Speaker 1: It's nice Eyes Boston's News Radio.
Speaker 2: All right, we're gonna continue our conversation. We have a
Speaker 2: different show tonight. We've had a different show. We talked
Speaker 2: in the nine o'clock hour about the spread of tripoli ekwine,
Speaker 2: Eastern ek wine, encephalitis and encephalitis, and also the spread
Speaker 2: of West Nile virus, which are you know, diseases that
Speaker 2: are imposed on us by mosquitos at this time of year.
Speaker 2: And then last hour we talked with Professor Sheldon Jacobson
Speaker 2: about the national public data breach. You read about it.
Speaker 2: I read about it a week or so ago, and
Speaker 2: I saw nothing that made sense to me as to
Speaker 2: what we could do about it. And I thought doctor
Speaker 2: Jacobson was extraordinary in terms of his clarity. He gave
Speaker 2: direct the answers, and he said everybody should freeze their
Speaker 2: accounts with TransUnion, Experience, and Equifax. Those are the three
Speaker 2: credit card credit companies that are universally used here in America.
Speaker 2: So let's let's continue our conversation on this. I hope
Speaker 2: more of you will join. If you've had experiences where
Speaker 2: you were hacked, I think it's important to share those. Uh,
Speaker 2: you don't have to use your real name, by the way,
Speaker 2: if it's embarrassing in some form or fashion. But there's
Speaker 2: so much that we hear about that. I'm not an
Speaker 2: expert on things like the dark web, but certainly the
Speaker 2: dark web does not sound like a place I want
Speaker 2: to be. And I think all of you can figure
Speaker 2: that out pretty easily. But look all of these wonderful
Speaker 2: tools that we have, these social networks, they are fraught
Speaker 2: with danger. They are fraught with danger. We will keep
Speaker 2: going here. The only I have one line at six one, seven,
Speaker 2: four thirty and one line it six one, seven, nine, three, one,
Speaker 2: ten thirty. And my producer Marita today Lady Lightning, as
Speaker 2: she called, she did an extraordinary job finding Professor Sheldon Jacobson.
Speaker 2: He was superb. As a matter of fact, I'm going
Speaker 2: to encourage Marita. We play every Sunday night at eleven
Speaker 2: o'clock best off Nightside. We don't tend to publicize it
Speaker 2: as much as we should, but if you're listening at
Speaker 2: eleven o'clock, we will probably play. I think that will
Speaker 2: be the hour from this week that we will play again.
Speaker 2: And by the way, if you're listening to Nightside, feel
Speaker 2: free to make recommendations for uh, topics. We're all you know,
Speaker 2: we do a lot of politics. I think all of
Speaker 2: you know that, but I like to do other topics
Speaker 2: that can help people. Okay, that's what we're talking about
Speaker 2: here on Nightside. So if you have a topic an idea,
Speaker 2: feel free we check out topics. I shouldn't mention, by
Speaker 2: the way, and I'm just going to mention this briefly.
Speaker 2: I really don't want to open up the conversation on However,
Speaker 2: there was a call to last night who called in
Speaker 2: who I was a little rough on day from San
Speaker 2: Antonio And I actually had some help from one of
Speaker 2: my listeners tonight and last night I should say, and yes,
Speaker 2: Dave was right, but let me give you the full story.
Speaker 2: According to the New York Post, and we're going to
Speaker 2: get to our calls in just a moment, so bear
Speaker 2: with me. I like to make corrections, and even this
Speaker 2: is not an apology, but when I am wrong and
Speaker 2: I've criticized a caller, I like to set the record straight.
Speaker 2: According to the New York Post early this week, Michigan's
Speaker 2: biggest city has still has not met its legal duty
Speaker 2: to hire roughly equal numbers of Democrats and Republicans as
Speaker 2: election inspectors. The local, state, and national GOP argue in
Speaker 2: a lawsuit filed Friday last Friday. The fourteenth page complaint
Speaker 2: in state court notes that under Michigan law, election officials
Speaker 2: in Detroit and elsewhere shall appoint an equal number as
Speaker 2: nearly as possible of election inspectors in each election precinct
Speaker 2: from each major political party. First reported by Fox News
Speaker 2: in the lawsuit, but Republicans that are numbered seven to
Speaker 2: one at last count Motor City, which means Detroit has
Speaker 2: twenty three hundred and thirty seven Democratic poll watchers and
Speaker 2: just three hundred and ten Republicans. It's about a seven
Speaker 2: to one ratio. In a sample of three hundred and
Speaker 2: thirty five precincts in Wayne County, which I think includes Detroit,
Speaker 2: the pseudo ledgers two hundred were found to have no
Speaker 2: Republican poll watchers at all. Republicans are a rarity in Detroit.
Speaker 2: No Republican has held elective office in the city in
Speaker 2: three decades since city Councilman Keith Butler served in the
Speaker 2: nineteen nineties. So today in San Antonio a bit of
Speaker 2: an apology, I think again you were talking about the
Speaker 2: state of Michigan. The article that I've found, with the
Speaker 2: help of one of our other listeners, refers to this
Speaker 2: Republican laws suit in Detroit, and it's it's much easier, folks.
Speaker 2: I try to make sure that on this program, information
Speaker 2: that is disseminated is accurate, whether it's from me or
Speaker 2: from a caller, and I probably do sometimes air on
Speaker 2: the side of caution. So again, what happens with some
Speaker 2: of my callers, and Dave does it a lot. He
Speaker 2: will call and make some statements which sound a little outlandish,
Speaker 2: and I'll ask for him. I'll ask sometimes what are
Speaker 2: you quoting? And you know, I would prefer to see
Speaker 2: it out of you know, a more established newspaper, the
Speaker 2: New York Times, the Washington Post for that matter, the
Speaker 2: Boston Globe. I trust those newspapers, even though I don't
Speaker 2: necessarily trust them on everything. Anyway, I've I've I've explained it,
Speaker 2: and I hope that those of you who listen to
Speaker 2: this program regularly know that I am more than happy
Speaker 2: to acknowledge when I'm mistaken. Uh and and and I
Speaker 2: was mistaken last night in terms of taking Dave kind
Speaker 2: of to the woodship. Steve and Merymack, New Hampshire. Steve
Speaker 2: bring us back to our topic at hand to night,
Speaker 2: which I'm thrilled to talk about.
Speaker 3: Hey, Dan, thanks for taking my call. I I just
Speaker 3: want to say I was a victim of a breach.
Speaker 3: I think it was Equifax, and they set me up
Speaker 3: with Credit Karma and they have control of a lot
Speaker 3: of the reporting and if you have a dispute, they
Speaker 3: are really good when it comes to, you know, correcting
Speaker 3: it and making changes that need to be made. But
Speaker 3: one thing I don't think the professor mentioned is the
Speaker 3: FCO score, which I monitored constantly. And I will say
Speaker 3: that American Express and Wells Fargo will give you your
Speaker 3: FYCO score. If there's a substantial change, they will tell
Speaker 3: you why. So if you have those two companies, you know,
Speaker 3: not to be too specific, but you know they will
Speaker 3: help you out to try and make whatever corrections they
Speaker 3: are necessary. I was a victim on my MasterCard of
Speaker 3: a breach and the company asked the guy that in Brighton,
Speaker 3: mass down your way actually changed my address so they
Speaker 3: could get a helmet cam from this parts company out
Speaker 3: of Columbus, Ohio for four hundred bucks to be sent
Speaker 3: to them. So I looked it up on you know,
Speaker 3: the number for that company. I called them up on
Speaker 3: a Sunday and I told them, you know if you
Speaker 3: They said, well, we're going to ship it out this week,
Speaker 3: and I said, if you shif it out, you're not
Speaker 3: going to get paid for it. So they killed it.
Speaker 3: Then I called the cops in Boston and I sent
Speaker 3: them to that address that they changed in Brighton to
Speaker 3: pay them a visit to find out, you know, what
Speaker 3: kind of an operation they're running there. That was my
Speaker 3: way of saying, thank you.
Speaker 2: Let me ask you this, what what would be the
Speaker 2: probable cause up? I will bet you that the police
Speaker 2: probably didn't do too much under those circumstances.
Speaker 3: Well, or the problem cause for the police meet yeah, oh, well,
Speaker 3: the mere fact that they changed my address and that
Speaker 3: they were trying to pull a ski.
Speaker 2: But what I'm saying is what I'm trying to say
Speaker 2: to you, with all due respects, Steve, I know who
Speaker 2: you are, uh, and I find you very credible. But
Speaker 2: I'm just curious if the police did much in response
Speaker 2: to your complaint. Because if I called the Merrimac police
Speaker 2: and knew what your address was and said, hey, there's
Speaker 2: a guy up there named Steve, who I think has
Speaker 2: stolen my identity. I think that they'd probably need a
Speaker 2: little bit more probable cause for them to pay you
Speaker 2: a visit. Did the Boston police go get this?
Speaker 3: They did. I'm not sure whether they actually paid them ait,
Speaker 3: but I did report them. No.
Speaker 2: Look, I I trust you totally. You reported it, and
Speaker 2: you you figured it out and which was wait, which
Speaker 2: was great. I also I have a credit Karma account,
Speaker 2: and I like credit Karma. You follow your you use
Speaker 2: the phrase fico score. I mean that's I think of
Speaker 2: that as your credit score correct exactly. Yeah, Okay, so
Speaker 2: I know what my credit score is, and I know
Speaker 2: it's a very good credit score because I pay my
Speaker 2: bills on time and all of that. And that's that's
Speaker 2: how I I didn't realize that credit Karma would also
Speaker 2: be able to identify any sort of a use of
Speaker 2: my identifying factors without with them then notifying me of that.
Speaker 2: So that's I.
Speaker 3: Say, credit Karma is good because you don't have to
Speaker 3: go get a free credit report and dispute each individual
Speaker 3: credit reporting agency. They will do it for you. So
Speaker 3: that's why it's recommended that you do it that way.
Speaker 3: If you have a problem.
Speaker 2: Well, I'm thankful for that. Uh, and I'm thankful for
Speaker 2: your for your recommendation. I hope you enjoyed Professor Jacobson
Speaker 2: as a guest.
Speaker 3: He was excellent. The one thing I will say that
Speaker 3: did change things in the past ten years is the chip.
Speaker 3: Part of the reason why I got preached was because
Speaker 3: I didn't have the chip on that one particular credit card.
Speaker 2: So the chip is protective. Huh, so they have to Okay.
Speaker 3: It makes it really hard for them to steal your identity.
Speaker 2: Okay, So let me ask you this. Let's assume someone
Speaker 2: finds out what your credit card number is, okay, and
Speaker 2: they then try to use your credit card in a
Speaker 2: telephone transaction. What does how does how does the chip
Speaker 2: protect you from that?
Speaker 3: Well? They I think they got it from one of
Speaker 3: those skimmer machines that they always talk about at stores
Speaker 3: and other outlets. But the chip makes it, I guess
Speaker 3: the something with the chip that doesn't make the number
Speaker 3: as easily obtainable as they would if they didn't have it.
Speaker 3: That's right, what I say.
Speaker 2: Let's assume you. Let's assume you go to a restaurant
Speaker 2: and you go to pay, and you give the way
Speaker 2: to the waitress your credit card. They take the credit
Speaker 2: card into the back room and they write down your number,
Speaker 2: and they write down the security code in the back
Speaker 2: and they write down the date of expiration, and they
Speaker 2: of course know what your name is, and they they
Speaker 2: call some company and say, I want you know this
Speaker 2: to be delivered. The chip doesn't help protect you there,
Speaker 2: right if.
Speaker 3: It's would not protect you at all.
Speaker 2: Absolutely agree, Okay, I just want to make sure I
Speaker 2: understood what you were saying. Steve has always love your calls.
Speaker 4: Thank you very much for I always Yeah, I love
Speaker 4: your show, Dan, That's all I can say.
Speaker 3: I listened to it every night. I love it.
Speaker 2: Thanks pal well tonight. Tonight's been a good show, and
Speaker 2: I'm very proud of what we've done.
Speaker 3: Great great topic, great topic.
Speaker 2: And I'm proud of the callers tonight too. We've had
Speaker 2: some new callers and some really good ones and you're
Speaker 2: in that category.
Speaker 3: Thank you much, Thank you very much.
Speaker 2: We're gonna take a break. I got one line at
Speaker 2: six one, seven, two, five, four to ten thirty that
Speaker 2: just filled. If you're still trying to dial guys, dial
Speaker 2: six one, seven, nine three one ten thirty. That gets
Speaker 2: you to my board just as well as the two
Speaker 2: five four to ten thirty. The two five four to
Speaker 2: ten thirty is now full. So if you're getting a
Speaker 2: business signal, dial six one seven nine three one ten thirty.
Speaker 2: Back on Nightside right after this.
Speaker 1: Now back to Dan Ray live from the Window World
Speaker 1: Nightside Studios on WBZ News Radio.
Speaker 2: All right, back to the phones. We're going to go
Speaker 2: to April out on camp KPN. April. I appreciate your
Speaker 2: patience very much. Thank you so much for calling in,
Speaker 2: and thank you so much for waiting.
Speaker 4: Go ahead, April, Okay, thank you.
Speaker 5: Right, April?
Speaker 2: Are you on? Are you on a big cell phone?
Speaker 3: Here?
Speaker 2: Are you on your speakerphone?
Speaker 6: I have increased the volume.
Speaker 2: Yeah, you're on a speakerphone.
Speaker 3: What I'd like you to do?
Speaker 6: Can you hear me? Can you hear me?
Speaker 7: Now?
Speaker 8: No?
Speaker 2: Do me savor? Okay. I'm going to have Rob work
Speaker 2: with you to make sure that we can hear you,
Speaker 2: and I'll be right to you. Okay, hold on for
Speaker 2: one second. Peggy in South Boston. Peggy, you're next on Nightside. Peggy. Welcome. Okay,
Speaker 2: I guess Peggy's out there, so we'll put Peggy in
Speaker 2: hold and We'll go to John in South in North Carolina.
Speaker 2: Hi John, next on Nightside.
Speaker 9: Go ahead, John, Hi Dan Well, I have a security
Speaker 9: freeze on my accounts excellent, and I got it through
Speaker 9: the North Carolina government website. The attorney general then was
Speaker 9: Roy Cooper, who's now the governor.
Speaker 2: Yep, he said it up.
Speaker 9: Yeah, he set it up so you could do it
Speaker 9: all through through the through his website.
Speaker 2: That's a pretty smart guy.
Speaker 9: And what you do is, you know, once you get
Speaker 9: it on there, they give when you register for it,
Speaker 9: you get a pin a pen number with each each agency,
Speaker 9: so you got three different pen numbers and they give
Speaker 9: you an eight hundred number. So if you want to
Speaker 9: unfreeze it, let's say you're at a car dealership or something,
Speaker 9: you could bile that eight hundred number and then enter
Speaker 9: your pen and it'll unfreeze it.
Speaker 2: Well, I'll tell you it. Hats off. I know. Roy
Speaker 2: Cooper's a pretty popular the governor down there. He was
Speaker 2: actually considered to be a potential vice presidential running mate
Speaker 2: of Vice President Harris in part because North Carolina was
Speaker 2: one of those the swing states. Is he's done a
Speaker 2: pretty good job as governor because he seems to be pretty.
Speaker 9: Popular, not popular with me. He was one of these
Speaker 9: COVID lockdown guys.
Speaker 2: Okay, well, what says At the same time, you're open
Speaker 2: minded enough to give him credit for what he did
Speaker 2: do on your behalf in terms of the the oh
Speaker 2: I love it. Uh you know, I'm serious. You you
Speaker 2: at least, even though he's not your favorite guy, you've
Speaker 2: given him credit for what he did in terms of
Speaker 2: the TransUnion and ECHOFAX and experience freezes of your making
Speaker 2: it your it easier for you to freeze your credit accounts.
Speaker 9: Yeah. I don't know what the situation is now, but
Speaker 9: back then they used to charge you a fee that
Speaker 9: you know this to freeze your accounts, and he set
Speaker 9: it up so you could get it for free too,
Speaker 9: so that way.
Speaker 2: Well, I think it's still free. But I think for
Speaker 2: him to do it so that you had to go
Speaker 2: through his office was a smart move politically.
Speaker 9: Yeah, it's nice. I mean, he didn't have to go
Speaker 9: through his office, but it made it easier.
Speaker 2: That's what I'm saying. Anytime a politician can make something
Speaker 2: easier for his or her constituents, which benef there. Miss
Speaker 2: Greight John, appreciate your callers. Always keep listening down there
Speaker 2: in North Carolina. Who's gonna carry North Carolina? Come come
Speaker 2: November fifth?
Speaker 9: Oh Trump easily?
Speaker 2: Okay, well we will see. Thank you very much, John,
Speaker 2: appreciate your call. You know, on Friday night at eleven o'clock,
Speaker 2: we will do our I think it's our sixth end
Speaker 2: of the month Friday night eleven o'clock presidential poll. And
Speaker 2: for the first time, we'll be doing a presidential poll
Speaker 2: that does not include the name Joe Biden. So stick
Speaker 2: with us on Friday night. You can call back on
Speaker 2: Friday night if you want.
Speaker 9: Okay, Okay, Dan, you got it.
Speaker 2: All right, Thanks John, talk to you all right. So
Speaker 2: we're gonna go back and we're gonna try April on
Speaker 2: KP on KPN April. We got your back, I hope. Hi.
Speaker 10: Can you hear me, dare?
Speaker 2: I could hear you better? Now? You go right ahead.
Speaker 2: Are you still on speakerphone?
Speaker 6: No? No, I'm not. I have my volume all the
Speaker 6: way up though.
Speaker 2: Okay, we'll go ahead. We'll work with you. Go right ahead.
Speaker 2: Tell us your story of what question you have.
Speaker 6: Okay, thank you, Thank you for the po it's a
Speaker 6: great one. Yeah. Yeah, I was just wondering about the
Speaker 6: process of I know you were talking about the freezing
Speaker 6: of accounts, but do you know when a person applies
Speaker 6: for a loan and they get accepted, they usually send
Speaker 6: a hard copy letter to your house and or they
Speaker 6: send you an email, you know, congratulating you that you're
Speaker 6: you know, that your loan has been approved, and that's
Speaker 6: like within days. And I was just wondering, isn't that
Speaker 6: enough time to you know, to incorporate or you know,
Speaker 6: it's some kind of remediation, So so that can be reversed.
Speaker 2: Well, if let us say someone is able to get
Speaker 2: your information from the web, from from this data breach, okay,
Speaker 2: and they then decide that they're going to take a
Speaker 2: loan in your name or buy a car. If they
Speaker 2: first of all, they might use your information and use
Speaker 2: a different address. They might use a post office box.
Speaker 2: I mean, it seems to me that somebody is that
Speaker 2: like they will figure it out and then the damage
Speaker 2: has been done. I got to be honest with you,
Speaker 2: I'd like to think of myself as being fairly smart.
Speaker 2: I'm not a genius on this stuff, but my eyes
Speaker 2: got opened. Why tonight with our conversation with Professor Sheldon Jacobson,
Speaker 2: because that said to me that, and he was so
Speaker 2: emphatic and so clear. Freeze your credit accounts with TransUnion, Experience,
Speaker 2: and Equifax. He says, it doesn't cost you anything, and
Speaker 2: he said, if you do it properly, you're able then
Speaker 2: to unfreeze that account.
Speaker 6: Uh, well, right, yes, I understood everything he said. He
Speaker 6: was very a clear. It was great, great advice. So
Speaker 6: I just had one more quick question, and that is
Speaker 6: is freezing your credit good enough to prevent someone from
Speaker 6: stealing your house? Because I've heard of companies that have
Speaker 6: that provide title protection. So would someone be able to
Speaker 6: steal your house with you know, you know through that process.
Speaker 2: I've seen those companies, the title protection companies advertise a lot.
Speaker 2: My suspicion is that it varies from state to state,
Speaker 2: because I assume that Massachusetts has a pretty strict Every
Speaker 2: time that I've been involved in a transfer of property,
Speaker 2: there's a lot of documentation involved, and I would think
Speaker 2: that it would be very difficult in Massachusetts to go
Speaker 2: in Massachusetts now and I have not I have never heard,
Speaker 2: and I you know, normally we have a pretty aggressive
Speaker 2: media up here, and I see that in a good
Speaker 2: sense of the word, and I would suspect that if somebody,
Speaker 2: let's say, had their house stolen, I would suspect that
Speaker 2: at some point that would make the newspapers and we
Speaker 2: would hear about it. I've never heard about it in Massachusetts,
Speaker 2: just as I have not heard about squatters. I've seen
Speaker 2: stories about how in other states people show up at
Speaker 2: houses and they claim that they owned, that they have
Speaker 2: a lease or something like that, and that seems to
Speaker 2: be happening in states more down south than it does
Speaker 2: up here. I can't imagine, you know, if someone if
Speaker 2: you came home to your house some night, how long
Speaker 2: have you lived up on a on KPN, I'm not sure.
Speaker 2: Don't have to tell me what town you're living in,
Speaker 2: but how long have you lived up there? A while?
Speaker 6: Twenty five years?
Speaker 2: Same address?
Speaker 11: Yeah, okay.
Speaker 2: So let's assume you went away in a vacation and
Speaker 2: you came back home and somehow the locks in your
Speaker 2: house would changed, and someone had broken into your house
Speaker 2: and was squatting. I'm serious. I assume that you pay taxes.
Speaker 2: Do you rent it, do you own? Do you own? No?
Speaker 6: No, whit ow my own home?
Speaker 2: Okay, So you pay real estate taxes to the town
Speaker 2: in which you live. I assumed that there would be
Speaker 2: people in town hall who would know you. I would
Speaker 2: assume that the police department in Europe city or town
Speaker 2: would come down and evict those people who had taken
Speaker 2: up illegal residents, I would hope in your community. So
Speaker 2: a lot of this stuff that you see advertised is unnecessary.
Speaker 2: I'm not an expert in terms of these title insurance companies,
Speaker 2: but most of the time, when you have a real
Speaker 2: estate transaction in Massachusetts, it's wise to buy title insurance
Speaker 2: as well. To me and maybe that so yeah, and again,
Speaker 2: if you have any concern or fear about it, I
Speaker 2: would say, you know, go go in and talk to
Speaker 2: your whatever town you're in, going to your town hall
Speaker 2: and raise questions and see what people and find out
Speaker 2: if they say, oh, yeah, we've had a couple of
Speaker 2: people who have lost title or people have tried to
Speaker 2: tie that, you know, and say to them, well, what happened? Why?
Speaker 2: How did that happen? Okay, It's always good to ask questions.
Speaker 6: Okay, thank you so much for the advice, April.
Speaker 2: I appreciate it. Sorry we had trouble getting you on.
Speaker 2: Have you called before? Was this your first time.
Speaker 6: I've called before.
Speaker 2: Okay, Yeah, it sounded like you're on speakerphone and that
Speaker 2: that sometimes can cause a distraction. Thanks so much. We'll
Speaker 2: talk soon.
Speaker 6: Okay, okay, night.
Speaker 2: Yeah, we got to take a break. We got Peggy
Speaker 2: coming up. Peggy, we'll be back by the phone. I'm
Speaker 2: sure be ready to jump on. If you'd like to
Speaker 2: join the conversation and share your experience, where you had
Speaker 2: you were hacked, and what you did about it, what
Speaker 2: your experience has been, how difficult it has been if
Speaker 2: you have frozen your your your credit with Transam, TransUnion
Speaker 2: Experience or Experience or Equafax. Our guest last hour, uh
Speaker 2: doctor professor Professor Sheldon Jacobson, who is an expert in
Speaker 2: this area and was really a good guest. He said,
Speaker 2: get your get your credit with all of those three
Speaker 2: major credit companies frozen as soon as possible, and do it,
Speaker 2: and do it to protect yourself. We'll be back on
Speaker 2: Night's Side right after the news at the bottom of
Speaker 2: the hour.
Speaker 1: You're on Night Side with Dan Ray ONBZ Boston's news radio.
Speaker 2: All right, we're talking about protecting your assets and protecting
Speaker 2: your identity, and we're talking about a national public data
Speaker 2: breach of a few weeks ago that I read about
Speaker 2: and we received really inadequate information, So taking it tonight,
Speaker 2: and we've had some really interesting guests well, particularly Professor
Speaker 2: Sheldon Jacobson from Last Hour and you can listen to
Speaker 2: what he had to say. The hour will be posted
Speaker 2: on our web page our podcast page Nightside in Demand
Speaker 2: dot com. In the meantime, let's go to Peggy in
Speaker 2: South Boston. Peggy, I don't know where you were before,
Speaker 2: but I'm hoping you there now. Hi, Peggy, welcome.
Speaker 10: I will here.
Speaker 11: Can you hear me?
Speaker 7: Dan?
Speaker 2: Oh? I can hear you? Find now? Peggy? Go right ahead?
Speaker 10: Oh good, Well, I want to tell you what happened
Speaker 10: to me a few years ago. I was at a
Speaker 10: restaurant Nice Weston downtown Boston, into the lady's room, and I.
Speaker 11: Put my pocket book on the book, you know, and
Speaker 11: funny was using the toilet. Somebody came in and took
Speaker 11: my pocketbook right off. When I'm sitting on the johns.
Speaker 11: I went and told the owner of the restaurant did
Speaker 11: he gave me? Did you really gave me money? He
Speaker 11: gave me money to take a cab home. A few
Speaker 11: days later, the police knocked on my door. They found
Speaker 11: my pocketbook in a barow in East Boston. Shortly after
Speaker 11: that I had to go to court. Somebody use my
Speaker 11: credit cards for ten thousand dollars. My god, I hate
Speaker 11: credit cards.
Speaker 10: After Peggy.
Speaker 2: I don't want to get too personal with this, but
Speaker 2: I assumed the ladies room that you were in was
Speaker 2: a stall.
Speaker 11: Well that was a was. It's a nice place it was.
Speaker 2: I don't understand where was your You said your pocketbook
Speaker 2: was in front of you.
Speaker 11: How did they Yeah, it was hanging on the hook.
Speaker 11: You know how you go in and.
Speaker 2: Hanging on the hook inside the door or outside the door?
Speaker 11: Yes, no, I was hanging inside the door.
Speaker 2: And so what did they do? Just open the door
Speaker 2: and grabbed the pocketbook.
Speaker 11: Well, but I don't know who the heck it was.
Speaker 11: And then I'm a woman, But they put the dead
Speaker 11: hand right over the door and lifted my pocketbook and
Speaker 11: took off.
Speaker 2: Boy, they must have had a long armed, long arm
Speaker 2: of the law page.
Speaker 11: I'm telling I'm not only that, but it was a
Speaker 11: nice pocketbook I've gotten by I mean spaceman. I paid
Speaker 11: seventy five dollars story it was a beautiful weather.
Speaker 2: Oh, but you got the pocketbook back. You lost some cash,
Speaker 2: and you lost your credit cards and what a what
Speaker 2: a horrible credit cad.
Speaker 11: I had a lot of credit cards. Yeah, and then
Speaker 11: and then I had to go to couiit hand.
Speaker 2: You were the victim of a crime. You were the
Speaker 2: victim of a crime without you having the coverage to
Speaker 2: go to court that that that individual might have been. Yeah, yeah,
Speaker 2: I just said that.
Speaker 11: I mean, we're not the only I have now is co?
Speaker 2: Yeah? Okay, that's good to know too. All Right, Peggy,
Speaker 2: thank you so much for the call. Have a great night.
Speaker 2: Thanks for the call, Have a great night. I think
Speaker 2: Peggy was having a little trouble here and how they
Speaker 2: reached the hand over the stall though, I don't know.
Speaker 2: I just hey, it can happen, I guess. Let's keep
Speaker 2: rolling here. We got a couple of open lines now
Speaker 2: at six, one, seven, two, ten thirty. That's finished Strong Lives.
Speaker 2: Let's go to Michael and Attleborough. Michael, you are next
Speaker 2: in line here one nights. I go ahead, Michael. I'm
Speaker 2: doing great. Michael. What's what's on you?
Speaker 4: You forgot about the rogue. The rogue d allow people
Speaker 4: to the squat and you cannot kick them out if
Speaker 4: they have nowhere to live.
Speaker 3: You forgot about that?
Speaker 2: No, No, What I said was that I have not
Speaker 2: heard that happening here in Massachusetts. I have seen it
Speaker 2: reported happening in other parts of the country, But to
Speaker 2: be honest with you, I've never seen it. I haven't
Speaker 2: heard seen any stories about it happening in Massachusetts. Have you?
Speaker 4: Okay, but is that still the law after Rolands got
Speaker 4: thrown out?
Speaker 2: After who got thrown out?
Speaker 11: Right to Rollins?
Speaker 4: Didn't she make that rule?
Speaker 2: No, she had nothing to do with squatting. She had
Speaker 2: She had a lot of rules that dealt with how
Speaker 2: much prosecution would occur if someone which was a ridiculous
Speaker 2: rule that you had to steal over eight hundred dollars.
Speaker 2: That had nothing to do. I don't know of any
Speaker 2: case in Massachusetts in which a squatter was able to
Speaker 2: stay in a house after the actual owner reported it
Speaker 2: to the police. I have seen stories out of places
Speaker 2: like Florida where that seems to have occurred. But I
Speaker 2: was saying simply that I had not seen that in Massachusetts.
Speaker 4: Okay, I thought Rowland to put that in and no, no, no, no, no,
Speaker 4: no no no, I mean as crazy as Rachel Rawlins
Speaker 4: was with some of her ideas that that that she
Speaker 4: would not in charge for there were fifteen crimes, which
Speaker 4: was absurd, absurd, which is why she's no longer the DA,
Speaker 4: amongst other things.
Speaker 12: Well, I heard it.
Speaker 11: I heard it on your show, but I wanted to
Speaker 11: change change to one other thing quest.
Speaker 2: I have no idea what you heard of my show.
Speaker 2: But you did not hear anyone on my show, or
Speaker 2: I would have corrected them to say that she was saying,
Speaker 2: when I'm elected DA, it'll be okay to enter someone's
Speaker 2: home illegally and assume the residents claim to be the residence,
Speaker 2: which is known as squatic. Go ahead, Michael.
Speaker 4: I worked with the lady who wasn't getting her.
Speaker 8: Mail, so she went to the post office and the
Speaker 8: guy said, you changed your address about three weeks ago.
Speaker 8: So me, not minding my own business as we know,
Speaker 8: and always trying to be the hero, I went online
Speaker 8: and I found the address in North Carolina that her
Speaker 8: meal was going to and it was a brand new development.
Speaker 8: So I'm guessing what they did is they figured one
Speaker 8: hit of getting all this stuff out of the mailbox
Speaker 8: before anyone finds out.
Speaker 2: And now Okay, I'm confused. Did somebody change and have
Speaker 2: the mail forwarded? Or did they go to the post office?
Speaker 2: And actually, yes, I haven't I haven't finished the question.
Speaker 2: So they changed it to have the mail forwarded? Or
Speaker 2: did they go to the local post office and somehow
Speaker 2: get access to her mailbox? Was the mailbox in the
Speaker 2: local post office or at the end of her driveway?
Speaker 2: That I'm confused and the.
Speaker 3: End of her driveway. But what she did, what they.
Speaker 8: Did, is they went and they claimed, you know, I'm moving.
Speaker 2: Right, So they must have gone to the post office
Speaker 2: or filed something. Well again, that is so absurd that
Speaker 2: the post office would not have said, show us some identification.
Speaker 2: You know, in the old days, every maleman male carrier,
Speaker 2: they were called mailman. Back then, they knew everybody on
Speaker 2: their route because the route. I remember that our mailman
Speaker 2: when I was a young kid, his name was mister Lions,
Speaker 2: the mailman Lions, and we would kind of follow them
Speaker 2: around and uh and watch them deliver mail. Now your
Speaker 2: mail man changes every six months, which is crazy as well.
Speaker 2: So so did she did she get did you script?
Speaker 2: Were you the hero in this case? Michael?
Speaker 4: I'm always a hero, you know, that I know that,
Speaker 4: but sometimes.
Speaker 2: Sometimes they hear doesn't work. Okay, well, Michael.
Speaker 4: I'll call you Michael by your show. When I call
Speaker 4: your show, I educate people.
Speaker 2: That is true, Michael. You you were one of the
Speaker 2: primary educators on this program, and I thank you, and
Speaker 2: I thank you for it. And I don't know how
Speaker 2: many various degrees of higher education that you have, and
Speaker 2: there's no need for you to tell me, but I
Speaker 2: assume that you have several, and and we respect you forward,
Speaker 2: so I'm going to start calling you professor Michael.
Speaker 3: Come in cheek. I love it.
Speaker 4: Thank you, I deserve that. Thank you, a great night.
Speaker 2: Good night, Michael. You're a good sport. We'll take a break.
Speaker 2: Coming right back on Nightside, Jeff and Whitman, Eugene, you
Speaker 2: both will be here. We got a couple of lines
Speaker 2: if you want, folks, got to be quick six one, seven,
Speaker 2: two thirty and also one at six one, seven, nine, three,
Speaker 2: one ten thirty equally available. Coming back on Nightside.
Speaker 1: Now back to Dan Ray live from the Window World
Speaker 1: Night Side Studios. I'm dumbing Bzy News Radio.
Speaker 2: All right, here we go, Jeff and wit Men. Jeff,
Speaker 2: we got four calls. Your next that want to get
Speaker 2: you on and want to get three more on as well.
Speaker 3: Go ahead, Jeff, Hey Dan.
Speaker 7: So few things that would recommend to people. I've been
Speaker 7: fighting credit cards for or credit history and everything for
Speaker 7: about ten years. Now, Okay, lock their histories. Like your
Speaker 7: guest said, I personally use into it credit karma.
Speaker 3: It's free.
Speaker 7: You sign up with it. They will tell you when
Speaker 7: there's changes. They will tell you when you paid stuff,
Speaker 7: when you've had things increase. I've every time you have
Speaker 7: a new card setup. So for example, I just got
Speaker 7: a new credit card, they'll tell you, hey, this new
Speaker 7: a credit card with your name on it. Walk in
Speaker 7: the account works. Somebody fictitiously signed up for a Capitol
Speaker 7: one card in my wife's name and they came to
Speaker 7: us said we couldn't complete this. Can you provide the info.
Speaker 7: The other thing that's the biggest problem, and I wish
Speaker 7: our legislators would work on this is I've been on
Speaker 7: sixty three data breaches in the last ten years, and
Speaker 7: some of them are companies like remember Cult Services that
Speaker 7: did flexible spending accounts. They had a data breach seven
Speaker 7: years since the last time I used them, and they're like,
Speaker 7: oops are bad we'll cover your credit monitoring for about
Speaker 7: a year. But my information's out there. We had just
Speaker 7: had the National background check database hacked at and T
Speaker 7: pretty much everybody's been hacked, and your information gets out there.
Speaker 7: And the thing is, you can't change your solid security number.
Speaker 7: If you're compromised, you can't change it. And if you
Speaker 7: want to deal with TransUnion, Equifax and Experience, I mean
Speaker 7: I think it TransUnion, and one of them is actually
Speaker 7: the same company nowadays, and I think it's Equifax is
Speaker 7: the one now saying pay us and we'll improve your score.
Speaker 7: And it's like, what a scam that is? Yeah, yeah,
Speaker 7: but a lot of them if somebody does something like
Speaker 7: the people said, somebody fictitiously takes your title, or they
Speaker 7: fictitiously buy something in your name, or better yet, I've
Speaker 7: been getting calls for time shares for probably like five
Speaker 7: years now. What I found out is somebody did a
Speaker 7: mail merge and got my information in there incorrectly. Or
Speaker 7: Another thing they do is they basically say, hey, Jeff
Speaker 7: has Jeff in some state has a timeshare. They find
Speaker 7: all the Jeffs in the country and now say they
Speaker 7: have a time share, and then they submit it.
Speaker 3: To the system.
Speaker 7: So there's all this fictitious data out there and it's
Speaker 7: just a battle.
Speaker 2: And Jeff, I wish you had called earlier because you
Speaker 2: are a font of information. We will get back at
Speaker 2: this topic. I got three other folks. I got to
Speaker 2: kind of accommodate here. But thank you. You've given us
Speaker 2: a lot of information. Man, I really appreciate it.
Speaker 3: Okay, have a great night you two.
Speaker 2: Jeff, thanks again. Yeah, it's I gotta ask everybody to
Speaker 2: be quick because we're running out of time. Eugene, you
Speaker 2: were next on nightside. Eugene, go run ahead.
Speaker 5: Good morning, Dan as your call. Jeff, I agree one
Speaker 5: hundred percent. Credit Karma is excellent. I've used it for
Speaker 5: several years, very very protective. One of the things a
Speaker 5: lot of people do not realize when using whether it's Windows, I,
Speaker 5: RS or Android, your browser that you use is critically important.
Speaker 5: Google is famous for collecting your information and selling it
Speaker 5: to the highest bidder.
Speaker 2: Well, I know from our previous conversations that you're somebody
Speaker 2: who knows a lot about this, so I I'm letting
Speaker 2: all that in here, my friends. I mean, people need
Speaker 2: to know that.
Speaker 5: Absolutely. Like I said, it makes such a big difference.
Speaker 5: When I used to use Google Chrome, I started getting
Speaker 5: emails from companies advertising things that I had done a
Speaker 5: Google search turn Yeah.
Speaker 2: Yeah, oh yeah. I've had that experience as well, but
Speaker 2: I am a fan of into it credit Karma. I
Speaker 2: agree with you.
Speaker 5: Totally, okay. And the browser I use now, which has
Speaker 5: worked extra thus far, Duck Duck Go.
Speaker 2: I'm switching. I have switched to Duck dot Go as well.
Speaker 2: I'm with you on that, Eugene, I got two more.
Speaker 2: I got to try to sneak them in here, okay.
Speaker 5: Hi, Dan, God bless right back at.
Speaker 2: You, Gene, talk to you soon. Let me go next
Speaker 2: to real quickly, gonna get everybody in Darryl and Brunswick
Speaker 2: in New Brunswick, Darryl, I only got a minute for you.
Speaker 12: Go ahead, okay, Dan, real quick listening to your show.
Speaker 12: I actually checked into Canada only uses Transnion networks, yep, okay,
Speaker 12: And I'm gonna let people know across here. And reference
Speaker 12: to the mailman. The mailman used to stop for a
Speaker 12: beard our house all the time.
Speaker 2: Ah, that's a good mailman.
Speaker 12: Well, used to sit on the porch and he looked
Speaker 12: like Santa Claus. So hey, there you go. We got
Speaker 12: elastics all the time.
Speaker 2: All right, Thanks dear. Hopefully he treated you well on
Speaker 2: Christmas Eve. Thanks, good night. Last I called of the
Speaker 2: night Arlene and Beverly. Arlene. You're gonna wrap a really
Speaker 2: good two hours for us, ahead, Arlen.
Speaker 13: Okay, several years ago, I went into the dealer that
Speaker 13: I used. I leased cars for years from the same dealer,
Speaker 13: and they had me sit down and everything. He turned
Speaker 13: the screen. The man helping me turn the screen computer
Speaker 13: cream so I couldn't see it, and it said that
Speaker 13: I had died and what someone had done was to
Speaker 13: buy a whole bunch of stuff under my name and
Speaker 13: then file the death certificate.
Speaker 2: Oh wow.
Speaker 13: And it took me a week to take care of
Speaker 13: that mess.
Speaker 2: Oh what a mess, Arlene. Thank you so much. I mean,
Speaker 2: that's We've heard about so many scams tonight. We need
Speaker 2: to do more of this, and I promise you we will.
Speaker 2: And I know you called Lee, but I hope you
Speaker 2: call earlier next time. Thanks Arlene.
Speaker 11: Already, all right, I'll be.
Speaker 2: On Facebook Night Side with Dan Ray in about two minutes. Okay,
Speaker 2: I will be there for on night Side postgame. This
Speaker 2: was a really good show tonight. No, I don't say
Speaker 2: that often. Sometimes I'll say it's a good show. This
Speaker 2: was a really good show tonight. I would to thank
Speaker 2: all my guests and all my callers, lots of different
Speaker 2: callers tonight, great guests, particularly Professor Sheldon Jacobson and also
Speaker 2: doctor Catherine Brown. Thanks to all. Thanks to all of
Speaker 2: you callers and listeners. My name is Dan Rayl. And
Speaker 2: there's always all dogs, all cats, oh pets go to heaven.
Speaker 2: That's why Pal Charlie Rays who passed fourteen years ago
Speaker 2: in February. That's why all your pets are who passed.
Speaker 2: They loved you and you love them. And I do
Speaker 2: believe I'll see again tomorrow night, and I believe we'll
Speaker 2: see them again as well. Keep on hoping everybody, have
Speaker 2: a great Wednesday, See tomorrow night.