> 01:39:47.760
<v Speaker 7>and I looked for my brochure here on the desk.

1897
01:39:47.800 --> 01:39:50.479
<v Speaker 7>It's not I put it back in my briefcase. So

1898
01:39:50.680 --> 01:39:54.119
<v Speaker 7>during the break I'll go and get it. Here's the thing,

1899
01:39:55.159 --> 01:39:58.720
<v Speaker 7>you don't the way it works. It's I think it's

1900
01:39:58.760 --> 01:40:03.800
<v Speaker 7>called community or neighborhood Solar or something, but there are

1901
01:40:03.840 --> 01:40:07.039
<v Speaker 7>other programs that go like that. But here's what it is.

1902
01:40:07.359 --> 01:40:11.199
<v Speaker 7>You don't do anything except sign up and agree to

1903
01:40:11.239 --> 01:40:15.600
<v Speaker 7>be part of a certain solar farm, and as a result,

1904
01:40:15.720 --> 01:40:20.720
<v Speaker 7>you get ten percent Excel energy and completely there's no

1905
01:40:21.039 --> 01:40:25.760
<v Speaker 7>change whatsoever to your house. There's no change to anything.

1906
01:40:25.800 --> 01:40:30.439
<v Speaker 7>You do nothing except you get a lower bill. Again,

1907
01:40:30.920 --> 01:40:34.640
<v Speaker 7>it's a way that Excel is trying to encourage people

1908
01:40:35.439 --> 01:40:39.000
<v Speaker 7>to support this instead of doing it themselves because they

1909
01:40:39.039 --> 01:40:41.520
<v Speaker 7>don't want to lose you completely as a customer.

1910
01:40:41.600 --> 01:40:44.640
<v Speaker 3>So it's kind of weird, but it's good and it

1911
01:40:44.720 --> 01:40:47.800
<v Speaker 3>doesn't it doesn't hurt you. So I'm going to go

1912
01:40:47.880 --> 01:40:49.880
<v Speaker 3>look for it. I was looking for.

1913
01:40:49.800 --> 01:40:53.680
<v Speaker 7>The brochure, but I can have been the only person

1914
01:40:53.720 --> 01:40:55.880
<v Speaker 7>who got that brochure in the mail. I mean they

1915
01:40:56.000 --> 01:40:59.239
<v Speaker 7>sent out thousands, and it's not Excel doing it, by

1916
01:40:59.239 --> 01:41:04.359
<v Speaker 7>the way. It is another It is another program of

1917
01:41:04.760 --> 01:41:08.039
<v Speaker 7>people sending it out and I'm looking for it here again.

1918
01:41:08.159 --> 01:41:14.279
<v Speaker 7>I have one website's called Neighborhood. It's called neighborhood solar.

1919
01:41:14.319 --> 01:41:18.960
<v Speaker 3>But I don't think this one sounds a little different,

1920
01:41:19.000 --> 01:41:20.359
<v Speaker 3>but you might want to look it up.

1921
01:41:20.800 --> 01:41:24.439
<v Speaker 7>This one is community solar. Your electricity can do more

1922
01:41:24.479 --> 01:41:27.560
<v Speaker 7>than just power your home. Here's what it says. It says,

1923
01:41:27.600 --> 01:41:30.039
<v Speaker 7>how does it work. You join a solar farm. We

1924
01:41:30.119 --> 01:41:32.800
<v Speaker 7>connect you to a local solar farm. And they don't

1925
01:41:32.800 --> 01:41:36.600
<v Speaker 7>mean connect you, like literally connect you. And it says

1926
01:41:36.640 --> 01:41:40.680
<v Speaker 7>you benefit from the energy it's producing. Your utility continues

1927
01:41:41.199 --> 01:41:46.560
<v Speaker 7>to deliver your electricity, including your energy credits, which reduce

1928
01:41:46.640 --> 01:41:49.319
<v Speaker 7>your bill. So I don't know how the hell it works.

1929
01:41:49.359 --> 01:41:52.319
<v Speaker 7>You don't have to pay anything upfront, but I will

1930
01:41:52.399 --> 01:41:56.119
<v Speaker 7>get the link where you can subscribe to that if

1931
01:41:56.159 --> 01:41:58.840
<v Speaker 7>you want to keep listening, and then I'll put that.

1932
01:41:59.159 --> 01:42:02.520
<v Speaker 7>I'll put that up you all right, three zho three

1933
01:42:02.560 --> 01:42:04.880
<v Speaker 7>seven one three talk three oh three seven one three

1934
01:42:04.880 --> 01:42:05.640
<v Speaker 7>eight two five five.

1935
01:42:05.720 --> 01:42:08.840
<v Speaker 3>I will get to you on that, I promise. Now

1936
01:42:10.000 --> 01:42:15.399
<v Speaker 3>here's the deal. I wanted to talk about this, And again,

1937
01:42:15.600 --> 01:42:19.359
<v Speaker 3>I know you say that we probably talk about it

1938
01:42:19.880 --> 01:42:24.560
<v Speaker 3>too much. Maybe not, but I swear to God, it

1939
01:42:24.600 --> 01:42:32.520
<v Speaker 3>has become epidemic. People at gyms with their cell phones.

1940
01:42:34.239 --> 01:42:40.079
<v Speaker 3>I My workouts take twice as long because of people

1941
01:42:41.239 --> 01:42:48.840
<v Speaker 3>sitting on machines in between sets, texting emails, youtubes. What

1942
01:42:48.880 --> 01:42:52.760
<v Speaker 3>the hell is going on? I'm getting so tired of it.

1943
01:42:53.279 --> 01:42:58.359
<v Speaker 3>I'm damn near I mean, and management does nothing. I mean.

1944
01:42:59.720 --> 01:43:02.039
<v Speaker 7>You may think this is petty, you know, and they

1945
01:43:02.039 --> 01:43:05.439
<v Speaker 7>say go with a sure thing Denver's best roofer Excel

1946
01:43:05.560 --> 01:43:06.560
<v Speaker 7>Roofing dot com.

1947
01:43:06.600 --> 01:43:08.640
<v Speaker 3>You don't pay a cent until you're content.

1948
01:43:12.000 --> 01:43:15.199
<v Speaker 7>Time for an insurance check up free, no obligation comparison

1949
01:43:15.319 --> 01:43:18.840
<v Speaker 7>call Compass Insurance paying too much your coverage at dozens

1950
01:43:18.880 --> 01:43:21.640
<v Speaker 7>of insurance companies find out now three oh three seven

1951
01:43:21.720 --> 01:43:24.760
<v Speaker 7>seven one help. You'll think you're his only customer when

1952
01:43:24.760 --> 01:43:27.239
<v Speaker 7>you choose Frank durand the real estate Man dot com

1953
01:43:27.279 --> 01:43:30.399
<v Speaker 7>to list your home with Remax Alliance three oh three

1954
01:43:30.479 --> 01:43:32.159
<v Speaker 7>nine two zero sixteen twenty two.

1955
01:43:33.239 --> 01:43:38.319
<v Speaker 8>Yeah, rit.

1956
01:43:41.479 --> 01:43:42.640
<v Speaker 1>De need as.

1957
01:43:42.680 --> 01:43:43.239
<v Speaker 11>You don't have.

1958
01:43:45.920 --> 01:43:50.479
<v Speaker 1>Run anxious as can Shooter's gonna help.

1959
01:43:50.760 --> 01:43:59.079
<v Speaker 6>Come man, this is the Troubleshooter Show. No Tom Martino, Hi.

1960
01:43:58.960 --> 01:44:03.520
<v Speaker 3>I'm Tom Martino. You're troubleshooter. Three oh three seven one

1961
01:44:03.600 --> 01:44:06.199
<v Speaker 3>three talk three oh three seven one three eight two

1962
01:44:06.279 --> 01:44:09.920
<v Speaker 3>five five. All right, let's see what we can do

1963
01:44:10.000 --> 01:44:10.279
<v Speaker 3>for you.

1964
01:44:10.399 --> 01:44:13.880
<v Speaker 7>We have open lines for the first time today. So

1965
01:44:13.960 --> 01:44:16.760
<v Speaker 7>give us a call at three oh three seven to

1966
01:44:16.800 --> 01:44:19.680
<v Speaker 7>one three talk or three oh three Martino three oh

1967
01:44:19.760 --> 01:44:25.399
<v Speaker 7>three six two seven eight four six six. Now somebody

1968
01:44:25.399 --> 01:44:29.920
<v Speaker 7>else is uh, oh no, that's not neighborhood solar. Somebody

1969
01:44:29.960 --> 01:44:31.479
<v Speaker 7>sent me something in error.

1970
01:44:32.000 --> 01:44:32.359
<v Speaker 3>It's not.

1971
01:44:32.840 --> 01:44:37.239
<v Speaker 7>This one is called neighborhood car storage. So that's pretty cool.

1972
01:44:38.840 --> 01:44:44.880
<v Speaker 7>What neighborhood car storage? It says, uh, it's it's a

1973
01:44:45.000 --> 01:44:46.960
<v Speaker 7>peer to peer Who sent this to me?

1974
01:44:47.000 --> 01:44:49.079
<v Speaker 3>Somebody texted this to me? Who is it?

1975
01:44:49.159 --> 01:44:52.960
<v Speaker 7>Let's see it is a check out this storage solution.

1976
01:44:53.560 --> 01:44:54.640
<v Speaker 3>So here's what it is.

1977
01:44:56.079 --> 01:45:00.439
<v Speaker 7>It's called neighbor dot com. And then garages near me?

1978
01:45:01.840 --> 01:45:02.880
<v Speaker 7>Fine storage.

1979
01:45:03.880 --> 01:45:06.279
<v Speaker 3>You put in your address. I don't know if it's

1980
01:45:06.319 --> 01:45:07.399
<v Speaker 3>yet here in Colorado.

1981
01:45:07.479 --> 01:45:12.800
<v Speaker 7>You put in your address and it gives out spare storage.

1982
01:45:12.239 --> 01:45:15.880
<v Speaker 3>Facilities people have. So if they have a garage.

1983
01:45:15.680 --> 01:45:20.039
<v Speaker 7>Or building or something, they can actually rent it out

1984
01:45:20.119 --> 01:45:21.399
<v Speaker 7>for you to store stuff.

1985
01:45:21.880 --> 01:45:27.239
<v Speaker 3>Think about that. A wide variety of sizes, lowest prices,

1986
01:45:27.479 --> 01:45:27.960
<v Speaker 3>they say.

1987
01:45:28.560 --> 01:45:32.960
<v Speaker 7>So it's peer to peer storage rental. That's a pretty

1988
01:45:33.000 --> 01:45:36.560
<v Speaker 7>cool idea. Don't you think peer to peer storage rental?

1989
01:45:37.279 --> 01:45:40.920
<v Speaker 7>So you are renting space in your neighborhood so let

1990
01:45:41.000 --> 01:45:43.680
<v Speaker 7>me just put my address and see if anything comes up.

1991
01:45:44.039 --> 01:45:46.000
<v Speaker 7>It says, put in your address. I don't think they

1992
01:45:46.039 --> 01:45:48.039
<v Speaker 7>have it here in Colorado, but I'm going to do it.

1993
01:45:49.439 --> 01:45:54.039
<v Speaker 3>And see a Yeah, okay, well hold on, let's see

1994
01:45:54.079 --> 01:45:56.880
<v Speaker 3>what happens. Fine storage, And it says, do you want

1995
01:45:56.880 --> 01:45:59.560
<v Speaker 3>storage for a vehicle, a camp, or a boat whatever.

1996
01:46:00.039 --> 01:46:03.800
<v Speaker 3>I'm gonna put vehicle or no, I'll put items and continue.

1997
01:46:04.600 --> 01:46:08.159
<v Speaker 3>And then it says what size do you want? I'll continue.

1998
01:46:08.920 --> 01:46:12.119
<v Speaker 3>Oh my god, yeah, it gives you all kinds of play.

1999
01:46:12.239 --> 01:46:13.960
<v Speaker 3>Wait wait, wait, wait, right.

2000
01:46:14.039 --> 01:46:17.479
<v Speaker 7>So I put my address in right, and I put

2001
01:46:17.520 --> 01:46:21.279
<v Speaker 7>that I wanted a six by six area to store stuff.

2002
01:46:21.720 --> 01:46:23.880
<v Speaker 7>And I get something from Joan who has a basement

2003
01:46:24.079 --> 01:46:26.600
<v Speaker 7>ten by ten fifty two bucks a month.

2004
01:46:27.159 --> 01:46:30.119
<v Speaker 3>Oh, this is a brilliant idea. Then I have James,

2005
01:46:30.520 --> 01:46:32.680
<v Speaker 3>he has a nineteen by seven garage one hundred and

2006
01:46:32.720 --> 01:46:33.600
<v Speaker 3>twenty five a month.

2007
01:46:34.000 --> 01:46:36.119
<v Speaker 7>Then I have somebody who has a bedroom. They'll still

2008
01:46:36.119 --> 01:46:37.960
<v Speaker 7>they'll let loan out for storage.

2009
01:46:38.199 --> 01:46:41.760
<v Speaker 3>What a super I wish I thought of this. This.

2010
01:46:41.760 --> 01:46:44.920
<v Speaker 7>This is sixty bucks a month. Somebody else has a bedroom.

2011
01:46:45.039 --> 01:46:47.800
<v Speaker 7>Now you can't live there or anything, but it's for storage. Now,

2012
01:46:47.840 --> 01:46:51.279
<v Speaker 7>I put in items right. So now if I want

2013
01:46:51.279 --> 01:46:55.760
<v Speaker 7>to change it and do a vehicle, let's say a

2014
01:46:55.840 --> 01:47:02.960
<v Speaker 7>regular sedan, and then I will hit it. Okay, here

2015
01:47:03.000 --> 01:47:09.159
<v Speaker 7>are storage vehicle for vehicles. Some people have concrete pads,

2016
01:47:09.720 --> 01:47:16.600
<v Speaker 7>others have garages, driveways, they have places for motor homes.

2017
01:47:17.439 --> 01:47:22.399
<v Speaker 7>I just can't believe this. So whoever texted me, thank.

2018
01:47:22.239 --> 01:47:24.840
<v Speaker 3>You on that. And by the way, people are texting

2019
01:47:24.840 --> 01:47:28.039
<v Speaker 3>me now on my Google number directly. It comes right

2020
01:47:28.079 --> 01:47:29.520
<v Speaker 3>to my cell phone.

2021
01:47:29.720 --> 01:47:33.039
<v Speaker 7>As I said, I appreciate people have not been abusive

2022
01:47:33.079 --> 01:47:33.279
<v Speaker 7>with it.

2023
01:47:33.279 --> 01:47:33.960
<v Speaker 3>It's been great.

2024
01:47:34.199 --> 01:47:37.640
<v Speaker 7>People have been telling me things like this and topics

2025
01:47:37.680 --> 01:47:41.720
<v Speaker 7>for the show, and also you know, asking questions. So

2026
01:47:41.840 --> 01:47:44.680
<v Speaker 7>here's my Google number that I have forwarded to my

2027
01:47:44.800 --> 01:47:52.399
<v Speaker 7>cell phone most of the time. It's seven four seven

2028
01:47:51.439 --> 01:47:58.800
<v Speaker 7>nine fifty two eighty. Now what that will do is

2029
01:47:58.840 --> 01:48:00.239
<v Speaker 7>that will literally.

2030
01:48:00.479 --> 01:48:04.239
<v Speaker 3>Ring through to my phone.

2031
01:48:04.319 --> 01:48:07.279
<v Speaker 7>I mean a text through to my phone, and you

2032
01:48:07.319 --> 01:48:09.439
<v Speaker 7>can text questions if you want to get on the show,

2033
01:48:09.439 --> 01:48:12.239
<v Speaker 7>if you have a problem. It's seven four seven because

2034
01:48:12.279 --> 01:48:15.000
<v Speaker 7>I like airplanes, and that's a big airplane, nine nine

2035
01:48:15.159 --> 01:48:18.520
<v Speaker 7>nine because I couldn't do ten ten ten, and I

2036
01:48:18.600 --> 01:48:21.880
<v Speaker 7>like perfection seven four seven nine nine nine and then

2037
01:48:21.920 --> 01:48:24.399
<v Speaker 7>fifty two eighty for the mile High city. So seven

2038
01:48:24.439 --> 01:48:26.880
<v Speaker 7>four seven nine nine nine fifty two eighty. You can

2039
01:48:26.880 --> 01:48:27.720
<v Speaker 7>spread that around.

2040
01:48:28.239 --> 01:48:32.279
<v Speaker 3>So this vehicle solution dragon, did you just hear this?

2041
01:48:32.399 --> 01:48:34.760
<v Speaker 3>You like new ideas? Do you think it's the coolest

2042
01:48:34.760 --> 01:48:36.319
<v Speaker 3>thing you ever heard? Oh?

2043
01:48:36.359 --> 01:48:36.960
<v Speaker 1>Oh my god.

2044
01:48:37.079 --> 01:48:39.399
<v Speaker 17>I worry a little bit about security, but yeah, I

2045
01:48:39.439 --> 01:48:40.359
<v Speaker 17>think it's really interesting.

2046
01:48:40.439 --> 01:48:41.159
<v Speaker 3>Mean, well, that's.

2047
01:48:41.079 --> 01:48:46.119
<v Speaker 7>You're absolutely right because we don't necessarily well, it's it's

2048
01:48:46.199 --> 01:48:51.479
<v Speaker 7>no different I guess than renting, like you know, a

2049
01:48:51.680 --> 01:48:53.840
<v Speaker 7>vacation rental by owner, right, I mean.

2050
01:48:54.720 --> 01:48:55.640
<v Speaker 17>B and B or whatever.

2051
01:48:55.720 --> 01:48:59.880
<v Speaker 3>Yeah, yeah, whatever, So what you do? Here's the here's

2052
01:49:00.159 --> 01:49:02.520
<v Speaker 3>web it's neighbor dot com.

2053
01:49:02.960 --> 01:49:05.399
<v Speaker 7>But there's more. A neighbor dot com does more than

2054
01:49:05.479 --> 01:49:09.279
<v Speaker 7>that too. Neighbor dot com. Let me see is the

2055
01:49:09.399 --> 01:49:12.199
<v Speaker 7>main website and then you have to hit stoage. Oh yeah,

2056
01:49:12.239 --> 01:49:14.920
<v Speaker 7>there it is neighbor dot com and it says fine

2057
01:49:14.960 --> 01:49:16.199
<v Speaker 7>storage storage type.

2058
01:49:16.039 --> 01:49:17.680
<v Speaker 3>So I guess it is all storage.

2059
01:49:18.039 --> 01:49:21.000
<v Speaker 7>So you can find storage for items a vehicle, a trailer,

2060
01:49:21.199 --> 01:49:26.800
<v Speaker 7>rvcamp or boat, oversized truck, or a fleet. So you

2061
01:49:26.800 --> 01:49:29.680
<v Speaker 7>put in your address and also you can become a

2062
01:49:29.720 --> 01:49:30.319
<v Speaker 7>host too.

2063
01:49:30.640 --> 01:49:32.800
<v Speaker 17>I would think you as the host would have to

2064
01:49:32.840 --> 01:49:35.119
<v Speaker 17>pass some kind of background checks or something along those

2065
01:49:35.199 --> 01:49:36.800
<v Speaker 17>kind of lines to the where the people, let's.

2066
01:49:36.600 --> 01:49:40.319
<v Speaker 7>See stor come on host turn unused space into cash,

2067
01:49:40.560 --> 01:49:44.680
<v Speaker 7>make money from home by storing vehicles or belongings. List

2068
01:49:44.720 --> 01:49:49.199
<v Speaker 7>your space how it works, List your space, approve who rents,

2069
01:49:49.239 --> 01:49:52.319
<v Speaker 7>start earning. It doesn't say what I have to go through.

2070
01:49:53.159 --> 01:49:57.039
<v Speaker 7>So here's what I'm gonna do. List I agree, create

2071
01:49:57.079 --> 01:49:59.640
<v Speaker 7>an account. I don't know yet. I'm not gonna do

2072
01:49:59.680 --> 01:50:04.640
<v Speaker 7>the whole thing. But what a brilliant, brilliant idea.

2073
01:50:04.880 --> 01:50:06.600
<v Speaker 17>You get a couple of empty nesters and they got

2074
01:50:06.600 --> 01:50:08.199
<v Speaker 17>a couple of empty rooms in their basement.

2075
01:50:08.359 --> 01:50:09.039
<v Speaker 3>Sure, why not?

2076
01:50:09.199 --> 01:50:11.600
<v Speaker 17>So sign up to store some other people's crap. That

2077
01:50:11.720 --> 01:50:12.359
<v Speaker 17>sounds great.

2078
01:50:13.359 --> 01:50:19.239
<v Speaker 7>Wow, that's like, what an incredible thing. Now, So I

2079
01:50:19.319 --> 01:50:22.399
<v Speaker 7>started talking and again somebody says, Tom.

2080
01:50:22.359 --> 01:50:24.079
<v Speaker 3>You know you talked about it before.

2081
01:50:24.720 --> 01:50:27.159
<v Speaker 7>Yeah, I did, but I never really asked if people

2082
01:50:28.279 --> 01:50:29.439
<v Speaker 7>are I just pissed off.

2083
01:50:29.600 --> 01:50:31.359
<v Speaker 3>I swear to god, I just.

2084
01:50:31.960 --> 01:50:35.800
<v Speaker 7>Cannot believe how many times this happens.

2085
01:50:37.239 --> 01:50:39.479
<v Speaker 3>And if you don't go to a gym, you wouldn't.

2086
01:50:39.159 --> 01:50:41.319
<v Speaker 7>Know, right, because a lot of people have stuff at

2087
01:50:41.359 --> 01:50:43.199
<v Speaker 7>home they do okay, And that's pretty cool.

2088
01:50:43.880 --> 01:50:46.239
<v Speaker 3>But what I don't understand.

2089
01:50:46.239 --> 01:50:49.560
<v Speaker 7>Is how rude can people be when they sit on them?

2090
01:50:49.640 --> 01:50:52.239
<v Speaker 7>And now I'm not talking looking if you want to

2091
01:50:52.359 --> 01:50:56.319
<v Speaker 7>rest thirty seconds in between sets, because that's really all

2092
01:50:56.359 --> 01:50:57.840
<v Speaker 7>you need to do is thirty seconds.

2093
01:50:57.880 --> 01:50:59.279
<v Speaker 3>If you do more than that, it's stupid.

2094
01:50:59.319 --> 01:51:02.960
<v Speaker 7>But in a minute, right, I'm not talking about thirty

2095
01:51:03.079 --> 01:51:07.239
<v Speaker 7>seconds or a minute now. Now, I'm talking about people

2096
01:51:07.279 --> 01:51:10.119
<v Speaker 7>sit down at a leg machine, right, and they do

2097
01:51:10.279 --> 01:51:13.039
<v Speaker 7>like twenty five and let's say they're going to throw

2098
01:51:13.119 --> 01:51:15.079
<v Speaker 7>three or four reps of twenty five or ten or

2099
01:51:15.479 --> 01:51:15.920
<v Speaker 7>some of them.

2100
01:51:15.960 --> 01:51:17.920
<v Speaker 3>I don't even know how they count, but they do

2101
01:51:18.039 --> 01:51:18.800
<v Speaker 3>their reps right.

2102
01:51:19.359 --> 01:51:22.239
<v Speaker 7>Then they pick up their phone and they sit there

2103
01:51:22.359 --> 01:51:26.079
<v Speaker 7>literally on the machine, I swear to God for six seven,

2104
01:51:26.239 --> 01:51:30.159
<v Speaker 7>eight minutes, then do their next rep because they get

2105
01:51:30.199 --> 01:51:35.079
<v Speaker 7>involved in watching a video or they are talking or

2106
01:51:35.159 --> 01:51:37.960
<v Speaker 7>tech well not really talking. Some of them do, but

2107
01:51:38.039 --> 01:51:44.239
<v Speaker 7>most of them text emails, videos and social media. So

2108
01:51:44.399 --> 01:51:48.039
<v Speaker 7>I really want to ask and really no smart ass remarks.

2109
01:51:48.199 --> 01:51:49.239
<v Speaker 3>I want to ask.

2110
01:51:49.039 --> 01:51:54.039
<v Speaker 7>People, what would you do? Does it bother you? So

2111
01:51:54.119 --> 01:51:56.600
<v Speaker 7>I'd like to know? And you can make your comments

2112
01:51:56.640 --> 01:52:00.920
<v Speaker 7>by text or you can talk to you can talk

2113
01:52:00.960 --> 01:52:04.760
<v Speaker 7>to me on my what you well call my YouTube

2114
01:52:04.880 --> 01:52:06.920
<v Speaker 7>more on the chat.

2115
01:52:07.560 --> 01:52:09.680
<v Speaker 3>Now here's the thing.

2116
01:52:09.760 --> 01:52:14.640
<v Speaker 7>Oh, someone just said the downside to that neighborhood or

2117
01:52:14.680 --> 01:52:17.279
<v Speaker 7>that neighbor dot com. What if they stopped paying rent

2118
01:52:17.319 --> 01:52:19.000
<v Speaker 7>and you're stuck with all their stuff?

2119
01:52:19.039 --> 01:52:19.880
<v Speaker 3>What do you do there?

2120
01:52:20.359 --> 01:52:26.279
<v Speaker 7>I imagine everyone probably I don't know. Maybe they sign

2121
01:52:26.399 --> 01:52:29.560
<v Speaker 7>stuff in advance on what they can do.

2122
01:52:29.760 --> 01:52:33.039
<v Speaker 3>Because remember, now here's.

2123
01:52:32.800 --> 01:52:36.000
<v Speaker 17>The other stuff you do storage, So we're do and

2124
01:52:36.039 --> 01:52:36.880
<v Speaker 17>just sell it off.

2125
01:52:37.399 --> 01:52:39.720
<v Speaker 7>Sherry said, yeah, but can you imagine that that would

2126
01:52:39.720 --> 01:52:42.600
<v Speaker 7>be a pain in ask. Here's another thing, Sherry said,

2127
01:52:42.920 --> 01:52:46.720
<v Speaker 7>on paper, it sounds good until you have people storing

2128
01:52:46.800 --> 01:52:52.000
<v Speaker 7>stolen stuff, Oh my god, or what if they're storing drugs.

2129
01:52:52.479 --> 01:52:54.640
<v Speaker 17>I'd also be a little bit worried about what time

2130
01:52:54.760 --> 01:52:57.039
<v Speaker 17>they are allowed to come over because I work an

2131
01:52:57.079 --> 01:52:59.000
<v Speaker 17>early shift. I don't want people coming to my house

2132
01:52:59.000 --> 01:53:00.279
<v Speaker 17>at nine o'clock at night too.

2133
01:53:00.439 --> 01:53:03.119
<v Speaker 7>Well, I don't like the ones who are renting out

2134
01:53:03.159 --> 01:53:06.319
<v Speaker 7>a bedroom. There must be special you know, like you

2135
01:53:06.319 --> 01:53:09.359
<v Speaker 7>can only access it with twenty four hours notice, or

2136
01:53:09.800 --> 01:53:15.439
<v Speaker 7>there must be certain things like that. Wow, so that's

2137
01:53:15.520 --> 01:53:18.119
<v Speaker 7>neighbor dot com. I'm not promoting this, folks, don't say

2138
01:53:18.119 --> 01:53:19.000
<v Speaker 7>I'm promoting.

2139
01:53:18.720 --> 01:53:21.640
<v Speaker 10>But Tom, unless you get a garage with a lock,

2140
01:53:22.000 --> 01:53:25.680
<v Speaker 10>you're always worried about what's going to happen to your

2141
01:53:25.680 --> 01:53:29.479
<v Speaker 10>stuff when you're not there, either stolen or damaged or

2142
01:53:29.520 --> 01:53:33.119
<v Speaker 10>something like that. I mean it just I know it's cheap,

2143
01:53:33.520 --> 01:53:35.720
<v Speaker 10>but you need to be protected to some extent.

2144
01:53:36.119 --> 01:53:39.000
<v Speaker 7>Well should you'd really have to trust the people doing it?

2145
01:53:39.039 --> 01:53:41.319
<v Speaker 7>What if what if they're not paying their rent or

2146
01:53:41.359 --> 01:53:43.079
<v Speaker 7>they're renting, or what if they just leave?

2147
01:53:44.119 --> 01:53:48.239
<v Speaker 3>Wow? It it could It could be like a pain

2148
01:53:48.319 --> 01:53:51.039
<v Speaker 3>in the ass. Anyway, So.

2149
01:53:52.479 --> 01:53:54.760
<v Speaker 7>Anyway, three oh three seven to one three talkers are

2150
01:53:54.840 --> 01:53:56.840
<v Speaker 7>number seven one three, eight two five five.

2151
01:53:57.479 --> 01:53:58.880
<v Speaker 3>Then the other thing I wanted.

2152
01:53:58.640 --> 01:54:02.560
<v Speaker 7>To ask, I hesitate to ask, and I want your comment.

2153
01:54:03.199 --> 01:54:11.119
<v Speaker 3>I had a dream and in the dream, vividly, vividly,

2154
01:54:12.000 --> 01:54:17.159
<v Speaker 3>I was calling a phone number over and over and

2155
01:54:17.199 --> 01:54:23.199
<v Speaker 3>they weren't answering, and I remember writing a note to

2156
01:54:23.319 --> 01:54:24.239
<v Speaker 3>call this number.

2157
01:54:24.279 --> 01:54:27.239
<v Speaker 7>Now this was a dream, okay. So I got up

2158
01:54:27.279 --> 01:54:30.039
<v Speaker 7>in the middle of the night, as many of us do,

2159
01:54:30.119 --> 01:54:34.439
<v Speaker 7>as you're over fifty, and I wrote down the number,

2160
01:54:36.760 --> 01:54:41.760
<v Speaker 7>and I'm dying to call it, but I don't know

2161
01:54:41.800 --> 01:54:46.399
<v Speaker 7>if I should, And obviously Dragon won't let me call

2162
01:54:46.439 --> 01:54:47.039
<v Speaker 7>it on the air.

2163
01:54:47.079 --> 01:54:49.399
<v Speaker 3>Live because you get on the air. I know we

2164
01:54:49.479 --> 01:54:53.600
<v Speaker 3>can't call cold on the air unless they were warned

2165
01:54:54.159 --> 01:54:59.359
<v Speaker 3>and agreed. But I'm wondering if any of my YouTube morons,

2166
01:54:59.439 --> 01:55:02.399
<v Speaker 3>if I put it on the YouTube chat, I don't

2167
01:55:02.399 --> 01:55:03.880
<v Speaker 3>want to say it over there because then I don't

2168
01:55:03.880 --> 01:55:06.840
<v Speaker 3>want people saying, how how why'd you give out my number?

2169
01:55:06.960 --> 01:55:11.319
<v Speaker 3>I blah blah blah. I'll call it Tom, What will

2170
01:55:11.359 --> 01:55:14.000
<v Speaker 3>you say? I say, I got your number.

2171
01:55:14.000 --> 01:55:17.239
<v Speaker 10>I found it in my wallet and I forgot what

2172
01:55:17.319 --> 01:55:17.880
<v Speaker 10>it's about.

2173
01:55:18.640 --> 01:55:20.720
<v Speaker 3>It was written in the bathroom wall. I wouldn't mind

2174
01:55:20.720 --> 01:55:22.720
<v Speaker 3>if someone even told them what it is. I just

2175
01:55:22.760 --> 01:55:23.560
<v Speaker 3>can't do it live.

2176
01:55:24.319 --> 01:55:26.319
<v Speaker 7>If I'm gonna, I'm gonna put the number on the

2177
01:55:26.359 --> 01:55:32.079
<v Speaker 7>YouTube stream, but guys don't all call it once. But okay,

2178
01:55:32.520 --> 01:55:35.439
<v Speaker 7>it spells a word and it's a seven to one

2179
01:55:35.680 --> 01:55:39.800
<v Speaker 7>nine area code, so I'll put both the word and

2180
01:55:39.880 --> 01:55:45.199
<v Speaker 7>the number. But I'm wondering what this means. I mean,

2181
01:55:45.279 --> 01:55:47.560
<v Speaker 7>I have never had a more vivid dream in my

2182
01:55:47.720 --> 01:55:51.359
<v Speaker 7>life where I actually said write it down like like

2183
01:55:51.479 --> 01:55:53.600
<v Speaker 7>I mean in my dream, I mean, and I wrote

2184
01:55:53.600 --> 01:55:55.359
<v Speaker 7>it down in my dream, and then when I woke up,

2185
01:55:55.399 --> 01:55:56.720
<v Speaker 7>I said, what the hell I'm going to write it

2186
01:55:56.760 --> 01:55:58.640
<v Speaker 7>down in case I don't remember it. And I wrote

2187
01:55:58.680 --> 01:56:01.479
<v Speaker 7>it down the next morning when I got up for real,

2188
01:56:01.560 --> 01:56:05.640
<v Speaker 7>and I said, what the hell is this number? And

2189
01:56:05.680 --> 01:56:08.640
<v Speaker 7>I went online and I couldn't figure it out by

2190
01:56:08.680 --> 01:56:09.319
<v Speaker 7>googling it.

2191
01:56:09.439 --> 01:56:12.439
<v Speaker 3>Nothing really comes up. It just goes. He tries to

2192
01:56:12.479 --> 01:56:16.680
<v Speaker 3>get you to pay for those reverse lookups, but I

2193
01:56:16.760 --> 01:56:17.800
<v Speaker 3>want to know what it is.

2194
01:56:18.039 --> 01:56:20.920
<v Speaker 7>Hey, no, we're gonna do any harm if you call

2195
01:56:21.000 --> 01:56:24.960
<v Speaker 7>right so here, I'm gonna do it. I put down,

2196
01:56:25.239 --> 01:56:27.640
<v Speaker 7>I'm gonna put down on my YouTube stream. I'm going

2197
01:56:27.680 --> 01:56:28.359
<v Speaker 7>to take a break.

2198
01:56:28.520 --> 01:56:30.960
<v Speaker 3>If any of you do it, call me and let

2199
01:56:31.000 --> 01:56:32.800
<v Speaker 3>me know what this number is. I mean, doc, I

2200
01:56:32.840 --> 01:56:35.119
<v Speaker 3>don't mind you doing it. I don't. I didn't want

2201
01:56:35.159 --> 01:56:36.640
<v Speaker 3>to lie to the people. I want to tell them.

2202
01:56:36.920 --> 01:56:38.079
<v Speaker 3>I don't know. It's so weird.

2203
01:56:38.399 --> 01:56:40.239
<v Speaker 7>What if this turns out to be a long lost

2204
01:56:40.239 --> 01:56:44.239
<v Speaker 7>cousin or something. So this is my dream number, and I,

2205
01:56:44.439 --> 01:56:46.399
<v Speaker 7>honest to God, had a dream.

2206
01:56:46.640 --> 01:56:49.560
<v Speaker 3>No poon, no fun, there you go. I just put

2207
01:56:49.600 --> 01:56:51.439
<v Speaker 3>it up there. So we got to take a break.

2208
01:56:51.479 --> 01:56:54.479
<v Speaker 7>I'm Tom Martine, three oh three seven to one three

2209
01:56:54.479 --> 01:56:55.880
<v Speaker 7>talk Genesis.

2210
01:56:55.439 --> 01:56:59.840
<v Speaker 3>Total Exteriors for all of your all of your mold.

2211
01:57:00.439 --> 01:57:05.159
<v Speaker 7>Now they can do mold mitigation, mold detection honestly, people

2212
01:57:05.359 --> 01:57:15.439
<v Speaker 7>Finally in the business that I trust. Genesis Tootalexteriors dot com.

2213
01:57:15.720 --> 01:57:18.960
<v Speaker 7>Go with a sure thing Denver's best roofer Excel Roofing

2214
01:57:19.079 --> 01:57:19.640
<v Speaker 7>dot com.

2215
01:57:19.680 --> 01:57:21.720
<v Speaker 3>You don't pay a cent until you're content.

2216
01:57:25.079 --> 01:57:28.640
<v Speaker 7>Time for an insurance checkup free, no obligation comparison call

2217
01:57:28.760 --> 01:57:32.079
<v Speaker 7>Compass Insurance paying too much your coverage at dozens of

2218
01:57:32.079 --> 01:57:34.760
<v Speaker 7>insurance companies find out now three oh three seven to

2219
01:57:34.800 --> 01:57:35.319
<v Speaker 7>seven to one.

2220
01:57:35.399 --> 01:57:35.680
<v Speaker 3>Help.

2221
01:57:35.840 --> 01:57:38.479
<v Speaker 7>You'll think you're his only customer when you choose Frank

2222
01:57:38.520 --> 01:57:41.000
<v Speaker 7>durand the real estate Man dot com to list your

2223
01:57:41.000 --> 01:57:42.720
<v Speaker 7>home with Remax Alliance.

2224
01:57:42.920 --> 01:57:50.079
<v Speaker 3>Three oh three nine two zero sixteen twenty two. Hi

2225
01:57:50.239 --> 01:57:53.680
<v Speaker 3>Tom Martine, you're a troubleshooter. Three o three seven to

2226
01:57:53.680 --> 01:57:56.159
<v Speaker 3>one three talk. I found that solar brochure. I'm trying

2227
01:57:56.159 --> 01:57:58.720
<v Speaker 3>to find the website. It has a QR code on

2228
01:57:58.800 --> 01:58:02.640
<v Speaker 3>here because I'm going to sign up for it. And

2229
01:58:02.720 --> 01:58:05.720
<v Speaker 3>what is it called? Let's see and uh, that solar

2230
01:58:05.720 --> 01:58:09.000
<v Speaker 3>brochure says guarantee you elect and let's see here's how

2231
01:58:09.039 --> 01:58:11.159
<v Speaker 3>it benefit. It doesn't really give it us as a role.

2232
01:58:11.239 --> 01:58:15.239
<v Speaker 7>Now oh wait, wait here it is n as a

2233
01:58:15.359 --> 01:58:22.880
<v Speaker 7>Nancy okay, N as a Nancy N sun Colorado dot

2234
01:58:22.920 --> 01:58:26.520
<v Speaker 7>com like in sun Colorado N the letter N as

2235
01:58:26.560 --> 01:58:34.279
<v Speaker 7>a Nancy N sun Colorado dot Com. Okay, and there

2236
01:58:34.359 --> 01:58:37.399
<v Speaker 7>you can sign up I think for this program there now,

2237
01:58:37.439 --> 01:58:39.600
<v Speaker 7>this is the one I was mailed and I'm not sure.

2238
01:58:39.720 --> 01:58:42.720
<v Speaker 7>There are different links for different people.

2239
01:58:42.800 --> 01:58:45.840
<v Speaker 3>But if you have questions, they even have a number

2240
01:58:45.880 --> 01:58:49.239
<v Speaker 3>you can call. I'll put this on my YouTube stream again,

2241
01:58:49.800 --> 01:58:54.920
<v Speaker 3>but there's a number you can call for talking to

2242
01:58:55.000 --> 01:58:59.359
<v Speaker 3>a human. Okay. So this is solar co Op and

2243
01:58:59.399 --> 01:59:01.880
<v Speaker 3>I'm putting in down on the YouTube right now, Solar

2244
01:59:01.920 --> 01:59:09.640
<v Speaker 3>co Op. It's n sun Colorado dot com. And then

2245
01:59:10.079 --> 01:59:17.319
<v Speaker 3>the number is uh eight eight eight six nine eight

2246
01:59:18.800 --> 01:59:23.800
<v Speaker 3>thirty six thirteen. Okay. So if you heard that, it's

2247
01:59:23.800 --> 01:59:27.479
<v Speaker 3>on my YouTube feed chat and that's where I'm going

2248
01:59:27.520 --> 01:59:28.720
<v Speaker 3>to sign up for it. No fooling.

2249
01:59:28.760 --> 01:59:32.199
<v Speaker 7>I kept the brochure. There is absolutely no downside. I

2250
01:59:32.239 --> 01:59:34.600
<v Speaker 7>talked to my solar people. They say it's legit.

2251
01:59:35.119 --> 01:59:36.600
<v Speaker 3>If you're not going to have a system at your

2252
01:59:36.600 --> 01:59:39.399
<v Speaker 3>own house, it's a cool way to take advantage of

2253
01:59:39.479 --> 01:59:44.439
<v Speaker 3>solar and get a discount. Ten percent discount. Okay, So

2254
01:59:44.600 --> 01:59:48.239
<v Speaker 3>that number turns out to be disconnected. Guys that everybody

2255
01:59:48.279 --> 01:59:51.680
<v Speaker 3>call it. It's seven to one nine. Here was the

2256
01:59:51.760 --> 01:59:53.560
<v Speaker 3>number seven to one nine.

2257
01:59:53.600 --> 01:59:59.000
<v Speaker 7>Rethink that's was the number in my dream, seven to

2258
01:59:59.079 --> 02:00:02.800
<v Speaker 7>one nine. Rethink, So that comes out to be seven

2259
02:00:02.880 --> 02:00:04.000
<v Speaker 7>one nine, seven.

2260
02:00:03.920 --> 02:00:10.800
<v Speaker 3>Three, eight, four four sixty five. Rethink? Why would I

2261
02:00:10.880 --> 02:00:15.119
<v Speaker 3>have a phone number in my dream last night seven

2262
02:00:15.159 --> 02:00:16.439
<v Speaker 3>to one nine? Rethink?

2263
02:00:16.880 --> 02:00:19.000
<v Speaker 7>Anyway, I also talked about oh he hung up on

2264
02:00:19.039 --> 02:00:22.920
<v Speaker 7>the gym. I asked people about the gym, and some

2265
02:00:22.960 --> 02:00:26.359
<v Speaker 7>people are texting me at my Google Voice number saying

2266
02:00:27.600 --> 02:00:33.319
<v Speaker 7>doesn't surprise me. People are rude and they don't even

2267
02:00:33.560 --> 02:00:38.640
<v Speaker 7>notice anyone anymore, and they're all in their own world now.

2268
02:00:38.720 --> 02:00:40.520
<v Speaker 3>By the way, I want to go to Pat Jolliffe.

2269
02:00:40.560 --> 02:00:46.239
<v Speaker 3>Pat and Pat is my financial advisor I've used for years. Also, Uh,

2270
02:00:47.000 --> 02:00:51.000
<v Speaker 3>we're working on a project together, will unveil soon. When

2271
02:00:51.039 --> 02:00:54.039
<v Speaker 3>it comes to investments and anyway, from time to time

2272
02:00:54.079 --> 02:00:56.399
<v Speaker 3>we talk about the stock market because of what's going on.

2273
02:00:56.720 --> 02:00:59.000
<v Speaker 3>He's helped many of my listeners. By the way, and

2274
02:00:59.119 --> 02:01:03.439
<v Speaker 3>let's just talk about it this. They call it an

2275
02:01:03.560 --> 02:01:07.439
<v Speaker 3>irrational market. What does that mean? They say there's no

2276
02:01:07.640 --> 02:01:10.439
<v Speaker 3>rhyme or reason for the ups and downs? How the

2277
02:01:10.479 --> 02:01:12.439
<v Speaker 3>hell do you plan for something like that.

2278
02:01:13.960 --> 02:01:16.239
<v Speaker 18>It's a difficult thing. For sure. There's a lot of

2279
02:01:16.239 --> 02:01:19.520
<v Speaker 18>headline risk. I think with all the people that's going

2280
02:01:19.520 --> 02:01:21.159
<v Speaker 18>on around the world, that's really.

2281
02:01:20.920 --> 02:01:23.000
<v Speaker 3>What it is. That's a good way of putting it.

2282
02:01:23.560 --> 02:01:27.880
<v Speaker 3>That's it's headline risk. I mean, a headline can change

2283
02:01:27.920 --> 02:01:30.000
<v Speaker 3>things overnight, ah.

2284
02:01:29.920 --> 02:01:33.520
<v Speaker 18>Most definitely. And a lot of people are affected by headlines.

2285
02:01:33.560 --> 02:01:35.800
<v Speaker 18>And it's a very emotional market right now. It's very

2286
02:01:35.840 --> 02:01:38.479
<v Speaker 18>pricey when you look at the different ratios that are

2287
02:01:38.479 --> 02:01:41.199
<v Speaker 18>out there, and so you know, the SMP, the pees,

2288
02:01:41.520 --> 02:01:44.560
<v Speaker 18>you know, trading well above it. It's mean average, and

2289
02:01:44.600 --> 02:01:46.720
<v Speaker 18>so we always say beware of the reversion to the mean.

2290
02:01:46.800 --> 02:01:49.239
<v Speaker 18>And so you know, it's just difficult. You need to

2291
02:01:49.239 --> 02:01:52.920
<v Speaker 18>plan for these things. Volatility increases when things like this happen,

2292
02:01:53.159 --> 02:01:56.039
<v Speaker 18>and it's very difficult from a fundamental standpoint to really

2293
02:01:56.039 --> 02:01:59.279
<v Speaker 18>get a handle on valuations because you know, you just

2294
02:01:59.279 --> 02:02:02.920
<v Speaker 18>feel that things are you know, not particularly valued correctly,

2295
02:02:02.960 --> 02:02:05.920
<v Speaker 18>that they're artificially inflated right now. And then with anything

2296
02:02:05.960 --> 02:02:07.920
<v Speaker 18>goes up in the night, here come the prices and

2297
02:02:07.960 --> 02:02:09.560
<v Speaker 18>they fall, and to get caught up in that wash.

2298
02:02:09.680 --> 02:02:13.680
<v Speaker 3>So, okay, I want to ask you something. Then fundamentals.

2299
02:02:13.720 --> 02:02:15.439
<v Speaker 7>I mean, you're not going to make a quick buck

2300
02:02:15.479 --> 02:02:18.760
<v Speaker 7>here or there unless you know, you know, this knee

2301
02:02:18.800 --> 02:02:22.640
<v Speaker 7>jerk reaction stuff. But fundamentals aren't out the window, though

2302
02:02:22.680 --> 02:02:25.680
<v Speaker 7>you can still use them. Over time, they're going to

2303
02:02:25.720 --> 02:02:29.640
<v Speaker 7>pay off, right, good, good fundamentally like value is what

2304
02:02:29.680 --> 02:02:29.960
<v Speaker 7>I mean?

2305
02:02:30.000 --> 02:02:31.000
<v Speaker 3>Good value?

2306
02:02:31.560 --> 02:02:33.920
<v Speaker 18>Yeah, right, So there's good value that you look at

2307
02:02:33.920 --> 02:02:36.479
<v Speaker 18>the calculations you can determine if there's good value. When

2308
02:02:36.479 --> 02:02:39.439
<v Speaker 18>a stock price is trading, you know, at a discount

2309
02:02:39.520 --> 02:02:42.279
<v Speaker 18>compared to its future earnings, then you say, well there's

2310
02:02:42.359 --> 02:02:44.760
<v Speaker 18>value in that stock, and it's definitely for the long term.

2311
02:02:44.800 --> 02:02:46.880
<v Speaker 18>You know, if you listen to Buffet, he'd say, when

2312
02:02:46.920 --> 02:02:48.640
<v Speaker 18>I buy a stock, I don't care if they close

2313
02:02:48.720 --> 02:02:50.840
<v Speaker 18>the market for five years, it doesn't matter. I didn't

2314
02:02:50.880 --> 02:02:52.920
<v Speaker 18>buy it to trade it on the short term. I

2315
02:02:52.960 --> 02:02:55.960
<v Speaker 18>bought it because the company has people and balance sheets

2316
02:02:55.960 --> 02:02:57.920
<v Speaker 18>and income statements, and I'm smart enough to be able

2317
02:02:57.920 --> 02:02:59.720
<v Speaker 18>to evaluate what they are and believe in the people.

2318
02:03:00.119 --> 02:03:03.039
<v Speaker 3>So that's what he does. No matter. He never follows

2319
02:03:03.079 --> 02:03:04.159
<v Speaker 3>these trends, does he.

2320
02:03:05.359 --> 02:03:07.680
<v Speaker 18>No, he doesn't. He doesn't pay attention to it at all.

2321
02:03:07.720 --> 02:03:09.840
<v Speaker 18>He would not be a technical trader in the least

2322
02:03:09.880 --> 02:03:11.640
<v Speaker 18>sense at all. He's very fundamental in that.

2323
02:03:11.600 --> 02:03:16.159
<v Speaker 7>Regard, and technical means you follow the trends of the market,

2324
02:03:16.199 --> 02:03:20.479
<v Speaker 7>and fundamental you follow the trends of the company exactly.

2325
02:03:20.560 --> 02:03:22.960
<v Speaker 18>And so the fundamental gets back to the balance sheet

2326
02:03:23.000 --> 02:03:27.479
<v Speaker 18>and income statement, valuations and things like that. Technical is following,

2327
02:03:27.600 --> 02:03:30.159
<v Speaker 18>you know, capital flows into and out of the market.

2328
02:03:31.239 --> 02:03:34.520
<v Speaker 18>Maybe that what straddles both fundamental and technical would be

2329
02:03:34.520 --> 02:03:37.399
<v Speaker 18>the FED and velocity of capital into the market. And

2330
02:03:37.479 --> 02:03:39.800
<v Speaker 18>we've seen a lot of the what's happened with that

2331
02:03:39.920 --> 02:03:41.640
<v Speaker 18>and the fact the interest rates have been high, and

2332
02:03:41.680 --> 02:03:43.640
<v Speaker 18>now the Fed's finally starting to come around and seeing

2333
02:03:43.640 --> 02:03:46.760
<v Speaker 18>that they're going to start some easing, which would supposedly

2334
02:03:46.760 --> 02:03:49.479
<v Speaker 18>increase velocity of capital back into the market. So it's

2335
02:03:49.680 --> 02:03:53.000
<v Speaker 18>an interesting time right now, and there's definitely something to

2336
02:03:53.039 --> 02:03:56.359
<v Speaker 18>be keen on and something to watch as we go forward.

2337
02:03:56.920 --> 02:04:00.880
<v Speaker 7>So are most people during time like this? Do you

2338
02:04:01.000 --> 02:04:03.880
<v Speaker 7>mostly like to have something good and stay put for

2339
02:04:03.920 --> 02:04:04.359
<v Speaker 7>a while?

2340
02:04:06.119 --> 02:04:06.359
<v Speaker 5>Yes?

2341
02:04:06.640 --> 02:04:09.920
<v Speaker 18>I would akin to All boats are out there in

2342
02:04:09.960 --> 02:04:14.039
<v Speaker 18>the same water, and it's kind of a choppy, choppy

2343
02:04:14.039 --> 02:04:17.319
<v Speaker 18>water right now. We've seen a tremendous rise in valuations,

2344
02:04:17.359 --> 02:04:20.560
<v Speaker 18>and so all boats are rising and that just lends

2345
02:04:20.600 --> 02:04:22.800
<v Speaker 18>to some fear base that you know, things are going

2346
02:04:22.840 --> 02:04:25.279
<v Speaker 18>to recede once again back to the reversion of the mean,

2347
02:04:26.000 --> 02:04:29.159
<v Speaker 18>and quality is going to come into play in a

2348
02:04:29.159 --> 02:04:32.159
<v Speaker 18>big way, I think, as things start to adjust back

2349
02:04:32.199 --> 02:04:34.199
<v Speaker 18>to the mean of the market prices, and so you

2350
02:04:34.239 --> 02:04:36.960
<v Speaker 18>want to be positioned to be able to ride that out.

2351
02:04:37.000 --> 02:04:39.399
<v Speaker 18>You know, the boats with the stronger hulls that are

2352
02:04:39.439 --> 02:04:42.479
<v Speaker 18>more fundamentally based are going to be able to weather

2353
02:04:42.560 --> 02:04:46.479
<v Speaker 18>that storm. And you think about capitalization of large companies

2354
02:04:46.600 --> 02:04:50.560
<v Speaker 18>like you said, and even value companies that have you know,

2355
02:04:50.680 --> 02:04:54.239
<v Speaker 18>large valuations, they're able to weather the storm themselves better

2356
02:04:54.279 --> 02:04:56.960
<v Speaker 18>within with their own internal financing and they're not as

2357
02:04:57.000 --> 02:05:01.640
<v Speaker 18>susceptible to bank financing and and that capitalized rates from

2358
02:05:01.640 --> 02:05:03.640
<v Speaker 18>the banks and interest rates and that kind of thing,

2359
02:05:03.720 --> 02:05:05.680
<v Speaker 18>so they can sort of weather their own storm, if

2360
02:05:05.720 --> 02:05:09.199
<v Speaker 18>you will. Where the mid mid sized companies, the smaller

2361
02:05:09.439 --> 02:05:11.880
<v Speaker 18>sized company is going to be more susceptible to interest

2362
02:05:11.920 --> 02:05:14.279
<v Speaker 18>rates as they fluctuate because they're borrowing more of their

2363
02:05:14.279 --> 02:05:17.319
<v Speaker 18>capital and it affects their ability to perform, particularly in

2364
02:05:17.359 --> 02:05:18.239
<v Speaker 18>volile markets.

2365
02:05:18.720 --> 02:05:20.960
<v Speaker 3>So let me ask you something because I've never been

2366
02:05:21.000 --> 02:05:23.720
<v Speaker 3>into this, and I and people who do it are

2367
02:05:23.760 --> 02:05:27.279
<v Speaker 3>at their computer all day day traders? What do day

2368
02:05:27.319 --> 02:05:30.640
<v Speaker 3>traders basically just get in and get out in the

2369
02:05:30.680 --> 02:05:33.000
<v Speaker 3>same day, the same fifteen to twenty minute. I mean,

2370
02:05:33.039 --> 02:05:36.239
<v Speaker 3>are they they're not. They're not fundamental at all.

2371
02:05:36.319 --> 02:05:39.359
<v Speaker 18>Right, No, they're really not. And I don't day trade,

2372
02:05:39.359 --> 02:05:41.760
<v Speaker 18>but but you know, I know enough who are and

2373
02:05:41.800 --> 02:05:44.199
<v Speaker 18>it's very technical in base. And so once again they're

2374
02:05:44.199 --> 02:05:47.119
<v Speaker 18>getting back to a very basic sense. You know, they're

2375
02:05:47.159 --> 02:05:50.239
<v Speaker 18>looking at capital flows and trends of those capital flows

2376
02:05:50.279 --> 02:05:52.600
<v Speaker 18>into and out of the market, and then they're you know,

2377
02:05:53.439 --> 02:06:00.079
<v Speaker 18>calculating probabilities based upon historical activities related to you know,

2378
02:06:00.680 --> 02:06:02.920
<v Speaker 18>capital flows and prices and how they react to that

2379
02:06:03.000 --> 02:06:06.159
<v Speaker 18>kind of thing. And so it's an anticipatory thing based

2380
02:06:06.239 --> 02:06:10.479
<v Speaker 18>upon data, whereas you know, fundamentals quite different from that.

2381
02:06:10.720 --> 02:06:14.640
<v Speaker 7>Now, other than call you, what would be a sentence

2382
02:06:15.039 --> 02:06:17.720
<v Speaker 7>if you had to give advice right.

2383
02:06:17.560 --> 02:06:19.359
<v Speaker 3>Now in one sentence.

2384
02:06:24.359 --> 02:06:31.279
<v Speaker 18>Other than call me yeah, yeah, yeah, be wise and beware.

2385
02:06:32.880 --> 02:06:38.239
<v Speaker 3>Market volatility yeah, or or no knee jerk reactions. That's one.

2386
02:06:38.359 --> 02:06:41.199
<v Speaker 18>Yeah, just just just stay the course. And I know

2387
02:06:41.279 --> 02:06:44.359
<v Speaker 18>that people are sometimes tired of hearing that, and I

2388
02:06:44.560 --> 02:06:47.960
<v Speaker 18>say that with some caveat to say that stay the course.

2389
02:06:48.000 --> 02:06:50.119
<v Speaker 18>If you've built a solid boat, I think you know

2390
02:06:50.279 --> 02:06:53.560
<v Speaker 18>you can get caught up with you know, bad material

2391
02:06:53.800 --> 02:06:55.800
<v Speaker 18>into the vessel and you know that's not going to

2392
02:06:55.840 --> 02:06:57.680
<v Speaker 18>do very well for you in the long term. So

2393
02:06:57.720 --> 02:07:00.479
<v Speaker 18>you want to make sure that your valuation are good

2394
02:07:00.479 --> 02:07:02.159
<v Speaker 18>and you just feel good about that and that there's

2395
02:07:02.159 --> 02:07:05.479
<v Speaker 18>some history there and you know, not only with the

2396
02:07:05.520 --> 02:07:08.640
<v Speaker 18>company in its own performance, but how it's how it

2397
02:07:08.720 --> 02:07:10.960
<v Speaker 18>has performed in previous fall up markets.

2398
02:07:11.039 --> 02:07:13.880
<v Speaker 7>Yeah, and by the way, Pat Jolliff, thank you for

2399
02:07:13.920 --> 02:07:15.960
<v Speaker 7>being here, and I'll give out your number three oh

2400
02:07:15.960 --> 02:07:19.520
<v Speaker 7>three seven seven to one help seven seven one four

2401
02:07:19.600 --> 02:07:23.399
<v Speaker 7>three five seven. Again he's not Merling the Magician, but

2402
02:07:23.600 --> 02:07:27.920
<v Speaker 7>he is i'd say, Solomon the wise man. So thank

2403
02:07:27.960 --> 02:07:30.600
<v Speaker 7>you very much, Pat, No, seriously, Pat, I appreciate what

2404
02:07:30.640 --> 02:07:33.399
<v Speaker 7>you do. And that's three oh three seven seven one help.

2405
02:07:33.439 --> 02:07:34.399
<v Speaker 3>We have more coming up.

2406
02:07:37.000 --> 02:07:40.239
<v Speaker 7>Go with a sure thing Denver's Best roofer Excel roofing

2407
02:07:40.359 --> 02:07:43.000
<v Speaker 7>dot com. You don't pay a cent until you're content.

2408
02:07:46.399 --> 02:07:49.560
<v Speaker 7>Time for an insurance check up free, no obligation. In comparison,

2409
02:07:49.680 --> 02:07:53.279
<v Speaker 7>call compass insurance paying too much your coverage at dozens

2410
02:07:53.279 --> 02:07:56.000
<v Speaker 7>of insurance companies find out now three oh three seven

2411
02:07:56.119 --> 02:07:58.920
<v Speaker 7>seven to one. Help you'll think you're his only customer

2412
02:07:58.960 --> 02:08:00.920
<v Speaker 7>when you choose Frank to and the real estate man

2413
02:08:00.960 --> 02:08:04.359
<v Speaker 7>dot com to list your home with Remax Alliance three

2414
02:08:04.439 --> 02:08:06.560
<v Speaker 7>oh three nine two zero sixteen twenty two.

2415
02:08:08.399 --> 02:08:11.640
<v Speaker 3>Okay, a lot to talk about on that solar thing

2416
02:08:11.760 --> 02:08:16.239
<v Speaker 3>and solar Ensuncolorado dot com Dragon pointed out, and I

2417
02:08:16.239 --> 02:08:18.039
<v Speaker 3>did see it. So here's what happens.

2418
02:08:18.439 --> 02:08:21.520
<v Speaker 7>You get solar credits on your Excel bill, so that

2419
02:08:21.560 --> 02:08:24.119
<v Speaker 7>lowers your Excel bill, But then you get a bill

2420
02:08:24.199 --> 02:08:28.399
<v Speaker 7>from the neighborhood's suns and you have to pay a

2421
02:08:28.439 --> 02:08:32.439
<v Speaker 7>discounted amount, so they offset each other and the end

2422
02:08:32.479 --> 02:08:35.760
<v Speaker 7>result is guaranteed discount by ten percent.

2423
02:08:36.439 --> 02:08:39.159
<v Speaker 3>Some sites say you can save up to thirty percent.

2424
02:08:39.319 --> 02:08:43.800
<v Speaker 3>Some people are saying that, but there is a bill

2425
02:08:43.840 --> 02:08:48.079
<v Speaker 3>you get from this from this SUN but this program,

2426
02:08:48.800 --> 02:08:51.760
<v Speaker 3>but that bill is lower than your electric bill, and

2427
02:08:51.760 --> 02:08:54.840
<v Speaker 3>then your other bill has solar credits and combined, I

2428
02:08:54.880 --> 02:09:00.239
<v Speaker 3>guess you save money. That's the bottom line. Also that

2429
02:09:00.359 --> 02:09:04.119
<v Speaker 3>number seven one to nine rethink during my dream I

2430
02:09:04.159 --> 02:09:07.760
<v Speaker 3>had last night and I wrote down it's disconnected or

2431
02:09:07.800 --> 02:09:11.640
<v Speaker 3>not used. People are saying. One guy said it's somebody

2432
02:09:11.640 --> 02:09:14.159
<v Speaker 3>that wants to know if I want to renew Mike

2433
02:09:14.640 --> 02:09:19.479
<v Speaker 3>auto extended warranty, others. But really the number is a

2434
02:09:19.560 --> 02:09:23.199
<v Speaker 3>non working number. So seven to one to nine rethink.

2435
02:09:23.560 --> 02:09:25.600
<v Speaker 3>I thought I was going to have some big revelation,

2436
02:09:26.239 --> 02:09:30.840
<v Speaker 3>like some long lost friend. What Tom, Yeah, yeah, but

2437
02:09:31.159 --> 02:09:33.479
<v Speaker 3>it wasn't. Claudia, what's going on?

2438
02:09:35.079 --> 02:09:37.039
<v Speaker 11>First of all, thank you for taking my call?

2439
02:09:37.359 --> 02:09:38.399
<v Speaker 3>Yes, what's going on?

2440
02:09:38.520 --> 02:09:42.239
<v Speaker 11>I am? I am sixty eight and purchased a home

2441
02:09:42.439 --> 02:09:46.960
<v Speaker 11>in Pueblo, West about six months ago. Okay, defrauded in

2442
02:09:47.000 --> 02:09:47.520
<v Speaker 11>the purchase?

2443
02:09:47.560 --> 02:09:50.600
<v Speaker 3>Wait? Wait, you were defrauded. Oh that's some strong words.

2444
02:09:50.600 --> 02:09:51.720
<v Speaker 3>How were you disfrauded?

2445
02:09:53.279 --> 02:09:58.079
<v Speaker 11>Because there's a huge easement in my backyard and front

2446
02:09:58.159 --> 02:10:00.000
<v Speaker 11>yard that was not disclosed?

2447
02:10:00.600 --> 02:10:02.680
<v Speaker 3>Wait a minute? Did you pay every day?

2448
02:10:02.680 --> 02:10:02.840
<v Speaker 5>Wait?

2449
02:10:02.840 --> 02:10:04.560
<v Speaker 3>Wait? Wait wait? Did you pay cash for this?

2450
02:10:06.000 --> 02:10:06.119
<v Speaker 5>No?

2451
02:10:07.000 --> 02:10:08.640
<v Speaker 3>You didn't pay cash. So you have a loan?

2452
02:10:10.319 --> 02:10:10.680
<v Speaker 5>Yes?

2453
02:10:11.720 --> 02:10:16.840
<v Speaker 3>Okay. Now what I want to know is usually the

2454
02:10:16.960 --> 02:10:20.960
<v Speaker 3>lender requires a survey.

2455
02:10:21.159 --> 02:10:22.000
<v Speaker 11>No they did not.

2456
02:10:23.079 --> 02:10:26.039
<v Speaker 7>You have a lender that did not require a survey.

2457
02:10:26.119 --> 02:10:27.239
<v Speaker 7>What about an appraisal?

2458
02:10:29.039 --> 02:10:29.119
<v Speaker 9>No?

2459
02:10:30.359 --> 02:10:35.439
<v Speaker 3>Wait a minute, you bought a home. Who's your lender?

2460
02:10:37.359 --> 02:10:39.239
<v Speaker 11>Oh god, it's changed now.

2461
02:10:40.159 --> 02:10:43.199
<v Speaker 3>Wait, but you're sure you're sure there was. When did

2462
02:10:43.239 --> 02:10:44.880
<v Speaker 3>you buy this home, Claudia.

2463
02:10:46.479 --> 02:10:51.640
<v Speaker 11>I started the process February twentieth. The reason there was

2464
02:10:51.680 --> 02:10:57.079
<v Speaker 11>no appraisal is because I told them I could forego that.

2465
02:10:58.119 --> 02:11:00.199
<v Speaker 3>Now I was, well, no, no, no, no, you don't

2466
02:11:00.199 --> 02:11:05.199
<v Speaker 3>get to forego it. Lenders require it. So I'm just

2467
02:11:05.479 --> 02:11:07.479
<v Speaker 3>I'm not looking. I don't want to get hung up

2468
02:11:07.520 --> 02:11:10.399
<v Speaker 3>on this. But it would have had a survey. So

2469
02:11:10.520 --> 02:11:13.680
<v Speaker 3>that's why I'm asking you. How did you buy a

2470
02:11:13.760 --> 02:11:19.960
<v Speaker 3>home with a lender without a survey, without an appraisal?

2471
02:11:22.079 --> 02:11:25.199
<v Speaker 11>There was none. And you want to know the loan company.

2472
02:11:25.239 --> 02:11:30.159
<v Speaker 11>I know the original loan company. Yes, Advantage Home Loans.

2473
02:11:29.319 --> 02:11:32.039
<v Speaker 3>Okay, now you're saying.

2474
02:11:32.359 --> 02:11:35.560
<v Speaker 11>No appraisal, but I have since gotten a survey that

2475
02:11:35.640 --> 02:11:37.359
<v Speaker 11>I paid for on my own.

2476
02:11:37.680 --> 02:11:41.000
<v Speaker 3>Okay, I believe you. Now when you when you finally

2477
02:11:41.039 --> 02:11:43.399
<v Speaker 3>got a survey, First of all, why did you get

2478
02:11:43.399 --> 02:11:45.720
<v Speaker 3>a survey if you bought the house?

2479
02:11:46.439 --> 02:11:50.239
<v Speaker 11>Four weeks after moving in? I went to go plant

2480
02:11:50.319 --> 02:11:53.800
<v Speaker 11>some trees in the front yard and next our neighbor said,

2481
02:11:53.800 --> 02:11:56.119
<v Speaker 11>you can't plant there, it's an easement.

2482
02:11:57.720 --> 02:11:59.880
<v Speaker 14>I said, what what kind of an e.

2483
02:12:02.239 --> 02:12:02.359
<v Speaker 6>Uh?

2484
02:12:02.880 --> 02:12:07.960
<v Speaker 11>For Black Hills Utility Electric Okay, it's in the front

2485
02:12:08.000 --> 02:12:09.279
<v Speaker 11>of the utility vehicle.

2486
02:12:09.920 --> 02:12:12.680
<v Speaker 3>It's in the front of your house and.

2487
02:12:12.840 --> 02:12:14.920
<v Speaker 11>Back it's the whole lengths of the house.

2488
02:12:15.840 --> 02:12:19.920
<v Speaker 7>Okay, But now do most Claudia hold on? Easements are

2489
02:12:20.000 --> 02:12:24.399
<v Speaker 7>very common, normally they're disclosed. But what I want to

2490
02:12:24.439 --> 02:12:29.880
<v Speaker 7>know is this on your on disease? Are there easements

2491
02:12:29.920 --> 02:12:31.840
<v Speaker 7>on all the lots or just yours?

2492
02:12:33.560 --> 02:12:33.800
<v Speaker 13>Oh?

2493
02:12:34.399 --> 02:12:38.319
<v Speaker 16>Not all the lots now, but a lot some don't okay.

2494
02:12:38.720 --> 02:12:43.520
<v Speaker 11>No, there's an easement behind me, behind my property.

2495
02:12:44.239 --> 02:12:46.520
<v Speaker 3>And what's the size of the eastman? How far in

2496
02:12:46.600 --> 02:12:47.880
<v Speaker 3>does it come to your property?

2497
02:12:49.159 --> 02:12:49.880
<v Speaker 11>Twenty feet?

2498
02:12:51.239 --> 02:12:53.199
<v Speaker 3>Twenty feet?

2499
02:12:53.800 --> 02:12:56.640
<v Speaker 7>That is, by the way, it's still it's still your property,

2500
02:12:56.760 --> 02:13:00.760
<v Speaker 7>just so you know. And and technically you can use

2501
02:13:00.800 --> 02:13:02.479
<v Speaker 7>it and you can have landscaping.

2502
02:13:02.520 --> 02:13:06.039
<v Speaker 3>But if they ever have to get through it, they

2503
02:13:06.079 --> 02:13:06.760
<v Speaker 3>destroy it.

2504
02:13:08.119 --> 02:13:08.439
<v Speaker 5>Correct.

2505
02:13:09.000 --> 02:13:10.640
<v Speaker 3>What is the ease for me?

2506
02:13:10.800 --> 02:13:12.600
<v Speaker 11>I could not plant?

2507
02:13:13.039 --> 02:13:20.760
<v Speaker 3>What is it for? Is the easement for Claudia I need? Okay?

2508
02:13:21.039 --> 02:13:23.399
<v Speaker 3>For a future power line?

2509
02:13:23.680 --> 02:13:25.600
<v Speaker 11>No, there is a power line.

2510
02:13:25.880 --> 02:13:30.039
<v Speaker 3>Okay. So the power line is above your easement or

2511
02:13:30.399 --> 02:13:34.119
<v Speaker 3>or buried okay above? So is it is this for

2512
02:13:34.239 --> 02:13:36.319
<v Speaker 3>access for utility for vehicles?

2513
02:13:37.479 --> 02:13:37.880
<v Speaker 5>Yes?

2514
02:13:38.479 --> 02:13:42.479
<v Speaker 3>Okay? Now, who's who sold you the house?

2515
02:13:46.000 --> 02:13:49.359
<v Speaker 11>Us? There were two realtors that I've did.

2516
02:13:49.640 --> 02:13:52.760
<v Speaker 3>What I don't understand is I am a bit confused,

2517
02:13:52.840 --> 02:13:59.399
<v Speaker 3>because it's not fraud unless they hid it from you.

2518
02:13:59.399 --> 02:14:02.239
<v Speaker 11>You see it on the disclosure page. There was a

2519
02:14:02.319 --> 02:14:08.199
<v Speaker 11>separate section just for easements, and they left it blank.

2520
02:14:10.159 --> 02:14:14.239
<v Speaker 11>And so this housing tract is about three years old,

2521
02:14:15.119 --> 02:14:17.920
<v Speaker 11>and before all the fences went up. I've already been

2522
02:14:17.960 --> 02:14:21.439
<v Speaker 11>told by so many neighbors they used to walk through

2523
02:14:21.479 --> 02:14:24.800
<v Speaker 11>this property on that easement to go from one street

2524
02:14:24.880 --> 02:14:27.760
<v Speaker 11>to another street. It was a shortcut. Yeah, so the

2525
02:14:27.880 --> 02:14:32.680
<v Speaker 11>seller knew there was an easement there and she left

2526
02:14:32.680 --> 02:14:37.479
<v Speaker 11>it blank. She left the whole disclosure form blank. An

2527
02:14:37.479 --> 02:14:39.399
<v Speaker 11>omission is the same as a lie.

2528
02:14:39.520 --> 02:14:47.760
<v Speaker 3>But Claudia, and Claudia, if she left it omitted, she did. Okay,

2529
02:14:48.039 --> 02:14:49.439
<v Speaker 3>that should have told you.

2530
02:14:49.319 --> 02:14:53.600
<v Speaker 11>Something I moved from another state.

2531
02:14:54.239 --> 02:14:57.520
<v Speaker 3>I hadn't, But Claudia, sheep. But you're a real estate person,

2532
02:14:57.560 --> 02:15:00.399
<v Speaker 3>should help you. So wait a minute. She didn't say

2533
02:15:00.560 --> 02:15:03.920
<v Speaker 3>no on the easements. If I say, you know, if

2534
02:15:03.960 --> 02:15:06.840
<v Speaker 3>I leave something blank, it would be up to you

2535
02:15:06.920 --> 02:15:09.920
<v Speaker 3>to say, why is this blank? Or your your real estate?

2536
02:15:10.039 --> 02:15:12.720
<v Speaker 3>Did you call your real estate broker? Did you have

2537
02:15:12.760 --> 02:15:18.279
<v Speaker 3>a buying broker? Yes, you know, Claudia. I need to

2538
02:15:18.319 --> 02:15:21.880
<v Speaker 3>get you on. Hold on, Claudia, if you do have

2539
02:15:21.960 --> 02:15:25.079
<v Speaker 3>a fraud, I don't know if it is or not.

2540
02:15:25.159 --> 02:15:27.880
<v Speaker 3>Okay from what you're telling me. What I don't understand

2541
02:15:28.039 --> 02:15:32.479
<v Speaker 3>is how your bank ever closed. And in fact, I'm

2542
02:15:32.479 --> 02:15:34.680
<v Speaker 3>going to tell you, between you and me, I don't

2543
02:15:34.680 --> 02:15:37.960
<v Speaker 3>believe that happened. Now. I'm not saying you're lying.

2544
02:15:38.039 --> 02:15:43.760
<v Speaker 7>I'm saying somewhere there was a survey or an appraisal,

2545
02:15:43.800 --> 02:15:48.079
<v Speaker 7>because I've never once, never, in my forty five years,

2546
02:15:48.119 --> 02:15:52.800
<v Speaker 7>never found a bank that would do alone without a

2547
02:15:52.880 --> 02:15:55.880
<v Speaker 7>survey and an appraisal. But I want to get you

2548
02:15:55.960 --> 02:15:58.039
<v Speaker 7>on tomorrow because I don't want you to run out

2549
02:15:58.039 --> 02:16:01.159
<v Speaker 7>of time, because it's serious enough that we do want

2550
02:16:01.159 --> 02:16:02.560
<v Speaker 7>to help you if you were defrauded.

2551
02:16:03.079 --> 02:16:06.520
<v Speaker 3>Uh Kaschina, get her information. I want to get her

2552
02:16:06.560 --> 02:16:10.880
<v Speaker 3>on with Brad O'Brien. We gotta get Brad on. Okay now, Carrie,

2553
02:16:10.960 --> 02:16:12.600
<v Speaker 3>I'll be right back to you right after this.

2554
02:16:13.399 --> 02:16:16.680
<v Speaker 7>Go with a sure thing Denver's Best roofer excel roofing

2555
02:16:16.760 --> 02:16:17.359
<v Speaker 7>dot com.

2556
02:16:17.399 --> 02:16:19.439
<v Speaker 3>You don't pay a cent until you're content.

2557
02:16:22.800 --> 02:16:26.000
<v Speaker 7>Time for an insurance checkup free, no obligation in comparison

2558
02:16:26.119 --> 02:16:29.680
<v Speaker 7>call Compass insurance, paying too much your coverage at dozens

2559
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<v Speaker 7>of insurance companies.

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<v Speaker 7>You'll think you're his only customer when you choose Frank

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<v Speaker 7>durand the real estate Man dot com to list your

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<v Speaker 7>home with Remax Alliance three oh three nine two zero

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<v Speaker 7>sixteen twenty two
