WEBVTT 1 00:00:00.520 --> 00:00:07.480 It's Friday, Friday, mother fucking Friday. Lena made a song 2 00:00:07.519 --> 00:00:09.800 about that. I think did she did Lena do its 3 00:00:09.800 --> 00:00:10.679 motherfucking Friday? 4 00:00:10.720 --> 00:00:12.119 It would have I think it would have been Lena 5 00:00:12.160 --> 00:00:14.560 because it came out when I was in like, uh 6 00:00:14.679 --> 00:00:18.800 a senior in college or junior, and Lena was on 7 00:00:18.800 --> 00:00:19.480 the show at that time. 8 00:00:19.679 --> 00:00:21.359 Okay, That's how I know it came out around that 9 00:00:21.440 --> 00:00:25.879 time because she also did Dave's Friday Night then and 10 00:00:27.879 --> 00:00:29.559 was all basically making fun of like how I don't 11 00:00:29.600 --> 00:00:32.280 do anything on a Friday night. And this is what 12 00:00:32.320 --> 00:00:34.359 I've learned is, you know, as you go through life 13 00:00:34.439 --> 00:00:37.119 is like, you know what Friday nights at home on 14 00:00:37.200 --> 00:00:41.320 the couch with a pizza or door dash. They're great, 15 00:00:42.320 --> 00:00:43.399 They're awesome, they. 16 00:00:43.240 --> 00:00:43.960 Are really lovely. 17 00:00:44.039 --> 00:00:47.479 That's gonna be my weekend because I'm getting this laser 18 00:00:47.520 --> 00:00:49.119 treatment done in my face. So I'm going to be 19 00:00:49.200 --> 00:00:51.399 hiding in the shadows of my house all weekend, and 20 00:00:51.479 --> 00:00:54.039 so I will just be sitting around doing nothing. 21 00:00:54.159 --> 00:00:55.119 What are they doing to your face? 22 00:00:55.560 --> 00:00:57.679 You know, just burning it off, really. 23 00:00:57.439 --> 00:00:59.399 Starting over again? Yeah, throw a new one. 24 00:00:59.320 --> 00:00:59.960 Yeah exactly. 25 00:01:00.359 --> 00:01:03.000 Uh No, It's it's called the Broadband Ladies that are 26 00:01:03.119 --> 00:01:05.359 light therapy and then also a moxie treatment. It's a 27 00:01:05.359 --> 00:01:08.079 combo thing that they do together. And to be honest, 28 00:01:08.079 --> 00:01:09.920 I don't know exactly what it does, but it pulls 29 00:01:09.959 --> 00:01:11.799 out the pigment. Because I've told you before, there's like 30 00:01:11.799 --> 00:01:13.400 the some spot I get on my cheek that I'm 31 00:01:13.400 --> 00:01:15.159 really self conscious about now and for a while I 32 00:01:15.200 --> 00:01:17.000 thought it was cancer. It's not there anymore, because I 33 00:01:17.000 --> 00:01:19.079 had to say it's not there yet. Yeah, So it 34 00:01:19.560 --> 00:01:22.959 seriously works miracles. It's like it always was, like right 35 00:01:22.959 --> 00:01:23.599 here on my cheek. 36 00:01:23.599 --> 00:01:25.719 I'm pointing to it. Obviously you're listening, you know what I'm. 37 00:01:25.599 --> 00:01:28.079 Putting right there, but right under her left eye. 38 00:01:28.159 --> 00:01:30.319 But I got this done once in the last few months, 39 00:01:30.319 --> 00:01:32.079 and it really pulled the pigment out. But then it 40 00:01:32.159 --> 00:01:36.280 just helps with like collagen pores all that stuff spot 41 00:01:37.000 --> 00:01:37.879 and it works. 42 00:01:37.959 --> 00:01:38.560 I'm telling you. 43 00:01:38.560 --> 00:01:40.239 You can like see it in real time over the 44 00:01:40.280 --> 00:01:43.200 course of a week as your skin heels the pigment 45 00:01:43.280 --> 00:01:44.159 like being pulled out. 46 00:01:44.239 --> 00:01:46.359 It's so crazy to watch if you have. 47 00:01:46.359 --> 00:01:50.879 Some spots, Okay, interesting, Yeah, that's I've never noticed that 48 00:01:50.920 --> 00:01:53.280 on you, and I've never noticed until just now at 49 00:01:53.280 --> 00:01:53.879 this moment that. 50 00:01:53.840 --> 00:01:56.560 You have a little mole right there? 51 00:01:57.239 --> 00:01:57.400 Is it? 52 00:01:58.120 --> 00:01:58.359 Yeah? 53 00:01:58.400 --> 00:02:00.480 Oh yeah, this is it. I was going to say, 54 00:02:00.519 --> 00:02:02.680 I've never noticed had a little mole there. That's interesting 55 00:02:02.719 --> 00:02:04.280 because you don't usually get zits. 56 00:02:04.519 --> 00:02:07.920 Oh I do get zits, But honestly, I don't know 57 00:02:08.000 --> 00:02:09.479 that it was is it. It was one of those 58 00:02:09.479 --> 00:02:11.199 things where I think it was a bite of sorts, 59 00:02:11.240 --> 00:02:15.680 and I went after it and made so now it 60 00:02:15.800 --> 00:02:18.000 definitely stands out a little bit more than it probably should. 61 00:02:19.280 --> 00:02:23.639 Well, there's the update on Jenny's skins. So let's dive 62 00:02:23.680 --> 00:02:26.800 into the emails and here we go. Hello, friend, says 63 00:02:26.840 --> 00:02:28.960 Beth from North Branch. Last time I wrote in a 64 00:02:28.960 --> 00:02:30.520 couple of years ago when I found out that Dave 65 00:02:30.599 --> 00:02:33.800 also had a grandma, Helen. Hearing Dave read my tribute 66 00:02:33.800 --> 00:02:37.280 to my Grandma Helen and hearing about his grandma honestly 67 00:02:37.360 --> 00:02:39.919 made my year that year as I was struggling with 68 00:02:40.000 --> 00:02:43.800 postpartum depression, and to this day, the memory of hearing 69 00:02:43.840 --> 00:02:46.240 that podcast for the first time still means so much. 70 00:02:46.639 --> 00:02:48.759 You guys keep me saying some days while I fight 71 00:02:48.800 --> 00:02:50.960 to survive keeping up with a two year old and 72 00:02:51.039 --> 00:02:54.039 a six month old. Wow, I swear my girls both 73 00:02:54.080 --> 00:02:56.800 know Dave's voices. I've listened to you throughout my pregnancies 74 00:02:56.840 --> 00:02:59.319 and whenever we're in the car. My two year old 75 00:02:59.360 --> 00:03:02.560 recently started repeating after me in the mornings when I say, hey, Alexa, 76 00:03:02.639 --> 00:03:05.599 play KATIEWB. Hopefully ours doesn't please do it right now? 77 00:03:05.680 --> 00:03:05.719 No? 78 00:03:05.840 --> 00:03:06.159 She did not? 79 00:03:06.199 --> 00:03:08.680 Okay, good, and I had to share a cute clip 80 00:03:08.719 --> 00:03:12.639 of her saying KATIEWB, Happy Friday and have a great weekend. 81 00:03:12.680 --> 00:03:14.240 So I found the clip and I think I got 82 00:03:14.240 --> 00:03:16.879 it ready to play. Here we go, and of course 83 00:03:16.919 --> 00:03:20.560 it's not working, so that just might be. She sent 84 00:03:20.639 --> 00:03:23.599 me like a little like a phone clip, and I 85 00:03:23.719 --> 00:03:25.479 tried to play it and I thought the audio would 86 00:03:25.479 --> 00:03:28.280 come through, and it did not. But that is adorable. 87 00:03:28.360 --> 00:03:35.680 Thank you, Bess Neched What this says? Anybody know how 88 00:03:35.719 --> 00:03:37.960 to get rid of those awful gnats that are everywhere 89 00:03:38.039 --> 00:03:41.759 right now? I've never experienced this level of ridiculous from 90 00:03:41.800 --> 00:03:44.919 biting gnats. My poor kid is full of weltz, and 91 00:03:44.960 --> 00:03:47.080 so am I. They're flying around us, they're biting us. 92 00:03:47.080 --> 00:03:49.240 Even our poor foster dog has so many bites on 93 00:03:49.240 --> 00:03:51.840 her belly. If anybody has a special trick to get 94 00:03:51.879 --> 00:03:54.800 rid of those gnats, let me know. I'd love to 95 00:03:54.800 --> 00:03:58.039 have some time back outdoors. I don't ye, I don't 96 00:03:58.159 --> 00:03:59.240 notice them, honestly. 97 00:04:00.000 --> 00:04:00.879 I wonder where they. 98 00:04:00.800 --> 00:04:03.680 Live because it is that season right now. And I 99 00:04:03.719 --> 00:04:06.159 remember being up in the North Shore last year at 100 00:04:06.159 --> 00:04:08.360 this time and the nats were just starting to come 101 00:04:08.439 --> 00:04:11.039 out and it was like impossible to do hikes, almost 102 00:04:11.360 --> 00:04:13.000 betacked in certain areas. 103 00:04:13.080 --> 00:04:15.960 Yeah, but I yeah, I don't have a solution. I'm sorry. 104 00:04:17.000 --> 00:04:19.199 Uh, we're taking the van, the camper I say, camper 105 00:04:19.279 --> 00:04:20.920 van is not a camper vent. We're taking the RV 106 00:04:21.040 --> 00:04:22.680 out this weekend. And there was no there was no 107 00:04:22.720 --> 00:04:24.920 bugs last week. Yeah, because it was chilly enough the 108 00:04:24.920 --> 00:04:27.959 bugs weren't out. There's no mosquitoes really yet, although something 109 00:04:27.959 --> 00:04:30.399 bit me on the leg the other day could have 110 00:04:30.399 --> 00:04:32.720 been a mosquito. But I guess that's one thing we're 111 00:04:32.720 --> 00:04:34.560 gonna have to learn to deal with with the camper 112 00:04:35.120 --> 00:04:38.839 is keeping the bugs away and keeping them out of 113 00:04:38.879 --> 00:04:39.279 the RV. 114 00:04:39.439 --> 00:04:40.879 Okay, I need to send you. 115 00:04:41.199 --> 00:04:43.040 I'm going to look at it right now because there's 116 00:04:43.040 --> 00:04:46.560 something that you use. It's I'm trying to figure out 117 00:04:46.560 --> 00:04:51.360 how to describe it, but basically, it expels this substance 118 00:04:51.360 --> 00:04:53.319 into the air and keeps bugs away. But I have 119 00:04:53.399 --> 00:04:56.120 two of them for when I go on camper van trips. Okay, 120 00:04:56.160 --> 00:04:58.240 it's a mosquito repellent thing, and honestly, I'm pretty sure 121 00:04:58.279 --> 00:05:00.480 listeners recommended it to me last summer and it works 122 00:05:00.519 --> 00:05:01.839 really well and I use it on my deck and 123 00:05:01.879 --> 00:05:03.199 stuff too, But I gotta figure out what it is. 124 00:05:03.360 --> 00:05:05.120 Okay, send it to me, because yeah, I mean, you 125 00:05:05.199 --> 00:05:06.839 got your bug spray, but you know they're going to 126 00:05:06.879 --> 00:05:10.040 get inside the camper and then I'll be running around 127 00:05:10.040 --> 00:05:12.920 with a fly swatter trying to get these mosquitoes. So 128 00:05:14.000 --> 00:05:17.279 next one, Sarah writes in she says, Dave, I'm so 129 00:05:17.399 --> 00:05:20.519 excited that you've got your RV. I've heard you share 130 00:05:20.519 --> 00:05:22.439 a few times that you're cautious to talk about the 131 00:05:22.439 --> 00:05:26.000 purchase because it feels boastful. But I agree with Jenny 132 00:05:26.000 --> 00:05:27.839 that you worked really hard your whole life and you've 133 00:05:27.839 --> 00:05:30.839 earned the ability to enjoy your money. I appreciate that 134 00:05:30.879 --> 00:05:33.439 you're offering a perspective that is not talked about right now. 135 00:05:33.720 --> 00:05:35.920 Even though life is more expensive right now, you seem 136 00:05:35.959 --> 00:05:38.399 to be weathering that because you've been a conservative spender 137 00:05:38.480 --> 00:05:42.800 your whole life. Definitely a conservative spender. Jenny and I 138 00:05:42.839 --> 00:05:46.000 have that in common, and probably Bailey too. Growing up 139 00:05:46.000 --> 00:05:48.720 without a lot of money, you're used to not buying 140 00:05:49.360 --> 00:05:55.480 expensive things. And I remember one when I was about 141 00:05:56.000 --> 00:05:59.120 twenty eight years old, I got let go from a 142 00:05:59.199 --> 00:06:01.879 radio station that was changing format and they had to 143 00:06:01.879 --> 00:06:03.959 pay off the rest of my contract. And the rest 144 00:06:03.959 --> 00:06:07.160 of my contract was forty four thousand dollars and I 145 00:06:07.160 --> 00:06:11.319 got a check for forty four thousand dollars. I was 146 00:06:11.319 --> 00:06:13.879 twenty eight years old. Wow, Now this was money that 147 00:06:13.920 --> 00:06:15.680 they would have owed me had I worked there for 148 00:06:15.720 --> 00:06:18.040 the next you know, like I don't know whatever it 149 00:06:18.120 --> 00:06:21.439 was a year or whatever it was. And there was 150 00:06:21.480 --> 00:06:24.519 no question I was not going to buy a Mustang. Yeah, 151 00:06:24.639 --> 00:06:26.920 I was not going to buy a boat. I was 152 00:06:26.920 --> 00:06:31.319 not going to buy a whatever a Rolex. I put 153 00:06:31.360 --> 00:06:33.959 it in the bank and to this day it's still there. 154 00:06:34.240 --> 00:06:34.480 Gee. 155 00:06:34.759 --> 00:06:37.000 I mean I've never touched that, you know, we've never 156 00:06:37.040 --> 00:06:38.920 spent down to forty four thousand, so I can say 157 00:06:38.920 --> 00:06:42.920 it's still there. But yeah, I think that's one of 158 00:06:42.959 --> 00:06:45.639 the things, is like, what are you waiting for? My 159 00:06:45.759 --> 00:06:47.720 husband and I are in the same boat. We're thirty eight, 160 00:06:47.759 --> 00:06:49.639 we have three boys, We've worked our whole lives. We 161 00:06:49.680 --> 00:06:52.319 don't spend beyond our means, and we focused on saving. 162 00:06:53.160 --> 00:06:55.600 I am a frugal spender and love looking for a deal. 163 00:06:56.279 --> 00:06:58.839 All of that has put us in a position we're 164 00:06:58.839 --> 00:07:02.120 on track to move into our retirement careers at fifty. 165 00:07:02.639 --> 00:07:02.839 Wow. 166 00:07:02.879 --> 00:07:03.600 Good for them. 167 00:07:04.000 --> 00:07:06.959 We each have one hundred and seventy thousand in our 168 00:07:07.040 --> 00:07:08.839 four to oh one case, So between the two of 169 00:07:08.879 --> 00:07:13.319 them they have is that thirty four thousand dollars. We 170 00:07:13.399 --> 00:07:16.199 max out contributions to our roth iras each year and 171 00:07:16.240 --> 00:07:20.040 have about seventy five thousand invested and then fifteen thousand 172 00:07:20.120 --> 00:07:22.800 cash on hand for emergencies. Our only debt is our 173 00:07:22.839 --> 00:07:25.839 mortgage of two hundred thousand. My husband graduated college with 174 00:07:25.879 --> 00:07:29.319 a seventy thousand dollars student loan debt and we paid 175 00:07:29.319 --> 00:07:31.279 that off on our own. We make way more per 176 00:07:31.279 --> 00:07:34.600 month than we need to spend to survive even raising 177 00:07:34.639 --> 00:07:35.360 three kids. 178 00:07:36.000 --> 00:07:36.439 Wow. 179 00:07:36.680 --> 00:07:39.839 Okay, that's impressive. That is not the reality for anybody 180 00:07:39.879 --> 00:07:41.879 else in my life. I feel guilty about it all 181 00:07:41.920 --> 00:07:43.839 the time. We are not rich by any means, but 182 00:07:43.879 --> 00:07:46.920 we are happy that we have with what we have, 183 00:07:47.040 --> 00:07:50.680 and the peace of mind for our financial future. We 184 00:07:50.720 --> 00:07:53.439 are able to plan our summer vacations despite the rising 185 00:07:53.480 --> 00:07:56.279 cost of living. The vacation is not super fancy road 186 00:07:56.279 --> 00:07:58.439 trip into North Carolina for the boys to see the 187 00:07:58.480 --> 00:08:00.920 ocean for the first time, but it's way more than 188 00:08:00.959 --> 00:08:02.600 what I got to do as a kid. We are 189 00:08:02.639 --> 00:08:05.000 able to provide a really comfortable life for our kids. 190 00:08:05.399 --> 00:08:10.120 Why do I feel guilty about that? I think it's 191 00:08:10.199 --> 00:08:13.560 because you see other people that don't have that. I 192 00:08:13.560 --> 00:08:16.040 think I've read that ten percent of forty year olds 193 00:08:16.079 --> 00:08:19.680 have zero money saved. Yeah, ten percent of forty year 194 00:08:19.720 --> 00:08:21.439 old's zero money saved. 195 00:08:21.639 --> 00:08:23.519 We ended up talking about this on the air at 196 00:08:23.519 --> 00:08:25.759 one point, and we had so many people texting in 197 00:08:25.839 --> 00:08:28.000 saying how much they had in their bank account. Yes, 198 00:08:28.000 --> 00:08:30.040 and it was like a lot of people had not 199 00:08:30.160 --> 00:08:31.040 very much money at all. 200 00:08:31.199 --> 00:08:31.480 Yeah. 201 00:08:31.560 --> 00:08:33.720 Yeah, Well, we also had a lot of people who 202 00:08:33.759 --> 00:08:35.840 were saying how much they had. I actually feel like 203 00:08:35.840 --> 00:08:38.279 we had more people saying how much they had versus 204 00:08:38.360 --> 00:08:39.960 the people who were saying they didn't. And then they 205 00:08:39.960 --> 00:08:43.519 felt like shit, yeah, because they were like, what, I'm 206 00:08:44.039 --> 00:08:46.960 a single mom and I'm forty and I don't have 207 00:08:47.159 --> 00:08:49.919 anything in a roth ira or anything like that, and some. 208 00:08:49.799 --> 00:08:52.879 People don't even know what a roth ira is. Yeah, 209 00:08:52.919 --> 00:08:54.159 do you know what a roth ira is? 210 00:08:54.360 --> 00:08:55.519 Bill, I don't know. 211 00:08:55.559 --> 00:08:56.879 If I have, it's okay if you don't. 212 00:08:57.039 --> 00:08:59.000 Yeah, I mean I know what I know. It is 213 00:08:59.039 --> 00:09:01.320 a thing that you put money into and then you 214 00:09:01.480 --> 00:09:03.799 use it later on in your life. That's what I 215 00:09:03.799 --> 00:09:04.399 know about it. 216 00:09:05.039 --> 00:09:06.639 That's a good basic description. 217 00:09:06.759 --> 00:09:07.840 Yeah, basic. 218 00:09:08.120 --> 00:09:10.200 I don't know what all that is. 219 00:09:10.440 --> 00:09:13.360 We have a financial planner, and you do not have 220 00:09:13.399 --> 00:09:15.200 to make a lot of money to have a financial planner. 221 00:09:15.519 --> 00:09:17.639 I had one when I was probably twenty seven years 222 00:09:17.679 --> 00:09:20.480 old because I didn't know what. You know, you get 223 00:09:20.480 --> 00:09:24.360 a savings account and you get a checking account. Well 224 00:09:25.000 --> 00:09:26.759 you probably should do a little bit better than that, 225 00:09:26.799 --> 00:09:29.080 So we had a financial planner. The thing is they 226 00:09:29.120 --> 00:09:34.279 take a little bit of money from you, but in 227 00:09:34.320 --> 00:09:35.480 a lot of the time it's worth it. 228 00:09:35.519 --> 00:09:36.559 Because I don't know. 229 00:09:36.639 --> 00:09:38.799 I didn't know what a roth ira is, and no 230 00:09:38.919 --> 00:09:40.759 idea and all these different mutual I mean, I know 231 00:09:40.759 --> 00:09:43.200 what a mutual fund is, but I don't even know 232 00:09:43.200 --> 00:09:44.799 if they're a wise investment anymore. 233 00:09:44.960 --> 00:09:45.759 I really don't know. 234 00:09:46.240 --> 00:09:50.039 Yeah, I took I talked to a financial advisor, but 235 00:09:50.080 --> 00:09:51.519 she was just like a friend of mine, and I 236 00:09:51.519 --> 00:09:53.480 took a bunch of notes and I just have to 237 00:09:53.519 --> 00:09:57.000 like make it all happen, and I just haven't yet. 238 00:09:57.159 --> 00:10:00.080 I have a checking in savings account, I have like 239 00:10:00.080 --> 00:10:02.440 a four oh one k whatever, and then I have 240 00:10:02.679 --> 00:10:05.799 like a high yield savings account as well, and that's it. 241 00:10:06.080 --> 00:10:08.159 So I mean, you're doing good. 242 00:10:08.159 --> 00:10:08.320 Though. 243 00:10:08.559 --> 00:10:09.720 Here's one thing. 244 00:10:09.919 --> 00:10:12.679 Obviously I'm not a financial planner, but I was meeting 245 00:10:12.720 --> 00:10:16.480 with this one financial guy for a very long time recently, 246 00:10:16.600 --> 00:10:19.440 and one thing you should ask your company if they 247 00:10:19.480 --> 00:10:21.960 offer this is if they do wroth flor a one 248 00:10:22.039 --> 00:10:25.240 ks because our four oh one k is obviously take 249 00:10:25.279 --> 00:10:28.200 the money out of your check pre tax, but then 250 00:10:28.240 --> 00:10:31.080 you have to pay taxes on them later in life. 251 00:10:30.919 --> 00:10:32.120 When you use that money. 252 00:10:32.240 --> 00:10:35.799 Okay, so a wroth forloro one k is post tax 253 00:10:35.919 --> 00:10:38.639 money that's going into your four oh one k, So 254 00:10:38.759 --> 00:10:40.519 later in life you take that money out and you're 255 00:10:40.519 --> 00:10:43.960 not paying taxes on them. So in the end, unless 256 00:10:43.960 --> 00:10:47.440 something crazy happens in the economy, there's no way that 257 00:10:47.559 --> 00:10:51.360 taxes are going to be less in thirty years versus 258 00:10:51.360 --> 00:10:53.559 what they are right now. There's just no chance. So 259 00:10:53.600 --> 00:10:56.519 it's better to do wroth for oh one k contributions 260 00:10:56.600 --> 00:10:59.200 versus four oh one k, But most companies do not 261 00:10:59.279 --> 00:11:03.279 allow that five asst ours, and they are legally they 262 00:11:03.279 --> 00:11:04.960 have to start doing it, I think in like twenty 263 00:11:04.960 --> 00:11:05.559 twenty six. 264 00:11:06.080 --> 00:11:08.399 But there's also some requirements. 265 00:11:09.240 --> 00:11:11.080 Well, here's one thing that I heard from my financial 266 00:11:11.120 --> 00:11:14.320 planner is like, is social Security going away? Because Facebook 267 00:11:14.360 --> 00:11:18.039 is full of oh social Security is going away? One percent. 268 00:11:18.120 --> 00:11:21.159 It is not going away. It would kill people, It 269 00:11:21.200 --> 00:11:24.799 would starve people. Social Security is not going away. So 270 00:11:24.879 --> 00:11:27.559 when your uncle Peter, your aunt Betty is like, yeah, 271 00:11:27.559 --> 00:11:30.679 they're taking away social Security, they are not. Could you 272 00:11:30.759 --> 00:11:34.919 imagine all the senior citizens that live on that Social 273 00:11:34.919 --> 00:11:37.519 Security check poof it just vanished. 274 00:11:37.559 --> 00:11:39.600 Yeah, but your financial planner would tell you that because 275 00:11:39.600 --> 00:11:41.440 are they going to make money off of you if 276 00:11:41.519 --> 00:11:43.120 they don't lie to You're right? 277 00:11:43.120 --> 00:11:43.440 In fact? 278 00:11:43.440 --> 00:11:49.559 Oh my god, thanks for inducing panic. Jenny intrusive question, 279 00:11:49.679 --> 00:11:51.879 how much money do you guys want in your four 280 00:11:51.960 --> 00:11:55.639 oh one k before you retire? I got no fucking idea, Sarah, 281 00:11:56.039 --> 00:11:58.519 you really don't know. I really don't know. 282 00:11:58.679 --> 00:11:59.600 Yeah, I don't know either. 283 00:11:59.679 --> 00:12:04.000 I don't almost need to like exist and live. I say, 284 00:12:04.080 --> 00:12:04.519 no idea. 285 00:12:04.679 --> 00:12:06.679 The fact that they're able to go to their retirement 286 00:12:06.720 --> 00:12:10.200 and careers at fifty. Makes me think like they really 287 00:12:10.240 --> 00:12:12.960 have it down to science. But like for me, I 288 00:12:13.080 --> 00:12:14.639 don't know because I don't know how much I'm going 289 00:12:14.679 --> 00:12:16.559 to need to live in however many years. 290 00:12:16.679 --> 00:12:18.559 And that's the thing. You've got to adjust it for inflation. 291 00:12:18.679 --> 00:12:20.120 So if you've got a lot of money now and 292 00:12:20.159 --> 00:12:22.840 you're like, oh, I can retire on X amount, well 293 00:12:22.879 --> 00:12:24.519 when you retire, is that going to be enough? But 294 00:12:24.559 --> 00:12:28.600 you will accrue and your your investment will continue to 295 00:12:28.639 --> 00:12:31.679 grow because historically, no matter what the stock market is doing, 296 00:12:31.799 --> 00:12:36.360 historically it always goes up. Historically, it just always goes up. 297 00:12:36.519 --> 00:12:38.320 It'll dip and peak and dip and peak, but it'll 298 00:12:38.360 --> 00:12:43.519 all we go up. Let's see what else we got here. Okay, 299 00:12:43.720 --> 00:12:46.279 there are some people that have sent songs that wrote 300 00:12:46.600 --> 00:12:49.759 they wrote a song for Ai. Yes, I cannot get 301 00:12:49.799 --> 00:12:52.759 them to play. So if you wrote a song with 302 00:12:52.840 --> 00:12:56.399 AI about our morning show, I really appreciate that. For 303 00:12:56.639 --> 00:12:58.919 whatever reason. There's been two or three people that have 304 00:12:58.960 --> 00:13:02.159 sent us those, including Kaylee. She says, Yo, my favorite 305 00:13:02.200 --> 00:13:04.639 morning crew. I felt so inspired today listen to your show. 306 00:13:05.279 --> 00:13:07.399 I decided to put my creativity of the test and 307 00:13:07.399 --> 00:13:09.120 write up a little song about the morning show. 308 00:13:09.240 --> 00:13:11.000 So I did read this yesterday, and I only I 309 00:13:11.000 --> 00:13:12.720 didn't delete it, just because I wanted to see if 310 00:13:12.759 --> 00:13:14.879 we want to do something with it on the show today. 311 00:13:14.879 --> 00:13:15.799 So that's why that's in there. 312 00:13:15.919 --> 00:13:17.519 I couldn't get it to play well. 313 00:13:17.559 --> 00:13:19.120 I don't think that there's anything to play on that. 314 00:13:19.559 --> 00:13:22.399 Oh okay, so maybe she's not the right one. Yeah, 315 00:13:22.440 --> 00:13:25.519 so I will. Uh, let's just let's just read some 316 00:13:25.559 --> 00:13:26.759 of the lyrics. Did you read the lyrics? 317 00:13:26.799 --> 00:13:27.000 I did? 318 00:13:27.559 --> 00:13:27.679 Well? 319 00:13:27.679 --> 00:13:30.240 Then never mind? Yeah, the fuck am I doing here? 320 00:13:30.960 --> 00:13:32.320 All right, let's find another one. 321 00:13:32.360 --> 00:13:32.799 Here we go. 322 00:13:34.919 --> 00:13:38.679 Toy Story five is the subject. Hi, everybody feel the 323 00:13:38.799 --> 00:13:42.840 feel free to use my name, Thurston. Have you heard 324 00:13:42.879 --> 00:13:45.200 you could use some messages. I heard you talk about 325 00:13:45.240 --> 00:13:48.039 Toy Story five and how the third movie wrap things 326 00:13:48.159 --> 00:13:52.039 up and made four and now five. Indiana Jones. The 327 00:13:52.080 --> 00:13:55.360 final scene from the third was the proverbial writing off 328 00:13:55.399 --> 00:13:57.879 into the sunset and then came back and made number 329 00:13:57.879 --> 00:14:01.159 four and five. Interesting tidbit about movie making. For each 330 00:14:01.279 --> 00:14:03.879 minute on the screen, there should be one page in 331 00:14:03.919 --> 00:14:07.279 the script behind the camera or one to one pacing. 332 00:14:07.360 --> 00:14:09.080 I really had no idea, So one minute on the 333 00:14:09.120 --> 00:14:15.399 screen interesting or for each minute on yeah, okay interesting, 334 00:14:15.399 --> 00:14:17.919 Thank you Thursty, And I had no idea. I'm going 335 00:14:17.919 --> 00:14:22.120 to hit delete on that one. We talked about NAT's already. 336 00:14:23.960 --> 00:14:27.480 This is from Marie. She says, you don't have to 337 00:14:27.480 --> 00:14:29.679 answer if you don't want to. But Dave, do you 338 00:14:29.759 --> 00:14:32.679 know if and when you're planning on retiring? I remember 339 00:14:32.679 --> 00:14:34.960 you signing an extension that would keep you on until 340 00:14:34.960 --> 00:14:38.519 twenty twenty six? But is that your timeline or plan? 341 00:14:39.320 --> 00:14:41.399 You are so fun to listen to, But let's be honest, 342 00:14:41.440 --> 00:14:44.559 you're not getting any younger. Jenny in the morning Zoo 343 00:14:46.000 --> 00:14:48.639 is imminent. Love you guys, have a great weekend. I 344 00:14:48.679 --> 00:14:50.080 don't know. I don't know. 345 00:14:50.960 --> 00:14:51.320 You know what. 346 00:14:51.639 --> 00:14:54.000 I'll be honest with you. A couple of times in 347 00:14:54.039 --> 00:14:55.799 the past I've said this is it. I don't want 348 00:14:55.840 --> 00:15:00.240 to sign another contract, and then I did so, and 349 00:15:00.279 --> 00:15:05.559 that could happen again. I really don't know. So well, 350 00:15:05.600 --> 00:15:07.600 we'll see. I don't know what I would. 351 00:15:07.399 --> 00:15:07.919 Do all day. 352 00:15:08.120 --> 00:15:09.960 When did your contract end? Do you know? 353 00:15:10.240 --> 00:15:10.519 May? 354 00:15:11.279 --> 00:15:12.559 End of May? Next year? 355 00:15:12.600 --> 00:15:13.000 Next year? 356 00:15:13.039 --> 00:15:15.360 So you got at least a year to make a 357 00:15:15.799 --> 00:15:17.039 probably more sooner than that. 358 00:15:17.240 --> 00:15:18.879 But well, it's also their decision. 359 00:15:19.159 --> 00:15:22.559 Oh yeah, I mean, you know you're not gonna I 360 00:15:22.600 --> 00:15:22.879 don't know. 361 00:15:22.879 --> 00:15:25.360 I don't know. 362 00:15:26.919 --> 00:15:29.440 If they're poor, who knows what if they're poor, if 363 00:15:29.799 --> 00:15:31.639 they can't afford this schmuck. 364 00:15:32.480 --> 00:15:33.759 Well then just offer me less. 365 00:15:33.799 --> 00:15:39.879 That's how they get rid of Dave instead. 366 00:15:35.399 --> 00:15:41.759 Of year give me twenty five ks. Wow that's a lot. 367 00:15:42.000 --> 00:15:43.639 I was like, wow, they pay you that much? 368 00:15:43.720 --> 00:15:48.000 All right, right, so thank you, Marie, and I believe. 369 00:15:48.679 --> 00:15:51.720 Oh we have a rant. Here comes one Nita's rant. 370 00:15:51.759 --> 00:15:53.600 Are you ready? Yes, Okay, let me see if I 371 00:15:53.639 --> 00:15:56.039 can find it. Okay, hold on. It always takes me 372 00:15:56.080 --> 00:15:58.279 a second to pull these things up, but I think 373 00:15:58.320 --> 00:15:59.840 our audio system is ready to go. 374 00:15:59.879 --> 00:16:00.960 And here comes Juanita. 375 00:16:01.600 --> 00:16:01.759 Hey. 376 00:16:02.039 --> 00:16:05.320 Hey, So I started binge watching that show that you 377 00:16:05.320 --> 00:16:09.440 guys were talking about you on Netflix, and I'm about 378 00:16:09.519 --> 00:16:13.720 at the fourth season and I'm about ready to poke 379 00:16:13.799 --> 00:16:15.960 Joe's eyeballs out with my fingernail. 380 00:16:16.039 --> 00:16:17.720 Yep, he is so fucking annoying. 381 00:16:18.120 --> 00:16:20.039 I swear to god. He doesn't even look like a killer. 382 00:16:20.279 --> 00:16:21.840 He just looks like one of the kids that brings 383 00:16:21.879 --> 00:16:27.879 the groceries out on your arm on call order. Anyway, 384 00:16:27.919 --> 00:16:30.919 this week's rent is about people who've got too much 385 00:16:30.919 --> 00:16:33.559 fucking time on their hands. So I was watching World 386 00:16:33.559 --> 00:16:37.159 News Now one morning and they said something about a 387 00:16:37.279 --> 00:16:39.039 sign spinning competition. 388 00:16:39.679 --> 00:16:41.120 I'm like, you gotta be fucking kidding. 389 00:16:41.840 --> 00:16:44.759 So I'm looking at it, and there's actually a competition 390 00:16:44.840 --> 00:16:47.600 for that. I don't know if you remember that Progressive 391 00:16:47.600 --> 00:16:50.320 commercial where the kids standing on the corner sending the 392 00:16:50.320 --> 00:16:52.639 progressive signs and his dad comes rolls up and gives 393 00:16:52.679 --> 00:16:56.919 them shit about it. There's actually a competition for people 394 00:16:57.000 --> 00:16:59.840 who are spinning signs to see who could spin at 395 00:16:59.840 --> 00:17:04.000 the fucking best, Like these people have got too much goddamn. 396 00:17:03.519 --> 00:17:04.440 Time on their hands. 397 00:17:05.640 --> 00:17:08.119 It looks pretty cool, but still I mean to make 398 00:17:08.119 --> 00:17:11.720 it a competition to come on. Really well, that's my 399 00:17:11.880 --> 00:17:14.480 rap of this week. I love you guys, bye. 400 00:17:14.400 --> 00:17:18.720 We love you back. I am not surprised. There's competitions 401 00:17:18.759 --> 00:17:23.960