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<v Speaker 1>It's nice Eyes Boston's News Radio.

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<v Speaker 2>All right, we're gonna continue our conversation. We have a

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<v Speaker 2>different show tonight. We've had a different show. We talked

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<v Speaker 2>in the nine o'clock hour about the spread of tripoli ekwine,

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<v Speaker 2>Eastern ek wine, encephalitis and encephalitis, and also the spread

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<v Speaker 2>of West Nile virus, which are you know, diseases that

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<v Speaker 2>are imposed on us by mosquitos at this time of year.

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<v Speaker 2>And then last hour we talked with Professor Sheldon Jacobson

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<v Speaker 2>about the national public data breach. You read about it.

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<v Speaker 2>I read about it a week or so ago, and

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<v Speaker 2>I saw nothing that made sense to me as to

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<v Speaker 2>what we could do about it. And I thought doctor

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<v Speaker 2>Jacobson was extraordinary in terms of his clarity. He gave

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<v Speaker 2>direct the answers, and he said everybody should freeze their

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<v Speaker 2>accounts with TransUnion, Experience, and Equifax. Those are the three

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<v Speaker 2>credit card credit companies that are universally used here in America.

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<v Speaker 2>So let's let's continue our conversation on this. I hope

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<v Speaker 2>more of you will join. If you've had experiences where

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<v Speaker 2>you were hacked, I think it's important to share those. Uh,

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<v Speaker 2>you don't have to use your real name, by the way,

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<v Speaker 2>if it's embarrassing in some form or fashion. But there's

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<v Speaker 2>so much that we hear about that. I'm not an

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<v Speaker 2>expert on things like the dark web, but certainly the

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<v Speaker 2>dark web does not sound like a place I want

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<v Speaker 2>to be. And I think all of you can figure

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<v Speaker 2>that out pretty easily. But look all of these wonderful

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<v Speaker 2>tools that we have, these social networks, they are fraught

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<v Speaker 2>with danger. They are fraught with danger. We will keep

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<v Speaker 2>going here. The only I have one line at six one, seven,

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<v Speaker 2>four thirty and one line it six one, seven, nine, three, one,

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<v Speaker 2>ten thirty. And my producer Marita today Lady Lightning, as

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<v Speaker 2>she called, she did an extraordinary job finding Professor Sheldon Jacobson.

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<v Speaker 2>He was superb. As a matter of fact, I'm going

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<v Speaker 2>to encourage Marita. We play every Sunday night at eleven

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<v Speaker 2>o'clock best off Nightside. We don't tend to publicize it

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<v Speaker 2>as much as we should, but if you're listening at

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<v Speaker 2>eleven o'clock, we will probably play. I think that will

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<v Speaker 2>be the hour from this week that we will play again.

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<v Speaker 2>And by the way, if you're listening to Nightside, feel

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<v Speaker 2>free to make recommendations for uh, topics. We're all you know,

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<v Speaker 2>we do a lot of politics. I think all of

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<v Speaker 2>you know that, but I like to do other topics

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<v Speaker 2>that can help people. Okay, that's what we're talking about

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<v Speaker 2>here on Nightside. So if you have a topic an idea,

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<v Speaker 2>feel free we check out topics. I shouldn't mention, by

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<v Speaker 2>the way, and I'm just going to mention this briefly.

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<v Speaker 2>I really don't want to open up the conversation on However,

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<v Speaker 2>there was a call to last night who called in

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<v Speaker 2>who I was a little rough on day from San

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<v Speaker 2>Antonio And I actually had some help from one of

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<v Speaker 2>my listeners tonight and last night I should say, and yes,

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<v Speaker 2>Dave was right, but let me give you the full story.

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<v Speaker 2>According to the New York Post, and we're going to

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<v Speaker 2>get to our calls in just a moment, so bear

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<v Speaker 2>with me. I like to make corrections, and even this

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<v Speaker 2>is not an apology, but when I am wrong and

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<v Speaker 2>I've criticized a caller, I like to set the record straight.

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<v Speaker 2>According to the New York Post early this week, Michigan's

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<v Speaker 2>biggest city has still has not met its legal duty

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<v Speaker 2>to hire roughly equal numbers of Democrats and Republicans as

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<v Speaker 2>election inspectors. The local, state, and national GOP argue in

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<v Speaker 2>a lawsuit filed Friday last Friday. The fourteenth page complaint

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<v Speaker 2>in state court notes that under Michigan law, election officials

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<v Speaker 2>in Detroit and elsewhere shall appoint an equal number as

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<v Speaker 2>nearly as possible of election inspectors in each election precinct

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<v Speaker 2>from each major political party. First reported by Fox News

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<v Speaker 2>in the lawsuit, but Republicans that are numbered seven to

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<v Speaker 2>one at last count Motor City, which means Detroit has

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<v Speaker 2>twenty three hundred and thirty seven Democratic poll watchers and

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<v Speaker 2>just three hundred and ten Republicans. It's about a seven

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<v Speaker 2>to one ratio. In a sample of three hundred and

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<v Speaker 2>thirty five precincts in Wayne County, which I think includes Detroit,

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<v Speaker 2>the pseudo ledgers two hundred were found to have no

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<v Speaker 2>Republican poll watchers at all. Republicans are a rarity in Detroit.

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<v Speaker 2>No Republican has held elective office in the city in

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<v Speaker 2>three decades since city Councilman Keith Butler served in the

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<v Speaker 2>nineteen nineties. So today in San Antonio a bit of

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<v Speaker 2>an apology, I think again you were talking about the

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<v Speaker 2>state of Michigan. The article that I've found, with the

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<v Speaker 2>help of one of our other listeners, refers to this

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<v Speaker 2>Republican laws suit in Detroit, and it's it's much easier, folks.

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<v Speaker 2>I try to make sure that on this program, information

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<v Speaker 2>that is disseminated is accurate, whether it's from me or

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<v Speaker 2>from a caller, and I probably do sometimes air on

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<v Speaker 2>the side of caution. So again, what happens with some

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<v Speaker 2>of my callers, and Dave does it a lot. He

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<v Speaker 2>will call and make some statements which sound a little outlandish,

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<v Speaker 2>and I'll ask for him. I'll ask sometimes what are

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<v Speaker 2>you quoting? And you know, I would prefer to see

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<v Speaker 2>it out of you know, a more established newspaper, the

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<v Speaker 2>New York Times, the Washington Post for that matter, the

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<v Speaker 2>Boston Globe. I trust those newspapers, even though I don't

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<v Speaker 2>necessarily trust them on everything. Anyway, I've I've I've explained it,

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<v Speaker 2>and I hope that those of you who listen to

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<v Speaker 2>this program regularly know that I am more than happy

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<v Speaker 2>to acknowledge when I'm mistaken. Uh and and and I

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<v Speaker 2>was mistaken last night in terms of taking Dave kind

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<v Speaker 2>of to the woodship. Steve and Merymack, New Hampshire. Steve

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<v Speaker 2>bring us back to our topic at hand to night,

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<v Speaker 2>which I'm thrilled to talk about.

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<v Speaker 3>Hey, Dan, thanks for taking my call. I I just

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<v Speaker 3>want to say I was a victim of a breach.

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<v Speaker 3>I think it was Equifax, and they set me up

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<v Speaker 3>with Credit Karma and they have control of a lot

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<v Speaker 3>of the reporting and if you have a dispute, they

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<v Speaker 3>are really good when it comes to, you know, correcting

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<v Speaker 3>it and making changes that need to be made. But

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<v Speaker 3>one thing I don't think the professor mentioned is the

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<v Speaker 3>FCO score, which I monitored constantly. And I will say

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<v Speaker 3>that American Express and Wells Fargo will give you your

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<v Speaker 3>FYCO score. If there's a substantial change, they will tell

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<v Speaker 3>you why. So if you have those two companies, you know,

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<v Speaker 3>not to be too specific, but you know they will

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<v Speaker 3>help you out to try and make whatever corrections they

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<v Speaker 3>are necessary. I was a victim on my MasterCard of

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<v Speaker 3>a breach and the company asked the guy that in Brighton,

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<v Speaker 3>mass down your way actually changed my address so they

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<v Speaker 3>could get a helmet cam from this parts company out

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<v Speaker 3>of Columbus, Ohio for four hundred bucks to be sent

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<v Speaker 3>to them. So I looked it up on you know,

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<v Speaker 3>the number for that company. I called them up on

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<v Speaker 3>a Sunday and I told them, you know if you

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<v Speaker 3>They said, well, we're going to ship it out this week,

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<v Speaker 3>and I said, if you shif it out, you're not

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<v Speaker 3>going to get paid for it. So they killed it.

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<v Speaker 3>Then I called the cops in Boston and I sent

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<v Speaker 3>them to that address that they changed in Brighton to

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<v Speaker 3>pay them a visit to find out, you know, what

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<v Speaker 3>kind of an operation they're running there. That was my

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<v Speaker 3>way of saying, thank you.

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<v Speaker 2>Let me ask you this, what what would be the

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<v Speaker 2>probable cause up? I will bet you that the police

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<v Speaker 2>probably didn't do too much under those circumstances.

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<v Speaker 3>Well, or the problem cause for the police meet yeah, oh, well,

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<v Speaker 3>the mere fact that they changed my address and that

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<v Speaker 3>they were trying to pull a ski.

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<v Speaker 2>But what I'm saying is what I'm trying to say

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<v Speaker 2>to you, with all due respects, Steve, I know who

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<v Speaker 2>you are, uh, and I find you very credible. But

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<v Speaker 2>I'm just curious if the police did much in response

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<v Speaker 2>to your complaint. Because if I called the Merrimac police

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<v Speaker 2>and knew what your address was and said, hey, there's

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<v Speaker 2>a guy up there named Steve, who I think has

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<v Speaker 2>stolen my identity. I think that they'd probably need a

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<v Speaker 2>little bit more probable cause for them to pay you

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<v Speaker 2>a visit. Did the Boston police go get this?

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<v Speaker 3>They did. I'm not sure whether they actually paid them ait,

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<v Speaker 3>but I did report them. No.

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<v Speaker 2>Look, I I trust you totally. You reported it, and

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<v Speaker 2>you you figured it out and which was wait, which

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<v Speaker 2>was great. I also I have a credit Karma account,

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<v Speaker 2>and I like credit Karma. You follow your you use

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<v Speaker 2>the phrase fico score. I mean that's I think of

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<v Speaker 2>that as your credit score correct exactly. Yeah, Okay, so

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<v Speaker 2>I know what my credit score is, and I know

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<v Speaker 2>it's a very good credit score because I pay my

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<v Speaker 2>bills on time and all of that. And that's that's

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<v Speaker 2>how I I didn't realize that credit Karma would also

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<v Speaker 2>be able to identify any sort of a use of

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<v Speaker 2>my identifying factors without with them then notifying me of that.

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<v Speaker 2>So that's I.

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<v Speaker 3>Say, credit Karma is good because you don't have to

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<v Speaker 3>go get a free credit report and dispute each individual

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<v Speaker 3>credit reporting agency. They will do it for you. So

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<v Speaker 3>that's why it's recommended that you do it that way.

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<v Speaker 3>If you have a problem.

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<v Speaker 2>Well, I'm thankful for that. Uh, and I'm thankful for

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<v Speaker 2>your for your recommendation. I hope you enjoyed Professor Jacobson

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<v Speaker 2>as a guest.

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<v Speaker 3>He was excellent. The one thing I will say that

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<v Speaker 3>did change things in the past ten years is the chip.

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<v Speaker 3>Part of the reason why I got preached was because

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<v Speaker 3>I didn't have the chip on that one particular credit card.

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<v Speaker 2>So the chip is protective. Huh, so they have to Okay.

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<v Speaker 3>It makes it really hard for them to steal your identity.

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<v Speaker 2>Okay, So let me ask you this. Let's assume someone

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<v Speaker 2>finds out what your credit card number is, okay, and

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<v Speaker 2>they then try to use your credit card in a

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<v Speaker 2>telephone transaction. What does how does how does the chip

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<v Speaker 2>protect you from that?

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<v Speaker 3>Well? They I think they got it from one of

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<v Speaker 3>those skimmer machines that they always talk about at stores

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<v Speaker 3>and other outlets. But the chip makes it, I guess

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<v Speaker 3>the something with the chip that doesn't make the number

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<v Speaker 3>as easily obtainable as they would if they didn't have it.

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<v Speaker 3>That's right, what I say.

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<v Speaker 2>Let's assume you. Let's assume you go to a restaurant

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<v Speaker 2>and you go to pay, and you give the way

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<v Speaker 2>to the waitress your credit card. They take the credit

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<v Speaker 2>card into the back room and they write down your number,

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<v Speaker 2>and they write down the security code in the back

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<v Speaker 2>and they write down the date of expiration, and they

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<v Speaker 2>of course know what your name is, and they they

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<v Speaker 2>call some company and say, I want you know this

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<v Speaker 2>to be delivered. The chip doesn't help protect you there,

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<v Speaker 2>right if.

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<v Speaker 3>It's would not protect you at all.

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<v Speaker 2>Absolutely agree, Okay, I just want to make sure I

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<v Speaker 2>understood what you were saying. Steve has always love your calls.

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<v Speaker 4>Thank you very much for I always Yeah, I love

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<v Speaker 4>your show, Dan, That's all I can say.

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<v Speaker 3>I listened to it every night. I love it.

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<v Speaker 2>Thanks pal well tonight. Tonight's been a good show, and

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<v Speaker 2>I'm very proud of what we've done.

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<v Speaker 3>Great great topic, great topic.

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<v Speaker 2>And I'm proud of the callers tonight too. We've had

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<v Speaker 2>some new callers and some really good ones and you're

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<v Speaker 2>in that category.

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<v Speaker 3>Thank you much, Thank you very much.

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<v Speaker 2>We're gonna take a break. I got one line at

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<v Speaker 2>six one, seven, two, five, four to ten thirty that

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<v Speaker 2>just filled. If you're still trying to dial guys, dial

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<v Speaker 2>six one, seven, nine three one ten thirty. That gets

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<v Speaker 2>you to my board just as well as the two

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<v Speaker 2>five four to ten thirty. The two five four to

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<v Speaker 2>ten thirty is now full. So if you're getting a

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<v Speaker 2>business signal, dial six one seven nine three one ten thirty.

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<v Speaker 2>Back on Nightside right after this.

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<v Speaker 1>Now back to Dan Ray live from the Window World

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<v Speaker 1>Nightside Studios on WBZ News Radio.

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<v Speaker 2>All right, back to the phones. We're going to go

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<v Speaker 2>to April out on camp KPN. April. I appreciate your

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<v Speaker 2>patience very much. Thank you so much for calling in,

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<v Speaker 2>and thank you so much for waiting.

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<v Speaker 4>Go ahead, April, Okay, thank you.

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<v Speaker 5>Right, April?

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<v Speaker 2>Are you on? Are you on a big cell phone?

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<v Speaker 3>Here?

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<v Speaker 2>Are you on your speakerphone?

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<v Speaker 6>I have increased the volume.

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<v Speaker 2>Yeah, you're on a speakerphone.

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<v Speaker 3>What I'd like you to do?

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<v Speaker 6>Can you hear me? Can you hear me?

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<v Speaker 7>Now?

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<v Speaker 8>No?

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<v Speaker 2>Do me savor? Okay. I'm going to have Rob work

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<v Speaker 2>with you to make sure that we can hear you,

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<v Speaker 2>and I'll be right to you. Okay, hold on for

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<v Speaker 2>one second. Peggy in South Boston. Peggy, you're next on Nightside. Peggy. Welcome. Okay,

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<v Speaker 2>I guess Peggy's out there, so we'll put Peggy in

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<v Speaker 2>hold and We'll go to John in South in North Carolina.

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<v Speaker 2>Hi John, next on Nightside.

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<v Speaker 9>Go ahead, John, Hi Dan Well, I have a security

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<v Speaker 9>freeze on my accounts excellent, and I got it through

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<v Speaker 9>the North Carolina government website. The attorney general then was

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<v Speaker 9>Roy Cooper, who's now the governor.

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<v Speaker 2>Yep, he said it up.

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<v Speaker 9>Yeah, he set it up so you could do it

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<v Speaker 9>all through through the through his website.

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<v Speaker 2>That's a pretty smart guy.

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<v Speaker 9>And what you do is, you know, once you get

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<v Speaker 9>it on there, they give when you register for it,

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<v Speaker 9>you get a pin a pen number with each each agency,

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<v Speaker 9>so you got three different pen numbers and they give

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<v Speaker 9>you an eight hundred number. So if you want to

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<v Speaker 9>unfreeze it, let's say you're at a car dealership or something,

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<v Speaker 9>you could bile that eight hundred number and then enter

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<v Speaker 9>your pen and it'll unfreeze it.

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<v Speaker 2>Well, I'll tell you it. Hats off. I know. Roy

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<v Speaker 2>Cooper's a pretty popular the governor down there. He was

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<v Speaker 2>actually considered to be a potential vice presidential running mate

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<v Speaker 2>of Vice President Harris in part because North Carolina was

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<v Speaker 2>one of those the swing states. Is he's done a

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<v Speaker 2>pretty good job as governor because he seems to be pretty.

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<v Speaker 9>Popular, not popular with me. He was one of these

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<v Speaker 9>COVID lockdown guys.

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<v Speaker 2>Okay, well, what says At the same time, you're open

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<v Speaker 2>minded enough to give him credit for what he did

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<v Speaker 2>do on your behalf in terms of the the oh

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<v Speaker 2>I love it. Uh you know, I'm serious. You you

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<v Speaker 2>at least, even though he's not your favorite guy, you've

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<v Speaker 2>given him credit for what he did in terms of

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<v Speaker 2>the TransUnion and ECHOFAX and experience freezes of your making

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<v Speaker 2>it your it easier for you to freeze your credit accounts.

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<v Speaker 9>Yeah. I don't know what the situation is now, but

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<v Speaker 9>back then they used to charge you a fee that

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<v Speaker 9>you know this to freeze your accounts, and he set

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<v Speaker 9>it up so you could get it for free too,

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<v Speaker 9>so that way.

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<v Speaker 2>Well, I think it's still free. But I think for

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<v Speaker 2>him to do it so that you had to go

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<v Speaker 2>through his office was a smart move politically.

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<v Speaker 9>Yeah, it's nice. I mean, he didn't have to go

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<v Speaker 9>through his office, but it made it easier.

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<v Speaker 2>That's what I'm saying. Anytime a politician can make something

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<v Speaker 2>easier for his or her constituents, which benef there. Miss

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<v Speaker 2>Greight John, appreciate your callers. Always keep listening down there

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<v Speaker 2>in North Carolina. Who's gonna carry North Carolina? Come come

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<v Speaker 2>November fifth?

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<v Speaker 9>Oh Trump easily?

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<v Speaker 2>Okay, well we will see. Thank you very much, John,

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<v Speaker 2>appreciate your call. You know, on Friday night at eleven o'clock,

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<v Speaker 2>we will do our I think it's our sixth end

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<v Speaker 2>of the month Friday night eleven o'clock presidential poll. And

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<v Speaker 2>for the first time, we'll be doing a presidential poll

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<v Speaker 2>that does not include the name Joe Biden. So stick

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<v Speaker 2>with us on Friday night. You can call back on

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<v Speaker 2>Friday night if you want.

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<v Speaker 9>Okay, Okay, Dan, you got it.

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<v Speaker 2>All right, Thanks John, talk to you all right. So

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<v Speaker 2>we're gonna go back and we're gonna try April on

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<v Speaker 2>KP on KPN April. We got your back, I hope. Hi.

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<v Speaker 10>Can you hear me, dare?

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<v Speaker 2>I could hear you better? Now? You go right ahead.

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<v Speaker 2>Are you still on speakerphone?

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<v Speaker 6>No? No, I'm not. I have my volume all the

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<v Speaker 6>way up though.

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<v Speaker 2>Okay, we'll go ahead. We'll work with you. Go right ahead.

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<v Speaker 2>Tell us your story of what question you have.

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<v Speaker 6>Okay, thank you, Thank you for the po it's a

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<v Speaker 6>great one. Yeah. Yeah, I was just wondering about the

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<v Speaker 6>process of I know you were talking about the freezing

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<v Speaker 6>of accounts, but do you know when a person applies

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<v Speaker 6>for a loan and they get accepted, they usually send

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<v Speaker 6>a hard copy letter to your house and or they

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<v Speaker 6>send you an email, you know, congratulating you that you're

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<v Speaker 6>you know, that your loan has been approved, and that's

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<v Speaker 6>like within days. And I was just wondering, isn't that

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<v Speaker 6>enough time to you know, to incorporate or you know,

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<v Speaker 6>it's some kind of remediation, So so that can be reversed.

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<v Speaker 2>Well, if let us say someone is able to get

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<v Speaker 2>your information from the web, from from this data breach, okay,

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<v Speaker 2>and they then decide that they're going to take a

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<v Speaker 2>loan in your name or buy a car. If they

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<v Speaker 2>first of all, they might use your information and use

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<v Speaker 2>a different address. They might use a post office box.

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<v Speaker 2>I mean, it seems to me that somebody is that

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<v Speaker 2>like they will figure it out and then the damage

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<v Speaker 2>has been done. I got to be honest with you,

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<v Speaker 2>I'd like to think of myself as being fairly smart.

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<v Speaker 2>I'm not a genius on this stuff, but my eyes

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<v Speaker 2>got opened. Why tonight with our conversation with Professor Sheldon Jacobson,

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<v Speaker 2>because that said to me that, and he was so

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<v Speaker 2>emphatic and so clear. Freeze your credit accounts with TransUnion, Experience,

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<v Speaker 2>and Equifax. He says, it doesn't cost you anything, and

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<v Speaker 2>he said, if you do it properly, you're able then

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<v Speaker 2>to unfreeze that account.

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<v Speaker 6>Uh, well, right, yes, I understood everything he said. He

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<v Speaker 6>was very a clear. It was great, great advice. So

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<v Speaker 6>I just had one more quick question, and that is

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<v Speaker 6>is freezing your credit good enough to prevent someone from

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<v Speaker 6>stealing your house? Because I've heard of companies that have

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<v Speaker 6>that provide title protection. So would someone be able to

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<v Speaker 6>steal your house with you know, you know through that process.

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<v Speaker 2>I've seen those companies, the title protection companies advertise a lot.

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<v Speaker 2>My suspicion is that it varies from state to state,

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<v Speaker 2>because I assume that Massachusetts has a pretty strict Every

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<v Speaker 2>time that I've been involved in a transfer of property,

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<v Speaker 2>there's a lot of documentation involved, and I would think

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<v Speaker 2>that it would be very difficult in Massachusetts to go

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<v Speaker 2>in Massachusetts now and I have not I have never heard,

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<v Speaker 2>and I you know, normally we have a pretty aggressive

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<v Speaker 2>media up here, and I see that in a good

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<v Speaker 2>sense of the word, and I would suspect that if somebody,

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<v Speaker 2>let's say, had their house stolen, I would suspect that

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<v Speaker 2>at some point that would make the newspapers and we

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<v Speaker 2>would hear about it. I've never heard about it in Massachusetts,

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<v Speaker 2>just as I have not heard about squatters. I've seen

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<v Speaker 2>stories about how in other states people show up at

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<v Speaker 2>houses and they claim that they owned, that they have

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<v Speaker 2>a lease or something like that, and that seems to

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<v Speaker 2>be happening in states more down south than it does

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<v Speaker 2>up here. I can't imagine, you know, if someone if

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<v Speaker 2>you came home to your house some night, how long

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<v Speaker 2>have you lived up on a on KPN, I'm not sure.

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<v Speaker 2>Don't have to tell me what town you're living in,

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<v Speaker 2>but how long have you lived up there? A while?

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<v Speaker 6>Twenty five years?

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<v Speaker 2>Same address?

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<v Speaker 11>Yeah, okay.

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<v Speaker 2>So let's assume you went away in a vacation and

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<v Speaker 2>you came back home and somehow the locks in your

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<v Speaker 2>house would changed, and someone had broken into your house

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<v Speaker 2>and was squatting. I'm serious. I assume that you pay taxes.

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<v Speaker 2>Do you rent it, do you own? Do you own? No?

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<v Speaker 6>No, whit ow my own home?

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<v Speaker 2>Okay, So you pay real estate taxes to the town

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<v Speaker 2>in which you live. I assumed that there would be

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<v Speaker 2>people in town hall who would know you. I would

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<v Speaker 2>assume that the police department in Europe city or town

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<v Speaker 2>would come down and evict those people who had taken

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<v Speaker 2>up illegal residents, I would hope in your community. So

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<v Speaker 2>a lot of this stuff that you see advertised is unnecessary.

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<v Speaker 2>I'm not an expert in terms of these title insurance companies,

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<v Speaker 2>but most of the time, when you have a real

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<v Speaker 2>estate transaction in Massachusetts, it's wise to buy title insurance

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<v Speaker 2>as well. To me and maybe that so yeah, and again,

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<v Speaker 2>if you have any concern or fear about it, I

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<v Speaker 2>would say, you know, go go in and talk to

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<v Speaker 2>your whatever town you're in, going to your town hall

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<v Speaker 2>and raise questions and see what people and find out

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<v Speaker 2>if they say, oh, yeah, we've had a couple of

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<v Speaker 2>people who have lost title or people have tried to

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<v Speaker 2>tie that, you know, and say to them, well, what happened? Why?

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<v Speaker 2>How did that happen? Okay, It's always good to ask questions.

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<v Speaker 6>Okay, thank you so much for the advice, April.

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<v Speaker 2>I appreciate it. Sorry we had trouble getting you on.

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<v Speaker 2>Have you called before? Was this your first time.

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<v Speaker 6>I've called before.

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<v Speaker 2>Okay, Yeah, it sounded like you're on speakerphone and that

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<v Speaker 2>that sometimes can cause a distraction. Thanks so much. We'll

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<v Speaker 2>talk soon.

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<v Speaker 6>Okay, okay, night.

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<v Speaker 2>Yeah, we got to take a break. We got Peggy

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<v Speaker 2>coming up. Peggy, we'll be back by the phone. I'm

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<v Speaker 2>sure be ready to jump on. If you'd like to

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<v Speaker 2>join the conversation and share your experience, where you had

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<v Speaker 2>you were hacked, and what you did about it, what

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<v Speaker 2>your experience has been, how difficult it has been if

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<v Speaker 2>you have frozen your your your credit with Transam, TransUnion

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<v Speaker 2>Experience or Experience or Equafax. Our guest last hour, uh

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<v Speaker 2>doctor professor Professor Sheldon Jacobson, who is an expert in

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<v Speaker 2>this area and was really a good guest. He said,

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<v Speaker 2>get your get your credit with all of those three

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<v Speaker 2>major credit companies frozen as soon as possible, and do it,

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<v Speaker 2>and do it to protect yourself. We'll be back on

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<v Speaker 2>Night's Side right after the news at the bottom of

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<v Speaker 2>the hour.

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<v Speaker 1>You're on Night Side with Dan Ray ONBZ Boston's news radio.

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<v Speaker 2>All right, we're talking about protecting your assets and protecting

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<v Speaker 2>your identity, and we're talking about a national public data

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<v Speaker 2>breach of a few weeks ago that I read about

423
00:24:17.680 --> 00:24:22.440
<v Speaker 2>and we received really inadequate information, So taking it tonight,

424
00:24:22.559 --> 00:24:27.079
<v Speaker 2>and we've had some really interesting guests well, particularly Professor

425
00:24:27.119 --> 00:24:30.359
<v Speaker 2>Sheldon Jacobson from Last Hour and you can listen to

426
00:24:30.400 --> 00:24:33.480
<v Speaker 2>what he had to say. The hour will be posted

427
00:24:33.640 --> 00:24:37.960
<v Speaker 2>on our web page our podcast page Nightside in Demand

428
00:24:37.960 --> 00:24:39.799
<v Speaker 2>dot com. In the meantime, let's go to Peggy in

429
00:24:39.839 --> 00:24:42.559
<v Speaker 2>South Boston. Peggy, I don't know where you were before,

430
00:24:42.640 --> 00:24:45.240
<v Speaker 2>but I'm hoping you there now. Hi, Peggy, welcome.

431
00:24:44.960 --> 00:24:45.519
<v Speaker 10>I will here.

432
00:24:46.240 --> 00:24:46.960
<v Speaker 11>Can you hear me?

433
00:24:47.119 --> 00:24:47.319
<v Speaker 7>Dan?

434
00:24:47.640 --> 00:24:50.319
<v Speaker 2>Oh? I can hear you? Find now? Peggy? Go right ahead?

435
00:24:50.680 --> 00:24:53.000
<v Speaker 10>Oh good, Well, I want to tell you what happened

436
00:24:53.000 --> 00:24:56.119
<v Speaker 10>to me a few years ago. I was at a

437
00:24:56.160 --> 00:25:02.359
<v Speaker 10>restaurant Nice Weston downtown Boston, into the lady's room, and I.

438
00:25:02.359 --> 00:25:05.200
<v Speaker 11>Put my pocket book on the book, you know, and

439
00:25:05.359 --> 00:25:09.960
<v Speaker 11>funny was using the toilet. Somebody came in and took

440
00:25:10.039 --> 00:25:14.079
<v Speaker 11>my pocketbook right off. When I'm sitting on the johns.

441
00:25:15.440 --> 00:25:18.759
<v Speaker 11>I went and told the owner of the restaurant did

442
00:25:19.519 --> 00:25:23.119
<v Speaker 11>he gave me? Did you really gave me money? He

443
00:25:23.200 --> 00:25:27.359
<v Speaker 11>gave me money to take a cab home. A few

444
00:25:27.440 --> 00:25:31.200
<v Speaker 11>days later, the police knocked on my door. They found

445
00:25:31.240 --> 00:25:36.839
<v Speaker 11>my pocketbook in a barow in East Boston. Shortly after

446
00:25:36.880 --> 00:25:39.599
<v Speaker 11>that I had to go to court. Somebody use my

447
00:25:39.920 --> 00:25:45.160
<v Speaker 11>credit cards for ten thousand dollars. My god, I hate

448
00:25:45.200 --> 00:25:46.000
<v Speaker 11>credit cards.

449
00:25:46.039 --> 00:25:47.640
<v Speaker 10>After Peggy.

450
00:25:47.920 --> 00:25:49.920
<v Speaker 2>I don't want to get too personal with this, but

451
00:25:50.599 --> 00:25:53.640
<v Speaker 2>I assumed the ladies room that you were in was

452
00:25:53.680 --> 00:25:54.279
<v Speaker 2>a stall.

453
00:25:56.200 --> 00:25:59.920
<v Speaker 11>Well that was a was. It's a nice place it was.

454
00:26:00.000 --> 00:26:03.119
<v Speaker 2>I don't understand where was your You said your pocketbook

455
00:26:03.240 --> 00:26:04.079
<v Speaker 2>was in front of you.

456
00:26:05.039 --> 00:26:07.799
<v Speaker 11>How did they Yeah, it was hanging on the hook.

457
00:26:08.079 --> 00:26:09.400
<v Speaker 11>You know how you go in and.

458
00:26:09.799 --> 00:26:12.880
<v Speaker 2>Hanging on the hook inside the door or outside the door?

459
00:26:13.039 --> 00:26:15.480
<v Speaker 11>Yes, no, I was hanging inside the door.

460
00:26:15.960 --> 00:26:19.720
<v Speaker 2>And so what did they do? Just open the door

461
00:26:19.720 --> 00:26:20.920
<v Speaker 2>and grabbed the pocketbook.

462
00:26:21.720 --> 00:26:24.240
<v Speaker 11>Well, but I don't know who the heck it was.

463
00:26:24.279 --> 00:26:27.000
<v Speaker 11>And then I'm a woman, But they put the dead

464
00:26:27.079 --> 00:26:30.480
<v Speaker 11>hand right over the door and lifted my pocketbook and

465
00:26:30.519 --> 00:26:31.039
<v Speaker 11>took off.

466
00:26:31.400 --> 00:26:34.440
<v Speaker 2>Boy, they must have had a long armed, long arm

467
00:26:34.480 --> 00:26:35.359
<v Speaker 2>of the law page.

468
00:26:35.440 --> 00:26:38.559
<v Speaker 11>I'm telling I'm not only that, but it was a

469
00:26:38.720 --> 00:26:41.960
<v Speaker 11>nice pocketbook I've gotten by I mean spaceman. I paid

470
00:26:42.039 --> 00:26:44.720
<v Speaker 11>seventy five dollars story it was a beautiful weather.

471
00:26:44.880 --> 00:26:49.240
<v Speaker 2>Oh, but you got the pocketbook back. You lost some cash,

472
00:26:49.279 --> 00:26:51.559
<v Speaker 2>and you lost your credit cards and what a what

473
00:26:51.599 --> 00:26:53.039
<v Speaker 2>a horrible credit cad.

474
00:26:53.200 --> 00:26:55.960
<v Speaker 11>I had a lot of credit cards. Yeah, and then

475
00:26:56.599 --> 00:27:00.680
<v Speaker 11>and then I had to go to couiit hand.

476
00:27:00.720 --> 00:27:02.519
<v Speaker 2>You were the victim of a crime. You were the

477
00:27:02.599 --> 00:27:05.039
<v Speaker 2>victim of a crime without you having the coverage to

478
00:27:05.079 --> 00:27:13.519
<v Speaker 2>go to court that that that individual might have been. Yeah, yeah,

479
00:27:13.559 --> 00:27:14.240
<v Speaker 2>I just said that.

480
00:27:14.839 --> 00:27:19.759
<v Speaker 11>I mean, we're not the only I have now is co?

481
00:27:21.079 --> 00:27:24.079
<v Speaker 2>Yeah? Okay, that's good to know too. All Right, Peggy,

482
00:27:24.119 --> 00:27:26.039
<v Speaker 2>thank you so much for the call. Have a great night.

483
00:27:26.119 --> 00:27:28.759
<v Speaker 2>Thanks for the call, Have a great night. I think

484
00:27:28.759 --> 00:27:30.759
<v Speaker 2>Peggy was having a little trouble here and how they

485
00:27:31.000 --> 00:27:33.880
<v Speaker 2>reached the hand over the stall though, I don't know.

486
00:27:33.920 --> 00:27:39.920
<v Speaker 2>I just hey, it can happen, I guess. Let's keep

487
00:27:40.000 --> 00:27:41.920
<v Speaker 2>rolling here. We got a couple of open lines now

488
00:27:41.920 --> 00:27:44.880
<v Speaker 2>at six, one, seven, two, ten thirty. That's finished Strong Lives.

489
00:27:45.160 --> 00:27:48.279
<v Speaker 2>Let's go to Michael and Attleborough. Michael, you are next

490
00:27:48.319 --> 00:27:52.319
<v Speaker 2>in line here one nights. I go ahead, Michael. I'm

491
00:27:52.319 --> 00:27:54.440
<v Speaker 2>doing great. Michael. What's what's on you?

492
00:27:55.319 --> 00:28:00.519
<v Speaker 4>You forgot about the rogue. The rogue d allow people

493
00:28:00.720 --> 00:28:04.200
<v Speaker 4>to the squat and you cannot kick them out if

494
00:28:04.200 --> 00:28:05.160
<v Speaker 4>they have nowhere to live.

495
00:28:05.200 --> 00:28:06.200
<v Speaker 3>You forgot about that?

496
00:28:06.359 --> 00:28:08.799
<v Speaker 2>No, No, What I said was that I have not

497
00:28:09.000 --> 00:28:12.319
<v Speaker 2>heard that happening here in Massachusetts. I have seen it

498
00:28:12.400 --> 00:28:16.599
<v Speaker 2>reported happening in other parts of the country, But to

499
00:28:16.640 --> 00:28:19.039
<v Speaker 2>be honest with you, I've never seen it. I haven't

500
00:28:19.079 --> 00:28:22.279
<v Speaker 2>heard seen any stories about it happening in Massachusetts. Have you?

501
00:28:22.640 --> 00:28:26.039
<v Speaker 4>Okay, but is that still the law after Rolands got

502
00:28:26.119 --> 00:28:28.160
<v Speaker 4>thrown out?

503
00:28:28.880 --> 00:28:30.200
<v Speaker 2>After who got thrown out?

504
00:28:30.960 --> 00:28:31.799
<v Speaker 11>Right to Rollins?

505
00:28:31.799 --> 00:28:35.319
<v Speaker 4>Didn't she make that rule?

506
00:28:35.640 --> 00:28:38.119
<v Speaker 2>No, she had nothing to do with squatting. She had

507
00:28:38.480 --> 00:28:41.400
<v Speaker 2>She had a lot of rules that dealt with how

508
00:28:41.480 --> 00:28:45.720
<v Speaker 2>much prosecution would occur if someone which was a ridiculous

509
00:28:45.839 --> 00:28:49.200
<v Speaker 2>rule that you had to steal over eight hundred dollars.

510
00:28:49.200 --> 00:28:51.920
<v Speaker 2>That had nothing to do. I don't know of any

511
00:28:51.920 --> 00:28:57.519
<v Speaker 2>case in Massachusetts in which a squatter was able to

512
00:28:57.559 --> 00:29:02.559
<v Speaker 2>stay in a house after the actual owner reported it

513
00:29:02.680 --> 00:29:05.440
<v Speaker 2>to the police. I have seen stories out of places

514
00:29:05.480 --> 00:29:10.680
<v Speaker 2>like Florida where that seems to have occurred. But I

515
00:29:10.799 --> 00:29:13.799
<v Speaker 2>was saying simply that I had not seen that in Massachusetts.

516
00:29:14.079 --> 00:29:17.759
<v Speaker 4>Okay, I thought Rowland to put that in and no, no, no, no, no,

517
00:29:17.599 --> 00:29:21.000
<v Speaker 4>no no no, I mean as crazy as Rachel Rawlins

518
00:29:21.119 --> 00:29:23.960
<v Speaker 4>was with some of her ideas that that that she

519
00:29:24.039 --> 00:29:28.039
<v Speaker 4>would not in charge for there were fifteen crimes, which

520
00:29:28.119 --> 00:29:31.680
<v Speaker 4>was absurd, absurd, which is why she's no longer the DA,

521
00:29:31.799 --> 00:29:32.839
<v Speaker 4>amongst other things.

522
00:29:34.039 --> 00:29:34.680
<v Speaker 12>Well, I heard it.

523
00:29:34.960 --> 00:29:36.559
<v Speaker 11>I heard it on your show, but I wanted to

524
00:29:36.599 --> 00:29:38.440
<v Speaker 11>change change to one other thing quest.

525
00:29:38.559 --> 00:29:40.000
<v Speaker 2>I have no idea what you heard of my show.

526
00:29:40.039 --> 00:29:42.599
<v Speaker 2>But you did not hear anyone on my show, or

527
00:29:42.640 --> 00:29:44.799
<v Speaker 2>I would have corrected them to say that she was saying,

528
00:29:45.200 --> 00:29:48.599
<v Speaker 2>when I'm elected DA, it'll be okay to enter someone's

529
00:29:48.599 --> 00:29:52.599
<v Speaker 2>home illegally and assume the residents claim to be the residence,

530
00:29:52.640 --> 00:29:54.640
<v Speaker 2>which is known as squatic. Go ahead, Michael.

531
00:29:56.359 --> 00:29:58.920
<v Speaker 4>I worked with the lady who wasn't getting her.

532
00:29:58.960 --> 00:30:02.920
<v Speaker 8>Mail, so she went to the post office and the

533
00:30:02.960 --> 00:30:07.359
<v Speaker 8>guy said, you changed your address about three weeks ago.

534
00:30:08.319 --> 00:30:12.839
<v Speaker 8>So me, not minding my own business as we know,

535
00:30:13.920 --> 00:30:17.759
<v Speaker 8>and always trying to be the hero, I went online

536
00:30:18.000 --> 00:30:21.680
<v Speaker 8>and I found the address in North Carolina that her

537
00:30:21.720 --> 00:30:25.599
<v Speaker 8>meal was going to and it was a brand new development.

538
00:30:25.799 --> 00:30:29.240
<v Speaker 8>So I'm guessing what they did is they figured one

539
00:30:29.319 --> 00:30:32.079
<v Speaker 8>hit of getting all this stuff out of the mailbox

540
00:30:32.759 --> 00:30:34.640
<v Speaker 8>before anyone finds out.

541
00:30:35.200 --> 00:30:39.920
<v Speaker 2>And now Okay, I'm confused. Did somebody change and have

542
00:30:40.039 --> 00:30:43.519
<v Speaker 2>the mail forwarded? Or did they go to the post office?

543
00:30:43.599 --> 00:30:47.039
<v Speaker 2>And actually, yes, I haven't I haven't finished the question.

544
00:30:47.200 --> 00:30:50.160
<v Speaker 2>So they changed it to have the mail forwarded? Or

545
00:30:50.200 --> 00:30:53.119
<v Speaker 2>did they go to the local post office and somehow

546
00:30:53.359 --> 00:30:57.759
<v Speaker 2>get access to her mailbox? Was the mailbox in the

547
00:30:57.799 --> 00:30:59.960
<v Speaker 2>local post office or at the end of her driveway?

548
00:31:00.160 --> 00:31:01.400
<v Speaker 2>That I'm confused and the.

549
00:31:01.480 --> 00:31:03.759
<v Speaker 3>End of her driveway. But what she did, what they.

550
00:31:03.640 --> 00:31:09.039
<v Speaker 8>Did, is they went and they claimed, you know, I'm moving.

551
00:31:09.160 --> 00:31:11.839
<v Speaker 2>Right, So they must have gone to the post office

552
00:31:12.240 --> 00:31:16.839
<v Speaker 2>or filed something. Well again, that is so absurd that

553
00:31:17.480 --> 00:31:21.240
<v Speaker 2>the post office would not have said, show us some identification.

554
00:31:22.799 --> 00:31:26.680
<v Speaker 2>You know, in the old days, every maleman male carrier,

555
00:31:27.319 --> 00:31:30.720
<v Speaker 2>they were called mailman. Back then, they knew everybody on

556
00:31:30.759 --> 00:31:34.319
<v Speaker 2>their route because the route. I remember that our mailman

557
00:31:34.680 --> 00:31:38.000
<v Speaker 2>when I was a young kid, his name was mister Lions,

558
00:31:38.160 --> 00:31:42.000
<v Speaker 2>the mailman Lions, and we would kind of follow them

559
00:31:42.039 --> 00:31:46.359
<v Speaker 2>around and uh and watch them deliver mail. Now your

560
00:31:46.359 --> 00:31:49.319
<v Speaker 2>mail man changes every six months, which is crazy as well.

561
00:31:49.440 --> 00:31:53.519
<v Speaker 2>So so did she did she get did you script?

562
00:31:53.559 --> 00:31:55.240
<v Speaker 2>Were you the hero in this case? Michael?

563
00:31:55.519 --> 00:31:58.000
<v Speaker 4>I'm always a hero, you know, that I know that,

564
00:31:58.039 --> 00:31:59.799
<v Speaker 4>but sometimes.

565
00:31:59.079 --> 00:32:01.880
<v Speaker 2>Sometimes they hear doesn't work. Okay, well, Michael.

566
00:32:01.640 --> 00:32:04.160
<v Speaker 4>I'll call you Michael by your show. When I call

567
00:32:04.279 --> 00:32:06.240
<v Speaker 4>your show, I educate people.

568
00:32:07.759 --> 00:32:09.920
<v Speaker 2>That is true, Michael. You you were one of the

569
00:32:09.920 --> 00:32:13.240
<v Speaker 2>primary educators on this program, and I thank you, and

570
00:32:13.319 --> 00:32:15.279
<v Speaker 2>I thank you for it. And I don't know how

571
00:32:15.319 --> 00:32:19.000
<v Speaker 2>many various degrees of higher education that you have, and

572
00:32:19.039 --> 00:32:20.680
<v Speaker 2>there's no need for you to tell me, but I

573
00:32:20.720 --> 00:32:25.079
<v Speaker 2>assume that you have several, and and we respect you forward,

574
00:32:25.160 --> 00:32:27.079
<v Speaker 2>so I'm going to start calling you professor Michael.

575
00:32:28.480 --> 00:32:29.839
<v Speaker 3>Come in cheek. I love it.

576
00:32:29.839 --> 00:32:32.440
<v Speaker 4>Thank you, I deserve that. Thank you, a great night.

577
00:32:32.480 --> 00:32:34.920
<v Speaker 2>Good night, Michael. You're a good sport. We'll take a break.

578
00:32:34.920 --> 00:32:38.119
<v Speaker 2>Coming right back on Nightside, Jeff and Whitman, Eugene, you

579
00:32:38.599 --> 00:32:40.240
<v Speaker 2>both will be here. We got a couple of lines

580
00:32:40.279 --> 00:32:42.599
<v Speaker 2>if you want, folks, got to be quick six one, seven,

581
00:32:42.680 --> 00:32:47.480
<v Speaker 2>two thirty and also one at six one, seven, nine, three,

582
00:32:47.559 --> 00:32:52.519
<v Speaker 2>one ten thirty equally available. Coming back on Nightside.

583
00:32:52.039 --> 00:32:55.039
<v Speaker 1>Now back to Dan Ray live from the Window World

584
00:32:55.160 --> 00:32:58.279
<v Speaker 1>Night Side Studios. I'm dumbing Bzy News Radio.

585
00:32:59.039 --> 00:33:00.920
<v Speaker 2>All right, here we go, Jeff and wit Men. Jeff,

586
00:33:00.960 --> 00:33:03.279
<v Speaker 2>we got four calls. Your next that want to get

587
00:33:03.319 --> 00:33:05.640
<v Speaker 2>you on and want to get three more on as well.

588
00:33:05.640 --> 00:33:07.599
<v Speaker 3>Go ahead, Jeff, Hey Dan.

589
00:33:08.039 --> 00:33:10.359
<v Speaker 7>So few things that would recommend to people. I've been

590
00:33:10.880 --> 00:33:14.440
<v Speaker 7>fighting credit cards for or credit history and everything for

591
00:33:14.480 --> 00:33:20.279
<v Speaker 7>about ten years. Now, Okay, lock their histories. Like your

592
00:33:20.279 --> 00:33:24.240
<v Speaker 7>guest said, I personally use into it credit karma.

593
00:33:24.720 --> 00:33:25.440
<v Speaker 3>It's free.

594
00:33:25.799 --> 00:33:28.039
<v Speaker 7>You sign up with it. They will tell you when

595
00:33:28.079 --> 00:33:31.440
<v Speaker 7>there's changes. They will tell you when you paid stuff,

596
00:33:31.480 --> 00:33:35.119
<v Speaker 7>when you've had things increase. I've every time you have

597
00:33:35.160 --> 00:33:37.640
<v Speaker 7>a new card setup. So for example, I just got

598
00:33:37.640 --> 00:33:40.000
<v Speaker 7>a new credit card, they'll tell you, hey, this new

599
00:33:40.000 --> 00:33:43.279
<v Speaker 7>a credit card with your name on it. Walk in

600
00:33:43.319 --> 00:33:47.200
<v Speaker 7>the account works. Somebody fictitiously signed up for a Capitol

601
00:33:47.200 --> 00:33:50.680
<v Speaker 7>one card in my wife's name and they came to

602
00:33:50.720 --> 00:33:53.680
<v Speaker 7>us said we couldn't complete this. Can you provide the info.

603
00:33:54.759 --> 00:33:57.559
<v Speaker 7>The other thing that's the biggest problem, and I wish

604
00:33:57.599 --> 00:34:01.279
<v Speaker 7>our legislators would work on this is I've been on

605
00:34:01.519 --> 00:34:05.079
<v Speaker 7>sixty three data breaches in the last ten years, and

606
00:34:05.720 --> 00:34:08.960
<v Speaker 7>some of them are companies like remember Cult Services that

607
00:34:09.039 --> 00:34:12.760
<v Speaker 7>did flexible spending accounts. They had a data breach seven

608
00:34:12.840 --> 00:34:15.880
<v Speaker 7>years since the last time I used them, and they're like,

609
00:34:15.960 --> 00:34:19.079
<v Speaker 7>oops are bad we'll cover your credit monitoring for about

610
00:34:19.119 --> 00:34:22.960
<v Speaker 7>a year. But my information's out there. We had just

611
00:34:23.039 --> 00:34:27.519
<v Speaker 7>had the National background check database hacked at and T

612
00:34:29.199 --> 00:34:32.760
<v Speaker 7>pretty much everybody's been hacked, and your information gets out there.

613
00:34:33.519 --> 00:34:38.280
<v Speaker 7>And the thing is, you can't change your solid security number.

614
00:34:39.119 --> 00:34:43.360
<v Speaker 7>If you're compromised, you can't change it. And if you

615
00:34:43.400 --> 00:34:47.840
<v Speaker 7>want to deal with TransUnion, Equifax and Experience, I mean

616
00:34:48.360 --> 00:34:51.440
<v Speaker 7>I think it TransUnion, and one of them is actually

617
00:34:51.440 --> 00:34:54.519
<v Speaker 7>the same company nowadays, and I think it's Equifax is

618
00:34:54.519 --> 00:34:57.599
<v Speaker 7>the one now saying pay us and we'll improve your score.

619
00:34:57.639 --> 00:35:01.039
<v Speaker 7>And it's like, what a scam that is? Yeah, yeah,

620
00:35:02.280 --> 00:35:05.119
<v Speaker 7>but a lot of them if somebody does something like

621
00:35:05.159 --> 00:35:08.760
<v Speaker 7>the people said, somebody fictitiously takes your title, or they

622
00:35:08.760 --> 00:35:13.559
<v Speaker 7>fictitiously buy something in your name, or better yet, I've

623
00:35:13.559 --> 00:35:17.280
<v Speaker 7>been getting calls for time shares for probably like five

624
00:35:17.360 --> 00:35:19.920
<v Speaker 7>years now. What I found out is somebody did a

625
00:35:20.000 --> 00:35:24.480
<v Speaker 7>mail merge and got my information in there incorrectly. Or

626
00:35:24.519 --> 00:35:27.800
<v Speaker 7>Another thing they do is they basically say, hey, Jeff

627
00:35:27.840 --> 00:35:32.000
<v Speaker 7>has Jeff in some state has a timeshare. They find

628
00:35:32.079 --> 00:35:35.440
<v Speaker 7>all the Jeffs in the country and now say they

629
00:35:35.480 --> 00:35:37.320
<v Speaker 7>have a time share, and then they submit it.

630
00:35:37.280 --> 00:35:37.960
<v Speaker 3>To the system.

631
00:35:38.440 --> 00:35:41.360
<v Speaker 7>So there's all this fictitious data out there and it's

632
00:35:41.480 --> 00:35:42.239
<v Speaker 7>just a battle.

633
00:35:43.280 --> 00:35:47.960
<v Speaker 2>And Jeff, I wish you had called earlier because you

634
00:35:48.039 --> 00:35:50.440
<v Speaker 2>are a font of information. We will get back at

635
00:35:50.440 --> 00:35:52.639
<v Speaker 2>this topic. I got three other folks. I got to

636
00:35:52.719 --> 00:35:56.559
<v Speaker 2>kind of accommodate here. But thank you. You've given us

637
00:35:56.639 --> 00:35:59.000
<v Speaker 2>a lot of information. Man, I really appreciate it.

638
00:35:59.039 --> 00:36:01.559
<v Speaker 3>Okay, have a great night you two.

639
00:36:01.679 --> 00:36:05.159
<v Speaker 2>Jeff, thanks again. Yeah, it's I gotta ask everybody to

640
00:36:05.199 --> 00:36:08.159
<v Speaker 2>be quick because we're running out of time. Eugene, you

641
00:36:08.159 --> 00:36:10.400
<v Speaker 2>were next on nightside. Eugene, go run ahead.

642
00:36:12.360 --> 00:36:16.480
<v Speaker 5>Good morning, Dan as your call. Jeff, I agree one

643
00:36:16.599 --> 00:36:21.320
<v Speaker 5>hundred percent. Credit Karma is excellent. I've used it for

644
00:36:21.519 --> 00:36:25.920
<v Speaker 5>several years, very very protective. One of the things a

645
00:36:25.960 --> 00:36:31.159
<v Speaker 5>lot of people do not realize when using whether it's Windows, I,

646
00:36:31.400 --> 00:36:36.559
<v Speaker 5>RS or Android, your browser that you use is critically important.

647
00:36:37.039 --> 00:36:41.719
<v Speaker 5>Google is famous for collecting your information and selling it

648
00:36:41.760 --> 00:36:42.880
<v Speaker 5>to the highest bidder.

649
00:36:44.519 --> 00:36:47.920
<v Speaker 2>Well, I know from our previous conversations that you're somebody

650
00:36:47.920 --> 00:36:51.079
<v Speaker 2>who knows a lot about this, so I I'm letting

651
00:36:51.119 --> 00:36:53.960
<v Speaker 2>all that in here, my friends. I mean, people need

652
00:36:54.039 --> 00:36:54.639
<v Speaker 2>to know that.

653
00:36:56.719 --> 00:36:59.840
<v Speaker 5>Absolutely. Like I said, it makes such a big difference.

654
00:37:00.480 --> 00:37:05.239
<v Speaker 5>When I used to use Google Chrome, I started getting

655
00:37:05.360 --> 00:37:10.719
<v Speaker 5>emails from companies advertising things that I had done a

656
00:37:10.840 --> 00:37:13.599
<v Speaker 5>Google search turn Yeah.

657
00:37:13.599 --> 00:37:18.960
<v Speaker 2>Yeah, oh yeah. I've had that experience as well, but

658
00:37:19.000 --> 00:37:22.800
<v Speaker 2>I am a fan of into it credit Karma. I

659
00:37:22.840 --> 00:37:23.519
<v Speaker 2>agree with you.

660
00:37:23.480 --> 00:37:28.760
<v Speaker 5>Totally, okay. And the browser I use now, which has

661
00:37:28.840 --> 00:37:31.440
<v Speaker 5>worked extra thus far, Duck Duck Go.

662
00:37:32.199 --> 00:37:35.000
<v Speaker 2>I'm switching. I have switched to Duck dot Go as well.

663
00:37:35.679 --> 00:37:38.000
<v Speaker 2>I'm with you on that, Eugene, I got two more.

664
00:37:38.000 --> 00:37:40.280
<v Speaker 2>I got to try to sneak them in here, okay.

665
00:37:41.480 --> 00:37:43.840
<v Speaker 5>Hi, Dan, God bless right back at.

666
00:37:43.719 --> 00:37:45.639
<v Speaker 2>You, Gene, talk to you soon. Let me go next

667
00:37:45.639 --> 00:37:48.599
<v Speaker 2>to real quickly, gonna get everybody in Darryl and Brunswick

668
00:37:48.679 --> 00:37:51.079
<v Speaker 2>in New Brunswick, Darryl, I only got a minute for you.

669
00:37:51.159 --> 00:37:55.639
<v Speaker 12>Go ahead, okay, Dan, real quick listening to your show.

670
00:37:55.679 --> 00:38:00.679
<v Speaker 12>I actually checked into Canada only uses Transnion networks, yep, okay,

671
00:38:00.719 --> 00:38:03.639
<v Speaker 12>And I'm gonna let people know across here. And reference

672
00:38:03.639 --> 00:38:06.760
<v Speaker 12>to the mailman. The mailman used to stop for a

673
00:38:06.800 --> 00:38:08.000
<v Speaker 12>beard our house all the time.

674
00:38:10.400 --> 00:38:11.719
<v Speaker 2>Ah, that's a good mailman.

675
00:38:12.679 --> 00:38:14.519
<v Speaker 12>Well, used to sit on the porch and he looked

676
00:38:14.519 --> 00:38:16.440
<v Speaker 12>like Santa Claus. So hey, there you go. We got

677
00:38:16.480 --> 00:38:17.519
<v Speaker 12>elastics all the time.

678
00:38:17.719 --> 00:38:21.760
<v Speaker 2>All right, Thanks dear. Hopefully he treated you well on

679
00:38:21.840 --> 00:38:24.639
<v Speaker 2>Christmas Eve. Thanks, good night. Last I called of the

680
00:38:24.719 --> 00:38:27.320
<v Speaker 2>night Arlene and Beverly. Arlene. You're gonna wrap a really

681
00:38:27.320 --> 00:38:29.280
<v Speaker 2>good two hours for us, ahead, Arlen.

682
00:38:29.960 --> 00:38:34.239
<v Speaker 13>Okay, several years ago, I went into the dealer that

683
00:38:34.320 --> 00:38:37.480
<v Speaker 13>I used. I leased cars for years from the same dealer,

684
00:38:38.239 --> 00:38:41.440
<v Speaker 13>and they had me sit down and everything. He turned

685
00:38:41.440 --> 00:38:45.119
<v Speaker 13>the screen. The man helping me turn the screen computer

686
00:38:45.239 --> 00:38:47.719
<v Speaker 13>cream so I couldn't see it, and it said that

687
00:38:47.800 --> 00:38:52.559
<v Speaker 13>I had died and what someone had done was to

688
00:38:52.719 --> 00:38:55.039
<v Speaker 13>buy a whole bunch of stuff under my name and

689
00:38:55.079 --> 00:38:57.039
<v Speaker 13>then file the death certificate.

690
00:38:58.320 --> 00:38:59.239
<v Speaker 2>Oh wow.

691
00:38:59.440 --> 00:39:01.239
<v Speaker 13>And it took me a week to take care of

692
00:39:01.239 --> 00:39:01.840
<v Speaker 13>that mess.

693
00:39:02.239 --> 00:39:05.760
<v Speaker 2>Oh what a mess, Arlene. Thank you so much. I mean,

694
00:39:05.800 --> 00:39:09.840
<v Speaker 2>that's We've heard about so many scams tonight. We need

695
00:39:09.880 --> 00:39:12.280
<v Speaker 2>to do more of this, and I promise you we will.

696
00:39:12.840 --> 00:39:15.760
<v Speaker 2>And I know you called Lee, but I hope you

697
00:39:15.840 --> 00:39:17.639
<v Speaker 2>call earlier next time. Thanks Arlene.

698
00:39:17.679 --> 00:39:19.880
<v Speaker 11>Already, all right, I'll be.

699
00:39:19.960 --> 00:39:23.920
<v Speaker 2>On Facebook Night Side with Dan Ray in about two minutes. Okay,

700
00:39:24.719 --> 00:39:28.239
<v Speaker 2>I will be there for on night Side postgame. This

701
00:39:28.400 --> 00:39:31.039
<v Speaker 2>was a really good show tonight. No, I don't say

702
00:39:31.039 --> 00:39:33.159
<v Speaker 2>that often. Sometimes I'll say it's a good show. This

703
00:39:33.320 --> 00:39:34.920
<v Speaker 2>was a really good show tonight. I would to thank

704
00:39:34.960 --> 00:39:37.400
<v Speaker 2>all my guests and all my callers, lots of different

705
00:39:37.400 --> 00:39:42.840
<v Speaker 2>callers tonight, great guests, particularly Professor Sheldon Jacobson and also

706
00:39:42.960 --> 00:39:45.880
<v Speaker 2>doctor Catherine Brown. Thanks to all. Thanks to all of

707
00:39:45.920 --> 00:39:48.920
<v Speaker 2>you callers and listeners. My name is Dan Rayl. And

708
00:39:48.960 --> 00:39:51.000
<v Speaker 2>there's always all dogs, all cats, oh pets go to heaven.

709
00:39:51.039 --> 00:39:54.159
<v Speaker 2>That's why Pal Charlie Rays who passed fourteen years ago

710
00:39:54.199 --> 00:39:56.199
<v Speaker 2>in February. That's why all your pets are who passed.

711
00:39:56.199 --> 00:39:58.119
<v Speaker 2>They loved you and you love them. And I do

712
00:39:58.239 --> 00:40:00.599
<v Speaker 2>believe I'll see again tomorrow night, and I believe we'll

713
00:40:00.599 --> 00:40:03.719
<v Speaker 2>see them again as well. Keep on hoping everybody, have

714
00:40:03.760 --> 00:40:05.159
<v Speaker 2>a great Wednesday, See tomorrow night.