Speaker 1: As of August seventh, twenty twenty five, PayPal Holdings is
Speaker 1: trading at about sixty nine dollars and forty two cents
Speaker 1: per share, with a market capitalization of approximately sixty six billion,
Speaker 1: three hundred twenty million United States dollars. Trading volume recently
Speaker 1: reached over eight hundred twenty million United States dollars, which
Speaker 1: ranked it one hundred nineteenth in market activity for the day,
Speaker 1: putting it slightly above its titical average. PayPal stock price
Speaker 1: is rebounding recently, up over two percent, following its second
Speaker 1: quarter results that generated mixed reactions from analysts and investors.
Speaker 1: The company reported quarterly revenue of eight billion, two hundred
Speaker 1: ninety million United States dollars, representing a growth of just
Speaker 1: over five percent year over year, with Venmo transaction value
Speaker 1: growing by twenty percent. PayPal's adjusted earnings per share were
Speaker 1: one dollar and forty cents, comfortably beating consensus analyst estimates.
Speaker 1: Operating profit and margin expansion were notable, as operating income
Speaker 1: increased thirteen percent to one billion, six hundred forty million
Speaker 1: United States dollars and operating margin proved to just under
Speaker 1: twenty percent. Notably, free cash flow contracted by over forty percent,
Speaker 1: raising ongoing questions about sustainability and long term margin trends.
Speaker 1: Active user accounts climbed to four hundred thirty eight million,
Speaker 1: though total payment transactions declined slightly due to the elimination
Speaker 1: of dormant and low value accounts. Despite these headwinds, average
Speaker 1: payment volume per account rose eight percent and credit loss
Speaker 1: rates improved, which boosted capital efficiency. PayPal maintained a robust
Speaker 1: share rep purchase program, buying back one and a half
Speaker 1: billion United States dollars worth of shares in the last
Speaker 1: quarter and six billion United States dollars over the last
Speaker 1: twelve months, resulting in a six point seven percent reduction
Speaker 1: in shares outstanding year over year. Institutional sentiment remained solid,
Speaker 1: with large funds such as Vanguard holding multi billion dollar
Speaker 1: stakes and continuing to increase their positions. Analyst opinion is mixed,
Speaker 1: but leaning positive. The company enjoys a moderate by consensus rating,
Speaker 1: with an average price target near eighty five United States
Speaker 1: dollars and several targets well above ninety United States dollars.
Speaker 1: Analyst concerns include pressure from rising expenses and slowing payment volumes,
Speaker 1: but the valuation multiples with a price to earnings ratio
Speaker 1: near fifteen and price to say as around two suggest
Speaker 1: the stock could be undervalued if PayPal demonstrates continued margin
Speaker 1: improvement and double digit earnings growth