WEBVTT 1 00:00:00.600 --> 00:00:06.080 Yeah, ripped up. 2 00:00:07.559 --> 00:00:08.240 News. 3 00:00:08.800 --> 00:00:13.599 You need advice so you don't have come running. 4 00:00:13.839 --> 00:00:19.760 Just as fast as we can. Shooter's gonna help come man. 5 00:00:20.000 --> 00:00:25.879 This is the Troubleshooter Show now Tom Martinez, Hey, hey. 6 00:00:25.839 --> 00:00:26.920 Hey, welcome to the show. 7 00:00:26.960 --> 00:00:29.239 Three All three seven one three talk seven on three 8 00:00:29.359 --> 00:00:32.159 eight two five five. Today we have Henry Brettes with 9 00:00:32.240 --> 00:00:35.679 us from Excel Roofing talking about roofing and getting ready for. 10 00:00:35.679 --> 00:00:36.920 The reins ahead. 11 00:00:37.240 --> 00:00:40.280 Also anything near and dear to your your heart in 12 00:00:40.359 --> 00:00:43.479 pocketbook Major Mark Major back at the ranch with uh 13 00:00:44.320 --> 00:00:47.200 sues and is Deputy bow In there? 14 00:00:47.240 --> 00:00:48.359 Do I seem anyway? 15 00:00:48.439 --> 00:00:48.640 Yes? 16 00:00:48.719 --> 00:00:48.960 You do? 17 00:00:49.039 --> 00:00:54.240 So Okay, Now I have a theory and I want 18 00:00:54.240 --> 00:00:56.000 to see if you guys think I'm nuts. By the way, 19 00:00:56.000 --> 00:00:59.280 give us a call for problems, questions and complaints and 20 00:00:59.320 --> 00:01:01.520 we will solve your problems. And I do have a caller, 21 00:01:01.560 --> 00:01:03.640 but I want to say very quickly, we have two 22 00:01:03.640 --> 00:01:05.599 things to talk about. But I want to say very quickly, 23 00:01:06.120 --> 00:01:11.599 I figured out the Yemen call, and I figured out 24 00:01:11.599 --> 00:01:14.319 what they were doing. You want to know what it is. 25 00:01:15.359 --> 00:01:20.760 They never gave any any kind of classified information over 26 00:01:20.799 --> 00:01:21.560 that call. 27 00:01:22.239 --> 00:01:24.640 But I think they wanted it to leak. 28 00:01:25.040 --> 00:01:28.159 I think they wanted that reporter to hear, so that 29 00:01:28.239 --> 00:01:32.120 reporter would report, and that's the way of threatening Yemen 30 00:01:32.640 --> 00:01:38.760 without actually threatening Yemen. They actually said that Yemen is saying, whoa, 31 00:01:39.439 --> 00:01:43.319 they're talking about bombing us. Holy crap. Now do you 32 00:01:43.359 --> 00:01:46.640 think that's too far fetched that they would actually pretend 33 00:01:46.719 --> 00:01:49.560 they leaked something on a call with a reporter. 34 00:01:50.280 --> 00:01:50.840 What do you think? 35 00:01:53.000 --> 00:01:55.599 I don't know if it was intentional. Honestly, I think 36 00:01:55.640 --> 00:01:59.599 it's a big nothing burger. Nothing, nothing bad came out 37 00:01:59.640 --> 00:02:02.560 of it. I mean, I think the strike went perfect. 38 00:02:06.200 --> 00:02:09.479 Well, there was no strike. I don't think was. They 39 00:02:09.479 --> 00:02:12.080 were talking about possible strike. 40 00:02:11.840 --> 00:02:15.000 Right, No, no, no, no, they sent the drones in 41 00:02:15.159 --> 00:02:16.280 and then right after that. 42 00:02:16.560 --> 00:02:18.080 They did whatever. 43 00:02:18.240 --> 00:02:22.080 Okay, Okay, I didn't know they actually executed. 44 00:02:22.280 --> 00:02:25.599 Did it? Did it happen right after that phone call? Yeah? 45 00:02:25.639 --> 00:02:30.159 So actually a chat session, Yeah, it was a chat sessionession. 46 00:02:30.240 --> 00:02:32.039 Yeah, but that's what I mean, after that call, after 47 00:02:32.199 --> 00:02:33.240 what happened though. 48 00:02:33.280 --> 00:02:35.680 Tom is the guy, the reporter that was in the 49 00:02:35.719 --> 00:02:40.120 loop on accident. He thought it was a setup, just 50 00:02:40.199 --> 00:02:42.759 like you were saying. But he got out to his 51 00:02:42.879 --> 00:02:45.240 car and I think he was leaving lunch. The story 52 00:02:45.319 --> 00:02:47.840 goes and he turned on the radio and we just 53 00:02:47.919 --> 00:02:49.000 bombed the hell out of him. 54 00:02:49.120 --> 00:02:53.159 It was exactly what the tech said. Oh, okay, of course. 55 00:02:53.240 --> 00:02:55.479 See I didn't know any of that, I guess, but 56 00:02:55.560 --> 00:02:57.759 it was a great It was a great strike, no 57 00:02:57.800 --> 00:03:06.719 matter what. Yeah, Craig, what's going on? Hello? 58 00:03:06.840 --> 00:03:09.599 Craig fighting with Comcast? 59 00:03:10.639 --> 00:03:12.919 And why are you fighting with him? 60 00:03:13.800 --> 00:03:16.240 I have no incoming calls? 61 00:03:18.319 --> 00:03:21.800 And this is your Comcast phone, your IP phone? 62 00:03:22.680 --> 00:03:25.439 Yes, this is my uh uh, it's cordless, but it's 63 00:03:25.479 --> 00:03:27.479 my landline phone. It's my main. 64 00:03:27.400 --> 00:03:30.199 Phone over Comcast. 65 00:03:31.240 --> 00:03:35.280 Correct, I'm sorry, No Century, I'm sorry? Did I say someone? 66 00:03:37.479 --> 00:03:41.759 Yeah? You said you were arguing with Comcasts? So centry link? 67 00:03:42.400 --> 00:03:47.639 You have a regular old fashioned landline with centry link essentially. 68 00:03:47.719 --> 00:03:53.719 Yeah, you know. It's a four phone, chordless answering machine. 69 00:03:55.560 --> 00:03:58.400 Okay, but it plugs into the wall like an old 70 00:03:58.400 --> 00:03:59.240 fashioned phone. 71 00:03:59.680 --> 00:04:02.039 Correct, h okay? 72 00:04:02.599 --> 00:04:05.159 And what happened to your phone? Where did you get 73 00:04:05.159 --> 00:04:06.159 this phone? To begin with? 74 00:04:08.759 --> 00:04:11.520 The actual phone I bought years and years ago from 75 00:04:11.840 --> 00:04:13.840 Harry met okay, Mark or a Walmart? 76 00:04:13.960 --> 00:04:17.240 Okay, okay, So tell me what when did you first 77 00:04:17.279 --> 00:04:17.839 have trouble? 78 00:04:19.279 --> 00:04:24.439 Uh? Two weeks ago? This coming Sunday. Uh, somebody called 79 00:04:24.439 --> 00:04:27.639 me and they said, your phone is not working, and 80 00:04:27.680 --> 00:04:31.040 it's not you know, it's not working. So I called 81 00:04:31.040 --> 00:04:33.160 my own I have a cell phone as well. I 82 00:04:33.199 --> 00:04:36.319 called my landline phone from my cell phone and it 83 00:04:36.360 --> 00:04:38.600 didn't even ring. It just chopped off and said this 84 00:04:38.720 --> 00:04:40.279 number is no longer in service. 85 00:04:43.199 --> 00:04:47.199 Okay, I have a very obvious question. Did you try 86 00:04:47.319 --> 00:04:50.519 using another phone, plugging it into the wall and taking 87 00:04:50.560 --> 00:04:51.360 out that hub? 88 00:04:54.000 --> 00:04:56.639 Yes, I have kind of as a last resort, a 89 00:04:56.879 --> 00:05:03.759 corded landline which I yes also, and it's no nobody 90 00:05:03.759 --> 00:05:07.360 can call in on it. I have no no rings, 91 00:05:08.399 --> 00:05:09.279 nobody rings me. 92 00:05:11.560 --> 00:05:13.959 Well, is this the kind of phone that when you 93 00:05:14.000 --> 00:05:15.680 pick it up you hear a dial tone or not? 94 00:05:16.439 --> 00:05:20.759 Yes, sir, And when you plugged in that court, I 95 00:05:20.800 --> 00:05:21.439 think that. 96 00:05:21.399 --> 00:05:23.839 I have to push a phone. 97 00:05:25.399 --> 00:05:26.240 Okay, I get it. 98 00:05:26.439 --> 00:05:28.680 But when you when you put your old fashioned phone 99 00:05:28.680 --> 00:05:31.720 in there and plugged it in, did you hear anything? 100 00:05:31.759 --> 00:05:32.600 Did it work at all? 101 00:05:33.439 --> 00:05:33.560 No? 102 00:05:33.680 --> 00:05:36.160 Same thing. Tried to call my number and there's no 103 00:05:36.319 --> 00:05:40.600 ringing on the cordless phone, and there's no ringing on 104 00:05:40.800 --> 00:05:41.920 the corded phone. 105 00:05:43.000 --> 00:05:46.560 Okay, So it's definitely okay. I just wanted I just 106 00:05:46.600 --> 00:05:49.759 wanted to eliminate that old phone, and you did. You 107 00:05:49.800 --> 00:05:51.759 put a different phone in there, and the different phone 108 00:05:51.800 --> 00:05:55.920 didn't work. So I guess what I'm asking is, can 109 00:05:55.959 --> 00:05:58.240 you make phone calls outward outbound? 110 00:05:59.079 --> 00:06:01.600 Yes? And I'm calling you on that number right now. 111 00:06:03.199 --> 00:06:07.040 Oh that's the Okay, Okay, hold on, hold on, hold on. 112 00:06:08.519 --> 00:06:11.600 There is a problem with your wiring, and I got. 113 00:06:11.399 --> 00:06:12.079 To think what it is. 114 00:06:12.279 --> 00:06:16.639 You with phone lines, you need voltage to receive a call. 115 00:06:17.199 --> 00:06:22.279 Voltage is what triggers the ring, and for outgoing calls 116 00:06:22.279 --> 00:06:25.439 you don't need that. So there's some kind of input 117 00:06:25.519 --> 00:06:27.759 voltage or something. But I want to get one of 118 00:06:27.759 --> 00:06:31.639 our maybe maybe we can do any of my any 119 00:06:31.680 --> 00:06:36.439 of my listeners know anything about this? What century Link 120 00:06:36.480 --> 00:06:37.279 won't look at it? 121 00:06:38.360 --> 00:06:40.480 Well, that's what I wanted to go on with. I 122 00:06:40.519 --> 00:06:43.680 had been in touch with century Link many times. They 123 00:06:43.680 --> 00:06:47.680 have given me two or three different dispatch tickets. The 124 00:06:47.720 --> 00:06:51.199 first one dispatch ticket, a guy actually came over here 125 00:06:51.240 --> 00:06:53.519 to my house. He checked the line and he said, 126 00:06:53.560 --> 00:06:56.519 the the problem is not with you, it's with our 127 00:06:56.560 --> 00:07:02.319 switching stations downtown. Okay. So we had to generate another 128 00:07:02.480 --> 00:07:07.199 dispatch ticket, and that somehow got canceled or something. I 129 00:07:07.240 --> 00:07:11.720 have been in touch with come Century Link many times. 130 00:07:13.319 --> 00:07:17.879 They give me repair orders and dispatch tickets, but nothing 131 00:07:18.000 --> 00:07:19.480 ever gets my service back. 132 00:07:22.040 --> 00:07:24.759 Can I ask why you have cell service? I mean 133 00:07:24.759 --> 00:07:27.560 excoose me? Why you have landlords landline service? 134 00:07:28.240 --> 00:07:30.519 Oh, I'm kind of an old guy, and I guess 135 00:07:30.600 --> 00:07:34.079 that's kind of my considered my last resort. 136 00:07:35.920 --> 00:07:38.439 So you didn't want to go with a you could 137 00:07:38.439 --> 00:07:41.279 get a cheap cell phone and do away with all this, 138 00:07:41.560 --> 00:07:42.560 keep the same phone. 139 00:07:42.439 --> 00:07:45.920 Number and it would be cheap. How much you're paying 140 00:07:45.920 --> 00:07:46.519 a month for this? 141 00:07:47.160 --> 00:07:50.839 I'm exploring my possibilities right now. Well, you know my 142 00:07:52.040 --> 00:07:55.680 cell service, my self service I had with AT and T, 143 00:07:57.759 --> 00:07:59.959 I have cable. 144 00:08:00.439 --> 00:08:02.600 Well, why hold on? Why don't you just use your 145 00:08:02.639 --> 00:08:04.560 cell phone? Why do you have a phone? I mean 146 00:08:04.800 --> 00:08:08.000 your cell phone will work at your house, right, correct? 147 00:08:08.079 --> 00:08:10.360 Jah, That's one of the possibilities I'm thinking about. 148 00:08:10.439 --> 00:08:12.920 You know, how much do you pay a month for 149 00:08:12.959 --> 00:08:16.160 the sentry link? What is the charge on that sentry link? 150 00:08:16.759 --> 00:08:21.240 Yes, and it's just the phone almost how much? Almost 151 00:08:21.240 --> 00:08:22.360 one hundred dollars a month? 152 00:08:24.079 --> 00:08:25.160 Why are you doing this? 153 00:08:25.240 --> 00:08:28.120 Man? You're wasting time. I don't even want to solve 154 00:08:28.160 --> 00:08:30.120 this problem. I just want you to get off it. 155 00:08:30.639 --> 00:08:34.360 I'm serious, man, I'm truly serious. This is almost one 156 00:08:34.399 --> 00:08:36.879 hundred dollars a month for a landline and you have 157 00:08:36.919 --> 00:08:37.639 a cell phone. 158 00:08:38.600 --> 00:08:39.679 I don't know why you have it. 159 00:08:39.679 --> 00:08:41.799 I wouldn't use it, but I mean I wouldn't pay 160 00:08:41.799 --> 00:08:44.720 for it either. I don't know what you want us 161 00:08:44.759 --> 00:08:45.879 to do. I don't even want to. 162 00:08:45.879 --> 00:08:47.279 Waste the Deputy's time on this. 163 00:08:47.759 --> 00:08:49.480 Why do I care if you get calls in that 164 00:08:49.519 --> 00:08:52.279 line when you should even be having that line? I mean, 165 00:08:52.480 --> 00:08:57.080 I don't know. It's this is one that's not worth 166 00:08:57.080 --> 00:08:58.279 the effort, Kraig. 167 00:08:58.440 --> 00:09:01.399 That comes out to twelve hundred bucks. The twelve hundred 168 00:09:01.399 --> 00:09:01.919 dollars a year. 169 00:09:02.120 --> 00:09:05.000 You paying two hundred dollars a year to Century Link 170 00:09:05.080 --> 00:09:06.159 for crappy service. 171 00:09:07.080 --> 00:09:10.559 Why do you really need that other than yourself and 172 00:09:10.600 --> 00:09:11.519 old guys. 173 00:09:11.639 --> 00:09:13.960 I'm Tom Martino three oh three seven one three Talks 174 00:09:13.960 --> 00:09:16.440 seven one three two five five Frank durand the Realestateman 175 00:09:16.559 --> 00:09:18.759 dot com. If you're looking to see what your house 176 00:09:18.799 --> 00:09:21.240 will selll for in this unstable market, it's a hot 177 00:09:21.279 --> 00:09:24.200 market sometimes, but not for others. Find out what your 178 00:09:24.200 --> 00:09:26.399 home will sell for Frank duran is free of charge, 179 00:09:26.399 --> 00:09:29.919 no obligation three oh three nine two zero sixteen twenty two. 180 00:09:30.000 --> 00:09:40.360 Frank durand the real estate maan dot com. 181 00:09:36.120 --> 00:09:39.360 Go with a sure thing Denver's best roofer Excel Roofing 182 00:09:39.480 --> 00:09:40.080 dot com. 183 00:09:40.120 --> 00:09:45.840 You don't pay a cent until you're content. Time for 184 00:09:45.879 --> 00:09:49.639 an insurance check up free no obligation. Comparison call Compass 185 00:09:49.679 --> 00:09:52.960 Insurance paying too much your coverage at dozens of insurance 186 00:09:52.960 --> 00:09:55.440 companies find out now three oh three seven to seven 187 00:09:55.480 --> 00:09:55.720 to one. 188 00:09:55.799 --> 00:09:56.080 Help. 189 00:09:56.240 --> 00:09:58.879 You'll think you're his only customer when you choose Frank 190 00:09:58.960 --> 00:10:02.000 durand the real estate man to list your home with 191 00:10:02.120 --> 00:10:12.399 Remax Alliance three all three nine two zero sixteen twenty two. 192 00:10:12.799 --> 00:10:14.159 Hi Tom Martino here. 193 00:10:15.879 --> 00:10:21.320 So there's a new proposal in the state legislature Senate 194 00:10:21.320 --> 00:10:24.799 built twenty five zero zero three, And I want to 195 00:10:24.840 --> 00:10:27.600 know what it's all about. It has to do with 196 00:10:27.679 --> 00:10:31.120 guns Leland Conway, former talk show host on this show, 197 00:10:31.399 --> 00:10:34.000 I mean, on this station. We love him, we know him. 198 00:10:34.440 --> 00:10:36.840 He's a good guy. He also does a lot of 199 00:10:36.840 --> 00:10:42.639 talk radio around the country. Leland, what is this new nonsense? 200 00:10:43.360 --> 00:10:45.639 What are they would tell me exactly what it says? 201 00:10:45.679 --> 00:10:48.000 What they say it says, and what it really says. 202 00:10:49.120 --> 00:10:51.480 Yeah, sure for sure. By the way, good to hear 203 00:10:51.480 --> 00:10:55.440 your voice, Tom, It is nonsense. So basically, what SBO 204 00:10:55.519 --> 00:11:03.159 three does is it bans all gas operated semi automatic 205 00:11:03.799 --> 00:11:07.840 rifles and pistols. What that means gas operated means essentially 206 00:11:07.879 --> 00:11:12.759 any ar style you know, the scary military style, any 207 00:11:12.799 --> 00:11:17.720 type of stemi automatic rifle that is sort of stylized 208 00:11:17.759 --> 00:11:21.879 that way, if it has a detachable magazine. Now there's 209 00:11:21.919 --> 00:11:23.879 a lot of significance to how they've written this, because 210 00:11:23.879 --> 00:11:27.600 it's ridiculous, so you could go and have one if 211 00:11:27.639 --> 00:11:32.720 it had a fixed magazine, which changes the entire operation 212 00:11:32.879 --> 00:11:39.200 of that firearm and makes that firearm ridiculous and essentially useless. However, 213 00:11:39.440 --> 00:11:42.720 if you still want to buy the gas power, the 214 00:11:42.799 --> 00:11:47.240 gas operated semi automatic rifle, you have to take an 215 00:11:47.320 --> 00:11:55.840 extended firearm safety course plus a hunting course in order 216 00:11:55.879 --> 00:11:58.840 to purchase this firearm. But then it gets worse, Tom, 217 00:11:59.679 --> 00:12:02.519 because in order to qualify to be able to take 218 00:12:02.559 --> 00:12:06.120 the course, to be able to purchase this constitutionally guaranteed 219 00:12:06.200 --> 00:12:12.759 right firearm, you actually have to go to get You 220 00:12:13.360 --> 00:12:16.519 have to go to the Parson Wildlife Department where they 221 00:12:16.519 --> 00:12:20.279 will issue your ability to take this course, and then 222 00:12:20.279 --> 00:12:22.120 you have to take this additional four hour course. So 223 00:12:22.159 --> 00:12:25.240 the goal here, and this is what's really sinister about this. 224 00:12:26.080 --> 00:12:30.120 The goal here is to make it really, really difficult 225 00:12:30.200 --> 00:12:34.639 to buy one without the government, the state government, knowing 226 00:12:35.200 --> 00:12:38.519 exactly what you're buying, that you're buying it, and that 227 00:12:38.559 --> 00:12:41.519 you have it. And then there's one more sinister thing 228 00:12:41.600 --> 00:12:43.759 down at the bottom of the bill, and I just 229 00:12:43.799 --> 00:12:45.639 actually they've done a lot of amendments to this, so 230 00:12:45.679 --> 00:12:48.240 I re read it this morning down at the very 231 00:12:48.279 --> 00:12:51.279 bottom of the bill. In the past, as you know, 232 00:12:51.320 --> 00:12:57.399 back in twenty thirteen, Colorado essentially put a magazine capacity 233 00:12:57.679 --> 00:13:02.720 limit on magazine you know, magazines for firearms, and the 234 00:13:02.759 --> 00:13:03.759 magazine limit. 235 00:13:03.600 --> 00:13:05.559 Is fifteen that's the state limit. 236 00:13:06.840 --> 00:13:11.279 Prior to this. Anybody who owned one prior to that 237 00:13:11.440 --> 00:13:15.960 band basically you know, it was grandfathered in. There was 238 00:13:16.000 --> 00:13:18.000 no way to prove one or the other, whether you 239 00:13:18.080 --> 00:13:21.480 bought it before or after. But now, according to the legislation, 240 00:13:22.200 --> 00:13:25.360 it says that you in possession of such a such 241 00:13:25.360 --> 00:13:28.679 a magazine are guilty of a misdemeanor. So we'll instantly 242 00:13:28.720 --> 00:13:33.360 make thousands of Colorado's criminals who have thirty round magazines 243 00:13:33.440 --> 00:13:37.039 or twenty round magazines from previous Yeah, they were, they. 244 00:13:36.879 --> 00:13:39.679 Were grandfathered in. They were grandfathered in, but now they're 245 00:13:39.679 --> 00:13:43.279 a crime. But I have a question, It's a very stupid, 246 00:13:43.320 --> 00:13:46.399 maybe obvious question. I had an AR fifteen just I 247 00:13:46.480 --> 00:13:48.159 practiced and I got. 248 00:13:48.000 --> 00:13:48.440 Rid of it. 249 00:13:48.480 --> 00:13:51.679 And what I want to know is, I don't know 250 00:13:51.720 --> 00:13:54.679 what they're talking about. And this sounds ignorant, But gas 251 00:13:54.759 --> 00:13:56.080 powered what does that mean? 252 00:13:56.200 --> 00:14:00.519 Yeah, so it's basically there's a there's there's this essentially, 253 00:14:01.159 --> 00:14:03.639 and I'm not a firearms expert in the sense that 254 00:14:03.720 --> 00:14:07.480 I don't exactly like I'm not a gunsmith, right, but 255 00:14:07.519 --> 00:14:11.799 there's a chamber in a semi automatic rifle that is 256 00:14:11.799 --> 00:14:15.879 like an AR fifteen where gas kind of helps diffuse 257 00:14:16.320 --> 00:14:18.559 the heat from the barrel from the explosion of that 258 00:14:18.679 --> 00:14:21.960 round leaving leaving the barrel. And so that's why you 259 00:14:21.960 --> 00:14:24.960 have like a muzzle flash on an AR fifteen. That's 260 00:14:24.960 --> 00:14:26.960 why a lot of AR fifteens will have these sort 261 00:14:27.000 --> 00:14:29.840 of rails on the side that are openings that's let 262 00:14:29.879 --> 00:14:32.639 that air out. It kind of helps keep it cooler 263 00:14:32.679 --> 00:14:35.519 because it's hiring firing a very high velocity round. 264 00:14:36.000 --> 00:14:37.840 So it's all part of it. So they're talking about 265 00:14:37.919 --> 00:14:38.240 like that. 266 00:14:38.399 --> 00:14:44.600 Yeah, they keep some of that air to help the projectile. 267 00:14:44.639 --> 00:14:48.600 Is that what you're saying is like it's almost like turbocharged. 268 00:14:48.799 --> 00:14:51.000 Yeah kind of. I mean it's a high velocity round, 269 00:14:51.120 --> 00:14:54.440 so an AR fifteen. What's interesting, Like there's when you 270 00:14:54.440 --> 00:14:57.440 look at a caliber two to three or five five six, 271 00:14:57.480 --> 00:15:00.759 what that is. It's essentially a twenty two, right, Like 272 00:15:00.799 --> 00:15:02.480 a lot of people don't realize this, like you think, 273 00:15:02.519 --> 00:15:04.679 oh well twenty two is really like enoughing gun. Right, 274 00:15:04.679 --> 00:15:07.679 there's not much to it, but it's just a much 275 00:15:07.720 --> 00:15:10.039 higher velocity, has more power powder in it, and so 276 00:15:10.120 --> 00:15:14.159 it's gonna it's gonna move much much faster. It's slightly longer, 277 00:15:14.559 --> 00:15:20.080 but it's really from us. So this says just that, Yeah. 278 00:15:18.840 --> 00:15:21.960 This is this is what my boyfriend says. That's what 279 00:15:22.000 --> 00:15:27.799 I call my uh my companion here gpt. Anyway, the 280 00:15:27.840 --> 00:15:32.480 hot gases from the burning gunpowder expand rapidly. Some of 281 00:15:32.519 --> 00:15:35.360 that gas is redirected just what you said, it's redirected 282 00:15:35.679 --> 00:15:39.720 and used to propel, So it's like an internal like 283 00:15:40.120 --> 00:15:45.360 turbo and the gas travels through a gas tube and 284 00:15:45.519 --> 00:15:48.159 uh wow, So so but it helps. 285 00:15:47.879 --> 00:15:50.120 To bolt on that if you want to helps. 286 00:15:50.240 --> 00:15:52.559 The ejection cartridge, go ahead. 287 00:15:53.000 --> 00:15:55.720 But yeah, I was gonna say. One of the reason 288 00:15:55.840 --> 00:15:58.440 these firearms are designed that way, and this is I 289 00:15:58.440 --> 00:16:01.799 don't want to make the liberals for them, but they 290 00:16:01.879 --> 00:16:06.279 were designed for the battlefield where you know, these these 291 00:16:06.360 --> 00:16:09.000 rounds will go straight through, right, so a lot of 292 00:16:09.000 --> 00:16:12.360 times they'll like they'll wound an enemy soldier. And if 293 00:16:12.399 --> 00:16:14.440 you can wound an enemy soldier, you can take three 294 00:16:14.440 --> 00:16:15.960 guys off the field because two guys got to. 295 00:16:15.919 --> 00:16:16.879 Carry them off, right. 296 00:16:17.879 --> 00:16:22.399 But they're extremely fun firearms to operate, and they're extremely 297 00:16:22.440 --> 00:16:25.279 great barma guns, and in some cases they work really 298 00:16:25.279 --> 00:16:28.200 well for hunting rifles, you know. So there's a lot 299 00:16:28.200 --> 00:16:32.440 of different legal and justifiable uses for these firearms. And 300 00:16:32.679 --> 00:16:35.720 what happens is these folks on the left, they don't 301 00:16:35.879 --> 00:16:41.120 like these weapons because they're effective, right, And that's something 302 00:16:41.159 --> 00:16:43.360 that they can't stand. They don't want people to have 303 00:16:43.399 --> 00:16:46.639 effective weapons because they misunderstand why the Second Amendment exists 304 00:16:46.679 --> 00:16:47.360 in the first place. 305 00:16:48.080 --> 00:16:52.600 Well, okay, here's the deal. Do you really believe we're 306 00:16:52.600 --> 00:16:55.000 going to do any good? I mean, when the Colorado 307 00:16:55.159 --> 00:16:59.600 legislature is farther left than California. So I don't know 308 00:16:59.600 --> 00:17:01.639 why you think you can even make any headway to 309 00:17:01.639 --> 00:17:04.200 defeat this, and I hate to sound like a defeat 310 00:17:04.200 --> 00:17:05.319 a Spakan man. 311 00:17:06.519 --> 00:17:09.119 Well, I think it's going to pass, right, and I 312 00:17:09.119 --> 00:17:10.759 think this is one of I love what you said 313 00:17:10.799 --> 00:17:12.279 at the beginning, where you were like what they say 314 00:17:12.319 --> 00:17:15.000 it says and what it says right. The thing that 315 00:17:15.359 --> 00:17:19.400 really concerns me about all of this is that I 316 00:17:19.440 --> 00:17:23.319 think Polis has eyes on twenty twenty eight, but I 317 00:17:23.400 --> 00:17:24.799 don't think he wants to be. 318 00:17:25.200 --> 00:17:28.160 Wait eyes on twenty twenty eight as a president. 319 00:17:29.039 --> 00:17:30.519 I think that's where he wants to run. But I 320 00:17:30.559 --> 00:17:32.279 don't think he wants to be the president, or I 321 00:17:32.279 --> 00:17:33.640 don't want to. I don't think he wants to be 322 00:17:33.720 --> 00:17:37.160 the candidate that actually banned semi automatic firearms, you know, 323 00:17:37.799 --> 00:17:40.359 AR fifteens, this quote unquote assault weapons in his state. 324 00:17:40.680 --> 00:17:43.039 So this gives him an out, right, This gives him 325 00:17:43.039 --> 00:17:45.160 an out because he can say, hey, we didn't ban 326 00:17:45.279 --> 00:17:48.920 the AR fifteen, we just required a little more training 327 00:17:48.960 --> 00:17:51.960 for it. And who could disagree with that. That's the 328 00:17:52.039 --> 00:17:54.160 direction that he's going with this, and that's why I 329 00:17:54.160 --> 00:17:55.559 think the fix is kind of in on this. It 330 00:17:55.599 --> 00:17:58.240 doesn't mean we shouldn't fight it, because if people call 331 00:17:58.319 --> 00:17:59.799 their senator, it's got to go back to the Senate. 332 00:17:59.839 --> 00:18:01.440 Now right, it's past the House, it goes back to 333 00:18:01.480 --> 00:18:03.759 the Senate. They have to do concurrence, which means the 334 00:18:03.759 --> 00:18:05.799 Senate has to agree with all the amendments the House 335 00:18:05.799 --> 00:18:08.079 put on it. You know how that works, right, So 336 00:18:08.279 --> 00:18:10.160 where we can be the most effective right now is 337 00:18:10.160 --> 00:18:13.160 by calling our senator. And then the next place is 338 00:18:13.160 --> 00:18:15.519 by you know, letting the governor governor know how you 339 00:18:15.559 --> 00:18:17.759 feel about this, so that he recognizes that there's a 340 00:18:17.759 --> 00:18:21.680 lot more pushback than he probably anticipated. Because here's here's 341 00:18:21.680 --> 00:18:24.519 the worst part of all of this. Tom At the 342 00:18:24.599 --> 00:18:27.599 end of the day, they're building a gun registry. That's 343 00:18:27.640 --> 00:18:32.200 if you read the legislature, legislative excuse me, the legislative relation. 344 00:18:32.559 --> 00:18:34.880 I can't speak. I talked about hosts. I can't speak. 345 00:18:35.039 --> 00:18:37.720 If you read the legislation, it says that the Personal 346 00:18:37.720 --> 00:18:43.319 Wildlife has to create a data of the information of 347 00:18:43.359 --> 00:18:46.559 everyone who goes through these and then purposes one of 348 00:18:46.599 --> 00:18:49.720 these firearms. So they're creating a database of who has 349 00:18:49.759 --> 00:18:53.960 these weapons so that later, you know, they can come 350 00:18:54.000 --> 00:18:56.319 back and they can confiscate those weapons, or they can 351 00:18:56.359 --> 00:18:58.200 take those weapons away if they can get to that point. 352 00:18:58.720 --> 00:19:00.880 So it creates a gun registry for those who own 353 00:19:00.960 --> 00:19:04.839 these types of weapons, which federally is illegal. So we'll 354 00:19:04.839 --> 00:19:05.599 see where that goes. 355 00:19:07.000 --> 00:19:07.559 Right now. 356 00:19:07.559 --> 00:19:13.039 I understand what you know. I don't trust anything anywhere anymore. 357 00:19:13.079 --> 00:19:16.279 I mean, it's like, you know, it just sucks. What 358 00:19:16.319 --> 00:19:18.359 do you think people should do right now, Leland? Because 359 00:19:18.359 --> 00:19:19.480 I'm going to go on to a call. 360 00:19:20.599 --> 00:19:22.839 Yeah, right now, they need to call their senator, whoever 361 00:19:22.920 --> 00:19:26.319 your senator is, called them and say hey, vote, especially 362 00:19:26.359 --> 00:19:29.359 if you live in an area that is represented by 363 00:19:29.400 --> 00:19:33.480 a Democratic state senator. You need a call on very politely, obviously, 364 00:19:33.680 --> 00:19:37.000 right because disrespect gets us nowhere. But call in politely, 365 00:19:37.039 --> 00:19:39.440 say hey, this is why I don't support this bill 366 00:19:39.440 --> 00:19:40.640 and I want you to vote against it. 367 00:19:42.440 --> 00:19:45.480 Got it, Leland? Thank you very much, man, I appreciate 368 00:19:45.559 --> 00:19:47.759 you being on. I'll always feel free to call in 369 00:19:47.839 --> 00:19:50.839 with any issues. Andrew. 370 00:19:52.359 --> 00:19:54.680 You want to call about a Tesla? What's going on? Andrew? 371 00:19:56.119 --> 00:19:59.000 I was just curious if Mark was on. I was 372 00:19:59.039 --> 00:20:03.559 wondering how the Tesla and auto drive handles like a 373 00:20:03.599 --> 00:20:04.160 four way. 374 00:20:04.079 --> 00:20:09.559 Stop perfectly, really so it knows where it is in line. 375 00:20:10.319 --> 00:20:13.559 I'll tell you. I'll tell you a quick story. Tom. 376 00:20:13.599 --> 00:20:14.519 You didn't know this either. 377 00:20:14.640 --> 00:20:19.799 So last week when you were out, Joe Keano was 378 00:20:19.839 --> 00:20:24.079 in and when he left. No, actually you weren't out. 379 00:20:24.119 --> 00:20:26.359 I'm sorry. We were both here. I was here, Joe 380 00:20:26.440 --> 00:20:26.680 was here. 381 00:20:26.759 --> 00:20:29.000 You were at your home right, And he wanted to 382 00:20:29.079 --> 00:20:30.680 try He wanted to try out your car. 383 00:20:30.799 --> 00:20:32.880 He wanted to try the self driving because he heard 384 00:20:32.880 --> 00:20:37.079 me talk about it. So at noon we went down, 385 00:20:37.160 --> 00:20:39.880 hopped in my car and he sat in the driver's 386 00:20:39.920 --> 00:20:41.720 seat and I told him put in an address. So 387 00:20:41.799 --> 00:20:45.519 we put in Mangiano's and it left the circle here 388 00:20:46.079 --> 00:20:48.359 and he did not touch the wheel, the gas or 389 00:20:48.400 --> 00:20:51.480 anything all the way to Magiano's. Then I simply hit 390 00:20:51.519 --> 00:20:54.079 the work button, which brings us back to the station. 391 00:20:54.680 --> 00:20:56.799 He went out and bought a Tesla Saturday. 392 00:20:58.640 --> 00:21:00.960 Are you kidding me? Not kidding? 393 00:21:01.519 --> 00:21:05.640 He went out and he ordered a Model s uh Saturday. 394 00:21:05.759 --> 00:21:07.640 So I found that so funny. 395 00:21:07.680 --> 00:21:12.160 But it handles construction cones really well. It sees everything. 396 00:21:12.440 --> 00:21:15.480 Mark say, I find this. I find it shocking. I 397 00:21:15.559 --> 00:21:16.039 really do. 398 00:21:16.160 --> 00:21:19.440 It's amazing to me. Something real. When you say you 399 00:21:19.480 --> 00:21:20.799 don't have to touch it. Hold on. 400 00:21:20.960 --> 00:21:23.680 I mean it stops at red lights. It doesn't stops 401 00:21:23.680 --> 00:21:26.839 at red lights. It does everything. There's of course it 402 00:21:26.920 --> 00:21:31.559 stops at red lights. It does doesn't change lanes, you know, like. 403 00:21:33.920 --> 00:21:36.720 Oh yeah, and mine, I set mine on aggressive, so 404 00:21:37.160 --> 00:21:39.880 when it gets me on the highway, you know, it's 405 00:21:39.920 --> 00:21:43.599 looking for the fastest way, so it'll move over and 406 00:21:43.799 --> 00:21:44.720 Mark zip. 407 00:21:44.519 --> 00:21:45.960 In front of people and everything. 408 00:21:48.039 --> 00:21:51.279 That that's just astounding to me. Why haven't the other 409 00:21:51.400 --> 00:21:52.799 manufacturers caught up with that? 410 00:21:52.920 --> 00:21:56.440 They don't close to it, They don't have the technology. 411 00:21:56.599 --> 00:21:58.519 So a lot of the companies are going to be 412 00:21:59.799 --> 00:22:03.359 you know, leasing I guess I don't know exactly financially 413 00:22:03.400 --> 00:22:05.559 how they're going to work it out, but are going 414 00:22:05.640 --> 00:22:09.799 to have the Tesla software and they need to reta 415 00:22:10.119 --> 00:22:11.440 every time they're cars. 416 00:22:12.079 --> 00:22:13.400 Every time I think. 417 00:22:13.200 --> 00:22:16.880 I want some I want another car, you always bring 418 00:22:16.920 --> 00:22:20.039 me back to Tesla. And it's so hard to beat, 419 00:22:20.640 --> 00:22:23.200 you know, even pricing right now, Mark yeah, you know, 420 00:22:23.279 --> 00:22:26.359 I mean they're expensive cars, but so is everything and 421 00:22:26.400 --> 00:22:29.720 when you compare to what you get, it's not really 422 00:22:30.119 --> 00:22:32.079 well that's not terribly priced. 423 00:22:31.720 --> 00:22:35.839 At lost battery out there, so the best mileage and 424 00:22:35.880 --> 00:22:38.240 then on top of that, you have the fastest cars 425 00:22:38.279 --> 00:22:40.960 on the planet basically if you want to get the 426 00:22:41.000 --> 00:22:44.440 three motor plaid and then the next step is just 427 00:22:44.480 --> 00:22:46.759 the technology. So, Andrew, I do want to tell you 428 00:22:46.799 --> 00:22:51.680 something that's even cooler. When we're driving through Frankdown our neighborhood, 429 00:22:51.680 --> 00:22:54.039 we have deer and turkey and all this stuff everywhere 430 00:22:54.160 --> 00:22:57.160 all the time. I mean, if we didn't see fifty 431 00:22:57.240 --> 00:22:59.480 deer on our way home, it would be a strange day. 432 00:23:00.000 --> 00:23:04.200 And in the little cockpit, it knows the difference between 433 00:23:04.279 --> 00:23:08.359 people walking and deer walking. And I've always wondered if 434 00:23:08.400 --> 00:23:11.119 the deer in the person jumped out in front of 435 00:23:11.119 --> 00:23:13.200 the car all of a sudden to where the car 436 00:23:13.279 --> 00:23:16.680 had to make a choice. I have always wondered if 437 00:23:16.720 --> 00:23:18.640 it would know to hit the deer. You know what 438 00:23:18.680 --> 00:23:22.200 I'm saying, Tom, Like they actually thought it out to that, 439 00:23:22.559 --> 00:23:26.480 because it'll show you a deer literally a deer walking 440 00:23:26.599 --> 00:23:28.039 compared to a human walking. 441 00:23:29.079 --> 00:23:29.400 Wow. 442 00:23:29.799 --> 00:23:30.519 Wow. Yeah. 443 00:23:30.880 --> 00:23:32.839 I was wet, like a. 444 00:23:33.160 --> 00:23:36.480 Like a real busy four way stop down from our office, yep. 445 00:23:36.599 --> 00:23:39.200 And it's you know, most people know how to navigate, 446 00:23:39.200 --> 00:23:41.519 but some of them will just go And so I 447 00:23:41.559 --> 00:23:42.559 was just curious if the place. 448 00:23:42.680 --> 00:23:46.119 Yeah, what I was going to say is, here's another 449 00:23:46.720 --> 00:23:47.079 the test. 450 00:23:47.359 --> 00:23:50.200 Does it yields to the laughter, It yields to the 451 00:23:50.240 --> 00:23:52.839 first person that got there, It knows the rules. 452 00:23:52.880 --> 00:23:54.720 I mean, that's the that's the quick answer. 453 00:23:54.759 --> 00:23:57.039 Yeah, okay, And you know what, Mark, I swear to 454 00:23:57.079 --> 00:24:00.200 you that people who use the four way stop worry 455 00:24:00.279 --> 00:24:03.759 me more than the tesla, because I swear to God, 456 00:24:03.920 --> 00:24:06.279 I can get there, and I can be camping there 457 00:24:06.319 --> 00:24:08.400 for a day, and then another car pulls up and 458 00:24:08.400 --> 00:24:09.319 think is this first? 459 00:24:09.759 --> 00:24:11.119 I mean, I just don't get it. 460 00:24:11.359 --> 00:24:15.240 I don't know how they calculate who's next. You simply 461 00:24:15.279 --> 00:24:17.880 the one who comes to a stop has the right 462 00:24:17.920 --> 00:24:20.039 of way first, the one who comes to a stop first. 463 00:24:20.200 --> 00:24:22.920 But people don't care. Well, and it's the same thing 464 00:24:23.079 --> 00:24:25.359 you yield to the left. 465 00:24:25.559 --> 00:24:28.440 Yeah, well the one to the right, the one to 466 00:24:28.480 --> 00:24:30.039 the right has the right of way. 467 00:24:30.279 --> 00:24:32.559 Well yeah, but going around in a four way, it 468 00:24:32.599 --> 00:24:35.880 would ultimately be the if all four came to the 469 00:24:35.920 --> 00:24:39.599 exact same time that people, you'd be the last one, 470 00:24:39.799 --> 00:24:42.039 I mean right, because it would be the one to 471 00:24:42.119 --> 00:24:43.680 your right to their right to their right. 472 00:24:45.160 --> 00:24:46.119 Hell maybe I don't. 473 00:24:46.200 --> 00:24:51.079 I don't know that, So stop well, what I was 474 00:24:51.119 --> 00:24:53.319 told is if you get there at the same time, 475 00:24:53.599 --> 00:24:56.359 it's the one on the right. If you're opposite each other, 476 00:24:56.880 --> 00:25:00.400 it's and somebody's turning left you obviously, don't you know, 477 00:25:00.440 --> 00:25:03.000 they have to yield to you. And if you're going straight, 478 00:25:03.039 --> 00:25:06.799 it doesn't matter. But when it's when it's perpendicular and 479 00:25:06.839 --> 00:25:08.759 you get at the same time, the one to the 480 00:25:08.839 --> 00:25:11.359 right has the right away. That's all I know is 481 00:25:11.400 --> 00:25:14.960 when you're perpendicular. So if you had four cars, you 482 00:25:15.000 --> 00:25:17.799 would have two sets of perpendicular cars, and the one 483 00:25:17.799 --> 00:25:18.799 to the right would yield. 484 00:25:19.039 --> 00:25:20.079 Yeah, that's the way it was. 485 00:25:20.079 --> 00:25:23.240 It says the first vehicle to arrive goes first, but 486 00:25:23.519 --> 00:25:26.440 if you arrive at the same time, the vehicle to 487 00:25:26.519 --> 00:25:30.640 the right has the right of wavy exactly. 488 00:25:30.720 --> 00:25:32.839 Okay, we have more coming up on the Troubleshooter Show. 489 00:25:32.880 --> 00:25:36.319 Henry Bretts with Excel roofing. Though they are doing a 490 00:25:36.319 --> 00:25:39.839 special gutter cleaning for folks. Henry, tell me what the 491 00:25:39.880 --> 00:25:40.759 gutter cleaning is. 492 00:25:41.279 --> 00:25:43.440 Absolutely Tom, So this is going to be a big 493 00:25:43.480 --> 00:25:46.960 deal for the Martino listeners. We usually charge two ninety 494 00:25:47.039 --> 00:25:50.400 nine for one story, in three ninety nine for two story, 495 00:25:50.799 --> 00:25:54.559 but for this special only all Martino listeners are going 496 00:25:54.640 --> 00:25:57.640 to get a ninety nine dollars gutter cleaning special. So 497 00:25:57.759 --> 00:26:01.079 if you call Excel Roofing and mention the Martino Gutter 498 00:26:01.200 --> 00:26:03.920 Cleaning Special, we will come out there and clean all 499 00:26:03.920 --> 00:26:05.920 of your gutters for just ninety nine dollars. 500 00:26:07.119 --> 00:26:08.000 That's incredible. 501 00:26:08.039 --> 00:26:10.279 And then you have a great roofer looking at your 502 00:26:10.279 --> 00:26:12.480 gutters and if something's up, they can tell you. But 503 00:26:12.920 --> 00:26:16.279 Excel ex cel a is an excellent Excel roofing dot com. 504 00:26:16.279 --> 00:26:18.000 But you got to call for the Martino special three 505 00:26:18.079 --> 00:26:19.640 oh three seven. 506 00:26:19.440 --> 00:26:21.160 Sixty one sixty four. 507 00:26:21.039 --> 00:26:29.519 Hundred go with a sure thing Denver's best roofer Excel 508 00:26:29.640 --> 00:26:30.640 Roofing dot com. 509 00:26:30.680 --> 00:26:32.680 You don't pay a cent until you're content. 510 00:26:36.079 --> 00:26:39.240 Time for an insurance check up, free no obligation comparison 511 00:26:39.359 --> 00:26:42.960 call Compass Insurance paying too much your coverage at dozens 512 00:26:42.960 --> 00:26:45.680 of insurance companies find out now three oh three seven 513 00:26:45.680 --> 00:26:48.039 to seven to one help. You'll think you're his only 514 00:26:48.160 --> 00:26:50.599 customer when you choose Frank durand the Real estate Man 515 00:26:50.640 --> 00:26:54.119 dot com to list your home with Remax Alliance three 516 00:26:54.119 --> 00:27:01.240 oh three nine two zero sixteen twenty two. Hi Tom 517 00:27:01.279 --> 00:27:03.440 Martinez here three on three seven on three talks seven 518 00:27:03.480 --> 00:27:05.799 one three eight two five five Real quick, Henry, I 519 00:27:05.839 --> 00:27:08.079 heard you saying you had some additional things to say 520 00:27:08.119 --> 00:27:09.240 about that gut or ad. 521 00:27:09.240 --> 00:27:10.200 What were you talking about? 522 00:27:11.599 --> 00:27:14.359 Oh, I was just gonna mention that it's a great deal. 523 00:27:15.400 --> 00:27:15.599 You know. 524 00:27:15.680 --> 00:27:18.720 It's it's usually two ninety nine and three ninety nine 525 00:27:19.039 --> 00:27:21.920 for our one and two story homes, and just for 526 00:27:21.960 --> 00:27:24.799 this special it would be that ninety nine dollars. It's 527 00:27:24.839 --> 00:27:27.680 a great deal. It's three oh three seven six one 528 00:27:27.799 --> 00:27:30.960 six four zero zero. And then also Tom and just 529 00:27:31.000 --> 00:27:33.680 to add on, a lot of these insurance deadlines are 530 00:27:33.720 --> 00:27:36.240 coming up for the customers from that last storm. So 531 00:27:36.359 --> 00:27:39.640 anybody that's out there sitting on any insurance paperwork looking 532 00:27:39.680 --> 00:27:42.720 to get your roof done should get moving on that. 533 00:27:42.839 --> 00:27:44.640 You can also give us a call. We'll go to 534 00:27:44.680 --> 00:27:46.279 an inspection and get you taken care of. 535 00:27:47.880 --> 00:27:48.240 All right. 536 00:27:48.279 --> 00:27:51.200 That's uh three oh three seven six one sixty four hundred. 537 00:27:51.400 --> 00:27:54.559 Bill's got some questions on income tax and sentry link. 538 00:27:55.000 --> 00:27:58.799 Go ahead, Bill, Okay, I'll answer your question first, and 539 00:27:58.920 --> 00:28:02.519 you can yell at me. If I donate a vehicle 540 00:28:02.640 --> 00:28:06.640 to a charity from my income tax, does it give 541 00:28:06.640 --> 00:28:08.039 me a one for one credit. 542 00:28:10.519 --> 00:28:11.880 Here's how deductions work. 543 00:28:13.119 --> 00:28:15.200 When you have a deduction, you take it off your 544 00:28:15.240 --> 00:28:17.400 taxable income, so. 545 00:28:17.440 --> 00:28:19.240 You would get the credit. 546 00:28:19.599 --> 00:28:24.480 The credit equivalent to a deduction is the total deduction 547 00:28:24.680 --> 00:28:28.640 times your tax rate. So if you had a deduction 548 00:28:28.720 --> 00:28:31.680 of one thousand dollars and you were in the twenty 549 00:28:31.720 --> 00:28:35.880 percent tax bracket, you would get two hundred dollars in credit. 550 00:28:38.480 --> 00:28:44.359 So it's the it's the deduction times your tax taxable table. 551 00:28:44.440 --> 00:28:47.599 You're your tax rate gives you the actual credit that 552 00:28:47.680 --> 00:28:49.039 you get off your taxes. 553 00:28:49.599 --> 00:28:52.319 So I don't buy the value of the vehicle. 554 00:28:53.559 --> 00:28:56.720 Well, okay, when you don't that, when you donate a vehicle, 555 00:28:57.480 --> 00:28:58.960 how much is it going to be worth? Tell me 556 00:28:59.000 --> 00:29:00.759 give me a real number, Bill, what is it worth? 557 00:29:01.000 --> 00:29:03.519 It's supposedly worth about five thousand dollars? 558 00:29:04.319 --> 00:29:06.200 Okay, what tax bracket are you in? 559 00:29:07.480 --> 00:29:10.119 Well, I'm sending them five I already sent them five 560 00:29:10.160 --> 00:29:11.200 thousand dollars. 561 00:29:12.000 --> 00:29:14.240 I'm not asking that, Bill, I'm not asking anything. 562 00:29:14.279 --> 00:29:17.599 I'm asking a tax I don't know. I'm retired, I 563 00:29:17.599 --> 00:29:17.799 don't know. 564 00:29:17.839 --> 00:29:19.960 I'm probably how much you make? How much you make 565 00:29:20.000 --> 00:29:21.880 a year? Bro? How much do you make a year? 566 00:29:22.480 --> 00:29:24.440 To me? And my wife. We make over one hundred 567 00:29:24.480 --> 00:29:24.880 and fifty. 568 00:29:26.359 --> 00:29:29.240 Well, okay, well you're in a higher tax bracket. You're 569 00:29:29.240 --> 00:29:33.400 in thirty eight percent probably, ye, you saying thirty eight 570 00:29:34.359 --> 00:29:37.319 thirty eight percent, So I'm going to say thirty eight percent, 571 00:29:37.720 --> 00:29:40.839 So you would get nineteen hundred dollars less tax that 572 00:29:40.920 --> 00:29:47.599 you pay. Okay, so on that five thousand dollars. No, yes, 573 00:29:47.680 --> 00:29:50.559 you deduct the whole five thousand, But the way the 574 00:29:50.599 --> 00:29:54.440 tax worksheet works out, you don't get five thousand dollars off. 575 00:29:54.720 --> 00:29:58.480 You have five thousand dollars less taxable income because it 576 00:29:58.599 --> 00:30:02.039 is a deduction. But then you multiply it by your 577 00:30:02.039 --> 00:30:04.319 tax rate if you don't know the real benefit, the 578 00:30:04.400 --> 00:30:09.119 real benefit is nineteen hundred dollars. But I want to 579 00:30:09.119 --> 00:30:13.559 caution you on something. What did you say. 580 00:30:14.880 --> 00:30:18.359 To trade and the donation would be to subtract from 581 00:30:18.359 --> 00:30:19.240 all gross income. 582 00:30:20.920 --> 00:30:25.519 Yes, so therefore it's the equivalent. It's the equivalent of 583 00:30:25.599 --> 00:30:30.720 the tax rate. Okay times the deduction. But I have 584 00:30:30.759 --> 00:30:33.039 a caution for you. In one hundred and fifty thousand 585 00:30:33.079 --> 00:30:36.400 dollars range, you're not going to probably get that unless 586 00:30:36.440 --> 00:30:41.359 it reaches a certain a adjusted gross you charity is 587 00:30:41.400 --> 00:30:45.759 not deductible until you get to a certain amount of 588 00:30:45.759 --> 00:30:49.200 your gross income, a certain percentage. I don't know what 589 00:30:49.200 --> 00:30:52.160 it is, but every year is different. For they make it, 590 00:30:52.160 --> 00:30:54.480 it has to be more than a certain percentage of 591 00:30:54.519 --> 00:30:56.039 your adjusted gross income. 592 00:30:58.440 --> 00:30:59.799 Do you understand that concept? 593 00:31:00.359 --> 00:31:02.720 Yeah, I just I was just un I asked something. 594 00:31:02.920 --> 00:31:05.839 No, I want to ask something. How do you make 595 00:31:05.839 --> 00:31:07.960 that much money in retirement? Tell me what you're doing, 596 00:31:07.960 --> 00:31:09.480 because people like to hear from people. 597 00:31:09.480 --> 00:31:13.240 Go ahead, Well, I had good jobs. I worked for 598 00:31:13.319 --> 00:31:16.480 Excel for over thirty years. My wife was a teacher 599 00:31:16.519 --> 00:31:20.920 for over forty years. She was hurried. 600 00:31:21.039 --> 00:31:25.440 You guys, so you guys do really well, that's congratulations, 601 00:31:25.440 --> 00:31:26.000 will thank you. 602 00:31:26.160 --> 00:31:28.680 The house is if we have no right offs, we 603 00:31:28.759 --> 00:31:32.160 don't know nothing. Nobody any money. 604 00:31:32.200 --> 00:31:34.559 How much? How much did you pay taxes last year? 605 00:31:36.400 --> 00:31:37.599 Uh? Three or fourth? 606 00:31:37.640 --> 00:31:37.799 Down? 607 00:31:37.920 --> 00:31:40.039 Remember three or four thousand dollars? I know, I know 608 00:31:40.119 --> 00:31:42.559 this year we paid five five thousand. 609 00:31:43.720 --> 00:31:44.680 Are you sure? Wait? 610 00:31:44.720 --> 00:31:47.680 Wait, you paid an additional five But you have money taking. 611 00:31:47.480 --> 00:31:50.480 Out there's probably taxes coming out of his checks coming in. 612 00:31:50.559 --> 00:31:53.319 Well, see because years ago when we went to h 613 00:31:53.400 --> 00:31:56.680 and All Block, they said you need to uppew deductions. 614 00:31:57.960 --> 00:31:59.720 So well, if I have you up. I mean, if 615 00:31:59.720 --> 00:32:01.000 you don't have him, you don't. 616 00:32:01.519 --> 00:32:04.960 Right, No, I just changed it. I'm gonna change it now. 617 00:32:06.079 --> 00:32:07.000 But I got to keep them. 618 00:32:07.119 --> 00:32:07.920 I'm going to tell you. 619 00:32:09.279 --> 00:32:14.279 I'm going to tell you, from my calculations, you probably 620 00:32:14.359 --> 00:32:17.400 paid fifty thousand in taxes last year at least. 621 00:32:17.799 --> 00:32:21.079 Yeah, probably, Yeah, what do you so? 622 00:32:21.519 --> 00:32:23.400 Here's one thing, here's one thing I want to say, 623 00:32:23.400 --> 00:32:26.240 and I gotta take a break. Don't ever do a 624 00:32:26.279 --> 00:32:31.359 bad investment or something that you don't really believe is sound, 625 00:32:31.440 --> 00:32:32.319 just for the write off. 626 00:32:32.440 --> 00:32:35.559 Never ever, ever. We got more coming up. 627 00:32:39.920 --> 00:32:43.160 Go with a sure thing Denver's best roofer Excel Roofing 628 00:32:43.279 --> 00:32:45.920 dot com. You don't pay a cent until you're content. 629 00:32:49.279 --> 00:32:52.480 Time for an insurance check up free, no obligation. In comparison, 630 00:32:52.599 --> 00:32:56.160 call Compass Insurance paying too much your coverage at dozens 631 00:32:56.200 --> 00:32:58.920 of insurance companies find out now three oh three seven 632 00:32:58.920 --> 00:32:59.480 to seven to one. 633 00:32:59.599 --> 00:32:59.880 Help. 634 00:33:00.079 --> 00:33:02.680 You'll think you're his only customer when you choose Frank 635 00:33:02.759 --> 00:33:05.200 durand the real estate Man dot com to list your 636 00:33:05.240 --> 00:33:08.400 home with Remax Alliance three oh three nine two zero 637 00:33:08.480 --> 00:33:11.119 sixteen twenty two. 638 00:33:12.920 --> 00:33:16.519 Hi Tom Marts, you know here at three seven one 639 00:33:16.559 --> 00:33:19.039 three talks seven one three A two five. 640 00:33:19.079 --> 00:33:22.000 Five Tom all right, yes. 641 00:33:22.160 --> 00:33:23.039 So here's my question. 642 00:33:23.279 --> 00:33:26.480 When you were talking about the gas on the AR fifteen, 643 00:33:27.799 --> 00:33:31.759 was that to differentiate using the gas to eject the 644 00:33:31.920 --> 00:33:35.279 use cartridge and load a new one as opposed to him. Right, 645 00:33:35.440 --> 00:33:39.000 that's what it does, as as opposed to a mechanical right. 646 00:33:39.160 --> 00:33:42.880 Okay, So it doesn't help the bullet go faster. 647 00:33:43.359 --> 00:33:45.960 It just reloads. No I thought it did. No, it 648 00:33:46.000 --> 00:33:48.079 does not. It's not used in the projectile. 649 00:33:48.640 --> 00:33:49.960 Just use the loads race. 650 00:33:50.720 --> 00:33:53.880 It assists, It assists in loading the next round. And 651 00:33:53.920 --> 00:33:56.599 they argue that may it makes it too rapid of 652 00:33:56.640 --> 00:33:58.119 a fire, right okay. 653 00:33:58.200 --> 00:34:00.000 As, yeah, that's what they are. 654 00:34:00.400 --> 00:34:03.400 So if you had the cock at each time or something, 655 00:34:03.640 --> 00:34:05.920 or if it was spring loaded, it would not be 656 00:34:06.279 --> 00:34:09.239 the same. But they say the gas fire makes it 657 00:34:09.280 --> 00:34:12.880 almost automatic because you can just basically as quickly as 658 00:34:12.880 --> 00:34:14.960 you can pull your trigger, you can make that thing go. 659 00:34:15.320 --> 00:34:18.519 Hey, after I also wanted to clarify that for everybody. 660 00:34:18.280 --> 00:34:21.400 After the break, you got some hate mail. I'm going 661 00:34:21.440 --> 00:34:25.760 to read online. You really pissed somebody off yesterday. I 662 00:34:25.800 --> 00:34:29.760 think his name's Peter. Oh no, oh, it's great, Okay, 663 00:34:29.840 --> 00:34:30.199 you must. 664 00:34:30.239 --> 00:34:34.559 Let's talk to Richard got off on a Literatard, Richard, 665 00:34:34.599 --> 00:34:35.239 what's going on? 666 00:34:36.119 --> 00:34:38.119 I'll look that up in a minute. Richard, what's happening? 667 00:34:39.599 --> 00:34:41.519 I called you about a week or two ago when 668 00:34:41.559 --> 00:34:44.119 I was in Florida at that vacation run. 669 00:34:44.239 --> 00:34:47.119 Yeah, you couldn't. You couldn't use the garage because of 670 00:34:47.159 --> 00:34:47.800 the bad door. 671 00:34:49.280 --> 00:34:52.000 You got that right. And the pool heater didn't work. 672 00:34:53.559 --> 00:35:02.159 Yeah, we paid and. 673 00:34:59.320 --> 00:35:03.519 Sixty one dollar dollars for that place they gave us. 674 00:35:03.719 --> 00:35:07.119 We had to. We actually paid them a little more 675 00:35:07.199 --> 00:35:11.239 to actually turn on the heater for ten days, which 676 00:35:11.239 --> 00:35:16.320 didn't work. And then they gave us a refund on 677 00:35:16.400 --> 00:35:20.000 the heater for three hundred and ninety five dollars, and 678 00:35:20.079 --> 00:35:25.320 then they sent another refund saying basically this was to 679 00:35:25.360 --> 00:35:30.599 cover the garage. So how much was that six hundred dollars? 680 00:35:30.840 --> 00:35:32.920 So you have a total of nine hundred off your 681 00:35:33.000 --> 00:35:34.559 ten Go ahead. 682 00:35:35.760 --> 00:35:42.639 I'm sorry, Yeah, roughly nine hundred dollars off the ten thousand. Say, 683 00:35:43.320 --> 00:35:46.599 and but I don't think that six hundred dollars is 684 00:35:46.800 --> 00:35:49.440 sceptical for not having a garage for a month. 685 00:35:50.440 --> 00:35:52.000 You no, you see, it's not. 686 00:35:52.159 --> 00:35:54.840 There is no formula there what we have to do 687 00:35:55.599 --> 00:35:58.480 is figure out how to negotiate a better settlement. But 688 00:35:58.519 --> 00:36:01.760 you know they don't care. They really don't how much 689 00:36:01.800 --> 00:36:04.639 you can do about it. I'm serious, what can you 690 00:36:04.679 --> 00:36:09.039 do about it? You just negotiate. Perhaps we give this 691 00:36:09.039 --> 00:36:10.599 to somebody to call them. 692 00:36:10.840 --> 00:36:12.559 I'm Tom Martinez. More coming up. 693 00:36:13.519 --> 00:36:16.800 Go with a sure thing Denver's Best roofer Excel Roofing 694 00:36:16.920 --> 00:36:19.559 dot com. You don't pay a cent until you're content. 695 00:36:22.920 --> 00:36:26.119 Time for an insurance checkup free, no obligation. In comparison, 696 00:36:26.239 --> 00:36:29.760 call Compass Insurance paying too much your coverage at dozens 697 00:36:29.800 --> 00:36:32.559 of insurance companies find out now three oh three seven 698 00:36:32.639 --> 00:36:35.440 seven to one help. You'll think you're his only customer 699 00:36:35.480 --> 00:36:37.760 when you choose Frank durand the real estate Man dot 700 00:36:37.760 --> 00:36:41.079 com to list your home with Remax Alliance three oh 701 00:36:41.119 --> 00:36:43.079 three nine two zero sixteen twenty two. 702 00:36:48.880 --> 00:36:49.679 Ripped up. 703 00:36:51.159 --> 00:36:58.840 News. So you don't have run as the caid. 704 00:37:00.039 --> 00:37:01.400 The shooter is gonna help. 705 00:37:01.679 --> 00:37:07.760 Come man, this is the Troubleshooter Show. No Tom Martino. 706 00:37:09.599 --> 00:37:13.239 I know Tom Martino here solving problems, answering questions, taking complaimants, 707 00:37:13.280 --> 00:37:15.719 making your life a little easier, as we've been doing 708 00:37:15.800 --> 00:37:19.679 for forty five years now. We have a problem pending here. 709 00:37:19.679 --> 00:37:21.559 But Mark says he has a funny email as well. 710 00:37:21.599 --> 00:37:23.000 I don't know what I should do first, but this 711 00:37:23.079 --> 00:37:25.360 hour is brought to you by water Pros, the best 712 00:37:25.400 --> 00:37:26.119 water systems. 713 00:37:26.159 --> 00:37:27.880 The lowest price is bar none. 714 00:37:27.960 --> 00:37:30.679 If you want a whole house forever, to get rid 715 00:37:30.719 --> 00:37:34.360 of forever chemicals, forever plastics and chemicals, to get the 716 00:37:34.440 --> 00:37:38.119 chlorine content down conditions, soften your water and drinking water 717 00:37:38.159 --> 00:37:41.920 at the kitchen sink reverse osmosis thirty nine ninety five. Yeah, 718 00:37:42.000 --> 00:37:44.800 don't even try a plumber. They don't come close. Three 719 00:37:44.960 --> 00:37:48.480 h three eight six two five five five four Waterpros 720 00:37:48.519 --> 00:37:50.880 dot net Mark, do you want to do that funny email? 721 00:37:54.719 --> 00:37:54.880 Mark? 722 00:37:54.960 --> 00:37:57.719 Most you must have really pissed this guy off yesterday. 723 00:37:57.800 --> 00:38:00.440 I'm sure you'll remember who it is. But it starts 724 00:38:00.480 --> 00:38:02.039 out and they send it, you know, they send it 725 00:38:02.079 --> 00:38:04.639 over to Jojo It says. I've been a listener of 726 00:38:04.679 --> 00:38:09.039 The Martino Show for probably forty years. It has gotten 727 00:38:09.079 --> 00:38:12.960 so political I have thought about stopping listening to it. 728 00:38:13.280 --> 00:38:17.159 Today was the final straw when Tom basically called me 729 00:38:17.760 --> 00:38:21.920 in people who believe as I do idiots. He did 730 00:38:21.960 --> 00:38:25.880 this in general, not to me as a caller. I've 731 00:38:26.000 --> 00:38:28.800 used his referral list in the past, and from now 732 00:38:28.880 --> 00:38:32.239 on I will try to find others and will avoid 733 00:38:32.360 --> 00:38:37.559 his advertisers. I really doubt that you care as it 734 00:38:37.599 --> 00:38:40.880 goes along with the other shows on your station. Now 735 00:38:41.639 --> 00:38:44.199 he had to put one more sentence in. Is why 736 00:38:44.239 --> 00:38:47.360 I pulled this out at the very end. You ready 737 00:38:47.360 --> 00:38:50.920 for the final sentence? Can you even imagine what it is? 738 00:38:50.960 --> 00:38:51.239 Tom? 739 00:38:51.440 --> 00:38:55.639 The final sentence after that? And I wasn't on yesterday. 740 00:38:58.639 --> 00:39:00.000 You ready for the final sentence? 741 00:39:01.039 --> 00:39:01.559 What is it? 742 00:39:01.920 --> 00:39:07.599 I find Mark even more offensive. So I wasn't even 743 00:39:07.599 --> 00:39:11.480 on yesterday. That's what drives me crazy about this. 744 00:39:11.599 --> 00:39:13.800 So Tom is he? 745 00:39:13.840 --> 00:39:14.039 There? 746 00:39:14.119 --> 00:39:14.440 Is Tom? 747 00:39:14.519 --> 00:39:14.719 Up? 748 00:39:15.679 --> 00:39:19.039 I decide what was he calling about? Guys? What was 749 00:39:19.079 --> 00:39:19.880 he calling about? 750 00:39:20.239 --> 00:39:22.159 And I think he was the one that you told 751 00:39:22.239 --> 00:39:24.679 him he's lying. He didn't read the constitution. 752 00:39:24.760 --> 00:39:26.920 Institution according to Bow because. 753 00:39:26.639 --> 00:39:32.159 I, oh, yeah, he said he said that he doesn't 754 00:39:32.320 --> 00:39:35.760 like what Trump is doing because it's unconstitutional. 755 00:39:36.119 --> 00:39:37.639 But why is he bringing me into it? 756 00:39:37.719 --> 00:39:40.519 I wasn't even on it, so I responded, I got 757 00:39:40.519 --> 00:39:44.440 this last night, you know, and I always respond nicely. 758 00:39:44.519 --> 00:39:48.679 So Peter, the guy's name is Peter. So I put, Hey, 759 00:39:49.079 --> 00:39:49.880 what did I do? 760 00:39:50.400 --> 00:39:50.760 Now? 761 00:39:50.800 --> 00:39:53.880 Even when I'm not on you have a problem with me? 762 00:39:54.039 --> 00:39:58.039 Yike's Mark. So you know what this guy replies this morning, 763 00:39:58.119 --> 00:40:00.400 this Peter guy, you ready for this? And this guy 764 00:40:00.519 --> 00:40:03.519 so old, he's like eighty two or something. He's the 765 00:40:03.559 --> 00:40:05.639 guy that yells at people in the front lawn. 766 00:40:06.639 --> 00:40:07.239 He goes. 767 00:40:07.880 --> 00:40:11.880 Some might reply, thanks for your honesty. I'll take that 768 00:40:12.000 --> 00:40:16.280 into consideration, especially when it's important how I present myself 769 00:40:16.280 --> 00:40:19.440 to the public. He's saying, I should have replied to him. 770 00:40:19.480 --> 00:40:21.480 So where I left it off is, you know I 771 00:40:21.559 --> 00:40:24.960 called him what he is, a stupid jerk. You know 772 00:40:25.039 --> 00:40:27.360 I said, I've held tens of thousands of people on 773 00:40:27.400 --> 00:40:31.400 this show. Tom's helped easily one hundred thousand plus and you, 774 00:40:31.559 --> 00:40:34.360 on the other hand, Peter, likely have never done anything 775 00:40:34.679 --> 00:40:36.559 but complain about people. 776 00:40:36.679 --> 00:40:41.079 Playing on your lawn and then blessings Mark. So that's 777 00:40:41.119 --> 00:40:45.079 how I ended it. Okay, I see, I let Mark 778 00:40:45.119 --> 00:40:48.000 to all my pr anyway, I. 779 00:40:48.000 --> 00:40:50.400 Think you referred to a total body of WARVIW You 780 00:40:50.440 --> 00:40:52.480 know this jerk also called me tell me if this 781 00:40:52.800 --> 00:40:55.280 tell me if this sounds like me. There was one 782 00:40:55.280 --> 00:40:58.000 other email I forgot that was in between here, so 783 00:40:58.199 --> 00:41:01.039 I said, hey, why are you I wasn't even on 784 00:41:01.079 --> 00:41:03.199 the show, and you're giving me crap. In this email, 785 00:41:03.239 --> 00:41:07.400 he puts, since you asked, it's when you were on 786 00:41:07.480 --> 00:41:09.639 that I have a problem with you. So he's basically 787 00:41:09.679 --> 00:41:11.559 saying any time I'm on the air, I have a 788 00:41:11.559 --> 00:41:15.519 problem with you. I find your manner abrasive. Well, I 789 00:41:15.559 --> 00:41:18.639 don't think that's true. You are abrasive, Mark, finding you 790 00:41:18.760 --> 00:41:22.199 short tempered. I doubt that as well. And you're too 791 00:41:22.320 --> 00:41:25.760 quick to jump in. I find you loud. I turned 792 00:41:25.760 --> 00:41:27.559 down the RAFO when you were speaking. 793 00:41:28.119 --> 00:41:31.599 Mark, hold on, I think everything he's saying true. Can 794 00:41:31.679 --> 00:41:32.719 you really analyze it? 795 00:41:32.599 --> 00:41:35.360 It is true. I disagree with every damn thing he's saying. 796 00:41:36.559 --> 00:41:40.159 No, no, you know what, Mark, But seeing Mark and 797 00:41:40.519 --> 00:41:44.039 just embrace it because you are who you are. I say, 798 00:41:44.039 --> 00:41:46.519 you're not loud, and you're not aggressive, and you don't. 799 00:41:46.440 --> 00:41:47.199 Come on, Mark. 800 00:41:48.679 --> 00:41:50.920 You're living in this guy's head, Rent Freeze. 801 00:41:50.960 --> 00:41:53.880 I think he's being facetious when he says he's not tongue. 802 00:41:53.960 --> 00:41:57.119 I am so much room in this guy's skull. It's crazy, 803 00:41:57.159 --> 00:41:59.599 and it's because his skull is empty. 804 00:42:00.119 --> 00:42:02.320 You're all he thinks about. I think he was a shrink, 805 00:42:02.360 --> 00:42:03.679 which is even stranger. 806 00:42:04.159 --> 00:42:06.679 And he probably feels so good right now that you're 807 00:42:06.719 --> 00:42:07.480 talking about him. 808 00:42:07.559 --> 00:42:08.599 He's you know, I don't. 809 00:42:08.400 --> 00:42:13.199 Believe again he's never listening to the show, because he's. 810 00:42:12.639 --> 00:42:15.000 Probably listening right now is to hear your reaction. 811 00:42:15.119 --> 00:42:17.400 He's got an AOL. I do not believe. 812 00:42:18.960 --> 00:42:22.320 I do not believe in name calling except for one 813 00:42:22.400 --> 00:42:24.880 cadaver attorney I ran across years ago. 814 00:42:25.320 --> 00:42:27.599 I don't Is he still around the guy you said? 815 00:42:27.840 --> 00:42:29.320 Is he a real cadaver? By now? 816 00:42:29.679 --> 00:42:29.920 Yes? 817 00:42:30.599 --> 00:42:32.840 Own see, I thought I was in the morgue when 818 00:42:32.840 --> 00:42:35.960 I went into us. You call everybody on YouTube moron? 819 00:42:36.280 --> 00:42:40.039 So right there you call people names. No, that's an 820 00:42:40.079 --> 00:42:42.239 honor that you ask any one of them? 821 00:42:42.320 --> 00:42:44.760 Do a poll? Do they do they? Are they proud 822 00:42:44.760 --> 00:42:45.440 to be morons? 823 00:42:45.559 --> 00:42:48.079 Okay, I will, I'll put that pole up. Are you 824 00:42:48.199 --> 00:42:51.440 proud to be YouTube morons? Now? I want to talk 825 00:42:51.480 --> 00:42:52.000 to Richard. 826 00:42:52.519 --> 00:42:57.119 Richard the age old problem or the age old Yeah, 827 00:42:57.239 --> 00:43:00.280 the age old problem. To figure out is what's thing 828 00:43:00.360 --> 00:43:03.280 is worth to a renter or to a vacation or 829 00:43:03.320 --> 00:43:04.280 to a hotel. 830 00:43:04.559 --> 00:43:06.920 You know, really it is. There is no right or 831 00:43:06.960 --> 00:43:07.599 wrong answer. 832 00:43:08.119 --> 00:43:11.760 So Richard was out of place a VRBO vacation rental 833 00:43:11.760 --> 00:43:14.800 by owner. And the pool heater didn't work and the 834 00:43:14.840 --> 00:43:18.159 garage door didn't work. Those two main things. There were 835 00:43:18.199 --> 00:43:20.239 little things, but let's just take the two main ones. 836 00:43:20.719 --> 00:43:23.400 If he paid ten grand for this place for the month, 837 00:43:25.920 --> 00:43:27.039 what should he be credited? 838 00:43:27.320 --> 00:43:27.440 Right? 839 00:43:29.440 --> 00:43:29.960 That's okay? 840 00:43:30.239 --> 00:43:32.960 Now, Richard, what do you believe? What do you believe 841 00:43:33.000 --> 00:43:34.960 would be a good credit? What do you believe would 842 00:43:34.960 --> 00:43:37.360 be a good credit? There is no right answer, a 843 00:43:37.400 --> 00:43:38.840 wrong answer, but what do you believe? 844 00:43:39.599 --> 00:43:39.800 Right? 845 00:43:40.280 --> 00:43:43.360 Well, doc, I think or one of your guys chimed 846 00:43:43.400 --> 00:43:45.159 in when I talked to you the last time, he 847 00:43:45.239 --> 00:43:47.079 thought three thousand dollars would be good. 848 00:43:49.239 --> 00:43:51.760 I think that's reasonable. And I would say about that 849 00:43:52.119 --> 00:43:53.800 because you know, the pool is a big part of 850 00:43:53.840 --> 00:43:58.400 your summer vacation, I mean of your vacation, and I 851 00:43:58.440 --> 00:44:01.480 think that's not a bad idea. But they wouldn't even 852 00:44:01.480 --> 00:44:01.760 do that. 853 00:44:01.920 --> 00:44:05.280 Yeah, I asked try that. 854 00:44:05.360 --> 00:44:07.840 Yet you guys were going to have somebody call, but 855 00:44:08.440 --> 00:44:10.679 it was the last I was your last guy on. 856 00:44:10.960 --> 00:44:12.840 Well, let me ask you that. Okay, we'll do it. 857 00:44:12.880 --> 00:44:15.800 We'll do it. Okay, we'll do it. We'll say, Look, 858 00:44:15.840 --> 00:44:17.760 you know this guy was totally inconvenienced. 859 00:44:19.440 --> 00:44:20.119 Now I got him. 860 00:44:20.559 --> 00:44:24.119 It's there's one other possibility. All these charges that we 861 00:44:24.239 --> 00:44:26.679 paid were on visa. I could probably cancel them, but 862 00:44:26.719 --> 00:44:27.880 I don't know what good that would be. 863 00:44:28.119 --> 00:44:30.719 Well, I don't know. I mean, you you can, but 864 00:44:30.760 --> 00:44:32.079 you don't want to do all of it. You just 865 00:44:32.119 --> 00:44:34.880 want to cancel what you think is fair. Now here's 866 00:44:34.920 --> 00:44:37.760 what I think coming out first. Blush should be at 867 00:44:37.800 --> 00:44:40.360 least one thousand dollars. For them to offer you anything 868 00:44:40.400 --> 00:44:43.760 less as chicken feed, it's stupid. So they should say 869 00:44:43.800 --> 00:44:47.000 something like a thousand. Then I wouldn't be insulted. 870 00:44:47.039 --> 00:44:49.480 I have a feeling now like he might be up 871 00:44:49.480 --> 00:44:53.280 against this. I just pulled up their vrbo's information and 872 00:44:53.360 --> 00:44:54.559 it says this, listen to this. 873 00:44:55.519 --> 00:44:56.800 They say it is a big deal. 874 00:44:56.840 --> 00:44:58.639 In other words, if you book with a pool and 875 00:44:58.679 --> 00:45:01.119 the pool doesn't work, we have what's called the Book 876 00:45:01.119 --> 00:45:05.039 with Confidence Guarantee, and it offers protection if the property 877 00:45:05.119 --> 00:45:09.440 is significantly misrepresented, such as the pool example. But it 878 00:45:09.519 --> 00:45:14.039 says you need to contact VRBO customer support within twenty 879 00:45:14.079 --> 00:45:17.199 four hours of check in to report the issue. 880 00:45:17.280 --> 00:45:18.000 Was that done? 881 00:45:20.000 --> 00:45:23.239 Yeah, Well, it was at VRBO that we contacted it 882 00:45:23.559 --> 00:45:26.159 was their management company, Gulf Coast. 883 00:45:26.360 --> 00:45:30.719 Yeah, but they say VRBO you' they say VRBRBO, Right. 884 00:45:32.800 --> 00:45:35.119 Well, I think this company probably. 885 00:45:34.880 --> 00:45:35.960 Works for VRBO. 886 00:45:36.400 --> 00:45:39.239 Okay, Well you don't know that for sure. You don't 887 00:45:39.280 --> 00:45:39.519 know that. 888 00:45:40.000 --> 00:45:41.079 No. 889 00:45:41.079 --> 00:45:44.679 No, they say they might offer a discount, they might 890 00:45:44.719 --> 00:45:49.199 give you a full refund or help you find alternative accommodations. 891 00:45:49.199 --> 00:45:52.360 What I'm afraid of is if you didn't contact VRBO, 892 00:45:52.480 --> 00:45:54.719 that their response is going to be. If you called 893 00:45:54.760 --> 00:45:56.960 us within the first twenty four hours, we would have 894 00:45:56.960 --> 00:45:59.400 put you next door where the pool is working, or 895 00:45:59.440 --> 00:46:01.599 we would have had the pool fixed, or whatever it 896 00:46:01.639 --> 00:46:04.000 comes down to. I don't know, but it's worth It's 897 00:46:04.000 --> 00:46:07.920 worth calling them for sure, all right, hang. 898 00:46:07.760 --> 00:46:09.519 On, I gotta take a break. 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You'll think you're his only customer 914 00:46:56.599 --> 00:46:58.840 when you choose Frank durand the real estate Man dot 915 00:46:58.880 --> 00:47:02.239 com to list your home with Remax Alliance three oh 916 00:47:02.239 --> 00:47:04.199 three nine two zero sixteen twenty two. 917 00:47:08.960 --> 00:47:11.599 Hi Tom Martine your troubleshooter three all three seven one 918 00:47:11.639 --> 00:47:14.800 three talks seven one three eight two five five One 919 00:47:14.840 --> 00:47:17.199 Clear Choice Garage Doors listen if you ever have a 920 00:47:17.199 --> 00:47:18.599 problem with the garage door day. 921 00:47:18.519 --> 00:47:19.599 Or night, in the middle of the night. 922 00:47:19.679 --> 00:47:22.079 They have twenty four to seven service, especially for broken 923 00:47:22.119 --> 00:47:24.079 springs where you can't get your door open or closed, 924 00:47:24.599 --> 00:47:28.159 or regular service. They're great people. One clear Choice Doors 925 00:47:28.239 --> 00:47:31.039 dot com. They are garage doors, but the website is 926 00:47:31.079 --> 00:47:34.960 one clear Choice Doors dot Com. All the price is 927 00:47:35.079 --> 00:47:39.800 right there. You'll never find a better service now. Marianne 928 00:47:39.840 --> 00:47:42.519 has a comment on Mark. Let's make this the comment 929 00:47:42.559 --> 00:47:46.760 on Mark Dale held down. Go ahead, Marianne, I don't know. 930 00:47:46.880 --> 00:47:48.559 She just called in and says she has a comment. 931 00:47:48.599 --> 00:47:51.039 Go ahead, Marianne, make it insulting. 932 00:47:51.440 --> 00:47:56.599 I would hope that it could be constructive. 933 00:47:56.840 --> 00:47:57.480 I called in. 934 00:47:57.679 --> 00:48:02.679 Uh oh, it's probably been maybe even it's nine months 935 00:48:02.760 --> 00:48:05.639 or so, first only call I ever made. I'm a long, long, 936 00:48:05.840 --> 00:48:10.360 long time listener, and my issue was exactly what you'd 937 00:48:10.400 --> 00:48:12.920 do so good at? It happened to be a day 938 00:48:13.000 --> 00:48:17.199 when Tom wasn't there. Mark was what was the issue 939 00:48:17.320 --> 00:48:20.920 resolved on? Bow that I would never call you again? 940 00:48:21.039 --> 00:48:23.519 And I really thought I would never listen again. But 941 00:48:24.199 --> 00:48:31.639 I enjoy the pros outweigh the cons for me. But anyway, hey, Marianne, Marianne, I. 942 00:48:31.719 --> 00:48:35.719 Really appreciate I really appreciate this feedback. I need to know, 943 00:48:35.880 --> 00:48:38.320 though about the call, specifically, I loved to know, and 944 00:48:38.400 --> 00:48:41.639 I want Mark to listen. Tell us what it was 945 00:48:41.760 --> 00:48:44.320 about and why you thought you would never listen again? 946 00:48:44.480 --> 00:48:45.239 Please tell us. 947 00:48:45.719 --> 00:48:48.800 Okay, Well, I hate to bother you with the long story, 948 00:48:48.840 --> 00:48:50.800 but I'll make it as short as I can. I 949 00:48:51.000 --> 00:48:55.519 was moving into a new home. My daughter and her 950 00:48:55.599 --> 00:48:59.400 husband bought a beautiful place with a lovely mother in 951 00:48:59.519 --> 00:49:03.159 law home for me, and it was a, you know, 952 00:49:03.360 --> 00:49:06.679 really an exciting thing. I wanted to get the carpets cleaned. 953 00:49:06.719 --> 00:49:11.079 They were probably they probably might have been twenty years old, 954 00:49:11.639 --> 00:49:14.360 but the lady that was in here never had a pet, 955 00:49:14.599 --> 00:49:17.400 she didn't really live in here, so they were cleanable. 956 00:49:18.000 --> 00:49:20.159 I didn't love them, but I knew I would could 957 00:49:20.199 --> 00:49:22.119 get by with them for a little while until. 958 00:49:21.920 --> 00:49:23.280 I decided what I wanted to do. 959 00:49:24.119 --> 00:49:29.000 I called Stainmaster Carpet. It was. I got a number 960 00:49:29.039 --> 00:49:33.760 in Colorado Springs talk to a really nice gentleman who 961 00:49:33.960 --> 00:49:36.159 was thorough about how it would go. He made an 962 00:49:36.159 --> 00:49:38.360 appointment for me that afternoon. 963 00:49:38.199 --> 00:49:38.960 At one o'clock. 964 00:49:40.440 --> 00:49:42.599 At three point thirty, a van showed. 965 00:49:42.800 --> 00:49:45.599 Listen, Marianne, you're giving us, marian you're giving us way 966 00:49:45.639 --> 00:49:49.320 too much detail. But keep try to summarize and get 967 00:49:49.320 --> 00:49:52.239 to the part where Mark insulted you on your twenty 968 00:49:52.360 --> 00:49:53.159 year old carpet. 969 00:49:53.920 --> 00:49:54.920 Yeah, like he does. 970 00:49:55.000 --> 00:49:56.239 So many people go ahead. 971 00:49:57.679 --> 00:50:01.559 Well, anyway, they had given me a that doesn't even 972 00:50:01.679 --> 00:50:04.480 matter when the guy. The guy was here twenty five minutes, 973 00:50:04.480 --> 00:50:07.840 which was my first issue, and did about eight hundred 974 00:50:07.880 --> 00:50:11.719 square feet of carpeting. He hardly was in here at all. 975 00:50:11.880 --> 00:50:15.280 I didn't even some of the carpet wasn't even But anyway, 976 00:50:15.320 --> 00:50:18.599 I went to pay him, you know, didn't just wanted 977 00:50:18.639 --> 00:50:21.000 to get rid of him. I wrote a check and 978 00:50:21.079 --> 00:50:24.280 he said, oh, I don't except checks. It was a Saturday, 979 00:50:24.480 --> 00:50:28.679 my bank was closed. He backed me up into my 980 00:50:28.880 --> 00:50:32.440 kitchen corner, demanding that I find a way to give 981 00:50:32.519 --> 00:50:33.079 him cash. 982 00:50:34.679 --> 00:50:35.440 But anyway, so. 983 00:50:35.920 --> 00:50:38.079 Let's say we're on the call. Mark says, well, let's 984 00:50:38.159 --> 00:50:39.920 just let's just see what we can. Call him up 985 00:50:40.480 --> 00:50:42.039 and see. 986 00:50:41.400 --> 00:50:43.199 What, you know, what his issue is. 987 00:50:43.599 --> 00:50:44.320 So he gets this. 988 00:50:44.440 --> 00:50:47.960 Guy on the phone and he starts going on about 989 00:50:48.079 --> 00:50:51.960 how these my carpets were so filthy and filled with 990 00:50:52.280 --> 00:50:56.800 dog pee and nasty, nasty, nasty shouldn't even been cleaned. 991 00:50:56.840 --> 00:50:59.360 That I was an old lady that couldn't be pleased. 992 00:50:59.760 --> 00:51:02.280 I mean, I swear to you it could be no 993 00:51:02.480 --> 00:51:05.760 farther from the truth. And Mark just took up with 994 00:51:05.960 --> 00:51:07.840 that and ran with it. 995 00:51:09.880 --> 00:51:10.199 Mark. 996 00:51:11.400 --> 00:51:16.760 Yeah, wait a minute, Marianne Marianne, Marianne, you gotta. 997 00:51:16.599 --> 00:51:20.079 Let me comment, mary Anne, mary Anne, Marianne, Marianne, mari Anne. 998 00:51:20.199 --> 00:51:24.159 Hold on, Now, he didn't agree with you, and he 999 00:51:24.320 --> 00:51:26.480 he agreed with the carpet guy. 1000 00:51:26.599 --> 00:51:29.840 Right, That's what he was saying. What exactly, Wait, what 1001 00:51:30.000 --> 00:51:36.119 exactly did I agree with? Did you end up paying him? No, 1002 00:51:36.679 --> 00:51:37.880 so you didn't pay. 1003 00:51:37.800 --> 00:51:42.199 Him, but yet her corpet? Is it possible I didn't 1004 00:51:42.239 --> 00:51:46.920 agree with that? Did you pay any part of the bill? 1005 00:51:47.000 --> 00:51:47.480 Marianne? 1006 00:51:49.320 --> 00:51:52.320 I think on that day you just happened to decide 1007 00:51:52.360 --> 00:51:55.840 to fly with the good Radio idea and you really 1008 00:51:55.920 --> 00:51:57.519 didn't listen to any of it. 1009 00:51:57.679 --> 00:52:02.360 Well, Marianne, but listen, marian I need to know a 1010 00:52:02.400 --> 00:52:03.000 couple of things. 1011 00:52:03.079 --> 00:52:03.960 And I agree with you. 1012 00:52:04.440 --> 00:52:08.559 If your perception was that that he was, you're upset 1013 00:52:08.599 --> 00:52:11.559 because he sided with the guy. Now, Mark would never 1014 00:52:11.760 --> 00:52:13.920 just do that to do good radio. He would never say, 1015 00:52:14.239 --> 00:52:16.360 oh my god, you had peel all over your car. 1016 00:52:16.679 --> 00:52:18.960 I mean, he would do it if it was if 1017 00:52:19.000 --> 00:52:21.239 it was warranted. But but I really want to say this, 1018 00:52:21.599 --> 00:52:24.039 and I mean this sincerely. No matter how much we 1019 00:52:24.239 --> 00:52:27.920 fool around, listen, No matter how much, marian No matter 1020 00:52:27.960 --> 00:52:30.679 how much we fool around on this show, honest to God, 1021 00:52:30.719 --> 00:52:32.360 we are dedicated to helping people. 1022 00:52:32.639 --> 00:52:34.440 But I need to know just yes or nos, no 1023 00:52:34.559 --> 00:52:36.960 big deals. Did you ever pay him? 1024 00:52:37.639 --> 00:52:37.679 No? 1025 00:52:38.559 --> 00:52:40.880 Nor? 1026 00:52:43.000 --> 00:52:47.199 The next day, Mark asked him on the radio, Well, 1027 00:52:47.280 --> 00:52:49.480 are you willing to settle with her? Would you like to? 1028 00:52:49.920 --> 00:52:51.480 I wasn't even looking for a settlement. 1029 00:52:51.559 --> 00:52:52.280 I wanted to pay. 1030 00:52:52.280 --> 00:52:55.000 How much was the bill? How much was the bill? 1031 00:52:56.639 --> 00:52:57.519 Three hundred bucks? 1032 00:52:58.840 --> 00:53:00.960 Anyway on the risk I did a repair. 1033 00:53:05.280 --> 00:53:06.119 Here's the problem. 1034 00:53:06.400 --> 00:53:09.079 If you would let Tom just ask you questions and 1035 00:53:09.199 --> 00:53:11.840 you would answer, he's going to point out how wrong 1036 00:53:11.960 --> 00:53:12.199 you are. 1037 00:53:12.280 --> 00:53:14.960 So go ahead, Tom, Well, I just want to know. 1038 00:53:15.079 --> 00:53:18.360 So you didn't pay anything, and Marianne, how bad was 1039 00:53:18.440 --> 00:53:22.000 the problem he left you with? Or did he do everything? 1040 00:53:22.039 --> 00:53:24.480 And you were just upset that he wanted cash? Where 1041 00:53:24.559 --> 00:53:25.360 did it go south? 1042 00:53:25.440 --> 00:53:26.480 What was the problem? 1043 00:53:28.199 --> 00:53:29.039 I don't know what it was? 1044 00:53:31.440 --> 00:53:34.119 He all violently. 1045 00:53:35.280 --> 00:53:36.400 Aggressive towards me. 1046 00:53:36.559 --> 00:53:39.679 Well, well, when you didn't have the cash, how did 1047 00:53:39.719 --> 00:53:41.079 he eventually leave your house? 1048 00:53:41.519 --> 00:53:43.679 If you did not have the three hundred you did 1049 00:53:43.760 --> 00:53:46.639 not pay him? Did he eventually leave in a huff? 1050 00:53:48.599 --> 00:53:51.360 He said, I'm gonna I'm going to put a lien 1051 00:53:51.480 --> 00:53:54.840 on your house. I said, take the check. It's good, 1052 00:53:55.480 --> 00:53:59.119 you know you can deposit it, and okay, Mark Mark. 1053 00:53:59.239 --> 00:54:02.239 She didn't do more, I mean really she didn't. She 1054 00:54:02.800 --> 00:54:05.039 wanted to pay by check. She didn't have get I 1055 00:54:05.199 --> 00:54:07.840 have no idea even what the issue was. 1056 00:54:08.079 --> 00:54:10.920 I mean, she's basically saying the guy came in and 1057 00:54:11.039 --> 00:54:13.039 threatened her or intimidated her. 1058 00:54:13.159 --> 00:54:15.360 No, here's I assume I you. 1059 00:54:15.679 --> 00:54:19.840 I assume I got a job and he fixed it Mark, Mark. Yes, 1060 00:54:20.039 --> 00:54:22.400 he fixed it man, and she just didn't want to. 1061 00:54:22.639 --> 00:54:25.039 She just didn't have cash, and he got upset. She 1062 00:54:25.280 --> 00:54:27.880 was upset that he got upset, and then she was 1063 00:54:28.000 --> 00:54:30.719 upset that you agreed with him, and you probably said 1064 00:54:30.800 --> 00:54:32.840 something like, lady, just pay the guy or whatever. 1065 00:54:33.079 --> 00:54:35.519 Who knows. I don't care. I don't think it's a 1066 00:54:35.559 --> 00:54:38.880 big deal. And Marianne, that is certainly not a reason. 1067 00:54:39.000 --> 00:54:42.679 To thank god you came back, because we love our listeners, 1068 00:54:42.960 --> 00:54:45.760 and Marianne, you know, he was a little aggressive, and 1069 00:54:46.159 --> 00:54:48.360 he finally left said he was going to lean your house. 1070 00:54:48.400 --> 00:54:50.800 He never even leaned your house, but he did do 1071 00:54:50.920 --> 00:54:53.360 the repair. He did do it for three hundred dollars 1072 00:54:53.679 --> 00:54:56.320 and you never paid him. But but that's okay. You 1073 00:54:56.480 --> 00:54:59.239 didn't have the cash and that's all he wanted. She 1074 00:54:59.400 --> 00:55:01.880 left the check and said take it, go on, take it. 1075 00:55:01.960 --> 00:55:04.199 On his way out, he wouldn't take it. I need 1076 00:55:04.280 --> 00:55:07.039 to take another call, Tom, I really want to talk 1077 00:55:07.079 --> 00:55:09.039 to you. You have a comment on Mark. Oh my 1078 00:55:09.199 --> 00:55:11.039 god day by the way, yes. 1079 00:55:11.320 --> 00:55:12.599 Yes, I just have. 1080 00:55:12.800 --> 00:55:15.280 I got the four of a suggestion with the with you, 1081 00:55:16.119 --> 00:55:18.159 callers have the first priority. 1082 00:55:18.760 --> 00:55:21.920 But with Mark, we have to listen to all these stories. 1083 00:55:21.559 --> 00:55:24.679 About cars and Telsa's and Grand. 1084 00:55:24.480 --> 00:55:27.199 Farinos and Trump before he even. 1085 00:55:27.000 --> 00:55:27.719 Gets to a call. 1086 00:55:27.840 --> 00:55:29.079 It's usually the second hour. 1087 00:55:29.880 --> 00:55:32.320 Oh well, sometimes listen. 1088 00:55:33.119 --> 00:55:34.239 I want to be fair here. 1089 00:55:35.000 --> 00:55:37.159 Sometimes we're light on calls. 1090 00:55:37.480 --> 00:55:39.599 We don't know why. Some days we can't keep up 1091 00:55:39.639 --> 00:55:42.039 with them. Some days we're light. There's some kind of 1092 00:55:42.119 --> 00:55:45.159 traffic pattern we haven't figured out. But that could be 1093 00:55:45.599 --> 00:55:48.639 that it was a light call day. Another thing could 1094 00:55:48.719 --> 00:55:52.679 be that he thinks the story is important. But I'm 1095 00:55:52.760 --> 00:55:55.360 just going to say this, really, honest to goodness, I 1096 00:55:55.840 --> 00:55:59.800 have never had more peace in my life than having 1097 00:56:00.679 --> 00:56:02.719 take the show when I can't do it. I swear 1098 00:56:02.760 --> 00:56:06.400 to God that that it's good to know because I 1099 00:56:06.519 --> 00:56:10.320 have had over the years, the most hialacious people trying 1100 00:56:10.400 --> 00:56:12.800 to do this show and they could never do it. 1101 00:56:13.199 --> 00:56:15.559 And so anyone who thinks, oh yeah, yeah, he's just 1102 00:56:15.559 --> 00:56:18.480 allowed about yeah, try to do it, because so many 1103 00:56:18.519 --> 00:56:20.960 people have tried and failed in the past. But but 1104 00:56:21.440 --> 00:56:24.000 in any case, though we love I love chiding him. 1105 00:56:24.000 --> 00:56:25.639 I love it, I love it, I love it. So 1106 00:56:25.960 --> 00:56:29.159 if you want to criticize him, call up. He'll listen. Oh, 1107 00:56:29.360 --> 00:56:32.400 call up and criticize him. Then did you do did 1108 00:56:32.480 --> 00:56:35.199 you do a survey of the morons? And if they 1109 00:56:35.360 --> 00:56:37.280 like being called mars? I will put that up on 1110 00:56:37.440 --> 00:56:38.440 break though, sir. 1111 00:56:39.000 --> 00:56:43.920 Put that up though. I'm going to do this break 1112 00:56:44.559 --> 00:56:47.960 and then you can finish the damn show. Well. I 1113 00:56:48.119 --> 00:56:50.599 love that. I bet we lose Marianneough or whatever her 1114 00:56:50.679 --> 00:56:51.039 name was. 1115 00:56:51.519 --> 00:56:52.199 Eight eight eight. 1116 00:56:52.199 --> 00:56:54.719 Heating dot com will do a deep clean for forty 1117 00:56:54.760 --> 00:56:57.440 five bucks and if you ever need a replacement, they 1118 00:56:57.519 --> 00:57:00.159 guarantee the lowest prices with high efficiency. 1119 00:56:59.760 --> 00:57:03.519 Unit eight eight eight heating dot Com. I love Garrett 1120 00:57:03.559 --> 00:57:05.719 in the team. Mark brought him to us years ago 1121 00:57:05.800 --> 00:57:08.039 and he's been great. Three oh three seven seven zero 1122 00:57:08.159 --> 00:57:09.519 two seven seven six. 1123 00:57:14.880 --> 00:57:18.119 Go with a sure thing Denver's best roofer Excel roofing 1124 00:57:18.239 --> 00:57:18.639 dot com. 1125 00:57:18.840 --> 00:57:20.880 You don't pay a cent until you're content. 1126 00:57:24.239 --> 00:57:27.400 Time for an insurance check up free no obligation comparison 1127 00:57:27.559 --> 00:57:31.119 call compass insurance paying too much your coverage at dozens 1128 00:57:31.159 --> 00:57:33.880 of insurance companies find out now three oh three seven 1129 00:57:33.960 --> 00:57:34.440 seven to one. 1130 00:57:34.559 --> 00:57:34.800 Help. 1131 00:57:35.000 --> 00:57:37.639 You'll think you're his only customer when you choose Frank 1132 00:57:37.719 --> 00:57:40.119 durand the real estate man dot com to list your 1133 00:57:40.199 --> 00:57:43.280 home with Remax Alliance three oh three nine two zero 1134 00:57:43.440 --> 00:57:44.360 sixteen twenty two. 1135 00:57:47.199 --> 00:57:49.960 All right, three zero three seventy one three eight two 1136 00:57:50.079 --> 00:57:53.639 five five. We've got open lines. I promised to that 1137 00:57:53.800 --> 00:57:54.639 last guy, Tom. 1138 00:57:55.119 --> 00:57:58.920 I won't tell stories. I don't even have to take that. 1139 00:57:59.000 --> 00:57:59.840 It's like, that's what I do. 1140 00:58:00.079 --> 00:58:02.639 I talk, Honest to God, if we're at a dinner party, 1141 00:58:02.679 --> 00:58:04.719 I talk, I talk, I talk. 1142 00:58:04.840 --> 00:58:05.679 Do I not talk? 1143 00:58:06.239 --> 00:58:08.039 You're a talker, Mark, You're very verbal. 1144 00:58:08.199 --> 00:58:11.719 But no matter what, I love solving problems, answering questions, 1145 00:58:11.800 --> 00:58:14.960 taking complaints, and I'll be damned if I haven't recouped. 1146 00:58:15.440 --> 00:58:18.000 I mean along with Tom. I mean, we're well over 1147 00:58:18.079 --> 00:58:21.440 three hundred million dollars. But honestly, this is what we. 1148 00:58:21.519 --> 00:58:22.679 Do day in and day out. 1149 00:58:23.119 --> 00:58:26.760 You've been ripped off by a contractor, you've been ripped 1150 00:58:26.800 --> 00:58:29.760 off by a landlord, you have a problem with the landlord. 1151 00:58:29.880 --> 00:58:32.199 Those have been happening all the time. That's what we do. 1152 00:58:32.840 --> 00:58:35.519 So if you think I'm too loud, well maybe I 1153 00:58:35.599 --> 00:58:38.719 am too loud. Maybe I am, but I like having 1154 00:58:38.760 --> 00:58:39.440 a loud mouth. 1155 00:58:39.760 --> 00:58:41.079 But you do have perfect diction. 1156 00:58:41.440 --> 00:58:43.440 I do have perfect diction. Thank you, Doc. 1157 00:58:43.559 --> 00:58:46.480 I do appreciate that I make fun of Tom all 1158 00:58:46.559 --> 00:58:49.320 the time because he does not have perfect diction. I 1159 00:58:49.400 --> 00:58:51.760 want to talk to Henry Bretz. Henry, listen. Oh by 1160 00:58:51.800 --> 00:58:53.960 the way, three oh three seven one three eight two 1161 00:58:54.079 --> 00:58:56.079 five five. I would love to hear from you now 1162 00:58:56.199 --> 00:58:58.639 three oh three, Martino, any comments anything? 1163 00:58:58.679 --> 00:59:01.159 I would love it could use a little love, how 1164 00:59:01.159 --> 00:59:04.960 about that? That would be nice? A little love? Absolutely, Mark, 1165 00:59:05.000 --> 00:59:05.760 you do a great job. 1166 00:59:05.880 --> 00:59:08.960 Well, thank you, Henry. Hey, this deal you're having, we're 1167 00:59:09.000 --> 00:59:11.440 taking advantage of it. You guys come out. I don't 1168 00:59:11.440 --> 00:59:13.360 know if you know this or not, but twice a 1169 00:59:13.440 --> 00:59:15.159 year i'd call your dad and say, hey, it's time 1170 00:59:15.199 --> 00:59:17.320 to get our gutters clean. You guys did our roof? 1171 00:59:17.400 --> 00:59:20.039 You put on those huge gutters. You can basically roll 1172 00:59:20.079 --> 00:59:23.000 a tennis ball down them, but instead of doing like 1173 00:59:23.119 --> 00:59:25.840 a gutter guard or anything, we live out in pine trees, 1174 00:59:26.119 --> 00:59:29.360 so those pine needles get everywhere, and the gutter guard 1175 00:59:29.360 --> 00:59:31.719 I've had very bad luck with. They'll actually fall in 1176 00:59:31.800 --> 00:59:34.840 between the holes and they're basically stuck in there. So 1177 00:59:34.960 --> 00:59:40.000 when you guys put on those massively oversized gutters, everything 1178 00:59:40.199 --> 00:59:42.800 just washes away. Now, but I have you out twice 1179 00:59:42.800 --> 00:59:45.280 a year and usually I pay what is it usually 1180 00:59:45.320 --> 00:59:48.760 two ninety nine? Yeah, absolutely, So we really support the 1181 00:59:48.840 --> 00:59:51.559 oversized gutters for one Yeah, because the gutter guards they 1182 00:59:51.599 --> 00:59:54.519 get clogged rightly, and people they're so sold on that 1183 00:59:54.679 --> 00:59:56.639 product they overlook their downfalls. 1184 00:59:56.679 --> 00:59:59.480 And normally we do charge two hundred. 1185 00:59:59.239 --> 01:00:01.559 And ninety nine do dollars for one story and three 1186 01:00:01.679 --> 01:00:04.239 hundred and ninety nine dollars for two stories. So we're 1187 01:00:04.280 --> 01:00:06.760 running this promo and this is a smoking deal for 1188 01:00:07.159 --> 01:00:09.960 just today today. I'm going to add another twist to this. 1189 01:00:10.199 --> 01:00:12.480 Now you can't get them done today, but yeah, get it. 1190 01:00:12.559 --> 01:00:15.840 But what we offer, we're offering it just for callers today. 1191 01:00:15.920 --> 01:00:16.480 So what do you got? 1192 01:00:16.760 --> 01:00:18.599 What I'm willing to do and Excel is willing to 1193 01:00:18.639 --> 01:00:22.800 give away five free gutter cleanings to anybody over eighty 1194 01:00:23.119 --> 01:00:25.800 that lives in the home and they will need to 1195 01:00:25.920 --> 01:00:29.760 call not their kids today, only andy, give us a 1196 01:00:29.840 --> 01:00:30.599 call over eighty. 1197 01:00:30.920 --> 01:00:33.559 Absolutely sure. I think your dad did this last year too. 1198 01:00:33.599 --> 01:00:35.280 You guys got a ton of calls on it. 1199 01:00:35.440 --> 01:00:36.639 Yeah, it's it's a big deal. 1200 01:00:36.719 --> 01:00:36.880 You know. 1201 01:00:36.960 --> 01:00:38.960 We we really want to help out the community and 1202 01:00:39.159 --> 01:00:40.400 uh and take care of our people. 1203 01:00:40.760 --> 01:00:42.280 So that's one hundred percent free. 1204 01:00:42.320 --> 01:00:46.039 What number three oh three, seven, one nine, six four 1205 01:00:46.280 --> 01:00:48.679 zero zero. Now for the rest of us that aren't 1206 01:00:48.800 --> 01:00:50.840 over eighty, yeah, ninety nine bucks. 1207 01:00:50.880 --> 01:00:53.639 So if you're not over eighty, we're also running this 1208 01:00:53.800 --> 01:00:56.599 deal just for today, and it's ninety nine dollars. 1209 01:00:56.679 --> 01:00:57.039 That's it. 1210 01:00:57.199 --> 01:01:00.679 It's a smoking deal. It's normally two hundred ninety nine 1211 01:01:00.760 --> 01:01:03.559 bucks for one story and three ninety nine for two story. 1212 01:01:04.000 --> 01:01:06.199 So you're gonna do ninety nine no matter what. Or 1213 01:01:06.280 --> 01:01:08.079 is it ninety nine and one ninety nine? 1214 01:01:08.519 --> 01:01:10.679 No, So ninety nine dollars for any house. 1215 01:01:10.840 --> 01:01:13.079 Oh, you're not gonna You can't beat that. And you guys, 1216 01:01:13.559 --> 01:01:15.880 it's not like one guy comes out there when you 1217 01:01:16.000 --> 01:01:17.000 guys have done our house. 1218 01:01:17.079 --> 01:01:17.840 It's like a crew. 1219 01:01:18.079 --> 01:01:20.519 Yeah, they come out there and they hit every single 1220 01:01:20.599 --> 01:01:22.760 gut or they even take the hoses and I've watched 1221 01:01:22.800 --> 01:01:25.400 them do it. They take the hoses, fire them up, 1222 01:01:25.639 --> 01:01:28.280 and then put them down that down spout to make 1223 01:01:28.320 --> 01:01:29.679 sure everything's cleaned. 1224 01:01:30.000 --> 01:01:32.480 Yeah, we want it all the way out, blast everything 1225 01:01:32.519 --> 01:01:34.559 out and you know, when we're out there, we're gonna 1226 01:01:34.559 --> 01:01:36.760 be looking for some stuff, you know, if there's any 1227 01:01:36.880 --> 01:01:39.360 issues with your roof, or you'll do a few inspect 1228 01:01:39.440 --> 01:01:41.880 You're the free honest inspection, you know, tell you, hey, 1229 01:01:42.239 --> 01:01:44.519 you have these issues. If you'd like to do something 1230 01:01:44.559 --> 01:01:46.639 about it, awesome, we'll take care of you. If not, 1231 01:01:46.840 --> 01:01:49.480 Rich totally understand. Yeah, so we're gonna go out there 1232 01:01:49.519 --> 01:01:51.480 and really just you know, do the best job we 1233 01:01:51.559 --> 01:01:53.239 can possibly and take care of our people. 1234 01:01:53.679 --> 01:01:56.719 We Hey, Henry, you had said seven sixty four hundred 1235 01:01:56.800 --> 01:01:59.960 is it seven six one sixty four hundred correct? 1236 01:02:00.239 --> 01:02:04.360 Seven sixty four yepkay once again, three oh three seven 1237 01:02:04.559 --> 01:02:07.679 six one sixty four zero zero. And here's the bottom line. 1238 01:02:07.719 --> 01:02:10.840 If you're over eighty, the first five is one hundred 1239 01:02:10.840 --> 01:02:11.480 percent free. 1240 01:02:11.679 --> 01:02:13.280 First five one hundred percent free. 1241 01:02:13.480 --> 01:02:16.280 Just get out there and get it done. But he said, no, 1242 01:02:16.400 --> 01:02:19.119 kid's calling. I mean, here's the bottom line. Excel doesn't 1243 01:02:19.159 --> 01:02:22.119 want people eighty years old up on their roof. I 1244 01:02:22.199 --> 01:02:25.320 mean really, that's kind of what it comes down to here. Yeah, 1245 01:02:25.360 --> 01:02:28.000 it's a seven handler gutters clean forever. What a great 1246 01:02:28.199 --> 01:02:28.760 free gift. 1247 01:02:29.159 --> 01:02:30.719 Absolutely, I mean really, And. 1248 01:02:30.800 --> 01:02:33.679 Then if you're under eighty or own a house basically 1249 01:02:33.880 --> 01:02:36.440 uh ninety nine bucks and they'll come out and clean it. 1250 01:02:36.559 --> 01:02:39.360 I have you guys out, no kidding, no kidding, Henry 1251 01:02:39.440 --> 01:02:41.400 twice a year to do my gutters. I wait till 1252 01:02:41.440 --> 01:02:44.480 the snow's done, so generally right after April and then 1253 01:02:44.599 --> 01:02:47.599 generally right around December. Go ahead, yeah, and then does 1254 01:02:47.719 --> 01:02:50.559 one other thing for all the listeners. We are actually 1255 01:02:50.679 --> 01:02:53.079 looking for one veteran in need of a roof, and 1256 01:02:53.199 --> 01:02:55.519 we try to give back to the community every year. 1257 01:02:55.840 --> 01:02:58.840 We recently fig uh we finished up a development in 1258 01:02:58.960 --> 01:03:01.639 Denver with how it out for Humanity. We built some 1259 01:03:01.800 --> 01:03:04.800 eyes new construction homes for people that were in need. 1260 01:03:05.320 --> 01:03:08.760 And currently we're looking for one veteran that is really 1261 01:03:08.840 --> 01:03:10.480 in need of a new roof and we will come 1262 01:03:10.519 --> 01:03:13.079 out there and do the installation, provide the materials, and 1263 01:03:13.159 --> 01:03:14.719 take care of the person for free. 1264 01:03:15.199 --> 01:03:16.760 This is just one person. 1265 01:03:16.920 --> 01:03:19.199 So if you call our office three oh three seven 1266 01:03:19.280 --> 01:03:22.920 sixty one sixty four zero zero, explain their situation, we 1267 01:03:22.920 --> 01:03:25.679 will take notes and we will do a drawing at 1268 01:03:25.719 --> 01:03:28.119 some point and move forward that project. 1269 01:03:28.320 --> 01:03:30.480 So a million years ago, or it feels like it, 1270 01:03:30.719 --> 01:03:35.039 at least thirty years ago. Henry I was in with 1271 01:03:35.239 --> 01:03:36.559 a guy named Peter Boyles. 1272 01:03:36.800 --> 01:03:36.960 Yep. 1273 01:03:37.239 --> 01:03:40.840 I think your dad used to advertise with them. I 1274 01:03:40.880 --> 01:03:43.559 don't remember, but I used to advertise heavily. And I 1275 01:03:43.800 --> 01:03:46.639 was doing a computer show on the weekends. So one 1276 01:03:46.679 --> 01:03:48.280 of the things I had to do was sit in 1277 01:03:48.480 --> 01:03:51.280 with a host to learn not to say the F 1278 01:03:51.400 --> 01:03:53.320 word and what to do and what not to do 1279 01:03:53.440 --> 01:03:56.159 on the air. So I sat in with Peter and 1280 01:03:56.280 --> 01:03:58.199 I was on with Tom Beck then too. But guess 1281 01:03:58.239 --> 01:04:01.119 who came into studio one day and I sat right 1282 01:04:01.239 --> 01:04:03.239 next to him as close as me and deputy doc 1283 01:04:04.119 --> 01:04:07.639 one of the main people with Habitat for Humanity, and 1284 01:04:07.840 --> 01:04:09.840 he was a president of the United States. 1285 01:04:09.920 --> 01:04:12.719 Do you know who it was? You know, I'm just 1286 01:04:12.960 --> 01:04:13.360 not sure. 1287 01:04:13.800 --> 01:04:17.639 Jimmy Carter, Oh wow, Yeah, he passed away not actually 1288 01:04:17.760 --> 01:04:20.039 not too long ago. But I got to sit there 1289 01:04:20.079 --> 01:04:23.039 and he was in town literally building houses. So when 1290 01:04:23.079 --> 01:04:25.480 you said Habitat for Humanity, it made me think of 1291 01:04:25.519 --> 01:04:27.840 that and what the nicest guy. A lot of people 1292 01:04:27.920 --> 01:04:30.880 say he wasn't a great president. I was very young. 1293 01:04:30.960 --> 01:04:33.119 I mean I was born in seventy two. Don't you 1294 01:04:33.239 --> 01:04:37.920 remember what years he was president? But his inauguration you 1295 01:04:38.039 --> 01:04:40.199 went to his inaugurator. I was in medical school in 1296 01:04:40.360 --> 01:04:42.920 DC at the time. He was such a nice guy, 1297 01:04:43.280 --> 01:04:45.920 and this was probably twenty thirty years ago. So Doc, 1298 01:04:46.000 --> 01:04:48.000 he wanted a cup of coffee. I've told this story 1299 01:04:48.039 --> 01:04:50.920 a couple of times and time's going, oh no, no, 1300 01:04:51.079 --> 01:04:53.719 not another story. But listen, I'm sitting next to the 1301 01:04:53.920 --> 01:04:57.920 president and secret service is out. There's only one guy, 1302 01:04:58.039 --> 01:05:00.519 you know, he's ex president if you will, or former, 1303 01:05:01.079 --> 01:05:05.599 and he wants a cup of coffee. And we had 1304 01:05:05.639 --> 01:05:08.079 a coffee room just like we do here. So I 1305 01:05:08.199 --> 01:05:09.880 go in to get him a cup of coffee. There 1306 01:05:10.000 --> 01:05:13.599 isn't one coffee cup anywhere, not one freaking coffee cup, 1307 01:05:14.079 --> 01:05:17.559 not a mug, nothing, So I go, oh, man, I 1308 01:05:17.639 --> 01:05:19.559 gotta get him some. So I'm going to run down 1309 01:05:20.199 --> 01:05:23.000 to the very bottom floor. This was at thirteenth in 1310 01:05:23.079 --> 01:05:26.000 Lawrence downtown, on the top floor, so you got to 1311 01:05:26.039 --> 01:05:28.880 take the elevator down twenty thirty floors whatever it was. 1312 01:05:29.079 --> 01:05:31.400 And there was a coffee cart in the lobby. So 1313 01:05:32.199 --> 01:05:34.440 I'm already going, Okay, I gotta go do this. I'm 1314 01:05:34.480 --> 01:05:36.079 not going to go back in there and not bring 1315 01:05:36.199 --> 01:05:40.239 coffee no matter what. So as I decided to get 1316 01:05:40.280 --> 01:05:42.880 on the elevator, I stopped to use a restroom. As 1317 01:05:42.960 --> 01:05:46.719 I'm standing up using the restroom, I look down and 1318 01:05:46.920 --> 01:05:50.960 in the corner is a coffee cup a coffee mug. 1319 01:05:51.639 --> 01:05:54.800 So I'm going, hmm, what do I do here? So 1320 01:05:54.880 --> 01:05:58.199 I grabbed the coffee mug under the urinal and I 1321 01:05:58.320 --> 01:06:01.079 cleaned the living hell out of it. I use soap. 1322 01:06:01.280 --> 01:06:03.920 I cleaned that thing. I would have drank out of it. 1323 01:06:04.079 --> 01:06:06.519 I would have eaten off of it, you name it, 1324 01:06:06.639 --> 01:06:08.599 I would have done it. I cleaned it that good. 1325 01:06:08.800 --> 01:06:10.480 And then I filled it up with coffee, and I 1326 01:06:10.599 --> 01:06:13.599 went back in and I said, here you are, mister President, and. 1327 01:06:14.039 --> 01:06:15.239 More proof there is a god. 1328 01:06:15.519 --> 01:06:18.239 Gave him the coffee, and sure enough he drank the coffee. 1329 01:06:18.239 --> 01:06:20.880 And I just always thought to myself, oh my god, 1330 01:06:21.320 --> 01:06:22.800 did I really just do that? 1331 01:06:23.480 --> 01:06:25.599 I mean, it's nuts. He was a nice guy though, 1332 01:06:25.679 --> 01:06:26.119 really was. 1333 01:06:26.280 --> 01:06:29.679 All right, folks, listen, Jerry and Jerry, you guys will 1334 01:06:29.719 --> 01:06:32.079 be up after this three oh three seven one three 1335 01:06:32.159 --> 01:06:33.800 eight two five five three oh three. 1336 01:06:33.880 --> 01:06:40.639 Martino will be right back. Go with a sure thing. 1337 01:06:40.760 --> 01:06:44.079 Denver's best roofer Excel roofing dot com. You don't pay 1338 01:06:44.119 --> 01:06:50.199 a cent until you're content. Time for an insurance check 1339 01:06:50.280 --> 01:06:54.119 up free, no obligation. In comparison, call Compass Insurance paying 1340 01:06:54.199 --> 01:06:57.199 too much your coverage at dozens of insurance companies find 1341 01:06:57.239 --> 01:06:59.559 out now three oh three seven seven to one. Help 1342 01:06:59.679 --> 01:07:02.159 you'll I think you're his only customer when you choose 1343 01:07:02.199 --> 01:07:04.639 Frank durand the real estate man dot com to list 1344 01:07:04.719 --> 01:07:07.800 your home with Remax Alliance three oh three nine two 1345 01:07:07.880 --> 01:07:09.320 zero sixteen twenty two. 1346 01:07:13.000 --> 01:07:16.800 A KI three zero three seven one three eight two 1347 01:07:17.039 --> 01:07:20.239 five five three oh three Martino, you've been ripped off 1348 01:07:20.320 --> 01:07:22.400 or taking advantage of We want to hear from you. Hey, 1349 01:07:23.440 --> 01:07:26.400 I had a question on our YouTube Mark, isn't okay 1350 01:07:26.440 --> 01:07:28.599 to have three tires in match and one that doesn't. 1351 01:07:29.079 --> 01:07:32.079 It depends, Jake. It really depends. 1352 01:07:32.199 --> 01:07:32.360 Man. 1353 01:07:32.440 --> 01:07:35.000 If you have like an all wheel drive Subaru or. 1354 01:07:35.079 --> 01:07:39.920 Something with a transfer case, if the tires aren't very 1355 01:07:40.000 --> 01:07:43.159 close in tread, you can actually do damage to that 1356 01:07:43.320 --> 01:07:46.280 transfer case. Now, if it's a rear wheel drive or 1357 01:07:46.320 --> 01:07:49.039 front wheel drive, there's not going to be any problem 1358 01:07:49.079 --> 01:07:49.360 at all. 1359 01:07:49.599 --> 01:07:51.400 I'm kind of curious on the Tesla. 1360 01:07:51.880 --> 01:07:54.880 On anything that's electric, I don't think it would matter 1361 01:07:55.480 --> 01:07:57.719 as much at all for wear and tear. 1362 01:07:57.800 --> 01:08:00.559 It might, but really, if you have an all wheel. 1363 01:08:00.360 --> 01:08:04.480 Drive car, A lot of places like Discount Tire, Walmart, Goodyear, Firestone, 1364 01:08:04.880 --> 01:08:05.960 they will not even do. 1365 01:08:06.039 --> 01:08:07.719 A mismatch one. And I'll tell you why. 1366 01:08:08.320 --> 01:08:10.760 I've had people back in the day argue with me, 1367 01:08:11.320 --> 01:08:13.800 and Goodyear basically told us this is going back to 1368 01:08:13.920 --> 01:08:17.359 like twenty ten. Simply don't do it. If it's an 1369 01:08:17.439 --> 01:08:21.720 all wheel drive vehicle, simply do not do it. And 1370 01:08:21.920 --> 01:08:26.239 the reason was Goodyear Corporate apparently got talked into doing 1371 01:08:26.279 --> 01:08:28.960 it over the years by numerous people. One of them 1372 01:08:29.079 --> 01:08:33.159 lost a transfer case, sued Goodyear and they actually won 1373 01:08:33.279 --> 01:08:37.600 in court. And if I recall basically the judge's philosophy 1374 01:08:37.680 --> 01:08:41.319 on it was this, the tire expert did it. The 1375 01:08:41.479 --> 01:08:45.720 person that had the flat tire did not know any better, 1376 01:08:45.880 --> 01:08:49.359 did not realize it could damage something. So Goodyear put 1377 01:08:49.439 --> 01:08:52.319 out something for all the corporate stores, and most of 1378 01:08:52.439 --> 01:08:55.000 US dealers did the same thing. We just simply wouldn't 1379 01:08:55.000 --> 01:08:56.920 do it anymore. But if it was just a front 1380 01:08:56.960 --> 01:09:00.439 wheel drive Honda Civic or a real wheel drive or not, 1381 01:09:00.680 --> 01:09:03.319 or whatever it was, it wouldn't matter. So that, my friend, 1382 01:09:03.439 --> 01:09:06.600 is the answer. Now let's go to who's on one? 1383 01:09:06.640 --> 01:09:08.560 I got two lines open three oh three seven one 1384 01:09:08.640 --> 01:09:09.399 three eight. 1385 01:09:09.319 --> 01:09:12.720 Two five five. Jerry, what's your question on life insurance? 1386 01:09:15.920 --> 01:09:17.119 You guys do a great job. 1387 01:09:17.600 --> 01:09:17.880 Thank you. 1388 01:09:19.760 --> 01:09:22.840 My wife has a life insurance policy. I'm the beneficiary. 1389 01:09:23.439 --> 01:09:27.039 He's had it for fifteen years. We have no other 1390 01:09:27.520 --> 01:09:29.800 need for it now that we use it as a 1391 01:09:29.880 --> 01:09:33.279 semi to protect our investments for our house. Can I 1392 01:09:34.239 --> 01:09:37.359 it's a whole life in church? Can I sell that? 1393 01:09:37.640 --> 01:09:39.239 Or do I have to call the company and see 1394 01:09:39.239 --> 01:09:40.439 if it has a cash value? 1395 01:09:40.920 --> 01:09:46.119 Well, a couple questions. How much is the policy for. 1396 01:09:47.439 --> 01:09:48.399 Two hundred thousand? 1397 01:09:48.880 --> 01:09:50.560 And how long have you guys had it? 1398 01:09:51.720 --> 01:09:52.520 Fifteen years? 1399 01:09:53.199 --> 01:09:55.279 And how much does it run you about each year? 1400 01:09:56.840 --> 01:09:59.720 I've tried around six hundred dollars. 1401 01:10:00.680 --> 01:10:02.840 Well, I don't know why you'd get rid of it. 1402 01:10:03.039 --> 01:10:04.239 Why would you get rid of it? 1403 01:10:04.359 --> 01:10:06.800 I mean, if it's if it's two hundred thousand, there's 1404 01:10:06.840 --> 01:10:09.720 companies out there that could very well buy it, but 1405 01:10:10.119 --> 01:10:12.479 I don't know what they I don't know what the 1406 01:10:12.640 --> 01:10:15.600 benefit is. And then what is the at the max 1407 01:10:15.720 --> 01:10:17.760 term on it? Did you say fifteen years? 1408 01:10:18.800 --> 01:10:20.840 No, I've had it for fifteen years. 1409 01:10:21.159 --> 01:10:23.199 And how long does it stay at that six hundred 1410 01:10:23.239 --> 01:10:25.840 dollar range. I mean, is it like a thirty year policy. 1411 01:10:27.319 --> 01:10:30.560 No, it's for life, and it'll stay that way for 1412 01:10:31.840 --> 01:10:35.039 you know, I take ten years younger than I am, 1413 01:10:35.119 --> 01:10:38.479 and the chances are I'll die before she will. Yeah, 1414 01:10:38.680 --> 01:10:42.199 and we could use the you know cas to do 1415 01:10:42.359 --> 01:10:43.000 some other thing. 1416 01:10:43.479 --> 01:10:45.239 Well, how much cash have you built in it? 1417 01:10:46.720 --> 01:10:48.880 Well, that's not a don't like does it have a 1418 01:10:48.960 --> 01:10:50.720 cash value? I need to check for sure. 1419 01:10:51.359 --> 01:10:55.039 Well, I would assume if if it's whole life, I mean, yeah, 1420 01:10:55.640 --> 01:10:58.279 you it does have a cash value, but you have 1421 01:10:58.399 --> 01:10:59.159 no idea. 1422 01:10:59.000 --> 01:10:59.560 What that is. 1423 01:11:00.479 --> 01:11:01.960 You know, I don't. 1424 01:11:02.079 --> 01:11:05.600 I can find out for sure, but I but I don't. 1425 01:11:05.920 --> 01:11:08.680 Yeah, I don't think I would stop paying the six 1426 01:11:08.800 --> 01:11:11.359 hundred bucks right now to you figure out how much 1427 01:11:11.399 --> 01:11:13.079 you have put in there and how much it is 1428 01:11:13.199 --> 01:11:14.880 built up, and then you. 1429 01:11:14.960 --> 01:11:17.239 Know, if I could sell it to a company with 1430 01:11:17.319 --> 01:11:18.960 a buy insurance like this, I. 1431 01:11:19.000 --> 01:11:21.600 Don't know if they would buy. I honestly don't know 1432 01:11:21.640 --> 01:11:22.319 if they'd buy a. 1433 01:11:22.760 --> 01:11:24.800 Company that do it. It's called biaticles. 1434 01:11:24.960 --> 01:11:27.159 Yeah, but a lot of times when you have something 1435 01:11:27.239 --> 01:11:28.960 that you can cash out of like. 1436 01:11:29.079 --> 01:11:31.520 This, well, no, if it has no cash value, but 1437 01:11:31.640 --> 01:11:32.239 it's going to have. 1438 01:11:32.439 --> 01:11:34.760 I would assume it has the cash value. 1439 01:11:34.880 --> 01:11:36.920 Would Joe Keihano know something about this? 1440 01:11:37.359 --> 01:11:38.640 Joe would definitely know on it. 1441 01:11:38.880 --> 01:11:41.720 In fact, he would probably know someone that could and 1442 01:11:41.840 --> 01:11:45.239 that actually buys him. Hold on, man, that's a good idea, Suzanne. 1443 01:11:45.319 --> 01:11:47.880 Let's get Joe on and see if there is any value. 1444 01:11:47.920 --> 01:11:50.239 But one of the things you really need to do 1445 01:11:50.439 --> 01:11:53.720 in order to make the decision, Jerry, is you got 1446 01:11:53.840 --> 01:11:56.640 to figure out what the value of that policy is. 1447 01:11:57.840 --> 01:12:00.600 Right I believe that, yeah, yeah, But hold let's. 1448 01:12:00.439 --> 01:12:04.319 Ask Jill just in general, what the value possibly could 1449 01:12:04.359 --> 01:12:07.520 be after fifteen years. All right, three zero three seven one, 1450 01:12:07.560 --> 01:12:11.000 three eight, two five five two lines open three zero three. 1451 01:12:11.119 --> 01:12:15.119 Martina will get her expert on Joe Chiano right after this. 1452 01:12:29.399 --> 01:12:32.680 Go with a sure thing Denver's Best roofer Excel Roofing 1453 01:12:32.760 --> 01:12:35.479 dot com. You don't pay a cent until you're contenth 1454 01:12:38.800 --> 01:12:42.319 time for an insurance checkup free no obligation comparison call 1455 01:12:42.439 --> 01:12:45.720 Compass insurance paying too much your coverage at dozens of 1456 01:12:45.800 --> 01:12:48.720 insurance companies find out now three oh three seven seven 1457 01:12:48.840 --> 01:12:51.600 one help. You'll think you're his only customer when you 1458 01:12:51.680 --> 01:12:54.119 choose Frank durand the Real estate Man dot com to 1459 01:12:54.239 --> 01:12:57.399 list your home with Remax Alliance three oh three nine 1460 01:12:57.439 --> 01:13:05.399 two zero sixteen twenty two, Ripped Up. 1461 01:13:06.920 --> 01:13:07.199 News. 1462 01:13:08.159 --> 01:13:10.079 You need advice? Who you don't help? 1463 01:13:12.600 --> 01:13:14.560 Run anxious as fast as we can. 1464 01:13:15.399 --> 01:13:22.159 Shooter's gonna help coming. This is the Troubleshooter Show. No 1465 01:13:22.760 --> 01:13:25.439 Tom Martinez, Welcome my friends to the only show of 1466 01:13:25.560 --> 01:13:25.760 is Can. 1467 01:13:25.800 --> 01:13:29.159 We're here to solve problems, answer questions, take complaints. Our 1468 01:13:29.239 --> 01:13:31.159 goals will make your life a little bit better if 1469 01:13:31.199 --> 01:13:33.279 you've been ripped off or taking advantage of That's what 1470 01:13:33.439 --> 01:13:36.560 we love doing. We love exposing the bad guys out there. Honestly, 1471 01:13:36.680 --> 01:13:40.000 we have fun during the show. We dive into politics sometimes, 1472 01:13:40.079 --> 01:13:43.560 but honestly, we love helping people. If you need help, 1473 01:13:43.800 --> 01:13:47.399 maybe you just need some I don't know, advice from 1474 01:13:47.439 --> 01:13:50.000 an attorney. We've got plenty of attorneys at referral list 1475 01:13:50.079 --> 01:13:51.840 dot com that come on the air and give free 1476 01:13:51.920 --> 01:13:55.399 legal advice. We've got great contractors, like in studio with 1477 01:13:55.600 --> 01:13:58.840 us Henry Bretts. He's one of the owners of Excel 1478 01:13:59.000 --> 01:14:01.560 Roofing and they have a great special we're going to 1479 01:14:01.600 --> 01:14:04.039 talk about. But here is the number. I got three 1480 01:14:04.159 --> 01:14:06.000 lines open. I'd love to hear from you. Three Oho 1481 01:14:06.039 --> 01:14:10.079 three seven one three eight two five five three zero 1482 01:14:10.279 --> 01:14:12.920 three Martino, I'm going to bring up one of our experts, 1483 01:14:13.199 --> 01:14:15.119 but I'm going to bring Jerry back up real quick. 1484 01:14:15.199 --> 01:14:17.439 He had a question on selling a whole life policy, 1485 01:14:17.960 --> 01:14:21.119 and Jerry, I, just before we go to the expert, 1486 01:14:21.199 --> 01:14:23.600 I thought about it, durn break. I doubt there's a 1487 01:14:23.760 --> 01:14:26.159 market for it, and I have no idea what your 1488 01:14:26.279 --> 01:14:28.359 surrender fee would be. But I am going to bring 1489 01:14:28.520 --> 01:14:34.039 up Joe Keiano from my moneymweight dot com. Hey, Joe, 1490 01:14:34.159 --> 01:14:36.560 let me ask you this. We know if you have 1491 01:14:36.760 --> 01:14:41.479 a high enough term policy of life insurance, that there 1492 01:14:41.560 --> 01:14:43.479 is a market out there to sell it. I mean 1493 01:14:43.560 --> 01:14:47.039 there definitely is. How much they usually sell for maybe 1494 01:14:47.119 --> 01:14:49.479 you can shed light on I don't know, but when 1495 01:14:49.560 --> 01:14:54.600 it comes to whole life insurance, I mean I don't 1496 01:14:54.640 --> 01:14:57.600 know will there be what's the. 1497 01:14:57.600 --> 01:14:59.960 Difference between whole life and term life? Could you explain? 1498 01:15:00.000 --> 01:15:00.159 Can that? 1499 01:15:00.199 --> 01:15:00.479 Please? 1500 01:15:00.640 --> 01:15:00.800 Well? 1501 01:15:00.880 --> 01:15:02.920 Term life you lock in for a period of time, 1502 01:15:03.119 --> 01:15:05.000 like I think Susannah and I did, what do we 1503 01:15:05.119 --> 01:15:05.920 do thirty years? 1504 01:15:06.119 --> 01:15:08.199 I think so we have paid I. 1505 01:15:08.239 --> 01:15:10.880 Think eight hundred a month or I'm sorry, eight hundred 1506 01:15:10.920 --> 01:15:15.000 a year and we're probably fifteen twenty years into it, 1507 01:15:15.359 --> 01:15:18.319 so that premium will never change. But at the end 1508 01:15:18.399 --> 01:15:22.119 of thirty years, if I don't die, that's it. There's 1509 01:15:22.199 --> 01:15:25.600 no benefit. So term is based upon the term. Whole 1510 01:15:25.680 --> 01:15:29.560 life generally grows with the premiums you put in, and 1511 01:15:29.680 --> 01:15:32.039 the premiums are generally a bit higher. But there's a 1512 01:15:32.159 --> 01:15:35.680 cash value. But I started thinking over the break, there's 1513 01:15:35.840 --> 01:15:38.039 generally a surrender fee if you want to get to 1514 01:15:38.079 --> 01:15:40.439 the cash. Hey hey, Joe, what do you know about 1515 01:15:41.920 --> 01:15:43.359 our Jordan the whole life? 1516 01:15:43.439 --> 01:15:46.640 Yeah, yeah, definitely, So to your point, yeah, whole life 1517 01:15:46.680 --> 01:15:50.520 builds equity and a lot of them don't have surrender charges. 1518 01:15:50.560 --> 01:15:53.319 They don't have surrender charges. Universal life is what you're 1519 01:15:53.359 --> 01:15:56.119 thinking of, had surrender charge. I got you, so whole 1520 01:15:56.199 --> 01:16:00.439 life in this case, you know, selling the policy, you know, 1521 01:16:01.359 --> 01:16:04.119 that really is a very odd market for that. I 1522 01:16:04.159 --> 01:16:08.239 don't think it's as available in today's world, I would. 1523 01:16:08.039 --> 01:16:09.319 Say, as compared to term. 1524 01:16:09.640 --> 01:16:12.359 He's an eighties yeah for term. But with whole life, 1525 01:16:12.399 --> 01:16:14.399 if you're to sell it, you know, basically what happens 1526 01:16:14.479 --> 01:16:17.800 is whatever the cash value is in the policy, the 1527 01:16:18.479 --> 01:16:22.439 client will receive that cash value minus any loans. You know, 1528 01:16:22.479 --> 01:16:24.399 if there was any money that was borrowed out against 1529 01:16:24.479 --> 01:16:27.159 it or used to pay for the premium, you know, 1530 01:16:27.279 --> 01:16:29.720 then that gets minused off the cash value. But otherwise, 1531 01:16:29.760 --> 01:16:32.079 when somebody cash is out a whole life, they get 1532 01:16:32.159 --> 01:16:34.079 that cash value whatever is built up. 1533 01:16:34.199 --> 01:16:36.680 Why would you in any term, sand I mean, think 1534 01:16:36.680 --> 01:16:40.520 about it, why would anybody sell a whole or even 1535 01:16:40.560 --> 01:16:41.840 a universal life. 1536 01:16:41.640 --> 01:16:44.520 Policy because you could cash out of it. 1537 01:16:44.640 --> 01:16:47.720 I mean, and no one's going to offer you more 1538 01:16:47.800 --> 01:16:50.600 than what the value of the policy is, unless if 1539 01:16:50.680 --> 01:16:54.640 they're if they become maybe the beneficiary, like let's say 1540 01:16:54.680 --> 01:16:58.000 you've got some kind of terminal cancer, but that still 1541 01:16:58.079 --> 01:17:00.920 seems weird when there's a cash value you to the policy. 1542 01:17:01.680 --> 01:17:03.680 Yeah, and to your point, you know, it's hard to 1543 01:17:04.359 --> 01:17:08.760 make beneficiaries outside of immediate family or business. 1544 01:17:09.079 --> 01:17:11.600 You got to have an interest generally, you got. 1545 01:17:11.479 --> 01:17:14.319 It an interest, insurable interest. So for your point, if 1546 01:17:14.359 --> 01:17:16.960 somebody was maybe not able to pay for the premium 1547 01:17:17.279 --> 01:17:20.239 on the policy, they have a provision called a paid 1548 01:17:20.319 --> 01:17:23.560 up option. Paid up and so if somebody wanted to 1549 01:17:23.760 --> 01:17:26.800 keep the policy, keep the cash value and keep whatever 1550 01:17:27.000 --> 01:17:29.199 death benefits built up in there, they need to do 1551 01:17:29.279 --> 01:17:31.640 a paid up option. That way they get the best 1552 01:17:31.680 --> 01:17:33.920 of both worlds, where they still keep their death benefit 1553 01:17:34.000 --> 01:17:36.199 for the rest of their life on the whole life policy, 1554 01:17:36.640 --> 01:17:39.039 and they also have that cash that continues to grow, 1555 01:17:40.039 --> 01:17:42.159 very much like our policies, and they could still use it. 1556 01:17:42.319 --> 01:17:45.760 So that's usually the most used option. If somebody's looking 1557 01:17:45.840 --> 01:17:47.520 to sell or cash out, they do what's called a 1558 01:17:47.600 --> 01:17:49.640 paid up option, so they still get to keep their 1559 01:17:49.680 --> 01:17:52.600 death benefit and just not pay any more premiums. 1560 01:17:52.760 --> 01:17:55.039 So Jerry said he's been paying end to this whole 1561 01:17:55.159 --> 01:17:59.319 life policy for what about fifteen years? Jerry, that's correct, 1562 01:18:00.000 --> 01:18:04.479 about six hundred bucks a year, Okay. So I'm just 1563 01:18:04.560 --> 01:18:07.079 trying to figure out just a total guestimate. I mean, 1564 01:18:07.199 --> 01:18:08.920 that's not a lot of money sitting there. 1565 01:18:09.159 --> 01:18:11.520 No, it probably wouldn't be a whole a whole bunch 1566 01:18:11.560 --> 01:18:12.880 of cash value, I mean, if you look at it 1567 01:18:12.960 --> 01:18:13.239 that way. 1568 01:18:13.359 --> 01:18:16.239 But the death benefit, he said, is a quarter million dollars. 1569 01:18:17.760 --> 01:18:18.000 Huh. 1570 01:18:18.279 --> 01:18:20.319 I wonder if you and is it term or the 1571 01:18:20.399 --> 01:18:20.840 whole life? 1572 01:18:20.880 --> 01:18:22.960 Do we know for sure it's a whole life. I'm 1573 01:18:22.960 --> 01:18:24.680 pretty sure yeah, it is a whole life. 1574 01:18:24.760 --> 01:18:28.479 Yes, okay, yeah, I mean if as how old are 1575 01:18:28.479 --> 01:18:28.880 you right now? 1576 01:18:28.960 --> 01:18:29.199 Jerry? 1577 01:18:30.279 --> 01:18:32.079 I'm maybe and my wife is seventy. 1578 01:18:33.079 --> 01:18:34.600 Is it on both of you or just you? 1579 01:18:34.840 --> 01:18:35.119 Jerry? 1580 01:18:35.680 --> 01:18:37.479 Yes, her, yeah, just her? 1581 01:18:37.680 --> 01:18:40.439 I got you, Oh, just her, Okay, yes, I mean 1582 01:18:40.520 --> 01:18:43.039 so there there wouldn't be maybe a whole bunch of 1583 01:18:43.119 --> 01:18:44.800 cash value. But Jerry, you might want to call it 1584 01:18:45.159 --> 01:18:48.119 the company and just verify those kind of options I mentioned, 1585 01:18:48.119 --> 01:18:50.960 which is first ask what the cash value is, Yeah, 1586 01:18:51.079 --> 01:18:54.800 make your life, and then and then basically see, you know, 1587 01:18:54.920 --> 01:18:56.880 maybe it's a couple of thousand. I mean, if you've 1588 01:18:56.880 --> 01:18:59.640 been paying fifteen years and six hundred, you got to 1589 01:18:59.720 --> 01:19:01.560 kind of do the math there. It's probably no more 1590 01:19:01.640 --> 01:19:04.119 than you know, four or five thousand, I would say 1591 01:19:04.239 --> 01:19:07.000 is probably the most, but you you'll get a better 1592 01:19:07.119 --> 01:19:09.640 number from them. And then also if it's something that 1593 01:19:09.760 --> 01:19:11.840 you guys are looking at just kind of having the 1594 01:19:11.920 --> 01:19:14.159 cash but you don't want to pay the premium anymore, 1595 01:19:14.840 --> 01:19:16.760 you can surrender it and get the cash and leave 1596 01:19:16.800 --> 01:19:19.319 your death benefit with the company, or do that paid 1597 01:19:19.399 --> 01:19:22.199 up option the number three now something whole life insurance 1598 01:19:22.279 --> 01:19:22.840 is paid up. 1599 01:19:22.880 --> 01:19:25.560 Something I mean he could do if you have a deathbend. 1600 01:19:26.079 --> 01:19:29.359 Do you guys have kids? Jerry, No, oh, you have 1601 01:19:29.479 --> 01:19:31.800 no kids. I mean I don't even know, maybe they 1602 01:19:31.880 --> 01:19:33.960 should just take the cash value of it. 1603 01:19:34.079 --> 01:19:36.199 I mean, I don't know. I have no idea. 1604 01:19:36.319 --> 01:19:40.119 You're eighty shit seventy the policy is on her. I'd 1605 01:19:40.199 --> 01:19:43.520 call up see what the cash, see what it is, 1606 01:19:43.800 --> 01:19:44.960 how much you can get out of it? 1607 01:19:45.239 --> 01:19:47.560 So I have a question, are there are there people 1608 01:19:47.680 --> 01:19:50.479 that will buy the policy or in corporate you know, 1609 01:19:50.640 --> 01:19:54.439 companies that buy the policy and will wait and get 1610 01:19:54.520 --> 01:19:58.479 the two hundred thousand dollars on your on his wife's demise, 1611 01:19:58.840 --> 01:20:01.920 because like everybody else, at some point, she's going to die. 1612 01:20:02.399 --> 01:20:05.920 So if they have one hundred or two hundred policies, 1613 01:20:06.279 --> 01:20:08.880 it's almost like you know, when you buy c D. 1614 01:20:08.960 --> 01:20:11.520 I don't know if they allow that. How do we 1615 01:20:11.680 --> 01:20:12.880 find out that you. 1616 01:20:13.760 --> 01:20:16.399 Can't you change your beneficiary to anybody you want? 1617 01:20:16.760 --> 01:20:18.760 No, why not to anybody? 1618 01:20:19.119 --> 01:20:20.119 You can't? I don't know why. 1619 01:20:20.199 --> 01:20:23.359 It's the way they may well hold on hold on, Jordan, 1620 01:20:23.399 --> 01:20:25.560 I'll tell you why, Doc, Because then I could take 1621 01:20:25.600 --> 01:20:28.279 a policy out on you exactly, and you wouldn't even 1622 01:20:28.319 --> 01:20:31.000 know the policy was out there, and. 1623 01:20:31.800 --> 01:20:33.880 Then the mob would have a heyday. We'll put it 1624 01:20:33.920 --> 01:20:36.039 that way. If they can buy policies on anybody, and. 1625 01:20:36.039 --> 01:20:37.279 They can no, no, no not. 1626 01:20:37.439 --> 01:20:40.359 But if I if I have the policy, can't I 1627 01:20:40.479 --> 01:20:43.039 assign the beneficiary to anybody I choose? 1628 01:20:43.239 --> 01:20:44.199 I don't think you can. 1629 01:20:44.399 --> 01:20:45.199 That's different than. 1630 01:20:45.119 --> 01:20:48.319 What you're saying, though, Mark, you're saying it without my knowledge, 1631 01:20:48.680 --> 01:20:51.960 and I'm saying, Okay, I want the beneficiary to be X. 1632 01:20:52.560 --> 01:20:53.920 Don't I have that option? Right? 1633 01:20:54.640 --> 01:20:54.840 You do? 1634 01:20:55.239 --> 01:20:57.840 They want to still see that there's some ensurable interest 1635 01:20:57.960 --> 01:21:00.680 on that, because the thing is is you can put 1636 01:21:00.720 --> 01:21:03.720 beneficiaries as family members, whether they're blood or not off 1637 01:21:03.720 --> 01:21:06.359 but family members. You can do it for donations for that, 1638 01:21:06.520 --> 01:21:08.800 and you can also do it to banks or lending institutions. 1639 01:21:09.039 --> 01:21:12.199 Now what you're referring to, though, sometimes there was a 1640 01:21:12.640 --> 01:21:15.560 policy that you were able to sell most that I 1641 01:21:15.720 --> 01:21:17.079 know of, though, back in the eighties. 1642 01:21:17.680 --> 01:21:21.079 Say that again, they were almost a term policy. 1643 01:21:21.239 --> 01:21:21.399 Though. 1644 01:21:22.479 --> 01:21:24.520 Yeah, That's what I was going to say is sometimes 1645 01:21:24.760 --> 01:21:26.279 most of them would be the term, but I think 1646 01:21:26.319 --> 01:21:27.920 there were some whole life as well, just because of 1647 01:21:27.960 --> 01:21:30.359 the equity value. But the point would be is a 1648 01:21:30.439 --> 01:21:32.159 lot of them kind of got out of that because 1649 01:21:32.720 --> 01:21:35.279 it's a big waiting game. Number one and number two, 1650 01:21:35.640 --> 01:21:38.079 I think it's kind of frowned upon just because just 1651 01:21:38.159 --> 01:21:39.359 as you said, it's kind of they're waiting on the 1652 01:21:39.399 --> 01:21:41.680 demise of somebody passing and they're not going to pay 1653 01:21:41.720 --> 01:21:42.720 you out that death benefit. 1654 01:21:43.479 --> 01:21:45.800 Well, I know for a fact you can sell certain 1655 01:21:45.840 --> 01:21:48.800 life insurance policies. I mean, there's no doubt about it. 1656 01:21:48.920 --> 01:21:53.399 I don't know how they get around, you know, having 1657 01:21:53.720 --> 01:21:57.119 someone close to you having a true beneficiary. I mean, like, 1658 01:21:57.840 --> 01:21:59.880 for real, I can't just go out and take in 1659 01:22:00.000 --> 01:22:03.199 insurance out on anybody. And I understand what you're saying, Doc, 1660 01:22:03.319 --> 01:22:05.760 I mean it's it is different. You should be able 1661 01:22:05.840 --> 01:22:08.720 to decide who the beneficiary is, and I guess you can, 1662 01:22:09.199 --> 01:22:11.680 But I don't know technically how does that work when 1663 01:22:11.760 --> 01:22:14.359 you sell it, Like they start paying the premiums, you're 1664 01:22:14.439 --> 01:22:17.039 not going to be paying him anymore, right, So, like 1665 01:22:17.359 --> 01:22:18.199 is that okay to do? 1666 01:22:18.359 --> 01:22:20.159 I don't even have an idea. 1667 01:22:20.039 --> 01:22:21.319 Connect a reverse mortgage. 1668 01:22:21.479 --> 01:22:25.159 Could Walmart start buying policies all the time? I mean, 1669 01:22:25.239 --> 01:22:26.399 I just don't know. 1670 01:22:27.439 --> 01:22:29.520 They got in trouble for that. Actually, Walmart did get 1671 01:22:29.560 --> 01:22:31.319 in trouble for doing that. They're putting it on all 1672 01:22:31.439 --> 01:22:34.399 of their staffs, you know people, but usual businesses. It 1673 01:22:34.479 --> 01:22:37.439 can only do it for key man or key people employees. 1674 01:22:37.079 --> 01:22:39.880 Doing Yeah, key Man insurance. But that's like Tom and myself. 1675 01:22:39.960 --> 01:22:43.399 If something happens to him, I'll get money because I 1676 01:22:43.560 --> 01:22:46.880 need him, and vice versa. That's I mean, everybody gets 1677 01:22:46.960 --> 01:22:49.800 key Man insurance. But I don't think Jerry. Here's what 1678 01:22:49.880 --> 01:22:52.039 I would tell you, though, Man. I would call up 1679 01:22:52.079 --> 01:22:54.720 whoever issued the policy and figure out what the cast 1680 01:22:54.840 --> 01:22:58.439 value was, and I'd almost ask them, I mean, there 1681 01:22:58.560 --> 01:23:02.199 might be something in that post forget about if you 1682 01:23:02.359 --> 01:23:06.039 want to change the beneficiary to somebody outside of your wifer, 1683 01:23:06.319 --> 01:23:09.079 there might be something in the policy itself that says 1684 01:23:09.359 --> 01:23:10.880 you can't sell this policy. 1685 01:23:11.800 --> 01:23:14.039 You can't sell it for any kind of benefit like that. 1686 01:23:14.159 --> 01:23:17.239 Why would they care? I mean, if you have a polcause. 1687 01:23:16.680 --> 01:23:19.039 They wouldn't want to ultimately have to pay out on 1688 01:23:19.119 --> 01:23:20.560 every policy they ever did. 1689 01:23:21.079 --> 01:23:25.079 Well, if she passes away, they're gonna pay two hundred 1690 01:23:25.079 --> 01:23:27.279 thousand dollars two hundred and fifty, okay, whatever it is, 1691 01:23:29.159 --> 01:23:32.520 and if it's canceled, they're gonna get about fifteen thousand. Well, 1692 01:23:32.640 --> 01:23:36.000 but the point is, why would insurance company care who 1693 01:23:36.079 --> 01:23:36.600 the money is. 1694 01:23:36.720 --> 01:23:38.479 Being because they don't want to pay out the two 1695 01:23:38.560 --> 01:23:39.760 hundred and fifty thousand. 1696 01:23:39.880 --> 01:23:42.399 But they're gonna pay it to somebody when she passes no. 1697 01:23:42.800 --> 01:23:46.079 No, not if they cancel it. Oh if they can't it, Okay, 1698 01:23:46.319 --> 01:23:49.199 that's what I'm saying. They probably much rather get paid 1699 01:23:49.319 --> 01:23:52.520 for X amount of time and then, you know, get 1700 01:23:52.560 --> 01:23:57.000 to fifteen thousand dollars. I just I don't know, maybe, Doc, 1701 01:23:57.079 --> 01:23:59.079 I don't know. In fact, I would love to know 1702 01:23:59.159 --> 01:24:01.720 an expert in the Jordan. Do you know anybody that 1703 01:24:01.920 --> 01:24:04.119 might know the answers to some of these questions? 1704 01:24:04.359 --> 01:24:06.920 What the value of the whole life policy would be 1705 01:24:07.079 --> 01:24:09.640 on an open market? And can they have it on 1706 01:24:09.760 --> 01:24:12.279 the open market. I don't even know how they do it. 1707 01:24:12.399 --> 01:24:14.399 I just, honest to God, have no idea how they 1708 01:24:14.479 --> 01:24:17.319 do it. Why don't they sell everyone? 1709 01:24:17.479 --> 01:24:17.640 Then? 1710 01:24:18.159 --> 01:24:20.399 Why don't they right? 1711 01:24:20.479 --> 01:24:22.399 And that's something what I'll do is let me let 1712 01:24:22.479 --> 01:24:24.439 me refer to we have a team here and we 1713 01:24:24.520 --> 01:24:26.479 also you know, license insurance. 1714 01:24:26.119 --> 01:24:28.199 Equals, so let me just kind of ask ask around 1715 01:24:28.279 --> 01:24:29.000 and figure it out. 1716 01:24:29.079 --> 01:24:32.560 But his main question, Jerry, we're going to get your information. 1717 01:24:32.720 --> 01:24:35.039 If we get some better information for you, But Jerry, 1718 01:24:35.279 --> 01:24:37.159 what you really need to do is call the life 1719 01:24:37.239 --> 01:24:41.760 insurance people and see what the cash value is and 1720 01:24:41.880 --> 01:24:44.439 how much you would get, and then you just got 1721 01:24:44.600 --> 01:24:47.079 to determine, and we'll try to find out if there 1722 01:24:47.279 --> 01:24:50.000 is any way for you guys to sell it. I 1723 01:24:50.039 --> 01:24:52.920 would assume it's seventy years old, two hundred and fifty thousand, 1724 01:24:53.279 --> 01:24:55.520 and then how do these companies even value it? 1725 01:24:55.800 --> 01:24:58.399 What's the woman lived to now? Jordan? What's the average 1726 01:24:58.439 --> 01:24:59.039 you're in the biz? 1727 01:25:00.119 --> 01:25:00.520 What is it? 1728 01:25:00.960 --> 01:25:02.000 Eighty two two? 1729 01:25:02.079 --> 01:25:02.760 So eighty two? 1730 01:25:02.880 --> 01:25:05.199 You gotta figure if they get two hundred and fifty 1731 01:25:05.279 --> 01:25:08.479 thousand on average or an actuarial at eighty two years old, 1732 01:25:08.800 --> 01:25:10.079 what is that worth. 1733 01:25:09.920 --> 01:25:13.159 To them right now? Twenty thousand? Maybe? I mean, I 1734 01:25:13.279 --> 01:25:15.119 have no idea what that's worth right now. 1735 01:25:15.359 --> 01:25:19.079 You're talking twelve years of even five or six percent 1736 01:25:19.279 --> 01:25:21.920 interest or even looking at some annuities. 1737 01:25:22.319 --> 01:25:23.960 I don't even know what the value would be. 1738 01:25:24.119 --> 01:25:28.159 What's the calculation if there is a calculation, By the way, 1739 01:25:28.239 --> 01:25:31.319 that was Jordan Kiano. You can check those guys out 1740 01:25:31.359 --> 01:25:34.319 at my money my way dot com. I got to 1741 01:25:34.359 --> 01:25:37.239 take a break. Three zero three seven one three eight 1742 01:25:37.279 --> 01:25:40.039 two five five three oh three Martino, we want to 1743 01:25:40.079 --> 01:25:40.439 hear from you. 1744 01:25:45.560 --> 01:25:48.800 Go with a sure thing Denver's best roofer Excel roofing 1745 01:25:48.920 --> 01:25:49.359 dot com. 1746 01:25:49.520 --> 01:25:55.239 You don't pay a cent until you're content. Time for 1747 01:25:55.319 --> 01:25:58.439 an insurance check up free, no obligation. In comparison, call 1748 01:25:58.600 --> 01:26:02.359 Compass Insurance too much your coverage at dozens of insurance 1749 01:26:02.399 --> 01:26:04.920 companies find out now three all three seven seven to 1750 01:26:04.960 --> 01:26:07.720 one help. You'll think you're his only customer when you 1751 01:26:07.840 --> 01:26:10.239 choose Frank durand the real estate Man dot com to 1752 01:26:10.359 --> 01:26:13.520 list your home with Remax Alliance three all three nine 1753 01:26:13.560 --> 01:26:15.039 two zero sixteen twenty two. 1754 01:26:17.279 --> 01:26:19.720 All right, three zero three seven one three eight two 1755 01:26:19.800 --> 01:26:22.439 five five. Don't forget three zero three Martino. That number 1756 01:26:22.520 --> 01:26:25.760 works on and off the air. Help in troubleshooter dot com. 1757 01:26:26.079 --> 01:26:27.920 We love helping people. You need help. 1758 01:26:28.000 --> 01:26:30.279 Three zero three seven one three a two five five. 1759 01:26:30.479 --> 01:26:32.680 We got two open lines right now. I also want 1760 01:26:32.720 --> 01:26:35.720 to talk again to Henry. Henry, you said the uh 1761 01:26:35.880 --> 01:26:39.760 free gutter cleaning that's done. You got five of them 1762 01:26:40.520 --> 01:26:41.760 like instantly, didn't you? 1763 01:26:42.239 --> 01:26:44.720 Yes, Mark, So we had five people that called up 1764 01:26:44.800 --> 01:26:49.199 that are over eighty getting their homes gutters cleaned. Yep, 1765 01:26:49.319 --> 01:26:52.800 and the offer still stands. That smoking deal just ninety 1766 01:26:52.880 --> 01:26:55.920 nine dollars. We're normally that two ninety nine and three 1767 01:26:56.039 --> 01:26:59.199 ninety nine for two stories. But for everybody that calls 1768 01:26:59.279 --> 01:27:02.840 up today and mentions the Martino gutter cleaning special, it 1769 01:27:02.960 --> 01:27:04.319 is just ninety. 1770 01:27:04.159 --> 01:27:06.239 Nine dollars and you're not going to go wrong. I've 1771 01:27:06.279 --> 01:27:08.399 had it done. Anybody listening, I've had it done. 1772 01:27:08.479 --> 01:27:08.800 Probably. 1773 01:27:08.920 --> 01:27:11.560 I think you guys put on my roof maybe four 1774 01:27:11.640 --> 01:27:14.000 or five years ago somewhere along there, and I have 1775 01:27:14.159 --> 01:27:16.479 them out twice a year. And if you really do 1776 01:27:16.640 --> 01:27:19.279 the math, even at the normal price, my house would 1777 01:27:19.279 --> 01:27:22.840 be two ninety nine. Even at the normal price. If 1778 01:27:22.880 --> 01:27:25.560 you were thinking of getting some kind of leaf guard 1779 01:27:25.680 --> 01:27:27.840 or whatever. The different ones are at there, and there 1780 01:27:27.960 --> 01:27:30.039 is some good ones out there, but if you start 1781 01:27:30.199 --> 01:27:33.319 looking at the math, you can have your gutters clean 1782 01:27:33.520 --> 01:27:39.600 spotless every year for like fifteen years without ever coming 1783 01:27:39.720 --> 01:27:42.600 close to what some of those products would cost in general. 1784 01:27:42.840 --> 01:27:44.079 But you guys do a great job. 1785 01:27:44.159 --> 01:27:46.640 I was shocked. I mean they're generally up there, there's 1786 01:27:46.680 --> 01:27:48.640 what four or five guys A lot of times. 1787 01:27:49.000 --> 01:27:51.000 Yeah, we send a crew out there, and you know, 1788 01:27:51.119 --> 01:27:53.840 this is something that we really do to maintain our 1789 01:27:54.600 --> 01:27:56.960 roofs and our installs and take care of our customers. 1790 01:27:57.279 --> 01:27:58.920 Even at that two ninety nine is kind of a 1791 01:27:59.000 --> 01:28:01.640 lost leader. This is listened at lower ticket things that 1792 01:28:01.720 --> 01:28:05.039 we that we offer. This is not moneys ridiculously cheap, 1793 01:28:05.600 --> 01:28:08.279 and that's for today only. So three oh three seven 1794 01:28:08.399 --> 01:28:12.600 six one six four zero zero. Again that is three 1795 01:28:12.880 --> 01:28:16.680 zero three seven six one six four zero zero. 1796 01:28:16.960 --> 01:28:19.479 Hey, Fred, what's your question on pantasy? I hope it's 1797 01:28:19.560 --> 01:28:20.800 not a problem with Ordery. 1798 01:28:22.560 --> 01:28:25.479 Well, no, it's not. Hey Marco, are you good man? Anyways, 1799 01:28:26.000 --> 01:28:29.560 the situation is I leorded about them on the show 1800 01:28:30.199 --> 01:28:30.680 years ago. 1801 01:28:30.960 --> 01:28:31.600 Great Clients. 1802 01:28:31.680 --> 01:28:36.640 Wife has my wishes. My wife has issues with arts writer. 1803 01:28:36.760 --> 01:28:38.880 So I thought i'd try some of the product. So 1804 01:28:39.399 --> 01:28:43.359 I've been getting a monthly subscription for several years now. 1805 01:28:44.079 --> 01:28:46.199 But I've also bought some of the other products on 1806 01:28:46.319 --> 01:28:49.000 some of their offers, and there's sense of pre samples. 1807 01:28:49.079 --> 01:28:51.520 So now I have a surplus built up and I 1808 01:28:51.560 --> 01:28:55.279 would like to pause the rivery for a month or two. 1809 01:28:55.720 --> 01:28:58.760 But they don't. They no longer have anybody answer the phone, 1810 01:28:59.399 --> 01:29:02.079 like a lot of companies, and they don't respond to 1811 01:29:02.159 --> 01:29:03.319 the emails I've sent them. 1812 01:29:03.800 --> 01:29:05.079 So I was one of them. 1813 01:29:05.079 --> 01:29:07.640 Maybe you folks maybe had a contact number. 1814 01:29:07.880 --> 01:29:09.840 Yeah, you know what Mark I do if he gives 1815 01:29:09.960 --> 01:29:13.640 all of his information to Kelly. Kelly gets that over 1816 01:29:13.760 --> 01:29:15.600 to me. I will get him in touch with the 1817 01:29:15.680 --> 01:29:17.000 right folks for that. 1818 01:29:17.840 --> 01:29:20.319 Okay, we have a direct we have a direct connection 1819 01:29:20.520 --> 01:29:22.279 to the owner of the company. What was her name? 1820 01:29:22.319 --> 01:29:23.039 I forget her name? 1821 01:29:23.920 --> 01:29:25.119 It escapes me right now. 1822 01:29:25.279 --> 01:29:28.960 Yeah, they're they're good people. They had some problem fred 1823 01:29:29.000 --> 01:29:32.279 on fulfillment towards the beginning of the year and they 1824 01:29:32.439 --> 01:29:33.800 got that settled. 1825 01:29:33.880 --> 01:29:35.640 But this will be a no brainer. They'll get it 1826 01:29:35.680 --> 01:29:42.159 canceled for you and just to leave your info with Kelly. Okay, 1827 01:29:42.319 --> 01:29:45.520 I think yep. Hold on, I don't like the fact 1828 01:29:45.520 --> 01:29:48.199 they're not responding to this email, so I mean. 1829 01:29:48.600 --> 01:29:50.479 They will address that as well. 1830 01:29:50.600 --> 01:29:52.800 Yeah, tell her they tried to email a couple of times. 1831 01:29:52.880 --> 01:29:54.680 I mean, I doubt they change your email. I think 1832 01:29:54.720 --> 01:29:56.880 it was fantasy alife dot com. 1833 01:29:57.399 --> 01:29:58.720 What was her name? It's driving me. 1834 01:29:58.840 --> 01:29:59.880 Well, the owner is Leslie. 1835 01:30:00.079 --> 01:30:00.840 Let's right. 1836 01:30:00.880 --> 01:30:03.560 But I have a new contact now for order issues 1837 01:30:04.399 --> 01:30:07.560 to their distribution center. So that's why I'm in a contact. 1838 01:30:07.800 --> 01:30:09.880 We had a bunch of calls and they weren't getting 1839 01:30:09.880 --> 01:30:12.920 their monthly stuff for a while, but they got that fixed. Hey, Henry, 1840 01:30:13.159 --> 01:30:16.800 Doc asked you something very interesting during the break. So Henry, 1841 01:30:16.920 --> 01:30:19.560 of course is with Excel roofing his dad, Jay Brett's. 1842 01:30:19.920 --> 01:30:22.279 Jay's been coming in on the show for what fifteen 1843 01:30:22.399 --> 01:30:26.039 twenty maybe twenty five years, long time. I mean, like, 1844 01:30:26.560 --> 01:30:29.279 in fact, you're the same age or you're around you're 1845 01:30:29.279 --> 01:30:32.960 a little older than Tom's kids, right, so you guys 1846 01:30:33.079 --> 01:30:34.000 kind of grew up together. 1847 01:30:34.239 --> 01:30:34.840 Absolutely. 1848 01:30:35.119 --> 01:30:35.319 Yeah. 1849 01:30:35.439 --> 01:30:38.560 So Doc asked you, like, did your dad kind of 1850 01:30:39.359 --> 01:30:41.399 push you into the family biz? Do you like the 1851 01:30:41.520 --> 01:30:42.119 family biz? 1852 01:30:42.239 --> 01:30:45.039 I am curious, But one of the things I really 1853 01:30:45.159 --> 01:30:49.399 found funny is your dad's nickname for you, oh Man. 1854 01:30:49.479 --> 01:30:49.680 Yeah. 1855 01:30:49.800 --> 01:30:52.600 So, I mean I really I never got into this 1856 01:30:52.720 --> 01:30:55.479 at a specific moment. I've just been living roofing my 1857 01:30:55.560 --> 01:30:58.199 whole life forever. Yeah, it's if it's not roofing, I 1858 01:30:58.239 --> 01:30:59.319 don't really understand it. 1859 01:30:59.800 --> 01:31:01.960 You up on a roof, actually doing roofs. And I 1860 01:31:02.119 --> 01:31:03.640 was up on a roof this morning. Yeah. 1861 01:31:03.680 --> 01:31:05.760 Yeah, we're taking care of a leak at Tom's house. 1862 01:31:05.800 --> 01:31:08.319 So I got the crew started this morning. We're ripping 1863 01:31:08.359 --> 01:31:10.199 apart the tiles, redoing the batons. 1864 01:31:11.720 --> 01:31:12.640 You were doing this stuff? 1865 01:31:12.760 --> 01:31:15.039 Yeah, absolutely, And you know, I don't get to do 1866 01:31:15.159 --> 01:31:18.600 a whole lot of the installations of myself or the repairs. 1867 01:31:18.680 --> 01:31:23.079 But you know, if it's fans, family, friends, anybody like that, 1868 01:31:23.239 --> 01:31:24.920 I love to get my hands dirty. 1869 01:31:24.640 --> 01:31:27.039 And get it taken care of. Have you ever taken 1870 01:31:27.119 --> 01:31:29.119 off a roof? I hear that's one of the worst parts, 1871 01:31:29.199 --> 01:31:30.720 you know what? And this is the thing. 1872 01:31:30.800 --> 01:31:33.600 A lot of roofers that complain about tear offf being 1873 01:31:33.720 --> 01:31:36.640 so messy. Everyone's got it good now when it was 1874 01:31:36.800 --> 01:31:39.560 cedar shake and cedar shingles. I've been on some of 1875 01:31:39.640 --> 01:31:42.079 those tear offfs, and I've done those tear offfs on myself. 1876 01:31:42.479 --> 01:31:46.119 They are disgusting. You get all this dust up in 1877 01:31:46.199 --> 01:31:50.760 your nose everywhere. It's just this wood in It attracts 1878 01:31:50.840 --> 01:31:54.000 dirt too, so it's just like a landslide and mess. 1879 01:31:54.159 --> 01:31:57.039 And we still see that cedar shake anywhere. There's just 1880 01:31:57.119 --> 01:31:59.079 some people that are still hanging on to it. They 1881 01:31:59.279 --> 01:32:01.920 like it, they like it, and there's all these synthetic offs. 1882 01:32:02.039 --> 01:32:04.159 I isn't even sure if you could ensure it anymore. 1883 01:32:04.359 --> 01:32:07.000 That's the thing, because it's not fire rated. It's wood. 1884 01:32:07.239 --> 01:32:10.359 Yeah, well it's it's fire exactly. 1885 01:32:10.520 --> 01:32:12.640 I mean, you get one little amber, that whole roof 1886 01:32:12.680 --> 01:32:15.560 could go up highly flammable absolutely. You guys did a 1887 01:32:15.600 --> 01:32:19.279 synthetic on ours, and it's basically a hail proof and 1888 01:32:19.520 --> 01:32:22.239 it looks like slate. Yeah, I love it comes in 1889 01:32:22.279 --> 01:32:25.399 different colors. It was interesting though, you said Tom Saus 1890 01:32:25.439 --> 01:32:28.520 this morning had a leak. What's weird about that is 1891 01:32:28.800 --> 01:32:30.039 he's got a cement roof. 1892 01:32:30.760 --> 01:32:33.640 So the thing about a concrete tile is most of 1893 01:32:33.720 --> 01:32:36.720 that water is going to go underneath the concrete. There's 1894 01:32:36.760 --> 01:32:40.039 about I think it's about seventy thirty, so it's about 1895 01:32:40.119 --> 01:32:43.600 it's backwards. So seventy is going to drain off the 1896 01:32:43.680 --> 01:32:46.359 concrete tiles, thirty is going to go underneath it, and 1897 01:32:46.479 --> 01:32:50.000 so that the underlayment, which is the felt paper, if 1898 01:32:50.039 --> 01:32:53.279 that develops any leaks, it could potentially cause you know, 1899 01:32:53.359 --> 01:32:56.079 some water damage in the house. So even though Tom's 1900 01:32:56.239 --> 01:32:59.359 roof is intact, there are some penetrations that allowed that 1901 01:32:59.479 --> 01:33:00.520 water to get inside. 1902 01:33:00.600 --> 01:33:01.560 So what do you end up doing. 1903 01:33:01.640 --> 01:33:04.960 You pull off those tiles, yeah, and then basically redo 1904 01:33:05.039 --> 01:33:06.359 whatever's under them exactly. 1905 01:33:06.439 --> 01:33:08.880 So we go up there, we shoot it with water, 1906 01:33:09.119 --> 01:33:11.520 We just blast the whole roof, get it to leak. 1907 01:33:11.800 --> 01:33:14.399 We then rip all the tiles off in one area, 1908 01:33:14.560 --> 01:33:17.000 we take off the batons, We of course you use 1909 01:33:17.039 --> 01:33:19.640 the exact same tiles going back on the same tiles, 1910 01:33:19.720 --> 01:33:22.680 but we use different underlayment. Right, I got to underlayment. 1911 01:33:22.800 --> 01:33:25.279 It's essentially just like this. I mean, think of like 1912 01:33:25.399 --> 01:33:28.720 a wrapping paper or something like waterproof material, and you 1913 01:33:28.800 --> 01:33:31.039 put it underneath the roof, right, And so if that 1914 01:33:31.279 --> 01:33:33.359 is leaking or has any punctures in it with a 1915 01:33:33.439 --> 01:33:35.479 tile roof, it's gonna leak into the house. 1916 01:33:35.600 --> 01:33:37.680 Got it, all right? Let's take a break. Three oh 1917 01:33:37.760 --> 01:33:40.399 three seven one three eight two five five. 1918 01:33:45.600 --> 01:33:48.840 Go with a sure thing Denver's best roofer Excel Roofing 1919 01:33:48.960 --> 01:33:51.600 dot com. You don't pay a cent until you're content. 1920 01:33:55.000 --> 01:33:58.119 Time for an insurance check up free, no obligation. In comparison, 1921 01:33:58.319 --> 01:34:01.920 call Compass Insurance too much your coverage at dozens of 1922 01:34:02.000 --> 01:34:04.920 insurance companies find out now three o three seven seven 1923 01:34:04.960 --> 01:34:07.720 to one help. You'll think you're his only customer when 1924 01:34:07.720 --> 01:34:10.000 you choose Frank durand the real estate Man dot com 1925 01:34:10.239 --> 01:34:13.359 to list your home with Remax Alliance three oh three 1926 01:34:13.439 --> 01:34:15.119 nine two zero sixteen twenty two. 1927 01:34:16.159 --> 01:34:19.159 All right, talk about a quick problem solved. Suzanne reached 1928 01:34:19.199 --> 01:34:21.199 out to Panassee. A guy called up, said, hey, I 1929 01:34:21.279 --> 01:34:23.760 can't pause my uh subscription? 1930 01:34:23.880 --> 01:34:24.760 What'd you find out? 1931 01:34:25.039 --> 01:34:27.800 So I just sent it over to their distribution gal, 1932 01:34:28.359 --> 01:34:31.600 who's been really helpful in she paused the subscription right away. 1933 01:34:31.760 --> 01:34:36.199 So you know, I used to love was his name Mark? 1934 01:34:36.199 --> 01:34:37.239 Who was the doctor? 1935 01:34:37.560 --> 01:34:39.840 Oh, doctor Jamie? Yeah, James Dartner? 1936 01:34:40.760 --> 01:34:43.000 You Oh, you knew Jamie too, of course, Doc. Yeah, 1937 01:34:43.159 --> 01:34:44.119 I liked him a lot. 1938 01:34:44.439 --> 01:34:46.359 He was he was so smart. 1939 01:34:46.880 --> 01:34:50.720 He knew everything about the properties, the chemical components of 1940 01:34:50.880 --> 01:34:52.840 the cvth of information and for. 1941 01:34:52.960 --> 01:34:54.439 Folks out there, what they sold. 1942 01:34:54.560 --> 01:34:56.680 I don't know if they have any THC now, but 1943 01:34:56.840 --> 01:34:59.520 back then they didn't have any THC. So they sold 1944 01:34:59.600 --> 01:35:02.359 panas and they still do. I think it's Panacealife dot com. 1945 01:35:02.840 --> 01:35:09.000 And I always thought, up until Jamie Doc, that you know, CBD. 1946 01:35:10.960 --> 01:35:13.039 I just thought it was always kind of weird. Same 1947 01:35:13.079 --> 01:35:14.600 with THC, honestly. 1948 01:35:14.359 --> 01:35:15.520 Like hokey or something. 1949 01:35:15.760 --> 01:35:18.359 Yeah, I just didn't know. I always thought it was 1950 01:35:18.479 --> 01:35:21.880 a way for people just to get stoned. I mean really, 1951 01:35:21.960 --> 01:35:25.359 I thought that. But then after meeting Jamie and all 1952 01:35:25.479 --> 01:35:28.600 these listeners that use their products, and we're talking people 1953 01:35:28.680 --> 01:35:32.479 with cancer, we're even talking people They had a product 1954 01:35:32.560 --> 01:35:33.159 for pets. 1955 01:35:33.720 --> 01:35:37.439 I had so many people call up on air talking 1956 01:35:37.520 --> 01:35:41.239 about how their their dog or cat was doing so 1957 01:35:41.439 --> 01:35:42.960 good on CBD. It's crazy. 1958 01:35:43.479 --> 01:35:46.279 Well, it does relax for people for the most part, 1959 01:35:46.520 --> 01:35:47.479 and then the chemost. 1960 01:35:47.640 --> 01:35:50.079 That's why I always say, you know, you've never you've 1961 01:35:50.119 --> 01:35:51.920 seen alcohol cause bar fights. 1962 01:35:52.279 --> 01:35:55.520 You've never seen somebody who's smoking dope? Thought a bar fight? 1963 01:35:56.039 --> 01:35:58.520 No, you actually don't. You're right, they're just kind of 1964 01:35:58.600 --> 01:35:59.520 a mellow yellow. 1965 01:36:00.399 --> 01:36:07.119 And when I was doing medical marijuana medical certificates, when 1966 01:36:07.199 --> 01:36:08.439 did you do that? Oh? 1967 01:36:08.520 --> 01:36:10.159 After I retired. I just did it for a little 1968 01:36:10.199 --> 01:36:11.520 while for a friend of mine. 1969 01:36:11.800 --> 01:36:13.479 So you would what would you do? 1970 01:36:15.560 --> 01:36:17.800 Well, I walked to their office, I would treat people. 1971 01:36:18.439 --> 01:36:21.039 I would interview people to see if they qualify you, 1972 01:36:21.159 --> 01:36:23.159 and write the prescription exactly. 1973 01:36:23.319 --> 01:36:25.000 Oh, and let me guess, it would go like this, 1974 01:36:26.159 --> 01:36:29.119 I've got a problem sleeping, and you'd write them a sung. 1975 01:36:29.279 --> 01:36:31.760 No, I did it legitimately, which is why I got fired, 1976 01:36:32.079 --> 01:36:34.359 because they wanted me to give it to everybody and 1977 01:36:34.479 --> 01:36:35.760 I wasn't going to lose my life. 1978 01:36:35.840 --> 01:36:39.079 And for you, what was a valid Okay, So what's 1979 01:36:39.239 --> 01:36:40.520 not valid? Let me ask you? 1980 01:36:40.600 --> 01:36:41.159 That's all right? 1981 01:36:41.439 --> 01:36:45.239 What's not valid about? I sleep better on. 1982 01:36:45.319 --> 01:36:49.720 Marijuana because it wasn't an accepted use of it at 1983 01:36:49.760 --> 01:36:50.119 the time. 1984 01:36:50.359 --> 01:36:51.279 It wasn't it was not. 1985 01:36:51.520 --> 01:36:52.880 What wasn't accepted used to. 1986 01:36:52.920 --> 01:36:56.239 When you were doing it was chronic pain or glaucoma 1987 01:36:56.880 --> 01:36:59.560 or And how do you tell create if someone comes 1988 01:36:59.600 --> 01:37:01.600 in and goes, I get this pain in my shoulder 1989 01:37:01.640 --> 01:37:03.319 all the time. Well, I had a kid come in 1990 01:37:03.800 --> 01:37:07.279 on his eighteenth birthday who was complaining about chronic back pain, 1991 01:37:08.039 --> 01:37:10.279 and it happened to be his eighteenth But I said, 1992 01:37:10.359 --> 01:37:13.079 you know what, if you have chronic back pain at eighteen, 1993 01:37:13.960 --> 01:37:15.560 you might as well just shoot yourself because you can 1994 01:37:15.640 --> 01:37:18.399 have a miserable life and marijuana isn't going to do it. 1995 01:37:18.479 --> 01:37:21.640 For it's no wonder he lost his job there. So 1996 01:37:21.840 --> 01:37:25.800 how many people would you say you saw, oh, couple hundreds, 1997 01:37:25.920 --> 01:37:28.880 and then how many scripts did you write? Not that many, 1998 01:37:29.359 --> 01:37:29.960 like half? 1999 01:37:30.600 --> 01:37:34.920 No, maybe twenty percent, twenty percent because people are coming 2000 01:37:34.960 --> 01:37:38.239 at another kid come in, should showal the pain because 2001 01:37:38.279 --> 01:37:39.640 the persons who have it, Look. 2002 01:37:39.840 --> 01:37:42.520 It wasn't me, But I'm not going to say. I'm 2003 01:37:42.600 --> 01:37:43.800 not going to say who it was. 2004 01:37:44.000 --> 01:37:46.760 I mean, generally they're on YouTube, but there used to 2005 01:37:46.840 --> 01:37:49.800 be an RV that would pull up in front of 2006 01:37:49.840 --> 01:37:52.640 a pot store in front of one of my Goodyear 2007 01:37:52.720 --> 01:37:55.159 stores in Peoria. In fact, I think the pot store 2008 01:37:55.239 --> 01:37:58.000 is probably still there, but this RV would pull up 2009 01:37:58.399 --> 01:38:01.159 in all around the neighborhood Aaron Mont below. They'd have 2010 01:38:01.319 --> 01:38:04.239 signs up the doctor's going to be here Saturday or whatever. 2011 01:38:04.800 --> 01:38:09.960 And I would see for my shop a line, a line, absolutely, 2012 01:38:10.000 --> 01:38:12.520 and I asked somebody I knew that was in that line. 2013 01:38:12.560 --> 01:38:14.439 I saw him and I literally called him while he 2014 01:38:14.600 --> 01:38:17.159 was in line, and I said, my god, like, does 2015 01:38:17.239 --> 01:38:18.239 everybody get one? 2016 01:38:18.560 --> 01:38:20.439 And he said, yeah, you walk in there and just 2017 01:38:20.520 --> 01:38:22.720 say I got a headache, and no, right, yes, you know. 2018 01:38:22.960 --> 01:38:23.800 I did it legitimately. 2019 01:38:23.920 --> 01:38:28.159 I had I had a piece of paper history and 2020 01:38:28.239 --> 01:38:31.880 physical on file for every person that I saw, and 2021 01:38:32.000 --> 01:38:34.039 I was not going to lose my license over that. 2022 01:38:34.319 --> 01:38:37.239 Over that well, because at the time they were really 2023 01:38:37.319 --> 01:38:38.000 cracking down. 2024 01:38:38.199 --> 01:38:40.239 So I always kind of looked at it like that, 2025 01:38:40.359 --> 01:38:43.119 I'll circle back around, kind of phony baloney like you're 2026 01:38:43.199 --> 01:38:48.159 talking about. But what I did learn and honestly, chemo 2027 01:38:48.880 --> 01:38:52.880 a little CBD I learned because of Jamie and other people. 2028 01:38:53.760 --> 01:38:55.560 It's incredible. It's life changing. 2029 01:38:55.680 --> 01:38:58.520 Well THC is definitely life changing. 2030 01:38:58.640 --> 01:39:03.359 For the side of stoke question, which is remarkable because 2031 01:39:03.399 --> 01:39:04.840 it's still not I don't believe it is. 2032 01:39:04.920 --> 01:39:08.640 It's still not federally legalized. Hey, let me ask you something. 2033 01:39:08.720 --> 01:39:09.479 Just because of your age. 2034 01:39:09.520 --> 01:39:12.319 You're in your twenties, I mean growing up, you grew 2035 01:39:12.439 --> 01:39:14.960 up when pot was everywhere right back in the day. 2036 01:39:15.319 --> 01:39:17.840 Like if I if I had to get pot when 2037 01:39:17.880 --> 01:39:21.279 I was fifteen or sixteen, we'd have to drive from Vorhees, 2038 01:39:21.359 --> 01:39:25.720 New Jersey, either to South Street in Philadelphia or to Camden, 2039 01:39:26.079 --> 01:39:28.520 New Jersey, and we'd buy a dimebag. 2040 01:39:28.640 --> 01:39:31.239 You know, we at risk to get a little Oh. 2041 01:39:31.159 --> 01:39:33.239 My god, we went to Camden. It was put in 2042 01:39:33.319 --> 01:39:37.560 your life, your life at risk. It was crazy, really truly. 2043 01:39:37.720 --> 01:39:42.239 Nowadays, I know more people that smoke weed than drink period. 2044 01:39:42.279 --> 01:39:45.000 I mean people they say, oh, I don't I don't 2045 01:39:45.000 --> 01:39:47.319 get aggressive, I don't get violent, I'm not hung over 2046 01:39:47.439 --> 01:39:47.720 in there. 2047 01:39:47.840 --> 01:39:51.479 They high all the time? Though, do you think people abuse. 2048 01:39:51.159 --> 01:39:53.600 Because a lot of times when people are smoking weed, 2049 01:39:53.960 --> 01:39:56.319 they're they're not super high, you know, they just take 2050 01:39:56.359 --> 01:39:59.239 a little bit, or they smoke chronically, and so you 2051 01:39:59.359 --> 01:39:59.880 just you can't. 2052 01:40:00.079 --> 01:40:00.239 Hell. 2053 01:40:00.560 --> 01:40:03.920 Oh, but let's say out of ten ten people your 2054 01:40:03.960 --> 01:40:07.479 age twenty somethings up to thirty that. You know, how 2055 01:40:07.560 --> 01:40:11.560 many would you consider chronic smokers they smoke every day? 2056 01:40:11.920 --> 01:40:16.039 Probably three, you know, but probably three seven out of 2057 01:40:16.119 --> 01:40:19.159 ten three are chronic. Yeah, and then it's probably seven 2058 01:40:19.239 --> 01:40:21.119 out of ten smoke occasionally. 2059 01:40:21.319 --> 01:40:23.359 Weekend smokers. Yeah wow. 2060 01:40:23.600 --> 01:40:25.840 You know those ones that only smoke weed and don't drink. 2061 01:40:25.920 --> 01:40:27.880 That's called California sober right there. 2062 01:40:28.039 --> 01:40:28.199 Yeah. 2063 01:40:28.199 --> 01:40:30.479 I always found that weird. In California, you can be 2064 01:40:30.600 --> 01:40:32.159 sober and still smoke your pot. 2065 01:40:32.359 --> 01:40:35.039 But the thing of it is is, from my experience 2066 01:40:35.199 --> 01:40:37.800 meeting someone that smokes a lot, they're a little like 2067 01:40:38.199 --> 01:40:41.399 lower functioning than someone that drinks, just because the day 2068 01:40:41.439 --> 01:40:42.840 to day they seem like they're in a little bit 2069 01:40:42.840 --> 01:40:44.920 of a brain fog, you know, they're not quite as 2070 01:40:45.000 --> 01:40:46.680 sharp as someone who drinks on the weekend. 2071 01:40:46.760 --> 01:40:47.560 Well, what's weird to. 2072 01:40:47.600 --> 01:40:49.600 Me is we know someone that smokes so much, I 2073 01:40:49.640 --> 01:40:51.279 couldn't tell you. Well, it's like you were saying, on 2074 01:40:51.359 --> 01:40:52.960 the chronic, I couldn't tell you if they were high 2075 01:40:53.039 --> 01:40:56.600 or not. I couldn't tell you if they smoked or not. 2076 01:40:56.840 --> 01:40:59.239 Generally they smoke all the time, though, But I mean, 2077 01:40:59.359 --> 01:41:02.159 it's really range when you can't tell you must build 2078 01:41:02.239 --> 01:41:06.520 up an immunity to the dope. That is crazy, absolutely, 2079 01:41:06.560 --> 01:41:09.720 And you know the crazy thing about it now is 2080 01:41:09.800 --> 01:41:12.520 that all of this marijuana, the THHC levels is so 2081 01:41:12.840 --> 01:41:17.359 high when when it's like synthesized and before it was 2082 01:41:17.399 --> 01:41:20.880 all grown right, and so it's not as strong science. 2083 01:41:21.000 --> 01:41:23.600 The weed I smoked as a kid was probably I 2084 01:41:23.680 --> 01:41:25.680 don't even know, man, I mean, you had to smoke 2085 01:41:25.720 --> 01:41:26.479 a whole joint. 2086 01:41:26.439 --> 01:41:29.640 Probably percent of what the potency is nowadays exactly. 2087 01:41:29.720 --> 01:41:32.439 And they called it Mexican dirt weed. That was the majority. 2088 01:41:32.560 --> 01:41:35.600 Good stuff back then would be like spunk weed. 2089 01:41:36.279 --> 01:41:38.720 They have these edibles now they call them face melters 2090 01:41:38.840 --> 01:41:41.760 or something like that. They're like two and fifty milligrams. 2091 01:41:41.800 --> 01:41:44.760 And for the listeners, face a six melter, a six 2092 01:41:44.840 --> 01:41:46.880 and miligram edible will get you high. 2093 01:41:47.239 --> 01:41:49.039 And so why would they have one that's two hundred and. 2094 01:41:49.079 --> 01:41:51.479 Fifty It like incapacitates you. 2095 01:41:51.560 --> 01:41:54.199 It's interesting, what do you want that I don't smoke? 2096 01:41:54.479 --> 01:41:55.000 I don't take it. 2097 01:41:57.000 --> 01:41:59.520 Well, that's a great question, Dot, because it looks like 2098 01:41:59.600 --> 01:42:01.640 all they was zone out exactly. 2099 01:42:01.840 --> 01:42:03.279 I guess. I guess I'll say this. 2100 01:42:03.359 --> 01:42:05.760 It probably makes them forget about all their problems, right, 2101 01:42:05.800 --> 01:42:06.159 But if. 2102 01:42:06.079 --> 01:42:08.920 You zone out on heroin, there are people who will 2103 01:42:08.960 --> 01:42:10.600 zone out on malawuana. 2104 01:42:10.640 --> 01:42:12.800 Where do you get a face melter? You can't buy 2105 01:42:12.880 --> 01:42:14.399 something that potent, can you? 2106 01:42:15.600 --> 01:42:17.399 So I'm not going to weed stores, you know, I'm 2107 01:42:17.399 --> 01:42:20.000 not going to dispensaries scouting this stuff out. But it 2108 01:42:20.079 --> 01:42:22.279 seems pretty reddibly available. 2109 01:42:22.399 --> 01:42:25.159 So got that kind of brand. They got to sell 2110 01:42:25.239 --> 01:42:25.760 it somewhere. 2111 01:42:26.119 --> 01:42:28.680 That's crazy. This all came back to the CBD call. 2112 01:42:29.159 --> 01:42:31.600 And you know, Panacea did a great job. I don't 2113 01:42:31.600 --> 01:42:34.199 know if they sell it, but I'd still stand up 2114 01:42:34.239 --> 01:42:37.680 for their product. They haven't been an advertiser, for my goodness, 2115 01:42:37.760 --> 01:42:40.880 probably three four years. COVID really messed with those guys. 2116 01:42:41.680 --> 01:42:43.800 That was a tough one getting through COVID like any 2117 01:42:43.880 --> 01:42:46.479 other business, all right, three zero, three seven, one three 2118 01:42:46.560 --> 01:42:47.359 eight two, five to five. 2119 01:42:52.960 --> 01:42:56.199 Go with a sure thing Denver's Best roofer Excel roofing 2120 01:42:56.319 --> 01:42:58.960 dot com. You don't pay a cent until you're content. 2121 01:43:02.359 --> 01:43:05.479 Time for an insurance check up free, no obligation. In comparison, 2122 01:43:05.680 --> 01:43:09.199 call Compass insurance paying too much your coverage at dozens 2123 01:43:09.239 --> 01:43:11.960 of insurance companies find out now three all three seven 2124 01:43:11.960 --> 01:43:14.279 to seven to one help. You'll think you're his only 2125 01:43:14.439 --> 01:43:16.840 customer when you choose Frank durand the real estate man 2126 01:43:16.920 --> 01:43:17.520 dot com. 2127 01:43:17.600 --> 01:43:20.720 To list your home with Remax Alliance. Three oh three 2128 01:43:20.800 --> 01:43:22.479 nine two zero sixteen twenty two. 2129 01:43:24.039 --> 01:43:25.119 All right, three oh three. 2130 01:43:25.159 --> 01:43:27.560 Seven one three HQ five five, we got lines open. 2131 01:43:27.600 --> 01:43:29.800 We'd love to hear from you. We got another hour 2132 01:43:29.960 --> 01:43:32.960 coming up. During the break, we were on our YouTube channel. 2133 01:43:33.000 --> 01:43:36.680 You go to YouTube dot com, you type in Troubleshooting. 2134 01:43:36.199 --> 01:43:39.079 Network, you'll see it. What was interesting, though, is someone 2135 01:43:39.199 --> 01:43:39.560 chimed in. 2136 01:43:39.760 --> 01:43:43.840 Leah said, I'm a nurse and patient who chronically uses 2137 01:43:43.960 --> 01:43:49.359 CBD or marijuana, sometimes the most difficult patients to worm with, 2138 01:43:50.039 --> 01:43:52.439 And of course she meant work with so as a typo, 2139 01:43:53.119 --> 01:43:55.399 but Susanna and I both looked at it, going, well, 2140 01:43:55.760 --> 01:43:58.319 she's a nurse, maybe that means like a bedside manner 2141 01:43:58.399 --> 01:44:00.840 to worm with, to get together with. And it made 2142 01:44:00.880 --> 01:44:05.920 me start thinking about when I hear different words that 2143 01:44:06.079 --> 01:44:09.039 I have no idea, I have no idea what they mean, 2144 01:44:09.199 --> 01:44:11.960 and I mean real words. It's crazy. The other thing 2145 01:44:12.079 --> 01:44:16.920 is when someone texts you something like lol. But of 2146 01:44:17.000 --> 01:44:20.239 course everybody knows laugh out loud now, But there's certain ones. 2147 01:44:20.279 --> 01:44:22.159 I have no idea what the hell they are. So 2148 01:44:22.279 --> 01:44:24.159 I got to like ask my kids what they are, 2149 01:44:24.520 --> 01:44:27.359 which is crazy. So I started thinking words that aren't 2150 01:44:27.439 --> 01:44:32.560 used anymore, words the kids, doc kids. In fact, I'll 2151 01:44:32.640 --> 01:44:36.199 say this, mister twenty something over here, I'll say this, 2152 01:44:36.399 --> 01:44:39.359 If you get any of these right, I will be 2153 01:44:39.520 --> 01:44:42.439 so impressed. It's crazy. I'll let you give the excel 2154 01:44:42.600 --> 01:44:48.039 roofing information out five times. Now that's how crazy. 2155 01:44:48.920 --> 01:44:51.600 You can't look up anything, No, you can't look it up. 2156 01:44:51.920 --> 01:44:54.840 And Doc, I will assume you know some of these, 2157 01:44:54.920 --> 01:45:01.600 but maybe not. Let's see, maybe not Snolly Goster s 2158 01:45:01.840 --> 01:45:04.680 n O l L Y g O s t e R. 2159 01:45:04.760 --> 01:45:09.319 Don't google it. No, Snolly Goster idea dragon? Have you 2160 01:45:09.439 --> 01:45:11.680 ever heard that word? Ever? I'm gonna go blow in 2161 01:45:11.760 --> 01:45:16.439 your nose a Snolly Goster. Yeah, we're sneezing. No, it's 2162 01:45:16.600 --> 01:45:21.319 actually lying and deceptive. I can think did you look 2163 01:45:21.359 --> 01:45:22.039 it up? I did it. 2164 01:45:22.119 --> 01:45:26.119 It's not like it's close a Snolly Goster. I think 2165 01:45:26.159 --> 01:45:31.199 I'm saying that, right, Snolly Goster. A shrewd, unprincipled person, 2166 01:45:32.119 --> 01:45:33.560 especially a politician. 2167 01:45:33.960 --> 01:45:35.800 So you would say, oh, that Ted. 2168 01:45:35.800 --> 01:45:39.359 Cruz or whomever is a snolly goster, and I don't 2169 01:45:39.359 --> 01:45:43.560 actually think that about Ted. Joe Biden is a snolly 2170 01:45:44.600 --> 01:45:48.359 not smart enough. I have never heard of that in 2171 01:45:48.520 --> 01:45:51.279 my life. Okay, guys, you're ready for the next one. 2172 01:45:52.039 --> 01:45:57.520 Really quick. Brabble b r A B B L E brabble. 2173 01:45:58.279 --> 01:46:00.479 Have you ever heard that word? Never? These are all 2174 01:46:00.680 --> 01:46:01.279 real words. 2175 01:46:01.359 --> 01:46:02.680 I know, I've never heard it. 2176 01:46:03.279 --> 01:46:12.199 Brabble It means to argue stubbornly about trifles. Fourteen hundred 2177 01:46:13.159 --> 01:46:14.279 English unbelievable. 2178 01:46:14.279 --> 01:46:16.399 All right, cash, we got another hour going on. 2179 01:46:16.479 --> 01:46:19.319 Three zero three seven one three eight two five five 2180 01:46:19.399 --> 01:46:21.720 three oho three Martino. By the way, it looks like 2181 01:46:21.840 --> 01:46:24.560 they caught the Tesla obamber in Las Vegas. 2182 01:46:24.640 --> 01:46:25.239 More coming up. 2183 01:46:26.359 --> 01:46:29.600 Go with a sure thing Denver's best roofer Excel Roofing 2184 01:46:29.720 --> 01:46:32.439 dot com. You don't pay a cent until you're contenth 2185 01:46:35.720 --> 01:46:39.239 time for an insurance checkup, free no obligation comparison call 2186 01:46:39.399 --> 01:46:42.680 Compass Insurance paying too much your coverage at dozens of 2187 01:46:42.720 --> 01:46:45.680 insurance companies find out now three oh three seven seven 2188 01:46:45.720 --> 01:46:48.439 to one help. You'll think you're his only customer when 2189 01:46:48.479 --> 01:46:50.760 you choose Frank durand the Real estate Man dot com 2190 01:46:51.000 --> 01:46:54.079 to list your home with Remax Alliance three oh three 2191 01:46:54.199 --> 01:47:02.800 nine two zero sixteen twenty two, ripped. 2192 01:47:02.520 --> 01:47:10.520 Off bad news. You need advice so you don't have comuns. 2193 01:47:10.800 --> 01:47:14.560 As fast as we can, Shoot's gonna help. 2194 01:47:14.880 --> 01:47:20.960 Come man, This is the Troubleshooter Show. No Tom Martine, 2195 01:47:21.199 --> 01:47:22.279 Welcome my friends to the. 2196 01:47:22.399 --> 01:47:26.159 Only Shovice Time and did only Shovi's kind. We're to 2197 01:47:26.199 --> 01:47:28.960 solve problems, answer questions, take complaints. 2198 01:47:29.079 --> 01:47:31.159 We love helping people out. You've been ripped off, we 2199 01:47:31.199 --> 01:47:32.680 have any kind of problem. We got a list of. 2200 01:47:32.720 --> 01:47:35.640 People at referral list dot com that love jumping in. 2201 01:47:36.319 --> 01:47:38.600 In fact, today we have an expert in. He's a roofer, 2202 01:47:39.600 --> 01:47:43.319 my goodness, Henry Bratts. His dad is Jay Bretz. Has 2203 01:47:43.359 --> 01:47:46.319 been with us I'd say over twenty years, honest to god. 2204 01:47:47.000 --> 01:47:49.279 So any questions on roofing, we'd love to hear from you. 2205 01:47:49.359 --> 01:47:51.640 They got some great specials we'll talk about as far 2206 01:47:51.680 --> 01:47:55.000 as gutter cleaning and anything you want to talk about. 2207 01:47:55.159 --> 01:47:58.520 Three zero three Martino three oh three seven one three 2208 01:47:58.560 --> 01:48:00.560 eight two five five. You know when we were talking 2209 01:48:00.600 --> 01:48:02.880 about words that just aren't used anymore, how about this 2210 01:48:03.000 --> 01:48:05.800 one doc? You ready, I've never heard of any of 2211 01:48:05.840 --> 01:48:11.000 these we talked about snolly Goster. How about fogel fudgel 2212 01:48:11.399 --> 01:48:15.199 f u d g e l fudgel fudgel. It's an 2213 01:48:15.239 --> 01:48:15.960 actual word. 2214 01:48:17.319 --> 01:48:17.800 I love this. 2215 01:48:18.039 --> 01:48:21.720 I love this word. I might actually start using this word. 2216 01:48:22.119 --> 01:48:25.279 You ready. I know a lot of employees to do this, 2217 01:48:25.520 --> 01:48:27.079 Not that I have now, because I don't have any 2218 01:48:27.079 --> 01:48:28.439 employees now, but I. 2219 01:48:28.520 --> 01:48:37.479 Know actually, actually, Kelly, fudgels a lot, YO mean to 2220 01:48:37.560 --> 01:48:39.720 pretend you're working, to pretend. 2221 01:48:39.399 --> 01:48:45.479 You're busy but in reality not doing anything. Oh okay, 2222 01:48:45.960 --> 01:48:48.239 I'm kidding, Kelly. Have you ever heard that word? 2223 01:48:48.319 --> 01:48:48.439 Though? 2224 01:48:48.600 --> 01:48:52.760 Fudgel? No, I have never heard that. How about grok 2225 01:48:54.560 --> 01:48:57.640 grok gronk. 2226 01:48:59.199 --> 01:48:59.640 I don't know. 2227 01:49:01.319 --> 01:49:03.760 You're a doctor. You said you got like a fifteen 2228 01:49:03.880 --> 01:49:06.279 hundred or more on your s a TS and you've 2229 01:49:06.359 --> 01:49:07.680 never heard of these real words? 2230 01:49:09.880 --> 01:49:12.279 And we have to assume Mark's pronouncing them right. 2231 01:49:12.800 --> 01:49:13.920 Well, he has perfect. 2232 01:49:16.359 --> 01:49:17.399 Do you know what means? 2233 01:49:17.520 --> 01:49:17.720 I do? 2234 01:49:17.920 --> 01:49:22.239 I'm staring at the definition right to silently watch someone 2235 01:49:23.119 --> 01:49:24.880 while they are eating. 2236 01:49:27.359 --> 01:49:32.079 That is crazy, Groake. I just don't. 2237 01:49:32.159 --> 01:49:34.920 I don't understand why these words went away. Actually some 2238 01:49:35.119 --> 01:49:39.359 of them are pretty good. Okay, Oh this, I don't 2239 01:49:39.399 --> 01:49:41.399 know how to pronounce this one. This one, I don't 2240 01:49:42.159 --> 01:49:44.000 j R g O. 2241 01:49:44.199 --> 01:49:45.079 G l E. 2242 01:49:45.880 --> 01:49:46.720 Gar Goyle. 2243 01:49:46.840 --> 01:49:51.319 But it's not it's notle jar goggle, jar goggle. 2244 01:49:52.520 --> 01:49:55.119 It must be jar goggle to confuse. 2245 01:49:56.920 --> 01:49:58.279 Why not just say confuse? 2246 01:49:58.640 --> 01:50:00.920 I have no idea. I have no idea. 2247 01:50:02.560 --> 01:50:05.479 It's crazy, Doc, when you were becoming a doctor, since 2248 01:50:05.520 --> 01:50:08.640 you had such well, I'd say you must have a 2249 01:50:08.720 --> 01:50:12.119 high IQ. Right if you had a fifteen hundred on SATs, well, 2250 01:50:12.359 --> 01:50:15.840 fifteen eighty, fifteen eighty and the highest is sixteen. 2251 01:50:15.720 --> 01:50:17.279 Sixteen, that's crazy. 2252 01:50:17.520 --> 01:50:19.479 I know, I was pissed off. I got one wrong. 2253 01:50:20.119 --> 01:50:21.079 That's insane. 2254 01:50:22.439 --> 01:50:26.000 Did you ever take the SATs I've never taken them, Susanne, 2255 01:50:26.039 --> 01:50:29.960 you never took it right? I do think so you 2256 01:50:30.079 --> 01:50:32.680 decided what I love about Henry. You decided to walk 2257 01:50:32.720 --> 01:50:36.520 in your father's footsteps with you. Got to be, if 2258 01:50:36.600 --> 01:50:40.840 not the most successful, one of the highly most successful 2259 01:50:42.760 --> 01:50:45.439 roofers in Colorado. I mean, I think you guys do 2260 01:50:45.560 --> 01:50:46.960 more roofs than anybody. 2261 01:50:46.640 --> 01:50:49.640 I know of. Yeah, we're we're really proud of that. 2262 01:50:49.760 --> 01:50:50.840 It's definitely been a like. 2263 01:50:50.880 --> 01:50:53.119 What's the crazy year in roofing? How many roofs are 2264 01:50:53.159 --> 01:50:53.800 you talking about? 2265 01:50:54.479 --> 01:50:58.680 I think last year we did we did fifteen hundred projects. 2266 01:50:59.039 --> 01:51:01.920 Is that a normal A lot of No, I know, 2267 01:51:02.000 --> 01:51:04.359 that's a lot. I'm saying many are actual roofs and 2268 01:51:04.439 --> 01:51:05.199 not repairs. 2269 01:51:05.319 --> 01:51:08.079 What I'm saying is that a normal hail season or 2270 01:51:08.159 --> 01:51:11.039 hail year for Colorado. Last year it wasn't crazy and 2271 01:51:11.119 --> 01:51:11.800 it wasn't dead. 2272 01:51:12.039 --> 01:51:12.479 That's big. 2273 01:51:12.640 --> 01:51:15.399 Yeah, that that put us in So last year we 2274 01:51:15.520 --> 01:51:18.359 were the number one buyer of Owen's Cornering roofing materials, 2275 01:51:18.399 --> 01:51:21.000 and that's your main supplier in the region. We don't 2276 01:51:21.079 --> 01:51:23.560 wait in the region, so even outside of Colorado, so 2277 01:51:23.600 --> 01:51:25.840 that's like Wyoming to New Mexico. 2278 01:51:25.720 --> 01:51:27.399 Hal hail everywhere. Yeah. 2279 01:51:27.520 --> 01:51:29.800 So for like this year, we got an award from 2280 01:51:29.880 --> 01:51:33.680 os for growth. It was a year over your revenue 2281 01:51:33.720 --> 01:51:36.680 by percentage, and so we do a high volume. But 2282 01:51:36.760 --> 01:51:39.119 you know, it's it's all just taking care of each person. 2283 01:51:39.279 --> 01:51:43.039 You know, every single customer matters. It's not it's not 2284 01:51:43.119 --> 01:51:46.159 about scale, it's not about you know, increasing revenue or 2285 01:51:46.239 --> 01:51:46.760 anything like that. 2286 01:51:46.840 --> 01:51:48.039 It's about taking care of people. 2287 01:51:48.199 --> 01:51:51.399 You know, well, your dad's been doing that forever. I 2288 01:51:51.479 --> 01:51:53.279 mean one of the main things is you don't pay 2289 01:51:53.319 --> 01:51:55.920 a cent with you guys till they're content. I mean 2290 01:51:55.960 --> 01:51:58.119 a lot of roofers want some money down. They make 2291 01:51:58.199 --> 01:52:00.800 it sound like they want that person to get that 2292 01:52:00.960 --> 01:52:03.159 contract signed, and they want to have some skin in 2293 01:52:03.239 --> 01:52:05.359 the game in case they try to bail out of 2294 01:52:05.439 --> 01:52:08.520 that contract. And you guys, even if someone signs a contract, 2295 01:52:08.760 --> 01:52:10.439 you know, as long as you didn't start the roof 2296 01:52:10.840 --> 01:52:11.640 I mean, you guys. 2297 01:52:11.439 --> 01:52:13.520 Will let them out of the contract. Yeah, we we 2298 01:52:13.680 --> 01:52:15.560 let people out of a it's not worth it. 2299 01:52:15.800 --> 01:52:17.359 If they don't want to use you, why would you 2300 01:52:17.479 --> 01:52:20.600 want them to be forced to use you. It's going 2301 01:52:20.680 --> 01:52:22.880 to be a horrible experience for both sides. 2302 01:52:23.199 --> 01:52:25.720 Well, the one thing that consumers don't usually see is 2303 01:52:25.880 --> 01:52:28.520 a lot of these roofing contractors. They they say they 2304 01:52:28.600 --> 01:52:30.840 have a good track history, they have all this credibility, 2305 01:52:30.880 --> 01:52:32.840 but then they have these contracts. We have like a 2306 01:52:33.000 --> 01:52:36.279 fifteen to twenty twenty five percent cancelation fee. So when 2307 01:52:36.319 --> 01:52:38.960 you realize that or they have a no cancelation I fay. 2308 01:52:39.119 --> 01:52:39.279 You know. 2309 01:52:39.359 --> 01:52:41.479 One of the big things that's happening in our market 2310 01:52:41.600 --> 01:52:44.760 right now is because everyone's preaching this local roofer right 2311 01:52:44.840 --> 01:52:47.880 that's been going on forever, But now what's happening is 2312 01:52:47.960 --> 01:52:51.199 private equity is buying up these local roofing companies, you know, 2313 01:52:51.479 --> 01:52:54.239 and they're shooting these out of state roofers in enter 2314 01:52:54.359 --> 01:52:54.880 these companies. 2315 01:52:55.000 --> 01:52:57.399 I'm going to share something with everybody listening. You brought 2316 01:52:57.520 --> 01:53:00.359 up private equity, and it's amazing. People have no idea 2317 01:53:01.760 --> 01:53:05.560 garage doors. We go back ten years, We probably had 2318 01:53:06.119 --> 01:53:10.680 ten different companies on our referral list, all guys like you, 2319 01:53:11.079 --> 01:53:14.279 All guys that own the company, have great crews and 2320 01:53:14.479 --> 01:53:18.000 take care of the customer. Private equity came along and 2321 01:53:18.199 --> 01:53:21.239 scooped up. In fact, I'm not going to say names 2322 01:53:21.279 --> 01:53:23.680 of different ones because I'm not saying they're good or bad, 2323 01:53:23.800 --> 01:53:26.800 but they are no longer owned by the name on 2324 01:53:26.880 --> 01:53:29.399 the van. They have nothing to do with it anymore. 2325 01:53:29.479 --> 01:53:32.600 I mean, it's really crazy, but that was one that 2326 01:53:32.880 --> 01:53:37.399 was absolutely insane. The other one is home services, home services, 2327 01:53:37.479 --> 01:53:41.840 private equity, furnace companies. Yet there might be thirty out 2328 01:53:41.880 --> 01:53:44.880 there all owned. Think about this, all owned by the 2329 01:53:44.960 --> 01:53:48.039 same company. Now, isn't that a little crazy? You go 2330 01:53:48.159 --> 01:53:51.159 to fix think about this, You go to get your 2331 01:53:51.239 --> 01:53:54.079 garage dooor fixed, or a new garage store. You guys 2332 01:53:54.159 --> 01:53:56.640 deal with halstorms. People get new griage stores all the 2333 01:53:56.680 --> 01:53:57.600 time in Colorado. 2334 01:53:58.000 --> 01:53:58.600 So what do you do. 2335 01:53:58.800 --> 01:54:02.199 You call around all five different places to get quotes, 2336 01:54:03.119 --> 01:54:06.760 and funny enough, four out of the five or nine 2337 01:54:06.840 --> 01:54:10.159 out of the ten have pretty much the exact same price, 2338 01:54:10.640 --> 01:54:12.520 and they all seem pretty high to you. 2339 01:54:12.840 --> 01:54:14.680 And they're all owned by the same person, and they're 2340 01:54:14.800 --> 01:54:18.000 all owned by the exact same company. 2341 01:54:18.359 --> 01:54:22.319 You think you're pitting different companies trying to get your business, 2342 01:54:22.399 --> 01:54:25.319 but they're all owned by the same company. Yeah, private 2343 01:54:25.399 --> 01:54:31.279 equity has completely changed everything in home services, garage doors, 2344 01:54:31.880 --> 01:54:33.359 roofing is a huge one. 2345 01:54:33.880 --> 01:54:36.640 How many roofers would you say, got gobbled up by 2346 01:54:36.680 --> 01:54:40.039 one of these guys in the past five years. So 2347 01:54:40.199 --> 01:54:42.840 I don't want to name draw. I don't want you 2348 01:54:42.880 --> 01:54:44.279 to hit names either. 2349 01:54:45.600 --> 01:54:47.960 There's a lot, and I mean, really, the history of 2350 01:54:48.039 --> 01:54:50.680 roofing in Colorado is so Jay Bretts, he went to 2351 01:54:50.880 --> 01:54:55.159 a to Texas and learned from some of the storm 2352 01:54:55.279 --> 01:54:57.840 chasers and understood what not to do. Yeah, okay, so 2353 01:54:57.960 --> 01:55:00.359 we came back to market and there was one or 2354 01:55:00.399 --> 01:55:04.319 two other companies that had to establish themselves. But since 2355 01:55:04.399 --> 01:55:06.960 then they've all they've sold to other people or they 2356 01:55:07.079 --> 01:55:10.039 sold to private equity, And so I mean, really, there's 2357 01:55:10.039 --> 01:55:12.760 not a whole lot. And especially with private equity, they 2358 01:55:12.840 --> 01:55:15.960 offer these high they do a multiplier, right, so they do. 2359 01:55:16.119 --> 01:55:19.680 It's a multiplier of gross profits. They're not profits massive 2360 01:55:19.840 --> 01:55:20.319 either one. 2361 01:55:20.760 --> 01:55:23.880 And you know they they here's here, here's the good 2362 01:55:23.960 --> 01:55:25.960 side of it, though, here is the good side of 2363 01:55:26.000 --> 01:55:26.720 private equity. 2364 01:55:26.960 --> 01:55:29.479 You got Fred's Garage Store. I'm making a name up, 2365 01:55:29.840 --> 01:55:33.199 So Fred's Garage Store. This guy owned that company for 2366 01:55:33.319 --> 01:55:36.359 twenty thirty years, built it, He's got great cash flow, 2367 01:55:36.399 --> 01:55:40.000 he's got great profit, and his kids want nothing to 2368 01:55:40.039 --> 01:55:40.399 do with it. 2369 01:55:40.840 --> 01:55:44.119 And now he's trying to sell it. He doesn't quite realize. 2370 01:55:44.000 --> 01:55:46.399 How to sell it, what to sell it for, and 2371 01:55:46.560 --> 01:55:49.479 what he's selling because a lot of times an independent 2372 01:55:49.560 --> 01:55:52.239 operator like a garadge stoor opener, what are you selling? 2373 01:55:52.520 --> 01:55:56.079 Maybe a couple trucks. You might have some assets, some 2374 01:55:56.199 --> 01:55:59.399 hard assets, but really what you're selling is the knowledge 2375 01:55:59.760 --> 01:56:04.319 of whatever you learned and the customer database, the people 2376 01:56:04.399 --> 01:56:07.159 they call you. So all of a sudden, what private 2377 01:56:07.239 --> 01:56:12.279 equity did do is it brought people like Fred's Garage 2378 01:56:12.359 --> 01:56:16.520 doors an easy out. And the multipliers can be staggering. 2379 01:56:16.840 --> 01:56:19.039 I mean, really, I've seen ten x in some of 2380 01:56:19.119 --> 01:56:22.119 these things with plumbing. Think about that, your company makes 2381 01:56:22.359 --> 01:56:24.920 one hundred and fifty two hundred thousand a year and 2382 01:56:25.079 --> 01:56:27.239 you've been doing it for forty years, and they're like, yeah, 2383 01:56:27.279 --> 01:56:29.239 well RTE you check for a million bucks. Oh and 2384 01:56:29.359 --> 01:56:31.039 by the way, if you still want to stay on 2385 01:56:31.119 --> 01:56:33.079 as an employee for a little bit, we'll let you 2386 01:56:33.199 --> 01:56:33.880 do that as well. 2387 01:56:34.000 --> 01:56:36.079 So we see that with roofing a lot those kind 2388 01:56:36.079 --> 01:56:39.000 of multipliers too mass. But the issue with private equity 2389 01:56:39.159 --> 01:56:41.800 is their their sharks, and a lot of times migrafing 2390 01:56:41.880 --> 01:56:45.079 the sharks. They put these contracts together that says, okay, 2391 01:56:45.600 --> 01:56:47.720 the owner or the founder needs to say on a 2392 01:56:47.840 --> 01:56:50.199 CEO for ten years. But what I've heard from a 2393 01:56:50.239 --> 01:56:53.600 couple of contractors is these pe firms they will fire 2394 01:56:53.760 --> 01:56:58.279 or terminate the owner one day before the contract expires 2395 01:56:58.319 --> 01:56:59.600 and cancel the entire thing. 2396 01:57:00.279 --> 01:57:03.800 Maybe, but if someone walks into a deal like that, 2397 01:57:04.119 --> 01:57:06.720 I mean, they got to hire an attorney, right. I'm 2398 01:57:06.760 --> 01:57:08.760 not going to say it's their fault, That's not where 2399 01:57:08.800 --> 01:57:11.479 I'm going, But I will say they got to be careful. 2400 01:57:11.840 --> 01:57:13.520 I mean, you have to have an attorney look at 2401 01:57:13.520 --> 01:57:15.479 a deal. But it's really changed everything. 2402 01:57:15.720 --> 01:57:15.840 Now. 2403 01:57:15.920 --> 01:57:18.399 The other thing I'll say about private equity is there's 2404 01:57:18.439 --> 01:57:21.279 good ones out there. I don't necessarily think I have 2405 01:57:21.399 --> 01:57:24.319 a problem with someone coming in and buying a bunch 2406 01:57:24.359 --> 01:57:28.319 of HVAC companies or garage door companies or any companies. 2407 01:57:28.560 --> 01:57:30.319 I don't have a problem if someone comes in and 2408 01:57:30.399 --> 01:57:32.960 buys a bunch of restaurants. What I do care about 2409 01:57:33.039 --> 01:57:35.760 is if they lie or if they try to cheat people. 2410 01:57:36.199 --> 01:57:37.640 But most of them don't. 2411 01:57:37.720 --> 01:57:40.960 Most of them actually run a pretty honest business. But 2412 01:57:41.199 --> 01:57:45.560 they want a substantial return on their money. They can 2413 01:57:45.680 --> 01:57:48.800 invest in anything. They're like sharks. We see at Shark Tank. 2414 01:57:49.039 --> 01:57:50.960 They can invest their money. And I think it's Kevin 2415 01:57:51.000 --> 01:57:53.199 O'Leary that says it. You know, when I send my 2416 01:57:53.319 --> 01:57:55.520 money out, I want to coming back to me in 2417 01:57:55.720 --> 01:57:58.880 multipliers or why do I invest? There's other things out there. 2418 01:57:59.159 --> 01:58:01.439 But because he's a shark and Cuban and all the 2419 01:58:01.479 --> 01:58:03.680 people on there, I don't think they're bad. 2420 01:58:04.119 --> 01:58:05.399 But they do not operate. 2421 01:58:05.520 --> 01:58:07.119 They do that and not how to buy stuff. But 2422 01:58:07.279 --> 01:58:09.119 now saying all that, I love the fact that you 2423 01:58:09.279 --> 01:58:11.119 guys keep it family. 2424 01:58:11.319 --> 01:58:13.560 We want to say family as long as possible. 2425 01:58:13.560 --> 01:58:15.119 And you've had the cruise forever. 2426 01:58:15.359 --> 01:58:17.399 Yeah, they've been with us into like a lot of 2427 01:58:17.439 --> 01:58:20.479 these pe firms. The reason that they're successful is because 2428 01:58:20.479 --> 01:58:22.840 they bring in their standardized marketing, they know how to 2429 01:58:22.960 --> 01:58:26.680 do it, their standard operating procedure, the five other stays. 2430 01:58:27.079 --> 01:58:29.119 And so I mean really like where you see a 2431 01:58:29.159 --> 01:58:31.119 company go from just a small mom and pop to 2432 01:58:31.239 --> 01:58:34.680 like a national is where the internal people they realize 2433 01:58:34.680 --> 01:58:38.039 the importance of those SOPs, the KPIs and just streamlining 2434 01:58:38.319 --> 01:58:39.319 their efficiency. 2435 01:58:39.520 --> 01:58:42.520 They the efficiency is incredible if you think about it, 2436 01:58:42.720 --> 01:58:46.640 every industry does it. Instead of having ten bookkeepers for 2437 01:58:46.800 --> 01:58:49.439 ten different companies, you buy ten companies, you got one 2438 01:58:49.479 --> 01:58:52.119 book keeper. I mean there's an example. You're not dealing 2439 01:58:52.199 --> 01:58:56.039 with multipliers out there, redundancy, you don't even need it. 2440 01:58:56.439 --> 01:58:59.199 I mean basically, you've already done it. You've already bought 2441 01:58:59.319 --> 01:59:02.840 companies in Texas roofing companies, and you made that work. 2442 01:59:02.960 --> 01:59:05.039 Now it's time to go do it somewhere else. And 2443 01:59:05.119 --> 01:59:07.600 then some of these operators they buy from are very 2444 01:59:07.680 --> 01:59:10.399 savvy too. Some of them start going, oh, I want 2445 01:59:10.439 --> 01:59:12.880 to start getting involved in this, and they do travel 2446 01:59:12.960 --> 01:59:14.880 with the private equity and learn how to do that. 2447 01:59:15.760 --> 01:59:18.079 So, I mean, it's like anything else, there's good things 2448 01:59:18.159 --> 01:59:18.880 there's bad. 2449 01:59:18.720 --> 01:59:21.159 Things, but I do love the fact when you're dealing 2450 01:59:21.239 --> 01:59:24.840 with Excel Roofing, you're dealing with Henry, and you're dealing 2451 01:59:24.920 --> 01:59:28.079 with Jay, and you're dealing with Dominic, and you're dealing 2452 01:59:28.159 --> 01:59:31.920 with people who I have known personally now for fifteen 2453 01:59:31.960 --> 01:59:34.760 plus years and Tom twenty five plus years. So I 2454 01:59:34.840 --> 01:59:37.239 mean there's something to be said for that big time. 2455 01:59:37.640 --> 01:59:40.119 But if you ever want to cash out, you must think, oh, 2456 01:59:40.239 --> 01:59:40.880 it's kind of cool. 2457 01:59:40.880 --> 01:59:44.960 There is private equity, right, Seriously, I think there's a 2458 01:59:45.039 --> 01:59:46.439 lot of people's goals out there. 2459 01:59:46.720 --> 01:59:48.520 I knew a guy that would build up. It's on 2460 01:59:48.600 --> 01:59:51.359 a much smaller scale, and it's twenty years ago. He 2461 01:59:51.479 --> 01:59:54.399 would come in and he had a little bug what 2462 01:59:54.439 --> 01:59:56.720 do you call me? He was an exterminator and his 2463 01:59:57.000 --> 02:00:01.119 thing he would go to hotels, little ones, fancy private 2464 02:00:01.479 --> 02:00:05.359 private hotel brands like Oyo, something individually owned but has 2465 02:00:05.439 --> 02:00:09.159 a has a name on it, like Hotels, Motel six, whatever, 2466 02:00:10.079 --> 02:00:13.239 and he would create these routes where he would go out, 2467 02:00:13.560 --> 02:00:16.039 you know, once a month or whatever it is, to 2468 02:00:16.119 --> 02:00:17.720 spray for bugs, to do whatever. 2469 02:00:18.079 --> 02:00:19.560 And he would create this route. 2470 02:00:19.640 --> 02:00:22.800 It might be worth to him one hundred thousand dollars 2471 02:00:22.840 --> 02:00:25.199 a year, and that was good money for him, especially 2472 02:00:25.279 --> 02:00:27.800 fifteen twenty years ago. Then what he would do is 2473 02:00:27.880 --> 02:00:30.479 turn around and he'd reach out to termin X and 2474 02:00:30.640 --> 02:00:33.680 he would sell that route for Back then, the multiplier 2475 02:00:33.800 --> 02:00:35.920 was maybe two or three, so he'd put two or 2476 02:00:35.960 --> 02:00:37.560 three hundred thousand in his pocket. 2477 02:00:37.880 --> 02:00:38.960 And then you know what he would do. 2478 02:00:39.359 --> 02:00:41.760 He would turn around a couple of years later after 2479 02:00:41.880 --> 02:00:44.720 the non compete or go to a different market and 2480 02:00:44.920 --> 02:00:47.840 do the exact same thing, create another route, call up 2481 02:00:47.920 --> 02:00:49.159 termin X and sell it again. 2482 02:00:49.279 --> 02:00:50.039 That's all he did. 2483 02:00:50.399 --> 02:00:54.319 Literally, That's how he made a nice small fortune over 2484 02:00:54.479 --> 02:00:57.000 his lifetime. And he was pretty cool anyhow. Everybody holds 2485 02:00:57.000 --> 02:00:59.319 tight three oh three seven one three talk. 2486 02:01:05.680 --> 02:01:08.960 Go with a sure thing Denver's Best roofer Excel Roofing 2487 02:01:09.039 --> 02:01:11.680 dot com. You don't pay a cent until you're content. 2488 02:01:15.079 --> 02:01:18.239 Time for an insurance check up free, no obligation. In comparison, 2489 02:01:18.399 --> 02:01:21.920 call compass insurance paying too much your coverage at dozens 2490 02:01:21.960 --> 02:01:24.680 of insurance companies find out now three all three, seven 2491 02:01:24.800 --> 02:01:27.600 seven to one help. You'll think you're his only customer 2492 02:01:27.640 --> 02:01:29.840 When you choose Frank durand the real estate Man dot 2493 02:01:29.920 --> 02:01:33.239 com to list your home with Remax Alliance three all 2494 02:01:33.279 --> 02:01:35.359 three nine two zero sixteen twenty two. 2495 02:01:41.199 --> 02:01:43.880 All right for three O three seven one three eight 2496 02:01:43.960 --> 02:01:44.760 two five five. 2497 02:01:44.840 --> 02:01:48.560 They arrested that, uh, that guy that threw apparently the 2498 02:01:48.640 --> 02:01:56.079 alleged suspect in the Tesla dealership bombing. It's kind of 2499 02:01:56.159 --> 02:01:58.920 crazy reading about the guy. I'm trying to find his name, ory. 2500 02:01:58.920 --> 02:02:00.880 I saw a picture them. I hate to say this, 2501 02:02:01.039 --> 02:02:02.760 he kind of looks like he could be a bomber. 2502 02:02:03.079 --> 02:02:08.680 You know, some people just have that mischievous I want 2503 02:02:08.720 --> 02:02:11.000 to kill you kind of look. I mean I kind 2504 02:02:11.039 --> 02:02:14.279 of get that from this guy. And I can't find 2505 02:02:14.439 --> 02:02:18.159 his I found everything on a particular website that had 2506 02:02:18.199 --> 02:02:21.159 a picture them, but that website keeps locking up this computer. 2507 02:02:21.520 --> 02:02:24.439 What did you guys think of that? I mean, what 2508 02:02:24.560 --> 02:02:27.439 do you think, dear dragon? I mean, I don't know. 2509 02:02:28.479 --> 02:02:30.399 You can't go after him. I don't think is a 2510 02:02:30.640 --> 02:02:31.880 domestic terrorist. 2511 02:02:32.439 --> 02:02:33.960 Paul Kim is his name. 2512 02:02:34.159 --> 02:02:38.560 Paul Kim? And he's like thirty five? Right? Do you 2513 02:02:38.640 --> 02:02:41.960 get Do you get nervous driving a Tesla now at all? 2514 02:02:42.520 --> 02:02:42.560 Me? 2515 02:02:42.880 --> 02:02:45.560 Yeah? No, I don't either. I don't know why people 2516 02:02:45.600 --> 02:02:49.199 would start thinking that, you know, it's going to get 2517 02:02:49.279 --> 02:02:50.399 Maybe it could get keyed. 2518 02:02:50.960 --> 02:02:54.239 I guess that's possible. Henry, would you drive a Tesla 2519 02:02:54.680 --> 02:02:57.960 or were you rather just not be controversial at all? 2520 02:02:58.479 --> 02:03:00.239 If you even call it, Dad, I don't even know 2521 02:03:00.279 --> 02:03:02.560 why it is. I find it crazy, Although if I 2522 02:03:02.680 --> 02:03:07.359 lived in certain cities, I'd probably be a little apprehensive 2523 02:03:07.600 --> 02:03:09.319 of parking a Tesla at the mall. 2524 02:03:10.159 --> 02:03:12.840 I think it's all bso, well, you have the vale 2525 02:03:12.960 --> 02:03:15.159 at make sure that the valet's watched it. 2526 02:03:15.680 --> 02:03:18.600 Maybe, but still, I mean when people are throwing Molotov 2527 02:03:18.680 --> 02:03:20.680 cocktails at dealerships, it's crazy. 2528 02:03:20.800 --> 02:03:23.000 Well, when you went to the Bernie aoc rally, how 2529 02:03:23.039 --> 02:03:23.800 safe did you feel there? 2530 02:03:23.960 --> 02:03:27.319 I would not drive it to a Bernie aoc rally 2531 02:03:27.880 --> 02:03:31.239 at all. What's Brown's thoughts on any of that? Has 2532 02:03:31.319 --> 02:03:32.279 he touched base on it? 2533 02:03:32.399 --> 02:03:35.399 I know he's Why is anybody even remotely wanting to 2534 02:03:35.439 --> 02:03:36.560 do anything with these teslas? 2535 02:03:36.560 --> 02:03:41.439 Because because they're saving people around them, they're saving taxpayers money. Actually, 2536 02:03:41.479 --> 02:03:43.720 you're funny. Driving down I twenty five, I see more 2537 02:03:43.800 --> 02:03:45.920 teslas and I think any other car. 2538 02:03:46.119 --> 02:03:48.039 Yeah, there's more teslas than like anything. 2539 02:03:48.319 --> 02:03:51.359 They used to love them, The Liberals used to love them. 2540 02:03:51.760 --> 02:03:53.319 I mean, they loved Elon Musk. 2541 02:03:53.640 --> 02:03:56.479 I see these stickers now on Tesla's that are anti 2542 02:03:56.640 --> 02:03:59.840 Elon stickers, and they're just clarifying that they don't support them. 2543 02:04:00.079 --> 02:04:01.920 Yeah, so they won't get keyed. It might be smart 2544 02:04:01.960 --> 02:04:04.880 for anybody to put that on there regardless like that. 2545 02:04:05.199 --> 02:04:07.239 Yeah, I bought this before he went crazy. 2546 02:04:07.680 --> 02:04:07.920 What what? 2547 02:04:08.159 --> 02:04:08.199 What? 2548 02:04:08.680 --> 02:04:12.159 So in your age range twenty something, are people in 2549 02:04:12.439 --> 02:04:17.159 general more trumpy or in general more uh lefty? 2550 02:04:17.399 --> 02:04:17.439 What? 2551 02:04:17.720 --> 02:04:17.760 What? 2552 02:04:18.199 --> 02:04:22.000 What would you say? Just in your your age range 2553 02:04:22.079 --> 02:04:22.520 in people? 2554 02:04:22.760 --> 02:04:23.079 You know? 2555 02:04:23.800 --> 02:04:27.560 So, from my unbiased roofer opinion, I believe that I 2556 02:04:27.640 --> 02:04:31.239 think that Trump has really cultivated a strong following. It's 2557 02:04:31.279 --> 02:04:33.119 really amazing a lot of young people. It's just it's 2558 02:04:33.199 --> 02:04:37.960 extremely uh one sided, like you're either right earlier left. 2559 02:04:38.000 --> 02:04:40.119 There's not a whole lot of middle ground, not anymore. 2560 02:04:40.760 --> 02:04:43.479 Like I don't know, I feel like three or four 2561 02:04:43.560 --> 02:04:46.319 years ago you didn't want to be outspoken about supporting Trump. 2562 02:04:46.520 --> 02:04:49.000 But now three or four a lot of people, well 2563 02:04:49.079 --> 02:04:49.600 think about it. 2564 02:04:49.760 --> 02:04:51.840 A year ago, two years ago, you'd never want to 2565 02:04:51.880 --> 02:04:56.319 talk about being a supporter of Biden. I mean after 2566 02:04:56.439 --> 02:05:00.720 that debate especially, I mean I know hardcore liberals at 2567 02:05:01.640 --> 02:05:04.760 their jaw dropped, they were like the guy doesn't have 2568 02:05:04.840 --> 02:05:08.880 anything upstairs. He's he's full blown gone. I mean, you know, 2569 02:05:09.199 --> 02:05:11.319 four o'clock would come and the guy couldn't talk. 2570 02:05:11.479 --> 02:05:11.640 Man. 2571 02:05:12.000 --> 02:05:13.439 I mean that debate showed a lot. 2572 02:05:13.760 --> 02:05:15.760 I think that a huge issue is that for a 2573 02:05:15.840 --> 02:05:18.600 lot of younger people, they're getting too much of their 2574 02:05:18.760 --> 02:05:21.840 news from like TikTok and Instagram, and that's a huge issue. 2575 02:05:21.880 --> 02:05:24.960 I mean, he pulled Trump pulled a lot of younger 2576 02:05:25.079 --> 02:05:26.159 people this time though. 2577 02:05:26.520 --> 02:05:29.479 Sure, but it's all through like entertainment content. It's really 2578 02:05:29.560 --> 02:05:32.600 hard to know any policies and any factual information when 2579 02:05:32.680 --> 02:05:35.680 you're just getting TikTok videos about it or Instagram content. 2580 02:05:35.840 --> 02:05:38.119 So you'd say almost anybody in their twenties that's the 2581 02:05:38.239 --> 02:05:42.600 main thing. Yeah, we might say anybody in their seventies. 2582 02:05:42.680 --> 02:05:46.600 The main thing is usually MSNBC or or maybe. 2583 02:05:47.159 --> 02:05:48.119 Real reporting though. 2584 02:05:48.119 --> 02:05:50.239 I mean it's debatable, but you know it's not it's 2585 02:05:50.319 --> 02:05:52.920 not just like creating some nonsense and putting it on 2586 02:05:52.960 --> 02:05:53.399 the internet. 2587 02:05:53.600 --> 02:05:58.439 Yeah, literally, it is creating nonsense at MSNBC. 2588 02:05:58.920 --> 02:06:02.960 I agree with doc on MSNBC. They're horrible. In fact, 2589 02:06:03.000 --> 02:06:05.199 they're ratings show it. They have no ratings. You know 2590 02:06:05.279 --> 02:06:08.520 what's curious about TikTok and YouTube and all that stuff. 2591 02:06:08.880 --> 02:06:16.000 They just absolutely destroyed, destroyed all these TV networks and 2592 02:06:16.279 --> 02:06:19.199 radio stations and everything destroyed. I mean it's not even 2593 02:06:19.239 --> 02:06:20.000 close a lot. 2594 02:06:19.920 --> 02:06:22.840 Of the stuff that's going, Like have you seen that 2595 02:06:22.920 --> 02:06:25.399 deep fake contents? No, Yeah, it's really. 2596 02:06:25.239 --> 02:06:26.840 I've heard about it. I mean it looks real as 2597 02:06:26.920 --> 02:06:27.359 you can get. 2598 02:06:27.520 --> 02:06:30.439 They use AI to create the voice and create the imaging, 2599 02:06:30.640 --> 02:06:33.079 and so I mean that's super deceptive. You can basically 2600 02:06:33.159 --> 02:06:35.439 create a video of Trump or Biden or whoever it 2601 02:06:35.560 --> 02:06:38.640 is saying whatever you want, whatever you want them to say, exactly. 2602 02:06:38.800 --> 02:06:42.000 So, I mean there'll be legislation on that. I think 2603 02:06:42.039 --> 02:06:42.760 there already is. 2604 02:06:42.880 --> 02:06:46.159 For I want to say, I want to say they 2605 02:06:46.199 --> 02:06:50.720 did pass something on porn, deep fake porn in other words, 2606 02:06:50.760 --> 02:06:54.560 someone you know, taking a picture of someone at school, 2607 02:06:54.720 --> 02:06:57.760 like in high school and then creating a deep fake 2608 02:06:57.880 --> 02:07:00.319 site like that. I mean, can you imagine how devisating 2609 02:07:00.399 --> 02:07:00.680 that way? 2610 02:07:01.199 --> 02:07:04.600 Or else they get a porn gif and put somebody's 2611 02:07:04.640 --> 02:07:08.560 face on it, Yeah, which is what the same thing basically. 2612 02:07:08.760 --> 02:07:11.319 Yeah, Well, some of these deep fakes, like he's talking about, 2613 02:07:11.399 --> 02:07:13.840 you can't I don't even know how they tell the difference. 2614 02:07:13.640 --> 02:07:14.680 And just for the viewers. 2615 02:07:14.720 --> 02:07:15.279 A deep fake. 2616 02:07:15.399 --> 02:07:19.199 It's where you create an artificial intelligence video, so it's 2617 02:07:19.319 --> 02:07:23.039 not any animation. You're just programming basically into some sort 2618 02:07:23.039 --> 02:07:26.399 of AI to generate an image that looks real and 2619 02:07:26.520 --> 02:07:27.119 sounds real. 2620 02:07:27.319 --> 02:07:29.399 Oh it looks so real, it's crazy, and people do 2621 02:07:29.520 --> 02:07:32.279 it constantly. It is kind of a different world that 2622 02:07:32.479 --> 02:07:35.439 you have grown up in, Henry. It's kind of funny 2623 02:07:35.479 --> 02:07:38.520 having you in compared to your dad, because I feel 2624 02:07:38.560 --> 02:07:40.399 like my son's in here. I mean, these are the 2625 02:07:40.479 --> 02:07:42.920 kind of conversations I have with Miles all the time, 2626 02:07:43.279 --> 02:07:45.520 and I just can't believe the difference how you guys 2627 02:07:45.560 --> 02:07:48.840 grew up. Although I'll say this, with you and Miles, 2628 02:07:48.880 --> 02:07:51.800 you're very similar. You guys kind of have the same pathway. 2629 02:07:52.560 --> 02:07:56.840 You didn't go that college route. You know, you're educated, 2630 02:07:56.920 --> 02:07:58.920 there's no doubt about that. But what I'm saying is 2631 02:07:59.000 --> 02:08:00.319 you decided to jump right in. 2632 02:08:01.640 --> 02:08:04.720 And my side, who's in his thirties, is the exact opposite. 2633 02:08:05.119 --> 02:08:06.880 Yeah, he's a big liberal though, isn't it. 2634 02:08:06.880 --> 02:08:09.399 Oh he hates Trump. I can't even mention his name. 2635 02:08:09.439 --> 02:08:10.039 With dinner time. 2636 02:08:10.199 --> 02:08:14.159 We have so many people, so many people older, like 2637 02:08:14.239 --> 02:08:16.920 in my parents' ages, so in their eighties said think 2638 02:08:17.279 --> 02:08:20.319 if you didn't get a college education. Think about this. 2639 02:08:20.560 --> 02:08:24.319 If you didn't get a college education, you're just lower. 2640 02:08:24.439 --> 02:08:26.039 I mean, I guess that's how i'd put it. I mean, 2641 02:08:26.079 --> 02:08:28.760 I don't want to say you're dumb, but I mean 2642 02:08:29.239 --> 02:08:33.319 there there was a stigma of not having it. 2643 02:08:34.199 --> 02:08:35.840 It's the opposite now it is. 2644 02:08:36.239 --> 02:08:38.920 I know, it's so changed, it's crazy. 2645 02:08:39.119 --> 02:08:40.960 I mean the trades are really what a lot of 2646 02:08:41.000 --> 02:08:43.880 people are pursuing, you know, stuff like roofing or concrete 2647 02:08:43.960 --> 02:08:46.119 or electrical. I mean, that's what's going to create the 2648 02:08:46.199 --> 02:08:47.840 most millionaires going forward. 2649 02:08:48.079 --> 02:08:50.199 Look, look, I'm going to tell people something that's probably 2650 02:08:50.279 --> 02:08:53.239 mind blowing to them. You know, a store manager a Walmart. 2651 02:08:53.640 --> 02:08:55.960 I mean, your salary could be you know, let's say 2652 02:08:56.199 --> 02:08:58.880 one hundred and fifty okay, I mean everything depends on 2653 02:08:59.039 --> 02:09:01.840 stores and how long you in there. But people say 2654 02:09:01.920 --> 02:09:04.560 Walmart doesn't pay their employees, right, blah blah blah. Your 2655 02:09:04.600 --> 02:09:07.479 bonus can be triple your your bonus in that scenario 2656 02:09:07.560 --> 02:09:09.479 would be four hundred and fifty thousand. If you know 2657 02:09:09.600 --> 02:09:11.760 your numbers, that's six hundred thousand a year. 2658 02:09:11.960 --> 02:09:12.119 Wow. 2659 02:09:12.399 --> 02:09:15.119 I don't know anything coming out, including being in a 2660 02:09:15.239 --> 02:09:19.680 doctor and a certain attorneys, I mean a personal injury 2661 02:09:19.680 --> 02:09:22.880 attorney can clean up left and right. You know, one 2662 02:09:23.000 --> 02:09:24.680 case can make their entire career. 2663 02:09:25.039 --> 02:09:29.319 But if you really think about jobs coming out of college, 2664 02:09:30.399 --> 02:09:33.159 oh my god, I'm not even thrown in the student 2665 02:09:33.279 --> 02:09:36.199 debt thing, but think about how long it would take 2666 02:09:36.279 --> 02:09:39.880 to make that coming out with a teaching DEGREEA. 2667 02:09:39.760 --> 02:09:41.039 Think about even a doctor. 2668 02:09:41.119 --> 02:09:44.479 I mean after college, four years of medical school, four 2669 02:09:44.600 --> 02:09:47.319 years of residency, and one year of a fellowship. 2670 02:09:47.399 --> 02:09:49.640 It's nine years and you're not making anything. 2671 02:09:49.720 --> 02:09:52.199 Well, well, you're making you know, thirty or forty thousand 2672 02:09:52.239 --> 02:09:54.520 dollars a year. That's it. Wow, which comes out about 2673 02:09:54.520 --> 02:09:56.199 two dollars an hour if that. 2674 02:09:57.039 --> 02:09:59.119 Yeah, So that that kind of blows my mind. I 2675 02:09:59.159 --> 02:10:00.840 mean it's to a world where it's all paid by 2676 02:10:00.840 --> 02:10:04.600 a performance, you know, so like however you can, however 2677 02:10:04.640 --> 02:10:08.920 much you can do in like sales or uh you know, building, building, 2678 02:10:08.960 --> 02:10:12.479 your division, market, whatever it is, it's all paid off 2679 02:10:12.560 --> 02:10:12.720 of a. 2680 02:10:12.840 --> 02:10:17.159 Good A good salesperson is worth a zillion dollars. Yeah, absolutely, 2681 02:10:17.439 --> 02:10:20.279 I mean really, it's really incredible. Probably one of the 2682 02:10:20.359 --> 02:10:22.920 hardest things in the world to teach would be to 2683 02:10:23.000 --> 02:10:25.279 be a good salesperson. It almost seems like you either 2684 02:10:25.439 --> 02:10:26.239 are or you're not. 2685 02:10:26.800 --> 02:10:29.800 It's hard to take someone that has never sold anything 2686 02:10:30.199 --> 02:10:34.079 and doesn't have that certain that's certain. 2687 02:10:33.960 --> 02:10:35.760 Something I could never do it. I can never be 2688 02:10:35.800 --> 02:10:36.520 a sales I can. 2689 02:10:36.600 --> 02:10:38.439 I got to break Dragon's yelling at me three oh 2690 02:10:38.479 --> 02:10:40.000 three seven one three talk. 2691 02:10:41.000 --> 02:10:44.239 Go with a sure thing Denver's best roofer Excel Roofing 2692 02:10:44.359 --> 02:10:47.000 dot com. You don't pay a cent until you're content. 2693 02:10:50.359 --> 02:10:53.520 Time for an insurance check up free, no obligation. In comparison, 2694 02:10:53.680 --> 02:10:57.239 call Compass Insurance paying too much your coverage at dozens 2695 02:10:57.279 --> 02:10:59.920 of insurance companies find out now three oll three seven 2696 02:11:00.119 --> 02:11:02.880 seven to one help. You'll think you're his only customer 2697 02:11:02.960 --> 02:11:05.119 when you choose Frank durand the real estate Man dot 2698 02:11:05.239 --> 02:11:08.520 com to list your home with Remax Alliance three oh 2699 02:11:08.600 --> 02:11:10.520 three nine two zero sixteen twenty two. 2700 02:11:13.600 --> 02:11:16.920 Boy, that was a thought provoking conversation on YouTube. People 2701 02:11:16.960 --> 02:11:19.119 are like, I didn't know Walmart made that kind of money, 2702 02:11:19.119 --> 02:11:19.880 and blah blah blah. 2703 02:11:20.520 --> 02:11:24.119 It is interesting though. I agree with you, Henry one 2704 02:11:24.239 --> 02:11:27.199 hundred percent that things have changed. People used to think 2705 02:11:27.239 --> 02:11:29.399 they have to go this pathway of college. Now they 2706 02:11:29.479 --> 02:11:31.920 get out there and start hustling, and sales is the 2707 02:11:31.960 --> 02:11:32.479 biggest one. 2708 02:11:32.520 --> 02:11:34.279 I'm going to go back to that. If you're a 2709 02:11:34.359 --> 02:11:37.760 good salesperson and you're honest, that is a big part 2710 02:11:37.840 --> 02:11:40.720 of it. You can sell anything, I don't care what 2711 02:11:40.880 --> 02:11:43.600 it is. You can sell medical equipment, you can sell roofs, 2712 02:11:43.840 --> 02:11:46.840 you can sell cars, you can sell anything. But then 2713 02:11:46.920 --> 02:11:50.479 Deputy Doc was saying something interesting, which is you could 2714 02:11:50.520 --> 02:11:51.560 never be a salesperson. 2715 02:11:52.079 --> 02:11:53.039 I just don't have it in me. 2716 02:11:53.359 --> 02:11:56.439 Yeah, it's a whole different it's not even necessarily a 2717 02:11:56.520 --> 02:11:59.600 different personality. There's so many ways to sell. You might 2718 02:11:59.640 --> 02:12:02.640 be a off salesperson. You might ask for that sale. 2719 02:12:03.399 --> 02:12:06.439 When I first started selling tires, way back when when 2720 02:12:06.479 --> 02:12:11.279 we first came to Colorado, I would ask people why 2721 02:12:11.399 --> 02:12:14.119 they didn't purchase from me. I was pretty aggressive on 2722 02:12:14.199 --> 02:12:15.439 it if they weren't going to buy it, and say, 2723 02:12:15.439 --> 02:12:17.600 why are you? Why aren't we just closing it right now? 2724 02:12:17.600 --> 02:12:19.760 I'd love to get your sale. And I'd follow them 2725 02:12:19.760 --> 02:12:22.039 out the door, still asking questions, and a lot of 2726 02:12:22.079 --> 02:12:23.880 them I'd turn around and get back in. So I 2727 02:12:24.039 --> 02:12:27.199 was a pretty aggressive salesperson. But then when I started 2728 02:12:27.520 --> 02:12:31.439 selling computers and especially point of sale systems, and servers 2729 02:12:31.760 --> 02:12:35.560 for my computer company. I would have a much different thing. 2730 02:12:35.880 --> 02:12:38.920 It would be the softest sell you'd ever imagine. I 2731 02:12:39.039 --> 02:12:42.680 remember meeting with Who'd I sell all those point of 2732 02:12:42.720 --> 02:12:44.920 sales to the barber shop I used to deal with 2733 02:12:45.760 --> 02:12:49.119 floyd I remember meeting with the owner of Floyd's twenty 2734 02:12:49.199 --> 02:12:51.399 years ago and they had probably, I don't know, ten 2735 02:12:51.560 --> 02:12:54.039 twelve at the time, and we were doing the point 2736 02:12:54.079 --> 02:12:56.039 of sale for every one of them, and the cell 2737 02:12:56.119 --> 02:12:57.479 to them was a lot different. 2738 02:12:57.560 --> 02:12:59.560 I brought it in. I said, Hey, here's what I 2739 02:12:59.600 --> 02:13:01.159 want to do. Let's just set it up in this 2740 02:13:01.319 --> 02:13:04.359 one location over here. Tell me what you think of it. 2741 02:13:04.399 --> 02:13:05.840 If you want to move forward, let's do it. 2742 02:13:05.880 --> 02:13:06.359 And that was it. 2743 02:13:07.119 --> 02:13:10.920 I mean there was nothing else to it. So that's it, man. 2744 02:13:11.119 --> 02:13:14.760 I mean sales as sales. But once you can sell something, 2745 02:13:14.800 --> 02:13:18.279 you can how about. I never understood this, and I'm 2746 02:13:18.319 --> 02:13:20.960 so happy people do it. My mother was a teacher forever. 2747 02:13:21.520 --> 02:13:23.640 I mean, that's really what she did up until she 2748 02:13:23.760 --> 02:13:26.359 quit working. And I love some of the teachers. I 2749 02:13:26.520 --> 02:13:29.079 try to look back on teachers that I think of. 2750 02:13:29.239 --> 02:13:31.680 Do you have any you guys think of Suzanne that 2751 02:13:31.960 --> 02:13:34.199 changed your life in a good way, Yeah, I sure do. 2752 02:13:34.800 --> 02:13:38.279 Like what missus Ritchie. She was my high school typewriter teacher, 2753 02:13:38.359 --> 02:13:40.000 and I learned a type from her, and she was 2754 02:13:40.119 --> 02:13:42.680 just a good friend, you know, with all my family problems. 2755 02:13:42.960 --> 02:13:45.159 I got it. She actually got involved in your life 2756 02:13:45.199 --> 02:13:46.399 and made some good changes. 2757 02:13:46.600 --> 02:13:46.800 Yeah. 2758 02:13:47.319 --> 02:13:50.000 Did you ever have anybody like that, Henry? 2759 02:13:50.880 --> 02:13:52.760 Yeah, I had one teacher. Her name was a Sarah 2760 02:13:52.800 --> 02:13:56.880 mccannon and she she really uh she I mean you 2761 02:13:56.920 --> 02:13:58.399 talk about it a lot in the workplace, but like 2762 02:13:58.479 --> 02:14:01.279 cultivating a great culture, yeah, and she had a really 2763 02:14:01.319 --> 02:14:04.239 good culture around her students, and that's hard to do 2764 02:14:04.319 --> 02:14:08.399 these Yeah, it's really just a like touching your students. 2765 02:14:08.439 --> 02:14:11.159 I think that's difficult to do while also balancing, you know, 2766 02:14:11.680 --> 02:14:13.319 pushing them to professionalism. 2767 02:14:13.800 --> 02:14:15.680 You know, it's really hard if you think about it. 2768 02:14:16.560 --> 02:14:19.119 You go to school for at least what four years, 2769 02:14:19.560 --> 02:14:22.039 and then generally I think you become at first like 2770 02:14:22.119 --> 02:14:25.319 a kindergarten teacher. But by the time you work up 2771 02:14:25.359 --> 02:14:27.359 to either in middle school or high school. And I'm 2772 02:14:28.119 --> 02:14:30.279 I only know one person that we know in the 2773 02:14:31.039 --> 02:14:33.760 good family friend that basically I'm talking about her journey 2774 02:14:33.800 --> 02:14:36.119 more than anything. So now she has her own room 2775 02:14:36.840 --> 02:14:39.119 and her own kids, but she had a four year degree. 2776 02:14:39.720 --> 02:14:43.079 And when you better love it because it's not something 2777 02:14:43.119 --> 02:14:44.920 you get paid a lot on. That's where I'm going. 2778 02:14:45.279 --> 02:14:47.880 And thank god we have teachers. But the reality is 2779 02:14:47.960 --> 02:14:51.760 you better love working with kids because you ain't getting 2780 02:14:51.880 --> 02:14:54.640 rich off of it by any means. In fact, just 2781 02:14:54.720 --> 02:14:58.199 the opposite, although you do get typically speaking. 2782 02:14:57.920 --> 02:14:59.039 You have a lot of time off. 2783 02:14:59.399 --> 02:14:59.880 That's true. 2784 02:15:01.000 --> 02:15:03.359 So if you actually add that in, I mean, maybe 2785 02:15:03.439 --> 02:15:04.239 the pace pretty good. 2786 02:15:04.319 --> 02:15:07.119 But I'm already up against the Dan clock again. All right, 2787 02:15:07.199 --> 02:15:09.880 three oh three seven one three talk, don't forget three 2788 02:15:09.960 --> 02:15:12.039 oh three. Martino works on and off the air. And 2789 02:15:12.119 --> 02:15:14.239 I want to tell you what Jay Bretts and Henry 2790 02:15:14.319 --> 02:15:15.560 Brett's are doing again. 2791 02:15:15.880 --> 02:15:17.960 Ninety nine bucks. Listen to this. 2792 02:15:18.359 --> 02:15:21.680 They come out to our house every year, twice a 2793 02:15:21.800 --> 02:15:24.680 year and clean our gutters. We have pine needles everywhere, 2794 02:15:24.680 --> 02:15:27.720 one hundred foot trees and pine needles piled up so 2795 02:15:27.880 --> 02:15:29.800 high I can't believe it. They come out and do 2796 02:15:29.880 --> 02:15:31.600 our gutters twice a year. They get up there and 2797 02:15:31.640 --> 02:15:35.520 knock out every gutter, put these hoses down the down spouts, 2798 02:15:35.560 --> 02:15:36.319 they clean them out. 2799 02:15:36.680 --> 02:15:37.560 It's beautiful. 2800 02:15:37.600 --> 02:15:39.520 You're gonna love it. And they send a whole crew out. 2801 02:15:39.840 --> 02:15:42.319 Generally it takes them at least a couple hours. I mean, 2802 02:15:42.439 --> 02:15:44.680 I don't know if our roof's big or not. I mean, 2803 02:15:44.840 --> 02:15:47.199 is in the grand scheme of things, but they're generally 2804 02:15:47.319 --> 02:15:50.399 up there at least two maybe three hours. For ninety 2805 02:15:50.479 --> 02:15:52.159 nine bucks, you're not going to get a better deal. 2806 02:15:52.199 --> 02:15:54.680 It's usually how much Henry two hundred and ninety nine. 2807 02:15:54.920 --> 02:15:59.000 It starts at two ninety nine, And like I was 2808 02:15:59.039 --> 02:16:01.720 saying before, at two ninety nine and three ninety nine, 2809 02:16:01.800 --> 02:16:03.479 we're really not making a whole lot of money, right, 2810 02:16:03.520 --> 02:16:05.760 you're not making any ninety nine dollars. This is a 2811 02:16:06.039 --> 02:16:07.079 it's a killer offer. 2812 02:16:07.359 --> 02:16:10.159 You're sending two to four people out to a house 2813 02:16:10.760 --> 02:16:14.439 for two or three hours. You're losing your ass. Let's 2814 02:16:14.520 --> 02:16:16.880 not pretend what it is. You're gonna get out there 2815 02:16:16.960 --> 02:16:19.600 and do the best job ever, and they're gonna say, damn, 2816 02:16:19.640 --> 02:16:21.720 I love to excel. We've been listening to them on 2817 02:16:21.840 --> 02:16:24.600 the show for you know, twenty years. Then when that 2818 02:16:24.760 --> 02:16:27.680 hailstorm comes, they're gonna call you. I mean, that's why 2819 02:16:27.760 --> 02:16:30.760 you guys do it. I mean it's a great deal. Yeah, 2820 02:16:30.880 --> 02:16:32.680 it does a couple things for us. It keeps our 2821 02:16:32.719 --> 02:16:34.280 guys busy, you know, big time. 2822 02:16:34.280 --> 02:16:36.959 And then also like we're able to uh connect with 2823 02:16:37.040 --> 02:16:39.639 the community and get ourselves out there. So yeah, absolutely, 2824 02:16:39.760 --> 02:16:43.040 ninety nine dollars today only three oh three seven six 2825 02:16:43.200 --> 02:16:47.280 one six four zero zero. That's three zero three seven 2826 02:16:47.440 --> 02:16:49.479 six one six four zero. 2827 02:16:49.399 --> 02:16:50.600 Zero is a great deal. 2828 02:16:50.719 --> 02:16:54.319 Call now go with a sure thing Denver's best roofer 2829 02:16:54.479 --> 02:16:55.840 Excel Roofing dot com. 2830 02:16:56.000 --> 02:16:58.040 You don't pay a cent until you're content. 2831 02:17:01.440 --> 02:17:04.559 Time for an insurance check up, free no obligation comparison 2832 02:17:04.760 --> 02:17:08.280 call Compass Insurance paying too much your coverage at dozens 2833 02:17:08.319 --> 02:17:11.040 of insurance companies find out now three oh three seven 2834 02:17:11.040 --> 02:17:13.360 to seven to one help. You'll think you're his only 2835 02:17:13.520 --> 02:17:15.920 customer when you choose Frank durand the real estate Man 2836 02:17:16.000 --> 02:17:19.399 dot com to list your home with Remax Alliance three 2837 02:17:19.479 --> 02:17:21.719 oh three nine two zero sixteen twenty two. 2838 02:17:24.760 --> 02:17:27.159 All right, three three seventy one three eight two five 2839 02:17:27.319 --> 02:17:29.440 five don't forget three oh three Martino works on and 2840 02:17:29.559 --> 02:17:31.799 off the air. We would love to take any emails 2841 02:17:31.840 --> 02:17:34.440 from yet help at troubleshooter dot com. Like I said, 2842 02:17:34.520 --> 02:17:37.159 we have great people on a referral list at referral 2843 02:17:37.159 --> 02:17:40.280 list dot com like uh like the brats, you know 2844 02:17:40.520 --> 02:17:42.959 Jay and Henry who's been in studio with us today. 2845 02:17:43.200 --> 02:17:44.840 And I do want to tell you one more time. 2846 02:17:44.719 --> 02:17:45.920 About Excel Special. 2847 02:17:46.600 --> 02:17:49.159 It really is good. There's no phony baloney, there's no 2848 02:17:49.319 --> 02:17:51.840 hard sale here. It's not hail season. They're trying to 2849 02:17:51.920 --> 02:17:54.040 keep their folks busy and they want to show you 2850 02:17:54.120 --> 02:17:55.680 what a great job they'll do for you when it 2851 02:17:55.760 --> 02:17:56.440 comes to your roof. 2852 02:17:56.760 --> 02:17:59.280 But bottom line is, ninety nine bucks are going to clean. 2853 02:17:59.200 --> 02:18:03.120 The gutters typically speaking In fact, every other time I've 2854 02:18:03.159 --> 02:18:06.600 actually advertised this for you over the last fifteen years, Henry, 2855 02:18:06.920 --> 02:18:09.920 and for your dad at Excel Roofing, it's basically been 2856 02:18:09.959 --> 02:18:12.600 two hundred and ninety nine dollars if you have a 2857 02:18:12.760 --> 02:18:14.600 one story house, and then. 2858 02:18:15.360 --> 02:18:17.840 Three ninety nine if it's a two story house. And 2859 02:18:17.959 --> 02:18:20.520 that's what I've been paying you guys forever. I assure 2860 02:18:20.600 --> 02:18:23.479 you you guys will be getting a call from us 2861 02:18:24.120 --> 02:18:27.600 right afterwards to get our first in. But ninety nine 2862 02:18:27.719 --> 02:18:30.840 dollars regardless of the size. And these guys were great 2863 02:18:30.879 --> 02:18:33.600 and gave away some free gutter cleaning today which went 2864 02:18:33.639 --> 02:18:37.120 in ten seconds for folks over eighty Go ahead, Henry. 2865 02:18:37.040 --> 02:18:39.440 Yeah, absolutely. And then for all the listeners, I just 2866 02:18:39.559 --> 02:18:41.719 want to make it very known that we are doing 2867 02:18:41.840 --> 02:18:44.719 a free roof for a veteran in need. So if 2868 02:18:44.760 --> 02:18:47.920 you find anybody or know somebody that is in a 2869 02:18:48.040 --> 02:18:50.479 tough spot that is a veteran, we would love to 2870 02:18:50.600 --> 02:18:52.799 hear their story if you give us a call or 2871 02:18:52.920 --> 02:18:55.399 send us an email. Our phone number again is three 2872 02:18:55.639 --> 02:18:59.479 zero three seven six one six four zero zero. 2873 02:18:59.760 --> 02:19:02.360 You call that for that ninety nine dollars gutter cleaning. 2874 02:19:02.399 --> 02:19:04.479 And they do a great job, folks, I promise you 2875 02:19:04.600 --> 02:19:07.479 three oh three seven six one sixty four hundred. They've 2876 02:19:07.479 --> 02:19:10.760 been out to our house at least at least ten 2877 02:19:10.840 --> 02:19:12.600 times with the gutter cleaning. 2878 02:19:12.879 --> 02:19:15.959 They did a halproof roof which allowed me to up 2879 02:19:16.040 --> 02:19:18.760 our deductible big time. So basically they saved us a 2880 02:19:18.879 --> 02:19:21.079 ton of money. I saw other people by the way 2881 02:19:21.159 --> 02:19:24.159 getting roofs in our neighborhood. Last year. We had zero 2882 02:19:24.399 --> 02:19:28.120 damage whatsoever on our roof. That roof is crazy. It's 2883 02:19:28.159 --> 02:19:29.280 called f wave, it's. 2884 02:19:29.159 --> 02:19:33.559 Synthetic, it looks beautiful. You got to check out excelroofing 2885 02:19:33.719 --> 02:19:37.200 dot com. But that's special is today only they got 2886 02:19:37.280 --> 02:19:39.319 a call today. You can't get it done today? Do 2887 02:19:39.399 --> 02:19:40.360 they have to call today? 2888 02:19:40.600 --> 02:19:43.399 Or for the people listening on podcasts, can we say 2889 02:19:43.440 --> 02:19:44.159 a couple days. 2890 02:19:44.840 --> 02:19:46.799 You know, if it comes through a podcast, I'll make 2891 02:19:46.840 --> 02:19:49.360 a special exemption. But for everybody else today only 2892 02:19:49.479 --> 02:19:52.239 All right, listen, guys, see you tomorrow.