WEBVTT 1 00:00:05.280 --> 00:00:05.839 Ripped of. 2 00:00:07.559 --> 00:00:10.599 News, so you don't have. 3 00:00:12.839 --> 00:00:13.599 Come running. 4 00:00:13.800 --> 00:00:15.400 Just as as as we can. 5 00:00:16.120 --> 00:00:19.760 Show Shooter's gonna help coming man. 6 00:00:20.039 --> 00:00:26.839 This is the Troubleshooter Show now, Tom Martinez, welcome. 7 00:00:26.480 --> 00:00:28.519 My friends to the only show of it's kind. We're 8 00:00:28.519 --> 00:00:31.600 here to solve problems, answer questions, take complaints. 9 00:00:31.640 --> 00:00:33.200 My goodness, what a snowy day. 10 00:00:33.399 --> 00:00:38.920 I twenty five was kind of empty coming in, Thank goodness, 11 00:00:39.640 --> 00:00:42.719 down from Castle Rocket at one point this morning on 12 00:00:43.079 --> 00:00:46.159 the news, my goodness, right by the outlet malls look 13 00:00:46.280 --> 00:00:50.159 like total total hell. But here's the deal. We are 14 00:00:50.200 --> 00:00:53.840 the only show of its kind. We solve problems, answer questions, 15 00:00:53.880 --> 00:00:56.880 take complaints. In fact, to the tune of almost four 16 00:00:57.039 --> 00:01:01.840 hundred million dollars in cash merchant dice exchanges, refunds, And 17 00:01:01.920 --> 00:01:04.120 I'm thinking about the times when we get the water 18 00:01:04.200 --> 00:01:06.840 turned back on for somebody, or the times we go 19 00:01:06.920 --> 00:01:10.040 after the scum lord, and those kind of things really 20 00:01:10.120 --> 00:01:13.239 don't have a monetary value, but a lot of those 21 00:01:13.359 --> 00:01:15.840 that kind of help a lot of times counts more 22 00:01:16.040 --> 00:01:18.920 than getting some money back. But we have gotten a 23 00:01:18.959 --> 00:01:21.719 lot of money back over the years. It's absolutely crazy 24 00:01:22.040 --> 00:01:25.959 in studio with me, by the way, my beautiful wife Suzanne. 25 00:01:26.040 --> 00:01:28.040 Hello, Suzanne, who. 26 00:01:28.000 --> 00:01:29.439 Do we have back there? I can never see you 27 00:01:29.480 --> 00:01:31.799 through the glass. I assume we have Kelly, of course. 28 00:01:32.040 --> 00:01:35.280 And then we got Shannon back there, rocking and rolling. 29 00:01:35.359 --> 00:01:39.480 In fact, if you join us on YouTube, Shannon is 30 00:01:39.560 --> 00:01:40.760 known to tell a. 31 00:01:40.680 --> 00:01:43.760 Few jokes during the break. 32 00:01:44.159 --> 00:01:48.840 In fact, I've always wondered, Shannon has been in this 33 00:01:49.000 --> 00:01:51.560 building well since the building. 34 00:01:51.239 --> 00:01:54.000 Opened, any pride all Mark, he's seen it all. 35 00:01:54.040 --> 00:01:56.719 But I have always said in Shannon, I'm gonna ask 36 00:01:56.760 --> 00:01:59.480 you right on air, you are one of the funniest 37 00:01:59.519 --> 00:02:02.719 people I have ever met. Now, granted, some of your 38 00:02:02.840 --> 00:02:05.680 jokes you can't say on these airwaves, but you but 39 00:02:05.879 --> 00:02:10.879 even even the few you couldn't. My god, how come 40 00:02:10.919 --> 00:02:14.000 you've never just done like an hour show man? Do 41 00:02:14.000 --> 00:02:15.560 you just have no interest in it? 42 00:02:15.639 --> 00:02:15.719 What? 43 00:02:16.680 --> 00:02:19.599 I'm pretty sure that wants and warrants would be pulled up. 44 00:02:20.039 --> 00:02:24.280 Yeah, you know what, He's probably right. A small background check. 45 00:02:24.439 --> 00:02:24.520 No. 46 00:02:24.960 --> 00:02:27.039 Three oh three seven, one, three, eight, two five five, 47 00:02:27.080 --> 00:02:29.120 We have lines full. Right now, I'm gonna jump to 48 00:02:29.159 --> 00:02:31.120 the phone's deputy doc. What's going on, man? 49 00:02:31.360 --> 00:02:34.159 Not much, just uh, dealing with the snow in the weather. 50 00:02:34.319 --> 00:02:37.159 Yeah, it's it's it's uh God, it's crazy out there 51 00:02:37.199 --> 00:02:39.280 frank Town. We got at least six to eight inches. 52 00:02:39.360 --> 00:02:43.039 It's absolutely nuts. The drive in was crazy. Bow Deputy 53 00:02:43.080 --> 00:02:44.319 bow in studio. 54 00:02:44.400 --> 00:02:45.000 What's going on? 55 00:02:45.080 --> 00:02:47.800 Deputy bow Well had a really good. 56 00:02:47.680 --> 00:02:50.080 Drive coming in, not too much traffic. 57 00:02:50.240 --> 00:02:52.639 It was easy, and I'm ready to hopefully get a 58 00:02:52.639 --> 00:02:54.719 few cases today to help our listeners out. 59 00:02:54.840 --> 00:02:55.000 Yeah. 60 00:02:55.039 --> 00:02:58.639 So I'm dealing on one right now and line four 61 00:02:58.800 --> 00:03:00.360 when they come up. When you put it up, I 62 00:03:00.360 --> 00:03:02.840 will take that first, Kelly, because they held yesterday. But 63 00:03:02.879 --> 00:03:05.479 I need to tell you guys something about a rap 64 00:03:05.479 --> 00:03:08.759 A ho Kia. They're driving me crazy. I'm going to 65 00:03:08.840 --> 00:03:10.520 call down there and try to get through to the 66 00:03:10.560 --> 00:03:14.000 service manager. But this poor guy's vehicle has been there. 67 00:03:14.319 --> 00:03:16.960 I mean, we're going on I think three months and 68 00:03:17.080 --> 00:03:19.560 they can't fix it. They threw a transmission at it 69 00:03:19.639 --> 00:03:22.840 that didn't fix it. Now they say they're throwing another 70 00:03:22.879 --> 00:03:27.000 rebuilt transmission that didn't fix it, or I assume it's 71 00:03:27.039 --> 00:03:29.280 not going to fix it. They threw a computer at 72 00:03:29.319 --> 00:03:31.719 it that didn't fix it. They did a wiring harness 73 00:03:31.759 --> 00:03:34.759 of some sort that didn't fix it. If they try 74 00:03:34.800 --> 00:03:37.879 to charge this guy for all that crap, that didn't 75 00:03:37.919 --> 00:03:40.680 fix it. I am gonna make the rest of my 76 00:03:40.840 --> 00:03:44.360 life talking about a rap a Hokia. I swear to God, 77 00:03:44.400 --> 00:03:47.120 I hope. I love dealing Doug. In fact, I was 78 00:03:47.120 --> 00:03:49.520 sitting next to him at a Rockies game not long ago, 79 00:03:49.560 --> 00:03:52.599 and he's a great man, and I hope I hope 80 00:03:53.280 --> 00:03:56.000 he gets word of this. If it gets to that 81 00:03:56.120 --> 00:03:59.479 point and we get this, we just get it fixed, because, 82 00:03:59.560 --> 00:04:02.400 honest to God, we need to get this guy fixed. 83 00:04:02.680 --> 00:04:07.039 The service advisor I talked to in person, I went 84 00:04:07.120 --> 00:04:09.199 down there with this guy probably about. 85 00:04:08.960 --> 00:04:09.759 Six weeks ago. 86 00:04:10.639 --> 00:04:15.000 He assured me if things that weren't needed were put in, 87 00:04:15.319 --> 00:04:17.319 this guy's not going to get charged for him. But 88 00:04:17.360 --> 00:04:19.399 if you look at the bill still, it doesn't look 89 00:04:19.439 --> 00:04:22.480 that way whatsoever. So I'm hoping these guys do the 90 00:04:22.560 --> 00:04:25.759 right thing. It's got good ownership deal, and Doug's been 91 00:04:25.759 --> 00:04:29.319 around forever. We've had almost zero problems with him when 92 00:04:29.360 --> 00:04:32.399 he owned Colorado Springs Dodge. I don't think we ever 93 00:04:32.480 --> 00:04:36.480 had one issue whatsoever. We had direct contact to the 94 00:04:36.519 --> 00:04:39.800 service manager, the general manager. I'm having a hard time 95 00:04:39.839 --> 00:04:44.319 making relationships over at this Kia dealer. I'm going to 96 00:04:44.399 --> 00:04:46.480 try again this week. I'm just going to show up 97 00:04:46.519 --> 00:04:48.720 down there and try to find the GM or the 98 00:04:48.759 --> 00:04:52.560 service manager and go from there. Now issue with the 99 00:04:52.600 --> 00:04:55.240 motor home working with Chopper. I'm not sure what this 100 00:04:55.279 --> 00:04:58.920 one is, but mil Milton, you you held yesterday for 101 00:04:58.920 --> 00:05:01.240 a long time, so I appreciate it. One line opened 102 00:05:01.240 --> 00:05:03.639 by the way, three L three seven one, three eight, 103 00:05:03.680 --> 00:05:06.360 two five five or three oh three? Martino? Hey Milton, 104 00:05:06.399 --> 00:05:08.639 what's going on? What was the original story? 105 00:05:09.399 --> 00:05:09.759 Okay? 106 00:05:09.800 --> 00:05:12.720 The original story is I bought a brand new JCO 107 00:05:13.519 --> 00:05:17.639 Class CRV from a dealer in Texas, Canada. Because this 108 00:05:17.800 --> 00:05:20.160 was after the It was a twenty twenty three midel 109 00:05:20.199 --> 00:05:22.879 brand new, but the twenty fours already out. 110 00:05:22.959 --> 00:05:26.560 No dealer in Colorado had one, uh, and I was 111 00:05:26.560 --> 00:05:28.560 looking to save some money, in which I did. I 112 00:05:28.560 --> 00:05:30.000 got a really good deal from him. 113 00:05:30.079 --> 00:05:31.720 What was the dealer's name? What was it? 114 00:05:31.759 --> 00:05:35.120 A nationwide dealer? Who was it? 115 00:05:34.600 --> 00:05:34.720 Uh? 116 00:05:35.120 --> 00:05:37.839 It was a It was Greg R Marine and RB. 117 00:05:37.759 --> 00:05:41.240 And Texter count Keep going, man, Yeah, Well. 118 00:05:41.079 --> 00:05:45.160 The good deal turned out to be a rustbucket because 119 00:05:45.199 --> 00:05:50.040 apparently this was delivered in the winter in a snowstorm 120 00:05:50.800 --> 00:05:53.439 and picked up a lot of road salt to matt chloride. 121 00:05:53.480 --> 00:05:55.319 This is what I believe happened. 122 00:05:55.360 --> 00:05:57.560 So when it got delivered to you it was in 123 00:05:57.639 --> 00:06:00.560 horrible shape. Why'd you take delivery or you had no choice? 124 00:06:01.319 --> 00:06:03.600 Well, I listen, I checked it out. 125 00:06:03.680 --> 00:06:06.000 Everything worked. The only thing I didn't do was look 126 00:06:06.079 --> 00:06:09.040 underneath it. And I will never ever buy another vehicle, 127 00:06:09.519 --> 00:06:11.720 new or used without looking underneath it first. 128 00:06:11.800 --> 00:06:14.279 Yeah, you know what I don't get. Listen, this is 129 00:06:14.279 --> 00:06:17.639 the part. Help me understand this. If a trailer is 130 00:06:17.680 --> 00:06:19.879 sitting on a lot somewhere, I mean, it's not going 131 00:06:19.959 --> 00:06:23.199 to get mag chloride up under it unless if they're 132 00:06:23.240 --> 00:06:25.519 moving it all the time. How do you think And 133 00:06:25.600 --> 00:06:27.720 I don't doubt anything you're saying, but I'm trying to 134 00:06:27.759 --> 00:06:30.519 figure out and then moving it and bringing it from 135 00:06:30.680 --> 00:06:34.199 wherever to here, it's not going to be enough mag 136 00:06:34.279 --> 00:06:36.879 chloride to do that. So wouldn't it Doesn't it make 137 00:06:36.920 --> 00:06:40.879 more sense that it just wasn't treated properly, or they 138 00:06:41.000 --> 00:06:44.000 missed something when they built it, or it was possibly 139 00:06:44.079 --> 00:06:45.600 sitting in water or something. 140 00:06:46.399 --> 00:06:49.800 No, I did, Mark, I did a little research. I checked. 141 00:06:49.920 --> 00:06:52.839 I checked with the Weather Bureau at the weather when 142 00:06:53.000 --> 00:06:56.319 on the date this was delivered, and for three days. 143 00:06:56.040 --> 00:06:59.800 Prior it was snowing in Indiana up where a factory 144 00:06:59.839 --> 00:07:03.560 at and it was light snow, so they apparently treated 145 00:07:03.560 --> 00:07:06.240 the road and they didn't have enough moisture to you know, 146 00:07:06.360 --> 00:07:08.519 to wash off all the salt and so. 147 00:07:10.120 --> 00:07:12.040 And again this is this is what I think I have. 148 00:07:12.199 --> 00:07:15.360 No, you know, no I'm not an eyewitness, but yeah, okay, 149 00:07:15.439 --> 00:07:17.959 but so weaved picked up the salt and the mad 150 00:07:18.040 --> 00:07:19.439 chloride and then. 151 00:07:19.279 --> 00:07:21.600 It's saddling the dealers a lot for about a year. 152 00:07:21.800 --> 00:07:23.759 I got it and it just eroded away. 153 00:07:24.120 --> 00:07:29.399 It just rusted and the roaded because the mad chloride 154 00:07:29.439 --> 00:07:31.439 was on there forever and they didn't wash it off, 155 00:07:31.560 --> 00:07:33.480 and it sat for a year and that basically ate 156 00:07:33.519 --> 00:07:37.079 the metal exactly. So where are we at now when 157 00:07:37.120 --> 00:07:41.439 you finally how long after you received it or took 158 00:07:41.519 --> 00:07:45.040 delivery did you actually notice the rust problem? 159 00:07:45.160 --> 00:07:45.720 And why? 160 00:07:46.560 --> 00:07:49.399 All right? I drove it back home. 161 00:07:50.040 --> 00:07:51.959 I the first half, filled it up with gas and 162 00:07:52.040 --> 00:07:54.800 parked it in my garage. And then because I had 163 00:07:54.839 --> 00:07:58.759 a problem with the generator on the way home, about 164 00:07:59.240 --> 00:08:01.879 one or two days later, I started checking. 165 00:08:01.680 --> 00:08:02.600 Out to see we're grown. 166 00:08:02.720 --> 00:08:05.879 The generator got it, and that's when I spotted the rush. 167 00:08:05.720 --> 00:08:08.480 And it's really bad. I'm assuming anybody that looked at 168 00:08:08.519 --> 00:08:10.399 it would be like, oh my god. 169 00:08:10.759 --> 00:08:14.399 Yes I had Actually I had trans wes RB. I 170 00:08:14.439 --> 00:08:16.000 had a technician out. 171 00:08:16.120 --> 00:08:18.079 I like those guys, and he wrote a. 172 00:08:18.000 --> 00:08:20.040 Really specific report on it. 173 00:08:20.600 --> 00:08:22.839 And his comment and I don't have it from me, 174 00:08:22.920 --> 00:08:25.240 so I'm paraphrasing, but. 175 00:08:25.240 --> 00:08:27.839 He says, this did not look like a new vehicle. 176 00:08:27.959 --> 00:08:29.759 It looked like I used when it had over one 177 00:08:29.800 --> 00:08:32.879 hundred thousand miles on it, and it should never have 178 00:08:32.960 --> 00:08:34.120 been sold as new. 179 00:08:34.600 --> 00:08:36.320 Well, how many miles were on it? 180 00:08:37.759 --> 00:08:39.639 Well, when I picked it up, there was only nine 181 00:08:39.720 --> 00:08:40.600 hundred miles on it. 182 00:08:40.639 --> 00:08:42.480 Front of the fact that can be sold that can 183 00:08:42.559 --> 00:08:46.320 definitely be sold as new. What's that that can be 184 00:08:46.440 --> 00:08:47.120 sold as new? 185 00:08:47.360 --> 00:08:49.080 I don't know why he said it shouldn't have been 186 00:08:49.639 --> 00:08:49.960 you know. 187 00:08:50.240 --> 00:08:51.720 It was a new vehicle. 188 00:08:51.799 --> 00:08:54.480 Yeah, I mean, and I you know, I hit pretty 189 00:08:54.559 --> 00:08:57.960 much faith behind it from the dealer in Texas because 190 00:08:58.000 --> 00:09:00.240 it hit the you know, JCO factory. 191 00:09:00.320 --> 00:09:02.480 Yeah, I got you, so, so I got it. So 192 00:09:02.600 --> 00:09:05.759 now now we're here, and I assume you reached out 193 00:09:05.759 --> 00:09:07.559 to Jacob. Hold on, I got to take this break, 194 00:09:07.559 --> 00:09:10.720 But I assume you reached out to Jaco, And Jacob 195 00:09:11.159 --> 00:09:14.039 basically said we're gonna find out after this. 196 00:09:18.320 --> 00:09:21.600 Go with a sure thing Denver's Best roofer Excel Roofing 197 00:09:21.720 --> 00:09:24.360 dot com. You don't pay a cent until you're content. 198 00:09:27.720 --> 00:09:30.919 Time for an insurance checkup free, no obligation. In comparison, 199 00:09:31.039 --> 00:09:34.600 call Compass Insurance paying too much your coverage at dozens 200 00:09:34.600 --> 00:09:37.320 of insurance companies find out now three oh three seven 201 00:09:37.440 --> 00:09:40.440 seven one help. You'll think you're his only customer when 202 00:09:40.480 --> 00:09:42.960 you choose Frank durand the real estate Man dot com 203 00:09:43.000 --> 00:09:46.120 to list your home with Remax Alliance three oh three 204 00:09:46.200 --> 00:09:47.879 nine two zero sixteen twenty two. 205 00:09:49.639 --> 00:09:51.799 All right, three oh three seven one three eight two 206 00:09:52.000 --> 00:09:55.159 five five. By the way, this hour brought to you 207 00:09:55.200 --> 00:09:58.519 by Paul the Waterman. What I love about Paul is 208 00:09:58.559 --> 00:10:02.080 his pricing. I mean, the service is impeccable. They installed 209 00:10:02.080 --> 00:10:06.960 a softener at our house and Suzanne couldn't be more happy. 210 00:10:07.000 --> 00:10:09.120 I mean, I love it too. But Suzanne, to be 211 00:10:09.240 --> 00:10:12.679 quite honest, apparently a water softener is great for your hair, 212 00:10:13.159 --> 00:10:16.279 and she loves it, and I taste no difference in 213 00:10:16.320 --> 00:10:18.720 the water. And the system was half the price of 214 00:10:18.759 --> 00:10:22.000 the other guys. And then on top of that, Now 215 00:10:22.080 --> 00:10:25.480 what he's got is unbelievable. He's got a new water system, 216 00:10:25.799 --> 00:10:29.399 a whole house system that removes the chlorine. It removes 217 00:10:29.679 --> 00:10:33.000 the forever chemicals and we all know those are everywhere, 218 00:10:33.159 --> 00:10:37.159 removes hard water, and it's on sale right now. This 219 00:10:37.360 --> 00:10:41.080 is installed. This is incredible thirty six ninety five. You 220 00:10:41.159 --> 00:10:43.639 got to go to waterpros dot net for details. But 221 00:10:44.000 --> 00:10:46.919 it gets rid of the forever chemicals. That's my favorite 222 00:10:46.919 --> 00:10:52.159 part about that waterpros dot net. Now this poor guy, Milton, 223 00:10:52.240 --> 00:10:56.519 he bought I'm sorry, yeah, it is Milton. Milton bought 224 00:10:56.559 --> 00:11:01.000 an RV from a dealer, a Jacob, and he got it. 225 00:11:01.279 --> 00:11:03.480 He picked it up, I think it was in Texas. 226 00:11:03.519 --> 00:11:05.759 He drove it back to Colorado. He had it for 227 00:11:05.759 --> 00:11:08.039 a while. He had a problem with the generator, so 228 00:11:08.120 --> 00:11:10.440 he ends up kind of getting under it and he 229 00:11:10.519 --> 00:11:13.360 sees all this rust at the bottom. So now that 230 00:11:13.480 --> 00:11:16.399 we know this brand new unit is all rusted at 231 00:11:16.440 --> 00:11:20.840 the bottom. Milton, I'm sure you called Jaco. It is Jaco, right, yes, 232 00:11:21.200 --> 00:11:24.159 And what did Jacob initially say. Did they say, bring 233 00:11:24.200 --> 00:11:25.879 it up and look at it. Is that why you 234 00:11:25.960 --> 00:11:27.279 ended up at trans West? 235 00:11:28.200 --> 00:11:31.440 Well, no, I first called the dealer, and of course 236 00:11:31.440 --> 00:11:33.799 the dealer says, no, we're not taking it back because 237 00:11:34.039 --> 00:11:36.840 at that point in time I didn't want it. It 238 00:11:36.879 --> 00:11:40.240 was so bad. And give you an idea. When I 239 00:11:40.279 --> 00:11:42.799 went to pick it up. Yeah, they had a problem 240 00:11:42.799 --> 00:11:45.759 with the power of converted, which wasn't charging the batteries, 241 00:11:46.440 --> 00:11:48.399 and they had already put a new one in and 242 00:11:48.440 --> 00:11:52.279 that one wasn't working while I was there. Okay, he's 243 00:11:52.279 --> 00:11:55.559 got the technicians working on it. And the technician gets 244 00:11:55.559 --> 00:11:57.600 out from underneath it. He says, I've got to fix 245 00:11:57.639 --> 00:11:59.360 I said, what was wrong? He said it was just 246 00:11:59.399 --> 00:11:59.960 a bad ground. 247 00:12:00.519 --> 00:12:03.039 Oh, it was a bad ground because of the rust. 248 00:12:03.480 --> 00:12:05.399 Yeah, the RUSS was so bad. 249 00:12:05.600 --> 00:12:08.519 Oh my god, rusted the ground wire off of the frame. 250 00:12:08.720 --> 00:12:11.240 So what So what happened at that point? So where 251 00:12:11.240 --> 00:12:12.159 are we at right now? 252 00:12:12.200 --> 00:12:14.639 Okay, so the dealer, the dealer tells me, look, Jacob 253 00:12:14.759 --> 00:12:18.919 covers a warranty. Uh, Texas has the law once you 254 00:12:19.080 --> 00:12:22.799 drive off the lot, there's the dealer is not required 255 00:12:22.799 --> 00:12:24.559 to unwand the deal for any reason. 256 00:12:25.159 --> 00:12:28.399 So I'm stuck with it. As far as the dealer's concerned. 257 00:12:28.440 --> 00:12:31.519 He's telling me called Jaco that they have a two 258 00:12:31.600 --> 00:12:34.159 year warranty on so called Jacob First. The first thing 259 00:12:34.200 --> 00:12:38.840 they said, Russ Boyd's our warranty. It's in writing. There's 260 00:12:38.879 --> 00:12:40.799 nothing I can do about Jacob. 261 00:12:41.159 --> 00:12:43.799 My god, Ford Motor Company. 262 00:12:44.559 --> 00:12:48.000 They warranty excludes Russ and they even mentioned road Salt. 263 00:12:49.600 --> 00:12:52.320 So I've got no recourse other than the fight Jaco 264 00:12:52.559 --> 00:12:57.080 and the dealer and for oh guys, for six months 265 00:12:57.080 --> 00:12:57.720 I went to the. 266 00:12:58.039 --> 00:13:00.519 So so you called us a while back, and I 267 00:13:00.559 --> 00:13:03.320 think Chopper was assigned. Suzanne, you look like you knew 268 00:13:03.320 --> 00:13:03.960 something about it. 269 00:13:04.240 --> 00:13:06.879 Well, I missed a little bit because I stepped. 270 00:13:06.559 --> 00:13:09.440 Out, but I do know his it's a newer issue, 271 00:13:09.519 --> 00:13:11.720 like things are fine now, but he's looking for one 272 00:13:11.799 --> 00:13:14.440 hundred dollars refund from the DMV or something. 273 00:13:14.720 --> 00:13:16.080 What actually more than that? 274 00:13:16.279 --> 00:13:18.279 Oh okay, well hold on a second, Milton. 275 00:13:18.320 --> 00:13:20.840 So what happened? How did it finally get fixed? Did 276 00:13:20.960 --> 00:13:22.000 Jacob step up? 277 00:13:22.240 --> 00:13:23.559 I'll try and make. 278 00:13:23.440 --> 00:13:27.120 My long stories, yeah, my god, please, Okay, Well, you 279 00:13:27.159 --> 00:13:30.080 know I thought between the two of them, I used 280 00:13:30.120 --> 00:13:34.240 that did everything behind an attorney, and the attorney because 281 00:13:34.279 --> 00:13:36.600 of my age and how much money they wanted up front. 282 00:13:36.759 --> 00:13:39.320 Yeah, that's fine. So the dealer and Jaco, you're going 283 00:13:39.360 --> 00:13:40.879 after them? What did they end up doing. 284 00:13:41.399 --> 00:13:44.559 Okay, I went on the dealer owner's forum, and not 285 00:13:44.679 --> 00:13:46.840 the dealer, but did Jacob owners forum. 286 00:13:46.919 --> 00:13:50.080 Yep, And I told my story. I put pictures, I. 287 00:13:50.039 --> 00:13:54.279 Put a copy of the trans West their examination on 288 00:13:54.519 --> 00:13:59.279 are and and then I contacted the dealer again and 289 00:13:59.320 --> 00:14:00.960 I found out they had a. 290 00:14:01.039 --> 00:14:05.360 New Yeah, So what happened? 291 00:14:05.480 --> 00:14:08.879 This general manager decided, Okay, he says, I'm gonna help 292 00:14:08.919 --> 00:14:10.879 you out. He says, I'm gonna see if I can't 293 00:14:10.879 --> 00:14:13.080 get Jacob to take it back, come pick it up 294 00:14:13.200 --> 00:14:16.320 and take it back to the factory and we'll split 295 00:14:16.360 --> 00:14:16.840 the costs. 296 00:14:17.039 --> 00:14:17.320 Nice. 297 00:14:17.360 --> 00:14:19.279 Well, it turned out that I had to bring it 298 00:14:19.320 --> 00:14:21.480 back to the factory. They wouldn't they wouldn't send somebody 299 00:14:21.480 --> 00:14:23.519 to pick it up. So I drove it back to 300 00:14:23.559 --> 00:14:25.919 the factory. They told me it was going to be 301 00:14:25.960 --> 00:14:27.279 three days. But it's a good thing. 302 00:14:27.480 --> 00:14:28.840 I towed my car behind it. 303 00:14:28.840 --> 00:14:31.440 So what did they do though, My god, Milton, what happened? 304 00:14:31.440 --> 00:14:32.120 What did they do? 305 00:14:32.960 --> 00:14:35.360 Well, they put it in their chassis shop. 306 00:14:35.399 --> 00:14:37.559 You know, they buy the chassis from Ford and then 307 00:14:37.559 --> 00:14:40.000 they prepared the chassis. Well, they put it in the 308 00:14:40.080 --> 00:14:43.480 chassis shop. They got rid of the rust, they replaced 309 00:14:43.519 --> 00:14:46.559 all the ground wires, even the ones that wasn't rusted. 310 00:14:46.600 --> 00:14:47.919 They put all new ground. 311 00:14:47.600 --> 00:14:48.360 Wires on it. 312 00:14:49.279 --> 00:14:52.600 They looked like they fix pulled the drive chef and 313 00:14:52.639 --> 00:14:54.080 rebalanced the drive chef. 314 00:14:54.720 --> 00:14:55.720 Anyway, they took. 315 00:14:55.519 --> 00:14:57.759 Care of it excellent. So they took care of it, 316 00:14:58.080 --> 00:15:01.320 and ten minutes later, now you know everything was fixed 317 00:15:01.320 --> 00:15:03.720 by him. So let's go on to the DMV problem. 318 00:15:03.919 --> 00:15:06.320 And good work, by the way, good work standing up 319 00:15:06.360 --> 00:15:08.519 for yourself putting that stuff on that. 320 00:15:08.519 --> 00:15:11.080 Owner's for him because people look at those all the time. 321 00:15:11.320 --> 00:15:13.360 I have a unit, I have a new mar unit, 322 00:15:13.399 --> 00:15:15.279 and I go to the owner's stuff all the time 323 00:15:15.519 --> 00:15:18.240 to read about complaints or to read about different things. 324 00:15:18.399 --> 00:15:21.519 That was a great job, and I'm glad they finally 325 00:15:21.720 --> 00:15:22.480 did something. 326 00:15:22.600 --> 00:15:24.240 So now where are we at? 327 00:15:24.480 --> 00:15:24.879 Okay? 328 00:15:24.919 --> 00:15:29.960 So I before I went to the factory, the dealer 329 00:15:30.039 --> 00:15:32.679 told me, he says, find somebody local that'll do it 330 00:15:32.759 --> 00:15:38.039 and I'll pay part. And I've had like at least 331 00:15:38.080 --> 00:15:41.039 six people turned me down. I finally found a guy 332 00:15:41.639 --> 00:15:45.360 in Commerce City has done some work from before. 333 00:15:45.960 --> 00:15:47.600 Empire Truck does fabulous. 334 00:15:47.639 --> 00:15:50.000 Milton, Milton, I got to just make you focus a 335 00:15:50.039 --> 00:15:53.440 little more, man, So just tell me what the problem 336 00:15:53.519 --> 00:15:56.879 is right now, like DMV stole one hundred dollars out 337 00:15:56.919 --> 00:15:58.600 of my pocket. I mean, what is it? 338 00:15:59.320 --> 00:16:02.879 Okay, Well, I went to the DMV in September because 339 00:16:02.960 --> 00:16:05.440 obviously I hadn't licensed this vehicle yet. 340 00:16:05.279 --> 00:16:07.759 Because understood, understood, And. 341 00:16:08.519 --> 00:16:11.000 In September I just needed a temp tag to get 342 00:16:11.000 --> 00:16:11.960 it to Commerce City. 343 00:16:12.200 --> 00:16:14.159 Okay, yeah, well they give me a temp tag. 344 00:16:14.240 --> 00:16:16.080 They charged me one hundred dollars late. Fat I said, 345 00:16:16.080 --> 00:16:19.039 we've got to charge you for that. Yeah, okay, but 346 00:16:19.159 --> 00:16:22.159 she says, you know what, can't the bill of sale 347 00:16:22.639 --> 00:16:25.240 and your old registration from the one that you sold 348 00:16:25.320 --> 00:16:28.879 in January is still good to the end of October, 349 00:16:29.320 --> 00:16:31.759 and we will give you a refund from the day 350 00:16:31.799 --> 00:16:34.440 you sold it toward the license on a new And 351 00:16:34.519 --> 00:16:38.080 I said, that's great. So anyway, this thing's up at 352 00:16:38.120 --> 00:16:38.639 the factory. 353 00:16:38.679 --> 00:16:40.360 They were supposed to have it for three days. 354 00:16:40.360 --> 00:16:42.320 They kept it for over But none of this is 355 00:16:42.440 --> 00:16:45.200 DMV's fault. As much as DMV's a pain in the 356 00:16:45.240 --> 00:16:47.639 ass to all of us. I don't understand why this 357 00:16:47.720 --> 00:16:49.120 is a DMV issue. 358 00:16:49.399 --> 00:16:49.879 Okay. 359 00:16:49.960 --> 00:16:55.320 Well, I go back there on October eighteenth, the vehicles 360 00:16:55.360 --> 00:16:58.399 still at the factory. Okay, when I first went there, 361 00:16:58.480 --> 00:17:01.879 I had both certificates of one from Jacob one from Ford. 362 00:17:02.279 --> 00:17:04.160 And I asked the lady, I said, am I going 363 00:17:04.200 --> 00:17:07.400 to need a VN verification because I had the certificates origin. 364 00:17:07.519 --> 00:17:09.480 She says, oh no, they got everything on here. 365 00:17:10.440 --> 00:17:12.160 They got to wait on it. You don't you don't 366 00:17:12.200 --> 00:17:13.279 need to do anything with that. 367 00:17:13.480 --> 00:17:17.519 He and she had my God, Milton, I swear to God, man, 368 00:17:18.039 --> 00:17:20.599 how can we help you? What? Why do you think 369 00:17:20.720 --> 00:17:23.720 dmv owes you one hundred bucks. 370 00:17:23.400 --> 00:17:25.799 I could get When I went back to get it license, 371 00:17:25.839 --> 00:17:28.480 they told me I needed the ven verification. Okay, I 372 00:17:28.519 --> 00:17:32.599 can't get it because it's fifteen hundred miles away, okay, 373 00:17:32.680 --> 00:17:37.240 and so so okay, So when I get it back, 374 00:17:37.279 --> 00:17:40.000 I get the ven verification, I'll go back. Then they 375 00:17:40.000 --> 00:17:42.599 look at my paperwork again for the third time, and 376 00:17:42.640 --> 00:17:47.079 they say, oh, you don't have the odometer statement. Okay, 377 00:17:47.799 --> 00:17:49.920 all right, So I get the deal of the semi 378 00:17:49.920 --> 00:17:52.720 THEO dometer statement. They gave me a letter for that, 379 00:17:52.960 --> 00:17:54.799 and and and you know. 380 00:17:54.799 --> 00:17:58.000 I could probably just leave the studio right now and 381 00:17:58.079 --> 00:18:00.519 come back in an hour, Milton, you would still be talking. 382 00:18:01.039 --> 00:18:02.920 I swear to God, listen, I love you. Man, and 383 00:18:02.960 --> 00:18:05.000 I want to help you, but I have to at 384 00:18:05.000 --> 00:18:08.039 one point. I understand what you're saying. But everything you 385 00:18:08.079 --> 00:18:10.839 have said so far, and if anybody in this room 386 00:18:11.200 --> 00:18:14.599 or anybody listening thinks different, please let me know. But 387 00:18:14.759 --> 00:18:19.319 this isn't a DMV issue because you don't have certain things. 388 00:18:19.720 --> 00:18:22.240 I had to go six times because every time I 389 00:18:22.319 --> 00:18:24.359 went there, they told me I needed something else. 390 00:18:24.160 --> 00:18:26.440 Okay, even though they looked at all the payer work. 391 00:18:26.720 --> 00:18:29.680 Then they told me, okay, I didn't get it registered 392 00:18:29.720 --> 00:18:31.480 in time, so I don't get any refine. 393 00:18:31.599 --> 00:18:31.839 Yep. 394 00:18:32.079 --> 00:18:32.960 They charged me late. 395 00:18:33.000 --> 00:18:35.720 Then they charged me the taxes on it from the 396 00:18:35.720 --> 00:18:38.119 whole time I had it, from February to. 397 00:18:38.160 --> 00:18:40.400 The Well, of course they did, because that's when you. 398 00:18:40.400 --> 00:18:42.440 Bought it, I know, but. 399 00:18:44.000 --> 00:18:45.359 It was under That's. 400 00:18:45.119 --> 00:18:48.279 Okay, Milton, listen, listen, man, I'm being so serious here. 401 00:18:48.559 --> 00:18:51.559 That's not a DMV issue. The fact that you had 402 00:18:51.599 --> 00:18:54.000 to go back and forth is a pain in the ass. 403 00:18:54.039 --> 00:18:56.519 I get that. That would drive me nuts too. You 404 00:18:56.559 --> 00:18:59.960 had to make six visits. It's absolutely crazy. I agree, 405 00:19:00.000 --> 00:19:02.319 one hundred percent. But they're not going to give you 406 00:19:02.359 --> 00:19:04.640 a refund for any of that. And when you purchase 407 00:19:04.720 --> 00:19:07.200 a vehicle, from the date. That's when you pay the 408 00:19:07.200 --> 00:19:10.079 sales tax on it. That's when you pay the registration, 409 00:19:10.200 --> 00:19:12.680 when you get your plates. That's just how it works. 410 00:19:12.680 --> 00:19:14.039 They're not going to modify that. 411 00:19:15.519 --> 00:19:16.759 Okay, now I've got that. 412 00:19:16.839 --> 00:19:19.599 But it was their fault because they told me I 413 00:19:19.640 --> 00:19:21.039 didn't need the VIN verification. 414 00:19:21.200 --> 00:19:24.559 I understand that it was their fault because they weren't 415 00:19:24.839 --> 00:19:27.079 very productive every time you came in, or else you 416 00:19:27.079 --> 00:19:29.880 wouldn't have to go in six times. But trying to 417 00:19:29.920 --> 00:19:32.240 get how much you looking for? Let me ask you that. 418 00:19:33.200 --> 00:19:35.359 I'd like to get my one hundred dollars leaf feed back, 419 00:19:35.640 --> 00:19:39.720 my god, or at least at least whatever I'm owed 420 00:19:39.799 --> 00:19:40.400 from Susan. 421 00:19:40.519 --> 00:19:42.799 Do we still have an insider a DMV or did 422 00:19:42.799 --> 00:19:45.720 they retire. I haven't reached. 423 00:19:45.440 --> 00:19:46.680 Out to him in a long time. 424 00:19:46.720 --> 00:19:49.000 I'm a little uncomfortable asking for it. 425 00:19:49.000 --> 00:19:50.079 It's not their fault. 426 00:19:50.160 --> 00:19:51.480 But if you want me to, I. 427 00:19:51.480 --> 00:19:53.640 Will just email them and let's see what they say. 428 00:19:53.680 --> 00:19:54.359 For the hell of it. 429 00:19:54.440 --> 00:19:56.839 But I mean, here's the bottom line, you know what 430 00:19:56.920 --> 00:19:59.960 I tell them, if they can just look at the fire, 431 00:20:00.039 --> 00:20:03.240 if it makes sense. But there's no he wants one 432 00:20:03.279 --> 00:20:06.039 hundred dollars late feedback. I just don't see it happening 433 00:20:06.119 --> 00:20:06.880 now either. 434 00:20:07.319 --> 00:20:09.559 I think you're just lucky this deals. 435 00:20:09.680 --> 00:20:12.440 You give me a refund because I did, Truyn. 436 00:20:12.680 --> 00:20:14.440 Let me ask you, this man, how much did you 437 00:20:14.559 --> 00:20:15.440 drop on this thing? 438 00:20:17.079 --> 00:20:19.440 I don't know what the purchase price? 439 00:20:19.559 --> 00:20:20.200 Yeah, the unit? 440 00:20:20.240 --> 00:20:20.640 How much? 441 00:20:20.960 --> 00:20:22.640 Oh it was ninety thousand dollars. 442 00:20:22.720 --> 00:20:25.119 So it's ninety thousand dollars and we're talking about one 443 00:20:25.160 --> 00:20:26.640 hundred dollars late fee right now. 444 00:20:26.839 --> 00:20:28.279 Why don't you get in that thing? 445 00:20:28.400 --> 00:20:32.680 Not necessarily, not necessarily today, but why don't you get 446 00:20:32.720 --> 00:20:34.759 in it and go enjoy it and drive it around 447 00:20:34.799 --> 00:20:37.279 the country and forget about the one hundred bucks? 448 00:20:37.279 --> 00:20:39.079 For goodness sakes, milk, we. 449 00:20:39.039 --> 00:20:40.599 Get some nice weather playing on it. 450 00:20:40.799 --> 00:20:43.319 Well cool, Maybe Susanne and I'll meet up with you 451 00:20:43.440 --> 00:20:47.160 somewhere in ours. But I'm honest, I'm gonna have Suzanne 452 00:20:47.240 --> 00:20:50.319 email just to get thoughts from it. But I can't 453 00:20:50.319 --> 00:20:53.920 imagine this is gonna work out. I am so happy, though, 454 00:20:53.960 --> 00:20:56.319 to hear we can free that lineup now. I am 455 00:20:56.359 --> 00:20:58.680 so happy to hear he got it fixed, right, guys. 456 00:20:58.799 --> 00:21:01.759 Does anybody just agree with me? I think that's wonderful. 457 00:21:01.799 --> 00:21:03.960 He got the rest and the issue taking care of 458 00:21:04.000 --> 00:21:06.480 these because he's camping companies that really have been in 459 00:21:06.559 --> 00:21:06.839 a butt. 460 00:21:07.079 --> 00:21:08.039 Milton's very lucky. 461 00:21:08.039 --> 00:21:10.799 He's got a ninety thousand dollars vehicle and he's arguing 462 00:21:10.839 --> 00:21:13.400 over one hundred bucks. Pay the one hundred bucks whatever. 463 00:21:13.599 --> 00:21:15.559 Let him keep it and drive around the country and 464 00:21:15.680 --> 00:21:17.440 enjoy your retirement in life. 465 00:21:17.480 --> 00:21:20.839 It's absolutely that was very long. Three oh three seven, 466 00:21:21.039 --> 00:21:22.119 three eight two five five. 467 00:21:22.319 --> 00:21:25.119 Carry's got a problem with the mechanic and Kyle has 468 00:21:25.160 --> 00:21:26.200 an issue with bitcoin. 469 00:21:26.279 --> 00:21:28.799 We have two lines open three zero three. 470 00:21:29.279 --> 00:21:37.599 Martino, go with a sure thing Denver's best roofer Excel 471 00:21:37.720 --> 00:21:40.799 Roofing dot com. You don't pay a cent until you're content. 472 00:21:44.160 --> 00:21:47.359 Time for an insurance check up free, no obligation. In comparison, 473 00:21:47.480 --> 00:21:51.039 call Compass Insurance paying too much your coverage at dozens 474 00:21:51.039 --> 00:21:53.759 of insurance companies find out now three oh three, seven 475 00:21:53.799 --> 00:21:56.160 to seven to one help. You'll think you're his only 476 00:21:56.240 --> 00:21:58.720 customer when you choose Frank durand the real estate Man 477 00:21:58.759 --> 00:22:02.200 dot com to list your home with Remax Alliance three 478 00:22:02.200 --> 00:22:11.319 all three nine two zero sixteen twenty two. 479 00:22:08.279 --> 00:22:10.240 All right, three oh three seven one three eight two 480 00:22:10.400 --> 00:22:14.119 five five. We have two lines open three oh three, Martino, 481 00:22:14.839 --> 00:22:16.960 You've been ripped off taking advantage of We want to 482 00:22:17.000 --> 00:22:20.359 hear from you. These fires are so devastating. These flyovers 483 00:22:20.359 --> 00:22:23.039 this morning, I mean it looks it looks like a 484 00:22:23.160 --> 00:22:26.240 jungle that had been burned down in Los Angeles. 485 00:22:27.000 --> 00:22:29.000 It's absolutely insane. 486 00:22:28.559 --> 00:22:33.599 And you realize the leaders out there cut the kelly 487 00:22:33.640 --> 00:22:35.559 you just said, was it seventeen million or. 488 00:22:35.559 --> 00:22:39.400 Seven seventeen and a half million dollars out of the 489 00:22:39.720 --> 00:22:43.680 La County Fire LA Fire Department budget. 490 00:22:43.839 --> 00:22:47.000 That's just insane, And that happened somewhat recently. 491 00:22:46.680 --> 00:22:49.720 Right, Well, that was a few months ago. 492 00:22:49.880 --> 00:22:55.960 And even more so devastating is in twenty fourteen they 493 00:22:56.519 --> 00:23:01.680 allocated seven point five billion for water mitigation, meaning that 494 00:23:01.799 --> 00:23:04.920 every hydrant was supposed to be filled in southern California, 495 00:23:04.960 --> 00:23:07.079 and at this point there's only about twenty five per second. 496 00:23:07.200 --> 00:23:09.559 Is this around where you lived out there or a family? 497 00:23:10.519 --> 00:23:14.400 This is near the coast, So I lived further east. 498 00:23:14.160 --> 00:23:17.480 Okay, gotcha? So your your people aren't affected, that's the 499 00:23:17.480 --> 00:23:18.079 bottom line. 500 00:23:18.119 --> 00:23:20.640 Well, now my family lives up north in the Santa 501 00:23:20.680 --> 00:23:23.240 Clarida Valley, and now they are because the Silmar fire 502 00:23:23.480 --> 00:23:24.920 is actually blowing toward them. 503 00:23:25.799 --> 00:23:27.359 Everything is now in danger. 504 00:23:27.759 --> 00:23:28.400 That's crazy. 505 00:23:28.400 --> 00:23:31.599 And also they didn't feel because they were trying to 506 00:23:31.640 --> 00:23:32.640 protect some fish. 507 00:23:32.839 --> 00:23:39.559 Yeah I heard that, some little delta. Why what was 508 00:23:39.559 --> 00:23:42.240 the importance of the fish. I'm sure they didn't decide 509 00:23:42.279 --> 00:23:44.680 just one day to protect it. I mean, does it 510 00:23:44.720 --> 00:23:46.759 make medication for cancer or something that. 511 00:23:47.160 --> 00:23:50.160 Delton want to the delta smelt No, so that. 512 00:23:50.240 --> 00:23:52.799 Well, you throw a few in an aquarium somewhere and. 513 00:23:52.799 --> 00:23:53.480 Call it good. 514 00:23:53.559 --> 00:23:57.200 Well, the whole thing is that it's supposedly endangered. So 515 00:23:57.279 --> 00:23:59.640 the environmentalist got involved. 516 00:23:59.680 --> 00:24:01.880 And I'm sure all the ashes will help the fish 517 00:24:01.920 --> 00:24:02.599 at this point. 518 00:24:02.640 --> 00:24:05.279 And at this point, what they're doing and this is 519 00:24:05.440 --> 00:24:08.559 really really heinous, and this is what's making a lot 520 00:24:08.599 --> 00:24:12.279 of la people very bitter, is that instead of using 521 00:24:12.319 --> 00:24:16.039 the reservoirs as they were intended to be as a 522 00:24:16.079 --> 00:24:17.759 way to scoop up water to. 523 00:24:17.680 --> 00:24:20.160 Their bathtubs for the homeless, well. 524 00:24:20.119 --> 00:24:24.160 No, but they're now basically aqueducting them out to the 525 00:24:24.160 --> 00:24:25.000 Pacific Ocean. 526 00:24:25.119 --> 00:24:26.079 That's unbelievable. 527 00:24:26.440 --> 00:24:27.119 We don't need water. 528 00:24:27.160 --> 00:24:27.680 Get rid of it. 529 00:24:27.720 --> 00:24:30.119 By the way, I don't water grass A serious question. 530 00:24:30.400 --> 00:24:35.240 Yeah, Kelly Mark, do you think that this catastrophe, this 531 00:24:35.319 --> 00:24:39.640 disaster is going to change any of the politics in 532 00:24:39.759 --> 00:24:41.319 California and Los Angeles. 533 00:24:41.359 --> 00:24:44.400 They're changing already. Just look at the difference in votes 534 00:24:44.519 --> 00:24:46.960 last time dot. But I think what it's going to 535 00:24:47.000 --> 00:24:49.680 do more than anything is drive people out of California. 536 00:24:49.799 --> 00:24:52.880 I mean, look at that picture right there. I mean, 537 00:24:52.920 --> 00:24:55.559 when you think of rebuilding, you go, oh my god. 538 00:24:55.799 --> 00:24:58.000 I mean, it makes the Boulder fire look small. 539 00:24:58.119 --> 00:25:00.359 Well, and the other thing that you guys have to take. 540 00:25:00.200 --> 00:25:02.079 It and there's a ton of people, do you guys 541 00:25:02.119 --> 00:25:05.279 realize there is a ton of people not insured there. 542 00:25:05.519 --> 00:25:07.319 Most of them are going to be underinsured. 543 00:25:07.440 --> 00:25:10.839 Like Boulder, ninety five percent of the Boulder Rights were 544 00:25:10.960 --> 00:25:13.720 under insured. Listen to this, though, there's a lot of 545 00:25:13.759 --> 00:25:16.559 people there because they bought these homes years ago for 546 00:25:16.640 --> 00:25:19.759 one hundred hundred and fifty thousand bucks. Now they're valued 547 00:25:19.759 --> 00:25:23.359 at three million dollars, they simply can't afford the insurance. 548 00:25:23.599 --> 00:25:25.680 So a lot of people have zero insurance. 549 00:25:25.759 --> 00:25:28.200 Well, and also you have to remember that in California, 550 00:25:28.200 --> 00:25:32.079 you're obligated to carry earthquake insurance, which is very pricey, 551 00:25:32.119 --> 00:25:36.160 and so some people opt to drop fire insurance because 552 00:25:36.200 --> 00:25:37.480 they have to carry earthquake. 553 00:25:38.039 --> 00:25:39.720 It's going to be very sad for people. 554 00:25:39.759 --> 00:25:44.079 No, just wait Mark because in April and may just 555 00:25:44.119 --> 00:25:45.160 wait for the mudslides. 556 00:25:45.240 --> 00:25:47.920 Oh exactly. Oh, it's going to be unbelievable. 557 00:25:48.519 --> 00:25:51.039 That same thing happened up around our mountain house up 558 00:25:51.039 --> 00:25:54.279 in Deckers after the huge fire. What was at the 559 00:25:54.839 --> 00:25:58.519 Hayman After the Hayman fire, every house basically around us 560 00:25:58.519 --> 00:26:01.920 burned down. Our house is left standing. The value of 561 00:26:01.960 --> 00:26:04.839 it plummeted to next to nothing. And if you drive 562 00:26:04.960 --> 00:26:07.759 up there right now to West Creek still till this day, 563 00:26:08.440 --> 00:26:11.039 it's just burnout. I mean it's not burnout anymore, but 564 00:26:11.079 --> 00:26:14.960 there's no trees, there's nothing. And when the water started coming, 565 00:26:15.240 --> 00:26:17.039 the flooding started happening. 566 00:26:17.240 --> 00:26:19.720 I would love to see what Compass says about whether 567 00:26:19.799 --> 00:26:23.000 or not insurance company is going to go bankrupt and 568 00:26:23.000 --> 00:26:26.359 if the government's going to step in and beil them out. 569 00:26:26.400 --> 00:26:28.880 You know what, that's not a bad idea, doc, because 570 00:26:28.960 --> 00:26:32.599 I think most of these companies. Let's take Safec plus, 571 00:26:32.599 --> 00:26:35.400 I heard a ton pulled out of California. I don't 572 00:26:35.440 --> 00:26:38.039 even know how an insurance company would even operate in 573 00:26:38.039 --> 00:26:41.400 California anymore. The loss is crazy. And what happens is 574 00:26:42.039 --> 00:26:45.000 us we end up paying for that and the rest 575 00:26:45.000 --> 00:26:47.240 of the country. Now we have our own issues with 576 00:26:47.359 --> 00:26:51.319 hal and fires, but really the entire country. Think of 577 00:26:51.359 --> 00:26:54.599 a place like Oklahoma that really doesn't have fires, or 578 00:26:54.640 --> 00:26:55.960 think of a place I don't know what. 579 00:26:56.000 --> 00:26:58.480 State does in Oklahoma's a lot of tornadoes. 580 00:26:58.559 --> 00:27:02.319 They have tornadoes, But make up a state. Take Ohio, Ohio, 581 00:27:02.720 --> 00:27:05.799 that's a great one. They basically end up paying for 582 00:27:05.839 --> 00:27:08.559 all these other states because they tried to spread out 583 00:27:08.559 --> 00:27:10.640 the cost. But I think a lot of people like 584 00:27:10.720 --> 00:27:14.599 Safeco State Farm all State are reinsured with someone like 585 00:27:14.839 --> 00:27:17.319 what is it Lloyd's of London. So, but that is 586 00:27:17.319 --> 00:27:19.559 a great question. We'll do that later. 587 00:27:19.319 --> 00:27:22.079 On in the show. Kyle, what's going on with you? 588 00:27:22.200 --> 00:27:25.160 And then Carrie, I promise you're up next. 589 00:27:27.119 --> 00:27:30.200 Hey Kyle, Yes, what's going on? 590 00:27:30.319 --> 00:27:30.519 Man? 591 00:27:31.599 --> 00:27:35.720 Well? I uh, some time back in the nineties, I 592 00:27:35.880 --> 00:27:41.640 invested in a bitcoin deal, okay, And you know, I 593 00:27:41.680 --> 00:27:43.960 thought for sure it was a scam to start with, 594 00:27:44.279 --> 00:27:47.240 and I didn't really think much of it wasn't a 595 00:27:47.279 --> 00:27:52.240 lot of money. But I get started getting emails about 596 00:27:52.279 --> 00:27:53.119 six months ago. 597 00:27:53.519 --> 00:27:56.400 You know, I just want to stop you for one second. 598 00:27:56.680 --> 00:27:58.319 I'm going to take this break, but I want you 599 00:27:58.400 --> 00:28:01.240 to think about something erring the break and I'll come 600 00:28:01.319 --> 00:28:01.839 right back to you. 601 00:28:01.920 --> 00:28:04.359 All right, okay, sure, all right. 602 00:28:04.279 --> 00:28:06.200 So here's what I want you to think about. Though 603 00:28:06.839 --> 00:28:10.200 bitcoin was founded in two thousand and nine, so I'm 604 00:28:10.200 --> 00:28:13.319 not quite sure what we're talking about in the nineties. 605 00:28:13.400 --> 00:28:15.640 Maybe you got the dates wrong, but let's figure that 606 00:28:15.720 --> 00:28:16.279 out first. 607 00:28:21.200 --> 00:28:24.480 Go with a sure thing Denver's Best roofer Excel Roofing 608 00:28:24.559 --> 00:28:27.240 dot com. You don't pay a cent until you're content. 609 00:28:30.599 --> 00:28:33.720 Time for an insurance check up free, no obligation. In comparison, 610 00:28:33.920 --> 00:28:37.480 call Compass Insurance paying too much your coverage at dozens 611 00:28:37.480 --> 00:28:40.200 of insurance companies find out now three oh three, seven 612 00:28:40.200 --> 00:28:42.559 to seven to one help. You'll think you're his only 613 00:28:42.680 --> 00:28:45.079 customer when you choose Frank Durand the real estate Man 614 00:28:45.200 --> 00:28:48.640 dot com to list your home with Remax Alliance three 615 00:28:48.640 --> 00:28:50.759 oh three nine two zero sixteen twenty two. 616 00:28:53.640 --> 00:28:55.920 All right, three oh three seven one three eight two 617 00:28:55.960 --> 00:28:58.319 five five three oh three Martino. By the way, Frank 618 00:28:58.400 --> 00:29:01.799 Duran the real estate Man. You want the best realtor 619 00:29:01.839 --> 00:29:03.960 out there in Denver, Metro or the front Range. You 620 00:29:04.000 --> 00:29:06.759 got to check him out. He sells more homes you 621 00:29:06.759 --> 00:29:09.000 can find this it's an easy statu it's on MLS. 622 00:29:09.200 --> 00:29:12.680 He sells more homes listen to this in one month 623 00:29:13.119 --> 00:29:16.920 than most realtors sell in over a year. And he 624 00:29:17.000 --> 00:29:18.680 does it for more money. He's going to make you 625 00:29:18.759 --> 00:29:20.839 more money on the house. And then if you're buying 626 00:29:20.839 --> 00:29:24.279 a house, man, can this guy negotiate? He negotiated with 627 00:29:24.400 --> 00:29:28.640 the guy we were buying our Frank townhouse from, and 628 00:29:28.880 --> 00:29:31.599 we got it down almost one hundred thousand dollars. Now 629 00:29:31.640 --> 00:29:34.440 this is years ago, but man, it was amazing. It 630 00:29:34.519 --> 00:29:37.680 was absolutely amazing. He's a great guy. Frank durand Homes 631 00:29:37.680 --> 00:29:41.440 dot com, Frank Duran Holmes dot com. Now we're going 632 00:29:41.480 --> 00:29:45.160 to go back to this gentleman that just called and 633 00:29:45.359 --> 00:29:48.920 he got some kind of scammed with bitcoin or maybe 634 00:29:49.000 --> 00:29:52.039 just crypto or something. But he said it was in 635 00:29:52.079 --> 00:29:55.720 the nineties, but bitcoin and stuff really came about. 636 00:29:57.160 --> 00:29:57.720 I just checked. 637 00:29:57.920 --> 00:30:00.920 Yeah, bitcoin didn't come out until you know, well into 638 00:30:00.960 --> 00:30:02.000 the two thousands. 639 00:30:02.119 --> 00:30:08.720 So what happened, Well, actually it come out around ninety 640 00:30:08.759 --> 00:30:11.759 seven was when it turned into bitcoin, but there was 641 00:30:12.359 --> 00:30:15.599 digital currencies well before that. 642 00:30:16.079 --> 00:30:18.839 Okay, Kyle, so what's the problem. Now, what happened? You 643 00:30:18.880 --> 00:30:21.279 got scammed? Twenty thirty years ago. 644 00:30:22.400 --> 00:30:28.440 Here's my biggest problem, Yeah, is that I keep I 645 00:30:28.480 --> 00:30:32.640 get email after email after email about how they're converting 646 00:30:32.759 --> 00:30:38.920 my bitcoins into US scholars and putting them in wallets somewhere, 647 00:30:39.440 --> 00:30:43.680 and I can't figure out and nobody can figure out 648 00:30:43.680 --> 00:30:47.680 how to access it. Access All I want to do 649 00:30:47.799 --> 00:30:51.559 is get my funds and get them pulled out of there. 650 00:30:51.759 --> 00:30:54.480 Well, where are your funds held? What kind of wallet 651 00:30:54.480 --> 00:30:56.240 do you have? Where are your funds? 652 00:30:56.440 --> 00:31:01.079 Well, I'm in bitcoin, and I don't even know what 653 00:31:01.119 --> 00:31:01.680 that means. 654 00:31:01.720 --> 00:31:04.119 You're in bitcoin, but where's the bitcoin sitting? 655 00:31:06.240 --> 00:31:06.799 Well? 656 00:31:07.160 --> 00:31:10.240 And it's a company called Buyinance. 657 00:31:10.720 --> 00:31:13.720 Okay, And when you call them up, what do they say? 658 00:31:13.960 --> 00:31:17.119 There's a blockchain that. 659 00:31:17.519 --> 00:31:19.640 I want you to send. Can you send me some 660 00:31:19.680 --> 00:31:21.319 of these emails that you're getting? 661 00:31:22.559 --> 00:31:23.079 I can't. 662 00:31:23.400 --> 00:31:25.599 Yeah, I'd like to see one so I can get 663 00:31:26.279 --> 00:31:28.640 at least a little bit of understanding. 664 00:31:28.039 --> 00:31:32.000 Finance that company that that kid got arrested for. Is 665 00:31:32.079 --> 00:31:33.839 finance still a viable company? 666 00:31:34.000 --> 00:31:36.759 I have no clue. I have no clue. 667 00:31:36.799 --> 00:31:39.640 I mean, Kyle, basically, you're saying you can't get to 668 00:31:39.680 --> 00:31:45.519 your currency, your crypto, right right? Okay? But when you 669 00:31:45.640 --> 00:31:48.359 first got it, this is so important. When you first 670 00:31:48.400 --> 00:31:50.920 got it, how did you get it? Did you get 671 00:31:50.960 --> 00:31:51.359 it through? 672 00:31:51.680 --> 00:31:53.519 What wallet? Where did you get it? 673 00:31:53.720 --> 00:31:56.359 And if we're going back to the nineteen nineties, I'm 674 00:31:56.400 --> 00:31:59.240 still going to say I have no idea how that's possible. 675 00:32:00.200 --> 00:32:08.000 Well, I somehow and it was a coworker, Yeah, mother was. 676 00:32:09.920 --> 00:32:13.079 His mother was selling you bitcoin in nineteen ninety something. 677 00:32:13.319 --> 00:32:15.200 I want to see the emails. 678 00:32:15.240 --> 00:32:17.079 I can't. I can't go any further till I see 679 00:32:17.119 --> 00:32:20.559 the emails. So Kelly, pickup where pick up line two 680 00:32:20.960 --> 00:32:23.440 with Kyle real quick, give me a favor and get 681 00:32:23.440 --> 00:32:26.319 that information while I'm looking right now, I'm waiting for 682 00:32:26.359 --> 00:32:27.079 you to pick up. 683 00:32:27.319 --> 00:32:29.799 Please pick up right now, and there's there, Thank you. 684 00:32:29.880 --> 00:32:30.079 Now. 685 00:32:30.119 --> 00:32:32.279 He can't hear me. My god, do you guys think 686 00:32:32.279 --> 00:32:35.440 he's drunk? Holy crap, I've never heard anybody's slurts so 687 00:32:35.519 --> 00:32:39.000 bad in Bitcoin didn't come around till oh nine or 688 00:32:39.039 --> 00:32:39.920 twenty ten. 689 00:32:40.240 --> 00:32:41.880 I don't even know what he's talking about. 690 00:32:42.039 --> 00:32:44.960 If anybody listening couldn't make sense of that, I'd love 691 00:32:45.039 --> 00:32:47.720 to hear from you. It's like, hey, man, in nineteen 692 00:32:47.799 --> 00:32:51.359 eighty seven, you know, I was like buying my first 693 00:32:51.400 --> 00:32:56.960 Dell computer, It's like, what, Lord have mercy, Kyle. I 694 00:32:57.000 --> 00:33:00.039 think someone took you, man, I think someone robbed you 695 00:33:00.119 --> 00:33:04.160 of money thirty years ago. I don't even know what 696 00:33:04.240 --> 00:33:07.640 kind of wallet was there, even crypto wallets in the nineties. 697 00:33:07.799 --> 00:33:11.200 Can anybody help me with that? Maybe there was there. 698 00:33:11.119 --> 00:33:14.039 Was no blockchain, because that's what bitcoin was based upon. 699 00:33:14.440 --> 00:33:17.359 If bitcoin came out basically in two thousand and nine 700 00:33:17.440 --> 00:33:18.039 or ten. 701 00:33:18.000 --> 00:33:20.440 July twenty ten it was launched. 702 00:33:20.160 --> 00:33:23.720 And he's in the nineties. That's it's remarkable, Carrie. What's 703 00:33:23.759 --> 00:33:25.599 going on with you? Let's get this started. 704 00:33:26.599 --> 00:33:27.279 Hi, how are you? 705 00:33:27.480 --> 00:33:28.680 I'm doing great? How are you? 706 00:33:29.519 --> 00:33:30.400 I'm doing wonderful? 707 00:33:31.160 --> 00:33:31.799 What's shaking? 708 00:33:33.279 --> 00:33:37.400 So this whole thing started back in April. I'm a 709 00:33:37.440 --> 00:33:40.720 single mom and a single grandmother raising grand babies. 710 00:33:40.759 --> 00:33:43.880 Oh bless your heart, brought to my kids. 711 00:33:43.880 --> 00:33:46.680 Boss of my grandkids are disabled, so I rely on 712 00:33:46.720 --> 00:33:47.640 my car for everything. 713 00:33:47.839 --> 00:33:50.680 And just out of curiosity to kind of understand a 714 00:33:50.680 --> 00:33:53.440 little more, why did you end up with the grandkids? 715 00:33:55.200 --> 00:33:59.880 My daughter has entercranial hypertension and they are unable to 716 00:34:00.039 --> 00:34:02.119 control it due to her Type one diabetes. 717 00:34:02.160 --> 00:34:04.799 Okay, I got you, she's. 718 00:34:04.599 --> 00:34:09.719 There, But I just I handle everything for them, because yeah, 719 00:34:09.800 --> 00:34:11.239 she's just going through a lot right now. 720 00:34:11.239 --> 00:34:13.039 So what's the issue with the mechanic. 721 00:34:14.360 --> 00:34:17.639 So with that being said, like I'm on disability, I 722 00:34:17.800 --> 00:34:20.760 was working at the time, and I relied on my car. 723 00:34:21.119 --> 00:34:23.519 I got you. I got a good picture of what's 724 00:34:23.559 --> 00:34:26.079 going on in the family. So but what what did 725 00:34:26.079 --> 00:34:28.199 the mechanic do? Because we got to go to break 726 00:34:28.320 --> 00:34:30.639 like in just a second, I'll of course come back 727 00:34:30.679 --> 00:34:32.679 to you. First, I took. 728 00:34:32.440 --> 00:34:34.920 My car to this guy who showed me a certification 729 00:34:35.199 --> 00:34:38.119 and whatever. Took it to this guy. He was highly 730 00:34:38.199 --> 00:34:40.039 recommended by people in the community. 731 00:34:40.159 --> 00:34:42.639 With some people, what did you take it to them for? 732 00:34:42.960 --> 00:34:44.159 What was the car doing? 733 00:34:45.360 --> 00:34:45.480 Oh? 734 00:34:45.760 --> 00:34:46.840 Said, there's need to changing. 735 00:34:47.079 --> 00:34:49.440 Okay, hold on a second, now, I've got somewhat of 736 00:34:49.440 --> 00:34:52.880 an understanding. She brought it to this mechanic. He showed 737 00:34:52.880 --> 00:34:55.199 her some kind of piece of paper. A lot more 738 00:34:55.239 --> 00:34:58.360 coming up. Hold tight, everybody, three oh three seven, one 739 00:34:58.440 --> 00:35:01.239 three A two five five April. You'll be up next. 740 00:35:01.360 --> 00:35:04.119 He's got a problem with an auto repair shop as well. 741 00:35:06.239 --> 00:35:09.480 Go with a sure thing Denver's Best roofer Excel roofing 742 00:35:09.599 --> 00:35:10.159 dot com. 743 00:35:10.199 --> 00:35:12.239 You don't pay a cent until you're content. 744 00:35:15.599 --> 00:35:18.800 Time for an insurance check up free, no obligation comparison 745 00:35:18.920 --> 00:35:22.480 call Compass Insurance. Pay too much your coverage at dozens 746 00:35:22.519 --> 00:35:25.239 of insurance companies. Find out now three oh three seven 747 00:35:25.320 --> 00:35:28.159 seven to one help. You'll think you're his only customer 748 00:35:28.199 --> 00:35:30.440 when you choose Frank durand the real estate Man dot 749 00:35:30.480 --> 00:35:33.800 com to list your home with Remax Alliance three oh 750 00:35:33.840 --> 00:35:35.960 three nine two zero sixteen twenty two. 751 00:35:41.360 --> 00:35:50.000 Ripped news you need so you don't have run anxious 752 00:35:50.079 --> 00:35:51.320 as can. 753 00:35:52.559 --> 00:35:53.880 Shooter's gonna help. 754 00:35:54.159 --> 00:35:56.920 Come man, this is. 755 00:35:56.880 --> 00:36:01.239 The Troubleshooter Show. Now, Tom Martin, welcome. 756 00:36:00.920 --> 00:36:02.840 My friends to the only show of it's kind of. 757 00:36:02.840 --> 00:36:06.400 We're here to solve problems, answer questions, take complaints, try 758 00:36:06.440 --> 00:36:08.639 to make your life just a little bit better. If 759 00:36:08.679 --> 00:36:10.559 you have any issues, we want to hear from you 760 00:36:10.679 --> 00:36:13.639 right now. I got two lines open three zero three Martino, 761 00:36:13.840 --> 00:36:18.239 three three Martino, and please tell your friends that number. 762 00:36:18.440 --> 00:36:21.320 Anybody that you know that needs help, you're out there, 763 00:36:21.480 --> 00:36:24.519 maybe shoveling today and you find out that your neighbor 764 00:36:24.559 --> 00:36:26.960 has a problem with a roofer or something along that 765 00:36:27.079 --> 00:36:30.719 three oh three Martino, or of course help at troubleshooter 766 00:36:30.840 --> 00:36:31.239 dot com. 767 00:36:31.280 --> 00:36:33.440 Now we have a lot of tack walls, shoveling. 768 00:36:33.480 --> 00:36:36.480 Don't call us, don't called nine one one, Thank you, 769 00:36:36.559 --> 00:36:39.920 Doc help it troubleshooter dot com. Now let's see who 770 00:36:40.000 --> 00:36:42.440 we got here. We have an issue with a mechanic. 771 00:36:42.480 --> 00:36:44.599 We're going to go back to Carry we started with 772 00:36:44.639 --> 00:36:48.559 our last hour. I don't know how you found this mechanic, 773 00:36:48.880 --> 00:36:51.480 but it doesn't sound like it was a shop carry. 774 00:36:51.679 --> 00:36:54.079 It sounds like it was a shade tree kind of thing. 775 00:36:55.239 --> 00:36:55.440 Yeah. 776 00:36:55.519 --> 00:36:57.639 I mean he has a nice garage and you know, 777 00:36:57.760 --> 00:36:59.119 nice tools and everything. 778 00:36:58.800 --> 00:37:01.960 So it's in his house. Okay, So you went over 779 00:37:02.039 --> 00:37:03.880 to him, and why did you go there? I know 780 00:37:03.960 --> 00:37:06.400 you said to replace O two sensors, but how did 781 00:37:06.440 --> 00:37:07.159 you even know that? 782 00:37:08.840 --> 00:37:12.159 He advertises on Facebook, He advertises on many platforms. 783 00:37:12.199 --> 00:37:14.159 Yeah, but why did you go over to see him? 784 00:37:15.599 --> 00:37:17.199 I went and dropped my truck off. He was going 785 00:37:17.280 --> 00:37:18.920 to change the two sensors for me. 786 00:37:19.000 --> 00:37:21.519 Okay, Carry, you're not let me. I'm not saying it right, 787 00:37:21.559 --> 00:37:24.199 so I'm gonna say it this way. Okay, Why or 788 00:37:24.360 --> 00:37:28.360 how did you know or think you needed O two sensors? 789 00:37:29.280 --> 00:37:29.480 Oh? 790 00:37:30.079 --> 00:37:34.480 At A code reader was used on my truck and 791 00:37:34.760 --> 00:37:37.960 it was telling me that my driver's side two censor 792 00:37:38.039 --> 00:37:38.519 was failing. 793 00:37:38.639 --> 00:37:42.800 Okay. Generally I'll get shared in auto tech on if needed. 794 00:37:42.840 --> 00:37:45.920 But generally by looking at the code is not going 795 00:37:46.000 --> 00:37:48.920 to tell you it's gonna it's gonna say, hey, the 796 00:37:49.000 --> 00:37:53.800 O two sensor, hold on, okay, it's gonna say the 797 00:37:53.880 --> 00:37:58.119 O two sensor is reading high or low or not 798 00:37:58.320 --> 00:38:01.360 reading at all. But all right, go ahead, Kerry. I'm 799 00:38:01.360 --> 00:38:02.760 sure you know what's going on. Go ahead. 800 00:38:03.840 --> 00:38:06.320 So I dropped my truck off so that you can 801 00:38:06.360 --> 00:38:07.320 do a work on my truck. 802 00:38:07.559 --> 00:38:09.360 So you went over there and said, hey, I want 803 00:38:09.400 --> 00:38:10.280 O two sensors. 804 00:38:10.360 --> 00:38:14.280 Right, oh yeah, no, I've BOUGHTOMED two sensors ahead of time. 805 00:38:14.360 --> 00:38:16.679 Okay, but you so you brought I get it. But 806 00:38:16.800 --> 00:38:19.159 you went over there and said, here's the O two sensors. 807 00:38:19.159 --> 00:38:23.280 I want you to install them. Correct, okay, So what 808 00:38:23.400 --> 00:38:24.519 happened You dropped it off? 809 00:38:25.400 --> 00:38:25.679 Yep. 810 00:38:26.679 --> 00:38:29.679 So he called me back that afternoon because I kept 811 00:38:29.679 --> 00:38:31.280 bugging him. I was wonder why it was so late, 812 00:38:31.840 --> 00:38:33.639 and it was like, you can come pick it up 813 00:38:33.679 --> 00:38:35.760 now I'm done. And so when I pick it up, 814 00:38:35.760 --> 00:38:38.079 I crank up my car and it sounds like an 815 00:38:38.079 --> 00:38:42.360 eighteen wheeler. It sounds like a diesel truck running. It's loud, 816 00:38:42.519 --> 00:38:45.920 it's obnoxious. It was skipping trying to get it out 817 00:38:45.920 --> 00:38:48.599 of his driveway, and I was like, what is going on? 818 00:38:48.639 --> 00:38:51.320 And it wasn't doing anything like that prior, because you 819 00:38:51.360 --> 00:38:52.920 did say it was acting up. 820 00:38:53.760 --> 00:38:56.000 Right, Well, it was just it was you could tell 821 00:38:56.039 --> 00:38:58.119 it was something to do like a the O two sensor. 822 00:38:58.119 --> 00:38:59.559 It was kind of skipping a little bit. 823 00:38:59.760 --> 00:39:02.440 Okay, I don't understand. This was not right. 824 00:39:02.519 --> 00:39:06.519 It sounded like my catalytic converter was gone. It was 825 00:39:06.599 --> 00:39:09.440 blowing hard. So I got it to the end of 826 00:39:09.480 --> 00:39:12.760 the road and like I called his best friend that 827 00:39:12.880 --> 00:39:15.599 told me, oh, meet me somewhere. Let me see what 828 00:39:15.599 --> 00:39:18.280 he did to your truck. He opens up the hood. 829 00:39:18.719 --> 00:39:21.360 He has spliced into the wiring harness and tried to 830 00:39:21.360 --> 00:39:26.719 bypass the O two sensors. And then he welded a 831 00:39:26.840 --> 00:39:31.920 hole in my catalytic converter trying to get out a 832 00:39:32.039 --> 00:39:36.920 c's O two sensor. And that's what was wrong with 833 00:39:36.920 --> 00:39:40.079 my truck. The catalytic converter was not connected anymore from 834 00:39:40.079 --> 00:39:43.320 where he did that damage. My wiring harness had been 835 00:39:43.639 --> 00:39:47.559 had been cut into multiple times trying to bypass the 836 00:39:47.599 --> 00:39:49.519 O two sensors and. 837 00:39:49.519 --> 00:39:52.000 Uh, Carrie, did you get it fixed after this? 838 00:39:52.440 --> 00:39:52.840 I did? 839 00:39:53.000 --> 00:39:53.480 I took it. 840 00:39:54.039 --> 00:39:56.480 Christian brothers found out what happened to me because I 841 00:39:56.519 --> 00:39:59.480 plastered it all over Facebook and found that they were 842 00:39:59.480 --> 00:40:03.519 like ten or twelve other victims that were elderly disabled or. 843 00:40:03.599 --> 00:40:05.599 What did I'm just I want to get back to 844 00:40:05.679 --> 00:40:08.599 the car real quick though, and your your circumstance, not 845 00:40:08.639 --> 00:40:11.639 all these other people. But what did they say exactly? 846 00:40:11.920 --> 00:40:14.679 How did they fix it? Did they do anything? Replace 847 00:40:14.719 --> 00:40:16.840 a wiring harness? I mean, what did they do? 848 00:40:18.000 --> 00:40:20.920 They did? They repaired the wiring harness. They had to 849 00:40:21.000 --> 00:40:22.679 order me a new catalytic converter. 850 00:40:25.239 --> 00:40:28.320 Sorry, they had to order so you probably Is it 851 00:40:28.840 --> 00:40:32.119 fair to say you needed a catalytic converter from the beginning. 852 00:40:33.079 --> 00:40:35.960 No, no, they said that it was my other one 853 00:40:36.000 --> 00:40:37.800 is fine, I have two. 854 00:40:38.519 --> 00:40:39.920 So and there was something wrong with. 855 00:40:39.920 --> 00:40:42.960 The catalytic converter. It's where he broke the O two. 856 00:40:42.800 --> 00:40:44.760 Sensor trying to get it out. 857 00:40:45.280 --> 00:40:48.119 Yep, yep, and it damaged the catalytic converter. 858 00:40:49.159 --> 00:40:51.119 I got you. And then so they did a new 859 00:40:51.159 --> 00:40:53.440 cat They did the new O two sensor, and then 860 00:40:53.480 --> 00:40:56.280 they hooked it back up by, you know, putting the 861 00:40:56.320 --> 00:40:59.360 wires back together for lack of a better word, right, 862 00:40:59.440 --> 00:41:00.119 and now it were. 863 00:41:00.039 --> 00:41:03.960 It's fine, No, and now I'm having problems with the wiring, 864 00:41:04.159 --> 00:41:06.239 like I'm about to put it back in the shop 865 00:41:06.280 --> 00:41:10.639 because my front glower quit working and was traced to 866 00:41:10.639 --> 00:41:11.880 be an electrical problem. 867 00:41:11.920 --> 00:41:14.320 So when you called this guy up, what's this guy's name, 868 00:41:14.360 --> 00:41:18.960 by the way, this original technician, Oh. 869 00:41:19.000 --> 00:41:22.000 His name is Andrew James Spiper, and I'm doctor to 870 00:41:22.039 --> 00:41:23.920 tell the business out there for him. But you can 871 00:41:23.960 --> 00:41:27.199 just google that name and you'll find out there's a 872 00:41:27.239 --> 00:41:30.800 lot going on, like he's an offender, a registered offender. 873 00:41:30.840 --> 00:41:33.039 Wait, wait, wait, hold on, give me his name again, 874 00:41:33.119 --> 00:41:34.039 Andrew George? 875 00:41:34.039 --> 00:41:36.440 What Andrew James? 876 00:41:36.639 --> 00:41:38.760 Yeah, how do you spell that? 877 00:41:39.599 --> 00:41:42.159 P F E I F E R. 878 00:41:42.800 --> 00:41:45.079 And then what is his shop's name? What is it? 879 00:41:46.880 --> 00:41:49.400 I don't I don't know what he calls it, honestly, 880 00:41:50.000 --> 00:41:51.159 Do you have a name phone number? 881 00:41:52.320 --> 00:41:52.400 No? 882 00:41:52.760 --> 00:41:55.840 He only contacts me through Messenger because the phone number 883 00:41:55.880 --> 00:41:59.000 I had for him he disconnected. He told me I 884 00:41:59.000 --> 00:42:01.159 was ruining his daughter's life by putting all of his 885 00:42:01.239 --> 00:42:04.920 business on Facebook. And I don't know what to tell him. 886 00:42:05.000 --> 00:42:07.920 I had I had to spend my grandson's street. 887 00:42:08.159 --> 00:42:09.599 Old this guy? How old is he? 888 00:42:10.199 --> 00:42:10.760 Thirty two? 889 00:42:11.760 --> 00:42:12.400 How much did it? 890 00:42:12.719 --> 00:42:14.920 Is this his mug shot right here? I know you 891 00:42:15.000 --> 00:42:15.679 can't see it. 892 00:42:16.519 --> 00:42:18.119 No, I'm telling you I already know what you're going 893 00:42:18.159 --> 00:42:19.679 to see when you find it, because I wish I 894 00:42:19.679 --> 00:42:20.519 would have googled. 895 00:42:20.280 --> 00:42:20.840 Him ahead of time. 896 00:42:21.039 --> 00:42:22.079 Is this his mugshot? 897 00:42:22.119 --> 00:42:22.280 Though? 898 00:42:22.360 --> 00:42:25.119 Is he kind of like, uh, he looks kind of young, 899 00:42:25.239 --> 00:42:29.159 kind of skinny guy. Yep, let me see what it says. 900 00:42:29.559 --> 00:42:33.320 This is from the Denver Police Department, Tay Carey. 901 00:42:33.880 --> 00:42:36.400 While walk is doing that. How much did it cost you? 902 00:42:36.440 --> 00:42:38.280 A Christian brothers? 903 00:42:38.920 --> 00:42:42.199 It was almost four thousand dollars and they gave me 904 00:42:42.280 --> 00:42:45.599 a discount out of their benevolence spine, So I ended 905 00:42:45.639 --> 00:42:48.440 up paying twenty eight hundred dollars to get my truck back. 906 00:42:49.760 --> 00:42:53.119 And since then I've had to come up to this 907 00:42:53.199 --> 00:42:56.599 courthouse that I'm sitting at right now about five times 908 00:42:56.639 --> 00:42:59.400 from long months to try to get all these papers 909 00:42:59.440 --> 00:43:00.400 taking care of How. 910 00:43:00.400 --> 00:43:02.400 Much did you spend with this fiffer guy? 911 00:43:04.079 --> 00:43:06.119 I didn't get him a damn dumb oh. 912 00:43:06.000 --> 00:43:08.840 So he okay, so I get at least he didn't 913 00:43:08.840 --> 00:43:10.880 really steal any of your money. I mean he screwed 914 00:43:10.960 --> 00:43:14.320 up your car big time. Oh no, yeah, but I 915 00:43:14.320 --> 00:43:16.599 would love to call him. Listen to this, everybody. This 916 00:43:16.679 --> 00:43:19.800 is This is from twenty sixteen. He was twenty three 917 00:43:19.840 --> 00:43:22.840 years old at the time. Friends, can you help us 918 00:43:22.880 --> 00:43:27.360 locate Andrew Pfeiffer. Fifer is wanted for assault, criminal mischief, 919 00:43:27.440 --> 00:43:30.599 driving under restraint. He's a twenty three year old white 920 00:43:30.639 --> 00:43:34.480 male born on October eighth, nineteen ninety two, six feet tall, 921 00:43:34.519 --> 00:43:37.599 one hundred and seventy five pounds, brown hair, brown eyes. 922 00:43:37.719 --> 00:43:38.480 Is that this guy? 923 00:43:39.320 --> 00:43:40.400 Yep, that's him. 924 00:43:40.440 --> 00:43:43.559 Man, this is eight years ago and he's still up 925 00:43:43.599 --> 00:43:43.880 to it. 926 00:43:44.039 --> 00:43:46.239 The problem is if we had a phone number for him, 927 00:43:46.239 --> 00:43:48.199 I try to reach out to him and. 928 00:43:48.519 --> 00:43:50.400 You know, try to get his side of the story. 929 00:43:50.440 --> 00:43:53.719 But I mean, my goodness, I think us just warning 930 00:43:53.760 --> 00:43:56.119 people to stay away. What area is he in? 931 00:43:57.159 --> 00:43:59.119 He is in Lomont And you you. 932 00:43:59.159 --> 00:44:03.199 Said something about like he's a predator or something. 933 00:44:03.239 --> 00:44:05.119 What did you say along those lines? 934 00:44:05.639 --> 00:44:06.320 You can look that. 935 00:44:06.360 --> 00:44:09.719 Up too on the Colorado six Registry or he's on there. 936 00:44:10.719 --> 00:44:11.039 Yes. 937 00:44:11.239 --> 00:44:13.159 From twenty sixteen. 938 00:44:13.159 --> 00:44:14.880 God Bless taken. 939 00:44:14.679 --> 00:44:19.480 Advantage of a minor or someone who has incapacitated. He 940 00:44:19.559 --> 00:44:21.920 did five years in prison, he told me this. Now 941 00:44:22.559 --> 00:44:25.079 he did five and a half years in prison, and 942 00:44:25.119 --> 00:44:27.440 now he wants to just leave it alone. And I'm 943 00:44:27.519 --> 00:44:30.239 ruining his baby daughter's life. He just had a new baby. 944 00:44:30.880 --> 00:44:33.119 God, I wish we had a way to have people 945 00:44:33.840 --> 00:44:36.760 just know more about this guy. He's advertising. That's the 946 00:44:36.840 --> 00:44:41.119 problem using like next door or Facebook. I mean, you 947 00:44:41.199 --> 00:44:43.239 never know who you're dealing with. Mark. 948 00:44:43.280 --> 00:44:46.559 This is a perfect thing for small claims because even 949 00:44:46.599 --> 00:44:49.159 though you should well let me finished, you probably don't 950 00:44:49.159 --> 00:44:51.559 have any money. Yeah, but she can go in and 951 00:44:51.639 --> 00:44:53.199 take his tools, and. 952 00:44:53.239 --> 00:44:55.519 That would be I mean, this guy's gonna have vent 953 00:44:55.639 --> 00:44:59.159 him from doing this. I wouldn't throw I wouldn't throw 954 00:44:59.199 --> 00:45:02.000 the fifty five. The chances of this guy showing up 955 00:45:02.039 --> 00:45:03.519 for court, you'd get the judgment. 956 00:45:03.760 --> 00:45:04.079 You get that. 957 00:45:04.320 --> 00:45:06.400 Yeah, I already did that and he didn't show Did 958 00:45:06.400 --> 00:45:07.199 you get the judgment? 959 00:45:08.159 --> 00:45:09.239 Yep, I got the judgment. 960 00:45:09.280 --> 00:45:10.079 He didn't show up. 961 00:45:10.199 --> 00:45:12.599 What did you take go there with a cop and 962 00:45:12.639 --> 00:45:13.320 take his tool? 963 00:45:13.440 --> 00:45:15.400 Doesn't you got to do a lot more doctor to 964 00:45:15.440 --> 00:45:17.440 get Oh my god, you got to do so much 965 00:45:17.519 --> 00:45:20.000 to get there. And honestly, if they're a trade tool, 966 00:45:20.440 --> 00:45:23.800 I'm not even sure how that works. I just don't 967 00:45:23.880 --> 00:45:24.880 know start bikes. 968 00:45:25.519 --> 00:45:27.320 I do know for a fact he's got six stirt 969 00:45:27.360 --> 00:45:28.480 bikes that he owns. 970 00:45:28.880 --> 00:45:30.800 Hey, let's do this. I would like to know this, 971 00:45:30.920 --> 00:45:34.199 so you have the judgment right now, right yep, Hey, 972 00:45:34.280 --> 00:45:37.360 let's get I want to ask Frank Ball something. Hold on, 973 00:45:37.480 --> 00:45:40.920 I want to ask an attorney literally about what Doc's saying. 974 00:45:41.000 --> 00:45:43.320 I would like to know what hoops you got to 975 00:45:43.360 --> 00:45:46.239 go through if you got a judgment and the guy 976 00:45:46.360 --> 00:45:51.239 simply isn't paying, isn't doing anything. Did you serve interrogatories 977 00:45:51.280 --> 00:45:52.360 at any point? 978 00:45:53.039 --> 00:45:55.800 That's what I'm doing today because I have found out 979 00:45:55.840 --> 00:45:57.239 to tell me where he worked. 980 00:45:57.599 --> 00:45:58.360 Where does he work? 981 00:45:59.159 --> 00:46:02.719 He works at K Metal Metal Fabrication. 982 00:46:03.920 --> 00:46:05.719 I wonder if they know what a deadbeat day have 983 00:46:05.840 --> 00:46:08.239 working for him, you know what, he's making people's lives 984 00:46:08.280 --> 00:46:11.320 like yours miserable. I wonder if that place knows what 985 00:46:11.480 --> 00:46:13.239 kind of place you're working. I mean, i'd hate to 986 00:46:13.440 --> 00:46:15.760 they didn't do anything wrong. I mean, I have no 987 00:46:15.800 --> 00:46:18.599 problem with them, you know, hiring them, but I'm curious 988 00:46:18.639 --> 00:46:19.719 if we should warn them. 989 00:46:19.840 --> 00:46:20.920 What kind of scumbag? 990 00:46:20.960 --> 00:46:25.679 In my opinion, this guy, this guy is I mean, really, 991 00:46:25.760 --> 00:46:28.239 this guy, this guy, this guy is ruined a lot 992 00:46:28.280 --> 00:46:29.800 of people's lives. 993 00:46:30.280 --> 00:46:32.880 Regarding our caller, carry if he didn't take any money 994 00:46:32.920 --> 00:46:34.000 from her, what is she looking? 995 00:46:34.159 --> 00:46:36.159 He's ruined the car? How much did you have to 996 00:46:36.199 --> 00:46:40.199 spend for Christian Brothers? Hold on, let me I just 997 00:46:40.239 --> 00:46:42.239 want to bring Kevin in this, and Kelly, let's try 998 00:46:42.280 --> 00:46:43.920 to get Frank Ball. I'm gonna have to take a 999 00:46:43.920 --> 00:46:47.440 break right after Kevin though, Hey, Kevin, just out of curiosity. 1000 00:46:47.480 --> 00:46:49.280 When you have a code reader and you read that 1001 00:46:49.320 --> 00:46:52.280 it needs an O two censor, am I correct in saying? 1002 00:46:52.559 --> 00:46:55.119 That means here's an issue with the two censor. In 1003 00:46:55.119 --> 00:46:57.559 other words, could be a high reading, a low reading, 1004 00:46:57.679 --> 00:47:01.440 no reading. But it doesn't necessarily mean the two sensor 1005 00:47:01.760 --> 00:47:02.920 itself is bad. 1006 00:47:03.960 --> 00:47:05.159 No, it could be a ground. 1007 00:47:05.199 --> 00:47:06.679 It could be the heater circuit. 1008 00:47:06.440 --> 00:47:10.159 It'd be the cat right connector Oh yeah, absolutely. 1009 00:47:09.719 --> 00:47:12.119 Okay that was really the main question I had. But 1010 00:47:12.199 --> 00:47:16.039 this this took a totally different turn after talking to her. 1011 00:47:17.199 --> 00:47:19.320 I mean, this guy sounds like a total deadbeat. Do 1012 00:47:19.400 --> 00:47:22.599 you see cars show up at Sheridan Auto Tech where 1013 00:47:22.639 --> 00:47:25.239 these shade Tree ripoffs have just messed them up? 1014 00:47:25.320 --> 00:47:27.199 That's just it, And you know, they don't even rip 1015 00:47:27.239 --> 00:47:29.840 people off on purpose. Sometimes they just have no clue 1016 00:47:29.840 --> 00:47:30.440 what they're doing. 1017 00:47:30.559 --> 00:47:34.719 Oh my god, this guy costs twenty six dollars in damage. 1018 00:47:34.599 --> 00:47:36.960 Right, and if he couldn't get the auction sensor out, 1019 00:47:37.000 --> 00:47:39.760 she may have needed a cat anyway. Yeah, so that's 1020 00:47:39.840 --> 00:47:41.679 hard to say. Sometimes we get him, you just can't 1021 00:47:41.719 --> 00:47:45.239 get those OC sensors out. They can weld themselves in there. Yeah, 1022 00:47:45.400 --> 00:47:46.920 not often, but it does happen. 1023 00:47:47.119 --> 00:47:49.280 All right, Hey, Kevin, that's Kevin. He's the owner of 1024 00:47:49.280 --> 00:47:51.400 shared in Auto Tech. I appreciate you coming on for 1025 00:47:51.440 --> 00:47:53.320 that real quick. We're going to try to get Frank 1026 00:47:53.320 --> 00:47:55.880 baull U's a collection attorney, on to see what kind 1027 00:47:55.880 --> 00:47:57.320 of hoops she'd have to jump through. 1028 00:47:57.480 --> 00:47:59.760 This guy's not going to fill out interrogatories. 1029 00:48:00.079 --> 00:48:02.039 I mean, and if he does, he has nothing, it's 1030 00:48:02.039 --> 00:48:04.360 gonna say, list the property you have. Well, he doesn't 1031 00:48:04.360 --> 00:48:07.440 have any, it's gonna say, you know, it will ask 1032 00:48:07.480 --> 00:48:10.239 for employment. So it's possible they might be able to garnish, 1033 00:48:10.400 --> 00:48:12.559 but I would assume this guy's gonna have another job 1034 00:48:12.599 --> 00:48:15.719 within three weeks, and then it's gonna say list bank accounts. 1035 00:48:15.800 --> 00:48:18.760 I doubt he's got a bank account. I mean, this guy. 1036 00:48:19.320 --> 00:48:21.400 People got to watch out for this guy. I'm gonna 1037 00:48:21.440 --> 00:48:24.039 take this break, but I want I want someone's opinion 1038 00:48:24.079 --> 00:48:27.119 on something. I want a callers. I have one line open. Please, 1039 00:48:27.119 --> 00:48:30.039 someone out there listening to this situation that hurt it. 1040 00:48:30.639 --> 00:48:33.920 What do you think if I had one of our 1041 00:48:34.000 --> 00:48:37.480 deputies call up where he's working, just to make sure, 1042 00:48:38.119 --> 00:48:40.960 just to make sure they're No, they're dealing with a 1043 00:48:40.960 --> 00:48:45.119 apparently ill We'll make sure about this. They're dealing with 1044 00:48:45.159 --> 00:48:48.519 a sex somebody on the sex registry. They're dealing with 1045 00:48:48.559 --> 00:48:51.599 someone that apparently ripped his lady off for twenty six 1046 00:48:51.719 --> 00:48:54.599 hundred bucks. They're dealing with someone that back in two 1047 00:48:55.039 --> 00:48:59.320 thy sixteen had an assault charge, a criminal charge. I'd 1048 00:48:59.440 --> 00:49:01.360 like you know what, I got his birthday and everything 1049 00:49:01.440 --> 00:49:04.719 right here, Suzanne, Let's pull this guy's stats. I'd love 1050 00:49:04.760 --> 00:49:07.119 to pull this guy's stats. I'll give you the birthday 1051 00:49:07.119 --> 00:49:09.199 over break. Let's see what he's really been up to. 1052 00:49:09.320 --> 00:49:11.679 I would like to call KMG and see if he's 1053 00:49:11.679 --> 00:49:12.400 employed there. 1054 00:49:12.840 --> 00:49:14.239 That's the other thing. Is he lion? 1055 00:49:14.360 --> 00:49:17.159 I don't know, but she thinks he's employed there. But 1056 00:49:17.199 --> 00:49:19.679 hold on, I want to pull over break or very 1057 00:49:19.719 --> 00:49:22.079 shortly during this show. I want to see what this 1058 00:49:22.239 --> 00:49:23.079 cat's been up to. 1059 00:49:26.800 --> 00:49:30.079 Go with a sure thing Denver's Best roofer Excel Roofing 1060 00:49:30.199 --> 00:49:32.840 dot com. You don't pay a cent until you're content. 1061 00:49:36.199 --> 00:49:39.400 Time for an insurance checkup free, no obligation. In comparison, 1062 00:49:39.519 --> 00:49:43.079 call Compass Insurance paying too much your coverage at dozens 1063 00:49:43.079 --> 00:49:45.800 of insurance companies find out now three all three seven 1064 00:49:45.840 --> 00:49:46.400 to seven to one. 1065 00:49:46.519 --> 00:49:46.760 Help. 1066 00:49:46.920 --> 00:49:49.559 You'll think you're his only customer when you choose Frank 1067 00:49:49.639 --> 00:49:52.079 durand the real estate Man dot com to list your 1068 00:49:52.119 --> 00:49:55.239 home with Remax Alliance three oh three nine two zero 1069 00:49:55.400 --> 00:50:08.960 sixteen twenty two. 1070 00:50:10.480 --> 00:50:13.119 Carrie, you got ripped off by a pretty bad dude. 1071 00:50:13.320 --> 00:50:17.320 I mean this guy, this rap sheet is unbelievable. You're right, 1072 00:50:17.360 --> 00:50:19.840 he is a sex offender. In fact, he got in 1073 00:50:19.880 --> 00:50:23.280 trouble for not registering. Right, Susanne Suzanne run down a 1074 00:50:23.280 --> 00:50:24.039 few things on. 1075 00:50:24.039 --> 00:50:28.280 This guy, uh, domestic violence plug down. It looked like Mark. 1076 00:50:28.320 --> 00:50:29.880 I have a hard time with some of those forms 1077 00:50:29.920 --> 00:50:32.880 I'm reading. But yeah, he pled guilty to. 1078 00:50:33.280 --> 00:50:36.880 Yeah what what was? What are sexual assault guilty? 1079 00:50:37.679 --> 00:50:41.199 Failure to register as a sex offender guilty guilty? 1080 00:50:41.400 --> 00:50:41.760 Yeah? 1081 00:50:41.800 --> 00:50:42.320 So he's not. 1082 00:50:42.639 --> 00:50:44.920 And then the latest one was what it was, it 1083 00:50:44.960 --> 00:50:47.559 was five thousand dollars. 1084 00:50:47.920 --> 00:50:48.760 You plead on that. 1085 00:50:49.119 --> 00:50:52.119 It looked like he pled guilty to that man. Again, 1086 00:50:52.159 --> 00:50:54.760 those forms are hard for me to read, but that's what. 1087 00:50:54.679 --> 00:50:57.400 I was seeing. This is this guy's no good and 1088 00:50:57.440 --> 00:51:01.280 this guy's been doing this for a long time. Care right, 1089 00:51:01.960 --> 00:51:04.639 I get well. I hope everybody out there is listening. 1090 00:51:04.719 --> 00:51:07.119 When they go to Facebook and see a deal on 1091 00:51:07.199 --> 00:51:10.239 a mechanic or a roofer or something that that is 1092 00:51:10.360 --> 00:51:12.679 just crazy, just don't do it. First of all, go 1093 00:51:12.679 --> 00:51:15.480 to referral list dot com. That's the safest way. You 1094 00:51:15.559 --> 00:51:17.880 got a problem with one of our sponsors. At referral 1095 00:51:17.880 --> 00:51:20.840 list dot com, they've been background checked, they've signed her 1096 00:51:20.920 --> 00:51:22.679 code of ethics. And then on top of that, you 1097 00:51:22.679 --> 00:51:25.119 can call us right on the air and we'll go 1098 00:51:25.199 --> 00:51:27.719 after them. But we don't need to do that because 1099 00:51:27.719 --> 00:51:30.159 that doesn't happen. Well, I can't say it's never happened, 1100 00:51:30.159 --> 00:51:33.519 but that's how it works. So Carrie, I do want 1101 00:51:33.519 --> 00:51:35.079 to lock you in though, and I want you to. 1102 00:51:35.559 --> 00:51:37.880 I'm going to bring up Frank Ball. Hey, Frank Man, 1103 00:51:37.960 --> 00:51:39.519 how are you ben? Happy New Year, sir? 1104 00:51:40.159 --> 00:51:40.480 Happy? 1105 00:51:40.480 --> 00:51:41.800 New Year to you. 1106 00:51:41.800 --> 00:51:44.360 You know, I'm good. Well, I'm glad to hear that. Man, 1107 00:51:44.440 --> 00:51:49.159 this one is, this one's crazy. So basically, this mechanics. 1108 00:51:48.679 --> 00:51:49.400 Screwed her over. 1109 00:51:49.679 --> 00:51:51.840 But the question I have for you is, she's got 1110 00:51:51.840 --> 00:51:54.519 a judgment. She went to small claims and you have 1111 00:51:54.559 --> 00:51:56.800 a judgment for what, Carrie, twenty six hundred. 1112 00:51:57.679 --> 00:52:00.000 I have a judgement for twenty eight hundred. 1113 00:52:00.119 --> 00:52:02.800 He never showed up. It was a default judgment. How 1114 00:52:02.800 --> 00:52:07.599 long ago was that She's going to try to serve 1115 00:52:07.679 --> 00:52:13.400 him interrogatories? I think she said today, right, yes, but 1116 00:52:13.519 --> 00:52:16.079 I can already tell because of this guy's background. We 1117 00:52:16.159 --> 00:52:18.679 pulled a criminal record on him. I mean, I highly 1118 00:52:18.719 --> 00:52:21.679 doubt he's got a bank account. I highly doubt he's 1119 00:52:21.719 --> 00:52:24.480 got a house. In fact, I'll go out in the 1120 00:52:24.559 --> 00:52:27.400 Lemons says there's no way he owns property. And then 1121 00:52:28.639 --> 00:52:31.119 I just think he's I don't want to say judgment proof. 1122 00:52:31.360 --> 00:52:35.280 He does have tools of the trade for being a mechanic. 1123 00:52:35.320 --> 00:52:40.039 He's got some dirt bikes. You said, carry motorcycles. So, Frank, 1124 00:52:40.119 --> 00:52:44.400 my question for you, if someone has a judgment and 1125 00:52:45.079 --> 00:52:51.480 they they either in the interrogatories basically just have nothing. 1126 00:52:51.800 --> 00:52:54.679 Let's say he doesn't list stuff or doesn't fill him out. 1127 00:52:55.000 --> 00:52:58.159 How do you take that judgment and get a sheriff 1128 00:52:58.480 --> 00:53:00.559 to be able to go to wherever he's staying and 1129 00:53:00.559 --> 00:53:03.519 start taking his tools, taking his motorcycles. 1130 00:53:03.719 --> 00:53:05.840 How do you get to that point? 1131 00:53:07.159 --> 00:53:10.320 Well, I think it's one step at a time. First off, 1132 00:53:10.719 --> 00:53:18.360 in terms of serving the interrogatories. The pattern interrogatories, obviously 1133 00:53:18.400 --> 00:53:20.480 it has to be someone over the age of eighteen, 1134 00:53:20.559 --> 00:53:23.760 not a party to the action. So once those interrogatories 1135 00:53:23.800 --> 00:53:26.719 are served, that person has fourteen. 1136 00:53:26.400 --> 00:53:27.239 Days to answer. 1137 00:53:28.480 --> 00:53:31.400 You really want to go that route first, And let's 1138 00:53:31.400 --> 00:53:34.320 say they never answer, then what the next step is 1139 00:53:34.360 --> 00:53:36.880 to do a contempt citation and hand them at the court. 1140 00:53:37.000 --> 00:53:39.039 Yeah, you ask the judge, You say, hey, he had 1141 00:53:39.079 --> 00:53:42.000 thirty days or whatever the timeframe is to fill these out. 1142 00:53:42.239 --> 00:53:44.519 He didn't do it, Please hold them in contempt. 1143 00:53:44.679 --> 00:53:46.800 And in the perfect world, what they'll do is put 1144 00:53:46.800 --> 00:53:49.199 a bench warrant out and then if they pull them 1145 00:53:49.239 --> 00:53:51.559 over or do something else, or they have a really 1146 00:53:51.599 --> 00:53:53.280 slow day, they can go hook them right. 1147 00:53:54.280 --> 00:53:57.440 Well, yes and no. The yes part is he has 1148 00:53:57.480 --> 00:53:59.960 fourteen days to answer the questions. Let's say he doesn't 1149 00:54:00.079 --> 00:54:02.960 answer them at all. If he doesn't answer them at all. 1150 00:54:03.840 --> 00:54:07.760 You say these were not answered, you do a contempt citation. 1151 00:54:08.239 --> 00:54:11.039 There's forms that you can get, and then there's a 1152 00:54:11.119 --> 00:54:13.920 date certain I think it's sixty dollars that you have 1153 00:54:14.000 --> 00:54:16.039 to pay the click of the court, and then there's 1154 00:54:16.039 --> 00:54:18.239 a date certain that he has to come, and then 1155 00:54:18.280 --> 00:54:20.719 you have to serve him again with the contempt citation. 1156 00:54:21.320 --> 00:54:24.960 Let's say he just answers part of him. He answers no, no, no, 1157 00:54:24.960 --> 00:54:28.079 no no. After thirty seven and a half years of 1158 00:54:28.159 --> 00:54:31.800 practicing law, really, I think I saw one set of 1159 00:54:31.800 --> 00:54:34.480 interrogatories that are answered correctly. 1160 00:54:34.840 --> 00:54:36.239 They're never answered correctly. 1161 00:54:36.440 --> 00:54:38.880 They're answered correctly if you have a lawyer who knows 1162 00:54:38.880 --> 00:54:40.800 what they're doing and actually. 1163 00:54:41.119 --> 00:54:41.920 Does it correctly. 1164 00:54:42.320 --> 00:54:45.719 So then what you say is this number one isn't answered, 1165 00:54:45.800 --> 00:54:49.360 Number two isn't answered, Number three is incomplete. And typically 1166 00:54:49.360 --> 00:54:52.199 what happens is they never provide the documents. In the 1167 00:54:52.280 --> 00:54:56.000 pattern interrogatories, you have to provide four years of tax returns, 1168 00:54:56.000 --> 00:54:58.960 you have to provide bank statements. 1169 00:54:58.400 --> 00:55:00.159 And they don't do it. 1170 00:55:00.199 --> 00:55:01.639 And they don't do it, so you bring them in 1171 00:55:01.679 --> 00:55:02.639 on a contempt citation. 1172 00:55:03.000 --> 00:55:05.119 So well, hold on, Frank, I want to clarify something 1173 00:55:05.159 --> 00:55:07.920 So if someone puts no, no, no, no no, or 1174 00:55:07.960 --> 00:55:10.159 if they put I've got a bank account with seven 1175 00:55:10.199 --> 00:55:13.159 dollars in it, but they don't give the tax returns, 1176 00:55:13.199 --> 00:55:16.199 they don't give the bank statements, and it's not complete. 1177 00:55:16.280 --> 00:55:18.719 Like what you're saying, is that contemptible? 1178 00:55:19.639 --> 00:55:19.960 Yes? 1179 00:55:20.119 --> 00:55:21.039 Okay, perfect, Yes. 1180 00:55:21.360 --> 00:55:26.440 That's when you say I doubt the veracity of the 1181 00:55:26.519 --> 00:55:27.480 answer to this question. 1182 00:55:27.719 --> 00:55:30.480 Yeah, I got it. So let's go from there. So, 1183 00:55:30.519 --> 00:55:33.119 now the judge does the contempt to order, then what. 1184 00:55:34.519 --> 00:55:36.840 Then you serve the contempt and then and then they 1185 00:55:36.880 --> 00:55:39.840 either appear they don't appear, just like you were saying 1186 00:55:39.840 --> 00:55:42.159 a minute ago. If they don't appear, the court is 1187 00:55:42.199 --> 00:55:44.760 going to issue a warrant for his arrest, and you're 1188 00:55:44.800 --> 00:55:47.119 going to ask for a cash only bond, not a 1189 00:55:47.119 --> 00:55:50.360 PR bond, so that there's some skin in the game 1190 00:55:50.400 --> 00:55:53.800 by this person. Yeah, and then you send that to 1191 00:55:54.039 --> 00:55:57.159 the shriff, and god willing, they'll pick them up. It 1192 00:55:57.400 --> 00:56:01.880 really depends on, well, what jurisdiction it is. 1193 00:56:02.199 --> 00:56:04.000 Let me tell you what I dealt with and tell 1194 00:56:04.039 --> 00:56:06.519 me why it worked this way, and if it's possible 1195 00:56:06.679 --> 00:56:08.679 it would work this way. I went after a guy, 1196 00:56:08.760 --> 00:56:12.519 Jay Lopez, and we helped the woman. 1197 00:56:13.519 --> 00:56:16.440 I served the guy. I did everything you just said. 1198 00:56:16.679 --> 00:56:20.639 I served him the initial thing, then I served them interrogatories, 1199 00:56:20.679 --> 00:56:23.159 he didn't answer. Then I served them the contempt order. 1200 00:56:23.559 --> 00:56:26.039 And he did have a bench warrant put out for him. 1201 00:56:26.440 --> 00:56:30.719 He was doing some criminal mischief in Douglas County, and 1202 00:56:30.960 --> 00:56:32.800 I found out he had to be there in front 1203 00:56:32.840 --> 00:56:35.280 of the judge. So I went down there in front 1204 00:56:35.280 --> 00:56:38.400 of the judge and told the sheriff down there, they're 1205 00:56:38.400 --> 00:56:40.920 in the same building. I said, look, this guy right 1206 00:56:40.920 --> 00:56:43.320 here as a bench warrant in Denver. Why don't you 1207 00:56:43.320 --> 00:56:45.519 guys pick them up? And they weren't going to pick 1208 00:56:45.559 --> 00:56:47.639 them up. They were extra item or whatever you want 1209 00:56:47.639 --> 00:56:49.280 to call it. They weren't going to do it till 1210 00:56:49.280 --> 00:56:52.480 I got on the air and started telling everybody, Douglas 1211 00:56:52.519 --> 00:56:55.400 County's not doing anything. But long, long story short, they 1212 00:56:55.440 --> 00:56:58.599 did do something. He got brought down to Denver. The 1213 00:56:58.679 --> 00:57:01.639 bond was like thirty five hundred bucks or whatever the 1214 00:57:01.719 --> 00:57:05.800 judgment was for, but after fifteen days in the pokey, 1215 00:57:06.119 --> 00:57:08.519 the judge led them out. So he never ended up 1216 00:57:08.559 --> 00:57:11.159 paying this person. So does that happen a lot of 1217 00:57:11.199 --> 00:57:12.039 times as well? 1218 00:57:13.000 --> 00:57:17.119 Okay, two things first off, like I just said, depends 1219 00:57:17.159 --> 00:57:21.519 on the jurisdiction. Denver's backed up. I recently talked to 1220 00:57:21.559 --> 00:57:25.559 the sergeant in Denver and they're not picking anybody up. 1221 00:57:25.599 --> 00:57:31.519 They have too many felony the felonies that are violent 1222 00:57:31.599 --> 00:57:32.960 that they're going to do, and they're not going to 1223 00:57:33.039 --> 00:57:37.079 do anything. However, if you have a situation at Adams, 1224 00:57:37.079 --> 00:57:42.000 they will. Outlying counties they will. But so it really 1225 00:57:42.039 --> 00:57:44.360 depends where you are, I guess, and it's a matter 1226 00:57:44.440 --> 00:57:47.639 of what happens next. So the other thing is, so, 1227 00:57:47.800 --> 00:57:50.239 for example, let's say you have the five thousand dollars 1228 00:57:50.239 --> 00:57:54.079 cash only bond. That's what the judge said. The sheriffs 1229 00:57:54.079 --> 00:57:54.719 don't really give it. 1230 00:57:54.760 --> 00:57:56.440 Damn yeah, take it back. 1231 00:57:56.559 --> 00:57:57.079 Take it back. 1232 00:57:57.119 --> 00:57:59.280 I don't want to say anything negative, but sheriffs they're 1233 00:57:59.280 --> 00:58:01.960 too busy I guess violent criminals. 1234 00:58:02.039 --> 00:58:02.559 Yeah, I got you. 1235 00:58:02.719 --> 00:58:07.599 They're going to reduce it to a PR bond and 1236 00:58:07.639 --> 00:58:09.519 give them a date and let them out. 1237 00:58:09.760 --> 00:58:11.920 And then of course a guy like this probably won't 1238 00:58:11.920 --> 00:58:14.440 show again. I mean, he's a registered sex offender. They've 1239 00:58:14.480 --> 00:58:16.960 already got him for not registering. I mean, this guy, 1240 00:58:17.039 --> 00:58:19.119 to me just looks like the scum of the earth. 1241 00:58:20.119 --> 00:58:24.679 It's persistence. It's persistent. I bet built my career on persistence. 1242 00:58:24.880 --> 00:58:27.239 I bet you have a guy who chased somebody once 1243 00:58:27.280 --> 00:58:29.400 for when he was thirty seven to when he was 1244 00:58:29.440 --> 00:58:32.480 fifty eight and finally got him thousand dollars and I 1245 00:58:32.480 --> 00:58:35.559 got fifteen thousand dollars. Obviously, my client was very happy. 1246 00:58:35.840 --> 00:58:39.880 Think of that as a business owner forever, including now, 1247 00:58:40.440 --> 00:58:43.239 what's crazy about that? I'm thinking the economical side of 1248 00:58:43.280 --> 00:58:46.360 your business. I know, like personal injury attorneys. You know 1249 00:58:46.480 --> 00:58:50.599 generally they're collecting two years after the case. In your case, 1250 00:58:50.679 --> 00:58:54.000 your cash flow, Oh my god, there's times you have 1251 00:58:54.079 --> 00:58:56.960 to be like you just said, you're waiting twenty years 1252 00:58:56.960 --> 00:58:58.800 to get paid. Man, that's crazy. 1253 00:58:59.119 --> 00:58:59.559 Hey, friend. 1254 00:59:00.079 --> 00:59:02.480 Other thing that I want to make sure I explain 1255 00:59:02.639 --> 00:59:06.400 sure if they show up at the contempt citation, that's 1256 00:59:06.440 --> 00:59:09.000 where you work the deal. That's where you want to 1257 00:59:09.039 --> 00:59:11.800 do a stipulation that he's going to they he O 1258 00:59:11.920 --> 00:59:14.199 twenty eight hundred bucks, he's going to pay two hundred 1259 00:59:14.239 --> 00:59:15.480 dollars a month starting on. 1260 00:59:15.440 --> 00:59:17.559 This day whatever it is, full plus the interest. 1261 00:59:17.599 --> 00:59:20.599 But because that way, that way you can bring him 1262 00:59:20.599 --> 00:59:22.679 in at a later point in time for violating the 1263 00:59:22.760 --> 00:59:23.360 order of the court. 1264 00:59:23.440 --> 00:59:24.719 But this way, at. 1265 00:59:24.679 --> 00:59:28.480 Least if there's an agreement between the parties, sometimes that 1266 00:59:28.559 --> 00:59:31.880 makes a difference. He's committed to it, and he'll he'll 1267 00:59:31.880 --> 00:59:34.440 call and say, hey, I can't pay you two hundred dollars. 1268 00:59:34.559 --> 00:59:36.960 I can only pay you this much money, one hundred dollars, 1269 00:59:37.039 --> 00:59:39.119 and I'll pay you one hundred dollars in two weeks. 1270 00:59:39.159 --> 00:59:41.320 I mean, that way, you've got to fight and chance 1271 00:59:41.920 --> 00:59:45.679 to continue that opening that communication, whether the guy's that 1272 00:59:45.719 --> 00:59:46.519 scumback or not. 1273 00:59:47.039 --> 00:59:48.880 I mean, I've seen it, and you might get something. 1274 00:59:49.719 --> 00:59:51.679 You bet something is better than nothing. 1275 00:59:51.760 --> 00:59:54.679 Let me circle. I want to circle back to my question. 1276 00:59:54.840 --> 00:59:57.159 Go ahead, how do you go about if he has 1277 00:59:57.199 --> 00:59:59.119 no money taking his tools? 1278 00:59:59.199 --> 01:00:02.199 Because exactly what I want to do is circle back 1279 01:00:02.239 --> 01:00:05.280 to that, Frank. So let's say this guy follows the 1280 01:00:05.320 --> 01:00:08.440 same pattern. He generally doesn't doesn't show up for anything. 1281 01:00:08.760 --> 01:00:11.679 How do you finally get to the point or is 1282 01:00:11.719 --> 01:00:14.199 that just a fallacy? In other words, it's like a myth. 1283 01:00:15.119 --> 01:00:16.599 How do you get to the point where you can 1284 01:00:16.639 --> 01:00:19.400 go grab his toolbox, go grab his motorcycles? 1285 01:00:19.440 --> 01:00:24.000 Okay, it really depends. Again. After thirty seven and a 1286 01:00:24.000 --> 01:00:27.679 half years, I've never done one attachment action. And the 1287 01:00:27.760 --> 01:00:30.920 reason is is because I don't deal with people who 1288 01:00:31.000 --> 01:00:34.440 have paid up Mercedes bands. Got it, Okay, if I 1289 01:00:34.639 --> 01:00:37.280 and that way, I got it, there's a problem. You 1290 01:00:37.360 --> 01:00:40.000 have to store it, you have to auctionate, you have 1291 01:00:40.039 --> 01:00:43.360 to jump through a million hoops right away, and sometimes 1292 01:00:43.400 --> 01:00:45.599 the costs involved are more than the money. 1293 01:00:46.079 --> 01:00:49.199 So it really is there's a way to do it. 1294 01:00:49.239 --> 01:00:52.039 But to go through all those hoops to show up 1295 01:00:52.039 --> 01:00:56.039 and grab a guy's you know, use toolbox and whatever's 1296 01:00:56.079 --> 01:01:00.159 in there, it probably just doesn't even make sense that can. 1297 01:01:01.320 --> 01:01:06.320 Tools are different than motorcycles are cars. Tools. There's an exemption. 1298 01:01:07.239 --> 01:01:10.920 I knew it's amount of dollars for his his work living. 1299 01:01:11.079 --> 01:01:12.519 I said that to her too. 1300 01:01:12.960 --> 01:01:16.599 And also cars there's also exemption. But you know, if 1301 01:01:16.599 --> 01:01:21.239 he's got a two thousand and twenty two Dodds that's 1302 01:01:21.280 --> 01:01:25.159 paid for a pickup truck, that's a twenty five hundred that's. 1303 01:01:24.960 --> 01:01:27.280 Worth forty dollars, he doesn't. 1304 01:01:27.079 --> 01:01:29.360 But it's just there you go. The problem is is 1305 01:01:29.880 --> 01:01:32.679 that's really not You have to deal in reality. And 1306 01:01:32.719 --> 01:01:35.599 so the answer to the question is persistent. I understand 1307 01:01:35.960 --> 01:01:38.280 is you keep them, you keep them on the leash. 1308 01:01:38.639 --> 01:01:42.639 You keep them, you reset the data of the contempt citation. 1309 01:01:42.760 --> 01:01:44.719 When I was a divorce lawyer, I did a trial 1310 01:01:44.719 --> 01:01:47.400 a week for fifteen years and I did one hundred 1311 01:01:47.400 --> 01:01:50.079 guardian lit them cases where I made recommendations on customer 1312 01:01:50.119 --> 01:01:52.599 and pairing time. And when people didn't want to pay 1313 01:01:52.599 --> 01:01:54.559 the child support, I didn't want to put them in 1314 01:01:54.639 --> 01:01:57.199 jail because if I put him in jail, they never pay. 1315 01:01:57.239 --> 01:01:59.920 Of course, But what I do is I'd say, hey, 1316 01:02:00.280 --> 01:02:02.400 let's continue it out. You're going to pay your four 1317 01:02:02.480 --> 01:02:04.360 hundred dollars a month. We're going to kick it down 1318 01:02:04.360 --> 01:02:06.599 the road for six months, and as long as you pay, 1319 01:02:06.639 --> 01:02:07.840 we're going to kick it in road. 1320 01:02:07.920 --> 01:02:10.800 And you're holding to jail. Yeah, you're motivating him. I 1321 01:02:10.840 --> 01:02:13.960 got to go to breakdough, Frank. But you're motivating them 1322 01:02:14.119 --> 01:02:16.920 as well by hanging that carrative jail over his head. 1323 01:02:17.079 --> 01:02:19.199 By the way, if you're you know you're in business 1324 01:02:19.199 --> 01:02:21.519 out there and you've got valid collections or need help 1325 01:02:21.559 --> 01:02:24.239 with them. Frank Paul is not only a collection guy, 1326 01:02:24.239 --> 01:02:26.119 but he's an attorney. He's great at what he does. 1327 01:02:26.280 --> 01:02:29.480 Three oh three six two nine seven thousand carry. I 1328 01:02:29.559 --> 01:02:32.159 do want to have some thoughts with you after this Breakdough, 1329 01:02:32.360 --> 01:02:35.079 because I agree with what Frank said, but I want 1330 01:02:35.079 --> 01:02:36.679 to talk to you about it right after this than 1331 01:02:36.760 --> 01:02:39.000 Paul Gabriel, Gary, you guys hang tight. 1332 01:02:44.119 --> 01:02:47.400 Go with a sure thing Denver's best roofer Excel Roofing 1333 01:02:47.480 --> 01:02:50.159 dot com. You don't pay a cent until you're content. 1334 01:02:53.519 --> 01:02:56.639 Time for an insurance check up free, no obligation. In comparison, 1335 01:02:56.840 --> 01:03:00.480 call Compass insurance paying too much your coverage? Dozens of 1336 01:03:00.519 --> 01:03:03.159 insurance companies find out now three all three seven to 1337 01:03:03.239 --> 01:03:03.719 seven to one. 1338 01:03:03.840 --> 01:03:04.079 Help. 1339 01:03:04.239 --> 01:03:06.880 You'll think you're his only customer when you choose Frank 1340 01:03:06.960 --> 01:03:09.400 durand the real estate man dot com to list your 1341 01:03:09.440 --> 01:03:12.559 home with Remax Alliance three all three nine two zero 1342 01:03:12.719 --> 01:03:18.880 sixteen twenty two all. 1343 01:03:18.800 --> 01:03:21.719 Right, three oh three seven one three eight two five 1344 01:03:21.880 --> 01:03:25.440 five three oh three Martino, you've been ripped off, taken 1345 01:03:25.519 --> 01:03:27.480 advantage of. We want to hear from you. We've got 1346 01:03:27.480 --> 01:03:29.199 a lot cooking today. I want to finish up with 1347 01:03:29.239 --> 01:03:32.159 Kerrie real quick. Carrie. Here's the bottom line. I love 1348 01:03:32.239 --> 01:03:35.000 what you're doing. Stay persistent in it, Go serve them. 1349 01:03:35.000 --> 01:03:38.199 The interrogatory's there at work, and stay on it. Then 1350 01:03:38.280 --> 01:03:40.679 you understand what Frank said. If he doesn't answer him 1351 01:03:40.719 --> 01:03:43.880 in fifteen days, or he doesn't complete them properly. When 1352 01:03:43.920 --> 01:03:46.280 you bring him back to the judge, you're gonna basically 1353 01:03:46.320 --> 01:03:49.039 say I would like a contempt order because he hasn't 1354 01:03:49.039 --> 01:03:52.559 answered him, or he hasn't provided his tax returns or 1355 01:03:52.599 --> 01:03:56.360 whatever the interrogatories are asking for, and then get the 1356 01:03:56.440 --> 01:03:59.719 bench warrn out and hopefully this this this guy gets 1357 01:03:59.719 --> 01:04:01.239 picked up at some point. 1358 01:04:01.320 --> 01:04:03.119 And I would say, you know what Frank was saying 1359 01:04:03.119 --> 01:04:05.760 about tools. If it's his job, it's one thing. But 1360 01:04:06.360 --> 01:04:10.039 either he admits it his job and he's not paying taxes, 1361 01:04:10.559 --> 01:04:11.400 or it's not his job. 1362 01:04:11.559 --> 01:04:13.239 I don't think you're going to go down that route 1363 01:04:13.239 --> 01:04:16.079 of grabbing his stuff. Doc Frank made that sound almost. 1364 01:04:15.719 --> 01:04:17.519 Impossible because it was his job. 1365 01:04:17.760 --> 01:04:20.000 Well, no, I mean in general, he said, in thirty 1366 01:04:20.000 --> 01:04:23.360 eight years, he's never gone after property. Okay, I mean 1367 01:04:23.360 --> 01:04:26.079 it just sounds it sounds like there's a ton of 1368 01:04:26.079 --> 01:04:28.960 hoops to do, and a lot more court filings and 1369 01:04:29.000 --> 01:04:29.639 a lot more. 1370 01:04:30.000 --> 01:04:31.960 But I would just get that bench warrant. 1371 01:04:32.119 --> 01:04:34.199 Than if he gets picked up, which he will, he's 1372 01:04:34.199 --> 01:04:36.559 gonna get picked up for something, they're gonna see the 1373 01:04:36.599 --> 01:04:39.239 bench warrant. And then whatever that judgment is there going 1374 01:04:39.280 --> 01:04:40.559 to have a cash bond for you? 1375 01:04:40.599 --> 01:04:44.480 Get it right, Mark, I have a suggestion for Kerry 1376 01:04:44.559 --> 01:04:47.280 go ahead. Since this guy doesn't have anything and you 1377 01:04:47.320 --> 01:04:49.800 can't really get it, you can't get his tools, and 1378 01:04:49.840 --> 01:04:51.880 you have to go through all of this brain damage 1379 01:04:51.880 --> 01:04:55.639 of the interrogatories and the contempt citation. What I would 1380 01:04:55.679 --> 01:04:59.360 consider doing is this turn since you have a valid judgment, 1381 01:05:00.199 --> 01:05:03.159 is I know a couple of very good collection agencies. 1382 01:05:03.400 --> 01:05:06.920 You could just turn the judgment over to a collection agency. 1383 01:05:07.000 --> 01:05:09.159 I mean, Frank, that's what he does. Whould we just 1384 01:05:09.239 --> 01:05:09.639 talked to. 1385 01:05:09.679 --> 01:05:11.599 Would he do for the twenty eight dollars fee? 1386 01:05:12.719 --> 01:05:14.480 No, not for a twenty eight dollars fee. 1387 01:05:14.519 --> 01:05:17.400 But I like what she's doing because I think the 1388 01:05:17.400 --> 01:05:19.920 only justice she's going to get, to be quite Frank, 1389 01:05:20.400 --> 01:05:22.400 is to see his ass in jail on a bond. 1390 01:05:22.840 --> 01:05:24.239 I think that's going to be it. 1391 01:05:24.440 --> 01:05:27.719 Yeah, jail versus getting paid. 1392 01:05:28.400 --> 01:05:30.679 You know, if she would, But if he's in there 1393 01:05:30.719 --> 01:05:32.719 on the bond and wants to get out, he's gonna 1394 01:05:32.760 --> 01:05:33.280 have to pay. 1395 01:05:33.320 --> 01:05:34.480 He's got to pay the twenty eight. 1396 01:05:34.599 --> 01:05:36.320 He's got to pay the twenty eight hundred bucks. 1397 01:05:36.360 --> 01:05:38.920 Doesn't that go to the court though, No, that goes. 1398 01:05:38.760 --> 01:05:39.280 Right to her. 1399 01:05:39.519 --> 01:05:41.280 Okay, yeah, that goes right to her. 1400 01:05:41.360 --> 01:05:41.480 Bo. 1401 01:05:42.119 --> 01:05:45.199 Now, there's nothing wrong with doing it on two parts. 1402 01:05:45.480 --> 01:05:48.159 You knocked this part out, get it, get it to 1403 01:05:48.199 --> 01:05:51.079 the point carry where he's got a warrant out for him, 1404 01:05:51.159 --> 01:05:53.639 a bench warrant for the twenty eight hundred bucks, so 1405 01:05:53.679 --> 01:05:57.599 that's sitting there. Then go to a collection agency as well. 1406 01:05:58.000 --> 01:06:01.119 But I just love what she's doing as far as sticking. 1407 01:06:00.840 --> 01:06:02.760 To them, she has been doing very good. 1408 01:06:02.800 --> 01:06:05.360 You're our kind of You're our kind of person, Carrie. 1409 01:06:05.400 --> 01:06:07.920 You're you're just doing the right thing. You're going after 1410 01:06:08.199 --> 01:06:13.719 this scumbag, this convicted sex offender, this convicted thief, this 1411 01:06:13.880 --> 01:06:14.920 convicted everything. 1412 01:06:15.159 --> 01:06:18.159 You're going after them, and that's it, Carrie. 1413 01:06:18.199 --> 01:06:21.079 I do appreciate all that information, and I hope a 1414 01:06:21.119 --> 01:06:22.880 lot of people are out there are listening to the 1415 01:06:23.000 --> 01:06:25.639 very first part of this where she got this guy 1416 01:06:25.719 --> 01:06:29.679 from uh Facebook marketplace. And I'm not saying there's all 1417 01:06:29.760 --> 01:06:32.480 bad companies out there, but my god, do some research. 1418 01:06:37.760 --> 01:06:41.000 Go with a sure thing Denver's Best roofer Excel roofing 1419 01:06:41.119 --> 01:06:43.760 dot com. You don't pay a cent until you're content. 1420 01:06:47.119 --> 01:06:50.679 Time for an insurance checkup free no obligation. Comparison call 1421 01:06:50.800 --> 01:06:54.119 Compass Insurance paying too much your coverage at dozens of 1422 01:06:54.119 --> 01:06:57.079 insurance companies find out now three oh three seven seven 1423 01:06:57.079 --> 01:06:59.840 to one help. You'll think you're his only customer when 1424 01:06:59.840 --> 01:07:02.360 you choose Frank durand the real estate Man dot com 1425 01:07:02.400 --> 01:07:05.519 to list your home with Remax Alliance three oh three 1426 01:07:05.599 --> 01:07:09.400 nine two zero sixteen twenty two. 1427 01:07:09.760 --> 01:07:11.599 I was trying to get a pull up over break 1428 01:07:11.639 --> 01:07:13.519 on our YouTube channel. I'll get it up over the 1429 01:07:13.519 --> 01:07:16.320 big break coming up, but I really did want people's 1430 01:07:16.360 --> 01:07:19.719 opinion on something. So if you go to YouTube dot 1431 01:07:19.760 --> 01:07:22.320 com type in Troubleshooter network, you can see the show 1432 01:07:22.559 --> 01:07:25.679 behind the show. Uh three oh three seven one three. 1433 01:07:25.440 --> 01:07:28.400 Real quick mark Yeah, I Kerry Kerry. If you're still listening, 1434 01:07:29.079 --> 01:07:31.920 If you need help with any of the court fees, 1435 01:07:31.960 --> 01:07:34.599 I know you're struggling, just call the show and I'll 1436 01:07:34.639 --> 01:07:37.159 I'll give you the money for the filing fees and 1437 01:07:37.199 --> 01:07:37.880 whatever you need. 1438 01:07:38.039 --> 01:07:40.400 That's really nice to you, Doc, I mean very nice. 1439 01:07:40.400 --> 01:07:42.440 So a lot of people don't realize this, but Doc 1440 01:07:42.480 --> 01:07:44.360 does a lot of that beyond the scenes. Three O 1441 01:07:44.480 --> 01:07:47.679 three seven one three A two five five three zero 1442 01:07:47.840 --> 01:07:51.599 three Martino, Who's been waiting the longest. Gabriel, Gabriel, Gabriel, 1443 01:07:51.920 --> 01:07:55.079 What is going on? Nichols Audio Repair? What is that? 1444 01:07:57.480 --> 01:07:58.320 Oh, miss Martino? 1445 01:07:58.480 --> 01:08:00.320 Actually Nichols Auto Repair. 1446 01:08:00.800 --> 01:08:03.960 Auto repair? Okay, keep going. 1447 01:08:03.960 --> 01:08:04.480 What happened? 1448 01:08:04.480 --> 01:08:04.639 Man? 1449 01:08:05.800 --> 01:08:09.360 So their mechanics shop, it's natural shop, been around for 1450 01:08:09.480 --> 01:08:11.800 a while. I think I don't think the original owner 1451 01:08:11.800 --> 01:08:13.960 still owns it. I think some person who got it. 1452 01:08:14.440 --> 01:08:18.119 His name is James, and I'm not fully sure about this. 1453 01:08:18.279 --> 01:08:19.159 One of the guys. 1454 01:08:18.880 --> 01:08:21.359 Working there is probably to say he purchased it the 1455 01:08:21.359 --> 01:08:22.239 previous person. 1456 01:08:22.640 --> 01:08:25.000 How long ago do you believe they purchased it? Do 1457 01:08:25.039 --> 01:08:25.800 you have any idea? 1458 01:08:26.520 --> 01:08:27.359 I have no clue. 1459 01:08:27.399 --> 01:08:28.359 All right, So what happened? 1460 01:08:28.399 --> 01:08:29.439 You brought your car there? 1461 01:08:31.039 --> 01:08:34.439 Yeah, I'm a Silverado So I started a small electrical 1462 01:08:34.479 --> 01:08:39.479 contracting company's plenty three March. So it's a it's a grinds, right, 1463 01:08:39.560 --> 01:08:41.600 So that the vehicle that I bought to his shop 1464 01:08:42.199 --> 01:08:46.359 was my workforse my only one sure, and so I 1465 01:08:46.399 --> 01:08:50.039 took it in there because I had a service for 1466 01:08:50.079 --> 01:08:53.079 a little drive message pop upon the control center and 1467 01:08:54.560 --> 01:08:56.439 that message when I took it to the dealership, they 1468 01:08:56.479 --> 01:08:58.279 said I needed a bunch of stuff. Cost a bunch 1469 01:08:58.279 --> 01:08:58.760 of money. 1470 01:08:59.079 --> 01:09:01.319 How much did the dealer ship quote you for everything? 1471 01:09:01.319 --> 01:09:02.319 Out of curiosity? 1472 01:09:03.239 --> 01:09:06.920 I think it was over five k okay. Oh, and 1473 01:09:07.239 --> 01:09:10.920 Nichols was our neighborhood shop for where I was living. 1474 01:09:10.920 --> 01:09:12.640 I get it, so you brought it over there. They 1475 01:09:12.880 --> 01:09:15.279 they looked at it, and I assume they did some work. 1476 01:09:15.399 --> 01:09:16.359 Is that part correct? 1477 01:09:17.279 --> 01:09:17.479 Yeah? 1478 01:09:17.840 --> 01:09:19.760 All right, I got you. I gotta take this break. 1479 01:09:19.800 --> 01:09:22.039 I promise you're the next button I hit coming back 1480 01:09:22.079 --> 01:09:24.880 from this three zero three seven one three eight two 1481 01:09:24.920 --> 01:09:43.960 five five one line open three oh three Martino. 1482 01:09:36.640 --> 01:09:39.920 Go with a sure thing Denver's best roofer Excel Roofing 1483 01:09:40.000 --> 01:09:42.640 dot com. You don't pay a cent until you're content. 1484 01:09:46.000 --> 01:09:49.199 Time for an insurance check up free, no obligation. In comparison, 1485 01:09:49.319 --> 01:09:52.880 call Compass Insurance paying too much your coverage at dozens 1486 01:09:52.920 --> 01:09:55.640 of insurance companies find out now three oh three seven 1487 01:09:55.640 --> 01:09:58.000 to seven to one help. You'll think you're his only 1488 01:09:58.079 --> 01:10:00.560 customer when you choose Frank durand the Really state Man 1489 01:10:00.600 --> 01:10:04.000 dot com to list your home with Remax Alliance three 1490 01:10:04.079 --> 01:10:09.439 oh three nine two zero sixteen twenty two. 1491 01:10:12.239 --> 01:10:15.239 Ripped News. 1492 01:10:16.960 --> 01:10:18.079 You don't have come. 1493 01:10:20.520 --> 01:10:23.840 In just as fast as we can show the shooter 1494 01:10:23.960 --> 01:10:25.640 is gonna help coming. 1495 01:10:26.960 --> 01:10:31.840 This is the Troubleshooter Show now, Tom Martin, welcome, Welcome 1496 01:10:31.880 --> 01:10:32.760 to the only show. 1497 01:10:32.760 --> 01:10:34.720 If it's kind, I hope you're staying warm today. 1498 01:10:34.800 --> 01:10:37.279 We are here in studio, but we are here to 1499 01:10:37.399 --> 01:10:40.640 help you, whether you're war more cold, three oh three Martino, 1500 01:10:40.760 --> 01:10:43.319 you can join. And now I got one line open, 1501 01:10:43.720 --> 01:10:45.720 and I got a little update to say in a second. 1502 01:10:45.760 --> 01:10:48.279 But on top of that, you know, over three hundred 1503 01:10:48.279 --> 01:10:52.760 million dollars we've recovered in cash, merchandise exchanges, refunds directly 1504 01:10:52.960 --> 01:10:55.560 due to this show. You know, Tommy, you've boy's been 1505 01:10:55.560 --> 01:10:59.359 doing it forty five years, just here in Denver, longest host, 1506 01:10:59.640 --> 01:11:03.079 long host on the airways with the same show. That's 1507 01:11:03.119 --> 01:11:06.399 pretty remarkable. Here's the bottom line, though, If you need help, 1508 01:11:06.479 --> 01:11:08.880 one line open three zero three seven one three eight 1509 01:11:08.880 --> 01:11:11.600 two five five three oho three Martino, and please always 1510 01:11:11.600 --> 01:11:14.760 feel free just to email us at help at troubleshooter 1511 01:11:14.840 --> 01:11:18.199 dot com. We want to help you. Now, speaking of help, 1512 01:11:19.199 --> 01:11:21.720 we had a caller last hour that's going to serve 1513 01:11:21.800 --> 01:11:25.159 interrogatories to a bad guy. 1514 01:11:25.680 --> 01:11:28.479 A guy's name is Andrew, and he is a bad guy. 1515 01:11:28.520 --> 01:11:31.119 He basically did twenty six or twenty eight hundred dollars 1516 01:11:31.279 --> 01:11:34.159 worth of damage to her car, and she got a judgment. 1517 01:11:34.239 --> 01:11:37.000 Now she's got to serve interrogatories. And for people that 1518 01:11:37.079 --> 01:11:39.000 don't listen to the show all the time, basically what 1519 01:11:39.079 --> 01:11:41.520 that is. After you get a judgment, you got to 1520 01:11:41.560 --> 01:11:43.319 get paid, so you got to know where the money is, 1521 01:11:43.600 --> 01:11:45.920 so you serve them interrogatories. And it asked for all 1522 01:11:46.039 --> 01:11:50.000 kinds of financial information. Do you own property? What property 1523 01:11:50.079 --> 01:11:53.199 do you own? Different bank accounts, pretty much you name it, 1524 01:11:53.199 --> 01:11:56.079 it listed there. So she was literally going to serve 1525 01:11:56.119 --> 01:11:59.680 them today at what she thought was his employer and 1526 01:11:59.720 --> 01:12:00.520 what was it called? 1527 01:12:00.520 --> 01:12:00.720 Again? 1528 01:12:00.760 --> 01:12:01.560 Who was the employer? 1529 01:12:01.880 --> 01:12:04.840 A KMG Metal Fabrication. 1530 01:12:05.000 --> 01:12:08.319 So in long mind, yeah, we basically just called over 1531 01:12:08.359 --> 01:12:11.640 there to see if he still worked there. And what 1532 01:12:11.720 --> 01:12:13.680 do you find out when you when they called you 1533 01:12:13.800 --> 01:12:15.520 back over break there both the owner was. 1534 01:12:15.600 --> 01:12:19.840 Very nice, called me back, said he just didn't work out, 1535 01:12:19.960 --> 01:12:21.960 wasn't doing a good job, and he fired him three 1536 01:12:22.000 --> 01:12:24.560 months ago. Got it, and he said he would try 1537 01:12:24.600 --> 01:12:26.520 to dig up his cell phone for us. 1538 01:12:26.600 --> 01:12:28.560 You know, I just want to warn people out there 1539 01:12:28.600 --> 01:12:30.840 about this guy. This guy is not a good guy. 1540 01:12:30.920 --> 01:12:32.640 This is the kind of guy we just want out 1541 01:12:32.640 --> 01:12:35.880 of Colorado. Honestly, I mean, go to Kansas, go to 1542 01:12:35.920 --> 01:12:39.279 New Mexico, go to Now I got a daughter in Wyoming. 1543 01:12:39.319 --> 01:12:42.920 Don't go to Wyoming. Go go somewhere else, bro, I mean, really, 1544 01:12:43.520 --> 01:12:46.920 we don't need your type here, Andrew. 1545 01:12:47.079 --> 01:12:49.439 I'm still looking at this mug shot of him. 1546 01:12:49.880 --> 01:12:53.960 This is going back to twenty sixteen, assault, criminal mischief, 1547 01:12:54.119 --> 01:12:58.640 driving under restraint. He had a domestic violence issue. He 1548 01:12:58.800 --> 01:13:02.399 is a registered sex he's been in trouble for not registering. 1549 01:13:02.399 --> 01:13:04.720 I mean, this guy's bad news. And he's got a kid. 1550 01:13:04.760 --> 01:13:08.560 I guess I'm shocked at our system allows people to 1551 01:13:08.640 --> 01:13:12.239 have children that you know, basically break all these laws 1552 01:13:12.279 --> 01:13:14.960 and have to be a registered sex vender. Imagine that. 1553 01:13:15.079 --> 01:13:19.439 Imagine being his kid. I assume, like a lot of times, 1554 01:13:19.479 --> 01:13:21.560 you can't even have friends over. I mean, I don't 1555 01:13:21.600 --> 01:13:24.079 know how that works. It's just a bad deal. But 1556 01:13:24.520 --> 01:13:28.760 he advertises all the time on Facebook Messenger, is you know, 1557 01:13:28.840 --> 01:13:32.760 basically a shade tree mechanic. And he's just not a 1558 01:13:32.800 --> 01:13:36.760 good guy. Andrew Pfeiffer. Andrew Pfeiffer, he's probably about thirty 1559 01:13:36.800 --> 01:13:40.760 three now, yeah, about thirty maybe thirty one. This is 1560 01:13:40.800 --> 01:13:43.920 eight years ago. Six feet tall, one hundred and seventy 1561 01:13:43.920 --> 01:13:48.119 five pounds, brown hair, brown eyes, and Suzanne looked up 1562 01:13:48.119 --> 01:13:50.640 his criminal history and man, this is not a good guy. 1563 01:13:51.600 --> 01:13:52.840 What were you saying, Susann, I know. 1564 01:13:52.920 --> 01:13:54.760 He's just he's he's a bad dude for sure. 1565 01:13:54.920 --> 01:13:55.079 Mark. 1566 01:13:55.119 --> 01:13:57.960 Yeah, just if you see, just don't do business with him, 1567 01:13:57.960 --> 01:13:59.640 I mean a minimal don't. 1568 01:13:59.399 --> 01:14:01.680 Do business with our listeners need to go to the 1569 01:14:01.840 --> 01:14:06.640 referral list good mechanics, not Facebook, Marketplace or next door. 1570 01:14:06.760 --> 01:14:09.479 Yeah, referral lists. They're all background checked, and you know, 1571 01:14:09.640 --> 01:14:11.840 basically we hold a lot of control over them. They're 1572 01:14:11.840 --> 01:14:15.039 good people. Now, Gabriel we were talking to last hour. 1573 01:14:16.319 --> 01:14:21.039 He brought his vehicle to Nichols Auto Repair and they 1574 01:14:21.039 --> 01:14:23.359 gave him an estimate. He first brought it to the dealer, 1575 01:14:23.439 --> 01:14:25.760 The dealer hit him with a pretty big dollar estimate. 1576 01:14:26.079 --> 01:14:28.520 He decided to go local, to a local shop. He 1577 01:14:28.560 --> 01:14:31.680 went over to Nichols Auto Repair and dropped it off 1578 01:14:31.720 --> 01:14:34.159 and basically that's where we left off. So Gabriel take 1579 01:14:34.239 --> 01:14:41.039 it from there. Gabriel, we might have to come back 1580 01:14:41.039 --> 01:14:43.479 to him. I don't know what's going on there. Oh 1581 01:14:43.520 --> 01:14:45.720 I'm here, Okay, go ahead, man, So let's take it 1582 01:14:45.720 --> 01:14:46.119 from there. 1583 01:14:47.199 --> 01:14:50.279 Okay, So I dropped it off with the service quote. 1584 01:14:51.359 --> 01:14:53.720 I lost you again. Man, you're doing something. You're going 1585 01:14:53.760 --> 01:14:57.039 back and forth from bluetooth. Ah, darn it, that's right, 1586 01:14:57.119 --> 01:14:58.760 get them back. It's not a big deal. Three oh 1587 01:14:58.800 --> 01:15:02.199 three seven, two, five to five. Paul, uh this is 1588 01:15:02.239 --> 01:15:04.560 a damn interesting question. What is it? 1589 01:15:06.000 --> 01:15:08.960 Yeah, Mark, I have an idea for a new word 1590 01:15:09.239 --> 01:15:14.000 or when somebody's been scammed or something's all screwed up. 1591 01:15:14.439 --> 01:15:19.079 Yeah so like uh so, for example, like bamboozled. 1592 01:15:20.119 --> 01:15:23.680 Yeah, well, it would be after the mask guy fauci. 1593 01:15:23.800 --> 01:15:27.279 Instead of being screwed up, it would be it's all 1594 01:15:27.399 --> 01:15:29.680 foucied up, where you got founched. 1595 01:15:30.279 --> 01:15:31.239 You've got fouched. 1596 01:15:31.279 --> 01:15:31.560 I don't. 1597 01:15:32.079 --> 01:15:36.960 I don't see that happening. You got fouched. I could 1598 01:15:36.960 --> 01:15:39.800 see that if they if they slammed a mask on you. 1599 01:15:40.119 --> 01:15:42.319 But you want to know how you can actually make 1600 01:15:42.359 --> 01:15:43.279 that happen. 1601 01:15:43.039 --> 01:15:47.600 Paul, Well, I just thought maybe you could start you stuff. 1602 01:15:47.960 --> 01:15:51.520 People calling on your show is pretty foust up A 1603 01:15:51.560 --> 01:15:53.640 lot of times, you know a stuff. 1604 01:15:53.920 --> 01:15:57.159 You know what I would do, though, and I'm being serious, 1605 01:15:57.199 --> 01:16:00.640 Doc tell him how, or tell the audience how someone 1606 01:16:00.760 --> 01:16:03.359 literally gets a wordy work you. 1607 01:16:03.359 --> 01:16:07.039 Have to do is you have to send it for 1608 01:16:07.159 --> 01:16:10.800 the Merriam Webster's you send it to the editors for 1609 01:16:10.920 --> 01:16:14.159 the OED which is the Oxfit English Dictionary. They have 1610 01:16:14.199 --> 01:16:17.399 an online form which you can submit, but in both 1611 01:16:17.439 --> 01:16:20.720 cases that you submit it to the editors and they 1612 01:16:20.840 --> 01:16:25.039 check for certain criteria such as widespread use, whether it's 1613 01:16:25.119 --> 01:16:27.840 going to be continuous, in other words, do they think 1614 01:16:27.880 --> 01:16:31.840 it's going to be used in the future, how frequently 1615 01:16:31.960 --> 01:16:35.000 is it used, is it similar to other words? And 1616 01:16:35.399 --> 01:16:38.439 you have to have citations of when it was used, 1617 01:16:38.479 --> 01:16:41.800 how frequently it's used. So it's a very difficult process. 1618 01:16:42.079 --> 01:16:45.479 But ultimately the editors editors are the ones that choose, 1619 01:16:45.880 --> 01:16:49.880 and it's very difficult to have a new word unless 1620 01:16:49.920 --> 01:16:52.439 it's been in use for quite some time to get 1621 01:16:52.479 --> 01:16:53.640 into the dictionary. 1622 01:16:54.199 --> 01:16:56.319 I like that now, of course, I'm sure this guy 1623 01:16:56.479 --> 01:16:58.399 was calling in Jess, but I do like that it's 1624 01:16:58.399 --> 01:16:59.279 all fouched uff. 1625 01:16:59.319 --> 01:17:02.520 Well, you don't even really believe in new dictionaries, do you, Mark. 1626 01:17:02.880 --> 01:17:05.880 I kind of learned that over playing scrabble with you recently. 1627 01:17:06.000 --> 01:17:09.720 So what she's referring to is reacitating what year is 1628 01:17:09.760 --> 01:17:11.079 the dictionary. 1629 01:17:10.520 --> 01:17:12.800 In nineteen ninety six, So we use. 1630 01:17:12.680 --> 01:17:16.319 A nineteen ninety six grabble dictionary, and I think that's 1631 01:17:16.359 --> 01:17:20.199 the vacual. I don't like these new foubled words, like well, okay, 1632 01:17:20.239 --> 01:17:22.600 what's the new word? My kids use the word. 1633 01:17:24.199 --> 01:17:24.600 Riz? 1634 01:17:25.159 --> 01:17:25.359 Yeah? 1635 01:17:25.560 --> 01:17:26.079 Riz? 1636 01:17:26.359 --> 01:17:29.000 You think that's actually in the new Scrabble dictionary. 1637 01:17:29.199 --> 01:17:29.640 Riz. 1638 01:17:30.800 --> 01:17:32.159 That's the stuff I mark. 1639 01:17:32.199 --> 01:17:34.840 I just wanted to use the current, you know, latest 1640 01:17:34.880 --> 01:17:39.119 app dictionary, but you had to go and I used 1641 01:17:39.119 --> 01:17:42.560 the nineteen ninety six dictionary like nothing has changed. 1642 01:17:44.119 --> 01:17:47.399 Learn scrabble on the nineteen ninety six dictionary to. 1643 01:17:47.399 --> 01:17:49.199 Use this grabble dictionary. No question? 1644 01:17:49.319 --> 01:17:50.119 Do you play? 1645 01:17:50.479 --> 01:17:51.319 Oh yeah, I'm great. 1646 01:17:51.479 --> 01:17:54.960 I love scrabble. We'll have to have a scrabble a week. 1647 01:17:56.279 --> 01:17:58.479 I bet you're pretty good at it. Actually, you know 1648 01:17:58.560 --> 01:18:00.800 what he starts? Okay, do you do any of you do? 1649 01:18:00.880 --> 01:18:04.680 Words with friends? I don't used to, but not anymore. 1650 01:18:05.119 --> 01:18:07.319 Are not words with friends? I'm sorry, that's not what 1651 01:18:07.359 --> 01:18:11.399 I meant. Wordle, wordle hold on? Have you ever played word? 1652 01:18:11.840 --> 01:18:12.239 Played it? 1653 01:18:12.399 --> 01:18:12.479 So? 1654 01:18:12.680 --> 01:18:15.880 Wordle? Basically you've got five tries or six six. You 1655 01:18:15.920 --> 01:18:18.960 get six tries to guess a five letter word. So 1656 01:18:19.039 --> 01:18:21.760 you start with a word, and generally you would want 1657 01:18:21.760 --> 01:18:23.560 to start with like a peer an S or an 1658 01:18:23.600 --> 01:18:26.039 E or an A vowels do a D I EU. 1659 01:18:26.359 --> 01:18:28.960 That's what he starts with everything four vowels. 1660 01:18:29.079 --> 01:18:34.479 I know why. It's just almost like cheating. I think 1661 01:18:34.560 --> 01:18:37.840 more people start with that than anything else. So do 1662 01:18:37.880 --> 01:18:41.319 you do connections doc I have in the past. Yes, 1663 01:18:41.479 --> 01:18:44.239 I like connections that really gets your mind going, all right, 1664 01:18:44.760 --> 01:18:45.239 I have like. 1665 01:18:45.159 --> 01:18:50.720 A two hundred word uh continuous. You say I haven't 1666 01:18:50.760 --> 01:18:52.840 got word of wrong in ages. 1667 01:18:52.920 --> 01:18:54.680 Oh that's pretty cool. Well, you know why. 1668 01:18:54.520 --> 01:18:57.560 Because there are certain things that you know, you know, 1669 01:18:57.600 --> 01:18:59.960 there are certain things in English, but with. 1670 01:19:00.119 --> 01:19:02.920 Six tries you almost should get it every time. I mean, 1671 01:19:02.960 --> 01:19:05.359 I'm not saying the only time it gets really weird. 1672 01:19:05.399 --> 01:19:06.920 First of all, I hate and I can't believe we're 1673 01:19:06.920 --> 01:19:09.239 talking about Whordle, but I hate when they have the 1674 01:19:09.239 --> 01:19:10.159 same letter twice. 1675 01:19:10.600 --> 01:19:12.159 That kind of drives me crazy. 1676 01:19:12.359 --> 01:19:13.880 Well, you have to know that about Wortle. 1677 01:19:14.119 --> 01:19:17.279 Or you get down to the fourth and there's five 1678 01:19:17.359 --> 01:19:21.039 possibilities left, let's say, and you're like, jeez, which one. 1679 01:19:21.119 --> 01:19:23.439 Then you got to start thinking, like the editor or 1680 01:19:23.479 --> 01:19:25.239 are they going to use that? Probably not? 1681 01:19:25.399 --> 01:19:27.640 Well, then you put a word and it has four 1682 01:19:28.840 --> 01:19:30.199 four letters that haven't been used. 1683 01:19:30.399 --> 01:19:32.439 Yeah, all right, three oh three seven one three a 1684 01:19:32.520 --> 01:19:33.960 two five five. We got to take a break. We 1685 01:19:34.079 --> 01:19:37.239 got two lines open, actually three will drop Paul Craig. 1686 01:19:37.279 --> 01:19:39.640 I'll come to you after this. This this is the 1687 01:19:39.760 --> 01:19:44.079 wrapo key, his story. It's absolutely nuts. Three zero three Martino. 1688 01:19:49.800 --> 01:19:53.079 Go with a sure thing Denver's best roofer Excel Roofing 1689 01:19:53.159 --> 01:19:55.880 dot com. You don't pay a cent until you're contenth 1690 01:19:59.199 --> 01:20:02.399 time for an insurance check up free, no obligation comparison 1691 01:20:02.520 --> 01:20:06.079 call Compass Insurance paying too much your coverage at dozens 1692 01:20:06.079 --> 01:20:08.840 of insurance companies find out now three oh three seven 1693 01:20:08.800 --> 01:20:11.159 to seven to one help. You'll think you're his only 1694 01:20:11.279 --> 01:20:13.760 customer when you choose Frank durand the real estate Man 1695 01:20:13.800 --> 01:20:15.239 dot com to list your. 1696 01:20:15.119 --> 01:20:16.800 Home with Remax Alliance. 1697 01:20:17.039 --> 01:20:23.000 Three oh three nine two zero sixteen twenty two. 1698 01:20:24.960 --> 01:20:26.840 All right, three O three seven one three a two 1699 01:20:26.960 --> 01:20:31.960 five five three zero three Martino, And any questions you have. 1700 01:20:32.039 --> 01:20:34.039 I want to hear from you and to answer the 1701 01:20:34.039 --> 01:20:40.960 guy's question who just emailed me retirement uh, Retirement Planning 1702 01:20:41.000 --> 01:20:41.760 Center of the Rockies. 1703 01:20:41.760 --> 01:20:43.000 That's who I was talking about. 1704 01:20:43.319 --> 01:20:46.039 And basically, yes, the five pillars, that's the only company 1705 01:20:46.079 --> 01:20:49.640 I talk about with the five pillars income, investments, taxes, healthcare. 1706 01:20:49.840 --> 01:20:53.159 Basically what they do they help you retire. They go 1707 01:20:53.279 --> 01:20:55.680 every every aspect of it. They can help you with 1708 01:20:55.720 --> 01:20:59.159 the taxes, the Social Security so you get the optimal 1709 01:20:59.199 --> 01:21:01.439 Benmo benefit, but you might have benefit you don't even 1710 01:21:01.600 --> 01:21:04.319 know were there. They help you put those extra dollars 1711 01:21:04.319 --> 01:21:06.920 in your pocket each month. They can talk about Medicare 1712 01:21:06.920 --> 01:21:10.079 and the supplements. They can talk about insurance, long term care, 1713 01:21:10.199 --> 01:21:13.960 estate planning, and then of course different investment strategies. That's 1714 01:21:13.960 --> 01:21:19.960 who they are though Ourpeacecenter dot com joe Urpeacecenter dot com. 1715 01:21:20.000 --> 01:21:24.640 Now let's go to people. You're not gonna believe this one. 1716 01:21:25.920 --> 01:21:29.479 I like dealing Doug, I really do, and I hope 1717 01:21:29.520 --> 01:21:32.960 this works out. He really is a good guy. I 1718 01:21:32.960 --> 01:21:35.439 had the opportunity to sit next to him. He's one 1719 01:21:35.479 --> 01:21:38.439 of the biggest Rocky fans out there for an entire 1720 01:21:38.560 --> 01:21:39.439 baseball game. 1721 01:21:40.199 --> 01:21:40.920 Not long ago. 1722 01:21:40.960 --> 01:21:43.079 I think it was last year, might have been the 1723 01:21:43.119 --> 01:21:46.199 year before, but whatever. We had a great conversation. I 1724 01:21:46.239 --> 01:21:49.279 know one of his store managers or his former store manager's, 1725 01:21:49.439 --> 01:21:55.479 Jim Janacelli, that ran when he owned it, the Colorado 1726 01:21:55.560 --> 01:21:58.520 Springs Dodge and we just never had any issues with him. 1727 01:21:58.720 --> 01:22:00.600 So this guy Craig, and I'm gonna have him tell 1728 01:22:00.640 --> 01:22:03.920 the story real quick. But we've got to do it quick, though, Craig. 1729 01:22:04.239 --> 01:22:07.000 So here's what I really here. Here's what I want 1730 01:22:07.039 --> 01:22:09.479 you to recap as quick as you can. When did 1731 01:22:09.479 --> 01:22:12.279 you drop your vehicle off at a rapp. 1732 01:22:12.039 --> 01:22:14.880 A Hokia October sixteen? 1733 01:22:15.079 --> 01:22:17.720 So think about that, folks, October sixteenth. 1734 01:22:17.760 --> 01:22:19.960 You have an idea how far away it is, and you. 1735 01:22:20.000 --> 01:22:23.000 Dropped it off because you thought you needed a transmission. 1736 01:22:25.359 --> 01:22:28.720 Yeah yeah, but they troubleshooted it. They did a diagnosis 1737 01:22:28.720 --> 01:22:30.960 and they suggest it doesn't need a transmission. 1738 01:22:31.520 --> 01:22:35.359 So basically, you dropped it off because it wasn't getting 1739 01:22:35.399 --> 01:22:37.960 out of if I recall originally it wasn't going out 1740 01:22:37.960 --> 01:22:42.399 of fourth gear no matter what. Correct, So they order 1741 01:22:42.439 --> 01:22:45.239 a transmission, They put it in, and all of a sudden, 1742 01:22:45.239 --> 01:22:48.039 the vehicle will not go out a second gear. Now, 1743 01:22:48.079 --> 01:22:50.920 as crazy as that sounds, so the transmission they put 1744 01:22:50.960 --> 01:22:53.399 in is basically doing the same thing, but in a 1745 01:22:53.439 --> 01:22:56.000 different gear than the one you had in there. Correct. 1746 01:22:57.520 --> 01:23:00.520 Yeah, it was stuck in first gear, so worse. 1747 01:23:00.960 --> 01:23:03.279 Yeah, Okay, at least in fourth gear, you could probably 1748 01:23:03.279 --> 01:23:04.279 move around a little. 1749 01:23:05.279 --> 01:23:06.920 Yeah, I drove it all the way from the north 1750 01:23:07.000 --> 01:23:07.760 side of Denver. 1751 01:23:08.880 --> 01:23:11.880 You know, Yeah, I got you. But it's basically doing 1752 01:23:11.920 --> 01:23:13.640 the same thing. It's stuck in the gear and it 1753 01:23:13.680 --> 01:23:16.760 won't exit. Then they say, hey, by the way, it 1754 01:23:16.840 --> 01:23:18.079 wasn't the transmission. 1755 01:23:19.079 --> 01:23:22.640 You need a computer? Was that correct? Or was it 1756 01:23:22.720 --> 01:23:24.479 the wiring harness? 1757 01:23:25.159 --> 01:23:28.479 Well, they said it could be the the PM or 1758 01:23:28.479 --> 01:23:28.880 the PC. 1759 01:23:29.039 --> 01:23:31.760 Yeah, but what did they sell you next? 1760 01:23:33.239 --> 01:23:36.039 They started throwing parts and I said, I can't afford that. 1761 01:23:36.079 --> 01:23:37.039 I don't have the money for that. 1762 01:23:37.079 --> 01:23:38.640 I so wait a minute, are you telling me? 1763 01:23:38.680 --> 01:23:40.720 And I think you've told me this before, but this 1764 01:23:40.920 --> 01:23:43.359 just hit me a little different. So they said it 1765 01:23:43.359 --> 01:23:47.279 could be the ECM, the PCM, or something else. And 1766 01:23:48.680 --> 01:23:51.600 but but they had no way of diagnosing which one. 1767 01:23:53.359 --> 01:23:55.560 Well, they had their lead mechanic quit. 1768 01:23:55.920 --> 01:23:59.319 So, hey, do me a favor. Get Jet thick on, Kelly. 1769 01:23:59.560 --> 01:24:02.399 I really want to get Jeff thick On. But Craig, 1770 01:24:02.520 --> 01:24:05.000 let me continue this while we're getting Jeff up. So 1771 01:24:06.159 --> 01:24:08.359 what happens is they sell you what What was the 1772 01:24:08.399 --> 01:24:10.119 next thing they put on your invoice? 1773 01:24:10.319 --> 01:24:13.000 You have a transmission that didn't fix it? Now you 1774 01:24:13.039 --> 01:24:13.319 have what. 1775 01:24:16.039 --> 01:24:18.840 They put in a used PCM that didn't work, They 1776 01:24:18.840 --> 01:24:21.319 put in a new PCM that didn't work, They did 1777 01:24:21.319 --> 01:24:24.920 a flight cast, blah blah blah, just a bunch of stuff. 1778 01:24:24.960 --> 01:24:27.239 I'd say, most time my car's been there, it's not 1779 01:24:27.279 --> 01:24:29.159 been in the shop, it's been sitting in the parking 1780 01:24:29.199 --> 01:24:30.319 lot because no one knows what. 1781 01:24:30.560 --> 01:24:32.960 Okay, So they put a computer in that didn't fix it. 1782 01:24:33.000 --> 01:24:35.560 So what did they do next? They did a transmission, 1783 01:24:35.840 --> 01:24:38.560 They did a computer. It still isn't working. So what 1784 01:24:38.720 --> 01:24:39.399 happened next? 1785 01:24:40.279 --> 01:24:43.479 So in the meantime, the belt went up another sixty 1786 01:24:43.520 --> 01:24:46.800 five hundred, including the fifteen hundred that I already paid 1787 01:24:46.920 --> 01:24:48.079 for the transmission. 1788 01:24:48.199 --> 01:24:50.520 That was kind of money down, so they would order 1789 01:24:50.600 --> 01:24:51.479 the transmission. 1790 01:24:53.239 --> 01:24:56.720 Yeah, I had to pay fifteen hundred for the part 1791 01:24:56.840 --> 01:24:57.399 or they wouldn't. 1792 01:24:57.640 --> 01:25:00.600 Yeah, I got you. So I understand that I find 1793 01:25:00.640 --> 01:25:03.319 crazy to begin with anyhow. But so now we've got 1794 01:25:03.680 --> 01:25:06.560 sixty five hundred bucks and literally you're in the same 1795 01:25:06.640 --> 01:25:08.560 spot is when you dropped it off. 1796 01:25:10.680 --> 01:25:13.760 Yeah, but let me let me jump to the punch here. 1797 01:25:13.880 --> 01:25:15.880 No, I don't want you to jump. I just don't 1798 01:25:15.880 --> 01:25:18.000 want you to jump to the punch because there's people 1799 01:25:18.000 --> 01:25:20.600 that haven't heard how crazy this story is. 1800 01:25:20.920 --> 01:25:23.800 So what was the next thing that happened. 1801 01:25:24.520 --> 01:25:27.159 I thought there was a wiring harness or something involved, 1802 01:25:27.159 --> 01:25:28.479 but I could have that mixed up. 1803 01:25:29.760 --> 01:25:32.960 Yeah, no, no, they checked at the wiring all that, 1804 01:25:33.199 --> 01:25:35.560 and they did a fight test and they said, well, 1805 01:25:35.600 --> 01:25:40.159 we're having our the thirteenth of December. They said, we're 1806 01:25:40.159 --> 01:25:43.039 having our engineer come in and then the next day 1807 01:25:43.159 --> 01:25:48.239 from Kia. Yeah yeah, they're top top dog engineer yep, 1808 01:25:49.039 --> 01:25:52.800 main office or whatever, and but he won't be able 1809 01:25:52.880 --> 01:25:56.399 to come till January second, like three weeks later. 1810 01:25:56.520 --> 01:25:59.479 Okay, so fine, January second has come and gone. Did 1811 01:25:59.479 --> 01:26:00.600 he ever get out there? 1812 01:26:02.000 --> 01:26:02.560 No? 1813 01:26:02.560 --> 01:26:05.119 No. Then they sent me a message and said, the 1814 01:26:05.199 --> 01:26:08.359 engineers told us that the rebuilt transmission we put in 1815 01:26:08.479 --> 01:26:11.199 must be bad, so we're going to put another one. 1816 01:26:11.720 --> 01:26:14.159 And when did they tell you that? Round the second. 1817 01:26:17.000 --> 01:26:20.720 They yeah they yeah, yeah, okay. 1818 01:26:20.800 --> 01:26:23.600 So so now we're here on the ninth. Did they 1819 01:26:23.640 --> 01:26:25.479 get another transmission and put it in? 1820 01:26:26.520 --> 01:26:26.840 Yes? 1821 01:26:27.199 --> 01:26:28.880 And what happened where we at today? 1822 01:26:29.920 --> 01:26:33.119 They sent me a message today. Let me pull it 1823 01:26:33.199 --> 01:26:34.399 up on my phone here. 1824 01:26:34.640 --> 01:26:36.560 Oh my god, I can't wait to hear what they 1825 01:26:36.560 --> 01:26:37.359 had to say. 1826 01:26:38.039 --> 01:26:42.640 Well, I mean, I'm I'm dumbfounded. But they said, hey, Craig, 1827 01:26:43.159 --> 01:26:46.640 they said, the transmission is being installed today. That was Tuesday. 1828 01:26:46.680 --> 01:26:50.760 We'll keep you posted ring around the Rosie for almost 1829 01:26:50.760 --> 01:26:53.880 seven days. It'll be three months. They sent me a 1830 01:26:53.920 --> 01:26:59.279 message two days later, which was or no. They sent 1831 01:26:59.399 --> 01:27:03.359 me yeah, two days later today and they said, hey, Craig, 1832 01:27:03.920 --> 01:27:08.560 vehicle is fixed. Finally, the remaining total is three thousand 1833 01:27:08.600 --> 01:27:09.880 and six dollars. 1834 01:27:10.239 --> 01:27:11.960 And how much have you paid him so far? 1835 01:27:14.159 --> 01:27:17.039 Originally originally how much was it going to be for 1836 01:27:17.079 --> 01:27:22.720 the transmission. So what is the justification of the more money? 1837 01:27:23.920 --> 01:27:26.960 I don't know. That's why instead, I wanted to talk 1838 01:27:27.000 --> 01:27:28.760 to you first before I called up. 1839 01:27:29.000 --> 01:27:31.720 Yeah, you know what, and they've had the vehicle three months. 1840 01:27:31.760 --> 01:27:34.640 I'm going to make a call to the service manager. 1841 01:27:34.680 --> 01:27:37.239 In fact, I'm going to have Suzanne. I'm going to 1842 01:27:37.279 --> 01:27:39.920 give you the information. I really want to talk to 1843 01:27:39.960 --> 01:27:43.000 the service manager. I haven't dealt with him yet. Andy 1844 01:27:43.079 --> 01:27:46.600 knows him very well. Brella says he's a good, honest guy, 1845 01:27:46.960 --> 01:27:49.039 and we're going to get through to him that this 1846 01:27:49.199 --> 01:27:52.479 is absurd. It turned out to be they they sold 1847 01:27:52.520 --> 01:27:56.159 you a bum transmission. Then they chased it for three months. 1848 01:27:56.399 --> 01:27:59.560 Now they want more money because what a parent. It 1849 01:27:59.560 --> 01:28:01.520 seems like they were inapt. 1850 01:28:02.560 --> 01:28:05.720 Now they're saying, we may have to put in another 1851 01:28:06.079 --> 01:28:08.840 new PCM. So that's why I think they knocked it 1852 01:28:08.920 --> 01:28:10.199 up in their fifteen hundreds. 1853 01:28:10.239 --> 01:28:12.239 Well, I don't care about that, because I think your 1854 01:28:12.239 --> 01:28:17.159 original PCM was fine because when they changed out the PCM. Okay, listen, 1855 01:28:17.239 --> 01:28:18.960 I got Jeff thick up. I got to take this 1856 01:28:19.039 --> 01:28:21.199 break hold on man. I want you to stay there, Jeff. 1857 01:28:21.239 --> 01:28:22.760 I'm going to come back to you and ask you. 1858 01:28:23.039 --> 01:28:25.720 And basically, here's what I'm going to ask Jeff. I mean, 1859 01:28:25.880 --> 01:28:29.520 they're saying the service advisor basically told them, we don't 1860 01:28:29.560 --> 01:28:32.119 know if it's the ECM, the PCM and something else 1861 01:28:32.279 --> 01:28:35.399 some other m and they threw apart at it. And 1862 01:28:35.720 --> 01:28:37.760 my understanding back in my day when I had the 1863 01:28:37.760 --> 01:28:41.239 Goodyear stores, if I bought a PCM from a dealership 1864 01:28:41.239 --> 01:28:43.119 and it was programmed to the event, I own it. 1865 01:28:43.359 --> 01:28:45.039 I mean pretty much, I own it. I don't know 1866 01:28:45.079 --> 01:28:48.279 how the dealerships work. That could be different. I'm just 1867 01:28:48.359 --> 01:28:52.319 curious what I'm curious of this. You put a transmission in, 1868 01:28:52.399 --> 01:28:55.079 it doesn't work. You put a PCM in it still 1869 01:28:55.079 --> 01:28:58.600 does the same thing. So now why would this guy 1870 01:28:58.640 --> 01:29:01.399 have to pay for a PCM period. It doesn't make 1871 01:29:01.439 --> 01:29:05.279 sense because ultimately they're telling them it was a bad transmission. 1872 01:29:05.720 --> 01:29:07.399 I just don't get it. I want to talk to 1873 01:29:07.479 --> 01:29:10.920 Jeff Thick after this, and would a transmission itself make 1874 01:29:11.000 --> 01:29:14.039 itself stuck in a gear like fourth gear or first gear? 1875 01:29:14.039 --> 01:29:17.239 Remember his original problem stuck in gear? They put in 1876 01:29:17.279 --> 01:29:20.920 the rebuild transmission problems stuck in gear. It's crazy. 1877 01:29:26.119 --> 01:29:29.399 Go with a sure thing Denver's best roofer Excel Roofing 1878 01:29:29.520 --> 01:29:35.760 dot com. You don't pay cent until you're content. Time 1879 01:29:35.800 --> 01:29:39.079 for an insurance checkup free, no obligation. In comparison, call 1880 01:29:39.159 --> 01:29:42.479 Compass Insurance paying too much your coverage at dozens of 1881 01:29:42.520 --> 01:29:45.199 insurance companies find out now three o three seven to 1882 01:29:45.239 --> 01:29:48.039 seven to one help. You'll think you're his only customer 1883 01:29:48.079 --> 01:29:50.359 when you choose Frank durand the real estate Man dot 1884 01:29:50.359 --> 01:29:53.720 com to list your home with Remax Alliance three oh 1885 01:29:53.720 --> 01:29:58.600 three nine two zero sixteen twenty two bad. 1886 01:29:58.880 --> 01:30:02.000 I'm looking at h these fires. Listen. I do want 1887 01:30:02.039 --> 01:30:04.640 to get our insurance expert on Not right now, Kelly, 1888 01:30:05.359 --> 01:30:07.640 because we've got other stuff we're cooking, but I want 1889 01:30:07.640 --> 01:30:10.199 to get them on next hour for sure, So maybe 1890 01:30:10.239 --> 01:30:13.560 line Brian up for a first break. But I'm reading 1891 01:30:13.600 --> 01:30:16.399 stuff like they're trying to pass along California or they're 1892 01:30:16.439 --> 01:30:19.359 thinking about it now, they're going to force insurance carriers 1893 01:30:19.399 --> 01:30:23.279 to do something. I mean, I wonder two things. One 1894 01:30:23.880 --> 01:30:26.319 is it possible this is going to be another bailout? 1895 01:30:26.520 --> 01:30:28.960 And then the curious part is this would be under Trump? 1896 01:30:29.279 --> 01:30:32.800 Is Trump going to bail out California? I mean, I 1897 01:30:32.920 --> 01:30:34.359 just don't know the answer to that. I don't know 1898 01:30:34.359 --> 01:30:36.960 what a bailout looks like when we have so many 1899 01:30:37.000 --> 01:30:41.359 people either no insurance or the insurance companies simply don't 1900 01:30:41.439 --> 01:30:43.600 have enough money. So I want to find out if 1901 01:30:43.600 --> 01:30:47.079 most of these big companies are reinsured by Lloyd's of London, 1902 01:30:47.119 --> 01:30:50.239 how that works, and is there a cap generally. 1903 01:30:49.920 --> 01:30:50.920 On those policies. 1904 01:30:51.239 --> 01:30:55.239 But I think we're looking at the largest the largest 1905 01:30:55.279 --> 01:30:58.960 claims ever in history, in the history of not just 1906 01:30:59.000 --> 01:31:01.039 his country, in the history Mark You don't think. 1907 01:31:00.920 --> 01:31:04.000 Biden will bail them out or bail the insurance companies 1908 01:31:04.039 --> 01:31:04.880 out before, well. 1909 01:31:04.880 --> 01:31:06.199 Nothing, there's no time for this. 1910 01:31:07.199 --> 01:31:11.560 Absolutely that the way California has killed its resources and 1911 01:31:11.600 --> 01:31:14.199 the water issues going in and I think that one 1912 01:31:14.279 --> 01:31:18.079 mayor which he killed seventeen million dollars off the budget. 1913 01:31:18.279 --> 01:31:19.760 How many months ago was that, doc? 1914 01:31:20.319 --> 01:31:22.279 I'm not sure, but I know it was seventeen million. 1915 01:31:22.279 --> 01:31:25.920 Seventeen million off the fire department budget within the last what. 1916 01:31:26.239 --> 01:31:30.119 Kealteen and a half when it was just let me verify, 1917 01:31:30.119 --> 01:31:30.800 I believe. 1918 01:31:30.560 --> 01:31:31.439 It was a few months ago. 1919 01:31:31.560 --> 01:31:33.560 Okay, now I want to go to Jeff vic. Jeff, 1920 01:31:34.079 --> 01:31:37.000 this is just crazy as hell. He drops his vehicle off, 1921 01:31:37.560 --> 01:31:39.920 and I know you have. I went down with him 1922 01:31:39.960 --> 01:31:42.319 to the dealership months ago. I figured this would be 1923 01:31:42.359 --> 01:31:45.720 so done and over, but now here's what ultimately happened. 1924 01:31:45.960 --> 01:31:48.760 He's finally ready to pick his vehicle up. They want 1925 01:31:48.800 --> 01:31:51.520 forty two hundred bucks or whatever it is. Originally it 1926 01:31:51.600 --> 01:31:54.039 was only going to be thirty two. But here's the deal. 1927 01:31:54.920 --> 01:32:00.000 He brings in his vehicle and basically they say it's transmission, 1928 01:32:00.039 --> 01:32:01.279 and they put a transmission in. 1929 01:32:01.840 --> 01:32:03.479 It does not fix it. 1930 01:32:03.600 --> 01:32:07.119 But here's here's the difference between his transmission and the 1931 01:32:07.119 --> 01:32:09.760 one they put in. His was stuck in fourth gear. 1932 01:32:10.359 --> 01:32:12.720 The one they put in was stuck in first gear. 1933 01:32:12.920 --> 01:32:16.079 So then they decide it's a computer problem. So they 1934 01:32:16.079 --> 01:32:18.720 sell them a PCM, but ultimately it doesn't look like 1935 01:32:18.800 --> 01:32:20.439 they did, but I don't know if they did or 1936 01:32:20.479 --> 01:32:24.680 not because of the pricing. So the PCM doesn't fix it. 1937 01:32:24.960 --> 01:32:27.760 So then they try everything else. It's been there three months, 1938 01:32:27.960 --> 01:32:30.920 and then finally, finally they say, oh, it must be 1939 01:32:30.960 --> 01:32:33.640 the transmission we put in was bad. So they go 1940 01:32:33.800 --> 01:32:38.560 back in and basically put in another transmission. Now they 1941 01:32:38.560 --> 01:32:40.800 say it's ready to go. Here's what I'm afraid of, 1942 01:32:40.920 --> 01:32:42.800 and tell me tell I want your thoughts, but I 1943 01:32:42.840 --> 01:32:46.600 want you here's my fear. One. If they're charging them 1944 01:32:46.640 --> 01:32:49.760 for the computer, I think that's absolute BS and I'm 1945 01:32:49.760 --> 01:32:51.560 going to try to fight with them there. But I 1946 01:32:51.600 --> 01:32:54.119 don't know how you. I don't know how you would 1947 01:32:54.119 --> 01:32:57.319 prove it's the old computer, the new computer whatever. But 1948 01:32:57.399 --> 01:33:00.640 more importantly, I'm starting to wonder if it was the 1949 01:33:00.680 --> 01:33:05.199 PCM only and they put in the transmission and that 1950 01:33:05.399 --> 01:33:08.039 was really never the problem, or it was a different 1951 01:33:08.119 --> 01:33:11.000 problem that they're not even mentioning. I'm starting to wonder 1952 01:33:11.039 --> 01:33:14.079 if he needed a PCM a transmission, I don't know 1953 01:33:14.119 --> 01:33:17.159 what the hell he needed. How would we possibly Is 1954 01:33:17.199 --> 01:33:20.119 it possible for you to look at it and see 1955 01:33:20.640 --> 01:33:22.920 what they actually did to fix it. I know that 1956 01:33:23.000 --> 01:33:25.760 sounds insane, but give me your thoughts on all this. 1957 01:33:26.720 --> 01:33:29.039 If all those new parts are still hanging on the card, 1958 01:33:29.079 --> 01:33:31.640 then there's no way I can backtrack that. And I 1959 01:33:31.640 --> 01:33:33.960 can say that, yes, they put in a PCM. I 1960 01:33:33.960 --> 01:33:36.680 can say yes they put in a transmission. I can 1961 01:33:36.720 --> 01:33:39.359 say that yes they changed the vehicle speed septort, but 1962 01:33:40.000 --> 01:33:43.880 without the old parts to compare and to pass, there's 1963 01:33:43.960 --> 01:33:44.680 no way for me. 1964 01:33:44.640 --> 01:33:45.279 To validate that. 1965 01:33:46.000 --> 01:33:49.640 And why do you think it would take a reputable dealer. 1966 01:33:49.760 --> 01:33:52.239 I mean, we get very little complaints over deal in 1967 01:33:52.319 --> 01:33:55.039 dug Store, but a rap Okia, why do you think 1968 01:33:55.079 --> 01:33:57.960 it would take three months to figure this out? They 1969 01:33:58.239 --> 01:34:01.000 just the technician was inept, right, I mean, really, what 1970 01:34:01.079 --> 01:34:01.760 else could it be? 1971 01:34:02.399 --> 01:34:05.119 It could be partially and it could also partially be 1972 01:34:05.119 --> 01:34:07.479 because I mean, those parts are not easy to get 1973 01:34:07.479 --> 01:34:07.920 your hands on. 1974 01:34:08.000 --> 01:34:11.079 Right now, we just no, but they think about it. 1975 01:34:11.119 --> 01:34:13.479 They got the parts quick. Once he said okay, I 1976 01:34:13.479 --> 01:34:15.319 guess I'll get the PCMs. 1977 01:34:14.920 --> 01:34:17.279 On him, then I've been a whole heartedly. No, it's 1978 01:34:17.399 --> 01:34:19.520 not taking three months. You know, if he had a 1979 01:34:19.560 --> 01:34:22.439 transmission put in there, and then once they put it in, 1980 01:34:22.479 --> 01:34:25.800 they had a new problem. Well, logic stands the reason 1981 01:34:25.840 --> 01:34:27.560 you go back to the last point of repair and 1982 01:34:28.000 --> 01:34:30.159 you know with either that transmission or something wrong with 1983 01:34:30.199 --> 01:34:30.760 the installation. 1984 01:34:31.319 --> 01:34:33.920 Well, and then let me ask you this, just a 1985 01:34:33.960 --> 01:34:37.399 little detective work here. If you're stuck in fourth gear 1986 01:34:37.840 --> 01:34:40.479 on your original one, it just like boom happened. It 1987 01:34:40.479 --> 01:34:44.119 wouldn't shift, just just like that. And then they put 1988 01:34:44.159 --> 01:34:46.159 that in and they're stuck in first gear. To me, 1989 01:34:46.239 --> 01:34:49.760 that's the same problem, different gear. But could a computer 1990 01:34:50.000 --> 01:34:53.119 cause that? And if it could cause it, I mean why. 1991 01:34:53.199 --> 01:34:56.800 But then the other question is could a bad transmission 1992 01:34:56.840 --> 01:34:57.239 cause that? 1993 01:34:58.119 --> 01:35:01.039 Well, bad transmission definitely could. If there's a problem inside 1994 01:35:01.039 --> 01:35:04.439 the transmission, you have the computer senses, it'll go into 1995 01:35:04.520 --> 01:35:07.479 limmode and I'd have to check up. Put be fourth gear? 1996 01:35:07.520 --> 01:35:09.479 I think it's third gear on the key Is that 1997 01:35:09.760 --> 01:35:11.680 at defaults? Basically it shuts off. 1998 01:35:11.520 --> 01:35:12.600 All that You can move it. 1999 01:35:13.399 --> 01:35:15.119 Yeah, so you can move it. You'll got diverse and 2000 01:35:15.159 --> 01:35:17.159 you'll get a single forward gear. You can get it 2001 01:35:17.199 --> 01:35:18.720 into a all a repair shop and get it take 2002 01:35:18.720 --> 01:35:20.640 a look at and get it taken care of. It 2003 01:35:20.680 --> 01:35:22.399 may or may not be a big problem. It could 2004 01:35:22.439 --> 01:35:23.439 be a censory, so. 2005 01:35:23.479 --> 01:35:27.159 It literally could have been the computer or the transmission itself. 2006 01:35:27.760 --> 01:35:30.800 Well, if everything transplanted the way you said it did, 2007 01:35:31.119 --> 01:35:34.319 and the final repair was that second transmitter, I gotta say. 2008 01:35:34.159 --> 01:35:34.960 It was the transmit. 2009 01:35:35.039 --> 01:35:38.439 You know, at very least the second transmission was no good. 2010 01:35:38.920 --> 01:35:41.000 Well, so then it's just a problem. 2011 01:35:41.199 --> 01:35:44.920 It's basically ironic, if you will, that both times it 2012 01:35:45.039 --> 01:35:48.079 was stuck into gear. So you're saying, why would a 2013 01:35:48.119 --> 01:35:51.399 brand new or rebuilt transmission be stuck in first gear. 2014 01:35:52.039 --> 01:35:54.640 If you have something that's not getting good connections, so 2015 01:35:54.680 --> 01:35:57.560 it's not being given a command to shift. The computer 2016 01:35:57.640 --> 01:36:00.079 doesn't have enough information in order to schedule that. 2017 01:36:00.479 --> 01:36:02.840 See, that's what scares me about this at this point, 2018 01:36:02.840 --> 01:36:04.960 because they've had it so long and they've thrown so 2019 01:36:05.039 --> 01:36:08.000 many parts at it, and you're telling me, yeah, there's 2020 01:36:08.039 --> 01:36:10.199 no way we're going to figure out what literally fixed 2021 01:36:10.239 --> 01:36:11.840 it because they're all new parts. 2022 01:36:12.319 --> 01:36:14.199 Well, but what do they claim and fixed it? 2023 01:36:14.680 --> 01:36:17.920 Well, Craig, what they're claiming fixed it was the last transmission. 2024 01:36:18.119 --> 01:36:23.000 I just absolutely, Jeff, call right back, please. I hit 2025 01:36:23.119 --> 01:36:24.600 I went over to him and I hit that. 2026 01:36:24.920 --> 01:36:27.239 But they're basically, Jeff, I'm sure he's listening on the 2027 01:36:27.319 --> 01:36:31.079 radio the last transmission, right, Craig, they're saying it's ready 2028 01:36:31.119 --> 01:36:31.960 to go right now. 2029 01:36:33.840 --> 01:36:35.960 Yeah, yeah, they replaced transmission. 2030 01:36:36.199 --> 01:36:39.079 And you have you looked at the invoice yet? Can 2031 01:36:39.119 --> 01:36:41.680 you send me a copy of what they want to pay. 2032 01:36:41.720 --> 01:36:44.119 That's what I want. Send me an invoice right now. 2033 01:36:44.159 --> 01:36:48.239 Call them up, say you want a copy of the invoice. Okay, 2034 01:36:48.359 --> 01:36:51.000 I want to see what they're charging you for. Hold on, Craig, 2035 01:36:51.039 --> 01:36:53.399 I'm serious. I don't want to I don't want to 2036 01:36:53.439 --> 01:36:54.319 go any further. 2037 01:36:54.079 --> 01:36:56.199 With you right now. To you get me that invoice? 2038 01:36:56.239 --> 01:36:58.640 Is that Jeff? Let me talk to him. Hey, Jeff, 2039 01:36:58.680 --> 01:37:01.520 I got to go to break. But it was the transmission, 2040 01:37:02.039 --> 01:37:04.640 so they said the transmission they put in was no good. 2041 01:37:04.960 --> 01:37:07.359 Well then, quite frankly, then all he should be charged 2042 01:37:07.359 --> 01:37:08.920 for is the transmission of the installation. 2043 01:37:09.119 --> 01:37:10.760 Yeah, I'm going to look at I told him to 2044 01:37:10.760 --> 01:37:12.640 get the invoice. I want to see what they're charging 2045 01:37:12.720 --> 01:37:14.800 him for. The problem is, originally they were going to 2046 01:37:14.880 --> 01:37:17.960 charge them thirty two hundred bucks for the rebuild transmission. 2047 01:37:18.159 --> 01:37:21.640 Does that sound like a normal price or what to 2048 01:37:21.760 --> 01:37:27.840 you on a transmission that total parts in labor? 2049 01:37:28.399 --> 01:37:28.640 Yep? 2050 01:37:29.199 --> 01:37:30.760 For that one on a little Kia. 2051 01:37:31.119 --> 01:37:32.319 All right, what'd you. 2052 01:37:32.279 --> 01:37:34.640 Say, Jeff? I just have a quick question. Is it 2053 01:37:34.720 --> 01:37:38.800 possible it could be just the faulties shifting selenoid? I 2054 01:37:38.800 --> 01:37:42.520 think the transmits the first transmission is probably okay. 2055 01:37:43.000 --> 01:37:45.239 Well that's well, we'll never know because you can't test 2056 01:37:45.239 --> 01:37:45.479 a way. 2057 01:37:45.520 --> 01:37:48.840 That's my fear, though, Bo is like, we we have 2058 01:37:48.960 --> 01:37:51.399 no idea what was really wrong with it, and I 2059 01:37:51.439 --> 01:37:53.439 don't have faith in that mechanic at all. 2060 01:37:53.760 --> 01:37:56.399 I think it could just be the selenoid just keeping 2061 01:37:56.439 --> 01:37:58.960 it in fourth gear. But you're right, it's too I mean. 2062 01:37:58.880 --> 01:38:02.720 It's too late that his original transmission, I guarantee has 2063 01:38:02.760 --> 01:38:05.279 already been sent somewhere to get rebuilt. Wuldn't you say this? 2064 01:38:05.520 --> 01:38:05.840 No matter? 2065 01:38:05.920 --> 01:38:11.319 That was two transmissions ago. Tray plus that's two transmissions ago. Okay, yeah, 2066 01:38:11.399 --> 01:38:14.760 I mean it's crazy. I want to see that invoice. Greg. Hey, Jeff, 2067 01:38:15.000 --> 01:38:18.359 Jeff Vick Kimber transmission. Listen, you need a transmission. Not 2068 01:38:18.399 --> 01:38:21.000 only does he have like the best pricing around, but Jeff, 2069 01:38:21.119 --> 01:38:22.520 Jeff will give you different options. 2070 01:38:22.560 --> 01:38:25.159 He'll tell her to part, they'll tell you what it needs. 2071 01:38:25.720 --> 01:38:28.439 He does a lot of work for different municipalities and 2072 01:38:28.520 --> 01:38:31.359 all he does is transmissions. I mean, if it's in 2073 01:38:31.399 --> 01:38:33.439 there and you need breaks or something, he'll tell you 2074 01:38:33.479 --> 01:38:35.760 he can do stuff like that, but really it's a 2075 01:38:35.840 --> 01:38:39.319 transmission shot. They rebuild them right there. They're extremely good 2076 01:38:39.319 --> 01:38:41.960 at what they do, and their pricing is great. Warranties, 2077 01:38:42.000 --> 01:38:46.000 great transmissions Denver dot com three oh three six nine 2078 01:38:46.119 --> 01:38:50.479 three fourteen hundred. Any transmission questions three oh three six 2079 01:38:50.640 --> 01:38:53.600 nine three fourteen hundred. Rob's got a question on Tabor 2080 01:38:53.680 --> 01:38:55.960 after this, and that's about it. 2081 01:38:56.000 --> 01:39:03.760 Hold tight, go with a sure thing Denver's best roofer 2082 01:39:03.880 --> 01:39:06.800 Excel roofing dot com. You don't pay a cent until 2083 01:39:06.800 --> 01:39:13.279 you're content. Time for an insurance check up free, no obligation. 2084 01:39:13.319 --> 01:39:17.159 In comparison, call Compass Insurance paying too much your coverage 2085 01:39:17.159 --> 01:39:19.840 at dozens of insurance companies find out now three oh 2086 01:39:19.880 --> 01:39:21.039 three seven to seven to one. 2087 01:39:21.119 --> 01:39:21.399 Help. 2088 01:39:21.560 --> 01:39:24.199 You'll think you're his only customer when you choose Frank 2089 01:39:24.279 --> 01:39:26.720 durand the real estate Man dot com to list your 2090 01:39:26.720 --> 01:39:29.920 home with Remax Alliance three oh three nine two zero 2091 01:39:30.000 --> 01:39:35.800 sixteen twenty two. 2092 01:39:36.319 --> 01:39:38.439 All right, three oh three seven one three A two 2093 01:39:38.560 --> 01:39:41.239 five five three zero. 2094 01:39:40.760 --> 01:39:44.119 Three Martino, we've got another hour coming up. 2095 01:39:44.199 --> 01:39:48.479 We're gonna get Brian Burns up for somebody from Compass insurance. 2096 01:39:48.760 --> 01:39:50.920 I've got a lot of questions about these fires and 2097 01:39:50.920 --> 01:39:53.119 how the insurance is going to work out. I mean, 2098 01:39:53.199 --> 01:39:54.760 I don't even know if the money's going to be 2099 01:39:54.800 --> 01:39:57.399 there to cover what happens if everybody pulls out of 2100 01:39:57.439 --> 01:39:59.920 the state. I just got so many questions, and I 2101 01:40:00.039 --> 01:40:03.399 I was asking people, and I'm being serious. We were 2102 01:40:03.479 --> 01:40:06.760 talking back. You know, Reagan was a governor there, Schwarzenegger 2103 01:40:06.880 --> 01:40:10.680 was a governor. Now they were Republican. But really I 2104 01:40:11.199 --> 01:40:13.920 don't find them. I don't find them like what people 2105 01:40:13.960 --> 01:40:17.439 would say far right by any means, when did California 2106 01:40:17.520 --> 01:40:20.920 Maybe people that have lived there, Kelly, you lived there, 2107 01:40:20.960 --> 01:40:23.439 But I will talk about this next hour with Brian. 2108 01:40:23.479 --> 01:40:27.119 But I'm curious why, First of all, why did it 2109 01:40:27.159 --> 01:40:30.239 go so far left? When all of a sudden you 2110 01:40:31.000 --> 01:40:33.800 had crime out there that they didn't do anything with. 2111 01:40:33.960 --> 01:40:36.680 You could steal up to a thousand bucks or something. 2112 01:40:36.760 --> 01:40:39.760 Yeah, it went really downhill, very quick, but it was 2113 01:40:39.800 --> 01:40:41.000 a slow down. 2114 01:40:41.079 --> 01:40:42.199 Hell God, but all. 2115 01:40:42.119 --> 01:40:44.039 Of a sudden you wake up, like in the past 2116 01:40:44.039 --> 01:40:47.199 couple of years and over COVID, you can't believe what's 2117 01:40:47.279 --> 01:40:48.239 going on out there. 2118 01:40:48.439 --> 01:40:52.039 Well, and it started really before that with all of 2119 01:40:52.079 --> 01:40:53.600 the Democratic rush. 2120 01:40:53.720 --> 01:40:54.920 When did you move from there? 2121 01:40:56.640 --> 01:40:57.159 Two? 2122 01:40:57.600 --> 01:41:00.319 Yeah, that's I'm gonna quiz you on that. But hey, Rob, 2123 01:41:00.359 --> 01:41:02.239 what is going on? What's your question on Tabor? 2124 01:41:04.239 --> 01:41:04.439 Yeah? 2125 01:41:04.520 --> 01:41:07.520 Mark, is there going to be a favor refund this year? 2126 01:41:07.760 --> 01:41:10.039 I would assume, so I don't remember them getting rid 2127 01:41:10.039 --> 01:41:10.279 of it. 2128 01:41:12.000 --> 01:41:15.319 I heard some rumors earlier that are good. 2129 01:41:17.159 --> 01:41:21.680 Asked governor diverted some of that money away and then 2130 01:41:21.720 --> 01:41:24.159 we possibly wouldn't be able to get it. 2131 01:41:24.199 --> 01:41:26.000 And I don't know. I haven't heard anything. 2132 01:41:26.039 --> 01:41:27.079 And I have one more question. 2133 01:41:27.239 --> 01:41:29.520 Well, we can ask one of our accountants. They're going 2134 01:41:29.600 --> 01:41:31.800 to know. But I can't imagine we're not going to 2135 01:41:31.800 --> 01:41:32.760 get a table refund this. 2136 01:41:33.039 --> 01:41:34.640 We're going to try and shuffle it around for the 2137 01:41:34.760 --> 01:41:35.680 property taxes. 2138 01:41:35.680 --> 01:41:38.399 But I don't think that happened. It didn't pass right, Yeah, 2139 01:41:38.479 --> 01:41:40.760 I mean, I'm pretty sure we're going to get a 2140 01:41:40.760 --> 01:41:42.720 table refund, but go ahead. What was the other thing? 2141 01:41:44.199 --> 01:41:47.479 The other thing is that lovely Lauren Bobert. 2142 01:41:47.720 --> 01:41:50.800 This is her third term, so that bitch, just excuse me, 2143 01:41:51.039 --> 01:41:52.920 actually going to get a pension for. 2144 01:41:52.880 --> 01:41:55.039 The rest of her life after she's out office. 2145 01:41:55.199 --> 01:41:58.039 I would assume so just like all of them, just 2146 01:41:58.079 --> 01:42:01.560 like everybody in Congress, it voted for Obamacare. They're not 2147 01:42:01.640 --> 01:42:04.159 even on Obamacare, but they have health for the rest 2148 01:42:04.199 --> 01:42:07.079 of their lives. So yeah, Rob, she is. 2149 01:42:20.720 --> 01:42:24.000 Go with a sure thing Denver's best roofer Excel Roofing 2150 01:42:24.119 --> 01:42:24.680 dot com. 2151 01:42:24.720 --> 01:42:26.439 You don't pay a cent until you're. 2152 01:42:26.359 --> 01:42:33.319 Contenth time for an insurance checkup free, no obligation. In comparison, 2153 01:42:33.439 --> 01:42:37.000 call Compass Insurance paying too much your coverage at dozens 2154 01:42:37.000 --> 01:42:39.760 of insurance companies find out now three O three seven 2155 01:42:39.760 --> 01:42:42.119 to seven to one help. You'll think you're his only 2156 01:42:42.199 --> 01:42:44.680 customer when you choose Frank durand the real estate Man 2157 01:42:44.720 --> 01:42:48.119 dot com to list your home with Remax Alliance three 2158 01:42:48.159 --> 01:42:50.399 oh three nine two zero sixteen twenty two. 2159 01:42:58.039 --> 01:43:01.159 News need you don't have. 2160 01:43:04.479 --> 01:43:05.720 As fast as we can. 2161 01:43:07.000 --> 01:43:09.800 Shooter's gonna help coming man. 2162 01:43:10.479 --> 01:43:12.640 This is the Troubleshooter Show. 2163 01:43:13.279 --> 01:43:21.079 No Tom Martino, all right, welcome to the show, the 2164 01:43:21.119 --> 01:43:23.000 only show of It's kaid. We're here to solve problems, 2165 01:43:23.000 --> 01:43:25.239 answer questions, take complaints. 2166 01:43:25.840 --> 01:43:26.800 We do have open lines. 2167 01:43:26.800 --> 01:43:29.560 For the first time anything you've been ripped off taking 2168 01:43:29.600 --> 01:43:31.239 advantage of We want to hear from you. We were 2169 01:43:31.239 --> 01:43:33.039 talking about all kinds of stuff during the break. You 2170 01:43:33.039 --> 01:43:37.000 should always, and I mean really truly join us on YouTube. 2171 01:43:37.039 --> 01:43:39.319 It is a show within this show, I think kind 2172 01:43:39.319 --> 01:43:41.720 of like Seinfeld. It's kind of a I don't even 2173 01:43:41.720 --> 01:43:43.439 know how to put it. We just talk about certain 2174 01:43:43.520 --> 01:43:46.960 things that we simply can't talk about over our wonderful airways. 2175 01:43:47.279 --> 01:43:50.239 We just can't. Deputy Doc, do you have any updates? 2176 01:43:50.279 --> 01:43:52.199 By the way? Three oh three Martino three oh three 2177 01:43:52.319 --> 01:43:56.239 seven one three two five five no updates their Deputy Bow, 2178 01:43:56.279 --> 01:43:57.920 what do you got cooking anything in the hopper? 2179 01:43:58.159 --> 01:44:02.039 I've got four cases, but no positive developments to bring 2180 01:44:02.079 --> 01:44:02.960 to air yet. 2181 01:44:03.279 --> 01:44:06.239 No positive developments. What are you sitting on your tush? 2182 01:44:06.399 --> 01:44:06.560 Yeah? 2183 01:44:06.600 --> 01:44:09.319 I want them to turn into positives instead of negative, 2184 01:44:09.399 --> 01:44:10.640 So I got to keep working. 2185 01:44:10.399 --> 01:44:14.279 At We're gonna have Brian Burns with Compass Insurance on 2186 01:44:14.600 --> 01:44:17.479 is a guest here in a little bit. I am 2187 01:44:17.640 --> 01:44:21.399 just I'm looking at the devastation of these fires, and 2188 01:44:21.520 --> 01:44:23.960 anybody that's looked at the news, I have a feeling 2189 01:44:24.039 --> 01:44:27.279 this is really really bad. And what I mean by 2190 01:44:27.279 --> 01:44:33.199 that is the largest damage ever period. It's absolutely crazy. 2191 01:44:33.239 --> 01:44:36.079 Now the flames are coming up towards like some kind 2192 01:44:36.119 --> 01:44:39.199 of communication thing or something. But the reason I want 2193 01:44:39.199 --> 01:44:43.199 to have Brian Burns on is I'm trying to figure out, well, 2194 01:44:43.239 --> 01:44:45.119 there's going to be a bunch of people that had 2195 01:44:45.159 --> 01:44:47.600 no insurance whatsoever. There's no doubt about it. What I 2196 01:44:47.640 --> 01:44:50.199 heard one of the people talking about that had no 2197 01:44:50.279 --> 01:44:52.760 insurance on the news is the fact of the matter 2198 01:44:52.880 --> 01:44:56.720 is their house was bought from their parents or their 2199 01:44:56.720 --> 01:44:59.680 grandparents for like one hundred thousand bucks. Now it's worth 2200 01:45:00.079 --> 01:45:03.640 you know, three million dollars. They simply couldn't afford insurance 2201 01:45:03.680 --> 01:45:06.520 for it. And because it's paid off, there's no mortgage 2202 01:45:06.560 --> 01:45:09.079 company you have to appease. So, I mean, there's a 2203 01:45:09.119 --> 01:45:12.359 lot of people that have very there's nothing left but 2204 01:45:12.439 --> 01:45:13.880 ashes and they have no insurance. 2205 01:45:14.239 --> 01:45:17.039 Really sad we but think about the people who who 2206 01:45:17.079 --> 01:45:19.760 built houses, let's say ten and twenty years ago and 2207 01:45:19.840 --> 01:45:23.479 thirty years ago, didn't have the restrictions on building that 2208 01:45:23.520 --> 01:45:25.840 they have now. So if they rebuild, they have to 2209 01:45:25.840 --> 01:45:28.960 rebuild all the new crazy California restrictions. 2210 01:45:29.000 --> 01:45:31.319 That's true, but a lot of a lot of insurance 2211 01:45:31.359 --> 01:45:36.439 if you have insurance basically has you know, code upgrades, 2212 01:45:36.800 --> 01:45:37.640 but some doesn't. 2213 01:45:37.880 --> 01:45:43.560 Well remember also California also put a cap on insurance. 2214 01:45:44.119 --> 01:45:45.840 Not Newsome signed that into law. 2215 01:45:45.920 --> 01:45:49.479 What is a cap They basically California place a cap 2216 01:45:49.520 --> 01:45:50.039 on insurance. 2217 01:45:50.079 --> 01:45:52.439 I'm going to mention that about underinsured Mark. 2218 01:45:52.560 --> 01:45:54.199 That's sad too. These people that. 2219 01:45:54.199 --> 01:45:56.359 Think they're fully covered and they're going to find out 2220 01:45:56.399 --> 01:45:57.319 they're under insured. 2221 01:45:57.359 --> 01:45:58.640 A lot like those Boulder folks. 2222 01:45:58.680 --> 01:46:01.439 Yeah, ninety five percent of the bolder people Brian Burns 2223 01:46:01.479 --> 01:46:04.119 Compass Insurance. Brian, I just want to this isn't our 2224 01:46:04.159 --> 01:46:07.239 typical call to you, but you know, after some of 2225 01:46:07.279 --> 01:46:11.119 the stuff our president has said, and Trump has said 2226 01:46:11.199 --> 01:46:13.920 and other things, actually he is the president as far 2227 01:46:13.960 --> 01:46:16.880 as I'm concerned right now, because I don't hear anything 2228 01:46:16.920 --> 01:46:19.199 from Biden, you know, just real quick, and I know 2229 01:46:19.239 --> 01:46:22.279 there's people cussing me right now, a politics blah blah blah. 2230 01:46:22.359 --> 01:46:25.239 I literally watched him fly out there and they were 2231 01:46:25.279 --> 01:46:27.680 talking about the devastation and the fires. You know what 2232 01:46:27.760 --> 01:46:30.079 Biden said. You can go look it up yourself. It's 2233 01:46:30.159 --> 01:46:33.319 right on YouTube. I'm sure CNN, Fox, Everybody's played it. 2234 01:46:33.319 --> 01:46:35.560 You know what he said. He said, Now for the 2235 01:46:35.600 --> 01:46:41.720 good news, I had a grandson yesterday, great grandson. Think 2236 01:46:41.760 --> 01:46:46.239 about that. I mean, what talk about timing. That's like 2237 01:46:46.319 --> 01:46:49.239 in a wedding, you know, yelling out, you know, you 2238 01:46:49.319 --> 01:46:51.439 know when they say, hey, does anybody in this room? 2239 01:46:51.479 --> 01:46:54.000 Blah blah blah. You know you say I slept with 2240 01:46:54.039 --> 01:46:54.600 her or something. 2241 01:46:54.960 --> 01:46:56.960 I mean, you couldn't. You couldn't come up with the 2242 01:46:57.680 --> 01:47:00.560 worst timing from this guy. I think he thought he 2243 01:47:00.640 --> 01:47:02.960 was somewhere else. But hey, Brian Burns, I didn't mean 2244 01:47:03.000 --> 01:47:05.640 to drag you into that. On the insurance game, I 2245 01:47:05.680 --> 01:47:09.119 want to understand some Let's take a company like all State, Safeco, 2246 01:47:10.399 --> 01:47:12.760 you know, Mutual, anybody, I don't care who it is. 2247 01:47:13.640 --> 01:47:17.319 Do they are they required by law to have reinsurance 2248 01:47:17.399 --> 01:47:20.119 or no? In other words, I know, like during nine 2249 01:47:20.159 --> 01:47:24.600 to eleven, isn't it true that some of the insured buildings, 2250 01:47:24.600 --> 01:47:27.199 the insurance companies simply couldn't come up with the money, 2251 01:47:27.279 --> 01:47:31.119 right right yep? So the government bail out. 2252 01:47:31.319 --> 01:47:34.039 Yeah, literally, the government ended up bailing them out. 2253 01:47:34.479 --> 01:47:37.760 So since then and we had that issue, how does 2254 01:47:37.800 --> 01:47:41.439 it work now? What do regulators say to an insurance company? 2255 01:47:41.439 --> 01:47:41.960 Do you know? 2256 01:47:43.000 --> 01:47:46.800 Okay? So when you are admitted carrier, and you'll hear 2257 01:47:46.880 --> 01:47:51.840 those terms thrown around frequently whenever we're talking insurance, there's 2258 01:47:51.880 --> 01:47:55.760 admitted and then there's excess. Admitted carriers means they're governed 2259 01:47:55.840 --> 01:47:59.760 by the state. There's the insurance commissioner oversees it and 2260 01:48:00.039 --> 01:48:03.920 and so there's specific requirements if you're going to insure 2261 01:48:03.960 --> 01:48:07.319 in the state and you're admitted, So they have requirements 2262 01:48:07.359 --> 01:48:11.079 for reinsurance, but even carriers that are access also have them. 2263 01:48:11.199 --> 01:48:15.880 They just might be different amounts of reinsurance that is required. 2264 01:48:15.479 --> 01:48:15.880 But the. 2265 01:48:17.439 --> 01:48:20.239 Access ones aren't required to have it, but most of 2266 01:48:20.279 --> 01:48:20.680 them do. 2267 01:48:21.479 --> 01:48:23.800 They are required, but they're not required for the same 2268 01:48:23.880 --> 01:48:26.760 regulations of the state because they're not admitted by the state. 2269 01:48:26.800 --> 01:48:29.680 They're not they're not covered in other words, as a 2270 01:48:29.680 --> 01:48:32.399 blanket over the state. The state does not guarantee anything 2271 01:48:32.439 --> 01:48:34.840 out of these out of these insurance companies. 2272 01:48:34.520 --> 01:48:36.560 Give me an idea, Give me an idea of a 2273 01:48:36.640 --> 01:48:38.640 company that would be one or the other, like what 2274 01:48:38.760 --> 01:48:39.640 is all state. 2275 01:48:40.239 --> 01:48:42.840 All states admitted, So you're talking Lloyd's of London would 2276 01:48:42.840 --> 01:48:44.600 be an excess. 2277 01:48:44.159 --> 01:48:49.399 Carriage I basically a reinsure Well, they. 2278 01:48:49.680 --> 01:48:52.359 Do have a reinsurance portion to them, but they also 2279 01:48:52.479 --> 01:48:54.960 have where they just flat out insure. And there's other 2280 01:48:55.039 --> 01:48:58.680 carriers that do the same thing where they're they're non admitted, 2281 01:48:58.760 --> 01:49:01.079 but they are they still have reinsurance. I don't know 2282 01:49:01.119 --> 01:49:03.560 a company doesn't have reinsurance to it. 2283 01:49:04.079 --> 01:49:06.079 So none of these companies are going to go bankrupt 2284 01:49:06.079 --> 01:49:06.720 in California. 2285 01:49:06.760 --> 01:49:08.239 Brian get Truck may know that. 2286 01:49:08.279 --> 01:49:11.199 Well, you know, the one that's the most likely to 2287 01:49:11.239 --> 01:49:14.000 have problems is the Fair Plan, the one that's actually 2288 01:49:14.399 --> 01:49:18.640 you know, the insurance of last resort there in California, 2289 01:49:18.720 --> 01:49:22.000 because I think it's something like sixty percent of the 2290 01:49:22.039 --> 01:49:26.199 companies had non renewed or you know, removed themselves from 2291 01:49:26.720 --> 01:49:29.159 some of these areas where the fires affected, and so 2292 01:49:29.640 --> 01:49:32.840 those people had to go to the Fair Plan, which 2293 01:49:32.920 --> 01:49:36.119 is you know, Colorado is getting a version of this too, 2294 01:49:36.159 --> 01:49:39.560 by the way, Alcornia's version where it's the insurance of 2295 01:49:39.640 --> 01:49:42.439 last resort. So what happens is at least in Colorado, 2296 01:49:42.479 --> 01:49:44.760 I can speak to that because it's coming out here. 2297 01:49:44.840 --> 01:49:47.880 First part of this year is when it will actually 2298 01:49:47.920 --> 01:49:54.239 be available. But I cannot get insurance from anybody. You 2299 01:49:54.319 --> 01:49:57.079 have to have you know, declines from all the standard markets, 2300 01:49:57.079 --> 01:49:59.279 and then you even have to have to have a 2301 01:49:59.359 --> 01:50:02.399 decline from the access market. You can then go to 2302 01:50:02.479 --> 01:50:06.039 this Fair Plan and you can get insurance from there. 2303 01:50:06.039 --> 01:50:08.159 And what it is is where they get the money 2304 01:50:08.239 --> 01:50:13.119 is every admitted carrier in the state is assessed based 2305 01:50:13.119 --> 01:50:16.359 on the amount of premium they write. So if State 2306 01:50:16.359 --> 01:50:19.600 Farm is forty percent of the insurance in Colorado, they're 2307 01:50:19.600 --> 01:50:22.319 having to contribute forty percent of the insurance to this 2308 01:50:23.319 --> 01:50:24.399 to this fair plan. 2309 01:50:24.680 --> 01:50:27.359 But they also get paid for it when someone uses it. 2310 01:50:28.159 --> 01:50:28.880 Well, so. 2311 01:50:30.560 --> 01:50:32.600 The amount that they're going to pay into it is 2312 01:50:32.600 --> 01:50:35.000 not going to be enough to actually cover what's going 2313 01:50:35.039 --> 01:50:37.760 on there. So it's it's basically the way they're getting 2314 01:50:37.760 --> 01:50:40.520 the money is the admitted carriers are being assessed based 2315 01:50:40.520 --> 01:50:43.880 on it, and then it's obviously the premium that is 2316 01:50:43.960 --> 01:50:47.199 generated from this program, and it's not going to be cheap. 2317 01:50:47.560 --> 01:50:51.880 But same thing in California where there's coverages only go 2318 01:50:52.079 --> 01:50:54.680 up to a certain amount. I know in Colorado the 2319 01:50:54.720 --> 01:50:56.760 most it will go up to is seven hundred and 2320 01:50:56.760 --> 01:51:00.840 fifty thousand, So, oh my god, go to cost two 2321 01:51:00.840 --> 01:51:03.800 million to replace the most they can get if you're 2322 01:51:03.840 --> 01:51:06.560 in Colorado. I can't speak to California. The most they 2323 01:51:06.560 --> 01:51:08.760 can get is seven hundred and fifty thousand, but I 2324 01:51:08.880 --> 01:51:12.520 know that it's similar there. There's a cap how much 2325 01:51:12.600 --> 01:51:14.399 the fare plan will offer so. 2326 01:51:14.640 --> 01:51:16.720 And a lot of these people that had to go 2327 01:51:16.760 --> 01:51:18.640 to there, And I would assume one of the big 2328 01:51:18.680 --> 01:51:20.880 one is going to be fire risk, like where I live. 2329 01:51:21.399 --> 01:51:24.119 You know, there's certain carriers that won't touch it because 2330 01:51:24.159 --> 01:51:25.199 of the woods I live in. 2331 01:51:26.239 --> 01:51:28.920 So it's going to mostly be that's kind of the 2332 01:51:28.960 --> 01:51:31.079 idea behind it. But it also could be someone that 2333 01:51:31.159 --> 01:51:35.520 has had multiple claims that they just can't get insurance elsewhere. Well, 2334 01:51:35.560 --> 01:51:37.039 how much more risk? 2335 01:51:37.439 --> 01:51:39.880 How much more would that kind of plan be. 2336 01:51:40.159 --> 01:51:43.000 I mean if it only caps at seven one hundred 2337 01:51:43.039 --> 01:51:46.199 and fifty thousand, I mean that's not much higher than 2338 01:51:46.239 --> 01:51:48.319 the median house in Colorado. 2339 01:51:48.399 --> 01:51:50.199 Now, I mean it is higher, but not much. 2340 01:51:51.199 --> 01:51:53.239 And I don't know because it hasn't come out, I 2341 01:51:53.239 --> 01:51:56.079 don't know what their premiums would be. They do make 2342 01:51:56.119 --> 01:51:57.960 it seem like the premiums are going to be higher 2343 01:51:58.000 --> 01:52:00.319 than what you could find. You know, if if an 2344 01:52:00.319 --> 01:52:02.720 insurance company was at one point writing it, it's going 2345 01:52:02.760 --> 01:52:05.439 to be higher than that, but worse than that, it's 2346 01:52:05.479 --> 01:52:08.319 going to be what's called a DP one, which means 2347 01:52:08.920 --> 01:52:12.520 everything is actual cash value, no other option. You cannot 2348 01:52:12.560 --> 01:52:16.399 get replacement costs on anything, and it's going to be perils. 2349 01:52:16.840 --> 01:52:19.359 There's no liability included, so you're gonna have to go 2350 01:52:19.399 --> 01:52:20.600 elsewhere to get liability. 2351 01:52:20.720 --> 01:52:23.399 So if your couch burns up and all your furniture 2352 01:52:23.479 --> 01:52:25.840 burns up and it's five years old, they're going to 2353 01:52:25.880 --> 01:52:27.119 hand you a twenty dollars bill. 2354 01:52:27.119 --> 01:52:28.640 Basically, you got it. 2355 01:52:28.720 --> 01:52:30.760 No, they're not going to get anything. But it extends 2356 01:52:30.760 --> 01:52:34.279 further than just personal property. I'm talking your actual structure. No, 2357 01:52:34.399 --> 01:52:37.600 I get it, actual cash value. So yeah, it's it's 2358 01:52:37.680 --> 01:52:39.840 not good coverage. And I guarantee you that's what a 2359 01:52:39.840 --> 01:52:43.520 lot of these people you unfortunately have. But they're they 2360 01:52:43.600 --> 01:52:47.239 even they have reinsurance. But the article I was reading 2361 01:52:47.239 --> 01:52:51.600 here today is California's reinsurance was not nearly enough for 2362 01:52:51.680 --> 01:52:54.760 the exposure. That's that's you know, in front of them here. 2363 01:52:54.920 --> 01:52:57.079 Well, of course Trump made a comment. 2364 01:52:57.159 --> 01:52:59.680 Now remember there's a lot of politics in these comments 2365 01:52:59.680 --> 01:53:03.319 going back and forth. You know, he blamed everybody out there, 2366 01:53:03.600 --> 01:53:07.520 but he made a comment that the insurance companies aren't 2367 01:53:07.520 --> 01:53:10.359 gonna have enough money to pay this or he said possibly, 2368 01:53:10.439 --> 01:53:13.319 I mean, do you think that's that's very possible? 2369 01:53:14.239 --> 01:53:17.600 Well, I mean, what are they estimating now fifty billion dollars. 2370 01:53:17.920 --> 01:53:21.880 It was like sixty seventy Okay, yeah, so but that 2371 01:53:22.079 --> 01:53:22.880 was yesterday. 2372 01:53:23.039 --> 01:53:26.000 Hey, I just looked up the fair plan. It's three 2373 01:53:26.039 --> 01:53:29.119 million for residential, twenty million for commercial. 2374 01:53:29.520 --> 01:53:31.279 In California they. 2375 01:53:31.279 --> 01:53:34.239 Have way more. Yeah, so they have three men. Colorado's 2376 01:53:34.279 --> 01:53:35.000 the seven to fifty. 2377 01:53:35.039 --> 01:53:37.359 I know that, right, Well there's is three million and 2378 01:53:37.439 --> 01:53:38.079 twenty million. 2379 01:53:38.560 --> 01:53:41.239 Well, I mean, kat, it's crazy. And then the other thing, 2380 01:53:41.279 --> 01:53:43.439 it's going to be like Boulder, right, no matter what 2381 01:53:44.159 --> 01:53:47.760 these areas when they start to rebuild, because everything's gone, 2382 01:53:48.039 --> 01:53:49.520 lumber's going to be crazy. 2383 01:53:50.039 --> 01:53:51.479 Everything's going to be crazy. 2384 01:53:52.039 --> 01:53:55.279 Yeah, the cost to rebuild is going to skyrocket. And 2385 01:53:55.319 --> 01:53:58.199 like you said, exactly what happened in Boulder, where you 2386 01:53:58.279 --> 01:54:00.520 could not get a contractor to build a house there 2387 01:54:00.560 --> 01:54:02.800 for under three hundred and twenty dollars a square foot. 2388 01:54:03.000 --> 01:54:06.880 And so we started calling all our customers with rem 2389 01:54:07.000 --> 01:54:10.000 holls that didn't have extended replacement costs or very little 2390 01:54:10.039 --> 01:54:12.239 and just you know, we're telling them, hey, we need 2391 01:54:12.279 --> 01:54:15.159 to increase this dwelling limit. And it is a shocking 2392 01:54:15.239 --> 01:54:17.479 number when you start looking at that, but you know, 2393 01:54:18.520 --> 01:54:21.439 you realize that when there's a lots like this, the 2394 01:54:21.479 --> 01:54:23.079 cost is just way way higher. 2395 01:54:23.079 --> 01:54:25.079 Well, and then what do you think ultimately is going 2396 01:54:25.159 --> 01:54:27.319 to happen to all the people? There's a ton of 2397 01:54:27.319 --> 01:54:30.439 people that don't have insurance because either they can't afford 2398 01:54:30.479 --> 01:54:33.800 it and their mortgage company doesn't force them to do 2399 01:54:33.880 --> 01:54:36.840 it for whatever reason. One of the big ones I 2400 01:54:36.880 --> 01:54:39.039 heard I heard a lady on TV going, my great 2401 01:54:39.079 --> 01:54:42.720 grandparents bought this house for whatever, fifty thousand dollars or 2402 01:54:42.760 --> 01:54:46.079 my grandparents for one hundred, and now it's worth three million. 2403 01:54:46.159 --> 01:54:49.199 We simply can't afford insurance on it. So she had 2404 01:54:49.239 --> 01:54:52.159 no insurance, sure, And so what happens there? I mean, 2405 01:54:52.199 --> 01:54:55.960 do you see a government government assistance or loans coming in? 2406 01:54:56.239 --> 01:54:57.880 And even if those loans. 2407 01:54:57.560 --> 01:55:01.479 Do come in, I mean, what what exactly does that mean, 2408 01:55:01.960 --> 01:55:04.720 even if you don't have to qualify for it? I mean, 2409 01:55:04.760 --> 01:55:07.159 how much are they going to give somebody to rebuild 2410 01:55:07.159 --> 01:55:07.920 in Malibu? 2411 01:55:09.039 --> 01:55:09.279 I know? 2412 01:55:09.680 --> 01:55:12.600 Well, and you know it's on a much smaller scale. 2413 01:55:12.680 --> 01:55:16.319 Is the only I have, you know, my you know, 2414 01:55:17.000 --> 01:55:19.920 I'm drawing any kind of conclusions from his boulder. And 2415 01:55:20.359 --> 01:55:23.640 they they did put some requirements on the insurance companies 2416 01:55:23.720 --> 01:55:27.840 of you know, allowing longer time for loss of use. 2417 01:55:27.960 --> 01:55:30.359 So while they were trying to rebuild or trying to 2418 01:55:30.359 --> 01:55:33.279 get people to rebuild, even if a policy only had 2419 01:55:33.319 --> 01:55:36.000 twelve months of loss of use, they were requiring twenty 2420 01:55:36.000 --> 01:55:39.239 four months. So I do know the government will will 2421 01:55:39.359 --> 01:55:42.520 put requirements on these insurance companies. But if they don't 2422 01:55:42.520 --> 01:55:45.880 have insurance at all, yeah, I have no idea. 2423 01:55:45.960 --> 01:55:48.520 Now, wait a second, so I never understood what you 2424 01:55:48.600 --> 01:55:53.479 just said your last paragraphs there. So if if something 2425 01:55:53.560 --> 01:55:57.039 like these fires and my insurance policy says it's twelve 2426 01:55:57.079 --> 01:56:01.000 months to rebuild, we know there's no way two three 2427 01:56:01.119 --> 01:56:05.880 four thousand residents are going to be rebuilt in a year. 2428 01:56:06.359 --> 01:56:09.079 You're saying the government can force them, the state of 2429 01:56:09.119 --> 01:56:12.720 California or the FEDS can force them to pay for 2430 01:56:12.800 --> 01:56:14.520 another year, another two years. 2431 01:56:15.279 --> 01:56:19.760 Colorado sure did. Colorado did, even though it wasn't in 2432 01:56:19.840 --> 01:56:21.840 the policy that they even have had a policy of 2433 01:56:21.880 --> 01:56:24.319 twelve months for loss of use, it would require twenty 2434 01:56:24.359 --> 01:56:24.920 four months. 2435 01:56:25.000 --> 01:56:27.359 Yeah. But when they do something like that, I mean, 2436 01:56:27.439 --> 01:56:30.279 can the insurance companies fight that. I didn't realize the 2437 01:56:30.399 --> 01:56:32.680 state had the power. I mean, why don't they have 2438 01:56:32.760 --> 01:56:37.000 the power to say okay, instead of paying the insured 2439 01:56:37.079 --> 01:56:41.279 value of five hundred thousand, the rebuild price is nine 2440 01:56:41.359 --> 01:56:45.159 hundred thousand. Why not force them to do that too, right. 2441 01:56:45.039 --> 01:56:47.399 Yeah, at what point are their hands tied? I don't know, 2442 01:56:47.479 --> 01:56:49.399 but I can tell you that they did do that. 2443 01:56:49.520 --> 01:56:52.399 And even the article I was reading earlier about the 2444 01:56:52.399 --> 01:56:56.279 fair Plan and you know about it, the possible exhaustion 2445 01:56:56.439 --> 01:56:59.000 of coverage there, one of the last things was and 2446 01:56:59.199 --> 01:57:02.039 that the California very well might uh you know, force 2447 01:57:02.119 --> 01:57:05.000 insurance companies to put to put in more money into this. 2448 01:57:05.600 --> 01:57:09.439 So they obviously have the ability or maybe it's hey, 2449 01:57:09.600 --> 01:57:11.239 if you want to insure in our state, you have 2450 01:57:11.279 --> 01:57:14.920 to do this. I don't know that part. I'm just skepping, 2451 01:57:14.960 --> 01:57:18.439 you know. I have no idea what exactly the power 2452 01:57:18.520 --> 01:57:20.439 is they have, but they do have power to get 2453 01:57:20.520 --> 01:57:21.880 insurance companies to do things. 2454 01:57:22.359 --> 01:57:25.079 Man, that's crazy. But then what happens then they pull 2455 01:57:25.119 --> 01:57:25.880 out right. 2456 01:57:27.000 --> 01:57:29.600 Or you see them, it's they're already talking about what 2457 01:57:29.640 --> 01:57:31.960 it's going to do to their rates there. So California 2458 01:57:32.039 --> 01:57:35.239 or and even Colorado, you have to whenever you're trying 2459 01:57:35.239 --> 01:57:37.239 to raise rates in the state of an insurance company 2460 01:57:37.319 --> 01:57:39.920 is trying to raise rates, they have to get approval 2461 01:57:40.039 --> 01:57:41.600 if they are admitted. 2462 01:57:41.920 --> 01:57:44.479 Hold on, Brian, I'm getting yelled ATPI dragon. Let me 2463 01:57:44.479 --> 01:57:46.399 take a break. I'm hoping he can hold there. Three 2464 01:57:46.439 --> 01:57:49.520 zero three seven one three eight two five five. I'm 2465 01:57:49.520 --> 01:57:50.479 fascinated by this. 2466 01:57:55.399 --> 01:57:58.680 Go with a sure thing Denver's Best roofer Excel Roofing 2467 01:57:58.760 --> 01:57:59.319 dot com. 2468 01:57:59.399 --> 01:58:04.840 You don't pass until you're contenth. 2469 01:58:04.800 --> 01:58:07.960 Time for an insurance check up free, no obligation comparison 2470 01:58:08.119 --> 01:58:11.680 call Compass Insurance paying too much your coverage at dozens 2471 01:58:11.680 --> 01:58:14.399 of insurance companies find out now three oh three seven 2472 01:58:14.399 --> 01:58:16.760 to seven to one help. You'll think you're his only 2473 01:58:16.880 --> 01:58:19.319 customer when you choose Frank durand the real estate Man 2474 01:58:19.359 --> 01:58:22.840 dot com to list your home with Remax Alliance three 2475 01:58:22.840 --> 01:58:25.039 oh three nine two zero sixteen twenty. 2476 01:58:24.760 --> 01:58:42.239 Two three oh three seven one three eight two five 2477 01:58:42.279 --> 01:58:42.600 to five. 2478 01:58:42.600 --> 01:58:44.239 Couple lines open. I'm fascinated. 2479 01:58:44.479 --> 01:58:46.880 I want to continue, though, real quick, with Brian Burn's 2480 01:58:46.920 --> 01:58:49.920 Compass Insurance. We've been talking about insurance in these fires 2481 01:58:49.920 --> 01:58:55.119 and reinsurance. So Brian in Colorado, let's forget about California 2482 01:58:55.159 --> 01:58:58.279 for a second. In Colorado because of all the hail 2483 01:58:58.359 --> 01:59:01.520 disasters and was last year was twenty twenty four A 2484 01:59:01.560 --> 01:59:02.039 big one. 2485 01:59:03.199 --> 01:59:07.800 Yes, or was a terrible year for all losses. 2486 01:59:07.920 --> 01:59:10.760 How much did the insurance companies lose in Colorado? Do 2487 01:59:10.800 --> 01:59:12.800 you know that number or. 2488 01:59:12.880 --> 01:59:16.439 RUL look up? Well, I just know the care that 2489 01:59:16.479 --> 01:59:20.119 I work with. I'm seeing you know, you know running 2490 01:59:20.800 --> 01:59:23.920 to twenty, which means for every dollar collected, you paid 2491 01:59:23.960 --> 01:59:25.239 out two dollars and twenty cents. 2492 01:59:25.319 --> 01:59:25.960 Oh my god. 2493 01:59:26.039 --> 01:59:29.439 So they're literally losing more than twice. 2494 01:59:30.079 --> 01:59:32.119 Yes, there are some of the carriers that did. And 2495 01:59:32.159 --> 01:59:36.359 that's why you saw such a such an incredible, terrible 2496 01:59:36.640 --> 01:59:42.439 but incredible response cheers from insurance companies. Where we literally 2497 01:59:42.560 --> 01:59:45.279 had companies that just said no new business. They wouldn't 2498 01:59:45.279 --> 01:59:48.479 write anything new. And so you know, people are coming 2499 01:59:48.520 --> 01:59:51.399 and looking for quotes and because their rates are going up, 2500 01:59:51.439 --> 01:59:54.199 and you look around the market and it's hard. It 2501 01:59:54.199 --> 01:59:57.159 was hard to find insurance companies that were offering terms. 2502 01:59:57.439 --> 02:00:00.800 And that's the reason Colorado is putting this this new 2503 02:00:01.359 --> 02:00:04.720 you know, desperate plan together for people that can't get coverage. 2504 02:00:04.720 --> 02:00:09.479 Hey, Brian, what percentage of people who got that houses 2505 02:00:09.479 --> 02:00:13.279 burned down a bould to rebuild? 2506 02:00:13.399 --> 02:00:16.800 Well, so we lost the customers that we write for. 2507 02:00:17.000 --> 02:00:22.880 We had about twelve people lose homes in the Boulder fire. Thankfully, 2508 02:00:24.439 --> 02:00:26.920 eight or nine of them, and I'm sorry, I don't 2509 02:00:26.920 --> 02:00:28.960 remember how many exactly, but it was eight or nine 2510 02:00:28.960 --> 02:00:31.680 of them were home insurance policies that either had uncapped 2511 02:00:31.720 --> 02:00:37.239 replacement cost or fifty percent or more of extended coverage, 2512 02:00:37.279 --> 02:00:41.239 and so they all rebuilt. We had, you know, a 2513 02:00:41.279 --> 02:00:44.319 handful of rental homes where the most you could get 2514 02:00:44.399 --> 02:00:47.880 is twenty five percent extended replacement cost, and I know 2515 02:00:48.000 --> 02:00:50.119 that a couple of those never rebuilt because it was 2516 02:00:50.319 --> 02:00:51.640 just not enough coverage. 2517 02:00:52.000 --> 02:00:55.159 So in Colorado they had all these losses. 2518 02:00:55.239 --> 02:00:57.520 I mean, if I'm running any business, if I'm running 2519 02:00:57.560 --> 02:01:01.079 like my Goodyear stores, I couldn't survive period if for 2520 02:01:01.199 --> 02:01:04.079 every dollar or every sale I had, I was paying 2521 02:01:04.119 --> 02:01:06.840 out two dollars and twenty cents. I mean, it would 2522 02:01:06.840 --> 02:01:09.439 be insane to run that business. So I assume some 2523 02:01:09.560 --> 02:01:12.239 of these carriers are pulling out. I mean, what are 2524 02:01:12.279 --> 02:01:14.880 the options a carrier has. They have to go to 2525 02:01:14.920 --> 02:01:17.680 the state you were saying, and basically they've got to 2526 02:01:17.680 --> 02:01:19.359 ask for a rate increase. 2527 02:01:19.920 --> 02:01:23.399 Yes, or coverage changes. So that's why you saw. The 2528 02:01:23.439 --> 02:01:26.720 immediate response was, hey, we are just not writing business 2529 02:01:26.840 --> 02:01:29.039 because you have to get approval, you have to go 2530 02:01:29.079 --> 02:01:31.880 through the process which takes time to be able to 2531 02:01:31.880 --> 02:01:35.520 get things changed on the policy going forward. And so 2532 02:01:35.960 --> 02:01:39.039 their response was just no new business, We're not writing 2533 02:01:39.039 --> 02:01:41.680 anything new. And then they started working on trying to 2534 02:01:41.680 --> 02:01:43.359 get changes made to the policies. 2535 02:01:43.399 --> 02:01:47.000 So people there so like, who in Colorado's not Who 2536 02:01:47.039 --> 02:01:50.399 in Colorado is not writing that that you don't deal 2537 02:01:50.439 --> 02:01:51.680 with anymore for new business. 2538 02:01:52.960 --> 02:01:57.039 Well, everybody is coming back into the market now, but 2539 02:01:57.239 --> 02:01:59.640 there was a period of time where nationwide didn't write 2540 02:01:59.680 --> 02:02:04.840 any new business. Travelers limited greatly the amount of business. 2541 02:02:04.920 --> 02:02:09.079 So did Safego limited all of them limited, you know 2542 02:02:09.119 --> 02:02:11.960 the ones the only one that I can think of. 2543 02:02:12.399 --> 02:02:16.159 It continued on with a company called Auto Owners. They 2544 02:02:17.159 --> 02:02:20.159 just continued to write business. And you know, their policy 2545 02:02:20.239 --> 02:02:23.800 was already set to where they had a hire Windhill deductible, 2546 02:02:23.960 --> 02:02:25.880 so they felt they were in a good place to 2547 02:02:25.880 --> 02:02:27.359 be able to continue to write business. 2548 02:02:27.439 --> 02:02:29.840 Yeah, it's really crazy. If you take a coverage in 2549 02:02:29.880 --> 02:02:31.880 this state, and a lot of people know what I'm 2550 02:02:31.880 --> 02:02:34.680 talking about, but you go back, you know, ten fifteen 2551 02:02:34.760 --> 02:02:37.760 years if you had a hell claim, I mean, you'd 2552 02:02:37.760 --> 02:02:41.399 pay your thousand bucks and you'd get a brand new roof. Now, 2553 02:02:41.720 --> 02:02:44.960 most policies like my own policy right now, I mean 2554 02:02:45.000 --> 02:02:46.640 I spent a lot of money on a good roof, 2555 02:02:47.159 --> 02:02:51.239 helproof roof with you know, one of our referral list members, Excel. 2556 02:02:51.640 --> 02:02:55.520 But you know, my my deductible now is like what 2557 02:02:55.720 --> 02:02:57.880 is it? Two percent? I mean you should know, but 2558 02:02:57.960 --> 02:03:01.079 it's like two percent of my It's huge. 2559 02:03:01.920 --> 02:03:05.279 Yeah, it's And I went the routes of having a 2560 02:03:05.319 --> 02:03:08.479 really high deductible as well, just because and that's what 2561 02:03:08.520 --> 02:03:11.079 people are seeing when they're seeing the renewals. Now, yeah, 2562 02:03:11.159 --> 02:03:14.640 the rate should stabilize a bit. I really believe that 2563 02:03:14.760 --> 02:03:18.279 because the biggest problem in Colorado is not the fires. 2564 02:03:18.359 --> 02:03:20.600 Now that's you know that is an issue. Now it's hale, 2565 02:03:21.399 --> 02:03:24.199 but it's hal by a landslide. It's hale. By the way, 2566 02:03:24.199 --> 02:03:26.000 you have a one percent deductible just look. 2567 02:03:26.199 --> 02:03:28.640 Yeah, it's crazy because it happens all the time. Now 2568 02:03:28.800 --> 02:03:31.359 it's not like total loss like fires, which are much 2569 02:03:31.479 --> 02:03:35.399 bigger claims. But man, I mean these hailstorms will hit 2570 02:03:35.760 --> 02:03:38.640 and you know, hit half of Aurora, half a Denver, 2571 02:03:39.239 --> 02:03:41.880 all of Douglas County. I mean, it's just crazy. I 2572 02:03:41.920 --> 02:03:44.840 remember when Colorado Springs had one of the biggest hailstorms 2573 02:03:44.840 --> 02:03:45.960 in the freaking country. 2574 02:03:46.720 --> 02:03:47.159 Yeah. 2575 02:03:47.239 --> 02:03:50.560 Yeah, and they're just it's so much money. It goes 2576 02:03:50.600 --> 02:03:52.760 out to fix all this hail and you're you're thinking 2577 02:03:52.760 --> 02:03:56.359 of just the just the homes, but there's not a 2578 02:03:56.399 --> 02:03:58.960 car is getting hit too. Oh this is but I'm 2579 02:03:58.960 --> 02:04:01.840 saying all the hail, damn much to cars? Is you know, 2580 02:04:02.000 --> 02:04:03.680 it's spikes as well through the summer. 2581 02:04:03.800 --> 02:04:06.800 So so in California, let me circle back to this. 2582 02:04:06.920 --> 02:04:10.399 So in California with the fires, my assumption would be 2583 02:04:10.960 --> 02:04:13.680 a lot of these people I look at it two ways. 2584 02:04:13.680 --> 02:04:17.039 One because everything's burnt down in these areas and other 2585 02:04:17.159 --> 02:04:19.840 insurance companies had to handle it, or even if you 2586 02:04:19.880 --> 02:04:22.920 were one that is paying out to big dollars. I mean, 2587 02:04:22.960 --> 02:04:25.239 the risk of a fire here again is next to 2588 02:04:25.279 --> 02:04:28.720 nothing because everything's burned. So what do you think is 2589 02:04:28.760 --> 02:04:30.720 going to happen? Do you think you're going to pull out? 2590 02:04:31.000 --> 02:04:33.680 Do you think like State Farm, all State? What? What? 2591 02:04:33.680 --> 02:04:34.880 What's your crystal ball? 2592 02:04:35.600 --> 02:04:35.840 Well? 2593 02:04:35.920 --> 02:04:39.079 State Farm did pull out. They were out of California. 2594 02:04:39.239 --> 02:04:42.000 If you remember it was last year or maybe even 2595 02:04:42.039 --> 02:04:43.960 a year and a half ago something like that, where 2596 02:04:44.359 --> 02:04:47.560 they were wanting out all together, out of California because 2597 02:04:47.560 --> 02:04:51.760 they were they have a you know, a specific company 2598 02:04:51.880 --> 02:04:55.960 writing company there in California that was near bankruptcy because 2599 02:04:56.039 --> 02:04:58.479 I lost so much money, so they started pulling out 2600 02:04:58.479 --> 02:05:01.600 of the state. So I was just reading here it 2601 02:05:01.680 --> 02:05:05.039 says that sixth that fair plan I was mentioning. Yeah, 2602 02:05:05.119 --> 02:05:10.119 from other insurance companies pulling out. It was up sixty 2603 02:05:10.199 --> 02:05:14.640 one percent as of September last year, that four hundred 2604 02:05:14.640 --> 02:05:16.880 and fifty eight billion from just a year earlier. 2605 02:05:17.439 --> 02:05:18.840 So it's amazing. 2606 02:05:18.920 --> 02:05:22.479 Can I ask another question, Brian, all these people that 2607 02:05:22.640 --> 02:05:27.840 abandoned their cars and the cars got bulldoze back in question, 2608 02:05:28.840 --> 02:05:31.840 if they have comprehensive would that be covered or because 2609 02:05:31.880 --> 02:05:35.119 they abandoned it, would that negate the policy. 2610 02:05:34.600 --> 02:05:36.880 Or would anything along those lines negated? 2611 02:05:37.760 --> 02:05:41.560 Yeah, no, there's nothing that would as far as from running, 2612 02:05:41.600 --> 02:05:44.079 you know, trying to save their lives, Yeah, of course 2613 02:05:44.119 --> 02:05:46.840 that would not That would not cause their policies not there. 2614 02:05:46.840 --> 02:05:48.640 You know what's funny though, Doc, think of how many 2615 02:05:48.640 --> 02:05:51.760 of those people had no that they didn't have comprehensive 2616 02:05:52.239 --> 02:05:53.159 just liability. 2617 02:05:53.279 --> 02:05:57.479 I think most of the people in that area in Malibu. Yeah, great, comprehensive. 2618 02:05:57.680 --> 02:06:00.520 Did you see those videos? Know, the bulldozer going down 2619 02:06:00.560 --> 02:06:02.479 the streets so the fire trucks could get through. 2620 02:06:03.319 --> 02:06:05.079 Yeah, I mean it looked like it would be a 2621 02:06:05.079 --> 02:06:07.720 collision claim. By the way, it wouldn't be a comprehensive 2622 02:06:07.720 --> 02:06:10.600 that would be collision. Yeah, the fire would be comprehensive, 2623 02:06:10.640 --> 02:06:13.760 but something bulldozing through it would be a collision. 2624 02:06:13.920 --> 02:06:16.520 That's crazy. Hey, Brian, I really appreciate you coming on 2625 02:06:16.560 --> 02:06:19.079 and for everybody out there, you know, there's a reason 2626 02:06:20.159 --> 02:06:21.199 we do advertising. 2627 02:06:23.079 --> 02:06:24.359 Oh, he knows his stuff. 2628 02:06:24.399 --> 02:06:27.439 Not only that. If you use Compass insurance, they're going 2629 02:06:27.479 --> 02:06:29.479 to shop every year find the right cover. It's more 2630 02:06:29.520 --> 02:06:32.399 importantly make sure you have the proper coverage so your 2631 02:06:32.479 --> 02:06:35.399 dwelling's covered. Maybe you need garage keepers for a shop, 2632 02:06:35.960 --> 02:06:38.920 maybe even workman's comp If you're sick at paying Pinnacle, 2633 02:06:39.479 --> 02:06:41.560 these guys can look around. If there's a better option, 2634 02:06:41.600 --> 02:06:44.640 they're going to tell you a commercial residential. They're great 2635 02:06:44.640 --> 02:06:47.479 people and unlike most agents, honestly, they're going to help 2636 02:06:47.560 --> 02:06:49.359 you with the claim. If you do have a claim 2637 02:06:49.359 --> 02:06:51.600 and you're fighting with them, they're going to get involved 2638 02:06:51.600 --> 02:06:54.399 and make some calls. Three oh three nine ninety six 2639 02:06:54.479 --> 02:06:57.640 nine thousand three zero three nine nine six nine thousand. 2640 02:06:57.720 --> 02:06:59.640 Don I promise I'll come to you right after this. 2641 02:07:00.079 --> 02:07:02.760 You have two lines open three zero three Martino, three 2642 02:07:02.840 --> 02:07:04.079 oh three Martino. 2643 02:07:09.600 --> 02:07:12.840 Go with a sure thing Denver's best roofer Excel Roofing 2644 02:07:12.960 --> 02:07:13.520 dot com. 2645 02:07:13.560 --> 02:07:15.600 You don't pay a cent until you're content. 2646 02:07:18.960 --> 02:07:22.159 Time for an insurance check up free, no obligation comparison 2647 02:07:22.279 --> 02:07:25.800 call Compass Insurance paying too much your coverage at dozens 2648 02:07:25.840 --> 02:07:28.600 of insurance companies find out now three oh three seven 2649 02:07:28.680 --> 02:07:31.479 seven to one help. You'll think you're his only customer 2650 02:07:31.520 --> 02:07:33.800 when you choose Frank durand the real estate Man dot 2651 02:07:33.800 --> 02:07:37.159 com to list your home with Remax Alliance three oh 2652 02:07:37.159 --> 02:07:45.680 three nine two zero sixteen twenty two. All right, three 2653 02:07:45.680 --> 02:07:48.600 oh three seven one three eight two five five. 2654 02:07:48.760 --> 02:07:50.079 By the way, I want to tell you something that 2655 02:07:50.119 --> 02:07:56.800 Tom did. It's kind of remarkable. He created uh basically, well, 2656 02:07:56.800 --> 02:07:57.800 he created Wave eight. 2657 02:07:58.479 --> 02:08:02.600 And what Wave eight douse more than anything. 2658 02:08:02.640 --> 02:08:05.279 Is help you grow wealth. You know a lot of 2659 02:08:05.279 --> 02:08:08.359 these people out there, are these so called financial advisors. 2660 02:08:08.960 --> 02:08:11.880 Quite honestly, they're not financial advisors. And I'm not kidding. 2661 02:08:11.880 --> 02:08:14.600 You can even ask yours. What they generally do is 2662 02:08:14.760 --> 02:08:17.920 just place or buy the products through somewhere else, somebody 2663 02:08:17.920 --> 02:08:20.479 else and take a commission. I mean, that's exactly what 2664 02:08:20.520 --> 02:08:23.760 they do, and basically that's your money. You could have 2665 02:08:23.800 --> 02:08:26.079 went direct to the source and do it. So Tom 2666 02:08:26.119 --> 02:08:28.479 got sick and tired of that. He's a very wealthy man, 2667 02:08:28.800 --> 02:08:30.960 and he got sick and tired of dealing with people 2668 02:08:31.039 --> 02:08:32.520 that are basically passed throughs. 2669 02:08:32.840 --> 02:08:37.279 So he created his own financial advisor firm, and he's 2670 02:08:37.279 --> 02:08:41.159 basically changing the way people deal with financial advisors. I mean, 2671 02:08:41.199 --> 02:08:45.079 now you're going direct. And he's assembled a team, He's 2672 02:08:45.119 --> 02:08:47.479 gone through, of course, all the classes and jump through 2673 02:08:47.479 --> 02:08:50.159 all the hoops. He's been building Wave eight for years 2674 02:08:50.159 --> 02:08:54.399 and years now and he's one hundred percent committed to 2675 02:08:54.520 --> 02:08:58.800 helping others grow their personal wealth, their retirement and everything. 2676 02:08:59.119 --> 02:08:59.800 You just can't go. 2677 02:09:00.439 --> 02:09:02.359 You give them, You give them a call, you talk 2678 02:09:02.399 --> 02:09:04.880 to them. The phone number is easy, but it's Wave eighth, 2679 02:09:05.079 --> 02:09:08.680 Wave eight Wealth Management. The website, go check out right 2680 02:09:08.680 --> 02:09:12.359 now invest with Martino dot com and it's great, man, 2681 02:09:12.399 --> 02:09:14.439 their returns have been great. You can learn a lot 2682 02:09:14.479 --> 02:09:16.640 from the website. Or if you want to sit down 2683 02:09:16.640 --> 02:09:20.800 and really talk to someone that cares about you growing 2684 02:09:20.800 --> 02:09:22.359 your wealth, I want you to do it three oh 2685 02:09:22.479 --> 02:09:24.439 three seven seven to one. Help. 2686 02:09:24.680 --> 02:09:26.560 It's pretty easy. Number three O three. 2687 02:09:26.920 --> 02:09:31.600 Seven seven to one help. Now someone's got to comment 2688 02:09:31.640 --> 02:09:34.279 on these fires. Here man, am I running behind today? 2689 02:09:34.560 --> 02:09:36.600 Three O three seven one three eight two five five. 2690 02:09:36.640 --> 02:09:40.039 Don't forget tomorrow's car day. And also, don't forget help 2691 02:09:40.079 --> 02:09:43.199 at troubleshooter dot com. You got any issues, you email 2692 02:09:43.239 --> 02:09:45.039 us Sarah. We're gonna reach out and try to help you. 2693 02:09:45.359 --> 02:09:49.960 Help at troubleshooter dot com or don't forget referrals dot 2694 02:09:50.000 --> 02:09:52.039 com a list of some of the best. You want 2695 02:09:52.039 --> 02:09:54.880 to check out some of the biggest scumbags around, go 2696 02:09:54.920 --> 02:09:58.039 to Sleeze Brigade dot com. Now, don what's going on 2697 02:09:58.119 --> 02:09:59.199 with you? What's your comment? 2698 02:10:00.640 --> 02:10:04.000 Well, I wanted to talk about the h the rebuilding 2699 02:10:04.119 --> 02:10:09.399 of LA and I grew up in San Diego. I 2700 02:10:09.479 --> 02:10:13.560 built a house before I left, and that was back 2701 02:10:13.600 --> 02:10:17.279 in ninety two and it took about a year to 2702 02:10:17.479 --> 02:10:23.319 get by everything through the building department. I can't even 2703 02:10:23.359 --> 02:10:27.760 imagine what it's gonna take these people, the thousands of homes. 2704 02:10:27.840 --> 02:10:31.359 I mean, we're talking what happened in the Marshall Partners. 2705 02:10:31.600 --> 02:10:35.039 We're talking like ten twenty four. 2706 02:10:35.199 --> 02:10:39.960 Oh I know in this and and not only that, man, 2707 02:10:40.039 --> 02:10:42.880 the value, the value is so much higher too. 2708 02:10:43.920 --> 02:10:44.119 Well. 2709 02:10:44.239 --> 02:10:45.199 Yeah, but this is. 2710 02:10:45.479 --> 02:10:49.520 I mean, this is like, this is like Boulder. All 2711 02:10:49.560 --> 02:10:53.199 of California is like Bulders. So with these what they're 2712 02:10:53.199 --> 02:10:55.800 gonna do to these people, They're gonna make them all 2713 02:10:55.880 --> 02:11:00.840 do one hundred percent renewable energy houses, gonna put all 2714 02:11:00.880 --> 02:11:06.520 these restrictions on all these houses to make it, you know, the. 2715 02:11:06.239 --> 02:11:08.199 Climate, make a green baby. 2716 02:11:09.119 --> 02:11:09.479 Yeah. 2717 02:11:09.920 --> 02:11:14.079 And I'll tell you what, this might be the best 2718 02:11:14.079 --> 02:11:18.079 thing that could have happened to California because when these 2719 02:11:18.079 --> 02:11:22.520 people go through all this, they're going to realize how 2720 02:11:22.680 --> 02:11:25.359 bad this green new giald really is. 2721 02:11:25.680 --> 02:11:25.920 See. 2722 02:11:26.039 --> 02:11:27.760 Now, you know what's funny about that? 2723 02:11:27.800 --> 02:11:28.000 Hey? 2724 02:11:28.079 --> 02:11:31.359 Is Kelly right there? Kelly? Yes, he's saying what I 2725 02:11:31.439 --> 02:11:33.760 was alluding to. The reason I'm talking to Kelly don 2726 02:11:33.840 --> 02:11:36.560 is because you know, basically, she grew up there. That's 2727 02:11:36.600 --> 02:11:39.920 her that's her home, that's her home state, man, And 2728 02:11:40.159 --> 02:11:43.880 she says, no matter what, those people aren't going to change, 2729 02:11:43.880 --> 02:11:46.680 they're still going to vote for the Liberals. I mean, 2730 02:11:46.720 --> 02:11:48.720 that was what you were saying, right, Kelly, Even if 2731 02:11:48.760 --> 02:11:51.439 they're house burned down and they're all screwed. You think 2732 02:11:51.479 --> 02:11:54.319 they're gonna stay and they're still gonna be the same way. 2733 02:11:54.319 --> 02:11:54.560 You know. 2734 02:11:54.800 --> 02:11:58.479 I mean, I would love to say I have faith, 2735 02:11:59.319 --> 02:12:03.279 but just in seeing what I've seen over the last 2736 02:12:03.680 --> 02:12:08.439 thirty years, it doesn't look good because of the northern 2737 02:12:08.520 --> 02:12:11.039 part of the state and the southern part of the 2738 02:12:11.079 --> 02:12:14.920 state basically drive the politics. 2739 02:12:15.000 --> 02:12:17.640 So don you but you really think these people that 2740 02:12:17.760 --> 02:12:21.039 were affected, and let's face it, everybody in la is 2741 02:12:21.079 --> 02:12:23.840 going to be affected because the price of insurance, if 2742 02:12:23.880 --> 02:12:26.039 you could even afford it, now you might not be 2743 02:12:26.119 --> 02:12:29.479 able to afford anymore. But you really think these people 2744 02:12:29.520 --> 02:12:31.439 are going to learn their lesson and get out of there. 2745 02:12:32.720 --> 02:12:34.680 I think it's gonna take. I think it's gonna take 2746 02:12:34.720 --> 02:12:36.359 some time, right. 2747 02:12:39.000 --> 02:12:41.359 You know what though the state hold on one second, 2748 02:12:41.399 --> 02:12:41.560 I do. 2749 02:12:41.720 --> 02:12:44.800 You made me think of something I said forever, even 2750 02:12:44.800 --> 02:12:48.279 in sixteen then of course, uh in twenty four I said, 2751 02:12:48.279 --> 02:12:51.720 Trump's going to win this thing. This pendulum, this pendulum 2752 02:12:51.760 --> 02:12:55.760 of a country has swung so far left it has 2753 02:12:55.840 --> 02:12:58.159 to come back. I mean, we are a living, breathing 2754 02:12:58.279 --> 02:13:01.960 nation that moves on every breath. And I do agree 2755 02:13:02.000 --> 02:13:04.359 with you, now, don that I think about this. I 2756 02:13:04.399 --> 02:13:08.920 think California will eventually get back to the middle, if 2757 02:13:08.960 --> 02:13:09.880 not swing right. 2758 02:13:11.680 --> 02:13:16.319 Well it did, it did swing a little right this relection. 2759 02:13:17.119 --> 02:13:18.279 Yeah it did. 2760 02:13:19.600 --> 02:13:24.079 You know, when when happens like this, I mean, the 2761 02:13:24.159 --> 02:13:29.159 amount of people that is affects directly, is it near 2762 02:13:29.359 --> 02:13:32.119 the amount of people that's going to affect. 2763 02:13:33.239 --> 02:13:36.039 Yeah, of course. And the other thing is all the 2764 02:13:36.119 --> 02:13:39.119 leading going on right now there. It's it's crazy. And 2765 02:13:39.279 --> 02:13:42.319 up until recently you could basically steal under a thousand 2766 02:13:42.319 --> 02:13:45.159 bucks and they wouldn't even you know, they wouldn't even 2767 02:13:45.199 --> 02:13:47.159 blink in California. I mean, I don't even think they 2768 02:13:47.199 --> 02:13:48.000 smacked your wrist. 2769 02:13:50.039 --> 02:13:54.039 I think this is gonna take It is so far 2770 02:13:54.079 --> 02:13:58.479 as what taking four years to get about seventy five 2771 02:13:58.479 --> 02:14:00.359 percent of the Marshall fire homes back. 2772 02:14:00.520 --> 02:14:03.239 Yep, this is going to take oh years, it. 2773 02:14:03.239 --> 02:14:06.039 Should say fifteen to twenty years. 2774 02:14:06.079 --> 02:14:08.359 All right, man, don I do appreciate it. I'm up 2775 02:14:08.399 --> 02:14:11.000 against the clock. That was a good comment. Three O 2776 02:14:11.159 --> 02:14:12.760 three seven one three will be right back.