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<v Speaker 1>Yea ripped off news.

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<v Speaker 2>Need advice, so you don't.

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<v Speaker 3>Have come running. Just as fast as we can, Shooter's

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<v Speaker 3>gonna help come man, This is.

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<v Speaker 1>The Troubleshooter Show.

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<v Speaker 4>No Tom Martino, Hello Tom Martino here, Welcome to the show.

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<v Speaker 4>Three zero three seven to one three talk seven one

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<v Speaker 4>three eight two five five. Here to help you solve problems,

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<v Speaker 4>answer questions, take complaints, and make your life just a

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<v Speaker 4>little easier. Today we're gonna be talking a bunch of stuff,

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<v Speaker 4>but here's the bottom line. Today is all about personal economy,

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<v Speaker 4>what we're living with, what to do about it, and

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<v Speaker 4>also real estate and anything near and dear to.

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<v Speaker 5>Your heart in pocabook.

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<v Speaker 4>But personal economy that means keeping more of the money

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<v Speaker 4>you earn, earning more money if you can, avoiding scams,

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<v Speaker 4>lyar sheets, rip offs, and getting them almost value. Our

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<v Speaker 4>biggest problem is, and I don't know how to put this,

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<v Speaker 4>but I swear to you I've tracked it. During the

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<v Speaker 4>last couple of recessions. I lived through two of them.

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<v Speaker 4>I mean more than that, probably, but two major ones

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<v Speaker 4>that I remember in my life, actually three. When I

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<v Speaker 4>first came here to Colorado in nineteen eighty, we were

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<v Speaker 4>going into a recession, somewhat of a recession in the eighties.

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<v Speaker 4>Then we had one in a two thousand and eight. Well,

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<v Speaker 4>maybe there were just two. That two thousand and eight

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<v Speaker 4>was the next big one.

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<v Speaker 1>So the problem with.

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<v Speaker 4>Recession is that it's brought on by the perception of

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<v Speaker 4>reception of recession. People anticipated therefore put off making certain purchases,

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<v Speaker 4>maybe puts off certain things, and people get a little hesitant.

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<v Speaker 4>Let me give you an example how hesitation can create

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<v Speaker 4>a problem that's not there. If you have a major

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<v Speaker 4>crash on a highway, people slowing down to watch, and

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<v Speaker 4>it has a ripple effect through traffic. That wreck has

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<v Speaker 4>a ripple effect and it's actually a wave, and as

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<v Speaker 4>traffic slows down, it comes to a stop, then starts

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<v Speaker 4>up again. There's a major traffic jam right before that

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<v Speaker 4>spot and right at that spot, even after the accident

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<v Speaker 4>is removed. In fact, it can be for any reason.

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<v Speaker 4>If people slow down, it's going to cause a traffic jam,

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<v Speaker 4>no matter what, if there's nothing causing it. But people

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<v Speaker 4>think they should slow down. People think they should stop

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<v Speaker 4>spending a lot. People think, well, we're going into a recession,

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<v Speaker 4>therefore I must sell off my stock I must go

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<v Speaker 4>to cash, I must stop buying major purchases. As people

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<v Speaker 4>think that, more and more people think it, it becomes

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<v Speaker 4>a reality.

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<v Speaker 5>It is totally perceptionomics. I talked about perception on HIMS

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<v Speaker 5>back in two thousand and eight.

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<v Speaker 4>It did not have to happen. It was literally brought

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<v Speaker 4>on by the fear. Recession was brought on by the

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<v Speaker 4>fear of recession, just like a panic attack becomes a

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<v Speaker 4>thing unto itself. Fear fear, you fear losing control. And

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<v Speaker 4>that's really what's going on when it comes to the economy.

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<v Speaker 4>People fear, people hold off. I have Frank brand in

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<v Speaker 4>the real estate man with me today. Frank, your headsets

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<v Speaker 4>right there, bro. So anyway, I'm sorry to toss that.

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<v Speaker 4>I want to ask you something, Frank. Do you find

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<v Speaker 4>perception omics? Does it play a role in real estate?

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<v Speaker 5>Right now? Hey Tom, good morning.

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<v Speaker 6>You know something, every recession, except for two thousand and eight,

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<v Speaker 6>which was housing driven, has lowered interest rates. So what

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<v Speaker 6>a lot of people don't realize is when rates drop

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<v Speaker 6>like that, it makes homes more affordable, and ultimately that

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<v Speaker 6>strengthens the prices. So I think a lot of that too.

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<v Speaker 6>Besides two thousand and eight tends to help with interest rates.

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<v Speaker 4>Okay, but I'm not talking about an actual perception, but

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<v Speaker 4>the fear of a reception. Do you find customers now

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<v Speaker 4>waiting because they're not sure what the economy is going

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<v Speaker 4>to do?

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<v Speaker 6>They get hesitant, Tom, because I get a lot of

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<v Speaker 6>calls from people they say, Frank, what do you think

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<v Speaker 6>I should do?

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<v Speaker 5>When's the best time to sell and buy?

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<v Speaker 6>And you send some hesitation from certain people and they say, yeah,

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<v Speaker 6>I think we're gonna wait and see what happens here

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<v Speaker 6>with rates, or wait and see what happens here with

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<v Speaker 6>the economy.

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<v Speaker 5>So I do hear it quite a bit of that.

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<v Speaker 4>Tom, All right, So bottom line is there's no reason

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<v Speaker 4>to wait. Our price is up down all around. Where

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<v Speaker 4>are they, Frank?

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<v Speaker 6>Well, right now, prices remain strong, the medians around five

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<v Speaker 6>ninety nine and average days on markets about forty three days.

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<v Speaker 5>Tom.

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<v Speaker 6>So, although days on markets longer, prices still remain strong

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<v Speaker 6>and denver, I don't see prices dropping any time.

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<v Speaker 5>What about inventory shortage or too many.

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<v Speaker 6>You know what, We still have a shortage except for

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<v Speaker 6>I would say this, except for in the condo the

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<v Speaker 6>attached market, that's been a little tougher. There's a lot

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<v Speaker 6>more certain price segments. Tom, it's been tougher with condos.

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<v Speaker 6>But I say, overall, we still have a housing storage.

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<v Speaker 6>We're under three months inventory right now. Overall, All right,

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<v Speaker 6>let me go to the phones. Three oh three seven

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<v Speaker 6>one three talk. I want to talk to Jena about CenturyLink. Janna,

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<v Speaker 6>what's happening with you?

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<v Speaker 2>Hello, Janna, Hi, tell them, I'm hoping it's going on.

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<v Speaker 7>Help.

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<v Speaker 8>I'm hoping you can help my sister with her landline?

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<v Speaker 5>What happened in.

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<v Speaker 8>Rural Albert County? And she contracts with century Link for

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<v Speaker 8>her phone service, okay, and about three weeks ago she

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<v Speaker 8>started having problems with her reception. She doesn't have a line.

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<v Speaker 4>What do you what do you mean her? What do

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<v Speaker 4>you mean her reception? It's a regular landline.

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<v Speaker 8>It is a landline.

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<v Speaker 5>And and what do you mean her reception? What happened?

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<v Speaker 8>Her calls cut in and out, so she'll say a

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<v Speaker 8>few words and then the person responding she cannot hear them,

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<v Speaker 8>and it goes in and out and in and out.

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<v Speaker 5>In it did you did you? Did you verify it

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<v Speaker 5>by listening?

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<v Speaker 9>Jenna?

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<v Speaker 10>Oh?

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<v Speaker 8>Yes, I've had a number of conversations that we have

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<v Speaker 8>not been able to complete because she can't hear me.

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<v Speaker 5>And she went, may I ask something?

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<v Speaker 4>And I asked this of Jenna, Jenna, I asked this

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<v Speaker 4>of everyone.

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<v Speaker 5>I'm just going to ask you this. Does cell service

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<v Speaker 5>get out there where she.

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<v Speaker 4>Could have a phone that uses cell service instead, because

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<v Speaker 4>there's pretty cheap cell services and it's just they're so

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<v Speaker 4>much better than landlines. I'm just asking, does she have

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<v Speaker 4>cell service out there?

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<v Speaker 8>It's intermittent as well. And when I lived out there

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<v Speaker 8>ten years ago, we had no sell service whatsoever.

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<v Speaker 5>Well, yeah, ten years ago, you wouldn't have it.

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<v Speaker 8>Wavers use satellite.

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<v Speaker 5>Oh they do.

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<v Speaker 4>So they get like a starlink or something and then

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<v Speaker 4>and then have an IP phone. But is that too

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<v Speaker 4>complicated for your sister.

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<v Speaker 8>Well it's probably going to be more money than she

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<v Speaker 8>would want to spend.

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<v Speaker 5>Okay, So Janna, tell me what you've done about it

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<v Speaker 5>so far?

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<v Speaker 7>Okay.

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<v Speaker 8>So she tried to get them for about two weeks

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<v Speaker 8>and she could never get a live person on the line.

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<v Speaker 8>So I started calling and I got somebody to call

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<v Speaker 8>her back and set up an appointment. This was maybe

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<v Speaker 8>a week and a half ago. So she waited close

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<v Speaker 8>to a week for her appointment day, and they require

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<v Speaker 8>that she'd be there from eight to five pm. They

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<v Speaker 8>won't give her a window, which means she asked to

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<v Speaker 8>cancel her medical appointments to stay home.

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<v Speaker 4>Okay, So where do we stand right now? Did they

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<v Speaker 4>ever come out or not?

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<v Speaker 8>Four times they've broken their appointments, And I've talked to supervisors,

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<v Speaker 8>I've talked to very nice people. I've talked to people

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<v Speaker 8>who were blatantly lying to me about setting up appointments

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<v Speaker 8>that no, she's never had anybody come out yet.

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<v Speaker 4>Okay, so they actually have never kept an appointment. Hold on, sus,

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<v Speaker 4>don't we have someone over at Century Link?

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<v Speaker 5>I thought we did?

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<v Speaker 4>Three oh three seven one three talks seven one three

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<v Speaker 4>eight two five. I'll tell you what we're going to do.

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<v Speaker 4>I'm going to look into our contact over there during

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<v Speaker 4>the break. Hang on, and then we have other calls

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<v Speaker 4>coming up. Three oh three seven one three talks seven

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<v Speaker 4>one three eight two five five. And remember we are

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<v Speaker 4>here to help you solve your problems, answer your questions,

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<v Speaker 4>take your complaints. So call if you have a problem

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<v Speaker 4>right now and renew Home Innovations is the most they

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<v Speaker 5>They can do your shower.

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<v Speaker 4>You're walking in just a few days, and you have

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<v Speaker 4>pay a cent until you're content. Time for an insurance

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<v Speaker 4>paying too much your coverage at dozens of insurance companies

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<v Speaker 4>find out Now three oh three seven to seven to

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<v Speaker 4>one help. You'll think you're his only custom when you

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<v Speaker 4>choose Frank Durand the real estate Man dot com to

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<v Speaker 4>list your home with Remax Alliance three oh three nine

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<v Speaker 4>two zero sixteen twenty two. Hi Tom Martino here in

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<v Speaker 4>three oh three seven one three talk seven one three.

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<v Speaker 5>Eight two five five. As you know, calls always take

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<v Speaker 5>priority on the show.

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<v Speaker 4>Somebody to get to your calls where we do have

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<v Speaker 4>an angel over at Century Link. Sue's just texted me,

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<v Speaker 4>so we're going to send that over Jana to Sentry

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<v Speaker 4>Link and try to get you an answer. For your sister,

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<v Speaker 4>uh Kachina, you can get her information for follow ups.

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<v Speaker 4>Cynthia says she believes there's a ripoff going on.

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<v Speaker 5>Now I'm not sure what or where. So Cynthia, what's

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<v Speaker 5>happening with you?

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<v Speaker 1>Well?

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<v Speaker 11>I went to an eye doctor, and you know, you

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<v Speaker 11>put your trust in the doctor, thinking that they're really

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<v Speaker 11>going to help you.

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<v Speaker 5>Now what kind of an eye doctor?

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<v Speaker 4>Was it for eye sight or something with the eyeball?

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<v Speaker 11>With the eyeball and.

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<v Speaker 5>Okay, so was it an ophthalmologist? Yes, okay, got it?

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<v Speaker 12>Okay?

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<v Speaker 11>And he so he said that I had dry eye, which, okay,

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<v Speaker 11>that's what it is. But he sold me an electric

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<v Speaker 11>teeated dry eye relief mask for one thousand dollars and

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<v Speaker 11>when I go on the makers site itself, it's only

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<v Speaker 11>one ninety nine. So I'm almost turning.

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<v Speaker 4>Wait a minute, Wait a minute, you bought the same

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<v Speaker 4>exact thing from the doctor, and how often do you

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<v Speaker 4>wear this mask?

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<v Speaker 11>You're supposed to wear it nightly for about ten minutes,

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<v Speaker 11>and I never took it out. I only sellophane off.

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<v Speaker 13>But he how much?

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<v Speaker 5>How much did it cost?

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<v Speaker 11>One thousand dollars?

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<v Speaker 5>Are you kidding me? And and you saw it.

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<v Speaker 11>On salewear well on the website of the maker itself.

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<v Speaker 5>Ah, well, what does you say about that? When you

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<v Speaker 5>told them.

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<v Speaker 11>He won't return my calls? That's the whole problem.

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<v Speaker 4>Now, that doesn't sound to me like an ophthalmologist. Was

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<v Speaker 4>this an MD? Or is this an eye doctor? An optometrist?

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<v Speaker 5>What is it? Do you know?

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<v Speaker 11>Let me double check he is.

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<v Speaker 4>Because it doesn't sound it doesn't sound to me like

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<v Speaker 4>an MD surgeon or an MD ophthalmologist.

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<v Speaker 5>That could be doing this. He is, yes, Okay, and

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<v Speaker 5>this is crazy.

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<v Speaker 4>Now we can have someone get a release from you

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<v Speaker 4>and try to call and talk to them.

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<v Speaker 5>Did you pay for it on credit card? Yes? Why

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<v Speaker 5>don't you?

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<v Speaker 4>Why don't you dispute it on the credit card saying

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<v Speaker 4>that you were missed it was misrepresented?

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<v Speaker 11>Okay? What do I do with the product? Just keep

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<v Speaker 11>it until he decides to do something.

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<v Speaker 4>Well, that depends on what the credit card company says.

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<v Speaker 4>Tell them that it was not as represented that.

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<v Speaker 5>You could have gotten it for one ninety nine.

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<v Speaker 4>They charge you one thousand dollars and this dispute it

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<v Speaker 4>and I would return it to the doctor. That's what

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<v Speaker 4>I would do, Cynthia. Now, I want you to stay

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<v Speaker 4>in touch with us.

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<v Speaker 5>I want to know.

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<v Speaker 4>I want to know how that dispute goes. I'm not

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<v Speaker 4>just telling you this to get rid of you. I

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<v Speaker 4>mean I really want We're going to help you here. No, No,

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<v Speaker 4>so you start that first. But listen, what's really important

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<v Speaker 4>is you have the appointment with him, then you have

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<v Speaker 4>the item. Did you pay one thousand dollars for the

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<v Speaker 4>appointment and the item or just the item?

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<v Speaker 11>I well, I went through Medicare for the appointment that

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<v Speaker 11>was charged to Medicare, and then the thousand dollars I

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<v Speaker 11>paid on my credit card.

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<v Speaker 5>Okay, that's good. That's the one you want to dispute. Yes, okay,

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<v Speaker 5>there's several of these online for seventy nine dollars to

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<v Speaker 5>two hundred dollars.

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<v Speaker 2>Right, are you kidding me?

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<v Speaker 10>No?

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<v Speaker 11>I went to the maker itself, so I thought, you know,

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<v Speaker 11>i'd be you know, with the maker, and it's like

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<v Speaker 11>one ninety nine if I bought it from them, directly.

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<v Speaker 5>Wow.

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<v Speaker 4>Wow, this is unbelievable. Well, thank you for telling us

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<v Speaker 4>about Cynthia. You do that with dispute on the thousand

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<v Speaker 4>and then call us back and let us know. Three

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<v Speaker 4>oh three seven one three talk seven one three eight

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<v Speaker 4>two five five.

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<v Speaker 5>That is unbelievable.

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<v Speaker 4>Okay, So we're talking about personal economy and what's called

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<v Speaker 4>perception omics. I'm going to give some advice here, and

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<v Speaker 4>I hope you take it. I'm going to give some

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<v Speaker 4>advice on perception homics. The worst thing you can do

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<v Speaker 4>right now is knee jerk react and do a massive

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<v Speaker 4>seller off of quality stocks. If you have quality stocks,

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<v Speaker 4>if you have quality companies, they're not going to hell overnight.

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<v Speaker 4>Don't need jerk react to the ups and downs. Stay

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<v Speaker 4>the course, quality will remain quality. Everything rises and drops

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<v Speaker 4>according to perception. That's what the entire market is. It's

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<v Speaker 4>always perception. And the worse the perception, the more dire

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<v Speaker 4>the perception, the higher the ups and downs. The higher

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<v Speaker 4>the ups and the lower the downs, the more what

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<v Speaker 4>they call volatility. But if you bought based on fundamentals

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<v Speaker 4>of the company and not day trading up and down,

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<v Speaker 4>you can ride through it and recover the important thing

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<v Speaker 4>is look for buying opportunities as well. How many times

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<v Speaker 4>has the stock market dropped? Think about that, but it

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<v Speaker 4>always seems to rebound. Why because institutional money, all the

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<v Speaker 4>four to one keys, all of the money invested, has

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<v Speaker 4>to go somewhere. There is no such thing as a

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<v Speaker 4>cash investment. There are cash parking spaces, but not investments.

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<v Speaker 4>So where that money is flooding out of the market,

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<v Speaker 4>that money will have to come in as it floods out,

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<v Speaker 4>prices go down. As prices go down, there are buying

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<v Speaker 4>opportunities for when it floods back. That's not being overly optimistic.

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<v Speaker 4>That's looking at every single cycle that has ever happened

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<v Speaker 4>in the stock market. Absolutely ever it's never failed. Think

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<v Speaker 4>about that. So the perception that we're going into recession

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<v Speaker 4>is going to cause one. Every day on the news

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<v Speaker 4>they say so and So says there's a sixty percent

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<v Speaker 4>chairs and then they say so and So says there's

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<v Speaker 4>an eighty percent. They've just upgraded it from sixty to

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<v Speaker 4>seventy percent. Chance, who is saying that, and how what

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<v Speaker 4>metrics are they using? They have none. There's no metric

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<v Speaker 4>to measure a recession. A recession is something that comes

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<v Speaker 4>as a result of perception. It's people aren't feeling good

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<v Speaker 4>about the economy, so what they do is massive sell offs.

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<v Speaker 5>They do withdrawals.

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<v Speaker 4>Employers in anticipation of the recession.

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<v Speaker 5>Remember, still a perception.

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<v Speaker 4>Employers let people off and lay people off when they

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<v Speaker 4>really have the same exact demand, but they're anticipating less demand.

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<v Speaker 4>Then you have consumers anticipating a recession and therefore won't

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<v Speaker 4>buy something, and they put it off, and that causes

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<v Speaker 4>a decrease in demand. It all happens like a herd

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<v Speaker 4>of animals. I swear to God, and no matter how

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<v Speaker 4>much I preach this, it happens all the time. And

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<v Speaker 4>it's based on nothing, absolutely nothing. The absolute fundamentals have

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<v Speaker 4>not changed. So, Frank Duran, the real estate manage would

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<v Speaker 4>be today. I want to shift that to where it

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<v Speaker 4>goes to real estate. Frank, what's the most you've seen

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<v Speaker 4>the real estate fluctuate as far as houses during this

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<v Speaker 4>time from January onward?

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<v Speaker 13>Wow?

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<v Speaker 6>Tom, A really good question. The biggest fluctuate I see

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<v Speaker 6>is obviously when you get past the holidays, right, you

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<v Speaker 6>see that slow lower for the holidays.

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<v Speaker 4>Oh yeah, it is, so prices come back pretty strong

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<v Speaker 4>than what happened in this particular economy. We had the inauguration,

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<v Speaker 4>everyone was up. Now we're having some hesitation, right, We're

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<v Speaker 4>seeing some hesitation, But is it affecting the actual real

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<v Speaker 4>estate market?

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<v Speaker 5>So far?

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<v Speaker 6>I've seen more of a surge this month than the

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<v Speaker 6>previous months before. Surge meaning what like more buyers getting

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<v Speaker 6>in the market. Really yeah, But you know, this is

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<v Speaker 6>a strange thing, Tom, because usually you look at the

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<v Speaker 6>last four or five years, we peaked usually around May

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<v Speaker 6>or June. Last year we peaked in April, which was

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<v Speaker 6>really strange.

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<v Speaker 5>I mean, where what is it looking like?

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<v Speaker 7>Now?

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<v Speaker 5>Are we peaking?

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<v Speaker 4>We're starting to make that nice climb right now, But

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<v Speaker 4>what's going to be When you say a climb, do

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<v Speaker 4>you mean sales or buyers?

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<v Speaker 5>I'd say both. I'd say both overall.

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<v Speaker 6>But here's what happened last year was really strange on

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<v Speaker 6>because we had this curveball where suddenly more inventory jumped

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<v Speaker 6>in the market, rates had went up, buyers fell out

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<v Speaker 6>of the market, and so May June July, when the

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<v Speaker 6>market's really supposed to pick up momentum, Tom, we had

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<v Speaker 6>really dropped.

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<v Speaker 5>September was rough.

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<v Speaker 6>But here's watch this when the rates dropped by fifty

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<v Speaker 6>basis points. You remember when that happened. Yeah, we saw

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<v Speaker 6>a bounce back in October. So there's if we look

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<v Speaker 6>at it a graph, we bounced back and the market

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<v Speaker 6>came back. So the funny thing is when rates dropped

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<v Speaker 6>even a little bit, orcage applications went up about seven percent,

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<v Speaker 6>which really created more demand in the market.

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<v Speaker 4>Okay, So really, what you're saying is it's fluctuating, but

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<v Speaker 4>in general following the same patterns up to this point.

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<v Speaker 4>Tiny fluctuations within the general pattern.

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<v Speaker 6>Yeah, up to this point. Tom, Now, what's what I'm watching.

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<v Speaker 6>I believe I study the market every morning. What I'm

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<v Speaker 6>watching is to see how we react when we get

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<v Speaker 6>past April heading into main tune we get that real

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<v Speaker 6>prime season. Do we peak in June again or do

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<v Speaker 6>we do we did last year in peak in April?

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<v Speaker 4>All Right, we have more coming up on the Troubleshooter

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<v Speaker 4>Show on Tom Martino three O three seven one three

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<v Speaker 4>eight two five five.

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<v Speaker 5>It is amazing to me how we go through these.

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<v Speaker 4>Things, but we do. And the thing is we can

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00:20:27.480 --> 00:20:29.960
<v Speaker 4>get through them if we use common sense. By the way,

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<v Speaker 4>fix it twenty four to seven has the extreme clean.

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00:20:32.240 --> 00:20:34.240
<v Speaker 4>Get it done now on your air conditioner before you

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00:20:34.279 --> 00:20:36.480
<v Speaker 4>have to use it, with the no breakdown guarantee up

383
00:20:36.519 --> 00:20:38.279
<v Speaker 4>to two hours. They take that thing apart to the

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00:20:38.319 --> 00:20:39.920
<v Speaker 4>extent they can and clean the hell out of it.

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<v Speaker 5>That's right.

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<v Speaker 4>It's for thirty nine bucks unheard of seven two zero

387
00:20:44.200 --> 00:20:50.640
<v Speaker 4>five two six thirty nine thirty nine fixmihome dot com.

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00:20:51.000 --> 00:20:54.240
<v Speaker 4>Go with a sure thing Denver's best roofer Excel Roofing

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00:20:54.359 --> 00:20:54.960
<v Speaker 4>dot com.

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00:20:55.000 --> 00:21:00.720
<v Speaker 5>You don't pay a cent until you're content. Time for

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00:21:00.759 --> 00:21:03.960
<v Speaker 5>an insurance check up free, no obligation. In comparison, call

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00:21:04.039 --> 00:21:07.359
<v Speaker 5>Compass Insurance. Pay too much your coverage at dozens of

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00:21:07.400 --> 00:21:10.319
<v Speaker 5>insurance companies find out now three oh three seven seven

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00:21:10.359 --> 00:21:13.079
<v Speaker 5>to one help. You'll think you're his only customer when

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00:21:13.160 --> 00:21:15.640
<v Speaker 5>you choose Frank durand the real estate Man dot com

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00:21:15.640 --> 00:21:18.720
<v Speaker 5>to list your home with Remax Alliance three oh three

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<v Speaker 5>nine two zero sixteen twenty two. Hello Tom martine Er

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<v Speaker 5>three O three seven one three talks seven oh three

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<v Speaker 5>eight two five five. We're going to talk to Marisa

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<v Speaker 5>now about her car accident.

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<v Speaker 4>I want to tell you something. We are here every

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<v Speaker 4>day twenty four to seven helping people. I mean that

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00:21:49.039 --> 00:21:50.799
<v Speaker 4>we have our deputies that go home and they take

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00:21:50.839 --> 00:21:53.359
<v Speaker 4>them home with us. We get emails at night, we

405
00:21:53.400 --> 00:21:56.079
<v Speaker 4>get texts. You can always text us twenty four to

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00:21:56.079 --> 00:21:58.440
<v Speaker 4>seven at this number. I want to share. I want

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00:21:58.480 --> 00:22:00.599
<v Speaker 4>to share it with you even now. You'll get right

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<v Speaker 4>through to the show. Seven four seven eighty seven four

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<v Speaker 4>seven nine nine fifty eighty. Okay, that's a twenty four

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00:22:08.759 --> 00:22:10.720
<v Speaker 4>hour text. You can also text while we're on the

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<v Speaker 4>air five seven seven three nine And that's the iHeart

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<v Speaker 4>short code.

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<v Speaker 5>We call it. Okay.

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<v Speaker 4>So, by the way, somebody says here in that uh

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<v Speaker 4>in the iHeart text Tom, I had a test many

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00:22:23.079 --> 00:22:25.200
<v Speaker 4>years ago for dry eyes and they told me I

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00:22:25.240 --> 00:22:29.799
<v Speaker 4>had to get artificial tears have had for forty years.

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<v Speaker 5>So they have used drops. You know, I've never heard

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<v Speaker 5>of these vasts before.

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<v Speaker 4>I mean, they sound ridiculous to me, and I think

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<v Speaker 4>it's just a money grab. And that was a woman

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<v Speaker 4>who called earlier. Now, Marissa, what's going on with your

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<v Speaker 4>car accident?

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<v Speaker 10>So I was ran over by a car And.

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<v Speaker 5>Wait, were you a pedestrian?

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<v Speaker 10>Yes, I was. I was on a scooter at a

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<v Speaker 10>at a stop light, at a school zone, in a

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<v Speaker 10>school zone. Okay, And lady me over and.

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<v Speaker 14>She ran me over.

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<v Speaker 10>She kept going and the cops okay, I ended up

431
00:23:07.359 --> 00:23:09.680
<v Speaker 10>going to the hospital. While I stood on the street

432
00:23:09.720 --> 00:23:13.240
<v Speaker 10>for good thirty maybe thirty forty minutes asking somebody called.

433
00:23:13.079 --> 00:23:15.799
<v Speaker 5>Who called, Wait a minute, were you hold on, Melissa?

434
00:23:15.880 --> 00:23:17.200
<v Speaker 5>Were you really hurt?

435
00:23:18.039 --> 00:23:20.680
<v Speaker 10>Yes, she broke my legs. I couldn't walk.

436
00:23:22.559 --> 00:23:27.359
<v Speaker 5>Oh my god. And so did they find her?

437
00:23:28.759 --> 00:23:32.400
<v Speaker 10>They did, and I was in ICU. The cops wrote

438
00:23:32.400 --> 00:23:35.160
<v Speaker 10>me a ticket, which I wasn't at fault, you know.

439
00:23:36.200 --> 00:23:39.319
<v Speaker 10>So as I was in ICU, the cousin that I

440
00:23:39.400 --> 00:23:42.319
<v Speaker 10>was with when I was on the scooter, she didn't

441
00:23:42.359 --> 00:23:44.359
<v Speaker 10>get hurt. I threw off the scooter. I'm the only

442
00:23:44.359 --> 00:23:45.119
<v Speaker 10>one who got hurt.

443
00:23:45.599 --> 00:23:49.839
<v Speaker 5>She followed a well, hold on, Marissa, Marissa, Marissa, I

444
00:23:49.880 --> 00:23:52.680
<v Speaker 5>need to ask you a bunch of questions. Did the

445
00:23:52.720 --> 00:23:56.400
<v Speaker 5>other woman did the other woman who hit you? Did

446
00:23:56.440 --> 00:23:57.279
<v Speaker 5>she get a ticket?

447
00:23:58.480 --> 00:23:59.240
<v Speaker 10>No she didn't.

448
00:24:01.359 --> 00:24:05.559
<v Speaker 5>What not even for leaving the scene of an accident?

449
00:24:06.680 --> 00:24:10.599
<v Speaker 10>No she didn't. And the cops didn't question me, and

450
00:24:10.680 --> 00:24:14.519
<v Speaker 10>they didn't ask about what happened. They questioned both parties.

451
00:24:14.920 --> 00:24:16.839
<v Speaker 10>They wrote me to go one I with an ICU

452
00:24:17.119 --> 00:24:20.440
<v Speaker 10>and I didn't even get a hand ticket. My lawyer

453
00:24:20.599 --> 00:24:22.759
<v Speaker 10>is the lawyer that my cousin had got had told

454
00:24:22.759 --> 00:24:23.480
<v Speaker 10>me after.

455
00:24:23.279 --> 00:24:26.200
<v Speaker 15>I was at ICU, they gave me a ticket.

456
00:24:26.480 --> 00:24:31.319
<v Speaker 5>And so, what did you get a ticket for, Marissa?

457
00:24:31.559 --> 00:24:32.880
<v Speaker 5>What did you get a ticket for?

458
00:24:34.000 --> 00:24:41.240
<v Speaker 10>Carrodige? Driving in and result of injury?

459
00:24:42.119 --> 00:24:44.559
<v Speaker 4>And is the other person that was on the scooter

460
00:24:44.640 --> 00:24:45.599
<v Speaker 4>with you or she hurt?

461
00:24:46.920 --> 00:24:51.799
<v Speaker 1>Nope, she had she was on the cre.

462
00:24:54.000 --> 00:24:56.319
<v Speaker 5>What did they what did they say about did this

463
00:24:56.440 --> 00:24:59.400
<v Speaker 5>driver hit you or did you hit the driver?

464
00:25:00.559 --> 00:25:03.279
<v Speaker 10>No, the driver hit me. I was at a stop light,

465
00:25:03.519 --> 00:25:06.400
<v Speaker 10>at a center of a stop light, on the sidewalk,

466
00:25:06.440 --> 00:25:10.160
<v Speaker 10>getting ready to go towards wat where she was going

467
00:25:10.200 --> 00:25:10.920
<v Speaker 10>towards Federal.

468
00:25:11.200 --> 00:25:13.440
<v Speaker 2>She was on her phone and they never talked to you.

469
00:25:14.799 --> 00:25:18.200
<v Speaker 5>And they never even talked to you. No, when was

470
00:25:18.240 --> 00:25:18.880
<v Speaker 5>this accident?

471
00:25:20.000 --> 00:25:22.519
<v Speaker 10>It was on September eighteenth. I spent six and a

472
00:25:22.559 --> 00:25:25.400
<v Speaker 10>half months. I barely got out on the end of January.

473
00:25:25.519 --> 00:25:26.839
<v Speaker 10>Out of the at the hospital.

474
00:25:26.880 --> 00:25:27.759
<v Speaker 5>I have twelve.

475
00:25:27.559 --> 00:25:31.519
<v Speaker 10>Consecutive major surgeries and four skin grafts.

476
00:25:33.920 --> 00:25:37.680
<v Speaker 4>Is anyone okay? What happened with the ticket written against you?

477
00:25:37.720 --> 00:25:38.839
<v Speaker 4>Did you go to court yet?

478
00:25:40.119 --> 00:25:44.559
<v Speaker 10>So I went to court and they because I didn't

479
00:25:44.559 --> 00:25:45.119
<v Speaker 10>have a lawyer.

480
00:25:45.240 --> 00:25:47.680
<v Speaker 15>So I had to wait and I had to file

481
00:25:47.759 --> 00:25:51.200
<v Speaker 15>for attorney, which I did, and because I didn't make it,

482
00:25:51.400 --> 00:25:53.599
<v Speaker 15>I caught a warm because I couldn't make it to Denver.

483
00:25:53.640 --> 00:25:56.400
<v Speaker 10>Because the car that I purchased, they saw me a

484
00:25:56.480 --> 00:25:59.720
<v Speaker 10>limon and just recently I started on fire. That's why

485
00:26:00.000 --> 00:26:02.359
<v Speaker 10>told you guys. Because the dealership who I bought the

486
00:26:02.400 --> 00:26:03.200
<v Speaker 10>car from.

487
00:26:03.519 --> 00:26:08.039
<v Speaker 4>And Marissa, Marissa, Wait a minute, Marissa, Marissa, we were

488
00:26:08.160 --> 00:26:11.599
<v Speaker 4>just talking about an accident. Now you're calling about a car.

489
00:26:11.839 --> 00:26:13.640
<v Speaker 4>Which one are you calling about today?

490
00:26:13.920 --> 00:26:15.240
<v Speaker 8>It's about my car.

491
00:26:15.640 --> 00:26:17.039
<v Speaker 10>Hum, that's the whole.

492
00:26:17.160 --> 00:26:19.079
<v Speaker 5>It's about the What did tell me?

493
00:26:19.160 --> 00:26:23.000
<v Speaker 4>What this whole tell Excuse me, Marissa, excuse me? Tell

494
00:26:23.039 --> 00:26:26.279
<v Speaker 4>me why you told me this whole story about the scooter.

495
00:26:27.200 --> 00:26:31.039
<v Speaker 10>Because I'm telling you how this all went about about

496
00:26:31.079 --> 00:26:31.559
<v Speaker 10>the car.

497
00:26:33.119 --> 00:26:36.960
<v Speaker 5>But what did the accident have to do with your car?

498
00:26:37.640 --> 00:26:40.599
<v Speaker 10>Because the money that I got from my accident, I

499
00:26:40.720 --> 00:26:41.559
<v Speaker 10>purchased a vehicle.

500
00:26:43.119 --> 00:26:47.279
<v Speaker 4>Okay, now, Marissa, I understand. Now hold on, just I

501
00:26:47.279 --> 00:26:50.079
<v Speaker 4>have some questions. When you said you got money from

502
00:26:50.119 --> 00:26:53.160
<v Speaker 4>the accident, I thought you were at fault and were

503
00:26:53.200 --> 00:26:54.000
<v Speaker 4>given a ticket.

504
00:26:54.400 --> 00:26:56.640
<v Speaker 5>So what kind of money did you get from this?

505
00:26:58.599 --> 00:27:03.920
<v Speaker 10>So there was a lawyer, was an insurance claim from because.

506
00:27:03.640 --> 00:27:04.440
<v Speaker 15>She was at fault.

507
00:27:06.119 --> 00:27:08.839
<v Speaker 4>Okay, so your attorney did end up getting you money?

508
00:27:10.279 --> 00:27:13.519
<v Speaker 14>Yes, I got four thousands.

509
00:27:13.519 --> 00:27:14.519
<v Speaker 5>And how much did you get?

510
00:27:15.599 --> 00:27:16.680
<v Speaker 10>How much it was?

511
00:27:17.240 --> 00:27:18.920
<v Speaker 15>It was supposed to be twenty five, but I got

512
00:27:18.960 --> 00:27:19.559
<v Speaker 15>four thousand.

513
00:27:22.240 --> 00:27:25.519
<v Speaker 4>Okay, So you got an attorney. And so the attorney

514
00:27:25.519 --> 00:27:27.039
<v Speaker 4>turned that around and.

515
00:27:28.759 --> 00:27:29.359
<v Speaker 15>No, go ahead.

516
00:27:30.960 --> 00:27:33.039
<v Speaker 4>Did you say you didn't get an attorney. You said

517
00:27:33.039 --> 00:27:34.039
<v Speaker 4>you got an attorney.

518
00:27:35.079 --> 00:27:37.119
<v Speaker 10>My cousin got an attorney. When I was a nice

519
00:27:37.119 --> 00:27:38.279
<v Speaker 10>to you, I told you that.

520
00:27:39.880 --> 00:27:42.279
<v Speaker 5>I understand, but it was your attorney.

521
00:27:42.960 --> 00:27:44.799
<v Speaker 10>It was our attorney. It was it.

522
00:27:44.920 --> 00:27:48.799
<v Speaker 15>She followed a claim was a nice oh, okay for

523
00:27:48.920 --> 00:27:49.559
<v Speaker 15>both of you.

524
00:27:50.079 --> 00:27:50.640
<v Speaker 1>I get it.

525
00:27:51.480 --> 00:27:52.440
<v Speaker 5>I get it.

526
00:27:52.440 --> 00:27:53.480
<v Speaker 1>It was for both of you.

527
00:27:54.079 --> 00:27:56.599
<v Speaker 4>So the total settlement for both of you was four?

528
00:27:56.920 --> 00:27:58.400
<v Speaker 4>Or did she get four as well?

529
00:28:00.119 --> 00:28:01.640
<v Speaker 15>Twenty five or more?

530
00:28:03.200 --> 00:28:04.519
<v Speaker 5>Wish she hurt more than you.

531
00:28:05.799 --> 00:28:08.400
<v Speaker 10>She never even bought her, nothing happened to her.

532
00:28:09.279 --> 00:28:11.359
<v Speaker 4>Then why did she get so much? And why did

533
00:28:11.400 --> 00:28:12.240
<v Speaker 4>you only get four?

534
00:28:13.480 --> 00:28:15.640
<v Speaker 10>I have no idea. That's the same thing I asked

535
00:28:15.799 --> 00:28:16.279
<v Speaker 10>all the time.

536
00:28:16.400 --> 00:28:21.039
<v Speaker 5>I don't know what's the name of your attorney?

537
00:28:21.440 --> 00:28:25.400
<v Speaker 10>His name is uh Jason Daikis.

538
00:28:28.920 --> 00:28:31.559
<v Speaker 5>And when you ask him about the award? What does

539
00:28:31.599 --> 00:28:32.039
<v Speaker 5>he say?

540
00:28:33.240 --> 00:28:35.960
<v Speaker 10>He don't really, he didn't really say much.

541
00:28:36.400 --> 00:28:37.119
<v Speaker 14>He don't, he don't.

542
00:28:37.240 --> 00:28:40.440
<v Speaker 4>Well, we got to look into this case. Really, who's

543
00:28:40.480 --> 00:28:42.240
<v Speaker 4>in the studios, Deputy bow there.

544
00:28:43.839 --> 00:28:49.279
<v Speaker 5>Who's in the studio? We have dollar and we have chopper, Chopper.

545
00:28:49.319 --> 00:28:52.039
<v Speaker 5>You want to look into this one. Yeah, you can

546
00:28:52.079 --> 00:28:54.200
<v Speaker 5>look into it. You're an ex cop. Yep, you're an

547
00:28:54.200 --> 00:28:56.359
<v Speaker 5>ex cop. Looking now, seriously, I want to know why

548
00:28:56.400 --> 00:28:58.079
<v Speaker 5>she only got four grand the other one's got this.

549
00:28:58.480 --> 00:29:01.960
<v Speaker 4>Now, Marisa, we will take your car problem. Okay, hold on,

550
00:29:03.079 --> 00:29:05.240
<v Speaker 4>now that I know you're calling about a car problem,

551
00:29:05.240 --> 00:29:07.880
<v Speaker 4>we'll get right to it. And but I'm gonna take Brian.

552
00:29:07.960 --> 00:29:10.759
<v Speaker 4>Then I'll come back to you right after this. Three

553
00:29:10.759 --> 00:29:14.559
<v Speaker 4>O three seven one three eight two five five. Don't forget.

554
00:29:14.920 --> 00:29:17.960
<v Speaker 4>If you need any kind of help with real estate,

555
00:29:18.000 --> 00:29:20.680
<v Speaker 4>we got Frank Duran here three oh three seven one

556
00:29:20.720 --> 00:29:26.599
<v Speaker 4>three talk seven one three eight two five five. Go

557
00:29:26.759 --> 00:29:30.480
<v Speaker 4>with a sure thing Denver's Best roofer Excel roofing dot com.

558
00:29:30.519 --> 00:29:36.119
<v Speaker 5>You don't pay a cent until you're content. Please time

559
00:29:36.160 --> 00:29:39.079
<v Speaker 5>for an insurance check up free, no obligation. In comparison,

560
00:29:39.240 --> 00:29:42.799
<v Speaker 5>call Compass Insurance paying too much your coverage at dozens

561
00:29:42.799 --> 00:29:45.519
<v Speaker 5>of insurance companies. Find out now three oh three seven

562
00:29:45.519 --> 00:29:46.119
<v Speaker 5>to seven to one.

563
00:29:46.240 --> 00:29:46.480
<v Speaker 16>Help.

564
00:29:46.640 --> 00:29:49.279
<v Speaker 4>You'll think you're his only customer when you choose Frank

565
00:29:49.359 --> 00:29:51.799
<v Speaker 4>durand the real estate man dot com to list your

566
00:29:51.839 --> 00:29:55.000
<v Speaker 4>home with Remax Alliance three oh three nine two zero

567
00:29:55.079 --> 00:30:06.839
<v Speaker 4>sixteen twenty two. Hi Tom Martine, your troubleshooter three zero

568
00:30:06.839 --> 00:30:10.119
<v Speaker 4>three seven to one three talk seven one three eight

569
00:30:10.160 --> 00:30:15.200
<v Speaker 4>two five five. All right, I am sorry, I'm a

570
00:30:15.200 --> 00:30:18.200
<v Speaker 4>little diverted here. Let's get let's get in the game

571
00:30:18.240 --> 00:30:22.079
<v Speaker 4>here and talk about this, because I just can't believe

572
00:30:22.119 --> 00:30:27.480
<v Speaker 4>that this woman ends up with a ticket, then gets

573
00:30:27.480 --> 00:30:30.799
<v Speaker 4>four grand, and her person on their bike who wasn't hurt,

574
00:30:31.079 --> 00:30:35.279
<v Speaker 4>got twenty four grand. Anyway, she then she bought a

575
00:30:35.279 --> 00:30:36.599
<v Speaker 4>car and got ripped off. But I want to go

576
00:30:36.599 --> 00:30:38.759
<v Speaker 4>to Brian first. I'll go back to her because Brian's

577
00:30:38.759 --> 00:30:41.319
<v Speaker 4>been waiting a while. Brian, what's going on with you?

578
00:30:43.440 --> 00:30:43.640
<v Speaker 13>Hey?

579
00:30:43.720 --> 00:30:48.400
<v Speaker 7>Don I uh? About six months ago, I was having

580
00:30:48.400 --> 00:30:50.640
<v Speaker 7>a lot of pain and I went into the emergency

581
00:30:50.680 --> 00:30:54.279
<v Speaker 7>room and what they found out was that my stomach

582
00:30:54.319 --> 00:30:57.000
<v Speaker 7>lining was almost gone. I only had five percent stomach

583
00:30:57.039 --> 00:31:00.680
<v Speaker 7>lining left. I had been on medication for years from

584
00:31:00.680 --> 00:31:03.680
<v Speaker 7>my back and from a friend of mine who's a

585
00:31:03.759 --> 00:31:06.160
<v Speaker 7>nurse said, I should never been on that medication that long,

586
00:31:06.720 --> 00:31:09.279
<v Speaker 7>that it will really tear you up. So I'm not

587
00:31:09.279 --> 00:31:09.839
<v Speaker 7>on it an now.

588
00:31:09.839 --> 00:31:11.839
<v Speaker 4>Now tell me what are the permanent hold on, Brian?

589
00:31:11.920 --> 00:31:14.000
<v Speaker 4>What are the permanent effects of that medication?

590
00:31:16.480 --> 00:31:19.240
<v Speaker 7>It tore up my stomach lining, It got rid of

591
00:31:19.519 --> 00:31:23.359
<v Speaker 7>ninety five percent of it, and it gave me Barrett's esophagus.

592
00:31:23.359 --> 00:31:24.680
<v Speaker 7>I tore up my esophagust.

593
00:31:26.400 --> 00:31:30.440
<v Speaker 4>Now what does that mean, like, for example, what do

594
00:31:30.480 --> 00:31:33.279
<v Speaker 4>you have to do medications or tell them or surgery

595
00:31:33.400 --> 00:31:33.559
<v Speaker 4>or what.

596
00:31:35.319 --> 00:31:38.720
<v Speaker 7>That's why I'm calling. The other night I was It's

597
00:31:38.759 --> 00:31:40.839
<v Speaker 7>been going on for six months now. The other night

598
00:31:41.279 --> 00:31:42.799
<v Speaker 7>I stoped up blood. I had to go to the

599
00:31:42.799 --> 00:31:45.359
<v Speaker 7>emergency room again. I've been the emergency room five times.

600
00:31:46.000 --> 00:31:49.279
<v Speaker 7>I've been to a gas centologist twice.

601
00:31:49.720 --> 00:31:51.759
<v Speaker 5>What is the what is the name of your condition?

602
00:31:52.240 --> 00:31:53.640
<v Speaker 5>What is the name of your condition?

603
00:31:55.480 --> 00:32:01.400
<v Speaker 12>Barrett's esophagus and Barrett's Okay, what is it? What does

604
00:32:01.440 --> 00:32:06.240
<v Speaker 12>it meanhagus? It means that the lining in my esophagust

605
00:32:06.279 --> 00:32:07.000
<v Speaker 12>is all torn up?

606
00:32:09.200 --> 00:32:12.039
<v Speaker 5>Okay, So what is the treatment? If anything?

607
00:32:13.960 --> 00:32:16.640
<v Speaker 7>That's That's why I'm calling I've done. Like I said,

608
00:32:16.640 --> 00:32:18.839
<v Speaker 7>I've been the emergency room five times then a guest

609
00:32:18.920 --> 00:32:21.960
<v Speaker 7>intelogists that have put me on no medications. I called

610
00:32:22.000 --> 00:32:23.680
<v Speaker 7>and they say that the docts will get that to me.

611
00:32:24.599 --> 00:32:25.559
<v Speaker 7>I'm on no medication.

612
00:32:25.960 --> 00:32:28.640
<v Speaker 5>So are you are you calling listen? Are you calling

613
00:32:28.640 --> 00:32:32.279
<v Speaker 5>about malpractice or are you calling about your esophagus?

614
00:32:33.759 --> 00:32:36.000
<v Speaker 7>I'm calling about my stomach and my spacag because I mean,

615
00:32:36.039 --> 00:32:38.119
<v Speaker 7>I'm in as much pain now as I was six

616
00:32:38.119 --> 00:32:41.079
<v Speaker 7>months ago and they've put me on no medication whatsoever.

617
00:32:42.559 --> 00:32:44.799
<v Speaker 5>Okay, have you ever thought about just switching?

618
00:32:46.000 --> 00:32:49.039
<v Speaker 4>Have you thought about switching providers, Brian and just finding

619
00:32:49.039 --> 00:32:50.960
<v Speaker 4>another doctor, a GI doctor.

620
00:32:52.640 --> 00:32:55.799
<v Speaker 7>I've been to two two emergency rooms and two urgent cares,

621
00:32:57.480 --> 00:32:59.240
<v Speaker 7>so I keep going to day and what do they

622
00:32:59.359 --> 00:33:02.519
<v Speaker 7>and they all, well, they've taken, they take, they took

623
00:33:02.559 --> 00:33:04.440
<v Speaker 7>and they all what did the scope when they put

624
00:33:04.440 --> 00:33:06.480
<v Speaker 7>it down your throat? And they take pictures and everything

625
00:33:06.680 --> 00:33:06.960
<v Speaker 7>right and.

626
00:33:07.119 --> 00:33:11.720
<v Speaker 5>End though it's right and end though. Yeah, but there's

627
00:33:11.720 --> 00:33:13.720
<v Speaker 5>no there's no treatment for it.

628
00:33:16.480 --> 00:33:20.000
<v Speaker 7>I don't know. They say that the doctor.

629
00:33:19.759 --> 00:33:21.119
<v Speaker 2>Who had you first.

630
00:33:21.359 --> 00:33:24.799
<v Speaker 4>I want, Brian, what medication were you on for the

631
00:33:24.880 --> 00:33:27.400
<v Speaker 4>last uh several years.

632
00:33:29.160 --> 00:33:36.640
<v Speaker 7>Nepproxym neproxym. Yeah, five hundred milligrams a day.

633
00:33:37.319 --> 00:33:40.599
<v Speaker 5>What's approxim for? He said, what's then approxym for?

634
00:33:42.319 --> 00:33:45.839
<v Speaker 7>What's the approxim forts in my spine? I have our thritus

635
00:33:45.880 --> 00:33:50.319
<v Speaker 7>in my spine and okay, now I can't take it

636
00:33:50.319 --> 00:33:51.000
<v Speaker 7>any now.

637
00:33:51.519 --> 00:33:51.880
<v Speaker 17>Are you?

638
00:33:51.960 --> 00:33:52.680
<v Speaker 5>Are you looking?

639
00:33:53.440 --> 00:33:55.559
<v Speaker 4>Are you looking to go after that doctor by the

640
00:33:55.599 --> 00:33:56.400
<v Speaker 4>way for doing that?

641
00:33:58.319 --> 00:33:58.559
<v Speaker 10>No?

642
00:33:58.680 --> 00:34:02.119
<v Speaker 7>I just want I just want some kind of medication

643
00:34:02.200 --> 00:34:04.880
<v Speaker 7>so I can heal. I can't get anybody to call

644
00:34:04.920 --> 00:34:07.440
<v Speaker 7>me back. I can't get any doctor to prescribe anything.

645
00:34:07.960 --> 00:34:09.880
<v Speaker 7>That's why I'm wondering if DOC is on the phone,

646
00:34:09.960 --> 00:34:11.840
<v Speaker 7>or if you can get a hold of doc. Maybe

647
00:34:11.840 --> 00:34:13.960
<v Speaker 7>there is no medication. Maybe I just have to give

648
00:34:13.960 --> 00:34:16.119
<v Speaker 7>it time. Well, I would think.

649
00:34:16.039 --> 00:34:19.199
<v Speaker 4>Well, I'm saying, have you ever listened? Do you have

650
00:34:19.239 --> 00:34:20.639
<v Speaker 4>a primary care person?

651
00:34:22.280 --> 00:34:22.519
<v Speaker 7>Yes?

652
00:34:24.360 --> 00:34:29.679
<v Speaker 4>Okay, what does your primary care doctor say?

653
00:34:29.880 --> 00:34:34.920
<v Speaker 7>She says that just change your diet? And I have

654
00:34:35.519 --> 00:34:36.599
<v Speaker 7>I hat all bland foods.

655
00:34:36.599 --> 00:34:40.719
<v Speaker 5>Now, well, maybe you need to find another doctor.

656
00:34:42.760 --> 00:34:43.440
<v Speaker 7>I can't have a time.

657
00:34:43.639 --> 00:34:46.639
<v Speaker 18>Emergency rooms don't even take doctors in the emergency rooms.

658
00:34:46.639 --> 00:34:50.719
<v Speaker 18>And I went to a guest riptologist Rocky Mountain guest

659
00:34:50.760 --> 00:34:53.519
<v Speaker 18>Prology because they're one of the best in Colorado and

660
00:34:53.559 --> 00:34:54.760
<v Speaker 18>they don't even recommend any.

661
00:34:54.679 --> 00:34:57.000
<v Speaker 4>Kind of and they have not given you any answers.

662
00:34:57.119 --> 00:34:59.800
<v Speaker 4>All right, hold on, just wait, I'm Tom Martin. Know

663
00:35:00.159 --> 00:35:03.280
<v Speaker 4>more coming up on The Troubleshooter Show. Three O three

664
00:35:03.320 --> 00:35:05.960
<v Speaker 4>seven one three talk seven one three eight two five

665
00:35:06.159 --> 00:35:16.239
<v Speaker 4>five Go with a sure thing Denver's best roofer Excel

666
00:35:16.360 --> 00:35:17.360
<v Speaker 4>Roofing dot com.

667
00:35:17.400 --> 00:35:19.440
<v Speaker 2>You don't pay a cent until you're content.

668
00:35:21.000 --> 00:35:25.239
<v Speaker 4>Plead time for an insurance check up free, no obligation

669
00:35:25.360 --> 00:35:29.239
<v Speaker 4>comparison call Compass Insurance paying too much your coverage at

670
00:35:29.280 --> 00:35:32.039
<v Speaker 4>dozens of insurance companies find out now three oh three

671
00:35:32.159 --> 00:35:34.760
<v Speaker 4>seven seven to one help. You'll think you're his only

672
00:35:34.880 --> 00:35:37.320
<v Speaker 4>customer when you choose Frank durand the real estate Man

673
00:35:37.360 --> 00:35:40.840
<v Speaker 4>dot com to list your home with Remax Alliance three

674
00:35:40.840 --> 00:35:42.960
<v Speaker 4>oh three nine two zero sixteen twenty two.

675
00:35:48.599 --> 00:35:53.880
<v Speaker 5>Ripped you need so you don't have.

676
00:35:56.559 --> 00:36:01.119
<v Speaker 3>Run as cad. That's gonna help.

677
00:36:01.400 --> 00:36:05.480
<v Speaker 1>Come Man Dix is the Troubleshooter Show.

678
00:36:06.079 --> 00:36:11.880
<v Speaker 4>No Tom Martinez, Hi, Tom Martino here, Welcome to the show.

679
00:36:11.920 --> 00:36:15.440
<v Speaker 4>We're solving problems, answering questions, taking complaints.

680
00:36:15.079 --> 00:36:16.480
<v Speaker 5>Whatever it takes to make your life.

681
00:36:16.360 --> 00:36:18.719
<v Speaker 4>A little easier, as I've been doing for forty five years,

682
00:36:18.760 --> 00:36:23.760
<v Speaker 4>recovering millions of dollars in cash, merchise, merchandise exchanges, refunds,

683
00:36:23.840 --> 00:36:26.519
<v Speaker 4>and services. Frank Rand and real estate manages with me today.

684
00:36:26.719 --> 00:36:29.039
<v Speaker 4>We've been talking a little real estate. We'll talk economy,

685
00:36:29.079 --> 00:36:31.280
<v Speaker 4>personal economy, and how to make it through these times.

686
00:36:31.599 --> 00:36:34.119
<v Speaker 4>But right now I want to I want to continue

687
00:36:34.119 --> 00:36:36.239
<v Speaker 4>with a couple problems we have here. First of all, Brian,

688
00:36:36.679 --> 00:36:40.000
<v Speaker 4>this is, uh my god, it sounds like an impossible situation.

689
00:36:40.039 --> 00:36:42.320
<v Speaker 4>Brian said he was on a certain drug for a

690
00:36:42.440 --> 00:36:45.199
<v Speaker 4>very long time for back pain and it ended up

691
00:36:45.519 --> 00:36:52.039
<v Speaker 4>giving him some kind of Brett's esophagus, which is an

692
00:36:52.079 --> 00:36:56.480
<v Speaker 4>irritation of the esophagus and the lining. How is your stomach, Brian,

693
00:36:56.559 --> 00:36:58.119
<v Speaker 4>Your stomach itself.

694
00:36:59.599 --> 00:36:59.880
<v Speaker 7>Not good?

695
00:37:02.079 --> 00:37:04.239
<v Speaker 5>Okay, now you have.

696
00:37:05.880 --> 00:37:09.199
<v Speaker 4>You basically say you're in constant pain and you don't

697
00:37:09.199 --> 00:37:10.159
<v Speaker 4>know what to do about it.

698
00:37:11.800 --> 00:37:11.840
<v Speaker 10>No.

699
00:37:12.039 --> 00:37:14.400
<v Speaker 7>I had to go to the emergency room last week

700
00:37:14.440 --> 00:37:17.440
<v Speaker 7>again because I'll spit in up blood and my stomach

701
00:37:17.480 --> 00:37:19.239
<v Speaker 7>felt like somebody kicked me in the stomach.

702
00:37:20.440 --> 00:37:23.280
<v Speaker 5>And what was what did the e r? Oh god,

703
00:37:23.320 --> 00:37:27.639
<v Speaker 5>what did the r say? What did the er say?

704
00:37:28.119 --> 00:37:28.920
<v Speaker 5>When you did it?

705
00:37:30.719 --> 00:37:33.519
<v Speaker 7>They said, my stomach lining is not healing. And I said,

706
00:37:33.559 --> 00:37:34.760
<v Speaker 7>is there anything what did.

707
00:37:34.599 --> 00:37:35.239
<v Speaker 5>They say to do?

708
00:37:35.559 --> 00:37:36.000
<v Speaker 7>Said? Yes?

709
00:37:36.239 --> 00:37:37.480
<v Speaker 5>And what did they say to do?

710
00:37:39.320 --> 00:37:42.679
<v Speaker 7>Change your diet? Okay, so why don't you have mass potatoes?

711
00:37:42.920 --> 00:37:49.079
<v Speaker 5>Look at Brian? Brian? Are you calling? Are you calling.

712
00:37:48.760 --> 00:37:52.400
<v Speaker 4>Because you want us to help you find healthcare? Or

713
00:37:52.400 --> 00:37:56.159
<v Speaker 4>are you calling about the doctor that prescribed that medication?

714
00:37:56.559 --> 00:37:57.199
<v Speaker 2>Are you calling?

715
00:37:57.199 --> 00:37:57.480
<v Speaker 1>What?

716
00:37:57.480 --> 00:38:00.000
<v Speaker 5>What can we do for you today? I can't help

717
00:38:00.079 --> 00:38:03.760
<v Speaker 5>few if you have esophagageal problems? I mean, but what

718
00:38:03.800 --> 00:38:08.039
<v Speaker 5>can I do for you? Are you saying there's got

719
00:38:08.039 --> 00:38:11.519
<v Speaker 5>to be Are you saying you're being denied healthcare? What

720
00:38:11.719 --> 00:38:13.280
<v Speaker 5>is your reason for the call?

721
00:38:15.480 --> 00:38:17.679
<v Speaker 7>There's got to be some kind of medication I can take,

722
00:38:17.719 --> 00:38:20.800
<v Speaker 7>and I can't get anybody to describe any kind of

723
00:38:20.840 --> 00:38:22.239
<v Speaker 7>medication or to call me back.

724
00:38:23.719 --> 00:38:27.079
<v Speaker 5>Okay, we're gonna have deputy does is deputy doc available

725
00:38:27.119 --> 00:38:28.639
<v Speaker 5>at home? Do you know?

726
00:38:28.760 --> 00:38:34.119
<v Speaker 4>Do you know Kachina is deputy dot home? Because I

727
00:38:34.159 --> 00:38:36.800
<v Speaker 4>think I think what we ought to do is maybe

728
00:38:36.800 --> 00:38:39.920
<v Speaker 4>he can research it. I think docs should be able

729
00:38:39.920 --> 00:38:42.239
<v Speaker 4>to get We need to give this to our deputy doc.

730
00:38:42.960 --> 00:38:44.639
<v Speaker 4>No matter what, We're going to give it to doc

731
00:38:44.719 --> 00:38:48.639
<v Speaker 4>to research and let's see what he comes up with.

732
00:38:48.760 --> 00:38:51.760
<v Speaker 7>They told me to do. I've done everything they told

733
00:38:51.760 --> 00:38:55.159
<v Speaker 7>me to do. I drink alo verra, which is horrible.

734
00:38:55.519 --> 00:38:57.480
<v Speaker 7>But I've done everything they tell me to do, and

735
00:38:58.280 --> 00:38:58.960
<v Speaker 7>nothing's healing.

736
00:39:02.480 --> 00:39:06.280
<v Speaker 4>Really, I've never heard so, So what is it? Is

737
00:39:06.320 --> 00:39:08.119
<v Speaker 4>it constantly burning and hurting?

738
00:39:08.239 --> 00:39:13.519
<v Speaker 7>What? No, I'll have a good day, tell me next day.

739
00:39:13.760 --> 00:39:16.039
<v Speaker 7>It just feels like Howard is a not and it

740
00:39:16.039 --> 00:39:18.079
<v Speaker 7>feels like somebody kicks me in the gut.

741
00:39:19.760 --> 00:39:22.760
<v Speaker 5>Oh man, that sucks. I'm really sorry.

742
00:39:22.880 --> 00:39:23.679
<v Speaker 17>Let me get my hands on.

743
00:39:25.159 --> 00:39:25.559
<v Speaker 13>All right.

744
00:39:25.639 --> 00:39:27.800
<v Speaker 2>So now let's go to uh.

745
00:39:28.159 --> 00:39:29.239
<v Speaker 5>Let's go to uh.

746
00:39:29.360 --> 00:39:31.400
<v Speaker 17>Marissa again, talk to me, Shannon.

747
00:39:33.000 --> 00:39:35.159
<v Speaker 5>Hey, I can hear you, Mark, So, I don't know

748
00:39:35.159 --> 00:39:36.639
<v Speaker 5>if you're coming over the air or not, but I

749
00:39:36.639 --> 00:39:44.599
<v Speaker 5>can hear you Shannon. Hey, Marissa, Yes, I'm here. Okay,

750
00:39:44.920 --> 00:39:45.960
<v Speaker 5>here's what I need to know.

751
00:39:47.400 --> 00:39:50.719
<v Speaker 4>When you got that ticket, did you have to ever

752
00:39:51.159 --> 00:39:52.119
<v Speaker 4>go to court for it?

753
00:39:53.400 --> 00:39:53.719
<v Speaker 5>Hy? Yes?

754
00:39:53.800 --> 00:39:55.519
<v Speaker 14>I did go to court.

755
00:39:56.679 --> 00:39:59.199
<v Speaker 5>And what did they do at court?

756
00:39:59.480 --> 00:40:02.719
<v Speaker 10>So? When I went to court, I asked for another

757
00:40:02.920 --> 00:40:06.199
<v Speaker 10>court date because I wasn't at fault and I needed

758
00:40:06.239 --> 00:40:07.239
<v Speaker 10>to get an attorney.

759
00:40:09.360 --> 00:40:12.000
<v Speaker 5>And what did Okay, So did the next court date

760
00:40:12.119 --> 00:40:12.679
<v Speaker 5>come or not.

761
00:40:13.920 --> 00:40:18.440
<v Speaker 10>The next card day came and I was in Plueblo, Colorado,

762
00:40:19.079 --> 00:40:23.519
<v Speaker 10>and I did court virtually on the phone, and they

763
00:40:23.519 --> 00:40:25.559
<v Speaker 10>told me I tried to file. I tried to file

764
00:40:25.679 --> 00:40:30.000
<v Speaker 10>promotion to a fleed and because I'm not guilty and

765
00:40:30.079 --> 00:40:32.159
<v Speaker 10>I don't know why, I got a ticket. And so

766
00:40:32.440 --> 00:40:36.079
<v Speaker 10>then they wrote me another court date. And the next

767
00:40:36.119 --> 00:40:38.559
<v Speaker 10>court date, I was stuck in Plubblo because the car

768
00:40:38.639 --> 00:40:42.760
<v Speaker 10>that I had purchased is a limit it's it put

769
00:40:42.840 --> 00:40:45.239
<v Speaker 10>it on fire. So I had no way of getting

770
00:40:45.280 --> 00:40:48.159
<v Speaker 10>to Denver because that's where my court was. So I

771
00:40:48.320 --> 00:40:49.760
<v Speaker 10>ended up getting a.

772
00:40:52.119 --> 00:40:54.159
<v Speaker 15>Warrant for my arrest because.

773
00:40:53.880 --> 00:40:57.320
<v Speaker 10>I couldn't make it in person. And so now I

774
00:40:57.360 --> 00:40:59.519
<v Speaker 10>have a warrant because I couldn't make it to Denver

775
00:40:59.599 --> 00:41:01.880
<v Speaker 10>because of the car that I purchased was a lemon

776
00:41:01.960 --> 00:41:04.079
<v Speaker 10>and it started on fire. And all I've been doing

777
00:41:04.159 --> 00:41:06.559
<v Speaker 10>is having problems with this freaking car.

778
00:41:07.039 --> 00:41:09.719
<v Speaker 4>And so are you still in trouble? Are you still

779
00:41:09.719 --> 00:41:10.920
<v Speaker 4>in trouble with the courts?

780
00:41:12.159 --> 00:41:14.920
<v Speaker 15>Yes, I have a warrant because of this.

781
00:41:15.440 --> 00:41:19.360
<v Speaker 4>Yes, Okay, Now tell me about the car.

782
00:41:19.679 --> 00:41:20.639
<v Speaker 5>When did you buy it?

783
00:41:20.719 --> 00:41:21.119
<v Speaker 8>Okay?

784
00:41:21.679 --> 00:41:24.360
<v Speaker 10>I bought the car at the end of January. A

785
00:41:24.400 --> 00:41:27.320
<v Speaker 10>little bit after January. So in the middle of February,

786
00:41:27.679 --> 00:41:30.760
<v Speaker 10>I purchased this car for I put five and a

787
00:41:30.800 --> 00:41:35.599
<v Speaker 10>half thousand dollars down. Okay, I financed this car and

788
00:41:35.800 --> 00:41:37.800
<v Speaker 10>the dealership who I bought it from.

789
00:41:38.159 --> 00:41:40.960
<v Speaker 4>Wait wait wait you put down? You put down five

790
00:41:41.000 --> 00:41:42.000
<v Speaker 4>thousand dollars?

791
00:41:43.079 --> 00:41:43.760
<v Speaker 10>Yes, I did.

792
00:41:45.239 --> 00:41:45.800
<v Speaker 1>Where do you do.

793
00:41:48.599 --> 00:41:49.960
<v Speaker 5>And what did you finance?

794
00:41:51.400 --> 00:41:54.719
<v Speaker 10>I financed the two thousand and three Mercedes ben CLK

795
00:41:54.760 --> 00:41:56.719
<v Speaker 10>three twenty and.

796
00:41:56.920 --> 00:42:01.199
<v Speaker 5>So here's what I'm asking at how much did you finance?

797
00:42:02.760 --> 00:42:03.719
<v Speaker 2>Oh don't.

798
00:42:03.840 --> 00:42:05.880
<v Speaker 10>I don't so, I don't understand. What do you mean

799
00:42:06.000 --> 00:42:06.360
<v Speaker 10>how much?

800
00:42:07.760 --> 00:42:07.960
<v Speaker 12>Oh?

801
00:42:08.119 --> 00:42:10.760
<v Speaker 10>So it was I didn't have no credit, I didn't

802
00:42:10.800 --> 00:42:11.880
<v Speaker 10>have no kind of.

803
00:42:14.599 --> 00:42:17.679
<v Speaker 5>Marissa. I need you, Marissa, I need you to just

804
00:42:17.760 --> 00:42:22.519
<v Speaker 5>answer questions. Okay, this isn't working. You paid how much total?

805
00:42:23.920 --> 00:42:26.920
<v Speaker 5>Here's what I'm asking What was the price? What was

806
00:42:26.960 --> 00:42:28.360
<v Speaker 5>the price on the Mercedes?

807
00:42:29.079 --> 00:42:30.920
<v Speaker 10>It was twelve thousand dollars?

808
00:42:32.199 --> 00:42:36.239
<v Speaker 5>Okay, gotcha? So you paid five thousand down?

809
00:42:36.920 --> 00:42:38.639
<v Speaker 7>Yes, yes, I got it.

810
00:42:38.800 --> 00:42:44.599
<v Speaker 4>I got it. And you financed around seven thousand. Yes,

811
00:42:46.400 --> 00:42:49.559
<v Speaker 4>the loan was about seven plus you oh plus, you

812
00:42:49.559 --> 00:42:52.000
<v Speaker 4>put down five for a total of twelve.

813
00:42:53.440 --> 00:42:56.840
<v Speaker 5>Right, is the car running? Right now.

814
00:42:58.280 --> 00:43:00.280
<v Speaker 10>No, they took my car.

815
00:43:00.519 --> 00:43:04.280
<v Speaker 5>What is wrong with the car? Right now? Why did

816
00:43:04.320 --> 00:43:05.239
<v Speaker 5>it start on fire?

817
00:43:06.760 --> 00:43:13.199
<v Speaker 14>Because the car has had a severe uh and never

818
00:43:13.239 --> 00:43:19.559
<v Speaker 14>been maintenance since Marissa, Marissa, before.

819
00:43:19.280 --> 00:43:20.960
<v Speaker 5>You bought it, did you get it checked out?

820
00:43:23.400 --> 00:43:26.079
<v Speaker 10>They have a mechanic shop there. I thought that's what

821
00:43:26.119 --> 00:43:28.719
<v Speaker 10>they do. I never bought a car from a I never.

822
00:43:28.639 --> 00:43:31.159
<v Speaker 8>Got a car from a Marissa.

823
00:43:32.360 --> 00:43:33.360
<v Speaker 5>Let me explain something.

824
00:43:33.400 --> 00:43:37.039
<v Speaker 4>Okay, Normally, the best way to buy a car is

825
00:43:37.039 --> 00:43:40.679
<v Speaker 4>if it's used, you take it somewhere to somewhere you trust,

826
00:43:41.159 --> 00:43:43.639
<v Speaker 4>and they check it out before you buy it. That

827
00:43:43.679 --> 00:43:47.239
<v Speaker 4>would prevent this problem. It's too late for you. You

828
00:43:47.400 --> 00:43:48.639
<v Speaker 4>bought it without checking.

829
00:43:50.679 --> 00:43:53.400
<v Speaker 10>I didn't know that at that time. And this I

830
00:43:53.480 --> 00:43:55.559
<v Speaker 10>just didn't want to spend my money. I needed a

831
00:43:55.559 --> 00:43:58.920
<v Speaker 10>way to get around and I went to I needed

832
00:43:58.920 --> 00:43:59.320
<v Speaker 10>a way to.

833
00:43:59.239 --> 00:44:00.000
<v Speaker 16>Get to Maria.

834
00:44:00.119 --> 00:44:01.039
<v Speaker 5>So I understand.

835
00:44:02.400 --> 00:44:05.920
<v Speaker 4>I understand, but we all I'm saying is this that

836
00:44:07.159 --> 00:44:09.840
<v Speaker 4>no one cares. I'm not saying I don't care, but

837
00:44:09.880 --> 00:44:13.840
<v Speaker 4>I'm saying in life, no one cares about your circumstances.

838
00:44:14.760 --> 00:44:16.360
<v Speaker 5>You know what I'm saying. They don't care.

839
00:44:16.960 --> 00:44:19.800
<v Speaker 4>All they care about is you bought the car. Now

840
00:44:19.840 --> 00:44:22.440
<v Speaker 4>you have to pay for it. But what I need

841
00:44:22.440 --> 00:44:24.639
<v Speaker 4>to know is why did it start on?

842
00:44:24.920 --> 00:44:26.440
<v Speaker 14>Out of a broken motor?

843
00:44:27.480 --> 00:44:30.800
<v Speaker 10>And I've only had the car for four months, and

844
00:44:30.960 --> 00:44:34.480
<v Speaker 10>the other two months I was in the hospital. I

845
00:44:34.519 --> 00:44:35.840
<v Speaker 10>never drove it. I was.

846
00:44:37.559 --> 00:44:40.880
<v Speaker 5>How bad is the fire? How bad is the fire.

847
00:44:42.079 --> 00:44:42.360
<v Speaker 15>Bad?

848
00:44:43.199 --> 00:44:45.239
<v Speaker 2>Were the whole Did it total?

849
00:44:46.079 --> 00:44:47.519
<v Speaker 5>Did it total the whole car?

850
00:44:48.960 --> 00:44:49.679
<v Speaker 10>I almost blew?

851
00:44:50.039 --> 00:44:55.239
<v Speaker 5>Did it total the car? Did it total the car?

852
00:44:55.840 --> 00:44:57.760
<v Speaker 5>Did the insurance pay you for that?

853
00:44:58.760 --> 00:45:01.280
<v Speaker 2>Did the insurance pay you you?

854
00:45:01.960 --> 00:45:02.159
<v Speaker 7>Why?

855
00:45:02.280 --> 00:45:06.079
<v Speaker 10>Turn don't cover engines? Because they don't cover the engine.

856
00:45:06.559 --> 00:45:10.840
<v Speaker 5>Then, but they will cover the fire.

857
00:45:13.320 --> 00:45:14.920
<v Speaker 14>No, they won't cover the fire.

858
00:45:15.639 --> 00:45:17.440
<v Speaker 2>And I go through Bristol, Yes they will.

859
00:45:18.400 --> 00:45:25.079
<v Speaker 5>She probably just has liability mark mark mark, hold on,

860
00:45:25.280 --> 00:45:26.440
<v Speaker 5>stop stop.

861
00:45:26.679 --> 00:45:28.639
<v Speaker 4>I don't want you talking anymore. Put her on hold.

862
00:45:28.840 --> 00:45:31.880
<v Speaker 4>I don't even want her talking. She is so stupid

863
00:45:31.920 --> 00:45:37.840
<v Speaker 4>it defies the imagination. Here's the bottom line there. I

864
00:45:37.880 --> 00:45:38.599
<v Speaker 4>swear to God.

865
00:45:38.639 --> 00:45:42.760
<v Speaker 5>There are people in this world that shouldn't be allowed

866
00:45:42.800 --> 00:45:44.159
<v Speaker 5>to transact business.

867
00:45:44.519 --> 00:45:47.440
<v Speaker 4>My God, there should be some kind of minimum standard

868
00:45:47.519 --> 00:45:50.400
<v Speaker 4>test for people to transact business.

869
00:45:51.920 --> 00:45:55.079
<v Speaker 5>How about first, can you fog a mirror? Number two?

870
00:45:55.519 --> 00:45:58.400
<v Speaker 5>Can you breathe and talk and chew gum?

871
00:45:58.960 --> 00:46:02.920
<v Speaker 4>And coordinate those three things, and then now try walking

872
00:46:02.960 --> 00:46:06.320
<v Speaker 4>while you're chewing gum.

873
00:46:06.400 --> 00:46:09.800
<v Speaker 5>Here's what I'm saying. The car started on fire mark.

874
00:46:10.079 --> 00:46:13.639
<v Speaker 4>She had to have had coverage for it because it

875
00:46:13.719 --> 00:46:14.599
<v Speaker 4>was financed.

876
00:46:17.559 --> 00:46:21.159
<v Speaker 17>Then why wouldn't they cover it? I don't know.

877
00:46:21.440 --> 00:46:22.119
<v Speaker 5>That's what we have.

878
00:46:22.440 --> 00:46:27.639
<v Speaker 4>Chopper's gonna find that out. Yeah, Chopper, good luck.

879
00:46:28.159 --> 00:46:28.440
<v Speaker 1>Thanks.

880
00:46:29.079 --> 00:46:32.800
<v Speaker 4>I want you to talk to Chopper. Get your one

881
00:46:32.840 --> 00:46:35.440
<v Speaker 4>syllable words ready. I want you to talk to her

882
00:46:35.480 --> 00:46:37.960
<v Speaker 4>off the air now listen. I don't mean to be mean,

883
00:46:38.480 --> 00:46:46.599
<v Speaker 4>but but this poor woman, she should not God Almighty,

884
00:46:46.920 --> 00:46:48.800
<v Speaker 4>that's why I have a job. That's why I've been

885
00:46:48.800 --> 00:46:55.039
<v Speaker 4>doing this for fifty years. We licksen people. No, here's

886
00:46:55.159 --> 00:46:56.599
<v Speaker 4>here's something I need to tell people.

887
00:46:56.599 --> 00:46:56.719
<v Speaker 5>Now.

888
00:46:56.719 --> 00:46:58.679
<v Speaker 4>I'm gonna wait. I'll do it right after the break.

889
00:46:59.760 --> 00:47:02.159
<v Speaker 4>I want to give you a basic survival guide, and

890
00:47:02.199 --> 00:47:05.679
<v Speaker 4>I swear to God if you use these rules, people,

891
00:47:05.800 --> 00:47:10.719
<v Speaker 4>pass it on to your kids, your neighbors, your friends.

892
00:47:10.800 --> 00:47:13.679
<v Speaker 4>So Chopper find out why her insurance isn't covering this.

893
00:47:14.159 --> 00:47:18.480
<v Speaker 4>Even if they don't cover the engine itself, they should

894
00:47:18.519 --> 00:47:20.880
<v Speaker 4>cover the damage the fire made. In fact, let's get

895
00:47:20.920 --> 00:47:25.039
<v Speaker 4>Brian Burns from Compass Insurance on to clarify that three

896
00:47:25.119 --> 00:47:27.800
<v Speaker 4>oh three seven one three talks seven one three eight

897
00:47:27.880 --> 00:47:32.159
<v Speaker 4>two five five fix it twenty four to seven. The

898
00:47:32.199 --> 00:47:35.320
<v Speaker 4>Extreme Clean for your furnace three oh three five two

899
00:47:35.400 --> 00:47:37.920
<v Speaker 4>six thirty nine thirty nine just thirty nine bucks. In

900
00:47:38.000 --> 00:47:40.760
<v Speaker 4>fact for your air conditioner you should do now and

901
00:47:40.800 --> 00:47:43.519
<v Speaker 4>that's still thirty nine bucks. New customers only fix my

902
00:47:43.639 --> 00:47:51.239
<v Speaker 4>Home dot com. Go with a sure thing Denver's best

903
00:47:51.320 --> 00:47:54.199
<v Speaker 4>roofer Excel Roofing dot com. You don't pay a cent

904
00:47:54.400 --> 00:48:01.199
<v Speaker 4>until you're content. Time for an insurance check free, no obligation.

905
00:48:01.239 --> 00:48:05.079
<v Speaker 4>In comparison, call Compass Insurance paying too much your coverage

906
00:48:05.079 --> 00:48:07.760
<v Speaker 4>at dozens of insurance companies find out now three all

907
00:48:07.800 --> 00:48:10.280
<v Speaker 4>three seven seven to one help. You'll think you're his

908
00:48:10.440 --> 00:48:13.039
<v Speaker 4>only customer when you choose Frank durand the real estate

909
00:48:13.079 --> 00:48:16.360
<v Speaker 4>Man dot com to list your home with Remax Alliance

910
00:48:16.599 --> 00:48:30.519
<v Speaker 4>three all three nine two zero sixteen twenty two. Your troubleshooter, Now,

911
00:48:31.440 --> 00:48:34.519
<v Speaker 4>I need to ask Marissa some quick questions again and MERSA,

912
00:48:34.519 --> 00:48:37.639
<v Speaker 4>we're trying to help you. I promise we are. What

913
00:48:37.719 --> 00:48:39.960
<v Speaker 4>kind of insurance did you have on your car?

914
00:48:41.119 --> 00:48:41.599
<v Speaker 10>Bristol?

915
00:48:43.280 --> 00:48:43.760
<v Speaker 5>Okay?

916
00:48:44.119 --> 00:48:48.000
<v Speaker 4>Now did the lender help you get that insurance. Did

917
00:48:48.000 --> 00:48:49.840
<v Speaker 4>the car dealer help you or did you go.

918
00:48:49.880 --> 00:48:50.599
<v Speaker 5>Out and find it?

919
00:48:51.920 --> 00:48:53.920
<v Speaker 10>I went out and found it myself.

920
00:48:55.519 --> 00:48:55.920
<v Speaker 5>Okay.

921
00:48:56.119 --> 00:48:59.760
<v Speaker 4>Did they require you because it was financed, did they

922
00:48:59.760 --> 00:49:03.119
<v Speaker 4>require you to have certain insurance and ask for proof

923
00:49:03.199 --> 00:49:03.960
<v Speaker 4>of insurance?

924
00:49:04.880 --> 00:49:07.800
<v Speaker 10>Yes, full coverage insurance before I keep it off the loss?

925
00:49:09.159 --> 00:49:12.599
<v Speaker 4>Okay, But they said since they don't cover the engine,

926
00:49:13.079 --> 00:49:15.440
<v Speaker 4>this engine fire is on you, right.

927
00:49:18.480 --> 00:49:21.280
<v Speaker 10>No, not necessarily. No, They told me I needed to

928
00:49:21.320 --> 00:49:24.519
<v Speaker 10>follow a report with cops and with the fire department.

929
00:49:26.239 --> 00:49:29.519
<v Speaker 4>And then did they say they would cover the fire damage?

930
00:49:31.400 --> 00:49:35.440
<v Speaker 10>They didn't say anything. They said that my insurance even

931
00:49:35.480 --> 00:49:38.800
<v Speaker 10>though I paid three hundred dollars for full coverage, they

932
00:49:38.840 --> 00:49:40.039
<v Speaker 10>say they don't do that.

933
00:49:40.079 --> 00:49:43.880
<v Speaker 14>I would have to follow with the at.

934
00:49:43.559 --> 00:49:48.800
<v Speaker 10>The clean department. I think if I'm not mistaken, and

935
00:49:48.840 --> 00:49:52.039
<v Speaker 10>if they would considered it, that they would let me know.

936
00:49:52.199 --> 00:49:56.159
<v Speaker 10>But they don't cover motors or engines. So the whole

937
00:49:56.159 --> 00:49:58.880
<v Speaker 10>time that I had the car, the mortar has already

938
00:49:58.920 --> 00:50:01.519
<v Speaker 10>been would already it was just a matter of time

939
00:50:01.559 --> 00:50:02.679
<v Speaker 10>before it started.

940
00:50:02.679 --> 00:50:06.880
<v Speaker 5>Okay, But Marissa put murse on hold. Okay.

941
00:50:07.519 --> 00:50:11.239
<v Speaker 4>Brian Burns the Insurance Healthcenter dot Com, by the way,

942
00:50:11.480 --> 00:50:14.760
<v Speaker 4>that they have a regular insurance agency. I shouldn't downplay that.

943
00:50:15.039 --> 00:50:17.400
<v Speaker 4>But the insurance help centers where they do those free

944
00:50:18.079 --> 00:50:22.840
<v Speaker 4>insurance checkups at three oh three nine nine nine thousand,

945
00:50:23.559 --> 00:50:26.920
<v Speaker 4>you can get a complete checker you have and it's

946
00:50:26.920 --> 00:50:29.039
<v Speaker 4>straightforward and totally objective.

947
00:50:29.440 --> 00:50:30.960
<v Speaker 5>They absolutely do not.

948
00:50:31.079 --> 00:50:33.639
<v Speaker 4>Skew any when they tell you if you have good

949
00:50:33.719 --> 00:50:36.079
<v Speaker 4>or bad coverage, that you can get to the bank

950
00:50:36.760 --> 00:50:39.360
<v Speaker 4>and if they can help you, they will. If they can't,

951
00:50:39.400 --> 00:50:43.599
<v Speaker 4>they're gonna be honest about that. Now, Brian Burns, I

952
00:50:43.760 --> 00:50:46.320
<v Speaker 4>understand a little about what she's saying.

953
00:50:46.320 --> 00:50:47.480
<v Speaker 5>She had an engine fire.

954
00:50:47.559 --> 00:50:50.760
<v Speaker 4>They're saying, look, we don't cover engines, but wouldn't they

955
00:50:50.800 --> 00:50:52.719
<v Speaker 4>cover the fire if it totaled the car?

956
00:50:52.960 --> 00:50:56.360
<v Speaker 19>Brian, Yeah, the fire should be covered because that fire

957
00:50:56.480 --> 00:51:00.320
<v Speaker 19>is a covered peril. But as far as the engine itself, yeah,

958
00:51:00.480 --> 00:51:02.920
<v Speaker 19>they're right on saying, like they're not there to cover

959
00:51:03.079 --> 00:51:05.440
<v Speaker 19>an the engine. If the engine cracks or whatever, your

960
00:51:05.440 --> 00:51:06.760
<v Speaker 19>insurance doesn't ever cover.

961
00:51:06.679 --> 00:51:12.079
<v Speaker 5>That, but they will fix the car or give her

962
00:51:12.119 --> 00:51:13.239
<v Speaker 5>the value, right.

963
00:51:14.079 --> 00:51:16.440
<v Speaker 19>Well, yeah, if the fire. So the only thing I'm

964
00:51:16.480 --> 00:51:19.000
<v Speaker 19>curious about is what they're trying to investigate is at

965
00:51:19.039 --> 00:51:23.239
<v Speaker 19>the time of loss, was the engine shot? In other words,

966
00:51:23.239 --> 00:51:25.800
<v Speaker 19>are they going to try to say, hey, we don't

967
00:51:25.800 --> 00:51:28.320
<v Speaker 19>have to pay you for the damage on the where

968
00:51:28.320 --> 00:51:30.719
<v Speaker 19>we all have to pay you actual cash value, which

969
00:51:30.760 --> 00:51:33.480
<v Speaker 19>is what autopolicies are. Are they going to try to

970
00:51:33.519 --> 00:51:37.960
<v Speaker 19>degragate the loss by saying that the engine was already shot.

971
00:51:38.599 --> 00:51:39.360
<v Speaker 19>I don't think they.

972
00:51:39.679 --> 00:51:41.599
<v Speaker 4>In other words, the car was a piece of crap

973
00:51:41.679 --> 00:51:42.920
<v Speaker 4>before the damage.

974
00:51:43.599 --> 00:51:46.079
<v Speaker 19>Yeah, but I don't think I would fight that from

975
00:51:46.079 --> 00:51:48.719
<v Speaker 19>the standpoint, she's been paying insurance with the value being

976
00:51:48.760 --> 00:51:51.199
<v Speaker 19>at a certain level. So the fact of the matter

977
00:51:51.360 --> 00:51:55.000
<v Speaker 19>is she didn't know the engine was cracked, and this

978
00:51:55.079 --> 00:51:57.800
<v Speaker 19>is the damage. Ultimately it was caused by fire. So

979
00:51:58.840 --> 00:52:02.480
<v Speaker 19>I think she needs to wait to Okay, the claims department.

980
00:52:02.079 --> 00:52:06.519
<v Speaker 20>Is saying, what are they saying, Well, they need I

981
00:52:06.519 --> 00:52:08.599
<v Speaker 20>don't know what they're saying, and she doesn't they need

982
00:52:08.639 --> 00:52:14.039
<v Speaker 20>herd over a report from the fire department and from

983
00:52:14.079 --> 00:52:14.559
<v Speaker 20>the police.

984
00:52:14.599 --> 00:52:17.480
<v Speaker 19>She said, yeah, so, but I mean, we don't even

985
00:52:17.599 --> 00:52:18.320
<v Speaker 19>Let's let's.

986
00:52:18.159 --> 00:52:20.719
<v Speaker 5>Go to caller Mike. Caller Mike has a comment.

987
00:52:21.800 --> 00:52:26.559
<v Speaker 21>Yeah, caller Mike, Hey, Tom, I love your comment about

988
00:52:26.719 --> 00:52:30.239
<v Speaker 21>people have to have a certain aptitude to transact business

989
00:52:30.920 --> 00:52:32.000
<v Speaker 21>and it doesn't have to do.

990
00:52:32.000 --> 00:52:34.960
<v Speaker 16>About the fire itself. But I was also wondering your

991
00:52:35.000 --> 00:52:35.960
<v Speaker 16>thoughts about.

992
00:52:35.639 --> 00:52:37.960
<v Speaker 17>The voter registration process.

993
00:52:37.960 --> 00:52:41.960
<v Speaker 9>Should voters also to get a registration card have to

994
00:52:42.039 --> 00:52:44.239
<v Speaker 9>have a certain aptitude so they can vote?

995
00:52:44.280 --> 00:52:45.880
<v Speaker 22>Because, for example.

996
00:52:45.960 --> 00:52:49.079
<v Speaker 4>Oh my god, if we ever tried to implement, if

997
00:52:49.119 --> 00:52:52.280
<v Speaker 4>we ever tried to implement anything like that, what they're

998
00:52:52.360 --> 00:52:54.519
<v Speaker 4>upset that we want to simply know that they have

999
00:52:54.639 --> 00:52:58.239
<v Speaker 4>an id for God's sakes, Could you imagine the furor

1000
00:52:58.719 --> 00:53:01.760
<v Speaker 4>if we said you have to have a certain aptitude,

1001
00:53:02.199 --> 00:53:04.599
<v Speaker 4>you have to have a certain knowledge or a certain whatever,

1002
00:53:05.000 --> 00:53:09.079
<v Speaker 4>because that would immediately be called racist again, I'm sorry,

1003
00:53:09.079 --> 00:53:12.719
<v Speaker 4>it would be and it would be called prejudice, and

1004
00:53:12.760 --> 00:53:15.360
<v Speaker 4>it would be called bigotry. Now, in a way, I

1005
00:53:15.480 --> 00:53:18.079
<v Speaker 4>understand why they would say that. They're saying, you know,

1006
00:53:18.119 --> 00:53:20.400
<v Speaker 4>you're purposely trying to weed people out.

1007
00:53:21.159 --> 00:53:25.480
<v Speaker 5>Look, in my opinion, everyone.

1008
00:53:25.360 --> 00:53:27.760
<v Speaker 4>Should have the right to vote that you know, that

1009
00:53:27.880 --> 00:53:30.239
<v Speaker 4>is of legal age and residence.

1010
00:53:31.159 --> 00:53:33.920
<v Speaker 5>But what about their aptitude?

1011
00:53:34.199 --> 00:53:36.159
<v Speaker 4>You know, Mike, you bring up a whole ball of

1012
00:53:36.239 --> 00:53:39.000
<v Speaker 4>axe that is not part of the show today. But

1013
00:53:39.119 --> 00:53:41.920
<v Speaker 4>I don't mind if people want to comment. Could you imagine,

1014
00:53:41.960 --> 00:53:44.400
<v Speaker 4>do you think it's fair? What if they don't have

1015
00:53:44.480 --> 00:53:47.079
<v Speaker 4>the aptitude but they know who they want as president.

1016
00:53:47.559 --> 00:53:48.519
<v Speaker 5>Isn't that good enough?

1017
00:53:48.599 --> 00:53:48.800
<v Speaker 7>Mike?

1018
00:53:48.920 --> 00:53:49.599
<v Speaker 5>What do you think?

1019
00:53:51.639 --> 00:53:52.519
<v Speaker 16>I don't know about that.

1020
00:53:52.719 --> 00:53:55.559
<v Speaker 9>I'm trying to get the best qualified people in office.

1021
00:53:55.599 --> 00:53:59.760
<v Speaker 9>But sometimes, you know, people have to have logic, ration,

1022
00:54:00.000 --> 00:54:03.280
<v Speaker 9>all minds and everything to make that determination. And a

1023
00:54:03.320 --> 00:54:04.599
<v Speaker 9>lot of them, don't you.

1024
00:54:04.519 --> 00:54:05.199
<v Speaker 5>Know, Mike.

1025
00:54:05.360 --> 00:54:08.679
<v Speaker 4>Sometimes people get elected because they have a better hair,

1026
00:54:09.119 --> 00:54:12.840
<v Speaker 4>or they're taller. If you look at at really at

1027
00:54:13.000 --> 00:54:17.360
<v Speaker 4>why people vote. I don't know sometimes and again it's

1028
00:54:17.400 --> 00:54:21.639
<v Speaker 4>called low information voter. Now who benefits from a low

1029
00:54:21.719 --> 00:54:23.840
<v Speaker 4>information voter more than anyone?

1030
00:54:24.400 --> 00:54:24.840
<v Speaker 5>Okay?

1031
00:54:25.039 --> 00:54:27.800
<v Speaker 4>Now, Democrats are going to tell you Republicans do. Republicans

1032
00:54:27.840 --> 00:54:30.360
<v Speaker 4>are going to tell you democrats do? Mark, I want

1033
00:54:30.360 --> 00:54:32.880
<v Speaker 4>to ask you, do you think there should be a

1034
00:54:32.880 --> 00:54:34.760
<v Speaker 4>certain aptitude to be allowed to vote?

1035
00:54:35.599 --> 00:54:35.679
<v Speaker 5>No?

1036
00:54:37.840 --> 00:54:42.639
<v Speaker 4>Okay, And again that's self interest on Mark, because he

1037
00:54:42.639 --> 00:54:46.079
<v Speaker 4>wouldn't ever want to be tested. If they tested his diction,

1038
00:54:46.400 --> 00:54:47.360
<v Speaker 4>he'd never vote.

1039
00:54:47.800 --> 00:54:49.679
<v Speaker 1>Oh please.

1040
00:54:53.920 --> 00:54:55.519
<v Speaker 5>Listen, Mike, thank you for your comment.

1041
00:54:56.360 --> 00:55:02.199
<v Speaker 4>What really, though, there is something called incompetence. Should people,

1042
00:55:02.920 --> 00:55:09.559
<v Speaker 4>because they are less informed and less intelligent, be more

1043
00:55:09.599 --> 00:55:14.239
<v Speaker 4>subjected to ripoffs? No, think about what I'm saying now.

1044
00:55:14.679 --> 00:55:17.320
<v Speaker 4>I'm not trying to be a nanny state. But think

1045
00:55:17.360 --> 00:55:23.039
<v Speaker 4>about what I'm saying. People like Marissa you can sell

1046
00:55:23.079 --> 00:55:28.039
<v Speaker 4>and probably talk into something that you couldn't sues. Okay,

1047
00:55:29.480 --> 00:55:33.440
<v Speaker 4>my executive producer sues, so EP sues.

1048
00:55:35.079 --> 00:55:37.519
<v Speaker 5>Is less likely to be ripped off? Is that fair?

1049
00:55:37.960 --> 00:55:40.760
<v Speaker 5>Should we have some kind of.

1050
00:55:42.239 --> 00:55:44.960
<v Speaker 4>Minimum standard for transacting business?

1051
00:55:45.320 --> 00:55:48.119
<v Speaker 23>Well that can you imagine what that litmus test would

1052
00:55:48.159 --> 00:55:48.519
<v Speaker 23>look like?

1053
00:55:48.760 --> 00:55:52.440
<v Speaker 17>I mean, that's just crazy. How would you even do it.

1054
00:55:53.800 --> 00:55:53.960
<v Speaker 13>Now?

1055
00:55:54.239 --> 00:55:56.760
<v Speaker 5>I don't think you could. But this guy you know,

1056
00:55:56.880 --> 00:56:01.440
<v Speaker 5>talked about voting aptitude, but transact business. Here's what here's

1057
00:56:01.519 --> 00:56:02.159
<v Speaker 5>all I'm thinking.

1058
00:56:02.159 --> 00:56:05.119
<v Speaker 23>Hey, for the record, I agree with them in theory.

1059
00:56:05.199 --> 00:56:08.159
<v Speaker 23>I just have no idea how you would pull that off.

1060
00:56:08.239 --> 00:56:11.400
<v Speaker 23>Like what you got to present at least a tenth

1061
00:56:11.480 --> 00:56:14.559
<v Speaker 23>grade education. I mean, I don't know how do you

1062
00:56:14.639 --> 00:56:17.079
<v Speaker 23>do that. Then we have people that go to Harvard

1063
00:56:17.079 --> 00:56:18.760
<v Speaker 23>and Yale that I think are morons.

1064
00:56:20.719 --> 00:56:26.719
<v Speaker 4>So my thing is this, people who are less intelligent

1065
00:56:26.760 --> 00:56:27.760
<v Speaker 4>get ripped off more.

1066
00:56:29.519 --> 00:56:31.119
<v Speaker 5>Can we Is there a way to stop that?

1067
00:56:31.320 --> 00:56:32.599
<v Speaker 17>I don't know if that's correct.

1068
00:56:32.840 --> 00:56:34.920
<v Speaker 5>Say, I don't know. If I agree with you.

1069
00:56:34.920 --> 00:56:39.800
<v Speaker 23>You're saying less intelligent, I would say more or less savvy.

1070
00:56:39.840 --> 00:56:42.679
<v Speaker 23>There's a lot of smart people out there that could

1071
00:56:42.719 --> 00:56:46.440
<v Speaker 23>be very book smart, they get ripped off for big dollars.

1072
00:56:46.760 --> 00:56:50.000
<v Speaker 4>Yeah, you're right, you're right, you're right. I don't know,

1073
00:56:50.119 --> 00:56:53.400
<v Speaker 4>but but they're less something. And what I'm saying is

1074
00:56:53.639 --> 00:56:55.280
<v Speaker 4>do they deserve to be ripped off?

1075
00:56:56.079 --> 00:56:57.719
<v Speaker 5>Seriously? Well, no one does.

1076
00:56:57.960 --> 00:57:01.000
<v Speaker 23>I think it's like, I think it's a mentality, Like

1077
00:57:01.320 --> 00:57:04.800
<v Speaker 23>we have people that we both know that. Here, I'll

1078
00:57:04.840 --> 00:57:08.079
<v Speaker 23>say one, Drew Drew has been calling the show forever.

1079
00:57:08.480 --> 00:57:12.239
<v Speaker 23>Drew always finds himself in some kind of situation.

1080
00:57:12.719 --> 00:57:13.480
<v Speaker 17>It's amazing.

1081
00:57:13.559 --> 00:57:17.079
<v Speaker 23>He wanders into problems and it's because he's looking for

1082
00:57:17.159 --> 00:57:19.880
<v Speaker 23>him somewhere in the back of that skull of his

1083
00:57:20.039 --> 00:57:21.239
<v Speaker 23>he's looking for trouble.

1084
00:57:22.599 --> 00:57:26.199
<v Speaker 4>No, you're right, you're right. Some people are self fulfilling prophecies.

1085
00:57:26.719 --> 00:57:30.800
<v Speaker 4>But I just think there's something about people who are

1086
00:57:30.840 --> 00:57:35.599
<v Speaker 4>uninformed getting taken advantage of where others don't. Does that

1087
00:57:35.639 --> 00:57:38.119
<v Speaker 4>mean the ones who get taken advantage of? Well, so

1088
00:57:38.320 --> 00:57:40.760
<v Speaker 4>sad you know you signed it, you should have known.

1089
00:57:41.800 --> 00:57:43.920
<v Speaker 5>Is there a way you know? I'll tell you what

1090
00:57:43.960 --> 00:57:46.199
<v Speaker 5>it is. I'll tell you what it is. Our damn

1091
00:57:46.320 --> 00:57:50.559
<v Speaker 5>high schools they waste, they waste their senior year.

1092
00:57:50.760 --> 00:57:52.559
<v Speaker 4>You know, my son's a senior right now, and all

1093
00:57:52.599 --> 00:57:55.480
<v Speaker 4>those kids have senior ite is they've already been accepted

1094
00:57:55.480 --> 00:57:59.239
<v Speaker 4>to colleges. I mean, it's almost like they're taking up

1095
00:57:59.440 --> 00:58:02.519
<v Speaker 4>time and space. Why wouldn't they use the fourth year

1096
00:58:02.559 --> 00:58:08.400
<v Speaker 4>of high school to make you savvy? Talk about contracts,

1097
00:58:08.480 --> 00:58:12.360
<v Speaker 4>talk about your signature, talk about credit cards, because as

1098
00:58:12.400 --> 00:58:14.840
<v Speaker 4>soon as you graduate, there are going to be a

1099
00:58:14.880 --> 00:58:17.920
<v Speaker 4>ton of letters in your mailbox saying you qualify for

1100
00:58:18.000 --> 00:58:23.239
<v Speaker 4>a credit card. Why don't we Why doesn't school prepare

1101
00:58:23.320 --> 00:58:27.519
<v Speaker 4>kids to just be normal adults? What does your signature mean?

1102
00:58:27.880 --> 00:58:31.920
<v Speaker 4>What is a contract? What is a credit card?

1103
00:58:33.639 --> 00:58:37.400
<v Speaker 23>They're two, They're too busy telling kids what a woman is,

1104
00:58:37.679 --> 00:58:41.239
<v Speaker 23>what a man is, putting tampons into your bathroom.

1105
00:58:41.760 --> 00:58:44.760
<v Speaker 4>No, I swear to God, I have my lifelong dream

1106
00:58:45.039 --> 00:58:48.480
<v Speaker 4>and I need to do it pretty soon. No inside joke,

1107
00:58:48.559 --> 00:58:52.840
<v Speaker 4>But here's the deal. My lifelong dream has been to

1108
00:58:54.159 --> 00:58:57.639
<v Speaker 4>have an education course in the senior year of all

1109
00:58:57.719 --> 00:59:03.800
<v Speaker 4>high schools. That would mean make a thirty day life

1110
00:59:04.360 --> 00:59:09.320
<v Speaker 4>of a consumer, just thirty days, starting with closing on

1111
00:59:09.400 --> 00:59:14.920
<v Speaker 4>real estate, getting alone, getting a car, going to school

1112
00:59:15.000 --> 00:59:20.079
<v Speaker 4>or going to work. I mean, just something like that. Now,

1113
00:59:20.079 --> 00:59:22.119
<v Speaker 4>we have a lot to have a lot going on here,

1114
00:59:22.119 --> 00:59:24.920
<v Speaker 4>so stick around. Three oh three seven one three talks

1115
00:59:24.920 --> 00:59:27.400
<v Speaker 4>seven one three eight two five y five. Water Pros

1116
00:59:27.760 --> 00:59:30.320
<v Speaker 4>the best water system, the best prices.

1117
00:59:30.719 --> 00:59:33.519
<v Speaker 5>Why would you look anywhere else? You will never find

1118
00:59:33.679 --> 00:59:43.880
<v Speaker 5>a computerized, more qualified, and more in depth water conditioning, softening, safety, filtration.

1119
00:59:44.639 --> 00:59:47.920
<v Speaker 5>Water Pros their entire system right now thirty nine to

1120
00:59:48.000 --> 00:59:51.000
<v Speaker 5>ninety five for softening and everything that comes with it,

1121
00:59:51.360 --> 00:59:55.519
<v Speaker 5>including drinking water at your kitchen reverse osmosis.

1122
00:59:55.679 --> 00:59:59.199
<v Speaker 4>You will never touch this price anywhere. Waterpros dot net

1123
00:59:59.480 --> 01:00:02.199
<v Speaker 4>three h fo three eight six two five five five four.

1124
01:00:02.280 --> 01:00:06.280
<v Speaker 4>That's water Pros. I'm sorry, it's five, Yeah, that's the number.

1125
01:00:06.280 --> 01:00:08.360
<v Speaker 4>Three oh three eight six two five five five four.

1126
01:00:12.679 --> 01:00:15.920
<v Speaker 4>Go with a sure thing Denver's best roofer Excel Roofing

1127
01:00:16.039 --> 01:00:18.679
<v Speaker 4>dot com. You don't pay a cent until you're content.

1128
01:00:22.079 --> 01:00:25.239
<v Speaker 4>Time for an insurance check up free, no obligation. In comparison,

1129
01:00:25.360 --> 01:00:28.960
<v Speaker 4>call Compass Insurance paying too much your coverage at dozens

1130
01:00:28.960 --> 01:00:31.679
<v Speaker 4>of insurance companies find out now three oh three seven

1131
01:00:31.800 --> 01:00:34.599
<v Speaker 4>seven to one help. You'll think you're his only customer

1132
01:00:34.639 --> 01:00:36.880
<v Speaker 4>when you choose Frank durand the real estate Man dot

1133
01:00:36.920 --> 01:00:40.199
<v Speaker 4>com to list your home with Remax Alliance three oh

1134
01:00:40.280 --> 01:00:42.239
<v Speaker 4>three nine two zero sixteen twenty two.

1135
01:00:43.719 --> 01:00:46.960
<v Speaker 5>Wow, he's not that gay guys.

1136
01:00:47.000 --> 01:00:49.880
<v Speaker 23>Sorry threes zero three seven one three A two five

1137
01:00:49.960 --> 01:00:53.320
<v Speaker 23>five times. Get a question for Frank Duran, Hey, Don

1138
01:00:53.400 --> 01:00:54.079
<v Speaker 23>what say you?

1139
01:00:55.079 --> 01:00:55.280
<v Speaker 4>Hey?

1140
01:00:55.719 --> 01:00:55.920
<v Speaker 13>Hey?

1141
01:00:56.000 --> 01:00:58.039
<v Speaker 8>Mark up by Frank.

1142
01:00:58.440 --> 01:00:59.360
<v Speaker 24>I got a question.

1143
01:01:00.039 --> 01:01:01.320
<v Speaker 7>I think, got a bit of a problem.

1144
01:01:01.360 --> 01:01:04.480
<v Speaker 24>I got a condo an Aurora I've been I'd like

1145
01:01:04.559 --> 01:01:09.239
<v Speaker 24>to sell, but the place where I want to move

1146
01:01:09.320 --> 01:01:11.639
<v Speaker 24>to isn't going to be available to the early part

1147
01:01:11.679 --> 01:01:16.480
<v Speaker 24>of twenty twenty six. When will be the best time

1148
01:01:16.559 --> 01:01:20.920
<v Speaker 24>to sell, either in July or maybe February March of

1149
01:01:20.960 --> 01:01:25.960
<v Speaker 24>next year. I understand, I'm I understand if I'm asking

1150
01:01:26.079 --> 01:01:29.199
<v Speaker 24>to look into your crystal ball, but I'm just looking

1151
01:01:29.239 --> 01:01:30.239
<v Speaker 24>for a little input here.

1152
01:01:31.360 --> 01:01:33.199
<v Speaker 5>He's a good one. Don.

1153
01:01:33.280 --> 01:01:35.079
<v Speaker 6>Hey, it's good to talk to you. You know, that's

1154
01:01:35.119 --> 01:01:38.719
<v Speaker 6>a wonderful question. And you know, the short answer I'll

1155
01:01:38.719 --> 01:01:40.519
<v Speaker 6>give you is this. I think that what you do

1156
01:01:40.599 --> 01:01:42.239
<v Speaker 6>is you base it on what it's best for you

1157
01:01:42.280 --> 01:01:43.800
<v Speaker 6>to move because I'll tell you what. We run into

1158
01:01:43.800 --> 01:01:45.679
<v Speaker 6>a number of people in these kinds of situations, and

1159
01:01:46.280 --> 01:01:48.480
<v Speaker 6>some sellers say take the philosophy.

1160
01:01:48.519 --> 01:01:50.599
<v Speaker 5>Okay, We're gonna just take our money and run. We're

1161
01:01:50.599 --> 01:01:51.119
<v Speaker 5>going to cash.

1162
01:01:51.159 --> 01:01:52.599
<v Speaker 6>Well, we know what the market is right now, the

1163
01:01:52.599 --> 01:01:54.679
<v Speaker 6>bird in the hand, sell the home, work out a

1164
01:01:54.679 --> 01:01:57.000
<v Speaker 6>temporary living arrangement until the home is built and they're

1165
01:01:57.000 --> 01:01:59.400
<v Speaker 6>ready to move in, So that that's one option. There

1166
01:01:59.480 --> 01:02:03.599
<v Speaker 6>is tough about the third quarter that rates are expected

1167
01:02:03.599 --> 01:02:05.480
<v Speaker 6>and of course you know how these things can go done.

1168
01:02:05.880 --> 01:02:08.159
<v Speaker 5>Rates are expected to drop.

1169
01:02:08.199 --> 01:02:10.320
<v Speaker 6>And we're even hearing rumors that they could even drop

1170
01:02:10.360 --> 01:02:13.360
<v Speaker 6>as early as June. The challenge was something like that,

1171
01:02:13.480 --> 01:02:15.840
<v Speaker 6>is you remember last year, everybody was talking about how

1172
01:02:15.960 --> 01:02:17.800
<v Speaker 6>the market's you know, strong, and all of a sudden

1173
01:02:17.800 --> 01:02:20.320
<v Speaker 6>we got hit with a curveball and ended up peaking

1174
01:02:20.320 --> 01:02:23.360
<v Speaker 6>in April. So I think it's a decision every seller

1175
01:02:23.480 --> 01:02:24.920
<v Speaker 6>just has to make is do you take the bird

1176
01:02:24.920 --> 01:02:26.719
<v Speaker 6>in the hand, cash and now where the market is

1177
01:02:26.760 --> 01:02:28.679
<v Speaker 6>what it is now, or do you take that calculated

1178
01:02:28.800 --> 01:02:31.280
<v Speaker 6>risk and wait to see if rates will drop and

1179
01:02:31.559 --> 01:02:32.840
<v Speaker 6>the market remains strong.

1180
01:02:33.880 --> 01:02:37.199
<v Speaker 16>Yeah, okay, hey, don what are you buying?

1181
01:02:38.800 --> 01:02:43.880
<v Speaker 24>Actually I'm not buying. I'm I'm moving into a brand

1182
01:02:43.920 --> 01:02:47.960
<v Speaker 24>new fifty five plus community. They're building maybe about a

1183
01:02:47.960 --> 01:02:50.199
<v Speaker 24>fifteen minute walk where I am right now.

1184
01:02:50.679 --> 01:02:53.800
<v Speaker 23>Oh nice, hey, do make sure you read over that

1185
01:02:53.880 --> 01:02:56.480
<v Speaker 23>contract and any new construction. We've had a lot of

1186
01:02:56.480 --> 01:02:59.719
<v Speaker 23>people call in, especially a couple of years ago, to

1187
01:02:59.760 --> 01:03:03.440
<v Speaker 23>where there's language in that agreement to where if lumber,

1188
01:03:03.519 --> 01:03:07.719
<v Speaker 23>for example, goes up, they can actually adjust the price.

1189
01:03:07.760 --> 01:03:09.719
<v Speaker 23>And a lot of people don't realize that. So just

1190
01:03:09.840 --> 01:03:11.239
<v Speaker 23>make sure you know what's coming.

1191
01:03:12.119 --> 01:03:13.599
<v Speaker 7>Actually use our apartments the.

1192
01:03:15.199 --> 01:03:17.519
<v Speaker 1>Part, Oh that's really cool.

1193
01:03:17.559 --> 01:03:19.760
<v Speaker 23>Then you're just gonna pocket the money from the house

1194
01:03:19.800 --> 01:03:20.880
<v Speaker 23>and move to an apartment.

1195
01:03:20.880 --> 01:03:23.480
<v Speaker 5>And Mark, there's something.

1196
01:03:23.159 --> 01:03:27.480
<v Speaker 24>Else, and do what I'm done with Maitlandson up keep

1197
01:03:27.480 --> 01:03:28.000
<v Speaker 24>and whatnot.

1198
01:03:29.760 --> 01:03:33.360
<v Speaker 4>Okay, let me chine in here. Sure, Ank Duran will

1199
01:03:33.400 --> 01:03:36.400
<v Speaker 4>tell us this and and I think this is important, Frank,

1200
01:03:36.880 --> 01:03:40.360
<v Speaker 4>builder contracts do not have to follow the standard real

1201
01:03:40.440 --> 01:03:42.199
<v Speaker 4>estate contract for the state of Colorado.

1202
01:03:42.199 --> 01:03:44.039
<v Speaker 5>Isn't that correct? That's right? How we run into that

1203
01:03:44.079 --> 01:03:44.559
<v Speaker 5>all the time.

1204
01:03:44.599 --> 01:03:48.159
<v Speaker 4>Now, see Mark, there are certain safeguards built into the

1205
01:03:48.639 --> 01:03:52.920
<v Speaker 4>state approved real estate contract, but when you go when

1206
01:03:52.920 --> 01:03:56.039
<v Speaker 4>you go to a builder, they don't have to follow

1207
01:03:56.159 --> 01:03:58.960
<v Speaker 4>those same ones. Frank, give me an example of what

1208
01:03:59.000 --> 01:04:01.719
<v Speaker 4>a builder contract might be as opposed to the state

1209
01:04:01.719 --> 01:04:02.599
<v Speaker 4>approove contract.

1210
01:04:02.760 --> 01:04:05.480
<v Speaker 6>Sure, a builder, I've seen him do this before, where

1211
01:04:05.480 --> 01:04:07.639
<v Speaker 6>they'll make the earnest money hard. Within just a couple

1212
01:04:07.639 --> 01:04:09.639
<v Speaker 6>of days, I had one. Wow, this was unrealized.

1213
01:04:09.679 --> 01:04:11.719
<v Speaker 5>Think about that hard earnest money. Oh yeah.

1214
01:04:11.800 --> 01:04:14.039
<v Speaker 6>Seller came to either buying another home in another state

1215
01:04:14.119 --> 01:04:17.360
<v Speaker 6>and apparently they put down about fifty thousand dollars earnest money.

1216
01:04:17.840 --> 01:04:20.079
<v Speaker 6>But it was hard. After like three days, it wasn't.

1217
01:04:20.119 --> 01:04:22.559
<v Speaker 6>They didn't really have a lot of wiggle room.

1218
01:04:22.679 --> 01:04:25.559
<v Speaker 4>And for those listening, hard means it goes toward the

1219
01:04:25.599 --> 01:04:27.239
<v Speaker 4>deal and if you don't close, you.

1220
01:04:27.199 --> 01:04:27.960
<v Speaker 5>Don't get it back.

1221
01:04:28.079 --> 01:04:28.320
<v Speaker 1>Sure.

1222
01:04:28.559 --> 01:04:28.760
<v Speaker 13>Yeah.

1223
01:04:28.920 --> 01:04:33.119
<v Speaker 4>Now, in addition to that, there are other provisions. For example,

1224
01:04:33.559 --> 01:04:37.440
<v Speaker 4>like Mark was mentioning escalation clauses. You can't do that

1225
01:04:37.480 --> 01:04:40.000
<v Speaker 4>in a regular real estate contract, but this could be

1226
01:04:40.039 --> 01:04:43.599
<v Speaker 4>a different price when you go to close with a builder. Sure,

1227
01:04:43.800 --> 01:04:45.920
<v Speaker 4>and then home inspections as well, they could.

1228
01:04:45.800 --> 01:04:50.079
<v Speaker 6>Thwart Oh sure, And actually, Tom, we do see proposed

1229
01:04:50.199 --> 01:04:52.159
<v Speaker 6>escalation clauses in everyday real estate.

1230
01:04:52.239 --> 01:04:55.480
<v Speaker 5>Oh you do? Now, Gosh, tell me how that would work, Frank.

1231
01:04:55.599 --> 01:04:55.920
<v Speaker 1>Okay.

1232
01:04:56.079 --> 01:04:59.320
<v Speaker 6>So, for instance, especially when the market was really booming, Tom,

1233
01:04:59.440 --> 01:05:01.679
<v Speaker 6>what would happen. Let's say a home is priced at

1234
01:05:01.679 --> 01:05:04.559
<v Speaker 6>five hundred thousand, it was fifteen offers because that was

1235
01:05:04.559 --> 01:05:07.280
<v Speaker 6>not uncommon right, somebody might come in and say, Okay,

1236
01:05:07.400 --> 01:05:10.000
<v Speaker 6>we're gonna come in at your asking price. But part

1237
01:05:10.079 --> 01:05:12.000
<v Speaker 6>of the clause and there would be will beat any

1238
01:05:12.039 --> 01:05:15.000
<v Speaker 6>offer by five thousand dollars up to a max of

1239
01:05:15.599 --> 01:05:18.280
<v Speaker 6>five hundred and eighty thousand. So you'd have those sort

1240
01:05:18.280 --> 01:05:20.400
<v Speaker 6>of escallation clauses in there, and they would vary a

1241
01:05:20.400 --> 01:05:20.920
<v Speaker 6>little bit too.

1242
01:05:22.239 --> 01:05:23.800
<v Speaker 5>Wow. Yes, and that was.

1243
01:05:23.760 --> 01:05:25.760
<v Speaker 6>Not uncommon, and we still see them from time to

1244
01:05:25.760 --> 01:05:27.280
<v Speaker 6>time now, Tom, just not as much as.

1245
01:05:27.159 --> 01:05:27.880
<v Speaker 5>We saw before.

1246
01:05:28.239 --> 01:05:30.639
<v Speaker 4>All right, thank you, Frank three oh three seven one

1247
01:05:30.679 --> 01:05:33.239
<v Speaker 4>three talk seven one three eight two five five. Mark,

1248
01:05:33.320 --> 01:05:34.599
<v Speaker 4>Is there anything you wanted to add to that?

1249
01:05:35.519 --> 01:05:38.239
<v Speaker 23>No, it's just really important that people look at that.

1250
01:05:38.400 --> 01:05:40.559
<v Speaker 23>People think they go to Lenar or they go to

1251
01:05:40.639 --> 01:05:43.880
<v Speaker 23>KB home and they lock in it's six hundred thousand

1252
01:05:44.000 --> 01:05:47.639
<v Speaker 23>or whatever going range, and then closing comes up, you

1253
01:05:47.719 --> 01:05:49.840
<v Speaker 23>do the walkthrough and next thing you know, that's six

1254
01:05:49.960 --> 01:05:52.639
<v Speaker 23>hundred and fifty thousand, and they point out in the

1255
01:05:52.719 --> 01:05:56.119
<v Speaker 23>contract where you agreed to that, and life just gets

1256
01:05:56.159 --> 01:05:57.400
<v Speaker 23>a little rough at that point.

1257
01:05:58.480 --> 01:05:58.679
<v Speaker 7>Good.

1258
01:05:59.039 --> 01:06:02.639
<v Speaker 4>I have a text here from someone a young married couple.

1259
01:06:02.920 --> 01:06:07.960
<v Speaker 4>They say, when do they need a will? Okay, weigh

1260
01:06:08.000 --> 01:06:10.800
<v Speaker 4>in on that, Mark, what would you say.

1261
01:06:10.400 --> 01:06:14.119
<v Speaker 23>I'd say soon as you have any assets, and more importantly,

1262
01:06:14.159 --> 01:06:15.559
<v Speaker 23>the second you have a child.

1263
01:06:17.360 --> 01:06:20.920
<v Speaker 4>Okay, now, a simple will, as Mark pointed out, when

1264
01:06:20.960 --> 01:06:23.599
<v Speaker 4>you have a child, whenever there's just more than you,

1265
01:06:24.039 --> 01:06:26.920
<v Speaker 4>even you and your wife, but especially a child, you

1266
01:06:26.960 --> 01:06:29.360
<v Speaker 4>want a simple will. The will can be a simply

1267
01:06:29.599 --> 01:06:32.000
<v Speaker 4>a simple to say everything goes to so and so

1268
01:06:32.599 --> 01:06:37.360
<v Speaker 4>and or or if that so and so isn't around

1269
01:06:37.400 --> 01:06:40.760
<v Speaker 4>as well. So a simple will, though, that's really important

1270
01:06:42.039 --> 01:06:44.440
<v Speaker 4>and it's cheap, all right. You can do it for

1271
01:06:44.559 --> 01:06:46.960
<v Speaker 4>under a grand probably most of the time, maybe a thousand.

1272
01:06:47.000 --> 01:06:47.400
<v Speaker 7>I don't know.

1273
01:06:48.079 --> 01:06:49.079
<v Speaker 5>When do you need a trust.

1274
01:06:49.159 --> 01:06:51.760
<v Speaker 4>You need to trust when you want your assets or

1275
01:06:51.800 --> 01:06:54.760
<v Speaker 4>your business or your home and all of that stuff

1276
01:06:54.960 --> 01:06:57.920
<v Speaker 4>to pass through the estate without going to probate, so

1277
01:06:58.079 --> 01:07:02.400
<v Speaker 4>it's uninterrupted when you want uninterrupted sleemss operation if you

1278
01:07:02.440 --> 01:07:05.519
<v Speaker 4>have a business, for example, and you want also when

1279
01:07:05.519 --> 01:07:10.360
<v Speaker 4>you want privacy, because trusts are not subject to people. Look,

1280
01:07:10.559 --> 01:07:13.840
<v Speaker 4>people can't look at your trust. They can look at

1281
01:07:14.760 --> 01:07:17.360
<v Speaker 4>probate and wills and all of that, and no one

1282
01:07:17.400 --> 01:07:19.000
<v Speaker 4>hundred percent what you.

1283
01:07:19.119 --> 01:07:21.599
<v Speaker 2>Have going on. So that's when you would want it.

1284
01:07:21.800 --> 01:07:24.079
<v Speaker 5>And again, one of the people we promote and I

1285
01:07:24.199 --> 01:07:26.360
<v Speaker 5>proudly promote him because he does a great job. Is

1286
01:07:26.440 --> 01:07:30.719
<v Speaker 5>Dan McKenzie. He is alive and local attorney, a small firm,

1287
01:07:31.119 --> 01:07:32.519
<v Speaker 5>boutique services meeting.

1288
01:07:32.519 --> 01:07:35.320
<v Speaker 4>He meets with you in person. He'll actually take notes

1289
01:07:35.360 --> 01:07:39.960
<v Speaker 4>and customize a plan for you. And that's McKenzie Law.

1290
01:07:40.679 --> 01:07:43.000
<v Speaker 4>Dan McKenzie. And let me give you his number real

1291
01:07:43.079 --> 01:07:45.639
<v Speaker 4>quick here since I've been talking about him, it sounds

1292
01:07:45.679 --> 01:07:46.960
<v Speaker 4>like a national big firm.

1293
01:07:47.000 --> 01:07:48.920
<v Speaker 5>But I'm not saying he's not a big firm.

1294
01:07:48.960 --> 01:07:52.599
<v Speaker 4>But he's here local A three three co plans that

1295
01:07:52.679 --> 01:07:57.400
<v Speaker 4>stands for Colorado A three three co plans or co

1296
01:07:57.840 --> 01:08:07.199
<v Speaker 4>plans dot c oh go with a sure thing Denver's

1297
01:08:07.239 --> 01:08:09.519
<v Speaker 4>best roofer Excel Roofing dot com.

1298
01:08:09.559 --> 01:08:15.280
<v Speaker 5>You don't pay a cent until you're content. Time for

1299
01:08:15.320 --> 01:08:18.520
<v Speaker 5>an insurance check up free, no obligation. In comparison, call

1300
01:08:18.600 --> 01:08:21.920
<v Speaker 5>Compass Insurance paying too much your coverage at dozens of

1301
01:08:21.960 --> 01:08:24.600
<v Speaker 5>insurance companies find out now three oh three seven to

1302
01:08:24.680 --> 01:08:27.479
<v Speaker 5>seven to one help. You'll think you're his only customer

1303
01:08:27.520 --> 01:08:29.760
<v Speaker 5>when you choose Frank durand the real estate Man dot

1304
01:08:29.800 --> 01:08:33.159
<v Speaker 5>com to list your home with Remax Alliance three oh

1305
01:08:33.159 --> 01:08:35.119
<v Speaker 5>three nine two zero sixteen twenty two.

1306
01:08:38.520 --> 01:08:41.039
<v Speaker 4>Hi, Tom Martino here three O three seven one three

1307
01:08:41.079 --> 01:08:46.439
<v Speaker 4>talk seven one three eight two five five Frank duranderealestate

1308
01:08:46.479 --> 01:08:51.119
<v Speaker 4>man dot Com is with us now, Frank, I want

1309
01:08:51.119 --> 01:08:54.199
<v Speaker 4>to know the biggest mistake people make listing their home.

1310
01:08:54.800 --> 01:08:55.600
<v Speaker 5>Really? What is it?

1311
01:08:55.640 --> 01:08:58.960
<v Speaker 4>What's the somebody asks another question, but that sparked this question.

1312
01:08:59.000 --> 01:09:00.600
<v Speaker 5>I'll ask their question after mine.

1313
01:09:01.199 --> 01:09:05.000
<v Speaker 6>WHA tell me like the biggest mistake, Tom, I think

1314
01:09:05.119 --> 01:09:07.720
<v Speaker 6>the biggest mistake is starting too high on the price,

1315
01:09:08.119 --> 01:09:10.560
<v Speaker 6>because that is the kiss of death many times.

1316
01:09:10.880 --> 01:09:12.399
<v Speaker 4>And here I knew he was going to say, but

1317
01:09:12.479 --> 01:09:15.000
<v Speaker 4>then when you start coming down, it's a sign of weakness.

1318
01:09:15.000 --> 01:09:17.199
<v Speaker 6>Oh sure, and you may eventually sell, But what people

1319
01:09:17.239 --> 01:09:19.319
<v Speaker 6>don't realize is you're gonna probably end up settling for

1320
01:09:19.399 --> 01:09:21.520
<v Speaker 6>much less that you priced it right to begin with.

1321
01:09:22.119 --> 01:09:24.119
<v Speaker 6>So I think people take a hit and they don't

1322
01:09:24.119 --> 01:09:26.239
<v Speaker 6>even realize the hit they're taking. They say, that's a

1323
01:09:26.279 --> 01:09:29.119
<v Speaker 6>really good point. So you would say starting the listing

1324
01:09:29.119 --> 01:09:32.239
<v Speaker 6>too high? Sure, yeah, And I've seen that before. And

1325
01:09:32.840 --> 01:09:36.119
<v Speaker 6>I remember one particular home we had sold. I had

1326
01:09:36.159 --> 01:09:38.439
<v Speaker 6>the listing on one of them where we had leveraged

1327
01:09:38.439 --> 01:09:41.439
<v Speaker 6>our price. The neighbor had started high on the price.

1328
01:09:41.840 --> 01:09:44.760
<v Speaker 6>Now here's the crazy part. We start lower than they

1329
01:09:44.760 --> 01:09:47.199
<v Speaker 6>originally listed for the competition, but yet we ended up

1330
01:09:47.239 --> 01:09:49.079
<v Speaker 6>selling for higher than they ended up selling for when

1331
01:09:49.119 --> 01:09:51.399
<v Speaker 6>they finally closed, and they were basically identical homes.

1332
01:09:52.000 --> 01:09:53.640
<v Speaker 4>Now, how can that be? We were about thirty thousand

1333
01:09:53.720 --> 01:09:56.119
<v Speaker 4>higher when we I love it, Frank, it makes so

1334
01:09:56.199 --> 01:09:56.720
<v Speaker 4>much sense.

1335
01:09:57.079 --> 01:10:00.279
<v Speaker 5>Okay? What would be another one? After that? Starting to high?

1336
01:10:01.600 --> 01:10:05.880
<v Speaker 6>I think jumping too quick about giving concessions many times.

1337
01:10:05.640 --> 01:10:07.199
<v Speaker 5>Sellers what does that mean? Oh?

1338
01:10:07.279 --> 01:10:09.960
<v Speaker 6>Seller might say, hey, Frank, carpet shot. Should we give

1339
01:10:09.960 --> 01:10:12.560
<v Speaker 6>a carpet allowance? Should we offer a free home warranty plan?

1340
01:10:12.960 --> 01:10:15.840
<v Speaker 6>And I'll tell you this time. You've known this for years. Negotiations.

1341
01:10:15.920 --> 01:10:17.119
<v Speaker 6>Never give away something for free.

1342
01:10:17.159 --> 01:10:20.840
<v Speaker 5>You shouldn't list your home with incentives built in. I would,

1343
01:10:20.880 --> 01:10:22.760
<v Speaker 5>in my opinion, I think you save your and I'll

1344
01:10:22.760 --> 01:10:24.560
<v Speaker 5>give you an example. All right, we'll do it. Coming up,

1345
01:10:24.680 --> 01:10:25.600
<v Speaker 5>I'm Tom Martino.

1346
01:10:25.880 --> 01:10:27.960
<v Speaker 4>If you want some true wisdom, and we're talking about

1347
01:10:27.960 --> 01:10:31.199
<v Speaker 4>the guy that actually sells more and sells for more.

1348
01:10:31.800 --> 01:10:33.680
<v Speaker 5>We're talking to the guy that has stats to prove

1349
01:10:33.720 --> 01:10:37.359
<v Speaker 5>all of that. Coming up on the Troubleshooter Show, Go

1350
01:10:37.520 --> 01:10:38.319
<v Speaker 5>with a Sure Thing.

1351
01:10:38.439 --> 01:10:41.239
<v Speaker 4>Denver's best roofer Excel Roofing dot com.

1352
01:10:41.279 --> 01:10:46.680
<v Speaker 2>You don't pay a cent until you're contenth.

1353
01:10:46.680 --> 01:10:49.880
<v Speaker 4>Time for an insurance checkup free, no obligation. In comparison,

1354
01:10:50.000 --> 01:10:53.560
<v Speaker 4>call Compass Insurance paying too much your coverage at dozens

1355
01:10:53.560 --> 01:10:56.319
<v Speaker 4>of insurance companies find out now three oh three seven

1356
01:10:56.399 --> 01:10:59.199
<v Speaker 4>seven to one help. You'll think you're his only customer

1357
01:10:59.239 --> 01:11:01.520
<v Speaker 4>when you choose Fan durand the real estate Man dot

1358
01:11:01.520 --> 01:11:04.840
<v Speaker 4>com to list your home with Remax Alliance three oh

1359
01:11:04.880 --> 01:11:07.039
<v Speaker 4>three nine two zero sixteen twenty two.

1360
01:11:12.560 --> 01:11:21.159
<v Speaker 3>Ripped off needy, so you don't have come running just

1361
01:11:21.279 --> 01:11:27.760
<v Speaker 3>as fast as we can. Shooter's gonna help come Man.

1362
01:11:27.239 --> 01:11:29.439
<v Speaker 1>Dix is the Troubleshooter Show.

1363
01:11:30.079 --> 01:11:36.199
<v Speaker 4>No Tom Martino, Hey Tom Martino here, Welcome to the show.

1364
01:11:36.239 --> 01:11:38.439
<v Speaker 4>I am here as I've been doing for forty five

1365
01:11:38.479 --> 01:11:42.319
<v Speaker 4>years every day in Denver, solving problems, answering questions, taking complaints.

1366
01:11:42.319 --> 01:11:44.800
<v Speaker 4>So take a moment to look at your life. Is

1367
01:11:44.840 --> 01:11:47.680
<v Speaker 4>there something bugging you that maybe you feel.

1368
01:11:47.439 --> 01:11:49.279
<v Speaker 5>Isn't right, somebody's not treating you right.

1369
01:11:49.840 --> 01:11:52.479
<v Speaker 4>Maybe you've been lied to, cheated or ripped off, or

1370
01:11:52.520 --> 01:11:55.119
<v Speaker 4>you just want to know about that every day crap.

1371
01:11:55.199 --> 01:11:57.199
<v Speaker 5>You know, the things that tick us off.

1372
01:11:57.319 --> 01:12:00.159
<v Speaker 4>Or the things that make us tick, whether it's home

1373
01:12:00.199 --> 01:12:04.760
<v Speaker 4>equity and loans and everyday life, or is it something

1374
01:12:05.439 --> 01:12:07.439
<v Speaker 4>that just happened on the spur of the moment, a

1375
01:12:07.439 --> 01:12:10.600
<v Speaker 4>bad water heater or something like that. By the way,

1376
01:12:10.720 --> 01:12:13.039
<v Speaker 4>I do want to tell you something speaking of water

1377
01:12:13.119 --> 01:12:19.000
<v Speaker 4>heaters from a personal experience. Water heat will degrade over

1378
01:12:19.119 --> 01:12:25.840
<v Speaker 4>time and life of your water heater depending on the

1379
01:12:26.000 --> 01:12:27.159
<v Speaker 4>quality of your water.

1380
01:12:28.640 --> 01:12:31.600
<v Speaker 2>If you have a lot of hard water, your.

1381
01:12:31.479 --> 01:12:35.199
<v Speaker 4>Water can eventually accumulate minerals at the bottom of the

1382
01:12:35.239 --> 01:12:39.159
<v Speaker 4>tank and affect the heating heating elements. And I've often

1383
01:12:39.239 --> 01:12:45.399
<v Speaker 4>wondered why, but heating elements in water tanks the heating element,

1384
01:12:45.600 --> 01:12:49.880
<v Speaker 4>whether it's gas or whether it's electric, and most of

1385
01:12:49.880 --> 01:12:54.319
<v Speaker 4>them are gas, those elements are at the bottom of

1386
01:12:54.359 --> 01:12:57.680
<v Speaker 4>the tank. I just don't know why they've never wrapped

1387
01:12:58.039 --> 01:13:02.000
<v Speaker 4>some kind of heating elements around the tank or through

1388
01:13:02.039 --> 01:13:02.880
<v Speaker 4>the tank.

1389
01:13:02.920 --> 01:13:04.319
<v Speaker 5>In some kind of a coil.

1390
01:13:05.359 --> 01:13:10.560
<v Speaker 4>Then you would have the benefit of the water temperature

1391
01:13:11.279 --> 01:13:14.960
<v Speaker 4>and it would be a direct transfer of heat to

1392
01:13:15.399 --> 01:13:18.720
<v Speaker 4>the water in the tank. Instead, it goes like you're

1393
01:13:18.720 --> 01:13:23.560
<v Speaker 4>cooking a pot and it's heated from below. So when

1394
01:13:23.680 --> 01:13:28.439
<v Speaker 4>minerals settle on the tank, guess what's happening. It is

1395
01:13:28.520 --> 01:13:32.760
<v Speaker 4>self insulating, so you get less and less heat from

1396
01:13:32.800 --> 01:13:33.720
<v Speaker 4>the same flame.

1397
01:13:34.239 --> 01:13:35.000
<v Speaker 5>Think about that.

1398
01:13:36.199 --> 01:13:40.960
<v Speaker 4>So having a water heater flush, having a water heater

1399
01:13:41.760 --> 01:13:46.119
<v Speaker 4>cleaned out, or even that's a great idea. And then

1400
01:13:46.159 --> 01:13:47.920
<v Speaker 4>of course you know the idea. You know how to

1401
01:13:48.000 --> 01:13:51.359
<v Speaker 4>keep a water heater forever if you wanted to without

1402
01:13:51.359 --> 01:13:55.119
<v Speaker 4>the tank ever, ever, ever rotting?

1403
01:13:55.359 --> 01:13:57.720
<v Speaker 5>What's the secret? Mark, do you remember what the secret

1404
01:13:57.760 --> 01:14:02.119
<v Speaker 5>is on that? To tell me just running the water

1405
01:14:02.279 --> 01:14:07.640
<v Speaker 5>back in? Nope, No, there's one thing you can do.

1406
01:14:07.720 --> 01:14:10.600
<v Speaker 4>Now what I told you about the sediment layer, having

1407
01:14:10.680 --> 01:14:15.000
<v Speaker 4>it flushed every now and then. What I want to

1408
01:14:15.039 --> 01:14:18.840
<v Speaker 4>tell you about that is with that kind of sediment layer,

1409
01:14:19.359 --> 01:14:25.000
<v Speaker 4>you can increase the efficiency by cleaning out the sediment.

1410
01:14:25.319 --> 01:14:30.239
<v Speaker 4>But to increase the life of the tank where it

1411
01:14:30.279 --> 01:14:34.680
<v Speaker 4>will never rot, how is that accomplished? I'm going to

1412
01:14:34.680 --> 01:14:36.920
<v Speaker 4>ask my YouTube morons. I'm going to go to the

1413
01:14:36.920 --> 01:14:40.520
<v Speaker 4>YouTube stream and see if any of them have the answer.

1414
01:14:40.880 --> 01:14:44.640
<v Speaker 4>So that's instant feedback. If you go to the referral list,

1415
01:14:44.680 --> 01:14:46.119
<v Speaker 4>it's under troubleshooter excuse me.

1416
01:14:46.119 --> 01:14:50.720
<v Speaker 5>If you go to the YouTube, it's under troubleshooter network.

1417
01:14:51.199 --> 01:14:53.479
<v Speaker 4>And I want you to tell me what is the

1418
01:14:53.520 --> 01:14:57.600
<v Speaker 4>one thing you can do periodically, and I'll even give

1419
01:14:57.600 --> 01:14:58.399
<v Speaker 4>you a time span.

1420
01:14:59.239 --> 01:15:02.279
<v Speaker 5>It can be sick to eight years, every six to

1421
01:15:02.359 --> 01:15:02.960
<v Speaker 5>eight years.

1422
01:15:03.000 --> 01:15:08.680
<v Speaker 4>Well, somebody already answered, it's the sacrificial anode.

1423
01:15:09.520 --> 01:15:12.720
<v Speaker 5>This is remarkable. In a water tank.

1424
01:15:14.119 --> 01:15:14.560
<v Speaker 17>You have.

1425
01:15:15.439 --> 01:15:18.119
<v Speaker 4>If you just take a tank of water, it becomes

1426
01:15:18.159 --> 01:15:23.359
<v Speaker 4>a battery eventually. What I mean is electrons will align

1427
01:15:23.600 --> 01:15:29.920
<v Speaker 4>positive and negatively and the water will eat at the

1428
01:15:29.960 --> 01:15:31.199
<v Speaker 4>water tank.

1429
01:15:32.640 --> 01:15:39.439
<v Speaker 5>To create this electrolytic this reaction. So the water attacks

1430
01:15:39.479 --> 01:15:43.760
<v Speaker 5>the tank, the tank rots away a bit, and many

1431
01:15:43.880 --> 01:15:47.079
<v Speaker 5>voltages produced. Really trust me on it.

1432
01:15:47.119 --> 01:15:51.720
<v Speaker 4>Okay, So the water can deteriorate that tank over time

1433
01:15:51.920 --> 01:15:54.520
<v Speaker 4>no matter what. Even if you take the sediment layer

1434
01:15:54.600 --> 01:15:58.640
<v Speaker 4>off the bottom, you're simply taking off out the minerals

1435
01:15:59.239 --> 01:16:03.239
<v Speaker 4>and you're taking off the microscopic where it.

1436
01:16:03.159 --> 01:16:04.119
<v Speaker 5>Made on the tank.

1437
01:16:05.359 --> 01:16:09.640
<v Speaker 4>And that will increase the efficiency of your tank and

1438
01:16:09.800 --> 01:16:14.640
<v Speaker 4>keep it efficient because the pot on the heater is

1439
01:16:14.680 --> 01:16:18.800
<v Speaker 4>not being insulated from the heat. Okay, that's one thing,

1440
01:16:19.439 --> 01:16:22.680
<v Speaker 4>But to keep it from rotting. What rots your tank

1441
01:16:23.199 --> 01:16:27.520
<v Speaker 4>is the water eating away at the walls of your tank.

1442
01:16:29.680 --> 01:16:34.399
<v Speaker 2>It's a natural reaction water and metal.

1443
01:16:35.039 --> 01:16:37.319
<v Speaker 5>Now, one way would be not to have a metal

1444
01:16:37.319 --> 01:16:40.880
<v Speaker 5>tank at all, but you can't really do that for

1445
01:16:41.000 --> 01:16:43.560
<v Speaker 5>various reasons I'm not going to go into right now.

1446
01:16:44.359 --> 01:16:47.840
<v Speaker 5>So what do you do. There is a rod in

1447
01:16:47.880 --> 01:16:52.319
<v Speaker 5>your water tank put there specifically.

1448
01:16:52.920 --> 01:16:53.960
<v Speaker 2>To rot.

1449
01:16:55.119 --> 01:17:00.359
<v Speaker 5>The entire purpose of that rod, which is called an animalde,

1450
01:17:00.880 --> 01:17:07.119
<v Speaker 5>is to sacrifice itself to the water. So instead of

1451
01:17:07.159 --> 01:17:12.319
<v Speaker 5>the water going to the tank to eat away the tank,

1452
01:17:12.920 --> 01:17:17.279
<v Speaker 5>it goes to the anode. First, you have short circuited

1453
01:17:17.840 --> 01:17:25.880
<v Speaker 5>this battery, so the elements rotting away instead of going

1454
01:17:25.920 --> 01:17:29.119
<v Speaker 5>to the tank, will go to the anode, and the

1455
01:17:29.159 --> 01:17:34.760
<v Speaker 5>anode will gradually decrease. It's a rod, it'll be eaten

1456
01:17:35.560 --> 01:17:38.840
<v Speaker 5>and eventually there will be no anode rod. As soon

1457
01:17:38.880 --> 01:17:43.840
<v Speaker 5>as that anode rod is depleted, the water now turns

1458
01:17:43.880 --> 01:17:49.439
<v Speaker 5>its attention to the tank. So these soldiers in the

1459
01:17:49.479 --> 01:17:53.199
<v Speaker 5>water attack the tank until they destroy it.

1460
01:17:53.720 --> 01:17:57.600
<v Speaker 4>But if you give them another anode to attack, they'll

1461
01:17:57.680 --> 01:18:02.800
<v Speaker 4>leave your tank alone and anodes can be replaced.

1462
01:18:04.640 --> 01:18:06.319
<v Speaker 5>There's usually a nut.

1463
01:18:06.159 --> 01:18:08.479
<v Speaker 4>At the top of the tank that's attached to this rod,

1464
01:18:09.039 --> 01:18:13.560
<v Speaker 4>and if you look up sacrificial anodes, they can be replaced.

1465
01:18:14.039 --> 01:18:16.439
<v Speaker 4>So that is the secret of keeping a tank forever.

1466
01:18:17.000 --> 01:18:21.319
<v Speaker 4>Literally forever. Your tank will never rot. So two things

1467
01:18:21.359 --> 01:18:25.680
<v Speaker 4>you can do to a tank. One periodically flesh out

1468
01:18:25.680 --> 01:18:29.199
<v Speaker 4>the sediment in your tank every three to five years,

1469
01:18:30.720 --> 01:18:35.319
<v Speaker 4>and then two replace your anode every six to eight years,

1470
01:18:36.479 --> 01:18:39.479
<v Speaker 4>more like eight years, probably depending on the quality of

1471
01:18:39.479 --> 01:18:43.520
<v Speaker 4>your water. Anyway, Three three, seven, one, three eight, two

1472
01:18:43.680 --> 01:18:46.039
<v Speaker 4>five five is our number. We have Frank durand the

1473
01:18:46.079 --> 01:18:49.039
<v Speaker 4>real estate man with us today. Somebody wants to know

1474
01:18:50.600 --> 01:18:54.640
<v Speaker 4>if they're buying a home and it is a fixer

1475
01:18:54.760 --> 01:18:57.640
<v Speaker 4>upper in a neighborhood, when they go to fix it up,

1476
01:18:58.319 --> 01:19:02.960
<v Speaker 4>what price range should they aim at in relation to

1477
01:19:03.039 --> 01:19:03.760
<v Speaker 4>their neighborhood.

1478
01:19:03.840 --> 01:19:07.119
<v Speaker 5>You know, that's a very wise question because we've always

1479
01:19:07.159 --> 01:19:10.880
<v Speaker 5>said you don't want the most expensive home in the neighborhood.

1480
01:19:11.039 --> 01:19:15.199
<v Speaker 5>Why is that, Frank, well, tom at see, here's that's

1481
01:19:15.199 --> 01:19:16.359
<v Speaker 5>a good question. Here's the thing.

1482
01:19:16.399 --> 01:19:20.479
<v Speaker 6>This all varies area to area too, though, so there's

1483
01:19:20.520 --> 01:19:22.680
<v Speaker 6>really no cookie cut or answer as far as that.

1484
01:19:23.159 --> 01:19:26.079
<v Speaker 4>So give me various answers based on various scenarios.

1485
01:19:26.079 --> 01:19:29.039
<v Speaker 5>Then, well, it depends on the type of investment.

1486
01:19:29.159 --> 01:19:31.720
<v Speaker 6>I think right now some people are shying away from

1487
01:19:31.760 --> 01:19:37.159
<v Speaker 6>the attached market like condos, because it's been tougher. Also,

1488
01:19:37.199 --> 01:19:40.000
<v Speaker 6>we see maybe what they call the fixer upper properties

1489
01:19:40.079 --> 01:19:42.960
<v Speaker 6>where let me give you an example, like maybe something

1490
01:19:43.000 --> 01:19:47.039
<v Speaker 6>that I'd sold in let's say Aurora, that really is

1491
01:19:47.119 --> 01:19:49.760
<v Speaker 6>just kind of an as is situation. I will get

1492
01:19:49.840 --> 01:19:52.520
<v Speaker 6>investor offers. But here's the challenge for investors. They're also

1493
01:19:52.600 --> 01:19:55.199
<v Speaker 6>still having to compete, especially at that home is priced well,

1494
01:19:56.279 --> 01:19:58.119
<v Speaker 6>Investors are going to have to compete with the buyer

1495
01:19:58.159 --> 01:19:59.680
<v Speaker 6>that wants to go in there and pay more money too.

1496
01:19:59.720 --> 01:20:02.600
<v Speaker 4>So but I'm asking if you're fixing up a home, Frank,

1497
01:20:02.640 --> 01:20:04.199
<v Speaker 4>and I don't mean to short circle what you're saying,

1498
01:20:04.199 --> 01:20:07.000
<v Speaker 4>but if you're fixing up a home, what price range

1499
01:20:07.000 --> 01:20:09.359
<v Speaker 4>do you go for in the neighborhood? Do you go

1500
01:20:09.479 --> 01:20:11.600
<v Speaker 4>in the middle, do you go for trying to be

1501
01:20:11.640 --> 01:20:14.159
<v Speaker 4>the lowest house, the lowest price. I would like to

1502
01:20:14.199 --> 01:20:16.439
<v Speaker 4>be the lowest price in a really nice neighborhood. Or

1503
01:20:16.439 --> 01:20:19.439
<v Speaker 4>would you go for the premiere or somebody saying, hey, man,

1504
01:20:19.479 --> 01:20:21.119
<v Speaker 4>I got the best house in the neighborhood.

1505
01:20:21.279 --> 01:20:23.199
<v Speaker 5>What is there an approach you would.

1506
01:20:22.920 --> 01:20:26.960
<v Speaker 4>Take when pricing a home or excuse me, when fixing

1507
01:20:27.039 --> 01:20:27.520
<v Speaker 4>up a home.

1508
01:20:27.640 --> 01:20:29.840
<v Speaker 6>I would say, typically they'll go for the lower end

1509
01:20:29.840 --> 01:20:31.039
<v Speaker 6>of this time, the lower end of that.

1510
01:20:31.239 --> 01:20:33.560
<v Speaker 5>So it's better to have the lower end in a

1511
01:20:33.560 --> 01:20:36.560
<v Speaker 5>beautiful neighborhood, sure, because that they could put the work in.

1512
01:20:36.720 --> 01:20:39.159
<v Speaker 6>And of course we're going to look at the market

1513
01:20:39.199 --> 01:20:41.399
<v Speaker 6>dynamics and those types of things. We're going to say, Okay,

1514
01:20:41.439 --> 01:20:43.880
<v Speaker 6>what's the market been providing the last five years, fan

1515
01:20:43.960 --> 01:20:46.479
<v Speaker 6>or whatnot. But I think overall that's how I see

1516
01:20:46.479 --> 01:20:48.640
<v Speaker 6>a lot of buyers buy when they buy in those situations.

1517
01:20:49.279 --> 01:20:52.920
<v Speaker 4>Okay, So bottom line, as you're saying, if you're going

1518
01:20:52.960 --> 01:20:56.079
<v Speaker 4>to fix up a home, don't put in too much

1519
01:20:56.159 --> 01:20:58.600
<v Speaker 4>money and make it the very best in the neighborhood

1520
01:20:58.920 --> 01:21:00.880
<v Speaker 4>and try to stay at the lower end of the

1521
01:21:00.880 --> 01:21:04.520
<v Speaker 4>neighborhood so people can get into that neighborhood and feel

1522
01:21:04.560 --> 01:21:05.640
<v Speaker 4>like they made a great deal.

1523
01:21:05.760 --> 01:21:05.960
<v Speaker 5>Yeah.

1524
01:21:06.000 --> 01:21:08.119
<v Speaker 6>I've seen a number of people do that, Tom, And honestly,

1525
01:21:08.279 --> 01:21:09.800
<v Speaker 6>there are a lot of these investors that I know

1526
01:21:10.119 --> 01:21:12.359
<v Speaker 6>they have their own contractors where they could really save

1527
01:21:12.479 --> 01:21:14.479
<v Speaker 6>money and you know.

1528
01:21:14.680 --> 01:21:16.039
<v Speaker 5>Sort of cut some corners.

1529
01:21:16.239 --> 01:21:18.439
<v Speaker 6>Not bad, they're still doing good work, but they're they're

1530
01:21:18.479 --> 01:21:20.760
<v Speaker 6>saving a lot of costs that way, when they turn

1531
01:21:20.800 --> 01:21:22.600
<v Speaker 6>around and sell the property, they're making a great profit,

1532
01:21:22.720 --> 01:21:24.319
<v Speaker 6>especially in these areas that produce.

1533
01:21:24.039 --> 01:21:28.520
<v Speaker 4>Well okay, three three seven, one, three eight two five five.

1534
01:21:28.600 --> 01:21:31.199
<v Speaker 4>Someone else says, if they want to sell it on

1535
01:21:31.239 --> 01:21:33.800
<v Speaker 4>their own, and they know you're going to be I'm

1536
01:21:33.840 --> 01:21:36.119
<v Speaker 4>just put I'm adding these words to their text. Yeah,

1537
01:21:36.199 --> 01:21:39.039
<v Speaker 4>I know they trust you to tell them. They want

1538
01:21:39.039 --> 01:21:41.119
<v Speaker 4>to know can they do for sale by owner? Have

1539
01:21:41.239 --> 01:21:43.600
<v Speaker 4>you ever studied the stats on for sale by owners

1540
01:21:43.880 --> 01:21:46.119
<v Speaker 4>and what you can do as opposed to them? And

1541
01:21:46.239 --> 01:21:48.319
<v Speaker 4>I know what they're thinking about. I'll save all the

1542
01:21:48.479 --> 01:21:50.880
<v Speaker 4>all the commissions and stuff. What do you think about that,

1543
01:21:50.920 --> 01:21:54.359
<v Speaker 4>Frank be honest about that? Well, I know you'll be honest,

1544
01:21:54.359 --> 01:21:56.000
<v Speaker 4>but I mean, just be frank about that.

1545
01:21:56.039 --> 01:21:58.119
<v Speaker 5>I will be frank as I could be that. Say

1546
01:21:58.239 --> 01:21:59.880
<v Speaker 5>you are frank, be frank about.

1547
01:21:59.640 --> 01:22:00.479
<v Speaker 7>That for me.

1548
01:22:00.840 --> 01:22:02.159
<v Speaker 5>No, Tom, here's what I would say.

1549
01:22:02.159 --> 01:22:04.479
<v Speaker 6>I've talked to a number of four sale by owners

1550
01:22:04.479 --> 01:22:06.920
<v Speaker 6>over the years and this is what I've found. Some

1551
01:22:06.960 --> 01:22:09.479
<v Speaker 6>of them have done very well for themselves. And sometimes

1552
01:22:09.479 --> 01:22:11.640
<v Speaker 6>you just get into a good situation and that's a

1553
01:22:11.640 --> 01:22:13.479
<v Speaker 6>great thing. And we're always still happy to provide you

1554
01:22:13.520 --> 01:22:15.439
<v Speaker 6>in an analysis on your home to give you an idea,

1555
01:22:15.520 --> 01:22:16.600
<v Speaker 6>and there's no obligation to that.

1556
01:22:16.600 --> 01:22:17.680
<v Speaker 5>We're always happy to do it.

1557
01:22:18.159 --> 01:22:20.079
<v Speaker 6>I would find I would say a number of them though,

1558
01:22:20.159 --> 01:22:22.199
<v Speaker 6>end up listening with an agent within thirty days because

1559
01:22:22.199 --> 01:22:24.079
<v Speaker 6>they get into this and realize, Okay, this is a

1560
01:22:24.079 --> 01:22:27.079
<v Speaker 6>lot tougher than I thought, and the demand this real

1561
01:22:27.199 --> 01:22:28.920
<v Speaker 6>estate professional can bring in on my home.

1562
01:22:29.039 --> 01:22:31.079
<v Speaker 5>Ultimately I could do better. I'll give you a great example.

1563
01:22:31.119 --> 01:22:34.039
<v Speaker 6>I had a town home in Thornton and what happened

1564
01:22:34.079 --> 01:22:36.600
<v Speaker 6>is this seller was thinking about going for sale by owner. Yeah,

1565
01:22:36.640 --> 01:22:38.840
<v Speaker 6>the person renting I think four or five doors down.

1566
01:22:39.159 --> 01:22:40.840
<v Speaker 6>They were going to buy it directly from them.

1567
01:22:40.960 --> 01:22:41.680
<v Speaker 1>Okay, And I.

1568
01:22:41.600 --> 01:22:43.680
<v Speaker 5>Said, look, I'll do the analysis. No obligation.

1569
01:22:44.199 --> 01:22:46.840
<v Speaker 6>Something to consider, guys, do whatever you want to do

1570
01:22:46.880 --> 01:22:48.119
<v Speaker 6>on this, but something to consider.

1571
01:22:48.680 --> 01:22:51.560
<v Speaker 5>On the open market, this current buyer that.

1572
01:22:51.520 --> 01:22:53.199
<v Speaker 6>Wants to buy directly from you, where you might be

1573
01:22:53.239 --> 01:22:54.760
<v Speaker 6>saving you think you're saving some money.

1574
01:22:54.760 --> 01:22:56.880
<v Speaker 5>They don't have to compete with anybody, Okay.

1575
01:22:56.960 --> 01:22:58.840
<v Speaker 6>The question is on the open market, how would you do?

1576
01:22:58.920 --> 01:23:01.119
<v Speaker 6>So this seller thought about this about four days later,

1577
01:23:01.119 --> 01:23:02.840
<v Speaker 6>calls me back and says, you know, I think we're

1578
01:23:02.840 --> 01:23:04.039
<v Speaker 6>going to put it on the open market.

1579
01:23:04.039 --> 01:23:05.000
<v Speaker 5>Well, Tom, this is great.

1580
01:23:05.640 --> 01:23:08.039
<v Speaker 6>We sold for a little over sixty thousand more on

1581
01:23:08.079 --> 01:23:10.199
<v Speaker 6>the open market because of the demand of the property.

1582
01:23:10.239 --> 01:23:12.319
<v Speaker 5>So this buyer that was going to buy directly had

1583
01:23:12.319 --> 01:23:12.920
<v Speaker 5>to bow out.

1584
01:23:13.319 --> 01:23:14.960
<v Speaker 6>So in the end, the seller put more money in

1585
01:23:15.000 --> 01:23:17.159
<v Speaker 6>their pocket doing it that way versus selling directly.

1586
01:23:17.600 --> 01:23:21.000
<v Speaker 5>I know that everyone has this inclination of selling a

1587
01:23:21.000 --> 01:23:24.800
<v Speaker 5>home on their own. Does everybody thinks about it?

1588
01:23:25.279 --> 01:23:30.520
<v Speaker 4>But really, with a skilled broker, not only can they

1589
01:23:30.600 --> 01:23:35.800
<v Speaker 4>get a higher price, but a skilled broker also will

1590
01:23:35.880 --> 01:23:39.840
<v Speaker 4>keep track of all the deadlines in the contract, keep

1591
01:23:39.880 --> 01:23:43.479
<v Speaker 4>you on track, and walk you through the transaction. In fact, Frank,

1592
01:23:43.920 --> 01:23:46.760
<v Speaker 4>I think that's more important than all the other stuff,

1593
01:23:46.960 --> 01:23:50.039
<v Speaker 4>The fact that you I mean, Frank, when I went

1594
01:23:50.079 --> 01:23:52.479
<v Speaker 4>to buy my house and went to sell my stuff,

1595
01:23:53.159 --> 01:23:56.720
<v Speaker 4>I felt like you were literally my personal assistant.

1596
01:23:56.760 --> 01:23:59.399
<v Speaker 5>I swear to God. Well, Tommy, you remember and we

1597
01:23:59.399 --> 01:24:00.399
<v Speaker 5>won't get into the details.

1598
01:24:00.520 --> 01:24:03.039
<v Speaker 6>Well you can, but you can if you remember. It's

1599
01:24:03.079 --> 01:24:03.960
<v Speaker 6>the finer details.

1600
01:24:04.000 --> 01:24:05.720
<v Speaker 5>You remember. We wrote offer number.

1601
01:24:05.479 --> 01:24:08.279
<v Speaker 6>One and then that didn't work as we wrote a

1602
01:24:08.319 --> 01:24:11.439
<v Speaker 6>second offer, but we made some adjustments right. The asient

1603
01:24:11.520 --> 01:24:14.000
<v Speaker 6>on the other side didn't do what they should have done.

1604
01:24:14.439 --> 01:24:16.880
<v Speaker 6>They missed some important detail ended up court.

1605
01:24:16.920 --> 01:24:18.760
<v Speaker 2>They literally didn't read the contract, Frank.

1606
01:24:18.800 --> 01:24:20.960
<v Speaker 5>But we were on top of our game, so they

1607
01:24:21.000 --> 01:24:22.119
<v Speaker 5>wanted a little more money.

1608
01:24:22.199 --> 01:24:24.760
<v Speaker 4>So we offered a little more, but put in some

1609
01:24:24.800 --> 01:24:28.000
<v Speaker 4>stuff we wanted because of the little more, and the.

1610
01:24:27.960 --> 01:24:30.279
<v Speaker 2>Guy approved it, or they proved it.

1611
01:24:30.359 --> 01:24:31.079
<v Speaker 5>I know what he said.

1612
01:24:31.159 --> 01:24:33.119
<v Speaker 4>He said to his people, you know, this is a

1613
01:24:33.119 --> 01:24:35.479
<v Speaker 4>good contract, good offer, because I raised the price a

1614
01:24:35.479 --> 01:24:37.680
<v Speaker 4>little what I wanted to pay, but Frank put in

1615
01:24:37.760 --> 01:24:39.319
<v Speaker 4>some concessions.

1616
01:24:39.079 --> 01:24:42.199
<v Speaker 2>And they didn't even read him. Right now, that's just

1617
01:24:42.239 --> 01:24:43.000
<v Speaker 2>plain lazy.

1618
01:24:43.159 --> 01:24:43.800
<v Speaker 5>Oh my gosh.

1619
01:24:43.800 --> 01:24:45.840
<v Speaker 6>And it's the finer details time, you know. I tell

1620
01:24:45.880 --> 01:24:48.199
<v Speaker 6>my son this all the time. It's the little things

1621
01:24:48.199 --> 01:24:50.079
<v Speaker 6>we do right to may to make a big difference.

1622
01:24:50.119 --> 01:24:51.640
<v Speaker 5>I got something to tell you about.

1623
01:24:52.000 --> 01:24:56.880
<v Speaker 4>We asked for one of the lower prices, yet we

1624
01:24:56.960 --> 01:24:58.600
<v Speaker 4>broke all selling records.

1625
01:24:58.880 --> 01:24:59.720
<v Speaker 5>How did we do that?

1626
01:25:00.079 --> 01:25:01.960
<v Speaker 4>I'm going to tell you about that coming back, because

1627
01:25:02.600 --> 01:25:06.399
<v Speaker 4>you might be insulted if Frank came to you and said,

1628
01:25:06.800 --> 01:25:08.840
<v Speaker 4>here's what we're listening it at and you say, but

1629
01:25:09.039 --> 01:25:12.800
<v Speaker 4>wait a minute, everybody's selling for more.

1630
01:25:13.279 --> 01:25:14.800
<v Speaker 5>I'm going to tell you a true story.

1631
01:25:15.159 --> 01:25:17.920
<v Speaker 4>And the guy who really was pissed off at me,

1632
01:25:18.800 --> 01:25:22.359
<v Speaker 4>who was a fellow condo owner because of the price

1633
01:25:22.399 --> 01:25:24.640
<v Speaker 4>I was asking. We're going to talk about all of

1634
01:25:24.680 --> 01:25:32.520
<v Speaker 4>that right after this. On the troubleshooter show, Go with

1635
01:25:32.600 --> 01:25:36.199
<v Speaker 4>a sure thing Denver's Best roofer Excel Roofing dot com.

1636
01:25:36.239 --> 01:25:41.960
<v Speaker 4>You don't pay a cent until you're content. Time for

1637
01:25:42.000 --> 01:25:45.159
<v Speaker 4>an insurance check up free, no obligation. In comparison, call

1638
01:25:45.279 --> 01:25:48.600
<v Speaker 4>Compass Insurance paying too much your coverage at dozens of

1639
01:25:48.600 --> 01:25:51.279
<v Speaker 4>insurance companies find out now three O three, seven to

1640
01:25:51.359 --> 01:25:54.159
<v Speaker 4>seven to one help. You'll think you're his only customer

1641
01:25:54.199 --> 01:25:56.439
<v Speaker 4>when you choose Frank Durand the real Estate Man dot

1642
01:25:56.479 --> 01:26:00.399
<v Speaker 4>com to list your home with Remax Alliance nine two

1643
01:26:00.479 --> 01:26:11.720
<v Speaker 4>zero sixteen twenty two. Hey Tom Martino here, Welcome to

1644
01:26:11.760 --> 01:26:15.399
<v Speaker 4>the show three oh three seven to one three talks

1645
01:26:15.439 --> 01:26:19.079
<v Speaker 4>seven one three eight two five five, and we're here

1646
01:26:19.079 --> 01:26:20.760
<v Speaker 4>to help you solve problems, answer a question.

1647
01:26:20.800 --> 01:26:22.239
<v Speaker 5>Take it makes make your life a little easier.

1648
01:26:22.239 --> 01:26:23.560
<v Speaker 4>And I said, I was going to talk about some

1649
01:26:23.920 --> 01:26:26.319
<v Speaker 4>real life experience with Frank ran the real estate Man

1650
01:26:26.640 --> 01:26:27.119
<v Speaker 4>dot com.

1651
01:26:27.159 --> 01:26:27.920
<v Speaker 5>And I'm gonna tell you this.

1652
01:26:28.000 --> 01:26:32.239
<v Speaker 4>Okay, So I had a condo in a really beautiful building,

1653
01:26:32.760 --> 01:26:37.159
<v Speaker 4>a penthouse, and uh, what was that dang thing about

1654
01:26:37.159 --> 01:26:39.000
<v Speaker 4>three thousand feet do you remember?

1655
01:26:39.039 --> 01:26:41.640
<v Speaker 6>I don't remember it was I remember that, Yeah, it

1656
01:26:41.680 --> 01:26:43.439
<v Speaker 6>was big, it was a little over three thousand total

1657
01:26:43.479 --> 01:26:44.119
<v Speaker 6>square feet here.

1658
01:26:44.199 --> 01:26:47.279
<v Speaker 4>Now, now this is a condo, and again it was

1659
01:26:47.319 --> 01:26:50.760
<v Speaker 4>surrounded by glass, Oh my god, a big balcony.

1660
01:26:50.800 --> 01:26:53.119
<v Speaker 5>And so I wanted to sell it.

1661
01:26:53.960 --> 01:26:55.920
<v Speaker 4>First of all, Frank got me in for a deal,

1662
01:26:56.640 --> 01:26:58.920
<v Speaker 4>I mean a deal that we couldn't believe when we

1663
01:26:58.960 --> 01:27:01.159
<v Speaker 4>saw it. And he told me how to play it,

1664
01:27:01.479 --> 01:27:04.800
<v Speaker 4>how to play it. Now what I like doing a

1665
01:27:04.800 --> 01:27:07.279
<v Speaker 4>lot when I make the offers. This is about selling.

1666
01:27:07.279 --> 01:27:08.920
<v Speaker 4>But I'm going to tell you real quick about making

1667
01:27:08.960 --> 01:27:12.520
<v Speaker 4>an offer. I like to take away contingencies so people

1668
01:27:12.560 --> 01:27:15.720
<v Speaker 4>know I'm not screwing around. In every deal we've written, Frank,

1669
01:27:15.760 --> 01:27:18.159
<v Speaker 4>we've always said so many weeks to close or so

1670
01:27:18.199 --> 01:27:22.039
<v Speaker 4>many days to close, no contingencies, meaning I am willing

1671
01:27:22.079 --> 01:27:24.600
<v Speaker 4>to put my money and I'm willing to go through it,

1672
01:27:24.880 --> 01:27:26.479
<v Speaker 4>and I'm not going to hold you up at all.

1673
01:27:26.880 --> 01:27:27.880
<v Speaker 2>All right now, that's of.

1674
01:27:27.840 --> 01:27:30.920
<v Speaker 5>Course not everyone should do that. But here's the deal.

1675
01:27:31.560 --> 01:27:34.600
<v Speaker 4>So Frank says, here's what we should list your condo for.

1676
01:27:35.439 --> 01:27:39.880
<v Speaker 4>And I said, Frank, okay, but that looks a little

1677
01:27:39.920 --> 01:27:42.479
<v Speaker 4>low to me. He said, this is what we should

1678
01:27:42.520 --> 01:27:47.079
<v Speaker 4>list it for, and he knew that price would attract attention.

1679
01:27:48.640 --> 01:27:55.680
<v Speaker 4>Now what happened mongighbors, especially a guy who wanted to

1680
01:27:55.720 --> 01:28:00.000
<v Speaker 4>sell his same type of condo. He emailed me and said,

1681
01:28:00.039 --> 01:28:03.279
<v Speaker 4>at how dare you list your home for this much money?

1682
01:28:03.439 --> 01:28:07.159
<v Speaker 4>You're going to destroy our comps and our values. He says,

1683
01:28:07.199 --> 01:28:09.279
<v Speaker 4>I'm going to be selling mine, and you should be

1684
01:28:09.319 --> 01:28:14.399
<v Speaker 4>asking this. He believed I should be asking one point six.

1685
01:28:15.600 --> 01:28:17.920
<v Speaker 4>We were asking somewhere in the neighborhood of one point

1686
01:28:17.960 --> 01:28:23.640
<v Speaker 4>four something like that, and he was very upset and saying,

1687
01:28:23.680 --> 01:28:26.359
<v Speaker 4>you know. And then then the guy from the HOA

1688
01:28:26.479 --> 01:28:29.319
<v Speaker 4>call wrote to me saying, are you sure you want

1689
01:28:29.319 --> 01:28:30.560
<v Speaker 4>to list your condo for this?

1690
01:28:31.079 --> 01:28:32.079
<v Speaker 5>You know we're going to bring in a.

1691
01:28:32.079 --> 01:28:34.720
<v Speaker 4>Lot of tire kickers and blah blah blah. And I said, look,

1692
01:28:35.039 --> 01:28:36.880
<v Speaker 4>you know, there's no rules what I have to sell

1693
01:28:36.880 --> 01:28:40.239
<v Speaker 4>it for. And my real estate broker recommended this price

1694
01:28:41.439 --> 01:28:44.399
<v Speaker 4>because it was such an attractive price in such an

1695
01:28:44.439 --> 01:28:50.640
<v Speaker 4>attractive building. We had inquiries out the nose. It was

1696
01:28:50.800 --> 01:28:57.880
<v Speaker 4>an incredible flurry of activity. So Frank Duran would interview

1697
01:28:57.920 --> 01:29:02.560
<v Speaker 4>them and sometimes say we shouldn't accept that one, or

1698
01:29:02.600 --> 01:29:03.840
<v Speaker 4>we should accept this one.

1699
01:29:04.439 --> 01:29:09.800
<v Speaker 5>Frank, how do you decide what to accept? I noticed

1700
01:29:09.800 --> 01:29:12.039
<v Speaker 5>when we were doing this one you didn't even want

1701
01:29:12.079 --> 01:29:15.479
<v Speaker 5>to show the place to. I mean you actually said, Tom,

1702
01:29:15.520 --> 01:29:17.359
<v Speaker 5>I don't think we should even bother showing the place

1703
01:29:17.439 --> 01:29:21.399
<v Speaker 5>to this person. You had a gut feeling that these.

1704
01:29:21.199 --> 01:29:23.520
<v Speaker 4>Are not genuine offers? How do you do that? That

1705
01:29:23.640 --> 01:29:27.000
<v Speaker 4>in itself is valuable and somebody might get upset saying,

1706
01:29:27.039 --> 01:29:30.600
<v Speaker 4>how dare you turn down an offer? Explain what you're

1707
01:29:30.640 --> 01:29:32.439
<v Speaker 4>thinking is on accepting an offer?

1708
01:29:32.560 --> 01:29:34.960
<v Speaker 6>Well, you know what, Tom, First, in terms of showing

1709
01:29:34.960 --> 01:29:37.239
<v Speaker 6>the property, if we're gonna make a personal showing up

1710
01:29:37.239 --> 01:29:39.199
<v Speaker 6>your property, we want to make sure they're qualified first.

1711
01:29:39.239 --> 01:29:39.520
<v Speaker 5>Okay.

1712
01:29:39.560 --> 01:29:41.439
<v Speaker 6>It's not so much that we wouldn't show to them.

1713
01:29:41.840 --> 01:29:45.239
<v Speaker 6>The issue is are they qualifying? Okay, provide that then

1714
01:29:45.279 --> 01:29:47.560
<v Speaker 6>we're wasting your time. And honestly, we don't know that

1715
01:29:47.600 --> 01:29:49.600
<v Speaker 6>we have a valid buyer. Well, we don't even who

1716
01:29:49.600 --> 01:29:50.960
<v Speaker 6>we're bringing it into your house unless we know more

1717
01:29:50.960 --> 01:29:53.840
<v Speaker 6>about it. That's fair in terms of checking an offer.

1718
01:29:53.880 --> 01:29:56.520
<v Speaker 6>I mean, obviously the seller is always going to make

1719
01:29:56.520 --> 01:29:58.439
<v Speaker 6>the call on that, not me. However, when I give

1720
01:29:58.479 --> 01:30:01.359
<v Speaker 6>my advice, I'm gonna show them things in the contract

1721
01:30:01.399 --> 01:30:04.039
<v Speaker 6>that they got to be careful for and maybe compared

1722
01:30:04.079 --> 01:30:06.000
<v Speaker 6>to a competing offer and say, Okay, this is what

1723
01:30:06.520 --> 01:30:09.119
<v Speaker 6>i'd recommend to you, and this is why I think

1724
01:30:09.239 --> 01:30:12.880
<v Speaker 6>this offera here at working as your advocate could potentially

1725
01:30:12.880 --> 01:30:14.600
<v Speaker 6>work against you. So those are the things we're just

1726
01:30:14.640 --> 01:30:16.159
<v Speaker 6>gonna spell out to you so you can make a

1727
01:30:16.159 --> 01:30:17.119
<v Speaker 6>good decision in the end.

1728
01:30:17.520 --> 01:30:21.239
<v Speaker 5>But ultimately we're gonna screen those things for you. Okay, Now,

1729
01:30:21.479 --> 01:30:22.960
<v Speaker 5>why would you turn down an offer?

1730
01:30:23.880 --> 01:30:24.119
<v Speaker 7>Why?

1731
01:30:24.279 --> 01:30:27.159
<v Speaker 6>Well, here, here's the thing with this. Let's say somebody

1732
01:30:27.199 --> 01:30:29.920
<v Speaker 6>comes in and they just don't have the qualification or

1733
01:30:30.039 --> 01:30:30.920
<v Speaker 6>it's a thing where they have.

1734
01:30:31.199 --> 01:30:32.600
<v Speaker 2>So even though it's a good offer.

1735
01:30:32.359 --> 01:30:34.119
<v Speaker 4>What good is it if it's gonna take the place

1736
01:30:34.159 --> 01:30:35.000
<v Speaker 4>off the market.

1737
01:30:34.720 --> 01:30:35.199
<v Speaker 5>For a while?

1738
01:30:35.279 --> 01:30:37.840
<v Speaker 6>Oh sure if they or they let's say they have

1739
01:30:37.840 --> 01:30:40.039
<v Speaker 6>a contingency. Let's say they have a home to sell,

1740
01:30:40.079 --> 01:30:41.920
<v Speaker 6>but they haven't even put that home on the market yet.

1741
01:30:42.479 --> 01:30:45.399
<v Speaker 6>Now my seller's taking a big risk because okay, well

1742
01:30:45.439 --> 01:30:46.960
<v Speaker 6>when's that home going to sell? We don't know when

1743
01:30:47.079 --> 01:30:49.159
<v Speaker 6>or if it's ever going to sell, and that could

1744
01:30:49.199 --> 01:30:51.199
<v Speaker 6>potentially add to days on market for that seller.

1745
01:30:51.239 --> 01:30:52.880
<v Speaker 5>So there's a number of things we look out for.

1746
01:30:53.479 --> 01:30:55.399
<v Speaker 6>Ultimately, the seller is going to be the one that

1747
01:30:55.439 --> 01:30:57.680
<v Speaker 6>makes They're the boss of this, not me, but I'm

1748
01:30:57.680 --> 01:30:59.600
<v Speaker 6>certainly going to give them my strong advice about it.

1749
01:30:59.680 --> 01:31:03.159
<v Speaker 4>All right, So we're going to now tell you after

1750
01:31:03.520 --> 01:31:07.640
<v Speaker 4>qualifying the offer and accepting it, what happens and why

1751
01:31:08.159 --> 01:31:11.520
<v Speaker 4>this price did not turn out to be an insult

1752
01:31:12.199 --> 01:31:14.560
<v Speaker 4>to people like people thought it may be.

1753
01:31:15.840 --> 01:31:18.039
<v Speaker 6>So we create a great demand, Tom, and I'll say

1754
01:31:18.199 --> 01:31:19.520
<v Speaker 6>there's several more we're gonna.

1755
01:31:19.279 --> 01:31:21.199
<v Speaker 4>Talk about that coming out. But sure, no, no, no, you

1756
01:31:21.239 --> 01:31:24.319
<v Speaker 4>can continue. But you were saying there's several nerve points,

1757
01:31:24.359 --> 01:31:26.319
<v Speaker 4>meaning what there are several nerve points. I'll share for

1758
01:31:26.319 --> 01:31:26.760
<v Speaker 4>it right now.

1759
01:31:26.800 --> 01:31:27.680
<v Speaker 5>What is a nerve point?

1760
01:31:27.760 --> 01:31:29.600
<v Speaker 6>So a nerve point is I call the nerve points

1761
01:31:29.600 --> 01:31:32.119
<v Speaker 6>when you're selling something, just triggers hit those kind of

1762
01:31:32.159 --> 01:31:34.439
<v Speaker 6>those triggers hit those key things. And two of the

1763
01:31:34.479 --> 01:31:36.119
<v Speaker 6>four things I'll tell you right now is what we

1764
01:31:36.159 --> 01:31:38.439
<v Speaker 6>call the law of time pressure and the law of scarcity.

1765
01:31:38.880 --> 01:31:40.680
<v Speaker 6>If we can find that sweet spot in the market

1766
01:31:40.680 --> 01:31:43.800
<v Speaker 6>where we're going to attract demand. But the buyer now

1767
01:31:43.800 --> 01:31:45.960
<v Speaker 6>feels like, Okay, this is going to be available for

1768
01:31:46.000 --> 01:31:48.640
<v Speaker 6>a very limited time. I better jump on this, okay,

1769
01:31:48.680 --> 01:31:50.359
<v Speaker 6>And I better get my A game, not my B

1770
01:31:50.520 --> 01:31:52.279
<v Speaker 6>or C or D game. I better get my best

1771
01:31:52.920 --> 01:31:54.560
<v Speaker 6>Oh wait, a minute. Now I have to compete with

1772
01:31:54.560 --> 01:31:57.239
<v Speaker 6>somebody else for the same thing that I want. Suddenly,

1773
01:31:57.319 --> 01:31:59.680
<v Speaker 6>the perceived value Tom goes through the roof. If you

1774
01:31:59.720 --> 01:32:01.640
<v Speaker 6>do it the right way, we'll talk about this.

1775
01:32:01.680 --> 01:32:04.479
<v Speaker 4>Yeah, well, I'm talking about a real life experience. Real

1776
01:32:04.560 --> 01:32:07.680
<v Speaker 4>life experience with Frank Duranda real estate Man dot com.

1777
01:32:07.680 --> 01:32:08.279
<v Speaker 5>More coming up.

1778
01:32:14.199 --> 01:32:17.439
<v Speaker 4>Go with a sure thing Denver's Best roofer Excel Roofing

1779
01:32:17.560 --> 01:32:18.159
<v Speaker 4>dot com.

1780
01:32:18.199 --> 01:32:20.199
<v Speaker 2>You don't pay a cent until you're content.

1781
01:32:23.560 --> 01:32:26.760
<v Speaker 4>Time for an insurance check up free no obligation comparison

1782
01:32:26.880 --> 01:32:30.439
<v Speaker 4>call Compass Insurance paying too much your coverage at dozens

1783
01:32:30.479 --> 01:32:33.199
<v Speaker 4>of insurance companies find out now three oh three seven

1784
01:32:33.319 --> 01:32:36.119
<v Speaker 4>seven to one help. You'll think you're his only customer

1785
01:32:36.159 --> 01:32:38.399
<v Speaker 4>when you choose Frank Durand the real estate Man dot

1786
01:32:38.439 --> 01:32:41.760
<v Speaker 4>com to list your home with Remax Alliance three oh

1787
01:32:41.800 --> 01:32:49.720
<v Speaker 4>three nine two zero sixteen twenty two. Hi Tom Artino

1788
01:32:49.800 --> 01:32:52.960
<v Speaker 4>here three oh three seven to one three talk seven

1789
01:32:53.039 --> 01:32:56.600
<v Speaker 4>one three eight two five five. Let's talk about your

1790
01:32:56.600 --> 01:32:58.359
<v Speaker 4>life liberty in the pursuit of happiness.

1791
01:32:58.439 --> 01:33:00.439
<v Speaker 5>Jeff, Welcome, what's going on?

1792
01:33:00.600 --> 01:33:00.920
<v Speaker 1>Jeff?

1793
01:33:03.119 --> 01:33:05.119
<v Speaker 16>Yeah, I just want and I haven't.

1794
01:33:04.840 --> 01:33:07.560
<v Speaker 4>Forgotten about my story about the condo. But I want

1795
01:33:07.600 --> 01:33:09.760
<v Speaker 4>to take callers first, as always, Jeff.

1796
01:33:09.560 --> 01:33:10.039
<v Speaker 5>Go ahead.

1797
01:33:10.800 --> 01:33:12.199
<v Speaker 16>Yeah. So, I want to give a shout out to

1798
01:33:12.239 --> 01:33:15.359
<v Speaker 16>brook Brook White with the Red Rock Roof and Solar.

1799
01:33:15.439 --> 01:33:17.359
<v Speaker 16>She's been doing a great job. They're installing a new

1800
01:33:17.399 --> 01:33:20.239
<v Speaker 16>solar for me, but they're also installing a half acre

1801
01:33:21.119 --> 01:33:25.239
<v Speaker 16>solar garden, and I was curious, Oh wow, retail on

1802
01:33:25.439 --> 01:33:25.920
<v Speaker 16>a house.

1803
01:33:27.239 --> 01:33:28.920
<v Speaker 4>Well, first of all, let me just say this, you

1804
01:33:28.920 --> 01:33:32.880
<v Speaker 4>could not have picked a better a better solar company.

1805
01:33:33.079 --> 01:33:35.319
<v Speaker 4>I want to say this, and I mean this sincerely.

1806
01:33:35.760 --> 01:33:38.720
<v Speaker 4>They know about so much now. They may not know.

1807
01:33:38.680 --> 01:33:40.840
<v Speaker 5>About the resale of your house, but this solar garden

1808
01:33:40.920 --> 01:33:43.000
<v Speaker 5>is going to make you positive cash flow. It's possible.

1809
01:33:43.000 --> 01:33:43.800
<v Speaker 5>Didn't she tell you that?

1810
01:33:44.640 --> 01:33:45.479
<v Speaker 16>Yep, sir, yep.

1811
01:33:47.039 --> 01:33:47.359
<v Speaker 5>Yeah.

1812
01:33:47.479 --> 01:33:49.439
<v Speaker 4>I mean, this is a guy doing solar first house,

1813
01:33:49.479 --> 01:33:51.079
<v Speaker 4>and he may end up making some money on it.

1814
01:33:51.159 --> 01:33:54.039
<v Speaker 4>People with commercial operations also can get it paid for

1815
01:33:54.439 --> 01:33:57.439
<v Speaker 4>by the government with REAP grants if you qualify. And

1816
01:33:57.800 --> 01:34:00.840
<v Speaker 4>as I said, I just I'm so happy you called.

1817
01:34:00.880 --> 01:34:04.439
<v Speaker 4>I'm glad you're having a good experience. Redrocksars dot com

1818
01:34:04.479 --> 01:34:06.880
<v Speaker 4>since we're talking about him. Red Rocks Roof and Solar

1819
01:34:06.880 --> 01:34:09.560
<v Speaker 4>three oh three seven zero four two four four nine

1820
01:34:09.600 --> 01:34:12.399
<v Speaker 4>seven zero four two four four nine. Now that I

1821
01:34:12.479 --> 01:34:14.800
<v Speaker 4>told you about them, and he has a solar garden,

1822
01:34:14.920 --> 01:34:16.039
<v Speaker 4>will that affect resale?

1823
01:34:16.079 --> 01:34:16.319
<v Speaker 5>Frank?

1824
01:34:16.359 --> 01:34:19.199
<v Speaker 4>What do you think? I don't know, but I would

1825
01:34:19.199 --> 01:34:23.359
<v Speaker 4>think if I have a solar system there and it's

1826
01:34:23.399 --> 01:34:24.960
<v Speaker 4>making me money, why would I care?

1827
01:34:25.119 --> 01:34:27.039
<v Speaker 2>Frank? What have you seen or.

1828
01:34:27.039 --> 01:34:29.119
<v Speaker 5>Heard from customers and solar systems?

1829
01:34:29.359 --> 01:34:32.520
<v Speaker 6>You know, Tom, I've never in all these years, I've

1830
01:34:32.520 --> 01:34:35.199
<v Speaker 6>never seen a buyer merely buy a home because of

1831
01:34:35.239 --> 01:34:35.960
<v Speaker 6>the solar system.

1832
01:34:36.039 --> 01:34:36.760
<v Speaker 5>Not because of it.

1833
01:34:36.880 --> 01:34:39.760
<v Speaker 6>No, it's always like this, this is what I is.

1834
01:34:39.800 --> 01:34:41.880
<v Speaker 6>They'll say, Okay, right, price, right area, Who I like

1835
01:34:41.920 --> 01:34:44.000
<v Speaker 6>the home? Oh it has solar two great, nice bonus?

1836
01:34:44.079 --> 01:34:46.800
<v Speaker 5>Right? But I've never has it ever deterred someone?

1837
01:34:47.640 --> 01:34:50.159
<v Speaker 2>Some really not a lot though, Oh give me an idea,

1838
01:34:50.239 --> 01:34:50.840
<v Speaker 2>Give me an idea.

1839
01:34:50.960 --> 01:34:54.920
<v Speaker 6>That's the challenge sometimes with solar, Tom is, it's almost

1840
01:34:54.960 --> 01:34:57.920
<v Speaker 6>like with some companies, it's like inheriting the measles man.

1841
01:34:57.960 --> 01:35:00.640
<v Speaker 4>It's okay, he could be a real They say, like,

1842
01:35:00.640 --> 01:35:02.039
<v Speaker 4>I don't want to take on that model.

1843
01:35:02.199 --> 01:35:04.720
<v Speaker 6>Gosh, And then when you sell the home to deal

1844
01:35:04.760 --> 01:35:05.560
<v Speaker 6>with the transfer.

1845
01:35:05.960 --> 01:35:07.840
<v Speaker 5>Some of those companies could be really hard to get.

1846
01:35:08.119 --> 01:35:10.159
<v Speaker 4>Let me ask you, Jeff, this is a good point.

1847
01:35:10.439 --> 01:35:12.479
<v Speaker 4>Is it easy to transfer to the new owner or

1848
01:35:12.520 --> 01:35:13.600
<v Speaker 4>will you own it outright?

1849
01:35:14.920 --> 01:35:17.840
<v Speaker 16>I'll own it out right. So there's a twofold piece

1850
01:35:17.840 --> 01:35:20.600
<v Speaker 16>here that's kind of interesting. So I have solar for

1851
01:35:20.680 --> 01:35:24.439
<v Speaker 16>the house that replaces my electric. This is a separate

1852
01:35:24.600 --> 01:35:28.239
<v Speaker 16>half acre of solar install on my property, and I'll

1853
01:35:28.279 --> 01:35:30.399
<v Speaker 16>own both. At least that's what Brook tells me is

1854
01:35:30.439 --> 01:35:31.239
<v Speaker 16>I will own both.

1855
01:35:31.399 --> 01:35:34.560
<v Speaker 4>Now the half acre on your property that's on your

1856
01:35:34.640 --> 01:35:40.880
<v Speaker 4>lot right, correct, and it will be a solar garden

1857
01:35:42.159 --> 01:35:46.199
<v Speaker 4>and you will own it. And that property, if it

1858
01:35:46.239 --> 01:35:49.399
<v Speaker 4>did not have the solar garden, would simply be just

1859
01:35:50.600 --> 01:35:51.439
<v Speaker 4>more of your lot.

1860
01:35:52.039 --> 01:35:54.479
<v Speaker 5>So it takes up part of the lot. But do

1861
01:35:54.560 --> 01:35:57.640
<v Speaker 5>you still have a lot of lot left over?

1862
01:35:59.119 --> 01:36:02.680
<v Speaker 16>Yeah, on one point eight acres. And I'm only using

1863
01:36:02.720 --> 01:36:03.399
<v Speaker 16>a happy.

1864
01:36:03.279 --> 01:36:08.159
<v Speaker 5>Okay, I think that's cool. Now, when you go out

1865
01:36:08.159 --> 01:36:11.199
<v Speaker 5>and look at where it's gonna be, do you feel

1866
01:36:11.199 --> 01:36:13.159
<v Speaker 5>it's going to be unsightly at all?

1867
01:36:15.439 --> 01:36:18.840
<v Speaker 16>Well, I guess that depends on your frame of mind. Right.

1868
01:36:18.960 --> 01:36:24.079
<v Speaker 16>For me, a figure income is not unsightly ever, But

1869
01:36:25.800 --> 01:36:28.800
<v Speaker 16>everybody has their own appoint it'll be just a standp

1870
01:36:29.920 --> 01:36:31.720
<v Speaker 16>you know, solar panels on the ground.

1871
01:36:32.920 --> 01:36:36.560
<v Speaker 4>Now when Brooke, when Brooke did the calculations for what

1872
01:36:36.640 --> 01:36:39.600
<v Speaker 4>your house will need and how much extra you may.

1873
01:36:39.520 --> 01:36:42.079
<v Speaker 5>Be selling back to the grid, what did it turn

1874
01:36:42.119 --> 01:36:42.520
<v Speaker 5>out to be?

1875
01:36:44.479 --> 01:36:49.159
<v Speaker 16>Well, that's that's a different solar system, and that solar

1876
01:36:49.199 --> 01:36:55.279
<v Speaker 16>system is I'm going to have ten percent over what

1877
01:36:55.560 --> 01:36:56.640
<v Speaker 16>I currently use.

1878
01:36:58.119 --> 01:36:59.560
<v Speaker 5>But what about the solar garden?

1879
01:37:00.000 --> 01:37:01.640
<v Speaker 4>So what I'm asking is what's going to be the

1880
01:37:01.680 --> 01:37:04.920
<v Speaker 4>positive cash foe? Approximately from the solar garden?

1881
01:37:05.840 --> 01:37:09.479
<v Speaker 16>We expect between twenty four and forty thousand a year.

1882
01:37:11.319 --> 01:37:14.279
<v Speaker 5>WHOA, Now, Now, wait a minute, So when you leave

1883
01:37:14.680 --> 01:37:17.720
<v Speaker 5>and sell that property and that goes to the new owner,

1884
01:37:18.399 --> 01:37:20.560
<v Speaker 5>why would they ever what are you kidding me?

1885
01:37:21.439 --> 01:37:23.079
<v Speaker 2>That would make their mortgage payment?

1886
01:37:24.439 --> 01:37:26.800
<v Speaker 16>That's what I was thinking. But I've had something.

1887
01:37:26.800 --> 01:37:29.720
<v Speaker 5>They could literally buy your house for free.

1888
01:37:30.359 --> 01:37:34.039
<v Speaker 4>I mean no, seriously, if I'm looking at okay, let's

1889
01:37:34.039 --> 01:37:36.319
<v Speaker 4>say let's say he makes let's say he only makes

1890
01:37:36.359 --> 01:37:37.319
<v Speaker 4>twenty thousand a year.

1891
01:37:37.399 --> 01:37:41.640
<v Speaker 5>Frank, Yeah, that's a big mortgage payment, right.

1892
01:37:42.359 --> 01:37:46.239
<v Speaker 4>I mean, you could end up advertising that house and

1893
01:37:46.399 --> 01:37:49.239
<v Speaker 4>net net people would have nothing to pay. How much

1894
01:37:49.399 --> 01:37:52.520
<v Speaker 4>is your whole house right now appraisal for? Approximately? What

1895
01:37:52.520 --> 01:37:54.520
<v Speaker 4>would it sell for right now without the.

1896
01:37:54.520 --> 01:38:00.439
<v Speaker 16>Solar, I think somewhere around nine hundred.

1897
01:38:00.560 --> 01:38:04.239
<v Speaker 5>Okay, do you know I feel man, if they can,

1898
01:38:04.359 --> 01:38:07.399
<v Speaker 5>if you can pull this off, what are you kidding me? So?

1899
01:38:07.720 --> 01:38:13.319
<v Speaker 4>Even at twenty grand a year, that's like sixteen hundred

1900
01:38:13.319 --> 01:38:19.960
<v Speaker 4>and sixty six dollars towards your mortgage. So somebody, I'm

1901
01:38:20.000 --> 01:38:24.239
<v Speaker 4>saying if Brooks said thirty to forty, she doesn't usually exaggerate,

1902
01:38:24.279 --> 01:38:27.760
<v Speaker 4>but let's say thirty, So thirty thousand, a twenty five

1903
01:38:27.840 --> 01:38:31.520
<v Speaker 4>hundred dollars payment a month, So frank, average what mortgage

1904
01:38:31.600 --> 01:38:33.760
<v Speaker 4>is nowadays? Four and five, five and six or what

1905
01:38:33.800 --> 01:38:36.199
<v Speaker 4>what are they normally like just for a normal for

1906
01:38:36.239 --> 01:38:39.279
<v Speaker 4>a house in that house payment for Yeah, in that range,

1907
01:38:39.319 --> 01:38:42.000
<v Speaker 4>I'd say about in that range, Tom, So it's paying

1908
01:38:42.039 --> 01:38:43.840
<v Speaker 4>half of their mortgage to buy your house.

1909
01:38:44.159 --> 01:38:48.720
<v Speaker 5>What are you kidding me? Who would not want that?

1910
01:38:49.119 --> 01:38:52.199
<v Speaker 5>I think it's a winner. I think it's a winner,

1911
01:38:52.239 --> 01:38:56.039
<v Speaker 5>and I think that income will trump.

1912
01:38:57.000 --> 01:39:02.159
<v Speaker 4>The site deterior whatever it is. And you know, solar's

1913
01:39:02.199 --> 01:39:03.359
<v Speaker 4>not ugly. It's just there.

1914
01:39:03.880 --> 01:39:09.199
<v Speaker 5>But they're not ugly. It's not like they're purple, you know, monstrosities.

1915
01:39:09.640 --> 01:39:11.079
<v Speaker 5>They're flat and they're dark.

1916
01:39:13.920 --> 01:39:18.520
<v Speaker 4>Suggest that solar garden is that solar garden totally separate

1917
01:39:18.560 --> 01:39:19.239
<v Speaker 4>from your home.

1918
01:39:20.439 --> 01:39:24.399
<v Speaker 1>Yes, so if your if your home.

1919
01:39:24.439 --> 01:39:29.359
<v Speaker 4>System doesn't produce a lot, or what I'm saying is

1920
01:39:29.640 --> 01:39:31.560
<v Speaker 4>it does, it's not connected at all.

1921
01:39:33.000 --> 01:39:34.960
<v Speaker 16>Correct, it'll be totally separate.

1922
01:39:35.000 --> 01:39:37.920
<v Speaker 5>What was what was the reasoning behind what was the

1923
01:39:37.960 --> 01:39:39.520
<v Speaker 5>reasoning behind that, sir.

1924
01:39:40.720 --> 01:39:43.439
<v Speaker 16>Income they're making use with the property.

1925
01:39:43.680 --> 01:39:45.920
<v Speaker 4>Yeah, but you could still you can still sell back

1926
01:39:45.960 --> 01:39:48.039
<v Speaker 4>to the grid and connected to your house, right.

1927
01:39:49.680 --> 01:39:53.520
<v Speaker 16>Well, apparently there's a difference. There's a difference. So with

1928
01:39:53.680 --> 01:39:56.520
<v Speaker 16>a solar garden, you have a contract with the electric company.

1929
01:39:59.199 --> 01:40:02.920
<v Speaker 16>You only sell, so you sell wholesale back.

1930
01:40:03.640 --> 01:40:06.279
<v Speaker 5>I get you. That's a wonderful idea.

1931
01:40:06.640 --> 01:40:11.199
<v Speaker 4>My goodness, you just did a commercial for redrocksars dot com.

1932
01:40:12.000 --> 01:40:14.119
<v Speaker 4>I mean, think about how many people might have some

1933
01:40:14.159 --> 01:40:20.720
<v Speaker 4>spare property to throw up a solar garden. Think about that, Jeff,

1934
01:40:21.159 --> 01:40:24.800
<v Speaker 4>I'm jealous. I'm jealous. I think you did a great thing.

1935
01:40:24.920 --> 01:40:26.840
<v Speaker 16>I heard her talk about it on your UH with

1936
01:40:26.960 --> 01:40:29.760
<v Speaker 16>Mark uh talking about it on your on your video station.

1937
01:40:29.840 --> 01:40:32.319
<v Speaker 16>That's why I called her up, and it looked well

1938
01:40:32.800 --> 01:40:36.319
<v Speaker 16>that's pretty damn cool. Yeah, happy to hear it.

1939
01:40:36.920 --> 01:40:39.399
<v Speaker 4>Okay, man, we got more coming up on the Troubleshooter Show.

1940
01:40:44.960 --> 01:40:48.239
<v Speaker 4>Go with a sure thing Denver's Best Roofer Excel Roofing

1941
01:40:48.319 --> 01:40:50.960
<v Speaker 4>dot com. You don't pay a cent until you're content.

1942
01:40:54.319 --> 01:40:57.520
<v Speaker 4>Time for an insurance check up free, no obligation. In comparison,

1943
01:40:57.640 --> 01:41:01.159
<v Speaker 4>call Compass Insurance. Pay too much your coverage at dozens

1944
01:41:01.199 --> 01:41:03.960
<v Speaker 4>of insurance companies find out now three all three seven

1945
01:41:04.039 --> 01:41:04.520
<v Speaker 4>seven to one.

1946
01:41:04.640 --> 01:41:04.920
<v Speaker 16>Help.

1947
01:41:05.079 --> 01:41:08.000
<v Speaker 4>You'll think you're his only customer when you choose Frank Duran,

1948
01:41:08.079 --> 01:41:10.520
<v Speaker 4>the real estate Man dot com to list your home

1949
01:41:10.720 --> 01:41:13.880
<v Speaker 4>with Remax Alliance three all three nine two zero sixteen

1950
01:41:13.960 --> 01:41:16.880
<v Speaker 4>twenty two.

1951
01:41:19.159 --> 01:41:20.680
<v Speaker 5>Hi Tom Martino, here.

1952
01:41:22.479 --> 01:41:28.439
<v Speaker 4>You have the Troubleshooter Show Major Mark Major myself. We

1953
01:41:28.560 --> 01:41:32.079
<v Speaker 4>got deputies, we're not deputy executive producer sues. We got

1954
01:41:32.479 --> 01:41:35.840
<v Speaker 4>Kachina Glory on the phones, we got Dragon on the controls.

1955
01:41:36.359 --> 01:41:39.920
<v Speaker 4>And my guest today is Frank Duran, the real Estateman

1956
01:41:40.079 --> 01:41:42.760
<v Speaker 4>dot com. So I'm going to continue the condo story.

1957
01:41:43.800 --> 01:41:48.000
<v Speaker 4>So here's what happened. Frank says, we're listed at this.

1958
01:41:48.039 --> 01:41:50.800
<v Speaker 5>It was a it was a it was a penthouse,

1959
01:41:50.840 --> 01:41:51.720
<v Speaker 5>beautiful condo.

1960
01:41:52.199 --> 01:41:54.680
<v Speaker 4>My neighbors were upset. The HOA was upset that I

1961
01:41:54.760 --> 01:41:57.279
<v Speaker 4>was asking the price I was asking on the market.

1962
01:41:57.439 --> 01:42:01.159
<v Speaker 4>It wasn't insulting, but it certainly was what people thought

1963
01:42:01.560 --> 01:42:05.479
<v Speaker 4>something was worth. My neighbor said, well, this is going

1964
01:42:05.560 --> 01:42:07.399
<v Speaker 4>to be very difficult for me because I want to

1965
01:42:07.399 --> 01:42:09.199
<v Speaker 4>list mine at one point five.

1966
01:42:11.760 --> 01:42:13.760
<v Speaker 5>And he says, and you're undercutting it.

1967
01:42:16.319 --> 01:42:21.720
<v Speaker 4>So then he listed his at one point five to eight,

1968
01:42:21.840 --> 01:42:25.920
<v Speaker 4>so he had some room. We listed ours at what

1969
01:42:26.000 --> 01:42:28.159
<v Speaker 4>we listed it at. It was one, it might have

1970
01:42:28.239 --> 01:42:30.359
<v Speaker 4>been one point four to nine orund whatever.

1971
01:42:30.399 --> 01:42:30.680
<v Speaker 13>It was.

1972
01:42:31.359 --> 01:42:38.279
<v Speaker 5>Okay, this guy gets offers, We get offers. Frank presents

1973
01:42:38.319 --> 01:42:42.239
<v Speaker 5>me with the final offer and it was somewhere in

1974
01:42:42.239 --> 01:42:45.800
<v Speaker 5>the neighborhood at one point seven. I made such a

1975
01:42:45.800 --> 01:42:49.560
<v Speaker 5>crapload of money on that condo and we set all

1976
01:42:50.199 --> 01:42:56.159
<v Speaker 5>records still hasn't been broken. The guy that was asking

1977
01:42:56.439 --> 01:43:01.600
<v Speaker 5>that price, he ended up selling for just under his

1978
01:43:01.680 --> 01:43:05.159
<v Speaker 5>listing price. So the guy that was bitching and moaning

1979
01:43:05.199 --> 01:43:09.840
<v Speaker 5>that I asked too little sold for less than I did.

1980
01:43:10.039 --> 01:43:12.439
<v Speaker 5>And if we were asking for less, that's what you

1981
01:43:12.520 --> 01:43:13.800
<v Speaker 5>call negotiating power.

1982
01:43:14.640 --> 01:43:17.640
<v Speaker 4>And I'm telling you it's a true life story. I mean,

1983
01:43:17.720 --> 01:43:20.880
<v Speaker 4>I may not have every penny to the penny documented,

1984
01:43:20.920 --> 01:43:23.239
<v Speaker 4>but what I meant was we sold for more. We

1985
01:43:23.359 --> 01:43:25.560
<v Speaker 4>set the record, and we started out.

1986
01:43:25.359 --> 01:43:26.479
<v Speaker 2>Asking for less.

1987
01:43:27.159 --> 01:43:29.920
<v Speaker 4>That's the art of negotiation with Frank rand Inrealestate Man

1988
01:43:29.920 --> 01:43:32.039
<v Speaker 4>dot com. We have more coming up on the Troubleshooter Show.

1989
01:43:32.079 --> 01:43:34.600
<v Speaker 4>You stick around, get your calls in three oh three

1990
01:43:35.119 --> 01:43:38.560
<v Speaker 4>seven to one three talk Go with a sure thing

1991
01:43:38.680 --> 01:43:42.000
<v Speaker 4>Denver's best roofer Excel Roofing dot com. You don't pay

1992
01:43:42.039 --> 01:43:48.119
<v Speaker 4>a cent until you're content. Time for an insurance check

1993
01:43:48.199 --> 01:43:52.079
<v Speaker 4>up free, no obligation. In comparison, call Compass Insurance paying

1994
01:43:52.079 --> 01:43:55.159
<v Speaker 4>too much your coverage at dozens of insurance companies find

1995
01:43:55.159 --> 01:43:57.520
<v Speaker 4>out now three oh three seven to seven to one help.

1996
01:43:57.680 --> 01:44:00.319
<v Speaker 4>You'll think you're his only customer when you choose Frank

1997
01:44:00.399 --> 01:44:02.840
<v Speaker 4>durand the real Estate Man dot com to list your

1998
01:44:02.840 --> 01:44:06.039
<v Speaker 4>home with Remax Alliance three oh three nine two zero

1999
01:44:06.119 --> 01:44:07.159
<v Speaker 4>sixteen twenty two.

2000
01:44:13.119 --> 01:44:13.920
<v Speaker 1>Ripped Up.

2001
01:44:15.359 --> 01:44:15.640
<v Speaker 12>News.

2002
01:44:16.600 --> 01:44:18.479
<v Speaker 2>You need advice so you don't have.

2003
01:44:20.319 --> 01:44:25.319
<v Speaker 3>You come run in sustas as you can. Shooter's gonna

2004
01:44:25.399 --> 01:44:27.319
<v Speaker 3>help coming man.

2005
01:44:27.800 --> 01:44:35.119
<v Speaker 1>This is the Troubleshooter Show. No Tom Martino, Hello.

2006
01:44:35.000 --> 01:44:35.920
<v Speaker 5>Tom Martino here.

2007
01:44:35.920 --> 01:44:41.560
<v Speaker 4>We're talking personal economy today. Things that can help you

2008
01:44:41.680 --> 01:44:48.239
<v Speaker 4>enhance your wealth, enhance your everyday life, or take away

2009
01:44:48.239 --> 01:44:50.560
<v Speaker 4>from it. One of the things we're talking about is

2010
01:44:50.600 --> 01:44:53.119
<v Speaker 4>real estate with Frank durand the real estate Man dot Com.

2011
01:44:53.159 --> 01:44:54.039
<v Speaker 5>We have him here today.

2012
01:44:54.079 --> 01:44:56.479
<v Speaker 4>We've been talking about when you buy into a neighborhood,

2013
01:44:56.479 --> 01:44:58.279
<v Speaker 4>do you buy into the lower end the upper end?

2014
01:44:58.439 --> 01:45:00.760
<v Speaker 4>If you can, you buy into the lower and your

2015
01:45:00.760 --> 01:45:04.720
<v Speaker 4>appreciation will be helped by the better properties around you.

2016
01:45:04.880 --> 01:45:07.119
<v Speaker 4>It's not so bad to have a medium or lower

2017
01:45:07.119 --> 01:45:10.800
<v Speaker 4>priced home in a neighborhood. Don't ever put in too

2018
01:45:10.920 --> 01:45:13.399
<v Speaker 4>much money on a home. And there are some improvements

2019
01:45:13.439 --> 01:45:15.319
<v Speaker 4>that do absolutely know good to a home that a

2020
01:45:15.359 --> 01:45:16.600
<v Speaker 4>lot of people believe they do.

2021
01:45:16.680 --> 01:45:17.680
<v Speaker 5>So let's talk about that.

2022
01:45:18.279 --> 01:45:21.399
<v Speaker 4>Frank Durant, what improvements to a home don't really count

2023
01:45:21.439 --> 01:45:22.399
<v Speaker 4>when it goes to sell?

2024
01:45:23.319 --> 01:45:24.880
<v Speaker 5>Is there anything or or not?

2025
01:45:25.840 --> 01:45:28.239
<v Speaker 6>You know, Tom, I would say this, they all add

2026
01:45:28.319 --> 01:45:31.039
<v Speaker 6>up to something, I suppose, but I would think the But.

2027
01:45:31.199 --> 01:45:34.039
<v Speaker 4>You've seen what people are not so turned on by

2028
01:45:34.119 --> 01:45:36.920
<v Speaker 4>and things that really turn people on. So let's talk

2029
01:45:36.960 --> 01:45:40.039
<v Speaker 4>about the stuff that doesn't make such a big splash.

2030
01:45:40.399 --> 01:45:42.800
<v Speaker 6>I'd say the things that don't make such a big

2031
01:45:42.840 --> 01:45:45.239
<v Speaker 6>splash is if somebody says, Okay, I'm going to replace

2032
01:45:45.319 --> 01:45:49.039
<v Speaker 6>the light fixtures with something like real expensive or yeah,

2033
01:45:49.079 --> 01:45:51.520
<v Speaker 6>you know, I'm not saying that they don't matter. They do,

2034
01:45:51.960 --> 01:45:54.640
<v Speaker 6>but they don't have the impact like a beautiful kitchen

2035
01:45:54.800 --> 01:45:58.000
<v Speaker 6>or flooring or an updated bathroom okay, and just a

2036
01:45:58.000 --> 01:45:59.760
<v Speaker 6>bit different or somebody's or for instance, like back to

2037
01:45:59.760 --> 01:46:02.279
<v Speaker 6>where talking, Oh I put new solar panels on. You

2038
01:46:02.319 --> 01:46:04.560
<v Speaker 6>know that's that's not gonna have the same Okay, what

2039
01:46:04.640 --> 01:46:08.079
<v Speaker 6>about windows? Who do people even look at windows? Or

2040
01:46:08.079 --> 01:46:09.960
<v Speaker 6>do they look at the whole house? See tell me

2041
01:46:10.079 --> 01:46:12.239
<v Speaker 6>they certainly do. But I would say that's another one

2042
01:46:12.239 --> 01:46:14.640
<v Speaker 6>of those things where the person says, okay, right price,

2043
01:46:14.720 --> 01:46:16.720
<v Speaker 6>right area, where I walk in, Oh I love this home.

2044
01:46:17.159 --> 01:46:19.399
<v Speaker 6>Oh it has new windows. Great, the windows is kind

2045
01:46:19.399 --> 01:46:20.279
<v Speaker 6>of that added bonus.

2046
01:46:20.359 --> 01:46:20.640
<v Speaker 5>Okay.

2047
01:46:20.680 --> 01:46:22.760
<v Speaker 2>So it's not like because of the windows.

2048
01:46:22.840 --> 01:46:25.640
<v Speaker 6>Sure yeah, I wouldn't say that would draw them in necessarily,

2049
01:46:25.880 --> 01:46:27.000
<v Speaker 6>you know, that wouldn't be one of.

2050
01:46:26.960 --> 01:46:28.279
<v Speaker 5>The key factors that draws them in.

2051
01:46:28.720 --> 01:46:30.720
<v Speaker 6>And many times sellers will tell me, they'll give me

2052
01:46:30.760 --> 01:46:33.319
<v Speaker 6>a list of things that they've done improvements, and I'll

2053
01:46:33.319 --> 01:46:35.079
<v Speaker 6>tell them, look, here here's what I think would really

2054
01:46:35.119 --> 01:46:37.399
<v Speaker 6>help you. Here, let's do the key things that's going

2055
01:46:37.439 --> 01:46:39.439
<v Speaker 6>to draw the buyer in. Let's hold these in our

2056
01:46:39.479 --> 01:46:41.359
<v Speaker 6>back pocket. Now they come and they liked the home. Oh,

2057
01:46:41.399 --> 01:46:42.880
<v Speaker 6>by the way, did you know it also has this this?

2058
01:46:43.079 --> 01:46:43.159
<v Speaker 10>No?

2059
01:46:43.239 --> 01:46:45.960
<v Speaker 5>I oh, now I'm even more excited about what I'm right.

2060
01:46:46.079 --> 01:46:49.359
<v Speaker 4>Somebody asked, what about swimming pools.

2061
01:46:50.199 --> 01:46:52.159
<v Speaker 6>I would tell you, in my experience, I've never seen

2062
01:46:52.159 --> 01:46:54.600
<v Speaker 6>a swimming pool add value, and it's going to be

2063
01:46:54.640 --> 01:46:56.399
<v Speaker 6>hit and missed because you get and I've sold homes

2064
01:46:56.439 --> 01:46:57.119
<v Speaker 6>of swimming I've.

2065
01:46:57.039 --> 01:46:58.439
<v Speaker 5>Heard some people it's a detriment.

2066
01:46:58.560 --> 01:47:01.159
<v Speaker 6>Some of them, you're right, it'll be a and others say, oh,

2067
01:47:01.199 --> 01:47:03.600
<v Speaker 6>need a swimming pool, But that's not the reason they bought.

2068
01:47:03.920 --> 01:47:06.079
<v Speaker 2>And built in hot tubs things like that.

2069
01:47:06.439 --> 01:47:07.279
<v Speaker 5>Now those are.

2070
01:47:07.239 --> 01:47:10.920
<v Speaker 6>Nice for good negotiating trade off sometimes or well, I go,

2071
01:47:11.079 --> 01:47:13.279
<v Speaker 6>so they're built in I guess maybe more permanent. But

2072
01:47:13.680 --> 01:47:15.880
<v Speaker 6>I had one recently tom that this is great and

2073
01:47:15.920 --> 01:47:18.239
<v Speaker 6>this is a good example of not giving away things

2074
01:47:18.239 --> 01:47:18.560
<v Speaker 6>for free.

2075
01:47:18.640 --> 01:47:20.800
<v Speaker 5>I had a seller and they said, hey, we have

2076
01:47:20.920 --> 01:47:21.479
<v Speaker 5>this hoteb.

2077
01:47:21.520 --> 01:47:23.800
<v Speaker 6>We'd like to leave it. And I said, well, let

2078
01:47:23.840 --> 01:47:26.199
<v Speaker 6>me ask you a question. If the buyer doesn't want it,

2079
01:47:26.239 --> 01:47:27.880
<v Speaker 6>what do you do. She says, well, we could just

2080
01:47:27.920 --> 01:47:29.600
<v Speaker 6>take it. I said, okay, then here's my advice to you.

2081
01:47:30.039 --> 01:47:32.760
<v Speaker 6>My advice to you is never offer something away for free.

2082
01:47:32.840 --> 01:47:34.359
<v Speaker 6>Save this because you could use it later in the

2083
01:47:34.399 --> 01:47:38.359
<v Speaker 6>transaction you like it, Okay, So long story short, lo

2084
01:47:38.439 --> 01:47:40.720
<v Speaker 6>and behold. The buyer did want the hot tub, and

2085
01:47:41.159 --> 01:47:43.039
<v Speaker 6>the seller says, okay, let's follow your advice.

2086
01:47:43.119 --> 01:47:44.800
<v Speaker 5>We said, well, we'll think about it. We didn't say

2087
01:47:44.880 --> 01:47:45.279
<v Speaker 5>yes or no.

2088
01:47:45.359 --> 01:47:45.840
<v Speaker 13>Yeah.

2089
01:47:45.960 --> 01:47:47.720
<v Speaker 6>Now we get to the inspection and they gave us

2090
01:47:47.720 --> 01:47:49.840
<v Speaker 6>a big laundry list Tom of things they want it fixed.

2091
01:47:49.840 --> 01:47:52.000
<v Speaker 6>It was a pretty long list. This is where we

2092
01:47:52.039 --> 01:47:54.920
<v Speaker 6>save this in our back pocket. So well we did.

2093
01:47:55.000 --> 01:47:55.640
<v Speaker 5>Now, there was a.

2094
01:47:55.560 --> 01:47:58.239
<v Speaker 6>Lot of strategy we really can't get into right now.

2095
01:47:58.239 --> 01:48:00.840
<v Speaker 6>But at the very end we came back says, look,

2096
01:48:00.880 --> 01:48:02.640
<v Speaker 6>I think your buyers mentioned they wanted.

2097
01:48:02.399 --> 01:48:03.239
<v Speaker 5>The hot tub. Is that right?

2098
01:48:03.319 --> 01:48:06.520
<v Speaker 6>Yes, right, okay, if the seller were to leave this

2099
01:48:06.560 --> 01:48:08.880
<v Speaker 6>hot tub, could we trade that off in lieu of

2100
01:48:08.920 --> 01:48:09.840
<v Speaker 6>the things you're asking for.

2101
01:48:10.600 --> 01:48:13.159
<v Speaker 5>And they came back and said yes, okay, And she

2102
01:48:13.199 --> 01:48:14.880
<v Speaker 5>didn't want it to begin with, No, she did was

2103
01:48:14.920 --> 01:48:16.479
<v Speaker 5>so it didn't cost my seller or anything.

2104
01:48:16.880 --> 01:48:18.760
<v Speaker 6>And on the same token, it had a higher perceived

2105
01:48:18.840 --> 01:48:19.800
<v Speaker 6>value because we saved it.

2106
01:48:19.880 --> 01:48:21.479
<v Speaker 5>We didn't give it away upfront for free.

2107
01:48:21.520 --> 01:48:23.800
<v Speaker 6>So one of the rules I tell you in a negotiation,

2108
01:48:23.880 --> 01:48:25.800
<v Speaker 6>Tom is never give away something for free because you

2109
01:48:25.840 --> 01:48:27.880
<v Speaker 6>lose perceived value when you do it and pull table.

2110
01:48:28.359 --> 01:48:30.560
<v Speaker 5>Yeah, same type of thing. Okay, same type of thing,

2111
01:48:30.680 --> 01:48:32.279
<v Speaker 5>I would agree. Yeah, Okay.

2112
01:48:32.680 --> 01:48:35.000
<v Speaker 4>Do man caves help one guy wants to know he

2113
01:48:35.039 --> 01:48:36.359
<v Speaker 4>has an awesome man cave?

2114
01:48:37.680 --> 01:48:38.960
<v Speaker 5>Does it help sell a home?

2115
01:48:39.640 --> 01:48:42.199
<v Speaker 6>It depends on the buyer, tob because right you get

2116
01:48:42.279 --> 01:48:44.359
<v Speaker 6>buyer a that comes in in my gosh, that speaks

2117
01:48:44.439 --> 01:48:45.119
<v Speaker 6>volumes to them.

2118
01:48:45.479 --> 01:48:46.840
<v Speaker 5>Buyer becomes this is g I'm.

2119
01:48:46.680 --> 01:48:48.039
<v Speaker 6>Getting rid of this and I'm going to turn into

2120
01:48:48.039 --> 01:48:49.720
<v Speaker 6>what I want to make it into. So it doesn't

2121
01:48:49.760 --> 01:48:52.199
<v Speaker 6>necessarily raise the value, but to a certain buyer that

2122
01:48:52.279 --> 01:48:54.039
<v Speaker 6>might get more excited about buying the home.

2123
01:48:54.479 --> 01:48:57.479
<v Speaker 4>What do you find as far as numbers of bedrooms?

2124
01:48:58.079 --> 01:48:59.920
<v Speaker 4>Magic number or not more the better?

2125
01:49:00.039 --> 01:49:03.199
<v Speaker 6>Or what I would say typically when buyer's shop that

2126
01:49:03.239 --> 01:49:04.720
<v Speaker 6>we work with, typically they're going to.

2127
01:49:04.720 --> 01:49:06.199
<v Speaker 5>Say three or more bedrooms.

2128
01:49:06.640 --> 01:49:08.920
<v Speaker 6>There are some exceptions to that rule, of course, but

2129
01:49:08.920 --> 01:49:10.800
<v Speaker 6>I would say three or more bedrooms is typically the

2130
01:49:11.079 --> 01:49:13.720
<v Speaker 6>minimum criteria most of our buyers look for.

2131
01:49:13.960 --> 01:49:16.479
<v Speaker 5>Okay, let me go to my notes here, because I

2132
01:49:16.560 --> 01:49:17.359
<v Speaker 5>should have had them up.

2133
01:49:17.439 --> 01:49:22.439
<v Speaker 23>People are at hey, Tom, when Frank here, oh negotiated

2134
01:49:22.560 --> 01:49:25.880
<v Speaker 23>my house out here in Franktown. I mean, he absolutely

2135
01:49:25.960 --> 01:49:28.920
<v Speaker 23>killed it. But then we move in and the people

2136
01:49:29.039 --> 01:49:32.600
<v Speaker 23>left the oldest big screen TV you've ever seen in

2137
01:49:32.640 --> 01:49:35.600
<v Speaker 23>your life in our basement. So then Frank called up

2138
01:49:35.640 --> 01:49:38.880
<v Speaker 23>and strong armed him to get it picked up. So

2139
01:49:39.319 --> 01:49:41.960
<v Speaker 23>they basically paid another five hundred to get rid of it.

2140
01:49:44.199 --> 01:49:46.279
<v Speaker 2>Man, it was a big giant Okay.

2141
01:49:46.399 --> 01:49:49.239
<v Speaker 4>And speaking of that, Frank, home theaters, I don't think

2142
01:49:49.239 --> 01:49:51.439
<v Speaker 4>you ever see anymore in house. Remember how houses had

2143
01:49:51.479 --> 01:49:54.600
<v Speaker 4>a dedicated home theater the upper end houses and it

2144
01:49:54.680 --> 01:49:58.399
<v Speaker 4>was considered the shiznits man because they would have like theater.

2145
01:49:58.279 --> 01:50:01.359
<v Speaker 5>Seating and sometimes and I thought they were pretty damn cool.

2146
01:50:01.680 --> 01:50:06.079
<v Speaker 4>But Mark, I don't think you've seen homes anymore recently

2147
01:50:06.119 --> 01:50:06.840
<v Speaker 4>with home theaters.

2148
01:50:06.880 --> 01:50:09.000
<v Speaker 17>Have you not like rooms like that?

2149
01:50:09.199 --> 01:50:10.279
<v Speaker 2>I agree with that.

2150
01:50:11.039 --> 01:50:14.039
<v Speaker 5>No, they build them in. They build everything. Is that right, Frank?

2151
01:50:14.079 --> 01:50:14.800
<v Speaker 5>Do they build them in?

2152
01:50:14.920 --> 01:50:15.119
<v Speaker 7>Yeah?

2153
01:50:15.159 --> 01:50:17.800
<v Speaker 6>I see it more built in nowadays. And excuse me,

2154
01:50:17.920 --> 01:50:20.000
<v Speaker 6>and from toe to the house itself? Correct?

2155
01:50:20.479 --> 01:50:22.399
<v Speaker 5>Yeah? Do you ever see any dedicated home?

2156
01:50:22.520 --> 01:50:24.399
<v Speaker 6>I just came from one actually a few days ago

2157
01:50:24.439 --> 01:50:26.199
<v Speaker 6>that did that. What they did is they built it.

2158
01:50:26.000 --> 01:50:29.680
<v Speaker 6>They actually hired a contract wow, to build like these.

2159
01:50:30.039 --> 01:50:32.000
<v Speaker 6>I don't even know how to look like these steps

2160
01:50:32.640 --> 01:50:34.720
<v Speaker 6>where the chairs can sit. Like a movie theater, Yeah,

2161
01:50:34.720 --> 01:50:37.000
<v Speaker 6>had a screen. It was really nice. It's teared, Yeah

2162
01:50:37.039 --> 01:50:37.560
<v Speaker 6>it was teared.

2163
01:50:37.760 --> 01:50:38.760
<v Speaker 5>Yeah.

2164
01:50:38.800 --> 01:50:41.239
<v Speaker 2>Wow, No, they are nice.

2165
01:50:41.239 --> 01:50:43.000
<v Speaker 4>But you know, when I had a home theater back

2166
01:50:43.039 --> 01:50:45.319
<v Speaker 4>in the day, it was a beautiful home theater.

2167
01:50:45.399 --> 01:50:47.359
<v Speaker 5>But what I found was when we're up in the

2168
01:50:47.359 --> 01:50:49.840
<v Speaker 5>family room and we're watching TV, we didn't feel like

2169
01:50:49.960 --> 01:50:52.319
<v Speaker 5>just getting up and going that room because it took

2170
01:50:52.359 --> 01:50:55.399
<v Speaker 5>away the intimacy of a family gathering. It was like

2171
01:50:55.560 --> 01:50:59.319
<v Speaker 5>we're all sitting facing forward on tiered seats and it

2172
01:50:59.359 --> 01:51:01.680
<v Speaker 5>was kind of weird. It was like you couldn't interact

2173
01:51:01.720 --> 01:51:03.840
<v Speaker 5>and talk. And when we had guests and we went

2174
01:51:03.880 --> 01:51:05.720
<v Speaker 5>in there, that was the same thing. It wasn't like

2175
01:51:05.760 --> 01:51:08.359
<v Speaker 5>we're we were like visiting. It was like you're at

2176
01:51:08.359 --> 01:51:11.600
<v Speaker 5>a frickin' movie. Yeah, they need to look at them.

2177
01:51:12.039 --> 01:51:15.479
<v Speaker 4>Okay, So home theaters, I would say, are not that important.

2178
01:51:15.880 --> 01:51:18.880
<v Speaker 4>Solar Like, there's a lot of stuff that, oh that's nice,

2179
01:51:19.279 --> 01:51:23.520
<v Speaker 4>but not the actual driving force. Okay, if you had

2180
01:51:23.520 --> 01:51:27.760
<v Speaker 4>to pick a driving force, what would it be. I

2181
01:51:27.880 --> 01:51:33.279
<v Speaker 4>think siding is so important. People don't know, don't understand this,

2182
01:51:33.880 --> 01:51:36.600
<v Speaker 4>but siding in windows for the exterior part of a

2183
01:51:36.640 --> 01:51:41.399
<v Speaker 4>home I think is very important because the siding, if

2184
01:51:41.399 --> 01:51:44.720
<v Speaker 4>it's dilapidated or the old T one to eleven or crap.

2185
01:51:44.960 --> 01:51:47.359
<v Speaker 4>I mean, you want to see something that you know

2186
01:51:48.119 --> 01:51:50.359
<v Speaker 4>is going to stand the test of time and that

2187
01:51:50.439 --> 01:51:51.279
<v Speaker 4>presents well.

2188
01:51:51.760 --> 01:51:54.359
<v Speaker 5>So I would tell people before they even bother.

2189
01:51:54.159 --> 01:51:56.800
<v Speaker 4>On the inside, because I've seen houses that are pieces

2190
01:51:56.800 --> 01:51:59.399
<v Speaker 4>of crap on the outside and inside they've spent all

2191
01:51:59.439 --> 01:52:02.359
<v Speaker 4>their money. So what do you think about exteriors of homes?

2192
01:52:02.399 --> 01:52:04.760
<v Speaker 6>Well, you know, tom great, because I'll tell you, especially

2193
01:52:04.760 --> 01:52:05.720
<v Speaker 6>in this market.

2194
01:52:05.439 --> 01:52:07.319
<v Speaker 5>Right now where buyers or maybe a little.

2195
01:52:07.079 --> 01:52:09.920
<v Speaker 6>More cash porcus or higher interest rates and those types

2196
01:52:09.960 --> 01:52:13.640
<v Speaker 6>of things, the first perception they see, Okay, the outside

2197
01:52:13.640 --> 01:52:15.359
<v Speaker 6>doesn't look very good. The first thing that they're thinking

2198
01:52:15.399 --> 01:52:16.479
<v Speaker 6>is ge, I'm gonna have to put money in the

2199
01:52:16.680 --> 01:52:19.319
<v Speaker 6>right exactly. So I agree with that one thousand percent

2200
01:52:19.359 --> 01:52:21.520
<v Speaker 6>that if you can have those that first impression makes

2201
01:52:21.560 --> 01:52:22.520
<v Speaker 6>a big difference before they.

2202
01:52:22.439 --> 01:52:23.479
<v Speaker 5>Even walk into the property.

2203
01:52:23.560 --> 01:52:25.640
<v Speaker 2>And don't you feel you said this before?

2204
01:52:26.039 --> 01:52:29.479
<v Speaker 4>Allowances you don't like like listing a home and having

2205
01:52:29.800 --> 01:52:33.039
<v Speaker 4>siding allowance or floor allowance or this allowance or that

2206
01:52:33.119 --> 01:52:36.239
<v Speaker 4>allowance that's something you can throw in for negotiations, but

2207
01:52:36.279 --> 01:52:37.439
<v Speaker 4>you don't want to do it up front.

2208
01:52:37.520 --> 01:52:38.720
<v Speaker 5>Explain that, well, Tom.

2209
01:52:38.600 --> 01:52:40.359
<v Speaker 6>Let me give you a really good example. Okay, this

2210
01:52:40.439 --> 01:52:41.920
<v Speaker 6>is a home I sold in Denver. This was an

2211
01:52:41.960 --> 01:52:45.119
<v Speaker 6>older Denver home built in the mid nineteen fifties, right

2212
01:52:45.199 --> 01:52:48.039
<v Speaker 6>directly across the street. These are very similar size homes,

2213
01:52:48.439 --> 01:52:50.720
<v Speaker 6>basically the same score footage. The home across the street

2214
01:52:51.119 --> 01:52:53.199
<v Speaker 6>put a little over one hundred thousand dollars and upgrades

2215
01:52:53.199 --> 01:52:55.000
<v Speaker 6>into it. I mean the place was sharp. You should

2216
01:52:55.000 --> 01:52:57.800
<v Speaker 6>have saw the basement on it. Okay, they sell for

2217
01:52:58.279 --> 01:53:01.319
<v Speaker 6>their asking price at seven twenty five, seven twenty five.

2218
01:53:02.359 --> 01:53:04.479
<v Speaker 6>Mine was like stepping in her time work, like the

2219
01:53:04.520 --> 01:53:06.439
<v Speaker 6>old Brady Bunch air. There was nothing done. There was

2220
01:53:06.520 --> 01:53:09.439
<v Speaker 6>no updates, green carpet, you name it. Just nothing was done.

2221
01:53:10.079 --> 01:53:12.439
<v Speaker 6>And the seller asked me should I put any upgrades? Frank,

2222
01:53:12.439 --> 01:53:14.119
<v Speaker 6>and I said, you know, my advice is absolutely not.

2223
01:53:14.279 --> 01:53:17.079
<v Speaker 6>My advice is, let's put more net profit in your pocket.

2224
01:53:17.119 --> 01:53:19.800
<v Speaker 6>So she's okay. We sold as is. So we strategically

2225
01:53:19.920 --> 01:53:22.319
<v Speaker 6>leveraged our price. So the home across the street, same home,

2226
01:53:22.359 --> 01:53:25.119
<v Speaker 6>seven twenty five, right, we put ours at six twenty

2227
01:53:25.119 --> 01:53:28.119
<v Speaker 6>five leverage. We ended up selling for six fifty three.

2228
01:53:28.920 --> 01:53:30.520
<v Speaker 6>So look at the net profit I put in my

2229
01:53:30.520 --> 01:53:32.840
<v Speaker 6>seller's pocket. They spent one hundred thousand to make seven

2230
01:53:32.920 --> 01:53:35.800
<v Speaker 6>twenty five. Now look at the price difference of six

2231
01:53:35.960 --> 01:53:38.640
<v Speaker 6>fifty three versus seven twenty five. That wasn't a huge difference.

2232
01:53:38.760 --> 01:53:41.000
<v Speaker 6>They actually spent more on upgrading that home, but didn't

2233
01:53:41.039 --> 01:53:41.880
<v Speaker 6>get the value back.

2234
01:53:42.159 --> 01:53:43.720
<v Speaker 5>Oh we had better now.

2235
01:53:43.640 --> 01:53:45.399
<v Speaker 2>So what you're looking for is that sweet spot as

2236
01:53:45.479 --> 01:53:46.039
<v Speaker 2>you call it?

2237
01:53:46.079 --> 01:53:46.600
<v Speaker 5>Absolutely?

2238
01:53:46.680 --> 01:53:47.560
<v Speaker 2>How do you calculate it?

2239
01:53:47.600 --> 01:53:47.880
<v Speaker 5>Frank?

2240
01:53:48.119 --> 01:53:50.479
<v Speaker 6>I study everything, Tom. I look at the history of

2241
01:53:50.479 --> 01:53:52.279
<v Speaker 6>the area. I look at the percentage homes have been

2242
01:53:52.279 --> 01:53:54.000
<v Speaker 6>going up per month. I look at the supplying demand,

2243
01:53:54.039 --> 01:53:55.640
<v Speaker 6>and there's so many factors I look at.

2244
01:53:55.920 --> 01:53:57.800
<v Speaker 5>You know what's funny, Mark, He doesn't look that smart,

2245
01:53:57.800 --> 01:54:00.560
<v Speaker 5>does he? My wife says the same.

2246
01:54:00.359 --> 01:54:05.880
<v Speaker 4>Thing, Tom three O three seven one three talk seven

2247
01:54:05.920 --> 01:54:08.239
<v Speaker 4>one three eight two five five more. Right after this,

2248
01:54:14.319 --> 01:54:17.560
<v Speaker 4>go with a sure thing Denver's Best roofer Excel roofing

2249
01:54:17.680 --> 01:54:20.319
<v Speaker 4>dot com. You don't pay a cent until you're content.

2250
01:54:23.720 --> 01:54:26.880
<v Speaker 4>Time for an insurance checkup free, no obligation. In comparison,

2251
01:54:27.000 --> 01:54:30.600
<v Speaker 4>call compass insurance paying too much your coverage at dozens

2252
01:54:30.600 --> 01:54:33.319
<v Speaker 4>of insurance companies find out now three oh three seven

2253
01:54:33.439 --> 01:54:33.920
<v Speaker 4>seven to one.

2254
01:54:34.000 --> 01:54:34.279
<v Speaker 16>Help.

2255
01:54:34.439 --> 01:54:37.079
<v Speaker 4>You'll think you're his only customer when you choose Frank

2256
01:54:37.159 --> 01:54:39.600
<v Speaker 4>durand the real estate man dot com to list your

2257
01:54:39.640 --> 01:54:42.800
<v Speaker 4>home with Remax Alliance three oh three nine two zero

2258
01:54:42.880 --> 01:54:43.840
<v Speaker 4>sixteen twenty two.

2259
01:54:46.720 --> 01:54:52.000
<v Speaker 5>I'm Tom Martino, your troubleshooter. Let's talk to Phil. Phil,

2260
01:54:52.079 --> 01:54:52.800
<v Speaker 5>what's happening?

2261
01:54:54.079 --> 01:54:55.560
<v Speaker 25>Give me a load of my neighbors down in the

2262
01:54:55.560 --> 01:54:58.439
<v Speaker 25>oasis of frank Town. I got a question on citing.

2263
01:54:58.960 --> 01:55:02.239
<v Speaker 25>We had Cuar SiGe. Yes, we upgrade to upgrade to

2264
01:55:02.279 --> 01:55:06.079
<v Speaker 25>the hardy board, which we love, pretty pricey. But would

2265
01:55:06.119 --> 01:55:08.800
<v Speaker 25>that be an added value to an outright out of

2266
01:55:08.880 --> 01:55:10.239
<v Speaker 25>added value to a house field?

2267
01:55:11.880 --> 01:55:16.399
<v Speaker 5>Okay, so he went from cedar siding to hardy. What

2268
01:55:16.439 --> 01:55:17.479
<v Speaker 5>do you think, Frank.

2269
01:55:17.239 --> 01:55:20.319
<v Speaker 6>Durant, I'd say, once again, that's preference. You know, what's

2270
01:55:20.319 --> 01:55:20.640
<v Speaker 6>that saying?

2271
01:55:20.680 --> 01:55:21.880
<v Speaker 5>Beauty's in the eye of the beholder.

2272
01:55:21.920 --> 01:55:24.239
<v Speaker 6>I think to one person they might see something in that,

2273
01:55:24.319 --> 01:55:25.680
<v Speaker 6>but it's still got to be able to like the

2274
01:55:25.720 --> 01:55:28.119
<v Speaker 6>home and the price points. So I don't know if

2275
01:55:28.119 --> 01:55:31.079
<v Speaker 6>that necessarily adds value. But to certain buyers they're gonna say, boy,

2276
01:55:31.079 --> 01:55:31.800
<v Speaker 6>that's a nice touch.

2277
01:55:31.840 --> 01:55:32.359
<v Speaker 5>I like that.

2278
01:55:32.359 --> 01:55:35.720
<v Speaker 6>That's that's really the the the cherry on top.

2279
01:55:35.800 --> 01:55:37.680
<v Speaker 4>Well, I want to ask you this some first, Phil,

2280
01:55:38.399 --> 01:55:39.960
<v Speaker 4>What was the cedar siding like?

2281
01:55:40.039 --> 01:55:42.800
<v Speaker 2>As far as condition, I thought was terrible.

2282
01:55:42.840 --> 01:55:45.720
<v Speaker 25>We had the flicker with the big ones just drilling

2283
01:55:45.760 --> 01:55:48.199
<v Speaker 25>holes in the side of the house. Every single year

2284
01:55:49.159 --> 01:55:51.359
<v Speaker 25>we had repainted problem. Now what we got the house

2285
01:55:52.119 --> 01:55:52.520
<v Speaker 25>go ahead?

2286
01:55:53.800 --> 01:55:53.920
<v Speaker 18>No?

2287
01:55:53.920 --> 01:55:56.640
<v Speaker 5>No, I just want why did you go with James Hardy.

2288
01:55:58.399 --> 01:56:01.720
<v Speaker 25>For the mostly the maintenance costs and very little maintenance.

2289
01:56:01.800 --> 01:56:04.199
<v Speaker 25>It was very pricey. But you know that's that color

2290
01:56:04.239 --> 01:56:08.439
<v Speaker 25>impregnated cement board off the birds and the squirrels. But

2291
01:56:08.560 --> 01:56:11.840
<v Speaker 25>it's a lot less maintenance to it. Also, and what

2292
01:56:11.960 --> 01:56:12.279
<v Speaker 25>is it?

2293
01:56:12.359 --> 01:56:13.720
<v Speaker 5>Does it look really beautiful?

2294
01:56:14.600 --> 01:56:17.640
<v Speaker 25>Oh, it looks great. Ours is a darkest brown with

2295
01:56:17.680 --> 01:56:18.600
<v Speaker 25>white trim.

2296
01:56:18.319 --> 01:56:19.119
<v Speaker 10>And it looks great.

2297
01:56:19.199 --> 01:56:21.239
<v Speaker 25>And all the neighbors say, you got to bring home there,

2298
01:56:21.319 --> 01:56:22.880
<v Speaker 25>you know when they go when they drive by.

2299
01:56:23.000 --> 01:56:24.079
<v Speaker 13>No, no, it looks good.

2300
01:56:24.199 --> 01:56:27.439
<v Speaker 4>Well, I know people that are just elated with their

2301
01:56:27.520 --> 01:56:29.960
<v Speaker 4>James Hardy siding and they love it.

2302
01:56:30.520 --> 01:56:33.960
<v Speaker 5>And also, isn't it impervious to hall?

2303
01:56:35.680 --> 01:56:37.840
<v Speaker 25>It is to a point, I mean, you can have

2304
01:56:37.920 --> 01:56:39.479
<v Speaker 25>some of the hell we have here. You know, it

2305
01:56:39.479 --> 01:56:43.439
<v Speaker 25>could probably do some superficial damage to it, but they

2306
01:56:43.439 --> 01:56:46.239
<v Speaker 25>claim that it is. But you know, you know how

2307
01:56:46.279 --> 01:56:46.640
<v Speaker 25>that goes.

2308
01:56:46.760 --> 01:56:49.319
<v Speaker 2>Okay, what else did you look at?

2309
01:56:49.319 --> 01:56:51.640
<v Speaker 4>Did you ever look at maybe doing a stucco or

2310
01:56:51.720 --> 01:56:54.239
<v Speaker 4>anything else, or did you just go straight to dreams?

2311
01:56:54.239 --> 01:56:54.600
<v Speaker 5>Hardy?

2312
01:56:55.520 --> 01:56:58.039
<v Speaker 25>Now, our neighbor across the street did stucco and that

2313
01:56:58.039 --> 01:57:00.359
<v Speaker 25>came out pretty good. But they're having problems with that's

2314
01:57:00.399 --> 01:57:03.720
<v Speaker 25>flaking off party after about I think four years.

2315
01:57:05.199 --> 01:57:08.479
<v Speaker 5>Well that's because it wasn't done right, because stucco stucco

2316
01:57:08.560 --> 01:57:11.880
<v Speaker 5>should be like stone if done correctly. All right, thank

2317
01:57:11.920 --> 01:57:13.000
<v Speaker 5>you Phil for that comment.

2318
01:57:13.079 --> 01:57:16.399
<v Speaker 4>Frank Durand says, it's nice, but it's probably not gonna

2319
01:57:16.399 --> 01:57:18.319
<v Speaker 4>make or break a sale, unless, of.

2320
01:57:18.239 --> 01:57:20.239
<v Speaker 5>Course, it was just a piece of garbage before.

2321
01:57:20.720 --> 01:57:25.680
<v Speaker 4>Now, Frank, somebody here wants to know about brick homes.

2322
01:57:26.199 --> 01:57:29.279
<v Speaker 4>Do brick homes have a special place in people's hearts?

2323
01:57:30.119 --> 01:57:31.479
<v Speaker 5>Do they have a special yeah?

2324
01:57:31.520 --> 01:57:33.600
<v Speaker 2>Like do people say, oh wow, brick.

2325
01:57:33.399 --> 01:57:36.800
<v Speaker 6>That's great, no maintenance? Boy, Tom, another good question. I

2326
01:57:37.119 --> 01:57:39.479
<v Speaker 6>cannot recall any buyer or though ever say oh because

2327
01:57:39.479 --> 01:57:42.079
<v Speaker 6>it's brick, I'm gonna buy, or say yes because or

2328
01:57:42.119 --> 01:57:44.119
<v Speaker 6>no because right. But I'll say this too. I sell

2329
01:57:44.239 --> 01:57:46.399
<v Speaker 6>enough of these homes were certain areas if they're at

2330
01:57:46.399 --> 01:57:49.199
<v Speaker 6>a certain price point, certain areas are gonna have a

2331
01:57:49.199 --> 01:57:51.000
<v Speaker 6>lot more brick homes anyway, So it's kind of even

2332
01:57:51.000 --> 01:57:51.600
<v Speaker 6>playing fields.

2333
01:57:51.640 --> 01:57:54.319
<v Speaker 5>Okay, here's what I want to say, and I have

2334
01:57:54.560 --> 01:57:57.680
<v Speaker 5>I just I just feel this way.

2335
01:57:58.560 --> 01:58:03.119
<v Speaker 4>I feel that stone, not brick, but stone on a

2336
01:58:03.159 --> 01:58:08.119
<v Speaker 4>house is an absolute eye catcher for curb appeal. It

2337
01:58:08.560 --> 01:58:11.560
<v Speaker 4>gives us certain elegance to it. Real stone.

2338
01:58:11.600 --> 01:58:12.880
<v Speaker 5>Well, I don't know if it's real stone, but you

2339
01:58:12.960 --> 01:58:17.560
<v Speaker 5>know that stone facade either f or or maybe A

2340
01:58:17.600 --> 01:58:20.359
<v Speaker 5>lot of houses have one hole set. Yeah, what do

2341
01:58:20.399 --> 01:58:20.760
<v Speaker 5>you think?

2342
01:58:21.000 --> 01:58:21.159
<v Speaker 13>Well?

2343
01:58:21.239 --> 01:58:24.640
<v Speaker 6>Absolutely, because of the cost and something like same thing

2344
01:58:24.680 --> 01:58:27.680
<v Speaker 6>tom in certain price points, that can make a big difference.

2345
01:58:27.720 --> 01:58:29.640
<v Speaker 6>If you, let's say you had two similar sized homes,

2346
01:58:29.640 --> 01:58:31.600
<v Speaker 6>one stuck who one's not or one stone one's not.

2347
01:58:32.039 --> 01:58:35.840
<v Speaker 5>That can make a difference. All right. So there is

2348
01:58:35.880 --> 01:58:38.159
<v Speaker 5>a joke my wife and I have when we're driving

2349
01:58:38.199 --> 01:58:41.920
<v Speaker 5>through a neighborhood and there's two kinds of houses.

2350
01:58:42.119 --> 01:58:45.880
<v Speaker 4>One is the Joanna Gaines house. They're twin peaks. Have

2351
01:58:45.920 --> 01:58:47.760
<v Speaker 4>you ever seen their coming up all over? I mean

2352
01:58:48.000 --> 01:58:50.960
<v Speaker 4>they're exactly the same house where you have a peak

2353
01:58:51.319 --> 01:58:54.479
<v Speaker 4>like with a dormer, you know, with the peak on

2354
01:58:54.479 --> 01:58:56.960
<v Speaker 4>one and so there's twin peaks, one on the left,

2355
01:58:56.960 --> 01:58:59.479
<v Speaker 4>one on the right, with a little thing connecting them

2356
01:58:59.520 --> 01:59:00.000
<v Speaker 4>in the middle.

2357
01:59:00.600 --> 01:59:02.600
<v Speaker 5>Have you seen them? I know you see have seen them?

2358
01:59:02.600 --> 01:59:03.199
<v Speaker 5>Twin peaks.

2359
01:59:03.239 --> 01:59:06.720
<v Speaker 4>They're usually black because that's what she advocates. Some of

2360
01:59:06.760 --> 01:59:09.760
<v Speaker 4>them make them dark gray, some make them blue or whatever,

2361
01:59:09.960 --> 01:59:12.840
<v Speaker 4>but they're I call them twin peaks, okay, And that's

2362
01:59:12.880 --> 01:59:16.159
<v Speaker 4>all Joanna Gaines. I mean, it's amazing the influence that

2363
01:59:16.239 --> 01:59:19.920
<v Speaker 4>TV shows have on neighborhoods. But the other one we

2364
01:59:20.039 --> 01:59:24.119
<v Speaker 4>joke about, Frank Lloyd, right, was the first guy that

2365
01:59:24.159 --> 01:59:26.279
<v Speaker 4>came out and started making Back then, it looked like

2366
01:59:26.359 --> 01:59:31.039
<v Speaker 4>space age homes. They were all geometric, square, rectangle, do

2367
01:59:31.079 --> 01:59:34.680
<v Speaker 4>you remember, Like, Okay, I call them Frank Lloyd wrong

2368
01:59:35.279 --> 01:59:39.640
<v Speaker 4>because they suck. They're the most unappealing homes in the world.

2369
01:59:39.640 --> 01:59:42.880
<v Speaker 4>They're what you call modern, and what's really amazing to me,

2370
01:59:43.359 --> 01:59:47.600
<v Speaker 4>even today, we call them modern, meaning more modern than today,

2371
01:59:47.800 --> 01:59:50.600
<v Speaker 4>because architecture never went that way.

2372
01:59:50.920 --> 01:59:52.039
<v Speaker 5>But every now and then.

2373
01:59:51.960 --> 01:59:56.479
<v Speaker 4>You have this beautiful, conventional homes in a neighborhood, really

2374
01:59:56.600 --> 01:59:59.479
<v Speaker 4>rich neighborhood, and in the middle you have this square

2375
01:59:59.560 --> 02:00:01.960
<v Speaker 4>piece of crap with a with a like a lean

2376
02:00:02.039 --> 02:00:05.960
<v Speaker 4>to roof, you know, and it's like it's steel and black,

2377
02:00:06.439 --> 02:00:11.880
<v Speaker 4>or steel and white, or or light steel or red steel.

2378
02:00:12.479 --> 02:00:13.720
<v Speaker 5>I have never seen.

2379
02:00:14.520 --> 02:00:16.800
<v Speaker 4>Okay, I want to ask you, have you sold any

2380
02:00:16.840 --> 02:00:18.600
<v Speaker 4>of those Frank Lloyd Wrong homes?

2381
02:00:19.000 --> 02:00:19.920
<v Speaker 5>Tom? I don't think so.

2382
02:00:20.039 --> 02:00:21.039
<v Speaker 2>I haven't listened to any.

2383
02:00:21.279 --> 02:00:23.239
<v Speaker 5>I don't recall ever. No, you know what I'm talking

2384
02:00:23.239 --> 02:00:25.760
<v Speaker 5>about that you drive through a neighborhood, they stick out

2385
02:00:25.760 --> 02:00:27.560
<v Speaker 5>like a sore thumb mark. Do you know what I'm

2386
02:00:27.560 --> 02:00:29.199
<v Speaker 5>talking about. I don't recall.

2387
02:00:30.680 --> 02:00:31.720
<v Speaker 17>Mark for the most part.

2388
02:00:31.800 --> 02:00:36.159
<v Speaker 4>You know those houses, you know, those modern so called

2389
02:00:36.479 --> 02:00:39.479
<v Speaker 4>they look like out of George Jetson, you know they

2390
02:00:39.520 --> 02:00:41.720
<v Speaker 4>have I call him.

2391
02:00:41.840 --> 02:00:42.399
<v Speaker 5>They're flame.

2392
02:00:42.600 --> 02:00:47.960
<v Speaker 4>They're definitely a derivation of Frank Lloyd Right. Frank Lloyd Right.

2393
02:00:47.880 --> 02:00:50.560
<v Speaker 5>If you look him up, was was this geometric kind

2394
02:00:50.600 --> 02:00:53.479
<v Speaker 5>of modern designer. I mean he's not, but he's done

2395
02:00:53.560 --> 02:00:56.359
<v Speaker 5>some fabulous buildings and everything. One of the most fit,

2396
02:00:56.600 --> 02:00:59.680
<v Speaker 5>probably one of the most famous architects ever to live,

2397
02:01:00.159 --> 02:01:04.039
<v Speaker 5>Frank Lloyd Wright. But the houses just suck. And I'm

2398
02:01:04.039 --> 02:01:06.359
<v Speaker 5>wondering if people ever say, yeah, I want to get

2399
02:01:06.359 --> 02:01:10.000
<v Speaker 5>one of those kinds of houses. I just wondered and

2400
02:01:11.199 --> 02:01:14.199
<v Speaker 5>so it's just one of those things that you think, gosh,

2401
02:01:14.359 --> 02:01:17.439
<v Speaker 5>dang it, can you believe it? So, Frank Lloyd Wright,

2402
02:01:17.560 --> 02:01:19.399
<v Speaker 5>in my opinion, was the worst thing to ever happened

2403
02:01:19.399 --> 02:01:21.239
<v Speaker 5>in houses. But there they are, Frank, to see what

2404
02:01:21.239 --> 02:01:23.920
<v Speaker 5>I'm talking about. Let's see those those kinds of houses,

2405
02:01:24.399 --> 02:01:26.880
<v Speaker 5>you know, you know what I mean. They're just like

2406
02:01:27.159 --> 02:01:30.960
<v Speaker 5>and the decks have like walls, you.

2407
02:01:30.960 --> 02:01:34.800
<v Speaker 4>Know, solid concrete walls, and they're so unattractive. Look it

2408
02:01:34.880 --> 02:01:38.439
<v Speaker 4>up online if you guys don't know what I'm talking about.

2409
02:01:38.840 --> 02:01:42.199
<v Speaker 4>They he did make a lot of interior designs as well,

2410
02:01:42.479 --> 02:01:45.920
<v Speaker 4>and furniture and all of that stuff. I'm Tom Martinez

2411
02:01:45.960 --> 02:01:48.439
<v Speaker 4>three O three seven one three eight two five five.

2412
02:01:53.760 --> 02:01:57.000
<v Speaker 4>Go with a sure thing Denver's best roofer Excel Roofing

2413
02:01:57.119 --> 02:01:57.720
<v Speaker 4>dot com.

2414
02:01:57.760 --> 02:01:59.760
<v Speaker 2>You don't pay a cent until you're content.

2415
02:02:03.159 --> 02:02:06.319
<v Speaker 4>Time for an insurance check up free no obligation comparison

2416
02:02:06.439 --> 02:02:10.039
<v Speaker 4>call Compass Insurance paying too much your coverage at dozens

2417
02:02:10.039 --> 02:02:12.760
<v Speaker 4>of insurance companies find out now three oh three, seven

2418
02:02:12.760 --> 02:02:15.119
<v Speaker 4>to seven to one help. You'll think you're his only

2419
02:02:15.239 --> 02:02:17.680
<v Speaker 4>customer when you choose Frank durand the real estate Man

2420
02:02:17.720 --> 02:02:21.199
<v Speaker 4>dot com to list your home with Remax Alliance three

2421
02:02:21.199 --> 02:02:26.520
<v Speaker 4>oh three nine two zero sixteen twenty two. This hour

2422
02:02:26.560 --> 02:02:30.520
<v Speaker 4>brought to you by American Financing three oh three six

2423
02:02:30.640 --> 02:02:31.840
<v Speaker 4>nine five seven thousand.

2424
02:02:31.880 --> 02:02:35.439
<v Speaker 5>Get rid of high interest debt. Mortgages have dipped into

2425
02:02:35.479 --> 02:02:38.800
<v Speaker 5>the fives, and they can do home equity loans with

2426
02:02:38.840 --> 02:02:41.880
<v Speaker 5>no money up front. Uh to get this start at

2427
02:02:41.880 --> 02:02:44.399
<v Speaker 5>three oh three six nine five seven thousand.

2428
02:02:44.840 --> 02:02:49.520
<v Speaker 4>All right, now we have U. I have some texts

2429
02:02:49.560 --> 02:02:52.600
<v Speaker 4>I wanted to get to. I sold my house by

2430
02:02:52.680 --> 02:02:56.479
<v Speaker 4>owner with zero issues. I looked at comparable properties myself.

2431
02:02:57.039 --> 02:02:59.359
<v Speaker 4>I was firm on my asking price. Well that doesn't

2432
02:02:59.359 --> 02:03:01.720
<v Speaker 4>mean you did agree job, but okay, who knows what

2433
02:03:01.760 --> 02:03:02.279
<v Speaker 4>you could have done?

2434
02:03:02.359 --> 02:03:02.560
<v Speaker 7>Right?

2435
02:03:02.720 --> 02:03:05.479
<v Speaker 4>And then when the buyer's agent presented me with an

2436
02:03:05.520 --> 02:03:08.640
<v Speaker 4>offer I liked, I paid a broker two hundred dollars

2437
02:03:08.720 --> 02:03:12.560
<v Speaker 4>to review it, and then I got my asking price

2438
02:03:13.239 --> 02:03:16.359
<v Speaker 4>and was out only two hundred dollars for the entire transaction.

2439
02:03:16.479 --> 02:03:19.159
<v Speaker 23>But how do you know you didn't leave twenty thousand

2440
02:03:19.279 --> 02:03:19.960
<v Speaker 23>on the table?

2441
02:03:20.039 --> 02:03:22.880
<v Speaker 5>Hello, that's the point I'm trying to make.

2442
02:03:23.039 --> 02:03:26.479
<v Speaker 4>Just because he got his asking price, Frank has always

2443
02:03:26.479 --> 02:03:29.239
<v Speaker 4>gotten me my asking In fact, he's always gotten me

2444
02:03:29.319 --> 02:03:31.760
<v Speaker 4>more than an asking price. In fact, I never knew

2445
02:03:31.760 --> 02:03:33.840
<v Speaker 4>I could get what he wanted me to get, and

2446
02:03:33.880 --> 02:03:36.399
<v Speaker 4>I would always It always starts out the same, Frank,

2447
02:03:36.439 --> 02:03:37.760
<v Speaker 4>why are we asking so little?

2448
02:03:38.159 --> 02:03:39.680
<v Speaker 5>Or and why are we getting so much?

2449
02:03:39.720 --> 02:03:42.479
<v Speaker 2>I mean it's like, how do we know that we

2450
02:03:42.560 --> 02:03:43.479
<v Speaker 2>did to sold this for?

2451
02:03:44.880 --> 02:03:45.399
<v Speaker 5>Yeah?

2452
02:03:45.760 --> 02:03:48.119
<v Speaker 4>I mean you know, I at some point I just

2453
02:03:48.159 --> 02:03:52.359
<v Speaker 4>had to sit back and h Anyway, So someone said, Tom,

2454
02:03:52.760 --> 02:03:57.439
<v Speaker 4>aren't water heater's glass lined? And you said a sacrificial

2455
02:03:57.520 --> 02:04:02.279
<v Speaker 4>anode keeps it from being the from being rotted. Yes,

2456
02:04:02.720 --> 02:04:07.600
<v Speaker 4>newer tanks are glass line, but listen carefully. There are

2457
02:04:07.840 --> 02:04:12.800
<v Speaker 4>always tiny imperfections in the glass lining that develop over time,

2458
02:04:13.680 --> 02:04:16.880
<v Speaker 4>and the tanks can still rot out being glass lined.

2459
02:04:17.279 --> 02:04:21.840
<v Speaker 2>Mind you, it takes a lot longer, but it can.

2460
02:04:21.640 --> 02:04:23.000
<v Speaker 5>Be rotted out.

2461
02:04:23.319 --> 02:04:28.279
<v Speaker 4>You still need sacrificial anode replacement to keep those tanks forever.

2462
02:04:30.000 --> 02:04:37.119
<v Speaker 5>Now, Andrew, what is your question, sir? Go ahead, Andrew, I'm.

2463
02:04:37.000 --> 02:04:40.760
<v Speaker 22>Just curus to just feedbacking on the brick home crept question.

2464
02:04:41.319 --> 02:04:45.079
<v Speaker 22>I've seen some home owners actually paint over the brick,

2465
02:04:45.880 --> 02:04:48.960
<v Speaker 22>and I mean, some of them look amazing, but I

2466
02:04:49.000 --> 02:04:52.119
<v Speaker 22>don't know if there's if there's any loss a value

2467
02:04:52.159 --> 02:04:55.520
<v Speaker 22>because that or well, if.

2468
02:04:54.319 --> 02:04:57.720
<v Speaker 4>You talk to a purist and they see paint over brick,

2469
02:04:58.479 --> 02:05:01.600
<v Speaker 4>they can't stand it. I mean, it really defeats the

2470
02:05:01.640 --> 02:05:05.560
<v Speaker 4>whole purpose of the non maintenance. It defeats the entire purpose.

2471
02:05:05.800 --> 02:05:07.840
<v Speaker 4>But Frank, do you know if it makes a difference

2472
02:05:07.880 --> 02:05:09.399
<v Speaker 4>when it actually comes to sale.

2473
02:05:09.520 --> 02:05:11.720
<v Speaker 6>Boy, Tom, I think once again, and I've seen that,

2474
02:05:11.840 --> 02:05:13.600
<v Speaker 6>and I've seen that, and I think it just depends

2475
02:05:13.640 --> 02:05:15.880
<v Speaker 6>on the buyer. It depends on why they're buying, because

2476
02:05:15.880 --> 02:05:17.960
<v Speaker 6>I've seen people not even care there was painted. I

2477
02:05:18.039 --> 02:05:20.439
<v Speaker 6>don't even care. I like the home works for me.

2478
02:05:20.680 --> 02:05:20.920
<v Speaker 10>You know.

2479
02:05:21.800 --> 02:05:23.159
<v Speaker 5>I think that's really the truth.

2480
02:05:23.199 --> 02:05:25.279
<v Speaker 4>Andrew, it really depends if you get a purist though,

2481
02:05:25.319 --> 02:05:28.000
<v Speaker 4>that wants a brick house, They're never going to accept paint.

2482
02:05:28.199 --> 02:05:29.560
<v Speaker 5>Now, do you have a brick home.

2483
02:05:31.039 --> 02:05:35.039
<v Speaker 22>Yes, and it's actually like a green brick and it's

2484
02:05:35.039 --> 02:05:38.439
<v Speaker 22>got like two different tones on a kind of like

2485
02:05:38.479 --> 02:05:39.760
<v Speaker 22>a text brick too.

2486
02:05:41.079 --> 02:05:44.560
<v Speaker 5>Do you not like it or do you like it? No?

2487
02:05:44.680 --> 02:05:45.439
<v Speaker 5>I like it.

2488
02:05:45.520 --> 02:05:48.439
<v Speaker 22>But I remember when we were looking at home, there

2489
02:05:48.439 --> 02:05:50.119
<v Speaker 22>were some of them that we looked at that they

2490
02:05:50.199 --> 02:05:52.439
<v Speaker 22>painted over the brick, and I mean it looked beautiful,

2491
02:05:52.479 --> 02:05:55.520
<v Speaker 22>but I just didn't know if there was any loss

2492
02:05:55.520 --> 02:05:57.520
<v Speaker 22>and value because no.

2493
02:05:57.680 --> 02:06:01.000
<v Speaker 5>The value, that's all a matter of reception and it's

2494
02:06:01.039 --> 02:06:01.840
<v Speaker 5>all subjective.

2495
02:06:02.079 --> 02:06:04.439
<v Speaker 4>There is no rule of thumb on that. Thank you

2496
02:06:04.479 --> 02:06:09.479
<v Speaker 4>for calling Andrew Steve Moss. Thank you man. Steve Moss

2497
02:06:09.560 --> 02:06:14.359
<v Speaker 4>is here to talk about do what do we call it?

2498
02:06:14.359 --> 02:06:16.760
<v Speaker 4>It's not my Steve brewery?

2499
02:06:17.880 --> 02:06:19.920
<v Speaker 5>I know? But what is rock and roll brewery? What

2500
02:06:19.960 --> 02:06:23.800
<v Speaker 5>are they considered? Small batch breweries? They're not home breweries,

2501
02:06:24.039 --> 02:06:34.399
<v Speaker 5>they're not microbreweries. What are theyation? Steve? Is he there?

2502
02:06:35.399 --> 02:06:37.119
<v Speaker 5>I thought he was on the line.

2503
02:06:37.439 --> 02:06:41.720
<v Speaker 4>Hey, Steve, what do you classify your your brewery as?

2504
02:06:41.760 --> 02:06:43.680
<v Speaker 5>What yours? And others that size?

2505
02:06:43.720 --> 02:06:46.039
<v Speaker 2>What are they? What are they?

2506
02:06:46.119 --> 02:06:48.439
<v Speaker 13>Well, you know, some people call micro brewery would be

2507
02:06:48.479 --> 02:06:51.079
<v Speaker 13>something that you're you know, a small brewery that distributes

2508
02:06:51.560 --> 02:06:53.840
<v Speaker 13>or a you know, a brew probably be a place

2509
02:06:53.840 --> 02:06:57.399
<v Speaker 13>where you can go and you know, okay, but.

2510
02:06:57.199 --> 02:06:59.720
<v Speaker 4>But but you don't have the brew pub, right you

2511
02:06:59.720 --> 02:07:01.039
<v Speaker 4>don't have the pub anywhere?

2512
02:07:01.079 --> 02:07:03.279
<v Speaker 5>You just have your micro brewery right.

2513
02:07:04.319 --> 02:07:06.760
<v Speaker 13>No, No, it's it used to be like that, and

2514
02:07:06.840 --> 02:07:10.399
<v Speaker 13>I used to just distribute or sell at the racetrack

2515
02:07:10.520 --> 02:07:14.159
<v Speaker 13>or festivals, but now everything has changed. I got approved

2516
02:07:14.199 --> 02:07:17.840
<v Speaker 13>for local permit with the county and the state to

2517
02:07:18.000 --> 02:07:22.479
<v Speaker 13>have now a brewery visits and it's going to start

2518
02:07:22.479 --> 02:07:25.079
<v Speaker 13>May third. I can only do it six months a

2519
02:07:25.159 --> 02:07:28.439
<v Speaker 13>year because it's sort of a residential ranch area. They

2520
02:07:28.439 --> 02:07:30.560
<v Speaker 13>put restriction restrictions on us.

2521
02:07:30.960 --> 02:07:33.279
<v Speaker 2>But wait, so you're seasonal.

2522
02:07:34.199 --> 02:07:35.720
<v Speaker 5>It's seasonal, seasonal.

2523
02:07:36.039 --> 02:07:38.600
<v Speaker 13>Yes, it's warm weather. It's going to be May May

2524
02:07:38.600 --> 02:07:41.279
<v Speaker 13>third this year it starts. So it's May through October

2525
02:07:41.359 --> 02:07:46.199
<v Speaker 13>every year and every Saturday from two pm to nine pm.

2526
02:07:46.520 --> 02:07:48.840
<v Speaker 13>And it's by appointment. If you go to the website

2527
02:07:49.279 --> 02:07:52.479
<v Speaker 13>rock and roll dot beer. That's not dot com, it's

2528
02:07:52.600 --> 02:07:55.640
<v Speaker 13>rock and Roll. It can be n or Andy rock

2529
02:07:55.680 --> 02:07:59.079
<v Speaker 13>and roll dot beer. Go un your appointments scheduling and

2530
02:07:59.119 --> 02:08:02.600
<v Speaker 13>you can schedule. Let's say you could start scheduling for

2531
02:08:02.760 --> 02:08:05.880
<v Speaker 13>Ay third, so it'll be like homebrew. You know, clubs

2532
02:08:06.000 --> 02:08:08.840
<v Speaker 13>or the general public. You know there is a policy,

2533
02:08:09.920 --> 02:08:12.760
<v Speaker 13>you know, a policy we people to sign and make

2534
02:08:12.800 --> 02:08:15.680
<v Speaker 13>sure it's responsible and not rally and you know it's

2535
02:08:15.920 --> 02:08:19.760
<v Speaker 13>I got to keep my place clean because of a location.

2536
02:08:21.399 --> 02:08:23.640
<v Speaker 4>Now I want to ask a few things. So am

2537
02:08:23.640 --> 02:08:25.640
<v Speaker 4>I to am I to take that?

2538
02:08:25.720 --> 02:08:31.079
<v Speaker 5>It's May third through October, but only on Saturdays, only.

2539
02:08:30.920 --> 02:08:34.720
<v Speaker 13>Saturday from two pm. There's different three different time slots

2540
02:08:34.720 --> 02:08:37.520
<v Speaker 13>you can book when you're on the website, but it's

2541
02:08:37.680 --> 02:08:41.439
<v Speaker 13>two pm through nine pm, and it'll be it's a

2542
02:08:41.439 --> 02:08:44.199
<v Speaker 13>beer garden. It'll be things to do like cornerhole games

2543
02:08:44.239 --> 02:08:46.600
<v Speaker 13>and stuff like that. And you know, we'll have seventeen

2544
02:08:46.640 --> 02:08:49.279
<v Speaker 13>different beers to choose from. We have a lot of

2545
02:08:49.319 --> 02:08:53.119
<v Speaker 13>stuff for sale, really cool stuff. They can buy package

2546
02:08:53.119 --> 02:08:56.319
<v Speaker 13>if they want, but it's generally package. Liquor is going

2547
02:08:56.319 --> 02:08:59.079
<v Speaker 13>to be cheaper in a liquor store somewhere. But anyway,

2548
02:08:59.199 --> 02:08:59.720
<v Speaker 13>all right.

2549
02:08:59.640 --> 02:09:01.640
<v Speaker 5>I already got a text about it.

2550
02:09:02.840 --> 02:09:05.199
<v Speaker 2>We all hold on. I already got a text about it.

2551
02:09:06.279 --> 02:09:07.239
<v Speaker 13>We also have one.

2552
02:09:07.640 --> 02:09:10.520
<v Speaker 4>Just hold on, hold on, Steve, Steve, Steve. We're talking

2553
02:09:10.560 --> 02:09:11.760
<v Speaker 4>over each other. It's my fault.

2554
02:09:12.079 --> 02:09:13.560
<v Speaker 5>I have a text I need to get to.

2555
02:09:13.960 --> 02:09:16.479
<v Speaker 4>They want to know can they book a Saturday only

2556
02:09:16.520 --> 02:09:17.960
<v Speaker 4>for their group for their event.

2557
02:09:19.520 --> 02:09:21.720
<v Speaker 13>That's funny. I was just on the website when you

2558
02:09:21.760 --> 02:09:25.359
<v Speaker 13>guys called me. I'm putting that link on there right now.

2559
02:09:25.439 --> 02:09:27.319
<v Speaker 13>In a few minutes, we'll be on there. You can

2560
02:09:27.359 --> 02:09:32.359
<v Speaker 13>book two different time slots for weddings, corporate events, parties,

2561
02:09:32.640 --> 02:09:35.439
<v Speaker 13>b you know, Brooke nic or whatever. I'm gonna have

2562
02:09:35.479 --> 02:09:38.239
<v Speaker 13>it where you can do from two pm to five

2563
02:09:38.359 --> 02:09:41.439
<v Speaker 13>thirty pm and then five thirty pm to nine pm,

2564
02:09:41.520 --> 02:09:43.760
<v Speaker 13>two different slots, and you can book them both. If

2565
02:09:43.800 --> 02:09:45.680
<v Speaker 13>you wanted to hold, you have to book. You know,

2566
02:09:45.760 --> 02:09:47.960
<v Speaker 13>you have to pay a deposit. I'm coming up with

2567
02:09:48.000 --> 02:09:50.920
<v Speaker 13>what you know what that would cost to reserve it.

2568
02:09:51.479 --> 02:09:54.760
<v Speaker 13>Everything's gonna be pretty affordable because tom As you know,

2569
02:09:55.239 --> 02:09:58.520
<v Speaker 13>I make my living writing jingles and stuff like that,

2570
02:09:58.600 --> 02:10:02.000
<v Speaker 13>like the tree Farm jingle. So I don't care about

2571
02:10:02.000 --> 02:10:04.680
<v Speaker 13>how much money I make with beer. I just love

2572
02:10:04.760 --> 02:10:05.159
<v Speaker 13>doing it.

2573
02:10:07.039 --> 02:10:08.479
<v Speaker 5>Yeah, and you have great beer Mark.

2574
02:10:08.560 --> 02:10:09.760
<v Speaker 2>Didn't you try beers?

2575
02:10:10.359 --> 02:10:13.399
<v Speaker 17>I have tried everything he makes. Man, they're delicious.

2576
02:10:13.680 --> 02:10:14.640
<v Speaker 1>You do you?

2577
02:10:14.720 --> 02:10:16.039
<v Speaker 5>Yeah, So I'm gonna.

2578
02:10:15.840 --> 02:10:18.720
<v Speaker 17>Get get out there on May third. If we're in

2579
02:10:18.800 --> 02:10:20.199
<v Speaker 17>town for sure.

2580
02:10:21.760 --> 02:10:23.600
<v Speaker 5>Steve, what is the uh?

2581
02:10:23.920 --> 02:10:27.880
<v Speaker 13>I may have entertainment, entertainment sometimes you know it's gonna

2582
02:10:27.880 --> 02:10:29.399
<v Speaker 13>be No, we're not going to do a big, giant,

2583
02:10:29.439 --> 02:10:32.319
<v Speaker 13>loud concert because of the area, but we'll have you know,

2584
02:10:32.439 --> 02:10:35.439
<v Speaker 13>maybe a small Cajun band and a corn roast.

2585
02:10:36.960 --> 02:10:39.039
<v Speaker 4>Well, why don't you give the area? Where where is

2586
02:10:39.079 --> 02:10:41.079
<v Speaker 4>it located? Give the location?

2587
02:10:42.239 --> 02:10:45.119
<v Speaker 13>It's a well, they have to book it. They can't

2588
02:10:45.119 --> 02:10:48.600
<v Speaker 13>just show up here. But it's it's unincorporated Well County

2589
02:10:48.880 --> 02:10:52.359
<v Speaker 13>across the street from Firestone city limits. But it's a

2590
02:10:53.239 --> 02:10:55.239
<v Speaker 13>go on the website and the address will be there.

2591
02:10:55.439 --> 02:10:59.119
<v Speaker 5>Okay, rock and roll dot all right, Okay, rock and

2592
02:10:59.199 --> 02:10:59.840
<v Speaker 5>roll dot beer.

2593
02:11:00.840 --> 02:11:03.359
<v Speaker 13>Yeah, it's far enough away from Long Month, so we

2594
02:11:03.399 --> 02:11:05.840
<v Speaker 13>don't have the automotive all the scams that go on

2595
02:11:05.920 --> 02:11:08.039
<v Speaker 13>with the automotive people in longmout.

2596
02:11:07.600 --> 02:11:11.399
<v Speaker 4>Right, tom oh it Greeley has. Greeley has a bunch

2597
02:11:11.439 --> 02:11:14.279
<v Speaker 4>of automotive scams too. In fact, if you want to

2598
02:11:14.319 --> 02:11:17.439
<v Speaker 4>know the truth, World County, the government up there, there

2599
02:11:17.439 --> 02:11:19.319
<v Speaker 4>are a bunch of corrupt a holes if you want

2600
02:11:19.319 --> 02:11:19.920
<v Speaker 4>to know the truth.

2601
02:11:20.039 --> 02:11:22.239
<v Speaker 13>But I mean, you know, may this pass piece, So

2602
02:11:22.239 --> 02:11:23.760
<v Speaker 13>I'm not going to say something too mean.

2603
02:11:25.039 --> 02:11:26.720
<v Speaker 4>No, no, no, I don't want you to get involved

2604
02:11:26.720 --> 02:11:28.119
<v Speaker 4>in that. I don't want them to come down on

2605
02:11:28.159 --> 02:11:32.319
<v Speaker 4>you because of me. So listen Saturdays now, if people

2606
02:11:32.359 --> 02:11:34.359
<v Speaker 4>want to get a hold of your beer, though, where

2607
02:11:34.399 --> 02:11:35.119
<v Speaker 4>can they buy it?

2608
02:11:36.039 --> 02:11:38.159
<v Speaker 13>Okay, well, let me just go over the capacity for

2609
02:11:38.279 --> 02:11:41.199
<v Speaker 13>us on the Saturdays. It's no more than twenty five

2610
02:11:41.800 --> 02:11:45.880
<v Speaker 13>at a time any given Saturday. And then I get

2611
02:11:45.920 --> 02:11:49.039
<v Speaker 13>one special event a year right now, I have August

2612
02:11:49.079 --> 02:11:52.960
<v Speaker 13>second on there. But we haven't decided exactly. We'll post

2613
02:11:53.000 --> 02:11:56.159
<v Speaker 13>all that stuff and advertise with it. Well, one special event,

2614
02:11:56.239 --> 02:11:59.159
<v Speaker 13>I can have up to seventy five people at one time,

2615
02:11:59.319 --> 02:12:01.439
<v Speaker 13>and that would be from two in the afternoon until

2616
02:12:01.479 --> 02:12:03.720
<v Speaker 13>ten at night. But I only get one of those

2617
02:12:03.760 --> 02:12:08.039
<v Speaker 13>a year, So maybe we could do k how Tom

2618
02:12:08.079 --> 02:12:12.000
<v Speaker 13>martinro khwbash to raise money for something.

2619
02:12:13.600 --> 02:12:15.359
<v Speaker 5>That might be cool coalition.

2620
02:12:15.520 --> 02:12:18.000
<v Speaker 4>People can get a hold of you. People can get

2621
02:12:18.000 --> 02:12:21.239
<v Speaker 4>a hold of you rock and roll dot Beer. I

2622
02:12:21.319 --> 02:12:24.039
<v Speaker 4>have a few questions. I can't believe the lush crowd

2623
02:12:24.039 --> 02:12:26.800
<v Speaker 4>we must have because I got three texts since you've

2624
02:12:26.840 --> 02:12:29.239
<v Speaker 4>been started, but I haven't had a chance to ask you,

2625
02:12:29.279 --> 02:12:31.640
<v Speaker 4>but I'll do it right after this. They're beer related

2626
02:12:31.720 --> 02:12:34.600
<v Speaker 4>questions coming up. How's that for a tease? On the

2627
02:12:34.640 --> 02:12:38.159
<v Speaker 4>Troubleshooter Show, Go with a sure Thing Denver's Best Roofer

2628
02:12:38.279 --> 02:12:39.760
<v Speaker 4>Excel roofing dot com.

2629
02:12:39.800 --> 02:12:41.840
<v Speaker 2>You don't pay a cent until you're content.

2630
02:12:45.199 --> 02:12:48.760
<v Speaker 4>Time for an insurance checkup free no obligation comparison call

2631
02:12:48.840 --> 02:12:52.159
<v Speaker 4>Compass Insurance paying too much your coverage at dozens of

2632
02:12:52.199 --> 02:12:53.079
<v Speaker 4>insurance companies.

2633
02:12:53.159 --> 02:12:55.399
<v Speaker 2>Find out now three O three seven to seven to one.

2634
02:12:55.520 --> 02:12:55.760
<v Speaker 5>Help.

2635
02:12:55.920 --> 02:12:58.560
<v Speaker 4>You'll think you're his only customer when you choose Frank

2636
02:12:58.640 --> 02:13:01.399
<v Speaker 4>durand the real estate man dot to list your home

2637
02:13:01.600 --> 02:13:02.800
<v Speaker 4>with Remax Alliance.

2638
02:13:03.039 --> 02:13:05.359
<v Speaker 5>Three oh three nine two zero sixteen twenty two.

2639
02:13:08.439 --> 02:13:11.000
<v Speaker 4>Hi Tom Martino here three oh three seven one three

2640
02:13:11.079 --> 02:13:17.600
<v Speaker 4>talk seven one three A two five five. Steve, We're

2641
02:13:17.640 --> 02:13:20.800
<v Speaker 4>talking to Steve Moss, a micro brewer rock and Roll

2642
02:13:20.960 --> 02:13:23.840
<v Speaker 4>Dot Beer. He runs an advertising agency. He does this

2643
02:13:23.960 --> 02:13:26.680
<v Speaker 4>on the side, but it's become a major passion for

2644
02:13:26.800 --> 02:13:28.720
<v Speaker 4>him to where he distributes.

2645
02:13:28.119 --> 02:13:30.760
<v Speaker 2>His beer, Rock and Roll Dot Beer.

2646
02:13:31.079 --> 02:13:35.800
<v Speaker 4>He distributes to local stores and also to the raceway.

2647
02:13:37.199 --> 02:13:39.520
<v Speaker 4>Is it you're still doing the racetrack, right.

2648
02:13:39.439 --> 02:13:43.840
<v Speaker 13>Steve, Yes, sir, And that's a good subject because, uh,

2649
02:13:44.199 --> 02:13:48.359
<v Speaker 13>wholesale really kills the small brewery after the price of

2650
02:13:48.399 --> 02:13:51.119
<v Speaker 13>what it costs me to brew. And I'm not cheap.

2651
02:13:51.199 --> 02:13:53.199
<v Speaker 13>I put That's why my beer tastes so good. I

2652
02:13:53.199 --> 02:13:56.720
<v Speaker 13>put money in that stuff, and you know, I really

2653
02:13:57.000 --> 02:13:59.479
<v Speaker 13>sell it to wholesale and liquor store is about the

2654
02:13:59.520 --> 02:14:02.520
<v Speaker 13>same is what costs me. So I don't make anything

2655
02:14:02.800 --> 02:14:05.880
<v Speaker 13>so right now after now that this is approved, you

2656
02:14:05.920 --> 02:14:09.239
<v Speaker 13>can only get our beer at our beer garden or

2657
02:14:09.279 --> 02:14:12.920
<v Speaker 13>at Colorado National Speedway. Because I do still sponsor really

2658
02:14:13.880 --> 02:14:18.439
<v Speaker 13>I sponsor the beer garden there. I sponsor race divisions,

2659
02:14:18.680 --> 02:14:21.840
<v Speaker 13>pure stocks, and they sell my beer there, so you

2660
02:14:21.840 --> 02:14:23.279
<v Speaker 13>can only get it at the I'm still going to

2661
02:14:23.359 --> 02:14:25.520
<v Speaker 13>take care of those guys. They always take care of me.

2662
02:14:25.880 --> 02:14:27.840
<v Speaker 13>So you're going to, you know, buy our beer at

2663
02:14:27.840 --> 02:14:30.960
<v Speaker 13>the racetrack and then our beer garden and that's the

2664
02:14:30.960 --> 02:14:34.000
<v Speaker 13>only place you're going to get it. And it's good stuff.

2665
02:14:34.119 --> 02:14:34.399
<v Speaker 7>Wow.

2666
02:14:36.279 --> 02:14:38.159
<v Speaker 5>And when does the race track open?

2667
02:14:40.359 --> 02:14:44.239
<v Speaker 13>Their first race is? I believe May I think it's

2668
02:14:44.239 --> 02:14:47.479
<v Speaker 13>probably May third, the same day we're have our first event,

2669
02:14:47.920 --> 02:14:51.880
<v Speaker 13>and it'll be true Ophices and we'll still go out

2670
02:14:51.920 --> 02:14:54.319
<v Speaker 13>there and you know, bring our tent and still sell

2671
02:14:54.359 --> 02:14:57.159
<v Speaker 13>stuff once a while and let them sell our beer,

2672
02:14:57.199 --> 02:15:00.680
<v Speaker 13>but we'll probably just sell merchandise. Uh, you know. So

2673
02:15:01.319 --> 02:15:05.159
<v Speaker 13>uh it's it's messy with two liquor licenses together. The

2674
02:15:05.199 --> 02:15:07.600
<v Speaker 13>state does not like that. They don't like it where

2675
02:15:07.600 --> 02:15:10.520
<v Speaker 13>you know, you're using two liquor licensees together selling retail.

2676
02:15:11.039 --> 02:15:13.199
<v Speaker 13>So you know, we we probably won't we won't sell

2677
02:15:13.239 --> 02:15:16.279
<v Speaker 13>retail out there, but we'll sell our merchandise.

2678
02:15:17.000 --> 02:15:18.600
<v Speaker 7>I wanted to mention, all right, let's.

2679
02:15:18.359 --> 02:15:19.119
<v Speaker 2>Talk about.

2680
02:15:20.680 --> 02:15:22.680
<v Speaker 5>Yeah, let's talk about favors.

2681
02:15:23.359 --> 02:15:27.720
<v Speaker 4>What's little beer what's the weirdest go ahead with your

2682
02:15:27.720 --> 02:15:28.279
<v Speaker 4>beer garden?

2683
02:15:28.319 --> 02:15:30.600
<v Speaker 5>First, Uh, well, I.

2684
02:15:30.600 --> 02:15:33.680
<v Speaker 13>Just want to say it's it's a small setting, but

2685
02:15:33.760 --> 02:15:35.760
<v Speaker 13>it'll be fun. We're we're gonna put one of those

2686
02:15:36.439 --> 02:15:39.279
<v Speaker 13>soccer pool you ever see that. It's like soccer balls.

2687
02:15:39.399 --> 02:15:41.399
<v Speaker 13>It looks like a big pool table on the ground

2688
02:15:41.680 --> 02:15:44.000
<v Speaker 13>and you use soccer balls for the pool balls and

2689
02:15:44.039 --> 02:15:44.960
<v Speaker 13>you kick it with your feet.

2690
02:15:45.239 --> 02:15:45.439
<v Speaker 5>Cool.

2691
02:15:46.359 --> 02:15:50.279
<v Speaker 13>Cool, And we're looking at putting in a small minister

2692
02:15:50.399 --> 02:15:53.399
<v Speaker 13>golf just pre you know, it won't cost anything to

2693
02:15:53.399 --> 02:15:53.760
<v Speaker 13>play it.

2694
02:15:54.279 --> 02:15:55.119
<v Speaker 17>Frisbee golf.

2695
02:15:55.319 --> 02:15:58.399
<v Speaker 4>Let's talk about let's can we talk about the beer,

2696
02:15:58.520 --> 02:15:59.680
<v Speaker 4>since that's what we're talking about.

2697
02:15:59.800 --> 02:16:00.279
<v Speaker 2>What are the.

2698
02:16:00.319 --> 02:16:04.079
<v Speaker 5>Weirdest flavors that you have? The weirdest flavors?

2699
02:16:03.960 --> 02:16:05.680
<v Speaker 13>I got some weird one. I got some weird ones.

2700
02:16:05.680 --> 02:16:09.560
<v Speaker 13>I got a sour. Puss is a sour. It's a

2701
02:16:09.560 --> 02:16:14.199
<v Speaker 13>German donkele wives in German blueberries sour. And it's my

2702
02:16:14.319 --> 02:16:17.760
<v Speaker 13>lightest beer taste wise, and it's my lightest beer alcohol wise.

2703
02:16:18.199 --> 02:16:22.359
<v Speaker 13>But it's black. I mean, if you put it up

2704
02:16:22.359 --> 02:16:25.560
<v Speaker 13>to the light, you'll see a little blue. It's really good.

2705
02:16:25.560 --> 02:16:28.479
<v Speaker 13>It's really interesting. And then we got a pineapple pitstop.

2706
02:16:28.800 --> 02:16:31.039
<v Speaker 13>I did that one that's a triple I p A.

2707
02:16:31.840 --> 02:16:34.920
<v Speaker 13>It's a nine percent alcohol that one. You gotta be careful.

2708
02:16:35.520 --> 02:16:38.559
<v Speaker 13>We serve that in real small glasses. But that one's

2709
02:16:38.559 --> 02:16:40.360
<v Speaker 13>for the race track I did. And it's actually a

2710
02:16:40.399 --> 02:16:44.000
<v Speaker 13>picture of me racing on that can. So we got

2711
02:16:44.000 --> 02:16:45.000
<v Speaker 13>some pretty weird ones.

2712
02:16:46.879 --> 02:16:47.159
<v Speaker 5>Okay.

2713
02:16:47.639 --> 02:16:49.639
<v Speaker 13>You know, like a lot of people, a lot of

2714
02:16:49.680 --> 02:16:51.680
<v Speaker 13>breweries have flavored beers.

2715
02:16:52.319 --> 02:16:54.479
<v Speaker 2>He's got great I pas.

2716
02:16:55.840 --> 02:16:59.399
<v Speaker 5>What is the most got the best job popular? What

2717
02:16:59.520 --> 02:17:01.000
<v Speaker 5>is the most popular flavor?

2718
02:17:02.479 --> 02:17:05.920
<v Speaker 13>You know, I would say that zombie jam. If you look,

2719
02:17:06.079 --> 02:17:07.879
<v Speaker 13>you know, you look on the internet. I was written

2720
02:17:08.440 --> 02:17:14.079
<v Speaker 13>it was a famous English author brew author from England

2721
02:17:14.079 --> 02:17:17.239
<v Speaker 13>that toured the United States in the eighties and early nineties,

2722
02:17:17.520 --> 02:17:19.559
<v Speaker 13>and I'm written in his book that's a whole lot

2723
02:17:19.600 --> 02:17:21.520
<v Speaker 13>I've been brewing all right. You know, I got it.

2724
02:17:21.520 --> 02:17:22.639
<v Speaker 5>I'm gonna take a break down.

2725
02:17:22.799 --> 02:17:25.000
<v Speaker 4>Rock and Roll dot Beer for more information for him

2726
02:17:25.000 --> 02:17:26.719
<v Speaker 4>and Frank Ran the real estate Man, has been our

2727
02:17:26.719 --> 02:17:27.200
<v Speaker 4>guest today.

2728
02:17:27.200 --> 02:17:28.840
<v Speaker 5>Frank, thank you so much for being here.

2729
02:17:29.360 --> 02:17:31.799
<v Speaker 4>You can always reach Frank at three oh three nine

2730
02:17:31.879 --> 02:17:33.239
<v Speaker 4>two zero sixteen twenty two.

2731
02:17:33.360 --> 02:17:34.680
<v Speaker 2>Save all your problems for me.